Great Southern Bancorp (GSBC) 10-Q 6 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Sep. 30, 2015	Nov. 04, 2015
Document and Entity Information:
Entity Registrant Name	Great Southern Bancorp Inc
Document Type	10-Q
Document Period End Date	Sep. 30, 2015
Trading Symbol	gsbc
Amendment Flag	false
Entity Central Index Key	854,560
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		13,869,823
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3

GREAT SOUTHERN BANCORP, INC. AN

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (September 30, 2015 figures unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash	$ 107,194	$ 109,052
Interest-bearing deposits in other financial institutions	125,450	109,595
Cash and cash equivalents	232,644	218,647
Available-for-sale securities	273,245	365,506
Held-to-maturity securities	353	450
Mortgage loans held for sale	9,806	14,579
Loans receivable, net	3,269,963	3,038,848
FDIC indemnification asset	27,572	44,334
Interest receivable	11,041	11,219
Prepaid expenses and other assets	56,151	60,452
Other real estate owned, net	35,125	45,838
Premises and equipment, net	127,948	124,841
Goodwill and other intangible assets	6,196	7,508
Investment in Federal Home Loan Bank stock	11,444	16,893
Current and deferred income taxes	9,150	2,219
Total Assets	4,070,638	3,951,334
Liabilities:
Deposits	3,246,740	2,990,840
Federal Home Loan Bank advances	164,569	271,641
Securities sold under reverse repurchase agreements with customers	148,117	168,993
Short-term borrowings	1,307	42,451
Subordinated debentures issued to capital trusts	25,774	30,929
Accrued interest payable	961	1,067
Advances from borrowers for taxes and insurance	8,007	4,929
Accounts payable and accrued expenses	27,566	20,739
Total Liabilities	3,623,041	3,531,589
Capital stock
Serial preferred stock	57,943	57,943
Common stock	139	138
Additional paid-in capital	24,136	22,345
Retained earnings	359,224	332,283
Accumulated other comprehensive income	6,155	7,036
Total Stockholders' Equity	447,597	419,745
Total Liabilities and Stockholders' Equity	$ 4,070,638	$ 3,951,334

GREAT SOUTHERN BANCORP, INC. A3

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES - CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (September 30, 2015 figures unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Statements of Financial Condition
Held-to-maturity securities fair value	$ 389	$ 499
Allowance for loan losses	$ 39,878	$ 38,435
Preferred stock par value	$ 0.01	$ 0.01
Preferred stock authorized shares	1,000,000	1,000,000
Preferred stock issued shares	57,943	57,943
Preferred stock shares outstanding	57,943	57,943
Preferred stock liquidation amount	$ 1,000	$ 1,000
Common stock par value	$ 0.01	$ 0.01
Common stock shares authorized	20,000,000	20,000,000
Common stock shares issued	13,861,037	13,754,806
Common stock shares outstanding	13,861,037	13,754,806

GREAT SOUTHERN BANCORP, INC. A4

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
INTEREST INCOME
Loans	$ 44,103,000	$ 44,948,000	$ 133,999,000	$ 125,669,000
Investment securities and other	1,652,000	2,659,000	5,396,000	8,617,000
TOTAL INTEREST INCOME	45,755,000	47,607,000	139,395,000	134,286,000
INTEREST EXPENSE
Deposits	3,500,000	2,884,000	9,794,000	8,297,000
Federal Home Loan Bank advances	468,000	461,000	1,331,000	2,446,000
Short-term borrowings and repurchase agreements	14,000	13,000	51,000	1,082,000
Interest expense on subordinated debentures issued to capital trusts	248,000	143,000	560,000	418,000
TOTAL INTEREST EXPENSE	4,230,000	3,501,000	11,736,000	12,243,000
NET INTEREST INCOME	41,525,000	44,106,000	127,659,000	122,043,000
PROVISION FOR LOAN LOSSES	1,703,000	945,000	4,303,000	4,099,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	39,822,000	43,161,000	123,356,000	117,944,000
NON-INTEREST INCOME
Commissions	400,000	284,000	981,000	910,000
Service charges and ATM fees	5,162,000	5,168,000	14,833,000	14,064,000
Net realized gains on sales of loans	1,079,000	1,543,000	3,078,000	2,700,000
Net realized gains on sales of available-for-sale securities	2,000	321,000	2,000	963,000
Late charges and fees on loans	371,000	248,000	1,482,000	827,000
Gain (loss) on derivative interest rate products	(133,000)	10,000	(112,000)	(223,000)
Initial gain recognized on business acquisition				10,805,000
Amortization of income/expense related to business acquisitions	(3,326,000)	(6,463,000)	(15,380,000)	(20,061,000)
Other non-interest income	1,565,000	667,000	3,638,000	3,347,000
TOTAL NON-INTEREST INCOME	5,120,000	1,778,000	8,522,000	13,332,000
NON-INTEREST EXPENSE
Salaries and employee benefits	15,078,000	14,884,000	44,261,000	41,371,000
Net occupancy and equipment expense	7,546,000	6,172,000	19,715,000	16,786,000
Postage	1,042,000	935,000	2,843,000	2,572,000
Insurance	837,000	940,000	2,672,000	2,820,000
Advertising	545,000	522,000	1,728,000	1,690,000
Office supplies and printing	328,000	393,000	1,043,000	1,050,000
Telephone	806,000	695,000	2,338,000	2,112,000
Legal, audit and other professional fees	586,000	1,389,000	1,873,000	3,230,000
Expense on foreclosed assets	616,000	982,000	1,319,000	3,173,000
Partnership tax credit investment amortization	420,000	420,000	1,260,000	1,300,000
Other operating expenses	2,210,000	2,066,000	6,153,000	13,585,000
TOTAL NON-INTEREST EXPENSE	30,014,000	29,398,000	85,205,000	89,689,000
INCOME BEFORE INCOME TAXES	14,928,000	15,541,000	46,673,000	41,587,000
PROVISION FOR INCOME TAXES	3,732,000	3,951,000	11,821,000	10,125,000
NET INCOME	11,196,000	11,590,000	34,852,000	31,462,000
Preferred stock dividends	145,000	145,000	435,000	435,000
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 11,051	$ 11,445	$ 34,417	$ 31,027
BASIC EARNINGS PER COMMON SHARE	$ 0.80	$ 0.84	$ 2.49	$ 2.27
DILUTED EARNINGS PER COMMON SHARE	0.79	0.83	2.46	2.25
DIVIDENDS DECLARED PER COMMON SHARE	$ 0.22	$ 0.20	$ 0.64	$ 0.60

GREAT SOUTHERN BANCORP, INC. A5

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Statements of Comprehensive Income
Net Income	$ 11,196	$ 11,590	$ 34,852	$ 31,462
Unrealized appreciation on available-for-sale securities, net	281	236	(785)	5,209
Reclassification adjustment for gains included in net income, net	(1)	(209)	(1)	(626)
Change in fair value of cash flow hedge, net	10	53	(95)	(90)
Comprehensive Income	$ 11,486	$ 11,670	$ 33,971	$ 35,955

GREAT SOUTHERN BANCORP, INC. A6

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Statements of Comprehensive Income
Tax effect of unrealized appreciation (depreciation) on available-for-sale securities, taxes	$ 160	$ 127	$ (221)	$ 2,805
Tax effect reclassification adjustment for gains included in net income, taxes	(1)	(112)	(1)	(337)
Tax effect of change in fair value of cash flow hedge, taxes	$ 6	$ 29	$ (59)	$ (67)

GREAT SOUTHERN BANCORP, INC. A7

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 34,852	$ 31,462
Proceeds from sales of loans held for sale	126,859	101,872
Originations of loans held for sale	(122,166)	(122,252)
Items not requiring (providing) cash:
Depreciation	8,088	6,410
Amortization of other assets	2,572	2,385
Compensation expense for stock option grants	395	409
Provision for loan losses	4,303	4,099
Net gains on loan sales	(3,078)	(2,700)
Net gains on sale of available-for-sale investment securities	(2)	(963)
Net gains on sale of premises and equipment	(561)	(46)
(Gain) loss on sale of foreclosed assets	(694)	1,360
Gain on redemption of trust preferred securities	(1,115)
Initial gain recognized on business acquisition		(10,805)
Amortization of deferred income, premiums, discounts and fair value adjustments	8,711	17,023
Loss on derivative interest rate products	112	223
Deferred income taxes	(7,357)	(4,370)
Changes in:
Interest receivable	178	1,232
Prepaid expenses and other assets	8,370	4,187
Accounts payable and accrued expenses	4,781	2,685
Income taxes refundable/payable	707	1,744
Net cash provided by operating activities	64,955	33,955
CASH FLOWS FROM INVESTING ACTIVITIES
Net increase in loans	(139,782)	(243,837)
Purchase of loans	(95,720)	(73,244)
Cash received from acquisitions		189,437
Cash received from FDIC loss sharing reimbursements	2,390	7,532
Purchase of premises and equipment	(12,839)	(11,598)
Proceeds from sale of premises and equipment	2,205	198
Proceeds from sale of foreclosed assets	17,888	17,661
Capitalized costs on foreclosed assets	(20)	(95)
Proceeds from sales of available-for-sale investment securities	56,167	179,204
Proceeds from maturing investment securities	110	110
Proceeds from called investment securities	6,143	6,235
Principal reductions on mortgage-backed securities	48,137	78,228
Purchase of available-for-sale securities	(21,339)	(40,661)
Redemption (purchase) of Federal Home Loan Bank stock	5,449	(2,191)
Net cash provided by (used in) investing activities	(131,211)	106,979
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in certificates of deposit	199,842	(89,219)
Net increase (decrease) in checking and savings deposits	56,502	(106,924)
Proceeds from Federal Home Loan Bank advances	5,277,500	2,517,000
Repayments of Federal Home Loan Bank advances	(5,384,548)	(2,450,300)
Net increase (decrease) in short-term borrowings	(62,020)	36,307
Repayments of structured repurchase agreements		(50,000)
Advances from borrowers for taxes and insurance	3,078	3,395
Redemption of trust preferred securities	(3,885)
Dividends paid	(8,976)	(8,371)
Purchase of company stock		(512)
Stock options exercised	2,760	1,151
Net cash provided by (used in) financing activities	80,253	(147,473)
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	13,997	(6,539)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	218,647	227,925
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 232,644	$ 221,386

Note 1_ Basis of Presentation

Note 1: Basis of Presentation	3 Months Ended
	Sep. 30, 2015
Notes
Note 1: Basis of Presentation	NOTE 1: BASIS OF PRESENTATION The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and nine months ended September 30, 2015 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2014, has been derived from the audited consolidated statement of financial condition of the Company as of that date. Certain prior period amounts have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income. Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K

Note 2_ Nature of Operations an

Note 2: Nature of Operations and Operating Segments	3 Months Ended
	Sep. 30, 2015
Notes
Note 2: Nature of Operations and Operating Segments	NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS The Company operates as a one-bank holding company. The Company’s business primarily consists of the operations of Great Southern Bank (the “Bank”), which provides a full range of financial services to customers primarily located in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas. In addition, the Company operates commercial loan production offices in Dallas, Texas and Tulsa, Oklahoma. The Company and the Bank are subject to the regulation of certain federal and state agencies and undergo periodic examinations by those regulatory agencies. The Company’s banking operation is its only reportable segment. The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others . The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements.

Note 3_ Recent Accounting Prono

Note 3: Recent Accounting Pronouncements	3 Months Ended
	Sep. 30, 2015
Notes
Note 3: Recent Accounting Pronouncements	NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS In January 2014, the FASB issued ASU No. 2014-04 to amend FASB ASC Topic 310, Receivables – Troubled Debt Restructurings by Creditors In June 2014, the FASB issued ASU No. 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures. In August 2015, the FASB issued ASU 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date Revenue from Contracts with Customers (Topic 606): Summary and Amendments that Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs—Contracts with Customers (Subtopic 340-40) Revenue Recognition In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis In May 2015, the FASB issued ASU No. 2015-07, Fair Value Measurement (Topic 820): Disclosures for Investments in Certain Entities that Calculate Net Asset Value Per Share

Note 4_ Stockholders' Equity

Note 4: Stockholders' Equity	3 Months Ended
	Sep. 30, 2015
Notes
Note 4: Stockholders' Equity	NOTE 4: STOCKHOLDERS' EQUITY Previously, the Company's stockholders approved the Company's reincorporation to the State of Maryland. Under Maryland law, there is no concept of "Treasury Shares." Instead, shares purchased by the Company constitute authorized but unissued shares under Maryland law. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The cost of shares purchased by the Company has been allocated to Common Stock and Retained Earnings balances.

Note 5_ Earnings Per Share

Note 5: Earnings Per Share	3 Months Ended
	Sep. 30, 2015
Notes
Note 5: Earnings Per Share	NOTE 5: EARNINGS PER SHARE Three Months Ended September 30, 2015 2014 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 13,840 13,696 Net income available to common stockholders $11,051 $11,445 Per common share amount $0.80 $0.84 Diluted: Average shares outstanding 13,840 13,696 Net effect of dilutive stock options – based on the treasury stock method using average market price 178 89 Diluted shares 14,018 13,785 Net income available to common stockholders $11,051 $11,445 Per common share amount $0.79 $0.83 Nine Months Ended September 30, 2015 2014 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 13,815 13,693 Net income available to common stockholders $34,417 $31,027 Per common share amount $2.49 $2.27 Diluted: Average shares outstanding 13,815 13,693 Net effect of dilutive stock options – based on the treasury stock method using average market price 178 75 Diluted shares 13,993 13,768 Net income available to common stockholders $34,417 $31,027 Per common share amount $2.46 $2.25 Options outstanding at September 30, 2015 and 2014, to purchase 7,250 and 118,600 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the three and nine month periods because such options’ exercise prices were greater than the average market prices of the common shares for the three and nine months ended September 30, 2015 and 2014, respectively.

Note 6_ Investment Securities

Note 6: Investment Securities	3 Months Ended
	Sep. 30, 2015
Notes
Note 6: Investment Securities	NOTE 6: INVESTMENT SECURITIES September 30, 2015 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: U.S. government agencies $20,000 $— $17 $19,983 2.00% Mortgage-backed securities 169,293 2,756 119 171,930 1.97 States and political subdivisions 72,984 4,876 7 77,853 5.71 Equity securities 847 2,632 — 3,479 — $263,124 $10,264 $143 $273,245 3.00% December 31, 2014 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: U.S. government agencies $20,000 $— $486 $19,514 2.00% Mortgage-backed securities 254,294 4,325 821 257,798 1.97 States and political subdivisions 79,237 5,810 7 85,040 5.76 Equity securities 847 2,307 — 3,154 — $354,378 $12,442 $1,314 $365,506 2.82% September 30, 2015 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $353 $36 $ $389 7.37% December 31, 2014 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $450 $49 $ $499 7.37% The amortized cost and fair value of available-for-sale securities at September 30, 2015, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ — $ — After one through five years 616 652 After five through ten years 3,290 3,455 After ten years 89,078 93,729 Securities not due on a single maturity date 169,293 171,930 Equity securities 847 3,479 $263,124 $273,245 The held-to-maturity securities at September 30, 2015, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) After one through five years $353 $389 Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2015 and December 31, 2014, respectively, was approximately $32.0 million and $106.0 million, which is approximately 11.7% and 29.0% of the Company’s combined available-for-sale and held-to-maturity investment portfolio, respectively. Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these debt securities are temporary at September 30, 2015. The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2015 and December 31, 2014: September 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) U.S. government agencies $20,000 $(17) $ $ $20,000 $(17) Mortgage-backed securities 1,402 (19) 9,693 (100) 11,095 (119) State and political subdivisions — — 913 (7) 913 (7) $21,402 $(36) $10,606 $(107) $32,008 $(143) December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) U.S. government agencies $ — $ $ $20,000 $(486) Mortgage-backed securities 40,042 (328) 45,056 (493) 85,098 (821) State and political subdivisions — — 925 (7) 925 (7) $40,042 $(328) $65,981 $(986) $106,023 $(1,314) Gross gains of $503,000 and $503,000 and gross losses of $501,000 and $501,000 resulting from sales of available-for-sale securities were realized for the three and nine months ended September 30, 2015. Gross gains of $656,000 and $1.3 million and gross losses of $335,000 and $335,000 resulting from sales of available-for-sale securities were realized for the three and nine months ended September 30, 2014. Gains and losses on sales of securities are determined on the specific-identification method. Other-than-temporary Impairment. The accounting guidance for beneficial interests in securitized financial assets provides incremental impairment guidance for a subset of the debt securities within the scope of the guidance for investments in debt and equity securities. Where the security is a beneficial interest in securitized financial assets, the Company uses the beneficial interests in securitized financial asset impairment model. Where the security is not a beneficial interest in securitized financial assets, the Company uses the debt and equity securities impairment model. The Company does not currently have securities within the scope of this guidance for beneficial interests in securitized financial assets. The Company conducts periodic reviews to identify and evaluate each investment security to determine whether an other-than-temporary impairment has occurred. The Company considers the length of time a security has been in an unrealized loss position, the relative amount of the unrealized loss compared to the carrying value of the security, the type of security and other factors. If certain criteria are met, the Company performs additional review and evaluation using observable market values or various inputs in economic models to determine if an unrealized loss is other-than-temporary. The Company uses quoted market prices for marketable equity securities and uses broker pricing quotes based on observable inputs for equity investments that are not traded on a stock exchange. For non-agency collateralized mortgage obligations, to determine if the unrealized loss is other-than-temporary, the Company projects total estimated defaults of the underlying assets (mortgages) and multiplies that calculated amount by an estimate of realizable value upon sale in the marketplace (severity) in order to determine the projected collateral loss. The Company also evaluates any current credit enhancement underlying these securities to determine the impact on cash flows. If the Company determines that a given security position will be subject to a write-down or loss, the Company records the expected credit loss as a charge to earnings. During the three and nine months ended September 30, 2015, no securities were determined to have impairment that was other than temporary. Credit Losses Recognized on Investments. Amounts Reclassified Out of Accumulated Other Comprehensive Income. Amounts Reclassified from Other Comprehensive Income Three Months Ended September 30, Affected Line Item in the Statements 2015 2014 of Income (In Thousands) Unrealized gains on available- Net realized gains on available- for-sale securities $2 $321 for-sale securities (Total reclassified amount before tax) Income Taxes (1) (112) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $1 $209 Amounts Reclassified from Other Comprehensive Income Nine Months Ended September 30, Affected Line Item in the Statements 2015 2014 of Income (In Thousands) Unrealized gains on available- Net realized gains on available- for-sale securities $2 $963 for-sale securities (Total reclassified amount before tax) Income Taxes (1) (337) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $1 $626

