Great Southern Bancorp (GSBC) 10-Q 5 Nov 18 2018 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - $ / shares	Nov. 01, 2018	Sep. 30, 2018
Details
Registrant Name		GREAT SOUTHERN BANCORP, INC.
Registrant CIK		854,560
SEC Form		10-Q
Period End date		Sep. 30, 2018
Fiscal Year End		--12-31
Trading Symbol		gsbc
Tax Identification Number (TIN)		431,524,856
Number of common stock shares outstanding	14,158,300
Filer Category		Accelerated Filer
Current with reporting		Yes
Small Business		false
Emerging Growth Company		false
Amendment Flag		false
Document Fiscal Year Focus		2,018
Document Fiscal Period Focus		Q3
Entity Incorporation, State Country Name		Maryland
Entity Address, Address Line One		1451 E. Battlefield
Entity Address, City or Town		Springfield
Entity Address, State or Province		Missouri
Entity Address, Postal Zip Code		65,804
City Area Code		417
Local Phone Number		887-4400
Entity Listing, Par Value Per Share	$ 0.01

Statement of Financial Position

Statement of Financial Position - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS
Cash	$ 99,044	$ 115,600
Interest-bearing deposits in other financial institutions	109,777	126,653
Cash and cash equivalents	208,821	242,253
Available-for-sale securities	191,251	179,179
Held-to-maturity securities (fair value $0 - September 2018; $131 - December 2017)	0	130
Mortgage Loans Held for Sale	3,474	8,203
Interest receivable	13,008	12,338
Prepaid expenses and other assets	41,116	47,122
Other real estate owned and repossessions, net	12,844	22,002
Premises and equipment, net	133,319	138,018
Goodwill and other intangible assets	9,613	10,850
Investment in Federal Home Loan Bank stock	14,918	11,182
Current and deferred income taxes	12,956	16,942
Total Assets	4,584,086	4,414,521
Loans receivable, net of allowance for loan losses of $37,497 - September 2018; $36,492 - December 2017	3,942,766	3,726,302
Liabilities:
Deposits	3,595,665	3,597,144
Federal Home Loan Bank advances	240,000	127,500
Securities sold under reverse repurchase agreements with customers	112,184	80,531
Short-term borrowings	1,360	16,604
Subordinated debentures issued to capital trusts	25,774	25,774
Subordinated notes	73,804	73,688
Accrued interest payable	3,013	2,904
Advances from borrowers for taxes and insurance	8,858	5,319
Accounts payable and accrued expenses	15,301	13,395
Total Liabilities	4,075,959	3,942,859
Capital Stock
Serial preferred stock - $.01 par value; authorized 1,000,000 shares; issued and outstanding September 2018 and December 2017 - -0- shares	0	0
Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding September 2018 -14,153,290 shares; December 2017 - 14,087,533 shares	142	141
Additional paid-in capital	29,553	28,203
Retained earnings	480,027	442,077
Accumulated other comprehensive income (loss)	(1,595)	1,241
Total Stockholders' Equity	508,127	471,662
Total Liabilities and Stockholders' Equity	$ 4,584,086	$ 4,414,521

Statement of Financial Positi_2

Statement of Financial Position - Parenthetical - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Details
Debt Securities, Held-to-maturity, Fair Value	$ 0	$ 131
Loans and Leases Receivable, Allowance	$ 37,497	$ 36,492
Preferred Stock, Par or Stated Value Per Share	$ 0.01
Preferred Stock, Shares Authorized	1,000,000	1,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common Stock, Par or Stated Value Per Share	$ 0.01
Common Stock, Shares Authorized	20,000,000
Common Stock, Shares, Issued	14,153,290	14,087,533
Common Stock, Shares, Outstanding	14,153,290	14,087,533

Income Statement

Income Statement - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
INTEREST INCOME
Loans	$ 51,063	$ 44,824	$ 144,447	$ 131,734
Investment securities and other	1,919	1,544	5,361	4,791
TOTAL INTEREST INCOME	52,982	46,368	149,808	136,525
INTEREST EXPENSE
Deposits	7,352	5,131	19,058	15,100
Federal Home Loan Bank advances	1,192	546	2,964	1,045
Short-term borrowings and repurchase agreements	177	118	385	662
Subordinated debentures issued to capital trusts	252	267	692	760
Subordinated notes	1,024	1,025	3,073	3,075
TOTAL INTEREST EXPENSE	9,997	7,087	26,172	20,642
NET INTEREST INCOME	42,985	39,281	123,636	115,883
Provision for Loan Losses	1,300	2,950	5,200	7,150
Net Interest Income After Provision for Loan Losses	41,685	36,331	118,436	108,733
NON-INTEREST INCOME
Commissions	309	279	868	851
Service charges and ATM fees	5,458	5,533	16,191	16,195
Net realized gains on sales of loans	417	719	1,438	2,343
Late charges and fees on loans	466	436	1,240	1,922
Gain on sales of securities	2	0	2	0
Gain on derivative interest rate products	5	8	53	(5)
Gain on sale of business units	7,414	0	7,414	0
Other income	533	680	1,792	2,627
Gain (loss) on derivative interest rate products	5	8	53	(5)
Gain Realized on Termination of Loss Sharing Agreements			0	7,704
Amortization of Income Expense Related to Business Acquisitions			0	(486)
Gain on sale of business units	7,414	0	7,414	0
TOTAL NON-INTEREST INCOME	14,604	7,655	28,998	31,151
NON-INTEREST EXPENSE
Salaries and employee benefits	15,162	14,664	44,731	44,495
Net occupancy and equipment expense	6,551	6,079	19,234	18,419
Postage	843	845	2,544	2,651
Insurance	682	755	2,002	2,300
Advertising	589	587	1,892	1,656
Office supplies and printing	255	279	789	1,208
Telephone	827	790	2,339	2,389
Legal, audit and other professional fees	875	610	2,373	1,991
Expense on Other Real Estate Owned	498	1,343	4,376	2,595
Partnership Tax Credit Investment Amortization	91	217	484	713
Acquired Deposit Intangible Asset Amortization	412	412	1,237	1,237
Other operating expenses	1,524	1,453	4,536	5,322
TOTAL NON-INTEREST EXPENSE	28,309	28,034	86,537	84,976
Income Before Income Taxes	27,980	15,952	60,897	54,908
Provision for Income Taxes	5,464	4,289	11,076	15,550
Net income	$ 22,516	$ 11,663	$ 49,821	$ 39,358
Basic Earnings Per Share	$ 1.59	$ 0.83	$ 3.53	$ 2.81
Diluted Earnings Per Share	1.57	0.82	3.49	2.77
Dividends Declared Per Share	$ 0.32	$ 0.24	$ 0.88	$ 0.70

Statement of Comprehensive Inco

Statement of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Details
Net Income	$ 22,516	$ 11,663	$ 49,821	$ 39,358
Unrealized Appreciation (Depreciation) on Available for Sale Securities, Net	(805)	(177)	(3,106)	186
Reclassification adjustment for gains included in net income, net of (taxes) credit of $0 for each of 2018 and 2017	(2)	0	(2)	0
Change in Fair Value of Cash Flow Hedge, Net	0	64	0	161
Comprehensive Income	$ 21,709	$ 11,550	$ 46,713	$ 39,705

Statement of Comprehensive In_2

Statement of Comprehensive Income - Parenthetical - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Details
Tax effect of unrealized appreciation (depreciation) on available-for-sale securities, taxes (credit)	$ (232)	$ (101)	$ (894)	$ 106
Tax Effect Reclassification Adjustment for Gains Included in Net Income Taxes Credit	0	0	0	0
Tax effect of change in fair value of cash flow hedge, taxes (credit)	$ 0	$ 38	$ 0	$ 93

Statement of Cash Flows

Statement of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 49,821	$ 39,358
Proceeds from Sale of Loans Held-for-sale	72,229	104,175
Originations of loans held for sale	(65,788)	(95,384)
Items not requiring (providing) cash:
Depreciation	6,842	6,901
Amortization	1,837	2,064
Compensation expense for stock option grants	539	412
Provision for loan losses	5,200	7,150
Net gains on loan sales	(1,438)	(2,343)
Net realized gains on sales of available-for-sale securities	(2)	0
Net losses on sale of premises and equipment	122	183
Net (gains) losses on sale/write-down of other real estate owned	2,003	211
Gain realized on sale of business units	(7,414)	0
Gain realized on termination of loss sharing agreements	0	(7,704)
Accretion of deferred income, premiums, discounts and other	(2,032)	(1,492)
(Gain) loss on derivative interest rate products	(53)	5
Deferred income taxes	(6,278)	(3,686)
Changes In:
Interest receivable	(670)	669
Prepaid expenses and other assets	5,967	(271)
Accrued expenses and other liabilities	1,331	787
Income taxes refundable/payable	11,158	841
Cash paid for sale of business units	(50,356)	0
Proceeds from sales of available-for-sale securities	502	0
Net cash provided by operating activities	73,374	51,876
CASH FLOWS FROM INVESTING ACTIVITIES
Net change in loans	(171,672)	136,205
Purchase of loans	(57,382)	(203,294)
Cash Received from FDIC Loss Sharing Reimbursements	0	16,245
Purchase of premises and equipment	(7,833)	(4,546)
Proceeds from sale of premises and equipment	2,296	521
Proceeds from sale of other real estate owned and repossessions	16,124	22,788
Capitalized costs on other real estate owned	(153)	(117)
Proceeds from maturities and calls of held-to-maturity securities	130	117
Proceeds from maturities and calls of available-for-sale securities	2,366	9,579
Principal reductions on mortgage-backed securities	17,134	19,834
Purchase of available-for-sale securities	(36,677)	0
Purchase of Federal Home Loan Bank stock	(3,736)	(248)
Net cash used in investing activities	(289,257)	(2,916)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in certificates of deposit	84,177	(121,438)
Net increase (decrease) in checking and savings deposits	(24,535)	42,563
Proceeds from Federal Home Loan Bank advances	2,363,500	889,000
Repayments of Federal Home Loan Bank advances	(2,251,000)	(746,435)
Net increase (decrease) in short-term borrowings	16,409	(132,424)
Advances from borrowers for taxes and insurance	3,539	4,182
Dividends paid	(11,288)	(9,523)
Stock options exercised	1,649	2,018
Net cash provided by (used in) financing activities	182,451	(72,057)
DECREASES IN CASH AND CASH EQUIVALENTS	(33,432)	(23,097)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	242,253	279,769
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 208,821	$ 256,672

NOTE 1_ BASIS OF PRESENTATION

NOTE 1: BASIS OF PRESENTATION	3 Months Ended
	Sep. 30, 2018
Notes
NOTE 1: BASIS OF PRESENTATION	NOTE 1: BASIS OF PRESENTATION The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company as of the dates and for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and nine months ended September 30, 2018 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2017, has been derived from the audited consolidated statement of financial condition of the Company as of that date. Certain prior period amounts have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income. Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K

NOTE 2_ NATURE OF OPERATIONS AN

NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS	3 Months Ended
	Sep. 30, 2018
Notes
NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS	NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS The Company operates as a one-bank holding company. The Company’s business primarily consists of the operations of Great Southern Bank (the “Bank”), which provides a full range of financial services to customers primarily located in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas. In addition, the Company operates commercial loan production offices in Dallas, Texas; Tulsa, Oklahoma; Omaha, Nebraska and Chicago, Illinois. The Company and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory agencies. The Company’s banking operation is its only reportable segment. The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others. The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements.

NOTE 3_ RECENT ACCOUNTING PRONO

NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS	3 Months Ended
	Sep. 30, 2018
Notes
NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS	NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS In August 2015, the FASB issued ASU 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date Revenue from Contracts with Customers (Topic 606): Summary and Amendments that Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs--Contracts with Customers (Subtopic 340-40) Revenue Recognition Under ASU 2014-09, for revenue not associated with financial instruments, we apply the following steps when recognizing revenue from contracts with customers: (i) identify the contract, (ii) identify the performance obligations, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations and (v) recognize revenue when performance obligation is satisfied. Our contracts with customers are generally short term in nature, typically due within one year or less or cancellable by us or our customer upon a short notice period. Performance obligations for our customer contracts are generally satisfied at a single point in time, typically when the transaction is complete, or over time. For performance obligations satisfied over time, we primarily use the output method, directly measuring the value of the products/services transferred to the customer, to determine when performance obligations have been satisfied. We typically receive payment from customers and recognize revenue concurrent with the satisfaction of our performance obligations. In most cases, this occurs within a single financial reporting period. For payments received in advance of the satisfaction of performance obligations, revenue recognition is deferred until such time the performance obligations have been satisfied. In cases where we have not received payment despite satisfaction of our performance obligations, we accrue an estimate of the amount due in the period our performance obligations have been satisfied. For contracts with variable components, only amounts for which collection is probable are accrued. We generally act in a principal capacity, on our own behalf, in most of our contracts with customers. In such transactions, we recognize revenue and the related costs to provide our services on a gross basis in our financial statements. In some cases, we act in an agent capacity, deriving revenue through assisting other entities in transactions with our customers. In such transactions, we recognize revenue and the related costs to provide our services on a net basis in our financial statements. These transactions primarily relate to fees derived from our customers' use of various interchange and ATM/debit card networks. In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments – Overall (Topic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) Codification Improvements to Topic 842, Leases In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments – Credit Losses (Topic 326) In August 2016, the FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230) In October 2016, the FASB issued ASU No. 2016-16, Income Taxes (Topic 740) In January 2017, the FASB issued ASU No. 2017-01, Business Combinations - Clarifying the Definition of a Business (Topic 805) In January 2017, the FASB issued ASU No. 2017-04, Intangibles: Goodwill and Other: Simplifying the Test for Goodwill Impairment (Topic 350) In May 2017, the FASB issued ASU 2017-09, Compensation --Stock Compensation (Topic 718): Scope of Modification Accounting amendment provides guidance on determining which changes to the terms and conditions of share-based payment awards require an entity to apply modification accounting under Topic 7l8. The amendments clarify that modification accounting only applies to an entity if the fair value, vesting conditions, or classification of the award changes as a result of changes in the terms or conditions of a share-based payment award. The ASU should be applied prospectively to awards modified on or after the adoption date. In August 2017, the FASB issued ASU 2017-12, Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities In February 2018, the FASB issued ASU 2018-02, Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income (Topic 220). In August 2018, the FASB issued ASU 2018-13 , Fair Value Measurement (Topic 820) - Disclosure Framework-Changes to the Disclosure Requirements for Fair Value Measurement

NOTE 4_ EARNINGS PER SHARE

NOTE 4: EARNINGS PER SHARE	3 Months Ended
	Sep. 30, 2018
Notes
NOTE 4: EARNINGS PER SHARE	NOTE 4: EARNINGS PER SHARE Three Months Ended September 30, 2018 2017 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 14,146 14,038 Net income $ 22,516 $ 11,663 Per share amount $ 1.59 $ 0.83 Diluted: Average shares outstanding 14,146 14,038 Net effect of dilutive stock options – based on the treasury stock method using average market price 153 186 Diluted shares 14,299 14,224 Net income $ 22,516 $ 11,663 Per share amount $ 1.57 $ 0.82 Nine Months Ended September 30, 2018 2017 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 14,124 14,007 Net income $ 49,821 $ 39,358 Per share amount $ 3.53 $ 2.81 Diluted: Average shares outstanding 14,124 14,007 Net effect of dilutive stock options – based on the treasury stock method using average market price 136 186 Diluted shares 14,260 14,193 Net income $ 49,821 $ 39,358 Per share amount $ 3.49 $ 2.77 Options outstanding at September 30, 2018 and 2017, to purchase 170,600 and 114,300 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the three month periods because the exercise prices of such options were greater than the average market prices of the common stock for the three months ended September 30, 2018 and 2017, respectively. Options outstanding at September 30, 2018 and 2017, to purchase 260,947 and 114,300 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the nine month periods because the exercise prices of such options were greater than the average market prices of the common stock for the nine months ended September 30, 2018 and 2017, respectively.

NOTE 5_ INVESTMENT SECURITIES

NOTE 5: INVESTMENT SECURITIES	3 Months Ended
	Sep. 30, 2018
Notes
NOTE 5: INVESTMENT SECURITIES	NOTE 5: INVESTMENT SECURITIES September 30, 2018 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: Mortgage-backed securities $ 124,777 $ 639 $ 3,891 $ 121,525 2.44% Collateralized mortgage obligations 17,481 — 97 17,384 3.03 States and political subdivisions 51,047 1,314 19 52,342 4.81 $ 193,305 $ 1,953 $ 4,007 $ 191,251 3.12% December 31, 2017 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: Mortgage-backed securities $ 123,300 $ 871 $ 1,638 $ 122,533 2.19% States and political subdivisions 53,930 2,716 — 56,646 4.72 $ 177,230 $ 3,587 $ 1,638 $ 179,179 2.96% HELD-TO-MATURITY SECURITIES: States and political subdivisions $ 130 $ 1 $ — $ 131 6.14% The amortized cost and fair value of available-for-sale securities at September 30, 2018, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ — $ — After one through five years 841 905 After five through ten years 9,556 9,687 After ten years 40,650 41,750 Securities not due on a single maturity date 142,258 138,909 $ 193,305 $ 191,251 Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2018 and December 31, 2017, was approximately $117.5 million and $89.7 million, respectively, which is approximately 61.4% and 50.0% of the Company’s available-for-sale and held-to-maturity investment portfolio, respectively. Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these debt securities are temporary. The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2018 and December 31, 2017: September 30, 2018 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $ 24,226 $ (557) $ 72,518 $ (3,334) $ 96,744 $ (3,891) Collateralized mortgage obligations 17,384 (97) — — 17,384 (97) State and political subdivisions 3,341 (19) — — 3,341 (19) $ 44,951 $ (673) $ 72,518 $ (3,334) $ 117,469 $ (4,007) December 31, 2017 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $ 33,862 $ (384) $ 55,845 $ (1,254) $ 89,707 $ (1,638) State and political subdivisions — — — — — — $ 33,862 $ (384) $ 55,845 $ (1,254) $ 89,707 $ (1,638) Gross gains of $2,000 and $2,000 and gross losses of $0 and $0 resulting from sales of available-for-sale securities were realized during the three and nine months ended September 30, 2018. Other-than-temporary Impairment. The accounting guidance for beneficial interests in securitized financial assets provides incremental impairment guidance for a subset of the debt securities within the scope of the guidance for investments in debt and equity securities. For securities where the security is a beneficial interest in securitized financial assets, the Company uses the beneficial interests in securitized financial asset impairment model. For securities where the security is not a beneficial interest in securitized financial assets, the Company uses the debt and equity securities impairment model. The Company does not currently have securities within the scope of this guidance for beneficial interests in securitized financial assets. The Company routinely conducts periodic reviews to identify and evaluate each investment security to determine whether an other-than-temporary impairment has occurred. The Company considers the length of time a security has been in an unrealized loss position, the relative amount of the unrealized loss compared to the carrying value of the security, the type of security and other factors. If certain criteria are met, the Company performs additional review and evaluation using observable market values or various inputs in economic models to determine if an unrealized loss is other-than-temporary. The Company uses quoted market prices for marketable equity securities and uses broker pricing quotes based on observable inputs for equity investments that are not traded on a stock exchange. For non-agency collateralized mortgage obligations, to determine if the unrealized loss is other than temporary, the Company projects total estimated defaults of the underlying assets (mortgages) and multiplies that calculated amount by an estimate of realizable value upon sale in the marketplace (severity) in order to determine the projected collateral loss. The Company also evaluates any current credit enhancement underlying these securities to determine the impact on cash flows. If the Company determines that a given security position will be subject to a write-down or loss, the Company records the expected credit loss as a charge to earnings. During the three and nine months ended September 30, 2018 and 2017, respectively, no securities were determined to have impairment that had become other-than-temporary. Credit Losses Recognized on Investments. Amounts Reclassified Out of Accumulated Other Comprehensive Income. Note 3

