Great Southern Bancorp (GSBC) 10-Q 5 Aug 16 2016 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Jun. 30, 2016	Aug. 02, 2016
Document and Entity Information:
Entity Registrant Name	Great Southern Bancorp Inc
Document Type	10-Q
Document Period End Date	Jun. 30, 2016
Trading Symbol	gsbc
Amendment Flag	false
Entity Central Index Key	854,560
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		13,911,382
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q2

GREAT SOUTHERN BANCORP, INC. AN

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (June 30, 2016 figures unaudited) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash	$ 117,130	$ 115,198
Interest-bearing deposits in other financial institutions	86,574	83,985
Cash and cash equivalents	203,704	199,183
Available-for-sale securities	238,200	262,856
Held-to-maturity securities	247	353
Mortgage loans held for sale	13,018	12,261
Loans receivable, net	3,655,228	3,340,536
FDIC indemnification asset	16,534	24,082
Interest receivable	11,837	10,930
Prepaid expenses and other assets	47,895	59,322
Other real estate owned, net	34,873	31,893
Premises and equipment, net	142,338	129,655
Goodwill and other intangible assets	13,377	5,758
Investment in Federal Home Loan Bank stock	22,203	15,303
Current and deferred income taxes	9,020	12,057
Total Assets	4,408,474	4,104,189
Liabilities:
Deposits	3,384,020	3,268,626
Federal Home Loan Bank advances	31,499	263,546
Securities sold under reverse repurchase agreements with customers	121,818	116,182
Short-term borrowings	401,260	1,295
Subordinated debentures issued to capital trusts	25,774	25,774
Accrued interest payable	1,098	1,080
Advances from borrowers for taxes and insurance	8,376	4,681
Accounts payable and accrued expenses	20,407	24,778
Total Liabilities	3,994,252	3,705,962
Capital stock
Common stock	139	139
Additional paid-in capital	24,896	24,371
Retained earnings	384,450	368,053
Accumulated other comprehensive income	4,737	5,664
Total Stockholders' Equity	414,222	398,227
Total Liabilities and Stockholders' Equity	$ 4,408,474	$ 4,104,189

GREAT SOUTHERN BANCORP, INC. A3

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES - CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (March 31, 2016 figures unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Statements of Financial Condition
Held-to-maturity securities fair value	$ 265	$ 384
Allowance for loan losses	$ 38,133	$ 38,149
Preferred stock par value	$ 0.01	$ 0.01
Preferred stock authorized shares	1,000,000	1,000,000
Preferred stock issued shares	0	0
Preferred stock shares outstanding	0	0
Common stock par value	$ 0.01	$ 0.01
Common stock shares authorized	20,000,000	20,000,000
Common stock shares issued	13,904,832	13,887,932
Common stock shares outstanding	13,904,832	13,887,932

GREAT SOUTHERN BANCORP, INC. A4

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
INTEREST INCOME
Loans	$ 44,078	$ 43,947	$ 88,125	$ 89,896
Investment securities and other	1,558	1,787	3,257	3,744
TOTAL INTEREST INCOME	45,636	45,734	91,382	93,640
INTEREST EXPENSE
Deposits	4,121	3,133	8,056	6,294
Federal Home Loan Bank advances	257	416	696	863
Short-term borrowings and repurchase agreements	406	16	487	37
Subordinated debentures issued to capital trusts	190	160	363	312
TOTAL INTEREST EXPENSE	4,974	3,725	9,602	7,506
NET INTEREST INCOME	40,662	42,009	81,780	86,134
PROVISION FOR LOAN LOSSES	2,300	1,300	4,401	2,600
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	38,362	40,709	77,379	83,534
NON-INTEREST INCOME
Commissions	215	299	518	580
Service charges and ATM fees	5,374	5,026	10,653	9,670
Net realized gains on sales of loans	1,012	1,059	1,845	1,999
Net realized gains on sales of available-for-sale securities	2,735		2,738
Late charges and fees on loans	302	762	879	1,110
Gain (loss) on derivative interest rate products	(75)	113	(237)	20
Amortization of income/expense related to business acquisitions	(1,578)	(5,158)	(4,872)	(12,054)
Other income	931	1,356	2,366	2,074
TOTAL NON-INTEREST INCOME	8,916	3,457	13,890	3,399
NON-INTEREST EXPENSE
Salaries and employee benefits	15,246	14,606	30,610	29,183
Net occupancy and equipment expense	6,379	6,115	13,221	12,169
Postage	957	912	1,958	1,801
Insurance	1,031	856	1,983	1,835
Advertising	522	750	963	1,182
Office supplies and printing	395	378	860	715
Telephone	904	767	1,826	1,532
Legal, audit and other professional fees	811	664	1,652	1,287
Expense on foreclosed assets	874	318	1,785	703
Partnership tax credit investment amortization	420	420	840	840
Other operating expenses	2,268	2,163	5,028	3,942
TOTAL NON-INTEREST EXPENSE	29,807	27,949	60,726	55,189
INCOME BEFORE INCOME TAXES	17,471	16,217	30,543	31,744
PROVISION FOR INCOME TAXES	4,937	4,214	8,216	8,088
NET INCOME	12,534	12,003	22,327	23,656
Preferred stock dividends		145		290
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 12,534	$ 11,858	$ 22,327	$ 23,366
BASIC EARNINGS PER COMMON SHARE	$ 0.90	$ 0.86	$ 1.61	$ 1.69
DILUTED EARNINGS PER COMMON SHARE	0.89	0.85	1.59	1.67
DIVIDENDS DECLARED PER COMMON SHARE	$ 0.22	$ 0.22	$ 0.44	$ 0.42

GREAT SOUTHERN BANCORP, INC. A5

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Statements of Comprehensive Income
Net Income	$ 12,534	$ 12,003	$ 22,327	$ 23,656
Unrealized appreciation (depreciation) on available-for-sale securities, net	770	(968)	833	(1,066)
Reclassification adjustment for gains included in net income, net	(1,742)		(1,744)
Change in fair value of cash flow hedge, net	14	(9)	(16)	(105)
Comprehensive Income	$ 11,576	$ 11,026	$ 21,400	$ 22,485

GREAT SOUTHERN BANCORP, INC. A6

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Statements of Comprehensive Income
Tax effect of unrealized appreciation (depreciation) on available-for-sale securities, taxes (credit)	$ 439	$ (329)	$ 475	$ (381)
Tax effect reclassification adjustment for gains included in net income, taxes	(993)	0	(994)	0
Tax effect of change in fair value of cash flow hedge, taxes (credit)	$ 8	$ (13)	$ (9)	$ (66)

GREAT SOUTHERN BANCORP, INC. A7

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 22,327	$ 23,656
Proceeds from sales of loans held for sale	70,118	80,302
Originations of loans held for sale	(67,968)	(83,449)
Items not requiring (providing) cash:
Depreciation	5,012	4,596
Amortization	1,873	1,715
Compensation expense for stock option grants	232	263
Provision for loan losses	4,401	2,600
Net gains on loan sales	(1,845)	(1,999)
Net realized gains on sale of available-for-sale securities	(2,738)
Net gains on sale of premises and equipment	(242)	(631)
Net (gain) loss on sale of foreclosed assets	67	(489)
Gain on sale of business units	(368)
Amortization of deferred income, premiums, discounts and other	4,940	5,473
(Gain) loss on derivative interest rate products	237	(20)
Deferred income taxes	(2,736)	(6,209)
Changes in:
Interest receivable	(497)	(87)
Prepaid expenses and other assets	17,647	4,566
Accrued expenses and other liabilities	(7,294)	5,926
Income taxes refundable/payable	6,403	2,093
Net cash provided by operating activities	49,569	38,306
CASH FLOWS FROM INVESTING ACTIVITIES
Net increase in loans	(102,951)	(121,360)
Purchase of loans	(68,676)	(44,194)
Cash received from purchase of additional business units	44,363
Cash received from FDIC loss sharing reimbursements	270	1,490
Cash paid for sale of business units	(17,821)
Purchase of premises and equipment	(5,823)	(8,655)
Proceeds from sale of premises and equipment	770	1,904
Proceeds from sale of foreclosed assets	12,796	11,111
Capitalized costs on foreclosed assets	(20)	(20)
Proceeds from sales of available-for-sale securities	23,900	0
Proceeds from maturing securities		110
Proceeds from called securities	6,956	5,143
Principal reductions on mortgage-backed securities	15,830	32,448
Purchase of available-for-sale securities	(24,858)	(1,410)
Redemption (purchase) of Federal Home Loan Bank stock	(6,900)	4,288
Net cash used in investing activities	(122,164)	(119,145)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in certificates of deposit	(21,528)	167,179
Net increase (decrease) in checking and savings deposits	(72,984)	38,601
Proceeds from Federal Home Loan Bank advances	1,793,000	3,316,500
Repayments of Federal Home Loan Bank advances	(2,025,035)	(3,394,532)
Net increase in short-term borrowings	405,601	5,964
Advances from borrowers for taxes and insurance	3,695	2,336
Dividends paid	(6,111)	(5,796)
Stock options exercised	478	1,168
Net cash provided by financing activities	77,116	131,420
INCREASE IN CASH AND CASH EQUIVALENTS	4,521	50,581
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	199,183	218,647
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 203,704	$ 269,228

Note 1_ Basis of Presentation

Note 1: Basis of Presentation	3 Months Ended
	Jun. 30, 2016
Notes
Note 1: Basis of Presentation	NOTE 1: BASIS OF PRESENTATION The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and six months ended June 30, 2016 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2015, has been derived from the audited consolidated statement of financial condition of the Company as of that date. Certain prior period amounts have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income. Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K

Note 2_ Nature of Operations an

Note 2: Nature of Operations and Operating Segments	3 Months Ended
	Jun. 30, 2016
Notes
Note 2: Nature of Operations and Operating Segments	NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS The Company operates as a one-bank holding company. The Company’s business primarily consists of the operations of Great Southern Bank (the “Bank”), which provides a full range of financial services to customers primarily located in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas. In addition, the Company operates commercial loan production offices in Dallas, Texas and Tulsa, Oklahoma. The Company and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory agencies. The Company’s banking operation is its only reportable segment. The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others. The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements.

Note 3_ Recent Accounting Prono

Note 3: Recent Accounting Pronouncements	3 Months Ended
	Jun. 30, 2016
Notes
Note 3: Recent Accounting Pronouncements	NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS In August 2015, the FASB issued ASU 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date Revenue from Contracts with Customers (Topic 606): Summary and Amendments that Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs--Contracts with Customers (Subtopic 340-40) Revenue Recognition In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments – Overall (Topic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU No. 2016-09, Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments – Credit Losses (Topic 326)

Note 4_ Earnings Per Share

Note 4: Earnings Per Share	3 Months Ended
	Jun. 30, 2016
Notes
Note 4: Earnings Per Share	NOTE 4: EARNINGS PER SHARE Three Months Ended June 30, 2016 2015 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 13,899 13,790 Net income available to common stockholders $12,534 $11,858 Per common share amount $0.90 $0.86 Diluted: Average shares outstanding 13,899 13,790 Net effect of dilutive stock options – based on the treasury stock method using average market price 121 189 Diluted shares 14,020 13,979 Net income available to common stockholders $12,534 $11,858 Per common share amount $0.89 $0.85 Six Months Ended June 30, 2016 2015 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 13,900 13,790 Net income available to common stockholders $22,327 $23,366 Per common share amount $1.61 $1.69 Diluted: Average shares outstanding 13,900 13,790 Net effect of dilutive stock options – based on the treasury stock method using average market price 124 189 Diluted shares 14,024 13,979 Net income available to common stockholders $22,327 $23,366 Per common share amount $1.59 $1.67 Options outstanding at June 30, 2016 and 2015, to purchase 125,150 and 12,750 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the three and six month periods because the exercise prices of such options were greater than the average market prices of the common stock for the three and six months ended June 30, 2016 and 2015, respectively.

Note 5_ Investment Securities

Note 5: Investment Securities	3 Months Ended
	Jun. 30, 2016
Notes
Note 5: Investment Securities	NOTE 5: INVESTMENT SECURITIES Level=3|Label=Schedule of Available-for-sale Securities Reconciliation|Tag=us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock» June 30, 2016 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: U.S. government agencies $20,000 $19 $-- $20,019 2.00% Mortgage-backed securities 144,300 2,077 24 146,353 1.93 States and political subdivisions 66,049 5,779 -- 71,828 5.68 $230,349 $7,875 $24 $238,200 3.01% December 31, 2015 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: U.S. government agencies $20,000 $-- $219 $19,781 2.00% Mortgage-backed securities 159,777 2,038 601 161,214 2.09 States and political subdivisions 72,951 5,081 1 78,031 5.71 Other securities 847 2,983 -- 3,830 -- $253,575 $10,102 $821 $262,856 3.12% June 30, 2016 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $247 $18 $ $265 7.36% December 31, 2015 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $353 $31 $ $384 7.37% The amortized cost and fair value of available-for-sale securities at June 30, 2016, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ -- $ -- After one through five years 626 646 After five through ten years 7,020 7,326 After ten years 78,403 83,875 Securities not due on a single maturity date 144,300 146,353 $230,349 $238,200 The held-to-maturity securities at June 30, 2016, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) After one through five years $247 $265 Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at June 30, 2016 and December 31, 2015, respectively, was approximately $20.0 million and $76.0 million, which is approximately 8.4% and 28.9% of the Company’s combined available-for-sale and held-to-maturity investment portfolio, respectively. Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these debt securities below their historical cost are temporary at June 30, 2016. The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2016 and December 31, 2015: June 30, 2016 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $16,239 $(22) $ 3,792 $ (2) $20,031 $(24) December 31, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) U.S. government agencies $ (219) $ $ $20,000 $(219) Mortgage-backed securities 45,494 (348) 9,635 (253) 55,129 (601) State and political subdivisions -- -- 910 (1) 910 (1) $65,494 $(567) $10,545 $(254) $76,039 $(821) Gross gains of $2.7 million and $2.8 million and gross losses of $0 and $88,000 resulting from sales of available-for-sale securities were realized during the three and six months ended June 30, 2016. There were no sales of available-for-sale securities were realized during the three and six months ended June 30, 2015. Gains and losses on sales of securities are determined on the specific-identification method. Other-than-temporary Impairment. The accounting guidance for beneficial interests in securitized financial assets provides incremental impairment guidance for a subset of the debt securities within the scope of the guidance for investments in debt and equity securities. Where the security is a beneficial interest in securitized financial assets, the Company uses the beneficial interests in securitized financial asset impairment model. Where the security is not a beneficial interest in securitized financial assets, the Company uses the debt and equity securities impairment model. The Company does not currently have securities within the scope of this guidance for beneficial interests in securitized financial assets. The Company conducts periodic reviews to identify and evaluate each investment security to determine whether an other-than-temporary impairment has occurred. The Company considers the length of time a security has been in an unrealized loss position, the relative amount of the unrealized loss compared to the carrying value of the security, the type of security and other factors. If certain criteria are met, the Company performs additional reviews and evaluations using observable market values or various inputs in economic models to determine if an unrealized loss is other-than-temporary. The Company uses quoted market prices for marketable equity securities and uses broker pricing quotes based on observable inputs for equity investments that are not traded on a stock exchange. For non-agency collateralized mortgage obligations, to determine if the unrealized loss is other-than-temporary, the Company projects total estimated defaults of the underlying assets (mortgages) and multiplies that calculated amount by an estimate of realizable value upon sale in the marketplace (severity) in order to determine the projected collateral loss. The Company also evaluates any current credit enhancement underlying these securities to determine the impact on cash flows. If the Company determines that a given security position will be subject to a write-down or loss, the Company records the expected credit loss as a charge to earnings. During the three and six months ended June 30, 2016, no securities were determined to have impairment that had become other than temporary. Credit Losses Recognized on Investments. Amounts Reclassified Out of Accumulated Other Comprehensive Income. Amounts Reclassified from Other Comprehensive Income Affected Line Item in the Three Months Ended June 30, Statements of Income 2016 2015 (In Thousands) Unrealized gains on available- Net realized gains on available- for-sale securities $2,735 $-- for-sale securities (Total reclassified amount before tax) Income Taxes (993) -- Provision for income taxes Total reclassifications out of accumulated other comprehensive income $1,742 $-- Amounts Reclassified from Other Comprehensive Income Affected Line Item in the Six Months Ended June 30, Statements of Income 2016 2015 (In Thousands) Unrealized gains (losses) on available- Net realized gains on available- for-sale securities $2,738 $-- for-sale securities (Total reclassified amount before tax) Income Taxes (994) -- Provision for income taxes Total reclassifications out of accumulated other comprehensive income $1,744 $--

