Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | 8 . Loans Most of the Company’s business activities are with customers located in the high-density Asian-populated areas of Southern and Northern California; New York City, New York; Dallas and Houston, Texas; Seattle, Washington; Boston, Massachusetts; Chicago, Illinois; Edison, New Jersey; Rockville, Maryland; and Las Vegas, Nevada. The Company also has loan customers in Hong Kong. The Company has no The types of loans in the Company’s Condensed Consolidated Balance Sheets as of June 30, 2019, December 31, 2018, June 30, 2019 December 31, 2018 (In thousands) Commercial loans $ 2,772,982 $ 2,741,965 Residential mortgage loans 3,967,135 3,693,853 Commercial mortgage loans 6,945,562 6,724,200 Equity lines 302,351 249,967 Real estate construction loans 598,849 581,454 Installment and other loans 6,631 4,349 Gross loans $ 14,593,510 $ 13,995,788 Allowance for loan losses (122,651 ) (122,391 ) Unamortized deferred loan fees, net (1,415 ) (1,565 ) Total loans, net $ 14,469,444 $ 13,871,832 As of June 30, 2019, December 31, 2018, June 30, 2019 December 31, 2018, The following table presents the average recorded investment and interest income recognized on impaired loans for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, 2019 2018 2019 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized (In thousands) Commercial loans $ 46,792 $ 587 $ 46,763 $ 498 $ 42,388 $ 820 $ 45,978 $ 825 Real estate construction loans 4,726 — 8,378 — 4,771 — 8,258 — Commercial mortgage loans 54,404 448 64,004 633 56,724 942 61,316 1,264 Residential mortgage loans and equity lines 12,983 81 14,664 93 13,123 165 14,189 186 Total impaired loans $ 118,905 $ 1,116 $ 133,809 $ 1,224 $ 117,006 $ 1,927 $ 129,741 $ 2,275 The following table presents impaired loans and the related allowance for loan losses as of the dates indicated: June 30, 2019 December 31, 2018 Unpaid Principal Balance Recorded Investment Allowance Unpaid Principal Balance Recorded Investment Allowance (In thousands) With no allocated allowance Commercial loans $ 45,022 $ 40,260 $ — $ 32,015 $ 30,368 $ — Real estate construction loans 5,776 4,702 — 5,776 4,873 — Commercial mortgage loans 33,410 23,436 — 34,129 24,409 — Residential mortgage loans and equity lines 7,043 6,997 — 5,685 5,665 — Subtotal $ 91,251 $ 75,395 $ — $ 77,605 $ 65,315 $ — With allocated allowance Commercial loans $ 12,577 $ 12,563 $ 832 $ 6,653 $ 6,570 $ 1,837 Commercial mortgage loans 25,761 25,704 620 27,099 27,063 877 Residential mortgage loans and equity lines 7,055 5,984 234 8,934 7,938 1,088 Subtotal $ 45,393 $ 44,251 $ 1,686 $ 42,686 $ 41,571 $ 3,802 Total impaired loans $ 136,644 $ 119,646 $ 1,686 $ 120,291 $ 106,886 $ 3,802 The following tables present the aging of the loan portfolio by type as of June 30, 2019, December 31, 2018: June 30, 2019 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Non-accrual Loans Total Past Due Loans Not Past Due Total (In thousands) Commercial loans $ 4,998 $ 970 $ — $ 28,070 $ 34,038 $ 2,738,944 $ 2,772,982 Real estate construction loans 2,827 — — 4,702 7,529 591,320 598,849 Commercial mortgage loans 4,930 4,264 14,469 14,515 38,178 6,907,384 6,945,562 Residential mortgage loans and equity lines — 511 — 7,461 7,972 4,261,514 4,269,486 Installment and other loans — — — — — 6,631 6,631 Total loans $ 12,755 $ 5,745 $ 14,469 $ 54,748 $ 87,717 $ 14,505,793 $ 14,593,510 December 31, 2018 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Non-accrual Loans Total Past Due Loans Not Past Due Total (In thousands) Commercial loans $ 25,494 $ 2,454 $ 514 $ 18,805 $ 47,267 $ 2,694,698 $ 2,741,965 Real estate construction loans — 3,156 — 4,872 8,028 573,426 581,454 Commercial mortgage loans 10,797 