Great Southern Bancorp (GSBC) 10-Q 4 Aug 17 2017 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Jun. 30, 2017	Aug. 03, 2017
Document and Entity Information:
Entity Registrant Name	Great Southern Bancorp Inc
Document Type	10-Q
Document Period End Date	Jun. 30, 2017
Trading Symbol	gsbc
Amendment Flag	false
Entity Central Index Key	854,560
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		14,036,528
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q2

GREAT SOUTHERN BANCORP, INC. AN

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (June 30, 2017 figures unaudited) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
ASSETS
Cash	$ 119,911	$ 120,203
Interest-bearing deposits in other financial institutions	92,594	159,566
Cash and cash equivalents	212,505	279,769
Available-for-sale securities	195,144	213,872
Held-to-maturity securities	130	247
Mortgage loans held for sale	8,178	16,445
Loans receivable, net	3,772,816	3,759,966
FDIC indemnification asset		13,145
Interest receivable	10,818	11,875
Prepaid expenses and other assets	44,184	45,649
Other real estate owned, net	30,114	32,658
Premises and equipment, net	138,045	140,596
Goodwill and other intangible assets	11,675	12,500
Investment in Federal Home Loan Bank stock	12,842	13,034
Current and deferred income taxes	10,644	10,907
Total Assets	4,447,095	4,550,663
Liabilities:
Deposits	3,572,645	3,677,230
Federal Home Loan Bank advances		31,452
Securities sold under reverse repurchase agreements with customers	111,992	113,700
Short-term borrowings	185,365	172,323
Subordinated debentures issued to capital trusts	25,774	25,774
Subordinated notes	73,613	73,537
Accrued interest payable	2,587	2,723
Advances from borrowers for taxes and insurance	7,878	4,643
Accounts payable and accrued expenses	13,691	19,475
Total Liabilities	3,993,545	4,120,857
Capital stock
Common stock	140	140
Additional paid-in capital	27,128	25,942
Retained earnings	424,264	402,166
Accumulated other comprehensive income	2,018	1,558
Total Stockholders' Equity	453,550	429,806
Total Liabilities and Stockholders' Equity	$ 4,447,095	$ 4,550,663

GREAT SOUTHERN BANCORP, INC. A3

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES - CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (June 30, 2017 figures unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Statements of Financial Condition
Held-to-maturity securities fair value	$ 134	$ 258
Allowance for loan losses	$ 36,533	$ 37,400
Preferred stock par value	$ 0.01	$ 0.01
Preferred stock authorized shares	1,000,000	1,000,000
Preferred stock issued shares	0	0
Preferred stock shares outstanding	0	0
Common stock par value	$ 0.01	$ 0.01
Common stock shares authorized	20,000,000	20,000,000
Common stock shares issued	14,034,653	13,968,386
Common stock shares outstanding	14,034,653	13,968,386

GREAT SOUTHERN BANCORP, INC. A4

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
INTEREST INCOME
Loans	$ 43,166	$ 44,078	$ 86,910	$ 88,125
Investment securities and other	1,578	1,558	3,247	3,257
TOTAL INTEREST INCOME	44,744	45,636	90,157	91,382
INTEREST EXPENSE
Deposits	5,004	4,121	9,969	8,056
Federal Home Loan Bank advances	244	257	499	696
Short-term borrowings and repurchase agreements	318	406	544	487
Subordinated debentures issued to capital trusts	252	190	493	363
Subordinated notes	1,025		2,050
TOTAL INTEREST EXPENSE	6,843	4,974	13,555	9,602
NET INTEREST INCOME	37,901	40,662	76,602	81,780
PROVISION FOR LOAN LOSSES	1,950	2,300	4,200	4,401
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	35,951	38,362	72,402	77,379
NON-INTEREST INCOME
Commissions	306	215	572	518
Service charges and ATM fees	5,394	5,374	10,662	10,653
Net realized gains on sales of loans	752	1,012	1,624	1,845
Net realized gains on sales of available-for-sale securities		2,735		2,738
Late charges and fees on loans	608	302	1,486	879
Loss on derivative interest rate products	(20)	(75)	(13)	(237)
Gain (loss) on termination of loss sharing agreements	7,704		7,704	(584)
Amortization of income/(expense) related to business acquisitions	4	(1,578)	(485)	(4,288)
Other income	1,052	931	1,946	2,366
TOTAL NON-INTEREST INCOME	15,800	8,916	23,496	13,890
NON-INTEREST EXPENSE
Salaries and employee benefits	14,498	15,246	29,831	30,610
Net occupancy and equipment expense	6,025	6,379	12,341	13,221
Postage	874	957	1,807	1,958
Insurance	747	1,031	1,545	1,983
Advertising	656	522	1,069	963
Office supplies and printing	233	395	930	860
Telephone	789	904	1,599	1,826
Legal, audit and other professional fees	1,061	811	1,381	1,652
Expense on other real estate owned	677	874	1,251	1,785
Partnership tax credit investment amortization	217	420	495	840
Acquired deposit intangible asset amortization	412	490	825	1,033
Other operating expenses	2,182	1,778	3,867	3,995
TOTAL NON-INTEREST EXPENSE	28,371	29,807	56,941	60,726
INCOME BEFORE INCOME TAXES	23,380	17,471	38,957	30,543
PROVISION FOR INCOME TAXES	7,204	4,937	11,262	8,216
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 16,176	$ 12,534	$ 27,695	$ 22,327
BASIC EARNINGS PER COMMON SHARE	$ 1.15	$ 0.90	$ 1.98	$ 1.61
DILUTED EARNINGS PER COMMON SHARE	1.14	0.89	1.95	1.59
DIVIDENDS DECLARED PER COMMON SHARE	$ 0.24	$ 0.22	$ 0.46	$ 0.44

GREAT SOUTHERN BANCORP, INC. A5

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Statements of Comprehensive Income
Net Income	$ 16,176	$ 12,534	$ 27,695	$ 22,327
Unrealized appreciation on available-for-sale securities, net	(54)	770	363	833
Reclassification adjustment for gains included in net income, net		(1,742)		(1,744)
Change in fair value of cash flow hedge, net	46	14	97	(16)
Comprehensive Income	$ 16,168	$ 11,576	$ 28,155	$ 21,400

GREAT SOUTHERN BANCORP, INC. A6

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Statements of Comprehensive Income
Tax effect of unrealized appreciation (depreciation) on available-for-sale securities, taxes (credit)	$ (31)	$ 439	$ 207	$ 475
Tax effect reclassification adjustment for gains included in net income, taxes	0	(993)	0	(994)
Tax effect of change in fair value of cash flow hedge, taxes (credit)	$ 26	$ 8	$ 55	$ (9)

GREAT SOUTHERN BANCORP, INC. A7

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 27,695	$ 22,327
Proceeds from sales of loans held for sale	55,619	70,118
Originations of loans held for sale	(61,984)	(67,968)
Items not requiring (providing) cash:
Depreciation	4,632	5,012
Amortization	1,396	1,873
Compensation expense for stock option grants	273	232
Provision for loan losses	4,200	4,401
Net gains on loan sales	(1,624)	(1,845)
Net realized gains on sale of available-for-sale investment securities		(2,738)
Net (gains) losses on sale of premises and equipment	144	(242)
Net loss on sale/write-down of other real estate owned		67
Gain on sale of business units		(368)
Net (gain) loss on termination of loss sharing agreements	(7,704)	584
Amortization (accretion) of deferred income, premiums, discounts and other	(972)	2,427
Loss on derivative interest rate products	(13)	(237)
Deferred income taxes	(4,183)	(2,736)
Changes in:
Interest receivable	1,057	(497)
Prepaid expenses and other assets	(1,441)	15,174
Accrued expenses and other liabilities	496	(7,294)
Income taxes refundable/payable	4,184	6,403
Net cash provided by operating activities	21,801	45,167
CASH FLOWS FROM INVESTING ACTIVITIES
Net change in loans	105,431	(102,951)
Purchase of loans	(117,799)	(68,676)
Cash received from purchase of additional business units		44,363
Cash received from FDIC loss sharing reimbursements	16,245	4,672
Cash paid for sale of business units		(17,821)
Purchase of premises and equipment	(2,699)	(5,823)
Proceeds from sale of premises and equipment	474	770
Proceeds from sale of other real estate owned	16,030	12,796
Capitalized costs on other real estate owned	(117)	(20)
Proceeds from sales of available-for-sale securities		23,900
Proceeds from maturities and calls of held-to-maturity securities	117
Proceeds from maturities and calls of available-for-sale securities	6,345	6,956
Principal reductions on mortgage-backed securities	12,450	15,830
Purchase of available-for-sale securities		(24,858)
Redemption (purchase) of Federal Home Loan Bank stock	192	(6,900)
Net cash provided by (used in) investing activities	36,669	(117,762)
CASH FLOWS FROM FINANCING ACTIVITIES
Net decrease in certificates of deposit	(99,487)	(21,528)
Net decrease in checking and savings deposits	(4,992)	(72,984)
Proceeds from Federal Home Loan Bank advances		1,793,000
Repayments of Federal Home Loan Bank advances	(31,435)	(2,025,035)
Net increase in short-term borrowings	11,334	405,601
Advances from borrowers for taxes and insurance	3,235	3,695
Dividends paid	(6,155)	(6,111)
Stock options exercised	1,766	478
Net cash provided by (used in) financing activities	(125,734)	77,116
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	(67,264)	4,521
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	279,769	199,183
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 212,505	$ 203,704

Note 1_ Basis of Presentation

Note 1: Basis of Presentation	3 Months Ended
	Jun. 30, 2017
Notes
Note 1: Basis of Presentation	NOTE 1: BASIS OF PRESENTATION The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company as of the dates and for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and six months ended June 30, 2017 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2016, has been derived from the audited consolidated statement of financial condition of the Company as of that date. Certain prior period amounts have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income. Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K

Note 2_ Nature of Operations an

Note 2: Nature of Operations and Operating Segments	3 Months Ended
	Jun. 30, 2017
Notes
Note 2: Nature of Operations and Operating Segments	NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS The Company operates as a one-bank holding company. The Company’s business primarily consists of the operations of Great Southern Bank (the “Bank”), which provides a full range of financial services to customers primarily located in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas. In addition, the Company operates commercial loan production offices in Dallas, Texas, Tulsa, Oklahoma and Chicago, Illinois. The Company and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory agencies. The Company’s banking operation is its only reportable segment. The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others. The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements.

Note 3_ Recent Accounting Prono

Note 3: Recent Accounting Pronouncements	3 Months Ended
	Jun. 30, 2017
Notes
Note 3: Recent Accounting Pronouncements	NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS In August 2015, the FASB issued ASU 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date Revenue from Contracts with Customers (Topic 606): Summary and Amendments that Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs—Contracts with Customers (Subtopic 340-40) Revenue Recognition In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments – Overall (Topic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU No. 2016-09, Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments – Credit Losses (Topic 326) In August 2016, the FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230) In October 2016, the FASB issued ASU No. 2016-16, Income Taxes (Topic 740) In January 2017, the FASB issued ASU No. 2017-01, Business Combinations - Clarifying the Definition of a Business (Topic 805) In January 2017, the FASB issued ASU No. 2017-04, Intangibles: Goodwill and Other: Simplifying the Test for Goodwill Impairment (Topic 350) In March 2017, the FASB issued ASU No. 2017-08, Premium Amortization on Purchased Callable Debt Securities. In May 2017, the FASB issued ASU 2017-09, Compensation —Stock Compensation (Topic 718): Scope of Modification Accounting

Note 4_ Earnings Per Share

Note 4: Earnings Per Share	3 Months Ended
	Jun. 30, 2017
Notes
Note 4: Earnings Per Share	NOTE 4: EARNINGS PER SHARE Three Months Ended June 30, 2017 2016 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 14,027 13,899 Net income available to common stockholders $ 16,176 $ 12,534 Per common share amount $ 1.15 $ 0.90 Diluted: Average shares outstanding 14,027 13,899 Net effect of dilutive stock options – based on the treasury stock method using average market price 179 121 Diluted shares 14,206 14,020 Net income available to common stockholders $ 16,176 $ 12,534 Per common share amount $ 1.14 $ 0.89 Six Months Ended June 30, 2017 2016 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 14,010 13,900 Net income available to common stockholders $ 27,695 $ 22,327 Per common share amount $ 1.98 $ 1.61 Diluted: Average shares outstanding 14,010 13,900 Net effect of dilutive stock options – based on the treasury stock method using average market price 179 124 Diluted shares 14,189 14,024 Net income available to common stockholders $ 27,695 $ 22,327 Per common share amount $ 1.95 $ 1.59 Options outstanding at June 30, 2017 and 2016, to purchase 114,800 and 125,150 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the three and six month periods because the exercise prices of such options were greater than the average market prices of the common stock for the three and six months ended June 30, 2017 and 2016, respectively.

Note 5_ Investment Securities

Note 5: Investment Securities	3 Months Ended
	Jun. 30, 2017
Notes
Note 5: Investment Securities	NOTE 5: INVESTMENT SECURITIES June 30, 2017 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: Mortgage-backed securities $ 133,569 $ 978 $ 989 $ 133,558 2.11% States and political subdivisions 58,306 3,280 61,586 5.74 $ 191,875 $ 4,258 $ 989 $ 195,144 3.21% December 31, 2016 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: Mortgage-backed securities $ 146,491 $ 1,045 $ 1,501 $ 146,035 2.03% States and political subdivisions 64,682 3,163 8 67,837 5.73 $ 211,173 $ 4,208 $ 1,509 $ 213,872 3.16% June 30, 2017 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $ 130 $ 4 $ $ 134 7.35% December 31, 2016 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $ 247 $ 11 $ $ 258 7.36% The amortized cost and fair value of available-for-sale securities at June 30, 2017, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ — $ — After one through five years 391 393 After five through ten years 4,683 4,954 After ten years 53,232 56,239 Securities not due on a single maturity date 133,569 133,558 $ 191,875 $ 195,144 The held-to-maturity securities at June 30, 2017, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ 130 $ 134 Certain investments in debt securities categorized as available-for-sale are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at June 30, 2017 and December 31, 2016, respectively, was approximately $86.4 million and $104.5 million, which is approximately 44.3% and 48.8% of the Company’s combined available-for-sale and held-to-maturity investment portfolio, respectively. Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these debt securities below their historical cost are temporary at June 30, 2017. The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2017 and December 31, 2016: June 30, 2017 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $ 86,443 $ $ $ $ 86,443 $ (989) State and political subdivisions — $ 86,443 $ (989) $ $ $ 86,443 $ (989) December 31, 2016 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $ 102,296 $ $ $ $ 102,296 $ (1,501) State and political subdivisions 2,164 (8) $ 104,460 $ (1,509) $ $ $ 104,460 $ (1,509) There were no sales of available-for-sale securities during the three and six months ended June 30, 2017. Gross gains of $2.7 million and $2.8 million and gross losses of $-0- and $88,000 resulting from sales of available-for-sale securities were realized during the three and six months ended June 30, 2016. Gains and losses on sales of securities are determined on the specific-identification method. Other-than-temporary Impairment. The accounting guidance for beneficial interests in securitized financial assets provides incremental impairment guidance for a subset of the debt securities within the scope of the guidance for investments in debt and equity securities. Where the security is a beneficial interest in securitized financial assets, the Company uses the beneficial interests in securitized financial asset impairment model. Where the security is not a beneficial interest in securitized financial assets, the Company uses the debt and equity securities impairment model. The Company does not currently have securities within the scope of this guidance for beneficial interests in securitized financial assets. The Company conducts periodic reviews to identify and evaluate each investment security to determine whether an other-than-temporary impairment has occurred. The Company considers the length of time a security has been in an unrealized loss position, the relative amount of the unrealized loss compared to the carrying value of the security, the type of security and other factors. If certain criteria are met, the Company performs additional reviews and evaluations using observable market values or various inputs in economic models to determine if an unrealized loss is other-than-temporary. The Company uses quoted market prices for marketable equity securities and uses broker pricing quotes based on observable inputs for equity investments that are not traded on a stock exchange. For non-agency collateralized mortgage obligations, to determine if the unrealized loss is other-than-temporary, the Company projects total estimated defaults of the underlying assets (mortgages) and multiplies that calculated amount by an estimate of realizable value upon sale in the marketplace (severity) in order to determine the projected collateral loss. The Company also evaluates any current credit enhancement underlying these securities to determine the impact on cash flows. If the Company determines that a given security position will be subject to a write-down or loss, the Company records the expected credit loss as a charge to earnings. During the three and six months ended June 30, 2017, no securities were determined to have impairment that had become other than temporary. Credit Losses Recognized on Investments. Amounts Reclassified Out of Accumulated Other Comprehensive Income. Amounts Reclassified from Accumulated Other Comprehensive Income Three Months Ended June 30, Affected Line Item in the 2017 2016 Statements of Income (In Thousands) Unrealized gains on available- Net realized gains on sales of for-sale securities $ — $ 2,735 available-for-sale securities (Total reclassified amount before tax) Income Taxes — (993) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $ — $ 1,742 Amounts Reclassified from Accumulated Other Comprehensive Income Six Months Ended June 30, Affected Line Item in the 2017 2016 Statements of Income (In Thousands) Unrealized gains on available- Net realized gains on sales of for-sale securities $ — $ 2,738 available-for-sale securities (Total reclassified amount before tax) Income Taxes — (994) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $ — $ 1,744

