First Community Bankshares (FCBC) 10-Q 10 May 22 2022 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2022	Apr. 29, 2022
Document Information [Line Items]
Entity Central Index Key	0000859070
Entity Registrant Name	FIRST COMMUNITY BANKSHARES INC /VA/
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2022
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2022
Document Transition Report	false
Entity File Number	000-19297
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	55-0694814
Entity Address, Address Line One	P.O. Box 989
Entity Address, City or Town	Bluefield
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	24605-0989
City Area Code	276
Local Phone Number	326-9000
Title of 12(b) Security	Common Stock ($1.00 par value)
Trading Symbol	FCBC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		16,735,375

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	[1]
Assets
Cash and due from banks	$ 50,485	$ 47,067
Federal funds sold	403,742	627,036
Interest-bearing deposits in banks	3,079	3,336
Total cash and cash equivalents	457,306	677,439
Debt securities available for sale	268,703	76,292
Loans held for investment, net of unearned income	2,244,296	2,165,569
Allowance for credit losses	(28,981)	(27,858)
Loans held for investment, net	2,215,315	2,137,711
Premises and equipment, net	50,912	52,284
Other real estate owned	848	1,015
Interest receivable	8,100	7,900
Goodwill	129,565	129,565
Other intangible assets	5,266	5,622
Other assets	108,112	106,691
Total assets	3,244,127	3,194,519
Liabilities
Noninterest-bearing	860,652	842,783
Interest-bearing	1,922,292	1,886,608
Total deposits	2,782,944	2,729,391
Securities sold under agreements to repurchase	2,488	1,536
Interest, taxes, and other liabilities	34,539	35,817
Total liabilities	2,819,971	2,766,744
Stockholders' equity
Preferred stock, undesignated par value; 1,000,000 shares authorized; Series A Noncumulative Convertible Preferred Stock, $0.01 par value; 25,000 shares authorized; none outstanding	0	0
Common stock, $1 par value; 50,000,000 shares authorized; 23,910,857 shares issued and 16,781,975 outstanding at March 31, 2022; 23,971,347 shares issued and 16,878,220 outstanding at December 31, 2021	16,782	16,878
Additional paid-in capital	144,088	147,619
Retained earnings	269,798	264,824
Accumulated other comprehensive loss	(6,512)	(1,546)
Total stockholders' equity	424,156	427,775
Total liabilities and stockholders' equity	$ 3,244,127	$ 3,194,519
[1]	Derived from audited financial statements

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Unaudited) (Parentheticals) - $ / shares	Mar. 31, 2022	Dec. 31, 2021	[1]
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, authorized (in shares)	50,000,000	50,000,000
Common stock, issued (in shares)	23,910,857	23,971,347
Common stock, outstanding (in shares)	16,781,975	16,878,220
Undesignated Par Value [Member]
Preferred stock, no par value (in dollars per share)	$ 0	$ 0
Preferred stock, authorized (in shares)	1,000,000	1,000,000
Designated Par Value [Member]
Preferred stock, authorized (in shares)	25,000	25,000
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, outstanding (in shares)	0	0
[1]	Derived from audited financial statements

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income:
Interest and fees on loans	$ 24,641	$ 26,540
Interest on securities -- taxable	556	198
Interest on securities -- tax-exempt	194	297
Interest on deposits in banks	248	116
Total interest income	25,639	27,151
Interest expense:
Interest on deposits	486	869
Total interest expense	486	869
Net interest income	25,153	26,282
Provision for (recovery of) credit losses	1,961	(4,001)
Net interest income after provision for loan losses	23,192	30,283
Noninterest income:
Other operating income	1,707	635
Total noninterest income	9,194	7,569
Noninterest expense:
Salaries and employee benefits	11,671	10,884
Occupancy expense	1,269	1,275
Furniture and equipment expense	1,614	1,367
Service fees	1,503	1,335
Advertising and public relations	540	335
Professional fees	453	466
Amortization of intangibles	357	357
FDIC premiums and assessments	218	199
Other operating expense	2,361	2,602
Total noninterest expense	19,986	18,820
Income before income taxes	12,400	19,032
Income tax expense	2,885	4,430
Net income	$ 9,515	$ 14,602
Earnings per common share
Basic (in dollars per share)	$ 0.57	$ 0.83
Diluted (in dollars per share)	$ 0.56	$ 0.82
Weighted average shares outstanding
Basic (in shares)	16,817,284	17,669,937
Diluted (in shares)	16,864,515	17,729,185
Fiduciary and Trust [Member]
Noninterest income:
Noninterest income	$ 972	$ 881
Deposit Account [Member]
Noninterest income:
Noninterest income	3,498	3,031
Financial Service, Other [Member]
Noninterest income:
Noninterest income	$ 3,017	$ 3,022

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Net income	$ 9,515	$ 14,602
Other comprehensive income, before tax
Change in net unrealized losses on debt securities	(5,896)	(817)
Net unrealized losses on available-for-sale debt securities	(5,896)	(817)
Employee benefit plans:
Net actuarial loss	(423)	(206)
Reclassification adjustment for amortization of prior service cost and net actuarial loss recognized in net income	34	97
Net unrealized losses on employee benefit plans	(389)	(109)
Other comprehensive loss, before tax	(6,285)	(926)
Income tax benefit	(1,319)	(194)
Other comprehensive loss, net of tax	(4,966)	(732)
Total comprehensive income	$ 4,549	$ 13,870

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member]Preferred Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]Common Stock Outstanding [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]Additional Paid-in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Preferred Stock [Member]	Common Stock Outstanding [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2020							0	17,722,507
Balance at Dec. 31, 2020	$ 0	$ 0	$ 0	$ (5,870)	$ 0	$ (5,870)	$ 0	$ 17,723	$ 173,345	$ 237,585	$ (1,923)	$ 426,730
Net income							0	0	0	14,602	0	14,602
Other comprehensive loss							0	0	0	0	(732)	(732)
Common dividends declared							$ 0	$ 0	0	(4,428)	0	(4,428)
Equity-based compensation expense (in shares)							0	51,550
Equity-based compensation expense							$ 0	$ 51	483	0	0	$ 534
Issuance of stock to 401(k) plan, shares (in shares)							0	5,652				5,652
Issuance of common stock to 401(k) plan							$ 0	$ 6	142	0	0	$ 148
Repurchase of common shares (in shares)							0	(187,700)				(187,700)
Repurchase of common shares							$ 0	$ (188)	(4,797)	0	0	$ (4,985)
Balance (in shares) at Mar. 31, 2021							0	17,592,009
Balance at Mar. 31, 2021							$ 0	$ 17,592	169,173	241,889	(2,655)	425,999
Balance (in shares) at Dec. 31, 2021							0	16,878,220
Balance at Dec. 31, 2021							$ 0	$ 16,878	147,619	264,824	(1,546)	427,775	[1]
Net income							0	0	0	9,515	0	9,515
Other comprehensive loss							0	0	0	0	(4,966)	(4,966)
Common dividends declared							$ 0	$ 0	0	(4,541)	0	(4,541)
Equity-based compensation expense (in shares)							0	25,137
Equity-based compensation expense							$ 0	$ 25	147	0	0	$ 172
Issuance of stock to 401(k) plan, shares (in shares)							0	6,082				6,082
Issuance of common stock to 401(k) plan							$ 0	$ 6	179	0	0	$ 185
Repurchase of common shares (in shares)							0	(132,000)				(132,000)
Repurchase of common shares							$ 0	$ (132)	(3,955)	0	0	$ (4,087)
Common stock options exercised, shares (in shares)							0	4,536				4,536
Common stock options exercised							$ 0	$ 5	98	0	0	$ 103
Balance (in shares) at Mar. 31, 2022							0	16,781,975
Balance at Mar. 31, 2022							$ 0	$ 16,782	$ 144,088	$ 269,798	$ (6,512)	$ 424,156
[1]	Derived from audited financial statements

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Common dividends declared, per share (in dollars per share)	$ 0.27	$ 0.25
Issuance of stock to 401(k) plan, shares (in shares)	6,082	5,652
Repurchase of common shares, shares (in shares)	132,000	187,700
Repurchase of common shares, per share (in dollars per share)	$ 30.96	$ 26.56
Common stock options exercised, shares (in shares)	4,536

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Operating activities
Net income	$ 9,515	$ 14,602
Adjustments to reconcile net income to net cash provided by operating activities
Provision for (recovery of) credit losses	1,961	(4,001)
Depreciation and amortization of premises and equipment	1,108	1,125
Amortization of premiums on investments, net	100	85
Amortization of FDIC indemnification asset, net	0	280
Amortization of intangible assets	357	357
Accretion on acquired loans	(866)	(1,187)
Equity-based compensation expense	172	402
Issuance of common stock to 401(k) plan	185	148
Gain on sale of premises and equipment, net	(392)	(64)
(Gain) loss on sale of other real estate owned	(5)	316
(Decrease) increase in accrued interest receivable	(200)	328
(Decrease) increase in other operating activities	(1,497)	224
Net cash provided by operating activities	10,438	12,615
Investing activities
Proceeds from maturities, prepayments, and calls of securities available for sale	4,763	6,489
Payments to acquire securities available for sale	(203,170)	(11,675)
Net (Increase) decrease in loans	(78,716)	45,985
(Purchase of) proceeds from FHLB stock, net	(238)	1,012
Payments to the FDIC	0	(3)
Proceeds from sale of premises and equipment	796	128
Payments to acquire premises and equipment	(175)	(922)
Proceeds from sale of other real estate owned	189	428
Net cash (used) provided by investing activities	(276,551)	41,442
Financing activities
Increase in noninterest-bearing deposits, net	17,869	51,781
Increase in interest-bearing deposits, net	35,684	75,072
Proceeds from securities sold under agreements to repurchase, net	952	555
Proceeds from stock options exercised	103	132
Payments for repurchase of common stock	(4,087)	(4,985)
Payments of common dividends	(4,541)	(4,428)
Net cash provided by financing activities	45,980	118,127
Net (decrease) increase in cash and cash equivalents	(220,133)	172,184
Cash and cash equivalents at beginning of period	677,439	456,561
Cash and cash equivalents at end of period	457,306	628,745
Supplemental disclosure -- cash flow information
Cash paid for interest	889	1,072
Cash paid for income taxes	0	4,744
Supplemental transactions -- noncash items
Transfer of loans to other real estate owned	17	460
Loans originated to finance other real estate owned	0	59
Increase in accumulated other comprehensive loss, net of taxes	$ (4,966)	$ (732)

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Basis of Presentation and Significant Accounting Policies [Text Block]	Note 1. Basis of Presentation General First Community Bankshares, Inc. (the “Company”), is a financial holding company incorporated under the laws of the Commonwealth of Virginia. The Company’s principal executive office is located in Bluefield, Virginia. The Company provides banking products and services to individual and commercial customers through its wholly owned subsidiary First Community Bank (the “Bank”), a Virginia-chartered banking institution founded in 1874. Principles of Consolidation The Company’s accounting and reporting policies conform with U.S. generally accepted accounting principles (“GAAP”) and prevailing practices in the banking industry. The consolidated financial statements include all accounts of the Company and its wholly owned subsidiaries and eliminate all intercompany balances and transactions. The Company operates in one not may These unaudited interim condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and accompanying notes included in the Company’s Annual Report on Form 10 December 31, 2021 2021 10 March 3, 2022. December 31, 2021 Reclassifications Certain amounts reported in prior years have been reclassified to conform to the current year’s presentation. These reclassifications had no Use of Estimates Preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that require the most subjective or complex judgments relate to fair value measurements, investment securities, the allowance for loan losses, goodwill and other intangible assets, and income taxes. A discussion of the Company’s application of critical accounting estimates is included in “Critical Accounting Estimates” in Item 2 Significant Accounting Policies The Company’s significant accounting policies are included in Note 1, 8 2021 10 Allowance for Credit Losses ( ACL ) On January 1, 2021, 2016 13, 326 January 1, 2021. ACL – Investment Securities The Company no 2016 13, 326 third The Company excludes the accrued interest receivable from the amortized cost basis in measuring expected credit losses on the investment securities. Nor does the Company record an allowance for credit losses on accrued interest receivable. As of March 31, 2022 The Company’s estimate of expected credit losses includes a measure of the expected risk of credit loss even if that risk is remote. The Company does not not zero third zero one not zero ACL – Loans The ACL is an estimate of losses that will result from the inability of borrowers to make required loan payments. The Company established the incremental increase in the ACL at the adoption of ASU 2016 13, A systematic methodology is used to determine ACL for loans held for investment and certain off-balance sheet credit exposures. The ACL is a valuation account that is deducted from the amortized cost basis to present the net amount expected to be collected on the loan portfolio. Management considers the effects of past events, current conditions, and reasonable and supportable forecasts on the collectability of the loan portfolio. The Company’s estimate of its ACL involves a high degree of judgement and reflects management’s best estimate within the range of expected credit losses. The Company recognizes in net income the amount needed to adjust the ACL for management’s current estimate of expected credit losses. The Company’s ACL is calculated using collectively evaluated and individually evaluated loans. The Company collectively evaluates loans that share similar risk characteristics. In general, loans are segmented by loan purpose. The Company collectively evaluates loans within the following consumer and commercial segments: Loans secured by 1 4 For collectively evaluated loans, the Company uses a combination of discounted cash flow and remaining life to estimate expected credit losses. In addition to its own loss experience, management also includes peer bank historical loss experience in its assessment of expected credit losses to determine the ACL. The Company utilizes call report data to measure its and its peer s' one Management considers forward-looking information in estimated expected credit losses. The Company subscribes to a third one eight may Included in its systematic methodology to determine its ACL for loans held for investment and certain off-balance sheet credit exposures, Management considers the need to qualitatively adjust expected credit losses for information not 1 2 3 4 5 6 7 8 9 When a loan no not Management measures expected credit losses over the contractual term of the loans. When determining the contractual term, the Company considers expected prepayments but is precluded from considering expected extensions, renewals, or modifications, unless the Company reasonably expects it will execute a TDR with a borrower. In the event of a reasonably-expected TDR, the Company factors the reasonably-expected TDR into the current expected credit losses estimate. The effects of a TDR are recorded when an individual asset is specifically identified as a reasonably-expected TDR. For consumer loans, the point at which a TDR is reasonably expected is when the Company approves the borrower’s application for a modification (i.e. the borrower qualifies for the TDR) or when the Credit Administration department approves loan concessions. For commercial loans, the point at which a TDR is reasonably expected is when the Company approves the loan for modification or when the Credit Administration department approves loan concessions. The Company uses a discounted cash flow methodology to calculate the effect of the concession provided to the borrower in TDR within the ACL. Purchased credit-deteriorated, otherwise referred to herein as PCD, assets are defined as acquired individual financial assets (or acquired groups of financial assets with similar risk characteristics) that, as of the date of acquisition, have experienced a more-than-insignificant deterioration in credit quality since origination, as determined by the Company’s assessment. The Company records acquired PCD loans by adding the expected credit losses (i.e. allowance for credit losses) to the purchase price of the financial assets rather than recording through the provision for credit losses in the income statement. The expected credit loss, as of the acquisition date, of a PCD loan is added to the allowance for credit losses. The non-credit discount or premium is the difference between the fair value and the amortized cost basis as of the acquisition date. Subsequent to the acquisition date, the change in the ACL on PCD loans is recognized through the provision for credit losses. The non-credit discount or premium is accreted or amortized, respectively, into interest income over the remaining life of the PCD loan on a level-yield basis. In accordance with the transition requirements within the standard, the Company’s acquired purchased credit impaired loans were treated as PCD loans. The Company follows its nonaccrual policy by reversing contractual interest income in the income statement when the Company places a loan on nonaccrual status. Therefore, Management excludes the accrued interest receivable balance from the amortized cost basis in measuring expected credit losses on the portfolio and does not March 31, 2022 The Company has a variety of assets that have a component that qualifies as an off-balance sheet exposure. These primarily include undrawn portions of revolving lines of credit and standby letters of credit. The expected losses associated with these exposures within the unfunded portion of the loans will be recorded as a liability on the balance sheet with an offsetting income statement expense. Management has determined that a majority of the Company’s off-balance-sheet credit exposures are not March 31, 2022 Risks and Uncertainties COVID- 19 During the last two 19” 19 It is impossible to predict the full extent to which COVID- 19, 19, Recent Accounting Standards Standards Adopted in 2021 In June 2016, 2016 13, 326 January 1, 2021. January 1, 2021. not 326. not 2016 13 January 1, 2021 As Reported Pre- Impact of Under ASU 2016-13 ASU 2016-13 ASU 2016-13 Adoption Adoption Assets: Non-covered loans held for investment Allowance for credit losses on debt securities Investment securities - available for sale $ 83,358 $ 83,358 $ - A Loans Non-acquired loans and acquired performing loans 2,146,972 2,146,972 - Acquired purchased deteriorated loans 45,535 39,660 5,875 B Allowance for credit losses on loans (39,289 ) (26,182 ) (13,107 ) C Deferred tax asset 19,306 17,493 1,813 D Accrued interest receivable - loans 9,109 9,052 57 B Liabilities Allowance for credit losses on off-balance sheet credit exposures 575 66 509 E Equity: Retained earnings 231,714 237,585 (5,871 ) F A. Per our analysis no B. Accrued interest receivable from acquired credit impaired loans of $57 thousand was reclassed to other assets and was offset by the reclass of the grossed up credit discount on acquired credit impaired loans of $57 thousand that was moved to the ACL for the purchased credit deteriorated loans. C. Calculated adjustment to the ACL related to the adoption of ASU 2016 13. D. Effect of deferred tax assets related to the adjustment to the ACL form the adoption of ASU 2016 13 E. Adjustment to the reserve for unfunded commitments related to the adoption of ASU 2016 13. F. Net adjustment to retained earnings related to the adoption of ASU 2016 13. In December 2019, 2019 12, 740 January 1, 2021, not The Company does not Standards Not In March 2022, 470 50, January 1, 2023, 2016 13, no no

Note 2 - Debt Securities

Note 2 - Debt Securities	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 2 . Debt Securities There was no allowance for credit losses for investments as of March 31, 2022 not March 31, 2022 Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Amounts in thousands) U.S. Agency securities $ 447 $ - $ (3 ) $ 444 U.S. Treasury Notes 116,396 16 (982 ) 115,430 Municipal securities 25,778 84 (3 ) 25,859 Corporate notes 38,902 - (596 ) 38,306 Mortgage-backed Agency securities 93,057 72 (4,465 ) 88,664 Total $ 274,580 $ 172 $ (6,049 ) $ 268,703 December 31, 2021 Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Amounts in thousands) U.S. Agency securities $ 469 $ — $ (3 ) $ 466 Municipal securities 28,596 198 — 28,794 Corporate notes 9,935 — (16 ) 9,919 Mortgage-backed Agency securities 37,273 513 (673 ) 37,113 Total $ 76,273 $ 711 $ (692 ) $ 76,292 The following table presents the amortized cost and aggregate fair value of available-for-sale debt securities by contractual maturity, as of the date indicated. Actual maturities could differ from contractual maturities because issuers may March 31, 2022 Amortized (Amounts in thousands) Cost Fair Value Available-for-sale debt securities Due within one year $ 17,872 $ 17,787 Due after one year but within five years 153,894 152,562 Due after five years but within ten years 9,757 9,690 181,523 180,039 Mortgage-backed Agency securities 93,057 88,664 Total debt securities available for sale $ 274,580 $ 268,703 The following tables present the fair values and unrealized losses for available-for-sale debt securities in a continuous unrealized loss position for less than 12 12 March 31, 2022 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Amounts in thousands) U.S. Agency securities $ - $ - $ 437 $ (3 ) $ 437 $ (3 ) U.S. Treasury Notes 105,567 (982 ) - - 105,567 (982 ) Municipal securities 633 (3 ) - - 633 (3 ) Corporate notes 38,306 (596 ) - - 38,306 (596 ) Mortgage-backed Agency securities 70,408 (2,917 ) 13,243 (1,548 ) 83,651 (4,465 ) Total $ 214,914 $ (4,498 ) $ 13,680 $ (1,551 ) $ 228,594 $ (6,049 ) December 31, 2021 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Amounts in thousands) U.S. Agency securities $ — $ — $ 459 $ (3 ) $ 459 $ (3 ) Corporate notes 9,919 (16 ) — — 9,919 (16 ) Mortgage-backed Agency securities 14,092 (253 ) 8,384 (420 ) 22,476 (673 ) Total $ 24,011 $ (269 ) $ 8,843 $ (423 ) $ 32,854 $ (692 ) There were 74 individual debt securities in an unrealized loss position as of March 31, 2022 December 31, 2021 Management evaluates securities for impairment where there has been a decline in fair value below the amortized cost basis of a security to determine whether there is a credit loss associated with the decline in fair value on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Credit losses are calculated individually, rather than collectively, using a discounted cash flow method, whereby Management compares the present value of expected cash flows with the amortized cost basis of the security. The credit loss component would be recognized through the provision for credit losses and the creation of an allowance for credit losses. Consideration is given to ( 1 2 3 4 not 5 6 7 third 8 one not zero March 31, 2022 not not not not 1 Management continues to monitor all of our securities with a high degree of scrutiny. There can be no not may There were no gross realized gains and losses from the sale of available-for-sale debt securities for March 31, 2022 2021. The carrying amount of securities pledged for various purposes totaled $21.37 million as of March 31, 2022 December 31, 2021

Note 3 - Loans

Note 3 - Loans	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 3 . Loans The Company groups loans held for investment into three March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 14, In accordance with the adoption of ASU 2016 13, 4.13 5.06 March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 (Amounts in thousands) Amount Percent Amount Percent Loans held for investment Commercial loans Construction, development, and other land $ 77,460 3.45 % $ 65,806 3.04 % Commercial and industrial 152,885 6.81 % 133,630 6.17 % Multi-family residential 115,269 5.14 % 100,402 4.64 % Single family non-owner occupied 198,282 8.83 % 198,778 9.18 % Non-farm, non-residential 728,142 32.44 % 707,506 32.67 % Agricultural 9,496 0.42 % 9,341 0.43 % Farmland 14,313 0.64 % 15,013 0.69 % Total commercial loans 1,295,847 57.73 % 1,230,476 56.82 % Consumer real estate loans Home equity lines 79,461 3.54 % 79,857 3.69 % Single family owner occupied 705,070 31.43 % 703,864 32.50 % Owner occupied construction 19,858 0.88 % 16,910 0.78 % Total consumer real estate loans 804,389 35.85 % 800,631 36.97 % Consumer and other loans Consumer loans 139,280 6.21 % 129,794 5.99 % Other 4,780 0.21 % 4,668 0.22 % Total consumer and other loans 144,060 6.42 % 134,462 6.21 % Total loans held for investment, net of unearned income $ 2,244,296 100.00 % $ 2,165,569 100.00 % The Company began participating as a Small Business Administration Paycheck Protection Program lender during the second 2020. March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 first 2022 of $335 thousand 2021.

