Exhibit 10.10
Slade's Ferry Bank
LIFE INSURANCE
ENDORSEMENT METHOD SPLIT DOLLAR PLAN
AGREEMENT
Owner: | Slade's Ferry Bank |
Policy Number: | Mass Mutual 0036855 Southland Life 06 0009 3732 |
Insured: | Janice R. Partridge |
Relationship of Insured to Bank: | Key Executive |
The respective rights and obligations of the Bank (herein Owner) and the Insured (herein Insured) in the above-referenced policy shall be pursuant to the terms set forth below:
I. DEFINITIONS
Refer to the policy contract for the definition of all terms in this Agreement.
II. POLICY TITLE AND OWNERSHIP
Title and ownership shall reside in the Owner for its use and for the use of the Insured all in accordance with the Agreement. The Owner alone may, to the extent of its interest, exercise the right to borrow or withdraw on the policy cash values. Where the Owner and the Insured mutually agree to exercise the right to increase the coverage under the subject Split Dollar policy, then, in such event, the rights, duties and benefits of the parties to such increased coverage shall continue to be subject to the terms of this Agreement.
III. BENEFICIARY DESIGNATION RIGHTS
The Insured shall have the right and power to designate a beneficiary or beneficiaries to receive the Insured's share of the proceeds payable upon the death of the Insured, and to elect and change a payment option for such beneficiary, subject to any right or interest the Owner may have in such proceeds, as provided in this Agreement.
IV. PREMIUM PAYMENT METHOD
The Bank shall pay all premiums necessary to keep the policy in force.
V. TAXABLE BENEFIT
The Bank will report to the Insured the amount of imputed income each year on Form W-2 or its equivalent, the amount of taxable benefit derived by the Insured.
VI. DIVISION OF DEATH PROCEEDS
Subject to Paragraphs VII and IX herein, the division of the death proceeds of the policy is as follows:
A. | Should the Insured be employed by the Bank upon death, the Insured's beneficiary(ies), designated in accordance with Paragraph III, shall be entitled to an amount equal to three times (3x's) the Insured's salary at the time of death. |
B. | Should the Insured by retired from the Bank upon death, the Insured's beneficiary(ies), designated in accordance with Paragraph III, shall be entitled to an amount equal to three time (3x's) the Insured's salary at the time of retirement from the Bank. |
C. | Should the Insured leave the employment of the Bank (voluntarily or involuntarily) prior to retirement, early retirement, or medical retirement, the Insured's beneficiary(ies), designated in accordance with Paragraph III, shall be entitled to an amount equal to five thousand and No/00ths ($5,000.00). |
D. | The Bank shall be entitled to the remainder of proceeds. |
E. | The Bank and the Insured (or assignee) shall share in any interest due on the death proceeds on a pro rata basis as the proceeds due each respectively bears to the total proceeds, excluding any such interest. |
VII. DIVISION OF THE CASH SURRENDER VALUE OF THE POLICY
The Bank shall at all times be entitled to an amount equal to the policy's cash value, as that term is defined in the policy contract, less any policy loans and unpaid interest or cash withdrawals previously incurred by the Bank and any applicable surrender charges. Such cash value shall be determined as of the date of surrender or death as the case may be.
VIII. TERMINATION OF AGREEMENT
This Agreement shall terminate upon the occurrence of the following:
1. | The Insured shall be discharged from employment with the Bank for cause. The term for "cause" shall mean any of the following that result in an adverse effect on the Bank: (i) gross negligence or gross neglect; (ii) the commission of a felony or gross misdemeanor involving moral turpitude, fraud, or dishonesty; (iii) the willful violation of any law, rule, or regulation (other than a traffic violation or similar offense); (iv) an intentional failure to perform stated duties; or (v) a breach of fiduciary duty involving personal profit. |
Except as provided above, this Agreement shall terminate upon distribution of the death benefit proceeds in accordance with Paragraph VI above.
