Emclaire Financial (EMCF) 10-K 19 Mar 21 2020 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2020	Mar. 19, 2021	Jun. 30, 2020
Document Information [Line Items]
Entity Registrant Name	EMCLAIRE FINANCIAL CORP
Entity Central Index Key	0000858800
Trading Symbol	emcf
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding (in shares)		2,721,212
Entity Public Float			$ 44.2
Entity Shell Company	false
Document Type	10-K
Document Period End Date	Dec. 31, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	FY
Amendment Flag	false
Title of 12(b) Security	Common Stock, par value $1.25 per share

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 3,526,000	$ 3,750,000
Interest earning deposits with banks	33,913,000	11,236,000
Total cash and cash equivalents	37,439,000	14,986,000
Interest earning time deposits	5,718,000	9,698,000
Securities - available-for-sale	113,041,000	120,107,000
Securities - equity investments	15,000	19,000
Loans held for sale	75,000
Loans receivable, net of allowance for loan losses of $9,580 and $6,556	800,338,000	695,348,000
Federal bank stocks, at cost	5,635,000	5,790,000
Bank-owned life insurance	15,468,000	15,287,000
Accrued interest receivable	3,786,000	2,600,000
Premises and equipment, net	18,202,000	19,041,000
Goodwill	19,460,000	19,460,000
Core deposit intangible, net	1,083,000	1,247,000
Prepaid expenses and other assets	12,063,000	11,713,000
Total Assets	1,032,323,000	915,296,000
Liabilities and Stockholders' Equity
Non-interest bearing	193,752,000	148,842,000
Interest bearing	699,875,000	638,282,000
Total deposits	893,627,000	787,124,000
Short-term borrowed funds	2,050,000	2,050,000
Long-term borrowed funds	30,000,000	26,500,000
Accrued interest payable	474,000	616,000
Accrued expenses and other liabilities	14,692,000	13,148,000
Total Liabilities	940,843,000	829,438,000
Commitments and Contingent Liabilities (Note 11)
Stockholders' Equity
Preferred stock, $1.00 par value, 3,000,000 shares authorized; Series C, non-cumulative preferred stock, $2.9 million liquidation value, 286,888 shares issued and outstanding; Series D, non-cumulative preferred stock, $1.3 million liquidation value, 133,705 shares issued and outstanding	4,206,000	4,206,000
Common stock, $1.25 par value, 12,000,000 shares authorized; 2,823,229 and 2,810,729 shares issued; 2,721,212 and 2,708,712 shares outstanding	3,529,000	3,513,000
Additional paid-in capital	47,200,000	46,757,000
Treasury stock, at cost; 102,017 shares	(2,114,000)	(2,114,000)
Retained earnings	42,143,000	38,831,000
Accumulated other comprehensive loss	(3,484,000)	(5,335,000)
Total Stockholders' Equity	91,480,000	85,858,000
Total Liabilities and Stockholders' Equity	$ 1,032,323,000	$ 915,296,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Allowance for loan losses	$ 9,580	$ 6,556
Preferred stock, par value (in dollars per share)	$ 1	$ 1
Preferred stock, authorized (in shares)	3,000,000	3,000,000
Common stock, par value (in dollars per share)	$ 1.25	$ 1.25
Common stock, authorized (in shares)	12,000,000	12,000,000
Common stock, issued (in shares)	2,823,229	2,810,729
Common stock, outstanding (in shares)	2,721,212	2,708,712
Treasury stock, shares (in shares)	102,017	102,017
Series C Preferred Stock [Member]
Preferred stock, issued (in shares)	286,888	286,888
Preferred stock, outstanding (in shares)	286,888	286,888
Preferred stock, liquidation value	$ 2,900	$ 2,900
Series D Preferred Stock [Member]
Preferred stock, issued (in shares)	133,705	133,705
Preferred stock, outstanding (in shares)	133,705	133,705
Preferred stock, liquidation value	$ 1,300	$ 1,300

Consolidated Statements of Net

Consolidated Statements of Net Income - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Interest and dividend income
Loans receivable, including fees	$ 34,029,000	$ 32,507,000
Securities:
Taxable	2,070,000	2,258,000
Exempt from federal income tax	486,000	395,000
Federal bank stocks	371,000	419,000
Interest earning deposits with banks	191,000	566,000
Total interest and dividend income	37,147,000	36,145,000
Interest expense
Deposits	7,165,000	7,087,000
Short-term borrowed funds	131,000	183,000
Long-term borrowed funds	766,000	813,000
Total interest expense	8,062,000	8,083,000
Net interest income	29,085,000	28,062,000
Provision for loan losses	3,247,000	715,000
Net interest income after provision for loan losses	25,838,000	27,347,000
Noninterest income
Fees and service charges	1,498,000	2,157,000
Net gain on sales of available for sale securities	687,000	78,000
Net gain on sales of loans	241,000	114,000
Earnings on bank-owned life insurance	401,000	566,000
Other	1,536,000	1,476,000
Total noninterest income	4,363,000	4,391,000
Noninterest expense
Compensation and employee benefits	11,148,000	11,738,000
Premises and equipment	3,300,000	3,373,000
Intangible asset amortization	164,000	176,000
Professional fees	841,000	928,000
Federal deposit insurance	538,000	273,000
Other	6,027,000	5,634,000
Total noninterest expense	22,018,000	22,122,000
Income before provision for income taxes	8,183,000	9,616,000
Provision for income taxes	1,435,000	1,662,000
Net income	6,748,000	7,954,000
Preferred stock dividends	186,000	182,000
Net income available to common stockholders	$ 6,562,000	$ 7,772,000
Earnings per common share
Basic (in dollars per share)	$ 2.42	$ 2.88
Diluted (in dollars per share)	$ 2.41	$ 2.86

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Net income	$ 6,748	$ 7,954
Unrealized gains on securities available-for-sale:
Unrealized holding gain arising during the period	3,634	1,861
Reclassification adjustment for gains included in net income	(687)	(78)
Net period change	2,947	1,783
Tax effect	(619)	(374)
Net of tax	2,328	1,409
Defined benefit pension plans:
Unrealized holding gain arising during the period	(871)	(742)
Reclassification adjustment for gains included in net income	268	252
Net period change	(603)	(490)
Tax effect	126	103
Net of tax	(477)	(387)
Net current period other comprehensive income (loss)	1,851	1,022
Comprehensive income	$ 8,599	$ 8,976

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Preferred Stock [Member]	Additional Paid-in Capital, Preferred [Member]	Common Stock [Member]	Additional Paid-in Capital, Common [Member]	Treasury Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2018	$ 421	$ 3,785	$ 3,501	$ 46,401	$ (2,114)	$ 34,190	$ (6,357)	$ 79,827
Net income						7,954		7,954
Other comprehensive income (loss)							1,022	1,022
Cash dividends declared on preferred stock						(182)		(182)
Issuance of common stock for restricted stock awards			12	(12)
Stock compensation expense				368				368
Cash dividends declared on common stock						(3,131)		(3,131)
Balance at Dec. 31, 2019	421	3,785	3,513	46,757	(2,114)	38,831	(5,335)	85,858
Net income						6,748		6,748
Other comprehensive income (loss)							1,851	1,851
Cash dividends declared on preferred stock						(186)		(186)
Issuance of common stock for restricted stock awards			16	(16)
Stock compensation expense				459				459
Cash dividends declared on common stock						(3,250)		(3,250)
Balance at Dec. 31, 2020	$ 421	$ 3,785	$ 3,529	$ 47,200	$ (2,114)	$ 42,143	$ (3,484)	$ 91,480

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Issuance of common stock for restricted stock awards, shares (in shares)	12,500	10,000
Cash dividends declared on common stock (in dollars per share)	$ 1.20	$ 1.16

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Cash flows from operating activities
Net income	$ 6,748	$ 7,954
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization of premises and equipment	1,406	1,388
Provision for loan losses	3,247	715
Amortization/accretion of premiums, discounts and deferred costs and fees, net	(213)	406
Amortization of operating lease right-of-use assets	136	132
Amortization of intangible assets and mortgage servicing rights	261	249
Realized gain on sales of debt securities, net	(687)	(78)
Change in fair value of equity securities	4	(12)
Net gain on sales of loans	(241)	(114)
Net (gain) loss on foreclosed real estate	3	(49)
Net loss on sale of premises and equipment	277	279
Loans originated for sale	(213)	(6,027)
Proceeds from the sale of loans originated for sale	144	6,178
Write-down of foreclosed real estate	56	37
Stock compensation expense	459	368
Increase in bank-owned life insurance	(401)	(406)
Proceeds from bank-owned life insurance claim		(160)
Decrease (increase) in deferred taxes	(603)	122
Increase in accrued interest receivable	(1,186)	(30)
Increase in prepaid expenses and other assets	(590)	(107)
Increase (decrease) in accrued interest payable	(142)	121
Increase (decrease) in accrued expenses and other liabilities	1,066	(538)
Net cash provided by operating activities	9,531	10,428
Cash flows from investing activities
Loan originations and principal collections, net	(113,305)	10,791
Proceeds from sales of loans held for sale previously classified as portfolio loans	5,260	967
Available-for-sale securities:
Sales	43,906	36,370
Maturities, repayments and calls	23,238	19,007
Purchases	(56,777)	(76,149)
Purchase of federal bank stocks	(3,190)	(1,946)
Redemption of federal bank stocks	3,345	2,507
Net change in interest earning time deposits	3,980	(2,960)
Proceeds from surrender of bank-owned life insurance	220
Proceeds from the sale of bank premises and equipment	397	251
Purchases of premises and equipment	(1,155)	(1,809)
Proceeds from the sale of foreclosed real estate	436	1,109
Net cash used in investing activities	(93,645)	(11,862)
Cash flows from financing activities
Net increase in deposits	106,503	25,578
Proceeds from long-term debt	20,000
Repayments on long-term debt	(16,500)	(6,000)
Net change in short-term borrowings		(10,800)
Dividends paid	(3,436)	(3,313)
Net cash provided by financing activities	106,567	5,465
Net increase in cash and cash equivalents	22,453	4,031
Cash and cash equivalents at beginning of period	14,986	10,955
Cash and cash equivalents at end of period	37,439	14,986
Supplemental information:
Interest paid	8,204	7,962
Income taxes paid	1,350	1,410
Supplemental noncash disclosure:
Transfers from loans to foreclosed real estate	590	645
Initial recognition of operating lease right-of-use assets		1,642
Initial recognition of operating lease liabilities		1,858
Transfers from portfolio loans to loans held for sale	$ 5,025	$ 1,004

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Significant Accounting Policies [Text Block]	1. Summary of Significant Accounting Policies Basis of Presentation and Consolidation. ). All significant intercompany balances and transactions have been eliminated in consolidation. Nature of Operations. Use of Estimates and Classifications. may not 1, may Significant Group Concentrations of Credit Risk. 2 3 not one Cash and Cash Equivalents. one Dividend Restrictions. egulations require maintaining certain capital levels and may Securities Available for Sale. Debt securities are classified as available for sale when they might be sold before maturity. Debt securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Interest income from securities includes amortization of purchase premium or discount. Discounts on securities are accreted using the level yield method through the maturity date. Premiums are amortized using the level yield method through the first Management evaluates debt securities for other-than-temporary impairment (OTTI) at least on a quarterly basis, and more frequently when economic, market or other concerns warrant such evaluation. Consideration is given to: ( 1 2 3 4 not not Equity Securities. Equity securities are carried at fair value. The holding gains or losses are reported in net income. Loans Receivable . The Corporation grants mortgage, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by loans collateralized by real estate primarily located throughout Western Pennsylvania. The ability of the Corporation's debtors to honor their contracts is dependent upon real estate and general economic conditions in this area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allow The accrual of interest on all classes of loans is typically discontinued at the time the loan is 90 120 90 not Allowance for Loan Losses. The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectability of loans in light of historic experience, the nature and volume of the loan portfolio, adverse situations that may A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings (TDR) and classified as impaired. Factors considered by management in determining impairment on all loan classes include demonstrated ability to repay, payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Impairment is measured on a loan by loan basis for commercial loans by either the present value of expected future cash flows discounted at the loans effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of small balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Corporation does not TDRs are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan's effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of collateral. For TDRs that subsequently default, the Corporation determines the amount of reserves in accordance with accounting policies for the allowance for loan losses. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Corporation over the prior 12 Residential mortgages: may Home equity loans and lines of credit: may Commercial real estate: may Commercial business: may not may Consumer: may Loans Held for Sale. Federal Bank Stocks. Bank-Owned Life Insurance (BOLI). Premises and Equipment . twenty-five forty three ten may not Goodwill and Intangible Assets . not not not, not November 30 Servicing Assets. December 31, 2020 2019, $26.8 $32.8 not December 31, 2020 2019, $165,000 $211,000, December 31, 2020 2019, $80,000 $85,000, Other Real Estate Acquired Through Foreclosure (OREO). Real estate properties acquired through foreclosure are initially recorded at fair value less cost to sell when acquired, thereby establishing a new cost basis for the asset. These assets are subsequently accounted for at the lower of carrying amount or fair value less cost to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Revenue and expenses from operations of the properties, gains and losses on sales and additions to the valuation allowance are included in operating results. Real estate acquired through foreclosure is classified in prepaid expenses and other assets and totaled $344,000 $249,000 December 31, 2020 2019, 1.3 and $545,000 December 31, 2020 2019, Treasury Stock. first first Income Taxes. not” 50% not not” no Earnings Per Common Share (EPS). Comprehensive Income. Operating Segments. one Retirement Plans. January 1, 2009 March 12, 2013 January 1, 2013. not 401 Stock Compensation Plans. not Transfers of Financial Assets. 1 2 3 not Off-Balance Sheet Financial Instruments . Fair Value of Financial Instruments . Loss Contingencies. not Newly Issued Not June 2016, 2016 13, 326 2016 13 1 2 3 December 15, 2019, October 16, 2019, December 15, 2022. 2016 13 In August 2018, 2018 14, 2018 14 one December 15, 2020. not 2018 14 In December 2019, 2019 12, 2019 12 December 15, 2020. 2019 12 In March 2020, 2020 04, 2020 04 may December 31, 2022. fourteen $40.4 two $2.5 not not Adoption of New Accounting Policies. January 2017, 2017 04, 2 not not 2017 04 January 1, 2020 not In August 2018, 2018 13, 2018 13 1 2, 3 3 3 2018 03 January 1, 2020 not

Note 2 - Securities

Note 2 - Securities	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	2. Securities Equity Securities. $15,000 $19,000 December 31, 2020 2019, $4,000 $12,000 December 31, 2020 2019, Debt Securities - Available for Sale. December 31: (Dollar amounts in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2020: U.S. government sponsored entities and agencies $ 3,036 $ 11 $ (40 ) $ 3,007 U.S. agency mortgage-backed securities: residential 16,151 436 (6 ) 16,581 U.S. agency collateralized mortgage obligations: residential 15,658 263 (10 ) 15,911 State and political subdivisions 53,834 1,781 (38 ) 55,577 Corporate debt securities 21,553 434 (22 ) 21,965 Total securities available-for-sale $ 110,232 $ 2,925 $ (116 ) $ 113,041 December 31, 2019: U.S. government sponsored entities and agencies $ 7,069 $ 14 $ (6 ) $ 7,077 U.S. agency mortgage-backed securities: residential 40,868 291 (84 ) 41,075 U.S. agency collateralized mortgage obligations: residential 33,001 71 (235 ) 32,837 State and political subdivisions 27,848 217 (269 ) 27,796 Corporate debt securities 11,459 93 (230 ) 11,322 Total securities available-for-sale $ 120,245 $ 686 $ (824 ) $ 120,107 Securities with carrying values of $36.0 $22.1 December 31, 2020 2019, Gains on sales of available for sale debt securities for the years ended December 31 2020 2019 Proceeds $ 43,906 $ 36,370 Gains 699 135 Losses (12 ) (57 ) Tax provision related to gains (losses) 144 16 The following table summarizes scheduled maturities of the Corporation's debt securities as of December 31, 2020. may may not (Dollar amounts in thousands) Available-for-sale Amortized Cost Fair Value Due in one year or less $ 497 $ 500 Due after one year through five years 4,547 4,631 Due after five years through ten years 25,648 26,215 Due after ten years 47,731 49,203 Mortgage-backed securities: residential 16,151 16,581 Collateralized mortgage obligations: residential 15,658 15,911 Total securities available-for-sale $ 110,232 $ 113,041 Information pertaining to securities with gross unrealized losses at December 31, 2020 2019 (Dollar amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2020: U.S. government sponsored entities and agencies $ 1,996 $ (40 ) $ — $ — $ 1,996 $ (40 ) U.S. agency mortgage-backed securities: residential 1,547 (6 ) — — 1,547 (6 ) U.S. agency collateralized mortgage obligations: residential 1,515 (4 ) 4,845 (6 ) 6,360 (10 ) State and political subdivisions 1,705 (11 ) 1,641 (27 ) 3,346 (38 ) Corporate debt securities 2,509 (10 ) 988 (12 ) 3,497 (22 ) Total $ 9,272 $ (71 ) $ 7,474 $ (45 ) $ 16,746 $ (116 ) December 31, 2019: U.S. government sponsored entities and agencies $ — $ — $ 2,032 $ (6 ) $ 2,032 $ (6 ) U.S. agency mortgage-backed securities: residential 14,578 (76 ) 2,325 (8 ) 16,903 (84 ) U.S. agency collateralized mortgage obligations: residential 12,319 (32 ) 11,621 (203 ) 23,940 (235 ) State and political subdivisions 15,636 (269 ) — — 15,636 (269 ) Corporate debt securities 4,031 (229 ) 499 (1 ) 4,530 (230 ) Total $ 46,564 $ (606 ) $ 16,477 $ (218 ) $ 63,041 $ (824 ) Management evaluates debt securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic, market or other conditions warrant such evaluation. Consideration is given to: ( 1 2 3 4 not not There were 20 December 31, 2020, 7 12 20 7 6 4 2 1 not not not not not December 31, 2020