Note 4 - Credit Quality

Note 4 - Credit Quality	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Financing Receivables [Text Block]	Note 4 . Credit Quality The Company uses a risk grading matrix to assign a risk grade to each loan in its portfolio. Loan risk ratings may ● Pass -- This grade is assigned to loans with acceptable credit quality and risk. The Company further segments this grade based on borrower characteristics that include capital strength, earnings stability, liquidity, leverage, and industry conditions. ● Special Mention -- This grade is assigned to loans that require an above average degree of supervision and attention. These loans have the characteristics of an asset with acceptable credit quality and risk; however, adverse economic or financial conditions exist that create potential weaknesses deserving of management’s close attention. If potential weaknesses are not may ● Substandard -- This grade is assigned to loans that have well defined weaknesses that may ● Doubtful -- This grade is assigned to loans that have the weaknesses inherent in substandard loans; however, the weaknesses are so severe that collection or liquidation in full is unlikely based on current facts, conditions, and values. Due to certain specific pending factors, the amount of loss cannot yet be determined. ● Loss -- This grade is assigned to loans that will be charged off or charged down when payments, including the timing and value of payments, are uncertain. This risk grade does not no not may The following table presents the recorded investment of the loan portfolio, by loan class and credit quality, as of the dates indicated: March 31, 2022 Special (Amounts in thousands) Pass Mention Substandard Doubtful Loss Total Commercial loans Construction, development, and other land $ 76,327 $ 435 $ 698 $ - $ - $ 77,460 Commercial and industrial 148,454 820 3,611 - - 152,885 Multi-family residential 113,387 974 908 - - 115,269 Single family non-owner occupied 185,540 3,275 9,467 - - 198,282 Non-farm, non-residential 693,328 20,556 14,258 - - 728,142 Agricultural 9,245 57 194 - - 9,496 Farmland 11,344 617 2,352 - - 14,313 Consumer real estate loans Home equity lines 75,771 427 3,263 - - 79,461 Single family owner occupied 673,181 2,137 29,752 - - 705,070 Owner occupied construction 19,554 - 304 - - 19,858 Consumer and other loans Consumer loans 136,481 8 2,791 - - 139,280 Other 4,780 - - - - 4,780 Total loans $ 2,147,392 $ 29,306 $ 67,598 $ - $ - $ 2,244,296 December 31, 2021 Special (Amounts in thousands) Pass Mention Substandard Doubtful Loss Total Commercial loans Construction, development, and other land $ 64,498 $ 451 $ 857 $ - $ - $ 65,806 Commercial and industrial 128,770 1,005 3,855 - - 133,630 Multi-family residential 98,457 1,090 855 - - 100,402 Single family non-owner occupied 186,184 3,607 8,977 10 - 198,778 Non-farm, non-residential 665,559 25,624 16,323 - - 707,506 Agricultural 8,758 70 513 - - 9,341 Farmland 11,939 633 2,441 - - 15,013 Consumer real estate loans Home equity lines 76,259 426 3,172 - - 79,857 Single family owner occupied 671,459 2,420 29,985 - - 703,864 Owner occupied construction 16,629 - 281 - - 16,910 Consumer and other loans Consumer loans 127,514 16 2,264 - - 129,794 Other 4,668 - - - - 4,668 Total loans $ 2,060,694 $ 35,342 $ 69,523 $ 10 $ - $ 2,165,569 The following tables present the amortized cost basis of the loan portfolio, by year of origination, loan class, and credit quality, as of the date indicated: (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Construction, development and other land Pass $ 4,850 $ 47,484 $ 10,798 $ 2,889 $ 3,324 $ 6,628 $ 354 $ 76,327 Special Mention - - - - 119 280 36 435 Substandard - - 260 127 12 299 - 698 Doubtful - - - - - - - - Loss - - - - - - - - Total construction, development, and other land $ 4,850 $ 47,484 $ 11,058 $ 3,016 $ 3,455 $ 7,207 $ 390 $ 77,460 Commercial and industrial Pass $ 34,963 $ 31,648 $ 16,565 $ 11,673 $ 11,980 $ 11,201 $ 16,544 $ 134,574 Special Mention - 28 41 563 93 - 95 820 Substandard 27 241 279 708 358 1,480 518 3,611 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial and industrial $ 34,990 $ 31,917 $ 16,885 $ 12,944 $ 12,431 $ 12,681 $ 17,157 $ 139,005 Paycheck Protection Loans Pass $ - $ 9,785 $ 4,095 $ - $ - $ - $ - $ 13,880 Special Mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Loss - - - - - - - - Total Paycheck Protection Loans $ - $ 9,785 $ 4,095 $ - $ - $ - $ - $ 13,880 Multi-family residential Pass $ 21,085 $ 11,018 $ 24,038 $ 4,358 $ 1,877 $ 50,076 $ 935 $ 113,387 Special Mention - - - - - 974 - 974 Substandard - - - - - 908 - 908 Doubtful - - - - - - - - Loss - - - - - - - - Total multi-family residential $ 21,085 $ 11,018 $ 24,038 $ 4,358 $ 1,877 $ 51,958 $ 935 $ 115,269 Non-farm, non-residential Pass $ 64,170 $ 145,170 $ 137,489 $ 60,654 $ 44,505 $ 227,323 $ 14,017 $ 693,328 Special Mention - 469 3,307 804 2,544 13,282 150 20,556 Substandard - 1,155 701 2,478 758 8,940 226 14,258 Doubtful - - - - - - - - Loss - - - - - - - - Total non-farm, non-residential $ 64,170 $ 146,794 $ 141,497 $ 63,936 $ 47,807 $ 249,545 $ 14,393 $ 728,142 Agricultural Pass $ 1,304 $ 4,314 $ 1,379 $ 768 $ 462 $ 584 $ 434 $ 9,245 Special Mention - 40 17 - - - - 57 Substandard - 42 9 93 36 14 - 194 Doubtful - - - - - - - - Loss - - - - - - - - Total agricultural $ 1,304 $ 4,396 $ 1,405 $ 861 $ 498 $ 598 $ 434 $ 9,496 Farmland Pass $ 47 $ 734 $ 1,025 $ 77 $ 1,044 $ 6,884 $ 1,533 $ 11,344 Special Mention - - - - 235 382 - 617 Substandard - - 13 563 246 1,530 - 2,352 Doubtful - - - - - - - - Loss - - - - - - - - Total farmland $ 47 $ 734 $ 1,038 $ 640 $ 1,525 $ 8,796 $ 1,533 $ 14,313 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Home equity lines Pass $ 32 $ 103 $ - $ - $ 25 $ 2,120 $ 73,491 $ 75,771 Special Mention - - - - - - 427 427 Substandard - - 57 29 273 1,453 1,451 3,263 Doubtful - - - - - - - - Loss - - - - - - - - Total home equity lines $ 32 $ 103 $ 57 $ 29 $ 298 $ 3,573 $ 75,369 $ 79,461 Single family Mortgage Pass $ 41,619 $ 234,604 $ 217,260 $ 58,089 $ 43,161 $ 262,800 $ 1,188 $ 858,721 Special Mention - 393 502 819 268 3,430 - 5,412 Substandard 388 1,167 791 1,542 2,214 33,117 - 39,219 Doubtful - - - - - - - - Loss - - - - - - - - Total single family owner and non-owner occupied $ 42,007 $ 236,164 $ 218,553 $ 60,450 $ 45,643 $ 299,347 $ 1,188 $ 903,352 Owner occupied construction Pass $ 1,391 $ 13,653 $ 3,569 $ 36 $ 18 $ 887 $ - $ 19,554 Special Mention - - - - - - - - Substandard - - 163 139 - 2 - 304 Doubtful - - - - - - - - Loss - - - - - - - - Total owner occupied construction $ 1,391 $ 13,653 $ 3,732 $ 175 $ 18 $ 889 $ - $ 19,858 Consumer loans Pass $ 26,800 $ 58,086 $ 26,085 $ 13,872 $ 4,573 $ 9,619 $ 2,226 $ 141,261 Special Mention - - - 7 - - 1 8 Substandard 9 848 773 779 94 210 78 2,791 Doubtful - - - - - - - - Loss - - - - - - - - Total consumer loans $ 26,809 $ 58,934 $ 26,858 $ 14,658 $ 4,667 $ 9,829 $ 2,305 $ 144,060 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Total Loans Pass $ 196,261 $ 556,599 $ 442,303 $ 152,416 $ 110,969 $ 578,122 $ 110,722 $ 2,147,392 Special Mention - 930 3,867 2,193 3,259 18,348 709 29,306 Substandard 424 3,453 3,046 6,458 3,991 47,953 2,273 67,598 Doubtful - - - - - - - - Loss - - - - - - - - Total loans $ 196,685 $ 560,982 $ 449,216 $ 161,067 $ 118,219 $ 644,423 $ 113,704 $ 2,244,296 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2021 2021 2020 2019 2018 2017 Prior Revolving Total Construction, development and other land Pass $ 40,207 $ 10,127 $ 3,081 $ 3,704 $ 1,308 $ 5,717 $ 354 $ 64,498 Special Mention - 266 - 128 - 21 36 451 Substandard - - 128 11 291 427 - 857 Doubtful - - - - - - - - Loss - - - - - - - - Total construction, development, and other land $ 40,207 $ 10,393 $ 3,209 $ 3,843 $ 1,599 $ 6,165 $ 390 $ 65,806 Commercial and industrial Pass $ 34,539 $ 18,887 $ 13,679 $ 13,772 $ 4,817 $ 5,890 $ 16,544 $ 108,128 Special Mention 32 60 597 192 28 - 96 1,005 Substandard 184 355 706 384 842 866 518 3,855 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial and industrial $ 34,755 $ 19,302 $ 14,982 $ 14,348 $ 5,687 $ 6,756 $ 17,158 $ 112,988 Paycheck Protection Loans Pass $ 16,482 $ 4,160 $ - $ - $ - $ - $ - $ 20,642 Special Mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Loss - - - - - - - - Total Paycheck Protection Loans $ 16,482 $ 4,160 $ - $ - $ - $ - $ - $ 20,642 Multi-family residential Pass $ 11,307 $ 24,299 $ 4,644 $ 1,897 $ 8,413 $ 46,962 $ 935 $ 98,457 Special Mention - - - - - 1,090 - 1,090 Substandard - - - - - 855 - 855 Doubtful - - - - - - - - Loss - - - - - - - - Total multi-family residential $ 11,307 $ 24,299 $ 4,644 $ 1,897 $ 8,413 $ 48,907 $ 935 $ 100,402 Non-farm, non-residential Pass $ 147,978 $ 146,381 $ 62,651 $ 50,943 $ 43,776 $ 199,812 $ 14,018 $ 665,559 Special Mention 397 3,334 823 2,595 9,190 9,135 150 25,624 Substandard 1,161 711 2,508 2,531 3,232 5,953 227 16,323 Doubtful - - - - - - - - Loss - - - - - - - - Total non-farm, non-residential $ 149,536 $ 150,426 $ 65,982 $ 56,069 $ 56,198 $ 214,900 $ 14,395 $ 707,506 Agricultural Pass $ 4,564 $ 1,548 $ 998 $ 534 $ 346 $ 335 $ 433 $ 8,758 Special Mention 43 27 - - - - - 70 Substandard 44 11 282 39 17 120 - 513 Doubtful - - - - - - - - Loss - - - - - - - - Total agricultural $ 4,651 $ 1,586 $ 1,280 $ 573 $ 363 $ 455 $ 433 $ 9,341 Farmland Pass $ 428 $ 1,047 $ 82 $ 1,125 $ 887 $ 6,835 $ 1,535 $ 11,939 Special Mention 189 - - 240 5 199 - 633 Substandard - 14 519 249 264 1,395 - 2,441 Doubtful - - - - - - - - Loss - - - - - - - - Total farmland $ 617 $ 1,061 $ 601 $ 1,614 $ 1,156 $ 8,429 $ 1,535 $ 15,013 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2021 2021 2020 2019 2018 2017 Prior Revolving Total Home equity lines Pass $ 115 $ 59 $ - $ 25 $ 2 $ 2,168 $ 73,890 $ 76,259 Special Mention - - - - - - 426 426 Substandard - - 28 249 128 1,316 1,451 3,172 Doubtful - - - - - - - - Loss - - - - - - - - Total home equity lines $ 115 $ 59 $ 28 $ 274 $ 130 $ 3,484 $ 75,767 $ 79,857 Single family Mortgage Pass $ 239,917 $ 225,294 $ 61,925 $ 46,716 $ 41,757 $ 240,845 $ 1,189 $ 857,643 Special Mention 399 510 937 269 137 3,775 - 6,027 Substandard 1,213 799 1,475 1,668 1,878 31,929 - 38,962 Doubtful - - - - - 10 - 10 Loss - - - - - - - - Total single family owner and non-owner occupied $ 241,529 $ 226,603 $ 64,337 $ 48,653 $ 43,772 $ 276,559 $ 1,189 $ 902,642 Owner occupied construction Pass $ 9,689 $ 4,729 $ 178 $ 22 $ 428 $ 1,583 $ - $ 16,629 Special Mention - - - - - - - - Substandard - - - - - 281 - 281 Doubtful - - - - - - - - Loss - - - - - - - - Total owner occupied construction $ 9,689 $ 4,729 $ 178 $ 22 $ 428 $ 1,864 $ - $ 16,910 Consumer loans Pass $ 65,018 $ 31,065 $ 16,548 $ 4,980 $ 2,306 $ 10,040 $ 2,225 $ 132,182 Special Mention - - 16 - - - - 16 Substandard 328 663 824 107 78 186 78 2,264 Doubtful - - - - - - - - Loss - - - - - - - - Total consumer loans $ 65,346 $ 31,728 $ 17,388 $ 5,087 $ 2,384 $ 10,226 $ 2,303 $ 134,462 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2021 2021 2020 2019 2018 2017 Prior Revolving Total Total Loans Pass $ 570,244 $ 467,596 $ 163,786 $ 123,718 $ 104,040 $ 520,187 $ 111,123 $ 2,060,694 Special Mention 1,060 4,197 2,373 3,424 9,360 14,220 708 35,342 Substandard 2,930 2,553 6,470 5,238 6,730 43,328 2,274 69,523 Doubtful - - - - - 10 - 10 Loss - - - - - - - - Total loans $ 574,234 $ 474,346 $ 172,629 $ 132,380 $ 120,130 $ 577,745 $ 114,105 $ 2,165,569 The Company generally places a loan on nonaccrual status when it is 90 March 31, 2022 December 31, 2021 (Amounts in thousands) No Allowance With an Allowance Total No Allowance With an Allowance Total Commercial loans Construction, development, and other land $ 379 $ - $ 379 $ 409 $ - $ 409 Commercial and industrial 1,611 - 1,611 1,734 - 1,734 Multi-family residential 277 - 277 208 - 208 Single family non-owner occupied 2,583 - 2,583 2,304 - 2,304 Non-farm, non-residential 3,379 - 3,379 3,439 1,100 4,539 Agricultural 33 - 33 136 - 136 Farmland 212 - 212 222 - 222 Consumer real estate loans Home equity lines 790 - 790 767 - 767 Single family owner occupied 8,969 - 8,969 8,957 - 8,957 Owner occupied construction 139 - 139 - - - Consumer and other loans Consumer loans 2,115 - 2,115 1,492 - 1,492 Total nonaccrual loans $ 20,487 $ - $ 20,487 $ 19,668 $ 1,100 $ 20,768 During the first 2022, 2021. The following tables presents the aging of past due loans, by loan class, as of the dates indicated. Nonaccrual loans 30 March 31, 2022 Amortized Cost of 30 - 59 Days 60 - 89 Days 90+ Days Total Current Total > 90 Days Accruing (Amounts in thousands) Past Due Past Due Past Due Past Due Loans Loans No Allowance Commercial loans Construction, development, and other land $ 277 $ - $ 119 $ 396 $ 77,064 $ 77,460 $ - Commercial and industrial 264 5 1,377 1,646 151,239 152,885 - Multi-family residential - - - - 115,269 115,269 - Single family non-owner occupied 838 199 468 1,505 196,777 198,282 - Non-farm, non-residential 665 - 2,003 2,668 725,474 728,142 - Agricultural 28 12 15 55 9,441 9,496 - Farmland - - 212 212 14,101 14,313 - Consumer real estate loans Home equity lines 659 83 467 1,209 78,252 79,461 - Single family owner occupied 5,782 2,809 3,778 12,369 692,701 705,070 - Owner occupied construction - - 139 139 19,719 19,858 - Consumer and other loans Consumer loans 2,444 1,214 1,137 4,795 134,485 139,280 - Other - 2 - 2 4,778 4,780 - Total loans $ 10,957 $ 4,324 $ 9,715 $ 24,996 $ 2,219,300 $ 2,244,296 $ - December 31, 2021 Amortized Cost of 30 - 59 Days 60 - 89 Days 90+ Days Total Current Total > 90 Days Accruing (Amounts in thousands) Past Due Past Due Past Due Past Due Loans Loans No Allowance Commercial loans Construction, development, and other land $ 52 $ - $ 120 $ 172 $ 65,634 $ 65,806 $ - Commercial and industrial 325 35 1,394 1,754 131,876 133,630 - Multi-family residential 97 - - 97 100,305 100,402 - Single family non-owner occupied 1,210 583 795 2,588 196,190 198,778 - Non-farm, non-residential 1,002 441 2,333 3,776 703,730 707,506 - Agricultural 73 7 101 181 9,160 9,341 - Farmland 52 - 222 274 14,739 15,013 - Consumer real estate loans Home equity lines 275 388 333 996 78,861 79,857 - Single family owner occupied 4,740 2,584 3,880 11,204 692,660 703,864 - Owner occupied construction 139 - - 139 16,771 16,910 - Consumer and other loans Consumer loans 3,469 1,182 1,049 5,700 124,094 129,794 - Other - - - - 4,668 4,668 - Total loans $ 11,434 $ 5,220 $ 10,227 $ 26,881 $ 2,138,688 $ 2,165,569 $ - ASC 326 may March 31, 2022 December 31, 2021 (Amounts in thousands) Balance Collateral Coverage % Balance Collateral Coverage % Commercial Real Estate Hotel $ - $ - - $ - $ - - Office - - - - - - Other 1,116 1,322 118.46 % 2,216 2,312 104.33 % Retail - - - - - - Multi-Family Industrial - - - - - - Office - - - - - - Other - - - - - - Commercial and industrial Industrial - - - - - - Other - - - - - - Home equity loans - - - - - - Consumer owner occupied - - - - - - Consumer - - - - - - Total collateral dependent loans $ 1,116 $ 1,322 118.46 % $ 2,216 $ 2,312 104.33 % The Company may six The CARES Act included a provision allowing banks to not 19 March 1, 2020, December 31, 2021, 60 19 not 30 December 31, 2019. From March, 2020, March 31, 2022 19 not 19 not March 31, 2022 19 The following table presents loans modified as TDRs, by loan class and accrual status, as of the dates indicated: March 31, 2022 December 31, 2021 (Amounts in thousands) Nonaccrual(1) Accruing Total Nonaccrual(1) Accruing Total Commercial loans Commercial and industrial $ 391 $ 467 $ 858 $ 396 $ 470 $ 866 Single family non-owner occupied 414 1,317 1,731 857 1,100 1,957 Non-farm, non-residential - 1,991 1,991 - 2,021 2,021 Consumer real estate loans Home equity lines - 65 65 - 67 67 Single family owner occupied 1,428 4,915 6,343 1,266 4,755 6,021 Owner occupied construction - - - - 212 212 Consumer and other loans Consumer loans - 27 27 - 27 27 Total TDRs $ 2,233 $ 8,782 $ 11,015 $ 2,519 $ 8,652 $ 11,171 Allowance for credit losses related to TDRs $ - $ - ( 1 Nonaccrual TDRs are included in total nonaccrual loans disclosed in the nonaccrual table above. The following table presents interest income recognized on TDRs for the periods indicated: Three Months Ended March 31, 2022 2021 (Amounts in thousands) Interest income recognized $ 105 $ 104 The following tables present loans modified as TDRs, by type of concession made and loan class, that were restructured during the periods indicated: Three Months Ended March 31, 2022 2021 (Amounts in thousands) Total Contracts Pre-modification Recorded Investment Post-modification Recorded Investment(1) Total Contracts Pre-modification Recorded Investment Post-modification Recorded Investment(1) Below market interest rate Single family non-owner occupied - - - - - - Single family owner occupied 1 $ 31 $ 32 - - - Payment deferral Construction, development, and other land - - - - - - Commercial and industrial - - - - - - Total principal deferral - - - 1 1,390 1,390 ( 1 Represents the loan balance immediately following modification There wasone payment 12 March 31, 2022 March 31, 2021 The following table provides information about other real estate owned (“OREO”), which consists of properties acquired through foreclosure, as of the dates indicated: March 31, 2022 December 31, 2021 (Amounts in thousands) OREO $ 848 $ 1,015 OREO secured by residential real estate $ 290 $ 337 Residential real estate loans in the foreclosure process (1) $ 2,475 $ 2,210 ( 1 The recorded investment in consumer mortgage loans collateralized by residential real estate that are in the process of foreclosure according to local requirements of the applicable jurisdiction