Note 6_ Loans and Allowance For

Note 6: Loans and Allowance For Loan Losses	3 Months Ended
	Jun. 30, 2016
Notes
Note 6: Loans and Allowance For Loan Losses	NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES June 30, December 31, 2016 2015 (In Thousands) One- to four-family residential construction $28,631 $23,526 Subdivision construction 18,471 38,504 Land development 58,233 58,440 Commercial construction 710,926 600,794 Owner occupied one- to four-family residential 219,798 110,277 Non-owner occupied one- to four-family residential 146,403 149,874 Commercial real estate 1,153,608 1,043,474 Other residential 521,691 419,549 Commercial business 366,325 357,580 Industrial revenue bonds 34,342 37,362 Consumer auto 485,215 439,895 Consumer other 71,985 74,829 Home equity lines of credit 102,511 83,966 Acquired FDIC-covered loans, net of discounts 153,306 236,071 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 85,200 33,338 Acquired non-covered loans, net of discounts 84,019 93,436 4,240,664 3,800,915 Undisbursed portion of loans in process (543,181) (418,702) Allowance for loan losses (38,133) (38,149) Deferred loan fees and gains, net (4,122) (3,528) $3,655,228 $3,340,536 Weighted average interest rate 4.54% 4.56% Classes of loans by aging were as follows: June 30, 2016 Total Loans Past Due > 90 Days 30-59 Days 60-89 Days 90 Days Total Past Total Loans Past Due and Past Due Past Due or More Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ -- $ -- $ -- $ -- $28,631 $28,631 $ -- Subdivision construction -- -- 109 109 18,362 18,471 -- Land development 6 1,675 100 1,781 56,452 58,233 -- Commercial construction -- -- -- -- 710,926 710,926 -- Owner occupied one- to four- family residential 45 200 998 1,243 218,555 219,798 -- Non-owner occupied one- to four-family residential 67 173 380 620 145,783 146,403 -- Commercial real estate 4,087 2,512 2,288 8,887 1,144,721 1,153,608 -- Other residential -- -- -- -- 521,691 521,691 -- Commercial business 25 160 3 188 366,137 366,325 -- Industrial revenue bonds -- -- -- -- 34,342 34,342 -- Consumer auto 2,969 1,067 1,055 5,091 480,124 485,215 -- Consumer other 618 176 535 1,329 70,656 71,985 -- Home equity lines of credit 152 108 340 600 101,911 102,511 4 Acquired FDIC-covered loans, net of discounts 678 1,388 8,743 10,809 142,497 153,306 -- Acquired loans no longer covered by loss sharing agreements, net of discounts 132 1,394 1,038 2,564 82,636 85,200 -- Acquired non-covered loans, net of discounts 770 307 4,839 5,916 778,103 84,019 -- 9,549 9,160 20,428 39,137 4,201,527 4,240,664 -- Less FDIC-supported loans, and acquired non-covered loans, net of discounts 1,580 3,089 14,620 19,289 303,236 322,525 -- Total $7,969 $6,071 $5,808 $19,848 $3,898,291 $3,918,139 $-- December 31, 2015 Total Loans Total > 90 Days Past 30-59 Days 60-89 Days Over 90 Total Past Loans Due and Past Due Past Due Days Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $649 $-- $-- $649 $22,877 $23,526 $-- Subdivision construction -- -- -- -- 38,504 38,504 -- Land development 2,245 148 139 2,532 55,908 58,440 -- Commercial construction 1 -- -- 1 600,793 600,794 -- Owner occupied one- to four- family residential 1,217 345 715 2,277 108,000 110,277 -- Non-owner occupied one- to four-family residential -- -- 345 345 149,529 149,874 -- Commercial real estate 1,035 471 13,488 14,994 1,028,480 1,043,474 -- Other residential -- -- -- -- 419,549 419,549 -- Commercial business 1,020 9 288 1,317 356,263 357,580 -- Industrial revenue bonds -- -- -- -- 37,362 37,362 -- Consumer auto 3,351 891 721 4,963 434,932 439,895 -- Consumer other 943 236 576 1,755 73,074 74,829 -- Home equity lines of credit 212 123 297 632 83,334 83,966 -- Acquired FDIC-covered loans, net of discounts 7,936 603 9,712 18,251 217,820 236,071 -- Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 989 39 33 1,061 32,277 33,338 -- Acquired non-covered loans, net of discounts 1,081 638 5,914 7,633 85,803 93,436 -- 20,679 3,503 32,228 56,410 3,744,505 3,800,915 -- Less FDIC-supported loans, and acquired non-covered loans, net of discounts 10,006 1,280 15,659 26,945 335,900 362,845 -- Total $ 10,673 $ 2,223 $ 16,569 $ 29,465 $ 3,408,605 $ 3,438,070 $ -- Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows: June 30, December 31, 2016 2015 (In Thousands) One- to four-family residential construction $ -- $-- Subdivision construction 109 -- Land development 100 139 Commercial construction -- -- Owner occupied one- to four-family residential 998 715 Non-owner occupied one- to four-family residential 380 345 Commercial real estate 2,288 13,488 Other residential -- -- Commercial business 3 288 Industrial revenue bonds -- -- Consumer auto 1,055 721 Consumer other 535 576 Home equity lines of credit 340 297 Total $5,808 $16,569 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2016. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2016: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance April 1, 2016 $4,883 $2,621 $13,728 $3,126 $3,677 $8,991 $37,026 Provision (benefit) charged to expense (700) 1,066 2,696 (143) (114) (505) 2,300 Losses charged off (7) -- (1,422) -- (173) (1,762) (3,364) Recoveries 8 11 1,155 30 141 826 2,171 Balance June 30, 2016 $4,184 $3,698 $16,157 $3,013 $3,531 $7,550 $38,133 Ending balance: Balance January 1, 2016 $4,900 $3,190 $14,738 $3,019 $4,203 $8,099 $38,149 Provision (benefit) charged to expense (649) 484 3,984 (14) (668) 1,264 4,401 Losses charged off (91) -- (3,731) (30) (192) (3,499) (7,543) Recoveries 24 24 1,166 38 188 1,686 3,126 Balance June 30, 2016 $4,184 $3,698 $16,157 $3,013 $3,531 $7,550 $38,133 Ending balance: Individually evaluated for impairment $696 $-- $3,080 $ 1,442 $ 947 $356 $ 6,521 Collectively evaluated for impairment $2,853 $ 3,610 $ 12,875 $1,511 $2,416 $7,012 $ 30,277 Loans acquired and accounted for under ASC 310-30 $635 $88 $202 $60 $168 $182 $1,335 Loans Individually evaluated for impairment $ 6,183 $7,511 $ 26,776 $ 7,464 $ 1,989 $ 2,331 $ 52,254 Collectively evaluated for impairment $ 407,120 $ 514,180 $ 1,126,832 $ 761,695 $ 398,678 $ 657,380 $3,865,885 Loans acquired and accounted for under ASC 310-30 $ 176,851 $ 33,363 $ 59,341 $ 4,180 $ 8,463 $ 40,327 $ 322,525 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2015: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance April 1, 2015 $3,985 $2,809 $20,216 $3,356 $3,945 $4,760 $39,071 Provision (benefit) charged to expense (110) 524 (146) (77) 423 686 1,300 Losses charged off (80) -- (2) -- (551) (935) (1,568) Recoveries 91 9 123 9 175 488 895 Balance June 30, 2015 $3,886 $3,342 $20,191 $3,288 $3,992 $4,999 $39,698 Balance January 1, 2015 $3,455 $2,941 $19,773 $3,562 $3,679 $5,025 $38,435 Provision (benefit) charged to expense 446 384 239 (190) 890 831 2,600 Losses charged off (220) (2) (4) (197) (775) (2,082) (3,280) Recoveries 205 19 183 113 198 1,225 1,943 Balance June 30, 2015 $3,886 $3,342 $20,191 $3,288 $3,992 $4,999 $39,698 The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2015: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Individually evaluated for impairment $ 731 $ -- $ 2,556 $ 1,391 $ 1,115 $ 300 $ 6,093 Collectively evaluated for impairment $ 3,464 $ 3,122 $ 11,888 $ 1,570 $ 2,862 $ 7,647 $ 30,553 Loans acquired and accounted for under ASC 310-30 $ 705 $ 68 $ 294 $ 58 $ 226 $ 152 $ 1,503 Loans Individually evaluated for impairment $ 6,129 $ 9,533 $ 34,629 $ 7,555 $ 2,365 $ 1,950 $ 62,161 Collectively evaluated for impairment $ 316,052 $ 410,016 $ 1,008,845 $ 651,679 $ 392,577 $ 596,740 $ 3,375,909 Loans acquired and accounted for under ASC 310-30 $ 194,697 $ 35,945 $ 73,148 $ 4,981 $ 10,500 $ 43,574 $ 362,845 The portfolio segments used in the preceding three tables correspond to the loan classes used in all other tables in Note 6 as follows: · · · · · · A loan is considered impaired, in accordance with the impairment accounting guidance (FASB ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include not only nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows: June 30, 2016 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $-- $-- $-- Subdivision construction 964 975 205 Land development 7,464 7,557 1,442 Commercial construction -- -- -- Owner occupied one- to four-family residential 3,240 3,524 394 Non-owner occupied one- to four-family residential 1,979 2,225 97 Commercial real estate 26,776 28,692 3,080 Other residential 7,511 7,511 -- Commercial business 1,989 2,056 947 Industrial revenue bonds -- -- -- Consumer auto 1,176 1,223 176 Consumer other 768 822 115 Home equity lines of credit 387 402 65 Total $52,254 $54,987 $6,521 Three Months Ended Six Months Ended June 30, 2016 June 30, 2016 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ -- $ -- $ -- $ -- Subdivision construction 990 23 1,019 30 Land development 7,474 77 7,490 146 Commercial construction -- -- -- -- Owner occupied one- to four-family residential 3,245 22 3,288 79 Non-owner occupied one- to four-family residential 1,891 52 1,841 52 Commercial real estate 28,987 400 31,037 624 Other residential 7,521 77 8,509 175 Commercial business 2,102 24 2,166 48 Industrial revenue bonds -- -- -- -- Consumer auto 1,005 21 967 38 Consumer other 867 10 883 29 Home equity lines of credit 410 7 435 19 Total $54,492 $713 $57,635 $1,240 At or for the Year Ended December 31, 2015 Average Unpaid Investment Interest Recorded Principal Specific in Impaired Income Balance Balance Allowance Loans Recognized (In Thousands) One- to four-family residential construction $-- $-- $-- $633 $35 Subdivision construction 1,061 1,061 214 3,533 109 Land development 7,555 7,644 1,391 7,432 287 Commercial construction -- -- -- -- -- Owner occupied one- to four-family residential 3,166 3,427 389 3,587 179 Non-owner occupied one- to four-family residential 1,902 2,138 128 1,769 100 Commercial real estate 34,629 37,259 2,556 28,610 1,594 Other residential 9,533 9,533 -- 9,670 378 Commercial business 2,365 2,539 1,115 2,268 138 Industrial revenue bonds -- -- -- -- -- Consumer auto 791 829 119 576 59 Consumer other 802 885 120 672 74 Home equity lines of credit 357 374 61 403 27 Total $ 62,161 $ 65,689 $ 6,093 $ 59,153 $ 2,980 June 30, 2015 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $467 $467 $-- Subdivision construction 4,361 4,418 223 Land development 7,334 7,337 1,411 Commercial construction -- -- -- Owner occupied one- to four-family residential 3,555 3,819 370 Non-owner occupied one- to four-family residential 1,609 1,826 70 Commercial real estate 25,891 27,250 2,130 Other residential 9,729 9,729 -- Commercial business 1,567 1,591 261 Industrial revenue bonds -- -- -- Consumer auto 561 604 84 Consumer other 604 756 91 Home equity lines of credit 393 492 68 Total $56,071 $58,289 $4,708 Three Months Ended Six Months Ended June 30, 2015 June 30, 2015 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $660 $12 $815 $28 Subdivision construction 4,421 53 4,452 106 Land development 7,339 66 7,424 132 Commercial construction -- -- -- -- Owner occupied one- to four-family residential 3,681 39 3,832 88 Non-owner occupied one- to four-family residential 1,688 20 1,737 45 Commercial real estate 26,275 326 26,456 630 Other residential 9,742 93 9,761 180 Commercial business 1,962 19 2,216 47 Industrial revenue bonds -- -- -- -- Consumer auto 456 14 440 21 Consumer other 569 16 575 33 Home equity lines of credit 404 4 405 13 Total $57,197 $662 $58,113 $1,323 At June 30, 2016, $20.9 million of impaired loans had specific valuation allowances totaling $6.5 million. At December 31, 2015, $25.1 million of impaired loans had specific valuation allowances totaling $6.1 million. Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach. The following table presents newly restructured loans during the three months ended June 30, 2016 by type of modification: Three Months Ended June 30, 2016 Total Interest Only Term Combination Modification (In Thousands) Commercial business $-- $22 $-- $22 Consumer -- 39 -- 39 $ -- $ 61 $ -- $ 61 Six Months Ended June 30, 2016 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $429 $-- $-- $429 Commercial 60 -- -- 60 Construction and land development 2,946 -- -- 2,946 Commercial business -- 22 -- 22 Consumer -- 41 -- 41 $ 3,435 $ 63 $ -- $ 3,498 At June 30, 2016, the Company had $41.0 million of loans that were modified in troubled debt restructurings and impaired, as follows: $8.2 million of construction and land development loans, $11.5 million of single family and multi-family residential mortgage loans, $19.1 million of commercial real estate loans, $1.9 million of commercial business loans and $308,000 of consumer loans. Of the total troubled debt restructurings at June 30, 2016, $38.7 million were accruing interest and $9.2 million were classified as substandard using the Company’s internal grading system, which is described below. The Company had no troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the six months ended June 30, 2016. When loans modified as troubled debt restructuring have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible. At December 31, 2015, the Company had $45.0 million of loans that were modified in troubled debt restructurings and impaired, as follows: $7.9 million of construction and land development loans, $13.5 million of single family and multi-family residential mortgage loans, $21.3 million of commercial real estate loans, $2.0 million of commercial business loans and $311,000 of consumer loans. Of the total troubled debt restructurings at December 31, 2015, $39.0 million were accruing interest and $12.2 million were classified as substandard using the Company’s internal grading system. During the three months ended June 30, 2016, loans designated as troubled debt restructurings totaling $404,000 met the criteria for placement back on accrual status. The $404,000 consisted of $235,000 of one- to four- family residential loans, $100,000 of commercial real estate loans and $69,000 of consumer loans. During the six months ended June 30, 2016, loans designated as troubled debt restructurings totaling $424,000 met the criteria for placement back on accrual status. The $424,000 consisted of $235,000 of one- to four- family residential loans, $100,000 of commercial real estate loans and $89,000 of consumer loans. The criteria is generally a minimum of six months of payment performance under original or modified terms. The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-covered and previously covered loans are evaluated using this internal grading system. These loans are accounted for in pools and the loans acquired in the InterSavings Bank FDIC transaction are currently substantially covered through loss sharing agreements with the FDIC. Minimal adverse classification in the loan pools was identified as of June 30, 2016 and December 31, 2015, respectively. The acquired non-covered loans are also evaluated using this internal grading system. These loans are accounted for in pools and minimal adverse classification in the loan pools was identified as of June 30, 2016 and December 31, 2015, respectively. See Note 7 for further discussion of the acquired loan pools and remaining loss sharing agreements. The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. In the fourth quarter of 2014, the Company began using a three-year average of historical losses for the general component of the allowance for loan loss calculation. The Company had previously used a five-year average. For interim periods, the Company uses three full years plus the interim period’s annualized average losses for the general component of the allowance for loan loss calculation. The Company believes that the three-year average provides a better representation of the current risks in the loan portfolio. This change was made after consultation with our regulators and other third-party consultants, as well as a review of the practices used by the Company’s peers. This change did not materially affect the level of the allowance for loan losses. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, the average life of the loan, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of its allowance for loan losses. No other significant changes were made to the loan risk grading system definitions and allowance for loan loss methodology during the past year. The loan grading system is presented by loan class below: June 30, 2016 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $27,685 $ -- $ 946 $ -- $ -- $28,631 Subdivision construction 14,496 258 3,320 397 -- 18,471 Land development 45,554 8,596 -- 4,083 -- 58,233 Commercial construction 710,926 -- -- -- -- 710,926 Owner occupied one- to four- family residential 218,403 108 -- 1,287 -- 219,798 Non-owner occupied one- to four- family residential 141,780 549 3,439 635 -- 146,403 Commercial real estate 1,121,543 20,204 -- 11,861 -- 1,153,608 Other residential 513,335 8,356 -- -- -- 521,691 Commercial business 363,168 2,580 429 148 -- 366,325 Industrial revenue bonds 34,342 -- -- -- -- 34,342 Consumer auto 484,061 -- -- 1,154 -- 485,215 Consumer other 71,377 -- -- 608 -- 71,985 Home equity lines of credit 102,138 -- -- 373 -- 102,511 Acquired FDIC-covered loans, net of discounts 153,294 -- -- 12 -- 153,306 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 85,152 -- -- 48 -- 85,200 Acquired non-covered loans, net of discounts 82,566 -- -- 1,453 -- 84,019 Total $4,169,820 $40,651 $ 8,134 $22,059 $ -- $4,240,664 December 31, 2015 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $22,798 $-- $728 $-- $-- $23,526 Subdivision construction 34,370 263 3,407 464 -- 38,504 Land development 47,357 6,992 -- 4,091 -- 58,440 Commercial construction 600,794 -- -- -- -- 600,794 Owner occupied one- to-four- family residential 108,584 587 -- 1,106 -- 110,277 Non-owner occupied one- to- four-family residential 144,744 516 3,827 787 -- 149,874 Commercial real estate 1,005,894 18,805 -- 18,775 -- 1,043,474 Other residential 409,172 8,422 -- 1,955 -- 419,549 Commercial business 355,370 1,303 438 469 -- 357,580 Industrial revenue bonds 37,362 -- -- -- -- 37,362 Consumer auto 439,157 -- -- 738 -- 439,895 Consumer other 74,167 -- -- 662 -- 74,829 Home equity lines of credit 83,627 -- -- 339 -- 83,966 Acquired FDIC-covered loans, net of discounts 236,055 -- -- 16 -- 236,071 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 33,237 -- -- 101 -- 33,338 Acquired non-covered loans, net of discounts 91,614 -- -- 1,822 -- 93,436 Total $3,724,302 $36,888 $8,400 $31,325 $-- $3,800,915

Note 7_ Fdic Acquired Loans, Lo

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets	3 Months Ended
	Jun. 30, 2016
Notes
Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets	NOTE 7: FDIC ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas. The loans, commitments and foreclosed assets purchased in the TeamBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shared in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five-year period ended March 31, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement was subject to the Bank following servicing procedures as specified in the agreement. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa. The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shared in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five year period ended on September 30, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement was subject to the Bank following servicing procedures as specified in the agreement. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri. The loans and foreclosed assets purchased in the Sun Security Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans at the date of the acquisition) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement was subject to the Bank following servicing procedures as specified in the agreement. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota. The loans and foreclosed assets purchased in the InterBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and six months ended June 30, 2016 was $93,000 and $191,000, respectively. The amount amortized to yield during the three and six months ended June 30, 2015 was $116,000 and $238,000, respectively. On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa. This transaction did not include a loss sharing agreement. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and six months ended June 30, 2016 was $131,000 and $280,000, respectively. The amount amortized to yield during the three and six months ended June 30, 2015 was $201,000 and $420,000, respectively. Loss Sharing Agreements. The termination of the loss sharing agreements for the TeamBank, Vantus Bank and Sun Security Bank transactions have no impact on the yields for the loans that were previously covered under these agreements. All future recoveries, gains, losses and expenses related to these previously covered assets will now be recognized entirely by Great Southern Bank since the FDIC will no longer be sharing in such gains or losses. Accordingly, the Company’s future earnings will be positively impacted to the extent the Company recognizes gains on any sales or recoveries in excess of the carrying value of such assets. Similarly, the Company’s future earnings will be negatively impacted to the extent the Company recognizes expenses, losses or charge-offs related to such assets. Fair Value and Expected Cash Flows. The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. The Company continues to evaluate the fair value of the loans including cash flows expected to be collected. Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses. During the three and six months ended June 30, 2016, improvements in expected cash flows related to the acquired loan portfolios resulted in adjustments of $725,000 and $5.0 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and six months ended June 30, 2015, similar such adjustments totaling $900,000 and $8.2 million, respectively, were made to the accretable yield. The increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements. During the three and six months ended June 30, 2016, this resulted in corresponding adjustments of $160,000 and $1.9 million, respectively, to the indemnification assets to be amortized on a level-yield basis over the remainder of the loss sharing agreements or the remaining expected lives of the loan pools, whichever is shorter. During the three and six months ended June 30, 2015, corresponding adjustments of $-0- and $4.4 million, respectively, were made to the indemnification assets. Because these adjustments will be recognized over the remaining lives of the loan pools and the remainder of the loss sharing agreement, respectively, they will impact future periods as well. The remaining accretable yield adjustment that will affect interest income is $8.3 million and the remaining adjustment to the indemnification asset related to InterBank, including the effects of the clawback liability, that will affect non-interest income (expense) is $(4.0) million. The $8.3 million of accretable yield adjustment relates to Team Bank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank, and this income is not affected by the termination of the loss sharing agreements for Team Bank, Vantus Bank and Sun Security Bank. The expense, as noted, is only related to InterBank, as there is no longer, nor will there be in the future, indemnification asset amortization expense related to Team Bank, Vantus Bank, or Sun Security Bank due to the termination of the related loss sharing agreements in April 2016. Of the remaining adjustments, we expect to recognize $4.0 million of interest income and $(1.8) million of non-interest income (expense) during the remainder of 2016. Additional adjustments may be recorded in future periods from the FDIC-assisted transactions, as the Company continues to estimate expected cash flows from the acquired loan pools. The impact of adjustments on the Company’s financial results is shown below: Three Months Ended Three Months Ended June 30, 2016 June 30, 2015 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $3,858 39 bps $7,259 78 bps Non-interest income (1,774) (5,374) Net impact to pre-tax income $2,084 $1,885 Net impact net of taxes $1,355 $1,225 Impact to diluted earnings per common share $0.10 $0.09 Six Months Ended Six Months Ended June 30, 2016 June 30, 2015 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $9,240 47 bps $16,221 88 bps Non-interest income (4,708) (12,052) Net impact to pre-tax income $4,532 $4,169 Net impact net of taxes $2,946 $2,710 Impact to diluted earnings per common share $0.21 $0.19 The loss sharing asset is measured separately from the loan portfolio because it is not contractually embedded in the loans and is not transferable with the loans should the Bank choose to dispose of them. Fair value was estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool (as discussed above) and the loss sharing percentages outlined in the applicable Purchase and Assumption Agreement with the FDIC. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursement from the FDIC. The loss sharing asset is also separately measured from the related foreclosed real estate. The loss sharing agreement on the InterBank transaction includes a clawback provision whereby if credit loss performance is better than certain pre-established thresholds, then a portion of the monetary benefit is shared with the FDIC. The pre-established threshold for credit losses is $115.7 million for this transaction. The monetary benefit required to be paid to the FDIC under the clawback provision, if any, will occur shortly after the termination of the loss sharing agreement, which in the case of InterBank is 10 years from the acquisition date. At June 30, 2016 and December 31, 2015, the Bank’s internal estimate of credit performance was expected to be better than the threshold set by the FDIC in the loss sharing agreement. Therefore, a separate clawback liability totaling $6.6 million and $6.6 million was recorded as of June 30, 2016 and December 31, 2015, respectively. As changes in the fair values of the loans and foreclosed assets are determined due to changes in expected cash flows, changes in the amount of the clawback liability will occur. In addition, the Company's net interest margin has been impacted by additional yield accretion recognized in conjunction with updated estimates of the fair value of the loan pools acquired in the June 2014 Valley Bank FDIC-assisted transaction. Beginning with the three months ended December 31, 2014, the cash flow estimates have increased for certain of the Valley Bank loan pools primarily based on significant loan repayments and also due to collection of certain loans, thereby reducing loss expectations on certain of the loan pools. This resulted in increased income that was spread on a level-yield basis over the remaining expected lives of these loan pools. The Valley Bank transaction does not include a loss sharing agreement with the FDIC. Therefore, there is no related indemnification asset. The entire amount of the discount adjustment will be accreted to interest income over time with no offsetting impact to non-interest income. The amount of the Valley Bank discount adjustment accreted to interest income for the three and six months ended June 30, 2016 was $1.7 million and $3.7 million, respectively, and is included in the impact on net interest income/net interest margin amount in the table above. Based on current estimates, we anticipate recording additional interest income accretion of $1.8 million in the remainder of 2016 related to these Valley Bank loans, which is included in the $4.0 million discussed above. TeamBank Loans, Foreclosed Assets and Indemnification Asset. June 30, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $22,877 $-- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,038) -- Original estimated fair value of assets, net of activity since acquisition date (21,669) -- Expected loss remaining $170 $-- December 31, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $29,115 $-- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,285) -- Original estimated fair value of assets, net of activity since acquisition date (27,660) -- Expected loss remaining 170 -- Assumed loss sharing recovery percentage 90% 0% Estimated loss sharing value 154 -- Indemnification asset to be amortized resulting from change in expected losses 241 -- FDIC indemnification asset $395 $-- Vantus Bank Loans, Foreclosed Assets and Indemnification Asset. June 30, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $28,562 $608 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (333) -- Original estimated fair value of assets, net of activity since acquisition date (27,973) (418) Expected loss remaining $256 $190 December 31, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $31,818 $608 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (470) -- Original estimated fair value of assets, net of activity since acquisition date (31,092) (418) Expected loss remaining 256 190 Assumed loss sharing recovery percentage 61% --% Estimated loss sharing value 156 -- Indemnification asset to be amortized resulting from change in expected losses 319 -- FDIC indemnification asset $475 $-- Sun Security Bank Loans, Foreclosed Assets and Indemnification Asset. June 30, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $38,247 $372 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,443) -- Original estimated fair value of assets, net of activity since acquisition date (35,558) (303) Expected loss remaining $1,246 $69 December 31, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $43,855 $557 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,171) -- Original estimated fair value of assets, net of activity since acquisition date (40,349) (461) Expected loss remaining 1,335 96 Assumed loss sharing recovery percentage 34% 80% Estimated loss sharing value 456 77 Indemnification asset to be amortized resulting from change in expected losses 1,725 -- Accretable discount on FDIC indemnification asset (36) (63) FDIC indemnification asset $2,145 $14 InterBank Loans, Foreclosed Assets and Indemnification Asset. June 30, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $172,104 $1,062 Non-credit premium/(discount), net of activity since acquisition date 711 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (3,043) -- Original estimated fair value of assets, net of activity since acquisition date (153,306) (794) Expected loss remaining 16,466 268 Assumed loss sharing recovery percentage 83% 80% Estimated loss sharing value (1) 13,728 214 FDIC loss share clawback 1,563 -- Indemnification asset to be amortized resulting from change in expected losses 2,434 -- Accretable discount on FDIC indemnification asset (1,372) (33) FDIC indemnification asset $16,353 $181 (1) Includes $400,000 impairment of indemnification asset for loans December 31, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $193,654 $2,110 Non-credit premium/(discount), net of activity since acquisition date 902 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (4,901) -- Original estimated fair value of assets, net of activity since acquisition date (170,308) (1,392) Expected loss remaining 19,347 718 Assumed loss sharing recovery percentage 83% 80% Estimated loss sharing value 16,032 575 FDIC loss share clawback 2,360 -- Indemnification asset to be amortized resulting from change in expected losses 3,920 -- Accretable discount on FDIC indemnification asset (1,801) (33) FDIC indemnification asset $20,511 $542 Valley Bank Loans and Foreclosed Assets. June 30, 2016 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $96,425 $1,502 Non-credit premium/(discount), net of activity since acquisition date 440 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,444) -- Original estimated fair value of assets, net of activity since acquisition date (84,019) (1,481) Expected loss remaining $10,402 $21 December 31, 2015 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $109,791 $1,017 Non-credit premium/(discount), net of activity since acquisition date 719 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (3,213) -- Original estimated fair value of assets, net of activity since acquisition date (93,436) (995) Expected loss remaining $13,861 $22 Changes in the accretable yield for acquired loan pools were as follows for the three months ended June 30, 2016 and 2015: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, April 1, 2015 $ 5,949 $ 4,531 $7,400 $ 31,808 $ 11,087 Accretion (713) (710) (1,365) (7,797) (2,357) Reclassification from nonaccretable yield (1) (496) 154 649 716 636 Balance, June 30, 2015 $ 4,740 $ 3,975 $ 6,684 $ 24,727 $ 9,366 Balance April 1, 2016 $3 ,486 $ 3,236 $5,323 $ 14,555 $8 ,232 Accretion (550) (502) (979) (3,475) (2,717) Reclassification from nonaccretable yield (1) (50) 483 670 738 1,009 Balance, June 30, 2016 $2,886 $3,217 $5,014 $11,818 $6,524 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended June 30, 2016, totaling $(50,000), $483,000, $670,000, $538,000 and $484,000, respectively, and for the three months ended June 30, 2015, totaling $(496,000), $154,000, $649,000, $716,000 and $(264,000), respectively. Changes in the accretable yield for acquired loan pools were as follows for the six months ended June 30, 2016 and 2015: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, January 1, 2015 $ 6,865 $ 4,453 $7,952 $ 36,092 $ 11,132 Accretion (2,114) (1,391) (3,318) (16,997) (4,860) Reclassification from nonaccretable yield (1) (11) 913 2 ,050 5,632 3,094 Balance, June 30, 2015 $ 4,740 $ 3,975 $ 6,684 $ 24,727 $ 9,366 Balance January 1, 2016 $3 ,805 $ 3,360 $5,924 $ 16,347 $8 ,316 Accretion (1,031) (991) (2,051) (8,116) (5,863) Reclassification from nonaccretable yield (1) 112 848 1,141 3,587 4,071 Balance, June 30, 2016 $2,886 $3,217 $5,014 $11,818 $6,524 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the six months ended June 30, 2016, totaling $112,000, $848,000, $974,000, $1.2 million and $1.1 million, respectively, and for the six months ended June 30, 2015, totaling $(176,000), $527,000, $1.1 million, $1.6 million and $344,000, respectively.