NOTE 6_ LOANS AND ALLOWANCE FOR

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES	3 Months Ended
	Sep. 30, 2018
Notes
NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES	NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES Classes of loans at September 30, 2018 and December 31, 2017 were as follows: September 30, December 31, 2018 2017 (In Thousands) One- to four-family residential construction $ 25,477 $ 20,793 Subdivision construction 16,054 18,062 Land development 44,502 43,971 Commercial construction 1,283,468 1,068,352 Owner occupied one- to four-family residential 255,994 190,515 Non-owner occupied one- to four-family residential 109,282 119,468 Commercial real estate 1,383,871 1,235,329 Other residential 791,786 745,645 Commercial business 332,037 353,351 Industrial revenue bonds 14,179 21,859 Consumer auto 277,884 357,142 Consumer other 57,921 63,368 Home equity lines of credit 117,061 115,439 Loans acquired and accounted for under ASC 310-30, net of discounts 177,150 209,669 4,886,666 4,562,963 Undisbursed portion of loans in process (899,620) (793,669) Allowance for loan losses (37,497) (36,492) Deferred loan fees and gains, net (6,783) (6,500) $ 3,942,766 $ 3,726,302 Weighted average interest rate 5.03% 4.74% Classes of loans by aging were as follows: September 30, 2018 Total Loans Total > 90 Days 30-59 Days 60-89 Days Over Total Loans Past Due and Past Due Past Due 90 Days Past Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ — $ 294 $ — $ 294 $ 25,183 $ 25,477 $ — Subdivision construction 12 — — 12 16,042 16,054 — Land development — 32 — 32 44,470 44,502 — Commercial construction — — — — 1,283,468 1,283,468 — Owner occupied one- to four-family residential 138 62 1,270 1,470 254,524 255,994 — Non-owner occupied one- o to four-family residential — — 1,481 1,481 107,801 109,282 — Commercial real estate 327 38 346 711 1,383,160 1,383,871 — Other residential — — — — 791,786 791,786 — Commercial business 129 — 1,590 1,719 330,318 332,037 — Industrial revenue bonds — — — — 14,179 14,179 — Consumer auto 2,705 858 1,367 4,930 272,954 277,884 — Consumer other 473 220 326 1,019 56,902 57,921 — Home equity lines of credit 353 — 95 448 116,613 117,061 — Loans acquired and accounted for under ASC 310-30, net of discounts 1,780 1,442 2,385 5,607 171,543 177,150 — 5,917 2,946 8,860 17,723 4,868,943 4,886,666 — Less loans acquired and accounted for under ASC 310-30, net 1,780 1,442 2,385 5,607 171,543 177,150 — Total $ 4,137 $ 1,504 $ 6,475 $ 12,116 $ 4,697,400 $ 4,709,516 $ — December 31, 2017 Total Loans Total > 90 Days Past 30-59 Days 60-89 Days Over 90 Total Past Loans Due and Past Due Past Due Days Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ 250 $ — $ — $ 250 $ 20,543 $ 20,793 $ — Subdivision construction — — 98 98 17,964 18,062 — Land development 54 37 — 91 43,880 43,971 — Commercial construction — — — — 1,068,352 1,068,352 — Owner occupied one- to four-family residential 1,927 71 904 2,902 187,613 190,515 — Non-owner occupied one- to four-family residential 947 190 1,816 2,953 116,515 119,468 58 Commercial real estate 8,346 993 1,226 10,565 1,224,764 1,235,329 — Other residential 540 353 1,877 2,770 742,875 745,645 — Commercial business 2,623 1,282 2,063 5,968 347,383 353,351 — Industrial revenue bonds — — — — 21,859 21,859 — Consumer auto 5,196 1,230 2,284 8,710 348,432 357,142 12 Consumer other 464 64 557 1,085 62,283 63,368 — Home equity lines of credit 58 — 430 488 114,951 115,439 26 Loans acquired and accounted for under ASC 310-30, net of discounts 4,449 1,951 10,675 17,075 192,594 209,669 272 24,854 6,171 21,930 52,955 4,510,008 4,562,963 368 Less loans acquired and accounted for under ASC 310-30, net 4,449 1,951 10,675 17,075 192,594 209,669 272 Total $ 20,405 $ 4,220 $ 11,255 $ 35,880 $ 4,317,414 $ 4,353,294 $ 96 Nonaccruing loans (excluding FDIC-assisted acquired loans, net of discount) are summarized as follows: September 30, December 31, 2018 2017 (In Thousands) One- to four-family residential construction $ — $ — Subdivision construction — 98 Land development — — Commercial construction — — Owner occupied one- to four-family residential 1,270 904 Non-owner occupied one- to four-family residential 1,481 1,758 Commercial real estate 346 1,226 Other residential — 1,877 Commercial business 1,590 2,063 Industrial revenue bonds — — Consumer auto 1,367 2,272 Consumer other 326 557 Home equity lines of credit 95 404 Total $ 6,475 $ 11,159 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2018. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2018: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance July 1, 2018 $ 2,727 $ 3,845 $ 19,474 $ 2,395 $ 2,991 $ 6,124 $ 37,556 Provision (benefit) charged to expense 7 341 708 538 (1,019) 725 1,300 Losses charged off (18) (194) — (4) (274) (2,128) (2,618) Recoveries 79 41 1 97 80 961 1,259 Balance September 30, 2018 $ 2,795 $ 4,033 $ 20,183 $ 3,026 $ 1,778 $ 5,682 $ 37,497 Balance January 1, 2018 $ 2,108 $ 2,839 $ 18,639 $ 1,767 $ 3,581 $ 7,558 $ 36,492 Provision (benefit) charged to expense 494 1,310 1,519 1,009 (991) 1,859 5,200 Losses charged off (59) (525) (102) (87) (1,155) (7,062) (8,990) Recoveries 252 409 127 337 343 3,327 4,795 Balance September 30, 2018 $ 2,795 $ 4,033 $ 20,183 $ 3,026 $ 1,778 $ 5,682 $ 37,497 Ending balance: Individually evaluated for impairment $ 771 $ — $ 635 $ — $ 324 $ 433 $ 2,163 Collectively evaluated for impairment $ 1,987 $ 4,006 $ 19,288 $ 2,953 $ 1,438 $ 5,221 $ 34,893 Loans acquired and accounted for under ASC 310-30 $ 37 $ 27 $ 260 $ 73 $ 16 $ 28 $ 441 Loans Individually evaluated for impairment $ 6,302 $ — $ 3,556 $ 14 $ 2,008 $ 2,524 $ 14,404 Collectively evaluated for impairment $ 400,505 $ 791,786 $ 1,380,315 $ 1,327,956 $ 344,208 $ 450,342 $ 4,695,112 Loans acquired and accounted for under ASC 310-30 $ 98,702 $ 12,927 $ 35,980 $ 4,240 $ 4,613 $ 20,688 $ 177,150 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2017: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance July 1, 2017 $ 2,413 $ 3,655 $ 15,442 $ 1,711 $ 4,365 $ 8,947 $ 36,533 Provision (benefit) charged to expense 285 190 643 298 562 972 2,950 Losses charged off (74) (10) (357) — (1,090) (3,151) (4,682) Recoveries 46 89 74 129 66 1,038 1,442 Balance September 30, 2017 $ 2,670 $ 3,924 $ 15,802 $ 2,138 $ 3,903 $ 7,806 $ 36,243 Balance January 1, 2017 $ 2,322 $ 5,486 $ 15,938 $ 2,284 $ 3,015 $ 8,355 $ 37,400 Provision (benefit) charged to expense 407 (1,708) 1,413 74 1,786 5,178 7,150 Losses charged off (150) (12) (1,649) (386) (1,365) (9,120) (12,682) Recoveries 91 158 100 166 467 3,393 4,375 Balance September 30, 2017 $ 2,670 $ 3,924 $ 15,802 $ 2,138 $ 3,903 $ 7,806 $ 36,243 The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2017: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Individually evaluated for impairment $ 513 $ — $ 599 $ — $ 2,140 $ 699 $ 3,951 Collectively evaluated for impairment $ 1,564 $ 2,813 $ 17,843 $ 1,690 $ 1,369 $ 6,802 $ 32,081 Loans acquired and accounted for under ASC 310-30 $ 31 $ 26 $ 197 $ 77 $ 72 $ 57 $ 460 Loans Individually evaluated for impairment $ 6,950 $ 2,907 $ 8,315 $ 15 $ 3,018 $ 4,129 $ 25,334 Collectively evaluated for impairment $ 341,888 $ 742,738 $ 1,227,014 $ 1,112,308 $ 372,192 $ 531,820 $ 4,327,960 Loans acquired and accounted for under ASC 310-30 $ 120,295 $ 14,877 $ 39,210 $ 3,806 $ 5,275 $ 26,206 $ 209,669 The portfolio segments used in the preceding three tables correspond to the loan classes used in all other tables in Note 6 as follows: · · · · · · A loan is considered impaired, in accordance with the impairment accounting guidance (FASB ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include not only nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. Impaired loans (excluding FDIC-assisted loans, net of discount), are summarized as follows: September 30, 2018 Unpaid Recorded Principal Specific Balance Balance Allowance One- to four-family residential construction $ — $ — $ — Subdivision construction 241 241 107 Land development 14 18 — Commercial construction — — — Owner occupied one- to four- family residential 3,663 3,995 343 Non-owner occupied one- to four- family residential 2,398 2,677 321 Commercial real estate 3,556 3,714 635 Other residential — — — Commercial business 2,008 2,383 324 Industrial revenue bonds — — — Consumer auto 1,843 2,046 331 Consumer other 566 751 85 Home equity lines of credit 115 133 17 Total $ 14,404 $ 15,958 $ 2,163 Three Months Ended Nine Months Ended September 30, 2018 September 30, 2018 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ — $ — $ — $ — Subdivision construction 299 3 336 11 Land development 15 1 15 1 Commercial construction — — — — Owner occupied one- to four-family residential 3,401 53 3,322 142 Non-owner occupied one- to four-family residential 2,583 38 3,082 130 Commercial real estate 6,689 55 7,115 278 Other residential 675 — 1,368 20 Commercial business 2,581 40 3,277 329 Industrial revenue bonds — — — — Consumer auto 1,865 37 2,120 118 Consumer other 671 11 806 48 Home equity lines of credit 405 — 500 28 Total $ 19,184 $ 238 $ 21,941 $ 1,105 At or for the Year Ended December 31, 2017 Average Unpaid Investment Interest Recorded Principal Specific in Impaired Income Balance Balance Allowance Loans Recognized (In Thousands) One- to four-family residential construction $ — $ — $ — $ 193 $ — Subdivision construction 349 367 114 584 22 Land development 15 18 — 1,793 24 Commercial construction — — — — — Owner occupied one- to four- family residential 3,405 3,723 331 3,405 166 Non-owner occupied one- to four- family residential 3,196 3,465 68 2,419 165 Commercial real estate 8,315 8,490 599 9,075 567 Other residential 2,907 2,907 — 3,553 147 Commercial business 3,018 4,222 2,140 5,384 173 Industrial revenue bonds — — — — — Consumer auto 2,713 2,898 484 2,383 222 Consumer other 825 917 124 906 69 Home equity lines of credit 591 648 91 498 33 Total $ 25,334 $ 27,655 $ 3,951 $ 30,193 $ 1,588 September 30, 2017 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $ — $ — $ — Subdivision construction 434 450 116 Land development 315 319 — Commercial construction — — — Owner occupied one- to four-family residential 3,441 3,740 351 Non-owner occupied one- to four-family residential 3,293 3,560 104 Commercial real estate 9,358 9,581 599 Other residential 3,390 3,390 — Commercial business 3,141 4,311 2,396 Industrial revenue bonds — — — Consumer auto 2,740 2,936 491 Consumer other 1,042 1,148 156 Home equity lines of credit 647 725 100 Total $ 27,801 $ 30,160 $ 4,313 Three Months Ended Nine Months Ended September 30, 2017 September 30, 2017 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ — $ — $ 258 $ — Subdivision construction 444 9 652 21 Land development 424 12 2,319 33 Commercial construction — — — — Owner occupied one- to four-family residential 3,440 44 3,384 124 Non-owner occupied one- to four-family residential 2,550 80 2,183 128 Commercial real estate 6,819 266 9,068 425 Other residential 3,457 27 3,660 102 Commercial business 5,580 35 6,148 161 Industrial revenue bonds — — — — Consumer auto 2,548 79 2,323 156 Consumer other 1,005 26 886 65 Home equity lines of credit 633 14 456 32 Total $ 26,900 $ 592 $ 31,337 $ 1,247 At September 30, 2018, $8.7 million of impaired loans had specific valuation allowances totaling $2.2 million. At December 31, 2017, $12.7 million of impaired loans had specific valuation allowances totaling $4.0 million. Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flow or collateral adequacy approach. The following tables present newly restructured loans during the three and nine months ended September 30, 2018 and 2017, respectively, by type of modification: Three Months Ended September 30, 2018 Total Interest Only Term Combination Modification (In Thousands) Consumer $ — $ 67 $ — $ 67 Three Months Ended September 30, 2017 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: Commercial $ — $ — $ 5,759 $ 5,759 Consumer — 194 — 194 $ — $ 194 $ 5,759 $ 5,953 Nine Months Ended September 30, 2018 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One- to four-family residential $ 1,348 $ — $ — $ 1,348 Consumer — 506 — 506 $ 1,348 $ 506 $ — $ 1,854 Nine Months Ended September 30, 2017 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: Commercial $ — $ — $ 5,759 $ 5,759 Commercial business — — 274 274 Consumer — 199 — 199 $ — $ 199 $ 6,033 $ 6,232 At September 30, 2018, the Company had $7.0 million of loans that were modified in troubled debt restructurings and impaired, as follows: $256,000 of construction and land development loans, $4.1 million of one- to four-family and other residential mortgage loans, $1.3 million of commercial real estate loans, $568,000 of commercial business loans and $856,000 of consumer loans. Of the total troubled debt restructurings at September 30, 2018, $4.8 million were accruing interest and $2.3 million were classified as substandard using the Company’s internal grading system, which is described below. The Company had no troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the nine months ended September 30, 2018. When loans modified as troubled debt restructurings have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible. At December 31, 2017, the Company had $15.0 million of loans that were modified in troubled debt restructurings and impaired, as follows: $266,000 of construction and land development loans, $6.2 million of one- to four-family and other residential mortgage loans, $7.1 million of commercial real estate loans, $867,000 of commercial business loans and $617,000 of consumer loans. Of the total troubled debt restructurings at December 31, 2017, $12.3 million were accruing interest and $8.8 million were classified as substandard using the Company’s internal grading system. The reduction in troubled debt restructurings during the three and nine months ended September 30, 2018 was primarily due to the removal of performing loans that were part of two customer relationships totaling $5.7 million due to return to market interest rates, cash flow improvement and amortization and payment performance. During the three and nine months ended September 30, 2018, $46,000 and $85,000 of loans, respectively, all of which consisted of one- to four-family residential loans, designated as troubled debt restructurings met the criteria for placement back on accrual status. The criteria is generally a minimum of six months of consistent and timely payment performance under original or modified terms. During the three months ended September 30, 2017, loans designated as troubled debt restructurings totaling $327,000 met the criteria for placement back on accrual status. The $327,000 consisted of $285,000 of commercial real estate loans and $42,000 of consumer loans. During the nine months ended September 30, 2017, loans designated as troubled debt restructurings totaling $672,000 met the criteria for placement back on accrual status. The $672,000 consisted of $345,000 of one- to four- family residential loans, $285,000 of commercial real estate loans and $42,000 of consumer loans. The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-assisted acquired loans are also evaluated using this internal grading system and are accounted for in pools. Minimal adverse classification in these acquired loan pools was identified as of September 30, 2018 and December 31, 2017, respectively. See Note 7 for further discussion of the acquired loan pools and the termination of the loss sharing agreements. The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, average life of the loans, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of the Company’s allowance for loan losses. In early 2018, we expanded our loan risk rating system to allow for further segregation of satisfactory credits. No significant changes were made to the allowance for loan loss methodology during the past year. The loan grading system is presented by loan class below: September 30, 2018 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $ 25,056 $ 421 $ — $ — $ — $ 25,477 Subdivision construction 14,087 1,967 — — — 16,054 Land development 39,902 4,600 — — — 44,502 Commercial construction 1,283,468 — — — — 1,283,468 Owner occupied one- to four- family residential 253,695 62 — 2,237 — 255,994 Non-owner occupied one- to four- family residential 106,619 1,092 — 1,571 — 109,282 Commercial real estate 1,370,246 11,330 — 2,295 — 1,383,871 Other residential 791,285 501 — — — 791,786 Commercial business 325,260 5,187 — 1,590 — 332,037 Industrial revenue bonds 14,179 — — — — 14,179 Consumer auto 276,220 155 — 1,509 — 277,884 Consumer other 57,337 162 — 422 — 57,921 Home equity lines of credit 116,804 152 — 105 — 117,061 Loans acquired and accounted for under ASC 310-30, net of discounts 177,130 — — 20 — 177,150 Total $ 4,851,288 $ 25,629 $ — $ 9,749 $ — $ 4,886,666 December 31, 2017 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $ 20,275 $ 518 $ — $ — $ — $ 20,793 Subdivision construction 15,602 2,362 — 98 — 18,062 Land development 39,171 4,800 — — — 43,971 Commercial construction 1,068,352 — — — — 1,068,352 Owner occupied one- to-four- family residential 188,706 — — 1,809 — 190,515 Non-owner occupied one- to- four-family residential 117,103 389 — 1,976 — 119,468 Commercial real estate 1,218,431 9,909 — 6,989 — 1,235,329 Other residential 742,237 1,532 — 1,876 — 745,645 Commercial business 344,479 6,306 — 2,066 500 353,351 Industrial revenue bonds 21,859 — — — — 21,859 Consumer auto 354,588 — — 2,554 — 357,142 Consumer other 62,682 — — 686 — 63,368 Home equity lines of credit 114,860 — — 579 — 115,439 Loans acquired and accounted for under ASC 310-30, net of discounts 209,657 — — 12 — 209,669 Total $ 4,518,002 $ 25,816 $ — $ 18,645 $ 500 $ 4,562,963

NOTE 7_ ACQUIRED LOANS, LOSS SH

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS	3 Months Ended
	Sep. 30, 2018
Notes
NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS	NOTE 7: FDIC-ACQUIRED LOANS On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas. The loans, commitments and foreclosed assets purchased in the TeamBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five-year period ended March 31, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa. The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five year period ended September 30, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri. The loans and foreclosed assets purchased in the Sun Security Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota. The loans and foreclosed assets purchased in the InterBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective June 9, 2017, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded at the time of acquisition in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three months ended September 30, 2018 and 2017 was $38,000 and $64,000, respectively. The amount amortized to yield during the nine months ended September 30, 2018 and 2017 was $138,000 and $210,000, respectively. On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank, a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa. This transaction did not include a loss sharing agreement. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three months ended September 30, 2018 and 2017 was $0 and $47,000, respectively. The amount amortized to yield during the nine months ended September 30, 2018 and 2017 was $11,000 and $189,000, respectively. Loss Sharing Agreements . On June 9, 2017, Great Southern Bank executed an agreement with the FDIC to terminate the loss sharing agreements for InterBank, effective immediately. Pursuant to the termination agreement, the FDIC paid $15.0 million to the Bank to settle all outstanding items related to the terminated loss sharing agreements. The Company recorded a pre-tax gain on the termination of $7.7 million. As a result of entering into the termination agreement, assets that were covered by the terminated loss sharing arrangements were reclassified as non-covered assets effective June 9, 2017. All rights and obligations of the Bank and the FDIC under the terminated loss sharing agreements, including the settlement of all existing loss sharing and expense reimbursement claims, have been resolved and terminated. The termination of the loss sharing agreements for the TeamBank, Vantus Bank, Sun Security Bank and InterBank transactions has no impact on the yields for the loans that were previously covered under these agreements. All post-termination recoveries, gains, losses and expenses related to these previously covered assets are recognized entirely by Great Southern Bank since the FDIC no longer shares in such gains or losses. Accordingly, the Company’s earnings are positively impacted to the extent the Company recognizes gains on any sales or recoveries in excess of the carrying value of such assets. Similarly, the Company’s future earnings will be negatively impacted to the extent the Company recognizes expenses, losses or charge-offs related to such assets. Fair Value and Expected Cash Flows The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. The Company continues to evaluate the fair value of the loans including cash flows expected to be collected. Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses. During the three and nine months ended September 30, 2018, improvements in expected cash flows related to the acquired loan portfolios resulted in adjustments of $1.5 million and $4.0 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and nine months ended September 30, 2017, similar such adjustments totaling $472,000 and $627,000, respectively, were made to the accretable yield. The increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements, when applicable, until they were terminated or expired. Because these adjustments to accretable yield will be recognized generally over the remaining lives of the loan pools, they will impact future periods as well. As of September 30, 2018, the remaining accretable yield adjustment that will affect interest income is $2.9 million. Of the remaining adjustments affecting interest income, we expect to recognize $1.0 million of interest income during the remainder of 2018. Additional adjustments to accretable yield may be recorded in future periods from the FDIC-assisted transactions, as the Company continues to estimate expected cash flows from the acquired loan pools. The impact of adjustments on the Company’s financial results is shown below: Three Months Ended Three Months Ended September 30, 2018 September 30, 2017 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $ 1,424 14 bps $ 975 9 bps Non-interest income — — Net impact to pre-tax income $ 1,424 $ 975 Net impact net of taxes $ 1,106 $ 621 Impact to diluted earnings per share $ 0.08 $ 0.04 Nine Months Ended Nine Months Ended September 30, 2018 September 30, 2017 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $ 3,652 12 bps $ 4,237 14 bps Non-interest income — (634) Net impact to pre-tax income $ 3,652 $ 3,603 Net impact net of taxes $ 2,836 $ 2,295 Impact to diluted earnings per share $ 0.20 $ 0.16 TeamBank Loans and Foreclosed Assets. September 30, 2018 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 11,658 $ 15 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (445) — Original estimated fair value of assets, net of activity since acquisition date (11,094) (15) Expected loss remaining $ 119 $ — December 31, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 13,668 $ 35 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (589) — Original estimated fair value of assets, net of activity since acquisition date (12,948) (35) Expected loss remaining $ 131 $ — Vantus Bank Loans and Foreclosed Assets. September 30, 2018 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 15,698 $ — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (74) — Original estimated fair value of assets, net of activity since acquisition date (15,395) — Expected loss remaining $ 229 $ — December 31, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 18,965 $ 15 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (131) — Original estimated fair value of assets, net of activity since acquisition date (18,605) (15) Expected loss remaining $ 229 $ — Sun Security Bank Loans and Foreclosed Assets. September 30, 2018 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 22,219 $ 305 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (371) — Original estimated fair value of assets, net of activity since acquisition date (21,099) (214) Expected loss remaining $ 749 $ 91 December 31, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 26,787 $ 306 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (494) — Original estimated fair value of assets, net of activity since acquisition date (25,348) (299) Expected loss remaining $ 945 $ 7 InterBank Loans and Foreclosed Assets. September 30, 2018 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 90,512 $ 146 Non-credit premium/(discount), net of activity since acquisition date 136 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,785) — Original estimated fair value of assets, net of activity since acquisition date (78,642) (130) Expected loss remaining $ 10,221 $ 16 December 31, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 112,399 $ 2,012 Non-credit premium/(discount), net of activity since acquisition date 274 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (972) — Original estimated fair value of assets, net of activity since acquisition date (98,321) (1,785) Expected loss remaining $ 13,380 $ 227 Valley Bank Loans and Foreclosed Assets. September 30, 2018 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $ 55,350 $ 1,488 Non-credit premium/(discount), net of activity since acquisition date — — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (229) — Original estimated fair value of assets, net of activity since acquisition date (50,915) (1,488) Expected loss remaining $ 4,206 $ — December 31, 2017 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $ 59,997 $ 1,673 Non-credit premium/(discount), net of activity since acquisition date 11 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (411) — Original estimated fair value of assets, net of activity since acquisition date (54,442) (1,667) Expected loss remaining $ 5,155 $ 6 Changes in the accretable yield for acquired loan pools were as follows for the three and nine months ended September 30, 2018 and 2017: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, July 1, 2017 $ 2,303 $ 2,180 $ 3,686 $ 5,414 $ 3,313 Accretion (352) (310) (561) (1,688) (1,378) Change in expected accretable yield (1) 287 211 (270) 625 889 Balance, September 30, 2017 $ 2,238 $ 2,081 $ 2,855 $ 4,351 $ 2,824 Balance, July 1, 2018 $ 1,742 $ 1,652 $ 2,055 $ 5,910 $ 2,974 Accretion (294) (279) (399) (2,293) (901) Change in expected accretable yield (1) 103 234 500 2,054 578 Balance, September 30, 2018 $ 1,551 $ 1,607 $ 2,156 $ 5,671 $ 2,651 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended September 30, 2018, totaling $103,000, $234,000, $485,000, $604,000 and $578,000, respectively, and for the three months ended September 30, 2017, totaling $268,000, $204,000, $(270,000), $625,000 and $444,000, respectively. Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, January 1, 2017 $ 2,477 $ 2,547 $ 4,277 $ 8,512 $ 4,797 Accretion (1,319) (1,048) (1,757) (5,850) (4,772) Change in expected accretable yield (1) 1,080 582 335 1,689 2,799 Balance, September 30, 2017 $ 2,238 $ 2,081 $ 2,855 $ 4,351 $ 2,824 Balance, January 1, 2018 $ 2,071 $ 1,850 $ 2,901 $ 5,074 $ 2,695 Accretion (736) (897) (1,253) (5,943) (3,098) Change in expected accretable yield (1) 216 654 508 6,540 3,054 Balance, September 30, 2018 $ 1,551 $ 1,607 $ 2,156 $ 5,671 $ 2,651 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the nine months ended September 30, 2018, totaling $201,000, $654,000, $318,000, $3.6 million and $2.3 million, respectively, and for the nine months ended September 30, 2017, totaling $1.1 million, $569,000, $335,000, $1.7 million and $2.2 million, respectively.

