Great Southern Bancorp (GSBC) 10-Q 7 Nov 17 2017 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - $ / shares	Jun. 30, 2016	Sep. 30, 2017	Nov. 03, 2017
Details
Registrant Name		GREAT SOUTHERN BANCORP, INC.
Registrant CIK		854,560
SEC Form		10-Q
Period End date		Sep. 30, 2017
Fiscal Year End		--12-31
Trading Symbol		GSBC
Tax Identification Number (TIN)		431,524,856
Number of common stock shares outstanding			14,058,343
Filer Category		Accelerated Filer
Current with reporting		Yes
Voluntary filer		No
Well-known Seasoned Issuer		No
Amendment Flag		false
Document Fiscal Year Focus		2,017
Document Fiscal Period Focus		Q3
Entity Incorporation, State Country Name		Maryland
Entity Address, Address Line One		1451 E. Battlefield
Entity Address, City or Town		Springfield
Entity Address, State or Province		Missouri
Entity Address, Postal Zip Code		65,804
City Area Code		417
Local Phone Number		887-4400
Entity Listing, Par Value Per Share	$ 0.01

Statement of Financial Position

Statement of Financial Position - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
ASSETS
Cash	$ 112,145	$ 120,203
Interest-bearing deposits in other financial institutions	144,527	159,566
Cash and cash equivalents	256,672	279,769
Available-for-sale securities	183,968	213,872
Mortgage Loans Held for Sale	11,133	16,445
Loans receivable, net of allowance for loan losses of $36,243 - September 2017; $37,400 - December 2016	3,800,988	3,759,966
FDIC indemnification asset	0	13,145
Interest receivable	11,206	11,875
Prepaid expenses and other assets	42,762	45,649
Other real estate owned, net	30,116	32,658
Premises and equipment, net	137,537	140,596
Goodwill and other intangible assets	11,263	12,500
Investment in Federal Home Loan Bank stock	13,282	13,034
Current and deferred income taxes	13,554	10,907
Total Assets	4,512,611	4,550,663
Held-to-maturity securities (fair value $133 - September 2017; $258 - December 2016)	130	247
Liabilities:
Deposits	3,598,213	3,677,230
Federal Home Loan Bank advances	174,000	31,452
Securities sold under reverse repurchase agreements with customers	130,934	113,700
Short-term borrowings	22,665	172,323
Subordinated debentures issued to capital trusts	25,774	25,774
Subordinated notes	73,651	73,537
Accrued interest payable	1,693	2,723
Advances from borrowers for taxes and insurance	8,825	4,643
Accounts payable and accrued expenses	14,736	19,475
Total Liabilities	4,050,491	4,120,857
Capital Stock
Serial preferred stock - $.01 par value; authorized 1,000,000 shares; issued and outstanding September 2017 and December 2016 - -0- shares	0	0
Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding September 2017 -14,044,910 shares; December 2016 - 13,968,386 shares	140	140
Additional paid-in capital	27,384	25,942
Retained earnings	432,691	402,166
Accumulated other comprehensive income	1,905	1,558
Total Stockholders' Equity	462,120	429,806
Total Liabilities and Stockholders' Equity	$ 4,512,611	$ 4,550,663

Statement of Financial Positio3

Statement of Financial Position - Parenthetical - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Details
Held-to-maturity Securities, Fair Value	$ 133	$ 258
Loans and Leases Receivable, Allowance	$ 36,243	$ 37,400
Preferred Stock, Par or Stated Value Per Share	$ 0.01
Preferred Stock, Shares Authorized	1,000,000	1,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common Stock, Par or Stated Value Per Share	$ 0.01
Common Stock, Shares Authorized	20,000,000
Common Stock, Shares, Issued	14,044,910	13,968,386
Common Stock, Shares, Outstanding	14,044,910	13,968,386

Income Statement

Income Statement - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
INTEREST INCOME
Loans	$ 44,824	$ 45,335	$ 131,734	$ 133,460
Investment securities and other	1,544	1,521	4,791	4,779
TOTAL INTEREST INCOME	46,368	46,856	136,525	138,239
INTEREST EXPENSE
Deposits	5,131	4,423	15,100	12,480
Federal Home Loan Bank advances	546	259	1,045	955
Short-term borrowings and repurchase agreements	118	450	662	936
Subordinated debentures issued to capital trusts	267	209	760	573
Subordinated notes	1,025	487	3,075	487
TOTAL INTEREST EXPENSE	7,087	5,828	20,642	15,431
NET INTEREST INCOME	39,281	41,028	115,883	122,808
Provision for Loan Losses	2,950	2,500	7,150	6,901
Net Interest Income After Provision for Loan Losses	36,331	38,528	108,733	115,907
NON-INTEREST INCOME
Commissions	279	245	851	763
Service charges and ATM fees	5,533	5,548	16,195	16,201
Net realized gains on sales of loans	719	1,217	2,343	3,062
Net realized gains on sales of available-for-sale securities	0	144	0	2,881
Late charges and fees on loans	436	435	1,922	1,315
Loss on derivative interest rate products	8	58	5	179
Amortization of Income Expense Related to Business Acquisitions	0	(1,215)	(486)	(5,503)
Other income	680	658	2,627	3,025
Loss on derivative interest rate products	(8)	(58)	(5)	(179)
Gain (Loss) on Termination of Loss Sharing Agreements			7,704	(584)
TOTAL NON-INTEREST INCOME	7,655	7,090	31,151	20,981
NON-INTEREST EXPENSE
Salaries and employee benefits	14,664	15,062	44,495	45,671
Net occupancy and equipment expense	6,079	6,335	18,419	19,556
Postage	845	923	2,651	2,881
Insurance	755	961	2,300	2,944
Advertising	587	803	1,656	1,767
Office supplies and printing	279	575	1,208	1,435
Telephone	790	823	2,389	2,649
Legal, audit and other professional fees	610	748	1,991	2,399
Expense on Other Real Estate Owned	1,343	1,298	2,595	3,083
Partnership Tax Credit Investment Amortization	217	420	713	1,260
Acquired Deposit Intangible Asset Amortization	412	464	1,237	1,497
Other operating expenses	1,453	2,245	5,322	6,242
TOTAL NON-INTEREST EXPENSE	28,034	30,657	84,976	91,384
Income Before Income Taxes	15,952	14,961	54,908	45,504
Provision for Income Taxes	4,289	3,740	15,550	11,956
Net income available to common stockholders	$ 11,663	$ 11,221	$ 39,358	$ 33,548
Basic Earnings Per Common Share	$ 0.83	$ 0.81	$ 2.81	$ 2.41
Diluted Earnings Per Common Share	0.82	0.80	2.77	2.39
Dividends Declared Per Common Share	$ 0.24	$ 0.22	$ 0.70	$ 0.66

Statement of Comprehensive Inco

Statement of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Details
Net Income	$ 11,663	$ 11,221	$ 39,358	$ 33,548
Unrealized Appreciation (Depreciation) on Available for Sale Securities, Net	(177)	(798)	186	35
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax	0	(91)	0	(1,835)
Change in Fair Value of Cash Flow Hedge, Net	64	53	161	37
Comprehensive Income	$ 11,550	$ 10,385	$ 39,705	$ 31,785

Statement of Comprehensive Inc6

Statement of Comprehensive Income - Parenthetical - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Details
Tax effect of unrealized appreciation (depreciation) on available-for-sale securities, taxes (credit)	$ (101)	$ (454)	$ 106	$ 21
Tax effect reclassification adjustment for gains included in net income, taxes	0	(53)	0	(1,046)
Tax effect of change in fair value of cash flow hedge, taxes (credit)	$ 38	$ 30	$ 93	$ 21

Statement of Cash Flows

Statement of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 39,358	$ 33,548
Proceeds from Sale of Loans Held-for-sale	104,175	118,629
Originations of loans held for sale	(95,384)	(115,039)
Items not requiring (providing) cash:
Depreciation	6,901	7,416
Amortization	2,064	2,784
Compensation expense for stock option grants	412	348
Provision for loan losses	7,150	6,901
Net gains on loan sales	(2,343)	(3,062)
Net realized gains on sale of available-for-sale investment securities	0	(2,881)
Net (gains) losses on sale of premises and equipment	183	(248)
Net Loss on Sale Write-Down of Other Real Estate Owned	211	38
Gain on sale of business units	0	(368)
Net Gain (Loss) on Termination of Loss Sharing Agreements	(7,704)	584
Amortization (accretion) of deferred income, premiums, discounts and other	(1,492)	4,797
Loss on derivative interest rate products	5	179
Deferred income taxes	(3,686)	(3,070)
Changes In:
Interest receivable	669	665
Prepaid expenses and other assets	(271)	10,284
Accrued expenses and other liabilities	787	(1,834)
Income taxes refundable/payable	841	6,702
Net cash provided by operating activities	51,876	66,373
CASH FLOWS FROM INVESTING ACTIVITIES
Net change in loans	136,205	(69,439)
Purchase of loans	(203,294)	(136,769)
Cash received from purchase of additional business units	0	44,363
Cash Received from FDIC Loss Sharing Reimbursements	16,245	(51)
Cash paid for sale of business units	0	(17,821)
Purchase of premises and equipment	(4,546)	(8,221)
Proceeds from sale of premises and equipment	521	1,078
Proceeds from sale of other real estate owned	22,788	19,923
Capitalized costs on other real estate owned	(117)	(86)
Proceeds from sales of available-for-sale securities	0	49,615
Proceeds from maturities and calls of held-to-maturity securities	117	0
Proceeds from maturities and calls of available-for-sale securities	9,579	28,016
Principal reductions on mortgage-backed securities	19,834	25,390
Purchase of available-for-sale securities	0	(45,661)
Redemption (purchase) of Federal Home Loan Bank stock	(248)	3,028
Net cash used in investing activities	(2,916)	(106,635)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in certificates of deposit	(121,438)	115,632
Net increase (decrease) in checking and savings deposits	42,563	(32,279)
Proceeds from Federal Home Loan Bank advances	889,000	1,793,000
Repayments of Federal Home Loan Bank advances	(746,435)	(2,025,052)
Net increase (decrease) in short-term borrowings	(132,424)	174,627
Advances from borrowers for taxes and insurance	4,182	4,472
Proceeds from issuance of subordinated notes	0	73,472
Dividends paid	(9,523)	(9,171)
Stock options exercised	2,018	947
Net cash provided by (used in) financing activities	(72,057)	95,648
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	(23,097)	55,386
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	279,769	199,183
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 256,672	$ 254,569

NOTE 1_ BASIS OF PRESENTATION

NOTE 1: BASIS OF PRESENTATION	9 Months Ended
	Sep. 30, 2017
Notes
NOTE 1: BASIS OF PRESENTATION	NOTE 1: BASIS OF PRESENTATION The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company as of the dates and for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and nine months ended September 30, 2017 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2016, has been derived from the audited consolidated statement of financial condition of the Company as of that date. Certain prior period amounts have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income. Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K

NOTE 2_ NATURE OF OPERATIONS AN

NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS	9 Months Ended
	Sep. 30, 2017
Notes
NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS	NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS The Company operates as a one-bank holding company. The Company’s business primarily consists of the operations of Great Southern Bank (the “Bank”), which provides a full range of financial services to customers primarily located in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas. In addition, the Company operates commercial loan production offices in Dallas, Texas, Tulsa, Oklahoma and Chicago, Illinois. The Company and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory agencies. The Company’s banking operation is its only reportable segment. The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others. The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements.

NOTE 3_ RECENT ACCOUNTING PRONO

NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS	9 Months Ended
	Sep. 30, 2017
Notes
NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS	NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS In August 2015, the FASB issued ASU 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date Revenue from Contracts with Customers (Topic 606): Summary and Amendments that Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs--Contracts with Customers (Subtopic 340-40) Revenue Recognition In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments – Overall (Topic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU No. 2016-09, Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting In September 2016, the FASB issued ASU No. 2016-13, Financial Instruments – Credit Losses (Topic 326) In August 2016, the FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230) In October 2016, the FASB issued ASU No. 2016-16, Income Taxes (Topic 740) In January 2017, the FASB issued ASU No. 2017-01, Business Combinations - Clarifying the Definition of a Business (Topic 805) In January 2017, the FASB issued ASU No. 2017-04, Intangibles: Goodwill and Other: Simplifying the Test for Goodwill Impairment (Topic 350) In March 2017, the FASB issued ASU No. 2017-08, Premium Amortization on Purchased Callable Debt Securities. In May 2017, the FASB issued ASU 2017-09, Compensation --Stock Compensation (Topic 718): Scope of Modification Accounting In August 2017, the FASB issued ASU 2017-12, Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities

NOTE 4_ EARNINGS PER SHARE

NOTE 4: EARNINGS PER SHARE	9 Months Ended
	Sep. 30, 2017
Notes
NOTE 4: EARNINGS PER SHARE	NOTE 4: EARNINGS PER SHARE Three Months Ended September 30, 2017 2016 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 14,038 13,914 Net income available to common stockholders $ 11,663 $ 11,221 Per common share amount $ 0.83 $ 0.81 Diluted: Average shares outstanding 14,038 13,914 Net effect of dilutive stock options – based on the treasury stock method using average market price 186 140 Diluted shares 14,224 14,054 Net income available to common stockholders $ 11,663 $ 11,221 Per common share amount $ 0.82 $ 0.80 Nine Months Ended September 30, 2017 2016 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 14,007 13,906 Net income available to common stockholders $ 39,358 $ 33,548 Per common share amount $ 2.81 $ 2.41 Diluted: Average shares outstanding 14,007 13,906 Net effect of dilutive stock options – based on the treasury stock method using average market price 186 140 Diluted shares 14,193 14,046 Net income available to common stockholders $ 39,358 $ 33,548 Per common share amount $ 2.77 $ 2.39 Options outstanding at September 30, 2017 and 2016, to purchase 114,300 and 111,425 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the three and nine month periods because the exercise prices of such options were greater than the average market prices of the common stock for the three and nine months ended September 30, 2017 and 2016, respectively.

NOTE 5_ INVESTMENT SECURITIES

NOTE 5: INVESTMENT SECURITIES	9 Months Ended
	Sep. 30, 2017
Notes
NOTE 5: INVESTMENT SECURITIES	NOTE 5: INVESTMENT SECURITIES September 30, 2017 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: Mortgage-backed securities $ 125,924 $ 999 $ 1,113 $ 125,810 2.08% States and political subdivisions 55,053 3,105 -- 58,158 5.60 $ 180,977 $ 4,104 $ 1,113 $ 183,968 3.15% HELD-TO-MATURITY SECURITIES: States and political subdivisions $ 130 $ 3 $ -- $ 133 7.37% December 31, 2016 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: Mortgage-backed securities $ 146,491 $ 1,045 $ 1,501 $ 146,035 2.03% States and political subdivisions 64,682 3,163 8 67,837 5.73 $ 211,173 $ 4,208 $ 1,509 $ 213,872 3.16% HELD-TO-MATURITY SECURITIES: States and political subdivisions $ 247 $ 11 $ -- $ 258 7.36% The amortized cost and fair value of available-for-sale securities at September 30, 2017, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ -- $ -- After one through five years 803 904 After five through ten years 6,405 6,684 After ten years 47,845 50,570 Securities not due on a single maturity date 125,924 125,810 $ 180,977 $ 183,968 The held-to-maturity securities at September 30, 2017, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ 130 $ 133 Certain investments in debt securities categorized as available-for-sale are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2017 and December 31, 2016, respectively, was approximately $90.6 million and $104.5 million, which is approximately 49.2% and 48.8% of the Company’s combined available-for-sale and held-to-maturity investment portfolio, respectively. Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these debt securities below their historical cost are temporary at September 30, 2017. The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2017 and December 31, 2016: September 30, 2017 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $ 69,870 $ (689) $ 20,706 $ (424) $ 90,576 $ (1,113) State and political subdivisions -- -- -- -- -- -- $ 69,870 $ (689) $ 20,706 $ (424) $ 90,576 $ (1,113) December 31, 2016 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $ 102,296 $ (1,501) $ -- $ -- $ 102,296 $ (1,501) State and political subdivisions 2,164 (8) -- -- 2,164 (8) $ 104,460 $ (1,509) $ -- $ -- $ 104,460 $ (1,509) There were “0” sales of available-for-sale securities during the three and nine months ended September 30, 2017. Gross gains of $158,000 and $3.0 million and gross losses of $15,000 and $103,000 resulting from sales of available-for-sale securities were realized during the three and nine months ended September 30, 2016. Gains and losses on sales of securities are determined on the specific-identification method. Other-than-temporary Impairment. The accounting guidance for beneficial interests in securitized financial assets provides incremental impairment guidance for a subset of the debt securities within the scope of the guidance for investments in debt and equity securities. Where the security is a beneficial interest in securitized financial assets, the Company uses the beneficial interests in securitized financial asset impairment model. Where the security is not a beneficial interest in securitized financial assets, the Company uses the debt and equity securities impairment model. The Company does not currently have securities within the scope of this guidance for beneficial interests in securitized financial assets. The Company conducts periodic reviews to identify and evaluate each investment security to determine whether an other-than-temporary impairment has occurred. The Company considers the length of time a security has been in an unrealized loss position, the relative amount of the unrealized loss compared to the carrying value of the security, the type of security and other factors. If certain criteria are met, the Company performs additional reviews and evaluations using observable market values or various inputs in economic models to determine if an unrealized loss is other-than-temporary. The Company uses quoted market prices for marketable equity securities and uses broker pricing quotes based on observable inputs for equity investments that are not traded on a stock exchange. For non-agency collateralized mortgage obligations, to determine if the unrealized loss is other-than-temporary, the Company projects total estimated defaults of the underlying assets (mortgages) and multiplies that calculated amount by an estimate of realizable value upon sale in the marketplace (severity) in order to determine the projected collateral loss. The Company also evaluates any current credit enhancement underlying these securities to determine the impact on cash flows. If the Company determines that a given security position will be subject to a write-down or loss, the Company records the expected credit loss as a charge to earnings. During the three and nine months ended September 30, 2017, “0” securities were determined to have impairment that had become other than temporary. Credit Losses Recognized on Investments. Amounts Reclassified Out of Accumulated Other Comprehensive Income. Amounts Reclassified from Accumulated Other Comprehensive Income Three Months Ended September 30, Affected Line Item in the 2017 2016 Statements of Income (In Thousands) Unrealized gains on available- Net realized gains on sales of for-sale securities $ -- $ 144 available-for-sale securities (Total reclassified amount before tax) Income Taxes -- (53) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $ -- $ 91 Amounts Reclassified from Accumulated Other Comprehensive Income Nine Months Ended September 30, Affected Line Item in the 2017 2016 Statements of Income (In Thousands) Unrealized gains on available- Net realized gains on sales of for-sale securities $ -- $ 2,881 available-for-sale securities (Total reclassified amount before tax) Income Taxes -- (1,046) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $ -- $ 1,835

