Bay Bancorp (BYBK) 10-Q 21 Nov 16 2016 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2016	Nov. 15, 2016
Document And Entity Information [Abstract]
Document Type	10-Q
Entity Current Reporting Status	Yes
Amendment Flag	false
Document Period End Date	Sep. 30, 2016
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2,016
Entity Registrant Name	BAY BANCORP, INC.
Entity Central Index Key	859,222
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		10,369,762

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 6,157,165	$ 8,059,888
Interest bearing deposits with banks and federal funds sold	40,109,554	26,353,334
Total Cash and Cash Equivalents	46,266,719	34,413,222
Investment securities available for sale, at fair value	52,029,032	33,352,233
Investment securities held to maturity, at amortized cost	1,179,126	1,573,165
Restricted equity securities, at cost	973,195	2,969,595
Loans held for sale	2,836,938	4,864,344
Loans, net of deferred fees and costs	482,423,126	393,240,567
Less: Allowance for loan losses	(2,447,785)	(1,773,009)
Loans, net	479,975,341	391,467,558
Real estate acquired through foreclosure	1,638,737	1,459,732
Premises and equipment, net	5,288,283	5,060,802
Bank owned life insurance	5,700,245	5,611,352
Core deposit intangibles	3,265,774	2,624,184
Deferred tax assets, net	2,777,633	2,723,557
Accrued interest receivable	1,711,909	1,271,871
Accrued taxes receivable	1,532,266	2,775,237
Prepaid expenses	941,458	691,372
Other assets	218,860	303,614
Total Assets	606,335,516	491,161,838
LIABILITIES
Noninterest-bearing deposits	100,060,567	101,838,210
Interest-bearing deposits	431,026,148	265,577,728
Total Deposits	531,086,715	367,415,938
Short-term borrowings	1,975,000	52,300,000
Defined benefit pension liability	1,298,463	829,237
Accrued expenses and other liabilities	6,753,573	2,934,174
Total Liabilities	541,113,751	423,479,349
STOCKHOLDERS' EQUITY
Common stock - par $1.00 per shares, authorized 20,000,000 shares, issued and outstanding 10,363,998 and 11,062,932 shares as of September 30, 2016 and December 31, 2015, respectively.	10,363,998	11,062,932
Additional paid-in capital	40,526,319	43,378,927
Retained earnings	13,676,799	12,667,070
Accumulated other comprehensive income	516,437	573,560
Total Stockholders' Equity	65,083,553	67,682,489
Non-controlling interest	138,212
Total Stockholders' Equity	65,221,765	67,682,489
Total Liabilities and Stockholders' Equity	$ 606,335,516	$ 491,161,838

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Sep. 30, 2016	Dec. 31, 2015
Consolidated Balance Sheets [Abstract]
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	10,363,998	11,062,932
Number of shares issued and outstanding as of merger date	10,363,998	11,062,932

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
INTEREST INCOME:
Interest and fees on loans	$ 5,845,238	$ 5,473,097	$ 15,684,450	$ 16,566,540
Interest on loans held for sale	31,818	97,965	110,270	291,656
Interest and dividends on securities	311,693	295,612	728,716	811,310
Interest on deposits with banks and federal funds sold	91,577	11,743	122,803	28,123
Total Interest Income	6,280,326	5,878,417	16,646,239	17,697,629
INTEREST EXPENSE:
Interest on deposits	560,598	433,349	1,162,255	1,381,920
Interest on Fed Funds Purchased			28	604
Interest on short-term borrowings	27,667	23,310	171,246	46,954
Total Interest Expense	588,265	456,659	1,333,529	1,429,478
Net Interest Income	5,692,061	5,421,758	15,312,710	16,268,151
Provision for loan losses	360,000	306,387	1,015,533	878,196
Net interest income after provision for loan losses	5,332,061	5,115,371	14,297,177	15,389,955
NONINTEREST INCOME:
Electronic banking fees	669,728	625,041	1,803,387	1,827,287
Mortgage banking fees and gains	252,990	515,035	674,273	1,512,742
Service charges on deposit accounts	81,907	79,375	229,534	229,106
Bargain purchase gain	1,034,456		1,034,456
Gain on securities sold	0	119,477	486,534	196,967
Other income	1,772,079	155,504	2,099,056	512,834
Total Noninterest Income	3,811,160	1,494,432	6,327,240	4,278,936
NONINTEREST EXPENSES:
Salary and employee benefits	3,835,628	2,894,539	9,509,588	8,957,474
Occupancy and equipment expenses	861,244	887,605	2,541,514	2,784,435
Legal, accounting and other professional fees	259,134	393,035	787,148	1,130,214
Data processing and item processing services	364,637	368,221	899,451	994,101
FDIC insurance costs	141,714	98,375	305,895	301,758
Advertising and marketing related expenses	211,639	184,910	352,378	280,214
Foreclosed property expenses and OREO sales, net	157,357	66,414	327,942	256,428
Loan collection costs	6,417	112,539	40,545	311,916
Core deposit intangible amortization	207,278	197,722	555,410	656,375
Merger related expenses	1,519,840		1,708,892
Other expenses	788,162	552,049	1,760,259	1,674,927
Total Noninterest Expenses	8,353,050	5,755,409	18,789,022	17,347,842
Income before income taxes	790,171	854,394	1,835,395	2,321,049
Income tax expense	277,733	324,977	687,454	902,464
NET INCOME	512,438	529,417	1,147,941	1,418,585
Less: Net income attributable to non-controlling interest	138,212		138,212
Net income available to common stockholders	$ 374,226	$ 529,417	$ 1,009,729	$ 1,418,585
Basic net income per common share	$ 0.04	$ 0.05	$ 0.09	$ 0.13
Diluted net income per common share	$ 0.03	$ 0.05	$ 0.09	$ 0.13

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income (Loss) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Consolidated Statements Of Comprehensive Income (Loss) [Abstract]
Net income	$ 512,438	$ 529,417	$ 1,147,941	$ 1,418,585
Other comprehensive income (loss):
Net unrealized gain on securities during the period	55,614	406,919	933,926	486,391
Reclassification adjustment for gain on sales of securities included in net income		(119,477)	(486,534)	(196,967)
Income tax expense relating to items above	(11,823)	(113,488)	(166,200)	(114,271)
Net effect on other comprehensive income	43,791	173,954	281,192	175,153
Unrealized loss on defined benefit pension plan			(558,690)	(2,535,693)
Income tax benefit relating to item above			220,375	1,000,204
Net effect on other comprehensive income			(338,315)	(1,535,489)
Other comprehensive income (loss)	43,791	173,954	(57,123)	(1,360,336)
Comprehensive income	556,229	703,371	1,090,818	58,249
Comprehensive income attributable to non-controlling interest	138,212		138,212
Comprehensive income available to common stockholders	$ 418,017	$ 703,371	$ 952,606	$ 58,249

Consolidated Statements Of Stoc

Consolidated Statements Of Stockholders' Equity - USD ($)	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Noncontrolling Interest [Member]	Total
Balance at Dec. 31, 2014	$ 11,014,517	$ 43,228,950	$ 10,736,305	$ 1,663,514		$ 66,643,286
Net income			1,418,585			1,418,585
Other comprehensive loss				(1,360,336)		(1,360,336)
Stock- based compensation		123,179				123,179
Issuance of common stock under stock option plan	(170,492)	(687,082)				(857,574)
Balance at Sep. 30, 2015	11,046,676	43,374,650	12,154,890	303,178		66,879,394
Balance at Dec. 31, 2014	11,014,517	43,228,950	10,736,305	1,663,514		66,643,286
Issuance of common stock under stock option plan	202,651	709,603				912,254
Balance at Dec. 31, 2015						67,682,489
Balance at Dec. 31, 2015	11,062,932	43,378,927	12,667,070	573,560		67,682,489
Net income			1,009,729		$ 138,212	1,147,941
Other comprehensive loss				(57,123)		(57,123)
Stock- based compensation		101,017				101,017
Issuance of restricted common stock	15,296	(15,296)
Issuance of common stock under stock option plan	29,206	110,233				139,439
Repurchase of common stock	(743,436)	(3,048,562)				(3,791,998)
Balance at Sep. 30, 2016						65,083,553
Balance at Sep. 30, 2016	$ 10,363,998	$ 40,526,319	$ 13,676,799	$ 516,437	$ 138,212	$ 65,221,765

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($)	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash flows from operating activities:
Net income	$ 1,147,941	$ 1,418,585
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization of premises and equipment	495,145	538,305
Stock-based compensation	101,017	123,179
Amortization of investment premiums and discounts, net	143,501	140,999
Accretion of net discounts on loans	(1,353,713)	(2,774,455)
Amortization of core deposit intangibles	555,410	656,375
Amortization of deposit premiums	12,134	44,433
Provision for loan losses	1,015,533	878,196
Increase in cash surrender value of bank owned life insurance	(88,893)	(94,368)
Bargain purchase gain	(1,034,456)
Gain on sale and redemption of securities	(486,534)	(196,967)
Loss on disposal of premises and equipment	70,303	163
Write down of real estate acquired through foreclosure	208,123	140,939
Gain on sale of real estate acquired through foreclosure	(16,195)	(39,795)
Origination of loans held for sale	(34,942,919)	(98,212,493)
Proceeds from sales of loans held for sale	37,660,563	97,685,828
Gains on sales of loans held for sale	(1,000,946)	(2,736,352)
Net decrease (increase) in accrued interest receivable	86,624	(2,041)
Net decrease in accrued taxes receivable	1,242,971	1,313,135
Net decrease in accrued pension plan liability	(89,465)	(193,135)
Net increase (decrease) in prepaid expenses and other assets	601,718	(58,697)
Net increase (decrease) in accrued expenses and other liabilities	65,050	(169,820)
Net cash provided by (used in) operating activities	4,392,912	(1,537,986)
Cash flows from investing activities:
Acquisition, net of cash acquired	104,035,876
Purchases of investment securities available for sale	(6,676,867)	(7,910,986)
Redemptions and maturities of investment securities available for sale	30,230,480	10,130,863
Purchases of investment securities held to maturity		(333,939)
Redemption and maturities of investment securities held to maturity	413,845	61,829
Net redemption of Federal Home Loan Bank Stock	2,208,500	236,400
Net (increase) decrease in loans	(30,700,345)	4,291,915
Proceeds from sale of real estate acquired through foreclosure	615,843	1,021,678
Purchases of premises and equipment	(218,992)	(172,352)
Net cash (used in) provided by investing activities	99,908,340	7,325,408
Cash flows from financing activities:
Net decrease in deposits	(38,470,196)	(6,304,429)
Net increase in short-term borrowings	(50,325,000)	(1,250,000)
Repurchase of common stock	(3,791,998)	(857,574)
Issuance of common stock on stock option exercise	139,439	912,254
Net cash provided by financing activities	(92,447,755)	(7,499,749)
Net increase (decrease) increase in cash and cash equivalents	11,853,497	(1,712,327)
Cash and cash equivalents at beginning of period	34,413,222	16,857,325
Cash and cash equivalents at end of period	46,266,719	15,144,998
Supplemental Disclosures Of Cash Flow Information:
Interest paid on deposits and borrowings	1,351,893	1,383,786
Net income tax refunded	(525,211)	(411,059)
Non Cash activities:
Transfer of loans to real estate acquired through foreclosure	$ 986,776	$ 1,619,612

Organizational

Organizational	9 Months Ended
	Sep. 30, 2016
Organizational [Abstract]
Organizational	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENT NOTE 1 – ORGANIZATIONAL Nature of Business Bay Bancorp, Inc. is a savings and loan holding company. Through its subsidiary, Bay Bank, FSB (the “Bank”), a federal savings bank (an “FSB”), Bay Bancorp, Inc. serves the community with a network of 12 branches strategically located throughout the Baltimore Metropolitan Statistical Area, particularly Baltimore City and the Maryland counties of Baltimore, Anne Arundel, Howard, and Harford, as well as south along the Baltimore-Washington corridor with an expanded focus on Prince George’s County and Montgomery County. The Bank serves local consumers, small and medium size businesses, professionals and other valued customers by offering a broad suite of financial products and services, including on-line and mobile banking, commercial banking, cash management, mortgage lending and retail banking. The Bank funds a variety of loan types including commercial and residential real estate loans, commercial term loans and lines of credit, consumer loans and letters of credit. As used in these notes, the term “the Company” refers to Bay Bancorp, Inc. and, unless the context clearly requires otherwise, its consolidated subsidiaries.

Basis Of Presentation

Basis Of Presentation	9 Months Ended
	Sep. 30, 2016
Basis Of Presentation [Abstract]
Basis Of Presentation	NOTE 2 – BASIS OF PRESENTATION The consolidated financial statements include the accounts of Bay Bancorp, Inc. , the Bank and the Bank’s consolidated subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. The investment in subsidiary is recorded on Bay Bancorp’s books on the basis of its equity in the net assets of the Bank. The Company has an investment in a reverse home loan mortgage brokerage firm named iReverse Home Loan, Inc. (“iReverse”). The Company owns 51% of iReverse and reports its non-controlling interest in iReverse separately in the consolidated balance sheet. The Company reports the income of iReverse attributable to the Company on the consolidate statement of income. In management’s opinion, the accompanying unaudited consolidated financial statements, which have been prepared in conformity with accounting principles generally accepted in the United States of America (“U.S. GAAP”) for interim period reporting, reflect all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the financial position at September 30, 2016 and December 31, 2015, the results of operations for the three- and nine-month periods ended September 30, 2016 and 2015, and the statements of cash flows for the nine-month periods ended September 30, 2016 and 2015. The results of the three- and nine-month periods ended September 30, 2016 are not necessarily indicative of the results that may be expected for the full year ending December 31, 2016 or any future interim period. The condensed consolidated balance sheet at December 31, 2015 has been derived from the audited financial statements included in the Company’s Annual Report on Form 10-K, as filed with the Securities and Exchange Commission (the “SEC”) on March 30, 2016. The unaudited consolidated financial statements for September 30, 2016 and 2015, the condensed consolidated balance sheet at December 31, 2015, and accompanying notes should be read in conjunction with the Company’s audited consolidated financial statements and the accompanying notes thereto that are included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2015. Use of Estimates The preparation of financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ materially from those estimates. Material estimates that are particularly susceptible to significant change in the near term include the determination of the allowance for loan losses (the “allowance”); the fair value of financial instruments, such as loans, investment securities, and derivatives; measurement and assessment of intangible assets and other purchase accounting related adjustments; benefit plan obligations and expenses; the valuation of deferred tax assets; real estate acquired through foreclosure; and the estimate of expected cash flows for loans acquired with deteriorated credit quality. Recent Accounting Pronouncements and Developments In May 2014, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ ASU”) 2014-09, Revenue from Contracts with Customers (Topic 606), which will supersede the revenue recognition requirements in Accounting Standards Codification (“ASC”) Topic 605, Revenue Recognition, and most industry-specific revenue recognition guidance throughout the ASC. The amendments in this update affect any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of non-financial assets unless those contracts, including leases and insurance contracts, are within the scope of other standards. The amendments establish a core principle requiring the recognition of revenue to depict the transfer of goods or services to customers in an amount reflecting the consideration to which the entity expects to be entitled in exchange for such goods or services. The amendments also require expanded disclosures concerning the nature, amount, timing and uncertainty of revenues and cash flows arising from contracts with customers. In August 2015, the FASB deferred the effective date by one year from the date in the original guidance. The guidance is effective for fiscal years and interim periods beginning after December 15, 2018. The Company’s adoption of this item is not expected to have a material impact on its results of operations or financial condition. In January 2016, the FASB issued ASU 2016-01, Recognition and Measurement of Financial Assets and Financial Liabilities, which amended guidance related to recognition and measurement of financial assets and liabilities. The amended guidance requires that equity investments (excluding those accounted for under the equity method of accounting or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income. An entity can elect to measure equity investments that do not have readily determinable fair values at cost less impairment, plus or minus changes resulting from observable price changes in orderly transactions for the identical or similar investment of the same issuer. The impairment assessment of equity investments without readily determinable fair values is simplified by requiring a qualitative assessment to identify impairment. When a qualitative assessment indicates impairment exists, an entity is required to measure the investment at fair value. The guidance eliminates the requirement for public business entities to disclose the method and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet. Further, the guidance requires public entities to use the exit price when measuring the fair value of financial instruments for disclosure purposes. The guidance also requires an entity to present separately in other comprehensive income, a change in the instrument-specific credit risk when the entity has elected to measure a liability at fair value in accordance with the fair value option. Separate presentation of financial assets and financial liabilities by measurement category and type of instrument on the balance sheet or accompanying notes to the financial statements is required. The guidance also clarifies that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity’s other deferred tax assets. This guidance is effective for annual periods and interim periods within those annual periods beginning after December 15, 2017. The Company is currently evaluating the impact that this guidance could have on its consolidated financial statements. In February 2016, the FASB issued ASU 2016-02, Leases. From the lessee’s perspective, the new standard establishes a right-of-use (ROU) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement for a lessees. From the lessor’s perspective, the new standard requires a lessor to classify leases as either sales-type, finance or operating. A lease will be treated as a sale if it transfers all of the risks and rewards, as well as control of the underlying asset, to the lessee. If risks and rewards are conveyed without the transfer of control, the lease is treated as a financing lease. If the lessor does not convey risks and rewards or control, an operating lease results. The new standard is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. A modified retrospective transition approach is required for lessors for sales-type, direct financing, and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. The Company is currently evaluating the impact that the adoption of this guidance could have on its consolidated financial statements. In March 2016, the FASB issued ASU 2016-09, Improvements to Employee Share-Based Payment Accounting. ASU 2016-09 includes provisions intended to simplify various aspects related to how share-based payments are accounted for and presented in the financial statements. Under ASU 2016-09, companies will no longer record excess tax benefits and certain tax deficiencies in additional paid-in capital (“APIC”). Instead, they will record all excess tax benefits and tax deficiencies as income tax expense or benefit in the income statement, and APIC pools will be eliminated. ASU 2016-09 also eliminates the requirement that excess tax benefits be realized before companies can recognize them. In addition, the guidance requires companies to present excess tax benefits as an operating activity on the statement of cash flows rather than as a financing activity; ASU 2016-09 increases the amount an employer can withhold to cover income taxes on awards and still qualify for the exception to liability classification for shares used to satisfy the employer’s statutory income tax withholding obligation. The new guidance will also require an employer to classify the cash paid to a tax authority when shares are withheld to satisfy its statutory income tax withholding obligation as a financing activity on its statement of cash flows (current guidance did not specify how these cash flows should be classified). ASU 2016-09 permits companies to make an accounting policy election for the impact of forfeitures on the recognition of expense for share-based payment awards. Forfeitures can be estimated, as required today, or recognized when they occur. This guidance is effective for interim and annual reporting periods beginning after December 15, 2016. Early adoption is permitted, but all of the guidance must be adopted in the same period. The Company is currently evaluating the provisions of ASU 2016-09 to determine the potential impact that these new standards will have on the Company's consolidated financial statements. In June 2016, FASB issued ASU No. 2016-13 Financial Instruments-Credit Losses (Topic 326). The ASU improves financial reporting by requiring timelier recording of credit losses on loans and other financial instruments held by the Company. The ASU requires the Company to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. The Company will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. The ASU requires enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization's portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. Additionally, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The ASU will take effect for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early application will be permitted for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The Company is in the process of determining the effect of the ASU on its consolidated balance sheets and consolidated statements of operations. In August 2016, FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments. This ASU addresses the appropriate classification of eight specific cash flow issues on the cash flow statement. Debt prepayment costs should be classified as an outflow for financing activities. Settlement of zero-coupon debt instruments divides the interest portion as an outflow for operating activities and the principal portion as an outflow for financing activities. Contingent consideration payments made after a business combination should be classified as outflows for financing and operating activities. Proceeds from the settlement of bank-owned life insurance policies should be classified as inflows from investing activities. Other specific areas are identified in the ASU as to the appropriate classification of the cash inflows or outflows. The amendments in this ASU are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. Early adoption is permitted and must be applied using a retrospective transition method to each period presented. The Company does not expect this ASU to have a material impact on the Company’s consolidated financial statements.