Note 6_ Loans and Allowance For

Note 6: Loans and Allowance For Loan Losses	3 Months Ended
	Jun. 30, 2017
Notes
Note 6: Loans and Allowance For Loan Losses	NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES June 30, December 31, 2017 2016 (In Thousands) One- to four-family residential construction $ 21,292 $ 21,737 Subdivision construction 19,030 17,186 Land development 49,104 50,624 Commercial construction 949,034 780,614 Owner occupied one- to four-family residential 186,631 200,340 Non-owner occupied one- to four-family residential 127,024 136,924 Commercial real estate 1,219,382 1,186,906 Other residential 684,813 663,378 Commercial business 348,293 348,628 Industrial revenue bonds 23,193 25,065 Consumer auto 429,346 494,233 Consumer other 65,913 70,001 Home equity lines of credit 108,227 108,753 Acquired FDIC-covered loans, net of discounts — 134,356 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 177,786 72,569 Acquired non-covered loans, net of discounts 65,427 76,234 4,474,495 4,387,548 Undisbursed portion of loans in process (659,913) (585,313) Allowance for loan losses (36,533) (37,400) Deferred loan fees and gains, net (5,233) (4,869) $ 3,772,816 $ 3,759,966 Weighted average interest rate 4.68% 4.58% Classes of loans by aging were as follows: June 30, 2017 Total Loans Past Due > 90 Days 30-59 Days 60-89 Days 90 Days Total Past Total Loans Past Due and Past Due Past Due or More Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ — $ — $ 379 $ 379 $ 20,913 $ 21,292 $ — Subdivision construction — — 105 105 18,925 19,030 — Land development — 547 139 686 48,418 49,104 — Commercial construction — — — — 949,034 949,034 — Owner occupied one- to four- family residential 215 244 986 1,445 185,186 186,631 — Non-owner occupied one- to four-family residential — 250 516 766 126,258 127,024 — Commercial real estate — 4,025 2,554 6,579 1,212,803 1,219,382 — Other residential 425 — 162 587 684,226 684,813 — Commercial business 293 — 5,388 5,681 342,612 348,293 — Industrial revenue bonds — — — — 23,193 23,193 — Consumer auto 4,701 1,522 2,092 8,315 421,031 429,346 18 Consumer other 488 211 729 1,428 64,485 65,913 — Home equity lines of credit 30 318 214 562 107,665 108,227 16 Acquired loans no longer covered by loss sharing agreements, net of discounts 1,226 1,356 7,740 10,322 167,464 177,786 — Acquired non-covered loans, net of discounts 669 5 1,719 2,393 63,034 65,427 — 8,047 8,478 22,723 39,248 4,435,247 4,474,495 34 Less FDIC-assisted acquired loans, net of discounts 1,895 1,361 9,459 12,715 230,498 243,213 — Total $ 6,152 $ 7,117 $ 13,264 $ 26,533 $ 4,204,749 $ 4,231,282 $ 34 December 31, 2016 Total Loans Total > 90 Days Past 30-59 Days 60-89 Days Over 90 Total Past Loans Due and Past Due Past Due Days Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ — $ — $ — $ — $ 21,737 $ 21,737 $ — Subdivision construction — — 109 109 17,077 17,186 — Land development 413 584 1,718 2,715 47,909 50,624 — Commercial construction — — — — 780,614 780,614 — Owner occupied one- to four- family residential 1,760 388 1,125 3,273 197,067 200,340 — Non-owner occupied one- to four-family residential 309 278 404 991 135,933 136,924 — Commercial real estate 1,969 1,988 4,404 8,361 1,178,545 1,186,906 — Other residential 4,632 — 162 4,794 658,584 663,378 — Commercial business 1,741 24 3,088 4,853 343,775 348,628 — Industrial revenue bonds — — — — 25,065 25,065 — Consumer auto 8,252 2,451 1,989 12,692 481,541 494,233 — Consumer other 1,103 278 649 2,030 67,971 70,001 — Home equity lines of credit 136 158 433 727 108,026 108,753 — Acquired FDIC-covered loans, net of discounts 4,476 1,201 8,226 13,903 120,453 134,356 301 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 1,356 552 1,401 3,309 69,260 72,569 222 Acquired non-covered loans, net of discounts 851 173 2,854 3,878 72,356 76,234 — 26,998 8,075 26,562 61,635 4,325,913 4,387,548 523 Less FDIC-supported loans, and acquired non-covered loans, net of discounts 6,683 1,926 12,481 21,090 262,069 283,159 523 Total $ 20,315 $ 6,149 $ 14,081 $ 40,545 $ 4,063,844 $ 4,104,389 $ — Nonaccruing loans (excluding FDIC-assisted acquired loans, net of discount) are summarized as follows: June 30, December 31, 2017 2016 (In Thousands) One- to four-family residential construction $ 379 $ — Subdivision construction 105 109 Land development 139 1,718 Commercial construction — — Owner occupied one- to four-family residential 986 1,125 Non-owner occupied one- to four-family residential 516 404 Commercial real estate 2,554 4,404 Other residential 162 162 Commercial business 5,388 3,088 Industrial revenue bonds — — Consumer auto 2,074 1,989 Consumer other 729 649 Home equity lines of credit 198 433 Total $ 13,230 $ 14,081 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2017. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2017: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance April 1, 2017 $ 2,857 $ 3,790 $ 15,487 $ 2,497 $ 4,671 $ 7,691 $ 36,993 Provision (benefit) charged to expense (427) (147) 1,246 (724) (661) 2,663 1,950 Losses charged off (41) (2) (1,291) (92) — (2,565) (3,991) Recoveries 24 14 — 30 355 1,158 1,581 Balance June 30, 2017 $ 2,413 $ 3,655 $ 15,442 $ 1,711 $ 4,365 $ 8,947 $ 36,533 Balance January 1, 2017 $ 2,322 $ 5,486 $ 15,938 $ 2,284 $ 3,015 $ 8,355 $ 37,400 Provision (benefit) charged to expense 122 (1,898) 770 (223) 1,224 4,205 4,200 Losses charged off (76) (2) (1,292) (387) (275) (5,968) (8,000) Recoveries 45 69 26 37 401 2,355 2,933 Balance June 30, 2017 $ 2,413 $ 3,655 $ 15,442 $ 1,711 $ 4,365 $ 8,947 $ 36,533 Ending balance: Individually evaluated for impairment $ 565 $ — $ 67 $ — $ 3,189 $ 603 $ 4,424 Collectively evaluated for impairment $ 1,794 $ 3,614 $ 15,147 $ 1,630 $ 1,142 $ 8,272 $ 31,599 Loans acquired and accounted for under ASC 310-30 $ 54 $ 41 $ 228 $ 81 $ 34 $ 72 $ 510 Loans Individually evaluated for impairment $ 6,542 $ 3,582 $ 5,946 $ 457 $ 6,973 $ 3,515 $ 27,015 Collectively evaluated for impairment $ 347,435 $ 681,231 $ 1,213,436 $ 997,681 $ 364,513 $ 599,971 $ 4,204,267 Loans acquired and accounted for under ASC 310-30 $ 136,159 $ 23,505 $ 43,772 $ 4,030 $ 5,394 $ 30,353 $ 243,213 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2016: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance April 1, 2016 $ 4,883 $ 2,621 $ 13,728 $ 3,126 $ 3,677 $ 8,991 $ 37,026 Provision (benefit) charged to expense (700) 1,066 2,696 (143) (114) (505) 2,300 Losses charged off (7) — (1,422) — (173) (1,762) (3,364) Recoveries 8 11 1,155 30 141 826 2,171 Balance June 30, 2016 $ 4,184 $ 3,698 $ 16,157 $ 3,013 $ 3,531 $ 7,550 $ 38,133 Balance January 1, 2016 $ 4,900 $ 3,190 $ 14,738 $ 3,019 $ 4,203 $ 8,099 $ 38,149 Provision (benefit) charged to expense (649) 484 3,984 (14) (668) 1,264 4,401 Losses charged off (91) — (3,731) (30) (192) (3,499) (7,543) Recoveries 24 24 1,166 38 188 1,686 3,126 Balance June 30, 2016 $ 4,184 $ 3,698 $ 16,157 $ 3,013 $ 3,531 $ 7,550 $ 38,133 The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2016: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Individually evaluated for impairment $ 570 $ — $ 2,209 $ 1,291 $ 1,295 $ 997 $ 6,362 Collectively evaluated for impairment $ 1,628 $ 5,396 $ 13,507 $ 953 $ 1,681 $ 7,248 $ 30,413 Loans acquired and accounted for under ASC 310-30 $ 124 $ 90 $ 222 $ 40 $ 39 $ 110 $ 625 Loans Individually evaluated for impairment $ 6,015 $ 3,812 $ 10,507 $ 6,023 $ 4,539 $ 3,385 $ 34,281 Collectively evaluated for impairment $ 370,172 $ 659,566 $ 1,176,399 $ 825,215 $ 369,154 $ 669,602 $ 4,070,108 Loans acquired and accounted for under ASC 310-30 $ 155,378 $ 29,600 $ 54,208 $ 2,191 $ 6,429 $ 35,353 $ 283,159 The portfolio segments used in the preceding three tables correspond to the loan classes used in all other tables in Note 6 as follows: · · · · · · A loan is considered impaired, in accordance with the impairment accounting guidance (FASB ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include not only nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. Impaired loans (excluding FDIC-assisted loans, net of discount), are summarized as follows: June 30, 2017 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $ 380 $ 380 $ — Subdivision construction 498 512 120 Land development 457 545 — Commercial construction — — — Owner occupied one- to four-family residential 3,475 3,766 357 Non-owner occupied one- to four-family residential 2,189 2,446 88 Commercial real estate 5,945 6,303 67 Other residential 3,582 3,600 — Commercial business 6,973 7,827 3,189 Industrial revenue bonds — — — Consumer auto 2,272 2,462 412 Consumer other 885 998 133 Home equity lines of credit 359 431 58 Total $ 27,015 $ 29,270 $ 4,424 Three Months Ended Six Months Ended June 30, 2017 June 30, 2017 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ 382 $ — $ 386 $ — Subdivision construction 701 5 756 12 Land development 3,069 5 3,267 21 Commercial construction — — — — Owner occupied one- to four-family residential 3,302 43 3,356 80 Non-owner occupied one- to four-family residential 2,066 26 1,999 48 Commercial real estate 9,056 101 10,193 159 Other residential 3,719 37 3,761 75 Commercial business 6,979 40 6,432 126 Industrial revenue bonds — — — — Consumer auto 2,029 48 2,211 77 Consumer other 857 24 827 39 Home equity lines of credit 339 8 367 18 Total $ 32,499 $ 337 $ 33,555 $ 655 At or for the Year Ended December 31, 2016 Average Unpaid Investment Interest Recorded Principal Specific in Impaired Income Balance Balance Allowance Loans Recognized (In Thousands) One- to four-family residential construction $ — $ — $ — $ — $ — Subdivision construction 818 829 131 948 46 Land development 6,023 6,120 1,291 8,020 304 Commercial construction — — — — — Owner occupied one- to four-family residential 3,290 3,555 374 3,267 182 Non-owner occupied one- to four-family residential 1,907 2,177 65 1,886 113 Commercial real estate 10,507 12,121 2,209 23,928 984 Other residential 3,812 3,812 — 6,813 258 Commercial business 4,539 4,652 1,295 2,542 185 Industrial revenue bonds — — — — — Consumer auto 2,097 2,178 629 1,307 141 Consumer other 812 887 244 884 70 Home equity lines of credit 476 492 124 417 32 Total $ 34,281 $ 36,823 $ 6,362 $ 50,012 $ 2,315 June 30, 2016 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $ — $ — $ — Subdivision construction 964 975 205 Land development 7,464 7,557 1,442 Commercial construction — — — Owner occupied one- to four-family residential 3,240 3,524 394 Non-owner occupied one- to four-family residential 1,979 2,225 97 Commercial real estate 26,776 28,692 3,080 Other residential 7,511 7,511 — Commercial business 1,989 2,056 947 Industrial revenue bonds — — — Consumer auto 1,176 1,223 176 Consumer other 768 822 115 Home equity lines of credit 387 402 65 Total $ 52,254 $ 54,987 $ 6,521 Three Months Ended Six Months Ended June 30, 2016 June 30, 2016 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ — $ — $ — $ — Subdivision construction 990 23 1,019 30 Land development 7,474 77 7,490 146 Commercial construction — — — — Owner occupied one- to four-family residential 3,245 22 3,288 79 Non-owner occupied one- to four-family residential 1,891 52 1,841 52 Commercial real estate 28,987 400 31,037 624 Other residential 7,521 77 8,509 175 Commercial business 2,102 24 2,166 48 Industrial revenue bonds — — — — Consumer auto 1,005 21 967 38 Consumer other 867 10 883 29 Home equity lines of credit 410 7 435 19 Total $ 54,492 $ 713 $ 57,635 $ 1,240 At June 30, 2017, $10.6 million of impaired loans had specific valuation allowances totaling $4.4 million. At December 31, 2016, $18.1 million of impaired loans had specific valuation allowances totaling $6.4 million. Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach. The following tables present newly restructured loans during the three and six months ended June 30, 2017 and 2016, respectively, by type of modification: Three Months Ended June 30, 2017 Total Interest Only Term Combination Modification (In Thousands) Consumer $ — $ 5 $ — $ 5 $ — $ 5 $ — $ 5 Six Months Ended June 30, 2017 Total Interest Only Term Combination Modification (In Thousands) Consumer $ — $ 5 $ — $ 5 Commercial business — — 274 274 $ — $ 5 $ 274 $ 279 Three Months Ended June 30, 2016 Total Interest Only Term Combination Modification (In Thousands) Commercial business $ — $ 22 $ — $ 22 Consumer — 39 — 39 $ — $ 61 $ — $ 61 Six Months Ended June 30, 2016 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $ 429 $ — $ — $ 429 Commercial 60 — — 60 Construction and land development 2,946 — — 2,946 Commercial business — 22 — 22 Consumer — 41 — 41 $ 3,435 $ 63 $ — $ 3,498 At June 30, 2017, the Company had $13.6 million of loans that were modified in troubled debt restructurings and impaired, as follows: $850,000 of construction and land development loans, $7.0 million of single family and multi-family residential mortgage loans, $3.8 million of commercial real estate loans, $1.5 million of commercial business loans and $428,000 of consumer loans. Of the total troubled debt restructurings at June 30, 2017, $11.9 million were accruing interest and $2.0 million were classified as substandard using the Company’s internal grading system, which is described below. The Company had no troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the six months ended June 30, 2017. When loans modified as troubled debt restructurings have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible. At December 31, 2016, the Company had $21.1 million of loans that were modified in troubled debt restructurings and impaired, as follows: $5.0 million of construction and land development loans, $7.4 million of single family and multi-family residential mortgage loans, $7.1 million of commercial real estate loans, $1.3 million of commercial business loans and $296,000 of consumer loans. Of the total troubled debt restructurings at December 31, 2016, $18.9 million were accruing interest and $7.9 million were classified as substandard using the Company’s internal grading system. During the three and six months ended June 30, 2017, $111,000 and »$345,000 of loans, respectively, all of which consisted of one- to four- family residential loans, designated as troubled debt restructurings met the criteria for placement back on accrual status. The criteria is generally a minimum of six months of payment performance under original or modified terms. During the three months ended June 30, 2016, loans designated as troubled debt restructurings totaling $404,000 met the criteria for placement back on accrual status. The $404,000 consisted of $235,000 of one- to four- family residential loans, $100,000 of commercial real estate loans and $69,000 of consumer loans. During the six months ended June 30, 2016, loans designated as troubled debt restructurings totaling $424,000 met the criteria for placement back on accrual status. The $424,000 consisted of $235,000 of one- to four- family residential loans, $100,000 of commercial real estate loans and $89,000 of consumer loans. The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-assisted acquired loans are evaluated using this internal grading system. These loans are accounted for in pools. Minimal adverse classification in these acquired loan pools was identified as of June 30, 2017 and December 31, 2016, respectively. See Note 7 for further discussion of the acquired loan pools and the termination of the loss sharing agreements. The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. In the fourth quarter of 2014, the Company began using a three-year average of historical losses for the general component of the allowance for loan loss calculation. The Company had previously used a five-year average. For interim periods, the Company uses three full years plus the interim period’s annualized average losses for the general component of the allowance for loan loss calculation. The Company believes that the three-year average provides a better representation of the current risks in the loan portfolio. This change was made after consultation with our regulators and other third-party consultants, as well as a review of the practices used by the Company’s peers. This change did not materially affect the level of the allowance for loan losses. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, average life of the loan, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of the Company’s allowance for loan losses. No other significant changes were made to the loan risk grading system definitions and allowance for loan loss methodology during the past year. The loan grading system is presented by loan class below: June 30, 2017 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $ 20,325 $ 587 $ — $ 380 $ — $ 21,292 Subdivision construction 16,413 2,512 — 105 — 19,030 Land development 44,066 4,900 — 138 — 49,104 Commercial construction 949,034 — — — — 949,034 Owner occupied one- to four- family residential 184,983 — — 1,648 — 186,631 Non-owner occupied one- to four- family residential 125,678 456 — 890 — 127,024 Commercial real estate 1,198,014 18,064 — 3,304 — 1,219,382 Other residential 680,511 4,140 — 162 — 684,813 Commercial business 340,162 2,634 — 5,497 — 348,293 Industrial revenue bonds 23,193 — — — — 23,193 Consumer auto 427,145 — — 2,201 — 429,346 Consumer other 65,171 — — 742 — 65,913 Home equity lines of credit 107,881 — — 346 — 108,227 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 177,771 — — 15 — 177,786 Acquired non-covered loans, net of discounts 65,427 — — — — 65,427 Total $ 4,425,774 $ 33,293 $ — $ 15,428 $ — $ 4,474,495 December 31, 2016 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $ 20,771 $ 966 $ — $ — $ — $ 21,737 Subdivision construction 14,059 2,729 — 398 — 17,186 Land development 39,925 5,140 — 5,559 — 50,624 Commercial construction 780,614 — — — — 780,614 Owner occupied one- to-four- family residential 198,835 67 — 1,438 — 200,340 Non-owner occupied one- to- four-family residential 135,930 465 — 529 — 136,924 Commercial real estate 1,160,280 20,154 — 6,472 — 1,186,906 Other residential 658,846 4,370 — 162 — 663,378 Commercial business 342,685 2,651 — 3,292 — 348,628 Industrial revenue bonds 25,065 — — — — 25,065 Consumer auto 492,165 — — 2,068 — 494,233 Consumer other 69,338 — — 663 — 70,001 Home equity lines of credit 108,290 — — 463 — 108,753 Acquired FDIC-covered loans, net of discounts 134,356 — — — — 134,356 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 72,552 — — 17 — 72,569 Acquired non-covered loans, net of discounts 76,234 — — — — 76,234 Total $ 4,329,945 $ 36,542 $ — $ 21,061 $ — $ 4,387,548

