First Community Bankshares (FCBC) 10-Q 3 May 24 2024 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2024	Apr. 29, 2024
Document Information [Line Items]
Entity Central Index Key	0000859070
Entity Registrant Name	FIRST COMMUNITY BANKSHARES INC /VA/
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2024
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2024
Document Transition Report	false
Entity File Number	000-19297
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	55-0694814
Entity Address, Address Line One	P.O. Box 989
Entity Address, City or Town	Bluefield
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	24605-0989
City Area Code	276
Local Phone Number	326-9000
Title of 12(b) Security	Common Stock ($1.00 par value)
Trading Symbol	FCBC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		18,353,513

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	[1]
Assets
Cash and due from banks	$ 67,128	$ 77,563
Federal funds sold	179,943	37,312
Interest-bearing deposits in banks	1,834	1,545
Total cash and cash equivalents	248,905	116,420
Debt securities available-for-sale, at fair value	166,247	280,961
Loans held for investment, net of unearned income	2,519,833	2,572,298
Allowance for credit losses	(35,461)	(36,189)
Loans held for investment, net	2,484,372	2,536,109
Premises and equipment, net	51,333	50,680
Other real estate owned	374	192
Interest receivable	10,719	10,881
Goodwill	143,946	143,946
Other intangible assets	14,615	15,145
Other assets	115,470	114,211
Total assets	3,235,981	3,268,545
Liabilities
Noninterest-bearing	902,396	931,920
Interest-bearing	1,779,819	1,790,405
Total deposits	2,682,215	2,722,325
Securities sold under agreements to repurchase	1,006	1,119
Interest, taxes, and other liabilities	45,816	41,807
Total liabilities	2,729,037	2,765,251
Stockholders' equity
Preferred stock, undesignated par value; 1,000,000 shares authorized; Series A Noncumulative Convertible Preferred Stock, $0.01 par value; 25,000 shares authorized; none outstanding	0	0
Common stock, $1 par value; 50,000,000 shares authorized; 27,522,635 shares issued and 18,413,088 outstanding at March 31, 2024; 27,522,547 shares issued and 18,502,396 outstanding at December 31, 2023	18,413	18,502
Additional paid-in capital	173,041	175,841
Retained earnings	327,389	319,902
Accumulated other comprehensive loss	(11,899)	(10,951)
Total stockholders' equity	506,944	503,294
Total liabilities and stockholders' equity	$ 3,235,981	$ 3,268,545
[1]Derived from audited financial statements

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Mar. 31, 2024	Dec. 31, 2023	[1]
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, authorized (in shares)	50,000,000	50,000,000
Common stock, issued (in shares)	27,522,635	27,522,547
Common stock, outstanding (in shares)	18,413,088	18,502,396
Undesignated Par Value [Member]
Preferred stock, no par value (in dollars per share)	$ 0	$ 0
Preferred stock, authorized (in shares)	1,000,000	1,000,000
Designated Par Value [Member]
Preferred stock, authorized (in shares)	25,000	25,000
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, outstanding (in shares)	0	0
[1]Derived from audited financial statements

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2024	Mar. 31, 2023
Interest income:
Interest and fees on loans		$ 33,418	$ 27,628
Interest on securities -- taxable		1,563	1,934
Interest on securities -- tax-exempt		135	165
Interest on deposits in banks		913	462
Total interest income		36,029	30,189
Interest expense:
Interest on deposits		4,365	718
Interest on short-term borrowings		35	59
Total interest expense		4,400	777
Net interest income		31,629	29,412
Provision for credit losses		1,011	1,742
Net interest income after provision for credit losses		30,618	27,670
Noninterest income:
Gain on sale of securities	[1]	0	7
Other operating income		1,400	1,318
Total noninterest income		9,259	8,583
Noninterest expense:
Salaries and employee benefits		12,581	11,595
Occupancy expense		1,378	1,168
Furniture and equipment expense		1,545	1,401
Service fees		2,449	2,019
Advertising and public relations		796	643
Professional fees		372	327
Amortization of intangibles		530	234
FDIC premiums and assessments		369	320
Merger expenses			379
Other operating expense		3,366	2,727
Total noninterest expense		23,386	20,813
Income before income taxes		16,491	15,440
Income tax expense		3,646	3,658
Net income		$ 12,845	$ 11,782
Earnings per common share
Basic (in dollars per share)		$ 0.7	$ 0.73
Diluted (in dollars per share)		$ 0.71	$ 0.72
Weighted average shares outstanding
Basic (in shares)		18,476,128	16,228,297
Diluted (in shares)		18,545,910	16,289,489
Fiduciary and Trust [Member]
Noninterest income:
Noninterest income		$ 1,099	$ 1,017
Deposit Account [Member]
Noninterest income:
Noninterest income		3,310	3,159
Financial Service, Other [Member]
Noninterest income:
Noninterest income		$ 3,450	$ 3,082
[1]Amortization is included in net periodic pension cost. See Note 10, "Employee Benefit Plans."

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Net income	$ 12,845	$ 11,782
Other comprehensive income (loss), before tax
Change in net unrealized (losses) gains on debt securities	(1,198)	3,163
Reclassification adjustment for gain recognized in net income	0	(7)
Net unrealized losses on available-for-sale debt securities	(1,198)	3,156
Employee benefit plans:
Net actuarial loss	(9)	(33)
Reclassification adjustment for amortization of prior service cost and net actuarial loss recognized in net income	9	33
Net unrealized gains (losses) on employee benefit plans	0	0
Other comprehensive loss, before tax	(1,198)	3,156
Income tax (benefit) expense	(250)	662
Other comprehensive (loss) gain, net of tax	(948)	2,494
Total comprehensive income	$ 11,897	$ 14,276

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Preferred Stock [Member]	Common Stock Outstanding [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2022	0	16,225,399
Balance at Dec. 31, 2022	$ 0	$ 16,225	$ 128,508	$ 292,971	$ (15,719)	$ 421,985
Net income	0	0	0	11,782	0	11,782
Other comprehensive income	0	0	0	0	2,494	2,494
Common dividends declared	$ 0	$ 0	0	(4,706)	0	(4,706)
Equity-based compensation expense (in shares)	0	15,732
Equity-based compensation expense	$ 0	$ 16	104	0	0	120
Common stock options exercised (in shares)	0	2,158
Common stock options exercised	$ 0	$ 2	46	0	0	48
Issuance of common stock to 401(k) plan (in shares)	0	262
Issuance of common stock to 401(k) plan	$ 0	$ 0	8	0	0	8
Balance (in shares) at Mar. 31, 2023	0	16,243,551
Balance at Mar. 31, 2023	$ 0	$ 16,243	128,666	300,047	(13,225)	431,731
Balance (in shares) at Dec. 31, 2023	0	18,502,396
Balance at Dec. 31, 2023	$ 0	$ 18,502	175,841	319,902	(10,951)	503,294	[1]
Net income	0	0	0	12,845	0	12,845
Other comprehensive income	0	0	0	0	(948)	(948)
Common dividends declared	$ 0	$ 0	0	(5,358)	0	(5,358)
Equity-based compensation expense (in shares)	0	0
Equity-based compensation expense	$ 0	$ 0	81	0	0	81
Issuance of common stock to 401(k) plan (in shares)	0	88
Issuance of common stock to 401(k) plan	$ 0	$ 0	3	0	0	3
Repurchase of common shares (in shares)	0	(89,396)
Repurchase of common shares	$ 0	$ (89)	(2,884)	0	0	(2,973)
Balance (in shares) at Mar. 31, 2024	0	18,413,088
Balance at Mar. 31, 2024	$ 0	$ 18,413	$ 173,041	$ 327,389	$ (11,899)	$ 506,944
[1]Derived from audited financial statements

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Common dividends declared, per share (in dollars per share)	$ 0.29	$ 0.29
Repurchase of common shares, per share (in dollars per share)	$ 33.26

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2024	Mar. 31, 2023
Operating activities
Net income		$ 12,845	$ 11,782
Adjustments to reconcile net income to net cash provided by operating activities
Provision for credit losses		1,011	1,742
Depreciation and amortization of premises and equipment		1,096	921
Accretion of discounts on investments		(200)	(523)
Amortization of intangible assets		530	234
Accretion on acquired loans		(781)	(193)
Equity-based compensation expense		81	120
Issuance of common stock to 401(k) plan		3	8
Gain on sale of premises and equipment, net		(5)	(2)
Loss on sale of other real estate owned		14	51
Net gain on sale of securities	[1]	0	(7)
Decrease in accrued interest receivable		162	633
Increase in other operating activities		2,176	1,061
Net cash provided by operating activities		16,932	15,827
Investing activities
Proceeds from sale of securities available-for-sale		0	17,007
Proceeds from maturities, prepayments, and calls of securities available-for-sale		118,968	10,618
Payments to acquire securities available-for-sale		(5,252)	(31,859)
Net decrease (increase) in loans		51,235	9,695
Purchase of FHLB stock, net		265	(3,829)
Proceeds from bank owned life insurance		585	3,717
Proceeds from sale of premises and equipment		10	4
Payments to acquire premises and equipment		(1,780)	(1,012)
Proceeds from sale of other real estate owned		76	228
Net cash provided by (used in) investing activities		164,107	4,569
Financing activities
Decrease in noninterest-bearing deposits, net		(29,524)	(48,871)
Decrease in interest-bearing deposits, net		(10,586)	(45,320)
Repayments from securities sold under agreements to repurchase, net		(113)	(8)
Proceeds from stock options exercised		0	48
Payments for repurchase of common stock		(2,973)	0
Payments of common dividends		(5,358)	(4,706)
Net cash (used in) provided by financing activities		(48,554)	(98,857)
Net decrease in cash and cash equivalents		132,485	(78,461)
Cash and cash equivalents at beginning of period		116,420	170,846
Cash and cash equivalents at end of period		248,905	92,385
Supplemental disclosure -- cash flow information
Cash paid for interest		4,281	726
Cash paid for income taxes		0	0
Supplemental transactions -- noncash items
Transfer of loans to other real estate owned		272	57
Increase in accumulated other comprehensive income (loss), net of taxes		$ (948)	$ 2,494
[1]Amortization is included in net periodic pension cost. See Note 10, "Employee Benefit Plans."

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Basis of Presentation and Significant Accounting Policies [Text Block]	Note 1. Basis of Presentation General First Community Bankshares, Inc. (the “Company”), a financial holding company, was founded in 1989 1874. Principles of Consolidation The Company’s accounting and reporting policies conform with U.S. generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10 10 01 X. not one not may These unaudited interim condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and accompanying notes included in the Company’s Annual Report on Form 10 December 31, 2023 2023 10 March 8, 2024. December 31, 2023 Reclassifications Certain amounts reported in prior years have been reclassified to conform to the current year’s presentation. These reclassifications had no Use of Estimates Preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Significant Accounting Policies The Company’s significant accounting policies are included in Note 1, 8 2023 10 Recent Accounting Standards Standards Not In December 2023, 2023 09, 740 1 2 not not The Company has not 2024 not

Note 2 - Acquisitions

Note 2 - Acquisitions	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Disposal Groups, Including Discontinued Operations, Disclosure [Text Block]	Note 2 . Acquisitions On November 18, 2022, April 21, 2023. The Surrey transaction was accounted for using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at estimated fair value on the acquisition date. Fair values are preliminary and subject to refinement for up to a year after the closing date of the acquisition. The Company incurred a total of $2.99 million in merger expenses related to the Surrey transaction, $596 thousand was recorded in the last quarter of 2022 2023. Goodwill arising from business combinations represents the excess of the purchase price over the sum of the estimated fair values of the tangible and identifiable intangible assets acquired less the fair value of the liabilities assumed. The Surrey acquisition resulted in the Company recognizing $14.38 million in goodwill. The primary identifiable intangible asset we typically record in connection with a whole bank or bank branch acquisition is the value of the core deposit intangibles which represents the estimated value of the long-term deposit relationships acquired in the transaction. Determining the amount of identifiable intangible assets and their average lives involves multiple assumptions and estimates and is typically determined by performing a discounted cash flow analysis, which involves a combination of any or all of the following assumptions: customer attrition/runoff, alternative funding costs, deposit servicing costs, and discount rates. The core deposit intangibles are amortized over the estimated useful lives of the deposit accounts based on a method that we believe reasonably approximates the anticipated benefit stream from this intangible. Core deposit intangibles for the Surrey transaction totaled $12.70 million. When loans are acquired they are identified as either purchased credit deteriorated PCD or non-PCD. PCD loans represent assets that are acquired with evidence of more than insignificant credit quality deterioration since the origination of the loans as of the acquisition date. The ACL for PCD assets is recognized within business combination accounting with no may not As recorded by Fair Value As recorded by (Amounts in thousands, except share and per share data ) Surrey Adjustments the Company Assets Cash and cash equivalents $ 176,700 $ - $ 176,700 Securities-available-for-sale 22,027 (1,093 ) ( a ) 20,934 Loans held for investment, net of allowance and mark 251,944 (12,864 ) ( b ) 239,080 Premises and equipment 5,501 774 ( c ) 6,275 Other assets 10,787 (229 ) ( d ), ( e ) 10,558 Intangible assets - 12,700 ( f ) 12,700 Total assets $ 466,959 $ (712 ) $ 466,247 LIABILITIES Deposits: Noninterest-bearing $ 158,389 $ - $ 158,389 Interest-bearing 246,460 (1,214 ) ( g ) 245,246 Total deposits 404,849 (1,214 ) 403,635 Long term debt - - - Other liabilities 6,004 (381 ) ( h ) 5,623 Total liabilities 410,853 (1,595 ) 409,258 Net identifiable assets acquired over liabilities assumed 56,106 883 56,989 Goodwill - 14,381 14,381 Net assets acquired over liabilities assumed $ 56,106 $ 15,264 $ 71,370 Consideration: First Community Bankshares, Inc. common stock issued 2,996,786 Purchase price per share of the Company's common stock $ 23.81 Fair value of Company common stock issued 71,354 Cash paid for fractional shares 16 Fair Value of total consideration transferred $ 71,370 Explanation of fair value adjustments: (a) Adjustment reflects the fair value adjustment based on the Company's evaluation of the acquired investment portfolio. (b) Adjustment reflects the fair value adjustments of $(15.80) million based on the Company's evaluation of the acquired loan portfolio and excludes the allowance for credit losses and deferred loans fees of $2.94 million as recorded by Surrey. (c) Adjustment reflects the fair value adjustments based on the Company's evaluation of the acquired premises and equipment. (d) Adjustment reflects the fair value adjustment based on the Company's evaluation of stocks with other banks of $47 thousand. (e) Adjustment to record the deferred tax asset related to the fair value adjustments $(177) thousand. (f) Adjustment to record the core deposit intangible on the acquired deposit accounts. (g) Adjustment reflects the fair value adjustment based on the Company's evaluation of the time deposit portfolio. (h) Adjustment to reclass deferred tax asset $(99) thousand, goodwill $(282) thousand, federal income tax payable $(389) thousand, and state income tax payable $8 thousand.

Note 3 - Debt Securities

Note 3 - Debt Securities	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3 . Debt Securities The following tables present the amortized cost and fair value of available-for-sale debt securities, including gross unrealized gains and losses, as of the dates indicated: March 31, 2024 Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Amounts in thousands) U.S. Agency securities $ 5,750 $ - $ - $ 5,750 U.S. Treasury securities 36,384 2 (62 ) 36,324 Municipal securities 18,325 4 (217 ) 18,112 Corporate notes 28,574 - (1,658 ) 26,916 Agency mortgage-backed securities 92,496 - (13,351 ) 79,145 Total $ 181,529 $ 6 $ (15,288 ) $ 166,247 December 31, 2023 Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Amounts in thousands) U.S. Agency securities $ 5,750 $ - $ (1 ) $ 5,749 U.S. Treasury securities 146,653 16 (843 ) 145,826 Municipal securities 19,528 11 (162 ) 19,377 Corporate notes 28,566 - (1,485 ) 27,081 Agency mortgage-backed securities 94,548 2 (11,622 ) 82,928 Total $ 295,045 $ 29 $ (14,113 ) $ 280,961 There was no March 31, 2024 not not March 31, 2024 December 31, 2023 The following table presents the amortized cost and aggregate fair value of available-for-sale debt securities by contractual maturity, as of the date indicated. Actual maturities could differ from contractual maturities because issuers may March 31, 2024 Amortized (Amounts in thousands) Cost Fair Value Available-for-sale debt securities Due within one year $ 47,332 $ 47,266 Due after one year but within five years 41,701 39,836 Due after five years but within ten years - - 89,033 87,102 Agency mortgage-backed securities 92,496 79,145 Total debt securities available-for-sale $ 181,529 $ 166,247 The following tables present the fair values and unrealized losses for available-for-sale debt securities in a continuous unrealized loss position for less than 12 12 March 31, 2024 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Amounts in thousands) U.S. Agency securities $ 5,750 $ - $ - $ - $ 5,750 $ - U.S. Treasury securities 5,283 (12 ) 25,684 (50 ) 30,967 (62 ) Municipal securities 3,944 (21 ) 7,713 (196 ) 11,657 (217 ) Corporate notes - - 26,916 (1,658 ) 26,916 (1,658 ) Agency mortgage-backed securities 4,546 (52 ) 74,598 (13,299 ) 79,144 (13,351 ) Total $ 19,523 $ (85 ) $ 134,911 $ (15,203 ) $ 154,434 $ (15,288 ) December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Amounts in thousands) U.S. Agency securities $ 5,749 $ (1 ) $ — $ — $ 5,749 $ (1 ) U.S. Treasury securities 11,417 (14 ) 129,108 (829 ) 140,525 (843 ) Municipal securities 4,742 (20 ) 5,484 (142 ) 10,226 (162 ) Corporate notes — — 27,081 (1,485 ) 27,081 (1,485 ) Agency mortgage-backed securities 3,421 (10 ) 78,319 (11,612 ) 81,740 (11,622 ) Total $ 25,329 $ (45 ) $ 239,992 $ (14,068 ) $ 265,321 $ (14,113 ) There were 115 individual debt securities in an unrealized loss position as of March 31, 2024 December 31, 2023 Management evaluates securities for impairment where there has been a decline in fair value below the amortized cost basis of a security to determine whether there is a credit loss associated with the decline in fair value on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Credit losses are calculated individually, rather than collectively, using a discounted cash flow method, whereby management compares the present value of expected cash flows with the amortized cost basis of the security. The credit loss component would be recognized through the provision for credit losses and the creation of an allowance for credit losses. Consideration is given to ( 1 2 3 4 not 5 6 7 third 8 one not zero March 31, 2024 not not not not Management continues to monitor all of our securities with a high degree of scrutiny. There can be no not may There were no first three 2024 first three 2023 Three Months Ended March 31, 2024 2023 (Amounts in thousands) Gross realized gains $ - $ 7 Gross realized losses - - Net gain (loss) on sale of securities $ - $ 7 The carrying amount of securities pledged for various purposes totaled $ as of March 31, 2024 , and $ as of December 31, 2023 .

