EXHIBIT 23.2
INDEPENDENT AUDITORS’ CONSENT
We consent to the use or incorporation by reference in this Registration Statement on Form S-4 (Amendment No. 1) of our report relating to Peoples Bancorp, Inc. dated January 24, 2001, appearing in the Annual Report of Form 10-KSB of Peoples Bancorp, Inc. for the year ended December 31, 2000. We also consent to the reference to our Firm under the caption "Experts" in the proxy statement/prospectus, which is a part of this Registration Statement.
/s/ MAULDIN & JENKINS, LLC
Atlanta, Georgia
October 3, 2001