Note 7_ Acquired Loans, Loss Sh

Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets	3 Months Ended
	Jun. 30, 2017
Notes
Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets	NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas. The loans, commitments and foreclosed assets purchased in the TeamBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shared in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five-year period ended March 31, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa. The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shared in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five year period ended on September 30, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri. The loans and foreclosed assets purchased in the Sun Security Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans at the date of the acquisition) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota. The loans and foreclosed assets purchased in the InterBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective June 9, 2017, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three months ended June 30, 2017 and 2016 was $70,000 and $93,000, respectively. The amount amortized to yield during the six months ended June 30, 2017 and 2016 was $146,000 and $191,000, respectively. On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa. This transaction did not include a loss sharing agreement. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three months ended June 30, 2017 and 2016 was $63,000 and $131,000, respectively. The amount amortized to yield during the six months ended June 30, 2017 and 2016 was $143,000 and $280,000, respectively. Loss Sharing Agreements. On June 9, 2017, Great Southern Bank executed an agreement with the FDIC to terminate the loss sharing agreements for InterBank, effective immediately. Pursuant to the termination agreement, the FDIC paid $15.0 million to the Bank to settle all outstanding items related to the terminated loss sharing agreements. The Company recorded a pre-tax gain on the termination of $7.7 million. As a result of entering into the termination agreement, assets that were covered by the terminated loss sharing arrangements, including covered loans in the amount of $138.8 million and covered other real estate owned in the amount of $2.9 million as of March 31, 2017, were reclassified as non-covered assets effective June 9, 2017. All rights and obligations of the Bank and the FDIC under the terminated loss sharing agreements, including the settlement of all existing loss sharing and expense reimbursement claims, have been resolved and terminated. The termination of the loss sharing agreements for the TeamBank, Vantus Bank, Sun Security Bank and InterBank transactions have no impact on the yields for the loans that were previously covered under these agreements. All post-termination recoveries, gains, losses and expenses related to these previously covered assets are recognized entirely by Great Southern Bank since the FDIC no longer shares in such gains or losses. Accordingly, the Company’s earnings are positively impacted to the extent the Company recognizes gains on any sales or recoveries in excess of the carrying value of such assets. Similarly, the Company’s future earnings will be negatively impacted to the extent the Company recognizes expenses, losses or charge-offs related to such assets. Fair Value and Expected Cash Flows. The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. The Company continues to evaluate the fair value of the loans including cash flows expected to be collected. Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses. During the three and six months ended June 30, 2017, improvements in expected cash flows related to the acquired loan portfolios resulted in adjustments of $-0- and $155,000, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and six months ended June 30, 2016, similar such adjustments totaling $725,000 and $5.0 million, respectively, were made to the accretable yield. The increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements, when applicable, until they were terminated or expired. During the three and six months ended June 30, 2017, this resulted in corresponding adjustments of $-0- and $-0-, respectively, to the indemnification assets (which have now been reduced to $-0- due to the termination of the loss sharing agreements). During the three and six months ended June 30, 2016, corresponding adjustments of $160,000 and $1.9 million, respectively, were made to the indemnification assets. Because these adjustments will be recognized generally over the remaining lives of the loan pools, they will impact future periods as well. The remaining accretable yield adjustment that will affect interest income is $3.2 million. The $3.2 million of accretable yield adjustment relates to Team Bank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank. As there is no longer, nor will there be in the future, indemnification asset amortization related to Team Bank, Vantus Bank, Sun Security Bank or InterBank due to the termination or expiration of the related loss sharing agreements for those transactions, there is no remaining indemnification asset or related adjustments that will affect non-interest income (expense). Of the remaining adjustments affecting interest income, we expect to recognize $1.2 million of interest income during the remainder of 2017. Additional adjustments may be recorded in future periods from the FDIC-assisted transactions, as the Company continues to estimate expected cash flows from the acquired loan pools. The impact of adjustments on the Company’s financial results is shown below: Three Months Ended Three Months Ended June 30, 2017 June 30, 2016 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $ 1,282 12 bps $ 3,858 39 bps Non-interest income — (1,774) Net impact to pre-tax income $ 1,282 $ 2,084 Net impact net of taxes $ 817 $ 1,355 Impact to diluted earnings per common share $ 0.06 $ 0.10 Six Months Ended Six Months Ended June 30, 2017 June 30, 2016 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $ 3,262 16 bps $ 9,240 47 bps Non-interest income (634) (4,708) Net impact to pre-tax income $ 2,628 $ 4,532 Net impact net of taxes $ 1,674 $ 2,946 Impact to diluted earnings per common share $ 0.12 $ 0.21 The loss sharing asset was measured separately from the loan portfolio because it was not contractually embedded in the loans and was not transferable with the loans should the Bank have chosen to dispose of them. Fair value was estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool (as discussed above) and the loss sharing percentages outlined in the applicable Purchase and Assumption Agreement with the FDIC. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursement from the FDIC. The loss sharing asset was also separately measured from the related foreclosed real estate. The loss sharing agreement on the InterBank transaction included a clawback provision whereby if credit loss performance was better than certain pre-established thresholds, then a portion of the monetary benefit was to be shared with the FDIC. The pre-established threshold for credit losses was $115.7 million for this transaction. The monetary benefit required to be paid to the FDIC under the clawback provision, if any, was to occur shortly after the termination of the loss sharing agreement, which in the case of InterBank was to be 10 years from the acquisition date. At December 31, 2016, the Bank’s internal estimate of credit performance was expected to be better than the threshold set by the FDIC in the loss sharing agreement. Therefore, a separate clawback liability totaling $6.6 million was recorded in accounts payable and accrued expenses at December 31, 2016. This clawback liability was included in the calculation of the final settlement payment related to the termination of the InterBank loss sharing agreements. TeamBank Loans and Foreclosed Assets. June 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 15,320 $ 14 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (695) — Original estimated fair value of assets, net of activity since acquisition date (14,457) (14) Expected loss remaining $ 168 $ — December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 18,838 $ 14 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (846) — Original estimated fair value of assets, net of activity since acquisition date (17,833) (14) Expected loss remaining $ 159 $ — Vantus Bank Loans and Foreclosed Assets. June 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 21,169 $ 15 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (172) — Original estimated fair value of assets, net of activity since acquisition date (20,760) (15) Expected loss remaining $ 237 $ — December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 23,712 $ 15 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (239) — Original estimated fair value of assets, net of activity since acquisition date (23,232) (15) Expected loss remaining $ 241 $ — Sun Security Bank Loans and Foreclosed Assets. June 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 30,487 $ 333 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (727) — Original estimated fair value of assets, net of activity since acquisition date (28,762) (326) Expected loss remaining $ 998 $ 7 December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 33,579 $ 365 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,086) — Original estimated fair value of assets, net of activity since acquisition date (31,499) (286) Expected loss remaining $ 994 $ 79 InterBank Loans, Foreclosed Assets and Indemnification Asset. June 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 128,404 $ 3,796 Non-credit premium/(discount), net of activity since acquisition date 397 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (982) — Original estimated fair value of assets, net of activity since acquisition date (113,805) (3,796) Expected loss remaining $ 14,014 $ — December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 149,657 $ 1,417 Non-credit premium/(discount), net of activity since acquisition date 543 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,984) — Original estimated fair value of assets, net of activity since acquisition date (134,355) (1,417) Expected loss remaining 13,861 — Assumed loss sharing recovery percentage 84% — Estimated loss sharing value 11,644 — FDIC loss share clawback 953 — Indemnification asset to be amortized resulting from change in expected losses 1,586 — Accretable discount on FDIC indemnification asset (1,038) — FDIC indemnification asset $ 13,145 $ — Valley Bank Loans and Foreclosed Assets. June 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $ 71,860 $ 1,938 Non-credit premium/(discount), net of activity since acquisition date 86 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (592) — Original estimated fair value of assets, net of activity since acquisition date (65,424) (1,938) Expected loss remaining $ 5,930 $ — December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $ 84,283 $ 1,973 Non-credit premium/(discount), net of activity since acquisition date 228 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,121) — Original estimated fair value of assets, net of activity since acquisition date (76,231) (1,952) Expected loss remaining $ 6,159 $ 21 Changes in the accretable yield for acquired loan pools were as follows for the three and six months ended June 30, 2017 and 2016: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, April 1, 2016 $ 3 ,486 $ 3,236 $ 5,323 $ 14,555 $ 8 ,232 Accretion (550) (502) (979) (3,475) (2,717) Change in expected accretable yield (1) (50) 483 670 738 1,009 Balance, June 30, 2016 $ 2,886 $ 3,217 $ 5,014 $ 11,818 $ 6,524 Balance, April 1, 2017 $ 2,496 $ 2,354 $ 3,795 $ 6,910 $ 4,400 Accretion (312) (383) (574) (1,885) (1,470) Change in expected accretable yield (1) 119 209 465 389 383 Balance, June 30, 2017 $ 2,303 $ 2,180 $ 3,686 $ 5,414 $ 3,313 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended June 30, 2017, totaling $119,000, $209,000, $465,000, $389,000 and $383,000, respectively, and for the three months ended June 30, 2016, totaling $(50,000), $483,000, $670,000, $538,000 and $484,000, respectively. Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, January 1, 2016 $ 3 ,805 $ 3,360 $ 5,924 $ 16,347 $ 8 ,316 Accretion (1,031) (991) (2,051) (8,116) (5,863) Change in expected accretable yield (1) 112 848 1,141 3,587 4,071 Balance, June 30, 2016 $ 2,886 $ 3,217 $ 5,014 $ 11,818 $ 6,524 Balance, January 1, 2017 $ 2,477 $ 2,547 $ 4,277 $ 8,512 $ 4,797 Accretion (967) (739) (1,196) (4,162) (3,394) Change in expected accretable yield (1) 793 372 605 1,064 1,910 Balance, June 30, 2017 $ 2,303 $ 2,180 $ 3,686 $ 5,414 $ 3,313 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the six months ended June 30, 2017, totaling $793,000, $367,000, $605,000, $1.1 million and $1.8 million, respectively, and for the six months ended June 30, 2016, totaling $112,000, $848,000, $974,000, $1.2 million and $1.1 million, respectively.

Note 8_ Other Real Estate Owned

Note 8: Other Real Estate Owned	3 Months Ended
	Jun. 30, 2017
Notes
Note 8: Other Real Estate Owned	NOTE 8: OTHER REAL ESTATE OWNED Major classifications of other real estate owned were as follows: June 30, December 31, 2017 2016 (In Thousands) Foreclosed assets held for sale One- to four-family construction $ — $ — Subdivision construction 6,217 6,360 Land development 10,322 10,886 Commercial construction — — One- to four-family residential 465 1,217 Other residential — 954 Commercial real estate 2,275 3,841 Commercial business — — Consumer 2,506 1,991 21,785 25,249 FDIC-supported foreclosed assets, net of discounts — 1,426 Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts 4,151 316 Acquired foreclosed assets not covered by FDIC loss sharing agreements, net of discounts 1,938 1,952 Foreclosed assets held for sale, net 27,874 28,943 Other real estate owned not acquired through foreclosure 2,240 3,715 Other real estate owned $ 30,114 $ 32,658 At June 30, 2017, other real estate owned not acquired through foreclosure includes 14 properties, 13 of which were branch locations that have been closed and are held for sale, and one of which is land acquired for a potential branch location. During the six months ended June 30, 2017, three former branch locations were sold at an aggregate gain of $269,000, which is included in the gain on sales of other real estate owned amount in the table below. There was no activity during the three months ended June 30, 2017 At June 30, 2017, residential mortgage loans totaling $1.8 million were in the process of foreclosure, $1.7 million of which were acquired loans. Expenses applicable to other real estate owned included the following: Three Months Ended June 30, 2017 2016 (In Thousands) Net gain on sales of other real estate owned $ (60) $ (319) Valuation write-downs — 421 Operating expenses, net of rental income 737 772 $ 677 $ 874 Six Months Ended June 30, 2017 2016 (In Thousands) Net gain on sales of other real estate owned $ (728) $ (251) Valuation write-downs — 321 Operating expenses, net of rental income 1,979 1,715 $ 1,251 $ 1,785

Note 9_ Deposits

Note 9: Deposits	3 Months Ended
	Jun. 30, 2017
Notes
Note 9: Deposits	NOTE 9: DEPOSITS June 30, December 31, 2017 2016 (In Thousands) Time Deposits: 0.00% - 0.99% $ 484,857 695,738 1.00% - 1.99% 845,887 737,649 2.00% - 2.99% 52,314 48,777 3.00% - 3.99% 691 1,119 4.00% - 4.99% 1,111 1,171 5.00% and above 272 272 Total time deposits (1.09% - 1.01%) 1,385,132 1,484,726 Non-interest-bearing demand deposits 648,526 653,288 Interest-bearing demand and savings deposits (0.29% - 0.26%) 1,538,987 1,539,216 Total Deposits $ 3,572,645 $ 3,677,230

Note 10_ Advances From Federal

Note 10: Advances From Federal Home Loan Bank	3 Months Ended
	Jun. 30, 2017
Notes
Note 10: Advances From Federal Home Loan Bank	NOTE 10: ADVANCES FROM FEDERAL HOME LOAN BANK Advances from the Federal Home Loan Bank (FHLBank advances) at June 30, 2017 and December 31, 2016 consisted of the following: June 30, 2017 December 31, 2016 Weighted Weighted Average Average Interest Interest Due In Amount Rate Amount Rate (In Thousands) (In Thousands) 2017 $ — —% $ 30,826 3.26% 2018 — — 81 5.14 2019 — — 28 5.14 2020 — — — — 2021 — — — — 2022 and thereafter — — 500 5.54 — — 31,435 3.30 Unamortized fair value adjustment — 17 $ — $ 31,452

Note 11_ Securities Sold Under

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings	3 Months Ended
	Jun. 30, 2017
Notes
Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings	NOTE 11: SECURITIES SOLD UNDER REVERSE REPURCHASE AGREEMENTS AND SHORT-TERM BORROWINGS June 30, 2017 December 31, 2016 (In Thousands) Notes payable – Community Development Equity Funds $ 1,365 $ 1,323 Overnight borrowings from the Federal Home Loan Bank 184,000 171,000 Securities sold under reverse repurchase agreements 111,992 113,700 $ 297,357 $ 286,023 The Bank enters into sales of securities under agreements to repurchase (reverse repurchase agreements). Reverse repurchase agreements are treated as financings, and the obligations to repurchase securities sold are reflected as a liability in the statements of financial condition. The dollar amount of securities underlying the agreements remains in the asset accounts. Securities underlying the agreements are held by the Bank during the agreement period. All agreements are written on a term of one-month or less. The following table represents the Company’s securities sold under reverse repurchase agreements, by collateral type and remaining contractual maturity. June 30, 2017 December 31, 2016 Overnight and Overnight and Continuous Continuous (In Thousands) FHLBank CD $ 15,002 $ 16,202 Mortgage-backed securities – GNMA, FNMA, FHLMC 96,990 97,498 $ 111,992 $ 113,700

Note 12_ Subordinated Notes

Note 12: Subordinated Notes	3 Months Ended
	Jun. 30, 2017
Notes
Note 12: Subordinated Notes	NOTE 12: SUBORDINATED NOTES On August 8, 2016, the Company completed the public offering and sale of $75.0 million of its subordinated notes. The notes are due August 15, 2026, and have a fixed interest rate of 5.25% until August 15, 2021, at which time the rate becomes floating at a rate equal to three-month LIBOR plus 4.087%. The Company may call the notes at par beginning on August 15, 2021, and on any scheduled interest payment date thereafter. The notes were sold at par, resulting in net proceeds, after underwriting discounts and commissions, legal, accounting and other professional fees, of approximately $73.5 million. The debt issuance costs, totaling approximately $1.5 million, were deferred and are being amortized over the expected life of the notes, which is 10 years. Amortization of the debt issuance costs during the three and six months ended June 30, 2017 totaled $38,000 and $76,000, respectively, and is included in interest expense on subordinated notes in the consolidated statements of income, resulting in an imputed interest rate of 5.47%. At June 30, 2017 and December 31, 2016, Subordinated Notes are summarized as follows: June 30, 2017 December 31, 2016 (In Thousands) Subordinated notes $ 75,000 $ 75,000 Less: unamortized debt issuance costs 1,387 1,463 $ 73,613 $ 73,537

Note 13_ Income Taxes

Note 13: Income Taxes	3 Months Ended
	Jun. 30, 2017
Notes
Note 13: Income Taxes	NOTE 13: INCOME TAXES Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows: Three Months Ended June 30, 2017 2016 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (1.2) (1.6) Tax credits (4.3) (6.5) State taxes 1.8 1.1 Other (0.5) 0.3 30.8% 28.3% Six Months Ended June 30, 2017 2016 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (1.5) (2.1) Tax credits (5.1) (7.5) State taxes 1.5 1.1 Other (1.0) 0.4 28.9% 26.9% The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) and, as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships currently under IRS examination for 2006 and 2007. As a result, the Company’s 2006 and subsequent tax years remain open for examination. The examinations of the partnerships have been advanced during 2016 and 2017. One of the partnerships has advanced to Tax Court and has entered a Motion for Entry of Decision with an agreed upon settlement. The other partnership is at the IRS appeals level. The Company does not currently expect significant adjustments to its financial statements from these partnership examinations. The Company is currently under State of Missouri income and franchise tax examinations for its 2013 through 2015 tax years and is in administrative appeals with the State of Kansas for its 2010 through 2012 tax years. The Company protested the initial assessment of the State of Kansas and is having ongoing discussions with the Kansas Department of Revenue. The Company does not currently expect significant adjustments to its financial statements from these state examinations.

Note 14_ Disclosures About Fair

Note 14: Disclosures About Fair Value of Financial Instruments	3 Months Ended
	Jun. 30, 2017
Notes
Note 14: Disclosures About Fair Value of Financial Instruments	NOTE 14: DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS ASC Topic 820, Fair Value Measurements · Quoted prices in active markets for identical assets or liabilities (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date. An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis. · Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means. · Significant unobservable inputs (Level 3): Inputs that reflect assumptions of a source independent of the reporting entity or the reporting entity's own assumptions that are supported by little or no market activity or observable inputs. Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. From December 31, 2016 to June 30, 2017, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy. Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fell at June 30, 2017 and December 31, 2016: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2017 Mortgage-backed securities $ 133,558 $ $ 133,558 $ States and political subdivisions 61,586 61,586 Interest rate derivative asset 1,504 1,504 Interest rate derivative liability (1,584) (1,584) December 31, 2016 Mortgage-backed securities $ 146,035 $ $ 146,035 $ States and political subdivisions 67,837 — 67,837 Interest rate derivative asset 1,663 — 1,663 Interest rate derivative liability (1,699) — (1,699) The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at June 30, 2017 and December 31, 2016, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the six-month period ended June 30, 2017. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available-for-Sale Securities. Interest Rate Derivatives. Nonrecurring Measurements The following tables present the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2017 and December 31, 2016: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2017 Impaired loans $ 4,607 $ — $ — $ 4,607 Foreclosed assets held for sale $ 630 $ $ $ 630 December 31, 2016 Impaired loans $ 8,280 $ — $ — $ 8,280 Foreclosed assets held for sale $ 1,604 $ $ $ 1,604 The following is a description of valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying statements of financial condition, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Loans Held for Sale. Impaired Loans. Receivables The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan. Loans for which such charge-offs or reserves were recorded during the six months ended June 30, 2017 or the year ended December 31, 2016, are shown in the table above (net of reserves). Foreclosed Assets Held for Sale. The following disclosure relates to financial assets for which it is not practicable for the Company to estimate the fair value at June 30, 2017 and December 31, 2016. FDIC Indemnification Asset Due to the termination of those loss sharing agreements, the carrying value of the indemnification asset for each of those transactions was $-0- at June 30, 2017. The InterBank loss sharing agreement was still in effect at December 31, 2016. The carrying value of the FDIC indemnification asset for that transaction was $13.1 million at December 31, 2016. From the dates of acquisition, each of the loss sharing agreements were scheduled to extend ten years for 1-4 family real estate loans and five years for other loans. The loss sharing assets are measured separately from the loan portfolios because they are not contractually embedded in the loans and are not transferable with the loans should the Bank choose to dispose of them. Fair values on the acquisition dates were estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool and the loss sharing percentages. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursements from the FDIC. The loss sharing assets are also separately measured from the related foreclosed real estate. Although the assets are contractual receivables from the FDIC, they do not have effective interest rates. The Bank collects the assets over several years. The amount ultimately collected depends on the timing and amount of collections and charge-offs on the acquired assets covered by the loss sharing agreements. While the assets were recorded at their estimated fair values on the acquisition dates, it is not practicable to complete fair value analyses on a quarterly or annual basis. Estimating the fair value of the FDIC indemnification asset would involve preparing fair value analyses of the entire portfolios of loans and foreclosed assets covered by the loss sharing agreements from all four acquisitions on a quarterly or annual basis. The loss sharing agreements for Team Bank, Vantus Bank and Sun Security Bank were terminated on April 26, 2016, and the carrying value of the related indemnification assets became $-0-. The loss sharing agreements for InterBank were terminated on June 9, 2017, and the carrying value of the related indemnification asset became $-0-. The termination of the loss sharing agreements is discussed in Note 7. Fair Value of Financial Instruments The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value. Cash and Cash Equivalents and Federal Home Loan Bank Stock. Loans and Interest Receivable. Deposits and Accrued Interest Payable. Federal Home Loan Bank Advances. Short-Term Borrowings. Subordinated Debentures Issued to Capital Trusts. Subordinated Notes. Commitments to Originate Loans, Letters of Credit and Lines of Credit. The following table presents estimated fair values of the Company’s financial instruments not recorded at fair value on the statements of financial condition. The fair values of certain of these instruments were calculated by discounting expected cash flows, which method involves significant judgments by management and uncertainties. Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate. June 30, 2017 December 31, 2016 Carrying Fair Hierarchy Carrying Fair Hierarchy Amount Value Level Amount Value Level (In Thousands) Financial assets Cash and cash equivalents $ 212,505 $ 212,505 1 $ 279,769 $ 279,769 1 Held-to-maturity securities 130 134 2 247 258 2 Mortgage loans held for sale 8,178 8,178 2 16,445 16,445 2 Loans, net of allowance for loan losses 3,772,816 3,783,674 3 3,759,966 3,766,709 3 Accrued interest receivable 10,818 10,818 3 11,875 11,875 3 Investment in FHLBank stock 12,842 12,842 3 13,034 13,034 3 Financial liabilities Deposits 3,572,645 3,579,608 3 3,677,230 3,683,751 3 FHLBank advances — — 3 31,452 32,379 3 Short-term borrowings 297,357 297,357 3 286,023 286,023 3 Subordinated debentures 25,774 25,774 3 25,774 25,774 3 Subordinated notes 73,613 76,125 2 73,537 76,031 2 Accrued interest payable 2,587 2,587 3 2,723 2,723 3 Unrecognized financial instruments (net of contractual value) Commitments to originate loans — — 3 — — 3 Letters of credit 66 66 3 92 92 3 Lines of credit — — 3 — — 3