Note 4 - Loans

Note 4 - Loans	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 4 . Loans The Company groups loans held for investment into three March 31, 2024 December 31, 2023 March 31, 2024 December 31, 2023 In accordance with the adoption of ASU 2016 13, March 31, 2024 December 31, 2023 March 31, 2024 December 31, 2023 March 31, 2024 December 31, 2023 (Amounts in thousands) Amount Percent Amount Percent Loans held for investment Commercial loans Construction, development, and other land $ 88,841 3.53 % $ 105,945 4.12 % Commercial and industrial 203,530 8.08 % 211,850 8.24 % Multi-family residential 194,188 7.71 % 188,382 7.32 % Single family non-owner occupied 219,669 8.72 % 224,895 8.74 % Non-farm, non-residential 887,255 35.21 % 894,550 34.78 % Agricultural 19,763 0.78 % 21,669 0.84 % Farmland 13,572 0.53 % 14,202 0.55 % Total commercial loans 1,626,818 64.56 % 1,661,493 64.59 % Consumer real estate loans Home equity lines 87,181 3.46 % 87,626 3.41 % Single family owner occupied 687,810 27.30 % 696,140 27.06 % Owner occupied construction 5,848 0.23 % 8,445 0.33 % Total consumer real estate loans 780,839 30.99 % 792,211 30.80 % Consumer and other loans Consumer loans 110,787 4.40 % 117,091 4.55 % Other 1,389 0.05 % 1,503 0.06 % Total consumer and other loans 112,176 4.45 % 118,594 4.61 % Total loans held for investment, net of unearned income $ 2,519,833 100.00 % $ 2,572,298 100.00 %

Note 5 - Credit Quality

Note 5 - Credit Quality	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Financing Receivables [Text Block]	Note 5 . Credit Quality The Company uses a risk grading matrix to assign a risk grade to each loan in its portfolio. Loan risk ratings may ● Pass -- This grade is assigned to loans with acceptable credit quality and risk. The Company further segments this grade based on borrower characteristics that include capital strength, earnings stability, liquidity, leverage, and industry conditions. ● Special Mention -- This grade is assigned to loans that require an above average degree of supervision and attention. These loans have the characteristics of an asset with acceptable credit quality and risk; however, adverse economic or financial conditions exist that create potential weaknesses deserving of management’s close attention. If potential weaknesses are not may ● Substandard -- This grade is assigned to loans that have well defined weaknesses that may ● Doubtful -- This grade is assigned to loans that have the weaknesses inherent in substandard loans; however, the weaknesses are so severe that collection or liquidation in full is unlikely based on current facts, conditions, and values. Due to certain specific pending factors, the amount of loss cannot yet be determined. ● Loss -- This grade is assigned to loans that will be charged off or charged down when payments, including the timing and value of payments, are uncertain. This risk grade does not no not may The following table presents the recorded investment of the loan portfolio, by loan class and credit quality, as of the dates indicated: March 31, 2024 Special (Amounts in thousands) Pass Mention Substandard Doubtful Loss Total Commercial loans Construction, development, and other land $ 86,265 $ 2,164 $ 412 $ - $ - $ 88,841 Commercial and industrial 198,318 2,128 3,084 - - 203,530 Multi-family residential 190,417 3,485 286 - - 194,188 Single family non-owner occupied 210,540 1,983 7,146 - - 219,669 Non-farm, non-residential 858,461 15,272 13,522 - - 887,255 Agricultural 13,982 3,786 1,995 - - 19,763 Farmland 12,015 475 1,082 - - 13,572 Consumer real estate loans Home equity lines 83,592 544 3,045 - - 87,181 Single family owner occupied 661,705 2,277 23,828 - - 687,810 Owner occupied construction 5,848 - - - - 5,848 Consumer and other loans Consumer loans 108,713 2 2,072 - - 110,787 Other 1,389 - - - - 1,389 Total loans $ 2,431,245 $ 32,116 $ 56,472 $ - $ - $ 2,519,833 December 31, 2023 Special (Amounts in thousands) Pass Mention Substandard Doubtful Loss Total Commercial loans Construction, development, and other land $ 103,573 $ 1,955 $ 417 $ - $ - $ 105,945 Commercial and industrial 207,034 2,097 2,719 - - 211,850 Multi-family residential 184,565 3,522 295 - - 188,382 Single family non-owner occupied 215,375 2,016 7,504 - - 224,895 Non-farm, non-residential 866,711 15,240 12,599 - - 894,550 Agricultural 15,944 3,878 1,847 - - 21,669 Farmland 12,480 484 1,238 - - 14,202 Consumer real estate loans Home equity lines 83,769 546 3,311 - - 87,626 Single family owner occupied 669,878 2,360 23,902 - - 696,140 Owner occupied construction 8,445 - - - - 8,445 Consumer and other loans Consumer loans 114,725 4 2,362 - - 117,091 Other 1,503 - - - - 1,503 Total loans $ 2,484,002 $ 32,102 $ 56,194 $ - $ - $ 2,572,298 The following tables present the amortized cost basis and current period gross write-offs of the loan portfolio, by year of origination, loan class, and credit quality, as of the date indicated: (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2024 2024 2023 2022 2021 2020 Prior Revolving Total Construction, development and other land Pass $ 918 $ 12,689 $ 35,682 $ 24,233 $ 4,020 $ 6,069 $ 2,654 $ 86,265 Special mention - 1,973 - - 117 74 - 2,164 Substandard - - - - 12 400 - 412 Doubtful - - - - - - - - Loss - - - - - - - - Total construction, development, and other land $ 918 $ 14,662 $ 35,682 $ 24,233 $ 4,149 $ 6,543 $ 2,654 $ 88,841 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial and industrial Pass $ 7,585 $ 47,322 $ 60,226 $ 16,907 $ 10,311 $ 15,891 $ 40,076 $ 198,318 Special mention - - 218 118 - 1,691 101 2,128 Substandard - 197 861 450 28 1,548 - 3,084 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial and industrial $ 7,585 $ 47,519 $ 61,305 $ 17,475 $ 10,339 $ 19,130 $ 40,177 $ 203,530 Current period gross write-offs $ - $ 37 $ 173 $ - $ 9 $ 1 $ - $ 220 Multi-family residential Pass $ 306 $ 6,791 $ 74,704 $ 36,344 $ 29,717 $ 39,054 $ 3,501 $ 190,417 Special mention - - - - - 3,485 - 3,485 Substandard - - 114 - - 172 - 286 Doubtful - - - - - - - - Loss - - - - - - - - Total multi-family residential $ 306 $ 6,791 $ 74,818 $ 36,344 $ 29,717 $ 42,711 $ 3,501 $ 194,188 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Non-farm, non-residential Pass $ 8,635 $ 82,850 $ 239,174 $ 149,473 $ 112,692 $ 257,164 $ 8,473 $ 858,461 Special mention - 62 579 2,566 811 11,254 - 15,272 Substandard - 1,142 297 1,944 680 9,317 142 13,522 Doubtful - - - - - - - - Loss - - - - - - - - Total non-farm, non-residential $ 8,635 $ 84,054 $ 240,050 $ 153,983 $ 114,183 $ 277,735 $ 8,615 $ 887,255 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Agricultural Pass $ 108 $ 4,380 $ 3,850 $ 2,108 $ 463 $ 2,360 $ 713 $ 13,982 Special mention - - 271 178 7 3,330 - 3,786 Substandard - 397 23 101 117 1,357 - 1,995 Doubtful - - - - - - - - Loss - - - - - - - - Total agricultural $ 108 $ 4,777 $ 4,144 $ 2,387 $ 587 $ 7,047 $ 713 $ 19,763 Current period gross write-offs $ - $ 82 $ 60 $ - $ - $ - $ - $ 142 Farmland Pass $ 389 $ 1,370 $ 1,213 $ 1,517 $ 889 $ 5,683 $ 954 $ 12,015 Special mention - - - 102 - 373 - 475 Substandard - - - - - 1,082 - 1,082 Doubtful - - - - - - - - Loss - - - - - - - - Total farmland $ 389 $ 1,370 $ 1,213 $ 1,619 $ 889 $ 7,138 $ 954 $ 13,572 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2024 2024 2023 2022 2021 2020 Prior Revolving Total Home equity lines Pass $ 4 $ 1 $ 947 $ 84 $ 72 $ 3,659 $ 78,825 $ 83,592 Special mention - - - - - 44 500 544 Substandard - - 69 - 25 1,842 1,109 3,045 Doubtful - - - - - - - - Loss - - - - - - - - Total home equity lines $ 4 $ 1 $ 1,016 $ 84 $ 97 $ 5,545 $ 80,434 $ 87,181 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ 15 $ 15 Single family Mortgage Pass $ 4,576 $ 51,915 $ 164,857 $ 217,495 $ 186,126 $ 246,880 $ 396 $ 872,245 Special mention - - - 460 97 3,703 - 4,260 Substandard - 235 845 1,510 1,222 27,162 - 30,974 Doubtful - - - - - - - - Loss - - - - - - - - Total single family owner and non-owner occupied $ 4,576 $ 52,150 $ 165,702 $ 219,465 $ 187,445 $ 277,745 $ 396 $ 907,479 Current period gross write-offs $ - $ - $ - $ 31 $ - $ 20 $ - $ 51 Owner occupied construction Pass $ 287 $ 3,416 $ 1,575 $ 235 $ - $ 335 $ - $ 5,848 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Loss - - - - - - - - Total owner occupied construction $ 287 $ 3,416 $ 1,575 $ 235 $ - $ 335 $ - $ 5,848 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer loans Pass $ 7,066 $ 30,143 $ 37,742 $ 17,711 $ 6,302 $ 3,167 $ 7,971 $ 110,102 Special mention - - - 1 - - 1 2 Substandard - 278 914 367 117 345 51 2,072 Doubtful - - - - - - - - Loss - - - - - - - - Total consumer loans $ 7,066 $ 30,421 $ 38,656 $ 18,079 $ 6,419 $ 3,512 $ 8,023 $ 112,176 Current period gross write-offs $ 282 $ 414 $ 746 $ 348 $ 60 $ 48 $ 122 $ 2,020 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2024 2024 2023 2022 2021 2020 Prior Revolving Total Total loans Pass $ 29,874 $ 240,877 $ 619,970 $ 466,107 $ 350,592 $ 580,262 $ 143,563 $ 2,431,245 Special mention - 2,035 1,068 3,425 1,032 23,954 602 32,116 Substandard - 2,249 3,123 4,372 2,201 43,225 1,302 56,472 Doubtful - - - - - - - - Loss - - - - - - - - Total loans $ 29,874 $ 245,161 $ 624,161 $ 473,904 $ 353,825 $ 647,441 $ 145,467 $ 2,519,833 Current period gross write-offs $ 282 $ 533 $ 979 $ 379 $ 69 $ 69 $ 137 $ 2,448 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Construction, development and other land Pass $ 12,379 $ 54,752 $ 23,328 $ 4,121 $ 2,700 $ 3,874 $ 2,419 $ 103,573 Special Mention 1,737 - - 139 - 79 - 1,955 Substandard - - - - 175 242 - 417 Doubtful - - - - - - - - Loss - - - - - - - - Total construction, development, and other land $ 14,116 $ 54,752 $ 23,328 $ 4,260 $ 2,875 $ 4,195 $ 2,419 $ 105,945 Current period gross write-offs $ - $ - $ - $ - $ 13 $ - $ - $ 13 Commercial and industrial Pass $ 53,619 $ 64,380 $ 19,477 $ 11,538 $ 5,717 $ 11,775 $ 40,528 $ 207,034 Special Mention - 229 11 - 349 1,408 100 2,097 Substandard 51 744 276 86 926 636 - 2,719 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial and industrial $ 53,670 $ 65,353 $ 19,764 $ 11,624 $ 6,992 $ 13,819 $ 40,628 $ 211,850 Current period gross write-offs $ 66 $ 168 $ 201 $ 51 $ 32 $ 66 $ - $ 584 Multi-family residential Pass $ 6,753 $ 67,484 $ 36,621 $ 30,021 $ 3,280 $ 36,982 $ 3,424 $ 184,565 Special Mention - - - - - 3,522 - 3,522 Substandard - - - - - 295 - 295 Doubtful - - - - - - - - Loss - - - - - - - - Total multi-family residential $ 6,753 $ 67,484 $ 36,621 $ 30,021 $ 3,280 $ 40,799 $ 3,424 $ 188,382 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Non-farm, non-residential Pass $ 83,420 $ 234,607 $ 151,433 $ 114,974 $ 53,466 $ 217,034 $ 11,777 $ 866,711 Special Mention 65 583 2,590 819 - 11,132 51 15,240 Substandard 1,175 238 1,968 690 3,175 5,143 210 12,599 Doubtful - - - - - - - - Loss - - - - - - - - Total non-farm, non-residential $ 84,660 $ 235,428 $ 155,991 $ 116,483 $ 56,641 $ 233,309 $ 12,038 $ 894,550 Current period gross write-offs $ - $ 8 $ - $ - $ - $ 2 $ - $ 10 Agricultural Pass $ 5,004 $ 4,215 $ 2,352 $ 625 $ 674 $ 2,094 $ 980 $ 15,944 Special Mention 28 276 184 8 90 3,292 - 3,878 Substandard 157 166 50 28 1,188 258 - 1,847 Doubtful - - - - - - - - Loss - - - - - - - - Total agricultural $ 5,189 $ 4,657 $ 2,586 $ 661 $ 1,952 $ 5,644 $ 980 $ 21,669 Current period gross write-offs $ - $ 59 $ - $ 9 $ 14 $ 8 $ - $ 90 Farmland Pass $ 1,380 $ 1,237 $ 1,557 $ 912 $ 745 $ 5,766 $ 883 $ 12,480 Special Mention - - 103 - - 381 - 484 Substandard - - - - - 1,238 - 1,238 Doubtful - - - - - - - - Loss - - - - - - - - Total farmland $ 1,380 $ 1,237 $ 1,660 $ 912 $ 745 $ 7,385 $ 883 $ 14,202 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Home equity lines Pass $ 9 $ 962 $ 86 $ 73 $ 68 $ 3,800 $ 78,771 $ 83,769 Special Mention - - - - - 45 501 546 Substandard - 12 - 27 102 1,853 1,317 3,311 Doubtful - - - - - - - - Loss - - - - - - - - Total home equity lines $ 9 $ 974 $ 86 $ 100 $ 170 $ 5,698 $ 80,589 $ 87,626 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ 227 $ 227 Single family Mortgage Pass $ 50,826 $ 164,974 $ 221,352 $ 191,156 $ 44,974 $ 211,540 $ 431 $ 885,253 Special Mention - - 465 98 108 3,705 - 4,376 Substandard 236 555 1,464 1,381 1,515 26,255 - 31,406 Doubtful - - - - - - - - Loss - - - - - - - - Total single family owner and non-owner occupied $ 51,062 $ 165,529 $ 223,281 $ 192,635 $ 46,597 $ 241,500 $ 431 $ 921,035 Current period gross write-offs $ - $ - $ 47 $ - $ - $ 194 $ - $ 241 Owner occupied construction Pass $ 3,620 $ 4,232 $ 240 $ - $ 21 $ 332 $ - $ 8,445 Special Mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Loss - - - - - - - - Total owner occupied construction $ 3,620 $ 4,232 $ 240 $ - $ 21 $ 332 $ - $ 8,445 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer loans Pass $ 31,243 $ 43,675 $ 20,672 $ 7,710 $ 3,214 $ 1,026 $ 8,688 $ 116,228 Special Mention - - 3 - - - 1 4 Substandard 338 820 590 198 157 212 47 2,362 Doubtful - - - - - - - - Loss - - - - - - - - Total consumer loans $ 31,581 $ 44,495 $ 21,265 $ 7,908 $ 3,371 $ 1,238 $ 8,736 $ 118,594 Current period gross write-offs $ 1,238 $ 3,594 $ 1,852 $ 518 $ 196 $ 77 $ 185 $ 7,660 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Total loans Pass $ 248,253 $ 640,518 $ 477,118 $ 361,130 $ 114,859 $ 494,223 $ 147,901 $ 2,484,002 Special mention 1,830 1,088 3,356 1,064 547 23,564 653 32,102 Substandard 1,957 2,535 4,348 2,410 7,238 36,132 1,574 56,194 Doubtful - - - - - - - - Loss - - - - - - - - Total loans $ 252,040 $ 644,141 $ 484,822 $ 364,604 $ 122,644 $ 553,919 $ 150,128 $ 2,572,298 Current period gross write-offs $ 1,304 $ 3,829 $ 2,100 $ 578 $ 255 $ 347 $ 412 $ 8,825 The Company generally places a loan on nonaccrual status when it is 90 March 31, 2024 December 31, 2023 (Amounts in thousands) No Allowance With an Allowance Total No Allowance With an Allowance Total Commercial loans Construction, development, and other land $ 166 $ - $ 166 $ 172 $ — $ 172 Commercial and industrial 1,333 - 1,333 1,438 — 1,438 Multi-family residential 174 - 174 183 — 183 Single family non-owner occupied 978 - 978 832 — 832 Non-farm, non-residential 1,931 1,140 3,071 1,271 1,173 2,444 Agricultural 1,499 - 1,499 1,558 — 1,558 Farmland 125 - 125 123 — 123 Consumer real estate loans Home equity lines 1,229 - 1,229 1,335 — 1,335 Single family owner occupied 9,392 - 9,392 9,365 — 9,365 Owner occupied construction - - - — — — Consumer and other loans Consumer loans 1,650 - 1,650 1,906 — 1,906 Total nonaccrual loans $ 18,477 $ 1,140 $ 19,617 $ 18,183 $ 1,173 $ 19,356 Loans are considered past due when either principal or interest payments become contractually delinquent by 30 90 may not not may six first 2024 2023 The following tables presents the aging of past due loans, by loan class, as of the dates indicated. Nonaccrual loans 30 March 31, 2024 Amortized Cost of 30 - 59 Days 60 - 89 Days 90+ Days Total Current Total > 90 Days Accruing (Amounts in thousands) Past Due Past Due Past Due Past Due Loans Loans No Allowance Commercial loans Construction, development, and other land $ 23 $ 6 $ 23 $ 52 $ 88,789 $ 88,841 $ - Commercial and industrial 1,000 435 439 1,874 201,656 203,530 - Multi-family residential 112 - 114 226 193,962 194,188 - Single family non-owner occupied 688 - 219 907 218,762 219,669 - Non-farm, non-residential 1,896 - 955 2,851 884,404 887,255 - Agricultural 417 272 246 935 18,828 19,763 - Farmland 123 2 - 125 13,447 13,572 - Consumer real estate loans Home equity lines 551 159 430 1,140 86,041 87,181 - Single family owner occupied 5,204 1,841 3,780 10,825 676,985 687,810 - Owner occupied construction - - - - 5,848 5,848 - Consumer and other loans Consumer loans 2,916 927 568 4,411 106,376 110,787 - Other - - - - 1,389 1,389 - Total loans $ 12,930 $ 3,642 $ 6,774 $ 23,346 $ 2,496,487 $ 2,519,833 $ - December 31, 2023 Amortized Cost of 30 - 59 Days 60 - 89 Days 90+ Days Total Current Total > 90 Days Accruing (Amounts in thousands) Past Due Past Due Past Due Past Due Loans Loans No Allowance Commercial loans Construction, development, and other land $ 38 $ 6 $ 23 $ 67 $ 105,878 $ 105,945 $ — Commercial and industrial 1,232 766 390 2,388 209,462 211,850 — Multi-family residential 115 68 — 183 188,199 188,382 — Single family non-owner occupied 777 455 232 1,464 223,431 224,895 — Non-farm, non-residential 617 229 382 1,228 893,322 894,550 — Agricultural 22 56 217 295 21,374 21,669 — Farmland 15 — — 15 14,187 14,202 — Consumer real estate loans Home equity lines 639 343 534 1,516 86,110 87,626 — Single family owner occupied 6,108 2,831 3,519 12,458 683,682 696,140 — Owner occupied construction — — — — 8,445 8,445 — Consumer and other loans Consumer loans 4,390 1,440 1,087 6,917 110,174 117,091 — Other — — — — 1,503 1,503 — Total loans $ 13,953 $ 6,194 $ 6,384 $ 26,531 $ 2,545,767 $ 2,572,298 $ — ASC 326 may March 31, 2024 December 31, 2023 (Amounts in thousands) Balance Collateral Coverage % Balance Collateral Coverage % Commercial Real Estate Other $ 1,140 $ 825 72.37 % $ 1,173 $ 825 70.33 % Total collateral dependent loans $ 1,140 $ 825 72.37 % $ 1,173 $ 825 70.33 % The Company may January 1, 2023, 2022 02, 326 2016 13, Payment Delays Amortized Cost Basis % of Total Class of March 31, 2024 Financing Receivable Financial Effect (Amounts in thousands) Non farm, non residential property $ 662 0.08 % Deferred 6 months of interest to loan maturity Single family owner occupied 540 0.08 % Deferred $66 thousand in principal to loan maturity Single family non owner occupied 87 0.04 % Deferred 6 months of interest to loan maturity Commercial & industrial 161 0.08 % Deferred $8 thousand in principal to loan maturity Total $ 1,450 Term Extensions Amortized Cost Basis % of Total Class of March 31, 2024 Financing Receivable Financial Effect (Amounts in thousands) Consumer $ 5 0.01 % Extended term from 60 to 84 months Total $ 5 Principal Forgiveness Amortized Cost Basis % of Total Class of March 31, 2024 Financing Receivable Financial Effect (Amounts in thousands) Single family owner occupied $ 3 0.00 % Reduced amortized cost basis by $13 thousand Total $ 3 Term Extension and Rate Reduction Amortized Cost Basis % of Total Class of March 31, 2024 Financing Receivable Financial Effect (Amounts in thousands) Single family owner occupied $ 719 0.11 % Reduced interest income and extended time to recover principal. Total $ 719 Payment Delays Amortized Cost Basis % of Total Class of December 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Non farm, non residential property $ 662 0.07 % Deferred 6 months of interest to loan maturity Single family owner occupied 548 0.08 % Deferred $66 thousand in principal to loan maturity Single family non owner occupied 89 0.04 % Deferred 6 months of interest to loan maturity Commercial & industrial 171 0.08 % Deferred $8 thousand in principal to loan maturity Total $ 1,470 Term Extensions Amortized Cost Basis % of Total Class of December 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Consumer $ 6 0.01 % Extended term from 60 to 84 months Total $ 6 Principal Forgiveness Amortized Cost Basis % of Total Class of December 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Single family owner occupied $ 5 0.00 % Reduced amortized cost basis by $13 thousand Total $ 5 Term Extension and Rate Reduction Amortized Cost Basis % of Total Class of December 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Single family owner occupied $ 565 0.08 % Reduced interest income and extended time to recover principal Total $ 565 Upon the Company's determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount. There were no modified loans (or portions of a loan) deemed uncollectible as of March 31, 2024 December 31, 2023 The Company closely monitors the performance of the loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table depicts the performance of loans that have been modified in the last three March 31, 2024 Payment Status (Amortized Cost Basis) Current 30-89 Days Past Due 90+ Days Past Due (Amounts in thousands) Non farm, non residential property $ 662 $ - $ - Single family owner occupied 1,012 250 - Single family non owner occupied 87 - - Commercial & Industrial 161 - - Consumer 5 - - Total $ 1,927 $ 250 $ - December 31, 2023 Payment Status (Amortized Cost Basis) Current 30-89 Days Past Due 90+ Days Past Due (Amounts in thousands) Non farm, non residential $ 662 $ - $ - Single family owner occupied 864 254 - Single family non owner occupied 89 - - Commercial & industrial 171 - - Consumer 6 - - Total $ 1,792 $ 254 $ - The following table provides information about other real estate owned (“OREO”), which consists of properties acquired through foreclosure, as of the dates indicated: March 31, 2024 December 31, 2023 (Amounts in thousands) OREO $ 374 $ 192 OREO secured by residential real estate $ 374 $ 192 Residential real estate loans in the foreclosure process (1) $ 2,657 $ 1,895 ( 1 The recorded investment in consumer mortgage loans collateralized by residential real estate that are in the process of foreclosure according to local requirements of the applicable jurisdiction