Note 8_ Other Real Estate Owned

Note 8: Other Real Estate Owned	3 Months Ended
	Sep. 30, 2018
Notes
Note 8: Other Real Estate Owned	NOTE 8: OTHER REAL ESTATE OWNED AND REPOSSESSIONS Major classifications of other real estate owned were as follows: September 30, December 31, 2018 2017 (In Thousands) Foreclosed assets held for sale and repossessions One- to four-family construction $ — $ — Subdivision construction 2,264 5,413 Land development 4,495 7,229 Commercial construction — — One- to four-family residential 657 112 Other residential — 140 Commercial real estate 1,002 1,694 Commercial business — — Consumer 1,020 1,987 9,438 16,575 Foreclosed assets acquired through FDIC-assisted transactions, net of discounts 1,847 3,799 Foreclosed assets held for sale and repossessions, net 11,285 20,374 Other real estate owned not acquired through foreclosure 1,559 1,628 Other real estate owned and repossessions $ 12,844 $ 22,002 At September 30, 2018, other real estate owned not acquired through foreclosure included nine properties, eight of which were branch locations that were closed and are held for sale, and one of which is land acquired for a potential branch location. At December 31, 2017, other real estate owned not acquired through foreclosure included ten properties, nine of which were branch locations that were closed and are held for sale, and one of which is land acquired for a potential branch location. At September 30, 2018, residential mortgage loans totaling $1.3 million were in the process of foreclosure, $1.1 million of which were acquired loans. Expenses applicable to other real estate owned included the following: Three Months Ended September 30, 2018 2017 (In Thousands) Net gain on sales of other real estate and repossessions $ (549) $ (311) Valuation write-downs 178 462 Operating expenses, net of rental income 869 1,192 $ 498 $ 1,343 Nine Months Ended September 30, 2018 2017 (In Thousands) Net gain on sales of other real estate and repossessions $ (1,998) $ (1,098) Valuation write-downs 3,551 522 Operating expenses, net of rental income 2,823 3,171 $ 4,376 $ 2,595

Note 9_ Deposits

Note 9: Deposits	3 Months Ended
	Sep. 30, 2018
Notes
Note 9: Deposits	NOTE 9: DEPOSITS September 30, December 31, 2018 2017 (In Thousands) Time Deposits: 0.00% - 0.99% $ 163,501 $ 254,502 1.00% - 1.99% 611,935 1,006,373 2.00% - 2.99% 647,247 106,888 3.00% - 3.99% 8,563 701 4.00% - 4.99% 1,129 1,108 5.00% and above 273 272 Total time deposits (1.77% - 1.24%) 1,432,648 1,369,844 Non-interest-bearing demand deposits 659,864 661,589 Interest-bearing demand and savings deposits (0.43% - 0.32%) 1,503,153 1,565,711 Total Deposits $ 3,595,665 $ 3,597,144

Note 10_ Advances From Federal

Note 10: Advances From Federal Home Loan Bank	3 Months Ended
	Sep. 30, 2018
Notes
Note 10: Advances From Federal Home Loan Bank	NOTE 10: ADVANCES FROM FEDERAL HOME LOAN BANK Advances from the Federal Home Loan Bank of Des Moines (FHLBank advances) at September 30, 2018 and December 31, 2017 consisted of the following: September 30, 2018 December 31, 2017 Weighted Weighted Average Average Interest Interest Due In Amount Rate Amount Rate (In Thousands) (In Thousands) 2018 $ 240,000 2.18% $ 127,500 1.53%

Note 11_ Securities Sold Under

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings	3 Months Ended
	Sep. 30, 2018
Notes
Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings	NOTE 11: SECURITIES SOLD UNDER REVERSE REPURCHASE AGREEMENTS AND SHORT-TERM BORROWINGS September 30, 2018 December 31, 2017 (In Thousands) Notes payable – Community Development Equity Funds $ 1,360 $ 1,604 Overnight borrowings from the Federal Home Loan Bank — 15,000 Securities sold under reverse repurchase agreements 112,184 80,531 $ 113,544 $ 97,135 The Bank enters into sales of securities under agreements to repurchase (reverse repurchase agreements). Reverse repurchase agreements are treated as financings, and the obligations to repurchase securities sold are reflected as a liability in the statements of financial condition. The dollar amount of securities underlying the agreements remains in the asset accounts. Securities underlying the agreements are held by the Bank during the agreement period. All agreements are written on a term of one-month or less. The following table represents the Company’s securities sold under reverse repurchase agreements, by collateral type and remaining contractual maturity. September 30, 2018 December 31, 2017 Overnight and Overnight and Continuous Continuous (In Thousands) Mortgage-backed securities – GNMA, FNMA, FHLMC $ 112,184 $ 80,531

Note 12_ Subordinated Notes

Note 12: Subordinated Notes	3 Months Ended
	Sep. 30, 2018
Notes
Note 12: Subordinated Notes	NOTE 12: SUBORDINATED NOTES On August 8, 2016, the Company completed the public offering and sale of $75.0 million of its subordinated notes. The notes are due August 15, 2026, and have a fixed interest rate of 5.25% until August 15, 2021, at which time the rate becomes floating at a rate equal to three-month LIBOR plus 4.087%. The Company may call the notes at par beginning on August 15, 2021, and on any scheduled interest payment date thereafter. The notes were sold at par, resulting in net proceeds, after underwriting discounts and commissions, legal, accounting and other professional fees, of approximately $73.5 million. Total debt issuance costs, totaling approximately $1.5 million, were deferred and are being amortized over the expected life of the notes, which is 10 years. Amortization of the debt issuance costs during the three months ended September 30, 2018 and 2017, totaled $38,000 and $38,000, respectively, and is included in interest expense on subordinated notes in the consolidated statements of income, resulting in an imputed interest rate of 5.47%. Amortization of the debt issuance costs during the nine months ended September 30, 2018 and 2017, totaled $116,000 and $114,000, respectively. At September 30, 2018 and December 31, 2017, subordinated notes are summarized as follows: September 30, 2018 December 31, 2017 (In Thousands) Subordinated notes $ 75,000 $ 75,000 Less: unamortized debt issuance costs 1,196 1,312 $ 73,804 $ 73,688

Note 13_ Income Taxes

Note 13: Income Taxes	3 Months Ended
	Sep. 30, 2018
Notes
Note 13: Income Taxes	NOTE 13: INCOME TAXES Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows: Three Months Ended September 30, 2018 2017 Tax at statutory rate 21.0% 35.0% Nontaxable interest and dividends (0.5) (1.6) Tax credits (2.2) (7.8) State taxes 1.2 1.1 Other — 0.2 19.5% 26.9% Nine Months Ended September 30, 2018 2017 Tax at statutory rate 21.0% 35.0% Nontaxable interest and dividends (0.7) (1.5) Tax credits (3.2) (5.9) State taxes 1.2 1.3 Other (0.1) (0.6) 18.2% 28.3% H.R. 1, originally known as the Tax Cuts and Jobs Act ("Tax Act"), was signed into law on December 22, 2017, making several changes to U. S. corporate income tax laws, including reducing the corporate Federal income tax rate from 35% to 21% effective January 1, 2018. U. S. GAAP requires that the impact of the provisions of the Tax Act be accounted for in the period of enactment and the Company recognized the income tax effects of the Tax Act in its 2017 financial statements. The Tax Act is complex and requires significant detailed analysis which could lead to identification of additional adjustments related to enactment of the Tax Act. The Company's 2017 income tax returns were completed in 2018. At this time no additional adjustments were identified. We do not currently expect future significant adjustments will be necessary, but any further adjustments identified will be recognized in accordance with guidance contained in Staff Accounting Bulletin No. 118 from the U. S. Securities and Exchange Commission. The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) and, as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships which have been under Internal Revenue Service examination for 2006 and 2007. As a result, the Company's 2006 and subsequent tax years remain open for examination. The examinations of these partnerships advanced during 2016 and 2017. One of the partnerships has advanced to Tax Court and has entered a Motion for Entry of Decision with an agreed upon settlement. The other partnership examination was recently completed by the IRS with no change impacting the Company's tax positions. The Company does not currently expect significant adjustments to its financial statements from the partnership matter at the Tax Court. The Company was previously under State of Missouri income and franchise tax examinations for its 2014 and 2015 tax years. The Company disagreed with the proposed results of these examinations. As a result, the Company has filed a protest with the state outlining its tax position and support under Missouri law. The Company does not currently expect significant adjustments to its financial statements from this examination. During 2017, the Company settled an appeal with the Kansas Department of Revenue. The settlement did not result in any significant adjustments to the Company's financial statements.

Note 14_ Disclosures About Fair

Note 14: Disclosures About Fair Value of Financial Instruments	3 Months Ended
	Sep. 30, 2018
Notes
Note 14: Disclosures About Fair Value of Financial Instruments	NOTE 14: DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS ASC Topic 820, Fair Value Measurements · · · Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. From December 31, 2017 to September 30, 2018, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy. Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fell at September 30, 2018 and December 31, 2017: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2018 Mortgage-backed securities $ 121,525 $ — $ 121,525 $ — Collateralized mortgage obligations 17,384 — 17,384 — States and political subdivisions 52,342 — 52,342 — Interest rate derivative asset 1,453 — 1,453 — Interest rate derivative liability (1,448) — (1,448) — December 31, 2017 Mortgage-backed securities $ 122,533 $ — $ 122,533 $ — States and political subdivisions 56,646 — 56,646 — Interest rate derivative asset 981 — 981 — Interest rate derivative liability (1,030) — (1,030) — The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at September 30, 2018 and December 31, 2017, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the nine-month period ended September 30, 2018. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available-for-Sale Securities. Interest Rate Derivatives. Nonrecurring Measurements The following tables present the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2018 and December 31, 2017: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2018 Impaired loans $ 2,996 $ — $ — $ 2,996 Foreclosed assets held for sale $ 3,014 $ — $ — $ 3,014 December 31, 2017 Impaired loans $ 1,590 $ — $ — $ 1,590 Foreclosed assets held for sale $ 1,758 $ — $ — $ 1,758 The following is a description of valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying statements of financial condition, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Loans Held for Sale. Impaired Loans. Receivables The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan. Loans for which such charge-offs or reserves were recorded during the nine months ended September 30, 2018 or the year ended December 31, 2017, are shown in the table above (net of reserves). Foreclosed Assets Held for Sale. Fair Value of Financial Instruments The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value. Cash and Cash Equivalents and Federal Home Loan Bank Stock. Loans and Interest Receivable. Deposits and Accrued Interest Payable. Federal Home Loan Bank Advances. Short-Term Borrowings. Subordinated Debentures Issued to Capital Trusts. Subordinated Notes. Commitments to Originate Loans, Letters of Credit and Lines of Credit. The following table presents estimated fair values of the Company’s financial instruments not recorded at fair value on the statements of financial condition. The fair values of certain of these instruments were calculated by discounting expected cash flows, which method involves significant judgments by management and uncertainties. Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate. September 30, 2018 December 31, 2017 Carrying Fair Hierarchy Carrying Fair Hierarchy Amount Value Level Amount Value Level (In Thousands) Financial assets Cash and cash equivalents $ 208,821 $ 208,821 1 $ 242,253 $ 242,253 1 Held-to-maturity securities — — 2 130 131 2 Mortgage loans held for sale 3,474 3,474 2 8,203 8,203 2 Loans, net of allowance for loan losses 3,942,766 3,905,137 3 3,726,302 3,735,216 3 Accrued interest receivable 13,008 13,008 3 12,338 12,338 3 Investment in FHLBank stock 14,918 14,918 3 11,182 11,182 3 Financial liabilities Deposits 3,595,665 3,585,641 3 3,597,144 3,606,400 3 FHLBank advances 240,000 240,000 3 127,500 127,500 3 Short-term borrowings 113,544 113,544 3 97,135 97,135 3 Subordinated debentures 25,774 25,774 3 25,774 25,774 3 Subordinated notes 73,804 75,469 2 73,688 76,500 2 Accrued interest payable 3,013 3,013 3 2,904 2,904 3 Unrecognized financial instruments (net of contractual value) Commitments to originate loans — — 3 — — 3 Letters of credit 155 155 3 85 85 3 Lines of credit — — 3 — — 3

Note 15_ Derivatives and Hedgin

Note 15: Derivatives and Hedging Activities	3 Months Ended
	Sep. 30, 2018
Notes
Note 15: Derivatives and Hedging Activities	NOTE 15: DERIVATIVES AND HEDGING ACTIVITIES Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities. In the normal course of business, the Company may use derivative financial instruments (primarily interest rate swaps) from time to time to assist in its interest rate risk management. The Company has interest rate derivatives that result from a service provided to certain qualifying loan customers that are not used to manage interest rate risk in the Company’s assets or liabilities and are not designated in a qualifying hedging relationship. The Company manages a matched book with respect to its derivative instruments in order to minimize its net risk exposure resulting from such transactions. In addition, the Company has interest rate derivatives that are designated in a qualified hedging relationship. Nondesignated Hedges The Company has interest rate swaps that are not designated as qualifying hedging relationships. Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain loan customers, which the Company began offering during 2011. The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. As part of the Valley Bank FDIC-assisted acquisition, the Company acquired seven loans with related interest rate swaps. Valley’s swap program differed from the Company’s in that Valley did not have back to back swaps with the customer and a counterparty. Five of the seven acquired loans with interest rate swaps have paid off. The notional amount of the two remaining Valley swaps was $796,000 at September 30, 2018. At September 30, 2018, excluding the Valley Bank swaps, the Company had 19 interest rate swaps totaling $84.4 million in notional amount with commercial customers, and 19 interest rate swaps with the same notional amount with third parties related to its program. In addition, the Company has three participation loans purchased totaling $31.4 million, in which the lead institution has an interest rate swap with their customer and the economics of the counterparty swap are passed along to us through the loan participation. As of December 31, 2017, excluding the Valley Bank swaps, the Company had 22 interest rate swaps totaling $92.7 million in notional amount with commercial customers, and 22 interest rate swaps with the same notional amount with third parties related to its program. During the three months ended September 30, 2018 and 2017, the Company recognized net gains of $5,000 and $8,000, respectively, in noninterest income related to changes in the fair value of these swaps. During the nine months ended September 30, 2018 and 2017, the Company recognized net gains of $53,000 and net losses of $5,000, respectively, in noninterest income related to changes in the fair value of these swaps. Cash Flow Hedges As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flows due to interest rate fluctuations, the Company entered into two interest rate cap agreements for a portion of its floating rate debt associated with its trust preferred securities. One agreement terminated in 2015 and one agreement terminated in 2017. The effective portion of the gain or loss on the derivative was reported as a component of other comprehensive income and reclassified into earnings in the same period or periods during which the hedged transaction affected earnings. No gains and losses related to changes in the fair value were recognized in current earnings during the three or nine months ended September 30, 2018. During the three and nine months ended September 30, 2017, the Company recognized $110,000 and $293,000, respectively, in interest expense related to the amortization of the cost of the interest rate caps. The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition: Location in Fair Value Consolidated Statements September 30, December 31, of Financial Condition 2018 2017 (In Thousands) Derivatives not designated as hedging instruments Asset Derivatives Interest rate products Prepaid expenses and other assets $ 1,453 $ 981 Total derivatives not designated as hedging instruments $ 1,453 $ 981 Liability Derivatives Interest rate products Accrued expenses and other liabilities $ 1,448 $ 1,030 Total derivatives not designated as hedging instruments $ 1,448 $ 1,030 The following table presents the effect of derivative instruments on the statements of comprehensive income for the three and nine months ended September 30, 2018 and 2017: Amount of Gain (Loss) Recognized in AOCI Three Months Ended September 30, Cash Flow Hedges 2018 2017 (In Thousands) Interest rate cap, net of income taxes $ — $ 64 Amount of Gain (Loss) Recognized in AOCI Nine Months Ended September 30, Cash Flow Hedges 2018 2017 (In Thousands) Interest rate cap, net of income taxes $ — $ 161 Agreements with Derivative Counterparties The Company has agreements with its derivative counterparties. If the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations. If the Bank fails to maintain its status as a well-capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. Similarly, the Company could be required to settle its obligations under certain of its agreements if certain regulatory events occurred, such as the issuance of a formal directive, or if the Company’s credit rating is downgraded below a specified level. As of September 30, 2018, the termination value of derivatives with our derivative dealer counterparties in a net asset position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $1.5 million. The Company has minimum collateral posting thresholds with its derivative dealer counterparties. At September 30, 2018, the Company’s activity with certain of its derivative counterparties met the level at which the minimum collateral posting thresholds take effect (collateral to be received by the Company) and the derivative counterparties had posted collateral to the Company to satisfy the agreements. As of December 31, 2017, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $336,000. At December 31, 2017, the Company’s activity with its derivative counterparties met the level at which the minimum collateral posting thresholds take effect and the Company posted $809,000 of collateral to satisfy the agreements. If the Company had breached any of these provisions at September 30, 2018 or December 31, 2017, it could have been required to settle its obligations under the agreements at the termination value.

NOTE 16_ SALE OF BRANCHES AND R

NOTE 16: SALE OF BRANCHES AND RELATED DEPOSITS	3 Months Ended
	Sep. 30, 2018
Notes
NOTE 16: SALE OF BRANCHES AND RELATED DEPOSITS	NOTE 16: SALE OF BRANCHES AND RELATED DEPOSITS On July 20, 2018, the Company closed on the sale of four banking centers and related deposits in the Omaha, Neb., metropolitan market to Lincoln, Neb.-based West Gate Bank. Pursuant to the purchase and assumption agreement, the Bank sold branch deposits of approximately $56 million and sold substantially all branch-related real estate, fixed assets and ATMs. The Company recorded a pre-tax gain (excluding transaction expenses of $165,000) of $7.4 million on the sale based on the contractual deposit premium and the sales price of the branch assets.

NOTE 17_ SUBSEQUENT EVENT - SAL

NOTE 17: SUBSEQUENT EVENT - SALE OF CERTAIN BRANCHES	3 Months Ended
	Sep. 30, 2018
Notes
NOTE 17: SUBSEQUENT EVENT - SALE OF CERTAIN BRANCHES	NOTE 17: SUBSEQUENT EVENT – INTEREST RATE SWAP In October 2018, the Company entered into an interest rate swap transaction as part of its ongoing interest rate management strategies to hedge the risk of its floating rate loans. The notional amount of the swap is $400 million with a termination date of October 6, 2025. Under the terms of the swap, the Company will receive a fixed rate of interest of 3.018% and will pay a floating rate of interest equal to one-month USD-LIBOR. The floating rate will be reset monthly and net settlements of interest due to/from the counterparty will also occur monthly. The initial floating rate of interest was set at 2.277%. Therefore, in the near term, the Company will receive net interest settlements which will be recorded as loan interest income, to the extent that the fixed rate of interest continues to exceed one-month USD-LIBOR. If USD-LIBOR exceeds the fixed rate of interest in future periods, the Company will be required to pay net settlements to the counterparty and will record those net payments as a reduction of interest income on loans.

