Ameriana Bancorp (ASBI) 10-Q 7 Aug 14 2014 Q2 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	6 Months Ended
	Jun. 30, 2014	Aug. 07, 2014
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Jun-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q2	'
Entity Registrant Name	'AMERIANA BANCORP	'
Entity Central Index Key	'0000855574	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	2,994,452

Consolidated_Condensed_Balance

Consolidated Condensed Balance Sheets (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets	'	'
Cash on hand and in other institutions	$6,362	$5,049
Interest-bearing demand deposits	35,190	35,818
Cash and cash equivalents	41,552	40,867
Interest-bearing time deposits	2,974	2,974
Investment securities available for sale, at fair value	52,035	37,803
Investment securities held to maturity, at amortized cost	2,346	2,347
Loans, net of allowance for loan losses of $4,004 and $3,993	312,915	312,035
Premises and equipment, net	14,524	14,686
Stock in Federal Home Loan Bank, at cost	4,472	4,472
Goodwill	656	656
Cash value of life insurance	28,088	27,731
Other real estate owned	5,666	5,171
Other assets	9,212	9,862
Total assets	474,440	458,604
Deposits	'	'
Noninterest-bearing	57,622	52,747
Interest-bearing	319,613	309,954
Total deposits	377,235	362,701
Borrowings	50,810	50,810
Drafts payable	1,108	1,503
Other liabilities	5,711	5,877
Total liabilities	434,864	420,891
Commitments and contingencies	'	'
Shareholders' equity	'	'
Preferred stock - 5,000,000 shares authorized and unissued	0	0
Common stock, $1.00 par value Authorized 15,000,000 shares Issued - 3,219,452 and 3,215,752 shares Outstanding - 2,994,452 and 2,990,752 shares	3,220	3,216
Additional paid-in capital	1,259	1,176
Retained earnings	37,872	36,659
Accumulated other comprehensive income (loss)	223	-340
Treasury stock at cost - 225,000 shares	-2,998	-2,998
Total shareholders' equity	39,576	37,713
Total liabilities and shareholders' equity	$474,440	$458,604

Consolidated_Condensed_Balance1

Consolidated Condensed Balance Sheets (Parenthetical) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Statement Of Financial Position [Abstract]	'	'
Allowance for loan losses	$4,004	$3,993
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares unissued	5,000,000	5,000,000
Common stock, par value	$1	$1
Common stock, shares authorized	15,000,000	15,000,000
Common stock, shares issued	3,219,452	3,215,752
Common stock, shares outstanding	2,994,452	2,990,752
Treasury stock, shares	225,000	225,000

Consolidated_Condensed_Stateme

Consolidated Condensed Statements of Income (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest Income	'	'	'	'
Interest and fees on loans	$4,008	$4,014	$8,122	$8,035
Interest on mortgage-backed securities	257	142	479	310
Interest on investment securities	43	43	87	87
Other interest and dividend income	77	62	171	120
Total interest income	4,385	4,261	8,859	8,552
Interest Expense	'	'	'	'
Interest on deposits	414	415	834	847
Interest on borrowings	341	332	679	662
Total interest expense	755	747	1,513	1,509
Net Interest Income	3,630	3,514	7,346	7,043
Provision for loan losses	150	210	300	465
Net Interest Income After Provision for Loan Losses	3,480	3,304	7,046	6,578
Other Income	'	'	'	'
Other fees and service charges	698	643	1,286	1,181
Brokerage and insurance commissions	384	387	802	836
Net realized and recognized gains on available-for-sale investment securities (includes $92 for the six months ended June 30, 2013 related to accumulated other comprehensive income reclassifications)	0	'	0	92
Gains on sales of loans and servicing rights	25	163	41	320
Net gain (loss) from sales and write-downs of other real estate owned	7	-1	7	-2
Other real estate owned income	57	57	144	115
Increase in cash value of life insurance	175	185	357	368
Other	37	35	110	71
Total other income	1,383	1,469	2,747	2,981
Other Expense	'	'	'	'
Salaries and employee benefits	2,316	2,227	4,571	4,419
Net occupancy expense	339	360	759	762
Furniture and equipment expense	184	232	373	443
Legal and professional fees	166	164	328	325
FDIC deposit insurance premiums and assessments	91	148	180	295
Data processing expense	251	234	484	440
Printing and office supplies	61	79	126	142
Marketing expense	109	72	218	160
Other real estate owned expense	67	103	106	183
Other	453	455	809	865
Total other expense	4,037	4,074	7,954	8,034
Income Before Income Taxes	826	699	1,839	1,525
Income tax (includes $31 for the six months ended June 30, 2013 related to income tax expense from reclassification items)	223	168	507	380
Net Income	$603	$531	$1,332	$1,145
Basic Earnings Per Share	$0.20	$0.18	$0.45	$0.38
Diluted Earnings Per Share	$0.20	$0.18	$0.45	$0.38
Dividends Declared Per Share	$0.02	$0.01	$0.04	$0.02

Consolidated_Condensed_Stateme1

Consolidated Condensed Statements of Income (Parenthetical) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2013
Income Statement [Abstract]	'
Reclassification adjustment for realized gains included in net income, before tax	$92
Reclassification adjustment for realized gains included in net income, tax expense	$31

Consolidated_Condensed_Stateme2

Consolidated Condensed Statements of Comprehensive Income (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Statement Of Income And Comprehensive Income [Abstract]	'	'	'	'
Net Income	$603	$531	$1,332	$1,145
Unrealized appreciation (depreciation) on available-for-sale securities, net of tax expense of $178 and tax benefit of $248 for the three months ended June 30, 2014 and June 30, 2013, respectively, and net of tax expense of $293 and tax benefit of $322 for the six months ended June 30, 2014 and June 30, 2013, respectively	349	-482	563	-631
Less: reclassification adjustment for realized gains included in net income, net of taxes of $31 for the six months ended June 30, 2013	0	'	0	61
Other comprehensive income (loss)	349	-482	563	-692
Comprehensive Income	$952	$49	$1,895	$453

Consolidated_Condensed_Stateme3

Consolidated Condensed Statements of Comprehensive Income (Parenthetical) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Statement Of Income And Comprehensive Income [Abstract]	'	'	'	'
Tax effect of unrealized holding gain (loss) before reclassification adjustments on available-for-sale securities	$178	$248	$293	$322
Tax effect of the income statement impact of the reclassification adjustment for unrealized gain (loss) realized upon the sale of available-for-sale securities	'	'	'	$31

Consolidated_Condensed_Stateme4

Consolidated Condensed Statement of Shareholders' Equity (USD $)	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]
In Thousands
Beginning Balance at Dec. 31, 2013	$37,713	$3,216	$1,176	$36,659	($340)	($2,998)
Net Income	1,332	'	'	1,332	'	'
Other comprehensive income	563	'	'	'	563	'
Share-based compensation	40	'	40	'	'	'
Exercise of stock options	46	4	42	'	'	'
Tax benefit realized from exercise of stock options	1	'	1	'	'	'
Dividends declared ($0.04 per share)	-119	'	'	-119	'	'
Ending Balance at Jun. 30, 2014	$39,576	$3,220	$1,259	$37,872	$223	($2,998)

Consolidated_Condensed_Stateme5

Consolidated Condensed Statement of Shareholders' Equity (Parenthetical) (USD $)	6 Months Ended
	Jun. 30, 2014
Dividends declared, per share	$0.04
Retained Earnings [Member]	'
Dividends declared, per share	$0.04

Consolidated_Condensed_Stateme6

Consolidated Condensed Statements of Cash Flows (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Operating Activities	'	'
Net Income	$1,332	$1,145
Items not requiring (providing) cash	'	'
Provision for losses on loans	300	465
Depreciation and amortization	595	770
Increase in cash value of life insurance	-357	-368
Gain from sale of available-for-sale securities	0	-92
Net (gain) loss on sales of other real estate owned	-7	2
Share-based compensation	40	'
Mortgage loans originated for sale	-948	-9,199
Proceeds from sales of mortgage loans originated for sale	974	9,520
Gains on sales of mortgage loans and servicing rights	-41	-320
Increase (decrease) in accrued interest and dividends payable	26	-1
Other adjustments	89	1,883
Net cash provided by operating activities	2,003	3,805
Investing Activities	'	'
Purchase of available for sale securities	-16,242	-5,688
Proceeds/principal from the sale of securities	0	7,589
Net change in interest-bearing time deposits	0	1,986
Principal collected on mortgage-backed securities	2,778	4,580
Net change in loans	-1,749	-1,084
Proceeds from sales of other real estate owned	74	415
Net purchases and construction of premises and equipment	-316	-876
Net cash (used in) provided by investing activities	-15,455	6,922
Financing Activities	'	'
Net change in demand and savings deposits	21,908	5,491
Net change in certificates of deposit	-7,374	-7,177
(Decrease) increase in drafts payable	-395	343
Net change in advances by borrowers for taxes and insurance	40	-65
Proceeds from exercise of stock options	47	'
Cash dividends paid	-89	-59
Net cash provided by (used in) financing activities	14,137	-1,467
Change in Cash and Cash Equivalents	685	9,260
Cash and Cash Equivalents at Beginning of Year	40,867	20,853
Cash and Cash Equivalents at End of Quarter	41,552	30,113
Supplemental information:	'	'
Interest paid on deposits	836	845
Interest paid on borrowings	682	665
Income tax paid	95	7
Non-cash supplemental information:	'	'
Transfers from loans to other real estate owned	$569	$266

Basis_of_Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Basis of Presentation	'
	NOTE A — BASIS OF PRESENTATION
	The consolidated condensed financial statements include the accounts of Ameriana Bancorp (the “Company”) and its wholly-owned subsidiary Ameriana Bank (the “Bank”). The Bank has two wholly-owned subsidiaries, Ameriana Insurance Agency and Ameriana Financial Services, Inc. All significant intercompany accounts and transactions have been eliminated in consolidation.
	The unaudited interim consolidated condensed financial statements have been prepared in accordance with the instructions to Form 10-Q and, therefore, do not include all information and disclosures required by generally accepted accounting principles (“GAAP”) for complete financial statements. In the opinion of management, the financial statements reflect all adjustments (comprised only of normal recurring adjustments and accruals) necessary to present fairly the Company’s financial position and results of operations and cash flows. The consolidated condensed balance sheet of the Company as of December 31, 2013 has been derived from the audited consolidated balance sheet of the Company as of that date. The results of operations for the three and six months ended June 30, 2014 are not necessarily indicative of the results to be expected in the full year or for any other period. These statements should be read in conjunction with the consolidated financial statements and related notes which are included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.

Shareholders_Equity

Shareholders' Equity	6 Months Ended
	Jun. 30, 2014
Equity [Abstract]	'
Shareholders' Equity	'
	NOTE B — SHAREHOLDERS’ EQUITY
	On June 30, 2014, the Board of Directors declared a quarterly cash dividend of $0.02 per share. This dividend, totaling approximately $60,000, was accrued for payment to shareholders of record on July 11, 2014 and was paid on August 1, 2014.
	Cash received from options exercised under all share-based compensation arrangements for the second quarter of 2014 was $46,000, with a tax benefit realized of $1,000. No stock options were granted during the second quarter of 2014.

Earnings_Per_Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	NOTE C — EARNINGS PER SHARE
	Earnings per share were computed as follows:
		(In thousands, except share data)
		Three Months Ended June 30,
		2014						2013
		Net		Weighted		Per Share		Net		Weighted		Per Share
		Income		Average		Amount		Income		Average		Amount
				Shares						Shares
	Basic Earnings Per Share: Income available to common shareholders	$	603		2,992,134	$	0.2	$	531		2,988,952	$	0.18
	Effect of dilutive stock options		—		5,341				—		73
	Diluted Earnings Per Share: Income available to common shareholders and assumed conversions	$	603		2,997,475	$	0.2	$	531		2,989,025	$	0.18
		(In thousands, except share data)
		Six Months Ended June 30,
		2014						2013
		Net		Weighted		Per Share		Net		Weighted		Per Share
		Income		Average		Amount		Income		Average		Amount
				Shares						Shares
	Basic Earnings Per Share: Income available to common shareholders	$	1,332		2,991,447	$	0.45	$	1,145		2,988,952	$	0.38
	Effect of dilutive stock options		—		4,588				—		—
	Diluted Earnings Per Share: Income available to common shareholders and assumed conversions	$	1,332		2,996,035	$	0.45	$	1,145		2,988,952	$	0.38
	Options to purchase 15,232 shares of common stock at exercise prices of $15.35 to $15.56 per share and 138,982 shares of common stock at exercise prices of $12.43 to $15.56 per share that were outstanding at June 30, 2014 and 2013, respectively, were not included in the computation of diluted earnings per share because the options were anti-dilutive, in that the exercise prices of the options exceeded the market value of the Company’s stock for the periods presented.

