Financial Institutions (FISI) 10-Q 5 Aug 24 2024 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2024	Jul. 31, 2024
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2024
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2024
Trading Symbol	FISI
Entity Registrant Name	Financial Institutions, Inc.
Entity Central Index Key	0000862831
Current Fiscal Year End Date	--12-31
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity File Number	000-26481
Entity Tax Identification Number	16-0816610
Entity Incorporation, State or Country Code	NY
Entity Address, Address Line One	220 LIBERTY STREET
Entity Address, City or Town	WARSAW
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	14569
City Area Code	585
Local Phone Number	786-1100
Entity Common Stock, Shares Outstanding		15,472,395
Entity Interactive Data Current	Yes
Document Quarterly Report	true
Document Transition Report	false
Title of 12(b) Security	Common stock, par value $0.01 per share
Security Exchange Name	NASDAQ

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 146,347	$ 124,442
Securities available for sale, at fair value (amortized cost of $1,030,844 and $1,037,990, respectively)	871,635	887,730
Securities held to maturity, at amortized cost (net of allowance for credit losses of $3 and $4, respectively) (fair value of $115,849 and $137,030, respectively)	128,271	148,156
Loans held for sale	2,099	1,370
Loans (net of allowance for credit losses of $43,952 and $51,082, respectively)	4,417,516	4,411,057
Company owned life insurance	164,033	161,363
Premises and equipment, net	39,520	39,902
Goodwill and other intangible assets, net	60,979	72,504
Other assets	301,372	314,357
Total assets	6,131,772	6,160,881
Deposits:
Noninterest-bearing demand	939,346	1,010,614
Interest-bearing demand	711,580	713,158
Savings and money market	2,007,256	2,084,444
Time deposits	1,475,139	1,404,696
Total deposits	5,133,321	5,212,912
Short-term borrowings	202,000	185,000
Long-term borrowings, net of issuance costs of $313 and $468, respectively	124,687	124,532
Other liabilities	204,097	183,641
Total liabilities	5,664,105	5,706,085
Shareholders’ equity:
Total preferred equity	17,292	17,292
Common stock, $0.01 par value; 50,000,000 shares authorized; 16,099,556 shares issued	161	161
Additional paid-in capital	124,704	125,841
Retained earnings	469,399	451,687
Accumulated other comprehensive loss	(125,774)	(119,941)
Treasury stock, at cost - 627,161 and 692,150 shares, respectively	(18,115)	(20,244)
Total shareholders’ equity	467,667	454,796
Total liabilities and shareholders’ equity	6,131,772	6,160,881
Series A 3% Preferred Stock [Member]
Shareholders’ equity:
Total preferred equity	143	143
Series B-1 8.48% Preferred Stock [Member]
Shareholders’ equity:
Total preferred equity	$ 17,149	$ 17,149

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2024	Jun. 30, 2024	Dec. 31, 2023
Securities available for sale, at fair value, amortized cost	$ 1,030,844	$ 1,030,844	$ 1,037,990
Securities held to maturity, allowance for credit losses	3	3	4
Securities held to maturity, fair value	115,849	115,849	137,030
Loans, allowance for credit losses	43,952	43,952	51,082
Debt issuance costs	$ 313	$ 313	$ 468
Common stock, par value	$ 0.01	$ 0.01	$ 0.01
Common stock, shares authorized	50,000,000	50,000,000	50,000,000
Common stock, shares issued	16,099,556	16,099,556	16,099,556
Treasury stock, shares	627,161	627,161	692,150
Series A 3% Preferred Stock [Member]
Preferred stock, par value	$ 100	$ 100	$ 100
Preferred stock, shares authorized	1,533	1,533	1,533
Preferred stock, shares issued	1,435	1,435	1,435
Preferred stock, dividend percentage	3%	3%	3%
Series B-1 8.48% Preferred Stock [Member]
Preferred stock, par value	$ 100	$ 100	$ 100
Preferred stock, shares authorized	200,000	200,000	200,000
Preferred stock, shares issued	171,486	171,486	171,486
Preferred stock, dividend percentage	8.48%	8.48%	8.48%

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Interest income:
Interest and fees on loans	$ 70,676	$ 64,052	$ 141,009	$ 121,150
Interest and dividends on investment securities	6,401	5,877	12,496	11,934
Other interest income	1,711	1,186	3,696	1,802
Total interest income	78,788	71,115	157,201	134,886
Interest expense:
Deposits	35,073	24,054	70,311	43,348
Short-term borrowings	958	3,159	2,487	4,361
Long-term borrowings	1,564	1,565	3,128	3,025
Total interest expense	37,595	28,778	75,926	50,734
Net interest income	41,193	42,337	81,275	84,152
Provision (benefit) for credit losses	2,041	3,230	(3,415)	7,444
Net interest income after provision (benefit) for credit losses	39,152	39,107	84,690	76,708
Noninterest income:
Service charges on deposits	979	1,223	2,056	2,250
Insurance income	4	1,328	2,138	3,415
Card interchange income	2,008	2,107	3,910	4,046
Investment advisory	2,779	2,819	5,361	5,742
Company owned life insurance	1,360	953	2,658	1,947
Investments in limited partnerships	803	469	1,145	720
Loan servicing	158	114	333	260
Income from derivative instruments, net	377	703	551	1,199
Net gain on sale of loans held for sale	124	122	212	234
Net gain (loss) on other assets	13,508	(7)	13,495	32
Net gain on tax credit investments	406	489	31	288
Other	1,508	1,146	3,025	2,257
Total noninterest income	24,014	11,466	34,915	22,390
Noninterest expense:
Salaries and employee benefits	15,748	17,754	33,088	35,887
Occupancy and equipment	3,448	3,538	7,200	7,268
Professional services	1,794	1,273	4,166	2,768
Computer and data processing	5,342	4,750	10,728	9,441
Supplies and postage	437	473	912	963
FDIC assessments	1,346	1,239	2,641	2,354
Advertising and promotions	440	498	737	812
Amortization of intangibles	114	230	331	464
Restructuring recoveries	0	(19)	0	(19)
Deposit-related charged-off items	398	467	19,577	790
Other	3,953	3,579	7,653	6,715
Total noninterest expense	33,020	33,782	87,033	67,443
Income (loss) before income taxes	30,146	16,791	32,572	31,655
Income tax expense	4,517	2,418	4,873	5,193
Net income	25,629	14,373	27,699	26,462
Preferred stock dividends	364	364	729	729
Net income available to common shareholders	$ 25,265	$ 14,009	$ 26,970	$ 25,733
Earnings per common share (Note 2):
Basic	$ 1.64	$ 0.91	$ 1.75	$ 1.68
Diluted	1.62	0.91	1.73	1.67
Cash dividends declared per common share	$ 0.3	$ 0.3	$ 0.6	$ 0.6

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Statement of Comprehensive Income [Abstract]
Net Income (Loss)	$ 25,629	$ 14,373	$ 27,699	$ 26,462
Other comprehensive income (loss), net of tax:
Securities available for sale and transferred securities	529	(8,648)	(6,635)	1,986
Hedging derivative instruments	(205)	1,404	470	741
Pension and post-retirement obligations	166	144	332	288
Total other comprehensive income (loss), net of tax	490	(7,100)	(5,833)	3,015
Comprehensive income	$ 26,119	$ 7,273	$ 21,866	$ 29,477

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Series A 3% Preferred Stock [Member]	Series B-1 8.48% Preferred Stock [Member]	Preferred Equity [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Retained Earnings [Member] Series A 3% Preferred Stock [Member]	Retained Earnings [Member] Series B-1 8.48% Preferred Stock [Member]	Accumulated Other Comprehensive Loss [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2022	$ 405,605			$ 17,292	$ 161	$ 126,636	$ 421,340			$ (137,487)	$ (22,337)
Comprehensive income (loss):
Net Income (Loss)	12,089						12,089
Other comprehensive income (loss), net of tax	10,115									10,115
Purchases of common stock for treasury	(561)										(561)
Share-based compensation plans:
Share-based compensation	551					551
Restricted stock units released						(1,711)					1,711
Cash dividends declared:
Preferred stock dividends per share		$ (1)	$ (364)					$ (1)	$ (364)
Common stock dividends per share	(4,611)						(4,611)
Balance at Mar. 31, 2023	422,823			17,292	161	125,476	428,453			(127,372)	(21,187)
Balance at Dec. 31, 2022	405,605			17,292	161	126,636	421,340			(137,487)	(22,337)
Comprehensive income (loss):
Net Income (Loss)	26,462
Other comprehensive income (loss), net of tax	3,015									3,015
Balance at Jun. 30, 2023	425,873			17,292	161	125,457	437,851			(134,472)	(20,416)
Balance at Mar. 31, 2023	422,823			17,292	161	125,476	428,453			(127,372)	(21,187)
Comprehensive income (loss):
Net Income (Loss)	14,373						14,373
Other comprehensive income (loss), net of tax	(7,100)									(7,100)
Purchases of common stock for treasury	(2)										(2)
Share-based compensation plans:
Share-based compensation	657					657
Restricted stock units released						(9)					9
Restricted stock awards issued						(590)					590
Stock awards	97					(77)					174
Cash dividends declared:
Preferred stock dividends per share		(1)	(363)					(1)	(363)
Common stock dividends per share	(4,611)						(4,611)
Balance at Jun. 30, 2023	425,873			17,292	161	125,457	437,851			(134,472)	(20,416)
Balance at Dec. 31, 2023	454,796			17,292	161	125,841	451,687			(119,941)	(20,244)
Comprehensive income (loss):
Net Income (Loss)	2,070						2,070
Other comprehensive income (loss), net of tax	(6,323)									(6,323)
Purchases of common stock for treasury	(393)										(393)
Share-based compensation plans:
Share-based compensation	569					569
Restricted stock units released						(1,783)					1,783
Cash dividends declared:
Preferred stock dividends per share		(1)	(364)					(1)	(364)
Common stock dividends per share	(4,620)						(4,620)
Balance at Mar. 31, 2024	445,734			17,292	161	124,627	448,772			(126,264)	(18,854)
Balance at Dec. 31, 2023	454,796			17,292	161	125,841	451,687			(119,941)	(20,244)
Comprehensive income (loss):
Net Income (Loss)	27,699
Other comprehensive income (loss), net of tax	(5,833)									(5,833)
Balance at Jun. 30, 2024	467,667			17,292	161	124,704	469,399			(125,774)	(18,115)
Balance at Mar. 31, 2024	445,734			17,292	161	124,627	448,772			(126,264)	(18,854)
Comprehensive income (loss):
Net Income (Loss)	25,629						25,629
Other comprehensive income (loss), net of tax	490									490
Purchases of common stock for treasury	(3)										(3)
Share-based compensation plans:
Share-based compensation	746					746
Restricted stock units released						(15)					15
Restricted stock awards issued						(607)					607
Stock awards	73					(47)					120
Cash dividends declared:
Preferred stock dividends per share		$ (1)	$ (363)					$ (1)	$ (363)
Common stock dividends per share	(4,638)						(4,638)
Balance at Jun. 30, 2024	$ 467,667			$ 17,292	$ 161	$ 124,704	$ 469,399			$ (125,774)	$ (18,115)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended				12 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2023
Common stock dividends per share, declared	$ 0.3	$ 0.3	$ 0.3	$ 0.3
Series A 3% Preferred Stock [Member]
Preferred stock, dividend percentage	3%	3%	3%	3%	3%
Preferred stock dividends per share, declared	$ 0.75	$ 0.75	$ 0.75	$ 0.75
Series B-1 8.48% Preferred Stock [Member]
Preferred stock, dividend percentage	8.48%	8.48%	8.48%	8.48%	8.48%
Preferred stock dividends per share, declared	$ 2.12	$ 2.12	$ 2.12	$ 2.12

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Cash flows from operating activities:
Net income	$ 27,699	$ 26,462
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	3,894	4,090
Net amortization of premiums on securities	1,456	1,792
(Benefit) provision for credit losses	(3,415)	7,444
Share-based compensation	1,315	1,208
Deferred income tax expense (benefit)	2,384	(510)
Proceeds from sale of loans held for sale	19,920	7,791
Originations of loans held for sale	(20,437)	(7,812)
Income on company owned life insurance	(2,658)	(1,947)
Net gain on sale of loans held for sale	(212)	(234)
Net gain on sale of assets of subsidiary	(13,520)	0
Net gain on other assets	25	(32)
Non-cash restructuring recoveries against assets	0	(19)
Decrease (increase) in other assets	10,134	(21,176)
Increase (decrease) in other liabilities	21,379	(2,242)
Net cash provided by operating activities	47,964	14,815
Cash flows from investing activities:
Purchases of available for sale securities	(124,748)	0
Purchases of held to maturity securities	(762)	(1,209)
Proceeds from principal payments, maturities and calls on available for sale securities	130,587	43,342
Proceeds from principal payments, maturities and calls on held to maturity securities	20,527	30,077
Net loan originations	(3,572)	(350,085)
Net payments for company owned life insurance	(12)	(13)
Proceeds from sale of assets of subsidiary	27,000	0
Purchases of premises and equipment	(2,125)	(1,232)
Net cash provided by (used in) investing activities	46,895	(279,120)
Cash flows from financing activities:
Net (decrease) increase in deposits	(79,591)	105,437
Net increase in short-term borrowings	17,000	169,000
Proceeds from long-term borrowings	0	50,000
Purchases of common stock for treasury	(396)	(563)
Cash dividends paid to common and preferred shareholders	(9,967)	(9,787)
Net cash (used in) provided by financing activities	(72,954)	314,087
Net increase in cash and cash equivalents	21,905	49,782
Cash and cash equivalents, beginning of period	124,442	130,466
Cash and cash equivalents, end of period	$ 146,347	$ 180,248

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Jun. 30, 2023	Mar. 31, 2023	Jun. 30, 2024	Jun. 30, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 25,629	$ 2,070	$ 14,373	$ 12,089	$ 27,699	$ 26,462

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Jun. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Basis of Presentation and Summa

Basis of Presentation and Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2024
Accounting Policies [Abstract]
Basis of Presentation and Summary of Significant Accounting Policies	(1.) BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations Financial Institutions, Inc. (the “Company”) is a financial holding company organized in 1931 under the laws of New York State (“New York”). The Company provides diversified financial services through its subsidiaries, Five Star Bank (the “Bank”) and Courier Capital, LLC (“Courier Capital”). The Company offers a broad array of deposit, lending and other financial services to individuals, municipalities and businesses in Western and Central New York through its wholly owned New York chartered banking subsidiary, the Bank. The Bank also has commercial loan production offices in Ellicott City (Baltimore), Maryland and Syracuse, New York, and indirect lending network relationships with franchised automobile dealers in the Capital District of New York. Effective January 1, 2024, the Company exited the Pennsylvania automobile market to align our focus more fully around its core Upstate New York market. The Company’s Banking-as-a-Service (“BaaS”) business offers banking capabilities to non-bank financial service providers and other financial technology firms (“FinTechs”), allowing them to provide banking services to their end users. These BaaS partnerships allow the Bank to offer banking services and products beyond our traditional footprint. Courier Capital provides customized investment management, investment consulting and retirement plan services to individuals, businesses, institutions, foundations and retirement plans. On April 1, 2024, the Company announced and closed the sale of the assets of its former subsidiary SDN Insurance Agency, LLC (“SDN”), which provided a broad range of insurance services to personal and business clients, to NFP Property & Casualty Services, Inc., a subsidiary of NFP Corp. The sale generated $ 27 million in proceeds, or a pre-tax gain of $ 13.5 million, after selling costs, which was recorded to net gain (loss) on other assets on the Company’s statement of income. The all-cash transaction value represented approximately four times our 2023 insurance revenue. Following the sale of the assets of SDN, the Company changed the name of the entity to Five Star Advisors LLC and expects to utilize it to serve as a conduit to refer insurance business to NFP. Basis of Presentation The consolidated financial statements include the accounts of the Company and its subsidiaries. All significant intercompany accounts and transactions have been eliminated in consolidation. The accounting and reporting policies conform to U.S. generally accepted accounting principles (“GAAP”). Certain information and footnote disclosures normally included in financial statements prepared in conformity with GAAP have been condensed or omitted pursuant to such rules and regulations. However, in the opinion of management, the accompanying consolidated financial statements reflect all adjustments of a normal and recurring nature necessary for a fair presentation of the consolidated statements of financial condition, income, comprehensive income, changes in shareholders’ equity and cash flows for the periods indicated and contain adequate disclosures to make the information presented not misleading. These consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2023 . The results of operations for any interim periods are not necessarily indicative of the results which may be expected for the entire year or any other period. Reclassifications Certain reclassifications of previously reported amounts have been made to conform to the current year’s presentation. Such reclassifications did not impact net income or shareholders’ equity as previously reported. Use of Estimates The preparation of these financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates relate to the determination of the allowance for credit losses, the carrying value of goodwill and deferred tax assets, and assumptions used in the defined benefit pension plan accounting. Cash Flow Reporting Supplemental cash flow information is summarized as follows for the six months ended June 30, 2024 and 2023 (in thousands): 2024 2023 Supplemental information: Cash paid for interest $ 83,951 $ 61,108 Cash paid for income taxes 3,107 4,678 Noncash investing and financing activities: Real estate and other assets acquired in settlement of loans 63 163 Accrued and declared unpaid dividends 5,002 4,975 (1.) BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Fraudulent Activity In early March 2024, the Company discovered fraudulent activity associated with deposit transactions conducted over the course of several business days by an in-market business customer of the Bank, which resulte d in an $ 18.2 million pre-tax loss for the six months ended June 30, 2024. The fraud exposure arose from non-contractual, external fraud, and was treated as an operational loss, recorded in deposit-related charged-off items, in noninterest expense for the first quarter of 2024, with a small recovery of $ 143 thousand being recorded for the second quarter of 2024. The Bank is working with the appropriate law enforcement authorities in connection with this matter and is aggressively pursuing all legal recourse available to recover additional funds and minimize the loss. However, there can be no assurance that the Company will be able to recover any further offset to the deposit loss. The ultimate financial impact could be lower and will depend, in part, on the Bank’s success in its efforts to recover the funds. Recent Accounting Pronouncements In March 2023, the FASB issued ASU No. 2023-02, Investments — Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method. The ASU allows for entities to consistently account for tax credit equity investments utilizing the proportional amortization method across all types of tax credits when certain requirements are met. The election of proportional amortization method must be made on a programmatic basis rather than an individual investment basis. For previously held tax credit investments, the amendments will be applied either on a modified retrospective basis or a retrospective basis. The amendments are effective for fiscal years beginning after December 15, 2023, including interim periods within those fiscal years. Early adoption is permitted. The adoption of this guidance did not have a material impact on the Company’s consolidated financial statements. Standards Not Yet Effective In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. The amendments expand the disclosure requirements of segment expenses, as well as adding disclosure of the title and position of the chief operation decision maker “CODM” and an explanation of how the CODM uses the reported measures of segment profit or loss in assessing segment performance and deciding how to allocate resources is also required. The amendments are effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted. The adoption of this guidance may require additional disclosure in the Company’s financial statement related to segments. In December 2023, the FASB issued ASU 2023-09, Income Tax (Topic 740): Improvements to Income Tax Disclosures. The amendments expand the disclosure requirements of income taxes, primarily related to the income tax rate reconciliation and income taxes paid. The guidance also eliminates certain existing disclosure requirements related to uncertain tax positions and unrecognized deferred income tax liabilities. The amendments are effective for fiscal years beginning after December 15, 2024, and interim periods within fiscal years beginning after December 15, 2025. Early adoption is permitted. The adoption of this guidance is not expected to have a material impact on the Company’s consolidated financial statements.

Earnings Per Common Share ("EPS

Earnings Per Common Share ("EPS")	6 Months Ended
	Jun. 30, 2024
Earnings Per Share [Abstract]
Earnings Per Common Share ("EPS")	(2.) EARNINGS PER COMMON SHARE (“EPS”) The following table presents a reconciliation of the earnings and shares used in calculating basic and diluted EPS (in thousands, except per share amounts). Three months ended Six months ended 2024 2023 2024 2023 Net income available to common shareholders $ 25,265 $ 14,009 $ 26,970 $ 25,733 Weighted average common shares outstanding: Total shares issued 16,100 16,100 16,100 16,100 Unvested restricted stock awards ( 10 ) ( 7 ) ( 10 ) ( 10 ) Treasury shares ( 646 ) ( 721 ) ( 666 ) ( 734 ) Total basic weighted average common shares outstanding 15,444 15,372 15,424 15,356 Incremental shares from assumed: Vesting of restricted stock awards 112 41 127 71 Total diluted weighted average common shares outstanding 15,556 15,413 15,551 15,427 Basic earnings per common share $ 1.64 $ 0.91 $ 1.75 $ 1.68 Diluted earnings per common share $ 1.62 $ 0.91 $ 1.73 $ 1.67 For each of the periods presented, average shares subject to the following instruments were excluded from the computation of diluted EPS because the effect would be antidilutive (in thousands): Three months ended Six months ended 2024 2023 2024 2023 Restricted stock awards — 5 — —

