Emclaire Financial (EMCF) 10-K 20 Mar 20 2019 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Mar. 20, 2020	Jun. 30, 2019
Document Information [Line Items]
Entity Registrant Name	EMCLAIRE FINANCIAL CORP
Entity Central Index Key	0000858800
Trading Symbol	emcf
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding (in shares)		2,708,712
Entity Public Float			$ 70.1
Entity Shell Company	false
Document Type	10-K
Document Period End Date	Dec. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	FY
Amendment Flag	false
Title of 12(b) Security	Common Stock, par value $1.25 per share

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 3,750,000	$ 3,623,000
Interest earning deposits with banks	11,236,000	7,332,000
Total cash and cash equivalents	14,986,000	10,955,000
Interest earning time deposits	9,698,000	6,738,000
Securities - available-for-sale	120,107,000	97,718,000
Securities - equity investments	19,000	7,000
Loans receivable, net of allowance for loan losses of $6,556 and $6,508	695,348,000	708,664,000
Federal bank stocks, at cost	5,790,000	6,351,000
Bank-owned life insurance	15,287,000	14,881,000
Accrued interest receivable	2,600,000	2,570,000
Premises and equipment, net	19,041,000	18,911,000
Goodwill	19,460,000	19,448,000
Core deposit intangible, net	1,247,000	1,423,000
Prepaid expenses and other assets	11,713,000	11,209,000
Total Assets	915,296,000	898,875,000
Liabilities and Stockholders' Equity
Non-interest bearing	148,842,000	148,893,000
Interest bearing	638,282,000	612,653,000
Total deposits	787,124,000	761,546,000
Short-term borrowed funds	2,050,000	12,850,000
Long-term borrowed funds	26,500,000	32,500,000
Accrued interest payable	616,000	495,000
Accrued expenses and other liabilities	13,148,000	11,476,000
Total Liabilities	829,438,000	818,867,000
Commitments and Contingent Liabilities (Note 11)
Stockholders' Equity
Preferred stock, $1.00 par value, 3,000,000 shares authorized; Series C, non-cumulative preferred stock, $2.9 million liquidation value, 286,888 shares issued and outstanding; Series D, non-cumulative preferred stock, $1.3 million liquidation value, 133,705 shares issued and outstanding	4,206,000	4,206,000
Common stock, $1.25 par value, 12,000,000 shares authorized; 2,810,729 and 2,800,729 shares issued; 2,708,712 and 2,698,712 shares outstanding	3,513,000	3,501,000
Additional paid-in capital	46,757,000	46,401,000
Treasury stock, at cost; 102,017 shares	(2,114,000)	(2,114,000)
Retained earnings	38,831,000	34,371,000
Accumulated other comprehensive loss	(5,335,000)	(6,357,000)
Total Stockholders' Equity	85,858,000	80,008,000
Total Liabilities and Stockholders' Equity	$ 915,296,000	$ 898,875,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Allowance for loan losses	$ 6,556	$ 6,508
Preferred stock, par value (in dollars per share)	$ 1	$ 1
Preferred stock, authorized (in shares)	3,000,000	3,000,000
Common stock, par value (in dollars per share)	$ 1.25	$ 1.25
Common stock, authorized (in shares)	12,000,000	12,000,000
Common stock, issued (in shares)	2,810,729	2,800,729
Common stock, outstanding (in shares)	2,708,712	2,698,712
Treasury stock (in shares)	102,017	102,017
Series C Preferred Stock [Member]
Preferred stock, issued (in shares)	286,888	286,888
Preferred stock, outstanding (in shares)	286,888	286,888
Preferred stock, liquidation value	$ 2,900	$ 2,900
Series D Preferred Stock [Member]
Preferred stock, issued (in shares)	133,705	133,705
Preferred stock, outstanding (in shares)	133,705	133,705
Preferred stock, liquidation value	$ 1,300	$ 1,300

Consolidated Statements of Net

Consolidated Statements of Net Income - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Interest and dividend income
Loans receivable, including fees	$ 32,507,000	$ 28,028,000
Securities:
Taxable	2,258,000	1,792,000
Exempt from federal income tax	395,000	560,000
Federal bank stocks	419,000	298,000
Interest earning deposits with banks	566,000	284,000
Total interest and dividend income	36,145,000	30,962,000
Interest expense
Deposits	7,087,000	4,724,000
Short-term borrowed funds	183,000	209,000
Long-term borrowed funds	813,000	453,000
Total interest expense	8,083,000	5,386,000
Net interest income	28,062,000	25,576,000
Provision for loan losses	715,000	1,280,000
Net interest income after provision for loan losses	27,347,000	24,296,000
Noninterest income
Fees and service charges	2,157,000	2,031,000
Net gain (loss) on sales of available for sale securities	78,000	(9,000)
Net gain on sales of loans	114,000	19,000
Earnings on bank-owned life insurance	566,000	401,000
Other	1,476,000	1,766,000
Total noninterest income	4,391,000	4,208,000
Noninterest expense
Compensation and employee benefits	11,738,000	10,320,000
Premises and equipment	3,373,000	3,165,000
Intangible asset amortization	176,000	266,000
Professional fees	928,000	969,000
Federal deposit insurance	273,000	533,000
Acquisition costs		3,592,000
Other	5,634,000	4,815,000
Total noninterest expense	22,122,000	23,660,000
Income before provision for income taxes	9,616,000	4,844,000
Provision for income taxes	1,662,000	633,000
Net income	7,954,000	4,211,000
Preferred stock dividends	182,000	91,000
Net income available to common stockholders	$ 7,772,000	$ 4,120,000
Earnings per common share
Basic (in dollars per share)	$ 2.88	$ 1.73
Diluted (in dollars per share)	$ 2.86	$ 1.72

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Net income	$ 7,954	$ 4,211
Unrealized gains/(losses) on securities:
Unrealized holding gain (loss) arising during the period	1,861	(833)
Reclassification adjustment for gains included in net income	(78)	9
Other comprehensive loss on securities, before tax adjustment	1,783	(824)
Tax effect	(374)	173
Net of tax	1,409	(651)
Defined benefit pension plans:
Net loss arising during the period	(742)	(253)
Reclassification adjustment for amortization of prior service benefit and net loss included in net periodic pension cost	252	251
Other comprehensive loss on defined benefit plan, before tax adjustment	(490)	(2)
Tax effect	103
Net of tax	(387)	(1)
Net current period other comprehensive income (loss)	1,022	(652)
Comprehensive income	$ 8,976	$ 3,559

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Series C Preferred Stock [Member]Preferred Stock [Member]	Series C Preferred Stock [Member]Additional Paid-in Capital, Preferred [Member]	Series C Preferred Stock [Member]Common Stock [Member]	Series C Preferred Stock [Member]Additional Paid-in Capital, Common [Member]	Series C Preferred Stock [Member]Treasury Stock [Member]	Series C Preferred Stock [Member]Retained Earnings [Member]	Series C Preferred Stock [Member]AOCI Attributable to Parent [Member]	Series C Preferred Stock [Member]	Series D Preferred Stock [Member]Preferred Stock [Member]	Series D Preferred Stock [Member]Additional Paid-in Capital, Preferred [Member]	Series D Preferred Stock [Member]Common Stock [Member]	Series D Preferred Stock [Member]Additional Paid-in Capital, Common [Member]	Series D Preferred Stock [Member]Treasury Stock [Member]	Series D Preferred Stock [Member]Retained Earnings [Member]	Series D Preferred Stock [Member]AOCI Attributable to Parent [Member]	Series D Preferred Stock [Member]	Preferred Stock [Member]	Additional Paid-in Capital, Preferred [Member]	Common Stock [Member]	Additional Paid-in Capital, Common [Member]	Treasury Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2017																			$ 2,966	$ 31,031	$ (2,114)	$ 32,726	$ (5,518)	$ 59,091
Cumulative effect of change in accounting principle, net of tax at Dec. 31, 2017																						187	(187)
Balance, as adjusted at Dec. 31, 2017																			2,966	31,031	(2,114)	32,913	(5,705)	59,091
Net income																						4,211		4,211
Other comprehensive income (loss)																							(652)	(652)
Issuance of stock	$ 421	$ 3,785						$ 4,206											524	15,112				15,636
Cash dividends declared on preferred stock						(64)		(64)						$ (27)		$ (27)
Issuance of common stock for restricted stock awards, including tax benefit																			11	(11)
Stock compensation expense																				269				269
Cash dividends declared on common stock																						(2,662)		(2,662)
Balance at Dec. 31, 2018																	421	3,785	3,501	46,401	(2,114)	34,371	(6,357)	80,008
Cumulative effect of change in accounting principle, net of tax at Dec. 31, 2018																						(181)		(181)
Balance, as adjusted at Dec. 31, 2018																	421	3,785	3,501	46,401	(2,114)	34,190	(6,357)	79,827
Net income																						7,954		7,954
Other comprehensive income (loss)																							1,022	1,022
Cash dividends declared on preferred stock						$ (129)		$ (129)						$ (53)		$ (53)
Issuance of common stock for restricted stock awards, including tax benefit																			12	(12)
Stock compensation expense																				368				368
Cash dividends declared on common stock																						(3,131)		(3,131)
Balance at Dec. 31, 2019																	$ 421	$ 3,785	$ 3,513	$ 46,757	$ (2,114)	$ 38,831	$ (5,335)	$ 85,858

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Series C Preferred Stock [Member]
Issuance of stock (in shares)		286,888
Cash dividends declared on preferred stock (in dollars per share)	$ 0.45	$ 0.225
Series D Preferred Stock [Member]
Issuance of stock (in shares)		133,705
Cash dividends declared on preferred stock (in dollars per share)	$ 0.40	$ 0.20
Issuance of stock (in shares)		419,173
Issuance of common stock for restricted stock awards, including tax benefit (in shares)	10,000	8,400
Cash dividends declared on common stock (in dollars per share)	$ 1.16	$ 1.12

Condensed Consolidated Statemen

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities
Net income	$ 7,954	$ 4,211
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization of premises and equipment	1,388	1,172
Provision for loan losses	715	1,280
Amortization/accretion of premiums, discounts and deferred costs and fees, net	406	63
Amortization of operating lease right-of-use assets	132
Amortization of intangible assets and mortgage servicing rights	249	321
Realized (gain) loss on sales of debt securities, net	(78)	9
Change in fair value of equity securities, including realized gain	(12)	(500)
Net gain on sales of loans	(114)	(19)
Net (gain) loss on foreclosed real estate	(49)	34
Net loss on sale of premises and equipment	279	108
Loans originated for sale	(6,027)	(5,329)
Proceeds from the sale of loans originated for sale	6,178	5,906
Write-down of foreclosed real estate	37	266
Stock compensation expense	368	269
Increase in bank-owned life insurance, net	(406)	(340)
Proceeds from bank-owned life insurance claim	(160)
Decrease in deferred taxes	122	234
Increase in accrued interest receivable	(30)	(65)
Increase in prepaid expenses and other assets	(107)	(1,187)
Increase in accrued interest payable	121	21
Increase (decrease) in accrued expenses and other liabilities	(538)	158
Net cash provided by operating activities	10,428	6,612
Cash flows from investing activities
Loan originations and principal collections, net	10,791	(24,474)
Proceeds from sales of loans held for sale previously classified as portfolio loans	967	2,355
Available-for-sale securities:
Sales	36,370	11,482
Maturities, repayments and calls	19,007	10,615
Purchases	(76,149)	(19,145)
Net cash received for acquisition		1,557
Net change in federal bank stocks	561	(1,499)
Net change in interest earning time deposits	(2,960)	(2,540)
Proceeds from the sale of bank premises and equipment	251	155
Purchases of premises and equipment	(1,809)	(885)
Proceeds from the sale of foreclosed real estate	1,109	395
Net cash used in investing activities	(11,862)	(21,984)
Cash flows from financing activities
Net increase in deposits	25,578	754
Proceeds from long-term debt		15,000
Repayments on long-term debt	(6,000)	(6,000)
Net change in short-term borrowings	(10,800)	9,150
Dividends paid	(3,313)	(2,753)
Net cash provided by financing activities	5,465	16,151
Net increase in cash and cash equivalents	4,031	779
Cash and cash equivalents at beginning of period	10,955	10,176
Cash and cash equivalents at end of period	14,986	10,955
Supplemental information:
Interest paid	7,962	5,304
Income taxes paid	1,410	830
Supplemental noncash disclosure:
Transfers from loans to foreclosed real estate	645	904
Initial recognition of operating lease right-of-use assets	1,642
Initial recognition of operating lease liabilities	1,858
Transfers from portfolio loans to loans held for sale	1,004	2,409
Equity securities retired as a result of business combination		$ 931

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Significant Accounting Policies [Text Block]	1. Summary of Significant Accounting Policies Basis of Presentation and Consolidation. ) and Emclaire Settlement Services, LLC (the Title Company). During 2019, Nature of Operations. Use of Estimates and Classifications. may not Significant Group Concentrations of Credit Risk. 2 3 not one Cash and Cash Equivalents. one Dividend Restrictions. Banking r egulations require maintaining certain capital levels and may Securities Available for Sale. Debt securities are classified as available for sale when they might be sold before maturity. Debt securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Interest income from securities includes amortization of purchase premium or discount. Discounts on securities are accreted using the level yield method through the maturity date. Premiums are amortized using the level yield method through the first Management evaluates debt securities for other-than-temporary impairment (OTTI) at least on a quarterly basis, and more frequently when economic, market or other concerns warrant such evaluation. Consideration is given to: ( 1 2 3 4 not not Equity Securities. Equity securities are carried at fair value. The holding gains or losses are reported in net income. Loans Receivable . The Corporation grants mortgage, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by loans collateralized by real estate primarily located throughout Western Pennsylvania. The ability of the Corporation’s debtors to honor their contracts is dependent upon real estate and general economic conditions in this area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allow The accrual of interest on all classes of loans is typically discontinued at the time the loan is 90 120 90 not Allowance for Loan Losses. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of loans in light of historic experience, the nature and volume of the loan portfolio, adverse situations that may A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings (TDR) and classified as impaired. Factors considered by management in determining impairment on all loan classes include demonstrated ability to repay, payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Impairment is measured on a loan by loan basis for commercial loans by either the present value of expected future cash flows discounted at the loans effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of small balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Corporation does not TDRs are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of collateral. For TDRs that subsequently default, the Corporation determines the amount of reserves in accordance with accounting policies for the allowance for loan losses. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Corporation over the prior 12 Residential mortgages: may Home equity loans and lines of credit: may Commercial real estate: may Commercial business: may not may Consumer: may Loans Held for Sale. Federal Bank Stocks. Bank-Owned Life Insurance (BOLI). Premises and Equipment . twenty-five forty three ten may not Goodwill and Intangible Assets . Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired assets and liabilities. Core deposit intangible assets arise from whole bank or branch acquisitions and are measured at fair value and then are amortized over their estimated useful lives. Customer relationship intangible assets arise from the purchase of a customer list from another company or individual and then are amortized on a straight-line basis over two not November 30 Servicing Assets. Other Real Estate Acquired Through Foreclosure (OREO). Real estate properties acquired through foreclosure are initially recorded at fair value less cost to sell when acquired, thereby establishing a new cost basis for the asset. These assets are subsequently accounted for at the lower of carrying amount or fair value less cost to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Revenue and expenses from operations of the properties, gains and losses on sales and additions to the valuation allowance are included in operating results. Real estate acquired through foreclosure is classified in prepaid expenses and other assets and totaled $249,000 $701,000 December 31, 2019 2018, $545,000 $811,000 December 31, 2019 2018, Treasury Stock. first first Income Taxes. not” 50% not not” no Earnings Per Common Share (EPS). Comprehensive Income. Operating Segments. one Retirement Plans. January 1, 2009 March 12, 2013 not April 30, 2013, not 2013 2013. January 1, 2013. not 401 Stock Compensation Plans. not Transfers of Financial Assets. 1 2 3 not Off-Balance Sheet Financial Instruments . Fair Value of Financial Instruments . Loss Contingencies. not Newly Issued Not In June 2016, 2016 13, 326 2016 13 1 2 3 December 15, 2019, October 16, 2019, December 15, 2022. Management has selected a software vendor and is currently working through the implementation process. The Corporation is reviewing available historical information in order to assess the expected credit losses and determine the impact the adoption of ASU 2016 13 In January 2017, 2017 04, 2 not first December 15, 2019. January 1, 2017. not not not not 2 In August 2018, 2018 13, 2018 13 1 2, 3 3 3 December 15, 2019. not 2018 13 In August 2018, 2018 14, 2018 14 one December 15, 2020. not 2018 14 In December 2019, 2019 12, 2019 12 December 15, 2020, 2019 12 Adoption of New Accounting Policies. In February 2016, 2016 02 2016 02 December 15, 2018, January 2018, 2018 01, January 1, 2019 $1.6 $1.8 $171,000, $45,000. 5 21. In March 2017, 2017 08, 310 20 2017 08 December 15, 2018, January 1, 2019 $10,000, $3,000, one December 31, 2019, one September 15, 2020. In August 2017, 2017 12, 815 not not December 15, 2018, not no

Note 2 - Securities

Note 2 - Securities	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	2. Securities Equity Securities. $19,000 $7,000 December 31, 2019 2018, January 1, 2018, 2016 01, $12,000 $10,000 December 31, 2019 2018, 2018, $1.3 $43,000. October 1, 2018 18,000 $690,000. Debt Securities - Available for Sale. December 31: (Dollar amounts in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2019: U.S. government sponsored entities and agencies $ 7,069 $ 14 $ (6 ) $ 7,077 U.S. agency mortgage-backed securities: residential 40,868 291 (84 ) 41,075 U.S. agency collateralized mortgage obligations: residential 33,001 71 (235 ) 32,837 State and political subdivisions 27,848 217 (269 ) 27,796 Corporate debt securities 11,459 93 (230 ) 11,322 Total securities available-for-sale $ 120,245 $ 686 $ (824 ) $ 120,107 December 31, 2018: U.S. Treasury $ 4,532 $ — $ (87 ) $ 4,445 U.S. government sponsored entities and agencies 17,052 30 (299 ) 16,783 U.S. agency mortgage-backed securities: residential 27,666 — (490 ) 27,176 U.S. agency collateralized mortgage obligations: residential 19,440 34 (810 ) 18,664 State and political subdivisions 22,943 13 (224 ) 22,732 Corporate debt securities 8,006 9 (97 ) 7,918 Total securities available-for-sale $ 99,639 $ 86 $ (2,007 ) $ 97,718 Securities with carrying values of $22.1 $20.6 December 31, 2019 2018, Gains on sales of available for sale debt securities for the years ended December 31 2019 2018 Proceeds $ 36,370 $ 11,482 Gains 135 17 Losses (57 ) (26 ) Tax provision related to gains (losses) 16 (2 ) The following table summarizes scheduled maturities of the Corporation’s debt securities as of December 31, 2019. may may not (Dollar amounts in thousands) Available-for-sale Amortized Cost Fair Value Due in one year or less $ 265 $ 265 Due after one year through five years 10,072 10,122 Due after five through ten years 13,883 13,848 Due after ten years 22,155 21,960 Mortgage-backed securities: residential 40,868 41,075 Collateralized mortgage obligations: residential 33,001 32,837 Total securities available-for-sale $ 120,245 $ 120,107 Information pertaining to securities with gross unrealized losses at December 31, 2019 2018 (Dollar amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2019: U.S. government sponsored entities and agencies — — 2,032 (6 ) 2,032 (6 ) U.S. agency mortgage-backed securities: residential 14,578 (76 ) 2,325 (8 ) 16,903 (84 ) U.S. agency collateralized mortgage obligations: residential 12,319 (32 ) 11,621 (203 ) 23,940 (235 ) State and political subdivisions 15,636 (269 ) — — 15,636 (269 ) Corporate debt securities 4,031 (229 ) 499 (1 ) 4,530 (230 ) Total $ 46,564 $ (606 ) $ 16,477 $ (218 ) $ 63,041 $ (824 ) December 31, 2018: U.S. Treasury $ — $ — $ 4,445 $ (87 ) $ 4,445 $ (87 ) U.S. government sponsored entities and agencies 2,472 (30 ) 10,337 (269 ) 12,809 (299 ) U.S. agency mortgage-backed securities: residential 19,483 (297 ) 7,693 (193 ) 27,176 (490 ) U.S. agency collateralized mortgage obligations: residential 1,443 (5 ) 15,388 (805 ) 16,831 (810 ) State and political subdivisions 7,061 (67 ) 10,083 (157 ) 17,144 (224 ) Corporate debt securities 962 (38 ) 2,448 (59 ) 3,410 (97 ) Total $ 31,421 $ (437 ) $ 50,394 $ (1,570 ) $ 81,815 $ (2,007 ) Management evaluates debt securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic, market or other conditions warrant such evaluation. Consideration is given to: ( 1 2 3 4 not not There were 78 December 31, 2019, 29 12 78 30 23 13 10 2 not not not not not December 31, 2019