NOTE 6_ LOANS AND ALLOWANCE FOR

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES	9 Months Ended
	Sep. 30, 2017
Notes
NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES	NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES September 30, December 31, 2017 2016 (In Thousands) One- to four-family residential construction $ 20,059 $ 21,737 Subdivision construction 17,838 17,186 Land development 45,340 50,624 Commercial construction 984,329 780,614 Owner occupied one- to four-family residential 189,825 200,340 Non-owner occupied one- to four-family residential 123,462 136,924 Commercial real estate 1,235,497 1,186,906 Other residential 762,457 663,378 Commercial business 364,038 348,628 Industrial revenue bonds 22,614 25,065 Consumer auto 394,324 494,233 Consumer other 63,743 70,001 Home equity lines of credit 110,237 108,753 Acquired FDIC-covered loans, net of discounts -- 134,356 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 165,632 72,569 Acquired non-covered loans, net of discounts 61,520 76,234 4,560,915 4,387,548 Undisbursed portion of loans in process (717,776) (585,313) Allowance for loan losses (36,243) (37,400) Deferred loan fees and gains, net (5,908) (4,869) $ 3,800,988 $ 3,759,966 Weighted average interest rate 4.68% 4.58% Classes of loans by aging were as follows: September 30, 2017 Total Loans Past Due > 90 Days 30-59 Days 60-89 Days 90 Days Total Past Total Loans Past Due and Past Due Past Due or More Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ -- $ -- $ -- $ -- $ 20,059 $ 20,059 $ -- Subdivision construction -- -- 102 102 17,736 17,838 -- Land development 41 -- 34 75 45,265 45,340 -- Commercial construction 15 -- -- 15 984,314 984,329 -- Owner occupied one- to four- family residential 362 238 916 1,516 188,309 189,825 -- Non-owner occupied one- to four-family residential -- -- 1,840 1,840 121,622 123,462 -- Commercial real estate 4,154 2,167 568 6,889 1,228,608 1,235,497 -- Other residential -- -- 77 77 762,380 762,457 77 Commercial business 80 1,494 2,180 3,754 360,284 364,038 -- Industrial revenue bonds -- -- -- -- 22,614 22,614 -- Consumer auto 4,736 1,301 2,425 8,462 385,862 394,324 13 Consumer other 409 119 809 1,337 62,406 63,743 -- Home equity lines of credit 338 25 508 871 109,366 110,237 16 Acquired loans no longer covered by loss sharing agreements, net of discounts 715 1,016 1,984 3,715 161,917 165,632 -- Acquired non-covered loans, net of discounts 503 57 2,731 3,291 58,229 61,520 -- 11,353 6,417 14,174 31,944 4,528,971 4,560,915 106 Less FDIC-assisted acquired loans, net of discounts 1,218 1,073 4,715 7,006 220,146 227,152 -- Total $ 10,135 $ 5,344 $ 9,459 $ 24,938 $ 4,308,825 $ 4,333,763 $ 106 December 31, 2016 Total Loans Total > 90 Days Past 30-59 Days 60-89 Days Over 90 Total Past Loans Due and Past Due Past Due Days Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ -- $ -- $ -- $ -- $ 21,737 $ 21,737 $ -- Subdivision construction -- -- 109 109 17,077 17,186 -- Land development 413 584 1,718 2,715 47,909 50,624 -- Commercial construction -- -- -- -- 780,614 780,614 -- Owner occupied one- to four- family residential 1,760 388 1,125 3,273 197,067 200,340 -- Non-owner occupied one- to four-family residential 309 278 404 991 135,933 136,924 -- Commercial real estate 1,969 1,988 4,404 8,361 1,178,545 1,186,906 -- Other residential 4,632 -- 162 4,794 658,584 663,378 -- Commercial business 1,741 24 3,088 4,853 343,775 348,628 -- Industrial revenue bonds -- -- -- -- 25,065 25,065 -- Consumer auto 8,252 2,451 1,989 12,692 481,541 494,233 -- Consumer other 1,103 278 649 2,030 67,971 70,001 -- Home equity lines of credit 136 158 433 727 108,026 108,753 -- Acquired FDIC-covered loans, net of discounts 4,476 1,201 8,226 13,903 120,453 134,356 301 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 1,356 552 1,401 3,309 69,260 72,569 222 Acquired non-covered loans, net of discounts 851 173 2,854 3,878 72,356 76,234 -- 26,998 8,075 26,562 61,635 4,325,913 4,387,548 523 Less FDIC-supported loans, and acquired non-covered loans, net of discounts 6,683 1,926 12,481 21,090 262,069 283,159 523 Total $ 20,315 $ 6,149 $ 14,081 $ 40,545 $ 4,063,844 $ 4,104,389 $ -- Nonaccruing loans (excluding FDIC-assisted acquired loans, net of discount) are summarized as follows: September 30, December 31, 2017 2016 (In Thousands) One- to four-family residential construction $ -- $ -- Subdivision construction 102 109 Land development 34 1,718 Commercial construction -- -- Owner occupied one- to four-family residential 916 1,125 Non-owner occupied one- to four-family residential 1,840 404 Commercial real estate 568 4,404 Other residential -- 162 Commercial business 2,180 3,088 Industrial revenue bonds -- -- Consumer auto 2,412 1,989 Consumer other 809 649 Home equity lines of credit 492 433 Total $ 9,353 $ 14,081 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2017. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2017: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance July 1, 2017 $ 2,413 $ 3,655 $ 15,442 $ 1,711 $ 4,365 $ 8,947 $ 36,533 Provision (benefit) charged to expense 285 190 643 298 562 972 2,950 Losses charged off (74) (10) (357) -- (1,090) (3,151) (4,682) Recoveries 46 89 74 129 66 1,038 1,442 Balance September 30, 2017 $ 2,670 $ 3,924 $ 15,802 $ 2,138 $ 3,903 $ 7,806 $ 36,243 Balance January 1, 2017 $ 2,322 $ 5,486 $ 15,938 $ 2,284 $ 3,015 $ 8,355 $ 37,400 Provision (benefit) charged to expense 407 (1,708) 1,413 74 1,786 5,178 7,150 Losses charged off (150) (12) (1,649) (386) (1,365) (9,120) (12,682) Recoveries 91 158 100 166 467 3,393 4,375 Balance September 30, 2017 $ 2,670 $ 3,924 $ 15,802 $ 2,138 $ 3,903 $ 7,806 $ 36,243 Ending balance: Individually evaluated for impairment $ 571 $ -- $ 599 $ -- $ 2,396 $ 747 $ 4,313 Collectively evaluated for impairment $ 2,056 $ 3,887 $ 15,002 $ 2,040 $ 1,482 $ 6,993 $ 31,460 Loans acquired and accounted for under ASC 310-30 $ 43 $ 37 $ 201 $ 98 $ 25 $ 66 $ 470 Loans Individually evaluated for impairment $ 7,168 $ 3,390 $ 9,358 $ 315 $ 3,141 $ 4,429 $ 27,801 Collectively evaluated for impairment $ 344,016 $ 759,067 $ 1,226,139 $ 1,029,354 $ 383,511 $ 563,875 $ 4,305,962 Loans acquired and accounted for under ASC 310-30 $ 127,495 $ 20,655 $ 41,518 $ 4,175 $ 4,943 $ 28,366 $ 227,152 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2016: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance July 1, 2016 $ 4,184 $ 3,698 $ 16,157 $ 3,013 $ 3,531 $ 7,550 $ 38,133 Provision (benefit) charged to expense (738) 1,702 1,130 (1,238) (425) 2,069 2,500 Losses charged off (38) -- (1,815) (1) (191) (2,548) (4,593) Recoveries 23 15 17 80 33 794 962 Balance September 30, 2016 $ 3,431 $ 5,415 $ 15,489 $ 1,854 $ 2,948 $ 7,865 $ 37,002 Balance January 1, 2016 $ 4,900 $ 3,190 $ 14,738 $ 3,019 $ 4,203 $ 8,099 $ 38,149 Provision (benefit) charged to expense (1,387) 2,186 5,114 (1,252) (1,093) 3,333 6,901 Losses charged off (129) -- (5,546) (31) (383) (6,047) (12,136) Recoveries 47 39 1,183 118 221 2,480 4,088 Balance September 30, 2016 $ 3,431 $ 5,415 $ 15,489 $ 1,854 $ 2,948 $ 7,865 $ 37,002 The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2016: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Individually evaluated for impairment $ 570 $ -- $ 2,209 $ 1,291 $ 1,295 $ 997 $ 6,362 Collectively evaluated for impairment $ 1,628 $ 5,396 $ 13,507 $ 953 $ 1,681 $ 7,248 $ 30,413 Loans acquired and accounted for under ASC 310-30 $ 124 $ 90 $ 222 $ 40 $ 39 $ 110 $ 625 Loans Individually evaluated for impairment $ 6,015 $ 3,812 $ 10,507 $ 6,023 $ 4,539 $ 3,385 $ 34,281 Collectively evaluated for impairment $ 370,172 $ 659,566 $ 1,176,399 $ 825,215 $ 369,154 $ 669,602 $ 4,070,108 Loans acquired and accounted for under ASC 310-30 $ 155,378 $ 29,600 $ 54,208 $ 2,191 $ 6,429 $ 35,353 $ 283,159 The portfolio segments used in the preceding three tables correspond to the loan classes used in all other tables in Note 6 as follows: · · · · · · A loan is considered impaired, in accordance with the impairment accounting guidance (FASB ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include not only nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. Impaired loans (excluding FDIC-assisted loans, net of discount), are summarized as follows: September 30, 2017 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $ -- $ -- $ -- Subdivision construction 434 450 116 Land development 315 319 -- Commercial construction -- -- -- Owner occupied one- to four- family residential 3,441 3,740 351 Non-owner occupied one- to four- family residential 3,293 3,560 104 Commercial real estate 9,358 9,581 599 Other residential 3,390 3,390 -- Commercial business 3,141 4,311 2,396 Industrial revenue bonds -- -- -- Consumer auto 2,740 2,936 491 Consumer other 1,042 1,148 156 Home equity lines of credit 647 725 100 Total $ 27,801 $ 30,160 $ 4,313 Three Months Ended Nine Months Ended September 30, 2017 September 30, 2017 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ -- $ -- $ 258 $ -- Subdivision construction 444 9 652 21 Land development 424 12 2,319 33 Commercial construction -- -- -- -- Owner occupied one- to four- family residential 3,440 44 3,384 124 Non-owner occupied one- to four- family residential 2,550 80 2,183 128 Commercial real estate 6,819 266 9,068 425 Other residential 3,457 27 3,660 102 Commercial business 5,580 35 6,148 161 Industrial revenue bonds -- -- -- -- Consumer auto 2,548 79 2,323 156 Consumer other 1,005 26 886 65 Home equity lines of credit 633 14 456 32 Total $ 26,900 $ 592 $ 31,337 $ 1,247 At or for the Year Ended December 31, 2016 Average Unpaid Investment Interest Recorded Principal Specific in Impaired Income Balance Balance Allowance Loans Recognized (In Thousands) One- to four-family residential construction $ -- $ -- $ -- $ -- $ -- Subdivision construction 818 829 131 948 46 Land development 6,023 6,120 1,291 8,020 304 Commercial construction -- -- -- -- -- Owner occupied one- to four- family residential 3,290 3,555 374 3,267 182 Non-owner occupied one- to four- family residential 1,907 2,177 65 1,886 113 Commercial real estate 10,507 12,121 2,209 23,928 984 Other residential 3,812 3,812 -- 6,813 258 Commercial business 4,539 4,652 1,295 2,542 185 Industrial revenue bonds -- -- -- -- -- Consumer auto 2,097 2,178 629 1,307 141 Consumer other 812 887 244 884 70 Home equity lines of credit 476 492 124 417 32 Total $ 34,281 $ 36,823 $ 6,362 $ 50,012 $ 2,315 September 30, 2016 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $ -- $ -- $ -- Subdivision construction 851 860 133 Land development 9,051 9,146 1,079 Commercial construction -- -- -- Owner occupied one- to four- family residential 3,170 3,450 382 Non-owner occupied one- to four- family residential 1,865 2,119 51 Commercial real estate 13,369 16,269 2,280 Other residential 3,977 3,977 -- Commercial business 2,326 2,438 1,046 Industrial revenue bonds -- -- -- Consumer auto 1,632 1,751 245 Consumer other 886 959 133 Home equity lines of credit 383 396 63 Total $ 37,510 $ 41,365 $ 5,412 Three Months Ended Nine months Ended September 30, 2016 September 30, 2016 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ -- $ -- $ -- $ -- Subdivision construction 924 6 987 36 Land development 9,066 120 8,016 266 Commercial construction -- -- -- -- Owner occupied one- to four- family residential 3,181 50 3,252 129 Non-owner occupied one- to four- family residential 1,947 31 1,877 83 Commercial real estate 22,325 223 28,133 847 Other residential 6,321 44 7,779 219 Commercial business 2,190 39 2,174 87 Industrial revenue bonds -- -- -- -- Consumer auto 1,434 55 1,123 93 Consumer other 864 27 876 56 Home equity lines of credit 395 3 422 22 Total $ 48,647 $ 598 $ 54,639 $ 1,838 At September 30, 2017, $13.5 million of impaired loans had specific valuation allowances totaling $4.3 million. At December 31, 2016, $18.1 million of impaired loans had specific valuation allowances totaling $6.4 million. Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach. The following tables present newly restructured loans during the three and nine months ended September 30, 2017 and 2016, respectively, by type of modification: Three Months Ended September 30, 2017 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: Commercial $ -- $ -- $ 5,759 $ 5,759 Consumer -- 194 -- 194 $ -- $ 194 $ 5,759 $ 5,953 Nine Months Ended September 30, 2017 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: Commercial $ -- $ -- $ 5,759 $ 5,759 Commercial business -- -- 274 274 Consumer -- 199 -- 199 $ -- $ 199 $ 6,033 $ 6,232 Three Months Ended September 30, 2016 Total Interest Only Term Combination Modification (In Thousands) Consumer $ -- $ 18 $ -- $ 18 $ -- $ 18 $ -- $ 18 Nine Months Ended September 30, 2016 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $ 429 $ -- $ -- $ 429 Commercial 60 -- -- 60 Construction and land development 2,946 -- -- 2,946 Commercial business -- 22 -- 22 Consumer -- 58 -- 58 $ 3,435 $ 80 $ -- $ 3,515 At September 30, 2017, the Company had $17.7 million of loans that were modified in troubled debt restructurings and impaired, as follows: $613,000 of construction and land development loans, $6.9 million of single family and multi-family residential mortgage loans, $8.7 million of commercial real estate loans, $863,000 of commercial business loans and $604,000 of consumer loans. Of the total troubled debt restructurings at September 30, 2017, $17.0 million were accruing interest and $7.3 million were classified as substandard using the Company’s internal grading system, which is described below. The Company had “0” troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the nine months ended September 30, 2017. When loans modified as troubled debt restructurings have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible. At December 31, 2016, the Company had $21.1 million of loans that were modified in troubled debt restructurings and impaired, as follows: $5.0 million of construction and land development loans, $7.4 million of single family and multi-family residential mortgage loans, $7.1 million of commercial real estate loans, $1.3 million of commercial business loans and $296,000 of consumer loans. Of the total troubled debt restructurings at December 31, 2016, $18.9 million were accruing interest and $7.9 million were classified as substandard using the Company’s internal grading system. During the three months ended September 30, 2017, loans designated as troubled debt restructurings totaling $327,000 met the criteria for placement back on accrual status. The $327,000 consisted of $285,000 of commercial real estate loans and $42,000 of consumer loans. During the nine months ended September 30, 2017, loans designated as troubled debt restructurings totaling $672,000 met the criteria for placement back on accrual status. The $672,000 consisted of $345,000 of one- to four- family residential loans, $285,000 of commercial real estate loans and $42,000 of consumer loans. The criteria is generally a minimum of six months of consistent and timely payment performance under original or modified terms. During the three months ended September 30, 2016, no loans designated as troubled debt restructurings met the criteria for placement back on accrual status. During the nine months ended September 30, 2016, loans designated as troubled debt restructurings totaling $424,000 met the criteria for placement back on accrual status. The $424,000 consisted of $235,000 of one- to four- family residential loans, $100,000 of commercial real estate loans and $89,000 of consumer loans. The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-assisted acquired loans are evaluated using this internal grading system. These loans are accounted for in pools. Minimal adverse classification in these acquired loan pools was identified as of September 30, 2017 and December 31, 2016, respectively. See Note 7 for further discussion of the acquired loan pools and the termination of the loss sharing agreements. The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. In the fourth quarter of 2014, the Company began using a three-year average of historical losses for the general component of the allowance for loan loss calculation. The Company had previously used a five-year average. For interim periods, the Company uses three full years plus the interim period’s annualized average losses for the general component of the allowance for loan loss calculation. The Company believes that the three-year average provides a better representation of the current risks in the loan portfolio. This change was made after consultation with our regulators and other third-party consultants, as well as a review of the practices used by the Company’s peers. This change did not materially affect the level of the allowance for loan losses. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, average life of the loan, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of the Company’s allowance for loan losses. No other significant changes were made to the loan risk grading system definitions and allowance for loan loss methodology during the past year. The loan grading system is presented by loan class below: September 30, 2017 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $ 19,645 $ 414 $ -- $ -- $ -- $ 20,059 Subdivision construction 15,346 2,356 -- 136 -- 17,838 Land development 40,540 4,800 -- -- -- 45,340 Commercial construction 984,329 -- -- -- -- 984,329 Owner occupied one- to four- family residential 188,106 37 -- 1,682 -- 189,825 Non-owner occupied one- to four- family residential 121,006 392 -- 2,064 -- 123,462 Commercial real estate 1,216,971 11,848 -- 6,678 -- 1,235,497 Other residential 758,347 4,110 -- -- -- 762,457 Commercial business 356,535 4,808 -- 2,695 -- 364,038 Industrial revenue bonds 22,614 -- -- -- -- 22,614 Consumer auto 391,732 -- -- 2,592 -- 394,324 Consumer other 62,842 -- -- 901 -- 63,743 Home equity lines of credit 109,602 -- -- 635 -- 110,237 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 165,618 -- -- 14 -- 165,632 Acquired non-covered loans, net of discounts 61,520 -- -- -- -- 61,520 Total $ 4,514,753 $ 28,765 $ -- $ 17,397 $ -- $ 4,560,915 December 31, 2016 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $ 20,771 $ 966 $ -- $ -- $ -- $ 21,737 Subdivision construction 14,059 2,729 -- 398 -- 17,186 Land development 39,925 5,140 -- 5,559 -- 50,624 Commercial construction 780,614 -- -- -- -- 780,614 Owner occupied one- to-four- family residential 198,835 67 -- 1,438 -- 200,340 Non-owner occupied one- to- four-family residential 135,930 465 -- 529 -- 136,924 Commercial real estate 1,160,280 20,154 -- 6,472 -- 1,186,906 Other residential 658,846 4,370 -- 162 -- 663,378 Commercial business 342,685 2,651 -- 3,292 -- 348,628 Industrial revenue bonds 25,065 -- -- -- -- 25,065 Consumer auto 492,165 -- -- 2,068 -- 494,233 Consumer other 69,338 -- -- 663 -- 70,001 Home equity lines of credit 108,290 -- -- 463 -- 108,753 Acquired FDIC-covered loans, net of discounts 134,356 -- -- -- -- 134,356 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 72,552 -- -- 17 -- 72,569 Acquired non-covered loans, net of discounts 76,234 -- -- -- -- 76,234 Total $ 4,329,945 $ 36,542 $ -- $ 21,061 $ -- $ 4,387,548

NOTE 7_ ACQUIRED LOANS, LOSS SH

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS	9 Months Ended
	Sep. 30, 2017
Notes
NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS	NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas. The loans, commitments and foreclosed assets purchased in the TeamBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shared in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five-year period ended March 31, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa. The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shared in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five year period ended on September 30, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri. The loans and foreclosed assets purchased in the Sun Security Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans at the date of the acquisition) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota. The loans and foreclosed assets purchased in the InterBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective June 9, 2017, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded at the time of acquisition in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three months ended September 30, 2017 and 2016 was $64,000 and $87,000, respectively. The amount amortized to yield during the nine months ended September 30, 2017 and 2016 was $210,000 and $278,000, respectively. On September 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa. This transaction did not include a loss sharing agreement. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three months ended September 30, 2017 and 2016 was $47,000 and $114,000, respectively. The amount amortized to yield during the nine months ended September 30, 2017 and 2016 was $189,000 and $394,000, respectively. Loss Sharing Agreements. On June 9, 2017, Great Southern Bank executed an agreement with the FDIC to terminate the loss sharing agreements for InterBank, effective immediately. Pursuant to the termination agreement, the FDIC paid $15.0 million to the Bank to settle all outstanding items related to the terminated loss sharing agreements. The Company recorded a pre-tax gain on the termination of $7.7 million. As a result of entering into the termination agreement, assets that were covered by the terminated loss sharing arrangements, including covered loans in the amount of $138.8 million and covered other real estate owned in the amount of $2.9 million as of March 31, 2017, were reclassified as non-covered assets effective June 9, 2017. All rights and obligations of the Bank and the FDIC under the terminated loss sharing agreements, including the settlement of all existing loss sharing and expense reimbursement claims, have been resolved and terminated. The termination of the loss sharing agreements for the TeamBank, Vantus Bank, Sun Security Bank and InterBank transactions have no impact on the yields for the loans that were previously covered under these agreements. All post-termination recoveries, gains, losses and expenses related to these previously covered assets are recognized entirely by Great Southern Bank since the FDIC no longer shares in such gains or losses. Accordingly, the Company’s earnings are positively impacted to the extent the Company recognizes gains on any sales or recoveries in excess of the carrying value of such assets. Similarly, the Company’s future earnings will be negatively impacted to the extent the Company recognizes expenses, losses or charge-offs related to such assets. Fair Value and Expected Cash Flows. The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. The Company continues to evaluate the fair value of the loans including cash flows expected to be collected. Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses. During the three and nine months ended September 30, 2017, improvements in expected cash flows related to the acquired loan portfolios resulted in adjustments of $472,000 and $627,000, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and nine months ended September 30, 2016, similar such adjustments totaling $3.4 million and $8.9 million, respectively, were made to the accretable yield. The increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements, when applicable, until they were terminated or expired. During the three and nine months ended September 30, 2017, this resulted in corresponding adjustments of $-0- and $-0-, respectively, to the indemnification assets (which have now been reduced to $-0- due to the termination of the loss sharing agreements). During the three and nine months ended September 30, 2016, corresponding adjustments of $552,000 and $2.4 million, respectively, were made to the indemnification assets. Because these adjustments will be recognized generally over the remaining lives of the loan pools, they will impact future periods as well. The remaining accretable yield adjustment that will affect interest income is $2.7 million. The $2.7 million of accretable yield adjustment relates to Team Bank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank. As there is no longer, nor will there be in the future, indemnification asset amortization related to Team Bank, Vantus Bank, Sun Security Bank or InterBank due to the termination or expiration of the related loss sharing agreements for those transactions, there is no remaining indemnification asset or related adjustments that will affect non-interest income (expense). Of the remaining adjustments affecting interest income, we expect to recognize $576,000 of interest income during the remainder of 2017. Additional adjustments may be recorded in future periods from the FDIC-assisted transactions, as the Company continues to estimate expected cash flows from the acquired loan pools. The impact of adjustments on the Company’s financial results is shown below: Three Months Ended Three Months Ended September 30, 2017 September 30, 2016 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $ 975 9 bps $ 4,010 38 bps Non-interest income -- (1,310) Net impact to pre-tax income $ 975 $ 2,700 Net impact net of taxes $ 621 $ 1,755 Impact to diluted earnings per common share $ 0.04 $ 0.12 Nine Months Ended Nine Months Ended September 30, 2017 September 30, 2016 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $ 4,237 14 bps $ 13,251 44 bps Non-interest income (634) (6,019) Net impact to pre-tax income $ 3,603 $ 7,232 Net impact net of taxes $ 2,295 $ 4,701 Impact to diluted earnings per common share $ 0.16 $ 0.33 The loss sharing asset was measured separately from the loan portfolio because it was not contractually embedded in the loans and was not transferable with the loans should the Bank have chosen to dispose of them. Fair value was estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool (as discussed above) and the loss sharing percentages outlined in the applicable Purchase and Assumption Agreement with the FDIC. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursement from the FDIC. The loss sharing asset was also separately measured from the related foreclosed real estate. The loss sharing agreement on the InterBank transaction included a clawback provision whereby if credit loss performance was better than certain pre-established thresholds, then a portion of the monetary benefit was to be shared with the FDIC. The pre-established threshold for credit losses was $115.7 million for this transaction. The monetary benefit required to be paid to the FDIC under the clawback provision, if any, was to occur shortly after the termination of the loss sharing agreement, which in the case of InterBank was to be 10 years from the acquisition date. At December 31, 2016, the Bank’s internal estimate of credit performance was expected to be better than the threshold set by the FDIC in the loss sharing agreement. Therefore, a separate clawback liability totaling $6.6 million was recorded in accounts payable and accrued expenses at December 31, 2016. This clawback liability was included in the calculation of the final settlement payment related to the termination of the InterBank loss sharing agreements. TeamBank Loans and Foreclosed Assets. September 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 14,520 $ -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (649) -- Original estimated fair value of assets, net of activity since acquisition date (13,721) -- Expected loss remaining $ 150 $ -- December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 18,838 $ 14 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (846) -- Original estimated fair value of assets, net of activity since acquisition date (17,833) (14) Expected loss remaining $ 159 $ -- Vantus Bank Loans and Foreclosed Assets. September 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 19,789 $ 15 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (153) -- Original estimated fair value of assets, net of activity since acquisition date (19,406) (15) Expected loss remaining $ 230 $ -- December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 23,712 $ 15 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (239) -- Original estimated fair value of assets, net of activity since acquisition date (23,232) (15) Expected loss remaining $ 241 $ -- Sun Security Bank Loans and Foreclosed Assets. September 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 27,908 $ 330 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (590) -- Original estimated fair value of assets, net of activity since acquisition date (26,317) (323) Expected loss remaining $ 1,001 $ 7 December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 33,579 $ 365 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,086) -- Original estimated fair value of assets, net of activity since acquisition date (31,499) (286) Expected loss remaining $ 994 $ 79 InterBank Loans, Foreclosed Assets and Indemnification Asset. September 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 120,439 $ 2,782 Non-credit premium/(discount), net of activity since acquisition date 333 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (736) -- Original estimated fair value of assets, net of activity since acquisition date (106,185) (2,523) Expected loss remaining $ 13,851 $ 259 December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 149,657 $ 1,417 Non-credit premium/(discount), net of activity since acquisition date 543 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,984) -- Original estimated fair value of assets, net of activity since acquisition date (134,355) (1,417) Expected loss remaining 13,861 -- Assumed loss sharing recovery percentage 84% -- Estimated loss sharing value 11,644 -- FDIC loss share clawback 953 -- Indemnification asset to be amortized resulting from change in expected losses 1,586 -- Accretable discount on FDIC indemnification asset (1,038) -- FDIC indemnification asset $ 13,145 $ -- Valley Bank Loans and Foreclosed Assets. September 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $ 67,346 $ 1,780 Non-credit premium/(discount), net of activity since acquisition date 39 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (537) -- Original estimated fair value of assets, net of activity since acquisition date (61,517) (1,773) Expected loss remaining $ 5,331 $ 7 December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $ 84,283 $ 1,973 Non-credit premium/(discount), net of activity since acquisition date 228 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,121) -- Original estimated fair value of assets, net of activity since acquisition date (76,231) (1,952) Expected loss remaining $ 6,159 $ 21 Changes in the accretable yield for acquired loan pools were as follows for the three and nine months ended September 30, 2017 and 2016: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, July 1, 2016 $ 2,886 $ 3,217 $ 5,014 $ 11,818 $ 6,524 Accretion (461) (415) (854) (3,163) (3,311) Change in expected accretable yield (1) 301 (72) 587 1,454 2,838 Balance, September 30, 2016 $ 2,726 $ 2,730 $ 4,747 $ 10,109 $ 6,051 Balance, July 1, 2017 $ 2,303 $ 2,180 $ 3,686 $ 5,414 $ 3,313 Accretion (352) (310) (561) (1,688) (1,378) Change in expected accretable yield (1) 287 211 (270) 625 889 Balance, September 30, 2017 $ 2,238 $ 2,081 $ 2,855 $ 4,351 $ 2,824 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended September 30, 2017, totaling $268,000, $204,000, $(270,000), $625,000 and $444,000, respectively, and for the three months ended September 30, 2016, totaling $301,000, $(87,000), $373,000, $764,000 and $326,000, respectively. Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, January 1, 2016 $ 3,805 $ 3,360 $ 5,924 $ 16,347 $ 8,316 Accretion (1,492) (1,406) (2,904) (11,279) (9,174) Change in expected accretable yield (1) 413 776 1,727 5,041 6,909 Balance, September 30, 2016 $ 2,726 $ 2,730 $ 4,747 $ 10,109 $ 6,051 Balance, January 1, 2017 $ 2,477 $ 2,547 $ 4,277 $ 8,512 $ 4,797 Accretion (1,319) (1,048) (1,757) (5,850) (4,772) Change in expected accretable yield (1) 1,080 582 335 1,689 2,799 Balance, September 30, 2017 $ 2,238 $ 2,081 $ 2,855 $ 4,351 $ 2,824 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the nine months ended September 30, 2017, totaling $1.1 million, $569,000, $335,000, $1.7 million and $2.2 million, respectively, and for the nine months ended September 30, 2016, totaling $414,000, $760,000, $1.3 million, $2.0 million and $1.4 million, respectively.

