Emclaire Financial (EMCF) 10-Q 6 Nov 20 2020 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2020	Nov. 06, 2020
Document Information [Line Items]
Entity Registrant Name	EMCLAIRE FINANCIAL CORP
Entity Central Index Key	0000858800
Trading Symbol	emcf
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding (in shares)		2,708,712
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Sep. 30, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q3
Amendment Flag	false
Title of 12(b) Security	Common Stock, par value $1.25 per share

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 3,821,000	$ 3,750,000
Interest earning deposits with banks	18,082,000	11,236,000
Total cash and cash equivalents	21,903,000	14,986,000
Interest earning time deposits	6,412,000	9,698,000
Securities - available-for-sale	99,652,000	120,107,000
Securities - equity investments	12,000	19,000
Loans held for sale	314,000
Loans receivable, net of allowance for loan losses of $8,905 and $6,556	831,386,000	695,348,000
Federal bank stocks, at cost	5,799,000	5,790,000
Bank-owned life insurance	15,372,000	15,287,000
Accrued interest receivable	4,231,000	2,600,000
Premises and equipment, net	18,734,000	19,041,000
Goodwill	19,460,000	19,460,000
Core deposit intangible, net	1,123,000	1,247,000
Prepaid expenses and other assets	11,101,000	11,713,000
Total Assets	1,035,499,000	915,296,000
Liabilities and Stockholders' Equity
Non-interest bearing	185,936,000	148,842,000
Interest bearing	713,580,000	638,282,000
Total deposits	899,516,000	787,124,000
Short-term borrowed funds	2,050,000	2,050,000
Long-term borrowed funds	30,000,000	26,500,000
Accrued interest payable	534,000	616,000
Accrued expenses and other liabilities	13,704,000	13,148,000
Total Liabilities	945,804,000	829,438,000
Stockholders' Equity
Preferred stock, $1.00 par value, 3,000,000 shares authorized; Series C, non-cumulative preferred stock, $2.9 million liquidation value, 286,888 shares issued and outstanding; Series D, non-cumulative preferred stock, $1.3 million liquidation value, 133,705 shares issued and outstanding	4,206,000	4,206,000
Common stock, $1.25 par value, 12,000,000 shares authorized; 2,810,729 shares issued; 2,708,712 shares outstanding	3,513,000	3,513,000
Additional paid-in capital	47,093,000	46,757,000
Treasury stock, at cost; 102,017 shares	(2,114,000)	(2,114,000)
Retained earnings	40,584,000	38,831,000
Accumulated other comprehensive loss	(3,587,000)	(5,335,000)
Total Stockholders' Equity	89,695,000	85,858,000
Total Liabilities and Stockholders' Equity	$ 1,035,499,000	$ 915,296,000

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Allowance for loan losses	$ 8,905	$ 6,556
Preferred stock, par value (in dollars per share)	$ 1	$ 1
Preferred stock, authorized (in shares)	3,000,000	3,000,000
Common stock, par value (in dollars per share)	$ 1.25	$ 1.25
Common stock, authorized (in shares)	12,000,000	12,000,000
Common stock, issued (in shares)	2,810,729	2,810,729
Common stock, outstanding (in shares)	2,708,712	2,708,712
Treasury stock (in shares)	102,017	102,017
Series C Preferred Stock [Member]
Preferred stock, liquidation value	$ 2,900	$ 2,900
Preferred stock, issued (in shares)	286,888	286,888
Preferred stock, outstanding (in shares)	286,888	286,888
Series D Preferred Stock [Member]
Preferred stock, liquidation value	$ 1,300	$ 1,300
Preferred stock, issued (in shares)	133,705	133,705
Preferred stock, outstanding (in shares)	133,705	133,705

Consolidated Statements of Net

Consolidated Statements of Net Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest and dividend income:
Loans receivable, including fees	$ 8,489,000	$ 8,170,000	$ 24,767,000	$ 24,514,000
Securities:
Taxable	414,000	583,000	1,636,000	1,606,000
Exempt from federal income tax	136,000	79,000	310,000	301,000
Federal bank stocks	94,000	104,000	287,000	316,000
Interest earning deposits with banks	39,000	251,000	156,000	397,000
Total interest and dividend income	9,172,000	9,187,000	27,156,000	27,134,000
Interest expense:
Deposits	1,753,000	1,938,000	5,594,000	5,045,000
Borrowed funds	182,000	233,000	714,000	769,000
Total interest expense	1,935,000	2,171,000	6,308,000	5,814,000
Net interest income	7,237,000	7,016,000	20,848,000	21,320,000
Provision for (recovery of) loan losses	750,000	(145,000)	2,642,000	305,000
Net interest income after provision for loan losses	6,487,000	7,161,000	18,206,000	21,015,000
Noninterest income:
Fees and service charges	362,000	531,000	1,100,000	1,622,000
Net realized gain on sales of securities		42,000	635,000	43,000
Net gain on sales of loans	181,000	77,000	181,000	129,000
Earnings on bank-owned life insurance	96,000	96,000	305,000	313,000
Other	501,000	463,000	1,322,000	1,289,000
Total noninterest income	1,140,000	1,209,000	3,543,000	3,396,000
Noninterest expense:
Compensation and employee benefits	2,750,000	3,187,000	8,503,000	8,892,000
Premises and equipment	837,000	810,000	2,433,000	2,536,000
Intangible asset amortization	41,000	44,000	124,000	134,000
Professional fees	211,000	278,000	616,000	664,000
Federal deposit insurance	144,000		328,000	267,000
Other	1,462,000	1,439,000	4,571,000	4,155,000
Total noninterest expense	5,445,000	5,758,000	16,575,000	16,648,000
Income before provision for income taxes	2,182,000	2,612,000	5,174,000	7,763,000
Provision for income taxes	384,000	444,000	892,000	1,372,000
Net income	1,798,000	2,168,000	4,282,000	6,391,000
Preferred stock dividends			91,000	91,000
Net income available to common stockholders	$ 1,798,000	$ 2,168,000	$ 4,191,000	$ 6,300,000
Basic earnings per common share (in dollars per share)	$ 0.66	$ 0.80	$ 1.55	$ 2.33
Diluted earnings per common share (in dollars per share)	$ 0.66	$ 0.80	$ 1.54	$ 2.32
Average common shares outstanding - basic (in shares)	2,708,712	2,698,712	2,708,712	2,698,712
Average common shares outstanding - diluted (in shares)	2,725,574	2,719,528	2,723,555	2,715,957

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Net income	$ 1,798	$ 2,168	$ 4,282	$ 6,391
Unrealized gains/(losses) on securities available-for-sale:
Unrealized holding gain (loss) arising during the period	68	165	2,848	2,424
Reclassification adjustment for (gains) losses included in net income		(42)	(635)	(43)
Net period change	68	123	2,213	2,381
Tax effect	(14)	(26)	(465)	(500)
Net of tax	54	97	1,748	1,881
Comprehensive income	$ 1,852	$ 2,265	$ 6,030	$ 8,272

Condensed Consolidated Statemen

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities
Net income	$ 4,282	$ 6,391
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization of premises and equipment	1,058	1,022
Provision for loan losses	2,642	305
Amortization/accretion of premiums, discounts and deferred costs and fees, net	427	235
Amortization of operating lease right-of-use assets	102	98
Amortization of intangible assets and mortgage servicing rights	199	182
Realized gain on sales of debt securities, net	(635)	(43)
Change in fair value of equity securities, including realized gain	7	(16)
Net gain on sales of loans	(181)	(129)
Net loss on foreclosed real estate	14	32
Net gain on sale of premises and equipment		(11)
Loans originated for sale		(5,173)
Proceeds from the sale of loans originated for sale		5,148
Write-down of foreclosed real estate	56	35
Stock compensation expense	336	271
Increase in bank-owned life insurance	(305)	(313)
Proceeds from surrender of bank-owned life insurance	220
Decrease in accrued interest receivable	(1,631)	(184)
Decrease (increase) in prepaid expenses and other assets	(162)	154
Increase (decrease) in accrued interest payable	(82)	157
Increase (decrease) in accrued expenses and other liabilities	556	(277)
Net cash provided by operating activities	6,903	7,884
Cash flows from investing activities
Loan originations and principal collections, net	(143,273)	19,327
Proceeds from sales of loans held for sale previously classified as portfolio loans	3,994
Available-for-sale securities:
Sales	40,011	21,035
Maturities, repayments and calls	17,179	12,946
Purchases	(34,125)	(51,871)
Purchase of federal bank stocks	(2,840)	(1,905)
Redemption of federal bank stocks	2,831	2,400
Net change in interest earning time deposits	3,286	(3,460)
Proceeds from the sale of bank premises and equipment		251
Purchases of premises and equipment	(751)	(1,492)
Proceeds from the sale of foreclosed real estate	339	742
Net cash used in investing activities	(113,349)	(2,027)
Cash flows from financing activities
Net increase in deposits	112,392	46,479
Proceeds from long-term debt	20,000
Repayments on long-term debt	(16,500)	(750)
Net change in short-term borrowings		(10,800)
Dividends paid	(2,529)	(2,439)
Net cash provided by financing activities	113,363	32,490
Net increase in cash and cash equivalents	6,917	38,347
Cash and cash equivalents at beginning of period	14,986	10,955
Cash and cash equivalents at end of period	21,903	49,302
Supplemental information:
Interest paid	6,390	5,657
Income taxes paid	600	910
Supplemental noncash disclosure:
Transfers from loans to foreclosed real estate	277	324
Initial recognition of operating lease right-of-use assets		1,642
Initial recognition of operating lease liabilities		1,858
Transfers from portfolio loans to loans held for sale	$ 4,127

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member]Preferred Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]Additional Paid-in Capital, Preferred [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]Additional Paid-in Capital, Common [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]Treasury Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member]Preferred Stock [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member]Additional Paid-in Capital, Preferred [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member]Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member]Additional Paid-in Capital, Common [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member]Treasury Stock [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member]Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member]AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Preferred Stock [Member]	Additional Paid-in Capital, Preferred [Member]	Common Stock [Member]	Additional Paid-in Capital, Common [Member]	Treasury Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2018						$ (181)		$ (181)	$ 421	$ 3,785	$ 3,501	$ 46,401	$ (2,114)	$ 34,190	$ (6,357)	$ 79,827	$ 421	$ 3,785	$ 3,501	$ 46,401	$ (2,114)	$ 34,371	$ (6,357)	$ 80,008
Net income																						2,082		2,082
Other comprehensive income (loss)																							873	873
Stock compensation expense																				90				90
Cash dividends declared on common stock																						(783)		(783)
Balance at Mar. 31, 2019																	421	3,785	3,501	46,491	(2,114)	35,489	(5,484)	82,089
Balance at Dec. 31, 2018						$ (181)		$ (181)	$ 421	$ 3,785	$ 3,501	$ 46,401	$ (2,114)	$ 34,190	$ (6,357)	$ 79,827	421	3,785	3,501	46,401	(2,114)	34,371	(6,357)	80,008
Net income																								6,391
Other comprehensive income (loss)																							1,881
Balance at Sep. 30, 2019																	421	3,785	3,501	46,672	(2,114)	38,142	(4,476)	85,931
Balance at Mar. 31, 2019																	421	3,785	3,501	46,491	(2,114)	35,489	(5,484)	82,089
Net income																						2,140		2,140
Other comprehensive income (loss)																							911	911
Stock compensation expense																				90				90
Cash dividends declared on common stock																						(782)		(782)
Cash dividends declared on preferred stock																						(91)		(91)
Balance at Jun. 30, 2019																	421	3,785	3,501	46,581	(2,114)	36,756	(4,573)	84,357
Net income																						2,168		2,168
Other comprehensive income (loss)																							97	97
Stock compensation expense																				91				91
Cash dividends declared on common stock																						(782)		(782)
Balance at Sep. 30, 2019																	421	3,785	3,501	46,672	(2,114)	38,142	(4,476)	85,931
Balance at Dec. 31, 2019																	421	3,785	3,513	46,757	(2,114)	38,831	(5,335)	85,858
Net income																						1,190		1,190
Other comprehensive income (loss)																							1,197	1,197
Stock compensation expense																				112				112
Cash dividends declared on common stock																						(812)		(812)
Balance at Mar. 31, 2020																	421	3,785	3,513	46,869	(2,114)	39,209	(4,138)	87,545
Balance at Dec. 31, 2019																	421	3,785	3,513	46,757	(2,114)	38,831	(5,335)	85,858
Net income																								4,282
Other comprehensive income (loss)																							1,748
Balance at Sep. 30, 2020																	421	3,785	3,513	47,093	(2,114)	40,584	(3,587)	89,695
Balance at Mar. 31, 2020																	421	3,785	3,513	46,869	(2,114)	39,209	(4,138)	87,545
Net income																						1,294		1,294
Other comprehensive income (loss)																							497	497
Stock compensation expense																				112				112
Cash dividends declared on common stock																						(813)		(813)
Cash dividends declared on preferred stock																						(91)		(91)
Balance at Jun. 30, 2020																	421	3,785	3,513	46,981	(2,114)	39,599	(3,641)	88,544
Net income																						1,798		1,798
Other comprehensive income (loss)																							54	54
Stock compensation expense																				112				112
Cash dividends declared on common stock																						(813)		(813)
Balance at Sep. 30, 2020																	$ 421	$ 3,785	$ 3,513	$ 47,093	$ (2,114)	$ 40,584	$ (3,587)	$ 89,695

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019
Cash dividends declared on common stock (in dollars per share)	$ 0.30	$ 0.30	$ 0.30	$ 0.29	$ 0.29	$ 0.29

Note 1 - Nature of Operations a

Note 1 - Nature of Operations and Basis of Presentation	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. Nature of Operations and Basis of Presentation Emclaire Financial Corp (the Corporation) is a Pennsylvania corporation and the holding company of The Farmers National Bank of Emlenton (the Bank). The Corporation provides a variety of financial services to individuals and businesses through its offices in western Pennsylvania and northern West Virginia. Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are residential and commercial mortgages, commercial business loans and consumer loans. The consolidated financial statements include the accounts of the Corporation and its wholly owned subsidiary, the Bank. All significant intercompany transactions and balances have been eliminated in preparing the consolidated financial statements. The accompanying unaudited consolidated financial statements for the interim periods include all adjustments, consisting of normal recurring accruals, which are necessary, in the opinion of management, to fairly reflect the Corporation's consolidated financial position and results of operations. Additionally, these consolidated financial statements for the interim periods have been prepared in accordance with instructions for the Securities and Exchange Commission's (SEC's) Form 10 10 X not December 31, 2019 10 December 31, 2019 The balance sheet at December 31, 2019 not The preparation of financial statements, in conformity with GAAP, requires management to make estimates and assumptions that affect the reported amounts in the consolidated financial statements and accompanying notes. Actual results could differ from those estimates. The results of operations for interim quarterly or year-to-date periods are not may may The coronavirus (COVID- 19 may 19 third On March 27, 2020, 19. 19 not not 30 December 31, 2019 March 1, 2020 60 19 December 31, 2020. 19 not September 30, 2020, 420 $110.9 November 2, 2020, 35 $28.6 385 $82.3 30 90 November 2, 2020, 29 $28.1 second 90 19 Additionally, the Bank is a lender for the Small Business Administration's (SBA) Paycheck Protection Program (PPP), a program under the CARES Act, and other SBA, Federal Reserve or United States Treasury programs that have been created in response to the pandemic, and may September 30, 2020, 685 $54.9