Note 6 - Allowance for Credit L

Note 6 - Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Allowance for Credit Losses [Text Block]	Note 6 . Allowance for Credit Losses The following tables present the changes in the allowance for credit losses, by loan segment, during the periods indicated: Three Months Ended March 31, 2024 Consumer Real Consumer and Total (Amounts in thousands) Commercial Estate Other Allowance Total allowance Balance at beginning of quarter: Allowance for credit losses - loans $ 21,850 $ 9,693 $ 4,646 $ 36,189 Allowance for credit losses - loan commitments 597 121 28 746 Total allowance for credit losses beginning of year 22,447 9,814 4,674 36,935 Provision for credit losses: Provision (recovery) for credit losses - loans (552 ) (135 ) 1,698 1,011 Provision for credit losses - loan commitments - - - - Total (recovery) provision for credit losses - loans and loan commitments (552 ) (135 ) 1,698 1,011 Charge-offs (362 ) (66 ) (2,020 ) (2,448 ) Recoveries 116 209 384 709 Net (charge-offs) recoveries (246 ) 143 (1,636 ) (1,739 ) Allowance for credit losses - loans 21,052 9,701 4,708 35,461 Allowance for credit losses - loan commitments 597 121 28 746 Ending balance $ 21,649 $ 9,822 $ 4,736 $ 36,207 Three Months Ended March 31, 2023 Consumer Real Consumer and Total (Amounts in thousands) Commercial Estate Other Allowance Total allowance Balance at beginning of quarter: Allowance for credit losses - loans $ 17,213 $ 8,931 $ 4,412 $ 30,556 Allowance for credit losses - loan commitments 1,018 156 22 1,196 Total allowance for credit losses beginning of year 18,231 9,087 4,434 31,752 Provision for credit losses: Provision for credit losses - loans 37 103 1,834 1,974 (Recovery) provision for credit losses - loan commitments (232 ) (6 ) 6 (232 ) Total (recovery) provision for credit losses - loans and loan commitments (195 ) 97 1,840 1,742 Charge-offs (173 ) (98 ) (2,299 ) (2,570 ) Recoveries 192 59 578 829 Net recoveries (charge-offs) 19 (39 ) (1,721 ) (1,741 ) Allowance for credit losses - loans 17,269 8,995 4,525 30,789 Allowance for credit losses - loan commitments 786 150 28 964 Ending balance $ 18,055 $ 9,145 $ 4,553 $ 31,753

Note 7 - Deposits

Note 7 - Deposits	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 7 . Deposits The following table presents the components of deposits as of the dates indicated: March 31, 2024 December 31, 2023 (Amounts in thousands) Noninterest-bearing demand deposits $ 902,396 $ 931,920 Interest-bearing deposits: Interest-bearing demand deposits 661,656 693,979 Money market accounts 329,310 307,487 Savings deposits 541,341 535,566 Certificates of deposit 163,827 166,417 Individual retirement accounts 83,685 86,956 Total interest-bearing deposits 1,779,819 1,790,405 Total deposits $ 2,682,215 $ 2,722,325

Note 8 - Borrowings

Note 8 - Borrowings	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 8 . Borrowings The following table presents the components of borrowings as of the dates indicated: March 31, 2024 December 31, 2023 Weighted Weighted (Amounts in thousands) Balance Average Rate Balance Average Rate Retail repurchase agreements $ 1,006 0.05 % $ 1,119 0.06 % Repurchase agreements are secured by certain securities that remain under the Company’s control during the terms of the agreements. The Company had no long-term borrowings as of March 31, 2024 December 31, 2023 Unused borrowing capacity with the FHLB totaled $402.00 million, net of FHLB letters of credit of $123.34 million, as of March 31, 2024 March 31, 2024

Note 9 - Derivative Instruments

Note 9 - Derivative Instruments and Hedging Activities	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 9 . Derivative Instruments and Hedging Activities Generally, derivative instruments help the Company manage exposure to market risk and meet customer financing needs. Market risk represents the possibility that fluctuations in external factors such as interest rates, market-driven loan rates, prices, or other economic factors will adversely affect economic value or net interest income. The Company has used interest rate swap contracts to modify its exposure to interest rate risk caused by changes in benchmark interest rates in relation to certain designated fixed rate loans. These instruments are used to convert these fixed rate loans to an effective floating rate. If the Secured Overnight Financing Rate ("SOFR") plus a spread falls below the loan’s stated fixed rate for a given period, the Company will owe the floating rate payer the notional amount times the difference between the floating rate and the stated fixed rate. If SOFR is above the stated rate for a given period, the Company will receive payments based on the notional amount times the difference between the floating rate and the stated fixed rate. Certain of the Company's interest rate swaps qualify as fair value hedging instruments; therefore, fair value changes in the derivative and hedged item attributable to the hedged risk are recognized in earnings in the same period. The fair value hedges were effective as of March 31, 2024 December 31, 2023 Through July 2022, not July 26, 2022, The following table presents the notional, or contractual, amounts and fair values of derivative instruments as of the dates indicated: March 31, 2024 December 31, 2023 Notional or Fair Value Notional or Fair Value Contractual Derivative Derivative Contractual Derivative Derivative (Amounts in thousands) Amount Assets Liabilities Amount Assets Liabilities Derivatives designated as hedges Interest rate swaps $ 3,447 $ 168 $ - $ 3,557 $ 136 $ - Total derivatives $ 3,447 $ 168 $ - $ 3,557 $ 136 $ - The following table presents the effect of derivative and hedging activity, if applicable, on the consolidated statements of income for the periods indicated: Three Months Ended March 31, (Amounts in thousands) 2024 2023 Income Statement Location Derivatives designated as hedges Interest rate swaps $ (27 ) $ (20 ) Interest and fees on loans Total derivative (income) expense $ (27 ) $ (20 )

Note 10 - Employee Benefit Plan

Note 10 - Employee Benefit Plans	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	Note 10 . Employee Benefit Plans The Company maintains two 2021; Three Months Ended March 31, 2024 2023 Income Statement Location (Amounts in thousands) Service cost $ - $ - Salaries and employee benefits Interest cost 104 82 Other expense Amortization of prior service cost - - Other expense Amortization of losses 9 33 Other expense Net periodic cost $ 113 $ 115

Note 11 - Earnings Per Share

Note 11 - Earnings Per Share	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 11 . Earnings per Share The following table presents the calculation of basic and diluted earnings per common share for the periods indicated: Three Months Ended March 31, 2024 2023 (Amounts in thousands, except share and per share data) Net income $ 12,845 $ 11,782 Adjust net income for fair value of restricted stock units (tax effected) 240 25 Net income for fully dilutive earnings per common share $ 13,085 $ 11,807 Weighted average common shares outstanding, basic 18,476,128 16,228,297 Dilutive effect of potential common shares Stock options 21,132 16,405 Unvested stock awards - - Restricted stock units 48,651 44,787 Total dilutive effect of potential common shares 69,782 61,192 Weighted average common shares outstanding, diluted 18,545,910 16,289,489 Basic earnings per common share $ 0.70 $ 0.73 Diluted earnings per common share 0.71 0.72 Antidilutive potential common shares Stock options - 131,198 Stock units - - Total potential antidilutive shares - 131,198

Note 12 - Accumulated Other Com

Note 12 - Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 12 . Accumulated Other Comprehensive Income (Loss) The following tables present the changes in accumulated other comprehensive income (loss) (“AOCI”), net of tax and by component, during the periods indicated: Three Months Ended March 31, 2024 Unrealized Losses on Available- for-Sale Securities Employee Benefit Plans Total (Amounts in thousands) Beginning balance $ (11,126 ) $ 175 $ (10,951 ) Other comprehensive loss before reclassifications (948 ) (7 ) (955 ) Reclassified from AOCI - 7 7 Other comprehensive loss, net (948 ) - (948 ) Ending balance $ (12,074 ) $ 175 $ (11,899 ) Three Months Ended March 31, 2023 Unrealized Losses on Available- for-Sale Securities Employee Benefit Plans Total (Amounts in thousands) Beginning balance $ (15,621 ) $ (98 ) $ (15,719 ) Other comprehensive income before reclassifications 2,499 (26 ) 2,473 Reclassified from AOCI (5 ) 26 21 Other comprehensive income, net 2,494 - 2,494 Ending balance $ (13,127 ) $ (98 ) $ (13,225 ) The following table presents reclassifications out of AOCI, by component, during the periods indicated: Three Months Ended March 31, Income Statement (Amounts in thousands) 2024 2023 Line Item Affected Available-for-sale securities Gain recognized $ - $ (7 ) Net loss on sale of securities Reclassified out of AOCI, before tax - (7 ) Income before income taxes Income tax expense - (2 ) Income tax expense Reclassified out of AOCI, net of tax - (5 ) Net income Employee benefit plans Amortization of prior service cost $ - $ - Salaries and employee benefits Amortization of net actuarial benefit cost 9 33 Salaries and employee benefits Reclassified out of AOCI, before tax 9 33 Income before income taxes Income tax expense 2 7 Income tax expense Reclassified out of AOCI, net of tax 7 26 Net income Total reclassified out of AOCI, net of tax $ 7 $ 21 Net income ( 1 Amortization is included in net periodic pension cost. See Note 10,

Note 13 - Fair Value

Note 13 - Fair Value	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	Note 13 . Fair Value Financial Instruments Measured at Fair Value Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. The fair value hierarchy ranks the inputs used in measuring fair value as follows: ● Level 1 ● Level 2 1 ● Level 3 no The Company uses fair value measurements to record adjustments to certain financial assets and liabilities on a recurring basis. The Company may may not Assets and Liabilities Reported at Fair Value on a Recurring Basis Available-for-sale Debt Securities Debt securities available-for-sale are reported at fair value on a recurring basis. The fair value of Level 1 not 2 may 2 3 Fair value models may not not 3 third 3 third Equity Securities. 1 not 2. Loans Held for Investment third Deferred Compensation Assets and Liabilities 1 Derivative Assets and Liabilities 2 The following tables summarize financial assets and liabilities recorded at fair value on a recurring basis, by the level of valuation inputs in the fair value hierarchy, as of the dates indicated: March 31, 2024 Total Fair Value Measurements Using (Amounts in thousands) Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities U.S. Agency securities $ 5,750 $ - $ 5,750 $ - U.S. Treasury securities 36,324 - 36,324 - Municipal securities 18,112 - 18,112 - Corporate Notes 26,916 26,916 Agency mortgage-backed securities 79,145 - 79,145 - Total available-for-sale debt securities 166,247 - 166,247 - Equity securities 55 - 55 - Fair value loans 3,279 - - 3,279 Derivative assets 168 - 168 - Deferred compensation assets 7,464 7,464 - - Deferred compensation liabilities 9,042 9,042 - - December 31, 2023 Total Fair Value Measurements Using (Amounts in thousands) Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities U.S. Agency securities $ 5,749 $ - $ 5,749 $ - U.S. Treasury securities 145,826 - 145,826 - Municipal securities 19,377 - 19,377 - Corporate notes 27,081 - 27,081 - Agency mortgage-backed securities 82,928 - 82,928 - Total available-for-sale debt securities 280,961 - 280,961 - Equity securities 55 - 55 - Fair value loans 3,421 - - 3,421 Derivative assets 136 - 136 - Deferred compensation assets 6,729 6,729 - - Deferred compensation liabilities 8,282 8,282 - - Assets Measured at Fair Value on a Nonrecurring Basis Impaired Loans 3 The Company maintains an active and robust problem credit identification system. The impairment review includes obtaining third two four third thirty forty-five third not OREO 3 The following tables present assets measured at fair value on a nonrecurring basis, by the level of valuation inputs in the fair value hierarchy, as of the dates indicated: March 31, 2024 Total Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 (Amounts in thousands) Collateral dependent assets with specific reserves $ 825 $ - $ - $ 825 OREO 374 - - 374 December 31, 2023 Total Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 (Amounts in thousands) Collateral dependent assets with specific reserves $ 825 $ - $ - $ 825 OREO 192 - - 192 Quantitative Information about Level 3 The following tables provides quantitative information for assets measured at fair value on a nonrecurring basis using Level 3 Discount Range Valuation Unobservable (Weighted Average) Technique Input March 31, 2024 Collateral dependent assets with specific reserves Discounted appraisals(1) Appraisal adjustments(2) 38% (38%) OREO Discounted appraisals (1) Appraisal adjustments (2) 20% to 100% (50%) ( 1 Fair value is generally based on appraisals of the underlying collateral. ( 2 Appraisals may Discount Range Valuation Unobservable (Weighted Average) Technique Input December 31, 2023 Collateral dependent assets with specific reserves Discounted appraisals (1) Appraisal adjustments (2) 42% (42%) OREO Discounted appraisals (1) Appraisal adjustments (2) 20% to 100% (60%) ( 1 Fair value is generally based on appraisals of the underlying collateral. ( 2 Appraisals may Fair Value of Financial Instruments The following tables present the carrying amounts and fair values of financial instruments, by the level of valuation inputs in the fair value hierarchy, as of the dates indicated: March 31, 2024 Carrying Fair Value Measurements Using (Amounts in thousands) Amount Fair Value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 248,905 $ 248,905 $ 248,905 $ - $ - Debt securities available-for-sale 166,247 166,247 - 166,247 - Equity securities 55 55 - 55 - Loans held for investment, net of allowance 2,484,372 2,247,195 - - 2,247,195 Derivative financial assets 168 168 - 168 - Interest receivable 10,719 10,719 - 1,125 9,594 Deferred compensation assets 7,464 7,464 7,464 - - Liabilities Time deposits 247,512 243,842 - 243,842 - Securities sold under agreements to repurchase 1,006 1,006 - 1,006 - Interest payable 674 674 - 674 - Deferred compensation liabilities 9,042 9,042 9,042 - - December 31, 2023 Carrying Fair Value Measurements Using (Amounts in thousands) Amount Fair Value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 116,420 $ 116,420 $ 116,420 $ - $ - Debt securities available-for-sale 280,961 280,961 - 280,961 - Equity securities 55 55 - 55 - Loans held for investment, net of allowance 2,536,109 2,350,071 - - 2,350,071 Interest receivable 10,881 10,881 - 1,246 9,635 Deferred compensation assets 6,729 6,729 6,729 - - Derivative assets 136 136 - 136 - Liabilities Time deposits 253,373 247,141 - 247,141 - Securities sold under agreements to repurchase 1,119 1,119 - 1,119 - Interest payable 556 556 - 556 - Deferred compensation liabilities 8,282 8,282 8,282 - -

Note 14 - Litigation, Commitmen

Note 14 - Litigation, Commitments, and Contingencies	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 14 . Litigation, Commitments , and Contingencies Litigation On June 24, 2022, two one No may not We are currently a defendant in other legal actions and asserted claims in the normal course of business. Although we are unable to assess the ultimate outcome of each matter with certainty, we believe that the resolution of these actions should not Commitments and Contingencies The Company is a party to financial instruments with off balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit, and financial guarantees. These instruments involve, to varying degrees, elements of credit and interest rate risk beyond the amount recognized in the consolidated balance sheets. The contractual amounts of these instruments reflect the extent of involvement the Company has in particular classes of financial instruments. If the other party to a financial instrument does not Commitments to extend credit are agreements to lend to a customer as long as there is no may not may Standby letters of credit and financial guarantees are conditional commitments issued by the Company to guarantee the performance of a customer to a third The following table presents the off-balance sheet financial instruments as of the dates indicated: March 31, 2024 December 31, 2023 (Amounts in thousands) Commitments to extend credit $ 264,511 $ 277,462 Standby letters of credit and financial guarantees (1) 126,513 129,220 Total off-balance sheet risk $ 391,024 $ 406,682 ( 1 Includes FHLB letters of credit