Note 7_ Loans and Allowance For

Note 7: Loans and Allowance For Loan Losses	3 Months Ended
	Sep. 30, 2015
Notes
Note 7: Loans and Allowance For Loan Losses	NOTE 7: LOANS AND ALLOWANCE FOR LOAN LOSSES September 30, December 31, 2015 2014 (In Thousands) One- to four-family residential construction $39,160 $40,361 Subdivision construction 44,008 28,593 Land development 47,165 52,096 Commercial construction 448,571 392,929 Owner occupied one- to four-family residential 99,730 87,549 Non-owner occupied one- to four-family residential 150,410 143,051 Commercial real estate 1,041,645 945,876 Other residential 407,945 392,414 Commercial business 411,258 354,012 Industrial revenue bonds 38,241 41,061 Consumer auto 403,677 323,353 Consumer other 76,647 78,029 Home equity lines of credit 75,768 66,272 Acquired FDIC-covered loans, net of discounts 249,544 286,608 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 36,642 49,945 Acquired non-covered loans, net of discounts 100,345 121,982 3,670,756 3,404,131 Undisbursed portion of loans in process (357,789) (323,572) Allowance for loan losses (39,878) (38,435) Deferred loan fees and gains, net (3,126) (3,276) $3,269,963 $3,038,848 Weighted average interest rate 4.54% 4.66% Classes of loans by aging were as follows: September 30, 2015 Total Loans Past Due > 90 Days 30-59 Days 60-89 Days 90 Days Total Past Total Loans Past Due and Past Due Past Due or More Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ — $ — $ — $ — $39,160 $39,160 $ — Subdivision construction — — — — 44,008 44,008 — Land development 4,028 — 113 4,141 43,024 47,165 — Commercial construction — — — — 448,571 448,571 — Owner occupied one- to four- family residential 198 394 769 1,361 98,369 99,730 127 Non-owner occupied one- to four-family residential 103 96 559 758 149,652 150,410 254 Commercial real estate 6,590 — 3,955 10,545 1,031,100 1,041,645 — Other residential — — — — 407,945 407,945 — Commercial business 238 — 287 525 410,733 411,258 — Industrial revenue bonds — — — — 38,241 38,241 — Consumer auto 2,566 612 632 3,810 399,867 403,677 — Consumer other 1,040 115 528 1,683 74,964 76,647 — Home equity lines of credit 182 87 261 530 75,238 75,768 — Acquired FDIC-covered loans, net of discounts 837 1,539 13,119 15,495 234,049 249,544 761 Acquired loans no longer covered by loss sharing agreements, net of discounts 117 — 38 155 36,487 36,642 — Acquired non-covered loans, net of discounts 405 450 5,756 6,611 93,734 100,345 74 16,304 3,293 26,017 45,614 3,625,142 3,670,756 1,216 Less FDIC-supported loans, and acquired non-covered loans, net of discounts 1,359 1,989 18,913 22,261 364,270 386,531 835 Total $ 14,945 $ 1,304 $ 7,104 $ 23,353 $ 3,260,872 $ 3,284,225 $ 381 December 31, 2014 Total Loans Total > 90 Days Past 30-59 Days 60-89 Days Over 90 Total Past Loans Due and Past Due Past Due Days Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $— $— $— $— $40,361 $40,361 $— Subdivision construction 109 — — 109 28,484 28,593 — Land development 110 — 255 365 51,731 52,096 — Commercial construction — — — — 392,929 392,929 — Owner occupied one- to four- family residential 2,037 441 1,029 3,507 84,042 87,549 170 Non-owner occupied one- to four-family residential 583 — 296 879 142,172 143,051 — Commercial real estate 6,887 — 4,699 11,586 934,290 945,876 187 Other residential — — — — 392,414 392,414 — Commercial business 59 — 411 470 353,542 354,012 — Industrial revenue bonds — — — — 41,061 41,061 — Consumer auto 1,801 244 316 2,361 320,992 323,353 — Consumer other 1,301 260 801 2,362 75,667 78,029 397 Home equity lines of credit 89 — 340 429 65,843 66,272 22 Acquired FDIC-covered loans, net of discounts 6,236 1,062 16,419 23,717 262,891 286,608 194 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 754 46 243 1,043 48,902 49,945 — Acquired non-covered loans, net of discounts 2,638 640 11,248 14,526 107,456 121,982 — 22,604 2,693 36,057 61,354 3,342,777 3,404,131 970 Less FDIC-supported loans, and acquired non-covered loans, net of discounts 9,628 1,748 27,910 39,286 419,249 458,535 194 Total $ 12,976 $ 945 $ 8,147 $ 22,068 $ 2,923,528 $ 2,945,596 $ 776 Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows: September 30, December 31, 2015 2014 (In Thousands) One- to four-family residential construction $ — $— Subdivision construction — — Land development 113 255 Commercial construction — — Owner occupied one- to four-family residential 642 859 Non-owner occupied one- to four-family residential 305 296 Commercial real estate 3,955 4,512 Other residential — — Commercial business 287 411 Industrial revenue bonds — — Consumer auto 632 316 Consumer other 528 404 Home equity lines of credit 261 318 Total $6,723 $7,371 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2015. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2015: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance July 1, 2015 $3,886 $3,342 $20,191 $3,288 $3,992 $4,999 $39,698 Provision (benefit) charged to expense 515 162 (284) (158) 728 740 1,703 Losses charged off — — (803) (132) (193) (1,312) (2,440) Recoveries 36 12 32 81 45 711 917 Balance September 30, 2015 $4,437 $3,516 $19,136 $3,079 $4,572 $5,138 $39,878 Balance January 1, 2015 $3,455 $2,941 $19,773 $3,562 $3,679 $5,025 $38,435 Provision (benefit) charged to expense 961 546 (45) (348) 1,618 1,571 4,303 Losses charged off (66) (2) (807) (329) (968) (3,394) (5,566) Recoveries 87 31 215 194 243 1,936 2,706 Balance September 30, 2015 $4,437 $3,516 $19,136 $3,079 $4,572 $5,138 $39,878 Ending balance: Individually evaluated for impairment $ 763 $— $3,340 $ 1,405 $ 473 $311 $ 6,292 Collectively evaluated for impairment $2,907 $ 3,497 $ 15,398 $1,491 $3,943 $4,509 $ 31,745 Loans acquired and accounted for under ASC 310-30 $767 $19 $398 $183 $156 $318 $1,841 Loans Individually evaluated for impairment $ 8,558 $9,567 $ 32,232 $ 7,416 $ 2,701 $ 2,016 $ 62,490 Collectively evaluated for impairment $ 324,750 $ 398,378 $ 1,009,413 $ 488,320 $ 446,798 $ 554,076 $3,221,735 Loans acquired and accounted for under ASC 310-30 $ 199,047 $ 43,268 $ 81,832 $ 6,149 $ 11,617 $ 44,618 $ 386,531 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2014: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance July 1, 2014 $5,073 $1,723 $16,476 $8,249 $2,582 $3,979 $38,082 Provision (benefit) charged to expense (1,647) 545 2,838 (2,499) 632 1,076 945 Losses charged off (106) — (520) (1) (50) (1,107) (1,784) Recoveries 120 14 170 24 — 510 838 Balance September 30, 2014 $3,440 $2,282 $18,964 $5,773 $3,164 $4,458 $38,081 Balance January 1, 2014 $6,235 $2,678 $16,939 $4,464 $6,451 $3,349 $40,116 Provision (benefit) charged to expense (1,280) (423) 2,704 1,263 (619) 2,454 4,099 Losses charged off (1,803) (2) (1,239) (131) (2,737) (2,891) (8,803) Recoveries 288 29 560 177 69 1,546 2,669 Balance September 30, 2014 $3,440 $2,282 $18,964 $5,773 $3,164 $4,458 $38,081 The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2014: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Individually evaluated for impairment $829 $— $1,751 $1,507 $823 $232 $5,142 Collectively evaluated for impairment $2,532 $2,923 $16,671 $1,905 $2,805 $4,321 $31,157 Loans acquired and accounted for under ASC 310-30 $94 $18 $1,351 $150 $51 $472 $2,136 Loans Individually evaluated for impairment $11,488 $9,804 $28,641 $7,601 $2,725 $1,480 $61,739 Collectively evaluated for impairment $288,066 $382,610 $917,235 $437,424 $392,348 $466,174 $2,883,857 Loans acquired and accounted for under ASC 310-30 $234,158 $48,470 $107,278 $1,937 $17,789 $48,903 $458,535 The portfolio segments used in the preceding three tables correspond to the loan classes used in all other tables in Note 7 as follows: · · · · · · A loan is considered impaired, in accordance with the impairment accounting guidance (FASB ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include not only nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows: September 30, 2015 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $712 $712 $— Subdivision construction 2,531 2,535 218 Land development 7,416 7,421 1,405 Commercial construction — — — Owner occupied one- to four-family residential 3,462 3,732 411 Non-owner occupied one- to four-family residential 1,853 2,064 134 Commercial real estate 32,232 33,618 3,340 Other residential 9,567 9,567 — Commercial business 2,701 2,783 473 Industrial revenue bonds — — — Consumer auto 725 762 109 Consumer other 861 993 129 Home equity lines of credit 430 456 73 Total $62,490 $64,643 $6,292 Three Months Ended Nine Months Ended September 30, 2015 September 30, 2015 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $634 $7 $755 $35 Subdivision construction 3,749 32 4,218 99 Land development 7,425 72 7,425 204 Commercial construction — — — — Owner occupied one- to four-family residential 3,424 44 3,696 132 Non-owner occupied one- to four-family residential 1,739 30 1,737 75 Commercial real estate 28,026 559 26,979 1,189 Other residential 9,612 106 9,711 286 Commercial business 2,058 62 2,163 109 Industrial revenue bonds — — — — Consumer auto 626 19 502 40 Consumer other 732 30 628 63 Home equity lines of credit 395 7 402 20 Total $58,420 $968 $58,216 $2,252 At or for the Year Ended December 31, 2014 Average Unpaid Investment Interest Recorded Principal Specific in Impaired Income Balance Balance Allowance Loans Recognized (In Thousands) One- to four-family residential construction $1,312 $1,312 $— $173 $76 Subdivision construction 4,540 4,540 344 2,593 226 Land development 7,601 8,044 1,507 9,691 292 Commercial construction — — — — — Owner occupied one- to four-family residential 3,747 4,094 407 4,808 212 Non-owner occupied one- to four-family residential 1,889 2,113 78 4,010 94 Commercial real estate 28,641 30,781 1,751 29,808 1,253 Other residential 9,804 9,804 — 10,469 407 Commercial business 2,725 2,750 823 2,579 158 Industrial revenue bonds — — — 2,644 — Consumer auto 420 507 63 219 37 Consumer other 629 765 94 676 71 Home equity lines of credit 431 476 75 461 25 Total $ 61,739 $ 65,186 $ 5,142 $ 68,131 $ 2,851 September 30, 2014 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $— $— $— Subdivision construction 2,304 4,716 373 Land development 7,791 8,224 1,514 Commercial construction — — — Owner occupied one- to four-family residential 4,366 5,064 517 Non-owner occupied one- to four-family residential 4,614 4,837 450 Commercial real estate 28,899 30,210 1,736 Other residential 10,203 10,203 — Commercial business 2,150 2,173 596 Industrial revenue bonds 2,976 4,288 — Consumer auto 175 227 26 Consumer other 635 764 95 Home equity lines of credit 446 473 77 Total $64,559 $71,179 $5,384 Three Months Ended Nine Months Ended September 30, 2014 September 30, 2014 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $121 $ — $59 $ — Subdivision construction 2,207 8 2,549 38 Land development 7,650 70 10,403 213 Commercial construction — — — — Owner occupied one- to four-family residential 4,665 56 5,100 168 Non-owner occupied one- to four-family residential 4,550 53 4,137 163 Commercial real estate 29,531 298 30,204 988 Other residential 10,304 86 10,665 296 Commercial business 2,163 31 2,657 99 Industrial revenue bonds 3,362 192 2,998 192 Consumer auto 216 4 182 11 Consumer other 678 15 690 57 Home equity lines of credit 415 6 461 20 Total $65,862 $819 $70,105 $2,245 At September 30, 2015, $24.7 million of impaired loans had specific valuation allowances totaling $6.3 million. At December 31, 2014, $20.0 million of impaired loans had specific valuation allowances totaling $5.1 million. Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach. The following tables present newly restructured loans during the three and nine months ended September 30, 2015 by type of modification: Three Months Ended September 30, 2015 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $— $48 $158 $206 Commercial business — 1,095 — 1,095 Consumer — 21 — 21 $ — $ 1,164 $ 158 $ 1,322 Nine Months Ended September 30, 2015 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $— $257 $158 $415 Commercial real estate — 115 — 115 Commercial business — 1,095 — 1,095 Consumer — 69 — 69 $ — $ 1,536 $ 158 $ 1,694 At September 30, 2015, the Company had $46.2 million of loans that were modified in troubled debt restructurings and impaired, as follows: $7.9 million of construction and land development loans, $13.5 million of single family and multi-family residential mortgage loans, $22.5 million of commercial real estate loans, $2.0 million of commercial business loans and $299,000 of consumer loans. Of the total troubled debt restructurings at September 30, 2015, $42.8 million were accruing interest and $11.2 million were classified as substandard using the Company’s internal grading system, which is described below. The Company had no troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the nine months ended September 30, 2015. When loans modified as troubled debt restructuring have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible. At December 31, 2014, the Company had $47.6 million of loans that were modified in troubled debt restructurings and impaired, as follows: $8.3 million of construction and land development loans, $13.8 million of single family and multi-family residential mortgage loans, $23.3 million of commercial real estate loans, $1.9 million of commercial business loans and $324,000 of consumer loans. Of the total troubled debt restructurings at December 31, 2014, $39.2 million were accruing interest and $18.3 million were classified as substandard using the Company’s internal grading system. During the three months ended September 30, 2015, loans designated as troubled debt restructurings totaling $17,000 of consumer loans met the criteria for placement back on accrual status. During the nine months ended September 30, 2015, loans designated as troubled debt restructurings totaling $785,000 met the criteria for placement back on accrual status. The $785,000 consisted of $711,000 of residential mortgage loans, $29,000 of commercial business loans, $39,000 of consumer loans and $6,000 of construction and land development loans. The criteria is generally a minimum of six months of payment performance under original or modified terms. The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-covered loans are evaluated using this internal grading system. These loans are accounted for in pools and are currently substantially covered through loss sharing agreements with the FDIC. Minimal adverse classification in the loan pools was identified as of September 30, 2015 and December 31, 2014, respectively. The acquired non-covered loans are also evaluated using this internal grading system. These loans are accounted for in pools and minimal adverse classification in the loan pools was identified as of September 30, 2015 and December 31, 2014, respectively. See Note 8 for further discussion of the acquired loan pools and loss sharing agreements. The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. In the fourth quarter of 2014, the Company began using a three-year average of historical losses for the general component of the allowance for loan loss calculation. The Company had previously used a five-year average. For interim periods, the Company uses three full years plus the interim period’s annualized average losses for the general component of the allowance for loan loss calculation. The Company believes that the three-year average provides a better representation of the current risks in the loan portfolio. This change was made after consultation with our regulators and other third-party consultants, as well as a review of the practices used by the Company’s peers. This change did not materially affect the level of the allowance for loan losses. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, the average life of the loan, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of its allowance for loan losses. No other significant changes were made to the loan risk grading system definitions and allowance for loan loss methodology during the past year. The loan grading system is presented by loan class below: September 30, 2015 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $38,449 $ — $ — $ 711 $ — $39,160 Subdivision construction 40,120 1,996 — 1,892 — 44,008 Land development 36,204 5,324 — 5,637 — 47,165 Commercial construction 448,571 — — — — 448,571 Owner occupied one- to four- family residential 97,614 592 — 1,524 — 99,730 Non-owner occupied one- to four- family residential 148,744 518 — 1,148 — 150,410 Commercial real estate 1,005,628 18,438 — 17,579 — 1,041,645 Other residential 395,512 10,477 — 1,956 — 407,945 Commercial business 409,198 1,302 — 758 — 411,258 Industrial revenue bonds 38,241 — — — — 38,241 Consumer auto 403,008 — — 669 — 403,677 Consumer other 75,928 — — 719 — 76,647 Home equity lines of credit 75,343 — — 425 — 75,768 Acquired FDIC-covered loans, net of discounts 249,515 — — 29 — 249,544 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 36,506 — — 136 — 36,642 Acquired non-covered loans, net of discounts 98,493 — — 1,852 — 100,345 Total $3,597,074 $38,647 $ — $35,035 $ — $3,670,756 December 31, 2014 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $39,049 $— $— $1,312 $— $40,361 Subdivision construction 24,269 21 — 4,303 — 28,593 Land development 41,035 5,000 — 6,061 — 52,096 Commercial construction 392,929 — — — — 392,929 Owner occupied one- to-four- family residential 85,041 745 — 1,763 — 87,549 Non-owner occupied one- to- four-family residential 141,198 580 — 1,273 — 143,051 Commercial real estate 901,167 32,155 — 12,554 — 945,876 Other residential 380,811 9,647 — 1,956 — 392,414 Commercial business 351,744 423 — 1,845 — 354,012 Industrial revenue bonds 40,037 1,024 — — — 41,061 Consumer auto 323,002 — — 351 — 323,353 Consumer other 77,507 3 — 519 — 78,029 Home equity lines of credit 65,841 — — 431 — 66,272 Acquired FDIC-covered loans, net of discounts 286,049 — — 559 — 286,608 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 48,592 — — 1,353 — 49,945 Acquired non-covered loans, net of discounts 121,982 — — — — 121,982 Total $3,320,253 $49,598 $— $34,280 $— $3,404,131

Note 8_ Acquired Loans, Loss Sh

Note 8: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets	3 Months Ended
	Sep. 30, 2015
Notes
Note 8: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets	NOTE 8: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas. The loans, commitments and foreclosed assets purchased in the TeamBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five-year period ended March 31, 2014. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa. The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five year period ended on September 30, 2014. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri. The loans and foreclosed assets purchased in the Sun Security Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans at the date of the acquisition) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A discount was recorded in conjunction with the fair value of the acquired loans and no amount was accreted to yield during either of the three and nine months ended September 30, 2015. The amount accreted to yield during the three and nine months ended September 30, 2014 was $-0- and $105,000, respectively. On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota. The loans and foreclosed assets purchased in the InterBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and nine months ended September 30, 2015 was $113,000 and $351,000, respectively. The amount amortized to yield during the three and nine months ended September 30, 2014 was $133,000 and $417,000, respectively. On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa. This transaction did not include a loss sharing agreement. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and nine months ended September 30, 2015 was $195,000 and $615,000, respectively. The amount amortized to yield during each of the three and nine months ended September 30, 2014 was $263,000. Fair Value and Expected Cash Flows. The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. The Company continues to evaluate the fair value of the loans including cash flows expected to be collected. Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses. During the three and nine months ended September 30, 2015, increases in expected cash flows related to the acquired loan portfolios resulted in adjustments of $3.4 million and $11.6 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and nine months ended September 30, 2014, similar such adjustments totaling $5.1 million and $25.0 million, respectively, were made to the accretable yield. The current year increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements. During the three and nine months ended September 30, 2015, this resulted in corresponding adjustments of $-0- and $4.4 million, respectively, to the indemnification assets to be amortized on a level-yield basis over the remainder of the loss sharing agreements or the remaining expected lives of the loan pools, whichever is shorter. During the three and nine months ended September 30, 2014, corresponding adjustments of $4.1 million and $20.0 million, respectively, were made to the indemnification assets. Because these adjustments will be recognized over the remaining lives of the loan pools and the remainder of the loss sharing agreements, respectively, they will impact future periods as well. The remaining accretable yield adjustment that will affect interest income is $15.6 million and the remaining adjustment to the indemnification assets, including the effects of the clawback liability related to Interbank, that will affect non-interest income (expense) is $(11.2) million. Of the remaining adjustments, we expect to recognize $4.9 million of interest income and $(3.1) million of non-interest income (expense) during the remainder of 2015. Additional adjustments may be recorded in future periods from the FDIC-assisted acquisitions, as the Company continues to estimate expected cash flows from the acquired loan pools. The impact of adjustments on the Company’s financial results is shown below: Three Months Ended Three Months Ended September 30, 2015 September 30, 2014 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $6,661 71 bps $8,848 98 bps Non-interest income (4,139) (7,438) Net impact to pre-tax income $2,522 $1,410 Net impact net of taxes $1,639 $917 Impact to diluted earnings per common share $0.12 $0.07 Nine Months Ended Nine Months Ended September 30, 2015 September 30, 2014 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $22,882 82 bps $25,836 101 bps Non-interest income (16,191) (21,915) Net impact to pre-tax income $6,691 $3,921 Net impact net of taxes $4,349 $2,549 Impact to diluted earnings per common share $0.31 $0.19 The loss sharing asset is measured separately from the loan portfolio because it is not contractually embedded in the loans and is not transferable with the loans should the Bank choose to dispose of them. Fair value was estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool (as discussed above) and the loss sharing percentages outlined in the applicable Purchase and Assumption Agreement with the FDIC. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursement from the FDIC. The loss sharing asset is also separately measured from the related foreclosed real estate. The loss sharing agreement on the InterBank transaction includes a clawback provision whereby if credit loss performance is better than certain pre-established thresholds, then a portion of the monetary benefit is shared with the FDIC. The pre-established threshold for credit losses is $115.7 million for this transaction. The monetary benefit required to be paid to the FDIC under the clawback provision, if any, will occur shortly after the termination of the loss sharing agreement, which in the case of InterBank is 10 years from the acquisition date. At September 30, 2015 and December 31, 2014, the Bank’s internal estimate of credit performance was expected to be better than the threshold set by the FDIC in the loss sharing agreement. Therefore, a separate clawback liability totaling $6.5 million and $6.1 million was recorded as of September 30, 2015 and December 31, 2014, respectively. As changes in the fair values of the loans and foreclosed assets are determined due to changes in expected cash flows, changes in the amount of the clawback liability will occur. In addition, beginning in the three months ended December 31, 2014, the Company's net interest margin has been impacted by additional yield accretion recognized in conjunction with updated estimates of the fair value of the loan pools acquired in the June 2014 Valley Bank FDIC-assisted transaction. Beginning with the three months ended December 31, 2014, the cash flow estimates have increased for certain of the Valley Bank loan pools primarily based on significant loan repayments and also due to collection of certain loans, thereby reducing loss expectations on certain of the loan pools. This resulted in increased income that was spread on a level-yield basis over the remaining expected lives of these loan pools. The Valley Bank transaction does not include a loss sharing agreement with the FDIC. Therefore, there is no related indemnification asset. The entire amount of the discount adjustment will be accreted to interest income over time with no offsetting impact to non-interest income. The amount of the Valley Bank discount adjustment accreted to interest income for the three and nine months ended September 30, 2015 was $1.8 million and $3.9 million, respectively, and is included in the impact on net interest income/net interest margin amount in the table above. Based on current estimates, we anticipate recording additional interest income accretion of $1.3 million in the remainder of 2015 related to these Valley Bank loan pools. TeamBank Loans, Foreclosed Assets and Indemnification Asset. September 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $32,421 $— Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,439) — Original estimated fair value of assets, net of activity since acquisition date (30,815) — Expected loss remaining 167 — Assumed loss sharing recovery percentage 90% —% Estimated loss sharing value 151 — Indemnification asset to be amortized resulting from change in expected losses 286 — FDIC indemnification asset $437 $— December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $43,855 $132 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,923) — Original estimated fair value of assets, net of activity since acquisition date (41,560) (119) Expected loss remaining 372 13 Assumed loss sharing recovery percentage 85% 77% Estimated loss sharing value 315 10 Indemnification asset to be amortized resulting from change in expected losses 359 — FDIC indemnification asset $674 $10 Vantus Bank Loans, Foreclosed Assets and Indemnification Asset. September 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $33,283 $669 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (556) — Original estimated fair value of assets, net of activity since acquisition date (32,472) (479) Expected loss remaining 255 190 Assumed loss sharing recovery percentage 61% —% Estimated loss sharing value (1) 155 — Indemnification asset to be amortized resulting from change in expected losses 383 — FDIC indemnification asset $538 $— (1) Includes $152,000 impairment of indemnification asset for foreclosed assets. Resolution of certain items related to commercial foreclosed assets did not occur prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank on September 30, 2014. December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $42,138 $1,084 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (504) — Original estimated fair value of assets, net of activity since acquisition date (40,997) (894) Expected loss remaining 637 190 Assumed loss sharing recovery percentage 72% —% Estimated loss sharing value 461 — Indemnification asset to be amortized resulting from change in expected losses 324 — FDIC indemnification asset $785 $— Sun Security Bank Loans, Foreclosed Assets and Indemnification Asset. September 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $46,362 $669 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,098) — Original estimated fair value of assets, net of activity since acquisition date (42,165) (573) Expected loss remaining 2,099 96 Assumed loss sharing recovery percentage 51% 80% Estimated loss sharing value 1,068 77 Indemnification asset to be amortized resulting from change in expected losses 1,668 — Accretable discount on FDIC indemnification asset (81) (63) FDIC indemnification asset $2,655 $14 December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $59,618 $2,325 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (3,341) — Original estimated fair value of assets, net of activity since acquisition date (52,166) (1,488) Expected loss remaining 4,111 837 Assumed loss sharing recovery percentage 65% 80% Estimated loss sharing value 2,676 670 Indemnification asset to be amortized resulting from change in expected losses 2,662 — Accretable discount on FDIC indemnification asset (267) (64) FDIC indemnification asset $5,071 $606 InterBank Loans, Foreclosed Assets and Indemnification Asset. September 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $207,398 $2,670 Non-credit premium/(discount), net of activity since acquisition date 1,010 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (7,695) — Original estimated fair value of assets, net of activity since acquisition date (180,734) (1,959) Expected loss remaining 19,979 711 Assumed loss sharing recovery percentage 83% 80% Estimated loss sharing value (1) 16,538 569 FDIC loss share clawback 2,690 — Indemnification asset to be amortized resulting from change in expected losses 6,155 — Accretable discount on FDIC indemnification asset (1,991) (33) FDIC indemnification asset $23,392 $536 (1) Includes $400,000 impairment of indemnification asset for loans December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $244,977 $4,494 Non-credit premium/(discount), net of activity since acquisition date 1,361 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (19,566) — Original estimated fair value of assets, net of activity since acquisition date (201,830) (3,986) Expected loss remaining 24,942 508 Assumed loss sharing recovery percentage 82% 80% Estimated loss sharing value 20,509 406 FDIC loss share clawback 3,620 — Indemnification asset to be amortized resulting from change in expected losses 15,652 — Accretable discount on FDIC indemnification asset (2,967) (33) FDIC indemnification asset $36,814 $373 Valley Bank Loans and Foreclosed Assets. September 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $118,864 $1,100 Non-credit premium/(discount), net of activity since acquisition date 899 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (3,727) — Original estimated fair value of assets, net of activity since acquisition date (100,345) (1,078) Expected loss remaining $15,691 $22 December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $145,845 $778 Non-credit premium/(discount), net of activity since acquisition date 1,514 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,519) — Original estimated fair value of assets, net of activity since acquisition date (121,982) (778) Expected loss remaining $23,858 $— Changes in the accretable yield for acquired loan pools were as follows for the three months ended September 30, 2015 and 2014: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, July 1, 2014 $ 7,434 $ 4,578 $9,427 $ 41,108 $ 22,811 Accretion (887) (859) (2,119) (10,002) (2,062) Reclassification from nonaccretable yield (1) 725 916 789 4,857 — Balance, September 30, 2014 $ 7,272 $ 4,635 $ 8,097 $ 35,963 $ 20,749 Balance July 1, 2015 $ 4,740 $ 3,975 $6,684 $ 24,727 $ 9,366 Accretion (669) (576) (1,090) (6,464) (3,136) Reclassification from nonaccretable yield (1) 301 231 860 634 3,504 Balance, September 30, 2015 $4,372 $3,630 $6,454 $18,897 $9,734 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended September 30, 2015, totaling $301,000, $231,000, $860,000, $634,000 and $154,000, respectively, and for the three months ended September 30, 2014, totaling $522,000, $831,000, $139,000, $707,000 and $-0-, respectively. Changes in the accretable yield for acquired loan pools were as follows for the nine months ended September 30, 2015 and 2014: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance January 1, 2014 $ 7,402 $ 5,725 $11,113 $ 40,095 $— Additions — — — — 22,976 Accretion (3,169) (2,990) (7,343) (28,404) (2,227) Reclassification from nonaccretable yield (1) 3,039 1,900 4,327 24,272 — Balance, September 30, 2014 $ 7,272 $ 4,635 $ 8,097 $ 35,963 $ 20,749 Balance January 1, 2015 $ 6,865 $ 4,453 $7,952 $ 36,092 $ 11,132 Accretion (2,783) (1,967) (4,408) (23,461) (7,997) Reclassification from nonaccretable yield (1) 290 1,144 2,910 6,266 6,599 Balance, September 30, 2015 $ 4,372 $ 3,630 $ 6,454 $ 18,897 $ 9,734 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the nine months ended September 30, 2015, totaling $125,000, $758,000, $2.0 million, $2.3 million and $499,000, respectively, and for the nine months ended September 30, 2014, totaling $2.8 million, $1.8 million, $1.5 million, $2.4 million and $-0-, respectively.