Note 5 - Allowance for Credit L

Note 5 - Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Allowance for Credit Losses [Text Block]	Note 5 . Allowance for Credit Losses The following tables present the changes in the allowance for credit losses, by loan segment, during the periods indicated: Three Months Ended March 31, 2022 Consumer Real Consumer and Total (Amounts in thousands) Commercial Estate Other Allowance Total allowance Beginning balance $ 14,775 $ 9,972 $ 3,111 $ 27,858 Provision for (recovery of) loan losses charged to operations 1,108 (241 ) 1,094 1,961 Charge-offs (257 ) (6 ) (1,039 ) (1,302 ) Recoveries 270 39 155 464 Net charge-offs 13 33 (884 ) (838 ) Ending balance $ 15,896 $ 9,764 $ 3,321 $ 28,981 Three Months Ended March 31, 2021 Consumer Real Consumer and Total (Amounts in thousands) Commercial Estate Other Allowance Total allowance Beginning balance $ 14,661 $ 8,951 $ 2,570 $ 26,182 Cumulative effect of adoption of ASU 2016-13 8,360 4,145 602 13,107 (Recovery of) provision for credit losses charged to operations (3,070 ) (1,542 ) 611 (4,001 ) Charge-offs (757 ) (10 ) (963 ) (1,730 ) Recoveries 392 343 270 1,005 Net charge-offs (365 ) 333 (693 ) (725 ) Ending balance $ 19,586 $ 11,887 $ 3,090 $ 34,563

Note 6 - Deposits

Note 6 - Deposits	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 6 . Deposits The following table presents the components of deposits as of the dates indicated: March 31, 2022 December 31, 2021 (Amounts in thousands) Noninterest-bearing demand deposits $ 860,652 $ 842,783 Interest-bearing deposits: Interest-bearing demand deposits 680,075 676,254 Money market accounts 319,203 293,915 Savings deposits 583,125 561,576 Certificates of deposit 224,025 237,919 Individual retirement accounts 115,864 116,944 Total interest-bearing deposits 1,922,292 1,886,608 Total deposits $ 2,782,944 $ 2,729,391

Note 7 - Leases

Note 7 - Leases	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	Note 7 . Leases Operating leases are recorded as a right of use (“ROU”) asset and operating lease liability. The ROU asset is recorded in other assets, while the lease liability is recorded in other liabilities on the condensed balance sheet beginning January 1, 2019, 2016 02, 2016 02. The Company’s current operating leases relate to one two two April 2022; July 2029. No April 2022, March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 December 31, 2021 March 31, 2022 not December 31, 2021 Future minimum lease payments as of the dates indicated are as follows: Year March 31, 2022 (Amounts in thousands) 2023 $ 122 2024 119 2025 113 2026 101 2027 and thereafter 336 Total lease payments 791 Less: Interest (52 ) Present value of lease liabilities $ 739 Year December 31, 2021 (Amounts in thousands) 2022 $ 131 2023 119 2024 117 2025 101 2026 and thereafter 362 Total lease payments 830 Less: Interest (60 ) Present value of lease liabilities $ 770

Note 8 - Borrowings

Note 8 - Borrowings	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 8 . Borrowings The following table presents the components of borrowings as of the dates indicated: March 31, 2022 December 31, 2021 Weighted Weighted (Amounts in thousands) Balance Average Rate Balance Average Rate Retail repurchase agreements $ 2,488 0.08 % $ 1,536 0.07 % Repurchase agreements are secured by certain securities that remain under the Company’s control during the terms of the agreements. As of March 31, 2022 Unused borrowing capacity with the FHLB totaled $425.09 million, net of FHLB letters of credit of $149.57 million, as of March 31, 2022 March 31, 2022

Note 9 - Derivative Instruments

Note 9 - Derivative Instruments and Hedging Activities	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 9 . Derivative Instruments and Hedging Activities Generally, derivative instruments help the Company manage exposure to market risk and meet customer financing needs. Market risk represents the possibility that fluctuations in external factors such as interest rates, market-driven loan rates, prices, or other economic factors will adversely affect economic value or net interest income. The Company uses interest rate swap contracts to modify its exposure to interest rate risk caused by changes in the LIBOR curve in relation to certain designated fixed rate loans. These instruments are used to convert these fixed rate loans to an effective floating rate. If the LIBOR rate falls below the loan’s stated fixed rate for a given period, the Company will owe the floating rate payer the notional amount times the difference between LIBOR and the stated fixed rate. If LIBOR is above the stated rate for a given period, the Company will receive payments based on the notional amount times the difference between LIBOR and the stated fixed rate. In March 2020, 2020 04, not Certain of the Company's interest rate swaps qualify as fair value hedging instruments; therefore, fair value changes in the derivative and hedged item attributable to the hedged risk are recognized in earnings in the same period. The fair value hedges were effective as of March 31, 2022 not The following table presents the notional, or contractual, amounts and fair values of derivative instruments as of the dates indicated: March 31, 2022 December 31, 2021 Notional or Fair Value Notional or Fair Value Contractual Derivative Derivative Contractual Derivative Derivative (Amounts in thousands) Amount Assets Liabilities Amount Assets Liabilities Derivatives designated as hedges Interest rate swaps $ 4,287 $ - $ 23 $ 4,388 $ - $ 229 Derivatives not designated as hedges Interest rate swaps $ 7,841 $ - $ 156 $ 7,890 $ - $ 608 Total derivatives $ 12,128 $ - $ 179 $ 12,278 $ - $ 837 The following table presents the effect of derivative and hedging activity, if applicable, on the consolidated statements of income for the periods indicated: Three Months Ended March 31, (Amounts in thousands) 2022 2021 Income Statement Location Derivatives designated as hedges Interest rate swaps $ 25 $ 28 Interest and fees on loans Derivatives not designated as hedges Interest rate swaps 51 68 Interest and fees on loans Total derivative expense $ 76 $ 96

Note 10 - Employee Benefit Plan

Note 10 - Employee Benefit Plans	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	Note 10 . Employee Benefit Plans The Company maintains two 2021; Three Months Ended March 31, 2022 2021 Income Statement Location (Amounts in thousands) Service cost $ - $ 88 Salaries and employee benefits Interest cost 83 79 Other expense Amortization of prior service cost - 31 Other expense Amortization of losses 34 66 Other expense Net periodic cost $ 117 $ 264

Note 11 - Earnings Per Share

Note 11 - Earnings Per Share	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 11 . Earnings per Share The following table presents the calculation of basic and diluted earnings per common share for the periods indicated: Three Months Ended March 31, 2022 2021 (Amounts in thousands, except share and per share data) Net income $ 9,515 $ 14,602 Weighted average common shares outstanding, basic 16,817,284 17,669,937 Dilutive effect of potential common shares Stock options 17,814 24,956 Unvested stock awards 29,417 34,292 Total dilutive effect of potential common shares 47,231 59,248 Weighted average common shares outstanding, diluted 16,864,515 17,729,185 Basic earnings per common share $ 0.57 $ 0.83 Diluted earnings per common share 0.56 0.82 Antidilutive potential common shares Stock options 131,198 13,990 Unvested stock awards - 7,809 Total potential antidilutive shares 131,198 21,799

Note 12 - Accumulated Other Com

Note 12 - Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 12 . Accumulated Other Comprehensive Income (Loss) The following tables present the changes in accumulated other comprehensive income (loss) (“AOCI”), net of tax and by component, during the periods indicated: Three Months Ended March 31, 2022 Unrealized Gains (Losses) on Available- for-Sale Securities Employee Benefit Plans Total (Amounts in thousands) Beginning balance $ 15 $ (1,561 ) $ (1,546 ) Other comprehensive loss before reclassifications (4,658 ) (335 ) (4,993 ) Reclassified from AOCI - 27 27 Other comprehensive loss, net (4,658 ) (308 ) (4,966 ) Ending balance $ (4,643 ) $ (1,869 ) $ (6,512 ) Three Months Ended March 31, 2021 Unrealized Gains (Losses) on Available- for-Sale Securities Employee Benefit Plans Total (Amounts in thousands) Beginning balance $ 1,106 $ (3,029 ) $ (1,923 ) Other comprehensive loss before reclassifications (646 ) (163 ) (809 ) Reclassified from AOCI - 77 77 Other comprehensive loss, net (646 ) (86 ) (732 ) Ending balance $ 460 $ (3,115 ) $ (2,655 ) The following table presents reclassifications out of AOCI, by component, during the periods indicated: Three Months Ended March 31, Income Statement (Amounts in thousands) 2022 2021 Line Item Affected Available-for-sale securities Gain recognized $ - $ - Net loss on sale of securities Reclassified out of AOCI, before tax - - Income before income taxes Income tax expense - - Income tax expense Reclassified out of AOCI, net of tax - - Net income Employee benefit plans Amortization of prior service cost $ - $ 31 Salaries and employee benefits Amortization of net actuarial benefit cost 34 66 Salaries and employee benefits Reclassified out of AOCI, before tax 34 97 Income before income taxes Income tax expense 7 20 Income tax expense Reclassified out of AOCI, net of tax 27 77 Net income Total reclassified out of AOCI, net of tax $ 27 $ 77 Net income ( 1 Amortization is included in net periodic pension cost. See Note 10,

Note 13 - Fair Value

Note 13 - Fair Value	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	Note 13 . Fair Value Financial Instruments Measured at Fair Value Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. The fair value hierarchy ranks the inputs used in measuring fair value as follows: ● Level 1 ● Level 2 1 ● Level 3 no The Company uses fair value measurements to record adjustments to certain financial assets and liabilities on a recurring basis. The Company may may not Assets and Liabilities Reported at Fair Value on a Recurring Basis Available-for-Sale Debt Securities Debt securities available for sale are reported at fair value on a recurring basis. The fair value of Level 1 not 2 may 2 3 Fair value models may not not 3 third 3 third Equity Securities. 1 not 2. Loans Held for Investment third Deferred Compensation Assets and Liabilities 1 Derivative Assets and Liabilities 2 The following tables summarize financial assets and liabilities recorded at fair value on a recurring basis, by the level of valuation inputs in the fair value hierarchy, as of the dates indicated: March 31, 2022 Total Fair Value Measurements Using (Amounts in thousands) Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities U.S. Agency securities $ 444 $ - $ 444 $ - U.S. Treasury Notes 115,430 - 115,430 - Municipal securities 25,859 - 25,859 - Corporate Notes 38,306 38,306 Mortgage-backed Agency securities 88,664 - 88,664 - Total available-for-sale debt securities 268,703 - 268,703 - Equity securities 55 - 55 - Fair value loans 12,751 - - 12,751 Deferred compensation assets 5,220 5,220 - - Deferred compensation liabilities 5,220 5,220 - - Derivative liabilities 179 - 179 - December 31, 2021 Total Fair Value Measurements Using (Amounts in thousands) Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities U.S. Agency securities $ 466 $ - $ 466 $ - Municipal securities 28,794 - 28,794 - Corporate notes 9,919 - 9,919 - Mortgage-backed Agency securities 37,113 - 37,113 - Total available-for-sale debt securities 76,292 - 76,292 - Equity securities 55 - 55 - Fair value loans 13,106 - - 13,106 Deferred compensation assets 5,245 5,245 - - Deferred compensation liabilities 5,245 5,245 - - Derivative liabilities 837 - 837 - Assets Measured at Fair Value on a Nonrecurring Basis Impaired Loans 2016 13, 3 The Company maintains an active and robust problem credit identification system. The impairment review includes obtaining third two four third thirty forty-five third not OREO 3 The following tables present assets measured at fair value on a nonrecurring basis, by the level of valuation inputs in the fair value hierarchy, as of the dates indicated: March 31, 2022 Total Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 (Amounts in thousands) Collateral dependent assets with specific reserves $ 1,322 $ - $ - $ 1,322 OREO $ 848 $ - $ - $ 848 December 31, 2021 Total Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 (Amounts in thousands) Collateral dependent assets with specific reserves $ 2,312 $ - $ - $ 2,312 OREO 1,015 - - 1,015 Quantitative Information about Level 3 The following tables provides quantitative information for assets measured at fair value on a nonrecurring basis using Level 3 Discount Range Valuation Unobservable (Weighted Average) Technique Input March 31, 2022 Collateral dependent assets with specific reserves Discounted appraisals(1) Appraisal adjustments(2) 0% to 0% (0%) OREO Discounted appraisals(1) Appraisal adjustments(2) 10% to 65% (32%) ( 1 Fair value is generally based on appraisals of the underlying collateral. ( 2 Appraisals may Discount Range Valuation Unobservable (Weighted Average) Technique Input December 31, 2021 Collateral dependent assets with specific reserves Discounted appraisals(1) Appraisal adjustments(2) 0% to 11% (6%) OREO Discounted appraisals(1) Appraisal adjustments(2) 0% to 87% (32%) ( 1 Fair value is generally based on appraisals of the underlying collateral. ( 2 Appraisals may Fair Value of Financial Instruments The Company uses various methodologies and assumptions to estimate the fair value of certain financial instruments. A description of valuation methodologies used for instruments not Cash and Cash Equivalents Accrued Interest Receivable/Payable Deposits and Securities Sold Under Agreements to Repurchase FHLB and Other Borrowings Off-Balance Sheet Instruments not not not 14, The following tables present the carrying amounts and fair values of financial instruments, by the level of valuation inputs in the fair value hierarchy, as of the dates indicated: March 31, 2022 Carrying Fair Value Measurements Using (Amounts in thousands) Amount Fair Value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 457,306 $ 457,306 $ 457,306 $ - $ - Debt securities available for sale 268,703 268,703 - 268,703 - Equity securities 55 55 - 55 - Loans held for investment, net of allowance 2,215,315 2,154,155 - - 2,154,155 Interest receivable 8,100 8,100 - 8,100 - Deferred compensation assets 5,220 5,220 5,220 - - Liabilities Time deposits 339,889 341,029 - 341,029 - Securities sold under agreements to repurchase 2,488 2,488 - 2,488 - Interest payable 216 216 - 216 - Derivative financial liabilities 179 179 - 179 - Deferred compensation liabilities 5,220 5,220 5,220 - - December 31, 2021 Carrying Fair Value Measurements Using (Amounts in thousands) Amount Fair Value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 677,439 $ 677,439 $ 677,439 $ - $ - Debt securities available for sale 76,292 76,292 - 76,292 - Equity securities 55 55 - 55 - Loans held for investment, net of allowance 2,137,711 2,108,513 - - 2,108,513 Interest receivable 7,900 7,900 - 7,900 - Deferred compensation assets 5,245 5,245 5,245 - - Liabilities Time deposits 354,863 352,000 - 352,000 - Securities sold under agreements to repurchase 1,536 1,536 - 1,536 - Interest payable 314 314 - 314 - Deferred compensation liabilities 5,245 5,245 5,245 - - Derivative liabilities 837 837 - 837 -

Note 14 - Litigation, Commitmen

Note 14 - Litigation, Commitments, and Contingencies	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 14 . Litigation, Commitments , and Contingencies Litigation In the normal course of business, the Company is a defendant in various legal actions and asserted claims. While the Company and its legal counsel are unable to assess the ultimate outcome of each of these matters with certainty, the Company believes the resolution of these actions, singly or in the aggregate, should not Commitments and Contingencies The Company is a party to financial instruments with off balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit, and financial guarantees. These instruments involve, to varying degrees, elements of credit and interest rate risk beyond the amount recognized in the consolidated balance sheets. The contractual amounts of these instruments reflect the extent of involvement the Company has in particular classes of financial instruments. If the other party to a financial instrument does not Commitments to extend credit are agreements to lend to a customer as long as there is no may not may Standby letters of credit and financial guarantees are conditional commitments issued by the Company to guarantee the performance of a customer to a third The following table presents the off-balance sheet financial instruments as of the dates indicated: March 31, 2022 December 31, 2021 (Amounts in thousands) Commitments to extend credit $ 270,184 $ 272,447 Standby letters of credit and financial guarantees (1) 152,286 153,717 Total off-balance sheet risk $ 422,470 $ 426,164 Allowance for unfunded commitments $ 775 $ 678 ( 1 Includes FHLB letters of credit

