First Community Bankshares (FCBC) 10-Q 5 May 23 2023 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2023	May 03, 2023
Document Information [Line Items]
Entity Central Index Key	0000859070
Entity Registrant Name	FIRST COMMUNITY BANKSHARES INC /VA/
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	000-19297
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	55-0694814
Entity Address, Address Line One	P.O. Box 989
Entity Address, City or Town	Bluefield
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	24605-0989
City Area Code	276
Local Phone Number	326-9000
Title of 12(b) Security	Common Stock ($1.00 par value)
Trading Symbol	FCBC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		19,234,637

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 62,309	$ 63,044	[1]
Federal funds sold	28,135	105,636	[1]
Interest-bearing deposits in banks	1,941	2,166	[1]
Total cash and cash equivalents	92,385	170,846	[1]
Debt securities available for sale	308,269	300,349	[1]
Loans held for investment, net of unearned income	2,388,897	2,400,197	[1]
Allowance for credit losses	(30,789)	(30,556)	[1]
Loans held for investment, net	2,358,108	2,369,641	[1]
Premises and equipment, net	47,407	47,340	[1]
Other real estate owned	481	703	[1]
Interest receivable	8,646	9,279	[1]
Goodwill	129,565	129,565	[1]
Other intangible assets	3,942	4,176	[1]
Other assets	102,869	103,673	[1]
Total assets	3,051,672	3,135,572	[1]
Liabilities
Noninterest-bearing	823,297	872,168
Interest-bearing	1,761,327	1,806,647
Total deposits	2,584,624	2,678,815	[1]
Securities sold under agreements to repurchase	1,866	1,874	[1]
Interest, taxes, and other liabilities	33,451	32,898	[1]
Total liabilities	2,619,941	2,713,587	[1]
Stockholders' equity
Preferred stock, undesignated par value; 1,000,000 shares authorized; Series A Noncumulative Convertible Preferred Stock, $0.01 par value; 25,000 shares authorized; none outstanding	0	0	[1]
Common stock, $1 par value; 50,000,000 shares authorized; 24,495,623 shares issued and 16,243,551 outstanding at March 31, 2023; 23,371,822 shares issued and 16,225,399 outstanding at December 31, 2022	16,243	16,225
Additional paid-in capital	128,666	128,508	[1]
Retained earnings	300,047	292,971	[1]
Accumulated other comprehensive loss	(13,225)	(15,719)	[1]
Total stockholders' equity	431,731	421,985	[1]
Total liabilities and stockholders' equity	$ 3,051,672	$ 3,135,572	[1]
[1]Derived from audited financial statements

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Mar. 31, 2023	Dec. 31, 2022
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, authorized (in shares)	50,000,000	50,000,000
Common stock, issued (in shares)	24,495,623	23,371,822
Common stock, outstanding (in shares)	16,243,551	16,225,399
Undesignated Par Value [Member]
Preferred stock, no par value (in dollars per share)	$ 0	$ 0	[1]
Preferred stock, authorized (in shares)	1,000,000	1,000,000	[1]
Designated Par Value [Member]
Preferred stock, authorized (in shares)	25,000	25,000	[1]
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01	[1]
Preferred stock, outstanding (in shares)	0	0	[1]
[1]Derived from audited financial statements

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest income:
Interest and fees on loans	$ 27,628	$ 24,641
Interest on securities -- taxable	1,934	556
Interest on securities -- tax-exempt	165	194
Interest on deposits in banks	462	248
Total interest income	30,189	25,639
Interest expense:
Interest on deposits	718	486
Interest on short-term borrowings	59	0
Total interest expense	777	486
Net interest income	29,412	25,153
Provision for credit losses	1,742	1,961
Net interest income after provision for loan losses	27,670	23,192
Noninterest income:
Gain on sale of securities	7	0
Other operating income	1,318	1,707
Total noninterest income	8,583	9,194
Noninterest expense:
Salaries and employee benefits	11,595	11,671
Occupancy expense	1,168	1,269
Furniture and equipment expense	1,401	1,614
Service fees	2,019	1,503
Advertising and public relations	643	540
Professional fees	327	453
Amortization of intangibles	234	357
FDIC premiums and assessments	320	218
Merger expenses	379	0
Other operating expense	2,727	2,361
Total noninterest expense	20,813	19,986
Income before income taxes	15,440	12,400
Income tax expense	3,658	2,885
Net income	$ 11,782	$ 9,515
Earnings per common share
Basic (in dollars per share)	$ 0.73	$ 0.57
Diluted (in dollars per share)	$ 0.72	$ 0.56
Weighted average shares outstanding
Basic (in shares)	16,228,297	16,817,284
Diluted (in shares)	16,289,489	16,864,515
Fiduciary and Trust [Member]
Noninterest income:
Noninterest income	$ 1,017	$ 972
Deposit Account [Member]
Noninterest income:
Noninterest income	3,159	3,498
Financial Service, Other [Member]
Noninterest income:
Noninterest income	$ 3,082	$ 3,017

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Net income	$ 11,782	$ 9,515
Other comprehensive income (loss), before tax
Change in net unrealized losses on debt securities	3,163	(5,896)
Reclassification adjustment for gains recognized in net income	(7)	0
Net unrealized gains on available-for-sale debt securities	3,156	(5,896)
Employee benefit plans:
Net actuarial loss	(33)	(423)
Reclassification adjustment for amortization of prior service cost and net actuarial loss recognized in net income	33	34
Net unrealized losses on employee benefit plans	0	(389)
Other comprehensive income (loss), before tax	3,156	(6,285)
Income tax expense (benefit)	662	(1,319)
Other comprehensive income (loss), net of tax	2,494	(4,966)
Total comprehensive income	$ 14,276	$ 4,549

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Preferred Stock [Member]	Common Stock Outstanding [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2021	0	16,878,220
Balance at Dec. 31, 2021	$ 0	$ 16,878	$ 147,619	$ 264,824	$ (1,546)	$ 427,775
Net income	0	0	0	9,515	0	9,515
Other comprehensive loss	0	0	0	0	(4,966)	(4,966)
Common dividends declared	$ 0	$ 0	0	(4,541)	0	(4,541)
Equity-based compensation expense (in shares)	0	25,137
Equity-based compensation expense	$ 0	$ 25	147	0	0	$ 172
Common stock options exercised, shares (in shares)	0	4,536				4,536
Common stock options exercised	$ 0	$ 5	98	0	0	$ 103
Issuance of stock to 401(k) plan, shares (in shares)	0	6,082				6,082
Issuance of stock to 401(k) plan	$ 0	$ 6	179	0	0	$ 185
Repurchase of common shares (in shares)	0	(132,000)				(132,000)
Repurchase of common shares	$ 0	$ (132)	(3,955)	0	0	$ (4,087)
Balance (in shares) at Mar. 31, 2022	0	16,781,975
Balance at Mar. 31, 2022	$ 0	$ 16,782	144,088	269,798	(6,512)	424,156
Balance (in shares) at Dec. 31, 2022	0	16,225,399
Balance at Dec. 31, 2022	$ 0	$ 16,225	128,508	292,971	(15,719)	421,985	[1]
Net income	0	0	0	11,782	0	11,782
Other comprehensive loss	0	0	0	0	2,494	2,494
Common dividends declared	$ 0	$ 0	0	(4,706)	0	(4,706)
Equity-based compensation expense (in shares)	0	15,732
Equity-based compensation expense	$ 0	$ 16	104	0	0	$ 120
Common stock options exercised, shares (in shares)	0	2,158				2,158
Common stock options exercised	$ 0	$ 2	46	0	0	$ 48
Issuance of stock to 401(k) plan, shares (in shares)	0	262				262
Issuance of stock to 401(k) plan	$ 0	$ 0	8	0	0	$ 8
Balance (in shares) at Mar. 31, 2023	0	16,243,551
Balance at Mar. 31, 2023	$ 0	$ 16,243	$ 128,666	$ 300,047	$ (13,225)	$ 431,731
[1]Derived from audited financial statements

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Common dividends declared, per share (in dollars per share)	$ 0.29	$ 0.27
Common stock options exercised, shares (in shares)	2,158	4,536
Issuance of stock to 401(k) plan, shares (in shares)	262	6,082
Repurchase of common shares, shares (in shares)		132,000
Repurchase of common shares, per share (in dollars per share)		$ 30.96

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Operating activities
Net income	$ 11,782	$ 9,515
Adjustments to reconcile net income to net cash provided by operating activities
Provision for credit losses for loans	1,742	1,961
Depreciation and amortization of premises and equipment	921	1,108
(Accretion) amortization of premiums (discounts) on investments, net	(523)	100
Amortization of intangible assets	234	357
Accretion on acquired loans	(193)	(866)
Equity-based compensation expense	120	172
Issuance of common stock to 401(k) plan	8	185
(Gain) loss on sale of premises and equipment, net	(2)	(392)
Loss (gain) on sale of other real estate owned	51	(5)
Gain on sale of securities	(7)	0
Decrease (increase) in accrued interest receivable	633	(200)
Decrease (increase) in other operating activities	1,061	(1,497)
Net cash provided by operating activities	15,827	10,438
Investing activities
Proceeds from sale of securities available for sale	17,007	0
Proceeds from maturities, prepayments, and calls of securities available for sale	10,618	4,763
Payments to acquire securities available for sale	(31,859)	(203,170)
Net decrease (increase) in loans	9,695	(78,716)
Purchase of FHLB stock, net	(3,829)	(238)
Proceeds from bank owned life insurance	3,717	0
Proceeds from sale of premises and equipment	4	796
Payments to acquire premises and equipment	(1,012)	(175)
Proceeds from sale of other real estate owned	228	189
Net cash provided (used) by investing activities	4,569	(276,551)
Financing activities
(Decrease) increase in noninterest-bearing deposits, net	(48,871)	17,869
(Decrease) increase in interest-bearing deposits, net	(45,320)	35,684
(Repayments) proceeds from securities sold under agreements to repurchase, net	(8)	952
Proceeds from stock options exercised	48	103
Payments for repurchase of common stock	0	(4,087)
Payments of common dividends	(4,706)	(4,541)
Net cash (used) provided by financing activities	(98,857)	45,980
Net (decrease) increase in cash and cash equivalents	(78,461)	(220,133)
Cash and cash equivalents at beginning of period	170,846	677,439
Cash and cash equivalents at end of period	92,385	457,306
Supplemental disclosure -- cash flow information
Cash paid for interest	726	889
Cash paid for income taxes	0	0
Supplemental transactions -- noncash items
Transfer of loans to other real estate owned	57	17
Increase in accumulated other comprehensive income (loss), net of taxes	$ 2,494	$ (4,966)

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Basis of Presentation and Significant Accounting Policies [Text Block]	Note 1. Basis of Presentation General First Community Bankshares, Inc. (the “Company”), is a financial holding company incorporated under the laws of the Commonwealth of Virginia. The Company’s principal executive office is located in Bluefield, Virginia. The Company provides banking products and services to individual and commercial customers through its wholly owned subsidiary First Community Bank (the “Bank”), a Virginia-chartered banking institution founded in 1874. Principles of Consolidation The Company’s accounting and reporting policies conform with U.S. generally accepted accounting principles (“GAAP”) and prevailing practices in the banking industry. The consolidated financial statements include all accounts of the Company and its wholly owned subsidiaries and eliminate all intercompany balances and transactions. The Company operates in one not may These unaudited interim condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and accompanying notes included in the Company’s Annual Report on Form 10 December 31, 2022 2022 10 February 22, 2023. December 31, 2022 Reclassifications Certain amounts reported in prior years have been reclassified to conform to the current year’s presentation. These reclassifications had no Use of Estimates Preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that require the most subjective or complex judgments relate to fair value measurements, investment securities, the allowance for loan losses, goodwill and other intangible assets, and income taxes. A discussion of the Company’s application of critical accounting estimates is included in “Critical Accounting Estimates” in Item 2 Significant Accounting Policies The Company’s significant accounting policies are included in Note 1, 8 2022 10 Allowance for Credit Losses ( ACL ) On January 1, 2021, 2016 13, 326 ACL – Investment Securities Each quarter, the Company evaluates impairment where there has been a decline in fair value below the amortized cost basis of a security to determine whether there is a credit loss associated with the decline in fair value. The nature of the collateral is considered along with potential future changes in collateral values, default rates, delinquency rates, third The Company excludes the accrued interest receivable from the amortized cost basis in measuring expected credit losses on the investment securities and does not March 31, 2023 The Company’s estimate of expected credit losses includes a measure of the expected risk of credit loss even if that risk is remote. The Company does not not zero third zero one not zero ACL – Loans The Company reviews our allowance for credit losses quarterly to determine if it is sufficient to absorb expected loan losses in the portfolio. This determination requires management to make significant estimates and assumptions. While the Company uses its best judgment and available information, the ultimate adequacy of the allowance is dependent upon a variety of factors beyond our control, including the performance of our loan portfolio, the economy, changes in interest rates, and the view of regulatory authorities towards loan classifications. These uncertainties may The ACL is an estimate of losses that will result from the inability of borrowers to make required loan payments. The Company established the incremental increase in the ACL at the adoption through retained earnings and subsequent adjustments will be made through a provision for credit losses charged to earnings. Loans charged off are recorded against the ACL and subsequent recoveries increase the ACL when they are recognized. A systematic methodology is used to determine ACL for loans held for investment and certain off-balance sheet credit exposures. The ACL is a valuation account that is deducted from the amortized cost basis to present the net amount expected to be collected on the loan portfolio. The Company considers the effects of past events, current conditions, and reasonable and supportable forecasts on the collectability of the loan portfolio. The Company’s estimate of its ACL involves a high degree of judgement and reflects management’s best estimate within the range of expected credit losses. The Company recognizes in net income the amount needed to adjust the ACL for management’s current estimate of expected credit losses. The Company’s ACL is calculated using collectively evaluated and individually evaluated loans. The Company collectively evaluates loans that share similar risk characteristics. In general, loans are segmented by loan purpose. The Company collectively evaluates loans within the following consumer and commercial segments: Loans secured by 1 4 Risk characteristics of residential real estate loans which include loans secured by Single family properties, HELOC, and Owner occupied construction loans are dependent upon individual borrowers who are affected by changes in general economic conditions, real estate valuations, and the demand for housing. Commercial and Industrial, Multi-family residential, Non-farm/non-residential, Agricultural, and Loans secured by Farmland are similar in that they are generally dependent upon the borrower's internal cash flow from operations to service the debt and changes in general economic conditions. Commercial construction, Development, and other land loans, Consumer, and Other consumer loans (open pool) are similar in that they are dependent on changes in general economic conditions. For collectively evaluated loans, the Company uses a combination of discounted cash flow and remaining life to estimate expected credit losses. During 2022, third not one The Company considers forward-looking information in estimated expected credit losses. The Company subscribes to a third one eight may Included in its systematic methodology to determine its ACL for loans held for investment and certain off-balance sheet credit exposures, The Company considers the need to qualitatively adjust expected credit losses for information not 1 2 3 4 5 6 7 8 9 When a loan no not The Company follows its nonaccrual policy by reversing contractual interest income in the income statement when the Company places a loan on nonaccrual status. Therefore, Management excludes the accrued interest receivable balance from the amortized cost basis in measuring expected credit losses on the portfolio and does not March 31, 2023 Effective January 1, 2023, 2022 02, 326 Because the effect of most modifications made to borrowers experiencing financial difficulty is already included in the allowance for credit losses, a change to the allowance for credit losses is generally not may The Company has a variety of assets that have a component that qualifies as an off-balance sheet exposure. These primarily include undrawn portions of revolving lines of credit and standby letters of credit. The estimates are determined based on the likelihood of funding during the contractual term and an estimate of credit losses subsequent to funding. Estimated credit losses on subsequently funded balances are based on the same assumptions as used to estimate credit losses on existing funded loans. The expected losses associated with these exposures within the unfunded portion of the loans will be recorded as a liability on the balance sheet with an offsetting income statement expense. Management has determined that a majority of the Company’s off-balance-sheet credit exposures are not March 31, 2023 Recent Accounting Standards Standards Adopted in 2023 In March 2022, 2022 02, 326 January 1, 2023. 2016 13, January 1, 2023. no The Company does not

Note 2 - Divestitures

Note 2 - Divestitures	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Disposal Groups, Including Discontinued Operations, Disclosure [Text Block]	Note 2 . Divestitures On September 16, 2022, no two On November 18, 2022, April 21, 2023. $468 $253

Note 3 - Debt Securities

Note 3 - Debt Securities	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3 . Debt Securities There was no allowance for credit losses for debt securities as of March 31, 2023 not March 31, 2023 Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Amounts in thousands) U.S. Agency securities $ 1,500 $ - $ (9 ) $ 1,491 U.S. Treasury Notes 174,052 3 (3,369 ) 170,686 Municipal securities 23,012 25 (80 ) 22,957 Corporate notes 31,543 - (1,764 ) 29,779 Agency mortgage-backed securities 94,780 4 (11,428 ) 83,356 Total $ 324,887 $ 32 $ (16,650 ) $ 308,269 December 31, 2022 Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Amounts in thousands) U.S. Agency securities $ 1,500 $ — $ (15 ) $ 1,485 U.S. Treasury Notes 161,617 - (4,353 ) 157,264 Municipal securities 23,480 21 (192 ) 23,309 Corporate notes 37,046 — (2,189 ) 34,857 Agency mortgage-backed securities 96,480 3 (13,049 ) 83,434 Total $ 320,123 $ 24 $ (19,798 ) $ 300,349 The following table presents the amortized cost and aggregate fair value of available-for-sale debt securities by contractual maturity, as of the date indicated. Actual maturities could differ from contractual maturities because issuers may March 31, 2023 Amortized (Amounts in thousands) Cost Fair Value Available-for-sale debt securities Due within one year $ 157,230 $ 154,233 Due after one year but within five years 70,343 68,145 Due after five years but within ten years 2,534 2,535 230,107 224,913 Agency mortgage-backed securities 94,780 83,356 Total debt securities available for sale $ 324,887 $ 308,269 The following tables present the fair values and unrealized losses for available-for-sale debt securities in a continuous unrealized loss position for less than 12 12 March 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Amounts in thousands) U.S. Agency securities $ 1,491 $ (9 ) $ - $ - $ 1,491 $ (9 ) U.S. Treasury Notes 54,208 (554 ) 106,906 (2,815 ) 161,114 (3,369 ) Municipal securities 7,463 (60 ) 1,169 (20 ) 8,632 (80 ) Corporate notes 2,972 (28 ) 26,807 (1,736 ) 29,779 (1,764 ) Agency mortgage-backed securities 10,009 (513 ) 73,212 (10,915 ) 83,221 (11,428 ) Total $ 76,143 $ (1,164 ) $ 208,094 $ (15,486 ) $ 284,237 $ (16,650 ) December 31, 2022 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Amounts in thousands) U.S. Agency securities $ 1,485 $ (15 ) $ — $ — $ 1,485 $ (15 ) U.S. Treasury Notes 157,264 (4,353 ) — — 157,264 (4,353 ) Municipal securities 12,347 (192 ) — — 12,347 (192 ) Corporate notes 32,368 (2,172 ) 2,489 (17 ) 34,857 (2,189 ) Agency mortgage-backed securities 64,993 (8,824 ) 18,305 (4,225 ) 83,298 (13,049 ) Total $ 268,457 $ (15,556 ) $ 20,794 $ (4,242 ) $ 289,251 $ (19,798 ) There were 100 individual debt securities in an unrealized loss position as of March 31, 2023 December 31, 2022 Management evaluates securities for impairment where there has been a decline in fair value below the amortized cost basis of a security to determine whether there is a credit loss associated with the decline in fair value on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Credit losses are calculated individually, rather than collectively, using a discounted cash flow method, whereby Management compares the present value of expected cash flows with the amortized cost basis of the security. The credit loss component would be recognized through the provision for credit losses and the creation of an allowance for credit losses. Consideration is given to ( 1 2 3 4 not 5 6 7 third 8 one not zero March 31, 2023 not not not not 1 Management continues to monitor all of our securities with a high degree of scrutiny. There can be no not may A gross realized gain from the sale of available-for-sale debt securities of $7 thousand was recognized for the three March 31, 2023 2022 The carrying amount of securities pledged for various purposes totaled $21.07 million as of March 31, 2023 December 31, 2022