Note 9_ Other Real Estate Owned

Note 9: Other Real Estate Owned	3 Months Ended
	Sep. 30, 2015
Notes
Note 9: Other Real Estate Owned	NOTE 9: OTHER REAL ESTATE OWNED Major classifications of other real estate owned were as follows: September 30, December 31, 2015 2014 (In Thousands) Foreclosed assets held for sale One- to four-family construction $— $223 Subdivision construction 7,514 9,857 Land development 13,411 17,168 Commercial construction — — One- to four-family residential 1,863 3,353 Other residential 2,150 2,625 Commercial real estate 3,551 1,632 Commercial business 48 59 Consumer 905 624 29,442 35,541 FDIC-supported foreclosed assets, net of discounts 2,533 5,695 Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts 478 879 Acquired foreclosed assets not covered by FDIC loss sharing agreements, net of discounts 1,078 778 Foreclosed assets held for sale, net 33,531 42,893 Other real estate owned not acquired through foreclosure 1,594 2,945 Other real estate owned $ 35,125 $ 45,838 Other real estate owned not acquired through foreclosure includes 10 properties, 9 of which were branch locations that have been closed and are held for sale, and one of which is land which was acquired for a potential branch location. During the three months ended September 30, 2015, two former branch locations, which had previously been part of other real estate owned not acquired through foreclosure, were sold at a net gain of $285,000, which was included in the gain on sale of foreclosed assets amount in the table below. During the nine months ended September 30, 2015, three properties were sold which had previously been part of other real estate owned not acquired through for foreclosure at a net gain of $612,000. The properties sold included the two former branch locations noted above in the three month period, as well as vacant land which was sold at a gain of $327,000. At September 30, 2015, residential mortgage loans totaling $1.9 million were in the process of foreclosure, $1.6 million of which were acquired loans. Of the $1.6 million of acquired loans, $875,000 are covered by loss sharing agreements and $684,000 were acquired in the Valley Bank transaction. Expenses applicable to foreclosed assets included the following: Three Months Ended September 30, 2015 2014 (In Thousands) Net (gain) loss on sales of foreclosed assets $(99) $126 Valuation write-downs 194 158 Operating expenses, net of rental income 521 698 $616 $982 Nine Months Ended September 30, 2015 2014 (In Thousands) Net (gain) loss on sales of foreclosed assets $(709) $72 Valuation write-downs 385 1,357 Operating expenses, net of rental income 1,643 1,744 $1,319 $3,173

Note 10_ Deposits

Note 10: Deposits	3 Months Ended
	Sep. 30, 2015
Notes
Note 10: Deposits	NOTE 10: DEPOSITS September 30, December 31, 2015 2014 (In Thousands) Time Deposits: 0.00% - 0.99% $914,635 $ 798,932 1.00% - 1.99% 336,226 227,476 2.00% - 2.99% 42,953 61,146 3.00% - 3.99% 1,401 8,065 4.00% - 4.99% 1,364 1,435 5.00% and above 293 420 Total time deposits (0.82% - 0.78%) 1,296,872 1,097,474 Non-interest-bearing demand deposits 539,919 518,266 Interest-bearing demand and savings deposits (0.23% - 0.19%) 1,409,949 1,375,100 Total Deposits $3,246,740 $2,990,840

Note 11_ Advances From Federal

Note 11: Advances From Federal Home Loan Bank	3 Months Ended
	Sep. 30, 2015
Notes
Note 11: Advances From Federal Home Loan Bank	NOTE 11: ADVANCES FROM FEDERAL HOME LOAN BANK Advances from the Federal Home Loan Bank (FHLBank advances) at September 30, 2015 and December 31, 2014 consisted of the following: September 30, 2015 December 31, 2014 Weighted Weighted Average Average Interest Interest Due In Amount Rate Amount Rate (In Thousands) 2015 $133,017 0.52% $240,065 0.41% 2016 70 5.14 70 5.14 2017 30,826 3.26 30,826 3.26 2018 81 5.14 81 5.14 2019 28 5.14 28 5.14 2020 and thereafter 500 5.54 500 5.54 164,522 1.05 271,570 0.75 Unamortized fair value adjustment 47 71 $ 164,569 $ 271,641 Included in the Bank’s FHLBank advances at September 30, 2015 and December 31, 2014, was a $10.0 million advance with a maturity date of October 26, 2015. The interest rate on this advance was 3.86%. Also included in the Bank’s FHLBank advances at September 30, 2015 and December 31, 2014, was a $30.0 million advance with a maturity date of November 24, 2017. The interest rate on this advance is 3.20%. The advance has a call provision that allows the Federal Home Loan Bank of Des Moines to call the advance quarterly. In June 2014, the Company prepaid $80 million of its Federal Home Loan Bank advances and $50 million of structured repurchase agreements as part of a strategy to utilize the Bank’s liquidity and improve net interest margin. As a result, the Company incurred one-time prepayment penalties totaling $7.4 million, which were included in other operating expenses beginning in the quarterly period ended June 30, 2014.

Note 12_ Securities Sold Under

Note 12: Securities Sold Under Reverse Repurchase Agreements	3 Months Ended
	Sep. 30, 2015
Notes
Note 12: Securities Sold Under Reverse Repurchase Agreements	NOTE 12: SECURITIES SOLD UNDER REVERSE REPURCHASE AGREEMENTS The Bank enters into sales of securities under agreements to repurchase (reverse repurchase agreements). Reverse repurchase agreements are treated as financings, and the obligations to repurchase securities sold are reflected as a liability in the statements of financial condition. The dollar amount of securities underlying the agreements remains in the asset accounts. Securities underlying the agreements are being held by the Bank during the agreement period. All agreements are written on a term of one-month or less. The following table represents the Company’s securities sold under reverse repurchase agreements, by collateral type and remaining contractual maturity. September 30, 2015 December 31, 2014 Overnight and Overnight and Continuous Continuous (In Thousands) FHLBank CD $ — $ 10,000 Mortgage-backed securities – GNMA, FNMA, FHLMC 148,117 158,993 $148,117 $168,993

Note 13_ Income Taxes

Note 13: Income Taxes	3 Months Ended
	Sep. 30, 2015
Notes
Note 13: Income Taxes	NOTE 13: INCOME TAXES Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows: Three Months Ended September 30, 2015 2014 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (2.5) (3.1) Tax credits (8.1) (8.4) State taxes 1.0 1.7 Other (0.4) 0.2 25.0% 25.4% Nine Months Ended September 30, 2015 2014 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (2.4) (3.3) Tax credits (8.1) (9.2) State taxes 1.1 1.5 Other (0.3) 0.4 25.3% 24.4% The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) or the state taxing authorities with respect to income or franchise tax returns, and as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships currently under IRS examination for 2006 and 2007. As a result, the Company’s 2006 and subsequent tax years remain open for examination. The IRS audits of the two partnerships are ongoing. The IRS has raised questions about the validity of the allocation of a portion of the credits by one of the partnerships. At this time, the Company believes that the partnership has sufficient technical support for its

Note 14_ Disclosures About Fair

Note 14: Disclosures About Fair Value of Financial Instruments	3 Months Ended
	Sep. 30, 2015
Notes
Note 14: Disclosures About Fair Value of Financial Instruments	NOTE 14: DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS ASC Topic 820, Fair Value Measurements · Quoted prices in active markets for identical assets or liabilities (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date. An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis. · Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means. · Significant unobservable inputs (Level 3): Inputs that reflect assumptions of a source independent of the reporting entity or the reporting entity's own assumptions that are supported by little or no market activity or observable inputs. Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. From December 31, 2014 to September 30, 2015, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy. Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2015 and December 31, 2014: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2015 U.S. government agencies $19,983 $— $19,983 $ Mortgage-backed securities 171,930 — 171,930 — States and political subdivisions 77,853 — 77,853 — Equity securities 3,479 — 3,479 — Mortgage servicing rights 149 — — 149 Interest rate derivative asset 3,705 — — 3,705 Interest rate derivative liability (3,827) — — (3,827) December 31, 2014 U.S. government agencies $19,514 $— $19,514 $ Mortgage-backed securities 257,798 — 257,798 — States and political subdivisions 85,040 — 85,040 — Equity securities 3,154 — 3,154 — Mortgage servicing rights 185 — — 185 Interest rate derivative asset 2,502 — — 2,502 Interest rate derivative liability (2,187) — — (2,187) The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at September 30, 2015 and December 31, 2014, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the three-month and nine-month periods ended September 30, 2015. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Securities Available for Sale. Mortgage Servicing Rights. Interest Rate Derivatives. Level 3 Reconciliation The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying statements of financial condition using significant unobservable (Level 3) inputs. Mortgage Servicing Rights 2015 2014 (In Thousands) Balance, July 1 $166 $196 Additions 12 28 Amortization (29) (35) Balance, September 30 $149 $189 Mortgage Servicing Rights 2015 2014 (In Thousands) Balance, January 1 $185 $211 Additions 54 81 Amortization (90) (103) Balance, September 30 $149 $189 Interest Rate Derivative Asset 2015 2014 (In Thousands) Balance, July 1 $2,166 $1,722 Change in fair value through earnings 1,451 (210) Balance, September 30 $3,617 $1,512 Interest Rate Derivative Asset 2015 2014 (In Thousands) Balance, January 1 $2,087 $1,859 Change in fair value through earnings 1,530 (347) Balance, September 30 $3,617 $1,512 Interest Rate Cap Derivative Asset Designated as Hedging Instrument 2015 2014 (In Thousands) Balance, July 1 $207 $462 Change in fair value through other comprehensive income — 81 Amortization of cost of interest rate cap (119) (5) Balance, September 30 $88 $538 Interest Rate Cap Derivative Asset Designated as Hedging Instrument 2015 2014 (In Thousands) Balance, January 1 $415 $685 Change in fair value through other comprehensive income (171) (138) Amortization of cost of interest rate cap (156) (9) Balance, September 30 $88 $538 Interest Rate Swap Liability 2015 2014 (In Thousands) Balance, July 1 $2,244 $1,711 Change in fair value through earnings 1,583 (222) Balance, September 30 $3,827 $1,489 Interest Rate Swap Liability 2015 2014 (In Thousands) Balance, January 1 $2,187 $1,613 Change in fair value through earnings 1,640 (124) Balance, September 30 $3,827 $1,489 Nonrecurring Measurements The following tables present the fair value measurements of assets measured on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2015 and December 31, 2014: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2015 Impaired loans One- to four-family residential construction $ $ $ $ Subdivision construction 194 — — 194 Land development 968 — — 968 Owner occupied one- to four-family residential 270 — — 270 Non-owner occupied one- to four-family residential 161 — — 161 Commercial real estate 4,547 — — 4,547 Other residential — — — — Commercial business 916 — — 916 Consumer auto 146 — — 146 Consumer other 343 — — 343 Home equity lines of credit 210 — — 210 Total impaired loans $7,755 $— $— $7,755 Foreclosed assets held for sale $1,533 $ $ $1,533 December 31, 2014 Impaired loans One- to four-family residential construction $ $ $ $ Subdivision construction 274 — — 274 Land development 3,946 — — 3,946 Owner occupied one- to four-family residential 862 — — 862 Non-owner occupied one- to four-family residential 288 — — 288 Commercial real estate 5,333 — — 5,333 Other residential — — — — Commercial business 320 — — 320 Consumer auto 38 — — 38 Consumer other 399 — — 399 Home equity lines of credit 198 — — 198 Total impaired loans $11,658 $— $— $11,658 Foreclosed assets held for sale $6,975 $ $ $6,975 The following is a description of valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying statements of financial condition, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Loans Held for Sale. Impaired Loans. Receivables The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan. Loans for which such charge-offs or reserves were recorded during the nine months ended September 30, 2015 or the year ended December 31, 2014, are shown in the table above (net of reserves). Foreclosed Assets Held for Sale. The following disclosure relates to financial assets for which it is not practicable for the Company to estimate the fair value at September 30, 2015 and December 31, 2014. FDIC Indemnification Asset Under the TeamBank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $115 million in realized losses and 95% for realized losses that exceed $115 million. The indemnification asset was originally recorded at fair value on the acquisition date (March 20, 2009) and at September 30, 2015 and December 31, 2014, the carrying value was $437,000 and $684,000, respectively. Under the Vantus Bank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $102 million in realized losses and 95% for realized losses that exceed $102 million. The indemnification asset was originally recorded at fair value on the acquisition date (September 4, 2009) and at September 30, 2015 and December 31, 2014, the carrying value of the FDIC indemnification asset was $538,000 and $785,000, respectively. Under the Sun Security Bank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses. The indemnification asset was originally recorded at fair value on the acquisition date (October 7, 2011) and at September 30, 2015 and December 31, 2014, the carrying value of the FDIC indemnification asset was $2.7 million and $5.7 million, respectively. Under the InterBank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses. The indemnification asset was originally recorded at fair value on the acquisition date (April 27, 2013) and at September 30, 2015 and December 31, 2014, the carrying value of the FDIC indemnification asset was $23.9 million and $37.2 million, respectively. From the dates of acquisition, each of the four loss sharing agreements extend ten years for 1-4 family real estate loans and five years for other loans. The loss sharing assets are measured separately from the loan portfolios because they are not contractually embedded in the loans and are not transferable with the loans should the Bank choose to dispose of them. Fair values on the acquisition dates were estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool and the loss sharing percentages. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursements from the FDIC. The loss sharing assets are also separately measured from the related foreclosed real estate. Although the assets are contractual receivables from the FDIC, they do not have effective interest rates. The Bank will collect the assets over the next several years. The amount ultimately collected will depend on the timing and amount of collections and charge-offs on the acquired assets covered by the loss sharing agreements. While the assets were recorded at their estimated fair values on the acquisition dates, it is not practicable to complete fair value analyses on a quarterly or annual basis. Estimating the fair value of the FDIC indemnification asset would involve preparing fair value analyses of the entire portfolios of loans and foreclosed assets covered by the loss sharing agreements from all four acquisitions on a quarterly or annual basis. Fair Value of Financial Instruments The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value. Cash and Cash Equivalents and Federal Home Loan Bank Stock. Loans and Interest Receivable. Deposits and Accrued Interest Payable. Federal Home Loan Bank Advances. Short-Term Borrowings. Subordinated Debentures Issued to Capital Trusts. Commitments to Originate Loans, Letters of Credit and Lines of Credit. The following table presents estimated fair values of the Company’s financial instruments not recorded at fair value on the statements of financial condition. The fair values of certain of these instruments were calculated by discounting expected cash flows, which method involves significant judgments by management and uncertainties. Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate. September 30, 2015 December 31, 2014 Carrying Fair Hierarchy Carrying Fair Hierarchy Amount Value Level Amount Value Level (In Thousands) Financial assets Cash and cash equivalents $232,644 $232,644 1 $218,647 $218,647 1 Held-to-maturity securities 353 389 2 450 499 2 Mortgage loans held for sale 9,806 9,806 2 14,579 14,579 2 Loans, net of allowance for loan losses 3,269,963 3,281,948 3 3,038,848 3,047,741 3 Accrued interest receivable 11,041 11,041 3 11,219 11,219 3 Investment in FHLBank stock 11,444 11,444 3 16,893 16,893 3 Financial liabilities Deposits 3,246,740 3,248,524 3 2,990,840 2,996,226 3 FHLBank advances 164,569 166,737 3 271,641 273,568 3 Short-term borrowings 149,424 149,424 3 211,444 211,444 3 Subordinated debentures 25,774 25,774 3 30,929 30,929 3 Accrued interest payable 961 961 3 1,067 1,067 3 Unrecognized financial instruments (net of contractual value) Commitments to originate loans — — 3 — — 3 Letters of credit 163 163 3 92 92 3 Lines of credit — — 3 — — 3

Note 15_ Derivatives and Hedgin

Note 15: Derivatives and Hedging Activities	3 Months Ended
	Sep. 30, 2015
Notes
Note 15: Derivatives and Hedging Activities	NOTE 15: DERIVATIVES AND HEDGING ACTIVITIES Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities. In the normal course of business, the Company may use derivative financial instruments (primarily interest rate swaps) from time to time to assist in its interest rate risk management. The Company has interest rate derivatives that result from a service provided to certain qualifying loan customers that are not used to manage interest rate risk in the Company’s assets or liabilities and are not designated in a qualifying hedging relationship. The Company manages a matched book with respect to its derivative instruments in order to minimize its net risk exposure resulting from such transactions. In addition, the Company has interest rate derivatives that are designated in a qualified hedging relationship. Nondesignated Hedges The Company has interest rate swaps that are not designated in qualifying hedging relationships. Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain loan customers, which the Company began offering during 2011. The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. As part of the Valley Bank FDIC-assisted acquisition, the Company acquired seven loans with related interest rate swaps. Valley’s swap program differed from the Company’s in that Valley did not have back to back swaps with the customer and a counterparty. Two of the seven acquired loans with interest rate swaps have paid off. The notional amount of the five remaining Valley swaps is $3.9 million at September 30, 2015. As of September 30, 2015, the Company had 26 interest rate swaps totaling $112.8 million in notional amount with commercial customers, and 26 interest rate swaps with the same notional amount with third parties related to its program. As of December 31, 2014, the Company had 28 interest rate swaps totaling $125.1 million in notional amount with commercial customers, and 28 interest rate swaps with the same notional amount with third parties related to its program. During the three months ended September 30, 2015 and 2014, the Company recognized a net loss of $133,000 and a net gain of $10,000, respectively, in noninterest income related to changes in the fair value of these swaps. During the nine months ended September 30, 2015 and 2014, the Company recognized a net loss of $112,000 and a net loss of $223,000, respectively, in noninterest income related to changes in the fair value of these swaps. Cash Flow Hedges As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flows due to interest rate fluctuations, the Company entered into two interest rate cap agreements for a portion of its floating rate debt associated with its trust preferred securities. One agreement, with a notional amount of $25 million, states that the Company will pay interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.60%. Should interest rates rise above a certain threshold, the counterparty will reimburse the Company for interest paid such that the Company will have an effective interest rate on that portion of its trust preferred securities no higher than 2.37%. The agreement became effective on August 1, 2013, and has a term of four years. The other agreement, with a notional amount of $5 million, was terminated when the Company purchased the related trust preferred securities. See Note 16 The effective portion of the gain or loss on the derivative is reported as a component of other comprehensive income and reclassified into earnings in the same period or periods during which the hedged transaction affects earnings. Gains and losses on the derivative representing either hedge ineffectiveness or hedge components excluded from the assessment of effectiveness are recognized in current earnings. During each of the three and nine months ended September 30, 2015 and 2014, the Company recognized $-0- in noninterest income related to changes in the fair value of these derivatives. During the three months ended September 30, 2015 and 2014, the Company recognized $119,000 and $5,000, respectively, in interest expense related to the amortization of the cost of these interest rate caps. During the nine months ended September 30, 2015 and 2014, the Company recognized $156,000 and $9,000, respectively, in interest expense related to the amortization of the cost of these interest rate caps. During the three months ended September 30, 2015, one of the agreements was terminated as noted above. As part of this termination, the remaining cost of the cash flow hedge, $95,000, was recognized as interest expense during the period. The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition: Location in Fair Value Consolidated Statements September 30, December 31, of Financial Condition 2015 2014 (In Thousands) Derivatives designated as hedging instruments Interest rate caps Prepaid expenses and other assets $ 88 $ 415 Total derivatives designated as hedging instruments $ 88 $ 415 Derivatives not designated as hedging instruments Asset Derivatives Interest rate products Prepaid expenses and other assets $ 3,617 $ 2,087 Total derivatives not designated as hedging instruments $ 3,617 $ 2,087 Liability Derivatives Interest rate products Accrued expenses and other liabilities $ 3,827 $ 2,187 Total derivatives not designated as hedging instruments $ 3,827 $ 2,187 The following table presents the effect of derivative instruments on the statements of comprehensive income for the three and nine months ended September 30, 2015 and 2014: Amount of Gain (Loss) Recognized in AOCI Three Months Ended September 30, Cash Flow Hedges 2015 2014 (In Thousands) Interest rate cap $ 10 $ 53 Amount of Gain (Loss) Recognized in AOCI Nine Months Ended September 30, Cash Flow Hedges 2015 2014 (In Thousands) Interest rate cap $ (95) $ ( 90) Agreements with Derivative Counterparties The Company has agreements with its derivative counterparties. If the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations. If the Bank fails to maintain its status as a well-capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. Similarly, the Company could be required to settle its obligations under certain of its agreements if certain regulatory events occurred, such as the issuance of a formal directive, or if the Company’s credit rating is downgraded below a specified level. As of September 30, 2015, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $3.8 million. The Company has minimum collateral posting thresholds with its derivative counterparties. At September 30, 2015, the Company’s activity with its derivative counterparties had met the level in which the minimum collateral posting thresholds take effect and the Company had posted $4.2 million of collateral to satisfy the agreements. As of December 31, 2014, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $2.1 million. At December 31, 2014, the Company’s activity with its derivative counterparties had met the level in which the minimum collateral posting thresholds take effect and the Company had posted $3.1 million of collateral to satisfy the agreements. If the Company had breached any of these provisions at September 30, 2015 or December 31, 2014, it could have been required to settle its obligations under the agreements at the termination value.

Note 16_ Redemption of Subordin

Note 16: Redemption of Subordinated Debentures Issued To Capital Trust	3 Months Ended
	Sep. 30, 2015
Notes
Note 16: Redemption of Subordinated Debentures Issued To Capital Trust	NOTE 16: REDEMPTION OF SUBORDINATED DEBENTURES ISSUED TO CAPITAL TRUST On July 29, 2015, the Company was the successful bidder in an auction of the $5.0 million aggregate liquidation amount of floating rate cumulative trust preferred securities issued in 2007 by Great Southern Capital Trust III, a statutory trust formed by the Company for the purpose of issuing those securities and holding the Company’s related floating rate junior subordinated debentures. The Company purchased the trust preferred securities at a discount, which resulted in a pre-tax gain of approximately $1.1 million. Subsequent to the purchase, which resulted in the Company’s ownership of all of the outstanding common and preferred securities of Great Southern Capital Trust III, such securities were canceled and the principal amount of the Company’s related debentures, which had equaled the aggregate liquidation amount of the outstanding common and preferred securities of Great Southern Capital Trust III, was reduced to zero.