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The Company’s accounting and reporting policies conform with U.S. generally accepted accounting principles (“GAAP”) and prevailing practices in the banking industry. The consolidated financial statements include all accounts of the Company and its wholly owned subsidiaries and eliminate all intercompany balances and transactions. The Company operates in one not may These unaudited interim condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and accompanying notes included in the Company’s Annual Report on Form 10 December 31, 2021 2021 10 March 3, 2022. December 31, 2021
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications Certain amounts reported in prior years have been reclassified to conform to the current year’s presentation. These reclassifications had no
Use of Estimates, Policy [Policy Text Block]	Use of Estimates Preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that require the most subjective or complex judgments relate to fair value measurements, investment securities, the allowance for loan losses, goodwill and other intangible assets, and income taxes. A discussion of the Company’s application of critical accounting estimates is included in “Critical Accounting Estimates” in Item 2
Credit Loss, Financial Instrument [Policy Text Block]	Allowance for Credit Losses ( ACL ) On January 1, 2021, 2016 13, 326 January 1, 2021. ACL – Investment Securities The Company no 2016 13, 326 third The Company excludes the accrued interest receivable from the amortized cost basis in measuring expected credit losses on the investment securities. Nor does the Company record an allowance for credit losses on accrued interest receivable. As of March 31, 2022 The Company’s estimate of expected credit losses includes a measure of the expected risk of credit loss even if that risk is remote. The Company does not not zero third zero one not zero ACL – Loans The ACL is an estimate of losses that will result from the inability of borrowers to make required loan payments. The Company established the incremental increase in the ACL at the adoption of ASU 2016 13, A systematic methodology is used to determine ACL for loans held for investment and certain off-balance sheet credit exposures. The ACL is a valuation account that is deducted from the amortized cost basis to present the net amount expected to be collected on the loan portfolio. Management considers the effects of past events, current conditions, and reasonable and supportable forecasts on the collectability of the loan portfolio. The Company’s estimate of its ACL involves a high degree of judgement and reflects management’s best estimate within the range of expected credit losses. The Company recognizes in net income the amount needed to adjust the ACL for management’s current estimate of expected credit losses. The Company’s ACL is calculated using collectively evaluated and individually evaluated loans. The Company collectively evaluates loans that share similar risk characteristics. In general, loans are segmented by loan purpose. The Company collectively evaluates loans within the following consumer and commercial segments: Loans secured by 1 4 For collectively evaluated loans, the Company uses a combination of discounted cash flow and remaining life to estimate expected credit losses. In addition to its own loss experience, management also includes peer bank historical loss experience in its assessment of expected credit losses to determine the ACL. The Company utilizes call report data to measure its and its peer s' one Management considers forward-looking information in estimated expected credit losses. The Company subscribes to a third one eight may Included in its systematic methodology to determine its ACL for loans held for investment and certain off-balance sheet credit exposures, Management considers the need to qualitatively adjust expected credit losses for information not 1 2 3 4 5 6 7 8 9 When a loan no not Management measures expected credit losses over the contractual term of the loans. When determining the contractual term, the Company considers expected prepayments but is precluded from considering expected extensions, renewals, or modifications, unless the Company reasonably expects it will execute a TDR with a borrower. In the event of a reasonably-expected TDR, the Company factors the reasonably-expected TDR into the current expected credit losses estimate. The effects of a TDR are recorded when an individual asset is specifically identified as a reasonably-expected TDR. For consumer loans, the point at which a TDR is reasonably expected is when the Company approves the borrower’s application for a modification (i.e. the borrower qualifies for the TDR) or when the Credit Administration department approves loan concessions. For commercial loans, the point at which a TDR is reasonably expected is when the Company approves the loan for modification or when the Credit Administration department approves loan concessions. The Company uses a discounted cash flow methodology to calculate the effect of the concession provided to the borrower in TDR within the ACL. Purchased credit-deteriorated, otherwise referred to herein as PCD, assets are defined as acquired individual financial assets (or acquired groups of financial assets with similar risk characteristics) that, as of the date of acquisition, have experienced a more-than-insignificant deterioration in credit quality since origination, as determined by the Company’s assessment. The Company records acquired PCD loans by adding the expected credit losses (i.e. allowance for credit losses) to the purchase price of the financial assets rather than recording through the provision for credit losses in the income statement. The expected credit loss, as of the acquisition date, of a PCD loan is added to the allowance for credit losses. The non-credit discount or premium is the difference between the fair value and the amortized cost basis as of the acquisition date. Subsequent to the acquisition date, the change in the ACL on PCD loans is recognized through the provision for credit losses. The non-credit discount or premium is accreted or amortized, respectively, into interest income over the remaining life of the PCD loan on a level-yield basis. In accordance with the transition requirements within the standard, the Company’s acquired purchased credit impaired loans were treated as PCD loans. The Company follows its nonaccrual policy by reversing contractual interest income in the income statement when the Company places a loan on nonaccrual status. Therefore, Management excludes the accrued interest receivable balance from the amortized cost basis in measuring expected credit losses on the portfolio and does not March 31, 2022 The Company has a variety of assets that have a component that qualifies as an off-balance sheet exposure. These primarily include undrawn portions of revolving lines of credit and standby letters of credit. The expected losses associated with these exposures within the unfunded portion of the loans will be recorded as a liability on the balance sheet with an offsetting income statement expense. Management has determined that a majority of the Company’s off-balance-sheet credit exposures are not March 31, 2022
Risks and Uncertainties Policy [Policy Text Block]	Risks and Uncertainties COVID- 19 During the last two 19” 19 It is impossible to predict the full extent to which COVID- 19, 19,
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Standards Standards Adopted in 2021 In June 2016, 2016 13, 326 January 1, 2021. January 1, 2021. not 326. not 2016 13 January 1, 2021 As Reported Pre- Impact of Under ASU 2016-13 ASU 2016-13 ASU 2016-13 Adoption Adoption Assets: Non-covered loans held for investment Allowance for credit losses on debt securities Investment securities - available for sale $ 83,358 $ 83,358 $ - A Loans Non-acquired loans and acquired performing loans 2,146,972 2,146,972 - Acquired purchased deteriorated loans 45,535 39,660 5,875 B Allowance for credit losses on loans (39,289 ) (26,182 ) (13,107 ) C Deferred tax asset 19,306 17,493 1,813 D Accrued interest receivable - loans 9,109 9,052 57 B Liabilities Allowance for credit losses on off-balance sheet credit exposures 575 66 509 E Equity: Retained earnings 231,714 237,585 (5,871 ) F A. Per our analysis no B. Accrued interest receivable from acquired credit impaired loans of $57 thousand was reclassed to other assets and was offset by the reclass of the grossed up credit discount on acquired credit impaired loans of $57 thousand that was moved to the ACL for the purchased credit deteriorated loans. C. Calculated adjustment to the ACL related to the adoption of ASU 2016 13. D. Effect of deferred tax assets related to the adjustment to the ACL form the adoption of ASU 2016 13 E. Adjustment to the reserve for unfunded commitments related to the adoption of ASU 2016 13. F. Net adjustment to retained earnings related to the adoption of ASU 2016 13. In December 2019, 2019 12, 740 January 1, 2021, not The Company does not Standards Not In March 2022, 470 50, January 1, 2023, 2016 13, no no

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation (Tables)	3 Months Ended
	Mar. 31, 2022
Accounting Standards Update 2016-13 [Member]
Notes Tables
Accounting Standards Update and Change in Accounting Principle [Table Text Block]	January 1, 2021 As Reported Pre- Impact of Under ASU 2016-13 ASU 2016-13 ASU 2016-13 Adoption Adoption Assets: Non-covered loans held for investment Allowance for credit losses on debt securities Investment securities - available for sale $ 83,358 $ 83,358 $ - A Loans Non-acquired loans and acquired performing loans 2,146,972 2,146,972 - Acquired purchased deteriorated loans 45,535 39,660 5,875 B Allowance for credit losses on loans (39,289 ) (26,182 ) (13,107 ) C Deferred tax asset 19,306 17,493 1,813 D Accrued interest receivable - loans 9,109 9,052 57 B Liabilities Allowance for credit losses on off-balance sheet credit exposures 575 66 509 E Equity: Retained earnings 231,714 237,585 (5,871 ) F

Note 2 - Debt Securities (Table

Note 2 - Debt Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]	March 31, 2022 Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Amounts in thousands) U.S. Agency securities $ 447 $ - $ (3 ) $ 444 U.S. Treasury Notes 116,396 16 (982 ) 115,430 Municipal securities 25,778 84 (3 ) 25,859 Corporate notes 38,902 - (596 ) 38,306 Mortgage-backed Agency securities 93,057 72 (4,465 ) 88,664 Total $ 274,580 $ 172 $ (6,049 ) $ 268,703 December 31, 2021 Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Amounts in thousands) U.S. Agency securities $ 469 $ — $ (3 ) $ 466 Municipal securities 28,596 198 — 28,794 Corporate notes 9,935 — (16 ) 9,919 Mortgage-backed Agency securities 37,273 513 (673 ) 37,113 Total $ 76,273 $ 711 $ (692 ) $ 76,292
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2022 Amortized (Amounts in thousands) Cost Fair Value Available-for-sale debt securities Due within one year $ 17,872 $ 17,787 Due after one year but within five years 153,894 152,562 Due after five years but within ten years 9,757 9,690 181,523 180,039 Mortgage-backed Agency securities 93,057 88,664 Total debt securities available for sale $ 274,580 $ 268,703
Schedule of Unrealized Loss on Investments [Table Text Block]	March 31, 2022 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Amounts in thousands) U.S. Agency securities $ - $ - $ 437 $ (3 ) $ 437 $ (3 ) U.S. Treasury Notes 105,567 (982 ) - - 105,567 (982 ) Municipal securities 633 (3 ) - - 633 (3 ) Corporate notes 38,306 (596 ) - - 38,306 (596 ) Mortgage-backed Agency securities 70,408 (2,917 ) 13,243 (1,548 ) 83,651 (4,465 ) Total $ 214,914 $ (4,498 ) $ 13,680 $ (1,551 ) $ 228,594 $ (6,049 ) December 31, 2021 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Amounts in thousands) U.S. Agency securities $ — $ — $ 459 $ (3 ) $ 459 $ (3 ) Corporate notes 9,919 (16 ) — — 9,919 (16 ) Mortgage-backed Agency securities 14,092 (253 ) 8,384 (420 ) 22,476 (673 ) Total $ 24,011 $ (269 ) $ 8,843 $ (423 ) $ 32,854 $ (692 )

Note 3 - Loans (Tables)

Note 3 - Loans (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, 2022 December 31, 2021 (Amounts in thousands) Amount Percent Amount Percent Loans held for investment Commercial loans Construction, development, and other land $ 77,460 3.45 % $ 65,806 3.04 % Commercial and industrial 152,885 6.81 % 133,630 6.17 % Multi-family residential 115,269 5.14 % 100,402 4.64 % Single family non-owner occupied 198,282 8.83 % 198,778 9.18 % Non-farm, non-residential 728,142 32.44 % 707,506 32.67 % Agricultural 9,496 0.42 % 9,341 0.43 % Farmland 14,313 0.64 % 15,013 0.69 % Total commercial loans 1,295,847 57.73 % 1,230,476 56.82 % Consumer real estate loans Home equity lines 79,461 3.54 % 79,857 3.69 % Single family owner occupied 705,070 31.43 % 703,864 32.50 % Owner occupied construction 19,858 0.88 % 16,910 0.78 % Total consumer real estate loans 804,389 35.85 % 800,631 36.97 % Consumer and other loans Consumer loans 139,280 6.21 % 129,794 5.99 % Other 4,780 0.21 % 4,668 0.22 % Total consumer and other loans 144,060 6.42 % 134,462 6.21 % Total loans held for investment, net of unearned income $ 2,244,296 100.00 % $ 2,165,569 100.00 %