Note 3 - Loans Receivable and R

Note 3 - Loans Receivable and Related Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	3. Loans Receivable and Related Allowance for Loan Losses The following table summarizes the Corporation’s loans receivable as of December 31: (Dollar amounts in thousands) December 31, 2019 December 31, 2018 Mortgage loans on real estate: Residential first mortgages $ 293,170 $ 295,405 Home equity loans and lines of credit 97,541 103,752 Commercial real estate 229,951 238,734 Total real estate loans 620,662 637,891 Other loans: Commercial business 66,603 66,009 Consumer 14,639 11,272 Total other loans 81,242 77,281 Total loans, gross 701,904 715,172 Less allowance for loan losses 6,556 6,508 Total loans, net $ 695,348 $ 708,664 Included in total loans above are net deferred costs of $2.6 $2.2 December 31, 2019 2018, An allowance for loan losses (ALL) is maintained to absorb probable incurred losses from the loan portfolio. The ALL is based on management’s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience and the amount of nonperforming loans. Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL. Following is an analysis of the changes in the ALL for the years ended December 31: (Dollar amounts in thousands) 2019 2018 Balance at the beginning of the year $ 6,508 $ 6,127 Provision for loan losses 715 1,280 Charge-offs (913 ) (989 ) Recoveries 246 90 Balance at the end of the year $ 6,556 $ 6,508 The following table details activity in the ALL and the recorded investment by portfolio segment based on impairment method at December 31, 2019 2018: Home Equity Residential & Lines Commercial Commercial (Dollar amounts in thousands) Mortgages of Credit Real Estate Business Consumer Total December 31, 2019: Beginning Balance $ 2,198 $ 648 $ 3,106 $ 500 $ 56 $ 6,508 Charge-offs (227 ) (61 ) (242 ) (250 ) (133 ) (913 ) Recoveries 40 6 134 — 66 246 Provision 298 33 (100 ) 386 98 715 Ending Balance $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Ending ALL balance attributable to loans: Individually evaluated for impairment $ 5 $ — $ — $ — $ — $ 5 Acquired loans collectively evaluated for impairment — — — — — — Originated loans collectively evaluated for impairment 2,304 626 2,898 636 87 6,551 Total $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Total loans: Individually evaluated for impairment $ 358 $ 4 $ 81 $ 40 $ — $ 483 Acquired loans collectively evaluated for impairment 60,523 10,901 41,993 7,930 1,982 123,329 Originated loans collectively evaluated for impairment 232,289 86,636 187,877 58,633 12,657 578,092 Total $ 293,170 $ 97,541 $ 229,951 $ 66,603 $ 14,639 $ 701,904 At December 31, 2018: Beginning Balance $ 2,090 $ 646 $ 2,753 $ 585 $ 53 $ 6,127 Charge-offs (71 ) (155 ) (484 ) — (279 ) (989 ) Recoveries 3 14 48 1 24 90 Provision 176 143 789 (86 ) 258 1,280 Ending Balance $ 2,198 $ 648 $ 3,106 $ 500 $ 56 $ 6,508 Ending ALL balance attributable to loans: Individually evaluated for impairment $ 12 $ — $ — $ — $ — $ 12 Acquired loans collectively evaluated for impairment — — — — — — Originated loans collectively evaluated for impairment 2,186 648 3,106 500 56 6,496 Total $ 2,198 $ 648 $ 3,106 $ 500 $ 56 $ 6,508 Total loans: Individually evaluated for impairment $ 389 $ 6 $ 34 $ 39 $ — $ 468 Acquired loans collectively evaluated for impairment 72,654 13,750 56,690 12,974 3,306 159,374 Originated loans collectively evaluated for impairment 222,362 89,996 182,010 52,996 7,966 555,330 Total $ 295,405 $ 103,752 $ 238,734 $ 66,009 $ 11,272 $ 715,172 The allowance for loan losses is based on estimates, and actual losses will vary from current estimates. Management believes that the granularity of the homogeneous pools and the related historical loss ratios and other qualitative factors, as well as the consistency in the application of assumptions, result in an ALL that is representative of the risk found in the components of the portfolio at any given date. At December 31, 2019 2018, no 2016 2017 2018 The following tables present impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not December 31: (Dollar amounts in thousands) Impaired Loans with Specific Allowance As of December 31, 2019 For the year ended December 31, 2019 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 72 $ 72 $ 5 $ 72 $ 3 $ 3 Home equity and lines of credit 4 4 — 5 — — Commercial real estate — — — — — — Commercial business — — — — — — Consumer — — — — — — Total $ 76 $ 76 $ 5 $ 77 $ 3 $ 3 Impaired Loans with No Specific Allowance As of December 31, 2019 For the year ended December 31, 2019 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 398 $ 286 $ 301 $ 4 $ 4 Home equity and lines of credit — — — — — Commercial real estate 81 81 1,019 88 35 Commercial business 40 40 79 7 2 Consumer — — — — — Total $ 519 $ 407 $ 1,399 $ 99 $ 41 (Dollar amounts in thousands) Impaired Loans with Specific Allowance As of December 31, 2018 For the year ended December 31, 2018 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 74 $ 74 $ 12 $ 74 $ 2 $ 2 Home equity and lines of credit 6 6 — 7 — — Commercial real estate — — — — — — Commercial business — — — — — — Consumer — — — — — — Total $ 80 $ 80 $ 12 $ 81 $ 2 $ 2 Impaired Loans with No Specific Allowance As of December 31, 2018 For the year ended December 31, 2018 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 427 $ 315 $ 334 $ 5 $ 5 Home equity and lines of credit — — — — — Commercial real estate 34 34 768 156 73 Commercial business 39 39 248 74 74 Consumer — — — — — Total $ 500 $ 388 $ 1,350 $ 235 $ 152 Unpaid principal balance includes any loans that have been partially charged off but not not not Troubled debt restructurings (TDR). not not no At December 31, 2019 2018, $409,000 $394,000, December 31, 2019 2018, $5,000 $12,000, During the year ended December 31, 2019, one $67,000. not December 31, 2019, not December 31, 2018, not A loan is considered to be in payment default once it is 30 December 31, 2019 2018, no twelve Credit Quality Indicators. Commercial real estate and commercial business loans not Management has determined certain portions of the loan portfolio to be homogeneous in nature and assigns like reserve factors for the following loan pool types: residential real estate, home equity loans and lines of credit, and consumer installment and personal lines of credit. These homogeneous loans are not Management uses the following definitions for risk ratings: Pass: Special Mention: may Substandard: no Doubtful: The following table presents the classes of the loan portfolio summarized by the aggregate pass and the criticized categories of special mention, substandard and doubtful within the Corporation’s internal risk rating system as of December 31, 2019 2018: (Dollar amounts in thousands) Not Rated Pass Special Mention Substandard Doubtful Total December 31, 2019: Residential first mortgages $ 291,843 $ — $ — $ 1,327 $ — $ 293,170 Home equity and lines of credit 97,087 — — 454 — 97,541 Commercial real estate — 216,744 5,370 7,837 — 229,951 Commercial business — 64,636 204 1,763 — 66,603 Consumer 14,557 — — 82 — 14,639 Total loans $ 403,487 $ 281,380 $ 5,574 $ 11,463 $ — $ 701,904 December 31, 2018: Residential first mortgages $ 293,919 $ — $ — $ 1,486 $ — $ 295,405 Home equity and lines of credit 102,869 — — 883 — 103,752 Commercial real estate — 222,335 5,942 10,457 — 238,734 Commercial business — 62,022 542 3,445 — 66,009 Consumer 11,157 — — 115 — 11,272 Total loans $ 407,945 $ 284,357 $ 6,484 $ 16,386 $ — $ 715,172 Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a required payment is past due. The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonperforming loans as of December 31, 2019 2018: (Dollar amounts in thousands) Performing Nonperforming Accruing Loans Not Past Due Accruing 30-59 Days Past Due Accruing 60-89 Days Past Due Accruing 90+ Days Past Due Nonaccrual Total December 31, 2019: Residential first mortgages $ 288,462 $ 2,405 $ 1,039 $ 309 $ 955 $ 293,170 Home equity and lines of credit 95,923 626 553 11 428 97,541 Commercial real estate 226,360 2,141 543 — 907 229,951 Commercial business 66,091 225 72 — 215 66,603 Consumer 14,458 84 15 — 82 14,639 Total loans $ 691,294 $ 5,481 $ 2,222 $ 320 $ 2,587 $ 701,904 December 31, 2018: Residential first mortgages $ 289,732 $ 3,586 $ 747 $ 485 $ 855 $ 295,405 Home equity and lines of credit 101,920 707 351 287 487 103,752 Commercial real estate 232,865 5,013 231 19 606 238,734 Commercial business 65,538 50 247 — 174 66,009 Consumer 10,961 160 36 — 115 11,272 Total loans $ 701,016 $ 9,516 $ 1,612 $ 791 $ 2,237 $ 715,172 The following table presents the Corporation’s nonaccrual loans by aging category as of December 31, 2019 2018: (Dollar amounts in thousands) Not Past Due 30-59 Days Past Due 60-89 Days Past Due 90 Days + Past Due Total December 31, 2019: Residential first mortgages $ 245 $ — $ 72 $ 638 $ 955 Home equity and lines of credit 4 — — 424 428 Commercial real estate 28 309 31 539 907 Commercial business — — 175 40 215 Consumer — — — 82 82 Total loans $ 277 $ 309 $ 278 $ 1,723 $ 2,587 December 31, 2018: Residential first mortgages $ 335 $ — $ 74 $ 446 $ 855 Home equity and lines of credit 6 — — 481 487 Commercial real estate 111 265 — 230 606 Commercial business — — 39 135 174 Consumer — — — 115 115 Total loans $ 452 $ 265 $ 113 $ 1,407 $ 2,237

Note 4 - Federal Bank Stocks

Note 4 - Federal Bank Stocks	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	4. Federal Bank Stocks The Bank is a member of the FHLB and the FRB. As a member of these federal banking systems, the Bank maintains an investment in the capital stock of the respective regional banks, which are carried at cost. These stocks are purchased and redeemed at par as directed by the federal banks and levels maintained are based primarily on borrowing and other correspondent relationships. The Bank’s investment in FHLB and FRB stocks was $4.0 $1.8 December 31, 2019, $5.0 $1.3 December 31, 2018.

Note 5 - Premises, Equipment an

Note 5 - Premises, Equipment and Leases	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Premises, Equipment and Leases [Text Block]	5. Premises, Equipment and Leases Premises and Equipment Premises and equipment at December 31 (Dollar amounts in thousands) 2019 2018 Land $ 5,269 $ 5,129 Buildings and improvements 15,127 15,008 Leasehold improvements 1,522 1,519 Furniture, fixtures and equipment 10,539 9,157 Software 3,397 3,347 Construction in progress 321 576 Total 36,175 34,736 Less: accumulated depreciation and amortization 17,134 15,825 Net premises and equipment $ 19,041 $ 18,911 Depreciation and amortization expense for the years ended December 31, 2019 2018 $1.4 $1.2 Leases Effective January 1, 2019, 2016 02, 842 December 31, 2019, five August 2025 December 2056, no 12.99 December 31, 2019. The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate which corresponded with the remaining lease terms as of January 1, 2019 3.49% December 31, 2019. The total operating lease costs were $194,000 December 31, 2019. $1.5 $1.7 December 31, 2019. 840 $208,000 December 31, 2018. Total estimated rental commitments for the operating leases were as follows as of December 31, 2019: (Dollar amounts in thousands) Year ending December 31: 2020 $ 212 2021 217 2022 222 2023 222 2024 227 Thereafter 1,063 Total minimum lease payments 2,163 Discount effect of cash flows (456 ) Present value of lease liabilities $ 1,707

Note 6 - Goodwill and Intangibl

Note 6 - Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	6. Goodwill and Intangible Assets The following table summarizes the Corporation’s acquired goodwill and intangible assets as of December 31: (Dollar amounts in thousands) December 31, 2019 December 31, 2018 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Goodwill $ 19,460 $ — $ 19,448 $ — Core deposit intangibles 5,634 4,387 5,634 4,211 Total $ 25,094 $ 4,387 $ 25,082 $ 4,211 Goodwill resulted from five 2018, $9.2 (see Note 20 not may not November 30 No 2019 2018. The core deposit intangible asset, resulting from three not $176,000 $266,000 2019 2018, The estimated amortization expense of the core deposit intangible for the years ending December 31 (Dollar amounts in thousands) Amortization Expense 2020 $ 164 2021 154 2022 149 2023 149 2024 149 Thereafter 482 Total $ 1,247

Note 7 - Related Party Balances

Note 7 - Related Party Balances and Transactions	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	7. Related Party Balances and Transactions In the ordinary course of business, the Bank maintains loan and deposit relationships with employees, principal officers and directors and their affiliates. The Bank has granted loans to principal officers and directors and their affiliates amounting to $4.7 $5.3 December 31, 2019 2018, 2019, no $562,000. December 31, 2019 2018 $3.1 $3.2 In addition, directors and their affiliates may ess. The Corporation did not 2019. 2018, one

Note 8 - Deposits

Note 8 - Deposits	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	8. Deposits The following table summarizes the Corporation’s deposits as of December 31: (Dollar amounts in thousands) 2019 2018 Weighted Weighted Type of accounts average rate Amount Percent average rate Amount Percent Non-interest bearing deposits — $ 148,842 18.9 % — $ 148,893 19.5 % Interest bearing demand deposits 0.76 % 420,515 53.4 % 0.52 % 391,054 51.4 % Time deposits 2.17 % 217,767 27.7 % 1.84 % 221,599 29.1 % Total 1.01 % $ 787,124 100.0 % 0.80 % $ 761,546 100.0 % Scheduled maturities of time deposits for the next five (Dollar amounts in thousands) Amount Percent 2020 $ 66,039 30.3 % 2021 54,923 25.2 % 2022 17,110 7.9 % 2023 39,096 17.9 % 2024 34,382 15.8 % Thereafter 6,217 2.9 % Total $ 217,767 100.0 % The Corporation had a total of $67.9 $61.2 $250,000 December 31, 2019 2018, $250,000 December 31, 2019 (Dollar amounts in thousands) Amount Three months or less $ 6,036 Over three months to six months 9,844 Over six months to twelve months 6,749 Over twelve months 45,292 Total $ 67,921

Note 9 - Borrowed Funds

Note 9 - Borrowed Funds	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Debt Disclosure [Text Block]	9. Borrowed Funds The following table summarizes the Corporation’s borrowed funds as of and for the year ended December 31: (Dollar amounts in thousands) 2019 2018 Average Average Average Average Balance Balance Rate Balance Balance Rate Short-term borrowed funds $ 2,050 $ 4,663 3.93% $ 12,850 $ 5,660 3.70% Long-term borrowed funds 26,500 31,845 2.55% 32,500 18,590 2.43% Total $ 28,550 $ 36,508 $ 45,350 $ 24,250 Short-term borrowed funds at December 31, 2019 $2.1 $7.0 5.00%, $10.8 2.62% $2.1 $7.0 5.75% December 31, 2018. Long-term borrowed funds at December 31, 2019 five $5.0 $25.0 2020 2023 1.97% 2.85%. six $ 5.0 $30.0 December 31, 2018. December 31, 2019 $407.4 five 4.75% $250,000 first December 31, 2019 2018, $1.5 $2.5 Scheduled maturities of borrowed funds for the next five (Dollar amounts in thousands) Amount 2020 $ 8,050 2021 10,500 2022 — 2023 10,000 2024 — Thereafter — Total $ 28,550 The Bank maintains a credit arrangement with the FHLB as a source of additional liquidity. The total maximum borrowing capacity with the FHLB, excluding loans outstanding of $25.0 $130.4 December 31, 2019 $252.0 $4.9

Note 10 - Regulatory Matters

Note 10 - Regulatory Matters	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	10. Regulatory Matters Restrictions on Dividends, Loans and Advances The Bank is subject to a regulatory dividend restriction that generally limits the amount of dividends that can be paid by the Bank to the Corporation. Prior regulatory approval is required if the total of all dividends declared in any calendar year exceeds net profits (as defined in the regulations) for the year combined with net retained earnings (as defined) for the two December 31, 2019, $6.7 Loans or advances from the Bank to the Corporation are limited to 10% $6.0 December 31, 2019, no 2018, $2.2 Minimum Regulatory Capital Requirements Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. In 2018, $1 $3 The final rules implementing Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (BASEL III rules) became effective for the Bank on January 1, 2015 January 1, 2019. 0.0% 2015 2.50% 2019. 2019 2.50% 1.875% 2018. not December 31, 2019, Prompt corrective action regulations provide five not 2019 2018, no The following table sets forth certain information concerning the Bank’s regulatory capital as of the dates presented. The capital adequacy ratios disclosed below are exclusive of the capital conservation buffer. (Dollar amounts in thousands) December 31, 2019 December 31, 2018 Amount Ratio Amount Ratio Total capital to risk-weighted assets: Actual $ 80,418 13.74 % $ 76,344 12.93 % For capital adequacy purposes 46,836 8.00 % 47,252 8.00 % To be well capitalized 58,544 10.00 % 59,065 10.00 % Tier 1 capital to risk-weighted assets: Actual $ 73,862 12.62 % $ 69,836 11.82 % For capital adequacy purposes 35,127 6.00 % 35,439 6.00 % To be well capitalized 46,836 8.00 % 47,252 8.00 % Common Equity Tier 1 capital to risk-weighted assets: Actual $ 73,862 12.62 % $ 69,836 11.82 % For capital adequacy purposes 26,345 4.50 % 26,579 4.50 % To be well capitalized 38,054 6.50 % 38,393 6.50 % Tier 1 capital to average assets: Actual $ 73,862 8.17 % $ 69,836 7.95 % For capital adequacy purposes 36,146 4.00 % 35,126 4.00 % To be well capitalized 45,182 5.00 % 43,908 5.00 %

Note 11 - Commitments and Legal

Note 11 - Commitments and Legal Contingencies	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	11. Commitments and Legal Contingencies In the ordinary course of business, the Corporation has various outstanding commitments and contingent liabilities that are not not not

Note 12 - Income Taxes

Note 12 - Income Taxes	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Income Tax Disclosure [Text Block]	12. Income Taxes The Corporation and the Bank file a consolidated federal income tax return. The provision for income taxes for the years ended December 31 (Dollar amounts in thousands) 2019 2018 Current $ 1,437 $ 298 Deferred 225 335 Total $ 1,662 $ 633 A reconciliation between the provision for income taxes and the amount computed by multiplying operating results before income taxes by the statutory federal income tax rate of 21% December 31, 2019 2018 (Dollar amounts in thousands) 2019 2018 % Pre-tax % Pre-tax Amount Income Amount Income Provision at statutory tax rate $ 2,019 21.0 % $ 1,017 21.0 % Increase (decrease) resulting from: Tax free interest, net of disallowance (210 ) (2.2 %) (234 ) (4.8 %) Earnings on bank-owned life insurance (85 ) (0.9 %) (71 ) (1.5 %) Tax free gain on retirement of CMFP shares — — (145 ) (3.0 %) Other, net (62 ) (0.6 %) 66 1.4 % Provision $ 1,662 17.3 % $ 633 13.1 % The tax effects of temporary differences between the financial reporting basis and income tax basis of assets and liabilities that are included in the net deferred tax asset as of December 31 (Dollar amounts in thousands) 2019 2018 Deferred tax assets: Allowance for loan losses $ 1,365 $ 1,351 Funded status of pension plan 1,389 1,287 Lease liability 358 — Net unrealized loss on securities 26 401 Deferred compensation 417 391 Accrued incentive compensation 91 148 Nonaccrual loan interest income 40 75 Securities impairment 70 70 Stock compensation 91 69 Other 9 17 Gross deferred tax assets 3,856 3,809 Deferred tax liabilities: Accrued pension liability 1,029 1,044 Depreciation 656 619 Deferred loan fees and costs 555 461 Lease right-of-use asset 317 — Intangible assets 260 215 Business combination adjustments 137 68 Other 51 53 Gross deferred tax liabilities 3,005 2,460 Net deferred tax asset $ 851 $ 1,349 In accordance with relevant accounting guidance, the Corporation determined that it was not not At December 31, 2019 December 31, 2018, no not twelve The Corporation and the Bank are subject to U.S. federal income tax, a capital-based franchise tax in the Commonwealth of Pennsylvania as well as a corporate income tax in West Virginia based on earnings derived from business activity in the state. The Corporation and the Bank are no 2016.