Note 4 - Loans

Note 4 - Loans	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 4 . Loans The Company groups loans held for investment into three March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 In accordance with the adoption of ASU 2016 13, March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 (Amounts in thousands) Amount Percent Amount Percent Loans held for investment Commercial loans Construction, development, and other land $ 115,023 4.81 % $ 117,174 4.88 % Commercial and industrial 151,293 6.33 % 150,428 6.27 % Multi-family residential 148,746 6.23 % 148,026 6.17 % Single family non-owner occupied 207,632 8.69 % 206,121 8.59 % Non-farm, non-residential 793,229 33.21 % 787,703 32.82 % Agricultural 12,042 0.50 % 12,032 0.50 % Farmland 12,137 0.51 % 11,779 0.49 % Total commercial loans 1,440,102 60.28 % 1,433,263 59.72 % Consumer real estate loans Home equity lines 73,762 3.09 % 75,642 3.15 % Single family owner occupied 727,202 30.44 % 734,540 30.61 % Owner occupied construction 10,276 0.43 % 10,366 0.43 % Total consumer real estate loans 811,240 33.96 % 820,548 34.19 % Consumer and other loans Consumer loans 136,310 5.71 % 144,582 6.02 % Other 1,245 0.05 % 1,804 0.07 % Total consumer and other loans 137,555 5.76 % 146,386 6.09 % Total loans held for investment, net of unearned income $ 2,388,897 100.00 % $ 2,400,197 100.00 %

Note 5 - Credit Quality

Note 5 - Credit Quality	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Financing Receivables [Text Block]	Note 5 . Credit Quality The Company uses a risk grading matrix to assign a risk grade to each loan in its portfolio. Loan risk ratings may ● Pass -- This grade is assigned to loans with acceptable credit quality and risk. The Company further segments this grade based on borrower characteristics that include capital strength, earnings stability, liquidity, leverage, and industry conditions. ● Special Mention -- This grade is assigned to loans that require an above average degree of supervision and attention. These loans have the characteristics of an asset with acceptable credit quality and risk; however, adverse economic or financial conditions exist that create potential weaknesses deserving of management’s close attention. If potential weaknesses are not may ● Substandard -- This grade is assigned to loans that have well defined weaknesses that may ● Doubtful -- This grade is assigned to loans that have the weaknesses inherent in substandard loans; however, the weaknesses are so severe that collection or liquidation in full is unlikely based on current facts, conditions, and values. Due to certain specific pending factors, the amount of loss cannot yet be determined. ● Loss -- This grade is assigned to loans that will be charged off or charged down when payments, including the timing and value of payments, are uncertain. This risk grade does not no not may The following table presents the recorded investment of the loan portfolio, by loan class and credit quality, as of the dates indicated: March 31, 2023 Special (Amounts in thousands) Pass Mention Substandard Doubtful Loss Total Commercial loans Construction, development, and other land $ 114,002 $ 323 $ 698 $ - $ - $ 115,023 Commercial and industrial 146,749 2,795 1,749 - - 151,293 Multi-family residential 144,909 3,629 208 - - 148,746 Single family non-owner occupied 197,731 2,006 7,895 - - 207,632 Non-farm, non-residential 770,509 10,865 11,855 - - 793,229 Agricultural 11,896 44 102 - - 12,042 Farmland 10,257 560 1,320 - - 12,137 Consumer real estate loans Home equity lines 71,030 198 2,534 - - 73,762 Single family owner occupied 700,431 1,875 24,896 - - 727,202 Owner occupied construction 10,116 - 160 - - 10,276 Consumer and other loans Consumer loans 133,417 10 2,883 - - 136,310 Other 1,245 - - - - 1,245 Total loans $ 2,312,292 $ 22,305 $ 54,300 $ - $ - $ 2,388,897 December 31, 2022 Special (Amounts in thousands) Pass Mention Substandard Doubtful Loss Total Commercial loans Construction, development, and other land $ 115,972 $ 853 $ 349 $ - $ - $ 117,174 Commercial and industrial 147,543 920 1,965 - - 150,428 Multi-family residential 143,859 3,946 221 - - 148,026 Single family non-owner occupied 195,775 2,303 8,043 - - 206,121 Non-farm, non-residential 761,154 14,903 11,646 - - 787,703 Agricultural 11,722 47 263 - - 12,032 Farmland 9,868 573 1,338 - - 11,779 Consumer real estate loans Home equity lines 72,927 288 2,427 - - 75,642 Single family owner occupied 706,952 1,958 25,630 - - 734,540 Owner occupied construction 10,204 - 162 - - 10,366 Consumer and other loans Consumer loans 141,551 11 3,020 - - 144,582 Other 1,804 - - - - 1,804 Total loans $ 2,319,331 $ 25,802 $ 55,064 $ - $ - $ 2,400,197 The following tables present the amortized cost basis and current period gross write-offs of the loan portfolio, by year of origination, loan class, and credit quality, as of the date indicated: (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Construction, development and other land Pass $ 1,395 $ 62,109 $ 36,248 $ 4,350 $ 2,742 $ 5,780 $ 1,378 $ 114,002 Special Mention - - - 238 - 85 - 323 Substandard - - 225 - 205 268 - 698 Doubtful - - - - - - - - Loss - - - - - - - - Total construction, development, and other land $ 1,395 $ 62,109 $ 36,473 $ 4,588 $ 2,947 $ 6,133 $ 1,378 $ 115,023 Current period gross write-offs $ - $ - $ - $ - $ 13 $ - $ - $ 13 Commercial and industrial Pass $ 8,914 $ 64,754 $ 21,001 $ 11,423 $ 6,813 $ 14,684 $ 19,160 $ 146,749 Special Mention - 1,144 17 15 321 601 697 2,795 Substandard - 211 163 97 604 674 - 1,749 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial and industrial $ 8,914 $ 66,109 $ 21,181 $ 11,535 $ 7,738 $ 15,959 $ 19,857 $ 151,293 Current period gross write-offs $ - $ - $ 59 $ - $ 32 $ - $ - $ 91 Multi-family residential Pass $ 463 $ 44,906 $ 20,587 $ 30,849 $ 3,699 $ 41,118 $ 3,287 $ 144,909 Special Mention - - - - - 3,629 - 3,629 Substandard - - - - - 208 - 208 Doubtful - - - - - - - - Loss - - - - - - - - Total multi-family residential $ 463 $ 44,906 $ 20,587 $ 30,849 $ 3,699 $ 44,955 $ 3,287 $ 148,746 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Non-farm, non-residential Pass $ 15,917 $ 221,536 $ 147,370 $ 112,918 $ 50,646 $ 210,888 $ 11,234 $ 770,509 Special Mention - - 1,905 845 - 8,103 12 10,865 Substandard - 88 1,110 536 3,609 6,317 195 11,855 Doubtful - - - - - - - - Loss - - - - - - - - Total non-farm, non-residential $ 15,917 $ 221,624 $ 150,385 $ 114,299 $ 54,255 $ 225,308 $ 11,441 $ 793,229 Current period gross write-offs $ - $ 8 $ - $ - $ - $ 2 $ - $ 10 Agricultural Pass $ 1,650 $ 5,514 $ 2,911 $ 885 $ 295 $ 183 $ 458 $ 11,896 Special Mention - - 31 12 - 1 - 44 Substandard - - 35 - 46 21 - 102 Doubtful - - - - - - - - Loss - - - - - - - - Total agricultural $ 1,650 $ 5,514 $ 2,977 $ 897 $ 341 $ 205 $ 458 $ 12,042 Current period gross write-offs $ - $ 59 $ - $ - $ - $ - $ - $ 59 Farmland Pass $ 823 $ 640 $ 597 $ 777 $ 71 $ 6,662 $ 687 $ 10,257 Special Mention - - 108 12 - 440 - 560 Substandard - - - 12 - 1,308 - 1,320 Doubtful - - - - - - - - Loss - - - - - - - - Total farmland $ 823 $ 640 $ 705 $ 801 $ 71 $ 8,410 $ 687 $ 12,137 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Home equity lines Pass $ 85 $ 976 $ 97 $ 143 $ - $ 4,288 $ 65,441 $ 71,030 Special Mention - - - - - 43 155 198 Substandard - 13 - 27 35 1,134 1,325 2,534 Doubtful - - - - - - - - Loss - - - - - - - - Total home equity lines $ 85 $ 989 $ 97 $ 170 $ 35 $ 5,465 $ 66,921 $ 73,762 Current period gross write-offs $ - $ - $ - $ - $ - $ 9 $ - $ 9 Single family Mortgage Pass $ 16,097 $ 157,381 $ 233,020 $ 203,425 $ 48,065 $ 239,664 $ 510 $ 898,162 Special Mention - - 349 90 124 3,318 - 3,881 Substandard - 455 1,314 866 1,226 28,930 - 32,791 Doubtful - - - - - - - - Loss - - - - - - - - Total single family owner and non-owner occupied $ 16,097 $ 157,836 $ 234,683 $ 204,381 $ 49,415 $ 271,912 $ 510 $ 934,834 Current period gross write-offs $ - $ - $ 31 $ - $ - $ 58 $ - $ 89 Owner occupied construction Pass $ 159 $ 6,979 $ 2,535 $ - $ 14 $ 429 $ - $ 10,116 Special Mention - - - - - - - - Substandard - - - 159 - 1 - 160 Doubtful - - - - - - - - Loss - - - - - - - - Total owner occupied construction $ 159 $ 6,979 $ 2,535 $ 159 $ 14 $ 430 $ - $ 10,276 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer loans Pass $ 10,475 $ 62,509 $ 32,019 $ 13,115 $ 6,243 $ 2,555 $ 7,746 $ 134,662 Special Mention - - 4 - 5 - 1 10 Substandard 28 892 933 459 298 213 60 2,883 Doubtful - - - - - - - - Loss - - - - - - - - Total consumer loans $ 10,503 $ 63,401 $ 32,956 $ 13,574 $ 6,546 $ 2,768 $ 7,807 $ 137,555 Current period gross write-offs $ 200 $ 1,031 $ 802 $ 136 $ 78 $ 14 $ 38 $ 2,299 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Total Loans Pass $ 55,978 $ 627,304 $ 496,385 $ 377,885 $ 118,588 $ 526,251 $ 109,901 $ 2,312,292 Special Mention - 1,144 2,414 1,212 450 16,220 865 22,305 Substandard 28 1,659 3,780 2,156 6,023 39,074 1,580 54,300 Doubtful - - - - - - - - Loss - - - - - - - - Total loans $ 56,006 $ 630,107 $ 502,579 $ 381,253 $ 125,061 $ 581,545 $ 112,346 $ 2,388,897 Current period gross write-offs $ 200 $ 1,098 $ 892 $ 136 $ 123 $ 83 $ 38 $ 2,570 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Construction, development and other land Pass $ 58,770 $ 39,995 $ 4,602 $ 3,050 $ 2,485 $ 5,608 $ 1,462 $ 115,972 Special Mention - 225 - - 94 534 - 853 Substandard - - 267 71 11 - - 349 Doubtful - - - - - - - - Loss - - - - - - - - Total construction, development, and other land $ 58,770 $ 40,220 $ 4,869 $ 3,121 $ 2,590 $ 6,142 $ 1,462 $ 117,174 Commercial and industrial Pass $ 69,678 $ 23,746 $ 12,047 $ 7,729 $ 9,121 $ 8,890 $ 16,332 $ 147,543 Special Mention 227 20 21 367 185 1 99 920 Substandard 130 112 114 620 192 797 - 1,965 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial and industrial $ 70,035 $ 23,878 $ 12,182 $ 8,716 $ 9,498 $ 9,688 $ 16,431 $ 150,428 Multi-family residential Pass $ 45,261 $ 20,881 $ 31,087 $ 3,733 $ 1,328 $ 41,063 $ 506 $ 143,859 Special Mention - - - - - 3,946 - 3,946 Substandard - - - - - 221 - 221 Doubtful - - - - - - - - Loss - - - - - - - - Total multi-family residential $ 45,261 $ 20,881 $ 31,087 $ 3,733 $ 1,328 $ 45,230 $ 506 $ 148,026 Non-farm, non-residential Pass $ 218,595 $ 145,675 $ 114,840 $ 52,575 $ 35,564 $ 185,448 $ 8,457 $ 761,154 Special Mention - 1,927 852 1,193 2,708 8,076 147 14,903 Substandard - 1,267 675 2,509 1,531 5,664 - 11,646 Doubtful - - - - - - - - Loss - - - - - - - - Total non-farm, non-residential $ 218,595 $ 148,869 $ 116,367 $ 56,277 $ 39,803 $ 199,188 $ 8,604 $ 787,703 Agricultural Pass $ 6,244 $ 3,225 $ 1,003 $ 376 $ 154 $ 214 $ 506 $ 11,722 Special Mention - 33 14 - - - - 47 Substandard 124 37 1 66 24 11 - 263 Doubtful - - - - - - - - Loss - - - - - - - - Total agricultural $ 6,368 $ 3,295 $ 1,018 $ 442 $ 178 $ 225 $ 506 $ 12,032 Farmland Pass $ 646 $ 713 $ 796 $ 77 $ 869 $ 6,150 $ 617 $ 9,868 Special Mention - 109 - - 222 242 - 573 Substandard - - 12 - 253 1,073 - 1,338 Doubtful - - - - - - - - Loss - - - - - - - - Total farmland $ 646 $ 822 $ 808 $ 77 $ 1,344 $ 7,465 $ 617 $ 11,779 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Home equity lines Pass $ 1,960 $ 198 $ 241 $ - $ 24 $ 7,429 $ 63,075 $ 72,927 Special Mention - - - - - 117 171 288 Substandard - - 27 35 114 1,253 998 2,427 Doubtful - - - - - - - - Loss - - - - - - - - Total home equity lines $ 1,960 $ 198 $ 268 $ 35 $ 138 $ 8,799 $ 64,244 $ 75,642 Single family Mortgage Pass $ 157,890 $ 237,363 $ 207,480 $ 48,795 $ 36,678 $ 214,148 $ 373 $ 902,727 Special Mention - 376 90 363 262 3,170 - 4,261 Substandard 461 1,196 740 1,217 1,991 28,068 - 33,673 Doubtful - - - - - - - - Loss - - - - - - - - Total single family owner and non-owner occupied $ 158,351 $ 238,935 $ 208,310 $ 50,375 $ 38,931 $ 245,386 $ 373 $ 940,661 Owner occupied construction Pass $ 6,357 $ 3,344 $ - $ 23 $ 11 $ 469 $ - $ 10,204 Special Mention - - - - - - - - Substandard - - 162 - - - - 162 Doubtful - - - - - - - - Loss - - - - - - - - Total owner occupied construction $ 6,357 $ 3,344 $ 162 $ 23 $ 11 $ 469 $ - $ 10,366 Consumer loans Pass $ 69,579 $ 37,603 $ 16,033 $ 7,640 $ 2,528 $ 2,040 $ 7,932 $ 143,355 Special Mention - 5 - 6 - - - 11 Substandard 881 1,002 466 416 36 159 60 3,020 Doubtful - - - - - - - - Loss - - - - - - - - Total consumer loans $ 70,460 $ 38,610 $ 16,499 $ 8,062 $ 2,564 $ 2,199 $ 7,992 $ 146,386 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Total Loans Pass $ 634,980 $ 512,743 $ 388,129 $ 123,998 $ 88,762 $ 471,459 $ 99,260 $ 2,319,331 Special Mention 227 2,695 977 1,929 3,471 16,086 417 25,802 Substandard 1,596 3,614 2,464 4,934 4,152 37,246 1,058 55,064 Doubtful - - - - - - - - Loss - - - - - - - - Total loans $ 636,803 $ 519,052 $ 391,570 $ 130,861 $ 96,385 $ 524,791 $ 100,735 $ 2,400,197 The Company generally places a loan on nonaccrual status when it is 90 March 31, 2023 December 31, 2022 (Amounts in thousands) No Allowance With an Allowance Total No Allowance With an Allowance Total Commercial loans Construction, development, and other land $ 425 $ - $ 425 $ 31 $ - $ 31 Commercial and industrial 502 - 502 438 - 438 Multi-family residential 208 - 208 220 - 220 Single family non-owner occupied 942 - 942 984 - 984 Non-farm, non-residential 1,524 - 1,524 1,771 - 1,771 Agricultural 7 - 7 9 - 9 Farmland 133 - 133 133 - 133 Consumer real estate loans Home equity lines 612 - 612 400 - 400 Single family owner occupied 8,303 586 8,889 8,228 589 8,817 Owner occupied construction - - - - - - Consumer and other loans Consumer loans 2,315 - 2,315 2,405 - 2,405 Total nonaccrual loans $ 14,971 $ 586 $ 15,557 $ 14,619 $ 589 $ 15,208 During the first 2023 2022 The following tables presents the aging of past due loans, by loan class, as of the dates indicated. Nonaccrual loans 30 March 31, 2023 Amortized Cost of 30 - 59 Days 60 - 89 Days 90+ Days Total Current Total > 90 Days Accruing (Amounts in thousands) Past Due Past Due Past Due Past Due Loans Loans No Allowance Commercial loans Construction, development, and other land $ 173 $ 17 $ 418 $ 608 $ 114,415 $ 115,023 $ - Commercial and industrial 422 112 332 866 150,427 151,293 - Multi-family residential 133 - - 133 148,613 148,746 - Single family non-owner occupied 1,169 169 120 1,458 206,174 207,632 - Non-farm, non-residential 218 48 351 617 792,612 793,229 - Agricultural 34 - 7 41 12,001 12,042 - Farmland - - 133 133 12,004 12,137 - Consumer real estate loans Home equity lines 782 120 487 1,389 72,373 73,762 - Single family owner occupied 5,172 2,603 2,222 9,997 717,205 727,202 - Owner occupied construction - - - - 10,276 10,276 - Consumer and other loans Consumer loans 3,822 985 989 5,796 130,514 136,310 - Other - - - - 1,245 1,245 - Total loans $ 11,925 $ 4,054 $ 5,059 $ 21,038 $ 2,367,859 $ 2,388,897 $ - December 31, 2022 Amortized Cost of 30 - 59 Days 60 - 89 Days 90+ Days Total Current Total > 90 Days Accruing (Amounts in thousands) Past Due Past Due Past Due Past Due Loans Loans No Allowance Commercial loans Construction, development, and other land $ 393 $ 8 $ 23 $ 424 $ 116,750 $ 117,174 $ - Commercial and industrial 756 129 217 1,102 149,326 150,428 - Multi-family residential - - 83 83 147,943 148,026 - Single family non-owner occupied 990 122 299 1,411 204,710 206,121 - Non-farm, non-residential 646 52 548 1,246 786,457 787,703 - Agricultural 36 135 9 180 11,852 12,032 - Farmland - - 133 133 11,646 11,779 - Consumer real estate loans Home equity lines 519 115 262 896 74,746 75,642 - Single family owner occupied 5,951 2,322 3,166 11,439 723,101 734,540 - Owner occupied construction - - - - 10,366 10,366 - Consumer and other loans Consumer loans 4,282 1,960 1,459 7,701 136,881 144,582 - Other - - - - 1,804 1,804 - Total loans $ 13,573 $ 4,843 $ 6,199 $ 24,615 $ 2,375,582 $ 2,400,197 $ - ASC 326 may March 31, 2023 December 31, 2022 (Amounts in thousands) Balance Collateral Coverage % Balance Collateral Coverage % Commercial Real Estate Hotel $ - $ - - $ - $ - - Office - - - - - - Other - - - - - - Retail - - - - - - Multi-Family Industrial - - - - - - Office - - - - - - Other - - - - - - Commercial and industrial Industrial - - - - - - Other - - - - - - Home equity loans - - - - - - Consumer owner occupied 586 574 97.99 % 589 574 97.45 % Consumer - - - - - - Total collateral dependent loans $ 586 $ 574 97.99 % $ 589 $ 574 97.45 % The Company may January 1, 2023, 2022 02, 326 2016 13, Payment Delays Amortized Cost Basis % of Total Class of March 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Single family owner occupied $ 410 0.056 % Deferred $6 thousand in principal to maturity Total $ 410 Term Extensions Amortized Cost Basis % of Total Class of March 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Consumer $ 9 0.007 % Extended term from 60 to 84 months Total $ 9 Principal Forgiveness Amortized Cost Basis % of Total Class of March 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Single family owner occupied $ 10 0.001 % Reduced amortized cost basis by $13 thousand Total $ 10 Upon the Company's determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount. As of March 31, 2023 The Company closely monitors the performance of the loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table depicts the performance of loans that have been modified in the last three March 31, 2023 Payment Status (Amortized Cost Basis) Current 30-89 Days Past Due 90+ Days Past Due (Amounts in thousands) Single family owner occupied $ 420 $ - $ - Consumer 9 - - Total $ 429 $ - $ - Prior to the adoption of ASU 2022 02, 326 December 31, 2022 (Amounts in thousands) Nonaccrual(1) Accruing Total Commercial loans Commercial and industrial $ - $ 374 $ 374 Single family non-owner occupied 142 838 980 Non-farm, non-residential - 747 747 Consumer real estate loans Home equity lines - 55 55 Single family owner occupied 1,182 5,073 6,255 Owner occupied construction - - - Consumer and other loans Consumer loans - 25 25 Total TDRs $ 1,324 $ 7,112 $ 8,436 Allowance for credit losses related to TDRs $ - ( 1 Nonaccrual TDRs are included in total nonaccrual loans disclosed in the nonaccrual table above. The following table presents interest income recognized on TDRs for the periods indicated: Three Months Ended March 31, 2022 (Amounts in thousands) Interest income recognized $ 105 The following tables present loans modified as TDRs, by type of concession made and loan class, that were restructured during the periods indicated: Three Months Ended March 31, 2022 (Amounts in thousands) Total Contracts Pre-modification Recorded Investment Post-modification Recorded Investment(1) Below market interest rate Single family owner occupied 1 $ 31 $ 32 Total below market interest rate 1 $ 31 $ 32 Total 1 $ 31 $ 32 ( 1 Represents the loan balance immediately following modification As of March 31, 2022 one The following table provides information about other real estate owned (“OREO”), which consists of properties acquired through foreclosure, as of the dates indicated: March 31, 2023 December 31, 2022 (Amounts in thousands) OREO $ 481 $ 703 OREO secured by residential real estate $ 249 $ 407 Residential real estate loans in the foreclosure process (1) $ 1,850 $ 1,474 ( 1 The recorded investment in consumer mortgage loans collateralized by residential real estate that are in the process of foreclosure according to local requirements of the applicable jurisdiction

