Klingenstein Fields & Co 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	52,285	436	SH		DFND	1	436	0	0
3M CO	COM	88579Y101	14,647,988	122,148	SH		SOLE	0	122,148	0	0
ABBOTT LABS	COM	002824100	2,738,272	24,941	SH		DFND	1	24,941	0	0
ABBOTT LABS	COM	002824100	109,790	1,000	SH		OTR	3	1,000	0	0
ABBOTT LABS	COM	002824100	11,705,193	106,614	SH		SOLE	0	92,908	0	13,706
ABBVIE INC	COM	00287Y109	2,498,006	15,457	SH		SOLE	0	15,457	0	0
ADOBE SYSTEMS INCORPORATED	COM	00724F101	543,496	1,615	SH		SOLE	0	1,615	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	803,083	12,399	SH		SOLE	0	0	0	12,399
AES CORP	COM	00130H105	297,235	10,335	SH		SOLE	0	10,335	0	0
AIR LEASE CORP	CL A	00912X302	329,029	8,564	SH		SOLE	0	0	0	8,564
AIR PRODS & CHEMS INC	COM	009158106	254,623	826	SH		SOLE	0	826	0	0
ALLSTATE CORP	COM	020002101	3,019,812	22,270	SH		SOLE	0	22,270	0	0
ALPHABET INC	CAP STK CL A	02079K305	13,649,357	154,702	SH		DFND	1	154,702	0	0
ALPHABET INC	CAP STK CL A	02079K305	105,876	1,200	SH		OTR	3	1,200	0	0
ALPHABET INC	CAP STK CL A	02079K305	30,103,547	341,194	SH		SOLE	0	313,874	0	27,320
ALPHABET INC	CAP STK CL C	02079K107	7,332,647	82,640	SH		DFND	1	82,640	0	0
ALPHABET INC	CAP STK CL C	02079K107	106,476	1,200	SH		OTR	3	1,200	0	0
ALPHABET INC	CAP STK CL C	02079K107	13,197,700	148,740	SH		SOLE	0	135,040	0	13,700
ALTRIA GROUP INC	COM	02209S103	935,044	20,456	SH		SOLE	0	20,456	0	0
AMAZON COM INC	COM	023135106	10,836,504	129,006	SH		DFND	1	129,006	0	0
AMAZON COM INC	COM	023135106	21,935,256	261,134	SH		SOLE	0	236,679	0	24,455
AMERICAN EXPRESS CO	COM	025816109	14,197,445	96,091	SH		DFND	1	96,091	0	0
AMERICAN EXPRESS CO	COM	025816109	3,595,053	24,332	SH		SOLE	0	24,332	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	10,617,152	50,114	SH		DFND	1	50,114	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	211,860	1,000	SH		OTR	3	1,000	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	22,109,710	104,360	SH		SOLE	0	94,595	0	9,765
AMERIPRISE FINL INC	COM	03076C106	9,302,179	29,875	SH		DFND	1	29,875	0	0
AMGEN INC	COM	031162100	289,429	1,102	SH		SOLE	0	1,102	0	0
AMPHENOL CORP NEW	CL A	032095101	672,164	8,828	SH		SOLE	0	8,828	0	0
APPLE INC	COM	037833100	15,523,906	119,479	SH		DFND	1	119,479	0	0
APPLE INC	COM	037833100	12,993	100	SH		OTR	3	100	0	0
APPLE INC	COM	037833100	38,424,713	295,734	SH		SOLE	0	278,512	0	17,222
ARK ETF TR	INNOVATION ETF	00214Q104	3,874	124	SH		DFND	1	124	0	0
ARK ETF TR	INNOVATION ETF	00214Q104	2,924,838	93,625	SH		SOLE	0	93,625	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,158,949	4,852	SH		SOLE	0	4,852	0	0
BANK AMERICA CORP	COM	060505104	2,325,488	70,214	SH		DFND	1	70,214	0	0
BANK AMERICA CORP	COM	060505104	1,240,708	37,461	SH		SOLE	0	37,461	0	0
BANK NEW YORK MELLON CORP	COM	064058100	920,278	20,217	SH		SOLE	0	20,217	0	0