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2024
Investments [Abstract]
Investment Securities	(3.) INVESTMENT SECURITIES The amortized cost and fair value of investment securities are summarized below (in thousands): Amortized Unrealized Unrealized Fair Cost Gains Losses Value June 30, 2024 Securities available for sale: U.S. Government agency and government sponsored enterprises $ 24,535 $ — $ 2,743 $ 21,792 Mortgage-backed securities: Federal National Mortgage Association 431,188 — 64,624 366,564 Federal Home Loan Mortgage Corporation 383,882 151 63,585 320,448 Government National Mortgage Association 123,508 109 22,689 100,928 Collateralized mortgage obligations: Federal National Mortgage Association 10,385 — 2,295 8,090 Federal Home Loan Mortgage Corporation 38,505 64 4,228 34,341 Government National Mortgage Association 16,841 234 — 17,075 Privately issued — 384 — 384 Total mortgage-backed securities 1,004,309 942 157,421 847,830 Other debt securities 2,000 13 — 2,013 Total available for sale securities $ 1,030,844 $ 955 $ 160,164 $ 871,635 Securities held to maturity: U.S. Government agency and government sponsored enterprises $ 16,588 $ — $ 639 $ 15,949 State and political subdivisions 52,811 23 5,531 47,303 Mortgage-backed securities: Federal National Mortgage Association 5,637 — 630 5,007 Federal Home Loan Mortgage Corporation 7,533 — 1,398 6,135 Government National Mortgage Association 19,335 — 2,216 17,119 Collateralized mortgage obligations: Federal National Mortgage Association 10,354 — 829 9,525 Federal Home Loan Mortgage Corporation 12,718 — 928 11,790 Government National Mortgage Association 3,298 — 277 3,021 Total mortgage-backed securities 58,875 — 6,278 52,597 Total held to maturity securities 128,274 $ 23 $ 12,448 $ 115,849 Allowance for credit losses – securities ( 3 ) Total held to maturity securities, net $ 128,271 December 31, 2023 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ 24,535 $ — $ 2,724 $ 21,811 Mortgage-backed securities: Federal National Mortgage Association 449,418 — 61,219 388,199 Federal Home Loan Mortgage Corporation 402,399 488 59,665 343,222 Government National Mortgage Association 126,417 252 21,409 105,260 Collateralized mortgage obligations: Federal National Mortgage Association 10,954 — 2,343 8,611 Federal Home Loan Mortgage Corporation 19,766 — 4,186 15,580 Government National Mortgage Association 4,501 221 — 4,722 Privately issued — 325 — 325 Total mortgage-backed securities 1,013,455 1,286 148,822 865,919 Total available for sale securities $ 1,037,990 $ 1,286 $ 151,546 $ 887,730 (3.) INVESTMENT SECURITIES (Continued) Amortized Unrealized Unrealized Fair Cost Gains Losses Value December 31, 2023 (continued) Securities held to maturity: U.S. Government agencies and government sponsored enterprises $ 16,513 $ — $ 530 $ 15,983 State and political subdivisions 68,854 34 5,106 63,782 Mortgage-backed securities: Federal National Mortgage Association 5,729 — 467 5,262 Federal Home Loan Mortgage Corporation 7,648 — 1,269 6,379 Government National Mortgage Association 20,223 — 1,703 18,520 Collateralized mortgage obligations: Federal National Mortgage Association 11,432 — 851 10,581 Federal Home Loan Mortgage Corporation 14,196 — 968 13,228 Government National Mortgage Association 3,565 — 270 3,295 Total mortgage-backed securities 62,793 — 5,528 57,265 Total held to maturity securities 148,160 $ 34 $ 11,164 $ 137,030 Allowance for credit losses – securities ( 4 ) Total held to maturity securities, net $ 148,156 The Company elected to exclude accrued interest receivable (“AIR”) from the amortized cost basis of debt securities disclosed throughout this footnote. For available for sale (“AFS”) debt securities, AIR totaled $ 2.1 million as of both June 30, 2024 and December 31, 2023. For held to maturity (“HTM”) debt securities, AIR totaled $ 559 thousand and $ 571 thousand as of June 30, 2024 and December 31, 2023, respectively. AIR is included in other assets on the Company’s consolidated statements of financial condition. For the three months ended June 30, 2024 and 2023 , the provision for credit losses for HTM investment securities was less than $ 1 thousand in each period. The provision for credit losses for HTM investment securities was less than $ 1 thousand in the six months ended June 30, 2024 and $ 1 thousand in the six months ended June 30, 2023. Investment securities with a total fair value of $ 891.0 million and $ 845.2 million at June 30, 2024 and December 31, 2023, respectively, were pledged as collateral to secure public deposits and for other purposes required or permitted by law. There were no sales of securities available for sale for the six months ended June 30, 2024 and 2023. The scheduled maturities of securities available for sale and securities held to maturity at June 30, 2024 are shown below (in thousands). Actual expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Amortized Fair Cost Value Debt securities available for sale: Due in one year or less $ 12 $ 12 Due from one to five years 43,722 39,958 Due after five years through ten years 128,801 114,101 Due after ten years 858,309 717,564 Total available for sale securities $ 1,030,844 $ 871,635 Debt securities held to maturity: Due in one year or less $ 20,915 $ 20,690 Due from one to five years 19,567 18,992 Due after five years through ten years 28,818 25,867 Due after ten years 58,974 50,300 Total held to maturity securities $ 128,274 $ 115,849 (3.) INVESTMENT SECURITIES (Continued) Unrealized losses on investment securities for which an allowance for credit losses has not been recorded and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (in thousands): Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses June 30, 2024 Securities available for sale: U.S. Government agencies and government $ — $ — $ 21,792 $ 2,743 $ 21,792 $ 2,743 Mortgage-backed securities: Federal National Mortgage Association — — 366,564 64,624 366,564 64,624 Federal Home Loan Mortgage Corporation — — 320,448 63,585 320,448 63,585 Government National Mortgage Association — — 100,928 22,689 100,928 22,689 Collateralized mortgage obligations: Federal National Mortgage Association — — 8,090 2,295 8,090 2,295 Federal Home Loan Mortgage Corporation — — 34,341 4,228 34,341 4,228 Government National Mortgage Association — — 17,075 — 17,075 — Privately issued — — 384 — 384 — Total mortgage-backed securities — — 847,830 157,421 847,830 157,421 Total available for sale securities — — 869,622 160,164 869,622 160,164 Other debt securities — — 2,013 — 2,013 — Total AFS debt securities with unrealized losses $ — $ — $ 871,635 $ 160,164 $ 871,635 $ 160,164 December 31, 2023 Securities available for sale: U.S. Government agencies and government $ — $ — $ 21,811 $ 2,724 $ 21,811 $ 2,724 Mortgage-backed securities: Federal National Mortgage Association 8 — 388,191 61,219 388,199 61,219 Federal Home Loan Mortgage Corporation — — 314,854 59,665 314,854 59,665 Government National Mortgage Association — — 86,475 21,409 86,475 21,409 Collateralized mortgage obligations: Federal National Mortgage Association — — 8,611 2,343 8,611 2,343 Federal Home Loan Mortgage Corporation — — 15,580 4,186 15,580 4,186 Total mortgage-backed securities 8 — 813,711 148,822 813,719 148,822 Total available for sale securities 8 — 835,522 151,546 835,530 151,546 Total AFS debt securities with unrealized losses $ 8 $ — $ 835,522 $ 151,546 $ 835,530 $ 151,546 (3.) INVESTMENT SECURITIES (Continued) The total number of AFS securities positions in the investment portfolio in an unrealized loss position was 189 at June 30, 2024 and 201 at December 31, 2023, respectively. At June 30, 2024 , the Company had positions in 189 investment securities with a fair value of $ 871.6 million and a total unrealized loss of $ 160.2 million that had been in a continuous unrealized loss position for more than 12 months. At June 30, 2024, there were no securities positions in the Company’s investment portfolio that had been in a continuous unrealized loss position for less than 12 months. At December 31, 2023 , the Company had a position in 198 investment securities with a fair value of $ 835.5 million and a total unrealized loss of $ 151.5 million that had been in a continuous unrealized loss position for more than 12 months. At December 31, 2023 , there were a total of three securities positions in the Company’s investment portfolio with a fair value of $ 8 thousand and a total unrealized loss of less than $ 1 thousand that had been in a continuous unrealized loss position for less than 12 months. The unrealized loss on investment securities was predominantly caused by changes in market interest rates subsequent to purchase. The fair value of the Company’s portfolio fluctuates as market interest rates change. Securities Available for Sale As of June 30, 2024 and December 31, 2023 , no al lowance for credit losses had been recognized on AFS securities in an unrealized loss position as management does not believe any of the securities were impaired due to reasons of credit quality. This is based upon our analysis of the underlying risk characteristics, including credit ratings, and other qualitative factors related to our available for sale securities and in consideration of our historical credit loss experience and internal forecasts. The issuers of these securities continue to make timely principal and interest payments under the contractual terms of the securities. Furthermore, the Company expects to recover the amortized cost basis of its investments and more than likely will not need to sell before the recovery period for operating purposes, with no impairment identified. As the portfolio is managed from a liquidity, earnings, and risk standpoint, sales from the AFS portfolio may be warranted based upon prevailing market factors. The unrealized losses are due to increases in market interest rates over the yields available at the time the underlying securities were purchased. The fair value is expected to recover as the securities approach their maturity date or repricing date or if market yields for such investments decline. Securities Held to Maturity The Company’s HTM investment securities include debt securities that are issued by U.S. government agencies or U.S. government-sponsored enterprises. These securities carry the explicit and/or implicit guarantee of the U.S. government, are widely recognized as “risk free,” and have a long history of zero credit loss. In addition, the Company’s HTM investment securities include debt securities that are issued by state and local government agencies, or municipal bonds. The Company monitors the credit quality of our municipal bonds through the use of a credit rating agency or by ratings that are derived by an internal scoring model. The scoring methodology for the internally derived ratings is based on a series of financial ratios for the municipality being reviewed as compared to typical industry figures. This information is used to determine the financial strengths and weaknesses of the municipality, which is indicated with a numeric rating. This number is then converted into a letter rating to better match the system used by the credit rating agencies. As of June 30, 2024 , $ 49.4 million of our municipal bonds were rated as an equivalent to Standard & Poor’s A/AA/AAA, with $ 3.4 million internally rated to be the equivalent of Standard & Poor’s A/AA/AAA rating. Additionally, no municipal bonds were rated below investment grade. As of December 31, 2023 , $ 64.6 million of our municipal bonds were rated as an equivalent to Standard & Poor’s A/AA/AAA, with $ 4.2 million internally rated to be the equivalent of Standard & Poor’s A/AA/AAA rating, and no municipal bonds were rated below investment grade. As of June 30, 2024 and December 31, 2023 , the Company had no past due or nonaccrual held to maturity investment securities.

Loans

Loans	6 Months Ended
	Jun. 30, 2024
Loans and Leases Receivable Disclosure [Abstract]
Loans	(4.) LOANS The Company’s loan portfolio consisted of the following as of the dates indicated (in thousands): Principal Net Deferred Loans, June 30, 2024 Commercial business $ 713,192 $ 755 $ 713,947 Commercial mortgage 2,089,018 ( 3,148 ) 2,085,870 Residential real estate loans 635,717 11,958 647,675 Residential real estate lines 72,182 3,328 75,510 Consumer indirect 865,066 29,530 894,596 Other consumer 43,939 ( 69 ) 43,870 Total $ 4,419,114 $ 42,354 4,461,468 Allowance for credit losses – loans ( 43,952 ) Total loans, net $ 4,417,516 December 31, 2023 Commercial business $ 734,947 $ 753 $ 735,700 Commercial mortgage 2,009,269 ( 3,950 ) 2,005,319 Residential real estate loans 637,173 12,649 649,822 Residential real estate lines 73,972 3,395 77,367 Consumer indirect 915,723 33,108 948,831 Other consumer 45,167 ( 67 ) 45,100 Total $ 4,416,251 $ 45,888 4,462,139 Allowance for credit losses – loans ( 51,082 ) Total loans, net $ 4,411,057 Loans held for sale (not included above) were comprised entirely of residential real estate mortgages and totaled $ 2.1 million and $ 1.4 million as of June 30, 2024 and December 31, 2023, respectively. The Company sells certain qualifying newly originated or refinanced residential real estate loans on the secondary market. Residential real estate loans serviced for others, which are not included in the consolidated statements of financial condition, amounted to $ 273.5 million and $ 269.4 million as of June 30, 2024 and December 31, 2023, respectively. The Company elected to exclude AIR from the amortized cost basis of loans disclosed throughout this footnote. As of both June 30, 2024, and December 31, 2023, AIR for loans totaled $ 21.8 million and is included in other assets on the Company’s consolidated statements of financial condition. (4.) LOANS (Continued) Past Due Loans Aging The Company’s recorded investment, by loan class, in current and nonaccrual loans, as well as an analysis of accruing delinquent loans is set forth as of the dates indicated (in thousands): 30-59 Days 60-89 Days Greater Total Past Nonaccrual Current Total Nonaccrual June 30, 2024 Commercial business $ 135 $ 213 $ — $ 348 $ 5,680 $ 707,164 $ 713,192 $ 277 Commercial mortgage 2,371 — — 2,371 10,452 2,076,195 2,089,018 10,028 Residential real estate loans 1,370 117 — 1,487 5,961 628,269 635,717 5,961 Residential real estate lines 127 — — 127 183 71,872 72,182 183 Consumer indirect 9,817 1,710 — 11,527 2,897 850,642 865,066 2,897 Other consumer 132 16 36 184 — 43,755 43,939 — Total loans, gross $ 13,952 $ 2,056 $ 36 $ 16,044 $ 25,173 $ 4,377,897 $ 4,419,114 $ 19,346 December 31, 2023 Commercial business $ 341 $ — $ — $ 341 $ 5,664 $ 728,942 $ 734,947 $ 341 Commercial mortgage 5,900 727 — 6,627 10,563 1,992,079 2,009,269 10,563 Residential real estate loans 2,614 80 — 2,694 6,364 628,115 637,173 6,364 Residential real estate lines 163 20 — 183 221 73,568 73,972 221 Consumer indirect 16,128 3,204 — 19,332 3,814 892,577 915,723 3,814 Other consumer 122 27 21 170 13 44,984 45,167 13 Total loans, gross $ 25,268 $ 4,058 $ 21 $ 29,347 $ 26,639 $ 4,360,265 $ 4,416,251 $ 21,316 There were $ 36 thousand and $ 21 thousand in consumer overdrafts which were past due greater than 90 days as of June 30, 2024 and December 31, 2023. Consumer overdrafts are overdrawn deposit accounts which have been reclassified as loans but by their terms do not accrue interest. Interest income on nonaccrual loans, if recognized, is recorded using the cash basis method of accounting. There was no interest income recognized on nonaccrual loans during the six months ended June 30, 2024 and 2023. Estimated interest income of $ 132 thousand and $ 122 thousand for the six months ended June 30, 2024 and 2023, respectively, would have been recorded if all such loans had been accruing interest according to their original contractual terms. Loan Modifications for Borrower Experiencing Financial Difficulty Loans may be modified when it is determined that a borrower is experiencing financial difficulty. Loan modifications may include principal forgiveness, interest rate reduction, an other-than-insignificant payment delay, and term extensions, or a combination of these concessions. The following table presents the amortized cost basis of loans modified to borrowers experiencing financial difficulty, disaggregated by loan class and type of concession granted as of June 30, 2024 (in thousands): Term Extension Amortized Cost Basis % of Total Loans Loan Type Commercial business $ — 0.0 % Commercial mortgage — 0.0 % Residential real estate loans 1,393 0.2 % Residential real estate lines — 0.0 % Consumer indirect — 0.0 % Other consumer — 0.0 % Total $ 1,393 0.0 % The following table describes the financial effect of the modifications made to borrowers experiencing financial difficulty: Term Extension Loan Type Financial Effect Residential real estate loans Added a weighted average 10.0 years to the life of the loan, which reduced the monthly payment amount for the borrower. (4.) LOANS (Continued) The Company closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table depicts the performance of loans that have been modified in the six months ended June 30, 2024 (in thousands): Payment Status (Amortized Cost Basis) Current 30-89 Days 90+ Days Loan Type Commercial business $ - $ - $ - Commercial mortgage - - - Residential real estate loans 841 165 387 Residential real estate lines - - - Consumer indirect - - - Other consumer - - - Total $ 841 $ 165 $ 387 Collateral Dependent Loans Management has determined that specific commercial loans on nonaccrual status, all loans that have had their terms restructured when a borrower is experiencing financial difficulty, and other loans deemed appropriate by management where repayment is expected to be provided substantially through the operation or sale of the collateral to be collateral dependent loans. The following table presents the amortized cost basis of collateral dependent loans by collateral type as of June 30, 2024 and December 31, 2023 (in thousands): Collateral type Business assets Real property Total Specific Reserve June 30, 2024 Commercial business $ 6,922 $ 5,000 $ 11,922 $ 2,332 Commercial mortgage 13 20,392 20,405 41 Total $ 6,935 $ 25,392 $ 32,327 $ 2,373 December 31, 2023 Commercial business $ 8,698 $ 5,000 $ 13,698 $ 2,198 Commercial mortgage — 26,575 26,575 559 Total $ 8,698 $ 31,575 $ 40,273 $ 2,757 Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors such as the fair value of collateral. The Company analyzes commercial business and commercial mortgage loans individually by classifying the loans as to credit risk. Risk ratings are updated any time the situation warrants. The Company uses the following definitions for risk ratings: Special Mention: Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company’s credit position at some future date. Substandard: Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Doubtful: Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans that do not meet the criteria above that are analyzed individually as part of the process described above are considered “uncriticized” or pass-rated loans and are included in groups of homogeneous loans with similar risk and loss characteristics. (4.) LOANS (Continued) The following tables set forth the Company’s commercial loan portfolio, categorized by internally assigned asset classification, as of the dates indicated (in thousands): Term Loans Amortized Cost Basis by Origination Year 2024 2023 2022 2021 2020 Prior Revolving Revolving Total June 30, 2024 Commercial Business: Uncriticized $ 36,367 $ 99,066 $ 83,504 $ 69,204 $ 36,590 $ 57,679 $ 297,229 $ — $ 679,639 Special mention — 5,502 339 2,262 30 1,809 8,345 — 18,287 Substandard 57 1,127 23 95 34 271 8,836 — 10,443 Doubtful — — 5,038 — — 321 219 — 5,578 Total Commercial Business loans $ 36,424 $ 105,695 $ 88,904 $ 71,561 $ 36,654 $ 60,080 $ 314,629 $ — $ 713,947 Current period gross write-offs $ — $ — $ — $ 20 $ — $ 50 $ — $ — $ 70 Commercial Mortgage: Uncriticized $ 101,529 $ 375,714 $ 635,528 $ 297,368 $ 198,355 $ 411,771 $ — $ — $ 2,020,265 Special mention — — 5,122 17,824 6,825 14,413 — — 44,184 Substandard — — — — 874 10,095 — — 10,969 Doubtful — 1,042 326 4,098 13 4,973 — — 10,452 Total Commercial Mortgage loans $ 101,529 $ 376,756 $ 640,976 $ 319,290 $ 206,067 $ 441,252 $ — $ — $ 2,085,870 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Revolving Total December 31, 2023 Commercial Business Uncriticized $ 111,035 $ 124,572 $ 77,079 $ 49,531 $ 21,971 $ 64,648 $ 257,585 $ — $ 706,421 Special mention 7,532 — 2,400 — 114 — 2,442 — 12,488 Substandard 1,609 11 81 — — 888 8,532 — 11,121 Doubtful — 5,097 — — 14 397 162 — 5,670 Total $ 120,176 $ 129,680 $ 79,560 $ 49,531 $ 22,099 $ 65,933 $ 268,721 $ — $ 735,700 Current period gross write-offs $ — $ 5 $ 3 $ 31 $ 8 $ 235 $ — $ — $ 282 Commercial Mortgage Uncriticized $ 350,370 $ 603,686 $ 328,916 $ 209,213 $ 151,022 $ 294,703 $ — $ — $ 1,937,910 Special mention — 494 17,136 8,982 119 11,355 — — 38,086 Substandard — 338 212 918 — 17,291 — — 18,759 Doubtful 1,397 — 4,098 14 67 4,988 — — 10,564 Total $ 351,767 $ 604,518 $ 350,362 $ 219,127 $ 151,208 $ 328,337 $ — $ — $ 2,005,319 (4.) LOANS (Continued) The Company utilizes payment status as a means of identifying and reporting problem and potential problem retail loans. The Company considers nonaccrual loans and loans past due greater than 90 days and still accruing interest to be non-performing. The following tables set forth the Company’s retail loan portfolio, categorized by performance status, as of the dates indicated (in thousands): Term Loans Amortized Cost Basis by Origination Year 2024 2023 2022 2021 2020 Prior Revolving Revolving Total June 30, 2024 Residential Real Estate Loans Performing $ 20,993 $ 114,734 $ 77,866 $ 77,781 $ 105,113 $ 245,227 $ — $ — $ 641,714 Non-performing — 297 498 963 1,346 2,857 — — 5,961 Total Residential Real Estate Loans $ 20,993 $ 115,031 $ 78,364 $ 78,744 $ 106,459 $ 248,084 $ — $ — $ 647,675 Current period gross write-offs $ — $ — $ — $ — $ — $ 107 $ — $ — $ 107 Residential Real Estate Lines Performing $ — $ — $ — $ — $ — $ — $ 70,679 $ 4,648 $ 75,327 Non-performing — — — — — — 53 130 183 Total Residential Real Estate Lines $ — $ — $ — $ — $ — $ — $ 70,732 $ 4,778 $ 75,510 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer Indirect Performing $ 110,666 $ 217,625 $ 285,114 $ 189,766 $ 59,330 $ 29,198 $ — $ — $ 891,699 Non-performing 85 715 781 877 281 158 — — 2,897 Total Consumer Indirect Loans $ 110,751 $ 218,340 $ 285,895 $ 190,643 $ 59,611 $ 29,356 $ — $ — $ 894,596 Current period gross write-offs $ 15 $ 2,352 $ 3,296 $ 2,407 $ 885 $ 1,008 $ — $ — $ 9,963 Other Consumer Performing $ 4,059 $ 32,445 $ 3,035 $ 1,023 $ 559 $ 306 $ 2,407 $ — $ 43,834 Non-performing — — — — — — 36 — 36 Total Other Consumer Loans $ 4,059 $ 32,445 $ 3,035 $ 1,023 $ 559 $ 306 $ 2,443 $ — $ 43,870 Current period gross write-offs $ 312 $ 57 $ 105 $ 25 $ 22 $ 4 $ 55 $ — $ 580 (4.) LOANS (Continued) Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Revolving Total December 31, 2023 Residential Real Estate Loans Performing $ 112,704 $ 80,117 $ 80,323 $ 109,601 $ 70,325 $ 190,388 $ — $ — $ 643,458 Non-performing — 384 1,190 1,354 1,137 2,299 — — 6,364 Total $ 112,704 $ 80,501 $ 81,513 $ 110,955 $ 71,462 $ 192,687 $ — $ — $ 649,822 Current period gross write-offs $ — $ — $ — $ — $ 32 $ 95 $ — $ — $ 127 Residential Real Estate Lines Performing $ — $ — $ — $ — $ — $ — $ 72,128 $ 5,018 $ 77,146 Non-performing — — — — — — 55 166 221 Total $ — $ — $ — $ — $ — $ — $ 72,183 $ 5,184 $ 77,367 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ 28 $ 13 $ 41 Consumer Indirect Performing $ 247,194 $ 336,369 $ 232,891 $ 78,652 $ 31,091 $ 18,820 $ — $ — $ 945,017 Non-performing 724 1,083 1,273 380 224 130 — — 3,814 Total $ 247,918 $ 337,452 $ 234,164 $ 79,032 $ 31,315 $ 18,950 $ — $ — $ 948,831 Current period gross write-offs $ 1,371 $ 6,279 $ 5,845 $ 1,787 $ 1,282 $ 1,459 $ — $ — $ 18,023 Other Consumer Performing $ 35,483 $ 3,990 $ 1,424 $ 949 $ 217 $ 256 $ 2,747 $ — $ 45,066 Non-performing 13 — — — — — 21 — 34 Total $ 35,496 $ 3,990 $ 1,424 $ 949 $ 217 $ 256 $ 2,768 $ — $ 45,100 (4.) LOANS (Continued) Allowance for Credit Losses – Loans The following table sets forth the changes in the allowance for credit losses – loans for the three and six months ended June 30, 2024 and 2023 (in thousands): Commercial Commercial Residential Residential Consumer Other Total Three months ended June 30, 2024 Allowance for credit losses – loans: Beginning balance $ 12,991 $ 14,113 $ 4,630 $ 794 $ 9,854 $ 693 $ 43,075 Charge-offs ( 53 ) — ( 99 ) — ( 3,746 ) ( 311 ) ( 4,209 ) Recoveries 46 3 3 — 2,902 133 3,087 (Benefit) provision ( 738 ) 1,249 ( 323 ) ( 25 ) 1,832 4 1,999 Ending balance $ 12,246 $ 15,365 $ 4,211 $ 769 $ 10,842 $ 519 $ 43,952 Six months ended June 30, 2024 Beginning balance $ 13,102 $ 15,858 $ 5,286 $ 764 $ 14,099 $ 1,973 $ 51,082 Charge-offs ( 70 ) — ( 107 ) — ( 9,963 ) ( 580 ) ( 10,720 ) Recoveries 100 4 7 — 6,146 220 6,477 Provision (benefit) ( 886 ) ( 497 ) ( 975 ) 5 560 ( 1,094 ) ( 2,887 ) Ending balance $ 12,246 $ 15,365 $ 4,211 $ 769 $ 10,842 $ 519 $ 43,952 Commercial Commercial Residential Residential Consumer Other Total Three months ended June 30, 2023 Allowance for credit losses – loans: Beginning balance $ 12,911 $ 15,195 $ 4,213 $ 651 $ 14,117 $ 441 $ 47,528 Charge-offs ( 90 ) ( 18 ) ( 39 ) ( 25 ) ( 3,009 ) ( 338 ) ( 3,519 ) Recoveries 57 2 26 — 2,709 89 2,883 Provision 540 1,647 446 84 ( 511 ) 738 2,944 Ending balance $ 13,418 $ 16,826 $ 4,646 $ 710 $ 13,306 $ 930 $ 49,836 Six months ended June 30, 2023 Beginning balance 12,585 14,412 3,301 608 14,238 269 45,413 Charge-offs ( 117 ) ( 18 ) ( 102 ) ( 41 ) ( 7,629 ) ( 720 ) ( 8,627 ) Recoveries 208 4 31 — 5,491 168 5,902 Provision (benefit) 742 2,428 1,416 143 1,206 1,213 7,148 Ending balance $ 13,418 $ 16,826 $ 4,646 $ 710 $ 13,306 $ 930 $ 49,836 (4.) LOANS (Continued) Risk Characteristics Commercial business loans primarily consist of loans to small to mid-sized businesses in our market area in a diverse range of industries. These loans are typically associated with higher credit risk and typically are made on the basis of the borrower’s ability to make repayment from the cash flow of the borrower’s business. Further, the collateral securing the loans may depreciate over time, may be difficult to appraise and may fluctuate in value. The credit risk related to commercial loans is largely influenced by general economic conditions, including inflation, and the resulting impact on a borrower’s operations or on the value of underlying collateral, if any. Commercial mortgage loans generally have larger balances and involve a greater degree of risk than residential mortgage loans, potentially resulting in higher losses on an individual customer basis. Loan repayment is often dependent on the successful operation and management of the properties, as well as on the collateral securing the loan. Economic events, including inflation, influencing the ability of the tenants to pay rent at these properties, or conditions in the real estate market could have an adverse impact on the cash flows generated by properties securing the Company’s commercial real estate loans and on the value of such properties. Residential real estate loans (comprised of conventional mortgages and home equity loans) and residential real estate lines of credit (comprised of home equity lines of credit) are generally made based on the borrower’s ability to make repayment from his or her employment and other income but are secured by real property whose value tends to be more easily ascertainable. Credit risk for these types of loans is generally influenced by general economic conditions, the characteristics of individual borrowers, and the nature of the loan collateral. Consumer indirect and other consumer loans may entail greater credit risk than residential mortgage loans and home equities, particularly in the case of other consumer loans which are primarily unsecured or, in the case of some BaaS loans, secured by depreciable assets such as solar panels, and in the case of indirect consumer loans, secured by depreciable assets such as automobiles. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance. In addition, consumer loan collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be affected by inflation and adverse personal circumstances such as job loss, illness or personal bankruptcy, including the heightened risk that such circumstances may arise as a result of inflation. Furthermore, the application of v arious federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans.