Note 6 - Allowance for Credit L

Note 6 - Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Allowance for Credit Losses [Text Block]	Note 6 . Allowance for Credit Losses The following tables present the changes in the allowance for credit losses, by loan segment, during the periods indicated: Three Months Ended March 31, 2023 Consumer Real Consumer and Total (Amounts in thousands) Commercial Estate Other Allowance Total allowance Balance at beginning of year: Allowance for credit losses - loans $ 17,213 $ 8,931 $ 4,412 $ 30,556 Allowance for credit losses - loan commitments 1,018 156 22 1,196 Total allowance for credit losses beginning of year 18,231 9,087 4,434 31,752 Provision for credit losses: Provision for credit losses - loans 37 103 1,834 1,974 (Recovery of) provision for credit losses - loan commitments (232 ) (6 ) 6 (232 ) Total provision for credit losses - loans and loan commitments (195 ) 97 1,840 1,742 Charge-offs (173 ) (98 ) (2,299 ) (2,570 ) Recoveries 192 59 578 829 Net recoveries (charge-offs) 19 (39 ) (1,721 ) (1,741 ) Allowance for credit losses - loans 17,269 8,995 4,525 30,789 Allowance for credit losses - loan commitments 786 150 28 964 Ending balance $ 18,055 $ 9,145 $ 4,553 $ 31,753 Three Months Ended March 31, 2022 Consumer Real Consumer and Total (Amounts in thousands) Commercial Estate Other Allowance Total allowance Balance at beginning of year: Allowance for credit losses - loans $ 14,775 $ 9,972 $ 3,111 $ 27,858 Allowance for credit losses - loan commitments 576 88 14 678 Total allowance for credit losses beginning of year 15,351 10,060 3,125 28,536 Provision for credit losses: Provision for credit losses - loans 1,108 (241 ) 1,094 1,961 (Recovery of) provision for credit losses - loan commitments 87 6 5 98 Total provision for credit losses - loans and loan commitments 1,195 (235 ) 1,099 2,059 Charge-offs (257 ) (6 ) (1,039 ) (1,302 ) Recoveries 270 39 155 464 Net (charge-offs) recoveries 13 33 (884 ) (838 ) Allowance for credit losses - loans 15,896 9,764 3,321 28,981 Allowance for credit losses - loan commitments 663 94 19 776 Ending balance $ 16,559 $ 9,858 $ 3,340 $ 29,757

Note 7 - Deposits

Note 7 - Deposits	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 7 . Deposits The following table presents the components of deposits as of the dates indicated: March 31, 2023 December 31, 2022 (Amounts in thousands) Noninterest-bearing demand deposits $ 823,297 $ 872,168 Interest-bearing deposits: Interest-bearing demand deposits 661,595 679,609 Money market accounts 279,139 264,734 Savings deposits 558,782 578,974 Certificates of deposit 165,709 180,008 Individual retirement accounts 96,102 103,322 Total interest-bearing deposits 1,761,327 1,806,647 Total deposits $ 2,584,624 $ 2,678,815

Note 8 - Leases

Note 8 - Leases	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	Note 8 . Leases Operating leases are recorded as a right of use (“ROU”) asset and operating lease liability. The ROU asset is recorded in other assets, while the lease liability is recorded in other liabilities on the condensed balance sheet beginning January 1, 2019, 2016 02, 2016 02. The Company’s current operating leases relate to one one July 2029. March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 December 31, 2022 March 31, 2023 not December 31, 2022 Future minimum lease payments as of the dates indicated are as follows: Year March 31, 2023 (Amounts in thousands) 2024 $ 119 2025 113 2026 101 2027 101 2028 and thereafter 235 Total lease payments 669 Less: Interest (22 ) Present value of lease liabilities $ 647 Year December 31, 2022 (Amounts in thousands) 2023 $ 119 2024 117 2025 101 2026 101 2027 and thereafter 261 Total lease payments 699 Less: Interest (29 ) Present value of lease liabilities $ 670

Note 9 - Borrowings

Note 9 - Borrowings	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 9 . Borrowings The following table presents the components of borrowings as of the dates indicated: March 31, 2023 December 31, 2022 Weighted Weighted (Amounts in thousands) Balance Average Rate Balance Average Rate Retail repurchase agreements $ 1,866 0.06 % $ 1,874 0.07 % Repurchase agreements are secured by certain securities that remain under the Company’s control during the terms of the agreements. As of March 31, 2023 Unused borrowing capacity with the FHLB totaled $393.69 million, net of FHLB letters of credit of $118.94 million, as of March 31, 2023 March 31, 2023

Note 10 - Derivative Instrument

Note 10 - Derivative Instruments and Hedging Activities	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 10 . Derivative Instruments and Hedging Activities Generally, derivative instruments help the Company manage exposure to market risk and meet customer financing needs. Market risk represents the possibility that fluctuations in external factors such as interest rates, market-driven loan rates, prices, or other economic factors will adversely affect economic value or net interest income. The Company uses interest rate swap contracts to modify its exposure to interest rate risk caused by changes in the LIBOR curve in relation to certain designated fixed rate loans. These instruments are used to convert these fixed rate loans to an effective floating rate. If the LIBOR rate falls below the loan’s stated fixed rate for a given period, the Company will owe the floating rate payer the notional amount times the difference between LIBOR and the stated fixed rate. If LIBOR is above the stated rate for a given period, the Company will receive payments based on the notional amount times the difference between LIBOR and the stated fixed rate. In March 2020, 2020 04, not Certain of the Company's interest rate swaps qualify as fair value hedging instruments; therefore, fair value changes in the derivative and hedged item attributable to the hedged risk are recognized in earnings in the same period. The fair value hedges were effective as of March 31, 2023 Through July 2022, not July 26, 2022, The following table presents the notional, or contractual, amounts and fair values of derivative instruments as of the dates indicated: March 31, 2023 December 31, 2022 Notional or Fair Value Notional or Fair Value Contractual Derivative Derivative Contractual Derivative Derivative (Amounts in thousands) Amount Assets Liabilities Amount Assets Liabilities Derivatives designated as hedges Interest rate swaps $ 3,877 $ 150 $ - $ 3,983 $ 199 $ - Total derivatives $ 3,877 $ 150 $ - $ 3,983 $ 199 $ - The following table presents the effect of derivative and hedging activity, if applicable, on the consolidated statements of income for the periods indicated: Three Months Ended March 31, (Amounts in thousands) 2023 2022 Income Statement Location Derivatives designated as hedges Interest rate swaps $ (20 ) $ 25 Interest and fees on loans Derivatives not designated as hedges Interest rate swaps - 51 Interest and fees on loans Total derivative (income) expense $ (20 ) $ 76

Note 11 - Employee Benefit Plan

Note 11 - Employee Benefit Plans	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	Note 11 . Employee Benefit Plans The Company maintains two 2021; Three Months Ended March 31, 2023 2022 Income Statement Location (Amounts in thousands) Service cost $ - $ - Salaries and employee benefits Interest cost 82 83 Other expense Amortization of prior service cost - - Other expense Amortization of losses 33 34 Other expense Net periodic cost $ 115 $ 117

Note 12 - Earnings Per Share

Note 12 - Earnings Per Share	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 12 . Earnings per Share The following table presents the calculation of basic and diluted earnings per common share for the periods indicated: Three Months Ended March 31, 2023 2022 (Amounts in thousands, except share and per share data) Net income $ 11,782 $ 9,515 Weighted average common shares outstanding, basic 16,228,297 16,817,284 Dilutive effect of potential common shares Stock options 16,405 17,814 Unvested stock awards 44,787 29,417 Total dilutive effect of potential common shares 61,192 47,231 Weighted average common shares outstanding, diluted 16,289,489 16,864,515 Basic earnings per common share $ 0.73 $ 0.57 Diluted earnings per common share 0.72 0.56 Antidilutive potential common shares Stock options 131,198 131,198 Total potential antidilutive shares 131,198 131,198

Note 13 - Accumulated Other Com

Note 13 - Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 13 . Accumulated Other Comprehensive Income (Loss) The following tables present the changes in accumulated other comprehensive income (loss) (“AOCI”), net of tax and by component, during the periods indicated: Three Months Ended March 31, 2023 Unrealized Gains (Losses) on Available- for-Sale Securities Employee Benefit Plans Total (Amounts in thousands) Beginning balance $ (15,621 ) $ (98 ) $ (15,719 ) Other comprehensive income before reclassifications 2,499 (26 ) 2,473 Reclassified from AOCI (5 ) 26 21 Other comprehensive income, net 2,494 - 2,494 Ending balance $ (13,127 ) $ (98 ) $ (13,225 ) Three Months Ended March 31, 2022 Unrealized Gains (Losses) on Available- for-Sale Securities Employee Benefit Plans Total (Amounts in thousands) Beginning balance $ 15 $ (1,561 ) $ (1,546 ) Other comprehensive loss before reclassifications (4,658 ) (335 ) (4,993 ) Reclassified from AOCI - 27 27 Other comprehensive loss, net (4,658 ) (308 ) (4,966 ) Ending balance $ (4,643 ) $ (1,869 ) $ (6,512 ) The following table presents reclassifications out of AOCI, by component, during the periods indicated: Three Months Ended March 31, Income Statement (Amounts in thousands) 2023 2022 Line Item Affected Available-for-sale securities Gain recognized $ (7 ) $ - Net loss on sale of securities Reclassified out of AOCI, before tax (7 ) - Income before income taxes Income tax expense (2 ) - Income tax expense Reclassified out of AOCI, net of tax (5 ) - Net income Employee benefit plans Amortization of prior service cost $ - $ - Salaries and employee benefits Amortization of net actuarial benefit cost 33 34 Salaries and employee benefits Reclassified out of AOCI, before tax 33 34 Income before income taxes Income tax expense 7 7 Income tax expense Reclassified out of AOCI, net of tax 26 27 Net income Total reclassified out of AOCI, net of tax $ 21 $ 27 Net income ( 1 Amortization is included in net periodic pension cost. See Note 10,

Note 14 - Fair Value

Note 14 - Fair Value	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	Note 14 . Fair Value Financial Instruments Measured at Fair Value Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. The fair value hierarchy ranks the inputs used in measuring fair value as follows: ● Level 1 ● Level 2 1 ● Level 3 no The Company uses fair value measurements to record adjustments to certain financial assets and liabilities on a recurring basis. The Company may may not Assets and Liabilities Reported at Fair Value on a Recurring Basis Available-for-Sale Debt Securities Debt securities available for sale are reported at fair value on a recurring basis. The fair value of Level 1 not 2 may 2 3 Fair value models may not not 3 third 3 third Equity Securities. 1 not 2. Loans Held for Investment third Deferred Compensation Assets and Liabilities 1 Derivative Assets and Liabilities 2 The following tables summarize financial assets and liabilities recorded at fair value on a recurring basis, by the level of valuation inputs in the fair value hierarchy, as of the dates indicated: March 31, 2023 Total Fair Value Measurements Using (Amounts in thousands) Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities U.S. Agency securities $ 1,491 $ - $ 1,491 $ - U.S. Treasury Notes 170,686 - 170,686 - Municipal securities 22,957 - 22,957 - Corporate Notes 29,779 29,779 Agency mortgage-backed securities 83,356 - 83,356 - Total available-for-sale debt securities 308,269 - 308,269 - Equity securities 55 - 55 - Fair value loans 3,727 - - 3,727 Derivative assets 150 - 150 - Deferred compensation assets 5,658 5,658 - - Deferred compensation liabilities 5,658 5,658 - - December 31, 2022 Total Fair Value Measurements Using (Amounts in thousands) Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities U.S. Agency securities $ 1,485 $ - $ 1,485 $ - U.S. Treasury Notes 157,264 - 157,264 - Municipal securities 23,309 - 23,309 - Corporate notes 34,857 - 34,857 - Agency mortgage-backed securities 83,434 - 83,434 - Total available-for-sale debt securities 300,349 - 300,349 - Equity securities 55 - 55 - Fair value loans 3,784 - - 3,784 Derivative assets 199 - 199 - Deferred compensation assets 5,142 5,142 - - Deferred compensation liabilities 5,142 5,142 - - Assets Measured at Fair Value on a Nonrecurring Basis Impaired Loans 2016 13, 3 The Company maintains an active and robust problem credit identification system. The impairment review includes obtaining third two four third thirty forty-five third not OREO 3 The following tables present assets measured at fair value on a nonrecurring basis, by the level of valuation inputs in the fair value hierarchy, as of the dates indicated: March 31, 2023 Total Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 (Amounts in thousands) Collateral dependent assets with specific reserves $ 574 $ - $ - $ 574 OREO $ 481 $ - $ - $ 481 December 31, 2022 Total Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 (Amounts in thousands) Collateral dependent assets with specific reserves $ 574 $ - $ - $ 574 OREO 703 - - 703 Quantitative Information about Level 3 The following tables provides quantitative information for assets measured at fair value on a nonrecurring basis using Level 3 Discount Range Valuation Unobservable (Weighted Average) Technique Input March 31, 2023 Collateral dependent assets with specific reserves Discounted appraisals(1) Appraisal adjustments(2) 2% (2%) OREO Discounted appraisals(1) Appraisal adjustments(2) 20% to 100% (77%) ( 1 Fair value is generally based on appraisals of the underlying collateral. ( 2 Appraisals may Discount Range Valuation Unobservable (Weighted Average) Technique Input December 31, 2022 Collateral dependent assets with specific reserves Discounted appraisals(1) Appraisal adjustments(2) 3% (3%) OREO Discounted appraisals(1) Appraisal adjustments(2) 20% to 100% (69%) ( 1 Fair value is generally based on appraisals of the underlying collateral. ( 2 Appraisals may Fair Value of Financial Instruments The Company uses various methodologies and assumptions to estimate the fair value of certain financial instruments. A description of valuation methodologies used for instruments not Cash and Cash Equivalents Accrued Interest Receivable/Payable Deposits and Securities Sold Under Agreements to Repurchase FHLB and Other Borrowings Off-Balance Sheet Instruments not not not 15, The following tables present the carrying amounts and fair values of financial instruments, by the level of valuation inputs in the fair value hierarchy, as of the dates indicated: March 31, 2023 Carrying Fair Value Measurements Using (Amounts in thousands) Amount Fair Value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 92,385 $ 92,385 $ 92,385 $ - $ - Debt securities available for sale 308,269 308,269 - 308,269 - Equity securities 55 55 - 55 - Loans held for investment, net of allowance 2,358,108 2,215,745 - - 2,215,745 Derivative financial assets 150 150 - 150 - Interest receivable 8,646 8,646 - 8,646 - Deferred compensation assets 5,658 5,658 5,658 - - Liabilities Time deposits 261,811 259,870 - 259,870 - Securities sold under agreements to repurchase 1,866 1,866 - 1,866 - Interest payable 211 211 - 211 - Deferred compensation liabilities 5,658 5,658 5,658 - - December 31, 2022 Carrying Fair Value Measurements Using (Amounts in thousands) Amount Fair Value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 170,846 $ 170,846 $ 170,846 $ - $ - Debt securities available for sale 300,349 300,349 - 300,349 - Equity securities 55 55 - 55 - Loans held for investment, net of allowance 2,369,641 2,215,243 - - 2,215,243 Interest receivable 9,279 9,279 - 9,279 - Deferred compensation assets 5,142 5,142 5,142 - - Derivative assets 199 199 - 199 - Liabilities Time deposits 283,330 281,744 - 281,744 - Securities sold under agreements to repurchase 1,874 1,874 - 1,874 - Interest payable 159 159 - 159 - Deferred compensation liabilities 5,142 5,142 5,142 - -