BAXTER INTL INC	COM	071813109	418,209	8,205	SH		SOLE	0	8,205	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,874,844	4	SH		DFND	1	4	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	2,812,266	6	SH		SOLE	0	6	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	26,439,369	85,592	SH		DFND	1	85,592	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	432,460	1,400	SH		OTR	3	1,400	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	45,378,955	146,905	SH		SOLE	0	137,788	0	9,117
BIOGEN INC	COM	09062X103	434,764	1,570	SH		SOLE	0	1,570	0	0
BLACKROCK INC	COM	09247X101	245,186	346	SH		SOLE	0	346	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,633,697	22,706	SH		SOLE	0	22,706	0	0
BROADCOM INC	COM	11135F101	18,725,823	33,491	SH		DFND	1	33,491	0	0
BROADCOM INC	COM	11135F101	69,891	125	SH		OTR	3	125	0	0
BROADCOM INC	COM	11135F101	30,316,029	54,220	SH		SOLE	0	48,355	0	5,865
BROOKFIELD CORP	CL A LTD VT SH	11271J107	2,582,929	82,102	SH		DFND	1	82,102	0	0
BROOKFIELD CORP	CL A LTD VT SH	11271J107	11,396,153	362,250	SH		SOLE	0	319,389	0	42,861
BROOKFIELD RENEWABLE CORP	CL A SUB VTG	11284V105	4,922,279	178,732	SH		DFND	1	178,732	0	0
BROOKFIELD RENEWABLE CORP	CL A SUB VTG	11284V105	9,396,607	341,208	SH		SOLE	0	284,428	0	56,780
CABOT CORP	COM	127055101	287,412	4,300	SH		SOLE	0	4,300	0	0
CANADIAN PAC RY LTD	COM	13645T100	1,708,782	22,909	SH		SOLE	0	22,909	0	0
CDW CORP	COM	12514G108	201,081	1,126	SH		SOLE	0	1,126	0	0
CHEVRON CORP NEW	COM	166764100	882,373	4,916	SH		SOLE	0	4,916	0	0
CHUBB LIMITED	COM	H1467J104	5,927,301	26,869	SH		DFND	1	26,869	0	0
CHUBB LIMITED	COM	H1467J104	18,638,273	84,489	SH		SOLE	0	77,057	0	7,432
CINTAS CORP	COM	172908105	226,713	502	SH		SOLE	0	502	0	0
CISCO SYS INC	COM	17275R102	777,390	16,318	SH		SOLE	0	5,787	0	10,531
CITIZENS FINL GROUP INC	COM	174610105	249,370	6,334	SH		SOLE	0	6,334	0	0
COCA COLA CO	COM	191216100	1,776,246	27,924	SH		SOLE	0	27,924	0	0
COINBASE GLOBAL INC	COM CL A	19260Q107	5,415	153	SH		DFND	1	153	0	0
COINBASE GLOBAL INC	COM CL A	19260Q107	1,206,339	34,087	SH		SOLE	0	27,817	0	6,270
COLGATE PALMOLIVE CO	COM	194162103	8,596,462	109,106	SH		DFND	1	109,106	0	0
COLGATE PALMOLIVE CO	COM	194162103	23,637	300	SH		OTR	3	300	0	0
COLGATE PALMOLIVE CO	COM	194162103	20,562,220	260,975	SH		SOLE	0	260,975	0	0
COMCAST CORP NEW	CL A	20030N101	18,371,629	525,354	SH		DFND	1	525,354	0	0
COMCAST CORP NEW	CL A	20030N101	16,122,429	461,036	SH		SOLE	0	419,366	0	41,670
CONSTELLATION BRANDS INC	CL A	21036P108	9,317,972	40,207	SH		DFND	1	40,207	0	0
CONSTELLATION BRANDS INC	CL A	21036P108	17,631,772	76,081	SH		SOLE	0	67,436	0	8,645
CORNING INC	COM	219350105	509,315	15,946	SH		SOLE	0	15,946	0	0
COSTCO WHSL CORP NEW	COM	22160K105	7,996,511	17,517	SH		DFND	1	17,517	0	0
COSTCO WHSL CORP NEW	COM	22160K105	20,756,142	45,468	SH		SOLE	0	40,718	0	4,750
CVS HEALTH CORP	COM	126650100	7,968,491	85,508	SH		DFND	1	85,508	0	0
