Financial Institutions (FISI) 10-K 4 Mar 20 2019 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2019	Feb. 21, 2020	Jun. 30, 2019
Cover [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2019
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2019
Trading Symbol	FISI
Entity Registrant Name	FINANCIAL INSTITUTIONS INC
Entity Central Index Key	0000862831
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity File Number	000-26481
Entity Tax Identification Number	16-0816610
Entity Incorporation, State or Country Code	NY
Entity Address, Address Line One	220 LIBERTY STREET
Entity Address, City or Town	WARSAW
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	14569
City Area Code	585
Local Phone Number	786-1100
Entity Common Stock, Shares Outstanding		16,002,899
Entity Interactive Data Current	Yes
Document Annual Report	true
Document Transition Report	false
Title of 12(b) Security	Common stock, par value $0.01 per share
Security Exchange Name	NASDAQ
Entity Public Float			$ 457,230,000
Documents Incorporated by Reference	Portions of the registrant’s proxy statement for the 2020 Annual Meeting of Shareholders are incorporated by reference in Part III of this Annual Report on Form 10-K.

Consolidated Statements Of Fina

Consolidated Statements Of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 112,947	$ 102,755
Securities available for sale, at fair value	417,917	445,677
Securities held to maturity, at amortized cost (fair value of $363,259 and $439,581, respectively)	359,000	446,581
Loans held for sale	4,224	2,868
Loans (net of allowance for loan losses of $30,482 and $33,914, respectively)	3,190,505	3,052,684
Company owned life insurance	68,942	67,116
Premises and equipment, net	41,424	42,839
Goodwill and other intangible assets, net	74,923	76,173
Other assets	114,296	75,005
Total assets	4,384,178	4,311,698
Deposits:
Noninterest-bearing demand	707,752	755,460
Interest-bearing demand	627,842	622,482
Savings and money market	1,039,892	968,897
Time deposits	1,180,189	1,020,068
Total deposits	3,555,675	3,366,907
Short-term borrowings	275,500	469,500
Long-term borrowings, net of issuance costs of $727 and $798, respectively	39,273	39,202
Other liabilities	74,783	39,796
Total liabilities	3,945,231	3,915,405
Commitments and contingencies (Note 12)
Shareholders’ equity:
Total preferred equity	17,328	17,328
Common stock, $0.01 par value; 50,000,000 shares authorized; 16,099,556 and 16,056,178 shares issued, respectively	161	161
Additional paid-in capital	124,582	122,704
Retained earnings	313,364	279,867
Accumulated other comprehensive loss	(14,513)	(21,281)
Treasury stock, at cost – 96,657 and 127,580 shares, respectively	(1,975)	(2,486)
Total shareholders’ equity	438,947	396,293
Total liabilities and shareholders’ equity	4,384,178	4,311,698
Series A 3% Preferred Stock [Member]
Shareholders’ equity:
Total preferred equity	143	143
Series B-1 8.48% Preferred Stock [Member]
Shareholders’ equity:
Total preferred equity	$ 17,185	$ 17,185

Consolidated Statements Of Fi_2

Consolidated Statements Of Financial Condition (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Securities held to maturity, fair value	$ 363,259	$ 439,581
Loans, allowance for loan losses	30,482	33,914
Debt issuance costs	$ 727	$ 798
Preferred stock, par value	$ 100
Preferred stock, shares authorized	210,000
Preferred stock, shares issued	173,282	173,282
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	16,099,556	16,056,178	16,056,178
Treasury stock, shares	96,657	127,580
Series A 3% Preferred Stock [Member]
Preferred stock, par value	$ 100	$ 100
Preferred stock, shares authorized	1,533	1,533
Preferred stock, shares issued	1,435	1,435
Preferred stock, dividend percentage	3.00%	3.00%	3.00%
Series B-1 8.48% Preferred Stock [Member]
Preferred stock, par value	$ 100	$ 100
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares issued	171,847	171,847
Preferred stock, dividend percentage	8.48%	8.48%	8.48%

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) shares in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Interest income:
Interest and fees on loans	$ 149,873,000	$ 130,703,000	$ 106,282,000
Interest and dividends on investment securities	18,532,000	21,601,000	23,755,000
Other interest income	395,000	428,000	73,000
Total interest income	168,800,000	152,732,000	130,110,000
Interest expense:
Deposits	28,494,000	19,055,000	11,093,000
Short-term borrowings	7,923,000	8,342,000	3,931,000
Long-term borrowings	2,471,000	2,471,000	2,471,000
Total interest expense	38,888,000	29,868,000	17,495,000
Net interest income	129,912,000	122,864,000	112,615,000
Provision for loan losses	8,044,000	8,934,000	13,361,000
Net interest income after provision for loan losses	121,868,000	113,930,000	99,254,000
Noninterest income:
Service charges on deposits	7,241,000	7,120,000	7,391,000
Insurance income	4,570,000	4,930,000	5,266,000
ATM and debit card	6,779,000	6,152,000	5,721,000
Investment advisory	9,187,000	8,123,000	6,104,000
Company owned life insurance	1,758,000	1,793,000	1,781,000
Investments in limited partnerships	352,000	1,203,000	110,000
Loan servicing	432,000	441,000	439,000
Income from derivative instruments, net	2,274,000	972,000	131,000
Net gain on sale of loans held for sale	1,352,000	796,000	376,000
Net (loss) gain on investment securities	1,677,000	(127,000)	1,260,000
Net gain on other assets	29,000	50,000	37,000
Net loss on tax credit investments	(528,000)
Contingent consideration liability adjustment			1,200,000
Other	5,258,000	5,025,000	4,914,000
Total noninterest income	40,381,000	36,478,000	34,730,000
Noninterest expense:
Salaries and employee benefits	56,330,000	54,643,000	48,675,000
Occupancy and equipment	18,266,000	17,338,000	16,293,000
Professional services	5,424,000	3,912,000	4,083,000
Computer and data processing	5,269,000	5,122,000	4,935,000
Supplies and postage	2,036,000	2,032,000	2,003,000
FDIC assessments	1,005,000	1,975,000	1,817,000
Advertising and promotions	3,577,000	3,582,000	2,171,000
Amortization of intangibles	1,250,000	1,257,000	1,170,000
Goodwill impairment	0	2,350,000	1,575,000
Other	9,671,000	8,665,000	7,791,000
Total noninterest expense	102,828,000	100,876,000	90,513,000
Income before income taxes	59,421,000	49,532,000	43,471,000
Income tax expense	10,559,000	10,006,000	9,945,000
Net income	48,862,000	39,526,000	33,526,000
Preferred stock dividends	1,461,000	1,461,000	1,462,000
Net income available to common shareholders	$ 47,401,000	$ 38,065,000	$ 32,064,000
Earnings per common share (Note 18):
Basic	$ 2.97	$ 2.39	$ 2.13
Diluted	2.96	2.39	2.13
Cash dividends declared per common share	$ 1	$ 0.96	$ 0.85
Weighted average common shares outstanding:
Basic	15,972	15,910	15,044
Diluted	16,031	15,956	15,085

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 48,862	$ 39,526	$ 33,526
Other comprehensive income (loss), net of tax:
Securities available for sale and transferred securities	9,323	(4,494)	454
Hedging derivative instruments	(242)	(276)
Pension and post-retirement obligations	470	(4,595)	1,581
Total other comprehensive income (loss), net of tax	9,551	(9,365)	2,035
Comprehensive income	$ 58,413	$ 30,161	$ 35,561