Note 2 - Earnings Per Common Sh

Note 2 - Earnings Per Common Share	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	2. Earnings per Common Share Basic earnings per common share (EPS) excludes dilution and is computed by dividing net income available to common stockholders by the weighted average number of common shares outstanding during the period. Diluted EPS includes the dilutive effect of additional potential common shares for assumed issuance of restricted stock. The factors used in the Corporation's earnings per common share computation follow: (Dollar amounts in thousands, except for per share amounts) For the three months ended September 30, For the nine months ended September 30, 2020 2019 2020 2019 Net income $ 1,798 $ 2,168 $ 4,282 $ 6,391 Less: Preferred stock dividends — — 91 91 Net income available to common stockholders $ 1,798 $ 2,168 $ 4,191 $ 6,300 Average common shares outstanding 2,708,712 2,698,712 2,708,712 2,698,712 Add: Dilutive effects of restricted stock awards 16,862 20,816 14,843 17,245 Average shares and dilutive potential common shares 2,725,574 2,719,528 2,723,555 2,715,957 Basic earnings per common share $ 0.66 $ 0.80 $ 1.55 $ 2.33 Diluted earnings per common share $ 0.66 $ 0.80 $ 1.54 $ 2.32

Note 3 - Securities

Note 3 - Securities	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	3. Securities Equity Securities The Corporation held equity securities with fair values of $12,000 $19,000 September 30, 2020 December 31, 2019 January 1, 2018, 2016 01, three nine September 30, 2020 $2,000 $7,000, spectivel September 30, 2020 $6,000 $16,000, 2019 three nine September 30, 2020 2019 not Debt Securities - Available-for-Sale The following table summarizes the Corporation's debt securities as of September 30, 2020 December 31, 2019 (Dollar amounts in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2020: U.S. government sponsored entities and agencies $ 1,000 $ 17 $ — $ 1,017 U.S. agency mortgage-backed securities: residential 19,185 518 (11 ) 19,692 U.S. agency collateralized mortgage obligations: residential 20,542 331 (14 ) 20,859 State and political subdivisions 44,414 1,307 (160 ) 45,561 Corporate debt securities 12,436 344 (257 ) 12,523 Total securities available-for-sale $ 97,577 $ 2,517 $ (442 ) $ 99,652 December 31, 2019: U.S. government sponsored entities and agencies $ 7,069 $ 14 $ (6 ) $ 7,077 U.S. agency mortgage-backed securities: residential 40,868 291 (84 ) 41,075 U.S. agency collateralized mortgage obligations: residential 33,001 71 (235 ) 32,837 State and political subdivisions 27,848 217 (269 ) 27,796 Corporate debt securities 11,459 93 (230 ) 11,322 Total securities available-for-sale $ 120,245 $ 686 $ (824 ) $ 120,107 The following table summarizes scheduled maturities of the Corporation's debt securities as of September 30, 2020 may may not (Dollar amounts in thousands) Available-for-sale Amortized Cost Fair Value Due in one year or less $ 494 $ 501 Due after one year through five years 2,296 2,341 Due after five years through ten years 17,091 17,353 Due after ten years 37,969 38,906 Mortgage-backed securities: residential 19,185 19,692 Collateralized mortgage obligations: residential 20,542 20,859 Total securities available-for-sale $ 97,577 $ 99,652 3. Securities (continued) Information pertaining to debt securities with gross unrealized losses at September 30, 2020 December 31, 2019 (Dollar amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss September 30, 2020: U.S. agency mortgage-backed securities: residential $ 3,425 $ (11 ) $ — $ — $ 3,425 $ (11 ) U.S. agency collateralized mortgage obligations: residential 2,973 (8 ) 5,175 (6 ) 8,148 (14 ) State and political subdivisions 6,725 (128 ) 1,641 (32 ) 8,366 (160 ) Corporate debt securities 4,519 (232 ) 475 (25 ) 4,994 (257 ) Total $ 17,642 $ (379 ) $ 7,291 $ (63 ) $ 24,933 $ (442 ) December 31, 2019: U.S. government sponsored entities and agencies $ — $ — $ 2,032 $ (6 ) $ 2,032 $ (6 ) U.S. agency mortgage-backed securities: residential 14,578 (76 ) 2,325 (8 ) 16,903 (84 ) U.S. agency collateralized mortgage obligations: residential 12,319 (32 ) 11,621 (203 ) 23,940 (235 ) State and political subdivisions 15,636 (269 ) — — 15,636 (269 ) Corporate debt securities 4,031 (229 ) 499 (1 ) 4,530 (230 ) Total $ 46,564 $ (606 ) $ 16,477 $ (218 ) $ 63,041 $ (824 ) Gains and losses on sales of securities for the three nine September 30, 2020 (Dollar amounts in thousands) For the three months ended September 30, For the nine months ended September 30, 2020 2019 2020 2019 Proceeds $ — $ 8,153 $ 40,011 $ 21,035 Gains — 45 640 80 Losses — (3 ) (5 ) (37 ) Tax provision related to gains (losses) — 9 133 9 Management evaluates debt securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic, market or other conditions warrant such evaluation. Consideration is given to: ( 1 2 3 4 not not There were 36 September 30, 2020 six 12 36 16 11 six three not not not not not September 30, 2020

Note 4 - Loans Receivable and R

Note 4 - Loans Receivable and Related Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	4. Loans Receivable and Related Allowance for Loan Losses The Corporation's loans receivable as of the respective dates are summarized as follows: (Dollar amounts in thousands) September 30, 2020 December 31, 2019 Mortgage loans on real estate: Residential first mortgages $ 305,824 $ 293,170 Home equity loans and lines of credit 90,764 97,541 Commercial real estate 285,448 229,951 Total real estate loans 682,036 620,662 Other loans: Commercial business 120,535 66,603 Consumer 37,720 14,639 Total other loans 158,255 81,242 Total loans, gross 840,291 701,904 Less allowance for loan losses 8,905 6,556 Total loans, net $ 831,386 $ 695,348 Included in total loans above are net deferred costs of $1.6 $2.6 September 30, 2020 December 31, 2019 An allowance for loan losses (ALL) is maintained to absorb probable incurred losses from the loan portfolio. The ALL is based on management's continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience and the amount of nonperforming loans. While the Corporation has historically experienced strong trends in asset quality, as a result of the situation regarding the COVID- 19 Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL. The allowance for loan losses is based on estimates and actual losses may At September 30, 2020 no 2016 2017 2018 The following table details activity in the ALL and the recorded investment by portfolio segment based on impairment method: (Dollar amounts in thousands) Residential Mortgages Home Equity & Lines of Credit Commercial Real Estate Commercial Business Consumer Total Three months ended September 30, 2020: Allowance for loan losses: Beginning Balance $ 2,582 $ 654 $ 3,901 $ 803 $ 219 $ 8,159 Charge-offs — (51 ) (1 ) — (28 ) (80 ) Recoveries 5 1 1 36 33 76 Provision 111 57 578 (81 ) 85 750 Ending Balance $ 2,698 $ 661 $ 4,479 $ 758 $ 309 $ 8,905 Nine months ended September 30, 2020: Allowance for loan losses: Beginning Balance $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Charge-offs (11 ) (89 ) (75 ) (147 ) (82 ) (404 ) Recoveries 6 12 6 37 50 111 Provision 394 112 1,650 232 254 2,642 Ending Balance $ 2,698 $ 661 $ 4,479 $ 758 $ 309 $ 8,905 At September 30, 2020: Ending ALL balance attributable to loans: Individually evaluated for impairment $ — $ — $ — $ 15 $ — $ 15 Acquired loans collectively evaluated for impairment — — — — — — Originated loans collectively evaluated for impairment 2,698 661 4,479 743 309 8,890 Total $ 2,698 $ 661 $ 4,479 $ 758 $ 309 $ 8,905 Total loans: Individually evaluated for impairment $ 225 $ 4 $ 1,694 $ 182 $ — $ 2,105 Acquired loans collectively evaluated for impairment 48,614 8,713 32,840 5,766 1,126 97,059 Originated loans collectively evaluated for impairment 256,985 82,047 250,914 114,587 36,594 741,127 Total $ 305,824 $ 90,764 $ 285,448 $ 120,535 $ 37,720 $ 840,291 At December 31, 2019: Ending ALL balance attributable to loans: Individually evaluated for impairment $ 5 $ — $ — $ — $ — $ 5 Acquired loans collectively evaluated for impairment — — — — — — Originated loans collectively evaluated for impairment 2,304 626 2,898 636 87 6,551 Total $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Total loans: Individually evaluated for impairment $ 358 $ 4 $ 81 $ 40 $ — $ 483 Acquired loans collectively evaluated for impairment 60,523 10,901 41,993 7,930 1,982 123,329 Originated loans collectively evaluated for impairment 232,289 86,636 187,877 58,633 12,657 578,092 Total $ 293,170 $ 97,541 $ 229,951 $ 66,603 $ 14,639 $ 701,904 Three months ended September 30, 2019: Allowance for loan losses: Beginning Balance $ 2,225 $ 642 $ 3,043 $ 615 $ 55 $ 6,580 Charge-offs — (22 ) (8 ) — (39 ) (69 ) Recoveries — 4 104 — 35 143 Provision 16 11 (185 ) 5 8 (145 ) Ending Balance $ 2,241 $ 635 $ 2,954 $ 620 $ 59 $ 6,509 Nine months ended September 30, 2019: Allowance for loan losses: Beginning Balance $ 2,198 $ 648 $ 3,106 $ 500 $ 56 $ 6,508 Charge-offs (204 ) (56 ) (36 ) (134 ) (114 ) (544 ) Recoveries 40 5 132 — 63 240 Provision 207 38 (248 ) 254 54 305 Ending Balance $ 2,241 $ 635 $ 2,954 $ 620 $ 59 $ 6,509 The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not September 30, 2020 (Dollar amounts in thousands) Impaired Loans with Specific Allowance As of September 30, 2020 For the three months ended September 30, 2020 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ — $ — $ — $ 35 $ — $ — Home equity and lines of credit — — — 2 — — Commercial real estate — — — — — — Commercial business 69 69 15 70 1 1 Consumer — — — — — — Total $ 69 $ 69 $ 15 $ 107 $ 1 $ 1 For the nine months ended September 30, 2020 Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 53 $ — $ — Home equity and lines of credit 3 — — Commercial real estate 37 — — Commercial business 47 2 2 Consumer — — — Total $ 140 $ 2 $ 2 Impaired Loans with No Specific Allowance As of September 30, 2020 For the three months ended September 30, 2020 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 336 $ 225 $ 304 $ 3 $ 3 Home equity and lines of credit 4 4 2 — — Commercial real estate 1,694 1,694 1,714 23 23 Commercial business 113 113 127 4 2 Consumer — — — — — Total $ 2,147 $ 2,036 $ 2,147 $ 30 $ 28 For the nine months ended September 30, 2020 Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 293 $ 6 $ 6 Home equity and lines of credit 1 — — Commercial real estate 1,144 75 59 Commercial business 84 8 5 Consumer — — — Total $ 1,522 $ 89 $ 70 The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not December 31, 2019 (Dollar amounts in thousands) Impaired Loans with Specific Allowance As of December 31, 2019 For the year ended December 31, 2019 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 72 $ 72 $ 5 $ 72 $ 3 $ 3 Home equity and lines of credit 4 4 — 5 — — Commercial real estate — — — — — — Commercial business — — — — — — Consumer — — — — — — Total $ 76 $ 76 $ 5 $ 77 $ 3 $ 3 Impaired Loans with No Specific Allowance As of December 31, 2019 For the year ended December 31, 2019 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 398 $ 286 $ 301 $ 4 $ 4 Home equity and lines of credit — — — — — Commercial real estate 81 81 1,019 88 35 Commercial business 40 40 79 7 2 Consumer — — — — — Total $ 519 $ 407 $ 1,399 $ 99 $ 41 The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not September 30, 2019 (Dollar amounts in thousands) Impaired Loans with Specific Allowance As of September 30, 2019 For the three months ended September 30, 2019 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 72 $ 72 $ 4 $ 72 $ 1 $ 1 Home equity and lines of credit 4 4 — 5 — — Commercial real estate — — — — — — Commercial business — — — — — — Consumer — — — — — — Total $ 76 $ 76 $ 4 $ 77 $ 1 $ 1 For the nine months ended September 30, 2019 Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 73 $ 3 $ 3 Home equity and lines of credit 5 — — Commercial real estate — — — Commercial business 16 — — Consumer — — — Total $ 94 $ 3 $ 3 Impaired Loans with No Specific Allowance As of September 30, 2019 For the three months ended September 30, 2019 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 369 $ 294 $ 298 $ 2 $ 2 Home equity and lines of credit — — — — — Commercial real estate 2,471 2,471 2,475 34 33 Commercial business 40 40 139 — — Consumer — — — — — Total $ 2,880 $ 2,805 $ 2,912 $ 36 $ 35 For the nine months ended September 30, 2019 Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 305 $ 3 $ 3 Home equity and lines of credit — — — Commercial real estate 1,254 87 34 Commercial business 89 7 2 Consumer — — — Total $ 1,648 $ 97 $ 39 Unpaid principal balance includes any loans that have been partially charged off but not not not Troubled debt restructurings (TDR). not not not At September 30, 2020 December 31, 2019 $340,000 $409,000, not September 30, 2020 $5,000 December 31, 2019 During the three nine September 30, 2020 not three September 30, 2019, not nine September 30, 2019 one $73,000. September 30, 2019 not Under the provisions of the CARES Act, as of September 30, 2020, 420 $110.9 13.3% September 30, 2020, $35.9 32.3%, November 2, 2020, 35 $28.6 385 $82.3 November 2, 2020, $23.3 81.2%, not A loan is considered to be in payment d 30 three nine September 30, 2020 2019 not twelve Credit Quality Indicators. Commercial real estate and commercial business loans not Management has determined certain portions of the loan portfolio to be homogeneous in nature and assigns like reserve factors for the following loan pool types: residential real estate, home equity loans and lines of credit, and consumer installment and personal lines of credit. The reserve allocation for risk rated loan pools is developed by applying the following factors: Historic twelve Qualitative Management uses the following definitions for risk ratings: Pass Special Mention may Substandard no Doubtful The following table presents the classes of the loan portfolio summarized by the aggregate pass and the criticized categories of special mention, substandard and doubtful within the Corporation's internal risk rating system as of September 30, 2020 December 31, 2019 (Dollar amounts in thousands) Not Rated Pass Special Mention Substandard Doubtful Total September 30, 2020: Residential first mortgages $ 304,445 $ — $ — $ 1,379 $ — $ 305,824 Home equity and lines of credit 90,432 — — 332 — 90,764 Commercial real estate — 269,335 5,123 10,990 — 285,448 Commercial business — 118,206 14 2,315 — 120,535 Consumer 37,674 — — 46 — 37,720 Total loans $ 432,551 $ 387,541 $ 5,137 $ 15,062 $ — $ 840,291 December 31, 2019: Residential first mortgages $ 291,843 $ — $ — $ 1,327 $ — $ 293,170 Home equity and lines of credit 97,087 — — 454 — 97,541 Commercial real estate — 216,744 5,370 7,837 — 229,951 Commercial business — 64,636 204 1,763 — 66,603 Consumer 14,557 — — 82 — 14,639 Total loans $ 403,487 $ 281,380 $ 5,574 $ 11,463 $ — $ 701,904 Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. As of September 30, 2020, 30 not September 30, 2020. September 30, 2020 December 31, 2019 (Dollar amounts in thousands) Performing Nonperforming Accruing Loans Not Past Due Accruing 30-59 Days Past Due Accruing 60-89 Days Past Due Accruing 90+ Days Past Due Nonaccrual Total September 30, 2020: Residential first mortgages $ 300,880 $ 2,550 $ 1,014 $ 185 $ 1,195 $ 305,824 Home equity and lines of credit 89,548 756 128 15 317 90,764 Commercial real estate 283,060 530 — 189 1,669 285,448 Commercial business 119,779 233 77 240 206 120,535 Consumer 37,653 21 — — 46 37,720 Total loans $ 830,920 $ 4,090 $ 1,219 $ 629 $ 3,433 $ 840,291 December 31, 2019: Residential first mortgages $ 288,399 $ 2,405 $ 1,039 $ 372 $ 955 $ 293,170 Home equity and lines of credit 95,908 626 553 26 428 97,541 Commercial real estate 226,133 2,141 543 227 907 229,951 Commercial business 66,087 225 72 4 215 66,603 Consumer 14,458 84 15 — 82 14,639 Total loans $ 690,985 $ 5,481 $ 2,222 $ 629 $ 2,587 $ 701,904 The following table presents the Corporation's nonaccrual loans by aging category as of September 30, 2020 December 31, 2019 (Dollar amounts in thousands) Not Past Due 30-59 Days Past Due 60-89 Days Past Due 90 Days + Past Due Total September 30, 2020: Residential first mortgages $ 227 $ 70 $ — $ 898 $ 1,195 Home equity and lines of credit 3 — — 314 317 Commercial real estate 968 118 — 583 1,669 Commercial business 94 — — 112 206 Consumer — — — 46 46 Total loans $ 1,292 $ 188 $ — $ 1,953 $ 3,433 December 31, 2019: Residential first mortgages $ 245 $ — $ 72 $ 638 $ 955 Home equity and lines of credit 4 — — 424 428 Commercial real estate 28 309 31 539 907 Commercial business — — 175 40 215 Consumer — — — 82 82 Total loans $ 277 $ 309 $ 278 $ 1,723 $ 2,587

