Financial Institutions (FISI) 10-Q 9 May 22 2022 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2022	Apr. 29, 2022
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2022
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2022
Trading Symbol	FISI
Entity Registrant Name	Financial Institutions, Inc.
Entity Central Index Key	0000862831
Current Fiscal Year End Date	--12-31
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity File Number	000-26481
Entity Tax Identification Number	16-0816610
Entity Incorporation, State or Country Code	NY
Entity Address, Address Line One	220 LIBERTY STREET
Entity Address, City or Town	WARSAW
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	14569
City Area Code	585
Local Phone Number	786-1100
Entity Common Stock, Shares Outstanding		15,299,077
Entity Interactive Data Current	Yes
Document Quarterly Report	true
Document Transition Report	false
Title of 12(b) Security	Common stock, par value $0.01 per share
Security Exchange Name	NASDAQ

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 170,404	$ 79,112
Securities available for sale, at fair value	1,119,362	1,178,515
Securities held to maturity, at amortized cost (net of allowance for credit losses of $6 and $5, respectively) (fair value of $206,367 and $209,820, respectively)	211,173	205,581
Loans held for sale	5,544	6,202
Loans (net of allowance for credit losses of $40,966 and $39,676, respectively)	3,692,682	3,639,760
Company owned life insurance	124,742	123,898
Premises and equipment, net	40,115	40,111
Goodwill and other intangible assets, net	74,146	74,400
Other assets	192,330	173,200
Total assets	5,630,498	5,520,779
Deposits:
Noninterest-bearing demand	1,079,949	1,107,561
Interest-bearing demand	990,404	864,528
Savings and money market	2,015,384	1,933,047
Time deposits	917,195	921,954
Total deposits	5,002,932	4,827,090
Short-term borrowings	0	30,000
Long-term borrowings, net of issuance costs of $1,011 and $1,089, respectively	73,989	73,911
Other liabilities	106,731	84,636
Total liabilities	5,183,652	5,015,637
Shareholders’ equity:
Total preferred equity	17,292	17,292
Common stock, $0.01 par value; 50,000,000 shares authorized; 16,099,556 shares issued	161	161
Additional paid-in capital	125,881	126,105
Retained earnings	394,181	384,007
Accumulated other comprehensive loss	(67,094)	13,207
Treasury stock, at cost - 800,479 and 354,103 shares, respectively	(23,575)	(9,216)
Total shareholders’ equity	446,846	505,142
Total liabilities and shareholders’ equity	5,630,498	5,520,779
Series A 3% Preferred Stock [Member]
Shareholders’ equity:
Total preferred equity	143	143
Series B-1 8.48% Preferred Stock [Member]
Shareholders’ equity:
Total preferred equity	$ 17,149	$ 17,149

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Securities held to maturity, allowance for credit losses	$ 6	$ 5
Securities held to maturity, fair value	206,367	209,820
Loans, allowance for credit losses	40,966	39,676
Debt issuance costs	$ 1,011	$ 1,089
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	16,099,556	16,099,556
Treasury stock, shares	800,479	354,103
Series A 3% Preferred Stock [Member]
Preferred stock, par value	$ 100	$ 100
Preferred stock, shares authorized	1,533	1,533
Preferred stock, shares issued	1,435	1,435
Preferred stock, dividend percentage	3.00%	3.00%
Series B-1 8.48% Preferred Stock [Member]
Preferred stock, par value	$ 100	$ 100
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares issued	171,486	171,486
Preferred stock, dividend percentage	8.48%	8.48%

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income:
Interest and fees on loans	$ 36,298	$ 37,059
Interest and dividends on investment securities	6,036	4,187
Other interest income	17	27
Total interest income	42,351	41,273
Interest expense:
Deposits	1,705	2,235
Short-term borrowings	28	119
Long-term borrowings	1,060	1,062
Total interest expense	2,793	3,416
Net interest income	39,558	37,857
Provision (benefit) for credit losses	(2,319)	(1,981)
Net interest income after provision (benefit) for credit losses	37,239	39,838
Noninterest income:
Service charges on deposits	1,369	1,292
Insurance income	2,097	1,396
Card interchange income	1,952	1,958
Investment advisory	3,041	2,772
Company owned life insurance	833	657
Investments in limited partnerships	795	855
Loan servicing	109	97
Income from derivative instruments, net	519	1,875
Net (loss) gain on sale of loans held for sale	(91)	1,078
Net gain on investment securities	0	74
Net loss on other assets	0	(5)
Net loss on tax credit investments	(227)	(85)
Other	925	995
Total noninterest income	11,322	12,959
Noninterest expense:
Salaries and employee benefits	16,616	14,465
Occupancy and equipment	3,756	3,382
Professional services	1,656	1,895
Computer and data processing	3,979	3,121
Supplies and postage	541	484
FDIC assessments	513	765
Advertising and promotions	380	324
Amortization of intangibles	254	271
Other	2,440	2,033
Total noninterest expense	30,135	26,740
Income before income taxes	18,426	26,057
Income tax expense	3,443	5,347
Net income	14,983	20,710
Preferred stock dividends	365	365
Net income available to common shareholders	$ 14,618	$ 20,345
Earnings per common share (Note 4):
Basic	$ 0.94	$ 1.28
Diluted	0.93	1.27
Cash dividends declared per common share	$ 0.29	$ 0.27

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 14,983	$ 20,710
Other comprehensive income (loss), net of tax:
Securities available for sale and transferred securities	(55,773)	(14,402)
Hedging derivative instruments	1,838	1,564
Pension and post-retirement obligations	48	138
Total other comprehensive loss, net of tax	(53,887)	(12,700)
Comprehensive (loss) income	$ (38,904)	$ 8,010

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Series A 3% Preferred Stock [Member]	Series B-1 8.48% Preferred Stock [Member]	Preferred Equity [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Retained Earnings [Member]Series A 3% Preferred Stock [Member]	Retained Earnings [Member]Series B-1 8.48% Preferred Stock [Member]	Accumulated Other Comprehensive income [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2020	$ 468,363			$ 17,328	$ 161	$ 125,118	$ 324,850			$ 2,128	$ (1,222)
Comprehensive income:
Net income	20,710						20,710
Other comprehensive loss, net of tax	(12,700)									(12,700)	0
Common stock issued	301					3					298
Purchases of common stock for treasury	(5,963)										(5,963)
Purchases of 8.48% preferred stock	(6)			(6)
Share-based compensation plans:
Share-based compensation	216					216
Restricted stock units released						(446)					446
Cash dividends declared:
Preferred stock dividends per share		$ (1)	$ (364)					$ (1)	$ (364)
Common stock dividends per share	(4,272)						(4,272)
Balance at Mar. 31, 2021	466,284			17,322	161	124,891	340,923			(10,572)	(6,441)
Balance at Dec. 31, 2021	505,142			17,292	161	126,105	384,007			(13,207)	(9,216)
Comprehensive income:
Net income	14,983						14,983
Other comprehensive loss, net of tax	(53,887)									(53,887)
Purchases of common stock for treasury	(15,026)										(15,026)
Share-based compensation plans:
Share-based compensation	443					443
Restricted stock units released						(667)					667
Cash dividends declared:
Preferred stock dividends per share		$ (1)	$ (364)					$ (1)	$ (364)
Common stock dividends per share	(4,444)						(4,444)
Balance at Mar. 31, 2022	$ 446,846			$ 17,292	$ 161	$ 125,881	$ 394,181			$ (67,094)	$ (23,575)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Common stock dividends per share, declared	$ 0.29	$ 0.27
Series A 3% Preferred Stock [Member]
Preferred stock, dividend percentage	3.00%	3.00%	3.00%
Preferred stock dividends per share, declared	$ 0.75	$ 0.75
Series B-1 8.48% Preferred Stock [Member]
Preferred stock, dividend percentage	8.48%	8.48%	8.48%
Preferred stock dividends per share, declared	$ 2.12	$ 2.12

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities:
Net income	$ 14,983	$ 20,710
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,918	1,950
Net amortization of premiums on securities	1,443	1,206
Provision (Benefit) for credit losses	2,319	(1,981)
Share-based compensation	443	216
Deferred income tax expense	554	1,658
Proceeds from sale of loans held for sale	11,383	21,314
Originations of loans held for sale	(10,816)	(21,616)
Income on company owned life insurance	(833)	(657)
Net loss (gain) on sale of loans held for sale	91	(1,078)
Net gain on investment securities	0	(74)
Net loss on other assets	0	5
Noncash restructuring charges against assets	0	6
Decrease in other assets	1,083	12,818
Increase (decrease) in other liabilities	21,626	(14,172)
Net cash provided by operating activities	44,194	20,305
Cash flows from investing activities:
Purchases of available for sale securities	(50,669)	(204,695)
Proceeds (purchases) of held to maturity securities	17,882	(1,265)
Proceeds from principal payments, maturities and calls on available for sale securities	33,620	32,416
(Purchases) proceeds from principal payments, maturities and calls on held to maturity securities	(23,702)	16,783
Proceeds from sales of securities available for sale	0	26,675
Net loan originations	(54,999)	(60,135)
Purchases of company owned life insurance, net of proceeds received	(10)	(12)
Purchases of premises and equipment	(1,216)	(290)
Cash consideration paid for acquisition, net of cash acquired	0	(713)
Net cash used in investing activities	(79,094)	(191,236)
Cash flows from financing activities:
Net increase in deposits	175,842	437,647
Net decrease in short-term borrowings	(30,000)	(5,300)
Repurchase of preferred stock	0	(6)
Purchases of common stock for treasury	(15,026)	(5,963)
Cash dividends paid to common and preferred shareholders	(4,624)	(4,535)
Net cash provided by financing activities	126,192	421,843
Net increase in cash and cash equivalents	91,292	250,912
Cash and cash equivalents, beginning of period	79,112	93,878
Cash and cash equivalents, end of period	$ 170,404	$ 344,790

Basis of Presentation and Summa

Basis of Presentation and Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Basis of Presentation and Summary of Significant Accounting Policies	(1.) BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations Financial Institutions, Inc. (the “Company”) is a financial holding company organized in 1931 under the laws of New York State (“New York”). The Company provides diversified financial services through its subsidiaries, Five Star Bank, SDN Insurance Agency, LLC (“SDN”), Courier Capital, LLC (“Courier Capital”) and HNP Capital, LLC (“HNP Capital”). The Company offers a broad array of deposit, lending and other financial services to individuals, municipalities and businesses in Western and Central New York through its wholly-owned New York chartered banking subsidiary, Five Star Bank (the “Bank”). The Bank also has a commercial loan production office in Ellicott City (Baltimore), Maryland and indirect lending network relationships with franchised automobile dealers in the Capital District of New York and Northern and Central Pennsylvania. SDN provides a broad range of insurance services to personal and business clients. Courier Capital and HNP Capital provide customized investment management, investment consulting and retirement plan services to individuals, businesses, institutions, foundations and retirement plans. Basis of Presentation The consolidated financial statements include the accounts of the Company and its subsidiaries. All significant intercompany accounts and transactions have been eliminated in consolidation. The accounting and reporting policies conform to U.S. generally accepted accounting principles (“GAAP”). Certain information and footnote disclosures normally included in financial statements prepared in conformity with GAAP have been condensed or omitted pursuant to such rules and regulations. However, in the opinion of management, the accompanying consolidated financial statements reflect all adjustments of a normal and recurring nature necessary for a fair presentation of the consolidated statements of financial condition, income, comprehensive income, changes in shareholders’ equity and cash flows for the periods indicated and contain adequate disclosure to make the information presented not misleading. These consolidated financial statements should be read in conjunction with the Company’s 2021 Annual Report on Form 10-K for the year ended December 31, 2021 . The results of operations for any interim periods are not necessarily indicative of the results which may be expected for the entire year. Operational, Accounting and Reporting Impacts Related to the COVID-19 Pandemic The COVID-19 pandemic has negatively impacted the global economy, including our operating footprint of Western and Central New York. In response to this crisis, the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act was passed by Congress and signed into law on March 27, 2020. The CARES Act provided an estimated $ 2.2 trillion to fight the COVID-19 pandemic and stimulate the economy by supporting individuals and businesses through loans, grants, tax changes, and other types of relief. Some of the provisions applicable to the Company include, but are not limited to: • Accounting for Loan Modifications - The CARES Act provided that a financial institution may elect to suspend (1) the application of GAAP for certain loan modifications related to COVID-19 that would otherwise be categorized as a troubled debt restructuring (“TDR”) and (2) any determination that such loan modifications would be considered a TDR, including the related impairment for accounting purposes. • Paycheck Protection Program - The CARES Act established the Paycheck Protection Program (“PPP”), an expansion of the Small Business Administration’s (“SBA”) 7(a) loan program and the Economic Injury Disaster Loan Program (“EIDL”), administered directly by the SBA. On December 27, 2020, the Consolidated Appropriations Act, 2021 provided approximately $ 284 billion for PPP loans in an additional round of funding under the program and extended the PPP through March 31, 2021. This additional round of PPP loan funding was authorized for first-time borrowers and for second draws by certain borrowers who previously received PPP loans. On March 30, 2021, the PPP Extension Act of 2021 was signed into law, which extended the program to May 31, 2021. • Mortgage Forbearance - Under the CARES Act, a borrower with a federally backed mortgage loan that was experiencing financial hardship due to COVID-19 was able to request a forbearance until December 31, 2021. (1.) BASIS OF PRESENTATION OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Also, in response to the COVID-19 pandemic, the Board of Governors of the Federal Reserve System (“FRB”), the Federal Deposit Insurance Corporation (“FDIC”), the National Credit Union Administration (“NCUA”), the Office of the Comptroller of the Currency (“OCC”), and the Consumer Financial Protection Bureau (“CFPB”), in consultation with the state financial regulators (collectively, the “agencies”) issued a joint interagency statement (issued March 22, 2020; revised statement issued April 7, 2020). Some of the provisions applicable to the Company include, but are not limited to: • Accounting for Loan Modifications - Loan modifications that do not meet the conditions of the CARES Act may still qualify as a modification that does not need to be accounted for as a TDR. The agencies confirmed with FASB staff that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not TDRs. This includes short-term (e.g., six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or insignificant delays in payment. • Past Due Reporting - With regard to loans not otherwise reportable as past due, financial institutions are not expected to designate loans with deferrals granted due to COVID-19 as past due because of the deferral. A loan’s payment date is governed by the due date stipulated in the legal agreement. If a financial institution agrees to a payment deferral, these loans would not be considered past due during the period of the deferral. • Nonaccrual Status and Charge-offs - During short-term COVID-19 modifications, these loans generally should not be reported as nonaccrual or as classified. As of March 31, 2022, the Bank has helped more than 2,900 customers obtain more than $ 770 million in loans through the PPP and helped customers complete the forgiveness process for approximately $ 346 million of PPP loans. The Company had $ 532.4 million of loans with modifications related to COVID-19 during 2020, with $ 6.4 million and $ 46.2 million still on deferral as of March 31, 2022 and December 31, 2021, respectively, and provided payment deferrals for approximately 6,600 borrowers, the majority being consumer indirect loan customers. Less th an 1 % o f our loan customers have active payment deferrals as of March 31, 2022 as the majority of customers whose loans were subject to COVID-19 related deferrals have returned to making regular payments. Reclassifications Certain reclassifications of previously reported amounts have been made to conform to the current year presentation. Such reclassifications did not impact net income or shareholders’ equity as previously reported. Use of Estimates The preparation of these financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates relate to the determination of the allowance for credit losses, the carrying value of goodwill and deferred tax assets, and assumptions used in the defined benefit pension plan accounting. (1.) BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Cash Flow Reporting Supplemental cash flow information is summarized as follows for the three months ended March 31, 2022 and 2021(in thousands): 2022 2021 Supplemental information: Cash paid for interest $ 4,623 $ 3,173 Cash (refunded) paid for income taxes ( 441 ) 1,500 Noncash investing and financing activities: Real estate and other assets acquired in settlement of loans — — Accrued and declared unpaid dividends 4,809 4,637 Common stock issued for acquisition — 301 Assets acquired and liabilities assumed in business combinations: Fair value of assets acquired — 449 Recent Accounting Pronouncements In 2017, the United Kingdom’s Financial Conduct Authority (“FCA”), who is responsible for regulating the London Interbank Offered Rate (“LIBOR”), announced its intention that it would no longer be necessary to persuade or compel its panel banks to submit LIBOR rates after December 31, 2021. On March 5, 2021, the ICE Benchmark Administration (“IBA”), the administrator of LIBOR, released the results of its consultation on the cessation timeline for certain LIBOR tenors. In coordination with the IBA, the FCA also confirmed when certain LIBOR tenors will cease to exist. The results of the consultation indicated that certain LIBOR tenors (overnight, one-month, three-month, six-month, and twelve-month USD LIBOR) will be extended to June 30, 2023 to allow some legacy contracts that cannot be easily amended to mature on their current terms. Notwithstanding the extension of certain LIBOR tenors to 2023, banks may no longer offer new LIBOR-based contracts after December 31, 2021. Given that LIBOR is a widely used pricing index for loan and derivative contracts, a Company-wide initiative was introduced to assess all LIBOR exposures through the Company’s loan, deposit, borrowing and derivative categories, while developing a plan for the ultimate cessation of the index. In developing the transition plan, the Company has followed best practice recommendations from the Federal Reserve’s Alternative Reference Rate Committee, our third-party derivative advisor and the Internal Swaps and Derivatives Association. To date, the Company has identified the portion of loan notes that reference LIBOR, which are primarily representative of commercial relationships. Additionally, the Company has one designated derivative instrument that is utilized to hedge the LIBOR characteristic of a future dated borrowing (i.e. Federal Home Loan Bank Advance, Brokered Time Deposits, etc.). In 2015, the Company issued $ 40 million in fixed to floating rate subordinated notes that currently bear a fixed rate of interest at 6.00 % until April 2025, when the rate converts to a floating rate equal to three-month LIBOR plus 3.944 % ; the indenture under which the notes were issued includes language allowing an alternate index to be applied in the event that LIBOR becomes unavailable at the floating rate determination date. At this time, no other borrowing or deposit relationships have been identified that utilize LIBOR as an index. In March 2020, the FASB issued ASU No. 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting . The ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative rates, such as SOFR. ASU 2020-04 became effective during the first quarter of 2020 and applies to contract modifications and amendments made as of the beginning of the reporting period including the ASU’s issuance date, March 12, 2020, through December 31, 2022. The adoption of this guidance in 2020 resulted in the application of certain practical expedients, which did not have a material effect on the Company's consolidated financial statements. In January 2021, the FASB issued ASU No. 2021-01, Reference Rate Reform (Topic 848): Scope . The ASU clarifies that certain optional expedients and exceptions in ASC 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. The ASU also amends the expedients and exceptions in ASC 848 to capture the incremental consequences of the scope clarification and to tailor the existing guidance to derivative instruments affected by the discounting transition. ASU 2021-01 was effective upon issuance and applies through December 31, 2022. The adoption of this guidance resulted in the application of certain practical expedients, which did not have a material effect on the Company's consolidated financial statements. Standards Not Yet Effective In March 2022, the FASB issued ASU No. 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructuring and Vintage Disclosures. The ASU updates the accounting and disclosure for troubled debt restructurings. ASU 2022-02 will be effective for fiscal years beginning after December 15, 2022, including interim periods within those years, with an option to early adopt. The Company is currently evaluating the impact the adoption of this guidance will have on its consolidated financial statements. In March 2022, the FASB issued ASU No. 2022-01, Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method. The ASU expands the scope in which an entity can apply the portfolio layer method of hedge accounting, allowing for more consistent accounting for similar hedges. The amendments in this update are effective for fiscal years beginning after December 15, 2022, and interim periods within those fiscal years. The Company is currently evaluating the impact the adoption of this guidance will have on its consolidated financial statements.

Business Combinations

Business Combinations	3 Months Ended
	Mar. 31, 2022
Business Combinations [Abstract]
Business Combinations	(2.) BUSINESS COMBINATIONS 2022 Activity – None 2021 Activity On February 1, 2021, SDN completed the acquisition of the assets of Landmark Group (“Landmark”), an independent insurance brokerage firm. Consideration for the acquisition included common shares of Company stock and cash. As a result of the acquisition, SDN recorded goodwill of $ 611 thousand and other intangible assets of $ 399 thousand. The goodwill and other intangible assets are expected to be deductible for income tax purposes. The allocation of acquisition cost to the assets acquired and liabilities assumed and pro forma results of operations for this acquisition have not been presented because the effect of this acquisition was not material to the Company’s consolidated financial statements. On August 2, 2021, SDN completed the acquisition of the assets of North Woods Capital Benefits LLC ("North Woods"), an employee benefits and human resources advisory firm. As a result of the acquisition, SDN recorded goodwill of $ 399 thousand and other intangible assets of $ 263 thousand. The goodwill and other intangible assets are expected to be deductible for income tax purposes. The allocation of acquisition cost to the assets acquired and liabilities assumed and pro forma results of operations for this acquisition have not been presented because the effect of this acquisition was not material to the Company’s consolidated financial statements.

Restructuring Charges

Restructuring Charges	3 Months Ended
	Mar. 31, 2022
Restructuring and Related Activities [Abstract]
Restructuring Charges	(3.) RESTRUCTURING CHARGES On July 17, 2020, the Bank announced management’s decision to adapt to a full-service branch model to streamline retail branches to better align with shifting customer needs and preferences. The transformation resulted in six branch closures and a reduction in staffing. The announcement was the result of a nine-month comprehensive assessment of all lines of business and functional areas, conducted in partnership with a leading process improvement organization. The data-driven analysis identified, among other things, overlapping service areas, automation opportunities and streamlining of processes and operations that would enhance customer experiences and facilitate the long-term sustainability of current and future branches. The announced consolidations represented about ten percent of the branch network and impacted approximately six percent of the total Company workforce. Where possible, those impacted were offered alternative roles or the opportunity to apply for open positions in other areas of the Company. Separated associates received a comprehensive severance package based on tenure. In October 2020, the Company announced the planned closure of one additional branch that closed in January 2021. This location was not included in the branch consolidations announced in July 2020, as alternative options were being considered and consolidation was not possible given its significant distance from other Bank branches. The Company incurred total pre-tax expense related to the branch closures of approximately $ 1.7 million, including approximately $ 0.2 million in employee severance, $ 0.5 million in lease termination costs and $ 1.0 million in valuation adjustments on branch facilities. Additional related restructuring charges of $ 111 thousand were incurred in 2021 as a result of property valuation adjustments. The Company expects approximatel y $ 0.4 million o f total costs will result in future cash expenditures. The Company anticipates annual expense savings of approximately $ 2.7 million as a result of these branch closures. The Company incurred no restructuring charges during the three months ended March 31, 2022 and 2021. The following table represents the changes in the restructuring reserve (in thousands): Three months ended 2022 2021 Balance at beginning of period $ 445 $ 1,245 Restructuring charges — — Cash payments ( 22 ) ( 77 ) Charges against assets — ( 6 ) Balance at end of period $ 423 $ 1,162 In contemplation of the transactions noted above, certain long-lived assets have met the held for sale criteria as of March 31, 2022 . Long lived assets held for sale totaled $ 2.6 million as of March 31, 2022 and December 31, 2021 .

