Klingenstein Fields & Co 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	43,639	436	SH		DFND	1	436	0	0
3M CO	COM	88579Y101	11,988,880	119,781	SH		SOLE	0	119,781	0	0
ABBOTT LABS	COM	002824100	2,728,226	25,025	SH		DFND	1	25,025	0	0
ABBOTT LABS	COM	002824100	109,020	1,000	SH		OTR	3	1,000	0	0
ABBOTT LABS	COM	002824100	11,535,067	105,807	SH		SOLE	0	91,301	0	14,506
ABBVIE INC	COM	00287Y109	2,030,785	15,073	SH		SOLE	0	15,073	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	4,863,529	15,761	SH		DFND	1	15,761	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	12,633,265	40,940	SH		SOLE	0	37,649	0	3,291
ADOBE SYSTEMS INCORPORATED	COM	00724F101	285,081	583	SH		SOLE	0	583	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	342,413	3,006	SH		SOLE	0	115	0	2,891
AEROVIRONMENT INC	COM	008073108	204,560	2,000	SH		SOLE	0	2,000	0	0
AES CORP	COM	00130H105	213,332	10,291	SH		SOLE	0	10,291	0	0
AIR PRODS & CHEMS INC	COM	009158106	240,523	803	SH		SOLE	0	803	0	0
ALLSTATE CORP	COM	020002101	2,409,239	22,095	SH		SOLE	0	22,095	0	0
ALPHABET INC	CAP STK CL A	02079K305	18,327,387	153,111	SH		DFND	1	153,111	0	0
ALPHABET INC	CAP STK CL A	02079K305	143,640	1,200	SH		OTR	3	1,200	0	0
ALPHABET INC	CAP STK CL A	02079K305	39,470,477	329,745	SH		SOLE	0	307,464	0	22,281
ALPHABET INC	CAP STK CL C	02079K107	9,946,153	82,220	SH		DFND	1	82,220	0	0
ALPHABET INC	CAP STK CL C	02079K107	145,164	1,200	SH		OTR	3	1,200	0	0
ALPHABET INC	CAP STK CL C	02079K107	17,539,319	144,989	SH		SOLE	0	130,889	0	14,100
ALTRIA GROUP INC	COM	02209S103	842,671	18,602	SH		SOLE	0	18,602	0	0
AMAZON COM INC	COM	023135106	17,239,458	132,245	SH		DFND	1	132,245	0	0
AMAZON COM INC	COM	023135106	36,083,127	276,796	SH		SOLE	0	249,789	0	27,007
AMERICAN EXPRESS CO	COM	025816109	16,409,117	94,197	SH		DFND	1	94,197	0	0
AMERICAN EXPRESS CO	COM	025816109	3,930,649	22,564	SH		SOLE	0	22,564	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	9,629,315	49,651	SH		DFND	1	49,651	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	193,940	1,000	SH		OTR	3	1,000	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	19,771,795	101,948	SH		SOLE	0	92,160	0	9,788
AMERIPRISE FINL INC	COM	03076C106	9,923,280	29,875	SH		DFND	1	29,875	0	0
AMGEN INC	COM	031162100	264,204	1,190	SH		SOLE	0	1,190	0	0
AMPHENOL CORP NEW	CL A	032095101	749,939	8,828	SH		SOLE	0	8,828	0	0
APPLE INC	COM	037833100	22,980,984	118,477	SH		DFND	1	118,477	0	0
APPLE INC	COM	037833100	19,397	100	SH		OTR	3	100	0	0
APPLE INC	COM	037833100	56,704,171	292,335	SH		SOLE	0	272,611	0	19,724
ARK ETF TR	INNOVATION ETF	00214Q104	1,883,763	42,677	SH		DFND	1	42,677	0	0
ARK ETF TR	INNOVATION ETF	00214Q104	9,466,476	214,465	SH		SOLE	0	212,967	0	1,498
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,067,300	4,856	SH		SOLE	0	4,856	0	0