Investment_Securities

Investment Securities	6 Months Ended
	Jun. 30, 2014
Investments Debt And Equity Securities [Abstract]	'
Investment Securities	'
	NOTE D — INVESTMENT SECURITIES
	The following tables provide the composition of investment securities at June 30, 2014 and December 31, 2013 (dollars in thousands):
		Amortized		Gross		Gross		Fair
		Cost		Unrealized		Unrealized		Value
				Gains		Losses
	Available for sale at June 30, 2014
	Ginnie Mae and GSE mortgage-backed pass-through securities	$	47,704	$	461	$	128	$	48,037
	Ginnie Mae collateralized mortgage obligations		2,208		—		46		2,162
	Mutual fund		1,805		31		—		1,836
		$	51,717	$	492	$	174	$	52,035
		Amortized		Gross		Gross		Fair
		Cost		Unrealized		Unrealized		Value
				Gains		Losses
	Held to maturity at June 30, 2014
	Municipal securities	$	2,346	$	7	$	—	$	2,353
		Amortized		Gross		Gross		Fair
		Cost		Unrealized		Unrealized		Value
				Gains		Losses
	Available for sale at December 31, 2013
	Ginnie Mae and GSE mortgage-backed pass-through securities	$	34,205	$	100	$	499	$	33,806
	Ginnie Mae collateralized mortgage obligations		2,349		—		135		2,214
	Mutual fund		1,787		—		4		1,783
		$	38,341	$	100	$	638	$	37,803
		Amortized		Gross		Gross		Fair
		Cost		Unrealized		Unrealized		Value
				Gains		Losses
	Held to maturity at December 31, 2013
	Municipal securities	$	2,347	$	—	$	—	$	2,347
	The amortized cost and fair value of securities at June 30, 2014 by contractual maturity are shown below (dollars in thousands). Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Available for Sale
		Amortized		Fair
		Cost		Value
	Within one year	$	—	$	—
	One to five years		—		—
	Five to ten years		—		—
	After ten years		—		—
			—		—
	Ginnie Mae and GSE mortgage-backed pass-through securities		47,704		48,037
	Ginnie Mae collateralized mortgage obligations		2,208		2,162
	Mutual fund		1,805		1,836
		$	51,717	$	52,035
		Held to Maturity
		Amortized		Fair
		Cost		Value
	Within one year	$	25	$	25
	One to five years		245		246
	Five to ten years		495		496
	After ten years		1,581		1,586
	Municipal securities	$	2,346	$	2,353
	Mortgage-backed pass-through securities: The contractual cash flows of these investments are guaranteed by either Ginnie Mae, a U.S. Government agency, or by Fannie Mae and Freddie Mac, U.S. Government-sponsored entities, institutions which the U.S. Government has affirmed its commitment to support. Accordingly, it is expected that the securities would not be settled at a price less than the amortized cost of the Company’s investment.
	Collateralized mortgage obligations: The contractual cash flows of these investments are guaranteed by Ginnie Mae, a U.S. Government agency. Accordingly, it is expected that the securities would not be settled at a price less than the amortized cost of the Company’s investment.
	Municipal Securities: The municipal securities consisted of non-rated local issue tax increment revenue bonds.
	Mutual fund: The mutual fund balance consisted of an investment in the CRA Qualified Investment mutual fund, whose portfolio composition is primarily in debt securities with an average credit quality rating of AAA.
	Certain investment securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at June 30, 2014 and December 31, 2013 was $18,690,000 and $32,002,000, respectively, which was approximately 34.4% and 79.6%, respectively, of the Company’s investment portfolio at these dates.
	Should the impairment of any of these securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified.
	The following table shows the Company’s investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2014 and December 31, 2013 (dollars in thousands):
	At June 30, 2014	Less Than 12 Months				12 Months or Longer				Total
		Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
				Losses				Losses				Losses
	Ginnie Mae and GSE mortgage-backed pass-through securities	$	9,979	$	74	$	6,549	$	54	$	16,528	$	128
	Ginnie Mae collateralized mortgage obligations		—		—		2,162		46		2,162		46
		$	9,979	$	74	$	8,711	$	100	$	18,690	$	174
	At December 31, 2013	Less Than 12 Months				12 Months or Longer				Total
	Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
			Losses				Losses				Losses
Ginnie Mae and GSE mortgage-backed pass-through securities	$	27,963	$	498	$	42	$	1	$	28,005	$	499
Ginnie Mae collateralized mortgage obligations		2,214		135		—		—		2,214		135
Mutual fund		1,783		4		—		—		1,783		4
	$	31,960	$	637	$	42	$	1	$	32,002	$	638
Investment securities with a total market value of $8,889,000 and $8,914,000 were pledged at June 30, 2014 and December 31, 2013, respectively, to secure a repurchase agreement.
There were no sales of available for sale securities during the three-month period ended June 30, 2014, compared to a gross gain of $11,000 and a gross loss of $11,000 resulting from sales of available for sale securities that were realized in the three-month period ended June 30, 2013.
There were no sales of available for sale securities during the six-month period ended June 30, 2014, compared to a gross gain of $103,000 and a gross loss of $11,000 resulting from sales of available for sale securities that were realized in the six-month period ended June 30, 2013, with a tax expense of $31,000.