Earnings Per Common Share ("EPS

Earnings Per Common Share ("EPS")	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Earnings Per Common Share ("EPS")	(4.) EARNINGS PER COMMON SHARE (“EPS”) The following table presents a reconciliation of the earnings and shares used in calculating basic and diluted EPS (in thousands, except per share amounts). Three months ended 2022 2021 Net income available to common shareholders $ 14,618 $ 20,345 Weighted average common shares outstanding: Total shares issued 16,100 16,100 Unvested restricted stock awards ( 5 ) ( 6 ) Treasury shares ( 518 ) ( 205 ) Total basic weighted average common shares outstanding 15,577 15,889 Incremental shares from assumed: Vesting of restricted stock awards 122 83 Total diluted weighted average common shares outstanding 15,699 15,972 Basic earnings per common share $ 0.94 $ 1.28 Diluted earnings per common share $ 0.93 $ 1.27 For each of the periods presented, average shares subject to the following instruments were excluded from the computation of diluted EPS because the effect would be antidilutive (in thousands): Three months ended 2022 2021 Restricted stock awards — 11 Total — 11

Investment Securities

Investment Securities	3 Months Ended
	Mar. 31, 2022
Investments [Abstract]
Investment Securities	(5.) INVESTMENT SECURITIES The amortized cost and fair value of investment securities are summarized below (in thousands): Amortized Unrealized Unrealized Fair Cost Gains Losses Value March 31, 2022 Securities available for sale: U.S. Government agency and government sponsored enterprises $ 30,798 $ 23 $ 1,516 $ 29,305 Mortgage-backed securities: Federal National Mortgage Association 580,465 22 35,300 545,187 Federal Home Loan Mortgage Corporation 432,427 86 34,210 398,303 Government National Mortgage Association 119,219 7 7,616 111,610 Collateralized mortgage obligations: Federal National Mortgage Association 14,068 — 1,265 12,803 Federal Home Loan Mortgage Corporation 23,722 — 1,959 21,763 Privately issued — 391 — 391 Total mortgage-backed securities 1,169,901 506 80,350 1,090,057 Total available for sale securities $ 1,200,699 $ 529 $ 81,866 $ 1,119,362 Securities held to maturity: State and political subdivisions $ 123,474 $ 231 $ 2,841 $ 120,864 Mortgage-backed securities: Federal National Mortgage Association 8,910 45 110 8,845 Federal Home Loan Mortgage Corporation 8,345 — 670 7,675 Government National Mortgage Association 25,835 35 508 25,362 Collateralized mortgage obligations: Federal National Mortgage Association 17,754 14 436 17,332 Federal Home Loan Mortgage Corporation 21,805 6 436 21,375 Government National Mortgage Association 5,056 1 143 4,914 Total mortgage-backed securities 87,705 101 2,303 85,503 Total held to maturity securities 211,179 $ 332 $ 5,144 $ 206,367 Allowance for credit losses - securities ( 6 ) Total held to maturity securities, net $ 211,173 December 31, 2021 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ 15,793 $ 195 $ 97 $ 15,891 Mortgage-backed securities: Federal National Mortgage Association 576,163 6,565 5,242 577,486 Federal Home Loan Mortgage Corporation 430,010 952 6,435 424,527 Government National Mortgage Association 122,266 298 2,082 120,482 Collateralized mortgage obligations: Federal National Mortgage Association 15,346 26 433 14,939 Federal Home Loan Mortgage Corporation 25,257 — 477 24,780 Privately issued — 410 — 410 Total mortgage-backed securities 1,169,042 8,251 14,669 1,162,624 Total available for sale securities $ 1,184,835 $ 8,446 $ 14,766 $ 1,178,515 (5.) INVESTMENT SECURITIES (Continued) Amortized Unrealized Unrealized Fair Cost Gains Losses Value December 31, 2021 (continued) Securities held to maturity: State and political subdivisions $ 111,399 $ 2,412 $ 300 $ 113,511 Mortgage-backed securities: Federal National Mortgage Association 9,275 411 — 9,686 Federal Home Loan Mortgage Corporation 8,706 137 144 8,699 Government National Mortgage Association 27,400 706 2 28,104 Collateralized mortgage obligations: Federal National Mortgage Association 19,485 368 3 19,850 Federal Home Loan Mortgage Corporation 23,840 565 — 24,405 Government National Mortgage Association 5,481 84 — 5,565 Total mortgage-backed securities 94,187 2,271 149 96,309 Total held to maturity securities 205,586 $ 4,683 $ 449 $ 209,820 Allowance for credit losses - securities ( 5 ) Total held to maturity securities, net $ 205,581 The Company elected to exclude accrued interest receivable (“AIR”) from the amortized cost basis of debt securities disclosed throughout this footnote. For available for sale (“AFS”) debt securities, AIR totaled $ 2.2 million and $ 2.1 million March 31, 2022 and December 31, 2021 , respectively. For held to maturity (“HTM”) debt securities, AIR totaled $ 1.1 million a nd $ 696 thousand as of March 31, 2022 and December 31, 2021, respectively. AIR is included in other assets on the Company’s consolidated statements of financial condition. For each of the three months ended March 31, 2022 and 2021 , credit loss expense (credit) for HTM investment securities was less than $ 1 thousand. Investment securities with a total fair value o f $ 1.02 billion and $ 637.6 million at March 31, 2022 and December 31, 2021, respectively, were pledged as collateral to secure public deposits and for other purposes required or permitted by law. Sales of securities available for sale were as follows (in thousands): Three months ended 2022 2021 Proceeds from sales $ — $ 26,675 Gross realized gains — 89 Gross realized losses — 15 The scheduled maturities of securities available for sale and securities held to maturity at March 31, 2022 are shown below (in thousands). Actual expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Amortized Fair Cost Value Debt securities available for sale: Due in one year or less $ 6,192 $ 6,213 Due from one to five years 92,170 91,021 Due after five years through ten years 160,564 153,197 Due after ten years 941,773 868,931 Total available for sale securities $ 1,200,699 $ 1,119,362 Debt securities held to maturity: Due in one year or less $ 34,381 $ 34,462 Due from one to five years 64,649 64,564 Due after five years through ten years 21,192 20,350 Due after ten years 90,957 86,991 Total held to maturity securities $ 211,179 $ 206,367 (5.) INVESTMENT SECURITIES (Continued) Unrealized losses on investment securities for which an allowance for credit losses has not been recorded and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (in thousands): Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses March 31, 2022 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ 23,019 $ 1,516 $ — $ — $ 23,019 $ 1,516 Mortgage-backed securities: Federal National Mortgage Association 434,253 24,072 107,806 11,228 542,059 35,300 Federal Home Loan Mortgage Corporation 232,939 18,040 156,206 16,170 389,145 34,210 Government National Mortgage Association 84,325 5,604 27,061 2,012 111,386 7,616 Collateralized mortgage obligations: Federal National Mortgage Association 6,968 538 5,835 727 12,803 1,265 Federal Home Loan Mortgage Corporation 21,763 1,959 — — 21,763 1,959 Total mortgage-backed securities 780,248 50,213 296,908 30,137 1,077,156 80,350 Total available for sale securities 803,267 51,729 296,908 30,137 1,100,175 81,866 Total temporarily impaired securities $ 803,267 $ 51,729 $ 296,908 $ 30,137 $ 1,100,175 $ 81,866 December 31, 2021 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ 9,438 $ 97 $ — $ — $ 9,438 $ 97 Mortgage-backed securities: Federal National Mortgage Association 333,489 3,597 61,249 1,645 394,738 5,242 Federal Home Loan Mortgage Corporation 283,965 3,353 110,931 3,082 394,896 6,435 Government National Mortgage Association 108,448 2,082 — — 108,448 2,082 Collateralized mortgage obligations: Federal National Mortgage Association 13,364 433 — — 13,364 433 Federal Home Loan Mortgage Corporation 24,780 477 — — 24,780 477 Total mortgage-backed securities 764,046 9,942 172,180 4,727 936,226 14,669 Total available for sale securities 773,484 10,039 172,180 4,727 945,664 14,766 Total temporarily impaired securities $ 773,484 $ 10,039 $ 172,180 $ 4,727 $ 945,664 $ 14,766 (5.) INVESTMENT SECURITIES (Continued) The total number of securities positions in the investment portfolio in an unrealized loss position at March 31, 2022 was 394 compared to 116 at December 31, 2021. At March 31, 2022 , the Company had positions in 50 investment securities with a fair value of $ 296.9 million and a total unrealized loss of $ 30.1 million that has been in a continuous unrealized loss position for more than 12 months. At March 31, 2022 , there were a total of 344 securities positions in the Company’s investment portfolio with a fair value of $ 803.3 million and a total unrealized loss of $ 51.7 million that had been in a continuous unrealized loss position for less than 12 months. At December 31, 2021 , the Company had a position in 28 investment securities with a fair value of $ 172.2 million and a total unrealized loss of $ 4.7 million that had been in a continuous unrealized loss position for more than 12 months. At December 31, 2021 , there were a total of 88 securities positions in the Company’s investment portfolio with a fair value of $ 773.5 million and a total unrealized loss of $ 10.0 million that had been in a continuous unrealized loss position for less than 12 months. The unrealized loss on investment securities was predominantly caused by changes in market interest rates subsequent to purchase. The fair value of most of the investment securities in the Company’s portfolio fluctuates as market interest rates change. Securities Available for Sale As of March 31, 2022 and December 31, 2021 , no allowance for credit losses has been recognized on available for sale securities in an unrealized loss position as management does not believe any of the securities were impaired due to reasons of credit quality. This is based upon our analysis of the underlying risk characteristics, including credit ratings, and other qualitative factors related to our available for sale securities and in consideration of our historical credit loss experience and internal forecasts. The issuers of these securities continue to make timely principal and interest payments under the contractual terms of the securities. Furthermore, management does not have the intent to sell any of the securities classified as available for sale in the table above and believes that it is more likely than not that we will not have to sell any such securities before a recovery of cost. The unrealized losses are due to increases in market interest rates over the yields available at the time the underlying securities were purchased. The fair value is expected to recover as the securities approach their maturity date or repricing date or if market yields for such investments decline. Securities Held to Maturity The Company’s HTM investment securities include debt securities that are issued by U.S. government agencies or U.S. government-sponsored enterprises. These securities carry the explicit and/or implicit guarantee of the U.S. government, are widely recognized as “risk free,” and have a long history of zero credit loss. In addition, the Company’s HTM investment securities include debt securities that are issued by state and local government agencies, or municipal bonds. The Company monitors the credit quality of our municipal bonds through the use of a credit rating agency or by ratings that are derived by an internal scoring model. The scoring methodology for the internally derived ratings is based on a series of financial ratios for the municipality being reviewed as compared to typical industry figures. This information is used to determine the financial strengths and weaknesses of the municipality, which is indicated with a numeric rating. This number is then converted into a letter rating to better match the system used by the credit rating agencies. As of March 31, 2022, $ 117.5 million of our municipal bonds were rated as an equivalent to Standard & Poor’s A/AA/AAA, with $ 6.0 million internally rated to be the equivalent of Standard & Poor’s A/AA/AAA rating. Additionally, no municipal bonds were rated below investment grade. As of December 31, 2021 , $ 105.6 million of our municipal bonds were rated as an equivalent to Standard & Poor’s A/AA/AAA, with $ 5.8 million internally rated to be the equivalent of Standard & Poor’s A/AA/AAA rating. As of March 31, 2022 and December 31, 2021 , the Company had no past due or nonaccrual held to maturity investment securities.

Loans

Loans	9 Months Ended
	Sep. 30, 2021
Loans and Leases Receivable Disclosure [Abstract]
Loans	(6.) LOANS The Company’s loan portfolio consisted of the following as of the dates indicated (in thousands): Principal Net Deferred Loans, March 31, 2022 Commercial business $ 625,238 $ ( 97 ) $ 625,141 Commercial mortgage 1,437,341 ( 2,582 ) 1,434,759 Residential real estate loans 561,208 13,687 574,895 Residential real estate lines 73,809 3,051 76,860 Consumer indirect 970,919 36,485 1,007,404 Other consumer 14,473 116 14,589 Total $ 3,682,988 $ 50,660 3,733,648 Allowance for credit losses - loans ( 40,966 ) Total loans, net $ 3,692,682 December 31, 2021 Commercial business $ 639,368 $ ( 1,075 ) $ 638,293 Commercial mortgage 1,415,486 ( 2,698 ) 1,412,788 Residential real estate loans 563,579 13,720 577,299 Residential real estate lines 75,515 3,016 78,531 Consumer indirect 923,052 34,996 958,048 Other consumer 14,355 122 14,477 Total $ 3,631,355 $ 48,081 3,679,436 Allowance for credit losses - loans ( 39,676 ) Total loans, net $ 3,639,760 Loans held for sale (not included above) were comprised entirely of residential real estate mortgages and totaled $ 5.5 million and $6.2 million as of March 31, 2022 and December 31, 2021, respectively. The CARES Act was passed by Congress and signed into law on March 27, 2020. The CARES Act established the PPP, an expansion of the SBA’s 7(a) loan program and the EIDL, administered directly by the SBA. The Company had $32.6 million and $57.5 million of PPP loans (included in Commercial business above) as of March 31, 2022 and December 31, 2021, respectively. In addition, the CARES Act provides that a financial institution may elect to suspend (1) the application of GAAP for certain loan modifications related to COVID-19 that would otherwise be categorized as a TDR and (2) any determination that such loan modifications would be considered a TDR, including the related impairment for accounting purposes. Accordingly, the Company had $ 532.4 million of loans with modifications related to COVID-19 during 2020, with $ 6.4 million and $46.2 million still on deferral as of March 31, 2022 and December 31, 2021, respectively. The Company elected to exclude AIR from the amortized cost basis of loans disclosed throughout this footnote. As of March 31, 2022 and December 31, 2021 , AIR for loans totaled $ 12.6 million and $12.7 million, respectively, and is included in other assets on the Company’s consolidated statements of financial condition. (6.) LOANS (Continued) Past Due Loans Aging The Company’s recorded investment, by loan class, in current and nonaccrual loans, as well as an analysis of accruing delinquent loans is set forth as of the dates indicated (in thousands): 30-59 60-89 Greater Total Nonaccrual Current Total Nonaccrual March 31, 2022 Commercial business $ 762 $ 13 $ 491 $ 1,266 $ 499 $ 623,473 $ 625,238 $ 459 Commercial mortgage 11,286 — — 11,286 3,838 1,422,217 1,437,341 3,778 Residential real estate loans 919 37 — 956 2,878 557,374 561,208 2,878 Residential real estate lines 73 15 — 88 128 73,593 73,809 128 Consumer indirect 5,348 1,526 — 6,874 1,771 962,274 970,919 1,771 Other consumer 100 7 2 109 10 14,354 14,473 10 Total loans, gross $ 18,488 $ 1,598 $ 493 $ 20,579 $ 9,124 $ 3,653,285 $ 3,682,988 $ 9,024 December 31, 2021 Commercial business $ 659 $ 34 $ 797 $ 1,490 $ 602 $ 637,276 $ 639,368 $ 477 Commercial mortgage 69 — — 69 6,414 1,409,003 1,415,486 781 Residential real estate loans 1,148 141 — 1,289 2,373 559,917 563,579 2,373 Residential real estate lines 18 3 — 21 200 75,294 75,515 200 Consumer indirect 5,706 770 — 6,476 1,780 914,796 923,052 1,780 Other consumer 121 1 — 122 - 14,233 14,355 - Total loans, gross $ 7,721 $ 949 $ 797 $ 9,467 $ 11,369 $ 3,610,519 $ 3,631,355 $ 5,611 The Company had $ 380 thousand and $ 797 thousand of PPP loans greater than 90 days past due and still accruing interest (included in Commercial business above) as of March 31, 2022 and December 31, 2021, respectively. Repayment of PPP loans is 100% secured by guarantees from the SBA. There were $ 2 thousand and less than $ 1 thousand in consumer overdrafts which were past due greater than 90 days as of March 31, 2022 and December 31, 2021, respectively. Consumer overdrafts are overdrawn deposit accounts which have been reclassified as loans but by their terms do not accrue interest. Interest income on nonaccrual loans, if recognized, is recorded using the cash basis method of accounting. There wa s no interest income recognized on nonaccrual loans during the three months ended March 31, 2022 and 2021. Estimated interest income of $ 161 thousand and $ 142 for the three months ended March 31, 2022 and 2021, respectively, would have been recorded if all such loans had been accruing interest according to their original contractual terms. Troubled Debt Restructurings A modification of a loan constitutes a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. Commercial loans modified in a TDR may involve temporary interest-only payments, term extensions, reducing the interest rate for the remaining term of the loan, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, collateral concessions, forgiveness of principal, forbearance agreements, or substituting or adding a new borrower or guarantor. There were no loans modified as a TDR during the three months ended March 31, 2022 and 2021 . There were no loans modified as a TDR within the previous 12 months that defaulted during the three months ended March 31, 2022 and 2021 . For purposes of this disclosure, a loan modified as a TDR is considered to have defaulted when the borrower becomes 90 days past due. (6.) LOANS (Continued) Collateral Dependent Loans Management has determined that specific commercial loans on nonaccrual status, all loans that have had their terms restructured in a troubled debt restructuring and other loans deemed appropriate by management where repayment is expected to be provided substantially through the operation or sale of the collateral to be collateral dependent loans. Collateral dependent loans at March 31, 2022 and December 31, 2021 included certain criticized COVID-19 bridge loans not otherwise classified as nonaccrual. The following table presents the amortized cost basis of collateral dependent loans by collateral type as of March 31, 2022 and December 31, 2021 (in thousands): Collateral type Business assets Real property Total Specific Reserve March 31, 2022 Commercial business $ 220 $ 984 $ 1,204 $ 1,044 Commercial mortgage — 35,236 35,236 3,650 Total $ 220 $ 36,220 $ 36,440 $ 4,694 December 31, 2021 Commercial business $ 326 $ 993 $ 1,319 $ 1,055 Commercial mortgage — 37,936 37,936 4,716 Total $ 326 $ 38,929 $ 39,255 $ 5,771 Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors such as the fair value of collateral. The Company analyzes commercial business and commercial mortgage loans individually by classifying the loans as to credit risk. Risk ratings are updated any time the situation warrants. The Company uses the following definitions for risk ratings: Special Mention: Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company’s credit position at some future date. Substandard: Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Doubtful: Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans that do not meet the criteria above that are analyzed individually as part of the process described above are considered “uncriticized” or pass-rated loans and are included in groups of homogeneous loans with similar risk and loss characteristics. (6.) LOANS (Continued) The following tables set forth the Company’s commercial loan portfolio, categorized by internally assigned asset classification, as of the dates indicated (in thousands): Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Revolving Total March 31, 2022 Commercial Business Uncriticized $ 24,519 $ 128,347 $ 88,856 $ 75,146 $ 40,051 $ 35,565 $ 225,544 $ — $ 618,028 Special mention — 39 55 152 66 994 1,487 — 2,793 Substandard — 42 168 134 608 453 2,915 — 4,320 Doubtful — — — — — — — — — Total $ 24,519 $ 128,428 $ 89,079 $ 75,432 $ 40,725 $ 37,012 $ 229,946 $ — $ 625,141 Commercial Mortgage Uncriticized $ 70,550 $ 361,901 $ 327,340 $ 175,565 $ 128,402 $ 264,718 $ 3,688 $ — $ 1,332,164 Special mention 14,940 495 2,321 14,625 12,524 35,177 — — 80,082 Substandard 2,862 1,249 181 86 9,981 8,154 — — 22,513 Doubtful — — — — — — — — — Total $ 88,352 $ 363,645 $ 329,842 $ 190,276 $ 150,907 $ 308,049 $ 3,688 $ — $ 1,434,759 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Revolving Total December 31, 2021 Commercial Business Uncriticized $ 141,925 $ 91,338 $ 68,433 $ 42,631 $ 24,847 $ 12,033 $ 248,338 $ — $ 629,545 Special mention — 132 166 44 180 1,344 1,993 — 3,859 Substandard 45 256 169 745 415 49 3,210 — 4,889 Doubtful — — — — — — — — — Total $ 141,970 $ 91,726 $ 68,768 $ 43,420 $ 25,442 $ 13,426 $ 253,541 $ — $ 638,293 Commercial Mortgage Uncriticized $ 342,483 $ 339,988 $ 176,753 $ 147,247 $ 128,381 $ 167,739 $ 3,712 $ — $ 1,306,303 Special mention 11,184 2,450 29,759 2,344 8,269 27,635 — — 81,641 Substandard 1,001 77 2,950 11,607 3,209 6,000 — — 24,844 Doubtful — — — — — — — — — Total $ 354,668 $ 342,515 $ 209,462 $ 161,198 $ 139,859 $ 201,374 $ 3,712 $ — $ 1,412,788 (6.) LOANS (Continued) The Company utilizes payment status as a means of identifying and reporting problem and potential problem retail loans. The Company considers nonaccrual loans and loans past due greater than 90 days and still accruing interest to be non-performing. The following tables set forth the Company’s retail loan portfolio, categorized by performance status, as of the dates indicated (in thousands): Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Revolving Total March 31, 2022 Residential Real Estate Loans Performing $ 18,887 $ 91,758 $ 127,171 $ 83,004 $ 61,876 $ 189,321 $ — $ — $ 572,017 Nonperforming — 79 164 482 574 1,579 — — 2,878 Total $ 18,887 $ 91,837 $ 127,335 $ 83,486 $ 62,450 $ 190,900 $ — $ — $ 574,895 Residential Real Estate Lines Performing $ — $ — $ — $ — $ — $ — $ 69,005 $ 7,727 $ 76,732 Nonperforming — — — — — — 37 91 128 Total $ — $ — $ — $ — $ — $ — $ 69,042 $ 7,818 $ 76,860 Consumer Indirect Performing $ 147,648 $ 432,445 $ 185,779 $ 106,725 $ 77,069 $ 55,967 $ — $ — $ 1,005,633 Nonperforming — 688 430 359 191 103 — — 1,771 Total $ 147,648 $ 433,133 $ 186,209 $ 107,084 $ 77,260 $ 56,070 $ — $ — $ 1,007,404 Other Consumer Performing $ 1,662 $ 3,939 $ 3,251 $ 1,393 $ 599 $ 902 $ 2,831 $ — $ 14,577 Nonperforming — 12 — — — — — — 12 Total $ 1,662 $ 3,951 $ 3,251 $ 1,393 $ 599 $ 902 $ 2,831 $ — $ 14,589 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Revolving Total December 31, 2021 Residential Real Estate Loans Performing $ 92,620 $ 129,240 $ 85,876 $ 65,866 $ 50,932 $ 150,392 $ — $ — $ 574,926 Nonperforming 79 55 225 557 899 558 — — 2,373 Total $ 92,699 $ 129,295 $ 86,101 $ 66,423 $ 51,831 $ 150,950 $ — $ — $ 577,299 Residential Real Estate Lines Performing $ — $ — $ — $ — $ — $ — $ 70,521 $ 7,810 $ 78,331 Nonperforming — — — — — — 39 161 200 Total $ — $ — $ — $ — $ — $ — $ 70,560 $ 7,971 $ 78,531 Consumer Indirect Performing $ 452,601 $ 206,472 $ 122,849 $ 90,998 $ 51,598 $ 31,750 $ — $ — $ 956,268 Nonperforming 417 515 436 230 136 46 — — 1,780 Total $ 453,018 $ 206,987 $ 123,285 $ 91,228 $ 51,734 $ 31,796 $ — $ — $ 958,048 Other Consumer Performing $ 4,422 $ 3,738 $ 1,681 $ 763 $ 280 $ 1,044 $ 2,549 $ — $ 14,477 Nonperforming — — — — — — — — — Total $ 4,422 $ 3,738 $ 1,681 $ 763 $ 280 $ 1,044 $ 2,549 $ — $ 14,477 (6.) LOANS (Continued) Allowance for Credit Losses - Loans The following table sets forth the changes in the allowance for credit losses - loans for the three months ended March 31, 2022 and 2021 (in thousands): Commercial Commercial Residential Residential Consumer Other Total March 31, 2022 Allowance for credit losses - loans: Beginning balance $ 11,099 $ 14,777 $ 1,604 $ 379 $ 11,611 $ 206 $ 39,676 Charge-offs ( 51 ) — — — ( 2,486 ) ( 376 ) ( 2,913 ) Recoveries 88 1 5 5 1,936 91 2,126 (Benefit) provision ( 1,015 ) ( 1,032 ) 243 41 3,507 333 2,077 Ending balance $ 10,121 $ 13,746 $ 1,852 $ 425 $ 14,568 $ 254 $ 40,966 March 31, 2021 Allowance for credit losses - loans: Beginning balance $ 13,580 $ 21,763 $ 3,924 $ 674 $ 12,165 $ 314 $ 52,420 Charge-offs ( 86 ) ( 203 ) ( 11 ) ( 70 ) ( 2,413 ) ( 81 ) ( 2,864 ) Recoveries 238 — 5 — 1,670 64 1,977 (Benefit) provision ( 1,062 ) 1,112 ( 809 ) ( 122 ) ( 865 ) 41 ( 1,705 ) Ending balance $ 12,670 $ 22,672 $ 3,109 $ 482 $ 10,557 $ 338 $ 49,828 (6.) LOANS (Continued) Risk Characteristics Commercial business loans primarily consist of loans to small to mid-sized businesses in our market area in a diverse range of industries. These loans are of higher risk and typically are made on the basis of the borrower’s ability to make repayment from the cash flow of the borrower’s business. Further, the collateral securing the loans may depreciate over time, may be difficult to appraise and may fluctuate in value. The credit risk related to commercial loans is largely influenced by general economic conditions, including the impact of the COVID-19 pandemic on small to mid-sized business in our market area, and the resulting impact on a borrower’s operations or on the value of underlying collateral, if any. Commercial mortgage loans generally have larger balances and involve a greater degree of risk than residential mortgage loans, potentially resulting in higher potential losses on an individual customer basis. Loan repayment is often dependent on the successful operation and management of the properties, as well as on the collateral securing the loan. Economic events, including the impact of the COVID-19 pandemic on influencing the ability of the tenants to pay rent at these properties, or conditions in the real estate market could have an adverse impact on the cash flows generated by properties securing the Company’s commercial real estate loans and on the value of such properties. Residential real estate loans (comprised of conventional mortgages and home equity loans) and residential real estate lines (comprised of home equity lines) are generally made based on the borrower’s ability to make repayment from his or her employment and other income but are secured by real property whose value tends to be more easily ascertainable. Credit risk for these types of loans is generally influenced by general economic conditions, including the impact of the COVID-19 pandemic on the employment income of these borrowers, the characteristics of individual borrowers, and the nature of the loan collateral. Consumer indirect and other consumer loans may entail greater credit risk than residential mortgage loans and home equities, particularly in the case of other consumer loans which are unsecured or, in the case of indirect consumer loans, secured by depreciable assets, such as automobiles. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance. In addition, consumer loan collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be affected by inflation and adverse personal circumstances such as job loss, illness or personal bankruptcy, including the heightened risk that such circumstances may arise as a result of the COVID-19 pandemic. Furthermore, the application of v arious federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans.