Note 8_ Other Real Estate Owned

Note 8: Other Real Estate Owned	9 Months Ended
	Sep. 30, 2017
Notes
Note 8: Other Real Estate Owned	NOTE 8: OTHER REAL ESTATE OWNED Major classifications of other real estate owned were as follows: September 30, December 31, 2017 2016 (In Thousands) Foreclosed assets held for sale One- to four-family construction $ -- $ -- Subdivision construction 5,118 6,360 Land development 10,052 10,886 Commercial construction -- -- One- to four-family residential 203 1,217 Other residential 161 954 Commercial real estate 3,214 3,841 Commercial business 2,876 -- Consumer 1,793 1,991 23,417 25,249 FDIC-supported foreclosed assets, net of discounts -- 1,426 Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts 2,861 316 Acquired foreclosed assets not covered by FDIC loss sharing agreements, net of discounts 1,774 1,952 Foreclosed assets held for sale, net 28,052 28,943 Other real estate owned not acquired through foreclosure 2,064 3,715 Other real estate owned $ 30,116 $ 32,658 At September 30, 2017, other real estate owned not acquired through foreclosure includes 12 properties, 11 of which were branch locations that have been closed and are held for sale, and one of which is land acquired for a potential branch location. During the nine months ended September 30, 2017, three former branch locations were sold at an aggregate gain of $236,000, which is included in the gain on sales of other real estate owned amount in the table below. There was no activity during the three months ended September 30, 2017. At September 30, 2017, residential mortgage loans totaling $2.1 million were in the process of foreclosure, $2.0 million of which were acquired loans. Expenses applicable to other real estate owned included the following: Three Months Ended September 30, 2017 2016 (In Thousands) Net (gain) loss on sales of other real estate owned $ (110) $ 43 Valuation write-downs 462 338 Operating expenses, net of rental income 991 917 $ 1,343 $ 1,298 Nine Months Ended September 30, 2017 2016 (In Thousands) Net gain on sales of other real estate owned $ (576) $ (168) Valuation write-downs -- 430 Operating expenses, net of rental income 3,171 2,821 $ 2,595 $ 3,083

Note 9_ Deposits

Note 9: Deposits	9 Months Ended
	Sep. 30, 2017
Notes
Note 9: Deposits	NOTE 9: DEPOSITS September 30, December 31, 2017 2016 (In Thousands) Time Deposits: 0.00% - 0.99% $ 337,641 $ 695,738 1.00% - 1.99% 927,464 737,649 2.00% - 2.99% 95,953 48,777 3.00% - 3.99% 696 1,119 4.00% - 4.99% 1,119 1,171 5.00% and above 272 272 Total time deposits (1.17% - 1.01%) 1,363,145 1,484,726 Non-interest-bearing demand deposits 668,164 653,288 Interest-bearing demand and savings deposits (0.31% - 0.26%) 1,566,904 1,539,216 Total Deposits $ 3,598,213 $ 3,677,230

Note 10_ Advances From Federal

Note 10: Advances From Federal Home Loan Bank	9 Months Ended
	Sep. 30, 2017
Notes
Note 10: Advances From Federal Home Loan Bank	NOTE 10: ADVANCES FROM FEDERAL HOME LOAN BANK Advances from the Federal Home Loan Bank (FHLBank advances) at September 30, 2017 and December 31, 2016 consisted of the following: September 30, 2017 December 31, 2016 Weighted Weighted Average Average Interest Interest Due In Amount Rate Amount Rate (In Thousands) (In Thousands) 2017 $ 174,000 1.26% $ 30,826 3.26% 2018 -- -- 81 5.14 2019 -- -- 28 5.14 2020 -- -- -- -- 2021 -- -- -- -- 2022 and thereafter -- -- 500 5.54 174,000 1.26 31,435 3.30 Unamortized fair value adjustment -- 17 $ 174,000 $ 31,452

Note 11_ Securities Sold Under

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings	9 Months Ended
	Sep. 30, 2017
Notes
Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings	NOTE 11: SECURITIES SOLD UNDER REVERSE REPURCHASE AGREEMENTS AND SHORT-TERM BORROWINGS September 30, 2017 December 31, 2016 (In Thousands) Notes payable – Community Development Equity Funds $ 1,665 $ 1,323 Overnight borrowings from the Federal Home Loan Bank 21,000 171,000 Securities sold under reverse repurchase agreements 130,934 113,700 $ 153,599 $ 286,023 The Bank enters into sales of securities under agreements to repurchase (reverse repurchase agreements). Reverse repurchase agreements are treated as financings, and the obligations to repurchase securities sold are reflected as a liability in the statements of financial condition. The dollar amount of securities underlying the agreements remains in the asset accounts. Securities underlying the agreements are held by the Bank during the agreement period. All agreements are written on a term of one-month or less. The following table represents the Company’s securities sold under reverse repurchase agreements, by collateral type and remaining contractual maturity. September 30, 2017 December 31, 2016 Overnight and Overnight and Continuous Continuous (In Thousands) FHLBank CD $ 9,631 $ 16,202 Mortgage-backed securities – GNMA, FNMA, FHLMC 121,303 97,498 $ 130,934 $ 113,700

Note 12_ Subordinated Notes

Note 12: Subordinated Notes	9 Months Ended
	Sep. 30, 2017
Notes
Note 12: Subordinated Notes	NOTE 12: SUBORDINATED NOTES On August 8, 2016, the Company completed the public offering and sale of $75.0 million of its subordinated notes. The notes are due August 15, 2026, and have a fixed interest rate of 5.25% until August 15, 2021, at which time the rate becomes floating at a rate equal to three-month LIBOR plus 4.087%. The Company may call the notes at par beginning on August 15, 2021, and on any scheduled interest payment date thereafter. The notes were sold at par, resulting in net proceeds, after underwriting discounts and commissions, legal, accounting and other professional fees, of approximately $73.5 million. The debt issuance costs, totaling approximately $1.5 million, were deferred and are being amortized over the expected life of the notes, which is 10 years. Amortization of the debt issuance costs during the three and nine months ended September 30, 2017 totaled $38,000 and $114,000, respectively, and is included in interest expense on subordinated notes in the consolidated statements of income, resulting in an imputed interest rate of 5.47%. Amortization of the debt issuance costs during the three and nine months ended September 30, 2016 totaled $27,000 and $27,000, respectively, and is included in interest expense on subordinated notes in the consolidated statements of income, resulting in an imputed interest rate of 5.47%. At September 30, 2017 and December 31, 2016, Subordinated Notes are summarized as follows: September 30, 2017 December 31, 2016 (In Thousands) Subordinated notes $ 75,000 $ 75,000 Less: unamortized debt issuance costs 1,349 1,463 $ 73,651 $ 73,537

Note 13_ Income Taxes

Note 13: Income Taxes	9 Months Ended
	Sep. 30, 2017
Notes
Note 13: Income Taxes	NOTE 13: INCOME TAXES Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows: Three Months Ended September 30, 2017 2016 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (1.6) (2.1) Tax credits (7.8) (7.6) State taxes 1.1 1.1 Other 0.2 (1.4) 26.9% 25.0% Nine Months Ended September 30, 2017 2016 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (1.5) (2.1) Tax credits (5.9) (7.5) State taxes 1.3 1.1 Other (0.6) (0.2) 28.3% 26.3% The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) and, as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships currently under IRS examination for 2006 and 2007. As a result, the Company’s 2006 and subsequent tax years remain open for examination. The examinations of the partnerships have been advanced during 2016 and 2017. One of the partnerships has advanced to Tax Court and has entered a Motion for Entry of Decision with an agreed upon settlement. The other partnership is at the IRS appeals level. The Company does not currently expect significant adjustments to its financial statements from these partnership examinations. The Company is currently under State of Missouri income and franchise tax examinations for its 2014 through 2015 tax years. The Company does not currently expect significant adjustments to its financial statements from this state examination. The Company was previously engaged in administrative appeals with the State of Kansas for its 2010 through 2012 tax years. During the three months ended September 30, 2017, the Company settled its appeal with the Kansas Department of Revenue. The settlement did not result in any significant adjustments to the Company’s financial statements.

Note 14_ Disclosures About Fair

Note 14: Disclosures About Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2017
Notes
Note 14: Disclosures About Fair Value of Financial Instruments	NOTE 14: DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS ASC Topic 820, Fair Value Measurements · · · Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. From December 31, 2016 to September 30, 2017, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy. Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fell at September 30, 2017 and December 31, 2016: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2017 Mortgage-backed securities $ 125,810 $ -- $ 125,810 $ -- States and political subdivisions 58,158 -- 58,158 -- Interest rate derivative asset 1,360 -- 1,360 -- Interest rate derivative liability (1,441) -- (1,441) -- December 31, 2016 Mortgage-backed securities $ 146,035 $ -- $ 146,035 $ -- States and political subdivisions 67,837 -- 67,837 -- Interest rate derivative asset 1,663 -- 1,663 -- Interest rate derivative liability (1,699) -- (1,699) -- The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at September 30, 2017 and December 31, 2016, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the nine-month period ended September 30, 2017. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available-for-Sale Securities. Interest Rate Derivatives. Nonrecurring Measurements The following tables present the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2017 and December 31, 2016: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2017 Impaired loans $ 1,573 $ -- $ -- $ 1,573 Foreclosed assets held for sale $ 2,700 $ -- $ -- $ 2,700 December 31, 2016 Impaired loans $ 8,280 $ -- $ -- $ 8,280 Foreclosed assets held for sale $ 1,604 $ -- $ -- $ 1,604 The following is a description of valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying statements of financial condition, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Loans Held for Sale. Impaired Loans. Receivables The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan. Loans for which such charge-offs or reserves were recorded during the nine months ended September 30, 2017 or the year ended December 31, 2016, are shown in the table above (net of reserves). Foreclosed Assets Held for Sale. The following disclosure relates to financial assets for which it is not practicable for the Company to estimate the fair value at September 30, 2017 and December 31, 2016. FDIC Indemnification Asset Due to the termination of those loss sharing agreements, the carrying value of the indemnification asset for each of those transactions was $-0- at September 30, 2017. The InterBank loss sharing agreement was still in effect at December 31, 2016. The carrying value of the FDIC indemnification asset for that transaction was $13.1 million at December 31, 2016. From the dates of acquisition, each of the loss sharing agreements were scheduled to extend ten years for 1-4 family real estate loans and five years for other loans. The loss sharing assets are measured separately from the loan portfolios because they are not contractually embedded in the loans and are not transferable with the loans should the Bank choose to dispose of them. Fair values on the acquisition dates were estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool and the loss sharing percentages. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursements from the FDIC. The loss sharing assets are also separately measured from the related foreclosed real estate. Although the assets are contractual receivables from the FDIC, they do not have effective interest rates. The Bank collects the assets over several years. The amount ultimately collected depends on the timing and amount of collections and charge-offs on the acquired assets covered by the loss sharing agreements. While the assets were recorded at their estimated fair values on the acquisition dates, it is not practicable to complete fair value analyses on a quarterly or annual basis. Estimating the fair value of the FDIC indemnification asset would involve preparing fair value analyses of the entire portfolios of loans and foreclosed assets covered by the loss sharing agreements from all four acquisitions on a quarterly or annual basis. The loss sharing agreements for Team Bank, Vantus Bank and Sun Security Bank were terminated on April 26, 2016, and the carrying value of the related indemnification assets became $-0-. The loss sharing agreements for InterBank were terminated on June 9, 2017, and the carrying value of the related indemnification asset became $-0-. The termination of the loss sharing agreements is discussed in Note 7. Fair Value of Financial Instruments The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value. Cash and Cash Equivalents and Federal Home Loan Bank Stock. Loans and Interest Receivable. Deposits and Accrued Interest Payable. Federal Home Loan Bank Advances. Short-Term Borrowings. Subordinated Debentures Issued to Capital Trusts. Subordinated Notes. Commitments to Originate Loans, Letters of Credit and Lines of Credit. The following table presents estimated fair values of the Company’s financial instruments not recorded at fair value on the statements of financial condition. The fair values of certain of these instruments were calculated by discounting expected cash flows, which method involves significant judgments by management and uncertainties. Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate. September 30, 2017 December 31, 2016 Carrying Fair Hierarchy Carrying Fair Hierarchy Amount Value Level Amount Value Level (In Thousands) Financial assets Cash and cash equivalents $ 256,672 $ 256,672 1 $ 279,769 $ 279,769 1 Held-to-maturity securities 130 133 2 247 258 2 Mortgage loans held for sale 11,133 11,133 2 16,445 16,445 2 Loans, net of allowance for loan losses 3,800,988 3,809,339 3 3,759,966 3,766,709 3 Accrued interest receivable 11,206 11,206 3 11,875 11,875 3 Investment in FHLBank stock 13,282 13,282 3 13,034 13,034 3 Financial liabilities Deposits 3,598,213 3,606,276 3 3,677,230 3,683,751 3 FHLBank advances 174,000 174,000 3 31,452 32,379 3 Short-term borrowings 153,599 153,599 3 286,023 286,023 3 Subordinated debentures 25,774 25,774 3 25,774 25,774 3 Subordinated notes 73,651 76,125 2 73,537 76,031 2 Accrued interest payable 1,693 1,693 3 2,723 2,723 3 Unrecognized financial instruments (net of contractual value) Commitments to originate loans -- -- 3 -- -- 3 Letters of credit 74 74 3 92 92 3 Lines of credit -- -- 3 -- -- 3

Note 15_ Derivatives and Hedgin

Note 15: Derivatives and Hedging Activities	9 Months Ended
	Sep. 30, 2017
Notes
Note 15: Derivatives and Hedging Activities	NOTE 15: DERIVATIVES AND HEDGING ACTIVITIES Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities. In the normal course of business, the Company may use derivative financial instruments (primarily interest rate swaps) from time to time to assist in its interest rate risk management. The Company has interest rate derivatives that result from a service provided to certain qualifying loan customers that are not used to manage interest rate risk in the Company’s assets or liabilities and are not designated in a qualifying hedging relationship. The Company manages a matched book with respect to its derivative instruments in order to minimize its net risk exposure resulting from such transactions. In addition, the Company has interest rate derivatives that are designated in a qualified hedging relationship. Nondesignated Hedges The Company has interest rate swaps that are not designated in qualifying hedging relationships. Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain loan customers, which the Company began offering during 2011. The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. As part of the Valley Bank FDIC-assisted acquisition, the Company acquired seven loans with related interest rate swaps. Valley’s swap program differed from the Company’s in that Valley did not have back to back swaps with the customer and a counterparty. Two of the seven acquired loans with interest rate swaps have paid off. The notional amount of the five remaining Valley swaps was $3.6 million at September 30, 2017. As of September 30, 2017, excluding the Valley Bank swaps, the Company had 24 interest rate swaps totaling $100.1 million in notional amount with commercial customers, and 24 interest rate swaps with the same notional amount with third parties related to its program. As of December 31, 2016, excluding the Valley Bank swaps, the Company had 26 interest rate swaps totaling $110.7 million in notional amount with commercial customers, and 26 interest rate swaps with the same notional amount with third parties related to its program. During the three months ended September 30, 2017 and 2016, the Company recognized net gains of $8,000 and $58,000, respectively, in noninterest income related to changes in the fair value of these swaps. During the nine months ended September 30, 2017 and 2016, the Company recognized net losses of $5,000 and $179,000, respectively, in noninterest income related to changes in the fair value of these swaps. Cash Flow Hedges As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flows due to interest rate fluctuations, the Company entered into an interest rate cap agreement for a portion of its floating rate debt associated with its trust preferred securities. The agreement, with a notional amount of $25 million, states that the Company will pay interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.60%. Should interest rates rise above a certain threshold, the counterparty will reimburse the Company for interest paid such that the Company will have an effective interest rate on that portion of its trust preferred securities no higher than 2.37%. The agreement, which became effective on August 1, 2013, had a term of four years and terminated during the three months ended September 30, 2017. The effective portion of the gain or loss on the derivative is reported as a component of other comprehensive income and reclassified into earnings in the same period or periods during which the hedged transaction affects earnings. Gains and losses on the derivative representing either hedge ineffectiveness or hedge components excluded from the assessment of effectiveness are recognized in current earnings. During each of the three and nine months ended September 30, 2017 and 2016, the Company recognized $-0- in noninterest income related to changes in the fair value of these derivatives. During the three months ended September 30, 2017 and 2016, the Company recognized $110,000 and $62,000, respectively, in interest expense related to the amortization of the cost of these interest rate caps. During the nine months ended September 30, 2017 and 2016, the Company recognized $293,000 and $150,000, respectively, in interest expense related to the amortization of the cost of these interest rate caps. The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition: Location in Fair Value Consolidated Statements September 30, December 31, of Financial Condition 2017 2016 (In Thousands) Derivatives designated as hedging instruments Interest rate caps Prepaid expenses and other assets $ -- $ 40 Total derivatives designated as hedging instruments $ -- $ 40 Derivatives not designated as hedging instruments Asset Derivatives Interest rate products Prepaid expenses and other assets $ 1,360 $ 1,623 Total derivatives not designated as hedging instruments $ 1,360 $ 1,623 Liability Derivatives Interest rate products Accrued expenses and other liabilities $ 1,441 $ 1,699 Total derivatives not designated as hedging instruments $ 1,441 $ 1,699 The following table presents the effect of derivative instruments on the statements of comprehensive income for the three and nine months ended September 30, 2017 and 2016: Amount of Gain (Loss) Recognized in AOCI Three Months Ended September 30, Cash Flow Hedges 2017 2016 (In Thousands) Interest rate cap, net of income taxes $ 64 $ 53 Amount of Gain (Loss) Recognized in AOCI Nine Months Ended September 30, Cash Flow Hedges 2017 2016 (In Thousands) Interest rate cap, net of income taxes $ 161 $ 37 Agreements with Derivative Counterparties The Company has agreements with its derivative counterparties. If the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations. If the Bank fails to maintain its status as a well-capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. Similarly, the Company could be required to settle its obligations under certain of its agreements if certain regulatory events occurred, such as the issuance of a formal directive, or if the Company’s credit rating is downgraded below a specified level. As of September 30, 2017, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $1.2 million. The Company has minimum collateral posting thresholds with its derivative counterparties. At September 30, 2017, the Company’s activity with its derivative counterparties met the level in which the minimum collateral posting thresholds take effect and the Company posted $3.8 million of collateral to satisfy the agreements. As of December 31, 2016, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $1.6 million. At December 31, 2016, the Company’s activity with its derivative counterparties met the level in which the minimum collateral posting thresholds take effect and the Company posted $6.0 million of collateral to satisfy the agreements. If the Company had breached any of these provisions at September 30, 2017 or December 31, 2016, it could have been required to settle its obligations under the agreements at the termination value.