Note 15_ Derivatives and Hedgin

Note 15: Derivatives and Hedging Activities	3 Months Ended
	Jun. 30, 2017
Notes
Note 15: Derivatives and Hedging Activities	NOTE 15: DERIVATIVES AND HEDGING ACTIVITIES Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities. In the normal course of business, the Company may use derivative financial instruments (primarily interest rate swaps) from time to time to assist in its interest rate risk management. The Company has interest rate derivatives that result from a service provided to certain qualifying loan customers that are not used to manage interest rate risk in the Company’s assets or liabilities and are not designated in a qualifying hedging relationship. The Company manages a matched book with respect to its derivative instruments in order to minimize its net risk exposure resulting from such transactions. In addition, the Company has interest rate derivatives that are designated in a qualified hedging relationship. Nondesignated Hedges The Company has interest rate swaps that are not designated in qualifying hedging relationships. Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain loan customers, which the Company began offering during 2011. The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. As part of the Valley Bank FDIC-assisted acquisition, the Company acquired seven loans with related interest rate swaps. Valley’s swap program differed from the Company’s in that Valley did not have back to back swaps with the customer and a counterparty. Two of the seven acquired loans with interest rate swaps have paid off. The notional amount of the five remaining Valley swaps was $3.4 million at June 30, 2017. As of June 30, 2017, excluding the Valley Bank swaps, the Company had 26 interest rate swaps totaling $111.1 million in notional amount with commercial customers, and 26 interest rate swaps with the same notional amount with third parties related to its program. As of December 31, 2016, excluding the Valley Bank swaps, the Company had 26 interest rate swaps totaling $110.7 million in notional amount with commercial customers, and 26 interest rate swaps with the same notional amount with third parties related to its program. During the three months ended June 30, 2017 and 2016, the Company recognized net losses of $20,000 and $75,000, respectively, in noninterest income related to changes in the fair value of these swaps. During the six months ended June 30, 2017 and 2016, the Company recognized net losses of $13,000 and $237,000, respectively, in noninterest income related to changes in the fair value of these swaps. Cash Flow Hedges As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flows due to interest rate fluctuations, the Company entered into an interest rate cap agreement for a portion of its floating rate debt associated with its trust preferred securities. The agreement, with a notional amount of $25 million, states that the Company will pay interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.60%. Should interest rates rise above a certain threshold, the counterparty will reimburse the Company for interest paid such that the Company will have an effective interest rate on that portion of its trust preferred securities no higher than 2.37%. The agreement became effective on August 1, 2013, and had a term of four years. The effective portion of the gain or loss on the derivative is reported as a component of other comprehensive income and reclassified into earnings in the same period or periods during which the hedged transaction affects earnings. Gains and losses on the derivative representing either hedge ineffectiveness or hedge components excluded from the assessment of effectiveness are recognized in current earnings. During each of the three and six months ended June 30, 2017 and 2016, the Company recognized $-0- in noninterest income related to changes in the fair value of these derivatives. During the three months ended June 30, 2017 and 2016, the Company recognized $96,000 and $49,000, respectively, in interest expense related to the amortization of the cost of these interest rate caps. During the six months ended June 30, 2017 and 2016, the Company recognized $183,000 and $89,000, respectively, in interest expense related to the amortization of the cost of these interest rate caps. The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition: Location in Fair Value Consolidated Statements June 30, December 31, of Financial Condition 2017 2016 (In Thousands) Derivatives designated as hedging instruments Interest rate caps Prepaid expenses and other assets $ 9 $ 40 Total derivatives designated as hedging instruments $ 9 $ 40 Derivatives not designated as hedging instruments Asset Derivatives Interest rate products Prepaid expenses and other assets $ 1,495 $ 1,623 Total derivatives not designated as hedging instruments $ 1,495 $ 1,623 Liability Derivatives Interest rate products Accrued expenses and other liabilities $ 1,584 $ 1,699 Total derivatives not designated as hedging instruments $ 1,584 $ 1,699 The following table presents the effect of derivative instruments on the statements of comprehensive income for the three and six months ended June 30, 2017 and 2016: Amount of Gain (Loss) Recognized in AOCI Three Months Ended June 30, Cash Flow Hedges 2017 2016 (In Thousands) Interest rate cap, net of income taxes $ 46 $ 14 [ES1] Amount of Gain (Loss) Recognized in AOCI Six Months Ended June 30, Cash Flow Hedges 2017 2016 (In Thousands) Interest rate cap, net of income taxes $ 97 $ (16) Agreements with Derivative Counterparties The Company has agreements with its derivative counterparties. If the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations. If the Bank fails to maintain its status as a well-capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. Similarly, the Company could be required to settle its obligations under certain of its agreements if certain regulatory events occurred, such as the issuance of a formal directive, or if the Company’s credit rating is downgraded below a specified level. As of June 30, 2017, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $1.6 million. The Company has minimum collateral posting thresholds with its derivative counterparties. At June 30, 2017, the Company’s activity with its derivative counterparties met the level in which the minimum collateral posting thresholds take effect and the Company posted $4.1 million of collateral to satisfy the agreements. As of December 31, 2016, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $1.6 million. At December 31, 2016, the Company’s activity with its derivative counterparties met the level in which the minimum collateral posting thresholds take effect and the Company posted $6.0 million of collateral to satisfy the agreements. If the Company had breached any of these provisions at June 30, 2017 or December 31, 2016, it could have been required to settle its obligations under the agreements at the termination value.

Note 1_ Basis of Presentation_

Note 1: Basis of Presentation: Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies	The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company as of the dates and for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and six months ended June 30, 2017 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2016, has been derived from the audited consolidated statement of financial condition of the Company as of that date. Certain prior period amounts have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income. Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K

Note 2_ Nature of Operations 24

Note 2: Nature of Operations and Operating Segments: Segment Reporting, Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Segment Reporting, Policy	The Company operates as a one-bank holding company. The Company’s business primarily consists of the operations of Great Southern Bank (the “Bank”), which provides a full range of financial services to customers primarily located in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas. In addition, the Company operates commercial loan production offices in Dallas, Texas, Tulsa, Oklahoma and Chicago, Illinois. The Company and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory agencies.

Note 4_ Earnings Per Share_ Ear

Note 4: Earnings Per Share: Earnings Per Share, Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Earnings Per Share, Policy	Options outstanding at June 30, 2017 and 2016, to purchase 114,800 and 125,150 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the three and six month periods because the exercise prices of such options were greater than the average market prices of the common stock for the three and six months ended June 30, 2017 and 2016, respectively.

Note 5_ Investment Securities_

Note 5: Investment Securities: Investment, Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Investment, Policy	Certain investments in debt securities categorized as available-for-sale are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at June 30, 2017 and December 31, 2016, respectively, was approximately $86.4 million and $104.5 million, which is approximately 44.3% and 48.8% of the Company’s combined available-for-sale and held-to-maturity investment portfolio, respectively.

Note 6_ Loans and Allowance F27

Note 6: Loans and Allowance For Loan Losses: Loan Portfolio Credit Quality Internal Grading System Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Loan Portfolio Credit Quality Internal Grading System Policy	The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-assisted acquired loans are evaluated using this internal grading system. These loans are accounted for in pools. Minimal adverse classification in these acquired loan pools was identified as of June 30, 2017 and December 31, 2016, respectively. See Note 7 for further discussion of the acquired loan pools and the termination of the loss sharing agreements. The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. In the fourth quarter of 2014, the Company began using a three-year average of historical losses for the general component of the allowance for loan loss calculation. The Company had previously used a five-year average. For interim periods, the Company uses three full years plus the interim period’s annualized average losses for the general component of the allowance for loan loss calculation. The Company believes that the three-year average provides a better representation of the current risks in the loan portfolio. This change was made after consultation with our regulators and other third-party consultants, as well as a review of the practices used by the Company’s peers. This change did not materially affect the level of the allowance for loan losses. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, average life of the loan, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of the Company’s allowance for loan losses. No other significant changes were made to the loan risk grading system definitions and allowance for loan loss methodology during the past year.

Note 7_ Acquired Loans, Loss 28

Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: Business Combinations Policy (Policies)	3 Months Ended
	Jun. 30, 2017
TeamBank
Business Combinations Policy	On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas. The loans, commitments and foreclosed assets purchased in the TeamBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shared in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five-year period ended March 31, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
Vantus Bank
Business Combinations Policy	On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa. The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shared in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five year period ended on September 30, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
Sun Security Bank
Business Combinations Policy	On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri. The loans and foreclosed assets purchased in the Sun Security Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans at the date of the acquisition) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
InterBank
Business Combinations Policy	On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota. The loans and foreclosed assets purchased in the InterBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective June 9, 2017, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three months ended June 30, 2017 and 2016 was $70,000 and $93,000, respectively. The amount amortized to yield during the six months ended June 30, 2017 and 2016 was $146,000 and $191,000, respectively.
Valley Bank
Business Combinations Policy	On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa. This transaction did not include a loss sharing agreement. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three months ended June 30, 2017 and 2016 was $63,000 and $131,000, respectively. The amount amortized to yield during the six months ended June 30, 2017 and 2016 was $143,000 and $280,000, respectively.

Note 7_ Acquired Loans, Loss 29

Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: Loss Sharing Agreements Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Loss Sharing Agreements Policy	Loss Sharing Agreements. On June 9, 2017, Great Southern Bank executed an agreement with the FDIC to terminate the loss sharing agreements for InterBank, effective immediately. Pursuant to the termination agreement, the FDIC paid $15.0 million to the Bank to settle all outstanding items related to the terminated loss sharing agreements. The Company recorded a pre-tax gain on the termination of $7.7 million. As a result of entering into the termination agreement, assets that were covered by the terminated loss sharing arrangements, including covered loans in the amount of $138.8 million and covered other real estate owned in the amount of $2.9 million as of March 31, 2017, were reclassified as non-covered assets effective June 9, 2017. All rights and obligations of the Bank and the FDIC under the terminated loss sharing agreements, including the settlement of all existing loss sharing and expense reimbursement claims, have been resolved and terminated. The termination of the loss sharing agreements for the TeamBank, Vantus Bank, Sun Security Bank and InterBank transactions have no impact on the yields for the loans that were previously covered under these agreements. All post-termination recoveries, gains, losses and expenses related to these previously covered assets are recognized entirely by Great Southern Bank since the FDIC no longer shares in such gains or losses. Accordingly, the Company’s earnings are positively impacted to the extent the Company recognizes gains on any sales or recoveries in excess of the carrying value of such assets. Similarly, the Company’s future earnings will be negatively impacted to the extent the Company recognizes expenses, losses or charge-offs related to such assets.

Note 7_ Acquired Loans, Loss 30

Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: Business Acquisition Fair Value and Expected Cash Flows Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Business Acquisition Fair Value and Expected Cash Flows Policy	Fair Value and Expected Cash Flows. The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. The Company continues to evaluate the fair value of the loans including cash flows expected to be collected. Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses. During the three and six months ended June 30, 2017, improvements in expected cash flows related to the acquired loan portfolios resulted in adjustments of $-0- and $155,000, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and six months ended June 30, 2016, similar such adjustments totaling $725,000 and $5.0 million, respectively, were made to the accretable yield. The increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements, when applicable, until they were terminated or expired. During the three and six months ended June 30, 2017, this resulted in corresponding adjustments of $-0- and $-0-, respectively, to the indemnification assets (which have now been reduced to $-0- due to the termination of the loss sharing agreements). During the three and six months ended June 30, 2016, corresponding adjustments of $160,000 and $1.9 million, respectively, were made to the indemnification assets. Because these adjustments will be recognized generally over the remaining lives of the loan pools, they will impact future periods as well. The remaining accretable yield adjustment that will affect interest income is $3.2 million. The $3.2 million of accretable yield adjustment relates to Team Bank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank. As there is no longer, nor will there be in the future, indemnification asset amortization related to Team Bank, Vantus Bank, Sun Security Bank or InterBank due to the termination or expiration of the related loss sharing agreements for those transactions, there is no remaining indemnification asset or related adjustments that will affect non-interest income (expense). Of the remaining adjustments affecting interest income, we expect to recognize $1.2 million of interest income during the remainder of 2017. Additional adjustments may be recorded in future periods from the FDIC-assisted transactions, as the Company continues to estimate expected cash flows from the acquired loan pools.

Note 7_ Acquired Loans, Loss 31

Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: FDIC Indemnification Asset Policy (Policies)	3 Months Ended
	Jun. 30, 2017
TeamBank
FDIC Indemnification Asset Policy	TeamBank Loans and Foreclosed Assets.
Vantus Bank
FDIC Indemnification Asset Policy	Vantus Bank Loans and Foreclosed Assets.
Valley Bank
FDIC Indemnification Asset Policy	Valley Bank Loans and Foreclosed Assets.

Note 14_ Disclosures About Fa32

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value Measurement, Policy	ASC Topic 820, Fair Value Measurements · Quoted prices in active markets for identical assets or liabilities (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date. An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis. · Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means. · Significant unobservable inputs (Level 3): Inputs that reflect assumptions of a source independent of the reporting entity or the reporting entity's own assumptions that are supported by little or no market activity or observable inputs. Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. From December 31, 2016 to June 30, 2017, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy.

Note 14_ Disclosures About Fa33

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Loans Held for Sale Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value Loans Held for Sale Policy	Loans Held for Sale.

Note 14_ Disclosures About Fa34

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Impaired Loans Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value Impaired Loans Policy	Impaired Loans. Receivables The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan. Loans for which such charge-offs or reserves were recorded during the six months ended June 30, 2017 or the year ended December 31, 2016, are shown in the table above (net of reserves).

Note 14_ Disclosures About Fa35

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Foreclosed Assets Held for Sale Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value Foreclosed Assets Held for Sale Policy	Foreclosed Assets Held for Sale. The following disclosure relates to financial assets for which it is not practicable for the Company to estimate the fair value at June 30, 2017 and December 31, 2016.

Note 14_ Disclosures About Fa36

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value FDIC Indemnification Asset Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value FDIC Indemnification Asset Policy	FDIC Indemnification Asset Due to the termination of those loss sharing agreements, the carrying value of the indemnification asset for each of those transactions was $-0- at June 30, 2017. The InterBank loss sharing agreement was still in effect at December 31, 2016. The carrying value of the FDIC indemnification asset for that transaction was $13.1 million at December 31, 2016. From the dates of acquisition, each of the loss sharing agreements were scheduled to extend ten years for 1-4 family real estate loans and five years for other loans. The loss sharing assets are measured separately from the loan portfolios because they are not contractually embedded in the loans and are not transferable with the loans should the Bank choose to dispose of them. Fair values on the acquisition dates were estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool and the loss sharing percentages. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursements from the FDIC. The loss sharing assets are also separately measured from the related foreclosed real estate. Although the assets are contractual receivables from the FDIC, they do not have effective interest rates. The Bank collects the assets over several years. The amount ultimately collected depends on the timing and amount of collections and charge-offs on the acquired assets covered by the loss sharing agreements. While the assets were recorded at their estimated fair values on the acquisition dates, it is not practicable to complete fair value analyses on a quarterly or annual basis. Estimating the fair value of the FDIC indemnification asset would involve preparing fair value analyses of the entire portfolios of loans and foreclosed assets covered by the loss sharing agreements from all four acquisitions on a quarterly or annual basis. The loss sharing agreements for Team Bank, Vantus Bank and Sun Security Bank were terminated on April 26, 2016, and the carrying value of the related indemnification assets became $-0-. The loss sharing agreements for InterBank were terminated on June 9, 2017, and the carrying value of the related indemnification asset became $-0-. The termination of the loss sharing agreements is discussed in Note 7.

Note 14_ Disclosures About Fa37

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value of Financial Instruments Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value of Financial Instruments Policy	The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value.

Note 14_ Disclosures About Fa38

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Cash and Cash Equivalents and Federal Home Loan Bank Stock Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value Cash and Cash Equivalents and Federal Home Loan Bank Stock Policy	Cash and Cash Equivalents and Federal Home Loan Bank Stock.

Note 14_ Disclosures About Fa39

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Loans and Interest Receivable Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value Loans and Interest Receivable Policy	Loans and Interest Receivable.

Note 14_ Disclosures About Fa40

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Deposits and Accrued Interest Payable Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value Deposits and Accrued Interest Payable Policy	Deposits and Accrued Interest Payable.

Note 14_ Disclosures About Fa41

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Federal home Loan Bank Advances Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value Federal home Loan Bank Advances Policy	Federal Home Loan Bank Advances.

Note 14_ Disclosures About Fa42

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Short-Term Borrowings Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value Short-Term Borrowings Policy	Short-Term Borrowings.

Note 14_ Disclosures About Fa43

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Subordinated Debentures Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value Subordinated Debentures Policy	Subordinated Debentures Issued to Capital Trusts.

Note 14_ Disclosures About Fa44

Note 14: Disclosures About Fair Value of Financial Instruments: Subordinated Notes (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Subordinated Notes	Subordinated Notes.

Note 14_ Disclosures About Fa45

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Commitments to Originate Loans, Letters of Credit and Lines of Credit Policy (Policies)	3 Months Ended
	Jun. 30, 2017
Policies
Fair Value Commitments to Originate Loans, Letters of Credit and Lines of Credit Policy	Commitments to Originate Loans, Letters of Credit and Lines of Credit.

Note 4_ Earnings Per Share_ Sch

Note 4: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Earnings Per Share, Basic and Diluted	Three Months Ended June 30, 2017 2016 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 14,027 13,899 Net income available to common stockholders $ 16,176 $ 12,534 Per common share amount $ 1.15 $ 0.90 Diluted: Average shares outstanding 14,027 13,899 Net effect of dilutive stock options – based on the treasury stock method using average market price 179 121 Diluted shares 14,206 14,020 Net income available to common stockholders $ 16,176 $ 12,534 Per common share amount $ 1.14 $ 0.89 Six Months Ended June 30, 2017 2016 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 14,010 13,900 Net income available to common stockholders $ 27,695 $ 22,327 Per common share amount $ 1.98 $ 1.61 Diluted: Average shares outstanding 14,010 13,900 Net effect of dilutive stock options – based on the treasury stock method using average market price 179 124 Diluted shares 14,189 14,024 Net income available to common stockholders $ 27,695 $ 22,327 Per common share amount $ 1.95 $ 1.59

Note 5_ Investment Securities47

Note 5: Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Available-for-sale Securities Reconciliation	June 30, 2017 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: Mortgage-backed securities $ 133,569 $ 978 $ 989 $ 133,558 2.11% States and political subdivisions 58,306 3,280 61,586 5.74 $ 191,875 $ 4,258 $ 989 $ 195,144 3.21% December 31, 2016 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: Mortgage-backed securities $ 146,491 $ 1,045 $ 1,501 $ 146,035 2.03% States and political subdivisions 64,682 3,163 8 67,837 5.73 $ 211,173 $ 4,208 $ 1,509 $ 213,872 3.16%

Note 5_ Investment Securities48

Note 5: Investment Securities: Schedule of Held-to-maturity Securities (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Held-to-maturity Securities	June 30, 2017 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $ 130 $ 4 $ $ 134 7.35% December 31, 2016 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $ 247 $ 11 $ $ 258 7.36%

Note 5_ Investment Securities49

Note 5: Investment Securities: Investments Classified by Contractual Maturity Date (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Investments Classified by Contractual Maturity Date	Amortized Fair Cost Value (In Thousands) One year or less $ — $ — After one through five years 391 393 After five through ten years 4,683 4,954 After ten years 53,232 56,239 Securities not due on a single maturity date 133,569 133,558 $ 191,875 $ 195,144

Note 5_ Investment Securities50

Note 5: Investment Securities: Contractual Obligation, Fiscal Year Maturity Schedule (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Contractual Obligation, Fiscal Year Maturity Schedule	Amortized Fair Cost Value (In Thousands) One year or less $ 130 $ 134

Note 5_ Investment Securities51

Note 5: Investment Securities: Unrealized Gain (Loss) on Investments (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Unrealized Gain (Loss) on Investments	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2017 and December 31, 2016: June 30, 2017 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $ 86,443 $ $ $ $ 86,443 $ (989) State and political subdivisions — $ 86,443 $ (989) $ $ $ 86,443 $ (989) December 31, 2016 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $ 102,296 $ $ $ $ 102,296 $ (1,501) State and political subdivisions 2,164 (8) $ 104,460 $ (1,509) $ $ $ 104,460 $ (1,509)