BANK AMERICA CORP	COM	060505104	2,014,440	70,214	SH		DFND	1	70,214	0	0
BANK AMERICA CORP	COM	060505104	1,069,133	37,265	SH		SOLE	0	37,265	0	0
BANK NEW YORK MELLON CORP	COM	064058100	899,170	20,197	SH		SOLE	0	20,197	0	0
BAXTER INTL INC	COM	071813109	364,708	8,005	SH		SOLE	0	8,005	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	28,957,038	84,918	SH		DFND	1	84,918	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	477,400	1,400	SH		OTR	3	1,400	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	49,139,123	144,103	SH		SOLE	0	134,992	0	9,111
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	2,071,240	4	SH		DFND	1	4	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	3,106,860	6	SH		SOLE	0	6	0	0
BIOGEN INC	COM	09062X103	519,851	1,825	SH		SOLE	0	1,825	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,419,242	22,193	SH		SOLE	0	22,193	0	0
BROADCOM INC	COM	11135F101	28,757,907	33,153	SH		DFND	1	33,153	0	0
BROADCOM INC	COM	11135F101	108,429	125	SH		OTR	3	125	0	0
BROADCOM INC	COM	11135F101	44,113,153	50,855	SH		SOLE	0	46,017	0	4,838
BROOKFIELD CORP	CL A LTD VT SH	11271J107	2,767,780	82,252	SH		DFND	1	82,252	0	0
BROOKFIELD CORP	CL A LTD VT SH	11271J107	12,512,048	371,817	SH		SOLE	0	324,890	0	46,927
BROOKFIELD RENEWABLE CORP	CL A SUB VTG	11284V105	5,617,778	178,229	SH		DFND	1	178,229	0	0
BROOKFIELD RENEWABLE CORP	CL A SUB VTG	11284V105	10,861,809	344,584	SH		SOLE	0	287,723	0	56,861
CABOT CORP	COM	127055101	287,627	4,300	SH		SOLE	0	4,300	0	0
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	1,484,230	18,376	SH		SOLE	0	18,376	0	0
CDW CORP	COM	12514G108	206,621	1,126	SH		SOLE	0	1,126	0	0
CHEVRON CORP NEW	COM	166764100	819,794	5,210	SH		SOLE	0	5,210	0	0
CHUBB LIMITED	COM	H1467J104	5,172,547	26,862	SH		DFND	1	26,862	0	0
CHUBB LIMITED	COM	H1467J104	16,142,305	83,830	SH		SOLE	0	74,787	0	9,043
CINTAS CORP	COM	172908105	234,622	472	SH		SOLE	0	472	0	0
CISCO SYS INC	COM	17275R102	303,145	5,859	SH		SOLE	0	5,859	0	0
CITIZENS FINL GROUP INC	COM	174610105	202,303	7,757	SH		SOLE	0	7,757	0	0
COCA COLA CO	COM	191216100	1,526,336	25,346	SH		SOLE	0	25,346	0	0
COLGATE PALMOLIVE CO	COM	194162103	8,136,194	105,610	SH		DFND	1	105,610	0	0
COLGATE PALMOLIVE CO	COM	194162103	23,112	300	SH		OTR	3	300	0	0
COLGATE PALMOLIVE CO	COM	194162103	19,759,913	256,489	SH		SOLE	0	256,039	0	450
COMCAST CORP NEW	CL A	20030N101	21,775,025	524,068	SH		DFND	1	524,068	0	0
COMCAST CORP NEW	CL A	20030N101	18,703,899	450,154	SH		SOLE	0	408,402	0	41,752
CONSTELLATION BRANDS INC	CL A	21036P108	9,788,344	39,769	SH		DFND	1	39,769	0	0
CONSTELLATION BRANDS INC	CL A	21036P108	18,317,979	74,424	SH		SOLE	0	65,762	0	8,662
CORNING INC	COM	219350105	558,748	15,946	SH		SOLE	0	15,946	0	0
COSTCO WHSL CORP NEW	COM	22160K105	9,358,121	17,382	SH		DFND	1	17,382	0	0
COSTCO WHSL CORP NEW	COM	22160K105	23,849,696	44,299	SH		SOLE	0	39,612	0	4,687