Leases

Leases	6 Months Ended
	Jun. 30, 2024
Leases [Abstract]
Leases	(5.) LEASES The Company is obligated under a number of non-cancellable operating lease agreements for land, buildings and equipment with terms, including renewal options reasonably certain to be exercised, extending through 2061 . Two building leases were subleased with terms that extended through December 31, 2024. The following table represents the consolidated statements of financial condition classification of the Company’s right of use assets and lease liabilities: June 30, December 31, Balance Sheet Location 2024 2023 Operating Lease Right of Use Assets: Gross carrying amount Other assets $ 39,328 $ 38,684 Accumulated amortization Other assets ( 8,052 ) ( 7,160 ) Net book value $ 31,276 $ 31,524 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 33,605 $ 33,788 The weighted average remaining lease term for operating leases was 20.1 years at June 30, 2024 and the weighted-average discount rate used in the measurement of operating lease liabilities was 3.92 % . The Company utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term for the discount rate. (5.) LEASES (Continued) The following table represents lease costs and other lease information: Three months ended Six months ended 2024 2023 2024 2023 Lease costs: Operating lease costs $ 778 $ 759 $ 1,552 $ 1,535 Variable lease costs (1) 89 94 195 211 Sublease income ( 37 ) ( 24 ) ( 67 ) ( 48 ) Net lease costs $ 830 $ 829 $ 1,680 $ 1,698 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 754 $ 752 $ 1,508 $ 1,442 Right of use assets obtained in exchange for new operating lease liabilities $ 350 $ 912 $ 678 $ 1,235 (1) Variable lease costs primarily represent variable payments such as common area maintenance, insurance, taxes and utilities. Future minimum payments under non-cancellable operating leases with initial or remaining terms of one year or more, are as follows at June 30, 2024 (in thousands): Twelve months ended June 30, 2024 $ 1,508 2025 2,927 2026 2,775 2027 2,748 2028 2,464 Thereafter 37,256 Total future minimum operating lease payments 49,678 Amounts representing interest ( 16,073 ) Present value of net future minimum operating lease payments $ 33,605

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	6 Months Ended
	Jun. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	(6.) GOODWILL AND OTHER INTANGIBLE ASSETS Goodwill The carrying amount of goodwill totaled $ 58.1 million and $ 67.1 million as of June 30, 2024 and December 31, 2023 , respectively. On April 1, 2024, the Company announced and closed on the sale of the assets of its wholly owned subsidiary, SDN. The sale resulted in a $ 9.0 million reduction in the carrying amount of goodwill. Goodwill is not amortized but, instead, is subject to impairment tests on at least an annual basis, and more frequently if an event occurs or circumstances change that would more likely than not reduce the fair value of a reporting unit below its carrying amount. The Company performs its annual goodwill impairment test as of October 1st. The Company did not identify an indication of goodwill impairment for any of its reporting units during the quarter ended June 30, 2024. (6.) GOODWILL AND OTHER INTANGIBLE ASSETS (Continued) Other Intangible Assets The Company has other intangible assets that are amortized, consisting of core deposit intangibles and other intangibles (primarily related to customer relationships). Gross carrying amount, accumulated amortization and net book value, were as follows (in thousands): June 30, December 31, 2024 2023 Core deposit intangibles: Gross carrying amount $ 2,042 $ 2,042 Accumulated amortization ( 2,042 ) ( 2,042 ) Net book value $ — $ — Other intangibles: Gross carrying amount $ 7,243 $ 14,545 Accumulated amortization ( 4,385 ) ( 9,112 ) Net book value $ 2,858 $ 5,433 Amortization expense for total other intangible assets was $ 114 thousand and $ 331 thousand for the three and six months ended June 30, 2024 and $ 230 thousand and $ 464 thousand for the three and six months ended June 30, 2023. The reduction of the net book value in other intangible assets as of June 30, 2024, of $ 2.2 million was the result of the sale of the assets of SDN. As of June 30, 2024, the estimated amortization expense of other intangible assets for the remainder of 2024 and each of the next five years is as follows (in thousands): 2024 (remainder of year) $ 221 2025 415 2026 379 2027 343 2028 308 2029 272 Thereafter 920 Total $ 2,858

Other Assets and Other Liabilit

Other Assets and Other Liabilities	6 Months Ended
	Jun. 30, 2024
Other Liabilities [Abstract]
Other Assets and Other Liabilities	(7.) OTHER ASSETS AND OTHER LIABILITIES A summary of other assets and other liabilities as of the dates indicated are as follows (in thousands): June 30, December 31, 2024 2023 Other Assets: Tax credit investments $ 76,682 $ 68,253 Net deferred tax asset 48,358 48,733 Derivative instruments 51,988 43,506 Operating lease right of use assets 31,276 31,524 Federal Home Loan Bank (“FHLB”) and Federal Reserve Bank (“FRB”) stock 19,085 17,406 Accrued interest receivable 24,494 24,481 Other 49,489 80,454 Total other assets $ 301,372 $ 314,357 June 30, December 31, 2024 2023 Other Liabilities: Collateral on derivative instruments $ 49,510 $ 40,350 Derivative instruments 45,284 37,521 Operating lease right of use obligations 33,605 33,788 Accrued interest expense 27,444 19,412 Other 48,254 52,570 Total other liabilities $ 204,097 $ 183,641

Derivative Instrument and Hedgi

Derivative Instrument and Hedging Activities	6 Months Ended
	Jun. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instrument and Hedging Activities	(8.) DERIVATIVE INSTRUMENT AND HEDGING ACTIVITIES Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources, and duration of its assets and liabilities, and the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company’s derivative financial instruments are used to manage differences in the amount, timing, and duration of the Company’s known or expected cash receipts and its known or expected cash payments. Cash Flow Hedges of Interest Rate Risk The Company’s objectives in using interest rate derivatives are to add stability to interest expense and to manage its exposure to interest rate movements. To accomplish this objective, the Company uses interest rate caps and interest rate swaps as part of its interest rate risk management strategy. Interest rate caps designated as cash flow hedges involve the receipt of variable amounts from a counterparty if interest rates rise above the strike rate on the contract in exchange for an up-front premium. Such derivatives were used to hedge the variable cash flows associated with short-term borrowings or brokered CDs. Interest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. The following table summarizes the terms of the Company’s outstanding interest rate swap agreements entered into to manage its exposure to the variability in future cash flows at June 30, 2024 (dollars in thousands): Effective Date Expiration Date Notional Amount Pay Fixed Rate 4/11/2022 4/11/2027 $ 50,000 0.787 % 1/24/2023 1/24/2026 $ 30,000 3.669 % 5/5/2023 5/5/2026 $ 25,000 3.4615 % For derivatives designated and that qualify as cash flow hedges of interest rate risk, the gain or loss on the derivative is recorded in accumulated other comprehensive income (loss) and subsequently reclassified into interest expense in the same period(s) during which the hedged transaction affects earnings. Amounts reported in accumulated other comprehensive income (loss) related to derivatives will be reclassified to interest expense as interest payments are made on the Company’s borrowings. During the next twelve months, the Company estimates that $ 2.9 million in accumulated other comprehensive loss related to derivatives will be reclassified as an increase to interest expense. Interest Rate Swaps The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. These interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. Credit-risk-related Contingent Features The Company has agreements with certain of its derivative counterparties that contain one or more of the following provisions: (a) if the Company defaults on any of its indebtedness, including a default where repayment of the indebtedness has not been accelerated by the lender, the Company could also be declared in default on its derivative obligations, and (b) if the Company fails to maintain its status as a well-capitalized institution, the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. (8.) DERIVATIVE INSTRUMENT AND HEDGING ACTIVITIES (Continued) Mortgage Banking Derivatives The Company extends rate lock agreements to borrowers related to the origination of residential mortgage loans. To mitigate the interest rate risk inherent in these rate lock agreements when the Company intends to sell the related loan, once originated, as well as closed residential mortgage loans held for sale, the Company enters into forward commitments to sell individual residential mortgages. Rate lock agreements and forward commitments are considered derivatives and are recorded at fair value. Fair Values of Derivative Instruments on the Balance Sheet The table below presents the notional amounts, respective fair values of the Company’s derivative financial instruments, as well as their classification on the balance sheet as of June 30, 2024 and December 31, 2023 (in thousands): Asset derivatives Liability derivatives Gross notional Fair value Fair value June 30, 2024 December 31, 2023 Balance June 30, 2024 December 31, 2023 Balance June 30, 2024 December 31, 2023 Derivatives designated as hedging instruments Cash flow hedges $ 105,000 $ 105,000 Other assets $ 6,560 $ 5,939 Other liabilities $ — $ — Total derivatives $ 105,000 $ 105,000 $ 6,560 $ 5,939 $ — $ — Derivatives not designated as hedging instruments Interest rate swaps (1) $ 1,121,873 $ 1,104,804 Other assets $ 45,274 $ 37,517 Other liabilities $ 45,275 $ 37,519 Credit contracts 80,132 81,211 Other assets — — Other liabilities — — Mortgage banking 16,376 5,292 Other assets 154 50 Other liabilities 9 2 Total derivatives $ 1,218,381 $ 1,191,307 $ 45,428 $ 37,567 $ 45,284 $ 37,521 (1) The Company was holding collateral of $ 49.5 million and $ 40.4 million against its net obligations under these contracts at June 30, 2024 and December 31, 2023 , respectively. Effect of Derivative Instruments on the Income Statement The table below presents the effect of the Company’s derivative financial instruments on the income statement for the three and six months ended June 30, 2024 and 2023 (in thousands): Gain (loss) recognized in income Gain (loss) recognized in income Line item of gain (loss) Three months ended Six months ended Undesignated derivatives recognized in income 2024 2023 2024 2023 Interest rate swaps Income from derivative instruments, net $ 448 $ 625 $ 449 $ 1,126 Credit contracts Income from derivative instruments, net — 44 5 51 Mortgage banking Income from derivative instruments, net ( 71 ) 34 97 22 Total undesignated $ 377 $ 703 $ 551 $ 1,199

Shareholders' Equity

Shareholders' Equity	6 Months Ended
	Jun. 30, 2024
Stockholders' Equity Note [Abstract]
Shareholders' Equity	(9.) SHAREHOLDERS’ EQUITY Common Stock The changes in shares of common stock were as follows for the three and six months ended June 30, 2024 and 2023: Outstanding Treasury Issued 2024 Shares at December 31, 2023 15,407,406 692,150 16,099,556 Restricted stock units released 60,989 ( 60,989 ) — Treasury stock purchases ( 21,446 ) 21,446 — Shares at March 31, 2024 15,446,949 652,607 16,099,556 Restricted stock awards issued 22,011 ( 22,011 ) — Restricted stock forfeited ( 1,000 ) 1,000 — Stock awards 4,141 ( 4,141 ) — Restricted stock units released 500 ( 500 ) — Treasury stock purchases ( 206 ) 206 — Shares at June 30, 2024 15,472,395 627,161 16,099,556 2023 Shares at December 31, 2022 15,340,001 759,555 16,099,556 Restricted stock units released 58,188 ( 58,188 ) — Treasury stock purchases ( 22,710 ) 22,710 — Shares at March 31, 2023 15,375,479 724,077 16,099,556 Restricted stock awards issued 20,185 ( 20,185 ) — Stock awards 5,945 ( 5,945 ) — Restricted stock units released 296 ( 296 ) — Treasury stock purchases ( 105 ) 105 — Shares at June 30, 2023 15,401,800 697,756 16,099,556 Share Repurchase Programs In June 2022, the Company’s Board of Directors (the “Board”) authorized a share repurchase program for up to 766,447 shares of common stock (the “2022 Share Repurchase Program”). Repurchased shares are recorded in treasury stock, at cost, which includes any applicable transaction costs. As of June 30, 2024 , no shares have been repurchased under the 2022 Share Repurchase Program.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss	6 Months Ended
	Jun. 30, 2024
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Loss	(10.) ACCUMULATED OTHER COMPREHENSIVE LOSS The following tables present the components of other comprehensive (loss) income for the three and six months ended June 30, 2024 and 2023 (in thousands): Pre-tax Tax Net-of-tax Three months ended June 30, 2024 Securities available for sale and transferred securities: Change in unrealized loss during the period $ 698 $ 179 $ 519 Reclassification adjustment for net gains included in net income (1) 13 3 10 Total securities available for sale and transferred securities 711 182 529 Hedging derivative instruments: Change in unrealized gain during the period ( 275 ) ( 70 ) ( 205 ) Pension obligations: Amortization of prior service credit included in income ( 134 ) ( 35 ) ( 99 ) Amortization of net actuarial loss included in income 357 92 265 Total pension obligations 223 57 166 Other comprehensive income $ 659 $ 169 $ 490 Six months ended June 30, 2024 Securities available for sale and transferred securities: Change in unrealized loss during the period $ ( 8,948 ) $ ( 2,293 ) $ ( 6,655 ) Reclassification adjustment for net gains included in net income (1) 27 7 20 Total securities available for sale and transferred securities ( 8,921 ) ( 2,286 ) ( 6,635 ) Hedging derivative instruments: Change in unrealized gain during the period 632 162 470 Pension obligations: Amortization of prior service credit included in income ( 268 ) ( 69 ) ( 199 ) Amortization of net actuarial loss included in income 715 184 531 Total pension obligations 447 115 332 Other comprehensive loss $ ( 7,842 ) $ ( 2,009 ) $ ( 5,833 ) (1) Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield. (10.) ACCUMULATED OTHER COMPREHENSIVE LOSS (Continued) Pre-tax Tax Net-of-tax Three months ended June 30, 2023 Securities available for sale and transferred securities: Change in unrealized loss during the period $ ( 11,643 ) $ ( 2,983 ) $ ( 8,660 ) Reclassification adjustment for net gains included in net income (1) 16 4 12 Total securities available for sale and transferred securities ( 11,627 ) ( 2,979 ) ( 8,648 ) Hedging derivative instruments: Change in unrealized gain during the period 1,887 483 1,404 Pension obligations: Amortization of prior service credit included in income ( 123 ) ( 32 ) ( 91 ) Amortization of net actuarial loss included in income 316 81 235 Total pension obligations 193 49 144 Other comprehensive loss $ ( 9,547 ) $ ( 2,447 ) $ ( 7,100 ) Six months ended June 30, 2023 Securities available for sale and transferred securities: Change in unrealized loss during the period $ 2,635 $ 675 $ 1,960 Reclassification adjustment for net gains included in net income (1) 35 9 26 Total securities available for sale and transferred securities 2,670 684 1,986 Hedging derivative instruments: Change in unrealized gain during the period 996 255 741 Pension obligations: Amortization of prior service credit included in income ( 245 ) ( 63 ) ( 182 ) Amortization of net actuarial loss included in income 632 162 470 Total pension obligations 387 99 288 Other comprehensive income $ 4,053 $ 1,038 $ 3,015 (1) Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield. (10.) ACCUMULATED OTHER COMPREHENSIVE LOSS (Continued) Activity in accumulated other comprehensive income (loss), net of tax, for the three and six months ended June 30, 2024 and 2023 was as follows (in thousands): Hedging Securities Pension and Accumulated Three months ended June 30, 2024 Balance at beginning of period $ 4,586 $ ( 119,070 ) $ ( 11,780 ) $ ( 126,264 ) Other comprehensive income (loss) before reclassifications ( 205 ) 519 — 314 Amounts reclassified from accumulated other comprehensive income — 10 166 176 Net current period other comprehensive income (loss) ( 205 ) 529 166 490 Balance at end of period $ 4,381 $ ( 118,541 ) $ ( 11,614 ) $ ( 125,774 ) Six months ended June 30, 2024 Balance at beginning of period $ 3,911 $ ( 111,906 ) $ ( 11,946 ) $ ( 119,941 ) Other comprehensive income (loss) before reclassifications 470 ( 6,655 ) — ( 6,185 ) Amounts reclassified from accumulated other comprehensive income — 20 332 352 Net current period other comprehensive income (loss) 470 ( 6,635 ) 332 ( 5,833 ) Balance at end of period $ 4,381 $ ( 118,541 ) $ ( 11,614 ) $ ( 125,774 ) Three months ended June 30, 2023 Balance at beginning of period $ 4,072 $ ( 118,000 ) $ ( 13,444 ) $ ( 127,372 ) Other comprehensive income (loss) before reclassifications 1,404 ( 8,660 ) — ( 7,256 ) Amounts reclassified from accumulated other comprehensive income — 12 144 156 Net current period other comprehensive income (loss) 1,404 ( 8,648 ) 144 ( 7,100 ) Balance at end of period $ 5,476 $ ( 126,648 ) $ ( 13,300 ) $ ( 134,472 ) Six months ended June 30, 2023 Balance at beginning of period $ 4,735 $ ( 128,634 ) $ ( 13,588 ) $ ( 137,487 ) Other comprehensive income (loss) before reclassifications 741 1,960 — 2,701 Amounts reclassified from accumulated other comprehensive income — 26 288 314 Net current period other comprehensive income (loss) 741 1,986 288 3,015 Balance at end of period $ 5,476 $ ( 126,648 ) $ ( 13,300 ) $ ( 134,472 ) (10.) ACCUMULATED OTHER COMPREHENSIVE LOSS (Continued) The following table presents the amounts reclassified out of each component of accumulated other comprehensive (loss) income for the three and six months ended June 30, 2024 and 2023 (in thousands): Details About Accumulated Other Comprehensive (Loss) Income Components Amount Reclassified from Affected Line Item in the Three months ended 2024 2023 Amortization of unrealized holding gain on investment securities transferred from available for sale to held to maturity $ ( 13 ) $ ( 16 ) Interest income ( 13 ) ( 16 ) Total before tax 3 4 Income tax expense ( 10 ) ( 12 ) Net of tax Amortization of pension and post-retirement items: Prior service credit (1) 134 123 Salaries and employee benefits Net actuarial losses (1) ( 357 ) ( 316 ) Salaries and employee benefits ( 223 ) ( 193 ) Total before tax 57 49 Income tax benefit ( 166 ) ( 144 ) Net of tax Total reclassified for the period $ ( 176 ) $ ( 156 ) Six months ended June 30, 2024 2023 Amortization of unrealized holding gains $ ( 27 ) $ ( 35 ) Interest income ( 27 ) ( 35 ) Total before tax 7 9 Income tax expense ( 20 ) ( 26 ) Net of tax Amortization of pension and post-retirement items: Prior service credit (1) 268 245 Salaries and employee benefits Net actuarial losses (1) ( 715 ) ( 632 ) Salaries and employee benefits ( 447 ) ( 387 ) Total before tax 115 99 Income tax benefit ( 332 ) ( 288 ) Net of tax Total reclassified for the period $ ( 352 ) $ ( 314 ) (1) These items are included in the computation of net periodic pension expense. See Note 12 – Employee Benefit Plans for additional information.

Share-Based Compensation Plans

Share-Based Compensation Plans	6 Months Ended
	Jun. 30, 2024
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Share-Based Compensation Plans	(11.) SHARE-BASED COMPENSATION PLANS The Company maintains certain share-based compensation plans, approved by the Company’s shareholders, which are administered by the Management Development and Compensation Committee (the “MD&C Committee”) of the Board. The share-based compensation plans were established to allow for the granting of compensation awards to attract, motivate and retain employees, executive officers and non-employee directors who contribute to the long-term growth and profitability of the Company and to give such persons a proprietary interest in the Company, thereby enhancing their personal interest in the Company’s success. (11.) SHARE-BASED COMPENSATION PLANS (Continued) The Company granted restricted stock awards (“RSAs”), restricted stock unit award (“RSUs”), and performance-based restricted stock units (“PSUs”) during the six months ended June 30, 2024 as follows: Number of Weighted Average Grant Date Fair Value RSAs 22,011 $ 17.49 RSUs 131,665 $ 15.56 PSUs 54,754 $ 15.59 The grant date for the RSAs granted during the six months ended June 30, 2024 was equal to the closing market price of our common stock on the date of grant. The grant-date fair value for the RSUs and PSUs granted during the six months ended June 30, 2024 was equal to the closing market price of our common stock on the date of grant reduced by the present value of the dividends expected to be paid on the underlying shares. Fifty percent of the RSAs granted during the six months ended June 30, 2024 vested on the grant date. The remaining RSAs will vest the day before the Company’s next annual meeting. The RSUs and PSUs granted during the six months ended June 30, 2024 will generally vest on the third anniversary of the grant date assuming the recipient’s continuous service to the Company. The Company amortizes the expense related to share-based compensation awards over the vesting period. Share-based compensation expense is recorded as a component of salaries and employee benefits in the consolidated statements of income for awards granted to management and as a component of other noninterest expense for awards granted to directors. The share-based compensation expense included in the consolidated statements of income, is as follows (in thousands): Three months ended Six months ended 2024 2023 2024 2023 Salaries and employee benefits $ 505 $ 453 $ 1,033 $ 963 Other noninterest expense 241 204 282 245 Total share-based compensation expense $ 746 $ 657 $ 1,315 $ 1,208 Income tax benefit realized for compensation costs $ 94 $ 69 $ 383 $ 438 At June 30, 2024, there was $ 4.5 million of unrecognized compensation expense related to unvested restricted stock awards and restricted stock units that is expected to be recognized over a weighted average period of 2.13 years.

Employee Benefit Plans

Employee Benefit Plans	6 Months Ended
	Jun. 30, 2024
Retirement Benefits [Abstract]
Employee Benefit Plans	(12.) EMPLOYEE BENEFIT PLANS The Company participates in a non-contributory defined benefit pension plan for certain employees who meet participation requirements. The components of the Company’s net periodic benefit expense for its pension obligations were as follows (in thousands): Three months ended Six months ended 2024 2023 2024 2023 Service cost $ 491 $ 447 $ 982 $ 895 Interest cost on projected benefit obligation 861 855 1,722 1,710 Expected return on plan assets ( 1,005 ) ( 878 ) ( 2,009 ) ( 1,756 ) Amortization of unrecognized prior service credit ( 134 ) ( 123 ) ( 268 ) ( 245 ) Amortization of unrecognized net actuarial loss 357 316 715 632 Net periodic benefit expense $ 570 $ 617 $ 1,142 $ 1,236 The net periodic benefit expense is recorded as a component of salaries and employee benefits in the consolidated statements of income. The Company’s funding policy is to contribute, at a minimum, an actuarially determined amount that will satisfy the minimum funding requirements determined under the appropriate sections of the Internal Revenue Code. The Company has no minimum required contribution for the 2024 fiscal year.