CVS HEALTH CORP	COM	126650100	18,870,229	202,492	SH		SOLE	0	182,735	0	19,757
DANAHER CORPORATION	COM	235851102	3,760,471	14,168	SH		DFND	1	14,168	0	0
DANAHER CORPORATION	COM	235851102	10,693,772	40,290	SH		SOLE	0	36,294	0	3,996
DIGITAL RLTY TR INC	COM	253868103	1,337,903	13,343	SH		SOLE	0	43	0	13,300
DISNEY WALT CO	COM	254687106	37,333,900	429,718	SH		DFND	1	429,718	0	0
DISNEY WALT CO	COM	254687106	52,128	600	SH		OTR	3	600	0	0
DISNEY WALT CO	COM	254687106	20,778,395	239,162	SH		SOLE	0	226,332	0	12,830
DOMINION ENERGY INC	COM	25746U109	676,973	11,040	SH		SOLE	0	11,040	0	0
DUPONT DE NEMOURS INC	COM	26614N102	3,962,490	57,737	SH		DFND	1	57,737	0	0
DUPONT DE NEMOURS INC	COM	26614N102	13,126,517	191,265	SH		SOLE	0	174,465	0	16,800
EATON CORP PLC	SHS	G29183103	3,763,975	23,982	SH		DFND	1	23,982	0	0
EATON CORP PLC	SHS	G29183103	13,546,825	86,313	SH		SOLE	0	71,218	0	15,095
ELME COMMUNITIES	SH BEN INT	939653101	342,881	19,263	SH		SOLE	0	19,263	0	0
EMERSON ELEC CO	COM	291011104	320,840	3,340	SH		SOLE	0	3,340	0	0
ESSEX PPTY TR INC	COM	297178105	676,237	3,191	SH		SOLE	0	3,191	0	0
EVEREST RE GROUP LTD	COM	G3223R108	281,580	850	SH		SOLE	0	850	0	0
EXXON MOBIL CORP	COM	30231G102	388,697	3,524	SH		DFND	1	3,524	0	0
EXXON MOBIL CORP	COM	30231G102	1,865,945	16,917	SH		SOLE	0	16,917	0	0
F N B CORP	COM	302520101	188,599	14,452	SH		SOLE	0	14,452	0	0
FASTENAL CO	COM	311900104	208,208	4,400	SH		SOLE	0	4,400	0	0
FEDEX CORP	COM	31428X106	1,695,037	9,787	SH		SOLE	0	6,987	0	2,800
FIDELITY NATIONAL FINANCIAL	FNF GROUP COM	31620R303	438,687	11,661	SH		SOLE	0	11,661	0	0
FIDELITY NATL INFORMATION SV	COM	31620M106	41,863	617	SH		DFND	1	617	0	0
FIDELITY NATL INFORMATION SV	COM	31620M106	4,830,309	71,191	SH		SOLE	0	58,173	0	13,018
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	222,950	5,000	SH		SOLE	0	5,000	0	0
FORTIVE CORP	COM	34959J108	7,660,206	119,225	SH		DFND	1	119,225	0	0
FORTIVE CORP	COM	34959J108	11,526,514	179,401	SH		SOLE	0	167,449	0	11,952
GENERAL DYNAMICS CORP	COM	369550108	440,395	1,775	SH		SOLE	0	1,775	0	0
GILEAD SCIENCES INC	COM	375558103	1,009,081	11,754	SH		SOLE	0	11,754	0	0
GLOBE LIFE INC	COM	37959E102	4,288,928	35,578	SH		DFND	1	35,578	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	10,759,469	31,334	SH		DFND	1	31,334	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	20,854,841	60,734	SH		SOLE	0	55,279	0	5,455
GSK PLC	SPONSORED ADR	37733W204	243,169	6,920	SH		SOLE	0	6,920	0	0
HF SINCLAIR CORP	COM	403949100	311,340	6,000	SH		SOLE	0	6,000	0	0
HOME DEPOT INC	COM	437076102	4,703,787	14,892	SH		DFND	1	14,892	0	0
HOME DEPOT INC	COM	437076102	18,336,755	58,053	SH		SOLE	0	48,723	0	9,330
HONEYWELL INTL INC	COM	438516106	12,373,682	57,740	SH		DFND	1	57,740	0	0
HONEYWELL INTL INC	COM	438516106	192,870	900	SH		OTR	3	900	0	0
HONEYWELL INTL INC	COM	438516106	26,047,308	121,546	SH		SOLE	0	112,246	0	9,300