Note 5 - Goodwill and Intangibl

Note 5 - Goodwill and Intangible Assets	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	5. Goodwill and Intangible Assets The following table summarizes the Corporation's acquired goodwill and intangible assets as of September 30, 2020 December 31, 2019 (Dollar amounts in thousands) September 30, 2020 December 31, 2019 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Goodwill $ 19,460 $ — $ 19,460 $ — Core deposit intangibles 5,634 4,511 5,634 4,387 Total $ 25,094 $ 4,511 $ 25,094 $ 4,387 Goodwill resulted from five not may not November 30 No 2019 first nine 2020 no 19, September 30, 2020. not The core deposit intangible asset, resulting from three not three nine September 30, 2020 $41,000 $124,000, $44,000 $134,000, 2019.

Note 6 - Stock Compensation Pla

Note 6 - Stock Compensation Plan	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	6. Stock Compensation Plan In April 2014, 2014 176,866 September 30, 2020 19,833 88,433 Incentive stock options, non-incentive or compensatory stock options and share awards may ten may At September 30, 2020 no A summary of the status of the Corporation's nonvested restricted stock awards as of September 30, 2020 Shares Weighted-Average Grant-date Fair Value Nonvested at January 1, 2020 44,450 $ 31.11 Granted — — Vested — — Forfeited — — Nonvested as of September 30, 2020 44,450 $ 31.11 For the three nine September 30, 2020 $112,000 $336,000, $91,000 $271,000, 2019. September 30, 2020 $615,000 three not

Note 7 - Fair Value

Note 7 - Fair Value	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	7. Fair Value Management uses its best judgment in estimating the fair value of the Corporation's financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not not may Assets measured at fair value on a recurring basis. The Corporation used the following methods and significant assumptions to estimate the fair value of the following assets: Debt securities available-for-sale, equity securities – The fair value of all investment securities are based upon the assumptions market participants would use in pricing the security. If available, investment securities are determined by quoted market prices (Level 1 1 not 2 2 not 3 may For assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy are as follows: (Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Description Total Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs September 30, 2020: Securities available-for-sale U.S. government sponsored entities and agencies $ 1,017 $ — $ 1,017 $ — U.S. agency mortgage-backed securities: residential 19,692 — 19,692 — U.S. agency collateralized mortgage obligations: residential 20,859 — 20,859 — State and political subdivision 45,561 — 45,561 — Corporate debt securities 12,523 — 9,001 3,522 Total available-for-sale securities $ 99,652 $ — $ 96,130 $ 3,522 Equity securities $ 12 $ 12 $ — $ — December 31, 2019: Securities available-for-sale U.S. government sponsored entities and agencies $ 7,077 $ — $ 7,077 $ — U.S. agency mortgage-backed securities: residential 41,075 — 41,075 — U.S. agency collateralized mortgage obligations: residential 32,837 — 32,837 — State and political subdivisions 27,796 — 27,796 — Corporate debt securities 11,322 — 7,300 4,022 Total available-for-sale securities $ 120,107 $ — $ 116,085 $ 4,022 Equity securities $ 19 $ 19 $ — $ — The Corporation's policy is to transfer assets or liabilities from one three nine September 30, 2020 one 3 2. nine September 30, 2019 one 3 2. 7. Fair Value (continued) The following table presents changes in Level 3 three nine September 30, 2020 2019 : (Dollar amounts in thousands) Three months ended September 30, Nine months ended September 30, 2020 2019 2020 2019 Balance at the beginning of the period $ 4,022 $ 3,000 $ 4,022 $ 3,500 Total gains or losses (realized/unrealized): Included in earnings — — — — Included in other comprehensive income — — — — Purchased into Level 3 — 500 — 500 Transfers in and/or out of Level 3 (500 ) — (500 ) (500 ) Balance at the end of the period $ 3,522 $ 3,500 $ 3,522 $ 3,500 Assets measured at fair value on a non-recurring basis. The Corporation used the following methods and significant assumptions to estimate the fair value of the following assets: Impaired loans – may 3 may d using an appraisal, net book value per the borrower's financial statements, or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation, and management's expertise and knowledge of the client and client's business, resulting in a Level 3 September 30, 2020 , the Corporation had two $54,000, $69,000 $15,000. December 31, 2019 , the Corporation did not three September 30, 2020 and 2019, no nine September 30, 2020 2019, $31,000 $63,000, Other real estate owned (OREO) real estate appraisals. Management's ongoing review of appraisal information may 3 September 30, 2020 , OREO measured at fair value less costs to sell had a carrying amount of $34,000, $68,000, $34,000. December 31, 2019 , OREO measured at fair value less costs to sell had a net carrying amount of $88,000, $91,000, $3,000. first 2020. three nine September 30, 2020 , there was $25,000 $56,000 three nine September 30, 2019 , there was no nine September 30, 2019, $35,000 Appraisals for both collateral-dependent impaired loans and OREO are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed by the Corporation. Once received, management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. On an annual basis, the Corporation compares the actual selling price of OREO that has been sold to the most recent appraised value to determine what additional adjustment should be made to the appraisal value to arrive at fair value. The most recent analysis performed indicated that a discount of 10% For assets measured at fair value on a non-recurring basis, the fair value measurements by level within the fair value hierarchy are as follows: (Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Description Total Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs September 30, 2020: Impaired commercial business loans $ 54 $ — $ — $ 54 Other real estate owned 34 — — 34 Total $ 88 $ — $ — $ 88 December 31, 2019: Other real estate owned $ 88 $ — $ — $ 88 Total $ 88 $ — $ — $ 88 7. Fair Value (continued) The following table presents quantitative information about Level 3 (Dollar amounts in thousands) Valuation Unobservable Weighted Techniques(s) Input(s) Average September 30, 2020: Impaired commercial business loans $ 54 Liquidation value of business assets Adjustment for differences between comparable sales 10 % Other real estate owned 34 Sales comparison approach Adjustment for differences between comparable sales 10 % December 31, 2019: Other real estate owned $ 88 Sales comparison approach Adjustment for differences between comparable sales 10 % At December 31, 2019 , there was one $67,000, one $4,000, The following table sets forth the carrying amount and fair value of the Corporation's financial instruments included in the consolidated balance sheet: (Dollar amounts in thousands) Carrying Fair Value Measurements using: Description Amount Total Level 1 Level 2 Level 3 September 30, 2020: Financial Assets: Cash and cash equivalents $ 21,903 $ 21,903 $ 21,903 $ — $ — Interest earning time deposits 6,412 6,412 — 6,412 — Securities - available-for-sale 99,652 99,652 — 96,130 3,522 Securities - equities 12 12 12 — — Loans held for sale 314 314 — 314 — Loans, net 831,386 829,528 — — 829,528 Federal bank stock 5,799 N/A N/A N/A N/A Accrued interest receivable 4,231 4,231 81 497 3,653 Total $ 969,709 $ 962,052 $ 21,996 $ 103,353 $ 836,703 Financial Liabilities: Deposits 899,516 905,239 707,194 198,045 — Borrowed funds 32,050 32,298 — 32,298 — Accrued interest payable 534 534 36 498 — Total $ 932,100 $ 938,071 $ 707,230 $ 230,841 $ — December 31, 2019: Financial Assets: Cash and cash equivalents $ 14,986 $ 14,986 $ 14,986 $ — $ — Interest earning time deposits 9,698 9,698 — 9,698 — Securities - available-for-sale 120,107 120,107 — 116,085 4,022 Securities - equities 19 19 19 — — Loans, net 695,348 697,990 — — 697,990 Federal bank stock 5,790 N/A N/A N/A N/A Accrued interest receivable 2,600 2,600 78 419 2,103 Total $ 848,548 $ 845,400 $ 15,083 $ 126,202 $ 704,115 Financial Liabilities: Deposits 787,124 793,999 569,357 224,642 — Borrowed funds 28,550 29,133 — 29,133 — Accrued interest payable 616 616 51 565 — Total $ 816,290 $ 823,748 $ 569,408 $ 254,340 $ — This information should not may not

Note 8 - Regulatory Matters

Note 8 - Regulatory Matters	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	8. Regulatory Matters Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The final rules implementing Basel Committee on Banking Supervision's capital guidelines for U.S. banks (BASEL III rules) became effective for the Bank on January 1, 2015 January 1, 2019. 0.0% 2015 2.50% 2019. 2019 2.50%. not September 30, 2020 Prompt corrective action regulations provide five not September 30, 2020 no The following table sets forth certain information concerning the Bank's regulatory capital as of the dates presented. The capital adequacy ratios disclosed below are exclusive of the capital conservation buffer. (Dollar amounts in thousands) September 30, 2020 December 31, 2019 Amount Ratio Amount Ratio Total capital to risk-weighted assets: Actual $ 82,859 12.45 % $ 80,418 13.74 % For capital adequacy purposes 53,247 8.00 % 46,836 8.00 % To be well capitalized 66,559 10.00 % 58,544 10.00 % Tier 1 capital to risk-weighted assets: Actual $ 74,532 11.20 % $ 73,862 12.62 % For capital adequacy purposes 39,935 6.00 % 35,127 6.00 % To be well capitalized 53,247 8.00 % 46,836 8.00 % Common Equity Tier 1 capital to risk-weighted assets: Actual $ 74,532 11.20 % $ 73,862 12.62 % For capital adequacy purposes 29,951 4.50 % 26,345 4.50 % To be well capitalized 43,263 6.50 % 38,054 6.50 % Tier 1 capital to average assets: Actual $ 74,532 7.36 % $ 73,862 8.17 % For capital adequacy purposes 40,489 4.00 % 36,146 4.00 % To be well capitalized 50,611 5.00 % 45,182 5.00 %