IX. INSURED'S OR ASSIGNEE'S ASSIGNMENT RIGHTS
The Insured may not, without the written consent of the Bank, assign to any individual, trust or other organization, any right, title, or interest in the subject policy nor any rights, options, privileges or duties created under this Agreement.
X. AGREEMENT BINDING UPON THE PARTIES
This Agreement shall bind the Insured and the Bank, their heirs, successors, personal representatives, and assigns.
XI. ERISA PROVISIONS
The following provisions are part of this Agreement and are intended to meet the requirements of the Employee Retirement Income Security Act of 1974 ("ERISA"):
A. | Named Fiduciary and Plan Administrator. |
| The "Plan Administrator" of this Endorsement Method Split Dollar Agreement shall be Slade's Ferry Bank's Senior Human Resources Officer until resignation or removal by the Board of Directors. As Administrator, the Bank shall be responsible for the management, control, and administration of this Split Dollar Plan as established herein. The Administrator may delegate to others certain aspects of the management and operation responsibilities of the Plan, including the employment of advisors and the delegation of any ministerial duties to qualified individuals. |
B. | Funding Policy. |
| The funding policy for this Split Dollar Plan shall be to maintain the subject policy in force by paying, when due, all premiums required. |
C. | Basis of Payment of Benefits. |
| Direct payment by the Owner is the basis of payment of benefits under this Agreement, with those benefits in turn being based on the payment of premiums as provided in this Agreement. |
D. | Claim Procedures. |
| Claim forms or claim information as to the subject policy can be obtained by contacting The Benefit Marketing Group, Inc. |
In the event that a claim is not eligible under the policy, the Owner will notify the Named Fiduciary of the denial pursuant to the requirements under the terms of the policy. If the Named Fiduciary is dissatisfied with the denial of the claim and wishes to contest such claim denial, they should contact the office named above and they will assist in making inquiry to Owner. All objections to the Owner's actions should be in writing and submitted to the office named above for transmittal to the Owner.
XII. GENDER
Whenever in this Agreement words are used in the masculine or neuter gender, they shall be read and construed as in the masculine, feminine, or neuter gender, whenever they should so apply.
XIII. INSURANCE COMPANY NOT A PARTY TO THIS AGREEMENT
The insurance company shall not be deemed a party to this Agreement, but will respect the rights of the parties as herein developed upon receiving an executed copy of this Agreement. Payment or other performance in accordance with the policy provisions shall fully discharge the insurance company for any and all liability.
XIV. CHANGE OF CONTROL
Change of Control shall be deemed to be the cumulative transfer of more than fifty percent (50%) of the voting stock of Slade's Ferry Bancorp from the date of this Agreement. For the purposes of this Agreement, transfers on account of deaths or gifts, transfers between family members, or transfers to a qualified retirement plan maintained by the Bank shall not be considered in determining whether there has been a Change of Control. Upon a Change of Control, if the Insured's employment is subsequently terminated, except for cause, then the Insured shall be one hundred percent (100%) vested in the benefits promised in this Agreement and, therefore, upon the death of the Insured, the Insured's beneficiary(ies) (designated in accordance with Paragraph III) shall receive the death benefit provided herein as if the Insured had died while employed by the Bank. [See Subparagraphs VI (A) & (B)].
XV. AMENDMENT OR REVOCATION
It is agreed by and between the parties hereto that, during the lifetime of the Insured, this Agreement may be amended or revoked at any time or times, in whole or in party, by the mutual written consent of the Insured and the Bank.
XVI. EFFECTIVE DATE
The Effective Date of this Agreement shall be April 27, 2000.
XVII. SEVERABILITY AND INTERPRETATION
If a provision of this Agreement is held to be invalid or unenforceable, the remaining provisions shall nonetheless be enforceable according to their terms. Further, in the event that any provision is held to be over broad as written, such provision shall be deemed amended to narrow its application to the extent necessary to make the provision enforceable according to law and enforced as amended.