Note 5_ Investment Securities52

Note 5: Investment Securities: Other Than Temporary Impairment Credit Losses Recognized in Earnings (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Other Than Temporary Impairment Credit Losses Recognized in Earnings	Amounts Reclassified from Accumulated Other Comprehensive Income Three Months Ended June 30, Affected Line Item in the 2017 2016 Statements of Income (In Thousands) Unrealized gains on available- Net realized gains on sales of for-sale securities $ — $ 2,735 available-for-sale securities (Total reclassified amount before tax) Income Taxes — (993) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $ — $ 1,742 Amounts Reclassified from Accumulated Other Comprehensive Income Six Months Ended June 30, Affected Line Item in the 2017 2016 Statements of Income (In Thousands) Unrealized gains on available- Net realized gains on sales of for-sale securities $ — $ 2,738 available-for-sale securities (Total reclassified amount before tax) Income Taxes — (994) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $ — $ 1,744

Note 6_ Loans and Allowance F53

Note 6: Loans and Allowance For Loan Losses: Schedule of Loans (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Loans	June 30, December 31, 2017 2016 (In Thousands) One- to four-family residential construction $ 21,292 $ 21,737 Subdivision construction 19,030 17,186 Land development 49,104 50,624 Commercial construction 949,034 780,614 Owner occupied one- to four-family residential 186,631 200,340 Non-owner occupied one- to four-family residential 127,024 136,924 Commercial real estate 1,219,382 1,186,906 Other residential 684,813 663,378 Commercial business 348,293 348,628 Industrial revenue bonds 23,193 25,065 Consumer auto 429,346 494,233 Consumer other 65,913 70,001 Home equity lines of credit 108,227 108,753 Acquired FDIC-covered loans, net of discounts — 134,356 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 177,786 72,569 Acquired non-covered loans, net of discounts 65,427 76,234 4,474,495 4,387,548 Undisbursed portion of loans in process (659,913) (585,313) Allowance for loan losses (36,533) (37,400) Deferred loan fees and gains, net (5,233) (4,869) $ 3,772,816 $ 3,759,966 Weighted average interest rate 4.68% 4.58%

Note 6_ Loans and Allowance F54

Note 6: Loans and Allowance For Loan Losses: Schedule of Loans Classified by Aging Analysis (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Loans Classified by Aging Analysis	Classes of loans by aging were as follows: June 30, 2017 Total Loans Past Due > 90 Days 30-59 Days 60-89 Days 90 Days Total Past Total Loans Past Due and Past Due Past Due or More Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ — $ — $ 379 $ 379 $ 20,913 $ 21,292 $ — Subdivision construction — — 105 105 18,925 19,030 — Land development — 547 139 686 48,418 49,104 — Commercial construction — — — — 949,034 949,034 — Owner occupied one- to four- family residential 215 244 986 1,445 185,186 186,631 — Non-owner occupied one- to four-family residential — 250 516 766 126,258 127,024 — Commercial real estate — 4,025 2,554 6,579 1,212,803 1,219,382 — Other residential 425 — 162 587 684,226 684,813 — Commercial business 293 — 5,388 5,681 342,612 348,293 — Industrial revenue bonds — — — — 23,193 23,193 — Consumer auto 4,701 1,522 2,092 8,315 421,031 429,346 18 Consumer other 488 211 729 1,428 64,485 65,913 — Home equity lines of credit 30 318 214 562 107,665 108,227 16 Acquired loans no longer covered by loss sharing agreements, net of discounts 1,226 1,356 7,740 10,322 167,464 177,786 — Acquired non-covered loans, net of discounts 669 5 1,719 2,393 63,034 65,427 — 8,047 8,478 22,723 39,248 4,435,247 4,474,495 34 Less FDIC-assisted acquired loans, net of discounts 1,895 1,361 9,459 12,715 230,498 243,213 — Total $ 6,152 $ 7,117 $ 13,264 $ 26,533 $ 4,204,749 $ 4,231,282 $ 34 December 31, 2016 Total Loans Total > 90 Days Past 30-59 Days 60-89 Days Over 90 Total Past Loans Due and Past Due Past Due Days Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ — $ — $ — $ — $ 21,737 $ 21,737 $ — Subdivision construction — — 109 109 17,077 17,186 — Land development 413 584 1,718 2,715 47,909 50,624 — Commercial construction — — — — 780,614 780,614 — Owner occupied one- to four- family residential 1,760 388 1,125 3,273 197,067 200,340 — Non-owner occupied one- to four-family residential 309 278 404 991 135,933 136,924 — Commercial real estate 1,969 1,988 4,404 8,361 1,178,545 1,186,906 — Other residential 4,632 — 162 4,794 658,584 663,378 — Commercial business 1,741 24 3,088 4,853 343,775 348,628 — Industrial revenue bonds — — — — 25,065 25,065 — Consumer auto 8,252 2,451 1,989 12,692 481,541 494,233 — Consumer other 1,103 278 649 2,030 67,971 70,001 — Home equity lines of credit 136 158 433 727 108,026 108,753 — Acquired FDIC-covered loans, net of discounts 4,476 1,201 8,226 13,903 120,453 134,356 301 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 1,356 552 1,401 3,309 69,260 72,569 222 Acquired non-covered loans, net of discounts 851 173 2,854 3,878 72,356 76,234 — 26,998 8,075 26,562 61,635 4,325,913 4,387,548 523 Less FDIC-supported loans, and acquired non-covered loans, net of discounts 6,683 1,926 12,481 21,090 262,069 283,159 523 Total $ 20,315 $ 6,149 $ 14,081 $ 40,545 $ 4,063,844 $ 4,104,389 $ —

Note 6_ Loans and Allowance F55

Note 6: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Financing Receivables NonAccrual Status	Nonaccruing loans (excluding FDIC-assisted acquired loans, net of discount) are summarized as follows: June 30, December 31, 2017 2016 (In Thousands) One- to four-family residential construction $ 379 $ — Subdivision construction 105 109 Land development 139 1,718 Commercial construction — — Owner occupied one- to four-family residential 986 1,125 Non-owner occupied one- to four-family residential 516 404 Commercial real estate 2,554 4,404 Other residential 162 162 Commercial business 5,388 3,088 Industrial revenue bonds — — Consumer auto 2,074 1,989 Consumer other 729 649 Home equity lines of credit 198 433 Total $ 13,230 $ 14,081

Note 6_ Loans and Allowance F56

Note 6: Loans and Allowance For Loan Losses: Allowance for Credit Losses on Financing Receivables (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Allowance for Credit Losses on Financing Receivables	The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2017. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2017: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance April 1, 2017 $ 2,857 $ 3,790 $ 15,487 $ 2,497 $ 4,671 $ 7,691 $ 36,993 Provision (benefit) charged to expense (427) (147) 1,246 (724) (661) 2,663 1,950 Losses charged off (41) (2) (1,291) (92) — (2,565) (3,991) Recoveries 24 14 — 30 355 1,158 1,581 Balance June 30, 2017 $ 2,413 $ 3,655 $ 15,442 $ 1,711 $ 4,365 $ 8,947 $ 36,533 Balance January 1, 2017 $ 2,322 $ 5,486 $ 15,938 $ 2,284 $ 3,015 $ 8,355 $ 37,400 Provision (benefit) charged to expense 122 (1,898) 770 (223) 1,224 4,205 4,200 Losses charged off (76) (2) (1,292) (387) (275) (5,968) (8,000) Recoveries 45 69 26 37 401 2,355 2,933 Balance June 30, 2017 $ 2,413 $ 3,655 $ 15,442 $ 1,711 $ 4,365 $ 8,947 $ 36,533 Ending balance: Individually evaluated for impairment $ 565 $ — $ 67 $ — $ 3,189 $ 603 $ 4,424 Collectively evaluated for impairment $ 1,794 $ 3,614 $ 15,147 $ 1,630 $ 1,142 $ 8,272 $ 31,599 Loans acquired and accounted for under ASC 310-30 $ 54 $ 41 $ 228 $ 81 $ 34 $ 72 $ 510 Loans Individually evaluated for impairment $ 6,542 $ 3,582 $ 5,946 $ 457 $ 6,973 $ 3,515 $ 27,015 Collectively evaluated for impairment $ 347,435 $ 681,231 $ 1,213,436 $ 997,681 $ 364,513 $ 599,971 $ 4,204,267 Loans acquired and accounted for under ASC 310-30 $ 136,159 $ 23,505 $ 43,772 $ 4,030 $ 5,394 $ 30,353 $ 243,213 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2016: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance April 1, 2016 $ 4,883 $ 2,621 $ 13,728 $ 3,126 $ 3,677 $ 8,991 $ 37,026 Provision (benefit) charged to expense (700) 1,066 2,696 (143) (114) (505) 2,300 Losses charged off (7) — (1,422) — (173) (1,762) (3,364) Recoveries 8 11 1,155 30 141 826 2,171 Balance June 30, 2016 $ 4,184 $ 3,698 $ 16,157 $ 3,013 $ 3,531 $ 7,550 $ 38,133 Balance January 1, 2016 $ 4,900 $ 3,190 $ 14,738 $ 3,019 $ 4,203 $ 8,099 $ 38,149 Provision (benefit) charged to expense (649) 484 3,984 (14) (668) 1,264 4,401 Losses charged off (91) — (3,731) (30) (192) (3,499) (7,543) Recoveries 24 24 1,166 38 188 1,686 3,126 Balance June 30, 2016 $ 4,184 $ 3,698 $ 16,157 $ 3,013 $ 3,531 $ 7,550 $ 38,133 The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2016: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Individually evaluated for impairment $ 570 $ — $ 2,209 $ 1,291 $ 1,295 $ 997 $ 6,362 Collectively evaluated for impairment $ 1,628 $ 5,396 $ 13,507 $ 953 $ 1,681 $ 7,248 $ 30,413 Loans acquired and accounted for under ASC 310-30 $ 124 $ 90 $ 222 $ 40 $ 39 $ 110 $ 625 Loans Individually evaluated for impairment $ 6,015 $ 3,812 $ 10,507 $ 6,023 $ 4,539 $ 3,385 $ 34,281 Collectively evaluated for impairment $ 370,172 $ 659,566 $ 1,176,399 $ 825,215 $ 369,154 $ 669,602 $ 4,070,108 Loans acquired and accounted for under ASC 310-30 $ 155,378 $ 29,600 $ 54,208 $ 2,191 $ 6,429 $ 35,353 $ 283,159

Note 6_ Loans and Allowance F57

Note 6: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Impaired Financing Receivables	June 30, 2017 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $ 380 $ 380 $ — Subdivision construction 498 512 120 Land development 457 545 — Commercial construction — — — Owner occupied one- to four-family residential 3,475 3,766 357 Non-owner occupied one- to four-family residential 2,189 2,446 88 Commercial real estate 5,945 6,303 67 Other residential 3,582 3,600 — Commercial business 6,973 7,827 3,189 Industrial revenue bonds — — — Consumer auto 2,272 2,462 412 Consumer other 885 998 133 Home equity lines of credit 359 431 58 Total $ 27,015 $ 29,270 $ 4,424 Three Months Ended Six Months Ended June 30, 2017 June 30, 2017 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ 382 $ — $ 386 $ — Subdivision construction 701 5 756 12 Land development 3,069 5 3,267 21 Commercial construction — — — — Owner occupied one- to four-family residential 3,302 43 3,356 80 Non-owner occupied one- to four-family residential 2,066 26 1,999 48 Commercial real estate 9,056 101 10,193 159 Other residential 3,719 37 3,761 75 Commercial business 6,979 40 6,432 126 Industrial revenue bonds — — — — Consumer auto 2,029 48 2,211 77 Consumer other 857 24 827 39 Home equity lines of credit 339 8 367 18 Total $ 32,499 $ 337 $ 33,555 $ 655 At or for the Year Ended December 31, 2016 Average Unpaid Investment Interest Recorded Principal Specific in Impaired Income Balance Balance Allowance Loans Recognized (In Thousands) One- to four-family residential construction $ — $ — $ — $ — $ — Subdivision construction 818 829 131 948 46 Land development 6,023 6,120 1,291 8,020 304 Commercial construction — — — — — Owner occupied one- to four-family residential 3,290 3,555 374 3,267 182 Non-owner occupied one- to four-family residential 1,907 2,177 65 1,886 113 Commercial real estate 10,507 12,121 2,209 23,928 984 Other residential 3,812 3,812 — 6,813 258 Commercial business 4,539 4,652 1,295 2,542 185 Industrial revenue bonds — — — — — Consumer auto 2,097 2,178 629 1,307 141 Consumer other 812 887 244 884 70 Home equity lines of credit 476 492 124 417 32 Total $ 34,281 $ 36,823 $ 6,362 $ 50,012 $ 2,315 June 30, 2016 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $ — $ — $ — Subdivision construction 964 975 205 Land development 7,464 7,557 1,442 Commercial construction — — — Owner occupied one- to four-family residential 3,240 3,524 394 Non-owner occupied one- to four-family residential 1,979 2,225 97 Commercial real estate 26,776 28,692 3,080 Other residential 7,511 7,511 — Commercial business 1,989 2,056 947 Industrial revenue bonds — — — Consumer auto 1,176 1,223 176 Consumer other 768 822 115 Home equity lines of credit 387 402 65 Total $ 52,254 $ 54,987 $ 6,521 Three Months Ended Six Months Ended June 30, 2016 June 30, 2016 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ — $ — $ — $ — Subdivision construction 990 23 1,019 30 Land development 7,474 77 7,490 146 Commercial construction — — — — Owner occupied one- to four-family residential 3,245 22 3,288 79 Non-owner occupied one- to four-family residential 1,891 52 1,841 52 Commercial real estate 28,987 400 31,037 624 Other residential 7,521 77 8,509 175 Commercial business 2,102 24 2,166 48 Industrial revenue bonds — — — — Consumer auto 1,005 21 967 38 Consumer other 867 10 883 29 Home equity lines of credit 410 7 435 19 Total $ 54,492 $ 713 $ 57,635 $ 1,240

Note 6_ Loans and Allowance F58

Note 6: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Troubled Debt Restructurings on Financing Receivables	The following tables present newly restructured loans during the three and six months ended June 30, 2017 and 2016, respectively, by type of modification: Three Months Ended June 30, 2017 Total Interest Only Term Combination Modification (In Thousands) Consumer $ — $ 5 $ — $ 5 $ — $ 5 $ — $ 5 Six Months Ended June 30, 2017 Total Interest Only Term Combination Modification (In Thousands) Consumer $ — $ 5 $ — $ 5 Commercial business — — 274 274 $ — $ 5 $ 274 $ 279 Three Months Ended June 30, 2016 Total Interest Only Term Combination Modification (In Thousands) Commercial business $ — $ 22 $ — $ 22 Consumer — 39 — 39 $ — $ 61 $ — $ 61 Six Months Ended June 30, 2016 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $ 429 $ — $ — $ 429 Commercial 60 — — 60 Construction and land development 2,946 — — 2,946 Commercial business — 22 — 22 Consumer — 41 — 41 $ 3,435 $ 63 $ — $ 3,498

Note 6_ Loans and Allowance F59

Note 6: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Financing Receivable Credit Quality Indicators	June 30, 2017 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $ 20,325 $ 587 $ — $ 380 $ — $ 21,292 Subdivision construction 16,413 2,512 — 105 — 19,030 Land development 44,066 4,900 — 138 — 49,104 Commercial construction 949,034 — — — — 949,034 Owner occupied one- to four- family residential 184,983 — — 1,648 — 186,631 Non-owner occupied one- to four- family residential 125,678 456 — 890 — 127,024 Commercial real estate 1,198,014 18,064 — 3,304 — 1,219,382 Other residential 680,511 4,140 — 162 — 684,813 Commercial business 340,162 2,634 — 5,497 — 348,293 Industrial revenue bonds 23,193 — — — — 23,193 Consumer auto 427,145 — — 2,201 — 429,346 Consumer other 65,171 — — 742 — 65,913 Home equity lines of credit 107,881 — — 346 — 108,227 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 177,771 — — 15 — 177,786 Acquired non-covered loans, net of discounts 65,427 — — — — 65,427 Total $ 4,425,774 $ 33,293 $ — $ 15,428 $ — $ 4,474,495 December 31, 2016 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $ 20,771 $ 966 $ — $ — $ — $ 21,737 Subdivision construction 14,059 2,729 — 398 — 17,186 Land development 39,925 5,140 — 5,559 — 50,624 Commercial construction 780,614 — — — — 780,614 Owner occupied one- to-four- family residential 198,835 67 — 1,438 — 200,340 Non-owner occupied one- to- four-family residential 135,930 465 — 529 — 136,924 Commercial real estate 1,160,280 20,154 — 6,472 — 1,186,906 Other residential 658,846 4,370 — 162 — 663,378 Commercial business 342,685 2,651 — 3,292 — 348,628 Industrial revenue bonds 25,065 — — — — 25,065 Consumer auto 492,165 — — 2,068 — 494,233 Consumer other 69,338 — — 663 — 70,001 Home equity lines of credit 108,290 — — 463 — 108,753 Acquired FDIC-covered loans, net of discounts 134,356 — — — — 134,356 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 72,552 — — 17 — 72,569 Acquired non-covered loans, net of discounts 76,234 — — — — 76,234 Total $ 4,329,945 $ 36,542 $ — $ 21,061 $ — $ 4,387,548

Note 7_ Acquired Loans, Loss 60

Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Impact of Adjustments of Acquired Loans on Financial Results	Three Months Ended Three Months Ended June 30, 2017 June 30, 2016 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $ 1,282 12 bps $ 3,858 39 bps Non-interest income — (1,774) Net impact to pre-tax income $ 1,282 $ 2,084 Net impact net of taxes $ 817 $ 1,355 Impact to diluted earnings per common share $ 0.06 $ 0.10 Six Months Ended Six Months Ended June 30, 2017 June 30, 2016 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $ 3,262 16 bps $ 9,240 47 bps Non-interest income (634) (4,708) Net impact to pre-tax income $ 2,628 $ 4,532 Net impact net of taxes $ 1,674 $ 2,946 Impact to diluted earnings per common share $ 0.12 $ 0.21

Note 7_ Acquired Loans, Loss 61

Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: FDIC Indemnification Asset Roll Forward (Tables)	3 Months Ended
	Jun. 30, 2017
TeamBank
FDIC Indemnification Asset Roll Forward	June 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 15,320 $ 14 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (695) — Original estimated fair value of assets, net of activity since acquisition date (14,457) (14) Expected loss remaining $ 168 $ — December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 18,838 $ 14 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (846) — Original estimated fair value of assets, net of activity since acquisition date (17,833) (14) Expected loss remaining $ 159 $ —
Vantus Bank
FDIC Indemnification Asset Roll Forward	June 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 21,169 $ 15 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (172) — Original estimated fair value of assets, net of activity since acquisition date (20,760) (15) Expected loss remaining $ 237 $ — December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 23,712 $ 15 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (239) — Original estimated fair value of assets, net of activity since acquisition date (23,232) (15) Expected loss remaining $ 241 $ —
Sun Security Bank
FDIC Indemnification Asset Roll Forward	June 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 30,487 $ 333 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (727) — Original estimated fair value of assets, net of activity since acquisition date (28,762) (326) Expected loss remaining $ 998 $ 7 December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 33,579 $ 365 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,086) — Original estimated fair value of assets, net of activity since acquisition date (31,499) (286) Expected loss remaining $ 994 $ 79
InterBank
FDIC Indemnification Asset Roll Forward	June 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 128,404 $ 3,796 Non-credit premium/(discount), net of activity since acquisition date 397 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (982) — Original estimated fair value of assets, net of activity since acquisition date (113,805) (3,796) Expected loss remaining $ 14,014 $ — December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 149,657 $ 1,417 Non-credit premium/(discount), net of activity since acquisition date 543 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,984) — Original estimated fair value of assets, net of activity since acquisition date (134,355) (1,417) Expected loss remaining 13,861 — Assumed loss sharing recovery percentage 84% — Estimated loss sharing value 11,644 — FDIC loss share clawback 953 — Indemnification asset to be amortized resulting from change in expected losses 1,586 — Accretable discount on FDIC indemnification asset (1,038) — FDIC indemnification asset $ 13,145 $ —
Valley Bank
FDIC Indemnification Asset Roll Forward	June 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $ 71,860 $ 1,938 Non-credit premium/(discount), net of activity since acquisition date 86 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (592) — Original estimated fair value of assets, net of activity since acquisition date (65,424) (1,938) Expected loss remaining $ 5,930 $ — December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $ 84,283 $ 1,973 Non-credit premium/(discount), net of activity since acquisition date 228 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,121) — Original estimated fair value of assets, net of activity since acquisition date (76,231) (1,952) Expected loss remaining $ 6,159 $ 21