Note 8_ Other Real Estate Owned

Note 8: Other Real Estate Owned	3 Months Ended
	Jun. 30, 2016
Notes
Note 8: Other Real Estate Owned	NOTE 8: OTHER REAL ESTATE OWNED Major classifications of other real estate owned were as follows: June 30, December 31, 2016 2015 (In Thousands) Foreclosed assets held for sale One- to four-family construction $-- $-- Subdivision construction 6,720 7,016 Land development 10,886 12,133 Commercial construction -- -- One- to four-family residential 1,437 1,375 Other residential 1,774 2,150 Commercial real estate 5,173 3,608 Commercial business -- -- Consumer 2,047 1,109 28,037 27,391 FDIC-supported foreclosed assets, net of discounts 795 1,834 Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts 721 460 Acquired foreclosed assets not covered by FDIC loss sharing agreements, net of discounts 1,481 995 Foreclosed assets held for sale, net 31,034 30,680 Other real estate owned not acquired through foreclosure 3,839 1,213 Other real estate owned $ 34,873 $ 31,893 Other real estate owned not acquired through foreclosure includes 17 properties, 16 of which were branch locations that have been closed and are held for sale, and one of which is land which was acquired for a potential branch location. During the three months ended June 30, 2016, three properties which were previously branch locations were sold at a net gain of $396,000, which is included in the gain on sales of other real estate owned amount in the table below. At June 30, 2016, residential mortgage loans totaling $1.5 million were in the process of foreclosure, $1.4 million of which were acquired loans. Of the $1.4 million of acquired loans, $719,000 was covered by loss sharing agreements as of June 30, 2016 and $434,000 was acquired in the Valley Bank transaction. Expenses applicable to other real estate owned included the following: Three Months Ended June 30, 2016 2015 (In Thousands) Net gain on sales of other real estate owned $(319) $(484) Valuation write-downs 421 139 Operating expenses, net of rental income 772 663 $874 $318 Six Months Ended June 30, 2016 2015 (In Thousands) Net (gain) loss on sales of other real estate owned $(251) $(609) Valuation write-downs 321 191 Operating expenses, net of rental income 1,715 1,121 $1,785 $703

Note 9_ Deposits

Note 9: Deposits	3 Months Ended
	Jun. 30, 2016
Notes
Note 9: Deposits	NOTE 9: DEPOSITS June 30, December 31, 2016 2015 (In Thousands) Time Deposits: 0.00% - 0.99% $703,085 $ 863,865 1.00% - 1.99% 547,129 381,956 2.00% - 2.99% 48,341 39,592 3.00% - 3.99% 579 1,137 4.00% - 4.99% 1,219 1,304 5.00% and above 272 293 Total time deposits (0.98% - 0.85%) 1,300,625 1,288,147 Non-interest-bearing demand deposits 595,760 571,629 Interest-bearing demand and savings deposits (0.25% - 0.24%) 1,487,635 1,408,850 Total Deposits $3,384,020 $3,268,626

Note 10_ Advances From Federal

Note 10: Advances From Federal Home Loan Bank	3 Months Ended
	Jun. 30, 2016
Notes
Note 10: Advances From Federal Home Loan Bank	NOTE 10: ADVANCES FROM FEDERAL HOME LOAN BANK Advances from the Federal Home Loan Bank (FHLBank advances) at June 30, 2016 and December 31, 2015 consisted of the following: June 30, 2016 December 31, 2015 Weighted Weighted Average Average Interest Interest Due In Amount Rate Amount Rate (In Thousands) (In Thousands) 2016 $36 5.14% $232,071 0.42% 2017 30,825 3.26 30,826 3.26 2018 40 5.14 81 5.14 2019 70 5.14 28 5.14 2020 -- -- -- -- 2021 and thereafter 500 5.54 500 5.54 31,471 3.30 263,506 0.76 Unamortized fair value adjustment 28 40 $ 31,499 $ 263,546 Included in the Bank’s FHLBank advances at June 30, 2016 and December 31, 2015, was a $30.0 million advance with a maturity date of November 24, 2017. The interest rate on this advance is 3.20%. The advance has a call provision that allows the Federal Home Loan Bank of Des Moines to call the advance quarterly.

Note 11_ Securities Sold Under

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings	3 Months Ended
	Jun. 30, 2016
Notes
Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings	NOTE 11: SECURITIES SOLD UNDER REVERSE REPURCHASE AGREEMENTS AND SHORT-TERM BORROWINGS June 30, 2016 December 31, 2015 (In Thousands) Notes payable – Community Development Equity Funds $1,060 $1,295 Overnight borrowings from the Federal Home Loan Bank 400,200 -- Securities sold under reverse repurchase agreements 121,818 116,182 $ 523,078 $ 117,477 The Bank enters into sales of securities under agreements to repurchase (reverse repurchase agreements). Reverse repurchase agreements are treated as financings, and the obligations to repurchase securities sold are reflected as a liability in the statements of financial condition. The dollar amount of securities underlying the agreements remains in the asset accounts. Securities underlying the agreements are being held by the Bank during the agreement period. All agreements are written on a term of one-month or less. The following table represents the Company’s securities sold under reverse repurchase agreements, by collateral type and remaining contractual maturity. June 30, 2016 December 31, 2015 Overnight and Overnight and Continuous Continuous (In Thousands) Mortgage-backed securities – GNMA, FNMA, FHLMC $121,818 $116,182

Note 12_ Income Taxes

Note 12: Income Taxes	3 Months Ended
	Jun. 30, 2016
Notes
Note 12: Income Taxes	NOTE 12: INCOME TAXES Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows: Three Months Ended June 30, 2016 2015 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (1.6) (1.8) Tax credits (6.5) (8.0) State taxes 1.1 1.3 Other 0.3 (0.4) 28.3% 26.1% Six Months Ended June 30, 2016 2015 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (2.1) (2.4) Tax credits (7.5) (8.1) State taxes 1.1 1.1 Other 0.4 (0.1) 26.9% 25.5% The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) or the State of Missouri with respect to income or franchise tax returns and, as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships currently under Internal Revenue Service examination for 2006 and 2007. As a result, the Company’s 2006 and subsequent tax years remain open for examination. The examinations of the partnerships have been advanced during 2015. One of the partnerships has advanced to Tax Court because a settlement was not reached at the IRS appeals level. The Company believes the partnership has a strong case and intends to defend its existing positions in Tax Court. The other partnership is at the IRS appeals level. The Company does not currently expect significant adjustments to its financial statements from these partnership examinations. The Company is currently in administrative appeals with the State of Kansas for its 2010 through 2012 tax years. The Company protested the state’s initial assessment and expects to have an informal conference with the Kansas Department of Revenue. The Company does not currently expect significant adjustments to its financial statements from this state examination.

Note 13_ Disclosures About Fair

Note 13: Disclosures About Fair Value of Financial Instruments	3 Months Ended
	Jun. 30, 2016
Notes
Note 13: Disclosures About Fair Value of Financial Instruments	NOTE 13: DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS ASC Topic 820, Fair Value Measurements · Quoted prices in active markets for identical assets or liabilities (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date. An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis. · Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means. · Significant unobservable inputs (Level 3): Inputs that reflect assumptions of a source independent of the reporting entity or the reporting entity's own assumptions that are supported by little or no market activity or observable inputs. Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. From December 31, 2015 to June 30, 2016, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy. Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2016 and December 31, 2015: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2016 U.S. government agencies $20,019 $-- $20,019 $ Mortgage-backed securities 146,353 -- 146,353 -- States and political subdivisions 71,828 -- 71,828 -- Interest rate derivative asset 5,229 -- 5,229 -- Interest rate derivative liability (5,595) -- (5,595) -- December 31, 2015 U.S. government agencies $19,781 $-- $19,781 $ Mortgage-backed securities 161,214 -- 161,214 -- States and political subdivisions 78,031 -- 78,031 -- Other securities 3,830 -- -- -- Interest rate derivative asset 2,711 -- 2,711 -- Interest rate derivative liability (2,725) -- (2,725) -- The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at June 30, 2016 and December 31, 2015, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the three-month period ended June 30, 2016. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available-for-Sale Securities. Interest Rate Derivatives. Nonrecurring Measurements The following tables present the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2016 and December 31, 2015: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2016 Impaired loans $16,962 $-- $-- $16,962 Foreclosed assets held for sale $2,739 $ $ $2,739 December 31, 2015 Impaired loans $13,896 $-- $-- $13,896 Foreclosed assets held for sale $1,722 $ $ $1,722 The following is a description of valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying statements of financial condition, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Loans Held for Sale. Impaired Loans. Receivables The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan. Loans for which such charge-offs or reserves were recorded during the three months ended June 30, 2016 or the year ended December 31, 2015, are shown in the table above (net of reserves). Foreclosed Assets Held for Sale. The following disclosure relates to financial assets for which it is not practicable for the Company to estimate the fair value at June 30, 2016 and December 31, 2015. FDIC Indemnification Asset Under the TeamBank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $115 million in realized losses and 95% for realized losses that exceed $115 million. The indemnification asset was originally recorded at fair value on the acquisition date (March 20, 2009) and at June 30, 2016 and December 31, 2015, the carrying value was $-0- and $395,000, respectively. Under the Vantus Bank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $102 million in realized losses and 95% for realized losses that exceed $102 million. The indemnification asset was originally recorded at fair value on the acquisition date (September 4, 2009) and at June 30, 2016 and December 31, 2015, the carrying value of the FDIC indemnification asset was $-0- and $475,000, respectively. Under the Sun Security Bank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses. The indemnification asset was originally recorded at fair value on the acquisition date (October 7, 2011) and at June 30, 2016 and December 31, 2015, the carrying value of the FDIC indemnification asset was $-0- and $2.2 million, respectively. Under the InterBank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses. The indemnification asset was originally recorded at fair value on the acquisition date (April 27, 2013) and at June 30, 2016 and December 31, 2015, the carrying value of the FDIC indemnification asset was $16.5 million and $21.1 million, respectively. From the dates of acquisition, each of the four loss sharing agreements were scheduled to extend ten years for 1-4 family real estate loans and five years for other loans. The loss sharing assets are measured separately from the loan portfolios because they are not contractually embedded in the loans and are not transferable with the loans should the Bank choose to dispose of them. Fair values on the acquisition dates were estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool and the loss sharing percentages. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursements from the FDIC. The loss sharing assets are also separately measured from the related foreclosed real estate. Although the assets are contractual receivables from the FDIC, they do not have effective interest rates. The Bank will collect the assets over the next several years. The amount ultimately collected will depend on the timing and amount of collections and charge-offs on the acquired assets covered by the loss sharing agreements. While the assets were recorded at their estimated fair values on the acquisition dates, it is not practicable to complete fair value analyses on a quarterly or annual basis. Estimating the fair value of the FDIC indemnification asset would involve preparing fair value analyses of the entire portfolios of loans and foreclosed assets covered by the loss sharing agreements from all four acquisitions on a quarterly or annual basis. The loss sharing agreements for Team Bank, Vantus Bank and Sun Security Bank were terminated on April 26, 2016, and the carrying value of the related indemnification assets became $0. The termination of the loss sharing agreements is discussed in Note 7. Fair Value of Financial Instruments The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value. Cash and Cash Equivalents and Federal Home Loan Bank Stock. Loans and Interest Receivable. Deposits and Accrued Interest Payable. Federal Home Loan Bank Advances. Short-Term Borrowings. Subordinated Debentures Issued to Capital Trusts. Commitments to Originate Loans, Letters of Credit and Lines of Credit. The following table presents estimated fair values of the Company’s financial instruments not recorded at fair value on the statements of financial condition. The fair values of certain of these instruments were calculated by discounting expected cash flows, which method involves significant judgments by management and uncertainties. Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate. June 30, 2016 December 31, 2015 Carrying Fair Hierarchy Carrying Fair Hierarchy Amount Value Level Amount Value Level (In Thousands) Financial assets Cash and cash equivalents $203,704 $203,704 1 $199,183 $199,183 1 Held-to-maturity securities 247 265 2 353 384 2 Mortgage loans held for sale 13,018 13,018 2 12,261 12,261 2 Loans, net of allowance for loan losses 3,655,228 3,669,449 3 3,340,536 3,355,924 3 Accrued interest receivable 11,837 11,837 3 10,930 10,930 3 Investment in FHLBank stock 22,203 22,203 3 15,303 15,303 3 Financial liabilities Deposits 3,384,020 3,389,138 3 3,268,626 3,271,318 3 FHLBank advances 31,499 32,461 3 263,546 264,331 3 Short-term borrowings 523,078 523,078 3 117,477 117,477 3 Subordinated debentures 25,774 25,774 3 25,774 25,774 3 Accrued interest payable 1,098 1,098 3 1,080 1,080 3 Unrecognized financial instruments (net of contractual value) Commitments to originate loans -- -- 3 -- -- 3 Letters of credit 90 90 3 145 145 3 Lines of credit -- -- 3 -- -- 3

Note 14_ Derivatives and Hedgin

Note 14: Derivatives and Hedging Activities	3 Months Ended
	Jun. 30, 2016
Notes
Note 14: Derivatives and Hedging Activities	NOTE 14: DERIVATIVES AND HEDGING ACTIVITIES Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities. In the normal course of business, the Company may use derivative financial instruments (primarily interest rate swaps) from time to time to assist in its interest rate risk management. The Company has interest rate derivatives that result from a service provided to certain qualifying loan customers that are not used to manage interest rate risk in the Company’s assets or liabilities and are not designated in a qualifying hedging relationship. The Company manages a matched book with respect to its derivative instruments in order to minimize its net risk exposure resulting from such transactions. In addition, the Company has interest rate derivatives that are designated in a qualified hedging relationship. Nondesignated Hedges The Company has interest rate swaps that are not designated in qualifying hedging relationships. Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain loan customers, which the Company began offering during 2011. The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. As part of the Valley Bank FDIC-assisted acquisition, the Company acquired seven loans with related interest rate swaps. Valley’s swap program differed from the Company’s in that Valley did not have back to back swaps with the customer and a counterparty. Two of the seven acquired loans with interest rate swaps have paid off. The notional amount of the five remaining Valley swaps is $3.8 million at June 30, 2016. As of June 30, 2016, the Company had 26 interest rate swaps totaling $115.1 million in notional amount with commercial customers, and 26 interest rate swaps with the same notional amount with third parties related to its program. As of December 31, 2015, the Company had 28 interest rate swaps totaling $123.0 million in notional amount with commercial customers, and 28 interest rate swaps with the same notional amount with third parties related to its program. During the three months ended June 30, 2016 and 2015, the Company recognized a net loss of $75,000 and a net gain of $113,000, respectively, in noninterest income related to changes in the fair value of these swaps. During the six months ended June 30, 2016 and 2015, the Company recognized a net loss of $237,000 and a net gain of $20,000, respectively, in noninterest income related to changes in the fair value of these swaps. Cash Flow Hedges As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flows due to interest rate fluctuations, the Company entered into two interest rate cap agreements for a portion of its floating rate debt associated with its trust preferred securities. One agreement, with a notional amount of $25 million, states that the Company will pay interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.60%. Should interest rates rise above a certain threshold, the counterparty will reimburse the Company for interest paid such that the Company will have an effective interest rate on that portion of its trust preferred securities no higher than 2.37%. The agreement became effective on August 1, 2013, and has a term of four years. The other agreement, with a notional amount of $5 million, was terminated when the Company purchased the related trust preferred securities in July 2015. See Item 8, Financial Statements and Supplementary Information, in the Company’s December 31, 2015 Annual Report on Form 10-K for more information on the trust preferred securities transaction. The terminated agreement stated that the Company paid interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.40%. Should interest rates have risen above a certain threshold, the counterparty would reimburse the Company for interest paid such that the Company would have an effective interest rate on that portion of its trust preferred securities no higher than 2.17%. The effective portion of the gain or loss on the derivative is reported as a component of other comprehensive income and reclassified into earnings in the same period or periods during which the hedged transaction affects earnings. Gains and losses on the derivative representing either hedge ineffectiveness or hedge components excluded from the assessment of effectiveness are recognized in current earnings. During each of the three and six months ended June 30, 2016 and 2015, the Company recognized $-0- in noninterest income related to changes in the fair value of these derivatives. During the three months ended June 30, 2016 and 2015, the Company recognized $49,000 and $21,000, respectively, in interest expense related to the amortization of the cost of these interest rate caps. During the six months ended June 30, 2016 and 2015, the Company recognized $89,000 and $36,000, respectively, in interest expense related to the amortization of the cost of these interest rate caps. The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition: Location in Fair Value Consolidated Statements June 30, December 31, of Financial Condition 2016 2015 (In Thousands) Derivatives designated as hedging instruments Interest rate caps Prepaid expenses and other assets $ 13 $ 128 Total derivatives designated as hedging instruments $ 13 $ 128 Derivatives not designated as hedging instruments Asset Derivatives Interest rate products Prepaid expenses and other assets $ 5,216 $ 2,583 Total derivatives not designated as hedging instruments $ 5,216 $ 2,583 Liability Derivatives Interest rate products Accrued expenses and other liabilities $ 5,595 $ 2,725 Total derivatives not designated as hedging instruments $ 5,595 $ 2,725 The following table presents the effect of derivative instruments on the statements of comprehensive income for the three and six months ended June 30, 2016 and 2015: Amount of Gain (Loss) Recognized in AOCI Three Months Ended June 30, Cash Flow Hedges 2016 2015 (In Thousands) Interest rate cap, net of income taxes $ 14 $ (9) Amount of Gain (Loss) Recognized in AOCI Six Months Ended June 30, Cash Flow Hedges 2016 2015 (In Thousands) Interest rate cap $ (16) $ ( 105) Agreements with Derivative Counterparties The Company has agreements with its derivative counterparties. If the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations. If the Bank fails to maintain its status as a well-capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. Similarly, the Company could be required to settle its obligations under certain of its agreements if certain regulatory events occurred, such as the issuance of a formal directive, or if the Company’s credit rating is downgraded below a specified level. As of June 30, 2016, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $5.7 million. The Company has minimum collateral posting thresholds with its derivative counterparties. At June 30, 2016, the Company’s activity with its derivative counterparties had met the level in which the minimum collateral posting thresholds take effect and the Company had posted $6.1 million of collateral to satisfy the agreements. As of December 31, 2015, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $2.8 million. At December 31, 2015, the Company’s activity with its derivative counterparties had met the level in which the minimum collateral posting thresholds take effect and the Company had posted $4.5 million of collateral to satisfy the agreements. If the Company had breached any of these provisions at June 30, 2016 or December 31, 2015, it could have been required to settle its obligations under the agreements at the termination value.