NOTE 1_ BASIS OF PRESENTATION_

NOTE 1: BASIS OF PRESENTATION: Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies	The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company as of the dates and for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and nine months ended September 30, 2018 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2017, has been derived from the audited consolidated statement of financial condition of the Company as of that date. Certain prior period amounts have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income. Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K

NOTE 2_ NATURE OF OPERATIONS _2

NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS: Segment Reporting, Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Segment Reporting, Policy	The Company’s banking operation is its only reportable segment. The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others. The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements.

NOTE 4_ EARNINGS PER SHARE_ Ear

NOTE 4: EARNINGS PER SHARE: Earnings Per Share, Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Earnings Per Share, Policy	Options outstanding at September 30, 2018 and 2017, to purchase 170,600 and 114,300 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the three month periods because the exercise prices of such options were greater than the average market prices of the common stock for the three months ended September 30, 2018 and 2017, respectively. Options outstanding at September 30, 2018 and 2017, to purchase 260,947 and 114,300 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the nine month periods because the exercise prices of such options were greater than the average market prices of the common stock for the nine months ended September 30, 2018 and 2017, respectively.

NOTE 5_ INVESTMENT SECURITIES_

NOTE 5: INVESTMENT SECURITIES: Investment, Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Investment, Policy	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2018 and December 31, 2017, was approximately $117.5 million and $89.7 million, respectively, which is approximately 61.4% and 50.0% of the Company’s available-for-sale and held-to-maturity investment portfolio, respectively. Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these debt securities are temporary.

NOTE 6_ LOANS AND ALLOWANCE F_2

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Loan Portfolio Credit Quality Internal Grading System Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Loan Portfolio Credit Quality Internal Grading System Policy	The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-assisted acquired loans are also evaluated using this internal grading system and are accounted for in pools. Minimal adverse classification in these acquired loan pools was identified as of September 30, 2018 and December 31, 2017, respectively. See Note 7 for further discussion of the acquired loan pools and the termination of the loss sharing agreements. The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, average life of the loans, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of the Company’s allowance for loan losses. In early 2018, we expanded our loan risk rating system to allow for further segregation of satisfactory credits. No significant changes were made to the allowance for loan loss methodology during the past year.

NOTE 7_ ACQUIRED LOANS, LOSS _2

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Business Combinations Policy (Policies)	3 Months Ended
	Sep. 30, 2018
TeamBank
Business Combinations Policy	On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas. The loans, commitments and foreclosed assets purchased in the TeamBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five-year period ended March 31, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
Vantus Bank
Business Combinations Policy	On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa. The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans. The five year period ended September 30, 2014 and the ten-year period was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
Sun Security Bank
Business Combinations Policy	On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri. The loans and foreclosed assets purchased in the Sun Security Bank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective April 26, 2016, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
InterBank
Business Combinations Policy	On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota. The loans and foreclosed assets purchased in the InterBank transaction were covered by a loss sharing agreement between the FDIC and Great Southern Bank. This agreement originally was to extend for ten years for 1-4 family real estate loans and for five years for other loans but was terminated early, effective June 9, 2017, by mutual agreement of Great Southern Bank and the FDIC. See “Loss Sharing Agreements” below. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded at the time of acquisition in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three months ended September 30, 2018 and 2017 was $38,000 and $64,000, respectively. The amount amortized to yield during the nine months ended September 30, 2018 and 2017 was $138,000 and $210,000, respectively.
Valley Bank
Business Combinations Policy	On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank, a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa. This transaction did not include a loss sharing agreement. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three months ended September 30, 2018 and 2017 was $0 and $47,000, respectively. The amount amortized to yield during the nine months ended September 30, 2018 and 2017 was $11,000 and $189,000, respectively.

NOTE 7_ ACQUIRED LOANS, LOSS _3

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Loss Sharing Agreement Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Loss Sharing Agreement Policy	Loss Sharing Agreements . On June 9, 2017, Great Southern Bank executed an agreement with the FDIC to terminate the loss sharing agreements for InterBank, effective immediately. Pursuant to the termination agreement, the FDIC paid $15.0 million to the Bank to settle all outstanding items related to the terminated loss sharing agreements. The Company recorded a pre-tax gain on the termination of $7.7 million. As a result of entering into the termination agreement, assets that were covered by the terminated loss sharing arrangements were reclassified as non-covered assets effective June 9, 2017. All rights and obligations of the Bank and the FDIC under the terminated loss sharing agreements, including the settlement of all existing loss sharing and expense reimbursement claims, have been resolved and terminated. The termination of the loss sharing agreements for the TeamBank, Vantus Bank, Sun Security Bank and InterBank transactions has no impact on the yields for the loans that were previously covered under these agreements. All post-termination recoveries, gains, losses and expenses related to these previously covered assets are recognized entirely by Great Southern Bank since the FDIC no longer shares in such gains or losses. Accordingly, the Company’s earnings are positively impacted to the extent the Company recognizes gains on any sales or recoveries in excess of the carrying value of such assets. Similarly, the Company’s future earnings will be negatively impacted to the extent the Company recognizes expenses, losses or charge-offs related to such assets.

NOTE 7_ ACQUIRED LOANS, LOSS _4

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Business Acquisition Fair Value and Expected Cash Flows Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Business Acquisition Fair Value and Expected Cash Flows Policy	Fair Value and Expected Cash Flows The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. The Company continues to evaluate the fair value of the loans including cash flows expected to be collected. Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses. During the three and nine months ended September 30, 2018, improvements in expected cash flows related to the acquired loan portfolios resulted in adjustments of $1.5 million and $4.0 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and nine months ended September 30, 2017, similar such adjustments totaling $472,000 and $627,000, respectively, were made to the accretable yield. The increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements, when applicable, until they were terminated or expired. Because these adjustments to accretable yield will be recognized generally over the remaining lives of the loan pools, they will impact future periods as well. As of September 30, 2018, the remaining accretable yield adjustment that will affect interest income is $2.9 million. Of the remaining adjustments affecting interest income, we expect to recognize $1.0 million of interest income during the remainder of 2018. Additional adjustments to accretable yield may be recorded in future periods from the FDIC-assisted transactions, as the Company continues to estimate expected cash flows from the acquired loan pools.

NOTE 7_ ACQUIRED LOANS, LOSS _5

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: FDIC Indemnification Asset Policy (Policies)	3 Months Ended
	Sep. 30, 2018
TeamBank
FDIC Indemnification Asset Policy	TeamBank Loans and Foreclosed Assets.
Vantus Bank
FDIC Indemnification Asset Policy	Vantus Bank Loans and Foreclosed Assets.
Sun Security Bank
FDIC Indemnification Asset Policy	Sun Security Bank Loans and Foreclosed Assets.
InterBank
FDIC Indemnification Asset Policy	InterBank Loans and Foreclosed Assets.
Valley Bank
FDIC Indemnification Asset Policy	Valley Bank Loans and Foreclosed Assets.

Note 13_ Income Taxes_ Income T

Note 13: Income Taxes: Income Tax, Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Income Tax, Policy	H.R. 1, originally known as the Tax Cuts and Jobs Act ("Tax Act"), was signed into law on December 22, 2017, making several changes to U. S. corporate income tax laws, including reducing the corporate Federal income tax rate from 35% to 21% effective January 1, 2018. U. S. GAAP requires that the impact of the provisions of the Tax Act be accounted for in the period of enactment and the Company recognized the income tax effects of the Tax Act in its 2017 financial statements. The Tax Act is complex and requires significant detailed analysis which could lead to identification of additional adjustments related to enactment of the Tax Act. The Company's 2017 income tax returns were completed in 2018. At this time no additional adjustments were identified. We do not currently expect future significant adjustments will be necessary, but any further adjustments identified will be recognized in accordance with guidance contained in Staff Accounting Bulletin No. 118 from the U. S. Securities and Exchange Commission. The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) and, as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships which have been under Internal Revenue Service examination for 2006 and 2007. As a result, the Company's 2006 and subsequent tax years remain open for examination. The examinations of these partnerships advanced during 2016 and 2017. One of the partnerships has advanced to Tax Court and has entered a Motion for Entry of Decision with an agreed upon settlement. The other partnership examination was recently completed by the IRS with no change impacting the Company's tax positions. The Company does not currently expect significant adjustments to its financial statements from the partnership matter at the Tax Court. The Company was previously under State of Missouri income and franchise tax examinations for its 2014 and 2015 tax years. The Company disagreed with the proposed results of these examinations. As a result, the Company has filed a protest with the state outlining its tax position and support under Missouri law. The Company does not currently expect significant adjustments to its financial statements from this examination. During 2017, the Company settled an appeal with the Kansas Department of Revenue. The settlement did not result in any significant adjustments to the Company's financial statements.

Note 14_ Disclosures About Fa_2

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Fair Value Measurement, Policy	ASC Topic 820, Fair Value Measurements · · · Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. From December 31, 2017 to September 30, 2018, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy. Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fell at September 30, 2018 and December 31, 2017: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2018 Mortgage-backed securities $ 121,525 $ — $ 121,525 $ — Collateralized mortgage obligations 17,384 — 17,384 — States and political subdivisions 52,342 — 52,342 — Interest rate derivative asset 1,453 — 1,453 — Interest rate derivative liability (1,448) — (1,448) — December 31, 2017 Mortgage-backed securities $ 122,533 $ — $ 122,533 $ — States and political subdivisions 56,646 — 56,646 — Interest rate derivative asset 981 — 981 — Interest rate derivative liability (1,030) — (1,030) — The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at September 30, 2018 and December 31, 2017, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the nine-month period ended September 30, 2018. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available-for-Sale Securities. Interest Rate Derivatives. Nonrecurring Measurements The following tables present the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2018 and December 31, 2017: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2018 Impaired loans $ 2,996 $ — $ — $ 2,996 Foreclosed assets held for sale $ 3,014 $ — $ — $ 3,014 December 31, 2017 Impaired loans $ 1,590 $ — $ — $ 1,590 Foreclosed assets held for sale $ 1,758 $ — $ — $ 1,758

Note 14_ Disclosures About Fa_3

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Loans Held for Sale Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Fair Value Loans Held for Sale Policy	Loans Held for Sale.

Note 14_ Disclosures About Fa_4

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Impaired Loans Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Fair Value Impaired Loans Policy	Impaired Loans. Receivables The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan. Loans for which such charge-offs or reserves were recorded during the nine months ended September 30, 2018 or the year ended December 31, 2017, are shown in the table above (net of reserves).

Note 14_ Disclosures About Fa_5

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Foreclosed Assets Held for Sale Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Fair Value Foreclosed Assets Held for Sale Policy	Foreclosed Assets Held for Sale.

Note 14_ Disclosures About Fa_6

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Financial Instruments Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Fair Value Financial Instruments Policy	Fair Value of Financial Instruments The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value.

Note 14_ Disclosures About Fa_7

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Cash and Cash Equivalents and Federal home Loan Bank Stock Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Fair Value Cash and Cash Equivalents and Federal home Loan Bank Stock Policy	Cash and Cash Equivalents and Federal Home Loan Bank Stock.

Note 14_ Disclosures About Fa_8

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Loans and Interest Receivable Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Fair Value Loans and Interest Receivable Policy	Loans and Interest Receivable.

Note 14_ Disclosures About Fa_9

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Deposits and Accrued Interest Payable Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Fair Value Deposits and Accrued Interest Payable Policy	Deposits and Accrued Interest Payable.

Note 14_ Disclosures About F_10

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Federal Home Loan Bank Advance Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Fair Value Federal Home Loan Bank Advance Policy	Federal Home Loan Bank Advances.

Note 14_ Disclosures About F_11

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Short Term Borrowings Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Fair Value Short Term Borrowings Policy	Short-Term Borrowings.

Note 14_ Disclosures About F_12

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Subordinated Debentures Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Fair Value Subordinated Debentures Policy	Subordinated Debentures Issued to Capital Trusts.

Note 14_ Disclosures About F_13

Note 14: Disclosures About Fair Value of Financial Instruments: Subordinated Notes Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Subordinated Notes Policy	Subordinated Notes.

Note 14_ Disclosures About F_14

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Commitments to Originate Loans, Letters of Credit and Lines of Credit Policy (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Fair Value Commitments to Originate Loans, Letters of Credit and Lines of Credit Policy	Commitments to Originate Loans, Letters of Credit and Lines of Credit.

NOTE 16_ SALE OF BRANCHES AND_2

NOTE 16: SALE OF BRANCHES AND RELATED DEPOSITS: Sale of Banking Centers (Policies)	3 Months Ended
	Sep. 30, 2018
Policies
Sale of Banking Centers	On July 20, 2018, the Company closed on the sale of four banking centers and related deposits in the Omaha, Neb., metropolitan market to Lincoln, Neb.-based West Gate Bank. Pursuant to the purchase and assumption agreement, the Bank sold branch deposits of approximately $56 million and sold substantially all branch-related real estate, fixed assets and ATMs. The Company recorded a pre-tax gain (excluding transaction expenses of $165,000) of $7.4 million on the sale based on the contractual deposit premium and the sales price of the branch assets.

NOTE 4_ EARNINGS PER SHARE_ Sch

NOTE 4: EARNINGS PER SHARE: Schedule of Earnings Per Share, Basic and Diluted (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Earnings Per Share, Basic and Diluted	Three Months Ended September 30, 2018 2017 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 14,146 14,038 Net income $ 22,516 $ 11,663 Per share amount $ 1.59 $ 0.83 Diluted: Average shares outstanding 14,146 14,038 Net effect of dilutive stock options – based on the treasury stock method using average market price 153 186 Diluted shares 14,299 14,224 Net income $ 22,516 $ 11,663 Per share amount $ 1.57 $ 0.82 Nine Months Ended September 30, 2018 2017 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 14,124 14,007 Net income $ 49,821 $ 39,358 Per share amount $ 3.53 $ 2.81 Diluted: Average shares outstanding 14,124 14,007 Net effect of dilutive stock options – based on the treasury stock method using average market price 136 186 Diluted shares 14,260 14,193 Net income $ 49,821 $ 39,358 Per share amount $ 3.49 $ 2.77

NOTE 5_ INVESTMENT SECURITIES_2

NOTE 5: INVESTMENT SECURITIES: Investment Securities (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Investment Securities	September 30, 2018 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: Mortgage-backed securities $ 124,777 $ 639 $ 3,891 $ 121,525 2.44% Collateralized mortgage obligations 17,481 — 97 17,384 3.03 States and political subdivisions 51,047 1,314 19 52,342 4.81 $ 193,305 $ 1,953 $ 4,007 $ 191,251 3.12% December 31, 2017 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: Mortgage-backed securities $ 123,300 $ 871 $ 1,638 $ 122,533 2.19% States and political subdivisions 53,930 2,716 — 56,646 4.72 $ 177,230 $ 3,587 $ 1,638 $ 179,179 2.96% HELD-TO-MATURITY SECURITIES: States and political subdivisions $ 130 $ 1 $ — $ 131 6.14%

NOTE 5_ INVESTMENT SECURITIES_3

NOTE 5: INVESTMENT SECURITIES: Investments Classified by Contractual Maturity Date (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Investments Classified by Contractual Maturity Date	The amortized cost and fair value of available-for-sale securities at September 30, 2018, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ — $ — After one through five years 841 905 After five through ten years 9,556 9,687 After ten years 40,650 41,750 Securities not due on a single maturity date 142,258 138,909 $ 193,305 $ 191,251

NOTE 5_ INVESTMENT SECURITIES_4

NOTE 5: INVESTMENT SECURITIES: Unrealized Gain (Loss) on Investments (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Unrealized Gain (Loss) on Investments	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2018 and December 31, 2017: September 30, 2018 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $ 24,226 $ (557) $ 72,518 $ (3,334) $ 96,744 $ (3,891) Collateralized mortgage obligations 17,384 (97) — — 17,384 (97) State and political subdivisions 3,341 (19) — — 3,341 (19) $ 44,951 $ (673) $ 72,518 $ (3,334) $ 117,469 $ (4,007) December 31, 2017 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) Mortgage-backed securities $ 33,862 $ (384) $ 55,845 $ (1,254) $ 89,707 $ (1,638) State and political subdivisions — — — — — — $ 33,862 $ (384) $ 55,845 $ (1,254) $ 89,707 $ (1,638)

NOTE 6_ LOANS AND ALLOWANCE F_3

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Schedule of Accounts, Notes, Loans and Financing Receivable (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Accounts, Notes, Loans and Financing Receivable	September 30, December 31, 2018 2017 (In Thousands) One- to four-family residential construction $ 25,477 $ 20,793 Subdivision construction 16,054 18,062 Land development 44,502 43,971 Commercial construction 1,283,468 1,068,352 Owner occupied one- to four-family residential 255,994 190,515 Non-owner occupied one- to four-family residential 109,282 119,468 Commercial real estate 1,383,871 1,235,329 Other residential 791,786 745,645 Commercial business 332,037 353,351 Industrial revenue bonds 14,179 21,859 Consumer auto 277,884 357,142 Consumer other 57,921 63,368 Home equity lines of credit 117,061 115,439 Loans acquired and accounted for under ASC 310-30, net of discounts 177,150 209,669 4,886,666 4,562,963 Undisbursed portion of loans in process (899,620) (793,669) Allowance for loan losses (37,497) (36,492) Deferred loan fees and gains, net (6,783) (6,500) $ 3,942,766 $ 3,726,302 Weighted average interest rate 5.03% 4.74%

NOTE 6_ LOANS AND ALLOWANCE F_4

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Schedule of Loans Classified by Aging Analysis (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Loans Classified by Aging Analysis	September 30, 2018 Total Loans Total > 90 Days 30-59 Days 60-89 Days Over Total Loans Past Due and Past Due Past Due 90 Days Past Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ — $ 294 $ — $ 294 $ 25,183 $ 25,477 $ — Subdivision construction 12 — — 12 16,042 16,054 — Land development — 32 — 32 44,470 44,502 — Commercial construction — — — — 1,283,468 1,283,468 — Owner occupied one- to four-family residential 138 62 1,270 1,470 254,524 255,994 — Non-owner occupied one- o to four-family residential — — 1,481 1,481 107,801 109,282 — Commercial real estate 327 38 346 711 1,383,160 1,383,871 — Other residential — — — — 791,786 791,786 — Commercial business 129 — 1,590 1,719 330,318 332,037 — Industrial revenue bonds — — — — 14,179 14,179 — Consumer auto 2,705 858 1,367 4,930 272,954 277,884 — Consumer other 473 220 326 1,019 56,902 57,921 — Home equity lines of credit 353 — 95 448 116,613 117,061 — Loans acquired and accounted for under ASC 310-30, net of discounts 1,780 1,442 2,385 5,607 171,543 177,150 — 5,917 2,946 8,860 17,723 4,868,943 4,886,666 — Less loans acquired and accounted for under ASC 310-30, net 1,780 1,442 2,385 5,607 171,543 177,150 — Total $ 4,137 $ 1,504 $ 6,475 $ 12,116 $ 4,697,400 $ 4,709,516 $ — December 31, 2017 Total Loans Total > 90 Days Past 30-59 Days 60-89 Days Over 90 Total Past Loans Due and Past Due Past Due Days Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ 250 $ — $ — $ 250 $ 20,543 $ 20,793 $ — Subdivision construction — — 98 98 17,964 18,062 — Land development 54 37 — 91 43,880 43,971 — Commercial construction — — — — 1,068,352 1,068,352 — Owner occupied one- to four-family residential 1,927 71 904 2,902 187,613 190,515 — Non-owner occupied one- to four-family residential 947 190 1,816 2,953 116,515 119,468 58 Commercial real estate 8,346 993 1,226 10,565 1,224,764 1,235,329 — Other residential 540 353 1,877 2,770 742,875 745,645 — Commercial business 2,623 1,282 2,063 5,968 347,383 353,351 — Industrial revenue bonds — — — — 21,859 21,859 — Consumer auto 5,196 1,230 2,284 8,710 348,432 357,142 12 Consumer other 464 64 557 1,085 62,283 63,368 — Home equity lines of credit 58 — 430 488 114,951 115,439 26 Loans acquired and accounted for under ASC 310-30, net of discounts 4,449 1,951 10,675 17,075 192,594 209,669 272 24,854 6,171 21,930 52,955 4,510,008 4,562,963 368 Less loans acquired and accounted for under ASC 310-30, net 4,449 1,951 10,675 17,075 192,594 209,669 272 Total $ 20,405 $ 4,220 $ 11,255 $ 35,880 $ 4,317,414 $ 4,353,294 $ 96

NOTE 6_ LOANS AND ALLOWANCE F_5

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Schedule of Financing Receivables, Non Accrual Status (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Financing Receivables, Non Accrual Status	Nonaccruing loans (excluding FDIC-assisted acquired loans, net of discount) are summarized as follows: September 30, December 31, 2018 2017 (In Thousands) One- to four-family residential construction $ — $ — Subdivision construction — 98 Land development — — Commercial construction — — Owner occupied one- to four-family residential 1,270 904 Non-owner occupied one- to four-family residential 1,481 1,758 Commercial real estate 346 1,226 Other residential — 1,877 Commercial business 1,590 2,063 Industrial revenue bonds — — Consumer auto 1,367 2,272 Consumer other 326 557 Home equity lines of credit 95 404 Total $ 6,475 $ 11,159