Loans_and_Allowance_for_Loan_a

Loans and Allowance for Loan and Lease Losses	6 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Loans and Allowance for Loan and Lease Losses	'
	NOTE E — LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES
	(Dollars in Thousands)
			At June 30,			At December 31,
			2014			2013
	Real estate loans:
	Commercial		$	103,296		$	104,766
	Residential			168,035			168,529
	Construction			16,016			11,382
	Commercial loans and leases			27,884			29,254
	Municipal loans			810			997
	Consumer loans			1,947			2,032
	Total loans			317,988			316,960
	Less:
	Undisbursed loan proceeds			402			248
	Deferred loan fees, net			667			684
	Allowance for loan losses			4,004			3,993
				5,073			4,925
	Total loans - net		$	312,915		$	312,035
	The risk characteristics of each loan portfolio segment are as follows:
	Commercial Real Estate: These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Bank’s commercial real estate portfolio are diverse in terms of type and geographic location. Management monitors and evaluates commercial real estate loans based on collateral and risk grade criteria. As a general rule, the Bank avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans.
	Construction Real Estate: Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews, sensitivity analysis of absorption and lease rates and financial analysis of the developers and property owners. Construction loans are generally based on estimates of costs and value associated with the completed project. These estimates may be inaccurate. Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Bank until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, timely completion and sale of the property, sale of the property at a price commensurate with the initial estimate, governmental regulation of real property, general economic conditions and the availability of long-term financing.
	Commercial Loans and Leases: Commercial loans and leases are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.
	Residential and Consumer: With respect to residential loans that are secured by one-to four-family residences and are generally owner occupied, the Bank generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in one-to four-family residences, and consumer loans are secured by consumer assets such as automobiles or recreational vehicles. Some consumer loans are unsecured such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.
	Municipal: Municipal loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. Most municipal loans are secured by the full faith and credit of the municipality. The availability of funds for the repayment of these loans may be substantially dependent on the ability of the municipality to collect taxes or other revenue.
	Allowance for Loan and Lease Losses Methodology:
	Bank policy is designed to ensure that an adequate allowance for loan and lease losses (“ALLL”) will be maintained. Primary responsibility for ensuring that the Bank has processes in place to consistently assess the adequacy of the ALLL rests with the Board. The Board has charged the Chief Credit Officer (“CCO”) with responsibility for establishing the methodology to be used and to assess the adequacy of the ALLL quarterly. The methodology will be reviewed and affirmed by the Loan Review Officer. Quarterly, the Board will review recommendations from the CCO to adjust the allowance as appropriate.
	The methodology employed by the Bank for each portfolio segment will at a minimum contain the following:
		1)	Loans will be segmented by type of loan.
		2)	Loans will be further segmented by risk grades.
		3)	The required ALLL for types of performing homogeneous loans which do not have a specific reserve will be determined by applying a factor based on historical losses averaged over the twelve quarters prior to the most recent quarter. In those instances where the Bank’s historical experience is not available, management will develop factors based on industry experience and best practices.
		4)	All criticized and classified loans will be tested for impairment by applying one of three methodologies:
		a.	Present value of future cash flows;
		b.	Fair value of collateral less cost to sell; or
		c.	The loan’s observable market price.
		5)	All troubled debt restructurings (“TDR”) are considered impaired loans.
		6)	Loans tested for impairment will be removed from other pools to prevent layering (double-counting).
		7)	The required ALLL for each group of loans will be added together to determine the total required ALLL for the Bank. The required ALLL will be compared to the current ALLL to determine the required provision to increase the ALLL or credit to decrease the ALLL.
	The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Bank over the twelve quarters prior to the most recent quarter. Management believes the historical loss experience methodology is appropriate in the current economic environment, as it captures loss rates that are comparable to the current period being analyzed.
	Management also factors in the following qualitative considerations:
		1)	Changes in policies and procedures;
		2)	Changes in national, regional and local economic and business conditions;
		3)	Changes in the composition and size of the portfolio and in the terms of loans;
		4)	Changes in the experience, ability and depth of lending management and other relevant staff;
		5)	Changes in the volume and severity of past due loans, the volume of non-accrual loans, and the volume and severity of adversely classified or graded loans;
		6)	Changes in the quality of the Bank’s loan review system;
		7)	Changes in the value of underlying collateral for collateral-dependent loans;
		8)	The existence and effect of any concentration of credit, and changes in the level of such concentrations; and
		9)	The effect of other external factors such as competition and legal and regulatory requirements on the level of estimated credit losses in the existing portfolio.
	The following table presents the balance and activity in allowance for loan losses as of June 30, 2014 (dollars in thousands):
	Allowance for Loan Losses
	For Three Months Ended June 30, 2014
			Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
			Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
			Loans			Loans			Loans			Leases
	Balance at beginning of quarter		$	1,273		$	1,747		$	332		$	629		$	—	$	119		$	4,100
	Provision (credit) for losses			73			13			65			(19	)		—		18			150
	Charge-offs (1)			(101	)		(80	)		(6	)		(58	)		—		(18	)		(263	)
	Recoveries			3			3			1			6			—		4			17
	Balance at end of quarter		$	1,248		$	1,683		$	392		$	558		$	—	$	123		$	4,004
	The following table presents the balance and activity in allowance for loan losses and the recorded investment in loans and impairment methods as of June 30, 2014 (dollars in thousands):
	Allowance for Loan Losses and Recorded Investment in Loans
	For Six Months Ended June 30, 2014
			Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
Real Estate			Real Estate			Real Estate			Loans and			Loans			Loans
Loans			Loans			Loans			Leases
Balance at beginning of year		$	1,165		$	1,743		$	356		$	623		$	—	$	106		$	3,993
Provision (credit) for losses			181			14			80			(17	)		—		42			300
Charge-offs (1)			(101	)		(80	)		(46	)		(59	)		—		(34	)		(320	)
Recoveries			3			6			2			11			—		9			31
Balance at end of period		$	1,248		$	1,683		$	392		$	558		$	—	$	123		$	4,004
Ending allowance balance:
Individually evaluated for impairment		$	—		$	381		$	245		$	109		$	—	$	8		$	743
Collectively evaluated for impairment			1,248			1,302			147			449			—		115			3,261
Total		$	1,248		$	1,683		$	392		$	558		$	—	$	123		$	4,004
Ending loan balance:
Individually evaluated for impairment		$	4,339		$	5,244		$	4,371		$	218		$	—	$	95		$	14,267
Collectively evaluated for impairment			98,957			162,791			11,645			27,666			810		1,852			303,721
Total		$	103,296		$	168,035		$	16,016		$	27,884		$	810	$	1,947		$	317,988
The following table presents the balance and activity in allowance for loan losses as of June 30, 2013 (dollars in thousands):
Allowance for Loan Losses
For Three Months Ended June 30, 2013
		Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
		Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
		Loans			Loans			Loans			Leases
Balance at beginning of quarter		$	303		$	1,673		$	708		$	1,161		$	—	$	81		$	3,926
Provision (credit) for losses			156			22			52			(27	)		—		7			210
Charge-offs (1)			—			(66	)		(2	)		(127	)		—		(14	)		(209	)
Recoveries			—			2			11			7			—		7			27
Balance at end of quarter		$	459		$	1,631		$	769		$	1,014		$	—	$	81		$	3,954
The following table presents the balance and activity in allowance for loan losses and the recorded investment in loans and impairment methods as of June 30, 2013 (dollars in thousands):
Allowance for Loan Losses
For Six Months Ended June 30, 2013
		Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
		Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
		Loans			Loans			Loans			Leases
Balance at beginning of year		$	789		$	1,504		$	785		$	1,080		$	—	$	81		$	4,239
Provision (credit) for losses			149			283			(33	)		56			—		10			465
Charge-offs (1)			(479	)		(192	)		(2	)		(131	)		—		(30	)		(834	)
Recoveries			—			36			19			9			—		20			84
Balance at end of period		$	459		$	1,631		$	769		$	1,014		$	—	$	81		$	3,954
The following table presents the balance in allowance for loan losses and the recorded investment in loans and impairment methods as of December 31, 2013 (dollars in thousands):
Allowance for Loan Losses and Recorded Investment in Loans
For Year Ended December 31, 2013
		Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
		Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
		Loans			Loans			Loans			Leases
Ending allowance balance:
Individually evaluated for impairment		$	96		$	495		$	285		$	148		$	—	$	8		$	1,032
Collectively evaluated for impairment			1,069			1,248			71			475			—		98			2,961
Total		$	1,165		$	1,743		$	356		$	623		$	—	$	106		$	3,993
Ending loan balance:
Individually evaluated for impairment		$	4,836		$	6,266		$	4,113		$	732		$	—	$	69		$	16,016
Collectively evaluated for impairment			99,930			162,263			7,269			28,522			997		1,963			300,944
Total		$	104,766		$	168,529		$	11,382		$	29,254		$	997	$	2,032		$	316,960
(1) Policy for Charging Off Loans:
A loan should be charged off at any point in time when it no longer can be considered a bankable asset, meaning collectable within the parameters of policy. The Bank shall not renew any loan, or put a loan on a demand basis, only to defer a problem, nor is it appropriate to attempt long-term recoveries while reporting loans as assets.
An unsecured loan generally should be charged off no later than when it is 120 days past due as to principal or interest. For loans in the legal process of foreclosure against collateral of real and/or liquid value, the 120-day rule does not apply. Such charge-offs can be deferred until the foreclosure process progresses to the point where the Bank can adequately determine whether or not any ultimate loss will result. In similar instances where other legal actions will cause extraordinary delays, such as the settlement of an estate, if the loan is well collateralized, the 120-day period may be extended. On loans where the Bank is unsecured or not fully collateralized, the loan should be charged off or written down to the documented collateral value rather than merely being placed on non-accrual status.
All charge-offs and forgiveness of debt equal to or greater than $100,000 must be approved by the Loan Committee upon recommendation by the CCO. The Loan Committee consists of the Bank’s Chief Executive Officer, Chief Credit Officer, Chief Banking Officer and Loan Review Officer. Charge-offs less than $100,000 and greater than $10,000 and decisions to defer the charge-off of a loan must be approved by the CCO.
Narrative Description of Borrower Rating:
Grade 1 — Highest Quality (Pass)
This loan represents a credit extension of the highest quality. The borrower’s historic (at least five years) cash flows manifest extremely large and stable margins of coverage. Balance sheets are conservative, well capitalized, and liquid. After considering debt service for proposed and existing debt, projected cash flows continue to be strong and provide ample coverage. The borrower typically reflects broad geographic and product diversification and has broad access to alternative financial markets. Also included in this category may be loans secured by U.S. government securities, U.S. government agencies, highly rated municipal bonds, insured savings accounts, and insured certificates of deposit drawn on high quality banks.
Grade 2 — Excellent Quality (Pass)
This loan has a sound primary and secondary source of repayment. The borrower has proven access to alternative sources of financing. This loan carries a low level of risk, with minimal loss exposure. The borrower has the ability to perform according to the terms of the credit facility. The margins of cash flow coverage are strong. This category also includes loans secured by high quality traded stocks and lower grade municipal bonds (must still be investment grade).
Grade 3 — Good Quality (Pass)
This loan has a sound primary source of repayment. The borrower may have access to alternative sources of financing, but sources are not as widely available as they are to a higher graded borrower. This loan carries a normal level of risk, with minimal loss exposure. The borrower has the ability to perform according to the terms of the credit facility. The margins of cash flow coverage are satisfactory but vulnerable to more rapid deterioration than the higher quality loans. Real estate loans in this category display advance rates below the suggested maximum, debt coverage well in excess of the suggested level, or are leased beyond the loan term by a “credit” tenant.
Grade 4 — Acceptable Quality (Pass)
The borrower is a reasonable credit risk and demonstrates the ability to repay the debt from normal business operations. Risk factors may include reliability of margins and cash flows, liquidity, dependence on a single product or industry, cyclical trends, depth of management, or limited access to alternative financing sources. Historic financial information may indicate erratic performance, but current trends are positive. Quality of financial information is adequate, but is not as detailed and sophisticated as information found on higher graded loans. If adverse circumstances arise, the impact on the borrower may be significant. All small business loans extended based upon credit scoring should be classified in this category unless deterioration occurs, in which case they should bear one of the below mentioned grades.
Grade 5 — Marginal Quality (Pass)
The borrower is an acceptable credit risk and while it can demonstrate it has the ability to repay the debt from normal business operations, the coverage is not as strong as an Acceptable Quality loan. Weakness in one or more areas are defined. Risk factors would typically include a higher leverage position than desirable, low liquidity, weak or sporadic cash flow, the lack of reasonably current and complete financial information, and/or overall financial trends are erratic.
Grade 6 — Elevated Risk, Management Attention (Watch)
While the borrower at origination was not considered a high risk potential, there are characteristics related to the financial condition, and/or a level of concern regarding either or both the primary and secondary source of repayment, that may preclude this from being a pass credit. These credit facilities are considered “pass” credits but exhibit the potential of developing a more serious weakness in their operation going forward. Usually, a credit in this category will be upgraded or downgraded on further analysis within a short period of time.
Grade 7 — Special Mention
These credit facilities have developing weaknesses that deserve extra attention from the loan officer and other management personnel. If the developing weakness is not corrected or mitigated, there may be deterioration in the ability of the borrower to repay the Bank’s debt in the future. This grade should not be assigned to loans which bear certain peculiar risks normally associated with the type of financing involved, unless circumstances have caused the risk to increase to a level higher than would have been acceptable when the credit was originally approved. Loans where actual, not potential, weaknesses or problems are clearly evident and significant should generally be graded in one of the grade categories below.
Grade 8 — Substandard
Loans and other credit extensions bearing this grade are considered to be inadequately protected by the current sound worth and debt service capacity of the borrower or of any pledged collateral. These obligations, even if apparently protected by collateral value, have well-defined weaknesses related to adverse financial, managerial, economic, market, or political conditions which have clearly jeopardized repayment of principal and interest as originally intended. Furthermore, there is the possibility that some future loss will be sustained by the Bank if such weaknesses are not corrected. Clear loss potential, however, does not have to exist in any individual assets classified as substandard.
Grade 9 — Doubtful
Loans and other credit extensions graded “9” have all the weaknesses inherent in those graded “8,” with the added characteristic that the severity of the weaknesses make collection or liquidation in full highly questionable or improbable based upon currently existing facts, conditions, and values. The probability of some loss is extremely high, but because of certain important and reasonably specific factors, the amount of loss cannot be determined. Such pending factors could include merger or liquidation, additional capital injection, refinancing plans, or perfection of liens on additional collateral. Loans in this classification should be placed in nonaccrual status, with collections applied to principal on the Bank’s books.
Grade 10 — Loss
Loans in this classification are considered uncollectible and cannot be justified as a viable asset of the Bank. This classification does not mean the loan has absolutely no recovery value, but that it is neither practical nor desirable to defer writing off this loan even though partial recovery may be obtained in the future.
The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity as of June 30, 2014 and December 31, 2013 (dollars in thousands):
Loan Portfolio Quality Indicators
At June 30, 2014
		Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
		Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
		Loans			Loans			Loans			Leases
Rating:
Pass (Grades 1-5)		$	99,736		$	160,782		$	12,032		$	27,477		$	810	$	1,852		$	302,689
Watch (Grade 6)			2,748			—			—			189			—		—			2,937
Special Mention (Grade 7)			—			3,416			835			—			—		—			4,251
Substandard (Grade 8)			—			1,831			1,634			—			—		—			3,465
Doubtful (Grade 9)			812			2,006			1,515			218			—		95			4,646
Loss (Grade 10)			—			—			—			—			—		—			—
Total		$	103,296		$	168,035		$	16,016		$	27,884		$	810	$	1,947		$	317,988
Loan Portfolio Quality Indicators
At December 31, 2013
		Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
		Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
		Loans			Loans			Loans			Leases
Rating:
Pass (Grades 1-5)		$	100,086		$	160,390		$	8,541		$	28,453		$	997	$	1,963		$	300,430
Watch (Grade 6)			1,137			—			—			56			—		—			1,193
Special Mention (Grade 7)			2,250			3,488			—			13			—		—			5,751
Substandard (Grade 8)			942			1,884			1,634			—			—		—			4,460
Doubtful (Grade 9)			351			2,767			1,207			732			—		69			5,126
Loss (Grade 10)			—			—			—			—			—		—			—
Total		$	104,766		$	168,529		$	11,382		$	29,254		$	997	$	2,032		$	316,960
For all loan classes, the entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date.
The following tables present the Company’s loan portfolio aging analysis as of June 30, 2014 and December 31, 2013 (dollars in thousands):
Loan Portfolio Aging Analysis
At June 30, 2014
		30-59 Days			60-89 Days			90 Days			Total Past			Current		Total Loans			Total Loans
		Past Due (A)			Past Due			and Greater			Due					Receivable			> 90 days &
																			Accruing
Real estate loans:
Commercial		$	4,330		$	—		$	17		$	4,347		$	98,949	$	103,296		$	17
Residential			1,312			300			1,678			3,290			164,745		168,035			2
Construction			835			—			1,515			2,350			13,666		16,016			—
Commercial loans and leases			102			—			117			219			27,665		27,884			—
Municipal loans			—			—			—			—			810		810			—
Consumer loans			13			4			2			19			1,928		1,947			2
Total		$	6,592		$	304		$	3,329		$	10,225		$	307,763	$	317,988		$	21
(A)	Includes $338,000 in loans classified as nonaccrual that are less than 30 days past due, of which $236,000 are residential real estate loans and one is a commercial loan for $102,000.
Loan Portfolio Aging Analysis
At December 31, 2013
		30-59 Days			60-89 Days			Greater than			Total Past			Current		Total Loans			Total Loans
		Past Due (A)			Past Due			90 Days			Due					Receivable			> 90 days &
																			Accruing
Real estate loans:
Commercial		$	—		$	—		$	351		$	351		$	104,415	$	104,766		$	—
Residential			1,598			612			2,257			4,467			164,062		168,529			9
Construction			1,018			—			188			1,206			10,176		11,382			—
Commercial loans and leases			169			—			564			733			28,521		29,254			—
Municipal loans			—			—			—			—			997		997			—
Consumer loans			36			—			—			36			1,996		2,032			—
Total		$	2,821		$	612		$	3,360		$	6,793		$	310,167	$	316,960		$	9
(A)	Includes $507,000 in loans classified as nonaccrual that are less than 30 days past due, of which $338,000 are residential real estate loans and $169,000 are commercial loans.
Impaired Loans: For all loan classes, a loan is designated as impaired when, based on current information or events, it is probable that the Bank will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Payments with insignificant delays not exceeding 90 days outstanding are not considered impaired. Certain non-accrual and substantially delinquent loans may be considered to be impaired. Generally, loans are placed on non-accrual status at 90 days past due and accrued interest is reversed against earnings, unless the loan is well-secured and in the process of collection. The accrual of interest on impaired and non-accrual loans is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due.
For all loan classes, when interest accrual is discontinued all unpaid accrued interest is reversed when considered uncollectible. When a loan is in a non-accrual status, all cash payments of interest are applied to loan principal. Should the loan be reinstated to accrual status, all cash payments of interest received while in non-accrual status will be taken into income over the remaining life of the loan using the level yield accounting method.
The following table presents impaired loans as of June 30, 2014 (dollars in thousands):
Impaired Loans
At June 30, 2014
											Three Months Ended					Six Months Ended
											June 30, 2014					June 30, 2014
		Recorded			Unpaid			Specific			Average			Interest		Average			Interest
		Balance			Principal			Allowance			Investment			Income		Investment			Income
					Balance						in Impaired			Recognized		in Impaired			Recognized
											Loans			-2		Loans			-2
											-1					-1
Loans without a specific valuation allowance:
Real estate loans:
Commercial		$	4,339		$	4,817			N/A		$	4,471		$	59	$	4,435		$	110
Residential			2,655			2,920			N/A			3,273			17		3,014			35
Construction			1,222			2,057			N/A			1,389			18		1,329			36
Commercial loans and leases			70			98			N/A			564			—		399			—
Municipal loans			—			—			N/A			—			—		—			—
Consumer loans			—			—			N/A			—			—		—			—
Total		$	8,286		$	9,892			N/A		$	9,697		$	94	$	9,177		$	181
Loans with a specific valuation allowance:
Real estate loans:
Commercial		$	—		$	—		$	—		$	—		$	—	$	—		$	—
Residential			2,589			2,662			381			2,609			21		2,602			42
Construction			3,149			3,149			245			2,901			25		3,025			51
Commercial loans and leases			148			192			109			163			—		161			—
Municipal loans			—			—			—			—			—		—			—
Consumer loans			95			95			8			66			—		78			—
Total		$	5,981		$	6,098		$	743		$	5,739		$	46	$	5,866		$	93
All Impaired Loans		$	14,267		$	15,990		$	743		$	15,436		$	140	$	15,043		$	274
-1	Includes all loans that were classified as impaired at any time during the three-month and six-month periods (not just impaired loans at June 30, 2014), and their average balance for only the period during which they were classified as impaired.
-2	Interest recorded in income during only the period the loans were classified as impaired, for all loans that were classified as impaired at any time during the three months and six months ended June 30, 2014.
For all loan classes, interest income on loans individually classified as impaired is recognized on a cash basis after all past due and current principal payments have been made.
The following table presents impaired loans as of June 30, 2013 (dollars in thousands):
Impaired Loans
At June 30, 2013
											Three Months Ended					Six Months Ended
											June 30, 2013					June 30, 2013
		Recorded			Unpaid			Specific			Average			Interest		Average			Interest
		Balance			Principal			Allowance			Investment			Income		Investment			Income
					Balance						in Impaired			Recognized		in Impaired			Recognized
											Loans			-2		Loans			-2
											-1					-1
Loans without a specific valuation allowance:
Real estate loans:
Commercial		$	3,625		$	4,104			N/A		$	3,625		$	45	$	3,745		$	92
Residential			—			—			N/A			—			—		—			—
Construction			237			237			N/A			238			3		239			6
Commercial loans and leases			—			—			N/A			—			—		—			—
Municipal loans			—			—			N/A			—			—		—			—
Consumer loans			—			—			N/A			—			—		—			—
Total		$	3,862		$	4,341			N/A		$	3,863		$	48	$	3,984		$	98
Loans with a specific valuation allowance:
Real estate loans:
Commercial		$	1,352		$	1,352		$	134		$	1,361		$	17	$	1,368		$	34
Residential			6,558			6,891			648			6,846			45		7,065			84
Construction			3,756			4,120			328			3,797			26		3,868			52
Commercial loans and leases			781			950			209			863			—		909			—
Municipal loans			—			—			—			—			—		—			—
Consumer loans			53			53			9			51			—		53			—
Total		$	12,500		$	13,366		$	1,328		$	12,918		$	88	$	13,263		$	170
All Impaired Loans		$	16,362		$	17,707		$	1,328		$	16,781		$	136	$	17,247		$	268
-1	Includes all loans that were classified as impaired at any time during the three-month and six-month periods (not just impaired loans at June 30, 2013), and their average balance for only the period during which they were classified as impaired.
-2	Interest recorded in income during only the period the loans were classified as impaired, for all loans that were classified as impaired at any time during the three months and six months ended June 30, 2013.
For all loan classes, interest income on loans individually classified as impaired is recognized on a cash basis after all past due and current principal payments have been made.
The following table presents impaired loans as of December 31, 2013 (dollars in thousands):
Impaired Loans
At December 31, 2013
											Year Ended December 31, 2013
		Recorded			Unpaid			Specific			Average Investment			Interest Income
		Balance			Principal			Allowance			in Impaired Loans			Recognized
					Balance						-1			-2
Loans without a specific valuation allowance:
Real estate loans:
Commercial		$	3,542		$	3,542			N/A		$	3,679		$	184
Residential			3,158			3,405			N/A			3,650			112
Construction			1,272			1,272			N/A			1,178			13
Commercial loans and leases			472			608			N/A			581			1
Municipal loans			—			—			N/A			—			—
Consumer loans			—			—			N/A			2			—
Total		$	8,444		$	8,827			N/A		$	9,090		$	310
Loans with a specific valuation allowance:
Real estate loans:
Commercial		$	1,294		$	1,294		$	96		$	1,324		$	63
Residential			3,108			3,151			495			3,023			59
Construction			2,841			3,016			285			2,871			102
Commercial loans and leases			260			299			148			293			—
Municipal loans			—			—			—			—			—
Consumer loans			69			69			8			54			—
Total		$	7,572		$	7,829		$	1,032		$	7,565		$	224
All Impaired Loans		$	16,016		$	16,656		$	1,032		$	16,655		$	534
-1	Includes all loans that were classified as impaired at any time during 2013 (not just impaired loans at December 31, 2013), and their average balance for only the period during which they were classified as impaired.
-2	Interest recorded in income during only the period the loans were classified as impaired, for all loans that were classified as impaired at any time during 2013.
For all loan classes, interest income on loans individually classified as impaired is recognized on a cash basis after all past due and current principal payments have been made.
Non-Accrual Loans: Any loan which becomes 90 days delinquent, the full collection of principal and interest is in doubt, or a portion of principal has been charged off, should be placed on non-accrual status. The loan does not have to be placed on non-accrual if the charge-off is part of a Chapter 13 reaffirmation. At the time a loan is placed on non-accrual, all accrued but unpaid interest will be reversed from interest income. Placing the loan on non-accrual does not relieve the borrower of the obligation to repay interest.
For all loan classes, when a loan is on non-accrual status all payments are applied to loan principal.
A loan placed on non-accrual may be restored to accrual status when all delinquent principal and interest has been brought current, and the Bank expects full payment of the remaining contractual principal and interest including any previous charge-offs. Should the loan be reinstated to accrual status, all payments of interest received while in non-accrual status will be taken into income over the remaining life of the loan using the level yield accounting method. Restoring a non-accrual loan to accrual status requires the approval of the CCO. All loans placed on non-accrual status require the approval of the CCO and must be documented on the loan system and in the file.
The following table presents the Company’s non-accrual loans at June 30, 2014 and December 31, 2013 (dollars in thousands):
Loans Accounted for on a Non-Accrual Basis
		At June 30,			At December 31,
		2014			2013
Real estate loans:
Commercial		$	812		$	351
Residential			2,006			2,767
Construction			1,515			1,207
Commercial loans and leases			218			733
Municipal loans			—			—
Consumer loans			—			—
Total		$	4,551		$	5,058
Total non-accrual loans at June 30, 2014 and December 31, 2013 included $2,466,000 and $1,781,000 of TDRs, respectively.
Troubled Debt Restructurings: Our loan and lease portfolio includes certain loans that have been modified as a TDR, where concessions have been granted to borrowers who have experienced financial difficulties. These concessions typically result from loss mitigation efforts and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructuring and typically are returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period of at least six consecutive months.
When we modify loans and leases as a TDR, we evaluate any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, or use the current fair value of the collateral, less selling costs for collateral dependent loans. If we determine that the value of the modified loan is less than the recorded balance of the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through a specific allowance or charge-off to the allowance. In periods subsequent to modification, we evaluate all TDRs, including those that have payment defaults, for possible impairment and recognize impairment through the allowance.
There were no loans classified as a TDR during either the three-month period or the six-month period ended June 30, 2014.
There were no loans classified as a TDR during the three-month period ended June 30, 2013, and one loan was classified as a TDR during the six-month period ended June 30, 2013, and it is shown in the table below identified by class (dollars in thousands). The modification was an interest rate concession.
		Three Months Ended									Six Months Ended
		June 30, 2013									June 30, 2013
		Modifications									Modifications
		Number			Recorded			Recorded			Number			Recorded		Recorded
					Balance Before			Balance After						Balance Before		Balance After
Real estate loans:
Commercial			—		$	—		$	—			—		$	—	$	—
Residential			—			—			—			1			230		230
Construction			—			—			—			—			—		—
Commercial loans and leases			—			—			—			—			—		—
Municipal loans			—			—			—			—			—		—
Consumer loans			—			—			—			—			—		—
Total			—		$	—		$	—			1		$	230	$	230
There were no TDRs that had payment defaults during the three-month and six-month periods ended June 30, 2014 and June 30, 2013, respectively. Default occurs when a loan or lease is 90 days or more past due or transferred to nonaccrual and is within 12 months of restructuring.