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2016
Investment Securities [Abstract]
Investment Securities	NOTE 4 – INVESTMENT SECURITIES Investment securities are accounted for according to their purpose and holding period. Trading securities are those that are bought and held principally for the purpose of selling them in the near term. The Company held no trading securities at September 30, 2016 or December 31, 2015. Available-for-sale investment securities, comprised of debt and mortgage-backed securities, are those that may be sold before maturity due to changes in the Company's interest rate risk profile or funding needs, and are reported at fair value with unrealized gains and losses, net of taxes, reported as a component of other comprehensive income. Held-to-maturity investment securities, comprised of debt and mortgage-backed securities, are those that management has the positive intent and ability to hold to maturity and are reported at amortized cost. Realized gains and losses are recorded in noninterest income and are determined on a trade date basis using the specific identification method. Interest and dividends on investment securities are recognized in interest income on an accrual basis. Premiums and discounts are amortized or accreted into interest income using the interest method over the expected lives of the individual securities. The following table summarizes the amortized cost and estimated fair value of the Company’s investment securities portfolio at September 30, 2016 and December 31, 2015: Available for Sale Amortized Gross Unrealized Estimated September 30, 2016 cost Gains Losses Fair Value U.S. government agency $ $ $ $ Residential mortgage-backed securities State and municipal Corporate bonds Total debt securities Equity securities Totals $ $ $ $ Held-to-Maturity Amortized Gross Unrealized Estimated September 30, 2016 cost Gains Losses Fair Value U.S. government agency $ — $ — $ — $ — Residential mortgage-backed securities — Total debt securities — Totals $ $ $ — $ Available for Sale Amortized Gross Unrealized Estimated December 31, 2015 cost Gains Losses Fair Value U.S. government agency $ $ $ — $ U.S. treasury securities — Residential mortgage-backed securities State and municipal Corporate bonds — Total debt securities Equity securities — Totals $ $ $ $ Held-to-Maturity Amortized Gross Unrealized Estimated December 31, 2015 cost Gains Losses Fair Value U.S. government agency $ $ $ — $ Residential mortgage-backed securities — Total debt securities — Totals $ $ $ — $ The following table provides information about securities with unrealized losses segregated by length of impairment at September 30, 2016: Less than 12 months 12 months or longer Total Available for Sale Fair Unrealized Fair Unrealized Fair Unrealized September 30, 2016 Value Losses Value Losses Value Losses U.S. government agency $ $ $ — $ — $ $ U.S. treasury securities — — — — — — Residential mortgage-backed securities State and municipals — — Corporate bonds — — Total debt securities Equity securities — — Totals $ $ $ $ $ $ The following table provides information about securities with unrealized losses segregated by length of impairment at December 31, 2015: Less than 12 months 12 months or longer Total Available for Sale Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2015 Value Losses Value Losses Value Losses U.S. treasury securities $ $ $ — $ — $ $ Residential mortgage-backed securities State and municipals — — Total debt securities Equity securities — — Totals $ $ $ $ $ $ At September 30, 2016, unrealized losses in the Company’s portfolio of debt securities of $50,643 in the aggregate were related to 22 securities and caused by increases in market interest rates, spread volatility, or other factors that management deems to be temporary. Since management believes that it is more likely than not that the Company will not be required to sell these securities prior to maturity or a full recovery of the amortized cost, the Company does not consider these securities to be other-than-temporarily impaired. At September 30, 2016, unrealized losses in the Company’s portfolio of equity securities of $25,180 was related to one security and considered temporary. Since management believes that it is more likely than not that the Company will not be required to sell these equity positions for a reasonable period of time sufficient for recovery of fair value, the Company does not consider these equity securities to be other-than-temporarily impaired. At December 31, 2015, unrealized losses in the Company’s portfolio of debt securities of $136,516 in the aggregate were related to 15 securities and caused by increases in market interest rates, spread volatility, or other factors that management deems to be temporary. Since management believes that it is more likely than not that the Company will not be required to sell these securities prior to maturity or a full recovery of the amortized cost, the Company does not consider these securities to be other-than-temporarily impaired. At December 31, 2015, unrealized losses in the Company’s portfolio of equity securities of $22,217 were related to one security and considered temporary. Since management believes that it is more likely than not that the Company will not be required to sell these equity positions for a reasonable period of time sufficient for recovery of fair value, the Company does not consider these equity securities to be other-than-temporarily impaired. At September 30, 2016, the outstanding balance of no single issuer exceeded 10% of stockholders’ equity. At December 31, 2015, the outstanding balance of no single issuer exceeded 10% of stockholders’ equity. No investment securities held by the Company at September 30, 2016 or December 31, 2015 were subject to a write-down due to credit related other-than-temporary impairment. Contractual maturities of debt securities at September 30, 2016 are shown below. Actual maturities may differ from contractual maturities because borrowers have the right to call or prepay obligations with or without call or prepayment penalties. Available for Sale Held-to-Maturity Amortized Fair Amortized Fair Cost Value Cost Value Available for sale Within one year $ $ $ — $ — Over one to five years — — Over five to ten years — — Over ten years — — — — Residential mortgage-backed securities Totals $ $ $ $ The Company’s residential mortgage-backed securities portfolio is presented as a separate line within the maturity table, since borrowers have the right to prepay obligations without prepayment penalties. For the three- and nine-month periods ended September 30, 2016, there were 33 and 44 sales and other redemptions of investment securities available for sale, respectively, resulting in net gains of $0 and $486,534, respectively. For the three-month period ended September 30, 2015 there was two redemptions of investment securities available for sale resulting in net gains of $119,477. For the nine-month period ended September 30, 2015 there was three redemptions of investment securities available for sale resulting in net gain of $196,967. At September 30, 2016, securities with an amortized cost of $10,829,310 (fair value of $11,285,221 were pledged as collateral for potential borrowings from the Federal Home Loan Bank of Atlanta (the “FHLB”) and the Federal Reserve Bank of Richmond (the “Reserve Bank”). At December 31, 2015, securities with an amortized cost of $12,391,059 (fair value of $12,654,624) were pledged as collateral for potential borrowings from the FHLB of Atlanta and the Federal Reserve Bank .

Loans And Allowance For Loan Lo

Loans And Allowance For Loan Losses	9 Months Ended
	Sep. 30, 2016
Loans And Allowance For Loan Losses [Abstract]
Loans And Allowance For Loan Losses	NOTE 5 – LOANS AND ALLOWANCE FOR LOAN LOSSES The fundamental lending business of the Company is based on understanding, measuring, and controlling the credit risk inherent in the loan portfolio. The Company's loan portfolio is subject to varying degrees of credit risk. These risks entail both general risks, which are inherent in the lending process, and risks specific to individual borrowers. The Company's credit risk is mitigated through portfolio diversification, which limits exposure to any single customer, industry or collateral type. The loan portfolio segment balances are presented in the following table: September 30, December 31, 2016 2015 Commercial & Industrial $ $ Commercial Real Estate Residential Real Estate Home Equity Line of Credit Land Construction Consumer & Other Total Loans Less: Allowance for Loan Losses Net Loans $ $ At September 30, 2016 and December 31, 2015, loans not considered to have deteriorated credit quality at acquisition had a total remaining unamortized discount of $4,016,112 and $3,949,215, respectively, and carrying values of $198,734,332 and $164,609,742, respectively. Portfolio Segments: The Company currently manages its credit products and the respective exposure to loan losses by the following specific portfolio segments, which are aggregation levels at which the Company develops and documents its systematic methodology to determine the allowance for loan losses. The Company considers each loan type to be a portfolio segment having unique risk characteristics. Commercial & Industrial Commercial & Industrial (“C&I”) loans are made to provide funds for equipment and general corporate needs. Repayment of these loans primarily uses the funds obtained from the operation of the borrower's business. C&I loans also include lines of credit that are utilized to finance a borrower's short-term credit needs and/or to finance a percentage of eligible receivables or inventory. Of primary concern in C&I lending is the borrower's creditworthiness and ability to successfully generate sufficient cash flow from their business to service the debt. Commercial Real Estate Commercial Real Estate loans are bifurcated into Investor and Owner Occupied types (classes). Commercial Real Estate - Investor loans consist of loans secured by non-owner occupied properties and involve investment properties for warehouse, retail, apartment, and office space with a history of occupancy and cash flow. This commercial real estate class includes mortgage loans to the developers and owners of commercial real estate where the borrower intends to operate or sell the property at a profit and use the income stream or proceeds from the sale(s) to repay the loan. Commercial Real Estate - Owner Occupied loans consist of commercial mortgage loans secured by owner occupied properties and involves a variety of property types to conduct the borrower's operations. The primary source of repayment for this type of loan is the cash flow from the business and is based upon the borrower's financial health and the ability of the borrower and the business to repay. At September 30, 2016 and December 31, 2015, Commercial Real Estate – Investor loans had a total balance of $131,721,316 and $111,871,251, respectively. At September 30, 2016 and December 31, 2015, Commercial Real Estate – Owner Occupied loans had a total balance of $68,450,708 and $56,697,908, respectively. Residential Real Estate Residential Real Estate loans are bifurcated into Investor and Owner Occupied types (classes). Residential Real Estate -Investor loans consist of loans secured by non-owner occupied residential properties and usually carry higher credit risk than Residential Real Estate – Owner Occupied loans due to their reliance on stable rental income and due to a lower incentive for the borrower to avoid foreclosure. Payments on loans secured by rental properties often depend on the successful operation and management of the properties and the payment of rent by tenants. At September 30, 2016 and December 31, 2015, Residential Real Estate – Investor loans had a total balance of $45,647,824 and $39,410,230, respectively. At September 30, 2016 and December 31, 2015, Residential Real Estate – Owner Occupied loans had a total balance of $109,605,579 and $85,400,623, respectively. Home Equity Line of Credit Home Equity Lines of Credit (“HELOCs”) are a form of revolving credit in which a borrower's primary residence serves as collateral. Borrowers use HELOCs primarily for education, home improvements, and other significant personal expenditures. The borrower will be approved for a specific credit limit set at a percentage of the home's appraised value less the balance owed on the existing first mortgage. Major risks in HELOC lending include the borrower's ability to service the existing first mortgage plus proposed HELOC, the Company's ability to pursue collection in a second lien position upon default, and overall risks in fluctuation in the value of the underlying collateral property. Land Land loans are secured by underlying properties that usually consist of tracts of undeveloped land that do not produce income. These loans carry the risk that there will be inadequate demand to ensure the sale of the property within an acceptable time. As a result, land loans carry the risk that the builder will have to pay the property taxes and other carrying costs of the property until an end buyer is found. Construction Construction loans, which include land development loans, are generally considered to involve a higher degree of credit risk than long-term financing on improved, occupied real estate. Risk of loss on a construction loan depends largely upon the accuracy of the initial estimate of the property's value at completion of construction and estimated costs of construction, as well as the property’s ability to attract and retain tenants. Loan funds are disbursed periodically as pre-specified stages of completion are attained based upon site inspections. If the Company is forced to foreclose on a building before or at completion due to a default, it may be unable to recover all of the unpaid balance of and accrued interest on the loan as well as related foreclosure and holding costs. Consumer & Other Consumer & Other loans include installment loans, personal lines of credit, and automobile loans. Payment on these loans often depends on the borrower's creditworthiness and ability to generate sufficient cash flow to service the debt. Allowance for Loan Losses To control and monitor credit risk, management has an internal credit process in place to determine whether credit standards are maintained along with in-house loan administration accompanied by oversight and review procedures. The primary purpose of loan underwriting is the evaluation of specific lending risks that involves the analysis of the borrower's ability to service the debt as well as the assessment of the underlying collateral. Oversight and review procedures include the monitoring of the portfolio credit quality, early identification of potential problem credits and the management of the problem credits. As part of the oversight and review process, the Company maintains an allowance for loan losses to absorb estimated and probable losses inherent in the loan portfolio. For purposes of calculating the allowance, the Company segregates its loan portfolio into segments based primarily on the type of supporting collateral. The Commercial Real Estate and Residential Real Estate segments, which both exclude any collateral property currently under construction, are further disaggregated into Owner Occupied and Investor classes for each. Further, all segments are also segregated as either purchased credit impaired loans, purchased loans not deemed impaired, troubled debt restructurings, or new originations. The analysis for determining the allowance is consistent with guidance set forth in U.S. GAAP and the Interagency Policy Statement on the Allowance for Loan and Lease Losses. Pursuant to Company policy, the allowance is evaluated quarterly by management and is based upon management's review of the collectability of loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrowers' ability to repay, estimated value of any underlying collateral and prevailing economic conditions. The allowance consists of specific and general reserves. The specific reserves relate to loans classified as impaired consisting primarily of nonaccrual loans, troubled debt restructurings, and purchased credit impaired loans where cash flows have deteriorated from those forecasted as of the acquisition date. The reserve for these loans is established when the discounted cash flows, collateral value, or observable market price, whichever is appropriate, of the impaired loan is lower than the carrying value. For impaired loans, any measured impairment is charged-off against the loan and allowance for those loans that are collateral dependent in the applicable reporting period. The general reserve covers loans that are not classified as impaired and primarily includes purchased loans not deemed impaired and new loan originations. The general reserve requirement is based on historical loss experience and several qualitative factors derived from economic and market conditions that have been determined to have an effect on the probability and magnitude of a loss. Since the Company does not have its own sufficient loss experience, management also references the historical net charge-off experience of peer groups to determine a reasonable range of reserve values, which is permissible per Company policy. The peer groups consist of competing Maryland-based financial institutions with established ranges in total asset size. Management will continue to evaluate the appropriateness of the peer group data used with each quarterly allowance analysis until such time that the Company has sufficient loss experience to provide a foundation for the general reserve requirement. The qualitative analysis incorporates global environmental factors in the following trends: national and local economic metrics; portfolio risk ratings and composition; and concentrations in credit. The following table provides information on the activity in the allowance for loan losses by the respective loan portfolio segment for the three- and nine-month periods ended September 30, 2016: Three Months: Commercial Commercial Residential Home Equity Consumer & Industrial Real Estate Real Estate Line of Credit Land Construction & Other Total Allowance for loan losses: Beginning balance $ $ $ $ $ $ $ $ Charge-offs — — — — — — Recoveries — — — — — — Provision Ending balance $ $ $ $ $ $ $ $ Nine Months: Commercial Commercial Residential Home Equity Consumer & Industrial Real Estate Real Estate Line of Credit Land Construction & Other Total Allowance for loan losses: Beginning balance $ $ $ $ $ $ $ $ Charge-offs — — — — Recoveries — — — — — — Provision Ending balance $ $ $ $ $ $ $ $ The following table presents loans and the related allowance for loan losses, by loan portfolio segment, at September 30, 2016: Commercial Commercial Residential Home Equity Consumer & Industrial Real Estate Real Estate Line of Credit Land Construction & Other Total Allowance for loan losses: Ending balance: individually evaluated for impairment $ — $ — $ $ — $ — $ — $ — $ Ending balance: collectively evaluated for impairment Totals $ $ $ $ $ $ $ $ Loans: Ending balance: individually evaluated for impairment $ $ $ $ $ — $ — $ $ Ending balance: collectively evaluated for impairment Ending balance: loans acquired with deteriorated credit quality — Totals $ $ $ $ $ $ $ $ (1) Includes loans acquired with deteriorated credit quality of $143,590 that have current period charge offs. The following table provides information on the activity in the allowance for loan losses by the respective loan portfolio segment for the three- and nine-month periods ended September 30, 2015: Three Months: Commercial Commercial Residential Home Equity Consumer & Industrial Real Estate Real Estate Line of Credit Land Construction & Other Total Allowance for loan losses: Beginning balance $ $ $ $ $ $ $ $ Charge-offs — — — Recoveries — — — — — Provision Ending balance $ $ $ $ $ $ $ $ Nine Months: Commercial Commercial Residential Home Equity Consumer & Industrial Real Estate Real Estate Line of Credit Land Construction & Other Total Allowance for loan losses: Beginning balance $ $ $ $ $ $ $ $ Charge-offs — Recoveries — — — — Provision Ending balance $ $ $ $ $ $ $ $ The following table presents loans and the related allowance for loan losses, by loan portfolio segment, at December 31, 2015: Commercial Commercial Residential Home Equity Consumer & Industrial Real Estate Real Estate Line of Credit Land Construction & Other Total Allowance for loan losses: Ending balance: individually evaluated for impairment $ — $ — $ $ — $ — $ — $ — $ Ending balance: collectively evaluated for impairment Totals $ $ $ $ $ $ $ $ Loans: Ending balance: individually evaluated for impairment $ $ $ $ $ — $ $ $ Ending balance: collectively evaluated for impairment Ending balance: loans acquired with deteriorated credit quality (1) — — Totals $ $ $ $ $ $ $ $ (1) Includes loans acquired with deteriorated credit quality of $104,460 that have current period charge-offs. The following table presents information with respect to impaired loans, which includes loans acquired with deteriorated credit quality that have current period charge-offs, as of September 30, 2016 and for the three- and nine-month periods ended September 30, 2016: For the Three Months Ended For the Nine Months Ended As of September 30, 2016 September 30, 2016 September 30, 2016 Unpaid Average Interest Average Interest Recorded Principal Related Recorded Income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized With no related allowance recorded: Commercial & Industrial $ $ $ — $ $ $ $ Commercial Real Estate - Investor — — — Residential Real Estate - Investor — Residential Real Estate - Owner Occupied — Home Equity Line of Credit — — Consumer & Other — — — With an allowance recorded: Residential Real Estate - Investor Total Total impaired loans: Commercial & Industrial $ $ $ — $ $ $ $ Commercial Real Estate — — — Residential Real Estate Home Equity Line of Credit — — Consumer & Other — — — Total $ $ $ $ $ $ $ The following table presents information with respect to impaired loans, which includes loans acquired with deteriorated credit quality that have current period charge-offs, as of December 31, 2015 and for the three- and nine-month periods ended September 30, 2015: For the Three Months Ended For the Nine Months Ended As of December 31, 2015 September 30, 2015 September 30, 2015 Unpaid Average Average Average Recorded Principal Related Recorded Income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized With no related allowance recorded: Commercial & Industrial $ $ $ — $ $ $ $ Commercial Real Estate - Investor — — — Residential Real Estate - Investor — Residential Real Estate - Owner Occupied — Home Equity Line of Credit — — — Construction — — — — — Consumer & Other — With an allowance recorded: Residential Real Estate - Investor Total Total impaired loans: Commercial & Industrial $ $ $ — $ $ $ $ Commercial Real Estate — — — Residential Real Estate Home Equity Line of Credit — — — Construction — — — — — Consumer & Other — Total $ $ $ $ $ $ $ In addition to monitoring the performance status of the loan portfolio, the Company utilizes a risk rating scale (1-8) to evaluate loan asset quality for all loans. Loans that are rated 1-4 are classified as pass credits. Loans rated a 5 (Watch) are pass credits, but are loans that have been identified as warranting additional attention and monitoring. Loans that are risk rated 5 or higher are placed on the Company's monthly watch list. For the pass rated loans, management believes there is a low risk of loss related to these loans and, as necessary, credit may be strengthened through improved borrower performance and/or additional collateral. Loans rated a 6 (Special Mention) or higher are considered criticized loans and represent an increased level of credit risk and are placed into these three categories: 6 (Special Mention) - Borrowers exhibit potential credit weaknesses or downward trends that may weaken the credit position, if uncorrected. The borrowers are considered marginally acceptable without potential for loss of principal or interest. 7 (Substandard) - Borrowers have well defined weaknesses or characteristics that present the possibility that the Company will sustain some loss if the deficiencies are not corrected. 8 (Doubtful) - Borrowers classified as doubtful have the same weaknesses found in substandard borrowers; however, these weaknesses indicate that the collection of debt in full (principal and interest), based on current conditions, is highly questionable and improbable. In the normal course of loan portfolio management, relationship managers are responsible for continuous assessment of credit risk arising from the individual borrowers within their portfolio and assigning appropriate risk ratings. Credit Administration is responsible for ensuring the integrity and operation of the risk rating system and maintenance of the watch list. The Officer's Loan Committee meets monthly to discuss and monitor problem credits and internal risk rating downgrades that result in updates to the watch list. The following table provides information with respect to the Company's credit quality indicators by class of the loan portfolio as of September 30, 2016: Risk Rating Pass Special Mention Substandard Doubtful Total Commercial & Industrial $ $ $ $ — $ Commercial Real Estate - Investor — Commercial Real Estate - Owner Occupied — Residential Real Estate - Investor — Residential Real Estate - Owner Occupied — — Home Equity Line of Credit — — Land — — Construction — — Consumer & Other — — Total $ $ $ $ — $ The following table provides information with respect to the Company's credit quality indicators by class of the loan portfolio as of December 31, 2015: Risk Rating Pass Special Mention Substandard Doubtful Total Commercial & Industrial $ $ $ $ — $ Commercial Real Estate - Investor — Commercial Real Estate - Owner Occupied — Residential Real Estate - Investor — Residential Real Estate - Owner Occupied — — Home Equity Line of Credit — — Land — — Construction — — Consumer & Other — — Total $ $ $ $ — $ Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a payment is past due. The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of September 30, 2016. Purchased credit impaired (“PCI”) loans are excluded from this aging and nonaccrual loans schedule. Accrual Loans 30-59 60-89 90 or More Days Days Days Total Nonaccrual Total Past Due Past Due Past Due Past Due Current Loans Loans Commercial & Industrial $ — $ — $ — $ — $ $ $ Commercial Real Estate - Investor — — — — Commercial Real Estate - Owner Occupied — — — — — Residential Real Estate - Investor — — — — Residential Real Estate - Owner Occupied — Home Equity Line of Credit — — Land — — — — — Construction — — — — — Consumer & Other — — — — Total $ $ $ — $ $ $ $ Purchased credit impaired loans Total Loans $ The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of December 31, 2015. PCI loans are excluded from this aging and nonaccrual loans schedule. Accrual Loans 30-59 60-89 90 or More Days Days Days Total Nonaccrual Total Past Due Past Due Past Due Past Due Current Loans Loans Commercial & Industrial $ — $ — $ — $ — $ $ $ Commercial Real Estate - Investor — — — — Commercial Real Estate - Owner Occupied — — — — — Residential Real Estate - Investor — — — — Residential Real Estate - Owner Occupied — Home Equity Line of Credit — — Land — — — — — Construction — — — — Consumer & Other — — Total $ $ $ — $ $ $ $ Purchased credit impaired loans Total Loans $ Troubled Debt Restructurings The restructuring of a loan constitutes a troubled debt restructuring, or TDR, if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider in the normal course of business. A concession may include an extension of repayment terms which would not normally be granted, a reduction of interest rate or the forgiveness of principal and/or accrued interest. If the debtor is experiencing financial difficulty and the creditor has granted a concession, the Company will make the necessary disclosures related to the TDR. In certain cases, a modification may be made in an effort to retain a customer who is not experiencing financial difficulty. This type of modification is not considered to be a TDR. Once a loan has been modified and is considered a TDR, it is reported as an impaired loan. All TDRs are evaluated individually for impairment on a quarterly basis as part of the allowance for credit losses calculation. A specific allowance for TDR loans is established when the discounted cash flows, collateral value or observable market price, whichever is appropriate, of the TDR is lower than the carrying value. If a loan deemed a TDR has performed for at least a six-month period at the level prescribed by the modification, it is not considered to be non-performing; however, it will generally continue to be reported as impaired, but may be returned to accrual status. A TDR is deemed in default on its modified terms once a contractual payment is 30 or more days past due. The following table presents a breakdown of loans that the Company modified during the three- and nine-month periods ended September 30, 2016 and 2015: Three Months Ended September 30, 2016 Three Months Ended September 30, 2015 Pre-Modification Post-Modification Pre-Modification Post-Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded Contracts Investment Investment Contracts Investment Investment Troubled Debt Restructurings: Residential Real Estate - Investor — $ — $ — 1 47,386 47,386 Residential Real Estate - Owner Occupied 2 369,508 369,508 — — — Home Equity Line of Credit — — — 1 129,033 Totals 2 $ 369,508 $ 369,508 2 $ $ Nine Months Ended September 30, 2016 Nine Months Ended September 30, 2015 Pre-Modification Post-Modification Pre-Modification Post-Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded Contracts Investment Investment Contracts Investment Investment Troubled Debt Restructurings: Commercial & Industrial — $ — $ — 2 $ $ Commercial Real Estate – Investor — — — 1 Residential Real Estate - Investor 1 2 Residential Real Estate - Owner Occupied 2 0 — — Home Equity Line of Credit — — — 1 Totals 3 $ $ 6 $ $ For the nine-month period ended September 30, 2016, there were three loans modified as a TDR. The restructuring of a Residential Real Estate - Investor loan extended the maturity date by three years, lowered the interest rate by 4.75% to 3.00%, lowered the monthly payment and added past due interest to the principal balance. The restructuring of a Residential Real Estate - Owner Occupied loan extended the loan by 13 years with a fixed rate 20-year term and added fees and past due interest to the principal balance. The restructuring of a Residential Real Estate - Owner Occupied loan lowered the monthly payment to interest and escrow only for 11 months, one month payment deferment, and extended the maturity date by one month. For the nine months ended September 30, 2015, there were six loans modified as TDRs. The restructuring of a C&I loan consolidated two loans into one and termed out the remaining balance over 7 years at an interest rate lower than the current rate for new debt with similar risk. This C&I TDR was on nonaccrual status at September 30, 2015. The restructuring of a Commercial Real Estate – Investor loan deferred all payments of principal and interest until the sale of the existing collateral as well as additional collateral that was provided. This Commercial Real Estate – Investor loan was on nonaccrual status at September 30, 2015. The restructuring of the Residential Real Estate – Investor loan termed out the balance owed over 7 years with a forgiveness of debt at the end of the term, if all payments are made as agreed. This Residential Real Estate – Investor loan was on nonaccrual status at September 30, 2015. The restructuring of a HELOC loan reduced payments for six months equal to approximately 50% of the current payment while the borrower sells the property. This HELOC loan was on accrual status at September 30, 2015. The restructuring of this Residential Real Estate - Investor loan extends the maturity date for one year to allow the borrower a period to correct cash flow impairments. This Residential Real Estate - Investor loan was on accrual status at September 30, 2015. None of the loans modified as a TDR during the previous 12 months were in default of their modified terms at September 30, 2016. At September 30, 2016 and December 31, 2015, the Bank had $1,916,034 and $2,030,090, respectively, in loans identified as TDRs of which $1,365,799 and $1,406,179, respectively, were on nonaccrual status.