NOTE 6_ LOANS AND ALLOWANCE F_6

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Allowance for Credit Losses on Financing Receivables (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Allowance for Credit Losses on Financing Receivables	The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2018. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2018: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance July 1, 2018 $ 2,727 $ 3,845 $ 19,474 $ 2,395 $ 2,991 $ 6,124 $ 37,556 Provision (benefit) charged to expense 7 341 708 538 (1,019) 725 1,300 Losses charged off (18) (194) — (4) (274) (2,128) (2,618) Recoveries 79 41 1 97 80 961 1,259 Balance September 30, 2018 $ 2,795 $ 4,033 $ 20,183 $ 3,026 $ 1,778 $ 5,682 $ 37,497 Balance January 1, 2018 $ 2,108 $ 2,839 $ 18,639 $ 1,767 $ 3,581 $ 7,558 $ 36,492 Provision (benefit) charged to expense 494 1,310 1,519 1,009 (991) 1,859 5,200 Losses charged off (59) (525) (102) (87) (1,155) (7,062) (8,990) Recoveries 252 409 127 337 343 3,327 4,795 Balance September 30, 2018 $ 2,795 $ 4,033 $ 20,183 $ 3,026 $ 1,778 $ 5,682 $ 37,497 Ending balance: Individually evaluated for impairment $ 771 $ — $ 635 $ — $ 324 $ 433 $ 2,163 Collectively evaluated for impairment $ 1,987 $ 4,006 $ 19,288 $ 2,953 $ 1,438 $ 5,221 $ 34,893 Loans acquired and accounted for under ASC 310-30 $ 37 $ 27 $ 260 $ 73 $ 16 $ 28 $ 441 Loans Individually evaluated for impairment $ 6,302 $ — $ 3,556 $ 14 $ 2,008 $ 2,524 $ 14,404 Collectively evaluated for impairment $ 400,505 $ 791,786 $ 1,380,315 $ 1,327,956 $ 344,208 $ 450,342 $ 4,695,112 Loans acquired and accounted for under ASC 310-30 $ 98,702 $ 12,927 $ 35,980 $ 4,240 $ 4,613 $ 20,688 $ 177,150 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2017: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance July 1, 2017 $ 2,413 $ 3,655 $ 15,442 $ 1,711 $ 4,365 $ 8,947 $ 36,533 Provision (benefit) charged to expense 285 190 643 298 562 972 2,950 Losses charged off (74) (10) (357) — (1,090) (3,151) (4,682) Recoveries 46 89 74 129 66 1,038 1,442 Balance September 30, 2017 $ 2,670 $ 3,924 $ 15,802 $ 2,138 $ 3,903 $ 7,806 $ 36,243 Balance January 1, 2017 $ 2,322 $ 5,486 $ 15,938 $ 2,284 $ 3,015 $ 8,355 $ 37,400 Provision (benefit) charged to expense 407 (1,708) 1,413 74 1,786 5,178 7,150 Losses charged off (150) (12) (1,649) (386) (1,365) (9,120) (12,682) Recoveries 91 158 100 166 467 3,393 4,375 Balance September 30, 2017 $ 2,670 $ 3,924 $ 15,802 $ 2,138 $ 3,903 $ 7,806 $ 36,243 The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2017: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Individually evaluated for impairment $ 513 $ — $ 599 $ — $ 2,140 $ 699 $ 3,951 Collectively evaluated for impairment $ 1,564 $ 2,813 $ 17,843 $ 1,690 $ 1,369 $ 6,802 $ 32,081 Loans acquired and accounted for under ASC 310-30 $ 31 $ 26 $ 197 $ 77 $ 72 $ 57 $ 460 Loans Individually evaluated for impairment $ 6,950 $ 2,907 $ 8,315 $ 15 $ 3,018 $ 4,129 $ 25,334 Collectively evaluated for impairment $ 341,888 $ 742,738 $ 1,227,014 $ 1,112,308 $ 372,192 $ 531,820 $ 4,327,960 Loans acquired and accounted for under ASC 310-30 $ 120,295 $ 14,877 $ 39,210 $ 3,806 $ 5,275 $ 26,206 $ 209,669

NOTE 6_ LOANS AND ALLOWANCE F_7

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Impaired Financing Receivables	Impaired loans (excluding FDIC-assisted loans, net of discount), are summarized as follows: September 30, 2018 Unpaid Recorded Principal Specific Balance Balance Allowance One- to four-family residential construction $ — $ — $ — Subdivision construction 241 241 107 Land development 14 18 — Commercial construction — — — Owner occupied one- to four- family residential 3,663 3,995 343 Non-owner occupied one- to four- family residential 2,398 2,677 321 Commercial real estate 3,556 3,714 635 Other residential — — — Commercial business 2,008 2,383 324 Industrial revenue bonds — — — Consumer auto 1,843 2,046 331 Consumer other 566 751 85 Home equity lines of credit 115 133 17 Total $ 14,404 $ 15,958 $ 2,163 Three Months Ended Nine Months Ended September 30, 2018 September 30, 2018 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ — $ — $ — $ — Subdivision construction 299 3 336 11 Land development 15 1 15 1 Commercial construction — — — — Owner occupied one- to four-family residential 3,401 53 3,322 142 Non-owner occupied one- to four-family residential 2,583 38 3,082 130 Commercial real estate 6,689 55 7,115 278 Other residential 675 — 1,368 20 Commercial business 2,581 40 3,277 329 Industrial revenue bonds — — — — Consumer auto 1,865 37 2,120 118 Consumer other 671 11 806 48 Home equity lines of credit 405 — 500 28 Total $ 19,184 $ 238 $ 21,941 $ 1,105 At or for the Year Ended December 31, 2017 Average Unpaid Investment Interest Recorded Principal Specific in Impaired Income Balance Balance Allowance Loans Recognized (In Thousands) One- to four-family residential construction $ — $ — $ — $ 193 $ — Subdivision construction 349 367 114 584 22 Land development 15 18 — 1,793 24 Commercial construction — — — — — Owner occupied one- to four- family residential 3,405 3,723 331 3,405 166 Non-owner occupied one- to four- family residential 3,196 3,465 68 2,419 165 Commercial real estate 8,315 8,490 599 9,075 567 Other residential 2,907 2,907 — 3,553 147 Commercial business 3,018 4,222 2,140 5,384 173 Industrial revenue bonds — — — — — Consumer auto 2,713 2,898 484 2,383 222 Consumer other 825 917 124 906 69 Home equity lines of credit 591 648 91 498 33 Total $ 25,334 $ 27,655 $ 3,951 $ 30,193 $ 1,588 September 30, 2017 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $ — $ — $ — Subdivision construction 434 450 116 Land development 315 319 — Commercial construction — — — Owner occupied one- to four-family residential 3,441 3,740 351 Non-owner occupied one- to four-family residential 3,293 3,560 104 Commercial real estate 9,358 9,581 599 Other residential 3,390 3,390 — Commercial business 3,141 4,311 2,396 Industrial revenue bonds — — — Consumer auto 2,740 2,936 491 Consumer other 1,042 1,148 156 Home equity lines of credit 647 725 100 Total $ 27,801 $ 30,160 $ 4,313 Three Months Ended Nine Months Ended September 30, 2017 September 30, 2017 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $ — $ — $ 258 $ — Subdivision construction 444 9 652 21 Land development 424 12 2,319 33 Commercial construction — — — — Owner occupied one- to four-family residential 3,440 44 3,384 124 Non-owner occupied one- to four-family residential 2,550 80 2,183 128 Commercial real estate 6,819 266 9,068 425 Other residential 3,457 27 3,660 102 Commercial business 5,580 35 6,148 161 Industrial revenue bonds — — — — Consumer auto 2,548 79 2,323 156 Consumer other 1,005 26 886 65 Home equity lines of credit 633 14 456 32 Total $ 26,900 $ 592 $ 31,337 $ 1,247

NOTE 6_ LOANS AND ALLOWANCE F_8

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Troubled Debt Restructurings on Financing Receivables (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Troubled Debt Restructurings on Financing Receivables	The following tables present newly restructured loans during the three and nine months ended September 30, 2018 and 2017, respectively, by type of modification: Three Months Ended September 30, 2018 Total Interest Only Term Combination Modification (In Thousands) Consumer $ — $ 67 $ — $ 67 Three Months Ended September 30, 2017 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: Commercial $ — $ — $ 5,759 $ 5,759 Consumer — 194 — 194 $ — $ 194 $ 5,759 $ 5,953 Nine Months Ended September 30, 2018 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One- to four-family residential $ 1,348 $ — $ — $ 1,348 Consumer — 506 — 506 $ 1,348 $ 506 $ — $ 1,854 Nine Months Ended September 30, 2017 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: Commercial $ — $ — $ 5,759 $ 5,759 Commercial business — — 274 274 Consumer — 199 — 199 $ — $ 199 $ 6,033 $ 6,232

NOTE 6_ LOANS AND ALLOWANCE F_9

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Financing Receivable Credit Quality Indicators (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Financing Receivable Credit Quality Indicators	The loan grading system is presented by loan class below: September 30, 2018 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $ 25,056 $ 421 $ — $ — $ — $ 25,477 Subdivision construction 14,087 1,967 — — — 16,054 Land development 39,902 4,600 — — — 44,502 Commercial construction 1,283,468 — — — — 1,283,468 Owner occupied one- to four- family residential 253,695 62 — 2,237 — 255,994 Non-owner occupied one- to four- family residential 106,619 1,092 — 1,571 — 109,282 Commercial real estate 1,370,246 11,330 — 2,295 — 1,383,871 Other residential 791,285 501 — — — 791,786 Commercial business 325,260 5,187 — 1,590 — 332,037 Industrial revenue bonds 14,179 — — — — 14,179 Consumer auto 276,220 155 — 1,509 — 277,884 Consumer other 57,337 162 — 422 — 57,921 Home equity lines of credit 116,804 152 — 105 — 117,061 Loans acquired and accounted for under ASC 310-30, net of discounts 177,130 — — 20 — 177,150 Total $ 4,851,288 $ 25,629 $ — $ 9,749 $ — $ 4,886,666 December 31, 2017 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $ 20,275 $ 518 $ — $ — $ — $ 20,793 Subdivision construction 15,602 2,362 — 98 — 18,062 Land development 39,171 4,800 — — — 43,971 Commercial construction 1,068,352 — — — — 1,068,352 Owner occupied one- to-four- family residential 188,706 — — 1,809 — 190,515 Non-owner occupied one- to- four-family residential 117,103 389 — 1,976 — 119,468 Commercial real estate 1,218,431 9,909 — 6,989 — 1,235,329 Other residential 742,237 1,532 — 1,876 — 745,645 Commercial business 344,479 6,306 — 2,066 500 353,351 Industrial revenue bonds 21,859 — — — — 21,859 Consumer auto 354,588 — — 2,554 — 357,142 Consumer other 62,682 — — 686 — 63,368 Home equity lines of credit 114,860 — — 579 — 115,439 Loans acquired and accounted for under ASC 310-30, net of discounts 209,657 — — 12 — 209,669 Total $ 4,518,002 $ 25,816 $ — $ 18,645 $ 500 $ 4,562,963

NOTE 7_ ACQUIRED LOANS, LOSS _6

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Impact of Adjustments of Acquired Loans on Financial Results	The impact of adjustments on the Company’s financial results is shown below: Three Months Ended Three Months Ended September 30, 2018 September 30, 2017 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $ 1,424 14 bps $ 975 9 bps Non-interest income — — Net impact to pre-tax income $ 1,424 $ 975 Net impact net of taxes $ 1,106 $ 621 Impact to diluted earnings per share $ 0.08 $ 0.04 Nine Months Ended Nine Months Ended September 30, 2018 September 30, 2017 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $ 3,652 12 bps $ 4,237 14 bps Non-interest income — (634) Net impact to pre-tax income $ 3,652 $ 3,603 Net impact net of taxes $ 2,836 $ 2,295 Impact to diluted earnings per share $ 0.20 $ 0.16

NOTE 7_ ACQUIRED LOANS, LOSS _7

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: FDIC Indemnification Asset Roll Forward (Tables)	3 Months Ended
	Sep. 30, 2018
TeamBank
FDIC Indemnification Asset Roll Forward	September 30, 2018 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 11,658 $ 15 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (445) — Original estimated fair value of assets, net of activity since acquisition date (11,094) (15) Expected loss remaining $ 119 $ — December 31, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 13,668 $ 35 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (589) — Original estimated fair value of assets, net of activity since acquisition date (12,948) (35) Expected loss remaining $ 131 $ —
Vantus Bank
FDIC Indemnification Asset Roll Forward	September 30, 2018 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 15,698 $ — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (74) — Original estimated fair value of assets, net of activity since acquisition date (15,395) — Expected loss remaining $ 229 $ — December 31, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 18,965 $ 15 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (131) — Original estimated fair value of assets, net of activity since acquisition date (18,605) (15) Expected loss remaining $ 229 $ —
Sun Security Bank
FDIC Indemnification Asset Roll Forward	September 30, 2018 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 22,219 $ 305 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (371) — Original estimated fair value of assets, net of activity since acquisition date (21,099) (214) Expected loss remaining $ 749 $ 91 December 31, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 26,787 $ 306 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (494) — Original estimated fair value of assets, net of activity since acquisition date (25,348) (299) Expected loss remaining $ 945 $ 7
InterBank
FDIC Indemnification Asset Roll Forward	September 30, 2018 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 90,512 $ 146 Non-credit premium/(discount), net of activity since acquisition date 136 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,785) — Original estimated fair value of assets, net of activity since acquisition date (78,642) (130) Expected loss remaining $ 10,221 $ 16 December 31, 2017 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $ 112,399 $ 2,012 Non-credit premium/(discount), net of activity since acquisition date 274 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (972) — Original estimated fair value of assets, net of activity since acquisition date (98,321) (1,785) Expected loss remaining $ 13,380 $ 227
Valley Bank
FDIC Indemnification Asset Roll Forward	September 30, 2018 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $ 55,350 $ 1,488 Non-credit premium/(discount), net of activity since acquisition date — — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (229) — Original estimated fair value of assets, net of activity since acquisition date (50,915) (1,488) Expected loss remaining $ 4,206 $ — December 31, 2017 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $ 59,997 $ 1,673 Non-credit premium/(discount), net of activity since acquisition date 11 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (411) — Original estimated fair value of assets, net of activity since acquisition date (54,442) (1,667) Expected loss remaining $ 5,155 $ 6

NOTE 7_ ACQUIRED LOANS, LOSS _8

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Schedule of Accretable Yield Changes for Acquired Loans (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Accretable Yield Changes for Acquired Loans	Changes in the accretable yield for acquired loan pools were as follows for the three and nine months ended September 30, 2018 and 2017: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, July 1, 2017 $ 2,303 $ 2,180 $ 3,686 $ 5,414 $ 3,313 Accretion (352) (310) (561) (1,688) (1,378) Change in expected accretable yield (1) 287 211 (270) 625 889 Balance, September 30, 2017 $ 2,238 $ 2,081 $ 2,855 $ 4,351 $ 2,824 Balance, July 1, 2018 $ 1,742 $ 1,652 $ 2,055 $ 5,910 $ 2,974 Accretion (294) (279) (399) (2,293) (901) Change in expected accretable yield (1) 103 234 500 2,054 578 Balance, September 30, 2018 $ 1,551 $ 1,607 $ 2,156 $ 5,671 $ 2,651 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended September 30, 2018, totaling $103,000, $234,000, $485,000, $604,000 and $578,000, respectively, and for the three months ended September 30, 2017, totaling $268,000, $204,000, $(270,000), $625,000 and $444,000, respectively. Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, January 1, 2017 $ 2,477 $ 2,547 $ 4,277 $ 8,512 $ 4,797 Accretion (1,319) (1,048) (1,757) (5,850) (4,772) Change in expected accretable yield (1) 1,080 582 335 1,689 2,799 Balance, September 30, 2017 $ 2,238 $ 2,081 $ 2,855 $ 4,351 $ 2,824 Balance, January 1, 2018 $ 2,071 $ 1,850 $ 2,901 $ 5,074 $ 2,695 Accretion (736) (897) (1,253) (5,943) (3,098) Change in expected accretable yield (1) 216 654 508 6,540 3,054 Balance, September 30, 2018 $ 1,551 $ 1,607 $ 2,156 $ 5,671 $ 2,651 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the nine months ended September 30, 2018, totaling $201,000, $654,000, $318,000, $3.6 million and $2.3 million, respectively, and for the nine months ended September 30, 2017, totaling $1.1 million, $569,000, $335,000, $1.7 million and $2.2 million, respectively.

Note 8_ Other Real Estate Own_2

Note 8: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Major Classifications of Foreclosed Assets	Major classifications of other real estate owned were as follows: September 30, December 31, 2018 2017 (In Thousands) Foreclosed assets held for sale and repossessions One- to four-family construction $ — $ — Subdivision construction 2,264 5,413 Land development 4,495 7,229 Commercial construction — — One- to four-family residential 657 112 Other residential — 140 Commercial real estate 1,002 1,694 Commercial business — — Consumer 1,020 1,987 9,438 16,575 Foreclosed assets acquired through FDIC-assisted transactions, net of discounts 1,847 3,799 Foreclosed assets held for sale and repossessions, net 11,285 20,374 Other real estate owned not acquired through foreclosure 1,559 1,628 Other real estate owned and repossessions $ 12,844 $ 22,002

Note 8_ Other Real Estate Own_3

Note 8: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Expenses Applicable to Foreclosed Assets	Expenses applicable to other real estate owned included the following: Three Months Ended September 30, 2018 2017 (In Thousands) Net gain on sales of other real estate and repossessions $ (549) $ (311) Valuation write-downs 178 462 Operating expenses, net of rental income 869 1,192 $ 498 $ 1,343 Nine Months Ended September 30, 2018 2017 (In Thousands) Net gain on sales of other real estate and repossessions $ (1,998) $ (1,098) Valuation write-downs 3,551 522 Operating expenses, net of rental income 2,823 3,171 $ 4,376 $ 2,595

Note 9_ Deposits_ Schedule of D

Note 9: Deposits: Schedule of Deposit Liabilities (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Deposit Liabilities	September 30, December 31, 2018 2017 (In Thousands) Time Deposits: 0.00% - 0.99% $ 163,501 $ 254,502 1.00% - 1.99% 611,935 1,006,373 2.00% - 2.99% 647,247 106,888 3.00% - 3.99% 8,563 701 4.00% - 4.99% 1,129 1,108 5.00% and above 273 272 Total time deposits (1.77% - 1.24%) 1,432,648 1,369,844 Non-interest-bearing demand deposits 659,864 661,589 Interest-bearing demand and savings deposits (0.43% - 0.32%) 1,503,153 1,565,711 Total Deposits $ 3,595,665 $ 3,597,144

Note 10_ Advances From Federa_2

Note 10: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Federal Home Loan Bank, Advances	Advances from the Federal Home Loan Bank of Des Moines (FHLBank advances) at September 30, 2018 and December 31, 2017 consisted of the following: September 30, 2018 December 31, 2017 Weighted Weighted Average Average Interest Interest Due In Amount Rate Amount Rate (In Thousands) (In Thousands) 2018 $ 240,000 2.18% $ 127,500 1.53%

Note 11_ Securities Sold Unde_2

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Short-term Debt (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Short-term Debt	September 30, 2018 December 31, 2017 (In Thousands) Notes payable – Community Development Equity Funds $ 1,360 $ 1,604 Overnight borrowings from the Federal Home Loan Bank — 15,000 Securities sold under reverse repurchase agreements 112,184 80,531 $ 113,544 $ 97,135

Note 11_ Securities Sold Unde_3

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Repurchase Agreements (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Repurchase Agreements	September 30, 2018 December 31, 2017 Overnight and Overnight and Continuous Continuous (In Thousands) Mortgage-backed securities – GNMA, FNMA, FHLMC $ 112,184 $ 80,531

Note 12_ Subordinated Notes_ Sc

Note 12: Subordinated Notes: Schedule of Subordinated Borrowing (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Subordinated Borrowing	At September 30, 2018 and December 31, 2017, subordinated notes are summarized as follows: September 30, 2018 December 31, 2017 (In Thousands) Subordinated notes $ 75,000 $ 75,000 Less: unamortized debt issuance costs 1,196 1,312 $ 73,804 $ 73,688

Note 13_ Income Taxes_ Schedule

Note 13: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Effective Income Tax Rate Reconciliation	Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows: Three Months Ended September 30, 2018 2017 Tax at statutory rate 21.0% 35.0% Nontaxable interest and dividends (0.5) (1.6) Tax credits (2.2) (7.8) State taxes 1.2 1.1 Other — 0.2 19.5% 26.9% Nine Months Ended September 30, 2018 2017 Tax at statutory rate 21.0% 35.0% Nontaxable interest and dividends (0.7) (1.5) Tax credits (3.2) (5.9) State taxes 1.2 1.3 Other (0.1) (0.6) 18.2% 28.3%

Note 14_ Disclosures About F_15

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Fair Value, Assets Measured on Recurring Basis	Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2018 Mortgage-backed securities $ 121,525 $ — $ 121,525 $ — Collateralized mortgage obligations 17,384 — 17,384 — States and political subdivisions 52,342 — 52,342 — Interest rate derivative asset 1,453 — 1,453 — Interest rate derivative liability (1,448) — (1,448) — December 31, 2017 Mortgage-backed securities $ 122,533 $ — $ 122,533 $ — States and political subdivisions 56,646 — 56,646 — Interest rate derivative asset 981 — 981 — Interest rate derivative liability (1,030) — (1,030) —

Note 14_ Disclosures About F_16

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	The following tables present the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2018 and December 31, 2017: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) September 30, 2018 Impaired loans $ 2,996 $ — $ — $ 2,996 Foreclosed assets held for sale $ 3,014 $ — $ — $ 3,014 December 31, 2017 Impaired loans $ 1,590 $ — $ — $ 1,590 Foreclosed assets held for sale $ 1,758 $ — $ — $ 1,758