Leases

Leases	3 Months Ended
	Mar. 31, 2022
Leases [Abstract]
Leases	(7.) LEASES ASC 842, Leases (“ASC 842”), establishes a right of use model that requires a lessee to record a right of use asset and a lease liability for all leases with terms longer than 12 months. The Company is obligated under a number of non-cancellable operating lease agreements for land, buildings and equipment with terms, including renewal options reasonably certain to be exercised, extending through 2061 . One building lease was subleased with terms that extended through December 31, 2022. The following table represents the consolidated statements of financial condition classification of the Company’s right of use assets and lease liabilities: March 31, December 31, Balance Sheet Location 2022 2021 Operating Lease Right of Use Assets: Gross carrying amount Other assets $ 27,143 $ 27,063 Accumulated amortization Other assets ( 5,446 ) ( 4,993 ) Net book value $ 21,697 $ 22,070 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 23,529 $ 23,867 The weighted average remaining lease term for operating leases was 24.0 years at March 31, 2022 and the weighted-average discount rate used in the measurement of operating lease liabilities was 3.71 %. The Company utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term for the discount rate. The following table represents lease costs and other lease information: Three months ended 2022 2021 Lease costs: Operating lease costs $ 668 $ 680 Variable lease costs (1) 113 98 Sublease income ( 12 ) ( 11 ) Net lease costs $ 769 $ 767 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 643 $ 661 Right of use assets obtained in exchange for new operating lease liabilities $ 90 $ 864 (1) Variable lease costs primarily represent variable payments such as common area maintenance, insurance, taxes and utilities. Future minimum payments under non-cancellable operating leases with initial or remaining terms of one year or more, are as follows at March 31, 2022 (in thousands): Twelve months ended March 31 (1) , 2023 $ 1,635 2024 1,769 2025 1,456 2026 1,382 2027 1,302 Thereafter 29,576 Total future minimum operating lease payments 37,120 Amounts representing interest ( 13,591 ) Present value of net future minimum operating lease payments $ 23,529 (1) Operating lease payments exclude $ 14.5 million of future minimum lease payments for leases signed but not yet commenced.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	3 Months Ended
	Mar. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	(8.) GOODWILL AND OTHER INTANGIBLE ASSETS Goodwill The carrying amount of goodwill totaled $ 67.1 million as of both March 31, 2022 and December 31, 2021. The Company performs a goodwill impairment test on an annual basis as of October 1st or more frequently if events and circumstances warrant. Banking All Other (1) Total Balance, December 31, 2021 $ 48,536 $ 18,535 $ 67,071 Acquisitions — — — Balance, March 31, 2022 $ 48,536 $ 18,535 $ 67,071 (1) All Other includes the SDN, Courier Capital and HNP Capital reporting units Other Intangible Assets The Company has other intangible assets that are amortized, consisting of core deposit intangibles and other intangibles (primarily related to customer relationships). Gross carrying amount, accumulated amortization and net book value, were as follows (in thousands): March 31, December 31, 2022 2021 Core deposit intangibles: Gross carrying amount $ 2,042 $ 2,042 Accumulated amortization ( 2,041 ) ( 2,039 ) Net book value $ 1 $ 3 Other intangibles: Gross carrying amount $ 14,545 $ 14,545 Accumulated amortization ( 7,471 ) ( 7,219 ) Net book value $ 7,074 $ 7,326 Amortization expense for total other intangible assets was $ 254 thousand and $ 271 thousand for the three months ended March 31, 2022 and 2021. As of March 31, 2022, the estimated amortization expense of other intangible assets for the remainder of 2022 and each of the next five years is as follows (in thousands): 2022 (remainder of year) $ 731 2023 910 2024 838 2025 766 2026 694 2027 623

Other Assets

Other Assets	3 Months Ended
	Mar. 31, 2022
Other Assets [Abstract]
Other Assets	(9.) OTHER ASSETS A summary of other assets as of the dates indicated are as follows (in thousands): March 31, December 31, 2022 2021 Operating lease right of use assets $ 21,697 $ 22,070 Tax credit investments 55,763 57,010 Derivative instruments 25,192 16,504 Collateral on derivative instruments — 4,640 Other 89,678 72,976 Total other assets $ 192,330 $ 173,200

Derivative Instruments and Hedg

Derivative Instruments and Hedging Activities	3 Months Ended
	Mar. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instrument and Hedging Activities	(10.) DERIVATIVE INSTRUMENT AND HEDGING ACTIVITIES Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources, and duration of its assets and liabilities, and the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company’s derivative financial instruments are used to manage differences in the amount, timing, and duration of the Company’s known or expected cash receipts and its known or expected cash payments. Cash Flow Hedges of Interest Rate Risk The Company’s objectives in using interest rate derivatives are to add stability to interest expense and to manage its exposure to interest rate movements. To accomplish this objective, the Company uses interest rate caps and interest rate swaps as part of its interest rate risk management strategy. Interest rate caps designated as cash flow hedges involve the receipt of variable amounts from a counterparty if interest rates rise above the strike rate on the contract in exchange for an up-front premium. During the first three months of 2022 and in 2021, such derivatives were used to hedge the variable cash flows associated with short-term borrowings. I nterest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. The Company is hedging its exposure to the variability in future cash flows for forecasted transactions over a period of approximately 60 months. As of March 31, 2022 , the Company had one outstanding forward starting interest rate derivative with a notional value of $ 50.0 million that was designated as a cash flow hedge of interest rate risk. The derivative becomes effective in April 2022 . For derivatives designated and that qualify as cash flow hedges of interest rate risk, the gain or loss on the derivative is recorded in accumulated other comprehensive income (loss) and subsequently reclassified into interest expense in the same period(s) during which the hedged transaction affects earnings. Amounts reported in accumulated other comprehensive income (loss) related to derivatives will be reclassified to interest expense as interest payments are made on the Company’s borrowings. During the next twelve months, the Company estimates that $ 561 thousand w ill be reclassified as a decrease to interest expense. Interest Rate Swaps The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. These interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. Credit-risk-related Contingent Features The Company has agreements with certain of its derivative counterparties that contain one or more of the following provisions: (a) if the Company defaults on any of its indebtedness, including a default where repayment of the indebtedness has not been accelerated by the lender, the Company could also be declared in default on its derivative obligations, and (b) if the Company fails to maintain its status as a well-capitalized institution, the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. (10.) DERIVATIVE INSTRUMENT AND HEDGING ACTIVITIES (Continued) Mortgage Banking Derivatives The Company extends rate lock agreements to borrowers related to the origination of residential mortgage loans. To mitigate the interest rate risk inherent in these rate lock agreements when the Company intends to sell the related loan, once originated, as well as closed residential mortgage loans held for sale, the Company enters into forward commitments to sell individual residential mortgages. Rate lock agreements and forward commitments are considered derivatives and are recorded at fair value. Fair Values of Derivative Instruments on the Balance Sheet The table below presents the notional amounts, respective fair values of the Company’s derivative financial instruments, as well as their classification on the balance sheet as of March 31, 2022 and December 31, 2021 (in thousands): Asset derivatives Liability derivatives Gross notional Balance Fair value Balance Fair value March 31, December 31, sheet March 31, December 31, sheet March 31, December 31, Derivatives designated as hedging instruments Cash flow hedges $ 50,000 $ 50,000 Other assets $ 4,031 $ 1,559 Other liabilities $ — $ — Total derivatives $ 50,000 $ 50,000 $ 4,031 $ 1,559 $ — $ — Derivatives not designated as hedging instruments Interest rate swaps (1) 869,706 820,693 Other assets 21,010 14,702 Other liabilities 21,015 14,708 Credit contracts 105,692 106,671 Other assets — — Other liabilities — 1 Mortgage banking 11,257 18,199 Other assets 151 243 Other liabilities 155 4 Total derivatives $ 986,655 $ 945,563 $ 21,161 $ 14,945 $ 21,170 $ 14,713 (1) The Company has posted collateral of $ 21.8 million against its net obligations under these contracts at March 31, 2022, and secured its net obligations under these contracts with $ 4.0 million in cash at December 31, 2021. Effect of Derivative Instruments on the Income Statement The table below presents the effect of the Company’s derivative financial instruments on the income statement for the three months ended March 31, 2022 and 2021 (in thousands): Gain (loss) recognized in income Line item of gain (loss) Three months ended Undesignated derivatives recognized in income 2022 2021 Interest rate swaps Income from derivative instruments, net 762 1,772 Credit contracts Income from derivative instruments, net — 48 Mortgage banking Income from derivative instruments, net ( 243 ) 55 Total undesignated $ 519 $ 1,875

Shareholders' Equity

Shareholders' Equity	3 Months Ended
	Mar. 31, 2022
Stockholders' Equity Note [Abstract]
Shareholders' Equity	(11.) SHAREHOLDERS’ EQUITY Common Stock The changes in shares of common stock were as follows for the three months ended March 31, 2022 and 2021: Outstanding Treasury Issued 2022 Shares at December 31, 2021 15,745,453 354,103 16,099,556 Restricted stock units released 23,271 ( 23,271 ) — Treasury stock purchases ( 469,647 ) 469,647 — Shares at March 31, 2022 15,299,077 800,479 16,099,556 2021 Shares at December 31, 2020 16,041,926 57,630 16,099,556 Shares issued for Landmark Group acquisition 12,831 ( 12,831 ) — Restricted stock units released 18,819 ( 18,819 ) — Treasury stock purchases ( 244,677 ) 244,677 — Shares at March 31, 2021 15,828,899 270,657 16,099,556 Share Repurchase Program In November 2020, the Company’s Board of Directors authorized a share repurchase program for up to 801,879 shares of common stock. Repurchased shares are recorded in treasury stock, at cost, which includes any applicable transaction costs. 461,191 shares were repurchased at an average price of $ 31.99 during the three months ended March 31, 2022 . 238,439 shares were repurchased under this program during the three months ended March 31, 2021 and 340,688 shares were repurchased during the year ended December 31, 2021. As of March 31, 2022 , there were no shares remaining for repurchase under the repurchase program.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2022
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss)	(12.) ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following tables present the components of other comprehensive income (loss) for the three months ended March 31, 2022 and 2021 (in thousands): Pre-tax Tax Net-of-tax March 31, 2022 Securities available for sale and transferred securities: Change in unrealized gain/loss during the period $ ( 75,017 ) $ ( 19,221 ) $ ( 55,796 ) Reclassification adjustment for net gains included in net income (1) 31 8 23 Total securities available for sale and transferred securities ( 74,986 ) ( 19,213 ) ( 55,773 ) Hedging derivative instruments: Change in unrealized gain/loss during the period 2,471 633 1,838 Pension and post-retirement obligations: Amortization of prior service credit included in income — — — Amortization of net actuarial loss included in income 64 16 48 Total pension and post-retirement obligations 64 16 48 Other comprehensive loss $ ( 72,451 ) $ ( 18,564 ) $ ( 53,887 ) March 31, 2021 Securities available for sale and transferred securities: Change in unrealized gain/loss during the period $ ( 19,362 ) $ ( 4,961 ) $ ( 14,401 ) Reclassification adjustment for net gains included in net income (1) ( 1 ) — ( 1 ) Total securities available for sale and transferred securities ( 19,363 ) ( 4,961 ) ( 14,402 ) Hedging derivative instruments: Change in unrealized gain/loss during the period 2,103 539 1,564 Pension and post-retirement obligations: Amortization of prior service credit included in income ( 1 ) — ( 1 ) Amortization of net actuarial loss included in income 186 47 139 Total pension and post-retirement obligations 185 47 138 Other comprehensive loss $ ( 17,075 ) $ ( 4,375 ) $ ( 12,700 ) (1) Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield. (12.) ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Continued) Activity in accumulated other comprehensive income (loss), net of tax, for the three months ended March 31, 2022 and 2021 was as follows (in thousands): Hedging Securities Pension and Accumulated March 31, 2022 Balance at beginning of period $ 1,160 $ ( 4,971 ) $ ( 9,396 ) $ ( 13,207 ) Other comprehensive income (loss) before reclassifications 1,838 ( 55,796 ) — ( 53,958 ) Amounts reclassified from accumulated other comprehensive income (loss) — 23 48 71 Net current period other comprehensive income (loss) 1,838 ( 55,773 ) 48 ( 53,887 ) Balance at end of period $ 2,998 $ ( 60,744 ) $ ( 9,348 ) $ ( 67,094 ) March 31, 2021 Balance at beginning of period $ ( 316 ) $ 14,743 $ ( 12,299 ) $ 2,128 Other comprehensive income before reclassifications 1,564 ( 14,401 ) — ( 12,837 ) Amounts reclassified from accumulated other comprehensive (loss) income — ( 1 ) 138 137 Net current period other comprehensive income (loss) 1,564 ( 14,402 ) 138 ( 12,700 ) Balance at end of period $ 1,248 $ 341 $ ( 12,161 ) $ ( 10,572 ) (12.) ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Continued) The following table presents the amounts reclassified out of each component of accumulated other comprehensive income (loss) for the three months ended March 31, 2022 and 2021 (in thousands): Details About Accumulated Other Amount Reclassified from Affected Line Item in the Three months ended March 31, 2022 2021 Realized gain (loss) on sale of investment securities $ — $ 74 Net gain on investment securities Amortization of unrealized holding losses ( 31 ) ( 73 ) Interest income ( 31 ) 1 Total before tax 8 — Income tax expense ( 23 ) 1 Net of tax Amortization of pension and post-retirement items: Prior service credit (1) — 1 Salaries and employee benefits Net actuarial losses (1) ( 64 ) ( 186 ) Salaries and employee benefits ( 64 ) ( 185 ) Total before tax 16 47 Income tax benefit ( 48 ) ( 138 ) Net of tax Total reclassified for the period $ ( 71 ) $ ( 137 ) (1) These items are included in the computation of net periodic pension expense. See Note 14 – Employee Benefit Plans for additional information.

Share-Based Compensation Plans

Share-Based Compensation Plans	3 Months Ended
	Mar. 31, 2022
Share-based Payment Arrangement, Noncash Expense [Abstract]
Share-Based Compensation Plans	(13.) SHARE-BASED COMPENSATION PLANS The Company maintains certain share-based compensation plans, approved by the Company’s shareholders, that are administered by the Management Development and Compensation Committee (the “MD&C Committee”) of the Board. The share-based compensation plans were established to allow for the grant of compensation awards to attract, motivate and retain employees, executive officers and non-employee directors who contribute to the long-term growth and profitability of the Company and to give such persons a proprietary interest in the Company, thereby enhancing their personal interest in the Company’s success. The Amended and Restated 2015 Long-Term Incentive Plan uses metrics that measure the Company's performance on a relative basis against a peer group, which was defined as the SNL Small Cap Bank & Thrift Index. The SNL Small Cap Bank & Thrift Index was discontinued August 7, 2021 and was replaced with the S&P U.S. SmallCap Banks Index. As the award agreements do not contain successor language pertaining to the removal or modification of an index, the MD&C Committee approved the application of the survivorship peer group with the S&P U.S. SmallCap Banks Index used as the basis for measuring relative performance of existing awards. The MD&C Committee approved the grant of restricted stock units (“RSUs”) and performance share units (“PSUs”) shown in the table below during the three months ended March 31, 2022. Number of Weighted RSUs 79,140 $ 29.35 PSUs 29,324 29.35 The grant-date fair value for the RSUs and PSUs granted during the three months ended March 31, 2022 is equal to the closing market price of our common stock on the date of grant reduced by the present value of the dividends expected to be paid on the underlying shares. The Company awarded grants of PSUs to certain members of management during the three months ended March 31, 2022 . Fifty percent of shares subject to each grant that ultimately vest are contingent on achieving specified return on average equity (“ROAE”) targets relative to the market index the MD&C Committee has selected as a peer group for this purpose. These shares will be earned based on the Company’s achievement of a relative ROAE performance requirement, on a percentile basis, compared to the market index over a three-year performance period ending March 16, 2025. The shares earned based on the achievement of the ROAE performance requirement, if any, will vest on the third anniversary of the grant date assuming the recipient's continuous service to the Company. The remaining fifty percent of the PSUs that ultimately vest are contingent upon achievement of an average return on average assets ("ROAA") performance requirement over a three-year performance period ending March 16, 2025. The shares earned based on the achievement of the ROAA performance requirement, if any, will vest of the third anniversary of the grant date assuming the recipient's continuous service to the Company. If earned at target level, members of management will receive up to 29,324 shares of our common stock in the aggregate. The grant-date fair values for both the ROAE and the ROAA portions of PSUs granted during the three months ended March 31, 2022 are equal to the closing market price of our common stock on the date of grant reduced by the present value of the dividends expected to be paid on the underlying shares. The following is a summary of restricted stock awards and restricted stock units activity for the three months ended March 31, 2022: Number of Weighted Outstanding at beginning of year 195,990 $ 26.56 Granted 111,593 29.35 Vested ( 23,225 ) 27.38 Forfeited ( 2,170 ) 26.66 Outstanding at end of period 282,188 $ 27.63 At March 31, 2022 , there was $ 5.3 million of unrecognized compensation expense related to unvested restricted stock awards and restricted stock units that is expected to be recognized over a weighted average period of 2.48 years. (13.) SHARE-BASED COMPENSATION PLANS (Continued) The Company amortizes the expense related to share-based compensation awards over the vesting period. Share-based compensation expense is recorded as a component of salaries and employee benefits in the consolidated statements of income for awards granted to management and as a component of other noninterest expense for awards granted to directors. The share-based compensation expense included in the consolidated statements of income, is as follows (in thousands): Three months ended 2022 2021 Salaries and employee benefits $ 406 $ 188 Other noninterest expense 37 28 Total share-based compensation expense $ 443 $ 216