Note 13 - Employee Benefit Plan

Note 13 - Employee Benefit Plans	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	13. Employee Benefit Plans Defined Benefit Plan The Corporation provides pension benefits for eligible employees through a defined benefit pension plan. Substantially all employees participate in the retirement plan on a non-contributing basis, and are fully vested after three January 1, 2009, March 12, 2013 not April 30, 2013, not 2013 2013. January 1, 2013. not December 31. Information pertaining to changes in obligations and funded status of the defined benefit pension plan for the years ended December 31 (Dollar amounts in thousands) 2019 2018 Change in plan assets: Fair value of plan assets at beginning of year $ 9,482 $ 10,159 Actual return on plan assets 1,534 (479 ) Employer contribution — 500 Benefits paid (417 ) (698 ) Fair value of plan assets at end of year 10,599 9,482 Change in benefit obligation: Benefit obligation at beginning of year 10,628 11,801 Interest cost 443 423 Actuarial (gain) loss (22 ) 85 Effect of change in assumptions 1,672 (983 ) Benefits paid (417 ) (698 ) Benefit obligation at end of year 12,304 10,628 Funded status (plan assets less benefit obligation) $ (1,705 ) $ (1,146 ) Amounts recognized in accumulated other comprehensive loss consists of: Accumulated net actuarial loss $ 6,616 $ 6,126 Accumulated prior service benefit — — Amount recognized, end of year $ 6,616 $ 6,126 The following table presents the Corporation’s pension plan assets measured and recorded at estimated fair value on a recurring basis and their level within the estimated fair value hierarchy as described in Note 15: (Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Quoted Prices in Significant Significant Active Markets Other Unobservable for Identical Observable Inputs Description Total Assets Inputs December 31, 2019: Money markets $ 385 $ 385 $ — $ — Mutual funds - debt 4,322 4,322 — — Mutual funds - equity 4,981 4,981 — — Emclaire stock 911 911 — — $ 10,599 $ 10,599 $ — $ — December 31, 2018: Money markets $ 77 $ 77 $ — $ — Mutual funds - debt 4,183 4,183 — — Mutual funds - equity 4,373 4,373 — — Emclaire stock 849 849 — — $ 9,482 $ 9,482 $ — $ — There were no 1 2 2019. The accumulated benefit obligation for the defined benefit pension plan was $12.3 $10.6 December 31, 2019 2018, The components of the periodic pension costs and other amounts recognized in other comprehensive income for the years ended December 31 (Dollar amounts in thousands) 2019 2018 Interest cost $ 443 $ 423 Expected return on plan assets (626 ) (672 ) Amortization of prior service beneft and net loss 252 251 Net periodic pension cost 69 2 Amortization of prior service benefit and net loss (252 ) (251 ) Net loss 742 253 Total recognized in other comprehensive loss 490 2 Total recognized in net periodic benefit and other comprehensive loss $ 559 $ 4 The estimated net loss and prior service benefit for the defined benefit pension plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year is $269,000 December 31, 2019. Weighted-average actuarial assumptions for the years ended December 31 2019 2018 Discount rate for net periodic benefit cost 4.26 % 3.62 % Discount rate for benefit obligations 3.28 % 4.26 % Expected rate of return on plan assets 6.75 % 6.75 % The Corporation’s pension plan asset allocation at December 31, 2019 2018, 2020, Asset Category Target Allocation Percentage of Plan Assets at Year End Weighted-Average Expected Long-Term Rate of Return 2020 2019 2018 2019 Equity securities 55% 56% 55% 5.02% Debt securities 37% 41% 44% 1.70% Money markets 8% 3% 1% 0.03% 100% 100% 100% 6.75% Investment Strategy The intent of the pension plan is to provide a range of investment options for building a diversified asset allocation strategy that will provide the highest likelihood of meeting the aggregate actuarial projections. In selecting the options and asset allocation strategy, the Corporation has determined that the benefits of reduced portfolio risk are best achieved through diversification. The following asset classes or investment categories are utilized to meet the Pension plan’s objectives: Small company stock, International stock, Mid-cap stock, Large company stock, Diversified bond, Money Market/Stable Value and Cash. The pension plan does not The Corporation does currently not 2020. Estimated future benefit payments are as follows: (Dollar amounts in thousands) Pension For year ended December 31, Benefits 2020 $ 450 2021 451 2022 491 2023 492 2024 500 2025-2029 2,715 Defined Contribution Plan The Corporation maintains a defined contribution 401 20% 4% 2019 2018, e $266,000 $235,000, may 2019 2018, $140,000 $124,000, Supplemental Executive Retirement Plan The Corporation maintains a Supplemental Executive Retirement Plan (SERP) to provide certain additional retirement benefits to participating officers. The SERP is subject to certain vesting provisions and provides that the officers shall receive a supplemental retirement benefit if the officer’s employment is terminated after reaching the normal retirement age of 65, December 31, 2019 2018, $1.9 $1.8 December 31, 2019 2018, $224,000 $156,000,

Note 14 - Stock Compensation Pl

Note 14 - Stock Compensation Plans	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	14. Stock Compensation Plans In April 2014, 2014 2014 176,866 19,833 88,433 Incentive stock options, non-incentive or compensatory stock options and share awards may ten may During 2019 2018, 17,950 14,750 $558,000 $456,000, $31.10 $30.90, 100% third not not no 2019 2018. December 31, 2019 2018 $368,000 $269,000, A summary of the status of the Corporation’s nonvested restricted stock awards as of December 31, 2019, Shares Weighted-Average Grant-date Fair Value Nonvested at January 1, 2019 37,250 $ 29.94 Granted 17,950 31.10 Vested (10,000 ) 26.74 Forfeited (750 ) 30.90 Nonvested as of December 31, 2019 44,450 $ 31.11 As of December 31, 2019, $951,000 three

Note 15 - Fair Values of Financ

Note 15 - Fair Values of Financial Instruments	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Fair Value Disclosures [Text Block]	15. Fair Values of Financial Instruments The fair value hierarchy requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. An asset or liability's level is based on the lowest level of input that is significant to the fair value measurement. There are three may Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the Corporation has the ability to access at the measurement date. Level 2: Significant other observable inputs other than Level 1 not Level 3: Significant unobservable inputs that reflect the Corporation’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. Management uses its best judgment in estimating the fair value of the Corporation’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not not may Assets measured at fair value on a recurring basis. Debt securities available for sale, equity securities 1 1 not 2 2 not 3 may 3 For assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy are as follows: (Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Description Total Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2019: Securities available-for-sale U.S. government sponsored entities and agencies $ 7,077 $ — $ 7,077 $ — U.S. agency mortgage-backed securities: residential 41,075 — 41,075 — U.S. agency collateralized mortgage obligations: residential 32,837 — 32,837 — State and political subdivision 27,796 — 27,796 — Corporate debt securities 11,322 — 7,072 4,250 Total available-for-sale securities $ 120,107 $ — $ 115,857 $ 4,250 Equity securities $ 19 $ 19 $ — $ — December 31, 2018: Securities available-for-sale U.S. Treasury $ 4,445 $ 4,445 $ — $ — U.S. government sponsored entities and agencies 16,783 — 16,783 — U.S. agency mortgage-backed securities: residential 27,176 — 27,176 — U.S. agency collateralized mortgage obligations: residential 18,664 — 18,664 — State and political subdivisions 22,732 — 22,732 — Corporate debt securities 7,918 — 4,418 3,500 Total available-for-sale securities $ 97,718 $ 4,445 $ 89,773 $ 3,500 Equity securities $ 7 $ 7 $ — $ — The Corporation’s policy is to transfer assets or liabilities from one 2019, 3 2018, 3 2. 2018, $25,000 3 3 December 31, 2019 2018: (Dollar amounts in thousands) 2019 2018 Balance at the beginning of the period $ 3,500 $ 8,132 Total gains or losses (realized/unrealized): Included in earnings — 1 Purchased into Level 3 750 — Sold out of Level 3 — (25 ) Transfers in and/or out of Level 3 — (4,608 ) Balance at the end of the period $ 4,250 $ 3,500 Assets measured at fair value on a non-recurring basis. Impaired loans – At the time a loan is considered impaired, it is valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive a specific allowance for loan losses. For collateral dependent loans, fair value is commonly based on real estate appraisals. These appraisals may 3 may 3 December 31, 2019 2018, not no 2019 2018. Other real estate owned (OREO) – Assets acquired through or instead of foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals. Management’s ongoing review of appraisal information may 3 December 31, 2019, $88,000, $91,000 $3,000. December 31, 2018, $160,000, $415,000 $255,000. Appraisals for both collateral-dependent impaired loans and OREO are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed by the Corporation. Once received, management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. On an annual basis, the Corporation compares the actual selling price of OREO that has been sold to the most recent appraised value to determine what additional adjustment should be made to the appraisal value to arrive at fair value. The most recent analysis performed indicated that a discount of 10% For assets measured at fair value on a non-recurring basis at December 31, 2019 2018, (Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Description Total Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2019: Other real estate owned $ 88 $ — $ — $ 88 Total $ 88 $ — $ — $ 88 December 31, 2018: Other real estate owned $ 160 $ — $ — $ 160 Total $ 160 $ — $ — $ 160 The following table presents quantitative information about Level 3 (Dollar amounts in thousands) Valuation Unobservable Weighted Techniques(s) Input(s) Average December 31, 2019: Other real estate owned $ 88 Sales comparison approach Adjustment for differences between comparable sales 10% December 31, 2018: Other real estate owned $ 160 Sales comparison approach Adjustment for differences between comparable sales 10% Excluded from the tables above at December 31, 2019 2018 $67,000 $61,000, $4,000 $6,000, During the first 2018, 2016 01 December 31: (Dollar amounts in thousands) Carrying Fair Value Measurements using: Description Amount Total Level 1 Level 2 Level 3 December 31, 2019: Financial Assets: Cash and cash equivalents $ 14,986 $ 14,986 $ 14,986 $ — $ — Interest earning time deposits 9,698 9,698 — 9,698 — Securities - available-for-sale 120,107 120,107 — 115,857 4,250 Securities - equities 19 19 19 — — Loans, net 695,348 697,990 — — 697,990 Federal bank stock 5,790 N/A N/A N/A N/A Accrued interest receivable 2,600 2,600 78 419 2,103 Total $ 848,548 $ 845,400 $ 15,083 $ 125,974 $ 704,343 Financial Liabilities: Deposits 787,124 793,999 569,357 224,642 — Borrowed funds 28,550 29,133 — 29,133 — Accrued interest payable 616 616 51 565 — Total $ 816,290 $ 823,748 $ 569,408 $ 254,340 $ — December 31, 2018: Financial Assets: Cash and cash equivalents $ 10,955 $ 10,955 $ 10,955 $ — $ — Interest earning time deposits 6,738 6,738 — 6,738 — Securities - available-for-sale 97,718 97,718 4,445 89,773 3,500 Securities - equities 7 7 7 — — Loans, net 708,664 702,747 — — 702,747 Federal bank stock 6,351 N/A N/A N/A N/A Accrued interest receivable 2,570 2,570 63 351 2,156 Total $ 833,003 $ 820,735 $ 15,470 $ 96,862 $ 708,403 Financial Liabilities: Deposits 761,546 767,009 539,946 227,063 — Borrowed funds 45,350 44,869 — 44,869 — Accrued interest payable 495 495 30 465 — Total $ 807,391 $ 812,373 $ 539,976 $ 272,397 $ — This information should not may not Off-Balance Sheet Financial Instruments The Corporation is party to credit related financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and commercial letters of credit. Commitments to extend credit involve, to a varying degree, elements of credit and interest rate risk in excess of amounts recognized in the consolidated balance sheets. The Corporation’s exposure to credit loss in the event of non-performance by the other party for commitments to extend credit is represented by the contractual amount of these commitments, less any collateral value obtained. The Corporation uses the same credit policies in making commitments as for on-balance sheet instruments. The Corporation’s distribution of commitments to extend credit approximates the distribution of loans receivable outstanding. The following table presents the notional amount of the Corporation’s off-balance sheet commitment financial instruments as of December 31: (Dollar amounts in thousands) 2019 2018 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 1,646 $ 10,840 $ 684 $ 7,450 Unused lines of credit 21,928 88,071 16,287 81,261 Total $ 23,574 $ 98,911 $ 16,971 $ 88,711 Commitments to make loans are generally made for periods of 30 no may may not may Standby letters of credit are conditional commitments issued by the Corporation usually for commercial customers to guarantee the performance of a customer to a third $548,000 $1.0 December 31, 2019 2018, December 31, 2019 2018 not

Note 16 - Emclaire Financial Co

Note 16 - Emclaire Financial Corp - Condensed Financial Statements, Parent Corporation Only	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	16. Emclaire Financial Corp – Condensed Financial Statements, Parent Corporation Only Following are condensed financial statements for the parent company as of and for the years ended December 31: Condensed Balance Sheets (Dollar amounts in thousands) 2019 2018 Assets: Cash and cash equivalents $ 40 $ 18 Equity in net assets of subsidiaries 84,065 79,302 Goodwill 5,190 5,190 Other assets 171 113 Total Assets $ 89,466 $ 84,623 Liabilities and Stockholders' Equity: Other short-term borrowed funds $ 2,050 $ 2,050 Long-term borrowed funds 1,500 2,500 Accrued expenses and other liabilities 58 65 Stockholders' equity 85,858 80,008 Total Liabilities and Stockholders' Equity $ 89,466 $ 84,623 Condensed Statements of Income (Dollar amounts in thousands) 2019 2018 Income: Dividends from subsidiaries $ 4,688 $ 3,316 Investment income — 10 Net gains on equity securities — 510 Total income 4,688 3,836 Expense: Interest expense 205 272 Noninterest expense 634 539 Total expense 839 811 Income before income taxes and undistributed subsidiary income 3,849 3,025 Undistributed equity in net income of subsidiary 3,922 1,125 Net income before income taxes 7,771 4,150 Income tax benefit 183 61 Net income $ 7,954 $ 4,211 Comprehensive income $ 8,976 $ 3,559 Condensed Statements of Cash Flows (Dollar amounts in thousands) 2019 2018 Operating activities: Net income $ 7,954 $ 4,211 Adjustments to reconcile net income to net cash provided by operating activities: Undistributed equity in net income of subsidiary (3,922 ) (1,125 ) Change in fair value of equity securities — (510 ) Other, net 303 1,323 Net cash provided by operating activities 4,335 3,899 Investing activities: Sales of investment securities — 1,269 Net cash provided by investing activities — 1,269 Financing activities: Net change in borrowings (1,000 ) (2,450 ) Dividends paid (3,313 ) (2,753 ) Net cash used in financing activities (4,313 ) (5,203 ) Increase (decrease) in cash and cash equivalents 22 (35 ) Cash and cash equivalents at beginning of period 18 53 Cash and cash equivalents at end of period $ 40 $ 18

Note 17 - Other Noninterest Inc

Note 17 - Other Noninterest Income and Expense	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Other Income and Other Expense Disclosure [Text Block]	17. Other Noninterest Income and Expense Other noninterest income includes electronic banking fees of $1.4 $1.3 2019 2018, The following summarizes the Corporation’s other noninterest expenses for the years ended December 31: (Dollar amounts in thousands) 2019 2018 Customer bank card processing $ 697 $ 673 Subscriptions 607 513 Telephone and data communications 567 414 Pennsylvania shares and use taxes 482 316 Correspondent bank and courier fees 411 395 Travel, entertainment and conferences 390 337 Internet banking and bill pay 347 416 Item processing 310 — Printing and supplies 278 333 Marketing and advertising 264 292 Charitable contributions 240 220 Regulatory examinations 204 207 Bad checks and other losses 199 197 Postage and freight 169 134 Credit bureau and other loan expense 132 120 Memberships and dues 112 98 Other 225 150 Total other noninterest expenses $ 5,634 $ 4,815

Note 18 - Earnings Per Share

Note 18 - Earnings Per Share	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Earnings Per Share [Text Block]	18. Earnings Per Share The factors used in the Corporation’s earnings per share computation follow: (Dollar amounts in thousands, except for per share amounts) For the year ended December 31, 2019 2018 Net income $ 7,954 $ 4,211 Less: Preferred stock dividends 182 91 Net income available to common stockholders $ 7,772 $ 4,120 Average common shares outstanding 2,699,397 2,377,277 Add: Dilutive effects of restricted stock awards 19,349 18,400 Average shares and dilutive potential common shares 2,718,746 2,395,677 Basic earnings per common share $ 2.88 $ 1.73 Diluted earnings per common share $ 2.86 $ 1.72 Restricted stock awards not considered in computing earnings per share because they were antidulitive — —

Note 19 - Accumulated Other Com

Note 19 - Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	19. Accumulated Other Comprehensive Income (Loss) The following is changes in Accumulated Other Comprehensive Income (Loss) by component, net of tax for the year ending December 31, 2019: (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at January 1, 2019 $ (1,517 ) $ (4,840 ) $ (6,357 ) Other comprehensive income before reclassification 1,471 (586 ) 885 Amounts reclassified from accumulated other comprehensive income (loss) (62 ) 199 137 Net current period other comprehensive income (loss) 1,409 (387 ) 1,022 Accumulated Other Comprehensive Income (Loss) at December 31, 2019 $ (108 ) $ (5,227 ) $ (5,335 ) The following is significant amounts reclassified out of each component of Accumulated Other Comprehensive Income (Loss) for the year ending December 31, 2019: (Dollar amount in thousands) Amount Reclassified Details about Accumulated Other Comprehensive Income Components from Accumulated Other Comprehensive Income For the year ended December 31, 2019 Affected Line Item in the Statement Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ (78 ) Net gain on sale of available-for-sale securities Tax effect 16 Provision for income taxes Total security reclassifications for the period (62 ) Amortization of defined benefit pension items Prior service costs — Other noninterest income Actuarial gains 252 Compensation and employee benefits Total before tax 252 Tax effect (53 ) Provision for income taxes Total defined benefit pension reclassifications for the period 199 Total reclassifications for the period $ 137 Net of tax The following is changes in Accumulated Other Comprehensive Income (Loss) by component, net of tax for the year ending December 31, 2018: (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at January 1, 2018 $ (679 ) $ (4,839 ) $ (5,518 ) Cumulative effect of change in accounting principle for marketable equity securities, net of tax (187 ) — (187 ) Accumulated Other Comprehensive Income (Loss) at January 1, 2018, as adjusted $ (866 ) $ (4,839 ) $ (5,705 ) Other comprehensive income before reclassification (658 ) (200 ) (858 ) Amounts reclassified from accumulated other comprehensive income (loss) 7 199 206 Net current period other comprehensive income (loss) (651 ) (1 ) (652 ) Accumulated Other Comprehensive Income (Loss) at December 31, 2018 $ (1,517 ) $ (4,840 ) $ (6,357 ) The following is significant amounts reclassified out of each component of Accumulated Other Comprehensive Income (Loss) for the year ending December 31, 2018: (Dollar amount in thousands) Amount Reclassified Details about Accumulated Other Comprehensive Income Components from Accumulated Other Comprehensive Income For the year ended December 31, 2018 Affected Line Item in the Statement Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ 9 Net loss on sale of available-for-sale securities Tax effect (2 ) Provision for income taxes Total security reclassifications for the period 7 Amortization of defined benefit pension items Prior service costs — Other noninterest income Actuarial gains 252 Compensation and employee benefits Total before tax 252 Tax effect (53 ) Provision for income taxes Total defined benefit pension reclassifications for the period 199 Total reclassifications for the period $ 206 Net of tax

Note 20 - Mergers and Acquisiti

Note 20 - Mergers and Acquisitions	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Business Combination Disclosure [Text Block]	20. Mergers and Acquisitions Community First Bancorp, Inc. On October 1, 2018, May 25, 2018, 419,173 $15.6 $2.4 $4.2 420,593 $4.2 18,000 $690,000 The assets and liabilities of CFB were recorded on the Corporation’s consolidated balance sheet at their estimated fair value as of October 1, 2018. Included in the purchase price was goodwill and a core deposit intangible of $9.2 $1.2 not not ten $121,000 2019 five 2020 $121,000 $453,000 2024. The following table summarizes the estimated fair value of the assets acquired, liabilities assumed and consideration transferred in connection with the acquisition: (Dollar amounts in thousands) Assets acquired: Cash and cash equivalents $ 3,986 Securities available for sale — Loans receivable 111,555 Federal bank stocks 190 Accrued interest receivable 288 Premises and equipment 1,321 Core deposit intangible 1,208 Prepaid expenses and other assets 3,341 Total assets acquired 121,889 Liabilities assumed: Deposits 106,149 Overnight borrowings 1,200 Accrued interest payable 61 Accrued expenses and other liabilities 449 Total liabilities assumed 107,859 Identifiable net assets acquired 14,030 Consideration paid: Cash 2,429 Preferred stock 4,206 Previously owned common stock of CFB 931 Common stock 15,636 Total consideration 23,202 Goodwill $ (9,172 ) The fair value of loans was estimated using discounted contractual cash flows. The book balance of the loans at the time of the acquisition was $112.8 not 1.7 $441,000. December 31, 2018 $3.6 $1.5 $531,000, $481,000, $427,000, $330,000, $50,000 $228,000,