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Mar. 31, 2024
Insider Trading Arr Line Items
Material Terms of Trading Arrangement [Text Block]	5. Other Information (a) None. No may three March 31, 2024 none 16a 1 10b5 1 10b5 1 408 1934,
Rule 10b5-1 Arrangement Adopted [Flag]	false
Non-Rule 10b5-1 Arrangement Adopted [Flag]	false
Rule 10b5-1 Arrangement Terminated [Flag]	false
Non-Rule 10b5-1 Arrangement Terminated [Flag]	false

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2024
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The Company’s accounting and reporting policies conform with U.S. generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10 10 01 X. not one not may These unaudited interim condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and accompanying notes included in the Company’s Annual Report on Form 10 December 31, 2023 2023 10 March 8, 2024. December 31, 2023
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications Certain amounts reported in prior years have been reclassified to conform to the current year’s presentation. These reclassifications had no
Use of Estimates, Policy [Policy Text Block]	Use of Estimates Preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
New Accounting Pronouncements, Policy [Policy Text Block]	Significant Accounting Policies The Company’s significant accounting policies are included in Note 1, 8 2023 10 Recent Accounting Standards Standards Not In December 2023, 2023 09, 740 1 2 not not The Company has not 2024 not

Note 2 - Acquisitions (Tables)

Note 2 - Acquisitions (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	As recorded by Fair Value As recorded by (Amounts in thousands, except share and per share data ) Surrey Adjustments the Company Assets Cash and cash equivalents $ 176,700 $ - $ 176,700 Securities-available-for-sale 22,027 (1,093 ) ( a ) 20,934 Loans held for investment, net of allowance and mark 251,944 (12,864 ) ( b ) 239,080 Premises and equipment 5,501 774 ( c ) 6,275 Other assets 10,787 (229 ) ( d ), ( e ) 10,558 Intangible assets - 12,700 ( f ) 12,700 Total assets $ 466,959 $ (712 ) $ 466,247 LIABILITIES Deposits: Noninterest-bearing $ 158,389 $ - $ 158,389 Interest-bearing 246,460 (1,214 ) ( g ) 245,246 Total deposits 404,849 (1,214 ) 403,635 Long term debt - - - Other liabilities 6,004 (381 ) ( h ) 5,623 Total liabilities 410,853 (1,595 ) 409,258 Net identifiable assets acquired over liabilities assumed 56,106 883 56,989 Goodwill - 14,381 14,381 Net assets acquired over liabilities assumed $ 56,106 $ 15,264 $ 71,370 Consideration: First Community Bankshares, Inc. common stock issued 2,996,786 Purchase price per share of the Company's common stock $ 23.81 Fair value of Company common stock issued 71,354 Cash paid for fractional shares 16 Fair Value of total consideration transferred $ 71,370

Note 3 - Debt Securities (Table

Note 3 - Debt Securities (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]	March 31, 2024 Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Amounts in thousands) U.S. Agency securities $ 5,750 $ - $ - $ 5,750 U.S. Treasury securities 36,384 2 (62 ) 36,324 Municipal securities 18,325 4 (217 ) 18,112 Corporate notes 28,574 - (1,658 ) 26,916 Agency mortgage-backed securities 92,496 - (13,351 ) 79,145 Total $ 181,529 $ 6 $ (15,288 ) $ 166,247 December 31, 2023 Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Amounts in thousands) U.S. Agency securities $ 5,750 $ - $ (1 ) $ 5,749 U.S. Treasury securities 146,653 16 (843 ) 145,826 Municipal securities 19,528 11 (162 ) 19,377 Corporate notes 28,566 - (1,485 ) 27,081 Agency mortgage-backed securities 94,548 2 (11,622 ) 82,928 Total $ 295,045 $ 29 $ (14,113 ) $ 280,961
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2024 Amortized (Amounts in thousands) Cost Fair Value Available-for-sale debt securities Due within one year $ 47,332 $ 47,266 Due after one year but within five years 41,701 39,836 Due after five years but within ten years - - 89,033 87,102 Agency mortgage-backed securities 92,496 79,145 Total debt securities available-for-sale $ 181,529 $ 166,247
Gain (Loss) on Securities [Table Text Block]	March 31, 2024 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Amounts in thousands) U.S. Agency securities $ 5,750 $ - $ - $ - $ 5,750 $ - U.S. Treasury securities 5,283 (12 ) 25,684 (50 ) 30,967 (62 ) Municipal securities 3,944 (21 ) 7,713 (196 ) 11,657 (217 ) Corporate notes - - 26,916 (1,658 ) 26,916 (1,658 ) Agency mortgage-backed securities 4,546 (52 ) 74,598 (13,299 ) 79,144 (13,351 ) Total $ 19,523 $ (85 ) $ 134,911 $ (15,203 ) $ 154,434 $ (15,288 ) December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Amounts in thousands) U.S. Agency securities $ 5,749 $ (1 ) $ — $ — $ 5,749 $ (1 ) U.S. Treasury securities 11,417 (14 ) 129,108 (829 ) 140,525 (843 ) Municipal securities 4,742 (20 ) 5,484 (142 ) 10,226 (162 ) Corporate notes — — 27,081 (1,485 ) 27,081 (1,485 ) Agency mortgage-backed securities 3,421 (10 ) 78,319 (11,612 ) 81,740 (11,622 ) Total $ 25,329 $ (45 ) $ 239,992 $ (14,068 ) $ 265,321 $ (14,113 )
Realized Gain (Loss) on Investments [Table Text Block]	Three Months Ended March 31, 2024 2023 (Amounts in thousands) Gross realized gains $ - $ 7 Gross realized losses - - Net gain (loss) on sale of securities $ - $ 7

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, 2024 December 31, 2023 (Amounts in thousands) Amount Percent Amount Percent Loans held for investment Commercial loans Construction, development, and other land $ 88,841 3.53 % $ 105,945 4.12 % Commercial and industrial 203,530 8.08 % 211,850 8.24 % Multi-family residential 194,188 7.71 % 188,382 7.32 % Single family non-owner occupied 219,669 8.72 % 224,895 8.74 % Non-farm, non-residential 887,255 35.21 % 894,550 34.78 % Agricultural 19,763 0.78 % 21,669 0.84 % Farmland 13,572 0.53 % 14,202 0.55 % Total commercial loans 1,626,818 64.56 % 1,661,493 64.59 % Consumer real estate loans Home equity lines 87,181 3.46 % 87,626 3.41 % Single family owner occupied 687,810 27.30 % 696,140 27.06 % Owner occupied construction 5,848 0.23 % 8,445 0.33 % Total consumer real estate loans 780,839 30.99 % 792,211 30.80 % Consumer and other loans Consumer loans 110,787 4.40 % 117,091 4.55 % Other 1,389 0.05 % 1,503 0.06 % Total consumer and other loans 112,176 4.45 % 118,594 4.61 % Total loans held for investment, net of unearned income $ 2,519,833 100.00 % $ 2,572,298 100.00 %

Note 5 - Credit Quality (Tables

Note 5 - Credit Quality (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Financing Receivable Credit Quality Indicators [Table Text Block]	March 31, 2024 Special (Amounts in thousands) Pass Mention Substandard Doubtful Loss Total Commercial loans Construction, development, and other land $ 86,265 $ 2,164 $ 412 $ - $ - $ 88,841 Commercial and industrial 198,318 2,128 3,084 - - 203,530 Multi-family residential 190,417 3,485 286 - - 194,188 Single family non-owner occupied 210,540 1,983 7,146 - - 219,669 Non-farm, non-residential 858,461 15,272 13,522 - - 887,255 Agricultural 13,982 3,786 1,995 - - 19,763 Farmland 12,015 475 1,082 - - 13,572 Consumer real estate loans Home equity lines 83,592 544 3,045 - - 87,181 Single family owner occupied 661,705 2,277 23,828 - - 687,810 Owner occupied construction 5,848 - - - - 5,848 Consumer and other loans Consumer loans 108,713 2 2,072 - - 110,787 Other 1,389 - - - - 1,389 Total loans $ 2,431,245 $ 32,116 $ 56,472 $ - $ - $ 2,519,833 December 31, 2023 Special (Amounts in thousands) Pass Mention Substandard Doubtful Loss Total Commercial loans Construction, development, and other land $ 103,573 $ 1,955 $ 417 $ - $ - $ 105,945 Commercial and industrial 207,034 2,097 2,719 - - 211,850 Multi-family residential 184,565 3,522 295 - - 188,382 Single family non-owner occupied 215,375 2,016 7,504 - - 224,895 Non-farm, non-residential 866,711 15,240 12,599 - - 894,550 Agricultural 15,944 3,878 1,847 - - 21,669 Farmland 12,480 484 1,238 - - 14,202 Consumer real estate loans Home equity lines 83,769 546 3,311 - - 87,626 Single family owner occupied 669,878 2,360 23,902 - - 696,140 Owner occupied construction 8,445 - - - - 8,445 Consumer and other loans Consumer loans 114,725 4 2,362 - - 117,091 Other 1,503 - - - - 1,503 Total loans $ 2,484,002 $ 32,102 $ 56,194 $ - $ - $ 2,572,298 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2024 2024 2023 2022 2021 2020 Prior Revolving Total Construction, development and other land Pass $ 918 $ 12,689 $ 35,682 $ 24,233 $ 4,020 $ 6,069 $ 2,654 $ 86,265 Special mention - 1,973 - - 117 74 - 2,164 Substandard - - - - 12 400 - 412 Doubtful - - - - - - - - Loss - - - - - - - - Total construction, development, and other land $ 918 $ 14,662 $ 35,682 $ 24,233 $ 4,149 $ 6,543 $ 2,654 $ 88,841 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial and industrial Pass $ 7,585 $ 47,322 $ 60,226 $ 16,907 $ 10,311 $ 15,891 $ 40,076 $ 198,318 Special mention - - 218 118 - 1,691 101 2,128 Substandard - 197 861 450 28 1,548 - 3,084 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial and industrial $ 7,585 $ 47,519 $ 61,305 $ 17,475 $ 10,339 $ 19,130 $ 40,177 $ 203,530 Current period gross write-offs $ - $ 37 $ 173 $ - $ 9 $ 1 $ - $ 220 Multi-family residential Pass $ 306 $ 6,791 $ 74,704 $ 36,344 $ 29,717 $ 39,054 $ 3,501 $ 190,417 Special mention - - - - - 3,485 - 3,485 Substandard - - 114 - - 172 - 286 Doubtful - - - - - - - - Loss - - - - - - - - Total multi-family residential $ 306 $ 6,791 $ 74,818 $ 36,344 $ 29,717 $ 42,711 $ 3,501 $ 194,188 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Non-farm, non-residential Pass $ 8,635 $ 82,850 $ 239,174 $ 149,473 $ 112,692 $ 257,164 $ 8,473 $ 858,461 Special mention - 62 579 2,566 811 11,254 - 15,272 Substandard - 1,142 297 1,944 680 9,317 142 13,522 Doubtful - - - - - - - - Loss - - - - - - - - Total non-farm, non-residential $ 8,635 $ 84,054 $ 240,050 $ 153,983 $ 114,183 $ 277,735 $ 8,615 $ 887,255 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Agricultural Pass $ 108 $ 4,380 $ 3,850 $ 2,108 $ 463 $ 2,360 $ 713 $ 13,982 Special mention - - 271 178 7 3,330 - 3,786 Substandard - 397 23 101 117 1,357 - 1,995 Doubtful - - - - - - - - Loss - - - - - - - - Total agricultural $ 108 $ 4,777 $ 4,144 $ 2,387 $ 587 $ 7,047 $ 713 $ 19,763 Current period gross write-offs $ - $ 82 $ 60 $ - $ - $ - $ - $ 142 Farmland Pass $ 389 $ 1,370 $ 1,213 $ 1,517 $ 889 $ 5,683 $ 954 $ 12,015 Special mention - - - 102 - 373 - 475 Substandard - - - - - 1,082 - 1,082 Doubtful - - - - - - - - Loss - - - - - - - - Total farmland $ 389 $ 1,370 $ 1,213 $ 1,619 $ 889 $ 7,138 $ 954 $ 13,572 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2024 2024 2023 2022 2021 2020 Prior Revolving Total Home equity lines Pass $ 4 $ 1 $ 947 $ 84 $ 72 $ 3,659 $ 78,825 $ 83,592 Special mention - - - - - 44 500 544 Substandard - - 69 - 25 1,842 1,109 3,045 Doubtful - - - - - - - - Loss - - - - - - - - Total home equity lines $ 4 $ 1 $ 1,016 $ 84 $ 97 $ 5,545 $ 80,434 $ 87,181 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ 15 $ 15 Single family Mortgage Pass $ 4,576 $ 51,915 $ 164,857 $ 217,495 $ 186,126 $ 246,880 $ 396 $ 872,245 Special mention - - - 460 97 3,703 - 4,260 Substandard - 235 845 1,510 1,222 27,162 - 30,974 Doubtful - - - - - - - - Loss - - - - - - - - Total single family owner and non-owner occupied $ 4,576 $ 52,150 $ 165,702 $ 219,465 $ 187,445 $ 277,745 $ 396 $ 907,479 Current period gross write-offs $ - $ - $ - $ 31 $ - $ 20 $ - $ 51 Owner occupied construction Pass $ 287 $ 3,416 $ 1,575 $ 235 $ - $ 335 $ - $ 5,848 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Loss - - - - - - - - Total owner occupied construction $ 287 $ 3,416 $ 1,575 $ 235 $ - $ 335 $ - $ 5,848 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer loans Pass $ 7,066 $ 30,143 $ 37,742 $ 17,711 $ 6,302 $ 3,167 $ 7,971 $ 110,102 Special mention - - - 1 - - 1 2 Substandard - 278 914 367 117 345 51 2,072 Doubtful - - - - - - - - Loss - - - - - - - - Total consumer loans $ 7,066 $ 30,421 $ 38,656 $ 18,079 $ 6,419 $ 3,512 $ 8,023 $ 112,176 Current period gross write-offs $ 282 $ 414 $ 746 $ 348 $ 60 $ 48 $ 122 $ 2,020 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2024 2024 2023 2022 2021 2020 Prior Revolving Total Total loans Pass $ 29,874 $ 240,877 $ 619,970 $ 466,107 $ 350,592 $ 580,262 $ 143,563 $ 2,431,245 Special mention - 2,035 1,068 3,425 1,032 23,954 602 32,116 Substandard - 2,249 3,123 4,372 2,201 43,225 1,302 56,472 Doubtful - - - - - - - - Loss - - - - - - - - Total loans $ 29,874 $ 245,161 $ 624,161 $ 473,904 $ 353,825 $ 647,441 $ 145,467 $ 2,519,833 Current period gross write-offs $ 282 $ 533 $ 979 $ 379 $ 69 $ 69 $ 137 $ 2,448 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Construction, development and other land Pass $ 12,379 $ 54,752 $ 23,328 $ 4,121 $ 2,700 $ 3,874 $ 2,419 $ 103,573 Special Mention 1,737 - - 139 - 79 - 1,955 Substandard - - - - 175 242 - 417 Doubtful - - - - - - - - Loss - - - - - - - - Total construction, development, and other land $ 14,116 $ 54,752 $ 23,328 $ 4,260 $ 2,875 $ 4,195 $ 2,419 $ 105,945 Current period gross write-offs $ - $ - $ - $ - $ 13 $ - $ - $ 13 Commercial and industrial Pass $ 53,619 $ 64,380 $ 19,477 $ 11,538 $ 5,717 $ 11,775 $ 40,528 $ 207,034 Special Mention - 229 11 - 349 1,408 100 2,097 Substandard 51 744 276 86 926 636 - 2,719 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial and industrial $ 53,670 $ 65,353 $ 19,764 $ 11,624 $ 6,992 $ 13,819 $ 40,628 $ 211,850 Current period gross write-offs $ 66 $ 168 $ 201 $ 51 $ 32 $ 66 $ - $ 584 Multi-family residential Pass $ 6,753 $ 67,484 $ 36,621 $ 30,021 $ 3,280 $ 36,982 $ 3,424 $ 184,565 Special Mention - - - - - 3,522 - 3,522 Substandard - - - - - 295 - 295 Doubtful - - - - - - - - Loss - - - - - - - - Total multi-family residential $ 6,753 $ 67,484 $ 36,621 $ 30,021 $ 3,280 $ 40,799 $ 3,424 $ 188,382 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Non-farm, non-residential Pass $ 83,420 $ 234,607 $ 151,433 $ 114,974 $ 53,466 $ 217,034 $ 11,777 $ 866,711 Special Mention 65 583 2,590 819 - 11,132 51 15,240 Substandard 1,175 238 1,968 690 3,175 5,143 210 12,599 Doubtful - - - - - - - - Loss - - - - - - - - Total non-farm, non-residential $ 84,660 $ 235,428 $ 155,991 $ 116,483 $ 56,641 $ 233,309 $ 12,038 $ 894,550 Current period gross write-offs $ - $ 8 $ - $ - $ - $ 2 $ - $ 10 Agricultural Pass $ 5,004 $ 4,215 $ 2,352 $ 625 $ 674 $ 2,094 $ 980 $ 15,944 Special Mention 28 276 184 8 90 3,292 - 3,878 Substandard 157 166 50 28 1,188 258 - 1,847 Doubtful - - - - - - - - Loss - - - - - - - - Total agricultural $ 5,189 $ 4,657 $ 2,586 $ 661 $ 1,952 $ 5,644 $ 980 $ 21,669 Current period gross write-offs $ - $ 59 $ - $ 9 $ 14 $ 8 $ - $ 90 Farmland Pass $ 1,380 $ 1,237 $ 1,557 $ 912 $ 745 $ 5,766 $ 883 $ 12,480 Special Mention - - 103 - - 381 - 484 Substandard - - - - - 1,238 - 1,238 Doubtful - - - - - - - - Loss - - - - - - - - Total farmland $ 1,380 $ 1,237 $ 1,660 $ 912 $ 745 $ 7,385 $ 883 $ 14,202 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Home equity lines Pass $ 9 $ 962 $ 86 $ 73 $ 68 $ 3,800 $ 78,771 $ 83,769 Special Mention - - - - - 45 501 546 Substandard - 12 - 27 102 1,853 1,317 3,311 Doubtful - - - - - - - - Loss - - - - - - - - Total home equity lines $ 9 $ 974 $ 86 $ 100 $ 170 $ 5,698 $ 80,589 $ 87,626 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ 227 $ 227 Single family Mortgage Pass $ 50,826 $ 164,974 $ 221,352 $ 191,156 $ 44,974 $ 211,540 $ 431 $ 885,253 Special Mention - - 465 98 108 3,705 - 4,376 Substandard 236 555 1,464 1,381 1,515 26,255 - 31,406 Doubtful - - - - - - - - Loss - - - - - - - - Total single family owner and non-owner occupied $ 51,062 $ 165,529 $ 223,281 $ 192,635 $ 46,597 $ 241,500 $ 431 $ 921,035 Current period gross write-offs $ - $ - $ 47 $ - $ - $ 194 $ - $ 241 Owner occupied construction Pass $ 3,620 $ 4,232 $ 240 $ - $ 21 $ 332 $ - $ 8,445 Special Mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Loss - - - - - - - - Total owner occupied construction $ 3,620 $ 4,232 $ 240 $ - $ 21 $ 332 $ - $ 8,445 Current period gross write-offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer loans Pass $ 31,243 $ 43,675 $ 20,672 $ 7,710 $ 3,214 $ 1,026 $ 8,688 $ 116,228 Special Mention - - 3 - - - 1 4 Substandard 338 820 590 198 157 212 47 2,362 Doubtful - - - - - - - - Loss - - - - - - - - Total consumer loans $ 31,581 $ 44,495 $ 21,265 $ 7,908 $ 3,371 $ 1,238 $ 8,736 $ 118,594 Current period gross write-offs $ 1,238 $ 3,594 $ 1,852 $ 518 $ 196 $ 77 $ 185 $ 7,660 (Amounts in thousands) Term Loans Amortized Cost Basis by Origination Year Balance at December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Total loans Pass $ 248,253 $ 640,518 $ 477,118 $ 361,130 $ 114,859 $ 494,223 $ 147,901 $ 2,484,002 Special mention 1,830 1,088 3,356 1,064 547 23,564 653 32,102 Substandard 1,957 2,535 4,348 2,410 7,238 36,132 1,574 56,194 Doubtful - - - - - - - - Loss - - - - - - - - Total loans $ 252,040 $ 644,141 $ 484,822 $ 364,604 $ 122,644 $ 553,919 $ 150,128 $ 2,572,298 Current period gross write-offs $ 1,304 $ 3,829 $ 2,100 $ 578 $ 255 $ 347 $ 412 $ 8,825
Financing Receivable, Nonaccrual [Table Text Block]	March 31, 2024 December 31, 2023 (Amounts in thousands) No Allowance With an Allowance Total No Allowance With an Allowance Total Commercial loans Construction, development, and other land $ 166 $ - $ 166 $ 172 $ — $ 172 Commercial and industrial 1,333 - 1,333 1,438 — 1,438 Multi-family residential 174 - 174 183 — 183 Single family non-owner occupied 978 - 978 832 — 832 Non-farm, non-residential 1,931 1,140 3,071 1,271 1,173 2,444 Agricultural 1,499 - 1,499 1,558 — 1,558 Farmland 125 - 125 123 — 123 Consumer real estate loans Home equity lines 1,229 - 1,229 1,335 — 1,335 Single family owner occupied 9,392 - 9,392 9,365 — 9,365 Owner occupied construction - - - — — — Consumer and other loans Consumer loans 1,650 - 1,650 1,906 — 1,906 Total nonaccrual loans $ 18,477 $ 1,140 $ 19,617 $ 18,183 $ 1,173 $ 19,356
Financing Receivable, Past Due [Table Text Block]	March 31, 2024 Amortized Cost of 30 - 59 Days 60 - 89 Days 90+ Days Total Current Total > 90 Days Accruing (Amounts in thousands) Past Due Past Due Past Due Past Due Loans Loans No Allowance Commercial loans Construction, development, and other land $ 23 $ 6 $ 23 $ 52 $ 88,789 $ 88,841 $ - Commercial and industrial 1,000 435 439 1,874 201,656 203,530 - Multi-family residential 112 - 114 226 193,962 194,188 - Single family non-owner occupied 688 - 219 907 218,762 219,669 - Non-farm, non-residential 1,896 - 955 2,851 884,404 887,255 - Agricultural 417 272 246 935 18,828 19,763 - Farmland 123 2 - 125 13,447 13,572 - Consumer real estate loans Home equity lines 551 159 430 1,140 86,041 87,181 - Single family owner occupied 5,204 1,841 3,780 10,825 676,985 687,810 - Owner occupied construction - - - - 5,848 5,848 - Consumer and other loans Consumer loans 2,916 927 568 4,411 106,376 110,787 - Other - - - - 1,389 1,389 - Total loans $ 12,930 $ 3,642 $ 6,774 $ 23,346 $ 2,496,487 $ 2,519,833 $ - December 31, 2023 Amortized Cost of 30 - 59 Days 60 - 89 Days 90+ Days Total Current Total > 90 Days Accruing (Amounts in thousands) Past Due Past Due Past Due Past Due Loans Loans No Allowance Commercial loans Construction, development, and other land $ 38 $ 6 $ 23 $ 67 $ 105,878 $ 105,945 $ — Commercial and industrial 1,232 766 390 2,388 209,462 211,850 — Multi-family residential 115 68 — 183 188,199 188,382 — Single family non-owner occupied 777 455 232 1,464 223,431 224,895 — Non-farm, non-residential 617 229 382 1,228 893,322 894,550 — Agricultural 22 56 217 295 21,374 21,669 — Farmland 15 — — 15 14,187 14,202 — Consumer real estate loans Home equity lines 639 343 534 1,516 86,110 87,626 — Single family owner occupied 6,108 2,831 3,519 12,458 683,682 696,140 — Owner occupied construction — — — — 8,445 8,445 — Consumer and other loans Consumer loans 4,390 1,440 1,087 6,917 110,174 117,091 — Other — — — — 1,503 1,503 — Total loans $ 13,953 $ 6,194 $ 6,384 $ 26,531 $ 2,545,767 $ 2,572,298 $ —
Collateral Dependent Loans [Table Text Block]	March 31, 2024 December 31, 2023 (Amounts in thousands) Balance Collateral Coverage % Balance Collateral Coverage % Commercial Real Estate Other $ 1,140 $ 825 72.37 % $ 1,173 $ 825 70.33 % Total collateral dependent loans $ 1,140 $ 825 72.37 % $ 1,173 $ 825 70.33 %
Financing Receivable, Modified [Table Text Block]	Payment Delays Amortized Cost Basis % of Total Class of March 31, 2024 Financing Receivable Financial Effect (Amounts in thousands) Non farm, non residential property $ 662 0.08 % Deferred 6 months of interest to loan maturity Single family owner occupied 540 0.08 % Deferred $66 thousand in principal to loan maturity Single family non owner occupied 87 0.04 % Deferred 6 months of interest to loan maturity Commercial & industrial 161 0.08 % Deferred $8 thousand in principal to loan maturity Total $ 1,450 Term Extensions Amortized Cost Basis % of Total Class of March 31, 2024 Financing Receivable Financial Effect (Amounts in thousands) Consumer $ 5 0.01 % Extended term from 60 to 84 months Total $ 5 Principal Forgiveness Amortized Cost Basis % of Total Class of March 31, 2024 Financing Receivable Financial Effect (Amounts in thousands) Single family owner occupied $ 3 0.00 % Reduced amortized cost basis by $13 thousand Total $ 3 Term Extension and Rate Reduction Amortized Cost Basis % of Total Class of March 31, 2024 Financing Receivable Financial Effect (Amounts in thousands) Single family owner occupied $ 719 0.11 % Reduced interest income and extended time to recover principal. Total $ 719 Payment Delays Amortized Cost Basis % of Total Class of December 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Non farm, non residential property $ 662 0.07 % Deferred 6 months of interest to loan maturity Single family owner occupied 548 0.08 % Deferred $66 thousand in principal to loan maturity Single family non owner occupied 89 0.04 % Deferred 6 months of interest to loan maturity Commercial & industrial 171 0.08 % Deferred $8 thousand in principal to loan maturity Total $ 1,470 Term Extensions Amortized Cost Basis % of Total Class of December 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Consumer $ 6 0.01 % Extended term from 60 to 84 months Total $ 6 Principal Forgiveness Amortized Cost Basis % of Total Class of December 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Single family owner occupied $ 5 0.00 % Reduced amortized cost basis by $13 thousand Total $ 5 Term Extension and Rate Reduction Amortized Cost Basis % of Total Class of December 31, 2023 Financing Receivable Financial Effect (Amounts in thousands) Single family owner occupied $ 565 0.08 % Reduced interest income and extended time to recover principal Total $ 565 March 31, 2024 Payment Status (Amortized Cost Basis) Current 30-89 Days Past Due 90+ Days Past Due (Amounts in thousands) Non farm, non residential property $ 662 $ - $ - Single family owner occupied 1,012 250 - Single family non owner occupied 87 - - Commercial & Industrial 161 - - Consumer 5 - - Total $ 1,927 $ 250 $ - December 31, 2023 Payment Status (Amortized Cost Basis) Current 30-89 Days Past Due 90+ Days Past Due (Amounts in thousands) Non farm, non residential $ 662 $ - $ - Single family owner occupied 864 254 - Single family non owner occupied 89 - - Commercial & industrial 171 - - Consumer 6 - - Total $ 1,792 $ 254 $ -
Other Real Estate Owned [Table Text Block]	March 31, 2024 December 31, 2023 (Amounts in thousands) OREO $ 374 $ 192 OREO secured by residential real estate $ 374 $ 192 Residential real estate loans in the foreclosure process (1) $ 2,657 $ 1,895