ILLINOIS TOOL WKS INC	COM	452308109	8,786,886	39,886	SH		DFND	1	39,886	0	0
ILLINOIS TOOL WKS INC	COM	452308109	4,773,020	21,666	SH		SOLE	0	21,666	0	0
INTEL CORP	COM	458140100	14,880	563	SH		DFND	1	563	0	0
INTEL CORP	COM	458140100	307,804	11,646	SH		SOLE	0	11,646	0	0
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	1,264,319	12,324	SH		SOLE	0	4,543	0	7,781
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,741,400	12,360	SH		SOLE	0	12,360	0	0
INTERNATIONAL PAPER CO	COM	460146103	414,348	11,965	SH		DFND	1	11,965	0	0
INTERNATIONAL PAPER CO	COM	460146103	17,315	500	SH		SOLE	0	500	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	8,460,685	31,885	SH		DFND	1	31,885	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	16,617,544	62,625	SH		SOLE	0	56,380	0	6,245
INVESCO CURRENCYSHARES EURO	EURO SHS	46138K103	335,920	3,400	SH		SOLE	0	3,400	0	0
INVESCO EXCHANGE TRADED FD T	FINL PFD ETF	46137V621	312,480	21,700	SH		SOLE	0	21,700	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	2,529,926	9,501	SH		DFND	1	9,501	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	13,170,211	49,460	SH		SOLE	0	49,460	0	0
IQVIA HLDGS INC	COM	46266C105	270,660	1,321	SH		SOLE	0	1,321	0	0
ISHARES TR	CORE S&P TTL STK	464287150	443,419	5,229	SH		SOLE	0	5,229	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	291,747	1,360	SH		SOLE	0	1,360	0	0
ISHARES TR	CORE S&P500 ETF	464287200	393,010	1,023	SH		SOLE	0	1,023	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	327,144	1,527	SH		SOLE	0	1,277	0	250
ISHARES TR	RUSSELL 2000 ETF	464287655	215,369	1,235	SH		SOLE	0	1,235	0	0
ISHARES TR	ISHARES BIOTECH	464287556	219,386	1,671	SH		SOLE	0	1,671	0	0
ISHARES TR	MSCI EAFE ETF	464287465	471,952	7,190	SH		SOLE	0	6,485	0	705
ISHARES TR	SELECT DIVID ETF	464287168	473,355	3,925	SH		SOLE	0	3,925	0	0
JOHNSON & JOHNSON	COM	478160104	20,497,759	116,036	SH		DFND	1	116,036	0	0
JOHNSON & JOHNSON	COM	478160104	618,275	3,500	SH		OTR	3	3,500	0	0
JOHNSON & JOHNSON	COM	478160104	27,639,012	156,462	SH		SOLE	0	149,137	0	7,325
JPMORGAN CHASE & CO	COM	46625H100	7,694,926	57,382	SH		DFND	1	57,382	0	0
JPMORGAN CHASE & CO	COM	46625H100	22,214,893	165,659	SH		SOLE	0	147,909	0	17,750
KRAFT HEINZ CO	COM	500754106	307,645	7,557	SH		SOLE	0	7,557	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	775,671	3,294	SH		SOLE	0	3,294	0	0
LILLY ELI & CO	COM	532457108	27,877,008	76,200	SH		DFND	1	76,200	0	0
LILLY ELI & CO	COM	532457108	8,528,462	23,312	SH		SOLE	0	23,312	0	0
LINDE PLC	SHS	G5494J103	332,704	1,020	SH		SOLE	0	1,020	0	0
LOCKHEED MARTIN CORP	COM	539830109	4,152,192	8,535	SH		SOLE	0	8,535	0	0
LOWES COS INC	COM	548661107	829,038	4,161	SH		SOLE	0	4,161	0	0
MARSH & MCLENNAN COS INC	COM	571748102	226,708	1,370	SH		SOLE	0	1,370	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	2,512,002	7,224	SH		DFND	1	7,224	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	10,311,585	29,654	SH		SOLE	0	21,684	0	7,970