Note 21 - Revenue Recognition

Note 21 - Revenue Recognition	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	21. Revenue Recognition On January 1, 2018, 2014 09 606 606. not 606. 606, no Service charges on deposits: Electronic banking fees: The following table presents the Corporation's sources of noninterest income for the year ended December 31: (Dollar amounts in thousands) 2019 2018 Noninterest income In-scope of Topic 606: Service charges on deposits Maintenance fees $ 190 $ 160 Overdraft fees 1,657 1,587 Other fees 310 285 Electronic banking fees (1) 1,446 1,344 Noninterest income (in-scope of Topic 606) 3,603 3,376 Noninterest income (out-of-scope of Topic 606) 788 832 Total noninterest income $ 4,391 $ 4,208 ( 1

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation and Consolidation. ) and Emclaire Settlement Services, LLC (the Title Company). During 2019,
Nature of Operations [Policy Text Block]	Nature of Operations.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates and Classifications. may not
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Significant Group Concentrations of Credit Risk. 2 3 not one
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents. one
Restrictions on Dividends [Policy Text Block]	Dividend Restrictions. Banking r egulations require maintaining certain capital levels and may
Marketable Securities, Policy [Policy Text Block]	Securities Available for Sale. Debt securities are classified as available for sale when they might be sold before maturity. Debt securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Interest income from securities includes amortization of purchase premium or discount. Discounts on securities are accreted using the level yield method through the maturity date. Premiums are amortized using the level yield method through the first Management evaluates debt securities for other-than-temporary impairment (OTTI) at least on a quarterly basis, and more frequently when economic, market or other concerns warrant such evaluation. Consideration is given to: ( 1 2 3 4 not not
Equity Securities [Policy Text Block]	Equity Securities. Equity securities are carried at fair value. The holding gains or losses are reported in net income.
Financing Receivable [Policy Text Block]	Loans Receivable . The Corporation grants mortgage, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by loans collateralized by real estate primarily located throughout Western Pennsylvania. The ability of the Corporation’s debtors to honor their contracts is dependent upon real estate and general economic conditions in this area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allow The accrual of interest on all classes of loans is typically discontinued at the time the loan is 90 120 90 not
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of loans in light of historic experience, the nature and volume of the loan portfolio, adverse situations that may A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings (TDR) and classified as impaired. Factors considered by management in determining impairment on all loan classes include demonstrated ability to repay, payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Impairment is measured on a loan by loan basis for commercial loans by either the present value of expected future cash flows discounted at the loans effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of small balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Corporation does not TDRs are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of collateral. For TDRs that subsequently default, the Corporation determines the amount of reserves in accordance with accounting policies for the allowance for loan losses. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Corporation over the prior 12 Residential mortgages: may Home equity loans and lines of credit: may Commercial real estate: may Commercial business: may not may Consumer: may
Financing Receivable, Held-for-sale [Policy Text Block]	Loans Held for Sale.
Federal Bank Stocks [Policy Text Block]	Federal Bank Stocks.
Bank Owned Life Insurance [Policy Text Block]	Bank-Owned Life Insurance (BOLI).
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment . twenty-five forty three ten may not
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Intangible Assets . Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired assets and liabilities. Core deposit intangible assets arise from whole bank or branch acquisitions and are measured at fair value and then are amortized over their estimated useful lives. Customer relationship intangible assets arise from the purchase of a customer list from another company or individual and then are amortized on a straight-line basis over two not November 30
Transfers and Servicing of Financial Assets, Servicing of Financial Assets, Policy [Policy Text Block]	Servicing Assets.
Financing Receivable, Real Estate Acquired Through Foreclosure [Policy Text Block]	Other Real Estate Acquired Through Foreclosure (OREO). Real estate properties acquired through foreclosure are initially recorded at fair value less cost to sell when acquired, thereby establishing a new cost basis for the asset. These assets are subsequently accounted for at the lower of carrying amount or fair value less cost to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Revenue and expenses from operations of the properties, gains and losses on sales and additions to the valuation allowance are included in operating results. Real estate acquired through foreclosure is classified in prepaid expenses and other assets and totaled $249,000 $701,000 December 31, 2019 2018, $545,000 $811,000 December 31, 2019 2018,
Treasury Stock [Policy Text Block]	Treasury Stock. first first
Income Tax, Policy [Policy Text Block]	Income Taxes. not” 50% not not” no
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Common Share (EPS).
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income.
Segment Reporting, Policy [Policy Text Block]	Operating Segments. one
Postemployment Benefit Plans, Policy [Policy Text Block]	Retirement Plans. January 1, 2009 March 12, 2013 not April 30, 2013, not 2013 2013. January 1, 2013. not 401
Share-based Payment Arrangement [Policy Text Block]	Stock Compensation Plans. not
Transfers of Financial Assets [Policy Text Block]	Transfers of Financial Assets. 1 2 3 not
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	Off-Balance Sheet Financial Instruments .
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value of Financial Instruments .
Commitments and Contingencies, Policy [Policy Text Block]	Loss Contingencies. not
New Accounting Pronouncements, Policy [Policy Text Block]	Newly Issued Not In June 2016, 2016 13, 326 2016 13 1 2 3 December 15, 2019, October 16, 2019, December 15, 2022. Management has selected a software vendor and is currently working through the implementation process. The Corporation is reviewing available historical information in order to assess the expected credit losses and determine the impact the adoption of ASU 2016 13 In January 2017, 2017 04, 2 not first December 15, 2019. January 1, 2017. not not not not 2 In August 2018, 2018 13, 2018 13 1 2, 3 3 3 December 15, 2019. not 2018 13 In August 2018, 2018 14, 2018 14 one December 15, 2020. not 2018 14 In December 2019, 2019 12, 2019 12 December 15, 2020, 2019 12 Adoption of New Accounting Policies. In February 2016, 2016 02 2016 02 December 15, 2018, January 2018, 2018 01, January 1, 2019 $1.6 $1.8 $171,000, $45,000. 5 21. In March 2017, 2017 08, 310 20 2017 08 December 15, 2018, January 1, 2019 $10,000, $3,000, one December 31, 2019, one September 15, 2020. In August 2017, 2017 12, 815 not not December 15, 2018, not no

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	(Dollar amounts in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2019: U.S. government sponsored entities and agencies $ 7,069 $ 14 $ (6 ) $ 7,077 U.S. agency mortgage-backed securities: residential 40,868 291 (84 ) 41,075 U.S. agency collateralized mortgage obligations: residential 33,001 71 (235 ) 32,837 State and political subdivisions 27,848 217 (269 ) 27,796 Corporate debt securities 11,459 93 (230 ) 11,322 Total securities available-for-sale $ 120,245 $ 686 $ (824 ) $ 120,107 December 31, 2018: U.S. Treasury $ 4,532 $ — $ (87 ) $ 4,445 U.S. government sponsored entities and agencies 17,052 30 (299 ) 16,783 U.S. agency mortgage-backed securities: residential 27,666 — (490 ) 27,176 U.S. agency collateralized mortgage obligations: residential 19,440 34 (810 ) 18,664 State and political subdivisions 22,943 13 (224 ) 22,732 Corporate debt securities 8,006 9 (97 ) 7,918 Total securities available-for-sale $ 99,639 $ 86 $ (2,007 ) $ 97,718
Schedule of Realized Gain (Loss) [Table Text Block]	2019 2018 Proceeds $ 36,370 $ 11,482 Gains 135 17 Losses (57 ) (26 ) Tax provision related to gains (losses) 16 (2 )
Investments Classified by Contractual Maturity Date [Table Text Block]	(Dollar amounts in thousands) Available-for-sale Amortized Cost Fair Value Due in one year or less $ 265 $ 265 Due after one year through five years 10,072 10,122 Due after five through ten years 13,883 13,848 Due after ten years 22,155 21,960 Mortgage-backed securities: residential 40,868 41,075 Collateralized mortgage obligations: residential 33,001 32,837 Total securities available-for-sale $ 120,245 $ 120,107
Schedule of Unrealized Loss on Investments [Table Text Block]	(Dollar amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2019: U.S. government sponsored entities and agencies — — 2,032 (6 ) 2,032 (6 ) U.S. agency mortgage-backed securities: residential 14,578 (76 ) 2,325 (8 ) 16,903 (84 ) U.S. agency collateralized mortgage obligations: residential 12,319 (32 ) 11,621 (203 ) 23,940 (235 ) State and political subdivisions 15,636 (269 ) — — 15,636 (269 ) Corporate debt securities 4,031 (229 ) 499 (1 ) 4,530 (230 ) Total $ 46,564 $ (606 ) $ 16,477 $ (218 ) $ 63,041 $ (824 ) December 31, 2018: U.S. Treasury $ — $ — $ 4,445 $ (87 ) $ 4,445 $ (87 ) U.S. government sponsored entities and agencies 2,472 (30 ) 10,337 (269 ) 12,809 (299 ) U.S. agency mortgage-backed securities: residential 19,483 (297 ) 7,693 (193 ) 27,176 (490 ) U.S. agency collateralized mortgage obligations: residential 1,443 (5 ) 15,388 (805 ) 16,831 (810 ) State and political subdivisions 7,061 (67 ) 10,083 (157 ) 17,144 (224 ) Corporate debt securities 962 (38 ) 2,448 (59 ) 3,410 (97 ) Total $ 31,421 $ (437 ) $ 50,394 $ (1,570 ) $ 81,815 $ (2,007 )

Note 3 - Loans Receivable and_2

Note 3 - Loans Receivable and Related Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(Dollar amounts in thousands) December 31, 2019 December 31, 2018 Mortgage loans on real estate: Residential first mortgages $ 293,170 $ 295,405 Home equity loans and lines of credit 97,541 103,752 Commercial real estate 229,951 238,734 Total real estate loans 620,662 637,891 Other loans: Commercial business 66,603 66,009 Consumer 14,639 11,272 Total other loans 81,242 77,281 Total loans, gross 701,904 715,172 Less allowance for loan losses 6,556 6,508 Total loans, net $ 695,348 $ 708,664
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(Dollar amounts in thousands) 2019 2018 Balance at the beginning of the year $ 6,508 $ 6,127 Provision for loan losses 715 1,280 Charge-offs (913 ) (989 ) Recoveries 246 90 Balance at the end of the year $ 6,556 $ 6,508 Home Equity Residential & Lines Commercial Commercial (Dollar amounts in thousands) Mortgages of Credit Real Estate Business Consumer Total December 31, 2019: Beginning Balance $ 2,198 $ 648 $ 3,106 $ 500 $ 56 $ 6,508 Charge-offs (227 ) (61 ) (242 ) (250 ) (133 ) (913 ) Recoveries 40 6 134 — 66 246 Provision 298 33 (100 ) 386 98 715 Ending Balance $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Ending ALL balance attributable to loans: Individually evaluated for impairment $ 5 $ — $ — $ — $ — $ 5 Acquired loans collectively evaluated for impairment — — — — — — Originated loans collectively evaluated for impairment 2,304 626 2,898 636 87 6,551 Total $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Total loans: Individually evaluated for impairment $ 358 $ 4 $ 81 $ 40 $ — $ 483 Acquired loans collectively evaluated for impairment 60,523 10,901 41,993 7,930 1,982 123,329 Originated loans collectively evaluated for impairment 232,289 86,636 187,877 58,633 12,657 578,092 Total $ 293,170 $ 97,541 $ 229,951 $ 66,603 $ 14,639 $ 701,904 At December 31, 2018: Beginning Balance $ 2,090 $ 646 $ 2,753 $ 585 $ 53 $ 6,127 Charge-offs (71 ) (155 ) (484 ) — (279 ) (989 ) Recoveries 3 14 48 1 24 90 Provision 176 143 789 (86 ) 258 1,280 Ending Balance $ 2,198 $ 648 $ 3,106 $ 500 $ 56 $ 6,508 Ending ALL balance attributable to loans: Individually evaluated for impairment $ 12 $ — $ — $ — $ — $ 12 Acquired loans collectively evaluated for impairment — — — — — — Originated loans collectively evaluated for impairment 2,186 648 3,106 500 56 6,496 Total $ 2,198 $ 648 $ 3,106 $ 500 $ 56 $ 6,508 Total loans: Individually evaluated for impairment $ 389 $ 6 $ 34 $ 39 $ — $ 468 Acquired loans collectively evaluated for impairment 72,654 13,750 56,690 12,974 3,306 159,374 Originated loans collectively evaluated for impairment 222,362 89,996 182,010 52,996 7,966 555,330 Total $ 295,405 $ 103,752 $ 238,734 $ 66,009 $ 11,272 $ 715,172
Impaired Financing Receivables [Table Text Block]	(Dollar amounts in thousands) Impaired Loans with Specific Allowance As of December 31, 2019 For the year ended December 31, 2019 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 72 $ 72 $ 5 $ 72 $ 3 $ 3 Home equity and lines of credit 4 4 — 5 — — Commercial real estate — — — — — — Commercial business — — — — — — Consumer — — — — — — Total $ 76 $ 76 $ 5 $ 77 $ 3 $ 3 Impaired Loans with No Specific Allowance As of December 31, 2019 For the year ended December 31, 2019 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 398 $ 286 $ 301 $ 4 $ 4 Home equity and lines of credit — — — — — Commercial real estate 81 81 1,019 88 35 Commercial business 40 40 79 7 2 Consumer — — — — — Total $ 519 $ 407 $ 1,399 $ 99 $ 41 (Dollar amounts in thousands) Impaired Loans with Specific Allowance As of December 31, 2018 For the year ended December 31, 2018 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 74 $ 74 $ 12 $ 74 $ 2 $ 2 Home equity and lines of credit 6 6 — 7 — — Commercial real estate — — — — — — Commercial business — — — — — — Consumer — — — — — — Total $ 80 $ 80 $ 12 $ 81 $ 2 $ 2 Impaired Loans with No Specific Allowance As of December 31, 2018 For the year ended December 31, 2018 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 427 $ 315 $ 334 $ 5 $ 5 Home equity and lines of credit — — — — — Commercial real estate 34 34 768 156 73 Commercial business 39 39 248 74 74 Consumer — — — — — Total $ 500 $ 388 $ 1,350 $ 235 $ 152
Financing Receivable Credit Quality Indicators [Table Text Block]	(Dollar amounts in thousands) Not Rated Pass Special Mention Substandard Doubtful Total December 31, 2019: Residential first mortgages $ 291,843 $ — $ — $ 1,327 $ — $ 293,170 Home equity and lines of credit 97,087 — — 454 — 97,541 Commercial real estate — 216,744 5,370 7,837 — 229,951 Commercial business — 64,636 204 1,763 — 66,603 Consumer 14,557 — — 82 — 14,639 Total loans $ 403,487 $ 281,380 $ 5,574 $ 11,463 $ — $ 701,904 December 31, 2018: Residential first mortgages $ 293,919 $ — $ — $ 1,486 $ — $ 295,405 Home equity and lines of credit 102,869 — — 883 — 103,752 Commercial real estate — 222,335 5,942 10,457 — 238,734 Commercial business — 62,022 542 3,445 — 66,009 Consumer 11,157 — — 115 — 11,272 Total loans $ 407,945 $ 284,357 $ 6,484 $ 16,386 $ — $ 715,172
Financing Receivable, Past Due [Table Text Block]	(Dollar amounts in thousands) Performing Nonperforming Accruing Loans Not Past Due Accruing 30-59 Days Past Due Accruing 60-89 Days Past Due Accruing 90+ Days Past Due Nonaccrual Total December 31, 2019: Residential first mortgages $ 288,462 $ 2,405 $ 1,039 $ 309 $ 955 $ 293,170 Home equity and lines of credit 95,923 626 553 11 428 97,541 Commercial real estate 226,360 2,141 543 — 907 229,951 Commercial business 66,091 225 72 — 215 66,603 Consumer 14,458 84 15 — 82 14,639 Total loans $ 691,294 $ 5,481 $ 2,222 $ 320 $ 2,587 $ 701,904 December 31, 2018: Residential first mortgages $ 289,732 $ 3,586 $ 747 $ 485 $ 855 $ 295,405 Home equity and lines of credit 101,920 707 351 287 487 103,752 Commercial real estate 232,865 5,013 231 19 606 238,734 Commercial business 65,538 50 247 — 174 66,009 Consumer 10,961 160 36 — 115 11,272 Total loans $ 701,016 $ 9,516 $ 1,612 $ 791 $ 2,237 $ 715,172
Financing Receivable, Nonaccrual [Table Text Block]	(Dollar amounts in thousands) Not Past Due 30-59 Days Past Due 60-89 Days Past Due 90 Days + Past Due Total December 31, 2019: Residential first mortgages $ 245 $ — $ 72 $ 638 $ 955 Home equity and lines of credit 4 — — 424 428 Commercial real estate 28 309 31 539 907 Commercial business — — 175 40 215 Consumer — — — 82 82 Total loans $ 277 $ 309 $ 278 $ 1,723 $ 2,587 December 31, 2018: Residential first mortgages $ 335 $ — $ 74 $ 446 $ 855 Home equity and lines of credit 6 — — 481 487 Commercial real estate 111 265 — 230 606 Commercial business — — 39 135 174 Consumer — — — 115 115 Total loans $ 452 $ 265 $ 113 $ 1,407 $ 2,237

Note 5 - Premises, Equipment _2

Note 5 - Premises, Equipment and Leases (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Property, Plant and Equipment [Table Text Block]	(Dollar amounts in thousands) 2019 2018 Land $ 5,269 $ 5,129 Buildings and improvements 15,127 15,008 Leasehold improvements 1,522 1,519 Furniture, fixtures and equipment 10,539 9,157 Software 3,397 3,347 Construction in progress 321 576 Total 36,175 34,736 Less: accumulated depreciation and amortization 17,134 15,825 Net premises and equipment $ 19,041 $ 18,911
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(Dollar amounts in thousands) Year ending December 31: 2020 $ 212 2021 217 2022 222 2023 222 2024 227 Thereafter 1,063 Total minimum lease payments 2,163 Discount effect of cash flows (456 ) Present value of lease liabilities $ 1,707

Note 6 - Goodwill and Intangi_2

Note 6 - Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Intangible Assets and Goodwill [Table Text Block]	(Dollar amounts in thousands) December 31, 2019 December 31, 2018 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Goodwill $ 19,460 $ — $ 19,448 $ — Core deposit intangibles 5,634 4,387 5,634 4,211 Total $ 25,094 $ 4,387 $ 25,082 $ 4,211
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(Dollar amounts in thousands) Amortization Expense 2020 $ 164 2021 154 2022 149 2023 149 2024 149 Thereafter 482 Total $ 1,247

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Deposit Liabilities, Type [Table Text Block]	(Dollar amounts in thousands) 2019 2018 Weighted Weighted Type of accounts average rate Amount Percent average rate Amount Percent Non-interest bearing deposits — $ 148,842 18.9 % — $ 148,893 19.5 % Interest bearing demand deposits 0.76 % 420,515 53.4 % 0.52 % 391,054 51.4 % Time deposits 2.17 % 217,767 27.7 % 1.84 % 221,599 29.1 % Total 1.01 % $ 787,124 100.0 % 0.80 % $ 761,546 100.0 %
Time Deposit Maturities [Table Text Block]	(Dollar amounts in thousands) Amount Percent 2020 $ 66,039 30.3 % 2021 54,923 25.2 % 2022 17,110 7.9 % 2023 39,096 17.9 % 2024 34,382 15.8 % Thereafter 6,217 2.9 % Total $ 217,767 100.0 %
Schedule of Maturities Time Deposits 250,000 or More [Table Text Block]	(Dollar amounts in thousands) Amount Three months or less $ 6,036 Over three months to six months 9,844 Over six months to twelve months 6,749 Over twelve months 45,292 Total $ 67,921