CVS HEALTH CORP	COM	126650100	5,911,168	85,508	SH		DFND	1	85,508	0	0
CVS HEALTH CORP	COM	126650100	13,990,391	202,378	SH		SOLE	0	182,360	0	20,018
DANAHER CORPORATION	COM	235851102	3,404,400	14,185	SH		DFND	1	14,185	0	0
DANAHER CORPORATION	COM	235851102	9,490,560	39,544	SH		SOLE	0	35,540	0	4,004
DIGITAL RLTY TR INC	COM	253868103	871,675	7,655	SH		SOLE	0	0	0	7,655
DISNEY WALT CO	COM	254687106	38,245,588	428,378	SH		DFND	1	428,378	0	0
DISNEY WALT CO	COM	254687106	53,568	600	SH		OTR	3	600	0	0
DISNEY WALT CO	COM	254687106	20,921,429	234,335	SH		SOLE	0	220,505	0	13,830
DOMINION ENERGY INC	COM	25746U109	307,011	5,928	SH		SOLE	0	5,928	0	0
DUPONT DE NEMOURS INC	COM	26614N102	4,143,234	57,996	SH		DFND	1	57,996	0	0
DUPONT DE NEMOURS INC	COM	26614N102	13,157,891	184,181	SH		SOLE	0	167,309	0	16,872
EATON CORP PLC	SHS	G29183103	4,830,623	24,021	SH		DFND	1	24,021	0	0
EATON CORP PLC	SHS	G29183103	17,075,200	84,909	SH		SOLE	0	69,783	0	15,126
ESSEX PPTY TR INC	COM	297178105	281,160	1,200	SH		SOLE	0	1,200	0	0
EVEREST RE GROUP LTD	COM	G3223R108	290,581	850	SH		SOLE	0	850	0	0
EXXON MOBIL CORP	COM	30231G102	377,949	3,524	SH		DFND	1	3,524	0	0
EXXON MOBIL CORP	COM	30231G102	1,833,546	17,096	SH		SOLE	0	16,996	0	100
F N B CORP	COM	302520101	188,211	16,452	SH		SOLE	0	16,452	0	0
FASTENAL CO	COM	311900104	259,556	4,400	SH		SOLE	0	4,400	0	0
FEDEX CORP	COM	31428X106	1,584,142	6,390	SH		SOLE	0	6,332	0	58
FIDELITY NATIONAL FINANCIAL	FNF GROUP COM	31620R303	419,796	11,661	SH		SOLE	0	11,661	0	0
FIDELITY NATL INFORMATION SV	COM	31620M106	1,730,817	31,642	SH		DFND	1	31,642	0	0
FIDELITY NATL INFORMATION SV	COM	31620M106	7,030,318	128,525	SH		SOLE	0	110,884	0	17,641
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	226,500	5,000	SH		SOLE	0	5,000	0	0
FISCALNOTE HOLDINGS INC	COM CL A	337655104	436,549	119,931	SH		SOLE	0	119,931	0	0
FORTIVE CORP	COM	34959J108	8,834,524	118,156	SH		DFND	1	118,156	0	0
FORTIVE CORP	COM	34959J108	13,356,464	178,634	SH		SOLE	0	165,415	0	13,219
GENERAL DYNAMICS CORP	COM	369550108	294,110	1,367	SH		SOLE	0	1,367	0	0
GILEAD SCIENCES INC	COM	375558103	906,883	11,767	SH		SOLE	0	11,767	0	0
GLOBE LIFE INC	COM	37959E102	3,900,060	35,578	SH		DFND	1	35,578	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	10,038,735	31,124	SH		DFND	1	31,124	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	19,335,950	59,949	SH		SOLE	0	54,021	0	5,928
HF SINCLAIR CORP	COM	403949100	267,660	6,000	SH		SOLE	0	6,000	0	0
HOME DEPOT INC	COM	437076102	4,609,587	14,839	SH		DFND	1	14,839	0	0
HOME DEPOT INC	COM	437076102	17,841,014	57,433	SH		SOLE	0	48,045	0	9,388
HONEYWELL INTL INC	COM	438516106	11,861,945	57,166	SH		DFND	1	57,166	0	0
HONEYWELL INTL INC	COM	438516106	186,750	900	SH		OTR	3	900	0	0