NOTE 1_ BASIS OF PRESENTATION_

NOTE 1: BASIS OF PRESENTATION: Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies	The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company as of the dates and for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and nine months ended September 30, 2017 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2016, has been derived from the audited consolidated statement of financial condition of the Company as of that date. Certain prior period amounts have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income. Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K

NOTE 2_ NATURE OF OPERATIONS 24

NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS: Segment Reporting, Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Segment Reporting, Policy	The Company’s banking operation is its only reportable segment. The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others. The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements.

NOTE 4_ EARNINGS PER SHARE_ Ear

NOTE 4: EARNINGS PER SHARE: Earnings Per Share, Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Earnings Per Share, Policy	Options outstanding at September 30, 2017 and 2016, to purchase 114,300 and 111,425 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the three and nine month periods because the exercise prices of such options were greater than the average market prices of the common stock for the three and nine months ended September 30, 2017 and 2016, respectively.

NOTE 5_ INVESTMENT SECURITIES_

NOTE 5: INVESTMENT SECURITIES: Investment, Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Investment, Policy	Certain investments in debt securities categorized as available-for-sale are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2017 and December 31, 2016, respectively, was approximately $90.6 million and $104.5 million, which is approximately 49.2% and 48.8% of the Company’s combined available-for-sale and held-to-maturity investment portfolio, respectively. Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these debt securities below their historical cost are temporary at September 30, 2017.

NOTE 6_ LOANS AND ALLOWANCE F27

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Loan Portfolio Credit Quality Internal Grading System Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Loan Portfolio Credit Quality Internal Grading System Policy	The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-assisted acquired loans are evaluated using this internal grading system. These loans are accounted for in pools. Minimal adverse classification in these acquired loan pools was identified as of September 30, 2017 and December 31, 2016, respectively. See Note 7 for further discussion of the acquired loan pools and the termination of the loss sharing agreements. The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. In the fourth quarter of 2014, the Company began using a three-year average of historical losses for the general component of the allowance for loan loss calculation. The Company had previously used a five-year average. For interim periods, the Company uses three full years plus the interim period’s annualized average losses for the general component of the allowance for loan loss calculation. The Company believes that the three-year average provides a better representation of the current risks in the loan portfolio. This change was made after consultation with our regulators and other third-party consultants, as well as a review of the practices used by the Company’s peers. This change did not materially affect the level of the allowance for loan losses. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, average life of the loan, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of the Company’s allowance for loan losses. No other significant changes were made to the loan risk grading system definitions and allowance for loan loss methodology during the past year.

NOTE 7_ ACQUIRED LOANS, LOSS 28

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Business Combinations Policy (Policies)	9 Months Ended
	Sep. 30, 2017
TeamBank
Business Combinations Policy	On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas. The loans, commitments and foreclosed assets purchased in the TeamBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shared in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five-year period ended March 31, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
Vantus Bank
Business Combinations Policy	On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa. The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shared in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five year period ended on September 30, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
Sun Security Bank
Business Combinations Policy	On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri. The loans and foreclosed assets purchased in the Sun Security Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans at the date of the acquisition) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
InterBank
Business Combinations Policy	On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota. The loans and foreclosed assets purchased in the InterBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement included loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective June 9, 2017, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded at the time of acquisition in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three months ended September 30, 2017 and 2016 was $64,000 and $87,000, respectively. The amount amortized to yield during the nine months ended September 30, 2017 and 2016 was $210,000 and $278,000, respectively.
Valley Bank
Business Combinations Policy	On September 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa. This transaction did not include a loss sharing agreement. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three months ended September 30, 2017 and 2016 was $47,000 and $114,000, respectively. The amount amortized to yield during the nine months ended September 30, 2017 and 2016 was $189,000 and $394,000, respectively.

NOTE 7_ ACQUIRED LOANS, LOSS 29

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Loss Sharing Agreement Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Loss Sharing Agreement Policy	Loss Sharing Agreements. On June 9, 2017, Great Southern Bank executed an agreement with the FDIC to terminate the loss sharing agreements for InterBank, effective immediately. Pursuant to the termination agreement, the FDIC paid $15.0 million to the Bank to settle all outstanding items related to the terminated loss sharing agreements. The Company recorded a pre-tax gain on the termination of $7.7 million. As a result of entering into the termination agreement, assets that were covered by the terminated loss sharing arrangements, including covered loans in the amount of $138.8 million and covered other real estate owned in the amount of $2.9 million as of March 31, 2017, were reclassified as non-covered assets effective June 9, 2017. All rights and obligations of the Bank and the FDIC under the terminated loss sharing agreements, including the settlement of all existing loss sharing and expense reimbursement claims, have been resolved and terminated. The termination of the loss sharing agreements for the TeamBank, Vantus Bank, Sun Security Bank and InterBank transactions have no impact on the yields for the loans that were previously covered under these agreements. All post-termination recoveries, gains, losses and expenses related to these previously covered assets are recognized entirely by Great Southern Bank since the FDIC no longer shares in such gains or losses. Accordingly, the Company’s earnings are positively impacted to the extent the Company recognizes gains on any sales or recoveries in excess of the carrying value of such assets. Similarly, the Company’s future earnings will be negatively impacted to the extent the Company recognizes expenses, losses or charge-offs related to such assets.

NOTE 7_ ACQUIRED LOANS, LOSS 30

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Business Acquisition Fair Value and Expected Cash Flows Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Business Acquisition Fair Value and Expected Cash Flows Policy	Fair Value and Expected Cash Flows. The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. The Company continues to evaluate the fair value of the loans including cash flows expected to be collected. Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses. During the three and nine months ended September 30, 2017, improvements in expected cash flows related to the acquired loan portfolios resulted in adjustments of $472,000 and $627,000, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and nine months ended September 30, 2016, similar such adjustments totaling $3.4 million and $8.9 million, respectively, were made to the accretable yield. The increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements, when applicable, until they were terminated or expired. During the three and nine months ended September 30, 2017, this resulted in corresponding adjustments of $-0- and $-0-, respectively, to the indemnification assets (which have now been reduced to $-0- due to the termination of the loss sharing agreements). During the three and nine months ended September 30, 2016, corresponding adjustments of $552,000 and $2.4 million, respectively, were made to the indemnification assets. Because these adjustments will be recognized generally over the remaining lives of the loan pools, they will impact future periods as well. The remaining accretable yield adjustment that will affect interest income is $2.7 million. The $2.7 million of accretable yield adjustment relates to Team Bank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank. As there is no longer, nor will there be in the future, indemnification asset amortization related to Team Bank, Vantus Bank, Sun Security Bank or InterBank due to the termination or expiration of the related loss sharing agreements for those transactions, there is no remaining indemnification asset or related adjustments that will affect non-interest income (expense). Of the remaining adjustments affecting interest income, we expect to recognize $576,000 of interest income during the remainder of 2017. Additional adjustments may be recorded in future periods from the FDIC-assisted transactions, as the Company continues to estimate expected cash flows from the acquired loan pools.

NOTE 7_ ACQUIRED LOANS, LOSS 31

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: FDIC Indemnification Asset Policy (Policies)	9 Months Ended
	Sep. 30, 2017
TeamBank
FDIC Indemnification Asset Policy	TeamBank Loans and Foreclosed Assets.
Vantus Bank
FDIC Indemnification Asset Policy	Vantus Bank Loans and Foreclosed Assets.
Sun Security Bank
FDIC Indemnification Asset Policy	Sun Security Bank Loans and Foreclosed Assets.
InterBank
FDIC Indemnification Asset Policy	InterBank Loans, Foreclosed Assets and Indemnification Asset.
Valley Bank
FDIC Indemnification Asset Policy	Valley Bank Loans and Foreclosed Assets.

Note 13_ Income Taxes_ Income T

Note 13: Income Taxes: Income Tax, Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Income Tax, Policy	The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) and, as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships currently under IRS examination for 2006 and 2007. As a result, the Company’s 2006 and subsequent tax years remain open for examination. The examinations of the partnerships have been advanced during 2016 and 2017. One of the partnerships has advanced to Tax Court and has entered a Motion for Entry of Decision with an agreed upon settlement. The other partnership is at the IRS appeals level. The Company does not currently expect significant adjustments to its financial statements from these partnership examinations. The Company is currently under State of Missouri income and franchise tax examinations for its 2014 through 2015 tax years. The Company does not currently expect significant adjustments to its financial statements from this state examination. The Company was previously engaged in administrative appeals with the State of Kansas for its 2010 through 2012 tax years. During the three months ended September 30, 2017, the Company settled its appeal with the Kansas Department of Revenue. The settlement did not result in any significant adjustments to the Company’s financial statements.

Note 14_ Disclosures About Fa33

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value Measurement, Policy	ASC Topic 820, Fair Value Measurements · · · Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. From December 31, 2016 to September 30, 2017, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy. Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fell at September 30, 2017 and December 31, 2016: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2017 Mortgage-backed securities $ 125,810 $ -- $ 125,810 $ -- States and political subdivisions 58,158 -- 58,158 -- Interest rate derivative asset 1,360 -- 1,360 -- Interest rate derivative liability (1,441) -- (1,441) -- December 31, 2016 Mortgage-backed securities $ 146,035 $ -- $ 146,035 $ -- States and political subdivisions 67,837 -- 67,837 -- Interest rate derivative asset 1,663 -- 1,663 -- Interest rate derivative liability (1,699) -- (1,699) -- The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at September 30, 2017 and December 31, 2016, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the nine-month period ended September 30, 2017. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available-for-Sale Securities. Interest Rate Derivatives. Nonrecurring Measurements The following tables present the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2017 and December 31, 2016: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2017 Impaired loans $ 1,573 $ -- $ -- $ 1,573 Foreclosed assets held for sale $ 2,700 $ -- $ -- $ 2,700 December 31, 2016 Impaired loans $ 8,280 $ -- $ -- $ 8,280 Foreclosed assets held for sale $ 1,604 $ -- $ -- $ 1,604

Note 14_ Disclosures About Fa34

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Loans Held for Sale Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value Loans Held for Sale Policy	Loans Held for Sale.

Note 14_ Disclosures About Fa35

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Impaired Loans Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value Impaired Loans Policy	Impaired Loans. Receivables The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan. Loans for which such charge-offs or reserves were recorded during the nine months ended September 30, 2017 or the year ended December 31, 2016, are shown in the table above (net of reserves).

Note 14_ Disclosures About Fa36

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Foreclosed Assets Held for Sale Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value Foreclosed Assets Held for Sale Policy	Foreclosed Assets Held for Sale. The following disclosure relates to financial assets for which it is not practicable for the Company to estimate the fair value at September 30, 2017 and December 31, 2016.

Note 14_ Disclosures About Fa37

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value FDIC Indemnification Asset Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value FDIC Indemnification Asset Policy	FDIC Indemnification Asset Due to the termination of those loss sharing agreements, the carrying value of the indemnification asset for each of those transactions was $-0- at September 30, 2017. The InterBank loss sharing agreement was still in effect at December 31, 2016. The carrying value of the FDIC indemnification asset for that transaction was $13.1 million at December 31, 2016. From the dates of acquisition, each of the loss sharing agreements were scheduled to extend ten years for 1-4 family real estate loans and five years for other loans. The loss sharing assets are measured separately from the loan portfolios because they are not contractually embedded in the loans and are not transferable with the loans should the Bank choose to dispose of them. Fair values on the acquisition dates were estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool and the loss sharing percentages. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursements from the FDIC. The loss sharing assets are also separately measured from the related foreclosed real estate. Although the assets are contractual receivables from the FDIC, they do not have effective interest rates. The Bank collects the assets over several years. The amount ultimately collected depends on the timing and amount of collections and charge-offs on the acquired assets covered by the loss sharing agreements. While the assets were recorded at their estimated fair values on the acquisition dates, it is not practicable to complete fair value analyses on a quarterly or annual basis. Estimating the fair value of the FDIC indemnification asset would involve preparing fair value analyses of the entire portfolios of loans and foreclosed assets covered by the loss sharing agreements from all four acquisitions on a quarterly or annual basis. The loss sharing agreements for Team Bank, Vantus Bank and Sun Security Bank were terminated on April 26, 2016, and the carrying value of the related indemnification assets became $-0-. The loss sharing agreements for InterBank were terminated on June 9, 2017, and the carrying value of the related indemnification asset became $-0-. The termination of the loss sharing agreements is discussed in Note 7.

Note 14_ Disclosures About Fa38

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Financial Instruments Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value Financial Instruments Policy	Fair Value of Financial Instruments The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value.

Note 14_ Disclosures About Fa39

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Cash and Cash Equivalents and Federal home Loan Bank Stock Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value Cash and Cash Equivalents and Federal home Loan Bank Stock Policy	Cash and Cash Equivalents and Federal Home Loan Bank Stock.

Note 14_ Disclosures About Fa40

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Loans and Interest Receivable Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value Loans and Interest Receivable Policy	Loans and Interest Receivable.

Note 14_ Disclosures About Fa41

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Deposits and Accrued Interest Payable Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value Deposits and Accrued Interest Payable Policy	Deposits and Accrued Interest Payable.

Note 14_ Disclosures About Fa42

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Federal Home Loan Bank Advance Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value Federal Home Loan Bank Advance Policy	Federal Home Loan Bank Advances.

Note 14_ Disclosures About Fa43

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Short Term Borrowings Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value Short Term Borrowings Policy	Short-Term Borrowings.

Note 14_ Disclosures About Fa44

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Subordinated Debentures Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value Subordinated Debentures Policy	Subordinated Debentures Issued to Capital Trusts.

Note 14_ Disclosures About Fa45

Note 14: Disclosures About Fair Value of Financial Instruments: Subordinated Notes Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Subordinated Notes Policy	Subordinated Notes.

Note 14_ Disclosures About Fa46

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Commitments to Originate Loans, Letters of Credit and Lines of Credit Policy (Policies)	9 Months Ended
	Sep. 30, 2017
Policies
Fair Value Commitments to Originate Loans, Letters of Credit and Lines of Credit Policy	Commitments to Originate Loans, Letters of Credit and Lines of Credit.

NOTE 4_ EARNINGS PER SHARE_ Sch

NOTE 4: EARNINGS PER SHARE: Schedule of Earnings Per Share, Basic and Diluted (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Earnings Per Share, Basic and Diluted	Three Months Ended September 30, 2017 2016 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 14,038 13,914 Net income available to common stockholders $ 11,663 $ 11,221 Per common share amount $ 0.83 $ 0.81 Diluted: Average shares outstanding 14,038 13,914 Net effect of dilutive stock options – based on the treasury stock method using average market price 186 140 Diluted shares 14,224 14,054 Net income available to common stockholders $ 11,663 $ 11,221 Per common share amount $ 0.82 $ 0.80 Nine Months Ended September 30, 2017 2016 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 14,007 13,906 Net income available to common stockholders $ 39,358 $ 33,548 Per common share amount $ 2.81 $ 2.41 Diluted: Average shares outstanding 14,007 13,906 Net effect of dilutive stock options – based on the treasury stock method using average market price 186 140 Diluted shares 14,193 14,046 Net income available to common stockholders $ 39,358 $ 33,548 Per common share amount $ 2.77 $ 2.39

NOTE 5_ INVESTMENT SECURITIES48

NOTE 5: INVESTMENT SECURITIES: Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Investment Securities	September 30, 2017 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: Mortgage-backed securities $ 125,924 $ 999 $ 1,113 $ 125,810 2.08% States and political subdivisions 55,053 3,105 -- 58,158 5.60 $ 180,977 $ 4,104 $ 1,113 $ 183,968 3.15% HELD-TO-MATURITY SECURITIES: States and political subdivisions $ 130 $ 3 $ -- $ 133 7.37% December 31, 2016 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: Mortgage-backed securities $ 146,491 $ 1,045 $ 1,501 $ 146,035 2.03% States and political subdivisions 64,682 3,163 8 67,837 5.73 $ 211,173 $ 4,208 $ 1,509 $ 213,872 3.16% HELD-TO-MATURITY SECURITIES: States and political subdivisions $ 247 $ 11 $ -- $ 258 7.36%

NOTE 5_ INVESTMENT SECURITIES49

NOTE 5: INVESTMENT SECURITIES: Investments Classified by Contractual Maturity Date (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Investments Classified by Contractual Maturity Date	The amortized cost and fair value of available-for-sale securities at September 30, 2017, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ -- $ -- After one through five years 803 904 After five through ten years 6,405 6,684 After ten years 47,845 50,570 Securities not due on a single maturity date 125,924 125,810 $ 180,977 $ 183,968

NOTE 5_ INVESTMENT SECURITIES50

NOTE 5: INVESTMENT SECURITIES: Contractual Obligation, Fiscal Year Maturity Schedule (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Contractual Obligation, Fiscal Year Maturity Schedule	The held-to-maturity securities at September 30, 2017, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ 130 $ 133

NOTE 5_ INVESTMENT SECURITIES51

NOTE 5: INVESTMENT SECURITIES: Unrealized Gain (Loss) on Investments (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Unrealized Gain (Loss) on Investments	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2017 and December 31, 2016: September 30, 2017 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $ 69,870 $ (689) $ 20,706 $ (424) $ 90,576 $ (1,113) State and political subdivisions -- -- -- -- -- -- $ 69,870 $ (689) $ 20,706 $ (424) $ 90,576 $ (1,113) December 31, 2016 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $ 102,296 $ (1,501) $ -- $ -- $ 102,296 $ (1,501) State and political subdivisions 2,164 (8) -- -- 2,164 (8) $ 104,460 $ (1,509) $ -- $ -- $ 104,460 $ (1,509)

NOTE 5_ INVESTMENT SECURITIES52

NOTE 5: INVESTMENT SECURITIES: Other than Temporary Impairment, Credit Losses Recognized in Earnings (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Other than Temporary Impairment, Credit Losses Recognized in Earnings	Amounts Reclassified from Accumulated Other Comprehensive Income Three Months Ended September 30, Affected Line Item in the 2017 2016 Statements of Income (In Thousands) Unrealized gains on available- Net realized gains on sales of for-sale securities $ -- $ 144 available-for-sale securities (Total reclassified amount before tax) Income Taxes -- (53) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $ -- $ 91 Amounts Reclassified from Accumulated Other Comprehensive Income Nine Months Ended September 30, Affected Line Item in the 2017 2016 Statements of Income (In Thousands) Unrealized gains on available- Net realized gains on sales of for-sale securities $ -- $ 2,881 available-for-sale securities (Total reclassified amount before tax) Income Taxes -- (1,046) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $ -- $ 1,835

NOTE 6_ LOANS AND ALLOWANCE F53

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Schedule of Accounts, Notes, Loans and Financing Receivable (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Accounts, Notes, Loans and Financing Receivable	September 30, December 31, 2017 2016 (In Thousands) One- to four-family residential construction $ 20,059 $ 21,737 Subdivision construction 17,838 17,186 Land development 45,340 50,624 Commercial construction 984,329 780,614 Owner occupied one- to four-family residential 189,825 200,340 Non-owner occupied one- to four-family residential 123,462 136,924 Commercial real estate 1,235,497 1,186,906 Other residential 762,457 663,378 Commercial business 364,038 348,628 Industrial revenue bonds 22,614 25,065 Consumer auto 394,324 494,233 Consumer other 63,743 70,001 Home equity lines of credit 110,237 108,753 Acquired FDIC-covered loans, net of discounts -- 134,356 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 165,632 72,569 Acquired non-covered loans, net of discounts 61,520 76,234 4,560,915 4,387,548 Undisbursed portion of loans in process (717,776) (585,313) Allowance for loan losses (36,243) (37,400) Deferred loan fees and gains, net (5,908) (4,869) $ 3,800,988 $ 3,759,966 Weighted average interest rate 4.68% 4.58%

NOTE 6_ LOANS AND ALLOWANCE F54

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Schedule of Loans Classified by Aging Analysis (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Loans Classified by Aging Analysis	September 30, 2017 Total Loans Past Due > 90 Days 30-59 Days 60-89 Days 90 Days Total Past Total Loans Past Due and Past Due Past Due or More Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ -- $ -- $ -- $ -- $ 20,059 $ 20,059 $ -- Subdivision construction -- -- 102 102 17,736 17,838 -- Land development 41 -- 34 75 45,265 45,340 -- Commercial construction 15 -- -- 15 984,314 984,329 -- Owner occupied one- to four- family residential 362 238 916 1,516 188,309 189,825 -- Non-owner occupied one- to four-family residential -- -- 1,840 1,840 121,622 123,462 -- Commercial real estate 4,154 2,167 568 6,889 1,228,608 1,235,497 -- Other residential -- -- 77 77 762,380 762,457 77 Commercial business 80 1,494 2,180 3,754 360,284 364,038 -- Industrial revenue bonds -- -- -- -- 22,614 22,614 -- Consumer auto 4,736 1,301 2,425 8,462 385,862 394,324 13 Consumer other 409 119 809 1,337 62,406 63,743 -- Home equity lines of credit 338 25 508 871 109,366 110,237 16 Acquired loans no longer covered by loss sharing agreements, net of discounts 715 1,016 1,984 3,715 161,917 165,632 -- Acquired non-covered loans, net of discounts 503 57 2,731 3,291 58,229 61,520 -- 11,353 6,417 14,174 31,944 4,528,971 4,560,915 106 Less FDIC-assisted acquired loans, net of discounts 1,218 1,073 4,715 7,006 220,146 227,152 -- Total $ 10,135 $ 5,344 $ 9,459 $ 24,938 $ 4,308,825 $ 4,333,763 $ 106 December 31, 2016 Total Loans Total > 90 Days Past 30-59 Days 60-89 Days Over 90 Total Past Loans Due and Past Due Past Due Days Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ -- $ -- $ -- $ -- $ 21,737 $ 21,737 $ -- Subdivision construction -- -- 109 109 17,077 17,186 -- Land development 413 584 1,718 2,715 47,909 50,624 -- Commercial construction -- -- -- -- 780,614 780,614 -- Owner occupied one- to four- family residential 1,760 388 1,125 3,273 197,067 200,340 -- Non-owner occupied one- to four-family residential 309 278 404 991 135,933 136,924 -- Commercial real estate 1,969 1,988 4,404 8,361 1,178,545 1,186,906 -- Other residential 4,632 -- 162 4,794 658,584 663,378 -- Commercial business 1,741 24 3,088 4,853 343,775 348,628 -- Industrial revenue bonds -- -- -- -- 25,065 25,065 -- Consumer auto 8,252 2,451 1,989 12,692 481,541 494,233 -- Consumer other 1,103 278 649 2,030 67,971 70,001 -- Home equity lines of credit 136 158 433 727 108,026 108,753 -- Acquired FDIC-covered loans, net of discounts 4,476 1,201 8,226 13,903 120,453 134,356 301 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 1,356 552 1,401 3,309 69,260 72,569 222 Acquired non-covered loans, net of discounts 851 173 2,854 3,878 72,356 76,234 -- 26,998 8,075 26,562 61,635 4,325,913 4,387,548 523 Less FDIC-supported loans, and acquired non-covered loans, net of discounts 6,683 1,926 12,481 21,090 262,069 283,159 523 Total $ 20,315 $ 6,149 $ 14,081 $ 40,545 $ 4,063,844 $ 4,104,389 $ --