Note 9 - Accumulated Other Comp

Note 9 - Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	9. Accumulated Other Comprehensive Income (Loss) The following tables summarize the changes within each classification of accumulated other comprehensive income (loss), net of tax, for the three September 30, 2020 2019 (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at July 1, 2020 $ 1,586 $ (5,227 ) $ (3,641 ) Other comprehensive income before reclassification 54 — 54 Amounts reclassified from accumulated other comprehensive income (loss) — — — Net current period other comprehensive income (loss) 54 — 54 Accumulated Other Comprehensive Income (Loss) at September 30, 2020 $ 1,640 $ (5,227 ) $ (3,587 ) (Dollar amounts in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other Comprehensive (Income) Loss Components For the three months ended September 30, 2020 Affected Line Item in the Statement Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ — Net gain on sale of available-for-sale securities Tax effect — Provision for income taxes Total reclassifications for the period $ — Net of tax (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at July 1, 2019 $ 267 $ (4,840 ) $ (4,573 ) Other comprehensive income before reclassification 130 — 130 Amounts reclassified from accumulated other comprehensive income (loss) (33 ) — (33 ) Net current period other comprehensive income (loss) 97 — 97 Accumulated Other Comprehensive Income (Loss) at September 30, 2019 $ 364 $ (4,840 ) $ (4,476 ) (Dollar amounts in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other Comprehensive (Income) Loss Components For the three months ended September 30, 2019 Affected Line Item in the Statement Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ (42 ) Net gain on sale of available-for-sale securities Tax effect 9 Provision for income taxes Total reclassifications for the period $ (33 ) Net of tax 9. Accumulated Other Comprehensive Income (Loss) The following tables summarize the changes within each classification of accumulated other comprehensive income (loss), net of tax, for the nine September 30, 2020 2019 (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at January 1, 2020 $ (108 ) $ (5,227 ) $ (5,335 ) Other comprehensive income before reclassification 2,250 — 2,250 Amounts reclassified from accumulated other comprehensive income (loss) (502 ) — (502 ) Net current period other comprehensive income (loss) 1,748 — 1,748 Accumulated Other Comprehensive Income (Loss) at September 30, 2020 $ 1,640 $ (5,227 ) $ (3,587 ) (Dollar amount in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other Comprehensive (Income) Loss Components For the nine months ended September 30, 2020 Affected Line Item in the Statement Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ (635 ) Net gain on sale of available-for-sale securities Tax effect 133 Provision for income taxes Total reclassifications for the period $ (502 ) Net of tax (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at January 1, 2019 $ (1,517 ) $ (4,840 ) $ (6,357 ) Other comprehensive income before reclassification 1,915 — 1,915 Amounts reclassified from accumulated other comprehensive income (loss) (34 ) — (34 ) Net current period other comprehensive income (loss) 1,881 — 1,881 Accumulated Other Comprehensive Income (Loss) at September 30, 2019 $ 364 $ (4,840 ) $ (4,476 ) (Dollar amount in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other Comprehensive (Income) Loss Components For the nine months ended September 30, 2019 Affected Line Item in the Statement Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ (43 ) Net gain on sale of available-for-sale securities Tax effect 9 Provision for income taxes Total reclassifications for the period $ (34 ) Net of tax

Note 10 - Revenue Recognition

Note 10 - Revenue Recognition	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	10. Revenue Recognition On January 1, 2018, 2014 09 606 606. not 606. 606, no Service charges on deposits: Electronic banking fees: The following table presents the Corporation's sources of noninterest income for the three nine September 30, 2020 and 2019 (Dollar amounts in thousands) For the three months ended September 30, For the nine months ended September 30, 2020 2019 2020 2019 Noninterest income In-scope of Topic 606: Service charges on deposits Maintenance fees $ 48 $ 51 $ 148 $ 134 Overdraft fees 250 403 758 1,253 Other fees 64 76 194 235 Electronic banking fees (1) 403 384 1,107 1,079 Noninterest income (in-scope of Topic 606) 765 914 2,207 2,701 Noninterest income (out-of-scope of Topic 606) (2) 375 295 1,336 695 Total noninterest income $ 1,140 $ 1,209 $ 3,543 $ 3,396 ( 1 Included in other noninterest income on the consolidated statement of income. ( 2 Noninterest income items that are out-of-scope include net realized gains (losses) on sales of securities, net gains (losses) on sales of loans, earnings on bank-owned life insurance and certain other noninterest income items.

Note 11 - Leases

Note 11 - Leases	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	11. Leases Effective January 1, 2019, 2016 02, 842 September 30, 2020 five August 2025 December 2056, no s 12.57 September 30, 2020 o 13.14 September 30, 2019 The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate which corresponded with the remaining lease term as of January 1, 2019 s 3.50% September 30, 2020 d to 3.48% September 30, 2019 The total operating lease costs w ere $48,000 $144,000, three nine September 30, 2020 $48,000 $145,000, three nine September 30, 2019 was $1.4 $1.6 September 30, 2020 $1.5 $1.7 September 30, 2019 Total estimated rental commitments for the operating leases were as follows as of September 30, 2020 (Dollar amounts in thousands) Year ending December 31: 2020 (excluding nine months) $ 53 2021 217 2022 222 2023 222 2024 227 Thereafter 1,063 Total minimum lease payments 2,004 Discount effect of cash flows (413 ) Present value of lease liabilities $ 1,591

Note 12 - Recent Accounting Pro

Note 12 - Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	12. Recent Accounting Pronouncements Newly Issued Not In June 2016, 2016 13, 326 2016 13 1 2 3 December 15, 2019, October 16, 2019, December 15, 2022. 2016 13 In August 2018, 2018 14, 2018 14 one December 15, 2020. not 2018 14 In December 2019, 2019 12, 2019 12 December 15, 2020, 2019 12 In March 2020, 2020 04, may one January 1, 2020. 2020 04 March 12, 2020 December 31, 2022. one may March 12, 2020. not 2020 04 Adoption of New Accounting Policies In January 2017, 2017 04, 2 not first December 15, 2019. not November 30, 2019, no In August 2018, 2018 13, 2018 13 1 2, 3 3 3 December 15, 2019. not In March 2020, not 310 40 19 March 1, 2020 1 December 31, 2020 2 60 19 not 30 December 31, 2019 may

Note 2 - Earnings Per Common _2

Note 2 - Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	(Dollar amounts in thousands, except for per share amounts) For the three months ended September 30, For the nine months ended September 30, 2020 2019 2020 2019 Net income $ 1,798 $ 2,168 $ 4,282 $ 6,391 Less: Preferred stock dividends — — 91 91 Net income available to common stockholders $ 1,798 $ 2,168 $ 4,191 $ 6,300 Average common shares outstanding 2,708,712 2,698,712 2,708,712 2,698,712 Add: Dilutive effects of restricted stock awards 16,862 20,816 14,843 17,245 Average shares and dilutive potential common shares 2,725,574 2,719,528 2,723,555 2,715,957 Basic earnings per common share $ 0.66 $ 0.80 $ 1.55 $ 2.33 Diluted earnings per common share $ 0.66 $ 0.80 $ 1.54 $ 2.32

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	(Dollar amounts in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2020: U.S. government sponsored entities and agencies $ 1,000 $ 17 $ — $ 1,017 U.S. agency mortgage-backed securities: residential 19,185 518 (11 ) 19,692 U.S. agency collateralized mortgage obligations: residential 20,542 331 (14 ) 20,859 State and political subdivisions 44,414 1,307 (160 ) 45,561 Corporate debt securities 12,436 344 (257 ) 12,523 Total securities available-for-sale $ 97,577 $ 2,517 $ (442 ) $ 99,652 December 31, 2019: U.S. government sponsored entities and agencies $ 7,069 $ 14 $ (6 ) $ 7,077 U.S. agency mortgage-backed securities: residential 40,868 291 (84 ) 41,075 U.S. agency collateralized mortgage obligations: residential 33,001 71 (235 ) 32,837 State and political subdivisions 27,848 217 (269 ) 27,796 Corporate debt securities 11,459 93 (230 ) 11,322 Total securities available-for-sale $ 120,245 $ 686 $ (824 ) $ 120,107
Investments Classified by Contractual Maturity Date [Table Text Block]	(Dollar amounts in thousands) Available-for-sale Amortized Cost Fair Value Due in one year or less $ 494 $ 501 Due after one year through five years 2,296 2,341 Due after five years through ten years 17,091 17,353 Due after ten years 37,969 38,906 Mortgage-backed securities: residential 19,185 19,692 Collateralized mortgage obligations: residential 20,542 20,859 Total securities available-for-sale $ 97,577 $ 99,652
Schedule of Unrealized Loss on Investments [Table Text Block]	(Dollar amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss September 30, 2020: U.S. agency mortgage-backed securities: residential $ 3,425 $ (11 ) $ — $ — $ 3,425 $ (11 ) U.S. agency collateralized mortgage obligations: residential 2,973 (8 ) 5,175 (6 ) 8,148 (14 ) State and political subdivisions 6,725 (128 ) 1,641 (32 ) 8,366 (160 ) Corporate debt securities 4,519 (232 ) 475 (25 ) 4,994 (257 ) Total $ 17,642 $ (379 ) $ 7,291 $ (63 ) $ 24,933 $ (442 ) December 31, 2019: U.S. government sponsored entities and agencies $ — $ — $ 2,032 $ (6 ) $ 2,032 $ (6 ) U.S. agency mortgage-backed securities: residential 14,578 (76 ) 2,325 (8 ) 16,903 (84 ) U.S. agency collateralized mortgage obligations: residential 12,319 (32 ) 11,621 (203 ) 23,940 (235 ) State and political subdivisions 15,636 (269 ) — — 15,636 (269 ) Corporate debt securities 4,031 (229 ) 499 (1 ) 4,530 (230 ) Total $ 46,564 $ (606 ) $ 16,477 $ (218 ) $ 63,041 $ (824 )
Schedule of Realized Gain (Loss) [Table Text Block]	(Dollar amounts in thousands) For the three months ended September 30, For the nine months ended September 30, 2020 2019 2020 2019 Proceeds $ — $ 8,153 $ 40,011 $ 21,035 Gains — 45 640 80 Losses — (3 ) (5 ) (37 ) Tax provision related to gains (losses) — 9 133 9

Note 4 - Loans Receivable and_2

Note 4 - Loans Receivable and Related Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(Dollar amounts in thousands) September 30, 2020 December 31, 2019 Mortgage loans on real estate: Residential first mortgages $ 305,824 $ 293,170 Home equity loans and lines of credit 90,764 97,541 Commercial real estate 285,448 229,951 Total real estate loans 682,036 620,662 Other loans: Commercial business 120,535 66,603 Consumer 37,720 14,639 Total other loans 158,255 81,242 Total loans, gross 840,291 701,904 Less allowance for loan losses 8,905 6,556 Total loans, net $ 831,386 $ 695,348
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(Dollar amounts in thousands) Residential Mortgages Home Equity & Lines of Credit Commercial Real Estate Commercial Business Consumer Total Three months ended September 30, 2020: Allowance for loan losses: Beginning Balance $ 2,582 $ 654 $ 3,901 $ 803 $ 219 $ 8,159 Charge-offs — (51 ) (1 ) — (28 ) (80 ) Recoveries 5 1 1 36 33 76 Provision 111 57 578 (81 ) 85 750 Ending Balance $ 2,698 $ 661 $ 4,479 $ 758 $ 309 $ 8,905 Nine months ended September 30, 2020: Allowance for loan losses: Beginning Balance $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Charge-offs (11 ) (89 ) (75 ) (147 ) (82 ) (404 ) Recoveries 6 12 6 37 50 111 Provision 394 112 1,650 232 254 2,642 Ending Balance $ 2,698 $ 661 $ 4,479 $ 758 $ 309 $ 8,905 At September 30, 2020: Ending ALL balance attributable to loans: Individually evaluated for impairment $ — $ — $ — $ 15 $ — $ 15 Acquired loans collectively evaluated for impairment — — — — — — Originated loans collectively evaluated for impairment 2,698 661 4,479 743 309 8,890 Total $ 2,698 $ 661 $ 4,479 $ 758 $ 309 $ 8,905 Total loans: Individually evaluated for impairment $ 225 $ 4 $ 1,694 $ 182 $ — $ 2,105 Acquired loans collectively evaluated for impairment 48,614 8,713 32,840 5,766 1,126 97,059 Originated loans collectively evaluated for impairment 256,985 82,047 250,914 114,587 36,594 741,127 Total $ 305,824 $ 90,764 $ 285,448 $ 120,535 $ 37,720 $ 840,291 At December 31, 2019: Ending ALL balance attributable to loans: Individually evaluated for impairment $ 5 $ — $ — $ — $ — $ 5 Acquired loans collectively evaluated for impairment — — — — — — Originated loans collectively evaluated for impairment 2,304 626 2,898 636 87 6,551 Total $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Total loans: Individually evaluated for impairment $ 358 $ 4 $ 81 $ 40 $ — $ 483 Acquired loans collectively evaluated for impairment 60,523 10,901 41,993 7,930 1,982 123,329 Originated loans collectively evaluated for impairment 232,289 86,636 187,877 58,633 12,657 578,092 Total $ 293,170 $ 97,541 $ 229,951 $ 66,603 $ 14,639 $ 701,904 Three months ended September 30, 2019: Allowance for loan losses: Beginning Balance $ 2,225 $ 642 $ 3,043 $ 615 $ 55 $ 6,580 Charge-offs — (22 ) (8 ) — (39 ) (69 ) Recoveries — 4 104 — 35 143 Provision 16 11 (185 ) 5 8 (145 ) Ending Balance $ 2,241 $ 635 $ 2,954 $ 620 $ 59 $ 6,509 Nine months ended September 30, 2019: Allowance for loan losses: Beginning Balance $ 2,198 $ 648 $ 3,106 $ 500 $ 56 $ 6,508 Charge-offs (204 ) (56 ) (36 ) (134 ) (114 ) (544 ) Recoveries 40 5 132 — 63 240 Provision 207 38 (248 ) 254 54 305 Ending Balance $ 2,241 $ 635 $ 2,954 $ 620 $ 59 $ 6,509
Impaired Financing Receivables [Table Text Block]	(Dollar amounts in thousands) Impaired Loans with Specific Allowance As of September 30, 2020 For the three months ended September 30, 2020 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ — $ — $ — $ 35 $ — $ — Home equity and lines of credit — — — 2 — — Commercial real estate — — — — — — Commercial business 69 69 15 70 1 1 Consumer — — — — — — Total $ 69 $ 69 $ 15 $ 107 $ 1 $ 1 For the nine months ended September 30, 2020 Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 53 $ — $ — Home equity and lines of credit 3 — — Commercial real estate 37 — — Commercial business 47 2 2 Consumer — — — Total $ 140 $ 2 $ 2 Impaired Loans with No Specific Allowance As of September 30, 2020 For the three months ended September 30, 2020 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 336 $ 225 $ 304 $ 3 $ 3 Home equity and lines of credit 4 4 2 — — Commercial real estate 1,694 1,694 1,714 23 23 Commercial business 113 113 127 4 2 Consumer — — — — — Total $ 2,147 $ 2,036 $ 2,147 $ 30 $ 28 For the nine months ended September 30, 2020 Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 293 $ 6 $ 6 Home equity and lines of credit 1 — — Commercial real estate 1,144 75 59 Commercial business 84 8 5 Consumer — — — Total $ 1,522 $ 89 $ 70 (Dollar amounts in thousands) Impaired Loans with Specific Allowance As of December 31, 2019 For the year ended December 31, 2019 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 72 $ 72 $ 5 $ 72 $ 3 $ 3 Home equity and lines of credit 4 4 — 5 — — Commercial real estate — — — — — — Commercial business — — — — — — Consumer — — — — — — Total $ 76 $ 76 $ 5 $ 77 $ 3 $ 3 Impaired Loans with No Specific Allowance As of December 31, 2019 For the year ended December 31, 2019 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 398 $ 286 $ 301 $ 4 $ 4 Home equity and lines of credit — — — — — Commercial real estate 81 81 1,019 88 35 Commercial business 40 40 79 7 2 Consumer — — — — — Total $ 519 $ 407 $ 1,399 $ 99 $ 41 (Dollar amounts in thousands) Impaired Loans with Specific Allowance As of September 30, 2019 For the three months ended September 30, 2019 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 72 $ 72 $ 4 $ 72 $ 1 $ 1 Home equity and lines of credit 4 4 — 5 — — Commercial real estate — — — — — — Commercial business — — — — — — Consumer — — — — — — Total $ 76 $ 76 $ 4 $ 77 $ 1 $ 1 For the nine months ended September 30, 2019 Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 73 $ 3 $ 3 Home equity and lines of credit 5 — — Commercial real estate — — — Commercial business 16 — — Consumer — — — Total $ 94 $ 3 $ 3 Impaired Loans with No Specific Allowance As of September 30, 2019 For the three months ended September 30, 2019 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 369 $ 294 $ 298 $ 2 $ 2 Home equity and lines of credit — — — — — Commercial real estate 2,471 2,471 2,475 34 33 Commercial business 40 40 139 — — Consumer — — — — — Total $ 2,880 $ 2,805 $ 2,912 $ 36 $ 35 For the nine months ended September 30, 2019 Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 305 $ 3 $ 3 Home equity and lines of credit — — — Commercial real estate 1,254 87 34 Commercial business 89 7 2 Consumer — — — Total $ 1,648 $ 97 $ 39
Financing Receivable Credit Quality Indicators [Table Text Block]	(Dollar amounts in thousands) Not Rated Pass Special Mention Substandard Doubtful Total September 30, 2020: Residential first mortgages $ 304,445 $ — $ — $ 1,379 $ — $ 305,824 Home equity and lines of credit 90,432 — — 332 — 90,764 Commercial real estate — 269,335 5,123 10,990 — 285,448 Commercial business — 118,206 14 2,315 — 120,535 Consumer 37,674 — — 46 — 37,720 Total loans $ 432,551 $ 387,541 $ 5,137 $ 15,062 $ — $ 840,291 December 31, 2019: Residential first mortgages $ 291,843 $ — $ — $ 1,327 $ — $ 293,170 Home equity and lines of credit 97,087 — — 454 — 97,541 Commercial real estate — 216,744 5,370 7,837 — 229,951 Commercial business — 64,636 204 1,763 — 66,603 Consumer 14,557 — — 82 — 14,639 Total loans $ 403,487 $ 281,380 $ 5,574 $ 11,463 $ — $ 701,904
Financing Receivable, Past Due [Table Text Block]	(Dollar amounts in thousands) Performing Nonperforming Accruing Loans Not Past Due Accruing 30-59 Days Past Due Accruing 60-89 Days Past Due Accruing 90+ Days Past Due Nonaccrual Total September 30, 2020: Residential first mortgages $ 300,880 $ 2,550 $ 1,014 $ 185 $ 1,195 $ 305,824 Home equity and lines of credit 89,548 756 128 15 317 90,764 Commercial real estate 283,060 530 — 189 1,669 285,448 Commercial business 119,779 233 77 240 206 120,535 Consumer 37,653 21 — — 46 37,720 Total loans $ 830,920 $ 4,090 $ 1,219 $ 629 $ 3,433 $ 840,291 December 31, 2019: Residential first mortgages $ 288,399 $ 2,405 $ 1,039 $ 372 $ 955 $ 293,170 Home equity and lines of credit 95,908 626 553 26 428 97,541 Commercial real estate 226,133 2,141 543 227 907 229,951 Commercial business 66,087 225 72 4 215 66,603 Consumer 14,458 84 15 — 82 14,639 Total loans $ 690,985 $ 5,481 $ 2,222 $ 629 $ 2,587 $ 701,904
Financing Receivable, Nonaccrual [Table Text Block]	(Dollar amounts in thousands) Not Past Due 30-59 Days Past Due 60-89 Days Past Due 90 Days + Past Due Total September 30, 2020: Residential first mortgages $ 227 $ 70 $ — $ 898 $ 1,195 Home equity and lines of credit 3 — — 314 317 Commercial real estate 968 118 — 583 1,669 Commercial business 94 — — 112 206 Consumer — — — 46 46 Total loans $ 1,292 $ 188 $ — $ 1,953 $ 3,433 December 31, 2019: Residential first mortgages $ 245 $ — $ 72 $ 638 $ 955 Home equity and lines of credit 4 — — 424 428 Commercial real estate 28 309 31 539 907 Commercial business — — 175 40 215 Consumer — — — 82 82 Total loans $ 277 $ 309 $ 278 $ 1,723 $ 2,587