Note 15 - Litigation, Commitmen

Note 15 - Litigation, Commitments, and Contingencies	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 15 . Litigation, Commitments , and Contingencies Litigation In the normal course of business, the Company is a defendant in various legal actions and asserted claims. While the Company and its legal counsel are unable to assess the ultimate outcome of each of these matters with certainty, the Company believes the resolution of these actions, singly or in the aggregate, should not Commitments and Contingencies The Company is a party to financial instruments with off balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit, and financial guarantees. These instruments involve, to varying degrees, elements of credit and interest rate risk beyond the amount recognized in the consolidated balance sheets. The contractual amounts of these instruments reflect the extent of involvement the Company has in particular classes of financial instruments. If the other party to a financial instrument does not Commitments to extend credit are agreements to lend to a customer as long as there is no may not may Standby letters of credit and financial guarantees are conditional commitments issued by the Company to guarantee the performance of a customer to a third The following table presents the off-balance sheet financial instruments as of the dates indicated: March 31, 2023 December 31, 2022 (Amounts in thousands) Commitments to extend credit $ 259,156 $ 278,926 Standby letters of credit and financial guarantees (1) 121,701 119,681 Total off-balance sheet risk $ 380,857 $ 398,607 ( 1 Includes FHLB letters of credit

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2023
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The Company’s accounting and reporting policies conform with U.S. generally accepted accounting principles (“GAAP”) and prevailing practices in the banking industry. The consolidated financial statements include all accounts of the Company and its wholly owned subsidiaries and eliminate all intercompany balances and transactions. The Company operates in one not may These unaudited interim condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and accompanying notes included in the Company’s Annual Report on Form 10 December 31, 2022 2022 10 February 22, 2023. December 31, 2022
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications Certain amounts reported in prior years have been reclassified to conform to the current year’s presentation. These reclassifications had no
Use of Estimates, Policy [Policy Text Block]	Use of Estimates Preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that require the most subjective or complex judgments relate to fair value measurements, investment securities, the allowance for loan losses, goodwill and other intangible assets, and income taxes. A discussion of the Company’s application of critical accounting estimates is included in “Critical Accounting Estimates” in Item 2
Credit Loss, Financial Instrument [Policy Text Block]	Allowance for Credit Losses ( ACL ) On January 1, 2021, 2016 13, 326 ACL – Investment Securities Each quarter, the Company evaluates impairment where there has been a decline in fair value below the amortized cost basis of a security to determine whether there is a credit loss associated with the decline in fair value. The nature of the collateral is considered along with potential future changes in collateral values, default rates, delinquency rates, third The Company excludes the accrued interest receivable from the amortized cost basis in measuring expected credit losses on the investment securities and does not March 31, 2023 The Company’s estimate of expected credit losses includes a measure of the expected risk of credit loss even if that risk is remote. The Company does not not zero third zero one not zero ACL – Loans The Company reviews our allowance for credit losses quarterly to determine if it is sufficient to absorb expected loan losses in the portfolio. This determination requires management to make significant estimates and assumptions. While the Company uses its best judgment and available information, the ultimate adequacy of the allowance is dependent upon a variety of factors beyond our control, including the performance of our loan portfolio, the economy, changes in interest rates, and the view of regulatory authorities towards loan classifications. These uncertainties may The ACL is an estimate of losses that will result from the inability of borrowers to make required loan payments. The Company established the incremental increase in the ACL at the adoption through retained earnings and subsequent adjustments will be made through a provision for credit losses charged to earnings. Loans charged off are recorded against the ACL and subsequent recoveries increase the ACL when they are recognized. A systematic methodology is used to determine ACL for loans held for investment and certain off-balance sheet credit exposures. The ACL is a valuation account that is deducted from the amortized cost basis to present the net amount expected to be collected on the loan portfolio. The Company considers the effects of past events, current conditions, and reasonable and supportable forecasts on the collectability of the loan portfolio. The Company’s estimate of its ACL involves a high degree of judgement and reflects management’s best estimate within the range of expected credit losses. The Company recognizes in net income the amount needed to adjust the ACL for management’s current estimate of expected credit losses. The Company’s ACL is calculated using collectively evaluated and individually evaluated loans. The Company collectively evaluates loans that share similar risk characteristics. In general, loans are segmented by loan purpose. The Company collectively evaluates loans within the following consumer and commercial segments: Loans secured by 1 4 Risk characteristics of residential real estate loans which include loans secured by Single family properties, HELOC, and Owner occupied construction loans are dependent upon individual borrowers who are affected by changes in general economic conditions, real estate valuations, and the demand for housing. Commercial and Industrial, Multi-family residential, Non-farm/non-residential, Agricultural, and Loans secured by Farmland are similar in that they are generally dependent upon the borrower's internal cash flow from operations to service the debt and changes in general economic conditions. Commercial construction, Development, and other land loans, Consumer, and Other consumer loans (open pool) are similar in that they are dependent on changes in general economic conditions. For collectively evaluated loans, the Company uses a combination of discounted cash flow and remaining life to estimate expected credit losses. During 2022, third not one The Company considers forward-looking information in estimated expected credit losses. The Company subscribes to a third one eight may Included in its systematic methodology to determine its ACL for loans held for investment and certain off-balance sheet credit exposures, The Company considers the need to qualitatively adjust expected credit losses for information not 1 2 3 4 5 6 7 8 9 When a loan no not The Company follows its nonaccrual policy by reversing contractual interest income in the income statement when the Company places a loan on nonaccrual status. Therefore, Management excludes the accrued interest receivable balance from the amortized cost basis in measuring expected credit losses on the portfolio and does not March 31, 2023 Effective January 1, 2023, 2022 02, 326 Because the effect of most modifications made to borrowers experiencing financial difficulty is already included in the allowance for credit losses, a change to the allowance for credit losses is generally not may The Company has a variety of assets that have a component that qualifies as an off-balance sheet exposure. These primarily include undrawn portions of revolving lines of credit and standby letters of credit. The estimates are determined based on the likelihood of funding during the contractual term and an estimate of credit losses subsequent to funding. Estimated credit losses on subsequently funded balances are based on the same assumptions as used to estimate credit losses on existing funded loans. The expected losses associated with these exposures within the unfunded portion of the loans will be recorded as a liability on the balance sheet with an offsetting income statement expense. Management has determined that a majority of the Company’s off-balance-sheet credit exposures are not March 31, 2023
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Standards Standards Adopted in 2023 In March 2022, 2022 02, 326 January 1, 2023. 2016 13, January 1, 2023. no The Company does not

Note 3 - Debt Securities (Table

Note 3 - Debt Securities (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]	March 31, 2023 Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Amounts in thousands) U.S. Agency securities $ 1,500 $ - $ (9 ) $ 1,491 U.S. Treasury Notes 174,052 3 (3,369 ) 170,686 Municipal securities 23,012 25 (80 ) 22,957 Corporate notes 31,543 - (1,764 ) 29,779 Agency mortgage-backed securities 94,780 4 (11,428 ) 83,356 Total $ 324,887 $ 32 $ (16,650 ) $ 308,269 December 31, 2022 Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Amounts in thousands) U.S. Agency securities $ 1,500 $ — $ (15 ) $ 1,485 U.S. Treasury Notes 161,617 - (4,353 ) 157,264 Municipal securities 23,480 21 (192 ) 23,309 Corporate notes 37,046 — (2,189 ) 34,857 Agency mortgage-backed securities 96,480 3 (13,049 ) 83,434 Total $ 320,123 $ 24 $ (19,798 ) $ 300,349
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2023 Amortized (Amounts in thousands) Cost Fair Value Available-for-sale debt securities Due within one year $ 157,230 $ 154,233 Due after one year but within five years 70,343 68,145 Due after five years but within ten years 2,534 2,535 230,107 224,913 Agency mortgage-backed securities 94,780 83,356 Total debt securities available for sale $ 324,887 $ 308,269
Schedule of Unrealized Loss on Investments [Table Text Block]	March 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Amounts in thousands) U.S. Agency securities $ 1,491 $ (9 ) $ - $ - $ 1,491 $ (9 ) U.S. Treasury Notes 54,208 (554 ) 106,906 (2,815 ) 161,114 (3,369 ) Municipal securities 7,463 (60 ) 1,169 (20 ) 8,632 (80 ) Corporate notes 2,972 (28 ) 26,807 (1,736 ) 29,779 (1,764 ) Agency mortgage-backed securities 10,009 (513 ) 73,212 (10,915 ) 83,221 (11,428 ) Total $ 76,143 $ (1,164 ) $ 208,094 $ (15,486 ) $ 284,237 $ (16,650 ) December 31, 2022 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Amounts in thousands) U.S. Agency securities $ 1,485 $ (15 ) $ — $ — $ 1,485 $ (15 ) U.S. Treasury Notes 157,264 (4,353 ) — — 157,264 (4,353 ) Municipal securities 12,347 (192 ) — — 12,347 (192 ) Corporate notes 32,368 (2,172 ) 2,489 (17 ) 34,857 (2,189 ) Agency mortgage-backed securities 64,993 (8,824 ) 18,305 (4,225 ) 83,298 (13,049 ) Total $ 268,457 $ (15,556 ) $ 20,794 $ (4,242 ) $ 289,251 $ (19,798 )

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, 2023 December 31, 2022 (Amounts in thousands) Amount Percent Amount Percent Loans held for investment Commercial loans Construction, development, and other land $ 115,023 4.81 % $ 117,174 4.88 % Commercial and industrial 151,293 6.33 % 150,428 6.27 % Multi-family residential 148,746 6.23 % 148,026 6.17 % Single family non-owner occupied 207,632 8.69 % 206,121 8.59 % Non-farm, non-residential 793,229 33.21 % 787,703 32.82 % Agricultural 12,042 0.50 % 12,032 0.50 % Farmland 12,137 0.51 % 11,779 0.49 % Total commercial loans 1,440,102 60.28 % 1,433,263 59.72 % Consumer real estate loans Home equity lines 73,762 3.09 % 75,642 3.15 % Single family owner occupied 727,202 30.44 % 734,540 30.61 % Owner occupied construction 10,276 0.43 % 10,366 0.43 % Total consumer real estate loans 811,240 33.96 % 820,548 34.19 % Consumer and other loans Consumer loans 136,310 5.71 % 144,582 6.02 % Other 1,245 0.05 % 1,804 0.07 % Total consumer and other loans 137,555 5.76 % 146,386 6.09 % Total loans held for investment, net of unearned income $ 2,388,897 100.00 % $ 2,400,197 100.00 %