Note 17_ Consolidation of Banki

Note 17: Consolidation of Banking Centers	3 Months Ended
	Sep. 30, 2015
Notes
Note 17: Consolidation of Banking Centers	NOTE 17: CONSOLIDATION OF BANKING CENTERS On September 24, 2015, the Company announced plans to consolidate operations of 16 banking centers into other nearby Great Southern banking center locations. As part of an ongoing performance review of its entire banking center network, Great Southern evaluated each location for a number of criteria, including access and availability of services to affected customers, the proximity of other Great Southern banking centers, profitability and transaction volumes, and market dynamics. This review culminated in the approval of the consolidation of these banking centers by the Great Southern Board of Directors. Subsequent to this announcement, the Bank entered into definitive agreements to sell two of the 16 banking centers, including all of the associated deposits. The offices are expected to be sold to bank purchasers in the first quarter of 2016, pending regulatory approval. These locations have total deposits of approximately $22 million. The closing of the remaining 14 facilities, which will result in the transfer of approximately $150 million in deposits and banking center operations to other Great Southern locations, is expected to occur at the close of business on January 8, 2016. Beginning in 2016, the Company expects a positive pre-tax income statement impact of approximately $3.2 million to $3.5 million on an annual basis primarily due to the anticipated reduction in non-interest expenses. In addition, the Company anticipates recording one-time expenses totaling approximately $500,000 to $750,000, primarily during the third and fourth quarters of 2015, in connection with severance costs for affected employees, shortened useful lives of certain leases and furniture and equipment and other costs related to the consolidations. During the three months ended September 30, 2015, $220,000 of this expense was recognized for certain leases and furniture and equipment. The affected premises will be marketed for sale. The Company has evaluated the carrying value of the affected premises (totaling approximately $7.5 million) to determine if any impairment of the value of these premises is warranted and has recorded a valuation allowance of $1.0 million related to the premises at September 30, 2015.

Note 18_ Acquisition of Loans,

Note 18: Acquisition of Loans, Deposits and Branches	3 Months Ended
	Sep. 30, 2015
Notes
Note 18: Acquisition of Loans, Deposits and Branches	NOTE 18: ACQUISITION OF LOANS, DEPOSITS AND BRANCHES On September 30, 2015, the Company announced that it entered into a purchase and assumption agreement to acquire 12 branches and related deposits and loans in the St. louis, Mo., area from Cincinnati-based Fifth Third Bank. The acquisition, at that time representing approximately $261 million in deposits and $155 million in loans, is expected to be completed early in the first quarter of 2016, pending regulatory approval. Based on the expected amount of loans to be acquired and deposits assumed, it is anticipated that beginning in 2016 this transaction will be accretive to earnings in the range of $900,000 to $1.3 million annually. The deposits had a weighted average rate of approximately 0.31%, the composition of which was: demand deposits – 40%; money market and NOW accounts – 24%; savings accounts – 20%; and time deposits and IRAs – 16%. The loans had a weighted average yield of approximately 3.8%, the composition of which was: one- to four-family residential – 76%; commercial real estate – 8%; home equity lines – 8%; commercial business – 7%; and consumer and other – 1%. The one- to four-family residential loans are primarily loans made to professional individuals in the St. Louis market, such as doctors and persons working in the field of medicine. Approximately 55% of the total balance of these loans have fixed rates of interest for varying terms up to 30 years. Approximately 45% of the total balance of these loans have rates of interest that are fixed for varying terms (generally three to seven years), with rates that adjust annually thereafter.

Note 1_ Basis of Presentation_

Note 1: Basis of Presentation: Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies	The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and nine months ended September 30, 2015 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2014, has been derived from the audited consolidated statement of financial condition of the Company as of that date. Certain prior period amounts have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income. Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K

Note 2_ Nature of Operations 27

Note 2: Nature of Operations and Operating Segments: Segment Reporting, Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Segment Reporting, Policy	The Company’s banking operation is its only reportable segment. The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others

Note 4_ Stockholders' Equity_ S

Note 4: Stockholders' Equity: Stockholders Equity Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Stockholders Equity Policy	Previously, the Company's stockholders approved the Company's reincorporation to the State of Maryland. Under Maryland law, there is no concept of "Treasury Shares." Instead, shares purchased by the Company constitute authorized but unissued shares under Maryland law. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The cost of shares purchased by the Company has been allocated to Common Stock and Retained Earnings balances.

Note 5_ Earnings Per Share_ Ear

Note 5: Earnings Per Share: Earnings Per Share, Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Earnings Per Share, Policy	Options outstanding at September 30, 2015 and 2014, to purchase 7,250 and 118,600 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the three and nine month periods because such options’ exercise prices were greater than the average market prices of the common shares for the three and nine months ended September 30, 2015 and 2014, respectively.

Note 6_ Investment Securities_

Note 6: Investment Securities: Investment, Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Investment, Policy	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2015 and December 31, 2014, respectively, was approximately $32.0 million and $106.0 million, which is approximately 11.7% and 29.0% of the Company’s combined available-for-sale and held-to-maturity investment portfolio, respectively.

Note 7_ Loans and Allowance F31

Note 7: Loans and Allowance For Loan Losses: Loan Portfolio Credit Quality Internal Grading System Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Loan Portfolio Credit Quality Internal Grading System Policy	The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-covered loans are evaluated using this internal grading system. These loans are accounted for in pools and are currently substantially covered through loss sharing agreements with the FDIC. Minimal adverse classification in the loan pools was identified as of September 30, 2015 and December 31, 2014, respectively. The acquired non-covered loans are also evaluated using this internal grading system. These loans are accounted for in pools and minimal adverse classification in the loan pools was identified as of September 30, 2015 and December 31, 2014, respectively. See Note 8 for further discussion of the acquired loan pools and loss sharing agreements. The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. In the fourth quarter of 2014, the Company began using a three-year average of historical losses for the general component of the allowance for loan loss calculation. The Company had previously used a five-year average. For interim periods, the Company uses three full years plus the interim period’s annualized average losses for the general component of the allowance for loan loss calculation. The Company believes that the three-year average provides a better representation of the current risks in the loan portfolio. This change was made after consultation with our regulators and other third-party consultants, as well as a review of the practices used by the Company’s peers. This change did not materially affect the level of the allowance for loan losses. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, the average life of the loan, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of its allowance for loan losses. No other significant changes were made to the loan risk grading system definitions and allowance for loan loss methodology during the past year.

Note 8_ Acquired Loans, Loss 32

Note 8: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: Business Combinations Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Teambank
Business Combinations Policy	On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas. The loans, commitments and foreclosed assets purchased in the TeamBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five-year period ended March 31, 2014. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
Vantus Bank
Business Combinations Policy	On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa. The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five year period ended on September 30, 2014. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
Sun Security Bank
Business Combinations Policy	On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri. The loans and foreclosed assets purchased in the Sun Security Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans at the date of the acquisition) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A discount was recorded in conjunction with the fair value of the acquired loans and no amount was accreted to yield during either of the three and nine months ended September 30, 2015. The amount accreted to yield during the three and nine months ended September 30, 2014 was $-0- and $105,000, respectively.
InterBank
Business Combinations Policy	On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota. The loans and foreclosed assets purchased in the InterBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and nine months ended September 30, 2015 was $113,000 and $351,000, respectively. The amount amortized to yield during the three and nine months ended September 30, 2014 was $133,000 and $417,000, respectively.
Valley Bank
Business Combinations Policy	On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa. This transaction did not include a loss sharing agreement. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and nine months ended September 30, 2015 was $195,000 and $615,000, respectively. The amount amortized to yield during each of the three and nine months ended September 30, 2014 was $263,000.

Note 8_ Acquired Loans, Loss 33

Note 8: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: Business Acquisition Fair Value and Expected Cash Flows Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Business Acquisition Fair Value and Expected Cash Flows Policy	Fair Value and Expected Cash Flows. The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. The Company continues to evaluate the fair value of the loans including cash flows expected to be collected. Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses. During the three and nine months ended September 30, 2015, increases in expected cash flows related to the acquired loan portfolios resulted in adjustments of $3.4 million and $11.6 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and nine months ended September 30, 2014, similar such adjustments totaling $5.1 million and $25.0 million, respectively, were made to the accretable yield. The current year increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements. During the three and nine months ended September 30, 2015, this resulted in corresponding adjustments of $-0- and $4.4 million, respectively, to the indemnification assets to be amortized on a level-yield basis over the remainder of the loss sharing agreements or the remaining expected lives of the loan pools, whichever is shorter. During the three and nine months ended September 30, 2014, corresponding adjustments of $4.1 million and $20.0 million, respectively, were made to the indemnification assets. Because these adjustments will be recognized over the remaining lives of the loan pools and the remainder of the loss sharing agreements, respectively, they will impact future periods as well. The remaining accretable yield adjustment that will affect interest income is $15.6 million and the remaining adjustment to the indemnification assets, including the effects of the clawback liability related to Interbank, that will affect non-interest income (expense) is $(11.2) million. Of the remaining adjustments, we expect to recognize $4.9 million of interest income and $(3.1) million of non-interest income (expense) during the remainder of 2015. Additional adjustments may be recorded in future periods from the FDIC-assisted acquisitions, as the Company continues to estimate expected cash flows from the acquired loan pools.

Note 8_ Acquired Loans, Loss 34

Note 8: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: FDIC Indemnification Asset Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Teambank
FDIC Indemnification Asset Policy	TeamBank Loans, Foreclosed Assets and Indemnification Asset.
Vantus Bank
FDIC Indemnification Asset Policy	Vantus Bank Loans, Foreclosed Assets and Indemnification Asset.
Sun Security Bank
FDIC Indemnification Asset Policy	Sun Security Bank Loans, Foreclosed Assets and Indemnification Asset.
InterBank
FDIC Indemnification Asset Policy	InterBank Loans, Foreclosed Assets and Indemnification Asset.
Valley Bank
FDIC Indemnification Asset Policy	Valley Bank Loans and Foreclosed Assets.

Note 11_ Advances From Federa35

Note 11: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Federal Home Loan Bank, Advances	Included in the Bank’s FHLBank advances at September 30, 2015 and December 31, 2014, was a $10.0 million advance with a maturity date of October 26, 2015. The interest rate on this advance was 3.86%. Also included in the Bank’s FHLBank advances at September 30, 2015 and December 31, 2014, was a $30.0 million advance with a maturity date of November 24, 2017. The interest rate on this advance is 3.20%. The advance has a call provision that allows the Federal Home Loan Bank of Des Moines to call the advance quarterly. In June 2014, the Company prepaid $80 million of its Federal Home Loan Bank advances and $50 million of structured repurchase agreements as part of a strategy to utilize the Bank’s liquidity and improve net interest margin. As a result, the Company incurred one-time prepayment penalties totaling $7.4 million, which were included in other operating expenses beginning in the quarterly period ended June 30, 2014.

Note 13_ Income Taxes_ Income T

Note 13: Income Taxes: Income Tax, Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Income Tax, Policy	The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) or the state taxing authorities with respect to income or franchise tax returns, and as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships currently under IRS examination for 2006 and 2007. As a result, the Company’s 2006 and subsequent tax years remain open for examination. The IRS audits of the two partnerships are ongoing. The IRS has raised questions about the validity of the allocation of a portion of the credits by one of the partnerships. At this time, the Company believes that the partnership has sufficient technical support for its

Note 14_ Disclosures About Fa37

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value Measurement, Policy	ASC Topic 820, Fair Value Measurements · Quoted prices in active markets for identical assets or liabilities (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date. An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis. · Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means. · Significant unobservable inputs (Level 3): Inputs that reflect assumptions of a source independent of the reporting entity or the reporting entity's own assumptions that are supported by little or no market activity or observable inputs. Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. From December 31, 2014 to September 30, 2015, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy. Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2015 and December 31, 2014: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2015 U.S. government agencies $19,983 $— $19,983 $ Mortgage-backed securities 171,930 — 171,930 — States and political subdivisions 77,853 — 77,853 — Equity securities 3,479 — 3,479 — Mortgage servicing rights 149 — — 149 Interest rate derivative asset 3,705 — — 3,705 Interest rate derivative liability (3,827) — — (3,827) December 31, 2014 U.S. government agencies $19,514 $— $19,514 $ Mortgage-backed securities 257,798 — 257,798 — States and political subdivisions 85,040 — 85,040 — Equity securities 3,154 — 3,154 — Mortgage servicing rights 185 — — 185 Interest rate derivative asset 2,502 — — 2,502 Interest rate derivative liability (2,187) — — (2,187) The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at September 30, 2015 and December 31, 2014, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the three-month and nine-month periods ended September 30, 2015. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Securities Available for Sale. Mortgage Servicing Rights. Interest Rate Derivatives. Level 3 Reconciliation The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying statements of financial condition using significant unobservable (Level 3) inputs. Mortgage Servicing Rights 2015 2014 (In Thousands) Balance, July 1 $166 $196 Additions 12 28 Amortization (29) (35) Balance, September 30 $149 $189 Mortgage Servicing Rights 2015 2014 (In Thousands) Balance, January 1 $185 $211 Additions 54 81 Amortization (90) (103) Balance, September 30 $149 $189 Interest Rate Derivative Asset 2015 2014 (In Thousands) Balance, July 1 $2,166 $1,722 Change in fair value through earnings 1,451 (210) Balance, September 30 $3,617 $1,512 Interest Rate Derivative Asset 2015 2014 (In Thousands) Balance, January 1 $2,087 $1,859 Change in fair value through earnings 1,530 (347) Balance, September 30 $3,617 $1,512 Interest Rate Cap Derivative Asset Designated as Hedging Instrument 2015 2014 (In Thousands) Balance, July 1 $207 $462 Change in fair value through other comprehensive income — 81 Amortization of cost of interest rate cap (119) (5) Balance, September 30 $88 $538 Interest Rate Cap Derivative Asset Designated as Hedging Instrument 2015 2014 (In Thousands) Balance, January 1 $415 $685 Change in fair value through other comprehensive income (171) (138) Amortization of cost of interest rate cap (156) (9) Balance, September 30 $88 $538 Interest Rate Swap Liability 2015 2014 (In Thousands) Balance, July 1 $2,244 $1,711 Change in fair value through earnings 1,583 (222) Balance, September 30 $3,827 $1,489 Interest Rate Swap Liability 2015 2014 (In Thousands) Balance, January 1 $2,187 $1,613 Change in fair value through earnings 1,640 (124) Balance, September 30 $3,827 $1,489 Nonrecurring Measurements The following tables present the fair value measurements of assets measured on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2015 and December 31, 2014: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2015 Impaired loans One- to four-family residential construction $ $ $ $ Subdivision construction 194 — — 194 Land development 968 — — 968 Owner occupied one- to four-family residential 270 — — 270 Non-owner occupied one- to four-family residential 161 — — 161 Commercial real estate 4,547 — — 4,547 Other residential — — — — Commercial business 916 — — 916 Consumer auto 146 — — 146 Consumer other 343 — — 343 Home equity lines of credit 210 — — 210 Total impaired loans $7,755 $— $— $7,755 Foreclosed assets held for sale $1,533 $ $ $1,533 December 31, 2014 Impaired loans One- to four-family residential construction $ $ $ $ Subdivision construction 274 — — 274 Land development 3,946 — — 3,946 Owner occupied one- to four-family residential 862 — — 862 Non-owner occupied one- to four-family residential 288 — — 288 Commercial real estate 5,333 — — 5,333 Other residential — — — — Commercial business 320 — — 320 Consumer auto 38 — — 38 Consumer other 399 — — 399 Home equity lines of credit 198 — — 198 Total impaired loans $11,658 $— $— $11,658 Foreclosed assets held for sale $6,975 $ $ $6,975

Note 14_ Disclosures About Fa38

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Loans Held for Sale Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value Loans Held for Sale Policy	Loans Held for Sale.

Note 14_ Disclosures About Fa39

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Impaired Loans Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value Impaired Loans Policy	Impaired Loans. Receivables The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan. Loans for which such charge-offs or reserves were recorded during the nine months ended September 30, 2015 or the year ended December 31, 2014, are shown in the table above (net of reserves).

Note 14_ Disclosures About Fa40

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Foreclosed Assets Held for Sale Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value Foreclosed Assets Held for Sale Policy	Foreclosed Assets Held for Sale. The following disclosure relates to financial assets for which it is not practicable for the Company to estimate the fair value at September 30, 2015 and December 31, 2014.

Note 14_ Disclosures About Fa41

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value FDIC Indemnification Asset Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value FDIC Indemnification Asset Policy	FDIC Indemnification Asset Under the TeamBank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $115 million in realized losses and 95% for realized losses that exceed $115 million. The indemnification asset was originally recorded at fair value on the acquisition date (March 20, 2009) and at September 30, 2015 and December 31, 2014, the carrying value was $437,000 and $684,000, respectively. Under the Vantus Bank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $102 million in realized losses and 95% for realized losses that exceed $102 million. The indemnification asset was originally recorded at fair value on the acquisition date (September 4, 2009) and at September 30, 2015 and December 31, 2014, the carrying value of the FDIC indemnification asset was $538,000 and $785,000, respectively. Under the Sun Security Bank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses. The indemnification asset was originally recorded at fair value on the acquisition date (October 7, 2011) and at September 30, 2015 and December 31, 2014, the carrying value of the FDIC indemnification asset was $2.7 million and $5.7 million, respectively. Under the InterBank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses. The indemnification asset was originally recorded at fair value on the acquisition date (April 27, 2013) and at September 30, 2015 and December 31, 2014, the carrying value of the FDIC indemnification asset was $23.9 million and $37.2 million, respectively. From the dates of acquisition, each of the four loss sharing agreements extend ten years for 1-4 family real estate loans and five years for other loans. The loss sharing assets are measured separately from the loan portfolios because they are not contractually embedded in the loans and are not transferable with the loans should the Bank choose to dispose of them. Fair values on the acquisition dates were estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool and the loss sharing percentages. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursements from the FDIC. The loss sharing assets are also separately measured from the related foreclosed real estate. Although the assets are contractual receivables from the FDIC, they do not have effective interest rates. The Bank will collect the assets over the next several years. The amount ultimately collected will depend on the timing and amount of collections and charge-offs on the acquired assets covered by the loss sharing agreements. While the assets were recorded at their estimated fair values on the acquisition dates, it is not practicable to complete fair value analyses on a quarterly or annual basis. Estimating the fair value of the FDIC indemnification asset would involve preparing fair value analyses of the entire portfolios of loans and foreclosed assets covered by the loss sharing agreements from all four acquisitions on a quarterly or annual basis.

Note 14_ Disclosures About Fa42

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value of Financial Instruments Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value of Financial Instruments Policy	The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value.

Note 14_ Disclosures About Fa43

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Cash and Cash Equivalents and Federal Home Loan Bank Stock Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value Cash and Cash Equivalents and Federal Home Loan Bank Stock Policy	Cash and Cash Equivalents and Federal Home Loan Bank Stock.

Note 14_ Disclosures About Fa44

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Loans and Interest Receivable Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value Loans and Interest Receivable Policy	Loans and Interest Receivable.

Note 14_ Disclosures About Fa45

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Deposits and Accrued Interest Payable Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value Deposits and Accrued Interest Payable Policy	Deposits and Accrued Interest Payable.

Note 14_ Disclosures About Fa46

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Federal home Loan Bank Advances Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value Federal home Loan Bank Advances Policy	Federal Home Loan Bank Advances.

Note 14_ Disclosures About Fa47

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Short-Term Borrowings Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value Short-Term Borrowings Policy	Short-Term Borrowings.

Note 14_ Disclosures About Fa48

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Subordinated Debentures Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value Subordinated Debentures Policy	Subordinated Debentures Issued to Capital Trusts.

Note 14_ Disclosures About Fa49

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Commitments to Originate Loans, Letters of Credit and Lines of Credit Policy (Policies)	3 Months Ended
	Sep. 30, 2015
Policies
Fair Value Commitments to Originate Loans, Letters of Credit and Lines of Credit Policy	Commitments to Originate Loans, Letters of Credit and Lines of Credit.