Accounting For Certain Loans Ac

Accounting For Certain Loans Acquired In A Transfer	9 Months Ended
	Sep. 30, 2016
Accounting For Certain Loans Acquired In A Transfer [Abstract]
Accounting For Certain Loans Acquired In A Transfer	NOTE 6 – ACCOUNTING FOR CERTAIN LOANS ACQUIRED IN A TRANSFER Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired. Evidence of credit quality deterioration as of the purchase date may include information such as past due and nonaccrual status, borrower credit scores and recent loan to value percentages. Purchased credit-impaired loans are initially measured at fair value, which considers estimated future loan losses expected to be incurred over the life of the loan. Accordingly, an allowance for loan losses related to these loans was not carried over and recorded at the acquisition date. The Company monitors actual loan cash flows to determine any improvement or deterioration from those forecasted as of the acquisition date. The following table reflects the carrying amount of purchased credit impaired loans, which are included in the loan categories in Note 4 – Loans and Allowances for Loan Losses: September 30, 2016 December 31, 2015 Commercial & Industrial $ $ Commercial Real Estate Residential Real Estate Home Equity Line of Credit Land Construction — Total Loans $ $ The contractual amount outstanding for these loans totaled $36,994,875 and $33,895,849 at September 30, 2016 and December 31, 2015, respectively. The following table reflects activity in the accretable discount for loans purchased with evidence of credit deterioration since origination for the three- and nine-month periods ended September 30, 2016 and 2015: Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 Balance at beginning of period $ $ $ $ Acquired through Hopkins Acquisition — — Reclassification from nonaccretable difference Accretion into interest income Disposals — Balance at end of period $ $ $ $ The following table reflects activity in the allowance for loan losses for loans purchased with evidence of credit deterioration since origination for the three- and nine-month periods ended September 30, 2016 and 2015: Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 Balance at beginning of period $ $ — $ — $ — Charge-offs Recoveries — — Provision for loan losses Balance at end of period $ $ — $ $ —

Real Estate Acquired Through Fo

Real Estate Acquired Through Foreclosure	9 Months Ended
	Sep. 30, 2016
Real Estate Acquired Through Foreclosure [Abstract]
Real Estate Acquired Through Foreclosure	NOTE 7 – REAL ESTATE ACQUIRED THROUGH FORECLOSURE The following table reflects activity in real estate acquired through foreclosure for the three- and nine-month periods ended September 30, 2016 and 2015. Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 Balance at beginning of period $ $ $ $ New transfers from loans Sales Write-downs — Balance at end of period $ $ $ $

Core Deposit Intangible Assets

Core Deposit Intangible Assets	9 Months Ended
	Sep. 30, 2016
Core Deposit Intangible Assets [Abstract]
Core Deposit Intangible Assets	NOTE 8 – CORE DEPOSIT INTANGIBLE ASSETS The Company's core deposit intangible assets at September 30, 2016 had a remaining weighted average amortization period of approximately 2.50 years. The following table presents the changes in the net book value of core deposit intangible assets for the nine-month periods ended September 30, 2016 and 2015: Nine Months Ended September 30, 2016 2015 Balance at beginning of period $ $ Additions from the Hopkins Merger — Amortization expense Balance, September 30 $ $ The following table presents the gross carrying amount, accumulated amortization, and net carrying amount of core deposit intangible assets at September 30, 2016 and December 31, 2015: September 30, 2016 December 31, 2015 Gross carrying amount $ $ Additions from the Hopkins Merger — Accumulated amortization Net carrying amount $ $ The following table sets forth the future amortization expense for the Company’s core deposit intangible assets at September 30, 2016: Three months ending December 31: Amount 2016 $ Twelve months ending December 31: 2017 2018 2019 2020 Subsequent years Total $

Deposits

Deposits	9 Months Ended
	Sep. 30, 2016
Deposits [Abstract]
Deposits	NOTE 9 – DEPOSITS The following table presents the composition of deposits at September 30, 2016 and December 31, 2015: September 30, 2016 December 31, 2015 Noninterest-bearing deposits $ $ Interest-bearing deposits: Checking Savings Money market Total interest-bearing checking, savings and money market deposits Time deposits below $100,000 Time deposits $100,000 or above Total time deposits Total interest-bearing deposits Total Deposits $ $ The following table sets forth the maturity distribution for the Company’s time deposits at September 30, 2016: Amount Maturing within one year $ Maturing over one to two years Maturing over two to three years Maturing over three to four years Maturing over four to five years Maturing over five years Total Time Deposits $ Interest expense on deposits for the nine-month periods ended September 30, 2016 and 2015 is as follows: Nine Months Ended September 30, 2016 2015 Interest-bearing checking $ $ Savings Money market Total interest-bearing checking, savings and money market deposits Time deposits below $100,000 Time deposits $100,000 or above Total time deposits Total Interest Expense $ $ The Company’s deposits include brokered deposits obtained through the Promontory Interfinancial Network, which consist of Certificate of Deposit Registry Service (“CDARS”) balances included in time deposits, and insured cash sweep service (“ICS”) balances included in money market deposits. At September 30, 2016, CDARS and ICS deposits were $0.6 million and $11.8 million, respectively. At December 31, 2015, CDARS and ICS deposits were $0.6 million and $8.7 million, respectively. The aggregate amount of time deposit accounts (including certificates of deposits) in denominations that meet or exceed the FDIC insurance limit of $250,000 at September 30, 2016 totaled $16.0 million dollars.

Short-Term Borrowings

Short-Term Borrowings	9 Months Ended
	Sep. 30, 2016
Short-Term Borrowings [Abstract]
Short-Term Borrowings	NOTE 10 – SHORT-TERM BORROWINGS Short-term borrowings at September 30, 2016 and December 31, 2015 consisted of the following: September 30, 2016 December 31, 2015 Federal Home Loan Bank Advances Due January, 2016, Fixed Rate 0.24% $ — $ Due January, 2016, Fixed Rate 0.40% — Due January, 2016, Fixed Rate 0.38% — Due January, 2016, Fixed Rate 0.35% — Due June, 2016, Fixed Rate 0.73% — Due December, 2016, Daily Rate 0.49% — Atlantic Central Bankers Bank Advances Due November, 2016, Fixed Rate 4.00% Total $ $ Interest expense on FHLB advances and Atlantic Community Bankers Bank (“ACBB”) advances for the nine-month periods ended September 30, 2016 and 2015 was $171,246 and $46,954, respectively. The Company had no long-term borrowings at September 30, 2016 or December 31, 2015 .

Stock-Based Compensation

Stock-Based Compensation	9 Months Ended
	Sep. 30, 2016
Stock-Based Compensation [Abstract]
Stock Based Compensation	NOTE 11 – STOCK-BASED COMPENSATION The Jefferson Bancorp, Inc. 2010 Stock Option Plan (the “Jefferson Plan”) was adopted by the board of directors of Jefferson Bancorp, Inc. (“Jefferson”) in September 2010 and approved by Jefferson’s stockholders in April 2011. The Company assumed the Jefferson Plan and the options outstanding thereunder when Jefferson was merged with and into the Company on April 19, 2013 (the “Jefferson Merger”). The Jefferson Plan provides for the granting of incentive stock options intended to comply with the requirements of Section 422 of the Internal Revenue Code and non-qualified stock options. Options were available for grant to officers, employees and non-employee directors, independent consultants and contractors of Jefferson and its affiliates, including the Bank. The Jefferson Plan authorized the issuance of up to 577,642 shares of common stock adjusted for the post-Jefferson merger exchange ratio of 2.2217 and had a term of 10 years. In general, options granted under the Jefferson Plan have an exercise price equal to 100% of the fair market value of the common stock at the date of the grant and have a 10 year term. Options relating to a total of 215,506 shares of common stock were outstanding under the Jefferson Plan as of September 30, 2016. The Jefferson Plan is administered by Bay Bancorp, Inc.’s Board of Directors. The Carrollton Bancorp 2007 Equity Plan (the “2007 Equity Plan”) was approved at the 2007 annual meeting of the Company’s stockholders. Under the 2007 Equity Plan, 500,000 shares of common stock were reserved for issuance. Options relating to a total of 190,778 shares of common stock were outstanding under the 2007 Equity Plan as of September 30, 2016. The Bay Bancorp, Inc. 2015 Equity Compensation Plan (the “2015 Equity Plan” and, together with the Jefferson Plan and the 2007 Equity Plan, the “Plans”) was approved at the 2015 annual meeting of the Company’s stockholders and reserved 100,000 shares of common stock for issuance pursuant to the grant of stock options, stock awards and other equity-based awards. Options relating to a total of 40,000 shares of common stock were outstanding under the 2015 Equity Plan as of September 30, 2016. The following table summarizes changes in the Company’s stock options outstanding and exercisable for the nine-month period ended September 30, 2016 and as of December 31, 2015. Weighted Average Weighted Average Stock Options Exercise Remaining Outstanding Price Contractual Life Outstanding, December 31, 2015 $ years Granted Exercised Forfeited or expired Outstanding, September 30, 2016 $ years Exercisable, September 30, 2016 $ years Stock-based compensation expense is recognized on a straight-line basis over the vesting period of the stock options and is recorded in noninterest expense. For the nine-month periods ended September 30, 2016 and 2015, stock-based compensation expense applicable to the Plans was $41,020 and $63,399, respectively. Unrecognized stock-based compensation expense attributable to non-vested options was $48,677 at September 30, 2016. This amount is expected to be recognized over a remaining weighted average period of approximately 4.83 years. Restricted Stock Awards On June 26, 2013, the Company’s Board of Directors revised its director compensation policy to provide for an annual grant to each non-employee director of an award of shares of restricted common stock having a fair market value of $10,000 that will vest one year after the date of the grant. As of December 31, 2015 and September 30, 2016, grants relating to 15,296 shares and 15,968 shares, respectively, of unvested restricted common stock were outstanding. A total of 15,968 shares of restricted common stock were granted to the eight eligible directors on May 25, 2016. Total stock-based compensation expense attributable to the shares of restricted common stock was $59,999 and $59,990 for the nine-month periods ended September 30, 2016 and 2015, respectively. The total unrecognized compensation expense attributable to the shares of restricted common stock was $53,333 as of September 30, 2016. The Company has an incentive stock award program (the “Program”) covering substantially all full-time employees. As of September 30, 2016, 61,796 shares of the Company’s common shares have been granted under the Program. The expense associated with this Program during the three- and nine-month periods ended September 30, 2016 was $75,060 and $82,952, respectively, and during the three- and nine-month periods ended September 30, 2015 was $0.

Defined Benefit Pension Plan

Defined Benefit Pension Plan	9 Months Ended
	Sep. 30, 2016
Defined Benefit Pension Plan [Abstract]
Defined Benefit Pension Plan	NOTE 12 – DEFINED BENEFIT PENSION PLAN The Carrollton Bank Retirement Income Plan (the “Pension Plan”) provides defined benefits based on years of service and final average salary. Effective December 31, 2004, all benefit accruals for existing employees were frozen and no new employees were eligible for benefits under the Pension Plan . The components of net periodic pension benefit are as follows: Nine Months Ended September 30, Net Periodic Pension Benefit 2016 2015 Service cost $ $ Interest cost Expected return on plan assets Amortization of net loss/(gain) — — Net periodic pension benefit $ $ 401(k) Plan The Company has a 401(k) profit sharing plan covering substantially all full-time employees. The Company approved the full discretionary match and disbursed shares of Bay Bancorp, Inc. common stock equal to 50% of a participant’s contributions made from July 1, 2015 to December 31, 2015, but capped at 2%. For the 2016 plan year, matching contributions will be capped at 3%. The expense associated with this plan during the three- and nine-month periods ended September 30, 2016 was $52,500 and 147,500, respectively, and during the three- and nine-month periods ended September 30, 2015 was $0.

Income Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2016
Income Taxes [Abstract]
Income Taxes	NOTE 13 – INCOME TAXES The differences between the statutory federal income tax rate of 34% and the effective tax rate for the Company are reconciled as follows: Three Months Ended September 30, Nine months ended September 30, 2016 2015 2016 2015 Income tax expense at federal statutory rate % % % % Increase (decrease) resulting from: Tax exempt income % % % % State income taxes, net of federal income tax benefit % % % % Incentive stock options % % % % Other nondeductible (income) expenses % % % % Effective income tax rate % % % % The effective tax rate for the three- and nine-month periods ended September 30, 2016 was 31.4% and 35.8%, respectively. The effective tax rate for the three- and nine-month periods ended September 30, 2015 was 38.0% and 38.9%, respectively. In accordance with FASB ASC 740-270, Accounting for Interim Reporting, the provision for income taxes was recorded at September 30, 2016 and 2015 based on the current estimate of the effective annual rate.