Note 6 - Allowance for Credit_2

Note 6 - Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Three Months Ended March 31, 2024 Consumer Real Consumer and Total (Amounts in thousands) Commercial Estate Other Allowance Total allowance Balance at beginning of quarter: Allowance for credit losses - loans $ 21,850 $ 9,693 $ 4,646 $ 36,189 Allowance for credit losses - loan commitments 597 121 28 746 Total allowance for credit losses beginning of year 22,447 9,814 4,674 36,935 Provision for credit losses: Provision (recovery) for credit losses - loans (552 ) (135 ) 1,698 1,011 Provision for credit losses - loan commitments - - - - Total (recovery) provision for credit losses - loans and loan commitments (552 ) (135 ) 1,698 1,011 Charge-offs (362 ) (66 ) (2,020 ) (2,448 ) Recoveries 116 209 384 709 Net (charge-offs) recoveries (246 ) 143 (1,636 ) (1,739 ) Allowance for credit losses - loans 21,052 9,701 4,708 35,461 Allowance for credit losses - loan commitments 597 121 28 746 Ending balance $ 21,649 $ 9,822 $ 4,736 $ 36,207 Three Months Ended March 31, 2023 Consumer Real Consumer and Total (Amounts in thousands) Commercial Estate Other Allowance Total allowance Balance at beginning of quarter: Allowance for credit losses - loans $ 17,213 $ 8,931 $ 4,412 $ 30,556 Allowance for credit losses - loan commitments 1,018 156 22 1,196 Total allowance for credit losses beginning of year 18,231 9,087 4,434 31,752 Provision for credit losses: Provision for credit losses - loans 37 103 1,834 1,974 (Recovery) provision for credit losses - loan commitments (232 ) (6 ) 6 (232 ) Total (recovery) provision for credit losses - loans and loan commitments (195 ) 97 1,840 1,742 Charge-offs (173 ) (98 ) (2,299 ) (2,570 ) Recoveries 192 59 578 829 Net recoveries (charge-offs) 19 (39 ) (1,721 ) (1,741 ) Allowance for credit losses - loans 17,269 8,995 4,525 30,789 Allowance for credit losses - loan commitments 786 150 28 964 Ending balance $ 18,055 $ 9,145 $ 4,553 $ 31,753

Note 7 - Deposits (Tables)

Note 7 - Deposits (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Deposit Liabilities, Type [Table Text Block]	March 31, 2024 December 31, 2023 (Amounts in thousands) Noninterest-bearing demand deposits $ 902,396 $ 931,920 Interest-bearing deposits: Interest-bearing demand deposits 661,656 693,979 Money market accounts 329,310 307,487 Savings deposits 541,341 535,566 Certificates of deposit 163,827 166,417 Individual retirement accounts 83,685 86,956 Total interest-bearing deposits 1,779,819 1,790,405 Total deposits $ 2,682,215 $ 2,722,325

Note 8 - Borrowings (Tables)

Note 8 - Borrowings (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Debt [Table Text Block]	March 31, 2024 December 31, 2023 Weighted Weighted (Amounts in thousands) Balance Average Rate Balance Average Rate Retail repurchase agreements $ 1,006 0.05 % $ 1,119 0.06 %

Note 9 - Derivative Instrumen_2

Note 9 - Derivative Instruments and Hedging Activities (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	March 31, 2024 December 31, 2023 Notional or Fair Value Notional or Fair Value Contractual Derivative Derivative Contractual Derivative Derivative (Amounts in thousands) Amount Assets Liabilities Amount Assets Liabilities Derivatives designated as hedges Interest rate swaps $ 3,447 $ 168 $ - $ 3,557 $ 136 $ - Total derivatives $ 3,447 $ 168 $ - $ 3,557 $ 136 $ -
Derivative Instruments, Gain (Loss) [Table Text Block]	Three Months Ended March 31, (Amounts in thousands) 2024 2023 Income Statement Location Derivatives designated as hedges Interest rate swaps $ (27 ) $ (20 ) Interest and fees on loans Total derivative (income) expense $ (27 ) $ (20 )

Note 10 - Employee Benefit Pl_2

Note 10 - Employee Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Net Benefit Costs [Table Text Block]	Three Months Ended March 31, 2024 2023 Income Statement Location (Amounts in thousands) Service cost $ - $ - Salaries and employee benefits Interest cost 104 82 Other expense Amortization of prior service cost - - Other expense Amortization of losses 9 33 Other expense Net periodic cost $ 113 $ 115

Note 11 - Earnings Per Share (T

Note 11 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, 2024 2023 (Amounts in thousands, except share and per share data) Net income $ 12,845 $ 11,782 Adjust net income for fair value of restricted stock units (tax effected) 240 25 Net income for fully dilutive earnings per common share $ 13,085 $ 11,807 Weighted average common shares outstanding, basic 18,476,128 16,228,297 Dilutive effect of potential common shares Stock options 21,132 16,405 Unvested stock awards - - Restricted stock units 48,651 44,787 Total dilutive effect of potential common shares 69,782 61,192 Weighted average common shares outstanding, diluted 18,545,910 16,289,489 Basic earnings per common share $ 0.70 $ 0.73 Diluted earnings per common share 0.71 0.72 Antidilutive potential common shares Stock options - 131,198 Stock units - - Total potential antidilutive shares - 131,198

Note 12 - Accumulated Other C_2

Note 12 - Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Three Months Ended March 31, 2024 Unrealized Losses on Available- for-Sale Securities Employee Benefit Plans Total (Amounts in thousands) Beginning balance $ (11,126 ) $ 175 $ (10,951 ) Other comprehensive loss before reclassifications (948 ) (7 ) (955 ) Reclassified from AOCI - 7 7 Other comprehensive loss, net (948 ) - (948 ) Ending balance $ (12,074 ) $ 175 $ (11,899 ) Three Months Ended March 31, 2023 Unrealized Losses on Available- for-Sale Securities Employee Benefit Plans Total (Amounts in thousands) Beginning balance $ (15,621 ) $ (98 ) $ (15,719 ) Other comprehensive income before reclassifications 2,499 (26 ) 2,473 Reclassified from AOCI (5 ) 26 21 Other comprehensive income, net 2,494 - 2,494 Ending balance $ (13,127 ) $ (98 ) $ (13,225 )
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	Three Months Ended March 31, Income Statement (Amounts in thousands) 2024 2023 Line Item Affected Available-for-sale securities Gain recognized $ - $ (7 ) Net loss on sale of securities Reclassified out of AOCI, before tax - (7 ) Income before income taxes Income tax expense - (2 ) Income tax expense Reclassified out of AOCI, net of tax - (5 ) Net income Employee benefit plans Amortization of prior service cost $ - $ - Salaries and employee benefits Amortization of net actuarial benefit cost 9 33 Salaries and employee benefits Reclassified out of AOCI, before tax 9 33 Income before income taxes Income tax expense 2 7 Income tax expense Reclassified out of AOCI, net of tax 7 26 Net income Total reclassified out of AOCI, net of tax $ 7 $ 21 Net income

Note 13 - Fair Value (Tables)

Note 13 - Fair Value (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	March 31, 2024 Total Fair Value Measurements Using (Amounts in thousands) Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities U.S. Agency securities $ 5,750 $ - $ 5,750 $ - U.S. Treasury securities 36,324 - 36,324 - Municipal securities 18,112 - 18,112 - Corporate Notes 26,916 26,916 Agency mortgage-backed securities 79,145 - 79,145 - Total available-for-sale debt securities 166,247 - 166,247 - Equity securities 55 - 55 - Fair value loans 3,279 - - 3,279 Derivative assets 168 - 168 - Deferred compensation assets 7,464 7,464 - - Deferred compensation liabilities 9,042 9,042 - - December 31, 2023 Total Fair Value Measurements Using (Amounts in thousands) Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities U.S. Agency securities $ 5,749 $ - $ 5,749 $ - U.S. Treasury securities 145,826 - 145,826 - Municipal securities 19,377 - 19,377 - Corporate notes 27,081 - 27,081 - Agency mortgage-backed securities 82,928 - 82,928 - Total available-for-sale debt securities 280,961 - 280,961 - Equity securities 55 - 55 - Fair value loans 3,421 - - 3,421 Derivative assets 136 - 136 - Deferred compensation assets 6,729 6,729 - - Deferred compensation liabilities 8,282 8,282 - -
Fair Value Measurements, Nonrecurring [Table Text Block]	March 31, 2024 Total Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 (Amounts in thousands) Collateral dependent assets with specific reserves $ 825 $ - $ - $ 825 OREO 374 - - 374 December 31, 2023 Total Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 (Amounts in thousands) Collateral dependent assets with specific reserves $ 825 $ - $ - $ 825 OREO 192 - - 192
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Discount Range Valuation Unobservable (Weighted Average) Technique Input March 31, 2024 Collateral dependent assets with specific reserves Discounted appraisals(1) Appraisal adjustments(2) 38% (38%) OREO Discounted appraisals (1) Appraisal adjustments (2) 20% to 100% (50%) Discount Range Valuation Unobservable (Weighted Average) Technique Input December 31, 2023 Collateral dependent assets with specific reserves Discounted appraisals (1) Appraisal adjustments (2) 42% (42%) OREO Discounted appraisals (1) Appraisal adjustments (2) 20% to 100% (60%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2024 Carrying Fair Value Measurements Using (Amounts in thousands) Amount Fair Value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 248,905 $ 248,905 $ 248,905 $ - $ - Debt securities available-for-sale 166,247 166,247 - 166,247 - Equity securities 55 55 - 55 - Loans held for investment, net of allowance 2,484,372 2,247,195 - - 2,247,195 Derivative financial assets 168 168 - 168 - Interest receivable 10,719 10,719 - 1,125 9,594 Deferred compensation assets 7,464 7,464 7,464 - - Liabilities Time deposits 247,512 243,842 - 243,842 - Securities sold under agreements to repurchase 1,006 1,006 - 1,006 - Interest payable 674 674 - 674 - Deferred compensation liabilities 9,042 9,042 9,042 - - December 31, 2023 Carrying Fair Value Measurements Using (Amounts in thousands) Amount Fair Value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 116,420 $ 116,420 $ 116,420 $ - $ - Debt securities available-for-sale 280,961 280,961 - 280,961 - Equity securities 55 55 - 55 - Loans held for investment, net of allowance 2,536,109 2,350,071 - - 2,350,071 Interest receivable 10,881 10,881 - 1,246 9,635 Deferred compensation assets 6,729 6,729 6,729 - - Derivative assets 136 136 - 136 - Liabilities Time deposits 253,373 247,141 - 247,141 - Securities sold under agreements to repurchase 1,119 1,119 - 1,119 - Interest payable 556 556 - 556 - Deferred compensation liabilities 8,282 8,282 8,282 - -

Note 14 - Litigation, Commitm_2

Note 14 - Litigation, Commitments, and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	March 31, 2024 December 31, 2023 (Amounts in thousands) Commitments to extend credit $ 264,511 $ 277,462 Standby letters of credit and financial guarantees (1) 126,513 129,220 Total off-balance sheet risk $ 391,024 $ 406,682

Note 2 - Acquisitions (Details

Note 2 - Acquisitions (Details Textual) $ in Thousands			3 Months Ended			12 Months Ended
		Apr. 21, 2023 USD ($)	Mar. 31, 2024 USD ($)	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2023 USD ($)		Nov. 18, 2022
Business Combination, Acquisition Related Costs				$ 379
Goodwill			$ 143,946			$ 143,946	[1]
Surrey [Member]
Business Combination, Stock Conversion Ratio								0.7159
Business Combination, Consideration Transferred		$ 71,370
Business Combination, Acquisition Related Costs		2,990			$ 596	$ 2,390
Goodwill		14,381
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	[2]	12,700
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans		111,220
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Contractual Cash Flows		2,010
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Non Purchased Loans		143,550
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Loans Acqured		(15,800)
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Investment Securities		47
Surrey [Member] | Reclassification, Other [Member]
Goodwill		282
Federal Income Payable		389
State Income Tax Payable		8
Surrey [Member] | Recorded By Surrey [Member]
Goodwill		0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	[2]	0
Deferred Loan Fees		2,940
Surrey [Member] | Fair Value Adjustments [Member]
Goodwill		14,381
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	[2]	12,700
Deferred Tax Assets, Gross		177
Surrey [Member] | Scenario, Adjustment [Member] | Reclassification, Other [Member]
Deferred Tax Assets, Gross		99
Surrey [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans		101,420
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Non Purchased Loans		$ 137,550
[1]Derived from audited financial statements[2]Adjustment to record the core deposit intangible on the acquired deposit accounts.