Note 5_ Earnings Per Share_ Sch

Note 5: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Earnings Per Share, Basic and Diluted	Three Months Ended September 30, 2015 2014 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 13,840 13,696 Net income available to common stockholders $11,051 $11,445 Per common share amount $0.80 $0.84 Diluted: Average shares outstanding 13,840 13,696 Net effect of dilutive stock options – based on the treasury stock method using average market price 178 89 Diluted shares 14,018 13,785 Net income available to common stockholders $11,051 $11,445 Per common share amount $0.79 $0.83 Nine Months Ended September 30, 2015 2014 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 13,815 13,693 Net income available to common stockholders $34,417 $31,027 Per common share amount $2.49 $2.27 Diluted: Average shares outstanding 13,815 13,693 Net effect of dilutive stock options – based on the treasury stock method using average market price 178 75 Diluted shares 13,993 13,768 Net income available to common stockholders $34,417 $31,027 Per common share amount $2.46 $2.25

Note 6_ Investment Securities51

Note 6: Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Available-for-sale Securities Reconciliation	September 30, 2015 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: U.S. government agencies $20,000 $— $17 $19,983 2.00% Mortgage-backed securities 169,293 2,756 119 171,930 1.97 States and political subdivisions 72,984 4,876 7 77,853 5.71 Equity securities 847 2,632 — 3,479 — $263,124 $10,264 $143 $273,245 3.00% December 31, 2014 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: U.S. government agencies $20,000 $— $486 $19,514 2.00% Mortgage-backed securities 254,294 4,325 821 257,798 1.97 States and political subdivisions 79,237 5,810 7 85,040 5.76 Equity securities 847 2,307 — 3,154 — $354,378 $12,442 $1,314 $365,506 2.82%

Note 6_ Investment Securities52

Note 6: Investment Securities: Schedule of Held-to-maturity Securities (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Held-to-maturity Securities	September 30, 2015 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $353 $36 $ $389 7.37% December 31, 2014 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $450 $49 $ $499 7.37%

Note 6_ Investment Securities53

Note 6: Investment Securities: Investments Classified by Contractual Maturity Date (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Investments Classified by Contractual Maturity Date	The amortized cost and fair value of available-for-sale securities at September 30, 2015, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ — $ — After one through five years 616 652 After five through ten years 3,290 3,455 After ten years 89,078 93,729 Securities not due on a single maturity date 169,293 171,930 Equity securities 847 3,479 $263,124 $273,245

Note 6_ Investment Securities54

Note 6: Investment Securities: Contractual Obligation, Fiscal Year Maturity Schedule (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Contractual Obligation, Fiscal Year Maturity Schedule	The held-to-maturity securities at September 30, 2015, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) After one through five years $353 $389

Note 6_ Investment Securities55

Note 6: Investment Securities: Unrealized Gain (Loss) on Investments (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Unrealized Gain (Loss) on Investments	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2015 and December 31, 2014: September 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) U.S. government agencies $20,000 $(17) $ $ $20,000 $(17) Mortgage-backed securities 1,402 (19) 9,693 (100) 11,095 (119) State and political subdivisions — — 913 (7) 913 (7) $21,402 $(36) $10,606 $(107) $32,008 $(143) December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) U.S. government agencies $ — $ $ $20,000 $(486) Mortgage-backed securities 40,042 (328) 45,056 (493) 85,098 (821) State and political subdivisions — — 925 (7) 925 (7) $40,042 $(328) $65,981 $(986) $106,023 $(1,314)

Note 6_ Investment Securities56

Note 6: Investment Securities: Other Than Temporary Impairment Credit Losses Recognized in Earnings (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Other Than Temporary Impairment Credit Losses Recognized in Earnings	Amounts Reclassified Out of Accumulated Other Comprehensive Income. Amounts Reclassified from Other Comprehensive Income Three Months Ended September 30, Affected Line Item in the Statements 2015 2014 of Income (In Thousands) Unrealized gains on available- Net realized gains on available- for-sale securities $2 $321 for-sale securities (Total reclassified amount before tax) Income Taxes (1) (112) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $1 $209 Amounts Reclassified from Other Comprehensive Income Nine Months Ended September 30, Affected Line Item in the Statements 2015 2014 of Income (In Thousands) Unrealized gains on available- Net realized gains on available- for-sale securities $2 $963 for-sale securities (Total reclassified amount before tax) Income Taxes (1) (337) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $1 $626

Note 7_ Loans and Allowance F57

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Loans	September 30, December 31, 2015 2014 (In Thousands) One- to four-family residential construction $39,160 $40,361 Subdivision construction 44,008 28,593 Land development 47,165 52,096 Commercial construction 448,571 392,929 Owner occupied one- to four-family residential 99,730 87,549 Non-owner occupied one- to four-family residential 150,410 143,051 Commercial real estate 1,041,645 945,876 Other residential 407,945 392,414 Commercial business 411,258 354,012 Industrial revenue bonds 38,241 41,061 Consumer auto 403,677 323,353 Consumer other 76,647 78,029 Home equity lines of credit 75,768 66,272 Acquired FDIC-covered loans, net of discounts 249,544 286,608 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 36,642 49,945 Acquired non-covered loans, net of discounts 100,345 121,982 3,670,756 3,404,131 Undisbursed portion of loans in process (357,789) (323,572) Allowance for loan losses (39,878) (38,435) Deferred loan fees and gains, net (3,126) (3,276) $3,269,963 $3,038,848 Weighted average interest rate 4.54% 4.66%

Note 7_ Loans and Allowance F58

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans Classified by Aging Analysis (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Loans Classified by Aging Analysis	Classes of loans by aging were as follows: September 30, 2015 Total Loans Past Due > 90 Days 30-59 Days 60-89 Days 90 Days Total Past Total Loans Past Due and Past Due Past Due or More Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ — $ — $ — $ — $39,160 $39,160 $ — Subdivision construction — — — — 44,008 44,008 — Land development 4,028 — 113 4,141 43,024 47,165 — Commercial construction — — — — 448,571 448,571 — Owner occupied one- to four- family residential 198 394 769 1,361 98,369 99,730 127 Non-owner occupied one- to four-family residential 103 96 559 758 149,652 150,410 254 Commercial real estate 6,590 — 3,955 10,545 1,031,100 1,041,645 — Other residential — — — — 407,945 407,945 — Commercial business 238 — 287 525 410,733 411,258 — Industrial revenue bonds — — — — 38,241 38,241 — Consumer auto 2,566 612 632 3,810 399,867 403,677 — Consumer other 1,040 115 528 1,683 74,964 76,647 — Home equity lines of credit 182 87 261 530 75,238 75,768 — Acquired FDIC-covered loans, net of discounts 837 1,539 13,119 15,495 234,049 249,544 761 Acquired loans no longer covered by loss sharing agreements, net of discounts 117 — 38 155 36,487 36,642 — Acquired non-covered loans, net of discounts 405 450 5,756 6,611 93,734 100,345 74 16,304 3,293 26,017 45,614 3,625,142 3,670,756 1,216 Less FDIC-supported loans, and acquired non-covered loans, net of discounts 1,359 1,989 18,913 22,261 364,270 386,531 835 Total $ 14,945 $ 1,304 $ 7,104 $ 23,353 $ 3,260,872 $ 3,284,225 $ 381 December 31, 2014 Total Loans Total > 90 Days Past 30-59 Days 60-89 Days Over 90 Total Past Loans Due and Past Due Past Due Days Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $— $— $— $— $40,361 $40,361 $— Subdivision construction 109 — — 109 28,484 28,593 — Land development 110 — 255 365 51,731 52,096 — Commercial construction — — — — 392,929 392,929 — Owner occupied one- to four- family residential 2,037 441 1,029 3,507 84,042 87,549 170 Non-owner occupied one- to four-family residential 583 — 296 879 142,172 143,051 — Commercial real estate 6,887 — 4,699 11,586 934,290 945,876 187 Other residential — — — — 392,414 392,414 — Commercial business 59 — 411 470 353,542 354,012 — Industrial revenue bonds — — — — 41,061 41,061 — Consumer auto 1,801 244 316 2,361 320,992 323,353 — Consumer other 1,301 260 801 2,362 75,667 78,029 397 Home equity lines of credit 89 — 340 429 65,843 66,272 22 Acquired FDIC-covered loans, net of discounts 6,236 1,062 16,419 23,717 262,891 286,608 194 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 754 46 243 1,043 48,902 49,945 — Acquired non-covered loans, net of discounts 2,638 640 11,248 14,526 107,456 121,982 — 22,604 2,693 36,057 61,354 3,342,777 3,404,131 970 Less FDIC-supported loans, and acquired non-covered loans, net of discounts 9,628 1,748 27,910 39,286 419,249 458,535 194 Total $ 12,976 $ 945 $ 8,147 $ 22,068 $ 2,923,528 $ 2,945,596 $ 776

Note 7_ Loans and Allowance F59

Note 7: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Financing Receivables NonAccrual Status	Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows: September 30, December 31, 2015 2014 (In Thousands) One- to four-family residential construction $ — $— Subdivision construction — — Land development 113 255 Commercial construction — — Owner occupied one- to four-family residential 642 859 Non-owner occupied one- to four-family residential 305 296 Commercial real estate 3,955 4,512 Other residential — — Commercial business 287 411 Industrial revenue bonds — — Consumer auto 632 316 Consumer other 528 404 Home equity lines of credit 261 318 Total $6,723 $7,371

Note 7_ Loans and Allowance F60

Note 7: Loans and Allowance For Loan Losses: Allowance for Credit Losses on Financing Receivables (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Allowance for Credit Losses on Financing Receivables	The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2015. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2015: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance July 1, 2015 $3,886 $3,342 $20,191 $3,288 $3,992 $4,999 $39,698 Provision (benefit) charged to expense 515 162 (284) (158) 728 740 1,703 Losses charged off — — (803) (132) (193) (1,312) (2,440) Recoveries 36 12 32 81 45 711 917 Balance September 30, 2015 $4,437 $3,516 $19,136 $3,079 $4,572 $5,138 $39,878 Balance January 1, 2015 $3,455 $2,941 $19,773 $3,562 $3,679 $5,025 $38,435 Provision (benefit) charged to expense 961 546 (45) (348) 1,618 1,571 4,303 Losses charged off (66) (2) (807) (329) (968) (3,394) (5,566) Recoveries 87 31 215 194 243 1,936 2,706 Balance September 30, 2015 $4,437 $3,516 $19,136 $3,079 $4,572 $5,138 $39,878 Ending balance: Individually evaluated for impairment $ 763 $— $3,340 $ 1,405 $ 473 $311 $ 6,292 Collectively evaluated for impairment $2,907 $ 3,497 $ 15,398 $1,491 $3,943 $4,509 $ 31,745 Loans acquired and accounted for under ASC 310-30 $767 $19 $398 $183 $156 $318 $1,841 Loans Individually evaluated for impairment $ 8,558 $9,567 $ 32,232 $ 7,416 $ 2,701 $ 2,016 $ 62,490 Collectively evaluated for impairment $ 324,750 $ 398,378 $ 1,009,413 $ 488,320 $ 446,798 $ 554,076 $3,221,735 Loans acquired and accounted for under ASC 310-30 $ 199,047 $ 43,268 $ 81,832 $ 6,149 $ 11,617 $ 44,618 $ 386,531 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2014: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance July 1, 2014 $5,073 $1,723 $16,476 $8,249 $2,582 $3,979 $38,082 Provision (benefit) charged to expense (1,647) 545 2,838 (2,499) 632 1,076 945 Losses charged off (106) — (520) (1) (50) (1,107) (1,784) Recoveries 120 14 170 24 — 510 838 Balance September 30, 2014 $3,440 $2,282 $18,964 $5,773 $3,164 $4,458 $38,081 Balance January 1, 2014 $6,235 $2,678 $16,939 $4,464 $6,451 $3,349 $40,116 Provision (benefit) charged to expense (1,280) (423) 2,704 1,263 (619) 2,454 4,099 Losses charged off (1,803) (2) (1,239) (131) (2,737) (2,891) (8,803) Recoveries 288 29 560 177 69 1,546 2,669 Balance September 30, 2014 $3,440 $2,282 $18,964 $5,773 $3,164 $4,458 $38,081 The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2014: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Individually evaluated for impairment $829 $— $1,751 $1,507 $823 $232 $5,142 Collectively evaluated for impairment $2,532 $2,923 $16,671 $1,905 $2,805 $4,321 $31,157 Loans acquired and accounted for under ASC 310-30 $94 $18 $1,351 $150 $51 $472 $2,136 Loans Individually evaluated for impairment $11,488 $9,804 $28,641 $7,601 $2,725 $1,480 $61,739 Collectively evaluated for impairment $288,066 $382,610 $917,235 $437,424 $392,348 $466,174 $2,883,857 Loans acquired and accounted for under ASC 310-30 $234,158 $48,470 $107,278 $1,937 $17,789 $48,903 $458,535

Note 7_ Loans and Allowance F61

Note 7: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Impaired Financing Receivables	Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows: September 30, 2015 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $712 $712 $— Subdivision construction 2,531 2,535 218 Land development 7,416 7,421 1,405 Commercial construction — — — Owner occupied one- to four-family residential 3,462 3,732 411 Non-owner occupied one- to four-family residential 1,853 2,064 134 Commercial real estate 32,232 33,618 3,340 Other residential 9,567 9,567 — Commercial business 2,701 2,783 473 Industrial revenue bonds — — — Consumer auto 725 762 109 Consumer other 861 993 129 Home equity lines of credit 430 456 73 Total $62,490 $64,643 $6,292 Three Months Ended Nine Months Ended September 30, 2015 September 30, 2015 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $634 $7 $755 $35 Subdivision construction 3,749 32 4,218 99 Land development 7,425 72 7,425 204 Commercial construction — — — — Owner occupied one- to four-family residential 3,424 44 3,696 132 Non-owner occupied one- to four-family residential 1,739 30 1,737 75 Commercial real estate 28,026 559 26,979 1,189 Other residential 9,612 106 9,711 286 Commercial business 2,058 62 2,163 109 Industrial revenue bonds — — — — Consumer auto 626 19 502 40 Consumer other 732 30 628 63 Home equity lines of credit 395 7 402 20 Total $58,420 $968 $58,216 $2,252 At or for the Year Ended December 31, 2014 Average Unpaid Investment Interest Recorded Principal Specific in Impaired Income Balance Balance Allowance Loans Recognized (In Thousands) One- to four-family residential construction $1,312 $1,312 $— $173 $76 Subdivision construction 4,540 4,540 344 2,593 226 Land development 7,601 8,044 1,507 9,691 292 Commercial construction — — — — — Owner occupied one- to four-family residential 3,747 4,094 407 4,808 212 Non-owner occupied one- to four-family residential 1,889 2,113 78 4,010 94 Commercial real estate 28,641 30,781 1,751 29,808 1,253 Other residential 9,804 9,804 — 10,469 407 Commercial business 2,725 2,750 823 2,579 158 Industrial revenue bonds — — — 2,644 — Consumer auto 420 507 63 219 37 Consumer other 629 765 94 676 71 Home equity lines of credit 431 476 75 461 25 Total $ 61,739 $ 65,186 $ 5,142 $ 68,131 $ 2,851 September 30, 2014 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $— $— $— Subdivision construction 2,304 4,716 373 Land development 7,791 8,224 1,514 Commercial construction — — — Owner occupied one- to four-family residential 4,366 5,064 517 Non-owner occupied one- to four-family residential 4,614 4,837 450 Commercial real estate 28,899 30,210 1,736 Other residential 10,203 10,203 — Commercial business 2,150 2,173 596 Industrial revenue bonds 2,976 4,288 — Consumer auto 175 227 26 Consumer other 635 764 95 Home equity lines of credit 446 473 77 Total $64,559 $71,179 $5,384 Three Months Ended Nine Months Ended September 30, 2014 September 30, 2014 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $121 $ — $59 $ — Subdivision construction 2,207 8 2,549 38 Land development 7,650 70 10,403 213 Commercial construction — — — — Owner occupied one- to four-family residential 4,665 56 5,100 168 Non-owner occupied one- to four-family residential 4,550 53 4,137 163 Commercial real estate 29,531 298 30,204 988 Other residential 10,304 86 10,665 296 Commercial business 2,163 31 2,657 99 Industrial revenue bonds 3,362 192 2,998 192 Consumer auto 216 4 182 11 Consumer other 678 15 690 57 Home equity lines of credit 415 6 461 20 Total $65,862 $819 $70,105 $2,245

Note 7_ Loans and Allowance F62

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Troubled Debt Restructurings on Financing Receivables	The following tables present newly restructured loans during the three and nine months ended September 30, 2015 by type of modification: Three Months Ended September 30, 2015 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $— $48 $158 $206 Commercial business — 1,095 — 1,095 Consumer — 21 — 21 $ — $ 1,164 $ 158 $ 1,322 Nine Months Ended September 30, 2015 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $— $257 $158 $415 Commercial real estate — 115 — 115 Commercial business — 1,095 — 1,095 Consumer — 69 — 69 $ — $ 1,536 $ 158 $ 1,694

Note 7_ Loans and Allowance F63

Note 7: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Financing Receivable Credit Quality Indicators	September 30, 2015 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $38,449 $ — $ — $ 711 $ — $39,160 Subdivision construction 40,120 1,996 — 1,892 — 44,008 Land development 36,204 5,324 — 5,637 — 47,165 Commercial construction 448,571 — — — — 448,571 Owner occupied one- to four- family residential 97,614 592 — 1,524 — 99,730 Non-owner occupied one- to four- family residential 148,744 518 — 1,148 — 150,410 Commercial real estate 1,005,628 18,438 — 17,579 — 1,041,645 Other residential 395,512 10,477 — 1,956 — 407,945 Commercial business 409,198 1,302 — 758 — 411,258 Industrial revenue bonds 38,241 — — — — 38,241 Consumer auto 403,008 — — 669 — 403,677 Consumer other 75,928 — — 719 — 76,647 Home equity lines of credit 75,343 — — 425 — 75,768 Acquired FDIC-covered loans, net of discounts 249,515 — — 29 — 249,544 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 36,506 — — 136 — 36,642 Acquired non-covered loans, net of discounts 98,493 — — 1,852 — 100,345 Total $3,597,074 $38,647 $ — $35,035 $ — $3,670,756 December 31, 2014 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $39,049 $— $— $1,312 $— $40,361 Subdivision construction 24,269 21 — 4,303 — 28,593 Land development 41,035 5,000 — 6,061 — 52,096 Commercial construction 392,929 — — — — 392,929 Owner occupied one- to-four- family residential 85,041 745 — 1,763 — 87,549 Non-owner occupied one- to- four-family residential 141,198 580 — 1,273 — 143,051 Commercial real estate 901,167 32,155 — 12,554 — 945,876 Other residential 380,811 9,647 — 1,956 — 392,414 Commercial business 351,744 423 — 1,845 — 354,012 Industrial revenue bonds 40,037 1,024 — — — 41,061 Consumer auto 323,002 — — 351 — 323,353 Consumer other 77,507 3 — 519 — 78,029 Home equity lines of credit 65,841 — — 431 — 66,272 Acquired FDIC-covered loans, net of discounts 286,049 — — 559 — 286,608 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 48,592 — — 1,353 — 49,945 Acquired non-covered loans, net of discounts 121,982 — — — — 121,982 Total $3,320,253 $49,598 $— $34,280 $— $3,404,131

Note 8_ Acquired Loans, Loss 64

Note 8: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Impact of Adjustments of Acquired Loans on Financial Results	Three Months Ended Three Months Ended September 30, 2015 September 30, 2014 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $6,661 71 bps $8,848 98 bps Non-interest income (4,139) (7,438) Net impact to pre-tax income $2,522 $1,410 Net impact net of taxes $1,639 $917 Impact to diluted earnings per common share $0.12 $0.07 Nine Months Ended Nine Months Ended September 30, 2015 September 30, 2014 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $22,882 82 bps $25,836 101 bps Non-interest income (16,191) (21,915) Net impact to pre-tax income $6,691 $3,921 Net impact net of taxes $4,349 $2,549 Impact to diluted earnings per common share $0.31 $0.19

Note 8_ Acquired Loans, Loss 65

Note 8: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: FDIC Indemnification Asset Roll Forward (Tables)	3 Months Ended
	Sep. 30, 2015
Teambank
FDIC Indemnification Asset Roll Forward	September 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $32,421 $— Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,439) — Original estimated fair value of assets, net of activity since acquisition date (30,815) — Expected loss remaining 167 — Assumed loss sharing recovery percentage 90% —% Estimated loss sharing value 151 — Indemnification asset to be amortized resulting from change in expected losses 286 — FDIC indemnification asset $437 $— December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $43,855 $132 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,923) — Original estimated fair value of assets, net of activity since acquisition date (41,560) (119) Expected loss remaining 372 13 Assumed loss sharing recovery percentage 85% 77% Estimated loss sharing value 315 10 Indemnification asset to be amortized resulting from change in expected losses 359 — FDIC indemnification asset $674 $10
Vantus Bank
FDIC Indemnification Asset Roll Forward	September 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $33,283 $669 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (556) — Original estimated fair value of assets, net of activity since acquisition date (32,472) (479) Expected loss remaining 255 190 Assumed loss sharing recovery percentage 61% —% Estimated loss sharing value (1) 155 — Indemnification asset to be amortized resulting from change in expected losses 383 — FDIC indemnification asset $538 $— (1) Includes $152,000 impairment of indemnification asset for foreclosed assets. Resolution of certain items related to commercial foreclosed assets did not occur prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank on September 30, 2014. December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $42,138 $1,084 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (504) — Original estimated fair value of assets, net of activity since acquisition date (40,997) (894) Expected loss remaining 637 190 Assumed loss sharing recovery percentage 72% —% Estimated loss sharing value 461 — Indemnification asset to be amortized resulting from change in expected losses 324 — FDIC indemnification asset $785 $—
Sun Security Bank
FDIC Indemnification Asset Roll Forward	September 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $46,362 $669 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,098) — Original estimated fair value of assets, net of activity since acquisition date (42,165) (573) Expected loss remaining 2,099 96 Assumed loss sharing recovery percentage 51% 80% Estimated loss sharing value 1,068 77 Indemnification asset to be amortized resulting from change in expected losses 1,668 — Accretable discount on FDIC indemnification asset (81) (63) FDIC indemnification asset $2,655 $14 December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $59,618 $2,325 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (3,341) — Original estimated fair value of assets, net of activity since acquisition date (52,166) (1,488) Expected loss remaining 4,111 837 Assumed loss sharing recovery percentage 65% 80% Estimated loss sharing value 2,676 670 Indemnification asset to be amortized resulting from change in expected losses 2,662 — Accretable discount on FDIC indemnification asset (267) (64) FDIC indemnification asset $5,071 $606
InterBank
FDIC Indemnification Asset Roll Forward	September 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $207,398 $2,670 Non-credit premium/(discount), net of activity since acquisition date 1,010 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (7,695) — Original estimated fair value of assets, net of activity since acquisition date (180,734) (1,959) Expected loss remaining 19,979 711 Assumed loss sharing recovery percentage 83% 80% Estimated loss sharing value (1) 16,538 569 FDIC loss share clawback 2,690 — Indemnification asset to be amortized resulting from change in expected losses 6,155 — Accretable discount on FDIC indemnification asset (1,991) (33) FDIC indemnification asset $23,392 $536 (1) Includes $400,000 impairment of indemnification asset for loans December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $244,977 $4,494 Non-credit premium/(discount), net of activity since acquisition date 1,361 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (19,566) — Original estimated fair value of assets, net of activity since acquisition date (201,830) (3,986) Expected loss remaining 24,942 508 Assumed loss sharing recovery percentage 82% 80% Estimated loss sharing value 20,509 406 FDIC loss share clawback 3,620 — Indemnification asset to be amortized resulting from change in expected losses 15,652 — Accretable discount on FDIC indemnification asset (2,967) (33) FDIC indemnification asset $36,814 $373
Valley Bank
FDIC Indemnification Asset Roll Forward	September 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $118,864 $1,100 Non-credit premium/(discount), net of activity since acquisition date 899 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (3,727) — Original estimated fair value of assets, net of activity since acquisition date (100,345) (1,078) Expected loss remaining $15,691 $22 December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $145,845 $778 Non-credit premium/(discount), net of activity since acquisition date 1,514 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,519) — Original estimated fair value of assets, net of activity since acquisition date (121,982) (778) Expected loss remaining $23,858 $—

Note 8_ Acquired Loans, Loss 66

Note 8: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Accretable Yield Changes for Acquired Loans (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Accretable Yield Changes for Acquired Loans	Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, July 1, 2014 $ 7,434 $ 4,578 $9,427 $ 41,108 $ 22,811 Accretion (887) (859) (2,119) (10,002) (2,062) Reclassification from nonaccretable yield (1) 725 916 789 4,857 — Balance, September 30, 2014 $ 7,272 $ 4,635 $ 8,097 $ 35,963 $ 20,749 Balance July 1, 2015 $ 4,740 $ 3,975 $6,684 $ 24,727 $ 9,366 Accretion (669) (576) (1,090) (6,464) (3,136) Reclassification from nonaccretable yield (1) 301 231 860 634 3,504 Balance, September 30, 2015 $4,372 $3,630 $6,454 $18,897 $9,734 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended September 30, 2015, totaling $301,000, $231,000, $860,000, $634,000 and $154,000, respectively, and for the three months ended September 30, 2014, totaling $522,000, $831,000, $139,000, $707,000 and $-0-, respectively. Changes in the accretable yield for acquired loan pools were as follows for the nine months ended September 30, 2015 and 2014: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance January 1, 2014 $ 7,402 $ 5,725 $11,113 $ 40,095 $— Additions — — — — 22,976 Accretion (3,169) (2,990) (7,343) (28,404) (2,227) Reclassification from nonaccretable yield (1) 3,039 1,900 4,327 24,272 — Balance, September 30, 2014 $ 7,272 $ 4,635 $ 8,097 $ 35,963 $ 20,749 Balance January 1, 2015 $ 6,865 $ 4,453 $7,952 $ 36,092 $ 11,132 Accretion (2,783) (1,967) (4,408) (23,461) (7,997) Reclassification from nonaccretable yield (1) 290 1,144 2,910 6,266 6,599 Balance, September 30, 2015 $ 4,372 $ 3,630 $ 6,454 $ 18,897 $ 9,734 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the nine months ended September 30, 2015, totaling $125,000, $758,000, $2.0 million, $2.3 million and $499,000, respectively, and for the nine months ended September 30, 2014, totaling $2.8 million, $1.8 million, $1.5 million, $2.4 million and $-0-, respectively.