Note 14_ Disclosures About F_17

Note 14: Disclosures About Fair Value of Financial Instruments: Schedule Of Financial Instruments Fair Value (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule Of Financial Instruments Fair Value	September 30, 2018 December 31, 2017 Carrying Fair Hierarchy Carrying Fair Hierarchy Amount Value Level Amount Value Level (In Thousands) Financial assets Cash and cash equivalents $ 208,821 $ 208,821 1 $ 242,253 $ 242,253 1 Held-to-maturity securities — — 2 130 131 2 Mortgage loans held for sale 3,474 3,474 2 8,203 8,203 2 Loans, net of allowance for loan losses 3,942,766 3,905,137 3 3,726,302 3,735,216 3 Accrued interest receivable 13,008 13,008 3 12,338 12,338 3 Investment in FHLBank stock 14,918 14,918 3 11,182 11,182 3 Financial liabilities Deposits 3,595,665 3,585,641 3 3,597,144 3,606,400 3 FHLBank advances 240,000 240,000 3 127,500 127,500 3 Short-term borrowings 113,544 113,544 3 97,135 97,135 3 Subordinated debentures 25,774 25,774 3 25,774 25,774 3 Subordinated notes 73,804 75,469 2 73,688 76,500 2 Accrued interest payable 3,013 3,013 3 2,904 2,904 3 Unrecognized financial instruments (net of contractual value) Commitments to originate loans — — 3 — — 3 Letters of credit 155 155 3 85 85 3 Lines of credit — — 3 — — 3

Note 15_ Derivatives and Hedg_2

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments in Statement of Financial Position, Fair Value (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition: Location in Fair Value Consolidated Statements September 30, December 31, of Financial Condition 2018 2017 (In Thousands) Derivatives not designated as hedging instruments Asset Derivatives Interest rate products Prepaid expenses and other assets $ 1,453 $ 981 Total derivatives not designated as hedging instruments $ 1,453 $ 981 Liability Derivatives Interest rate products Accrued expenses and other liabilities $ 1,448 $ 1,030 Total derivatives not designated as hedging instruments $ 1,448 $ 1,030

Note 15_ Derivatives and Hedg_3

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Sep. 30, 2018
Tables/Schedules
Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss)	The following table presents the effect of derivative instruments on the statements of comprehensive income for the three and nine months ended September 30, 2018 and 2017: Amount of Gain (Loss) Recognized in AOCI Three Months Ended September 30, Cash Flow Hedges 2018 2017 (In Thousands) Interest rate cap, net of income taxes $ — $ 64 Amount of Gain (Loss) Recognized in AOCI Nine Months Ended September 30, Cash Flow Hedges 2018 2017 (In Thousands) Interest rate cap, net of income taxes $ — $ 161

NOTE 4_ EARNINGS PER SHARE_ S_2

NOTE 4: EARNINGS PER SHARE: Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Details
Weighted Average Number of Shares Outstanding, Basic	14,146	14,038	14,124	14,007
Net Income (Loss) Available to Common Stockholders, Basic	$ 22,516	$ 11,663	$ 49,821	$ 39,358
Earnings Per Share, Basic	$ 1.59	$ 0.83	$ 3.53	$ 2.81
Weighted Average Number of Shares Outstanding, Diluted	14,146	14,038	14,124	14,007
Net effect of dilutive stock options - based on the treasurystock method using average market price	153	186	136	186
Weighted Average Number Diluted Shares Outstanding Adjustment	14,299	14,224	14,260	14,193
Net Income (Loss) Available to Common Stockholders, Diluted	$ 22,516	$ 11,663	$ 49,821	$ 39,358
Earnings Per Share, Diluted	$ 1.57	$ 0.82	$ 3.49	$ 2.77

NOTE 4_ EARNINGS PER SHARE_ E_2

NOTE 4: EARNINGS PER SHARE: Earnings Per Share, Policy (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Details
Options to purchase shares of common stock outstanding not included in computation of diluted earnings per share because exercise price greater than average market price	170,600	114,300	260,947	114,300

NOTE 5_ INVESTMENT SECURITIES_5

NOTE 5: INVESTMENT SECURITIES: Investment Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Available for Sale Securities Fair Value	$ 191,251
Debt Securities, Held-to-maturity, Fair Value	0	$ 131
Available-for-sale Securities
Available For Sale Securities Amortized Cost Amount	193,305	177,230
Available-for-sale Securities, Gross Unrealized Gain	1,953	3,587
Available-for-sale Securities, Gross Unrealized Loss	4,007	1,638
Available for Sale Securities Fair Value	$ 191,251	$ 179,179
Available for Sale Securities Tax Equivalent Yield	3.12%	2.96%
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available For Sale Securities Amortized Cost Amount	$ 124,777	$ 123,300
Available-for-sale Securities, Gross Unrealized Gain	639	871
Available-for-sale Securities, Gross Unrealized Loss	3,891	1,638
Available for Sale Securities Fair Value	$ 121,525	$ 122,533
Available for Sale Securities Tax Equivalent Yield	2.44%	2.19%
Collateralized Mortgage Obligations
Available For Sale Securities Amortized Cost Amount	$ 17,481
Available-for-sale Securities, Gross Unrealized Gain	0
Available-for-sale Securities, Gross Unrealized Loss	97
Available for Sale Securities Fair Value	$ 17,384
Available for Sale Securities Tax Equivalent Yield	3.03%
US States and Political Subdivisions Debt Securities
Available For Sale Securities Amortized Cost Amount	$ 51,047	$ 53,930
Available-for-sale Securities, Gross Unrealized Gain	1,314	2,716
Available-for-sale Securities, Gross Unrealized Loss	19	0
Available for Sale Securities Fair Value	$ 52,342	$ 56,646
Available for Sale Securities Tax Equivalent Yield	4.81%	4.72%
Held to Maturity Securities Amortized Cost		$ 130
Held to Maturity Securities Gross Unrealized Gains		1
Held to Maturity Securities Gross Unrealized Losses		0
Debt Securities, Held-to-maturity, Fair Value		$ 131
Held to Maturity Securities Tax Equivalent Yield		6.14%

NOTE 5_ INVESTMENT SECURITIES_6

NOTE 5: INVESTMENT SECURITIES: Investments Classified by Contractual Maturity Date (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2018USD ($)
Details
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost	$ 0
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value	0
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost	841
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Fair Value	905
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost	9,556
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Fair Value	9,687
Debt Securities, Available-for-sale, Allocated and Single Maturity Date, Maturity, after 10 Years, Amortized Cost	40,650
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value	41,750
Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Amortized Cost	142,258
Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Fair Value	138,909
Available For Sale Securities Amortized Cost Amount	193,305
Available for Sale Securities Fair Value	$ 191,251

NOTE 5_ INVESTMENT SECURITIES_7

NOTE 5: INVESTMENT SECURITIES: Investment, Policy (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Details
Fair Value of Debt Securities Reported Less Than Their Historical Cost	$ 117,500	$ 89,700
Debt Securities Reported Less Than Their Historical Cost Percent of Investment Portfolio	61.40%	50.00%

NOTE 5_ INVESTMENT SECURITIES_8

NOTE 5: INVESTMENT SECURITIES: Unrealized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Collateralized Mortgage Backed Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 24,226	$ 33,862
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(557)	(384)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	72,518	55,845
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(3,334)	(1,254)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	96,744	89,707
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	(3,891)	(1,638)
Collateralized Mortgage Obligations
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	17,384
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(97)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	17,384
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	(97)
US States and Political Subdivisions Debt Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,341	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(19)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	3,341	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	(19)	0
Unrealized Losses and Estimated Fair Value
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	44,951	33,862
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(673)	(384)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	72,518	55,845
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(3,334)	(1,254)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	117,469	89,707
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ (4,007)	$ (1,638)

NOTE 5_ INVESTMENT SECURITIES_9

NOTE 5: INVESTMENT SECURITIES: Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Details
Available-for-sale Securities, Gross Realized Gains	$ 2,000		$ 2,000
Available-for-sale Securities, Gross Realized Losses	$ 0		0
Proceeds from sales of available-for-sale securities		$ 0	$ 502	$ 0

NOTE 5_ INVESTMENT SECURITIE_10

NOTE 5: INVESTMENT SECURITIES: Other than temporary impairment securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Details
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	$ 0	$ 0	$ 0	$ 0

NOTE 5_ INVESTMENT SECURITIE_11

NOTE 5: INVESTMENT SECURITIES: Credit Losses Recognized on Investments (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Details
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Reductions, Securities Sold	$ 0	$ 0

NOTE 5_ INVESTMENT SECURITIES (

NOTE 5: INVESTMENT SECURITIES (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2018
Details
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	$ 0	$ 0
Stranded tax amount related to unrealized gains and losses on available for sale securities	$ 272	$ 272

NOTE 6_ LOANS AND ALLOWANCE _10

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Loans Receivable weighted average interest rate	5.03%	4.74%
SEC Schedule, 12-09, Allowance, Loss on Finance Receivable
Loans Receivable	$ (37,497)	$ (36,492)
Automobile Loan
Loans Receivable	277,884	357,142
One-to-Four-Family Residential Construction
Loans Receivable	25,477	20,793
Subdivision Construction
Loans Receivable	16,054	18,062
Land Development
Loans Receivable	44,502	43,971
Commercial Construction
Loans Receivable	1,283,468	1,068,352
Owner Occupied One-to-Four-Family Residential
Loans Receivable	255,994	190,515
Non-Owner Occupied One To Four Family Residential
Loans Receivable	109,282	119,468
Commercial Real Estate
Loans Receivable	1,383,871	1,235,329
Other Residential
Loans Receivable	791,786	745,645
Commercial Business
Loans Receivable	332,037	353,351
Industrial Revenue Bonds
Loans Receivable	14,179	21,859
Consumer Loan
Loans Receivable	57,921	63,368
Home Equity Line of Credit
Loans Receivable	117,061	115,439
Acquired Loans Net of Discount
Loans Receivable	177,150	209,669
Loans Receivable, Gross
Loans Receivable	4,886,666	4,562,963
Undisbursed Portion of Loans in Process
Loans Receivable	(899,620)	(793,669)
Deferred Loan Fees and Gains Net
Loans Receivable	(6,783)	(6,500)
Loans Receivable
Loans Receivable	$ 3,942,766	$ 3,726,302

NOTE 6_ LOANS AND ALLOWANCE _11

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Schedule of Loans Classified by Aging Analysis (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Financing Receivables, 30 to 59 Days Past Due | Automobile Loan
Financing Receivables, By Class	$ 2,705	$ 5,196
Financing Receivables, 30 to 59 Days Past Due | One-to-Four-Family Residential Construction
Financing Receivables, By Class	0	250
Financing Receivables, 30 to 59 Days Past Due | Subdivision Construction
Financing Receivables, By Class	12	0
Financing Receivables, 30 to 59 Days Past Due | Land Development
Financing Receivables, By Class	0	54
Financing Receivables, 30 to 59 Days Past Due | Commercial Construction
Financing Receivables, By Class	0	0
Financing Receivables, 30 to 59 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	138	1,927
Financing Receivables, 30 to 59 Days Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	0	947
Financing Receivables, 30 to 59 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	327	8,346
Financing Receivables, 30 to 59 Days Past Due | Other Residential
Financing Receivables, By Class	0	540
Financing Receivables, 30 to 59 Days Past Due | Commercial Business
Financing Receivables, By Class	129	2,623
Financing Receivables, 30 to 59 Days Past Due | Industrial Revenue Bonds
Financing Receivables, By Class	0	0
Financing Receivables, 30 to 59 Days Past Due | Consumer Loan
Financing Receivables, By Class	473	464
Financing Receivables, 30 to 59 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	353	58
Financing Receivables, 30 to 59 Days Past Due | Acquired Loans Net of Discount
Financing Receivables, By Class	1,780	4,449
Financing Receivables, 30 to 59 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	5,917	24,854
Financing Receivables, 30 to 59 Days Past Due | Less: Acquired Loans Net of Discount
Financing Receivables, By Class	1,780	4,449
Financing Receivables, 30 to 59 Days Past Due | Loans Receivable
Financing Receivables, By Class	4,137	20,405
Financing Receivables, 60 to 89 Days Past Due | Automobile Loan
Financing Receivables, By Class	858	1,230
Financing Receivables, 60 to 89 Days Past Due | One-to-Four-Family Residential Construction
Financing Receivables, By Class	294	0
Financing Receivables, 60 to 89 Days Past Due | Subdivision Construction
Financing Receivables, By Class	0	0
Financing Receivables, 60 to 89 Days Past Due | Land Development
Financing Receivables, By Class	32	37
Financing Receivables, 60 to 89 Days Past Due | Commercial Construction
Financing Receivables, By Class	0	0
Financing Receivables, 60 to 89 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	62	71
Financing Receivables, 60 to 89 Days Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	0	190
Financing Receivables, 60 to 89 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	38	993
Financing Receivables, 60 to 89 Days Past Due | Other Residential
Financing Receivables, By Class	0	353
Financing Receivables, 60 to 89 Days Past Due | Commercial Business
Financing Receivables, By Class	0	1,282
Financing Receivables, 60 to 89 Days Past Due | Industrial Revenue Bonds
Financing Receivables, By Class	0	0
Financing Receivables, 60 to 89 Days Past Due | Consumer Loan
Financing Receivables, By Class	220	64
Financing Receivables, 60 to 89 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	0	0
Financing Receivables, 60 to 89 Days Past Due | Acquired Loans Net of Discount
Financing Receivables, By Class	1,442	1,951
Financing Receivables, 60 to 89 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	2,946	6,171
Financing Receivables, 60 to 89 Days Past Due | Less: Acquired Loans Net of Discount
Financing Receivables, By Class	1,442	1,951
Financing Receivables, 60 to 89 Days Past Due | Loans Receivable
Financing Receivables, By Class	1,504	4,220
Financing Receivables, Equal to Greater than 90 Days Past Due | Automobile Loan
Financing Receivables, By Class	1,367	2,284
Financing Receivables, Equal to Greater than 90 Days Past Due | One-to-Four-Family Residential Construction
Financing Receivables, By Class	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Subdivision Construction
Financing Receivables, By Class	0	98
Financing Receivables, Equal to Greater than 90 Days Past Due | Land Development
Financing Receivables, By Class	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Construction
Financing Receivables, By Class	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	1,270	904
Financing Receivables, Equal to Greater than 90 Days Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	1,481	1,816
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Real Estate
Financing Receivables, By Class	346	1,226
Financing Receivables, Equal to Greater than 90 Days Past Due | Other Residential
Financing Receivables, By Class	0	1,877
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Business
Financing Receivables, By Class	1,590	2,063
Financing Receivables, Equal to Greater than 90 Days Past Due | Industrial Revenue Bonds
Financing Receivables, By Class	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer Loan
Financing Receivables, By Class	326	557
Financing Receivables, Equal to Greater than 90 Days Past Due | Home Equity Line of Credit
Financing Receivables, By Class	95	430
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans Net of Discount
Financing Receivables, By Class	2,385	10,675
Financing Receivables, Equal to Greater than 90 Days Past Due | Loans Receivable, Gross
Financing Receivables, By Class	8,860	21,930
Financing Receivables, Equal to Greater than 90 Days Past Due | Less: Acquired Loans Net of Discount
Financing Receivables, By Class	2,385	10,675
Financing Receivables, Equal to Greater than 90 Days Past Due | Loans Receivable
Financing Receivables, By Class	6,475	11,255
Financing Receivables Past Due | Automobile Loan
Financing Receivables, By Class	4,930	8,710
Financing Receivables Past Due | One-to-Four-Family Residential Construction
Financing Receivables, By Class	294	250
Financing Receivables Past Due | Subdivision Construction
Financing Receivables, By Class	12	98
Financing Receivables Past Due | Land Development
Financing Receivables, By Class	32	91
Financing Receivables Past Due | Commercial Construction
Financing Receivables, By Class	0	0
Financing Receivables Past Due | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	1,470	2,902
Financing Receivables Past Due | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	1,481	2,953
Financing Receivables Past Due | Commercial Real Estate
Financing Receivables, By Class	711	10,565
Financing Receivables Past Due | Other Residential
Financing Receivables, By Class	0	2,770
Financing Receivables Past Due | Commercial Business
Financing Receivables, By Class	1,719	5,968
Financing Receivables Past Due | Industrial Revenue Bonds
Financing Receivables, By Class	0	0
Financing Receivables Past Due | Consumer Loan
Financing Receivables, By Class	1,019	1,085
Financing Receivables Past Due | Home Equity Line of Credit
Financing Receivables, By Class	448	488
Financing Receivables Past Due | Acquired Loans Net of Discount
Financing Receivables, By Class	5,607	17,075
Financing Receivables Past Due | Loans Receivable, Gross
Financing Receivables, By Class	17,723	52,955
Financing Receivables Past Due | Less: Acquired Loans Net of Discount
Financing Receivables, By Class	5,607	17,075
Financing Receivables Past Due | Loans Receivable
Financing Receivables, By Class	12,116	35,880
Financing Receivables Current | Automobile Loan
Financing Receivables, By Class	272,954	348,432
Financing Receivables Current | One-to-Four-Family Residential Construction
Financing Receivables, By Class	25,183	20,543
Financing Receivables Current | Subdivision Construction
Financing Receivables, By Class	16,042	17,964
Financing Receivables Current | Land Development
Financing Receivables, By Class	44,470	43,880
Financing Receivables Current | Commercial Construction
Financing Receivables, By Class	1,283,468	1,068,352
Financing Receivables Current | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	254,524	187,613
Financing Receivables Current | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	107,801	116,515
Financing Receivables Current | Commercial Real Estate
Financing Receivables, By Class	1,383,160	1,224,764
Financing Receivables Current | Other Residential
Financing Receivables, By Class	791,786	742,875
Financing Receivables Current | Commercial Business
Financing Receivables, By Class	330,318	347,383
Financing Receivables Current | Industrial Revenue Bonds
Financing Receivables, By Class	14,179	21,859
Financing Receivables Current | Consumer Loan
Financing Receivables, By Class	56,902	62,283
Financing Receivables Current | Home Equity Line of Credit
Financing Receivables, By Class	116,613	114,951
Financing Receivables Current | Acquired Loans Net of Discount
Financing Receivables, By Class	171,543	192,594
Financing Receivables Current | Loans Receivable, Gross
Financing Receivables, By Class	4,868,943	4,510,008
Financing Receivables Current | Less: Acquired Loans Net of Discount
Financing Receivables, By Class	171,543	192,594
Financing Receivables Current | Loans Receivable
Financing Receivables, By Class	4,697,400	4,317,414
Financing Receivables, Total | Automobile Loan
Financing Receivables, By Class	277,884	357,142
Financing Receivables, Total | One-to-Four-Family Residential Construction
Financing Receivables, By Class	25,477	20,793
Financing Receivables, Total | Subdivision Construction
Financing Receivables, By Class	16,054	18,062
Financing Receivables, Total | Land Development
Financing Receivables, By Class	44,502	43,971
Financing Receivables, Total | Commercial Construction
Financing Receivables, By Class	1,283,468	1,068,352
Financing Receivables, Total | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	255,994	190,515
Financing Receivables, Total | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	109,282	119,468
Financing Receivables, Total | Commercial Real Estate
Financing Receivables, By Class	1,383,871	1,235,329
Financing Receivables, Total | Other Residential
Financing Receivables, By Class	791,786	745,645
Financing Receivables, Total | Commercial Business
Financing Receivables, By Class	332,037	353,351
Financing Receivables, Total | Industrial Revenue Bonds
Financing Receivables, By Class	14,179	21,859
Financing Receivables, Total | Consumer Loan
Financing Receivables, By Class	57,921	63,368
Financing Receivables, Total | Home Equity Line of Credit
Financing Receivables, By Class	117,061	115,439
Financing Receivables, Total | Acquired Loans Net of Discount
Financing Receivables, By Class	177,150	209,669
Financing Receivables, Total | Loans Receivable, Gross
Financing Receivables, By Class	4,886,666	4,562,963
Financing Receivables, Total | Less: Acquired Loans Net of Discount
Financing Receivables, By Class	177,150	209,669
Financing Receivables, Total | Loans Receivable
Financing Receivables, By Class	4,709,516	4,353,294
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Automobile Loan
Financing Receivables, By Class	0	12
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | One-to-Four-Family Residential Construction
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Subdivision Construction
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Land Development
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Commercial Construction
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Owner Occupied One-to-Four-Family Residential
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Non-Owner Occupied One To Four Family Residential
Financing Receivables, By Class	0	58
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Commercial Real Estate
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Other Residential
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Commercial Business
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Industrial Revenue Bonds
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Consumer Loan
Financing Receivables, By Class	0	0
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Home Equity Line of Credit
Financing Receivables, By Class	0	26
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Acquired Loans Net of Discount
Financing Receivables, By Class	0	272
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Loans Receivable, Gross
Financing Receivables, By Class	0	368
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Less: Acquired Loans Net of Discount
Financing Receivables, By Class	0	272
Financing Receivables Greater Than 90 Days Past Due and Still Accruing | Loans Receivable
Financing Receivables, By Class	$ 0	$ 96

NOTE 6_ LOANS AND ALLOWANCE _12

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Schedule of Financing Receivables, Non Accrual Status (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Automobile Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 1,367	$ 2,272
One-to-Four-Family Residential Construction
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Subdivision Construction
Financing Receivable, Recorded Investment, Nonaccrual Status	0	98
Land Development
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Commercial Construction
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Owner Occupied One-to-Four-Family Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	1,270	904
Non-Owner Occupied One To Four Family Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	1,481	1,758
Commercial Real Estate
Financing Receivable, Recorded Investment, Nonaccrual Status	346	1,226
Other Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	0	1,877
Commercial Business
Financing Receivable, Recorded Investment, Nonaccrual Status	1,590	2,063
Industrial Revenue Bonds
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Consumer Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	326	557
Home Equity Line of Credit
Financing Receivable, Recorded Investment, Nonaccrual Status	95	404
Loans Receivable
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 6,475	$ 11,159