NOTE 6_ LOANS AND ALLOWANCE F55

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Schedule of Financing Receivables, Non Accrual Status (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Financing Receivables, Non Accrual Status	Nonaccruing loans (excluding FDIC-assisted acquired loans, net of discount) are summarized as follows: September 30, December 31, 2017 2016 (In Thousands) One- to four-family residential construction $ -- $ -- Subdivision construction 102 109 Land development 34 1,718 Commercial construction -- -- Owner occupied one- to four-family residential 916 1,125 Non-owner occupied one- to four-family residential 1,840 404 Commercial real estate 568 4,404 Other residential -- 162 Commercial business 2,180 3,088 Industrial revenue bonds -- -- Consumer auto 2,412 1,989 Consumer other 809 649 Home equity lines of credit 492 433 Total $ 9,353 $ 14,081

NOTE 6_ LOANS AND ALLOWANCE F56

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Allowance for Credit Losses on Financing Receivables (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Allowance for Credit Losses on Financing Receivables	The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2017. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2017: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance July 1, 2017 $ 2,413 $ 3,655 $ 15,442 $ 1,711 $ 4,365 $ 8,947 $ 36,533 Provision (benefit) charged to expense 285 190 643 298 562 972 2,950 Losses charged off (74) (10) (357) -- (1,090) (3,151) (4,682) Recoveries 46 89 74 129 66 1,038 1,442 Balance September 30, 2017 $ 2,670 $ 3,924 $ 15,802 $ 2,138 $ 3,903 $ 7,806 $ 36,243 Balance January 1, 2017 $ 2,322 $ 5,486 $ 15,938 $ 2,284 $ 3,015 $ 8,355 $ 37,400 Provision (benefit) charged to expense 407 (1,708) 1,413 74 1,786 5,178 7,150 Losses charged off (150) (12) (1,649) (386) (1,365) (9,120) (12,682) Recoveries 91 158 100 166 467 3,393 4,375 Balance September 30, 2017 $ 2,670 $ 3,924 $ 15,802 $ 2,138 $ 3,903 $ 7,806 $ 36,243 Ending balance: Individually evaluated for impairment $ 571 $ -- $ 599 $ -- $ 2,396 $ 747 $ 4,313 Collectively evaluated for impairment $ 2,056 $ 3,887 $ 15,002 $ 2,040 $ 1,482 $ 6,993 $ 31,460 Loans acquired and accounted for under ASC 310-30 $ 43 $ 37 $ 201 $ 98 $ 25 $ 66 $ 470 Loans Individually evaluated for impairment $ 7,168 $ 3,390 $ 9,358 $ 315 $ 3,141 $ 4,429 $ 27,801 Collectively evaluated for impairment $ 344,016 $ 759,067 $ 1,226,139 $ 1,029,354 $ 383,511 $ 563,875 $ 4,305,962 Loans acquired and accounted for under ASC 310-30 $ 127,495 $ 20,655 $ 41,518 $ 4,175 $ 4,943 $ 28,366 $ 227,152 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2016: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance July 1, 2016 $ 4,184 $ 3,698 $ 16,157 $ 3,013 $ 3,531 $ 7,550 $ 38,133 Provision (benefit) charged to expense (738) 1,702 1,130 (1,238) (425) 2,069 2,500 Losses charged off (38) -- (1,815) (1) (191) (2,548) (4,593) Recoveries 23 15 17 80 33 794 962 Balance September 30, 2016 $ 3,431 $ 5,415 $ 15,489 $ 1,854 $ 2,948 $ 7,865 $ 37,002 Balance January 1, 2016 $ 4,900 $ 3,190 $ 14,738 $ 3,019 $ 4,203 $ 8,099 $ 38,149 Provision (benefit) charged to expense (1,387) 2,186 5,114 (1,252) (1,093) 3,333 6,901 Losses charged off (129) -- (5,546) (31) (383) (6,047) (12,136) Recoveries 47 39 1,183 118 221 2,480 4,088 Balance September 30, 2016 $ 3,431 $ 5,415 $ 15,489 $ 1,854 $ 2,948 $ 7,865 $ 37,002 The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2016: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Individually evaluated for impairment $ 570 $ -- $ 2,209 $ 1,291 $ 1,295 $ 997 $ 6,362 Collectively evaluated for impairment $ 1,628 $ 5,396 $ 13,507 $ 953 $ 1,681 $ 7,248 $ 30,413 Loans acquired and accounted for under ASC 310-30 $ 124 $ 90 $ 222 $ 40 $ 39 $ 110 $ 625 Loans Individually evaluated for impairment $ 6,015 $ 3,812 $ 10,507 $ 6,023 $ 4,539 $ 3,385 $ 34,281 Collectively evaluated for impairment $ 370,172 $ 659,566 $ 1,176,399 $ 825,215 $ 369,154 $ 669,602 $ 4,070,108 Loans acquired and accounted for under ASC 310-30 $ 155,378 $ 29,600 $ 54,208 $ 2,191 $ 6,429 $ 35,353 $ 283,159

NOTE 6_ LOANS AND ALLOWANCE F57

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Impaired Financing Receivables	Impaired loans (excluding FDIC-assisted loans, net of discount), are summarized as follows: September 30, 2017 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $ -- $ -- $ -- Subdivision construction 434 450 116 Land development 315 319 -- Commercial construction -- -- -- Owner occupied one- to four- family residential 3,441 3,740 351 Non-owner occupied one- to four- family residential 3,293 3,560 104 Commercial real estate 9,358 9,581 599 Other residential 3,390 3,390 -- Commercial business 3,141 4,311 2,396 Industrial revenue bonds -- -- -- Consumer auto 2,740 2,936 491 Consumer other 1,042 1,148 156 Home equity lines of credit 647 725 100 Total $ 27,801 $ 30,160 $ 4,313 Three Months Ended Nine Months Ended September 30, 2017 September 30, 2017 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ -- $ -- $ 258 $ -- Subdivision construction 444 9 652 21 Land development 424 12 2,319 33 Commercial construction -- -- -- -- Owner occupied one- to four- family residential 3,440 44 3,384 124 Non-owner occupied one- to four- family residential 2,550 80 2,183 128 Commercial real estate 6,819 266 9,068 425 Other residential 3,457 27 3,660 102 Commercial business 5,580 35 6,148 161 Industrial revenue bonds -- -- -- -- Consumer auto 2,548 79 2,323 156 Consumer other 1,005 26 886 65 Home equity lines of credit 633 14 456 32 Total $ 26,900 $ 592 $ 31,337 $ 1,247 At or for the Year Ended December 31, 2016 Average Unpaid Investment Interest Recorded Principal Specific in Impaired Income Balance Balance Allowance Loans Recognized (In Thousands) One- to four-family residential construction $ -- $ -- $ -- $ -- $ -- Subdivision construction 818 829 131 948 46 Land development 6,023 6,120 1,291 8,020 304 Commercial construction -- -- -- -- -- Owner occupied one- to four- family residential 3,290 3,555 374 3,267 182 Non-owner occupied one- to four- family residential 1,907 2,177 65 1,886 113 Commercial real estate 10,507 12,121 2,209 23,928 984 Other residential 3,812 3,812 -- 6,813 258 Commercial business 4,539 4,652 1,295 2,542 185 Industrial revenue bonds -- -- -- -- -- Consumer auto 2,097 2,178 629 1,307 141 Consumer other 812 887 244 884 70 Home equity lines of credit 476 492 124 417 32 Total $ 34,281 $ 36,823 $ 6,362 $ 50,012 $ 2,315 September 30, 2016 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $ -- $ -- $ -- Subdivision construction 851 860 133 Land development 9,051 9,146 1,079 Commercial construction -- -- -- Owner occupied one- to four- family residential 3,170 3,450 382 Non-owner occupied one- to four- family residential 1,865 2,119 51 Commercial real estate 13,369 16,269 2,280 Other residential 3,977 3,977 -- Commercial business 2,326 2,438 1,046 Industrial revenue bonds -- -- -- Consumer auto 1,632 1,751 245 Consumer other 886 959 133 Home equity lines of credit 383 396 63 Total $ 37,510 $ 41,365 $ 5,412 Three Months Ended Nine months Ended September 30, 2016 September 30, 2016 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ -- $ -- $ -- $ -- Subdivision construction 924 6 987 36 Land development 9,066 120 8,016 266 Commercial construction -- -- -- -- Owner occupied one- to four- family residential 3,181 50 3,252 129 Non-owner occupied one- to four- family residential 1,947 31 1,877 83 Commercial real estate 22,325 223 28,133 847 Other residential 6,321 44 7,779 219 Commercial business 2,190 39 2,174 87 Industrial revenue bonds -- -- -- -- Consumer auto 1,434 55 1,123 93 Consumer other 864 27 876 56 Home equity lines of credit 395 3 422 22 Total $ 48,647 $ 598 $ 54,639 $ 1,838

NOTE 6_ LOANS AND ALLOWANCE F58

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Troubled Debt Restructurings on Financing Receivables (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Troubled Debt Restructurings on Financing Receivables	The following tables present newly restructured loans during the three and nine months ended September 30, 2017 and 2016, respectively, by type of modification: Three Months Ended September 30, 2017 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: Commercial $ -- $ -- $ 5,759 $ 5,759 Consumer -- 194 -- 194 $ -- $ 194 $ 5,759 $ 5,953 Nine Months Ended September 30, 2017 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: Commercial $ -- $ -- $ 5,759 $ 5,759 Commercial business -- -- 274 274 Consumer -- 199 -- 199 $ -- $ 199 $ 6,033 $ 6,232 Three Months Ended September 30, 2016 Total Interest Only Term Combination Modification (In Thousands) Consumer $ -- $ 18 $ -- $ 18 $ -- $ 18 $ -- $ 18 Nine Months Ended September 30, 2016 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $ 429 $ -- $ -- $ 429 Commercial 60 -- -- 60 Construction and land development 2,946 -- -- 2,946 Commercial business -- 22 -- 22 Consumer -- 58 -- 58 $ 3,435 $ 80 $ -- $ 3,515

NOTE 6_ LOANS AND ALLOWANCE F59

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Financing Receivable Credit Quality Indicators (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Financing Receivable Credit Quality Indicators	The loan grading system is presented by loan class below: September 30, 2017 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $ 19,645 $ 414 $ -- $ -- $ -- $ 20,059 Subdivision construction 15,346 2,356 -- 136 -- 17,838 Land development 40,540 4,800 -- -- -- 45,340 Commercial construction 984,329 -- -- -- -- 984,329 Owner occupied one- to four- family residential 188,106 37 -- 1,682 -- 189,825 Non-owner occupied one- to four- family residential 121,006 392 -- 2,064 -- 123,462 Commercial real estate 1,216,971 11,848 -- 6,678 -- 1,235,497 Other residential 758,347 4,110 -- -- -- 762,457 Commercial business 356,535 4,808 -- 2,695 -- 364,038 Industrial revenue bonds 22,614 -- -- -- -- 22,614 Consumer auto 391,732 -- -- 2,592 -- 394,324 Consumer other 62,842 -- -- 901 -- 63,743 Home equity lines of credit 109,602 -- -- 635 -- 110,237 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 165,618 -- -- 14 -- 165,632 Acquired non-covered loans, net of discounts 61,520 -- -- -- -- 61,520 Total $ 4,514,753 $ 28,765 $ -- $ 17,397 $ -- $ 4,560,915 December 31, 2016 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $ 20,771 $ 966 $ -- $ -- $ -- $ 21,737 Subdivision construction 14,059 2,729 -- 398 -- 17,186 Land development 39,925 5,140 -- 5,559 -- 50,624 Commercial construction 780,614 -- -- -- -- 780,614 Owner occupied one- to-four- family residential 198,835 67 -- 1,438 -- 200,340 Non-owner occupied one- to- four-family residential 135,930 465 -- 529 -- 136,924 Commercial real estate 1,160,280 20,154 -- 6,472 -- 1,186,906 Other residential 658,846 4,370 -- 162 -- 663,378 Commercial business 342,685 2,651 -- 3,292 -- 348,628 Industrial revenue bonds 25,065 -- -- -- -- 25,065 Consumer auto 492,165 -- -- 2,068 -- 494,233 Consumer other 69,338 -- -- 663 -- 70,001 Home equity lines of credit 108,290 -- -- 463 -- 108,753 Acquired FDIC-covered loans, net of discounts 134,356 -- -- -- -- 134,356 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 72,552 -- -- 17 -- 72,569 Acquired non-covered loans, net of discounts 76,234 -- -- -- -- 76,234 Total $ 4,329,945 $ 36,542 $ -- $ 21,061 $ -- $ 4,387,548

NOTE 7_ ACQUIRED LOANS, LOSS 60

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Impact of Adjustments of Acquired Loans on Financial Results	The impact of adjustments on the Company’s financial results is shown below: Three Months Ended Three Months Ended September 30, 2017 September 30, 2016 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $ 975 9 bps $ 4,010 38 bps Non-interest income -- (1,310) Net impact to pre-tax income $ 975 $ 2,700 Net impact net of taxes $ 621 $ 1,755 Impact to diluted earnings per common share $ 0.04 $ 0.12 Nine Months Ended Nine Months Ended September 30, 2017 September 30, 2016 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $ 4,237 14 bps $ 13,251 44 bps Non-interest income (634) (6,019) Net impact to pre-tax income $ 3,603 $ 7,232 Net impact net of taxes $ 2,295 $ 4,701 Impact to diluted earnings per common share $ 0.16 $ 0.33

NOTE 7_ ACQUIRED LOANS, LOSS 61

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: FDIC Indemnification Asset Roll Forward (Tables)	9 Months Ended
	Sep. 30, 2017
TeamBank
FDIC Indemnification Asset Roll Forward	September 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 14,520 $ -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (649) -- Original estimated fair value of assets, net of activity since acquisition date (13,721) -- Expected loss remaining $ 150 $ -- December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 18,838 $ 14 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (846) -- Original estimated fair value of assets, net of activity since acquisition date (17,833) (14) Expected loss remaining $ 159 $ --
Vantus Bank
FDIC Indemnification Asset Roll Forward	September 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 19,789 $ 15 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (153) -- Original estimated fair value of assets, net of activity since acquisition date (19,406) (15) Expected loss remaining $ 230 $ -- December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 23,712 $ 15 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (239) -- Original estimated fair value of assets, net of activity since acquisition date (23,232) (15) Expected loss remaining $ 241 $ --
Sun Security Bank
FDIC Indemnification Asset Roll Forward	September 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 27,908 $ 330 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (590) -- Original estimated fair value of assets, net of activity since acquisition date (26,317) (323) Expected loss remaining $ 1,001 $ 7 December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 33,579 $ 365 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,086) -- Original estimated fair value of assets, net of activity since acquisition date (31,499) (286) Expected loss remaining $ 994 $ 79
InterBank
FDIC Indemnification Asset Roll Forward	September 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 120,439 $ 2,782 Non-credit premium/(discount), net of activity since acquisition date 333 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (736) -- Original estimated fair value of assets, net of activity since acquisition date (106,185) (2,523) Expected loss remaining $ 13,851 $ 259 December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 149,657 $ 1,417 Non-credit premium/(discount), net of activity since acquisition date 543 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,984) -- Original estimated fair value of assets, net of activity since acquisition date (134,355) (1,417) Expected loss remaining 13,861 -- Assumed loss sharing recovery percentage 84% -- Estimated loss sharing value 11,644 -- FDIC loss share clawback 953 -- Indemnification asset to be amortized resulting from change in expected losses 1,586 -- Accretable discount on FDIC indemnification asset (1,038) -- FDIC indemnification asset $ 13,145 $ --
Valley Bank
FDIC Indemnification Asset Roll Forward	September 30, 2017 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $ 67,346 $ 1,780 Non-credit premium/(discount), net of activity since acquisition date 39 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (537) -- Original estimated fair value of assets, net of activity since acquisition date (61,517) (1,773) Expected loss remaining $ 5,331 $ 7 December 31, 2016 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $ 84,283 $ 1,973 Non-credit premium/(discount), net of activity since acquisition date 228 -- Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,121) -- Original estimated fair value of assets, net of activity since acquisition date (76,231) (1,952) Expected loss remaining $ 6,159 $ 21

NOTE 7_ ACQUIRED LOANS, LOSS 62

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Schedule of Accretable Yield Changes for Acquired Loans (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Accretable Yield Changes for Acquired Loans	Changes in the accretable yield for acquired loan pools were as follows for the three and nine months ended September 30, 2017 and 2016: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, July 1, 2016 $ 2,886 $ 3,217 $ 5,014 $ 11,818 $ 6,524 Accretion (461) (415) (854) (3,163) (3,311) Change in expected accretable yield (1) 301 (72) 587 1,454 2,838 Balance, September 30, 2016 $ 2,726 $ 2,730 $ 4,747 $ 10,109 $ 6,051 Balance, July 1, 2017 $ 2,303 $ 2,180 $ 3,686 $ 5,414 $ 3,313 Accretion (352) (310) (561) (1,688) (1,378) Change in expected accretable yield (1) 287 211 (270) 625 889 Balance, September 30, 2017 $ 2,238 $ 2,081 $ 2,855 $ 4,351 $ 2,824 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended September 30, 2017, totaling $268,000, $204,000, $(270,000), $625,000 and $444,000, respectively, and for the three months ended September 30, 2016, totaling $301,000, $(87,000), $373,000, $764,000 and $326,000, respectively. Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, January 1, 2016 $ 3,805 $ 3,360 $ 5,924 $ 16,347 $ 8,316 Accretion (1,492) (1,406) (2,904) (11,279) (9,174) Change in expected accretable yield (1) 413 776 1,727 5,041 6,909 Balance, September 30, 2016 $ 2,726 $ 2,730 $ 4,747 $ 10,109 $ 6,051 Balance, January 1, 2017 $ 2,477 $ 2,547 $ 4,277 $ 8,512 $ 4,797 Accretion (1,319) (1,048) (1,757) (5,850) (4,772) Change in expected accretable yield (1) 1,080 582 335 1,689 2,799 Balance, September 30, 2017 $ 2,238 $ 2,081 $ 2,855 $ 4,351 $ 2,824 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the nine months ended September 30, 2017, totaling $1.1 million, $569,000, $335,000, $1.7 million and $2.2 million, respectively, and for the nine months ended September 30, 2016, totaling $414,000, $760,000, $1.3 million, $2.0 million and $1.4 million, respectively.

Note 8_ Other Real Estate Own63

Note 8: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Major Classifications of Foreclosed Assets	Major classifications of other real estate owned were as follows: September 30, December 31, 2017 2016 (In Thousands) Foreclosed assets held for sale One- to four-family construction $ -- $ -- Subdivision construction 5,118 6,360 Land development 10,052 10,886 Commercial construction -- -- One- to four-family residential 203 1,217 Other residential 161 954 Commercial real estate 3,214 3,841 Commercial business 2,876 -- Consumer 1,793 1,991 23,417 25,249 FDIC-supported foreclosed assets, net of discounts -- 1,426 Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts 2,861 316 Acquired foreclosed assets not covered by FDIC loss sharing agreements, net of discounts 1,774 1,952 Foreclosed assets held for sale, net 28,052 28,943 Other real estate owned not acquired through foreclosure 2,064 3,715 Other real estate owned $ 30,116 $ 32,658

Note 8_ Other Real Estate Own64

Note 8: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Expenses Applicable to Foreclosed Assets	Expenses applicable to other real estate owned included the following: Three Months Ended September 30, 2017 2016 (In Thousands) Net (gain) loss on sales of other real estate owned $ (110) $ 43 Valuation write-downs 462 338 Operating expenses, net of rental income 991 917 $ 1,343 $ 1,298 Nine Months Ended September 30, 2017 2016 (In Thousands) Net gain on sales of other real estate owned $ (576) $ (168) Valuation write-downs -- 430 Operating expenses, net of rental income 3,171 2,821 $ 2,595 $ 3,083

Note 9_ Deposits_ Schedule of D

Note 9: Deposits: Schedule of Deposit Liabilities (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Deposit Liabilities	September 30, December 31, 2017 2016 (In Thousands) Time Deposits: 0.00% - 0.99% $ 337,641 $ 695,738 1.00% - 1.99% 927,464 737,649 2.00% - 2.99% 95,953 48,777 3.00% - 3.99% 696 1,119 4.00% - 4.99% 1,119 1,171 5.00% and above 272 272 Total time deposits (1.17% - 1.01%) 1,363,145 1,484,726 Non-interest-bearing demand deposits 668,164 653,288 Interest-bearing demand and savings deposits (0.31% - 0.26%) 1,566,904 1,539,216 Total Deposits $ 3,598,213 $ 3,677,230

Note 10_ Advances From Federa66

Note 10: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Federal Home Loan Bank, Advances	Advances from the Federal Home Loan Bank (FHLBank advances) at September 30, 2017 and December 31, 2016 consisted of the following: September 30, 2017 December 31, 2016 Weighted Weighted Average Average Interest Interest Due In Amount Rate Amount Rate (In Thousands) (In Thousands) 2017 $ 174,000 1.26% $ 30,826 3.26% 2018 -- -- 81 5.14 2019 -- -- 28 5.14 2020 -- -- -- -- 2021 -- -- -- -- 2022 and thereafter -- -- 500 5.54 174,000 1.26 31,435 3.30 Unamortized fair value adjustment -- 17 $ 174,000 $ 31,452

Note 11_ Securities Sold Unde67

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Short-term Debt (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Short-term Debt	September 30, 2017 December 31, 2016 (In Thousands) Notes payable – Community Development Equity Funds $ 1,665 $ 1,323 Overnight borrowings from the Federal Home Loan Bank 21,000 171,000 Securities sold under reverse repurchase agreements 130,934 113,700 $ 153,599 $ 286,023

Note 11_ Securities Sold Unde68

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Repurchase Agreements (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Repurchase Agreements	September 30, 2017 December 31, 2016 Overnight and Overnight and Continuous Continuous (In Thousands) FHLBank CD $ 9,631 $ 16,202 Mortgage-backed securities – GNMA, FNMA, FHLMC 121,303 97,498 $ 130,934 $ 113,700