Note 15_ Acquisition of Loans,

Note 15: Acquisition of Loans, Deposits and Branches	3 Months Ended
	Jun. 30, 2016
Notes
Note 15: Acquisition of Loans, Deposits and Branches	NOTE 15: ACQUISITION OF LOANS, DEPOSITS AND BRANCHES On September 30, 2015, the Company announced that it entered into a purchase and assumption agreement to acquire 12 branches and related deposits and loans in the St. Louis, Mo., area from Cincinnati-based Fifth Third Bank. The acquisition was completed at the close of business on January 29, 2016. The deposits assumed totaled approximately $229 million and had a weighted average rate of approximately 0.28%, the composition of which was: demand deposits and NOW accounts – 42%; money market accounts – 40%; and time deposits and IRAs – 18%. The loans acquired totaled approximately $158 million and had a weighted average yield of approximately 3.92%, the composition of which was: one- to four-family residential – 75%; commercial real estate – 8%; home equity lines – 10%; commercial business – 5%; and consumer and other – 2%. The one- to four-family residential loans are primarily loans made to professional individuals in the St. Louis market, such as doctors and persons working in the field of medicine. Approximately 55% of the total balance of these loans have fixed rates of interest for varying terms up to 30 years. Approximately 45% of the total balance of these loans have rates of interest that are fixed for varying terms (generally three to seven years), with rates that adjust annually thereafter. The Fifth Third banking centers presented an attractive franchise for the Company to acquire because it provided the opportunity for expansion in the Company’s existing St. Louis, Mo., market area through banking centers which, for the most part, held competitive market positions in transaction account deposits in desirable locations. We have successfully grown loans and deposits in the St. Louis market for a number of years and this addition should provide new or enhanced opportunities for loan and deposit growth. These new locations are in areas that enjoy significant business and consumer activity. The Company was also able to increase its loan portfolio as part of the transaction. The Company anticipates that this transaction will be accretive to earnings on a going-forward basis. The fair values of the assets acquired and liabilities assumed in the transaction were as follows: January 29, 2016 (In Thousands) Assets Cash and cash equivalents $44,363 Loans receivable 157,524 Premises and equipment 17,990 Accrued interest receivable 410 Core deposit intangible 4,424 Deferred income taxes 100 Total assets acquired 224,811 Liabilities Total deposits 228,528 Accrued interest payable 50 Advances from borrowers for taxes and insurance 403 Accounts payable and accrued expenses 20 Total liabilities assumed 228,598 Goodwill recognized on business acquisition $ 4,069 This acquisition was determined to constitute a business combination in accordance with FASB ASC 805. FASB ASC 805 allows a measurement period of up to one year to adjust initial fair value estimates as of the acquisition date. Therefore, provisional measurements of assets acquired and liabilities assumed were recorded on a preliminary basis at fair value on the date of acquisition, January 29, 2016. Based upon the preliminary acquisition date fair values of the net liabilities acquired, goodwill of $4.2 million was recorded. The goodwill will be deductible for tax purposes. Details related to the purchase accounting adjustments are as follows: January 29, 2016 (In Thousands) Deposit premium per Purchase and Assumption Agreement $(7,135) Purchase accounting adjustments Deposits (277) Loans (1,340) Deferred income taxes 100 Core deposit intangible 4,424 Goodwill recognized on business acquisition $ 4,228

Note 1_ Basis of Presentation_

Note 1: Basis of Presentation: Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies	The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and six months ended June 30, 2016 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2015, has been derived from the audited consolidated statement of financial condition of the Company as of that date. Certain prior period amounts have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income. Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K

Note 2_ Nature of Operations 24

Note 2: Nature of Operations and Operating Segments: Segment Reporting, Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Segment Reporting, Policy	The Company’s banking operation is its only reportable segment. The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others. The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements.

Note 4_ Earnings Per Share_ Ear

Note 4: Earnings Per Share: Earnings Per Share, Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Earnings Per Share, Policy	Options outstanding at June 30, 2016 and 2015, to purchase 125,150 and 12,750 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the three and six month periods because the exercise prices of such options were greater than the average market prices of the common stock for the three and six months ended June 30, 2016 and 2015, respectively.

Note 5_ Investment Securities_

Note 5: Investment Securities: Investment, Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Investment, Policy	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at June 30, 2016 and December 31, 2015, respectively, was approximately $20.0 million and $76.0 million, which is approximately 8.4% and 28.9% of the Company’s combined available-for-sale and held-to-maturity investment portfolio, respectively.

Note 6_ Loans and Allowance F27

Note 6: Loans and Allowance For Loan Losses: Loan Portfolio Credit Quality Internal Grading System Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Loan Portfolio Credit Quality Internal Grading System Policy	The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-covered and previously covered loans are evaluated using this internal grading system. These loans are accounted for in pools and the loans acquired in the InterSavings Bank FDIC transaction are currently substantially covered through loss sharing agreements with the FDIC. Minimal adverse classification in the loan pools was identified as of June 30, 2016 and December 31, 2015, respectively. The acquired non-covered loans are also evaluated using this internal grading system. These loans are accounted for in pools and minimal adverse classification in the loan pools was identified as of June 30, 2016 and December 31, 2015, respectively. See Note 7 for further discussion of the acquired loan pools and remaining loss sharing agreements. The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. In the fourth quarter of 2014, the Company began using a three-year average of historical losses for the general component of the allowance for loan loss calculation. The Company had previously used a five-year average. For interim periods, the Company uses three full years plus the interim period’s annualized average losses for the general component of the allowance for loan loss calculation. The Company believes that the three-year average provides a better representation of the current risks in the loan portfolio. This change was made after consultation with our regulators and other third-party consultants, as well as a review of the practices used by the Company’s peers. This change did not materially affect the level of the allowance for loan losses. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, the average life of the loan, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of its allowance for loan losses. No other significant changes were made to the loan risk grading system definitions and allowance for loan loss methodology during the past year.

Note 7_ Fdic Acquired Loans, 28

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Business Combinations Policy (Policies)	3 Months Ended
	Jun. 30, 2016
TeamBank
Business Combinations Policy	On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas. The loans, commitments and foreclosed assets purchased in the TeamBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shared in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five-year period ended March 31, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement was subject to the Bank following servicing procedures as specified in the agreement. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
Vantus Bank
Business Combinations Policy	On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa. The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shared in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five year period ended on September 30, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement was subject to the Bank following servicing procedures as specified in the agreement. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
Sun Security Bank
Business Combinations Policy	On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri. The loans and foreclosed assets purchased in the Sun Security Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans at the date of the acquisition) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement was subject to the Bank following servicing procedures as specified in the agreement. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
InterBank
Business Combinations Policy	On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota. The loans and foreclosed assets purchased in the InterBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and six months ended June 30, 2016 was $93,000 and $191,000, respectively. The amount amortized to yield during the three and six months ended June 30, 2015 was $116,000 and $238,000, respectively.
Valley Bank
Business Combinations Policy	On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa. This transaction did not include a loss sharing agreement. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and six months ended June 30, 2016 was $131,000 and $280,000, respectively. The amount amortized to yield during the three and six months ended June 30, 2015 was $201,000 and $420,000, respectively.

Note 7_ Fdic Acquired Loans, 29

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Loss Sharing Agreements Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Loss Sharing Agreements Policy	Loss Sharing Agreements. The termination of the loss sharing agreements for the TeamBank, Vantus Bank and Sun Security Bank transactions have no impact on the yields for the loans that were previously covered under these agreements. All future recoveries, gains, losses and expenses related to these previously covered assets will now be recognized entirely by Great Southern Bank since the FDIC will no longer be sharing in such gains or losses. Accordingly, the Company’s future earnings will be positively impacted to the extent the Company recognizes gains on any sales or recoveries in excess of the carrying value of such assets. Similarly, the Company’s future earnings will be negatively impacted to the extent the Company recognizes expenses, losses or charge-offs related to such assets.

Note 7_ Fdic Acquired Loans, 30

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Business Acquisition Fair Value and Expected Cash Flows Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Business Acquisition Fair Value and Expected Cash Flows Policy	Fair Value and Expected Cash Flows. The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. The Company continues to evaluate the fair value of the loans including cash flows expected to be collected. Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses. During the three and six months ended June 30, 2016, improvements in expected cash flows related to the acquired loan portfolios resulted in adjustments of $725,000 and $5.0 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and six months ended June 30, 2015, similar such adjustments totaling $900,000 and $8.2 million, respectively, were made to the accretable yield. The increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements. During the three and six months ended June 30, 2016, this resulted in corresponding adjustments of $160,000 and $1.9 million, respectively, to the indemnification assets to be amortized on a level-yield basis over the remainder of the loss sharing agreements or the remaining expected lives of the loan pools, whichever is shorter. During the three and six months ended June 30, 2015, corresponding adjustments of $-0- and $4.4 million, respectively, were made to the indemnification assets. Because these adjustments will be recognized over the remaining lives of the loan pools and the remainder of the loss sharing agreement, respectively, they will impact future periods as well. The remaining accretable yield adjustment that will affect interest income is $8.3 million and the remaining adjustment to the indemnification asset related to InterBank, including the effects of the clawback liability, that will affect non-interest income (expense) is $(4.0) million. The $8.3 million of accretable yield adjustment relates to Team Bank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank, and this income is not affected by the termination of the loss sharing agreements for Team Bank, Vantus Bank and Sun Security Bank. The expense, as noted, is only related to InterBank, as there is no longer, nor will there be in the future, indemnification asset amortization expense related to Team Bank, Vantus Bank, or Sun Security Bank due to the termination of the related loss sharing agreements in April 2016. Of the remaining adjustments, we expect to recognize $4.0 million of interest income and $(1.8) million of non-interest income (expense) during the remainder of 2016. Additional adjustments may be recorded in future periods from the FDIC-assisted transactions, as the Company continues to estimate expected cash flows from the acquired loan pools.

Note 7_ Fdic Acquired Loans, 31

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: FDIC Indemnification Asset Policy (Policies)	3 Months Ended
	Jun. 30, 2016
TeamBank
FDIC Indemnification Asset Policy	TeamBank Loans, Foreclosed Assets and Indemnification Asset.
Sun Security Bank
FDIC Indemnification Asset Policy	Sun Security Bank Loans, Foreclosed Assets and Indemnification Asset.
InterBank
FDIC Indemnification Asset Policy	InterBank Loans, Foreclosed Assets and Indemnification Asset.
Valley Bank
FDIC Indemnification Asset Policy	Valley Bank Loans and Foreclosed Assets.

Note 10_ Advances From Federa32

Note 10: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Federal Home Loan Bank, Advances	Included in the Bank’s FHLBank advances at June 30, 2016 and December 31, 2015, was a $30.0 million advance with a maturity date of November 24, 2017. The interest rate on this advance is 3.20%. The advance has a call provision that allows the Federal Home Loan Bank of Des Moines to call the advance quarterly.

Note 12_ Income Taxes_ Income T

Note 12: Income Taxes: Income Tax, Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Income Tax, Policy	The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) or the State of Missouri with respect to income or franchise tax returns and, as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships currently under Internal Revenue Service examination for 2006 and 2007. As a result, the Company’s 2006 and subsequent tax years remain open for examination. The examinations of the partnerships have been advanced during 2015. One of the partnerships has advanced to Tax Court because a settlement was not reached at the IRS appeals level. The Company believes the partnership has a strong case and intends to defend its existing positions in Tax Court. The other partnership is at the IRS appeals level. The Company does not currently expect significant adjustments to its financial statements from these partnership examinations. The Company is currently in administrative appeals with the State of Kansas for its 2010 through 2012 tax years. The Company protested the state’s initial assessment and expects to have an informal conference with the Kansas Department of Revenue. The Company does not currently expect significant adjustments to its financial statements from this state examination.

Note 13_ Disclosures About Fa34

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value Measurement, Policy	ASC Topic 820, Fair Value Measurements · Quoted prices in active markets for identical assets or liabilities (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date. An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis. · Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means. · Significant unobservable inputs (Level 3): Inputs that reflect assumptions of a source independent of the reporting entity or the reporting entity's own assumptions that are supported by little or no market activity or observable inputs. Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. From December 31, 2015 to June 30, 2016, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy. Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2016 and December 31, 2015: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2016 U.S. government agencies $20,019 $-- $20,019 $ Mortgage-backed securities 146,353 -- 146,353 -- States and political subdivisions 71,828 -- 71,828 -- Interest rate derivative asset 5,229 -- 5,229 -- Interest rate derivative liability (5,595) -- (5,595) -- December 31, 2015 U.S. government agencies $19,781 $-- $19,781 $ Mortgage-backed securities 161,214 -- 161,214 -- States and political subdivisions 78,031 -- 78,031 -- Other securities 3,830 -- -- -- Interest rate derivative asset 2,711 -- 2,711 -- Interest rate derivative liability (2,725) -- (2,725) -- The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at June 30, 2016 and December 31, 2015, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the three-month period ended June 30, 2016. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available-for-Sale Securities. Interest Rate Derivatives. Nonrecurring Measurements The following tables present the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2016 and December 31, 2015: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2016 Impaired loans $16,962 $-- $-- $16,962 Foreclosed assets held for sale $2,739 $ $ $2,739 December 31, 2015 Impaired loans $13,896 $-- $-- $13,896 Foreclosed assets held for sale $1,722 $ $ $1,722

Note 13_ Disclosures About Fa35

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Loans Held for Sale Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value Loans Held for Sale Policy	Loans Held for Sale.

Note 13_ Disclosures About Fa36

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Impaired Loans Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value Impaired Loans Policy	Impaired Loans. Receivables The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan. Loans for which such charge-offs or reserves were recorded during the three months ended June 30, 2016 or the year ended December 31, 2015, are shown in the table above (net of reserves).

Note 13_ Disclosures About Fa37

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Foreclosed Assets Held for Sale Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value Foreclosed Assets Held for Sale Policy	Foreclosed Assets Held for Sale. The following disclosure relates to financial assets for which it is not practicable for the Company to estimate the fair value at June 30, 2016 and December 31, 2015.

Note 13_ Disclosures About Fa38

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value FDIC Indemnification Asset Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value FDIC Indemnification Asset Policy	FDIC Indemnification Asset Under the TeamBank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $115 million in realized losses and 95% for realized losses that exceed $115 million. The indemnification asset was originally recorded at fair value on the acquisition date (March 20, 2009) and at June 30, 2016 and December 31, 2015, the carrying value was $-0- and $395,000, respectively. Under the Vantus Bank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $102 million in realized losses and 95% for realized losses that exceed $102 million. The indemnification asset was originally recorded at fair value on the acquisition date (September 4, 2009) and at June 30, 2016 and December 31, 2015, the carrying value of the FDIC indemnification asset was $-0- and $475,000, respectively. Under the Sun Security Bank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses. The indemnification asset was originally recorded at fair value on the acquisition date (October 7, 2011) and at June 30, 2016 and December 31, 2015, the carrying value of the FDIC indemnification asset was $-0- and $2.2 million, respectively. Under the InterBank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses. The indemnification asset was originally recorded at fair value on the acquisition date (April 27, 2013) and at June 30, 2016 and December 31, 2015, the carrying value of the FDIC indemnification asset was $16.5 million and $21.1 million, respectively. From the dates of acquisition, each of the four loss sharing agreements were scheduled to extend ten years for 1-4 family real estate loans and five years for other loans. The loss sharing assets are measured separately from the loan portfolios because they are not contractually embedded in the loans and are not transferable with the loans should the Bank choose to dispose of them. Fair values on the acquisition dates were estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool and the loss sharing percentages. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursements from the FDIC. The loss sharing assets are also separately measured from the related foreclosed real estate. Although the assets are contractual receivables from the FDIC, they do not have effective interest rates. The Bank will collect the assets over the next several years. The amount ultimately collected will depend on the timing and amount of collections and charge-offs on the acquired assets covered by the loss sharing agreements. While the assets were recorded at their estimated fair values on the acquisition dates, it is not practicable to complete fair value analyses on a quarterly or annual basis. Estimating the fair value of the FDIC indemnification asset would involve preparing fair value analyses of the entire portfolios of loans and foreclosed assets covered by the loss sharing agreements from all four acquisitions on a quarterly or annual basis. The loss sharing agreements for Team Bank, Vantus Bank and Sun Security Bank were terminated on April 26, 2016, and the carrying value of the related indemnification assets became $0. The termination of the loss sharing agreements is discussed in Note 7.

Note 13_ Disclosures About Fa39

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value of Financial Instruments Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value of Financial Instruments Policy	The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value.

Note 13_ Disclosures About Fa40

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Cash and Cash Equivalents and Federal Home Loan Bank Stock Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value Cash and Cash Equivalents and Federal Home Loan Bank Stock Policy	Cash and Cash Equivalents and Federal Home Loan Bank Stock.

Note 13_ Disclosures About Fa41

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Loans and Interest Receivable Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value Loans and Interest Receivable Policy	Loans and Interest Receivable.

Note 13_ Disclosures About Fa42

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Deposits and Accrued Interest Payable Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value Deposits and Accrued Interest Payable Policy	Deposits and Accrued Interest Payable.

Note 13_ Disclosures About Fa43

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Federal home Loan Bank Advances Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value Federal home Loan Bank Advances Policy	Federal Home Loan Bank Advances.

Note 13_ Disclosures About Fa44

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Short-Term Borrowings Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value Short-Term Borrowings Policy	Short-Term Borrowings.

Note 13_ Disclosures About Fa45

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Subordinated Debentures Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value Subordinated Debentures Policy	Subordinated Debentures Issued to Capital Trusts.

Note 13_ Disclosures About Fa46

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Commitments to Originate Loans, Letters of Credit and Lines of Credit Policy (Policies)	3 Months Ended
	Jun. 30, 2016
Policies
Fair Value Commitments to Originate Loans, Letters of Credit and Lines of Credit Policy	Commitments to Originate Loans, Letters of Credit and Lines of Credit.