Accounting_Developments

Accounting Developments	6 Months Ended
	Jun. 30, 2014
Accounting Changes And Error Corrections [Abstract]	'
Accounting Developments	'
	NOTE F — ACCOUNTING DEVELOPMENTS
	•	Financial Accounting Standards Board (“FASB”)
	In January 2014, the FASB issued Accounting Standards Update (“ASU”) 2014-04, “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,” to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
	In January 2014, the FASB issued ASU 2014-01, “Accounting for Investments in Qualified Affordable Housing Projects,” to permit entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. The ASU modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
	In April 2014, the FASB issued ASU 2014-08, “Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity.” This update seeks to better define the groups of assets which qualify for discontinued operations, in order to ease the burden and cost for prepares and stakeholders. This issue changed “the criteria for reporting discontinued operations” and related reporting requirements, including the provision for disclosures about the “disposal of and individually significant component of an entity that does not qualify for discontinued operations presentation.” The amendments in this Update are effective for fiscal years beginning after December 15, 2014. Early adoption is permitted only for disposals or classifications as held for sale. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.
	In May 2014, the FASB, in joint cooperation with IASB, issued ASU 2014-09, “Revenue from Contracts with Customers.” The topic of Revenue Recognition had become broad, with several other regulatory agencies issuing standards which lacked cohesion. The new guidance establishes a “common framework” and “reduces the number of requirements to which an entity must consider in recognizing revenue” and yet provides improved disclosures to assist stakeholders reviewing financial statements. The amendments in this Update are effective for annual reporting periods beginning after December 15, 2016. Early adoption is not permitted. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.
	In June 2014, the FASB issued ASU 2014-11, “Transfers and Servicing.” This update addresses the concerns of stakeholders’ by changing the accounting practices surrounding repurchase agreements. The new guidance changes the “accounting for repurchase-to-maturity transactions and linked repurchase financings to secured borrowing accounting, which is consistent with the accounting for other repurchase agreements.” The amendments in this Update are effective for annual reporting periods beginning after December 15, 2015. Early adoption is prohibited. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.
	In June 2014, the FASB issued ASU 2014-12, “Compensation – Stock Compensation.” This update defines the accounting treatment for share-based payments and “resolves the diverse accounting treatment of those awards in practice.” The new requirement mandates that “a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition.” Compensation cost will now be recognized in the period in which it becomes likely that the performance target will be met. The amendments in this Update are effective for annual reporting periods beginning after December 15, 2015. Early adoption is permitted. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.

Retirement_Plan

Retirement Plan	6 Months Ended
	Jun. 30, 2014
Compensation And Retirement Disclosure [Abstract]	'
Retirement Plan	'
	NOTE G — RETIREMENT PLAN
	The Company entered into separate agreements with certain officers and directors that provide retirement benefits. The Company records an expense equal to the projected present value of the payment due at the full eligibility date. The liability for the plan at June 30, 2014 and December 31, 2013 was $2,057,000 and $2,012,000, respectively. The expense for the plan was $55,000 for the three-month periods ended June 30, 2014 and June 30, 2013. The expense for the plan was $109,000 for the six-month periods ended June 30, 2014 and June 30, 2013.

Disclosures_about_Fair_Value_o

Disclosures about Fair Value of Assets and Liabilities	6 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Disclosures about Fair Value of Assets and Liabilities	'
	NOTE H — DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES
	ASC Topic 820, Fair Value Measurements, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. A fair value hierarchy has been established that requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:
	Level 1 Quoted prices in active markets for identical assets or liabilities.
	Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in active markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.
	Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities.
	Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy.
	Recurring Measurements: Available-for-sale Securities
	Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. The security valued in Level 1 is a mutual fund.
	Level 2 securities include U.S. Government agency and U.S. Government-sponsored enterprise pass-through mortgage-backed securities and collateralized mortgage obligations. Level 2 securities are valued by a third party pricing service commonly used in the banking industry utilizing observable inputs, and the values are reviewed by the Bank’s management. The pricing provider utilizes evaluated pricing models that vary based on asset class. These models incorporate available market information including quoted prices of securities with similar characteristics and, because many fixed-income securities do not trade on a daily basis, apply available information through processes such as benchmark curves, benchmarking of like securities, sector grouping and matrix pricing. In addition, model processes, such as an option adjusted spread model is used to develop prepayment and interest rate scenarios for securities with prepayment features. The Company has reviewed the methodologies used by the third party and has determined that the securities are properly classified as Level 2.
	The Company held no Level 3 securities in its available-for-sale portfolio on either June 30, 2014 or December 31, 2013.
	The following table presents the fair value measurements of assets recognized in the accompanying consolidated condensed balance sheet measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2014 and December 31, 2013 (dollars in thousands):
				Fair Value Measurements Using
	Available-for-sale securities:	Fair Value		Quoted Prices in				Significant Other			Significant
				Active Markets for				Observable Inputs			Unobservable
				Identical Assets				(Level 2)			Inputs
				(Level 1)							(Level 3)
	At June 30, 2014:
	Ginnie Mae and GSE mortgage-backed pass-through securities	$	48,037	$	—			$	48,037		$	—
	Ginnie Mae collateralized mortgage obligations		2,162		—				2,162			—
	Mutual fund		1,836		1,836				—			—
		$	52,035	$	1,836			$	50,199		$	—
	At December 31, 2013:
	Ginnie Mae and GSE mortgage-backed pass-through securities	$	33,806	$	—			$	33,806		$	—
	Ginnie Mae collateralized mortgage obligations		2,214		—				2,214			—
	Mutual fund		1,783		1,783				—			—
		$	37,803	$	1,783			$	36,020		$	—
	Transfers between Levels
	Transfers between levels did not occur during the three months and six months ended June 30, 2014.
	Level 3 Reconciliation
	There is no reconciliation for the three-month and six-month periods ended June 30, 2014 and June 30, 2013, respectively, as there were no fair value measurements using significant unobservable (Level 3) inputs for the available-for-sale portfolio during those periods.
	Nonrecurring Measurements
	Following is a description of valuation methodologies used for instruments measured at fair value on a non-recurring basis and recognized in the accompanying consolidated condensed balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy:
	Collateral-Dependent Impaired Loans
	The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy.
	The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by management. Appraisals are reviewed for accuracy and consistency by management. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. These discounts and estimates are developed by management by comparison to historical results.
	Other Real Estate Owned
	Other real estate owned (“OREO”) is carried at the lower of fair value at acquisition date or current estimated fair value, less estimated cost to sell when the real estate is acquired. Estimated fair value of OREO is based on appraisals or evaluations. OREO is classified within Level 3 of the fair value hierarchy.
	Appraisals of OREO are obtained when the real estate is acquired and subsequently as deemed necessary by management. Appraisals are reviewed for accuracy and consistency by management. Appraisers are selected from the list of approved appraisers maintained by management.
	The following table presents the fair value measurements of assets recognized in the accompanying balance sheet measured at fair value on a nonrecurring basis and the level within the ASC 820 fair value hierarchy in which the fair value measurements fall at June 30, 2014 and December 31, 2013:
				Fair Value Measurements Using
		Fair Value		Quoted Prices in				Significant Other			Significant
				Active Markets for				Observable Inputs			Unobservable
				Identical Assets				(Level 2)			Inputs
				(Level 1)							(Level 3)
	At June 30, 2014:
	Impaired loans	$	672	$	—			$	—		$	672
	Other real estate owned		—		—				—			—
	At December 31, 2013:
	Impaired loans	$	6,353	$	—			$	—		$	6,353
	Other real estate owned		2,401		—				—			2,401
	Unobservable (Level 3) Inputs:
	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at June 30, 2014 (dollars in thousands):
		Fair Value		Valuation Technique		Unobservable Inputs				Rate/Rate Range
	Impaired loans	$	672	Third party valuations			Discount to reflect			0.5% - 42.7%
							realizable value
	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at December 31, 2013 (dollars in thousands):
		Fair Value		Valuation Technique		Unobservable Inputs				Rate/Rate Range
	Impaired loans	$	6,353	Third party valuations			Discount to reflect			0.0% - 77.9%
							realizable value
	Other real estate owned		2,401	Third party valuations			Discount to reflect			6.0% - 20.7%
							realizable value
	Fair Value of Financial Instruments
	Fair values are based on estimates using present value and other valuation techniques in instances where quoted market prices are not available. These techniques are significantly affected by the assumptions used, including discount rates and estimates of future cash flows. As such, the derived fair value estimates may not be realized upon an immediate settlement of the instruments. Accordingly, the aggregate fair value amounts presented do not represent, and should not be construed to represent, the underlying value of the Company.
The following table presents the estimates of fair value of financial instruments and the level within the fair value hierarchy in which the fair value measurements fall (dollars in thousands) at June 30, 2014:
Fair Value Measurements Using
	Carrying		Fair				Quoted Prices in			Significant Other		Significant
	Value		Value				Active Markets for			Observable Inputs		Unobservable
							Identical Assets			(Level 2)		Inputs
							(Level 1)					(Level 3)
Assets
Cash and cash equivalents	$	41,552	$	41,552			$	41,552		$	—	$	—
Interest-bearing time deposits		2,974		2,995				2,995			—		—
Investment securities held to maturity		2,346		2,353				—			—		2,353
Loans		312,915		320,724				—			306,457		14,267
Stock in FHLB		4,472		4,472				—			4,472		—
Mortgage servicing rights		542		542				—			—		542
Interest and dividends receivable		1,314		1,314				—			1,314		—
Liabilities
Deposits		377,235		377,966				239,023			138,943		—
Borrowings		50,810		47,193				—			41,342		5,851
Drafts payable		1,108		1,108				—			1,108		—
Interest and dividends payable		104		104				—			104		—
The following table presents the estimates of fair value of financial instruments and the level within the fair value hierarchy in which the fair value measurements fall (dollars in thousands) at December 31, 2013:
Fair Value Measurements Using
	Carrying		Fair				Quoted Prices in			Significant Other		Significant
	Value		Value				Active Markets for			Observable Inputs		Unobservable
							Identical Assets			(Level 2)		Inputs
							(Level 1)					(Level 3)
Assets
Cash and cash equivalents	$	40,867	$	40,867			$	40,867		$	—	$	—
Interest-bearing time deposits		2,974		2,983				2,983			—		—
Investment securities held to maturity		2,347		2,347				—			—		2,347
Loans		312,035		319,232				—			303,216		16,016
Stock in FHLB		4,472		4,472				—			4,472		—
Mortgage servicing rights		582		582				—			—		582
Interest and dividends receivable		818		818				—			818		—
Liabilities
Deposits		362,701		363,536				217,115			146,421		—
Borrowings		50,810		46,897				—			41,330		5,567
Drafts payable		1,503		1,503				—			1,503		—
Interest and dividends payable		78		78				—			78		—
The following methods and assumptions were used to estimate the fair value of each class of financial instrument:
Cash and Cash Equivalents and Stock in FHLB: The carrying amounts reported in the condensed consolidated balance sheets approximate those assets’ fair values.
Interest-bearing time deposits: The carrying amounts reported in the condensed consolidated balance sheets approximate those assets’ fair values.
Held to maturity securities: The carrying amount for June 30, 2014 and December 31, 2013 represents the amortized cost balance as of that date.
Loans: The fair values for loans are estimated using a discounted cash flow calculation that applies external interest rates used to price new similar loans to a schedule of aggregated expected monthly maturities on loans.
Mortgage Servicing Rights: The initial amount recorded is an estimate of the fair value of the streams of net servicing revenues that will occur over the estimated life of the servicing arrangement, and the initial amount recorded is then amortized over the estimated life. Annually, a valuation of the servicing rights is performed by an independent third party and reviewed by the Bank’s management, with impairment, if any, recognized through a valuation allowance. The valuation is based on the discounted cash flow method utilizing Bloomberg’s Median Forecasted Prepayment Speeds for mortgage-backed securities assumed to possess enough similarities to the Bank’s servicing portfolio to facilitate a comparison.
Interest and Dividends Receivable/Payable: The fair value of accrued interest and dividends receivable/payable approximates carrying values.
Deposits: The fair values of non-maturity demand, savings, and money market accounts are equal to the amount payable on demand at the balance sheet date. Fair values for certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on deposits to a schedule of aggregated expected monthly maturities on deposits.
Borrowings: The fair value of borrowings is estimated using a discounted cash flow calculation, based on borrowing rates for periods comparable to the remaining terms to maturity of the borrowings.
Drafts Payable: The fair value approximates carrying value.

Collateral_for_Letters_of_Cred

Collateral for Letters of Credit	6 Months Ended
	Jun. 30, 2014
Guarantees [Abstract]	'
Collateral for Letters of Credit	'
	NOTE I — COLLATERAL FOR LETTERS OF CREDIT
	As of June 30, 2014, there were two outstanding letters of credit from the Federal Home Loan Bank of Indianapolis totaling $5,060,000 that the Company had collateralized with residential mortgage loans.