Note 8_ Other Real Estate Own62

Note 8: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Major Classifications of Foreclosed Assets	Major classifications of other real estate owned were as follows: June 30, December 31, 2017 2016 (In Thousands) Foreclosed assets held for sale One- to four-family construction $ — $ — Subdivision construction 6,217 6,360 Land development 10,322 10,886 Commercial construction — — One- to four-family residential 465 1,217 Other residential — 954 Commercial real estate 2,275 3,841 Commercial business — — Consumer 2,506 1,991 21,785 25,249 FDIC-supported foreclosed assets, net of discounts — 1,426 Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts 4,151 316 Acquired foreclosed assets not covered by FDIC loss sharing agreements, net of discounts 1,938 1,952 Foreclosed assets held for sale, net 27,874 28,943 Other real estate owned not acquired through foreclosure 2,240 3,715 Other real estate owned $ 30,114 $ 32,658

Note 8_ Other Real Estate Own63

Note 8: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Expenses Applicable to Foreclosed Assets	Three Months Ended June 30, 2017 2016 (In Thousands) Net gain on sales of other real estate owned $ (60) $ (319) Valuation write-downs — 421 Operating expenses, net of rental income 737 772 $ 677 $ 874 Six Months Ended June 30, 2017 2016 (In Thousands) Net gain on sales of other real estate owned $ (728) $ (251) Valuation write-downs — 321 Operating expenses, net of rental income 1,979 1,715 $ 1,251 $ 1,785

Note 10_ Advances From Federa64

Note 10: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Federal Home Loan Bank, Advances	June 30, 2017 December 31, 2016 Weighted Weighted Average Average Interest Interest Due In Amount Rate Amount Rate (In Thousands) (In Thousands) 2017 $ — —% $ 30,826 3.26% 2018 — — 81 5.14 2019 — — 28 5.14 2020 — — — — 2021 — — — — 2022 and thereafter — — 500 5.54 — — 31,435 3.30 Unamortized fair value adjustment — 17 $ — $ 31,452

Note 11_ Securities Sold Unde65

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Short-term Debt (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Short-term Debt	June 30, 2017 December 31, 2016 (In Thousands) Notes payable – Community Development Equity Funds $ 1,365 $ 1,323 Overnight borrowings from the Federal Home Loan Bank 184,000 171,000 Securities sold under reverse repurchase agreements 111,992 113,700 $ 297,357 $ 286,023

Note 11_ Securities Sold Unde66

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Repurchase Agreements (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Repurchase Agreements	June 30, 2017 December 31, 2016 Overnight and Overnight and Continuous Continuous (In Thousands) FHLBank CD $ 15,002 $ 16,202 Mortgage-backed securities – GNMA, FNMA, FHLMC 96,990 97,498 $ 111,992 $ 113,700

Note 12_ Subordinated Notes_ Sc

Note 12: Subordinated Notes: Schedule of Subordinated Borrowing (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Subordinated Borrowing	June 30, 2017 December 31, 2016 (In Thousands) Subordinated notes $ 75,000 $ 75,000 Less: unamortized debt issuance costs 1,387 1,463 $ 73,613 $ 73,537

Note 13_ Income Taxes_ Schedule

Note 13: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Effective Income Tax Rate Reconciliation	Three Months Ended June 30, 2017 2016 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (1.2) (1.6) Tax credits (4.3) (6.5) State taxes 1.8 1.1 Other (0.5) 0.3 30.8% 28.3% Six Months Ended June 30, 2017 2016 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (1.5) (2.1) Tax credits (5.1) (7.5) State taxes 1.5 1.1 Other (1.0) 0.4 28.9% 26.9%

Note 14_ Disclosures About Fa69

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value, Assets Measured on Recurring Basis (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Fair Value, Assets Measured on Recurring Basis	Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2017 Mortgage-backed securities $ 133,558 $ $ 133,558 $ States and political subdivisions 61,586 61,586 Interest rate derivative asset 1,504 1,504 Interest rate derivative liability (1,584) (1,584) December 31, 2016 Mortgage-backed securities $ 146,035 $ $ 146,035 $ States and political subdivisions 67,837 — 67,837 Interest rate derivative asset 1,663 — 1,663 Interest rate derivative liability (1,699) — (1,699)

Note 14_ Disclosures About Fa70

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2017 Impaired loans $ 4,607 $ — $ — $ 4,607 Foreclosed assets held for sale $ 630 $ $ $ 630 December 31, 2016 Impaired loans $ 8,280 $ — $ — $ 8,280 Foreclosed assets held for sale $ 1,604 $ $ $ 1,604

Note 14_ Disclosures About Fa71

Note 14: Disclosures About Fair Value of Financial Instruments: Schedule Of Financial Instruments Fair Value (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule Of Financial Instruments Fair Value	June 30, 2017 December 31, 2016 Carrying Fair Hierarchy Carrying Fair Hierarchy Amount Value Level Amount Value Level (In Thousands) Financial assets Cash and cash equivalents $ 212,505 $ 212,505 1 $ 279,769 $ 279,769 1 Held-to-maturity securities 130 134 2 247 258 2 Mortgage loans held for sale 8,178 8,178 2 16,445 16,445 2 Loans, net of allowance for loan losses 3,772,816 3,783,674 3 3,759,966 3,766,709 3 Accrued interest receivable 10,818 10,818 3 11,875 11,875 3 Investment in FHLBank stock 12,842 12,842 3 13,034 13,034 3 Financial liabilities Deposits 3,572,645 3,579,608 3 3,677,230 3,683,751 3 FHLBank advances — — 3 31,452 32,379 3 Short-term borrowings 297,357 297,357 3 286,023 286,023 3 Subordinated debentures 25,774 25,774 3 25,774 25,774 3 Subordinated notes 73,613 76,125 2 73,537 76,031 2 Accrued interest payable 2,587 2,587 3 2,723 2,723 3 Unrecognized financial instruments (net of contractual value) Commitments to originate loans — — 3 — — 3 Letters of credit 66 66 3 92 92 3 Lines of credit — — 3 — — 3

Note 15_ Derivatives and Hedg72

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments in Statement of Financial Position, Fair Value (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	Location in Fair Value Consolidated Statements June 30, December 31, of Financial Condition 2017 2016 (In Thousands) Derivatives designated as hedging instruments Interest rate caps Prepaid expenses and other assets $ 9 $ 40 Total derivatives designated as hedging instruments $ 9 $ 40 Derivatives not designated as hedging instruments Asset Derivatives Interest rate products Prepaid expenses and other assets $ 1,495 $ 1,623 Total derivatives not designated as hedging instruments $ 1,495 $ 1,623 Liability Derivatives Interest rate products Accrued expenses and other liabilities $ 1,584 $ 1,699 Total derivatives not designated as hedging instruments $ 1,584 $ 1,699

Note 15_ Derivatives and Hedg73

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Jun. 30, 2017
Tables/Schedules
Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss)	Amount of Gain (Loss) Recognized in AOCI Three Months Ended June 30, Cash Flow Hedges 2017 2016 (In Thousands) Interest rate cap, net of income taxes $ 46 $ 14 [ES1] Amount of Gain (Loss) Recognized in AOCI Six Months Ended June 30, Cash Flow Hedges 2017 2016 (In Thousands) Interest rate cap, net of income taxes $ 97 $ (16)

Note 2_ Nature of Operations 74

Note 2: Nature of Operations and Operating Segments (Details)	3 Months Ended
	Jun. 30, 2017
Details
Segment Reporting, Additional Information about Entity's Reportable Segments	The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements

Note 4_ Earnings Per Share_ S75

Note 4: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Earnings Per Share, Basic
Weighted Average Number of Shares Outstanding, Basic	14,027	13,899	14,010	13,900
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 16,176	$ 12,534	$ 27,695	$ 22,327
BASIC EARNINGS PER COMMON SHARE	$ 1.15	$ 0.90	$ 1.98	$ 1.61
Earnings Per Share, Diluted
Weighted Average Number of Shares Outstanding, Diluted	14,027	13,899	14,010	13,900
Net effect of dilutive stock options - based on the treasury stock method using average market price	179	121	179	124
Weighted Average Number Diluted Shares Outstanding Adjustment	14,206	14,020	14,189	14,024
Net Income (Loss) Available to Common Stockholders, Diluted	$ 16,176	$ 12,534	$ 27,695	$ 22,327
DILUTED EARNINGS PER COMMON SHARE	$ 1.14	$ 0.89	$ 1.95	$ 1.59

Note 4_ Earnings Per Share_ E76

Note 4: Earnings Per Share: Earnings Per Share, Policy (Details) - shares	3 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Details
Options to purchase shares of common stock outstanding not included in computation of diluted earnings per share because exercise price greater than average market price	114,800	125,150

Note 5_ Investment Securities77

Note 5: Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Available-for-sale Securities, Amortized Cost Basis	$ 191,875
Available for Sale Securities Fair Value	195,144
Available-for-sale Securities
Available-for-sale Securities, Amortized Cost Basis	191,875	$ 211,173
Available for sale Securities, Gross Unrealized Gain	4,258	4,208
Available For Sale Securities Gross Unrealized Losses	989	1,509
Available for Sale Securities Fair Value	$ 195,144	$ 213,872
Available for Sale Securities Tax Equivalent Yield	3.21%	3.16%
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available-for-sale Securities, Amortized Cost Basis	$ 133,569	$ 146,491
Available for sale Securities, Gross Unrealized Gain	978	1,045
Available For Sale Securities Gross Unrealized Losses	989	1,501
Available for Sale Securities Fair Value	$ 133,558	$ 146,035
Available for Sale Securities Tax Equivalent Yield	2.11%	2.03%
US States and Political Subdivisions Debt Securities
Available-for-sale Securities, Amortized Cost Basis	$ 58,306	$ 64,682
Available for sale Securities, Gross Unrealized Gain	3,280	3,163
Available For Sale Securities Gross Unrealized Losses		8
Available for Sale Securities Fair Value	$ 61,586	$ 67,837
Available for Sale Securities Tax Equivalent Yield	5.74%	5.73%

Note 5_ Investment Securities78

Note 5: Investment Securities: Schedule of Held-to-maturity Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Held-to-maturity securities fair value	$ 134	$ 258
Held-to-maturity Securities | US States and Political Subdivisions Debt Securities
Held to Maturity Securities Amortized Cost	130	247
Held to Maturity Securities Gross Unrealized Gains	4	11
Held-to-maturity securities fair value	$ 134	$ 258
Held to Maturity Securities Tax Equivalent Yield	7.35%	7.36%

Note 5_ Investment Securities79

Note 5: Investment Securities: Investments Classified by Contractual Maturity Date (Details) $ in Thousands	Jun. 30, 2017USD ($)
Details
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	$ 391
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	393
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	4,683
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	4,954
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	53,232
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	56,239
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	133,569
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	133,558
Available-for-sale Securities, Amortized Cost Basis	191,875
Available for Sale Securities Fair Value	$ 195,144

Note 5_ Investment Securities80

Note 5: Investment Securities: Contractual Obligation, Fiscal Year Maturity Schedule (Details) $ in Thousands	Jun. 30, 2017USD ($)
Details
Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount	$ 130
Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value	$ 134

Note 5_ Investment Securities81

Note 5: Investment Securities: Investment, Policy (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Details
Fair value investments reported less than historical cost	$ 86,400	$ 104,500
Fair value investments reported less than historical cost percentage of investment portfolio	44.30%	48.80%

Note 5_ Investment Securities82

Note 5: Investment Securities: Unrealized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Unrealized Losses and Estimated Fair Value
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 86,443	$ 104,460
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(989)	(1,509)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	86,443	104,460
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	(989)	(1,509)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	86,443	102,296
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(989)	(1,501)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	86,443	102,296
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ (989)	(1,501)
US States and Political Subdivisions Debt Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value		2,164
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		(8)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value		2,164
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss		$ (8)

Note 5_ Investment Securities83

Note 5: Investment Securities: Gross Gains and Losses on Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2017
Details
Available-for-sale Securities, Gross Realized Gains	$ 2,700	$ 2,800
Available-for-sale Securities, Gross Realized Losses		$ 88

Note 5_ Investment Securities84

Note 5: Investment Securities: Other than temporary impairment securities (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2017
Details
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	$ 0	$ 0

Note 5_ Investment Securities85

Note 5: Investment Securities: Credit Losses Recognized on Investments (Details) $ in Thousands	Jun. 30, 2017USD ($)
Details
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held	$ 0

Note 5_ Investment Securities86

Note 5: Investment Securities: Other Than Temporary Impairment Credit Losses Recognized in Earnings (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2016
Details
Reclassifications out of accumulated other comprehensive income	$ 1,742	$ 1,744

Note 6_ Loans and Allowance F87

Note 6: Loans and Allowance For Loan Losses: Schedule of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Loans Receivable weighted average interest rate	4.68%	4.58%
Automobile Loan
Loans Receivable	$ 429,346	$ 494,233
One-to-Four-Family Residential Construction
Loans Receivable	21,292	21,737
Subdivision Construction
Loans Receivable	19,030	17,186
Land Development
Loans Receivable	49,104	50,624
Commercial Construction
Loans Receivable	949,034	780,614
Owner Occupied One-to-Four-Family Residential
Loans Receivable	186,631	200,340
Non-Owner Occupied One To Four Family Residential
Loans Receivable	127,024	136,924
Commercial Real Estate
Loans Receivable	1,219,382	1,186,906
Other Residential
Loans Receivable	684,813	663,378
Commercial Business
Loans Receivable	348,293	348,628
Industrial Revenue Bonds
Loans Receivable	23,193	25,065
Consumer Loan
Loans Receivable	65,913	70,001
Home Equity Line of Credit
Loans Receivable	108,227	108,753
Acquired FDIC Covered Loans Net of Discount
Loans Receivable		134,356
Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loans Receivable	177,786	72,569
Acquired Non-Covered Loans Net of Discounts
Loans Receivable	65,427	76,234
Loans Receivable, Gross
Loans Receivable	4,474,495	4,387,548
Undisbursed Portion of Loans in Process
Loans Receivable	(659,913)	(585,313)
Allowance for Loans and Leases Receivable
Loans Receivable	(36,533)	(37,400)
Deferred Loan Fees and Gains Net
Loans Receivable	(5,233)	(4,869)
Loans Receivable
Loans Receivable	$ 3,772,816	$ 3,759,966

Note 6_ Loans and Allowance F88

Note 6: Loans and Allowance For Loan Losses: Schedule of Loans Classified by Aging Analysis (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financing Receivables, 30 to 59 Days Past Due | Automobile Loan
Financing Receivables, By Class	$ 4,701	$ 8,252
Financing Receivables, 30 to 59 Days Past Due | Land Development
Financing Receivables, By Class		413
Financing Receivables, 30 to 59 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	215	1,760
Financing Receivables, 30 to 59 Days Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class		309
Financing Receivables, 30 to 59 Days Past Due | Commercial Real Estate
Financing Receivables, By Class		1,969
Financing Receivables, 30 to 59 Days Past Due | Other Residential
Financing Receivables, By Class	425	4,632
Financing Receivables, 30 to 59 Days Past Due | Commercial Business
Financing Receivables, By Class	293	1,741
Financing Receivables, 30 to 59 Days Past Due | Consumer Loan
Financing Receivables, By Class	488	1,103
Financing Receivables, 30 to 59 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	30	136
Financing Receivables, 30 to 59 Days Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	1,226	1,356
Financing Receivables, 30 to 59 Days Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	669	851
Financing Receivables, 30 to 59 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	8,047	26,998
Financing Receivables, 30 to 59 Days Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	1,895	6,683
Financing Receivables, 30 to 59 Days Past Due | Loans Receivable
Financing Receivables, By Class	6,152	20,315
Financing Receivables, 30 to 59 Days Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		4,476
Financing Receivables, 60 to 89 Days Past Due | Automobile Loan
Financing Receivables, By Class	1,522	2,451
Financing Receivables, 60 to 89 Days Past Due | Land Development
Financing Receivables, By Class	547	584
Financing Receivables, 60 to 89 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	244	388
Financing Receivables, 60 to 89 Days Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	250	278
Financing Receivables, 60 to 89 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	4,025	1,988
Financing Receivables, 60 to 89 Days Past Due | Commercial Business
Financing Receivables, By Class		24
Financing Receivables, 60 to 89 Days Past Due | Consumer Loan
Financing Receivables, By Class	211	278
Financing Receivables, 60 to 89 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	318	158
Financing Receivables, 60 to 89 Days Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	1,356	552
Financing Receivables, 60 to 89 Days Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	5	173
Financing Receivables, 60 to 89 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	8,478	8,075
Financing Receivables, 60 to 89 Days Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	1,361	1,926
Financing Receivables, 60 to 89 Days Past Due | Loans Receivable
Financing Receivables, By Class	7,117	6,149
Financing Receivables, 60 to 89 Days Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		1,201
Financing Receivables, Equal to Greater than 90 Days Past Due | Automobile Loan
Financing Receivables, By Class	2,092	1,989
Financing Receivables, Equal to Greater than 90 Days Past Due | One-to-Four-Family Residential Construction
Financing Receivables, By Class	379
Financing Receivables, Equal to Greater than 90 Days Past Due | Subdivision Construction
Financing Receivables, By Class	105	109
Financing Receivables, Equal to Greater than 90 Days Past Due | Land Development
Financing Receivables, By Class	139	1,718
Financing Receivables, Equal to Greater than 90 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	986	1,125
Financing Receivables, Equal to Greater than 90 Days Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	516	404
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	2,554	4,404
Financing Receivables, Equal to Greater than 90 Days Past Due | Other Residential
Financing Receivables, By Class	162	162
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Business
Financing Receivables, By Class	5,388	3,088
Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer Loan
Financing Receivables, By Class	729	649
Financing Receivables, Equal to Greater than 90 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	214	433
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	7,740	1,401
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	1,719	2,854
Financing Receivables, Equal to Greater than 90 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	22,723	26,562
Financing Receivables, Equal to Greater than 90 Days Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	9,459	12,481
Financing Receivables, Equal to Greater than 90 Days Past Due | Loans Receivable
Financing Receivables, By Class	13,264	14,081
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		8,226
Financing Receivables Past Due | Automobile Loan
Financing Receivables, By Class	8,315	12,692
Financing Receivables Past Due | One-to-Four-Family Residential Construction
Financing Receivables, By Class	379
Financing Receivables Past Due | Subdivision Construction
Financing Receivables, By Class	105	109
Financing Receivables Past Due | Land Development
Financing Receivables, By Class	686	2,715
Financing Receivables Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	1,445	3,273
Financing Receivables Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	766	991
Financing Receivables Past Due | Commercial Real Estate
Financing Receivables, By Class	6,579	8,361
Financing Receivables Past Due | Other Residential
Financing Receivables, By Class	587	4,794
Financing Receivables Past Due | Commercial Business
Financing Receivables, By Class	5,681	4,853
Financing Receivables Past Due | Consumer Loan
Financing Receivables, By Class	1,428	2,030
Financing Receivables Past Due | Home Equity Line of Credit
Financing Receivables, By Class	562	727
Financing Receivables Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	10,322	3,309
Financing Receivables Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	2,393	3,878
Financing Receivables Past Due | Loans Receivable, Gross
Financing Receivables, By Class	39,248	61,635
Financing Receivables Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	12,715	21,090
Financing Receivables Past Due | Loans Receivable
Financing Receivables, By Class	26,533	40,545
Financing Receivables Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		13,903
Financing Receivables Current | Automobile Loan
Financing Receivables, By Class	421,031	481,541
Financing Receivables Current | One-to-Four-Family Residential Construction
Financing Receivables, By Class	20,913	21,737
Financing Receivables Current | Subdivision Construction
Financing Receivables, By Class	18,925	17,077
Financing Receivables Current | Land Development
Financing Receivables, By Class	48,418	47,909
Financing Receivables Current | Commercial Construction
Financing Receivables, By Class	949,034	780,614
Financing Receivables Current | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	185,186	197,067
Financing Receivables Current | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	126,258	135,933
Financing Receivables Current | Commercial Real Estate
Financing Receivables, By Class	1,212,803	1,178,545
Financing Receivables Current | Other Residential
Financing Receivables, By Class	684,226	658,584
Financing Receivables Current | Commercial Business
Financing Receivables, By Class	342,612	343,775
Financing Receivables Current | Industrial Revenue Bonds
Financing Receivables, By Class	23,193	25,065
Financing Receivables Current | Consumer Loan
Financing Receivables, By Class	64,485	67,971
Financing Receivables Current | Home Equity Line of Credit
Financing Receivables, By Class	107,665	108,026
Financing Receivables Current | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	167,464	69,260
Financing Receivables Current | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	63,034	72,356
Financing Receivables Current | Loans Receivable, Gross
Financing Receivables, By Class	4,435,247	4,325,913
Financing Receivables Current | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	230,498	262,069
Financing Receivables Current | Loans Receivable
Financing Receivables, By Class	4,204,749	4,063,844
Financing Receivables Current | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		120,453
Financing Receivables, Total | Automobile Loan
Financing Receivables, By Class	429,346	494,233
Financing Receivables, Total | One-to-Four-Family Residential Construction
Financing Receivables, By Class	21,292	21,737
Financing Receivables, Total | Subdivision Construction
Financing Receivables, By Class	19,030	17,186
Financing Receivables, Total | Land Development
Financing Receivables, By Class	49,104	50,624
Financing Receivables, Total | Commercial Construction
Financing Receivables, By Class	949,034	780,614
Financing Receivables, Total | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	186,631	200,340
Financing Receivables, Total | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	127,024	136,924
Financing Receivables, Total | Commercial Real Estate
Financing Receivables, By Class	1,219,382	1,186,906
Financing Receivables, Total | Other Residential
Financing Receivables, By Class	684,813	663,378
Financing Receivables, Total | Commercial Business
Financing Receivables, By Class	348,293	348,628
Financing Receivables, Total | Industrial Revenue Bonds
Financing Receivables, By Class	23,193	25,065
Financing Receivables, Total | Consumer Loan
Financing Receivables, By Class	65,913	70,001
Financing Receivables, Total | Home Equity Line of Credit
Financing Receivables, By Class	108,227	108,753
Financing Receivables, Total | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	177,786	72,569
Financing Receivables, Total | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	65,427	76,234
Financing Receivables, Total | Loans Receivable, Gross
Financing Receivables, By Class	4,474,495	4,387,548
Financing Receivables, Total | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class	243,213	283,159
Financing Receivables, Total | Loans Receivable
Financing Receivables, By Class	4,231,282	4,104,389
Financing Receivables, Total | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		134,356
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Automobile Loan
Financing Receivables, By Class	18
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Home Equity Line of Credit
Financing Receivables, By Class	16
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class		222
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Loans Receivable, Gross
Financing Receivables, By Class	34	523
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class		523
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Loans Receivable
Financing Receivables, By Class	$ 34
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		$ 301