Net Income Per Common Share

Net Income Per Common Share	9 Months Ended
	Sep. 30, 2016
Net Income Per Common Share [Abstract]
Net Income Per Common Share	NOTE 14 - NET INCOME PER COMMON SHARE Basic earnings per common share is derived by dividing net income available to common stockholders by the weighted-average number of common shares outstanding during the period and does not include the effect of any potentially dilutive common stock equivalents. Diluted earnings per share is derived by dividing net income available to common stockholders by the weighted-average number of shares outstanding, adjusted for the dilutive effect of outstanding common stock equivalents. There is no dilutive effect on earnings per share during a loss period . The calculations of net income per common share for the three- and nine-month periods ended September 30, 2016 and 2015 are as follows: Three Months Ended September 30, Nine months ended September 30, 2016 2015 2016 2015 Basic earnings per share: Net income available to common shareholders $ $ $ $ Weighted average shares outstanding Basic net income per share $ $ $ $ Diluted earnings per share: Net income available to common shareholders $ $ $ $ Weighted average shares outstanding Dilutive potential shares Total diluted average shares outstanding Total diluted net income per share $ $ $ $ Anti-dilutive shares

Commitments And Contingent Liab

Commitments And Contingent Liabilities	9 Months Ended
	Sep. 30, 2016
Commitments And Contingent Liabilities [Abstract]
Commitments And Contingent Liabilities	NOTE 15 - COMMITMENTS AND CONTINGENT LIABILITIES The Company is a party to financial instruments with off-balance sheet risk in the normal course of business. These financial instruments include loan commitments, unused lines of credit, standby letters of credit and mortgage loan repurchase obligations. The Company uses these financial instruments to meet the financing needs of its customers and provide the Company a source of fee income. Financial instruments involve, to varying degrees, elements of credit, interest rate and liquidity risk. These do not represent unusual risks and management does not anticipate any losses which would have a material effect on the accompanying consolidated financial statements. Outstanding loan commitments, lines and letters of credit obligations and mortgage loan repurchase obligations at September 30, 2016 and December 31, 2015 were as follows: September 30, 2016 December 31, 2015 Loan commitments $ $ Unused lines of credit Standby letters of credit Mortgage loan repurchase obligations Loan commitments and unused lines of credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. The Company generally requires collateral to support financial instruments with credit risk on the same basis as it does for on-balance sheet instruments. The collateral requirement is based on management's credit evaluation of the counter party. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements. Each customer's creditworthiness is evaluated on a case-by-case basis. Standby letters of credit are conditional commitments issued to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. In the ordinary course of business, the Company has various outstanding contingent liabilities that are not reflected in the accompanying consolidated financial statements. In the opinion of management, after consulting with legal counsel, the ultimate disposition of these matters is not expected to have a material adverse effect on the financial condition of the Company. The Company originates and sells mortgage loans, primarily to other financial institutions, and provides various representations and warranties related to, among other things, the ownership of the loans, the validity of the liens, the loan selection and origination process, and the compliance to the origination criteria established by the purchasing institution. In the event of a breach of the Company’s representations or warranties, the Company may be obligated to repurchase the loans with identified defects or to indemnify the buyers. The Company’s contractual obligation arises only when the breach of a representation or warranty is discovered and repurchase is demanded by the purchaser. The loan balances subject to repurchase were $10.9 million and $2.8 million at September 30, 2016 and December 31, 2015, respectively. Management does not expect losses resulting from repurchase requests to be material to reported financial results.

Fair Value

Fair Value	9 Months Ended
	Sep. 30, 2016
Fair Value [Abstract]
Fair Value	NOTE 16 – FAIR VALUE The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with FASB ASC Topic 820, Fair Value Measurements and Disclosures, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. The Fair Value Hierarchy In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Level 1 - Valuation is based on quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. Level 1 assets and liabilities generally include debt and equity securities that are traded in an active exchange market. Valuations are obtained from readily available pricing sources for market transactions involving identical assets and liabilities. Level 2 - Valuation is based on inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. The valuation may be based on quoted prices for similar assets and liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the asset or liability. Level 3 – Valuation is based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which determination of fair value requires significant management judgment or estimation. A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. Assets Recorded at Fair Value on a Recurring Basis The following methods and assumptions were used by the Company to measure certain assets recorded at fair value on a recurring basis in the consolidated financial statements. Investment Securities Available for Sale The fair value of investment securities available for sale is the market value based on quoted market prices when available (Level 1). If listed prices or quotes are not available, fair value is based upon quoted market prices for similar assets or, due to the limited market activity of the instrument, externally developed models that use significant observable inputs (Level 2) or externally developed models that use unobservable inputs due to limited or no market activity of the instrument (Level 3). It includes model pricing, defined as valuing securities based upon their relationship with other benchmark securities and market information from third party sources. In the absence of current market activity, securities may be evaluated either by reference to similarly situated bonds or based on the liquidation value or restructuring value of the underlying assets. There were no transfers between Level 1 and Level 2 and no change in valuation techniques used to measure fair value of securities available for sale for the nine-month period ended September 30, 2016. The tables below present the recorded amount of assets measured at fair value on a recurring basis as of September 30, 2016 and December 31, 2015: Significant Other Significant Other Carrying Value Quoted Prices Observable Inputs Unobservable September 30, 2016 (Fair Value) (Level 1) (Level 2) Inputs (Level 3) U.S. government agency $ $ — $ $ — Residential mortgage-backed securities — — State and municipal — — Corporate obligations — — Equity securities — — $ $ $ $ — Significant Other Significant Other Carrying Value Quoted Prices Observable Inputs Unobservable December 31, 2015 (Fair Value) (Level 1) (Level 2) Inputs (Level 3) U.S. government agency $ $ — $ $ — U.S. treasury securities — — Residential mortgage-backed securities — — State and municipal — — Corporate obligations — — Equity securities — — $ $ $ $ — Assets Recorded at Fair Value on a Nonrecurring Basis On a nonrecurring basis, the Company may be required to measure certain assets at fair value in accordance with U.S. GAAP. These adjustments to fair value usually result from application of lower of cost or fair value accounting or write-downs of individual assets due to impairment. The following methods and assumptions were used by the Company to measure certain assets recorded at fair value on a nonrecurring basis in the consolidated financial statements: Loans held for sale Loans held for sale are recorded at the lower of cost or estimated market value on an aggregate basis. Market value is determined based on (1) the negotiated selling price to investor or (2) the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale. As such, the Company records any fair value adjustments on a nonrecurring basis. No nonrecurring fair value adjustments were recorded on loans held for sale during the three- and nine-month periods ended September 30, 2016 or the year ended December 31, 2015. Impaired Loans Loans for which it is probable that payment of principal and interest will not be made in accordance with the contractual terms of the loan are considered impaired. Once a loan is identified as individually impaired, management measures impairment in accordance with ASC Topic 310, using the present value of expected cash flows, the loan’s observable market price, or the fair value of collateral (less estimated selling costs) if the loan is collateral dependent. A specific allowance for loan loss is then established or a partial charge-off is recorded if the loan is collateral dependent and the loan is classified at a Level 3 in the fair value hierarchy. Appraised collateral values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the borrower’s business. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the factors identified above. Valuation techniques are consistent with those applied in prior periods. Real Estate Acquired Through Foreclosure Real estate acquired through foreclosure or by deed in lieu of foreclosure (“OREO”) is adjusted to fair value upon transfer of the loan to OREO and is classified at Level 3 in the fair value hierarchy. Subsequently, the OREO is carried at the lower of carrying value or fair value. The estimated fair value for OREO included in Level 3 is determined by independent market based appraisals and other available market information, less estimated costs to sell, that may be reduced further based on market expectations or an executed sales agreement. If the fair value of OREO deteriorates subsequent to the period of transfer, the OREO is also classified at a Level 3 in the fair value hierarchy. Valuation techniques are consistent with those techniques applied in prior periods. The tables below presents the recorded assets measured at fair value on a nonrecurring basis at September 30, 2016 and December 31, 2015: Significant Other Significant Other Carrying Value Quoted Prices Observable Inputs Unobservable September 30, 2016 (Fair Value) (Level 1) (Level 2) Inputs (Level 3) Impaired loans $ $ — $ — $ Real estate acquired through foreclosure — — $ $ — $ — Significant Other Significant Other Carrying Value Quoted Prices Observable Inputs Unobservable December 31, 2015 (Fair Value) (Level 1) (Level 2) Inputs (Level 3) Impaired loans $ $ — $ — $ Real estate acquired through foreclosure — — $ $ — $ — Quantitative Information about Level 3 Fair Value Measurements September 30, 2016 Fair Value Valuation Technique Unobservable Input Range Impaired loans $ Appraisal of collateral (1) Appraisal adjustments (2) 0% - 10% Real estate acquired through foreclosure $ Appraisal of collateral (1) Appraisal adjustments (2) 0% - 10% Estimated selling cost (2) 0% - 10% Quantitative Information about Level 3 Fair Value Measurements December 31, 2015 Fair Value Valuation Technique Unobservable Input Range Impaired loans $ $ Appraisal of collateral (1) Appraisal adjustments (2) 0% - 10% Real estate acquired through foreclosure $ Appraisal of collateral (1) Appraisal adjustments (2) 0% - 10% Estimated selling cost (2) 0% - 10% (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not observable. (2) Appraisals may be adjusted by management for qualitative factors such as estimated selling cost. The range and weighted average of estimated selling cost and other appraisal adjustments are presented as a percent of the appraisal. Fair Value of Financial Instruments The Company discloses fair value information about financial instruments, for which it is practicable to estimate the value, whether or not such financial instruments are recognized on the balance sheets. Fair value is the amount at which a financial instrument could be exchanged in a current transaction between willing parties, other than in a forced sale or liquidation, and is best evidenced by a quoted market price, if one exists. Quoted market prices, where available, are shown as estimates of fair market values. Because no quoted market prices are available for a significant part of the Company's financial instruments, the fair values of such instruments have been derived based on the amount and timing of estimated future cash flows and using market discount rates. Present value techniques used in estimating the fair value of many of the Company's financial instruments are significantly affected by the assumptions used. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate cash settlement of the instrument. Additionally, the accompanying estimates of fair values are only representative of the fair values of the individual financial assets and liabilities and should not be considered an indication of the fair value of the Company. The following disclosure of estimated fair values of the Company's financial instruments at September 30, 2016 and December 31, 2015 is made in accordance with the requirements of ASC Topic 820: Level in Fair September 30, 2016 December 31, 2015 Value Carrying Estimated fair Carrying Estimated fair Hierarchy Amount value Amount value Financial assets: Cash and cash equivalents Level 1 $ $ $ Investment securities available for sale (debt) Level 2 Investment securities available for sale (equity) Level 1 Investment securities held to maturity (debt) Level 2 Restricted equity securities Level 2 Loans held for sale Level 2 Loans, net of allowance Level 3 Accrued interest receivable Level 2 Financial liabilities: Deposits Level 3 Accrued interest payable Level 2 Borrowings Level 2 The following methods and assumptions were used to estimate the fair value of each category of financial instruments for which it is practicable to estimate that value: Cash and due from banks, federal funds sold and overnight investments. The carrying amount approximated the fair value. Investment securities . The fair value of debt securities is based upon quoted prices for similar assets or externally developed models that use significant observable inputs. The fair value of equity securities is based on quoted market prices. Restricted equity securities . Since these stocks are restricted as to marketability, the carrying value approximates fair value. Loans held for sale. The carrying amount approximates the fair value. Loans held for sale are recorded at the lower of cost or estimated market value on an aggregate basis. Market value is determined based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale. Loans. The fair value of loans, except for purchased credit impaired loans that are collateral-dependent, was estimated by computing the discounted value of estimated cash flows, adjusted for probable credit losses, for pools of loans having similar characteristics. The discount rate was based upon the current market rate for a similar loan. The fair value of purchased credit impaired loans that are collateral-dependent was determined based on the estimated fair value of collateral less estimated costs to sell. Nonperforming loans have an assumed interest rate of 0%. Accrued interest receivable and payable. The carrying amount approximated the fair value of accrued interest, considering the short-term nature of the instrument and its expected collection. Deposit liabilities. The fair value of demand, money market savings and regular savings deposits, which have no stated maturity, were considered equal to their carrying amount, representing the amount payable on demand. The fair value of time deposits was based upon the discounted value of contractual cash flows at current rates for deposits of similar remaining maturity. Short-term borrowings. The carrying amount of fixed rate FHLB advances and ACBB borrowings approximated fair value due to the short-term nature of the instrument. The carrying amount of variable rate FHLB advances and ACBB borrowings approximated the fair value. Off-balance sheet instruments. The Company charges fees for commitments to extend credit. Interest rates on loans, for which these commitments are extended, are normally committed for periods of less than one month. Fees charged on standby letters of credit and other financial guarantees are deemed to be immaterial and these guarantees are expected to be settled at face amount or expire unused. It is impractical to assign any fair value to these commitments.

Regulatory Matters

Regulatory Matters	9 Months Ended
	Sep. 30, 2016
Regulatory Matters [Abstract]
Regulatory Matters	NOTE 17 – REGULATORY MATTERS The Bank is subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on our financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of its assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. In July 2013, federal bank regulatory agencies issued final rules to revise their risk-based capital requirements and the method for calculating risk-weighted assets to make them consistent with agreements that were reached by the Basel Committee on Banking Supervision and certain provisions of the Dodd-Frank Act (“Basel III”). On January 1, 2015, the Basel III rules became effective and include transition provisions which implement certain portions of the rules through January 1, 2019. Specifically, the final rules added a requirement to maintain a minimum Conservation Buffer, composed of Common equity tier 1 capital, of 2.5% of risk-weighted assets, to be phased in over three years and applied to the Common equity tier 1 risk-based capital ratio, the Tier 1 risk-based capital ratio and the Total risk-based capital ratio. Accordingly, banking organizations, on a fully phased in basis no later than January 1, 2019, must maintain a minimum Common equity tier 1 risk-based capital ratio of 7.0%, a minimum Tier 1 risk-based capital ratio of 8.5% and a minimum Total risk-based capital ratio of 10.5%. The required minimum Conservation Buffer began to be phased in incrementally, starting at 0.625% on January 1, 2016 and will increase to 1.25% on January 1, 2017, 1.875% on January 1, 2018 and 2.5% on January 1, 2019. The final rules impose restrictions on capital distributions and certain discretionary cash bonus payments if the minimum Conservation Buffer is not met. Under the final rules, the effects of certain accumulated other comprehensive items are not excluded; however, banking organizations like the Company and the Bank that are not considered “advanced approaches” banking organizations may make a one-time permanent election to continue to exclude these items. With the submission of the Call Report for the first quarter of 2015, the Company and the Bank made this election in order to avoid significant variations in the level of capital that can be caused by interest rate fluctuations on the fair value of the Bank’s available for sale securities portfolio and by fluctuations in the net periodic pension benefit/obligation attributable to the Bank’s defined benefit pension plan. In addition, the Office of the Comptroller of the Currency (the “OCC”) requires that FSBs, like the Bank, maintain a minimum level of Tier 1 capital to average total assets excluding intangibles. This measure is known as the leverage ratio. The current regulatory minimum for the leverage ratio for institutions to be considered “well capitalized” is 5%, but an individual institution could be required to maintain a higher level. In connection with the merger of Carrollton Bank with and into the Bank, the Bank entered into an Operating Agreement with the OCC (the “Operating Agreement”) pursuant to which the Bank agreed, among other things, to maintain a leverage ratio of 10% for the term of the Operating Agreement. The Operating Agreement will remain in effect until it is terminated by the OCC or the Bank ceases to be an FSB. Effective with the issuance of the 2016 OCC Report of Examination, the leverage ratio required by the Operating Agreement will be reduced from 10% to 8.5%. The following table summarizes capital ratios and related information in accordance with Basel III as measured at September 30, 2016 and December 31, 2015. For disclosure regarding changes resulting from Basel III see the Item 2 of Part I of this report under the heading, “CAPITAL RESOURCES”. The Bank was classified in the well capitalized category at both September 30, 2016 and December 31, 2015 under the regulatory capital rules in effect at each date. The capital levels of the Bank at September 30, 2016 also exceeded the minimum capital requirements shown in the table below including the currently applicable Conservation Buffer of 0.625%. Since September 30, 2016, no conditions or events have occurred, of which the Company is aware, that have resulted in a material change in the Bank's regulatory risk category other than as reported in this report. Actual capital amounts and ratios for the Bank are presented in the following tables (dollars in thousands): To Be Well Minimum Capital Capitalized Under Minimum Requirements with Prompt Corrective Actual Capital Requirements Conservation Buffer Action Provisions Amount Ratio Amount Ratio Amount Ratio Amount Ratio As of September 30, 2016: Common Equity Tier 1 Capital $ % $ % $ % $ % Tier I Risk-Based Capital Ratio $ % $ % $ % $ % Total Risk-Based Capital Ratio $ % $ % $ % $ % Tier 1 Leverage Ratio $ % $ % N/A N/A $ % As of December 31, 2015: Common Equity Tier 1 Capital $ % $ % N/A N/A $ % Tier I Risk-Based Capital Ratio $ % $ % N/A N/A $ % Total Risk-Based Capital Ratio $ % $ % N/A N/A $ % Tier 1 Leverage Ratio $ % $ % N/A N/A $ % The Company’s ability to pay cash dividends on the outstanding shares of its common stock depends primarily on its receipt of cash dividends from the Bank. Banking regulations also limit the amount of dividends that may be paid without prior approval by an FSB's regulatory agencies. In addition to these regulations, the Bank agreed in the Operating Agreement that it would not declare or pay any dividends or otherwise reduce its capital unless it is in compliance with the Operating Agreement, including the minimum capital requirements. In May 2016, the Bank received regulatory approval to pay a one-time cash dividend to the Company, which the Company used on July 8, 2016 to acquire all of the issued and outstanding shares of common stock of Hopkins Bancorp, Inc. (“Hopkins”) in the merger of Hopkins with and into the Company, with the Company as the surviving corporation (the “Hopkins Merger”). Due to the Bank’s desire to preserve capital to fund its growth, the Company currently does not anticipate paying cash dividends on its common stock for the foreseeable future. In addition to these regulatory restrictions, it should be noted that the declaration of dividends is at the discretion of the Company’s Board of Directors and will depend, in part, on the Company’s earnings and future capital needs. Accordingly, there can be no assurance that dividends will be declared in any future period. The Bank is required to maintain reserves against certain deposit liabilities which was satisfied with vault cash and balances on deposit with the Federal Reserve Bank of Richmond during the reserve maintenance periods that included September 30, 2016 and December 31, 2015. Under current Federal Reserve regulations, the Bank is limited in the amount it may lend to the parent company and its nonbank subsidiaries. Loans to a single affiliate may not exceed 10%, and loans to all affiliates may not exceed 20% of the Bank’s capital stock, surplus, and undivided profits, plus the allowance for loan losses. Loans from the Bank to nonbank affiliates, including the parent company, are also required to be collateralized according to regulatory guidelines. At September 30, 2016, there were no loans from the Bank to any nonbank affiliate, including Bay Bancorp, Inc.

Other Comprehensive Income

Other Comprehensive Income	9 Months Ended
	Sep. 30, 2016
Other Comprehensive Income [Abstract]
Other Comprehensive Income	NOTE 18 – OTHER COMPREHENSIVE INCOME Comprehensive income is defined as net income plus transactions and other occurrences that are the result of non-owner changes in equity. For financial statements presented by the Company, non-equity changes are comprised of unrealized gains or losses on available for sale debt securities and any minimum pension liability adjustments. These items do not have an impact on the Company’s net income. The following table presents the activity in net accumulated other comprehensive income for the periods indicated. Unrealized Gains on Investments Available Defined Benefit for Sale Pension Plan Total Balance at December 31, 2015 $ $ $ Other comprehensive loss: Other comprehensive income (loss) before reclassification adjustments Amounts reclassified from comprehensive loss — Other comprehensive loss Balance at September 30, 2016 $ $ $ Unrealized Gains on Investments Available Defined Benefit for Sale Pension Plan Total Balance at December 31, 2014 $ $ $ Other comprehensive loss: Other comprehensive income (loss) before reclassification adjustments Amounts reclassified from comprehensive loss — Other comprehensive loss Balance at September 30, 2015 $ $ $ Before Tax Amount Tax (Expense) Benefit Net of Tax Amount For the three months ended September 30, 2016 Other comprehensive income: Unrealized gain on AFS debt securities: Net AFS debt securities gain $ $ $ Reclassification adjustments — — — Other comprehensive income $ $ $ Before Tax Amount Tax (Expense) Benefit Net of Tax Amount For the three months ended September 30, 2015 Other comprehensive loss: Unrealized loss on AFS debt securities Net AFS debt securities loss $ $ $ Reclassification adjustments Other comprehensive income: $ $ $ Before Tax Amount Tax (Expense) Benefit Net of Tax Amount For the Nine months ended September 30, 2016 Other comprehensive loss: Unrealized gain on AFS debt securities: Gross AFS securities gain $ $ $ Reclassification adjustments Net income recognized in other comprehensive loss Defined benefit pension plan adjustments: Net actuarial losses Net loss recognized in other comprehensive loss Other comprehensive loss $ $ $ Before Tax Amount Tax (Expense) Benefit Net of Tax Amount For the Nine months ended September 30, 2015 Other comprehensive loss: Unrealized gain on AFS debt securities: Gross AFS securities gain $ $ $ Reclassification adjustments Net income recognized in other comprehensive loss Defined benefit pension plan adjustments: Net actuarial losses Net loss recognized in other comprehensive loss Other comprehensive loss $ $ $ The Company reflects the funded status of defined benefit pension plan liabilities on the balance sheet, which for the nine-month period ended September 30, 2016 resulted in a $0.3 million charge to equity through a reduction of accumulated other comprehensive income. The loss was primarily due to the use of an updated mortality table resulting from a modification of the mortality table issued by the Society of Actuaries in October 2014.