HONEYWELL INTL INC	COM	438516106	24,568,208	118,401	SH		SOLE	0	109,521	0	8,880
ILLINOIS TOOL WKS INC	COM	452308109	9,497,825	37,967	SH		DFND	1	37,967	0	0
ILLINOIS TOOL WKS INC	COM	452308109	5,039,723	20,146	SH		SOLE	0	20,146	0	0
INTEL CORP	COM	458140100	18,827	563	SH		DFND	1	563	0	0
INTEL CORP	COM	458140100	289,992	8,672	SH		SOLE	0	8,672	0	0
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	430,835	3,810	SH		SOLE	0	3,810	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,582,972	11,830	SH		SOLE	0	11,830	0	0
INTERNATIONAL PAPER CO	COM	460146103	380,607	11,965	SH		DFND	1	11,965	0	0
INTERNATIONAL PAPER CO	COM	460146103	15,905	500	SH		SOLE	0	500	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	10,817,272	31,635	SH		DFND	1	31,635	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	21,196,177	61,988	SH		SOLE	0	55,728	0	6,260
INVESCO CURRENCYSHARES EURO	EURO SHS	46138K103	342,754	3,400	SH		SOLE	0	3,400	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	3,552,712	9,617	SH		DFND	1	9,617	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	17,984,110	48,682	SH		SOLE	0	48,673	0	9
IQVIA HLDGS INC	COM	46266C105	296,921	1,321	SH		SOLE	0	1,321	0	0
ISHARES TR	MSCI USA QLT FCT	46432F339	223,614	1,658	SH		SOLE	0	1,658	0	0
ISHARES TR	CRE U S REIT ETF	464288521	301,622	5,867	SH		SOLE	0	5,867	0	0
ISHARES TR	CORE S&P TTL STK	464287150	559,840	5,722	SH		SOLE	0	5,526	0	196
ISHARES TR	RUS 2000 GRW ETF	464287648	330,018	1,360	SH		SOLE	0	1,360	0	0
ISHARES TR	CORE S&P500 ETF	464287200	658,134	1,477	SH		SOLE	0	535	0	942
ISHARES TR	RUS 1000 GRW ETF	464287614	345,901	1,257	SH		SOLE	0	1,257	0	0
ISHARES TR	MSCI EAFE ETF	464287465	664,463	9,165	SH		SOLE	0	9,165	0	0
ISHARES TR	SELECT DIVID ETF	464287168	444,703	3,925	SH		SOLE	0	3,925	0	0
JOHNSON & JOHNSON	COM	478160104	19,063,435	115,173	SH		DFND	1	115,173	0	0
JOHNSON & JOHNSON	COM	478160104	413,800	2,500	SH		OTR	3	2,500	0	0
JOHNSON & JOHNSON	COM	478160104	24,858,787	150,186	SH		SOLE	0	142,781	0	7,405
JPMORGAN CHASE & CO	COM	46625H100	8,301,424	57,078	SH		DFND	1	57,078	0	0
JPMORGAN CHASE & CO	COM	46625H100	23,554,942	161,956	SH		SOLE	0	143,869	0	18,087
KRAFT HEINZ CO	COM	500754106	268,274	7,557	SH		SOLE	0	7,557	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	790,114	3,274	SH		SOLE	0	3,274	0	0
LILLY ELI & CO	COM	532457108	35,736,276	76,200	SH		DFND	1	76,200	0	0
LILLY ELI & CO	COM	532457108	10,112,147	21,562	SH		SOLE	0	21,562	0	0
LINDE PLC	SHS	G54950103	390,226	1,024	SH		SOLE	0	1,024	0	0
LOCKHEED MARTIN CORP	COM	539830109	3,733,682	8,110	SH		SOLE	0	8,110	0	0
LOWES COS INC	COM	548661107	940,266	4,166	SH		SOLE	0	4,166	0	0
MARSH & MCLENNAN COS INC	COM	571748102	257,670	1,370	SH		SOLE	0	1,370	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	2,860,078	7,272	SH		DFND	1	7,272	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	10,998,241	27,964	SH		SOLE	0	21,139	0	6,825