Note 3 - Loans Receivable and R

Note 3 - Loans Receivable and Related Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	3. Loans Receivable and Related Allowance for Loan Losses The following table summarizes the Corporation's loans receivable as of December 31: (Dollar amounts in thousands) December 31, 2020 December 31, 2019 Mortgage loans on real estate: Residential first mortgages $ 308,031 $ 293,170 Home equity loans and lines of credit 87,088 97,541 Commercial real estate 285,625 229,951 Total real estate loans 680,744 620,662 Other loans: Commercial business 89,139 66,603 Consumer 40,035 14,639 Total other loans 129,174 81,242 Total loans, gross 809,918 701,904 Less allowance for loan losses 9,580 6,556 Total loans, net $ 800,338 $ 695,348 Included in total loans above are net deferred costs of $2.5 $2.6 December 31, 2020 2019, December 31, 2020 $30.4 $2.1 $1.3 2020 $795,000 2021 An allowance for loan losses (ALL) is maintained to absorb probable incurred losses from the loan portfolio. The ALL is based on management's continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience and the amount of nonperforming loans. While to Corporation has historically experienced strong trends in asset quality, as a result of the situation regarding the COVID- 19 Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL. Following is an analysis of the changes in the ALL for the years ended December 31: (Dollar amounts in thousands) 2020 2019 Balance at the beginning of the year $ 6,556 $ 6,508 Provision for loan losses 3,247 715 Charge-offs (473 ) (913 ) Recoveries 250 246 Balance at the end of the year $ 9,580 $ 6,556 The following table details activity in the ALL and the recorded investment by portfolio segment based on impairment method at December 31, 2020 2019: Home Equity Residential & Lines Commercial Commercial (Dollar amounts in thousands) Mortgages of Credit Real Estate Business Consumer Total At December 31, 2020: Beginning Balance $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Charge-offs (27 ) (126 ) (75 ) (163 ) (82 ) (473 ) Recoveries 6 15 107 70 52 250 Provision 486 105 2,250 134 272 3,247 Ending Balance $ 2,774 $ 620 $ 5,180 $ 677 $ 329 $ 9,580 Ending ALL balance attributable to loans: Individually evaluated for impairment $ — $ — $ 40 $ 20 $ — $ 60 Acquired loans collectively evaluated for impairment — — — — — — Originated loans collectively evaluated for impairment 2,774 620 5,140 657 329 9,520 Total $ 2,774 $ 620 $ 5,180 $ 677 $ 329 $ 9,580 Total loans: Individually evaluated for impairment $ 329 $ 3 $ 1,639 $ 143 $ — $ 2,114 Acquired loans collectively evaluated for impairment 44,209 8,491 30,913 5,131 1,017 89,761 Originated loans collectively evaluated for impairment 263,493 78,594 253,073 83,865 39,018 718,043 Total $ 308,031 $ 87,088 $ 285,625 $ 89,139 $ 40,035 $ 809,918 At December 31, 2019: Beginning Balance $ 2,198 $ 648 $ 3,106 $ 500 $ 56 $ 6,508 Charge-offs (227 ) (61 ) (242 ) (250 ) (133 ) (913 ) Recoveries 40 6 134 — 66 246 Provision 298 33 (100 ) 386 98 715 Ending Balance $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Ending ALL balance attributable to loans: Individually evaluated for impairment $ 5 $ — $ — $ — $ — $ 5 Acquired loans collectively evaluated for impairment — — — — — — Originated loans collectively evaluated for impairment 2,304 626 2,898 636 87 6,551 Total $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Total loans: Individually evaluated for impairment $ 358 $ 4 $ 81 $ 40 $ — $ 483 Acquired loans collectively evaluated for impairment 60,523 10,901 41,993 7,930 1,982 123,329 Originated loans collectively evaluated for impairment 232,289 86,636 187,877 58,633 12,657 578,092 Total $ 293,170 $ 97,541 $ 229,951 $ 66,603 $ 14,639 $ 701,904 The allowance for loan losses is based on estimates, and actual losses will vary from current estimates. Management believes that the granularity of the homogeneous pools and the related historical loss ratios and other qualitative factors, as well as the consistency in the application of assumptions, result in an ALL that is representative of the risk found in the components of the portfolio at any given date. At December 31, 2020 2019, no 2016 2017 2018 The following tables present impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not December 31: (Dollar amounts in thousands) Impaired Loans with Specific Allowance As of December 31, 2020 For the year ended December 31, 2020 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ — $ — $ — $ 43 $ — $ — Home equity and lines of credit — — — 2 — — Commercial real estate 380 380 40 106 17 11 Commercial business 78 78 20 53 5 4 Consumer — — — — — — Total $ 458 $ 458 $ 60 $ 204 $ 22 $ 15 Impaired Loans with No Specific Allowance As of December 31, 2020 For the year ended December 31, 2020 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 440 $ 329 $ 300 $ 7 $ 7 Home equity and lines of credit 3 3 2 — — Commercial real estate 1,259 1,259 1,167 76 66 Commercial business 65 65 80 10 6 Consumer — — — — — Total $ 1,767 $ 1,656 $ 1,549 $ 93 $ 79 (Dollar amounts in thousands) Impaired Loans with Specific Allowance As of December 31, 2019 For the year ended December 31, 2019 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 72 $ 72 $ 5 $ 72 $ 3 $ 3 Home equity and lines of credit 4 4 — 5 — — Commercial real estate — — — — — — Commercial business — — — — — — Consumer — — — — — — Total $ 76 $ 76 $ 5 $ 77 $ 3 $ 3 Impaired Loans with No Specific Allowance As of December 31, 2019 For the year ended December 31, 2019 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 398 $ 286 $ 301 $ 4 $ 4 Home equity and lines of credit — — — — — Commercial real estate 81 81 1,019 88 35 Commercial business 40 40 79 7 2 Consumer — — — — — Total $ 519 $ 407 $ 1,399 $ 99 $ 41 Unpaid principal balance includes any loans that have been partially charged off but not not not Troubled debt restructurings (TDR). not not no At December 31, 2020 2019, $396,000 $409,000, December 31, 2020 2019, $6,000 $5,000, During the year ended December 31, 2020, one $64,000. 32 December 31, 2020, $6,000 not December 31, 2019, one $67,000. not not December 31, 2019. A loan is considered to be in payment default once it is 30 December 31, 2020 2019, no twelve Under the provisions of the CARES Act, as of December 31, 2020, 410 $110.4 13.6% February 28, 2021, 28 $35.4 382 $75.0 February 28, 2021, $32.8 92.7% not Credit Quality Indicators. Commercial real estate and commercial business loans not Management has determined certain portions of the loan portfolio to be homogeneous in nature and assigns like reserve factors for the following loan pool types: residential real estate, home equity loans and lines of credit, and consumer installment and personal lines of credit. These homogeneous loans are not Management uses the following definitions for risk ratings: Pass: Special Mention: may Substandard: no Doubtful: The following table presents the classes of the loan portfolio summarized by the aggregate pass and the criticized categories of special mention, substandard and doubtful within the Corporation's internal risk rating system as of December 31, 2020 2019: (Dollar amounts in thousands) Not Rated Pass Special Mention Substandard Doubtful Total December 31, 2020: Residential first mortgages $ 306,237 $ — $ — $ 1,794 $ — $ 308,031 Home equity and lines of credit 86,867 — — 221 — 87,088 Commercial real estate — 249,357 19,669 16,599 — 285,625 Commercial business — 83,059 2,054 4,026 — 89,139 Consumer 39,987 — — 48 — 40,035 Total loans $ 433,091 $ 332,416 $ 21,723 $ 22,688 $ — $ 809,918 December 31, 2019: Residential first mortgages $ 291,843 $ — $ — $ 1,327 $ — $ 293,170 Home equity and lines of credit 97,087 — — 454 — 97,541 Commercial real estate — 216,744 5,370 7,837 — 229,951 Commercial business — 64,636 204 1,763 — 66,603 Consumer 14,557 — — 82 — 14,639 Total loans $ 403,487 $ 281,380 $ 5,574 $ 11,463 $ — $ 701,904 Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a required payment is past due. As of December 31, 2020, 30 not December 31, 2020. December 31, 2020 2019: (Dollar amounts in thousands) Performing Nonperforming Accruing Loans Not Past Due Accruing 30-59 Days Past Due Accruing 60-89 Days Past Due Accruing 90+ Days Past Due Nonaccrual Total December 31, 2020: Residential first mortgages $ 304,161 $ 1,836 $ 239 $ 176 $ 1,619 $ 308,031 Home equity and lines of credit 86,093 446 328 146 75 87,088 Commercial real estate 283,373 580 41 18 1,613 285,625 Commercial business 88,614 72 46 239 168 89,139 Consumer 39,917 28 42 — 48 40,035 Total loans $ 802,158 $ 2,962 $ 696 $ 579 $ 3,523 $ 809,918 December 31, 2019: Residential first mortgages $ 288,399 $ 2,405 $ 1,039 $ 372 $ 955 $ 293,170 Home equity and lines of credit 95,908 626 553 26 428 97,541 Commercial real estate 226,133 2,141 543 227 907 229,951 Commercial business 66,087 225 72 4 215 66,603 Consumer 14,458 84 15 — 82 14,639 Total loans $ 690,985 $ 5,481 $ 2,222 $ 629 $ 2,587 $ 701,904 The following table presents the Corporation's nonaccrual loans by aging category as of December 31, 2020 2019: (Dollar amounts in thousands) Not Past Due 30-59 Days Past Due 60-89 Days Past Due 90 Days + Past Due Total December 31, 2020: Residential first mortgages $ 220 $ 70 $ — $ 1,329 $ 1,619 Home equity and lines of credit 4 — — 71 75 Commercial real estate 1,016 — 24 573 1,613 Commercial business 168 — — — 168 Consumer — — — 48 48 Total loans $ 1,408 $ 70 $ 24 $ 2,021 $ 3,523 December 31, 2019: Residential first mortgages $ 245 $ — $ 72 $ 638 $ 955 Home equity and lines of credit 4 — — 424 428 Commercial real estate 28 309 31 539 907 Commercial business — — 175 40 215 Consumer — — — 82 82 Total loans $ 277 $ 309 $ 278 $ 1,723 $ 2,587

Note 4 - Federal Bank Stocks

Note 4 - Federal Bank Stocks	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	4. Federal Bank Stocks The Bank is a member of the FHLB and the FRB. As a member of these federal banking systems, the Bank maintains an investment in the capital stock of the respective regional banks, which are carried at cost. These stocks are purchased and redeemed at par as directed by the federal banks and levels maintained are based primarily on borrowing and other correspondent relationships. The Bank's investment in FHLB and FRB stocks was $3.8 $1.8 December 31, 2020, $4.0 $1.8 December 31, 2019.

Note 5 - Premises, Equipment an

Note 5 - Premises, Equipment and Leases	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Premises, Equipment and Leases [Text Block]	5. Premises, Equipment and Leases Premises and Equipment Premises and equipment at December 31 (Dollar amounts in thousands) 2020 2019 Land $ 5,290 $ 5,269 Buildings and improvements 15,228 15,127 Leasehold improvements 1,541 1,522 Furniture, fixtures and equipment 10,749 10,539 Software 3,440 3,397 Construction in progress 2 321 Total 36,250 36,175 Less: accumulated depreciation and amortization 18,048 17,134 Net premises and equipment $ 18,202 $ 19,041 Depreciation and amortization expense for the years ended December 31, 2020 2019 $1.4 $1.4 Leases As of December 31, 2020, five August 2025 December 2056, no 12.45 December 31, 2020 12.99 December 31,2019. The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate which corresponded with the remaining lease terms as of January 1, 2019 3.51% December 31, 2020 3.49% December 31, 2019. The total operating lease costs were $192,000 $194,000, December 31, 2020 2019. $1.4 $1.6 December 31, 2020, $1.5 $1.7 December 31, 2019. Total estimated rental commitments for the operating leases were as follows as of December 31, 2020: (Dollar amounts in thousands) Year ending December 31: 2021 $ 217 2022 222 2023 222 2024 227 2025 212 Thereafter 851 Total minimum lease payments 1,951 Discount effect of cash flows (400 ) Present value of lease liabilities $ 1,551

Note 6 - Goodwill and Intangibl

Note 6 - Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	6. Goodwill and Intangible Assets The following table summarizes the Corporation's acquired goodwill and intangible assets as of December 31: (Dollar amounts in thousands) December 31, 2020 December 31, 2019 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Goodwill $ 19,460 $ — $ 19,460 $ — Core deposit intangibles 5,634 4,551 5,634 4,387 Total $ 25,094 $ 4,551 $ 25,094 $ 4,387 The goodwill on the Corporation's financial statements resulted from five not not 19 no third November 30, 0 1, $89.0 $87.4 November 30, 2020. not November 30, 2020. no no not No 2020 2019. The core deposit intangible asset, resulting from three not $164,000 $176,000 2020 2019, The estimated amortization expense of the core deposit intangible for the years ending December 31 (Dollar amounts in thousands) Amortization Expense 2021 $ 154 2022 149 2023 149 2024 149 2025 143 Thereafter 339 Total $ 1,083

Note 7 - Related Party Balances

Note 7 - Related Party Balances and Transactions	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	7. Related Party Balances and Transactions In the ordinary course of business, the Bank maintains loan and deposit relationships with employees, principal officers and directors and their affiliates. The Bank has granted loans to principal officers and directors and their affiliates amounting to $5.5 $4.7 December 31, 2020 2019, 2020, $1.3 $540,000. December 31, 2020 2019 $3.1 $3.1

Note 8 - Deposits

Note 8 - Deposits	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	8. Deposits The following table summarizes the Corporation's deposits as of December 31: (Dollar amounts in thousands) 2020 2019 Weighted Weighted Type of accounts average rate Amount Percent average rate Amount Percent Non-interest bearing deposits — $ 193,752 21.7 % — $ 148,842 18.9 % Interest bearing demand deposits 0.42 % 511,928 57.3 % 0.76 % 420,515 53.4 % Time deposits 2.03 % 187,947 21.0 % 2.17 % 217,767 27.7 % Total 0.67 % $ 893,627 100.0 % 1.01 % $ 787,124 100.0 % Scheduled maturities of time deposits for the next five (Dollar amounts in thousands) Amount Percent 2021 $ 76,091 40.5 % 2022 24,022 12.8 % 2023 41,622 22.1 % 2024 35,659 18.9 % 2025 6,503 3.5 % Thereafter 4,050 2.2 % Total $ 187,947 100.0 % The Corporation had a total of $58.7 $67.9 $250,000 December 31, 2020 2019, $250,000 December 31, 2020 (Dollar amounts in thousands) Amount Three months or less $ 6,894 Over three months to six months 3,902 Over six months to twelve months 20,538 Over twelve months 27,374 Total $ 58,708

Note 9 - Borrowed Funds

Note 9 - Borrowed Funds	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Debt Disclosure [Text Block]	9. Borrowed Funds The following table summarizes the Corporation's borrowed funds as of and for the year ended December 31: (Dollar amounts in thousands) 2020 2019 Average Average Average Average Balance Balance Rate Balance Balance Rate Short-term borrowed funds $ 2,050 $ 4,366 3.00% $ 2,050 $ 4,663 3.93% Long-term borrowed funds 30,000 35,530 2.16% 26,500 31,845 2.55% Total $ 32,050 $ 39,896 $ 28,550 $ 36,508 Short-term borrowed funds at December 31, 2020 $2.1 $4.5 4.25%, $2.1 $7.0 5.00% December 31, 2019. Long-term borrowed funds at December 31, 2020 six $5.0 $30.0 2021 2025 0.97% 2.85%. five $5.0 $25.0 December 31, 2019. December 31, 2020 $436.3 five June 2020. December 31, 2019, $1.5 Scheduled maturities of borrowed funds for the next five (Dollar amounts in thousands) Amount 2021 $ 7,050 2022 — 2023 10,000 2024 5,000 2025 10,000 Thereafter — Total $ 32,050 The Bank maintains a credit arrangement with the FHLB as a source of additional liquidity. The total maximum borrowing capacity with the FHLB, excluding loans outstanding of $30.0 $137.7 December 31, 2020 $268.6 $2.4

Note 10 - Regulatory Matters

Note 10 - Regulatory Matters	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	10. Regulatory Matters Restrictions on Dividends, Loans and Advances The Bank is subject to a regulatory dividend restriction that generally limits the amount of dividends that can be paid by the Bank to the Corporation. Prior regulatory approval is required if the total of all dividends declared in any calendar year exceeds net profits (as defined in the regulations) for the year combined with net retained earnings (as defined) for the two December 31, 2020, $7.4 Loans or advances from the Bank to the Corporation are limited to 10% $6.0 December 31, 2020 2019, no Minimum Regulatory Capital Requirements Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The Small Bank Holding Company threshold for consolidated assets is $3 The final rules implementing Basel Committee on Banking Supervision's capital guidelines for U.S. banks (BASEL III rules) became effective for the Bank on January 1, 2015 January 1, 2019. 0.0% 2015 2.50% 2019 not December 31, 2020, Prompt corrective action regulations provide five not 2020 2019, no The following table sets forth certain information concerning the Bank's regulatory capital as of the dates presented. The capital adequacy ratios disclosed below are exclusive of the capital conservation buffer. (Dollar amounts in thousands) December 31, 2020 December 31, 2019 Amount Ratio Amount Ratio Total capital to risk-weighted assets: Actual $ 84,583 12.71 % $ 80,418 13.74 % For capital adequacy purposes 53,255 8.00 % 46,836 8.00 % To be well capitalized 66,569 10.00 % 58,544 10.00 % Tier 1 capital to risk-weighted assets: Actual $ 76,246 11.45 % $ 73,862 12.62 % For capital adequacy purposes 39,941 6.00 % 35,127 6.00 % To be well capitalized 53,255 8.00 % 46,836 8.00 % Common Equity Tier 1 capital to risk-weighted assets: Actual $ 76,246 11.45 % $ 73,862 12.62 % For capital adequacy purposes 29,956 4.50 % 26,345 4.50 % To be well capitalized 43,270 6.50 % 38,054 6.50 % Tier 1 capital to average assets: Actual $ 76,246 7.58 % $ 73,862 8.17 % For capital adequacy purposes 40,213 4.00 % 36,146 4.00 % To be well capitalized 50,267 5.00 % 45,182 5.00 %

Note 11 - Commitments and Legal

Note 11 - Commitments and Legal Contingencies	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	11. Commitments and Legal Contingencies In the ordinary course of business, the Corporation has various outstanding commitments and contingent liabilities that are not not not

Note 12 - Income Taxes

Note 12 - Income Taxes	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Income Tax Disclosure [Text Block]	12. Income Taxes The Corporation and the Bank file a consolidated federal income tax return. The provision for income taxes for the years ended December 31 (Dollar amounts in thousands) 2020 2019 Current $ 1,916 $ 1,437 Deferred (481 ) 225 Total $ 1,435 $ 1,662 A reconciliation between the provision for income taxes and the amount computed by multiplying operating results before income taxes by the statutory federal income tax rate of 21% December 31, 2020 2019 (Dollar amounts in thousands) 2020 2019 % Pre-tax % Pre-tax Amount Income Amount Income Provision at statutory tax rate $ 1,718 21.0 % $ 2,019 21.0 % Increase (decrease) resulting from: Tax free interest, net of disallowance (219 ) (2.7 %) (210 ) (2.2 %) Earnings on bank-owned life insurance (84 ) (1.0 %) (85 ) (0.9 %) Other, net 20 0.2 % (62 ) (0.6 %) Provision $ 1,435 17.5 % $ 1,662 17.3 % The tax effects of temporary differences between the financial reporting basis and income tax basis of assets and liabilities that are included in the net deferred tax asset as of December 31 (Dollar amounts in thousands) 2020 2019 Deferred tax assets: Allowance for loan losses $ 2,005 $ 1,365 Funded status of pension plan 1,516 1,389 Lease liability 326 358 Net unrealized loss on securities — 26 Deferred compensation 444 417 Accrued incentive compensation 60 91 Nonaccrual loan interest income 48 40 Securities impairment 70 70 Stock compensation 105 91 Other 15 9 Gross deferred tax assets 4,589 3,856 Deferred tax liabilities: Accrued pension liability 1,036 1,029 Depreciation 772 656 Deferred loan fees and costs 519 555 Lease right-of-use asset 289 317 Intangible assets 305 260 Net unrealized gains on securities 593 — Business combination adjustments 188 137 Other 47 51 Gross deferred tax liabilities 3,749 3,005 Net deferred tax asset $ 840 $ 851 In accordance with relevant accounting guidance, the Corporation determined that it was not not At December 31, 2020 December 31, 2019, no not twelve The Corporation and the Bank are subject to U.S. federal income tax, a capital-based franchise tax in the Commonwealth of Pennsylvania as well as a corporate income tax in West Virginia based on earnings derived from business activity in the state. The Corporation and the Bank are no 2017.