Basis_of_Presentation_Policies

Basis of Presentation (Policies)	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Basis of Presentation	'
	The consolidated condensed financial statements include the accounts of Ameriana Bancorp (the “Company”) and its wholly-owned subsidiary Ameriana Bank (the “Bank”). The Bank has two wholly-owned subsidiaries, Ameriana Insurance Agency and Ameriana Financial Services, Inc. All significant intercompany accounts and transactions have been eliminated in consolidation.
	The unaudited interim consolidated condensed financial statements have been prepared in accordance with the instructions to Form 10-Q and, therefore, do not include all information and disclosures required by generally accepted accounting principles (“GAAP”) for complete financial statements. In the opinion of management, the financial statements reflect all adjustments (comprised only of normal recurring adjustments and accruals) necessary to present fairly the Company’s financial position and results of operations and cash flows. The consolidated condensed balance sheet of the Company as of December 31, 2013 has been derived from the audited consolidated balance sheet of the Company as of that date. The results of operations for the three and six months ended June 30, 2014 are not necessarily indicative of the results to be expected in the full year or for any other period. These statements should be read in conjunction with the consolidated financial statements and related notes which are included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.
Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure	'
	In January 2014, the FASB issued Accounting Standards Update (“ASU”) 2014-04, “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,” to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
Accounting for Investments in Qualified Affordable Housing Projects	'
	In January 2014, the FASB issued ASU 2014-01, “Accounting for Investments in Qualified Affordable Housing Projects,” to permit entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. The ASU modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity	'
	In April 2014, the FASB issued ASU 2014-08, “Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity.” This update seeks to better define the groups of assets which qualify for discontinued operations, in order to ease the burden and cost for prepares and stakeholders. This issue changed “the criteria for reporting discontinued operations” and related reporting requirements, including the provision for disclosures about the “disposal of and individually significant component of an entity that does not qualify for discontinued operations presentation.” The amendments in this Update are effective for fiscal years beginning after December 15, 2014. Early adoption is permitted only for disposals or classifications as held for sale. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.
Revenue from Contracts with Customers	'
	In May 2014, the FASB, in joint cooperation with IASB, issued ASU 2014-09, “Revenue from Contracts with Customers.” The topic of Revenue Recognition had become broad, with several other regulatory agencies issuing standards which lacked cohesion. The new guidance establishes a “common framework” and “reduces the number of requirements to which an entity must consider in recognizing revenue” and yet provides improved disclosures to assist stakeholders reviewing financial statements. The amendments in this Update are effective for annual reporting periods beginning after December 15, 2016. Early adoption is not permitted. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.
Transfers and Servicing	'
	In June 2014, the FASB issued ASU 2014-11, “Transfers and Servicing.” This update addresses the concerns of stakeholders’ by changing the accounting practices surrounding repurchase agreements. The new guidance changes the “accounting for repurchase-to-maturity transactions and linked repurchase financings to secured borrowing accounting, which is consistent with the accounting for other repurchase agreements.” The amendments in this Update are effective for annual reporting periods beginning after December 15, 2015. Early adoption is prohibited. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.
Compensation - Stock Compensation	'
	In June 2014, the FASB issued ASU 2014-12, “Compensation – Stock Compensation.” This update defines the accounting treatment for share-based payments and “resolves the diverse accounting treatment of those awards in practice.” The new requirement mandates that “a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition.” Compensation cost will now be recognized in the period in which it becomes likely that the performance target will be met. The amendments in this Update are effective for annual reporting periods beginning after December 15, 2015. Early adoption is permitted. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Computation of Earnings Per Share	'
	Earnings per share were computed as follows:
		(In thousands, except share data)
		Three Months Ended June 30,
		2014						2013
		Net		Weighted		Per Share		Net		Weighted		Per Share
		Income		Average		Amount		Income		Average		Amount
				Shares						Shares
	Basic Earnings Per Share: Income available to common shareholders	$	603		2,992,134	$	0.2	$	531		2,988,952	$	0.18
	Effect of dilutive stock options		—		5,341				—		73
	Diluted Earnings Per Share: Income available to common shareholders and assumed conversions	$	603		2,997,475	$	0.2	$	531		2,989,025	$	0.18
		(In thousands, except share data)
		Six Months Ended June 30,
		2014						2013
		Net		Weighted		Per Share		Net		Weighted		Per Share
		Income		Average		Amount		Income		Average		Amount
				Shares						Shares
	Basic Earnings Per Share: Income available to common shareholders	$	1,332		2,991,447	$	0.45	$	1,145		2,988,952	$	0.38
	Effect of dilutive stock options		—		4,588				—		—
	Diluted Earnings Per Share: Income available to common shareholders and assumed conversions	$	1,332		2,996,035	$	0.45	$	1,145		2,988,952	$	0.38

Investment_Securities_Tables

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2014
Investments Debt And Equity Securities [Abstract]	'
Amortized Cost and Approximate Fair Values of Available for Sale Securities with Unrealized Gains and Losses	'
	The following tables provide the composition of investment securities at June 30, 2014 and December 31, 2013 (dollars in thousands):
		Amortized		Gross		Gross		Fair
		Cost		Unrealized		Unrealized		Value
				Gains		Losses
	Available for sale at June 30, 2014
	Ginnie Mae and GSE mortgage-backed pass-through securities	$	47,704	$	461	$	128	$	48,037
	Ginnie Mae collateralized mortgage obligations		2,208		—		46		2,162
	Mutual fund		1,805		31		—		1,836
		$	51,717	$	492	$	174	$	52,035
		Amortized		Gross		Gross		Fair
		Cost		Unrealized		Unrealized		Value
				Gains		Losses
	Held to maturity at June 30, 2014
	Municipal securities	$	2,346	$	7	$	—	$	2,353
		Amortized		Gross		Gross		Fair
		Cost		Unrealized		Unrealized		Value
				Gains		Losses
	Available for sale at December 31, 2013
	Ginnie Mae and GSE mortgage-backed pass-through securities	$	34,205	$	100	$	499	$	33,806
	Ginnie Mae collateralized mortgage obligations		2,349		—		135		2,214
	Mutual fund		1,787		—		4		1,783
		$	38,341	$	100	$	638	$	37,803
		Amortized		Gross		Gross		Fair
		Cost		Unrealized		Unrealized		Value
				Gains		Losses
	Held to maturity at December 31, 2013
	Municipal securities	$	2,347	$	—	$	—	$	2,347
Amortized Cost and Fair Value of Securities by Contractual Maturity	'
	The amortized cost and fair value of securities at June 30, 2014 by contractual maturity are shown below (dollars in thousands). Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Available for Sale
		Amortized		Fair
		Cost		Value
	Within one year	$	—	$	—
	One to five years		—		—
	Five to ten years		—		—
	After ten years		—		—
			—		—
	Ginnie Mae and GSE mortgage-backed pass-through securities		47,704		48,037
	Ginnie Mae collateralized mortgage obligations		2,208		2,162
	Mutual fund		1,805		1,836
		$	51,717	$	52,035
		Held to Maturity
		Amortized		Fair
		Cost		Value
	Within one year	$	25	$	25
	One to five years		245		246
	Five to ten years		495		496
	After ten years		1,581		1,586
	Municipal securities	$	2,346	$	2,353
Company's Investments' Gross Unrealized Losses and Fair Value	'
	The following table shows the Company’s investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2014 and December 31, 2013 (dollars in thousands):
	At June 30, 2014	Less Than 12 Months				12 Months or Longer				Total
		Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
				Losses				Losses				Losses
	Ginnie Mae and GSE mortgage-backed pass-through securities	$	9,979	$	74	$	6,549	$	54	$	16,528	$	128
	Ginnie Mae collateralized mortgage obligations		—		—		2,162		46		2,162		46
		$	9,979	$	74	$	8,711	$	100	$	18,690	$	174
	At December 31, 2013	Less Than 12 Months				12 Months or Longer				Total
		Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
				Losses				Losses				Losses
	Ginnie Mae and GSE mortgage-backed pass-through securities	$	27,963	$	498	$	42	$	1	$	28,005	$	499
	Ginnie Mae collateralized mortgage obligations		2,214		135		—		—		2,214		135
	Mutual fund		1,783		4		—		—		1,783		4
		$	31,960	$	637	$	42	$	1	$	32,002	$	638

Loans_and_Allowance_for_Loan_a1

Loans and Allowance for Loan and Lease Losses (Tables)	6 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Classes of Loans	'
	(Dollars in Thousands)
			At June 30,			At December 31,
			2014			2013
	Real estate loans:
	Commercial		$	103,296		$	104,766
	Residential			168,035			168,529
	Construction			16,016			11,382
	Commercial loans and leases			27,884			29,254
	Municipal loans			810			997
	Consumer loans			1,947			2,032
	Total loans			317,988			316,960
	Less:
	Undisbursed loan proceeds			402			248
	Deferred loan fees, net			667			684
	Allowance for loan losses			4,004			3,993
				5,073			4,925
	Total loans - net		$	312,915		$	312,035
Allowance for Loan Losses and Recorded Investment in Loans	'
	The following table presents the balance and activity in allowance for loan losses as of June 30, 2014 (dollars in thousands):
	Allowance for Loan Losses
	For Three Months Ended June 30, 2014
			Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
			Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
			Loans			Loans			Loans			Leases
	Balance at beginning of quarter		$	1,273		$	1,747		$	332		$	629		$	—	$	119		$	4,100
	Provision (credit) for losses			73			13			65			(19	)		—		18			150
	Charge-offs (1)			(101	)		(80	)		(6	)		(58	)		—		(18	)		(263	)
	Recoveries			3			3			1			6			—		4			17
	Balance at end of quarter		$	1,248		$	1,683		$	392		$	558		$	—	$	123		$	4,004
	The following table presents the balance and activity in allowance for loan losses and the recorded investment in loans and impairment methods as of June 30, 2014 (dollars in thousands):
	Allowance for Loan Losses and Recorded Investment in Loans
	For Six Months Ended June 30, 2014
			Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
			Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
			Loans			Loans			Loans			Leases
	Balance at beginning of year		$	1,165		$	1,743		$	356		$	623		$	—	$	106		$	3,993
	Provision (credit) for losses			181			14			80			(17	)		—		42			300
	Charge-offs (1)			(101	)		(80	)		(46	)		(59	)		—		(34	)		(320	)
	Recoveries			3			6			2			11			—		9			31
	Balance at end of period		$	1,248		$	1,683		$	392		$	558		$	—	$	123		$	4,004
	Ending allowance balance:
	Individually evaluated for impairment		$	—		$	381		$	245		$	109		$	—	$	8		$	743
	Collectively evaluated for impairment			1,248			1,302			147			449			—		115			3,261
	Total		$	1,248		$	1,683		$	392		$	558		$	—	$	123		$	4,004
	Ending loan balance:
	Individually evaluated for impairment		$	4,339		$	5,244		$	4,371		$	218		$	—	$	95		$	14,267
	Collectively evaluated for impairment			98,957			162,791			11,645			27,666			810		1,852			303,721
	Total		$	103,296		$	168,035		$	16,016		$	27,884		$	810	$	1,947		$	317,988
	The following table presents the balance and activity in allowance for loan losses as of June 30, 2013 (dollars in thousands):
	Allowance for Loan Losses
	For Three Months Ended June 30, 2013
			Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
			Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
			Loans			Loans			Loans			Leases
	Balance at beginning of quarter		$	303		$	1,673		$	708		$	1,161		$	—	$	81		$	3,926
	Provision (credit) for losses			156			22			52			(27	)		—		7			210
	Charge-offs (1)			—			(66	)		(2	)		(127	)		—		(14	)		(209	)
	Recoveries			—			2			11			7			—		7			27
	Balance at end of quarter		$	459		$	1,631		$	769		$	1,014		$	—	$	81		$	3,954
	The following table presents the balance and activity in allowance for loan losses and the recorded investment in loans and impairment methods as of June 30, 2013 (dollars in thousands):
	Allowance for Loan Losses
	For Six Months Ended June 30, 2013
			Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
			Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
			Loans			Loans			Loans			Leases
	Balance at beginning of year		$	789		$	1,504		$	785		$	1,080		$	—	$	81		$	4,239
	Provision (credit) for losses			149			283			(33	)		56			—		10			465
	Charge-offs (1)			(479	)		(192	)		(2	)		(131	)		—		(30	)		(834	)
	Recoveries			—			36			19			9			—		20			84
	Balance at end of period		$	459		$	1,631		$	769		$	1,014		$	—	$	81		$	3,954
	The following table presents the balance in allowance for loan losses and the recorded investment in loans and impairment methods as of December 31, 2013 (dollars in thousands):
	Allowance for Loan Losses and Recorded Investment in Loans
	For Year Ended December 31, 2013
			Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
			Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
			Loans			Loans			Loans			Leases
	Ending allowance balance:
	Individually evaluated for impairment		$	96		$	495		$	285		$	148		$	—	$	8		$	1,032
	Collectively evaluated for impairment			1,069			1,248			71			475			—		98			2,961
	Total		$	1,165		$	1,743		$	356		$	623		$	—	$	106		$	3,993
	Ending loan balance:
Individually evaluated for impairment		$	4,836		$	6,266		$	4,113		$	732		$	—	$	69		$	16,016
Collectively evaluated for impairment			99,930			162,263			7,269			28,522			997		1,963			300,944
Total		$	104,766		$	168,529		$	11,382		$	29,254		$	997	$	2,032		$	316,960
(1) Policy for Charging Off Loans:
A loan should be charged off at any point in time when it no longer can be considered a bankable asset, meaning collectable within the parameters of policy. The Bank shall not renew any loan, or put a loan on a demand basis, only to defer a problem, nor is it appropriate to attempt long-term recoveries while reporting loans as assets.
An unsecured loan generally should be charged off no later than when it is 120 days past due as to principal or interest. For loans in the legal process of foreclosure against collateral of real and/or liquid value, the 120-day rule does not apply. Such charge-offs can be deferred until the foreclosure process progresses to the point where the Bank can adequately determine whether or not any ultimate loss will result. In similar instances where other legal actions will cause extraordinary delays, such as the settlement of an estate, if the loan is well collateralized, the 120-day period may be extended. On loans where the Bank is unsecured or not fully collateralized, the loan should be charged off or written down to the documented collateral value rather than merely being placed on non-accrual status.
Loan Portfolio Quality Indicators	'
	The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity as of June 30, 2014 and December 31, 2013 (dollars in thousands):
	Loan Portfolio Quality Indicators
	At June 30, 2014
			Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
			Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
			Loans			Loans			Loans			Leases
	Rating:
	Pass (Grades 1-5)		$	99,736		$	160,782		$	12,032		$	27,477		$	810	$	1,852		$	302,689
	Watch (Grade 6)			2,748			—			—			189			—		—			2,937
	Special Mention (Grade 7)			—			3,416			835			—			—		—			4,251
	Substandard (Grade 8)			—			1,831			1,634			—			—		—			3,465
	Doubtful (Grade 9)			812			2,006			1,515			218			—		95			4,646
	Loss (Grade 10)			—			—			—			—			—		—			—
	Total		$	103,296		$	168,035		$	16,016		$	27,884		$	810	$	1,947		$	317,988
	Loan Portfolio Quality Indicators
	At December 31, 2013
			Commercial			Residential			Construction			Commercial			Municipal		Consumer			Total
			Real Estate			Real Estate			Real Estate			Loans and			Loans		Loans
			Loans			Loans			Loans			Leases
	Rating:
	Pass (Grades 1-5)		$	100,086		$	160,390		$	8,541		$	28,453		$	997	$	1,963		$	300,430
	Watch (Grade 6)			1,137			—			—			56			—		—			1,193
	Special Mention (Grade 7)			2,250			3,488			—			13			—		—			5,751
	Substandard (Grade 8)			942			1,884			1,634			—			—		—			4,460
	Doubtful (Grade 9)			351			2,767			1,207			732			—		69			5,126
	Loss (Grade 10)			—			—			—			—			—		—			—
	Total		$	104,766		$	168,529		$	11,382		$	29,254		$	997	$	2,032		$	316,960
Loan Portfolio Aging Analysis	'
	The following tables present the Company’s loan portfolio aging analysis as of June 30, 2014 and December 31, 2013 (dollars in thousands):
	Loan Portfolio Aging Analysis
	At June 30, 2014
			30-59 Days			60-89 Days			90 Days			Total Past			Current		Total Loans			Total Loans
			Past Due (A)			Past Due			and Greater			Due					Receivable			> 90 days &
																				Accruing
	Real estate loans:
	Commercial		$	4,330		$	—		$	17		$	4,347		$	98,949	$	103,296		$	17
	Residential			1,312			300			1,678			3,290			164,745		168,035			2
	Construction			835			—			1,515			2,350			13,666		16,016			—
	Commercial loans and leases			102			—			117			219			27,665		27,884			—
	Municipal loans			—			—			—			—			810		810			—
	Consumer loans			13			4			2			19			1,928		1,947			2
	Total		$	6,592		$	304		$	3,329		$	10,225		$	307,763	$	317,988		$	21
	(A)	Includes $338,000 in loans classified as nonaccrual that are less than 30 days past due, of which $236,000 are residential real estate loans and one is a commercial loan for $102,000.
	Loan Portfolio Aging Analysis
	At December 31, 2013
			30-59 Days			60-89 Days			Greater than			Total Past			Current		Total Loans			Total Loans
			Past Due (A)			Past Due			90 Days			Due					Receivable			> 90 days &
																				Accruing
	Real estate loans:
	Commercial		$	—		$	—		$	351		$	351		$	104,415	$	104,766		$	—
	Residential			1,598			612			2,257			4,467			164,062		168,529			9
	Construction			1,018			—			188			1,206			10,176		11,382			—
	Commercial loans and leases			169			—			564			733			28,521		29,254			—
	Municipal loans			—			—			—			—			997		997			—
	Consumer loans			36			—			—			36			1,996		2,032			—
	Total		$	2,821		$	612		$	3,360		$	6,793		$	310,167	$	316,960		$	9
	(A)	Includes $507,000 in loans classified as nonaccrual that are less than 30 days past due, of which $338,000 are residential real estate loans and $169,000 are commercial loans.
Impaired Loans	'
	The following table presents impaired loans as of June 30, 2014 (dollars in thousands):
	Impaired Loans
	At June 30, 2014
												Three Months Ended					Six Months Ended
												June 30, 2014					June 30, 2014
			Recorded			Unpaid			Specific			Average			Interest		Average			Interest
			Balance			Principal			Allowance			Investment			Income		Investment			Income
						Balance						in Impaired			Recognized		in Impaired			Recognized
												Loans			-2		Loans			-2
												-1					-1
	Loans without a specific valuation allowance:
	Real estate loans:
	Commercial		$	4,339		$	4,817			N/A		$	4,471		$	59	$	4,435		$	110
	Residential			2,655			2,920			N/A			3,273			17		3,014			35
	Construction			1,222			2,057			N/A			1,389			18		1,329			36
	Commercial loans and leases			70			98			N/A			564			—		399			—
	Municipal loans			—			—			N/A			—			—		—			—
	Consumer loans			—			—			N/A			—			—		—			—
	Total		$	8,286		$	9,892			N/A		$	9,697		$	94	$	9,177		$	181
	Loans with a specific valuation allowance:
	Real estate loans:
	Commercial		$	—		$	—		$	—		$	—		$	—	$	—		$	—
	Residential			2,589			2,662			381			2,609			21		2,602			42
	Construction			3,149			3,149			245			2,901			25		3,025			51
	Commercial loans and leases			148			192			109			163			—		161			—
	Municipal loans			—			—			—			—			—		—			—
	Consumer loans			95			95			8			66			—		78			—
	Total		$	5,981		$	6,098		$	743		$	5,739		$	46	$	5,866		$	93
	All Impaired Loans		$	14,267		$	15,990		$	743		$	15,436		$	140	$	15,043		$	274
	-1	Includes all loans that were classified as impaired at any time during the three-month and six-month periods (not just impaired loans at June 30, 2014), and their average balance for only the period during which they were classified as impaired.
	-2	Interest recorded in income during only the period the loans were classified as impaired, for all loans that were classified as impaired at any time during the three months and six months ended June 30, 2014.
	For all loan classes, interest income on loans individually classified as impaired is recognized on a cash basis after all past due and current principal payments have been made.
	The following table presents impaired loans as of June 30, 2013 (dollars in thousands):
	Impaired Loans
	At June 30, 2013
												Three Months Ended					Six Months Ended
												June 30, 2013					June 30, 2013
			Recorded			Unpaid			Specific			Average			Interest		Average			Interest
			Balance			Principal			Allowance			Investment			Income		Investment in			Income
						Balance						in Impaired			Recognized		Impaired			Recognized
												Loans			-2		Loans			-2
												-1					-1
	Loans without a specific valuation allowance:
	Real estate loans:
	Commercial		$	3,625		$	4,104			N/A		$	3,625		$	45	$	3,745		$	92
	Residential			—			—			N/A			—			—		—			—
	Construction			237			237			N/A			238			3		239			6
	Commercial loans and leases			—			—			N/A			—			—		—			—
	Municipal loans			—			—			N/A			—			—		—			—
	Consumer loans			—			—			N/A			—			—		—			—
	Total		$	3,862		$	4,341			N/A		$	3,863		$	48	$	3,984		$	98
	Loans with a specific valuation allowance:
	Real estate loans:
	Commercial		$	1,352		$	1,352		$	134		$	1,361		$	17	$	1,368		$	34
	Residential			6,558			6,891			648			6,846			45		7,065			84
	Construction			3,756			4,120			328			3,797			26		3,868			52
	Commercial loans and leases			781			950			209			863			—		909			—
	Municipal loans			—			—			—			—			—		—			—
	Consumer loans			53			53			9			51			—		53			—
	Total		$	12,500		$	13,366		$	1,328		$	12,918		$	88	$	13,263		$	170
	All Impaired Loans		$	16,362		$	17,707		$	1,328		$	16,781		$	136	$	17,247		$	268
	-1	Includes all loans that were classified as impaired at any time during the three-month and six-month periods (not just impaired loans at June 30, 2013), and their average balance for only the period during which they were classified as impaired.
	-2	Interest recorded in income during only the period the loans were classified as impaired, for all loans that were classified as impaired at any time during the three months and six months ended June 30, 2013.
For all loan classes, interest income on loans individually classified as impaired is recognized on a cash basis after all past due and current principal payments have been made.
The following table presents impaired loans as of December 31, 2013 (dollars in thousands):
Impaired Loans
At December 31, 2013
											Year Ended December 31, 2013
		Recorded			Unpaid			Specific			Average Investment			Interest Income
		Balance			Principal			Allowance			in Impaired Loans			Recognized
					Balance						-1			-2
Loans without a specific valuation allowance:
Real estate loans:
Commercial		$	3,542		$	3,542			N/A		$	3,679		$	184
Residential			3,158			3,405			N/A			3,650			112
Construction			1,272			1,272			N/A			1,178			13
Commercial loans and leases			472			608			N/A			581			1
Municipal loans			—			—			N/A			—			—
Consumer loans			—			—			N/A			2			—
Total		$	8,444		$	8,827			N/A		$	9,090		$	310
Loans with a specific valuation allowance:
Real estate loans:
Commercial		$	1,294		$	1,294		$	96		$	1,324		$	63
Residential			3,108			3,151			495			3,023			59
Construction			2,841			3,016			285			2,871			102
Commercial loans and leases			260			299			148			293			—
Municipal loans			—			—			—			—			—
Consumer loans			69			69			8			54			—
Total		$	7,572		$	7,829		$	1,032		$	7,565		$	224
All Impaired Loans		$	16,016		$	16,656		$	1,032		$	16,655		$	534
-1	Includes all loans that were classified as impaired at any time during 2013 (not just impaired loans at December 31, 2013), and their average balance for only the period during which they were classified as impaired.
-2	Interest recorded in income during only the period the loans were classified as impaired, for all loans that were classified as impaired at any time during 2013.
Loans Accounted for on Non Accrual Basis	'
	The following table presents the Company’s non-accrual loans at June 30, 2014 and December 31, 2013 (dollars in thousands):
	Loans Accounted for on a Non-Accrual Basis
			At June 30,			At December 31,
			2014			2013
	Real estate loans:
	Commercial		$	812		$	351
	Residential			2,006			2,767
	Construction			1,515			1,207
	Commercial loans and leases			218			733
	Municipal loans			—			—
	Consumer loans			—			—
	Total		$	4,551		$	5,058
Loans Classified as Troubled Debt Restructuring Consisted Primarily of Interest Rate Concessions	'
	There were no loans classified as a TDR during the three-month period ended June 30, 2013, and one loan was classified as a TDR during the six-month period ended June 30, 2013, and it is shown in the table below identified by class (dollars in thousands). The modification was an interest rate concession.
			Three Months Ended									Six Months Ended
			June 30, 2013									June 30, 2013
			Modifications									Modifications
			Number			Recorded			Recorded			Number			Recorded		Recorded
						Balance Before			Balance After						Balance Before		Balance After
	Real estate loans:
	Commercial			—		$	—		$	—			—		$	—	$	—
	Residential			—			—			—			1			230		230
	Construction			—			—			—			—			—		—
	Commercial loans and leases			—			—			—			—			—		—
	Municipal loans			—			—			—			—			—		—
	Consumer loans			—			—			—			—			—		—
	Total			—		$	—		$	—			1		$	230	$	230