MCDONALDS CORP	COM	580135101	1,484,728	5,634	SH		SOLE	0	5,634	0	0
MEDTRONIC PLC	SHS	G5960L103	6,294,931	80,995	SH		DFND	1	80,995	0	0
MEDTRONIC PLC	SHS	G5960L103	9,509,197	122,352	SH		SOLE	0	110,102	0	12,250
MERCK & CO INC	COM	58933Y105	11,752,379	105,925	SH		DFND	1	105,925	0	0
MERCK & CO INC	COM	58933Y105	24,145,716	217,627	SH		SOLE	0	193,098	0	24,529
META PLATFORMS INC	CL A	30303M102	5,893,411	48,973	SH		DFND	1	48,973	0	0
META PLATFORMS INC	CL A	30303M102	8,174,215	67,926	SH		SOLE	0	60,479	0	7,447
MICROSOFT CORP	COM	594918104	16,565,806	69,076	SH		DFND	1	69,076	0	0
MICROSOFT CORP	COM	594918104	44,442,264	185,315	SH		SOLE	0	171,085	0	14,230
MONDELEZ INTL INC	CL A	609207105	4,527,135	67,924	SH		DFND	1	67,924	0	0
MONDELEZ INTL INC	CL A	609207105	17,567,940	263,585	SH		SOLE	0	240,448	0	23,137
NETFLIX INC	COM	64110L106	3,239,257	10,985	SH		DFND	1	10,985	0	0
NETFLIX INC	COM	64110L106	8,869,696	30,079	SH		SOLE	0	26,459	0	3,620
NEXTERA ENERGY INC	COM	65339F101	1,034,466	12,374	SH		SOLE	0	12,374	0	0
NEXTERA ENERGY PARTNERS LP	COM UNIT PART IN	65341B106	4,841,677	69,078	SH		DFND	1	69,078	0	0
NEXTERA ENERGY PARTNERS LP	COM UNIT PART IN	65341B106	11,681,900	166,670	SH		SOLE	0	141,325	0	25,345
NIKE INC	CL B	654106103	4,494,588	38,412	SH		DFND	1	38,412	0	0
NIKE INC	CL B	654106103	14,902,394	127,360	SH		SOLE	0	111,718	0	15,642
NORFOLK SOUTHN CORP	COM	655844108	7,554,991	30,659	SH		DFND	1	30,659	0	0
NORFOLK SOUTHN CORP	COM	655844108	792,733	3,217	SH		SOLE	0	3,217	0	0
NORTHERN TR CORP	COM	665859104	530,940	6,000	SH		SOLE	0	6,000	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	837,164	9,228	SH		SOLE	0	9,228	0	0
NOVO-NORDISK A S	ADR	670100205	759,934	5,615	SH		SOLE	0	5,615	0	0
NVIDIA CORPORATION	COM	67066G104	255,307	1,747	SH		SOLE	0	1,747	0	0
NXP SEMICONDUCTORS N V	COM	N6596X109	10,438,988	66,057	SH		DFND	1	66,057	0	0
NXP SEMICONDUCTORS N V	COM	N6596X109	47,409	300	SH		OTR	3	300	0	0
NXP SEMICONDUCTORS N V	COM	N6596X109	18,960,281	119,979	SH		SOLE	0	108,095	0	11,884
OCCIDENTAL PETE CORP	COM	674599105	201,568	3,200	SH		SOLE	0	3,200	0	0
PALANTIR TECHNOLOGIES INC	CL A	69608A108	57,863	9,013	SH		DFND	1	9,013	0	0
PALANTIR TECHNOLOGIES INC	CL A	69608A108	2,272,982	354,047	SH		SOLE	0	234,787	0	119,260
PALO ALTO NETWORKS INC	COM	697435105	14,370,387	102,984	SH		DFND	1	102,984	0	0
PALO ALTO NETWORKS INC	COM	697435105	26,232,962	187,996	SH		SOLE	0	166,954	0	21,042
PAYPAL HLDGS INC	COM	70450Y103	9,106,332	127,862	SH		DFND	1	127,862	0	0
PAYPAL HLDGS INC	COM	70450Y103	13,805,997	193,850	SH		SOLE	0	184,850	0	9,000
PEPSICO INC	COM	713448108	51,646,358	285,876	SH		DFND	1	285,876	0	0
PEPSICO INC	COM	713448108	37,903,733	209,807	SH		SOLE	0	200,394	0	9,413
PFIZER INC	COM	717081103	3,547,858	69,240	SH		DFND	1	69,240	0	0