Note 13 - Employee Benefit Plan

Note 13 - Employee Benefit Plans	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	13. Employee Benefit Plans Defined Benefit Plan The Corporation provides pension benefits for eligible employees through a defined benefit pension plan. Substantially all employees participate in the retirement plan on a non-contributing basis, and are fully vested after three January 1, 2009, March 12, 2013 not April 30, 2013, not 2013 2013. January 1, 2013. not December 31. Information pertaining to changes in obligations and funded status of the defined benefit pension plan for the years ended December 31 (Dollar amounts in thousands) 2020 2019 Change in plan assets: Fair value of plan assets at beginning of year $ 10,599 $ 9,482 Actual return on plan assets 1,156 1,534 Employer contribution — - Benefits paid (439 ) (417 ) Fair value of plan assets at end of year 11,316 10,599 Change in benefit obligation: Benefit obligation at beginning of year 12,304 10,628 Interest cost 395 443 Actuarial (gain) loss (29 ) (22 ) Effect of change in assumptions 1,357 1,672 Benefits paid (439 ) (417 ) Benefit obligation at end of year 13,588 12,304 Funded status (plan assets less benefit obligation) $ (2,272 ) $ (1,705 ) Amounts recognized in accumulated other comprehensive loss consists of: Accumulated net actuarial loss $ 7,220 $ 6,616 Accumulated prior service benefit — — Amount recognized, end of year $ 7,220 $ 6,616 The following table presents the Corporation's pension plan assets measured and recorded at estimated fair value on a recurring basis and their level within the estimated fair value hierarchy as described 15: (Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Quoted Prices in Significant Significant Active Markets Other Unobservable for Identical Observable Inputs Description Total Assets Inputs December 31, 2020: Money markets $ 143 $ 143 $ — $ — Mutual funds - debt 4,518 4,518 — — Mutual funds - equity 5,798 5,798 — — Emclaire stock 857 857 — — $ 11,316 $ 11,316 $ — $ — December 31, 2019: Money markets $ 385 $ 385 $ — $ — Mutual funds - debt 4,322 4,322 — — Mutual funds - equity 4,981 4,981 — — Emclaire stock 911 911 — — $ 10,599 $ 10,599 $ — $ — There were no 1 2 2019. The accumulated benefit obligation for the defined benefit pension plan was $13.6 $12.3 December 31, 2020 2019, The components of the periodic pension costs and other amounts recognized in other comprehensive income for the years ended December 31 (Dollar amounts in thousands) 2020 2019 Interest cost $ 395 $ 443 Expected return on plan assets (699 ) (626 ) Amortization of prior service beneft and net loss 268 252 Net periodic pension cost (36 ) 69 Amortization of prior service benefit and net loss (268 ) (252 ) Net loss 871 742 Total recognized in other comprehensive loss 603 490 Total recognized in net periodic benefit and other comprehensive loss $ 567 $ 559 The estimated net loss and prior service benefit for the defined benefit pension plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year is $293,000 December 31, 2020. Weighted-average actuarial assumptions for the years ended December 31 2020 2019 Discount rate for net periodic benefit cost 3.28 % 4.26 % Discount rate for benefit obligations 2.54 % 3.28 % Expected rate of return on plan assets 6.75 % 6.75 % The Corporation's pension plan asset allocation at December 31, 2020 2019, 2021, Asset Category Target Allocation Percentage of Plan Assets at Year End Weighted-Average Expected Long-Term Rate of Return 2021 2020 2019 2020 Equity securities 55% 59% 56% 5.15% Debt securities 37% 40% 41% 1.57% Money markets 8% 1% 3% 0.03% 100% 100% 100% 6.75% Investment Strategy The intent of the pension plan is to provide a range of investment options for building a diversified asset allocation strategy that will provide the highest likelihood of meeting the aggregate actuarial projections. In selecting the options and asset allocation strategy, the Corporation has determined that the benefits of reduced portfolio risk are best achieved through diversification. The following asset classes or investment categories are utilized to meet the Pension plan's objectives: Small company stock, International stock, Mid-cap stock, Large company stock, Diversified bond, Money Market/Stable Value and Cash. The pension plan does not The Corporation does currently not 2021. Estimated future benefit payments are as follows: (Dollar amounts in thousands) Pension For year ended December 31, Benefits 2021 $ 470 2022 506 2023 507 2024 516 2025 551 2026-2030 2,762 Defined Contribution Plan The Corporation maintains a defined contribution 401 20% 4% 2020 2019, e $260,000 $266,000, may 2020 2019, $143,000 $140,000, Supplemental Executive Retirement Plan The Corporation maintains a Supplemental Executive Retirement Plan (SERP) to provide certain additional retirement benefits to participating officers. The SERP is subject to certain vesting provisions and provides that the officers shall receive a supplemental retirement benefit if the officer's employment is terminated after reaching the normal retirement age of 65, December 31, 2020 2019, $2.0 $1.9 December 31, 2020 2019, $205,000 $224,000,

Note 14 - Stock Compensation Pl

Note 14 - Stock Compensation Plans	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	14. Stock Compensation Plans In April 2014, 2014 2014 176,866 6,783 88,433 Incentive stock options, non-incentive or compensatory stock options and share awards may ten may During 2020 2019, 16,000 17,950 $392,000 $558,000, $24.48 $31.10, 100% third not not no 2020 2019. December 31, 2020 2019 $459,000 $368,000, A summary of the status of the Corporation's nonvested restricted stock awards as of December 31, 2020, Shares Weighted-Average Grant-date Fair Value Nonvested at January 1, 2020 44,450 $ 31.11 Granted 16,000 24.48 Vested (12,500 ) 31.37 Forfeited — — Nonvested as of December 31, 2020 47,950 $ 28.83 As of December 31, 2020, $884,000 three

Note 15 - Fair Values of Financ

Note 15 - Fair Values of Financial Instruments	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	15. Fair Values of Financial Instruments The fair value hierarchy requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. An asset or liability's level is based on the lowest level of input that is significant to the fair value measurement. There are three may Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the Corporation has the ability to access at the measurement date. Level 2: Significant other observable inputs other than Level 1 not Level 3: Significant unobservable inputs that reflect the Corporation's own assumptions about the assumptions that market participants would use in pricing an asset or liability. Management uses its best judgment in estimating the fair value of the Corporation's financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not not may Assets measured at fair value on a recurring basis. Debt securities available for sale, equity securities 1 1 not 2 2 not 3 may 3 For assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy are as follows: (Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Description Total Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2020: Securities available-for-sale U.S. government sponsored entities and agencies $ 3,007 $ — $ 3,007 $ — U.S. agency mortgage-backed securities: residential 16,581 — 16,581 — U.S. agency collateralized mortgage obligations: residential 15,911 — 15,911 — State and political subdivision 55,577 — 55,577 — Corporate debt securities 21,965 — 19,959 2,006 Total available-for-sale securities $ 113,041 $ — $ 111,035 $ 2,006 Equity securities $ 15 $ 15 $ — $ — December 31, 2019: Securities available-for-sale U.S. government sponsored entities and agencies $ 7,077 $ — $ 7,077 $ — U.S. agency mortgage-backed securities: residential 41,075 — 41,075 — U.S. agency collateralized mortgage obligations: residential 32,837 — 32,837 — State and political subdivisions 27,796 — 27,796 — Corporate debt securities 11,322 — 7,300 4,022 Total available-for-sale securities $ 120,107 $ — $ 116,085 $ 4,022 Equity securities $ 19 $ 19 $ — $ — The Corporation's policy is to transfer assets or liabilities from one 2020, 3 2019, 3 3 December 31, 2020 2019: (Dollar amounts in thousands) 2020 2019 Balance at the beginning of the period $ 4,022 $ 3,500 Total gains or losses (realized/unrealized): Included in other comprehensive income 234 (228 ) Purchased into Level 3 — 1,250 Transfers in and/or out of Level 3 (2,250 ) (500 ) Balance at the end of the period $ 2,006 $ 4,022 Assets measured at fair value on a non-recurring basis. Impaired loans – At the time a loan is considered impaired, it is valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive a specific allowance for loan losses. For collateral dependent loans, fair value is commonly based on real estate appraisals. These appraisals may 3 may 3 December 31, 2020, two $340,000, $380,000 $40,000. three $58,000, $78,000 $20,000. December 31, 2019, not December 31, 2020 2019, $81,000 $63,000, Other real estate owned (OREO) – Assets acquired through or instead of foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals. Management's ongoing review of appraisal information may 3 December 31, 2020, $9,000, $18,000 $9,000. December 31, 2019, $88,000, $91,000 $3,000. Appraisals for both collateral-dependent impaired loans and OREO are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed by the Corporation. Once received, management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. On an annual basis, the Corporation compares the actual selling price of OREO that has been sold to the most recent appraised value to determine what additional adjustment should be made to the appraisal value to arrive at fair value. The most recent analysis performed indicated that a discount of 10% For assets measured at fair value on a non-recurring basis at December 31, 2020 2019, (Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Description Total Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2020: Impaired commercial business loans $ 58 $ — $ — $ 58 Impaired commercial real estate loans 340 — — 340 Other real estate owned 9 — — 9 Total $ 407 $ — $ — $ 407 December 31, 2019: Other real estate owned $ 88 $ — $ — $ 88 Total $ 88 $ — $ — $ 88 The following table presents quantitative information about Level 3 (Dollar amounts in thousands) Valuation Unobservable Weighted Techniques(s) Input(s) Average December 31, 2020: Impaired commercial business loans $ 58 Sales comparison approach Adjustment for differences between comparable sales 10% Impaired commercial real estate loans 340 Sales comparison approach Adjustment for differences between comparable sales 10% Other real estate owned 9 Sales comparison approach Adjustment for differences between comparable sales 10% December 31, 2019: Other real estate owned $ 88 Sales comparison approach Adjustment for differences between comparable sales 10% Excluded from the tables above at December 31, 2020 two $14,000. December 31, 2019, one $67,000 one $4,000 During the first 2018, 2016 01 December 31: (Dollar amounts in thousands) Carrying Fair Value Measurements using: Description Amount Total Level 1 Level 2 Level 3 December 31, 2020: Financial Assets: Cash and cash equivalents $ 37,439 $ 37,439 $ 37,439 $ — $ — Interest earning time deposits 5,718 5,718 — 5,718 — Securities - available-for-sale 113,041 113,041 — 111,035 2,006 Securities - equities 15 15 15 — — Loans held for sale 75 75 — 75 — Loans, net 800,338 807,170 — — 807,170 Federal bank stock 5,635 N/A N/A N/A N/A Accrued interest receivable 3,786 3,786 52 513 3,221 Total $ 966,047 $ 967,244 $ 37,506 $ 117,341 $ 812,397 Financial Liabilities: Deposits 893,627 899,446 705,680 193,766 — Borrowed funds 32,050 33,256 — 33,256 — Accrued interest payable 474 474 19 455 — Total $ 926,151 $ 933,176 $ 705,699 $ 227,477 $ — December 31, 2019: Financial Assets: Cash and cash equivalents $ 14,986 $ 14,986 $ 14,986 $ — $ — Interest earning time deposits 9,698 9,698 — 9,698 — Securities - available-for-sale 120,107 120,107 — 116,085 4,022 Securities - equities 19 19 19 — — Loans, net 695,348 697,990 — — 697,990 Federal bank stock 5,790 N/A N/A N/A N/A Accrued interest receivable 2,600 2,600 78 419 2,103 Total $ 848,548 $ 845,400 $ 15,083 $ 126,202 $ 704,115 Financial Liabilities: Deposits 787,124 793,999 569,357 224,642 — Borrowed funds 28,550 29,133 — 29,133 — Accrued interest payable 616 616 51 565 — Total $ 816,290 $ 823,748 $ 569,408 $ 254,340 $ — This information should not may not Off-Balance Sheet Financial Instruments The Corporation is party to credit related financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and commercial letters of credit. Commitments to extend credit involve, to a varying degree, elements of credit and interest rate risk in excess of amounts recognized in the consolidated balance sheets. The Corporation's exposure to credit loss in the event of non-performance by the other party for commitments to extend credit is represented by the contractual amount of these commitments, less any collateral value obtained. The Corporation uses the same credit policies in making commitments as for on-balance sheet instruments. The Corporation's distribution of commitments to extend credit approximates the distribution of loans receivable outstanding. The following table presents the notional amount of the Corporation's off-balance sheet commitment financial instruments as of December 31: (Dollar amounts in thousands) 2020 2019 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 3,749 $ 3,737 $ 1,646 $ 10,840 Unused lines of credit 20,229 87,478 21,928 88,071 Total $ 23,978 $ 91,215 $ 23,574 $ 98,911 Commitments to make loans are generally made for periods of 30 no may may not may Standby letters of credit are conditional commitments issued by the Corporation usually for commercial customers to guarantee the performance of a customer to a third $493,000 $548,000 December 31, 2020 2019, December 31, 2020 2019 not

Note 16 - Emclaire Financial Co

Note 16 - Emclaire Financial Corp - Condensed Financial Statements, Parent Corporation Only	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	16. Emclaire Financial Corp – Condensed Financial Statements, Parent Corporation Only Following are condensed financial statements for the parent company as of and for the years ended December 31: Condensed Balance Sheets (Dollar amounts in thousands) 2020 2019 Assets: Cash and cash equivalents $ 114 $ 40 Equity in net assets of subsidiaries 88,132 84,065 Goodwill 5,190 5,190 Other assets 134 171 Total Assets $ 93,570 $ 89,466 Liabilities and Stockholders' Equity: Other short-term borrowed funds $ 2,050 $ 2,050 Long-term borrowed funds — 1,500 Accrued expenses and other liabilities 40 58 Stockholders' equity 91,480 85,858 Total Liabilities and Stockholders' Equity $ 93,570 $ 89,466 Condensed Statements of Income (Dollar amounts in thousands) 2020 2019 Income: Dividends from subsidiaries $ 5,186 $ 4,688 Expense: Interest expense 118 205 Noninterest expense 710 634 Total expense 828 839 Income before income taxes and undistributed subsidiary income 4,358 3,849 Undistributed equity in net income of subsidiary 2,216 3,922 Net income before income taxes 6,574 7,771 Income tax benefit 174 183 Net income $ 6,748 $ 7,954 Comprehensive income $ 8,599 $ 8,976 Condensed Statements of Cash Flows (Dollar amounts in thousands) 2020 2019 Operating activities: Net income $ 6,748 $ 7,954 Adjustments to reconcile net income to net cash provided by operating activities: Undistributed equity in net income of subsidiary (2,216 ) (3,922 ) Other, net 478 303 Net cash provided by operating activities 5,010 4,335 Financing activities: Net change in borrowings (1,500 ) (1,000 ) Dividends paid (3,436 ) (3,313 ) Net cash used in financing activities (4,936 ) (4,313 ) Increase (decrease) in cash and cash equivalents 74 22 Cash and cash equivalents at beginning of period 40 18 Cash and cash equivalents at end of period $ 114 $ 40

Note 17 - Other Noninterest Inc

Note 17 - Other Noninterest Income and Expense	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Other Income and Other Expense Disclosure [Text Block]	17. Other Noninterest Income and Expense Other noninterest income includes electronic banking fees of $1.4 $1.4 2020 2019, The following summarizes the Corporation's other noninterest expenses for the years ended December 31: (Dollar amounts in thousands) 2020 2019 Subscriptions $ 752 $ 607 Customer bank card processing 700 697 Item processing 669 310 Telephone and data communications 572 567 Pennsylvania shares and use taxes 474 482 Correspondent bank and courier fees 402 411 Internet banking and bill pay 357 347 Credit bureau and other loan expense 246 132 Marketing and advertising 240 264 FHLB prepayment penalties 238 — Printing and supplies 219 278 Bad checks and other losses 193 199 Regulatory examinations 186 204 Charitable contributions 185 240 Travel, entertainment and conferences 167 390 Postage and freight 148 169 Memberships and dues 99 112 Other 180 225 Total other noninterest expenses $ 6,027 $ 5,634

Note 18 - Earnings Per Share

Note 18 - Earnings Per Share	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	18. Earnings Per Share The factors used in the Corporation's earnings per share computation follow: (Dollar amounts in thousands, except for per share amounts) For the year ended December 31, 2020 2019 Net income $ 6,748 $ 7,954 Less: Preferred stock dividends 186 182 Net income available to common stockholders $ 6,562 $ 7,772 Average common shares outstanding 2,709,532 2,699,397 Add: Dilutive effects of restricted stock awards 17,815 19,349 Average shares and dilutive potential common shares 2,727,347 2,718,746 Basic earnings per common share $ 2.42 $ 2.88 Diluted earnings per common share $ 2.41 $ 2.86

Note 19 - Accumulated Other Com

Note 19 - Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	19. Accumulated Other Comprehensive Income (Loss) The following are changes in Accumulated Other Comprehensive Income (Loss) by component, net of tax for the year ending December 31, 2020: (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at January 1, 2020 $ (108 ) $ (5,227 ) $ (5,335 ) Other comprehensive income (loss) before reclassification 2,871 (689 ) 2,182 Amounts reclassified from accumulated other comprehensive income (loss) (543 ) 212 (331 ) Net current period other comprehensive income (loss) 2,328 (477 ) 1,851 Accumulated Other Comprehensive Income (Loss) at December 31, 2020 $ 2,220 $ (5,704 ) $ (3,484 ) The following are significant amounts reclassified out of each component of Accumulated Other Comprehensive Income (Loss) for the year ending December 31, 2020: (Dollar amount in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other For the year ended Affected Line Item in the Statement Comprehensive (Income) Loss Components December 31, 2020 Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ (687 ) Net gain on sale of available-for-sale securities Tax effect 144 Provision for income taxes Total security reclassifications for the period (543 ) Amortization of defined benefit pension items Prior service costs — Other noninterest income Actuarial gains 268 Compensation and employee benefits Total before tax 268 Tax effect (56 ) Provision for income taxes Total defined benefit pension reclassifications for the period 212 Total reclassifications for the period $ (331 ) Net of tax The following are changes in Accumulated Other Comprehensive Income (Loss) by component, net of tax for the year ending December 31, 2019: (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at January 1, 2019 $ (1,517 ) $ (4,840 ) $ (6,357 ) Other comprehensive income (loss) before reclassification 1,471 (586 ) 885 Amounts reclassified from accumulated other comprehensive income (loss) (62 ) 199 137 Net current period other comprehensive income (loss) 1,409 (387 ) 1,022 Accumulated Other Comprehensive Income (Loss) at December 31, 2019 $ (108 ) $ (5,227 ) $ (5,335 ) The following are significant amounts reclassified out of each component of Accumulated Other Comprehensive Income (Loss) for the year ending December 31, 2019: (Dollar amount in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other For the year ended Affected Line Item in the Statement Comprehensive (Income) Loss Components December 31, 2019 Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ (78 ) Net gain on sale of available-for-sale securities Tax effect 16 Provision for income taxes Total security reclassifications for the period (62 ) Amortization of defined benefit pension items Prior service costs — Other noninterest income Actuarial gains 252 Compensation and employee benefits Total before tax 252 Tax effect (53 ) Provision for income taxes Total defined benefit pension reclassifications for the period 199 Total reclassifications for the period $ 137 Net of tax

Note 20 - Revenue Recognition

Note 20 - Revenue Recognition	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	20. Revenue Recognition On January 1, 2018, 2014 09 606 606. not 606. 606, no Service charges on deposits: Electronic banking fees: The following table presents the Corporation's sources of noninterest income for the year ended December 31: (Dollar amounts in thousands) 2020 2019 Noninterest income In-scope of Topic 606: Service charges on deposits Maintenance fees $ 203 $ 190 Overdraft fees 1,044 1,657 Other fees 251 310 Electronic banking fees (1) 1,497 1,446 Noninterest income (in-scope of Topic 606) 2,995 3,603 Noninterest income (out-of-scope of Topic 606) 1,368 788 Total noninterest income $ 4,363 $ 4,391 ( 1