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	(13.) COMMITMENTS AND CONTINGENCIES Financial Instruments with Off-Balance Sheet Risk The Company has financial instruments with off-balance sheet risk established in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk extending beyond amounts recognized in the financial statements. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is essentially the same as that involved with extending loans to customers. The Company uses the same credit underwriting policies in making commitments and conditional obligations as for on-balance sheet instruments. Off-balance sheet commitments consist of the following (in thousands): June 30, December 31, Commitments to extend credit $ 1,141,912 $ 1,200,617 Standby letters of credit 18,950 13,498 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the agreement. Commitments generally have fixed expiration dates or other termination clauses which may require payment of a fee. Commitments may expire without being drawn upon; therefore, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if any, is based on management’s credit evaluation of the borrower. Standby letters of credit are conditional lending commitments issued by the Company to guarantee the performance of a customer to a third party. These standby letters of credit are primarily issued to support private borrowing arrangements. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loan facilities to customers. Unfunded Commitments At June 30, 2024 and December 31, 2023, the allowance for credit losses for unfunded commitments totaled $ 3.1 million and $ 3.6 million , respectively, and was included in other liabilities on the Company’ s consolidated statements of financial condition. The credit loss expense for unfunded commitments was as follows (in thousands): Three months ended Six months ended 2024 2023 2024 2023 Credit (benefit) loss for unfunded commitments $ 43 $ 287 $ ( 527 ) $ 297 (13.) COMMITMENTS AND CONTINGENCIES (continued) Contingent Liabilities and Litigation In the ordinary course of business, there are various threatened and pending legal proceedings against the Company. Management believes that the aggregate liability, if any, arising from such litigation, except for the matter described below, would not have a material adverse effect on the Company’s consolidated financial statements. As previously disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2023 as filed with the SEC on March 13, 2024 and as disclosed in Part II, Item 1 of this Quarterly Report on Form 10-Q, the Company is party to an action filed against it on May 16, 2017 by Matthew L. Chipego, Charlene Mowry, Constance C. Churchill and Joseph W. Ewing in the Court of Common Pleas in Philadelphia, Pennsylvania. Plaintiffs sought and were granted class certification to represent classes of consumers in New York and Pennsylvania seeking to recover statutory damages, interest and declaratory relief. The plaintiffs specifically claim that the notices the Bank sent to defaulting consumers after their vehicles were repossessed did not comply with the relevant portions of the Uniform Commercial Code in New York and Pennsylvania. The Company disputes and believes it has meritorious defenses against these claims and plans to vigorously defend itself. On September 30, 2021, the Court granted plaintiffs’ motion for class certification and certified four different classes (two classes of New York consumers and two classes of Pennsylvania consumers). There are approximately 5,200 members in the New York classes and 300 members in the Pennsylvania classes. On September 26, 2022, the lower Court denied the plaintiffs’ motion for partial summary judgment for most of the relief they seek and found that there were questions of fact as to whether the members of the class had purchased the subject vehicles for “consumer use” within the meaning of the relevant statutes. The Court also denied the Company’s motion for partial summary judgment and seeking an offset in the form of recoupment reducing any liability that may be imposed against the Company by the amounts that the borrowers owe for failing to repay their motor vehicle loans, determining that the Court could not enter a judgment on recoupment – which is a set off from liability – without first determining whether there was liability. On October 7, 2022, the Superior Court of Pennsylvania granted the Company’s December 20, 2021 Request for an Interlocutory Appeal of the denial of the Company’s motion to dismiss the claims brought by New York borrowers for lack of subject matter jurisdiction and lack of standing. In a Memorandum filed on February 13, 2024, the Superior Court affirmed the decision of the lower court, holding that trial court has subject matter jurisdiction over the New York part of this action and that the New York plaintiffs have standing to pursue relief against the Company. The Superior Court also remanded the case to the lower court for further proceedings, which will include the completion of any remaining discovery and an adjudication of the open claims and defenses that have been asserted in the case. On April 5, 2024, the lower court conducted a Case Management Conference to discuss remaining matters and next steps, and thereafter issued a Scheduling Order setting a deadline of April 19, 2024 for the Company to re-file its motion to compel discovery and motion for re-consideration of the prior striking of its jurisdictional defense and scheduled a pre-trial conference for July 11, 2024. The time for the Company to re-file the aforementioned motions was extended to April 23, 2024, and the Company timely filed and served them. The case was also re-assigned to another member of the Court of Common Pleas to handle future proceedings. The Court of Common Please denied the Bank’s aforementioned motions to compel discovery and for re-consideration. The parties are in the process of completing the remaining discovery. During the July 11, 2024 pretrial conference, the Court instructed the parties to engage in further settlement of non-binding mediation discussions and set a September 11, 2024 deadline to file motions in limine and a bench trial to commence on May 5, 2025. Once the lower court has issued a final adjudication, the parties will have an opportunity to appeal adverse rulings in the case. The Company has not accrued a contingent liability for this matter at this time because, given its defenses, it is unable to conclude whether a liability is probable to occur nor is it able to currently reasonably estimate the amount of potential loss. If the Company settles these claims or the action is not resolved in its favor, the Company may suffer reputational damage and incur legal costs, settlements or judgments that exceed the amounts covered by its insurer. The Company can provide no assurances that its insurer will cover the full legal costs, settlements or judgments it incurs. If the Company is unsuccessful in defending itself from these claims or if its insurer does not cover the full amount of legal costs it incurs, the result may materially adversely affect the Company’s business, results of operations and financial condition.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements	(14.) FAIR VALUE MEASUREMENTS Determination of Fair Value – Assets Measured at Fair Value on a Recurring and Nonrecurring Basis Valuation Hierarchy The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for such asset or liability. Accounting Standards Codification (“ASC”) Topic 820, “Fair Value Measurements and Disclosures,” establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. There have been no changes in the valuation techniques used during the current period. The fair value hierarchy is as follows: • Level 1 - Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. • Level 2 - Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means. • Level 3 - Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. Transfers between levels of the fair value hierarchy are recorded as of the end of the reporting period. In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality and the Company’s creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein. A more detailed description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. Securities available for sale: Securities classified as available for sale are reported at fair value utilizing Level 2 inputs. The Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. Derivative instruments: The fair value of derivative instruments is determined using quoted secondary market prices for similar financial instruments and are classified as Level 2 in the fair value hierarchy. (14.) FAIR VALUE MEASUREMENTS (Continued) Loans held for sale: The fair value of loans held for sale is determined using quoted secondary market prices and investor commitments. Loans held for sale are classified as Level 2 in the fair value hierarchy. Collateral dependent loans: Fair value of collateral dependent loans with specific allocations of the allowance for credit losses – loans is measured based on the value of the collateral securing these loans and is classified as Level 3 in the fair value hierarchy. Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable and collateral value is determined based on appraisals performed by qualified licensed appraisers hired by the Company. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and the client’s business. Such discounts are typically significant and result in a Level 3 classification of the inputs for determining fair value. Collateral dependent loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors identified above. Long-lived assets held for sale: The fair value of the long-lived assets held for sale was based on estimated market prices from independently prepared current appraisals and are classified as Level 3 in the fair value hierarchy. Loan servicing rights: Loan servicing rights do not trade in an active market with readily observable market data. As a result, the Company estimates the fair value of loan servicing rights by using a discounted cash flow model to calculate the present value of estimated future net servicing income. The assumptions used in the discounted cash flow model are those that management believes market participants would use in estimating future net servicing income, including estimates of loan prepayment rates, servicing costs, ancillary income, impound account balances, and discount rates. The significant unobservable inputs used in the fair value measurement of the Company’s loan servicing rights are the constant prepayment rates and weighted average discount rate. Significant increases (decreases) in any of those inputs in isolation could result in a significantly lower (higher) fair value measurement. Although the constant prepayment rate and the discount rate are not directly interrelated, they will generally move in opposite directions. Loan servicing rights are classified as Level 3 measurements due to the use of significant unobservable inputs, as well as significant management judgment and estimation. Other real estate owned (foreclosed assets): Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate owned are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisals of the property, resulting in a Level 3 classification. The appraisals are sometimes further discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and client’s business. Such discounts are typically significant and result in a Level 3 classification of the inputs for determining fair value. In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized. Commitments to extend credit and letters of credit: Commitments to extend credit and fund letters of credit are principally at current interest rates, and, therefore, the carrying amount approximates fair value. The fair value of commitments is not material. (14.) FAIR VALUE MEASUREMENTS (Continued) Assets Measured at Fair Value The following tables present for each of the fair-value hierarchy levels the Company’s assets that are measured at fair value on a recurring and nonrecurring basis as of the dates indicated (in thousands). Quoted Significant Significant Total June 30, 2024 Measured on a recurring basis: Securities available for sale: U.S. Government agency and government sponsored enterprises $ — $ 21,792 $ — $ 21,792 Mortgage-backed securities — 847,830 — 847,830 Other assets: Other debt securities — 2,013 — — Hedging derivative instruments — 6,560 — 6,560 Fair value adjusted through comprehensive income $ — $ 878,195 $ — $ 876,182 Other assets: Derivative instruments – interest rate swaps — 45,274 — 45,274 Derivative instruments – mortgage banking — 154 — 154 Other liabilities: Derivative instruments – interest rate swaps — ( 45,275 ) — ( 45,275 ) Derivative instruments – mortgage banking — ( 9 ) — ( 9 ) Fair value adjusted through net income $ — $ 144 $ — $ 144 Measured on a nonrecurring basis: Loans: Loans held for sale $ — $ 2,099 $ — $ 2,099 Collateral dependent loans — — 29,954 29,954 Other assets: Long-lived assets held for sale — — 629 629 Loan servicing rights — — 1,437 1,437 Other real estate owned — — 63 63 Total $ — $ 2,099 $ 32,083 $ 34,182 There were no transfers between Levels 1 and 2 during the six months ended June 30, 2024 . There were no liabilities measured at fair value on a nonrecurring basis during the six months ended June 30, 2024 . (14.) FAIR VALUE MEASUREMENTS (Continued) Quoted Significant Significant Total December 31, 2023 Measured on a recurring basis: Securities available for sale: U.S. Government agencies and government sponsored enterprises $ — $ 21,811 $ — $ 21,811 Mortgage-backed securities — 865,919 — 865,919 Other assets: Hedging derivative instruments — 5,939 — 5,939 Fair value adjusted through comprehensive income $ — $ 893,669 $ — $ 893,669 Other assets: Derivative instruments – interest rate products $ — $ 37,517 $ — $ 37,517 Derivative instruments – mortgage banking — 50 — 50 Other liabilities: Derivative instruments – interest rate products — ( 37,519 ) — ( 37,519 ) Derivative instruments – mortgage banking — ( 2 ) — ( 2 ) Fair value adjusted through net income $ — $ 46 $ — $ 46 Measured on a nonrecurring basis: Loans: Loans held for sale $ — $ 1,370 $ — $ 1,370 Collateral dependent loans — — 37,516 37,516 Other assets: Long-lived assets held for sale — — 629 629 Loan servicing rights — — 1,382 1,382 Other real estate owned — — 142 142 Total $ — $ 1,370 $ 39,669 $ 41,039 The following table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis for which the Company has utilized Level 3 inputs to determine fair value as of June 30, 2024 (dollars in thousands). Asset Fair Valuation Technique Unobservable Input Unobservable Input Collateral dependent loans $ 29,954 Appraisal of collateral (1) Appraisal adjustments (2) 44.2 % (3) / 0 - 77.36 % Loan servicing rights $ 1,437 Discounted cash flow Discount rate 10.4 % (3) Constant prepayment rate 12.3 % (3) Long-lived assets held for sale $ 629 Appraisal of collateral (1) Appraisal adjustments (2) 27.1 % Other real estate owned $ 63 Appraisal of collateral (1) Appraisal adjustments (2) 47.7 % (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. (3) Weighted averages. (14.) FAIR VALUE MEASUREMENTS (Continued) Changes in Level 3 Fair Value Measurements There were no assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) as of or during the six months ended June 30, 2024 and 2023. Disclosures about Fair Value of Financial Instruments The assumptions used below are expected to approximate those that market participants would use in valuing these financial instruments. Fair value estimates are made at a specific point in time, based on available market information and judgments about the financial instrument, including estimates of timing, amount of expected future cash flows and the credit standing of the issuer. Such estimates do not consider the tax impact of the realization of unrealized gains or losses. In some cases, the fair value estimates cannot be substantiated by comparison to independent markets. In addition, the disclosed fair value may not be realized in the immediate settlement of the financial instrument. Care should be exercised in deriving conclusions about our business, its value or financial position based on the fair value information of financial instruments presented below. The estimated fair value approximates carrying value for cash and cash equivalents, Federal Home Loan Bank (“FHLB”) and Federal Reserve Bank (“FRB”) stock, accrued interest receivable, non-maturity deposits, short-term borrowings and accrued interest payable. Fair value estimates for other financial instruments not included elsewhere in this disclosure are discussed below. Securities held to maturity: The fair value of the Company’s investment securities held to maturity is primarily measured using information from a third-party pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. Loans: The fair value of the Company’s loans was estimated by discounting the expected future cash flows using the current interest rates at which similar loans would be made for the same remaining maturities. Loans were first segregated by type, such as commercial, residential mortgage, and consumer, and were then further segmented into fixed and variable rate and loan quality categories. Expected future cash flows were projected based on contractual cash flows, adjusted for estimated prepayments. Time deposits: The fair value of time deposits was estimated using a discounted cash flow approach that applies prevailing market interest rates for similar maturity instruments. The fair values of the Company’s time deposit liabilities do not take into consideration the value of the Company’s long-term relationships with depositors, which may have significant value. Long-term borrowings: Long-term borrowings consist of $ 75 million of subordinated notes and $ 50 million of long-term borrowings from the FHLB. The subordinated notes are publicly traded and are valued based on market prices, which are characterized as Level 2 liabilities in the fair value hierarchy. The FHLB borrowings are valued using discounted cash flows based on current market rates for borrowings with similar remaining maturities and are characterized as Level 2 liabilities in the fair value hierarchy. (14.) FAIR VALUE MEASUREMENTS (Continued) The following table presents (in thousands) the carrying amount, estimated fair value, and placement in the fair value measurement hierarchy of the Company’s financial instruments as of the dates indicated. Level in June 30, 2024 December 31, 2023 Fair Value Estimated Estimated Measurement Carrying Fair Carrying Fair Hierarchy Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 146,347 $ 146,347 $ 124,442 $ 124,442 Securities available for sale Level 2 871,635 871,635 887,730 887,730 Securities held to maturity, net Level 2 128,271 115,849 148,156 137,030 Loans held for sale Level 2 2,099 2,099 1,370 1,370 Loans Level 2 4,387,562 4,186,818 4,373,541 4,143,918 Loans (1) Level 3 29,954 29,954 37,516 37,516 Long-lived assets held for sale Level 3 629 629 629 629 Accrued interest receivable Level 1 24,494 24,494 24,481 24,481 Derivative instruments – cash flow hedges Level 2 6,560 6,560 5,939 5,939 Derivative instruments – interest rate products Level 2 45,274 45,274 37,517 37,517 Derivative instruments – mortgage banking Level 2 154 154 50 50 FHLB and FRB stock Level 2 19,085 19,085 17,406 17,406 Financial liabilities: Non-maturity deposits Level 1 3,658,182 3,658,182 3,808,216 3,808,216 Time deposits Level 2 1,475,139 1,467,809 1,404,696 1,398,352 Short-term borrowings Level 1 202,000 202,000 185,000 185,000 Long-term borrowings Level 2 124,687 126,764 124,532 128,363 Accrued interest payable Level 1 27,444 27,444 19,412 19,412 Derivative instruments – interest rate products Level 2 45,275 45,275 37,519 37,519 Derivative instruments – mortgage banking Level 2 9 9 2 2 (1) Comprised of collateral dependent loans.

Segment Reporting

Segment Reporting	6 Months Ended
	Jun. 30, 2024
Segment Reporting [Abstract]
Segment Reporting	(15.) SEGMENT REPORTING The Company has one reportable segment, Banking, which includes all the Company’s retail and commercial banking operations. This reportable segment has been identified and organized based on the nature of the underlying products and services applicable to the segment, the type of customers to whom those products and services are offered and the distribution channel through which those products and services are made available. All other segments that do not meet the quantitative threshold for separate reporting have been grouped as “All Other,” which include the activities of SDN and Courier Capital for the period ending December 31, 2023. On April 1, 2024, the Company announced and closed on the sale of the assets of its wholly owned subsidiary, SDN. See Note 1. Basis of Presentation and Summary of Significant Accounting Policies for further details on the sale of SDN. Courier Capital is our investment advisor and wealth management firm that offers customized investment management, financial planning and consulting services to individuals and families, businesses, institutions, non-profits and retirement plans. Also included in “All Other” are Holding Company amounts, which are the primary differences between segment amounts and consolidated totals, along with amounts to eliminate balances and transactions between segments. The following tables present information regarding our business segments as of and for the periods indicated (in thousands). Banking All Other Consolidated June 30, 2024 Goodwill $ 48,536 $ 9,585 $ 58,121 Other intangible assets, net — 2,858 2,858 Total assets 6,103,534 28,238 6,131,772 December 31, 2023 Goodwill $ 48,536 $ 18,535 $ 67,071 Other intangible assets, net — 5,433 5,433 Total assets 6,117,748 43,133 6,160,881 Banking All Other Consolidated Three months ended June 30, 2024 Net interest income (expense) $ 42,255 $ ( 1,062 ) $ 41,193 Provision for credit losses ( 2,041 ) — ( 2,041 ) Noninterest income 7,989 16,025 24,014 Noninterest expense ( 30,418 ) ( 2,602 ) ( 33,020 ) Income before income taxes 17,785 12,361 30,146 Income tax expense ( 1,289 ) ( 3,228 ) ( 4,517 ) Net income $ 16,496 $ 9,133 $ 25,629 Six months ended June 30, 2024 Net interest income (expense) $ 83,396 $ ( 2,121 ) $ 81,275 Benefit for credit losses 3,415 — 3,415 Noninterest income 14,485 20,430 34,915 Noninterest expense ( 80,135 ) ( 6,898 ) ( 87,033 ) Income before income taxes 21,161 11,411 32,572 Income tax expense ( 1,744 ) ( 3,129 ) ( 4,873 ) Net income $ 19,417 $ 8,282 $ 27,699 (15.) SEGMENT REPORTING (Continued) Banking All Other Consolidated Three months ended June 30, 2023 Net interest income (expense) $ 43,397 $ ( 1,060 ) $ 42,337 Provision for credit losses ( 3,230 ) — ( 3,230 ) Noninterest income 7,498 3,968 11,466 Noninterest expense ( 29,971 ) ( 3,811 ) ( 33,782 ) Income (loss) before income taxes $ 17,694 $ ( 903 ) $ 16,791 Income tax (expense) benefit ( 2,879 ) 461 ( 2,418 ) Net income (loss) $ 14,815 $ ( 442 ) $ 14,373 Six months ended June 30, 2023 Net interest income (expense) $ 86,272 $ ( 2,120 ) $ 84,152 Provision for credit losses ( 7,444 ) — ( 7,444 ) Noninterest income 13,873 8,517 22,390 Noninterest expense ( 59,744 ) ( 7,699 ) ( 67,443 ) Income (loss) before income taxes $ 32,957 $ ( 1,302 ) $ 31,655 Income tax (expense) benefit ( 5,509 ) 316 ( 5,193 ) Net income $ 27,448 $ ( 986 ) $ 26,462

Basis of Presentation and Sum_2

Basis of Presentation and Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2024
Accounting Policies [Abstract]
Nature of Operations	Nature of Operations Financial Institutions, Inc. (the “Company”) is a financial holding company organized in 1931 under the laws of New York State (“New York”). The Company provides diversified financial services through its subsidiaries, Five Star Bank (the “Bank”) and Courier Capital, LLC (“Courier Capital”). The Company offers a broad array of deposit, lending and other financial services to individuals, municipalities and businesses in Western and Central New York through its wholly owned New York chartered banking subsidiary, the Bank. The Bank also has commercial loan production offices in Ellicott City (Baltimore), Maryland and Syracuse, New York, and indirect lending network relationships with franchised automobile dealers in the Capital District of New York. Effective January 1, 2024, the Company exited the Pennsylvania automobile market to align our focus more fully around its core Upstate New York market. The Company’s Banking-as-a-Service (“BaaS”) business offers banking capabilities to non-bank financial service providers and other financial technology firms (“FinTechs”), allowing them to provide banking services to their end users. These BaaS partnerships allow the Bank to offer banking services and products beyond our traditional footprint. Courier Capital provides customized investment management, investment consulting and retirement plan services to individuals, businesses, institutions, foundations and retirement plans. On April 1, 2024, the Company announced and closed the sale of the assets of its former subsidiary SDN Insurance Agency, LLC (“SDN”), which provided a broad range of insurance services to personal and business clients, to NFP Property & Casualty Services, Inc., a subsidiary of NFP Corp. The sale generated $ 27 million in proceeds, or a pre-tax gain of $ 13.5 million, after selling costs, which was recorded to net gain (loss) on other assets on the Company’s statement of income. The all-cash transaction value represented approximately four times our 2023 insurance revenue. Following the sale of the assets of SDN, the Company changed the name of the entity to Five Star Advisors LLC and expects to utilize it to serve as a conduit to refer insurance business to NFP.
Basis of Presentation	Basis of Presentation The consolidated financial statements include the accounts of the Company and its subsidiaries. All significant intercompany accounts and transactions have been eliminated in consolidation. The accounting and reporting policies conform to U.S. generally accepted accounting principles (“GAAP”). Certain information and footnote disclosures normally included in financial statements prepared in conformity with GAAP have been condensed or omitted pursuant to such rules and regulations. However, in the opinion of management, the accompanying consolidated financial statements reflect all adjustments of a normal and recurring nature necessary for a fair presentation of the consolidated statements of financial condition, income, comprehensive income, changes in shareholders’ equity and cash flows for the periods indicated and contain adequate disclosures to make the information presented not misleading. These consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2023 . The results of operations for any interim periods are not necessarily indicative of the results which may be expected for the entire year or any other period.
Reclassifications	Reclassifications Certain reclassifications of previously reported amounts have been made to conform to the current year’s presentation. Such reclassifications did not impact net income or shareholders’ equity as previously reported.
Use of Estimates	Use of Estimates The preparation of these financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates relate to the determination of the allowance for credit losses, the carrying value of goodwill and deferred tax assets, and assumptions used in the defined benefit pension plan accounting.
Cash Flow Reporting	Cash Flow Reporting Supplemental cash flow information is summarized as follows for the six months ended June 30, 2024 and 2023 (in thousands): 2024 2023 Supplemental information: Cash paid for interest $ 83,951 $ 61,108 Cash paid for income taxes 3,107 4,678 Noncash investing and financing activities: Real estate and other assets acquired in settlement of loans 63 163 Accrued and declared unpaid dividends 5,002 4,975
Fraudulent Activity	Fraudulent Activity In early March 2024, the Company discovered fraudulent activity associated with deposit transactions conducted over the course of several business days by an in-market business customer of the Bank, which resulte d in an $ 18.2 million pre-tax loss for the six months ended June 30, 2024. The fraud exposure arose from non-contractual, external fraud, and was treated as an operational loss, recorded in deposit-related charged-off items, in noninterest expense for the first quarter of 2024, with a small recovery of $ 143 thousand being recorded for the second quarter of 2024. The Bank is working with the appropriate law enforcement authorities in connection with this matter and is aggressively pursuing all legal recourse available to recover additional funds and minimize the loss. However, there can be no assurance that the Company will be able to recover any further offset to the deposit loss. The ultimate financial impact could be lower and will depend, in part, on the Bank’s success in its efforts to recover the funds.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In March 2023, the FASB issued ASU No. 2023-02, Investments — Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method. The ASU allows for entities to consistently account for tax credit equity investments utilizing the proportional amortization method across all types of tax credits when certain requirements are met. The election of proportional amortization method must be made on a programmatic basis rather than an individual investment basis. For previously held tax credit investments, the amendments will be applied either on a modified retrospective basis or a retrospective basis. The amendments are effective for fiscal years beginning after December 15, 2023, including interim periods within those fiscal years. Early adoption is permitted. The adoption of this guidance did not have a material impact on the Company’s consolidated financial statements. Standards Not Yet Effective In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. The amendments expand the disclosure requirements of segment expenses, as well as adding disclosure of the title and position of the chief operation decision maker “CODM” and an explanation of how the CODM uses the reported measures of segment profit or loss in assessing segment performance and deciding how to allocate resources is also required. The amendments are effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted. The adoption of this guidance may require additional disclosure in the Company’s financial statement related to segments. In December 2023, the FASB issued ASU 2023-09, Income Tax (Topic 740): Improvements to Income Tax Disclosures. The amendments expand the disclosure requirements of income taxes, primarily related to the income tax rate reconciliation and income taxes paid. The guidance also eliminates certain existing disclosure requirements related to uncertain tax positions and unrecognized deferred income tax liabilities. The amendments are effective for fiscal years beginning after December 15, 2024, and interim periods within fiscal years beginning after December 15, 2025. Early adoption is permitted. The adoption of this guidance is not expected to have a material impact on the Company’s consolidated financial statements.

Basis of Presentation and Sum_3

Basis of Presentation and Summary of Significant Accounting Policies (Tables)	6 Months Ended
	Jun. 30, 2024
Accounting Policies [Abstract]
Summary of Supplemental Cash Flow Information	Supplemental cash flow information is summarized as follows for the six months ended June 30, 2024 and 2023 (in thousands): 2024 2023 Supplemental information: Cash paid for interest $ 83,951 $ 61,108 Cash paid for income taxes 3,107 4,678 Noncash investing and financing activities: Real estate and other assets acquired in settlement of loans 63 163 Accrued and declared unpaid dividends 5,002 4,975

Earnings Per Common Share ("E_2

Earnings Per Common Share ("EPS") (Tables)	6 Months Ended
	Jun. 30, 2024
Earnings Per Share [Abstract]
Reconciliation of Earnings and Shares Used in Calculating Basic and Diluted EPS	The following table presents a reconciliation of the earnings and shares used in calculating basic and diluted EPS (in thousands, except per share amounts). Three months ended Six months ended 2024 2023 2024 2023 Net income available to common shareholders $ 25,265 $ 14,009 $ 26,970 $ 25,733 Weighted average common shares outstanding: Total shares issued 16,100 16,100 16,100 16,100 Unvested restricted stock awards ( 10 ) ( 7 ) ( 10 ) ( 10 ) Treasury shares ( 646 ) ( 721 ) ( 666 ) ( 734 ) Total basic weighted average common shares outstanding 15,444 15,372 15,424 15,356 Incremental shares from assumed: Vesting of restricted stock awards 112 41 127 71 Total diluted weighted average common shares outstanding 15,556 15,413 15,551 15,427 Basic earnings per common share $ 1.64 $ 0.91 $ 1.75 $ 1.68 Diluted earnings per common share $ 1.62 $ 0.91 $ 1.73 $ 1.67
Shares Excluded from Computation of Diluted EPS	For each of the periods presented, average shares subject to the following instruments were excluded from the computation of diluted EPS because the effect would be antidilutive (in thousands): Three months ended Six months ended 2024 2023 2024 2023 Restricted stock awards — 5 — —

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2024
Investments [Abstract]
Amortized Cost and Fair Value of Investment Securities	The amortized cost and fair value of investment securities are summarized below (in thousands): Amortized Unrealized Unrealized Fair Cost Gains Losses Value June 30, 2024 Securities available for sale: U.S. Government agency and government sponsored enterprises $ 24,535 $ — $ 2,743 $ 21,792 Mortgage-backed securities: Federal National Mortgage Association 431,188 — 64,624 366,564 Federal Home Loan Mortgage Corporation 383,882 151 63,585 320,448 Government National Mortgage Association 123,508 109 22,689 100,928 Collateralized mortgage obligations: Federal National Mortgage Association 10,385 — 2,295 8,090 Federal Home Loan Mortgage Corporation 38,505 64 4,228 34,341 Government National Mortgage Association 16,841 234 — 17,075 Privately issued — 384 — 384 Total mortgage-backed securities 1,004,309 942 157,421 847,830 Other debt securities 2,000 13 — 2,013 Total available for sale securities $ 1,030,844 $ 955 $ 160,164 $ 871,635 Securities held to maturity: U.S. Government agency and government sponsored enterprises $ 16,588 $ — $ 639 $ 15,949 State and political subdivisions 52,811 23 5,531 47,303 Mortgage-backed securities: Federal National Mortgage Association 5,637 — 630 5,007 Federal Home Loan Mortgage Corporation 7,533 — 1,398 6,135 Government National Mortgage Association 19,335 — 2,216 17,119 Collateralized mortgage obligations: Federal National Mortgage Association 10,354 — 829 9,525 Federal Home Loan Mortgage Corporation 12,718 — 928 11,790 Government National Mortgage Association 3,298 — 277 3,021 Total mortgage-backed securities 58,875 — 6,278 52,597 Total held to maturity securities 128,274 $ 23 $ 12,448 $ 115,849 Allowance for credit losses – securities ( 3 ) Total held to maturity securities, net $ 128,271 December 31, 2023 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ 24,535 $ — $ 2,724 $ 21,811 Mortgage-backed securities: Federal National Mortgage Association 449,418 — 61,219 388,199 Federal Home Loan Mortgage Corporation 402,399 488 59,665 343,222 Government National Mortgage Association 126,417 252 21,409 105,260 Collateralized mortgage obligations: Federal National Mortgage Association 10,954 — 2,343 8,611 Federal Home Loan Mortgage Corporation 19,766 — 4,186 15,580 Government National Mortgage Association 4,501 221 — 4,722 Privately issued — 325 — 325 Total mortgage-backed securities 1,013,455 1,286 148,822 865,919 Total available for sale securities $ 1,037,990 $ 1,286 $ 151,546 $ 887,730 (3.) INVESTMENT SECURITIES (Continued) Amortized Unrealized Unrealized Fair Cost Gains Losses Value December 31, 2023 (continued) Securities held to maturity: U.S. Government agencies and government sponsored enterprises $ 16,513 $ — $ 530 $ 15,983 State and political subdivisions 68,854 34 5,106 63,782 Mortgage-backed securities: Federal National Mortgage Association 5,729 — 467 5,262 Federal Home Loan Mortgage Corporation 7,648 — 1,269 6,379 Government National Mortgage Association 20,223 — 1,703 18,520 Collateralized mortgage obligations: Federal National Mortgage Association 11,432 — 851 10,581 Federal Home Loan Mortgage Corporation 14,196 — 968 13,228 Government National Mortgage Association 3,565 — 270 3,295 Total mortgage-backed securities 62,793 — 5,528 57,265 Total held to maturity securities 148,160 $ 34 $ 11,164 $ 137,030 Allowance for credit losses – securities ( 4 ) Total held to maturity securities, net $ 148,156
Scheduled Maturities of Securities Available for Sale and Securities Held to Maturity	The scheduled maturities of securities available for sale and securities held to maturity at June 30, 2024 are shown below (in thousands). Actual expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Amortized Fair Cost Value Debt securities available for sale: Due in one year or less $ 12 $ 12 Due from one to five years 43,722 39,958 Due after five years through ten years 128,801 114,101 Due after ten years 858,309 717,564 Total available for sale securities $ 1,030,844 $ 871,635 Debt securities held to maturity: Due in one year or less $ 20,915 $ 20,690 Due from one to five years 19,567 18,992 Due after five years through ten years 28,818 25,867 Due after ten years 58,974 50,300 Total held to maturity securities $ 128,274 $ 115,849
Investments Gross Unrealized Losses and Fair Value	Unrealized losses on investment securities for which an allowance for credit losses has not been recorded and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (in thousands): Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses June 30, 2024 Securities available for sale: U.S. Government agencies and government $ — $ — $ 21,792 $ 2,743 $ 21,792 $ 2,743 Mortgage-backed securities: Federal National Mortgage Association — — 366,564 64,624 366,564 64,624 Federal Home Loan Mortgage Corporation — — 320,448 63,585 320,448 63,585 Government National Mortgage Association — — 100,928 22,689 100,928 22,689 Collateralized mortgage obligations: Federal National Mortgage Association — — 8,090 2,295 8,090 2,295 Federal Home Loan Mortgage Corporation — — 34,341 4,228 34,341 4,228 Government National Mortgage Association — — 17,075 — 17,075 — Privately issued — — 384 — 384 — Total mortgage-backed securities — — 847,830 157,421 847,830 157,421 Total available for sale securities — — 869,622 160,164 869,622 160,164 Other debt securities — — 2,013 — 2,013 — Total AFS debt securities with unrealized losses $ — $ — $ 871,635 $ 160,164 $ 871,635 $ 160,164 December 31, 2023 Securities available for sale: U.S. Government agencies and government $ — $ — $ 21,811 $ 2,724 $ 21,811 $ 2,724 Mortgage-backed securities: Federal National Mortgage Association 8 — 388,191 61,219 388,199 61,219 Federal Home Loan Mortgage Corporation — — 314,854 59,665 314,854 59,665 Government National Mortgage Association — — 86,475 21,409 86,475 21,409 Collateralized mortgage obligations: Federal National Mortgage Association — — 8,611 2,343 8,611 2,343 Federal Home Loan Mortgage Corporation — — 15,580 4,186 15,580 4,186 Total mortgage-backed securities 8 — 813,711 148,822 813,719 148,822 Total available for sale securities 8 — 835,522 151,546 835,530 151,546 Total AFS debt securities with unrealized losses $ 8 $ — $ 835,522 $ 151,546 $ 835,530 $ 151,546