Note 9 - Borrowed Funds (Tables

Note 9 - Borrowed Funds (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Debt [Table Text Block]	(Dollar amounts in thousands) 2019 2018 Average Average Average Average Balance Balance Rate Balance Balance Rate Short-term borrowed funds $ 2,050 $ 4,663 3.93% $ 12,850 $ 5,660 3.70% Long-term borrowed funds 26,500 31,845 2.55% 32,500 18,590 2.43% Total $ 28,550 $ 36,508 $ 45,350 $ 24,250
Schedule of Maturities of Debt [Table Text Block]	(Dollar amounts in thousands) Amount 2020 $ 8,050 2021 10,500 2022 — 2023 10,000 2024 — Thereafter — Total $ 28,550

Note 10 - Regulatory Matters (T

Note 10 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	(Dollar amounts in thousands) December 31, 2019 December 31, 2018 Amount Ratio Amount Ratio Total capital to risk-weighted assets: Actual $ 80,418 13.74 % $ 76,344 12.93 % For capital adequacy purposes 46,836 8.00 % 47,252 8.00 % To be well capitalized 58,544 10.00 % 59,065 10.00 % Tier 1 capital to risk-weighted assets: Actual $ 73,862 12.62 % $ 69,836 11.82 % For capital adequacy purposes 35,127 6.00 % 35,439 6.00 % To be well capitalized 46,836 8.00 % 47,252 8.00 % Common Equity Tier 1 capital to risk-weighted assets: Actual $ 73,862 12.62 % $ 69,836 11.82 % For capital adequacy purposes 26,345 4.50 % 26,579 4.50 % To be well capitalized 38,054 6.50 % 38,393 6.50 % Tier 1 capital to average assets: Actual $ 73,862 8.17 % $ 69,836 7.95 % For capital adequacy purposes 36,146 4.00 % 35,126 4.00 % To be well capitalized 45,182 5.00 % 43,908 5.00 %

Note 12 - Income Taxes (Tables)

Note 12 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	(Dollar amounts in thousands) 2019 2018 Current $ 1,437 $ 298 Deferred 225 335 Total $ 1,662 $ 633
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	(Dollar amounts in thousands) 2019 2018 % Pre-tax % Pre-tax Amount Income Amount Income Provision at statutory tax rate $ 2,019 21.0 % $ 1,017 21.0 % Increase (decrease) resulting from: Tax free interest, net of disallowance (210 ) (2.2 %) (234 ) (4.8 %) Earnings on bank-owned life insurance (85 ) (0.9 %) (71 ) (1.5 %) Tax free gain on retirement of CMFP shares — — (145 ) (3.0 %) Other, net (62 ) (0.6 %) 66 1.4 % Provision $ 1,662 17.3 % $ 633 13.1 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	(Dollar amounts in thousands) 2019 2018 Deferred tax assets: Allowance for loan losses $ 1,365 $ 1,351 Funded status of pension plan 1,389 1,287 Lease liability 358 — Net unrealized loss on securities 26 401 Deferred compensation 417 391 Accrued incentive compensation 91 148 Nonaccrual loan interest income 40 75 Securities impairment 70 70 Stock compensation 91 69 Other 9 17 Gross deferred tax assets 3,856 3,809 Deferred tax liabilities: Accrued pension liability 1,029 1,044 Depreciation 656 619 Deferred loan fees and costs 555 461 Lease right-of-use asset 317 — Intangible assets 260 215 Business combination adjustments 137 68 Other 51 53 Gross deferred tax liabilities 3,005 2,460 Net deferred tax asset $ 851 $ 1,349

Note 13 - Employee Benefit Pl_2

Note 13 - Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Changes in Fair Value of Plan Assets [Table Text Block]	(Dollar amounts in thousands) 2019 2018 Change in plan assets: Fair value of plan assets at beginning of year $ 9,482 $ 10,159 Actual return on plan assets 1,534 (479 ) Employer contribution — 500 Benefits paid (417 ) (698 ) Fair value of plan assets at end of year 10,599 9,482 Change in benefit obligation: Benefit obligation at beginning of year 10,628 11,801 Interest cost 443 423 Actuarial (gain) loss (22 ) 85 Effect of change in assumptions 1,672 (983 ) Benefits paid (417 ) (698 ) Benefit obligation at end of year 12,304 10,628 Funded status (plan assets less benefit obligation) $ (1,705 ) $ (1,146 ) Amounts recognized in accumulated other comprehensive loss consists of: Accumulated net actuarial loss $ 6,616 $ 6,126 Accumulated prior service benefit — — Amount recognized, end of year $ 6,616 $ 6,126
Schedule of Allocation of Plan Assets [Table Text Block]	(Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Quoted Prices in Significant Significant Active Markets Other Unobservable for Identical Observable Inputs Description Total Assets Inputs December 31, 2019: Money markets $ 385 $ 385 $ — $ — Mutual funds - debt 4,322 4,322 — — Mutual funds - equity 4,981 4,981 — — Emclaire stock 911 911 — — $ 10,599 $ 10,599 $ — $ — December 31, 2018: Money markets $ 77 $ 77 $ — $ — Mutual funds - debt 4,183 4,183 — — Mutual funds - equity 4,373 4,373 — — Emclaire stock 849 849 — — $ 9,482 $ 9,482 $ — $ —
Schedule of Net Benefit Costs [Table Text Block]	(Dollar amounts in thousands) 2019 2018 Interest cost $ 443 $ 423 Expected return on plan assets (626 ) (672 ) Amortization of prior service beneft and net loss 252 251 Net periodic pension cost 69 2 Amortization of prior service benefit and net loss (252 ) (251 ) Net loss 742 253 Total recognized in other comprehensive loss 490 2 Total recognized in net periodic benefit and other comprehensive loss $ 559 $ 4
Schedule of Defined Benefit Plans Disclosures [Table Text Block]	2019 2018 Discount rate for net periodic benefit cost 4.26 % 3.62 % Discount rate for benefit obligations 3.28 % 4.26 % Expected rate of return on plan assets 6.75 % 6.75 %
Schedule of Pension Plan Assets Allocation [Table Text Block]	Asset Category Target Allocation Percentage of Plan Assets at Year End Weighted-Average Expected Long-Term Rate of Return 2020 2019 2018 2019 Equity securities 55% 56% 55% 5.02% Debt securities 37% 41% 44% 1.70% Money markets 8% 3% 1% 0.03% 100% 100% 100% 6.75%
Schedule of Expected Benefit Payments [Table Text Block]	(Dollar amounts in thousands) Pension For year ended December 31, Benefits 2020 $ 450 2021 451 2022 491 2023 492 2024 500 2025-2029 2,715

Note 14 - Stock Compensation _2

Note 14 - Stock Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Shares Weighted-Average Grant-date Fair Value Nonvested at January 1, 2019 37,250 $ 29.94 Granted 17,950 31.10 Vested (10,000 ) 26.74 Forfeited (750 ) 30.90 Nonvested as of December 31, 2019 44,450 $ 31.11

Note 15 - Fair Values of Fina_2

Note 15 - Fair Values of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	(Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Description Total Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2019: Securities available-for-sale U.S. government sponsored entities and agencies $ 7,077 $ — $ 7,077 $ — U.S. agency mortgage-backed securities: residential 41,075 — 41,075 — U.S. agency collateralized mortgage obligations: residential 32,837 — 32,837 — State and political subdivision 27,796 — 27,796 — Corporate debt securities 11,322 — 7,072 4,250 Total available-for-sale securities $ 120,107 $ — $ 115,857 $ 4,250 Equity securities $ 19 $ 19 $ — $ — December 31, 2018: Securities available-for-sale U.S. Treasury $ 4,445 $ 4,445 $ — $ — U.S. government sponsored entities and agencies 16,783 — 16,783 — U.S. agency mortgage-backed securities: residential 27,176 — 27,176 — U.S. agency collateralized mortgage obligations: residential 18,664 — 18,664 — State and political subdivisions 22,732 — 22,732 — Corporate debt securities 7,918 — 4,418 3,500 Total available-for-sale securities $ 97,718 $ 4,445 $ 89,773 $ 3,500 Equity securities $ 7 $ 7 $ — $ —
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	(Dollar amounts in thousands) 2019 2018 Balance at the beginning of the period $ 3,500 $ 8,132 Total gains or losses (realized/unrealized): Included in earnings — 1 Purchased into Level 3 750 — Sold out of Level 3 — (25 ) Transfers in and/or out of Level 3 — (4,608 ) Balance at the end of the period $ 4,250 $ 3,500
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	(Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Description Total Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2019: Other real estate owned $ 88 $ — $ — $ 88 Total $ 88 $ — $ — $ 88 December 31, 2018: Other real estate owned $ 160 $ — $ — $ 160 Total $ 160 $ — $ — $ 160
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	(Dollar amounts in thousands) Valuation Unobservable Weighted Techniques(s) Input(s) Average December 31, 2019: Other real estate owned $ 88 Sales comparison approach Adjustment for differences between comparable sales 10% December 31, 2018: Other real estate owned $ 160 Sales comparison approach Adjustment for differences between comparable sales 10%
Fair Value, by Balance Sheet Grouping [Table Text Block]	(Dollar amounts in thousands) Carrying Fair Value Measurements using: Description Amount Total Level 1 Level 2 Level 3 December 31, 2019: Financial Assets: Cash and cash equivalents $ 14,986 $ 14,986 $ 14,986 $ — $ — Interest earning time deposits 9,698 9,698 — 9,698 — Securities - available-for-sale 120,107 120,107 — 115,857 4,250 Securities - equities 19 19 19 — — Loans, net 695,348 697,990 — — 697,990 Federal bank stock 5,790 N/A N/A N/A N/A Accrued interest receivable 2,600 2,600 78 419 2,103 Total $ 848,548 $ 845,400 $ 15,083 $ 125,974 $ 704,343 Financial Liabilities: Deposits 787,124 793,999 569,357 224,642 — Borrowed funds 28,550 29,133 — 29,133 — Accrued interest payable 616 616 51 565 — Total $ 816,290 $ 823,748 $ 569,408 $ 254,340 $ — December 31, 2018: Financial Assets: Cash and cash equivalents $ 10,955 $ 10,955 $ 10,955 $ — $ — Interest earning time deposits 6,738 6,738 — 6,738 — Securities - available-for-sale 97,718 97,718 4,445 89,773 3,500 Securities - equities 7 7 7 — — Loans, net 708,664 702,747 — — 702,747 Federal bank stock 6,351 N/A N/A N/A N/A Accrued interest receivable 2,570 2,570 63 351 2,156 Total $ 833,003 $ 820,735 $ 15,470 $ 96,862 $ 708,403 Financial Liabilities: Deposits 761,546 767,009 539,946 227,063 — Borrowed funds 45,350 44,869 — 44,869 — Accrued interest payable 495 495 30 465 — Total $ 807,391 $ 812,373 $ 539,976 $ 272,397 $ —
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	(Dollar amounts in thousands) 2019 2018 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 1,646 $ 10,840 $ 684 $ 7,450 Unused lines of credit 21,928 88,071 16,287 81,261 Total $ 23,574 $ 98,911 $ 16,971 $ 88,711

Note 16 - Emclaire Financial _2

Note 16 - Emclaire Financial Corp - Condensed Financial Statements, Parent Corporation Only (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Condensed Balance Sheet [Table Text Block]	Condensed Balance Sheets (Dollar amounts in thousands) 2019 2018 Assets: Cash and cash equivalents $ 40 $ 18 Equity in net assets of subsidiaries 84,065 79,302 Goodwill 5,190 5,190 Other assets 171 113 Total Assets $ 89,466 $ 84,623 Liabilities and Stockholders' Equity: Other short-term borrowed funds $ 2,050 $ 2,050 Long-term borrowed funds 1,500 2,500 Accrued expenses and other liabilities 58 65 Stockholders' equity 85,858 80,008 Total Liabilities and Stockholders' Equity $ 89,466 $ 84,623
Condensed Income Statement [Table Text Block]	Condensed Statements of Income (Dollar amounts in thousands) 2019 2018 Income: Dividends from subsidiaries $ 4,688 $ 3,316 Investment income — 10 Net gains on equity securities — 510 Total income 4,688 3,836 Expense: Interest expense 205 272 Noninterest expense 634 539 Total expense 839 811 Income before income taxes and undistributed subsidiary income 3,849 3,025 Undistributed equity in net income of subsidiary 3,922 1,125 Net income before income taxes 7,771 4,150 Income tax benefit 183 61 Net income $ 7,954 $ 4,211 Comprehensive income $ 8,976 $ 3,559
Condensed Cash Flow Statement [Table Text Block]	Condensed Statements of Cash Flows (Dollar amounts in thousands) 2019 2018 Operating activities: Net income $ 7,954 $ 4,211 Adjustments to reconcile net income to net cash provided by operating activities: Undistributed equity in net income of subsidiary (3,922 ) (1,125 ) Change in fair value of equity securities — (510 ) Other, net 303 1,323 Net cash provided by operating activities 4,335 3,899 Investing activities: Sales of investment securities — 1,269 Net cash provided by investing activities — 1,269 Financing activities: Net change in borrowings (1,000 ) (2,450 ) Dividends paid (3,313 ) (2,753 ) Net cash used in financing activities (4,313 ) (5,203 ) Increase (decrease) in cash and cash equivalents 22 (35 ) Cash and cash equivalents at beginning of period 18 53 Cash and cash equivalents at end of period $ 40 $ 18

Note 17 - Other Noninterest I_2

Note 17 - Other Noninterest Income and Expense (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Other Nonoperating Expense, by Component [Table Text Block]	(Dollar amounts in thousands) 2019 2018 Customer bank card processing $ 697 $ 673 Subscriptions 607 513 Telephone and data communications 567 414 Pennsylvania shares and use taxes 482 316 Correspondent bank and courier fees 411 395 Travel, entertainment and conferences 390 337 Internet banking and bill pay 347 416 Item processing 310 — Printing and supplies 278 333 Marketing and advertising 264 292 Charitable contributions 240 220 Regulatory examinations 204 207 Bad checks and other losses 199 197 Postage and freight 169 134 Credit bureau and other loan expense 132 120 Memberships and dues 112 98 Other 225 150 Total other noninterest expenses $ 5,634 $ 4,815

Note 18 - Earnings Per Share (T

Note 18 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	(Dollar amounts in thousands, except for per share amounts) For the year ended December 31, 2019 2018 Net income $ 7,954 $ 4,211 Less: Preferred stock dividends 182 91 Net income available to common stockholders $ 7,772 $ 4,120 Average common shares outstanding 2,699,397 2,377,277 Add: Dilutive effects of restricted stock awards 19,349 18,400 Average shares and dilutive potential common shares 2,718,746 2,395,677 Basic earnings per common share $ 2.88 $ 1.73 Diluted earnings per common share $ 2.86 $ 1.72 Restricted stock awards not considered in computing earnings per share because they were antidulitive — —

Note 19 - Accumulated Other C_2

Note 19 - Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at January 1, 2019 $ (1,517 ) $ (4,840 ) $ (6,357 ) Other comprehensive income before reclassification 1,471 (586 ) 885 Amounts reclassified from accumulated other comprehensive income (loss) (62 ) 199 137 Net current period other comprehensive income (loss) 1,409 (387 ) 1,022 Accumulated Other Comprehensive Income (Loss) at December 31, 2019 $ (108 ) $ (5,227 ) $ (5,335 ) (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at January 1, 2018 $ (679 ) $ (4,839 ) $ (5,518 ) Cumulative effect of change in accounting principle for marketable equity securities, net of tax (187 ) — (187 ) Accumulated Other Comprehensive Income (Loss) at January 1, 2018, as adjusted $ (866 ) $ (4,839 ) $ (5,705 ) Other comprehensive income before reclassification (658 ) (200 ) (858 ) Amounts reclassified from accumulated other comprehensive income (loss) 7 199 206 Net current period other comprehensive income (loss) (651 ) (1 ) (652 ) Accumulated Other Comprehensive Income (Loss) at December 31, 2018 $ (1,517 ) $ (4,840 ) $ (6,357 )
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	(Dollar amount in thousands) Amount Reclassified Details about Accumulated Other Comprehensive Income Components from Accumulated Other Comprehensive Income For the year ended December 31, 2019 Affected Line Item in the Statement Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ (78 ) Net gain on sale of available-for-sale securities Tax effect 16 Provision for income taxes Total security reclassifications for the period (62 ) Amortization of defined benefit pension items Prior service costs — Other noninterest income Actuarial gains 252 Compensation and employee benefits Total before tax 252 Tax effect (53 ) Provision for income taxes Total defined benefit pension reclassifications for the period 199 Total reclassifications for the period $ 137 Net of tax (Dollar amount in thousands) Amount Reclassified Details about Accumulated Other Comprehensive Income Components from Accumulated Other Comprehensive Income For the year ended December 31, 2018 Affected Line Item in the Statement Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ 9 Net loss on sale of available-for-sale securities Tax effect (2 ) Provision for income taxes Total security reclassifications for the period 7 Amortization of defined benefit pension items Prior service costs — Other noninterest income Actuarial gains 252 Compensation and employee benefits Total before tax 252 Tax effect (53 ) Provision for income taxes Total defined benefit pension reclassifications for the period 199 Total reclassifications for the period $ 206 Net of tax

Note 20 - Mergers and Acquisi_2

Note 20 - Mergers and Acquisitions (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	(Dollar amounts in thousands) Assets acquired: Cash and cash equivalents $ 3,986 Securities available for sale — Loans receivable 111,555 Federal bank stocks 190 Accrued interest receivable 288 Premises and equipment 1,321 Core deposit intangible 1,208 Prepaid expenses and other assets 3,341 Total assets acquired 121,889 Liabilities assumed: Deposits 106,149 Overnight borrowings 1,200 Accrued interest payable 61 Accrued expenses and other liabilities 449 Total liabilities assumed 107,859 Identifiable net assets acquired 14,030 Consideration paid: Cash 2,429 Preferred stock 4,206 Previously owned common stock of CFB 931 Common stock 15,636 Total consideration 23,202 Goodwill $ (9,172 )

Note 21 - Revenue Recognition (

Note 21 - Revenue Recognition (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Disaggregation of Revenue [Table Text Block]	(Dollar amounts in thousands) 2019 2018 Noninterest income In-scope of Topic 606: Service charges on deposits Maintenance fees $ 190 $ 160 Overdraft fees 1,657 1,587 Other fees 310 285 Electronic banking fees (1) 1,446 1,344 Noninterest income (in-scope of Topic 606) 3,603 3,376 Noninterest income (out-of-scope of Topic 606) 788 832 Total noninterest income $ 4,391 $ 4,208

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Jan. 01, 2019	Dec. 31, 2018
Real Estate Acquired Through Foreclosure	$ 249,000		$ 701,000
Mortgage Loans in Process of Foreclosure, Amount	545,000		811,000
Retained Earnings (Accumulated Deficit), Ending Balance	$ 38,831,000		$ 34,371,000
Accounting Standards Update 2016-02 [Member]
Operating Lease, Right-of-Use Asset		$ 1,600,000
Operating Lease, Liability, Total		1,800,000
Retained Earnings (Accumulated Deficit), Ending Balance		171,000
Deferred Income Tax Assets, Net, Total		(45,000)
Accounting Standards Update 2017-08 [Member]
Retained Earnings (Accumulated Deficit), Ending Balance		10,000
Deferred Income Tax Assets, Net, Total		$ (3,000)
Customer Relationships [Member]
Finite-Lived Intangible Asset, Useful Life	2 years
Building [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life	25 years
Building [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life	40 years
Furniture and Fixtures [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life	3 years
Furniture and Fixtures [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life	10 years

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual)	Oct. 01, 2018USD ($)shares	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Equity Securities, FV-NI		$ 19,000	$ 7,000
Equity Securities, FV-NI, Unrealized Gain (Loss), Total		12,000	(10,000)
Equity Securities Sold, Amount			1,300,000
Equity Securities, FV-NI, Realized Gain (Loss), Total			(43,000)
Debt Securities, Available-for-sale, Restricted		$ 22,100,000	$ 20,600,000
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		78
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions		29
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total		$ 0
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		30
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		23
Collateralized Mortgage Backed Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		13
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		10
US Treasury and Government [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		2
Community First [Member]
Equity Securities, FV-NI, Realized Gain (Loss), Total	$ 690,000
Investment Owned, Balance, Shares | shares	18,000