Note 4_ Earnings Per Share_ Sch

Note 4: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Earnings Per Share, Basic and Diluted	Three Months Ended June 30, 2016 2015 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 13,899 13,790 Net income available to common stockholders $12,534 $11,858 Per common share amount $0.90 $0.86 Diluted: Average shares outstanding 13,899 13,790 Net effect of dilutive stock options – based on the treasury stock method using average market price 121 189 Diluted shares 14,020 13,979 Net income available to common stockholders $12,534 $11,858 Per common share amount $0.89 $0.85 Six Months Ended June 30, 2016 2015 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 13,900 13,790 Net income available to common stockholders $22,327 $23,366 Per common share amount $1.61 $1.69 Diluted: Average shares outstanding 13,900 13,790 Net effect of dilutive stock options – based on the treasury stock method using average market price 124 189 Diluted shares 14,024 13,979 Net income available to common stockholders $22,327 $23,366 Per common share amount $1.59 $1.67

Note 5_ Investment Securities48

Note 5: Investment Securities: Schedule of Held-to-maturity Securities (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Held-to-maturity Securities	June 30, 2016 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $247 $18 $ $265 7.36% December 31, 2015 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $353 $31 $ $384 7.37%

Note 5_ Investment Securities49

Note 5: Investment Securities: Investments Classified by Contractual Maturity Date (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Investments Classified by Contractual Maturity Date	The amortized cost and fair value of available-for-sale securities at June 30, 2016, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ -- $ -- After one through five years 626 646 After five through ten years 7,020 7,326 After ten years 78,403 83,875 Securities not due on a single maturity date 144,300 146,353 $230,349 $238,200

Note 5_ Investment Securities50

Note 5: Investment Securities: Contractual Obligation, Fiscal Year Maturity Schedule (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Contractual Obligation, Fiscal Year Maturity Schedule	The held-to-maturity securities at June 30, 2016, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) After one through five years $247 $265

Note 5_ Investment Securities51

Note 5: Investment Securities: Unrealized Gain (Loss) on Investments (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Unrealized Gain (Loss) on Investments	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2016 and December 31, 2015: June 30, 2016 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $16,239 $(22) $ 3,792 $ (2) $20,031 $(24) December 31, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) U.S. government agencies $ (219) $ $ $20,000 $(219) Mortgage-backed securities 45,494 (348) 9,635 (253) 55,129 (601) State and political subdivisions -- -- 910 (1) 910 (1) $65,494 $(567) $10,545 $(254) $76,039 $(821)

Note 5_ Investment Securities52

Note 5: Investment Securities: Other Than Temporary Impairment Credit Losses Recognized in Earnings (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Other Than Temporary Impairment Credit Losses Recognized in Earnings	Amounts Reclassified Out of Accumulated Other Comprehensive Income. Amounts Reclassified from Other Comprehensive Income Affected Line Item in the Three Months Ended June 30, Statements of Income 2016 2015 (In Thousands) Unrealized gains on available- Net realized gains on available- for-sale securities $2,735 $-- for-sale securities (Total reclassified amount before tax) Income Taxes (993) -- Provision for income taxes Total reclassifications out of accumulated other comprehensive income $1,742 $-- Amounts Reclassified from Other Comprehensive Income Affected Line Item in the Six Months Ended June 30, Statements of Income 2016 2015 (In Thousands) Unrealized gains (losses) on available- Net realized gains on available- for-sale securities $2,738 $-- for-sale securities (Total reclassified amount before tax) Income Taxes (994) -- Provision for income taxes Total reclassifications out of accumulated other comprehensive income $1,744 $--

Note 6_ Loans and Allowance F53

Note 6: Loans and Allowance For Loan Losses: Schedule of Loans (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Loans	June 30, December 31, 2016 2015 (In Thousands) One- to four-family residential construction $28,631 $23,526 Subdivision construction 18,471 38,504 Land development 58,233 58,440 Commercial construction 710,926 600,794 Owner occupied one- to four-family residential 219,798 110,277 Non-owner occupied one- to four-family residential 146,403 149,874 Commercial real estate 1,153,608 1,043,474 Other residential 521,691 419,549 Commercial business 366,325 357,580 Industrial revenue bonds 34,342 37,362 Consumer auto 485,215 439,895 Consumer other 71,985 74,829 Home equity lines of credit 102,511 83,966 Acquired FDIC-covered loans, net of discounts 153,306 236,071 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 85,200 33,338 Acquired non-covered loans, net of discounts 84,019 93,436 4,240,664 3,800,915 Undisbursed portion of loans in process (543,181) (418,702) Allowance for loan losses (38,133) (38,149) Deferred loan fees and gains, net (4,122) (3,528) $3,655,228 $3,340,536 Weighted average interest rate 4.54% 4.56%

Note 6_ Loans and Allowance F54

Note 6: Loans and Allowance For Loan Losses: Schedule of Loans Classified by Aging Analysis (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Loans Classified by Aging Analysis	Classes of loans by aging were as follows: June 30, 2016 Total Loans Past Due > 90 Days 30-59 Days 60-89 Days 90 Days Total Past Total Loans Past Due and Past Due Past Due or More Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ -- $ -- $ -- $ -- $28,631 $28,631 $ -- Subdivision construction -- -- 109 109 18,362 18,471 -- Land development 6 1,675 100 1,781 56,452 58,233 -- Commercial construction -- -- -- -- 710,926 710,926 -- Owner occupied one- to four- family residential 45 200 998 1,243 218,555 219,798 -- Non-owner occupied one- to four-family residential 67 173 380 620 145,783 146,403 -- Commercial real estate 4,087 2,512 2,288 8,887 1,144,721 1,153,608 -- Other residential -- -- -- -- 521,691 521,691 -- Commercial business 25 160 3 188 366,137 366,325 -- Industrial revenue bonds -- -- -- -- 34,342 34,342 -- Consumer auto 2,969 1,067 1,055 5,091 480,124 485,215 -- Consumer other 618 176 535 1,329 70,656 71,985 -- Home equity lines of credit 152 108 340 600 101,911 102,511 4 Acquired FDIC-covered loans, net of discounts 678 1,388 8,743 10,809 142,497 153,306 -- Acquired loans no longer covered by loss sharing agreements, net of discounts 132 1,394 1,038 2,564 82,636 85,200 -- Acquired non-covered loans, net of discounts 770 307 4,839 5,916 778,103 84,019 -- 9,549 9,160 20,428 39,137 4,201,527 4,240,664 -- Less FDIC-supported loans, and acquired non-covered loans, net of discounts 1,580 3,089 14,620 19,289 303,236 322,525 -- Total $7,969 $6,071 $5,808 $19,848 $3,898,291 $3,918,139 $-- December 31, 2015 Total Loans Total > 90 Days Past 30-59 Days 60-89 Days Over 90 Total Past Loans Due and Past Due Past Due Days Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $649 $-- $-- $649 $22,877 $23,526 $-- Subdivision construction -- -- -- -- 38,504 38,504 -- Land development 2,245 148 139 2,532 55,908 58,440 -- Commercial construction 1 -- -- 1 600,793 600,794 -- Owner occupied one- to four- family residential 1,217 345 715 2,277 108,000 110,277 -- Non-owner occupied one- to four-family residential -- -- 345 345 149,529 149,874 -- Commercial real estate 1,035 471 13,488 14,994 1,028,480 1,043,474 -- Other residential -- -- -- -- 419,549 419,549 -- Commercial business 1,020 9 288 1,317 356,263 357,580 -- Industrial revenue bonds -- -- -- -- 37,362 37,362 -- Consumer auto 3,351 891 721 4,963 434,932 439,895 -- Consumer other 943 236 576 1,755 73,074 74,829 -- Home equity lines of credit 212 123 297 632 83,334 83,966 -- Acquired FDIC-covered loans, net of discounts 7,936 603 9,712 18,251 217,820 236,071 -- Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 989 39 33 1,061 32,277 33,338 -- Acquired non-covered loans, net of discounts 1,081 638 5,914 7,633 85,803 93,436 -- 20,679 3,503 32,228 56,410 3,744,505 3,800,915 -- Less FDIC-supported loans, and acquired non-covered loans, net of discounts 10,006 1,280 15,659 26,945 335,900 362,845 -- Total $ 10,673 $ 2,223 $ 16,569 $ 29,465 $ 3,408,605 $ 3,438,070 $ --

Note 6_ Loans and Allowance F55

Note 6: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Financing Receivables NonAccrual Status	Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows: June 30, December 31, 2016 2015 (In Thousands) One- to four-family residential construction $ -- $-- Subdivision construction 109 -- Land development 100 139 Commercial construction -- -- Owner occupied one- to four-family residential 998 715 Non-owner occupied one- to four-family residential 380 345 Commercial real estate 2,288 13,488 Other residential -- -- Commercial business 3 288 Industrial revenue bonds -- -- Consumer auto 1,055 721 Consumer other 535 576 Home equity lines of credit 340 297 Total $5,808 $16,569

Note 6_ Loans and Allowance F56

Note 6: Loans and Allowance For Loan Losses: Allowance for Credit Losses on Financing Receivables (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Allowance for Credit Losses on Financing Receivables	The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2016. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2016: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance April 1, 2016 $4,883 $2,621 $13,728 $3,126 $3,677 $8,991 $37,026 Provision (benefit) charged to expense (700) 1,066 2,696 (143) (114) (505) 2,300 Losses charged off (7) -- (1,422) -- (173) (1,762) (3,364) Recoveries 8 11 1,155 30 141 826 2,171 Balance June 30, 2016 $4,184 $3,698 $16,157 $3,013 $3,531 $7,550 $38,133 Ending balance: Balance January 1, 2016 $4,900 $3,190 $14,738 $3,019 $4,203 $8,099 $38,149 Provision (benefit) charged to expense (649) 484 3,984 (14) (668) 1,264 4,401 Losses charged off (91) -- (3,731) (30) (192) (3,499) (7,543) Recoveries 24 24 1,166 38 188 1,686 3,126 Balance June 30, 2016 $4,184 $3,698 $16,157 $3,013 $3,531 $7,550 $38,133 Ending balance: Individually evaluated for impairment $696 $-- $3,080 $ 1,442 $ 947 $356 $ 6,521 Collectively evaluated for impairment $2,853 $ 3,610 $ 12,875 $1,511 $2,416 $7,012 $ 30,277 Loans acquired and accounted for under ASC 310-30 $635 $88 $202 $60 $168 $182 $1,335 Loans Individually evaluated for impairment $ 6,183 $7,511 $ 26,776 $ 7,464 $ 1,989 $ 2,331 $ 52,254 Collectively evaluated for impairment $ 407,120 $ 514,180 $ 1,126,832 $ 761,695 $ 398,678 $ 657,380 $3,865,885 Loans acquired and accounted for under ASC 310-30 $ 176,851 $ 33,363 $ 59,341 $ 4,180 $ 8,463 $ 40,327 $ 322,525 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2015: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance April 1, 2015 $3,985 $2,809 $20,216 $3,356 $3,945 $4,760 $39,071 Provision (benefit) charged to expense (110) 524 (146) (77) 423 686 1,300 Losses charged off (80) -- (2) -- (551) (935) (1,568) Recoveries 91 9 123 9 175 488 895 Balance June 30, 2015 $3,886 $3,342 $20,191 $3,288 $3,992 $4,999 $39,698 Balance January 1, 2015 $3,455 $2,941 $19,773 $3,562 $3,679 $5,025 $38,435 Provision (benefit) charged to expense 446 384 239 (190) 890 831 2,600 Losses charged off (220) (2) (4) (197) (775) (2,082) (3,280) Recoveries 205 19 183 113 198 1,225 1,943 Balance June 30, 2015 $3,886 $3,342 $20,191 $3,288 $3,992 $4,999 $39,698 The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2015: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Individually evaluated for impairment $ 731 $ -- $ 2,556 $ 1,391 $ 1,115 $ 300 $ 6,093 Collectively evaluated for impairment $ 3,464 $ 3,122 $ 11,888 $ 1,570 $ 2,862 $ 7,647 $ 30,553 Loans acquired and accounted for under ASC 310-30 $ 705 $ 68 $ 294 $ 58 $ 226 $ 152 $ 1,503 Loans Individually evaluated for impairment $ 6,129 $ 9,533 $ 34,629 $ 7,555 $ 2,365 $ 1,950 $ 62,161 Collectively evaluated for impairment $ 316,052 $ 410,016 $ 1,008,845 $ 651,679 $ 392,577 $ 596,740 $ 3,375,909 Loans acquired and accounted for under ASC 310-30 $ 194,697 $ 35,945 $ 73,148 $ 4,981 $ 10,500 $ 43,574 $ 362,845

Note 6_ Loans and Allowance F57

Note 6: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Impaired Financing Receivables	Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows: June 30, 2016 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $-- $-- $-- Subdivision construction 964 975 205 Land development 7,464 7,557 1,442 Commercial construction -- -- -- Owner occupied one- to four-family residential 3,240 3,524 394 Non-owner occupied one- to four-family residential 1,979 2,225 97 Commercial real estate 26,776 28,692 3,080 Other residential 7,511 7,511 -- Commercial business 1,989 2,056 947 Industrial revenue bonds -- -- -- Consumer auto 1,176 1,223 176 Consumer other 768 822 115 Home equity lines of credit 387 402 65 Total $52,254 $54,987 $6,521 Three Months Ended Six Months Ended June 30, 2016 June 30, 2016 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ -- $ -- $ -- $ -- Subdivision construction 990 23 1,019 30 Land development 7,474 77 7,490 146 Commercial construction -- -- -- -- Owner occupied one- to four-family residential 3,245 22 3,288 79 Non-owner occupied one- to four-family residential 1,891 52 1,841 52 Commercial real estate 28,987 400 31,037 624 Other residential 7,521 77 8,509 175 Commercial business 2,102 24 2,166 48 Industrial revenue bonds -- -- -- -- Consumer auto 1,005 21 967 38 Consumer other 867 10 883 29 Home equity lines of credit 410 7 435 19 Total $54,492 $713 $57,635 $1,240 At or for the Year Ended December 31, 2015 Average Unpaid Investment Interest Recorded Principal Specific in Impaired Income Balance Balance Allowance Loans Recognized (In Thousands) One- to four-family residential construction $-- $-- $-- $633 $35 Subdivision construction 1,061 1,061 214 3,533 109 Land development 7,555 7,644 1,391 7,432 287 Commercial construction -- -- -- -- -- Owner occupied one- to four-family residential 3,166 3,427 389 3,587 179 Non-owner occupied one- to four-family residential 1,902 2,138 128 1,769 100 Commercial real estate 34,629 37,259 2,556 28,610 1,594 Other residential 9,533 9,533 -- 9,670 378 Commercial business 2,365 2,539 1,115 2,268 138 Industrial revenue bonds -- -- -- -- -- Consumer auto 791 829 119 576 59 Consumer other 802 885 120 672 74 Home equity lines of credit 357 374 61 403 27 Total $ 62,161 $ 65,689 $ 6,093 $ 59,153 $ 2,980 June 30, 2015 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $467 $467 $-- Subdivision construction 4,361 4,418 223 Land development 7,334 7,337 1,411 Commercial construction -- -- -- Owner occupied one- to four-family residential 3,555 3,819 370 Non-owner occupied one- to four-family residential 1,609 1,826 70 Commercial real estate 25,891 27,250 2,130 Other residential 9,729 9,729 -- Commercial business 1,567 1,591 261 Industrial revenue bonds -- -- -- Consumer auto 561 604 84 Consumer other 604 756 91 Home equity lines of credit 393 492 68 Total $56,071 $58,289 $4,708 Three Months Ended Six Months Ended June 30, 2015 June 30, 2015 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $660 $12 $815 $28 Subdivision construction 4,421 53 4,452 106 Land development 7,339 66 7,424 132 Commercial construction -- -- -- -- Owner occupied one- to four-family residential 3,681 39 3,832 88 Non-owner occupied one- to four-family residential 1,688 20 1,737 45 Commercial real estate 26,275 326 26,456 630 Other residential 9,742 93 9,761 180 Commercial business 1,962 19 2,216 47 Industrial revenue bonds -- -- -- -- Consumer auto 456 14 440 21 Consumer other 569 16 575 33 Home equity lines of credit 404 4 405 13 Total $57,197 $662 $58,113 $1,323

Note 6_ Loans and Allowance F58

Note 6: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Troubled Debt Restructurings on Financing Receivables	The following table presents newly restructured loans during the three months ended June 30, 2016 by type of modification: Three Months Ended June 30, 2016 Total Interest Only Term Combination Modification (In Thousands) Commercial business $-- $22 $-- $22 Consumer -- 39 -- 39 $ -- $ 61 $ -- $ 61 Six Months Ended June 30, 2016 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $429 $-- $-- $429 Commercial 60 -- -- 60 Construction and land development 2,946 -- -- 2,946 Commercial business -- 22 -- 22 Consumer -- 41 -- 41 $ 3,435 $ 63 $ -- $ 3,498

Note 6_ Loans and Allowance F59

Note 6: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Financing Receivable Credit Quality Indicators	The loan grading system is presented by loan class below: June 30, 2016 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $27,685 $ -- $ 946 $ -- $ -- $28,631 Subdivision construction 14,496 258 3,320 397 -- 18,471 Land development 45,554 8,596 -- 4,083 -- 58,233 Commercial construction 710,926 -- -- -- -- 710,926 Owner occupied one- to four- family residential 218,403 108 -- 1,287 -- 219,798 Non-owner occupied one- to four- family residential 141,780 549 3,439 635 -- 146,403 Commercial real estate 1,121,543 20,204 -- 11,861 -- 1,153,608 Other residential 513,335 8,356 -- -- -- 521,691 Commercial business 363,168 2,580 429 148 -- 366,325 Industrial revenue bonds 34,342 -- -- -- -- 34,342 Consumer auto 484,061 -- -- 1,154 -- 485,215 Consumer other 71,377 -- -- 608 -- 71,985 Home equity lines of credit 102,138 -- -- 373 -- 102,511 Acquired FDIC-covered loans, net of discounts 153,294 -- -- 12 -- 153,306 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 85,152 -- -- 48 -- 85,200 Acquired non-covered loans, net of discounts 82,566 -- -- 1,453 -- 84,019 Total $4,169,820 $40,651 $ 8,134 $22,059 $ -- $4,240,664 December 31, 2015 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $22,798 $-- $728 $-- $-- $23,526 Subdivision construction 34,370 263 3,407 464 -- 38,504 Land development 47,357 6,992 -- 4,091 -- 58,440 Commercial construction 600,794 -- -- -- -- 600,794 Owner occupied one- to-four- family residential 108,584 587 -- 1,106 -- 110,277 Non-owner occupied one- to- four-family residential 144,744 516 3,827 787 -- 149,874 Commercial real estate 1,005,894 18,805 -- 18,775 -- 1,043,474 Other residential 409,172 8,422 -- 1,955 -- 419,549 Commercial business 355,370 1,303 438 469 -- 357,580 Industrial revenue bonds 37,362 -- -- -- -- 37,362 Consumer auto 439,157 -- -- 738 -- 439,895 Consumer other 74,167 -- -- 662 -- 74,829 Home equity lines of credit 83,627 -- -- 339 -- 83,966 Acquired FDIC-covered loans, net of discounts 236,055 -- -- 16 -- 236,071 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 33,237 -- -- 101 -- 33,338 Acquired non-covered loans, net of discounts 91,614 -- -- 1,822 -- 93,436 Total $3,724,302 $36,888 $8,400 $31,325 $-- $3,800,915

Note 7_ Fdic Acquired Loans, 60

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Impact of Adjustments of Acquired Loans on Financial Results	Three Months Ended Three Months Ended June 30, 2016 June 30, 2015 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $3,858 39 bps $7,259 78 bps Non-interest income (1,774) (5,374) Net impact to pre-tax income $2,084 $1,885 Net impact net of taxes $1,355 $1,225 Impact to diluted earnings per common share $0.10 $0.09 Six Months Ended Six Months Ended June 30, 2016 June 30, 2015 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $9,240 47 bps $16,221 88 bps Non-interest income (4,708) (12,052) Net impact to pre-tax income $4,532 $4,169 Net impact net of taxes $2,946 $2,710 Impact to diluted earnings per common share $0.21 $0.19

Note 7_ Fdic Acquired Loans, 61

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: FDIC Indemnification Asset Roll Forward (Tables)	3 Months Ended
	Jun. 30, 2016
TeamBank
FDIC Indemnification Asset Roll Forward	June 30, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $22,877 $-- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,038) -- Original estimated fair value of assets, net of activity since acquisition date (21,669) -- Expected loss remaining $170 $-- December 31, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $29,115 $-- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,285) -- Original estimated fair value of assets, net of activity since acquisition date (27,660) -- Expected loss remaining 170 -- Assumed loss sharing recovery percentage 90% 0% Estimated loss sharing value 154 -- Indemnification asset to be amortized resulting from change in expected losses 241 -- FDIC indemnification asset $395 $--
Vantus Bank
FDIC Indemnification Asset Roll Forward	June 30, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $28,562 $608 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (333) -- Original estimated fair value of assets, net of activity since acquisition date (27,973) (418) Expected loss remaining $256 $190 December 31, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $31,818 $608 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (470) -- Original estimated fair value of assets, net of activity since acquisition date (31,092) (418) Expected loss remaining 256 190 Assumed loss sharing recovery percentage 61% --% Estimated loss sharing value 156 -- Indemnification asset to be amortized resulting from change in expected losses 319 -- FDIC indemnification asset $475 $--
Sun Security Bank
FDIC Indemnification Asset Roll Forward	June 30, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $38,247 $372 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,443) -- Original estimated fair value of assets, net of activity since acquisition date (35,558) (303) Expected loss remaining $1,246 $69 December 31, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $43,855 $557 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,171) -- Original estimated fair value of assets, net of activity since acquisition date (40,349) (461) Expected loss remaining 1,335 96 Assumed loss sharing recovery percentage 34% 80% Estimated loss sharing value 456 77 Indemnification asset to be amortized resulting from change in expected losses 1,725 -- Accretable discount on FDIC indemnification asset (36) (63) FDIC indemnification asset $2,145 $14
InterBank
FDIC Indemnification Asset Roll Forward	June 30, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $172,104 $1,062 Non-credit premium/(discount), net of activity since acquisition date 711 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (3,043) -- Original estimated fair value of assets, net of activity since acquisition date (153,306) (794) Expected loss remaining 16,466 268 Assumed loss sharing recovery percentage 83% 80% Estimated loss sharing value (1) 13,728 214 FDIC loss share clawback 1,563 -- Indemnification asset to be amortized resulting from change in expected losses 2,434 -- Accretable discount on FDIC indemnification asset (1,372) (33) FDIC indemnification asset $16,353 $181 (1) Includes $400,000 impairment of indemnification asset for loans December 31, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $193,654 $2,110 Non-credit premium/(discount), net of activity since acquisition date 902 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (4,901) -- Original estimated fair value of assets, net of activity since acquisition date (170,308) (1,392) Expected loss remaining 19,347 718 Assumed loss sharing recovery percentage 83% 80% Estimated loss sharing value 16,032 575 FDIC loss share clawback 2,360 -- Indemnification asset to be amortized resulting from change in expected losses 3,920 -- Accretable discount on FDIC indemnification asset (1,801) (33) FDIC indemnification asset $20,511 $542
Valley Bank
FDIC Indemnification Asset Roll Forward	June 30, 2016 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $96,425 $1,502 Non-credit premium/(discount), net of activity since acquisition date 440 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,444) -- Original estimated fair value of assets, net of activity since acquisition date (84,019) (1,481) Expected loss remaining $10,402 $21 December 31, 2015 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $109,791 $1,017 Non-credit premium/(discount), net of activity since acquisition date 719 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (3,213) -- Original estimated fair value of assets, net of activity since acquisition date (93,436) (995) Expected loss remaining $13,861 $22

Note 7_ Fdic Acquired Loans, 62

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Accretable Yield Changes for Acquired Loans (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Accretable Yield Changes for Acquired Loans	Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, April 1, 2015 $ 5,949 $ 4,531 $7,400 $ 31,808 $ 11,087 Accretion (713) (710) (1,365) (7,797) (2,357) Reclassification from nonaccretable yield (1) (496) 154 649 716 636 Balance, June 30, 2015 $ 4,740 $ 3,975 $ 6,684 $ 24,727 $ 9,366 Balance April 1, 2016 $3 ,486 $ 3,236 $5,323 $ 14,555 $8 ,232 Accretion (550) (502) (979) (3,475) (2,717) Reclassification from nonaccretable yield (1) (50) 483 670 738 1,009 Balance, June 30, 2016 $2,886 $3,217 $5,014 $11,818 $6,524 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended June 30, 2016, totaling $(50,000), $483,000, $670,000, $538,000 and $484,000, respectively, and for the three months ended June 30, 2015, totaling $(496,000), $154,000, $649,000, $716,000 and $(264,000), respectively. Changes in the accretable yield for acquired loan pools were as follows for the six months ended June 30, 2016 and 2015: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, January 1, 2015 $ 6,865 $ 4,453 $7,952 $ 36,092 $ 11,132 Accretion (2,114) (1,391) (3,318) (16,997) (4,860) Reclassification from nonaccretable yield (1) (11) 913 2 ,050 5,632 3,094 Balance, June 30, 2015 $ 4,740 $ 3,975 $ 6,684 $ 24,727 $ 9,366 Balance January 1, 2016 $3 ,805 $ 3,360 $5,924 $ 16,347 $8 ,316 Accretion (1,031) (991) (2,051) (8,116) (5,863) Reclassification from nonaccretable yield (1) 112 848 1,141 3,587 4,071 Balance, June 30, 2016 $2,886 $3,217 $5,014 $11,818 $6,524 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the six months ended June 30, 2016, totaling $112,000, $848,000, $974,000, $1.2 million and $1.1 million, respectively, and for the six months ended June 30, 2015, totaling $(176,000), $527,000, $1.1 million, $1.6 million and $344,000, respectively.