Note 5 - Credit Quality (Tables

Note 5 - Credit Quality (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Financing Receivable Credit Quality Indicators [Table Text Block]	March 31, 2023 Special (Amounts in thousands) Pass Mention Substandard Doubtful Loss Total Commercial loans Construction, development, and other land $ 114,002 $ 323 $ 698 $ - $ - $ 115,023 Commercial and industrial 146,749 2,795 1,749 - - 151,293 Multi-family residential 144,909 3,629 208 - - 148,746 Single family non-owner occupied 197,731 2,006 7,895 - - 207,632 Non-farm, non-residential 770,509 10,865 11,855 - - 793,229 Agricultural 11,896 44 102 - - 12,042 Farmland 10,257 560 1,320 - - 12,137 Consumer real estate loans Home equity lines 71,030 198 2,534 - - 73,762 Single family owner occupied 700,431 1,875 24,896 - - 727,202 Owner occupied construction 10,116 - 160 - - 10,276 Consumer and other loans Consumer loans 133,417 10 2,883 - - 136,310 Other 1,245 - - - - 1,245 Total loans $ 2,312,292 $ 22,305 $ 54,300 $ - $ - $ 2,388,897 December 31, 2022 Special (Amounts in thousands) Pass Mention Substandard Doubtful Loss Total Commercial loans Construction, development, and other land $ 115,972 $ 853 $ 349 $ - $ - $ 117,174 Commercial and industrial 147,543 920 1,965 - - 150,428 Multi-family residential 143,859 3,946 221 - - 148,026 Single family non-owner occupied 195,775 2,303 8,043 - - 206,121 Non-farm, non-residential 761,154 14,903 11,646 - - 787,703 Agricultural 11,722 47 263 - - 12,032 Farmland 9,868 573 1,338 - - 11,779 Consumer real estate loans Home equity lines 72,927 288 2,427 - - 75,642 Single family owner occupied 706,952 1,958 25,630 - - 734,540 Owner occupied construction 10,204 - 162 - - 10,366 Consumer and other loans Consumer loans 141,551 11 3,020 - - 144,582 Other 1,804 - - - - 1,804 Total loans $ 2,319,331 $ 25,802 $ 55,064 $ - $ - $ 2,400,197 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Construction, development and other land Pass $ 1,395 $ 62,109 $ 36,248 $ 4,350 $ 2,742 $ 5,780 $ 1,378 $ 114,002 Special Mention - - - 238 - 85 - 323 Substandard - - 225 - 205 268 - 698 Doubtful - - - - - - - - Loss - - - - - - - - Total construction, development, and other land $ 1,395 $ 62,109 $ 36,473 $ 4,588 $ 2,947 $ 6,133 $ 1,378 $ 115,023 Current period gross write-offs $ - $ - $ - $ - $ 13 $ - $ - $ 13 Commercial and industrial Pass $ 8,914 $ 64,754 $ 21,001 $ 11,423 $ 6,813 $ 14,684 $ 19,160 $ 146,749 Special Mention - 1,144 17 15 321 601 697 2,795 Substandard - 211 163 97 604 674 - 1,749 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial and industrial $ 8,914 $ 66,109 $ 21,181 $ 11,535 $ 7,738 $ 15,959 $ 19,857 $ 151,293 Current period gross write-offs $ - $ - $ 59 $ - $ 32 $ - $ - $ 91 Multi-family residential Pass $ 463 $ 44,906 $ 20,587 $ 30,849 $ 3,699 $ 41,118 $ 3,287 $ 144,909 Special Mention - - - - - 3,629 - 3,629 Substandard - - - - - 208 - 208 Doubtful - - - - - - - - Loss - - - - - - - - Total multi-family residential $ 463 $ 44,906 $ 20,587 $ 30,849 $ 3,699 $ 44,955 $ 3,287 $ 148,746 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Non-farm, non-residential Pass $ 15,917 $ 221,536 $ 147,370 $ 112,918 $ 50,646 $ 210,888 $ 11,234 $ 770,509 Special Mention - - 1,905 845 - 8,103 12 10,865 Substandard - 88 1,110 536 3,609 6,317 195 11,855 Doubtful - - - - - - - - Loss - - - - - - - - Total non-farm, non-residential $ 15,917 $ 221,624 $ 150,385 $ 114,299 $ 54,255 $ 225,308 $ 11,441 $ 793,229 Current period gross write-offs $ - $ 8 $ - $ - $ - $ 2 $ - $ 10 Agricultural Pass $ 1,650 $ 5,514 $ 2,911 $ 885 $ 295 $ 183 $ 458 $ 11,896 Special Mention - - 31 12 - 1 - 44 Substandard - - 35 - 46 21 - 102 Doubtful - - - - - - - - Loss - - - - - - - - Total agricultural $ 1,650 $ 5,514 $ 2,977 $ 897 $ 341 $ 205 $ 458 $ 12,042 Current period gross write-offs $ - $ 59 $ - $ - $ - $ - $ - $ 59 Farmland Pass $ 823 $ 640 $ 597 $ 777 $ 71 $ 6,662 $ 687 $ 10,257 Special Mention - - 108 12 - 440 - 560 Substandard - - - 12 - 1,308 - 1,320 Doubtful - - - - - - - - Loss - - - - - - - - Total farmland $ 823 $ 640 $ 705 $ 801 $ 71 $ 8,410 $ 687 $ 12,137 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Home equity lines Pass $ 85 $ 976 $ 97 $ 143 $ - $ 4,288 $ 65,441 $ 71,030 Special Mention - - - - - 43 155 198 Substandard - 13 - 27 35 1,134 1,325 2,534 Doubtful - - - - - - - - Loss - - - - - - - - Total home equity lines $ 85 $ 989 $ 97 $ 170 $ 35 $ 5,465 $ 66,921 $ 73,762 Current period gross write-offs $ - $ - $ - $ - $ - $ 9 $ - $ 9 Single family Mortgage Pass $ 16,097 $ 157,381 $ 233,020 $ 203,425 $ 48,065 $ 239,664 $ 510 $ 898,162 Special Mention - - 349 90 124 3,318 - 3,881 Substandard - 455 1,314 866 1,226 28,930 - 32,791 Doubtful - - - - - - - - Loss - - - - - - - - Total single family owner and non-owner occupied $ 16,097 $ 157,836 $ 234,683 $ 204,381 $ 49,415 $ 271,912 $ 510 $ 934,834 Current period gross write-offs $ - $ - $ 31 $ - $ - $ 58 $ - $ 89 Owner occupied construction Pass $ 159 $ 6,979 $ 2,535 $ - $ 14 $ 429 $ - $ 10,116 Special Mention - - - - - - - - Substandard - - - 159 - 1 - 160 Doubtful - - - - - - - - Loss - - - - - - - - Total owner occupied construction $ 159 $ 6,979 $ 2,535 $ 159 $ 14 $ 430 $ - $ 10,276 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer loans Pass $ 10,475 $ 62,509 $ 32,019 $ 13,115 $ 6,243 $ 2,555 $ 7,746 $ 134,662 Special Mention - - 4 - 5 - 1 10 Substandard 28 892 933 459 298 213 60 2,883 Doubtful - - - - - - - - Loss - - - - - - - - Total consumer loans $ 10,503 $ 63,401 $ 32,956 $ 13,574 $ 6,546 $ 2,768 $ 7,807 $ 137,555 Current period gross write-offs $ 200 $ 1,031 $ 802 $ 136 $ 78 $ 14 $ 38 $ 2,299 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Total Loans Pass $ 55,978 $ 627,304 $ 496,385 $ 377,885 $ 118,588 $ 526,251 $ 109,901 $ 2,312,292 Special Mention - 1,144 2,414 1,212 450 16,220 865 22,305 Substandard 28 1,659 3,780 2,156 6,023 39,074 1,580 54,300 Doubtful - - - - - - - - Loss - - - - - - - - Total loans $ 56,006 $ 630,107 $ 502,579 $ 381,253 $ 125,061 $ 581,545 $ 112,346 $ 2,388,897 Current period gross write-offs $ 200 $ 1,098 $ 892 $ 136 $ 123 $ 83 $ 38 $ 2,570 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Construction, development and other land Pass $ 58,770 $ 39,995 $ 4,602 $ 3,050 $ 2,485 $ 5,608 $ 1,462 $ 115,972 Special Mention - 225 - - 94 534 - 853 Substandard - - 267 71 11 - - 349 Doubtful - - - - - - - - Loss - - - - - - - - Total construction, development, and other land $ 58,770 $ 40,220 $ 4,869 $ 3,121 $ 2,590 $ 6,142 $ 1,462 $ 117,174 Commercial and industrial Pass $ 69,678 $ 23,746 $ 12,047 $ 7,729 $ 9,121 $ 8,890 $ 16,332 $ 147,543 Special Mention 227 20 21 367 185 1 99 920 Substandard 130 112 114 620 192 797 - 1,965 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial and industrial $ 70,035 $ 23,878 $ 12,182 $ 8,716 $ 9,498 $ 9,688 $ 16,431 $ 150,428 Multi-family residential Pass $ 45,261 $ 20,881 $ 31,087 $ 3,733 $ 1,328 $ 41,063 $ 506 $ 143,859 Special Mention - - - - - 3,946 - 3,946 Substandard - - - - - 221 - 221 Doubtful - - - - - - - - Loss - - - - - - - - Total multi-family residential $ 45,261 $ 20,881 $ 31,087 $ 3,733 $ 1,328 $ 45,230 $ 506 $ 148,026 Non-farm, non-residential Pass $ 218,595 $ 145,675 $ 114,840 $ 52,575 $ 35,564 $ 185,448 $ 8,457 $ 761,154 Special Mention - 1,927 852 1,193 2,708 8,076 147 14,903 Substandard - 1,267 675 2,509 1,531 5,664 - 11,646 Doubtful - - - - - - - - Loss - - - - - - - - Total non-farm, non-residential $ 218,595 $ 148,869 $ 116,367 $ 56,277 $ 39,803 $ 199,188 $ 8,604 $ 787,703 Agricultural Pass $ 6,244 $ 3,225 $ 1,003 $ 376 $ 154 $ 214 $ 506 $ 11,722 Special Mention - 33 14 - - - - 47 Substandard 124 37 1 66 24 11 - 263 Doubtful - - - - - - - - Loss - - - - - - - - Total agricultural $ 6,368 $ 3,295 $ 1,018 $ 442 $ 178 $ 225 $ 506 $ 12,032 Farmland Pass $ 646 $ 713 $ 796 $ 77 $ 869 $ 6,150 $ 617 $ 9,868 Special Mention - 109 - - 222 242 - 573 Substandard - - 12 - 253 1,073 - 1,338 Doubtful - - - - - - - - Loss - - - - - - - - Total farmland $ 646 $ 822 $ 808 $ 77 $ 1,344 $ 7,465 $ 617 $ 11,779 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Home equity lines Pass $ 1,960 $ 198 $ 241 $ - $ 24 $ 7,429 $ 63,075 $ 72,927 Special Mention - - - - - 117 171 288 Substandard - - 27 35 114 1,253 998 2,427 Doubtful - - - - - - - - Loss - - - - - - - - Total home equity lines $ 1,960 $ 198 $ 268 $ 35 $ 138 $ 8,799 $ 64,244 $ 75,642 Single family Mortgage Pass $ 157,890 $ 237,363 $ 207,480 $ 48,795 $ 36,678 $ 214,148 $ 373 $ 902,727 Special Mention - 376 90 363 262 3,170 - 4,261 Substandard 461 1,196 740 1,217 1,991 28,068 - 33,673 Doubtful - - - - - - - - Loss - - - - - - - - Total single family owner and non-owner occupied $ 158,351 $ 238,935 $ 208,310 $ 50,375 $ 38,931 $ 245,386 $ 373 $ 940,661 Owner occupied construction Pass $ 6,357 $ 3,344 $ - $ 23 $ 11 $ 469 $ - $ 10,204 Special Mention - - - - - - - - Substandard - - 162 - - - - 162 Doubtful - - - - - - - - Loss - - - - - - - - Total owner occupied construction $ 6,357 $ 3,344 $ 162 $ 23 $ 11 $ 469 $ - $ 10,366 Consumer loans Pass $ 69,579 $ 37,603 $ 16,033 $ 7,640 $ 2,528 $ 2,040 $ 7,932 $ 143,355 Special Mention - 5 - 6 - - - 11 Substandard 881 1,002 466 416 36 159 60 3,020 Doubtful - - - - - - - - Loss - - - - - - - - Total consumer loans $ 70,460 $ 38,610 $ 16,499 $ 8,062 $ 2,564 $ 2,199 $ 7,992 $ 146,386 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Total Loans Pass $ 634,980 $ 512,743 $ 388,129 $ 123,998 $ 88,762 $ 471,459 $ 99,260 $ 2,319,331 Special Mention 227 2,695 977 1,929 3,471 16,086 417 25,802 Substandard 1,596 3,614 2,464 4,934 4,152 37,246 1,058 55,064 Doubtful - - - - - - - - Loss - - - - - - - - Total loans $ 636,803 $ 519,052 $ 391,570 $ 130,861 $ 96,385 $ 524,791 $ 100,735 $ 2,400,197
Financing Receivable, Nonaccrual [Table Text Block]	March 31, 2023 December 31, 2022 (Amounts in thousands) No Allowance With an Allowance Total No Allowance With an Allowance Total Commercial loans Construction, development, and other land $ 425 $ - $ 425 $ 31 $ - $ 31 Commercial and industrial 502 - 502 438 - 438 Multi-family residential 208 - 208 220 - 220 Single family non-owner occupied 942 - 942 984 - 984 Non-farm, non-residential 1,524 - 1,524 1,771 - 1,771 Agricultural 7 - 7 9 - 9 Farmland 133 - 133 133 - 133 Consumer real estate loans Home equity lines 612 - 612 400 - 400 Single family owner occupied 8,303 586 8,889 8,228 589 8,817 Owner occupied construction - - - - - - Consumer and other loans Consumer loans 2,315 - 2,315 2,405 - 2,405 Total nonaccrual loans $ 14,971 $ 586 $ 15,557 $ 14,619 $ 589 $ 15,208
Financing Receivable, Past Due [Table Text Block]	March 31, 2023 Amortized Cost of 30 - 59 Days 60 - 89 Days 90+ Days Total Current Total > 90 Days Accruing (Amounts in thousands) Past Due Past Due Past Due Past Due Loans Loans No Allowance Commercial loans Construction, development, and other land $ 173 $ 17 $ 418 $ 608 $ 114,415 $ 115,023 $ - Commercial and industrial 422 112 332 866 150,427 151,293 - Multi-family residential 133 - - 133 148,613 148,746 - Single family non-owner occupied 1,169 169 120 1,458 206,174 207,632 - Non-farm, non-residential 218 48 351 617 792,612 793,229 - Agricultural 34 - 7 41 12,001 12,042 - Farmland - - 133 133 12,004 12,137 - Consumer real estate loans Home equity lines 782 120 487 1,389 72,373 73,762 - Single family owner occupied 5,172 2,603 2,222 9,997 717,205 727,202 - Owner occupied construction - - - - 10,276 10,276 - Consumer and other loans Consumer loans 3,822 985 989 5,796 130,514 136,310 - Other - - - - 1,245 1,245 - Total loans $ 11,925 $ 4,054 $ 5,059 $ 21,038 $ 2,367,859 $ 2,388,897 $ - December 31, 2022 Amortized Cost of 30 - 59 Days 60 - 89 Days 90+ Days Total Current Total > 90 Days Accruing (Amounts in thousands) Past Due Past Due Past Due Past Due Loans Loans No Allowance Commercial loans Construction, development, and other land $ 393 $ 8 $ 23 $ 424 $ 116,750 $ 117,174 $ - Commercial and industrial 756 129 217 1,102 149,326 150,428 - Multi-family residential - - 83 83 147,943 148,026 - Single family non-owner occupied 990 122 299 1,411 204,710 206,121 - Non-farm, non-residential 646 52 548 1,246 786,457 787,703 - Agricultural 36 135 9 180 11,852 12,032 - Farmland - - 133 133 11,646 11,779 - Consumer real estate loans Home equity lines 519 115 262 896 74,746 75,642 - Single family owner occupied 5,951 2,322 3,166 11,439 723,101 734,540 - Owner occupied construction - - - - 10,366 10,366 - Consumer and other loans Consumer loans 4,282 1,960 1,459 7,701 136,881 144,582 - Other - - - - 1,804 1,804 - Total loans $ 13,573 $ 4,843 $ 6,199 $ 24,615 $ 2,375,582 $ 2,400,197 $ -
Collateral Dependent Loans [Table Text Block]	March 31, 2023 December 31, 2022 (Amounts in thousands) Balance Collateral Coverage % Balance Collateral Coverage % Commercial Real Estate Hotel $ - $ - - $ - $ - - Office - - - - - - Other - - - - - - Retail - - - - - - Multi-Family Industrial - - - - - - Office - - - - - - Other - - - - - - Commercial and industrial Industrial - - - - - - Other - - - - - - Home equity loans - - - - - - Consumer owner occupied 586 574 97.99 % 589 574 97.45 % Consumer - - - - - - Total collateral dependent loans $ 586 $ 574 97.99 % $ 589 $ 574 97.45 %
Financing Receivable, Modified [Table Text Block]	Payment Delays Amortized Cost Basis % of Total Class of March 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Single family owner occupied $ 410 0.056 % Deferred $6 thousand in principal to maturity Total $ 410 Term Extensions Amortized Cost Basis % of Total Class of March 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Consumer $ 9 0.007 % Extended term from 60 to 84 months Total $ 9 Principal Forgiveness Amortized Cost Basis % of Total Class of March 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Single family owner occupied $ 10 0.001 % Reduced amortized cost basis by $13 thousand Total $ 10 March 31, 2023 Payment Status (Amortized Cost Basis) Current 30-89 Days Past Due 90+ Days Past Due (Amounts in thousands) Single family owner occupied $ 420 $ - $ - Consumer 9 - - Total $ 429 $ - $ - Three Months Ended March 31, 2022 (Amounts in thousands) Total Contracts Pre-modification Recorded Investment Post-modification Recorded Investment(1) Below market interest rate Single family owner occupied 1 $ 31 $ 32 Total below market interest rate 1 $ 31 $ 32 Total 1 $ 31 $ 32
Trouble Debt Restructuring Accrual Status [Table Text Block]	December 31, 2022 (Amounts in thousands) Nonaccrual(1) Accruing Total Commercial loans Commercial and industrial $ - $ 374 $ 374 Single family non-owner occupied 142 838 980 Non-farm, non-residential - 747 747 Consumer real estate loans Home equity lines - 55 55 Single family owner occupied 1,182 5,073 6,255 Owner occupied construction - - - Consumer and other loans Consumer loans - 25 25 Total TDRs $ 1,324 $ 7,112 $ 8,436 Allowance for credit losses related to TDRs $ -
Interest Income Related to Troubled Debt Restructurings [Table Text Block]	Three Months Ended March 31, 2022 (Amounts in thousands) Interest income recognized $ 105
Other Real Estate Owned [Table Text Block]	March 31, 2023 December 31, 2022 (Amounts in thousands) OREO $ 481 $ 703 OREO secured by residential real estate $ 249 $ 407 Residential real estate loans in the foreclosure process (1) $ 1,850 $ 1,474

Note 6 - Allowance for Credit_2

Note 6 - Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Three Months Ended March 31, 2023 Consumer Real Consumer and Total (Amounts in thousands) Commercial Estate Other Allowance Total allowance Balance at beginning of year: Allowance for credit losses - loans $ 17,213 $ 8,931 $ 4,412 $ 30,556 Allowance for credit losses - loan commitments 1,018 156 22 1,196 Total allowance for credit losses beginning of year 18,231 9,087 4,434 31,752 Provision for credit losses: Provision for credit losses - loans 37 103 1,834 1,974 (Recovery of) provision for credit losses - loan commitments (232 ) (6 ) 6 (232 ) Total provision for credit losses - loans and loan commitments (195 ) 97 1,840 1,742 Charge-offs (173 ) (98 ) (2,299 ) (2,570 ) Recoveries 192 59 578 829 Net recoveries (charge-offs) 19 (39 ) (1,721 ) (1,741 ) Allowance for credit losses - loans 17,269 8,995 4,525 30,789 Allowance for credit losses - loan commitments 786 150 28 964 Ending balance $ 18,055 $ 9,145 $ 4,553 $ 31,753 Three Months Ended March 31, 2022 Consumer Real Consumer and Total (Amounts in thousands) Commercial Estate Other Allowance Total allowance Balance at beginning of year: Allowance for credit losses - loans $ 14,775 $ 9,972 $ 3,111 $ 27,858 Allowance for credit losses - loan commitments 576 88 14 678 Total allowance for credit losses beginning of year 15,351 10,060 3,125 28,536 Provision for credit losses: Provision for credit losses - loans 1,108 (241 ) 1,094 1,961 (Recovery of) provision for credit losses - loan commitments 87 6 5 98 Total provision for credit losses - loans and loan commitments 1,195 (235 ) 1,099 2,059 Charge-offs (257 ) (6 ) (1,039 ) (1,302 ) Recoveries 270 39 155 464 Net (charge-offs) recoveries 13 33 (884 ) (838 ) Allowance for credit losses - loans 15,896 9,764 3,321 28,981 Allowance for credit losses - loan commitments 663 94 19 776 Ending balance $ 16,559 $ 9,858 $ 3,340 $ 29,757

Note 7 - Deposits (Tables)

Note 7 - Deposits (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Deposit Liabilities, Type [Table Text Block]	March 31, 2023 December 31, 2022 (Amounts in thousands) Noninterest-bearing demand deposits $ 823,297 $ 872,168 Interest-bearing deposits: Interest-bearing demand deposits 661,595 679,609 Money market accounts 279,139 264,734 Savings deposits 558,782 578,974 Certificates of deposit 165,709 180,008 Individual retirement accounts 96,102 103,322 Total interest-bearing deposits 1,761,327 1,806,647 Total deposits $ 2,584,624 $ 2,678,815

Note 8 - Leases (Tables)

Note 8 - Leases (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	Year March 31, 2023 (Amounts in thousands) 2024 $ 119 2025 113 2026 101 2027 101 2028 and thereafter 235 Total lease payments 669 Less: Interest (22 ) Present value of lease liabilities $ 647 Year December 31, 2022 (Amounts in thousands) 2023 $ 119 2024 117 2025 101 2026 101 2027 and thereafter 261 Total lease payments 699 Less: Interest (29 ) Present value of lease liabilities $ 670

Note 9 - Borrowings (Tables)

Note 9 - Borrowings (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Debt [Table Text Block]	March 31, 2023 December 31, 2022 Weighted Weighted (Amounts in thousands) Balance Average Rate Balance Average Rate Retail repurchase agreements $ 1,866 0.06 % $ 1,874 0.07 %

Note 10 - Derivative Instrume_2

Note 10 - Derivative Instruments and Hedging Activities (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	March 31, 2023 December 31, 2022 Notional or Fair Value Notional or Fair Value Contractual Derivative Derivative Contractual Derivative Derivative (Amounts in thousands) Amount Assets Liabilities Amount Assets Liabilities Derivatives designated as hedges Interest rate swaps $ 3,877 $ 150 $ - $ 3,983 $ 199 $ - Total derivatives $ 3,877 $ 150 $ - $ 3,983 $ 199 $ -
Derivative Instruments, Gain (Loss) [Table Text Block]	Three Months Ended March 31, (Amounts in thousands) 2023 2022 Income Statement Location Derivatives designated as hedges Interest rate swaps $ (20 ) $ 25 Interest and fees on loans Derivatives not designated as hedges Interest rate swaps - 51 Interest and fees on loans Total derivative (income) expense $ (20 ) $ 76

Note 11 - Employee Benefit Pl_2

Note 11 - Employee Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Net Benefit Costs [Table Text Block]	Three Months Ended March 31, 2023 2022 Income Statement Location (Amounts in thousands) Service cost $ - $ - Salaries and employee benefits Interest cost 82 83 Other expense Amortization of prior service cost - - Other expense Amortization of losses 33 34 Other expense Net periodic cost $ 115 $ 117

Note 12 - Earnings Per Share (T

Note 12 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, 2023 2022 (Amounts in thousands, except share and per share data) Net income $ 11,782 $ 9,515 Weighted average common shares outstanding, basic 16,228,297 16,817,284 Dilutive effect of potential common shares Stock options 16,405 17,814 Unvested stock awards 44,787 29,417 Total dilutive effect of potential common shares 61,192 47,231 Weighted average common shares outstanding, diluted 16,289,489 16,864,515 Basic earnings per common share $ 0.73 $ 0.57 Diluted earnings per common share 0.72 0.56 Antidilutive potential common shares Stock options 131,198 131,198 Total potential antidilutive shares 131,198 131,198

Note 13 - Accumulated Other C_2

Note 13 - Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Three Months Ended March 31, 2023 Unrealized Gains (Losses) on Available- for-Sale Securities Employee Benefit Plans Total (Amounts in thousands) Beginning balance $ (15,621 ) $ (98 ) $ (15,719 ) Other comprehensive income before reclassifications 2,499 (26 ) 2,473 Reclassified from AOCI (5 ) 26 21 Other comprehensive income, net 2,494 - 2,494 Ending balance $ (13,127 ) $ (98 ) $ (13,225 ) Three Months Ended March 31, 2022 Unrealized Gains (Losses) on Available- for-Sale Securities Employee Benefit Plans Total (Amounts in thousands) Beginning balance $ 15 $ (1,561 ) $ (1,546 ) Other comprehensive loss before reclassifications (4,658 ) (335 ) (4,993 ) Reclassified from AOCI - 27 27 Other comprehensive loss, net (4,658 ) (308 ) (4,966 ) Ending balance $ (4,643 ) $ (1,869 ) $ (6,512 )
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	Three Months Ended March 31, Income Statement (Amounts in thousands) 2023 2022 Line Item Affected Available-for-sale securities Gain recognized $ (7 ) $ - Net loss on sale of securities Reclassified out of AOCI, before tax (7 ) - Income before income taxes Income tax expense (2 ) - Income tax expense Reclassified out of AOCI, net of tax (5 ) - Net income Employee benefit plans Amortization of prior service cost $ - $ - Salaries and employee benefits Amortization of net actuarial benefit cost 33 34 Salaries and employee benefits Reclassified out of AOCI, before tax 33 34 Income before income taxes Income tax expense 7 7 Income tax expense Reclassified out of AOCI, net of tax 26 27 Net income Total reclassified out of AOCI, net of tax $ 21 $ 27 Net income

Note 14 - Fair Value (Tables)