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2020
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation and Consolidation. ). All significant intercompany balances and transactions have been eliminated in consolidation.
Nature of Operations [Policy Text Block]	Nature of Operations.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates and Classifications. may not 1, may
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Significant Group Concentrations of Credit Risk. 2 3 not one
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents. one
Restrictions on Dividends [Policy Text Block]	Dividend Restrictions. egulations require maintaining certain capital levels and may
Marketable Securities, Policy [Policy Text Block]	Securities Available for Sale. Debt securities are classified as available for sale when they might be sold before maturity. Debt securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Interest income from securities includes amortization of purchase premium or discount. Discounts on securities are accreted using the level yield method through the maturity date. Premiums are amortized using the level yield method through the first Management evaluates debt securities for other-than-temporary impairment (OTTI) at least on a quarterly basis, and more frequently when economic, market or other concerns warrant such evaluation. Consideration is given to: ( 1 2 3 4 not not
Equity Securities [Policy Text Block]	Equity Securities. Equity securities are carried at fair value. The holding gains or losses are reported in net income.
Financing Receivable [Policy Text Block]	Loans Receivable . The Corporation grants mortgage, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by loans collateralized by real estate primarily located throughout Western Pennsylvania. The ability of the Corporation's debtors to honor their contracts is dependent upon real estate and general economic conditions in this area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allow The accrual of interest on all classes of loans is typically discontinued at the time the loan is 90 120 90 not
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses. The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectability of loans in light of historic experience, the nature and volume of the loan portfolio, adverse situations that may A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings (TDR) and classified as impaired. Factors considered by management in determining impairment on all loan classes include demonstrated ability to repay, payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Impairment is measured on a loan by loan basis for commercial loans by either the present value of expected future cash flows discounted at the loans effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of small balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Corporation does not TDRs are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan's effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of collateral. For TDRs that subsequently default, the Corporation determines the amount of reserves in accordance with accounting policies for the allowance for loan losses. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Corporation over the prior 12 Residential mortgages: may Home equity loans and lines of credit: may Commercial real estate: may Commercial business: may not may Consumer: may
Financing Receivable, Held-for-sale [Policy Text Block]	Loans Held for Sale.
Federal Bank Stocks [Policy Text Block]	Federal Bank Stocks.
Bank Owned Life Insurance [Policy Text Block]	Bank-Owned Life Insurance (BOLI).
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment . twenty-five forty three ten may not
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Intangible Assets . not not not, not November 30
Transfers and Servicing of Financial Assets, Servicing of Financial Assets, Policy [Policy Text Block]	Servicing Assets. December 31, 2020 2019, $26.8 $32.8 not December 31, 2020 2019, $165,000 $211,000, December 31, 2020 2019, $80,000 $85,000,
Financing Receivable, Real Estate Acquired Through Foreclosure [Policy Text Block]	Other Real Estate Acquired Through Foreclosure (OREO). Real estate properties acquired through foreclosure are initially recorded at fair value less cost to sell when acquired, thereby establishing a new cost basis for the asset. These assets are subsequently accounted for at the lower of carrying amount or fair value less cost to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Revenue and expenses from operations of the properties, gains and losses on sales and additions to the valuation allowance are included in operating results. Real estate acquired through foreclosure is classified in prepaid expenses and other assets and totaled $344,000 $249,000 December 31, 2020 2019, 1.3 and $545,000 December 31, 2020 2019,
Treasury Stock [Policy Text Block]	Treasury Stock. first first
Income Tax, Policy [Policy Text Block]	Income Taxes. not” 50% not not” no
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Common Share (EPS).
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income.
Segment Reporting, Policy [Policy Text Block]	Operating Segments. one
Postemployment Benefit Plans, Policy [Policy Text Block]	Retirement Plans. January 1, 2009 March 12, 2013 January 1, 2013. not 401
Share-based Payment Arrangement [Policy Text Block]	Stock Compensation Plans. not
Transfers of Financial Assets [Policy Text Block]	Transfers of Financial Assets. 1 2 3 not
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	Off-Balance Sheet Financial Instruments .
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value of Financial Instruments .
Commitments and Contingencies, Policy [Policy Text Block]	Loss Contingencies. not
New Accounting Pronouncements, Policy [Policy Text Block]	Newly Issued Not June 2016, 2016 13, 326 2016 13 1 2 3 December 15, 2019, October 16, 2019, December 15, 2022. 2016 13 In August 2018, 2018 14, 2018 14 one December 15, 2020. not 2018 14 In December 2019, 2019 12, 2019 12 December 15, 2020. 2019 12 In March 2020, 2020 04, 2020 04 may December 31, 2022. fourteen $40.4 two $2.5 not not Adoption of New Accounting Policies. January 2017, 2017 04, 2 not not 2017 04 January 1, 2020 not In August 2018, 2018 13, 2018 13 1 2, 3 3 3 2018 03 January 1, 2020 not

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	(Dollar amounts in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2020: U.S. government sponsored entities and agencies $ 3,036 $ 11 $ (40 ) $ 3,007 U.S. agency mortgage-backed securities: residential 16,151 436 (6 ) 16,581 U.S. agency collateralized mortgage obligations: residential 15,658 263 (10 ) 15,911 State and political subdivisions 53,834 1,781 (38 ) 55,577 Corporate debt securities 21,553 434 (22 ) 21,965 Total securities available-for-sale $ 110,232 $ 2,925 $ (116 ) $ 113,041 December 31, 2019: U.S. government sponsored entities and agencies $ 7,069 $ 14 $ (6 ) $ 7,077 U.S. agency mortgage-backed securities: residential 40,868 291 (84 ) 41,075 U.S. agency collateralized mortgage obligations: residential 33,001 71 (235 ) 32,837 State and political subdivisions 27,848 217 (269 ) 27,796 Corporate debt securities 11,459 93 (230 ) 11,322 Total securities available-for-sale $ 120,245 $ 686 $ (824 ) $ 120,107
Schedule of Realized Gain (Loss) [Table Text Block]	2020 2019 Proceeds $ 43,906 $ 36,370 Gains 699 135 Losses (12 ) (57 ) Tax provision related to gains (losses) 144 16
Investments Classified by Contractual Maturity Date [Table Text Block]	(Dollar amounts in thousands) Available-for-sale Amortized Cost Fair Value Due in one year or less $ 497 $ 500 Due after one year through five years 4,547 4,631 Due after five years through ten years 25,648 26,215 Due after ten years 47,731 49,203 Mortgage-backed securities: residential 16,151 16,581 Collateralized mortgage obligations: residential 15,658 15,911 Total securities available-for-sale $ 110,232 $ 113,041
Schedule of Unrealized Loss on Investments [Table Text Block]	(Dollar amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2020: U.S. government sponsored entities and agencies $ 1,996 $ (40 ) $ — $ — $ 1,996 $ (40 ) U.S. agency mortgage-backed securities: residential 1,547 (6 ) — — 1,547 (6 ) U.S. agency collateralized mortgage obligations: residential 1,515 (4 ) 4,845 (6 ) 6,360 (10 ) State and political subdivisions 1,705 (11 ) 1,641 (27 ) 3,346 (38 ) Corporate debt securities 2,509 (10 ) 988 (12 ) 3,497 (22 ) Total $ 9,272 $ (71 ) $ 7,474 $ (45 ) $ 16,746 $ (116 ) December 31, 2019: U.S. government sponsored entities and agencies $ — $ — $ 2,032 $ (6 ) $ 2,032 $ (6 ) U.S. agency mortgage-backed securities: residential 14,578 (76 ) 2,325 (8 ) 16,903 (84 ) U.S. agency collateralized mortgage obligations: residential 12,319 (32 ) 11,621 (203 ) 23,940 (235 ) State and political subdivisions 15,636 (269 ) — — 15,636 (269 ) Corporate debt securities 4,031 (229 ) 499 (1 ) 4,530 (230 ) Total $ 46,564 $ (606 ) $ 16,477 $ (218 ) $ 63,041 $ (824 )

Note 3 - Loans Receivable and_2

Note 3 - Loans Receivable and Related Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(Dollar amounts in thousands) December 31, 2020 December 31, 2019 Mortgage loans on real estate: Residential first mortgages $ 308,031 $ 293,170 Home equity loans and lines of credit 87,088 97,541 Commercial real estate 285,625 229,951 Total real estate loans 680,744 620,662 Other loans: Commercial business 89,139 66,603 Consumer 40,035 14,639 Total other loans 129,174 81,242 Total loans, gross 809,918 701,904 Less allowance for loan losses 9,580 6,556 Total loans, net $ 800,338 $ 695,348
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(Dollar amounts in thousands) 2020 2019 Balance at the beginning of the year $ 6,556 $ 6,508 Provision for loan losses 3,247 715 Charge-offs (473 ) (913 ) Recoveries 250 246 Balance at the end of the year $ 9,580 $ 6,556 Home Equity Residential & Lines Commercial Commercial (Dollar amounts in thousands) Mortgages of Credit Real Estate Business Consumer Total At December 31, 2020: Beginning Balance $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Charge-offs (27 ) (126 ) (75 ) (163 ) (82 ) (473 ) Recoveries 6 15 107 70 52 250 Provision 486 105 2,250 134 272 3,247 Ending Balance $ 2,774 $ 620 $ 5,180 $ 677 $ 329 $ 9,580 Ending ALL balance attributable to loans: Individually evaluated for impairment $ — $ — $ 40 $ 20 $ — $ 60 Acquired loans collectively evaluated for impairment — — — — — — Originated loans collectively evaluated for impairment 2,774 620 5,140 657 329 9,520 Total $ 2,774 $ 620 $ 5,180 $ 677 $ 329 $ 9,580 Total loans: Individually evaluated for impairment $ 329 $ 3 $ 1,639 $ 143 $ — $ 2,114 Acquired loans collectively evaluated for impairment 44,209 8,491 30,913 5,131 1,017 89,761 Originated loans collectively evaluated for impairment 263,493 78,594 253,073 83,865 39,018 718,043 Total $ 308,031 $ 87,088 $ 285,625 $ 89,139 $ 40,035 $ 809,918 At December 31, 2019: Beginning Balance $ 2,198 $ 648 $ 3,106 $ 500 $ 56 $ 6,508 Charge-offs (227 ) (61 ) (242 ) (250 ) (133 ) (913 ) Recoveries 40 6 134 — 66 246 Provision 298 33 (100 ) 386 98 715 Ending Balance $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Ending ALL balance attributable to loans: Individually evaluated for impairment $ 5 $ — $ — $ — $ — $ 5 Acquired loans collectively evaluated for impairment — — — — — — Originated loans collectively evaluated for impairment 2,304 626 2,898 636 87 6,551 Total $ 2,309 $ 626 $ 2,898 $ 636 $ 87 $ 6,556 Total loans: Individually evaluated for impairment $ 358 $ 4 $ 81 $ 40 $ — $ 483 Acquired loans collectively evaluated for impairment 60,523 10,901 41,993 7,930 1,982 123,329 Originated loans collectively evaluated for impairment 232,289 86,636 187,877 58,633 12,657 578,092 Total $ 293,170 $ 97,541 $ 229,951 $ 66,603 $ 14,639 $ 701,904
Impaired Financing Receivables [Table Text Block]	(Dollar amounts in thousands) Impaired Loans with Specific Allowance As of December 31, 2020 For the year ended December 31, 2020 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ — $ — $ — $ 43 $ — $ — Home equity and lines of credit — — — 2 — — Commercial real estate 380 380 40 106 17 11 Commercial business 78 78 20 53 5 4 Consumer — — — — — — Total $ 458 $ 458 $ 60 $ 204 $ 22 $ 15 Impaired Loans with No Specific Allowance As of December 31, 2020 For the year ended December 31, 2020 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 440 $ 329 $ 300 $ 7 $ 7 Home equity and lines of credit 3 3 2 — — Commercial real estate 1,259 1,259 1,167 76 66 Commercial business 65 65 80 10 6 Consumer — — — — — Total $ 1,767 $ 1,656 $ 1,549 $ 93 $ 79 (Dollar amounts in thousands) Impaired Loans with Specific Allowance As of December 31, 2019 For the year ended December 31, 2019 Unpaid Principal Balance Recorded Investment Related Allowance Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 72 $ 72 $ 5 $ 72 $ 3 $ 3 Home equity and lines of credit 4 4 — 5 — — Commercial real estate — — — — — — Commercial business — — — — — — Consumer — — — — — — Total $ 76 $ 76 $ 5 $ 77 $ 3 $ 3 Impaired Loans with No Specific Allowance As of December 31, 2019 For the year ended December 31, 2019 Unpaid Principal Balance Recorded Investment Average Recorded Investment Interest Income Recognized in Period Cash Basis Interest Recognized in Period Residential first mortgages $ 398 $ 286 $ 301 $ 4 $ 4 Home equity and lines of credit — — — — — Commercial real estate 81 81 1,019 88 35 Commercial business 40 40 79 7 2 Consumer — — — — — Total $ 519 $ 407 $ 1,399 $ 99 $ 41
Financing Receivable Credit Quality Indicators [Table Text Block]	(Dollar amounts in thousands) Not Rated Pass Special Mention Substandard Doubtful Total December 31, 2020: Residential first mortgages $ 306,237 $ — $ — $ 1,794 $ — $ 308,031 Home equity and lines of credit 86,867 — — 221 — 87,088 Commercial real estate — 249,357 19,669 16,599 — 285,625 Commercial business — 83,059 2,054 4,026 — 89,139 Consumer 39,987 — — 48 — 40,035 Total loans $ 433,091 $ 332,416 $ 21,723 $ 22,688 $ — $ 809,918 December 31, 2019: Residential first mortgages $ 291,843 $ — $ — $ 1,327 $ — $ 293,170 Home equity and lines of credit 97,087 — — 454 — 97,541 Commercial real estate — 216,744 5,370 7,837 — 229,951 Commercial business — 64,636 204 1,763 — 66,603 Consumer 14,557 — — 82 — 14,639 Total loans $ 403,487 $ 281,380 $ 5,574 $ 11,463 $ — $ 701,904
Financing Receivable, Past Due [Table Text Block]	(Dollar amounts in thousands) Performing Nonperforming Accruing Loans Not Past Due Accruing 30-59 Days Past Due Accruing 60-89 Days Past Due Accruing 90+ Days Past Due Nonaccrual Total December 31, 2020: Residential first mortgages $ 304,161 $ 1,836 $ 239 $ 176 $ 1,619 $ 308,031 Home equity and lines of credit 86,093 446 328 146 75 87,088 Commercial real estate 283,373 580 41 18 1,613 285,625 Commercial business 88,614 72 46 239 168 89,139 Consumer 39,917 28 42 — 48 40,035 Total loans $ 802,158 $ 2,962 $ 696 $ 579 $ 3,523 $ 809,918 December 31, 2019: Residential first mortgages $ 288,399 $ 2,405 $ 1,039 $ 372 $ 955 $ 293,170 Home equity and lines of credit 95,908 626 553 26 428 97,541 Commercial real estate 226,133 2,141 543 227 907 229,951 Commercial business 66,087 225 72 4 215 66,603 Consumer 14,458 84 15 — 82 14,639 Total loans $ 690,985 $ 5,481 $ 2,222 $ 629 $ 2,587 $ 701,904
Financing Receivable, Nonaccrual [Table Text Block]	(Dollar amounts in thousands) Not Past Due 30-59 Days Past Due 60-89 Days Past Due 90 Days + Past Due Total December 31, 2020: Residential first mortgages $ 220 $ 70 $ — $ 1,329 $ 1,619 Home equity and lines of credit 4 — — 71 75 Commercial real estate 1,016 — 24 573 1,613 Commercial business 168 — — — 168 Consumer — — — 48 48 Total loans $ 1,408 $ 70 $ 24 $ 2,021 $ 3,523 December 31, 2019: Residential first mortgages $ 245 $ — $ 72 $ 638 $ 955 Home equity and lines of credit 4 — — 424 428 Commercial real estate 28 309 31 539 907 Commercial business — — 175 40 215 Consumer — — — 82 82 Total loans $ 277 $ 309 $ 278 $ 1,723 $ 2,587

Note 5 - Premises, Equipment _2

Note 5 - Premises, Equipment and Leases (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Property, Plant and Equipment [Table Text Block]	(Dollar amounts in thousands) 2020 2019 Land $ 5,290 $ 5,269 Buildings and improvements 15,228 15,127 Leasehold improvements 1,541 1,522 Furniture, fixtures and equipment 10,749 10,539 Software 3,440 3,397 Construction in progress 2 321 Total 36,250 36,175 Less: accumulated depreciation and amortization 18,048 17,134 Net premises and equipment $ 18,202 $ 19,041
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(Dollar amounts in thousands) Year ending December 31: 2021 $ 217 2022 222 2023 222 2024 227 2025 212 Thereafter 851 Total minimum lease payments 1,951 Discount effect of cash flows (400 ) Present value of lease liabilities $ 1,551

Note 6 - Goodwill and Intangi_2

Note 6 - Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Intangible Assets and Goodwill [Table Text Block]	(Dollar amounts in thousands) December 31, 2020 December 31, 2019 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Goodwill $ 19,460 $ — $ 19,460 $ — Core deposit intangibles 5,634 4,551 5,634 4,387 Total $ 25,094 $ 4,551 $ 25,094 $ 4,387
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(Dollar amounts in thousands) Amortization Expense 2021 $ 154 2022 149 2023 149 2024 149 2025 143 Thereafter 339 Total $ 1,083

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Deposit Liabilities, Type [Table Text Block]	(Dollar amounts in thousands) 2020 2019 Weighted Weighted Type of accounts average rate Amount Percent average rate Amount Percent Non-interest bearing deposits — $ 193,752 21.7 % — $ 148,842 18.9 % Interest bearing demand deposits 0.42 % 511,928 57.3 % 0.76 % 420,515 53.4 % Time deposits 2.03 % 187,947 21.0 % 2.17 % 217,767 27.7 % Total 0.67 % $ 893,627 100.0 % 1.01 % $ 787,124 100.0 %
Time Deposit Maturities [Table Text Block]	(Dollar amounts in thousands) Amount Percent 2021 $ 76,091 40.5 % 2022 24,022 12.8 % 2023 41,622 22.1 % 2024 35,659 18.9 % 2025 6,503 3.5 % Thereafter 4,050 2.2 % Total $ 187,947 100.0 %
Schedule of Maturities Time Deposits 250,000 or More [Table Text Block]	(Dollar amounts in thousands) Amount Three months or less $ 6,894 Over three months to six months 3,902 Over six months to twelve months 20,538 Over twelve months 27,374 Total $ 58,708

Note 9 - Borrowed Funds (Tables

Note 9 - Borrowed Funds (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Debt [Table Text Block]	(Dollar amounts in thousands) 2020 2019 Average Average Average Average Balance Balance Rate Balance Balance Rate Short-term borrowed funds $ 2,050 $ 4,366 3.00% $ 2,050 $ 4,663 3.93% Long-term borrowed funds 30,000 35,530 2.16% 26,500 31,845 2.55% Total $ 32,050 $ 39,896 $ 28,550 $ 36,508
Schedule of Maturities of Debt [Table Text Block]	(Dollar amounts in thousands) Amount 2021 $ 7,050 2022 — 2023 10,000 2024 5,000 2025 10,000 Thereafter — Total $ 32,050

Note 10 - Regulatory Matters (T

Note 10 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	(Dollar amounts in thousands) December 31, 2020 December 31, 2019 Amount Ratio Amount Ratio Total capital to risk-weighted assets: Actual $ 84,583 12.71 % $ 80,418 13.74 % For capital adequacy purposes 53,255 8.00 % 46,836 8.00 % To be well capitalized 66,569 10.00 % 58,544 10.00 % Tier 1 capital to risk-weighted assets: Actual $ 76,246 11.45 % $ 73,862 12.62 % For capital adequacy purposes 39,941 6.00 % 35,127 6.00 % To be well capitalized 53,255 8.00 % 46,836 8.00 % Common Equity Tier 1 capital to risk-weighted assets: Actual $ 76,246 11.45 % $ 73,862 12.62 % For capital adequacy purposes 29,956 4.50 % 26,345 4.50 % To be well capitalized 43,270 6.50 % 38,054 6.50 % Tier 1 capital to average assets: Actual $ 76,246 7.58 % $ 73,862 8.17 % For capital adequacy purposes 40,213 4.00 % 36,146 4.00 % To be well capitalized 50,267 5.00 % 45,182 5.00 %