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Series A 3% Preferred Stock [Member]	Series B-1 8.48% Preferred Stock [Member]	Preferred Equity [Member]	Preferred Equity [Member]Series A 3% Preferred Stock [Member]	Preferred Equity [Member]Series B-1 8.48% Preferred Stock [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Additional Paid-in Capital [Member]Series A 3% Preferred Stock [Member]	Retained Earnings [Member]	Retained Earnings [Member]Series A 3% Preferred Stock [Member]	Retained Earnings [Member]Series B-1 8.48% Preferred Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2016	$ 320,054			$ 17,340			$ 147	$ 81,476		$ 237,966			$ (13,951)	$ (2,924)
Comprehensive income:
Net income	33,526									33,526
Other comprehensive income (loss), net of tax	2,035												2,035
Common stock issued	38,303						14	38,289
Purchase of common stock for treasury	(148)													(148)
Repurchase of preferred stock		$ (3)	$ (6)		$ (5)	$ (6)			$ 2
Share-based compensation plans:
Share-based compensation	1,174							1,174
Stock options exercised	413							5						408
Restricted stock awards issued, net								21						(21)
Stock awards	243							91						152
Cash dividends declared:
Preferred stock dividends per share		(4)	(1,458)								$ (4)	$ (1,458)
Common stock dividends per share	(12,952)									(12,952)
Balance at Dec. 31, 2017	381,177			17,329			161	121,058		257,078			(11,916)	(2,533)
Comprehensive income:
Net income	39,526									39,526
Other comprehensive income (loss), net of tax	(9,365)												(9,365)
Purchase of common stock for treasury	(113)													(113)
Repurchase of preferred stock		(1)			$ (1)
Share-based compensation plans:
Share-based compensation	1,301							1,301
Stock options exercised	320							(19)						339
Restricted stock awards issued, net								303						(303)
Stock awards	185							61						124
Cash dividends declared:
Preferred stock dividends per share		(4)	(1,457)								(4)	(1,457)
Common stock dividends per share	(15,276)									(15,276)
Balance at Dec. 31, 2018	396,293			17,328			161	122,704		279,867			(21,281)	(2,486)
Cumulative-effect adjustment at Dec. 31, 2018	(710)									(710)
Adjusted balance at Dec. 31, 2018	395,583			17,328			161	122,704		279,157			(21,281)	(2,486)
Comprehensive income:
Net income	48,862									48,862
Other comprehensive income (loss), net of tax	9,551												9,551
Reclassification of income tax effects										2,783			(2,783)
Common stock issued	1,151							1,151
Purchase of common stock for treasury	(293)													(293)
Share-based compensation plans:
Share-based compensation	1,406							1,406
Restricted stock units released								(554)						554
Restricted stock awards issued, net								(165)						165
Stock awards	125							40						85
Cash dividends declared:
Preferred stock dividends per share		$ (4)	$ (1,457)								$ (4)	$ (1,457)
Common stock dividends per share	(15,977)									(15,977)
Balance at Dec. 31, 2019	$ 438,947			$ 17,328			$ 161	$ 124,582		$ 313,364			$ (14,513)	$ (1,975)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Common stock dividends per share, declared	$ 1	$ 0.96	$ 0.85
Series A 3% Preferred Stock [Member]
Preferred stock, dividend percentage	3.00%	3.00%	3.00%
Preferred stock dividends per share, declared	$ 3	$ 3	$ 3
Series B-1 8.48% Preferred Stock [Member]
Preferred stock, dividend percentage	8.48%	8.48%	8.48%
Preferred stock dividends per share, declared	$ 8.48	$ 8.48	$ 8.48

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Cash flows from operating activities:
Net income	$ 48,862,000	$ 39,526,000	$ 33,526,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	8,213,000	6,477,000	6,177,000
Net amortization of premiums on securities	2,069,000	2,456,000	3,298,000
Provision for loan losses	8,044,000	8,934,000	13,361,000
Share-based compensation	1,406,000	1,301,000	1,174,000
Deferred income tax expense (benefit)	369,000	(10,480,000)	12,403,000
Proceeds from sale of loans held for sale	41,479,000	30,547,000	14,555,000
Originations of loans held for sale	(41,626,000)	(29,901,000)	(15,847,000)
Income on company owned life insurance	(1,758,000)	(1,793,000)	(1,781,000)
Net gain on sale of loans held for sale	(1,352,000)	(796,000)	(376,000)
Net (gain) loss on investment securities	(1,677,000)	127,000	(1,260,000)
Goodwill impairment	0	2,350,000	1,575,000
Net gain on other assets	(29,000)	(50,000)	(37,000)
(Increase) decrease in other assets	(21,263,000)	13,376,000	(24,505,000)
Increase in other liabilities	14,973,000	3,065,000	4,016,000
Net cash provided by operating activities	57,710,000	65,139,000	46,279,000
Cash flows from investing activities:
Purchases of available for sale securities	(195,660,000)	(44,919,000)	(86,434,000)
Purchases of held to maturity securities	(23,494,000)	(28,017,000)	(71,479,000)
Proceeds from principal payments, maturities and calls on available for sale securities	82,358,000	90,114,000	51,978,000
Proceeds from principal payments, maturities and calls on held to maturity securities	83,508,000	96,211,000	96,376,000
Proceeds from sales of securities available for sale	178,059,000	29,851,000	50,084,000
Net loan originations	(167,234,000)	(361,915,000)	(404,905,000)
Loans sold to others	21,077,000
Purchases of company owned life insurance, net of proceeds received	(68,000)	(35,000)	(52,000)
Proceeds from sales of other assets	360,000	590,000	234,000
Purchases of premises and equipment	(3,639,000)	(2,842,000)	(7,740,000)
Cash consideration paid for acquisition, net of cash acquired		(4,447,000)	(676,000)
Net cash used in investing activities	(24,733,000)	(225,409,000)	(372,614,000)
Cash flows from financing activities:
Net increase in deposits	188,768,000	156,733,000	214,952,000
Net increase in short-term borrowings	(194,000,000)	23,300,000	114,700,000
Repurchase of preferred stock		(1,000)	(9,000)
Proceeds from issuance of common stock			38,303,000
Purchases of common stock for treasury	(293,000)	(113,000)	(148,000)
Proceeds from stock options exercised		320,000	413,000
Cash dividends paid to preferred shareholders	(1,461,000)	(1,462,000)	(1,462,000)
Cash dividends paid to common shareholders	(15,799,000)	(14,947,000)	(12,496,000)
Net cash (used in) provided by financing activities	(22,785,000)	163,830,000	354,253,000
Net increase in cash and cash equivalents	10,192,000	3,560,000	27,918,000
Cash and cash equivalents, beginning of period	102,755,000	99,195,000	71,277,000
Cash and cash equivalents, end of period	$ 112,947,000	$ 102,755,000	$ 99,195,000