Note 14 - Fair Value (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	March 31, 2023 Total Fair Value Measurements Using (Amounts in thousands) Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities U.S. Agency securities $ 1,491 $ - $ 1,491 $ - U.S. Treasury Notes 170,686 - 170,686 - Municipal securities 22,957 - 22,957 - Corporate Notes 29,779 29,779 Agency mortgage-backed securities 83,356 - 83,356 - Total available-for-sale debt securities 308,269 - 308,269 - Equity securities 55 - 55 - Fair value loans 3,727 - - 3,727 Derivative assets 150 - 150 - Deferred compensation assets 5,658 5,658 - - Deferred compensation liabilities 5,658 5,658 - - December 31, 2022 Total Fair Value Measurements Using (Amounts in thousands) Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities U.S. Agency securities $ 1,485 $ - $ 1,485 $ - U.S. Treasury Notes 157,264 - 157,264 - Municipal securities 23,309 - 23,309 - Corporate notes 34,857 - 34,857 - Agency mortgage-backed securities 83,434 - 83,434 - Total available-for-sale debt securities 300,349 - 300,349 - Equity securities 55 - 55 - Fair value loans 3,784 - - 3,784 Derivative assets 199 - 199 - Deferred compensation assets 5,142 5,142 - - Deferred compensation liabilities 5,142 5,142 - -
Fair Value Measurements, Nonrecurring [Table Text Block]	March 31, 2023 Total Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 (Amounts in thousands) Collateral dependent assets with specific reserves $ 574 $ - $ - $ 574 OREO $ 481 $ - $ - $ 481 December 31, 2022 Total Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 (Amounts in thousands) Collateral dependent assets with specific reserves $ 574 $ - $ - $ 574 OREO 703 - - 703
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Discount Range Valuation Unobservable (Weighted Average) Technique Input March 31, 2023 Collateral dependent assets with specific reserves Discounted appraisals(1) Appraisal adjustments(2) 2% (2%) OREO Discounted appraisals(1) Appraisal adjustments(2) 20% to 100% (77%) Discount Range Valuation Unobservable (Weighted Average) Technique Input December 31, 2022 Collateral dependent assets with specific reserves Discounted appraisals(1) Appraisal adjustments(2) 3% (3%) OREO Discounted appraisals(1) Appraisal adjustments(2) 20% to 100% (69%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2023 Carrying Fair Value Measurements Using (Amounts in thousands) Amount Fair Value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 92,385 $ 92,385 $ 92,385 $ - $ - Debt securities available for sale 308,269 308,269 - 308,269 - Equity securities 55 55 - 55 - Loans held for investment, net of allowance 2,358,108 2,215,745 - - 2,215,745 Derivative financial assets 150 150 - 150 - Interest receivable 8,646 8,646 - 8,646 - Deferred compensation assets 5,658 5,658 5,658 - - Liabilities Time deposits 261,811 259,870 - 259,870 - Securities sold under agreements to repurchase 1,866 1,866 - 1,866 - Interest payable 211 211 - 211 - Deferred compensation liabilities 5,658 5,658 5,658 - - December 31, 2022 Carrying Fair Value Measurements Using (Amounts in thousands) Amount Fair Value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 170,846 $ 170,846 $ 170,846 $ - $ - Debt securities available for sale 300,349 300,349 - 300,349 - Equity securities 55 55 - 55 - Loans held for investment, net of allowance 2,369,641 2,215,243 - - 2,215,243 Interest receivable 9,279 9,279 - 9,279 - Deferred compensation assets 5,142 5,142 5,142 - - Derivative assets 199 199 - 199 - Liabilities Time deposits 283,330 281,744 - 281,744 - Securities sold under agreements to repurchase 1,874 1,874 - 1,874 - Interest payable 159 159 - 159 - Deferred compensation liabilities 5,142 5,142 5,142 - -

Note 15 - Litigation, Commitm_2

Note 15 - Litigation, Commitments, and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	March 31, 2023 December 31, 2022 (Amounts in thousands) Commitments to extend credit $ 259,156 $ 278,926 Standby letters of credit and financial guarantees (1) 121,701 119,681 Total off-balance sheet risk $ 380,857 $ 398,607

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation (Details Textual)	3 Months Ended
	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Mar. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Number of Operating Segments	1
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	$ 1,010,000
Minimum Principal Balance of Loans for Quarterly Rating Review	500,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss	7,640,000	$ 7,940,000
Off-Balance-Sheet, Credit Loss, Liability	964,000	$ 1,196,000	$ 776,000	$ 678,000
Other Liabilities [Member]
Off-Balance-Sheet, Credit Loss, Liability	$ 964,000

Note 2 - Divestitures (Details

Note 2 - Divestitures (Details Textual) - USD ($) $ in Thousands	Sep. 16, 2022	Apr. 21, 2023	Mar. 31, 2023	Dec. 31, 2022
Deposits, Total			$ 2,584,624	$ 2,678,815	[1]
Interest-Bearing Domestic Deposit, Demand			661,595	679,609
Interest-Bearing Domestic Deposit, Savings			558,782	578,974
Assets			$ 3,051,672	$ 3,135,572	[1]
Surrey [Member] | Subsequent Event [Member]
Deposits, Total		$ 405,000
Assets		468,000
Financing Receivable, after Allowance for Credit Loss		$ 253,000
Disposal Group, Not Discontinued Operations [Member] | Emporia, Virginia Branch [Member] | Benchmark Community Bank [Member]
Disposal Group, Proceeds From Real Estate and Property	$ 1,500
Deposits, Total	61,050
Noninterest-Bearing Domestic Deposit, Demand	18,380
Interest-Bearing Domestic Deposit, Demand	28,460
Interest-Bearing Domestic Deposit, Savings	11,520
Interest-Bearing Domestic Deposit, Time Deposits, Total	2,690
Disposal Group, Not Discontinued Operation, Gain (Loss) on Disposal	$ 1,660
[1]Derived from audited financial statements

Note 3 - Debt Securities (Detai

Note 3 - Debt Securities (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)	Mar. 31, 2022 USD ($)	Dec. 31, 2022 USD ($)
Other-than-temporary Impairment Loss, Debt Securities, Portion Recognized in Earnings	$ 0
Number of Securities in Unrealized Loss Position	100		113
Percentage of Combined Depreciation of Combined Reported Value of Aggregate Securities Portfolio	5.40%		6.59%
Debt Securities, Available-for-Sale, Realized Gain (Loss)	$ 7	$ 0
Debt Securities, Available-for-Sale, Amortized Cost	324,887		$ 320,123
Asset Pledged as Collateral [Member]
Debt Securities, Available-for-Sale, Amortized Cost	$ 21,070		$ 22,430

Note 3 - Debt Securities - Secu

Note 3 - Debt Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Securities available for sale, amortized cost	$ 324,887	$ 320,123
Securities available for sale, unrealized gains	32	24
Securities available for sale, unrealized losses	(16,650)	(19,798)
Securities available for sale, fair value	308,269	300,349	[1]
US Government Agencies Debt Securities [Member]
Securities available for sale, amortized cost	1,500	1,500
Securities available for sale, unrealized gains	0	0
Securities available for sale, unrealized losses	(9)	(15)
Securities available for sale, fair value	1,491	1,485
US Treasury Securities [Member]
Securities available for sale, amortized cost	174,052	161,617
Securities available for sale, unrealized gains	3	0
Securities available for sale, unrealized losses	(3,369)	(4,353)
Securities available for sale, fair value	170,686	157,264
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, amortized cost	23,012	23,480
Securities available for sale, unrealized gains	25	21
Securities available for sale, unrealized losses	(80)	(192)
Securities available for sale, fair value	22,957	23,309
Corporate Debt Securities [Member]
Securities available for sale, amortized cost	31,543	37,046
Securities available for sale, unrealized gains	0	0
Securities available for sale, unrealized losses	(1,764)	(2,189)
Securities available for sale, fair value	29,779	34,857
Mortgage-backed Agency Securities [Member]
Securities available for sale, amortized cost	94,780	96,480
Securities available for sale, unrealized gains	4	3
Securities available for sale, unrealized losses	(11,428)	(13,049)
Securities available for sale, fair value	$ 83,356	$ 83,434
[1]Derived from audited financial statements

Note 3 - Debt Securities - Se_2

Note 3 - Debt Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Securities available for sale, due within one year, amortized cost	$ 157,230
Securities available for sale, due within one year, fair value	154,233
Securities available for sale, due after one year but within five years, amortized cost	70,343
Securities available for sale, due after one year but within five years, fair value	68,145
Securities available for sale, due after five years but within ten years, amortized cost	2,534
Securities available for sale, due after five years but within ten years, fair value	2,535
Securities available for sale, single maturity date, amortized cost	230,107
Securities available for sale, single maturity date, fair value	224,913
Total debt securities available for sale, amortized cost	324,887	$ 320,123
Total debt securities available for sale	308,269	$ 300,349	[1]
Collateralized Mortgage-Backed Securities [Member]
Agency mortgage-backed securities, amortized cost	94,780
Agency mortgage-backed securities, fair value	$ 83,356
[1]Derived from audited financial statements

Note 3 - Debt Securities - Avai

Note 3 - Debt Securities - Available For Sale Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Securities available for sale, less than 12 months, fair value	$ 76,143	$ 268,457
Securities available for sale, less than 12 months, unrealized losses	(1,164)	(15,556)
Securities available for sale, 12 months or longer, fair value	208,094	20,794
Securities available for sale, 12 months or longer, unrealized losses	(15,486)	(4,242)
Securities available for sale, total fair value	284,237	289,251
Securities available for sale, total unrealized losses	(16,650)	(19,798)
US Government Agencies Debt Securities [Member]
Securities available for sale, less than 12 months, fair value	1,491	1,485
Securities available for sale, less than 12 months, unrealized losses	(9)	(15)
Securities available for sale, 12 months or longer, fair value	0	0
Securities available for sale, 12 months or longer, unrealized losses	0	0
Securities available for sale, total fair value	1,491	1,485
Securities available for sale, total unrealized losses	(9)	(15)
US Treasury Securities [Member]
Securities available for sale, less than 12 months, fair value	54,208	157,264
Securities available for sale, less than 12 months, unrealized losses	(554)	(4,353)
Securities available for sale, 12 months or longer, fair value	106,906	0
Securities available for sale, 12 months or longer, unrealized losses	(2,815)	0
Securities available for sale, total fair value	161,114	157,264
Securities available for sale, total unrealized losses	(3,369)	(4,353)
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, less than 12 months, fair value	7,463	12,347
Securities available for sale, less than 12 months, unrealized losses	(60)	(192)
Securities available for sale, 12 months or longer, fair value	1,169	0
Securities available for sale, 12 months or longer, unrealized losses	(20)	0
Securities available for sale, total fair value	8,632	12,347
Securities available for sale, total unrealized losses	(80)	(192)
Corporate Debt Securities [Member]
Securities available for sale, less than 12 months, fair value	2,972	32,368
Securities available for sale, less than 12 months, unrealized losses	(28)	(2,172)
Securities available for sale, 12 months or longer, fair value	26,807	2,489
Securities available for sale, 12 months or longer, unrealized losses	(1,736)	(17)
Securities available for sale, total fair value	29,779	34,857
Securities available for sale, total unrealized losses	(1,764)	(2,189)
Mortgage-backed Agency Securities [Member]
Securities available for sale, less than 12 months, fair value	10,009	64,993
Securities available for sale, less than 12 months, unrealized losses	(513)	(8,824)
Securities available for sale, 12 months or longer, fair value	73,212	18,305
Securities available for sale, 12 months or longer, unrealized losses	(10,915)	(4,225)
Securities available for sale, total fair value	83,221	83,298
Securities available for sale, total unrealized losses	$ (11,428)	$ (13,049)

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Bank Overdrafts	$ 1,250	$ 1,800
Deferred Loan Fees	3,850	8,810
Financing Receivable, Unamortized Purchase Premium (Discount)	(8,310)	(3,800)
Financing Receivable, Accrued Interest, after Allowance for Credit Loss	$ 7,640	$ 7,940

Note 4 - Loans - Loans by Class

Note 4 - Loans - Loans by Class (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Non-covered loans	$ 2,388,897	$ 2,400,197
Non-covered loans, percent	100%	100%
Commercial Portfolio Segment [Member]
Non-covered loans	$ 1,440,102	$ 1,433,263
Non-covered loans, percent	60.28%	59.72%
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	$ 115,023	$ 117,174
Non-covered loans, percent	4.81%	4.88%
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	$ 151,293	$ 150,428
Non-covered loans, percent	6.33%	6.27%
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	$ 148,746	$ 148,026
Non-covered loans, percent	6.23%	6.17%
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	$ 207,632	$ 206,121
Non-covered loans, percent	8.69%	8.59%
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	$ 793,229	$ 787,703
Non-covered loans, percent	33.21%	32.82%
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	$ 12,042	$ 12,032
Non-covered loans, percent	0.50%	0.50%
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	$ 12,137	$ 11,779
Non-covered loans, percent	0.51%	0.49%
Consumer Real Estate Portfolio Segment [Member]
Non-covered loans	$ 811,240	$ 820,548
Non-covered loans, percent	33.96%	34.19%
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	$ 73,762	$ 75,642
Non-covered loans, percent	3.09%	3.15%
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	$ 727,202	$ 734,540
Non-covered loans, percent	30.44%	30.61%
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	$ 10,276	$ 10,366
Non-covered loans, percent	0.43%	0.43%
Consumer and Other Portfolio Segment [Member]
Non-covered loans	$ 137,555	$ 146,386
Non-covered loans, percent	5.76%	6.09%
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	$ 136,310	$ 144,582
Non-covered loans, percent	5.71%	6.02%
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	$ 1,245	$ 1,804
Non-covered loans, percent	0.05%	0.07%

Note 5 - Credit Quality (Detail

Note 5 - Credit Quality (Details Textual) Pure in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)	Mar. 31, 2022 USD ($)
Financing Receivable, Nonaccrual, Interest Income	$ 0	$ 4
Financing Receivable, Modified, Number of Loans Uncollectible	0
Financing Receivable, Modified, Subsequent Default		$ 41