Business Combination (Tables)

Business Combination (Tables)	9 Months Ended
	Sep. 30, 2016
Hopkins Bancorp, Inc. [Member]
Business Acquisition [Line Items]
Allocation Of The Consideration Received to the Acquired Assets And Assumed Liabilities	Assets acquired at fair value: Cash and Cash Equivalents $ Time deposits with banks Investment securities available for sale Loans Investments in joint ventures Accrued interest receivable Restricted equity securities Premises and equipment Core deposit intangible Other assets Total assets acquired $ Liabilities assumed at fair value: Deposits $ Accrued expenses and other liabilities Total liabilities assumed $ Net assets acquired at fair value: $ Transaction cash consideration paid Total estimated bargain purchase gain, before tax Tax expense Total estimated bargain purchase gain, after tax Bargain purchase gain attributable to non-controlling interest Bargain purchase gain available to common shareholders $
Loans Acquired In Acquisition	Purchased Credit Purchased Total Impaired Non-Impaired Purchased Loans Loans Loans Contractually required principal and interest at acquisition $ $ $ Contractual cash flows not expected to be collected Principal reduction prior to acquisition Expected cash flows at acquisition Interest component of expected cash flows Basis in purchased loans at acquisition - estimated fair value $ $ $
Hopkins Bank [Member]
Business Acquisition [Line Items]
Summary of merger related expenses	Three Months Ended September 30, Nine Months Ended September 30, Hopkins Acquisition: 2016 2016 Salary and employee benefits $ $ Occupancy and equipment expenses Legal, accounting and other professional fees Data processing and item processing services Advertising and marketing related expenses Loan collection costs Other expenses Total acquisition related expenses $ $

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2016
Investment Securities [Abstract]
Summary Of Investment Securities	Available for Sale Amortized Gross Unrealized Estimated September 30, 2016 cost Gains Losses Fair Value U.S. government agency $ $ $ $ Residential mortgage-backed securities State and municipal Corporate bonds Total debt securities Equity securities Totals $ $ $ $ Held-to-Maturity Amortized Gross Unrealized Estimated September 30, 2016 cost Gains Losses Fair Value U.S. government agency $ — $ — $ — $ — Residential mortgage-backed securities — Total debt securities — Totals $ $ $ — $ Available for Sale Amortized Gross Unrealized Estimated December 31, 2015 cost Gains Losses Fair Value U.S. government agency $ $ $ — $ U.S. treasury securities — Residential mortgage-backed securities State and municipal Corporate bonds — Total debt securities Equity securities — Totals $ $ $ $ Held-to-Maturity Amortized Gross Unrealized Estimated December 31, 2015 cost Gains Losses Fair Value U.S. government agency $ $ $ — $ Residential mortgage-backed securities — Total debt securities — Totals $ $ $ — $
Securities With Unrealized Losses By Length Of Impairment	The following table provides information about securities with unrealized losses segregated by length of impairment at September 30, 2016: Less than 12 months 12 months or longer Total Available for Sale Fair Unrealized Fair Unrealized Fair Unrealized September 30, 2016 Value Losses Value Losses Value Losses U.S. government agency $ $ $ — $ — $ $ U.S. treasury securities — — — — — — Residential mortgage-backed securities State and municipals — — Corporate bonds — — Total debt securities Equity securities — — Totals $ $ $ $ $ $ The following table provides information about securities with unrealized losses segregated by length of impairment at December 31, 2015: Less than 12 months 12 months or longer Total Available for Sale Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2015 Value Losses Value Losses Value Losses U.S. treasury securities $ $ $ — $ — $ $ Residential mortgage-backed securities State and municipals — — Total debt securities Equity securities — — Totals $ $ $ $ $ $
Contractual Maturities Of Debt Securities	Available for Sale Held-to-Maturity Amortized Fair Amortized Fair Cost Value Cost Value Available for sale Within one year $ $ $ — $ — Over one to five years — — Over five to ten years — — Over ten years — — — — Residential mortgage-backed securities Totals $ $ $ $

Loans And Allowance For Loan 27

Loans And Allowance For Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2016
Loans And Allowance For Loan Losses [Abstract]
Major Classifications Of Loans	September 30, December 31, 2016 2015 Commercial & Industrial $ $ Commercial Real Estate Residential Real Estate Home Equity Line of Credit Land Construction Consumer & Other Total Loans Less: Allowance for Loan Losses Net Loans $ $
Activity In The Allowance for Credit Losses By Portfolio Segment	Three Months: Commercial Commercial Residential Home Equity Consumer & Industrial Real Estate Real Estate Line of Credit Land Construction & Other Total Allowance for loan losses: Beginning balance $ $ $ $ $ $ $ $ Charge-offs — — — — — — Recoveries — — — — — — Provision Ending balance $ $ $ $ $ $ $ $ Three Months: Commercial Commercial Residential Home Equity Consumer & Industrial Real Estate Real Estate Line of Credit Land Construction & Other Total Allowance for loan losses: Beginning balance $ $ $ $ $ $ $ $ Charge-offs — — — Recoveries — — — — — Provision Ending balance $ $ $ $ $ $ $ $
Loans And The Related Allowance For Credit Losses	Commercial Commercial Residential Home Equity Consumer & Industrial Real Estate Real Estate Line of Credit Land Construction & Other Total Allowance for loan losses: Ending balance: individually evaluated for impairment $ — $ — $ $ — $ — $ — $ — $ Ending balance: collectively evaluated for impairment Totals $ $ $ $ $ $ $ $ Loans: Ending balance: individually evaluated for impairment $ $ $ $ $ — $ — $ $ Ending balance: collectively evaluated for impairment Ending balance: loans acquired with deteriorated credit quality — Totals $ $ $ $ $ $ $ $ Commercial Commercial Residential Home Equity Consumer & Industrial Real Estate Real Estate Line of Credit Land Construction & Other Total Allowance for loan losses: Ending balance: individually evaluated for impairment $ — $ — $ $ — $ — $ — $ — $ Ending balance: collectively evaluated for impairment Totals $ $ $ $ $ $ $ $ Loans: Ending balance: individually evaluated for impairment $ $ $ $ $ — $ $ $ Ending balance: collectively evaluated for impairment Ending balance: loans acquired with deteriorated credit quality (1) — — Totals $ $ $ $ $ $ $ $
Impaired Loans	The following table presents information with respect to impaired loans, which includes loans acquired with deteriorated credit quality that have current period charge-offs, as of September 30, 2016 and for the three- and nine-month periods ended September 30, 2016: For the Three Months Ended For the Nine Months Ended As of September 30, 2016 September 30, 2016 September 30, 2016 Unpaid Average Interest Average Interest Recorded Principal Related Recorded Income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized With no related allowance recorded: Commercial & Industrial $ $ $ — $ $ $ $ Commercial Real Estate - Investor — — — Residential Real Estate - Investor — Residential Real Estate - Owner Occupied — Home Equity Line of Credit — — Consumer & Other — — — With an allowance recorded: Residential Real Estate - Investor Total Total impaired loans: Commercial & Industrial $ $ $ — $ $ $ $ Commercial Real Estate — — — Residential Real Estate Home Equity Line of Credit — — Consumer & Other — — — Total $ $ $ $ $ $ $ The following table presents information with respect to impaired loans, which includes loans acquired with deteriorated credit quality that have current period charge-offs, as of December 31, 2015 and for the three- and nine-month periods ended September 30, 2015: For the Three Months Ended For the Nine Months Ended As of December 31, 2015 September 30, 2015 September 30, 2015 Unpaid Average Average Average Recorded Principal Related Recorded Income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized With no related allowance recorded: Commercial & Industrial $ $ $ — $ $ $ $ Commercial Real Estate - Investor — — — Residential Real Estate - Investor — Residential Real Estate - Owner Occupied — Home Equity Line of Credit — — — Construction — — — — — Consumer & Other — With an allowance recorded: Residential Real Estate - Investor Total Total impaired loans: Commercial & Industrial $ $ $ — $ $ $ $ Commercial Real Estate — — — Residential Real Estate Home Equity Line of Credit — — — Construction — — — — — Consumer & Other — Total $ $ $ $ $ $ $
Credit Quality Indicators By Class Of The Loan Portfolio	The following table provides information with respect to the Company's credit quality indicators by class of the loan portfolio as of September 30, 2016: Risk Rating Pass Special Mention Substandard Doubtful Total Commercial & Industrial $ $ $ $ — $ Commercial Real Estate - Investor — Commercial Real Estate - Owner Occupied — Residential Real Estate - Investor — Residential Real Estate - Owner Occupied — — Home Equity Line of Credit — — Land — — Construction — — Consumer & Other — — Total $ $ $ $ — $ The following table provides information with respect to the Company's credit quality indicators by class of the loan portfolio as of December 31, 2015: Risk Rating Pass Special Mention Substandard Doubtful Total Commercial & Industrial $ $ $ $ — $ Commercial Real Estate - Investor — Commercial Real Estate - Owner Occupied — Residential Real Estate - Investor — Residential Real Estate - Owner Occupied — — Home Equity Line of Credit — — Land — — Construction — — Consumer & Other — — Total $ $ $ $ — $
Classes Of The Loan Portfolio Summarized By Aging Categories Of Performing Loans And Nonaccrual Loans	The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of September 30, 2016. Purchased credit impaired (“PCI”) loans are excluded from this aging and nonaccrual loans schedule. Accrual Loans 30-59 60-89 90 or More Days Days Days Total Nonaccrual Total Past Due Past Due Past Due Past Due Current Loans Loans Commercial & Industrial $ — $ — $ — $ — $ $ $ Commercial Real Estate - Investor — — — — Commercial Real Estate - Owner Occupied — — — — — Residential Real Estate - Investor — — — — Residential Real Estate - Owner Occupied — Home Equity Line of Credit — — Land — — — — — Construction — — — — — Consumer & Other — — — — Total $ $ $ — $ $ $ $ Purchased credit impaired loans Total Loans $ The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of December 31, 2015. PCI loans are excluded from this aging and nonaccrual loans schedule. Accrual Loans 30-59 60-89 90 or More Days Days Days Total Nonaccrual Total Past Due Past Due Past Due Past Due Current Loans Loans Commercial & Industrial $ — $ — $ — $ — $ $ $ Commercial Real Estate - Investor — — — — Commercial Real Estate - Owner Occupied — — — — — Residential Real Estate - Investor — — — — Residential Real Estate - Owner Occupied — Home Equity Line of Credit — — Land — — — — — Construction — — — — Consumer & Other — — Total $ $ $ — $ $ $ $ Purchased credit impaired loans Total Loans $
Troubled Debt Restructurings	The following table presents a breakdown of loans that the Company modified during the three- and nine-month periods ended September 30, 2016 and 2015: Three Months Ended September 30, 2016 Three Months Ended September 30, 2015 Pre-Modification Post-Modification Pre-Modification Post-Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded Contracts Investment Investment Contracts Investment Investment Troubled Debt Restructurings: Residential Real Estate - Investor — $ — $ — 1 47,386 47,386 Residential Real Estate - Owner Occupied 2 369,508 369,508 — — — Home Equity Line of Credit — — — 1 129,033 Totals 2 $ 369,508 $ 369,508 2 $ $ Nine Months Ended September 30, 2016 Nine Months Ended September 30, 2015 Pre-Modification Post-Modification Pre-Modification Post-Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded Contracts Investment Investment Contracts Investment Investment Troubled Debt Restructurings: Commercial & Industrial — $ — $ — 2 $ $ Commercial Real Estate – Investor — — — 1 Residential Real Estate - Investor 1 2 Residential Real Estate - Owner Occupied 2 0 — — Home Equity Line of Credit — — — 1 Totals 3 $ $ 6 $ $

Accounting For Certain Loans 28

Accounting For Certain Loans Acquired In A Transfer (Tables)	9 Months Ended
	Sep. 30, 2016
Accounting For Certain Loans Acquired In A Transfer [Abstract]
Carrying Amount Of Certain Loans Acquired In A Transfer	September 30, 2016 December 31, 2015 Commercial & Industrial $ $ Commercial Real Estate Residential Real Estate Home Equity Line of Credit Land Construction — Total Loans $ $
Activity In Accretable Discount Of Certain Loans Acquired In A Transfer	Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 Balance at beginning of period $ $ $ $ Acquired through Hopkins Acquisition — — Reclassification from nonaccretable difference Accretion into interest income Disposals — Balance at end of period $ $ $ $
Activity In The Allowance For Loan Losses For Certain Loans Acquired In A Transfer	Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 Balance at beginning of period $ $ — $ — $ — Charge-offs Recoveries — — Provision for loan losses Balance at end of period $ $ — $ $ —

Real Estate Acquired Through 29

Real Estate Acquired Through Foreclosure (Tables)	9 Months Ended
	Sep. 30, 2016
Real Estate Acquired Through Foreclosure [Abstract]
Activity In Real Estate Acquired Through Foreclosure	Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 Balance at beginning of period $ $ $ $ New transfers from loans Sales Write-downs — Balance at end of period $ $ $ $

Core Deposit Intangible Assets

Core Deposit Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2016
Core Deposit Intangible Assets [Abstract]
Changes In Net Book Value Of Core Deposit Intangible Assets	Nine Months Ended September 30, 2016 2015 Balance at beginning of period $ $ Additions from the Hopkins Merger — Amortization expense Balance, September 30 $ $
Gross Carrying Amount, Accumulated Amortization And Net Carrying Amount Of Core Deposit Intangible Assets	September 30, 2016 December 31, 2015 Gross carrying amount $ $ Additions from the Hopkins Merger — Accumulated amortization Net carrying amount $ $
Future Amortization Expense For The Company's Core-Deposit Intangible Assets	Three months ending December 31: Amount 2016 $ Twelve months ending December 31: 2017 2018 2019 2020 Subsequent years Total $

Deposits (Tables)

Deposits (Tables)	9 Months Ended
	Sep. 30, 2016
Deposits [Abstract]
Composition Of Deposits	September 30, 2016 December 31, 2015 Noninterest-bearing deposits $ $ Interest-bearing deposits: Checking Savings Money market Total interest-bearing checking, savings and money market deposits Time deposits below $100,000 Time deposits $100,000 or above Total time deposits Total interest-bearing deposits Total Deposits $ $
Maturity Distribution Of Time Deposits	Amount Maturing within one year $ Maturing over one to two years Maturing over two to three years Maturing over three to four years Maturing over four to five years Maturing over five years Total Time Deposits $
Interest Expense On Deposits	Nine Months Ended September 30, 2016 2015 Interest-bearing checking $ $ Savings Money market Total interest-bearing checking, savings and money market deposits Time deposits below $100,000 Time deposits $100,000 or above Total time deposits Total Interest Expense $ $

Short-Term Borrowings (Tables)

Short-Term Borrowings (Tables)	9 Months Ended
	Sep. 30, 2016
Short-Term Borrowings [Abstract]
Federal Home Loan Bank Advances	September 30, 2016 December 31, 2015 Federal Home Loan Bank Advances Due January, 2016, Fixed Rate 0.24% $ — $ Due January, 2016, Fixed Rate 0.40% — Due January, 2016, Fixed Rate 0.38% — Due January, 2016, Fixed Rate 0.35% — Due June, 2016, Fixed Rate 0.73% — Due December, 2016, Daily Rate 0.49% — Atlantic Central Bankers Bank Advances Due November, 2016, Fixed Rate 4.00% Total $ $

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2016
Stock-Based Compensation [Abstract]
Changes In the Company's Stock Options Outstanding	Weighted Average Weighted Average Stock Options Exercise Remaining Outstanding Price Contractual Life Outstanding, December 31, 2015 $ years Granted Exercised Forfeited or expired Outstanding, September 30, 2016 $ years Exercisable, September 30, 2016 $ years

Defined Benefit Pension Plan (T

Defined Benefit Pension Plan (Tables)	9 Months Ended
	Sep. 30, 2016
Defined Benefit Pension Plan [Abstract]
Components Of Net Periodic Benefit Cost And Other Amounts Recognized In Other Comprehensive Income	Nine Months Ended September 30, Net Periodic Pension Benefit 2016 2015 Service cost $ $ Interest cost Expected return on plan assets Amortization of net loss/(gain) — — Net periodic pension benefit $ $

Income Taxes (Tables)

Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2016
Income Taxes [Abstract]
Reconciliation Of Federal Income Tax Rate To Effective Tax Rate	Three Months Ended September 30, Nine months ended September 30, 2016 2015 2016 2015 Income tax expense at federal statutory rate % % % % Increase (decrease) resulting from: Tax exempt income % % % % State income taxes, net of federal income tax benefit % % % % Incentive stock options % % % % Other nondeductible (income) expenses % % % % Effective income tax rate % % % %

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2016
Net Income Per Common Share [Abstract]
Calculation Of Net Income Per Common Share	Three Months Ended September 30, Nine months ended September 30, 2016 2015 2016 2015 Basic earnings per share: Net income available to common shareholders $ $ $ $ Weighted average shares outstanding Basic net income per share $ $ $ $ Diluted earnings per share: Net income available to common shareholders $ $ $ $ Weighted average shares outstanding Dilutive potential shares Total diluted average shares outstanding Total diluted net income per share $ $ $ $ Anti-dilutive shares

Commitments And Contingent Li37

Commitments And Contingent Liabilities (Tables)	9 Months Ended
	Sep. 30, 2016
Commitments And Contingent Liabilities [Abstract]
Outstanding Loan Commitments, Unused Lines Of Credit And Letters Of Credit	September 30, 2016 December 31, 2015 Loan commitments $ $ Unused lines of credit Standby letters of credit Mortgage loan repurchase obligations

Fair Value (Tables)

Fair Value (Tables)	9 Months Ended
	Sep. 30, 2016
Fair Value [Abstract]
Assets Recorded At Fair Value On A Recurring Basis	Significant Other Significant Other Carrying Value Quoted Prices Observable Inputs Unobservable September 30, 2016 (Fair Value) (Level 1) (Level 2) Inputs (Level 3) U.S. government agency $ $ — $ $ — Residential mortgage-backed securities — — State and municipal — — Corporate obligations — — Equity securities — — $ $ $ $ — Significant Other Significant Other Carrying Value Quoted Prices Observable Inputs Unobservable December 31, 2015 (Fair Value) (Level 1) (Level 2) Inputs (Level 3) U.S. government agency $ $ — $ $ — U.S. treasury securities — — Residential mortgage-backed securities — — State and municipal — — Corporate obligations — — Equity securities — — $ $ $ $ —
Assets Recorded At Fair Value On A Nonrecurring Basis	Significant Other Significant Other Carrying Value Quoted Prices Observable Inputs Unobservable September 30, 2016 (Fair Value) (Level 1) (Level 2) Inputs (Level 3) Impaired loans $ $ — $ — $ Real estate acquired through foreclosure — — $ $ — $ — Significant Other Significant Other Carrying Value Quoted Prices Observable Inputs Unobservable December 31, 2015 (Fair Value) (Level 1) (Level 2) Inputs (Level 3) Impaired loans $ $ — $ — $ Real estate acquired through foreclosure — — $ $ — $ —
Quantitative Information About Level 3 Fair Value Measurements	Quantitative Information about Level 3 Fair Value Measurements September 30, 2016 Fair Value Valuation Technique Unobservable Input Range Impaired loans $ Appraisal of collateral (1) Appraisal adjustments (2) 0% - 10% Real estate acquired through foreclosure $ Appraisal of collateral (1) Appraisal adjustments (2) 0% - 10% Estimated selling cost (2) 0% - 10% Quantitative Information about Level 3 Fair Value Measurements December 31, 2015 Fair Value Valuation Technique Unobservable Input Range Impaired loans $ $ Appraisal of collateral (1) Appraisal adjustments (2) 0% - 10% Real estate acquired through foreclosure $ Appraisal of collateral (1) Appraisal adjustments (2) 0% - 10% Estimated selling cost (2) 0% - 10% (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not observable. (2) Appraisals may be adjusted by management for qualitative factors such as estimated selling cost. The range and weighted average of estimated selling cost and other appraisal adjustments are presented as a percent of the appraisal.
Estimated Fair Values Of Financial Instruments	Level in Fair September 30, 2016 December 31, 2015 Value Carrying Estimated fair Carrying Estimated fair Hierarchy Amount value Amount value Financial assets: Cash and cash equivalents Level 1 $ $ $ Investment securities available for sale (debt) Level 2 Investment securities available for sale (equity) Level 1 Investment securities held to maturity (debt) Level 2 Restricted equity securities Level 2 Loans held for sale Level 2 Loans, net of allowance Level 3 Accrued interest receivable Level 2 Financial liabilities: Deposits Level 3 Accrued interest payable Level 2 Borrowings Level 2