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	(1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Financial Institutions, Inc. (individually referred to herein as the “Parent Company” and together with all of its subsidiaries, collectively referred to herein as the “Company”) is a financial holding company organized in 1931 under the laws of New York State (“New York”). At December 31, 2019, the Company conducted its business through its four subsidiaries: Five Star Bank (the “Bank”), a New York chartered bank; SDN Insurance Agency, LLC (“SDN”), a full service insurance agency; and Courier Capital, LLC (“Courier Capital”) and HNP Capital, LLC (“HNP Capital”), SEC-registered investment advisory and wealth management firms. The Company provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and nonbank subsidiaries. The accounting and reporting policies conform to general practices within the banking industry and to U.S. generally accepted accounting principles (“GAAP”). The Company has evaluated events and transactions for potential recognition or disclosure through the day the financial statements were issued and determined there were no material recognizable subsequent events. The following is a description of the Company’s significant accounting policies. (a.) Principles of Consolidation The consolidated financial statements include the accounts of the Company and its subsidiaries. All significant intercompany accounts and transactions have been eliminated in consolidation. (b.) Use of Estimates In preparing the consolidated financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amount of assets and liabilities as of the date of the statement of financial condition and reported amounts of revenue and expenses during the reporting period. Material estimates relate to the determination of the allowance for loan losses, the carrying value of goodwill and deferred tax assets, and assumptions used in the defined benefit pension plan accounting. These estimates and assumptions are based on management’s best estimates and judgment and are evaluated on an ongoing basis using historical experience and other factors, including the current economic environment. The Company adjusts these estimates and assumptions when facts and circumstances dictate. As future events cannot be determined with precision, actual results could differ significantly from the Company’s estimates. (c.) Cash Flow Reporting Cash and cash equivalents include cash and due from banks, federal funds sold and interest-bearing deposits in other banks. Net cash flows are reported for loans, deposit transactions and short-term borrowings. Supplemental cash flow information is summarized as follows for the years ended December 31 (in thousands): 2019 2018 2017 Supplemental information: Cash paid for interest $ 37,225 $ 28,626 $ 14,850 Cash paid for income taxes, net of refunds received 9,853 3,527 13,187 Noncash investing and financing activities: Real estate and other assets acquired in settlement of loans $ 557 $ 642 $ 426 Accrued and declared unpaid dividends 4,365 4,187 3,859 (Decrease) increase in net unsettled security purchases (2,650 ) 2,650 - Securities transferred from held to maturity to available for sale (at cost) 26,175 - - Common stock issued for Courier Capital contingent earn-out 1,151 - - Assets acquired and liabilities assumed in business combinations: Fair value of assets acquired - 2,561 812 Fair value of liabilities assumed - 128 44 (1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) (d.) Investment Securities Investment securities are classified as either available for sale (“AFS”) or held to maturity (“HTM”). Debt securities that management has the positive intent and ability to hold to maturity are classified as held to maturity and are recorded at amortized cost. Other investment securities are classified as available for sale and recorded at fair value, with unrealized gains and losses excluded from earnings and reported as a component of comprehensive income (loss) and shareholders’ equity. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Securities are evaluated periodically to determine whether a decline in their fair value is other than temporary. Management utilizes criteria such as the current intent to hold or sell the security, the magnitude and duration of the decline and, when appropriate, consideration of negative changes in expected cash flows, creditworthiness, near term prospects of issuers, the level of credit subordination, estimated loss severity, and delinquencies, to determine whether a loss in value is other than temporary. The term “other than temporary” is not intended to indicate that the decline is permanent but indicates that the prospect for a near-term recovery of value is not necessarily favorable. Declines in the fair value of investment securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses to the extent the impairment is related to credit issues or concerns, or the security is intended to be sold. The amount of impairment related to non-credit related factors is recognized in other comprehensive income. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. (e.) Loans Held for Sale and Loan Servicing Rights The Company generally makes the determination of whether to identify a mortgage as held for sale at the time the loan is closed based on the Company’s intent and ability to hold the loan. Loans held for sale are recorded at the lower of cost or market computed on the aggregate portfolio basis. The amount by which cost exceeds market value, if any, is accounted for as a valuation allowance with changes included in the determination of results of operations for the period in which the change occurs. The amount of loan origination costs and fees are deferred at origination and recognized as part of the gain or loss on sale of the loans, determined using the specific identification method, in the consolidated statements of income. The Company originates and sells certain residential real estate loans in the secondary market. The Company typically retains the right to service the mortgages upon sale. Mortgage-servicing rights (“MSRs”) represent the cost of acquiring the contractual rights to service loans for others. MSRs are recorded at their fair value at the time a loan is sold and servicing rights are retained. MSRs are reported in other assets in the consolidated statements of financial position and are amortized to noninterest income in the consolidated statements of income in proportion to and over the period of estimated net servicing income. The Company uses a valuation model that calculates the present value of future cash flows to determine the fair value of servicing rights. In using this valuation method, the Company incorporates assumptions to estimate future net servicing income, which include estimates of the cost to service the loan, the discount rate, an inflation rate and prepayment speeds. On a quarterly basis, the Company evaluates its MSRs for impairment and charges any such impairment to current period earnings. In order to evaluate its MSRs the Company stratifies the related mortgage loans on the basis of their predominant risk characteristics, such as interest rates, year of origination and term, using discounted cash flows and market-based assumptions. Impairment of MSRs is recognized through a valuation allowance, determined by estimating the fair value of each stratum and comparing it to its carrying value. Subsequent increases in fair value are adjusted through the valuation allowance, but only to the extent of the valuation allowance. Mortgage loan servicing includes collecting monthly mortgagor payments, forwarding payments and related accounting reports to investors, collecting escrow deposits for the payment of mortgagor property taxes and insurance, paying taxes and insurance from escrow funds when due and administrating foreclosure actions when necessary. Loan servicing income (a component of noninterest income in the consolidated statements of income) consists of fees earned for servicing mortgage loans sold to third parties, net of amortization expense and impairment losses associated with capitalized mortgage servicing assets. (f.) Loans Loans are classified as held for investment when management has both the intent and ability to hold the loan for the foreseeable future, or until maturity or payoff. Loans are carried at the principal amount outstanding, net of any unearned income and unamortized deferred fees and costs on originated loans. Loan origination fees and certain direct loan origination costs are deferred, and the net amount is amortized into net interest income over the contractual life of the related loans or over the commitment period as an adjustment of yield. Interest income on loans is based on the principal balance outstanding computed using the effective interest method. (1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) A loan is considered delinquent when a payment has not been received in accordance with the contractual terms. The accrual of interest income for commercial loans is discontinued when there is a clear indication that the borrower’s cash flow may not be sufficient to meet payments as they become due, while the accrual of interest income for retail loans is discontinued when loans reach specific delinquency levels. Loans are generally placed on nonaccrual status when contractually past due 90 days or more as to interest or principal payments, unless the loan is well secured and in the process of collection. Additionally, if management becomes aware of facts or circumstances that may adversely impact the collectability of principal or interest on loans, it is management’s practice to place such loans on a nonaccrual status immediately, rather than delaying such action until the loans become 90 days past due. When a loan is placed on nonaccrual status, previously accrued and uncollected interest is reversed, amortization of related deferred loan fees or costs is suspended, and income is recorded only to the extent that interest payments are subsequently received in cash and a determination has been made that the principal balance of the loan is collectible. If collectability of the principal is in doubt, payments received are applied to loan principal. A nonaccrual loan may be returned to accrual status when all delinquent principal and interest payments become current in accordance with the terms of the loan agreement, the borrower has demonstrated a period of sustained performance (generally a minimum of six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The Company’s loan policy dictates the guidelines to be followed in determining when a loan is charged-off. All charge offs are approved by the Bank’s senior loan officers or loan committees, depending on the amount of the charge off, and are reported in aggregate to the Bank’s Board of Directors. Commercial business and commercial mortgage loans are charged-off when a determination is made that the financial condition of the borrower indicates that the loan will not be collectible in the ordinary course of business. Residential mortgage loans and home equities are generally charged-off or written down when the credit becomes severely delinquent and the balance exceeds the fair value of the property less costs to sell. Indirect and other consumer loans, both secured and unsecured, are generally charged-off in full during the month in which the loan becomes 120 days past due, unless the collateral is in the process of repossession in accordance with the Company’s policy. A loan is accounted for as a troubled debt restructuring if the Company, for economic or legal reasons related to the borrower’s financial condition, grants a significant concession to the borrower that it would not otherwise consider. A troubled debt restructuring may involve the receipt of assets from the debtor in partial or full satisfaction of the loan, or a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, an extension of the maturity date at a stated interest rate lower than the current market rate for a new loan with similar risk, or some combination of these concessions. Troubled debt restructurings generally remain on nonaccrual status until there is a sustained period of payment performance (usually six months or longer) and there is a reasonable assurance that the payments will continue. See Allowance for Loan Losses below for further policy discussion and see Note 5 – Loans for additional information. (g.) Off-Balance Sheet Financial Instruments In the ordinary course of business, the Company enters into off-balance sheet financial instruments consisting of commitments to extend credit, standby letters of credit and financial guarantees. Such financial instruments are recorded in the consolidated financial statements when they are funded or when related fees are incurred or received. The Company periodically evaluates the credit risks inherent in these commitments and establishes loss allowances for such risks if and when these are deemed necessary. The Company recognizes as liabilities the fair value of the obligations undertaken in issuing the guarantees under the standby letters of credit, net of the related amortization at inception. The fair value approximates the unamortized fees received from the customers for issuing the standby letters of credit. The fees are deferred and recognized on a straight-line basis over the commitment period. Standby letters of credit outstanding typically have original terms ranging from one to five years. Fees received for providing loan commitments and letters of credit that result in loans are typically deferred and amortized to interest income over the life of the related loan, beginning with the initial borrowing. Fees on commitments and letters of credit are amortized to other income as banking fees and commissions over the commitment period when funding is not expected. (h.) Allowance for Loan Losses The allowance for loan losses is established through charges to earnings in the form of a provision for loan losses. When a loan or portion of a loan is determined to be uncollectible, the portion deemed uncollectible is charged against the allowance and subsequent recoveries, if any, are credited to the allowance. (1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The allowance for loan losses is evaluated on a regular basis and is based upon periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. Specific allowances are established for impaired loans. Impaired commercial business and commercial mortgage loans are individually evaluated and measured for impairment based on the present value of expected future cash flows discounted at the loan’s effective interest rate, a loan’s observable market price, or the fair value of the collateral if the loan is collateral dependent. Regardless of the measurement method, impairment is based on the fair value of the collateral when foreclosure is probable. If the recorded investment in impaired loans exceeds the measure of estimated fair value, a specific allowance is established as a component of the allowance for loan losses. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Impaired loans, or portions thereof, are charged-off when deemed uncollectible. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. The Company determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment disclosures unless the loan has been subject to a troubled debt restructure. At December 31, 2019, there were no commitments to lend additional funds to those borrowers whose loans were classified as impaired. General allowances are established for loan losses on a portfolio basis for loans that are collectively evaluated for impairment. The portfolio is grouped into similar risk characteristics, primarily loan type. The Company applies an estimated loss rate, which considers both look-back and loss emergence periods, to each loan group. The loss rate is based on historical experience, generally using a look-back period of 24 months, and as a result can differ from actual losses incurred in the future. The historical loss rate is adjusted by the loss emergence periods that range from 12 to 32 months depending on the loan type, and for qualitative factors such as; levels and trends of delinquent and non-accruing loans, trends in volume and terms, effects of changes in lending policy, the experience, ability and depth of management, national and local economic trends and conditions, concentrations of credit risk, interest rates, regulatory environment, information risk and collateral risk. The qualitative factors are reviewed at least quarterly and adjustments are made as needed. While management evaluates currently available information in establishing the allowance for loan losses, future adjustments to the allowance may be necessary if conditions differ substantially from the assumptions used in making the evaluations. In addition, various regulatory agencies, as an integral part of their examination process, periodically review a financial institution’s allowance for loan losses. Such agencies may require the financial institution to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. (i.) Other Real Estate Owned Other real estate owned consists of properties acquired through foreclosure or by acceptance of a deed in lieu of foreclosure. These assets are initially recorded at fair value less estimated costs to sell, which establishes the cost basis. Subsequently, other real estate owned is carried at the lower of the cost basis or fair value less estimated selling costs. At the time of foreclosure, or when foreclosure occurs in-substance, the excess, if any, of the loan over the fair market value of the assets received, less estimated selling costs, is charged to the allowance for loan losses and any subsequent valuation write-downs are charged to other expense. In connection with the determination of the allowance for loan losses and the valuation of other real estate owned, management obtains appraisals for properties. Operating costs associated with the properties are charged to expense as incurred. Gains on the sale of other real estate owned are included in income when title has passed and the sale has met the minimum down payment requirements prescribed by GAAP. The balance of other real estate owned was $468 thousand and $230 thousand at December 31, 2019 and 2018, respectively. (1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) (j.) Company Owned Life Insurance The Company holds life insurance policies on certain current and former employees. The Company is the owner and beneficiary of the policies. The cash surrender value of these policies is included as an asset on the consolidated statements of financial condition, and any increase in cash surrender value is recorded as noninterest income on the consolidated statements of income. In the event of the death of an insured individual under these policies, the Company would receive a death benefit which would be recorded as noninterest income. (k.) Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation is computed on the straight-line method over the estimated useful lives of the assets. The Company generally amortizes buildings and building improvements over a period of 15 to 39 years and software, furniture and equipment over a period of 3 to 10 years. Leasehold improvements are amortized over the shorter of the lease term or the useful life of the improvements. Premises and equipment are periodically reviewed for impairment or when circumstances present indicators of impairment. (l.) Goodwill and Other Intangible Assets The excess of the cost of an acquisition over the fair value of the net assets acquired consists primarily of goodwill, core deposit intangibles, and other identifiable intangible assets. Intangible assets are acquired assets that lack physical substance but can be distinguished from goodwill because of contractual or other legal rights or because the asset is capable of being sold or exchanged either on its own or in combination with a related contract, asset, or liability. The Company’s intangible assets consist of core deposits and other intangible assets (primarily customer relationships). Core deposit intangible assets are amortized on an accelerated basis over their estimated life of approximately nine and a half years. Other intangible assets are amortized on an accelerated basis over their weighted average estimated life of approximately twenty years. The Company reviews long-lived assets and certain identifiable intangibles for impairment at least annually, or whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable, in which case an impairment charge would be recorded. Goodwill is not amortized but, instead, is subject to impairment tests on at least an annual basis, and more frequently if an event occurs or circumstances change that would more likely than not reduce the fair value of a reporting unit below its carrying amount. The impairment testing process is conducted by assigning net assets and goodwill to each reporting unit. An initial qualitative evaluation is made to assess the likelihood of impairment and determine whether further quantitative testing to calculate the fair value is necessary. When the qualitative evaluation indicates that impairment is more likely than not, quantitative testing is required whereby the fair value of each reporting unit is calculated and compared to the recorded book value. If the calculated fair value of the reporting unit exceeds its carrying value, then goodwill is not considered impaired. However, if the carrying value of a reporting unit exceeds its calculated fair value, a goodwill impairment charge is recognized. See Note 7 for additional information on goodwill and other intangible assets. (m.) Federal Home Loan Bank (“FHLB”) and Federal Reserve Bank (“FRB”) Stock The non-marketable investments in FHLB and FRB stock are included in other assets in the consolidated statements of financial condition at par value or cost and are periodically reviewed for impairment. The dividends received relative to these investments are included in other noninterest income in the consolidated statements of income. As a member of the FHLB system, the Company is required to maintain a specified investment in FHLB of New York (“FHLBNY”) stock in proportion to its volume of certain transactions with the FHLB. FHLBNY stock totaled $14.6 million and $20.3 million as of December 31, 2019 and 2018, respectively. As a member of the FRB system, the Company is required to maintain a specified investment in FRB stock based on a ratio relative to the Company’s capital. FRB stock totaled $6.1 million as of December 31, 2019 and 2018. (n.) Equity Method Investments The Company has investments in limited partnerships, primarily Small Business Investment Companies, and accounts for these investments under the equity method. These investments are included in other assets in the consolidated statements of financial condition and totaled $7.6 million and $6.0 million as of December 31, 2019 and 2018, respectively. (1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) (o.) Derivative Instruments and Hedging Activities Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 815, Derivatives and Hedging (“ASC 815”), provides the disclosure requirements for derivatives and hedging activities with the intent to provide users of financial statements with an enhanced understanding of: (a) how and why an entity uses derivative instruments, (b) how the entity accounts for derivative instruments and related hedged items, and (c) how derivative instruments and related hedged items affect an entity’s financial position, financial performance, and cash flows. Further, qualitative disclosures are required that explain the Company’s objectives and strategies for using derivatives, as well as quantitative disclosures about the fair value of and gains and losses on derivative instruments, and disclosures about credit-risk-related contingent features in derivative instruments. As required by ASC 815, the Company records all derivatives on the balance sheet at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative. Changes in fair value of the Company’s derivatives designated in a qualifying hedging relationship are recorded in accumulated other comprehensive income (loss). Changes in fair value of the Company’s derivatives not designated in a qualifying hedging relationship are recognized directly in earnings. In accordance with the FASB’s fair value measurement guidance, the Company made an accounting policy election to measure the credit risk of its derivative financial instruments that are subject to master netting agreements on a net basis by counterparty portfolio. (p.) Treasury Stock Acquisitions of treasury stock are recorded at cost. The reissuance of shares in treasury is recorded at weighted-average cost. (q.) Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over financial assets is deemed surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of the right) to pledge or exchange the transferred assets and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. (r.) Revenue Recognition ASC 606, Revenue from Contracts with Customers (“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity’s contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit, derivatives and investment securities, as well as revenue related to our loan servicing activities, as these activities are subject to other GAAP. Descriptions of our primary revenue-generating activities that are within the scope of ASC 606, which are presented in our income statements as components of noninterest income are as follows: • Transactions and service-based revenues - these include service charges on deposits, investment advisory, and ATM and debit card fees. Revenue is recognized when the transactions occur or as services are performed over primarily monthly or quarterly periods. Payment is typically received in the period the transactions occur or, in some cases, within 90 days of the service period. Fees may be fixed or, where applicable, based on a percentage of transaction size or managed assets. • Insurance income - Insurance commissions are received on the sale of insurance products, and revenue is recognized upon the placement date of the insurance policies. Payment is normally received within the policy period. In addition to placement, SDN also provides insurance policy related risk management services. Revenue is recognized as these services are provided. (s.) Employee Benefits The Company maintains an employer sponsored 401(k) plan where participants may make contributions in the form of salary deferrals and the Company may provide discretionary matching contributions in accordance with the terms of the plan. Contributions due under the terms of our defined contribution plans are accrued as earned by employees. (1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The Company also participates in a non-contributory defined benefit pension plan for certain employees who previously met participation requirements. The Company also provides post-retirement benefits, principally health and dental care, to employees of a previously acquired entity. The Company has closed the pension and post-retirement plans to new participants. The actuarially determined pension benefit is based on years of service and the employee’s highest average compensation during five consecutive years of employment. The Company’s policy is to at least fund the minimum amount required by the Employment Retirement Income Security Act of 1974. The cost of the pension and post-retirement plans are based on actuarial computations of current and future benefits for employees and is charged to noninterest expense in the consolidated statements of income. The Company recognizes an asset or a liability for a plan’s overfunded status or underfunded status, respectively, in the consolidated financial statements and reports changes in the funded status as a component of other comprehensive income, net of applicable taxes, in the year in which changes occur. Effective January 1, 2016, the Company’s 401(k) plan was amended, and the Company’s prior matching contribution was discontinued. Concurrent with the 401(k) plan amendment, the Company’s defined benefit pension plan was amended to modify the current benefit formula to reflect the discontinuance of the matching contribution in the 401(k) plan, to open the defined benefit pension plan up to eligible employees who were hired on and after January 1, 2007, which provides those new participants with a cash balance benefit formula. (t.) Share-Based Compensation Plans Compensation expense for stock options, restricted stock awards and restricted stock units is based on the fair value of the award on the measurement date, which, for the Company, is the date of grant and is recognized ratably over the service period of the award. The fair value of stock options is estimated using the Black-Scholes option-pricing model. The fair value of restricted stock awards and restricted stock units is generally the market p