Note 9_ Other Real Estate Own67

Note 9: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Major Classifications of Foreclosed Assets	Major classifications of other real estate owned were as follows: September 30, December 31, 2015 2014 (In Thousands) Foreclosed assets held for sale One- to four-family construction $— $223 Subdivision construction 7,514 9,857 Land development 13,411 17,168 Commercial construction — — One- to four-family residential 1,863 3,353 Other residential 2,150 2,625 Commercial real estate 3,551 1,632 Commercial business 48 59 Consumer 905 624 29,442 35,541 FDIC-supported foreclosed assets, net of discounts 2,533 5,695 Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts 478 879 Acquired foreclosed assets not covered by FDIC loss sharing agreements, net of discounts 1,078 778 Foreclosed assets held for sale, net 33,531 42,893 Other real estate owned not acquired through foreclosure 1,594 2,945 Other real estate owned $ 35,125 $ 45,838

Note 9_ Other Real Estate Own68

Note 9: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Expenses Applicable to Foreclosed Assets	Three Months Ended September 30, 2015 2014 (In Thousands) Net (gain) loss on sales of foreclosed assets $(99) $126 Valuation write-downs 194 158 Operating expenses, net of rental income 521 698 $616 $982 Nine Months Ended September 30, 2015 2014 (In Thousands) Net (gain) loss on sales of foreclosed assets $(709) $72 Valuation write-downs 385 1,357 Operating expenses, net of rental income 1,643 1,744 $1,319 $3,173

Note 10_ Deposits_ Schedule of

Note 10: Deposits: Schedule of Deposit Liabilities (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Deposit Liabilities	September 30, December 31, 2015 2014 (In Thousands) Time Deposits: 0.00% - 0.99% $914,635 $ 798,932 1.00% - 1.99% 336,226 227,476 2.00% - 2.99% 42,953 61,146 3.00% - 3.99% 1,401 8,065 4.00% - 4.99% 1,364 1,435 5.00% and above 293 420 Total time deposits (0.82% - 0.78%) 1,296,872 1,097,474 Non-interest-bearing demand deposits 539,919 518,266 Interest-bearing demand and savings deposits (0.23% - 0.19%) 1,409,949 1,375,100 Total Deposits $3,246,740 $2,990,840

Note 11_ Advances From Federa70

Note 11: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Federal Home Loan Bank, Advances	Advances from the Federal Home Loan Bank (FHLBank advances) at September 30, 2015 and December 31, 2014 consisted of the following: September 30, 2015 December 31, 2014 Weighted Weighted Average Average Interest Interest Due In Amount Rate Amount Rate (In Thousands) 2015 $133,017 0.52% $240,065 0.41% 2016 70 5.14 70 5.14 2017 30,826 3.26 30,826 3.26 2018 81 5.14 81 5.14 2019 28 5.14 28 5.14 2020 and thereafter 500 5.54 500 5.54 164,522 1.05 271,570 0.75 Unamortized fair value adjustment 47 71 $ 164,569 $ 271,641

Note 12_ Securities Sold Unde71

Note 12: Securities Sold Under Reverse Repurchase Agreements: Schedule of Repurchase Agreements (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Repurchase Agreements	The following table represents the Company’s securities sold under reverse repurchase agreements, by collateral type and remaining contractual maturity. September 30, 2015 December 31, 2014 Overnight and Overnight and Continuous Continuous (In Thousands) FHLBank CD $ — $ 10,000 Mortgage-backed securities – GNMA, FNMA, FHLMC 148,117 158,993 $148,117 $168,993

Note 13_ Income Taxes_ Schedule

Note 13: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Effective Income Tax Rate Reconciliation	Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows: Three Months Ended September 30, 2015 2014 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (2.5) (3.1) Tax credits (8.1) (8.4) State taxes 1.0 1.7 Other (0.4) 0.2 25.0% 25.4% Nine Months Ended September 30, 2015 2014 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (2.4) (3.3) Tax credits (8.1) (9.2) State taxes 1.1 1.5 Other (0.3) 0.4 25.3% 24.4%

Note 14_ Disclosures About Fa73

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Fair Value, Assets Measured on Recurring Basis	The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2015 and December 31, 2014: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2015 U.S. government agencies $19,983 $— $19,983 $ Mortgage-backed securities 171,930 — 171,930 — States and political subdivisions 77,853 — 77,853 — Equity securities 3,479 — 3,479 — Mortgage servicing rights 149 — — 149 Interest rate derivative asset 3,705 — — 3,705 Interest rate derivative liability (3,827) — — (3,827) December 31, 2014 U.S. government agencies $19,514 $— $19,514 $ Mortgage-backed securities 257,798 — 257,798 — States and political subdivisions 85,040 — 85,040 — Equity securities 3,154 — 3,154 — Mortgage servicing rights 185 — — 185 Interest rate derivative asset 2,502 — — 2,502 Interest rate derivative liability (2,187) — — (2,187)

Note 14_ Disclosures About Fa74

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	Mortgage Servicing Rights 2015 2014 (In Thousands) Balance, July 1 $166 $196 Additions 12 28 Amortization (29) (35) Balance, September 30 $149 $189 Mortgage Servicing Rights 2015 2014 (In Thousands) Balance, January 1 $185 $211 Additions 54 81 Amortization (90) (103) Balance, September 30 $149 $189 Interest Rate Derivative Asset 2015 2014 (In Thousands) Balance, July 1 $2,166 $1,722 Change in fair value through earnings 1,451 (210) Balance, September 30 $3,617 $1,512 Interest Rate Derivative Asset 2015 2014 (In Thousands) Balance, January 1 $2,087 $1,859 Change in fair value through earnings 1,530 (347) Balance, September 30 $3,617 $1,512 Interest Rate Cap Derivative Asset Designated as Hedging Instrument 2015 2014 (In Thousands) Balance, July 1 $207 $462 Change in fair value through other comprehensive income — 81 Amortization of cost of interest rate cap (119) (5) Balance, September 30 $88 $538 Interest Rate Cap Derivative Asset Designated as Hedging Instrument 2015 2014 (In Thousands) Balance, January 1 $415 $685 Change in fair value through other comprehensive income (171) (138) Amortization of cost of interest rate cap (156) (9) Balance, September 30 $88 $538 Interest Rate Swap Liability 2015 2014 (In Thousands) Balance, July 1 $2,244 $1,711 Change in fair value through earnings 1,583 (222) Balance, September 30 $3,827 $1,489 Interest Rate Swap Liability 2015 2014 (In Thousands) Balance, January 1 $2,187 $1,613 Change in fair value through earnings 1,640 (124) Balance, September 30 $3,827 $1,489

Note 14_ Disclosures About Fa75

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	The following tables present the fair value measurements of assets measured on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2015 and December 31, 2014: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2015 Impaired loans One- to four-family residential construction $ $ $ $ Subdivision construction 194 — — 194 Land development 968 — — 968 Owner occupied one- to four-family residential 270 — — 270 Non-owner occupied one- to four-family residential 161 — — 161 Commercial real estate 4,547 — — 4,547 Other residential — — — — Commercial business 916 — — 916 Consumer auto 146 — — 146 Consumer other 343 — — 343 Home equity lines of credit 210 — — 210 Total impaired loans $7,755 $— $— $7,755 Foreclosed assets held for sale $1,533 $ $ $1,533 December 31, 2014 Impaired loans One- to four-family residential construction $ $ $ $ Subdivision construction 274 — — 274 Land development 3,946 — — 3,946 Owner occupied one- to four-family residential 862 — — 862 Non-owner occupied one- to four-family residential 288 — — 288 Commercial real estate 5,333 — — 5,333 Other residential — — — — Commercial business 320 — — 320 Consumer auto 38 — — 38 Consumer other 399 — — 399 Home equity lines of credit 198 — — 198 Total impaired loans $11,658 $— $— $11,658 Foreclosed assets held for sale $6,975 $ $ $6,975

Note 14_ Disclosures About Fa76

Note 14: Disclosures About Fair Value of Financial Instruments: Schedule Of Financial Instruments Fair Value (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule Of Financial Instruments Fair Value	September 30, 2015 December 31, 2014 Carrying Fair Hierarchy Carrying Fair Hierarchy Amount Value Level Amount Value Level (In Thousands) Financial assets Cash and cash equivalents $232,644 $232,644 1 $218,647 $218,647 1 Held-to-maturity securities 353 389 2 450 499 2 Mortgage loans held for sale 9,806 9,806 2 14,579 14,579 2 Loans, net of allowance for loan losses 3,269,963 3,281,948 3 3,038,848 3,047,741 3 Accrued interest receivable 11,041 11,041 3 11,219 11,219 3 Investment in FHLBank stock 11,444 11,444 3 16,893 16,893 3 Financial liabilities Deposits 3,246,740 3,248,524 3 2,990,840 2,996,226 3 FHLBank advances 164,569 166,737 3 271,641 273,568 3 Short-term borrowings 149,424 149,424 3 211,444 211,444 3 Subordinated debentures 25,774 25,774 3 30,929 30,929 3 Accrued interest payable 961 961 3 1,067 1,067 3 Unrecognized financial instruments (net of contractual value) Commitments to originate loans — — 3 — — 3 Letters of credit 163 163 3 92 92 3 Lines of credit — — 3 — — 3

Note 15_ Derivatives and Hedg77

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments in Statement of Financial Position, Fair Value (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	Location in Fair Value Consolidated Statements September 30, December 31, of Financial Condition 2015 2014 (In Thousands) Derivatives designated as hedging instruments Interest rate caps Prepaid expenses and other assets $ 88 $ 415 Total derivatives designated as hedging instruments $ 88 $ 415 Derivatives not designated as hedging instruments Asset Derivatives Interest rate products Prepaid expenses and other assets $ 3,617 $ 2,087 Total derivatives not designated as hedging instruments $ 3,617 $ 2,087 Liability Derivatives Interest rate products Accrued expenses and other liabilities $ 3,827 $ 2,187 Total derivatives not designated as hedging instruments $ 3,827 $ 2,187

Note 15_ Derivatives and Hedg78

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Sep. 30, 2015
Tables/Schedules
Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss)	Amount of Gain (Loss) Recognized in AOCI Three Months Ended September 30, Cash Flow Hedges 2015 2014 (In Thousands) Interest rate cap $ 10 $ 53 Amount of Gain (Loss) Recognized in AOCI Nine Months Ended September 30, Cash Flow Hedges 2015 2014 (In Thousands) Interest rate cap $ (95) $ ( 90)

Note 2_ Nature of Operations 79

Note 2: Nature of Operations and Operating Segments (Details)	3 Months Ended
	Sep. 30, 2015
Details
Segment Reporting, Additional Information about Entity's Reportable Segments	The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements

Note 5_ Earnings Per Share_ S80

Note 5: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Details
Weighted Average Number of Shares Outstanding, Basic	13,840	13,696	13,815	13,693
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 11,051	$ 11,445	$ 34,417	$ 31,027
BASIC EARNINGS PER COMMON SHARE	$ 0.80	$ 0.84	$ 2.49	$ 2.27
Weighted Average Number of Shares Outstanding, Diluted	13,840	13,696	13,815	13,693
Dilutive Securities, Effect on Basic Earnings Per Share, Dilutive Convertible Securities	$ 178	$ 89	$ 178	$ 75
Weighted Average Number Diluted Shares Outstanding Adjustment	14,018	13,785	13,993	13,768
Net Income (Loss) Available to Common Stockholders, Diluted	$ 11,051	$ 11,445	$ 34,417	$ 31,027
DILUTED EARNINGS PER COMMON SHARE	$ 0.79	$ 0.83	$ 2.46	$ 2.25

Note 5_ Earnings Per Share_ E81

Note 5: Earnings Per Share: Earnings Per Share, Policy (Details) - shares	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Details
Options to purchase shares of common stock outstanding not included in computation of diluted earnings per share because exercise price greater than average market price	7,250	118,600

Note 6_ Investment Securities82

Note 6: Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Available-for-sale Securities, Amortized Cost Basis	$ 263,124
Available for Sale Securities Fair Value	273,245
Available-for-sale Securities
Available-for-sale Securities, Amortized Cost Basis	263,124	$ 354,378
Available for sale Securities, Gross Unrealized Gain	10,264	12,442
Available For Sale Securities Gross Unrealized Losses	143	1,314
Available for Sale Securities Fair Value	$ 273,245	$ 365,506
Available for Sale Securities Tax Equivalent Yield	3.00%	2.82%
US Government Agencies Debt Securities
Available-for-sale Securities, Amortized Cost Basis	$ 20,000	$ 20,000
Available For Sale Securities Gross Unrealized Losses	17	486
Available for Sale Securities Fair Value	$ 19,983	$ 19,514
Available for Sale Securities Tax Equivalent Yield	2.00%	2.00%
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available-for-sale Securities, Amortized Cost Basis	$ 169,293	$ 254,294
Available for sale Securities, Gross Unrealized Gain	2,756	4,325
Available For Sale Securities Gross Unrealized Losses	119	821
Available for Sale Securities Fair Value	$ 171,930	$ 257,798
Available for Sale Securities Tax Equivalent Yield	1.97%	1.97%
US States and Political Subdivisions Debt Securities
Available-for-sale Securities, Amortized Cost Basis	$ 72,984	$ 79,237
Available for sale Securities, Gross Unrealized Gain	4,876	5,810
Available For Sale Securities Gross Unrealized Losses	7	7
Available for Sale Securities Fair Value	$ 77,853	$ 85,040
Available for Sale Securities Tax Equivalent Yield	5.71%	5.76%
Equity Securities
Available-for-sale Securities, Amortized Cost Basis	$ 847	$ 847
Available for sale Securities, Gross Unrealized Gain	2,632	2,307
Available for Sale Securities Fair Value	$ 3,479	$ 3,154

Note 6_ Investment Securities83

Note 6: Investment Securities: Schedule of Held-to-maturity Securities (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Held-to-maturity securities fair value	$ 389,000	$ 499,000
US States and Political Subdivisions Debt Securities
Held to Maturity Securities Amortized Cost	353	450
Held to Maturity Securities Gross Unrealized Gains	36	49
Held-to-maturity securities fair value	$ 389	$ 499
Held to Maturity Securities Tax Equivalent Yield	7.37%	7.37%

Note 6_ Investment Securities84

Note 6: Investment Securities: Investments Classified by Contractual Maturity Date (Details)	Sep. 30, 2015USD ($)
Details
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	$ 616
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	652
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	3,290
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	3,455
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	89,078
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	93,729
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	169,293
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	171,930
Available for Sale Securities Equity Securities Amortized Cost	847
Available for Sale Securities Equity Securities Fair Value	3,479
Available-for-sale Securities, Amortized Cost Basis	263,124
Available for Sale Securities Fair Value	$ 273,245

Note 6_ Investment Securities85

Note 6: Investment Securities: Contractual Obligation, Fiscal Year Maturity Schedule (Details)	Sep. 30, 2015USD ($)
Details
Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount	$ 353
Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value	$ 389

Note 6_ Investment Securities86

Note 6: Investment Securities: Investment, Policy (Details) - USD ($) $ in Millions	Sep. 30, 2015	Dec. 31, 2014
Details
Fair value investments reported less than historical cost	$ 32	$ 106
Fair value investments reported less than historical cost percentage of investment portfolio	11.70%	29.00%

Note 6_ Investment Securities87

Note 6: Investment Securities: Unrealized Gain (Loss) on Investments (Details) - USD ($)	3 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Total Unrealized Losses and Estimated Fair Value
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 21,402	$ 40,042
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(36)	(328)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	10,606	65,981
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(107)	(986)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	32,008	106,023
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(143)	(1,314)
US Government Agencies Debt Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	20,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(17)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		20,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss		(486)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	20,000	20,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(17)	(486)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,402	40,042
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(19)	(328)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	9,693	45,056
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(100)	(493)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	11,095	85,098
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(119)	(821)
US States and Political Subdivisions Debt Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	913	925
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(7)	(7)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	913	925
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$ (7)	$ (7)

Note 6_ Investment Securities88

Note 6: Investment Securities: Gross Gains and Losses on Sales of Available for Sale Securities (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Details
Available-for-sale Securities, Gross Realized Gains	$ 503	$ 656	$ 503	$ 1,300,000
Available-for-sale Securities, Gross Realized Losses	$ 501	$ 335	$ 501	$ 335

Note 6_ Investment Securities89

Note 6: Investment Securities: Other than temporary impairment securities (Details) - USD ($)	3 Months Ended	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2015
Details
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	$ 0	$ 0

Note 6_ Investment Securities90

Note 6: Investment Securities: Credit Losses Recognized on Investments (Details)	Sep. 30, 2015USD ($)
Details
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held	$ 0

Note 6_ Investment Securities91

Note 6: Investment Securities: Other Than Temporary Impairment Credit Losses Recognized in Earnings (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Details
Reclassifications out of accumulated other comprehensive income	$ 1	$ 209	$ 1	$ 626

Note 7_ Loans and Allowance F92

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Loans Receivable weighted average interest rate	4.54%	4.66%
Consumer Loan
Loans Receivable	$ 76,647	$ 78,029
Automobile Loan
Loans Receivable	403,677	323,353
One-to-Four-Family Residential Construction
Loans Receivable	39,160	40,361
Subdivision Construction
Loans Receivable	44,008	28,593
Land Development
Loans Receivable	47,165	52,096
Commercial Construction
Loans Receivable	448,571	392,929
Owner Occupied One-to-Four-Family Residential
Loans Receivable	99,730	87,549
NonOwnerOccupiedOneToFourFamilyResidentialMember
Loans Receivable	150,410	143,051
Commercial Real Estate
Loans Receivable	1,041,645	945,876
Other Residential
Loans Receivable	407,945	392,414
Commercial Business
Loans Receivable	411,258	354,012
Industrial Revenue Bonds
Loans Receivable	38,241	41,061
Home Equity Line of Credit
Loans Receivable	75,768	66,272
Acquired FDIC Covered Loans Net of Discount
Loans Receivable	249,544	286,608
Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loans Receivable	36,642	49,945
Acquired Non-Covered Loans Net of Discounts
Loans Receivable	100,345	121,982
Loans Receivable, Gross
Loans Receivable	3,670,756	3,404,131
Undisbursed Portion of Loans in Process
Loans Receivable	(357,789)	(323,572)
Allowance for Loans and Leases Receivable
Loans Receivable	(39,878)	(38,435)
Deferred Loan Fees and Gains Net
Loans Receivable	(3,126)	(3,276)
Loans Receivable
Loans Receivable	$ 3,269,963	$ 3,038,848

Note 7_ Loans and Allowance F93

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans Classified by Aging Analysis (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Financing Receivables, 30 to 59 Days Past Due | Consumer Loan
Financing Receivables, By Class	$ 1,040	$ 1,301
Financing Receivables, 30 to 59 Days Past Due | Automobile Loan
Financing Receivables, By Class	2,566	1,801
Financing Receivables, 30 to 59 Days Past Due | Subdivision Construction
Financing Receivables, By Class		109
Financing Receivables, 30 to 59 Days Past Due | Land Development
Financing Receivables, By Class	4,028	110
Financing Receivables, 30 to 59 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	198	2,037
Financing Receivables, 30 to 59 Days Past Due | NonOwnerOccupiedOneToFourFamilyResidentialMember
Financing Receivables, By Class	103	583
Financing Receivables, 30 to 59 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	6,590	6,887
Financing Receivables, 30 to 59 Days Past Due | Commercial Business
Financing Receivables, By Class	238	59
Financing Receivables, 30 to 59 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	182	89
Financing Receivables, 30 to 59 Days Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	837	6,236
Financing Receivables, 30 to 59 Days Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	117	754
Financing Receivables, 30 to 59 Days Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	405	2,638
Financing Receivables, 30 to 59 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	16,304	22,604
Financing Receivables, 30 to 59 Days Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	1,359	9,628
Financing Receivables, 30 to 59 Days Past Due | Loans Receivable
Financing Receivables, By Class	14,945	12,976
Financing Receivables, 60 to 89 Days Past Due | Consumer Loan
Financing Receivables, By Class	115	260
Financing Receivables, 60 to 89 Days Past Due | Automobile Loan
Financing Receivables, By Class	612	244
Financing Receivables, 60 to 89 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	394	441
Financing Receivables, 60 to 89 Days Past Due | NonOwnerOccupiedOneToFourFamilyResidentialMember
Financing Receivables, By Class	96
Financing Receivables, 60 to 89 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	87
Financing Receivables, 60 to 89 Days Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	1,539	1,062
Financing Receivables, 60 to 89 Days Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class		46
Financing Receivables, 60 to 89 Days Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	450	640
Financing Receivables, 60 to 89 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	3,293	2,693
Financing Receivables, 60 to 89 Days Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	1,989	1,748
Financing Receivables, 60 to 89 Days Past Due | Loans Receivable
Financing Receivables, By Class	1,304	945
Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer Loan
Financing Receivables, By Class	528	801
Financing Receivables, Equal to Greater than 90 Days Past Due | Automobile Loan
Financing Receivables, By Class	632	316
Financing Receivables, Equal to Greater than 90 Days Past Due | Land Development
Financing Receivables, By Class	113	255
Financing Receivables, Equal to Greater than 90 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	769	1,029
Financing Receivables, Equal to Greater than 90 Days Past Due | NonOwnerOccupiedOneToFourFamilyResidentialMember
Financing Receivables, By Class	559	296
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	3,955	4,699
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Business
Financing Receivables, By Class	287	411
Financing Receivables, Equal to Greater than 90 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	261	340
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	13,119	16,419
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	38	243
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	5,756	11,248
Financing Receivables, Equal to Greater than 90 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	26,017	36,057
Financing Receivables, Equal to Greater than 90 Days Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	18,913	27,910
Financing Receivables, Equal to Greater than 90 Days Past Due | Loans Receivable
Financing Receivables, By Class	7,104	8,147
Financing Receivables Past Due | Consumer Loan
Financing Receivables, By Class	1,683	2,362
Financing Receivables Past Due | Automobile Loan
Financing Receivables, By Class	3,810	2,361
Financing Receivables Past Due | Subdivision Construction
Financing Receivables, By Class		109
Financing Receivables Past Due | Land Development
Financing Receivables, By Class	4,141	365
Financing Receivables Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	1,361	3,507
Financing Receivables Past Due | NonOwnerOccupiedOneToFourFamilyResidentialMember
Financing Receivables, By Class	758	879
Financing Receivables Past Due | Commercial Real Estate
Financing Receivables, By Class	10,545	11,586
Financing Receivables Past Due | Commercial Business
Financing Receivables, By Class	525	470
Financing Receivables Past Due | Home Equity Line of Credit
Financing Receivables, By Class	530	429
Financing Receivables Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	15,495	23,717
Financing Receivables Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	155	1,043
Financing Receivables Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	6,611	14,526
Financing Receivables Past Due | Loans Receivable, Gross
Financing Receivables, By Class	45,614	61,354
Financing Receivables Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	22,261	39,286
Financing Receivables Past Due | Loans Receivable
Financing Receivables, By Class	23,353	22,068
Financing Receivables Current | Consumer Loan
Financing Receivables, By Class	74,964	75,667
Financing Receivables Current | Automobile Loan
Financing Receivables, By Class	399,867	320,992
Financing Receivables Current | One-to-Four-Family Residential Construction
Financing Receivables, By Class	39,160	40,361
Financing Receivables Current | Subdivision Construction
Financing Receivables, By Class	44,008	28,484
Financing Receivables Current | Land Development
Financing Receivables, By Class	43,024	51,731
Financing Receivables Current | Commercial Construction
Financing Receivables, By Class	448,571	392,929
Financing Receivables Current | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	98,369	84,042
Financing Receivables Current | NonOwnerOccupiedOneToFourFamilyResidentialMember
Financing Receivables, By Class	149,652	142,172
Financing Receivables Current | Commercial Real Estate
Financing Receivables, By Class	1,031,100	934,290
Financing Receivables Current | Other Residential
Financing Receivables, By Class	407,945	392,414
Financing Receivables Current | Commercial Business
Financing Receivables, By Class	410,733	353,542
Financing Receivables Current | Industrial Revenue Bonds
Financing Receivables, By Class	38,241	41,061
Financing Receivables Current | Home Equity Line of Credit
Financing Receivables, By Class	75,238	65,843
Financing Receivables Current | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	234,049	262,891
Financing Receivables Current | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	36,487	48,902
Financing Receivables Current | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	93,734	107,456
Financing Receivables Current | Loans Receivable, Gross
Financing Receivables, By Class	3,625,142	3,342,777
Financing Receivables Current | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	364,270	419,249
Financing Receivables Current | Loans Receivable
Financing Receivables, By Class	3,260,872	2,923,528
Financing Receivables, Total | Consumer Loan
Financing Receivables, By Class	76,647	78,029
Financing Receivables, Total | Automobile Loan
Financing Receivables, By Class	403,677	323,353
Financing Receivables, Total | One-to-Four-Family Residential Construction
Financing Receivables, By Class	39,160	40,361
Financing Receivables, Total | Subdivision Construction
Financing Receivables, By Class	44,008	28,593
Financing Receivables, Total | Land Development
Financing Receivables, By Class	47,165	52,096
Financing Receivables, Total | Commercial Construction
Financing Receivables, By Class	448,571	392,929
Financing Receivables, Total | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	99,730	87,549
Financing Receivables, Total | NonOwnerOccupiedOneToFourFamilyResidentialMember
Financing Receivables, By Class	150,410	143,051
Financing Receivables, Total | Commercial Real Estate
Financing Receivables, By Class	1,041,645	945,876
Financing Receivables, Total | Other Residential
Financing Receivables, By Class	407,945	392,414
Financing Receivables, Total | Commercial Business
Financing Receivables, By Class	411,258	354,012
Financing Receivables, Total | Industrial Revenue Bonds
Financing Receivables, By Class	38,241	41,061
Financing Receivables, Total | Home Equity Line of Credit
Financing Receivables, By Class	75,768	66,272
Financing Receivables, Total | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	249,544	286,608
Financing Receivables, Total | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	36,642	49,945
Financing Receivables, Total | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	100,345	121,982
Financing Receivables, Total | Loans Receivable, Gross
Financing Receivables, By Class	3,670,756	3,404,131
Financing Receivables, Total | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	386,531	458,535
Financing Receivables, Total | Loans Receivable
Financing Receivables, By Class	3,284,225	2,945,596
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Consumer Loan
Financing Receivables, By Class		397
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	127	170
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | NonOwnerOccupiedOneToFourFamilyResidentialMember
Financing Receivables, By Class	254
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Commercial Real Estate
Financing Receivables, By Class		187
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Home Equity Line of Credit
Financing Receivables, By Class		22
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	761	194
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	74
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Loans Receivable, Gross
Financing Receivables, By Class	1,216	970
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	835	194
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Loans Receivable
Financing Receivables, By Class	$ 381	$ 776