Note 4 - Credit Quality (Tables

Note 4 - Credit Quality (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Financing Receivable Credit Quality Indicators [Table Text Block]	March 31, 2022 Special (Amounts in thousands) Pass Mention Substandard Doubtful Loss Total Commercial loans Construction, development, and other land $ 76,327 $ 435 $ 698 $ - $ - $ 77,460 Commercial and industrial 148,454 820 3,611 - - 152,885 Multi-family residential 113,387 974 908 - - 115,269 Single family non-owner occupied 185,540 3,275 9,467 - - 198,282 Non-farm, non-residential 693,328 20,556 14,258 - - 728,142 Agricultural 9,245 57 194 - - 9,496 Farmland 11,344 617 2,352 - - 14,313 Consumer real estate loans Home equity lines 75,771 427 3,263 - - 79,461 Single family owner occupied 673,181 2,137 29,752 - - 705,070 Owner occupied construction 19,554 - 304 - - 19,858 Consumer and other loans Consumer loans 136,481 8 2,791 - - 139,280 Other 4,780 - - - - 4,780 Total loans $ 2,147,392 $ 29,306 $ 67,598 $ - $ - $ 2,244,296 December 31, 2021 Special (Amounts in thousands) Pass Mention Substandard Doubtful Loss Total Commercial loans Construction, development, and other land $ 64,498 $ 451 $ 857 $ - $ - $ 65,806 Commercial and industrial 128,770 1,005 3,855 - - 133,630 Multi-family residential 98,457 1,090 855 - - 100,402 Single family non-owner occupied 186,184 3,607 8,977 10 - 198,778 Non-farm, non-residential 665,559 25,624 16,323 - - 707,506 Agricultural 8,758 70 513 - - 9,341 Farmland 11,939 633 2,441 - - 15,013 Consumer real estate loans Home equity lines 76,259 426 3,172 - - 79,857 Single family owner occupied 671,459 2,420 29,985 - - 703,864 Owner occupied construction 16,629 - 281 - - 16,910 Consumer and other loans Consumer loans 127,514 16 2,264 - - 129,794 Other 4,668 - - - - 4,668 Total loans $ 2,060,694 $ 35,342 $ 69,523 $ 10 $ - $ 2,165,569 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Construction, development and other land Pass $ 4,850 $ 47,484 $ 10,798 $ 2,889 $ 3,324 $ 6,628 $ 354 $ 76,327 Special Mention - - - - 119 280 36 435 Substandard - - 260 127 12 299 - 698 Doubtful - - - - - - - - Loss - - - - - - - - Total construction, development, and other land $ 4,850 $ 47,484 $ 11,058 $ 3,016 $ 3,455 $ 7,207 $ 390 $ 77,460 Commercial and industrial Pass $ 34,963 $ 31,648 $ 16,565 $ 11,673 $ 11,980 $ 11,201 $ 16,544 $ 134,574 Special Mention - 28 41 563 93 - 95 820 Substandard 27 241 279 708 358 1,480 518 3,611 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial and industrial $ 34,990 $ 31,917 $ 16,885 $ 12,944 $ 12,431 $ 12,681 $ 17,157 $ 139,005 Paycheck Protection Loans Pass $ - $ 9,785 $ 4,095 $ - $ - $ - $ - $ 13,880 Special Mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Loss - - - - - - - - Total Paycheck Protection Loans $ - $ 9,785 $ 4,095 $ - $ - $ - $ - $ 13,880 Multi-family residential Pass $ 21,085 $ 11,018 $ 24,038 $ 4,358 $ 1,877 $ 50,076 $ 935 $ 113,387 Special Mention - - - - - 974 - 974 Substandard - - - - - 908 - 908 Doubtful - - - - - - - - Loss - - - - - - - - Total multi-family residential $ 21,085 $ 11,018 $ 24,038 $ 4,358 $ 1,877 $ 51,958 $ 935 $ 115,269 Non-farm, non-residential Pass $ 64,170 $ 145,170 $ 137,489 $ 60,654 $ 44,505 $ 227,323 $ 14,017 $ 693,328 Special Mention - 469 3,307 804 2,544 13,282 150 20,556 Substandard - 1,155 701 2,478 758 8,940 226 14,258 Doubtful - - - - - - - - Loss - - - - - - - - Total non-farm, non-residential $ 64,170 $ 146,794 $ 141,497 $ 63,936 $ 47,807 $ 249,545 $ 14,393 $ 728,142 Agricultural Pass $ 1,304 $ 4,314 $ 1,379 $ 768 $ 462 $ 584 $ 434 $ 9,245 Special Mention - 40 17 - - - - 57 Substandard - 42 9 93 36 14 - 194 Doubtful - - - - - - - - Loss - - - - - - - - Total agricultural $ 1,304 $ 4,396 $ 1,405 $ 861 $ 498 $ 598 $ 434 $ 9,496 Farmland Pass $ 47 $ 734 $ 1,025 $ 77 $ 1,044 $ 6,884 $ 1,533 $ 11,344 Special Mention - - - - 235 382 - 617 Substandard - - 13 563 246 1,530 - 2,352 Doubtful - - - - - - - - Loss - - - - - - - - Total farmland $ 47 $ 734 $ 1,038 $ 640 $ 1,525 $ 8,796 $ 1,533 $ 14,313 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Home equity lines Pass $ 32 $ 103 $ - $ - $ 25 $ 2,120 $ 73,491 $ 75,771 Special Mention - - - - - - 427 427 Substandard - - 57 29 273 1,453 1,451 3,263 Doubtful - - - - - - - - Loss - - - - - - - - Total home equity lines $ 32 $ 103 $ 57 $ 29 $ 298 $ 3,573 $ 75,369 $ 79,461 Single family Mortgage Pass $ 41,619 $ 234,604 $ 217,260 $ 58,089 $ 43,161 $ 262,800 $ 1,188 $ 858,721 Special Mention - 393 502 819 268 3,430 - 5,412 Substandard 388 1,167 791 1,542 2,214 33,117 - 39,219 Doubtful - - - - - - - - Loss - - - - - - - - Total single family owner and non-owner occupied $ 42,007 $ 236,164 $ 218,553 $ 60,450 $ 45,643 $ 299,347 $ 1,188 $ 903,352 Owner occupied construction Pass $ 1,391 $ 13,653 $ 3,569 $ 36 $ 18 $ 887 $ - $ 19,554 Special Mention - - - - - - - - Substandard - - 163 139 - 2 - 304 Doubtful - - - - - - - - Loss - - - - - - - - Total owner occupied construction $ 1,391 $ 13,653 $ 3,732 $ 175 $ 18 $ 889 $ - $ 19,858 Consumer loans Pass $ 26,800 $ 58,086 $ 26,085 $ 13,872 $ 4,573 $ 9,619 $ 2,226 $ 141,261 Special Mention - - - 7 - - 1 8 Substandard 9 848 773 779 94 210 78 2,791 Doubtful - - - - - - - - Loss - - - - - - - - Total consumer loans $ 26,809 $ 58,934 $ 26,858 $ 14,658 $ 4,667 $ 9,829 $ 2,305 $ 144,060 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Total Loans Pass $ 196,261 $ 556,599 $ 442,303 $ 152,416 $ 110,969 $ 578,122 $ 110,722 $ 2,147,392 Special Mention - 930 3,867 2,193 3,259 18,348 709 29,306 Substandard 424 3,453 3,046 6,458 3,991 47,953 2,273 67,598 Doubtful - - - - - - - - Loss - - - - - - - - Total loans $ 196,685 $ 560,982 $ 449,216 $ 161,067 $ 118,219 $ 644,423 $ 113,704 $ 2,244,296 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2021 2021 2020 2019 2018 2017 Prior Revolving Total Construction, development and other land Pass $ 40,207 $ 10,127 $ 3,081 $ 3,704 $ 1,308 $ 5,717 $ 354 $ 64,498 Special Mention - 266 - 128 - 21 36 451 Substandard - - 128 11 291 427 - 857 Doubtful - - - - - - - - Loss - - - - - - - - Total construction, development, and other land $ 40,207 $ 10,393 $ 3,209 $ 3,843 $ 1,599 $ 6,165 $ 390 $ 65,806 Commercial and industrial Pass $ 34,539 $ 18,887 $ 13,679 $ 13,772 $ 4,817 $ 5,890 $ 16,544 $ 108,128 Special Mention 32 60 597 192 28 - 96 1,005 Substandard 184 355 706 384 842 866 518 3,855 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial and industrial $ 34,755 $ 19,302 $ 14,982 $ 14,348 $ 5,687 $ 6,756 $ 17,158 $ 112,988 Paycheck Protection Loans Pass $ 16,482 $ 4,160 $ - $ - $ - $ - $ - $ 20,642 Special Mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Loss - - - - - - - - Total Paycheck Protection Loans $ 16,482 $ 4,160 $ - $ - $ - $ - $ - $ 20,642 Multi-family residential Pass $ 11,307 $ 24,299 $ 4,644 $ 1,897 $ 8,413 $ 46,962 $ 935 $ 98,457 Special Mention - - - - - 1,090 - 1,090 Substandard - - - - - 855 - 855 Doubtful - - - - - - - - Loss - - - - - - - - Total multi-family residential $ 11,307 $ 24,299 $ 4,644 $ 1,897 $ 8,413 $ 48,907 $ 935 $ 100,402 Non-farm, non-residential Pass $ 147,978 $ 146,381 $ 62,651 $ 50,943 $ 43,776 $ 199,812 $ 14,018 $ 665,559 Special Mention 397 3,334 823 2,595 9,190 9,135 150 25,624 Substandard 1,161 711 2,508 2,531 3,232 5,953 227 16,323 Doubtful - - - - - - - - Loss - - - - - - - - Total non-farm, non-residential $ 149,536 $ 150,426 $ 65,982 $ 56,069 $ 56,198 $ 214,900 $ 14,395 $ 707,506 Agricultural Pass $ 4,564 $ 1,548 $ 998 $ 534 $ 346 $ 335 $ 433 $ 8,758 Special Mention 43 27 - - - - - 70 Substandard 44 11 282 39 17 120 - 513 Doubtful - - - - - - - - Loss - - - - - - - - Total agricultural $ 4,651 $ 1,586 $ 1,280 $ 573 $ 363 $ 455 $ 433 $ 9,341 Farmland Pass $ 428 $ 1,047 $ 82 $ 1,125 $ 887 $ 6,835 $ 1,535 $ 11,939 Special Mention 189 - - 240 5 199 - 633 Substandard - 14 519 249 264 1,395 - 2,441 Doubtful - - - - - - - - Loss - - - - - - - - Total farmland $ 617 $ 1,061 $ 601 $ 1,614 $ 1,156 $ 8,429 $ 1,535 $ 15,013 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2021 2021 2020 2019 2018 2017 Prior Revolving Total Home equity lines Pass $ 115 $ 59 $ - $ 25 $ 2 $ 2,168 $ 73,890 $ 76,259 Special Mention - - - - - - 426 426 Substandard - - 28 249 128 1,316 1,451 3,172 Doubtful - - - - - - - - Loss - - - - - - - - Total home equity lines $ 115 $ 59 $ 28 $ 274 $ 130 $ 3,484 $ 75,767 $ 79,857 Single family Mortgage Pass $ 239,917 $ 225,294 $ 61,925 $ 46,716 $ 41,757 $ 240,845 $ 1,189 $ 857,643 Special Mention 399 510 937 269 137 3,775 - 6,027 Substandard 1,213 799 1,475 1,668 1,878 31,929 - 38,962 Doubtful - - - - - 10 - 10 Loss - - - - - - - - Total single family owner and non-owner occupied $ 241,529 $ 226,603 $ 64,337 $ 48,653 $ 43,772 $ 276,559 $ 1,189 $ 902,642 Owner occupied construction Pass $ 9,689 $ 4,729 $ 178 $ 22 $ 428 $ 1,583 $ - $ 16,629 Special Mention - - - - - - - - Substandard - - - - - 281 - 281 Doubtful - - - - - - - - Loss - - - - - - - - Total owner occupied construction $ 9,689 $ 4,729 $ 178 $ 22 $ 428 $ 1,864 $ - $ 16,910 Consumer loans Pass $ 65,018 $ 31,065 $ 16,548 $ 4,980 $ 2,306 $ 10,040 $ 2,225 $ 132,182 Special Mention - - 16 - - - - 16 Substandard 328 663 824 107 78 186 78 2,264 Doubtful - - - - - - - - Loss - - - - - - - - Total consumer loans $ 65,346 $ 31,728 $ 17,388 $ 5,087 $ 2,384 $ 10,226 $ 2,303 $ 134,462 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2021 2021 2020 2019 2018 2017 Prior Revolving Total Total Loans Pass $ 570,244 $ 467,596 $ 163,786 $ 123,718 $ 104,040 $ 520,187 $ 111,123 $ 2,060,694 Special Mention 1,060 4,197 2,373 3,424 9,360 14,220 708 35,342 Substandard 2,930 2,553 6,470 5,238 6,730 43,328 2,274 69,523 Doubtful - - - - - 10 - 10 Loss - - - - - - - - Total loans $ 574,234 $ 474,346 $ 172,629 $ 132,380 $ 120,130 $ 577,745 $ 114,105 $ 2,165,569
Financing Receivable, Nonaccrual [Table Text Block]	March 31, 2022 December 31, 2021 (Amounts in thousands) No Allowance With an Allowance Total No Allowance With an Allowance Total Commercial loans Construction, development, and other land $ 379 $ - $ 379 $ 409 $ - $ 409 Commercial and industrial 1,611 - 1,611 1,734 - 1,734 Multi-family residential 277 - 277 208 - 208 Single family non-owner occupied 2,583 - 2,583 2,304 - 2,304 Non-farm, non-residential 3,379 - 3,379 3,439 1,100 4,539 Agricultural 33 - 33 136 - 136 Farmland 212 - 212 222 - 222 Consumer real estate loans Home equity lines 790 - 790 767 - 767 Single family owner occupied 8,969 - 8,969 8,957 - 8,957 Owner occupied construction 139 - 139 - - - Consumer and other loans Consumer loans 2,115 - 2,115 1,492 - 1,492 Total nonaccrual loans $ 20,487 $ - $ 20,487 $ 19,668 $ 1,100 $ 20,768
Financing Receivable, Past Due [Table Text Block]	March 31, 2022 Amortized Cost of 30 - 59 Days 60 - 89 Days 90+ Days Total Current Total > 90 Days Accruing (Amounts in thousands) Past Due Past Due Past Due Past Due Loans Loans No Allowance Commercial loans Construction, development, and other land $ 277 $ - $ 119 $ 396 $ 77,064 $ 77,460 $ - Commercial and industrial 264 5 1,377 1,646 151,239 152,885 - Multi-family residential - - - - 115,269 115,269 - Single family non-owner occupied 838 199 468 1,505 196,777 198,282 - Non-farm, non-residential 665 - 2,003 2,668 725,474 728,142 - Agricultural 28 12 15 55 9,441 9,496 - Farmland - - 212 212 14,101 14,313 - Consumer real estate loans Home equity lines 659 83 467 1,209 78,252 79,461 - Single family owner occupied 5,782 2,809 3,778 12,369 692,701 705,070 - Owner occupied construction - - 139 139 19,719 19,858 - Consumer and other loans Consumer loans 2,444 1,214 1,137 4,795 134,485 139,280 - Other - 2 - 2 4,778 4,780 - Total loans $ 10,957 $ 4,324 $ 9,715 $ 24,996 $ 2,219,300 $ 2,244,296 $ - December 31, 2021 Amortized Cost of 30 - 59 Days 60 - 89 Days 90+ Days Total Current Total > 90 Days Accruing (Amounts in thousands) Past Due Past Due Past Due Past Due Loans Loans No Allowance Commercial loans Construction, development, and other land $ 52 $ - $ 120 $ 172 $ 65,634 $ 65,806 $ - Commercial and industrial 325 35 1,394 1,754 131,876 133,630 - Multi-family residential 97 - - 97 100,305 100,402 - Single family non-owner occupied 1,210 583 795 2,588 196,190 198,778 - Non-farm, non-residential 1,002 441 2,333 3,776 703,730 707,506 - Agricultural 73 7 101 181 9,160 9,341 - Farmland 52 - 222 274 14,739 15,013 - Consumer real estate loans Home equity lines 275 388 333 996 78,861 79,857 - Single family owner occupied 4,740 2,584 3,880 11,204 692,660 703,864 - Owner occupied construction 139 - - 139 16,771 16,910 - Consumer and other loans Consumer loans 3,469 1,182 1,049 5,700 124,094 129,794 - Other - - - - 4,668 4,668 - Total loans $ 11,434 $ 5,220 $ 10,227 $ 26,881 $ 2,138,688 $ 2,165,569 $ -
Collateral Dependent Loans [Table Text Block]	March 31, 2022 December 31, 2021 (Amounts in thousands) Balance Collateral Coverage % Balance Collateral Coverage % Commercial Real Estate Hotel $ - $ - - $ - $ - - Office - - - - - - Other 1,116 1,322 118.46 % 2,216 2,312 104.33 % Retail - - - - - - Multi-Family Industrial - - - - - - Office - - - - - - Other - - - - - - Commercial and industrial Industrial - - - - - - Other - - - - - - Home equity loans - - - - - - Consumer owner occupied - - - - - - Consumer - - - - - - Total collateral dependent loans $ 1,116 $ 1,322 118.46 % $ 2,216 $ 2,312 104.33 %
Trouble Debt Restructuring Accrual Status [Table Text Block]	March 31, 2022 December 31, 2021 (Amounts in thousands) Nonaccrual(1) Accruing Total Nonaccrual(1) Accruing Total Commercial loans Commercial and industrial $ 391 $ 467 $ 858 $ 396 $ 470 $ 866 Single family non-owner occupied 414 1,317 1,731 857 1,100 1,957 Non-farm, non-residential - 1,991 1,991 - 2,021 2,021 Consumer real estate loans Home equity lines - 65 65 - 67 67 Single family owner occupied 1,428 4,915 6,343 1,266 4,755 6,021 Owner occupied construction - - - - 212 212 Consumer and other loans Consumer loans - 27 27 - 27 27 Total TDRs $ 2,233 $ 8,782 $ 11,015 $ 2,519 $ 8,652 $ 11,171 Allowance for credit losses related to TDRs $ - $ -
Interest Income Related to Troubled Debt Restructurings [Table Text Block]	Three Months Ended March 31, 2022 2021 (Amounts in thousands) Interest income recognized $ 105 $ 104
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	Three Months Ended March 31, 2022 2021 (Amounts in thousands) Total Contracts Pre-modification Recorded Investment Post-modification Recorded Investment(1) Total Contracts Pre-modification Recorded Investment Post-modification Recorded Investment(1) Below market interest rate Single family non-owner occupied - - - - - - Single family owner occupied 1 $ 31 $ 32 - - - Payment deferral Construction, development, and other land - - - - - - Commercial and industrial - - - - - - Total principal deferral - - - 1 1,390 1,390
Other Real Estate Owned [Table Text Block]	March 31, 2022 December 31, 2021 (Amounts in thousands) OREO $ 848 $ 1,015 OREO secured by residential real estate $ 290 $ 337 Residential real estate loans in the foreclosure process (1) $ 2,475 $ 2,210

Note 5 - Allowance for Credit_2

Note 5 - Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Three Months Ended March 31, 2022 Consumer Real Consumer and Total (Amounts in thousands) Commercial Estate Other Allowance Total allowance Beginning balance $ 14,775 $ 9,972 $ 3,111 $ 27,858 Provision for (recovery of) loan losses charged to operations 1,108 (241 ) 1,094 1,961 Charge-offs (257 ) (6 ) (1,039 ) (1,302 ) Recoveries 270 39 155 464 Net charge-offs 13 33 (884 ) (838 ) Ending balance $ 15,896 $ 9,764 $ 3,321 $ 28,981 Three Months Ended March 31, 2021 Consumer Real Consumer and Total (Amounts in thousands) Commercial Estate Other Allowance Total allowance Beginning balance $ 14,661 $ 8,951 $ 2,570 $ 26,182 Cumulative effect of adoption of ASU 2016-13 8,360 4,145 602 13,107 (Recovery of) provision for credit losses charged to operations (3,070 ) (1,542 ) 611 (4,001 ) Charge-offs (757 ) (10 ) (963 ) (1,730 ) Recoveries 392 343 270 1,005 Net charge-offs (365 ) 333 (693 ) (725 ) Ending balance $ 19,586 $ 11,887 $ 3,090 $ 34,563

Note 6 - Deposits (Tables)

Note 6 - Deposits (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Deposit Liabilities, Type [Table Text Block]	March 31, 2022 December 31, 2021 (Amounts in thousands) Noninterest-bearing demand deposits $ 860,652 $ 842,783 Interest-bearing deposits: Interest-bearing demand deposits 680,075 676,254 Money market accounts 319,203 293,915 Savings deposits 583,125 561,576 Certificates of deposit 224,025 237,919 Individual retirement accounts 115,864 116,944 Total interest-bearing deposits 1,922,292 1,886,608 Total deposits $ 2,782,944 $ 2,729,391

Note 7 - Leases (Tables)

Note 7 - Leases (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Year March 31, 2022 (Amounts in thousands) 2023 $ 122 2024 119 2025 113 2026 101 2027 and thereafter 336 Total lease payments 791 Less: Interest (52 ) Present value of lease liabilities $ 739 Year December 31, 2021 (Amounts in thousands) 2022 $ 131 2023 119 2024 117 2025 101 2026 and thereafter 362 Total lease payments 830 Less: Interest (60 ) Present value of lease liabilities $ 770

Note 8 - Borrowings (Tables)

Note 8 - Borrowings (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Debt [Table Text Block]	March 31, 2022 December 31, 2021 Weighted Weighted (Amounts in thousands) Balance Average Rate Balance Average Rate Retail repurchase agreements $ 2,488 0.08 % $ 1,536 0.07 %

Note 9 - Derivative Instrumen_2

Note 9 - Derivative Instruments and Hedging Activities (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	March 31, 2022 December 31, 2021 Notional or Fair Value Notional or Fair Value Contractual Derivative Derivative Contractual Derivative Derivative (Amounts in thousands) Amount Assets Liabilities Amount Assets Liabilities Derivatives designated as hedges Interest rate swaps $ 4,287 $ - $ 23 $ 4,388 $ - $ 229 Derivatives not designated as hedges Interest rate swaps $ 7,841 $ - $ 156 $ 7,890 $ - $ 608 Total derivatives $ 12,128 $ - $ 179 $ 12,278 $ - $ 837
Derivative Instruments, Gain (Loss) [Table Text Block]	Three Months Ended March 31, (Amounts in thousands) 2022 2021 Income Statement Location Derivatives designated as hedges Interest rate swaps $ 25 $ 28 Interest and fees on loans Derivatives not designated as hedges Interest rate swaps 51 68 Interest and fees on loans Total derivative expense $ 76 $ 96

Note 10 - Employee Benefit Pl_2

Note 10 - Employee Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Net Benefit Costs [Table Text Block]	Three Months Ended March 31, 2022 2021 Income Statement Location (Amounts in thousands) Service cost $ - $ 88 Salaries and employee benefits Interest cost 83 79 Other expense Amortization of prior service cost - 31 Other expense Amortization of losses 34 66 Other expense Net periodic cost $ 117 $ 264

Note 11 - Earnings Per Share (T

Note 11 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, 2022 2021 (Amounts in thousands, except share and per share data) Net income $ 9,515 $ 14,602 Weighted average common shares outstanding, basic 16,817,284 17,669,937 Dilutive effect of potential common shares Stock options 17,814 24,956 Unvested stock awards 29,417 34,292 Total dilutive effect of potential common shares 47,231 59,248 Weighted average common shares outstanding, diluted 16,864,515 17,729,185 Basic earnings per common share $ 0.57 $ 0.83 Diluted earnings per common share 0.56 0.82 Antidilutive potential common shares Stock options 131,198 13,990 Unvested stock awards - 7,809 Total potential antidilutive shares 131,198 21,799

Note 12 - Accumulated Other C_2

Note 12 - Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Three Months Ended March 31, 2022 Unrealized Gains (Losses) on Available- for-Sale Securities Employee Benefit Plans Total (Amounts in thousands) Beginning balance $ 15 $ (1,561 ) $ (1,546 ) Other comprehensive loss before reclassifications (4,658 ) (335 ) (4,993 ) Reclassified from AOCI - 27 27 Other comprehensive loss, net (4,658 ) (308 ) (4,966 ) Ending balance $ (4,643 ) $ (1,869 ) $ (6,512 ) Three Months Ended March 31, 2021 Unrealized Gains (Losses) on Available- for-Sale Securities Employee Benefit Plans Total (Amounts in thousands) Beginning balance $ 1,106 $ (3,029 ) $ (1,923 ) Other comprehensive loss before reclassifications (646 ) (163 ) (809 ) Reclassified from AOCI - 77 77 Other comprehensive loss, net (646 ) (86 ) (732 ) Ending balance $ 460 $ (3,115 ) $ (2,655 )
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	Three Months Ended March 31, Income Statement (Amounts in thousands) 2022 2021 Line Item Affected Available-for-sale securities Gain recognized $ - $ - Net loss on sale of securities Reclassified out of AOCI, before tax - - Income before income taxes Income tax expense - - Income tax expense Reclassified out of AOCI, net of tax - - Net income Employee benefit plans Amortization of prior service cost $ - $ 31 Salaries and employee benefits Amortization of net actuarial benefit cost 34 66 Salaries and employee benefits Reclassified out of AOCI, before tax 34 97 Income before income taxes Income tax expense 7 20 Income tax expense Reclassified out of AOCI, net of tax 27 77 Net income Total reclassified out of AOCI, net of tax $ 27 $ 77 Net income

Note 13 - Fair Value (Tables)

Note 13 - Fair Value (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	March 31, 2022 Total Fair Value Measurements Using (Amounts in thousands) Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities U.S. Agency securities $ 444 $ - $ 444 $ - U.S. Treasury Notes 115,430 - 115,430 - Municipal securities 25,859 - 25,859 - Corporate Notes 38,306 38,306 Mortgage-backed Agency securities 88,664 - 88,664 - Total available-for-sale debt securities 268,703 - 268,703 - Equity securities 55 - 55 - Fair value loans 12,751 - - 12,751 Deferred compensation assets 5,220 5,220 - - Deferred compensation liabilities 5,220 5,220 - - Derivative liabilities 179 - 179 - December 31, 2021 Total Fair Value Measurements Using (Amounts in thousands) Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities U.S. Agency securities $ 466 $ - $ 466 $ - Municipal securities 28,794 - 28,794 - Corporate notes 9,919 - 9,919 - Mortgage-backed Agency securities 37,113 - 37,113 - Total available-for-sale debt securities 76,292 - 76,292 - Equity securities 55 - 55 - Fair value loans 13,106 - - 13,106 Deferred compensation assets 5,245 5,245 - - Deferred compensation liabilities 5,245 5,245 - - Derivative liabilities 837 - 837 -
Fair Value Measurements, Nonrecurring [Table Text Block]	March 31, 2022 Total Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 (Amounts in thousands) Collateral dependent assets with specific reserves $ 1,322 $ - $ - $ 1,322 OREO $ 848 $ - $ - $ 848 December 31, 2021 Total Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 (Amounts in thousands) Collateral dependent assets with specific reserves $ 2,312 $ - $ - $ 2,312 OREO 1,015 - - 1,015
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Discount Range Valuation Unobservable (Weighted Average) Technique Input March 31, 2022 Collateral dependent assets with specific reserves Discounted appraisals(1) Appraisal adjustments(2) 0% to 0% (0%) OREO Discounted appraisals(1) Appraisal adjustments(2) 10% to 65% (32%) Discount Range Valuation Unobservable (Weighted Average) Technique Input December 31, 2021 Collateral dependent assets with specific reserves Discounted appraisals(1) Appraisal adjustments(2) 0% to 11% (6%) OREO Discounted appraisals(1) Appraisal adjustments(2) 0% to 87% (32%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2022 Carrying Fair Value Measurements Using (Amounts in thousands) Amount Fair Value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 457,306 $ 457,306 $ 457,306 $ - $ - Debt securities available for sale 268,703 268,703 - 268,703 - Equity securities 55 55 - 55 - Loans held for investment, net of allowance 2,215,315 2,154,155 - - 2,154,155 Interest receivable 8,100 8,100 - 8,100 - Deferred compensation assets 5,220 5,220 5,220 - - Liabilities Time deposits 339,889 341,029 - 341,029 - Securities sold under agreements to repurchase 2,488 2,488 - 2,488 - Interest payable 216 216 - 216 - Derivative financial liabilities 179 179 - 179 - Deferred compensation liabilities 5,220 5,220 5,220 - - December 31, 2021 Carrying Fair Value Measurements Using (Amounts in thousands) Amount Fair Value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 677,439 $ 677,439 $ 677,439 $ - $ - Debt securities available for sale 76,292 76,292 - 76,292 - Equity securities 55 55 - 55 - Loans held for investment, net of allowance 2,137,711 2,108,513 - - 2,108,513 Interest receivable 7,900 7,900 - 7,900 - Deferred compensation assets 5,245 5,245 5,245 - - Liabilities Time deposits 354,863 352,000 - 352,000 - Securities sold under agreements to repurchase 1,536 1,536 - 1,536 - Interest payable 314 314 - 314 - Deferred compensation liabilities 5,245 5,245 5,245 - - Derivative liabilities 837 837 - 837 -

Note 14 - Litigation, Commitm_2

Note 14 - Litigation, Commitments, and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	March 31, 2022 December 31, 2021 (Amounts in thousands) Commitments to extend credit $ 270,184 $ 272,447 Standby letters of credit and financial guarantees (1) 152,286 153,717 Total off-balance sheet risk $ 422,470 $ 426,164 Allowance for unfunded commitments $ 775 $ 678

Note 1 - Basis of Presentatio_2

Note 1 - Basis of Presentation (Details Textual)		Jan. 01, 2021USD ($)		Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)		Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Number of Operating Segments				1
Retained Earnings (Accumulated Deficit), Total		$ 237,585,000	[1]	$ 269,798,000	$ 264,824,000	[2]
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Total				776,000
Minimum Principal Balance of Loans for Quarterly Rating Review				500,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss				7,320,000	7,540,000
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance	[3]	66,000
Financing Receivable, Allowance for Credit Loss, Ending Balance		26,182,000	[4]	28,981,000	27,858,000	[2]	$ 34,563,000	$ 26,182,000
Deferred Tax Assets, Net of Valuation Allowance, Total	[5]	17,493,000
Other Assets, Total				108,112,000	$ 106,691,000	[2]
Financial Asset Acquired with Credit Deterioration [Member]
Financing Receivable, Allowance for Credit Loss, Ending Balance		$ 5,880,000
Other Liabilities [Member]
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance				$ 775,000
Cumulative Effect, Period of Adoption, Adjustment [Member]
Effective Income Tax Rate Reconciliation, Percent, Total		23.37%
Accounting Standards Update 2016-13 [Member]
Other Assets, Total		$ 57,000
Accounting Standards Update 2016-13 [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Financing Receivable, Allowance for Credit Loss, Ending Balance		57,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Retained Earnings (Accumulated Deficit), Total	[1]	(5,871,000)
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance	[3]	509,000
Financing Receivable, Allowance for Credit Loss, Ending Balance		13,107,000	[4]					$ 13,107,000
Deferred Tax Assets, Net of Valuation Allowance, Total	[5]	$ 1,813,000
[1]	Net adjustment to retained earnings related to the adoption of ASU 2016-13.
[2]	Derived from audited financial statements
[3]	Adjustment to the reserve for unfunded commitments related to the adoption of ASU 2016-13.
[4]	Calculated adjustment to the ACL related to the adoption of ASU 2016-13. Includes additional reserve related to purchased deteriorated loans of $5.88 million.
[5]	Effect of deferred tax assets related to the adjustment to the ACL form the adoption of ASU 2016-13 using a 23.37% tax rate.