Business Combinations

Business Combinations	12 Months Ended
	Dec. 31, 2019
Business Combinations [Abstract]
Business Combinations	(2.) BUSINESS COMBINATIONS 2018 Activity - HNP Capital Acquisition On June 1, 2018, the Company completed the acquisition of HNP Capital, a Securities and Exchange Commission (“SEC”)-registered investment advisor with approximately $344 million in assets under management as of June 30, 2018. Consideration for the acquisition totaled $5.1 million in cash. As a result of the acquisition, the Company recorded goodwill of $2.6 million and other intangible assets of $2.5 million. The goodwill and other intangible assets are expected to be deductible for income tax purposes. The allocation of acquisition cost to the assets acquired and liabilities assumed and pro forma results of operations for this acquisition have not been presented because the effect of this acquisition was not material to the Company’s consolidated financial statements. 2017 Activity - Robshaw & Julian Acquisition On August 31, 2017, Courier Capital completed the acquisition of the assets of Robshaw & Julian Associates, Inc. (“Robshaw & Julian”), a registered investment advisor with approximately $175 million in assets under management, which increased Courier Capital’s total assets under management to a total of approximately $1.6 billion. Consideration for the acquisition included cash and potential future cash bonuses contingent upon achievement of certain revenue performance targets through August 2020. As a result of the acquisition, Courier Capital recorded goodwill of $1.0 million and other intangible assets of $810 thousand. The goodwill and other intangible assets are expected to be deductible for income tax purposes. The allocation of acquisition cost to the assets acquired and liabilities assumed and pro forma results of operations for this acquisition have not been presented because the effect of this acquisition was not material to the Company’s consolidated financial statements.