Note 12 - Income Taxes (Tables)

Note 12 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	(Dollar amounts in thousands) 2020 2019 Current $ 1,916 $ 1,437 Deferred (481 ) 225 Total $ 1,435 $ 1,662
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	(Dollar amounts in thousands) 2020 2019 % Pre-tax % Pre-tax Amount Income Amount Income Provision at statutory tax rate $ 1,718 21.0 % $ 2,019 21.0 % Increase (decrease) resulting from: Tax free interest, net of disallowance (219 ) (2.7 %) (210 ) (2.2 %) Earnings on bank-owned life insurance (84 ) (1.0 %) (85 ) (0.9 %) Other, net 20 0.2 % (62 ) (0.6 %) Provision $ 1,435 17.5 % $ 1,662 17.3 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	(Dollar amounts in thousands) 2020 2019 Deferred tax assets: Allowance for loan losses $ 2,005 $ 1,365 Funded status of pension plan 1,516 1,389 Lease liability 326 358 Net unrealized loss on securities — 26 Deferred compensation 444 417 Accrued incentive compensation 60 91 Nonaccrual loan interest income 48 40 Securities impairment 70 70 Stock compensation 105 91 Other 15 9 Gross deferred tax assets 4,589 3,856 Deferred tax liabilities: Accrued pension liability 1,036 1,029 Depreciation 772 656 Deferred loan fees and costs 519 555 Lease right-of-use asset 289 317 Intangible assets 305 260 Net unrealized gains on securities 593 — Business combination adjustments 188 137 Other 47 51 Gross deferred tax liabilities 3,749 3,005 Net deferred tax asset $ 840 $ 851

Note 13 - Employee Benefit Pl_2

Note 13 - Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Changes in Fair Value of Plan Assets [Table Text Block]	(Dollar amounts in thousands) 2020 2019 Change in plan assets: Fair value of plan assets at beginning of year $ 10,599 $ 9,482 Actual return on plan assets 1,156 1,534 Employer contribution — - Benefits paid (439 ) (417 ) Fair value of plan assets at end of year 11,316 10,599 Change in benefit obligation: Benefit obligation at beginning of year 12,304 10,628 Interest cost 395 443 Actuarial (gain) loss (29 ) (22 ) Effect of change in assumptions 1,357 1,672 Benefits paid (439 ) (417 ) Benefit obligation at end of year 13,588 12,304 Funded status (plan assets less benefit obligation) $ (2,272 ) $ (1,705 ) Amounts recognized in accumulated other comprehensive loss consists of: Accumulated net actuarial loss $ 7,220 $ 6,616 Accumulated prior service benefit — — Amount recognized, end of year $ 7,220 $ 6,616
Schedule of Allocation of Plan Assets [Table Text Block]	(Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Quoted Prices in Significant Significant Active Markets Other Unobservable for Identical Observable Inputs Description Total Assets Inputs December 31, 2020: Money markets $ 143 $ 143 $ — $ — Mutual funds - debt 4,518 4,518 — — Mutual funds - equity 5,798 5,798 — — Emclaire stock 857 857 — — $ 11,316 $ 11,316 $ — $ — December 31, 2019: Money markets $ 385 $ 385 $ — $ — Mutual funds - debt 4,322 4,322 — — Mutual funds - equity 4,981 4,981 — — Emclaire stock 911 911 — — $ 10,599 $ 10,599 $ — $ —
Schedule of Net Benefit Costs [Table Text Block]	(Dollar amounts in thousands) 2020 2019 Interest cost $ 395 $ 443 Expected return on plan assets (699 ) (626 ) Amortization of prior service beneft and net loss 268 252 Net periodic pension cost (36 ) 69 Amortization of prior service benefit and net loss (268 ) (252 ) Net loss 871 742 Total recognized in other comprehensive loss 603 490 Total recognized in net periodic benefit and other comprehensive loss $ 567 $ 559
Schedule of Defined Benefit Plans Disclosures [Table Text Block]	2020 2019 Discount rate for net periodic benefit cost 3.28 % 4.26 % Discount rate for benefit obligations 2.54 % 3.28 % Expected rate of return on plan assets 6.75 % 6.75 %
Schedule of Pension Plan Assets Allocation [Table Text Block]	Asset Category Target Allocation Percentage of Plan Assets at Year End Weighted-Average Expected Long-Term Rate of Return 2021 2020 2019 2020 Equity securities 55% 59% 56% 5.15% Debt securities 37% 40% 41% 1.57% Money markets 8% 1% 3% 0.03% 100% 100% 100% 6.75%
Schedule of Expected Benefit Payments [Table Text Block]	(Dollar amounts in thousands) Pension For year ended December 31, Benefits 2021 $ 470 2022 506 2023 507 2024 516 2025 551 2026-2030 2,762

Note 14 - Stock Compensation _2

Note 14 - Stock Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Shares Weighted-Average Grant-date Fair Value Nonvested at January 1, 2020 44,450 $ 31.11 Granted 16,000 24.48 Vested (12,500 ) 31.37 Forfeited — — Nonvested as of December 31, 2020 47,950 $ 28.83

Note 15 - Fair Values of Fina_2

Note 15 - Fair Values of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	(Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Description Total Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2020: Securities available-for-sale U.S. government sponsored entities and agencies $ 3,007 $ — $ 3,007 $ — U.S. agency mortgage-backed securities: residential 16,581 — 16,581 — U.S. agency collateralized mortgage obligations: residential 15,911 — 15,911 — State and political subdivision 55,577 — 55,577 — Corporate debt securities 21,965 — 19,959 2,006 Total available-for-sale securities $ 113,041 $ — $ 111,035 $ 2,006 Equity securities $ 15 $ 15 $ — $ — December 31, 2019: Securities available-for-sale U.S. government sponsored entities and agencies $ 7,077 $ — $ 7,077 $ — U.S. agency mortgage-backed securities: residential 41,075 — 41,075 — U.S. agency collateralized mortgage obligations: residential 32,837 — 32,837 — State and political subdivisions 27,796 — 27,796 — Corporate debt securities 11,322 — 7,300 4,022 Total available-for-sale securities $ 120,107 $ — $ 116,085 $ 4,022 Equity securities $ 19 $ 19 $ — $ —
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	(Dollar amounts in thousands) 2020 2019 Balance at the beginning of the period $ 4,022 $ 3,500 Total gains or losses (realized/unrealized): Included in other comprehensive income 234 (228 ) Purchased into Level 3 — 1,250 Transfers in and/or out of Level 3 (2,250 ) (500 ) Balance at the end of the period $ 2,006 $ 4,022
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	(Dollar amounts in thousands) (Level 1) (Level 2) (Level 3) Description Total Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2020: Impaired commercial business loans $ 58 $ — $ — $ 58 Impaired commercial real estate loans 340 — — 340 Other real estate owned 9 — — 9 Total $ 407 $ — $ — $ 407 December 31, 2019: Other real estate owned $ 88 $ — $ — $ 88 Total $ 88 $ — $ — $ 88
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	(Dollar amounts in thousands) Valuation Unobservable Weighted Techniques(s) Input(s) Average December 31, 2020: Impaired commercial business loans $ 58 Sales comparison approach Adjustment for differences between comparable sales 10% Impaired commercial real estate loans 340 Sales comparison approach Adjustment for differences between comparable sales 10% Other real estate owned 9 Sales comparison approach Adjustment for differences between comparable sales 10% December 31, 2019: Other real estate owned $ 88 Sales comparison approach Adjustment for differences between comparable sales 10%
Fair Value, by Balance Sheet Grouping [Table Text Block]	(Dollar amounts in thousands) Carrying Fair Value Measurements using: Description Amount Total Level 1 Level 2 Level 3 December 31, 2020: Financial Assets: Cash and cash equivalents $ 37,439 $ 37,439 $ 37,439 $ — $ — Interest earning time deposits 5,718 5,718 — 5,718 — Securities - available-for-sale 113,041 113,041 — 111,035 2,006 Securities - equities 15 15 15 — — Loans held for sale 75 75 — 75 — Loans, net 800,338 807,170 — — 807,170 Federal bank stock 5,635 N/A N/A N/A N/A Accrued interest receivable 3,786 3,786 52 513 3,221 Total $ 966,047 $ 967,244 $ 37,506 $ 117,341 $ 812,397 Financial Liabilities: Deposits 893,627 899,446 705,680 193,766 — Borrowed funds 32,050 33,256 — 33,256 — Accrued interest payable 474 474 19 455 — Total $ 926,151 $ 933,176 $ 705,699 $ 227,477 $ — December 31, 2019: Financial Assets: Cash and cash equivalents $ 14,986 $ 14,986 $ 14,986 $ — $ — Interest earning time deposits 9,698 9,698 — 9,698 — Securities - available-for-sale 120,107 120,107 — 116,085 4,022 Securities - equities 19 19 19 — — Loans, net 695,348 697,990 — — 697,990 Federal bank stock 5,790 N/A N/A N/A N/A Accrued interest receivable 2,600 2,600 78 419 2,103 Total $ 848,548 $ 845,400 $ 15,083 $ 126,202 $ 704,115 Financial Liabilities: Deposits 787,124 793,999 569,357 224,642 — Borrowed funds 28,550 29,133 — 29,133 — Accrued interest payable 616 616 51 565 — Total $ 816,290 $ 823,748 $ 569,408 $ 254,340 $ —
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	(Dollar amounts in thousands) 2020 2019 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 3,749 $ 3,737 $ 1,646 $ 10,840 Unused lines of credit 20,229 87,478 21,928 88,071 Total $ 23,978 $ 91,215 $ 23,574 $ 98,911

Note 16 - Emclaire Financial _2

Note 16 - Emclaire Financial Corp - Condensed Financial Statements, Parent Corporation Only (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Condensed Balance Sheet [Table Text Block]	Condensed Balance Sheets (Dollar amounts in thousands) 2020 2019 Assets: Cash and cash equivalents $ 114 $ 40 Equity in net assets of subsidiaries 88,132 84,065 Goodwill 5,190 5,190 Other assets 134 171 Total Assets $ 93,570 $ 89,466 Liabilities and Stockholders' Equity: Other short-term borrowed funds $ 2,050 $ 2,050 Long-term borrowed funds — 1,500 Accrued expenses and other liabilities 40 58 Stockholders' equity 91,480 85,858 Total Liabilities and Stockholders' Equity $ 93,570 $ 89,466
Condensed Income Statement [Table Text Block]	Condensed Statements of Income (Dollar amounts in thousands) 2020 2019 Income: Dividends from subsidiaries $ 5,186 $ 4,688 Expense: Interest expense 118 205 Noninterest expense 710 634 Total expense 828 839 Income before income taxes and undistributed subsidiary income 4,358 3,849 Undistributed equity in net income of subsidiary 2,216 3,922 Net income before income taxes 6,574 7,771 Income tax benefit 174 183 Net income $ 6,748 $ 7,954 Comprehensive income $ 8,599 $ 8,976
Condensed Cash Flow Statement [Table Text Block]	Condensed Statements of Cash Flows (Dollar amounts in thousands) 2020 2019 Operating activities: Net income $ 6,748 $ 7,954 Adjustments to reconcile net income to net cash provided by operating activities: Undistributed equity in net income of subsidiary (2,216 ) (3,922 ) Other, net 478 303 Net cash provided by operating activities 5,010 4,335 Financing activities: Net change in borrowings (1,500 ) (1,000 ) Dividends paid (3,436 ) (3,313 ) Net cash used in financing activities (4,936 ) (4,313 ) Increase (decrease) in cash and cash equivalents 74 22 Cash and cash equivalents at beginning of period 40 18 Cash and cash equivalents at end of period $ 114 $ 40

Note 17 - Other Noninterest I_2

Note 17 - Other Noninterest Income and Expense (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Other Nonoperating Expense, by Component [Table Text Block]	(Dollar amounts in thousands) 2020 2019 Subscriptions $ 752 $ 607 Customer bank card processing 700 697 Item processing 669 310 Telephone and data communications 572 567 Pennsylvania shares and use taxes 474 482 Correspondent bank and courier fees 402 411 Internet banking and bill pay 357 347 Credit bureau and other loan expense 246 132 Marketing and advertising 240 264 FHLB prepayment penalties 238 — Printing and supplies 219 278 Bad checks and other losses 193 199 Regulatory examinations 186 204 Charitable contributions 185 240 Travel, entertainment and conferences 167 390 Postage and freight 148 169 Memberships and dues 99 112 Other 180 225 Total other noninterest expenses $ 6,027 $ 5,634

Note 18 - Earnings Per Share (T

Note 18 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	(Dollar amounts in thousands, except for per share amounts) For the year ended December 31, 2020 2019 Net income $ 6,748 $ 7,954 Less: Preferred stock dividends 186 182 Net income available to common stockholders $ 6,562 $ 7,772 Average common shares outstanding 2,709,532 2,699,397 Add: Dilutive effects of restricted stock awards 17,815 19,349 Average shares and dilutive potential common shares 2,727,347 2,718,746 Basic earnings per common share $ 2.42 $ 2.88 Diluted earnings per common share $ 2.41 $ 2.86

Note 19 - Accumulated Other C_2

Note 19 - Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at January 1, 2020 $ (108 ) $ (5,227 ) $ (5,335 ) Other comprehensive income (loss) before reclassification 2,871 (689 ) 2,182 Amounts reclassified from accumulated other comprehensive income (loss) (543 ) 212 (331 ) Net current period other comprehensive income (loss) 2,328 (477 ) 1,851 Accumulated Other Comprehensive Income (Loss) at December 31, 2020 $ 2,220 $ (5,704 ) $ (3,484 ) (Dollar amounts in thousands) Unrealized Gains and Losses on Available-for-Sale Securities Defined Benefit Pension Items Totals Accumulated Other Comprehensive Income (Loss) at January 1, 2019 $ (1,517 ) $ (4,840 ) $ (6,357 ) Other comprehensive income (loss) before reclassification 1,471 (586 ) 885 Amounts reclassified from accumulated other comprehensive income (loss) (62 ) 199 137 Net current period other comprehensive income (loss) 1,409 (387 ) 1,022 Accumulated Other Comprehensive Income (Loss) at December 31, 2019 $ (108 ) $ (5,227 ) $ (5,335 )
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	(Dollar amount in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other For the year ended Affected Line Item in the Statement Comprehensive (Income) Loss Components December 31, 2020 Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ (687 ) Net gain on sale of available-for-sale securities Tax effect 144 Provision for income taxes Total security reclassifications for the period (543 ) Amortization of defined benefit pension items Prior service costs — Other noninterest income Actuarial gains 268 Compensation and employee benefits Total before tax 268 Tax effect (56 ) Provision for income taxes Total defined benefit pension reclassifications for the period 212 Total reclassifications for the period $ (331 ) Net of tax (Dollar amount in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other For the year ended Affected Line Item in the Statement Comprehensive (Income) Loss Components December 31, 2019 Where Net Income is Presented Unrealized gains and losses on available-for-sale securities $ (78 ) Net gain on sale of available-for-sale securities Tax effect 16 Provision for income taxes Total security reclassifications for the period (62 ) Amortization of defined benefit pension items Prior service costs — Other noninterest income Actuarial gains 252 Compensation and employee benefits Total before tax 252 Tax effect (53 ) Provision for income taxes Total defined benefit pension reclassifications for the period 199 Total reclassifications for the period $ 137 Net of tax

Note 20 - Revenue Recognition (

Note 20 - Revenue Recognition (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Disaggregation of Revenue [Table Text Block]	(Dollar amounts in thousands) 2020 2019 Noninterest income In-scope of Topic 606: Service charges on deposits Maintenance fees $ 203 $ 190 Overdraft fees 1,044 1,657 Other fees 251 310 Electronic banking fees (1) 1,497 1,446 Noninterest income (in-scope of Topic 606) 2,995 3,603 Noninterest income (out-of-scope of Topic 606) 1,368 788 Total noninterest income $ 4,363 $ 4,391

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual)	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Principal Amount Outstanding on Loans Serviced for Others	$ 26,800,000	$ 32,800,000
Contractually Specified Servicing Fee, Late Fee, and Ancillary Fee Earned in Exchange for Servicing Financial Asset, Total	80,000	85,000
Real Estate Acquired Through Foreclosure	344,000	249,000
Mortgage Loans in Process of Foreclosure, Amount	$ 1,300,000	545,000
Number of Operating Segments	1
Commercial Portfolio Segment [Member]
Number of Loans Receivable with Variable Rates of Interest	2
Loans Receivable with Variable Rates of Interest	$ 2,500,000
Financial Asset Acquired and No Credit Deterioration [Member]
Number of Loans Receivable with Variable Rates of Interest	14
Loans Receivable with Variable Rates of Interest	$ 40,400,000
Other Assets [Member]
Servicing Asset, Total	$ 165,000	$ 211,000
Building [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)	25 years
Building [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	40 years
Furniture and Fixtures [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)	3 years
Furniture and Fixtures [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	10 years

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual)	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Equity Securities, FV-NI	$ 15,000	$ 19,000
Equity Securities, FV-NI, Unrealized Gain (Loss), Total	4,000	12,000
Debt Securities, Available-for-sale, Restricted	$ 36,000,000	$ 22,100,000
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	20
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	7
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total	$ 0
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	7
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	6
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	4
Collateralized Mortgage Backed Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	2
US Government Corporations and Agencies Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	1

Note 2 - Securities - Summary o

Note 2 - Securities - Summary of Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Debt securities, amortized cost	$ 110,232	$ 120,245
Debt securities, gross unrealized gains	2,925	686
Debt securities, gross unrealized losses	(116)	(824)
Debt securities, fair value	113,041	120,107
US Government-sponsored Enterprises Debt Securities [Member]
Debt securities, amortized cost	3,036	7,069
Debt securities, gross unrealized gains	11	14
Debt securities, gross unrealized losses	(40)	(6)
Debt securities, fair value	3,007	7,077
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Debt securities, amortized cost	16,151	40,868
Debt securities, gross unrealized gains	436	291
Debt securities, gross unrealized losses	(6)	(84)
Debt securities, fair value	16,581	41,075
Collateralized Mortgage Obligations [Member]
Debt securities, amortized cost	15,658	33,001
Debt securities, gross unrealized gains	263	71
Debt securities, gross unrealized losses	(10)	(235)
Debt securities, fair value	15,911	32,837
US States and Political Subdivisions Debt Securities [Member]
Debt securities, amortized cost	53,834	27,848
Debt securities, gross unrealized gains	1,781	217
Debt securities, gross unrealized losses	(38)	(269)
Debt securities, fair value	55,577	27,796
Corporate Debt Securities [Member]
Debt securities, amortized cost	21,553	11,459
Debt securities, gross unrealized gains	434	93
Debt securities, gross unrealized losses	(22)	(230)
Debt securities, fair value	$ 21,965	$ 11,322

Note 2 - Securities - Gains on

Note 2 - Securities - Gains on Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Proceeds	$ 43,906	$ 36,370
Gains	699	135
Losses	(12)	(57)
Tax provision related to gains (losses)	$ 144	$ 16

Note 2 - Securities - Maturity

Note 2 - Securities - Maturity of Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Due in one year or less, amortized cost	$ 497
Due in one year or less, fair value	500
Due after one year through five years, amortized cost	4,547
Due after one year through five years, fair value	4,631
Due after five through ten years, amortized cost	25,648
Due after five years through ten years, fair value	26,215
Due after ten years, amortized cost	47,731
Due after ten years, fair value	49,203
Securities available-for-sale, amortized cost	110,232	$ 120,245
Securities available-for-sale, fair value	113,041	120,107
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities without maturity date, amortized cost	16,151
Securities without maturity date, fair value	16,581
Securities available-for-sale, amortized cost	16,151	40,868
Securities available-for-sale, fair value	16,581	41,075
Collateralized Mortgage Obligations [Member]
Securities without maturity date, amortized cost	15,658
Securities without maturity date, fair value	15,911
Securities available-for-sale, amortized cost	15,658	33,001
Securities available-for-sale, fair value	$ 15,911	$ 32,837