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2024
Loans and Leases Receivable Disclosure [Abstract]
Loan Portfolio	The Company’s loan portfolio consisted of the following as of the dates indicated (in thousands): Principal Net Deferred Loans, June 30, 2024 Commercial business $ 713,192 $ 755 $ 713,947 Commercial mortgage 2,089,018 ( 3,148 ) 2,085,870 Residential real estate loans 635,717 11,958 647,675 Residential real estate lines 72,182 3,328 75,510 Consumer indirect 865,066 29,530 894,596 Other consumer 43,939 ( 69 ) 43,870 Total $ 4,419,114 $ 42,354 4,461,468 Allowance for credit losses – loans ( 43,952 ) Total loans, net $ 4,417,516 December 31, 2023 Commercial business $ 734,947 $ 753 $ 735,700 Commercial mortgage 2,009,269 ( 3,950 ) 2,005,319 Residential real estate loans 637,173 12,649 649,822 Residential real estate lines 73,972 3,395 77,367 Consumer indirect 915,723 33,108 948,831 Other consumer 45,167 ( 67 ) 45,100 Total $ 4,416,251 $ 45,888 4,462,139 Allowance for credit losses – loans ( 51,082 ) Total loans, net $ 4,411,057
Recorded Investment by Loan Class in Current and Nonaccrual Loans	The Company’s recorded investment, by loan class, in current and nonaccrual loans, as well as an analysis of accruing delinquent loans is set forth as of the dates indicated (in thousands): 30-59 Days 60-89 Days Greater Total Past Nonaccrual Current Total Nonaccrual June 30, 2024 Commercial business $ 135 $ 213 $ — $ 348 $ 5,680 $ 707,164 $ 713,192 $ 277 Commercial mortgage 2,371 — — 2,371 10,452 2,076,195 2,089,018 10,028 Residential real estate loans 1,370 117 — 1,487 5,961 628,269 635,717 5,961 Residential real estate lines 127 — — 127 183 71,872 72,182 183 Consumer indirect 9,817 1,710 — 11,527 2,897 850,642 865,066 2,897 Other consumer 132 16 36 184 — 43,755 43,939 — Total loans, gross $ 13,952 $ 2,056 $ 36 $ 16,044 $ 25,173 $ 4,377,897 $ 4,419,114 $ 19,346 December 31, 2023 Commercial business $ 341 $ — $ — $ 341 $ 5,664 $ 728,942 $ 734,947 $ 341 Commercial mortgage 5,900 727 — 6,627 10,563 1,992,079 2,009,269 10,563 Residential real estate loans 2,614 80 — 2,694 6,364 628,115 637,173 6,364 Residential real estate lines 163 20 — 183 221 73,568 73,972 221 Consumer indirect 16,128 3,204 — 19,332 3,814 892,577 915,723 3,814 Other consumer 122 27 21 170 13 44,984 45,167 13 Total loans, gross $ 25,268 $ 4,058 $ 21 $ 29,347 $ 26,639 $ 4,360,265 $ 4,416,251 $ 21,316
Amortized Cost basis of Loans Modified to Borrowers Experiencing Financial Difficulty	The following table presents the amortized cost basis of loans modified to borrowers experiencing financial difficulty, disaggregated by loan class and type of concession granted as of June 30, 2024 (in thousands): Term Extension Amortized Cost Basis % of Total Loans Loan Type Commercial business $ — 0.0 % Commercial mortgage — 0.0 % Residential real estate loans 1,393 0.2 % Residential real estate lines — 0.0 % Consumer indirect — 0.0 % Other consumer — 0.0 % Total $ 1,393 0.0 %
Financial Effect of the Modifications Made to Borrowers Experiencing Financial Difficulty	The following table describes the financial effect of the modifications made to borrowers experiencing financial difficulty: Term Extension Loan Type Financial Effect Residential real estate loans Added a weighted average 10.0 years to the life of the loan, which reduced the monthly payment amount for the borrower.
Performance of Loans that are Modified to Borrowers Experiencing Financial Difficulty	The following table depicts the performance of loans that have been modified in the six months ended June 30, 2024 (in thousands): Payment Status (Amortized Cost Basis) Current 30-89 Days 90+ Days Loan Type Commercial business $ - $ - $ - Commercial mortgage - - - Residential real estate loans 841 165 387 Residential real estate lines - - - Consumer indirect - - - Other consumer - - - Total $ 841 $ 165 $ 387
Summary of Collateral Dependent Loans	The following table presents the amortized cost basis of collateral dependent loans by collateral type as of June 30, 2024 and December 31, 2023 (in thousands): Collateral type Business assets Real property Total Specific Reserve June 30, 2024 Commercial business $ 6,922 $ 5,000 $ 11,922 $ 2,332 Commercial mortgage 13 20,392 20,405 41 Total $ 6,935 $ 25,392 $ 32,327 $ 2,373 December 31, 2023 Commercial business $ 8,698 $ 5,000 $ 13,698 $ 2,198 Commercial mortgage — 26,575 26,575 559 Total $ 8,698 $ 31,575 $ 40,273 $ 2,757
Commercial Loan Portfolio Categorized by Internally Assigned Asset Classification	The following tables set forth the Company’s commercial loan portfolio, categorized by internally assigned asset classification, as of the dates indicated (in thousands): Term Loans Amortized Cost Basis by Origination Year 2024 2023 2022 2021 2020 Prior Revolving Revolving Total June 30, 2024 Commercial Business: Uncriticized $ 36,367 $ 99,066 $ 83,504 $ 69,204 $ 36,590 $ 57,679 $ 297,229 $ — $ 679,639 Special mention — 5,502 339 2,262 30 1,809 8,345 — 18,287 Substandard 57 1,127 23 95 34 271 8,836 — 10,443 Doubtful — — 5,038 — — 321 219 — 5,578 Total Commercial Business loans $ 36,424 $ 105,695 $ 88,904 $ 71,561 $ 36,654 $ 60,080 $ 314,629 $ — $ 713,947 Current period gross write-offs $ — $ — $ — $ 20 $ — $ 50 $ — $ — $ 70 Commercial Mortgage: Uncriticized $ 101,529 $ 375,714 $ 635,528 $ 297,368 $ 198,355 $ 411,771 $ — $ — $ 2,020,265 Special mention — — 5,122 17,824 6,825 14,413 — — 44,184 Substandard — — — — 874 10,095 — — 10,969 Doubtful — 1,042 326 4,098 13 4,973 — — 10,452 Total Commercial Mortgage loans $ 101,529 $ 376,756 $ 640,976 $ 319,290 $ 206,067 $ 441,252 $ — $ — $ 2,085,870 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Revolving Total December 31, 2023 Commercial Business Uncriticized $ 111,035 $ 124,572 $ 77,079 $ 49,531 $ 21,971 $ 64,648 $ 257,585 $ — $ 706,421 Special mention 7,532 — 2,400 — 114 — 2,442 — 12,488 Substandard 1,609 11 81 — — 888 8,532 — 11,121 Doubtful — 5,097 — — 14 397 162 — 5,670 Total $ 120,176 $ 129,680 $ 79,560 $ 49,531 $ 22,099 $ 65,933 $ 268,721 $ — $ 735,700 Current period gross write-offs $ — $ 5 $ 3 $ 31 $ 8 $ 235 $ — $ — $ 282 Commercial Mortgage Uncriticized $ 350,370 $ 603,686 $ 328,916 $ 209,213 $ 151,022 $ 294,703 $ — $ — $ 1,937,910 Special mention — 494 17,136 8,982 119 11,355 — — 38,086 Substandard — 338 212 918 — 17,291 — — 18,759 Doubtful 1,397 — 4,098 14 67 4,988 — — 10,564 Total $ 351,767 $ 604,518 $ 350,362 $ 219,127 $ 151,208 $ 328,337 $ — $ — $ 2,005,319
Retail Loan Portfolio Categorized by Performance Status	The following tables set forth the Company’s retail loan portfolio, categorized by performance status, as of the dates indicated (in thousands): Term Loans Amortized Cost Basis by Origination Year 2024 2023 2022 2021 2020 Prior Revolving Revolving Total June 30, 2024 Residential Real Estate Loans Performing $ 20,993 $ 114,734 $ 77,866 $ 77,781 $ 105,113 $ 245,227 $ — $ — $ 641,714 Non-performing — 297 498 963 1,346 2,857 — — 5,961 Total Residential Real Estate Loans $ 20,993 $ 115,031 $ 78,364 $ 78,744 $ 106,459 $ 248,084 $ — $ — $ 647,675 Current period gross write-offs $ — $ — $ — $ — $ — $ 107 $ — $ — $ 107 Residential Real Estate Lines Performing $ — $ — $ — $ — $ — $ — $ 70,679 $ 4,648 $ 75,327 Non-performing — — — — — — 53 130 183 Total Residential Real Estate Lines $ — $ — $ — $ — $ — $ — $ 70,732 $ 4,778 $ 75,510 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer Indirect Performing $ 110,666 $ 217,625 $ 285,114 $ 189,766 $ 59,330 $ 29,198 $ — $ — $ 891,699 Non-performing 85 715 781 877 281 158 — — 2,897 Total Consumer Indirect Loans $ 110,751 $ 218,340 $ 285,895 $ 190,643 $ 59,611 $ 29,356 $ — $ — $ 894,596 Current period gross write-offs $ 15 $ 2,352 $ 3,296 $ 2,407 $ 885 $ 1,008 $ — $ — $ 9,963 Other Consumer Performing $ 4,059 $ 32,445 $ 3,035 $ 1,023 $ 559 $ 306 $ 2,407 $ — $ 43,834 Non-performing — — — — — — 36 — 36 Total Other Consumer Loans $ 4,059 $ 32,445 $ 3,035 $ 1,023 $ 559 $ 306 $ 2,443 $ — $ 43,870 Current period gross write-offs $ 312 $ 57 $ 105 $ 25 $ 22 $ 4 $ 55 $ — $ 580 (4.) LOANS (Continued) Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Revolving Total December 31, 2023 Residential Real Estate Loans Performing $ 112,704 $ 80,117 $ 80,323 $ 109,601 $ 70,325 $ 190,388 $ — $ — $ 643,458 Non-performing — 384 1,190 1,354 1,137 2,299 — — 6,364 Total $ 112,704 $ 80,501 $ 81,513 $ 110,955 $ 71,462 $ 192,687 $ — $ — $ 649,822 Current period gross write-offs $ — $ — $ — $ — $ 32 $ 95 $ — $ — $ 127 Residential Real Estate Lines Performing $ — $ — $ — $ — $ — $ — $ 72,128 $ 5,018 $ 77,146 Non-performing — — — — — — 55 166 221 Total $ — $ — $ — $ — $ — $ — $ 72,183 $ 5,184 $ 77,367 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ 28 $ 13 $ 41 Consumer Indirect Performing $ 247,194 $ 336,369 $ 232,891 $ 78,652 $ 31,091 $ 18,820 $ — $ — $ 945,017 Non-performing 724 1,083 1,273 380 224 130 — — 3,814 Total $ 247,918 $ 337,452 $ 234,164 $ 79,032 $ 31,315 $ 18,950 $ — $ — $ 948,831 Current period gross write-offs $ 1,371 $ 6,279 $ 5,845 $ 1,787 $ 1,282 $ 1,459 $ — $ — $ 18,023 Other Consumer Performing $ 35,483 $ 3,990 $ 1,424 $ 949 $ 217 $ 256 $ 2,747 $ — $ 45,066 Non-performing 13 — — — — — 21 — 34 Total $ 35,496 $ 3,990 $ 1,424 $ 949 $ 217 $ 256 $ 2,768 $ — $ 45,100
Changes in the Allowance for Loan Losses	The following table sets forth the changes in the allowance for credit losses – loans for the three and six months ended June 30, 2024 and 2023 (in thousands): Commercial Commercial Residential Residential Consumer Other Total Three months ended June 30, 2024 Allowance for credit losses – loans: Beginning balance $ 12,991 $ 14,113 $ 4,630 $ 794 $ 9,854 $ 693 $ 43,075 Charge-offs ( 53 ) — ( 99 ) — ( 3,746 ) ( 311 ) ( 4,209 ) Recoveries 46 3 3 — 2,902 133 3,087 (Benefit) provision ( 738 ) 1,249 ( 323 ) ( 25 ) 1,832 4 1,999 Ending balance $ 12,246 $ 15,365 $ 4,211 $ 769 $ 10,842 $ 519 $ 43,952 Six months ended June 30, 2024 Beginning balance $ 13,102 $ 15,858 $ 5,286 $ 764 $ 14,099 $ 1,973 $ 51,082 Charge-offs ( 70 ) — ( 107 ) — ( 9,963 ) ( 580 ) ( 10,720 ) Recoveries 100 4 7 — 6,146 220 6,477 Provision (benefit) ( 886 ) ( 497 ) ( 975 ) 5 560 ( 1,094 ) ( 2,887 ) Ending balance $ 12,246 $ 15,365 $ 4,211 $ 769 $ 10,842 $ 519 $ 43,952 Commercial Commercial Residential Residential Consumer Other Total Three months ended June 30, 2023 Allowance for credit losses – loans: Beginning balance $ 12,911 $ 15,195 $ 4,213 $ 651 $ 14,117 $ 441 $ 47,528 Charge-offs ( 90 ) ( 18 ) ( 39 ) ( 25 ) ( 3,009 ) ( 338 ) ( 3,519 ) Recoveries 57 2 26 — 2,709 89 2,883 Provision 540 1,647 446 84 ( 511 ) 738 2,944 Ending balance $ 13,418 $ 16,826 $ 4,646 $ 710 $ 13,306 $ 930 $ 49,836 Six months ended June 30, 2023 Beginning balance 12,585 14,412 3,301 608 14,238 269 45,413 Charge-offs ( 117 ) ( 18 ) ( 102 ) ( 41 ) ( 7,629 ) ( 720 ) ( 8,627 ) Recoveries 208 4 31 — 5,491 168 5,902 Provision (benefit) 742 2,428 1,416 143 1,206 1,213 7,148 Ending balance $ 13,418 $ 16,826 $ 4,646 $ 710 $ 13,306 $ 930 $ 49,836

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2024
Leases [Abstract]
Summary of Classification of Right of Use Assets and Lease Liabilities	The following table represents the consolidated statements of financial condition classification of the Company’s right of use assets and lease liabilities: June 30, December 31, Balance Sheet Location 2024 2023 Operating Lease Right of Use Assets: Gross carrying amount Other assets $ 39,328 $ 38,684 Accumulated amortization Other assets ( 8,052 ) ( 7,160 ) Net book value $ 31,276 $ 31,524 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 33,605 $ 33,788
Summary of Lease Costs and Other Lease Information	The following table represents lease costs and other lease information: Three months ended Six months ended 2024 2023 2024 2023 Lease costs: Operating lease costs $ 778 $ 759 $ 1,552 $ 1,535 Variable lease costs (1) 89 94 195 211 Sublease income ( 37 ) ( 24 ) ( 67 ) ( 48 ) Net lease costs $ 830 $ 829 $ 1,680 $ 1,698 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 754 $ 752 $ 1,508 $ 1,442 Right of use assets obtained in exchange for new operating lease liabilities $ 350 $ 912 $ 678 $ 1,235 (1) Variable lease costs primarily represent variable payments such as common area maintenance, insurance, taxes and utilities.
Summary of Future Minimum Payments Under Non cancellable Operating Leases	Future minimum payments under non-cancellable operating leases with initial or remaining terms of one year or more, are as follows at June 30, 2024 (in thousands): Twelve months ended June 30, 2024 $ 1,508 2025 2,927 2026 2,775 2027 2,748 2028 2,464 Thereafter 37,256 Total future minimum operating lease payments 49,678 Amounts representing interest ( 16,073 ) Present value of net future minimum operating lease payments $ 33,605

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Gross Carrying Amount Accumulated Amortization and Net Book Value	Gross carrying amount, accumulated amortization and net book value, were as follows (in thousands): June 30, December 31, 2024 2023 Core deposit intangibles: Gross carrying amount $ 2,042 $ 2,042 Accumulated amortization ( 2,042 ) ( 2,042 ) Net book value $ — $ — Other intangibles: Gross carrying amount $ 7,243 $ 14,545 Accumulated amortization ( 4,385 ) ( 9,112 ) Net book value $ 2,858 $ 5,433
Estimated Amortization Expense of Other Intangible Assets	As of June 30, 2024, the estimated amortization expense of other intangible assets for the remainder of 2024 and each of the next five years is as follows (in thousands): 2024 (remainder of year) $ 221 2025 415 2026 379 2027 343 2028 308 2029 272 Thereafter 920 Total $ 2,858

Other Assets and Other Liabil_2

Other Assets and Other Liabilities (Tables)	6 Months Ended
	Jun. 30, 2024
Other Assets [Abstract]
Summary of Other Assets and Other Liabilities	A summary of other assets and other liabilities as of the dates indicated are as follows (in thousands): June 30, December 31, 2024 2023 Other Assets: Tax credit investments $ 76,682 $ 68,253 Net deferred tax asset 48,358 48,733 Derivative instruments 51,988 43,506 Operating lease right of use assets 31,276 31,524 Federal Home Loan Bank (“FHLB”) and Federal Reserve Bank (“FRB”) stock 19,085 17,406 Accrued interest receivable 24,494 24,481 Other 49,489 80,454 Total other assets $ 301,372 $ 314,357 June 30, December 31, 2024 2023 Other Liabilities: Collateral on derivative instruments $ 49,510 $ 40,350 Derivative instruments 45,284 37,521 Operating lease right of use obligations 33,605 33,788 Accrued interest expense 27,444 19,412 Other 48,254 52,570 Total other liabilities $ 204,097 $ 183,641

Derivative Instrument and Hed_2

Derivative Instrument and Hedging Activities (Tables)	6 Months Ended
	Jun. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Summary of Company's Outstanding Interest Rate Swaps	The following table summarizes the terms of the Company’s outstanding interest rate swap agreements entered into to manage its exposure to the variability in future cash flows at June 30, 2024 (dollars in thousands): Effective Date Expiration Date Notional Amount Pay Fixed Rate 4/11/2022 4/11/2027 $ 50,000 0.787 % 1/24/2023 1/24/2026 $ 30,000 3.669 % 5/5/2023 5/5/2026 $ 25,000 3.4615 %
Fair Values of Derivative Instruments on the Balance Sheet	The table below presents the notional amounts, respective fair values of the Company’s derivative financial instruments, as well as their classification on the balance sheet as of June 30, 2024 and December 31, 2023 (in thousands): Asset derivatives Liability derivatives Gross notional Fair value Fair value June 30, 2024 December 31, 2023 Balance June 30, 2024 December 31, 2023 Balance June 30, 2024 December 31, 2023 Derivatives designated as hedging instruments Cash flow hedges $ 105,000 $ 105,000 Other assets $ 6,560 $ 5,939 Other liabilities $ — $ — Total derivatives $ 105,000 $ 105,000 $ 6,560 $ 5,939 $ — $ — Derivatives not designated as hedging instruments Interest rate swaps (1) $ 1,121,873 $ 1,104,804 Other assets $ 45,274 $ 37,517 Other liabilities $ 45,275 $ 37,519 Credit contracts 80,132 81,211 Other assets — — Other liabilities — — Mortgage banking 16,376 5,292 Other assets 154 50 Other liabilities 9 2 Total derivatives $ 1,218,381 $ 1,191,307 $ 45,428 $ 37,567 $ 45,284 $ 37,521 (1) The Company was holding collateral of $ 49.5 million and $ 40.4 million against its net obligations under these contracts at June 30, 2024 and December 31, 2023 , respectively.
Effect of Derivative Instruments on the Income Statement	The table below presents the effect of the Company’s derivative financial instruments on the income statement for the three and six months ended June 30, 2024 and 2023 (in thousands): Gain (loss) recognized in income Gain (loss) recognized in income Line item of gain (loss) Three months ended Six months ended Undesignated derivatives recognized in income 2024 2023 2024 2023 Interest rate swaps Income from derivative instruments, net $ 448 $ 625 $ 449 $ 1,126 Credit contracts Income from derivative instruments, net — 44 5 51 Mortgage banking Income from derivative instruments, net ( 71 ) 34 97 22 Total undesignated $ 377 $ 703 $ 551 $ 1,199

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	6 Months Ended
	Jun. 30, 2024
Stockholders' Equity Note [Abstract]
Changes in Shares of Common Stock	The changes in shares of common stock were as follows for the three and six months ended June 30, 2024 and 2023: Outstanding Treasury Issued 2024 Shares at December 31, 2023 15,407,406 692,150 16,099,556 Restricted stock units released 60,989 ( 60,989 ) — Treasury stock purchases ( 21,446 ) 21,446 — Shares at March 31, 2024 15,446,949 652,607 16,099,556 Restricted stock awards issued 22,011 ( 22,011 ) — Restricted stock forfeited ( 1,000 ) 1,000 — Stock awards 4,141 ( 4,141 ) — Restricted stock units released 500 ( 500 ) — Treasury stock purchases ( 206 ) 206 — Shares at June 30, 2024 15,472,395 627,161 16,099,556 2023 Shares at December 31, 2022 15,340,001 759,555 16,099,556 Restricted stock units released 58,188 ( 58,188 ) — Treasury stock purchases ( 22,710 ) 22,710 — Shares at March 31, 2023 15,375,479 724,077 16,099,556 Restricted stock awards issued 20,185 ( 20,185 ) — Stock awards 5,945 ( 5,945 ) — Restricted stock units released 296 ( 296 ) — Treasury stock purchases ( 105 ) 105 — Shares at June 30, 2023 15,401,800 697,756 16,099,556

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Loss (Tables)	6 Months Ended
	Jun. 30, 2024
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Components of Other Comprehensive (Loss) Income	The following tables present the components of other comprehensive (loss) income for the three and six months ended June 30, 2024 and 2023 (in thousands): Pre-tax Tax Net-of-tax Three months ended June 30, 2024 Securities available for sale and transferred securities: Change in unrealized loss during the period $ 698 $ 179 $ 519 Reclassification adjustment for net gains included in net income (1) 13 3 10 Total securities available for sale and transferred securities 711 182 529 Hedging derivative instruments: Change in unrealized gain during the period ( 275 ) ( 70 ) ( 205 ) Pension obligations: Amortization of prior service credit included in income ( 134 ) ( 35 ) ( 99 ) Amortization of net actuarial loss included in income 357 92 265 Total pension obligations 223 57 166 Other comprehensive income $ 659 $ 169 $ 490 Six months ended June 30, 2024 Securities available for sale and transferred securities: Change in unrealized loss during the period $ ( 8,948 ) $ ( 2,293 ) $ ( 6,655 ) Reclassification adjustment for net gains included in net income (1) 27 7 20 Total securities available for sale and transferred securities ( 8,921 ) ( 2,286 ) ( 6,635 ) Hedging derivative instruments: Change in unrealized gain during the period 632 162 470 Pension obligations: Amortization of prior service credit included in income ( 268 ) ( 69 ) ( 199 ) Amortization of net actuarial loss included in income 715 184 531 Total pension obligations 447 115 332 Other comprehensive loss $ ( 7,842 ) $ ( 2,009 ) $ ( 5,833 ) (1) Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield. Pre-tax Tax Net-of-tax Three months ended June 30, 2023 Securities available for sale and transferred securities: Change in unrealized loss during the period $ ( 11,643 ) $ ( 2,983 ) $ ( 8,660 ) Reclassification adjustment for net gains included in net income (1) 16 4 12 Total securities available for sale and transferred securities ( 11,627 ) ( 2,979 ) ( 8,648 ) Hedging derivative instruments: Change in unrealized gain during the period 1,887 483 1,404 Pension obligations: Amortization of prior service credit included in income ( 123 ) ( 32 ) ( 91 ) Amortization of net actuarial loss included in income 316 81 235 Total pension obligations 193 49 144 Other comprehensive loss $ ( 9,547 ) $ ( 2,447 ) $ ( 7,100 ) Six months ended June 30, 2023 Securities available for sale and transferred securities: Change in unrealized loss during the period $ 2,635 $ 675 $ 1,960 Reclassification adjustment for net gains included in net income (1) 35 9 26 Total securities available for sale and transferred securities 2,670 684 1,986 Hedging derivative instruments: Change in unrealized gain during the period 996 255 741 Pension obligations: Amortization of prior service credit included in income ( 245 ) ( 63 ) ( 182 ) Amortization of net actuarial loss included in income 632 162 470 Total pension obligations 387 99 288 Other comprehensive income $ 4,053 $ 1,038 $ 3,015 (1) Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.
Components of Accumulated Other Comprehensive Income (Loss)	Activity in accumulated other comprehensive income (loss), net of tax, for the three and six months ended June 30, 2024 and 2023 was as follows (in thousands): Hedging Securities Pension and Accumulated Three months ended June 30, 2024 Balance at beginning of period $ 4,586 $ ( 119,070 ) $ ( 11,780 ) $ ( 126,264 ) Other comprehensive income (loss) before reclassifications ( 205 ) 519 — 314 Amounts reclassified from accumulated other comprehensive income — 10 166 176 Net current period other comprehensive income (loss) ( 205 ) 529 166 490 Balance at end of period $ 4,381 $ ( 118,541 ) $ ( 11,614 ) $ ( 125,774 ) Six months ended June 30, 2024 Balance at beginning of period $ 3,911 $ ( 111,906 ) $ ( 11,946 ) $ ( 119,941 ) Other comprehensive income (loss) before reclassifications 470 ( 6,655 ) — ( 6,185 ) Amounts reclassified from accumulated other comprehensive income — 20 332 352 Net current period other comprehensive income (loss) 470 ( 6,635 ) 332 ( 5,833 ) Balance at end of period $ 4,381 $ ( 118,541 ) $ ( 11,614 ) $ ( 125,774 ) Three months ended June 30, 2023 Balance at beginning of period $ 4,072 $ ( 118,000 ) $ ( 13,444 ) $ ( 127,372 ) Other comprehensive income (loss) before reclassifications 1,404 ( 8,660 ) — ( 7,256 ) Amounts reclassified from accumulated other comprehensive income — 12 144 156 Net current period other comprehensive income (loss) 1,404 ( 8,648 ) 144 ( 7,100 ) Balance at end of period $ 5,476 $ ( 126,648 ) $ ( 13,300 ) $ ( 134,472 ) Six months ended June 30, 2023 Balance at beginning of period $ 4,735 $ ( 128,634 ) $ ( 13,588 ) $ ( 137,487 ) Other comprehensive income (loss) before reclassifications 741 1,960 — 2,701 Amounts reclassified from accumulated other comprehensive income — 26 288 314 Net current period other comprehensive income (loss) 741 1,986 288 3,015 Balance at end of period $ 5,476 $ ( 126,648 ) $ ( 13,300 ) $ ( 134,472 )
Amounts Reclassified Out of Each Component of Accumulated Other Comprehensive (Loss) Income	The following table presents the amounts reclassified out of each component of accumulated other comprehensive (loss) income for the three and six months ended June 30, 2024 and 2023 (in thousands): Details About Accumulated Other Comprehensive (Loss) Income Components Amount Reclassified from Affected Line Item in the Three months ended 2024 2023 Amortization of unrealized holding gain on investment securities transferred from available for sale to held to maturity $ ( 13 ) $ ( 16 ) Interest income ( 13 ) ( 16 ) Total before tax 3 4 Income tax expense ( 10 ) ( 12 ) Net of tax Amortization of pension and post-retirement items: Prior service credit (1) 134 123 Salaries and employee benefits Net actuarial losses (1) ( 357 ) ( 316 ) Salaries and employee benefits ( 223 ) ( 193 ) Total before tax 57 49 Income tax benefit ( 166 ) ( 144 ) Net of tax Total reclassified for the period $ ( 176 ) $ ( 156 ) Six months ended June 30, 2024 2023 Amortization of unrealized holding gains $ ( 27 ) $ ( 35 ) Interest income ( 27 ) ( 35 ) Total before tax 7 9 Income tax expense ( 20 ) ( 26 ) Net of tax Amortization of pension and post-retirement items: Prior service credit (1) 268 245 Salaries and employee benefits Net actuarial losses (1) ( 715 ) ( 632 ) Salaries and employee benefits ( 447 ) ( 387 ) Total before tax 115 99 Income tax benefit ( 332 ) ( 288 ) Net of tax Total reclassified for the period $ ( 352 ) $ ( 314 ) (1) These items are included in the computation of net periodic pension expense. See Note 12 – Employee Benefit Plans for additional information.