MCDONALDS CORP	COM	580135101	1,642,449	5,504	SH		SOLE	0	5,504	0	0
MEDTRONIC PLC	SHS	G5960L103	7,034,345	79,845	SH		DFND	1	79,845	0	0
MEDTRONIC PLC	SHS	G5960L103	10,554,732	119,804	SH		SOLE	0	107,531	0	12,273
MERCK & CO INC	COM	58933Y105	12,051,332	104,440	SH		DFND	1	104,440	0	0
MERCK & CO INC	COM	58933Y105	24,411,216	211,554	SH		SOLE	0	186,901	0	24,653
META PLATFORMS INC	CL A	30303M102	292,720	1,020	SH		DFND	1	1,020	0	0
META PLATFORMS INC	CL A	30303M102	1,978,153	6,893	SH		SOLE	0	6,793	0	100
MICROSOFT CORP	COM	594918104	23,353,212	68,577	SH		DFND	1	68,577	0	0
MICROSOFT CORP	COM	594918104	61,387,156	180,264	SH		SOLE	0	166,934	0	13,330
MONDELEZ INTL INC	CL A	609207105	4,921,627	67,475	SH		DFND	1	67,475	0	0
MONDELEZ INTL INC	CL A	609207105	18,685,915	256,182	SH		SOLE	0	231,380	0	24,802
NETFLIX INC	COM	64110L106	4,824,687	10,953	SH		DFND	1	10,953	0	0
NETFLIX INC	COM	64110L106	13,330,989	30,264	SH		SOLE	0	26,616	0	3,648
NEXTERA ENERGY INC	COM	65339F101	946,495	12,756	SH		SOLE	0	12,756	0	0
NEXTERA ENERGY PARTNERS LP	COM UNIT PART IN	65341B106	4,035,839	68,824	SH		DFND	1	68,824	0	0
NEXTERA ENERGY PARTNERS LP	COM UNIT PART IN	65341B106	9,770,890	166,625	SH		SOLE	0	140,054	0	26,571
NIKE INC	CL B	654106103	4,229,930	38,325	SH		DFND	1	38,325	0	0
NIKE INC	CL B	654106103	13,981,782	126,681	SH		SOLE	0	111,000	0	15,681
NORFOLK SOUTHN CORP	COM	655844108	6,952,235	30,659	SH		DFND	1	30,659	0	0
NORFOLK SOUTHN CORP	COM	655844108	661,459	2,917	SH		SOLE	0	2,917	0	0
NORTHERN TR CORP	COM	665859104	396,797	5,352	SH		SOLE	0	5,352	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	831,801	8,243	SH		SOLE	0	8,243	0	0
NOVO-NORDISK A S	ADR	670100205	890,550	5,503	SH		SOLE	0	5,503	0	0
NVIDIA CORPORATION	COM	67066G104	748,745	1,770	SH		SOLE	0	1,770	0	0
NXP SEMICONDUCTORS N V	COM	N6596X109	13,433,353	65,631	SH		DFND	1	65,631	0	0
NXP SEMICONDUCTORS N V	COM	N6596X109	81,872	400	SH		OTR	3	400	0	0
NXP SEMICONDUCTORS N V	COM	N6596X109	24,057,883	117,539	SH		SOLE	0	105,564	0	11,975
PALANTIR TECHNOLOGIES INC	CL A	69608A108	129,232	8,430	SH		DFND	1	8,430	0	0
PALANTIR TECHNOLOGIES INC	CL A	69608A108	192,928	12,585	SH		SOLE	0	11,252	0	1,333
PALO ALTO NETWORKS INC	COM	697435105	26,058,698	101,987	SH		DFND	1	101,987	0	0
PALO ALTO NETWORKS INC	COM	697435105	45,002,465	176,128	SH		SOLE	0	159,622	0	16,506
PAYPAL HLDGS INC	COM	70450Y103	8,507,074	127,485	SH		DFND	1	127,485	0	0
PAYPAL HLDGS INC	COM	70450Y103	13,183,713	197,568	SH		SOLE	0	185,989	0	11,579
PEPSICO INC	COM	713448108	52,713,612	284,600	SH		DFND	1	284,600	0	0
PEPSICO INC	COM	713448108	37,169,209	200,676	SH		SOLE	0	191,100	0	9,576
PFIZER INC	COM	717081103	2,520,943	68,728	SH		DFND	1	68,728	0	0
PFIZER INC	COM	717081103	9,328,654	254,325	SH		SOLE	0	217,570	0	36,755