Employee Benefit Plans

Employee Benefit Plans	3 Months Ended
	Mar. 31, 2022
Retirement Benefits [Abstract]
Employee Benefit Plans	(14.) EMPLOYEE BENEFIT PLANS The components of the Company’s net periodic benefit expense for its pension and post-retirement obligations were as follows (in thousands): Three months ended 2022 2021 Service cost $ 872 $ 1,049 Interest cost on projected benefit obligation 647 551 Expected return on plan assets ( 1,141 ) ( 1,306 ) Amortization of unrecognized prior service credit — ( 1 ) Amortization of unrecognized net actuarial loss 65 186 Net periodic benefit expense $ 443 $ 479 The net periodic benefit expense is recorded as a component of salaries and employee benefits in the consolidated statements of income. The Company’s funding policy is to contribute, at a minimum, an actuarially determined amount that will satisfy the minimum funding requirements determined under the appropriate sections of the Internal Revenue Code. The Company has no minimum required contribution for the 2022 fiscal year.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	(15.) COMMITMENTS AND CONTINGENCIES Financial Instruments with Off-Balance Sheet Risk The Company has financial instruments with off-balance sheet risk established in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk extending beyond amounts recognized in the financial statements. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is essentially the same as that involved with extending loans to customers. The Company uses the same credit underwriting policies in making commitments and conditional obligations as for on-balance sheet instruments. Off-balance sheet commitments consist of the following (in thousands): March 31, December 31, Commitments to extend credit $ 973,487 $ 936,298 Standby letters of credit 16,965 24,913 (15.) COMMITMENTS AND CONTINGENCIES (Continued) Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the agreement. Commitments generally have fixed expiration dates or other termination clauses which may require payment of a fee. Commitments may expire without being drawn upon; therefore, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if any, is based on management’s credit evaluation of the borrower. Standby letters of credit are conditional lending commitments issued by the Company to guarantee the performance of a customer to a third party. These standby letters of credit are primarily issued to support private borrowing arrangements. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loan facilities to customers. Unfunded Commitments At March 31, 2022 and December 31, 2021 , the allowance for credit losses for unfunded commitments totaled $ 2.0 million and $ 1.8 million, respectively, and was included in other liabilities on the Company's consolidated statements of financial condition. For the three months ended March 31, 2022 and 2021 , credit loss expense (benefit) for unfunded commitments was $ 241 thousand and $( 276 ) thousand, respectively. Contingent Liabilities and Litigation In the ordinary course of business, there are various threatened and pending legal proceedings against the Company. Management believes that the aggregate liability, if any, arising from such litigation, except for the matter described below, would not have a material adverse effect on the Company’s consolidated financial statements. As previously disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 as filed with the SEC on March 10, 2022 and as disclosed in Part II, Item 1 of this Quarterly Report on Form 10-Q, the Company is party to an action filed against it on May 16, 2017 by Matthew L. Chipego, Charlene Mowry, Constance C. Churchill and Joseph W. Ewing in the Court of Common Pleas in Philadelphia, Pennsylvania. Plaintiffs sought class certification to represent classes of consumers in New York and Pennsylvania along with statutory damages, interest and declaratory relief. The plaintiffs sought to represent a putative class of consumers who are alleged to have obtained direct or indirect financing from the Company for the purchase of vehicles that the Company later repossessed. The plaintiffs specifically claim that the notices the Bank sent to defaulting consumers after their vehicles were repossessed did not comply with the relevant portions of the Uniform Commercial Code in New York and Pennsylvania. The Company disputes and believes it has meritorious defenses against these claims and plan to vigorously defend itself. On September 30, 2021, the Court granted plaintiffs’ motion for class certification and certified four different classes (two classes of New York consumers and two classes of Pennsylvania consumers). There are approximately 5,200 members in the New York classes and 300 members in the Pennsylvania classes. The Company is currently awaiting a ruling from the Superior Court of Pennsylvania on its motion seeking permission to appeal the denial of its motion to dismiss the action for lack of standing. On February 8, 2022, plaintiffs filed a motion for partial summary judgement for most of the relief they seek. The Company filed a cross motion for summary judgement seeking the dismissal of a portion of the class and sought an offset in the form of recoupment which reduces any liability that may be imposed against the Company by the amounts that the borrowers owe to the Bank for failing to repay their motor vehicle loans. At this time, the briefing on the motions for partial summary judgment is complete and the Court has indicated a hearing could be held as early as June of 2022 on the motions, although no date has been set. Through a Case Management Order dated February 10, 2022, the trial court directed, amount other things, that discovery be completed by October 3, 2022, pre-trial motions be submitted by November 21, 2022, and that the case be ready for trial on March 6, 2023. The Company has not accrued a contingent liability for this matter at this time because, given its defenses, it is unable to conclude whether a liability is reasonably probable to occur nor is it able to currently reasonably estimate the amount of potential loss. If the Company settles these claims or the action is not resolved in its favor, the Company may suffer reputational damage and incur legal costs, settlements or judgments that exceed the amounts covered by its existing insurance policies. The Company can provide no assurances that its insurer will insure the legal costs, settlements or judgments it incurs in excess of its deductible. If the Company is unsuccessful in defending itself from these claims or if its insurer does not insure the Company against legal costs it incurs in excess of its deductible, the result may materially adversely affect the Company's business, results of operations and financial condition.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Fair Value Measurements	(16.) FAIR VALUE MEASUREMENTS Determination of Fair Value – Assets Measured at Fair Value on a Recurring and Nonrecurring Basis Valuation Hierarchy The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for such asset or liability. ASC Topic 820, “Fair Value Measurements and Disclosures,” establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. There have been no changes in the valuation techniques used during the current period. The fair value hierarchy is as follows: • Level 1 - Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. • Level 2 - Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means. • Level 3 - Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. Transfers between levels of the fair value hierarchy are recorded as of the end of the reporting period. (16.) FAIR VALUE MEASUREMENTS (Continued) In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality and the Company’s creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein. A more detailed description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. Securities available for sale: Securities classified as available for sale are reported at fair value utilizing Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. Derivative instruments: The fair value of derivative instruments is determined using quoted secondary market prices for similar financial instruments and are classified as Level 2 in the fair value hierarchy. Loans held for sale: The fair value of loans held for sale is determined using quoted secondary market prices and investor commitments. Loans held for sale are classified as Level 2 in the fair value hierarchy. Collateral dependent loans: Fair value of collateral dependent loans with specific allocations of the allowance for credit losses – loans is measured based on the value of the collateral securing these loans and is classified as Level 3 in the fair value hierarchy. Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable and collateral value is determined based on appraisals performed by qualified licensed appraisers hired by the Company. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and the client’s business. Such discounts are typically significant and result in a Level 3 classification of the inputs for determining fair value. Collateral dependent loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors identified above. Long-lived assets held for sale: The fair value of the long-lived assets held for sale was based on estimated market prices from independently prepared current appraisals and are classified as Level 3 in the fair value hierarchy. Loan servicing rights: Loan servicing rights do not trade in an active market with readily observable market data. As a result, the Company estimates the fair value of loan servicing rights by using a discounted cash flow model to calculate the present value of estimated future net servicing income. The assumptions used in the discounted cash flow model are those that management believes market participants would use in estimating future net servicing income, including estimates of loan prepayment rates, servicing costs, ancillary income, impound account balances, and discount rates. The significant unobservable inputs used in the fair value measurement of the Company’s loan servicing rights are the constant prepayment rates and weighted average discount rate. Significant increases (decreases) in any of those inputs in isolation could result in a significantly lower (higher) fair value measurement. Although the constant prepayment rate and the discount rate are not directly interrelated, they will generally move in opposite directions. Loan servicing rights are classified as Level 3 measurements due to the use of significant unobservable inputs, as well as significant management judgment and estimation. Other real estate owned (foreclosed assets): Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate owned are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisals of the property, resulting in a Level 3 classification. The appraisals are sometimes further discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and client’s business. Such discounts are typically significant and result in a Level 3 classification of the inputs for determining fair value. In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized. Commitments to extend credit and letters of credit: Commitments to extend credit and fund letters of credit are principally at current interest rates, and, therefore, the carrying amount approximates fair value. The fair value of commitments is not material. (16.) FAIR VALUE MEASUREMENTS (Continued) Assets Measured at Fair Value The following tables present for each of the fair-value hierarchy levels the Company’s assets that are measured at fair value on a recurring and nonrecurring basis as of the dates indicated (in thousands). Quoted Significant Significant Total March 31, 2022 Measured on a recurring basis: Securities available for sale: U.S. Government agency and government sponsored enterprises $ — $ 29,305 $ — $ 29,305 Mortgage-backed securities — 1,090,057 — 1,090,057 Other assets: Hedging derivative instruments — 4,031 — 4,031 Fair value adjusted through comprehensive income $ — $ 1,123,393 $ — $ 1,123,393 Other assets: Derivative instruments - interest rate swaps — 21,010 — 21,010 Derivative instruments - credit contracts — — — - Derivative instruments - mortgage banking — 151 — 151 Other liabilities: Derivative instruments - interest rate swaps — ( 21,015 ) — ( 21,015 ) Derivative instruments - credit contracts — — — - Derivative instruments - mortgage banking — ( 155 ) — ( 155 ) Fair value adjusted through net income $ — $ ( 9 ) $ — $ ( 9 ) Measured on a nonrecurring basis: Loans: Loans held for sale $ — $ 5,544 $ — $ 5,544 Collateral dependent loans — — 31,746 31,746 Other assets: Long-lived assets held for sale — — 2,560 2,560 Loan servicing rights — — 1,504 1,504 Total $ — $ 5,544 $ 35,810 $ 41,354 There were no transfers between Levels 1 and 2 during the three months ended March 31, 2022 . There were no liabilities measured at fair value on a nonrecurring basis during the three months ended March 31, 2022 . (16.) FAIR VALUE MEASUREMENTS (Continued) Quoted Significant Significant Total December 31, 2021 Measured on a recurring basis: Securities available for sale: U.S. Government agencies and government sponsored enterprises $ — $ 15,891 $ — $ 15,891 Mortgage-backed securities — 1,162,624 — 1,162,624 Other assets: Hedging derivative instruments — 1,559 — 1,559 Fair value adjusted through comprehensive income $ — $ 1,180,074 $ — $ 1,180,074 Other assets: Derivative instruments – interest rate products $ — $ 14,702 $ — $ 14,702 Derivative instruments – credit contracts — — — — Derivative instruments – mortgage banking — 243 — 243 Other liabilities: Derivative instruments – interest rate products — ( 14,708 ) — ( 14,708 ) Derivative instruments – credit contracts — ( 1 ) — ( 1 ) Derivative instruments – mortgage banking — ( 4 ) — ( 4 ) Fair value adjusted through net income $ — $ 232 $ — $ 232 Measured on a nonrecurring basis: Loans: Loans held for sale $ — $ 6,202 $ — $ 6,202 Collateral dependent loans — — 33,484 33,484 Other assets: Long-lived assets held for sale — — 2,560 2,560 Loan servicing rights — — 1,517 1,517 Other real estate owned — — — — Total $ — $ 6,202 $ 37,561 $ 43,763 The following table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis for which the Company has utilized Level 3 inputs to determine fair value as of March 31, 2022 (dollars in thousands). Asset Fair Valuation Technique Unobservable Input Unobservable Input Collateral dependent loans $ 31,746 Appraisal of collateral (1) Appraisal adjustments (2) 24.7 % (3) / 0 - 45 % Loan servicing rights $ 1,504 Discounted cash flow Discount rate 10.2 % (3) Constant prepayment rate 14.4 % (3) Long-lived assets held for sale $ 2,560 Appraisal of collateral (1) Appraisal adjustments (2) 11 - 40 % (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. (3) Weighted averages. (16.) FAIR VALUE MEASUREMENTS (Continued) Changes in Level 3 Fair Value Measurements There were no assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) as of or during the three months ended March 31, 2022 and 2021. Disclosures about Fair Value of Financial Instruments The assumptions used below are expected to approximate those that market participants would use in valuing these financial instruments. Fair value estimates are made at a specific point in time, based on available market information and judgments about the financial instrument, including estimates of timing, amount of expected future cash flows and the credit standing of the issuer. Such estimates do not consider the tax impact of the realization of unrealized gains or losses. In some cases, the fair value estimates cannot be substantiated by comparison to independent markets. In addition, the disclosed fair value may not be realized in the immediate settlement of the financial instrument. Care should be exercised in deriving conclusions about our business, its value or financial position based on the fair value information of financial instruments presented below. The estimated fair value approximates carrying value for cash and cash equivalents, Federal Home Loan Bank (“FHLB”) and Federal Reserve Bank (“FRB”) stock, accrued interest receivable, non-maturity deposits, short-term borrowings and accrued interest payable. The following presents (in thousands) the carrying amount, estimated fair value, and placement in the fair value measurement hierarchy of the Company’s financial instruments as of the dates indicated. Level in March 31, 2022 December 31, 2021 Fair Value Estimated Estimated Measurement Carrying Fair Carrying Fair Hierarchy Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 170,404 $ 170,404 $ 79,112 $ 79,112 Securities available for sale Level 2 1,119,362 1,119,362 1,178,515 1,178,515 Securities held to maturity, net Level 2 211,173 206,367 205,581 209,820 Loans held for sale Level 2 5,544 5,544 6,202 6,202 Loans Level 2 3,660,936 3,661,983 3,606,276 3,642,351 Loans (1) Level 3 31,746 31,746 33,484 33,484 Long-lived assets held for sale Level 3 2,560 2,560 2,560 2,560 Accrued interest receivable Level 1 16,004 16,004 15,482 15,482 Derivative instruments – cash flow hedges Level 2 4,031 4,031 1,559 1,559 Derivative instruments – interest rate products Level 2 21,010 21,010 14,702 14,702 Derivative instruments – credit contracts Level 2 — — — — Derivative instruments – mortgage banking Level 2 151 151 243 243 FHLB and FRB stock Level 2 9,457 9,457 10,770 10,770 Financial liabilities: Non-maturity deposits Level 1 4,085,737 4,085,737 3,905,136 3,905,136 Time deposits Level 2 917,195 912,674 921,954 920,699 Short-term borrowings Level 1 — — 30,000 30,000 Long-term borrowings Level 2 73,989 73,535 73,911 77,792 Accrued interest payable Level 1 2,794 2,794 2,147 2,147 Derivative instruments – cash flow hedges Level 2 — — — — Derivative instruments – interest rate products Level 2 21,016 21,016 14,708 14,708 Derivative instruments – credit contracts Level 2 — — 1 1 Derivative instruments – mortgage banking Level 2 155 155 4 4 (1) Comprised of collateral dependent loans.

Segment Reporting

Segment Reporting	3 Months Ended
	Mar. 31, 2022
Segment Reporting [Abstract]
Segment Reporting	(17.) SEGMENT REPORTING The Company has one reportable segment, Banking, which includes all of the company’s retail and commercial banking operations. This reportable segment has been identified and organized based on the nature of the underlying products and services applicable to the segment, the type of customers to whom those products and services are offered and the distribution channel through which those products and services are made available. All other segments that do not meet the quantitative threshold for separate reporting have been grouped as “All Other.” This “All Other” grouping includes the activities of SDN, a full-service insurance agency that provides a broad range of insurance services to both personal and business clients, and Courier Capital and HNP Capital, our investment advisor and wealth management firms that provide customized investment management, investment consulting and retirement plan services to individuals, businesses, institutions, foundations and retirement plans, and Holding Company amounts, which are the primary differences between segment amounts and consolidated totals, along with amounts to eliminate balances and transactions between segments. The following tables present information regarding our business segments as of and for the periods indicated (in thousands). Banking All Other Consolidated March 31, 2022 Goodwill $ 48,536 $ 18,535 $ 67,071 Other intangible assets, net 1 7,074 7,075 Total assets 5,591,501 38,997 5,630,498 December 31, 2021 Goodwill $ 48,536 $ 18,535 $ 67,071 Other intangible assets, net 3 7,326 7,329 Total assets 5,481,889 38,890 5,520,779 Banking All Other (1) Consolidated Three months ended March 31, 2022 Net interest income (expense) $ 40,618 $ ( 1,060 ) $ 39,558 Provision for credit losses ( 2,319 ) — ( 2,319 ) Noninterest income 6,627 4,695 11,322 Noninterest expense ( 25,872 ) ( 4,263 ) ( 30,135 ) Income (loss) before income taxes 19,054 ( 628 ) 18,426 Income tax (expense) benefit ( 3,636 ) 193 ( 3,443 ) Net income (loss) $ 15,418 $ ( 435 ) $ 14,983 (1) Reflects activity from the acquisitions of assets of Landmark since February 1, 2021 (the date of acquisition) and North Woods since August 2, 2021 (the date of acquisition). (17.) SEGMENT REPORTING (Continued) Banking All Other (1) Consolidated Three months ended March 31, 2021 Net interest income (expense) $ 38,918 $ ( 1,061 ) $ 37,857 Benefit for credit losses 1,981 — 1,981 Noninterest income 9,275 3,684 12,959 Noninterest expense ( 22,633 ) ( 4,107 ) ( 26,740 ) Income (loss) before income taxes $ 27,541 $ ( 1,484 ) $ 26,057 Income tax (expense) benefit ( 6,035 ) 688 ( 5,347 ) Net income (loss) $ 21,506 $ ( 796 ) $ 20,710

Basis of Presentation and Sum_2

Basis of Presentation and Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Nature of Operations	Nature of Operations Financial Institutions, Inc. (the “Company”) is a financial holding company organized in 1931 under the laws of New York State (“New York”). The Company provides diversified financial services through its subsidiaries, Five Star Bank, SDN Insurance Agency, LLC (“SDN”), Courier Capital, LLC (“Courier Capital”) and HNP Capital, LLC (“HNP Capital”). The Company offers a broad array of deposit, lending and other financial services to individuals, municipalities and businesses in Western and Central New York through its wholly-owned New York chartered banking subsidiary, Five Star Bank (the “Bank”). The Bank also has a commercial loan production office in Ellicott City (Baltimore), Maryland and indirect lending network relationships with franchised automobile dealers in the Capital District of New York and Northern and Central Pennsylvania. SDN provides a broad range of insurance services to personal and business clients. Courier Capital and HNP Capital provide customized investment management, investment consulting and retirement plan services to individuals, businesses, institutions, foundations and retirement plans.
Basis of Presentation	Basis of Presentation The consolidated financial statements include the accounts of the Company and its subsidiaries. All significant intercompany accounts and transactions have been eliminated in consolidation. The accounting and reporting policies conform to U.S. generally accepted accounting principles (“GAAP”). Certain information and footnote disclosures normally included in financial statements prepared in conformity with GAAP have been condensed or omitted pursuant to such rules and regulations. However, in the opinion of management, the accompanying consolidated financial statements reflect all adjustments of a normal and recurring nature necessary for a fair presentation of the consolidated statements of financial condition, income, comprehensive income, changes in shareholders’ equity and cash flows for the periods indicated and contain adequate disclosure to make the information presented not misleading. These consolidated financial statements should be read in conjunction with the Company’s 2021 Annual Report on Form 10-K for the year ended December 31, 2021 . The results of operations for any interim periods are not necessarily indicative of the results which may be expected for the entire year.
Operational, Accounting and Reporting Impacts Related to the COVID-19 Pandemic	Operational, Accounting and Reporting Impacts Related to the COVID-19 Pandemic The COVID-19 pandemic has negatively impacted the global economy, including our operating footprint of Western and Central New York. In response to this crisis, the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act was passed by Congress and signed into law on March 27, 2020. The CARES Act provided an estimated $ 2.2 trillion to fight the COVID-19 pandemic and stimulate the economy by supporting individuals and businesses through loans, grants, tax changes, and other types of relief. Some of the provisions applicable to the Company include, but are not limited to: • Accounting for Loan Modifications - The CARES Act provided that a financial institution may elect to suspend (1) the application of GAAP for certain loan modifications related to COVID-19 that would otherwise be categorized as a troubled debt restructuring (“TDR”) and (2) any determination that such loan modifications would be considered a TDR, including the related impairment for accounting purposes. • Paycheck Protection Program - The CARES Act established the Paycheck Protection Program (“PPP”), an expansion of the Small Business Administration’s (“SBA”) 7(a) loan program and the Economic Injury Disaster Loan Program (“EIDL”), administered directly by the SBA. On December 27, 2020, the Consolidated Appropriations Act, 2021 provided approximately $ 284 billion for PPP loans in an additional round of funding under the program and extended the PPP through March 31, 2021. This additional round of PPP loan funding was authorized for first-time borrowers and for second draws by certain borrowers who previously received PPP loans. On March 30, 2021, the PPP Extension Act of 2021 was signed into law, which extended the program to May 31, 2021. • Mortgage Forbearance - Under the CARES Act, a borrower with a federally backed mortgage loan that was experiencing financial hardship due to COVID-19 was able to request a forbearance until December 31, 2021. (1.) BASIS OF PRESENTATION OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Also, in response to the COVID-19 pandemic, the Board of Governors of the Federal Reserve System (“FRB”), the Federal Deposit Insurance Corporation (“FDIC”), the National Credit Union Administration (“NCUA”), the Office of the Comptroller of the Currency (“OCC”), and the Consumer Financial Protection Bureau (“CFPB”), in consultation with the state financial regulators (collectively, the “agencies”) issued a joint interagency statement (issued March 22, 2020; revised statement issued April 7, 2020). Some of the provisions applicable to the Company include, but are not limited to: • Accounting for Loan Modifications - Loan modifications that do not meet the conditions of the CARES Act may still qualify as a modification that does not need to be accounted for as a TDR. The agencies confirmed with FASB staff that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not TDRs. This includes short-term (e.g., six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or insignificant delays in payment. • Past Due Reporting - With regard to loans not otherwise reportable as past due, financial institutions are not expected to designate loans with deferrals granted due to COVID-19 as past due because of the deferral. A loan’s payment date is governed by the due date stipulated in the legal agreement. If a financial institution agrees to a payment deferral, these loans would not be considered past due during the period of the deferral. • Nonaccrual Status and Charge-offs - During short-term COVID-19 modifications, these loans generally should not be reported as nonaccrual or as classified. As of March 31, 2022, the Bank has helped more than 2,900 customers obtain more than $ 770 million in loans through the PPP and helped customers complete the forgiveness process for approximately $ 346 million of PPP loans. The Company had $ 532.4 million of loans with modifications related to COVID-19 during 2020, with $ 6.4 million and $ 46.2 million still on deferral as of March 31, 2022 and December 31, 2021, respectively, and provided payment deferrals for approximately 6,600 borrowers, the majority being consumer indirect loan customers. Less th an 1 % o f our loan customers have active payment deferrals as of March 31, 2022 as the majority of customers whose loans were subject to COVID-19 related deferrals have returned to making regular payments.
Reclassifications	Reclassifications Certain reclassifications of previously reported amounts have been made to conform to the current year presentation. Such reclassifications did not impact net income or shareholders’ equity as previously reported.
Use of Estimates	Use of Estimates The preparation of these financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates relate to the determination of the allowance for credit losses, the carrying value of goodwill and deferred tax assets, and assumptions used in the defined benefit pension plan accounting.
Cash Flow Reporting	Cash Flow Reporting Supplemental cash flow information is summarized as follows for the three months ended March 31, 2022 and 2021(in thousands): 2022 2021 Supplemental information: Cash paid for interest $ 4,623 $ 3,173 Cash (refunded) paid for income taxes ( 441 ) 1,500 Noncash investing and financing activities: Real estate and other assets acquired in settlement of loans — — Accrued and declared unpaid dividends 4,809 4,637 Common stock issued for acquisition — 301 Assets acquired and liabilities assumed in business combinations: Fair value of assets acquired — 449
Recent Accounting Pronouncements	Recent Accounting Pronouncements In 2017, the United Kingdom’s Financial Conduct Authority (“FCA”), who is responsible for regulating the London Interbank Offered Rate (“LIBOR”), announced its intention that it would no longer be necessary to persuade or compel its panel banks to submit LIBOR rates after December 31, 2021. On March 5, 2021, the ICE Benchmark Administration (“IBA”), the administrator of LIBOR, released the results of its consultation on the cessation timeline for certain LIBOR tenors. In coordination with the IBA, the FCA also confirmed when certain LIBOR tenors will cease to exist. The results of the consultation indicated that certain LIBOR tenors (overnight, one-month, three-month, six-month, and twelve-month USD LIBOR) will be extended to June 30, 2023 to allow some legacy contracts that cannot be easily amended to mature on their current terms. Notwithstanding the extension of certain LIBOR tenors to 2023, banks may no longer offer new LIBOR-based contracts after December 31, 2021. Given that LIBOR is a widely used pricing index for loan and derivative contracts, a Company-wide initiative was introduced to assess all LIBOR exposures through the Company’s loan, deposit, borrowing and derivative categories, while developing a plan for the ultimate cessation of the index. In developing the transition plan, the Company has followed best practice recommendations from the Federal Reserve’s Alternative Reference Rate Committee, our third-party derivative advisor and the Internal Swaps and Derivatives Association. To date, the Company has identified the portion of loan notes that reference LIBOR, which are primarily representative of commercial relationships. Additionally, the Company has one designated derivative instrument that is utilized to hedge the LIBOR characteristic of a future dated borrowing (i.e. Federal Home Loan Bank Advance, Brokered Time Deposits, etc.). In 2015, the Company issued $ 40 million in fixed to floating rate subordinated notes that currently bear a fixed rate of interest at 6.00 % until April 2025, when the rate converts to a floating rate equal to three-month LIBOR plus 3.944 % ; the indenture under which the notes were issued includes language allowing an alternate index to be applied in the event that LIBOR becomes unavailable at the floating rate determination date. At this time, no other borrowing or deposit relationships have been identified that utilize LIBOR as an index. In March 2020, the FASB issued ASU No. 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting . The ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative rates, such as SOFR. ASU 2020-04 became effective during the first quarter of 2020 and applies to contract modifications and amendments made as of the beginning of the reporting period including the ASU’s issuance date, March 12, 2020, through December 31, 2022. The adoption of this guidance in 2020 resulted in the application of certain practical expedients, which did not have a material effect on the Company's consolidated financial statements. In January 2021, the FASB issued ASU No. 2021-01, Reference Rate Reform (Topic 848): Scope . The ASU clarifies that certain optional expedients and exceptions in ASC 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. The ASU also amends the expedients and exceptions in ASC 848 to capture the incremental consequences of the scope clarification and to tailor the existing guidance to derivative instruments affected by the discounting transition. ASU 2021-01 was effective upon issuance and applies through December 31, 2022. The adoption of this guidance resulted in the application of certain practical expedients, which did not have a material effect on the Company's consolidated financial statements. Standards Not Yet Effective In March 2022, the FASB issued ASU No. 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructuring and Vintage Disclosures. The ASU updates the accounting and disclosure for troubled debt restructurings. ASU 2022-02 will be effective for fiscal years beginning after December 15, 2022, including interim periods within those years, with an option to early adopt. The Company is currently evaluating the impact the adoption of this guidance will have on its consolidated financial statements. In March 2022, the FASB issued ASU No. 2022-01, Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method. The ASU expands the scope in which an entity can apply the portfolio layer method of hedge accounting, allowing for more consistent accounting for similar hedges. The amendments in this update are effective for fiscal years beginning after December 15, 2022, and interim periods within those fiscal years. The Company is currently evaluating the impact the adoption of this guidance will have on its consolidated financial statements.