PFIZER INC	COM	717081103	13,225,746	258,114	SH		SOLE	0	224,359	0	33,755
PHILIP MORRIS INTL INC	COM	718172109	1,204,298	11,899	SH		SOLE	0	11,899	0	0
PIONEER NAT RES CO	COM	723787107	203,039	889	SH		SOLE	0	889	0	0
PNC FINL SVCS GROUP INC	COM	693475105	268,972	1,703	SH		SOLE	0	1,703	0	0
PROCTER AND GAMBLE CO	COM	742718109	5,607,720	37,000	SH		DFND	1	37,000	0	0
PROCTER AND GAMBLE CO	COM	742718109	1,847,213	12,188	SH		SOLE	0	12,188	0	0
PROLOGIS INC.	COM	74340W103	5,593,324	49,617	SH		DFND	1	49,617	0	0
PROLOGIS INC.	COM	74340W103	15,922,774	141,247	SH		SOLE	0	117,903	0	23,344
PROSHARES TR	SP500 EX ENRGY	74347B581	297,095	3,675	SH		SOLE	0	3,675	0	0
QUALCOMM INC	COM	747525103	360,163	3,276	SH		SOLE	0	3,276	0	0
QUEST DIAGNOSTICS INC	COM	74834L100	625,760	4,000	SH		SOLE	0	4,000	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	13,778,002	136,524	SH		DFND	1	136,524	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	23,594,692	233,796	SH		SOLE	0	201,388	0	32,408
REGENERON PHARMACEUTICALS	COM	75886F107	414,857	575	SH		SOLE	0	0	0	575
ROYAL BK CDA SUSTAINABL	COM	780087102	234,580	2,495	SH		SOLE	0	2,495	0	0
SCHLUMBERGER LTD	COM STK	806857108	1,219,904	22,819	SH		SOLE	0	22,819	0	0
SCHWAB CHARLES CORP	COM	808513105	300,985	3,615	SH		SOLE	0	3,615	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	5,281,796	163,980	SH		DFND	1	163,980	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	22,501,423	698,585	SH		SOLE	0	698,585	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	3,885,654	86,061	SH		SOLE	0	86,061	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	5,798,723	143,143	SH		DFND	1	143,143	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	23,391,932	577,436	SH		SOLE	0	577,436	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	4,606,987	194,634	SH		DFND	1	194,634	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	20,110,931	849,638	SH		SOLE	0	849,638	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	7,752,861	62,302	SH		DFND	1	62,302	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	19,418,115	156,044	SH		SOLE	0	136,089	0	19,955
SERVICENOW INC	COM	81762P102	2,689,935	6,928	SH		DFND	1	6,928	0	0
SERVICENOW INC	COM	81762P102	7,136,403	18,380	SH		SOLE	0	17,482	0	898
SHELL PLC	SPON ADS	780259305	5,262,180	92,400	SH		DFND	1	92,400	0	0
SHELL PLC	SPON ADS	780259305	739,325	12,982	SH		SOLE	0	12,982	0	0
SNOWFLAKE INC	CL A	833445109	35,454	247	SH		DFND	1	247	0	0
SNOWFLAKE INC	CL A	833445109	3,120,560	21,740	SH		SOLE	0	16,651	0	5,089
SPDR GOLD TR	GOLD SHS	78463V107	449,716	2,651	SH		SOLE	0	2,651	0	0
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	286,025	11,888	SH		SOLE	0	11,888	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,667,011	22,663	SH		DFND	1	22,663	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	22,387,344	58,540	SH		SOLE	0	58,540	0	0