XVIII. APPLICABLE LAW
The validity and interpretation of this Agreement shall be governed by the laws of the State of Massachusetts.
Executed in Somerset, Massachusetts this 27th day of April, 2000.
| SLADE'S FERRY TRUST CO.
Somerset, Massachusetts |
/s/ Charlene J. Jarest
Witness | By: /s/ James D. Carey
| President
Title |
/s/ Charlene J. Jarest
Witness | /s/ Janice R. Partridge
Insured |
MassMutual
The Blue Chip Company (sm)
Massachusetts Mutual Life Insurance Company
Springfield, MA 01111-0001
Flexible Premium Life Insurance Policy
POLICY NUMBER | 0 036 855 |
INSURED | JANICE R PARTRIDGE |
SELECTED FACE AMOUNT | $ 177,868 |
Dear Policy Owner:
READ YOUR POLICY CAREFULLY. It has been written in readable language to help You understand its terms. We have used examples to explain some of its provisions. These examples do not reflect the actual amounts or status of this policy. As You read through this policy, remember the words "You" and "Your" refer to the Owner and "We", "Us" and "Our" refer to Massachusetts Mutual Life Insurance Company.
We will, subject to the terms of this policy, pay the death benefit to the Beneficiary when due proof of the Insured's death is received at Our Home Office. The terms of this policy are contained on this and the following pages, together with attached application(s).
For service or information on this policy, contact the agent who sold this policy, any of Our agency offices or Our Home Office.
YOU HAVE A RIGHT TO RETURN THIS POLICY. If you decide not to keep this policy, return it within 10 days after You receive it. This policy may be returned by delivering or mailing it to Our Home Office, to any of Our agency offices, or to the agent who sold this policy. Then, this policy will be as though it had never been issued. We will promptly refund any premium paid for this policy; minus any amounts borrowed or withdrawn.
Signed for Massachusetts Mutual Life Insurance Company.
Sincerely Yours,
/s/ R J O'Connell
President | /s/ Ann F. Lomeli
Secretary |
This Policy provides that: | Insurance is payable when the Insured dies.
Within specified limits, flexible premiums may be paid during the Insured's lifetime.
Within specified limits, the Selected Face Amount may be decreased.
This policy is non-participating. |
The Schedule Page
This page shows specific information about this policy and is referred to throughout the policy
Policy Number | 0 036 855 |
Insured | JANICE R PARTRIDGE |
Selected Face Amount | $ 177,868 |
Issue Date | April 27, 2000 |
Policy Date | April 27, 2000 |
Paid-Up Policy Date | April 27, 2052 |
Insured's Age On Policy Date | 48 Female |
Basic Policy Information
Plan
| Selected
Face Amount | Minimum
Face Amount | Death
Benefit Option |
Flexible Premium
Life Insurance Policy |
$ 177,868
| See Minimum Face
Amount Provision |
2
|
Premium Information As of April 27, 2000
First Premium $80,783,00
First Premium is 100% of premium paid.
Other Information
Monthly face amount charge is $0.00 for total amount of coverage provided under this policy, including any riders. See Monthly Charges in Part 3.
An administrative charge is deducted from the account value on each Monthly Calculation Date. It will not be more than $9.00 per month.
This is a Non-Tobacco policy.
This policy was issued on a Guaranteed Issue underwriting basis.
Owner and Beneficiary - See application attached to and made a part of this policy.
It is possible that coverage will expire prior to the paid up policy date where either no premiums are paid following payment of the initial premium or subsequent premiums are insufficient to continue coverage to such date.