Note 2 - Securities - Summary o

Note 2 - Securities - Summary of Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Debt securities, amortized cost	$ 120,245	$ 99,639
Debt securities, gross unrealized gains	686	86
Debt securities, gross unrealized gains	(824)	(2,007)
Debt securities, fair value	120,107	97,718
US Government-sponsored Enterprises Debt Securities [Member]
Debt securities, amortized cost	7,069	17,052
Debt securities, gross unrealized gains	14	30
Debt securities, gross unrealized gains	(6)	(299)
Debt securities, fair value	7,077	16,783
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Debt securities, amortized cost	40,868	27,666
Debt securities, gross unrealized gains	291
Debt securities, gross unrealized gains	(84)	(490)
Debt securities, fair value	41,075	27,176
Collateralized Mortgage Obligations [Member]
Debt securities, amortized cost	33,001	19,440
Debt securities, gross unrealized gains	71	34
Debt securities, gross unrealized gains	(235)	(810)
Debt securities, fair value	32,837	18,664
US States and Political Subdivisions Debt Securities [Member]
Debt securities, amortized cost	27,848	22,943
Debt securities, gross unrealized gains	217	13
Debt securities, gross unrealized gains	(269)	(224)
Debt securities, fair value	27,796	22,732
Corporate Debt Securities [Member]
Debt securities, amortized cost	11,459	8,006
Debt securities, gross unrealized gains	93	9
Debt securities, gross unrealized gains	(230)	(97)
Debt securities, fair value	$ 11,322	7,918
US Treasury and Government [Member]
Debt securities, amortized cost		4,532
Debt securities, gross unrealized gains
Debt securities, gross unrealized gains		(87)
Debt securities, fair value		$ 4,445

Note 2 - Securities - Gains on

Note 2 - Securities - Gains on Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Proceeds	$ 36,370	$ 11,482
Gains	135	17
Losses	(57)	(26)
Tax provision related to gains (losses)	$ 16	$ (2)

Note 2 - Securities - Maturity

Note 2 - Securities - Maturity of Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Due in one year or less, amortized cost	$ 265
Due in one year or less, fair value	265
Due after one year through five years, amortized cost	10,072
Due after one year through five years, fair value	10,122
Due after five through ten years, amortized cost	13,883
Due after five through ten years, fair value	13,848
Due after ten years, amortized cost	22,155
Due after ten years, fair value	21,960
Debt securities, amortized cost	120,245	$ 99,639
Debt securities, fair value	120,107	97,718
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities without maturity date, amortized cost	40,868
Securities without maturity date, fair value	41,075
Debt securities, amortized cost	40,868	27,666
Debt securities, fair value	41,075	27,176
Collateralized Mortgage Obligations [Member]
Securities without maturity date, amortized cost	33,001
Securities without maturity date, fair value	32,837
Debt securities, amortized cost	33,001	19,440
Debt securities, fair value	$ 32,837	$ 18,664

Note 2 - Securities - Securitie

Note 2 - Securities - Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Less than 12 months, fair value	$ 46,564	$ 31,421
12 months or more, fair value	16,477	50,394
12 months or more, unrealized loss	(218)	(1,570)
Total, fair value	63,041	81,815
Total, unrealized loss	(824)	(2,007)
Less than 12 months, unrealized loss	(606)	(437)
US Government Agencies Debt Securities [Member]
Less than 12 months, fair value		2,472
12 months or more, fair value	2,032	10,337
12 months or more, unrealized loss	(6)	(269)
Total, fair value	2,032	12,809
Total, unrealized loss	(6)	(299)
Less than 12 months, unrealized loss		(30)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Less than 12 months, fair value	14,578	19,483
12 months or more, fair value	2,325	7,693
12 months or more, unrealized loss	(8)	(193)
Total, fair value	16,903	27,176
Total, unrealized loss	(84)	(490)
Less than 12 months, unrealized loss	(76)	(297)
Collateralized Mortgage Obligations [Member]
Less than 12 months, fair value	12,319	1,443
12 months or more, fair value	11,621	15,388
12 months or more, unrealized loss	(203)	(805)
Total, fair value	23,940	16,831
Total, unrealized loss	(235)	(810)
Less than 12 months, unrealized loss	(32)	(5)
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, fair value	15,636	7,061
12 months or more, fair value		10,083
12 months or more, unrealized loss		(157)
Total, fair value	15,636	17,144
Total, unrealized loss	(269)	(224)
Less than 12 months, unrealized loss	(269)	(67)
Corporate Debt Securities [Member]
Less than 12 months, fair value	4,031	962
12 months or more, fair value	499	2,448
12 months or more, unrealized loss	(1)	(59)
Total, fair value	4,530	3,410
Total, unrealized loss	(230)	(97)
Less than 12 months, unrealized loss	$ (229)	(38)
US Treasury and Government [Member]
Less than 12 months, fair value
12 months or more, fair value		4,445
12 months or more, unrealized loss		(87)
Total, fair value		4,445
Total, unrealized loss		$ (87)

Note 3 - Loans Receivable and_3

Note 3 - Loans Receivable and Related Allowance for Loan Losses (Details Textual)	12 Months Ended
	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Loans and Leases Receivable, Deferred Income, Total	$ 2,600,000	$ 2,200,000
Loans and Leases Receivable, Allowance, Ending Balance	6,556,000	6,508,000	$ 6,127,000
Financing Receivable, Troubled Debt Restructuring	409,000	394,000
Allowance for Losses Allocated to Loans Classified as TDRS	$ 5,000	$ 12,000
Financing Receivable, Modifications, Number of Contracts		0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Residential Portfolio Segment [Member]
Loans and Leases Receivable, Allowance, Ending Balance	$ 2,309,000	$ 2,198,000	$ 2,090,000
Financing Receivable, Troubled Debt Restructuring	67,000
Allowance for Losses Allocated to Loans Classified as TDRS	$ 0
Financing Receivable, Modifications, Number of Contracts	1
United American Savings Bank [Member]
Loans and Leases Receivable, Allowance, Ending Balance	$ 0	$ 0

Note 3 - Loans Receivable and_4

Note 3 - Loans Receivable and Related Allowance for Loan Losses - Summary of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Total	$ 701,904	$ 715,172
Loans and Leases Receivable, Allowance, Ending Balance	6,556	6,508	$ 6,127
Total loans, net	695,348	708,664
Mortgage Receivable [Member]
Total	620,662	637,891
Other Loans [Member]
Total	81,242	77,281
Residential Portfolio Segment [Member]
Total	293,170	295,405
Loans and Leases Receivable, Allowance, Ending Balance	2,309	2,198	2,090
Residential Portfolio Segment [Member] | Mortgage Receivable [Member]
Total	293,170	295,405
Home Equity Loans and Lines of Credit [Member]
Total	97,541	103,752
Loans and Leases Receivable, Allowance, Ending Balance	626	648	646
Home Equity Loans and Lines of Credit [Member] | Mortgage Receivable [Member]
Total	97,541	103,752
Commercial Real Estate Portfolio Segment [Member]
Total	229,951	238,734
Loans and Leases Receivable, Allowance, Ending Balance	2,898	3,106	2,753
Commercial Real Estate Portfolio Segment [Member] | Mortgage Receivable [Member]
Total	229,951	238,734
Commercial Portfolio Segment [Member]
Total	66,603	66,009
Loans and Leases Receivable, Allowance, Ending Balance	636	500	585
Commercial Portfolio Segment [Member] | Other Loans [Member]
Total	66,603	66,009
Consumer Portfolio Segment [Member]
Total	14,639	11,272
Loans and Leases Receivable, Allowance, Ending Balance	87	56	$ 53
Consumer Portfolio Segment [Member] | Other Loans [Member]
Total	$ 14,639	$ 11,272

Note 3 - Loans Receivable and_5

Note 3 - Loans Receivable and Related Allowance for Loan Losses - Analysis of Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Balance at the beginning of the year	$ 6,508	$ 6,127
Provision for loan losses	715	1,280
Charge-offs	(913)	(989)
Recoveries	246	90
Balance at the end of the year	6,556	6,508
Individually evaluated for impairment			$ 5	$ 12
Total	6,508	6,127	6,556	6,508
Individually evaluated for impairment			483	468
Total			701,904	715,172
Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment			123,329	159,374
Financial Asset Originated [Member]
Loans collectively evaluated for impairment			6,551	6,496
Loans collectively evaluated for impairment			578,092	555,330
Residential Portfolio Segment [Member]
Balance at the beginning of the year	2,198	2,090
Provision for loan losses	298	176
Charge-offs	(227)	(71)
Recoveries	40	3
Balance at the end of the year	2,309	2,198
Individually evaluated for impairment			5	12
Total	2,309	2,090	2,309	2,198
Individually evaluated for impairment			358	389
Total			293,170	295,405
Residential Portfolio Segment [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment			60,523	72,654
Residential Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment			2,304	2,186
Loans collectively evaluated for impairment			232,289	222,362
Home Equity Loans and Lines of Credit [Member]
Balance at the beginning of the year	648	646
Provision for loan losses	33	143
Charge-offs	(61)	(155)
Recoveries	6	14
Balance at the end of the year	626	648
Individually evaluated for impairment
Total	626	646	626	648
Individually evaluated for impairment			4	6
Total			97,541	103,752
Home Equity Loans and Lines of Credit [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment			10,901	13,750
Home Equity Loans and Lines of Credit [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment			626	648
Loans collectively evaluated for impairment			86,636	89,996
Commercial Real Estate Portfolio Segment [Member]
Balance at the beginning of the year	3,106	2,753
Provision for loan losses	(100)	789
Charge-offs	(242)	(484)
Recoveries	134	48
Balance at the end of the year	2,898	3,106
Individually evaluated for impairment
Total	2,898	2,753	2,898	3,106
Individually evaluated for impairment			81	34
Total			229,951	238,734
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment			41,993	56,690
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment			2,898	3,106
Loans collectively evaluated for impairment			187,877	182,010
Commercial Portfolio Segment [Member]
Balance at the beginning of the year	500	585
Provision for loan losses	386	(86)
Charge-offs	(250)
Recoveries		1
Balance at the end of the year	636	500
Individually evaluated for impairment
Total	636	585	636	500
Individually evaluated for impairment			40	39
Total			66,603	66,009
Commercial Portfolio Segment [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment			7,930	12,974
Commercial Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment			636	500
Loans collectively evaluated for impairment			58,633	52,996
Consumer Portfolio Segment [Member]
Balance at the beginning of the year	56	53
Provision for loan losses	98	258
Charge-offs	(133)	(279)
Recoveries	66	24
Balance at the end of the year	87	56
Individually evaluated for impairment
Total	$ 87	$ 53	87	56
Individually evaluated for impairment
Total			14,639	11,272
Consumer Portfolio Segment [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment			1,982	3,306
Consumer Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment			87	56
Loans collectively evaluated for impairment			$ 12,657	$ 7,966

Note 3 - Loans Receivable and_6

Note 3 - Loans Receivable and Related Allowance for Loan Losses - Impaired Loans by Class (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Impaired loans with specific allowance, unpaid principal balance	$ 76	$ 80
Impaired loans with specific allowance, recorded investment	76	80
Related allowance	5	12
Impaired loans with specific allowance, average recorded investment	77	81
Impaired loans with specific allowance, interest income recognized in period	3	2
Impaired loans with specific allowance, cash basis interest recognized in period	3	2
Impaired loans with no specific allowance, unpaid principal balance	519	500
Impaired loans with no specific allowance, recorded investment	407	388
Impaired loans with no specific allowance, average recorded investment	1,399	1,350
Impaired loans with no specific allowance, interest income recognized in period	99	235
Impaired loans with no specific allowance, cash basis interest recognized in period	41	152
Residential Portfolio Segment [Member]
Impaired loans with specific allowance, unpaid principal balance	72	74
Impaired loans with specific allowance, recorded investment	72	74
Related allowance	5	12
Impaired loans with specific allowance, average recorded investment	72	74
Impaired loans with specific allowance, interest income recognized in period	3	2
Impaired loans with specific allowance, cash basis interest recognized in period	3	2
Impaired loans with no specific allowance, unpaid principal balance	398	427
Impaired loans with no specific allowance, recorded investment	286	315
Impaired loans with no specific allowance, average recorded investment	301	334
Impaired loans with no specific allowance, interest income recognized in period	4	5
Impaired loans with no specific allowance, cash basis interest recognized in period	4	5
Home Equity Loans and Lines of Credit [Member]
Impaired loans with specific allowance, unpaid principal balance	4	6
Impaired loans with specific allowance, recorded investment	4	6
Related allowance
Impaired loans with specific allowance, average recorded investment	5	7
Impaired loans with specific allowance, interest income recognized in period
Impaired loans with specific allowance, cash basis interest recognized in period
Impaired loans with no specific allowance, unpaid principal balance
Impaired loans with no specific allowance, recorded investment
Impaired loans with no specific allowance, average recorded investment
Impaired loans with no specific allowance, interest income recognized in period
Impaired loans with no specific allowance, cash basis interest recognized in period
Commercial Real Estate Portfolio Segment [Member]
Impaired loans with specific allowance, unpaid principal balance
Impaired loans with specific allowance, recorded investment
Related allowance
Impaired loans with specific allowance, average recorded investment
Impaired loans with specific allowance, interest income recognized in period
Impaired loans with specific allowance, cash basis interest recognized in period
Impaired loans with no specific allowance, unpaid principal balance	81	34
Impaired loans with no specific allowance, recorded investment	81	34
Impaired loans with no specific allowance, average recorded investment	1,019	768
Impaired loans with no specific allowance, interest income recognized in period	88	156
Impaired loans with no specific allowance, cash basis interest recognized in period	35	73
Commercial Portfolio Segment [Member]
Impaired loans with specific allowance, unpaid principal balance
Impaired loans with specific allowance, recorded investment
Related allowance
Impaired loans with specific allowance, average recorded investment
Impaired loans with specific allowance, interest income recognized in period
Impaired loans with specific allowance, cash basis interest recognized in period
Impaired loans with no specific allowance, unpaid principal balance	40	39
Impaired loans with no specific allowance, recorded investment	40	39
Impaired loans with no specific allowance, average recorded investment	79	248
Impaired loans with no specific allowance, interest income recognized in period	7	74
Impaired loans with no specific allowance, cash basis interest recognized in period	2	74
Consumer Portfolio Segment [Member]
Impaired loans with specific allowance, unpaid principal balance
Impaired loans with specific allowance, recorded investment
Related allowance
Impaired loans with specific allowance, average recorded investment
Impaired loans with specific allowance, interest income recognized in period
Impaired loans with specific allowance, cash basis interest recognized in period
Impaired loans with no specific allowance, unpaid principal balance
Impaired loans with no specific allowance, recorded investment
Impaired loans with no specific allowance, average recorded investment
Impaired loans with no specific allowance, interest income recognized in period
Impaired loans with no specific allowance, cash basis interest recognized in period

Note 3 - Loans Receivable and_7

Note 3 - Loans Receivable and Related Allowance for Loan Losses - Loan Portfolio by Internal Risk Rating (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Loans	$ 701,904	$ 715,172
Residential Portfolio Segment [Member]
Loans	293,170	295,405
Home Equity Loans and Lines of Credit [Member]
Loans	97,541	103,752
Commercial Real Estate Portfolio Segment [Member]
Loans	229,951	238,734
Commercial Portfolio Segment [Member]
Loans	66,603	66,009
Consumer Portfolio Segment [Member]
Loans	14,639	11,272
Not Rated [Member]
Loans	403,487	407,945
Not Rated [Member] | Residential Portfolio Segment [Member]
Loans	291,843	293,919
Not Rated [Member] | Home Equity Loans and Lines of Credit [Member]
Loans	97,087	102,869
Not Rated [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans
Not Rated [Member] | Commercial Portfolio Segment [Member]
Loans
Not Rated [Member] | Consumer Portfolio Segment [Member]
Loans	14,557	11,157
Pass [Member]
Loans	281,380	284,357
Pass [Member] | Residential Portfolio Segment [Member]
Loans
Pass [Member] | Home Equity Loans and Lines of Credit [Member]
Loans
Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	216,744	222,335
Pass [Member] | Commercial Portfolio Segment [Member]
Loans	64,636	62,022
Pass [Member] | Consumer Portfolio Segment [Member]
Loans
Special Mention [Member]
Loans	5,574	6,484
Special Mention [Member] | Residential Portfolio Segment [Member]
Loans
Special Mention [Member] | Home Equity Loans and Lines of Credit [Member]
Loans
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	5,370	5,942
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans	204	542
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans
Substandard [Member]
Loans	11,463	16,386
Substandard [Member] | Residential Portfolio Segment [Member]
Loans	1,327	1,486
Substandard [Member] | Home Equity Loans and Lines of Credit [Member]
Loans	454	883
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	7,837	10,457
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans	1,763	3,445
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans	82	115
Doubtful [Member]
Loans
Doubtful [Member] | Residential Portfolio Segment [Member]
Loans
Doubtful [Member] | Home Equity Loans and Lines of Credit [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans
Doubtful [Member] | Commercial Portfolio Segment [Member]
Loans
Doubtful [Member] | Consumer Portfolio Segment [Member]
Loans

Note 3 - Loans Receivable and_8

Note 3 - Loans Receivable and Related Allowance for Loan Losses - Classes of Loan Portfolio by Aging Categories (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Accruing loans not past due	$ 691,294	$ 701,016
Nonaccrual	2,587	2,237
Loans	701,904	715,172
Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	5,481	9,516
Nonaccrual	309	265
Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	2,222	1,612
Nonaccrual	278	113
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	320	791
Nonaccrual	1,723	1,407
Residential Portfolio Segment [Member]
Accruing loans not past due	288,462	289,732
Nonaccrual	955	855
Loans	293,170	295,405
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	2,405	3,586
Nonaccrual
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	1,039	747
Nonaccrual	72	74
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	309	485
Nonaccrual	638	446
Home Equity Loans and Lines of Credit [Member]
Accruing loans not past due	95,923	101,920
Nonaccrual	428	487
Loans	97,541	103,752
Home Equity Loans and Lines of Credit [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	626	707
Nonaccrual
Home Equity Loans and Lines of Credit [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	553	351
Nonaccrual
Home Equity Loans and Lines of Credit [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	11	287
Nonaccrual	424	481
Commercial Real Estate Portfolio Segment [Member]
Accruing loans not past due	226,360	232,865
Nonaccrual	907	606
Loans	229,951	238,734
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	2,141	5,013
Nonaccrual	309	265
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	543	231
Nonaccrual	31
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due		19
Nonaccrual	539	230
Commercial Portfolio Segment [Member]
Accruing loans not past due	66,091	65,538
Nonaccrual	215	174
Loans	66,603	66,009
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	225	50
Nonaccrual
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	72	247
Nonaccrual	175	39
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Nonaccrual	40	135
Consumer Portfolio Segment [Member]
Accruing loans not past due	14,458	10,961
Nonaccrual	82	115
Loans	14,639	11,272
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	84	160
Nonaccrual
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	15	36
Nonaccrual
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Nonaccrual	$ 82	$ 115

Note 3 - Loans Receivable and_9

Note 3 - Loans Receivable and Related Allowance for Loan Losses - Nonaccrual Loans by Aging Category (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Nonaccrual	$ 2,587	$ 2,237
Residential Portfolio Segment [Member]
Nonaccrual	955	855
Home Equity Loans and Lines of Credit [Member]
Nonaccrual	428	487
Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	907	606
Commercial Portfolio Segment [Member]
Nonaccrual	215	174
Consumer Portfolio Segment [Member]
Nonaccrual	82	115
Not Past Due [Member]
Nonaccrual	277	452
Not Past Due [Member] | Residential Portfolio Segment [Member]
Nonaccrual	245	335
Not Past Due [Member] | Home Equity Loans and Lines of Credit [Member]
Nonaccrual	4	6
Not Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	28	111
Not Past Due [Member] | Commercial Portfolio Segment [Member]
Nonaccrual
Not Past Due [Member] | Consumer Portfolio Segment [Member]
Nonaccrual
Financial Asset, 30 to 59 Days Past Due [Member]
Nonaccrual	309	265
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Nonaccrual
Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Loans and Lines of Credit [Member]
Nonaccrual
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	309	265
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Nonaccrual
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Nonaccrual
Financial Asset, 60 to 89 Days Past Due [Member]
Nonaccrual	278	113
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Nonaccrual	72	74
Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Loans and Lines of Credit [Member]
Nonaccrual
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	31
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Nonaccrual	175	39
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Nonaccrual
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Nonaccrual	1,723	1,407
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Nonaccrual	638	446
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loans and Lines of Credit [Member]
Nonaccrual	424	481
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	539	230
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Nonaccrual	40	135
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Nonaccrual	$ 82	$ 115

Note 4 - Federal Bank Stocks (D

Note 4 - Federal Bank Stocks (Details Textual) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Federal Home Loan Bank Stock	$ 4	$ 5
Federal Reserve Bank Stock	$ 1.8	$ 1.3