Note 5 - Goodwill and Intangi_2

Note 5 - Goodwill and Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Intangible Assets and Goodwill [Table Text Block]	(Dollar amounts in thousands) September 30, 2020 December 31, 2019 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Goodwill $ 19,460 $ — $ 19,460 $ — Core deposit intangibles 5,634 4,511 5,634 4,387 Total $ 25,094 $ 4,511 $ 25,094 $ 4,387

Note 6 - Stock Compensation P_2

Note 6 - Stock Compensation Plan (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Shares Weighted-Average Grant-date Fair Value Nonvested at January 1, 2020 44,450 $ 31.11 Granted — — Vested — — Forfeited — — Nonvested as of September 30, 2020 44,450 $ 31.11

Note 7 - Fair Value (Tables)

Note 7 - Fair Value (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	(Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Description Total Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs September 30, 2020: Securities available-for-sale U.S. government sponsored entities and agencies $ 1,017 $ — $ 1,017 $ — U.S. agency mortgage-backed securities: residential 19,692 — 19,692 — U.S. agency collateralized mortgage obligations: residential 20,859 — 20,859 — State and political subdivision 45,561 — 45,561 — Corporate debt securities 12,523 — 9,001 3,522 Total available-for-sale securities $ 99,652 $ — $ 96,130 $ 3,522 Equity securities $ 12 $ 12 $ — $ — December 31, 2019: Securities available-for-sale U.S. government sponsored entities and agencies $ 7,077 $ — $ 7,077 $ — U.S. agency mortgage-backed securities: residential 41,075 — 41,075 — U.S. agency collateralized mortgage obligations: residential 32,837 — 32,837 — State and political subdivisions 27,796 — 27,796 — Corporate debt securities 11,322 — 7,300 4,022 Total available-for-sale securities $ 120,107 $ — $ 116,085 $ 4,022 Equity securities $ 19 $ 19 $ — $ —
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	(Dollar amounts in thousands) Three months ended September 30, Nine months ended September 30, 2020 2019 2020 2019 Balance at the beginning of the period $ 4,022 $ 3,000 $ 4,022 $ 3,500 Total gains or losses (realized/unrealized): Included in earnings — — — — Included in other comprehensive income — — — — Purchased into Level 3 — 500 — 500 Transfers in and/or out of Level 3 (500 ) — (500 ) (500 ) Balance at the end of the period $ 3,522 $ 3,500 $ 3,522 $ 3,500
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	(Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Description Total Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs September 30, 2020: Impaired commercial business loans $ 54 $ — $ — $ 54 Other real estate owned 34 — — 34 Total $ 88 $ — $ — $ 88 December 31, 2019: Other real estate owned $ 88 $ — $ — $ 88 Total $ 88 $ — $ — $ 88
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	(Dollar amounts in thousands) Valuation Unobservable Weighted Techniques(s) Input(s) Average September 30, 2020: Impaired commercial business loans $ 54 Liquidation value of business assets Adjustment for differences between comparable sales 10 % Other real estate owned 34 Sales comparison approach Adjustment for differences between comparable sales 10 % December 31, 2019: Other real estate owned $ 88 Sales comparison approach Adjustment for differences between comparable sales 10 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	(Dollar amounts in thousands) Carrying Fair Value Measurements using: Description Amount Total Level 1 Level 2 Level 3 September 30, 2020: Financial Assets: Cash and cash equivalents $ 21,903 $ 21,903 $ 21,903 $ — $ — Interest earning time deposits 6,412 6,412 — 6,412 — Securities - available-for-sale 99,652 99,652 — 96,130 3,522 Securities - equities 12 12 12 — — Loans held for sale 314 314 — 314 — Loans, net 831,386 829,528 — — 829,528 Federal bank stock 5,799 N/A N/A N/A N/A Accrued interest receivable 4,231 4,231 81 497 3,653 Total $ 969,709 $ 962,052 $ 21,996 $ 103,353 $ 836,703 Financial Liabilities: Deposits 899,516 905,239 707,194 198,045 — Borrowed funds 32,050 32,298 — 32,298 — Accrued interest payable 534 534 36 498 — Total $ 932,100 $ 938,071 $ 707,230 $ 230,841 $ — December 31, 2019: Financial Assets: Cash and cash equivalents $ 14,986 $ 14,986 $ 14,986 $ — $ — Interest earning time deposits 9,698 9,698 — 9,698 — Securities - available-for-sale 120,107 120,107 — 116,085 4,022 Securities - equities 19 19 19 — — Loans, net 695,348 697,990 — — 697,990 Federal bank stock 5,790 N/A N/A N/A N/A Accrued interest receivable 2,600 2,600 78 419 2,103 Total $ 848,548 $ 845,400 $ 15,083 $ 126,202 $ 704,115 Financial Liabilities: Deposits 787,124 793,999 569,357 224,642 — Borrowed funds 28,550 29,133 — 29,133 — Accrued interest payable 616 616 51 565 — Total $ 816,290 $ 823,748 $ 569,408 $ 254,340 $ —

Note 8 - Regulatory Matters (Ta

Note 8 - Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	(Dollar amounts in thousands) September 30, 2020 December 31, 2019 Amount Ratio Amount Ratio Total capital to risk-weighted assets: Actual $ 82,859 12.45 % $ 80,418 13.74 % For capital adequacy purposes 53,247 8.00 % 46,836 8.00 % To be well capitalized 66,559 10.00 % 58,544 10.00 % Tier 1 capital to risk-weighted assets: Actual $ 74,532 11.20 % $ 73,862 12.62 % For capital adequacy purposes 39,935 6.00 % 35,127 6.00 % To be well capitalized 53,247 8.00 % 46,836 8.00 % Common Equity Tier 1 capital to risk-weighted assets: Actual $ 74,532 11.20 % $ 73,862 12.62 % For capital adequacy purposes 29,951 4.50 % 26,345 4.50 % To be well capitalized 43,263 6.50 % 38,054 6.50 % Tier 1 capital to average assets: Actual $ 74,532 7.36 % $ 73,862 8.17 % For capital adequacy purposes 40,489 4.00 % 36,146 4.00 % To be well capitalized 50,611 5.00 % 45,182 5.00 %

Note 9 - Accumulated Other Co_2

Note 9 - Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at July 1, 2020 $ 1,586 $ (5,227 ) $ (3,641 ) Other comprehensive income before reclassification 54 — 54 Amounts reclassified from accumulated other comprehensive income (loss) — — — Net current period other comprehensive income (loss) 54 — 54 Accumulated Other Comprehensive Income (Loss) at September 30, 2020 $ 1,640 $ (5,227 ) $ (3,587 ) (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at July 1, 2019 $ 267 $ (4,840 ) $ (4,573 ) Other comprehensive income before reclassification 130 — 130 Amounts reclassified from accumulated other comprehensive income (loss) (33 ) — (33 ) Net current period other comprehensive income (loss) 97 — 97 Accumulated Other Comprehensive Income (Loss) at September 30, 2019 $ 364 $ (4,840 ) $ (4,476 ) (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at January 1, 2020 $ (108 ) $ (5,227 ) $ (5,335 ) Other comprehensive income before reclassification 2,250 — 2,250 Amounts reclassified from accumulated other comprehensive income (loss) (502 ) — (502 ) Net current period other comprehensive income (loss) 1,748 — 1,748 Accumulated Other Comprehensive Income (Loss) at September 30, 2020 $ 1,640 $ (5,227 ) $ (3,587 ) (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at January 1, 2019 $ (1,517 ) $ (4,840 ) $ (6,357 ) Other comprehensive income before reclassification 1,915 — 1,915 Amounts reclassified from accumulated other comprehensive income (loss) (34 ) — (34 ) Net current period other comprehensive income (loss) 1,881 — 1,881 Accumulated Other Comprehensive Income (Loss) at September 30, 2019 $ 364 $ (4,840 ) $ (4,476 )
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	(Dollar amounts in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other Comprehensive (Income) Loss Components For the three months ended September 30, 2020 Affected Line Item in the Statement Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ — Net gain on sale of available-for-sale securities Tax effect — Provision for income taxes Total reclassifications for the period $ — Net of tax (Dollar amounts in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other Comprehensive (Income) Loss Components For the three months ended September 30, 2019 Affected Line Item in the Statement Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ (42 ) Net gain on sale of available-for-sale securities Tax effect 9 Provision for income taxes Total reclassifications for the period $ (33 ) Net of tax (Dollar amount in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other Comprehensive (Income) Loss Components For the nine months ended September 30, 2020 Affected Line Item in the Statement Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ (635 ) Net gain on sale of available-for-sale securities Tax effect 133 Provision for income taxes Total reclassifications for the period $ (502 ) Net of tax (Dollar amount in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other Comprehensive (Income) Loss Components For the nine months ended September 30, 2019 Affected Line Item in the Statement Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ (43 ) Net gain on sale of available-for-sale securities Tax effect 9 Provision for income taxes Total reclassifications for the period $ (34 ) Net of tax

Note 10 - Revenue Recognition (

Note 10 - Revenue Recognition (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Disaggregation of Revenue [Table Text Block]	(Dollar amounts in thousands) For the three months ended September 30, For the nine months ended September 30, 2020 2019 2020 2019 Noninterest income In-scope of Topic 606: Service charges on deposits Maintenance fees $ 48 $ 51 $ 148 $ 134 Overdraft fees 250 403 758 1,253 Other fees 64 76 194 235 Electronic banking fees (1) 403 384 1,107 1,079 Noninterest income (in-scope of Topic 606) 765 914 2,207 2,701 Noninterest income (out-of-scope of Topic 606) (2) 375 295 1,336 695 Total noninterest income $ 1,140 $ 1,209 $ 3,543 $ 3,396