POLICY COMPONENT ANALYSIS
Slades Ferry Trust Company
Somerset, MA
May 18, 2000 | Opportunity Cost: 5%
Marginal Tax Rate: 36% | Janice R. Partridge
MassMutual |
Age | End of
Year | Total
Premiums
Paid | Policy
Surrender
Values | Proceeds
At Death
(Net of
Split
Dollar
Pymnt) | Total
Insurance
Amount | Net
Amount
at Risk | Annualized
Tax
Equivalent
YIeld | Gross
Income
From
Policies | Policy
Loads | Policy
Surrender
Charges | Insurance
Costs | Total
Income
From
Policies | Insurance
Costs Per
$1,000 of
Face
Value |
48 | 2000 | $80,783 | $ 85,367 | | $274,028 | $188,661 | 8.87% | $ 4,807 | | | ($223) | $ 4,584 | ($0.81) |
49 | 2001 | | 89,943 | | 279,723 | 189,780 | 8.38% | 5,079 | | | ($503) | 4,576 | ($1.80) |
50 | 2002 | | 94,779 | | 286,233 | 191,454 | 8.40% | 5,352 | | | ($516) | 4,836 | ($1.80) |
51 | 2003 | | 99,893 | | 291,687 | 191,794 | 8.43% | 5,639 | | | ($526) | 5,114 | ($1.80) |
52 | 2004 | | 105,297 | | 299,044 | 193,747 | 8.45% | 5,944 | | | ($539) | 5,404 | ($1.80) |
53 | 2005 | | 111,012 | | 305,283 | 194,271 | 8.48% | 6,265 | | | ($550) | 5,715 | ($1.80) |
54 | 2006 | | 117,054 | | 312,535 | 195,481 | 8.50% | 6,605 | | | ($563) | 6,042 | ($1.80) |
55 | 2007 | | 123,444 | | 319,720 | 196,276 | 8.53% | 6,965 | | | ($575) | 6,390 | ($1.80) |
56 | 2008 | | 130,203 | | 326,810 | 196,607 | 8.56% | 7,345 | | | ($586) | 6,759 | ($1.79) |
57 | 2009 | | 137,351 | | 335,136 | 197,785 | 8.58% | 7,747 | | | ($599) | 7,148 | ($1.79) |
58 | 2010 | | 144,911 | | 343,440 | 198,528 | 8.60% | 8,172 | | | ($612) | 7,560 | ($1.78) |
59 | 2011 | | 152,910 | | 351,692 | 198,783 | 8.62% | 8,622 | | | ($624) | 7,999 | ($1.77) |
60 | 2012 | | 161,355 | | 359,822 | 198,467 | 8.63% | 9,098 | | | ($653) | 8,445 | ($1.81) |
61 | 2013 | | 170,251 | | 369,444 | 199,194 | 8.61% | 9,601 | | | ($705) | 8,896 | ($1.91) |
62 | 2014 | | 179,627 | | 377,217 | 197,590 | 8.61% | 10,130 | | | ($754) | 9,376 | ($2.00) |
63 | 2015 | | 189,508 | | 386,596 | 197,088 | 8.59% | 10,688 | | | ($807) | 9,881 | ($2.09) |
64 | 2016 | | 199,912 | | 397,826 | 197,913 | 8.58% | 11,276 | | | ($871) | 10,404 | ($2.19) |
65 | 2017 | | 210,877 | | 406,993 | 196,116 | 8.57% | 11,895 | | | ($930) | 10,965 | ($2.29) |
66 | 2018 | | 222,423 | | 418,155 | 195,732 | 8.55% | 12,547 | | | ($1,001) | 11,546 | ($2.40) |
67 | 2019 | | 234,581 | | 429,283 | 194,702 | 8.54% | 13,234 | | | ($1,076) | 12,158 | ($2.51) |
68 | 2020 | | 247,385 | | 440,345 | 192,960 | 8.53% | 13,958 | | | ($1,153) | 12,804 | ($2.62) |