STARBUCKS CORP	COM	855244109	4,489,693	45,259	SH		DFND	1	45,259	0	0
STARBUCKS CORP	COM	855244109	17,146,225	172,845	SH		SOLE	0	152,035	0	20,810
STRYKER CORPORATION	COM	863667101	4,378,327	17,908	SH		DFND	1	17,908	0	0
STRYKER CORPORATION	COM	863667101	16,348,313	66,867	SH		SOLE	0	58,855	0	8,012
SVB FINANCIAL GROUP	COM	78486Q101	483,294	2,100	SH		SOLE	0	2,100	0	0
TARGET CORP	COM	87612E106	301,061	2,020	SH		SOLE	0	2,020	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	18,166,162	32,988	SH		DFND	1	32,988	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	28,146,317	51,111	SH		SOLE	0	47,192	0	3,919
TJX COS INC NEW	COM	872540109	5,639,182	70,844	SH		SOLE	0	60,781	0	10,063
UDR INC	COM	902653104	530,640	13,701	SH		SOLE	0	13,701	0	0
UNILEVER PLC	SPON ADR NEW	904767704	348,422	6,920	SH		SOLE	0	6,920	0	0
UNION PAC CORP	COM	907818108	31,876,563	153,941	SH		DFND	1	153,941	0	0
UNION PAC CORP	COM	907818108	165,656	800	SH		OTR	3	800	0	0
UNION PAC CORP	COM	907818108	29,067,037	140,373	SH		SOLE	0	131,830	0	8,543
UNITED PARCEL SERVICE INC	CL B	911312106	9,754,162	56,110	SH		DFND	1	56,110	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	18,570,980	106,828	SH		SOLE	0	93,043	0	13,785
UNITEDHEALTH GROUP INC	COM	91324P102	437,399	825	SH		SOLE	0	825	0	0
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	790,045	3,893	SH		SOLE	0	3,893	0	0
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	241,766	4,934	SH		SOLE	0	3,414	0	1,520
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	676,330	1,925	SH		SOLE	0	1,925	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	358,226	9,190	SH		SOLE	0	9,190	0	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	264,218	3,514	SH		SOLE	0	3,514	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	211,072	1,390	SH		SOLE	0	1,390	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	255,178	6,080	SH		SOLE	0	6,080	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	365,987	9,289	SH		SOLE	0	9,289	0	0
VISA INC	COM CL A	92826C839	2,528,231	12,169	SH		DFND	1	12,169	0	0
VISA INC	COM CL A	92826C839	9,727,946	46,823	SH		SOLE	0	34,013	0	12,810
VULCAN MATLS CO	COM	929160109	8,249,082	47,108	SH		DFND	1	47,108	0	0
VULCAN MATLS CO	COM	929160109	17,667,023	100,891	SH		SOLE	0	87,591	0	13,300
WALMART INC	COM	931142103	235,513	1,661	SH		SOLE	0	1,661	0	0
WELLS FARGO CO NEW	COM	949746101	218,627	5,295	SH		SOLE	0	5,295	0	0
WESBANCO INC	COM	950810101	203,020	5,490	SH		SOLE	0	5,490	0	0
WHITE MTNS INS GROUP LTD	COM	G9618E107	553,003	391	SH		SOLE	0	391	0	0
WILEY JOHN & SONS INC	CL A	968223206	377,846	9,432	SH		SOLE	0	9,432	0	0
YUM BRANDS INC	COM	988498101	13,194,161	103,015	SH		DFND	1	103,015	0	0
YUM BRANDS INC	COM	988498101	4,046,944	31,597	SH		SOLE	0	31,597	0	0
ZSCALER INC	COM	98980G102	911,426	8,145	SH		DFND	1	8,145	0	0
ZSCALER INC	COM	98980G102	2,323,715	20,766	SH		SOLE	0	19,295	0	1,471