Note 11 - Leases (Tables)

Note 11 - Leases (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(Dollar amounts in thousands) Year ending December 31: 2020 (excluding nine months) $ 53 2021 217 2022 222 2023 222 2024 227 Thereafter 1,063 Total minimum lease payments 2,004 Discount effect of cash flows (413 ) Present value of lease liabilities $ 1,591

Note 1 - Nature of Operations_2

Note 1 - Nature of Operations and Basis of Presentation (Details Textual) $ in Millions	9 Months Ended
	Sep. 30, 2020USD ($)	Oct. 23, 2020USD ($)
Financing Receivable, Number of Payment Deferrals	420
Financing Receivable, Principal and Interest Deferred Payments	$ 110.9
Number of Paycheck Protection Program Loans Originated	685
Financing Receivable, Paycheck Protection Program Loans Originated	$ 54.9
Subsequent Event [Member]
Financing Receivable, Number of Payment Deferrals		35
Financing Receivable, Principal and Interest Deferred Payments		$ 28.6
Financing Receivable, Number of Deferred Payment Loans Resumed or Paid Off		385
Financing Receivable, Deferred Payment Loans Resumed or Paid Off		$ 82.3
Financing Receivable, Number of Extended Payment Deferrals		29
Financing Receivable, Principal and Interest Deferred Payments, Extended		$ 28.1

Note 2 - Earnings Per Common _3

Note 2 - Earnings Per Common Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Sep. 30, 2020	Sep. 30, 2019
Net income	$ 1,798	$ 1,294	$ 1,190	$ 2,168	$ 2,140	$ 2,082	$ 4,282	$ 6,391
Preferred stock dividends							91	91
Net income available to common stockholders	$ 1,798			$ 2,168			$ 4,191	$ 6,300
Average common shares outstanding - basic (in shares)	2,708,712			2,698,712			2,708,712	2,698,712
Add: Dilutive effects of restricted stock awards (in shares)	16,862			20,816			14,843	17,245
Average shares and dilutive potential common shares (in shares)	2,725,574			2,719,528			2,723,555	2,715,957
Basic earnings per common share (in dollars per share)	$ 0.66			$ 0.80			$ 1.55	$ 2.33
Diluted earnings per common share (in dollars per share)	$ 0.66			$ 0.80			$ 1.54	$ 2.32

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Equity Securities, FV-NI	$ 12,000		$ 12,000		$ 19,000
Equity Securities, FV-NI, Unrealized Gain (Loss), Total	(2,000)	$ 6,000	(7,000)	$ 16,000
Equity Securities Sold, Amount	$ 0	$ 0	$ 0	$ 0
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	36		36
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	6		6
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total			$ 0
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	16		16
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	11		11
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	6		6
Collateralized Mortgage Backed Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	3		3

Note 3 - Securities - Summary o

Note 3 - Securities - Summary of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Debt securities, amortized cost	$ 97,577	$ 120,245
Debt securities, gross unrealized gains	2,517	686
Debt securities, gross unrealized losses	(442)	(824)
Debt securities, fair value	99,652	120,107
US Government-sponsored Enterprises Debt Securities [Member]
Debt securities, amortized cost	1,000	7,069
Debt securities, gross unrealized gains	17	14
Debt securities, gross unrealized losses		(6)
Debt securities, fair value	1,017	7,077
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Debt securities, amortized cost	19,185	40,868
Debt securities, gross unrealized gains	518	291
Debt securities, gross unrealized losses	(11)	(84)
Debt securities, fair value	19,692	41,075
Collateralized Mortgage Obligations [Member]
Debt securities, amortized cost	20,542	33,001
Debt securities, gross unrealized gains	331	71
Debt securities, gross unrealized losses	(14)	(235)
Debt securities, fair value	20,859	32,837
US States and Political Subdivisions Debt Securities [Member]
Debt securities, amortized cost	44,414	27,848
Debt securities, gross unrealized gains	1,307	217
Debt securities, gross unrealized losses	(160)	(269)
Debt securities, fair value	45,561	27,796
Corporate Debt Securities [Member]
Debt securities, amortized cost	12,436	11,459
Debt securities, gross unrealized gains	344	93
Debt securities, gross unrealized losses	(257)	(230)
Debt securities, fair value	$ 12,523	$ 11,322

Note 3 - Securities - Maturity

Note 3 - Securities - Maturity of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Due in one year or less, amortized cost	$ 494
Due in one year or less, fair value	501
Due after one year through five years, amortized cost	2,296
Due after one year through five years, fair value	2,341
Due after five through ten years, amortized cost	17,091
Due after five through ten years, fair value	17,353
Due after ten years, amortized cost	37,969
Due after ten years, fair value	38,906
Securities available-for-sale, amortized cost	97,577	$ 120,245
Total securities available-for-sale	99,652	120,107
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities without maturity date, amortized cost	19,185
Securities without maturity date, fair value	19,692
Securities available-for-sale, amortized cost	19,185	40,868
Total securities available-for-sale	19,692	41,075
Collateralized Mortgage Obligations [Member]
Securities without maturity date, amortized cost	20,542
Securities without maturity date, fair value	20,859
Securities available-for-sale, amortized cost	20,542	33,001
Total securities available-for-sale	$ 20,859	$ 32,837

Note 3 - Securities - Securitie

Note 3 - Securities - Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Less than 12 months, fair value	$ 17,642	$ 46,564
Less than 12 months, unrealized loss	(379)	(606)
12 months or more, fair value	7,291	16,477
12 months or more, unrealized loss	(63)	(218)
Total, fair value	24,933	63,041
Total, unrealized loss	(442)	(824)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Less than 12 months, fair value	3,425	14,578
Less than 12 months, unrealized loss	(11)	(76)
12 months or more, fair value		2,325
12 months or more, unrealized loss		(8)
Total, fair value	3,425	16,903
Total, unrealized loss	(11)	(84)
Collateralized Mortgage Obligations [Member]
Less than 12 months, fair value	2,973	12,319
Less than 12 months, unrealized loss	(8)	(32)
12 months or more, fair value	5,175	11,621
12 months or more, unrealized loss	(6)	(203)
Total, fair value	8,148	23,940
Total, unrealized loss	(14)	(235)
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, fair value	6,725	15,636
Less than 12 months, unrealized loss	(128)	(269)
12 months or more, fair value	1,641
12 months or more, unrealized loss	(32)
Total, fair value	8,366	15,636
Total, unrealized loss	(160)	(269)
Corporate Debt Securities [Member]
Less than 12 months, fair value	4,519	4,031
Less than 12 months, unrealized loss	(232)	(229)
12 months or more, fair value	475	499
12 months or more, unrealized loss	(25)	(1)
Total, fair value	4,994	4,530
Total, unrealized loss	$ (257)	(230)
US Government Agencies Debt Securities [Member]
Less than 12 months, fair value
Less than 12 months, unrealized loss
12 months or more, fair value		2,032
12 months or more, unrealized loss		(6)
Total, fair value		2,032
Total, unrealized loss		$ (6)

Note 3 - Securities - Gains on

Note 3 - Securities - Gains on Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Proceeds		$ 8,153	$ 40,011	$ 21,035
Gains		45	640	80
Losses		(3)	(5)	(37)
Tax provision related to gains (losses)		$ 9	$ 133	$ 9

Note 4 - Loans Receivable and_3

Note 4 - Loans Receivable and Related Allowance for Loan Losses (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Nov. 02, 2020USD ($)	Oct. 23, 2020USD ($)	Jun. 30, 2020USD ($)	Dec. 31, 2019USD ($)	Jun. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Loans and Leases Receivable, Deferred Income, Total	$ 1,600,000		$ 1,600,000					$ 2,600,000
Loans and Leases Receivable, Allowance, Ending Balance	8,905,000	$ 6,509,000	8,905,000	$ 6,509,000			$ 8,159,000	6,556,000	$ 6,580,000	$ 6,508,000
Financing Receivable, Troubled Debt Restructuring	340,000		340,000					409,000
Allowance for Losses Allocated to Loans Classified as TDRS	$ 0		$ 0					5,000
Financing Receivable, Modifications, Number of Contracts	0	0	0
Financing Receivable, Number of Payment Deferrals	420		420
Financing Receivable, Principal and Interest Deferred Payments	$ 110,900,000		$ 110,900,000
Financing Receivable, Percent of Outstanding Loan Balance Deferred	13.30%		13.30%
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0	0	0
Subsequent Event [Member]
Financing Receivable, Number of Payment Deferrals						35
Financing Receivable, Principal and Interest Deferred Payments						$ 28,600,000
Financing Receivable, Number of Deferred Payment Loans Resumed or Paid Off						385
Financing Receivable, Deferred Payment Loans Resumed or Paid Off						$ 82,300,000
Hotel Loans [Member]
Financing Receivable, Principal and Interest Deferred Payments	$ 35,900,000		$ 35,900,000
Financing Receivable, Percent of Outstanding Loan Balance Deferred	32.30%		32.30%
Hotel Loans [Member] | Subsequent Event [Member]
Financing Receivable, Principal and Interest Deferred Payments					$ 23,300,000
Financing Receivable, Percent of Outstanding Loan Balance Deferred					81.20%
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Allowance, Ending Balance	$ 4,479,000	$ 2,954,000	$ 4,479,000	$ 2,954,000			$ 3,901,000	$ 2,898,000	$ 3,043,000	$ 3,106,000
Financing Receivable, Troubled Debt Restructuring		$ 73,000		$ 73,000
Financing Receivable, Modifications, Number of Contracts				1
United American Savings Bank [Member]
Loans and Leases Receivable, Allowance, Ending Balance	0		0
Northern Hancock Bank & Trust Co. [Member]
Loans and Leases Receivable, Allowance, Ending Balance	0		0
Community First [Member]
Loans and Leases Receivable, Allowance, Ending Balance	$ 0		$ 0

Note 4 - Loans Receivable and_4

Note 4 - Loans Receivable and Related Allowance for Loan Losses - Summary of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018
Loans, gross	$ 840,291		$ 701,904
Loans and Leases Receivable, Allowance, Ending Balance	8,905	$ 8,159	6,556	$ 6,509	$ 6,580	$ 6,508
Total loans, net	831,386		695,348
Mortgage Receivable [Member]
Loans, gross	682,036		620,662
Other Loans [Member]
Loans, gross	158,255		81,242
Residential Portfolio Segment [Member]
Loans, gross	305,824		293,170
Loans and Leases Receivable, Allowance, Ending Balance	2,698	2,582	2,309	2,241	2,225	2,198
Residential Portfolio Segment [Member] | Mortgage Receivable [Member]
Loans, gross	305,824		293,170
Home Equity Loans and Lines of Credit [Member]
Loans, gross	90,764		97,541
Loans and Leases Receivable, Allowance, Ending Balance	661	654	626	635	642	648
Home Equity Loans and Lines of Credit [Member] | Mortgage Receivable [Member]
Loans, gross	90,764		97,541
Commercial Real Estate Portfolio Segment [Member]
Loans, gross	285,448		229,951
Loans and Leases Receivable, Allowance, Ending Balance	4,479	3,901	2,898	2,954	3,043	3,106
Commercial Real Estate Portfolio Segment [Member] | Mortgage Receivable [Member]
Loans, gross	285,448		229,951
Commercial Portfolio Segment [Member]
Loans, gross	120,535		66,603
Loans and Leases Receivable, Allowance, Ending Balance	758	803	636	620	615	500
Commercial Portfolio Segment [Member] | Other Loans [Member]
Loans, gross	120,535		66,603
Consumer Portfolio Segment [Member]
Loans, gross	37,720		14,639
Loans and Leases Receivable, Allowance, Ending Balance	309	$ 219	87	$ 59	$ 55	$ 56
Consumer Portfolio Segment [Member] | Other Loans [Member]
Loans, gross	$ 37,720		$ 14,639

Note 4 - Loans Receivable and_5

Note 4 - Loans Receivable and Related Allowance for Loan Losses - Activity in Allowance for Loan Losses by Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Dec. 31, 2019
Beginning Balance	$ 8,159	$ 6,580	$ 6,556	$ 6,508
Charge-offs	(80)	(69)	(404)	(544)
Recoveries	76	143	111	240
Provision	750	(145)	2,642	305
Ending Balance	8,905	6,509	8,905	6,509
Individually evaluated for impairment					$ 15	$ 5
Total	8,159	6,509	6,556	6,508	8,905	6,556
Individually evaluated for impairment					2,105	483
Loans, gross					840,291	701,904
Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment					97,059	123,329
Financial Asset Originated [Member]
Loans collectively evaluated for impairment					8,890	6,551
Loans collectively evaluated for impairment					741,127	578,092
Residential Portfolio Segment [Member]
Beginning Balance	2,582	2,225	2,309	2,198
Charge-offs			(11)	(204)
Recoveries	5		6	40
Provision	111	16	394	207
Ending Balance	2,698	2,241	2,698	2,241
Individually evaluated for impairment						5
Total	2,698	2,241	2,309	2,198	2,698	2,309
Individually evaluated for impairment					225	358
Loans, gross					305,824	293,170
Residential Portfolio Segment [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment					48,614	60,523
Residential Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment					2,698	2,304
Loans collectively evaluated for impairment					256,985	232,289
Home Equity Loans and Lines of Credit [Member]
Beginning Balance	654	642	626	648
Charge-offs	(51)	(22)	(89)	(56)
Recoveries	1	4	12	5
Provision	57	11	112	38
Ending Balance	661	635	661	635
Individually evaluated for impairment
Total	661	635	626	648	661	626
Individually evaluated for impairment					4	4
Loans, gross					90,764	97,541
Home Equity Loans and Lines of Credit [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment					8,713	10,901
Home Equity Loans and Lines of Credit [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment					661	626
Loans collectively evaluated for impairment					82,047	86,636
Commercial Real Estate Portfolio Segment [Member]
Beginning Balance	3,901	3,043	2,898	3,106
Charge-offs	(1)	(8)	(75)	(36)
Recoveries	1	104	6	132
Provision	578	(185)	1,650	(248)
Ending Balance	4,479	2,954	4,479	2,954
Individually evaluated for impairment
Total	4,479	2,954	2,898	3,106	4,479	2,898
Individually evaluated for impairment					1,694	81
Loans, gross					285,448	229,951
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment					32,840	41,993
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment					4,479	2,898
Loans collectively evaluated for impairment					250,914	187,877
Commercial Portfolio Segment [Member]
Beginning Balance	803	615	636	500
Charge-offs			(147)	(134)
Recoveries	36		37
Provision	(81)	5	232	254
Ending Balance	758	620	758	620
Individually evaluated for impairment					15
Total	758	620	636	500	758	636
Individually evaluated for impairment					182	40
Loans, gross					120,535	66,603
Commercial Portfolio Segment [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment					5,766	7,930
Commercial Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment					743	636
Loans collectively evaluated for impairment					114,587	58,633
Consumer Portfolio Segment [Member]
Beginning Balance	219	55	87	56
Charge-offs	(28)	(39)	(82)	(114)
Recoveries	33	35	50	63
Provision	85	8	254	54
Ending Balance	309	59	309	59
Individually evaluated for impairment
Total	$ 309	$ 59	$ 87	$ 56	309	87
Individually evaluated for impairment
Loans, gross					37,720	14,639
Consumer Portfolio Segment [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment					1,126	1,982
Consumer Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment					309	87
Loans collectively evaluated for impairment					$ 36,594	$ 12,657