Regulatory Matters (Tables)

Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2016
Regulatory Matters [Abstract]
Capital Amounts And Ratios	To Be Well Minimum Capital Capitalized Under Minimum Requirements with Prompt Corrective Actual Capital Requirements Conservation Buffer Action Provisions Amount Ratio Amount Ratio Amount Ratio Amount Ratio As of September 30, 2016: Common Equity Tier 1 Capital $ % $ % $ % $ % Tier I Risk-Based Capital Ratio $ % $ % $ % $ % Total Risk-Based Capital Ratio $ % $ % $ % $ % Tier 1 Leverage Ratio $ % $ % N/A N/A $ % As of December 31, 2015: Common Equity Tier 1 Capital $ % $ % N/A N/A $ % Tier I Risk-Based Capital Ratio $ % $ % N/A N/A $ % Total Risk-Based Capital Ratio $ % $ % N/A N/A $ % Tier 1 Leverage Ratio $ % $ % N/A N/A $ %

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2016
Other Comprehensive Income [Abstract]
Activity In Net Accumulated Other Comprehensive Income (Loss)	Unrealized Gains on Investments Available Defined Benefit for Sale Pension Plan Total Balance at December 31, 2015 $ $ $ Other comprehensive loss: Other comprehensive income (loss) before reclassification adjustments Amounts reclassified from comprehensive loss — Other comprehensive loss Balance at September 30, 2016 $ $ $ Unrealized Gains on Investments Available Defined Benefit for Sale Pension Plan Total Balance at December 31, 2014 $ $ $ Other comprehensive loss: Other comprehensive income (loss) before reclassification adjustments Amounts reclassified from comprehensive loss — Other comprehensive loss Balance at September 30, 2015 $ $ $ Before Tax Amount Tax (Expense) Benefit Net of Tax Amount For the three months ended September 30, 2016 Other comprehensive income: Unrealized gain on AFS debt securities: Net AFS debt securities gain $ $ $ Reclassification adjustments — — — Other comprehensive income $ $ $ Before Tax Amount Tax (Expense) Benefit Net of Tax Amount For the three months ended September 30, 2015 Other comprehensive loss: Unrealized loss on AFS debt securities Net AFS debt securities loss $ $ $ Reclassification adjustments Other comprehensive income: $ $ $ Before Tax Amount Tax (Expense) Benefit Net of Tax Amount For the Nine months ended September 30, 2016 Other comprehensive loss: Unrealized gain on AFS debt securities: Gross AFS securities gain $ $ $ Reclassification adjustments Net income recognized in other comprehensive loss Defined benefit pension plan adjustments: Net actuarial losses Net loss recognized in other comprehensive loss Other comprehensive loss $ $ $ Before Tax Amount Tax (Expense) Benefit Net of Tax Amount For the Nine months ended September 30, 2015 Other comprehensive loss: Unrealized gain on AFS debt securities: Gross AFS securities gain $ $ $ Reclassification adjustments Net income recognized in other comprehensive loss Defined benefit pension plan adjustments: Net actuarial losses Net loss recognized in other comprehensive loss Other comprehensive loss $ $ $

Organizational (Details)

Organizational (Details)	Sep. 30, 2016item
Organizational [Abstract]
Number of full-service branches	12

Business Combination (Narrative

Business Combination (Narrative) (Details) - USD ($)	Jul. 08, 2016	Sep. 30, 2016	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Business Acquisition [Line Items]
Bargain purchase gain			$ 1,034,456		$ 1,034,456
Merger related expenses			$ 1,519,840		$ 1,708,892
Number of common shares issued		10,363,998	10,363,998		10,363,998		11,062,932
Common Stock, Shares, Outstanding		10,363,998	10,363,998		10,363,998		11,062,932
Hopkins Bancorp, Inc. [Member]
Business Acquisition [Line Items]
Bargain purchase gain		$ 626,363
Bargain purchase gain, before tax	$ 1,034,456
Merger related expenses	1,708,892		$ 1,519,840		$ 1,708,892
Total revenue, net of interest expense if the Merger had been completed at beginning of year			8,500,000	$ 8,200,000	23,000,000	$ 24,600,000
Net (loss) income from continuing operations available to common stockholders if the Merger had been completed at beginning of year			$ 1,200,000	$ 1,300,000	$ 1,600,000	$ 2,800,000
Basic and diluted earnings per share if Merger had been completed at beginning of year			$ 0.11	$ 0.12	$ 0.15	$ 0.25
Merger consideration	$ 23,855,141

Business Combination (Hopkins A

Business Combination (Hopkins Acquisition) (Details) - USD ($)	Jul. 08, 2016	Sep. 30, 2016	Sep. 30, 2016	Sep. 30, 2016
Business Acquisition [Line Items]
Total bargain purchase gain, after tax			$ 1,034,456	$ 1,034,456
Hopkins Bancorp, Inc. [Member]
Business Acquisition [Line Items]
Cash and Cash Equivalents	$ 104,187,314
Time deposits with banks	23,703,703
Investment securities available for sale, at fair value	41,459,794
Loans, net of deferred fees and costs	58,145,327
Investments in joint ventures	15,338
Accrued interest receivable	511,324
Restricted equity securities, at cost	212,100
Premises and equipment, net	54,800
Core deposit intangible	1,197,000
Other assets	1,286,187
Total assets acquired	230,772,887
Deposits	202,128,839
Accrued expenses and other liabilities	3,754,451
Total liabilities assumed	205,883,290
Net assets acquired at fair value:	24,889,597
Transaction cash consideration paid	(23,855,141)
Total bargain purchase gain, before tax	1,034,456
Tax expense	$ (408,093)
Total bargain purchase gain, after tax		$ 626,363

Business Combination (Loans Acq

Business Combination (Loans Acquired In The Acquisition) (Details) - Hopkins Bancorp, Inc. [Member]	Jul. 08, 2016USD ($)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Contractually required principal and interest at acquisition	$ 70,794,787
Contractual cash flows not expected to be collected	(4,362,732)
Principal reduction at acquisition	233,803
Expected cash flows at acquisition	66,198,252
Interest component of expected cash flows	(8,063,269)
Basis in purchased loans at acquisition - estimated fair value	58,134,983
Purchased Credit Impaired Loans [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Contractually required principal and interest at acquisition	10,436,283
Contractual cash flows not expected to be collected	(2,426,712)
Principal reduction at acquisition	7,109
Expected cash flows at acquisition	8,002,462
Interest component of expected cash flows	(1,314,944)
Basis in purchased loans at acquisition - estimated fair value	6,687,518
Purchased Non-Impaired Loans [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Contractually required principal and interest at acquisition	60,358,504
Contractual cash flows not expected to be collected	(1,936,020)
Principal reduction at acquisition	226,694
Expected cash flows at acquisition	58,195,790
Interest component of expected cash flows	(6,748,325)
Basis in purchased loans at acquisition - estimated fair value	$ 51,447,465

Business Combination (Merger) (

Business Combination (Merger) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Business Acquisition [Line Items]
Number of shares issued and outstanding as of merger date	10,363,998		10,363,998		11,062,932
Salary and employee benefits	$ 3,835,628	$ 2,894,539	$ 9,509,588	$ 8,957,474
Occupancy and equipment expenses	861,244	887,605	2,541,514	2,784,435
Legal, accounting and other professional fees	259,134	393,035	787,148	1,130,214
Data processing and item processing services	364,637	368,221	899,451	994,101
Advertising and marketing related expenses	211,639	184,910	352,378	280,214
Loan collection costs	6,417	112,539	40,545	311,916
Other expenses	788,162	$ 552,049	1,760,259	$ 1,674,927
Total acquisition related expenses	1,519,840		1,708,892
Hopkins Bank [Member]
Business Acquisition [Line Items]
Salary and employee benefits	642,660		642,660
Occupancy and equipment expenses	13,526		13,526
Legal, accounting and other professional fees	53,300		194,160
Data processing and item processing services	615,763		633,259
Advertising and marketing related expenses	9,526		18,850
Loan collection costs	12,596		15,658
Other expenses	172,467		190,778
Total acquisition related expenses	$ 1,519,840		$ 1,708,892

Investment Securities (Summary

Investment Securities (Summary Of Investment Securities) (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Trading securities	$ 0
Available For Sale - Amortized Cost	51,302,708	$ 33,073,301
Available For Sale - Unrealized Gains	802,147	437,665
Available For Sale - Unrealized losses	(75,823)	(158,733)
Available For Sale - Estimated Fair Value	52,029,032	33,352,233
Held-to-Maturity - Amortized Cost	1,179,126	1,573,165
Held-to-Maturity - Gross Unrealized Gains	43,429	23,097
Held-to-Maturity - Estimated Fair Value	1,222,555	1,596,262
U.S. Government Agency [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available For Sale - Amortized Cost	4,717,452	3,714,681
Available For Sale - Unrealized Gains	114,494	95,958
Available For Sale - Unrealized losses	(1,926)
Available For Sale - Estimated Fair Value	4,830,020	3,810,639
Held-to-Maturity - Amortized Cost		334,257
Held-to-Maturity - Gross Unrealized Gains		5,891
Held-to-Maturity - Estimated Fair Value		340,148
U. S. Treasury Securities [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available For Sale - Amortized Cost		5,907,341
Available For Sale - Unrealized losses		(35,201)
Available For Sale - Estimated Fair Value		5,872,140
Residential Mortgage-Backed Securities [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available For Sale - Amortized Cost	32,875,868	14,836,750
Available For Sale - Unrealized Gains	605,855	287,365
Available For Sale - Unrealized losses	(23,940)	(100,890)
Available For Sale - Estimated Fair Value	33,457,783	15,023,225
Held-to-Maturity - Amortized Cost	1,179,126	1,238,908
Held-to-Maturity - Gross Unrealized Gains	43,429	17,206
Held-to-Maturity - Estimated Fair Value	1,222,555	1,256,114
State And Municipal [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available For Sale - Amortized Cost	2,656,395	4,510,883
Available For Sale - Unrealized Gains	16,057	21,096
Available For Sale - Unrealized losses	(935)	(425)
Available For Sale - Estimated Fair Value	2,671,517	4,531,554
Corporate Bonds [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available For Sale - Amortized Cost	10,385,088	4,024,894
Available For Sale - Unrealized Gains	40,522	33,246
Available For Sale - Unrealized losses	(23,842)
Available For Sale - Estimated Fair Value	10,401,768	4,058,140
Debt Securities [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available For Sale - Amortized Cost	50,634,803	32,994,549
Available For Sale - Unrealized Gains	776,928	437,665
Available For Sale - Unrealized losses	(50,643)	(136,516)
Available For Sale - Estimated Fair Value	51,361,088	33,295,698
Held-to-Maturity - Amortized Cost	1,179,126	1,573,165
Held-to-Maturity - Gross Unrealized Gains	43,429	23,097
Held-to-Maturity - Estimated Fair Value	1,222,555	1,596,262
Equity Securities [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available For Sale - Amortized Cost	667,905	78,752
Available For Sale - Unrealized Gains	25,219
Available For Sale - Unrealized losses	(25,180)	(22,217)
Available For Sale - Estimated Fair Value	$ 667,944	$ 56,535

Investment Securities (Securiti

Investment Securities (Securities With Unrealized Losses By Length Of Impairment) (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2016USD ($)security	Dec. 31, 2015USD ($)security
Schedule of Available-for-sale Securities [Line Items]
Fair Value - Less than 12 months	$ 11,299,750	$ 8,885,947
Unrealized Losses - Less than 12 months	(44,240)	(62,105)
Fair Value - 12 months or longer	641,387	1,806,104
Unrealized Losses - 12 months or longer	(31,584)	(96,628)
Fair Value - Total	11,941,137	10,692,051
Unrealized Losses - Total	$ (75,823)	$ (158,733)
Debt securities as a percentage of stockholders' equity, threshold	10.00%	10.00%
Number of securities subject to write-down due to credit related other-than-temporary impairment | security	0	0
U.S. Government Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value - Less than 12 months	$ 997,050
Unrealized Losses - Less than 12 months	(1,926)
Fair Value - Total	997,050
Unrealized Losses - Total	(1,926)
U. S. Treasury Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value - Less than 12 months		$ 5,872,140
Unrealized Losses - Less than 12 months		(35,201)
Fair Value - Total		5,872,140
Unrealized Losses - Total		(35,201)
Residential Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value - Less than 12 months	6,008,415	1,862,893
Unrealized Losses - Less than 12 months	(17,537)	(26,479)
Fair Value - 12 months or longer	599,915	1,761,669
Unrealized Losses - 12 months or longer	(6,404)	(74,411)
Fair Value - Total	6,608,330	3,624,562
Unrealized Losses - Total	(23,940)	(100,890)
State And Municipal [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value - Less than 12 months	787,485	1,150,915
Unrealized Losses - Less than 12 months	(935)	(425)
Fair Value - Total	787,485	1,150,915
Unrealized Losses - Total	(935)	(425)
Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value - Less than 12 months	3,506,800
Unrealized Losses - Less than 12 months	(23,842)
Fair Value - Total	3,506,800
Unrealized Losses - Total	(23,842)
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value - Less than 12 months	11,299,750	8,885,947
Unrealized Losses - Less than 12 months	(44,240)	(62,105)
Fair Value - 12 months or longer	599,915	1,761,669
Unrealized Losses - 12 months or longer	(6,404)	(74,411)
Fair Value - Total	11,899,665	10,647,616
Unrealized Losses - Total	$ (50,643)	$ (136,516)
Number of securities with unrealized losses | security	22	15
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value - 12 months or longer	$ 41,472	$ 44,435
Unrealized Losses - 12 months or longer	(25,180)	(22,217)
Fair Value - Total	41,472	44,435
Unrealized Losses - Total	$ (25,180)	$ (22,217)
Number of securities with unrealized losses | security	1	1

Investment Securities (Contract

Investment Securities (Contractual Maturities Of Debt Securities) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2016USD ($)security	Sep. 30, 2015USD ($)security	Sep. 30, 2016USD ($)security	Sep. 30, 2015USD ($)security	Dec. 31, 2015USD ($)
Investment Securities [Abstract]
Available for sale, Amortized Cost - Within one year	$ 5,135,358		$ 5,135,358
Available for sale, Amortized Cost - Over one to five years	10,085,326		10,085,326
Available for sale, Amortized Cost - Over five to ten years	2,538,251		2,538,251
Available for sale, Amortized Cost, Mortgage-backed securities	32,875,868		32,875,868
Available For Sale - Amortized cost	50,634,803		50,634,803
Available for sale, Fair Value - Within one year	5,116,815		5,116,815
Available for sale, Fair Value - Over one to five years	10,202,718		10,202,718
Available for sale, Fair Value - Over five to ten years	2,583,772		2,583,772
Available for sale, Fair Value - Mortgage-backed securities	33,457,783		33,457,783
Available For Sale - Fair value	51,361,088		51,361,088
Held to maturity, Amortization Cost - Mortgage-backed securities	1,179,126		1,179,126
Held To Maturity - Amortized cost	1,179,126		1,179,126
Held to maturity, Fair Value - Mortgage-backed securities	1,222,555		1,222,555
Held To Maturity - Fair value	$ 1,222,555		$ 1,222,555		$ 1,596,262
Number of sales and other redemptions of investment securities | security	33	2	44	3
Net gains on sales of available for sale investment securities	$ 0	$ 119,477	$ 486,534	$ 196,967
Amortized cost of securities pledged	10,829,310		10,829,310		12,391,059
Fair value of securities pledged	$ 11,285,221		$ 11,285,221		$ 12,654,624

Loans And Allowance For Loan 49

Loans And Allowance For Loan Losses (Major Classifications Of Loans) (Details) - USD ($)	Sep. 30, 2016	Jun. 30, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 482,423,126		$ 393,240,567
Less: Allowance for Credit Losses	(2,447,785)	$ (2,292,950)	(1,773,009)	$ (1,619,755)	$ (1,432,546)	$ (1,294,976)
Loans, net	479,975,341		391,467,558
Remaining unamortized discount	4,016,112		3,949,215
Receivable not considered to have deteriorated credit quality at acquisition	198,734,332		164,609,742
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	66,433,274		46,464,340
Less: Allowance for Credit Losses	(320,176)	(284,006)	(210,798)	(198,404)	(169,920)	(200,510)
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	200,172,024		168,569,159
Less: Allowance for Credit Losses	(920,167)	(939,888)	(727,869)	(869,152)	(741,822)	(554,585)
Commercial Real Estate - Investor [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	131,721,316		111,871,251
Commercial Real Estate - Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	68,450,708		56,697,908
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	155,253,403		124,810,853
Less: Allowance for Credit Losses	(923,272)	(800,909)	(593,084)	(192,133)	(141,378)	(203,413)
Residential Real Estate - Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	109,605,579		85,400,623
Home Equity Line Of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	34,014,640		33,722,696
Less: Allowance for Credit Losses	(165,235)	(175,004)	(157,043)	(202,975)	(174,121)	(166,733)
Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	5,251,711		5,229,645
Less: Allowance for Credit Losses	(13,624)	(17,467)	(15,713)	(16,113)	(13,187)	(8,687)
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	19,069,430		13,277,353
Less: Allowance for Credit Losses	(94,261)	(69,181)	(62,967)	(132,225)	(183,225)	(153,089)
Consumer And Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,228,644		1,166,521
Less: Allowance for Credit Losses	$ (11,050)	$ (6,495)	$ (5,535)	$ (8,753)	$ (8,893)	$ (7,959)

Loans And Allowance For Loan 50

Loans And Allowance For Loan Losses (Activity In The Allowance for Credit Losses By Portfolio Segment) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning Balance	$ 2,292,950	$ 1,432,546	$ 1,773,009	$ 1,294,976
Charge-offs	(205,721)	(139,784)	(382,798)	(583,969)
Recoveries	556	20,606	42,041	30,552
Provision	360,000	306,387	1,015,533	878,196
Allowance for loan losses, Ending Balance	2,447,785	1,619,755	2,447,785	1,619,755
Commercial And Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning Balance	284,006	169,920	210,798	200,510
Charge-offs				(80,869)
Provision	36,170	28,484	109,378	78,763
Allowance for loan losses, Ending Balance	320,176	198,404	320,176	198,404
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning Balance	939,888	741,822	727,869	554,585
Charge-offs				(45,573)
Provision	(19,721)	127,330	192,298	360,140
Allowance for loan losses, Ending Balance	920,167	869,152	920,167	869,152
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning Balance	800,909	141,378	593,084	203,413
Charge-offs	(205,721)	(64,036)	(380,135)	(324,751)
Recoveries	556	14,606	42,041	15,997
Provision	327,528	100,185	668,282	297,474
Allowance for loan losses, Ending Balance	923,272	192,133	923,272	192,133
Home Equity Line Of Credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning Balance	175,004	174,121	157,043	166,733
Charge-offs		(5,518)	(2,183)	(60,156)
Recoveries		6,000		13,000
Provision	(9,769)	28,372	10,375	83,398
Allowance for loan losses, Ending Balance	165,235	202,975	165,235	202,975
Land [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning Balance	17,467	13,187	15,713	8,687
Provision	(3,843)	2,926	(2,089)	7,426
Allowance for loan losses, Ending Balance	13,624	16,113	13,624	16,113
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning Balance	69,181	183,225	62,967	153,089
Charge-offs		(69,069)		(69,069)
Provision	25,080	18,069	31,294	48,205
Allowance for loan losses, Ending Balance	94,261	132,225	94,261	132,225
Consumer And Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning Balance	6,495	8,893	5,535	7,959
Charge-offs		(1,161)	(480)	(3,551)
Recoveries				1,555
Provision	4,555	1,021	5,995	2,790
Allowance for loan losses, Ending Balance	$ 11,050	$ 8,753	$ 11,050	$ 8,753