Disclosures_about_Fair_Value_o1

Disclosures about Fair Value of Assets and Liabilities (Tables)	6 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Measurements of Assets on a Recurring Basis	'
	The following table presents the fair value measurements of assets recognized in the accompanying consolidated condensed balance sheet measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2014 and December 31, 2013 (dollars in thousands):
				Fair Value Measurements Using
	Available-for-sale securities:	Fair Value		Quoted Prices in				Significant Other			Significant
				Active Markets for				Observable Inputs			Unobservable
				Identical Assets				(Level 2)			Inputs
				(Level 1)							(Level 3)
	At June 30, 2014:
	Ginnie Mae and GSE mortgage-backed pass-through securities	$	48,037	$	—			$	48,037		$	—
	Ginnie Mae collateralized mortgage obligations		2,162		—				2,162			—
	Mutual fund		1,836		1,836				—			—
		$	52,035	$	1,836			$	50,199		$	—
	At December 31, 2013:
	Ginnie Mae and GSE mortgage-backed pass-through securities	$	33,806	$	—			$	33,806		$	—
	Ginnie Mae collateralized mortgage obligations		2,214		—				2,214			—
	Mutual fund		1,783		1,783				—			—
		$	37,803	$	1,783			$	36,020		$	—
Fair Value Measurements of Assets on a Nonrecurring Basis	'
	The following table presents the fair value measurements of assets recognized in the accompanying balance sheet measured at fair value on a nonrecurring basis and the level within the ASC 820 fair value hierarchy in which the fair value measurements fall at June 30, 2014 and December 31, 2013:
				Fair Value Measurements Using
		Fair Value		Quoted Prices in				Significant Other			Significant
				Active Markets for				Observable Inputs			Unobservable
				Identical Assets				(Level 2)			Inputs
				(Level 1)							(Level 3)
	At June 30, 2014:
	Impaired loans	$	672	$	—			$	—		$	672
	Other real estate owned		—		—				—			—
	At December 31, 2013:
	Impaired loans	$	6,353	$	—			$	—		$	6,353
	Other real estate owned		2,401		—				—			2,401
Unobservable Inputs Used in Recurring and Nonrecurring Measurements	'
	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at June 30, 2014 (dollars in thousands):
		Fair Value		Valuation Technique		Unobservable Inputs				Rate/Rate Range
	Impaired loans	$	672	Third party valuations			Discount to reflect			0.5% - 42.7%
							realizable value
	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at December 31, 2013 (dollars in thousands):
		Fair Value		Valuation Technique		Unobservable Inputs				Rate/Rate Range
	Impaired loans	$	6,353	Third party valuations			Discount to reflect			0.0% - 77.9%
							realizable value
	Other real estate owned		2,401	Third party valuations			Discount to reflect			6.0% - 20.7%
							realizable value
Estimates of Fair Value of Financial Instruments	'
	The following table presents the estimates of fair value of financial instruments and the level within the fair value hierarchy in which the fair value measurements fall (dollars in thousands) at June 30, 2014:
	Fair Value Measurements Using
		Carrying		Fair				Quoted Prices in			Significant Other		Significant
		Value		Value				Active Markets for			Observable Inputs		Unobservable
								Identical Assets			(Level 2)		Inputs
								(Level 1)					(Level 3)
	Assets
	Cash and cash equivalents	$	41,552	$	41,552			$	41,552		$	—	$	—
	Interest-bearing time deposits		2,974		2,995				2,995			—		—
	Investment securities held to maturity		2,346		2,353				—			—		2,353
	Loans		312,915		320,724				—			306,457		14,267
	Stock in FHLB		4,472		4,472				—			4,472		—
	Mortgage servicing rights		542		542				—			—		542
	Interest and dividends receivable		1,314		1,314				—			1,314		—
	Liabilities
	Deposits		377,235		377,966				239,023			138,943		—
	Borrowings		50,810		47,193				—			41,342		5,851
	Drafts payable		1,108		1,108				—			1,108		—
	Interest and dividends payable		104		104				—			104		—
	The following table presents the estimates of fair value of financial instruments and the level within the fair value hierarchy in which the fair value measurements fall (dollars in thousands) at December 31, 2013:
	Fair Value Measurements Using
		Carrying		Fair				Quoted Prices in			Significant Other		Significant
		Value		Value				Active Markets for			Observable Inputs		Unobservable
								Identical Assets			(Level 2)		Inputs
								(Level 1)					(Level 3)
	Assets
	Cash and cash equivalents	$	40,867	$	40,867			$	40,867		$	—	$	—
	Interest-bearing time deposits		2,974		2,983				2,983			—		—
	Investment securities held to maturity		2,347		2,347				—			—		2,347
	Loans		312,035		319,232				—			303,216		16,016
	Stock in FHLB		4,472		4,472				—			4,472		—
	Mortgage servicing rights		582		582				—			—		582
	Interest and dividends receivable		818		818				—			818		—
	Liabilities
	Deposits		362,701		363,536				217,115			146,421		—
	Borrowings		50,810		46,897				—			41,330		5,567
	Drafts payable		1,503		1,503				—			1,503		—
	Interest and dividends payable		78		78				—			78		—

Basis_of_Presentation_Addition

Basis of Presentation - Additional Information (Detail)	Jun. 30, 2014
	Subsidiary
Regulatory Assets [Abstract]	'
Wholly-owned subsidiaries	2

Shareholders_Equity_Additional

Shareholders' Equity - Additional Information (Detail) (USD $)	3 Months Ended	6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2014
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Dividend record date	'	11-Jul-14
Dividend date paid	'	1-Aug-14
Dividend date declared	'	30-Jun-14
Quarterly cash dividend	$0.02	$0.02
Total dividend	$60	'
Cash received from options exercised under share-based compensation arrangements	46	'
Tax benefit realized from options exercised under share-based compensation arrangements	$1	$1
Stock Option [Member]	'	'
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Stock option granted	0	'

Earnings_Per_Share_Schedule_of

Earnings Per Share - Schedule of Computation of Earnings Per Share (Detail) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Earnings Per Share [Abstract]	'	'	'	'
Net Income, Basic Earnings Per Share: Income available to common shareholders	$603	$531	$1,332	$1,145
Net Income, Diluted Earnings Per Share: Income available to common shareholders and assumed conversions	$603	$531	$1,332	$1,145
Weighted Average Shares, Basic Earnings Per Share: Income available to common shareholders	2,992,134	2,988,952	2,991,447	2,988,952
Weighted Average Shares, Effect of dilutive stock options	5,341	73	4,588	0
Weighted Average Shares, Diluted Earnings Per Share: Income available to common shareholders and assumed conversions	2,997,475	2,989,025	2,996,035	2,988,952
Per Share Amount, Basic Earnings Per Share: Income available to common shareholders	$0.20	$0.18	$0.45	$0.38
Per Share Amount, Diluted Earnings Per Share: Income available to common shareholders and assumed conversions	$0.20	$0.18	$0.45	$0.38

Earnings_Per_Share_Additional_

Earnings Per Share - Additional Information (Detail) (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Options to purchase shares of common stock, excluded from computation of diluted earnings per share	15,232	138,982
Minimum [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Exercise prices per share	15.35	12.43
Maximum [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Exercise prices per share	15.56	15.56