Note 5 - Premises, Equipment _3

Note 5 - Premises, Equipment and Leases (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Depreciation, Depletion and Amortization, Total	$ 1,388,000	$ 1,172,000
Operating Lease, Weighted Average Remaining Lease Term	12 years 361 days
Operating Lease, Weighted Average Discount Rate, Percent	3.49%
Operating Lease, Cost	$ 194,000
Operating Leases, Rent Expense, Total		$ 208,000
Other Assets [Member]
Operating Lease, Right-of-Use Asset	1,500,000
Other Liabilities [Member]
Operating Lease, Liability, Total	$ 1,707,000

Note 5 - Premises, Equipment _4

Note 5 - Premises, Equipment and Leases - Major Classification of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Premise and equipment, gross	$ 36,175	$ 34,736
Less: accumulated depreciation and amortization	17,134	15,825
Net premises and equipment	19,041	18,911
Land [Member]
Premise and equipment, gross	5,269	5,129
Building and Building Improvements [Member]
Premise and equipment, gross	15,127	15,008
Leasehold Improvements [Member]
Premise and equipment, gross	1,522	1,519
Furniture Fixtures and Equipment [Member]
Premise and equipment, gross	10,539	9,157
Software Development [Member]
Premise and equipment, gross	3,397	3,347
Construction in Progress [Member]
Premise and equipment, gross	$ 321	$ 576

Note 5 - Premises, Equipment _5

Note 5 - Premises, Equipment and Leases - Estimated Rental Commitments for Operating Leases (Details) $ in Thousands	Dec. 31, 2019USD ($)
2020	$ 212
2021	217
2022	222
2023	222
2024	227
Thereafter	1,063
Total minimum lease payments	2,163
Discount effect of cash flows	(456)
Other Liabilities [Member]
Present value of lease liabilities	$ 1,707

Note 6 - Goodwill and Intangi_3

Note 6 - Goodwill and Intangible Assets (Details Textual)	12 Months Ended
	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Oct. 01, 2018USD ($)
Business Acquisition Number of Acquisitions Resulting in Goodwill	5
Goodwill, Ending Balance	$ 19,460,000	$ 19,448,000
Goodwill, Impairment Loss	$ 0	0
Business Acquisition, Number of Acquisitions Resulting in Intangible Assets	3
Amortization of Intangible Assets, Total	$ 176,000	266,000
Community First [Member]
Goodwill, Ending Balance		$ 9,200,000	$ 9,172,000

Note 6 - Goodwill and Intangi_4

Note 6 - Goodwill and Intangible Assets - Acquired Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Goodwill	$ 19,460	$ 19,448
Core deposit intangibles, gross carring amount	5,634	5,634
Core deposit intangibles, accumulated amortization	4,387	4,211
Total, gross carring amount	$ 25,094	$ 25,082

Note 6 - Goodwill and Intangi_5

Note 6 - Goodwill and Intangible Assets - Future Amortization Expense (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months	$ 164
Finite-Lived Intangible Assets, Amortization Expense, Year Two	154
Finite-Lived Intangible Assets, Amortization Expense, Year Three	149
Finite-Lived Intangible Assets, Amortization Expense, Year Four	149
Finite-Lived Intangible Assets, Amortization Expense, Year Five	149
Finite-Lived Intangible Assets, Amortization Expense, after Year Five	482
Total	$ 1,247	$ 1,423

Note 7 - Related Party Balanc_2

Note 7 - Related Party Balances and Transactions (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Loans and Leases Receivable, Related Parties, Ending Balance	$ 4,700,000	$ 5,300,000
Loans and Leases Receivable, Related Parties, Additions	0
Loans and Leases Receivable, Related Parties, Proceeds	562,000
Related Party Deposit Liabilities	$ 3,100,000	$ 3,200,000

Note 8 - Deposits (Details Text

Note 8 - Deposits (Details Textual) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Time Deposits, at or Above FDIC Insurance Limit	$ 67.9	$ 61.2

Note 8 - Deposits - Deposits (D

Note 8 - Deposits - Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Non-interest bearing	$ 148,842	$ 148,893
Non-interest bearing deposits	18.90%	19.50%
Interest bearing demand deposits, weighted average rate	0.76%	0.52%
Interest bearing demand deposits, amount	$ 420,515	$ 391,054
Interest bearing demand deposits	53.40%	51.40%
Time deposits, weighted average rate	2.17%	1.84%
Time deposits, amount	$ 217,767	$ 221,599
Time deposits	27.70%	29.10%
Weighted average rate	1.01%	0.80%
Amount	$ 787,124	$ 761,546
Percent	100.00%	100.00%

Note 8 - Deposits - Scheduled M

Note 8 - Deposits - Scheduled Maturities of Time Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
2020, amount	$ 66,039
2020, percentage	30.30%
2021, amount	$ 54,923
2021, percentage	25.20%
2022, amount	$ 17,110
2022, percentage	7.90%
2023, amount	$ 39,096
2023, percentage	17.90%
2024, amount	$ 34,382
2024, percentage	15.80%
Thereafter, amount	$ 6,217
Thereafter, percentage	2.90%
Total, amount	$ 217,767	$ 221,599
Total, percentage	100.00%

Note 8 - Deposits - Scheduled_2

Note 8 - Deposits - Scheduled Maturities of Time Deposits $250,000 or More (Details) $ in Thousands	Dec. 31, 2019USD ($)
Three months or less	$ 6,036
Over three months to six months	9,844
Over six months to twelve months	6,749
Over twelve months	45,292
Total	$ 67,921

Note 9 - Borrowed Funds (Detail

Note 9 - Borrowed Funds (Details Textual)	12 Months Ended
	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Long-term Line of Credit, Total	$ 0
Long-term Debt, Total	26,500,000	$ 32,500,000
Loans from Other Federal Home Loan Banks	25,000,000
Deposits with Other Federal Home Loan Banks	130,400,000
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	252,000,000
Federal Home Loan Bank Advances, Maturing 2019 to 2023 [Member]
Federal Home Loan Bank, Advances, Par Value, Total	$ 25,000,000	$ 30,000,000
Federal Home Loan Bank Advances, Number of Advances Outstanding	5	6
Federal Home Loan Bank Advances, Maturing 2019 to 2023 [Member] | Minimum [Member]
Federal Home Loan Bank, Advances, Interest Rate	1.97%
Federal Home Loan Bank Advances, Maturing 2019 to 2023 [Member] | Maximum [Member]
Federal Home Loan Bank, Advances, Interest Rate	2.85%
Federal Home Loan Bank Advances, Maturing 2019 to 2023, Advance 1 [Member]
Federal Home Loan Bank, Advances, Par Value, Total	$ 5,000,000	$ 5,000,000
Federal Home Loan Bank Advances, Maturing 2019 to 2023, Advance 2 [Member]
Federal Home Loan Bank, Advances, Par Value, Total	5,000,000	5,000,000
Federal Home Loan Bank Advances, Maturing 2019 to 2023, Advance 3 [Member]
Federal Home Loan Bank, Advances, Par Value, Total	5,000,000	5,000,000
Federal Home Loan Bank Advances, Maturing 2019 to 2023, Advance 4 [Member]
Federal Home Loan Bank, Advances, Par Value, Total	5,000,000	5,000,000
Federal Home Loan Bank Advances, Maturing 2019 to 2023, Advance 5 [Member]
Federal Home Loan Bank, Advances, Par Value, Total	$ 5,000,000	5,000,000
Federal Home Loan Bank Advances, Maturing 2019 to 2023, Advance 6 [Member]
Federal Home Loan Bank, Advances, Par Value, Total		5,000,000
Unsecured Term Loan [Member]
Debt Instrument, Interest Rate, Stated Percentage	4.75%
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 407,400,000
Debt Instrument, Term	5 years
Debt Instrument, Periodic Payment, Principal	$ 250,000
Long-term Debt, Total	1,500,000	2,500,000
Line of Credit [Member]
Line of Credit Facility, Maximum Borrowing Capacity	7,000,000	7,000,000
Long-term Line of Credit, Total		$ 2,100,000
Debt Instrument, Interest Rate, Stated Percentage		5.75%
Line of Credit Facility, Remaining Borrowing Capacity		$ 4,900,000
Maturity Overnight [Member]
Federal Home Loan Bank, Advances, Par Value, Total	$ 2,100,000	$ 10,800,000
Federal Home Loan Bank, Advances, Interest Rate	5.00%	2.62%

Note 9 - Borrowed Funds - Sched

Note 9 - Borrowed Funds - Schedule of Borrowed Funds (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Short-term borrowed funds	$ 2,050	$ 12,850
Short-term borrowed funds, average balance	$ 4,663	$ 5,660
Short-term borrowed funds, average rate	3.93%	3.70%
Long-term borrowed funds	$ 26,500	$ 32,500
Long-term borrowed funds, average balance	$ 31,845	$ 18,590
Long-term borrowed funds, average rate	2.55%	2.43%
Total	$ 28,550	$ 45,350
Average Balance	$ 36,508	$ 24,250

Note 9 - Borrowed Funds - Matur

Note 9 - Borrowed Funds - Maturities of Borrowed Funds (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
2020	$ 8,050
2021	10,500
2022
2023	10,000
2024
Thereafter
Total	$ 28,550	$ 45,350

Note 10 - Regulatory Matters (D

Note 10 - Regulatory Matters (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2015
Undistributed Earnings Available for Dividends	$ 6,700
Percentage of Maximum Limit for Loans and Advances	10.00%
Maximum Funds Available for Loans and Advances	$ 6,000
Long-term Line of Credit, Total	$ 0
Repayments of Lines of Credit		$ 2,200
Capital Conservation Buffer	2.50%	1.875%	0.00%

Note 10 - Regulatory Matters -

Note 10 - Regulatory Matters - Schedule of Regulatory Capital (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Total capital to risk-weighted assets, actual, amount	$ 80,418	$ 76,344
Total capital to risk-weighted assets, actual, ratio	13.74%	12.93%
Total capital to risk-weighted assets, for capital adequacy purposes, amount	$ 46,836	$ 47,252
Total capital to risk-weighted assets, for capital adequacy purposes, ratio	8.00%	8.00%
Total capital to risk-weighted assets, to be well capitalized, amount	$ 58,544	$ 59,065
Total capital to risk-weighted assets, to be well capitalized, ratio	10.00%	10.00%
Tier 1 capital to risk-weighted assets, actual, amount	$ 73,862	$ 69,836
Tier 1 capital to risk-weighted assets, actual, ratio	12.62%	11.82%
Tier 1 capital to risk-weighted assets, for capital adequacy purposes, amount	$ 35,127	$ 35,439
Tier 1 capital to risk-weighted assets, for capital adequacy purposes, ratio	6.00%	6.00%
Tier 1 capital to risk-weighted assets, to be well capitalized, amount	$ 46,836	$ 47,252
Tier 1 capital to risk-weighted assets, to be well capitalized, ratio	8.00%	8.00%
Common equity tier 1 capital to risk-weighted assets, actual, amount	$ 73,862	$ 69,836
Common equity tier 1 capital to risk weighted assets, actual, ratio	12.62%	11.82%
Common equity tier 1 capital to risk-weighted assets, for capital adequacy purposes, amount	$ 26,345	$ 26,579
Common equity tier 1 capital to risk weighted assets, for capital adequacy purposes, ratio	4.50%	4.50%
Common equity tier 1 capital to risk-weighted assets, to. be well capitalized, amount	$ 38,054	$ 38,393
Common equity tier 1 capital to risk weighted assets, to be well capitalized, ratio	6.50%	6.50%
Tier 1 capital to average assets, actual, amount	$ 73,862	$ 69,836
Tier 1 capital to average asset, actual, ratio	8.17%	7.95%
Tier 1 capital to average assets, for capital adequacy purposes, amount	$ 36,146	$ 35,126
Tier 1 capital to average asset, for capital adequacy purposes, ratio	4.00%	4.00%
Tier 1 capital to average assets, to be well capitalized, amount	$ 45,182	$ 43,908
Tier 1 capital to average asset, to be well capitalized, ratio	5.00%	5.00%

Note 12 - Income Taxes (Details

Note 12 - Income Taxes (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Unrecognized Tax Benefits, Ending Balance	$ 0	$ 0
Increase in Unrecognized Tax Benefits is Reasonably Possible	$ 0	$ 0

Note 12 - Income Taxes - Provis

Note 12 - Income Taxes - Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Current	$ 1,437	$ 298
Deferred	225	335
Total	$ 1,662	$ 633

Note 12 - Income Taxes - Reconc

Note 12 - Income Taxes - Reconciliation for Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Provision at statutory tax rate, amount	$ 2,019	$ 1,017
Provision at statutory tax rate, percent	21.00%	21.00%
Tax free interest, net of disallowance, amount	$ (210)	$ (234)
Tax free interest, net of disallowance, percent	(2.20%)	(4.80%)
Earnings on bank-owned life insurance, amount	$ (85)	$ (71)
Earnings on bank-owned life insurance, percent	(0.90%)	(1.50%)
Tax free gain on retirement of CMFP shares, amount		$ (145)
Tax free gain on retirement of CMFP shares, percent		(3.00%)
Other, net, amount	$ (62)	$ 66
Other, net, percent	(0.60%)	1.40%
Provision for income taxes	$ 1,662	$ 633
Provision, percent	17.30%	13.10%

Note 12 - Income Taxes - Tax Ef

Note 12 - Income Taxes - Tax Effects of Temporary Differences (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deferred tax assets:
Allowance for loan losses	$ 1,365	$ 1,351
Funded status of pension plan	1,389	1,287
Lease liability	358
Net unrealized loss on securities	26	401
Deferred compensation	417	391
Accrued incentive compensation	91	148
Nonaccrual loan interest income	40	75
Securities impairment	70	70
Stock compensation	91	69
Other	9	17
Gross deferred tax assets	3,856	3,809
Deferred tax liabilities:
Accrued pension liability	1,029	1,044
Depreciation	656	619
Deferred loan fees and costs	555	461
Lease right-of-use asset	317
Intangible assets	260	215
Business combination adjustments	137	68
Other	51	53
Gross deferred tax liabilities	3,005	2,460
Net deferred tax asset	$ 851	$ 1,349

Note 13 - Employee Benefit Pl_3

Note 13 - Employee Benefit Plans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Defined Benefit Plan Requisite Service Period	3 years
Defined Benefit Plan, Accumulated Benefit Obligation	$ 12,300,000	$ 10,600,000
Defined Benefit Plan, Expected Amortization of Prior Service Cost (Credit), Next Fiscal Year	$ 269,000
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	20.00%
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay	4.00%
Defined Contribution Plan, Employer Discretionary Contribution Amount	$ 266,000	235,000
Liability, Defined Benefit Plan, Total	1,900,000	1,800,000
Pension and Other Postretirement Benefits Cost (Reversal of Cost), Total	224,000	156,000
Board of Directors [Member]
Defined Contribution Plan, Employer Discretionary Contribution Amount	$ 140,000	$ 124,000

Note 13 - Employee Benefit Pl_4

Note 13 - Employee Benefit Plans - Changes in Obligations and Funded Status (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Fair value of plan assets at beginning of year	$ 9,482	$ 10,159
Actual return on plan assets	1,534	(479)
Employer contribution		500
Benefits paid	(417)	(698)
Benefit obligation at beginning of year	10,628	11,801
Interest cost	443	423
Actuarial (gain) loss	(22)	85
Effect of change in assumptions	1,672	(983)
Benefit obligation at end of year	12,304	10,628
Funded status (plan assets less benefit obligation)	(1,705)	(1,146)
Amounts recognized in accumulated other comprehensive loss consists of:
Accumulated net actuarial loss	6,616	6,126
Accumulated prior service benefit
Amount recognized, end of year	$ 6,616	$ 6,126

Note 13 - Employee Benefit Pl_5

Note 13 - Employee Benefit Plans - Pension Plan Assets Measured and Recorded at Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Fair value of plan assets	$ 10,599	$ 9,482	$ 10,159
Fair Value, Inputs, Level 1 [Member]
Fair value of plan assets	10,599	9,482
Fair Value, Inputs, Level 2 [Member]
Fair value of plan assets
Fair Value, Inputs, Level 3 [Member]
Fair value of plan assets
Money Market Funds [Member]
Fair value of plan assets	385	77
Money Market Funds [Member] | Fair Value, Inputs, Level 1 [Member]
Fair value of plan assets	385	77
Money Market Funds [Member] | Fair Value, Inputs, Level 2 [Member]
Fair value of plan assets
Money Market Funds [Member] | Fair Value, Inputs, Level 3 [Member]
Fair value of plan assets
Mutual Funds, Debt [Member]
Fair value of plan assets	4,322	4,183
Mutual Funds, Debt [Member] | Fair Value, Inputs, Level 1 [Member]
Fair value of plan assets	4,322	4,183
Mutual Funds, Debt [Member] | Fair Value, Inputs, Level 2 [Member]
Fair value of plan assets
Mutual Funds, Debt [Member] | Fair Value, Inputs, Level 3 [Member]
Fair value of plan assets
Mutual Funds, Equity [Member]
Fair value of plan assets	4,981	4,373
Mutual Funds, Equity [Member] | Fair Value, Inputs, Level 1 [Member]
Fair value of plan assets	4,981	4,373
Mutual Funds, Equity [Member] | Fair Value, Inputs, Level 2 [Member]
Fair value of plan assets
Mutual Funds, Equity [Member] | Fair Value, Inputs, Level 3 [Member]
Fair value of plan assets
Emclaire Stock [Member]
Fair value of plan assets	911	849
Emclaire Stock [Member] | Fair Value, Inputs, Level 1 [Member]
Fair value of plan assets	911	849
Emclaire Stock [Member] | Fair Value, Inputs, Level 2 [Member]
Fair value of plan assets
Emclaire Stock [Member] | Fair Value, Inputs, Level 3 [Member]
Fair value of plan assets

Note 13 - Employee Benefit Pl_6

Note 13 - Employee Benefit Plans - Components of Periodic Pension Costs and Other Amounts Recognized in Other Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Interest cost	$ 443	$ 423
Expected return on plan assets	(626)	(672)
Amortization of prior service beneft and net loss	252	251
Net periodic pension cost	69	2
Amortization of prior service benefit and net loss	(252)	(251)
Net loss	742	253
Total recognized in other comprehensive loss	490	2
Total recognized in net periodic benefit and other comprehensive loss	$ 559	$ 4

Note 13 - Employee Benefit Pl_7

Note 13 - Employee Benefit Plans - Weighted Average Actuarial Assumptions (Details)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Discount rate for net periodic benefit cost	4.26%	3.62%
Discount rate for benefit obligations	3.28%	4.26%
Expected rate of return on plan assets	6.75%	6.75%

Note 13 - Employee Benefit Pl_8

Note 13 - Employee Benefit Plans - Pension Plan Asset Allocation (Details)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Target allocation	100.00%
Percentage of plan assets at year end	100.00%	100.00%
Expected rate of return on plan assets	6.75%	6.75%
Equity Securities [Member]
Target allocation	55.00%
Percentage of plan assets at year end	56.00%	55.00%
Expected rate of return on plan assets	5.02%
Debt Securities [Member]
Target allocation	37.00%
Percentage of plan assets at year end	41.00%	44.00%
Expected rate of return on plan assets	1.70%
Money Market Funds [Member]
Target allocation	8.00%
Percentage of plan assets at year end	3.00%	1.00%
Expected rate of return on plan assets	0.03%

Note 13 - Employee Benefit Pl_9

Note 13 - Employee Benefit Plans - Estimated Future Benefit Payments (Details) $ in Thousands	Dec. 31, 2019USD ($)
2020	$ 450
2021	451
2022	491
2023	492
2024	500
2025-2029	$ 2,715

Note 14 - Stock Compensation _3

Note 14 - Stock Compensation Plans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Apr. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized			176,866
Stock Issued During Period, Shares, Restricted Stock Award, Gross	17,950	14,750
Stock Issued During Period, Value, Restricted Stock Award, Gross	$ 558,000	$ 456,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 31.10	$ 30.90
Share Based Compensation Arrangement By Share Based Payment Award Vested, Percentage	100.00%
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition	3 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	0	0
Share-based Payment Arrangement, Expense	$ 368,000	$ 269,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 951,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	19,833
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 31.10
Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	88,433
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	10 years