Note 2 - Securities - Securitie

Note 2 - Securities - Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Less than 12 months, fair value	$ 9,272	$ 46,564
Less than 12 months, unrealized loss	(71)	(606)
12 months or more, fair value	7,474	16,477
12 months or more, unrealized loss	(45)	(218)
Total, fair value	16,746	63,041
Total, unrealized loss	(116)	(824)
US Government Agencies Debt Securities [Member]
Less than 12 months, fair value	1,996
Less than 12 months, unrealized loss	(40)
12 months or more, fair value		2,032
12 months or more, unrealized loss		(6)
Total, fair value	1,996	2,032
Total, unrealized loss	(40)	(6)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Less than 12 months, fair value	1,547	14,578
Less than 12 months, unrealized loss	(6)	(76)
12 months or more, fair value		2,325
12 months or more, unrealized loss		(8)
Total, fair value	1,547	16,903
Total, unrealized loss	(6)	(84)
Collateralized Mortgage Obligations [Member]
Less than 12 months, fair value	1,515	12,319
Less than 12 months, unrealized loss	(4)	(32)
12 months or more, fair value	4,845	11,621
12 months or more, unrealized loss	(6)	(203)
Total, fair value	6,360	23,940
Total, unrealized loss	(10)	(235)
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, fair value	1,705	15,636
Less than 12 months, unrealized loss	(11)	(269)
12 months or more, fair value	1,641
12 months or more, unrealized loss	(27)
Total, fair value	3,346	15,636
Total, unrealized loss	(38)	(269)
Corporate Debt Securities [Member]
Less than 12 months, fair value	2,509	4,031
Less than 12 months, unrealized loss	(10)	(229)
12 months or more, fair value	988	499
12 months or more, unrealized loss	(12)	(1)
Total, fair value	3,497	4,530
Total, unrealized loss	$ (22)	$ (230)

Note 3 - Loans Receivable and_3

Note 3 - Loans Receivable and Related Allowance for Loan Losses (Details Textual)	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Feb. 28, 2021USD ($)	Dec. 31, 2018USD ($)
Loans and Leases Receivable, Deferred Income, Total		$ 2,500,000	$ 2,600,000
Loans and Leases Receivable, Net of Deferred Income, Total		809,918,000	701,904,000
Loans and Leases Receivable, Allowance, Ending Balance		9,580,000	6,556,000		$ 6,508,000
Financing Receivable, Troubled Debt Restructuring		396,000	409,000
Allowance for Losses Allocated to Loans Classified as TDRS		$ 6,000	$ 5,000
Financing Receivable, Modifications, Number of Contracts			0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts		0	0
Financing Receivable, Number of Payment Deferrals		410
Financing Receivable, Principal and Interest Deferred Payments		$ 110,400,000
Financing Receivable, Percent of Outstanding Loan Balance Deferred		13.60%
Subsequent Event [Member]
Financing Receivable, Number of Payment Deferrals				28
Financing Receivable, Principal and Interest Deferred Payments				$ 35,400,000
Financing Receivable, Number of Deferred Payment Loans Resumed or Paid Off				382
Financing Receivable, Deferred Payment Loans Resumed or Paid Off				$ 75,000,000
Subsequent Event [Member] | Hotel Loans [Member]
Financing Receivable, Principal and Interest Deferred Payments				$ 32,800,000
Financing Receivable, Percent of Outstanding Loan Balance Deferred				92.70%
United American Savings Bank [Member]
Loans and Leases Receivable, Allowance, Ending Balance		$ 0	$ 0
Northern Hancock Bank & Trust Co. [Member]
Loans and Leases Receivable, Allowance, Ending Balance		0	0
Community First [Member]
Loans and Leases Receivable, Allowance, Ending Balance		0	0
Other Loans [Member]
Loans and Leases Receivable, Net of Deferred Income, Total		129,174,000	81,242,000
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income, Total		89,139,000	66,603,000
Loans and Leases Receivable, Allowance, Ending Balance		677,000	636,000		500,000
Commercial Portfolio Segment [Member] | Extended Maturity [Member]
Financing Receivable, Troubled Debt Restructuring		64,000
Allowance for Losses Allocated to Loans Classified as TDRS		$ 6,000
Financing Receivable, Modifications, Number of Contracts		1
Commercial Portfolio Segment [Member] | Other Loans [Member]
Loans and Leases Receivable, Net of Deferred Income, Total		$ 89,139,000	66,603,000
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member] | Other Loans [Member]
Loans and Leases Receivable, Net of Deferred Income, Total		30,400,000
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total		2,100,000
Amortization of Deferred Loan Origination Fees, Net		1,300,000
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member] | Other Loans [Member] | Forecast [Member]
Amortization of Deferred Loan Origination Fees, Net	$ 795,000
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income, Total		285,625,000	229,951,000
Loans and Leases Receivable, Allowance, Ending Balance		$ 5,180,000	2,898,000		$ 3,106,000
Commercial Real Estate Portfolio Segment [Member] | Previously Reported [Member]
Financing Receivable, Troubled Debt Restructuring			$ 67,000
Financing Receivable, Modifications, Number of Contracts			1

Note 3 - Loans Receivable and_4

Note 3 - Loans Receivable and Related Allowance for Loan Losses - Summary of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Loans and Leases Receivable, Net of Deferred Income, Total	$ 809,918	$ 701,904
Loans and Leases Receivable, Allowance, Ending Balance	9,580	6,556	$ 6,508
Total loans, net	800,338	695,348
Mortgage Receivable [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	680,744	620,662
Other Loans [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	129,174	81,242
Residential Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	308,031	293,170
Loans and Leases Receivable, Allowance, Ending Balance	2,774	2,309	2,198
Residential Portfolio Segment [Member] | Mortgage Receivable [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	308,031	293,170
Home Equity Loans and Lines of Credit [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	87,088	97,541
Loans and Leases Receivable, Allowance, Ending Balance	620	626	648
Home Equity Loans and Lines of Credit [Member] | Mortgage Receivable [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	87,088	97,541
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	285,625	229,951
Loans and Leases Receivable, Allowance, Ending Balance	5,180	2,898	3,106
Commercial Real Estate Portfolio Segment [Member] | Mortgage Receivable [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	285,625	229,951
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	89,139	66,603
Loans and Leases Receivable, Allowance, Ending Balance	677	636	500
Commercial Portfolio Segment [Member] | Other Loans [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	89,139	66,603
Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	40,035	14,639
Loans and Leases Receivable, Allowance, Ending Balance	329	87	$ 56
Consumer Portfolio Segment [Member] | Other Loans [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	$ 40,035	$ 14,639

Note 3 - Loans Receivable and_5

Note 3 - Loans Receivable and Related Allowance for Loan Losses - Analysis of Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2020	Dec. 31, 2019
Balance at the beginning of the year	$ 6,556	$ 6,508
Provision for loan losses	3,247	715
Charge-offs	(473)	(913)
Recoveries	250	246
Balance at the end of the year	9,580	6,556
Individually evaluated for impairment			$ 60	$ 5
Total	6,556	6,508	9,580	6,556
Individually evaluated for impairment			2,114	483
Loans and Leases Receivable, Net of Deferred Income, Total			809,918	701,904
Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment			89,761	123,329
Financial Asset Originated [Member]
Loans collectively evaluated for impairment			9,520	6,551
Loans collectively evaluated for impairment			718,043	578,092
Residential Portfolio Segment [Member]
Balance at the beginning of the year	2,309	2,198
Provision for loan losses	486	298
Charge-offs	(27)	(227)
Recoveries	6	40
Balance at the end of the year	2,774	2,309
Individually evaluated for impairment				5
Total	2,774	2,198	2,774	2,309
Individually evaluated for impairment			329	358
Loans and Leases Receivable, Net of Deferred Income, Total			308,031	293,170
Residential Portfolio Segment [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment			44,209	60,523
Residential Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment			2,774	2,304
Loans collectively evaluated for impairment			263,493	232,289
Home Equity Loans and Lines of Credit [Member]
Balance at the beginning of the year	626	648
Provision for loan losses	105	33
Charge-offs	(126)	(61)
Recoveries	15	6
Balance at the end of the year	620	626
Individually evaluated for impairment
Total	620	648	620	626
Individually evaluated for impairment			3	4
Loans and Leases Receivable, Net of Deferred Income, Total			87,088	97,541
Home Equity Loans and Lines of Credit [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment			8,491	10,901
Home Equity Loans and Lines of Credit [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment			620	626
Loans collectively evaluated for impairment			78,594	86,636
Commercial Real Estate Portfolio Segment [Member]
Balance at the beginning of the year	2,898	3,106
Provision for loan losses	2,250	(100)
Charge-offs	(75)	(242)
Recoveries	107	134
Balance at the end of the year	5,180	2,898
Individually evaluated for impairment			40
Total	5,180	3,106	5,180	2,898
Individually evaluated for impairment			1,639	81
Loans and Leases Receivable, Net of Deferred Income, Total			285,625	229,951
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment			30,913	41,993
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment			5,140	2,898
Loans collectively evaluated for impairment			253,073	187,877
Commercial Portfolio Segment [Member]
Balance at the beginning of the year	636	500
Provision for loan losses	134	386
Charge-offs	(163)	(250)
Recoveries	70
Balance at the end of the year	677	636
Individually evaluated for impairment			20
Total	677	500	677	636
Individually evaluated for impairment			143	40
Loans and Leases Receivable, Net of Deferred Income, Total			89,139	66,603
Commercial Portfolio Segment [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment			5,131	7,930
Commercial Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment			657	636
Loans collectively evaluated for impairment			83,865	58,633
Consumer Portfolio Segment [Member]
Balance at the beginning of the year	87	56
Provision for loan losses	272	98
Charge-offs	(82)	(133)
Recoveries	52	66
Balance at the end of the year	329	87
Individually evaluated for impairment
Total	$ 329	$ 56	329	87
Individually evaluated for impairment
Loans and Leases Receivable, Net of Deferred Income, Total			40,035	14,639
Consumer Portfolio Segment [Member] | Financial Asset Acquired and No Credit Deterioration [Member]
Loans collectively evaluated for impairment
Loans collectively evaluated for impairment			1,017	1,982
Consumer Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans collectively evaluated for impairment			329	87
Loans collectively evaluated for impairment			$ 39,018	$ 12,657

Note 3 - Loans Receivable and_6

Note 3 - Loans Receivable and Related Allowance for Loan Losses - Impaired Loans by Class (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Impaired loans with specific allowance, unpaid principal balance	$ 458	$ 76
Impaired loans with specific allowance, recorded investment	458	76
Related allowance	60	5
Impaired loans with specific allowance, average recorded investment	204	77
Impaired loans with specific allowance, interest income recognized in period	22	3
Impaired loans with specific allowance, cash basis interest recognized in period	15	3
Impaired loans with no specific allowance, unpaid principal balance	1,767	519
Impaired loans with no specific allowance, recorded investment	1,656	407
Impaired loans with no specific allowance, average recorded investment	1,549	1,399
Impaired loans with no specific allowance, interest income recognized in period	93	99
Impaired loans with no specific allowance, cash basis interest recognized in period	79	41
Residential Portfolio Segment [Member]
Impaired loans with specific allowance, unpaid principal balance		72
Impaired loans with specific allowance, recorded investment		72
Related allowance		5
Impaired loans with specific allowance, average recorded investment	43	72
Impaired loans with specific allowance, interest income recognized in period		3
Impaired loans with specific allowance, cash basis interest recognized in period		3
Impaired loans with no specific allowance, unpaid principal balance	440	398
Impaired loans with no specific allowance, recorded investment	329	286
Impaired loans with no specific allowance, average recorded investment	300	301
Impaired loans with no specific allowance, interest income recognized in period	7	4
Impaired loans with no specific allowance, cash basis interest recognized in period	7	4
Home Equity Loans and Lines of Credit [Member]
Impaired loans with specific allowance, unpaid principal balance		4
Impaired loans with specific allowance, recorded investment		4
Related allowance
Impaired loans with specific allowance, average recorded investment	2	5
Impaired loans with specific allowance, interest income recognized in period
Impaired loans with specific allowance, cash basis interest recognized in period
Impaired loans with no specific allowance, unpaid principal balance	3
Impaired loans with no specific allowance, recorded investment	3
Impaired loans with no specific allowance, average recorded investment	2
Impaired loans with no specific allowance, interest income recognized in period
Impaired loans with no specific allowance, cash basis interest recognized in period
Commercial Real Estate Portfolio Segment [Member]
Impaired loans with specific allowance, unpaid principal balance	380
Impaired loans with specific allowance, recorded investment	380
Related allowance	40
Impaired loans with specific allowance, average recorded investment	106
Impaired loans with specific allowance, interest income recognized in period	17
Impaired loans with specific allowance, cash basis interest recognized in period	11
Impaired loans with no specific allowance, unpaid principal balance	1,259	81
Impaired loans with no specific allowance, recorded investment	1,259	81
Impaired loans with no specific allowance, average recorded investment	1,167	1,019
Impaired loans with no specific allowance, interest income recognized in period	76	88
Impaired loans with no specific allowance, cash basis interest recognized in period	66	35
Commercial Portfolio Segment [Member]
Impaired loans with specific allowance, unpaid principal balance	78
Impaired loans with specific allowance, recorded investment	78
Related allowance	20
Impaired loans with specific allowance, average recorded investment	53
Impaired loans with specific allowance, interest income recognized in period	5
Impaired loans with specific allowance, cash basis interest recognized in period	4
Impaired loans with no specific allowance, unpaid principal balance	65	40
Impaired loans with no specific allowance, recorded investment	65	40
Impaired loans with no specific allowance, average recorded investment	80	79
Impaired loans with no specific allowance, interest income recognized in period	10	7
Impaired loans with no specific allowance, cash basis interest recognized in period	6	2
Consumer Portfolio Segment [Member]
Impaired loans with specific allowance, unpaid principal balance
Impaired loans with specific allowance, recorded investment
Related allowance
Impaired loans with specific allowance, average recorded investment
Impaired loans with specific allowance, interest income recognized in period
Impaired loans with specific allowance, cash basis interest recognized in period
Impaired loans with no specific allowance, unpaid principal balance
Impaired loans with no specific allowance, recorded investment
Impaired loans with no specific allowance, average recorded investment
Impaired loans with no specific allowance, interest income recognized in period
Impaired loans with no specific allowance, cash basis interest recognized in period

Note 3 - Loans Receivable and_7

Note 3 - Loans Receivable and Related Allowance for Loan Losses - Loan Portfolio by Internal Risk Rating (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Loans	$ 809,918	$ 701,904
Residential Portfolio Segment [Member]
Loans	308,031	293,170
Home Equity Loans and Lines of Credit [Member]
Loans	87,088	97,541
Commercial Real Estate Portfolio Segment [Member]
Loans	285,625	229,951
Commercial Portfolio Segment [Member]
Loans	89,139	66,603
Consumer Portfolio Segment [Member]
Loans	40,035	14,639
Not Rated [Member]
Loans	433,091	403,487
Not Rated [Member] | Residential Portfolio Segment [Member]
Loans	306,237	291,843
Not Rated [Member] | Home Equity Loans and Lines of Credit [Member]
Loans	86,867	97,087
Not Rated [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans
Not Rated [Member] | Commercial Portfolio Segment [Member]
Loans
Not Rated [Member] | Consumer Portfolio Segment [Member]
Loans	39,987	14,557
Pass [Member]
Loans	332,416	281,380
Pass [Member] | Residential Portfolio Segment [Member]
Loans
Pass [Member] | Home Equity Loans and Lines of Credit [Member]
Loans
Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	249,357	216,744
Pass [Member] | Commercial Portfolio Segment [Member]
Loans	83,059	64,636
Pass [Member] | Consumer Portfolio Segment [Member]
Loans
Special Mention [Member]
Loans	21,723	5,574
Special Mention [Member] | Residential Portfolio Segment [Member]
Loans
Special Mention [Member] | Home Equity Loans and Lines of Credit [Member]
Loans
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	19,669	5,370
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans	2,054	204
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans
Substandard [Member]
Loans	22,688	11,463
Substandard [Member] | Residential Portfolio Segment [Member]
Loans	1,794	1,327
Substandard [Member] | Home Equity Loans and Lines of Credit [Member]
Loans	221	454
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	16,599	7,837
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans	4,026	1,763
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans	48	82
Doubtful [Member]
Loans
Doubtful [Member] | Residential Portfolio Segment [Member]
Loans
Doubtful [Member] | Home Equity Loans and Lines of Credit [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans
Doubtful [Member] | Commercial Portfolio Segment [Member]
Loans
Doubtful [Member] | Consumer Portfolio Segment [Member]
Loans

Note 3 - Loans Receivable and_8

Note 3 - Loans Receivable and Related Allowance for Loan Losses - Classes of Loan Portfolio by Aging Categories (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Accruing loans not past due	$ 802,158	$ 690,985
Nonaccrual	3,523	2,587
Loans	809,918	701,904
Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	2,962	5,481
Nonaccrual	70	309
Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	696	2,222
Nonaccrual	24	278
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	579	629
Nonaccrual	2,021	1,723
Residential Portfolio Segment [Member]
Accruing loans not past due	304,161	288,399
Nonaccrual	1,619	955
Loans	308,031	293,170
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	1,836	2,405
Nonaccrual	70
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	239	1,039
Nonaccrual		72
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	176	372
Nonaccrual	1,329	638
Home Equity Loans and Lines of Credit [Member]
Accruing loans not past due	86,093	95,908
Nonaccrual	75	428
Loans	87,088	97,541
Home Equity Loans and Lines of Credit [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	446	626
Nonaccrual
Home Equity Loans and Lines of Credit [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	328	553
Nonaccrual
Home Equity Loans and Lines of Credit [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	146	26
Nonaccrual	71	424
Commercial Real Estate Portfolio Segment [Member]
Accruing loans not past due	283,373	226,133
Nonaccrual	1,613	907
Loans	285,625	229,951
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	580	2,141
Nonaccrual		309
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	41	543
Nonaccrual	24	31
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	18	227
Nonaccrual	573	539
Commercial Portfolio Segment [Member]
Accruing loans not past due	88,614	66,087
Nonaccrual	168	215
Loans	89,139	66,603
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	72	225
Nonaccrual
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	46	72
Nonaccrual		175
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due	239	4
Nonaccrual		40
Consumer Portfolio Segment [Member]
Accruing loans not past due	39,917	14,458
Nonaccrual	48	82
Loans	40,035	14,639
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing loans past due	28	84
Nonaccrual
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing loans past due	42	15
Nonaccrual
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Nonaccrual	$ 48	$ 82

Note 3 - Loans Receivable and_9

Note 3 - Loans Receivable and Related Allowance for Loan Losses - Nonaccrual Loans by Aging Category (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Nonaccrual	$ 3,523	$ 2,587
Residential Portfolio Segment [Member]
Nonaccrual	1,619	955
Home Equity Loans and Lines of Credit [Member]
Nonaccrual	75	428
Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	1,613	907
Commercial Portfolio Segment [Member]
Nonaccrual	168	215
Consumer Portfolio Segment [Member]
Nonaccrual	48	82
Not Past Due [Member]
Nonaccrual	1,408	277
Not Past Due [Member] | Residential Portfolio Segment [Member]
Nonaccrual	220	245
Not Past Due [Member] | Home Equity Loans and Lines of Credit [Member]
Nonaccrual	4	4
Not Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	1,016	28
Not Past Due [Member] | Commercial Portfolio Segment [Member]
Nonaccrual	168
Not Past Due [Member] | Consumer Portfolio Segment [Member]
Nonaccrual
Financial Asset, 30 to 59 Days Past Due [Member]
Nonaccrual	70	309
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Nonaccrual	70
Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Loans and Lines of Credit [Member]
Nonaccrual
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Nonaccrual		309
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Nonaccrual
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Nonaccrual
Financial Asset, 60 to 89 Days Past Due [Member]
Nonaccrual	24	278
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Nonaccrual		72
Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Loans and Lines of Credit [Member]
Nonaccrual
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	24	31
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Nonaccrual		175
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Nonaccrual
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Nonaccrual	2,021	1,723
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Nonaccrual	1,329	638
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loans and Lines of Credit [Member]
Nonaccrual	71	424
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Nonaccrual	573	539
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Nonaccrual		40
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Nonaccrual	$ 48	$ 82