Note 7_ Loans and Allowance F94

Note 7: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Consumer Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 528	$ 404
Automobile Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	632	316
Land Development
Financing Receivable, Recorded Investment, Nonaccrual Status	113	255
Owner Occupied One-to-Four-Family Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	642	859
NonOwnerOccupiedOneToFourFamilyResidentialMember
Financing Receivable, Recorded Investment, Nonaccrual Status	305	296
Commercial Real Estate
Financing Receivable, Recorded Investment, Nonaccrual Status	3,955	4,512
Commercial Business
Financing Receivable, Recorded Investment, Nonaccrual Status	287	411
Home Equity Line of Credit
Financing Receivable, Recorded Investment, Nonaccrual Status	261	318
Loans Receivable Nonaccrual
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 6,723	$ 7,371

Note 7_ Loans and Allowance F95

Note 7: Loans and Allowance For Loan Losses: Allowance for Credit Losses on Financing Receivables (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Provision for loan losses	$ 1,703,000	$ 945,000	$ 4,303,000	$ 4,099,000
One-to-Four-Family Residential Construction
Provision for Loan Losses Expensed	515	(1,647)	961	(1,280)
Financing Receivable, Allowance for Credit Losses, Write-downs		(106)	(66)	(1,803)
Allowance for Doubtful Accounts Receivable, Recoveries	36	120	87	288
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	763		763		$ 829
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,907		2,907		2,532
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	767				94
Financing Receivable, Individually Evaluated for Impairment	8,558		8,558		11,488
Financing Receivable, Collectively Evaluated for Impairment	324,750		324,750		288,066
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	199,047		199,047		234,158
One-to-Four-Family Residential Construction | Beginning of Period
Provision for loan losses	3,886	5,073	3,455	6,235
One-to-Four-Family Residential Construction | End of Period
Provision for loan losses	4,437	3,440	4,437	3,440
Other Residential
Provision for Loan Losses Expensed	162	545	546	(423)
Financing Receivable, Allowance for Credit Losses, Write-downs			(2)	(2)
Allowance for Doubtful Accounts Receivable, Recoveries	12	14	31	29
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,497		3,497		2,923
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	19				18
Financing Receivable, Individually Evaluated for Impairment	9,567		9,567		9,804
Financing Receivable, Collectively Evaluated for Impairment	398,378		398,378		382,610
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	43,268		43,268		48,470
Other Residential | Beginning of Period
Provision for loan losses	3,342	1,723	2,941	2,678
Other Residential | End of Period
Provision for loan losses	3,516	2,282	3,516	2,282
Commercial Real Estate
Provision for Loan Losses Expensed	(284)	2,838	(45)	2,704
Financing Receivable, Allowance for Credit Losses, Write-downs	(803)	(520)	(807)	(1,239)
Allowance for Doubtful Accounts Receivable, Recoveries	32	170	215	560
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	3,340		3,340		1,751
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	15,398		15,398		16,671
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	398				1,351
Financing Receivable, Individually Evaluated for Impairment	32,232		32,232		28,641
Financing Receivable, Collectively Evaluated for Impairment	1,009,413		1,009,413		917,235
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	81,832		81,832		107,278
Commercial Real Estate | Beginning of Period
Provision for loan losses	20,191	16,476	19,773	16,939
Commercial Real Estate | End of Period
Provision for loan losses	19,136	18,964	19,136	18,964
Commercial Construction
Provision for Loan Losses Expensed	(158)	(2,499)	(348)	1,263
Financing Receivable, Allowance for Credit Losses, Write-downs	(132)	(1)	(329)	(131)
Allowance for Doubtful Accounts Receivable, Recoveries	81	24	194	177
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,405		1,405		1,507
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,491		1,491		1,905
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	183				150
Financing Receivable, Individually Evaluated for Impairment	7,416		7,416		7,601
Financing Receivable, Collectively Evaluated for Impairment	488,320		488,320		437,424
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	6,149		6,149		1,937
Commercial Construction | Beginning of Period
Provision for loan losses	3,288	8,249	3,562	4,464
Commercial Construction | End of Period
Provision for loan losses	3,079	5,773	3,079	5,773
Commercial Business
Provision for Loan Losses Expensed	728	632	1,618	(619)
Financing Receivable, Allowance for Credit Losses, Write-downs	(193)	(50)	(968)	(2,737)
Allowance for Doubtful Accounts Receivable, Recoveries	45		243	69
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	473		473		823
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,943		3,943		2,805
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	156				51
Financing Receivable, Individually Evaluated for Impairment	2,701		2,701		2,725
Financing Receivable, Collectively Evaluated for Impairment	446,798		446,798		392,348
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	11,617		11,617		17,789
Commercial Business | Beginning of Period
Provision for loan losses	3,992	2,582	3,679	6,451
Commercial Business | End of Period
Provision for loan losses	4,572	3,164	4,572	3,164
Consumer
Provision for Loan Losses Expensed	740	1,076	1,571	2,454
Financing Receivable, Allowance for Credit Losses, Write-downs	(1,312)	(1,107)	(3,394)	(2,891)
Allowance for Doubtful Accounts Receivable, Recoveries	711	510	1,936	1,546
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	311		311		232
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	4,509		4,509		4,321
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	318				472
Financing Receivable, Individually Evaluated for Impairment	2,016		2,016		1,480
Financing Receivable, Collectively Evaluated for Impairment	554,076		554,076		466,174
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	44,618		44,618		48,903
Consumer | Beginning of Period
Provision for loan losses	4,999	3,979	5,025	3,349
Consumer | End of Period
Provision for loan losses	5,138	4,458	5,138	4,458
Loans Receivable
Provision for Loan Losses Expensed	1,703	945	4,303	4,099
Financing Receivable, Allowance for Credit Losses, Write-downs	(2,440)	(1,784)	(5,566)	(8,803)
Allowance for Doubtful Accounts Receivable, Recoveries	917	838	2,706	2,669
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	6,292		6,292		5,142
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	31,745		31,745		31,157
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	1,841				2,136
Financing Receivable, Individually Evaluated for Impairment	62,490		62,490		61,739
Financing Receivable, Collectively Evaluated for Impairment	3,221,735		3,221,735		2,883,857
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	386,531		386,531		$ 458,535
Loans Receivable | Beginning of Period
Provision for loan losses	39,698	38,082	38,435	40,116
Loans Receivable | End of Period
Provision for loan losses	$ 39,878	$ 38,081	$ 39,878	$ 38,081

Note 7_ Loans and Allowance F96

Note 7: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Impaired Financing Receivable, Recorded Investment		$ 2,976		$ 2,976
Impaired Financing Receivable, Unpaid Principal Balance		4,288		4,288
Consumer Loan
Impaired Financing Receivable, Recorded Investment	$ 861	635	$ 861	635	$ 629
Impaired Financing Receivable, Unpaid Principal Balance	993	764	993	764	765
Impaired Financing Receivable, Related Allowance	129	95	129	95	94
Impaired Financing Receivable, Average Recorded Investment	732	678	628	690	676
Impaired Financing Receivable Interest Income Recognized	30	15	63	57	71
Automobile Loan
Impaired Financing Receivable, Recorded Investment	725	175	725	175	420
Impaired Financing Receivable, Unpaid Principal Balance	762	227	762	227	507
Impaired Financing Receivable, Related Allowance	109	26	109	26	63
Impaired Financing Receivable, Average Recorded Investment	626	216	502	182	219
Impaired Financing Receivable Interest Income Recognized	19	4	40	11	37
One-to-Four-Family Residential Construction
Impaired Financing Receivable, Recorded Investment	712		712		1,312
Impaired Financing Receivable, Unpaid Principal Balance	712		712		1,312
Impaired Financing Receivable, Average Recorded Investment	634	121	755	59	173
Impaired Financing Receivable Interest Income Recognized	7		35		76
Subdivision Construction
Impaired Financing Receivable, Recorded Investment	2,531	2,304	2,531	2,304	4,540
Impaired Financing Receivable, Unpaid Principal Balance	2,535	4,716	2,535	4,716	4,540
Impaired Financing Receivable, Related Allowance	218	373	218	373	344
Impaired Financing Receivable, Average Recorded Investment	3,749	2,207	4,218	2,549	2,593
Impaired Financing Receivable Interest Income Recognized	32	8	99	38	226
Land Development
Impaired Financing Receivable, Recorded Investment	7,416	7,791	7,416	7,791	7,601
Impaired Financing Receivable, Unpaid Principal Balance	7,421	8,224	7,421	8,224	8,044
Impaired Financing Receivable, Related Allowance	1,405	1,514	1,405	1,514	1,507
Impaired Financing Receivable, Average Recorded Investment	7,425	7,650	7,425	10,403	9,691
Impaired Financing Receivable Interest Income Recognized	72	70	204	213	292
Owner Occupied One-to-Four-Family Residential
Impaired Financing Receivable, Recorded Investment	3,462	4,366	3,462	4,366	3,747
Impaired Financing Receivable, Unpaid Principal Balance	3,732	5,064	3,732	5,064	4,094
Impaired Financing Receivable, Related Allowance	411	517	411	517	407
Impaired Financing Receivable, Average Recorded Investment	3,424	4,665	3,696	5,100	4,808
Impaired Financing Receivable Interest Income Recognized	44	56	132	168	212
NonOwnerOccupiedOneToFourFamilyResidentialMember
Impaired Financing Receivable, Recorded Investment	1,853	4,614	1,853	4,614	1,889
Impaired Financing Receivable, Unpaid Principal Balance	2,064	4,837	2,064	4,837	2,113
Impaired Financing Receivable, Related Allowance	134	450	134	450	78
Impaired Financing Receivable, Average Recorded Investment	1,739	4,550	1,737	4,137	4,010
Impaired Financing Receivable Interest Income Recognized	30	53	75	163	94
Commercial Real Estate
Impaired Financing Receivable, Recorded Investment	32,232	28,899	32,232	28,899	28,641
Impaired Financing Receivable, Unpaid Principal Balance	33,618	30,210	33,618	30,210	30,781
Impaired Financing Receivable, Related Allowance	3,340	1,736	3,340	1,736	1,751
Impaired Financing Receivable, Average Recorded Investment	28,026	29,531	26,979	30,204	29,808
Impaired Financing Receivable Interest Income Recognized	559	298	1,189	988	1,253
Other Residential
Impaired Financing Receivable, Recorded Investment	9,567	10,203	9,567	10,203	9,804
Impaired Financing Receivable, Unpaid Principal Balance	9,567	10,203	9,567	10,203	9,804
Impaired Financing Receivable, Average Recorded Investment	9,612	10,304	9,711	10,665	10,469
Impaired Financing Receivable Interest Income Recognized	106	86	286	296	407
Commercial Business
Impaired Financing Receivable, Recorded Investment	2,701	2,150	2,701	2,150	2,725
Impaired Financing Receivable, Unpaid Principal Balance	2,783	2,173	2,783	2,173	2,750
Impaired Financing Receivable, Related Allowance	473	596	473	596	823
Impaired Financing Receivable, Average Recorded Investment	2,058	2,163	2,163	2,657	2,579
Impaired Financing Receivable Interest Income Recognized	62	31	109	99	158
Industrial Revenue Bonds
Impaired Financing Receivable, Average Recorded Investment		3,362		2,998	2,644
Impaired Financing Receivable Interest Income Recognized		192		192
Home Equity Line of Credit
Impaired Financing Receivable, Recorded Investment	430	446	430	446	431
Impaired Financing Receivable, Unpaid Principal Balance	456	473	456	473	476
Impaired Financing Receivable, Related Allowance	73	77	73	77	75
Impaired Financing Receivable, Average Recorded Investment	395	415	402	461	461
Impaired Financing Receivable Interest Income Recognized	7	6	20	20	25
Loans Receivable Impaired
Impaired Financing Receivable, Recorded Investment	62,490	64,559	62,490	64,559	61,739
Impaired Financing Receivable, Unpaid Principal Balance	64,643	71,179	64,643	71,179	65,186
Impaired Financing Receivable, Related Allowance	6,292	5,384	6,292	5,384	5,142
Impaired Financing Receivable, Average Recorded Investment	58,420	65,862	58,216	70,105	68,131
Impaired Financing Receivable Interest Income Recognized	$ 968	$ 819	$ 2,252	$ 2,245	$ 2,851

Note 7_ Loans and Allowance F97

Note 7: Loans and Allowance For Loan Losses: Impaired Loans Specific Valuation Allowance (Details) - USD ($) $ in Millions	Sep. 30, 2015	Dec. 31, 2014
Details
Impaired Loans With Specific Valuation Allowance	$ 24.7	$ 20
Impaired Loans Valuation Allowance	$ 6.3	$ 5.1

Note 7_ Loans and Allowance F98

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Details) - USD ($)	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2015	Dec. 31, 2014
Troubled Debt Restructurings Total Modifications	$ 46,200,000		$ 47,600,000
Total Newly Restructured Loans
Troubled Debt Restructuring Loans Modified Term	1,164	$ 1,536
Troubled Debt Restructuring Loans Modified Combination	158	158
Troubled Debt Restructurings Total Modifications	1,322	1,694
Mortgage Loan On Real Estate | One-to-Four-Family Residential
Troubled Debt Restructuring Loans Modified Term	48	257
Troubled Debt Restructuring Loans Modified Combination	158	158
Troubled Debt Restructurings Total Modifications	206	415
Mortgage Loan On Real Estate | Commercial Business
Troubled Debt Restructuring Loans Modified Term	1,095	1,095
Troubled Debt Restructurings Total Modifications	1,095	1,095
Mortgage Loan On Real Estate | Consumer Loan
Troubled Debt Restructuring Loans Modified Term	21
Troubled Debt Restructurings Total Modifications	$ 21
Mortgage Loan On Real Estate | Commercial Real Estate
Troubled Debt Restructuring Loans Modified Term		115
Troubled Debt Restructurings Total Modifications		115
Mortgage Loan On Real Estate | Consumer
Troubled Debt Restructuring Loans Modified Term		69
Troubled Debt Restructurings Total Modifications		$ 69

Note 7_ Loans and Allowance F99

Note 7: Loans and Allowance For Loan Losses: Loans Modified in Troubled Debt Restructurings by Segment (Details) - USD ($)	3 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Troubled Debt Restructurings Total Modifications	$ 46,200,000	$ 47,600,000
Troubled Debt Restructurings Accruing Interest	42,800,000	39,200,000
Substandard
Troubled Debt Restructurings	11,200,000	18,300,000
Construction and Land Development
Troubled Debt Restructured Loans and Impaired	7,900,000	8,300,000
Single Family and Multi-Family Residential Mortgage Loans
Troubled Debt Restructured Loans and Impaired	13,500,000	13,800,000
Commercial Real Estate
Troubled Debt Restructured Loans and Impaired	22,500,000	23,300,000
Commercial Business
Troubled Debt Restructured Loans and Impaired	2,000,000	1,900,000
Consumer
Troubled Debt Restructured Loans and Impaired	$ 299
Consumer Loan
Troubled Debt Restructured Loans and Impaired		$ 324

Note 7_ Loans and Allowance 100

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructured Loans Returned to Accrual Status (Details) - USD ($)	3 Months Ended	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2015
Troubled Debt Restructurings Returned to Accrual Status		$ 785
Consumer Loan
Troubled Debt Restructurings Returned to Accrual Status	$ 17	39
Residential Mortgage
Troubled Debt Restructurings Returned to Accrual Status		711
Commercial Business
Troubled Debt Restructurings Returned to Accrual Status		29
Construction and Land Development
Troubled Debt Restructurings Returned to Accrual Status		$ 6

Note 7_ Loans and Allowance 101

Note 7: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Satisfactory | Consumer Loan
Loan Portfolio Internal Grading System Classification	$ 75,928	$ 77,507
Satisfactory | Automobile Loan
Loan Portfolio Internal Grading System Classification	403,008	323,002
Satisfactory | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	38,449	39,049
Satisfactory | Subdivision Construction
Loan Portfolio Internal Grading System Classification	40,120	24,269
Satisfactory | Land Development
Loan Portfolio Internal Grading System Classification	36,204	41,035
Satisfactory | Commercial Construction
Loan Portfolio Internal Grading System Classification	448,571	392,929
Satisfactory | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	97,614	85,041
Satisfactory | NonOwnerOccupiedOneToFourFamilyResidentialMember
Loan Portfolio Internal Grading System Classification	148,744	141,198
Satisfactory | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	1,005,628	901,167
Satisfactory | Other Residential
Loan Portfolio Internal Grading System Classification	395,512	380,811
Satisfactory | Commercial Business
Loan Portfolio Internal Grading System Classification	409,198	351,744
Satisfactory | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	38,241	40,037
Satisfactory | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	75,343	65,841
Satisfactory | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification	249,515	286,049
Satisfactory | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	36,506	48,592
Satisfactory | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	98,493	121,982
Satisfactory | Loans Receivable
Loan Portfolio Internal Grading System Classification	3,597,074	3,320,253
Watch | Consumer Loan
Loan Portfolio Internal Grading System Classification		3
Watch | Subdivision Construction
Loan Portfolio Internal Grading System Classification	1,996	21
Watch | Land Development
Loan Portfolio Internal Grading System Classification	5,324	5,000
Watch | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	592	745
Watch | NonOwnerOccupiedOneToFourFamilyResidentialMember
Loan Portfolio Internal Grading System Classification	518	580
Watch | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	18,438	32,155
Watch | Other Residential
Loan Portfolio Internal Grading System Classification	10,477	9,647
Watch | Commercial Business
Loan Portfolio Internal Grading System Classification	1,302	423
Watch | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification		1,024
Watch | Loans Receivable
Loan Portfolio Internal Grading System Classification	38,647	49,598
Substandard | Consumer Loan
Loan Portfolio Internal Grading System Classification	719	519
Substandard | Automobile Loan
Loan Portfolio Internal Grading System Classification	669	351
Substandard | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	711	1,312
Substandard | Subdivision Construction
Loan Portfolio Internal Grading System Classification	1,892	4,303
Substandard | Land Development
Loan Portfolio Internal Grading System Classification	5,637	6,061
Substandard | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	1,524	1,763
Substandard | NonOwnerOccupiedOneToFourFamilyResidentialMember
Loan Portfolio Internal Grading System Classification	1,148	1,273
Substandard | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	17,579	12,554
Substandard | Other Residential
Loan Portfolio Internal Grading System Classification	1,956	1,956
Substandard | Commercial Business
Loan Portfolio Internal Grading System Classification	758	1,845
Substandard | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	425	431
Substandard | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification	29	559
Substandard | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	136	1,353
Substandard | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	1,852
Substandard | Loans Receivable
Loan Portfolio Internal Grading System Classification	35,035	34,280
Total for Portfolio | Consumer Loan
Loan Portfolio Internal Grading System Classification	76,647	78,029
Total for Portfolio | Automobile Loan
Loan Portfolio Internal Grading System Classification	403,677	323,353
Total for Portfolio | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	39,160	40,361
Total for Portfolio | Subdivision Construction
Loan Portfolio Internal Grading System Classification	44,008	28,593
Total for Portfolio | Land Development
Loan Portfolio Internal Grading System Classification	47,165	52,096
Total for Portfolio | Commercial Construction
Loan Portfolio Internal Grading System Classification	448,571	392,929
Total for Portfolio | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	99,730	87,549
Total for Portfolio | NonOwnerOccupiedOneToFourFamilyResidentialMember
Loan Portfolio Internal Grading System Classification	150,410	143,051
Total for Portfolio | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	1,041,645	945,876
Total for Portfolio | Other Residential
Loan Portfolio Internal Grading System Classification	407,945	392,414
Total for Portfolio | Commercial Business
Loan Portfolio Internal Grading System Classification	411,258	354,012
Total for Portfolio | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	38,241	41,061
Total for Portfolio | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	75,768	66,272
Total for Portfolio | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification	249,544	286,608
Total for Portfolio | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	36,642	49,945
Total for Portfolio | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	100,345	121,982
Total for Portfolio | Loans Receivable
Loan Portfolio Internal Grading System Classification	$ 3,670,756	$ 3,404,131