Note 8_ Other Real Estate Own63

Note 8: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Major Classifications of Foreclosed Assets	Major classifications of other real estate owned were as follows: June 30, December 31, 2016 2015 (In Thousands) Foreclosed assets held for sale One- to four-family construction $-- $-- Subdivision construction 6,720 7,016 Land development 10,886 12,133 Commercial construction -- -- One- to four-family residential 1,437 1,375 Other residential 1,774 2,150 Commercial real estate 5,173 3,608 Commercial business -- -- Consumer 2,047 1,109 28,037 27,391 FDIC-supported foreclosed assets, net of discounts 795 1,834 Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts 721 460 Acquired foreclosed assets not covered by FDIC loss sharing agreements, net of discounts 1,481 995 Foreclosed assets held for sale, net 31,034 30,680 Other real estate owned not acquired through foreclosure 3,839 1,213 Other real estate owned $ 34,873 $ 31,893

Note 8_ Other Real Estate Own64

Note 8: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Expenses Applicable to Foreclosed Assets	Expenses applicable to other real estate owned included the following: Three Months Ended June 30, 2016 2015 (In Thousands) Net gain on sales of other real estate owned $(319) $(484) Valuation write-downs 421 139 Operating expenses, net of rental income 772 663 $874 $318 Six Months Ended June 30, 2016 2015 (In Thousands) Net (gain) loss on sales of other real estate owned $(251) $(609) Valuation write-downs 321 191 Operating expenses, net of rental income 1,715 1,121 $1,785 $703

Note 10_ Advances From Federa65

Note 10: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Federal Home Loan Bank, Advances	Advances from the Federal Home Loan Bank (FHLBank advances) at June 30, 2016 and December 31, 2015 consisted of the following: June 30, 2016 December 31, 2015 Weighted Weighted Average Average Interest Interest Due In Amount Rate Amount Rate (In Thousands) (In Thousands) 2016 $36 5.14% $232,071 0.42% 2017 30,825 3.26 30,826 3.26 2018 40 5.14 81 5.14 2019 70 5.14 28 5.14 2020 -- -- -- -- 2021 and thereafter 500 5.54 500 5.54 31,471 3.30 263,506 0.76 Unamortized fair value adjustment 28 40 $ 31,499 $ 263,546

Note 11_ Securities Sold Unde66

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Short-term Debt (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Short-term Debt	June 30, 2016 December 31, 2015 (In Thousands) Notes payable – Community Development Equity Funds $1,060 $1,295 Overnight borrowings from the Federal Home Loan Bank 400,200 -- Securities sold under reverse repurchase agreements 121,818 116,182 $ 523,078 $ 117,477

Note 11_ Securities Sold Unde67

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Repurchase Agreements (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Repurchase Agreements	June 30, 2016 December 31, 2015 Overnight and Overnight and Continuous Continuous (In Thousands) Mortgage-backed securities – GNMA, FNMA, FHLMC $121,818 $116,182

Note 12_ Income Taxes_ Schedule

Note 12: Income Taxes: Schedule of Components of Income Tax Expense (Benefit) (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Components of Income Tax Expense (Benefit)	Three Months Ended June 30, 2016 2015 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (1.6) (1.8) Tax credits (6.5) (8.0) State taxes 1.1 1.3 Other 0.3 (0.4) 28.3% 26.1% Six Months Ended June 30, 2016 2015 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (2.1) (2.4) Tax credits (7.5) (8.1) State taxes 1.1 1.1 Other 0.4 (0.1) 26.9% 25.5%

Note 13_ Disclosures About Fa69

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Fair Value, Assets Measured on Recurring Basis	Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2016 U.S. government agencies $20,019 $-- $20,019 $ Mortgage-backed securities 146,353 -- 146,353 -- States and political subdivisions 71,828 -- 71,828 -- Interest rate derivative asset 5,229 -- 5,229 -- Interest rate derivative liability (5,595) -- (5,595) -- December 31, 2015 U.S. government agencies $19,781 $-- $19,781 $ Mortgage-backed securities 161,214 -- 161,214 -- States and political subdivisions 78,031 -- 78,031 -- Other securities 3,830 -- -- -- Interest rate derivative asset 2,711 -- 2,711 -- Interest rate derivative liability (2,725) -- (2,725) --

Note 13_ Disclosures About Fa70

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2016 Impaired loans $16,962 $-- $-- $16,962 Foreclosed assets held for sale $2,739 $ $ $2,739 December 31, 2015 Impaired loans $13,896 $-- $-- $13,896 Foreclosed assets held for sale $1,722 $ $ $1,722

Note 13_ Disclosures About Fa71

Note 13: Disclosures About Fair Value of Financial Instruments: Schedule Of Financial Instruments Fair Value (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule Of Financial Instruments Fair Value	June 30, 2016 December 31, 2015 Carrying Fair Hierarchy Carrying Fair Hierarchy Amount Value Level Amount Value Level (In Thousands) Financial assets Cash and cash equivalents $203,704 $203,704 1 $199,183 $199,183 1 Held-to-maturity securities 247 265 2 353 384 2 Mortgage loans held for sale 13,018 13,018 2 12,261 12,261 2 Loans, net of allowance for loan losses 3,655,228 3,669,449 3 3,340,536 3,355,924 3 Accrued interest receivable 11,837 11,837 3 10,930 10,930 3 Investment in FHLBank stock 22,203 22,203 3 15,303 15,303 3 Financial liabilities Deposits 3,384,020 3,389,138 3 3,268,626 3,271,318 3 FHLBank advances 31,499 32,461 3 263,546 264,331 3 Short-term borrowings 523,078 523,078 3 117,477 117,477 3 Subordinated debentures 25,774 25,774 3 25,774 25,774 3 Accrued interest payable 1,098 1,098 3 1,080 1,080 3 Unrecognized financial instruments (net of contractual value) Commitments to originate loans -- -- 3 -- -- 3 Letters of credit 90 90 3 145 145 3 Lines of credit -- -- 3 -- -- 3

Note 14_ Derivatives and Hedg72

Note 14: Derivatives and Hedging Activities: Schedule of Derivative Instruments in Statement of Financial Position, Fair Value (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	Location in Fair Value Consolidated Statements June 30, December 31, of Financial Condition 2016 2015 (In Thousands) Derivatives designated as hedging instruments Interest rate caps Prepaid expenses and other assets $ 13 $ 128 Total derivatives designated as hedging instruments $ 13 $ 128 Derivatives not designated as hedging instruments Asset Derivatives Interest rate products Prepaid expenses and other assets $ 5,216 $ 2,583 Total derivatives not designated as hedging instruments $ 5,216 $ 2,583 Liability Derivatives Interest rate products Accrued expenses and other liabilities $ 5,595 $ 2,725 Total derivatives not designated as hedging instruments $ 5,595 $ 2,725

Note 14_ Derivatives and Hedg73

Note 14: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss)	Amount of Gain (Loss) Recognized in AOCI Three Months Ended June 30, Cash Flow Hedges 2016 2015 (In Thousands) Interest rate cap, net of income taxes $ 14 $ (9) Amount of Gain (Loss) Recognized in AOCI Six Months Ended June 30, Cash Flow Hedges 2016 2015 (In Thousands) Interest rate cap $ (16) $ ( 105)

Note 15_ Acquisition of Loans74

Note 15: Acquisition of Loans, Deposits and Branches: Schedule of Recognized Identified Assets Acquired and Liabilities Assumed (Tables)	3 Months Ended
	Jun. 30, 2016
Fifth Third Bank
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed	January 29, 2016 (In Thousands) Assets Cash and cash equivalents $44,363 Loans receivable 157,524 Premises and equipment 17,990 Accrued interest receivable 410 Core deposit intangible 4,424 Deferred income taxes 100 Total assets acquired 224,811 Liabilities Total deposits 228,528 Accrued interest payable 50 Advances from borrowers for taxes and insurance 403 Accounts payable and accrued expenses 20 Total liabilities assumed 228,598 Goodwill recognized on business acquisition $ 4,069

Note 15_ Acquisition of Loans75

Note 15: Acquisition of Loans, Deposits and Branches: Schedule of Acquired Loans Performing and Nonperforming (Tables)	3 Months Ended
	Jun. 30, 2016
Tables/Schedules
Schedule of Acquired Loans Performing and Nonperforming	January 29, 2016 (In Thousands) Deposit premium per Purchase and Assumption Agreement $(7,135) Purchase accounting adjustments Deposits (277) Loans (1,340) Deferred income taxes 100 Core deposit intangible 4,424 Goodwill recognized on business acquisition $ 4,228

Note 2_ Nature of Operations 76

Note 2: Nature of Operations and Operating Segments: Segment Reporting, Policy (Details)	3 Months Ended
	Jun. 30, 2016
Details
Segment Reporting, Additional Information about Entity's Reportable Segments	The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements

Note 4_ Earnings Per Share_ S77

Note 4: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Details
Weighted Average Number of Shares Outstanding, Basic	13,899	13,790	13,900	13,790
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 12,534	$ 11,858	$ 22,327	$ 23,366
BASIC EARNINGS PER COMMON SHARE	$ 0.90	$ 0.86	$ 1.61	$ 1.69
Weighted Average Number of Shares Outstanding, Diluted	13,899	13,790	13,900	13,790
Dilutive Securities, Effect on Basic Earnings Per Share, Dilutive Convertible Securities	$ 121	$ 189	$ 124	$ 189
Weighted Average Number Diluted Shares Outstanding Adjustment	14,020	13,979	14,024	13,979
Net Income (Loss) Available to Common Stockholders, Diluted	$ 12,534	$ 11,858	$ 22,327	$ 23,366
DILUTED EARNINGS PER COMMON SHARE	$ 0.89	$ 0.85	$ 1.59	$ 1.67

Note 4_ Earnings Per Share_ E78

Note 4: Earnings Per Share: Earnings Per Share, Policy (Details) - shares	3 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Details
Options to purchase shares of common stock outstanding not included in computation of diluted earnings per share because exercise price greater than average market price	125,150	12,750

Note 5_ Investment Securities (

Note 5: Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Available-for-sale Securities, Amortized Cost Basis	$ 230,349
Available for Sale Securities Fair Value	238,200
Available-for-sale Securities
Available-for-sale Securities, Amortized Cost Basis	230,349	$ 253,575
Available for sale Securities, Gross Unrealized Gain	7,875	10,102
Available For Sale Securities Gross Unrealized Losses	24	821
Available for Sale Securities Fair Value	$ 238,200	$ 262,856
Available for Sale Securities Tax Equivalent Yield	3.01%	3.12%
US Government Agencies Debt Securities
Available-for-sale Securities, Amortized Cost Basis	$ 20,000	$ 20,000
Available for sale Securities, Gross Unrealized Gain	19
Available For Sale Securities Gross Unrealized Losses		219
Available for Sale Securities Fair Value	$ 20,019	$ 19,781
Available for Sale Securities Tax Equivalent Yield	2.00%	2.00%
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available-for-sale Securities, Amortized Cost Basis	$ 144,300	$ 159,777
Available for sale Securities, Gross Unrealized Gain	2,077	2,038
Available For Sale Securities Gross Unrealized Losses	24	601
Available for Sale Securities Fair Value	$ 146,353	$ 161,214
Available for Sale Securities Tax Equivalent Yield	1.93%	2.09%
US States and Political Subdivisions Debt Securities
Available-for-sale Securities, Amortized Cost Basis	$ 66,049	$ 72,951
Available for sale Securities, Gross Unrealized Gain	5,779	5,081
Available For Sale Securities Gross Unrealized Losses		1
Available for Sale Securities Fair Value	$ 71,828	$ 78,031
Available for Sale Securities Tax Equivalent Yield	5.68%	5.71%
Other Debt Obligations
Available-for-sale Securities, Amortized Cost Basis		$ 847
Available for sale Securities, Gross Unrealized Gain		2,983
Available for Sale Securities Fair Value		$ 3,830

Note 5_ Investment Securities80

Note 5: Investment Securities: Schedule of Held-to-maturity Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Held-to-maturity securities fair value	$ 265	$ 384
Held-to-maturity Securities | US States and Political Subdivisions Debt Securities
Held to Maturity Securities Amortized Cost	247	353
Held to Maturity Securities Gross Unrealized Gains	18	31
Held-to-maturity securities fair value	$ 265	$ 384
Held to Maturity Securities Tax Equivalent Yield	7.36%	7.37%

Note 5_ Investment Securities81

Note 5: Investment Securities: Investments Classified by Contractual Maturity Date (Details) $ in Thousands	Jun. 30, 2016USD ($)
Details
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	$ 626
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	646
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	7,020
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	7,326
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	78,403
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	83,875
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	144,300
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	146,353
Available-for-sale Securities, Amortized Cost Basis	230,349
Available for Sale Securities Fair Value	$ 238,200

Note 5_ Investment Securities82

Note 5: Investment Securities: Contractual Obligation, Fiscal Year Maturity Schedule (Details) $ in Thousands	Jun. 30, 2016USD ($)
Details
Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount	$ 247
Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value	$ 265

Note 5_ Investment Securities83

Note 5: Investment Securities: Investment, Policy (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Details
Fair value investments reported less than historical cost	$ 20,000	$ 76,000
Fair value investments reported less than historical cost percentage of investment portfolio	8.40%	28.90%

Note 5_ Investment Securities84

Note 5: Investment Securities: Unrealized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Unrealized Losses and Estimated Fair Value
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value		$ 65,494
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		(567)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		10,545
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss		(254)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value		76,039
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss		(821)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 16,239	45,494
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(22)	(348)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	3,792	9,635
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(2)	(253)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	20,031	55,129
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ (24)	(601)
US Government Agencies Debt Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value		20,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		(219)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value		20,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss		(219)
US States and Political Subdivisions Debt Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		910
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss		(1)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value		910
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss		$ (1)

Note 5_ Investment Securities85

Note 5: Investment Securities: Gross Gains and Losses on Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Details
Available-for-sale Securities, Gross Realized Gains	$ 2,700		$ 2,800
Available-for-sale Securities, Gross Realized Losses	$ 0		88
Proceeds from sales of available-for-sale securities		$ 0	$ 23,900	$ 0

Note 5_ Investment Securities86

Note 5: Investment Securities: Other than temporary impairment securities (Details) $ in Thousands	3 Months Ended
	Jun. 30, 2016USD ($)
Details
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	$ 0

Note 5_ Investment Securities87

Note 5: Investment Securities: Credit Losses Recognized on Investments (Details) $ in Thousands	Jun. 30, 2016USD ($)
Details
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held	$ 0

Note 5_ Investment Securities88

Note 5: Investment Securities: Other Than Temporary Impairment Credit Losses Recognized in Earnings (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2016
Details
Reclassifications out of accumulated other comprehensive income	$ 1,742	$ 1,744

Note 6_ Loans and Allowance F89

Note 6: Loans and Allowance For Loan Losses: Schedule of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Loans Receivable weighted average interest rate	4.54%	4.56%
Consumer Loan
Loans Receivable	$ 71,985	$ 74,829
Automobile Loan
Loans Receivable	485,215	439,895
One-to-Four-Family Residential Construction
Loans Receivable	28,631	23,526
Subdivision Construction
Loans Receivable	18,471	38,504
Land Development
Loans Receivable	58,233	58,440
Commercial Construction
Loans Receivable	710,926	600,794
Owner Occupied One-to-Four-Family Residential
Loans Receivable	219,798	110,277
Non-Owner Occupied One To Four Family Residential
Loans Receivable	146,403	149,874
Commercial Real Estate
Loans Receivable	1,153,608	1,043,474
Other Residential
Loans Receivable	521,691	419,549
Commercial Business
Loans Receivable	366,325	357,580
Industrial Revenue Bonds
Loans Receivable	34,342	37,362
Home Equity Line of Credit
Loans Receivable	102,511	83,966
Acquired FDIC Covered Loans Net of Discount
Loans Receivable	153,306	236,071
Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loans Receivable	85,200	33,338
Acquired Non-Covered Loans Net of Discounts
Loans Receivable	84,019	93,436
Loans Receivable, Gross
Loans Receivable	4,240,664	3,800,915
Undisbursed Portion of Loans in Process
Loans Receivable	(543,181)	(418,702)
Allowance for Loans and Leases Receivable
Loans Receivable	(38,133)	(38,149)
Deferred Loan Fees and Gains Net
Loans Receivable	(4,122)	(3,528)
Loans Receivable
Loans Receivable	$ 3,655,228	$ 3,340,536