8,545 3,259 10,611 33,212 6,690,988 6,724,200 Residential mortgage loans and equity lines 9,687 336 — 7,527 17,550 3,926,270 3,943,820 Installment and other loans — — — — — 4,349 4,349 Total loans $ 45,978 $ 14,491 $ 3,773 $ 41,815 $ 106,057 $ 13,889,731 $ 13,995,788 The determination of the amount of the allowance for loan losses for impaired loans is based on management’s current judgment about the credit quality of the loan portfolio and takes into consideration known relevant internal and external factors that affect collectability when determining the appropriate level for the allowance for loan losses. The nature of the process by which the Bank determines the appropriate allowance for loan losses requires the exercise of considerable judgment. This allowance evaluation process is also applied to TDRs since they are considered to be impaired loans. The allowance for loan losses and the reserve for off-balance sheet credit commitments are significant estimates that can and do change based on management’s process in analyzing the loan portfolio and on management’s assumptions about specific borrowers, underlying collateral, and applicable economic, market and environmental conditions, among other factors. A TDR is a formal modification of the terms of a loan when the lender, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower. The concessions may TDRs on accrual status are comprised of the loans that have, pursuant to the Bank’s policy, performed under the restructured terms and have demonstrated sustained performance under the modified terms for six As of June 30, 2019, December 31, 2018. June 30, 2019, December 31, 2018. three six June 30, 2019 2018, June 30, 2019 2018, three six June 30, 2019 2018: Three Months Ended June 30, 2019 June 30, 2019 No. of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Charge-offs Specific Reserve (In thousands) Commercial loans 19 $ 16,405 $ 15,551 $ 811 $ 37 Total 19 $ 16,405 $ 15,551 $ 811 $ 37 Three Months Ended June 30, 2018 June 30, 2018 No. of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Charge-offs Specific Reserve (In thousands) Commercial loans 15 $ 5,127 $ 5,127 $ — $ — Total 15 $ 5,127 $ 5,127 $ — $ — Six Months Ended June 30, 2019 June 30, 2019 No. of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Charge-offs Specific Reserve (In thousands) Commercial loans 20 $ 18,352 $ 16,381 $ 811 $ 37 Total 20 $ 18,352 $ 16,381 $ 811 $ 37 Six Months Ended June 30, 2018 June 30, 2018 No. of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Charge-offs Specific Reserve (In thousands) Commercial loans 18 $ 7,590 $ 7,590 $ — $ — Commercial mortgage loans 6 14,287 14,287 — 126 Residential mortgage loans and equity lines 2 801 801 — 8 Total 26 $ 22,678 $ 22,678 $ — $ 134 Modifications of the loan terms in the six June 30, 2019 three twelve We expect that the TDRs on accruing status as of June 30, 2019, June 30, 2019, December 31, 2018, June 30, 2019 Payment Deferral Rate Reduction Rate Reduction and Payment Deferral Total (In thousands) Accruing TDRs Commercial loans $ 24,753 $ — $ — $ 24,753 Commercial mortgage loans 9,761 5,775 19,090 34,626 Residential mortgage loans 3,010 321 2,188 5,519 Total accruing TDRs $ 37,524 $ 6,096 $ 21,278 $ 64,898 June 30, 2019 Payment Deferral Rate Reduction Rate Reduction and Payment Deferral Total (In thousands) Non-accrual TDRs Commercial loans $ 16,278 $ — $ — $ 16,278 Commercial mortgage loans — — 4,417 4,417 Residential mortgage loans 1,658 — 104 1,762 Total non-accrual TDRs $ 17,936 $ — $ 4,521 $ 22,457 December 31, 2018 Payment Deferral Rate Reduction Rate Reduction and Payment Deferral Total (In thousands) Accruing TDRs Commercial loans $ 18,135 $ — $ — $ 18,135 Commercial mortgage loans 14,022 7,420 