Basis of Presentation and Sum_3

Basis of Presentation and Summary of Significant Accounting Policies (Tables)	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Summary of Supplemental Cash Flow Information	Supplemental cash flow information is summarized as follows for the three months ended March 31, 2022 and 2021(in thousands): 2022 2021 Supplemental information: Cash paid for interest $ 4,623 $ 3,173 Cash (refunded) paid for income taxes ( 441 ) 1,500 Noncash investing and financing activities: Real estate and other assets acquired in settlement of loans — — Accrued and declared unpaid dividends 4,809 4,637 Common stock issued for acquisition — 301 Assets acquired and liabilities assumed in business combinations: Fair value of assets acquired — 449

Restructuring Charges (Tables)

Restructuring Charges (Tables)	3 Months Ended
	Mar. 31, 2022
Restructuring and Related Activities [Abstract]
Summary of Changes in Restructuring Reserve	The following table represents the changes in the restructuring reserve (in thousands): Three months ended 2022 2021 Balance at beginning of period $ 445 $ 1,245 Restructuring charges — — Cash payments ( 22 ) ( 77 ) Charges against assets — ( 6 ) Balance at end of period $ 423 $ 1,162

Earnings Per Common Share ("E_2

Earnings Per Common Share ("EPS") (Tables)	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Reconciliation of Earnings and Shares Used in Calculating Basic and Diluted EPS	The following table presents a reconciliation of the earnings and shares used in calculating basic and diluted EPS (in thousands, except per share amounts). Three months ended 2022 2021 Net income available to common shareholders $ 14,618 $ 20,345 Weighted average common shares outstanding: Total shares issued 16,100 16,100 Unvested restricted stock awards ( 5 ) ( 6 ) Treasury shares ( 518 ) ( 205 ) Total basic weighted average common shares outstanding 15,577 15,889 Incremental shares from assumed: Vesting of restricted stock awards 122 83 Total diluted weighted average common shares outstanding 15,699 15,972 Basic earnings per common share $ 0.94 $ 1.28 Diluted earnings per common share $ 0.93 $ 1.27
Shares Excluded from Computation of Diluted EPS	For each of the periods presented, average shares subject to the following instruments were excluded from the computation of diluted EPS because the effect would be antidilutive (in thousands): Three months ended 2022 2021 Restricted stock awards — 11 Total — 11

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Investments [Abstract]
Amortized Cost and Fair Value of Investment Securities	The amortized cost and fair value of investment securities are summarized below (in thousands): Amortized Unrealized Unrealized Fair Cost Gains Losses Value March 31, 2022 Securities available for sale: U.S. Government agency and government sponsored enterprises $ 30,798 $ 23 $ 1,516 $ 29,305 Mortgage-backed securities: Federal National Mortgage Association 580,465 22 35,300 545,187 Federal Home Loan Mortgage Corporation 432,427 86 34,210 398,303 Government National Mortgage Association 119,219 7 7,616 111,610 Collateralized mortgage obligations: Federal National Mortgage Association 14,068 — 1,265 12,803 Federal Home Loan Mortgage Corporation 23,722 — 1,959 21,763 Privately issued — 391 — 391 Total mortgage-backed securities 1,169,901 506 80,350 1,090,057 Total available for sale securities $ 1,200,699 $ 529 $ 81,866 $ 1,119,362 Securities held to maturity: State and political subdivisions $ 123,474 $ 231 $ 2,841 $ 120,864 Mortgage-backed securities: Federal National Mortgage Association 8,910 45 110 8,845 Federal Home Loan Mortgage Corporation 8,345 — 670 7,675 Government National Mortgage Association 25,835 35 508 25,362 Collateralized mortgage obligations: Federal National Mortgage Association 17,754 14 436 17,332 Federal Home Loan Mortgage Corporation 21,805 6 436 21,375 Government National Mortgage Association 5,056 1 143 4,914 Total mortgage-backed securities 87,705 101 2,303 85,503 Total held to maturity securities 211,179 $ 332 $ 5,144 $ 206,367 Allowance for credit losses - securities ( 6 ) Total held to maturity securities, net $ 211,173 December 31, 2021 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ 15,793 $ 195 $ 97 $ 15,891 Mortgage-backed securities: Federal National Mortgage Association 576,163 6,565 5,242 577,486 Federal Home Loan Mortgage Corporation 430,010 952 6,435 424,527 Government National Mortgage Association 122,266 298 2,082 120,482 Collateralized mortgage obligations: Federal National Mortgage Association 15,346 26 433 14,939 Federal Home Loan Mortgage Corporation 25,257 — 477 24,780 Privately issued — 410 — 410 Total mortgage-backed securities 1,169,042 8,251 14,669 1,162,624 Total available for sale securities $ 1,184,835 $ 8,446 $ 14,766 $ 1,178,515 (5.) INVESTMENT SECURITIES (Continued) Amortized Unrealized Unrealized Fair Cost Gains Losses Value December 31, 2021 (continued) Securities held to maturity: State and political subdivisions $ 111,399 $ 2,412 $ 300 $ 113,511 Mortgage-backed securities: Federal National Mortgage Association 9,275 411 — 9,686 Federal Home Loan Mortgage Corporation 8,706 137 144 8,699 Government National Mortgage Association 27,400 706 2 28,104 Collateralized mortgage obligations: Federal National Mortgage Association 19,485 368 3 19,850 Federal Home Loan Mortgage Corporation 23,840 565 — 24,405 Government National Mortgage Association 5,481 84 — 5,565 Total mortgage-backed securities 94,187 2,271 149 96,309 Total held to maturity securities 205,586 $ 4,683 $ 449 $ 209,820 Allowance for credit losses - securities ( 5 ) Total held to maturity securities, net $ 205,581
Sales of Securities Available for Sale	Sales of securities available for sale were as follows (in thousands): Three months ended 2022 2021 Proceeds from sales $ — $ 26,675 Gross realized gains — 89 Gross realized losses — 15
Scheduled Maturities of Securities Available for Sale and Securities Held to Maturity	The scheduled maturities of securities available for sale and securities held to maturity at March 31, 2022 are shown below (in thousands). Actual expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Amortized Fair Cost Value Debt securities available for sale: Due in one year or less $ 6,192 $ 6,213 Due from one to five years 92,170 91,021 Due after five years through ten years 160,564 153,197 Due after ten years 941,773 868,931 Total available for sale securities $ 1,200,699 $ 1,119,362 Debt securities held to maturity: Due in one year or less $ 34,381 $ 34,462 Due from one to five years 64,649 64,564 Due after five years through ten years 21,192 20,350 Due after ten years 90,957 86,991 Total held to maturity securities $ 211,179 $ 206,367
Investments Gross Unrealized Losses and Fair Value	Unrealized losses on investment securities for which an allowance for credit losses has not been recorded and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (in thousands): Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses March 31, 2022 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ 23,019 $ 1,516 $ — $ — $ 23,019 $ 1,516 Mortgage-backed securities: Federal National Mortgage Association 434,253 24,072 107,806 11,228 542,059 35,300 Federal Home Loan Mortgage Corporation 232,939 18,040 156,206 16,170 389,145 34,210 Government National Mortgage Association 84,325 5,604 27,061 2,012 111,386 7,616 Collateralized mortgage obligations: Federal National Mortgage Association 6,968 538 5,835 727 12,803 1,265 Federal Home Loan Mortgage Corporation 21,763 1,959 — — 21,763 1,959 Total mortgage-backed securities 780,248 50,213 296,908 30,137 1,077,156 80,350 Total available for sale securities 803,267 51,729 296,908 30,137 1,100,175 81,866 Total temporarily impaired securities $ 803,267 $ 51,729 $ 296,908 $ 30,137 $ 1,100,175 $ 81,866 December 31, 2021 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ 9,438 $ 97 $ — $ — $ 9,438 $ 97 Mortgage-backed securities: Federal National Mortgage Association 333,489 3,597 61,249 1,645 394,738 5,242 Federal Home Loan Mortgage Corporation 283,965 3,353 110,931 3,082 394,896 6,435 Government National Mortgage Association 108,448 2,082 — — 108,448 2,082 Collateralized mortgage obligations: Federal National Mortgage Association 13,364 433 — — 13,364 433 Federal Home Loan Mortgage Corporation 24,780 477 — — 24,780 477 Total mortgage-backed securities 764,046 9,942 172,180 4,727 936,226 14,669 Total available for sale securities 773,484 10,039 172,180 4,727 945,664 14,766 Total temporarily impaired securities $ 773,484 $ 10,039 $ 172,180 $ 4,727 $ 945,664 $ 14,766

Loans (Tables)

Loans (Tables)	3 Months Ended	9 Months Ended
	Mar. 31, 2022	Sep. 30, 2021
Loans and Leases Receivable Disclosure [Abstract]
Loan Portfolio		The Company’s loan portfolio consisted of the following as of the dates indicated (in thousands): Principal Net Deferred Loans, March 31, 2022 Commercial business $ 625,238 $ ( 97 ) $ 625,141 Commercial mortgage 1,437,341 ( 2,582 ) 1,434,759 Residential real estate loans 561,208 13,687 574,895 Residential real estate lines 73,809 3,051 76,860 Consumer indirect 970,919 36,485 1,007,404 Other consumer 14,473 116 14,589 Total $ 3,682,988 $ 50,660 3,733,648 Allowance for credit losses - loans ( 40,966 ) Total loans, net $ 3,692,682 December 31, 2021 Commercial business $ 639,368 $ ( 1,075 ) $ 638,293 Commercial mortgage 1,415,486 ( 2,698 ) 1,412,788 Residential real estate loans 563,579 13,720 577,299 Residential real estate lines 75,515 3,016 78,531 Consumer indirect 923,052 34,996 958,048 Other consumer 14,355 122 14,477 Total $ 3,631,355 $ 48,081 3,679,436 Allowance for credit losses - loans ( 39,676 ) Total loans, net $ 3,639,760
Recorded Investment by Loan Class in Current and Nonaccrual Loans		The Company’s recorded investment, by loan class, in current and nonaccrual loans, as well as an analysis of accruing delinquent loans is set forth as of the dates indicated (in thousands): 30-59 60-89 Greater Total Nonaccrual Current Total Nonaccrual March 31, 2022 Commercial business $ 762 $ 13 $ 491 $ 1,266 $ 499 $ 623,473 $ 625,238 $ 459 Commercial mortgage 11,286 — — 11,286 3,838 1,422,217 1,437,341 3,778 Residential real estate loans 919 37 — 956 2,878 557,374 561,208 2,878 Residential real estate lines 73 15 — 88 128 73,593 73,809 128 Consumer indirect 5,348 1,526 — 6,874 1,771 962,274 970,919 1,771 Other consumer 100 7 2 109 10 14,354 14,473 10 Total loans, gross $ 18,488 $ 1,598 $ 493 $ 20,579 $ 9,124 $ 3,653,285 $ 3,682,988 $ 9,024 December 31, 2021 Commercial business $ 659 $ 34 $ 797 $ 1,490 $ 602 $ 637,276 $ 639,368 $ 477 Commercial mortgage 69 — — 69 6,414 1,409,003 1,415,486 781 Residential real estate loans 1,148 141 — 1,289 2,373 559,917 563,579 2,373 Residential real estate lines 18 3 — 21 200 75,294 75,515 200 Consumer indirect 5,706 770 — 6,476 1,780 914,796 923,052 1,780 Other consumer 121 1 — 122 - 14,233 14,355 - Total loans, gross $ 7,721 $ 949 $ 797 $ 9,467 $ 11,369 $ 3,610,519 $ 3,631,355 $ 5,611
Summary of Collateral Dependent Loans	The following table presents the amortized cost basis of collateral dependent loans by collateral type as of March 31, 2022 and December 31, 2021 (in thousands): Collateral type Business assets Real property Total Specific Reserve March 31, 2022 Commercial business $ 220 $ 984 $ 1,204 $ 1,044 Commercial mortgage — 35,236 35,236 3,650 Total $ 220 $ 36,220 $ 36,440 $ 4,694 December 31, 2021 Commercial business $ 326 $ 993 $ 1,319 $ 1,055 Commercial mortgage — 37,936 37,936 4,716 Total $ 326 $ 38,929 $ 39,255 $ 5,771
Commercial Loan Portfolio Categorized by Internally Assigned Asset Classification	The following tables set forth the Company’s commercial loan portfolio, categorized by internally assigned asset classification, as of the dates indicated (in thousands): Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Revolving Total March 31, 2022 Commercial Business Uncriticized $ 24,519 $ 128,347 $ 88,856 $ 75,146 $ 40,051 $ 35,565 $ 225,544 $ — $ 618,028 Special mention — 39 55 152 66 994 1,487 — 2,793 Substandard — 42 168 134 608 453 2,915 — 4,320 Doubtful — — — — — — — — — Total $ 24,519 $ 128,428 $ 89,079 $ 75,432 $ 40,725 $ 37,012 $ 229,946 $ — $ 625,141 Commercial Mortgage Uncriticized $ 70,550 $ 361,901 $ 327,340 $ 175,565 $ 128,402 $ 264,718 $ 3,688 $ — $ 1,332,164 Special mention 14,940 495 2,321 14,625 12,524 35,177 — — 80,082 Substandard 2,862 1,249 181 86 9,981 8,154 — — 22,513 Doubtful — — — — — — — — — Total $ 88,352 $ 363,645 $ 329,842 $ 190,276 $ 150,907 $ 308,049 $ 3,688 $ — $ 1,434,759 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Revolving Total December 31, 2021 Commercial Business Uncriticized $ 141,925 $ 91,338 $ 68,433 $ 42,631 $ 24,847 $ 12,033 $ 248,338 $ — $ 629,545 Special mention — 132 166 44 180 1,344 1,993 — 3,859 Substandard 45 256 169 745 415 49 3,210 — 4,889 Doubtful — — — — — — — — — Total $ 141,970 $ 91,726 $ 68,768 $ 43,420 $ 25,442 $ 13,426 $ 253,541 $ — $ 638,293 Commercial Mortgage Uncriticized $ 342,483 $ 339,988 $ 176,753 $ 147,247 $ 128,381 $ 167,739 $ 3,712 $ — $ 1,306,303 Special mention 11,184 2,450 29,759 2,344 8,269 27,635 — — 81,641 Substandard 1,001 77 2,950 11,607 3,209 6,000 — — 24,844 Doubtful — — — — — — — — — Total $ 354,668 $ 342,515 $ 209,462 $ 161,198 $ 139,859 $ 201,374 $ 3,712 $ — $ 1,412,788
Retail Loan Portfolio Categorized by Performance Status		The following tables set forth the Company’s retail loan portfolio, categorized by performance status, as of the dates indicated (in thousands): Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Revolving Total March 31, 2022 Residential Real Estate Loans Performing $ 18,887 $ 91,758 $ 127,171 $ 83,004 $ 61,876 $ 189,321 $ — $ — $ 572,017 Nonperforming — 79 164 482 574 1,579 — — 2,878 Total $ 18,887 $ 91,837 $ 127,335 $ 83,486 $ 62,450 $ 190,900 $ — $ — $ 574,895 Residential Real Estate Lines Performing $ — $ — $ — $ — $ — $ — $ 69,005 $ 7,727 $ 76,732 Nonperforming — — — — — — 37 91 128 Total $ — $ — $ — $ — $ — $ — $ 69,042 $ 7,818 $ 76,860 Consumer Indirect Performing $ 147,648 $ 432,445 $ 185,779 $ 106,725 $ 77,069 $ 55,967 $ — $ — $ 1,005,633 Nonperforming — 688 430 359 191 103 — — 1,771 Total $ 147,648 $ 433,133 $ 186,209 $ 107,084 $ 77,260 $ 56,070 $ — $ — $ 1,007,404 Other Consumer Performing $ 1,662 $ 3,939 $ 3,251 $ 1,393 $ 599 $ 902 $ 2,831 $ — $ 14,577 Nonperforming — 12 — — — — — — 12 Total $ 1,662 $ 3,951 $ 3,251 $ 1,393 $ 599 $ 902 $ 2,831 $ — $ 14,589 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Revolving Total December 31, 2021 Residential Real Estate Loans Performing $ 92,620 $ 129,240 $ 85,876 $ 65,866 $ 50,932 $ 150,392 $ — $ — $ 574,926 Nonperforming 79 55 225 557 899 558 — — 2,373 Total $ 92,699 $ 129,295 $ 86,101 $ 66,423 $ 51,831 $ 150,950 $ — $ — $ 577,299 Residential Real Estate Lines Performing $ — $ — $ — $ — $ — $ — $ 70,521 $ 7,810 $ 78,331 Nonperforming — — — — — — 39 161 200 Total $ — $ — $ — $ — $ — $ — $ 70,560 $ 7,971 $ 78,531 Consumer Indirect Performing $ 452,601 $ 206,472 $ 122,849 $ 90,998 $ 51,598 $ 31,750 $ — $ — $ 956,268 Nonperforming 417 515 436 230 136 46 — — 1,780 Total $ 453,018 $ 206,987 $ 123,285 $ 91,228 $ 51,734 $ 31,796 $ — $ — $ 958,048 Other Consumer Performing $ 4,422 $ 3,738 $ 1,681 $ 763 $ 280 $ 1,044 $ 2,549 $ — $ 14,477 Nonperforming — — — — — — — — — Total $ 4,422 $ 3,738 $ 1,681 $ 763 $ 280 $ 1,044 $ 2,549 $ — $ 14,477
Changes in the Allowance for Loan Losses	The following table sets forth the changes in the allowance for credit losses - loans for the three months ended March 31, 2022 and 2021 (in thousands): Commercial Commercial Residential Residential Consumer Other Total March 31, 2022 Allowance for credit losses - loans: Beginning balance $ 11,099 $ 14,777 $ 1,604 $ 379 $ 11,611 $ 206 $ 39,676 Charge-offs ( 51 ) — — — ( 2,486 ) ( 376 ) ( 2,913 ) Recoveries 88 1 5 5 1,936 91 2,126 (Benefit) provision ( 1,015 ) ( 1,032 ) 243 41 3,507 333 2,077 Ending balance $ 10,121 $ 13,746 $ 1,852 $ 425 $ 14,568 $ 254 $ 40,966 March 31, 2021 Allowance for credit losses - loans: Beginning balance $ 13,580 $ 21,763 $ 3,924 $ 674 $ 12,165 $ 314 $ 52,420 Charge-offs ( 86 ) ( 203 ) ( 11 ) ( 70 ) ( 2,413 ) ( 81 ) ( 2,864 ) Recoveries 238 — 5 — 1,670 64 1,977 (Benefit) provision ( 1,062 ) 1,112 ( 809 ) ( 122 ) ( 865 ) 41 ( 1,705 ) Ending balance $ 12,670 $ 22,672 $ 3,109 $ 482 $ 10,557 $ 338 $ 49,828

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2022
Leases [Abstract]
Summary of Classification of Right of Use Assets and Lease Liabilities	The following table represents the consolidated statements of financial condition classification of the Company’s right of use assets and lease liabilities: March 31, December 31, Balance Sheet Location 2022 2021 Operating Lease Right of Use Assets: Gross carrying amount Other assets $ 27,143 $ 27,063 Accumulated amortization Other assets ( 5,446 ) ( 4,993 ) Net book value $ 21,697 $ 22,070 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 23,529 $ 23,867
Summary of Lease Costs and Other Lease Information	The following table represents lease costs and other lease information: Three months ended 2022 2021 Lease costs: Operating lease costs $ 668 $ 680 Variable lease costs (1) 113 98 Sublease income ( 12 ) ( 11 ) Net lease costs $ 769 $ 767 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 643 $ 661 Right of use assets obtained in exchange for new operating lease liabilities $ 90 $ 864 (1) Variable lease costs primarily represent variable payments such as common area maintenance, insurance, taxes and utilities.
Summary of Future Minimum Payments Under Non cancellable Operating Leases	Future minimum payments under non-cancellable operating leases with initial or remaining terms of one year or more, are as follows at March 31, 2022 (in thousands): Twelve months ended March 31 (1) , 2023 $ 1,635 2024 1,769 2025 1,456 2026 1,382 2027 1,302 Thereafter 29,576 Total future minimum operating lease payments 37,120 Amounts representing interest ( 13,591 ) Present value of net future minimum operating lease payments $ 23,529 (1) Operating lease payments exclude $ 14.5 million of future minimum lease payments for leases signed but not yet commenced.

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Changes in Carrying Amount of Goodwill	Banking All Other (1) Total Balance, December 31, 2021 $ 48,536 $ 18,535 $ 67,071 Acquisitions — — — Balance, March 31, 2022 $ 48,536 $ 18,535 $ 67,071
Gross Carrying Amount Accumulated Amortization and Net Book Value	Gross carrying amount, accumulated amortization and net book value, were as follows (in thousands): March 31, December 31, 2022 2021 Core deposit intangibles: Gross carrying amount $ 2,042 $ 2,042 Accumulated amortization ( 2,041 ) ( 2,039 ) Net book value $ 1 $ 3 Other intangibles: Gross carrying amount $ 14,545 $ 14,545 Accumulated amortization ( 7,471 ) ( 7,219 ) Net book value $ 7,074 $ 7,326
Estimated Amortization Expense of Other Intangible Assets	Amortization expense for total other intangible assets was $ 254 thousand and $ 271 thousand for the three months ended March 31, 2022 and 2021. As of March 31, 2022, the estimated amortization expense of other intangible assets for the remainder of 2022 and each of the next five years is as follows (in thousands): 2022 (remainder of year) $ 731 2023 910 2024 838 2025 766 2026 694 2027 623

Other Assets (Tables)

Other Assets (Tables)	3 Months Ended
	Mar. 31, 2022
Other Assets [Abstract]
Summary of Other Assets	A summary of other assets as of the dates indicated are as follows (in thousands): March 31, December 31, 2022 2021 Operating lease right of use assets $ 21,697 $ 22,070 Tax credit investments 55,763 57,010 Derivative instruments 25,192 16,504 Collateral on derivative instruments — 4,640 Other 89,678 72,976 Total other assets $ 192,330 $ 173,200

Derivative Instrument and Hedgi

Derivative Instrument and Hedging Activities (Tables)	3 Months Ended
	Mar. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Fair Values of Derivative Instruments on the Balance Sheet	The table below presents the notional amounts, respective fair values of the Company’s derivative financial instruments, as well as their classification on the balance sheet as of March 31, 2022 and December 31, 2021 (in thousands): Asset derivatives Liability derivatives Gross notional Balance Fair value Balance Fair value March 31, December 31, sheet March 31, December 31, sheet March 31, December 31, Derivatives designated as hedging instruments Cash flow hedges $ 50,000 $ 50,000 Other assets $ 4,031 $ 1,559 Other liabilities $ — $ — Total derivatives $ 50,000 $ 50,000 $ 4,031 $ 1,559 $ — $ — Derivatives not designated as hedging instruments Interest rate swaps (1) 869,706 820,693 Other assets 21,010 14,702 Other liabilities 21,015 14,708 Credit contracts 105,692 106,671 Other assets — — Other liabilities — 1 Mortgage banking 11,257 18,199 Other assets 151 243 Other liabilities 155 4 Total derivatives $ 986,655 $ 945,563 $ 21,161 $ 14,945 $ 21,170 $ 14,713 (1) The Company has posted collateral of $ 21.8 million against its net obligations under these contracts at March 31, 2022, and secured its net obligations under these contracts with $ 4.0 million in cash at December 31, 2021.
Effect of Derivative Instruments on the Income Statement	The table below presents the effect of the Company’s derivative financial instruments on the income statement for the three months ended March 31, 2022 and 2021 (in thousands): Gain (loss) recognized in income Line item of gain (loss) Three months ended Undesignated derivatives recognized in income 2022 2021 Interest rate swaps Income from derivative instruments, net 762 1,772 Credit contracts Income from derivative instruments, net — 48 Mortgage banking Income from derivative instruments, net ( 243 ) 55 Total undesignated $ 519 $ 1,875