Investment_Securities_Amortize

Investment Securities - Amortized Cost and Approximate Fair Values of Available for Sale Securities with Unrealized Gains and Losses (Detail) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale securities, Amortized Cost	$51,717	$38,341
Available for sale securities, Gross Unrealized Gains	492	100
Available for sale securities, Gross Unrealized Losses	174	638
Available for sale securities, Fair Value	52,035	37,803
Held to maturity securities, Fair Value	2,353	'
Municipal Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Held to maturity securities, Amortized Cost	2,346	2,347
Held to maturity securities, Gross Unrealized Gains	7	'
Held to maturity securities, Gross Unrealized Losses	'	'
Held to maturity securities, Fair Value	2,353	2,347
Ginnie Mae and GSE Mortgage-Backed Pass-Through Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale securities, Amortized Cost	47,704	34,205
Available for sale securities, Gross Unrealized Gains	461	100
Available for sale securities, Gross Unrealized Losses	128	499
Available for sale securities, Fair Value	48,037	33,806
Ginnie Mae Collateralized Mortgage Obligations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale securities, Amortized Cost	2,208	2,349
Available for sale securities, Gross Unrealized Losses	46	135
Available for sale securities, Fair Value	2,162	2,214
Mutual Fund [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale securities, Amortized Cost	1,805	1,787
Available for sale securities, Gross Unrealized Gains	31	'
Available for sale securities, Gross Unrealized Losses	'	4
Available for sale securities, Fair Value	$1,836	$1,783

Investment_Securities_Amortize1

Investment Securities - Amortized Cost and Fair Value of Securities by Contractual Maturity (Detail) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for Sale, Within one year, Amortized Cost	$0	'
Available for Sale, One to five years, Amortized Cost	0	'
Available for Sale, Five to ten years, Amortized Cost	0	'
Available for Sale, After ten years, Amortized Cost	0	'
Total Available for Sale, by contractual maturity, Amortized Cost	0	'
Available for Sale, Amortized Cost	51,717	38,341
Available for Sale, Within one year, Fair Value	0	'
Available for Sale, One to five years, Fair Value	0	'
Available for Sale, Five to ten years, Fair Value	0	'
Available for Sale, After ten years, Fair Value	0	'
Total Available for Sale, by contractual maturity, Fair Value	0	'
Available for Sale, Fair Value	52,035	37,803
Held to Maturity Securities, Within one year, Amortized cost	25	'
Held to Maturity, One to five years, Amortized Cost	245	'
Held to Maturity, Five to ten years, Amortized Cost	495	'
Held to Maturity, After ten years, Amortized Cost	1,581	'
Total Held to Maturity, Amortized Cost	2,346	2,347
Held to Maturity Securities, Within one year, Fair Value	25	'
Held to Maturity, One to five years, Fair Value	246	'
Held to Maturity, Five to ten years, Fair Value	496	'
Held to Maturity, After ten years, Fair Value	1,586	'
Held to maturity securities, Fair Value	2,353	'
Ginnie Mae and GSE Mortgage-Backed Pass-Through Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for Sale, Amortized Cost	47,704	34,205
Available for Sale, Fair Value	48,037	33,806
Ginnie Mae Collateralized Mortgage Obligations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for Sale, Amortized Cost	2,208	2,349
Available for Sale, Fair Value	2,162	2,214
Mutual Fund [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for Sale, Amortized Cost	1,805	1,787
Available for Sale, Fair Value	$1,836	$1,783

Investment_Securities_Addition

Investment Securities - Additional Information (Detail) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Investments Debt And Equity Securities [Abstract]	'	'	'	'	'
Total fair value of investments securities, less than historical cost	$18,690,000	'	$18,690,000	'	$32,002,000
Total fair value of investments securities, less than historical cost, percentage of portfolio	34.40%	'	34.40%	'	79.60%
Market value of pledged investment securities	8,889,000	'	8,889,000	'	8,914,000
Sale of available-for-sale securities	0	'	0	'	'
Gross gain resulting from sales of available-for-sale securities	'	11,000	'	103,000	'
Gross loss resulting from sales of available-for-sale securities	'	11,000	'	11,000	'
Tax effect of the income statement impact of the reclassification adjustment for unrealized gain (loss) realized upon the sale of available-for-sale securities	'	'	'	$31,000	'

Investment_Securities_Companys

Investment Securities - Company's Investments' Gross Unrealized Losses and Fair Value (Detail) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Less Than 12 Months, Fair Value	$9,979	$31,960
Less Than 12 Months, Unrealized Losses	74	637
12 Months or Longer, Fair Value	8,711	42
12 Months or Longer, Unrealized Losses	100	1
Total, Fair Value	18,690	32,002
Total, Unrealized Losses	174	638
Ginnie Mae and GSE Mortgage-Backed Pass-Through Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less Than 12 Months, Fair Value	9,979	27,963
Less Than 12 Months, Unrealized Losses	74	498
12 Months or Longer, Fair Value	6,549	42
12 Months or Longer, Unrealized Losses	54	1
Total, Fair Value	16,528	28,005
Total, Unrealized Losses	128	499
Ginnie Mae Collateralized Mortgage Obligations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less Than 12 Months, Fair Value	'	2,214
Less Than 12 Months, Unrealized Losses	'	135
12 Months or Longer, Fair Value	2,162	'
12 Months or Longer, Unrealized Losses	46	'
Total, Fair Value	2,162	2,214
Total, Unrealized Losses	46	135
Mutual Fund [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less Than 12 Months, Fair Value	'	1,783
Less Than 12 Months, Unrealized Losses	'	4
Total, Fair Value	'	1,783
Total, Unrealized Losses	'	$4

Loans_and_Allowance_for_Loan_a2

Loans and Allowance for Loan and Lease Losses - Classes of Loans (Detail) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total loans	$317,988	'	$316,960	'	'	'
Undisbursed loan proceeds	402	'	248	'	'	'
Deferred loan fees, net	667	'	684	'	'	'
Allowance for loan losses	4,004	4,100	3,993	3,954	3,926	4,239
Less: Undisbursed loan proceeds, Deferred loan fees and expenses, net Allowance for loan losses	5,073	'	4,925	'	'	'
Total loans - net	312,915	'	312,035	'	'	'
Commercial Real Estate Loans [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total loans	103,296	'	104,766	'	'	'
Allowance for loan losses	1,248	1,273	1,165	459	303	789
Residential Real Estate Loans [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total loans	168,035	'	168,529	'	'	'
Allowance for loan losses	1,683	1,747	1,743	1,631	1,673	1,504
Construction Real Estate Loans [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total loans	16,016	'	11,382	'	'	'
Allowance for loan losses	392	332	356	769	708	785
Commercial Loans and Leases [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total loans	27,884	'	29,254	'	'	'
Allowance for loan losses	558	629	623	1,014	1,161	1,080
Municipal Loans [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total loans	810	'	997	'	'	'
Consumer Loans [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total loans	1,947	'	2,032	'	'	'
Allowance for loan losses	$123	$119	$106	$81	$81	$81

Loans_and_Allowance_for_Loan_a3

Loans and Allowance for Loan and Lease Losses - Additional Information (Detail) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
	SecurityLoan	SecurityLoan	SecurityLoan	SecurityLoan
			RiskGrades
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Period used to calculate required all without specific reserve	'	'	'36 months	'	'
Number of methodologies	'	'	'Three	'	'
Number of years taken into account for borrower's historic cash flows for grade one	'	'	'5 years	'	'
Borrower rating, grade nine doubtful	'	'	9	'	'
Borrower rating, grade eight substandard	'	'	8	'	'
Period of loan transferred to non-accrual	'	'	'90 days	'	'
Troubled debt restructurings part of non-accrual loans	$2,466,000	'	$2,466,000	'	$1,781,000
Number of TDR loans	0	0	0	1	'
Number of days for delay in payment	'	'	'90 days	'	'
Periods of restructuring loans past due	'	'	'12 months	'	'
Number of troubled debt restructured loans with default payment	0	0	0	0	'
Minimum [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Amount of forgiveness of debt required to be approved by Loan Committee	100,000	'	100,000	'	'
Amount of Charge-offs to be approved by Chief Credit Officer	10,000	'	10,000	'	'
Maximum [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Amount of Charge-offs to be approved by Chief Credit Officer	$100,000	'	$100,000	'	'

Loans_and_Allowance_for_Loan_a4

Loans and Allowance for Loan and Lease Losses - Allowance for Loan Losses and Recorded Investment in Loans (Detail) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Balance at beginning of year	$4,100	$3,926	$3,993	$4,239	'
Provision (credit) for losses	150	210	300	465	'
Charge-offs	-263	-209	-320	-834	'
Recoveries	17	27	31	84	'
Balance at end of period	4,004	3,954	4,004	3,954	'
Ending allowance balance: Individually evaluated for impairment	743	'	743	'	1,032
Ending allowance balance: Collectively evaluated for impairment	3,261	'	3,261	'	2,961
Total	4,004	3,954	4,004	3,954	'
Ending loan balance: Individually evaluated for impairment	14,267	'	14,267	'	16,016
Ending loan balance: Collectively evaluated for impairment	303,721	'	303,721	'	300,944
Total	317,988	'	317,988	'	316,960
Commercial Real Estate Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Balance at beginning of year	1,273	303	1,165	789	'
Provision (credit) for losses	73	156	181	149	'
Charge-offs	-101	'	-101	-479	'
Recoveries	3	'	3	'	'
Balance at end of period	1,248	459	1,248	459	'
Ending allowance balance: Individually evaluated for impairment	'	'	'	'	96
Ending allowance balance: Collectively evaluated for impairment	1,248	'	1,248	'	1,069
Total	1,248	459	1,248	459	'
Ending loan balance: Individually evaluated for impairment	4,339	'	4,339	'	4,836
Ending loan balance: Collectively evaluated for impairment	98,957	'	98,957	'	99,930
Total	103,296	'	103,296	'	104,766
Residential Real Estate Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Balance at beginning of year	1,747	1,673	1,743	1,504	'
Provision (credit) for losses	13	22	14	283	'
Charge-offs	-80	-66	-80	-192	'
Recoveries	3	2	6	36	'
Balance at end of period	1,683	1,631	1,683	1,631	'
Ending allowance balance: Individually evaluated for impairment	381	'	381	'	495
Ending allowance balance: Collectively evaluated for impairment	1,302	'	1,302	'	1,248
Total	1,683	1,631	1,683	1,631	'
Ending loan balance: Individually evaluated for impairment	5,244	'	5,244	'	6,266
Ending loan balance: Collectively evaluated for impairment	162,791	'	162,791	'	162,263
Total	168,035	'	168,035	'	168,529
Construction Real Estate Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Balance at beginning of year	332	708	356	785	'
Provision (credit) for losses	65	52	80	-33	'
Charge-offs	-6	-2	-46	-2	'
Recoveries	1	11	2	19	'
Balance at end of period	392	769	392	769	'
Ending allowance balance: Individually evaluated for impairment	245	'	245	'	285
Ending allowance balance: Collectively evaluated for impairment	147	'	147	'	71
Total	392	769	392	769	'
Ending loan balance: Individually evaluated for impairment	4,371	'	4,371	'	4,113
Ending loan balance: Collectively evaluated for impairment	11,645	'	11,645	'	7,269
Total	16,016	'	16,016	'	11,382
Commercial Loans and Leases [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Balance at beginning of year	629	1,161	623	1,080	'
Provision (credit) for losses	-19	-27	-17	56	'
Charge-offs	-58	-127	-59	-131	'
Recoveries	6	7	11	9	'
Balance at end of period	558	1,014	558	1,014	'
Ending allowance balance: Individually evaluated for impairment	109	'	109	'	148
Ending allowance balance: Collectively evaluated for impairment	449	'	449	'	475
Total	558	1,014	558	1,014	'
Ending loan balance: Individually evaluated for impairment	218	'	218	'	732
Ending loan balance: Collectively evaluated for impairment	27,666	'	27,666	'	28,522
Total	27,884	'	27,884	'	29,254
Municipal Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Ending loan balance: Collectively evaluated for impairment	810	'	810	'	997
Total	810	'	810	'	997
Consumer Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Balance at beginning of year	119	81	106	81	'
Provision (credit) for losses	18	7	42	10	'
Charge-offs	-18	-14	-34	-30	'
Recoveries	4	7	9	20	'
Balance at end of period	123	81	123	81	'
Ending allowance balance: Individually evaluated for impairment	8	'	8	'	8
Ending allowance balance: Collectively evaluated for impairment	115	'	115	'	98
Total	123	81	123	81	'
Ending loan balance: Individually evaluated for impairment	95	'	95	'	69
Ending loan balance: Collectively evaluated for impairment	1,852	'	1,852	'	1,963
Total	$1,947	'	$1,947	'	$2,032

Loans_and_Allowance_for_Loan_a5

Loans and Allowance for Loan and Lease Losses - Allowance for Loan Losses and Recorded Investment in Loans (Parenthetical) (Detail)	6 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Time limit for charging off unsecured loan	'120 days

Loans_and_Allowance_for_Loan_a6

Loans and Allowance for Loan and Lease Losses - Loan Portfolio Quality Indicators (Detail) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	$317,988	$316,960
Pass (Grades 1-5) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	302,689	300,430
Watch (Grade 6) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	2,937	1,193
Special Mention (Grade 7) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	4,251	5,751
Substandard (Grade 8) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	3,465	4,460
Doubtful (Grade 9) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	4,646	5,126
Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	103,296	104,766
Commercial Real Estate Loans [Member] | Pass (Grades 1-5) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	99,736	100,086
Commercial Real Estate Loans [Member] | Watch (Grade 6) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	2,748	1,137
Commercial Real Estate Loans [Member] | Special Mention (Grade 7) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	'	2,250
Commercial Real Estate Loans [Member] | Substandard (Grade 8) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	'	942
Commercial Real Estate Loans [Member] | Doubtful (Grade 9) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	812	351
Residential Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	168,035	168,529
Residential Real Estate Loans [Member] | Pass (Grades 1-5) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	160,782	160,390
Residential Real Estate Loans [Member] | Special Mention (Grade 7) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	3,416	3,488
Residential Real Estate Loans [Member] | Substandard (Grade 8) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	1,831	1,884
Residential Real Estate Loans [Member] | Doubtful (Grade 9) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	2,006	2,767
Construction Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	16,016	11,382
Construction Real Estate Loans [Member] | Pass (Grades 1-5) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	12,032	8,541
Construction Real Estate Loans [Member] | Special Mention (Grade 7) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	835	'
Construction Real Estate Loans [Member] | Substandard (Grade 8) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	1,634	1,634
Construction Real Estate Loans [Member] | Doubtful (Grade 9) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	1,515	1,207
Commercial Loans and Leases [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	27,884	29,254
Commercial Loans and Leases [Member] | Pass (Grades 1-5) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	27,477	28,453
Commercial Loans and Leases [Member] | Watch (Grade 6) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	189	56
Commercial Loans and Leases [Member] | Special Mention (Grade 7) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	'	13
Commercial Loans and Leases [Member] | Doubtful (Grade 9) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	218	732
Municipal Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	810	997
Municipal Loans [Member] | Pass (Grades 1-5) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	810	997
Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	1,947	2,032
Consumer Loans [Member] | Pass (Grades 1-5) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	1,852	1,963
Consumer Loans [Member] | Doubtful (Grade 9) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	$95	$69