Note 2 - Acquisitions - Surrey

Note 2 - Acquisitions - Surrey Acquisition (Details) - USD ($) $ / shares in Units, $ in Thousands		Apr. 21, 2023	Mar. 31, 2024	Dec. 31, 2023	[1]
Noninterest-bearing			$ 902,396	$ 931,920
Interest-bearing			1,779,819	1,790,405
Total deposits			2,682,215	2,722,325
Goodwill			$ 143,946	$ 143,946
Surrey [Member]
Cash and cash equivalents		$ 176,700
Securities-available-for-sale	[2]	20,934
Loans held for investment, net of allowance and mark	[3]	239,080
Premises and equipment	[4]	6,275
Other assets	[5],[6]	10,558
Intangible assets	[7]	12,700
Total assets		466,247
Noninterest-bearing		158,389
Interest-bearing	[8]	245,246
Total deposits		403,635
Long term debt		0
Other liabilities	[9]	5,623
Total liabilities		409,258
Net identifiable assets acquired over liabilities assumed		56,989
Goodwill		14,381
Net assets acquired over liabilities assumed		$ 71,370
First Community Bankshares, Inc. common stock issued (in shares)		2,996,786
Purchase price per share of the Company's common stock (in dollars per share)		$ 23.81
Fair value of Company common stock issued		$ 71,354
Cash paid for fractional shares		16
Fair Value of total consideration transferred		71,370
Surrey [Member] | Recorded By Surrey [Member]
Cash and cash equivalents		176,700
Securities-available-for-sale	[2]	22,027
Loans held for investment, net of allowance and mark	[3]	251,944
Premises and equipment	[4]	5,501
Other assets	[5],[6]	10,787
Intangible assets	[7]	0
Total assets		466,959
Noninterest-bearing		158,389
Interest-bearing	[8]	246,460
Total deposits		404,849
Long term debt		0
Other liabilities	[9]	6,004
Total liabilities		410,853
Net identifiable assets acquired over liabilities assumed		56,106
Goodwill		0
Net assets acquired over liabilities assumed		56,106
Surrey [Member] | Fair Value Adjustments [Member]
Cash and cash equivalents		0
Securities-available-for-sale	[2]	(1,093)
Loans held for investment, net of allowance and mark	[3]	(12,864)
Premises and equipment	[4]	774
Other assets	[5],[6]	(229)
Intangible assets	[7]	12,700
Total assets		(712)
Noninterest-bearing		0
Interest-bearing	[8]	(1,214)
Total deposits		(1,214)
Long term debt		0
Other liabilities	[9]	(381)
Total liabilities		(1,595)
Net identifiable assets acquired over liabilities assumed		883
Goodwill		14,381
Net assets acquired over liabilities assumed		$ 15,264
[1]Derived from audited financial statements[2]Adjustment reflects the fair value adjustment based on the Company's evaluation of the acquired investment portfolio.[3]Adjustment reflects the fair value adjustments of $(15.80) million based on the Company's evaluation of the acquired loan portfolio and excludes the allowance for credit losses and deferred loans fees of $2.94 million as recorded by Surrey.[4]Adjustment reflects the fair value adjustments based on the Company's evaluation of the acquired premises and equipment.[5]Adjustment reflects the fair value adjustment based on the Company's evaluation of stocks with other banks of $47 thousand.[6]Adjustment to record the deferred tax asset related to the fair value adjustments $(177) thousand.[7]Adjustment to record the core deposit intangible on the acquired deposit accounts.[8]Adjustment reflects the fair value adjustment based on the Company's evaluation of the time deposit portfolio.[9]Adjustment to reclass deferred tax asset $(99) thousand, goodwill $(282) thousand, federal income tax payable $(389) thousand, and state income tax payable $8 thousand.

Note 3 - Debt Securities (Detai

Note 3 - Debt Securities (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2024 USD ($)	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($)
Debt Securities, Available-for-Sale, Allowance for Credit Loss	$ 0
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	$ 1,120		$ 1,250
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	115		112
Percentage of Combined Depreciation of Combined Reported Value of Aggregate Securities Portfolio	9.20%		5.02%
Proceeds from Sale of Debt Securities, Available-for-Sale	$ 0	$ 17,007
Debt Securities, Available-for-Sale, Amortized Cost	181,529		$ 295,045
Asset Pledged as Collateral [Member]
Debt Securities, Available-for-Sale, Amortized Cost	$ 44,550		$ 145,090

Note 3 - Debt Securities - Secu

Note 3 - Debt Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Securities available for sale, amortized cost	$ 181,529	$ 295,045
Securities available for sale, unrealized gains	6	29
Securities available for sale, unrealized losses	(15,288)	(14,113)
Securities available for sale, fair value	166,247	280,961	[1]
US Government Agencies Debt Securities [Member]
Securities available for sale, amortized cost	5,750	5,750
Securities available for sale, unrealized gains	0	0
Securities available for sale, unrealized losses	0	(1)
Securities available for sale, fair value	5,750	5,749
US Treasury Securities [Member]
Securities available for sale, amortized cost	36,384	146,653
Securities available for sale, unrealized gains	2	16
Securities available for sale, unrealized losses	(62)	(843)
Securities available for sale, fair value	36,324	145,826
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, amortized cost	18,325	19,528
Securities available for sale, unrealized gains	4	11
Securities available for sale, unrealized losses	(217)	(162)
Securities available for sale, fair value	18,112	19,377
Corporate Debt Securities [Member]
Securities available for sale, amortized cost	28,574	28,566
Securities available for sale, unrealized gains	0	0
Securities available for sale, unrealized losses	(1,658)	(1,485)
Securities available for sale, fair value	26,916	27,081
Mortgage-backed Agency Securities [Member]
Securities available for sale, amortized cost	92,496	94,548
Securities available for sale, unrealized gains	0	2
Securities available for sale, unrealized losses	(13,351)	(11,622)
Securities available for sale, fair value	$ 79,145	$ 82,928
[1]Derived from audited financial statements

Note 3 - Debt Securities - Se_2

Note 3 - Debt Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Securities available for sale, due within one year, amortized cost	$ 47,332
Securities available for sale, due within one year, fair value	47,266
Securities available for sale, due after one year but within five years, amortized cost	41,701
Securities available for sale, due after one year but within five years, fair value	39,836
Securities available for sale, due after five years but within ten years, amortized cost	0
Securities available for sale, due after five years but within ten years, fair value	0
Securities available for sale, single maturity date, amortized cost	89,033
Securities available for sale, single maturity date, fair value	87,102
Total debt securities available-for-sale	181,529	$ 295,045
Total debt securities available-for-sale	166,247	$ 280,961	[1]
Collateralized Mortgage-Backed Securities [Member]
Agency mortgage-backed securities, amortized cost	92,496
Agency mortgage-backed securities, fair value	$ 79,145
[1]Derived from audited financial statements

Note 3 - Debt Securities - Avai

Note 3 - Debt Securities - Available For Sale Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Securities available for sale, less than 12 months, fair value	$ 19,523	$ 25,329
Securities available for sale, less than 12 months, unrealized losses	(85)	(45)
Securities available for sale, 12 months or longer, fair value	134,911	239,992
Securities available for sale, 12 months or longer, unrealized losses	(15,203)	(14,068)
Securities available for sale, total fair value	154,434	265,321
Securities available for sale, total unrealized losses	(15,288)	(14,113)
US Government Agencies Debt Securities [Member]
Securities available for sale, less than 12 months, fair value	5,750	5,749
Securities available for sale, less than 12 months, unrealized losses	0	(1)
Securities available for sale, 12 months or longer, fair value	0	0
Securities available for sale, 12 months or longer, unrealized losses	0	0
Securities available for sale, total fair value	5,750	5,749
Securities available for sale, total unrealized losses	0	(1)
US Treasury Securities [Member]
Securities available for sale, less than 12 months, fair value	5,283	11,417
Securities available for sale, less than 12 months, unrealized losses	(12)	(14)
Securities available for sale, 12 months or longer, fair value	25,684	129,108
Securities available for sale, 12 months or longer, unrealized losses	(50)	(829)
Securities available for sale, total fair value	30,967	140,525
Securities available for sale, total unrealized losses	(62)	(843)
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, less than 12 months, fair value	3,944	4,742
Securities available for sale, less than 12 months, unrealized losses	(21)	(20)
Securities available for sale, 12 months or longer, fair value	7,713	5,484
Securities available for sale, 12 months or longer, unrealized losses	(196)	(142)
Securities available for sale, total fair value	11,657	10,226
Securities available for sale, total unrealized losses	(217)	(162)
Corporate Debt Securities [Member]
Securities available for sale, less than 12 months, fair value	0	0
Securities available for sale, less than 12 months, unrealized losses	0	0
Securities available for sale, 12 months or longer, fair value	26,916	27,081
Securities available for sale, 12 months or longer, unrealized losses	(1,658)	(1,485)
Securities available for sale, total fair value	26,916	27,081
Securities available for sale, total unrealized losses	(1,658)	(1,485)
Mortgage-backed Agency Securities [Member]
Securities available for sale, less than 12 months, fair value	4,546	3,421
Securities available for sale, less than 12 months, unrealized losses	(52)	(10)
Securities available for sale, 12 months or longer, fair value	74,598	78,319
Securities available for sale, 12 months or longer, unrealized losses	(13,299)	(11,612)
Securities available for sale, total fair value	79,144	81,740
Securities available for sale, total unrealized losses	$ (13,351)	$ (11,622)

Note 3 - Debt Securities - Gros

Note 3 - Debt Securities - Gross Realized Gains and Losses from Sale of Available-for-sale Debt Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Gross realized gains	$ 0	$ 7
Gross realized losses	0	0
Net gain (loss) on sale of securities	$ 0	$ 7

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Bank Overdrafts	$ 1,390	$ 1,500
Financing Receivable, Unamortized Loan Cost (Fee)	7,270	7,710
Financing Receivable, Unamortized Purchase Premium (Discount)	(14,510)	(15,290)
Financing Receivable, Accrued Interest, after Allowance for Credit Loss	$ 9,590	$ 9,640

Note 4 - Loans - Loans by Class

Note 4 - Loans - Loans by Class (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Non-covered loans	$ 2,519,833	$ 2,572,298
Non-covered loans, percent	100%	100%
Commercial Portfolio Segment [Member]
Non-covered loans	$ 1,626,818	$ 1,661,493
Non-covered loans, percent	64.56%	64.59%
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	$ 88,841	$ 105,945
Non-covered loans, percent	3.53%	4.12%
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	$ 203,530	$ 211,850
Non-covered loans, percent	8.08%	8.24%
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	$ 194,188	$ 188,382
Non-covered loans, percent	7.71%	7.32%
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	$ 219,669	$ 224,895
Non-covered loans, percent	8.72%	8.74%
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	$ 887,255	$ 894,550
Non-covered loans, percent	35.21%	34.78%
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	$ 19,763	$ 21,669
Non-covered loans, percent	0.78%	0.84%
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	$ 13,572	$ 14,202
Non-covered loans, percent	0.53%	0.55%
Consumer Real Estate Portfolio Segment [Member]
Non-covered loans	$ 780,839	$ 792,211
Non-covered loans, percent	30.99%	30.80%
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	$ 87,181	$ 87,626
Non-covered loans, percent	3.46%	3.41%
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	$ 687,810	$ 696,140
Non-covered loans, percent	27.30%	27.06%
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	$ 5,848	$ 8,445
Non-covered loans, percent	0.23%	0.33%
Consumer and Other Portfolio Segment [Member]
Non-covered loans	$ 112,176	$ 118,594
Non-covered loans, percent	4.45%	4.61%
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	$ 110,787	$ 117,091
Non-covered loans, percent	4.40%	4.55%
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	$ 1,389	$ 1,503
Non-covered loans, percent	0.05%	0.06%

Note 5 - Credit Quality (Detail

Note 5 - Credit Quality (Details Textual) Pure in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2024 USD ($)	Mar. 31, 2023 USD ($)
Financing Receivable, Nonaccrual, Interest Income	$ 0	$ 0
Financing Receivable, Modified, Number of Loans Uncollectible	0