69 | 2021 | | 260,856 | | 453,890 | 193,034 | 8.51% | 14,719 | | | ($1,248) | 13,471 | ($2.75) |
70 | 2022 | | 275,044 | | 464,825 | 189,781 | 8.50% | 15,521 | | | ($1,333) | 14,188 | ($2.87) |
71 | 2023 | | 289,965 | | 478,442 | 188,477 | 8.48% | 16,365 | | | ($1,445) | 14,920 | ($3.02) |
72 | 2024 | | 305,650 | | 492,096 | 186,446 | 8.45% | 17,253 | | | ($1,568) | 15,685 | ($3.19) |
73 | 2025 | | 322,125 | | 505,736 | 183,611 | 8.42% | 18,186 | | | ($1,711) | 16,475 | ($3.38) |
74 | 2026 | | 339,410 | | 519,298 | 179,888 | 8.38% | 19,166 | | | ($1,881) | 17,286 | ($3.62) |
75 | 2027 | | 357,439 | | 536,159 | 178,720 | 8.30% | 20,195 | | | ($2,166) | 18,029 | ($4.04) |
76 | 2028 | | 376,245 | | 554,113 | 177,868 | 8.22% | 21,268 | | | ($2,462) | 18,805 | ($4.44) |
77 | 2029 | | 395,778 | | 573,646 | 177,868 | 8.11% | 22,387 | | | ($2,853) | 19,534 | ($4.97) |
78 | 2030 | | 416,016 | | 593,884 | 177,868 | 7.99% | 23,549 | | | ($3,311) | 20,238 | ($5.58) |
79 | 2031 | | 436,927 | | 614,795 | 177,868 | 7.85% | 24,753 | | | ($3,842) | 20,911 | ($6.25) |
80 | 2032 | | 458,539 | | 636,407 | 177,868 | 7.73% | 25,997 | | | ($4,384) | 21,613 | ($6.89) |
81 | 2033 | | 480,757 | | 658,625 | 177,868 | 7.57% | 27,283 | | | ($5,066) | 22,217 | ($7.69) |
82 | 2034 | | | $681,396 | | | | 200,639 | | | | 200,639 | |
Benmark Projected values are based primarily on current non-guaranteed elements and assumptions. (see Introduction Section for more details)
SOUTHLAND LIFE INSURANCE COMPANY
(A TEXAS CORPORATION)
5780 POWERS FERRY ROAD, N. W. ATLANTA, GEORGIA 30327-4390
MAILING ADDRESS
P. O. BOX 105006 ATLANTA, GEORGIA 30348-5006
A STOCK COMPANY - ESTABLISHED 1908
Janice R Partridge
06 009 3732 $177,868
Agreement by Southland Life Insurance Company
Southland Life Insurance Company will pay the benefits described in this Policy in accord with the terms of this Policy.
Consideration for Issuing This Policy
This Policy is issued in consideration of:
1. the application; and
2. payment of at least the Minimum Initial Premium.
Please Read Your Policy Carefully
This Policy is a legal Policy between you as Owner of the Policy and the Company.
10 Day Right to Examine This Policy
You have the right to examine and return this Policy. You may return it by mail or other delivery to the agent who sold it to you or to our Home Office within 10 days after you receive it. It will then be void from the beginning. Upon return of the Policy, we will refund all premiums paid.