Share-Based Compensation Plans

Share-Based Compensation Plans (Tables)	6 Months Ended
	Jun. 30, 2024
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Summary of Restricted Stock Awards ,Restricted Stock Unit Award and Performance Share Units Activity	The Company granted restricted stock awards (“RSAs”), restricted stock unit award (“RSUs”), and performance-based restricted stock units (“PSUs”) during the six months ended June 30, 2024 as follows: Number of Weighted Average Grant Date Fair Value RSAs 22,011 $ 17.49 RSUs 131,665 $ 15.56 PSUs 54,754 $ 15.59
Share-Based Compensation Expense and The Total Income Tax Benefit Included In Consolidated Statements of Income	The share-based compensation expense included in the consolidated statements of income, is as follows (in thousands): Three months ended Six months ended 2024 2023 2024 2023 Salaries and employee benefits $ 505 $ 453 $ 1,033 $ 963 Other noninterest expense 241 204 282 245 Total share-based compensation expense $ 746 $ 657 $ 1,315 $ 1,208 Income tax benefit realized for compensation costs $ 94 $ 69 $ 383 $ 438

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	6 Months Ended
	Jun. 30, 2024
Retirement Benefits [Abstract]
Components of Net Periodic Benefit Expense	The components of the Company’s net periodic benefit expense for its pension obligations were as follows (in thousands): Three months ended Six months ended 2024 2023 2024 2023 Service cost $ 491 $ 447 $ 982 $ 895 Interest cost on projected benefit obligation 861 855 1,722 1,710 Expected return on plan assets ( 1,005 ) ( 878 ) ( 2,009 ) ( 1,756 ) Amortization of unrecognized prior service credit ( 134 ) ( 123 ) ( 268 ) ( 245 ) Amortization of unrecognized net actuarial loss 357 316 715 632 Net periodic benefit expense $ 570 $ 617 $ 1,142 $ 1,236

Commitments and Contingencies (

Commitments and Contingencies (Tables)	6 Months Ended
	Jun. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Off-Balance Sheet Commitments	Off-balance sheet commitments consist of the following (in thousands): June 30, December 31, Commitments to extend credit $ 1,141,912 $ 1,200,617 Standby letters of credit 18,950 13,498
Schedule of Credit Loss Expense Benefit for Unfunded Commitments	The credit loss expense for unfunded commitments was as follows (in thousands): Three months ended Six months ended 2024 2023 2024 2023 Credit (benefit) loss for unfunded commitments $ 43 $ 287 $ ( 527 ) $ 297 (13.) COMMITMENTS AND CONTINGENCIES (continued)

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Assets Measured at Fair Value on a Recurring and Non-Recurring Basis	The following tables present for each of the fair-value hierarchy levels the Company’s assets that are measured at fair value on a recurring and nonrecurring basis as of the dates indicated (in thousands). Quoted Significant Significant Total June 30, 2024 Measured on a recurring basis: Securities available for sale: U.S. Government agency and government sponsored enterprises $ — $ 21,792 $ — $ 21,792 Mortgage-backed securities — 847,830 — 847,830 Other assets: Other debt securities — 2,013 — — Hedging derivative instruments — 6,560 — 6,560 Fair value adjusted through comprehensive income $ — $ 878,195 $ — $ 876,182 Other assets: Derivative instruments – interest rate swaps — 45,274 — 45,274 Derivative instruments – mortgage banking — 154 — 154 Other liabilities: Derivative instruments – interest rate swaps — ( 45,275 ) — ( 45,275 ) Derivative instruments – mortgage banking — ( 9 ) — ( 9 ) Fair value adjusted through net income $ — $ 144 $ — $ 144 Measured on a nonrecurring basis: Loans: Loans held for sale $ — $ 2,099 $ — $ 2,099 Collateral dependent loans — — 29,954 29,954 Other assets: Long-lived assets held for sale — — 629 629 Loan servicing rights — — 1,437 1,437 Other real estate owned — — 63 63 Total $ — $ 2,099 $ 32,083 $ 34,182 There were no transfers between Levels 1 and 2 during the six months ended June 30, 2024 . There were no liabilities measured at fair value on a nonrecurring basis during the six months ended June 30, 2024 . Quoted Significant Significant Total December 31, 2023 Measured on a recurring basis: Securities available for sale: U.S. Government agencies and government sponsored enterprises $ — $ 21,811 $ — $ 21,811 Mortgage-backed securities — 865,919 — 865,919 Other assets: Hedging derivative instruments — 5,939 — 5,939 Fair value adjusted through comprehensive income $ — $ 893,669 $ — $ 893,669 Other assets: Derivative instruments – interest rate products $ — $ 37,517 $ — $ 37,517 Derivative instruments – mortgage banking — 50 — 50 Other liabilities: Derivative instruments – interest rate products — ( 37,519 ) — ( 37,519 ) Derivative instruments – mortgage banking — ( 2 ) — ( 2 ) Fair value adjusted through net income $ — $ 46 $ — $ 46 Measured on a nonrecurring basis: Loans: Loans held for sale $ — $ 1,370 $ — $ 1,370 Collateral dependent loans — — 37,516 37,516 Other assets: Long-lived assets held for sale — — 629 629 Loan servicing rights — — 1,382 1,382 Other real estate owned — — 142 142 Total $ — $ 1,370 $ 39,669 $ 41,039
Additional Quantitative Information about Assets Measured at Fair Value on Recurring and Non-Recurring Basis	The following table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis for which the Company has utilized Level 3 inputs to determine fair value as of June 30, 2024 (dollars in thousands). Asset Fair Valuation Technique Unobservable Input Unobservable Input Collateral dependent loans $ 29,954 Appraisal of collateral (1) Appraisal adjustments (2) 44.2 % (3) / 0 - 77.36 % Loan servicing rights $ 1,437 Discounted cash flow Discount rate 10.4 % (3) Constant prepayment rate 12.3 % (3) Long-lived assets held for sale $ 629 Appraisal of collateral (1) Appraisal adjustments (2) 27.1 % Other real estate owned $ 63 Appraisal of collateral (1) Appraisal adjustments (2) 47.7 % (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. (3) Weighted averages.
Carrying Amount, Estimated Fair Value, and Placement in Fair Value Hierarchy of Financial Instruments	The following table presents (in thousands) the carrying amount, estimated fair value, and placement in the fair value measurement hierarchy of the Company’s financial instruments as of the dates indicated. Level in June 30, 2024 December 31, 2023 Fair Value Estimated Estimated Measurement Carrying Fair Carrying Fair Hierarchy Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 146,347 $ 146,347 $ 124,442 $ 124,442 Securities available for sale Level 2 871,635 871,635 887,730 887,730 Securities held to maturity, net Level 2 128,271 115,849 148,156 137,030 Loans held for sale Level 2 2,099 2,099 1,370 1,370 Loans Level 2 4,387,562 4,186,818 4,373,541 4,143,918 Loans (1) Level 3 29,954 29,954 37,516 37,516 Long-lived assets held for sale Level 3 629 629 629 629 Accrued interest receivable Level 1 24,494 24,494 24,481 24,481 Derivative instruments – cash flow hedges Level 2 6,560 6,560 5,939 5,939 Derivative instruments – interest rate products Level 2 45,274 45,274 37,517 37,517 Derivative instruments – mortgage banking Level 2 154 154 50 50 FHLB and FRB stock Level 2 19,085 19,085 17,406 17,406 Financial liabilities: Non-maturity deposits Level 1 3,658,182 3,658,182 3,808,216 3,808,216 Time deposits Level 2 1,475,139 1,467,809 1,404,696 1,398,352 Short-term borrowings Level 1 202,000 202,000 185,000 185,000 Long-term borrowings Level 2 124,687 126,764 124,532 128,363 Accrued interest payable Level 1 27,444 27,444 19,412 19,412 Derivative instruments – interest rate products Level 2 45,275 45,275 37,519 37,519 Derivative instruments – mortgage banking Level 2 9 9 2 2 (1) Comprised of collateral dependent loans.

Segment Reporting (Tables)

Segment Reporting (Tables)	6 Months Ended
	Jun. 30, 2024
Segment Reporting [Abstract]
Business Segment Assets	The following tables present information regarding our business segments as of and for the periods indicated (in thousands). Banking All Other Consolidated June 30, 2024 Goodwill $ 48,536 $ 9,585 $ 58,121 Other intangible assets, net — 2,858 2,858 Total assets 6,103,534 28,238 6,131,772 December 31, 2023 Goodwill $ 48,536 $ 18,535 $ 67,071 Other intangible assets, net — 5,433 5,433 Total assets 6,117,748 43,133 6,160,881
Business Segment Profit (Loss)	Banking All Other Consolidated Three months ended June 30, 2024 Net interest income (expense) $ 42,255 $ ( 1,062 ) $ 41,193 Provision for credit losses ( 2,041 ) — ( 2,041 ) Noninterest income 7,989 16,025 24,014 Noninterest expense ( 30,418 ) ( 2,602 ) ( 33,020 ) Income before income taxes 17,785 12,361 30,146 Income tax expense ( 1,289 ) ( 3,228 ) ( 4,517 ) Net income $ 16,496 $ 9,133 $ 25,629 Six months ended June 30, 2024 Net interest income (expense) $ 83,396 $ ( 2,121 ) $ 81,275 Benefit for credit losses 3,415 — 3,415 Noninterest income 14,485 20,430 34,915 Noninterest expense ( 80,135 ) ( 6,898 ) ( 87,033 ) Income before income taxes 21,161 11,411 32,572 Income tax expense ( 1,744 ) ( 3,129 ) ( 4,873 ) Net income $ 19,417 $ 8,282 $ 27,699 (15.) SEGMENT REPORTING (Continued) Banking All Other Consolidated Three months ended June 30, 2023 Net interest income (expense) $ 43,397 $ ( 1,060 ) $ 42,337 Provision for credit losses ( 3,230 ) — ( 3,230 ) Noninterest income 7,498 3,968 11,466 Noninterest expense ( 29,971 ) ( 3,811 ) ( 33,782 ) Income (loss) before income taxes $ 17,694 $ ( 903 ) $ 16,791 Income tax (expense) benefit ( 2,879 ) 461 ( 2,418 ) Net income (loss) $ 14,815 $ ( 442 ) $ 14,373 Six months ended June 30, 2023 Net interest income (expense) $ 86,272 $ ( 2,120 ) $ 84,152 Provision for credit losses ( 7,444 ) — ( 7,444 ) Noninterest income 13,873 8,517 22,390 Noninterest expense ( 59,744 ) ( 7,699 ) ( 67,443 ) Income (loss) before income taxes $ 32,957 $ ( 1,302 ) $ 31,655 Income tax (expense) benefit ( 5,509 ) 316 ( 5,193 ) Net income $ 27,448 $ ( 986 ) $ 26,462

Basis of Presentation and Sum_4

Basis of Presentation and Summary of Significant Accounting Policies (Summary of Supplemental Cash Flow Information) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Supplemental information:
Cash paid for interest	$ 83,951	$ 61,108
Cash paid for income taxes	3,107	4,678
Noncash investing and financing activities:
Real estate and other assets acquired in settlement of loans	63	163
Accrued and declared unpaid dividends	$ 5,002	$ 4,975

Basis of Presentation and Sum_5

Basis of Presentation and Summary of Significant Accounting Policies (Narrative) (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
	Apr. 01, 2024	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Basis of Presentation and Significant Accounting Policies [Line Items]
Net gain (loss) on other assets		$ 13,508	$ (7)	$ 13,495	$ 32
Fraud Activity [Member]
Basis of Presentation and Significant Accounting Policies [Line Items]
Pre tax loss				$ 18,200
Recovery of noninterest expense		$ 143
SDN [Member]
Basis of Presentation and Significant Accounting Policies [Line Items]
Proceeds from divestiture of interest in consolidated subsidiaries	$ 27,000
Net gain (loss) on other assets	$ 13,500

Earnings Per Common Share ("E_3

Earnings Per Common Share ("EPS") (Reconciliation of Earnings and Shares Used in Calculating Basic and Diluted EPS) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Earnings Per Share [Abstract]
Net income available to common shareholders	$ 25,265	$ 14,009	$ 26,970	$ 25,733
Weighted average common shares outstanding:
Total shares issued	16,100	16,100	16,100	16,100
Unvested restricted stock awards	(10)	(7)	(10)	(10)
Treasury shares	(646)	(721)	(666)	(734)
Total basic weighted average common shares outstanding	15,444	15,372	15,424	15,356
Incremental shares from assumed:
Vesting of restricted stock awards	112	41	127	71
Total diluted weighted average common shares outstanding	15,556	15,413	15,551	15,427
Basic earnings per common share	$ 1.64	$ 0.91	$ 1.75	$ 1.68
Diluted earnings per common share	$ 1.62	$ 0.91	$ 1.73	$ 1.67

Earnings Per Common Share ("E_4

Earnings Per Common Share ("EPS") (Shares Excluded from Computation of Diluted EPS) (Details) - shares shares in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Restricted Stock Awards [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computation of diluted EPS	0	5	0	0

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Value of Investment Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	$ 1,030,844	$ 1,037,990
Securities available for sale, Unrealized Gains	955	1,286
Securities available for sale, Unrealized Losses	160,164	151,546
Securities available for sale	871,635	887,730
Securities held to maturity, Amortized Cost	128,274	148,160
Securities held to maturity, Unrealized Gains	23	34
Securities held to maturity, Unrealized Losses	12,448	11,164
Securities held to maturity, fair value	115,849	137,030
Allowance for credit losses, Amortized Cost	(3)	(4)
Held-to-maturity securities, net , Amortized Cost	128,271	148,156
U.S. Government Agency And Government Sponsored Enterprises [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	24,535	24,535
Securities available for sale, Unrealized Gains	0	0
Securities available for sale, Unrealized Losses	2,743	2,724
Securities available for sale	21,792	21,811
Securities held to maturity, Amortized Cost	16,588	16,513
Securities held to maturity, Unrealized Gains	0	0
Securities held to maturity, Unrealized Losses	639	530
Securities held to maturity, fair value	15,949	15,983
State And Political Subdivisions [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Unrealized Losses	0
Securities held to maturity, Amortized Cost	52,811	68,854
Securities held to maturity, Unrealized Gains	23	34
Securities held to maturity, Unrealized Losses	5,531	5,106
Securities held to maturity, fair value	47,303	63,782
Mortgage-Backed Securities [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	1,004,309	1,013,455
Securities available for sale, Unrealized Gains	942	1,286
Securities available for sale, Unrealized Losses	157,421	148,822
Securities available for sale	847,830	865,919
Securities held to maturity, Amortized Cost	58,875	62,793
Securities held to maturity, Unrealized Gains	0	0
Securities held to maturity, Unrealized Losses	6,278	5,528
Securities held to maturity, fair value	52,597	57,265
Collateralized Mortgage-Backed Securities Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	431,188	449,418
Securities available for sale, Unrealized Gains	0	0
Securities available for sale, Unrealized Losses	64,624	61,219
Securities available for sale	366,564	388,199
Securities held to maturity, Amortized Cost	5,637	5,729
Securities held to maturity, Unrealized Gains	0	0
Securities held to maturity, Unrealized Losses	630	467
Securities held to maturity, fair value	5,007	5,262
Collateralized Mortgage-Backed Securities Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	383,882	402,399
Securities available for sale, Unrealized Gains	151	488
Securities available for sale, Unrealized Losses	63,585	59,665
Securities available for sale	320,448	343,222
Securities held to maturity, Amortized Cost	7,533	7,648
Securities held to maturity, Unrealized Gains	0	0
Securities held to maturity, Unrealized Losses	1,398	1,269
Securities held to maturity, fair value	6,135	6,379
Collateralized Mortgage-Backed Securities Government National Mortgage Association Certificates and Obligations (GNMA) [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	123,508	126,417
Securities available for sale, Unrealized Gains	109	252
Securities available for sale, Unrealized Losses	22,689	21,409
Securities available for sale	100,928	105,260
Securities held to maturity, Amortized Cost	19,335	20,223
Securities held to maturity, Unrealized Gains	0	0
Securities held to maturity, Unrealized Losses	2,216	1,703
Securities held to maturity, fair value	17,119	18,520
Collateralized Mortgage Obligations Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	10,385	10,954
Securities available for sale, Unrealized Gains	0	0
Securities available for sale, Unrealized Losses	2,295	2,343
Securities available for sale	8,090	8,611
Securities held to maturity, Amortized Cost	10,354	11,432
Securities held to maturity, Unrealized Gains	0	0
Securities held to maturity, Unrealized Losses	829	851
Securities held to maturity, fair value	9,525	10,581
Collateralized Mortgage Obligations Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	38,505	19,766
Securities available for sale, Unrealized Gains	64	0
Securities available for sale, Unrealized Losses	4,228	4,186
Securities available for sale	34,341	15,580
Securities held to maturity, Amortized Cost	12,718	14,196
Securities held to maturity, Unrealized Gains	0	0
Securities held to maturity, Unrealized Losses	928	968
Securities held to maturity, fair value	11,790	13,228
Collateralized Mortgage Obligations Government National Mortgage Association Certificates And Obligations Gnma [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	16,841	4,501
Securities available for sale, Unrealized Gains	234	221
Securities available for sale, Unrealized Losses	0	0
Securities available for sale	17,075	4,722
Securities held to maturity, Amortized Cost	3,298	3,565
Securities held to maturity, Unrealized Gains	0	0
Securities held to maturity, Unrealized Losses	277	270
Securities held to maturity, fair value	3,021	3,295
Collateralized Mortgage Obligations Mortgage-Backed Securities, Issued by Private Enterprises [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	0	0
Securities available for sale, Unrealized Gains	384	325
Securities available for sale, Unrealized Losses	0	0
Securities available for sale	384	$ 325
Other Debt Obligations [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	2,000
Securities available for sale, Unrealized Gains	13
Securities available for sale	$ 2,013

Investment Securities (Narrativ

Investment Securities (Narrative) (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2024 USD ($) Security	Jun. 30, 2023 USD ($)	Jun. 30, 2024 USD ($) Security	Jun. 30, 2023 USD ($)	Dec. 31, 2023 USD ($) Security
Schedule Of Investments [Line Items]
Securities pledged as collateral	$ 891,000,000,000		$ 891,000,000,000		$ 845,200,000
Proceeds from Sale of Debt Securities, Available-for-Sale			$ 0	$ 0
Number of security positions, unrealized loss position | Security	189		189		201
Number of security positions, unrealized loss position for more than 12 months | Security	189		189		198
Securities, 12 months or longer, Fair Value	$ 871,635,000		$ 871,635,000		$ 835,522,000
Securities, 12 months or longer, Unrealized Losses	160,164,000		160,164,000		$ 151,546,000
Number of security positions, unrealized loss position for less than 12 months | Security					3
Securities, Less than 12 months, Fair Value	0		0		$ 8,000
Securities, Less than 12 months, Unrealized Losses	0		0		0
Available for sale securities, allowance for credit loss	0		0		0
Securities held to maturity, Amortized Cost	128,274,000		128,274,000		148,160,000
Internally rated held-to-maturity securities	$ 3,400,000		$ 3,400,000		$ 4,200,000
Investment, Type [Extensible Enumeration]	Municipal Bonds [Member]		Municipal Bonds [Member]		Municipal Bonds [Member]
Investment securities, past due	$ 4,461,468,000		$ 4,461,468,000		$ 4,462,139,000
Total Past Due [Member]
Schedule Of Investments [Line Items]
Investment securities, past due	16,044,000		16,044,000		29,347,000
Municipal Bonds [Member]
Schedule Of Investments [Line Items]
Securities held to maturity, Amortized Cost	49,400,000		49,400,000		64,600,000
Maximum [Member]
Schedule Of Investments [Line Items]
Securities, 12 months or longer, Unrealized Losses	160,200,000		160,200,000		151,500,000
Securities, Less than 12 months, Unrealized Losses					1,000
Available for Sale Securities [Member]
Schedule Of Investments [Line Items]
Accrued interest receivable	2,100,000		2,100,000
Held To Maturity Investment Securities [Member]
Schedule Of Investments [Line Items]
Accrued interest receivable	559,000		559,000		571,000
Held To Maturity Investment Securities [Member] | Total Past Due [Member]
Schedule Of Investments [Line Items]
Investment securities, past due	0		0		$ 0
Held To Maturity Investment Securities [Member] | Maximum [Member]
Schedule Of Investments [Line Items]
Provision for credit loss	$ 1,000	$ 1,000	$ 1,000	$ 1,000

Investment Securities (Schedule

Investment Securities (Scheduled Maturities of Securities Available for Sale and Securities Held to Maturity) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Investments [Abstract]
Debt securities available for sale, Due in one year or less, Amortized Cost	$ 12
Debt securities available for sale, Due from one to five years, Amortized Cost	43,722
Debt securities available for sale, Due after five years through ten years, Amortized Cost	128,801
Debt securities available for sale, Due after ten years, Amortized Cost	858,309
Securities available for sale, Amortized Cost	1,030,844	$ 1,037,990
Debt securities available for sale, Due in one year or less, Fair Value	12
Debt securities available for sale, Due from one to five years, Fair Value	39,958
Debt securities available for sale, Due after five years through ten years, Fair Value	114,101
Debt securities available for sale, Due after ten years, Fair Value	717,564
Debt securities available for sale, Fair Value	871,635	887,730
Debt securities held to maturity, Due in one year or less, Amortized Cost	20,915
Debt securities held to maturity, Due from one to five years, Amortized Cost	19,567
Debt securities held to maturity, Due after five years through ten years, Amortized Cost	28,818
Debt securities held to maturity, Due after ten years, Amortized Cost	58,974
Securities held to maturity, Amortized Cost	128,274	148,160
Debt securities held to maturity, Due in one year or less, Fair Value	20,690
Debt securities held to maturity, Due from one to five years, Fair Value	18,992
Debt securities held to maturity, Due after five years through ten years, Fair Value	25,867
Debt securities held to maturity, Due after ten years, Fair Value	50,300
Securities held to maturity, Fair Value	$ 115,849	$ 137,030