NOTE 6_ LOANS AND ALLOWANCE _13

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Allowance for Credit Losses on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Provision for Loan and Lease Losses	$ 1,300	$ 2,950	$ 5,200	$ 7,150
One-to-Four-Family Residential Construction
Provision for Loan Losses Expensed	7	285	494	407
Financing Receivable, Allowance for Credit Losses, Write-downs	(18)	(74)	(59)	(150)
Allowance for Doubtful Accounts Receivable, Recoveries	79	46	252	91
One-to-Four-Family Residential Construction | Beginning of Period
Provision for Loan and Lease Losses	2,727	2,413	2,108	2,322
One-to-Four-Family Residential Construction | End of Period
Provision for Loan and Lease Losses	2,795	2,670	2,795	2,670
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	771		771		$ 513
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,987		1,987		1,564
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	37				31
Financing Receivable, Individually Evaluated for Impairment	6,302		6,302		6,950
Financing Receivable, Collectively Evaluated for Impairment	400,505		400,505		341,888
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	98,702		98,702		120,295
Other Residential
Provision for Loan Losses Expensed	341	190	1,310	(1,708)
Financing Receivable, Allowance for Credit Losses, Write-downs	(194)	(10)	(525)	(12)
Allowance for Doubtful Accounts Receivable, Recoveries	41	89	409	158
Other Residential | Beginning of Period
Provision for Loan and Lease Losses	3,845	3,655	2,839	5,486
Other Residential | End of Period
Provision for Loan and Lease Losses	4,033	3,924	4,033	3,924
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0		0		0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	4,006		4,006		2,813
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	27				26
Financing Receivable, Individually Evaluated for Impairment	0		0		2,907
Financing Receivable, Collectively Evaluated for Impairment	791,786		791,786		742,738
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	12,927		12,927		14,877
Commercial Real Estate
Provision for Loan Losses Expensed	708	643	1,519	1,413
Financing Receivable, Allowance for Credit Losses, Write-downs	0	(357)	(102)	(1,649)
Allowance for Doubtful Accounts Receivable, Recoveries	1	74	127	100
Commercial Real Estate | Beginning of Period
Provision for Loan and Lease Losses	19,474	15,442	18,639	15,938
Commercial Real Estate | End of Period
Provision for Loan and Lease Losses	20,183	15,802	20,183	15,802
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	635		635		599
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	19,288		19,288		17,843
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	260				197
Financing Receivable, Individually Evaluated for Impairment	3,556		3,556		8,315
Financing Receivable, Collectively Evaluated for Impairment	1,380,315		1,380,315		1,227,014
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	35,980		35,980		39,210
Commercial Construction
Provision for Loan Losses Expensed	538	298	1,009	74
Financing Receivable, Allowance for Credit Losses, Write-downs	(4)	0	(87)	(386)
Allowance for Doubtful Accounts Receivable, Recoveries	97	129	337	166
Commercial Construction | Beginning of Period
Provision for Loan and Lease Losses	2,395	1,711	1,767	2,284
Commercial Construction | End of Period
Provision for Loan and Lease Losses	3,026	2,138	3,026	2,138
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0		0		0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,953		2,953		1,690
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	73				77
Financing Receivable, Individually Evaluated for Impairment	14		14		15
Financing Receivable, Collectively Evaluated for Impairment	1,327,956		1,327,956		1,112,308
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	4,240		4,240		3,806
Commercial Business
Provision for Loan Losses Expensed	(1,019)	562	(991)	1,786
Financing Receivable, Allowance for Credit Losses, Write-downs	(274)	(1,090)	(1,155)	(1,365)
Allowance for Doubtful Accounts Receivable, Recoveries	80	66	343	467
Commercial Business | Beginning of Period
Provision for Loan and Lease Losses	2,991	4,365	3,581	3,015
Commercial Business | End of Period
Provision for Loan and Lease Losses	1,778	3,903	1,778	3,903
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	324		324		2,140
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,438		1,438		1,369
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	16				72
Financing Receivable, Individually Evaluated for Impairment	2,008		2,008		3,018
Financing Receivable, Collectively Evaluated for Impairment	344,208		344,208		372,192
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	4,613		4,613		5,275
Consumer
Provision for Loan Losses Expensed	725	972	1,859	5,178
Financing Receivable, Allowance for Credit Losses, Write-downs	(2,128)	(3,151)	(7,062)	(9,120)
Allowance for Doubtful Accounts Receivable, Recoveries	961	1,038	3,327	3,393
Consumer | Beginning of Period
Provision for Loan and Lease Losses	6,124	8,947	7,558	8,355
Consumer | End of Period
Provision for Loan and Lease Losses	5,682	7,806	5,682	7,806
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	433		433		699
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	5,221		5,221		6,802
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	28				57
Financing Receivable, Individually Evaluated for Impairment	2,524		2,524		4,129
Financing Receivable, Collectively Evaluated for Impairment	450,342		450,342		531,820
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	20,688		20,688		26,206
Loans Receivable
Provision for Loan Losses Expensed	1,300	2,950	5,200	7,150
Financing Receivable, Allowance for Credit Losses, Write-downs	(2,618)	(4,682)	(8,990)	(12,682)
Allowance for Doubtful Accounts Receivable, Recoveries	1,259	1,442	4,795	4,375
Loans Receivable | Beginning of Period
Provision for Loan and Lease Losses	37,556	36,533	36,492	37,400
Loans Receivable | End of Period
Provision for Loan and Lease Losses	37,497	$ 36,243	37,497	$ 36,243
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	2,163		2,163		3,951
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	34,893		34,893		32,081
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	441				460
Financing Receivable, Individually Evaluated for Impairment	14,404		14,404		25,334
Financing Receivable, Collectively Evaluated for Impairment	4,695,112		4,695,112		4,327,960
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	$ 177,150		$ 177,150		$ 209,669

NOTE 6_ LOANS AND ALLOWANCE _14

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Automobile Loan
Impaired Financing Receivable, Recorded Investment	$ 1,843	$ 2,740	$ 1,843	$ 2,740	$ 2,713
Impaired Financing Receivable, Unpaid Principal Balance	2,046	2,936	2,046	2,936	2,898
Impaired Financing Receivable, Related Allowance	331	491	331	491	484
Impaired Financing Receivable, Average Recorded Investment	1,865	2,548	2,120	2,323	2,383
Impaired Financing Receivable Interest Income Recognized	37	79	118	156	222
One-to-Four-Family Residential Construction
Impaired Financing Receivable, Recorded Investment	0	0	0	0	0
Impaired Financing Receivable, Unpaid Principal Balance	0	0	0	0	0
Impaired Financing Receivable, Related Allowance	0	0	0	0	0
Impaired Financing Receivable, Average Recorded Investment	0	0	0	258	193
Impaired Financing Receivable Interest Income Recognized	0	0	0	0	0
Subdivision Construction
Impaired Financing Receivable, Recorded Investment	241	434	241	434	349
Impaired Financing Receivable, Unpaid Principal Balance	241	450	241	450	367
Impaired Financing Receivable, Related Allowance	107	116	107	116	114
Impaired Financing Receivable, Average Recorded Investment	299	444	336	652	584
Impaired Financing Receivable Interest Income Recognized	3	9	11	21	22
Land Development
Impaired Financing Receivable, Recorded Investment	14	315	14	315	15
Impaired Financing Receivable, Unpaid Principal Balance	18	319	18	319	18
Impaired Financing Receivable, Related Allowance	0	0	0	0	0
Impaired Financing Receivable, Average Recorded Investment	15	424	15	2,319	1,793
Impaired Financing Receivable Interest Income Recognized	1	12	1	33	24
Commercial Construction
Impaired Financing Receivable, Recorded Investment	0	0	0	0	0
Impaired Financing Receivable, Unpaid Principal Balance	0	0	0	0	0
Impaired Financing Receivable, Related Allowance	0	0	0	0	0
Impaired Financing Receivable, Average Recorded Investment	0	0	0	0	0
Impaired Financing Receivable Interest Income Recognized	0	0	0	0	0
Owner Occupied One-to-Four-Family Residential
Impaired Financing Receivable, Recorded Investment	3,663	3,441	3,663	3,441	3,405
Impaired Financing Receivable, Unpaid Principal Balance	3,995	3,740	3,995	3,740	3,723
Impaired Financing Receivable, Related Allowance	343	351	343	351	331
Impaired Financing Receivable, Average Recorded Investment	3,401	3,440	3,322	3,384	3,405
Impaired Financing Receivable Interest Income Recognized	53	44	142	124	166
Non-Owner Occupied One To Four Family Residential
Impaired Financing Receivable, Recorded Investment	2,398	3,293	2,398	3,293	3,196
Impaired Financing Receivable, Unpaid Principal Balance	2,677	3,560	2,677	3,560	3,465
Impaired Financing Receivable, Related Allowance	321	104	321	104	68
Impaired Financing Receivable, Average Recorded Investment	2,583	2,550	3,082	2,183	2,419
Impaired Financing Receivable Interest Income Recognized	38	80	130	128	165
Commercial Real Estate
Impaired Financing Receivable, Recorded Investment	3,556	9,358	3,556	9,358	8,315
Impaired Financing Receivable, Unpaid Principal Balance	3,714	9,581	3,714	9,581	8,490
Impaired Financing Receivable, Related Allowance	635	599	635	599	599
Impaired Financing Receivable, Average Recorded Investment	6,689	6,819	7,115	9,068	9,075
Impaired Financing Receivable Interest Income Recognized	55	266	278	425	567
Other Residential
Impaired Financing Receivable, Recorded Investment	0	3,390	0	3,390	2,907
Impaired Financing Receivable, Unpaid Principal Balance	0	3,390	0	3,390	2,907
Impaired Financing Receivable, Related Allowance	0	0	0	0	0
Impaired Financing Receivable, Average Recorded Investment	675	3,457	1,368	3,660	3,553
Impaired Financing Receivable Interest Income Recognized	0	27	20	102	147
Commercial Business
Impaired Financing Receivable, Recorded Investment	2,008	3,141	2,008	3,141	3,018
Impaired Financing Receivable, Unpaid Principal Balance	2,383	4,311	2,383	4,311	4,222
Impaired Financing Receivable, Related Allowance	324	2,396	324	2,396	2,140
Impaired Financing Receivable, Average Recorded Investment	2,581	5,580	3,277	6,148	5,384
Impaired Financing Receivable Interest Income Recognized	40	35	329	161	173
Industrial Revenue Bonds
Impaired Financing Receivable, Recorded Investment	0	0	0	0	0
Impaired Financing Receivable, Unpaid Principal Balance	0	0	0	0	0
Impaired Financing Receivable, Related Allowance	0	0	0	0	0
Impaired Financing Receivable, Average Recorded Investment	0	0	0	0	0
Impaired Financing Receivable Interest Income Recognized	0	0	0	0	0
Consumer Loan
Impaired Financing Receivable, Recorded Investment	566	1,042	566	1,042	825
Impaired Financing Receivable, Unpaid Principal Balance	751	1,148	751	1,148	917
Impaired Financing Receivable, Related Allowance	85	156	85	156	124
Impaired Financing Receivable, Average Recorded Investment	671	1,005	806	886	906
Impaired Financing Receivable Interest Income Recognized	11	26	48	65	69
Home Equity Line of Credit
Impaired Financing Receivable, Recorded Investment	115	647	115	647	591
Impaired Financing Receivable, Unpaid Principal Balance	133	725	133	725	648
Impaired Financing Receivable, Related Allowance	17	100	17	100	91
Impaired Financing Receivable, Average Recorded Investment	405	633	500	456	498
Impaired Financing Receivable Interest Income Recognized	0	14	28	32	33
Loans Receivable
Impaired Financing Receivable, Recorded Investment	14,404	27,801	14,404	27,801	25,334
Impaired Financing Receivable, Unpaid Principal Balance	15,958	30,160	15,958	30,160	27,655
Impaired Financing Receivable, Related Allowance	2,163	4,313	2,163	4,313	3,951
Impaired Financing Receivable, Average Recorded Investment	19,184	26,900	21,941	31,337	30,193
Impaired Financing Receivable Interest Income Recognized	$ 238	$ 592	$ 1,105	$ 1,247	$ 1,588

NOTE 6_ LOANS AND ALLOWANCE _15

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Impaired Loans Specific Valuation Allowance (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Details
Impaired Loans Valuation Allowance	$ 2,200	$ 4,000

NOTE 6_ LOANS AND ALLOWANCE _16

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Troubled Debt Restructurings on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Consumer
Troubled Debt Restructuring Loans Interest Only	$ 0	$ 0	$ 0	$ 0
Troubled Debt Restructuring Loans Modified Term	67	194	506	199
Troubled Debt Restructuring Loans Modified Combination	0	0	0	0
Troubled Debt Restructurings Total New Modifications	$ 67	194	506	199
Commercial Real Estate
Troubled Debt Restructuring Loans Interest Only		0		0
Troubled Debt Restructuring Loans Modified Term		0		0
Troubled Debt Restructuring Loans Modified Combination		5,759		5,759
Troubled Debt Restructurings Total New Modifications		5,759		5,759
Newly Restructured Modified Loans
Troubled Debt Restructuring Loans Interest Only		0	1,348	0
Troubled Debt Restructuring Loans Modified Term		194	506	199
Troubled Debt Restructuring Loans Modified Combination		5,759	0	6,033
Troubled Debt Restructurings Total New Modifications		$ 5,953	1,854	6,232
One-to-Four-Family Residential
Troubled Debt Restructuring Loans Interest Only			1,348
Troubled Debt Restructuring Loans Modified Term			0
Troubled Debt Restructuring Loans Modified Combination			0
Troubled Debt Restructurings Total New Modifications			$ 1,348
Commercial Business
Troubled Debt Restructuring Loans Interest Only				0
Troubled Debt Restructuring Loans Modified Term				0
Troubled Debt Restructuring Loans Modified Combination				274
Troubled Debt Restructurings Total New Modifications				$ 274

NOTE 6_ LOANS AND ALLOWANCE _17

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Loans Modified in Troubled Debt Restructurings by Segment (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2018	Dec. 31, 2017
Troubled Debt Restructurings Total Modifications	$ 7,000	$ 15,000
Troubled Debt Restructurings Accruing Interest	4,800	12,300
Substandard
Troubled Debt Restructurings	2,300	8,800
Construction and Land Development
Troubled Debt Restructured Loans and Impaired	256	266
One- to Four-Family and Other Residential
Troubled Debt Restructured Loans and Impaired	4,100	6,200
Commercial Real Estate
Troubled Debt Restructured Loans and Impaired	1,300	7,100
Commercial Business
Troubled Debt Restructured Loans and Impaired	568	867
Consumer
Troubled Debt Restructured Loans and Impaired	$ 856	$ 617

NOTE 6_ LOANS AND ALLOWANCE _18

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Troubled Debt Restructured Loans Returned to Accrual Status (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2018	Sep. 30, 2017
Troubled Debt Restructurings Returned to Accrual Status	$ 327		$ 672
One-to-Four-Family Residential
Troubled Debt Restructurings Returned to Accrual Status	46	$ 85	345
Commercial Real Estate
Troubled Debt Restructurings Returned to Accrual Status	285
Consumer
Troubled Debt Restructurings Returned to Accrual Status	$ 42		$ 42

NOTE 6_ LOANS AND ALLOWANCE _19

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Satisfactory | Automobile Loan
Loan Portfolio Internal Grading System Classification	$ 276,220	$ 354,588
Satisfactory | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	25,056	20,275
Satisfactory | Subdivision Construction
Loan Portfolio Internal Grading System Classification	14,087	15,602
Satisfactory | Land Development
Loan Portfolio Internal Grading System Classification	39,902	39,171
Satisfactory | Commercial Construction
Loan Portfolio Internal Grading System Classification	1,283,468	1,068,352
Satisfactory | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	253,695	188,706
Satisfactory | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	106,619	117,103
Satisfactory | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	1,370,246	1,218,431
Satisfactory | Other Residential
Loan Portfolio Internal Grading System Classification	791,285	742,237
Satisfactory | Commercial Business
Loan Portfolio Internal Grading System Classification	325,260	344,479
Satisfactory | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	14,179	21,859
Satisfactory | Consumer Loan
Loan Portfolio Internal Grading System Classification	57,337	62,682
Satisfactory | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	116,804	114,860
Satisfactory | Acquired Loans Net of Discount
Loan Portfolio Internal Grading System Classification	177,130	209,657
Satisfactory | Loans Receivable
Loan Portfolio Internal Grading System Classification	4,851,288	4,518,002
Watch | Automobile Loan
Loan Portfolio Internal Grading System Classification	155	0
Watch | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	421	518
Watch | Subdivision Construction
Loan Portfolio Internal Grading System Classification	1,967	2,362
Watch | Land Development
Loan Portfolio Internal Grading System Classification	4,600	4,800
Watch | Commercial Construction
Loan Portfolio Internal Grading System Classification	0	0
Watch | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	62	0
Watch | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	1,092	389
Watch | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	11,330	9,909
Watch | Other Residential
Loan Portfolio Internal Grading System Classification	501	1,532
Watch | Commercial Business
Loan Portfolio Internal Grading System Classification	5,187	6,306
Watch | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	0	0
Watch | Consumer Loan
Loan Portfolio Internal Grading System Classification	162	0
Watch | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	152	0
Watch | Acquired Loans Net of Discount
Loan Portfolio Internal Grading System Classification	0	0
Watch | Loans Receivable
Loan Portfolio Internal Grading System Classification	25,629	25,816
Special Mention | Automobile Loan
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Subdivision Construction
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Land Development
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Commercial Construction
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Other Residential
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Commercial Business
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Consumer Loan
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Acquired Loans Net of Discount
Loan Portfolio Internal Grading System Classification	0	0
Special Mention | Loans Receivable
Loan Portfolio Internal Grading System Classification	0	0
Substandard | Automobile Loan
Loan Portfolio Internal Grading System Classification	1,509	2,554
Substandard | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	0	0
Substandard | Subdivision Construction
Loan Portfolio Internal Grading System Classification	0	98
Substandard | Land Development
Loan Portfolio Internal Grading System Classification	0	0
Substandard | Commercial Construction
Loan Portfolio Internal Grading System Classification	0	0
Substandard | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	2,237	1,809
Substandard | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	1,571	1,976
Substandard | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	2,295	6,989
Substandard | Other Residential
Loan Portfolio Internal Grading System Classification	0	1,876
Substandard | Commercial Business
Loan Portfolio Internal Grading System Classification	1,590	2,066
Substandard | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	0	0
Substandard | Consumer Loan
Loan Portfolio Internal Grading System Classification	422	686
Substandard | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	105	579
Substandard | Acquired Loans Net of Discount
Loan Portfolio Internal Grading System Classification	20	12
Substandard | Loans Receivable
Loan Portfolio Internal Grading System Classification	9,749	18,645
Doubtful | Automobile Loan
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Subdivision Construction
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Land Development
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Commercial Construction
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Other Residential
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Commercial Business
Loan Portfolio Internal Grading System Classification	0	500
Doubtful | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Consumer Loan
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Acquired Loans Net of Discount
Loan Portfolio Internal Grading System Classification	0	0
Doubtful | Loans Receivable
Loan Portfolio Internal Grading System Classification	0	500
Total for Portfolio | Automobile Loan
Loan Portfolio Internal Grading System Classification	277,884	357,142
Total for Portfolio | One-to-Four-Family Residential Construction
Loan Portfolio Internal Grading System Classification	25,477	20,793
Total for Portfolio | Subdivision Construction
Loan Portfolio Internal Grading System Classification	16,054	18,062
Total for Portfolio | Land Development
Loan Portfolio Internal Grading System Classification	44,502	43,971
Total for Portfolio | Commercial Construction
Loan Portfolio Internal Grading System Classification	1,283,468	1,068,352
Total for Portfolio | Owner Occupied One-to-Four-Family Residential
Loan Portfolio Internal Grading System Classification	255,994	190,515
Total for Portfolio | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	109,282	119,468
Total for Portfolio | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	1,383,871	1,235,329
Total for Portfolio | Other Residential
Loan Portfolio Internal Grading System Classification	791,786	745,645
Total for Portfolio | Commercial Business
Loan Portfolio Internal Grading System Classification	332,037	353,351
Total for Portfolio | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	14,179	21,859
Total for Portfolio | Consumer Loan
Loan Portfolio Internal Grading System Classification	57,921	63,368
Total for Portfolio | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	117,061	115,439
Total for Portfolio | Acquired Loans Net of Discount
Loan Portfolio Internal Grading System Classification	177,150	209,669
Total for Portfolio | Loans Receivable
Loan Portfolio Internal Grading System Classification	$ 4,886,666	$ 4,562,963

NOTE 7_ ACQUIRED LOANS, LOSS _9

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Business Combinations Policy (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
InterBank
Premium recorded in conjunction with fair value of acquired loans and amount amortized to yield	$ 38	$ 64	$ 138	$ 210
Valley Bank
Premium recorded in conjunction with fair value of acquired loans and amount amortized to yield	$ 0	$ 47	$ 11	$ 189

NOTE 7_ ACQUIRED LOANS, LOSS_10

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Loss Sharing Agreement Policy (Details) - USD ($) $ in Thousands	Jun. 09, 2017	Apr. 26, 2016	Sep. 30, 2018	Sep. 30, 2017
Cash Received from FDIC Loss Sharing Reimbursements			$ 0	$ 16,245
Gain Realized on Termination of Loss Sharing Agreements			$ 0	$ 7,704
TeamBank
Cash Received from FDIC Loss Sharing Reimbursements		$ 4,400
Vantus Bank
Cash Received from FDIC Loss Sharing Reimbursements		4,400
Sun Security Bank
Cash Received from FDIC Loss Sharing Reimbursements		$ 4,400
InterBank
Cash Received from FDIC Loss Sharing Reimbursements	$ 15,000
Gain Realized on Termination of Loss Sharing Agreements	$ 7,700

NOTE 7_ ACQUIRED LOANS, LOSS_11

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Details) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018USD ($)$ / shares	Sep. 30, 2017USD ($)$ / shares	Sep. 30, 2018USD ($)$ / shares	Sep. 30, 2017USD ($)$ / shares
Details
Impact of acquired loan pools on net interest income	$ 1,424	$ 975	$ 3,652	$ 4,237
Impact of acquired loan pools on net interest margin (in basis points)	14	9	12	14
Impact of acquired loan pools on non-interest income	$ 0	$ 0	$ 0	$ (634)
Net impact of acquired loan pools to pre-tax income	1,424	975	3,652	3,603
Net impact of acquired loan pools to net of taxes	$ 1,106	$ 621	$ 2,836	$ 2,295
Impact of acquired loan pools to diluted earnings per common share | $ / shares	$ 0.08	$ 0.04	$ 0.20	$ 0.16

NOTE 7_ ACQUIRED LOANS, LOSS_12

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: FDIC Indemnification Asset Policy (Details)	3 Months Ended
	Sep. 30, 2018
TeamBank
Business Combination, Indemnification Assets, Description	Through September 30, 2018, gross loan balances (due from the borrower) were reduced approximately $424.5 million since the transaction date because of $291.9 million of repayments from borrowers, $61.7 million in transfers to foreclosed assets and $70.9 million in charge-offs to customer loan balances
Vantus Bank
Business Combination, Indemnification Assets, Description	Through September 30, 2018, gross loan balances (due from the borrower) were reduced approximately $315.9 million since the transaction date because of $270.3 million of repayments from borrowers, $16.7 million in transfers to foreclosed assets and $28.9 million in charge-offs to customer loan balances.
Sun Security Bank
Business Combination, Indemnification Assets, Description	Through September 30, 2018, gross loan balances (due from the borrower) were reduced approximately $212.2 million since the transaction date because of $152.7 million of repayments from borrowers, $28.6 million in transfers to foreclosed assets and $30.9 million of charge-offs to customer loan balances.
InterBank
Business Combination, Indemnification Assets, Description	Through September 30, 2018, gross loan balances (due from the borrower) were reduced approximately $302.8 million since the transaction date because of $260.6 million of repayments by the borrower, $19.8 million in transfers to foreclosed assets and $22.4 million of charge-offs to customer loan balances.
Valley Bank
Business Combination, Indemnification Assets, Description	Through September 30, 2018, gross loan balances (due from the borrower) were reduced approximately $137.8 million since the transaction date because of $125.9 million of repayments by the borrower, $4.0 million in transfers to foreclosed assets and $7.9 million of charge-offs to customer loan balances.