Note 5 - Credit Quality - Loans

Note 5 - Credit Quality - Loans by Credit Quality (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Non-covered loans	$ 2,388,897		$ 2,400,197
Originated in current year	56,006		636,803
Originated in one year prior	630,107		519,052
Originated in two years prior	502,579		391,570
Originated in three years prior	381,253		130,861
Originated in four years prior	125,061		96,385
Prior	581,545		524,791
Revolving	112,346		100,735
Total loan			2,400,197
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	200
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	1,098
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	892
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	136
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	123
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	83
Financing Receivable, Revolving, Writeoff	38
Financing Receivable, Allowance for Credit Loss, Writeoff	2,570	$ 1,302
Total loans held for investment, net of unearned income	2,388,897
Pass [Member]
Non-covered loans	2,312,292		2,319,331
Originated in current year	55,978		634,980
Originated in one year prior	627,304		512,743
Originated in two years prior	496,385		388,129
Originated in three years prior	377,885		123,998
Originated in four years prior	118,588		88,762
Prior	526,251		471,459
Revolving	109,901		99,260
Total loan			2,319,331
Total loans held for investment, net of unearned income	2,312,292
Special Mention [Member]
Non-covered loans	22,305		25,802
Originated in current year	0		227
Originated in one year prior	1,144		2,695
Originated in two years prior	2,414		977
Originated in three years prior	1,212		1,929
Originated in four years prior	450		3,471
Prior	16,220		16,086
Revolving	865		417
Total loan			25,802
Total loans held for investment, net of unearned income	22,305
Substandard [Member]
Non-covered loans	54,300		55,064
Originated in current year	28		1,596
Originated in one year prior	1,659		3,614
Originated in two years prior	3,780		2,464
Originated in three years prior	2,156		4,934
Originated in four years prior	6,023		4,152
Prior	39,074		37,246
Revolving	1,580		1,058
Total loan			55,064
Total loans held for investment, net of unearned income	54,300
Doubtful [Member]
Non-covered loans	0		0
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Unlikely to be Collected Financing Receivable [Member]
Non-covered loans	0		0
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Commercial Portfolio Segment [Member]
Non-covered loans	1,440,102		1,433,263
Financing Receivable, Allowance for Credit Loss, Writeoff	173	257
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	115,023		117,174
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	151,293		150,428
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	148,746		148,026
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	207,632		206,121
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	793,229		787,703
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	12,042		12,032
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	12,137		11,779
Commercial Portfolio Segment [Member] | Pass [Member] | Construction, Development and Other Land [Member]
Non-covered loans	114,002		115,972
Commercial Portfolio Segment [Member] | Pass [Member] | Commercial and Industrial [Member]
Non-covered loans	146,749		147,543
Commercial Portfolio Segment [Member] | Pass [Member] | Multi-family Residential [Member]
Non-covered loans	144,909		143,859
Commercial Portfolio Segment [Member] | Pass [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	197,731		195,775
Commercial Portfolio Segment [Member] | Pass [Member] | Non-farm, Non-residential [Member]
Non-covered loans	770,509		761,154
Commercial Portfolio Segment [Member] | Pass [Member] | Agricultural [Member]
Non-covered loans	11,896		11,722
Commercial Portfolio Segment [Member] | Pass [Member] | Farmland [Member]
Non-covered loans	10,257		9,868
Commercial Portfolio Segment [Member] | Special Mention [Member] | Construction, Development and Other Land [Member]
Non-covered loans	323		853
Commercial Portfolio Segment [Member] | Special Mention [Member] | Commercial and Industrial [Member]
Non-covered loans	2,795		920
Commercial Portfolio Segment [Member] | Special Mention [Member] | Multi-family Residential [Member]
Non-covered loans	3,629		3,946
Commercial Portfolio Segment [Member] | Special Mention [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	2,006		2,303
Commercial Portfolio Segment [Member] | Special Mention [Member] | Non-farm, Non-residential [Member]
Non-covered loans	10,865		14,903
Commercial Portfolio Segment [Member] | Special Mention [Member] | Agricultural [Member]
Non-covered loans	44		47
Commercial Portfolio Segment [Member] | Special Mention [Member] | Farmland [Member]
Non-covered loans	560		573
Commercial Portfolio Segment [Member] | Substandard [Member] | Construction, Development and Other Land [Member]
Non-covered loans	698		349
Commercial Portfolio Segment [Member] | Substandard [Member] | Commercial and Industrial [Member]
Non-covered loans	1,749		1,965
Commercial Portfolio Segment [Member] | Substandard [Member] | Multi-family Residential [Member]
Non-covered loans	208		221
Commercial Portfolio Segment [Member] | Substandard [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	7,895		8,043
Commercial Portfolio Segment [Member] | Substandard [Member] | Non-farm, Non-residential [Member]
Non-covered loans	11,855		11,646
Commercial Portfolio Segment [Member] | Substandard [Member] | Agricultural [Member]
Non-covered loans	102		263
Commercial Portfolio Segment [Member] | Substandard [Member] | Farmland [Member]
Non-covered loans	1,320		1,338
Commercial Portfolio Segment [Member] | Doubtful [Member] | Construction, Development and Other Land [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Commercial and Industrial [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Multi-family Residential [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Non-farm, Non-residential [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Agricultural [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Farmland [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Construction, Development and Other Land [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial and Industrial [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Multi-family Residential [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Non-farm, Non-residential [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Agricultural [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Farmland [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	115,023		117,174
Originated in current year	1,395		58,770
Originated in one year prior	62,109		40,220
Originated in two years prior	36,473		4,869
Originated in three years prior	4,588		3,121
Originated in four years prior	2,947		2,590
Prior	6,133		6,142
Revolving	1,378		1,462
Total loan	115,023		117,174
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	13
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	13
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Pass [Member]
Originated in current year	1,395		58,770
Originated in one year prior	62,109		39,995
Originated in two years prior	36,248		4,602
Originated in three years prior	4,350		3,050
Originated in four years prior	2,742		2,485
Prior	5,780		5,608
Revolving	1,378		1,462
Total loan	114,002		115,972
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		225
Originated in two years prior	0		0
Originated in three years prior	238		0
Originated in four years prior	0		94
Prior	85		534
Revolving	0		0
Total loan	323		853
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Substandard [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	225		267
Originated in three years prior	0		71
Originated in four years prior	205		11
Prior	268		0
Revolving	0		0
Total loan	698		349
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	151,293		150,428
Originated in current year	8,914		70,035
Originated in one year prior	66,109		23,878
Originated in two years prior	21,181		12,182
Originated in three years prior	11,535		8,716
Originated in four years prior	7,738		9,498
Prior	15,959		9,688
Revolving	19,857		16,431
Total loan	151,293		150,428
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	59
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	32
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	91
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Pass [Member]
Originated in current year	8,914		69,678
Originated in one year prior	64,754		23,746
Originated in two years prior	21,001		12,047
Originated in three years prior	11,423		7,729
Originated in four years prior	6,813		9,121
Prior	14,684		8,890
Revolving	19,160		16,332
Total loan	146,749		147,543
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Pass [Member] | SBA CARES Act Paycheck Protection Program [Member]
Originated in current year			45,261
Originated in one year prior			20,881
Originated in two years prior			31,087
Originated in three years prior			3,733
Originated in four years prior			1,328
Prior			41,063
Revolving			506
Total loan			143,859
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Special Mention [Member]
Originated in current year	0		227
Originated in one year prior	1,144		20
Originated in two years prior	17		21
Originated in three years prior	15		367
Originated in four years prior	321		185
Prior	601		1
Revolving	697		99
Total loan	2,795		920
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Special Mention [Member] | SBA CARES Act Paycheck Protection Program [Member]
Originated in current year			0
Originated in one year prior			0
Originated in two years prior			0
Originated in three years prior			0
Originated in four years prior			0
Prior			3,946
Revolving			0
Total loan			3,946
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Substandard [Member]
Originated in current year	0		130
Originated in one year prior	211		112
Originated in two years prior	163		114
Originated in three years prior	97		620
Originated in four years prior	604		192
Prior	674		797
Revolving	0		0
Total loan	1,749		1,965
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Substandard [Member] | SBA CARES Act Paycheck Protection Program [Member]
Originated in current year			0
Originated in one year prior			0
Originated in two years prior			0
Originated in three years prior			0
Originated in four years prior			0
Prior			221
Revolving			0
Total loan			221
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Doubtful [Member] | SBA CARES Act Paycheck Protection Program [Member]
Originated in current year			0
Originated in one year prior			0
Originated in two years prior			0
Originated in three years prior			0
Originated in four years prior			0
Prior			0
Revolving			0
Total loan			0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Unlikely to be Collected Financing Receivable [Member] | SBA CARES Act Paycheck Protection Program [Member]
Originated in current year			0
Originated in one year prior			0
Originated in two years prior			0
Originated in three years prior			0
Originated in four years prior			0
Prior			0
Revolving			0
Total loan			0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	148,746		148,026
Originated in current year	463		45,261
Originated in one year prior	44,906		20,881
Originated in two years prior	20,587		31,087
Originated in three years prior	30,849		3,733
Originated in four years prior	3,699		1,328
Prior	44,955		45,230
Revolving	3,287		506
Total loan	148,746		148,026
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Pass [Member]
Originated in current year	463		218,595
Originated in one year prior	44,906		145,675
Originated in two years prior	20,587		114,840
Originated in three years prior	30,849		52,575
Originated in four years prior	3,699		35,564
Prior	41,118		185,448
Revolving	3,287		8,457
Total loan	144,909		761,154
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		1,927
Originated in two years prior	0		852
Originated in three years prior	0		1,193
Originated in four years prior	0		2,708
Prior	3,629		8,076
Revolving	0		147
Total loan	3,629		14,903
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Substandard [Member]
Originated in current year	0		0
Originated in one year prior	0		1,267
Originated in two years prior	0		675
Originated in three years prior	0		2,509
Originated in four years prior	0		1,531
Prior	208		5,664
Revolving	0		0
Total loan	208		11,646
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	793,229		787,703
Originated in current year	15,917		218,595
Originated in one year prior	221,624		148,869
Originated in two years prior	150,385		116,367
Originated in three years prior	114,299		56,277
Originated in four years prior	54,255		39,803
Prior	225,308		199,188
Revolving	11,441		8,604
Total loan	793,229		787,703
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	8
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	2
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	10
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Pass [Member]
Originated in current year	15,917		6,244
Originated in one year prior	221,536		3,225
Originated in two years prior	147,370		1,003
Originated in three years prior	112,918		376
Originated in four years prior	50,646		154
Prior	210,888		214
Revolving	11,234		506
Total loan	770,509		11,722
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		33
Originated in two years prior	1,905		14
Originated in three years prior	845		0
Originated in four years prior	0		0
Prior	8,103		0
Revolving	12		0
Total loan	10,865		47
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Substandard [Member]
Originated in current year	0		124
Originated in one year prior	88		37
Originated in two years prior	1,110		1
Originated in three years prior	536		66
Originated in four years prior	3,609		24
Prior	6,317		11
Revolving	195		0
Total loan	11,855		263
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	12,042		12,032
Originated in current year	1,650		6,368
Originated in one year prior	5,514		3,295
Originated in two years prior	2,977		1,018
Originated in three years prior	897		442
Originated in four years prior	341		178
Prior	205		225
Revolving	458		506
Total loan	12,042		12,032
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	59
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	59
Commercial Portfolio Segment [Member] | Agricultural [Member] | Pass [Member]
Originated in current year	1,650		646
Originated in one year prior	5,514		713
Originated in two years prior	2,911		796
Originated in three years prior	885		77
Originated in four years prior	295		869
Prior	183		6,150
Revolving	458		617
Total loan	11,896		9,868
Commercial Portfolio Segment [Member] | Agricultural [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		109
Originated in two years prior	31		0
Originated in three years prior	12		0
Originated in four years prior	0		222
Prior	1		242
Revolving	0		0
Total loan	44		573
Commercial Portfolio Segment [Member] | Agricultural [Member] | Substandard [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	35		12
Originated in three years prior	0		0
Originated in four years prior	46		253
Prior	21		1,073
Revolving	0		0
Total loan	102		1,338
Commercial Portfolio Segment [Member] | Agricultural [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Agricultural [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	12,137		11,779
Originated in current year	823		646
Originated in one year prior	640		822
Originated in two years prior	705		808
Originated in three years prior	801		77
Originated in four years prior	71		1,344
Prior	8,410		7,465
Revolving	687		617
Total loan	12,137		11,779
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Commercial Portfolio Segment [Member] | Farmland [Member] | Pass [Member]
Originated in current year	823
Originated in one year prior	640
Originated in two years prior	597
Originated in three years prior	777
Originated in four years prior	71
Prior	6,662
Revolving	687
Total loan	10,257
Commercial Portfolio Segment [Member] | Farmland [Member] | Special Mention [Member]
Originated in current year	0
Originated in one year prior	0
Originated in two years prior	108
Originated in three years prior	12
Originated in four years prior	0
Prior	440
Revolving	0
Total loan	560
Commercial Portfolio Segment [Member] | Farmland [Member] | Substandard [Member]
Originated in current year	0
Originated in one year prior	0
Originated in two years prior	0
Originated in three years prior	12
Originated in four years prior	0
Prior	1,308
Revolving	0
Total loan	1,320
Commercial Portfolio Segment [Member] | Farmland [Member] | Doubtful [Member]
Originated in current year	0
Originated in one year prior	0
Originated in two years prior	0
Originated in three years prior	0
Originated in four years prior	0
Prior	0
Revolving	0
Total loan	0
Commercial Portfolio Segment [Member] | Farmland [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0
Originated in one year prior	0
Originated in two years prior	0
Originated in three years prior	0
Originated in four years prior	0
Prior	0
Revolving	0
Total loan	0
Consumer Real Estate Portfolio Segment [Member]
Non-covered loans	811,240		820,548
Financing Receivable, Allowance for Credit Loss, Writeoff	98	6
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	73,762		75,642
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	727,202		734,540
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	10,276		10,366
Consumer Real Estate Portfolio Segment [Member] | Pass [Member] | Home Equity Lines [Member]
Non-covered loans	71,030		72,927
Consumer Real Estate Portfolio Segment [Member] | Pass [Member] | Single Family Owner Occupied [Member]
Non-covered loans	700,431		706,952
Consumer Real Estate Portfolio Segment [Member] | Pass [Member] | Owner Occupied Construction [Member]
Non-covered loans	10,116		10,204
Consumer Real Estate Portfolio Segment [Member] | Special Mention [Member] | Home Equity Lines [Member]
Non-covered loans	198		288
Consumer Real Estate Portfolio Segment [Member] | Special Mention [Member] | Single Family Owner Occupied [Member]
Non-covered loans	1,875		1,958
Consumer Real Estate Portfolio Segment [Member] | Special Mention [Member] | Owner Occupied Construction [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Substandard [Member] | Home Equity Lines [Member]
Non-covered loans	2,534		2,427
Consumer Real Estate Portfolio Segment [Member] | Substandard [Member] | Single Family Owner Occupied [Member]
Non-covered loans	24,896		25,630
Consumer Real Estate Portfolio Segment [Member] | Substandard [Member] | Owner Occupied Construction [Member]
Non-covered loans	160		162
Consumer Real Estate Portfolio Segment [Member] | Doubtful [Member] | Home Equity Lines [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Doubtful [Member] | Single Family Owner Occupied [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Doubtful [Member] | Owner Occupied Construction [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Home Equity Lines [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Single Family Owner Occupied [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Owner Occupied Construction [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	73,762		75,642
Originated in current year	85		1,960
Originated in one year prior	989		198
Originated in two years prior	97		268
Originated in three years prior	170		35
Originated in four years prior	35		138
Prior	5,465		8,799
Revolving	66,921		64,244
Total loan			75,642
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	9
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	9
Total loans held for investment, net of unearned income	73,762
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Pass [Member]
Originated in current year	85		1,960
Originated in one year prior	976		198
Originated in two years prior	97		241
Originated in three years prior	143		0
Originated in four years prior	0		24
Prior	4,288		7,429
Revolving	65,441		63,075
Total loan			72,927
Total loans held for investment, net of unearned income	71,030
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	43		117
Revolving	155		171
Total loan			288
Total loans held for investment, net of unearned income	198
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Substandard [Member]
Originated in current year	0		0
Originated in one year prior	13		0
Originated in two years prior	0		27
Originated in three years prior	27		35
Originated in four years prior	35		114
Prior	1,134		1,253
Revolving	1,325		998
Total loan			2,427
Total loans held for investment, net of unearned income	2,534
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	727,202		734,540
Originated in current year	16,097		158,351
Originated in one year prior	157,836		238,935
Originated in two years prior	234,683		208,310
Originated in three years prior	204,381		50,375
Originated in four years prior	49,415		38,931
Prior	271,912		245,386
Revolving	510		373
Total loan			940,661
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	31
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	58
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	89
Total loans held for investment, net of unearned income	934,834
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Pass [Member]
Originated in current year	16,097		157,890
Originated in one year prior	157,381		237,363
Originated in two years prior	233,020		207,480
Originated in three years prior	203,425		48,795
Originated in four years prior	48,065		36,678
Prior	239,664		214,148
Revolving	510		373
Total loan			902,727
Total loans held for investment, net of unearned income	898,162
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		376
Originated in two years prior	349		90
Originated in three years prior	90		363
Originated in four years prior	124		262
Prior	3,318		3,170
Revolving	0		0
Total loan			4,261
Total loans held for investment, net of unearned income	3,881
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Substandard [Member]
Originated in current year	0		461
Originated in one year prior	455		1,196
Originated in two years prior	1,314		740
Originated in three years prior	866		1,217
Originated in four years prior	1,226		1,991
Prior	28,930		28,068
Revolving	0		0
Total loan			33,673
Total loans held for investment, net of unearned income	32,791
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	10,276		10,366
Originated in current year	159		6,357
Originated in one year prior	6,979		3,344
Originated in two years prior	2,535		162
Originated in three years prior	159		23
Originated in four years prior	14		11
Prior	430		469
Revolving	0		0
Total loan			10,366
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Total loans held for investment, net of unearned income	10,276
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Pass [Member]
Originated in current year	159		6,357
Originated in one year prior	6,979		3,344
Originated in two years prior	2,535		0
Originated in three years prior	0		23
Originated in four years prior	14		11
Prior	429		469
Revolving	0		0
Total loan			10,204
Total loans held for investment, net of unearned income	10,116
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Substandard [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		162
Originated in three years prior	159		0
Originated in four years prior	0		0
Prior	1		0
Revolving	0		0
Total loan			162
Total loans held for investment, net of unearned income	160
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer and Other Portfolio Segment [Member]
Non-covered loans	137,555		146,386
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	200
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	1,031
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	802
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	136
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	78
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	14
Financing Receivable, Revolving, Writeoff	38
Financing Receivable, Allowance for Credit Loss, Writeoff	2,299	$ 1,039
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	136,310		144,582
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	1,245		1,804
Consumer and Other Portfolio Segment [Member] | Pass [Member] | Consumer Loans [Member]
Non-covered loans	133,417		141,551
Consumer and Other Portfolio Segment [Member] | Pass [Member] | Other Loan [Member]
Non-covered loans	1,245		1,804
Consumer and Other Portfolio Segment [Member] | Special Mention [Member] | Consumer Loans [Member]
Non-covered loans	10		11
Consumer and Other Portfolio Segment [Member] | Special Mention [Member] | Other Loan [Member]
Non-covered loans	0		0
Consumer and Other Portfolio Segment [Member] | Substandard [Member] | Consumer Loans [Member]
Non-covered loans	2,883		3,020
Consumer and Other Portfolio Segment [Member] | Substandard [Member] | Other Loan [Member]
Non-covered loans	0		0
Consumer and Other Portfolio Segment [Member] | Doubtful [Member] | Consumer Loans [Member]
Non-covered loans	0		0
Consumer and Other Portfolio Segment [Member] | Doubtful [Member] | Other Loan [Member]
Non-covered loans	0		0
Consumer and Other Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Consumer Loans [Member]
Non-covered loans	0		0
Consumer and Other Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Other Loan [Member]
Non-covered loans	0		0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	136,310		144,582
Originated in current year	10,503		70,460
Originated in one year prior	63,401		38,610
Originated in two years prior	32,956		16,499
Originated in three years prior	13,574		8,062
Originated in four years prior	6,546		2,564
Prior	2,768		2,199
Revolving	7,807		7,992
Total loan			146,386
Total loans held for investment, net of unearned income	137,555
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Pass [Member]
Originated in current year	10,475		69,579
Originated in one year prior	62,509		37,603
Originated in two years prior	32,019		16,033
Originated in three years prior	13,115		7,640
Originated in four years prior	6,243		2,528
Prior	2,555		2,040
Revolving	7,746		7,932
Total loan			143,355
Total loans held for investment, net of unearned income	134,662
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		5
Originated in two years prior	4		0
Originated in three years prior	0		6
Originated in four years prior	5		0
Prior	0		0
Revolving	1		0
Total loan			11
Total loans held for investment, net of unearned income	10
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Substandard [Member]
Originated in current year	28		881
Originated in one year prior	892		1,002
Originated in two years prior	933		466
Originated in three years prior	459		416
Originated in four years prior	298		36
Prior	213		159
Revolving	60		60
Total loan			3,020
Total loans held for investment, net of unearned income	2,883
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			$ 0
Total loans held for investment, net of unearned income	$ 0

Note 5 - Credit Quality - Nonac

Note 5 - Credit Quality - Nonaccrual Loans by Loan Class (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Total nonaccrual loans	$ 15,557	$ 15,208
Loans With No Allowance [Member]
Total nonaccrual loans	14,971	14,619
Loans With an Allowance [Member]
Total nonaccrual loans	586	589
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Total nonaccrual loans	425	31
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	425	31
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Total nonaccrual loans	502	438
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	502	438
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Total nonaccrual loans	208	220
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	208	220
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Total nonaccrual loans	942	984
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	942	984
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Total nonaccrual loans	1,524	1,771
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	1,524	1,771
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Agricultural [Member]
Total nonaccrual loans	7	9
Commercial Portfolio Segment [Member] | Agricultural [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	7	9
Commercial Portfolio Segment [Member] | Agricultural [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Farmland [Member]
Total nonaccrual loans	133	133
Commercial Portfolio Segment [Member] | Farmland [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	133	133
Commercial Portfolio Segment [Member] | Farmland [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Total nonaccrual loans	612	400
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	612	400
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Total nonaccrual loans	8,889	8,817
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	8,303	8,228
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	586	589
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Total nonaccrual loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Total nonaccrual loans	2,315	2,405
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	2,315	2,405
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	$ 0	$ 0

Note 5 - Credit Quality - Aging

Note 5 - Credit Quality - Aging of Past Due Loans by Loan Class (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Non-covered	$ 2,388,897	$ 2,400,197
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered		0
Amortized Cost of > 90 Days Accruing No Allowance, Total	0
Financial Asset, 30 to 59 Days Past Due [Member]
Non-covered	11,925	13,573
Financial Asset, 60 to 89 Days Past Due [Member]
Non-covered	4,054	4,843
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Non-covered	5,059	6,199
Financial Asset, Past Due [Member]
Non-covered	21,038	24,615
Financial Asset, Not Past Due [Member]
Non-covered	2,367,859	2,375,582
Commercial Portfolio Segment [Member]
Non-covered	1,440,102	1,433,263
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered	115,023	117,174
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	173	393
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	17	8
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	418	23
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	608	424
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	114,415	116,750
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered	151,293	150,428
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	422	756
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	112	129
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	332	217
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	866	1,102
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	150,427	149,326
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered	148,746	148,026
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	133	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	83
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	133	83
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	148,613	147,943
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered	207,632	206,121
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,169	990
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	169	122
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	120	299
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,458	1,411
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	206,174	204,710
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered	793,229	787,703
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	218	646
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	48	52
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	351	548
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	617	1,246
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	792,612	786,457
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered	12,042	12,032
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	34	36
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	135
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	7	9
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	41	180
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	12,001	11,852
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered	12,137	11,779
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	133	133
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	133	133
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	12,004	11,646
Consumer Real Estate Portfolio Segment [Member]
Non-covered	811,240	820,548
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered	73,762	75,642
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	782	519
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	120	115
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	487	262
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,389	896
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	72,373	74,746
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered	727,202	734,540
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	5,172	5,951
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	2,603	2,322
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	2,222	3,166
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	9,997	11,439
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	717,205	723,101
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered	10,276	10,366
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	10,276	10,366
Consumer and Other Portfolio Segment [Member]
Non-covered	137,555	146,386
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered	136,310	144,582
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	3,822	4,282
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	985	1,960
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	989	1,459
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	5,796	7,701
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	130,514	136,881
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered	1,245	1,804
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	$ 1,245	$ 1,804

Note 5 - Credit Quality - Colla

Note 5 - Credit Quality - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Collateral dependent loans	$ 586	$ 589
Collateral coverage	$ 574	$ 574
Collateral coverage percentage	97.99%	97.45%
Commercial Real Estate, Hotel 1 [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0%	0%
Commercial Real Estate, Office [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0%	0%
Commercial Real Estate, Other [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0%	0%
Commercial Real Estate, Retail [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0%	0%
Multi-family, Industrial [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0%	0%
Multi-family, Office [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0%	0%
Multi-family, Other [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0%	0%
Commercial and Industrial, Industrial [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0%	0%
Commercial and Industrial, Other [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0%	0%
Consumer Owner Occupied, Other [Member]
Collateral dependent loans	$ 0	$ 0
Collateral coverage	$ 0	$ 0
Collateral coverage percentage	0%	0%
Consumer, Other [Member]
Collateral dependent loans	$ 586	$ 589
Collateral coverage	$ 574	$ 574
Collateral coverage percentage	97.99%	97.45%

Note 5 - Credit Quality - Loa_2

Note 5 - Credit Quality - Loans Modified as Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022 USD ($)
Amortized cost basis	$ 32	[1]
Total contracts	1
Pre-modification recorded investment	$ 31
Financial Asset, Not Past Due [Member]
Amortized cost basis	429
Financial Asset, 30 to 89 Days Past Due [Member]
Amortized cost basis	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Amortized cost basis	0
Payment Deferral [Member]
Amortized cost basis	410
Below Market Interest Rate [Member]
Amortized cost basis	$ 32
Total contracts	1
Pre-modification recorded investment	$ 31
Below Market Interest Rate [Member] | Single Family Owner Occupied [Member]
Amortized cost basis	$ 32	[1]
Total contracts	1
Pre-modification recorded investment	$ 31
Extended Maturity [Member]
Amortized cost basis	9
Principal Forgiveness [Member]
Amortized cost basis	10
Single Family Owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Amortized cost basis	420
Single Family Owner Occupied [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Amortized cost basis	0
Single Family Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Amortized cost basis	0
Single Family Owner Occupied [Member] | Payment Deferral [Member]
Amortized cost basis	$ 410
Percentage of total financing receivable	0.056%
Single family owner occupied	$ 6
Consumer Loans [Member] | Financial Asset, Not Past Due [Member]
Amortized cost basis	9
Consumer Loans [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Amortized cost basis	0
Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Amortized cost basis	0
Consumer Loans [Member] | Extended Maturity [Member]
Amortized cost basis	$ 9
Percentage of total financing receivable	0.007%
Consumer Loans [Member] | Extended Maturity [Member] | Minimum [Member]
Extended term (Month)	60 months
Consumer Loans [Member] | Extended Maturity [Member] | Maximum [Member]
Extended term (Month)	84 months
Consumer Loans [Member] | Principal Forgiveness [Member]
Amortized cost basis	$ 10
Percentage of total financing receivable	0.001%
Single family owner occupied	$ 13
[1]Represents the loan balance immediately following modification

Note 5 - Credit Quality - Loa_3

Note 5 - Credit Quality - Loans Modified as Troubled Debt Restructurings by Loan Class and Accrual Status (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Nonaccrual	$ 1,324	[1]
Accrual	7,112
TDRs	8,436
Allowance for credit losses related to TDRs	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Nonaccrual	0	[1]
Accrual	374
TDRs	374
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Nonaccrual	142	[1]
Accrual	838
TDRs	980
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Nonaccrual	0	[1]
Accrual	747
TDRs	747
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Nonaccrual	0	[1]
Accrual	55
TDRs	55
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Nonaccrual	1,182	[1]
Accrual	5,073
TDRs	6,255
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Nonaccrual	0	[1]
Accrual	0
TDRs	0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Nonaccrual	0	[1]
Accrual	25
TDRs	$ 25
[1]Nonaccrual TDRs are included in total nonaccrual loans disclosed in the nonaccrual table above.