Note 4 - Loans Receivable and_6

Note 4 - Loans Receivable and Related Allowance for Loan Losses - Impaired Loans by Class (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Impaired loans with specific allowance, unpaid principal balance	$ 69	$ 76	$ 69	$ 76	$ 76
Impaired loans with specific allowance, recorded investment	69	76	69	76	76
Related allowance	15	4	15	4	5
Impaired loans with specific allowance, average recorded investment	107	77	140	94	77
Impaired loans with specific allowance, interest income recognized in period	1	1	2	3	3
Impaired loans with specific allowance, cash basis interest recognized in period	1	1	2	3	3
Impaired loans with no specific allowance, unpaid principal balance	2,147	2,880	2,147	2,880	519
Impaired loans with no specific allowance, recorded investment	2,036	2,805	2,036	2,805	407
Impaired loans with no specific allowance, average recorded investment	2,147	2,912	1,522	1,648	1,399
Impaired loans with no specific allowance, interest income recognized in period	30	36	89	97	99
Impaired loans with no specific allowance, cash basis interest recognized in period	28	35	70	39	41
Residential Portfolio Segment [Member]
Impaired loans with specific allowance, unpaid principal balance		72		72	72
Impaired loans with specific allowance, recorded investment		72		72	72
Related allowance		4		4	5
Impaired loans with specific allowance, average recorded investment	35	72	53	73	72
Impaired loans with specific allowance, interest income recognized in period		1		3	3
Impaired loans with specific allowance, cash basis interest recognized in period		1		3	3
Impaired loans with no specific allowance, unpaid principal balance	336	369	336	369	398
Impaired loans with no specific allowance, recorded investment	225	294	225	294	286
Impaired loans with no specific allowance, average recorded investment	304	298	293	305	301
Impaired loans with no specific allowance, interest income recognized in period	3	2	6	3	4
Impaired loans with no specific allowance, cash basis interest recognized in period	3	2	6	3	4
Home Equity Loans and Lines of Credit [Member]
Impaired loans with specific allowance, unpaid principal balance		4		4	4
Impaired loans with specific allowance, recorded investment		4		4	4
Related allowance
Impaired loans with specific allowance, average recorded investment	2	5	3	5	5
Impaired loans with specific allowance, interest income recognized in period
Impaired loans with specific allowance, cash basis interest recognized in period
Impaired loans with no specific allowance, unpaid principal balance	4		4
Impaired loans with no specific allowance, recorded investment	4		4
Impaired loans with no specific allowance, average recorded investment	2		1
Impaired loans with no specific allowance, interest income recognized in period
Impaired loans with no specific allowance, cash basis interest recognized in period
Commercial Real Estate Portfolio Segment [Member]
Impaired loans with specific allowance, unpaid principal balance
Impaired loans with specific allowance, recorded investment
Related allowance
Impaired loans with specific allowance, average recorded investment			37
Impaired loans with specific allowance, interest income recognized in period
Impaired loans with specific allowance, cash basis interest recognized in period
Impaired loans with no specific allowance, unpaid principal balance	1,694	2,471	1,694	2,471	81
Impaired loans with no specific allowance, recorded investment	1,694	2,471	1,694	2,471	81
Impaired loans with no specific allowance, average recorded investment	1,714	2,475	1,144	1,254	1,019
Impaired loans with no specific allowance, interest income recognized in period	23	34	75	87	88
Impaired loans with no specific allowance, cash basis interest recognized in period	23	33	59	34	35
Commercial Portfolio Segment [Member]
Impaired loans with specific allowance, unpaid principal balance	69		69
Impaired loans with specific allowance, recorded investment	69		69
Related allowance	15		15
Impaired loans with specific allowance, average recorded investment	70		47	16
Impaired loans with specific allowance, interest income recognized in period	1		2
Impaired loans with specific allowance, cash basis interest recognized in period	1		2
Impaired loans with no specific allowance, unpaid principal balance	113	40	113	40	40
Impaired loans with no specific allowance, recorded investment	113	40	113	40	40
Impaired loans with no specific allowance, average recorded investment	127	139	84	89	79
Impaired loans with no specific allowance, interest income recognized in period	4		8	7	7
Impaired loans with no specific allowance, cash basis interest recognized in period	2		5	2	2
Consumer Portfolio Segment [Member]
Impaired loans with specific allowance, unpaid principal balance
Impaired loans with specific allowance, recorded investment
Related allowance
Impaired loans with specific allowance, average recorded investment
Impaired loans with specific allowance, interest income recognized in period
Impaired loans with specific allowance, cash basis interest recognized in period
Impaired loans with no specific allowance, unpaid principal balance
Impaired loans with no specific allowance, recorded investment
Impaired loans with no specific allowance, average recorded investment
Impaired loans with no specific allowance, interest income recognized in period
Impaired loans with no specific allowance, cash basis interest recognized in period

Note 4 - Loans Receivable and_7

Note 4 - Loans Receivable and Related Allowance for Loan Losses - Loan Portfolio by Internal Risk Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Loans	$ 840,291	$ 701,904
Residential Portfolio Segment [Member]
Loans	305,824	293,170
Home Equity Loans and Lines of Credit [Member]
Loans	90,764	97,541
Commercial Real Estate Portfolio Segment [Member]
Loans	285,448	229,951
Commercial Portfolio Segment [Member]
Loans	120,535	66,603
Consumer Portfolio Segment [Member]
Loans	37,720	14,639
Not Rated [Member]
Loans	432,551	403,487
Not Rated [Member] | Residential Portfolio Segment [Member]
Loans	304,445	291,843
Not Rated [Member] | Home Equity Loans and Lines of Credit [Member]
Loans	90,432	97,087
Not Rated [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans
Not Rated [Member] | Commercial Portfolio Segment [Member]
Loans
Not Rated [Member] | Consumer Portfolio Segment [Member]
Loans	37,674	14,557
Pass [Member]
Loans	387,541	281,380
Pass [Member] | Residential Portfolio Segment [Member]
Loans
Pass [Member] | Home Equity Loans and Lines of Credit [Member]
Loans
Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	269,335	216,744
Pass [Member] | Commercial Portfolio Segment [Member]
Loans	118,206	64,636
Pass [Member] | Consumer Portfolio Segment [Member]
Loans
Special Mention [Member]
Loans	5,137	5,574
Special Mention [Member] | Residential Portfolio Segment [Member]
Loans
Special Mention [Member] | Home Equity Loans and Lines of Credit [Member]
Loans
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	5,123	5,370
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans	14	204
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans
Substandard [Member]
Loans	15,062	11,463
Substandard [Member] | Residential Portfolio Segment [Member]
Loans	1,379	1,327
Substandard [Member] | Home Equity Loans and Lines of Credit [Member]
Loans	332	454
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	10,990	7,837
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans	2,315	1,763
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans	46	82
Doubtful [Member]
Loans
Doubtful [Member] | Residential Portfolio Segment [Member]
Loans
Doubtful [Member] | Home Equity Loans and Lines of Credit [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans
Doubtful [Member] | Commercial Portfolio Segment [Member]
Loans
Doubtful [Member] | Consumer Portfolio Segment [Member]
Loans

Note 4 - Loans Receivable and_8

Note 4 - Loans Receivable and Related Allowance for Loan Losses - Classes of Loan Portfolio by Aging Categories (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Accruing loans not past due	$ 830,920	$ 690,985
Nonaccrual	3,433	2,587
Loans	840,291	701,904
Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	4,090	5,481
Nonaccrual	188	309
Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	1,219	2,222
Nonaccrual		278
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	629	629
Nonaccrual	1,953	1,723
Residential Portfolio Segment [Member]
Accruing loans not past due	300,880	288,399
Nonaccrual	1,195	955
Loans	305,824	293,170
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	2,550	2,405
Nonaccrual	70
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	1,014	1,039
Nonaccrual		72
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	185	372
Nonaccrual	898	638
Home Equity Loans and Lines of Credit [Member]
Accruing loans not past due	89,548	95,908
Nonaccrual	317	428
Loans	90,764	97,541
Home Equity Loans and Lines of Credit [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	756	626
Nonaccrual
Home Equity Loans and Lines of Credit [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	128	553
Nonaccrual
Home Equity Loans and Lines of Credit [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	15	26
Nonaccrual	314	424
Commercial Real Estate Portfolio Segment [Member]
Accruing loans not past due	283,060	226,133
Nonaccrual	1,669	907
Loans	285,448	229,951
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	530	2,141
Nonaccrual	118	309
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due		543
Nonaccrual		31
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	189	227
Nonaccrual	583	539
Commercial Portfolio Segment [Member]
Accruing loans not past due	119,779	66,087
Nonaccrual	206	215
Loans	120,535	66,603
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	233	225
Nonaccrual
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	77	72
Nonaccrual		175
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	240	4
Nonaccrual	112	40
Consumer Portfolio Segment [Member]
Accruing loans not past due	37,653	14,458
Nonaccrual	46	82
Loans	37,720	14,639
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	21	84
Nonaccrual
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due		15
Nonaccrual
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Nonaccrual	$ 46	$ 82

Note 4 - Loans Receivable and_9

Note 4 - Loans Receivable and Related Allowance for Loan Losses - Nonaccrual Loans by Aging Category (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Nonaccrual	$ 3,433	$ 2,587
Residential Portfolio Segment [Member]
Nonaccrual	1,195	955
Home Equity Loans and Lines of Credit [Member]
Nonaccrual	317	428
Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	1,669	907
Commercial Portfolio Segment [Member]
Nonaccrual	206	215
Consumer Portfolio Segment [Member]
Nonaccrual	46	82
Not Past Due [Member]
Nonaccrual	1,292	277
Not Past Due [Member] | Residential Portfolio Segment [Member]
Nonaccrual	227	245
Not Past Due [Member] | Home Equity Loans and Lines of Credit [Member]
Nonaccrual	3	4
Not Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	968	28
Not Past Due [Member] | Commercial Portfolio Segment [Member]
Nonaccrual	94
Not Past Due [Member] | Consumer Portfolio Segment [Member]
Nonaccrual
Financial Asset, 30 to 59 Days Past Due [Member]
Nonaccrual	188	309
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Nonaccrual	70
Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Loans and Lines of Credit [Member]
Nonaccrual
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	118	309
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Nonaccrual
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Nonaccrual
Financial Asset, 60 to 89 Days Past Due [Member]
Nonaccrual		278
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Nonaccrual		72
Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Loans and Lines of Credit [Member]
Nonaccrual
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Nonaccrual		31
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Nonaccrual		175
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Nonaccrual
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Nonaccrual	1,953	1,723
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Nonaccrual	898	638
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loans and Lines of Credit [Member]
Nonaccrual	314	424
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	583	539
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Nonaccrual	112	40
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Nonaccrual	$ 46	$ 82

Note 5 - Goodwill and Intangi_3

Note 5 - Goodwill and Intangible Assets (Details Textual)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Business Acquisition Number of Acquisitions Resulting in Goodwill	5		5
Goodwill, Impairment Loss			$ 0		$ 0
Amortization of Intangible Assets, Total	$ 41,000	$ 44,000	$ 124,000	$ 134,000

Note 5 - Goodwill and Intangi_4

Note 5 - Goodwill and Intangible Assets - Acquired Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Goodwill	$ 19,460	$ 19,460
Core deposit intangibles, gross carring amount	5,634	5,634
Core deposit intangibles, accumulated amortization	4,511	4,387
Total, gross carring amount	$ 25,094	$ 25,094

Note 6 - Stock Compensation P_3

Note 6 - Stock Compensation Plan (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Apr. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)					176,866
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)	0		0
Share-based Payment Arrangement, Expense	$ 112,000	$ 91,000	$ 336,000	$ 271,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 615,000		$ 615,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)			3 years
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)	19,833		19,833
Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)	88,433		88,433
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term (Year)			10 years

Note 6 - Stock Compensation P_4

Note 6 - Stock Compensation Plan - Summary of Nonvested Restricted Stock Awards (Details) - Restricted Stock [Member]	9 Months Ended
	Sep. 30, 2020$ / sharesshares
Nonvested (in shares) | shares	44,450
Nonvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 31.11
Granted (in shares) | shares
Granted, weighted average grant date fair value (in dollars per share) | $ / shares
Vested (in shares) | shares
Vested, weighted average grant date fair value (in dollars per share) | $ / shares
Forfeited (in shares) | shares
Forfeited, weighted average grant date fair value (in dollars per share) | $ / shares
Nonvested (in shares) | shares	44,450
Nonvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 31.11

Note 7 - Fair Value (Details Te

Note 7 - Fair Value (Details Textual)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	$ 69,000	$ 76,000	$ 69,000	$ 76,000	$ 76,000
Impaired Financing Receivable, Related Allowance	15,000	4,000	15,000	4,000	5,000
Provision for Loan and Lease Losses, Total	$ 750,000	(145,000)	$ 2,642,000	305,000
Measurement Input, Discount Rate [Member]
Other Real Estate Owned, Measurement Input	0.1		0.1
Fair Value, Nonrecurring [Member]
Provision for Loan and Lease Losses, Total	$ 25,000	0	$ 56,000	35,000
Other Real Estate, Ending Balance	34,000		34,000		88,000
Other Real Estate, Gross Amount	68,000		68,000		91,000
Other Real Estate, Disposals			34,000		3,000
Impaired Loans [Member]
Provision for Loan and Lease Losses, Total	0	0	31,000	63,000
Real Estate Loan [Member]
Impaired Financing Receivable, Unpaid Principal Balance, Total					67,000
Home Equity Loan [Member]
Impaired Financing Receivable, Unpaid Principal Balance, Total					4,000
Commercial Portfolio Segment [Member]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	69,000		69,000
Impaired Financing Receivable, Related Allowance	15,000		15,000
Provision for Loan and Lease Losses, Total	(81,000)	$ 5,000	232,000	$ 254,000
Collateral Pledged [Member]
Impaired Financing Receivable, with Related Allowance, Fair Value					$ 0
Collateral Pledged [Member] | Commercial Portfolio Segment [Member]
Impaired Financing Receivable, with Related Allowance, Fair Value	54,000		54,000
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	69,000		69,000
Impaired Financing Receivable, Related Allowance	$ 15,000		$ 15,000