Note 14 - Stock Compensation _4

Note 14 - Stock Compensation Plans - Summary of Nonvested Restricted Stock Awards (Details) - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Granted, weighted average grant date fair value (in dollars per share)	$ 31.10	$ 30.90
Restricted Stock [Member]
Nonvested (in shares)	37,250
Nonvested, weighted average grant date fair value (in dollars per share)	$ 29.94
Granted (in shares)	17,950
Granted, weighted average grant date fair value (in dollars per share)	$ 31.10
Vested (in shares)	(10,000)
Vested, weighted average grant date fair value (in dollars per share)	$ 26.74
Forfeited (in shares)	(750)
Forfeited, weighted average grant date fair value (in dollars per share)	$ 30.90
Nonvested (in shares)	44,450	37,250
Nonvested, weighted average grant date fair value (in dollars per share)	$ 31.11	$ 29.94

Note 15 - Fair Values of Fina_3

Note 15 - Fair Values of Financial Instruments (Details Textual)	12 Months Ended
	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Sales		$ 25,000
Standby Letters of Credit	548,000	1,000,000
Real Estate Loan [Member]
Impaired Financing Receivable, Unpaid Principal Balance, Total	67,000	61,000
Home Equity Loan [Member]
Impaired Financing Receivable, Unpaid Principal Balance, Total	$ 4,000	6,000
Measurement Input, Discount Rate [Member]
Other Real Estate Owned, Measurement Input	0.1
Fair Value, Nonrecurring [Member]
Other Real Estate, Ending Balance	$ 88,000	160,000
Other Real Estate, Gross Amount	91,000	415,000
Other Real Estate, Disposals	3,000	255,000
Market and Income Approach Valuation Technique [Member]
Impaired Financing Receivable, Recorded Investment, Total	$ 0	$ 0

Note 15 - Fair Values of Fina_4

Note 15 - Fair Values of Financial Instruments - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Securities - available-for-sale	$ 120,107,000	$ 97,718,000
Securities - equity investments	19,000	7,000
Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale		4,445,000
Securities - equity investments	19,000	7,000
Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	115,857,000	89,773,000
Securities - equity investments
Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale	4,250,000	3,500,000
Securities - equity investments
US Government-sponsored Enterprises Debt Securities [Member]
Securities - available-for-sale	7,077,000	16,783,000
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	7,077,000	16,783,000
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - available-for-sale	41,075,000	27,176,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	41,075,000	27,176,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale
Collateralized Mortgage Obligations [Member]
Securities - available-for-sale	32,837,000	18,664,000
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	32,837,000	18,664,000
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale
US States and Political Subdivisions Debt Securities [Member]
Securities - available-for-sale	27,796,000	22,732,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	27,796,000	22,732,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale
Corporate Debt Securities [Member]
Securities - available-for-sale	11,322,000	7,918,000
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	7,072,000	4,418,000
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale	$ 4,250,000	3,500,000
US Treasury and Government [Member]
Securities - available-for-sale		4,445,000
US Treasury and Government [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale		4,445,000
US Treasury and Government [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale
US Treasury and Government [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale

Note 15 - Fair Values of Fina_5

Note 15 - Fair Values of Financial Instruments - Changes in Level 3 Assets Measured on a Recurring Basis (Details) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Balance at the beginning of the period	$ 3,500,000	$ 8,132,000
Included in earnings		1,000
Purchased into Level 3	750,000
Sold out of Level 3		(25,000)
Transfers in and/or out of Level 3		(4,608,000)
Balance at the end of the period	$ 4,250,000	$ 3,500,000

Note 15 - Fair Values of Fina_6

Note 15 - Fair Values of Financial Instruments - Assets Measured at Fair Value on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Other real estate owned	$ 88,000	$ 160,000
Total	88,000	160,000
Fair Value, Inputs, Level 1 [Member]
Other real estate owned
Total
Fair Value, Inputs, Level 2 [Member]
Other real estate owned
Total
Fair Value, Inputs, Level 3 [Member]
Other real estate owned	88,000	160,000
Total	$ 88,000	$ 160,000

Note 15 - Fair Values of Fina_7

Note 15 - Fair Values of Financial Instruments - Schedule of Quantitative Information About Level 3 Fair Value Measurements (Details) - Fair Value, Nonrecurring [Member]	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Other real estate owned	$ 88,000	$ 160,000
Fair Value, Inputs, Level 3 [Member]
Other real estate owned	$ 88,000	$ 160,000
Fair Value, Inputs, Level 3 [Member] | Weighted Average [Member] | Measurement Input, Comparability Adjustment [Member]
Other real estate owned, measurement input	10	10

Note 15 - Fair Values of Fina_8

Note 15 - Fair Values of Financial Instruments - Carrying Amount and Fair Value of Financial Instruments Included in the Consolidated Balance Sheet (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Debt securities, fair value	$ 120,107,000	$ 97,718,000
Securities - equities	19,000	7,000
Federal bank stock	5,790,000	6,351,000
Fair Value, Inputs, Level 1 [Member]
Debt securities, fair value		4,445,000
Securities - equities	19,000	7,000
Fair Value, Inputs, Level 2 [Member]
Debt securities, fair value	115,857,000	89,773,000
Securities - equities
Fair Value, Inputs, Level 3 [Member]
Debt securities, fair value	4,250,000	3,500,000
Securities - equities
Reported Value Measurement [Member]
Cash and cash equivalents	14,986,000	10,955,000
Interest earning time deposits	9,698,000	6,738,000
Debt securities, fair value	120,107,000	97,718,000
Securities - equities	19,000	7,000
Loans, net	695,348,000	708,664,000
Federal bank stock	5,790,000	6,351,000
Accrued interest receivable	2,600,000	2,570,000
Total	848,548,000	833,003,000
Deposits	787,124,000	761,546,000
Borrowed funds	28,550,000	45,350,000
Accrued interest payable	616,000	495,000
Total	816,290,000	807,391,000
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	14,986,000	10,955,000
Interest earning time deposits	9,698,000	6,738,000
Debt securities, fair value	120,107,000	97,718,000
Securities - equities	19,000	7,000
Loans, net	697,990,000	702,747,000
Federal bank stock
Accrued interest receivable	2,600,000	2,570,000
Total	845,400,000	820,735,000
Deposits	793,999,000	767,009,000
Borrowed funds	29,133,000	44,869,000
Accrued interest payable	616,000	495,000
Total	823,748,000	812,373,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	14,986,000	10,955,000
Interest earning time deposits
Debt securities, fair value		4,445,000
Securities - equities	19,000	7,000
Loans, net
Federal bank stock
Accrued interest receivable	78,000	63,000
Total	15,083,000	15,470,000
Deposits	569,357,000	539,946,000
Borrowed funds
Accrued interest payable	51,000	30,000
Total	569,408,000	539,976,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Interest earning time deposits	9,698,000	6,738,000
Debt securities, fair value	115,857,000	89,773,000
Securities - equities
Loans, net
Accrued interest receivable	419,000	351,000
Total	125,974,000	96,862,000
Deposits	224,642,000	227,063,000
Borrowed funds	29,133,000	44,869,000
Accrued interest payable	565,000	465,000
Total	254,340,000	272,397,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Interest earning time deposits
Debt securities, fair value	4,250,000	3,500,000
Securities - equities
Loans, net	697,990,000	702,747,000
Federal bank stock
Accrued interest receivable	2,103,000	2,156,000
Total	704,343,000	708,403,000
Deposits
Borrowed funds
Accrued interest payable
Total

Note 15 - Fair Values of Fina_9

Note 15 - Fair Values of Financial Instruments - Notional Amount of Off-Balance Sheet Commitment Financial Instruments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Fixed rate	$ 23,574	$ 16,971
Variable rate	98,911	88,711
Commitments to Extend Credit [Member]
Fixed rate	1,646	684
Variable rate	10,840	7,450
Unused lines of Credit [Member]
Fixed rate	21,928	16,287
Variable rate	$ 88,071	$ 81,261

Note 16 - Emclaire Financial _3

Note 16 - Emclaire Financial Corp - Condensed Financial Statements, Parent Corporation Only - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Cash and cash equivalents	$ 14,986	$ 10,955	$ 10,176
Goodwill	19,460	19,448
Total Assets	915,296	898,875
Long-term borrowed funds	26,500	32,500
Accrued expenses and other liabilities	13,148	11,476
Stockholders' equity	85,858	80,008	59,091
Total Liabilities and Stockholders' Equity	915,296	898,875
Parent Company [Member]
Cash and cash equivalents	40	18	$ 53
Equity in net assets of subsidiaries	84,065	79,302
Goodwill	5,190	5,190
Other assets	171	113
Total Assets	89,466	84,623
Other short-term borrowed funds	2,050	2,050
Long-term borrowed funds	1,500	2,500
Accrued expenses and other liabilities	58	65
Stockholders' equity	85,858	80,008
Total Liabilities and Stockholders' Equity	$ 89,466	$ 84,623

Note 16 - Emclaire Financial _4

Note 16 - Emclaire Financial Corp - Condensed Financial Statements, Parent Corporation Only - Condensed Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Net gains on equity securities	$ 12	$ 500
Total income	36,145	30,962
Interest expense	8,083	5,386
Noninterest expense	22,122	23,660
Net income before income taxes	9,616	4,844
Income tax benefit	1,662	633
Net income	7,954	4,211
Comprehensive income	8,976	3,559
Parent Company [Member]
Dividends from subsidiaries	4,688	3,316
Investment income		10
Net gains on equity securities		510
Total income	4,688	3,836
Interest expense	205	272
Noninterest expense	634	539
Total expense	839	811
Income before income taxes and undistributed subsidiary income	3,849	3,025
Undistributed equity in net income of subsidiary	3,922	1,125
Net income before income taxes	7,771	4,150
Income tax benefit	(183)	(61)
Net income	7,954	4,211
Comprehensive income	$ 8,976	$ 3,559

Note 16 - Emclaire Financial _5

Note 16 - Emclaire Financial Corp - Condensed Financial Statements, Parent Corporation Only - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Net income	$ 7,954	$ 4,211
Change in fair value of equity securities, including realized gain	(12)	(500)
Net cash provided by operating activities	10,428	6,612
Net cash provided by investing activities	(11,862)	(21,984)
Dividends paid	(3,313)	(2,753)
Net cash used in financing activities	5,465	16,151
Increase (decrease) in cash and cash equivalents	4,031	779
Cash and cash equivalents at beginning of period	10,955	10,176
Cash and cash equivalents at end of period	14,986	10,955
Parent Company [Member]
Net income	7,954	4,211
Undistributed equity in net income of subsidiary	(3,922)	(1,125)
Change in fair value of equity securities, including realized gain		(510)
Other, net	303	1,323
Net cash provided by operating activities	4,335	3,899
Sales of investment securities		1,269
Net cash provided by investing activities		1,269
Net change in borrowings	(1,000)	(2,450)
Dividends paid	(3,313)	(2,753)
Net cash used in financing activities	(4,313)	(5,203)
Increase (decrease) in cash and cash equivalents	22	(35)
Cash and cash equivalents at beginning of period	18	53
Cash and cash equivalents at end of period	$ 40	$ 18

Note 17 - Other Noninterest I_3

Note 17 - Other Noninterest Income and Expense (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Customer Bank Card Processing Fee Income [Member]
Noninterest Income, Other Operating Income	$ 1.4	$ 1.3

Note 17 - Other Noninterest I_4

Note 17 - Other Noninterest Income and Expense - Summary of Noninterest Expenses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Total other noninterest expenses	$ 5,634	$ 4,815
Customer Bank Card Processing [Member]
Total other noninterest expenses	697	673
Subscriptions [Member]
Total other noninterest expenses	607	513
Telephone and Data Communications [Member]
Total other noninterest expenses	567	414
Pennsylvania Shares and Use Taxes [Member]
Total other noninterest expenses	482	316
Correspondent Bank and Courier Fees [Member]
Total other noninterest expenses	411	395
Travel Entertainment and Conferences [Member]
Total other noninterest expenses	390	337
Internet Banking and Bill Pay [Member]
Total other noninterest expenses	347	416
Item Processing [Member]
Total other noninterest expenses	310
Printing and Supplies [Member]
Total other noninterest expenses	278	333
Marketing and Advising [Member]
Total other noninterest expenses	264	292
Charitable Contributions [Member]
Total other noninterest expenses	240	220
Regulatory Examinations [Member]
Total other noninterest expenses	204	207
Bad Checks and Other losses [Member]
Total other noninterest expenses	199	197
Postage and Freight [Member]
Total other noninterest expenses	169	134
Credit Bureau and Other Loan Expense [Member]
Total other noninterest expenses	132	120
Memberships and Dues [Member]
Total other noninterest expenses	112	98
Other Expenses [Member]
Total other noninterest expenses	$ 225	$ 150

Note 18 - Earnings Per Share -

Note 18 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Net income	$ 7,954	$ 4,211
Preferred stock dividends	182	91
Net income available to common stockholders	$ 7,772	$ 4,120
Average common shares outstanding (in shares)	2,699,397	2,377,277
Add: Dilutive effects of restricted stock awards (in shares)	19,349	18,400
Average shares and dilutive potential common shares (in shares)	2,718,746	2,395,677
Basic (in dollars per share)	$ 2.88	$ 1.73
Diluted (in dollars per share)	$ 2.86	$ 1.72
Restricted stock awards not considered in computing earnings per share because they were antidulitive (in shares)

Note 19 - Accumulated Other C_3

Note 19 - Accumulated Other Comprehensive Income (Loss) - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Balance	$ 80,008	$ 59,091
Net current period other comprehensive income (loss)	1,022	(652)
Cumulative effect of change in accounting principle, net of tax	(181)
Balance, as adjusted	79,827	59,091
Balance	85,858	80,008
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Balance	(1,517)	(679)
Other comprehensive income before reclassification	1,471	(658)
Amounts reclassified from accumulated other comprehensive income (loss)	(62)	7
Net current period other comprehensive income (loss)	1,409	(651)
Cumulative effect of change in accounting principle, net of tax		(187)
Balance, as adjusted		(866)
Balance	(108)	(1,517)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balance	(4,840)	(4,839)
Other comprehensive income before reclassification	(586)	(200)
Amounts reclassified from accumulated other comprehensive income (loss)	199	199
Net current period other comprehensive income (loss)	(387)	(1)
Cumulative effect of change in accounting principle, net of tax
Balance, as adjusted		(4,839)
Balance	(5,227)	(4,840)
AOCI Attributable to Parent [Member]
Balance	(6,357)	(5,518)
Other comprehensive income before reclassification	885	(858)
Amounts reclassified from accumulated other comprehensive income (loss)	137	206
Net current period other comprehensive income (loss)	1,022	(652)
Cumulative effect of change in accounting principle, net of tax		(187)
Balance, as adjusted	(6,357)	(5,705)
Balance	$ (5,335)	$ (6,357)

Note 19 - Accumulated Other C_4

Note 19 - Accumulated Other Comprehensive Income (Loss) - Significant Amounts Reclassified Out of Each Component of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Provision for income taxes	$ (1,662)	$ (633)
Total security reclassifications for the period	(7,954)	(4,211)
Other noninterest income	(1,476)	(1,766)
Compensation and employee benefits	(11,738)	(10,320)
Total before tax	(9,616)	(4,844)
Reclassification out of Accumulated Other Comprehensive Income [Member]
Total security reclassifications for the period	137	206
Reclassification out of Accumulated Other Comprehensive Income [Member] | AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Unrealized gains and losses on available-for-sale securities	(78)	9
Provision for income taxes	16	(2)
Total security reclassifications for the period	(62)	7
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment, Net Prior Service Attributable to Parent [Member]
Other noninterest income
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Attributable to Parent [Member]
Compensation and employee benefits	252	252
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Provision for income taxes	(53)	(53)
Total security reclassifications for the period	199	199
Total before tax	$ 252	$ 252

Note 20 - Mergers and Acquisi_3

Note 20 - Mergers and Acquisitions (Details Textual) - USD ($)	Oct. 01, 2018	Dec. 31, 2019	Dec. 31, 2018	Sep. 30, 2018
Goodwill, Ending Balance		$ 19,460,000	$ 19,448,000
Amortization of Intangible Assets, Total		176,000	266,000
Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months		164,000
Finite-Lived Intangible Assets, Amortization Expense, Year Two		154,000
Finite-Lived Intangible Assets, Amortization Expense, Year Three		149,000
Finite-Lived Intangible Assets, Amortization Expense, Year Four		149,000
Finite-Lived Intangible Assets, Amortization Expense, Year Five		149,000
Finite-Lived Intangible Assets, Amortization Expense, after Year Five		482,000
Community First [Member]
Payments to Acquire Businesses, Gross	$ 2,429,000
Goodwill, Ending Balance	9,172,000		9,200,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	1,208,000
Business Acquisition, Goodwill, Expected Tax Deductible Amount	0
Business Combination, Acquired Receivable, Fair Value				$ 112,800,000
Business Combination, Loans Receivable, Credit Adjustment	1,700,000
Business Combination, Loans Receivable, Other Adjustment	441,000
Business Combination, Acquisition Related Costs			3,600,000
Community First [Member] | Employee Non-Compete and Severance Costs [Member]
Business Combination, Acquisition Related Costs			1,500,000
Community First [Member] | Professional Fees [Member]
Business Combination, Acquisition Related Costs			531,000
Community First [Member] | System Conversion Costs [Member]
Business Combination, Acquisition Related Costs			481,000
Community First [Member] | Contract Termination Fees [Member]
Business Combination, Acquisition Related Costs			427,000
Community First [Member] | Legal Fees [Member]
Business Combination, Acquisition Related Costs			330,000
Community First [Member] | Accounting and Auditing Fees [Member]
Business Combination, Acquisition Related Costs			50,000
Community First [Member] | Other Costs [Member]
Business Combination, Acquisition Related Costs			$ 228,000
Community First [Member] | Core Deposits [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	$ 1,200,000
Finite-Lived Intangible Asset, Useful Life	10 years
Amortization of Intangible Assets, Total		121,000
Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months	$ 121,000
Finite-Lived Intangible Assets, Amortization Expense, Year Two		121,000
Finite-Lived Intangible Assets, Amortization Expense, Year Three		121,000
Finite-Lived Intangible Assets, Amortization Expense, Year Four		121,000
Finite-Lived Intangible Assets, Amortization Expense, Year Five		121,000
Finite-Lived Intangible Assets, Amortization Expense, after Year Five		$ 453,000
Community First [Member] | Common Stock [Member]
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares	419,173
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable	$ 15,636,000
Business Combination, Step Acquisition, Equity Interest in Acquiree, Shares	18,000
Business Combination, Step Acquisition, Equity Interest in Acquiree, Gain on Retirement	$ 690,000
Community First [Member] | Preferred Stock [Member]
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable	$ 4,206,000
Business Acquisition, Number of Shares Received	420,593
Business Acquisition, Number of Shares Received, Value	$ 4,200,000

Note 20 - Mergers and Acquisi_4

Note 20 - Mergers and Acquisitions - Estimated Fair Value of Assets Acquired and Liabilities Assumed (Details) - USD ($)	Oct. 01, 2018	Dec. 31, 2019	Dec. 31, 2018
Goodwill		$ (19,460,000)	$ (19,448,000)
Community First [Member]
Cash and cash equivalents	$ 3,986,000
Securities available for sale
Loans receivable	111,555,000
Federal bank stocks	190,000
Accrued interest receivable	288,000
Premises and equipment	1,321,000
Core deposit intangible	1,208,000
Prepaid expenses and other assets	3,341,000
Total assets acquired	121,889,000
Deposits	106,149,000
Overnight borrowings	1,200,000
Accrued interest payable	61,000
Accrued expenses and other liabilities	449,000
Total liabilities assumed	107,859,000
Identifiable net assets acquired	14,030,000
Cash	2,429,000
Total consideration	23,202,000
Goodwill	(9,172,000)		$ (9,200,000)
Community First [Member] | Preferred Stock [Member]
Stock	4,206,000
Community First [Member] | Previously Owned Common Stock of CFB [Member]
Stock	931,000
Community First [Member] | Common Stock [Member]
Stock	$ 15,636,000

Note 21 - Revenue Recognition -

Note 21 - Revenue Recognition - Noninterest Income (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2019	Dec. 31, 2018
Noninterest income (in-scope of Topic 606)		$ 3,603	$ 3,376
Noninterest income (out-of-scope of Topic 606)		788	832
Total noninterest income		4,391	4,208
Maintenance Fees [Member]
Noninterest income (in-scope of Topic 606)		190	160
Overdraft Fees [Member]
Noninterest income (in-scope of Topic 606)		1,657	1,587
Other Fees [Member]
Noninterest income (in-scope of Topic 606)		310	285
Electronic Banking Fees [Member]
Noninterest income (in-scope of Topic 606)	[1]	$ 1,446	$ 1,344
[1]	included in other noninterest income on the consolidated statements of income