Investment Securities

Investment Securities	12 Months Ended
	Dec. 31, 2019
Investments [Abstract]
Investment Securities	(3.) INVESTMENT SECURITIES The amortized cost and fair value of investment securities are summarized below (in thousands). Amortized Cost Unrealized Gains Unrealized Losses Fair Value December 31, 2019 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ 26,440 $ 437 $ - $ 26,877 Mortgage-backed securities: Federal National Mortgage Association 293,873 2,263 1,380 294,756 Federal Home Loan Mortgage Corporation 52,733 318 172 52,879 Government National Mortgage Association 14,065 60 4 14,121 Collateralized mortgage obligations: Federal National Mortgage Association 23,834 - 57 23,777 Federal Home Loan Mortgage Corporation 4,907 - 18 4,889 Privately issued - 618 - 618 Total mortgage-backed securities 389,412 3,259 1,631 391,040 Total available for sale securities $ 415,852 $ 3,696 $ 1,631 $ 417,917 Securities held to maturity: State and political subdivisions $ 192,215 $ 3,803 $ - $ 196,018 Mortgage-backed securities: Federal National Mortgage Association 12,049 227 6 12,270 Federal Home Loan Mortgage Corporation 6,995 77 47 7,025 Government National Mortgage Association 45,758 306 128 45,936 Collateralized mortgage obligations: Federal National Mortgage Association 41,561 150 256 41,455 Federal Home Loan Mortgage Corporation 49,389 307 103 49,593 Government National Mortgage Association 11,033 12 83 10,962 Total mortgage-backed securities 166,785 1,079 623 167,241 Total held to maturity securities $ 359,000 $ 4,882 $ 623 $ 363,259 December 31, 2018 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ 155,102 $ - $ 3,074 $ 152,028 Mortgage-backed securities: Federal National Mortgage Association 258,984 44 6,325 252,703 Federal Home Loan Mortgage Corporation 35,962 13 1,275 34,700 Government National Mortgage Association 5,364 21 76 5,309 Collateralized mortgage obligations: Federal National Mortgage Association 133 - - 133 Federal Home Loan Mortgage Corporation 37 - - 37 Privately issued - 767 - 767 Total mortgage-backed securities 300,480 845 7,676 293,649 Total available for sale securities $ 455,582 $ 845 $ 10,750 $ 445,677 (3.) INVESTMENT SECURITIES (Continued) Amortized Cost Unrealized Gains Unrealized Losses Fair Value December 31, 2018 (continued) Securities held to maturity: State and political subdivisions $ 234,845 $ 876 $ 1,211 $ 234,510 Mortgage-backed securities: Federal National Mortgage Association 11,602 8 261 11,349 Federal Home Loan Mortgage Corporation 4,583 - 193 4,390 Government National Mortgage Association 37,450 14 923 36,541 Collateralized mortgage obligations: Federal National Mortgage Association 62,103 1 2,179 59,925 Federal Home Loan Mortgage Corporation 78,200 - 2,597 75,603 Government National Mortgage Association 17,798 - 535 17,263 Total mortgage-backed securities 211,736 23 6,688 205,071 Total held to maturity securities $ 446,581 $ 899 $ 7,899 $ 439,581 Investment securities with a total fair value of $676.9 million and $751.0 million at December 31, 2019 and 2018, respectively, were pledged as collateral to secure public deposits and for other purposes required or permitted by law. Interest and dividends on securities for the years ended December 31 are summarized as follows (in thousands): 2019 2018 2017 Taxable interest and dividends $ 14,382 $ 16,510 $ 17,886 Tax-exempt interest and dividends 4,150 5,091 5,869 Total interest and dividends on securities $ 18,532 $ 21,601 $ 23,755 Sales of securities available for sale for the years ended December 31 were as follows (in thousands): 2019 2018 2017 Proceeds from sales $ 178,059 $ 29,851 $ 50,084 Gross realized gains 2,391 73 1,266 Gross realized losses 714 200 6 (3.) INVESTMENT SECURITIES (Continued) The scheduled maturities of securities available for sale and securities held to maturity at December 31, 2019 are shown below (in thousands). Actual expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Amortized Cost Fair Value Debt securities available for sale: Due in one year or less $ - $ - Due from one to five years 64,382 65,028 Due after five years through ten years 167,809 168,755 Due after ten years 183,661 184,134 Total available for sale securities $ 415,852 $ 417,917 Debt securities held to maturity: Due in one year or less $ 54,606 $ 54,937 Due from one to five years 124,235 127,172 Due after five years through ten years 34,838 35,494 Due after ten years 145,321 145,656 Total held to maturity securities $ 359,000 $ 363,259 (3.) INVESTMENT SECURITIES (Continued) Unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of December 31 are summarized as follows (in thousands): Less than 12 months 12 months or longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses December 31, 2019 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ - $ - $ - $ - $ - $ - Mortgage-backed securities: Federal National Mortgage Association 104,634 1,277 7,196 103 111,830 1,380 Federal Home Loan Mortgage Corporation 10,347 11 9,409 161 19,756 172 Government National Mortgage Association 533 4 - - 533 4 Collateralized mortgage obligations: Federal National Mortgage Association 8,803 57 8 - 8,811 57 Federal Home Loan Mortgage Corporation 4,889 18 - - 4,889 18 Total mortgage-backed securities 129,206 1,367 16,613 264 145,819 1,631 Total available for sale securities 129,206 1,367 16,613 264 145,819 1,631 Securities held to maturity: State and political subdivisions - - - - - - Mortgage-backed securities: Federal National Mortgage Association 2,388 6 - - 2,388 6 Federal Home Loan Mortgage Corporation 2,967 19 2,598 28 5,565 47 Government National Mortgage Association 11,155 61 5,625 67 16,780 128 Collateralized mortgage obligations: Federal National Mortgage Association 9,120 40 13,486 216 22,606 256 Federal Home Loan Mortgage Corporation 15,127 30 7,988 73 23,115 103 Government National Mortgage Association 8,760 72 892 11 9,652 83 Total mortgage-backed securities 49,517 228 30,589 395 80,106 623 Total held to maturity securities 49,517 228 30,589 395 80,106 623 Total temporarily impaired securities $ 178,723 $ 1,595 $ 47,202 $ 659 $ 225,925 $ 2,254 December 31, 2018 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ - $ - $ 152,028 $ 3,074 $ 152,028 $ 3,074 Mortgage-backed securities: Federal National Mortgage Association 251 1 247,615 6,324 247,866 6,325 Federal Home Loan Mortgage Corporation - - 33,918 1,275 33,918 1,275 Government National Mortgage Association - - 4,667 76 4,667 76 Collateralized mortgage obligations: Federal National Mortgage Association - - 56 - 56 - Federal Home Loan Mortgage Corporation - - 6 - 6 - Total mortgage-backed securities 251 1 286,262 7,675 286,513 7,676 Total available for sale securities 251 1 438,290 10,749 438,541 10,750 (3.) INVESTMENT SECURITIES (Continued) Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses December 31, 2018 (continued) Securities held to maturity: State and political subdivisions 35,751 91 49,534 1,120 85,285 1,211 Mortgage-backed securities: Federal National Mortgage Association 1,518 3 8,695 258 10,213 261 Federal Home Loan Mortgage Corporation 1,467 5 2,923 188 4,390 193 Government National Mortgage Association 11,783 82 22,516 841 34,299 923 Collateralized mortgage obligations: Federal National Mortgage Association - - 57,973 2,179 57,973 2,179 Federal Home Loan Mortgage Corporation - - 75,603 2,597 75,603 2,597 Government National Mortgage Association - - 17,263 535 17,263 535 Total mortgage-backed securities 14,768 90 184,973 6,598 199,741 6,688 Total held to maturity securities 50,519 181 234,507 7,718 285,026 7,899 Total temporarily impaired securities $ 50,770 $ 182 $ 672,797 $ 18,467 $ 723,567 $ 18,649 The total number of security positions in the investment portfolio in an unrealized loss position at December 31, 2019 was 91 compared to 571 at December 31, 2018. At December 31, 2019, the Company had positions in 34 investment securities with a fair value of $47.2 million and a total unrealized loss of $659 thousand that have been in a continuous unrealized loss position for more than 12 months. At December 31, 2019, there were a total of 57 securities positions in the Company’s investment portfolio with a fair value of $178.7 million and a total unrealized loss of $1.6 million that had been in a continuous unrealized loss position for less than 12 months. At December 31, 2018, the Company had positions in 435 investment securities with a fair value of $672.8 million and a total unrealized loss of $18.5 million that have been in a continuous unrealized loss position for more than 12 months. At December 31, 2018, there were a total of 136 securities positions in the Company’s investment portfolio with a fair value of $50.8 million and a total unrealized loss of $182 thousand that had been in a continuous unrealized loss position for less than 12 months. The unrealized loss on investment securities was predominantly caused by changes in market interest rates subsequent to purchase. The fair value of most of the investment securities in the Company’s portfolio fluctuates as market interest rates change. The Company reviews investment securities on an ongoing basis for the presence of other than temporary impairment (“OTTI”) with formal reviews performed quarterly. When evaluating debt securities for OTTI, management considers many factors, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the Company has the intention to sell the debt security or whether it is more likely than not that it will be required to sell the debt security before its anticipated recovery. The assessment of whether OTTI exists involves a high degree of subjectivity and judgment and is based on the information then available to management. There was no impairment recorded during the years ended December 31, 2019, 2018 and 2017. Based on management’s review and evaluation of the Company’s debt securities as of December 31, 2019, the debt securities with unrealized losses were not considered to be OTTI. As of December 31, 2019, the Company did not intend to sell any of the securities in a loss position and believes that it is not likely that it will be required to sell any such securities before the anticipated recovery of amortized cost. Accordingly, as of December 31, 2019, management has concluded that unrealized losses on its investment securities are temporary and no further impairment loss has been realized in the Company’s consolidated statements of income.