Note 5 - Credit Quality - Loans

Note 5 - Credit Quality - Loans by Credit Quality (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Non-covered loans	$ 2,519,833		$ 2,572,298
Originated in current year	29,874		252,040
Originated in one year prior	245,161		644,141
Originated in two years prior	624,161		484,822
Originated in three years prior	473,904		364,604
Originated in four years prior	353,825		122,644
Prior	647,441		553,919
Revolving	145,467		150,128
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	282		1,304
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	533		3,829
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	979		2,100
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	379		578
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	69		255
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	69		347
Financing Receivable, Revolving, Writeoff	137		412
Financing Receivable, Allowance for Credit Loss, Writeoff	2,448	$ 2,570	8,825
Total loans held for investment, net of unearned income	2,519,833		2,572,298
Pass [Member]
Non-covered loans	2,431,245		2,484,002
Originated in current year	29,874		248,253
Originated in one year prior	240,877		640,518
Originated in two years prior	619,970		477,118
Originated in three years prior	466,107		361,130
Originated in four years prior	350,592		114,859
Prior	580,262		494,223
Revolving	143,563		147,901
Total loans held for investment, net of unearned income	2,431,245		2,484,002
Special Mention [Member]
Non-covered loans	32,116		32,102
Originated in current year	0		1,830
Originated in one year prior	2,035		1,088
Originated in two years prior	1,068		3,356
Originated in three years prior	3,425		1,064
Originated in four years prior	1,032		547
Prior	23,954		23,564
Revolving	602		653
Total loans held for investment, net of unearned income	32,116		32,102
Substandard [Member]
Non-covered loans	56,472		56,194
Originated in current year	0		1,957
Originated in one year prior	2,249		2,535
Originated in two years prior	3,123		4,348
Originated in three years prior	4,372		2,410
Originated in four years prior	2,201		7,238
Prior	43,225		36,132
Revolving	1,302		1,574
Total loans held for investment, net of unearned income	56,472		56,194
Doubtful [Member]
Non-covered loans	0		0
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loans held for investment, net of unearned income	0		0
Unlikely to be Collected Financing Receivable [Member]
Non-covered loans	0		0
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loans held for investment, net of unearned income	0		0
Commercial Portfolio Segment [Member]
Non-covered loans	1,626,818		1,661,493
Financing Receivable, Allowance for Credit Loss, Writeoff	362	173
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	88,841		105,945
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	203,530		211,850
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	194,188		188,382
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	219,669		224,895
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	887,255		894,550
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	19,763		21,669
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	13,572		14,202
Commercial Portfolio Segment [Member] | Pass [Member] | Construction, Development and Other Land [Member]
Non-covered loans	86,265		103,573
Commercial Portfolio Segment [Member] | Pass [Member] | Commercial and Industrial [Member]
Non-covered loans	198,318		207,034
Commercial Portfolio Segment [Member] | Pass [Member] | Multi-family Residential [Member]
Non-covered loans	190,417		184,565
Commercial Portfolio Segment [Member] | Pass [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	210,540		215,375
Commercial Portfolio Segment [Member] | Pass [Member] | Non-farm, Non-residential [Member]
Non-covered loans	858,461		866,711
Commercial Portfolio Segment [Member] | Pass [Member] | Agricultural [Member]
Non-covered loans	13,982		15,944
Commercial Portfolio Segment [Member] | Pass [Member] | Farmland [Member]
Non-covered loans	12,015		12,480
Commercial Portfolio Segment [Member] | Special Mention [Member] | Construction, Development and Other Land [Member]
Non-covered loans	2,164		1,955
Commercial Portfolio Segment [Member] | Special Mention [Member] | Commercial and Industrial [Member]
Non-covered loans	2,128		2,097
Commercial Portfolio Segment [Member] | Special Mention [Member] | Multi-family Residential [Member]
Non-covered loans	3,485		3,522
Commercial Portfolio Segment [Member] | Special Mention [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	1,983		2,016
Commercial Portfolio Segment [Member] | Special Mention [Member] | Non-farm, Non-residential [Member]
Non-covered loans	15,272		15,240
Commercial Portfolio Segment [Member] | Special Mention [Member] | Agricultural [Member]
Non-covered loans	3,786		3,878
Commercial Portfolio Segment [Member] | Special Mention [Member] | Farmland [Member]
Non-covered loans	475		484
Commercial Portfolio Segment [Member] | Substandard [Member] | Construction, Development and Other Land [Member]
Non-covered loans	412		417
Commercial Portfolio Segment [Member] | Substandard [Member] | Commercial and Industrial [Member]
Non-covered loans	3,084		2,719
Commercial Portfolio Segment [Member] | Substandard [Member] | Multi-family Residential [Member]
Non-covered loans	286		295
Commercial Portfolio Segment [Member] | Substandard [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	7,146		7,504
Commercial Portfolio Segment [Member] | Substandard [Member] | Non-farm, Non-residential [Member]
Non-covered loans	13,522		12,599
Commercial Portfolio Segment [Member] | Substandard [Member] | Agricultural [Member]
Non-covered loans	1,995		1,847
Commercial Portfolio Segment [Member] | Substandard [Member] | Farmland [Member]
Non-covered loans	1,082		1,238
Commercial Portfolio Segment [Member] | Doubtful [Member] | Construction, Development and Other Land [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Commercial and Industrial [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Multi-family Residential [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Non-farm, Non-residential [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Agricultural [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Farmland [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Construction, Development and Other Land [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial and Industrial [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Multi-family Residential [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Non-farm, Non-residential [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Agricultural [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Farmland [Member]
Non-covered loans	0		0
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	88,841		105,945
Originated in current year	918		14,116
Originated in one year prior	14,662		54,752
Originated in two years prior	35,682		23,328
Originated in three years prior	24,233		4,260
Originated in four years prior	4,149		2,875
Prior	6,543		4,195
Revolving	2,654		2,419
Total loan	88,841		105,945
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0		13
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Revolving, Writeoff	0		0
Financing Receivable, Allowance for Credit Loss, Writeoff	0		13
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Pass [Member]
Originated in current year	918		12,379
Originated in one year prior	12,689		54,752
Originated in two years prior	35,682		23,328
Originated in three years prior	24,233		4,121
Originated in four years prior	4,020		2,700
Prior	6,069		3,874
Revolving	2,654		2,419
Total loan	86,265		103,573
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Special Mention [Member]
Originated in current year	0		1,737
Originated in one year prior	1,973		0
Originated in two years prior	0		0
Originated in three years prior	0		139
Originated in four years prior	117		0
Prior	74		79
Revolving	0		0
Total loan	2,164		1,955
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Substandard [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	12		175
Prior	400		242
Revolving	0		0
Total loan	412		417
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	203,530		211,850
Originated in current year	7,585		53,670
Originated in one year prior	47,519		65,353
Originated in two years prior	61,305		19,764
Originated in three years prior	17,475		11,624
Originated in four years prior	10,339		6,992
Prior	19,130		13,819
Revolving	40,177		40,628
Total loan	203,530		211,850
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0		66
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	37		168
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	173		201
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0		51
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	9		32
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	1		66
Financing Receivable, Revolving, Writeoff	0		0
Financing Receivable, Allowance for Credit Loss, Writeoff	220		584
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Pass [Member]
Originated in current year	7,585		53,619
Originated in one year prior	47,322		64,380
Originated in two years prior	60,226		19,477
Originated in three years prior	16,907		11,538
Originated in four years prior	10,311		5,717
Prior	15,891		11,775
Revolving	40,076		40,528
Total loan	198,318		207,034
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Pass [Member] | SBA CARES Act Paycheck Protection Program [Member]
Originated in current year			6,753
Originated in one year prior			67,484
Originated in two years prior			36,621
Originated in three years prior			30,021
Originated in four years prior			3,280
Prior			36,982
Revolving			3,424
Total loan			184,565
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		229
Originated in two years prior	218		11
Originated in three years prior	118		0
Originated in four years prior	0		349
Prior	1,691		1,408
Revolving	101		100
Total loan	2,128		2,097
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Special Mention [Member] | SBA CARES Act Paycheck Protection Program [Member]
Originated in current year			0
Originated in one year prior			0
Originated in two years prior			0
Originated in three years prior			0
Originated in four years prior			0
Prior			3,522
Revolving			0
Total loan			3,522
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Substandard [Member]
Originated in current year	0		51
Originated in one year prior	197		744
Originated in two years prior	861		276
Originated in three years prior	450		86
Originated in four years prior	28		926
Prior	1,548		636
Revolving	0		0
Total loan	3,084		2,719
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Substandard [Member] | SBA CARES Act Paycheck Protection Program [Member]
Originated in current year			0
Originated in one year prior			0
Originated in two years prior			0
Originated in three years prior			0
Originated in four years prior			0
Prior			295
Revolving			0
Total loan			295
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Doubtful [Member] | SBA CARES Act Paycheck Protection Program [Member]
Originated in current year			0
Originated in one year prior			0
Originated in two years prior			0
Originated in three years prior			0
Originated in four years prior			0
Prior			0
Revolving			0
Total loan			0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Unlikely to be Collected Financing Receivable [Member] | SBA CARES Act Paycheck Protection Program [Member]
Originated in current year			0
Originated in one year prior			0
Originated in two years prior			0
Originated in three years prior			0
Originated in four years prior			0
Prior			0
Revolving			0
Total loan			0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	194,188		188,382
Originated in current year	306		6,753
Originated in one year prior	6,791		67,484
Originated in two years prior	74,818		36,621
Originated in three years prior	36,344		30,021
Originated in four years prior	29,717		3,280
Prior	42,711		40,799
Revolving	3,501		3,424
Total loan	194,188		188,382
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Revolving, Writeoff	0		0
Financing Receivable, Allowance for Credit Loss, Writeoff	0		0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Pass [Member]
Originated in current year	306		83,420
Originated in one year prior	6,791		234,607
Originated in two years prior	74,704		151,433
Originated in three years prior	36,344		114,974
Originated in four years prior	29,717		53,466
Prior	39,054		217,034
Revolving	3,501		11,777
Total loan	190,417		866,711
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Special Mention [Member]
Originated in current year	0		65
Originated in one year prior	0		583
Originated in two years prior	0		2,590
Originated in three years prior	0		819
Originated in four years prior	0		0
Prior	3,485		11,132
Revolving	0		51
Total loan	3,485		15,240
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Substandard [Member]
Originated in current year	0		1,175
Originated in one year prior	0		238
Originated in two years prior	114		1,968
Originated in three years prior	0		690
Originated in four years prior	0		3,175
Prior	172		5,143
Revolving	0		210
Total loan	286		12,599
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	887,255		894,550
Originated in current year	8,635		84,660
Originated in one year prior	84,054		235,428
Originated in two years prior	240,050		155,991
Originated in three years prior	153,983		116,483
Originated in four years prior	114,183		56,641
Prior	277,735		233,309
Revolving	8,615		12,038
Total loan	887,255		894,550
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0		8
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0		2
Financing Receivable, Revolving, Writeoff	0		0
Financing Receivable, Allowance for Credit Loss, Writeoff	0		10
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Pass [Member]
Originated in current year	8,635		5,004
Originated in one year prior	82,850		4,215
Originated in two years prior	239,174		2,352
Originated in three years prior	149,473		625
Originated in four years prior	112,692		674
Prior	257,164		2,094
Revolving	8,473		980
Total loan	858,461		15,944
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Special Mention [Member]
Originated in current year	0		28
Originated in one year prior	62		276
Originated in two years prior	579		184
Originated in three years prior	2,566		8
Originated in four years prior	811		90
Prior	11,254		3,292
Revolving	0		0
Total loan	15,272		3,878
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Substandard [Member]
Originated in current year	0		157
Originated in one year prior	1,142		166
Originated in two years prior	297		50
Originated in three years prior	1,944		28
Originated in four years prior	680		1,188
Prior	9,317		258
Revolving	142		0
Total loan	13,522		1,847
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	19,763		21,669
Originated in current year	108		5,189
Originated in one year prior	4,777		4,657
Originated in two years prior	4,144		2,586
Originated in three years prior	2,387		661
Originated in four years prior	587		1,952
Prior	7,047		5,644
Revolving	713		980
Total loan	19,763		21,669
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	82		59
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	60		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0		9
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0		14
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0		8
Financing Receivable, Revolving, Writeoff	0		0
Financing Receivable, Allowance for Credit Loss, Writeoff	142		90
Commercial Portfolio Segment [Member] | Agricultural [Member] | Pass [Member]
Originated in current year	108		1,380
Originated in one year prior	4,380		1,237
Originated in two years prior	3,850		1,557
Originated in three years prior	2,108		912
Originated in four years prior	463		745
Prior	2,360		5,766
Revolving	713		883
Total loan	13,982		12,480
Commercial Portfolio Segment [Member] | Agricultural [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	271		103
Originated in three years prior	178		0
Originated in four years prior	7		0
Prior	3,330		381
Revolving	0		0
Total loan	3,786		484
Commercial Portfolio Segment [Member] | Agricultural [Member] | Substandard [Member]
Originated in current year	0		0
Originated in one year prior	397		0
Originated in two years prior	23		0
Originated in three years prior	101		0
Originated in four years prior	117		0
Prior	1,357		1,238
Revolving	0		0
Total loan	1,995		1,238
Commercial Portfolio Segment [Member] | Agricultural [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Agricultural [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan	0		0
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	13,572		14,202
Originated in current year	389		1,380
Originated in one year prior	1,370		1,237
Originated in two years prior	1,213		1,660
Originated in three years prior	1,619		912
Originated in four years prior	889		745
Prior	7,138		7,385
Revolving	954		883
Total loan	13,572		14,202
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Revolving, Writeoff	0		0
Financing Receivable, Allowance for Credit Loss, Writeoff	0		0
Commercial Portfolio Segment [Member] | Farmland [Member] | Pass [Member]
Originated in current year	389
Originated in one year prior	1,370
Originated in two years prior	1,213
Originated in three years prior	1,517
Originated in four years prior	889
Prior	5,683
Revolving	954
Total loan	12,015
Commercial Portfolio Segment [Member] | Farmland [Member] | Special Mention [Member]
Originated in current year	0
Originated in one year prior	0
Originated in two years prior	0
Originated in three years prior	102
Originated in four years prior	0
Prior	373
Revolving	0
Total loan	475
Commercial Portfolio Segment [Member] | Farmland [Member] | Substandard [Member]
Originated in current year	0
Originated in one year prior	0
Originated in two years prior	0
Originated in three years prior	0
Originated in four years prior	0
Prior	1,082
Revolving	0
Total loan	1,082
Commercial Portfolio Segment [Member] | Farmland [Member] | Doubtful [Member]
Originated in current year	0
Originated in one year prior	0
Originated in two years prior	0
Originated in three years prior	0
Originated in four years prior	0
Prior	0
Revolving	0
Total loan	0
Commercial Portfolio Segment [Member] | Farmland [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0
Originated in one year prior	0
Originated in two years prior	0
Originated in three years prior	0
Originated in four years prior	0
Prior	0
Revolving	0
Total loan	0
Consumer Real Estate Portfolio Segment [Member]
Non-covered loans	780,839		792,211
Financing Receivable, Allowance for Credit Loss, Writeoff	66	98
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	87,181		87,626
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	687,810		696,140
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	5,848		8,445
Consumer Real Estate Portfolio Segment [Member] | Pass [Member] | Home Equity Lines [Member]
Non-covered loans	83,592		83,769
Consumer Real Estate Portfolio Segment [Member] | Pass [Member] | Single Family Owner Occupied [Member]
Non-covered loans	661,705		669,878
Consumer Real Estate Portfolio Segment [Member] | Pass [Member] | Owner Occupied Construction [Member]
Non-covered loans	5,848		8,445
Consumer Real Estate Portfolio Segment [Member] | Special Mention [Member] | Home Equity Lines [Member]
Non-covered loans	544		546
Consumer Real Estate Portfolio Segment [Member] | Special Mention [Member] | Single Family Owner Occupied [Member]
Non-covered loans	2,277		2,360
Consumer Real Estate Portfolio Segment [Member] | Special Mention [Member] | Owner Occupied Construction [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Substandard [Member] | Home Equity Lines [Member]
Non-covered loans	3,045		3,311
Consumer Real Estate Portfolio Segment [Member] | Substandard [Member] | Single Family Owner Occupied [Member]
Non-covered loans	23,828		23,902
Consumer Real Estate Portfolio Segment [Member] | Substandard [Member] | Owner Occupied Construction [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Doubtful [Member] | Home Equity Lines [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Doubtful [Member] | Single Family Owner Occupied [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Doubtful [Member] | Owner Occupied Construction [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Home Equity Lines [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Single Family Owner Occupied [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Owner Occupied Construction [Member]
Non-covered loans	0		0
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	87,181		87,626
Originated in current year	4		9
Originated in one year prior	1		974
Originated in two years prior	1,016		86
Originated in three years prior	84		100
Originated in four years prior	97		170
Prior	5,545		5,698
Revolving	80,434		80,589
Total loan			87,626
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Revolving, Writeoff	15		227
Financing Receivable, Allowance for Credit Loss, Writeoff	15		227
Total loans held for investment, net of unearned income	87,181
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Pass [Member]
Originated in current year	4		9
Originated in one year prior	1		962
Originated in two years prior	947		86
Originated in three years prior	84		73
Originated in four years prior	72		68
Prior	3,659		3,800
Revolving	78,825		78,771
Total loan			83,769
Total loans held for investment, net of unearned income	83,592
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	44		45
Revolving	500		501
Total loan			546
Total loans held for investment, net of unearned income	544
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Substandard [Member]
Originated in current year	0		0
Originated in one year prior	0		12
Originated in two years prior	69		0
Originated in three years prior	0		27
Originated in four years prior	25		102
Prior	1,842		1,853
Revolving	1,109		1,317
Total loan			3,311
Total loans held for investment, net of unearned income	3,045
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	687,810		696,140
Originated in current year	4,576		51,062
Originated in one year prior	52,150		165,529
Originated in two years prior	165,702		223,281
Originated in three years prior	219,465		192,635
Originated in four years prior	187,445		46,597
Prior	277,745		241,500
Revolving	396		431
Total loan			921,035
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0		47
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	31		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	20		194
Financing Receivable, Revolving, Writeoff	0		0
Financing Receivable, Allowance for Credit Loss, Writeoff	51		241
Total loans held for investment, net of unearned income	907,479
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Pass [Member]
Originated in current year	4,576		50,826
Originated in one year prior	51,915		164,974
Originated in two years prior	164,857		221,352
Originated in three years prior	217,495		191,156
Originated in four years prior	186,126		44,974
Prior	246,880		211,540
Revolving	396		431
Total loan			885,253
Total loans held for investment, net of unearned income	872,245
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		465
Originated in three years prior	460		98
Originated in four years prior	97		108
Prior	3,703		3,705
Revolving	0		0
Total loan			4,376
Total loans held for investment, net of unearned income	4,260
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Substandard [Member]
Originated in current year	0		236
Originated in one year prior	235		555
Originated in two years prior	845		1,464
Originated in three years prior	1,510		1,381
Originated in four years prior	1,222		1,515
Prior	27,162		26,255
Revolving	0		0
Total loan			31,406
Total loans held for investment, net of unearned income	30,974
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	5,848		8,445
Originated in current year	287		3,620
Originated in one year prior	3,416		4,232
Originated in two years prior	1,575		240
Originated in three years prior	235		0
Originated in four years prior	0		21
Prior	335		332
Revolving	0		0
Total loan			8,445
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0		0
Financing Receivable, Revolving, Writeoff	0		0
Financing Receivable, Allowance for Credit Loss, Writeoff	0		0
Total loans held for investment, net of unearned income	5,848
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Pass [Member]
Originated in current year	287		3,620
Originated in one year prior	3,416		4,232
Originated in two years prior	1,575		240
Originated in three years prior	235		0
Originated in four years prior	0		21
Prior	335		332
Revolving	0		0
Total loan			8,445
Total loans held for investment, net of unearned income	5,848
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Substandard [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer Real Estate Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff			1,238
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff			3,594
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff			1,852
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff			518
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff			196
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff			77
Financing Receivable, Revolving, Writeoff			185
Financing Receivable, Allowance for Credit Loss, Writeoff			7,660
Consumer and Other Portfolio Segment [Member]
Non-covered loans	112,176		118,594
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	282
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	414
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	746
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	348
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	60
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	48
Financing Receivable, Revolving, Writeoff	122
Financing Receivable, Allowance for Credit Loss, Writeoff	2,020	$ 2,299
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	110,787		117,091
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	1,389		1,503
Consumer and Other Portfolio Segment [Member] | Pass [Member] | Consumer Loans [Member]
Non-covered loans	108,713		114,725
Consumer and Other Portfolio Segment [Member] | Pass [Member] | Other Loan [Member]
Non-covered loans	1,389		1,503
Consumer and Other Portfolio Segment [Member] | Special Mention [Member] | Consumer Loans [Member]
Non-covered loans	2		4
Consumer and Other Portfolio Segment [Member] | Special Mention [Member] | Other Loan [Member]
Non-covered loans	0		0
Consumer and Other Portfolio Segment [Member] | Substandard [Member] | Consumer Loans [Member]
Non-covered loans	2,072		2,362
Consumer and Other Portfolio Segment [Member] | Substandard [Member] | Other Loan [Member]
Non-covered loans	0		0
Consumer and Other Portfolio Segment [Member] | Doubtful [Member] | Consumer Loans [Member]
Non-covered loans	0		0
Consumer and Other Portfolio Segment [Member] | Doubtful [Member] | Other Loan [Member]
Non-covered loans	0		0
Consumer and Other Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Consumer Loans [Member]
Non-covered loans	0		0
Consumer and Other Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Other Loan [Member]
Non-covered loans	0		0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	110,787		117,091
Originated in current year	7,066		31,581
Originated in one year prior	30,421		44,495
Originated in two years prior	38,656		21,265
Originated in three years prior	18,079		7,908
Originated in four years prior	6,419		3,371
Prior	3,512		1,238
Revolving	8,023		8,736
Total loan			118,594
Total loans held for investment, net of unearned income	112,176
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Pass [Member]
Originated in current year	7,066		31,243
Originated in one year prior	30,143		43,675
Originated in two years prior	37,742		20,672
Originated in three years prior	17,711		7,710
Originated in four years prior	6,302		3,214
Prior	3,167		1,026
Revolving	7,971		8,688
Total loan			116,228
Total loans held for investment, net of unearned income	110,102
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Special Mention [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		3
Originated in three years prior	1		0
Originated in four years prior	0		0
Prior	0		0
Revolving	1		1
Total loan			4
Total loans held for investment, net of unearned income	2
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Substandard [Member]
Originated in current year	0		338
Originated in one year prior	278		820
Originated in two years prior	914		590
Originated in three years prior	367		198
Originated in four years prior	117		157
Prior	345		212
Revolving	51		47
Total loan			2,362
Total loans held for investment, net of unearned income	2,072
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Doubtful [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			0
Total loans held for investment, net of unearned income	0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Unlikely to be Collected Financing Receivable [Member]
Originated in current year	0		0
Originated in one year prior	0		0
Originated in two years prior	0		0
Originated in three years prior	0		0
Originated in four years prior	0		0
Prior	0		0
Revolving	0		0
Total loan			$ 0
Total loans held for investment, net of unearned income	$ 0

Note 5 - Credit Quality - Nonac

Note 5 - Credit Quality - Nonaccrual Loans by Loan Class (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Total nonaccrual loans	$ 19,617	$ 19,356
Loans With No Allowance [Member]
Total nonaccrual loans	18,477	18,183
Loans With an Allowance [Member]
Total nonaccrual loans	1,140	1,173
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Total nonaccrual loans	166	172
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	166	172
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Total nonaccrual loans	1,333	1,438
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	1,333	1,438
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Total nonaccrual loans	174	183
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	174	183
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Total nonaccrual loans	978	832
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	978	832
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Total nonaccrual loans	3,071	2,444
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	1,931	1,271
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	1,140	1,173
Commercial Portfolio Segment [Member] | Agricultural [Member]
Total nonaccrual loans	1,499	1,558
Commercial Portfolio Segment [Member] | Agricultural [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	1,499	1,558
Commercial Portfolio Segment [Member] | Agricultural [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Commercial Portfolio Segment [Member] | Farmland [Member]
Total nonaccrual loans	125	123
Commercial Portfolio Segment [Member] | Farmland [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	125	123
Commercial Portfolio Segment [Member] | Farmland [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Total nonaccrual loans	1,229	1,335
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	1,229	1,335
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Total nonaccrual loans	9,392	9,365
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	9,392	9,365
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Total nonaccrual loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	0	0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Total nonaccrual loans	1,650	1,906
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Loans With No Allowance [Member]
Total nonaccrual loans	1,650	1,906
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Loans With an Allowance [Member]
Total nonaccrual loans	$ 0	$ 0

Note 5 - Credit Quality - Aging

Note 5 - Credit Quality - Aging of Past Due Loans by Loan Class (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Non-covered	$ 2,519,833	$ 2,572,298
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered		0
Amortized Cost of > 90 Days Accruing No Allowance, Total	0
Financial Asset, 30 to 59 Days Past Due [Member]
Non-covered	12,930	13,953
Financial Asset, 60 to 89 Days Past Due [Member]
Non-covered	3,642	6,194
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Non-covered	6,774	6,384
Financial Asset, Past Due [Member]
Non-covered	23,346	26,531
Financial Asset, Not Past Due [Member]
Non-covered	2,496,487	2,545,767
Commercial Portfolio Segment [Member]
Non-covered	1,626,818	1,661,493
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered	88,841	105,945
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	23	38
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	6	6
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	23	23
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	52	67
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	88,789	105,878
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered	203,530	211,850
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,000	1,232
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	435	766
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	439	390
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,874	2,388
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	201,656	209,462
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered	194,188	188,382
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	112	115
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	68
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	114	0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	226	183
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	193,962	188,199
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered	219,669	224,895
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	688	777
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	455
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	219	232
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	907	1,464
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	218,762	223,431
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered	887,255	894,550
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,896	617
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	229
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	955	382
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	2,851	1,228
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	884,404	893,322
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered	19,763	21,669
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	417	22
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	272	56
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	246	217
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	935	295
Commercial Portfolio Segment [Member] | Agricultural [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	18,828	21,374
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered	13,572	14,202
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	123	15
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	2	0
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	125	15
Commercial Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	13,447	14,187
Consumer Real Estate Portfolio Segment [Member]
Non-covered	780,839	792,211
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered	87,181	87,626
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	551	639
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	159	343
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	430	534
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,140	1,516
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	86,041	86,110
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered	687,810	696,140
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	5,204	6,108
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	1,841	2,831
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	3,780	3,519
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	10,825	12,458
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	676,985	683,682
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered	5,848	8,445
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	5,848	8,445
Consumer and Other Portfolio Segment [Member]
Non-covered	112,176	118,594
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered	110,787	117,091
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	2,916	4,390
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	927	1,440
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	568	1,087
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	4,411	6,917
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	106,376	110,174
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered	1,389	1,503
Amortized Cost of > 90 Days Accruing No Allowance, Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, Past Due [Member] | Non-covered Loans [Member]
Non-covered	0	0
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] | Financial Asset, Not Past Due [Member] | Non-covered Loans [Member]
Non-covered	$ 1,389	$ 1,503