Note 1 - Basis of Presentatio_3

Note 1 - Basis of Presentation - Impact of ASU 2016-13 (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021	[1]	Mar. 31, 2021	Jan. 01, 2021		Dec. 31, 2020
Securities available for sale, fair value		$ 268,703	$ 76,292			$ 83,358	[2]
Allowance for credit losses on loans		(28,981)	(27,858)		$ (34,563)	(26,182)	[3]	$ (26,182)
Deferred Tax Assets, Net of Valuation Allowance, Total	[4]					17,493
Accrued interest receivable - loans		8,100	7,900			9,052	[5]
Allowance for credit losses on off-balance sheet credit exposures	[6]					66
Retained Earnings (Accumulated Deficit), Total		$ 269,798	$ 264,824			237,585	[7]
Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]
Loans						2,146,972
Financial Asset Acquired with Credit Deterioration [Member]
Loans	[5]					39,660
Allowance for credit losses on loans						(5,880)
Accounting Standards Update 2016-13 [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for credit losses on loans						(57)
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Securities available for sale, fair value	[2]					83,358
Allowance for credit losses on loans	[3]					(39,289)
Deferred Tax Assets, Net of Valuation Allowance, Total	[4]					19,306
Accrued interest receivable - loans	[5]					9,109
Allowance for credit losses on off-balance sheet credit exposures	[6]					575
Retained Earnings (Accumulated Deficit), Total	[7]					231,714
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]
Loans						2,146,972
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	[5]					45,535
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Securities available for sale, fair value	[2]					0
Allowance for credit losses on loans						(13,107)	[3]	$ (13,107)
Deferred Tax Assets, Net of Valuation Allowance, Total	[4]					1,813
Accrued interest receivable - loans	[5]					57
Allowance for credit losses on off-balance sheet credit exposures	[6]					509
Retained Earnings (Accumulated Deficit), Total	[7]					(5,871)
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]
Loans						0
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	[5]					$ 5,875
[1]	Derived from audited financial statements
[2]	Per our analysis no ACL was necessary for investment securities available for sale.
[3]	Calculated adjustment to the ACL related to the adoption of ASU 2016-13. Includes additional reserve related to purchased deteriorated loans of $5.88 million.
[4]	Effect of deferred tax assets related to the adjustment to the ACL form the adoption of ASU 2016-13 using a 23.37% tax rate.
[5]	Accrued interest receivable from acquired credit impaired loans of $57 thousand was reclassed to other assets and was offset by the reclass of the grossed up credit discount on acquired credit impaired loans of $57 thousand that was moved to the ACL for the purchased credit deteriorated loans.
[6]	Adjustment to the reserve for unfunded commitments related to the adoption of ASU 2016-13.
[7]	Net adjustment to retained earnings related to the adoption of ASU 2016-13.

Note 2 - Debt Securities (Detai

Note 2 - Debt Securities (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)
Other-than-temporary Impairment Loss, Debt Securities, Portion Recognized in Earnings	$ 0
Number of Securities in Unrealized Loss Position	74		23
Percentage of Combined Depreciation of Combined Reported Value of Aggregate Securities Portfolio	2.25%		0.91%
Debt Securities, Available-for-Sale, Realized Gain (Loss), Total	$ 0	$ 0
Debt Securities, Available-for-Sale, Amortized Cost, Total	274,580		$ 76,273
Asset Pledged as Collateral [Member]
Debt Securities, Available-for-Sale, Amortized Cost, Total	$ 21,370		$ 22,150

Note 2 - Debt Securities - Secu

Note 2 - Debt Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021		Jan. 01, 2021	[2]
Securities available for sale, amortized cost	$ 274,580	$ 76,273
Securities available for sale, unrealized gains	172	711
Securities available for sale, unrealized losses	(6,049)	(692)
Securities available for sale, fair value	268,703	76,292	[1]	$ 83,358
US Government Agencies Debt Securities [Member]
Securities available for sale, amortized cost	447	469
Securities available for sale, unrealized gains	0	0
Securities available for sale, unrealized losses	(3)	(3)
Securities available for sale, fair value	444	466
US Treasury Securities [Member]
Securities available for sale, amortized cost	116,396
Securities available for sale, unrealized gains	16
Securities available for sale, unrealized losses	(982)
Securities available for sale, fair value	115,430
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, amortized cost	25,778	28,596
Securities available for sale, unrealized gains	84	198
Securities available for sale, unrealized losses	(3)	0
Securities available for sale, fair value	25,859	28,794
Corporate Debt Securities [Member]
Securities available for sale, amortized cost	38,902	9,935
Securities available for sale, unrealized gains	0	0
Securities available for sale, unrealized losses	(596)	(16)
Securities available for sale, fair value	38,306	9,919
Mortgage-backed Agency Securities [Member]
Securities available for sale, amortized cost	93,057	37,273
Securities available for sale, unrealized gains	72	513
Securities available for sale, unrealized losses	(4,465)	(673)
Securities available for sale, fair value	$ 88,664	$ 37,113
[1]	Derived from audited financial statements
[2]	Per our analysis no ACL was necessary for investment securities available for sale.

Note 2 - Debt Securities - Se_2

Note 2 - Debt Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021		Jan. 01, 2021	[2]
Securities available for sale, due within one year, amortized cost	$ 17,872
Securities available for sale, due within one year, fair value	17,787
Securities available for sale, due after one year but within five years, amortized cost	153,894
Securities available for sale, due after one year but within five years, fair value	152,562
Securities available for sale, due after five years but within ten years, amortized cost	9,757
Securities available for sale, due after five years but within ten years, fair value	9,690
Securities available for sale, single maturity date, amortized cost	181,523
Securities available for sale, single maturity date, fair value (US	180,039
Securities available for sale, amortized cost	274,580	$ 76,273
Securities available for sale, fair value	268,703	$ 76,292	[1]	$ 83,358
Collateralized Mortgage-Backed Securities [Member]
Mortgage-backed Agency securities, amortized cost	93,057
Mortgage-backed Agency securities, fair value	$ 88,664
[1]	Derived from audited financial statements
[2]	Per our analysis no ACL was necessary for investment securities available for sale.

Note 2 - Debt Securities - Avai

Note 2 - Debt Securities - Available For Sale Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities available for sale, less than 12 months, fair value	$ 214,914	$ 24,011
Securities available for sale, less than 12 months, unrealized losses	(4,498)	(269)
Securities available for sale, 12 months or longer, fair value	13,680	8,843
Securities available for sale, 12 months or longer, unrealized losses	(1,551)	(423)
Securities available for sale, total fair value	228,594	32,854
Securities available for sale, total unrealized losses	(6,049)	(692)
US Government Agencies Debt Securities [Member]
Securities available for sale, less than 12 months, fair value	0	0
Securities available for sale, less than 12 months, unrealized losses	0	0
Securities available for sale, 12 months or longer, fair value	437	459
Securities available for sale, 12 months or longer, unrealized losses	(3)	(3)
Securities available for sale, total fair value	437	459
Securities available for sale, total unrealized losses	(3)	(3)
US Treasury Securities [Member]
Securities available for sale, less than 12 months, fair value	105,567
Securities available for sale, less than 12 months, unrealized losses	(982)
Securities available for sale, 12 months or longer, fair value	0
Securities available for sale, 12 months or longer, unrealized losses	0
Securities available for sale, total fair value	105,567
Securities available for sale, total unrealized losses	(982)
Corporate Debt Securities [Member]
Securities available for sale, less than 12 months, fair value	38,306	9,919
Securities available for sale, less than 12 months, unrealized losses	(596)	(16)
Securities available for sale, 12 months or longer, fair value	0	0
Securities available for sale, 12 months or longer, unrealized losses	0	0
Securities available for sale, total fair value	38,306	9,919
Securities available for sale, total unrealized losses	(596)	(16)
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, less than 12 months, fair value	633
Securities available for sale, less than 12 months, unrealized losses	(3)
Securities available for sale, 12 months or longer, fair value	0
Securities available for sale, 12 months or longer, unrealized losses	0
Securities available for sale, total fair value	633
Securities available for sale, total unrealized losses	(3)
Mortgage-backed Agency Securities [Member]
Securities available for sale, less than 12 months, fair value	70,408	14,092
Securities available for sale, less than 12 months, unrealized losses	(2,917)	(253)
Securities available for sale, 12 months or longer, fair value	13,243	8,384
Securities available for sale, 12 months or longer, unrealized losses	(1,548)	(420)
Securities available for sale, total fair value	83,651	22,476
Securities available for sale, total unrealized losses	$ (4,465)	$ (673)

Note 3 - Loans (Details Textual

Note 3 - Loans (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Bank Overdrafts	$ 1,680		$ 1,650
Deferred Loan Fees	4,130		5,060
Financing Receivable, Unamortized Purchase Premium (Discount)	(4,990)		(5,410)
Financing Receivable, Accrued Interest, after Allowance for Credit Loss	7,320		7,540
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | SBA CARES Act Paycheck Protection Program [Member]
Financing Receivable, before Allowance for Credit Loss, Total	13,880		20,640
Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount), Total	398		$ 733
Amortization of Deferred Loan Origination Fees, Net	$ 335	$ 922

Note 3 - Loans - Loans by Class

Note 3 - Loans - Loans by Class (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Total loans held for investment, net of unearned income	$ 2,244,296	$ 2,165,569
Total loans held for investment, net of unearned income, percent	100.00%	100.00%
Commercial Portfolio Segment [Member]
Non-covered loans	$ 1,295,847	$ 1,230,476
Non-covered loans, percent	57.73%	56.82%
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	$ 77,460	$ 65,806
Non-covered loans, percent	3.45%	3.04%
Total loans held for investment, net of unearned income	$ 77,460	$ 65,806
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	$ 152,885	$ 133,630
Non-covered loans, percent	6.81%	6.17%
Total loans held for investment, net of unearned income	$ 139,005	$ 112,988
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	$ 115,269	$ 100,402
Non-covered loans, percent	5.14%	4.64%
Total loans held for investment, net of unearned income	$ 115,269	$ 100,402
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	$ 198,282	$ 198,778
Non-covered loans, percent	8.83%	9.18%
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	$ 728,142	$ 707,506
Non-covered loans, percent	32.44%	32.67%
Total loans held for investment, net of unearned income	$ 728,142	$ 707,506
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	$ 9,496	$ 9,341
Non-covered loans, percent	0.42%	0.43%
Total loans held for investment, net of unearned income	$ 9,496	$ 9,341
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	$ 14,313	$ 15,013
Non-covered loans, percent	0.64%	0.69%
Total loans held for investment, net of unearned income	$ 14,313	$ 15,013
Consumer Real Estate Portfolio Segment [Member]
Non-covered loans	$ 804,389	$ 800,631
Non-covered loans, percent	35.85%	36.97%
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	$ 79,461	$ 79,857
Non-covered loans, percent	3.54%	3.69%
Total loans held for investment, net of unearned income	$ 79,461	$ 79,857
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	$ 705,070	$ 703,864
Non-covered loans, percent	31.43%	32.50%
Total loans held for investment, net of unearned income	$ 903,352	$ 902,642
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	$ 19,858	$ 16,910
Non-covered loans, percent	0.88%	0.78%
Total loans held for investment, net of unearned income	$ 19,858	$ 16,910
Consumer and Other Portfolio Segment [Member]
Non-covered loans	$ 144,060	$ 134,462
Non-covered loans, percent	6.42%	6.21%
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	$ 139,280	$ 129,794
Non-covered loans, percent	6.21%	5.99%
Total loans held for investment, net of unearned income	$ 144,060	$ 134,462
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	$ 4,780	$ 4,668
Non-covered loans, percent	0.21%	0.22%

Note 4 - Credit Quality (Detail

Note 4 - Credit Quality (Details Textual) $ in Thousands	3 Months Ended		25 Months Ended
	Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)	Mar. 31, 2022USD ($)
Financing Receivable, Nonaccrual, Interest Income	$ 4	$ 9
Performing Status Returned Period (Month)	6 months
Financing Receivable, Number of Loans Modified During Period			4,168
Financing Receivable, Loans Modified During Period			$ 478,830
Financing Receivable, Deferred Payments	$ 3,010		$ 3,010
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	1	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 41