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	3 Months Ended
	Mar. 31, 2022
Stockholders' Equity Note [Abstract]
Changes in Shares of Common Stock	Common Stock The changes in shares of common stock were as follows for the three months ended March 31, 2022 and 2021: Outstanding Treasury Issued 2022 Shares at December 31, 2021 15,745,453 354,103 16,099,556 Restricted stock units released 23,271 ( 23,271 ) — Treasury stock purchases ( 469,647 ) 469,647 — Shares at March 31, 2022 15,299,077 800,479 16,099,556 2021 Shares at December 31, 2020 16,041,926 57,630 16,099,556 Shares issued for Landmark Group acquisition 12,831 ( 12,831 ) — Restricted stock units released 18,819 ( 18,819 ) — Treasury stock purchases ( 244,677 ) 244,677 — Shares at March 31, 2021 15,828,899 270,657 16,099,556

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2022
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Components of Other Comprehensive Income (Loss)	The following tables present the components of other comprehensive income (loss) for the three months ended March 31, 2022 and 2021 (in thousands): Pre-tax Tax Net-of-tax March 31, 2022 Securities available for sale and transferred securities: Change in unrealized gain/loss during the period $ ( 75,017 ) $ ( 19,221 ) $ ( 55,796 ) Reclassification adjustment for net gains included in net income (1) 31 8 23 Total securities available for sale and transferred securities ( 74,986 ) ( 19,213 ) ( 55,773 ) Hedging derivative instruments: Change in unrealized gain/loss during the period 2,471 633 1,838 Pension and post-retirement obligations: Amortization of prior service credit included in income — — — Amortization of net actuarial loss included in income 64 16 48 Total pension and post-retirement obligations 64 16 48 Other comprehensive loss $ ( 72,451 ) $ ( 18,564 ) $ ( 53,887 ) March 31, 2021 Securities available for sale and transferred securities: Change in unrealized gain/loss during the period $ ( 19,362 ) $ ( 4,961 ) $ ( 14,401 ) Reclassification adjustment for net gains included in net income (1) ( 1 ) — ( 1 ) Total securities available for sale and transferred securities ( 19,363 ) ( 4,961 ) ( 14,402 ) Hedging derivative instruments: Change in unrealized gain/loss during the period 2,103 539 1,564 Pension and post-retirement obligations: Amortization of prior service credit included in income ( 1 ) — ( 1 ) Amortization of net actuarial loss included in income 186 47 139 Total pension and post-retirement obligations 185 47 138 Other comprehensive loss $ ( 17,075 ) $ ( 4,375 ) $ ( 12,700 ) (1) Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.
Components of Accumulated Other Comprehensive Income (Loss)	Activity in accumulated other comprehensive income (loss), net of tax, for the three months ended March 31, 2022 and 2021 was as follows (in thousands): Hedging Securities Pension and Accumulated March 31, 2022 Balance at beginning of period $ 1,160 $ ( 4,971 ) $ ( 9,396 ) $ ( 13,207 ) Other comprehensive income (loss) before reclassifications 1,838 ( 55,796 ) — ( 53,958 ) Amounts reclassified from accumulated other comprehensive income (loss) — 23 48 71 Net current period other comprehensive income (loss) 1,838 ( 55,773 ) 48 ( 53,887 ) Balance at end of period $ 2,998 $ ( 60,744 ) $ ( 9,348 ) $ ( 67,094 ) March 31, 2021 Balance at beginning of period $ ( 316 ) $ 14,743 $ ( 12,299 ) $ 2,128 Other comprehensive income before reclassifications 1,564 ( 14,401 ) — ( 12,837 ) Amounts reclassified from accumulated other comprehensive (loss) income — ( 1 ) 138 137 Net current period other comprehensive income (loss) 1,564 ( 14,402 ) 138 ( 12,700 ) Balance at end of period $ 1,248 $ 341 $ ( 12,161 ) $ ( 10,572 )
Amounts Reclassified Out of Each Component of Accumulated Other Comprehensive Income (Loss)	The following table presents the amounts reclassified out of each component of accumulated other comprehensive income (loss) for the three months ended March 31, 2022 and 2021 (in thousands): Details About Accumulated Other Amount Reclassified from Affected Line Item in the Three months ended March 31, 2022 2021 Realized gain (loss) on sale of investment securities $ — $ 74 Net gain on investment securities Amortization of unrealized holding losses ( 31 ) ( 73 ) Interest income ( 31 ) 1 Total before tax 8 — Income tax expense ( 23 ) 1 Net of tax Amortization of pension and post-retirement items: Prior service credit (1) — 1 Salaries and employee benefits Net actuarial losses (1) ( 64 ) ( 186 ) Salaries and employee benefits ( 64 ) ( 185 ) Total before tax 16 47 Income tax benefit ( 48 ) ( 138 ) Net of tax Total reclassified for the period $ ( 71 ) $ ( 137 ) (1) These items are included in the computation of net periodic pension expense. See Note 14 – Employee Benefit Plans for additional information.

Share-Based Compensation Plans

Share-Based Compensation Plans (Tables)	3 Months Ended
	Mar. 31, 2022
Share-based Payment Arrangement, Noncash Expense [Abstract]
Summary of Restricted Stock Units and Performance Share Units Activity	The MD&C Committee approved the grant of restricted stock units (“RSUs”) and performance share units (“PSUs”) shown in the table below during the three months ended March 31, 2022. Number of Weighted RSUs 79,140 $ 29.35 PSUs 29,324 29.35
Summary of Restricted Stock Awards and Restricted Stock Units Activity	The following is a summary of restricted stock awards and restricted stock units activity for the three months ended March 31, 2022: Number of Weighted Outstanding at beginning of year 195,990 $ 26.56 Granted 111,593 29.35 Vested ( 23,225 ) 27.38 Forfeited ( 2,170 ) 26.66 Outstanding at end of period 282,188 $ 27.63
Share-Based Compensation Expense Included in Consolidated Statements of Income	The share-based compensation expense included in the consolidated statements of income, is as follows (in thousands): Three months ended 2022 2021 Salaries and employee benefits $ 406 $ 188 Other noninterest expense 37 28 Total share-based compensation expense $ 443 $ 216

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2022
Retirement Benefits [Abstract]
Components of Net Periodic Benefit Expense	The components of the Company’s net periodic benefit expense for its pension and post-retirement obligations were as follows (in thousands): Three months ended 2022 2021 Service cost $ 872 $ 1,049 Interest cost on projected benefit obligation 647 551 Expected return on plan assets ( 1,141 ) ( 1,306 ) Amortization of unrecognized prior service credit — ( 1 ) Amortization of unrecognized net actuarial loss 65 186 Net periodic benefit expense $ 443 $ 479

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Off-Balance Sheet Commitments	Off-balance sheet commitments consist of the following (in thousands): March 31, December 31, Commitments to extend credit $ 973,487 $ 936,298 Standby letters of credit 16,965 24,913

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2021
Fair Value Disclosures [Abstract]
Assets Measured at Fair Value on a Recurring and Non-Recurring Basis	The following tables present for each of the fair-value hierarchy levels the Company’s assets that are measured at fair value on a recurring and nonrecurring basis as of the dates indicated (in thousands). Quoted Significant Significant Total March 31, 2022 Measured on a recurring basis: Securities available for sale: U.S. Government agency and government sponsored enterprises $ — $ 29,305 $ — $ 29,305 Mortgage-backed securities — 1,090,057 — 1,090,057 Other assets: Hedging derivative instruments — 4,031 — 4,031 Fair value adjusted through comprehensive income $ — $ 1,123,393 $ — $ 1,123,393 Other assets: Derivative instruments - interest rate swaps — 21,010 — 21,010 Derivative instruments - credit contracts — — — - Derivative instruments - mortgage banking — 151 — 151 Other liabilities: Derivative instruments - interest rate swaps — ( 21,015 ) — ( 21,015 ) Derivative instruments - credit contracts — — — - Derivative instruments - mortgage banking — ( 155 ) — ( 155 ) Fair value adjusted through net income $ — $ ( 9 ) $ — $ ( 9 ) Measured on a nonrecurring basis: Loans: Loans held for sale $ — $ 5,544 $ — $ 5,544 Collateral dependent loans — — 31,746 31,746 Other assets: Long-lived assets held for sale — — 2,560 2,560 Loan servicing rights — — 1,504 1,504 Total $ — $ 5,544 $ 35,810 $ 41,354 There were no transfers between Levels 1 and 2 during the three months ended March 31, 2022 . There were no liabilities measured at fair value on a nonrecurring basis during the three months ended March 31, 2022 . Quoted Significant Significant Total December 31, 2021 Measured on a recurring basis: Securities available for sale: U.S. Government agencies and government sponsored enterprises $ — $ 15,891 $ — $ 15,891 Mortgage-backed securities — 1,162,624 — 1,162,624 Other assets: Hedging derivative instruments — 1,559 — 1,559 Fair value adjusted through comprehensive income $ — $ 1,180,074 $ — $ 1,180,074 Other assets: Derivative instruments – interest rate products $ — $ 14,702 $ — $ 14,702 Derivative instruments – credit contracts — — — — Derivative instruments – mortgage banking — 243 — 243 Other liabilities: Derivative instruments – interest rate products — ( 14,708 ) — ( 14,708 ) Derivative instruments – credit contracts — ( 1 ) — ( 1 ) Derivative instruments – mortgage banking — ( 4 ) — ( 4 ) Fair value adjusted through net income $ — $ 232 $ — $ 232 Measured on a nonrecurring basis: Loans: Loans held for sale $ — $ 6,202 $ — $ 6,202 Collateral dependent loans — — 33,484 33,484 Other assets: Long-lived assets held for sale — — 2,560 2,560 Loan servicing rights — — 1,517 1,517 Other real estate owned — — — — Total $ — $ 6,202 $ 37,561 $ 43,763
Additional Quantitative Information about Assets Measured at Fair Value on Recurring and Non-Recurring Basis	The following table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis for which the Company has utilized Level 3 inputs to determine fair value as of March 31, 2022 (dollars in thousands). Asset Fair Valuation Technique Unobservable Input Unobservable Input Collateral dependent loans $ 31,746 Appraisal of collateral (1) Appraisal adjustments (2) 24.7 % (3) / 0 - 45 % Loan servicing rights $ 1,504 Discounted cash flow Discount rate 10.2 % (3) Constant prepayment rate 14.4 % (3) Long-lived assets held for sale $ 2,560 Appraisal of collateral (1) Appraisal adjustments (2) 11 - 40 % (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. (3) Weighted averages.
Carrying Amount, Estimated Fair Value, and Placement in Fair Value Hierarchy of Financial Instruments	The following presents (in thousands) the carrying amount, estimated fair value, and placement in the fair value measurement hierarchy of the Company’s financial instruments as of the dates indicated. Level in March 31, 2022 December 31, 2021 Fair Value Estimated Estimated Measurement Carrying Fair Carrying Fair Hierarchy Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 170,404 $ 170,404 $ 79,112 $ 79,112 Securities available for sale Level 2 1,119,362 1,119,362 1,178,515 1,178,515 Securities held to maturity, net Level 2 211,173 206,367 205,581 209,820 Loans held for sale Level 2 5,544 5,544 6,202 6,202 Loans Level 2 3,660,936 3,661,983 3,606,276 3,642,351 Loans (1) Level 3 31,746 31,746 33,484 33,484 Long-lived assets held for sale Level 3 2,560 2,560 2,560 2,560 Accrued interest receivable Level 1 16,004 16,004 15,482 15,482 Derivative instruments – cash flow hedges Level 2 4,031 4,031 1,559 1,559 Derivative instruments – interest rate products Level 2 21,010 21,010 14,702 14,702 Derivative instruments – credit contracts Level 2 — — — — Derivative instruments – mortgage banking Level 2 151 151 243 243 FHLB and FRB stock Level 2 9,457 9,457 10,770 10,770 Financial liabilities: Non-maturity deposits Level 1 4,085,737 4,085,737 3,905,136 3,905,136 Time deposits Level 2 917,195 912,674 921,954 920,699 Short-term borrowings Level 1 — — 30,000 30,000 Long-term borrowings Level 2 73,989 73,535 73,911 77,792 Accrued interest payable Level 1 2,794 2,794 2,147 2,147 Derivative instruments – cash flow hedges Level 2 — — — — Derivative instruments – interest rate products Level 2 21,016 21,016 14,708 14,708 Derivative instruments – credit contracts Level 2 — — 1 1 Derivative instruments – mortgage banking Level 2 155 155 4 4 (1) Comprised of collateral dependent loans.

Segment Reporting (Tables)

Segment Reporting (Tables)	3 Months Ended
	Mar. 31, 2022
Segment Reporting [Abstract]
Business Segment Assets	The following tables present information regarding our business segments as of and for the periods indicated (in thousands). Banking All Other Consolidated March 31, 2022 Goodwill $ 48,536 $ 18,535 $ 67,071 Other intangible assets, net 1 7,074 7,075 Total assets 5,591,501 38,997 5,630,498 December 31, 2021 Goodwill $ 48,536 $ 18,535 $ 67,071 Other intangible assets, net 3 7,326 7,329 Total assets 5,481,889 38,890 5,520,779
Business Segment Profit (Loss)	Banking All Other (1) Consolidated Three months ended March 31, 2022 Net interest income (expense) $ 40,618 $ ( 1,060 ) $ 39,558 Provision for credit losses ( 2,319 ) — ( 2,319 ) Noninterest income 6,627 4,695 11,322 Noninterest expense ( 25,872 ) ( 4,263 ) ( 30,135 ) Income (loss) before income taxes 19,054 ( 628 ) 18,426 Income tax (expense) benefit ( 3,636 ) 193 ( 3,443 ) Net income (loss) $ 15,418 $ ( 435 ) $ 14,983 (1) Reflects activity from the acquisitions of assets of Landmark since February 1, 2021 (the date of acquisition) and North Woods since August 2, 2021 (the date of acquisition). (17.) SEGMENT REPORTING (Continued) Banking All Other (1) Consolidated Three months ended March 31, 2021 Net interest income (expense) $ 38,918 $ ( 1,061 ) $ 37,857 Benefit for credit losses 1,981 — 1,981 Noninterest income 9,275 3,684 12,959 Noninterest expense ( 22,633 ) ( 4,107 ) ( 26,740 ) Income (loss) before income taxes $ 27,541 $ ( 1,484 ) $ 26,057 Income tax (expense) benefit ( 6,035 ) 688 ( 5,347 ) Net income (loss) $ 21,506 $ ( 796 ) $ 20,710

Basis of Presentation and Sum_4

Basis of Presentation and Summary of Significant Accounting Policies (Narrative) (Details) $ in Thousands	Mar. 27, 2020USD ($)	Mar. 31, 2022USD ($)DerivativeInstrumentCustomerBorrowers	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 27, 2020USD ($)	Dec. 31, 2015USD ($)
Significant Accounting Policies [Line Items]
Loans		$ 3,692,682	$ 3,639,760
Payment Deferral [Member]
Significant Accounting Policies [Line Items]
Loans		$ 6,400	$ 46,200
Subordinated Notes [Member]
Significant Accounting Policies [Line Items]
Number of designated derivative instrument | DerivativeInstrument		1
Debt instrument issued amount						$ 40,000
Subordinated Notes [Member] | LIBOR [Member]
Significant Accounting Policies [Line Items]
Debt instrument, fixed rate of interest						6.00%
Debt instrument, interest rate terms		three-month LIBOR plus 3.944%
Debt instrument, basis spread on variable rate		3.944%
CARES Act [Member]
Significant Accounting Policies [Line Items]
Estimated amount of relief fund	$ 2,200,000,000
Paycheck Protection Program [Member]
Significant Accounting Policies [Line Items]
Loans					$ 284,000,000
Loans forgiveness amount		$ 346,000
Paycheck Protection Program [Member] | Minimum [Member]
Significant Accounting Policies [Line Items]
Loans		$ 770,000
Number of customers | Customer		2,900
COVID-19 [Member]
Significant Accounting Policies [Line Items]
Loans				$ 532,400
Number of Borrowers | Borrowers		6,600
COVID-19 [Member] | Maximum [Member]
Significant Accounting Policies [Line Items]
Percentage of loans with active payment deferrals		1.00%

Basis of Presentation and Sum_5

Basis of Presentation and Summary of Significant Accounting Policies (Summary of Supplemental Cash Flow Information) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Supplemental information:
Cash paid for interest	$ 4,623	$ 3,173
Cash (refunded) paid for income taxes	(441)	1,500
Noncash investing and financing activities:
Real estate and other assets acquired in settlement of loans	0	0
Accrued and declared unpaid dividends	4,809	4,637
Common stock issued for acquisition	0	301
Assets acquired and liabilities assumed in business combinations:
Fair value of assets acquired	$ 0	$ 449

Business Combinations (Narrativ

Business Combinations (Narrative) (Details) - USD ($) $ in Thousands	Aug. 02, 2021	Feb. 01, 2021	Mar. 31, 2022
Business Acquisition [Line Items]
Acquisitions			$ 0
Landmark Group [Member]
Business Acquisition [Line Items]
Acquisitions		$ 611
Identified intangible assets		$ 399
North Woods Capital Benefits LLC [Member]
Business Acquisition [Line Items]
Acquisitions	$ 399
Identified intangible assets	$ 263

Restructuring Charges (Narrativ

Restructuring Charges (Narrative) (Details) $ in Thousands	Jul. 17, 2020Branch	Oct. 31, 2020Branch	Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Restructuring Cost And Reserve [Line Items]
Number of bank branch closure | Branch	6
Percentage of branch network	10.00%
Percentage of branch network impact	6.00%
Number of additional branches planned to close | Branch		1
Pre tax expense related branch closures						$ 1,700
Restructuring charges					$ 111
Total costs result in future cash expenditures						400
Anticipates annual expense savings branch closures						2,700
Restructuring charges			$ 0	$ 0
Long lived assets held for sale			$ 2,600		$ 2,600
Employee Severance [Member]
Restructuring Cost And Reserve [Line Items]
Pre tax expense related branch closures						200
Lease Termination Costs [Member]
Restructuring Cost And Reserve [Line Items]
Pre tax expense related branch closures						500
Valuation Adjustments On Branch Facilities [Member]
Restructuring Cost And Reserve [Line Items]
Pre tax expense related branch closures						$ 1,000

Restructuring Charges (Summary

Restructuring Charges (Summary of Changes in Restructuring Reserve) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Restructuring and Related Activities [Abstract]
Beginning Balance	$ 445	$ 1,245
Restructuring charges	0	0
Cash payments	(22)	(77)
Charges against assets	0	(6)
Ending balance	$ 423	$ 1,162

Earnings Per Common Share ("E_3

Earnings Per Common Share ("EPS") (Reconciliation of Earnings and Shares Used in Calculating Basic and Diluted EPS) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Earnings Per Share [Abstract]
Net income available to common shareholders	$ 14,618	$ 20,345
Weighted average common shares outstanding:
Total shares issued	16,100	16,100
Unvested restricted stock awards	(5)	(6)
Treasury shares	(518)	(205)
Total basic weighted average common shares outstanding	15,577	15,889
Incremental shares from assumed:
Vesting of restricted stock awards	122	83
Total diluted weighted average common shares outstanding	15,699	15,972
Basic earnings per common share	$ 0.94	$ 1.28
Diluted earnings per common share	$ 0.93	$ 1.27

Earnings Per Common Share ("E_4

Earnings Per Common Share ("EPS") (Shares Excluded from Computation of Diluted EPS) (Details) - shares shares in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computation of diluted EPS	0	11
Restricted Stock Awards [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computation of diluted EPS	0	11

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Value of Investment Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	$ 1,200,699	$ 1,184,835
Securities available for sale, Unrealized Gains	529	8,446
Securities available for sale, Unrealized Losses	81,866	14,766
Securities available for sale	1,119,362	1,178,515
Securities held to maturity, Amortized Cost	211,179	205,586
Securities held to maturity, Unrealized Gains	332	4,683
Securities held to maturity, Unrealized Losses	5,144	449
Securities held to maturity, fair value	206,367	209,820
Allowance for credit losses, Amortized Cost	(6)	(5)
Held-to-maturity securities, net , Amortized Cost	211,173	205,581
U.S. Government Agency And Government Sponsored Enterprises [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	30,798	15,793
Securities available for sale, Unrealized Gains	23	195
Securities available for sale, Unrealized Losses	1,516	97
Securities available for sale	29,305	15,891
State And Political Subdivisions [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities held to maturity, Amortized Cost	123,474	111,399
Securities held to maturity, Unrealized Gains	231	2,412
Securities held to maturity, Unrealized Losses	2,841	300
Securities held to maturity, fair value	120,864	113,511
Collateralized Mortgage Obligations [Member] | Federal National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	14,068	15,346
Securities available for sale, Unrealized Gains	0	26
Securities available for sale, Unrealized Losses	1,265	433
Securities available for sale	12,803	14,939
Securities held to maturity, Amortized Cost	17,754	19,485
Securities held to maturity, Unrealized Gains	14	368
Securities held to maturity, Unrealized Losses	436	3
Securities held to maturity, fair value	17,332	19,850
Collateralized Mortgage Obligations [Member] | Federal Home Loan Mortgage Corporation [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	23,722	25,257
Securities available for sale, Unrealized Losses	1,959	477
Securities available for sale	21,763	24,780
Securities held to maturity, Amortized Cost	21,805	23,840
Securities held to maturity, Unrealized Gains	6	565
Securities held to maturity, Unrealized Losses	436
Securities held to maturity, fair value	21,375	24,405
Collateralized Mortgage Obligations [Member] | Government National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities held to maturity, Amortized Cost	5,056	5,481
Securities held to maturity, Unrealized Gains	1	84
Securities held to maturity, Unrealized Losses	143
Securities held to maturity, fair value	4,914	5,565
Collateralized Mortgage Obligations [Member] | Privately Issued [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Unrealized Gains	391	410
Securities available for sale	391	410
Mortgage-Backed Securities [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	1,169,901	1,169,042
Securities available for sale, Unrealized Gains	506	8,251
Securities available for sale, Unrealized Losses	80,350	14,669
Securities available for sale	1,090,057	1,162,624
Securities held to maturity, Amortized Cost	87,705	94,187
Securities held to maturity, Unrealized Gains	101	2,271
Securities held to maturity, Unrealized Losses	2,303	149
Securities held to maturity, fair value	85,503	96,309
Mortgage-Backed Securities [Member] | Federal National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	580,465	576,163
Securities available for sale, Unrealized Gains	22	6,565
Securities available for sale, Unrealized Losses	35,300	5,242
Securities available for sale	545,187	577,486
Securities held to maturity, Amortized Cost	8,910	9,275
Securities held to maturity, Unrealized Gains	45	411
Securities held to maturity, Unrealized Losses	110
Securities held to maturity, fair value	8,845	9,686
Mortgage-Backed Securities [Member] | Federal Home Loan Mortgage Corporation [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	432,427	430,010
Securities available for sale, Unrealized Gains	86	952
Securities available for sale, Unrealized Losses	34,210	6,435
Securities available for sale	398,303	424,527
Securities held to maturity, Amortized Cost	8,345	8,706
Securities held to maturity, Unrealized Gains	0	137
Securities held to maturity, Unrealized Losses	670	144
Securities held to maturity, fair value	7,675	8,699
Mortgage-Backed Securities [Member] | Government National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	119,219	122,266
Securities available for sale, Unrealized Gains	7	298
Securities available for sale, Unrealized Losses	7,616	2,082
Securities available for sale	111,610	120,482
Securities held to maturity, Amortized Cost	25,835	27,400
Securities held to maturity, Unrealized Gains	35	706
Securities held to maturity, Unrealized Losses	508	2
Securities held to maturity, fair value	$ 25,362	$ 28,104