Loans_and_Allowance_for_Loan_a7

Loans and Allowance for Loan and Lease Losses - Loan Portfolio Aging Analysis (Detail) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$6,592	$2,821
60-89 Days Past Due	304	612
90 Days and Greater	3,329	3,360
Total Past Due	10,225	6,793
Current	307,763	310,167
Total	317,988	316,960
Total Loans greater than 90 days and Accruing	21	9
Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	4,330	'
90 Days and Greater	17	351
Total Past Due	4,347	351
Current	98,949	104,415
Total	103,296	104,766
Total Loans greater than 90 days and Accruing	17	'
Residential Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	1,312	1,598
60-89 Days Past Due	300	612
90 Days and Greater	1,678	2,257
Total Past Due	3,290	4,467
Current	164,745	164,062
Total	168,035	168,529
Total Loans greater than 90 days and Accruing	2	9
Commercial Loans and Leases [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	102	169
90 Days and Greater	117	564
Total Past Due	219	733
Current	27,665	28,521
Total	27,884	29,254
Municipal Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	810	997
Total	810	997
Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	13	36
60-89 Days Past Due	4	'
90 Days and Greater	2	'
Total Past Due	19	36
Current	1,928	1,996
Total	1,947	2,032
Total Loans greater than 90 days and Accruing	2	'
Construction Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	835	1,018
90 Days and Greater	1,515	188
Total Past Due	2,350	1,206
Current	13,666	10,176
Total	$16,016	$11,382

Loans_and_Allowance_for_Loan_a8

Loans and Allowance for Loan and Lease Losses - Loan Portfolio Aging Analysis (Parenthetical) (Detail) (USD $)	Jun. 30, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans classified as nonaccrual that are less than 30 days past due	$338,000	$507,000
Residential Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans classified as nonaccrual that are less than 30 days past due	236,000	338,000
Commercial Loan [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans classified as nonaccrual that are less than 30 days past due	$102,000	$169,000

Loans_and_Allowance_for_Loan_a9

Loans and Allowance for Loan and Lease Losses - Impaired Loans (Detail) (USD $)	3 Months Ended		6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Loans without a specific valuation allowance, Average Investment In Impaired Loans	$9,697	$3,863	$9,177	$3,984	$9,090
Loans without a specific valuation allowance, Interest Income Recognized	94	48	181	98	310
Loans without a specific valuation allowance, Recorded Balance	8,286	3,862	8,286	3,862	8,444
All Impaired Loans, Recorded Balance	14,267	16,362	14,267	16,362	16,016
Loans without a specific valuation allowance, Unpaid Principal Balance	9,892	4,341	9,892	4,341	8,827
All Impaired Loans, Unpaid Principal Balance	15,990	17,707	15,990	17,707	16,656
Loans with a specific valuation allowance, Recorded Balance	5,981	12,500	5,981	12,500	7,572
Loans with a specific valuation allowance, Unpaid Principal Balance	6,098	13,366	6,098	13,366	7,829
All Impaired Loans, Specific Allowance	743	1,328	743	1,328	1,032
Loans with a specific valuation allowance, Average Investment In Impaired Loans	5,739	12,918	5,866	13,263	7,565
All Impaired Loans, Average Investment in Impaired Loans	15,436	16,781	15,043	17,247	16,655
Loans with a specific valuation allowance, Interest Income Recognized	46	88	93	170	224
All Impaired Loans, Interest Income Recognized	140	136	274	268	534
Commercial Real Estate Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Loans without a specific valuation allowance, Average Investment In Impaired Loans	4,471	3,625	4,435	3,745	3,679
Loans without a specific valuation allowance, Interest Income Recognized	59	45	110	92	184
Loans without a specific valuation allowance, Recorded Balance	4,339	3,625	4,339	3,625	3,542
Loans without a specific valuation allowance, Unpaid Principal Balance	4,817	4,104	4,817	4,104	3,542
Loans with a specific valuation allowance, Recorded Balance	'	1,352	'	1,352	1,294
Loans with a specific valuation allowance, Unpaid Principal Balance	'	1,352	'	1,352	1,294
All Impaired Loans, Specific Allowance	'	134	'	134	96
Loans with a specific valuation allowance, Average Investment In Impaired Loans	'	1,361	'	1,368	1,324
Loans with a specific valuation allowance, Interest Income Recognized	'	17	'	34	63
Residential Real Estate Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Loans without a specific valuation allowance, Average Investment In Impaired Loans	3,273	'	3,014	'	3,650
Loans without a specific valuation allowance, Interest Income Recognized	17	'	35	'	112
Loans without a specific valuation allowance, Recorded Balance	2,655	'	2,655	'	3,158
Loans without a specific valuation allowance, Unpaid Principal Balance	2,920	'	2,920	'	3,405
Loans with a specific valuation allowance, Recorded Balance	2,589	6,558	2,589	6,558	3,108
Loans with a specific valuation allowance, Unpaid Principal Balance	2,662	6,891	2,662	6,891	3,151
All Impaired Loans, Specific Allowance	381	648	381	648	495
Loans with a specific valuation allowance, Average Investment In Impaired Loans	2,609	6,846	2,602	7,065	3,023
Loans with a specific valuation allowance, Interest Income Recognized	21	45	42	84	59
Construction Real Estate Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Loans without a specific valuation allowance, Average Investment In Impaired Loans	1,389	238	1,329	239	1,178
Loans without a specific valuation allowance, Interest Income Recognized	18	3	36	6	13
Loans without a specific valuation allowance, Recorded Balance	1,222	237	1,222	237	1,272
Loans without a specific valuation allowance, Unpaid Principal Balance	2,057	237	2,057	237	1,272
Loans with a specific valuation allowance, Recorded Balance	3,149	3,756	3,149	3,756	2,841
Loans with a specific valuation allowance, Unpaid Principal Balance	3,149	4,120	3,149	4,120	3,016
All Impaired Loans, Specific Allowance	245	328	245	328	285
Loans with a specific valuation allowance, Average Investment In Impaired Loans	2,901	3,797	3,025	3,868	2,871
Loans with a specific valuation allowance, Interest Income Recognized	25	26	51	52	102
Commercial Loans and Leases [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Loans without a specific valuation allowance, Average Investment In Impaired Loans	564	'	399	'	581
Loans without a specific valuation allowance, Interest Income Recognized	'	'	'	'	1
Loans without a specific valuation allowance, Recorded Balance	70	'	70	'	472
Loans without a specific valuation allowance, Unpaid Principal Balance	98	'	98	'	608
Loans with a specific valuation allowance, Recorded Balance	148	781	148	781	260
Loans with a specific valuation allowance, Unpaid Principal Balance	192	950	192	950	299
All Impaired Loans, Specific Allowance	109	209	109	209	148
Loans with a specific valuation allowance, Average Investment In Impaired Loans	163	863	161	909	293
Consumer Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Loans without a specific valuation allowance, Average Investment In Impaired Loans	'	'	'	'	2
Loans with a specific valuation allowance, Recorded Balance	95	53	95	53	69
Loans with a specific valuation allowance, Unpaid Principal Balance	95	53	95	53	69
All Impaired Loans, Specific Allowance	8	9	8	9	8
Loans with a specific valuation allowance, Average Investment In Impaired Loans	$66	$51	$78	$53	$54

Recovered_Sheet1

Loans and Allowance for Loan and Lease Losses - Loans Accounted for on Non Accrual Basis (Detail) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	$4,551	$5,058
Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	812	351
Residential Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	2,006	2,767
Construction Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	1,515	1,207
Commercial Loans and Leases [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	$218	$733

Recovered_Sheet2

Loans and Allowance for Loan and Lease Losses - Loans Classified as Troubled Debt Restructuring Consisted Primarily of Interest Rate Concessions (Detail) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
	SecurityLoan	SecurityLoan	SecurityLoan	SecurityLoan
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number	0	0	0	1
Recorded Balance Before Modification	'	'	'	$230
Recorded Balance After Modification	'	'	'	230
Commercial Real Estate Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number	'	'	'	0
Recorded Balance Before Modification	'	'	'	0
Recorded Balance After Modification	'	'	'	0
Residential Real Estate Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number	'	'	'	1
Recorded Balance Before Modification	'	'	'	230
Recorded Balance After Modification	'	'	'	230
Construction Real Estate Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number	'	'	'	0
Recorded Balance Before Modification	'	'	'	0
Recorded Balance After Modification	'	'	'	0
Commercial Loans and Leases [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number	'	'	'	0
Recorded Balance Before Modification	'	'	'	0
Recorded Balance After Modification	'	'	'	0
Municipal Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number	'	'	'	0
Recorded Balance Before Modification	'	'	'	0
Recorded Balance After Modification	'	'	'	0
Consumer Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number	'	'	'	0
Recorded Balance Before Modification	'	'	'	0
Recorded Balance After Modification	'	'	'	$0

Retirement_Plan_Additional_Inf

Retirement Plan - Additional Information (Detail) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Compensation And Retirement Disclosure [Abstract]	'	'	'	'	'
Retirement benefits plan, liability	$2,057,000	'	$2,057,000	'	$2,012,000
Retirement benefits plan, expense	$55,000	$55,000	$109,000	$109,000	'

Disclosures_about_Fair_Value_o2

Disclosures about Fair Value of Assets and Liabilities - Fair Value Measurements of Assets on a Recurring Basis (Detail) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	$52,035	$37,803
Fair Value Measured on Recurring Basis [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	52,035	37,803
Ginnie Mae and GSE Mortgage-Backed Pass-Through Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	48,037	33,806
Ginnie Mae and GSE Mortgage-Backed Pass-Through Securities [Member] | Fair Value Measured on Recurring Basis [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	48,037	33,806
Ginnie Mae Collateralized Mortgage Obligations [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	2,162	2,214
Ginnie Mae Collateralized Mortgage Obligations [Member] | Fair Value Measured on Recurring Basis [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	2,162	2,214
Mutual Fund [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	1,836	1,783
Mutual Fund [Member] | Fair Value Measured on Recurring Basis [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	1,836	1,783
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value Measured on Recurring Basis [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	1,836	1,783
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Mutual Fund [Member] | Fair Value Measured on Recurring Basis [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	1,836	1,783
Significant Other Observable Inputs (Level 2) [Member] | Fair Value Measured on Recurring Basis [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	50,199	36,020
Significant Other Observable Inputs (Level 2) [Member] | Ginnie Mae and GSE Mortgage-Backed Pass-Through Securities [Member] | Fair Value Measured on Recurring Basis [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	48,037	33,806
Significant Other Observable Inputs (Level 2) [Member] | Ginnie Mae Collateralized Mortgage Obligations [Member] | Fair Value Measured on Recurring Basis [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, Fair Value	$2,162	$2,214

Disclosures_about_Fair_Value_o3

Disclosures about Fair Value of Assets and Liabilities - Additional Information (Detail) (USD $)	3 Months Ended	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2014	Jun. 30, 2013
				Significant Unobservable Inputs (Level 3) [Member]	Significant Unobservable Inputs (Level 3) [Member]
Fair Value Disclosures [Line Items]	'	'	'	'	'
Transfers between levels	$0	$0	'	'	'
Reconciliation	'	'	'	0	0
Fair value measurements	$52,035,000	$52,035,000	$37,803,000	$0	$0

Disclosures_about_Fair_Value_o4

Disclosures about Fair Value of Assets and Liabilities - Fair Value Measurements of Assets on a Nonrecurring Basis (Detail) (Fair Value, Measurements, Nonrecurring [Member], USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Other real estate owned	'	$2,401
Impaired Loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	672	6,353
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Other real estate owned	'	2,401
Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	$672	$6,353

Disclosures_about_Fair_Value_o5

Disclosures about Fair Value of Assets and Liabilities - Unobservable Inputs Used in Recurring and Nonrecurring Measurements (Detail) (Significant Unobservable Inputs (Level 3) [Member], USD $)	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Dec. 31, 2013	Dec. 31, 2013	Jun. 30, 2014	Dec. 31, 2013	Dec. 31, 2013	Jun. 30, 2014	Dec. 31, 2013	Dec. 31, 2013
			Impaired Loans [Member]	Impaired Loans [Member]	Other Real Estate Owned [Member]	Minimum [Member]	Minimum [Member]	Minimum [Member]	Maximum [Member]	Maximum [Member]	Maximum [Member]
						Impaired Loans [Member]	Impaired Loans [Member]	Other Real Estate Owned [Member]	Impaired Loans [Member]	Impaired Loans [Member]	Other Real Estate Owned [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Fair value, measurement with unobservable inputs, assets, value	$0	$0	$672,000	$6,353,000	$2,401,000	'	'	'	'	'	'
Fair value assumptions, weighted average volatility rate	'	'	'	'	'	0.50%	0.00%	6.00%	42.70%	77.90%	20.70%

Disclosures_about_Fair_Value_o6

Disclosures about Fair Value of Assets and Liabilities - Fair Value Measurement of Assets Recognized (Detail) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets	'	'
Interest-bearing time deposits	$2,974	$2,974
Investment securities held to maturity	2,353	'
Liabilities	'	'
Drafts payable	1,108	1,503
Carrying Value [Member]	'	'
Assets	'	'
Cash and cash equivalents	41,552	40,867
Interest-bearing time deposits	2,974	2,974
Investment securities held to maturity	2,346	2,347
Loans	312,915	312,035
Stock in FHLB	4,472	4,472
Mortgage servicing rights	542	582
Interest and dividends receivable	1,314	818
Liabilities	'	'
Deposits	377,235	362,701
Borrowings	50,810	50,810
Drafts payable	1,108	1,503
Interest and dividends payable	104	78
Fair Value [Member]	'	'
Assets	'	'
Cash and cash equivalents	41,552	40,867
Interest-bearing time deposits	2,995	2,983
Investment securities held to maturity	2,353	2,347
Loans	320,724	319,232
Stock in FHLB	4,472	4,472
Mortgage servicing rights	542	582
Interest and dividends receivable	1,314	818
Liabilities	'	'
Deposits	377,966	363,536
Borrowings	47,193	46,897
Drafts payable	1,108	1,503
Interest and dividends payable	104	78
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Assets	'	'
Cash and cash equivalents	41,552	40,867
Interest-bearing time deposits	2,995	2,983
Liabilities	'	'
Deposits	239,023	217,115
Significant Other Observable Inputs (Level 2) [Member]	'	'
Assets	'	'
Loans	306,457	303,216
Stock in FHLB	4,472	4,472
Interest and dividends receivable	1,314	818
Liabilities	'	'
Deposits	138,943	146,421
Borrowings	41,342	41,330
Drafts payable	1,108	1,503
Interest and dividends payable	104	78
Significant Unobservable Inputs (Level 3) [Member]	'	'
Assets	'	'
Investment securities held to maturity	2,353	2,347
Loans	14,267	16,016
Mortgage servicing rights	542	582
Liabilities	'	'
Borrowings	$5,851	$5,567

Collateral_for_Letters_of_Cred1

Collateral for Letters of Credit - Additional Information (Detail) (USD $)	Jun. 30, 2014
In Millions, unless otherwise specified	LetterOfCredit
Guarantees [Abstract]	'
Number of outstanding letters of credit	2
Outstanding letters of credit from the Federal Home Loan Bank of Indianapolis	$5.06