Note 4 - Credit Quality - Loans

Note 4 - Credit Quality - Loans by Credit Quality (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Total loans held for investment, net of unearned income	$ 2,244,296	$ 2,165,569
Originated in 2021	196,685	574,234
Originated in 2020	560,982	474,346
Originated in 2019	449,216	172,629
Originated in 2018	161,067	132,380
Originated in 2017	118,219	120,130
Prior	644,423	577,745
Revolving	113,704	114,105
Total loans held for investment, net of unearned income	2,244,296	2,165,569
Pass [Member]
Total loans held for investment, net of unearned income	2,147,392	2,060,694
Originated in 2021	196,261	570,244
Originated in 2020	556,599	467,596
Originated in 2019	442,303	163,786
Originated in 2018	152,416	123,718
Originated in 2017	110,969	104,040
Prior	578,122	520,187
Revolving	110,722	111,123
Total loans held for investment, net of unearned income	2,147,392	2,060,694
Special Mention [Member]
Total loans held for investment, net of unearned income	29,306	35,342
Originated in 2021	0	1,060
Originated in 2020	930	4,197
Originated in 2019	3,867	2,373
Originated in 2018	2,193	3,424
Originated in 2017	3,259	9,360
Prior	18,348	14,220
Revolving	709	708
Total loans held for investment, net of unearned income	29,306	35,342
Substandard [Member]
Total loans held for investment, net of unearned income	67,598	69,523
Originated in 2021	424	2,930
Originated in 2020	3,453	2,553
Originated in 2019	3,046	6,470
Originated in 2018	6,458	5,238
Originated in 2017	3,991	6,730
Prior	47,953	43,328
Revolving	2,273	2,274
Total loans held for investment, net of unearned income	67,598	69,523
Doubtful [Member]
Total loans held for investment, net of unearned income	0	10
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	10
Revolving	0	0
Total loans held for investment, net of unearned income	0	10
Unlikely to be Collected Financing Receivable [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member]
Non-covered loans	1,295,847	1,230,476
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	77,460	65,806
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	152,885	133,630
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	115,269	100,402
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	198,282	198,778
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	728,142	707,506
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	9,496	9,341
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	14,313	15,013
Commercial Portfolio Segment [Member] | Pass [Member] | Construction, Development and Other Land [Member]
Non-covered loans	76,327	64,498
Commercial Portfolio Segment [Member] | Pass [Member] | Commercial and Industrial [Member]
Non-covered loans	148,454	128,770
Commercial Portfolio Segment [Member] | Pass [Member] | Multi-family Residential [Member]
Non-covered loans	113,387	98,457
Commercial Portfolio Segment [Member] | Pass [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	185,540	186,184
Commercial Portfolio Segment [Member] | Pass [Member] | Non-farm, Non-residential [Member]
Non-covered loans	693,328	665,559
Commercial Portfolio Segment [Member] | Pass [Member] | Agricultural [Member]
Non-covered loans	9,245	8,758
Commercial Portfolio Segment [Member] | Pass [Member] | Farmland [Member]
Non-covered loans	11,344	11,939
Commercial Portfolio Segment [Member] | Special Mention [Member] | Construction, Development and Other Land [Member]
Non-covered loans	435	451
Commercial Portfolio Segment [Member] | Special Mention [Member] | Commercial and Industrial [Member]
Non-covered loans	820	1,005
Commercial Portfolio Segment [Member] | Special Mention [Member] | Multi-family Residential [Member]
Non-covered loans	974	1,090
Commercial Portfolio Segment [Member] | Special Mention [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	3,275	3,607
Commercial Portfolio Segment [Member] | Special Mention [Member] | Non-farm, Non-residential [Member]
Non-covered loans	20,556	25,624
Commercial Portfolio Segment [Member] | Special Mention [Member] | Agricultural [Member]
Non-covered loans	57	70
Commercial Portfolio Segment [Member] | Special Mention [Member] | Farmland [Member]
Non-covered loans	617	633
Commercial Portfolio Segment [Member] | Substandard [Member] | Construction, Development and Other Land [Member]
Non-covered loans	698	857
Commercial Portfolio Segment [Member] | Substandard [Member] | Commercial and Industrial [Member]
Non-covered loans	3,611	3,855
Commercial Portfolio Segment [Member] | Substandard [Member] | Multi-family Residential [Member]
Non-covered loans	908	855
Commercial Portfolio Segment [Member] | Substandard [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	9,467	8,977
Commercial Portfolio Segment [Member] | Substandard [Member] | Non-farm, Non-residential [Member]
Non-covered loans	14,258	16,323
Commercial Portfolio Segment [Member] | Substandard [Member] | Agricultural [Member]
Non-covered loans	194	513
Commercial Portfolio Segment [Member] | Substandard [Member] | Farmland [Member]
Non-covered loans	2,352	2,441
Commercial Portfolio Segment [Member] | Doubtful [Member] | Construction, Development and Other Land [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Commercial and Industrial [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Multi-family Residential [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	0	10
Commercial Portfolio Segment [Member] | Doubtful [Member] | Non-farm, Non-residential [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Agricultural [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Farmland [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Construction, Development and Other Land [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial and Industrial [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Multi-family Residential [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Non-farm, Non-residential [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Agricultural [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Farmland [Member]
Non-covered loans	0	0
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	77,460	65,806
Total loans held for investment, net of unearned income	77,460	65,806
Originated in 2021	4,850	40,207
Originated in 2020	47,484	10,393
Originated in 2019	11,058	3,209
Originated in 2018	3,016	3,843
Originated in 2017	3,455	1,599
Prior	7,207	6,165
Revolving	390	390
Total loans held for investment, net of unearned income	77,460	65,806
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Pass [Member]
Total loans held for investment, net of unearned income	76,327	64,498
Originated in 2021	4,850	40,207
Originated in 2020	47,484	10,127
Originated in 2019	10,798	3,081
Originated in 2018	2,889	3,704
Originated in 2017	3,324	1,308
Prior	6,628	5,717
Revolving	354	354
Total loans held for investment, net of unearned income	76,327	64,498
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Special Mention [Member]
Total loans held for investment, net of unearned income	435	451
Originated in 2021	0	0
Originated in 2020	0	266
Originated in 2019	0	0
Originated in 2018	0	128
Originated in 2017	119	0
Prior	280	21
Revolving	36	36
Total loans held for investment, net of unearned income	435	451
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Substandard [Member]
Total loans held for investment, net of unearned income	698	857
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	260	128
Originated in 2018	127	11
Originated in 2017	12	291
Prior	299	427
Revolving	0	0
Total loans held for investment, net of unearned income	698	857
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Doubtful [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Unlikely to be Collected Financing Receivable [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	152,885	133,630
Total loans held for investment, net of unearned income	139,005	112,988
Originated in 2021	34,990	34,755
Originated in 2020	31,917	19,302
Originated in 2019	16,885	14,982
Originated in 2018	12,944	14,348
Originated in 2017	12,431	5,687
Prior	12,681	6,756
Revolving	17,157	17,158
Total loans held for investment, net of unearned income	139,005	112,988
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | SBA CARES Act Paycheck Protection Program [Member]
Total loans held for investment, net of unearned income	13,880	20,642
Originated in 2021	0	16,482
Originated in 2020	9,785	4,160
Originated in 2019	4,095	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	13,880	20,642
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Pass [Member]
Total loans held for investment, net of unearned income	134,574	108,128
Originated in 2021	34,963	34,539
Originated in 2020	31,648	18,887
Originated in 2019	16,565	13,679
Originated in 2018	11,673	13,772
Originated in 2017	11,980	4,817
Prior	11,201	5,890
Revolving	16,544	16,544
Total loans held for investment, net of unearned income	134,574	108,128
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Pass [Member] | SBA CARES Act Paycheck Protection Program [Member]
Total loans held for investment, net of unearned income	13,880	20,642
Originated in 2021	0	16,482
Originated in 2020	9,785	4,160
Originated in 2019	4,095	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	13,880	20,642
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Special Mention [Member]
Total loans held for investment, net of unearned income	820	1,005
Originated in 2021	0	32
Originated in 2020	28	60
Originated in 2019	41	597
Originated in 2018	563	192
Originated in 2017	93	28
Prior	0	0
Revolving	95	96
Total loans held for investment, net of unearned income	820	1,005
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Special Mention [Member] | SBA CARES Act Paycheck Protection Program [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Substandard [Member]
Total loans held for investment, net of unearned income	3,611	3,855
Originated in 2021	27	184
Originated in 2020	241	355
Originated in 2019	279	706
Originated in 2018	708	384
Originated in 2017	358	842
Prior	1,480	866
Revolving	518	518
Total loans held for investment, net of unearned income	3,611	3,855
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Substandard [Member] | SBA CARES Act Paycheck Protection Program [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Doubtful [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Doubtful [Member] | SBA CARES Act Paycheck Protection Program [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Unlikely to be Collected Financing Receivable [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Unlikely to be Collected Financing Receivable [Member] | SBA CARES Act Paycheck Protection Program [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	115,269	100,402
Total loans held for investment, net of unearned income	115,269	100,402
Originated in 2021	21,085	11,307
Originated in 2020	11,018	24,299
Originated in 2019	24,038	4,644
Originated in 2018	4,358	1,897
Originated in 2017	1,877	8,413
Prior	51,958	48,907
Revolving	935	935
Total loans held for investment, net of unearned income	115,269	100,402
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Pass [Member]
Total loans held for investment, net of unearned income	113,387	98,457
Originated in 2021	21,085	11,307
Originated in 2020	11,018	24,299
Originated in 2019	24,038	4,644
Originated in 2018	4,358	1,897
Originated in 2017	1,877	8,413
Prior	50,076	46,962
Revolving	935	935
Total loans held for investment, net of unearned income	113,387	98,457
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Special Mention [Member]
Total loans held for investment, net of unearned income	974	1,090
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	974	1,090
Revolving	0	0
Total loans held for investment, net of unearned income	974	1,090
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Substandard [Member]
Total loans held for investment, net of unearned income	908	855
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	908	855
Revolving	0	0
Total loans held for investment, net of unearned income	908	855
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Doubtful [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Unlikely to be Collected Financing Receivable [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	728,142	707,506
Total loans held for investment, net of unearned income	728,142	707,506
Originated in 2021	64,170	149,536
Originated in 2020	146,794	150,426
Originated in 2019	141,497	65,982
Originated in 2018	63,936	56,069
Originated in 2017	47,807	56,198
Prior	249,545	214,900
Revolving	14,393	14,395
Total loans held for investment, net of unearned income	728,142	707,506
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Pass [Member]
Total loans held for investment, net of unearned income	693,328	665,559
Originated in 2021	64,170	147,978
Originated in 2020	145,170	146,381
Originated in 2019	137,489	62,651
Originated in 2018	60,654	50,943
Originated in 2017	44,505	43,776
Prior	227,323	199,812
Revolving	14,017	14,018
Total loans held for investment, net of unearned income	693,328	665,559
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Special Mention [Member]
Total loans held for investment, net of unearned income	20,556	25,624
Originated in 2021	0	397
Originated in 2020	469	3,334
Originated in 2019	3,307	823
Originated in 2018	804	2,595
Originated in 2017	2,544	9,190
Prior	13,282	9,135
Revolving	150	150
Total loans held for investment, net of unearned income	20,556	25,624
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Substandard [Member]
Total loans held for investment, net of unearned income	14,258	16,323
Originated in 2021	0	1,161
Originated in 2020	1,155	711
Originated in 2019	701	2,508
Originated in 2018	2,478	2,531
Originated in 2017	758	3,232
Prior	8,940	5,953
Revolving	226	227
Total loans held for investment, net of unearned income	14,258	16,323
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Doubtful [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Unlikely to be Collected Financing Receivable [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	9,496	9,341
Total loans held for investment, net of unearned income	9,496	9,341
Originated in 2021	1,304	4,651
Originated in 2020	4,396	1,586
Originated in 2019	1,405	1,280
Originated in 2018	861	573
Originated in 2017	498	363
Prior	598	455
Revolving	434	433
Total loans held for investment, net of unearned income	9,496	9,341
Commercial Portfolio Segment [Member] | Agricultural [Member] | Pass [Member]
Total loans held for investment, net of unearned income	9,245	8,758
Originated in 2021	1,304	4,564
Originated in 2020	4,314	1,548
Originated in 2019	1,379	998
Originated in 2018	768	534
Originated in 2017	462	346
Prior	584	335
Revolving	434	433
Total loans held for investment, net of unearned income	9,245	8,758
Commercial Portfolio Segment [Member] | Agricultural [Member] | Special Mention [Member]
Total loans held for investment, net of unearned income	57	70
Originated in 2021	0	43
Originated in 2020	40	27
Originated in 2019	17	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	57	70
Commercial Portfolio Segment [Member] | Agricultural [Member] | Substandard [Member]
Total loans held for investment, net of unearned income	194	513
Originated in 2021	0	44
Originated in 2020	42	11
Originated in 2019	9	282
Originated in 2018	93	39
Originated in 2017	36	17
Prior	14	120
Revolving	0	0
Total loans held for investment, net of unearned income	194	513
Commercial Portfolio Segment [Member] | Agricultural [Member] | Doubtful [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Agricultural [Member] | Unlikely to be Collected Financing Receivable [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	14,313	15,013
Total loans held for investment, net of unearned income	14,313	15,013
Originated in 2021	47	617
Originated in 2020	734	1,061
Originated in 2019	1,038	601
Originated in 2018	640	1,614
Originated in 2017	1,525	1,156
Prior	8,796	8,429
Revolving	1,533	1,535
Total loans held for investment, net of unearned income	14,313	15,013
Commercial Portfolio Segment [Member] | Farmland [Member] | Pass [Member]
Total loans held for investment, net of unearned income	11,344	11,939
Originated in 2021	47	428
Originated in 2020	734	1,047
Originated in 2019	1,025	82
Originated in 2018	77	1,125
Originated in 2017	1,044	887
Prior	6,884	6,835
Revolving	1,533	1,535
Total loans held for investment, net of unearned income	11,344	11,939
Commercial Portfolio Segment [Member] | Farmland [Member] | Special Mention [Member]
Total loans held for investment, net of unearned income	617	633
Originated in 2021	0	189
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	240
Originated in 2017	235	5
Prior	382	199
Revolving	0	0
Total loans held for investment, net of unearned income	617	633
Commercial Portfolio Segment [Member] | Farmland [Member] | Substandard [Member]
Total loans held for investment, net of unearned income	2,352	2,441
Originated in 2021	0	0
Originated in 2020	0	14
Originated in 2019	13	519
Originated in 2018	563	249
Originated in 2017	246	264
Prior	1,530	1,395
Revolving	0	0
Total loans held for investment, net of unearned income	2,352	2,441
Commercial Portfolio Segment [Member] | Farmland [Member] | Doubtful [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Commercial Portfolio Segment [Member] | Farmland [Member] | Unlikely to be Collected Financing Receivable [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Consumer Real Estate Portfolio Segment [Member]
Non-covered loans	804,389	800,631
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	79,461	79,857
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	705,070	703,864
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	19,858	16,910
Consumer Real Estate Portfolio Segment [Member] | Pass [Member] | Home Equity Lines [Member]
Non-covered loans	75,771	76,259
Consumer Real Estate Portfolio Segment [Member] | Pass [Member] | Single Family Owner Occupied [Member]
Non-covered loans	673,181	671,459
Consumer Real Estate Portfolio Segment [Member] | Pass [Member] | Owner Occupied Construction [Member]
Non-covered loans	19,554	16,629
Consumer Real Estate Portfolio Segment [Member] | Special Mention [Member] | Home Equity Lines [Member]
Non-covered loans	427	426
Consumer Real Estate Portfolio Segment [Member] | Special Mention [Member] | Single Family Owner Occupied [Member]
Non-covered loans	2,137	2,420
Consumer Real Estate Portfolio Segment [Member] | Special Mention [Member] | Owner Occupied Construction [Member]
Non-covered loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Substandard [Member] | Home Equity Lines [Member]
Non-covered loans	3,263	3,172
Consumer Real Estate Portfolio Segment [Member] | Substandard [Member] | Single Family Owner Occupied [Member]
Non-covered loans	29,752	29,985
Consumer Real Estate Portfolio Segment [Member] | Substandard [Member] | Owner Occupied Construction [Member]
Non-covered loans	304	281
Consumer Real Estate Portfolio Segment [Member] | Doubtful [Member] | Home Equity Lines [Member]
Non-covered loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Doubtful [Member] | Single Family Owner Occupied [Member]
Non-covered loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Doubtful [Member] | Owner Occupied Construction [Member]
Non-covered loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Home Equity Lines [Member]
Non-covered loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Single Family Owner Occupied [Member]
Non-covered loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Owner Occupied Construction [Member]
Non-covered loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	79,461	79,857
Total loans held for investment, net of unearned income	79,461	79,857
Originated in 2021	32	115
Originated in 2020	103	59
Originated in 2019	57	28
Originated in 2018	29	274
Originated in 2017	298	130
Prior	3,573	3,484
Revolving	75,369	75,767
Total loans held for investment, net of unearned income	79,461	79,857
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Pass [Member]
Total loans held for investment, net of unearned income	75,771	76,259
Originated in 2021	32	115
Originated in 2020	103	59
Originated in 2019	0	0
Originated in 2018	0	25
Originated in 2017	25	2
Prior	2,120	2,168
Revolving	73,491	73,890
Total loans held for investment, net of unearned income	75,771	76,259
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Special Mention [Member]
Total loans held for investment, net of unearned income	427	426
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	427	426
Total loans held for investment, net of unearned income	427	426
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Substandard [Member]
Total loans held for investment, net of unearned income	3,263	3,172
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	57	28
Originated in 2018	29	249
Originated in 2017	273	128
Prior	1,453	1,316
Revolving	1,451	1,451
Total loans held for investment, net of unearned income	3,263	3,172
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Doubtful [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Unlikely to be Collected Financing Receivable [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	705,070	703,864
Total loans held for investment, net of unearned income	903,352	902,642
Originated in 2021	42,007	241,529
Originated in 2020	236,164	226,603
Originated in 2019	218,553	64,337
Originated in 2018	60,450	48,653
Originated in 2017	45,643	43,772
Prior	299,347	276,559
Revolving	1,188	1,189
Total loans held for investment, net of unearned income	903,352	902,642
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Pass [Member]
Total loans held for investment, net of unearned income	858,721	857,643
Originated in 2021	41,619	239,917
Originated in 2020	234,604	225,294
Originated in 2019	217,260	61,925
Originated in 2018	58,089	46,716
Originated in 2017	43,161	41,757
Prior	262,800	240,845
Revolving	1,188	1,189
Total loans held for investment, net of unearned income	858,721	857,643
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Special Mention [Member]
Total loans held for investment, net of unearned income	5,412	6,027
Originated in 2021	0	399
Originated in 2020	393	510
Originated in 2019	502	937
Originated in 2018	819	269
Originated in 2017	268	137
Prior	3,430	3,775
Revolving	0	0
Total loans held for investment, net of unearned income	5,412	6,027
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Substandard [Member]
Total loans held for investment, net of unearned income	39,219	38,962
Originated in 2021	388	1,213
Originated in 2020	1,167	799
Originated in 2019	791	1,475
Originated in 2018	1,542	1,668
Originated in 2017	2,214	1,878
Prior	33,117	31,929
Revolving	0	0
Total loans held for investment, net of unearned income	39,219	38,962
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Doubtful [Member]
Total loans held for investment, net of unearned income	0	10
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	10
Revolving	0	0
Total loans held for investment, net of unearned income	0	10
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Unlikely to be Collected Financing Receivable [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	19,858	16,910
Total loans held for investment, net of unearned income	19,858	16,910
Originated in 2021	1,391	9,689
Originated in 2020	13,653	4,729
Originated in 2019	3,732	178
Originated in 2018	175	22
Originated in 2017	18	428
Prior	889	1,864
Revolving	0	0
Total loans held for investment, net of unearned income	19,858	16,910
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Pass [Member]
Total loans held for investment, net of unearned income	19,554	16,629
Originated in 2021	1,391	9,689
Originated in 2020	13,653	4,729
Originated in 2019	3,569	178
Originated in 2018	36	22
Originated in 2017	18	428
Prior	887	1,583
Revolving	0	0
Total loans held for investment, net of unearned income	19,554	16,629
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Special Mention [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Substandard [Member]
Total loans held for investment, net of unearned income	304	281
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	163	0
Originated in 2018	139	0
Originated in 2017	0	0
Prior	2	281
Revolving	0	0
Total loans held for investment, net of unearned income	304	281
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Doubtful [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Unlikely to be Collected Financing Receivable [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Consumer and Other Portfolio Segment [Member]
Non-covered loans	144,060	134,462
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	139,280	129,794
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	4,780	4,668
Consumer and Other Portfolio Segment [Member] | Pass [Member] | Consumer Loans [Member]
Non-covered loans	136,481	127,514
Consumer and Other Portfolio Segment [Member] | Pass [Member] | Other Loan [Member]
Non-covered loans	4,780	4,668
Consumer and Other Portfolio Segment [Member] | Special Mention [Member] | Consumer Loans [Member]
Non-covered loans	8	16
Consumer and Other Portfolio Segment [Member] | Special Mention [Member] | Other Loan [Member]
Non-covered loans	0	0
Consumer and Other Portfolio Segment [Member] | Substandard [Member] | Consumer Loans [Member]
Non-covered loans	2,791	2,264
Consumer and Other Portfolio Segment [Member] | Substandard [Member] | Other Loan [Member]
Non-covered loans	0	0
Consumer and Other Portfolio Segment [Member] | Doubtful [Member] | Consumer Loans [Member]
Non-covered loans	0	0
Consumer and Other Portfolio Segment [Member] | Doubtful [Member] | Other Loan [Member]
Non-covered loans	0	0
Consumer and Other Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Consumer Loans [Member]
Non-covered loans	0	0
Consumer and Other Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Other Loan [Member]
Non-covered loans	0	0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	139,280	129,794
Total loans held for investment, net of unearned income	144,060	134,462
Originated in 2021	26,809	65,346
Originated in 2020	58,934	31,728
Originated in 2019	26,858	17,388
Originated in 2018	14,658	5,087
Originated in 2017	4,667	2,384
Prior	9,829	10,226
Revolving	2,305	2,303
Total loans held for investment, net of unearned income	144,060	134,462
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Pass [Member]
Total loans held for investment, net of unearned income	141,261	132,182
Originated in 2021	26,800	65,018
Originated in 2020	58,086	31,065
Originated in 2019	26,085	16,548
Originated in 2018	13,872	4,980
Originated in 2017	4,573	2,306
Prior	9,619	10,040
Revolving	2,226	2,225
Total loans held for investment, net of unearned income	141,261	132,182
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Special Mention [Member]
Total loans held for investment, net of unearned income	8	16
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	16
Originated in 2018	7	0
Originated in 2017	0	0
Prior	0	0
Revolving	1	0
Total loans held for investment, net of unearned income	8	16
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Substandard [Member]
Total loans held for investment, net of unearned income	2,791	2,264
Originated in 2021	9	328
Originated in 2020	848	663
Originated in 2019	773	824
Originated in 2018	779	107
Originated in 2017	94	78
Prior	210	186
Revolving	78	78
Total loans held for investment, net of unearned income	2,791	2,264
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Doubtful [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	0	0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Unlikely to be Collected Financing Receivable [Member]
Total loans held for investment, net of unearned income	0	0
Originated in 2021	0	0
Originated in 2020	0	0
Originated in 2019	0	0
Originated in 2018	0	0
Originated in 2017	0	0
Prior	0	0
Revolving	0	0
Total loans held for investment, net of unearned income	$ 0	$ 0

Note 4 - Credit Quality - Nonac

Note 4 - Credit Quality - Nonaccrual Loans by Loan Class (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Total nonaccrual loans	$ 20,487	$ 20,768
Loans With No Allowance [Member]
Total nonaccrual loans	20,487	19,668
Loans With an Allowance [Member]
Total nonaccrual loans	0	1,100
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Total nonaccrual loans	379	409
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	379	409
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Total nonaccrual loans	1,611	1,734
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	1,611	1,734
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Total nonaccrual loans	277	208
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	277	208
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Total nonaccrual loans	2,583	2,304
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	2,583	2,304
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Total nonaccrual loans	3,379	4,539
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	3,379	3,439
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	1,100
Commercial Portfolio Segment [Member] | Agricultural [Member]
Total nonaccrual loans	33	136
Commercial Portfolio Segment [Member] | Agricultural [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	33	136
Commercial Portfolio Segment [Member] | Agricultural [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Farmland [Member]
Total nonaccrual loans	212	222
Commercial Portfolio Segment [Member] | Farmland [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	212	222
Commercial Portfolio Segment [Member] | Farmland [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Total nonaccrual loans	790	767
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	790	767
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Total nonaccrual loans	8,969	8,957
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	8,969	8,957
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Total nonaccrual loans	139	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	139	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Total nonaccrual loans	2,115	1,492
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	2,115	1,492
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	$ 0	$ 0