Investment Securities (Narrativ

Investment Securities (Narrative) (Details)	3 Months Ended
	Mar. 31, 2022USD ($)Security	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)Security
Schedule Of Investments [Line Items]
Securities pledged as collateral	$ 1,020,000,000		$ 637,600,000
Number of security positions, unrealized loss position | Security	394		116
Number of security positions, unrealized loss position for more than 12 months | Security	50		28
Securities, 12 months or longer, Fair Value	$ 296,908,000		$ 172,180,000
Securities, 12 months or longer, Unrealized Losses	$ 30,137,000		$ 4,727,000
Number of security positions, unrealized loss position for less than 12 months | Security	344		88
Securities, Less than 12 months, Fair Value	$ 803,267,000		$ 773,484,000
Securities, Less than 12 months, Unrealized Losses	51,729,000		10,039,000
Available for sale securities, allowance for credit loss	0		0
Debt securities, held-to-maturity	211,179,000		205,586,000
Investment securities, past due	3,682,988,000		3,631,355,000
Investment securities, nonaccrual	9,124,000		11,369,000
Total Past Due [Member]
Schedule Of Investments [Line Items]
Investment securities, past due	20,579,000		9,467,000
Municipal Bonds [Member]
Schedule Of Investments [Line Items]
Debt securities, held-to-maturity	117,500,000		105,600,000
Internally rated held-to-maturity securities	6,000		5,800
Maximum [Member]
Schedule Of Investments [Line Items]
Securities, 12 months or longer, Unrealized Losses	30,100		4,700
Available for Sale Securities [Member]
Schedule Of Investments [Line Items]
Accrued interest receivable	2,200,000		2,100,000
Held To Maturity Investment Securities [Member]
Schedule Of Investments [Line Items]
Accrued interest receivable	1,100,000		696,000
Held To Maturity Investment Securities [Member] | Total Past Due [Member]
Schedule Of Investments [Line Items]
Investment securities, past due	0		$ 0
Held To Maturity Investment Securities [Member] | Maximum [Member]
Schedule Of Investments [Line Items]
Credit loss expense	$ (1,000)	$ (1,000)

Investment Securities (Sales of

Investment Securities (Sales of Securities Available for Sale) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Investments [Abstract]
Proceeds from sales	$ 0	$ 26,675
Gross realized gains	0	89
Gross realized losses	$ 0	$ 15

Investment Securities (Schedule

Investment Securities (Scheduled Maturities of Securities Available for Sale and Securities Held to Maturity) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Investments [Abstract]
Debt securities available for sale, Due in one year or less, Amortized Cost	$ 6,192
Debt securities available for sale, Due from one to five years, Amortized Cost	92,170
Debt securities available for sale, Due after five years through ten years, Amortized Cost	160,564
Debt securities available for sale, Due after ten years, Amortized Cost	941,773
Securities available for sale, Amortized Cost	1,200,699	$ 1,184,835
Debt securities available for sale, Due in one year or less, Fair Value	6,213
Debt securities available for sale, Due from one to five years, Fair Value	91,021
Debt securities available for sale, Due after five years through ten years, Fair Value	153,197
Debt securities available for sale, Due after ten years, Fair Value	868,931
Debt securities available for sale, Fair Value	1,119,362	1,178,515
Debt securities held to maturity, Due in one year or less, Amortized Cost	34,381
Debt securities held to maturity, Due from one to five years, Amortized Cost	64,649
Debt securities held to maturity, Due after five years through ten years, Amortized Cost	21,192
Debt securities held to maturity, Due after ten years, Amortized Cost	90,957
Securities held to maturity, Amortized Cost	211,179	205,586
Debt securities held to maturity, Due in one year or less, Fair Value	34,462
Debt securities held to maturity, Due from one to five years, Fair Value	64,564
Debt securities held to maturity, Due after five years through ten years, Fair Value	20,350
Debt securities held to maturity, Due after ten years, Fair Value	86,991
Securities held to maturity, Fair Value	$ 206,367	$ 209,820

Investment Securities (Investme

Investment Securities (Investments Gross Unrealized Losses and Fair Value) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	$ 803,267	$ 773,484
Securities available for sale, Less than 12 months, Unrealized Losses	51,729	10,039
Securities available for sale, 12 months or longer, Fair Value	296,908	172,180
Securities available for sale, 12 months or longer, Unrealized Losses	30,137	4,727
Securities available for sale, Fair Value, Total	1,100,175	945,664
Securities available for sale, Unrealized Losses, Total	81,866	14,766
Total Securities, Less than 12 months, Fair Value	803,267	773,484
Total Securities, Less than 12 months, Unrealized Losses	51,729	10,039
Total Securities, 12 months or longer, Fair Value	296,908	172,180
Total Securities, 12 months or longer, Unrealized Losses	30,137	4,727
Total Securities, Fair Value	1,100,175	945,664
Total Securities, Unrealized Losses	81,866	14,766
U.S. Government Agency And Government Sponsored Enterprises [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	23,019	9,438
Securities available for sale, Less than 12 months, Unrealized Losses	1,516	97
Securities available for sale, Fair Value, Total	23,019	9,438
Securities available for sale, Unrealized Losses, Total	1,516	97
Collateralized Mortgage Obligations [Member] | Federal National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	6,968	13,364
Securities available for sale, Less than 12 months, Unrealized Losses	538	433
Securities available for sale, 12 months or longer, Fair Value	5,835	0
Securities available for sale, 12 months or longer, Unrealized Losses	727
Securities available for sale, Fair Value, Total	12,803	13,364
Securities available for sale, Unrealized Losses, Total	1,265	433
Collateralized Mortgage Obligations [Member] | Federal Home Loan Mortgage Corporation [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	21,763	24,780
Securities available for sale, Less than 12 months, Unrealized Losses	1,959	477
Securities available for sale, Fair Value, Total	21,763	24,780
Securities available for sale, Unrealized Losses, Total	1,959	477
Mortgage-Backed Securities [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	780,248	764,046
Securities available for sale, Less than 12 months, Unrealized Losses	50,213	9,942
Securities available for sale, 12 months or longer, Fair Value	296,908	172,180
Securities available for sale, 12 months or longer, Unrealized Losses	30,137	4,727
Securities available for sale, Fair Value, Total	1,077,156	936,226
Securities available for sale, Unrealized Losses, Total	80,350	14,669
Mortgage-Backed Securities [Member] | Federal National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	434,253	333,489
Securities available for sale, Less than 12 months, Unrealized Losses	24,072	3,597
Securities available for sale, 12 months or longer, Fair Value	107,806	61,249
Securities available for sale, 12 months or longer, Unrealized Losses	11,228	1,645
Securities available for sale, Fair Value, Total	542,059	394,738
Securities available for sale, Unrealized Losses, Total	35,300	5,242
Mortgage-Backed Securities [Member] | Federal Home Loan Mortgage Corporation [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	232,939	283,965
Securities available for sale, Less than 12 months, Unrealized Losses	18,040	3,353
Securities available for sale, 12 months or longer, Fair Value	156,206	110,931
Securities available for sale, 12 months or longer, Unrealized Losses	16,170	3,082
Securities available for sale, Fair Value, Total	389,145	394,896
Securities available for sale, Unrealized Losses, Total	34,210	6,435
Mortgage-Backed Securities [Member] | Government National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	84,325	108,448
Securities available for sale, Less than 12 months, Unrealized Losses	5,604	2,082
Securities available for sale, 12 months or longer, Fair Value	27,061
Securities available for sale, 12 months or longer, Unrealized Losses	2,012
Securities available for sale, Fair Value, Total	111,386	108,448
Securities available for sale, Unrealized Losses, Total	$ 7,616	$ 2,082

Loans (Loan Portfolio) (Details

Loans (Loan Portfolio) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	$ 3,682,988	$ 3,631,355
Net Deferred Loan (Fees) Costs	50,660	48,081
Loans, Net	3,733,648	3,679,436
Allowance for credit losses - loans	(40,966)	(39,676)
Total loans, net	3,692,682	3,639,760
Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	625,238	639,368
Net Deferred Loan (Fees) Costs	(97)	(1,075)
Loans, Net	625,141	638,293
Commercial Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	1,437,341	1,415,486
Net Deferred Loan (Fees) Costs	(2,582)	(2,698)
Loans, Net	1,434,759	1,412,788
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	561,208	563,579
Net Deferred Loan (Fees) Costs	13,687	13,720
Loans, Net	574,895	577,299
Residential Real Estate Lines [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	73,809	75,515
Net Deferred Loan (Fees) Costs	3,051	3,016
Loans, Net	76,860	78,531
Consumer Indirect [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	970,919	923,052
Net Deferred Loan (Fees) Costs	36,485	34,996
Loans, Net	1,007,404	958,048
Other Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	14,473	14,355
Net Deferred Loan (Fees) Costs	116	122
Loans, Net	$ 14,589	$ 14,477

Loans (Narrative) (Details)

Loans (Narrative) (Details)	3 Months Ended
	Mar. 31, 2022USD ($)Contract	Mar. 31, 2021USD ($)Contract	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 27, 2020USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	$ 5,544,000		$ 6,202,000
Investment securities, past due	3,682,988,000		3,631,355,000
Loans	3,692,682,000		3,639,760,000
Interest income on nonaccrual loans	$ 0	$ 0
Number of loans modified as TDR | Contract	0	0
Number of loans modified as TDR that defaulted within the previous 12 months | Contract	0	0
Days past due when loans are generally placed on nonaccrual status, in days	90 days	90 days
Estimated interest income	$ 161,000	$ 142,000
Other Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accrued interest receivable	12,600,000
Deferral [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	6,400,000		46,200,000
30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment securities, past due	18,488,000		7,721,000
Paycheck Protection Program [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans					$ 284,000,000,000
Past due greater than 90 days and still accruing interest	380,000		797,000
COVID-19 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans				$ 532,400,000
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	5,500,000
Investment securities, past due	561,208,000		563,579,000
Residential Real Estate Loans [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment securities, past due	919,000		1,148,000
Consumer Overdrafts [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due greater than 90 days and still accruing interest	2,000		1,000
Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment securities, past due	625,238,000		639,368,000
Commercial Business [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment securities, past due	$ 762,000		$ 659,000

Loans (Recorded Investment by L

Loans (Recorded Investment by Loan Class in Current and Nonaccrual Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	$ 3,682,988	$ 3,631,355
Investment securities, nonaccrual	9,124	11,369
Nonaccrual with no allowance	9,024	5,611
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	18,488	7,721
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,598	949
Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	493	797
Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	20,579	9,467
Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	3,653,285	3,610,519
Commercial Business [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	625,238	639,368
Investment securities, nonaccrual	499	602
Nonaccrual with no allowance	459	477
Commercial Business [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	762	659
Commercial Business [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans		34
Commercial Business [Member] | Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans
Commercial Business [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,266	1,490
Commercial Business [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	623,473	637,276
Commercial Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,437,341	1,415,486
Investment securities, nonaccrual	3,838	6,414
Nonaccrual with no allowance	3,778	781
Commercial Mortgage [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	11,286	69
Commercial Mortgage [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans		0
Commercial Mortgage [Member] | Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans
Commercial Mortgage [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	11,286	69
Commercial Mortgage [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,422,217	1,409,003
Residential Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	561,208	563,579
Investment securities, nonaccrual	2,878	2,373
Nonaccrual with no allowance	2,878	2,373
Residential Real Estate Loans [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	919	1,148
Residential Real Estate Loans [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	37	141
Residential Real Estate Loans [Member] | Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans
Residential Real Estate Loans [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	956	1,289
Residential Real Estate Loans [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	557,374	559,917
Residential Real Estate Lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	73,809	75,515
Investment securities, nonaccrual	128	200
Nonaccrual with no allowance	128	200
Residential Real Estate Lines [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	73	18
Residential Real Estate Lines [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans		3
Residential Real Estate Lines [Member] | Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans
Residential Real Estate Lines [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	88	21
Residential Real Estate Lines [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	73,593	75,294
Consumer Indirect [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	970,919	923,052
Investment securities, nonaccrual	1,771	1,780
Nonaccrual with no allowance	1,771	1,780
Consumer Indirect [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	5,348	5,706
Consumer Indirect [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,526	770
Consumer Indirect [Member] | Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans
Consumer Indirect [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	6,874	6,476
Consumer Indirect [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	962,274	914,796
Other Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	14,473	14,355
Investment securities, nonaccrual	10
Nonaccrual with no allowance	10
Other Consumer [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	100	121
Other Consumer [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	7	1
Other Consumer [Member] | Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	2	0
Other Consumer [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	109	122
Other Consumer [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	$ 14,354	$ 14,233

Loans (Summary of Collateral De

Loans (Summary of Collateral Dependent Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Impaired [Line Items]
Collateral dependent loans on business assets	$ 220	$ 326
Collateral dependent loans on real property	36,220	38,929
Collateral dependent loans	36,440	39,255
Collateral dependent loan with specific reserve	4,694	5,771
Commercial Business [Member]
Financing Receivable, Impaired [Line Items]
Collateral dependent loans on business assets	220	326
Collateral dependent loans on real property	984	993
Collateral dependent loans	1,204	1,319
Collateral dependent loan with specific reserve	1,044	1,055
Commercial Mortgage [Member]
Financing Receivable, Impaired [Line Items]
Collateral dependent loans on real property	35,236	37,936
Collateral dependent loans	35,236	37,936
Collateral dependent loan with specific reserve	$ 3,650	$ 4,716

Loans (Commercial Loan Portfoli

Loans (Commercial Loan Portfolio Categorized by Internally Assigned Asset Classification) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Commercial Business [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	$ 24,519	$ 141,970
Prior Fiscal Year 1	128,428	91,726
Prior Fiscal Year 2	89,079	68,768
Prior Fiscal Year 3	40,725	43,420
Prior Fiscal Year 4	75,432	25,442
Prior	37,012	13,426
Revolving Loans Amortized Cost Basis	229,946	253,541
Revolving Loans Converted to Term	0	0
Total	625,141	638,293
Commercial Business [Member] | Uncriticized [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	24,519	141,925
Prior Fiscal Year 1	128,347	91,338
Prior Fiscal Year 2	88,856	68,433
Prior Fiscal Year 3	75,146	42,631
Prior Fiscal Year 4	40,051	24,847
Prior	35,565	12,033
Revolving Loans Amortized Cost Basis	225,544	248,338
Revolving Loans Converted to Term	0	0
Total	618,028	629,545
Commercial Business [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year		0
Prior Fiscal Year 1	39	132
Prior Fiscal Year 2	55	166
Prior Fiscal Year 3	66	44
Prior Fiscal Year 4	152	180
Prior	994	1,344
Revolving Loans Amortized Cost Basis	1,487	1,993
Revolving Loans Converted to Term	0	0
Total	2,793	3,859
Commercial Business [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year		45
Prior Fiscal Year 1	42	256
Prior Fiscal Year 2	168	169
Prior Fiscal Year 3	608	745
Prior Fiscal Year 4	134	415
Prior	453	49
Revolving Loans Amortized Cost Basis	2,915	3,210
Revolving Loans Converted to Term	0	0
Total	4,320	4,889
Commercial Business [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year		0
Prior Fiscal Year 1	0	0
Prior Fiscal Year 2	0	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Commercial Mortgage [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	88,352	354,668
Prior Fiscal Year 1	363,645	342,515
Prior Fiscal Year 2	329,842	209,462
Prior Fiscal Year 3	150,907	161,198
Prior Fiscal Year 4	190,276	139,859
Prior	308,049	201,374
Revolving Loans Amortized Cost Basis	3,688	3,712
Revolving Loans Converted to Term	0	0
Total	1,434,759	1,412,788
Commercial Mortgage [Member] | Uncriticized [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	70,550	342,483
Prior Fiscal Year 1	361,901	339,988
Prior Fiscal Year 2	327,340	176,753
Prior Fiscal Year 3	128,402	147,247
Prior Fiscal Year 4	175,565	128,381
Prior	264,718	167,739
Revolving Loans Amortized Cost Basis	3,688	3,712
Revolving Loans Converted to Term	0	0
Total	1,332,164	1,306,303
Commercial Mortgage [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	14,940	11,184
Prior Fiscal Year 1	495	2,450
Prior Fiscal Year 2	2,321	29,759
Prior Fiscal Year 3	12,524	2,344
Prior Fiscal Year 4	14,625	8,269
Prior	35,177	27,635
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	80,082	81,641
Commercial Mortgage [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	2,862	1,001
Prior Fiscal Year 1	1,249	77
Prior Fiscal Year 2	181	2,950
Prior Fiscal Year 3	9,981	11,607
Prior Fiscal Year 4	86	3,209
Prior	8,154	6,000
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	22,513	24,844
Commercial Mortgage [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year		0
Prior Fiscal Year 1	0	0
Prior Fiscal Year 2	0	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	$ 0	$ 0

Loans (Retail Loan Portfolio Ca

Loans (Retail Loan Portfolio Categorized by Performance Status) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Residential Real Estate Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	$ 18,887	$ 92,699
Prior Fiscal Year 1	127,335	129,295
Prior Fiscal Year 2	91,837	86,101
Prior Fiscal Year 3	83,486	66,423
Prior Fiscal Year 4	62,450	51,831
Prior	190,900	150,950
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	574,895	577,299
Residential Real Estate Loans [Member] | Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	18,887	92,620
Prior Fiscal Year 1	127,171	129,240
Prior Fiscal Year 2	91,758	85,876
Prior Fiscal Year 3	83,004	65,866
Prior Fiscal Year 4	61,876	50,932
Prior	189,321	150,392
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	572,017	574,926
Residential Real Estate Loans [Member] | Non-Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	79
Prior Fiscal Year 1	164	55
Prior Fiscal Year 2	79	225
Prior Fiscal Year 3	482	557
Prior Fiscal Year 4	574	899
Prior	1,579	558
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	2,878	2,373
Residential Real Estate Lines [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	0
Prior Fiscal Year 2	0	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	69,042	70,560
Revolving Loans Converted to Term	7,818	7,971
Total	76,860	78,531
Residential Real Estate Lines [Member] | Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	0
Prior Fiscal Year 2	0	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	69,005	70,521
Revolving Loans Converted to Term	7,727	7,810
Total	76,732	78,331
Residential Real Estate Lines [Member] | Non-Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	0
Prior Fiscal Year 2	0	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	37	39
Revolving Loans Converted to Term	91	161
Total	128	200
Consumer Indirect [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	147,648	453,018
Prior Fiscal Year 1	186,209	206,987
Prior Fiscal Year 2	433,133	123,285
Prior Fiscal Year 3	107,084	91,228
Prior Fiscal Year 4	77,260	51,734
Prior	56,070	31,796
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,007,404	958,048
Consumer Indirect [Member] | Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	147,648	452,601
Prior Fiscal Year 1	185,779	206,472
Prior Fiscal Year 2	432,445	122,849
Prior Fiscal Year 3	106,725	90,998
Prior Fiscal Year 4	77,069	51,598
Prior	55,967	31,750
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,005,633	956,268
Consumer Indirect [Member] | Non-Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	417
Prior Fiscal Year 1	430	515
Prior Fiscal Year 2	688	436
Prior Fiscal Year 3	359	230
Prior Fiscal Year 4	191	136
Prior	103	46
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,771	1,780
Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	1,662	4,422
Prior Fiscal Year 1	3,251	3,738
Prior Fiscal Year 2	3,951	1,681
Prior Fiscal Year 3	1,393	763
Prior Fiscal Year 4	599	280
Prior	902	1,044
Revolving Loans Amortized Cost Basis	2,831	2,549
Revolving Loans Converted to Term	0	0
Total	14,589	14,477
Other Consumer [Member] | Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	1,662	4,422
Prior Fiscal Year 1	3,251	3,738
Prior Fiscal Year 2	3,939	1,681
Prior Fiscal Year 3	1,393	763
Prior Fiscal Year 4	599	280
Prior	902	1,044
Revolving Loans Amortized Cost Basis	2,831	2,549
Revolving Loans Converted to Term	0	0
Total	14,577	14,477
Other Consumer [Member] | Non-Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	0
Prior Fiscal Year 2	12	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	$ 12	$ 0

Loans (Changes in the Allowance

Loans (Changes in the Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 39,676	$ 52,420
Charge-offs	(2,913)	(2,864)
Recoveries	2,126	1,977
Provision (credit)	2,077	(1,705)
Ending balance	40,966	49,828
Commercial Business [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	11,099	13,580
Charge-offs	(51)	(86)
Recoveries	88	238
Provision (credit)	(1,015)	(1,062)
Ending balance	10,121	12,670
Commercial Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	14,777	21,763
Charge-offs	0	(203)
Recoveries	1	0
Provision (credit)	(1,032)	1,112
Ending balance	13,746	22,672
Residential Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,604	3,924
Charge-offs	0	(11)
Recoveries	5	5
Provision (credit)	243	(809)
Ending balance	1,852	3,109
Residential Real Estate Lines [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	379	674
Charge-offs	0	(70)
Recoveries	5	0
Provision (credit)	41	(122)
Ending balance	425	482
Consumer Indirect [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	11,611	12,165
Charge-offs	(2,486)	(2,413)
Recoveries	1,936	1,670
Provision (credit)	3,507	(865)
Ending balance	14,568	10,557
Other Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	206	314
Charge-offs	(376)	(81)
Recoveries	91	64
Provision (credit)	333	41
Ending balance	$ 254	$ 338

Leases (Narrative) (Details)

Leases (Narrative) (Details)	3 Months Ended
	Mar. 31, 2022BuildingLease
Leases [Abstract]
Operating leases term description	The Company is obligated under a number of non-cancellable operating lease agreements for land, buildings and equipment with terms, including renewal options reasonably certain to be exercised, extending through 2061
Sublease extension terms	One building lease was subleased with terms that extended through December 31, 2022.
Number of buildings subleased	1
Operating leases, weighted average remaining lease term	24 years
Operating leases, weighted-average discount rate	3.71%

Leases (Summary of Classificati

Leases (Summary of Classification of Right of Use Assets and Lease Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Operating Lease Right of Use Assets:
Gross carrying amount	$ 27,143	$ 27,063
Accumulated amortization	(5,446)	(4,993)
Net book value	$ 21,697	$ 22,070
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other assets	Other assets
Operating Lease Liabilities:
Right of use lease obligations	$ 23,529	$ 23,867
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities	Other liabilities

Leases (Summary of Lease Costs

Leases (Summary of Lease Costs and Other Lease Information (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Lease costs:
Operating lease costs		$ 668	$ 680
Variable lease costs	[1]	113	98
Sublease income		(12)	(11)
Net lease costs		769	767
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from operating leases		643	661
Right of use assets obtained in exchange for new operating lease liabilities		$ 90	$ 864
[1]	Variable lease costs primarily represent variable payments such as common area maintenance, insurance, taxes and utilities.