Note 5 - Credit Quality - Balan

Note 5 - Credit Quality - Balance and Interest Income Related to Impaired Loan Pools (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Troubled Debt Restructurings [Member] | Purchased Credit Impaired Loans [Member]
Interest income recognized	$ 105

Note 5 - Credit Quality - Other

Note 5 - Credit Quality - Other Real Estate Owned (Details) - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022
OREO		$ 481	$ 703
OREO secured by residential real estate		249	407
Residential real estate loans in the foreclosure process(1)	[1]	$ 1,850	$ 1,474
[1]The recorded investment in consumer mortgage loans collateralized by residential real estate that are in the process of foreclosure according to local requirements of the applicable jurisdiction

Note 6 - Allowance for Credit_3

Note 6 - Allowance for Credit Losses - Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023		Mar. 31, 2022
Balance, Loans	$ 30,556	[1]	$ 27,858
Balance, Allowance for credit losses - loan commitments	1,196		678
Total allowance for credit losses beginning of year	31,752		28,536
Provision for credit losses - loans	1,974
(Recovery of) provision for credit losses - loan commitments	(232)		98
Total provision for credit losses - loans and loan commitments	1,742		2,059
Charge-offs	(2,570)		(1,302)
Recoveries	829		464
Net recoveries (charge-offs)	(1,741)		(838)
Balance, Allowance for credit losses - loans	30,789		28,981
Balance, Allowance for credit losses - loan commitments	964		776
Ending balance	31,753		29,757
Provision for credit losses for loans	1,742		1,961
Commercial Portfolio Segment [Member]
Balance, Loans	17,213		14,775
Balance, Allowance for credit losses - loan commitments	1,018		576
Total allowance for credit losses beginning of year	18,231		15,351
Provision for credit losses - loans	37
(Recovery of) provision for credit losses - loan commitments	(232)		87
Total provision for credit losses - loans and loan commitments	(195)		1,195
Charge-offs	(173)		(257)
Recoveries	192		270
Net recoveries (charge-offs)	19		13
Balance, Allowance for credit losses - loans	17,269		15,896
Balance, Allowance for credit losses - loan commitments	786		663
Ending balance	18,055		16,559
Provision for credit losses for loans			1,108
Consumer Real Estate Portfolio Segment [Member]
Balance, Loans	8,931		9,972
Balance, Allowance for credit losses - loan commitments	156		88
Total allowance for credit losses beginning of year	9,087		10,060
Provision for credit losses - loans	103
(Recovery of) provision for credit losses - loan commitments	(6)		6
Total provision for credit losses - loans and loan commitments	97		(235)
Charge-offs	(98)		(6)
Recoveries	59		39
Net recoveries (charge-offs)	(39)		33
Balance, Allowance for credit losses - loans	8,995		9,764
Balance, Allowance for credit losses - loan commitments	150		94
Ending balance	9,145		9,858
Provision for credit losses for loans			(241)
Consumer and Other Portfolio Segment [Member]
Balance, Loans	4,412		3,111
Balance, Allowance for credit losses - loan commitments	22		14
Total allowance for credit losses beginning of year	4,434		3,125
Provision for credit losses - loans	1,834
(Recovery of) provision for credit losses - loan commitments	6		5
Total provision for credit losses - loans and loan commitments	1,840		1,099
Charge-offs	(2,299)		(1,039)
Recoveries	578		155
Net recoveries (charge-offs)	(1,721)		(884)
Balance, Allowance for credit losses - loans	4,525		3,321
Balance, Allowance for credit losses - loan commitments	28		19
Ending balance	$ 4,553		3,340
Provision for credit losses for loans			$ 1,094
[1]Derived from audited financial statements

Note 7 - Deposits - Components

Note 7 - Deposits - Components of Deposits (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Noninterest-bearing demand deposits	$ 823,297	$ 872,168
Interest-bearing demand deposits	661,595	679,609
Money market accounts	279,139	264,734
Savings deposits	558,782	578,974
Certificates of deposit	165,709	180,008
Individual retirement accounts	96,102	103,322
Total interest-bearing deposits	1,761,327	1,806,647
Total deposits	$ 2,584,624	$ 2,678,815	[1]
[1]Derived from audited financial statements

Note 8 - Leases (Details Textua

Note 8 - Leases (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Operating Lease, Weighted Average Discount Rate, Percent	3.28%	3.28%
Minimum [Member]
Lessee, Operating Lease, Remaining Lease Term (Year)	2 years	2 months
Maximum [Member]
Lessee, Operating Lease, Remaining Lease Term (Year)	6 years	6 years 6 months
Other Assets [Member]
Operating Lease, Right-of-Use Asset	$ 625	$ 648
Other Liabilities [Member]
Operating Lease, Liability	$ 647	$ 670

Note 8 - Leases - Minimum Lease

Note 8 - Leases - Minimum Lease Payments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
2024	$ 119	$ 119
2025	113	117
2026	101	101
2027	101	101
2028 and thereafter	235	261
Total lease payments	669	699
Less: Interest	(22)	(29)
Other Liabilities [Member]
Present value of lease liabilities	$ 647	$ 670

Note 9 - Borrowings (Details Te

Note 9 - Borrowings (Details Textual) $ in Thousands	Mar. 31, 2023 USD ($)
Long-Term Debt	$ 0
Debt Instrument, Unused Borrowing Capacity, Amount	393,690
Deposit Liabilities, Collateral Issued, Financial Instruments	118,940
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 731,490

Note 9 - Borrowings - Component

Note 9 - Borrowings - Components of Borrowings (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Securities sold under agreements to repurchase	$ 1,866	$ 1,874	[1]
Retail Repurchase Agreements [Member]
Securities sold under agreements to repurchase	$ 1,866	$ 1,874
Retail repurchase agreements	0.06%	0.07%
[1]Derived from audited financial statements

Note 10 - Derivative Instrume_3

Note 10 - Derivative Instruments and Hedging Activities (Details Textual) $ in Millions	Jul. 26, 2022 USD ($)
Interest Rate Swap [Member]
Derivative, Gain (Loss) on Derivative, Net, Total	$ (72)

Note 10 - Derivative Instrume_4

Note 10 - Derivative Instruments and Hedging Activities - Notional or Contractual Amounts and Fair Values of Derivative Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Notional or contractual amount	$ 3,877	$ 3,983
Derivative assets	150	199
Derivative liabilities	0	0
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member]
Notional or contractual amount	3,877	3,983
Derivative assets	150	199
Derivative liabilities	$ 0	$ 0

Note 10 - Derivative Instrume_5

Note 10 - Derivative Instruments and Hedging Activities - Effect of Derivative and Hedging Activity, on Consolidated Statements of Income (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands		3 Months Ended
	Jul. 26, 2022	Mar. 31, 2023	Mar. 31, 2022
Derivative expense	$ (72,000)
Interest and Fees on Loans [Member]
Derivative expense		$ (20)	$ 76
Designated as Hedging Instrument [Member] | Interest and Fees on Loans [Member]
Derivative expense		(20)	25
Not Designated as Hedging Instrument [Member] | Interest and Fees on Loans [Member]
Derivative expense		$ 0	$ 51

Note 11 - Employee Benefit Pl_3

Note 11 - Employee Benefit Plans - Components of Net Periodic Pension Cost and Assumed Discount Rate (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Service cost	$ 0	$ 0
Interest cost	82	83
Amortization of prior service cost	0	0
Amortization of losses	33	34
Net periodic cost	$ 115	$ 117

Note 12 - Earnings Per Share -

Note 12 - Earnings Per Share - Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Net income	$ 11,782	$ 9,515
Weighted average common shares outstanding, basic (in shares)	16,228,297	16,817,284
Total dilutive effect of potential common shares (in shares)	61,192	47,231
Weighted average common shares outstanding, diluted (in shares)	16,289,489	16,864,515
Basic earnings per common share (in dollars per share)	$ 0.73	$ 0.57
Diluted earnings per common share (in dollars per share)	$ 0.72	$ 0.56
Antidilutive potential common shares (in shares)	131,198	131,198
Share-Based Payment Arrangement, Option [Member]
Dilutive effect of potential common shares (in shares)	16,405	17,814
Antidilutive potential common shares (in shares)	131,198	131,198
Restricted Stock [Member]
Dilutive effect of potential common shares (in shares)	44,787	29,417

Note 13 - Accumulated Other C_3

Note 13 - Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income, Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023		Mar. 31, 2022
Balance	$ 421,985	[1]	$ 427,775
Other comprehensive income (loss), net of tax	2,494		(4,966)
Balance	431,731		424,156
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	(15,621)		15
Other comprehensive income before reclassifications	2,499		(4,658)
Reclassified from AOCI	(5)		0
Other comprehensive income (loss), net of tax	2,494		(4,658)
Balance	(13,127)		(4,643)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balance	(98)		(1,561)
Other comprehensive income before reclassifications	(26)		(335)
Reclassified from AOCI	26		27
Other comprehensive income (loss), net of tax	0		(308)
Balance	(98)		(1,869)
AOCI Attributable to Parent [Member]
Balance	(15,719)		(1,546)
Other comprehensive income before reclassifications	2,473		(4,993)
Reclassified from AOCI	21		27
Other comprehensive income (loss), net of tax	2,494		(4,966)
Balance	$ (13,225)		$ (6,512)
[1]Derived from audited financial statements

Note 13 - Accumulated Other C_4

Note 13 - Accumulated Other Comprehensive Income (Loss) - Reclassifications Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2023	Mar. 31, 2022
Gain recognized		$ 7	$ 0
Income before income taxes		15,440	12,400
Income tax expense		3,658	2,885
Net income		11,782	9,515
Reclassification out of Accumulated Other Comprehensive Income [Member]
Gain recognized		(7)	0
Net income		21	27
Reclassification out of Accumulated Other Comprehensive Income [Member] | AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Income before income taxes		(7)	0
Income tax expense		(2)	0
Net income		(5)	0
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment, Net Prior Service Attributable to Parent [Member]
Other operating expense	[1]	0	0
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Attributable to Parent [Member]
Other operating expense		33	34
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Income before income taxes		33	34
Income tax expense		7	7
Net income		$ 26	$ 27
[1]Amortization is included in net periodic pension cost. See Note 10, "Employee Benefit Plans."

Note 14 - Fair Value - Assets a

Note 14 - Fair Value - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Available-for-sale debt securities	$ 308,269	$ 300,349	[1]
Derivative assets	150	199
Fair Value, Recurring [Member]
Available-for-sale debt securities	308,269	300,349
Equity securities	55	55
Fair value loans	3,727	3,784
Derivative assets	150	199
Deferred compensation assets	5,658	5,142
Deferred compensation liabilities	5,658	5,142
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Equity securities	0	0
Fair value loans	0	0
Derivative assets	0	0
Deferred compensation assets	5,658	5,142
Deferred compensation liabilities	5,658	5,142
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	308,269	300,349
Equity securities	55	55
Fair value loans	0	0
Derivative assets	150	199
Deferred compensation assets	0	0
Deferred compensation liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Equity securities	0	0
Fair value loans	3,727	3,784
Derivative assets	0	0
Deferred compensation assets	0	0
Deferred compensation liabilities	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale debt securities	1,491	1,485
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	1,491	1,485
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Available-for-sale debt securities	170,686	157,264
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	170,686	157,264
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities	22,957	23,309
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	22,957	23,309
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Available-for-sale debt securities	29,779	34,857
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities		0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	29,779	34,857
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities		0
Fair Value, Recurring [Member] | Mortgage-backed Agency Securities [Member]
Available-for-sale debt securities	83,356	83,434
Fair Value, Recurring [Member] | Mortgage-backed Agency Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Mortgage-backed Agency Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	83,356	83,434
Fair Value, Recurring [Member] | Mortgage-backed Agency Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	$ 0	$ 0
[1]Derived from audited financial statements

Note 14 - Fair Value - Assets M

Note 14 - Fair Value - Assets Measured at Fair Value on Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - Non-covered Loans [Member] - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Collateral Dependent Assets With Specific Reserves [Member]
Total Fair Value	$ 574	$ 574
Collateral Dependent Assets With Specific Reserves [Member] | Fair Value, Inputs, Level 1 [Member]
Total Fair Value	0	0
Collateral Dependent Assets With Specific Reserves [Member] | Fair Value, Inputs, Level 2 [Member]
Total Fair Value	0	0
Collateral Dependent Assets With Specific Reserves [Member] | Fair Value, Inputs, Level 3 [Member]
Total Fair Value	574	574
OREO [Member]
Total Fair Value	481	703
OREO [Member] | Fair Value, Inputs, Level 1 [Member]
Total Fair Value	0	0
OREO [Member] | Fair Value, Inputs, Level 2 [Member]
Total Fair Value	0	0
OREO [Member] | Fair Value, Inputs, Level 3 [Member]
Total Fair Value	$ 481	$ 703

Note 14 - Fair Value - Quantita

Note 14 - Fair Value - Quantitative Information for Assets Measured at Fair Value on Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - Measurement Input, Discount Rate [Member] - Valuation, Market Approach [Member]		Mar. 31, 2023	Dec. 31, 2022
Discount range, impaired loans	[1],[2]	0.02	0.03
Weighted Average [Member]
Discount range, impaired loans	[1],[2]	0.02	0.03
Discount range, non-covered OREO	[1],[2]	0.77	0.69
Minimum [Member]
Discount range, non-covered OREO	[1],[2]	0.20	0.20
Maximum [Member]
Discount range, non-covered OREO	[1],[2]	1	1
[1]Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments.[2]Fair value is generally based on appraisals of the underlying collateral.

Note 14 - Fair Value - Financia

Note 14 - Fair Value - Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt securities available for sale	$ 308,269	$ 300,349	[1]
Derivative financial assets	150	199
Interest receivable	8,646	9,279	[1]
Derivative assets	150	199
Reported Value Measurement [Member]
Cash and cash equivalents	92,385	170,846
Debt securities available for sale	308,269	300,349
Equity securities	55	55
Loans held for investment, net of allowance	2,358,108	2,369,641
Derivative financial assets	150	199
Interest receivable	8,646	9,279
Deferred compensation assets	5,658	5,142
Securities sold under agreements to repurchase	1,866	1,874
Interest payable	211	159
Deferred compensation liabilities	5,658	5,142
Derivative assets	150	199
Reported Value Measurement [Member] | Bank Time Deposits [Member]
Deposits fair value	261,811	283,330
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	92,385	170,846
Debt securities available for sale	308,269	300,349
Equity securities	55	55
Loans held for investment, net of allowance	2,215,745	2,215,243
Derivative financial assets	150	199
Interest receivable	8,646	9,279
Deferred compensation assets	5,658	5,142
Securities sold under agreements to repurchase	1,866	1,874
Interest payable	211	159
Deferred compensation liabilities	5,658	5,142
Derivative assets	150	199
Estimate of Fair Value Measurement [Member] | Bank Time Deposits [Member]
Deposits fair value	259,870	281,744
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	92,385	170,846
Debt securities available for sale	0	0
Equity securities	0	0
Loans held for investment, net of allowance	0	0
Derivative financial assets	0	0
Interest receivable	0	0
Deferred compensation assets	5,658	5,142
Securities sold under agreements to repurchase	0	0
Interest payable	0	0
Deferred compensation liabilities	5,658	5,142
Derivative assets	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Bank Time Deposits [Member]
Deposits fair value	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Debt securities available for sale	308,269	300,349
Equity securities	55	55
Loans held for investment, net of allowance	0	0
Derivative financial assets	150	199
Interest receivable	8,646	9,279
Deferred compensation assets	0	0
Securities sold under agreements to repurchase	1,866	1,874
Interest payable	211	159
Deferred compensation liabilities	0	0
Derivative assets	150	199
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Bank Time Deposits [Member]
Deposits fair value	259,870	281,744
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Debt securities available for sale	0	0
Equity securities	0	0
Loans held for investment, net of allowance	2,215,745	2,215,243
Derivative financial assets	0	0
Interest receivable	0	0
Deferred compensation assets	0	0
Securities sold under agreements to repurchase	0	0
Interest payable	0	0
Deferred compensation liabilities	0	0
Derivative assets	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Bank Time Deposits [Member]
Deposits fair value	$ 0	$ 0
[1]Derived from audited financial statements

Note 15 - Litigation, Commitm_3

Note 15 - Litigation, Commitments, and Contingencies - Off-balance Sheet Financial Instruments (Details) - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022
Commitments to extend credit		$ 259,156	$ 278,926
Standby letters of credit and financial guarantees(1)	[1]	121,701	119,681
Total off-balance sheet risk		$ 380,857	$ 398,607
[1]Includes FHLB letters of credit