Note 6_ Loans and Allowance F90

Note 6: Loans and Allowance For Loan Losses: Schedule of Loans Classified by Aging Analysis (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financing Receivables, 30 to 59 Days Past Due | Consumer Loan
Financing Receivables, By Class	$ 618	$ 943
Financing Receivables, 30 to 59 Days Past Due | Automobile Loan
Financing Receivables, By Class	2,969	3,351
Financing Receivables, 30 to 59 Days Past Due | One-to-Four-Family Residential Construction
Financing Receivables, By Class		649
Financing Receivables, 30 to 59 Days Past Due | Land Development
Financing Receivables, By Class	6	2,245
Financing Receivables, 30 to 59 Days Past Due | Commercial Construction
Financing Receivables, By Class		1
Financing Receivables, 30 to 59 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	45	1,217
Financing Receivables, 30 to 59 Days Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	67
Financing Receivables, 30 to 59 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	4,087	1,035
Financing Receivables, 30 to 59 Days Past Due | Commercial Business
Financing Receivables, By Class	25	1,020
Financing Receivables, 30 to 59 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	152	212
Financing Receivables, 30 to 59 Days Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	678	7,936
Financing Receivables, 30 to 59 Days Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	132	989
Financing Receivables, 30 to 59 Days Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	770	1,081
Financing Receivables, 30 to 59 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	9,549	20,679
Financing Receivables, 30 to 59 Days Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	1,580	10,006
Financing Receivables, 30 to 59 Days Past Due | Loans Receivable
Financing Receivables, By Class	7,969	10,673
Financing Receivables, 60 to 89 Days Past Due | Consumer Loan
Financing Receivables, By Class	176	236
Financing Receivables, 60 to 89 Days Past Due | Automobile Loan
Financing Receivables, By Class	1,067	891
Financing Receivables, 60 to 89 Days Past Due | Land Development
Financing Receivables, By Class	1,675	148
Financing Receivables, 60 to 89 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	200	345
Financing Receivables, 60 to 89 Days Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	173
Financing Receivables, 60 to 89 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	2,512	471
Financing Receivables, 60 to 89 Days Past Due | Commercial Business
Financing Receivables, By Class	160	9
Financing Receivables, 60 to 89 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	108	123
Financing Receivables, 60 to 89 Days Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	1,388	603
Financing Receivables, 60 to 89 Days Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	1,394	39
Financing Receivables, 60 to 89 Days Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	307	638
Financing Receivables, 60 to 89 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	9,160	3,503
Financing Receivables, 60 to 89 Days Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	3,089	1,280
Financing Receivables, 60 to 89 Days Past Due | Loans Receivable
Financing Receivables, By Class	6,071	2,223
Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer Loan
Financing Receivables, By Class	535	576
Financing Receivables, Equal to Greater than 90 Days Past Due | Automobile Loan
Financing Receivables, By Class	1,055	721
Financing Receivables, Equal to Greater than 90 Days Past Due | Subdivision Construction
Financing Receivables, By Class	109
Financing Receivables, Equal to Greater than 90 Days Past Due | Land Development
Financing Receivables, By Class	100	139
Financing Receivables, Equal to Greater than 90 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	998	715
Financing Receivables, Equal to Greater than 90 Days Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	380	345
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	2,288	13,488
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Business
Financing Receivables, By Class	3	288
Financing Receivables, Equal to Greater than 90 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	340	297
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	8,743	9,712
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	1,038	33
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	4,839	5,914
Financing Receivables, Equal to Greater than 90 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	20,428	32,228
Financing Receivables, Equal to Greater than 90 Days Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	14,620	15,659
Financing Receivables, Equal to Greater than 90 Days Past Due | Loans Receivable
Financing Receivables, By Class	5,808	16,569
Financing Receivables Past Due | Consumer Loan
Financing Receivables, By Class	1,329	1,755
Financing Receivables Past Due | Automobile Loan
Financing Receivables, By Class	5,091	4,963
Financing Receivables Past Due | One-to-Four-Family Residential Construction
Financing Receivables, By Class		649
Financing Receivables Past Due | Subdivision Construction
Financing Receivables, By Class	109
Financing Receivables Past Due | Land Development
Financing Receivables, By Class	1,781	2,532
Financing Receivables Past Due | Commercial Construction
Financing Receivables, By Class		1
Financing Receivables Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	1,243	2,277
Financing Receivables Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	620	345
Financing Receivables Past Due | Commercial Real Estate
Financing Receivables, By Class	8,887	14,994
Financing Receivables Past Due | Commercial Business
Financing Receivables, By Class	188	1,317
Financing Receivables Past Due | Home Equity Line of Credit
Financing Receivables, By Class	600	632
Financing Receivables Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	10,809	18,251
Financing Receivables Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	2,564	1,061
Financing Receivables Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	5,916	7,633
Financing Receivables Past Due | Loans Receivable, Gross
Financing Receivables, By Class	39,137	56,410
Financing Receivables Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	19,289	26,945
Financing Receivables Past Due | Loans Receivable
Financing Receivables, By Class	19,848	29,465
Financing Receivables Current | Consumer Loan
Financing Receivables, By Class	70,656	73,074
Financing Receivables Current | Automobile Loan
Financing Receivables, By Class	480,124	434,932
Financing Receivables Current | One-to-Four-Family Residential Construction
Financing Receivables, By Class	28,631	22,877
Financing Receivables Current | Subdivision Construction
Financing Receivables, By Class	18,362	38,504
Financing Receivables Current | Land Development
Financing Receivables, By Class	56,452	55,908
Financing Receivables Current | Commercial Construction
Financing Receivables, By Class	710,926	600,793
Financing Receivables Current | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	218,555	108,000
Financing Receivables Current | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	145,783	149,529
Financing Receivables Current | Commercial Real Estate
Financing Receivables, By Class	1,144,721	1,028,480
Financing Receivables Current | Other Residential
Financing Receivables, By Class	521,691	419,549
Financing Receivables Current | Commercial Business
Financing Receivables, By Class	366,137	356,263
Financing Receivables Current | Industrial Revenue Bonds
Financing Receivables, By Class	34,342	37,362
Financing Receivables Current | Home Equity Line of Credit
Financing Receivables, By Class	101,911	83,334
Financing Receivables Current | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	142,497	217,820
Financing Receivables Current | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	82,636	32,277
Financing Receivables Current | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	778,103	85,803
Financing Receivables Current | Loans Receivable, Gross
Financing Receivables, By Class	4,201,527	3,744,505
Financing Receivables Current | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	303,236	335,900
Financing Receivables Current | Loans Receivable
Financing Receivables, By Class	3,898,291	3,408,605
Financing Receivables, Total | Consumer Loan
Financing Receivables, By Class	71,985	74,829
Financing Receivables, Total | Automobile Loan
Financing Receivables, By Class	485,215	439,895
Financing Receivables, Total | One-to-Four-Family Residential Construction
Financing Receivables, By Class	28,631	23,526
Financing Receivables, Total | Subdivision Construction
Financing Receivables, By Class	18,471	38,504
Financing Receivables, Total | Land Development
Financing Receivables, By Class	58,233	58,440
Financing Receivables, Total | Commercial Construction
Financing Receivables, By Class	710,926	600,794
Financing Receivables, Total | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	219,798	110,277
Financing Receivables, Total | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	146,403	149,874
Financing Receivables, Total | Commercial Real Estate
Financing Receivables, By Class	1,153,608	1,043,474
Financing Receivables, Total | Other Residential
Financing Receivables, By Class	521,691	419,549
Financing Receivables, Total | Commercial Business
Financing Receivables, By Class	366,325	357,580
Financing Receivables, Total | Industrial Revenue Bonds
Financing Receivables, By Class	34,342	37,362
Financing Receivables, Total | Home Equity Line of Credit
Financing Receivables, By Class	102,511	83,966
Financing Receivables, Total | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class	153,306	236,071
Financing Receivables, Total | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	85,200	33,338
Financing Receivables, Total | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	84,019	93,436
Financing Receivables, Total | Loans Receivable, Gross
Financing Receivables, By Class	4,240,664	3,800,915
Financing Receivables, Total | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	322,525	362,845
Financing Receivables, Total | Loans Receivable
Financing Receivables, By Class	3,918,139	$ 3,438,070
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Home Equity Line of Credit
Financing Receivables, By Class	$ 4

Note 6_ Loans and Allowance F91

Note 6: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Consumer Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 535	$ 576
Automobile Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	1,055	721
Subdivision Construction
Financing Receivable, Recorded Investment, Nonaccrual Status	109
Land Development
Financing Receivable, Recorded Investment, Nonaccrual Status	100	139
Owner Occupied One-to-Four-Family Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	998	715
Non-Owner Occupied One To Four Family Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	380	345
Commercial Real Estate
Financing Receivable, Recorded Investment, Nonaccrual Status	2,288	13,488
Commercial Business
Financing Receivable, Recorded Investment, Nonaccrual Status	3	288
Home Equity Line of Credit
Financing Receivable, Recorded Investment, Nonaccrual Status	340	297
Loans Receivable Nonaccrual
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 5,808	$ 16,569

Note 6_ Loans and Allowance F92

Note 6: Loans and Allowance For Loan Losses: Allowance for Credit Losses on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Provision for loan losses	$ 2,300	$ 1,300	$ 4,401	$ 2,600
One-to-Four-Family Residential Construction
Provision for Loan Losses Expensed	(700)	(110)	(649)	446
Financing Receivable, Allowance for Credit Losses, Write-downs	(7)	(80)	(91)	(220)
Allowance for Doubtful Accounts Receivable, Recoveries	8	91	24	205
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	696		696		$ 731
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,853		2,853		3,464
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			635		705
Financing Receivable, Individually Evaluated for Impairment	6,183		6,183		6,129
Financing Receivable, Collectively Evaluated for Impairment	407,120		407,120		316,052
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	176,851		176,851		194,697
One-to-Four-Family Residential Construction | Beginning of Period
Provision for loan losses	4,883	3,985	4,900	3,455
One-to-Four-Family Residential Construction | End of Period
Provision for loan losses	4,184	3,886	4,184	3,886
Other Residential
Provision for Loan Losses Expensed	1,066	524	484	384
Financing Receivable, Allowance for Credit Losses, Write-downs				(2)
Allowance for Doubtful Accounts Receivable, Recoveries	11	9	24	19
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,610		3,610		3,122
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			88		68
Financing Receivable, Individually Evaluated for Impairment	7,511		7,511		9,533
Financing Receivable, Collectively Evaluated for Impairment	514,180		514,180		410,016
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	33,363		33,363		35,945
Other Residential | Beginning of Period
Provision for loan losses	2,621	2,809	3,190	2,941
Other Residential | End of Period
Provision for loan losses	3,698	3,342	3,698	3,342
Commercial Real Estate
Provision for Loan Losses Expensed	2,696	(146)	3,984	239
Financing Receivable, Allowance for Credit Losses, Write-downs	(1,422)	(2)	(3,731)	(4)
Allowance for Doubtful Accounts Receivable, Recoveries	1,155	123	1,166	183
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	3,080		3,080		2,556
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	12,875		12,875		11,888
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			202		294
Financing Receivable, Individually Evaluated for Impairment	26,776		26,776		34,629
Financing Receivable, Collectively Evaluated for Impairment	1,126,832		1,126,832		1,008,845
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	59,341		59,341		73,148
Commercial Real Estate | Beginning of Period
Provision for loan losses	13,728	20,216	14,738	19,773
Commercial Real Estate | End of Period
Provision for loan losses	16,157	20,191	16,157	20,191
Commercial Construction
Provision for Loan Losses Expensed	(143)	(77)	(14)	(190)
Financing Receivable, Allowance for Credit Losses, Write-downs			(30)	(197)
Allowance for Doubtful Accounts Receivable, Recoveries	30	9	38	113
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,442		1,442		1,391
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,511		1,511		1,570
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			60		58
Financing Receivable, Individually Evaluated for Impairment	7,464		7,464		7,555
Financing Receivable, Collectively Evaluated for Impairment	761,695		761,695		651,679
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	4,180		4,180		4,981
Commercial Construction | Beginning of Period
Provision for loan losses	3,126	3,356	3,019	3,562
Commercial Construction | End of Period
Provision for loan losses	3,013	3,288	3,013	3,288
Commercial Business
Provision for Loan Losses Expensed	(114)	423	(668)	890
Financing Receivable, Allowance for Credit Losses, Write-downs	(173)	(551)	(192)	(775)
Allowance for Doubtful Accounts Receivable, Recoveries	141	175	188	198
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	947		947		1,115
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,416		2,416		2,862
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			168		226
Financing Receivable, Individually Evaluated for Impairment	1,989		1,989		2,365
Financing Receivable, Collectively Evaluated for Impairment	398,678		398,678		392,577
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	8,463		8,463		10,500
Commercial Business | Beginning of Period
Provision for loan losses	3,677	3,945	4,203	3,679
Commercial Business | End of Period
Provision for loan losses	3,531	3,992	3,531	3,992
Consumer
Provision for Loan Losses Expensed	(505)	686	1,264	831
Financing Receivable, Allowance for Credit Losses, Write-downs	(1,762)	(935)	(3,499)	(2,082)
Allowance for Doubtful Accounts Receivable, Recoveries	826	488	1,686	1,225
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	356		356		300
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	7,012		7,012		7,647
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			182		152
Financing Receivable, Individually Evaluated for Impairment	2,331		2,331		1,950
Financing Receivable, Collectively Evaluated for Impairment	657,380		657,380		596,740
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	40,327		40,327		43,574
Consumer | Beginning of Period
Provision for loan losses	8,991	4,760	8,099	5,025
Consumer | End of Period
Provision for loan losses	7,550	4,999	7,550	4,999
Loans Receivable
Provision for Loan Losses Expensed	2,300	1,300	4,401	2,600
Financing Receivable, Allowance for Credit Losses, Write-downs	(3,364)	(1,568)	(7,543)	(3,280)
Allowance for Doubtful Accounts Receivable, Recoveries	2,171	895	3,126	1,943
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	6,521		6,521		6,093
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	30,277		30,277		30,553
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			1,335		1,503
Financing Receivable, Individually Evaluated for Impairment	52,254		52,254		62,161
Financing Receivable, Collectively Evaluated for Impairment	3,865,885		3,865,885		3,375,909
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	322,525		322,525		$ 362,845
Loans Receivable | Beginning of Period
Provision for loan losses	37,026	39,071	38,149	38,435
Loans Receivable | End of Period
Provision for loan losses	$ 38,133	$ 39,698	$ 38,133	$ 39,698

Note 6_ Loans and Allowance F93

Note 6: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Consumer Loan
Impaired Financing Receivable, Recorded Investment	$ 768	$ 604	$ 768	$ 604	$ 802
Impaired Financing Receivable, Unpaid Principal Balance	822	756	822	756	885
Impaired Financing Receivable, Related Allowance	115	91	115	91	120
Impaired Financing Receivable, Average Recorded Investment	867	569	883	575	672
Impaired Financing Receivable Interest Income Recognized	10	16	29	33	74
Automobile Loan
Impaired Financing Receivable, Recorded Investment	1,176	561	1,176	561	791
Impaired Financing Receivable, Unpaid Principal Balance	1,223	604	1,223	604	829
Impaired Financing Receivable, Related Allowance	176	84	176	84	119
Impaired Financing Receivable, Average Recorded Investment	1,005	456	967	440	576
Impaired Financing Receivable Interest Income Recognized	21	14	38	21	59
One-to-Four-Family Residential Construction
Impaired Financing Receivable, Recorded Investment		467		467
Impaired Financing Receivable, Unpaid Principal Balance		467		467
Impaired Financing Receivable, Average Recorded Investment		660		815	633
Impaired Financing Receivable Interest Income Recognized		12		28	35
Subdivision Construction
Impaired Financing Receivable, Recorded Investment	964	4,361	964	4,361	1,061
Impaired Financing Receivable, Unpaid Principal Balance	975	4,418	975	4,418	1,061
Impaired Financing Receivable, Related Allowance	205	223	205	223	214
Impaired Financing Receivable, Average Recorded Investment	990	4,421	1,019	4,452	3,533
Impaired Financing Receivable Interest Income Recognized	23	53	30	106	109
Land Development
Impaired Financing Receivable, Recorded Investment	7,464	7,334	7,464	7,334	7,555
Impaired Financing Receivable, Unpaid Principal Balance	7,557	7,337	7,557	7,337	7,644
Impaired Financing Receivable, Related Allowance	1,442	1,411	1,442	1,411	1,391
Impaired Financing Receivable, Average Recorded Investment	7,474	7,339	7,490	7,424	7,432
Impaired Financing Receivable Interest Income Recognized	77	66	146	132	287
Owner Occupied One-to-Four-Family Residential
Impaired Financing Receivable, Recorded Investment	3,240	3,555	3,240	3,555	3,166
Impaired Financing Receivable, Unpaid Principal Balance	3,524	3,819	3,524	3,819	3,427
Impaired Financing Receivable, Related Allowance	394	370	394	370	389
Impaired Financing Receivable, Average Recorded Investment	3,245	3,681	3,288	3,832	3,587
Impaired Financing Receivable Interest Income Recognized	22	39	79	88	179
Non-Owner Occupied One To Four Family Residential
Impaired Financing Receivable, Recorded Investment	1,979	1,609	1,979	1,609	1,902
Impaired Financing Receivable, Unpaid Principal Balance	2,225	1,826	2,225	1,826	2,138
Impaired Financing Receivable, Related Allowance	97	70	97	70	128
Impaired Financing Receivable, Average Recorded Investment	1,891	1,688	1,841	1,737	1,769
Impaired Financing Receivable Interest Income Recognized	52	20	52	45	100
Commercial Real Estate
Impaired Financing Receivable, Recorded Investment	26,776	25,891	26,776	25,891	34,629
Impaired Financing Receivable, Unpaid Principal Balance	28,692	27,250	28,692	27,250	37,259
Impaired Financing Receivable, Related Allowance	3,080	2,130	3,080	2,130	2,556
Impaired Financing Receivable, Average Recorded Investment	28,987	26,275	31,037	26,456	28,610
Impaired Financing Receivable Interest Income Recognized	400	326	624	630	1,594
Other Residential
Impaired Financing Receivable, Recorded Investment	7,511	9,729	7,511	9,729	9,533
Impaired Financing Receivable, Unpaid Principal Balance	7,511	9,729	7,511	9,729	9,533
Impaired Financing Receivable, Average Recorded Investment	7,521	9,742	8,509	9,761	9,670
Impaired Financing Receivable Interest Income Recognized	77	93	175	180	378
Commercial Business
Impaired Financing Receivable, Recorded Investment	1,989	1,567	1,989	1,567	2,365
Impaired Financing Receivable, Unpaid Principal Balance	2,056	1,591	2,056	1,591	2,539
Impaired Financing Receivable, Related Allowance	947	261	947	261	1,115
Impaired Financing Receivable, Average Recorded Investment	2,102	1,962	2,166	2,216	2,268
Impaired Financing Receivable Interest Income Recognized	24	19	48	47	138
Home Equity Line of Credit
Impaired Financing Receivable, Recorded Investment	387	393	387	393	357
Impaired Financing Receivable, Unpaid Principal Balance	402	492	402	492	374
Impaired Financing Receivable, Related Allowance	65	68	65	68	61
Impaired Financing Receivable, Average Recorded Investment	410	404	435	405	403
Impaired Financing Receivable Interest Income Recognized	7	4	19	13	27
Loans Receivable Impaired
Impaired Financing Receivable, Recorded Investment	52,254	56,071	52,254	56,071	62,161
Impaired Financing Receivable, Unpaid Principal Balance	54,987	58,289	54,987	58,289	65,689
Impaired Financing Receivable, Related Allowance	6,521	4,708	6,521	4,708	6,093
Impaired Financing Receivable, Average Recorded Investment	54,492	57,197	57,635	58,113	59,153
Impaired Financing Receivable Interest Income Recognized	$ 713	$ 662	$ 1,240	$ 1,323	$ 2,980

Note 6_ Loans and Allowance F94

Note 6: Loans and Allowance For Loan Losses: Impaired Loans Specific Valuation Allowance (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Details
Impaired Loans With Specific Valuation Allowance	$ 20,900	$ 25,100
Impaired Loans Valuation Allowance	$ 6,500	$ 6,100

Note 6_ Loans and Allowance F95

Note 6: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2016
Commercial Business
Troubled Debt Restructuring Loans Modified Term	$ 22	$ 22
Troubled Debt Restructurings Total New Modifications	22	22
Consumer
Troubled Debt Restructuring Loans Modified Term	39	41
Troubled Debt Restructurings Total New Modifications	39	41
Total Newly Restructured Loans
Troubled Debt Restructuring Loans Interest Only		3,435
Troubled Debt Restructuring Loans Modified Term	61	63
Troubled Debt Restructurings Total New Modifications	$ 61	3,498
One-to-Four-Family Residential | Mortgage Loan On Real Estate
Troubled Debt Restructuring Loans Interest Only		429
Troubled Debt Restructurings Total New Modifications		429
Commercial Real Estate
Troubled Debt Restructuring Loans Interest Only		60
Troubled Debt Restructurings Total New Modifications		60
Construction and Land Development | Mortgage Loan On Real Estate
Troubled Debt Restructuring Loans Interest Only		2,946
Troubled Debt Restructurings Total New Modifications		$ 2,946

Note 6_ Loans and Allowance F96

Note 6: Loans and Allowance For Loan Losses: Loans Modified in Troubled Debt Restructurings by Segment (Details) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2016USD ($)	Jun. 30, 2016	Dec. 31, 2015USD ($)
Troubled Debt Restructurings Total Modifications	$ 41,000		$ 45,000
Troubled Debt Restructurings Accruing Interest	38,700		39,000
Financing Receivable, Modifications, Subsequent Default, Number of Contracts		0
Substandard
Troubled Debt Restructurings	9,200		12,200
Construction and Land Development
Troubled Debt Restructured Loans and Impaired	8,200		7,900
Single Family and Multi-Family Residential Mortgage Loans
Troubled Debt Restructured Loans and Impaired	11,500		13,500
Commercial Real Estate
Troubled Debt Restructured Loans and Impaired	19,100		21,300
Commercial Business
Troubled Debt Restructured Loans and Impaired	1,900		2,000
Consumer
Troubled Debt Restructured Loans and Impaired	$ 308
Consumer Loan
Troubled Debt Restructured Loans and Impaired			$ 311

Note 6_ Loans and Allowance F97

Note 6: Loans and Allowance For Loan Losses: Troubled Debt Restructured Loans Returned to Accrual Status (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2016
Troubled Debt Restructurings Returned to Accrual Status	$ 404	$ 424
One-to-Four-Family Residential Construction
Troubled Debt Restructurings Returned to Accrual Status	235	235
Commercial Real Estate
Troubled Debt Restructurings Returned to Accrual Status	100	100
Consumer
Troubled Debt Restructurings Returned to Accrual Status	$ 69	$ 89