Investment Securities (Investme

Investment Securities (Investments Gross Unrealized Losses and Fair Value) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	$ 0	$ 8
Securities available for sale, Less than 12 months, Unrealized Losses	0	0
Securities available for sale, 12 months or longer, Fair Value	869,622	835,522
Securities available for sale, 12 months or longer, Unrealized Losses	160,164	151,546
Securities available for sale, Fair Value, Total	869,622	835,530
Securities available for sale, Unrealized Losses, Total	160,164	151,546
Total AFS debt securities with unrealized losses, Less than 12 months, Fair Value	0	8
Total AFS debt securities with unrealized losses, Less than 12 months, Unrealized Losses	0	0
Total AFS debt securities with unrealized losses, 12 months or longer, Fair Value	871,635	835,522
Total AFS debt securities with unrealized losses, 12 months or longer, Unrealized Losses	160,164	151,546
Total AFS debt securities with unrealized losses, Fair Value	871,635	835,530
Total AFS debt securities with unrealized losses, Unrealized Losses	160,164	151,546
Other Debt Obligations [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Total AFS debt securities with unrealized losses, Less than 12 months, Fair Value	0
Total AFS debt securities with unrealized losses, Less than 12 months, Unrealized Losses	0
Total AFS debt securities with unrealized losses, 12 months or longer, Fair Value	2,013
Total AFS debt securities with unrealized losses, 12 months or longer, Unrealized Losses	0
Total AFS debt securities with unrealized losses, Fair Value	2,013
Total AFS debt securities with unrealized losses, Unrealized Losses	0
U.S. Government Agency And Government Sponsored Enterprises [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	0	0
Securities available for sale, Less than 12 months, Unrealized Losses	0	0
Securities available for sale, 12 months or longer, Fair Value	21,792	21,811
Securities available for sale, 12 months or longer, Unrealized Losses	2,743	2,724
Securities available for sale, Fair Value, Total	21,792	21,811
Securities available for sale, Unrealized Losses, Total	2,743	2,724
Mortgage-Backed Securities [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	0	8
Securities available for sale, Less than 12 months, Unrealized Losses	0	0
Securities available for sale, 12 months or longer, Fair Value	847,830	813,711
Securities available for sale, 12 months or longer, Unrealized Losses	157,421	148,822
Securities available for sale, Fair Value, Total	847,830	813,719
Securities available for sale, Unrealized Losses, Total	157,421	148,822
Mortgage-Backed Securities [Member] | Federal National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	0	8
Securities available for sale, Less than 12 months, Unrealized Losses	0	0
Securities available for sale, 12 months or longer, Fair Value	366,564	388,191
Securities available for sale, 12 months or longer, Unrealized Losses	64,624	61,219
Securities available for sale, Fair Value, Total	366,564	388,199
Securities available for sale, Unrealized Losses, Total	64,624	61,219
Mortgage-Backed Securities [Member] | Federal Home Loan Mortgage Corporation [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	0	0
Securities available for sale, Less than 12 months, Unrealized Losses	0	0
Securities available for sale, 12 months or longer, Fair Value	320,448	314,854
Securities available for sale, 12 months or longer, Unrealized Losses	63,585	59,665
Securities available for sale, Fair Value, Total	320,448	314,854
Securities available for sale, Unrealized Losses, Total	63,585	59,665
Mortgage-Backed Securities [Member] | Government National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	0	0
Securities available for sale, Less than 12 months, Unrealized Losses	0	0
Securities available for sale, 12 months or longer, Fair Value	100,928	86,475
Securities available for sale, 12 months or longer, Unrealized Losses	22,689	21,409
Securities available for sale, Fair Value, Total	100,928	86,475
Securities available for sale, Unrealized Losses, Total	22,689	21,409
Collateralized Mortgage Obligations [Member] | Federal National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	0	0
Securities available for sale, Less than 12 months, Unrealized Losses	0	0
Securities available for sale, 12 months or longer, Fair Value	8,090	8,611
Securities available for sale, 12 months or longer, Unrealized Losses	2,295	2,343
Securities available for sale, Fair Value, Total	8,090	8,611
Securities available for sale, Unrealized Losses, Total	2,295	2,343
Collateralized Mortgage Obligations [Member] | Federal Home Loan Mortgage Corporation [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	0	0
Securities available for sale, Less than 12 months, Unrealized Losses	0	0
Securities available for sale, 12 months or longer, Fair Value	34,341	15,580
Securities available for sale, 12 months or longer, Unrealized Losses	4,228	4,186
Securities available for sale, Fair Value, Total	34,341	15,580
Securities available for sale, Unrealized Losses, Total	4,228	$ 4,186
Collateralized Mortgage Obligations [Member] | Government National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	0
Securities available for sale, Less than 12 months, Unrealized Losses	0
Securities available for sale, 12 months or longer, Fair Value	17,075
Securities available for sale, 12 months or longer, Unrealized Losses	0
Securities available for sale, Fair Value, Total	17,075
Securities available for sale, Unrealized Losses, Total	0
Collateralized Mortgage Obligations [Member] | Private Equity Funds [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	0
Securities available for sale, Less than 12 months, Unrealized Losses	0
Securities available for sale, 12 months or longer, Fair Value	384
Securities available for sale, 12 months or longer, Unrealized Losses	0
Securities available for sale, Fair Value, Total	384
Securities available for sale, Unrealized Losses, Total	$ 0

Loans (Loan Portfolio) (Details

Loans (Loan Portfolio) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 4,461,468		$ 4,462,139
Principal Amount Outstanding, Total	4,419,114		4,416,251
Net Deferred Loan (Fees) Costs	42,354		45,888
Total loans, net	4,417,516		4,411,057
Allowance for credit losses - loans	(43,952)	$ (43,075)	(51,082)	$ (49,836)	$ (47,528)	$ (45,413)
Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	713,947		735,700
Principal Amount Outstanding, Total	713,192		734,947
Net Deferred Loan (Fees) Costs	755		753
Allowance for credit losses - loans	(12,246)	(12,991)	(13,102)	(13,418)	(12,911)	(12,585)
Commercial Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,085,870		2,005,319
Principal Amount Outstanding, Total	2,089,018		2,009,269
Net Deferred Loan (Fees) Costs	(3,148)		(3,950)
Allowance for credit losses - loans	(15,365)	(14,113)	(15,858)	(16,826)	(15,195)	(14,412)
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	647,675		649,822
Principal Amount Outstanding, Total	635,717		637,173
Net Deferred Loan (Fees) Costs	11,958		12,649
Allowance for credit losses - loans	(4,211)	(4,630)	(5,286)	(4,646)	(4,213)	(3,301)
Residential Real Estate Lines [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	75,510		77,367
Principal Amount Outstanding, Total	72,182		73,972
Net Deferred Loan (Fees) Costs	3,328		3,395
Allowance for credit losses - loans	(769)	(794)	(764)	(710)	(651)	(608)
Consumer Indirect [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	894,596		948,831
Principal Amount Outstanding, Total	865,066		915,723
Net Deferred Loan (Fees) Costs	29,530		33,108
Allowance for credit losses - loans	(10,842)	(9,854)	(14,099)	(13,306)	(14,117)	(14,238)
Other Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	43,870		45,100
Principal Amount Outstanding, Total	43,939		45,167
Net Deferred Loan (Fees) Costs	(69)		(67)
Allowance for credit losses - loans	$ (519)	$ (693)	$ (1,973)	$ (930)	$ (441)	$ (269)

Loans (Narrative) (Details)

Loans (Narrative) (Details) - USD ($)	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	$ 2,099,000		$ 1,370,000
Residential Real Estate Mortgages Serviced For Others	273,500,000		269,400,000
Accrued interest receivable	24,494,000		24,481,000
Interest income on nonaccrual loans	0	$ 0
Estimated interest income	132,000	$ 122,000
Other Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accrued interest receivable	21,800,000		21,800,000
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	2,100,000		1,400,000
Consumer Overdrafts [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due greater than 90 days and still accruing interest	$ 36,000		$ 21,000

Loans (Recorded Investment by L

Loans (Recorded Investment by Loan Class in Current and Nonaccrual Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	$ 4,461,468	$ 4,462,139
Financing Receivable, Allowance for Credit Loss, Current	4,377,897	4,360,265
Investment securities, nonaccrual	25,173	26,639
Nonaccrual with no allowance	19,346	21,316
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	13,952	25,268
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	2,056	4,058
Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	36	21
Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	16,044	29,347
Total Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	4,419,114	4,416,251
Commercial Business [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	713,947	735,700
Financing Receivable, Allowance for Credit Loss, Current	707,164	728,942
Investment securities, nonaccrual	5,680	5,664
Nonaccrual with no allowance	277	341
Commercial Business [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	135	341
Commercial Business [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	213	0
Commercial Business [Member] | Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	0	0
Commercial Business [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	348	341
Commercial Business [Member] | Total Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	713,192	734,947
Commercial Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	2,085,870	2,005,319
Financing Receivable, Allowance for Credit Loss, Current	2,076,195	1,992,079
Investment securities, nonaccrual	10,452	10,563
Nonaccrual with no allowance	10,028	10,563
Commercial Mortgage [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	2,371	5,900
Commercial Mortgage [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	0	727
Commercial Mortgage [Member] | Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	0	0
Commercial Mortgage [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	2,371	6,627
Commercial Mortgage [Member] | Total Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	2,089,018	2,009,269
Residential Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	647,675	649,822
Financing Receivable, Allowance for Credit Loss, Current	628,269	628,115
Investment securities, nonaccrual	5,961	6,364
Nonaccrual with no allowance	5,961	6,364
Residential Real Estate Loans [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,370	2,614
Residential Real Estate Loans [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	117	80
Residential Real Estate Loans [Member] | Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	0	0
Residential Real Estate Loans [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,487	2,694
Residential Real Estate Loans [Member] | Total Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	635,717	637,173
Residential Real Estate Lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	75,510	77,367
Financing Receivable, Allowance for Credit Loss, Current	71,872	73,568
Investment securities, nonaccrual	183	221
Nonaccrual with no allowance	183	221
Residential Real Estate Lines [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	127	163
Residential Real Estate Lines [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	0	20
Residential Real Estate Lines [Member] | Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	0	0
Residential Real Estate Lines [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	127	183
Residential Real Estate Lines [Member] | Total Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	72,182	73,972
Consumer Indirect [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	894,596	948,831
Financing Receivable, Allowance for Credit Loss, Current	850,642	892,577
Investment securities, nonaccrual	2,897	3,814
Nonaccrual with no allowance	2,897	3,814
Consumer Indirect [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	9,817	16,128
Consumer Indirect [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,710	3,204
Consumer Indirect [Member] | Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	0	0
Consumer Indirect [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	11,527	19,332
Consumer Indirect [Member] | Total Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	865,066	915,723
Other Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	43,870	45,100
Financing Receivable, Allowance for Credit Loss, Current	43,755	44,984
Investment securities, nonaccrual	0	13
Nonaccrual with no allowance	0	13
Other Consumer [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	132	122
Other Consumer [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	16	27
Other Consumer [Member] | Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	36	21
Other Consumer [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	184	170
Other Consumer [Member] | Total Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	$ 43,939	$ 45,167

Loans (Amortized Cost basis of

Loans (Amortized Cost basis of Loans Modified to Borrowers Experiencing Financial Difficulty) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	$ 4,417,516	$ 4,411,057
Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	$ 1,393
Percentage of total loans	0%
Commercial Business [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	$ 0
Percentage of total loans	0%
Commercial Mortgage [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	$ 0
Percentage of total loans	0%
Residential Real Estate Loans [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	$ 1,393
Percentage of total loans	0.20%
Residential Real Estate Lines [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	$ 0
Percentage of total loans	0%
Consumer Indirect [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	$ 0
Percentage of total loans	0%
Other Consumer [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	$ 0
Percentage of total loans	0%

Loans (Financial Effect of the

Loans (Financial Effect of the Modifications Made to Borrowers Experiencing Financial Difficulty) (Details)	6 Months Ended
	Jun. 30, 2024
Residential Mortgage [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Added Weighted Average Loans Life	10 years

Loans (Performance of Loans tha

Loans (Performance of Loans that are Modified to Borrowers Experiencing Financial Difficulty) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	$ 4,417,516	$ 4,411,057
Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	1,393
Extended Maturity [Member] | Current
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	841
Extended Maturity [Member] | 30-89 Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	165
Extended Maturity [Member] | 90+ Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	387
Commercial Business [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Commercial Business [Member] | Extended Maturity [Member] | Current
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Commercial Business [Member] | Extended Maturity [Member] | 30-89 Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Commercial Business [Member] | Extended Maturity [Member] | 90+ Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Commercial Mortgage [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Commercial Mortgage [Member] | Extended Maturity [Member] | Current
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Commercial Mortgage [Member] | Extended Maturity [Member] | 30-89 Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Commercial Mortgage [Member] | Extended Maturity [Member] | 90+ Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Residential Real Estate Loans [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	1,393
Residential Real Estate Loans [Member] | Extended Maturity [Member] | Current
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	841
Residential Real Estate Loans [Member] | Extended Maturity [Member] | 30-89 Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	165
Residential Real Estate Loans [Member] | Extended Maturity [Member] | 90+ Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	387
Residential Real Estate Lines [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Residential Real Estate Lines [Member] | Extended Maturity [Member] | Current
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Residential Real Estate Lines [Member] | Extended Maturity [Member] | 30-89 Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Residential Real Estate Lines [Member] | Extended Maturity [Member] | 90+ Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Consumer Indirect [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Consumer Indirect [Member] | Extended Maturity [Member] | Current
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Consumer Indirect [Member] | Extended Maturity [Member] | 30-89 Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Consumer Indirect [Member] | Extended Maturity [Member] | 90+ Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Other Consumer [Member] | Extended Maturity [Member]
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Other Consumer [Member] | Extended Maturity [Member] | Current
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Other Consumer [Member] | Extended Maturity [Member] | 30-89 Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	0
Other Consumer [Member] | Extended Maturity [Member] | 90+ Days Past Due
Financing Receivable, Modified [Line Items]
Financing receivables, amortized cost basis	$ 0

Loans (Summary of Collateral De

Loans (Summary of Collateral Dependent Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Impaired [Line Items]
Collateral dependent loans on business assets	$ 6,935	$ 8,698
Collateral dependent loans on real property	25,392	31,575
Collateral dependent loans	32,327	40,273
Collateral dependent loan with specific reserve	2,373	2,757
Commercial Business [Member]
Financing Receivable, Impaired [Line Items]
Collateral dependent loans on business assets	6,922	8,698
Collateral dependent loans on real property	5,000	5,000
Collateral dependent loans	11,922	13,698
Collateral dependent loan with specific reserve	2,332	2,198
Commercial Mortgage [Member]
Financing Receivable, Impaired [Line Items]
Collateral dependent loans on business assets	13	0
Collateral dependent loans on real property	20,392	26,575
Collateral dependent loans	20,405	26,575
Collateral dependent loan with specific reserve	$ 41	$ 559

Loans (Commercial Loan Portfoli

Loans (Commercial Loan Portfolio Categorized by Internally Assigned Asset Classification) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Commercial Business [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	$ 36,424	$ 120,176
Prior Fiscal Year 1	105,695	129,680
Prior Fiscal Year 2	88,904	79,560
Prior Fiscal Year 3	71,561	49,531
Prior Fiscal Year 4	36,654	22,099
Prior	60,080	65,933
Revolving Loans Amortized Cost Basis	314,629	268,721
Revolving Loans Converted to Term	0	0
Total	713,947	735,700
Commercial Business [Member] | Uncriticized [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	36,367	111,035
Prior Fiscal Year 1	99,066	124,572
Prior Fiscal Year 2	83,504	77,079
Prior Fiscal Year 3	69,204	49,531
Prior Fiscal Year 4	36,590	21,971
Prior	57,679	64,648
Revolving Loans Amortized Cost Basis	297,229	257,585
Revolving Loans Converted to Term	0	0
Total	679,639	706,421
Commercial Business [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	7,532
Prior Fiscal Year 1	5,502	0
Prior Fiscal Year 2	339	2,400
Prior Fiscal Year 3	2,262	0
Prior Fiscal Year 4	30	114
Prior	1,809	0
Revolving Loans Amortized Cost Basis	8,345	2,442
Revolving Loans Converted to Term	0	0
Total	18,287	12,488
Commercial Business [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	57	1,609
Prior Fiscal Year 1	1,127	11
Prior Fiscal Year 2	23	81
Prior Fiscal Year 3	95	0
Prior Fiscal Year 4	34	0
Prior	271	888
Revolving Loans Amortized Cost Basis	8,836	8,532
Revolving Loans Converted to Term	0	0
Total	10,443	11,121
Commercial Business [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	5,097
Prior Fiscal Year 2	5,038	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	14
Prior	321	397
Revolving Loans Amortized Cost Basis	219	162
Revolving Loans Converted to Term	0	0
Total	5,578	5,670
Commercial Business [Member] | Current Period Gross Write-offs [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	5
Prior Fiscal Year 2	0	3
Prior Fiscal Year 3	20	31
Prior Fiscal Year 4	0	8
Prior	50	235
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	70	282
Commercial Mortgage [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	101,529	351,767
Prior Fiscal Year 1	376,756	604,518
Prior Fiscal Year 2	640,976	350,362
Prior Fiscal Year 3	319,290	219,127
Prior Fiscal Year 4	206,067	151,208
Prior	441,252	328,337
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	2,085,870	2,005,319
Commercial Mortgage [Member] | Uncriticized [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	101,529	350,370
Prior Fiscal Year 1	375,714	603,686
Prior Fiscal Year 2	635,528	328,916
Prior Fiscal Year 3	297,368	209,213
Prior Fiscal Year 4	198,355	151,022
Prior	411,771	294,703
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	2,020,265	1,937,910
Commercial Mortgage [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	494
Prior Fiscal Year 2	5,122	17,136
Prior Fiscal Year 3	17,824	8,982
Prior Fiscal Year 4	6,825	119
Prior	14,413	11,355
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	44,184	38,086
Commercial Mortgage [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	338
Prior Fiscal Year 2	0	212
Prior Fiscal Year 3	0	918
Prior Fiscal Year 4	874	0
Prior	10,095	17,291
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	10,969	18,759
Commercial Mortgage [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	1,397
Prior Fiscal Year 1	1,042	0
Prior Fiscal Year 2	326	4,098
Prior Fiscal Year 3	4,098	14
Prior Fiscal Year 4	13	67
Prior	4,973	4,988
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	10,452	$ 10,564
Commercial Mortgage [Member] | Current Period Gross Write-offs [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0
Prior Fiscal Year 1	0
Prior Fiscal Year 2	0
Prior Fiscal Year 3	0
Prior Fiscal Year 4	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	$ 0

Loans (Retail Loan Portfolio Ca

Loans (Retail Loan Portfolio Categorized by Performance Status) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Residential Real Estate Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	$ 20,993	$ 112,704
Prior Fiscal Year 1	115,031	80,501
Prior Fiscal Year 2	78,364	81,513
Prior Fiscal Year 3	78,744	110,955
Prior Fiscal Year 4	106,459	71,462
Prior	248,084	192,687
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	647,675	649,822
Residential Real Estate Loans [Member] | Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	20,993	112,704
Prior Fiscal Year 1	114,734	80,117
Prior Fiscal Year 2	77,866	80,323
Prior Fiscal Year 3	77,781	109,601
Prior Fiscal Year 4	105,113	70,325
Prior	245,227	190,388
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	641,714	643,458
Residential Real Estate Loans [Member] | Non-Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	297	384
Prior Fiscal Year 2	498	1,190
Prior Fiscal Year 3	963	1,354
Prior Fiscal Year 4	1,346	1,137
Prior	2,857	2,299
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	5,961	6,364
Residential Real Estate Loans [Member] | Current Period Gross Write-offs [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	0
Prior Fiscal Year 2	0	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	32
Prior	107	95
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	107	127
Residential Real Estate Lines [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	0
Prior Fiscal Year 2	0	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	70,732	72,183
Revolving Loans Converted to Term	4,778	5,184
Total	75,510	77,367
Residential Real Estate Lines [Member] | Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	0
Prior Fiscal Year 2	0	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	70,679	72,128
Revolving Loans Converted to Term	4,648	5,018
Total	75,327	77,146
Residential Real Estate Lines [Member] | Non-Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	0
Prior Fiscal Year 2	0	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	53	55
Revolving Loans Converted to Term	130	166
Total	183	221
Residential Real Estate Lines [Member] | Current Period Gross Write-offs [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	0
Prior Fiscal Year 1	0	0
Prior Fiscal Year 2	0	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	28
Revolving Loans Converted to Term	0	13
Total	0	41
Consumer Indirect [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	110,751	247,918
Prior Fiscal Year 1	218,340	337,452
Prior Fiscal Year 2	285,895	234,164
Prior Fiscal Year 3	190,643	79,032
Prior Fiscal Year 4	59,611	31,315
Prior	29,356	18,950
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	894,596	948,831
Consumer Indirect [Member] | Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	110,666	247,194
Prior Fiscal Year 1	217,625	336,369
Prior Fiscal Year 2	285,114	232,891
Prior Fiscal Year 3	189,766	78,652
Prior Fiscal Year 4	59,330	31,091
Prior	29,198	18,820
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	891,699	945,017
Consumer Indirect [Member] | Non-Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	85	724
Prior Fiscal Year 1	715	1,083
Prior Fiscal Year 2	781	1,273
Prior Fiscal Year 3	877	380
Prior Fiscal Year 4	281	224
Prior	158	130
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	2,897	3,814
Consumer Indirect [Member] | Current Period Gross Write-offs [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	15	1,371
Prior Fiscal Year 1	2,352	6,279
Prior Fiscal Year 2	3,296	5,845
Prior Fiscal Year 3	2,407	1,787
Prior Fiscal Year 4	885	1,282
Prior	1,008	1,459
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	9,963	18,023
Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	4,059	35,496
Prior Fiscal Year 1	32,445	3,990
Prior Fiscal Year 2	3,035	1,424
Prior Fiscal Year 3	1,023	949
Prior Fiscal Year 4	559	217
Prior	306	256
Revolving Loans Amortized Cost Basis	2,443	2,768
Revolving Loans Converted to Term	0	0
Total	43,870	45,100
Other Consumer [Member] | Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	4,059	35,483
Prior Fiscal Year 1	32,445	3,990
Prior Fiscal Year 2	3,035	1,424
Prior Fiscal Year 3	1,023	949
Prior Fiscal Year 4	559	217
Prior	306	256
Revolving Loans Amortized Cost Basis	2,407	2,747
Revolving Loans Converted to Term	0	0
Total	43,834	45,066
Other Consumer [Member] | Non-Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	0	13
Prior Fiscal Year 1	0	0
Prior Fiscal Year 2	0	0
Prior Fiscal Year 3	0	0
Prior Fiscal Year 4	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	36	21
Revolving Loans Converted to Term	0	0
Total	36	$ 34
Other Consumer [Member] | Current Period Gross Write-offs [Member]
Financing Receivable Recorded Investment [Line Items]
Current Fiscal Year	312
Prior Fiscal Year 1	57
Prior Fiscal Year 2	105
Prior Fiscal Year 3	25
Prior Fiscal Year 4	22
Prior	4
Revolving Loans Amortized Cost Basis	55
Revolving Loans Converted to Term	0
Total	$ 580

Loans (Changes in the Allowance

Loans (Changes in the Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 43,075	$ 47,528	$ 51,082	$ 45,413
Charge-offs	(4,209)	(3,519)	(10,720)	(8,627)
Recoveries	3,087	2,883	6,477	5,902
Provision (benefit)	1,999	2,944	(2,887)	7,148
Ending balance	43,952	49,836	43,952	49,836
Commercial Business [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	12,991	12,911	13,102	12,585
Charge-offs	(53)	(90)	(70)	(117)
Recoveries	46	57	100	208
Provision (benefit)	(738)	540	(886)	742
Ending balance	12,246	13,418	12,246	13,418
Commercial Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	14,113	15,195	15,858	14,412
Charge-offs	0	(18)	0	(18)
Recoveries	3	2	4	4
Provision (benefit)	1,249	1,647	(497)	2,428
Ending balance	15,365	16,826	15,365	16,826
Residential Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	4,630	4,213	5,286	3,301
Charge-offs	(99)	(39)	(107)	(102)
Recoveries	3	26	7	31
Provision (benefit)	(323)	446	(975)	1,416
Ending balance	4,211	4,646	4,211	4,646
Residential Real Estate Lines [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	794	651	764	608
Charge-offs	0	(25)	0	(41)
Recoveries	0	0	0	0
Provision (benefit)	(25)	84	5	143
Ending balance	769	710	769	710
Consumer Indirect [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	9,854	14,117	14,099	14,238
Charge-offs	(3,746)	(3,009)	(9,963)	(7,629)
Recoveries	2,902	2,709	6,146	5,491
Provision (benefit)	1,832	(511)	560	1,206
Ending balance	10,842	13,306	10,842	13,306
Other Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	693	441	1,973	269
Charge-offs	(311)	(338)	(580)	(720)
Recoveries	133	89	220	168
Provision (benefit)	4	738	(1,094)	1,213
Ending balance	$ 519	$ 930	$ 519	$ 930

Leases (Narrative) (Details)

Leases (Narrative) (Details)	6 Months Ended
	Jun. 30, 2024 BuildingLease
Leases [Abstract]
Operating leases term description	The Company is obligated under a number of non-cancellable operating lease agreements for land, buildings and equipment with terms, including renewal options reasonably certain to be exercised, extending through 2061
Sublease extension terms	Two building leases were subleased with terms that extended through December 31, 2024.
Number of buildings subleased	2
Operating leases, weighted average remaining lease term	20 years 1 month 6 days
Operating leases, weighted-average discount rate	3.92%

Leases (Summary of Classificati

Leases (Summary of Classification of Right of Use Assets and Lease Liabilities) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Operating Lease Right of Use Assets:
Gross carrying amount	$ 39,328	$ 38,684
Accumulated amortization	(8,052)	(7,160)
Net book value	$ 31,276	$ 31,524
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other assets	Other assets
Operating Lease Liabilities:
Operating lease right of use obligations	$ 33,605	$ 33,788
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities	Other liabilities

Leases (Summary of Lease Costs

Leases (Summary of Lease Costs and Other Lease Information) (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Lease costs:
Operating lease costs		$ 778	$ 759	$ 1,552	$ 1,535
Variable lease costs	[1]	89	94	195	211
Sublease income		(37)	(24)	(67)	(48)
Net lease costs		830	829	1,680	1,698
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from operating leases		754	752	1,508	1,442
Right of use assets obtained in exchange for new operating lease liabilities		$ 350	$ 912	$ 678	$ 1,235
[1] Variable lease costs primarily represent variable payments such as common area maintenance, insurance, taxes and utilities.