PHILIP MORRIS INTL INC	COM	718172109	1,125,461	11,529	SH		SOLE	0	11,529	0	0
PROCTER AND GAMBLE CO	COM	742718109	5,614,380	37,000	SH		DFND	1	37,000	0	0
PROCTER AND GAMBLE CO	COM	742718109	1,640,309	10,810	SH		SOLE	0	10,810	0	0
PROLOGIS INC.	COM	74340W103	6,028,123	49,157	SH		DFND	1	49,157	0	0
PROLOGIS INC.	COM	74340W103	17,099,282	139,438	SH		SOLE	0	116,135	0	23,303
PROSHARES TR	SP500 EX ENRGY	74347B581	332,341	3,500	SH		SOLE	0	3,500	0	0
QUALCOMM INC	COM	747525103	361,763	3,039	SH		SOLE	0	3,039	0	0
QUEST DIAGNOSTICS INC	COM	74834L100	562,240	4,000	SH		SOLE	0	4,000	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	13,270,445	135,468	SH		DFND	1	135,468	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	21,308,553	217,523	SH		SOLE	0	190,521	0	27,002
REGENERON PHARMACEUTICALS	COM	75886F107	413,879	576	SH		SOLE	0	1	0	575
ROBERT HALF INTL INC	COM	770323103	202,191	2,688	SH		SOLE	0	2,688	0	0
ROPER TECHNOLOGIES INC	COM	776696106	4,725,783	9,829	SH		DFND	1	9,829	0	0
ROPER TECHNOLOGIES INC	COM	776696106	12,304,634	25,592	SH		SOLE	0	23,582	0	2,010
SALESFORCE INC	COM	79466L302	251,188	1,189	SH		SOLE	0	1,189	0	0
SCHLUMBERGER LTD	COM STK	806857108	246,730	5,023	SH		SOLE	0	5,023	0	0
SCHWAB CHARLES CORP	COM	808513105	210,113	3,707	SH		SOLE	0	3,707	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	5,919,932	166,057	SH		DFND	1	166,057	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	24,407,630	684,646	SH		SOLE	0	684,646	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	4,457,158	85,109	SH		SOLE	0	85,109	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	6,347,978	144,931	SH		DFND	1	144,931	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	24,648,625	562,754	SH		SOLE	0	562,754	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	4,870,878	197,762	SH		DFND	1	197,762	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	20,931,559	849,840	SH		SOLE	0	849,840	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	10,625,802	61,117	SH		DFND	1	61,117	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	24,333,967	139,963	SH		SOLE	0	122,567	0	17,396
SERVICENOW INC	COM	81762P102	3,906,815	6,952	SH		DFND	1	6,952	0	0
SERVICENOW INC	COM	81762P102	10,738,123	19,108	SH		SOLE	0	17,903	0	1,205
SHELL PLC	SPON ADS	780259305	5,579,112	92,400	SH		DFND	1	92,400	0	0
SHELL PLC	SPON ADS	780259305	675,531	11,188	SH		SOLE	0	10,988	0	200
SNOWFLAKE INC	CL A	833445109	3,018,585	17,153	SH		DFND	1	17,153	0	0
SNOWFLAKE INC	CL A	833445109	8,069,739	45,856	SH		SOLE	0	39,601	0	6,255
SPDR GOLD TR	GOLD SHS	78463V107	479,725	2,691	SH		SOLE	0	2,691	0	0
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	310,633	11,888	SH		SOLE	0	11,888	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,119,361	7,037	SH		DFND	1	7,037	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	15,496,477	34,959	SH		SOLE	0	34,578	0	381