Note 12_ Subordinated Notes_ Sc

Note 12: Subordinated Notes: Schedule of Subordinated Borrowing (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Subordinated Borrowing	At September 30, 2017 and December 31, 2016, Subordinated Notes are summarized as follows: September 30, 2017 December 31, 2016 (In Thousands) Subordinated notes $ 75,000 $ 75,000 Less: unamortized debt issuance costs 1,349 1,463 $ 73,651 $ 73,537

Note 13_ Income Taxes_ Schedule

Note 13: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Effective Income Tax Rate Reconciliation	Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows: Three Months Ended September 30, 2017 2016 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (1.6) (2.1) Tax credits (7.8) (7.6) State taxes 1.1 1.1 Other 0.2 (1.4) 26.9% 25.0% Nine Months Ended September 30, 2017 2016 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (1.5) (2.1) Tax credits (5.9) (7.5) State taxes 1.3 1.1 Other (0.6) (0.2) 28.3% 26.3%

Note 14_ Disclosures About Fa71

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Fair Value, Assets Measured on Recurring Basis	Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2017 Mortgage-backed securities $ 125,810 $ -- $ 125,810 $ -- States and political subdivisions 58,158 -- 58,158 -- Interest rate derivative asset 1,360 -- 1,360 -- Interest rate derivative liability (1,441) -- (1,441) -- December 31, 2016 Mortgage-backed securities $ 146,035 $ -- $ 146,035 $ -- States and political subdivisions 67,837 -- 67,837 -- Interest rate derivative asset 1,663 -- 1,663 -- Interest rate derivative liability (1,699) -- (1,699) --

Note 14_ Disclosures About Fa72

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	The following tables present the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2017 and December 31, 2016: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2017 Impaired loans $ 1,573 $ -- $ -- $ 1,573 Foreclosed assets held for sale $ 2,700 $ -- $ -- $ 2,700 December 31, 2016 Impaired loans $ 8,280 $ -- $ -- $ 8,280 Foreclosed assets held for sale $ 1,604 $ -- $ -- $ 1,604

Note 14_ Disclosures About Fa73

Note 14: Disclosures About Fair Value of Financial Instruments: Schedule Of Financial Instruments Fair Value (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule Of Financial Instruments Fair Value	September 30, 2017 December 31, 2016 Carrying Fair Hierarchy Carrying Fair Hierarchy Amount Value Level Amount Value Level (In Thousands) Financial assets Cash and cash equivalents $ 256,672 $ 256,672 1 $ 279,769 $ 279,769 1 Held-to-maturity securities 130 133 2 247 258 2 Mortgage loans held for sale 11,133 11,133 2 16,445 16,445 2 Loans, net of allowance for loan losses 3,800,988 3,809,339 3 3,759,966 3,766,709 3 Accrued interest receivable 11,206 11,206 3 11,875 11,875 3 Investment in FHLBank stock 13,282 13,282 3 13,034 13,034 3 Financial liabilities Deposits 3,598,213 3,606,276 3 3,677,230 3,683,751 3 FHLBank advances 174,000 174,000 3 31,452 32,379 3 Short-term borrowings 153,599 153,599 3 286,023 286,023 3 Subordinated debentures 25,774 25,774 3 25,774 25,774 3 Subordinated notes 73,651 76,125 2 73,537 76,031 2 Accrued interest payable 1,693 1,693 3 2,723 2,723 3 Unrecognized financial instruments (net of contractual value) Commitments to originate loans -- -- 3 -- -- 3 Letters of credit 74 74 3 92 92 3 Lines of credit -- -- 3 -- -- 3

Note 15_ Derivatives and Hedg74

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments in Statement of Financial Position, Fair Value (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition: Location in Fair Value Consolidated Statements September 30, December 31, of Financial Condition 2017 2016 (In Thousands) Derivatives designated as hedging instruments Interest rate caps Prepaid expenses and other assets $ -- $ 40 Total derivatives designated as hedging instruments $ -- $ 40 Derivatives not designated as hedging instruments Asset Derivatives Interest rate products Prepaid expenses and other assets $ 1,360 $ 1,623 Total derivatives not designated as hedging instruments $ 1,360 $ 1,623 Liability Derivatives Interest rate products Accrued expenses and other liabilities $ 1,441 $ 1,699 Total derivatives not designated as hedging instruments $ 1,441 $ 1,699

Note 15_ Derivatives and Hedg75

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2017
Tables/Schedules
Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss)	The following table presents the effect of derivative instruments on the statements of comprehensive income for the three and nine months ended September 30, 2017 and 2016: Amount of Gain (Loss) Recognized in AOCI Three Months Ended September 30, Cash Flow Hedges 2017 2016 (In Thousands) Interest rate cap, net of income taxes $ 64 $ 53 Amount of Gain (Loss) Recognized in AOCI Nine Months Ended September 30, Cash Flow Hedges 2017 2016 (In Thousands) Interest rate cap, net of income taxes $ 161 $ 37

NOTE 4_ EARNINGS PER SHARE_ S76

NOTE 4: EARNINGS PER SHARE: Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Details
Weighted Average Number of Shares Outstanding, Basic	14,038	13,914	14,007	13,906
Net Income (Loss) Available to Common Stockholders, Basic	$ 11,663	$ 11,221	$ 39,358	$ 33,548
Earnings Per Share, Basic	$ 0.83	$ 0.81	$ 2.81	$ 2.41
Weighted Average Number of Shares Outstanding, Diluted	14,038	13,914	14,007	13,906
Net effect of dilutive stock options - based on the treasurystock method using average market price	186	140	186	140
Weighted Average Number Diluted Shares Outstanding Adjustment	14,224	14,054	14,193	14,046
Net Income (Loss) Available to Common Stockholders, Diluted	$ 11,663	$ 11,221	$ 39,358	$ 33,548
Earnings Per Share, Diluted	$ 0.82	$ 0.80	$ 2.77	$ 2.39
Net Income (Loss) Available to Common Stockholders, Basic	$ 11,663	$ 11,221	$ 39,358	$ 33,548

NOTE 4_ EARNINGS PER SHARE_ E77

NOTE 4: EARNINGS PER SHARE: Earnings Per Share, Policy (Details) - shares	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Details
Options to purchase shares of common stock outstanding not included in computation of diluted earnings per share because exercise price greater than average market price	114,300	111,425

NOTE 5_ INVESTMENT SECURITIES78

NOTE 5: INVESTMENT SECURITIES: Investment Securities (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
Available For Sale Securities Amortized Cost Amount	$ 180,977
Available for Sale Securities Fair Value	183,968
Held-to-maturity Securities, Fair Value	133	$ 258
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available For Sale Securities Amortized Cost Amount	125,924	146,491
Available-for-sale Securities, Gross Unrealized Gain	999	1,045
Available-for-sale Securities, Gross Unrealized Loss	1,113	1,501
Available for Sale Securities Fair Value	$ 125,810	$ 146,035
Available for Sale Securities Tax Equivalent Yield	2.08%	2.03%
US States and Political Subdivisions Debt Securities
Available For Sale Securities Amortized Cost Amount	$ 55,053	$ 64,682
Available-for-sale Securities, Gross Unrealized Gain	3,105	3,163
Available-for-sale Securities, Gross Unrealized Loss	0	8
Available for Sale Securities Fair Value	$ 58,158	$ 67,837
Available for Sale Securities Tax Equivalent Yield	5.60%	5.73%
Held to Maturity Securities Amortized Cost	$ 130	$ 247
Held to Maturity Securities Gross Unrealized Gains	3	11
Held to Maturity Securities Gross Unrealized Losses	0	0
Held-to-maturity Securities, Fair Value	$ 133	$ 258
Held to Maturity Securities Tax Equivalent Yield	7.37%	7.36%
Available-for-sale Securities
Available For Sale Securities Amortized Cost Amount	$ 180,977	$ 211,173
Available-for-sale Securities, Gross Unrealized Gain	4,104	4,208
Available-for-sale Securities, Gross Unrealized Loss	1,113	1,509
Available for Sale Securities Fair Value	$ 183,968	$ 213,872
Available for Sale Securities Tax Equivalent Yield	3.15%	3.16%

NOTE 5_ INVESTMENT SECURITIES79

NOTE 5: INVESTMENT SECURITIES: Investments Classified by Contractual Maturity Date (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2017USD ($)
Details
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	$ 0
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	0
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	803
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	904
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	6,405
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	6,684
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	47,845
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	50,570
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	125,924
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	125,810
Available For Sale Securities Amortized Cost Amount	180,977
Available for Sale Securities Fair Value	$ 183,968

NOTE 5_ INVESTMENT SECURITIES80

NOTE 5: INVESTMENT SECURITIES: Contractual Obligation, Fiscal Year Maturity Schedule (Details) $ in Thousands	Sep. 30, 2017USD ($)
Details
Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount	$ 130
Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value	$ 133

NOTE 5_ INVESTMENT SECURITIES81

NOTE 5: INVESTMENT SECURITIES: Unrealized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Collateralized Mortgage Backed Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 69,870	$ 102,296
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(689)	(1,501)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	20,706	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(424)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	90,576	102,296
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	(1,113)	(1,501)
US States and Political Subdivisions Debt Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	2,164
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	(8)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	0	2,164
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	0	(8)
Unrealized Losses and Estimated Fair Value
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	69,870	104,460
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(689)	(1,509)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	20,706	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(424)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	90,576	104,460
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ (1,113)	$ (1,509)

NOTE 5_ INVESTMENT SECURITIES82

NOTE 5: INVESTMENT SECURITIES: Gross Gains and Losses on Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Details
Available-for-sale Securities, Gross Realized Gains	$ 0	$ 158	$ 0	$ 3,000
Available-for-sale Securities, Gross Realized Losses	$ 0	$ 15	$ 0	$ 103

NOTE 5_ INVESTMENT SECURITIES83

NOTE 5: INVESTMENT SECURITIES: Other than temporary impairment securities (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2017
Details
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	$ 0	$ 0

NOTE 5_ INVESTMENT SECURITIES84

NOTE 5: INVESTMENT SECURITIES: Credit Losses Recognized on Investments (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2017
Details
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Reductions, Securities Sold	$ 0	$ 0

NOTE 5_ INVESTMENT SECURITIES85

NOTE 5: INVESTMENT SECURITIES: Other than Temporary Impairment, Credit Losses Recognized in Earnings (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Reclassifications out of accumulated other comprehensive income	$ 0	$ 91	$ 0	$ 1,835
Reclassification out of Accumulated Other Comprehensive Income | Net Realized Gains on Sales of Available for Sale Securities Reclassified Amount Before Tax
Available-for-sale Securities, Gross Unrealized Gain	0	144	0	2,881
Reclassification out of Accumulated Other Comprehensive Income | Provision for Income Taxes
Income Taxes Paid	$ 0	$ (53)	$ 0	$ (1,046)

NOTE 6_ LOANS AND ALLOWANCE F86

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans Receivable weighted average interest rate	4.68%	4.58%
Automobile Loan
Loans Receivable	$ 394,324	$ 494,233
One-to-Four-Family Residential Construction
Loans Receivable	20,059	21,737
Subdivision Construction
Loans Receivable	17,838	17,186
Land Development
Loans Receivable	45,340	50,624
Commercial Construction
Loans Receivable	984,329	780,614
Owner Occupied One-to-Four-Family Residential
Loans Receivable	189,825	200,340
Non-Owner Occupied One To Four Family Residential
Loans Receivable	123,462	136,924
Commercial Real Estate
Loans Receivable	1,235,497	1,186,906
Other Residential
Loans Receivable	762,457	663,378
Commercial Business
Loans Receivable	364,038	348,628
Industrial Revenue Bonds
Loans Receivable	22,614	25,065
Consumer Loan
Loans Receivable	63,743	70,001
Home Equity Line of Credit
Loans Receivable	110,237	108,753
Acquired FDIC Covered Loans Net of Discount
Loans Receivable	0	134,356
Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loans Receivable	165,632	72,569
Acquired Non-Covered Loans Net of Discounts
Loans Receivable	61,520	76,234
Loans Receivable, Gross
Loans Receivable	4,560,915	4,387,548
Undisbursed Portion of Loans in Process
Loans Receivable	(717,776)	(585,313)
Allowance for Loans and Leases Receivable
Loans Receivable	(36,243)	(37,400)
Deferred Loan Fees and Gains Net
Loans Receivable	(5,908)	(4,869)
Loans Receivable
Loans Receivable	$ 3,800,988	$ 3,759,966

NOTE 6_ LOANS AND ALLOWANCE F87

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Schedule of Loans Classified by Aging Analysis (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financing Receivables, 30 to 59 Days Past Due | Automobile Loan
Financing Receivables, By Class	$ 4,736	$ 8,252
Financing Receivables, 30 to 59 Days Past Due | One-to-Four-Family Residential Construction
Financing Receivables, By Class	0	0
Financing Receivables, 30 to 59 Days Past Due | Subdivision Construction
Financing Receivables, By Class	0	0
Financing Receivables, 30 to 59 Days Past Due | Land Development
Financing Receivables, By Class	41	413
Financing Receivables, 30 to 59 Days Past Due | Commercial Construction
Financing Receivables, By Class	15	0
Financing Receivables, 30 to 59 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	362	1,760
Financing Receivables, 30 to 59 Days Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	0	309
Financing Receivables, 30 to 59 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	4,154	1,969
Financing Receivables, 30 to 59 Days Past Due | Other Residential
Financing Receivables, By Class	0	4,632
Financing Receivables, 30 to 59 Days Past Due | Commercial Business
Financing Receivables, By Class	80	1,741
Financing Receivables, 30 to 59 Days Past Due | Industrial Revenue Bonds
Financing Receivables, By Class	0	0
Financing Receivables, 30 to 59 Days Past Due | Consumer Loan
Financing Receivables, By Class	409	1,103
Financing Receivables, 30 to 59 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	338	136
Financing Receivables, 30 to 59 Days Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	715	1,356
Financing Receivables, 30 to 59 Days Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	503	851
Financing Receivables, 30 to 59 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	11,353	26,998
Financing Receivables, 30 to 59 Days Past Due | Less FDIC-assisted acquired loans, net of discounts
Financing Receivables, By Class	1,218
Financing Receivables, 30 to 59 Days Past Due | Loans Receivable
Financing Receivables, By Class	10,135	20,315
Financing Receivables, 30 to 59 Days Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		4,476
Financing Receivables, 30 to 59 Days Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class		6,683
Financing Receivables, 60 to 89 Days Past Due | Automobile Loan
Financing Receivables, By Class	1,301	2,451
Financing Receivables, 60 to 89 Days Past Due | One-to-Four-Family Residential Construction
Financing Receivables, By Class	0	0
Financing Receivables, 60 to 89 Days Past Due | Subdivision Construction
Financing Receivables, By Class	0	0
Financing Receivables, 60 to 89 Days Past Due | Land Development
Financing Receivables, By Class	0	584
Financing Receivables, 60 to 89 Days Past Due | Commercial Construction
Financing Receivables, By Class	0	0
Financing Receivables, 60 to 89 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	238	388
Financing Receivables, 60 to 89 Days Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	0	278
Financing Receivables, 60 to 89 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	2,167	1,988
Financing Receivables, 60 to 89 Days Past Due | Other Residential
Financing Receivables, By Class	0	0
Financing Receivables, 60 to 89 Days Past Due | Commercial Business
Financing Receivables, By Class	1,494	24
Financing Receivables, 60 to 89 Days Past Due | Industrial Revenue Bonds
Financing Receivables, By Class	0	0
Financing Receivables, 60 to 89 Days Past Due | Consumer Loan
Financing Receivables, By Class	119	278
Financing Receivables, 60 to 89 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	25	158
Financing Receivables, 60 to 89 Days Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	1,016	552
Financing Receivables, 60 to 89 Days Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	57	173
Financing Receivables, 60 to 89 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	6,417	8,075
Financing Receivables, 60 to 89 Days Past Due | Less FDIC-assisted acquired loans, net of discounts
Financing Receivables, By Class	1,073
Financing Receivables, 60 to 89 Days Past Due | Loans Receivable
Financing Receivables, By Class	5,344	6,149
Financing Receivables, 60 to 89 Days Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		1,201
Financing Receivables, 60 to 89 Days Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class		1,926
Financing Receivables, Equal to Greater than 90 Days Past Due | Automobile Loan
Financing Receivables, By Class	2,425	1,989
Financing Receivables, Equal to Greater than 90 Days Past Due | One-to-Four-Family Residential Construction
Financing Receivables, By Class	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Subdivision Construction
Financing Receivables, By Class	102	109
Financing Receivables, Equal to Greater than 90 Days Past Due | Land Development
Financing Receivables, By Class	34	1,718
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Construction
Financing Receivables, By Class	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	916	1,125
Financing Receivables, Equal to Greater than 90 Days Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	1,840	404
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	568	4,404
Financing Receivables, Equal to Greater than 90 Days Past Due | Other Residential
Financing Receivables, By Class	77	162
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Business
Financing Receivables, By Class	2,180	3,088
Financing Receivables, Equal to Greater than 90 Days Past Due | Industrial Revenue Bonds
Financing Receivables, By Class	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer Loan
Financing Receivables, By Class	809	649
Financing Receivables, Equal to Greater than 90 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	508	433
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	1,984	1,401
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	2,731	2,854
Financing Receivables, Equal to Greater than 90 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	14,174	26,562
Financing Receivables, Equal to Greater than 90 Days Past Due | Less FDIC-assisted acquired loans, net of discounts
Financing Receivables, By Class	4,715
Financing Receivables, Equal to Greater than 90 Days Past Due | Loans Receivable
Financing Receivables, By Class	9,459	14,081
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		8,226
Financing Receivables, Equal to Greater than 90 Days Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class		12,481
Financing Receivables Past Due | Automobile Loan
Financing Receivables, By Class	8,462	12,692
Financing Receivables Past Due | One-to-Four-Family Residential Construction
Financing Receivables, By Class	0	0
Financing Receivables Past Due | Subdivision Construction
Financing Receivables, By Class	102	109
Financing Receivables Past Due | Land Development
Financing Receivables, By Class	75	2,715
Financing Receivables Past Due | Commercial Construction
Financing Receivables, By Class	15	0
Financing Receivables Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	1,516	3,273
Financing Receivables Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	1,840	991
Financing Receivables Past Due | Commercial Real Estate
Financing Receivables, By Class	6,889	8,361
Financing Receivables Past Due | Other Residential
Financing Receivables, By Class	77	4,794
Financing Receivables Past Due | Commercial Business
Financing Receivables, By Class	3,754	4,853
Financing Receivables Past Due | Industrial Revenue Bonds
Financing Receivables, By Class	0	0
Financing Receivables Past Due | Consumer Loan
Financing Receivables, By Class	1,337	2,030
Financing Receivables Past Due | Home Equity Line of Credit
Financing Receivables, By Class	871	727
Financing Receivables Past Due | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	3,715	3,309
Financing Receivables Past Due | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	3,291	3,878
Financing Receivables Past Due | Loans Receivable, Gross
Financing Receivables, By Class	31,944	61,635
Financing Receivables Past Due | Less FDIC-assisted acquired loans, net of discounts
Financing Receivables, By Class	7,006
Financing Receivables Past Due | Loans Receivable
Financing Receivables, By Class	24,938	40,545
Financing Receivables Past Due | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		13,903
Financing Receivables Past Due | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class		21,090
Financing Receivables Current | Automobile Loan
Financing Receivables, By Class	385,862	481,541
Financing Receivables Current | One-to-Four-Family Residential Construction
Financing Receivables, By Class	20,059	21,737
Financing Receivables Current | Subdivision Construction
Financing Receivables, By Class	17,736	17,077
Financing Receivables Current | Land Development
Financing Receivables, By Class	45,265	47,909
Financing Receivables Current | Commercial Construction
Financing Receivables, By Class	984,314	780,614
Financing Receivables Current | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	188,309	197,067
Financing Receivables Current | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	121,622	135,933
Financing Receivables Current | Commercial Real Estate
Financing Receivables, By Class	1,228,608	1,178,545
Financing Receivables Current | Other Residential
Financing Receivables, By Class	762,380	658,584
Financing Receivables Current | Commercial Business
Financing Receivables, By Class	360,284	343,775
Financing Receivables Current | Industrial Revenue Bonds
Financing Receivables, By Class	22,614	25,065
Financing Receivables Current | Consumer Loan
Financing Receivables, By Class	62,406	67,971
Financing Receivables Current | Home Equity Line of Credit
Financing Receivables, By Class	109,366	108,026
Financing Receivables Current | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	161,917	69,260
Financing Receivables Current | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	58,229	72,356
Financing Receivables Current | Loans Receivable, Gross
Financing Receivables, By Class	4,528,971	4,325,913
Financing Receivables Current | Less FDIC-assisted acquired loans, net of discounts
Financing Receivables, By Class	220,146
Financing Receivables Current | Loans Receivable
Financing Receivables, By Class	4,308,825	4,063,844
Financing Receivables Current | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		120,453
Financing Receivables Current | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class		262,069
Financing Receivables, Total | Automobile Loan
Financing Receivables, By Class	394,324	494,233
Financing Receivables, Total | One-to-Four-Family Residential Construction
Financing Receivables, By Class	20,059	21,737
Financing Receivables, Total | Subdivision Construction
Financing Receivables, By Class	17,838	17,186
Financing Receivables, Total | Land Development
Financing Receivables, By Class	45,340	50,624
Financing Receivables, Total | Commercial Construction
Financing Receivables, By Class	984,329	780,614
Financing Receivables, Total | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	189,825	200,340
Financing Receivables, Total | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	123,462	136,924
Financing Receivables, Total | Commercial Real Estate
Financing Receivables, By Class	1,235,497	1,186,906
Financing Receivables, Total | Other Residential
Financing Receivables, By Class	762,457	663,378
Financing Receivables, Total | Commercial Business
Financing Receivables, By Class	364,038	348,628
Financing Receivables, Total | Industrial Revenue Bonds
Financing Receivables, By Class	22,614	25,065
Financing Receivables, Total | Consumer Loan
Financing Receivables, By Class	63,743	70,001
Financing Receivables, Total | Home Equity Line of Credit
Financing Receivables, By Class	110,237	108,753
Financing Receivables, Total | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	165,632	72,569
Financing Receivables, Total | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	61,520	76,234
Financing Receivables, Total | Loans Receivable, Gross
Financing Receivables, By Class	4,560,915	4,387,548
Financing Receivables, Total | Less FDIC-assisted acquired loans, net of discounts
Financing Receivables, By Class	227,152
Financing Receivables, Total | Loans Receivable
Financing Receivables, By Class	4,333,763	4,104,389
Financing Receivables, Total | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		134,356
Financing Receivables, Total | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class		283,159
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Automobile Loan
Financing Receivables, By Class	13	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | One-to-Four-Family Residential Construction
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Subdivision Construction
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Land Development
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Commercial Construction
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Commercial Real Estate
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Other Residential
Financing Receivables, By Class	77	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Commercial Business
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Industrial Revenue Bonds
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Consumer Loan
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Home Equity Line of Credit
Financing Receivables, By Class	16	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Financing Receivables, By Class	0	222
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Acquired Non-Covered Loans Net of Discounts
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Loans Receivable, Gross
Financing Receivables, By Class	106	523
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Less FDIC-assisted acquired loans, net of discounts
Financing Receivables, By Class	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Loans Receivable
Financing Receivables, By Class	$ 106	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Acquired FDIC Covered Loans Net of Discount
Financing Receivables, By Class		301
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Less FDIC Supported Loans and Acquired Not Covered Loans Net Of Discounts
Financing Receivables, By Class		$ 523