Loans Held for Sale and Loan Se

Loans Held for Sale and Loan Servicing Rights	12 Months Ended
	Dec. 31, 2019
Loans Held For Sale And Loan Servicing Rights [Abstract]
Loans Held for Sale and Loan Servicing Rights	(4.) LOANS HELD FOR SALE AND LOAN SERVICING RIGHTS Loans held for sale were entirely comprised of residential real estate loans and totaled $4.2 million and $2.9 million as of December 31, 2019 and 2018, respectively. The Company sells certain qualifying newly originated or refinanced residential real estate loans on the secondary market. Residential real estate loans serviced for others, which are not included in the consolidated statements of financial condition, amounted to $189.8 million and $171.5 million as of December 31, 2019 and 2018, respectively. In connection with these mortgage-servicing activities, the Company administered escrow and other custodial funds which amounted to approximately $3.9 million and $3.7 million as of December 31, 2019 and 2018, respectively. The activity in capitalized loan servicing assets is summarized as follows for the years ended December 31 (in thousands): 2019 2018 2017 Mortgage servicing assets, beginning of year $ 1,021 $ 990 $ 1,077 Originations 349 298 231 Amortization (242 ) (267 ) (318 ) Mortgage servicing assets, end of year 1,128 1,021 990 Valuation allowance - - - Mortgage servicing assets, net, end of year $ 1,128 $ 1,021 $ 990