Note 6_ Loans and Allowance F98

Note 6: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Satisfactory | Consumer Loan
Loan Portfolio Internal Grading System Classification	$ 71,377	$ 74,167
Satisfactory | Automobile Loan
Loan Portfolio Internal Grading System Classification	484,061	439,157
Satisfactory | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	27,685	22,798
Satisfactory | Subdivision Construction
Loan Portfolio Internal Grading System Classification	14,496	34,370
Satisfactory | Land Development
Loan Portfolio Internal Grading System Classification	45,554	47,357
Satisfactory | Commercial Construction
Loan Portfolio Internal Grading System Classification	710,926	600,794
Satisfactory | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	218,403	108,584
Satisfactory | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	141,780	144,744
Satisfactory | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	1,121,543	1,005,894
Satisfactory | Other Residential
Loan Portfolio Internal Grading System Classification	513,335	409,172
Satisfactory | Commercial Business
Loan Portfolio Internal Grading System Classification	363,168	355,370
Satisfactory | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	34,342	37,362
Satisfactory | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	102,138	83,627
Satisfactory | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification	153,294	236,055
Satisfactory | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	85,152	33,237
Satisfactory | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	82,566	91,614
Satisfactory | Loans Receivable
Loan Portfolio Internal Grading System Classification	4,169,820	3,724,302
Watch | Subdivision Construction
Loan Portfolio Internal Grading System Classification	258	263
Watch | Land Development
Loan Portfolio Internal Grading System Classification	8,596	6,992
Watch | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	108	587
Watch | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	549	516
Watch | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	20,204	18,805
Watch | Other Residential
Loan Portfolio Internal Grading System Classification	8,356	8,422
Watch | Commercial Business
Loan Portfolio Internal Grading System Classification	2,580	1,303
Watch | Loans Receivable
Loan Portfolio Internal Grading System Classification	40,651	36,888
Special Mention | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	946	728
Special Mention | Subdivision Construction
Loan Portfolio Internal Grading System Classification	3,320	3,407
Special Mention | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	3,439	3,827
Special Mention | Commercial Business
Loan Portfolio Internal Grading System Classification	429	438
Special Mention | Loans Receivable
Loan Portfolio Internal Grading System Classification	8,134	8,400
Substandard | Consumer Loan
Loan Portfolio Internal Grading System Classification	608	662
Substandard | Automobile Loan
Loan Portfolio Internal Grading System Classification	1,154	738
Substandard | Subdivision Construction
Loan Portfolio Internal Grading System Classification	397	464
Substandard | Land Development
Loan Portfolio Internal Grading System Classification	4,083	4,091
Substandard | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	1,287	1,106
Substandard | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	635	787
Substandard | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	11,861	18,775
Substandard | Other Residential
Loan Portfolio Internal Grading System Classification		1,955
Substandard | Commercial Business
Loan Portfolio Internal Grading System Classification	148	469
Substandard | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	373	339
Substandard | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification	12	16
Substandard | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	48	101
Substandard | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	1,453	1,822
Substandard | Loans Receivable
Loan Portfolio Internal Grading System Classification	22,059	31,325
Total for Portfolio | Consumer Loan
Loan Portfolio Internal Grading System Classification	71,985	74,829
Total for Portfolio | Automobile Loan
Loan Portfolio Internal Grading System Classification	485,215	439,895
Total for Portfolio | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	28,631	23,526
Total for Portfolio | Subdivision Construction
Loan Portfolio Internal Grading System Classification	18,471	38,504
Total for Portfolio | Land Development
Loan Portfolio Internal Grading System Classification	58,233	58,440
Total for Portfolio | Commercial Construction
Loan Portfolio Internal Grading System Classification	710,926	600,794
Total for Portfolio | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	219,798	110,277
Total for Portfolio | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	146,403	149,874
Total for Portfolio | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	1,153,608	1,043,474
Total for Portfolio | Other Residential
Loan Portfolio Internal Grading System Classification	521,691	419,549
Total for Portfolio | Commercial Business
Loan Portfolio Internal Grading System Classification	366,325	357,580
Total for Portfolio | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	34,342	37,362
Total for Portfolio | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	102,511	83,966
Total for Portfolio | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification	153,306	236,071
Total for Portfolio | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	85,200	33,338
Total for Portfolio | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	84,019	93,436
Total for Portfolio | Loans Receivable
Loan Portfolio Internal Grading System Classification	$ 4,240,664	$ 3,800,915

Note 7_ Fdic Acquired Loans, 99

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Business Combinations Policy (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
InterBank
Premium recorded in conjunction with fair value of acquired loans and amount amortized to yield	$ 93	$ 116	$ 191	$ 238
Valley Bank
Premium recorded in conjunction with fair value of acquired loans and amount amortized to yield	$ 131	$ 201	$ 280	$ 420

Note 7_ Fdic Acquired Loans,100

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Details) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016USD ($)$ / shares	Jun. 30, 2015USD ($)$ / shares	Jun. 30, 2016USD ($)$ / shares	Jun. 30, 2015USD ($)$ / shares
Details
Impact of acquired loan pools on net interest income	$ 3,858	$ 7,259	$ 9,240	$ 16,221
Impact of acquired loan pools on net interest margin (in basis points)	39	78	47	88
Impact of acquired loan pools on non-interest income	$ (1,774)	$ (5,374)	$ (4,708)	$ (12,052)
Net impact of acquired loan pools to pre-tax income	2,084	1,885	4,532	4,169
Net impact of acquired loan pools to net of taxes	$ 1,355	$ 1,225	$ 2,946	$ 2,710
Impact of acquired loan pools to diluted earnings per common share | $ / shares	$ 0.10	$ 0.09	$ 0.21	$ 0.19

Note 7_ Fdic Acquired Loans,101

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: FDIC Indemnification Asset Policy (Details)	3 Months Ended
	Jun. 30, 2016
TeamBank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced approximately $413.3 million since the transaction date because of $280.4 million of repayments from borrowers, $61.7 million in transfers to foreclosed assets and $71.2 million in charge-offs to customer loan balances.
Sun Security Bank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced approximately $196.2 million since the transaction date because of $136.9 million of repayments from borrowers, $28.3 million in transfers to foreclosed assets and $31.0 million of charge-offs to customer loan balances.
InterBank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced approximately $221.2 million since the transaction date because of $184.5 million of repayments by the borrower, $15.1 million in transfers to foreclosed assets and $21.6 million of charge-offs to customer loan balances.
Valley Bank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced approximately $96.7 million since the transaction date because of $87.7 million of repayments by the borrower, $6.8 million of charge-offs to customer loan balances and $2.2 million in transfers to foreclosed assets.

Note 7_ Fdic Acquired Loans,102

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: FDIC Indemnification Asset Roll Forward (Details) - USD ($) $ in Thousands	Jun. 30, 2016		Dec. 31, 2015
FDIC indemnification asset	$ 16,534		$ 24,082
TeamBank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	22,877		29,115
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(1,038)		(1,285)
Original estimated fair value of assets, net of activity since acquisition date	(21,669)		(27,660)
Expected loss remaining	170		$ 170
Assumed loss sharing recovery percentage			90.00%
Estimated loss sharing value			$ 154
Indemnification assets to be amortized resulting from change in expected losses			241
FDIC indemnification asset			$ 395
TeamBank Foreclosed Assets
Assumed loss sharing recovery percentage			0.00%
Vantus Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	28,562		$ 31,818
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(333)		(470)
Original estimated fair value of assets, net of activity since acquisition date	(27,973)		(31,092)
Expected loss remaining	256		$ 256
Assumed loss sharing recovery percentage			61.00%
Estimated loss sharing value			$ 156
Indemnification assets to be amortized resulting from change in expected losses			319
FDIC indemnification asset			475
Vantus Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	608		608
Original estimated fair value of assets, net of activity since acquisition date	(418)		(418)
Expected loss remaining	190		190
Sun Security Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	38,247		43,855
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(1,443)		(2,171)
Original estimated fair value of assets, net of activity since acquisition date	(35,558)		(40,349)
Expected loss remaining	1,246		$ 1,335
Assumed loss sharing recovery percentage			34.00%
Estimated loss sharing value			$ 456
Indemnification assets to be amortized resulting from change in expected losses			1,725
FDIC indemnification asset			2,145
Accretable Discount on FDIC Indemnification Asset			(36)
Sun Security Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	372		557
Original estimated fair value of assets, net of activity since acquisition date	(303)		(461)
Expected loss remaining	69		$ 96
Assumed loss sharing recovery percentage			80.00%
Estimated loss sharing value			$ 77
FDIC indemnification asset			14
Accretable Discount on FDIC Indemnification Asset			(63)
InterBank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	172,104		193,654
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(3,043)		(4,901)
Original estimated fair value of assets, net of activity since acquisition date	(153,306)		(170,308)
Expected loss remaining	$ 16,466		$ 19,347
Assumed loss sharing recovery percentage	83.00%		83.00%
Estimated loss sharing value	$ 13,728	[1]	$ 16,032
Indemnification assets to be amortized resulting from change in expected losses	2,434		3,920
FDIC indemnification asset	16,353		20,511
Accretable Discount on FDIC Indemnification Asset	(1,372)		(1,801)
Non-credit premium (discount), net of activity since acquisition date	711		902
FDIC loss share clawback	1,563		2,360
InterBank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	1,062		2,110
Original estimated fair value of assets, net of activity since acquisition date	(794)		(1,392)
Expected loss remaining	$ 268		$ 718
Assumed loss sharing recovery percentage	80.00%		80.00%
Estimated loss sharing value	$ 214	[1]	$ 575
FDIC indemnification asset	181		542
Accretable Discount on FDIC Indemnification Asset	(33)		(33)
Valley Bank Loans
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(2,444)		(3,213)
Original estimated fair value of assets, net of activity since acquisition date	(84,019)		(93,436)
Expected loss remaining	10,402		13,861
Non-credit premium (discount), net of activity since acquisition date	440		719
Valley Bank Foreclosed Assets
Original estimated fair value of assets, net of activity since acquisition date	(1,481)		(995)
Expected loss remaining	$ 21		$ 22
[1]	Includes $400,000 impairment of indemnification asset for loans

Note 7_ Fdic Acquired Loans,103

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets (Details)	3 Months Ended
	Jun. 30, 2016
Vantus Bank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced approximately $303.0 million since the transaction date because of $257.1 million of repayments from borrowers, $16.7 million in transfers to foreclosed assets and $29.2 million in charge-offs to customer loan balances.

Note 7_ Fdic Acquired Loans,104

Note 7: Fdic Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Accretable Yield Changes for Acquired Loans (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2016		Jun. 30, 2015		Jun. 30, 2016		Jun. 30, 2015
TeamBank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	$ (550)		$ (713)		$ (1,031)		$ (2,114)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	(50)	[1]	(496)	[1]	112	[2]	(11)	[2]
TeamBank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	3,486		5,949		3,805		6,865
TeamBank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	2,886		4,740		2,886		4,740
Vantus Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(502)		(710)		(991)		(1,391)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	483	[1]	154	[1]	848	[2]	913	[2]
Vantus Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	3,236		4,531		3,360		4,453
Vantus Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	3,217		3,975		3,217		3,975
Sun Security Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(979)		(1,365)		(2,051)		(3,318)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	670	[1]	649	[1]	1,141	[2]	2,050	[2]
Sun Security Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	5,323		7,400		5,924		7,952
Sun Security Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	5,014		6,684		5,014		6,684
InterBank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(3,475)		(7,797)		(8,116)		(16,997)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	738	[1]	716	[1]	3,587	[2]	5,632	[2]
InterBank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	14,555		31,808		16,347		36,092
InterBank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	11,818		24,727		11,818		24,727
Valley Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(2,717)		(2,357)		(5,863)		(4,860)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	1,009	[1]	636	[1]	4,071	[2]	3,094	[2]
Valley Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	8,232		11,087		8,316		11,132
Valley Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	$ 6,524		$ 9,366		$ 6,524		$ 9,366
[1]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended June 30, 2016, totaling $(50,000), $483,000, $670,000, $538,000 and $484,000, respectively, and for the three months ended June 30, 2015, totaling $(496,000), $154,000, $649,000, $716,000 and $(264,000), respectively.
[2]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the six months ended June 30, 2016, totaling $112,000, $848,000, $974,000, $1.2 million and $1.1 million, respectively, and for the six months ended June 30, 2015, totaling $(176,000), $527,000, $1.1 million, $1.6 million and $344,000, respectively.

Note 8_ Other Real Estate Ow105

Note 8: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Other Real Estate Owned, Net	$ 34,873	$ 31,893
Foreclosed Assets Held For Sale | Subdivision Construction
Foreclosed Assets	6,720	7,016
Foreclosed Assets Held For Sale | Land Development
Foreclosed Assets	10,886	12,133
Foreclosed Assets Held For Sale | One-to-Four-Family Residential
Foreclosed Assets	1,437	1,375
Foreclosed Assets Held For Sale | Other Residential
Foreclosed Assets	1,774	2,150
Foreclosed Assets Held For Sale | Commercial Real Estate
Foreclosed Assets	5,173	3,608
Foreclosed Assets Held For Sale | Consumer
Foreclosed Assets	2,047	1,109
Foreclosed Assets Held For Sale | Foreclosed Assets Before FDIC Supported Foreclosed Assets
Foreclosed Assets	28,037	27,391
Foreclosed Assets Held For Sale | FDIC Supported Foreclosed Assets Net of Discounts
Foreclosed Assets	795	1,834
Foreclosed Assets Held For Sale | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Foreclosed Assets	721	460
Foreclosed Assets Held For Sale | Acquired Loans Not Covered By FDIC Loss Sharing Agreements Net Of Discounts
Foreclosed Assets	1,481	995
Foreclosed Assets Held For Sale, Net
Foreclosed Assets	31,034	30,680
Other Real Estate Owned Not Acquired Through Foreclosure
Other Real Estate Owned, Net	$ 3,839	$ 1,213

Note 8_ Other Real Estate Ow106

Note 8: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Details
Net (gain) loss on sales of other real estate owned	$ (319)	$ (484)	$ (251)	$ (609)
Valuation write-downs on foreclosed assets	421	139	321	191
Operating expenses, net of rental income	772	663	1,715	1,121
Total foreclosed assets expenses	$ 874	$ 318	$ 1,785	$ 703

Note 9_ Deposits (Details)

Note 9: Deposits (Details) - USD ($) $ in Thousands		Jun. 30, 2016	Dec. 31, 2015
Deposits		$ 3,384,020	$ 3,268,626
Non-Interest Bearing Demand Deposits
Deposits		595,760	571,629
Interest Bearing Demand and Savings Deposits
Deposits	[1]	1,487,635	1,408,850
Total Deposits
Deposits		3,384,020	3,268,626
Bank Time Deposits | 0.00% - 0.99%
Deposits		703,085	863,865
Bank Time Deposits | 1.00% - 1.99%
Deposits		547,129	381,956
Bank Time Deposits | 2.00% - 2.99%
Deposits		48,341	39,592
Bank Time Deposits | 3.00% - 3.99%
Deposits		579	1,137
Bank Time Deposits | 4.00% - 4.99%
Deposits		1,219	1,304
Bank Time Deposits | 5.00% and above
Deposits		272	293
Bank Time Deposits | Total Time Deposits
Deposits	[2]	$ 1,300,625	$ 1,288,147
[1]	(0.25% - 0.24%)
[2]	(0.98% - 0.85%)

Note 10_ Advances From Feder108

Note 10: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Due in 2016
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 36	$ 232,071
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.14%	0.42%
Due in 2017
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 30,825	$ 30,826
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	3.26%	3.26%
Due in 2018
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 40	$ 81
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.14%	5.14%
Due in 2019
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 70	$ 28
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.14%	5.14%
Due in 2021 and Thereafter
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 500	$ 500
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.54%	5.54%
Federal Home Loan Bank Advances, Gross
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 31,471	$ 263,506
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	3.30%	0.76%
Federal Home Loan Bank Advances Unamortized Fair Value Adjustment
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 28	$ 40
Federal Home Loan Bank Advances, Net
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 31,499	$ 263,546

Note 11_ Securities Sold Und109

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Short-term Debt (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Details
Notes payable - Community Development Equity Funds	$ 1,060	$ 1,295
Other Short-term Borrowings	400,200
Securities for Reverse Repurchase Agreements	121,818	116,182
Short-term Debt, Fair Value	$ 523,078	$ 117,477

Note 11_ Securities Sold Und110

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Repurchase Agreements (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Details
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	$ 121,818	$ 116,182

Note 12_ Income Taxes_ Sched111

Note 12: Income Taxes: Schedule of Components of Income Tax Expense (Benefit) (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Details
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	35.00%	35.00%	35.00%	35.00%
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent	(1.60%)	(1.80%)	(2.10%)	(2.40%)
Effective Income Tax Rate Reconciliation, Tax Credit, Percent	(6.50%)	(8.00%)	(7.50%)	(8.10%)
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent	1.10%	1.30%	1.10%	1.10%
Effective Income Tax Rate Reconciliation, Other Adjustments, Percent	0.30%	(0.40%)	0.40%	(0.10%)
Effective Income Tax Rate Reconciliation, Percent	28.30%	26.10%	26.90%	25.50%

Note 13_ Disclosures About F112

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
US Government Agencies Debt Securities
Assets, Fair Value Disclosure, Recurring	$ 20,019	$ 19,781
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	146,353	161,214
US States and Political Subdivisions Debt Securities
Assets, Fair Value Disclosure, Recurring	71,828	78,031
Interest Rate Swap Asset
Assets, Fair Value Disclosure, Recurring	5,229	2,711
Interest Rate Swap Liability
Assets, Fair Value Disclosure, Recurring	(5,595)	(2,725)
Equity Securities
Assets, Fair Value Disclosure, Recurring		3,830
Fair Value, Inputs, Level 2 | US Government Agencies Debt Securities
Assets, Fair Value Disclosure, Recurring	20,019	19,781
Fair Value, Inputs, Level 2 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	146,353	161,214
Fair Value, Inputs, Level 2 | US States and Political Subdivisions Debt Securities
Assets, Fair Value Disclosure, Recurring	71,828	78,031
Fair Value, Inputs, Level 2 | Interest Rate Swap Asset
Assets, Fair Value Disclosure, Recurring	5,229	2,711
Fair Value, Inputs, Level 2 | Interest Rate Swap Liability
Assets, Fair Value Disclosure, Recurring	$ (5,595)	$ (2,725)

Note 13_ Disclosures About F113

Note 13: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Impaired Loans
Assets, Fair Value Disclosure, Recurring	$ 16,962	$ 13,896
Foreclosed Assets Held For Sale
Assets, Fair Value Disclosure, Recurring	2,739	1,722
Fair Value, Inputs, Level 3 | Impaired Loans
Assets, Fair Value Disclosure, Recurring	16,962	13,896
Fair Value, Inputs, Level 3 | Foreclosed Assets Held For Sale
Assets, Fair Value Disclosure, Recurring	$ 2,739	$ 1,722

Note 13_ Disclosures About F114

Note 13: Disclosures About Fair Value of Financial Instruments: Schedule Of Financial Instruments Fair Value (Details) $ in Thousands	Jun. 30, 2016USD ($)	Dec. 31, 2015USD ($)
Financial Assets | Cash and Cash Equivalents
Financial Instruments Owned Carrying Amount	$ 203,704	$ 199,183
Financial Instruments, Owned, at Fair Value	$ 203,704	$ 199,183
Fair Value by Fair Value Hierarchy Level	1	1
Financial Assets | Held-to-maturity Securities
Financial Instruments Owned Carrying Amount	$ 247	$ 353
Financial Instruments, Owned, at Fair Value	$ 265	$ 384
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Mortgage Loans Held for Sale
Financial Instruments Owned Carrying Amount	$ 13,018	$ 12,261
Financial Instruments, Owned, at Fair Value	$ 13,018	$ 12,261
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Loans Receivable
Financial Instruments Owned Carrying Amount	$ 3,655,228	$ 3,340,536
Financial Instruments, Owned, at Fair Value	$ 3,669,449	$ 3,355,924
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Accrued Interest Receivable
Financial Instruments Owned Carrying Amount	$ 11,837	$ 10,930
Financial Instruments, Owned, at Fair Value	$ 11,837	$ 10,930
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Investment in Federal Home Loan Bank Stock
Financial Instruments Owned Carrying Amount	$ 22,203	$ 15,303
Financial Instruments, Owned, at Fair Value	$ 22,203	$ 15,303
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Deposits
Financial Instruments Owned Carrying Amount	$ 3,384,020	$ 3,268,626
Financial Instruments, Owned, at Fair Value	$ 3,389,138	$ 3,271,318
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Federal Home Loan Bank Advances
Financial Instruments Owned Carrying Amount	$ 31,499	$ 263,546
Financial Instruments, Owned, at Fair Value	$ 32,461	$ 264,331
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Short-term Debt
Financial Instruments Owned Carrying Amount	$ 523,078	$ 117,477
Financial Instruments, Owned, at Fair Value	$ 523,078	$ 117,477
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Subordinated Debt
Financial Instruments Owned Carrying Amount	$ 25,774	$ 25,774
Financial Instruments, Owned, at Fair Value	$ 25,774	$ 25,774
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Accrued Interest Payable
Financial Instruments Owned Carrying Amount	$ 1,098	$ 1,080
Financial Instruments, Owned, at Fair Value	$ 1,098	$ 1,080
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Loan Origination Commitments
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Letter of Credit
Financial Instruments Owned Carrying Amount	$ 90	$ 145
Financial Instruments, Owned, at Fair Value	$ 90	$ 145
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Line of Credit
Fair Value by Fair Value Hierarchy Level	3	3

Note 14_ Derivatives and Hed115

Note 14: Derivatives and Hedging Activities: Nondesignated Hedges (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Interest Rate Swap | Not Designated as Hedging Instrument | Commercial Customers
Derivative, Notional Amount	$ 115,100	$ 123,000

Note 14_ Derivatives and Hed116

Note 14: Derivatives and Hedging Activities: Schedule of Derivative Instruments in Statement of Financial Position, Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Total derivatives designated as hedging instruments	$ 13	$ 128
Asset Derivative Fair Value
Total derivatives not designated as hedging instruments	5,216	2,583
Liability Derivative Fair Value
Total derivatives not designated as hedging instruments	$ 5,595	$ 2,725

Note 14_ Derivatives and Hed117

Note 14: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent | Interest Rate Cap
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net	$ 14	$ (9)	$ (16)	$ (105)

Note 15_ Acquisition of Loan118

Note 15: Acquisition of Loans, Deposits and Branches: Schedule of Recognized Identified Assets Acquired and Liabilities Assumed (Details) $ in Thousands	Jan. 29, 2016USD ($)
Details
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents	$ 44,363
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Receivables	157,524
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	17,990
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable	410
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Indefinite-Lived Intangible Assets	4,424
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets	224,811
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Deposits	228,528
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Payable	50
Business Combination Recognized Identifiable Assets Acquired and Liabilities Assumed Advances From Borrowers for Taxes and Insurance	403
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Accounts Payable	20
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	228,598
Business Acquisition, Goodwill, Expected Tax Deductible Amount	$ 4,069

Note 15_ Acquisition of Loan119

Note 15: Acquisition of Loans, Deposits and Branches: Schedule of Acquired Loans Performing and Nonperforming (Details) - Fifth Third Bank $ in Thousands	Jan. 29, 2016USD ($)
Deposit premium per Purchase and Assumption Agreement	$ (7,135)
Core Deposit Intangible	4,424
Goodwill recognized on business acquisition	4,228
Purchase Accounting Adjustments
Deposits Assets	(277)
Bank Loans	(1,340)
Deferred Income Tax Assets, Net	$ 100