NOTE 6_ LOANS AND ALLOWANCE F88

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Schedule of Financing Receivables, Non Accrual Status (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Automobile Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 2,412	$ 1,989
One-to-Four-Family Residential Construction
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Subdivision Construction
Financing Receivable, Recorded Investment, Nonaccrual Status	102	109
Land Development
Financing Receivable, Recorded Investment, Nonaccrual Status	34	1,718
Commercial Construction
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Owner Occupied One-to-Four-Family Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	916	1,125
Non-Owner Occupied One To Four Family Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	1,840	404
Commercial Real Estate
Financing Receivable, Recorded Investment, Nonaccrual Status	568	4,404
Other Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	0	162
Commercial Business
Financing Receivable, Recorded Investment, Nonaccrual Status	2,180	3,088
Industrial Revenue Bonds
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Consumer Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	809	649
Home Equity Line of Credit
Financing Receivable, Recorded Investment, Nonaccrual Status	492	433
Loans Receivable
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 9,353	$ 14,081

NOTE 6_ LOANS AND ALLOWANCE F89

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Allowance for Credit Losses on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Provision for Loan and Lease Losses	$ 2,950	$ 2,500	$ 7,150	$ 6,901
One-to-Four-Family Residential Construction
Provision for Loan Losses Expensed	285	(738)	407	(1,387)
Financing Receivable, Allowance for Credit Losses, Write-downs	(74)	(38)	(150)	(129)
Allowance for Doubtful Accounts Receivable, Recoveries	46	23	91	47
One-to-Four-Family Residential Construction | Beginning of Period
Provision for Loan and Lease Losses	2,413	4,184	2,322	4,900
One-to-Four-Family Residential Construction | End of Period
Provision for Loan and Lease Losses	2,670	3,431	2,670	3,431
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	571		571		$ 570
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,056		2,056		1,628
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	43				124
Financing Receivable, Individually Evaluated for Impairment	7,168		7,168		6,015
Financing Receivable, Collectively Evaluated for Impairment	344,016		344,016		370,172
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	127,495		127,495		155,378
Other Residential
Provision for Loan Losses Expensed	190	1,702	(1,708)	2,186
Financing Receivable, Allowance for Credit Losses, Write-downs	(10)	0	(12)	0
Allowance for Doubtful Accounts Receivable, Recoveries	89	15	158	39
Other Residential | Beginning of Period
Provision for Loan and Lease Losses	3,655	3,698	5,486	3,190
Other Residential | End of Period
Provision for Loan and Lease Losses	3,924	5,415	3,924	5,415
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0		0		0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,887		3,887		5,396
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	37				90
Financing Receivable, Individually Evaluated for Impairment	3,390		3,390		3,812
Financing Receivable, Collectively Evaluated for Impairment	759,067		759,067		659,566
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	20,655		20,655		29,600
Commercial Real Estate
Provision for Loan Losses Expensed	643	1,130	1,413	5,114
Financing Receivable, Allowance for Credit Losses, Write-downs	(357)	(1,815)	(1,649)	(5,546)
Allowance for Doubtful Accounts Receivable, Recoveries	74	17	100	1,183
Commercial Real Estate | Beginning of Period
Provision for Loan and Lease Losses	15,442	16,157	15,938	14,738
Commercial Real Estate | End of Period
Provision for Loan and Lease Losses	15,802	15,489	15,802	15,489
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	599		599		2,209
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	15,002		15,002		13,507
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	201				222
Financing Receivable, Individually Evaluated for Impairment	9,358		9,358		10,507
Financing Receivable, Collectively Evaluated for Impairment	1,226,139		1,226,139		1,176,399
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	41,518		41,518		54,208
Commercial Construction
Provision for Loan Losses Expensed	298	(1,238)	74	(1,252)
Financing Receivable, Allowance for Credit Losses, Write-downs	0	(1)	(386)	(31)
Allowance for Doubtful Accounts Receivable, Recoveries	129	80	166	118
Commercial Construction | Beginning of Period
Provision for Loan and Lease Losses	1,711	3,013	2,284	3,019
Commercial Construction | End of Period
Provision for Loan and Lease Losses	2,138	1,854	2,138	1,854
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0		0		1,291
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,040		2,040		953
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	98				40
Financing Receivable, Individually Evaluated for Impairment	315		315		6,023
Financing Receivable, Collectively Evaluated for Impairment	1,029,354		1,029,354		825,215
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	4,175		4,175		2,191
Commercial Business
Provision for Loan Losses Expensed	562	(425)	1,786	(1,093)
Financing Receivable, Allowance for Credit Losses, Write-downs	(1,090)	(191)	(1,365)	(383)
Allowance for Doubtful Accounts Receivable, Recoveries	66	33	467	221
Commercial Business | Beginning of Period
Provision for Loan and Lease Losses	4,365	3,531	3,015	4,203
Commercial Business | End of Period
Provision for Loan and Lease Losses	3,903	2,948	3,903	2,948
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	2,396		2,396		1,295
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,482		1,482		1,681
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	25				39
Financing Receivable, Individually Evaluated for Impairment	3,141		3,141		4,539
Financing Receivable, Collectively Evaluated for Impairment	383,511		383,511		369,154
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	4,943		4,943		6,429
Consumer
Provision for Loan Losses Expensed	972	2,069	5,178	3,333
Financing Receivable, Allowance for Credit Losses, Write-downs	(3,151)	(2,548)	(9,120)	(6,047)
Allowance for Doubtful Accounts Receivable, Recoveries	1,038	794	3,393	2,480
Consumer | Beginning of Period
Provision for Loan and Lease Losses	8,947	7,550	8,355	8,099
Consumer | End of Period
Provision for Loan and Lease Losses	7,806	7,865	7,806	7,865
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	747		747		997
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	6,993		6,993		7,248
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	66				110
Financing Receivable, Individually Evaluated for Impairment	4,429		4,429		3,385
Financing Receivable, Collectively Evaluated for Impairment	563,875		563,875		669,602
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	28,366		28,366		35,353
Loans Receivable
Provision for Loan Losses Expensed	2,950	2,500	7,150	6,901
Financing Receivable, Allowance for Credit Losses, Write-downs	(4,682)	(4,593)	(12,682)	(12,136)
Allowance for Doubtful Accounts Receivable, Recoveries	1,442	962	4,375	4,088
Loans Receivable | Beginning of Period
Provision for Loan and Lease Losses	36,533	38,133	37,400	38,149
Loans Receivable | End of Period
Provision for Loan and Lease Losses	36,243	$ 37,002	36,243	$ 37,002
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	4,313		4,313		6,362
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	31,460		31,460		30,413
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	470				625
Financing Receivable, Individually Evaluated for Impairment	27,801		27,801		34,281
Financing Receivable, Collectively Evaluated for Impairment	4,305,962		4,305,962		4,070,108
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	$ 227,152		$ 227,152		$ 283,159

NOTE 6_ LOANS AND ALLOWANCE F90

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Automobile Loan
Impaired Financing Receivable, Recorded Investment	$ 2,740	$ 1,632	$ 2,740	$ 1,632	$ 2,097
Impaired Financing Receivable, Unpaid Principal Balance	2,936	1,751	2,936	1,751	2,178
Impaired Financing Receivable, Related Allowance	491	245	491	245	629
Impaired Financing Receivable, Average Recorded Investment	2,548	1,434	2,323	1,123	1,307
Impaired Financing Receivable Interest Income Recognized	79	55	156	93	141
One-to-Four-Family Residential Construction
Impaired Financing Receivable, Recorded Investment	0	0	0	0	0
Impaired Financing Receivable, Unpaid Principal Balance	0	0	0	0	0
Impaired Financing Receivable, Related Allowance	0	0	0	0	0
Impaired Financing Receivable, Average Recorded Investment	0	0	258	0	0
Impaired Financing Receivable Interest Income Recognized	0	0	0	0	0
Subdivision Construction
Impaired Financing Receivable, Recorded Investment	434	851	434	851	818
Impaired Financing Receivable, Unpaid Principal Balance	450	860	450	860	829
Impaired Financing Receivable, Related Allowance	116	133	116	133	131
Impaired Financing Receivable, Average Recorded Investment	444	924	652	987	948
Impaired Financing Receivable Interest Income Recognized	9	6	21	36	46
Land Development
Impaired Financing Receivable, Recorded Investment	315	9,051	315	9,051	6,023
Impaired Financing Receivable, Unpaid Principal Balance	319	9,146	319	9,146	6,120
Impaired Financing Receivable, Related Allowance	0	1,079	0	1,079	1,291
Impaired Financing Receivable, Average Recorded Investment	424	9,066	2,319	8,016	8,020
Impaired Financing Receivable Interest Income Recognized	12	120	33	266	304
Commercial Construction
Impaired Financing Receivable, Recorded Investment	0	0	0	0	0
Impaired Financing Receivable, Unpaid Principal Balance	0	0	0	0	0
Impaired Financing Receivable, Related Allowance	0	0	0	0	0
Impaired Financing Receivable, Average Recorded Investment	0	0	0	0	0
Impaired Financing Receivable Interest Income Recognized	0	0	0	0	0
Owner Occupied One-to-Four-Family Residential
Impaired Financing Receivable, Recorded Investment	3,441	3,170	3,441	3,170	3,290
Impaired Financing Receivable, Unpaid Principal Balance	3,740	3,450	3,740	3,450	3,555
Impaired Financing Receivable, Related Allowance	351	382	351	382	374
Impaired Financing Receivable, Average Recorded Investment	3,440	3,181	3,384	3,252	3,267
Impaired Financing Receivable Interest Income Recognized	44	50	124	129	182
Non-Owner Occupied One To Four Family Residential
Impaired Financing Receivable, Recorded Investment	3,293	1,865	3,293	1,865	1,907
Impaired Financing Receivable, Unpaid Principal Balance	3,560	2,119	3,560	2,119	2,177
Impaired Financing Receivable, Related Allowance	104	51	104	51	65
Impaired Financing Receivable, Average Recorded Investment	2,550	1,947	2,183	1,877	1,886
Impaired Financing Receivable Interest Income Recognized	80	31	128	83	113
Commercial Real Estate
Impaired Financing Receivable, Recorded Investment	9,358	13,369	9,358	13,369	10,507
Impaired Financing Receivable, Unpaid Principal Balance	9,581	16,269	9,581	16,269	12,121
Impaired Financing Receivable, Related Allowance	599	2,280	599	2,280	2,209
Impaired Financing Receivable, Average Recorded Investment	6,819	22,325	9,068	28,133	23,928
Impaired Financing Receivable Interest Income Recognized	266	223	425	847	984
Other Residential
Impaired Financing Receivable, Recorded Investment	3,390	3,977	3,390	3,977	3,812
Impaired Financing Receivable, Unpaid Principal Balance	3,390	3,977	3,390	3,977	3,812
Impaired Financing Receivable, Related Allowance	0	0	0	0	0
Impaired Financing Receivable, Average Recorded Investment	3,457	6,321	3,660	7,779	6,813
Impaired Financing Receivable Interest Income Recognized	27	44	102	219	258
Commercial Business
Impaired Financing Receivable, Recorded Investment	3,141	2,326	3,141	2,326	4,539
Impaired Financing Receivable, Unpaid Principal Balance	4,311	2,438	4,311	2,438	4,652
Impaired Financing Receivable, Related Allowance	2,396	1,046	2,396	1,046	1,295
Impaired Financing Receivable, Average Recorded Investment	5,580	2,190	6,148	2,174	2,542
Impaired Financing Receivable Interest Income Recognized	35	39	161	87	185
Industrial Revenue Bonds
Impaired Financing Receivable, Recorded Investment	0	0	0	0	0
Impaired Financing Receivable, Unpaid Principal Balance	0	0	0	0	0
Impaired Financing Receivable, Related Allowance	0	0	0	0	0
Impaired Financing Receivable, Average Recorded Investment	0	0	0	0	0
Impaired Financing Receivable Interest Income Recognized	0	0	0	0	0
Consumer Loan
Impaired Financing Receivable, Recorded Investment	1,042	886	1,042	886	812
Impaired Financing Receivable, Unpaid Principal Balance	1,148	959	1,148	959	887
Impaired Financing Receivable, Related Allowance	156	133	156	133	244
Impaired Financing Receivable, Average Recorded Investment	1,005	864	886	876	884
Impaired Financing Receivable Interest Income Recognized	26	27	65	56	70
Home Equity Line of Credit
Impaired Financing Receivable, Recorded Investment	647	383	647	383	476
Impaired Financing Receivable, Unpaid Principal Balance	725	396	725	396	492
Impaired Financing Receivable, Related Allowance	100	63	100	63	124
Impaired Financing Receivable, Average Recorded Investment	633	395	456	422	417
Impaired Financing Receivable Interest Income Recognized	14	3	32	22	32
Loans Receivable
Impaired Financing Receivable, Recorded Investment	27,801	37,510	27,801	37,510	34,281
Impaired Financing Receivable, Unpaid Principal Balance	30,160	41,365	30,160	41,365	36,823
Impaired Financing Receivable, Related Allowance	4,313	5,412	4,313	5,412	6,362
Impaired Financing Receivable, Average Recorded Investment	26,900	48,647	31,337	54,639	50,012
Impaired Financing Receivable Interest Income Recognized	$ 592	$ 598	$ 1,247	$ 1,838	$ 2,315

NOTE 6_ LOANS AND ALLOWANCE F91

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Impaired Loans Specific Valuation Allowance (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Details
Impaired Loans Valuation Allowance	$ 4,300	$ 6,400

NOTE 6_ LOANS AND ALLOWANCE F92

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Troubled Debt Restructurings on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Consumer
Troubled Debt Restructuring Loans Interest Only	$ 0	$ 0	$ 0	$ 0
Troubled Debt Restructuring Loans Modified Term	194	18	199	58
Troubled Debt Restructuring Loans Modified Combination	0	0	0	0
Troubled Debt Restructurings Total New Modifications	194	18	199	58
Newly Restructured Modified Loans
Troubled Debt Restructuring Loans Interest Only	0	0	0	3,435
Troubled Debt Restructuring Loans Modified Term	194	18	199	80
Troubled Debt Restructuring Loans Modified Combination	5,759	0	6,033	0
Troubled Debt Restructurings Total New Modifications	5,953	$ 18	6,232	3,515
Commercial Business
Troubled Debt Restructuring Loans Interest Only			0	0
Troubled Debt Restructuring Loans Modified Term			0	22
Troubled Debt Restructuring Loans Modified Combination			274	0
Troubled Debt Restructurings Total New Modifications			274	22
Construction and Land Development
Troubled Debt Restructuring Loans Interest Only				2,946
Troubled Debt Restructuring Loans Modified Term				0
Troubled Debt Restructuring Loans Modified Combination				0
Troubled Debt Restructurings Total New Modifications				2,946
Mortgage Loan On Real Estate | Commercial Real Estate
Troubled Debt Restructuring Loans Interest Only	0		0	60
Troubled Debt Restructuring Loans Modified Term	0		0	0
Troubled Debt Restructuring Loans Modified Combination	5,759		5,759	0
Troubled Debt Restructurings Total New Modifications	$ 5,759		$ 5,759	60
Mortgage Loan On Real Estate | One-to-Four-Family Residential
Troubled Debt Restructuring Loans Interest Only				429
Troubled Debt Restructuring Loans Modified Term				0
Troubled Debt Restructuring Loans Modified Combination				0
Troubled Debt Restructurings Total New Modifications				$ 429

NOTE 6_ LOANS AND ALLOWANCE F93

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Loans Modified in Troubled Debt Restructurings by Segment (Details) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2017USD ($)	Dec. 31, 2016USD ($)
Troubled Debt Restructurings Total Modifications	$ 17,700	$ 21,100
Troubled Debt Restructurings Accruing Interest	$ 17,000	18,900
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0
Substandard
Troubled Debt Restructurings	$ 7,300	7,900
Construction and Land Development
Troubled Debt Restructured Loans and Impaired	613	5,000
Single Family and Multi-Family Residential Mortgage Loans
Troubled Debt Restructured Loans and Impaired	6,900	7,400
Commercial Real Estate
Troubled Debt Restructured Loans and Impaired	8,700	7,100
Commercial Business
Troubled Debt Restructured Loans and Impaired	863,000	1,300
Consumer
Troubled Debt Restructured Loans and Impaired	$ 604	$ 296

NOTE 6_ LOANS AND ALLOWANCE F94

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Troubled Debt Restructured Loans Returned to Accrual Status (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2017	Sep. 30, 2016
Troubled Debt Restructurings Returned to Accrual Status	$ 327	$ 672	$ 424
Commercial Real Estate
Troubled Debt Restructurings Returned to Accrual Status	285	285	100
Consumer
Troubled Debt Restructurings Returned to Accrual Status	$ 42	42	89
One-to-Four-Family Residential
Troubled Debt Restructurings Returned to Accrual Status		$ 345	$ 235

NOTE 6_ LOANS AND ALLOWANCE F95

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Satisfactory | Automobile Loan
Loan Portfolio Internal Grading System Classification	$ 391,732	$ 492,165
Satisfactory | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	19,645	20,771
Satisfactory | Subdivision Construction
Loan Portfolio Internal Grading System Classification	15,346	14,059
Satisfactory | Land Development
Loan Portfolio Internal Grading System Classification	40,540	39,925
Satisfactory | Commercial Construction
Loan Portfolio Internal Grading System Classification	984,329	780,614
Satisfactory | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	188,106	198,835
Satisfactory | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	121,006	135,930
Satisfactory | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	1,216,971	1,160,280
Satisfactory | Other Residential
Loan Portfolio Internal Grading System Classification	758,347	658,846
Satisfactory | Commercial Business
Loan Portfolio Internal Grading System Classification	356,535	342,685
Satisfactory | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	22,614	25,065
Satisfactory | Consumer Loan
Loan Portfolio Internal Grading System Classification	62,842	69,338
Satisfactory | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	109,602	108,290
Satisfactory | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	165,618	72,552
Satisfactory | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	61,520	76,234
Satisfactory | Loans Receivable
Loan Portfolio Internal Grading System Classification	4,514,753	4,329,945
Satisfactory | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification		134,356
Watch | Automobile Loan
Loan Portfolio Internal Grading System Classification	0	0
Watch | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	414	966
Watch | Subdivision Construction
Loan Portfolio Internal Grading System Classification	2,356	2,729
Watch | Land Development
Loan Portfolio Internal Grading System Classification	4,800	5,140
Watch | Commercial Construction
Loan Portfolio Internal Grading System Classification	0	0
Watch | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	37	67
Watch | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	392	465
Watch | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	11,848	20,154
Watch | Other Residential
Loan Portfolio Internal Grading System Classification	4,110	4,370
Watch | Commercial Business
Loan Portfolio Internal Grading System Classification	4,808	2,651
Watch | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	0	0
Watch | Consumer Loan
Loan Portfolio Internal Grading System Classification	0	0
Watch | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	0	0
Watch | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	0	0
Watch | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	0	0
Watch | Loans Receivable
Loan Portfolio Internal Grading System Classification	28,765	36,542
Watch | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification		0
Special Mention | Automobile Loan
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Subdivision Construction
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Land Development
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Commercial Construction
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Other Residential
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Commercial Business
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Consumer Loan
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Loans Receivable
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification		0
Substandard | Automobile Loan
Loan Portfolio Internal Grading System Classification	2,592	2,068
Substandard | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	0	0
Substandard | Subdivision Construction
Loan Portfolio Internal Grading System Classification	136	398
Substandard | Land Development
Loan Portfolio Internal Grading System Classification	0	5,559
Substandard | Commercial Construction
Loan Portfolio Internal Grading System Classification	0	0
Substandard | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	1,682	1,438
Substandard | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	2,064	529
Substandard | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	6,678	6,472
Substandard | Other Residential
Loan Portfolio Internal Grading System Classification	0	162
Substandard | Commercial Business
Loan Portfolio Internal Grading System Classification	2,695	3,292
Substandard | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	0	0
Substandard | Consumer Loan
Loan Portfolio Internal Grading System Classification	901	663
Substandard | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	635	463
Substandard | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	14	17
Substandard | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	0	0
Substandard | Loans Receivable
Loan Portfolio Internal Grading System Classification	17,397	21,061
Substandard | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification		0
Doubtful | Automobile Loan
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Subdivision Construction
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Land Development
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Commercial Construction
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Other Residential
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Commercial Business
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Consumer Loan
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Loans Receivable
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification		0
Total for Portfolio | Automobile Loan
Loan Portfolio Internal Grading System Classification	394,324	494,233
Total for Portfolio | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	20,059	21,737
Total for Portfolio | Subdivision Construction
Loan Portfolio Internal Grading System Classification	17,838	17,186
Total for Portfolio | Land Development
Loan Portfolio Internal Grading System Classification	45,340	50,624
Total for Portfolio | Commercial Construction
Loan Portfolio Internal Grading System Classification	984,329	780,614
Total for Portfolio | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	189,825	200,340
Total for Portfolio | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	123,462	136,924
Total for Portfolio | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	1,235,497	1,186,906
Total for Portfolio | Other Residential
Loan Portfolio Internal Grading System Classification	762,457	663,378
Total for Portfolio | Commercial Business
Loan Portfolio Internal Grading System Classification	364,038	348,628
Total for Portfolio | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	22,614	25,065
Total for Portfolio | Consumer Loan
Loan Portfolio Internal Grading System Classification	63,743	70,001
Total for Portfolio | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	110,237	108,753
Total for Portfolio | Acquired Loans No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Loan Portfolio Internal Grading System Classification	165,632	72,569
Total for Portfolio | Acquired Non-Covered Loans Net of Discounts
Loan Portfolio Internal Grading System Classification	61,520	76,234
Total for Portfolio | Loans Receivable
Loan Portfolio Internal Grading System Classification	$ 4,560,915	4,387,548
Total for Portfolio | Acquired FDIC Covered Loans Net of Discount
Loan Portfolio Internal Grading System Classification		$ 134,356

NOTE 7_ ACQUIRED LOANS, LOSS 96

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Business Combinations Policy (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
InterBank
Premium recorded in conjunction with fair value of acquired loans and amount amortized to yield	$ 64	$ 87	$ 210	$ 278
Valley Bank
Premium recorded in conjunction with fair value of acquired loans and amount amortized to yield	$ 47	$ 114	$ 189	$ 394

NOTE 7_ ACQUIRED LOANS, LOSS 97

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Details) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017USD ($)$ / shares	Sep. 30, 2016USD ($)$ / shares	Sep. 30, 2017USD ($)$ / shares	Sep. 30, 2016USD ($)$ / shares
Details
Impact of acquired loan pools on net interest income	$ 975	$ 4,010	$ 4,237	$ 13,251
Impact of acquired loan pools on net interest margin (in basis points)	9	38	14	44
Impact of acquired loan pools on non-interest income	$ 0	$ (1,310)	$ (634)	$ (6,019)
Net impact of acquired loan pools to pre-tax income	975	2,700	3,603	7,232
Net impact of acquired loan pools to net of taxes	$ 621	$ 1,755	$ 2,295	$ 4,701
Impact of acquired loan pools to diluted earnings per common share | $ / shares	$ 0.04	$ 0.12	$ 0.16	$ 0.33

NOTE 7_ ACQUIRED LOANS, LOSS 98

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: FDIC Indemnification Asset Policy (Details)	9 Months Ended
	Sep. 30, 2017
TeamBank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $421.6 million since the transaction date because of $288.9 million of repayments from borrowers, $61.7 million in transfers to foreclosed assets and $71.0 million in charge-offs to customer loan balances.
Vantus Bank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $311.8 million since the transaction date because of $266.0 million of repayments from borrowers, $16.7 million in transfers to foreclosed assets and $29.1 million in charge-offs to customer loan balances.
Sun Security Bank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $206.5 million since the transaction date because of $147.2 million of repayments from borrowers, $28.5 million in transfers to foreclosed assets and $30.8 million of charge-offs to customer loan balances.
InterBank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $272.8 million since the transaction date because of $231.4 million of repayments by the borrower, $18.9 million in transfers to foreclosed assets and $22.5 million of charge-offs to customer loan balances.
Valley Bank
Business Combination, Indemnification Assets, Description	Gross loan balances (due from the borrower) were reduced by approximately $125.8 million since the transaction date because of $114.1 million of repayments by the borrower, $4.0 million in transfers to foreclosed assets and $7.7 million of charge-offs to customer loan balances.