Note 5 - Credit Quality - Colla

Note 5 - Credit Quality - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Collateral dependent loans	$ 1,140	$ 1,173
Collateral coverage	$ 825	$ 825
Collateral coverage percentage	72.37%	70.33%
Commercial Real Estate, Other [Member]
Collateral dependent loans	$ 1,140	$ 1,173
Collateral coverage	$ 825	$ 825
Collateral coverage percentage	72.37%	70.33%

Note 5 - Credit Quality - Loa_2

Note 5 - Credit Quality - Loans Modified as Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Financial Asset, Not Past Due [Member]
Loans modified	$ 1,927	$ 1,792
Financial Asset, 30 to 89 Days Past Due [Member]
Loans modified	250	254
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans modified	0	0
Non-farm, Non-residential [Member] | Financial Asset, Not Past Due [Member]
Loans modified	662	662
Non-farm, Non-residential [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Loans modified	0	0
Non-farm, Non-residential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans modified	0	0
Single Family Owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Loans modified	1,012	864
Single Family Owner Occupied [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Loans modified	250	254
Single Family Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans modified	0	0
Single Family Non-owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Loans modified	87	89
Single Family Non-owner Occupied [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Loans modified	0	0
Single Family Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans modified	0	0
Commercial and Industrial [Member] | Financial Asset, Not Past Due [Member]
Loans modified	161	171
Commercial and Industrial [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Loans modified	0	0
Commercial and Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans modified	0	0
Consumer Loans [Member] | Financial Asset, Not Past Due [Member]
Loans modified	5	6
Consumer Loans [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Loans modified	0	0
Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans modified	0	0
Payment Deferral [Member]
Amortized cost basis	1,450	1,470
Payment Deferral [Member] | Non-farm, Non-residential [Member]
Amortized cost basis	$ 662	$ 662
Percentage of total financing receivable	0.08%	0.07%
Payment Deferral [Member] | Single Family Owner Occupied [Member]
Amortized cost basis	$ 540	$ 548
Percentage of total financing receivable	0.08%	0.08%
Payment Deferral [Member] | Single Family Non-owner Occupied [Member]
Amortized cost basis	$ 87	$ 89
Percentage of total financing receivable	0.04%	0.04%
Payment Deferral [Member] | Commercial and Industrial [Member]
Amortized cost basis	$ 161	$ 171
Percentage of total financing receivable	0.08%	0.08%
Extended Maturity [Member]
Amortized cost basis	$ 5	$ 6
Extended Maturity [Member] | Consumer Loans [Member]
Amortized cost basis	$ 5	$ 6
Percentage of total financing receivable	0.01%	0.01%
Extended Maturity [Member] | Consumer Loans [Member] | Minimum [Member]
Extended term (Month)		60 months
Extended Maturity [Member] | Consumer Loans [Member] | Maximum [Member]
Extended term (Month)		84 months
Principal Forgiveness [Member]
Amortized cost basis	$ 3	$ 5
Principal Forgiveness [Member] | Single Family Owner Occupied [Member]
Amortized cost basis	$ 3	$ 5
Percentage of total financing receivable	0%	0%
Term Extension and Rate Reduction [Member]
Amortized cost basis	$ 719	$ 565
Term Extension and Rate Reduction [Member] | Single Family Owner Occupied [Member]
Amortized cost basis	$ 719	$ 565
Percentage of total financing receivable	0.11%	0.08%

Note 5 - Credit Quality - Other

Note 5 - Credit Quality - Other Real Estate Owned (Details) - USD ($) $ in Thousands		Mar. 31, 2024	Dec. 31, 2023
OREO		$ 374	$ 192
OREO secured by residential real estate		374	192
Residential real estate loans in the foreclosure process(1)	[1]	$ 2,657	$ 1,895
[1]The recorded investment in consumer mortgage loans collateralized by residential real estate that are in the process of foreclosure according to local requirements of the applicable jurisdiction

Note 6 - Allowance for Credit_3

Note 6 - Allowance for Credit Losses - Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended			12 Months Ended
	Mar. 31, 2024		Mar. 31, 2023	Dec. 31, 2023
Balance, Loans	$ 36,189	[1]	$ 30,556	$ 30,556
Balance, Allowance for credit losses - loan commitments	746		1,196	1,196
Total allowance for credit losses beginning of year	36,935		31,752	31,752
Provision (recovery) for credit losses - loans	1,011		1,974
Provision for credit losses - loan commitments	0		(232)
Total (recovery) provision for credit losses - loans and loan commitments	1,011		1,742
Charge-offs	(2,448)		(2,570)	(8,825)
Recoveries	709		829
Net (charge-offs) recoveries	(1,739)		(1,741)
Balance, Allowance for credit losses - loans	35,461		30,789	36,189	[1]
Balance, Allowance for credit losses - loan commitments	746		964	746
Ending balance	36,207		31,753	36,935
(Recovery) provision for credit losses - loan commitments	0		(232)
Commercial Portfolio Segment [Member]
Balance, Loans	21,850		17,213	17,213
Balance, Allowance for credit losses - loan commitments	597		1,018	1,018
Total allowance for credit losses beginning of year	22,447		18,231	18,231
Provision (recovery) for credit losses - loans	(552)		37
Provision for credit losses - loan commitments	0		(232)
Total (recovery) provision for credit losses - loans and loan commitments	(552)		(195)
Charge-offs	(362)		(173)
Recoveries	116		192
Net (charge-offs) recoveries	(246)		19
Balance, Allowance for credit losses - loans	21,052		17,269	21,850
Balance, Allowance for credit losses - loan commitments	597		786	597
Ending balance	21,649		18,055	22,447
(Recovery) provision for credit losses - loan commitments	0		(232)
Consumer Real Estate Portfolio Segment [Member]
Balance, Loans	9,693		8,931	8,931
Balance, Allowance for credit losses - loan commitments	121		156	156
Total allowance for credit losses beginning of year	9,814		9,087	9,087
Provision (recovery) for credit losses - loans	(135)		103
Provision for credit losses - loan commitments	0		(6)
Total (recovery) provision for credit losses - loans and loan commitments	(135)		97
Charge-offs	(66)		(98)
Recoveries	209		59
Net (charge-offs) recoveries	143		(39)
Balance, Allowance for credit losses - loans	9,701		8,995	9,693
Balance, Allowance for credit losses - loan commitments	121		150	121
Ending balance	9,822		9,145	9,814
(Recovery) provision for credit losses - loan commitments	0		(6)
Consumer and Other Portfolio Segment [Member]
Balance, Loans	4,646		4,412	4,412
Balance, Allowance for credit losses - loan commitments	28		22	22
Total allowance for credit losses beginning of year	4,674		4,434	4,434
Provision (recovery) for credit losses - loans	1,698		1,834
Provision for credit losses - loan commitments	0		6
Total (recovery) provision for credit losses - loans and loan commitments	1,698		1,840
Charge-offs	(2,020)		(2,299)
Recoveries	384		578
Net (charge-offs) recoveries	(1,636)		(1,721)
Balance, Allowance for credit losses - loans	4,708		4,525	4,646
Balance, Allowance for credit losses - loan commitments	28		28	28
Ending balance	4,736		4,553	$ 4,674
(Recovery) provision for credit losses - loan commitments	$ 0		$ 6
[1]Derived from audited financial statements

Note 7 - Deposits - Components

Note 7 - Deposits - Components of Deposits (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Noninterest-bearing demand deposits	$ 902,396	$ 931,920	[1]
Interest-bearing demand deposits	661,656	693,979
Money market accounts	329,310	307,487
Savings deposits	541,341	535,566
Certificates of deposit	163,827	166,417
Individual retirement accounts	83,685	86,956
Total interest-bearing deposits	1,779,819	1,790,405	[1]
Total deposits	$ 2,682,215	$ 2,722,325	[1]
[1]Derived from audited financial statements

Note 8 - Borrowings (Details Te

Note 8 - Borrowings (Details Textual) $ in Thousands	Mar. 31, 2024 USD ($)
Long-Term Debt	$ 0
Debt Instrument, Unused Borrowing Capacity, Amount	402,000
Deposit Liabilities, Collateral Issued, Financial Instruments	123,340
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 525,340

Note 8 - Borrowings - Component

Note 8 - Borrowings - Components of Borrowings (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Securities sold under agreements to repurchase	$ 1,006	$ 1,119	[1]
Retail Repurchase Agreements [Member]
Securities sold under agreements to repurchase	$ 1,006	$ 1,119
Retail repurchase agreements	0.05%	0.06%
[1]Derived from audited financial statements

Note 9 - Derivative Instrumen_3

Note 9 - Derivative Instruments and Hedging Activities (Details Textual) $ in Thousands	Jul. 26, 2022 USD ($)
Interest Rate Swap [Member]
Derivative, Gain (Loss) on Derivative, Net, Total	$ (72)

Note 9 - Derivative Instrumen_4

Note 9 - Derivative Instruments and Hedging Activities - Notional or Contractual Amounts and Fair Values of Derivative Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Notional or contractual amount	$ 3,447	$ 3,557
Derivative assets	168	136
Derivative liabilities	0	0
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member]
Notional or contractual amount	3,447	3,557
Derivative assets	168	136
Derivative liabilities	$ 0	$ 0

Note 9 - Derivative Instrumen_5

Note 9 - Derivative Instruments and Hedging Activities - Effect of Derivative and Hedging Activity, on Consolidated Statements of Income (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands		3 Months Ended
	Jul. 26, 2022	Mar. 31, 2024	Mar. 31, 2023
Derivative expense	$ (72)
Interest and Fees on Loans [Member]
Derivative expense		$ (27)	$ (20)
Designated as Hedging Instrument [Member] | Interest and Fees on Loans [Member]
Derivative expense		$ (27)	$ (20)

Note 10 - Employee Benefit Pl_3

Note 10 - Employee Benefit Plans - Components of Net Periodic Pension Cost and Assumed Discount Rate (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Service cost	$ 0	$ 0
Interest cost	104	82
Amortization of prior service cost	0	0
Amortization of losses	9	33
Net periodic cost	$ 113	$ 115

Note 11 - Earnings Per Share -

Note 11 - Earnings Per Share - Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Net income	$ 12,845	$ 11,782
Adjust net income for fair value of restricted stock units (tax effected)	240	25
Net income for fully dilutive earnings per common share	$ 13,085	$ 11,807
Weighted average common shares outstanding, basic (in shares)	18,476,128	16,228,297
Dilutive effect of potential common shares (in shares)	48,651	44,787
Total dilutive effect of potential common shares (in shares)	69,782	61,192
Weighted average common shares outstanding, diluted (in shares)	18,545,910	16,289,489
Basic earnings per common share (in dollars per share)	$ 0.7	$ 0.73
Diluted earnings per common share (in dollars per share)	$ 0.71	$ 0.72
Antidilutive potential common shares (in shares)	0	131,198
Share-Based Payment Arrangement, Option [Member]
Dilutive effect of potential common shares (in shares)	21,132	16,405
Antidilutive potential common shares (in shares)	0	131,198
Unvested Stock Awards [Member]
Dilutive effect of potential common shares (in shares)	0	0
Restricted Stock and Units [Member]
Antidilutive potential common shares (in shares)	0	0

Note 12 - Accumulated Other C_3

Note 12 - Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income, Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024		Mar. 31, 2023
Balance	$ 503,294	[1]	$ 421,985
Other comprehensive loss, net	(948)		2,494
Balance	506,944		431,731
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	(11,126)		(15,621)
Other comprehensive loss before reclassifications	(948)		2,499
Reclassified from AOCI	0		(5)
Other comprehensive loss, net	(948)		2,494
Balance	(12,074)		(13,127)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balance	175		(98)
Other comprehensive loss before reclassifications	(7)		(26)
Reclassified from AOCI	7		26
Other comprehensive loss, net	0		0
Balance	175		(98)
AOCI Attributable to Parent [Member]
Balance	(10,951)		(15,719)
Other comprehensive loss before reclassifications	(955)		2,473
Reclassified from AOCI	7		21
Other comprehensive loss, net	(948)		2,494
Balance	$ (11,899)		$ (13,225)
[1]Derived from audited financial statements

Note 12 - Accumulated Other C_4

Note 12 - Accumulated Other Comprehensive Income (Loss) - Reclassifications Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2024	Mar. 31, 2023
Gain recognized	[1]	$ 0	$ (7)
Income before income taxes		16,491	15,440
Income tax expense		3,646	3,658
Net income		12,845	11,782
Reclassification out of Accumulated Other Comprehensive Income [Member]
Income tax expense		0	(2)
Net income		7	21
Reclassification out of Accumulated Other Comprehensive Income [Member] | AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Income before income taxes		0	(7)
Income tax expense		2	7
Net income		0	(5)
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment, Net Prior Service Attributable to Parent [Member]
Other operating expense		0	0
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Attributable to Parent [Member]
Other operating expense		9	33
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Income before income taxes		9	33
Net income		$ 7	$ 26
[1]Amortization is included in net periodic pension cost. See Note 10, "Employee Benefit Plans."

Note 13 - Fair Value - Assets a

Note 13 - Fair Value - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Available-for-sale debt securities	$ 166,247	$ 280,961	[1]
Derivative assets	168	136
Fair Value, Recurring [Member]
Available-for-sale debt securities	166,247	280,961
Equity securities	55	55
Fair value loans	3,279	3,421
Derivative assets	168	136
Deferred compensation assets	7,464	6,729
Deferred compensation liabilities	9,042	8,282
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Equity securities	0	0
Fair value loans	0	0
Derivative assets	0	0
Deferred compensation assets	7,464	6,729
Deferred compensation liabilities	9,042	8,282
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	166,247	280,961
Equity securities	55	55
Fair value loans	0	0
Derivative assets	168	136
Deferred compensation assets	0	0
Deferred compensation liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Equity securities	0	0
Fair value loans	3,279	3,421
Derivative assets	0	0
Deferred compensation assets	0	0
Deferred compensation liabilities	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale debt securities	5,750	5,749
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	5,750	5,749
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Available-for-sale debt securities	36,324	145,826
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	36,324	145,826
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities	18,112	19,377
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	18,112	19,377
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Available-for-sale debt securities	26,916	27,081
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities		0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	26,916	27,081
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities		0
Fair Value, Recurring [Member] | Mortgage-backed Agency Securities [Member]
Available-for-sale debt securities	79,145	82,928
Fair Value, Recurring [Member] | Mortgage-backed Agency Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Mortgage-backed Agency Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	79,145	82,928
Fair Value, Recurring [Member] | Mortgage-backed Agency Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	$ 0	$ 0
[1]Derived from audited financial statements

Note 13 - Fair Value - Assets M

Note 13 - Fair Value - Assets Measured at Fair Value on Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - Non-covered Loans [Member] - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Collateral Dependent Assets With Specific Reserves [Member]
Total Fair Value	$ 825	$ 825
Collateral Dependent Assets With Specific Reserves [Member] | Fair Value, Inputs, Level 1 [Member]
Total Fair Value	0	0
Collateral Dependent Assets With Specific Reserves [Member] | Fair Value, Inputs, Level 2 [Member]
Total Fair Value	0	0
Collateral Dependent Assets With Specific Reserves [Member] | Fair Value, Inputs, Level 3 [Member]
Total Fair Value	825	825
OREO [Member]
Total Fair Value	374	192
OREO [Member] | Fair Value, Inputs, Level 1 [Member]
Total Fair Value	0	0
OREO [Member] | Fair Value, Inputs, Level 2 [Member]
Total Fair Value	0	0
OREO [Member] | Fair Value, Inputs, Level 3 [Member]
Total Fair Value	$ 374	$ 192

Note 13 - Fair Value - Quantita

Note 13 - Fair Value - Quantitative Information for Assets Measured at Fair Value on Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - Measurement Input, Discount Rate [Member] - Valuation, Market Approach [Member]		Mar. 31, 2024	Dec. 31, 2023
Minimum [Member]
Collateral dependent assets with specific reserves	[1]	0
Weighted Average [Member]
Collateral dependent assets with specific reserves	[1],[2]	0.38	0.42
OREO	[1],[2]	0.50	0.60
[1]Fair value is generally based on appraisals of the underlying collateral.[2]Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments.

Note 13 - Fair Value - Financia

Note 13 - Fair Value - Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Debt securities available-for-sale, at fair value	$ 166,247	$ 280,961	[1]
Derivative assets	168	136
Interest receivable	10,719	10,881	[1]
Reported Value Measurement [Member]
Cash and cash equivalents	248,905	116,420
Debt securities available-for-sale, at fair value	166,247	280,961
Equity securities	55	55
Loans held for investment, net of allowance	2,484,372	2,536,109
Derivative assets	168	136
Interest receivable	10,719	10,881
Deferred compensation assets	7,464	6,729
Deposits fair value	247,512	253,373
Securities sold under agreements to repurchase	1,006	1,119
Interest payable	674	556
Deferred compensation liabilities	9,042	8,282
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	248,905	116,420
Debt securities available-for-sale, at fair value	166,247	280,961
Equity securities	55	55
Loans held for investment, net of allowance	2,247,195	2,350,071
Derivative assets	168	136
Interest receivable	10,719	10,881
Deferred compensation assets	7,464	6,729
Deposits fair value	243,842	247,141
Securities sold under agreements to repurchase	1,006	1,119
Interest payable	674	556
Deferred compensation liabilities	9,042	8,282
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	248,905	116,420
Debt securities available-for-sale, at fair value	0	0
Equity securities	0	0
Loans held for investment, net of allowance	0	0
Derivative assets	0	0
Interest receivable	0	0
Deferred compensation assets	7,464	6,729
Deposits fair value	0	0
Securities sold under agreements to repurchase	0	0
Interest payable	0	0
Deferred compensation liabilities	9,042	8,282
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Debt securities available-for-sale, at fair value	166,247	280,961
Equity securities	55	55
Loans held for investment, net of allowance	0	0
Derivative assets	168	136
Interest receivable	1,125	1,246
Deferred compensation assets	0	0
Deposits fair value	243,842	247,141
Securities sold under agreements to repurchase	1,006	1,119
Interest payable	674	556
Deferred compensation liabilities	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Debt securities available-for-sale, at fair value	0	0
Equity securities	0	0
Loans held for investment, net of allowance	2,247,195	2,350,071
Derivative assets	0	0
Interest receivable	9,594	9,635
Deferred compensation assets	0	0
Deposits fair value	0	0
Securities sold under agreements to repurchase	0	0
Interest payable	0	0
Deferred compensation liabilities	$ 0	$ 0
[1]Derived from audited financial statements

Note 14 - Litigation, Commitm_3

Note 14 - Litigation, Commitments, and Contingencies - Off-balance Sheet Financial Instruments (Details) - USD ($) $ in Thousands		Mar. 31, 2024	Dec. 31, 2023
Commitments to extend credit		$ 264,511	$ 277,462
Standby letters of credit and financial guarantees(1)	[1]	126,513	129,220
Total off-balance sheet risk		$ 391,024	$ 406,682
[1]Includes FHLB letters of credit