Loans And Allowance For Loan 51

Loans And Allowance For Loan Losses (Loans And The Related Allowance For Credit Losses) (Details) - USD ($)	Sep. 30, 2016	Jun. 30, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Allowance for credit losses: Ending balance: individually evaluated for impairment	$ 235,640		$ 60,000
Allowance for credit losses: Ending balance: collectively evaluated for impairment	2,212,145		1,713,009
Allowance for credit losses: Total	2,447,785	$ 2,292,950	1,773,009	$ 1,619,755	$ 1,432,546	$ 1,294,976
Loans: Ending balance: individually evaluated for impairment	4,936,058		5,418,289
Loans: Ending balance: collectively evaluated for impairment	445,015,757		359,215,269
Loans: Ending balance: loans acquired with deteriorated credit quality	32,471,311		28,607,009
Total Loans	482,423,126		393,240,567
Loans acquired with deteriorated credit quality	482,423,126		393,240,567
Loans acquired with deteriorated credit quality that have current period charge-offs	143,590		104,460
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Allowance for credit losses: Ending balance: collectively evaluated for impairment	320,176		210,798
Allowance for credit losses: Total	320,176	284,006	210,798	198,404	169,920	200,510
Loans: Ending balance: individually evaluated for impairment	720,138		813,678
Loans: Ending balance: collectively evaluated for impairment	64,409,626		44,204,047
Loans: Ending balance: loans acquired with deteriorated credit quality	1,303,510		1,446,616
Total Loans	66,433,274		46,464,341
Loans acquired with deteriorated credit quality	66,433,274		46,464,340
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Allowance for credit losses: Ending balance: collectively evaluated for impairment	920,167		727,869
Allowance for credit losses: Total	920,167	939,888	727,869	869,152	741,822	554,585
Loans: Ending balance: individually evaluated for impairment	285,784		612,315
Loans: Ending balance: collectively evaluated for impairment	185,109,619		152,632,809
Loans: Ending balance: loans acquired with deteriorated credit quality	14,776,621		15,324,034
Total Loans	200,172,024		168,569,158
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Allowance for credit losses: Ending balance: individually evaluated for impairment	235,640		60,000
Allowance for credit losses: Ending balance: collectively evaluated for impairment	687,632		533,084
Allowance for credit losses: Total	923,272	800,909	593,084	192,133	141,378	203,413
Loans: Ending balance: individually evaluated for impairment	3,867,521		3,839,857
Loans: Ending balance: collectively evaluated for impairment	138,330,405		111,786,914
Loans: Ending balance: loans acquired with deteriorated credit quality	13,055,477		9,184,082
Total Loans	155,253,403		124,810,853
Home Equity Line Of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Allowance for credit losses: Ending balance: collectively evaluated for impairment	165,235		157,043
Allowance for credit losses: Total	165,235	175,004	157,043	202,975	174,121	166,733
Loans: Ending balance: individually evaluated for impairment	56,817		73,341
Loans: Ending balance: collectively evaluated for impairment	33,240,141		32,931,643
Loans: Ending balance: loans acquired with deteriorated credit quality	717,682		717,712
Total Loans	34,014,640		33,722,696
Loans acquired with deteriorated credit quality	34,014,640		33,722,696
Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Allowance for credit losses: Ending balance: collectively evaluated for impairment	13,624		15,713
Allowance for credit losses: Total	13,624	17,467	15,713	16,113	13,187	8,687
Loans: Ending balance: collectively evaluated for impairment	2,740,703		3,295,080
Loans: Ending balance: loans acquired with deteriorated credit quality	2,511,008		1,934,565
Total Loans	5,251,711		5,229,645
Loans acquired with deteriorated credit quality	5,251,711		5,229,645
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Allowance for credit losses: Ending balance: collectively evaluated for impairment	94,261		62,967
Allowance for credit losses: Total	94,261	69,181	62,967	132,225	183,225	153,089
Loans: Ending balance: individually evaluated for impairment			73,300
Loans: Ending balance: collectively evaluated for impairment	18,962,417		13,204,053
Loans: Ending balance: loans acquired with deteriorated credit quality	107,013
Total Loans	19,069,430		13,277,353
Loans acquired with deteriorated credit quality	19,069,430		13,277,353
Consumer And Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Allowance for credit losses: Ending balance: collectively evaluated for impairment	11,050		5,535
Allowance for credit losses: Total	11,050	$ 6,495	5,535	$ 8,753	$ 8,893	$ 7,959
Loans: Ending balance: individually evaluated for impairment	5,798		5,798
Loans: Ending balance: collectively evaluated for impairment	2,222,846		1,160,723
Total Loans	2,228,644		1,166,521
Loans acquired with deteriorated credit quality	$ 2,228,644		$ 1,166,521

Loans And Allowance For Loan 52

Loans And Allowance For Loan Losses (Impaired Loans) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Impaired [Line Items]
Recorded Investment, With an allowance recorded	$ 5,207,708	$ 5,447,089	$ 5,207,708	$ 5,447,089
Unpaid Principal Balance, With an allowance recorded	5,888,229	6,307,136	5,888,229	6,307,136
Related Allowance	235,640	60,000	235,640	60,000
Average Recorded Investment, With an allowance recorded	6,012,961	6,244,944	6,217,320	6,463,227
Interest Income Recognized, With an allowance recorded	39,218	58,728	155,949	275,958
Recorded Investment	5,207,708	5,447,089	5,207,708	5,447,089
Unpaid Principal Balance	5,888,229	6,307,136	5,888,229	6,307,136
Average Recorded Investment	6,012,961	6,244,944	6,217,320	6,463,227
Interest Income Recognized	39,218	58,728	155,949	275,958
Commercial And Industrial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	720,138	813,678	720,138	813,678
Unpaid Principal Balance, With no related allowance recorded	828,227	980,154	828,227	980,154
Average Recorded Investment, With no related allowance recorded	852,966	819,278	898,165	873,702
Interest Income Recognized, With no related allowance recorded	18,851	17,639	71,092	54,831
Recorded Investment	720,138	813,678	720,138	813,678
Unpaid Principal Balance	828,227	980,154	828,227	980,154
Average Recorded Investment	852,966	819,278	898,165	873,702
Interest Income Recognized	18,851	17,639	71,092	54,831
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	285,784	612,315	285,784	612,315
Unpaid Principal Balance	285,784	612,315	285,784	612,315
Average Recorded Investment	289,918	586,031	298,188	597,153
Commercial Real Estate - Investor [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	285,784	612,315	285,784	612,315
Unpaid Principal Balance, With no related allowance recorded	285,784	612,315	285,784	612,315
Average Recorded Investment, With no related allowance recorded	289,918	586,031	298,188	597,153
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Related Allowance	235,640	60,000	235,640	60,000
Recorded Investment	4,139,171	3,868,657	4,139,171	3,868,657
Unpaid Principal Balance	4,498,279	4,348,325	4,498,279	4,348,325
Average Recorded Investment	4,593,449	4,718,240	4,743,145	4,869,569
Interest Income Recognized	20,367	40,822	84,926	220,309
Residential Real Estate - Investor [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	896,300	1,524,751	896,300	1,524,751
Unpaid Principal Balance, With no related allowance recorded	1,057,142	1,773,567	1,057,142	1,773,567
Average Recorded Investment, With no related allowance recorded	1,099,934	2,386,038	1,188,796	2,493,535
Interest Income Recognized, With no related allowance recorded	4,144	5,794	12,026	58,303
Recorded Investment, With an allowance recorded	568,361	125,453	568,361	125,453
Unpaid Principal Balance, With an allowance recorded	576,576	130,408	576,576	130,408
Related Allowance	235,640	60,000	235,640	60,000
Average Recorded Investment, With an allowance recorded	583,140	90,938	596,672	91,254
Interest Income Recognized, With an allowance recorded	962	(4)	3,967	(17)
Residential Real Estate - Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	2,674,510	2,218,453	2,674,510	2,218,453
Unpaid Principal Balance, With no related allowance recorded	2,864,561	2,444,350	2,864,561	2,444,350
Average Recorded Investment, With no related allowance recorded	2,910,375	2,241,264	2,957,677	2,284,780
Interest Income Recognized, With no related allowance recorded	15,261	35,032	68,933	162,023
Home Equity Line Of Credit [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	56,817	73,341	56,817	73,341
Unpaid Principal Balance, With no related allowance recorded	86,735	103,896	86,735	103,896
Average Recorded Investment, With no related allowance recorded	87,424	103,349	88,618	104,363
Interest Income Recognized, With no related allowance recorded			(69)
Recorded Investment, With an allowance recorded		73,341		73,341
Unpaid Principal Balance, With an allowance recorded		103,896		103,896
Recorded Investment	56,817		56,817
Unpaid Principal Balance	86,735		86,735
Average Recorded Investment	87,424	103,349	88,618	104,363
Interest Income Recognized			(69)
Construction [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded		73,300		73,300
Unpaid Principal Balance, With no related allowance recorded		73,242		73,242
Recorded Investment		73,300		73,300
Unpaid Principal Balance		73,242		73,242
Consumer And Other [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	5,798	5,798	5,798	5,798
Unpaid Principal Balance, With no related allowance recorded	189,204	189,204	189,204	189,204
Average Recorded Investment, With no related allowance recorded	189,204	18,046	189,204	18,440
Interest Income Recognized, With no related allowance recorded		267		818
Recorded Investment	5,798	5,798	5,798	5,798
Unpaid Principal Balance	189,204	189,204	189,204	189,204
Average Recorded Investment	$ 189,204	18,046	$ 189,204	18,440
Interest Income Recognized		$ 267		$ 818

Loans And Allowance For Loan 53

Loans And Allowance For Loan Losses (Credit Quality Indicators By Class Of The Loan Portfolio) (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	$ 482,423,126	$ 393,240,567
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	454,921,787	367,973,595
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	5,974,155	9,473,907
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	21,527,184	15,793,065
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	66,433,274	46,464,340
Commercial And Industrial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	62,847,141	43,506,060
Commercial And Industrial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	1,005,844	943,675
Commercial And Industrial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	2,580,289	2,014,605
Commercial Real Estate - Investor [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	131,721,316	111,871,251
Commercial Real Estate - Investor [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	128,150,578	107,594,899
Commercial Real Estate - Investor [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	2,415,617	3,428,403
Commercial Real Estate - Investor [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	1,155,121	847,949
Commercial Real Estate - Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	68,450,708	56,697,908
Commercial Real Estate - Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	64,909,328	52,366,555
Commercial Real Estate - Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	2,156,721	3,486,013
Commercial Real Estate - Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	1,384,659	845,340
Residential Real Estate - Investor [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	45,647,824	39,410,229
Residential Real Estate - Investor [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	37,358,675	30,782,962
Residential Real Estate - Investor [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	395,973	1,615,816
Residential Real Estate - Investor [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	7,893,176	7,011,451
Residential Real Estate - Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	109,605,579	85,400,624
Residential Real Estate - Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	103,946,490	82,557,939
Residential Real Estate - Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	5,659,089	2,842,685
Home Equity Line Of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	34,014,640	33,722,696
Home Equity Line Of Credit [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	33,645,359	33,339,596
Home Equity Line Of Credit [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	369,281	383,100
Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	5,251,711	5,229,645
Land [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	2,878,952	3,460,808
Land [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	2,372,759	1,768,837
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	19,069,430	13,277,353
Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	18,962,418	13,204,053
Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	107,012	73,300
Consumer And Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	2,228,644	1,166,521
Consumer And Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	2,222,846	1,160,723
Consumer And Other [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk Rating	$ 5,798	$ 5,798

Loans And Allowance For Loan 54

Loans And Allowance For Loan Losses (Classes Of The Loan Portfolio Summarized By Aging Categories Of Performing Loans And Nonaccrual Loans) (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	$ 613,232	$ 1,291,254
Current	444,952,760	358,547,927
Nonaccrual Loans	4,385,823	4,794,377
Total	449,951,815	364,633,558
Purchased credit impaired loans	32,471,311	28,607,009
Total Loans	482,423,126	393,240,567
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	375,149	1,231,118
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	238,083	60,136
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	64,716,946	44,530,267
Nonaccrual Loans	412,818	487,457
Total	65,129,764	45,017,724
Purchased credit impaired loans	1,303,510	1,446,616
Total Loans	66,433,274	46,464,340
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Purchased credit impaired loans	14,776,621	15,324,034
Total Loans	200,172,024	168,569,159
Commercial Real Estate - Investor [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	122,645,641	101,282,012
Nonaccrual Loans	285,784	561,460
Total	122,931,425	101,843,472
Total Loans	131,721,316	111,871,251
Commercial Real Estate - Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	62,463,978	51,401,653
Total	62,463,978	51,401,653
Total Loans	68,450,708	56,697,908
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Purchased credit impaired loans	13,055,477	9,184,082
Total Loans	155,253,403	124,810,853
Residential Real Estate - Investor [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	35,327,520	30,176,907
Nonaccrual Loans	1,099,280	1,574,473
Total	36,426,800	31,751,380
Total Loans	45,647,824	39,410,230
Residential Real Estate - Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	275,552	982,716
Current	102,970,248	80,874,127
Nonaccrual Loans	2,525,326	2,018,548
Total	105,771,126	83,875,391
Total Loans	109,605,579	85,400,623
Residential Real Estate - Owner Occupied [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	37,469	923,060
Residential Real Estate - Owner Occupied [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	238,083	59,656
Home Equity Line Of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	337,680	308,058
Current	32,902,461	32,623,585
Nonaccrual Loans	56,817	73,341
Total	33,296,958	33,004,984
Purchased credit impaired loans	717,682	717,712
Total Loans	34,014,640	33,722,696
Home Equity Line Of Credit [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	337,680	308,058
Land [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	2,740,703	3,295,080
Total	2,740,703	3,295,080
Purchased credit impaired loans	2,511,008	1,934,565
Total Loans	5,251,711	5,229,645
Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	18,962,418	13,204,053
Nonaccrual Loans		73,300
Total	18,962,418	13,277,353
Purchased credit impaired loans	107,013
Total Loans	19,069,430	13,277,353
Consumer And Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans		480
Current	2,222,845	1,160,243
Nonaccrual Loans	5,798	5,798
Total	2,228,643	1,166,521
Total Loans	$ 2,228,644	1,166,521
Consumer And Other [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans		$ 480

Loans And Allowance For Loan 55

Loans And Allowance For Loan Losses (Troubled Debt Restructurings) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2016USD ($)item	Sep. 30, 2015USD ($)item	Sep. 30, 2016USD ($)	Sep. 30, 2016USD ($)loan	Sep. 30, 2016USD ($)item	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)item	Dec. 31, 2015USD ($)
Financing Receivable, Modifications [Line Items]
Number of Contracts	2	2		3	3		6
Pre-Modification Outstanding Recorded Investment	$ 369,508	$ 176,419				$ 408,293	$ 470,818
Post-Modification Outstanding Recorded Investment	369,508	$ 176,419				408,293	$ 470,818
Number of TDRs that subsequently defaulted during previous 12 months | loan				0
Troubled debt restructurings	1,916,034		$ 1,916,034	$ 1,916,034	$ 1,916,034	1,916,034		$ 2,030,090
TDRs on nonaccrual status	$ 1,365,799		$ 1,365,799	$ 1,365,799	$ 1,365,799	1,365,799		$ 1,406,179
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | item							2
Pre-Modification Outstanding Recorded Investment							$ 78,575
Post-Modification Outstanding Recorded Investment							$ 78,575
Commercial Real Estate - Investor [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | item							1
Pre-Modification Outstanding Recorded Investment							$ 213,387
Post-Modification Outstanding Recorded Investment							$ 213,387
Residential Real Estate - Investor [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | item		1			1		2
Pre-Modification Outstanding Recorded Investment		$ 47,386				38,785	$ 49,823
Post-Modification Outstanding Recorded Investment		$ 47,386				$ 38,785	$ 49,823
Restructuring extension period			3 years
Interest rate	4.75%		4.75%	4.75%	4.75%	4.75%
Residential Real Estate - Investor [Member] | Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Interest rate	3.00%		3.00%	3.00%	3.00%	3.00%
Residential Real Estate - Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | item	2				2		0
Pre-Modification Outstanding Recorded Investment	$ 369,508					$ 369,508
Post-Modification Outstanding Recorded Investment	$ 369,508					$ 369,508
Home Equity Line Of Credit [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | item		1					1
Pre-Modification Outstanding Recorded Investment		$ 129,033					$ 129,033
Post-Modification Outstanding Recorded Investment		$ 129,033					$ 129,033

Accounting For Certain Loans 56

Accounting For Certain Loans Acquired In A Transfer (Carrying Amount Of Certain Loans Acquired In A Transfer) (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Purchased credit impaired loans	$ 32,471,311	$ 28,607,009
Contractual amount outstanding	36,994,875	33,895,849
Commercial And Industrial [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Purchased credit impaired loans	1,303,510	1,446,616
Commercial Real Estate [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Purchased credit impaired loans	14,776,621	15,324,034
Residential Real Estate [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Purchased credit impaired loans	13,055,477	9,184,082
Home Equity Line Of Credit [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Purchased credit impaired loans	717,682	717,712
Land [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Purchased credit impaired loans	2,511,008	$ 1,934,565
Construction [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Purchased credit impaired loans	$ 107,013

Accounting For Certain Loans 57

Accounting For Certain Loans Acquired In A Transfer (Activity In Accretable Yield Of Certain Loans Acquired In A Transfer) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Accounting For Certain Loans Acquired In A Transfer [Abstract]
Balance at beginning of period	$ 193,833	$ 1,441,938	$ 275,730	$ 2,095,891
Reclassification from nonaccretable difference	242,623	362,711	734,592	1,485,103
Accretion into interest income	(322,428)	(254,040)	(807,608)	(1,160,102)
Disposals		(412,657)	(88,686)	(1,282,940)
Balance at end of period	$ 268,776	$ 1,137,952	$ 268,776	$ 1,137,952

Accounting For Certain Loans 58

Accounting For Certain Loans Acquired In A Transfer (Activity In The Allowance For Loan Losses For Certain Loans Acquired In A Transfer) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Accounting For Certain Loans Acquired In A Transfer [Abstract]
Balance at beginning of period	$ 34,492
Charge-offs	(25,558)	$ (91,532)	$ (40,233)	$ (320,195)
Recoveries		14,606		15,297
Provision for loan losses	72,608	$ 76,926	121,775	$ 304,898
Balance at end of period	$ 81,542		$ 81,542

Real Estate Acquired Through 59

Real Estate Acquired Through Foreclosure (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Real Estate Acquired Through Foreclosure [Abstract]
Balance at beginning of period	$ 1,467,104	$ 1,611,451	$ 1,459,732	$ 1,480,472
New transfers from loans	720,000	388,028	986,776	1,619,612
Sales	(447,097)	(22,217)	(599,648)	(981,883)
Write-downs	(101,270)		(208,123)	(140,939)
Balance at end of period	$ 1,638,737	$ 1,977,262	$ 1,638,737	$ 1,977,262

Core Deposit Intangible Asset60

Core Deposit Intangible Assets (Changes In Net Book Value Of Core Deposit Intangible Assets) (Details) - USD ($)	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Core Deposit Intangible Assets [Abstract]
Balance at beginning of period	$ 2,624,184	$ 3,478,282
Additions from the Hopkins Merger	1,197,000
Amortization expense	(555,410)	(656,376)
Balance at end of period	$ 3,265,774	$ 2,821,906

Core Deposit Intangible Asset61

Core Deposit Intangible Assets (Gross Carrying Amount, Accumulated Amortization And Net Carrying Amount Of Core Deposit Intangible Assets) (Details) - USD ($)	9 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Core Deposit Intangible Assets [Abstract]
Gross carrying amount	$ 5,578,211	$ 5,578,211
Additions from the Hopkins Merger	1,197,000
Finite-lived Intangible Assets Acquired	1,197,000
Accumulated amortization	(3,509,437)	(2,954,027)
Net carrying amount	$ 3,265,774	$ 2,624,184

Core Deposit Intangible Asset62

Core Deposit Intangible Assets (Future Amortization Expense For The Company's Core-Deposit Intangible Assets) (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Core Deposit Intangible Assets [Abstract]
2,016	$ 235,465
2,017	789,182
2,018	616,112
2,019	540,682
2,020	488,027
Subsequent years	596,306
Net carrying amount	$ 3,265,774	$ 2,624,184