Note 4 - Federal Bank Stocks (D

Note 4 - Federal Bank Stocks (Details Textual) - USD ($) $ in Millions	Dec. 31, 2020	Dec. 31, 2019
Federal Home Loan Bank Stock	$ 3.8	$ 4
Federal Reserve Bank Stock	$ 1.8	$ 1.8

Note 5 - Premises, Equipment _3

Note 5 - Premises, Equipment and Leases (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Depreciation, Depletion and Amortization, Total	$ 1,406,000	$ 1,388,000
Operating Lease, Weighted Average Remaining Lease Term (Year)	12 years 164 days	12 years 361 days
Operating Lease, Weighted Average Discount Rate, Percent	3.51%	3.49%
Operating Lease, Cost	$ 192,000	$ 194,000
Other Assets [Member]
Operating Lease, Right-of-Use Asset	1,400,000	1,500,000
Other Liabilities [Member]
Operating Lease, Liability, Total	$ 1,551,000	$ 1,700,000

Note 5 - Premises, Equipment _4

Note 5 - Premises, Equipment and Leases - Major Classification of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Premise and equipment, gross	$ 36,250	$ 36,175
Less: accumulated depreciation and amortization	18,048	17,134
Net premises and equipment	18,202	19,041
Land [Member]
Premise and equipment, gross	5,290	5,269
Building and Building Improvements [Member]
Premise and equipment, gross	15,228	15,127
Leasehold Improvements [Member]
Premise and equipment, gross	1,541	1,522
Furniture Fixtures and Equipment [Member]
Premise and equipment, gross	10,749	10,539
Software Development [Member]
Premise and equipment, gross	3,440	3,397
Construction in Progress [Member]
Premise and equipment, gross	$ 2	$ 321

Note 5 - Premises, Equipment _5

Note 5 - Premises, Equipment and Leases - Estimated Rental Commitments for Operating Leases (Details) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
2021	$ 217,000
2022	222,000
2023	222,000
2024	227,000
2025	212,000
Thereafter	851,000
Total minimum lease payments	1,951,000
Discount effect of cash flows	(400,000)
Other Liabilities [Member]
Present value of lease liabilities	$ 1,551,000	$ 1,700,000

Note 6 - Goodwill and Intangi_3

Note 6 - Goodwill and Intangible Assets (Details Textual)	Nov. 30, 2020USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Business Acquisition Number of Acquisitions Resulting in Goodwill		5
Equity, Fair Value Disclosure, Total	$ 89,000,000
Stockholders' Equity Attributable to Parent, Ending Balance	87,400,000	$ 91,480,000	$ 85,858,000	$ 79,827,000
Goodwill, Impairment Loss	$ 0	$ 0	0
Business Acquisition, Number of Acquisitions Resulting in Intangible Assets		3
Amortization of Intangible Assets, Total		$ 164,000	$ 176,000

Note 6 - Goodwill and Intangi_4

Note 6 - Goodwill and Intangible Assets - Acquired Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Goodwill	$ 19,460	$ 19,460
Core deposit intangibles, gross carrying amount	5,634	5,634
Core deposit intangibles, accumulated amortization	4,551	4,387
Total, gross carrying amount	$ 25,094	$ 25,094

Note 6 - Goodwill and Intangi_5

Note 6 - Goodwill and Intangible Assets - Future Amortization Expense (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
2021	$ 154
2022	149
2023	149
2024	149
2025	143
Thereafter	339
Total	$ 1,083	$ 1,247

Note 7 - Related Party Balanc_2

Note 7 - Related Party Balances and Transactions (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Loans and Leases Receivable, Related Parties, Ending Balance	$ 5,500,000	$ 4,700,000
Loans and Leases Receivable, Related Parties, Additions	1,300,000
Loans and Leases Receivable, Related Parties, Proceeds	540,000
Related Party Deposit Liabilities	$ 3,100,000	$ 3,100,000

Note 8 - Deposits (Details Text

Note 8 - Deposits (Details Textual) - USD ($) $ in Millions	Dec. 31, 2020	Dec. 31, 2019
Time Deposits, at or Above FDIC Insurance Limit	$ 58.7	$ 67.9

Note 8 - Deposits - Deposits (D

Note 8 - Deposits - Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Non-interest bearing	$ 193,752	$ 148,842
Non-interest bearing deposits	21.70%	18.90%
Interest bearing demand deposits, weighted average rate	0.42%	0.76%
Interest bearing demand deposits, amount	$ 511,928	$ 420,515
Interest bearing demand deposits	57.30%	53.40%
Time deposits, weighted average rate	2.03%	2.17%
Time deposits, amount	$ 187,947	$ 217,767
Time deposits	21.00%	27.70%
Weighted average rate	0.67%	1.01%
Amount	$ 893,627	$ 787,124
Percent	100.00%	100.00%

Note 8 - Deposits - Scheduled M

Note 8 - Deposits - Scheduled Maturities of Time Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
2021, amount	$ 76,091
2021, percentage	40.50%
2022, amount	$ 24,022
2022, percentage	12.80%
2023, amount	$ 41,622
2023, percentage	22.10%
2024, amount	$ 35,659
2024, percentage	18.90%
2025, amount	$ 6,503
2025, percentage	3.50%
Thereafter, amount	$ 4,050
Thereafter, percentage	2.20%
Total, amount	$ 187,947	$ 217,767
Total, percentage	100.00%

Note 8 - Deposits - Scheduled_2

Note 8 - Deposits - Scheduled Maturities of Time Deposits $250,000 or More (Details) $ in Thousands	Dec. 31, 2020USD ($)
Three months or less	$ 6,894
Over three months to six months	3,902
Over six months to twelve months	20,538
Over twelve months	27,374
Total	$ 58,708

Note 9 - Borrowed Funds (Detail

Note 9 - Borrowed Funds (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Long-term Line of Credit, Total	$ 0	$ 0
Long-term Debt, Total	30,000	$ 26,500
Loans from Other Federal Home Loan Banks	30,000
Deposits with Other Federal Home Loan Banks	137,700
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 268,600
Federal Home Loan Bank Advances, Maturing 2021 to 2025 [Member]
Federal Home Loan Bank Advances, Number of Advances Outstanding	6
Federal Home Loan Bank, Advances, Par Value, Total	$ 30,000
Federal Home Loan Bank Advances, Maturing 2021 to 2025 [Member] | Minimum [Member]
Federal Home Loan Bank, Advances, Interest Rate	0.97%
Federal Home Loan Bank Advances, Maturing 2021 to 2025 [Member] | Maximum [Member]
Federal Home Loan Bank, Advances, Interest Rate	2.85%
Federal Home Loan Bank Advances, Maturing 2021 to 2025, Advance 1 [Member]
Federal Home Loan Bank, Advances, Par Value, Total	$ 5,000
Federal Home Loan Bank Advances, Maturing 2020 to 2023 [Member]
Federal Home Loan Bank Advances, Number of Advances Outstanding		5
Federal Home Loan Bank, Advances, Par Value, Total		$ 25,000
Federal Home Loan Bank Advances, Maturing 2020 to 2023, Advance 1 [Member]
Federal Home Loan Bank, Advances, Par Value, Total		5,000
Federal Home Loan Bank Advances, Maturing 2020 to 2023, Advance 5 [Member]
Federal Home Loan Bank, Advances, Par Value, Total		5,000
Federal Home Loan Bank Advances, Maturing 2020 to 2023, Advance 4 [Member]
Federal Home Loan Bank, Advances, Par Value, Total		5,000
Federal Home Loan Bank Advances, Maturing 2020 to 2023, Advance 3 [Member]
Federal Home Loan Bank, Advances, Par Value, Total		5,000
Federal Home Loan Bank Advances, Maturing 2020 to 2023, Advance 2 [Member]
Federal Home Loan Bank, Advances, Par Value, Total		5,000
Unsecured Term Loan [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 436,300
Debt Instrument, Term (Year)	5 years
Long-term Debt, Total		1,500
Federal Home Loan Bank Advances, Maturing 2021 to 2025, Advance 3 [Member]
Federal Home Loan Bank, Advances, Par Value, Total	$ 5,000
Federal Home Loan Bank Advances, Maturing 2021 to 2025, Advance 2 [Member]
Federal Home Loan Bank, Advances, Par Value, Total	5,000
Federal Home Loan Bank Advances, Maturing 2021 to 2025, Advance 4 [Member]
Federal Home Loan Bank, Advances, Par Value, Total	5,000
Federal Home Loan Bank Advances, Maturing 2021 to 2025, Advance 5 [Member]
Federal Home Loan Bank, Advances, Par Value, Total	5,000
Federal Home Loan Bank Advances, Maturing 2021 to 2025, Advance 6 [Member]
Federal Home Loan Bank, Advances, Par Value, Total	5,000
Line of Credit [Member]
Long-term Line of Credit, Total	2,100	2,100
Line of Credit Facility, Maximum Borrowing Capacity	$ 4,500	$ 7,000
Debt Instrument, Interest Rate, Stated Percentage	4.25%	5.00%
Line of Credit Facility, Remaining Borrowing Capacity	$ 2,400

Note 9 - Borrowed Funds - Sched

Note 9 - Borrowed Funds - Schedule of Borrowed Funds (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Short-term borrowed funds	$ 2,050	$ 2,050
Short-term borrowed funds, average balance	$ 4,366	$ 4,663
Short-term borrowed funds, average rate	3.00%	3.93%
Long-term borrowed funds	$ 30,000	$ 26,500
Long-term borrowed funds, average balance	$ 35,530	$ 31,845
Long-term borrowed funds, average rate	2.16%	2.55%
Total	$ 32,050	$ 28,550
Average Balance	$ 39,896	$ 36,508

Note 9 - Borrowed Funds - Matur

Note 9 - Borrowed Funds - Maturities of Borrowed Funds (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
2021	$ 7,050
2022
2023	10,000
2024	5,000
2025	10,000
Thereafter
Total	$ 32,050	$ 28,550

Note 10 - Regulatory Matters (D

Note 10 - Regulatory Matters (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2015
Undistributed Earnings Available for Dividends	$ 7,400
Percentage of Maximum Limit for Loans and Advances	10.00%
Maximum Funds Available for Loans and Advances	$ 6,000
Long-term Line of Credit, Total	$ 0	$ 0
Capital Conservation Buffer		2.50%	0.00%

Note 10 - Regulatory Matters -

Note 10 - Regulatory Matters - Schedule of Regulatory Capital (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Total capital to risk-weighted assets, actual, amount	$ 84,583	$ 80,418
Total capital to risk-weighted assets, actual, ratio	0.1271	0.1374
Total capital to risk-weighted assets, for capital adequacy purposes, amount	$ 53,255	$ 46,836
Total capital to risk-weighted assets, for capital adequacy purposes, ratio	0.08	0.08
Total capital to risk-weighted assets, to be well capitalized, amount	$ 66,569	$ 58,544
Total capital to risk-weighted assets, to be well capitalized, ratio	0.1	0.1
Tier 1 capital to risk-weighted assets, actual, amount	$ 76,246	$ 73,862
Tier 1 capital to risk-weighted assets, actual, ratio	0.1145	0.1262
Tier 1 capital to risk-weighted assets, for capital adequacy purposes, amount	$ 39,941	$ 35,127
Tier 1 capital to risk-weighted assets, for capital adequacy purposes, ratio	0.06	0.06
Tier 1 capital to risk-weighted assets, to be well capitalized, amount	$ 53,255	$ 46,836
Tier 1 capital to risk-weighted assets, to be well capitalized, ratio	0.08	0.08
Common equity tier 1 capital to risk-weighted assets, actual, amount	$ 76,246	$ 73,862
Common equity tier 1 capital to risk weighted assets, actual, ratio	0.1145	0.1262
Common equity tier 1 capital to risk-weighted assets, for capital adequacy purposes, amount	$ 29,956	$ 26,345
Common equity tier 1 capital to risk weighted assets, for capital adequacy purposes, ratio	4.50%	4.50%
Common equity tier 1 capital to risk-weighted assets, to. be well capitalized, amount	$ 43,270	$ 38,054
Common equity tier 1 capital to risk weighted assets, to be well capitalized, ratio	6.50%	6.50%
Tier 1 capital to average assets, actual, amount	$ 76,246	$ 73,862
Tier 1 capital to average asset, actual, ratio	0.0758	0.0817
Tier 1 capital to average assets, for capital adequacy purposes, amount	$ 40,213	$ 36,146
Tier 1 capital to average asset, for capital adequacy purposes, ratio	0.04	0.04
Tier 1 capital to average assets, to be well capitalized, amount	$ 50,267	$ 45,182
Tier 1 capital to average asset, to be well capitalized, ratio	0.05	0.05

Note 12 - Income Taxes (Details

Note 12 - Income Taxes (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Unrecognized Tax Benefits, Ending Balance	$ 0	$ 0
Increase in Unrecognized Tax Benefits is Reasonably Possible	$ 0
Open Tax Year	2017 2018 2019 2020

Note 12 - Income Taxes - Provis

Note 12 - Income Taxes - Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Current	$ 1,916	$ 1,437
Deferred	(481)	225
Total	$ 1,435	$ 1,662

Note 12 - Income Taxes - Reconc

Note 12 - Income Taxes - Reconciliation for Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Provision at statutory tax rate, amount	$ 1,718	$ 2,019
Provision at statutory tax rate, percent	21.00%	21.00%
Tax free interest, net of disallowance, amount	$ (219)	$ (210)
Tax free interest, net of disallowance, percent	(2.70%)	(2.20%)
Earnings on bank-owned life insurance, amount	$ (84)	$ (85)
Earnings on bank-owned life insurance, percent	(1.00%)	(0.90%)
Other, net, amount	$ 20	$ (62)
Other, net, percent	0.20%	(0.60%)
Total	$ 1,435	$ 1,662
Provision, percent	17.50%	17.30%

Note 12 - Income Taxes - Tax Ef

Note 12 - Income Taxes - Tax Effects of Temporary Differences (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Deferred tax assets:
Allowance for loan losses	$ 2,005	$ 1,365
Funded status of pension plan	1,516	1,389
Lease liability	326	358
Net unrealized loss on securities		26
Deferred compensation	444	417
Accrued incentive compensation	60	91
Nonaccrual loan interest income	48	40
Securities impairment	70	70
Stock compensation	105	91
Other	15	9
Gross deferred tax assets	4,589	3,856
Deferred tax liabilities:
Accrued pension liability	1,036	1,029
Depreciation	772	656
Deferred loan fees and costs	519	555
Lease right-of-use asset	289	317
Intangible assets	305	260
Net unrealized gains on securities	593
Business combination adjustments	188	137
Other	47	51
Gross deferred tax liabilities	3,749	3,005
Net deferred tax asset	$ 840	$ 851

Note 13 - Employee Benefit Pl_3

Note 13 - Employee Benefit Plans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Defined Benefit Plan Requisite Service Period (Year)	3 years
Defined Benefit Plan, Accumulated Benefit Obligation	$ 13,600,000	$ 12,300,000
Defined Benefit Plan, Expected Amortization of Prior Service Cost (Credit), Next Fiscal Year	$ 293,000
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	20.00%
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay	4.00%
Defined Contribution Plan, Employer Discretionary Contribution Amount	$ 260,000	266,000
Liability, Defined Benefit Plan, Total	2,000,000	1,900,000
Pension and Other Postretirement Benefits Cost (Reversal of Cost), Total	205,000	224,000
Board of Directors [Member]
Defined Contribution Plan, Employer Discretionary Contribution Amount	$ 143,000	$ 140,000

Note 13 - Employee Benefit Pl_4

Note 13 - Employee Benefit Plans - Changes in Obligations and Funded Status (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Fair value of plan assets at beginning of year	$ 10,599	$ 9,482
Actual return on plan assets	1,156	1,534
Employer contribution
Benefits paid	(439)	(417)
Benefit obligation at beginning of year	12,304	10,628
Interest cost	395	443
Actuarial (gain) loss	(29)	(22)
Effect of change in assumptions	1,357	1,672
Benefits paid	(439)	(417)
Benefit obligation at end of year	13,588	12,304
Funded status (plan assets less benefit obligation)	(2,272)	(1,705)
Amounts recognized in accumulated other comprehensive loss consists of:
Accumulated net actuarial loss	7,220	6,616
Accumulated prior service benefit
Amount recognized, end of year	$ 7,220	$ 6,616

Note 13 - Employee Benefit Pl_5

Note 13 - Employee Benefit Plans - Pension Plan Assets Measured and Recorded at Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Fair value of plan assets	$ 11,316	$ 10,599	$ 9,482
Fair Value, Inputs, Level 1 [Member]
Fair value of plan assets	11,316	10,599
Fair Value, Inputs, Level 2 [Member]
Fair value of plan assets
Fair Value, Inputs, Level 3 [Member]
Fair value of plan assets
Money Market Funds [Member]
Fair value of plan assets	143	385
Money Market Funds [Member] | Fair Value, Inputs, Level 1 [Member]
Fair value of plan assets	143	385
Money Market Funds [Member] | Fair Value, Inputs, Level 2 [Member]
Fair value of plan assets
Money Market Funds [Member] | Fair Value, Inputs, Level 3 [Member]
Fair value of plan assets
Mutual Funds, Debt [Member]
Fair value of plan assets	4,518	4,322
Mutual Funds, Debt [Member] | Fair Value, Inputs, Level 1 [Member]
Fair value of plan assets	4,518	4,322
Mutual Funds, Debt [Member] | Fair Value, Inputs, Level 2 [Member]
Fair value of plan assets
Mutual Funds, Debt [Member] | Fair Value, Inputs, Level 3 [Member]
Fair value of plan assets
Mutual Funds, Equity [Member]
Fair value of plan assets	5,798	4,981
Mutual Funds, Equity [Member] | Fair Value, Inputs, Level 1 [Member]
Fair value of plan assets	5,798	4,981
Mutual Funds, Equity [Member] | Fair Value, Inputs, Level 2 [Member]
Fair value of plan assets
Mutual Funds, Equity [Member] | Fair Value, Inputs, Level 3 [Member]
Fair value of plan assets
Emclaire Stock [Member]
Fair value of plan assets	857	911
Emclaire Stock [Member] | Fair Value, Inputs, Level 1 [Member]
Fair value of plan assets	857	911
Emclaire Stock [Member] | Fair Value, Inputs, Level 2 [Member]
Fair value of plan assets
Emclaire Stock [Member] | Fair Value, Inputs, Level 3 [Member]
Fair value of plan assets

Note 13 - Employee Benefit Pl_6

Note 13 - Employee Benefit Plans - Components of Periodic Pension Costs and Other Amounts Recognized in Other Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Interest cost	$ 395	$ 443
Expected return on plan assets	(699)	(626)
Amortization of prior service beneft and net loss	268	252
Net periodic pension cost	(36)	69
Amortization of prior service benefit and net loss	(268)	(252)
Net loss	871	742
Total recognized in other comprehensive loss	603	490
Total recognized in net periodic benefit and other comprehensive loss	$ 567	$ 559

Note 13 - Employee Benefit Pl_7

Note 13 - Employee Benefit Plans - Weighted Average Actuarial Assumptions (Details)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Discount rate for net periodic benefit cost	3.28%	4.26%
Discount rate for benefit obligations	2.54%	3.28%
Expected rate of return on plan assets	6.75%	6.75%