Leases (Summary of Future Minim

Leases (Summary of Future Minimum Payments Under Non-cancellable Operating Leases) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Leases [Abstract]
2024	$ 1,508
2025	2,927
2026	2,775
2027	2,748
2028	2,464
Thereafter	37,256
Total future minimum operating lease payments	49,678
Amounts representing interest	(16,073)
Present value of net future minimum operating lease payments	$ 33,605	$ 33,788

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Carrying amount of goodwill	$ 58,121		$ 58,121		$ 67,071
Goodwill, Written off Related to Sale of Business Unit			9,000
Amortization expense during the year	$ 114	$ 230	331	$ 464
Gain on sale of intangible asset			$ 2,200

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets (Gross Carrying Amount Accumulated Amortization and Net Book Value) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Goodwill [Line Items]
Total	$ 2,858	$ 5,433
Core Deposits [Member]
Goodwill [Line Items]
Gross carrying amount	2,042	2,042
Accumulated amortization	(2,042)	(2,042)
Total	0	0
Other Intangible Assets [Member]
Goodwill [Line Items]
Gross carrying amount	7,243	14,545
Accumulated amortization	(4,385)	(9,112)
Total	$ 2,858	$ 5,433

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets (Estimated Amortization Expense of Other Intangible Assets) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
2024 (remainder of year)	$ 221
2025	415
2026	379
2027	343
2028	308
2029	272
Thereafter	920
Total	$ 2,858	$ 5,433

Other Assets and Other Liabil_3

Other Assets and Other Liabilities - Summary of Other Assets and Other Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Other Assets [Abstract]
Tax credit investments	$ 76,682	$ 68,253
Net deferred tax asset	48,358	48,733
Derivative instruments	51,988	43,506
Operating lease right of use assets	31,276	31,524
Federal Home Loan Bank ("FHLB") and Federal Reserve Bank ("FRB") stock	19,085	17,406
Accrued interest receivable	24,494	24,481
Other	49,489	80,454
Total other assets	301,372	314,357
Other Liabilities [Abstract]
Collateral on derivative instruments	49,510	40,350
Derivative instruments	45,284	37,521
Operating lease right of use obligations	33,605	33,788
Accrued interest expense	27,444	19,412
Other	48,254	52,570
Total other liabilities	$ 204,097	$ 183,641

Derivative Instrument and Hed_3

Derivative Instrument and Hedging Activities (Summary of Company's Outstanding Interest Rate Swaps) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2024 USD ($)
Interest Rate Swap Transaction One [Member]
Debt Instrument [Line Items]
Derivative, Contract End Date	Apr. 11, 2027
Derivatives Effective Date	Apr. 11, 2022
Derivative Liability, Notional Amount	$ 50,000
Derivative, Fixed Interest Rate	0.787%
Interest Rate Swap Transaction Two [Member]
Debt Instrument [Line Items]
Derivative, Contract End Date	Jan. 24, 2026
Derivatives Effective Date	Jan. 24, 2023
Derivative Liability, Notional Amount	$ 30,000
Derivative, Fixed Interest Rate	3.669%
Interest Rate Swap Transaction Three [Member]
Debt Instrument [Line Items]
Derivative, Contract End Date	May 05, 2026
Derivatives Effective Date	May 05, 2023
Derivative Liability, Notional Amount	$ 25,000
Derivative, Fixed Interest Rate	3.4615%

Derivative Instrument and Hed_4

Derivative Instrument and Hedging Activities - (Narrative) (Details) $ in Millions	Jun. 30, 2024 USD ($)
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Estimated reclassification to interest expense during next twelve months	$ 2.9

Derivative Instrument and Hed_5

Derivative Instrument and Hedging Activities (Fair Values of Derivative Instruments on the Balance Sheet) (Details) - USD ($) $ in Thousands		Jun. 30, 2024	Dec. 31, 2023
Derivatives, Fair Value [Line Items]
Asset derivatives		$ 51,988	$ 43,506
Liability derivatives		45,284	37,521
Derivatives Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount		105,000	105,000
Derivatives Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives		6,560	5,939
Derivatives Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives		0	0
Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount		1,218,381	1,191,307
Derivatives Not Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives		45,428	37,567
Derivatives Not Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives		45,284	37,521
Cash Flow Hedge of Interest Rate Risk [Member] | Derivatives Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount		105,000	105,000
Cash Flow Hedge of Interest Rate Risk [Member] | Derivatives Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives		6,560	5,939
Cash Flow Hedge of Interest Rate Risk [Member] | Derivatives Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives		0	0
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	[1]	1,121,873	1,104,804
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives	[1]	45,274	37,517
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives	[1]	45,275	37,519
Credit Contract [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount		80,132	81,211
Credit Contract [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives		0	0
Credit Contract [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives		0	0
Mortgage Banking [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount		16,376	5,292
Mortgage Banking [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives		154	50
Mortgage Banking [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives		$ 9	$ 2
[1] The Company was holding collateral of $ 49.5 million and $ 40.4 million against its net obligations under these contracts at June 30, 2024 and December 31, 2023 , respectively.

Derivative Instrument and Hed_6

Derivative Instrument and Hedging Activities (Fair Values of Derivative Instruments on the Balance Sheet) (Parenthetical) (Details) - USD ($) $ in Millions	Jun. 30, 2024	Dec. 31, 2023
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Obligations secured with cash	$ 49.5	$ 40.4

Derivative Instrument and Hed_7

Derivative Instrument and Hedging Activities (Effect of Derivative Instruments on the Income Statement) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	$ 377	$ 703	$ 551	$ 1,199
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Gain (loss) recognized in income	Gain (loss) recognized in income	Gain (loss) recognized in income	Gain (loss) recognized in income
Derivatives Not Designated as Hedging Instruments [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	$ 377	$ 703	$ 551	$ 1,199
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	448	625	449	1,126
Credit Contract [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	0	44	5	51
Mortgage Banking [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	$ (71)	$ 34	$ 97	$ 22

Shareholders' Equity (Changes i

Shareholders' Equity (Changes in Shares of Common Stock) (Details) - shares	3 Months Ended				6 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Jun. 30, 2023	Mar. 31, 2023	Jun. 30, 2024
Shareholders Equity [Line Items]
Treasury stock, beginning balance		692,150			692,150
Shares issued, beginning balance	16,099,556	16,099,556	16,099,556	16,099,556	16,099,556
Treasury stock purchases					0
Treasury stock, ending balance	627,161				627,161
Shares issued, ending balance	16,099,556	16,099,556	16,099,556	16,099,556	16,099,556
Common Stock [Member]
Shareholders Equity [Line Items]
Shares outstanding, beginning balance	15,446,949	15,407,406	15,375,479	15,340,001	15,407,406
Restricted stock awards issued	22,011		20,185
Restricted stock awards forfeited	(1,000)
Stock awards	4,141		5,945
Restricted stock units released	500	60,989	296	58,188
Treasury stock purchases	(206)	(21,446)	(105)	(22,710)
Shares outstanding, ending balance	15,472,395	15,446,949	15,401,800	15,375,479	15,472,395
Treasury Stock [Member]
Shareholders Equity [Line Items]
Treasury stock, beginning balance	652,607	692,150	724,077	759,555	692,150
Restricted stock awards issued	(22,011)		(20,185)
Restricted stock awards forfeited	1,000
Stock awards	(4,141)		(5,945)
Restricted stock units released	(500)	(60,989)	(296)	(58,188)
Treasury stock purchases	206	21,446	105	22,710
Treasury stock, ending balance	627,161	652,607	697,756	724,077	627,161

Shareholders' Equity (Narrative

Shareholders' Equity (Narrative) (Details) - shares	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2022
Stockholders' Equity Note [Abstract]
Shares of common stock authorized to be repurchased		766,447
Treasury stock purchases	0

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Loss (Components of Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands	3 Months Ended						6 Months Ended
	Jun. 30, 2024		Mar. 31, 2024	Jun. 30, 2023		Mar. 31, 2023	Jun. 30, 2024		Jun. 30, 2023
Other comprehensive (loss) income, Pre-tax Amount	$ 659			$ (9,547)			$ (7,842)		$ 4,053
Other comprehensive income (loss), Tax Effect	169			(2,447)			(2,009)		1,038
Total other comprehensive income (loss), net of tax	490		$ (6,323)	(7,100)		$ 10,115	(5,833)		3,015
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Including Noncontrolling Interest [Member]
Other comprehensive (loss) income, before Reclassifications, Pre-tax Amount	698			(11,643)			(8,948)		2,635
Reclassification, Pre-tax Amount	13	[1]		16	[2]		27	[1]	35	[2]
Other comprehensive (loss) income, Pre-tax Amount	711			(11,627)			(8,921)		2,670
Other comprehensive income (loss), before Reclassifications, Tax Effect	179			(2,983)			(2,293)		675
Reclassification, Tax Effect	3	[1]		4	[2]		7	[1]	9	[2]
Other comprehensive income (loss), Tax Effect	182			(2,979)			(2,286)		684
Other comprehensive income (loss), before Reclassifications, Net-of-tax Amount	519			(8,660)			(6,655)		1,960
Amounts reclassified from accumulated other comprehensive income	10	[1]		(12)	[2]		20	[1]	(26)	[2]
Total other comprehensive income (loss), net of tax	529			(8,648)			(6,635)		1,986
Accumulated Net Gain (Loss) from Cash Flow Hedges Including Portion Attributable to Noncontrolling Interest [Member]
Other comprehensive (loss) income, Pre-tax Amount	(275)			1,887			632		996
Other comprehensive income (loss), Tax Effect	(70)			483			162		255
Total other comprehensive income (loss), net of tax	(205)			1,404			470		741
Accumulated Defined Benefit Plans Adjustment, Net Prior Service Including Portion Attributable to Noncontrolling Interest [Member]
Other comprehensive (loss) income, Pre-tax Amount	(134)			(123)			(268)		(245)
Other comprehensive income (loss), Tax Effect	(35)			(32)			(69)		(63)
Total other comprehensive income (loss), net of tax	(99)			(91)			(199)		(182)
Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Including Portion Attributable to Noncontrolling Interest [Member]
Other comprehensive (loss) income, Pre-tax Amount	357			316			715		632
Other comprehensive income (loss), Tax Effect	92			81			184		162
Total other comprehensive income (loss), net of tax	265			235			531		470
Accumulated Defined Benefit Plans Adjustment Including Portion Attributable to Noncontrolling Interest [Member]
Other comprehensive (loss) income, Pre-tax Amount	223			193			447		387
Other comprehensive income (loss), Tax Effect	57			49			115		99
Total other comprehensive income (loss), net of tax	$ 166			$ 144			$ 332		$ 288
[1] Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield. Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Loss (Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Jun. 30, 2023	Mar. 31, 2023	Jun. 30, 2024	Jun. 30, 2023
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	$ 445,734	$ 454,796	$ 422,823	$ 405,605	$ 454,796	$ 405,605
Net current period other comprehensive income (loss)	490	(6,323)	(7,100)	10,115	(5,833)	3,015
Balance	467,667	445,734	425,873	422,823	467,667	425,873
Hedging Derivative Instruments [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	4,586	3,911	4,072	4,735	3,911	4,735
Other comprehensive income (loss) before reclassifications	(205)		1,404		470	741
Amounts reclassified from accumulated other comprehensive income	0		0		0	0
Net current period other comprehensive income (loss)	(205)		1,404		470	741
Balance	4,381	4,586	5,476	4,072	4,381	5,476
Securities Available-For-Sale and Transferred Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(119,070)	(111,906)	(118,000)	(128,634)	(111,906)	(128,634)
Other comprehensive income (loss) before reclassifications	519		(8,660)		(6,655)	1,960
Amounts reclassified from accumulated other comprehensive income	10		12		20	26
Net current period other comprehensive income (loss)	529		(8,648)		(6,635)	1,986
Balance	(118,541)	(119,070)	(126,648)	(118,000)	(118,541)	(126,648)
Pension And Post-Retirement Obligations [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(11,780)	(11,946)	(13,444)	(13,588)	(11,946)	(13,588)
Other comprehensive income (loss) before reclassifications	0		0		0	0
Amounts reclassified from accumulated other comprehensive income	166		144		332	288
Net current period other comprehensive income (loss)	166		144		332	288
Balance	(11,614)	(11,780)	(13,300)	(13,444)	(11,614)	(13,300)
Accumulated Other Comprehensive Income (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(126,264)	(119,941)	(127,372)	(137,487)	(119,941)	(137,487)
Other comprehensive income (loss) before reclassifications	314		(7,256)		(6,185)	2,701
Amounts reclassified from accumulated other comprehensive income	176		156		352	314
Net current period other comprehensive income (loss)	490	(6,323)	(7,100)	10,115	(5,833)	3,015
Balance	$ (125,774)	$ (126,264)	$ (134,472)	$ (127,372)	$ (125,774)	$ (134,472)

Accumulated Other Comprehensi_5

Accumulated Other Comprehensive Loss (Amounts Reclassified Out of Each Component of Accumulated Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands		3 Months Ended						6 Months Ended
		Jun. 30, 2024		Mar. 31, 2024	Jun. 30, 2023		Mar. 31, 2023	Jun. 30, 2024		Jun. 30, 2023
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest income		$ 41,193			$ 42,337			$ 81,275		$ 84,152
Income (loss) before income taxes		30,146			16,791			32,572		31,655
Income tax expense		4,517			2,418			4,873		5,193
Net income		25,629		$ 2,070	14,373		$ 12,089	27,699		26,462
Securities Available for Sale and Transferred Securities [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification before tax		(13)	[1]		(16)	[2]		(27)	[1]	(35)	[2]
Reclassification tax		(3)	[1]		(4)	[2]		(7)	[1]	(9)	[2]
Total reclassified for the period		(10)	[1]		12	[2]		(20)	[1]	26	[2]
Prior Service Credit [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification before tax	[3]	134			123			268		245
Net Actuarial Losses [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification before tax	[3]	(357)			(316)			(715)		(632)
Pension And Post-Retirement Obligations [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net income		(10)			(12)
Reclassification before tax		(13)			(16)
Reclassification tax		57			49			115		99
Total reclassified for the period		(166)			(144)			(332)		(288)
Accumulated Other Comprehensive Loss [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total reclassified for the period		(176)			(156)			(352)		(314)
Reclassification out of Accumulated Other Comprehensive (Loss) Income [Member] | Securities Available for Sale and Transferred Securities [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest income		(13)			(16)			(27)		(35)
Income (loss) before income taxes		(223)			(193)			(447)		(387)
Income tax expense		3			4			7		9
Net income								(20)		(26)
Reclassification before tax								(27)		(35)
Total reclassified for the period		$ (166)			$ (144)			$ (332)		$ (288)
[1] Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield. Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield. These items are included in the computation of net periodic pension expense. See Note 12 – Employee Benefit Plans for additional information.

Share-Based Compensation Plan_2

Share-Based Compensation Plans (Summary of Restricted Stock Awards ,Restricted Stock Unit Award and Performance Share Units Activity) (Details)	6 Months Ended
	Jun. 30, 2024 $ / shares shares
RSAs [Member]
Granted, Number of Shares | shares	22,011
Granted, Weighted Average Market Price at Grant Date | $ / shares	$ 17.49
RSUs [Member]
Granted, Number of Shares | shares	131,665
Granted, Weighted Average Market Price at Grant Date | $ / shares	$ 15.56
PSUs [Member]
Granted, Number of Shares | shares	54,754
Granted, Weighted Average Market Price at Grant Date | $ / shares	$ 15.59

Share-Based Compensation Plan_3

Share-Based Compensation Plans (Narrative) (Details) - Restricted Stock Awards [Member] $ in Millions	6 Months Ended
	Jun. 30, 2024 USD ($)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of RSAs granted	50%
Unrecognized compensation expense	$ 4.5
Expected recognition expense period, weighted average period in years	2 years 1 month 17 days

Share-Based Compensation Plan_4

Share-Based Compensation Plans (Share-Based Compensation Expense and The Total Income Tax Benefit Included In Consolidated Statements of Income) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total share-based compensation expense	$ 746	$ 657	$ 1,315	$ 1,208
Income tax benefit realized for compensation costs	94	69	383	438
Salaries and Employee Benefits [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total share-based compensation expense	505	453	1,033	963
Other Noninterest Expense [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total share-based compensation expense	$ 241	$ 204	$ 282	$ 245

Employee Benefit Plans (Compone

Employee Benefit Plans (Components of Net Periodic Benefit Expense) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Retirement Benefits [Abstract]
Service cost	$ 491	$ 447	$ 982	$ 895
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) Excluding Service Cost, Statement of Income or Comprehensive Income [Extensible Enumeration]			Labor and Related Expense
Interest cost on projected benefit obligation	861	855	$ 1,722	1,710
Expected return on plan assets	(1,005)	(878)	(2,009)	(1,756)
Amortization of unrecognized prior service credit	(134)	(123)	(268)	(245)
Amortization of unrecognized net actuarial loss	357	316	715	632
Net periodic benefit expense	$ 570	$ 617	$ 1,142	$ 1,236

Employee Benefit Plans (Narrati

Employee Benefit Plans (Narrative) (Details)	6 Months Ended
	Jun. 30, 2024 USD ($)
Minimum [Member]
Defined Contribution Plan Disclosure [Line Items]
Employer contribution	$ 0

Commitments and Contingencies_2

Commitments and Contingencies (Off-Balance Sheet Commitments) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Commitments To Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet commitments	$ 1,141,912	$ 1,200,617
Standby Letters Of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet commitments	$ 18,950	$ 13,498

Commitments and Contingencies_3

Commitments and Contingencies (Schedule of Credit Loss Expense Benefit for Unfunded Commitments) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Unfunded Loan Commitment [Member] | Provision For Credit Losses [Member]
Commitments And Contingencies [Line Items]
Credit (benefit) loss for unfunded commitments	$ 43	$ 287	$ (527)	$ 297

Commitments and Contingencies_4

Commitments and Contingencies (Narrative) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Commitments And Contingencies [Line Items]
Allowance for credit loss	$ 43,952	$ 43,075	$ 51,082	$ 49,836	$ 47,528	$ 45,413
Unfunded Commitments [Member] | Other Liabilities [Member]
Commitments And Contingencies [Line Items]
Allowance for credit loss	$ 3,100		$ 3,600

Fair Value Measurements (Assets

Fair Value Measurements (Assets Measured at Fair Value on a Recurring and Non-Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	$ 871,635	$ 887,730
Loan Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	1,437
Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	29,954
Other Real Estate Owned [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	63
Long-lived Assets Held for Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	629
Measured On A Recurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	876,182	893,669
Liabilities at fair value	144	46
Measured On A Recurring Basis [Member] | Derivative Instruments, Liabilities [Member] | Interest Rate Swaps [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(45,275)	(37,519)
Measured On A Recurring Basis [Member] | Derivative Instruments, Liabilities [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(9)	(2)
Measured On A Recurring Basis [Member] | U.S. Government Agency And Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	21,792	21,811
Measured On A Recurring Basis [Member] | Mortgage-Backed Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	847,830	865,919
Measured On A Recurring Basis [Member] | Derivative Instruments, Assets [Member] | Cash Flow Hedging [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	6,560	5,939
Measured On A Recurring Basis [Member] | Derivative Instruments, Assets [Member] | Interest Rate Swaps [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	45,274	37,517
Measured On A Recurring Basis [Member] | Derivative Instruments, Assets [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	154	50
Measured On A Recurring Basis [Member] | Level 1 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	0
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	878,195	893,669
Liabilities at fair value	144	46
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Liabilities [Member] | Interest Rate Swaps [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(45,275)	(37,519)
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Liabilities [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(9)	(2)
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | U.S. Government Agency And Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	21,792	21,811
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Mortgage-Backed Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	847,830	865,919
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Other debt securities [Member] | Cash Flow Hedging [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	2,013
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Assets [Member] | Cash Flow Hedging [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	6,560	5,939
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Assets [Member] | Interest Rate Swaps [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	45,274	37,517
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Assets [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	154	50
Measured On A Nonrecurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	34,182	41,039
Liabilities at fair value	0
Measured On A Nonrecurring Basis [Member] | Loans Held For Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	2,099	1,370
Measured On A Nonrecurring Basis [Member] | Loan Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	1,437	1,382
Measured On A Nonrecurring Basis [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	29,954	37,516
Measured On A Nonrecurring Basis [Member] | Other Real Estate Owned [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	63	142
Measured On A Nonrecurring Basis [Member] | Long-lived Assets Held for Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	629	629
Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	2,099	1,370
Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member] | Loans Held For Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	2,099	1,370
Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	0	0
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	32,083	39,669
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Loan Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	1,437	1,382
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	29,954	37,516
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Other Real Estate Owned [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	63	142
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Long-lived Assets Held for Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	$ 629	$ 629

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Level 1 to Level 2 transfers, assets amount	$ 0
Assets measured at fair value on recurring basis using significant unobservable inputs	0		$ 0
Long-term borrowings	124,687	$ 124,532
Subordinated notes [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Long-term borrowings	75,000
FHLB [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Long-term borrowings	50,000
Measured On A Nonrecurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities measured at fair value on nonrecurring basis	$ 0

Fair Value Measurements (Additi

Fair Value Measurements (Additional Quantitative Information about Assets Measured at Fair Value on a Recurring and Non-Recurring Basis) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2024 USD ($)
Collateral Dependent Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets at fair value	$ 29,954
Collateral Dependent Loans [Member] | Weighted Average [Member] | Appraisal of Collateral [Member] | Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	44.20%	[1],[2],[3]
Collateral Dependent Loans [Member] | Minimum [Member] | Appraisal of Collateral [Member] | Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	0%	[1],[2]
Collateral Dependent Loans [Member] | Maximum [Member] | Appraisal of Collateral [Member] | Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	77.36%	[1],[2]
Loan Servicing Rights [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets at fair value	$ 1,437
Loan Servicing Rights [Member] | Weighted Average [Member] | Discounted Cash Flow [Member] | Discount Rate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	10.40%	[3]
Loan Servicing Rights [Member] | Weighted Average [Member] | Discounted Cash Flow [Member] | Constant Prepayment Rate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	12.30%	[3]
Long-lived Assets Held for Sale [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets at fair value	$ 629
Long-lived Assets Held for Sale [Member] | Minimum [Member] | Appraisal of Collateral [Member] | Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	27.10%	[1],[2]
Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets at fair value	$ 63
Other Real Estate Owned [Member] | Minimum [Member] | Appraisal of Collateral [Member] | Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	47.70%	[1],[2]
[1] Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable. Weighted averages.

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Amount, Estimated Fair Value, and Placement in Fair Value Hierarchy of Financial Instruments) (Details) - USD ($) $ in Thousands		Jun. 30, 2024	Dec. 31, 2023
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Securities available for sale		$ 871,635	$ 887,730
Securities held to maturity, fair value		115,849	137,030
Accrued interest receivable		24,494	24,481
FHLB and FRB stock		19,085	17,406
Carrying Amount [Member] | Level 1 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Cash and cash equivalents		146,347	124,442
Accrued interest receivable		24,494	24,481
Non-maturity deposits		3,658,182	3,808,216
Short-term borrowings		202,000	185,000
Accrued interest payable		27,444	19,412
Carrying Amount [Member] | Level 2 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Securities available for sale		871,635	887,730
Securities held to maturity, fair value		128,271	148,156
Loans held for sale		2,099	1,370
Loans		4,387,562	4,373,541
FHLB and FRB stock		19,085	17,406
Time deposits		1,475,139	1,404,696
Long-term borrowings		124,687	124,532
Carrying Amount [Member] | Level 2 Inputs [Member] | Cash Flow Hedging [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		6,560	5,939
Carrying Amount [Member] | Level 2 Inputs [Member] | Interest Rate Products [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		45,274	37,517
Derivative instruments, liabilities		45,275	37,519
Carrying Amount [Member] | Level 2 Inputs [Member] | Mortgage Banking [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		154	50
Derivative instruments, liabilities		9	2
Carrying Amount [Member] | Level 3 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Loans	[1]	29,954	37,516
Long-lived assets held for sale		629	629
Estimated Fair Value [Member] | Level 1 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Cash and cash equivalents		146,347	124,442
Accrued interest receivable		24,494	24,481
Non-maturity deposits		3,658,182	3,808,216
Short-term borrowings		202,000	185,000
Accrued interest payable		27,444	19,412
Estimated Fair Value [Member] | Level 2 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Securities available for sale		871,635	887,730
Securities held to maturity, fair value		115,849	137,030
Loans held for sale		2,099	1,370
Loans		4,186,818	4,143,918
FHLB and FRB stock		19,085	17,406
Time deposits		1,467,809	1,398,352
Long-term borrowings		126,764	128,363
Estimated Fair Value [Member] | Level 2 Inputs [Member] | Cash Flow Hedging [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		6,560	5,939
Estimated Fair Value [Member] | Level 2 Inputs [Member] | Interest Rate Products [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		45,274	37,517
Derivative instruments, liabilities		45,275	37,519
Estimated Fair Value [Member] | Level 2 Inputs [Member] | Mortgage Banking [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		154	50
Derivative instruments, liabilities		9	2
Estimated Fair Value [Member] | Level 3 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Loans	[1]	29,954	37,516
Long-lived assets held for sale		$ 629	$ 629
[1] Comprised of collateral dependent loans.

Segment Reporting (Narrative) (

Segment Reporting (Narrative) (Details)	6 Months Ended
	Jun. 30, 2024 Segment
Segment Reporting [Abstract]
Number of reportable segments	1

Segment Reporting (Business Seg

Segment Reporting (Business Segment Assets) (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Segment Reporting Information [Line Items]
Goodwill	$ 58,121	$ 67,071
Other intangible assets, net	2,858	5,433
Total assets	6,131,772	6,160,881
Operating Segment [Member] | Banking [Member]
Segment Reporting Information [Line Items]
Goodwill	48,536	48,536
Other intangible assets, net	0	0
Total assets	6,103,534	6,117,748
Operating Segment [Member] | All Other [Member]
Segment Reporting Information [Line Items]
Goodwill	9,585	18,535
Other intangible assets, net	2,858	5,433
Total assets	$ 28,238	$ 43,133

Segment Reporting (Business S_2

Segment Reporting (Business Segment Profit (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Jun. 30, 2023	Mar. 31, 2023	Jun. 30, 2024	Jun. 30, 2023
Segment Reporting Information [Line Items]
Net interest income (expense)	$ 41,193		$ 42,337		$ 81,275	$ 84,152
Benefit Provision for credit losses	(2,041)		(3,230)		3,415	(7,444)
Noninterest income	24,014		11,466		34,915	22,390
Noninterest expense	(33,020)		(33,782)		(87,033)	(67,443)
Income (loss) before income taxes	30,146		16,791		32,572	31,655
Income tax (expense) benefit	(4,517)		(2,418)		(4,873)	(5,193)
Net income	25,629	$ 2,070	14,373	$ 12,089	27,699	26,462
Operating Segment [Member] | Banking [Member]
Segment Reporting Information [Line Items]
Net interest income (expense)	42,255		43,397		83,396	86,272
Benefit Provision for credit losses	(2,041)		(3,230)		3,415	(7,444)
Noninterest income	7,989		7,498		14,485	13,873
Noninterest expense	(30,418)		(29,971)		(80,135)	(59,744)
Income (loss) before income taxes	17,785		17,694		21,161	32,957
Income tax (expense) benefit	(1,289)		(2,879)		(1,744)	(5,509)
Net income	16,496		14,815		19,417	27,448
Operating Segment [Member] | All Other [Member]
Segment Reporting Information [Line Items]
Net interest income (expense)	(1,062)		(1,060)		(2,121)	(2,120)
Benefit Provision for credit losses	0		0		0	0
Noninterest income	16,025		3,968		20,430	8,517
Noninterest expense	(2,602)		(3,811)		(6,898)	(7,699)
Income (loss) before income taxes	12,361		(903)		11,411	(1,302)
Income tax (expense) benefit	(3,228)		461		(3,129)	316
Net income	$ 9,133		$ (442)		$ 8,282	$ (986)