Note 7 - Fair Value - Assets Me

Note 7 - Fair Value - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($)	Sep. 30, 2020	Dec. 31, 2019
Securities - available-for-sale	$ 99,652,000	$ 120,107,000
Securities - equity investments	12,000	19,000
Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
Securities - equity investments	12,000	19,000
Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	96,130,000	116,085,000
Securities - equity investments
Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale	3,522,000	4,022,000
Securities - equity investments
US Government-sponsored Enterprises Debt Securities [Member]
Securities - available-for-sale	1,017,000	7,077,000
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	1,017,000	7,077,000
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - available-for-sale	19,692,000	41,075,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	19,692,000	41,075,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale
Collateralized Mortgage Obligations [Member]
Securities - available-for-sale	20,859,000	32,837,000
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	20,859,000	32,837,000
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale
US States and Political Subdivisions Debt Securities [Member]
Securities - available-for-sale	45,561,000	27,796,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	45,561,000	27,796,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale
Corporate Debt Securities [Member]
Securities - available-for-sale	12,523,000	11,322,000
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	9,001,000	7,300,000
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale	$ 3,522,000	$ 4,022,000

Note 7 - Fair Value - Changes i

Note 7 - Fair Value - Changes in Level 3 Assets Measured on a Recurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Balance at the beginning of the period	$ 4,022	$ 3,000	$ 4,022	$ 3,500
Included in earnings
Included in other comprehensive income
Purchased into Level 3		500		500
Transfers in and/or out of Level 3	(500)		(500)	(500)
Balance at the end of the period	$ 3,522	$ 3,500	$ 3,522	$ 3,500

Note 7 - Fair Value - Assets _2

Note 7 - Fair Value - Assets Measured at Fair Value on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($)	Sep. 30, 2020	Dec. 31, 2019
Other real estate owned	$ 34,000	$ 88,000
Total	88,000	88,000
Fair Value, Inputs, Level 1 [Member]
Other real estate owned
Total
Fair Value, Inputs, Level 2 [Member]
Other real estate owned
Total
Fair Value, Inputs, Level 3 [Member]
Other real estate owned	34,000	88,000
Total	88,000	$ 88,000
Commercial Portfolio Segment [Member]
Impaired loans	54,000
Commercial Portfolio Segment [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans
Commercial Portfolio Segment [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans
Commercial Portfolio Segment [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	$ 54,000

Note 7 - Fair Value - Schedule

Note 7 - Fair Value - Schedule of Quantitative Information About Level 3 Fair Value Measurements (Details) - Fair Value, Nonrecurring [Member]	Sep. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Other real estate owned	$ 34,000	$ 88,000
Commercial Portfolio Segment [Member]
Impaired loans	54,000
Fair Value, Inputs, Level 3 [Member]
Other real estate owned	$ 34,000	$ 88,000
Fair Value, Inputs, Level 3 [Member] | Weighted Average [Member] | Measurement Input, Comparability Adjustment [Member]
Other real estate owned, measurement input	0.1	0.1
Fair Value, Inputs, Level 3 [Member] | Commercial Portfolio Segment [Member]
Impaired loans	$ 54,000
Fair Value, Inputs, Level 3 [Member] | Commercial Portfolio Segment [Member] | Weighted Average [Member] | Measurement Input, Comparability Adjustment [Member]
Impaired loans, measurement input	0.1

Note 7 - Fair Value - Carrying

Note 7 - Fair Value - Carrying Amount and Fair Value of Financial Instruments Included in the Consolidated Balance Sheet (Details) - USD ($)	Sep. 30, 2020	Dec. 31, 2019
Debt securities, fair value	$ 99,652,000	$ 120,107,000
Securities - equities	12,000	19,000
Loans held for sale	314,000
Federal bank stock	5,799,000	5,790,000
Fair Value, Inputs, Level 1 [Member]
Debt securities, fair value
Securities - equities	12,000	19,000
Fair Value, Inputs, Level 2 [Member]
Debt securities, fair value	96,130,000	116,085,000
Securities - equities
Fair Value, Inputs, Level 3 [Member]
Debt securities, fair value	3,522,000	4,022,000
Securities - equities
Reported Value Measurement [Member]
Cash and cash equivalents	21,903,000	14,986,000
Interest earning time deposits	6,412,000	9,698,000
Debt securities, fair value	99,652,000	120,107,000
Securities - equities	12,000	19,000
Loans held for sale	314,000
Loans, net	831,386,000	695,348,000
Federal bank stock	5,799,000	5,790,000
Accrued interest receivable	4,231,000	2,600,000
Total	969,709,000	848,548,000
Deposits	899,516,000	787,124,000
Borrowed funds	32,050,000	28,550,000
Accrued interest payable	534,000	616,000
Total	932,100,000	816,290,000
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	21,903,000	14,986,000
Interest earning time deposits	6,412,000	9,698,000
Debt securities, fair value	99,652,000	120,107,000
Securities - equities	12,000	19,000
Loans held for sale	314,000
Loans, net	829,528,000	697,990,000
Federal bank stock
Accrued interest receivable	4,231,000	2,600,000
Total	962,052,000	845,400,000
Deposits	905,239,000	793,999,000
Borrowed funds	32,298,000	29,133,000
Accrued interest payable	534,000	616,000
Total	938,071,000	823,748,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	21,903,000	14,986,000
Interest earning time deposits
Debt securities, fair value
Securities - equities	12,000	19,000
Loans held for sale
Loans, net
Federal bank stock
Accrued interest receivable	81,000	78,000
Total	21,996,000	15,083,000
Deposits	707,194,000	569,357,000
Borrowed funds
Accrued interest payable	36,000	51,000
Total	707,230,000	569,408,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Interest earning time deposits	6,412,000	9,698,000
Debt securities, fair value	96,130,000	116,085,000
Securities - equities
Loans held for sale	314,000
Loans, net
Accrued interest receivable	497,000	419,000
Total	103,353,000	126,202,000
Deposits	198,045,000	224,642,000
Borrowed funds	32,298,000	29,133,000
Accrued interest payable	498,000	565,000
Total	230,841,000	254,340,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Interest earning time deposits
Debt securities, fair value	3,522,000	4,022,000
Securities - equities
Loans held for sale
Loans, net	829,528,000	697,990,000
Federal bank stock
Accrued interest receivable	3,653,000	2,103,000
Total	836,703,000	704,115,000
Deposits
Borrowed funds
Accrued interest payable
Total

Note 8 - Regulatory Matters (De

Note 8 - Regulatory Matters (Details Textual)	Dec. 31, 2019	Dec. 31, 2015
Capital Conservation Buffer	2.50%	0.00%

Note 8 - Regulatory Matters - S

Note 8 - Regulatory Matters - Schedule of Regulatory Capital (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Total capital to risk-weighted assets, actual, amount	$ 82,859	$ 80,418
Total capital to risk-weighted assets, actual, ratio	0.1245	0.1374
Total capital to risk-weighted assets, for capital adequacy purposes, amount	$ 53,247	$ 46,836
Total capital to risk-weighted assets, for capital adequacy purposes, ratio	0.08	0.08
Total capital to risk-weighted assets, to be well capitalized, amount	$ 66,559	$ 58,544
Total capital to risk-weighted assets, to be well capitalized, ratio	0.1	0.1
Tier 1 capital to risk-weighted assets, actual, amount	$ 74,532	$ 73,862
Tier 1 capital to risk-weighted assets, actual, ratio	0.112	0.1262
Tier 1 capital to risk-weighted assets, for capital adequacy purposes, amount	$ 39,935	$ 35,127
Tier 1 capital to risk-weighted assets, for capital adequacy purposes, ratio	0.06	0.06
Tier 1 capital to risk-weighted assets, to be well capitalized, amount	$ 53,247	$ 46,836
Tier 1 capital to risk-weighted assets, to be well capitalized, ratio	0.08	0.08
Common equity tier 1 capital to risk-weighted assets, actual, amount	$ 74,532	$ 73,862
Common equity tier 1 capital to risk weighted assets, actual, ratio	0.112	0.1262
Common equity tier 1 capital to risk-weighted assets, for capital adequacy purposes, amount	$ 29,951	$ 26,345
Common equity tier 1 capital to risk weighted assets, for capital adequacy purposes, ratio	4.50%	4.50%
Common equity tier 1 capital to risk-weighted assets, to. be well capitalized, amount	$ 43,263	$ 38,054
Common equity tier 1 capital to risk weighted assets, to be well capitalized, ratio	6.50%	6.50%
Tier 1 capital to average assets, actual, amount	$ 74,532	$ 73,862
Tier 1 capital to average asset, actual, ratio	0.0736	0.0817
Tier 1 capital to average assets, for capital adequacy purposes, amount	$ 40,489	$ 36,146
Tier 1 capital to average asset, for capital adequacy purposes, ratio	0.04	0.04
Tier 1 capital to average assets, to be well capitalized, amount	$ 50,611	$ 45,182
Tier 1 capital to average asset, to be well capitalized, ratio	0.05	0.05

Note 9 - Accumulated Other Co_3

Note 9 - Accumulated Other Comprehensive Income (Loss) - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Sep. 30, 2020	Sep. 30, 2019
Balance	$ 88,544	$ 87,545	$ 85,858	$ 84,357	$ 82,089	$ 80,008	$ 85,858	$ 80,008
Net current period other comprehensive income (loss)	54	497	1,197	97	911	873
Balance	89,695	88,544	87,545	85,931	84,357	82,089	89,695	85,931
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Balance	1,586		(108)	267		(1,517)	(108)	(1,517)
Other comprehensive income before reclassification	54			130			2,250	1,915
Amounts reclassified from accumulated other comprehensive income (loss)				(33)			(502)	(34)
Net current period other comprehensive income (loss)	54			97			1,748	1,881
Balance	1,640	1,586		364	267		1,640	364
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balance	(5,227)		(5,227)	(4,840)		(4,840)	(5,227)	(4,840)
Other comprehensive income before reclassification
Amounts reclassified from accumulated other comprehensive income (loss)
Net current period other comprehensive income (loss)
Balance	(5,227)	(5,227)		(4,840)	(4,840)		(5,227)	(4,840)
AOCI Attributable to Parent [Member]
Balance	(3,641)	(4,138)	(5,335)	(4,573)	(5,484)	(6,357)	(5,335)	(6,357)
Other comprehensive income before reclassification	54			130			2,250	1,915
Amounts reclassified from accumulated other comprehensive income (loss)				(33)			(502)	(34)
Net current period other comprehensive income (loss)	54	497	1,197	97	911	873	1,748	1,881
Balance	$ (3,587)	$ (3,641)	$ (4,138)	$ (4,476)	$ (4,573)	$ (5,484)	$ (3,587)	$ (4,476)

Note 9 - Accumulated Other Co_4

Note 9 - Accumulated Other Comprehensive Income (Loss) - Significant Amounts Reclassified Out of Each Component of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Sep. 30, 2020	Sep. 30, 2019
Provision for income taxes	$ 384			$ 444			$ 892	$ 1,372
Total reclassifications for the period	1,798	$ 1,294	$ 1,190	2,168	$ 2,140	$ 2,082	4,282	6,391
Reclassification out of Accumulated Other Comprehensive Income [Member]
Provision for income taxes				9			133	9
Total reclassifications for the period				(33)			(502)	(34)
Reclassification out of Accumulated Other Comprehensive Income [Member] | AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Unrealized gains and losses on available-for-sale securities				$ (42)			$ (635)	$ (43)

Note 10 - Revenue Recognition -

Note 10 - Revenue Recognition - Noninterest Income (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Noninterest income (in-scope of Topic 606)		$ 765	$ 914	$ 2,207	$ 2,701
Noninterest income (out-of-scope of Topic 606) (2)	[1]	375	295	1,336	695
Total noninterest income		1,140	1,209	3,543	3,396
Maintenance Fees [Member]
Noninterest income (in-scope of Topic 606)		48	51	148	134
Overdraft Fees [Member]
Noninterest income (in-scope of Topic 606)		250	403	758	1,253
Other Fees [Member]
Noninterest income (in-scope of Topic 606)		64	76	194	235
Electronic Banking Fees [Member]
Noninterest income (in-scope of Topic 606)	[2]	$ 403	$ 384	$ 1,107	$ 1,079
[1]	Noninterest income items that are out-of-scope include net realized gains (losses) on sales of securities, net gains (losses) on sales of loans, earnings on bank-owned life insurance and certain other noninterest income items.
[2]	Included in other noninterest income on the consolidated statement of income.

Note 11 - Leases (Details Textu

Note 11 - Leases (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Operating Lease, Weighted Average Remaining Lease Term (Year)	12 years 208 days	13 years 51 days	12 years 208 days	13 years 51 days
Operating Lease, Weighted Average Discount Rate, Percent	3.50%	3.48%	3.50%	3.48%
Operating Lease, Cost	$ 48,000	$ 48,000	$ 144,000	$ 145,000
Premises and Equipment [Member]
Operating Lease, Right-of-Use Asset	1,400,000	1,500,000	1,400,000	1,500,000
Other Liabilities [Member]
Operating Lease, Liability, Total	$ 1,591,000	$ 1,700,000	$ 1,591,000	$ 1,700,000

Note 11 - Leases - Estimated Re

Note 11 - Leases - Estimated Rental Commitments for Operating Leases (Details) - USD ($)	Sep. 30, 2020	Sep. 30, 2019
2020 (excluding nine months)	$ 53,000
2021	217,000
2022	222,000
2023	222,000
2024	227,000
Thereafter	1,063,000
Total minimum lease payments	2,004,000
Discount effect of cash flows	(413,000)
Other Liabilities [Member]
Present value of lease liabilities	$ 1,591,000	$ 1,700,000