Deposits (Composition Of Deposi

Deposits (Composition Of Deposits) (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Deposits [Abstract]
Noninterest-bearing deposits	$ 100,060,567	$ 101,838,210
Checking	61,446,053	53,992,300
Savings	119,231,156	38,086,749
Money market	101,433,361	88,946,436
Total interest-bearing checking, savings and money market deposits	282,110,570	181,025,485
Time deposits below $100,000	77,550,569	41,150,349
Time deposits $100,000 or above	71,365,009	43,401,894
Total time deposits	148,915,578	84,552,243
Total interest-bearing deposits	431,026,148	265,577,728
Total Deposits	$ 531,086,715	$ 367,415,938

Deposits (Maturity Distribution

Deposits (Maturity Distribution Of Time Deposits) (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Deposits [Abstract]
Maturing within one year	$ 85,307,880
Maturing over one to two years	23,620,796
Maturing over two to three years	22,615,908
Maturing over three to four years	7,803,243
Maturing over four to five years	9,551,172
Maturing over five years	16,579
Total time deposits	$ 148,915,578	$ 84,552,243

Deposits (Interest Expense On D

Deposits (Interest Expense On Deposits) (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Deposits [Abstract]
Interest-bearing checking			$ 44,740		$ 40,400
Savings			157,903		32,762
Money market			190,078		200,534
Total interest-bearing checking, savings and money market deposits			392,721		273,696
Time deposits below $100,000			355,985		446,259
Time deposits $100,000 or above			413,549		661,965
Total time deposits			769,534		1,108,224
Total Interest Expense	$ 560,598	$ 433,349	$ 1,162,255	$ 1,381,920	$ 1,381,920

Deposits (Additional Informatio

Deposits (Additional Information) (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Time deposit accounts	$ 148,915,578	$ 84,552,243
CDARS Balances [Member]
Brokered deposits	600,000	600,000
ICS Deposits [Member]
Brokered deposits	11,800,000	$ 8,700,000
Exceeding FDIC Limit Of $250,000 [Member]
Time deposit accounts	$ 16,000,000

Short-Term Borrowings (Details)

Short-Term Borrowings (Details) - USD ($)	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Short-term Debt [Line Items]
Federal Home Loan Bank Advances	$ 1,975,000		$ 52,300,000
Short-term borrowings	1,975,000		52,300,000
Interest expense on FHLB and ACBB advances	171,246	$ 46,954
Long-term borrowings	$ 0		0
Due January, 2016, Fixed Rate 0.24%
Short-term Debt [Line Items]
Federal Home Loan Bank Advances			$ 3,300,000
Interest rate			0.24%
Due January, 2016, Fixed Rate 0.40%
Short-term Debt [Line Items]
Federal Home Loan Bank Advances			$ 5,000,000
Interest rate			0.40%
Due January, 2016, Fixed Rate 0.38%
Short-term Debt [Line Items]
Federal Home Loan Bank Advances			$ 15,000,000
Interest rate			0.38%
Due January, 2016, Fixed Rate 0.35%
Short-term Debt [Line Items]
Federal Home Loan Bank Advances			$ 5,100,000
Interest rate			0.35%
Due June, 2016, Fixed Rate 0.73%
Short-term Debt [Line Items]
Federal Home Loan Bank Advances			$ 10,000,000
Interest rate			0.73%
Due December, 2016, Daily Rate 0.51%
Short-term Debt [Line Items]
Federal Home Loan Bank Advances			$ 13,600,000
Interest rate			0.49%
Due November, 2016, Fixed Rate 4.00%
Short-term Debt [Line Items]
Interest rate	4.00%		4.00%
Atlantic Central Bankers Bank advances	$ 1,975,000		$ 300,000

Stock-Based Compensation (Stock

Stock-Based Compensation (Stock-Based Compensation Plans) (Details)	9 Months Ended
	Sep. 30, 2016shares	Dec. 31, 2015shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options outstanding	462,064	495,832
Jefferson Bancorp, Inc. 2010 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common stock of the company authorized for issuance	577,642
Ratio of common stock shares to be received per share of acquiree	2.2217
Term of options	10 years
Options excercise price as a percentage of fair market value	100.00%
Stock options outstanding	215,506
2015 Equity Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options outstanding	40,000
Common stock reserved for issuance	100,000
2007 Equity Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common stock of the company authorized for issuance	500,000
Stock options outstanding	190,778

Stock-Based Compensation (Chang

Stock-Based Compensation (Changes In Company's Stock Options Outstanding) (Details) - $ / shares	9 Months Ended	12 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Stock-Based Compensation [Abstract]
Stock Options Outstanding at beginning of period	495,832
Stock Options Granted	45,000
Stock Options Exercised	(15,000)
Stock Options Forfeited or expired	(63,768)
Stock Options Outstanding at end of period	462,064	495,832
Exercisable at end of period	357,583
Weighted Average Exercise Price, Stock Options Outstanding at beginning of period	$ 5.17
Weighted Average Exercise Price, Stock Options Granted	4.93
Weighted Average Exercise Price, Stock Options Exercised	4.75
Weighted Average Exercise Price, Stock Options Forfeited or expired	4.75
Weighted Average Exercise Price, Stock Options Outstanding at end of period	5.22	$ 5.17
Weighted Average Exercise Price, Exercisable	$ 5.26
Weighted Average Remaining Contractual Life, Outstanding	5 years 6 months 26 days	6 years 3 months 26 days
Weighted Average Remaining Contractual Life, Exercisable	5 years 3 months 4 days

Stock-Based Compensation (Restr

Stock-Based Compensation (Restricted Stock Awards) (Details)	May 27, 2015shares	May 25, 2015director	Sep. 30, 2016USD ($)shares	Sep. 30, 2016USD ($)shares	Sep. 30, 2015USD ($)	Dec. 31, 2015shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Period for recognition of stock-option compensation expense				4 years 9 months 29 days
Stock-based compensation expense applicable to the Plans				$ 41,020	$ 63,399
Unrecognized stock-based compensation expense			$ 48,677	48,677
Revised Director Compensation Policy [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Fair market value of annual grant of restricted stock			$ 10,000	$ 10,000
Vesting period				1 year
Number of directors | director		8
Non-vested restricted shares outstanding | shares			15,968	15,968		15,296
Stock-based compensation expense applicable to the Plans				$ 59,999	59,990
Shares of common stock granted | shares	15,968
Unrecognized stock-based compensation expense			$ 53,333	53,333
Incentive Stock Award Program [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense applicable to the Plans			$ 75,060	$ 82,952	$ 0
Shares of common stock granted | shares				61,796

Defined Benefit Pension Plan (D

Defined Benefit Pension Plan (Details) - USD ($)	3 Months Ended		6 Months Ended	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015	Sep. 30, 2016	Sep. 30, 2015
Defined Benefit Pension Plan [Abstract]
Service cost				$ 54,674	$ 59,250
Interest cost				338,672	332,250
Expected return on plan assets				(482,811)	(471,750)
Net periodic pension benefit				$ (89,465)	(80,250)
Percentage of Company's 401(k) matching contribution				50.00%
Cap on Company's matching contribution			2.00%	3.00%
Expense associated with 401(k)	$ 52,500	$ 0		$ 147,500	$ 0

Income Taxes (Reconciliation Of

Income Taxes (Reconciliation Of Federal Income Tax Rate To Effective Tax Rate) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Income Taxes [Abstract]
Income tax expense at federal statutory rate	34.00%	34.00%	34.00%	34.00%
Tax exempt income	(1.90%)	(2.90%)	(1.70%)	(2.00%)
State income taxes, net of federal income tax benefit	5.60%	5.80%	5.60%	5.70%
Incentive stock options	0.60%	0.70%	0.50%	0.60%
Nondeductible expenses	(6.90%)	0.40%	(2.60%)	0.60%
Effective income tax rate	31.40%	38.00%	35.80%	38.90%

Net Income Per Common Share (De

Net Income Per Common Share (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Net Income Per Common Share [Abstract]
Net income available to common shareholders	$ 374,226	$ 529,417	$ 1,009,729	$ 1,418,585
Weighted average shares outstanding	10,635,740	11,053,886	10,848,931	11,032,485
Basic net income per common share	$ 0.04	$ 0.05	$ 0.09	$ 0.13
Weighted average shares outstanding	10,635,740	11,053,886	10,848,931	11,032,485
Dilutive potential shares	113,642	160,945	108,110	153,339
Total diluted average shares outstanding	10,749,382	11,214,831	10,957,041	11,185,824
Total diluted net income per share	$ 0.03	$ 0.05	$ 0.09	$ 0.13
Anti-dilutive shares	147,276	229,164	162,904	260,329

Commitments And Contingent Li74

Commitments And Contingent Liabilities (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage loan repurchase obligations	$ 10,900,000	$ 2,800,000
Loan Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet commitments and contingent liabilities	8,798,055	6,054,409
Unused Lines Of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet commitments and contingent liabilities	78,456,784	78,100,042
Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet commitments and contingent liabilities	5,801,565	2,925,984
Mortgage Loan Repurchase Obligation [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet commitments and contingent liabilities	$ 10,948,521	$ 2,790,836

Fair Value (Assets Recorded At

Fair Value (Assets Recorded At Fair Value On A Recurring Basis) (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Transferred from Level 1 to Level 2	$ 0
Transferred from Level 2 to Level 1	0
Investment securities available for sale, at fair value	52,029,032	$ 33,352,233
Quoted Prices (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	667,944	56,535
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	51,361,088	33,295,698
U.S. Government Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	4,830,020	3,810,639
U.S. Government Agency [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	4,830,020	3,810,639
U. S. Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value		5,872,140
U. S. Treasury Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value		5,872,140
Residential Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	33,457,783	15,023,225
Residential Mortgage-Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	33,457,783	15,023,225
State And Municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	2,671,517	4,531,554
State And Municipal [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	2,671,517	4,531,554
Corporate Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	10,401,768	4,058,140
Corporate Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	10,401,768	4,058,140
Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	667,944	56,535
Equity Securities [Member] | Quoted Prices (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	$ 667,944	$ 56,535

Fair Value (Assets Recorded A76

Fair Value (Assets Recorded At Fair Value On A Nonrecurring Basis) (Details) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Nonrecurring fair value adjustment	$ 0	$ 0
Impaired loans	526,148	477,967
Real estate acquired through foreclosure	869,776	976,689
Total recorded assets measured at fair value on a nonrecurring basis	1,395,924	1,454,656
Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	526,148	477,967
Real estate acquired through foreclosure	869,776	976,689
Total recorded assets measured at fair value on a nonrecurring basis	$ 1,395,924	$ 1,454,656

Fair Value (Quantitative Inform

Fair Value (Quantitative Information About Level 3 Fair Value Measurements) (Details) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets measured on nonrecurring basis	$ 1,395,924	$ 1,454,656
Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets measured on nonrecurring basis	1,395,924	1,454,656
Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets measured on nonrecurring basis	526,148	477,967
Real Estate Acquired Through Foreclosure [Member] | Fair Value, Measurements, Nonrecurring [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets measured on nonrecurring basis	$ 869,776	$ 976,689
Minimum [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range	0.00%
Minimum [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Fair Value, Measurements, Nonrecurring [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range		0.00%
Minimum [Member] | Real Estate Acquired Through Foreclosure [Member] | Market Approach Valuation Technique [Member] | Fair Value, Measurements, Nonrecurring [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range	0.00%	0.00%
Minimum [Member] | Real Estate Acquired Through Foreclosure [Member] | Cost Approach Valuation Technique [Member] | Fair Value, Measurements, Nonrecurring [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range	0.00%	0.00%
Maximum [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range	10.00%
Maximum [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Fair Value, Measurements, Nonrecurring [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range		10.00%
Maximum [Member] | Real Estate Acquired Through Foreclosure [Member] | Market Approach Valuation Technique [Member] | Fair Value, Measurements, Nonrecurring [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range	10.00%	10.00%
Maximum [Member] | Real Estate Acquired Through Foreclosure [Member] | Cost Approach Valuation Technique [Member] | Fair Value, Measurements, Nonrecurring [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range	10.00%	10.00%

Fair Value (Estimated Fair Valu

Fair Value (Estimated Fair Values Of Financial Instruments) (Details) - USD ($)	9 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investment securities available-for-sale (debt)	$ 51,361,088
Investment securities held-to-maturity (debt)	$ 1,222,555	$ 1,596,262
Assumed interest rate for nonperforming loans	0.00%
Quoted Prices (Level 1) [Member] | Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	$ 46,266,719	34,413,222
Investment securities available-for-sale (equity)	667,944	56,535
Quoted Prices (Level 1) [Member] | Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	46,266,719	34,413,222
Investment securities available-for-sale (equity)	667,944	56,535
Significant Other Observable Inputs (Level 2) [Member] | Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investment securities available-for-sale (debt)	51,361,088	33,295,698
Investment securities held-to-maturity (debt)	1,179,126	1,573,165
Restricted equity securities	973,195	2,969,595
Loans held for sale	2,836,938	4,864,344
Accrued interest receivable	1,711,909	1,271,871
Accrued interest payable	19,749	21,161
Borrowings	1,975,000	52,300,000
Significant Other Observable Inputs (Level 2) [Member] | Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investment securities available-for-sale (debt)	51,361,088	33,295,698
Investment securities held-to-maturity (debt)	1,222,555	1,596,262
Restricted equity securities	973,195	2,969,595
Loans held for sale	2,836,938	4,864,344
Accrued interest receivable	1,711,909	1,271,871
Accrued interest payable	19,749	21,161
Borrowings	1,975,000	52,300,000
Significant Other Unobservable Inputs (Level 3) [Member] | Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans, net of allowance	479,975,341	391,467,558
Deposits	531,086,715	367,415,938
Significant Other Unobservable Inputs (Level 3) [Member] | Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans, net of allowance	490,149,448	397,258,339
Deposits	$ 533,250,138	$ 367,398,372

Regulatory Matters (Basel III R

Regulatory Matters (Basel III Rules And Other Information) (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Minimum common equity tier 1 risk-based capital ratio	4.50%	4.50%
Minimum Tier 1 risk based capital	6.00%	6.00%
Minimum total risk-based capital	8.00%	8.00%
Regulatory minimum of leverage capital to be well capitalized	5.00%	5.00%
Leverage ratio required for term of Operating Agreement	10.00%
Scenario, Forecast [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio required for term of Operating Agreement	8.50%
Conservation Buffer [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Percentage of Conservation Buffer	0.625%
Phase in period	3 years
Conservation Buffer [Member] | Fully Phased In [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Percentage of Conservation Buffer	2.50%
Minimum common equity tier 1 risk-based capital ratio	7.00%
Minimum Tier 1 risk based capital	8.50%
Minimum total risk-based capital	10.50%
Conservation Buffer [Member] | Phased In Current Fiscal Year [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Percentage of Conservation Buffer	0.625%
Conservation Buffer [Member] | Phased In Next Fiscal Year [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Percentage of Conservation Buffer	1.25%
Conservation Buffer [Member] | Phased In Second Fiscal Year [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Percentage of Conservation Buffer	1.875%
Conservation Buffer [Member] | Phased In Third Fiscal Year [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Percentage of Conservation Buffer	2.50%

Regulatory Matters (Capital Amo

Regulatory Matters (Capital Amounts And Ratios) (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2016USD ($)loan	Dec. 31, 2015USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Capital, Actual Amount	$ 61,891	$ 65,465
Common Equity Tier 1 Capital, Actual Ratio	12.28%	16.14%
Common Equity Tier 1 Capital for Capital Adequacy Purposes, Amount	$ 22,683	$ 18,249
Common Equity Tier 1 Capital for Capital Adequacy Purposes, Ratio	4.50%	4.50%
Common Equity Tier 1 Capital to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 32,765	$ 26,360
Common Equity Tier 1 Capital to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.50%	6.50%
Tier I Risk-Based Capital, Actual Amount	$ 61,891	$ 65,465
Tier I Risk-Based Capital, Actual Ratio	12.28%	16.14%
Tier I Risk-Based Capital For Capital Adequacy Purpose, Amount	$ 30,245	$ 24,332
Tier I Risk-Based Capital For Capital Adequacy Purpose, Ratio	6.00%	6.00%
Tier 1 Risk-Based Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 40,326	$ 32,443
Tier 1 Risk-Based Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, To Be Well Capitalized Ratio	8.00%	8.00%
Total Risk-Based Capital, Actual Amount	$ 64,339	$ 67,238
Total Risk-Based Capital, Actual Ratio	12.76%	16.58%
Total Risk-Based Capital For Capital Adequacy Purposes, Amount	$ 40,326	$ 32,443
Total Risk-Based Capital For Capital Adequacy Purposes, Ratio	8.00%	8.00%
Total Risk Based Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 50,408	$ 40,553
Total Risk Based Capital To Be Well Capitalized Under Prompt Corrective Action Provisions. Ratio	10.00%	10.00%
Leverage Capital, Actual Amount	$ 61,891	$ 65,465
Leverage Capital, Actual Ratio	10.13%	13.75%
Leverage Capital For Capital Adequacy Purpose, Amount	$ 24,439	$ 19,041
Leverage Capital For Capital Adequacy Purpose, Ratio	4.00%	4.00%
Leverage Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 30,548	$ 23,801
Leverage Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, To Be Well Capitalized Ratio	5.00%	5.00%
Maximum percentage of loans to a single affiliate under regulations	10.00%
Maximum percentage of loans to affiliates to capital stock	20.00%
Number of loans to any nonbank affiliate | loan	0
Conservation Buffer [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Capital for Capital Adequacy Purposes, Amount	$ 25,834
Common Equity Tier 1 Capital for Capital Adequacy Purposes, Ratio	5.125%
Tier I Risk-Based Capital For Capital Adequacy Purpose, Amount	$ 33,395
Tier I Risk-Based Capital For Capital Adequacy Purpose, Ratio	6.625%
Total Risk-Based Capital For Capital Adequacy Purposes, Amount	$ 43,476
Total Risk-Based Capital For Capital Adequacy Purposes, Ratio	8.625%

Other Comprehensive Income (Det

Other Comprehensive Income (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period			$ 573,560	$ 1,663,514
Other comprehensive income (loss) before reclassification adjustments			235,381	(1,239,319)
Amounts reclassified from comprehensive loss			(292,504)	(121,017)
Other comprehensive income (loss)	$ 43,791	$ 173,954	(57,123)	(1,360,336)
Balance at end of period	516,437	303,178	516,437	303,178
Net AFS debt securities gain (loss) Before Tax	55,614	406,919	933,926	486,391
Reclassification adjustments Before Tax		(119,477)	(486,534)	(196,967)
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, before Tax, Total			447,392	289,424
Net actuarial losses Before Tax			(558,690)	(2,535,693)
Unrealized (loss) gain on defined benefit pension plan			(558,690)	(2,535,693)
Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent, Total	55,614	287,442	(111,298)	(2,246,269)
Net AFS debt securities income Tax	(11,823)	(159,558)	(360,230)	(190,221)
Reclassification adjustments, Tax		46,070	194,030	75,950
Unrealized income on AFS debt securities: Net gain recognized in other comprehensive gain, Tax	(11,823)	(113,488)	(166,200)	(114,271)
Net actuarial losses, Tax			220,375	1,000,204
Net loss recognized in other comprehensive loss, Tax			220,375	1,000,204
Other comprehensive gain (loss), Tax	(11,823)	(113,488)	54,175	885,933
Net AFS debt securities income, Net of Tax	43,791	247,361	573,696	296,170
Reclassification adjustment for securities gains included in income		(73,407)	(292,504)	(121,017)
Net effect on other comprehensive income	43,791	173,954	281,192	175,153
Net actuarial losses			(338,315)	(1,535,489)
Net effect on other comprehensive income			(338,315)	(1,535,489)
Unrealized Gains On Investments Available For Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period			168,814	211,294
Other comprehensive income (loss) before reclassification adjustments			573,696	296,170
Amounts reclassified from comprehensive loss			(292,504)	(121,017)
Other comprehensive income (loss)			281,192	175,153
Balance at end of period	450,006	386,447	450,006	386,447
Defined Benefit Pension Plan [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period			404,746	1,452,220
Other comprehensive income (loss) before reclassification adjustments			(338,315)	(1,535,489)
Other comprehensive income (loss)			(338,315)	(1,535,489)
Balance at end of period	$ 66,431	$ (83,269)	$ 66,431	$ (83,269)

Subsequent Events (Details)

Subsequent Events (Details) - shares	Sep. 30, 2016	Dec. 31, 2015
Subsequent Events [Abstract]
Number of shares issued and outstanding as of merger date	10,363,998	11,062,932