Note 6_ Loans and Allowance F89

Note 6: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Automobile Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 2,074	$ 1,989
One-to-Four-Family Residential Construction
Financing Receivable, Recorded Investment, Nonaccrual Status	379
Subdivision Construction
Financing Receivable, Recorded Investment, Nonaccrual Status	105	109
Land Development
Financing Receivable, Recorded Investment, Nonaccrual Status	139	1,718
Owner Occupied One-to-Four-Family Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	986	1,125
Non-Owner Occupied One To Four Family Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	516	404
Commercial Real Estate
Financing Receivable, Recorded Investment, Nonaccrual Status	2,554	4,404
Other Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	162	162
Commercial Business
Financing Receivable, Recorded Investment, Nonaccrual Status	5,388	3,088
Consumer Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	729	649
Home Equity Line of Credit
Financing Receivable, Recorded Investment, Nonaccrual Status	198	433
Loans Receivable Nonaccrual
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 13,230	$ 14,081

Note 6_ Loans and Allowance F90

Note 6: Loans and Allowance For Loan Losses: Allowance for Credit Losses on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Provision for loan losses	$ 1,950	$ 2,300	$ 4,200	$ 4,401
One-to-Four-Family Residential Construction
Provision for Loan Losses Expensed	(427)	(700)	122	(649)
Financing Receivable, Allowance for Credit Losses, Write-downs	(41)	(7)	(76)	(91)
Allowance for Doubtful Accounts Receivable, Recoveries	24	8	45	24
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	565		565		$ 570
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,794		1,794		1,628
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	54				124
Financing Receivable, Individually Evaluated for Impairment	6,542		6,542		6,015
Financing Receivable, Collectively Evaluated for Impairment	347,435		347,435		370,172
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	136,159		136,159		155,378
One-to-Four-Family Residential Construction | Beginning of Period
Provision for loan losses	2,857	4,883	2,322	4,900
One-to-Four-Family Residential Construction | End of Period
Provision for loan losses	2,413	4,184	2,413	4,184
Other Residential
Provision for Loan Losses Expensed	(147)	1,066	(1,898)	484
Financing Receivable, Allowance for Credit Losses, Write-downs	(2)		(2)
Allowance for Doubtful Accounts Receivable, Recoveries	14	11	69	24
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,614		3,614		5,396
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	41				90
Financing Receivable, Individually Evaluated for Impairment	3,582		3,582		3,812
Financing Receivable, Collectively Evaluated for Impairment	681,231		681,231		659,566
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	23,505		23,505		29,600
Other Residential | Beginning of Period
Provision for loan losses	3,790	2,621	5,486	3,190
Other Residential | End of Period
Provision for loan losses	3,655	3,698	3,655	3,698
Commercial Real Estate
Provision for Loan Losses Expensed	1,246	2,696	770	3,984
Financing Receivable, Allowance for Credit Losses, Write-downs	(1,291)	(1,422)	(1,292)	(3,731)
Allowance for Doubtful Accounts Receivable, Recoveries		1,155	26	1,166
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	67		67		2,209
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	15,147		15,147		13,507
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	228				222
Financing Receivable, Individually Evaluated for Impairment	5,946		5,946		10,507
Financing Receivable, Collectively Evaluated for Impairment	1,213,436		1,213,436		1,176,399
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	43,772		43,772		54,208
Commercial Real Estate | Beginning of Period
Provision for loan losses	15,487	13,728	15,938	14,738
Commercial Real Estate | End of Period
Provision for loan losses	15,442	16,157	15,442	16,157
Commercial Construction
Provision for Loan Losses Expensed	(724)	(143)	(223)	(14)
Financing Receivable, Allowance for Credit Losses, Write-downs	(92)		(387)	(30)
Allowance for Doubtful Accounts Receivable, Recoveries	30	30	37	38
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment					1,291
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,630		1,630		953
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	81				40
Financing Receivable, Individually Evaluated for Impairment	457		457		6,023
Financing Receivable, Collectively Evaluated for Impairment	997,681		997,681		825,215
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	4,030		4,030		2,191
Commercial Construction | Beginning of Period
Provision for loan losses	2,497	3,126	2,284	3,019
Commercial Construction | End of Period
Provision for loan losses	1,711	3,013	1,711	3,013
Commercial Business
Provision for Loan Losses Expensed	(661)	(114)	1,224	(668)
Financing Receivable, Allowance for Credit Losses, Write-downs		(173)	(275)	(192)
Allowance for Doubtful Accounts Receivable, Recoveries	355	141	401	188
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	3,189		3,189		1,295
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,142		1,142		1,681
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	34				39
Financing Receivable, Individually Evaluated for Impairment	6,973		6,973		4,539
Financing Receivable, Collectively Evaluated for Impairment	364,513		364,513		369,154
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	5,394		5,394		6,429
Commercial Business | Beginning of Period
Provision for loan losses	4,671	3,677	3,015	4,203
Commercial Business | End of Period
Provision for loan losses	4,365	3,531	4,365	3,531
Consumer
Provision for Loan Losses Expensed	2,663	(505)	4,205	1,264
Financing Receivable, Allowance for Credit Losses, Write-downs	(2,565)	(1,762)	(5,968)	(3,499)
Allowance for Doubtful Accounts Receivable, Recoveries	1,158	826	2,355	1,686
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	603		603		997
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	8,272		8,272		7,248
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	72				110
Financing Receivable, Individually Evaluated for Impairment	3,515		3,515		3,385
Financing Receivable, Collectively Evaluated for Impairment	599,971		599,971		669,602
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	30,353		30,353		35,353
Consumer | Beginning of Period
Provision for loan losses	7,691	8,991	8,355	8,099
Consumer | End of Period
Provision for loan losses	8,947	7,550	8,947	7,550
Loans Receivable
Provision for Loan Losses Expensed	1,950	2,300	4,200	4,401
Financing Receivable, Allowance for Credit Losses, Write-downs	(3,991)	(3,364)	(8,000)	(7,543)
Allowance for Doubtful Accounts Receivable, Recoveries	1,581	2,171	2,933	3,126
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	4,424		4,424		6,362
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	31,599		31,599		30,413
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	510				625
Financing Receivable, Individually Evaluated for Impairment	27,015		27,015		34,281
Financing Receivable, Collectively Evaluated for Impairment	4,204,267		4,204,267		4,070,108
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	243,213		243,213		$ 283,159
Loans Receivable | Beginning of Period
Provision for loan losses	36,993	37,026	37,400	38,149
Loans Receivable | End of Period
Provision for loan losses	$ 36,533	$ 38,133	$ 36,533	$ 38,133

Note 6_ Loans and Allowance F91

Note 6: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Automobile Loan
Impaired Financing Receivable, Recorded Investment	$ 2,272	$ 1,176	$ 2,272	$ 1,176	$ 2,097
Impaired Financing Receivable, Unpaid Principal Balance	2,462	1,223	2,462	1,223	2,178
Impaired Financing Receivable, Related Allowance	412	176	412	176	629
Impaired Financing Receivable, Average Recorded Investment	2,029	1,005	2,211	967	1,307
Impaired Financing Receivable Interest Income Recognized	48	21	77	38	141
One-to-Four-Family Residential Construction
Impaired Financing Receivable, Recorded Investment	380		380
Impaired Financing Receivable, Unpaid Principal Balance	380		380
Impaired Financing Receivable, Average Recorded Investment	382		386
Subdivision Construction
Impaired Financing Receivable, Recorded Investment	498	964	498	964	818
Impaired Financing Receivable, Unpaid Principal Balance	512	975	512	975	829
Impaired Financing Receivable, Related Allowance	120	205	120	205	131
Impaired Financing Receivable, Average Recorded Investment	701	990	756	1,019	948
Impaired Financing Receivable Interest Income Recognized	5	23	12	30	46
Land Development
Impaired Financing Receivable, Recorded Investment	457	7,464	457	7,464	6,023
Impaired Financing Receivable, Unpaid Principal Balance	545	7,557	545	7,557	6,120
Impaired Financing Receivable, Related Allowance		1,442		1,442	1,291
Impaired Financing Receivable, Average Recorded Investment	3,069	7,474	3,267	7,490	8,020
Impaired Financing Receivable Interest Income Recognized	5	77	21	146	304
Owner Occupied One-to-Four-Family Residential
Impaired Financing Receivable, Recorded Investment	3,475	3,240	3,475	3,240	3,290
Impaired Financing Receivable, Unpaid Principal Balance	3,766	3,524	3,766	3,524	3,555
Impaired Financing Receivable, Related Allowance	357	394	357	394	374
Impaired Financing Receivable, Average Recorded Investment	3,302	3,245	3,356	3,288	3,267
Impaired Financing Receivable Interest Income Recognized	43	22	80	79	182
Non-Owner Occupied One To Four Family Residential
Impaired Financing Receivable, Recorded Investment	2,189	1,979	2,189	1,979	1,907
Impaired Financing Receivable, Unpaid Principal Balance	2,446	2,225	2,446	2,225	2,177
Impaired Financing Receivable, Related Allowance	88	97	88	97	65
Impaired Financing Receivable, Average Recorded Investment	2,066	1,891	1,999	1,841	1,886
Impaired Financing Receivable Interest Income Recognized	26	52	48	52	113
Commercial Real Estate
Impaired Financing Receivable, Recorded Investment	5,945	26,776	5,945	26,776	10,507
Impaired Financing Receivable, Unpaid Principal Balance	6,303	28,692	6,303	28,692	12,121
Impaired Financing Receivable, Related Allowance	67	3,080	67	3,080	2,209
Impaired Financing Receivable, Average Recorded Investment	9,056	28,987	10,193	31,037	23,928
Impaired Financing Receivable Interest Income Recognized	101	400	159	624	984
Other Residential
Impaired Financing Receivable, Recorded Investment	3,582	7,511	3,582	7,511	3,812
Impaired Financing Receivable, Unpaid Principal Balance	3,600	7,511	3,600	7,511	3,812
Impaired Financing Receivable, Average Recorded Investment	3,719	7,521	3,761	8,509	6,813
Impaired Financing Receivable Interest Income Recognized	37	77	75	175	258
Commercial Business
Impaired Financing Receivable, Recorded Investment	6,973	1,989	6,973	1,989	4,539
Impaired Financing Receivable, Unpaid Principal Balance	7,827	2,056	7,827	2,056	4,652
Impaired Financing Receivable, Related Allowance	3,189	947	3,189	947	1,295
Impaired Financing Receivable, Average Recorded Investment	6,979	2,102	6,432	2,166	2,542
Impaired Financing Receivable Interest Income Recognized	40	24	126	48	185
Consumer Loan
Impaired Financing Receivable, Recorded Investment	885	768	885	768	812
Impaired Financing Receivable, Unpaid Principal Balance	998	822	998	822	887
Impaired Financing Receivable, Related Allowance	133	115	133	115	244
Impaired Financing Receivable, Average Recorded Investment	857	867	827	883	884
Impaired Financing Receivable Interest Income Recognized	24	10	39	29	70
Home Equity Line of Credit
Impaired Financing Receivable, Recorded Investment	359	387	359	387	476
Impaired Financing Receivable, Unpaid Principal Balance	431	402	431	402	492
Impaired Financing Receivable, Related Allowance	58	65	58	65	124
Impaired Financing Receivable, Average Recorded Investment	339	410	367	435	417
Impaired Financing Receivable Interest Income Recognized	8	7	18	19	32
Loans Receivable Impaired
Impaired Financing Receivable, Recorded Investment	27,015	52,254	27,015	52,254	34,281
Impaired Financing Receivable, Unpaid Principal Balance	29,270	54,987	29,270	54,987	36,823
Impaired Financing Receivable, Related Allowance	4,424	6,521	4,424	6,521	6,362
Impaired Financing Receivable, Average Recorded Investment	32,499	54,492	33,555	57,635	50,012
Impaired Financing Receivable Interest Income Recognized	$ 337	$ 713	$ 655	$ 1,240	$ 2,315

Note 6_ Loans and Allowance F92

Note 6: Loans and Allowance For Loan Losses: Impaired Loans Specific Valuation Allowance (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Details
Impaired Loans Valuation Allowance	$ 4,400	$ 6,400

Note 6_ Loans and Allowance F93

Note 6: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Consumer
Troubled Debt Restructuring Loans Modified Term	$ 5	$ 39	$ 5	$ 41
Troubled Debt Restructurings Total New Modifications	5	39	5	41
Total Newly Restructured Loans
Troubled Debt Restructuring Loans Interest Only				3,435
Troubled Debt Restructuring Loans Modified Term	5	61	5	63
Troubled Debt Restructuring Loans Modified Combination			274
Troubled Debt Restructurings Total New Modifications	$ 5	61	279	3,498
Commercial Business
Troubled Debt Restructuring Loans Modified Term		22		22
Troubled Debt Restructuring Loans Modified Combination			274
Troubled Debt Restructurings Total New Modifications		$ 22	$ 274	22
One-to-Four-Family Residential | Mortgage Loan On Real Estate
Troubled Debt Restructuring Loans Interest Only				429
Troubled Debt Restructurings Total New Modifications				429
Commercial Real Estate
Troubled Debt Restructuring Loans Interest Only				60
Troubled Debt Restructurings Total New Modifications				60
Construction and Land Development | Mortgage Loan On Real Estate
Troubled Debt Restructuring Loans Interest Only				2,946
Troubled Debt Restructurings Total New Modifications				$ 2,946

Note 6_ Loans and Allowance F94

Note 6: Loans and Allowance For Loan Losses: Loans Modified in Troubled Debt Restructurings by Segment (Details) $ in Thousands	3 Months Ended	12 Months Ended
	Jun. 30, 2017USD ($)	Dec. 31, 2016USD ($)
Troubled Debt Restructurings Total Modifications	$ 13,600	$ 21,100
Troubled Debt Restructurings Accruing Interest	$ 11,900	18,900
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0
Substandard
Troubled Debt Restructurings	$ 2,000	7,900
Construction and Land Development
Troubled Debt Restructured Loans and Impaired	850,000	5,000
Single Family and Multi-Family Residential Mortgage Loans
Troubled Debt Restructured Loans and Impaired	7,000	7,400
Commercial Real Estate
Troubled Debt Restructured Loans and Impaired	3,800	7,100
Commercial Business
Troubled Debt Restructured Loans and Impaired	1,500	1,300
Consumer
Troubled Debt Restructured Loans and Impaired	$ 428	$ 296

Note 6_ Loans and Allowance F95

Note 6: Loans and Allowance For Loan Losses: Troubled Debt Restructured Loans Returned to Accrual Status (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Troubled Debt Restructurings Returned to Accrual Status	$ 111	$ 404	$ 345	$ 424
One-to-Four-Family Residential
Troubled Debt Restructurings Returned to Accrual Status	$ 111	235	$ 345	235
Commercial Real Estate
Troubled Debt Restructurings Returned to Accrual Status		100		100
Consumer Loan
Troubled Debt Restructurings Returned to Accrual Status		$ 69		$ 89