STARBUCKS CORP	COM	855244109	4,454,530	44,968	SH		DFND	1	44,968	0	0
STARBUCKS CORP	COM	855244109	16,677,827	168,361	SH		SOLE	0	146,749	0	21,612
STRYKER CORPORATION	COM	863667101	5,450,433	17,865	SH		DFND	1	17,865	0	0
STRYKER CORPORATION	COM	863667101	20,050,515	65,720	SH		SOLE	0	57,688	0	8,032
TESLA INC	COM	88160R101	418,570	1,599	SH		SOLE	0	1,449	0	150
THERMO FISHER SCIENTIFIC INC	COM	883556102	17,111,313	32,796	SH		DFND	1	32,796	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	25,805,233	49,459	SH		SOLE	0	45,510	0	3,949
TJX COS INC NEW	COM	872540109	4,404,077	51,941	SH		SOLE	0	51,941	0	0
UNILEVER PLC	SPON ADR NEW	904767704	246,314	4,725	SH		SOLE	0	4,725	0	0
UNION PAC CORP	COM	907818108	31,316,068	153,045	SH		DFND	1	153,045	0	0
UNION PAC CORP	COM	907818108	163,696	800	SH		OTR	3	800	0	0
UNION PAC CORP	COM	907818108	27,853,488	136,123	SH		SOLE	0	128,288	0	7,835
UNITED PARCEL SERVICE INC	CL B	911312106	9,991,574	55,741	SH		DFND	1	55,741	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	18,454,863	102,956	SH		SOLE	0	89,859	0	13,097
UNITEDHEALTH GROUP INC	COM	91324P102	401,334	835	SH		SOLE	0	835	0	0
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	1,185,419	7,786	SH		SOLE	0	7,786	0	0
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	1,003,847	20,420	SH		SOLE	0	17,500	0	2,920
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	784,014	1,925	SH		SOLE	0	1,925	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	202,434	919	SH		SOLE	0	919	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	345,699	8,498	SH		SOLE	0	8,498	0	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	265,869	3,514	SH		SOLE	0	3,514	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	223,341	1,375	SH		SOLE	0	1,375	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	280,774	6,080	SH		SOLE	0	6,080	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	275,308	7,403	SH		SOLE	0	7,243	0	160
VISA INC	COM CL A	92826C839	2,889,894	12,169	SH		DFND	1	12,169	0	0
VISA INC	COM CL A	92826C839	10,479,755	44,129	SH		SOLE	0	33,143	0	10,986
VULCAN MATLS CO	COM	929160109	10,535,713	46,734	SH		DFND	1	46,734	0	0
VULCAN MATLS CO	COM	929160109	21,915,924	97,214	SH		SOLE	0	86,222	0	10,992
WALMART INC	COM	931142103	215,494	1,371	SH		SOLE	0	1,371	0	0
WELLS FARGO CO NEW	COM	949746101	252,333	5,912	SH		SOLE	0	5,891	0	21
WHITE MTNS INS GROUP LTD	COM	G9618E107	543,064	391	SH		SOLE	0	391	0	0
WILEY JOHN & SONS INC	CL A	968223206	320,971	9,432	SH		SOLE	0	9,432	0	0
YUM BRANDS INC	COM	988498101	14,272,728	103,015	SH		DFND	1	103,015	0	0
YUM BRANDS INC	COM	988498101	3,495,894	25,232	SH		SOLE	0	25,232	0	0
ZSCALER INC	COM	98980G102	3,684,419	25,184	SH		DFND	1	25,184	0	0
ZSCALER INC	COM	98980G102	9,622,590	65,773	SH		SOLE	0	60,748	0	5,025