Leases (Summary of Future Minim

Leases (Summary of Future Minimum Payments Under Non-cancellable Operating Leases (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Leases [Abstract]
2023	$ 1,635
2024	1,769
2025	1,456
2026	1,382
2027	1,302
Thereafter	29,576
Total future minimum operating lease payments	37,120
Amounts representing interest	(13,591)
Present value of net future minimum operating lease payments	$ 23,529	$ 23,867

Leases - Future Minimum Payment

Leases - Future Minimum Payments Under Non-cancellable Operating Leases (Parenthetical) (Details) $ in Millions	Mar. 31, 2022USD ($)
Leases [Abstract]
Lessee Operating Lease Lease Not Yet Commenced	$ 14.5

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Carrying amount of goodwill	$ 67,071		$ 67,071
Amortization expense during the year	$ 254	$ 271

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets (Changes in Carrying Amount of Goodwill) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)
Goodwill [Line Items]
Goodwill, beginning balance	$ 67,071
Acquisitions	0
Goodwill, ending balance	67,071
Banking [Member]
Goodwill [Line Items]
Goodwill, beginning balance	48,536
Acquisitions	0
Goodwill, ending balance	48,536
All Other [Member]
Goodwill [Line Items]
Goodwill, beginning balance	18,535
Acquisitions	0
Goodwill, ending balance	$ 18,535

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets (Gross Carrying Amount Accumulated Amortization and Net Book Value) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Goodwill [Line Items]
Net book value	$ 7,075	$ 7,329
Core Deposits
Goodwill [Line Items]
Gross carrying amount	2,042	2,042
Accumulated amortization	(2,041)	(2,039)
Net book value	1	3
Other Intangible Assets [Member]
Goodwill [Line Items]
Gross carrying amount	14,545	14,545
Accumulated amortization	(7,471)	(7,219)
Net book value	$ 7,074	$ 7,326

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets (Estimated Amortization Expense of Other Intangible Assets) (Details) $ in Thousands	Mar. 31, 2022USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2022 (remainder of year)	$ 731
2023	910
2024	838
2025	766
2026	694
2027	$ 623

Other Assets - Summary of Other

Other Assets - Summary of Other Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Other Assets [Abstract]
Operating lease right of use assets	$ 21,697	$ 22,070
Tax credit investments	55,763	57,010
Derivative instruments	25,192	16,504
Collateral on derivative instruments	0	4,640
Other	89,678	72,976
Total other assets	$ 192,330	$ 173,200

Derivative Instrument and Hed_2

Derivative Instrument and Hedging Activities (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)InterestRateDerivative	Dec. 31, 2021USD ($)
Derivative [Line Items]
Estimated reclassification to interest expense during next twelve months	$ 561
Derivatives Designated as Hedging Instruments [Member]
Derivative [Line Items]
Notional amount	$ 50,000	$ 50,000
Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedge of Interest Rate Risk [Member]
Derivative [Line Items]
Number of months hedging exposure to variability in future cash flows for forecasted transactions	60 months
Number of outstanding forward starting interest rate Derivative | InterestRateDerivative	1
Derivative effective date	2022-04

Derivative Instrument and Hed_3

Derivative Instrument and Hedging Activities (Fair Values of Derivative Instruments on the Balance Sheet) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Derivatives, Fair Value [Line Items]
Asset derivatives	$ 25,192	$ 16,504
Derivatives Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	50,000	50,000
Derivatives Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives	4,031	1,559
Derivatives Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives		0
Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	986,655	945,563
Derivatives Not Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives	21,161	14,945
Derivatives Not Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives	21,170	14,713
Cash Flow Hedge of Interest Rate Risk [Member] | Derivatives Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	50,000	50,000
Cash Flow Hedge of Interest Rate Risk [Member] | Derivatives Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives	4,031	1,559
Cash Flow Hedge of Interest Rate Risk [Member] | Derivatives Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives		0
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	869,706	820,693
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives	21,010	14,702
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives	21,015	14,708
Credit Contract [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	105,692	106,671
Credit Contract [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives	0	0
Credit Contract [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives	0	1
Mortgage Banking [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	11,257	18,199
Mortgage Banking [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives	151	243
Mortgage Banking [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives	$ 155	$ 4

Derivative Instrument and Hed_4

Derivative Instrument and Hedging Activities (Fair Values of Derivative Instruments on the Balance Sheet) (Parenthetical) (Details) - USD ($) $ in Millions	Mar. 31, 2022	Dec. 31, 2021
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Obligations secured with cash	$ 21.8	$ 4

Derivative Instrument and Hed_5

Derivative Instrument and Hedging Activities (Effect of Derivative Instruments on the Income Statement) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	$ 519	$ 1,875
Derivatives Not Designated as Hedging Instruments [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	519	1,875
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Income from Derivative Instruments, Net [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	762	1,772
Credit Contract [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Income from Derivative Instruments, Net [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	0	48
Mortgage Banking [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Income from Derivative Instruments, Net [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	$ 243	$ 55

Shareholders' Equity (Changes i

Shareholders' Equity (Changes in Shares of Common Stock) (Details) - shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Shareholders Equity [Line Items]
Treasury stock, beginning balance	354,103
Shares issued, beginning balance	16,099,556	16,099,556
Treasury stock purchases	0
Treasury stock, ending balance	800,479
Shares issued, ending balance	16,099,556	16,099,556
Common Stock [Member]
Shareholders Equity [Line Items]
Shares outstanding, beginning balance	15,745,453	16,041,926
Shares issued for Landmark Group acquisition		12,831
Restricted stock units released	23,271	18,819
Treasury stock purchases	(469,647)	(244,677)
Shares outstanding, ending balance	15,299,077	15,828,899
Treasury Stock [Member]
Shareholders Equity [Line Items]
Treasury stock, beginning balance	354,103	57,630
Shares issued for Landmark Group acquisition		(12,831)
Restricted stock units released	(23,271)	(18,819)
Treasury stock purchases	469,647	244,677
Treasury stock, ending balance	800,479	270,657

Shareholders' Equity (Narrative

Shareholders' Equity (Narrative) (Details) - $ / shares	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021	Nov. 30, 2020
Stockholders' Equity Note [Abstract]
Shares of common stock authorized to be repurchased				801,879
Number of shares repurchased	461,191	238,439	340,688
Number of shares repurchased	0
Stock repurchased average price	$ 31.99

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Components of Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Other comprehensive income (loss), Pre-tax Amount		$ (72,451)	$ (17,075)
Other comprehensive income (loss), Tax Effect		18,564	(4,375)
Total other comprehensive loss, net of tax		(53,887)	(12,700)
Securities Available for Sale and Transferred Securities [Member]
Other comprehensive income (loss), before Reclassifications, Pre-tax Amount		75,017	(19,362)
Reclassification, Pre-tax Amount	[1]	31	1
Other comprehensive income (loss), Pre-tax Amount		(74,986)	(19,363)
Other comprehensive income (loss), before Reclassifications, Tax Effect		(19,221)	(4,961)
Reclassification, Tax Effect	[1]	8	0
Other comprehensive income (loss), Tax Effect		(19,213)	(4,961)
Other comprehensive income (loss), before Reclassifications, Net-of-tax Amount		(55,796)	(14,401)
Reclassification, Net of tax amount	[1]	23	1
Total other comprehensive loss, net of tax		(55,773)	(14,402)
Accumulated Net Gain (Loss) from Cash Flow Hedges Including Portion Attributable to Noncontrolling Interest [Member]
Other comprehensive income (loss), Pre-tax Amount		2,471	2,103
Other comprehensive income (loss), Tax Effect		(633)	539
Total other comprehensive loss, net of tax		1,838	1,564
Accumulated Defined Benefit Plans Adjustment, Net Prior Service Including Portion Attributable to Noncontrolling Interest [Member]
Other comprehensive income (loss), Pre-tax Amount		0	(1)
Other comprehensive income (loss), Tax Effect		0
Total other comprehensive loss, net of tax		0	(1)
Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Including Portion Attributable to Noncontrolling Interest [Member]
Other comprehensive income (loss), Pre-tax Amount		64	186
Other comprehensive income (loss), Tax Effect		16	47
Total other comprehensive loss, net of tax		48	139
Accumulated Defined Benefit Plans Adjustment Including Portion Attributable to Noncontrolling Interest [Member]
Other comprehensive income (loss), Pre-tax Amount		64	185
Other comprehensive income (loss), Tax Effect		16	47
Total other comprehensive loss, net of tax		$ 48	$ 138
[1]	Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) (Components of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	$ 505,142	$ 468,363
Total other comprehensive loss, net of tax	(53,887)	(12,700)
Balance	446,846	466,284
Hedging Derivative Instruments [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	1,160	(316)
Other comprehensive income (loss) before reclassifications	(1,838)	1,564
Total other comprehensive loss, net of tax	(1,838)	1,564
Balance	2,998	1,248
Securities Available-For-Sale and Transferred Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	4,971	14,743
Other comprehensive income (loss) before reclassifications	55,796	(14,401)
Reclassification, Net of tax amount	23	(1)
Total other comprehensive loss, net of tax	55,773	(14,402)
Balance	60,744	341
Pension And Post-Retirement Obligations [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(9,396)	(12,299)
Reclassification, Net of tax amount	48	138
Total other comprehensive loss, net of tax	48	138
Balance	(9,348)	(12,161)
Accumulated Other Comprehensive Income (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(13,207)	2,128
Other comprehensive income (loss) before reclassifications	(53,958)	(12,837)
Reclassification, Net of tax amount	71	137
Total other comprehensive loss, net of tax	(53,887)	(12,700)
Balance	$ (67,094)	$ (10,572)

Accumulated Other Comprehensi_5

Accumulated Other Comprehensive Income (Loss) (Amounts Reclassified Out of Each Component of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net gain on investment securities		$ 0	$ 74
Interest income		39,558	37,857
Income before income taxes		18,426	26,057
Income tax expense		(3,443)	(5,347)
Net income		14,983	20,710
Securities Available for Sale and Transferred Securities [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification before tax	[1]	(31)	(1)
Reclassification tax	[1]	8	0
Total reclassified for the period	[1]	(23)	(1)
Prior Service Credit [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification before tax	[2]	0	1
Net Actuarial Losses [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification before tax	[2]	(64)	(186)
Pension And Post-Retirement Obligations [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification before tax		(64)	(185)
Reclassification tax		16	47
Total reclassified for the period		(48)	(138)
Accumulated Other Comprehensive income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total reclassified for the period		(71)	(137)
Reclassification out of Accumulated Other Comprehensive Income [Member] | Securities Available for Sale and Transferred Securities [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net gain on investment securities		0	74
Interest income		(31)	(73)
Income before income taxes		(31)	1
Income tax expense		8	0
Net income		$ (23)	$ 1
[1]	Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.
[2]	These items are included in the computation of net periodic pension expense. See Note 14 – Employee Benefit Plans for additional information.

Share-Based Compensation Plan_2

Share-Based Compensation Plans (Summary of Restricted Stock Units and Performance Share Units Activity) (Details)	3 Months Ended
	Mar. 31, 2022$ / sharesshares
RSUs [Member]
Granted, Number of Shares | shares	79,140
Granted, Weighted Average Market Price at Grant Date | $ / shares	$ 29.35
PSUs [Member]
Granted, Number of Shares | shares	29,324
Granted, Weighted Average Market Price at Grant Date | $ / shares	$ 29.35

Share-Based Compensation Plan_3

Share-Based Compensation Plans (Narrative) (Details) $ / shares in Units, $ in Millions	3 Months Ended
	Mar. 31, 2022USD ($)$ / sharesshares
Restricted Stock Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense | $	$ 5.3
Expected recognition expense period, weighted average period in years	2 years 5 months 23 days
PSUs [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted shares of common stock awarded	29,324
Grant date fair value | $ / shares	$ 29.35
Management Stock Incentive Plan [Member] | ROAE Return on Average Equity [Member] | PSUs [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting percentage upon achievement of targets	50.00%
Required service period	3 years
Share-based vesting description	The shares earned based on the achievement of the ROAE performance requirement, if any, will vest on the third anniversary of the grant date assuming the recipient's continuous service to the Company.
Management Stock Incentive Plan [Member] | ROAA Performance Requirement [Member] | Restricted Stock Awards [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted shares of common stock awarded	29,324
Management Stock Incentive Plan [Member] | ROAA Performance Requirement [Member] | PSUs [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting percentage upon achievement of targets	50.00%
Required service period	3 years
Share-based vesting description	The shares earned based on the achievement of the ROAA performance requirement, if any, will vest of the third anniversary of the grant date assuming the recipient's continuous service to the Company. If earned at target level, members of management will receive up to 29,324 shares of our common stock in the aggregate.

Share-Based Compensation Plan_4

Share-Based Compensation Plans (Summary of Restricted Stock Awards and Restricted Stock Units Activity) (Details) - Restricted Stock Awards and Restricted Stock Units [Member]	3 Months Ended
	Mar. 31, 2022$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding at beginning of year, Number of Shares | shares	195,990
Granted, Number of Shares | shares	111,593
Vested, Number of Shares | shares	(23,225)
Forfeited, number of shares | shares	(2,170)
Outstanding at end of period, Number of Shares | shares	282,188
Outstanding at beginning of year, Weighted Average Market Price at Grant Date | $ / shares	$ 26.56
Granted, Weighted Average Market Price at Grant Date | $ / shares	29.35
Vested, Weighted Average Market Price at Grant Date | $ / shares	27.38
Forfeited, Weighted Average Market Price at Grant Date | $ / shares	26.66
Outstanding at end of period, Weighted Average Market Price at Grant Date | $ / shares	$ 27.63

Share-Based Compensation Plan_5

Share-Based Compensation Plans (Share-Based Compensation Expense Included in Consolidated Statements of Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total share-based compensation expense	$ 443	$ 216
Salaries and Employee Benefits [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total share-based compensation expense	406	188
Other Noninterest Expense [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total share-based compensation expense	$ 37	$ 28

Employee Benefit Plans (Compone

Employee Benefit Plans (Components of Net Periodic Benefit Expense) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Retirement Benefits [Abstract]
Service cost	$ 872	$ 1,049
Interest cost on projected benefit obligation	647	551
Expected return on plan assets	(1,141)	(1,306)
Amortization of unrecognized prior service credit	0	(1)
Amortization of unrecognized net actuarial loss	65	186
Net periodic benefit expense	$ 443	$ 479

Employee Benefit Plans (Narrati

Employee Benefit Plans (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)
Minimum [Member]
Defined Contribution Plan Disclosure [Line Items]
Employer contribution	$ 0

Commitments and Contingencies_2

Commitments and Contingencies (Off-Balance Sheet Commitments) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Commitments To Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet commitments	$ 973,487	$ 936,298
Standby Letters Of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet commitments	$ 16,965	$ 24,913

Commitments and Contingencies_3

Commitments and Contingencies (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021	Dec. 31, 2020
Commitments And Contingencies [Line Items]
Allowance for credit loss	$ 40,966	$ 49,828	$ 39,676	$ 52,420
Unfunded Commitments [Member] | Provision for Credit Losses [Member]
Commitments And Contingencies [Line Items]
Credit loss (benefit) expense	241	$ 276
Unfunded Commitments [Member] | Other Liabilities [Member]
Commitments And Contingencies [Line Items]
Allowance for credit loss	$ 2,000		$ 1,800

Fair Value Measurements (Assets

Fair Value Measurements (Assets Measured at Fair Value on a Recurring and Non-Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	$ 1,119,362	$ 1,178,515
Loan Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	1,504
Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	31,746
Long-lived Assets Held for Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	2,560
Measured On A Recurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	1,123,393	1,180,074
Liabilities at fair value	9	(232)
Measured On A Recurring Basis [Member] | Derivative Instruments, Liabilities [Member] | Cash Flow Hedge of Interest Rate Risk [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value		(1,559)
Measured On A Recurring Basis [Member] | Derivative Instruments, Liabilities [Member] | Interest Rate Swaps [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(21,015)	14,708
Measured On A Recurring Basis [Member] | Derivative Instruments, Liabilities [Member] | Credit Contract [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	0	1
Measured On A Recurring Basis [Member] | Derivative Instruments, Liabilities [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(155)	4
Measured On A Recurring Basis [Member] | U.S. Government Agency And Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	29,305	15,891
Measured On A Recurring Basis [Member] | Mortgage-Backed Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	1,090,057	1,162,624
Measured On A Recurring Basis [Member] | Derivative Instruments, Assets [Member] | Cash Flow Hedge of Interest Rate Risk [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	4,031
Measured On A Recurring Basis [Member] | Derivative Instruments, Assets [Member] | Interest Rate Swaps [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	21,010	14,702
Measured On A Recurring Basis [Member] | Derivative Instruments, Assets [Member] | Credit Contract [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	0	0
Measured On A Recurring Basis [Member] | Derivative Instruments, Assets [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	151	243
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	1,123,393	1,180,074
Liabilities at fair value	9	(232)
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Liabilities [Member] | Cash Flow Hedge of Interest Rate Risk [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value		(1,559)
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Liabilities [Member] | Interest Rate Swaps [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(21,015)	14,708
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Liabilities [Member] | Credit Contract [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	0	1
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Liabilities [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(155)	4
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | U.S. Government Agency And Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	29,305	15,891
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Mortgage-Backed Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	1,090,057	1,162,624
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Assets [Member] | Cash Flow Hedge of Interest Rate Risk [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	4,031
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Assets [Member] | Interest Rate Swaps [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	21,010	14,702
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Assets [Member] | Credit Contract [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	0	0
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Assets [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	151	243
Measured On A Nonrecurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	41,354	43,763
Liabilities at fair value	0
Measured On A Nonrecurring Basis [Member] | Loans Held For Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	5,544	6,202
Measured On A Nonrecurring Basis [Member] | Loan Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	1,504	1,517
Measured On A Nonrecurring Basis [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	31,746	33,484
Measured On A Nonrecurring Basis [Member] | Other Real Estate Owned [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value		0
Measured On A Nonrecurring Basis [Member] | Long-lived Assets Held for Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	2,560	2,560
Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	5,544	6,202
Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member] | Loans Held For Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	5,544	6,202
Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value		0
Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member] | Long-lived Assets Held for Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	0
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	35,810	37,561
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Loan Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	1,504	1,517
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	31,746	33,484
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Other Real Estate Owned [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value		0
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Long-lived Assets Held for Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	$ 2,560	$ 2,560

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Mar. 31, 2021
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Level 1 to Level 2 transfers, assets amount	$ 0
Level 2 to Level 1 transfers, assets amount	0
Assets measured at fair value on recurring basis using significant unobservable inputs	0	$ 0
Measured On A Nonrecurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Level 2 to Level 1 transfers, liabilities amount	0
Liabilities measured at fair value on nonrecurring basis	$ 0

Fair Value Measurements (Additi

Fair Value Measurements (Additional Quantitative Information about Assets Measured at Fair Value on a Recurring and Non-Recurring Basis) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)
Collateral Dependent Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets at fair value	$ 31,746
Collateral Dependent Loans [Member] | Weighted Average [Member] | Appraisal of Collateral [Member] | Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	24.70%	[1],[2],[3]
Collateral Dependent Loans [Member] | Minimum [Member] | Appraisal of Collateral [Member] | Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	0.00%
Collateral Dependent Loans [Member] | Maximum [Member] | Appraisal of Collateral [Member] | Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	45.00%
Loan Servicing Rights [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets at fair value	$ 1,504
Loan Servicing Rights [Member] | Weighted Average [Member] | Discounted Cash Flow [Member] | Discount Rate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	10.20%	[3]
Loan Servicing Rights [Member] | Weighted Average [Member] | Discounted Cash Flow [Member] | Constant Prepayment Rate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	14.40%	[3]
Long-lived Assets Held for Sale [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets at fair value	$ 2,560
Long-lived Assets Held for Sale [Member] | Minimum [Member] | Appraisal of Collateral [Member] | Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	11.00%	[1],[2]
Long-lived Assets Held for Sale [Member] | Maximum [Member] | Appraisal of Collateral [Member] | Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	40.00%	[1],[2]
[1]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
[2]	Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable.
[3]	Weighted averages.

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Amount, Estimated Fair Value, and Placement in Fair Value Hierarchy of Financial Instruments) (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Securities available for sale		$ 1,119,362	$ 1,178,515
Securities held to maturity, fair value		206,367	209,820
Carrying Amount [Member] | Level 1 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Cash and cash equivalents		170,404	79,112
Accrued interest receivable		16,004	15,482
Non-maturity deposits		4,085,737	3,905,136
Short-term borrowings			30,000
Accrued interest payable		2,794	2,147
Carrying Amount [Member] | Level 2 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Securities available for sale		1,119,362	1,178,515
Securities held to maturity, fair value		211,173	205,581
Loans held for sale		5,544	6,202
Loans		3,660,936	3,606,276
Long-lived assets held for sale		2,560	2,560
FHLB and FRB stock		9,457	10,770
Time deposits		917,195	921,954
Long-term borrowings		73,989	73,911
Carrying Amount [Member] | Level 2 Inputs [Member] | Cash Flow Hedge of Interest Rate Risk [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		4,031	1,559
Derivative instruments, liabilities			0
Carrying Amount [Member] | Level 2 Inputs [Member] | Interest Rate Products [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		21,010	14,702
Derivative instruments, liabilities		21,016	14,708
Carrying Amount [Member] | Level 2 Inputs [Member] | Credit Contract [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		0	0
Derivative instruments, liabilities		0	1
Carrying Amount [Member] | Level 2 Inputs [Member] | Mortgage Banking [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		151	243
Derivative instruments, liabilities		155	4
Carrying Amount [Member] | Level 3 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Loans	[1]	31,746	33,484
Estimated Fair Value [Member] | Level 1 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Cash and cash equivalents		170,404	79,112
Accrued interest receivable		16,004	15,482
Non-maturity deposits		4,085,737	3,905,136
Short-term borrowings			30,000
Accrued interest payable		2,794	2,147
Estimated Fair Value [Member] | Level 2 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Securities available for sale		1,119,362	1,178,515
Securities held to maturity, fair value		206,367	209,820
Loans held for sale		5,544	6,202
Loans		3,661,983	3,642,351
Long-lived assets held for sale		2,560	2,560
FHLB and FRB stock		9,457	10,770
Time deposits		912,674	920,699
Long-term borrowings		73,535	77,792
Estimated Fair Value [Member] | Level 2 Inputs [Member] | Cash Flow Hedge of Interest Rate Risk [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		4,031	1,559
Derivative instruments, liabilities			0
Estimated Fair Value [Member] | Level 2 Inputs [Member] | Interest Rate Products [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		21,010	14,702
Derivative instruments, liabilities		21,016	14,708
Estimated Fair Value [Member] | Level 2 Inputs [Member] | Credit Contract [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		0	0
Derivative instruments, liabilities		0	1
Estimated Fair Value [Member] | Level 2 Inputs [Member] | Mortgage Banking [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		151	243
Derivative instruments, liabilities		155	4
Estimated Fair Value [Member] | Level 3 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Loans	[1]	$ 31,746	$ 33,484
[1]	Comprised of collateral dependent loans.

Segment Reporting (Narrative) (

Segment Reporting (Narrative) (Details)	3 Months Ended
	Mar. 31, 2022Segment
Segment Reporting [Abstract]
Number of reportable segments	1

Segment Reporting (Business Seg

Segment Reporting (Business Segment Assets) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Segment Reporting Information [Line Items]
Goodwill	$ 67,071	$ 67,071
Other intangible assets, net	7,075	7,329
Total assets	5,630,498	5,520,779
Banking [Member]
Segment Reporting Information [Line Items]
Goodwill	48,536	48,536
All Other [Member]
Segment Reporting Information [Line Items]
Goodwill	18,535	18,535
Operating Segment [Member] | Banking [Member]
Segment Reporting Information [Line Items]
Goodwill	48,536	48,536
Other intangible assets, net	1	3
Total assets	5,591,501	5,481,889
Operating Segment [Member] | All Other [Member]
Segment Reporting Information [Line Items]
Goodwill	18,535	18,535
Other intangible assets, net	7,074	7,326
Total assets	$ 38,997	$ 38,890

Segment Reporting (Business S_2

Segment Reporting (Business Segment Profit (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Segment Reporting Information [Line Items]
Net interest income (expense)	$ 39,558	$ 37,857
Benefit (provision) for credit losses	2,319	1,981
Noninterest income	11,322	12,959
Noninterest expense	(30,135)	(26,740)
Income before income taxes	18,426	26,057
Income tax (expense) benefit	(3,443)	(5,347)
Net income	14,983	20,710
Operating Segment [Member] | Banking [Member]
Segment Reporting Information [Line Items]
Net interest income (expense)	40,618	38,918
Benefit (provision) for credit losses	2,319	1,981
Noninterest income	6,627	9,275
Noninterest expense	(25,872)	(22,633)
Income before income taxes	19,054	27,541
Income tax (expense) benefit	(3,636)	(6,035)
Net income	15,418	21,506
Operating Segment [Member] | All Other [Member]
Segment Reporting Information [Line Items]
Net interest income (expense)	(1,060)	(1,061)
Noninterest income	4,695	3,684
Noninterest expense	4,263	(4,107)
Income before income taxes	(628)	(1,484)
Income tax (expense) benefit	193	688
Net income	$ (435)	$ (796)