Note 6_ Loans and Allowance F96

Note 6: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Satisfactory | Automobile Loan
Loan Portfolio Internal Grading System Classification	$ 427,145	$ 492,165
Satisfactory | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	20,325	20,771
Satisfactory | Subdivision Construction
Loan Portfolio Internal Grading System Classification	16,413	14,059
Satisfactory | Land Development
Loan Portfolio Internal Grading System Classification	44,066	39,925
Satisfactory | Commercial Construction
Loan Portfolio Internal Grading System Classification	949,034	780,614
Satisfactory | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	184,983	198,835
Satisfactory | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	125,678	135,930
Satisfactory | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	1,198,014	1,160,280
Satisfactory | Other Residential
Loan Portfolio Internal Grading System Classification	680,511	658,846
Satisfactory | Commercial Business
Loan Portfolio Internal Grading System Classification	340,162	342,685
Satisfactory | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	23,193	25,065
Satisfactory | Consumer Loan
Loan Portfolio Internal Grading System Classification	65,171	69,338
Satisfactory | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	107,881	108,290
Satisfactory | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	177,771	72,552
Satisfactory | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	65,427	76,234
Satisfactory | Loans Receivable
Loan Portfolio Internal Grading System Classification	4,425,774	4,329,945
Satisfactory | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification		134,356
Watch | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	587	966
Watch | Subdivision Construction
Loan Portfolio Internal Grading System Classification	2,512	2,729
Watch | Land Development
Loan Portfolio Internal Grading System Classification	4,900	5,140
Watch | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification		67
Watch | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	456	465
Watch | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	18,064	20,154
Watch | Other Residential
Loan Portfolio Internal Grading System Classification	4,140	4,370
Watch | Commercial Business
Loan Portfolio Internal Grading System Classification	2,634	2,651
Watch | Loans Receivable
Loan Portfolio Internal Grading System Classification	33,293	36,542
Substandard | Automobile Loan
Loan Portfolio Internal Grading System Classification	2,201	2,068
Substandard | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	380
Substandard | Subdivision Construction
Loan Portfolio Internal Grading System Classification	105	398
Substandard | Land Development
Loan Portfolio Internal Grading System Classification	138	5,559
Substandard | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	1,648	1,438
Substandard | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	890	529
Substandard | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	3,304	6,472
Substandard | Other Residential
Loan Portfolio Internal Grading System Classification	162	162
Substandard | Commercial Business
Loan Portfolio Internal Grading System Classification	5,497	3,292
Substandard | Consumer Loan
Loan Portfolio Internal Grading System Classification	742	663
Substandard | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	346	463
Substandard | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	15	17
Substandard | Loans Receivable
Loan Portfolio Internal Grading System Classification	15,428	21,061
Total for Portfolio | Automobile Loan
Loan Portfolio Internal Grading System Classification	429,346	494,233
Total for Portfolio | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	21,292	21,737
Total for Portfolio | Subdivision Construction
Loan Portfolio Internal Grading System Classification	19,030	17,186
Total for Portfolio | Land Development
Loan Portfolio Internal Grading System Classification	49,104	50,624
Total for Portfolio | Commercial Construction
Loan Portfolio Internal Grading System Classification	949,034	780,614
Total for Portfolio | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	186,631	200,340
Total for Portfolio | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	127,024	136,924
Total for Portfolio | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	1,219,382	1,186,906
Total for Portfolio | Other Residential
Loan Portfolio Internal Grading System Classification	684,813	663,378
Total for Portfolio | Commercial Business
Loan Portfolio Internal Grading System Classification	348,293	348,628
Total for Portfolio | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	23,193	25,065
Total for Portfolio | Consumer Loan
Loan Portfolio Internal Grading System Classification	65,913	70,001
Total for Portfolio | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	108,227	108,753
Total for Portfolio | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	177,786	72,569
Total for Portfolio | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	65,427	76,234
Total for Portfolio | Loans Receivable
Loan Portfolio Internal Grading System Classification	$ 4,474,495	4,387,548
Total for Portfolio | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification		$ 134,356

Note 7_ Acquired Loans, Loss 97

Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: Business Combinations Policy (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
InterBank
Acquired Loans Amount Amortized to Yield	$ 70	$ 93	$ 146	$ 191
Valley Bank
Acquired Loans Amount Amortized to Yield	$ 63	$ 131	$ 143	$ 280

Note 7_ Acquired Loans, Loss 98

Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Details) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017USD ($)$ / shares	Jun. 30, 2016USD ($)$ / shares	Jun. 30, 2017USD ($)$ / shares	Jun. 30, 2016USD ($)$ / shares
Details
Impact of acquired loan pools on net interest income	$ 1,282	$ 3,858	$ 3,262	$ 9,240
Impact of acquired loan pools on net interest margin (in basis points)	12	39	16	47
Impact of acquired loan pools on non-interest income		$ (1,774)	$ (634)	$ (4,708)
Net impact of acquired loan pools to pre-tax income	$ 1,282	2,084	2,628	4,532
Net impact of acquired loan pools to net of taxes	$ 817	$ 1,355	$ 1,674	$ 2,946
Impact of acquired loan pools to diluted earnings per common share | $ / shares	$ 0.06	$ 0.10	$ 0.12	$ 0.21

Note 7_ Acquired Loans, Loss 99

Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: FDIC Indemnification Asset Policy (Details)	3 Months Ended
	Jun. 30, 2017
TeamBank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $420.8 million since the transaction date because of $288.0 million of repayments from borrowers, $61.7 million in transfers to foreclosed assets and $71.1 million in charge-offs to customer loan balances.
Vantus Bank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $310.4 million since the transaction date because of $264.6 million of repayments from borrowers, $16.7 million in transfers to foreclosed assets and $29.1 million in charge-offs to customer loan balances.
Valley Bank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $121.3 million since the transaction date because of $109.7 million of repayments by the borrower, $3.9 million in transfers to foreclosed assets and $7.7 million of charge-offs to customer loan balances.

Note 7_ Acquired Loans, Loss100

Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets: FDIC Indemnification Asset Roll Forward (Details) - USD ($) $ in Thousands		Jun. 30, 2017	Dec. 31, 2016
FDIC indemnification asset			$ 13,145
TeamBank Loans
Initial basis for loss sharing determination, net of activity since acquisition date		$ 15,320	18,838
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)		(695)	(846)
Original estimated fair value of assets, net of activity since acquisition date		(14,457)	(17,833)
Expected loss remaining		168	159
TeamBank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date		14	14
Original estimated fair value of assets, net of activity since acquisition date		(14)	(14)
Vantus Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date		21,169	23,712
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)		(172)	(239)
Original estimated fair value of assets, net of activity since acquisition date		(20,760)	(23,232)
Expected loss remaining		237	241
Vantus Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date		15	15
Original estimated fair value of assets, net of activity since acquisition date		(15)	(15)
Sun Security Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date		30,487	33,579
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)		(727)	(1,086)
Original estimated fair value of assets, net of activity since acquisition date		(28,762)	(31,499)
Expected loss remaining		998	994
Sun Security Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date		333	365
Original estimated fair value of assets, net of activity since acquisition date		(326)	(286)
Expected loss remaining		7	79
InterBank Loans
Initial basis for loss sharing determination, net of activity since acquisition date		128,404	149,657
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)		(982)	(1,984)
Original estimated fair value of assets, net of activity since acquisition date		(113,805)	(134,355)
Expected loss remaining		14,014	13,861
Non-credit premium (discount), net of activity since acquisition date		397	$ 543
Assumed loss sharing recovery percentage			84.00%
Estimated loss sharing value	[1]		$ 11,644
FDIC loss share clawback			953
Indemnification assets to be amortized resulting from change in expected losses			1,586
Accretable Discount on FDIC Indemnification Asset			(1,038)
FDIC indemnification asset			13,145
InterBank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date		3,796	1,417
Original estimated fair value of assets, net of activity since acquisition date		(3,796)	(1,417)
Valley Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date		71,860	84,283
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)		(592)	(2,121)
Original estimated fair value of assets, net of activity since acquisition date		(65,424)	(76,231)
Expected loss remaining		5,930	6,159
Non-credit premium (discount), net of activity since acquisition date		86	228
Valley Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date		1,938	1,973
Original estimated fair value of assets, net of activity since acquisition date		$ (1,938)	(1,952)
Expected loss remaining			$ 21
[1]	Includes $400,000 impairment of indemnification asset for loans

Note 7_ Acquired Loans, Loss101

Note 7: Acquired Loans, Loss Sharing Agreements and Fdic Indemnification Assets (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2017		Jun. 30, 2016		Jun. 30, 2017		Jun. 30, 2016
Sun Security Bank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $204.0 million since the transaction date because of $144.6 million of repayments from borrowers, $28.5 million in transfers to foreclosed assets and $30.9 million of charge-offs to customer loan balances.
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	$ (574)		$ (979)		$ (1,196)		$ (2,051)
Change in expected accretable yield	465	[1]	670	[1]	605	[2]	1,141	[2]
Sun Security Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	3,795		5,323		4,277		5,924
Sun Security Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	$ 3,686		5,014		3,686		5,014
InterBank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $264.9 million since the transaction date because of $223.3 million of repayments by the borrower, $18.9 million in transfers to foreclosed assets and $22.7 million of charge-offs to customer loan balances.
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	$ (1,885)		(3,475)		(4,162)		(8,116)
Change in expected accretable yield	389	[1]	738	[1]	1,064	[2]	3,587	[2]
InterBank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	6,910		14,555		8,512		16,347
InterBank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	$ 5,414		11,818		5,414		11,818
TeamBank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $420.8 million since the transaction date because of $288.0 million of repayments from borrowers, $61.7 million in transfers to foreclosed assets and $71.1 million in charge-offs to customer loan balances.
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	$ (312)		(550)		(967)		(1,031)
Change in expected accretable yield	119	[1]	(50)	[1]	793	[2]	112	[2]
TeamBank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	2,496		3,486		2,477		3,805
TeamBank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	$ 2,303		2,886		2,303		2,886
Vantus Bank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $310.4 million since the transaction date because of $264.6 million of repayments from borrowers, $16.7 million in transfers to foreclosed assets and $29.1 million in charge-offs to customer loan balances.
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	$ (383)		(502)		(739)		(991)
Change in expected accretable yield	209	[1]	483	[1]	372	[2]	848	[2]
Vantus Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	2,354		3,236		2,547		3,360
Vantus Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	$ 2,180		3,217		2,180		3,217
Valley Bank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $121.3 million since the transaction date because of $109.7 million of repayments by the borrower, $3.9 million in transfers to foreclosed assets and $7.7 million of charge-offs to customer loan balances.
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	$ (1,470)		(2,717)		(3,394)		(5,863)
Change in expected accretable yield	383	[1]	1,009	[1]	1,910	[2]	4,071	[2]
Valley Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	4,400		8,232		4,797		8,316
Valley Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	$ 3,313		$ 6,524		$ 3,313		$ 6,524
[1]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended June 30, 2017, totaling $119,000, $209,000, $465,000, $389,000 and $383,000, respectively, and for the three months ended June 30, 2016, totaling $(50,000), $483,000, $670,000, $538,000 and $484,000, respectively.
[2]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the six months ended June 30, 2017, totaling $793,000, $367,000, $605,000, $1.1 million and $1.8 million, respectively, and for the six months ended June 30, 2016, totaling $112,000, $848,000, $974,000, $1.2 million and $1.1 million, respectively.

Note 8_ Other Real Estate Ow102

Note 8: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Other Real Estate Owned, Net	$ 30,114	$ 32,658
Foreclosed Assets Held For Sale | Subdivision Construction
Foreclosed Assets	6,217	6,360
Foreclosed Assets Held For Sale | Land Development
Foreclosed Assets	10,322	10,886
Foreclosed Assets Held For Sale | One-to-Four-Family Residential
Foreclosed Assets	465	1,217
Foreclosed Assets Held For Sale | Other Residential
Foreclosed Assets		954
Foreclosed Assets Held For Sale | Commercial Real Estate
Foreclosed Assets	2,275	3,841
Foreclosed Assets Held For Sale | Consumer
Foreclosed Assets	2,506	1,991
Foreclosed Assets Held For Sale | Foreclosed Assets Before FDIC Supported Foreclosed Assets
Foreclosed Assets	21,785	25,249
Foreclosed Assets Held For Sale | FDIC Supported Foreclosed Assets Net of Discounts
Foreclosed Assets		1,426
Foreclosed Assets Held For Sale | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Foreclosed Assets	4,151	316
Foreclosed Assets Held For Sale | Acquired Loans Not Covered By FDIC Loss Sharing Agreements Net Of Discounts
Foreclosed Assets	1,938	1,952
Foreclosed Assets Held For Sale, Net
Foreclosed Assets	27,874	28,943
Other Real Estate Owned Not Acquired Through Foreclosure
Other Real Estate Owned, Net	$ 2,240	$ 3,715

Note 8_ Other Real Estate Ow103

Note 8: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Details
Net gain on sales of other real estate owned	$ (60)	$ (319)	$ (728)	$ (251)
Valuation write-downs on foreclosed assets		421		321
Operating expenses, net of rental income	737	772	1,979	1,715
Total foreclosed assets expenses	$ 677	$ 874	$ 1,251	$ 1,785

Note 9_ Deposits (Details)

Note 9: Deposits (Details) - USD ($) $ in Thousands		Jun. 30, 2017	Dec. 31, 2016
Deposits		$ 3,572,645	$ 3,677,230
Non-Interest Bearing Demand Deposits
Deposits		648,526	653,288
Interest Bearing Demand and Savings Deposits
Deposits	[1]	1,538,987	1,539,216
Total Deposits
Deposits		3,572,645	3,677,230
Bank Time Deposits | 0.00% - 0.99%
Deposits		484,857	695,738
Bank Time Deposits | 1.00% - 1.99%
Deposits		845,887	737,649
Bank Time Deposits | 2.00% - 2.99%
Deposits		52,314	48,777
Bank Time Deposits | 3.00% - 3.99%
Deposits		691	1,119
Bank Time Deposits | 4.00% - 4.99%
Deposits		1,111	1,171
Bank Time Deposits | 5.00% and above
Deposits		272	272
Bank Time Deposits | Total Time Deposits
Deposits	[2]	$ 1,385,132	$ 1,484,726
[1]	(0.29% - 0.26%)
[2]	(1.09% - 1.01%)

Note 10_ Advances From Feder105

Note 10: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Details) $ in Thousands	Dec. 31, 2016USD ($)
Federal Home Loan Bank advances	$ 31,452
Due in 2017
Federal Home Loan Bank advances	$ 30,826
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	3.26%
Due in 2018
Federal Home Loan Bank advances	$ 81
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.14%
Due in 2019
Federal Home Loan Bank advances	$ 28
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.14%
DueIn2022AndThereafterMember
Federal Home Loan Bank advances	$ 500
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.54%
Federal Home Loan Bank Advances, Gross
Federal Home Loan Bank advances	$ 31,435
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	3.30%
Federal Home Loan Bank Advances Unamortized Fair Value Adjustment
Federal Home Loan Bank advances	$ 17
Federal Home Loan Bank Advances, Net
Federal Home Loan Bank advances	$ 31,452

Note 11_ Securities Sold Und106

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Short-term Debt (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Details
Notes payable - Community Development Equity Funds	$ 1,365	$ 1,323
Other Short-term Borrowings	184,000	171,000
Securities for Reverse Repurchase Agreements	111,992	113,700
Short-term Debt, Fair Value	$ 297,357	$ 286,023

Note 11_ Securities Sold Und107

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Repurchase Agreements (Details) - Maturity Overnight and on Demand - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Securities Loaned or Sold under Agreements to Repurchase
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	$ 111,992	$ 113,700
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	96,990	97,498
Federal Home Loan Bank Certificates and Obligations (FHLB)
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	$ 15,002	$ 16,202

Note 12_ Subordinated Notes_ Su

Note 12: Subordinated Notes: Subordinated Notes Details (Details) $ in Thousands	3 Months Ended
	Jun. 30, 2017USD ($)
Debt Instrument, Interest Rate Terms	The notes are due August 15, 2026, and have a fixed interest rate of 5.25% until August 15, 2021, at which time the rate becomes floating at a rate equal to three-month LIBOR plus 4.087%.
Senior Subordinated Notes
Proceeds from Issuance of Senior Long-term Debt	$ 73,500
Payment of Financing and Stock Issuance Costs	$ 1,500

Note 12_ Subordinated Notes_109

Note 12: Subordinated Notes: Schedule of Subordinated Borrowing (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Details
Subordinated Debt	$ 75,000	$ 75,000
Unamortized Debt Issuance Expense	1,387	1,463
Subordinated Notes Proceeds, Net	$ 73,613	$ 73,537

Note 13_ Income Taxes_ Sched110

Note 13: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Details
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	35.00%	35.00%	35.00%	35.00%
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent	(1.20%)	(1.60%)	(1.50%)	(2.10%)
Effective Income Tax Rate Reconciliation, Tax Credit, Percent	(4.30%)	(6.50%)	(5.10%)	(7.50%)
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent	1.80%	1.10%	1.50%	1.10%
Effective Income Tax Rate Reconciliation, Other Adjustments, Percent	(0.50%)	0.30%	(1.00%)	0.40%
Effective Income Tax Rate Reconciliation, Percent	30.80%	28.30%	28.90%	26.90%

Note 14_ Disclosures About F111

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value, Assets Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	$ 133,558	$ 146,035
US States and Political Subdivisions Debt Securities
Assets, Fair Value Disclosure, Recurring	61,586	67,837
Interest Rate Swap Asset
Assets, Fair Value Disclosure, Recurring	1,504	1,663
Interest Rate Swap Liability
Assets, Fair Value Disclosure, Recurring	$ (1,584)	$ (1,699)

Note 14_ Disclosures About F112

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Details) $ in Thousands	Jun. 30, 2017USD ($)
Impaired Loans
Assets, Fair Value Disclosure, Nonrecurring	$ 4,607
Foreclosed Assets Held For Sale
Assets, Fair Value Disclosure, Nonrecurring	$ 630

Note 14_ Disclosures About F113

Note 14: Disclosures About Fair Value of Financial Instruments: Schedule Of Financial Instruments Fair Value (Details) $ in Thousands	Jun. 30, 2017USD ($)	Dec. 31, 2016USD ($)
Financial Assets | Cash and Cash Equivalents
Financial Instruments Owned Carrying Amount	$ 212,505	$ 279,769
Financial Instruments, Owned, at Fair Value	$ 212,505	$ 279,769
Fair Value by Fair Value Hierarchy Level	1	1
Financial Assets | Held-to-maturity Securities
Financial Instruments Owned Carrying Amount	$ 130	$ 247
Financial Instruments, Owned, at Fair Value	$ 134	$ 258
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Mortgage Loans Held for Sale
Financial Instruments Owned Carrying Amount	$ 8,178	$ 16,445
Financial Instruments, Owned, at Fair Value	$ 8,178	$ 16,445
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Loans Receivable
Financial Instruments Owned Carrying Amount	$ 3,772,816	$ 3,759,966
Financial Instruments, Owned, at Fair Value	$ 3,783,674	$ 3,766,709
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Accrued Interest Receivable
Financial Instruments Owned Carrying Amount	$ 10,818	$ 11,875
Financial Instruments, Owned, at Fair Value	$ 10,818	$ 11,875
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Investment in Federal Home Loan Bank Stock
Financial Instruments Owned Carrying Amount	$ 12,842	$ 13,034
Financial Instruments, Owned, at Fair Value	$ 12,842	$ 13,034
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Deposits
Financial Instruments Owned Carrying Amount	$ 3,572,645	$ 3,677,230
Financial Instruments, Owned, at Fair Value	$ 3,579,608	$ 3,683,751
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Federal Home Loan Bank Advances
Financial Instruments Owned Carrying Amount		$ 31,452
Financial Instruments, Owned, at Fair Value		$ 32,379
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Short-term Debt
Financial Instruments Owned Carrying Amount	$ 297,357	$ 286,023
Financial Instruments, Owned, at Fair Value	$ 297,357	$ 286,023
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Junior Subordinated Debt
Financial Instruments Owned Carrying Amount	$ 25,774	$ 25,774
Financial Instruments, Owned, at Fair Value	$ 25,774	$ 25,774
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Subordinated Debt
Financial Instruments Owned Carrying Amount	$ 73,613	$ 73,537
Financial Instruments, Owned, at Fair Value	$ 76,125	$ 76,031
Fair Value by Fair Value Hierarchy Level	2	2
Financial Liabilities | Accrued Interest Payable
Financial Instruments Owned Carrying Amount	$ 2,587	$ 2,723
Financial Instruments, Owned, at Fair Value	$ 2,587	$ 2,723
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Loan Origination Commitments
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Letter of Credit
Financial Instruments Owned Carrying Amount	$ 66	$ 92
Financial Instruments, Owned, at Fair Value	$ 66	$ 92
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Line of Credit
Fair Value by Fair Value Hierarchy Level	3	3

Note 15_ Derivatives and Hed114

Note 15: Derivatives and Hedging Activities: Nondesignated Hedges (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Interest Rate Swap | Not Designated as Hedging Instrument | Commercial Customers
Derivative, Notional Amount	$ 111,100	$ 110,700

Note 15_ Derivatives and Hed115

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments in Statement of Financial Position, Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Total derivatives designated as hedging instruments	$ 9	$ 40
Asset Derivative Fair Value
Total derivatives not designated as hedging instruments	1,495	1,623
Liability Derivative Fair Value
Total derivatives not designated as hedging instruments	1,584	1,699
Prepaid Expenses and Other Current Assets | Asset Derivative Fair Value
Derivative Instruments Not Designated as Hedging Instruments, Asset, at Fair Value	1,495	1,623
Interest Rate Cap | Prepaid Expenses and Other Current Assets
Derivative Asset Designated as Hedging Instrument, Fair Value	$ 9	$ 40

Note 15_ Derivatives and Hed116

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent | Interest Rate Cap
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net	$ 46	$ 14	$ 97	$ (16)