This Policy is signed for Southland Life Insurance Company by
/s/ Stephen M. Christopher | /s/ B. Scott Burton |
Stephen M. Christopher
President | B. Scott Burton
Secretary |
FLEXIBLE PREMIUM ADJUSTABLE LIFE INSURANCE POLICY
Death Benefit Proceeds Payable at Insured's Death
Flexible Premiums Payable until Attained Age 100
This Policy is Nonparticipating and is not Eligible for Dividends
SCHEDULE
POLICY NUMBER | 06 009 3732 |
INSURED | Janice R Partridge |
AGE | 48 |
SEX | Female |
RATING CLASS | Select Business NT |
RATING FACTOR | 1.25 |
FACE AMOUNT | $177,868 |
MINIMUM FACE AMOUNT | $50,000 |
POLICY DATE | April 27, 2000 |
MONTHLY PROCESSING DATE | 27th |
DEATH BENEFIT TYPE | B |
PREMIUM PAYMENT FREQUENCY AT ISSUE | Single Premium |
FIRST PREMIUM | $76,157.00 |
MINIMUM INITIAL PREMIUM | $80.04 |
PLANNED PERIODIC PREMIUM | |
GUARANTEED MINIMUM INTEREST RATE | 3.50% |
LOAN INTEREST RATE | 5.50% |
REDUCED LOAN INTEREST RATE | 4.00% |
BENEFICIARY NAME | See Application |
BENEFICIARY RELATIONSHIP | |
OWNER | Slades Ferry Trust Co. |
PLANNED PERIODIC PREMIUM AT ISSUE ON AVAILABLE
PAYMENT FREQUENCIES
Annual | $76,157.00 | Quarterly | $19,039.25 |
Semi-Annual | $38,078.50 | Special Monthly | $6,346.42 |
IT IS POSSIBLE THAT COVERAGE WILL TERMINATE PRIOR TO AGE 100 IF NO PREMIUMS ARE PAID FOLLOWING PAYMENT OF THE FIRST PREMIUM OR IF THE PLANNED PREMIUMS ARE INSUFFICIENT. BASED ON YOUR POLICY'S GUARANTEED MAXIMUM COST, GUARANTEED MINIMUM INTEREST RATE AND YOUR PAYMENT OF PLANNED PREMIUMS, THE POLICY WILL TERMINATE ON 11/01/2004 WITH NO VALUE.
POLICY COMPONENT ANALYSIS
Slades Ferry Trust Company
Somerset, MA
May 18, 2000 | Opportunity Cost: 5%
Marginal Tax Rate: 36% | Janice R. Partridge
Southland Life |
Age | End of
Year | Total
Premiums
Paid | Policy
Surrender
Values | Proceeds
At Death
(Net of
Split
Dollar
Pymnt) | Total
Insurance
Amount | Net
Amount
at Risk | Annualized
Tax
Equivalent
YIeld | Gross
Income
From
Policies | Policy
Loads | Policy
Surrender
Charges | Insurance
Costs | Total
Income
From
Policies | Insurance
Costs Per
$1,000 of
Face
Value |
48 | 2000 | $76,157 | $ 80,377 | | $260,473 | $180,096 | 8.66% | $ 4,341 | | | ($121) | $ 4,220 | ($0.46) |
49 | 2001 | | 84,693 | | 265,985 | 181,292 | 8.39% | 4,581 | | | ($265) | 4,316 | ($1.00) |
50 | 2002 | | 89,109 | | 271,265 | 182,156 | 8.15% | 4,828 | | | ($412) | 4,416 | ($1.52) |
51 | 2003 | | 93,782 | | 276,785 | 183,003 | 8.19% | 5,079 | | | ($406) | 4,673 | ($1.47) |
52 | 2004 | | 98,729 | | 282,560 | 183,831 | 8.24% | 5,346 | | | ($399) | 4,947 | ($1.41) |
53 | 2005 | | 103,965 | | 288,615 | 184,650 | 8.29% | 5,628 | | | ($392) | 5,236 | ($1.36) |
