EXHIBIT 99
![PENSION OVERVIEW](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464001.gif)
![SAFE HARBOR](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464002.gif)
![BACKGROUND](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464003.gif)
![PURPOSE OF OVERVIEW](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464004.gif)
![CONTENTS](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464005.gif)
![ACCOUNTING FUNDAMENTALS COVER PAGE](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464006.gif)
![ACCOUNTING FUNDAMENTALS](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464007.gif)
![ACCOUNTING FUNDAMENTALS AND PENSION ASSUMPTIONS](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464008.gif)
![FUNDED STATUS COVER PAGE](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464009.gif)
![FUNDED STATUS](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464010.gif)
![FUNDED STATUS AND CONSOLIDATED FUNDED STATUS](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464011.gif)
![FUNDED STATUS AND U.S. QUALIFIED PENSION PLAN](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464012.gif)
![FUNDED STATUS AND PENSION ASSETS](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464013.gif)
![FUNDED STATUS AND PENSION LIABILITIES](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464014.gif)
![FUNDED STATUS AND HISTORICAL FUNDED STATUS AND U.S. ONLY](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464015.gif)
![PENSION INVESTMENT STRATEGIES AND RESULTS COVER PAGE](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464016.gif)
![PENSION INVESTMENT STRATEGIES AND RESULTS](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464017.gif)
![PENSION INVESTMENT STRATEGIES AND RESULTS AND ASSET ALLOCATION STRATEGY](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464018.gif)
![PENSION INVESTMENT STRATEGIES AND RESULTS AND ASSET RETURN HISTORY](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464019.gif)
![PENSION CONTRIBUTION REQUIREMENTS COVER PAGE](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464020.gif)
![PENSION CONTRIBUTION](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464021.gif)
![PENSION CONTRIBUTION](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464022.gif)
![PENSION EXPENSE COVER PAGE](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464023.gif)
![PENSION EXPENSE AND CONSOLIDATED PENSION EXPENSE HISTORY](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464024.gif)
![PENSION EXPENSE AND DETAIL OF CONSOLIDATED PENSION EXPENSE HISTORY](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464025.gif)
![PENSION EXPENSE AND SERVICE COST](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464026.gif)
![PENSION EXPENSE AND INTEREST COST](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464027.gif)
![PENSION EXPENSE AND EXPECTED RETURN ON ASSETS](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464028.gif)
![PENSION EXPENSE AND ACTUARIAL GAIN - LOSS](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464029.gif)
![PENSION EXPENSE AND PRIOR SERVICE COST](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464030.gif)
![PENSION EXPENSE AND SENSITIVITY ANALYSIS AND U.S. QUALIFIED PENSION PLAN](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464031.gif)
![PENSION EXPENSE AND IMPACT ON 2003 PENSION EXPENSE](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464032.gif)
![PENSION EXPENSE AND 2003 EXPECTATIONS - U.S. QUALIFIED PENSION PLAN](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464033.gif)
![PENSION EXPENSE AND DRIVERS OF THE CHANGE IN 2003 U.S. PENSION EXPENSE](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464034.gif)
![PENSION EXPENSE AND DRIVERS OF THE CHANGE IN 2003 CONSOLIDATED PENSION EXPENSE](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464035.gif)
![ADDITIONAL MINIMUM LIABILITY COVER PAGE](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464036.gif)
![ADDITIONAL MINIMUM LIABILITY](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464037.gif)
![ADDITIONAL MINIMUM LIABILITY](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464038.gif)
![ADDITIONAL MINIMUM LIABILITY & IMPACT TO RYDER](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464039.gif)
![ADDITIONAL MINIMUM LIABILITY](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464040.gif)
![CONCLUSIONS COVER PAGE](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464041.gif)
![CONCLUSIONS](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464042.gif)
![CONCLUSIONS](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464043.gif)
![RYDER LOGO](https://capedge.com/proxy/8-K/0000950144-02-012138/g79464z79464044.gif)
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