19,418 40,860 Residential mortgage loans 3,353 327 2,396 6,076 Total accruing TDRs $ 35,510 $ 7,747 $ 21,814 $ 65,071 December 31, 2018 Payment Deferral Rate Reduction Rate Reductio and Payment Deferral Total (In thousands) Non-accrual TDRs Commercial loans $ 13,771 $ — $ — $ 13,771 Commercial mortgage loans 3,682 — 4,884 8,566 Residential mortgage loans 1,741 — 111 1,852 Total non-accrual TDRs $ 19,194 $ — $ 4,995 $ 24,189 The activity within TDRs for the periods indicated is set forth below: Three Months Ended June 30, Six Months Ended June 30, 2019 2018 2019 2018 (In thousands) Accruing TDRs Beginning balance $ 62,948 $ 82,785 $ 65,071 $ 68,566 New restructurings 13,244 5,127 15,192 22,447 Restructured loans restored to accrual status — — — 2,318 Payments (9,998 ) (2,855 ) (14,069 ) (6,746 ) Restructured loans placed on non-accrual status (1,296 ) (570 ) (1,296 ) (2,098 ) Ending balance $ 64,898 $ 84,487 $ 64,898 $ 84,487 Three Months Ended June 30, Six Months Ended June 30, 2019 2018 2019 2018 (In thousands) Non-accrual TDRs Beginning balance $ 23,301 $ 31,195 $ 24,189 $ 33,415 New restructurings 3,160 — 3,160 231 Restructured loans placed on non-accrual status 1,296 570 1,296 2,098 Charge-offs (811 ) (161 ) (1,218 ) (161 ) Payments (4,489 ) (1,257 ) (4,970 ) (2,918 ) Restructured loans restored to accrual status — — — (2,318 ) Ending balance $ 22,457 $ 30,347 $ 22,457 $ 30,347 The Company considers a loan to be in payment default once it is 60 to 90 days contractually past due under the modified terms. The Company did not twelve June 30, 2019. Under the Company’s internal underwriting policy, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification in order to determine whether a borrower is experiencing financial difficulty. As of June 30, 2019, As part of the on-going monitoring of the credit quality of our loan portfolio, the Company utilizes a risk grading matrix to assign a risk grade to each loan. The risk rating categories can be generally described by the following grouping for non-homogeneous loans: ● Pass/Watch – ● Special Mention – not may ● Substandard – may not not ● Doubtful – may ● Loss – no The following tables set forth the loan portfolio by risk rating as of June 30, 2019, December 31, 2018: June 30, 2019 Pass/Watch Special Mention Substandard Doubtful Total (In thousands) Commercial loans $ 2,568,884 $ 111,658 $ 92,440 $ — $ 2,772,982 Real estate construction loans 538,843 55,303 4,703 — 598,849 Commercial mortgage loans 6,632,331 222,932 90,299 — 6,945,562 Residential mortgage loans and equity lines 4,260,303 939 8,244 — 4,269,486 Installment and other loans 6,631 — — — 6,631 Total gross loans $ 14,006,992 $ 390,832 $ 195,686 $ — $ 14,593,510 December 31, 2018 Pass/Watch Special Mention Substandard Doubtful Total (In thousands) Commercial loans $ 2,603,901 $ 87,987 $ 50,077 $ — $ 2,741,965 Real estate construction loans 514,406 62,175 4,873 — 581,454 Commercial mortgage loans 6,337,368 304,791 82,041 — 6,724,200 Residential mortgage loans and equity lines 3,934,762 — 9,058 — 3,943,820 Installment and other loans 4,349 — — — 4,349 Total gross loans $ 13,394,786 $ 454,953 $ 146,049 $ — $ 13,995,788 The following tables set forth the balance in the allowance for loan losses by portfolio segment and based on impairment method as of June 30, 2019, December 31, 2018: June 30, 2019 Real Estate Commercial Residential Installment Commercial Construction Mortgage Mortgage Loans and Loans Loans Loans and Equity Lines Other Loans Total (In thousands) Loans individually evaluated for impairment Allowance $ 832 $ — $ 620 $ 234 $ — $ 1,686 Balance $ 52,823 $ 4,702 $ 49,140 $ 12,981 $ — $ 119,646 Loans collectively evaluated for impairment Allowance $ 53,461 $ 21,010 $ 32,534 $ 13,930 $ 30 $ 120,965 Balance $ 2,720,159 $ 594,147 $ 6,896,422 $ 4,256,505 $ 6,631 $ 14,473,864 Total allowance $ 54,293 $ 21,010 $ 33,154 $ 14,164 $ 30 $ 122,651 Total balance $ 2,772,982 $ 598,849 $ 6,945,562 $ 4,269,486 $ 6,631 $ 14,593,510 December 31, 2018 Real Estate Commercial Residential Installment Commercial Construction Mortgage Mortgage Loans and Loans Loans Loans and Equity Lines Other Loans Total (In thousands) Loans individually evaluated for impairment Allowance $ 1,837 $ — $ 877 $ 1,088 $ — $ 3,802 Balance $ 36,940 $ 4,873 $ 51,471 $ 13,602 $ — $ 106,886 Loans collectively evaluated for impairment Allowance $ 53,141 $ 19,626 $ 32,610 $ 13,194 $ 18 $ 118,589 Balance $ 2,705,025 $ 576,581 $ 6,672,729 $ 3,930,218 $ 4,349 $ 13,888,902 Total allowance $ 54,978 $ 19,626 $ 33,487 $ 14,282 $ 18 $ 122,391 Total balance $ 2,741,965 $ 581,454 $ 6,724,200 $ 3,943,820 $ 4,349 $ 13,995,788 The following tables set forth activity in the allowance for loan losses by portfolio segment for the three six June 30, 2019, June 30, 2018. one not Three months ended June 30, 2019 and 2018 Residential Real Estate Commercial Mortgage Loans Installment Commercial Construction Mortgage and and Other Loans Loans Loans Equity Lines Loans Total (In thousands) March 31, 2019 Ending Balance $ 54,750 $ 20,723 $ 33,073 $ 13,975 $ 34 $ 122,555 Provision/(reversal) for possible credit losses (100 ) 257 (180 ) 27 (4 ) — Charge-offs (1,713 ) — — — — (1,713 ) Recoveries 1,356 30 261 162 — 1,809 Net (charge-offs)/recoveries (357 ) 30 261 162 — 96 June 30, 2019 Ending Balance $ 54,293 $ 21,010 $ 33,154 $ 14,164 $ 30 $ 122,651 Residential Real Estate Commercial Mortgage Loans Installment Commercial Construction Mortgage and and Other Loans Loans Loans Equity Lines Loans Total (In thousands) March 31, 2018 Ending Balance $ 54,597 $ 21,864 $ 34,230 $ 11,372 $ 21 $ 122,084 Provision/(reversal) for possible credit losses 920 (1,245 ) (533 ) 860 (2 ) — Charge-offs (488 ) — (161 ) (229 ) — (878 ) Recoveries 150 44 440 59 — 693 Net (charge-offs)/recoveries (338 ) 44 279 (170 ) — (185 ) June 30, 2018 Ending Balance $ 55,179 $ 20,663 $ 33,976 $ 12,062 $ 19 $ 121,899 Six months ended June 30, 2019 and 2018 Residential Real Estate Commercial Mortgage Loans Installment Commercial Construction Mortgage and and Other Loans Loans Loans Equity Lines Loans Total (In thousands) 2019 Beginning Balance $ 54,978 $ 19,626 $ 33,487 $ 14,282 $ 18 $ 122,391 Provision/(reversal) for possible credit losses 862 310 (746 ) (438 ) 12 — Charge-offs (2,944 ) — — — — (2,944 ) Recoveries 1,397 1,074 413 320 — 3,204 Net (charge-offs)/recoveries (1,547 ) 1,074 413 320 — 260 June 30, 2019 Ending Balance $ 54,293 $ 21,010 $ 33,154 $ 14,164 $ 30 $ 122,651 Reserve for impaired loans $ 832 $ — $ 620 $ 234 $ — $ 1,686 Reserve for non-impaired loans $ 53,461 $ 21,010 $ 32,534 $ 13,930 $ 30 $ 120,965 Reserve for off-balance sheet credit commitments $ 2,090 $ 2,029 $ 137 $ 290 $ 4 $ 4,550 Residential Real Estate Commercial Mortgage Loans Installment Commercial Construction Mortgage and and Other Loans Loans Loans Equity Lines Loans Total (In thousands) 2018 Beginning Balance $ 49,796 $ 24,838 $ 37,610 $ 11,013 $ 22 $ 123,279 Provision/(reversal) for possible credit losses 4,827 (4,263 ) (4,696 ) 1,135 (3 ) (3,000 ) Charge-offs (507 ) — (161 ) (229 ) — (897 ) Recoveries 1,063 88 1,223 143 — 2,517 Net recoveries/(charge-offs) 556 88 1,062 (86 ) — 1,620 June 30, 2018 Ending Balance $ 55,179 $ 20,663 $ 33,976 $ 12,062 $ 19 $ 121,899 Reserve for impaired loans $ 2,463 $ — $ 1,036 $ 334 $ — $ 3,833 Reserve for non-impaired loans $ 52,716 $ 20,663 $ 32,940 $ 11,728 $ 19 $ 118,066 Reserve for off-balance sheet credit commitments $ 1,606 $ 1,207 $ 77 $ 190 $ 8 $ 3,088 |