54 | 2006 | | 109,508 | | 294,950 | 185,442 | 8.33% | 5,926 | | | ($383) | 5,543 | ($1.30) |
55 | 2007 | | 115,375 | | 301,575 | 186,200 | 8.37% | 6,242 | | | ($375) | 5,867 | ($1.24) |
56 | 2008 | | 121,527 | | 308,341 | 186,814 | 8.33% | 6,576 | | | ($424) | 6,152 | ($1.38) |
57 | 2009 | | 127,967 | | 315,209 | 187,242 | 8.28% | 6,927 | | | ($487) | 6,440 | ($1.55) |
58 | 2010 | | 134,706 | | 322,158 | 187,452 | 8.23% | 7,294 | | | ($555) | 6,739 | ($1.72) |
59 | 2011 | | 141,754 | | 329,179 | 187,425 | 8.18% | 7,678 | | | ($630) | 7,048 | ($1.91) |
60 | 2012 | | 149,138 | | 336,324 | 187,186 | 8.14% | 8,080 | | | ($696) | 7,384 | ($2.07) |
61 | 2013 | | 156,820 | | 343,496 | 186,676 | 8.05% | 8,501 | | | ($819) | 7,682 | ($2.38) |
62 | 2014 | | 164,854 | | 350,830 | 185,976 | 8.00% | 8,939 | | | ($905) | 8,034 | ($2.58) |
63 | 2015 | | 173,302 | | 358,481 | 185,179 | 8.01% | 9,397 | | | ($949) | 8,448 | ($2.65) |
64 | 2016 | | 182,186 | | 366,496 | 184,310 | 8.01% | 9,878 | | | ($994) | 8,884 | ($2.71) |
65 | 2017 | | 191,530 | | 374,894 | 183,364 | 8.01% | 10,385 | | | ($1,041) | 9,344 | ($2.78) |
66 | 2018 | | 201,357 | | 383,683 | 182,326 | 8.02% | 10,917 | | | ($1,090) | 9,827 | ($2.84) |
67 | 2019 | | 211,694 | | 392,850 | 181,156 | 8.02% | 11,477 | | | ($1,140) | 10,337 | ($2.90) |
68 | 2020 | | 222,644 | | 402,512 | 179,868 | 8.08% | 12,067 | | | ($1,117) | 10,950 | ($2.77) |
69 | 2021 | | 234,123 | | 412,461 | 178,338 | 8.06% | 12,691 | | | ($1,212) | 11,479 | ($2.94) |
70 | 2022 | | 246,156 | | 424,024 | 177,868 | 8.03% | 13,345 | | | ($1,312) | 12,033 | ($3.09) |
71 | 2023 | | 258,754 | | 436,622 | 177,868 | 8.00% | 14,031 | | | ($1,433) | 12,598 | ($3.28) |
72 | 2024 | | 271,934 | | 449,802 | 177,868 | 7.96% | 14,749 | | | ($1,569) | 13,180 | ($3.49) |
73 | 2025 | | 285,700 | | 463,568 | 177,868 | 7.91% | 15,500 | | | ($1,734) | 13,766 | ($3.74) |
74 | 2026 | | 300,065 | | 477,933 | 177,868 | 7.86% | 16,285 | | | ($1,920) | 14,365 | ($4.02) |
75 | 2027 | | 315,024 | | 492,892 | 177,868 | 7.79% | 17,104 | | | ($2,145) | 14,959 | ($4.35) |
76 | 2028 | | 330,577 | | 508,445 | 177,868 | 7.71% | 17,956 | | | ($2,403) | 15,553 | ($4.73) |
77 | 2029 | | 346,682 | | 524,550 | 177,868 | 7.61% | 18,843 | | | ($2,738) | 16,105 | ($5.22) |
78 | 2030 | | 363,310 | | 541,178 | 177,868 | 7.49% | 19,761 | | | ($3,133) | 16,628 | ($5.79) |
79 | 2031 | | 380,387 | | 558,255 | 177,868 | 7.34% | 20,709 | | | ($3,632) | 17,077 | ($6.51) |
80 | 2032 | | 398,177 | | 576,045 | 177,868 | 7.31% | 21,682 | | | ($3,892) | 17,790 | ($6.76) |
81 | 2033 | | 416,481 | | 594,349 | 177,868 | 7.18% | 22,696 | | | ($4,392) | 18,304 | ($7.39) |
82 | 2034 | | | $613,193 | | | | 196,712 | | | | 196,712 | |