NOTE 7_ ACQUIRED LOANS, LOSS_13

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: FDIC Indemnification Asset Roll Forward (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
TeamBank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	$ 11,658	$ 13,668
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(445)	(589)
Original estimated fair value of assets, net of activity since acquisition date	(11,094)	(12,948)
Expected loss remaining	119	131
TeamBank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	15	35
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	0	0
Original estimated fair value of assets, net of activity since acquisition date	(15)	(35)
Expected loss remaining	0	0
Vantus Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	15,698	18,965
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(74)	(131)
Original estimated fair value of assets, net of activity since acquisition date	(15,395)	(18,605)
Expected loss remaining	229	229
Vantus Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	0	15
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	0	0
Original estimated fair value of assets, net of activity since acquisition date	0	(15)
Expected loss remaining	0	0
Sun Security Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	22,219	26,787
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(371)	(494)
Original estimated fair value of assets, net of activity since acquisition date	(21,099)	(25,348)
Expected loss remaining	749	945
Sun Security Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	305	306
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	0	0
Original estimated fair value of assets, net of activity since acquisition date	(214)	(299)
Expected loss remaining	91	7
InterBank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	90,512	112,399
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(1,785)	(972)
Original estimated fair value of assets, net of activity since acquisition date	(78,642)	(98,321)
Expected loss remaining	10,221	13,380
Non-credit premium (discount), net of activity since acquisition date	136	274
InterBank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	146	2,012
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	0	0
Original estimated fair value of assets, net of activity since acquisition date	(130)	(1,785)
Expected loss remaining	16	227
Non-credit premium (discount), net of activity since acquisition date	0	0
Valley Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	55,350	59,997
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(229)	(411)
Original estimated fair value of assets, net of activity since acquisition date	(50,915)	(54,442)
Expected loss remaining	4,206	5,155
Non-credit premium (discount), net of activity since acquisition date	0	11
Valley Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	1,488	1,673
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	0	0
Original estimated fair value of assets, net of activity since acquisition date	(1,488)	(1,667)
Expected loss remaining	0	6
Non-credit premium (discount), net of activity since acquisition date	$ 0	$ 0

NOTE 7_ ACQUIRED LOANS, LOSS_14

NOTE 7: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS: Schedule of Accretable Yield Changes for Acquired Loans (Details) - USD ($) $ in Thousands	3 Months Ended				9 Months Ended
	Sep. 30, 2018		Sep. 30, 2017		Sep. 30, 2018		Sep. 30, 2017
TeamBank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	$ (294)		$ (352)		$ (736)		$ (1,319)
Change in expected accretable yield	103	[1]	287	[1]	216	[2]	1,080	[2]
TeamBank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	1,742		2,303		2,071		2,477
TeamBank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	1,551		2,238		1,551		2,238
Vantus Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(279)		(310)		(897)		(1,048)
Change in expected accretable yield	234	[1]	211	[1]	654	[2]	582	[2]
Vantus Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	1,652		2,180		1,850		2,547
Vantus Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	1,607		2,081		1,607		2,081
Sun Security Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(399)		(561)		(1,253)		(1,757)
Change in expected accretable yield	500	[1]	(270)	[1]	508	[2]	335	[2]
Sun Security Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	2,055		3,686		2,901		4,277
Sun Security Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	2,156		2,855		2,156		2,855
InterBank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(2,293)		(1,688)		(5,943)		(5,850)
Change in expected accretable yield	2,054	[1]	625	[1]	6,540	[2]	1,689	[2]
InterBank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	5,910		5,414		5,074		8,512
InterBank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	5,671		4,351		5,671		4,351
Valley Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(901)		(1,378)		(3,098)		(4,772)
Change in expected accretable yield	578	[1]	889	[1]	3,054	[2]	2,799	[2]
Valley Bank | Beginning of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	2,974		3,313		2,695		4,797
Valley Bank | End of Period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	$ 2,651		$ 2,824		$ 2,651		$ 2,824
[1]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended September 30, 2018, totaling $103,000, $234,000, $485,000, $604,000 and $578,000, respectively, and for the three months ended September 30, 2017, totaling $268,000, $204,000, $(270,000), $625,000 and $444,000, respectively.
[2]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, partially due to lower estimated credit losses. The amounts also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the nine months ended September 30, 2018, totaling $201,000, $654,000, $318,000, $3.6 million and $2.3 million, respectively, and for the nine months ended September 30, 2017, totaling $1.1 million, $569,000, $335,000, $1.7 million and $2.2 million, respectively.

Note 8_ Other Real Estate Own_4

Note 8: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Foreclosed Assets Held For Sale | One-to-Four-Family Residential Construction
Foreclosed Assets	$ 0	$ 0
Foreclosed Assets Held For Sale | Subdivision Construction
Foreclosed Assets	2,264	5,413
Foreclosed Assets Held For Sale | Land Development
Foreclosed Assets	4,495	7,229
Foreclosed Assets Held For Sale | Commercial Construction
Foreclosed Assets	0	0
Foreclosed Assets Held For Sale | One-to-Four-Family Residential
Foreclosed Assets	657	112
Foreclosed Assets Held For Sale | Other Residential
Foreclosed Assets	0	140
Foreclosed Assets Held For Sale | Commercial Real Estate
Foreclosed Assets	1,002	1,694
Foreclosed Assets Held For Sale | Commercial Business
Foreclosed Assets	0	0
Foreclosed Assets Held For Sale | Consumer Loan
Foreclosed Assets	1,020	1,987
Foreclosed Assets Held For Sale | Foreclosed Assets Before FDIC-Assisted Acquired Assets
Foreclosed Assets	9,438	16,575
Foreclosed Assets Held For Sale | Foreclosed Assets Acquired Through FDIC-Assisted Transactions, Net of Discount
Foreclosed Assets	1,847	3,799
Foreclosed Assets Held For Sale, Net
Foreclosed Assets	11,285	20,374
Other Real Estate Owned Not Acquired Through Foreclosure
Foreclosed Assets	1,559	1,628
Other real estate owned
Foreclosed Assets	$ 12,844	$ 22,002

Note 8_ Other Real Estate Own_5

Note 8: Other Real Estate Owned (Details) - Residential Mortgage $ in Thousands	Sep. 30, 2018USD ($)
Mortgage Loans in Process of Foreclosure, Amount	$ 1,300
Acquired Loans
Mortgage Loans in Process of Foreclosure, Amount	$ 1,100

Note 8_ Other Real Estate Own_6

Note 8: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Details
Net (gain) loss on sales of other real estate owned	$ (549)	$ (311)	$ (1,998)	$ (1,098)
Valuation write-downs on foreclosed assets	178	462	3,551	522
Operating expenses, net of rental income	869	1,192	2,823	3,171
Total foreclosed assets expenses	$ 498	$ 1,343	$ 4,376	$ 2,595

Note 9_ Deposits_ Schedule of_2

Note 9: Deposits: Schedule of Deposit Liabilities (Details) - USD ($) $ in Thousands		Sep. 30, 2018	Dec. 31, 2017
Deposits		$ 3,595,665	$ 3,597,144
0.00% - 0.99%
Deposits		163,501	254,502
1.00% - 1.99%
Deposits		611,935	1,006,373
2.00% - 2.99%
Deposits		647,247	106,888
3.00% - 3.99%
Deposits		8,563	701
4.00% - 4.99%
Deposits		1,129	1,108
5.00% and above
Deposits		273	272
Total Time Deposits
Deposits	[1]	1,432,648	1,369,844
Non-Interest Bearing Demand Deposits
Deposits		659,864	661,589
Interest Bearing Demand and Savings Deposits
Deposits	[2]	1,503,153	1,565,711
Total Deposits
Deposits		$ 3,595,665	$ 3,597,144
[1]	(1.77% - 1.24%)
[2]	(0.43% - 0.32%)

Note 10_ Advances From Federa_3

Note 10: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Advances from Federal Home Loan Banks	$ 240,000	$ 127,500
Due in 2018
Advances from Federal Home Loan Banks	$ 240,000	$ 127,500
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	2.18%	1.53%

Note 11_ Securities Sold Unde_4

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Short-term Debt (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Details
Notes payable - Community Development Equity Funds	$ 1,360	$ 1,604
Other Short-term Borrowings	0	15,000
Securities for Reverse Repurchase Agreements	112,184	80,531
Short-term debt recorded value	$ 113,544	$ 97,135

Note 11_ Securities Sold Unde_5

Note 11: Securities Sold Under Reverse Repurchase Agreements and Short-term Borrowings: Schedule of Repurchase Agreements (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Maturity Overnight and on Demand | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	$ 112,184	$ 80,531

Note 12_ Subordinated Notes_ Su

Note 12: Subordinated Notes: Subordinated Notes Details (Details) - USD ($) $ in Thousands	Aug. 08, 2016	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Debt Instrument, Interest Rate Terms		The notes are due August 15, 2026, and have a fixed interest rate of 5.25% until August 15, 2021, at which time the rate becomes floating at a rate equal to three-month LIBOR plus 4.087%.
Amortization of Debt Discount (Premium)		$ 38	$ 38	$ 116	$ 114
Subordinated Borrowing, Interest Rate		5.47%
Senior Subordinated Notes
Proceeds from Issuance of Senior Long-term Debt	$ 73,500
Payment of Financing and Stock Issuance Costs	$ 1,500

Note 12_ Subordinated Notes_ _2

Note 12: Subordinated Notes: Schedule of Subordinated Borrowing (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Details
Subordinated Notes Before Costs	$ 75,000	$ 75,000
Unamortized Debt Issuance Expense	1,196	1,312
Subordinated Debt	$ 73,804	$ 73,688

Note 13_ Income Taxes_ Schedu_2

Note 13: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Details
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21.00%	35.00%	21.00%	35.00%
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent	(0.50%)	(1.60%)	(0.70%)	(1.50%)
Effective Income Tax Rate Reconciliation, Tax Credit, Percent	(2.20%)	(7.80%)	(3.20%)	(5.90%)
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent	1.20%	1.10%	1.20%	1.30%
Effective Income Tax Rate Reconciliation, Other Adjustments, Percent	0.00%	0.20%	(0.10%)	(0.60%)
Effective Income Tax Rate Reconciliation, Percent	19.50%	26.90%	18.20%	28.30%

Note 14_ Disclosures About F_18

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Recurring Assets, Fair Value Disclosure	$ 121,525	$ 122,533
Collateralized Mortgage Obligations
Recurring Assets, Fair Value Disclosure	17,384
US States and Political Subdivisions Debt Securities
Recurring Assets, Fair Value Disclosure	52,342	56,646
Interest rate derivative asset
Recurring Assets, Fair Value Disclosure	1,453	981
Interest rate derivative liability
Recurring Assets, Fair Value Disclosure	(1,448)	(1,030)
Fair Value, Inputs, Level 1 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Recurring Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 1 | Collateralized Mortgage Obligations
Recurring Assets, Fair Value Disclosure	0
Fair Value, Inputs, Level 1 | US States and Political Subdivisions Debt Securities
Recurring Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 1 | Interest rate derivative asset
Recurring Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 1 | Interest rate derivative liability
Recurring Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 2 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Recurring Assets, Fair Value Disclosure	121,525	122,533
Fair Value, Inputs, Level 2 | Collateralized Mortgage Obligations
Recurring Assets, Fair Value Disclosure	17,384
Fair Value, Inputs, Level 2 | US States and Political Subdivisions Debt Securities
Recurring Assets, Fair Value Disclosure	52,342	56,646
Fair Value, Inputs, Level 2 | Interest rate derivative asset
Recurring Assets, Fair Value Disclosure	1,453	981
Fair Value, Inputs, Level 2 | Interest rate derivative liability
Recurring Assets, Fair Value Disclosure	(1,448)	(1,030)
Fair Value, Inputs, Level 3 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Recurring Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 | Collateralized Mortgage Obligations
Recurring Assets, Fair Value Disclosure	0
Fair Value, Inputs, Level 3 | US States and Political Subdivisions Debt Securities
Recurring Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 | Interest rate derivative asset
Recurring Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 | Interest rate derivative liability
Recurring Assets, Fair Value Disclosure	$ 0	$ 0

Note 14_ Disclosures About F_19

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Foreclosed Assets Held For Sale
Non-recurring Assets, Fair Value Disclosure	$ 3,014	$ 1,758
Loans Receivable Impaired
Non-recurring Assets, Fair Value Disclosure	2,996	1,590
Fair Value, Inputs, Level 1 | Foreclosed Assets Held For Sale
Non-recurring Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 1 | Loans Receivable Impaired
Non-recurring Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 2 | Foreclosed Assets Held For Sale
Non-recurring Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 2 | Loans Receivable Impaired
Non-recurring Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 | Foreclosed Assets Held For Sale
Non-recurring Assets, Fair Value Disclosure	3,014	1,758
Fair Value, Inputs, Level 3 | Loans Receivable Impaired
Non-recurring Assets, Fair Value Disclosure	$ 2,996	$ 1,590

Note 14_ Disclosures About F_20

Note 14: Disclosures About Fair Value of Financial Instruments: Schedule Of Financial Instruments Fair Value (Details) $ in Thousands	Sep. 30, 2018USD ($)	Dec. 31, 2017USD ($)
Financial Assets | Loans Receivable
Financial Instruments Owned Carrying Amount	$ 3,942,766	$ 3,726,302
Financial Instruments, Owned, at Fair Value	$ 3,905,137	$ 3,735,216
Fair Value Hierarchy Level	3	3
Financial Assets | Mortgage Loans Held for Sale
Financial Instruments Owned Carrying Amount	$ 3,474	$ 8,203
Financial Instruments, Owned, at Fair Value	$ 3,474	$ 8,203
Fair Value Hierarchy Level	2	2
Financial Assets | Accrued Interest Receivable
Financial Instruments Owned Carrying Amount	$ 13,008	$ 12,338
Financial Instruments, Owned, at Fair Value	$ 13,008	$ 12,338
Fair Value Hierarchy Level	3	3
Financial Assets | Held-to-maturity Securities
Financial Instruments Owned Carrying Amount	$ 0	$ 130
Financial Instruments, Owned, at Fair Value	$ 0	$ 131
Fair Value Hierarchy Level	2	2
Financial Assets | Cash and Cash Equivalents
Financial Instruments Owned Carrying Amount	$ 208,821	$ 242,253
Financial Instruments, Owned, at Fair Value	$ 208,821	$ 242,253
Fair Value Hierarchy Level	1	1
Financial Assets | Investment in Federal Home Loan Bank Stock
Financial Instruments Owned Carrying Amount	$ 14,918	$ 11,182
Financial Instruments, Owned, at Fair Value	$ 14,918	$ 11,182
Fair Value Hierarchy Level	3	3
Financial Liabilities | Federal Home Loan Bank Advances
Financial Instruments Owned Carrying Amount	$ 240,000	$ 127,500
Financial Instruments, Owned, at Fair Value	$ 240,000	$ 127,500
Fair Value Hierarchy Level	3	3
Financial Liabilities | Junior Subordinated Debt
Financial Instruments Owned Carrying Amount	$ 25,774	$ 25,774
Financial Instruments, Owned, at Fair Value	$ 25,774	$ 25,774
Fair Value Hierarchy Level	3	3
Financial Liabilities | Subordinated Debt
Financial Instruments Owned Carrying Amount	$ 73,804	$ 73,688
Financial Instruments, Owned, at Fair Value	$ 75,469	$ 76,500
Fair Value Hierarchy Level	2	2
Financial Liabilities | Deposits
Financial Instruments Owned Carrying Amount	$ 3,595,665	$ 3,597,144
Financial Instruments, Owned, at Fair Value	$ 3,585,641	$ 3,606,400
Fair Value Hierarchy Level	3	3
Financial Liabilities | Short-term Debt
Financial Instruments Owned Carrying Amount	$ 113,544	$ 97,135
Financial Instruments, Owned, at Fair Value	$ 113,544	$ 97,135
Fair Value Hierarchy Level	3	3
Financial Liabilities | Accrued Interest Payable
Financial Instruments Owned Carrying Amount	$ 3,013	$ 2,904
Financial Instruments, Owned, at Fair Value	$ 3,013	$ 2,904
Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Letter of Credit
Financial Instruments Owned Carrying Amount	$ 155	$ 85
Financial Instruments, Owned, at Fair Value	$ 155	$ 85
Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Line of Credit
Financial Instruments Owned Carrying Amount	$ 0	$ 0
Financial Instruments, Owned, at Fair Value	$ 0	$ 0
Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net of Contractual Value | Loan Origination Commitments
Financial Instruments Owned Carrying Amount	$ 0	$ 0
Financial Instruments, Owned, at Fair Value	$ 0	$ 0
Fair Value Hierarchy Level	3	3

Note 15_ Derivatives and Hedg_4

Note 15: Derivatives and Hedging Activities: Loans With Interest Rate Swap (Details) $ in Thousands	Dec. 31, 2017USD ($)
Interest Rate Swap | Not Designated as Hedging Instrument | Commercial Customers
Derivative, Notional Amount	$ 92,700

Note 15_ Derivatives and Hedg_5

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments in Statement of Financial Position, Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Derivative Asset
Derivative Instruments Not Designated as Hedging Instruments, Asset, at Fair Value	$ 1,453	$ 981
Derivative Liability
Derivative Instruments Not Designated as Hedging Instruments, Liability, at Fair Value	1,448	1,030
Interest rate products | Prepaid Expenses and Other Current Assets
Derivative Asset
Derivative Instruments Not Designated as Hedging Instruments, Asset, at Fair Value	1,453	981
Interest rate products | Accrued expenses and other liabilities
Derivative Liability
Derivative Instruments Not Designated as Hedging Instruments, Liability, at Fair Value	$ 1,448	$ 1,030

Note 15_ Derivatives and Hedg_6

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Amount of Gain Loss Recognized in Accumulated Other Comprehensive Income
Effect of derivative instruments on the statements of comprehensive income	$ 0	$ 64	$ 0	$ 161

NOTE 16_ SALE OF BRANCHES AND_3

NOTE 16: SALE OF BRANCHES AND RELATED DEPOSITS: Sale of Banking Centers (Details) - West Gate Bank $ in Thousands	3 Months Ended
	Sep. 30, 2018USD ($)
Transaction Expense
Proceeds from Sale of Other Productive Assets	$ 165
Pre-Tax Gain
Proceeds from Sale of Other Productive Assets	7,400
Deposits
Proceeds from Sale of Other Productive Assets	$ 56,000

NOTE 17_ SUBSEQUENT EVENT - S_2

NOTE 17: SUBSEQUENT EVENT - SALE OF CERTAIN BRANCHES (Details)	3 Months Ended
	Sep. 30, 2018
Details
Derivative, Type of Interest Rate Paid on Swap	Under the terms of the swap, the Company will receive a fixed rate of interest of 3.018% and will pay a floating rate of interest equal to one-month USD-LIBOR. The floating rate will be reset monthly and net settlements of interest due to/from the counterparty will also occur monthly. The initial floating rate of interest was set at 2.277%.