Note 4 - Credit Quality - Aging

Note 4 - Credit Quality - Aging of Past Due Loans by Loan Class (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered		$ 0
Total loans held for investment, net of unearned income	$ 2,244,296	2,165,569
Amortized Cost of > 90 Days Accruing No Allowance, Total	0
Financial Asset, 30 to 59 Days Past Due [Member]
Total loans held for investment, net of unearned income	10,957	11,434
Financial Asset, 60 to 89 Days Past Due [Member]
Total loans held for investment, net of unearned income	4,324	5,220
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans held for investment, net of unearned income	9,715	10,227
Financial Asset, Past Due [Member]
Total loans held for investment, net of unearned income	24,996	26,881
Financial Asset, Not Past Due [Member]
Total loans held for investment, net of unearned income	2,219,300	2,138,688
Commercial Portfolio Segment [Member]
Non-covered	1,295,847	1,230,476
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered	77,460	65,806
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Total loans held for investment, net of unearned income	77,460	65,806
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	277	52
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	119	120
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	396	172
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	77,064	65,634
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered	152,885	133,630
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Total loans held for investment, net of unearned income	139,005	112,988
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	264	325
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	5	35
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,377	1,394
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,646	1,754
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	151,239	131,876
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered	115,269	100,402
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Total loans held for investment, net of unearned income	115,269	100,402
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	97
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	97
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	115,269	100,305
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered	198,282	198,778
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	838	1,210
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	199	583
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	468	795
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,505	2,588
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	196,777	196,190
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered	728,142	707,506
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Total loans held for investment, net of unearned income	728,142	707,506
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	665	1,002
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	441
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	2,003	2,333
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	2,668	3,776
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	725,474	703,730
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered	9,496	9,341
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Total loans held for investment, net of unearned income	9,496	9,341
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	28	73
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	12	7
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	15	101
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	55	181
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	9,441	9,160
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered	14,313	15,013
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Total loans held for investment, net of unearned income	14,313	15,013
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	52
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	212	222
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	212	274
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	14,101	14,739
Consumer Real Estate Portfolio Segment [Member]
Non-covered	804,389	800,631
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered	79,461	79,857
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Total loans held for investment, net of unearned income	79,461	79,857
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	659	275
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	83	388
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	467	333
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,209	996
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	78,252	78,861
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered	705,070	703,864
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Total loans held for investment, net of unearned income	903,352	902,642
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	5,782	4,740
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	2,809	2,584
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	3,778	3,880
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	12,369	11,204
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	692,701	692,660
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered	19,858	16,910
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Total loans held for investment, net of unearned income	19,858	16,910
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	139
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	139	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	139	139
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	19,719	16,771
Consumer and Other Portfolio Segment [Member]
Non-covered	144,060	134,462
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered	139,280	129,794
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Total loans held for investment, net of unearned income	144,060	134,462
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	2,444	3,469
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,214	1,182
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,137	1,049
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	4,795	5,700
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	134,485	124,094
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered	4,780	4,668
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	2	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	2	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	$ 4,778	$ 4,668

Note 4 - Credit Quality - Colla

Note 4 - Credit Quality - Collateral Dependent Loans (Details) - USD ($)	Mar. 31, 2022	Dec. 31, 2021
Collateral dependent loans	$ 1,116,000	$ 2,216
Collateral coverage	$ 1,322,000	$ 2,312
Collateral coverage percentage	118.46%	104.33%
Commercial Real Estate, Hotel 1 [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0.00%	0.00%
Commercial Real Estate, Office [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0.00%	0.00%
Commercial Real Estate, Other [Member]
Collateral dependent loans	$ 1,116,000	$ 2,216
Collateral coverage	$ 1,322,000	$ 2,312
Collateral coverage percentage	118.46%	104.33%
Commercial Real Estate, Retail [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0.00%	0.00%
Multi-family, Industrial [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0.00%	0.00%
Multi-family, Office [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0.00%	0.00%
Multi-family, Other [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0.00%	0.00%
Commercial and Industrial, Industrial [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0.00%	0.00%
Commercial and Industrial, Other [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0.00%	0.00%
Consumer Owner Occupied, Other [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0.00%	0.00%
Consumer, Other [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0.00%	0.00%

Note 4 - Credit Quality - Loa_2

Note 4 - Credit Quality - Loans Modified as Troubled Debt Restructurings by Loan Class and Accrual Status (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Nonaccrual	[1]	$ 2,233	$ 2,519
Accrual		8,782	8,652
TDRs		11,015	11,171
Allowance for credit losses related to TDRs		0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Nonaccrual	[1]	391	396
Accrual		467	470
TDRs		858	866
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Nonaccrual	[1]	414	857
Accrual		1,317	1,100
TDRs		1,731	1,957
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Nonaccrual	[1]	0	0
Accrual		1,991	2,021
TDRs		1,991	2,021
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Nonaccrual	[1]	0	0
Accrual		65	67
TDRs		65	67
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Nonaccrual	[1]	1,428	1,266
Accrual		4,915	4,755
TDRs		6,343	6,021
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Nonaccrual	[1]	0	0
Accrual		0	212
TDRs		0	212
Consumer and Other Portfolio Segment [Member]
TDRs			27
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Nonaccrual	[1]	0	0
Accrual		27	$ 27
TDRs		$ 27
[1]	Nonaccrual TDRs are included in total nonaccrual loans disclosed in the nonaccrual table above.

Note 4 - Credit Quality - Balan

Note 4 - Credit Quality - Balance and Interest Income Related to Impaired Loan Pools (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Troubled Debt Restructurings [Member] | Purchased Credit Impaired Loans [Member]
Interest income recognized	$ 105	$ 104

Note 4 - Credit Quality - Loa_3

Note 4 - Credit Quality - Loans Modified as Troubled Debt Restructurings (Details) $ in Thousands		3 Months Ended
		Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)
Below Market Interest Rate [Member]
Total contracts		1	0
Pre-modification recorded investment		$ 31	$ 0
Post-modification recorded investment		$ 32	$ 0
Below Market Interest Rate [Member] | Single Family Owner Occupied [Member]
Total contracts		0	0
Pre-modification recorded investment		$ 0	$ 0
Post-modification recorded investment	[1]	$ 0	$ 0
Payment Deferral [Member]
Total contracts		0	1
Pre-modification recorded investment		$ 0	$ 1,390
Post-modification recorded investment	[1]	$ 0	$ 1,390
Payment Deferral [Member] | Non-farm, Non-residential [Member]
Total contracts		0	0
Pre-modification recorded investment		$ 0	$ 0
Post-modification recorded investment	[1]	$ 0	$ 0
Payment Deferral [Member] | Commercial and Industrial [Member]
Total contracts		0	0
Pre-modification recorded investment		$ 0	$ 0
Post-modification recorded investment		$ 0	$ 0
[1]	Represents the loan balance immediately following modification

Note 4 - Credit Quality - Other

Note 4 - Credit Quality - Other Real Estate Owned (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
OREO		$ 848	$ 1,015
OREO secured by residential real estate		290	337
Residential real estate loans in the foreclosure process(1)	[1]	$ 2,475	$ 2,210
[1]	The recorded investment in consumer mortgage loans collateralized by residential real estate that are in the process of foreclosure according to local requirements of the applicable jurisdiction

Note 5 - Allowance for Credit_3

Note 5 - Allowance for Credit Losses - Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022		Mar. 31, 2021
Balance	$ 27,858	[1]	$ 26,182
Provision for (recovery of) credit losses	1,961		(4,001)
Charge-offs	(1,302)		(1,730)
Recoveries	464		1,005
Net charge-offs	(838)		(725)
Balance	28,981		34,563
Net charge-offs	(838)		(725)
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			13,107
Commercial Portfolio Segment [Member]
Balance	14,775		14,661
Provision for (recovery of) credit losses	1,108		(3,070)
Charge-offs	(257)		(757)
Recoveries	270		392
Net charge-offs	13		(365)
Balance	15,896		19,586
Net charge-offs	13		(365)
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			8,360
Consumer Real Estate Portfolio Segment [Member]
Balance	9,972		8,951
Provision for (recovery of) credit losses	(241)		(1,542)
Charge-offs	(6)		(10)
Recoveries	39		343
Net charge-offs	33		333
Balance	9,764		11,887
Net charge-offs	33		333
Consumer Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			4,145
Consumer and Other Portfolio Segment [Member]
Balance	3,111		2,570
Provision for (recovery of) credit losses	1,094		611
Charge-offs	(1,039)		(963)
Recoveries	155		270
Net charge-offs	(884)		(693)
Balance	3,321		3,090
Net charge-offs	$ (884)		(693)
Consumer and Other Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			$ 602
[1]	Derived from audited financial statements

Note 6 - Deposits - Components

Note 6 - Deposits - Components of Deposits (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Noninterest-bearing demand deposits	$ 860,652	$ 842,783	[1]
Interest-bearing demand deposits	680,075	676,254
Money market accounts	319,203	293,915
Savings deposits	583,125	561,576
Certificates of deposit	224,025	237,919
Individual retirement accounts	115,864	116,944
Total interest-bearing deposits	1,922,292	1,886,608	[1]
Total deposits	$ 2,782,944	$ 2,729,391	[1]
[1]	Derived from audited financial statements

Note 7 - Leases (Details Textua

Note 7 - Leases (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Operating Lease, Liability, Total	$ 739	$ 770
Operating Lease, Right-of-Use Asset	$ 718	$ 741
Operating Lease, Weighted Average Discount Rate, Percent	3.22%	3.22%
Minimum [Member]
Lessee, Operating Lease, Remaining Lease Term (Month)	1 month	4 months
Maximum [Member]
Lessee, Operating Lease, Remaining Lease Term (Month)	7 years 3 months	7 years 6 months
Lease Acquired from Acquisition [Member]
Operating Lease, Liability, Total	$ 82

Note 7 - Leases - Minimum Lease

Note 7 - Leases - Minimum Lease Payments (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
2023	$ 122	$ 131
2024	119	119
2025	113	117
2026	101	101
2027 and thereafter	336	362
Total lease payments	791	830
Less: Interest	(52)	(60)
Operating Lease, Liability, Total	739	770
Other Liabilities [Member]
Operating Lease, Liability, Total	$ 739	$ 770

Note 8 - Borrowings (Details Te

Note 8 - Borrowings (Details Textual) $ in Thousands	Mar. 31, 2022USD ($)
Long-Term Debt, Total	$ 0
Debt Instrument, Unused Borrowing Capacity, Amount	425,090
Deposit Liabilities, Collateral Issued, Financial Instruments	149,570
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 750,130

Note 8 - Borrowings - Component

Note 8 - Borrowings - Components of Borrowings (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities sold under agreements to repurchase	$ 2,488	$ 1,536	[1]
Retail Repurchase Agreements [Member]
Securities sold under agreements to repurchase	$ 2,488	$ 1,536
Retail repurchase agreements	0.08%	0.07%
[1]	Derived from audited financial statements

Note 9 - Derivative Instrumen_3

Note 9 - Derivative Instruments and Hedging Activities - Notional or Contractual Amounts and Fair Values of Derivative Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Notional or contractual amount	$ 12,128	$ 12,278
Derivative assets	0	0
Derivative financial liabilities	179	837
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member]
Notional or contractual amount	4,287	4,388
Derivative assets	0	0
Derivative financial liabilities	23	229
Interest Rate Swap [Member] | Not Designated as Hedging Instrument [Member]
Notional or contractual amount	7,841	7,890
Derivative assets	0	0
Derivative financial liabilities	$ 156	$ 608

Note 9 - Derivative Instrumen_4

Note 9 - Derivative Instruments and Hedging Activities - Effect of Derivative and Hedging Activity, on Consolidated Statements of Income (Details) - Interest Rate Swap [Member] - Interest and Fees on Loans [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Derivative expense	$ 76	$ 96
Designated as Hedging Instrument [Member]
Derivative expense	25	28
Not Designated as Hedging Instrument [Member]
Derivative expense	$ 51	$ 68

Note 10 - Employee Benefit Pl_3

Note 10 - Employee Benefit Plans - Components of Net Periodic Pension Cost and Assumed Discount Rate (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Service cost	$ 0	$ 88
Interest cost	83	79
Amortization of prior service cost	0	31
Amortization of losses	34	66
Net periodic cost	$ 117	$ 264

Note 11 - Earnings Per Share -

Note 11 - Earnings Per Share - Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Net income	$ 9,515	$ 14,602
Weighted average common shares outstanding, basic (in shares)	16,817,284	17,669,937
Total dilutive effect of potential common shares (in shares)	47,231	59,248
Weighted average common shares outstanding, diluted (in shares)	16,864,515	17,729,185
Basic earnings per common share (in dollars per share)	$ 0.57	$ 0.83
Diluted earnings per common share (in dollars per share)	$ 0.56	$ 0.82
Antidilutive potential common shares (in shares)	131,198	21,799
Share-Based Payment Arrangement, Option [Member]
Dilutive effect of potential common shares (in shares)	17,814	24,956
Antidilutive potential common shares (in shares)	131,198	13,990
Restricted Stock [Member]
Dilutive effect of potential common shares (in shares)	29,417	34,292
Antidilutive potential common shares (in shares)	0	7,809

Note 12 - Accumulated Other C_3

Note 12 - Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income, Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022		Mar. 31, 2021
Balance	$ 427,775	[1]	$ 426,730
Other comprehensive loss, net of tax	(4,966)		(732)
Balance	424,156		425,999
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	15		1,106
Other comprehensive income (loss) before reclassifications	(4,658)		(646)
Reclassified from AOCI	0		0
Other comprehensive loss, net of tax	(4,658)		(646)
Balance	(4,643)		460
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balance	(1,561)		(3,029)
Other comprehensive income (loss) before reclassifications	(335)		(163)
Reclassified from AOCI	27		77
Other comprehensive loss, net of tax	(308)		(86)
Balance	(1,869)		(3,115)
AOCI Attributable to Parent [Member]
Balance	(1,546)		(1,923)
Other comprehensive income (loss) before reclassifications	(4,993)		(809)
Reclassified from AOCI	27		77
Other comprehensive loss, net of tax	(4,966)		(732)
Balance	$ (6,512)		$ (2,655)
[1]	Derived from audited financial statements

Note 12 - Accumulated Other C_4

Note 12 - Accumulated Other Comprehensive Income (Loss) - Reclassifications Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Income before income taxes	$ 12,400	$ 19,032
Income tax expense	2,885	4,430
Net income	9,515	14,602
Reclassification out of Accumulated Other Comprehensive Income [Member]
Gain recognized	0	0
Net income	27	77
Reclassification out of Accumulated Other Comprehensive Income [Member] | AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Income before income taxes	0	0
Income tax expense	0	0
Net income	0	0
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment, Net Prior Service Attributable to Parent [Member]
Other operating expense	0	31
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Attributable to Parent [Member]
Other operating expense	34	66
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Income before income taxes	34	97
Income tax expense	7	20
Net income	$ 27	$ 77

Note 13 - Fair Value - Assets a

Note 13 - Fair Value - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021		Jan. 01, 2021	[2]
Available-for-sale debt securities	$ 268,703	$ 76,292	[1]	$ 83,358
Derivative liabilities	179	837
Fair Value, Recurring [Member]
Available-for-sale debt securities	268,703	76,292
Equity securities	55	55
Fair value loans	12,751	13,106
Deferred compensation assets	5,220	5,245
Deferred compensation liabilities	5,220	5,245
Derivative liabilities	179	837
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Equity securities	0	0
Fair value loans	0	0
Deferred compensation assets	5,220	5,245
Deferred compensation liabilities	5,220	5,245
Derivative liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	268,703	76,292
Equity securities	55	55
Fair value loans	0	0
Deferred compensation assets	0	0
Deferred compensation liabilities	0	0
Derivative liabilities	179	837
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Equity securities	0	0
Fair value loans	12,751	13,106
Deferred compensation assets	0	0
Deferred compensation liabilities	0	0
Derivative liabilities	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale debt securities	444	466
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	444	466
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Available-for-sale debt securities	115,430
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	115,430
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities	25,859	28,794
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	25,859	28,794
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Available-for-sale debt securities	38,306	9,919
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities		0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	38,306	9,919
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities		0
Fair Value, Recurring [Member] | Mortgage-backed Agency Securities [Member]
Available-for-sale debt securities	88,664	37,113
Fair Value, Recurring [Member] | Mortgage-backed Agency Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Mortgage-backed Agency Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	88,664	37,113
Fair Value, Recurring [Member] | Mortgage-backed Agency Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	$ 0	$ 0
[1]	Derived from audited financial statements
[2]	Per our analysis no ACL was necessary for investment securities available for sale.

Note 13 - Fair Value - Assets M

Note 13 - Fair Value - Assets Measured at Fair Value on Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - Non-covered Loans [Member] - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Collateral Dependent Assets With Specific Reserves [Member]
Total Fair Value	$ 1,322	$ 2,312
Collateral Dependent Assets With Specific Reserves [Member] | Fair Value, Inputs, Level 1 [Member]
Total Fair Value	0	0
Collateral Dependent Assets With Specific Reserves [Member] | Fair Value, Inputs, Level 2 [Member]
Total Fair Value	0	0
Collateral Dependent Assets With Specific Reserves [Member] | Fair Value, Inputs, Level 3 [Member]
Total Fair Value	1,322	2,312
OREO [Member]
Total Fair Value	848	1,015
OREO [Member] | Fair Value, Inputs, Level 1 [Member]
Total Fair Value	0	0
OREO [Member] | Fair Value, Inputs, Level 2 [Member]
Total Fair Value	0	0
OREO [Member] | Fair Value, Inputs, Level 3 [Member]
Total Fair Value	$ 848	$ 1,015

Note 13 - Fair Value - Quantita

Note 13 - Fair Value - Quantitative Information for Assets Measured at Fair Value on Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - Measurement Input, Discount Rate [Member] - Valuation, Market Approach [Member]		Mar. 31, 2022	Dec. 31, 2021
Minimum [Member]
Discount range, impaired loans	[1],[2]	0	0
Discount range, non-covered OREO	[1],[2]	0	0
Maximum [Member]
Discount range, impaired loans	[1],[2]	0.11	0.11
Discount range, non-covered OREO	[1],[2]	0.87	0.87
Weighted Average [Member]
Discount range, impaired loans	[1],[2]	0.06	0.06
Discount range, non-covered OREO	[1],[2]	0.32	0.32
[1]	Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments.
[2]	Fair value is generally based on appraisals of the underlying collateral.

Note 13 - Fair Value - Financia

Note 13 - Fair Value - Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021		Jan. 01, 2021
Debt securities available for sale	$ 268,703	$ 76,292	[1]	$ 83,358	[2]
Interest receivable	8,100	7,900	[1]	$ 9,052	[3]
Derivative financial liabilities	179	837
Reported Value Measurement [Member]
Cash and cash equivalents	457,306	677,439
Debt securities available for sale	268,703	76,292
Equity securities	55	55
Loans held for investment, net of allowance	2,215,315	2,137,711
Interest receivable	8,100	7,900
Deferred compensation assets	5,220	5,245
Securities sold under agreements to repurchase	2,488	1,536
Interest payable	216	314
Derivative financial liabilities	179	5,245
Deferred compensation liabilities	5,220	837
Reported Value Measurement [Member] | Bank Time Deposits [Member]
Deposits fair value	339,889	354,863
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	457,306	677,439
Debt securities available for sale	268,703	76,292
Equity securities	55	55
Loans held for investment, net of allowance	2,154,155	2,108,513
Interest receivable	8,100	7,900
Deferred compensation assets	5,220	5,245
Securities sold under agreements to repurchase	2,488	1,536
Interest payable	216	314
Derivative financial liabilities	179	5,245
Deferred compensation liabilities	5,220	837
Estimate of Fair Value Measurement [Member] | Bank Time Deposits [Member]
Deposits fair value	341,029	352,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	457,306	677,439
Debt securities available for sale	0	0
Equity securities	0	0
Loans held for investment, net of allowance	0	0
Interest receivable	0	0
Deferred compensation assets	5,220	5,245
Securities sold under agreements to repurchase	0	0
Interest payable	0	0
Derivative financial liabilities	0	5,245
Deferred compensation liabilities	5,220	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Bank Time Deposits [Member]
Deposits fair value	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Debt securities available for sale	268,703	76,292
Equity securities	55	55
Loans held for investment, net of allowance	0	0
Interest receivable	8,100	7,900
Deferred compensation assets	0	0
Securities sold under agreements to repurchase	2,488	1,536
Interest payable	216	314
Derivative financial liabilities	179	0
Deferred compensation liabilities	0	837
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Bank Time Deposits [Member]
Deposits fair value	341,029	352,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Debt securities available for sale	0	0
Equity securities	0	0
Loans held for investment, net of allowance	2,154,155	2,108,513
Interest receivable	0	0
Deferred compensation assets	0	0
Securities sold under agreements to repurchase	0	0
Interest payable	0	0
Derivative financial liabilities	0	0
Deferred compensation liabilities	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Bank Time Deposits [Member]
Deposits fair value	$ 0	$ 0
[1]	Derived from audited financial statements
[2]	Per our analysis no ACL was necessary for investment securities available for sale.
[3]	Accrued interest receivable from acquired credit impaired loans of $57 thousand was reclassed to other assets and was offset by the reclass of the grossed up credit discount on acquired credit impaired loans of $57 thousand that was moved to the ACL for the purchased credit deteriorated loans.

Note 14 - Litigation, Commitm_3

Note 14 - Litigation, Commitments, and Contingencies - Off-balance Sheet Financial Instruments (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Commitments to extend credit		$ 270,184	$ 272,447
Standby letters of credit and financial guarantees(1)	[1]	152,286	153,717
Total off-balance sheet risk		422,470	426,164
Allowance for unfunded commitments		$ 775	$ 678
[1]	Includes FHLB letters of credit