Note 13 - Employee Benefit Pl_8

Note 13 - Employee Benefit Plans - Pension Plan Asset Allocation (Details)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Target allocation	100.00%
Percentage of plan assets at year end	100.00%	100.00%
Expected rate of return on plan assets	6.75%	6.75%
Equity Securities [Member]
Target allocation	55.00%
Percentage of plan assets at year end	59.00%	56.00%
Expected rate of return on plan assets	5.15%
Debt Securities [Member]
Target allocation	37.00%
Percentage of plan assets at year end	40.00%	41.00%
Expected rate of return on plan assets	1.57%
Money Market Funds [Member]
Target allocation	8.00%
Percentage of plan assets at year end	1.00%	3.00%
Expected rate of return on plan assets	0.03%

Note 13 - Employee Benefit Pl_9

Note 13 - Employee Benefit Plans - Estimated Future Benefit Payments (Details) $ in Thousands	Dec. 31, 2020USD ($)
2021	$ 470
2022	506
2023	507
2024	516
2025	551
2026-2030	$ 2,762

Note 14 - Stock Compensation _3

Note 14 - Stock Compensation Plans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Apr. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)			176,866
Stock Issued During Period, Shares, Restricted Stock Award, Gross (in shares)	16,000	17,950
Stock Issued During Period, Value, Restricted Stock Award, Gross	$ 392,000	$ 558,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share)	$ 24.48	$ 31.10
Share Based Compensation Arrangement By Share Based Payment Award Vested, Percentage	100.00%
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	3 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)	0	0
Share-based Payment Arrangement, Expense	$ 459,000	$ 368,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 884,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)	6,783
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share)	$ 24.48
Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)	88,433
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term (Year)	10 years

Note 14 - Stock Compensation _4

Note 14 - Stock Compensation Plans - Summary of Nonvested Restricted Stock Awards (Details) - $ / shares	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Granted, weighted average grant date fair value (in dollars per share)	$ 24.48	$ 31.10
Restricted Stock [Member]
Nonvested (in shares)	44,450
Nonvested, weighted average grant date fair value (in dollars per share)	$ 31.11
Granted (in shares)	16,000
Granted, weighted average grant date fair value (in dollars per share)	$ 24.48
Vested (in shares)	(12,500)
Vested, weighted average grant date fair value (in dollars per share)	$ 31.37
Forfeited (in shares)
Forfeited, weighted average grant date fair value (in dollars per share)
Nonvested (in shares)	47,950	44,450
Nonvested, weighted average grant date fair value (in dollars per share)	$ 28.83	$ 31.11

Note 15 - Fair Values of Fina_3

Note 15 - Fair Values of Financial Instruments (Details Textual)	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	$ 458,000	$ 76,000
Impaired Financing Receivable, Related Allowance	60,000	5,000
Provision for Loan and Lease Losses, Total	3,247,000	715,000
Standby Letters of Credit	$ 493,000	548,000
Measurement Input, Discount Rate [Member]
Other Real Estate Owned, Measurement Input	0.1
Fair Value, Nonrecurring [Member]
Other Real Estate, Ending Balance	$ 9,000	88,000
Other Real Estate, Gross Amount	18,000	91,000
Other Real Estate, Disposals	9,000	3,000
Impaired Loans [Member]
Provision for Loan and Lease Losses, Total	81,000	63,000
Commercial Business [Member]
Impaired Financing Receivable, Unpaid Principal Balance, Total	14,000
Real Estate Loan [Member]
Impaired Financing Receivable, Unpaid Principal Balance, Total		67,000
Home Equity Loan [Member]
Impaired Financing Receivable, Unpaid Principal Balance, Total		4,000
Market and Income Approach Valuation Technique [Member]
Impaired Financing Receivable, Recorded Investment, Total		0
Commercial Real Estate Portfolio Segment [Member]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	380,000
Impaired Financing Receivable, Related Allowance	40,000
Provision for Loan and Lease Losses, Total	2,250,000	(100,000)
Commercial Portfolio Segment [Member]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	78,000
Impaired Financing Receivable, Related Allowance	20,000
Provision for Loan and Lease Losses, Total	134,000	$ 386,000
Collateral Pledged [Member] | Commercial Real Estate Portfolio Segment [Member]
Impaired Financing Receivable, with Related Allowance, Fair Value	340,000
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	380,000
Impaired Financing Receivable, Related Allowance	40,000
Collateral Pledged [Member] | Commercial Portfolio Segment [Member]
Impaired Financing Receivable, with Related Allowance, Fair Value	58,000
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	78,000
Impaired Financing Receivable, Related Allowance	$ 20,000

Note 15 - Fair Values of Fina_4

Note 15 - Fair Values of Financial Instruments - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Securities - available-for-sale	$ 113,041,000	$ 120,107,000
Securities - equity investments	15,000	19,000
Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
Securities - equity investments	15,000	19,000
Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	111,035,000	116,085,000
Securities - equity investments
Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale	2,006,000	4,022,000
Securities - equity investments
US Government-sponsored Enterprises Debt Securities [Member]
Securities - available-for-sale	3,007,000	7,077,000
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	3,007,000	7,077,000
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - available-for-sale	16,581,000	41,075,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	16,581,000	41,075,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale
Collateralized Mortgage Obligations [Member]
Securities - available-for-sale	15,911,000	32,837,000
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	15,911,000	32,837,000
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale
US States and Political Subdivisions Debt Securities [Member]
Securities - available-for-sale	55,577,000	27,796,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	55,577,000	27,796,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale
Corporate Debt Securities [Member]
Securities - available-for-sale	21,965,000	11,322,000
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities - available-for-sale
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities - available-for-sale	19,959,000	7,300,000
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities - available-for-sale	$ 2,006,000	$ 4,022,000

Note 15 - Fair Values of Fina_5

Note 15 - Fair Values of Financial Instruments - Changes in Level 3 Assets Measured on a Recurring Basis (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Balance at the beginning of the period	$ 4,022	$ 3,500
Included in other comprehensive income	234	(228)
Purchased into Level 3		1,250
Transfers in and/or out of Level 3	(2,250)	(500)
Balance at the end of the period	$ 2,006	$ 4,022

Note 15 - Fair Values of Fina_6

Note 15 - Fair Values of Financial Instruments - Assets Measured at Fair Value on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Other real estate owned	$ 9,000	$ 88,000
Total	407,000	88,000
Fair Value, Inputs, Level 1 [Member]
Other real estate owned
Total
Fair Value, Inputs, Level 2 [Member]
Other real estate owned
Total
Fair Value, Inputs, Level 3 [Member]
Other real estate owned	9,000	88,000
Total	407,000	$ 88,000
Commercial Portfolio Segment [Member]
Impaired loans	58,000
Commercial Portfolio Segment [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans
Commercial Portfolio Segment [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans
Commercial Portfolio Segment [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	58,000
Commercial Real Estate Portfolio Segment [Member]
Impaired loans	340,000
Commercial Real Estate Portfolio Segment [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans
Commercial Real Estate Portfolio Segment [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans
Commercial Real Estate Portfolio Segment [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	$ 340,000

Note 15 - Fair Values of Fina_7

Note 15 - Fair Values of Financial Instruments - Schedule of Quantitative Information About Level 3 Fair Value Measurements (Details) - Fair Value, Nonrecurring [Member]	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Other real estate owned	$ 9,000	$ 88,000
Commercial Portfolio Segment [Member]
Impaired loans	58,000
Commercial Real Estate Portfolio Segment [Member]
Impaired loans	340,000
Fair Value, Inputs, Level 3 [Member]
Other real estate owned	$ 9,000	$ 88,000
Fair Value, Inputs, Level 3 [Member] | Weighted Average [Member] | Measurement Input, Comparability Adjustment [Member]
Other real estate owned, measurement input	0.1
Fair Value, Inputs, Level 3 [Member] | Commercial Portfolio Segment [Member]
Impaired loans	$ 58,000
Fair Value, Inputs, Level 3 [Member] | Commercial Portfolio Segment [Member] | Weighted Average [Member] | Measurement Input, Comparability Adjustment [Member]
Impaired loans, measurement input	0.1
Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate Portfolio Segment [Member]
Impaired loans	$ 340,000
Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate Portfolio Segment [Member] | Measurement Input, Comparability Adjustment [Member]
Impaired loans, measurement input	0.1

Note 15 - Fair Values of Fina_8

Note 15 - Fair Values of Financial Instruments - Carrying Amount and Fair Value of Financial Instruments Included in the Consolidated Balance Sheet (Details) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Debt securities, fair value	$ 113,041,000	$ 120,107,000
Securities - equities	15,000	19,000
Loans held for sale	75,000
Federal bank stock	5,635,000	5,790,000
Fair Value, Inputs, Level 1 [Member]
Debt securities, fair value
Securities - equities	15,000	19,000
Fair Value, Inputs, Level 2 [Member]
Debt securities, fair value	111,035,000	116,085,000
Securities - equities
Fair Value, Inputs, Level 3 [Member]
Debt securities, fair value	2,006,000	4,022,000
Securities - equities
Reported Value Measurement [Member]
Cash and cash equivalents	37,439,000	14,986,000
Interest earning time deposits	5,718,000	9,698,000
Debt securities, fair value	113,041,000	120,107,000
Securities - equities	15,000	19,000
Loans held for sale	75,000
Loans, net	800,338,000	695,348,000
Federal bank stock	5,635,000	5,790,000
Accrued interest receivable	3,786,000	2,600,000
Total	966,047,000	848,548,000
Deposits	893,627,000	787,124,000
Borrowed funds	32,050,000	28,550,000
Accrued interest payable	474,000	616,000
Total	926,151,000	816,290,000
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	37,439,000	14,986,000
Interest earning time deposits	5,718,000	9,698,000
Debt securities, fair value	113,041,000	120,107,000
Securities - equities	15,000	19,000
Loans held for sale	75,000
Loans, net	807,170,000	697,990,000
Federal bank stock
Accrued interest receivable	3,786,000	2,600,000
Total	967,244,000	845,400,000
Deposits	899,446,000	793,999,000
Borrowed funds	33,256,000	29,133,000
Accrued interest payable	474,000	616,000
Total	933,176,000	823,748,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	37,439,000	14,986,000
Interest earning time deposits
Debt securities, fair value
Securities - equities	15,000	19,000
Loans held for sale
Loans, net
Federal bank stock
Accrued interest receivable	52,000	78,000
Total	37,506,000	15,083,000
Deposits	705,680,000	569,357,000
Borrowed funds
Accrued interest payable	19,000	51,000
Total	705,699,000	569,408,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Interest earning time deposits	5,718,000	9,698,000
Debt securities, fair value	111,035,000	116,085,000
Securities - equities
Loans held for sale	75,000
Loans, net
Accrued interest receivable	513,000	419,000
Total	117,341,000	126,202,000
Deposits	193,766,000	224,642,000
Borrowed funds	33,256,000	29,133,000
Accrued interest payable	455,000	565,000
Total	227,477,000	254,340,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Interest earning time deposits
Debt securities, fair value	2,006,000	4,022,000
Securities - equities
Loans held for sale
Loans, net	807,170,000	697,990,000
Federal bank stock
Accrued interest receivable	3,221,000	2,103,000
Total	812,397,000	704,115,000
Deposits
Borrowed funds
Accrued interest payable
Total

Note 15 - Fair Values of Fina_9

Note 15 - Fair Values of Financial Instruments - Notional Amount of Off-Balance Sheet Commitment Financial Instruments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Fixed rate	$ 23,978	$ 23,574
Variable rate	91,215	98,911
Commitments to Extend Credit [Member]
Fixed rate	3,749	1,646
Variable rate	3,737	10,840
Unused lines of Credit [Member]
Fixed rate	20,229	21,928
Variable rate	$ 87,478	$ 88,071

Note 16 - Emclaire Financial _3

Note 16 - Emclaire Financial Corp - Condensed Financial Statements, Parent Corporation Only - Condensed Balance Sheets (Details) - USD ($)	Dec. 31, 2020	Nov. 30, 2020	Dec. 31, 2019	Dec. 31, 2018
Cash and cash equivalents	$ 37,439,000		$ 14,986,000
Goodwill	19,460,000		19,460,000
Total Assets	1,032,323,000		915,296,000
Long-term borrowed funds	30,000,000		26,500,000
Accrued expenses and other liabilities	14,692,000		13,148,000
Stockholders' equity	91,480,000	$ 87,400,000	85,858,000	$ 79,827,000
Total Liabilities and Stockholders' Equity	1,032,323,000		915,296,000
Parent Company [Member]
Cash and cash equivalents	114,000		40,000	$ 18,000
Equity in net assets of subsidiaries	88,132,000		84,065,000
Goodwill	5,190,000		5,190,000
Other assets	134,000		171,000
Total Assets	93,570,000		89,466,000
Other short-term borrowed funds	2,050,000		2,050,000
Long-term borrowed funds			1,500,000
Accrued expenses and other liabilities	40,000		58,000
Stockholders' equity	91,480,000		85,858,000
Total Liabilities and Stockholders' Equity	$ 93,570,000		$ 89,466,000

Note 16 - Emclaire Financial _4

Note 16 - Emclaire Financial Corp - Condensed Financial Statements, Parent Corporation Only - Condensed Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Interest expense	$ 8,062	$ 8,083
Noninterest expense	22,018	22,122
Net income before income taxes	8,183	9,616
Income tax benefit	1,435	1,662
Net income	6,748	7,954
Comprehensive income	8,599	8,976
Parent Company [Member]
Dividends from subsidiaries	5,186	4,688
Interest expense	118	205
Noninterest expense	710	634
Total expense	828	839
Income before income taxes and undistributed subsidiary income	4,358	3,849
Undistributed equity in net income of subsidiary	2,216	3,922
Net income before income taxes	6,574	7,771
Income tax benefit	(174)	(183)
Net income	6,748	7,954
Comprehensive income	$ 8,599	$ 8,976

Note 16 - Emclaire Financial _5

Note 16 - Emclaire Financial Corp - Condensed Financial Statements, Parent Corporation Only - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Net income	$ 6,748	$ 7,954
Net cash provided by operating activities	9,531	10,428
Dividends paid	(3,436)	(3,313)
Net cash used in financing activities	106,567	5,465
Cash and cash equivalents at beginning of period	14,986
Cash and cash equivalents at end of period	37,439	14,986
Parent Company [Member]
Net income	6,748	7,954
Undistributed equity in net income of subsidiary	(2,216)	(3,922)
Other, net	478	303
Net cash provided by operating activities	5,010	4,335
Net change in borrowings	(1,500)	(1,000)
Dividends paid	(3,436)	(3,313)
Net cash used in financing activities	(4,936)	(4,313)
Increase (decrease) in cash and cash equivalents	74	22
Cash and cash equivalents at beginning of period	40	18
Cash and cash equivalents at end of period	$ 114	$ 40

Note 17 - Other Noninterest I_3

Note 17 - Other Noninterest Income and Expense (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Customer Bank Card Processing Fee Income [Member]
Noninterest Income, Other Operating Income	$ 1.4	$ 1.4

Note 17 - Other Noninterest I_4

Note 17 - Other Noninterest Income and Expense - Summary of Noninterest Expenses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Total other noninterest expenses	$ 6,027	$ 5,634
Subscriptions [Member]
Total other noninterest expenses	752	607
Customer Bank Card Processing [Member]
Total other noninterest expenses	700	697
Item Processing [Member]
Total other noninterest expenses	669	310
Telephone and Data Communications [Member]
Total other noninterest expenses	572	567
Pennsylvania Shares and Use Taxes [Member]
Total other noninterest expenses	474	482
Correspondent Bank and Courier Fees [Member]
Total other noninterest expenses	402	411
Internet Banking and Bill Pay [Member]
Total other noninterest expenses	357	347
Credit Bureau and Other Loan Expense [Member]
Total other noninterest expenses	246	132
Marketing and Advising [Member]
Total other noninterest expenses	240	264
FHLB Prepayment Penalties [Member]
Total other noninterest expenses	238
Printing and Supplies [Member]
Total other noninterest expenses	219	278
Bad Checks and Other losses [Member]
Total other noninterest expenses	193	199
Regulatory Examinations [Member]
Total other noninterest expenses	186	204
Charitable Contributions [Member]
Total other noninterest expenses	185	240
Travel Entertainment and Conferences [Member]
Total other noninterest expenses	167	390
Postage and Freight [Member]
Total other noninterest expenses	148	169
Memberships and Dues [Member]
Total other noninterest expenses	99	112
Other Expenses [Member]
Total other noninterest expenses	$ 180	$ 225

Note 18 - Earnings Per Share -

Note 18 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Net income	$ 6,748	$ 7,954
Preferred stock dividends	186	182
Net income available to common stockholders	$ 6,562	$ 7,772
Average common shares outstanding (in shares)	2,709,532	2,699,397
Add: Dilutive effects of restricted stock awards (in shares)	17,815	19,349
Average shares and dilutive potential common shares (in shares)	2,727,347	2,718,746
Basic (in dollars per share)	$ 2.42	$ 2.88
Diluted (in dollars per share)	$ 2.41	$ 2.86

Note 19 - Accumulated Other C_3

Note 19 - Accumulated Other Comprehensive Income (Loss) - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Balance	$ 85,858	$ 79,827
Net current period other comprehensive income (loss)	1,851	1,022
Balance	91,480	85,858
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Balance	(108)	(1,517)
Other comprehensive income (loss) before reclassification	2,871	1,471
Amounts reclassified from accumulated other comprehensive income (loss)	(543)	(62)
Net current period other comprehensive income (loss)	2,328	1,409
Balance	2,220	(108)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balance	(5,227)	(4,840)
Other comprehensive income (loss) before reclassification	(689)	(586)
Amounts reclassified from accumulated other comprehensive income (loss)	212	199
Net current period other comprehensive income (loss)	(477)	(387)
Balance	(5,704)	(5,227)
AOCI Attributable to Parent [Member]
Balance	(5,335)	(6,357)
Other comprehensive income (loss) before reclassification	2,182	885
Amounts reclassified from accumulated other comprehensive income (loss)	(331)	137
Net current period other comprehensive income (loss)	1,851	1,022
Balance	$ (3,484)	$ (5,335)

Note 19 - Accumulated Other C_4

Note 19 - Accumulated Other Comprehensive Income (Loss) - Significant Amounts Reclassified Out of Each Component of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Income tax benefit	$ 1,435	$ 1,662
Net income	6,748	7,954
Prior service costs	268	252
Actuarial gains	29	22
Net income before income taxes	8,183	9,616
Reclassification out of Accumulated Other Comprehensive Income [Member]
Net income	(331)	137
Reclassification out of Accumulated Other Comprehensive Income [Member] | AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Unrealized gains and losses on available-for-sale securities	(687)	(78)
Income tax benefit	144	16
Net income	(543)	(62)
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Attributable to Parent [Member]
Income tax benefit	(56)	(53)
Net income	212	199
Prior service costs
Actuarial gains	268	252
Net income before income taxes	$ 268	$ 252

Note 20 - Revenue Recognition -

Note 20 - Revenue Recognition - Noninterest Income (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2020	Dec. 31, 2019
Noninterest income (in-scope of Topic 606)		$ 2,995	$ 3,603
Noninterest income (out-of-scope of Topic 606)		1,368	788
Total noninterest income		4,363	4,391
Maintenance Fees [Member]
Noninterest income (in-scope of Topic 606)		203	190
Overdraft Fees [Member]
Noninterest income (in-scope of Topic 606)		1,044	1,657
Other Fees [Member]
Noninterest income (in-scope of Topic 606)		251	310
Electronic Banking Fees [Member]
Noninterest income (in-scope of Topic 606)	[1]	$ 1,497	$ 1,446
[1]	included in other noninterest income on the Consolidated Statements of Net Income