Note 8_ Acquired Loans, Loss102

Note 8: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)$ / shares	Sep. 30, 2014USD ($)$ / shares	Sep. 30, 2015USD ($)$ / shares	Sep. 30, 2014USD ($)$ / shares
Details
Impact of acquired loan pools on net interest income	$ 6,661	$ 8,848	$ 22,882	$ 25,836
Impact of acquired loan pools on net interest margin (in basis points)	71	98	82	101
Impact of acquired loan pools on non-interest income	$ (4,139)	$ (7,438)	$ (16,191)	$ (21,915)
Net impact of acquired loan pools to pre-tax income	2,522	1,410	6,691	3,921
Net impact of acquired loan pools to net of taxes	$ 1,639	$ 917	$ 4,349	$ 2,549
Impact of acquired loan pools to diluted earnings per common share | $ / shares	$ 0.12	$ 0.07	$ 0.31	$ 0.19

Note 8_ Acquired Loans, Loss103

Note 8: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: FDIC Indemnification Asset Roll Forward (Details) - USD ($)	Sep. 30, 2015		Dec. 31, 2014
FDIC indemnification asset	$ 27,572,000		$ 44,334,000
TeamBank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	32,421		43,855
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(1,439)		(1,923)
Original estimated fair value of assets, net of activity since acquisition date	(30,815)		(41,560)
Expected loss remaining	$ 167		$ 372
Assumed loss sharing recovery percentage	90.00%		85.00%
Estimated loss sharing value	$ 151		$ 315
Indemnification assets to be amortized resulting from change in expected losses	286		359
FDIC indemnification asset	437		674
TeamBank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date			132
Original estimated fair value of assets, net of activity since acquisition date			(119)
Expected loss remaining			$ 13
Assumed loss sharing recovery percentage			77.00%
Estimated loss sharing value			$ 10
FDIC indemnification asset			10
Vantus Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	33,283		42,138
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(556)		(504)
Original estimated fair value of assets, net of activity since acquisition date	(32,472)		(40,997)
Expected loss remaining	$ 255		$ 637
Assumed loss sharing recovery percentage	61.00%		72.00%
Estimated loss sharing value	$ 155	[1]	$ 461
Indemnification assets to be amortized resulting from change in expected losses	383		324
FDIC indemnification asset	538		785
Vantus Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	669		1,084
Original estimated fair value of assets, net of activity since acquisition date	(479)		(894)
Expected loss remaining	190		190
Sun Security Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	46,362		59,618
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(2,098)		(3,341)
Original estimated fair value of assets, net of activity since acquisition date	(42,165)		(52,166)
Expected loss remaining	$ 2,099		$ 4,111
Assumed loss sharing recovery percentage	51.00%		65.00%
Estimated loss sharing value	$ 1,068		$ 2,676
Indemnification assets to be amortized resulting from change in expected losses	1,668		2,662
FDIC indemnification asset	2,655		5,071
Accretable Discount on FDIC Indemnification Asset	(81)		(267)
Sun Security Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	669		2,325
Original estimated fair value of assets, net of activity since acquisition date	(573)		(1,488)
Expected loss remaining	$ 96		$ 837
Assumed loss sharing recovery percentage	80.00%		80.00%
Estimated loss sharing value	$ 77		$ 670
FDIC indemnification asset	14		606
Accretable Discount on FDIC Indemnification Asset	(63)		(64)
InterBank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	207,398		244,977
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(7,695)		(19,566)
Original estimated fair value of assets, net of activity since acquisition date	(180,734)		(201,830)
Expected loss remaining	$ 19,979		$ 24,942
Assumed loss sharing recovery percentage	83.00%		82.00%
Estimated loss sharing value	$ 16,538	[2]	$ 20,509
Indemnification assets to be amortized resulting from change in expected losses	6,155		15,652
FDIC indemnification asset	23,392		36,814
Accretable Discount on FDIC Indemnification Asset	(1,991)		(2,967)
Non-credit premium (discount), net of activity since acquisition date	1,010		1,361
FDIC loss share clawback	2,690		3,620
InterBank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	2,670		4,494
Original estimated fair value of assets, net of activity since acquisition date	(1,959)		(3,986)
Expected loss remaining	$ 711		$ 508
Assumed loss sharing recovery percentage	80.00%		80.00%
Estimated loss sharing value	$ 569	[2]	$ 406
FDIC indemnification asset	536		373
Accretable Discount on FDIC Indemnification Asset	(33)		(33)
Valley Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	118,864		145,845
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(3,727)		(1,519)
Original estimated fair value of assets, net of activity since acquisition date	(100,345)		(121,982)
Expected loss remaining	15,691		23,858
Non-credit premium (discount), net of activity since acquisition date	899		1,514
Valley Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	1,100		778
Original estimated fair value of assets, net of activity since acquisition date	(1,078)		$ (778)
Expected loss remaining	$ 22
[1]	Includes $152,000 impairment of indemnification asset for foreclosed assets. Resolution of certain items related to commercial foreclosed assets did not occur prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank on September 30, 2014.
[2]	Includes $400,000 impairment of indemnification asset for loans

Note 8_ Acquired Loans, Loss104

Note 8: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Accretable Yield Changes for Acquired Loans (Details) - USD ($)	3 Months Ended				9 Months Ended
	Sep. 30, 2015		Sep. 30, 2014		Sep. 30, 2015		Sep. 30, 2014
Teambank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	$ (669)		$ (887)		$ (2,783)		$ (3,169)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	301	[1],[2]	725	[2]	290	[3]	3,039	[3],[4]
Teambank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	4,740		7,434		6,865		7,402
Teambank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	4,372		7,272		4,372		7,272
Vantus Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(576)		(859)		(1,967)		(2,990)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	231	[1],[2]	916	[2]	1,144	[3]	1,900	[3],[4]
Vantus Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	3,975		4,578		4,453		5,725
Vantus Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	3,630		4,635		3,630		4,635
Sun Security Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(1,090)		(2,119)		(4,408)		(7,343)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	860	[1],[2]	789	[2]	2,910	[3]	4,327	[3],[4]
Sun Security Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	6,684		9,427		7,952		11,113
Sun Security Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	6,454		8,097		6,454		8,097
InterBank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(6,464)		(10,002)		(23,461)		(28,404)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	634	[1],[2]	4,857	[2]	6,266	[3]	24,272	[3],[4]
InterBank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	24,727		41,108		36,092		40,095
InterBank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	18,897		35,963		18,897		35,963
Valley Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(3,136)		(2,062)		(7,997)		(2,227)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	3,504	[1],[2]			6,599	[3]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Additions							22,976
Valley Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	9,366		22,811		11,132
Valley Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	$ 9,734		$ 20,749		$ 9,734		$ 20,749
[1]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended June 30, 2015, totaling $(496,000), $154,000, $649,000, $716,000 and $(264,000), respectively, and for the three months ended June 30, 2014, totaling $1.0 million, $427,000, $352,000, $448,000 and $-0-, respectively.
[2]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended June 30, 2015, totaling $(496,000), $154,000, $649,000, $716,000 and $(264,000), respectively, and for the three months ended June 30, 2014, totaling $1.0 million, $427,000, $352,000, $448,000 and $-0-, respectively.
[3]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the six months ended June 30, 2015, totaling $(176,000), $527,000, $1.1 million, $1.6 million and $344,000, respectively, and for the six months ended June 30, 2014, totaling $2.3 million, $984,000, $1.4 million, $1.7 million and $-0-, respectively.
[4]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the six months ended June 30, 2015, totaling $(176,000), $527,000, $1.1 million, $1.6 million and $344,000, respectively, and for the six months ended June 30, 2014, totaling $2.3 million, $984,000, $1.4 million, $1.7 million and $-0-, respectively.

Note 9_ Other Real Estate Ow105

Note 9: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Other Real Estate Owned, Net	$ 35,125	$ 45,838
Foreclosed Assets Held For Sale | One-to-Four-Family Residential Construction
Foreclosed Assets		223
Foreclosed Assets Held For Sale | Subdivision Construction
Foreclosed Assets	7,514	9,857
Foreclosed Assets Held For Sale | Land Development
Foreclosed Assets	13,411	17,168
Foreclosed Assets Held For Sale | One-to-Four-Family Residential
Foreclosed Assets	1,863	3,353
Foreclosed Assets Held For Sale | Other Residential
Foreclosed Assets	2,150	2,625
Foreclosed Assets Held For Sale | Commercial Real Estate
Foreclosed Assets	3,551	1,632
Foreclosed Assets Held For Sale | Commercial Business
Foreclosed Assets	48	59
Foreclosed Assets Held For Sale | Consumer
Foreclosed Assets	905	624
Foreclosed Assets Held For Sale | Foreclosed Assets Before FDIC Supported Foreclosed Assets
Foreclosed Assets	29,442	35,541
Foreclosed Assets Held For Sale | FDIC Supported Foreclosed Assets Net of Discounts
Foreclosed Assets	2,533	5,695
Foreclosed Assets Held For Sale | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Foreclosed Assets	478	879
Foreclosed Assets Held For Sale | Acquired Loans Not Covered By FDIC Loss Sharing Agreements Net Of Discounts
Foreclosed Assets	1,078	778
Foreclosed Assets Held For Sale, Net
Foreclosed Assets	33,531	42,893
Other Real Estate Owned Not Acquired Through Foreclosure
Other Real Estate Owned, Net	$ 1,594	$ 2,945

Note 9_ Other Real Estate Ow106

Note 9: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Details
Loss (Gain) on Sales of Foreclosed Assets	$ (99)	$ 126	$ (709)	$ 72
Valuation write-downs on foreclosed assets	194	158	385	1,357
Operating expenses, net of rental income	521	698	1,643	1,744
Total foreclosed assets expenses	$ 616	$ 982	$ 1,319	$ 3,173

Note 10_ Deposits_ Schedule 107

Note 10: Deposits: Schedule of Deposit Liabilities (Details) - USD ($)		Sep. 30, 2015	Dec. 31, 2014
Deposits		$ 3,246,740,000	$ 2,990,840,000
Non-Interest Bearing Demand Deposits
Deposits		539,919	518,266
Interest Bearing Demand and Savings Deposits
Deposits	[1]	1,409,949	1,375,100
Total Deposits
Deposits		3,246,740	2,990,840
Bank Time Deposits | 0.00% - 0.99%
Deposits		914,635	798,932
Bank Time Deposits | 1.00% - 1.99%
Deposits		336,226	227,476
Bank Time Deposits | 2.00% - 2.99%
Deposits		42,953	61,146
Bank Time Deposits | 3.00% - 3.99%
Deposits		1,401	8,065
Bank Time Deposits | 4.00% - 4.99%
Deposits		1,364	1,435
Bank Time Deposits | 5.00% and above
Deposits		293	420
Bank Time Deposits | Total Time Deposits
Deposits	[2]	$ 1,296,872	$ 1,097,474
[1]	(0.23% - 0.19%)
[2]	(0.82% - 0.78%)

Note 11_ Advances From Feder108

Note 11: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Federal Home Loan Bank advances	$ 164,569,000	$ 271,641,000
Due in 2015
Federal Home Loan Bank advances	$ 133,017	$ 240,065
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	0.52%	0.41%
Due in 2016
Federal Home Loan Bank advances	$ 70	$ 70
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.14%	5.14%
Due in 2017
Federal Home Loan Bank advances	$ 30,826	$ 30,826
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	3.26%	3.26%
Due in 2018
Federal Home Loan Bank advances	$ 81	$ 81
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.14%	5.14%
Due in 2019
Federal Home Loan Bank advances	$ 28	$ 28
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.14%	5.14%
Due in 2020 and Thereafter
Federal Home Loan Bank advances	$ 500	$ 500
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.54%	5.54%
Federal Home Loan Bank Advances, Gross
Federal Home Loan Bank advances	$ 164,522	$ 271,570
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	1.05%	0.75%
Federal Home Loan Bank Advances Unamortized Fair Value Adjustment
Federal Home Loan Bank advances	$ 47	$ 71
Federal Home Loan Bank Advances, Net
Federal Home Loan Bank advances	$ 164,569	$ 271,641

Note 12_ Securities Sold Und109

Note 12: Securities Sold Under Reverse Repurchase Agreements: Schedule of Repurchase Agreements (Details) - Financial Assets Sold under Agreement to Repurchase - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	$ 148,117	$ 168,993
Maturity Overnight | Federal Home Loan Bank Certificates and Obligations (FHLB)
Securities Sold under Agreements to Repurchase, Fair Value of Collateral		10,000
Maturity Overnight | Mortgage Backed Securities, Other
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	$ 148,117	$ 158,993

Note 13_ Income Taxes_ Sched110

Note 13: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Details
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	35.00%	35.00%	35.00%	35.00%
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent	(2.50%)	(3.10%)	(2.40%)	(3.30%)
Effective Income Tax Rate Reconciliation, Tax Credit, Percent	(8.10%)	(8.40%)	(8.10%)	(9.20%)
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent	1.00%	1.70%	1.10%	1.50%
Effective Income Tax Rate Reconciliation, Other Adjustments, Percent	(0.40%)	0.20%	(0.30%)	0.40%
Effective Income Tax Rate Reconciliation, Percent	25.00%	25.40%	25.30%	24.40%

Note 14_ Disclosures About F111

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
US Government Agencies Debt Securities
Assets, Fair Value Disclosure, Recurring	$ 19,983	$ 19,514
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	171,930	257,798
US States and Political Subdivisions Debt Securities
Assets, Fair Value Disclosure, Recurring	77,853	85,040
Equity Securities
Assets, Fair Value Disclosure, Recurring	3,479	3,154
Mortgage Servicing Rights
Assets, Fair Value Disclosure, Recurring	149	185
Interest Rate Swap Asset
Assets, Fair Value Disclosure, Recurring	3,705	2,502
Interest Rate Swap Liability
Assets, Fair Value Disclosure, Recurring	(3,827)	(2,187)
Fair Value, Inputs, Level 2 | US Government Agencies Debt Securities
Assets, Fair Value Disclosure, Recurring	19,983	19,514
Fair Value, Inputs, Level 2 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	171,930	257,798
Fair Value, Inputs, Level 2 | US States and Political Subdivisions Debt Securities
Assets, Fair Value Disclosure, Recurring	77,853	85,040
Fair Value, Inputs, Level 2 | Equity Securities
Assets, Fair Value Disclosure, Recurring	3,479	3,154
Fair Value, Inputs, Level 3 | Mortgage Servicing Rights
Assets, Fair Value Disclosure, Recurring	149	185
Fair Value, Inputs, Level 3 | Interest Rate Swap Asset
Assets, Fair Value Disclosure, Recurring	3,705	2,502
Fair Value, Inputs, Level 3 | Interest Rate Swap Liability
Assets, Fair Value Disclosure, Recurring	$ (3,827)	$ (2,187)

Note 14_ Disclosures About F112

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Mortgage Servicing Rights
Servicing Asset at Fair Value, Additions	$ 12	$ 28	$ 54	$ 81
Amortization of Mortgage Servicing Rights (MSRs)	(29)	(35)	(90)	(103)
Mortgage Servicing Rights | Beginning of Period
Fair Value Mortgage Servicing Rights	166	196	185	211
Mortgage Servicing Rights | End of Period
Fair Value Mortgage Servicing Rights	149	189	149	189
Interest Rate Derivative Asset
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	1,451	(210)	1,530	(347)
Interest Rate Derivative Asset | Beginning of Period
Increase (Decrease) in Derivative Assets	2,166	1,722	2,087	1,859
Interest Rate Derivative Asset | End of Period
Increase (Decrease) in Derivative Assets	3,617	1,512	3,617	1,512
Interest Rate Cap Derivative Asset Designated As Hedging Instrument
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Inputs Reconciliation, Gain (Loss) Included in Other Comprehensive Income (Loss)		81	(171)	(138)
Amortization of cost of interest rate cap	(119)	(5)	(156)	(9)
Interest Rate Cap Derivative Asset Designated As Hedging Instrument | Beginning of Period
Derivative Asset Designated as Hedging Instrument Cap	207	462	415	685
Interest Rate Cap Derivative Asset Designated As Hedging Instrument | End of Period
Derivative Asset Designated as Hedging Instrument Cap	88	538	88	538
Interest Rate Swap Liability
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	1,583	(222)	1,640	(124)
Interest Rate Swap Liability | Beginning of Period
Fair Value Interest Rate Swap Liabilities	2,244	1,711	2,187	1,613
Interest Rate Swap Liability | End of Period
Fair Value Interest Rate Swap Liabilities	$ 3,827	$ 1,489	$ 3,827	$ 1,489

Note 14_ Disclosures About F113

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Details)	Sep. 30, 2015USD ($)
Impaired Loans | Consumer Loan
Assets, Fair Value Disclosure, Nonrecurring	$ 343
Impaired Loans | Automobile Loan
Assets, Fair Value Disclosure, Nonrecurring	146
Impaired Loans | Subdivision Construction
Assets, Fair Value Disclosure, Nonrecurring	194
Impaired Loans | Land Development
Assets, Fair Value Disclosure, Nonrecurring	968
Impaired Loans | Owner Occupied One-to-Four-Family Residential
Assets, Fair Value Disclosure, Nonrecurring	270
Impaired Loans | NonOwnerOccupiedOneToFourFamilyResidentialMember
Assets, Fair Value Disclosure, Nonrecurring	161
Impaired Loans | Commercial Real Estate
Assets, Fair Value Disclosure, Nonrecurring	4,547
Impaired Loans | Commercial Business
Assets, Fair Value Disclosure, Nonrecurring	916
Impaired Loans | Home Equity Line of Credit
Assets, Fair Value Disclosure, Nonrecurring	210
Impaired Loans | Total Impaired Loans
Assets, Fair Value Disclosure, Nonrecurring	7,755
Foreclosed Assets Held For Sale
Assets, Fair Value Disclosure, Nonrecurring	1,533
Fair Value, Inputs, Level 3 | Impaired Loans | Consumer Loan
Assets, Fair Value Disclosure, Nonrecurring	343
Fair Value, Inputs, Level 3 | Impaired Loans | Automobile Loan
Assets, Fair Value Disclosure, Nonrecurring	146
Fair Value, Inputs, Level 3 | Impaired Loans | Subdivision Construction
Assets, Fair Value Disclosure, Nonrecurring	194
Fair Value, Inputs, Level 3 | Impaired Loans | Land Development
Assets, Fair Value Disclosure, Nonrecurring	968
Fair Value, Inputs, Level 3 | Impaired Loans | Owner Occupied One-to-Four-Family Residential
Assets, Fair Value Disclosure, Nonrecurring	270
Fair Value, Inputs, Level 3 | Impaired Loans | NonOwnerOccupiedOneToFourFamilyResidentialMember
Assets, Fair Value Disclosure, Nonrecurring	161
Fair Value, Inputs, Level 3 | Impaired Loans | Commercial Real Estate
Assets, Fair Value Disclosure, Nonrecurring	4,547
Fair Value, Inputs, Level 3 | Impaired Loans | Commercial Business
Assets, Fair Value Disclosure, Nonrecurring	916
Fair Value, Inputs, Level 3 | Impaired Loans | Home Equity Line of Credit
Assets, Fair Value Disclosure, Nonrecurring	210
Fair Value, Inputs, Level 3 | Impaired Loans | Total Impaired Loans
Assets, Fair Value Disclosure, Nonrecurring	7,755
Fair Value, Inputs, Level 3 | Foreclosed Assets Held For Sale
Assets, Fair Value Disclosure, Nonrecurring	$ 1,533

Note 14_ Disclosures About F114

Note 14: Disclosures About Fair Value of Financial Instruments: Schedule Of Financial Instruments Fair Value (Details)	Sep. 30, 2015USD ($)	Dec. 31, 2014USD ($)
Financial Assets | Cash and Cash Equivalents
Financial Instruments Owned Carrying Amount	$ 232,644	$ 218,647
Financial Instruments, Owned, at Fair Value	$ 232,644	$ 218,647
Fair Value by Fair Value Hierarchy Level	1	1
Financial Assets | Held-to-maturity Securities
Financial Instruments Owned Carrying Amount	$ 353	$ 450
Financial Instruments, Owned, at Fair Value	$ 389	$ 499
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Mortgage Loans Held for Sale
Financial Instruments Owned Carrying Amount	$ 9,806	$ 14,579
Financial Instruments, Owned, at Fair Value	$ 9,806	$ 14,579
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Loans Receivable
Financial Instruments Owned Carrying Amount	$ 3,269,963	$ 3,038,848
Financial Instruments, Owned, at Fair Value	$ 3,281,948	$ 3,047,741
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Accrued Interest Receivable
Financial Instruments Owned Carrying Amount	$ 11,041	$ 11,219
Financial Instruments, Owned, at Fair Value	$ 11,041	$ 11,219
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Investment in Federal Home Loan Bank Stock
Financial Instruments Owned Carrying Amount	$ 11,444	$ 16,893
Financial Instruments, Owned, at Fair Value	$ 11,444	$ 16,893
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Deposits
Financial Instruments Owned Carrying Amount	$ 3,246,740	$ 2,990,840
Financial Instruments, Owned, at Fair Value	$ 3,248,524	$ 2,996,226
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Federal Home Loan Bank Advances
Financial Instruments Owned Carrying Amount	$ 164,569	$ 271,641
Financial Instruments, Owned, at Fair Value	$ 166,737	$ 273,568
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Short-term Debt
Financial Instruments Owned Carrying Amount	$ 149,424	$ 211,444
Financial Instruments, Owned, at Fair Value	$ 149,424	$ 211,444
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Subordinated Debt
Financial Instruments Owned Carrying Amount	$ 25,774	$ 30,929
Financial Instruments, Owned, at Fair Value	$ 25,774	$ 30,929
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Accrued Interest Payable
Financial Instruments Owned Carrying Amount	$ 961	$ 1,067
Financial Instruments, Owned, at Fair Value	$ 961	$ 1,067
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Loan Origination Commitments
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Letter of Credit
Financial Instruments Owned Carrying Amount	$ 163	$ 92
Financial Instruments, Owned, at Fair Value	$ 163	$ 92
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Line of Credit
Fair Value by Fair Value Hierarchy Level	3	3

Note 15_ Derivatives and Hed115

Note 15: Derivatives and Hedging Activities: Nondesignated Hedges (Details) - USD ($) $ in Millions	Sep. 30, 2015	Dec. 31, 2014
Interest Rate Swap | Not Designated as Hedging Instrument | Commercial Customers
Derivative, Notional Amount	$ 112.8	$ 125.1

Note 15_ Derivatives and Hed116

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments in Statement of Financial Position, Fair Value (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Total derivatives designated as hedging instruments	$ 88	$ 415
Asset Derivative Fair Value
Total derivatives not designated as hedging instruments	3,617	2,087
Liability Derivative Fair Value
Total derivatives not designated as hedging instruments	$ 3,827	$ 2,187

Note 15_ Derivatives and Hed117

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent | Interest Rate Cap
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net	$ 10	$ 53	$ (95)	$ (90)