NOTE 7_ ACQUIRED LOANS, LOSS 99

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: FDIC Indemnification Asset Roll Forward (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
FDIC indemnification asset	$ 0	$ 13,145
TeamBank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	14,520	18,838
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(649)	(846)
Original estimated fair value of assets, net of activity since acquisition date	(13,721)	(17,833)
Expected loss remaining	150	159
TeamBank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	0	14
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	0	0
Original estimated fair value of assets, net of activity since acquisition date	0	(14)
Expected loss remaining	0	0
Vantus Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	19,789	23,712
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(153)	(239)
Original estimated fair value of assets, net of activity since acquisition date	(19,406)	(23,232)
Expected loss remaining	230	241
Vantus Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	15	15
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	0	0
Original estimated fair value of assets, net of activity since acquisition date	(15)	(15)
Expected loss remaining	0	0
Sun Security Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	27,908	33,579
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(590)	(1,086)
Original estimated fair value of assets, net of activity since acquisition date	(26,317)	(31,499)
Expected loss remaining	1,001	994
Sun Security Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	330	365
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	0	0
Original estimated fair value of assets, net of activity since acquisition date	(323)	(286)
Expected loss remaining	7	79
InterBank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	120,439	149,657
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(736)	(1,984)
Original estimated fair value of assets, net of activity since acquisition date	(106,185)	(134,355)
Expected loss remaining	13,851	13,861
Non-credit premium (discount), net of activity since acquisition date	333	$ 543
Assumed loss sharing recovery percentage		84.00%
Estimated loss sharing value		$ 11,644
FDIC loss share clawback		953
Indemnification assets to be amortized resulting from change in expected losses		1,586
Accretable Discount on FDIC Indemnification Asset		(1,038)
FDIC indemnification asset		13,145
InterBank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	2,782	1,417
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	0	0
Original estimated fair value of assets, net of activity since acquisition date	(2,523)	(1,417)
Expected loss remaining	259	0
Non-credit premium (discount), net of activity since acquisition date	0	$ 0
Assumed loss sharing recovery percentage		0.00%
Estimated loss sharing value		$ 0
FDIC loss share clawback		0
Indemnification assets to be amortized resulting from change in expected losses		0
Accretable Discount on FDIC Indemnification Asset		0
FDIC indemnification asset		0
Valley Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	67,346	84,283
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(537)	(2,121)
Original estimated fair value of assets, net of activity since acquisition date	(61,517)	(76,231)
Expected loss remaining	5,331	6,159
Non-credit premium (discount), net of activity since acquisition date	39	228
Valley Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	1,780	1,973
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	0	0
Original estimated fair value of assets, net of activity since acquisition date	(1,773)	(1,952)
Expected loss remaining	7	21
Non-credit premium (discount), net of activity since acquisition date	$ 0	$ 0

NOTE 7_ ACQUIRED LOANS, LOSS100

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Schedule of Accretable Yield Changes for Acquired Loans (Details) - USD ($) $ in Thousands	3 Months Ended				9 Months Ended
	Sep. 30, 2017		Sep. 30, 2016		Sep. 30, 2017		Sep. 30, 2016
TeamBank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	$ (352)		$ (461)		$ (1,319)		$ (1,492)
Change in expected accretable yield	287	[1]	301	[1]	1,080	[2]	413	[2]
TeamBank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	2,303		2,886		2,477		3,805
TeamBank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	2,238		2,726		2,238		2,726
Vantus Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(310)		(415)		(1,048)		(1,406)
Change in expected accretable yield	211	[1]	(72)	[1]	582	[2]	776	[2]
Vantus Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	2,180		3,217		2,547		3,360
Vantus Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	2,081		2,730		2,081		2,730
Sun Security Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(561)		(854)		(1,757)		(2,904)
Change in expected accretable yield	(270)	[1]	587	[1]	335	[2]	1,727	[2]
Sun Security Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	3,686		5,014		4,277		5,924
Sun Security Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	2,855		4,747		2,855		4,747
InterBank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(1,688)		(3,163)		(5,850)		(11,279)
Change in expected accretable yield	625	[1]	1,454	[1]	1,689	[2]	5,041	[2]
InterBank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	5,414		11,818		8,512		16,347
InterBank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	4,351		10,109		4,351		10,109
Valley Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(1,378)		(3,311)		(4,772)		(9,174)
Change in expected accretable yield	889	[1]	2,838	[1]	2,799	[2]	6,909	[2]
Valley Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	3,313		6,524		4,797		8,316
Valley Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	$ 2,824		$ 6,051		$ 2,824		$ 6,051
[1]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended September 30, 2017, totaling $268,000, $204,000, $(270,000), $625,000 and $444,000, respectively, and for the three months ended September 30, 2016, totaling $301,000, $(87,000), $373,000, $764,000 and $326,000, respectively.
[2]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the nine months ended September 30, 2017, totaling $1.1 million, $569,000, $335,000, $1.7 million and $2.2 million, respectively, and for the nine months ended September 30, 2016, totaling $414,000, $760,000, $1.3 million, $2.0 million and $1.4 million, respectively.

Note 8_ Other Real Estate Ow101

Note 8: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Foreclosed Assets Held For Sale | One-to-Four-Family Residential Construction
Foreclosed Assets	$ 0	$ 0
Foreclosed Assets Held For Sale | Subdivision Construction
Foreclosed Assets	5,118	6,360
Foreclosed Assets Held For Sale | Land Development
Foreclosed Assets	10,052	10,886
Foreclosed Assets Held For Sale | Commercial Construction
Foreclosed Assets	0	0
Foreclosed Assets Held For Sale | One-to-Four-Family Residential
Foreclosed Assets	203	1,217
Foreclosed Assets Held For Sale | Other Residential
Foreclosed Assets	161	954
Foreclosed Assets Held For Sale | Commercial Real Estate
Foreclosed Assets	3,214	3,841
Foreclosed Assets Held For Sale | Commercial Business
Foreclosed Assets	2,876	0
Foreclosed Assets Held For Sale | Consumer Loan
Foreclosed Assets	1,793	1,991
Foreclosed Assets Held For Sale | Foreclosed Assets Before FDIC Supported Foreclosed Assets
Foreclosed Assets	23,417	25,249
Foreclosed Assets Held For Sale | FDIC Supported Foreclosed Assets Net of Discounts
Foreclosed Assets	0	1,426
Foreclosed Assets Held For Sale | Acquired Foreclosed Assets No Longer Covered by FDIC Loss Sharing Agreements Net of Discounts
Foreclosed Assets	2,861	316
Foreclosed Assets Held For Sale | Acquired foreclosed assets not covered by FDIC loss sharing agreements, net of discounts
Foreclosed Assets	1,774	1,952
Foreclosed Assets Held For Sale, Net
Foreclosed Assets	28,052	28,943
Other Real Estate Owned Not Acquired Through Foreclosure
Foreclosed Assets	2,064	3,715
Other real estate owned
Foreclosed Assets	$ 30,116	$ 32,658

Note 8_ Other Real Estate Ow102

Note 8: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Details
Net (gain) loss on sales of other real estate owned	$ (110)	$ 43	$ (576)	$ (168)
Valuation write-downs on foreclosed assets	462	338	0	430
Operating expenses, net of rental income	991	917	3,171	2,821
Total foreclosed assets expenses	$ 1,343	$ 1,298	$ 2,595	$ 3,083

Note 9_ Deposits_ Schedule o103

Note 9: Deposits: Schedule of Deposit Liabilities (Details) - USD ($) $ in Thousands		Sep. 30, 2017	Dec. 31, 2016
Deposits		$ 3,598,213	$ 3,677,230
0.00% - 0.99%
Deposits		337,641	695,738
1.00% - 1.99%
Deposits		927,464	737,649
2.00% - 2.99%
Deposits		95,953	48,777
3.00% - 3.99%
Deposits		696	1,119
4.00% - 4.99%
Deposits		1,119	1,171
5.00% and above
Deposits		272	272
Total Time Deposits
Deposits	[1]	1,363,145	1,484,726
Non-Interest Bearing Demand Deposits
Deposits		668,164	653,288
Interest Bearing Demand and Savings Deposits
Deposits	[2]	1,566,904	1,539,216
Total Deposits
Deposits		$ 3,598,213	$ 3,677,230
[1]	(1.17% - 1.01%)
[2]	(0.31% - 0.26%)

Note 10_ Advances From Feder104

Note 10: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Advances from Federal Home Loan Banks	$ 174,000	$ 31,452
Due in 2017
Advances from Federal Home Loan Banks	$ 174,000	$ 30,826
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	1.26%	3.26%
Due in 2018
Advances from Federal Home Loan Banks	$ 0	$ 81
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	0.00%	5.14%
Due in 2019
Advances from Federal Home Loan Banks	$ 0	$ 28
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	0.00%	5.14%
Due in 2020
Advances from Federal Home Loan Banks	$ 0	$ 0
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	0.00%	0.00%
Due in 2021
Advances from Federal Home Loan Banks	$ 0	$ 0
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	0.00%	0.00%
Due in 2022 and Thereafter
Advances from Federal Home Loan Banks	$ 0	$ 500
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	0.00%	5.54%
Federal Home Loan Bank Advances, Gross
Advances from Federal Home Loan Banks	$ 174,000	$ 31,435
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	1.26%	3.30%
Federal Home Loan Bank Advances Unamortized Fair Value Adjustment
Advances from Federal Home Loan Banks	$ 0	$ 17
Federal Home Loan Bank Advances, Net
Advances from Federal Home Loan Banks	$ 174,000	$ 31,452

Note 11_ Securities Sold Und105

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Short-term Debt (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Details
Notes payable - Community Development Equity Funds	$ 1,665	$ 1,323
Other Short-term Borrowings	21,000	171,000
Securities for Reverse Repurchase Agreements	130,934	113,700
Short-term debt recorded value	$ 153,599	$ 286,023

Note 11_ Securities Sold Und106

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Repurchase Agreements (Details) - Maturity Overnight and on Demand - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Securities Sold under Agreements to Repurchase
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	$ 130,934	$ 113,700
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	121,303	97,498
Federal Home Loan Bank Certificates and Obligations (FHLB)
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	$ 9,631	$ 16,202

Note 12_ Subordinated Notes_ Su

Note 12: Subordinated Notes: Subordinated Notes Details (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Debt Instrument, Interest Rate Terms			The notes are due August 15, 2026, and have a fixed interest rate of 5.25% until August 15, 2021, at which time the rate becomes floating at a rate equal to three-month LIBOR plus 4.087%.
Amortization of Debt Discount (Premium)	$ 38	$ 27	$ 114	$ 27
Subordinated Borrowing, Interest Rate	5.47%
Senior Subordinated Notes
Proceeds from Issuance of Senior Long-term Debt	$ 73,500
Payment of Financing and Stock Issuance Costs	$ 1,500

Note 12_ Subordinated Notes_108

Note 12: Subordinated Notes: Schedule of Subordinated Borrowing (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Details
Subordinated Notes Before Costs	$ 75,000	$ 75,000
Unamortized Debt Issuance Expense	1,349	1,463
Subordinated Debt	$ 73,651	$ 73,537

Note 13_ Income Taxes_ Sched109

Note 13: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Details
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	35.00%	35.00%	35.00%	35.00%
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent	(1.60%)	(2.10%)	(1.50%)	(2.10%)
Effective Income Tax Rate Reconciliation, Tax Credit, Percent	(7.80%)	(7.60%)	(5.90%)	(7.50%)
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent	1.10%	1.10%	1.30%	1.10%
Effective Income Tax Rate Reconciliation, Other Adjustments, Percent	0.20%	(1.40%)	(0.60%)	(0.20%)
Effective Income Tax Rate Reconciliation, Percent	26.90%	25.00%	28.30%	26.30%

Note 14_ Disclosures About F110

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	$ 125,810	$ 146,035
US States and Political Subdivisions Debt Securities
Assets, Fair Value Disclosure, Recurring	58,158	67,837
Interest rate derivative asset
Assets, Fair Value Disclosure, Recurring	1,360	1,663
Interest rate derivative liability
Assets, Fair Value Disclosure, Recurring	(1,441)	(1,699)
Fair Value, Inputs, Level 1 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	0	0
Fair Value, Inputs, Level 1 | US States and Political Subdivisions Debt Securities
Assets, Fair Value Disclosure, Recurring	0	0
Fair Value, Inputs, Level 1 | Interest rate derivative asset
Assets, Fair Value Disclosure, Recurring	0	0
Fair Value, Inputs, Level 1 | Interest rate derivative liability
Assets, Fair Value Disclosure, Recurring	0	0
Fair Value, Inputs, Level 2 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	125,810	146,035
Fair Value, Inputs, Level 2 | US States and Political Subdivisions Debt Securities
Assets, Fair Value Disclosure, Recurring	58,158	67,837
Fair Value, Inputs, Level 2 | Interest rate derivative asset
Assets, Fair Value Disclosure, Recurring	1,360	1,663
Fair Value, Inputs, Level 2 | Interest rate derivative liability
Assets, Fair Value Disclosure, Recurring	(1,441)	(1,699)
Fair Value, Inputs, Level 3 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	0	0
Fair Value, Inputs, Level 3 | US States and Political Subdivisions Debt Securities
Assets, Fair Value Disclosure, Recurring	0	0
Fair Value, Inputs, Level 3 | Interest rate derivative asset
Assets, Fair Value Disclosure, Recurring	0	0
Fair Value, Inputs, Level 3 | Interest rate derivative liability
Assets, Fair Value Disclosure, Recurring	$ 0	$ 0

Note 14_ Disclosures About F111

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Foreclosed Assets Held For Sale
Assets, Fair Value Disclosure, Nonrecurring	$ 2,700	$ 1,604
Loans Receivable Impaired
Assets, Fair Value Disclosure, Nonrecurring	1,573	8,280
Fair Value, Inputs, Level 1 | Foreclosed Assets Held For Sale
Assets, Fair Value Disclosure, Nonrecurring	0	0
Fair Value, Inputs, Level 1 | Loans Receivable Impaired
Assets, Fair Value Disclosure, Nonrecurring	0	0
Fair Value, Inputs, Level 2 | Foreclosed Assets Held For Sale
Assets, Fair Value Disclosure, Nonrecurring	0	0
Fair Value, Inputs, Level 2 | Loans Receivable Impaired
Assets, Fair Value Disclosure, Nonrecurring	0	0
Fair Value, Inputs, Level 3 | Foreclosed Assets Held For Sale
Assets, Fair Value Disclosure, Nonrecurring	2,700	1,604
Fair Value, Inputs, Level 3 | Loans Receivable Impaired
Assets, Fair Value Disclosure, Nonrecurring	$ 1,573	$ 8,280

Note 14_ Disclosures About F112

Note 14: Disclosures About Fair Value of Financial Instruments: Schedule Of Financial Instruments Fair Value (Details) $ in Thousands	Sep. 30, 2017USD ($)	Dec. 31, 2016USD ($)
Financial Assets | Loans Receivable
Financial Instruments Owned Carrying Amount	$ 3,800,988	$ 3,759,966
Financial Instruments, Owned, at Fair Value	$ 3,809,339	$ 3,766,709
Hierarchy Level	3	3
Financial Assets | Mortgage Loans Held for Sale
Financial Instruments Owned Carrying Amount	$ 11,133	$ 16,445
Financial Instruments, Owned, at Fair Value	$ 11,133	$ 16,445
Hierarchy Level	2	2
Financial Assets | Accrued Interest Receivable
Financial Instruments Owned Carrying Amount	$ 11,206	$ 11,875
Financial Instruments, Owned, at Fair Value	$ 11,206	$ 11,875
Hierarchy Level	3	3
Financial Assets | Held-to-maturity Securities
Financial Instruments Owned Carrying Amount	$ 130	$ 247
Financial Instruments, Owned, at Fair Value	$ 133	$ 258
Hierarchy Level	2	2
Financial Assets | Cash and Cash Equivalents
Financial Instruments Owned Carrying Amount	$ 256,672	$ 279,769
Financial Instruments, Owned, at Fair Value	$ 256,672	$ 279,769
Hierarchy Level	1	1
Financial Assets | Investment in Federal Home Loan Bank Stock
Financial Instruments Owned Carrying Amount	$ 13,282	$ 13,034
Financial Instruments, Owned, at Fair Value	$ 13,282	$ 13,034
Hierarchy Level	3	3
Financial Liabilities | Federal Home Loan Bank Advances
Financial Instruments Owned Carrying Amount	$ 174,000	$ 31,452
Financial Instruments, Owned, at Fair Value	$ 174,000	$ 32,379
Hierarchy Level	3	3
Financial Liabilities | Junior Subordinated Debt
Financial Instruments Owned Carrying Amount	$ 25,774	$ 25,774
Financial Instruments, Owned, at Fair Value	$ 25,774	$ 25,774
Hierarchy Level	3	3
Financial Liabilities | Subordinated Debt
Financial Instruments Owned Carrying Amount	$ 73,651	$ 73,537
Financial Instruments, Owned, at Fair Value	$ 76,125	$ 76,031
Hierarchy Level	2	2
Financial Liabilities | Deposits
Financial Instruments Owned Carrying Amount	$ 3,598,213	$ 3,677,230
Financial Instruments, Owned, at Fair Value	$ 3,606,276	$ 3,683,751
Hierarchy Level	3	3
Financial Liabilities | Short-term Debt
Financial Instruments Owned Carrying Amount	$ 153,599	$ 286,023
Financial Instruments, Owned, at Fair Value	$ 153,599	$ 286,023
Hierarchy Level	3	3
Financial Liabilities | Accrued Interest Payable
Financial Instruments Owned Carrying Amount	$ 1,693	$ 2,723
Financial Instruments, Owned, at Fair Value	$ 1,693	$ 2,723
Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Letter of Credit
Financial Instruments Owned Carrying Amount	$ 74	$ 92
Financial Instruments, Owned, at Fair Value	$ 74	$ 92
Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Line of Credit
Financial Instruments Owned Carrying Amount	$ 0	$ 0
Financial Instruments, Owned, at Fair Value	$ 0	$ 0
Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Loan Origination Commitments
Financial Instruments Owned Carrying Amount	$ 0	$ 0
Financial Instruments, Owned, at Fair Value	$ 0	$ 0
Hierarchy Level	3	3

Note 15_ Derivatives and Hed113

Note 15: Derivatives and Hedging Activities: Loans With Interest Rate Swap (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Interest Rate Swap | Not Designated as Hedging Instrument | Commercial Customers
Derivative, Notional Amount	$ 100,100	$ 110,700

Note 15_ Derivatives and Hed114

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments in Statement of Financial Position, Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Derivatives designated as hedging instruments
Derivative Instruments Designated as Hedging Instruments Asset at Fair Value	$ 0	$ 40
Derivative Asset
Derivative Instruments Not Designated as Hedging Instruments, Asset, at Fair Value	1,360	1,623
Derivative Liability
Derivative Instruments Not Designated as Hedging Instruments, Liability, at Fair Value	1,441	1,699
Interest Rate Cap | Prepaid Expenses and Other Current Assets
Derivatives designated as hedging instruments
Derivative Instruments Designated as Hedging Instruments Asset at Fair Value	0	40
Interest rate products | Prepaid Expenses and Other Current Assets
Derivative Asset
Derivative Instruments Not Designated as Hedging Instruments, Asset, at Fair Value	1,360	1,623
Interest rate products | Accrued expenses and other liabilities
Derivative Liability
Derivative Instruments Not Designated as Hedging Instruments, Liability, at Fair Value	$ 1,441	$ 1,699

Note 15_ Derivatives and Hed115

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Amount of Gain Loss Recognized in Accumulated Other Comprehensive Income
Effect of derivative instruments on the statements of comprehensive income	$ 64	$ 53	$ 161	$ 37