Loans

Loans	12 Months Ended
	Dec. 31, 2019
Loans And Leases Receivable Disclosure [Abstract]
Loans	(5.) LOANS The Company’s loan portfolio consisted of the following at December 31 (in thousands): Principal Amount Outstanding Net Deferred Loan (Fees) Costs Loans, Net 2019 Commercial business $ 571,222 $ 818 $ 572,040 Commercial mortgage 1,108,315 (2,032 ) 1,106,283 Residential real estate loans 560,717 11,633 572,350 Residential real estate lines 101,048 3,070 104,118 Consumer indirect 822,179 27,873 850,052 Other consumer 15,984 160 16,144 Total $ 3,179,465 $ 41,522 3,220,987 Allowance for loan losses (30,482 ) Total loans, net $ 3,190,505 2018 Commercial business $ 557,040 $ 821 $ 557,861 Commercial mortgage 960,265 (2,071 ) 958,194 Residential real estate loans 514,981 9,174 524,155 Residential real estate lines 106,712 3,006 109,718 Consumer indirect 888,732 31,185 919,917 Other consumer 16,590 163 16,753 Total $ 3,044,320 $ 42,278 3,086,598 Allowance for loan losses (33,914 ) Total loans, net $ 3,052,684 (5.) LOANS (Continued) The Company’s significant concentrations of credit risk in the loan portfolio relate to a geographic concentration in the communities that the Company serves. Certain executive officers, directors and their business interests are customers of the Company. Transactions with these parties are based on the same terms as similar transactions with unrelated third parties and do not carry more than normal credit risk. Borrowings by these related parties amounted to $18.6 million and $10.3 million at December 31, 2019 and 2018, respectively. During 2019, new borrowings amounted to $9.8 million (including borrowings of executive officers and directors that were outstanding at the time of their appointment), and repayments and other reductions were $1.6 million. Past Due Loans Aging The Company’s recorded investment, by loan class, in current and nonaccrual loans, as well as an analysis of accruing delinquent loans is set forth as of December 31 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Total Past Due Nonaccrual Current Total Loans 2019 Commercial business $ 361 $ - $ - $ 361 $ 1,177 $ 569,684 $ 571,222 Commercial mortgage 531 - - 531 3,146 1,104,638 1,108,315 Residential real estate loans 929 114 - 1,043 2,484 557,190 560,717 Residential real estate lines 231 37 - 268 102 100,678 101,048 Consumer indirect 3,729 1,019 - 4,748 1,725 815,706 822,179 Other consumer 116 8 6 130 - 15,854 15,984 Total loans, gross $ 5,897 $ 1,178 $ 6 $ 7,081 $ 8,634 $ 3,163,750 $ 3,179,465 2018 Commercial business $ 227 $ 1 $ - $ 228 $ 912 $ 555,900 $ 557,040 Commercial mortgage 574 - - 574 1,586 958,105 960,265 Residential real estate loans 1,295 242 - 1,537 2,391 511,053 514,981 Residential real estate lines 102 - - 102 255 106,355 106,712 Consumer indirect 2,424 698 - 3,122 1,989 883,621 888,732 Other consumer 139 3 8 150 - 16,440 16,590 Total loans, gross $ 4,761 $ 944 $ 8 $ 5,713 $ 7,133 $ 3,031,474 $ 3,044,320 There were no loans past due greater than 90 days and still accruing interest as of December 31, 2019 and 2018. There were $6 thousand and $8 thousand in consumer overdrafts which were past due greater than 90 days as of December 31, 2019 and 2018, respectively. Consumer overdrafts are overdrawn deposit accounts which have been reclassified as loans but by their terms do not accrue interest. Interest income on nonaccrual loans, if recognized, is recorded using the cash basis method of accounting. There was no interest income recognized on nonaccrual loans during the years ended December 31, 2019, 2018 and 2017. For the years ended December 31, 2019, 2018 and 2017, estimated interest income of $508 thousand, $294 thousand, and $481 thousand, respectively, would have been recorded if all such loans had been accruing interest according to their original contractual terms. Troubled Debt Restructurings A modification of a loan constitutes a troubled debt restructuring (“TDR”) when a borrower is experiencing financial difficulty and the modification constitutes a concession. Commercial loans modified in a TDR may involve temporary interest-only payments, term extensions, reducing the interest rate for the remaining term of the loan, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, collateral concessions, forgiveness of principal, forbearance agreements, or substituting or adding a new borrower or guarantor. There were no loans modified as a TDR during the years ended December 31, 2019 and 2018. (5.) LOANS (Continued) There were no loans modified as a TDR during the years ended December 31, 2019 and 2018 that defaulted during the year ended December 31, 2019. For purposes of this disclosure, a loan modified as a TDR is considered to have defaulted when the borrower becomes 90 days past due. Impaired Loans Management has determined that specific commercial loans on nonaccrual status and all loans that have had their terms restructured in a troubled debt restructuring are impaired loans. The following table presents the recorded investment, unpaid principal balance and related allowance of impaired loans as well as average recorded investment and interest income recognized on impaired loans at December 31 (in thousands): Recorded Investment (1) Unpaid Principal Balance (1) Related Allowance Average Recorded Investment Interest Income Recognized 2019 With no related allowance recorded: Commercial business $ 563 $ 775 $ - $ 411 $ - Commercial mortgage 973 1,749 - 1,701 - 1,536 2,524 - 2,112 - With an allowance recorded: Commercial business 614 614 214 1,207 - Commercial mortgage 2,173 2,173 479 1,825 - 2,787 2,787 693 3,032 - $ 4,323 $ 5,311 $ 693 $ 5,144 $ - 2018 With no related allowance recorded: Commercial business $ 319 $ 487 $ - $ 1,156 $ - Commercial mortgage 2,013 2,789 - 692 - 2,332 3,276 - 1,848 - With an allowance recorded: Commercial business 725 725 205 2,458 - Commercial mortgage 21 21 1 1,936 - 746 746 206 4,394 - $ 3,078 $ 4,022 $ 206 $ 6,242 $ - (1) Difference between recorded investment and unpaid principal balance represents partial charge-offs. Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors such as the fair value of collateral. The Company analyzes commercial business and commercial mortgage loans individually by classifying the loans as to credit risk. Risk ratings are updated any time the situation warrants. The Company uses the following definitions for risk ratings: Special Mention: Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company’s credit position at some future date. Substandard: Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. (5.) LOANS (Continued) Doubtful: Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the process described above are considered “uncriticized” or pass-rated loans and are included in groups of homogeneous loans with similar risk and loss characteristics. Loans that do not meet the criteria above that are analyzed individually as part of the process described above are considered “uncriticized” or pass-rated loans and are included in groups of homogeneous loans with similar risk and loss characteristics. The following table sets forth the Company’s commercial loan portfolio, categorized by internally assigned asset classification, as of December 31 (in thousands): Commercial Business Commercial Mortgage 2019 Uncriticized $ 544,406 $ 1,098,133 Special mention 7,933 4,098 Substandard 18,883 6,084 Doubtful - - Total $ 571,222 $ 1,108,315 2018 Uncriticized $ 531,756 $ 943,991 Special mention 16,499 10,633 Substandard 8,785 5,641 Doubtful - - Total $ 557,040 $ 960,265 The Company utilizes payment status as a means of identifying and reporting problem and potential problem retail loans. The Company considers nonaccrual loans and loans past due greater than 90 days and still accruing interest to be non-performing. The following table sets forth the Company’s retail loan portfolio, categorized by payment status, as of December 31 (in thousands): Residential Real Estate Loans Residential Real Estate Lines Consumer Indirect Other Consumer 2019 Performing $ 558,233 $ 100,946 $ 820,454 $ 15,978 Non-performing 2,484 102 1,725 6 Total $ 560,717 $ 101,048 $ 822,179 $ 15,984 2018 Performing $ 512,590 $ 106,457 $ 886,743 $ 16,582 Non-performing 2,391 255 1,989 8 Total $ 514,981 $ 106,712 $ 888,732 $ 16,590 (5.) LOANS (Continued) Allowance for Loan Losses The following tables set forth the changes in the allowance for loan losses for the years ended December 31 (in thousands): Commercial Business Commercial Mortgage Residential Real Estate Loans Residential Real Estate Lines Consumer Indirect Other Consumer Total 2019 Allowance for loan losses: Beginning balance $ 14,312 $ 5,219 $ 1,112 $ 210 $ 12,572 $ 489 $ 33,914 Charge-offs (2,481 ) (2,997 ) (340 ) (13 ) (10,810 ) (1,170 ) (17,811 ) Recoveries 492 17 43 6 5,390 387 6,335 Provision (credit) (965 ) 3,442 244 (85 ) 4,700 708 8,044 Ending balance $ 11,358 $ 5,681 $ 1,059 $ 118 $ 11,852 $ 414 $ 30,482 Evaluated for impairment: Individually $ 214 $ 479 $ - $ - $ - $ - $ 693 Collectively $ 11,144 $ 5,202 $ 1,059 $ 118 $ 11,852 $ 414 $ 29,789 Loans: Ending balance $ 571,222 $ 1,108,315 $ 560,717 $ 101,048 $ 822,179 $ 15,984 $ 3,179,465 Evaluated for impairment: Individually $ 1,177 $ 3,146 $ - $ - $ - $ - $ 4,323 Collectively $ 570,045 $ 1,105,169 $ 560,717 $ 101,048 $ 822,179 $ 15,984 $ 3,175,142 2018 Allowance for loan losses: Beginning balance $ 15,668 $ 3,696 $ 1,322 $ 180 $ 13,415 $ 391 $ 34,672 Charge-offs (2,319 ) (1,020 ) (95 ) (142 ) (10,850 ) (1,308 ) (15,734 ) Recoveries 509 13 159 20 5,024 317 6,042 Provision (credit) 454 2,530 (274 ) 152 4,983 1,089 8,934 Ending balance $ 14,312 $ 5,219 $ 1,112 $ 210 $ 12,572 $ 489 $ 33,914 Evaluated for impairment: Individually $ 205 $ 1 $ - $ - $ - $ - $ 206 Collectively $ 14,107 $ 5,218 $ 1,112 $ 210 $ 12,572 $ 489 $ 33,708 Loans: Ending balance $ 557,040 $ 960,265 $ 514,981 $ 106,712 $ 888,732 $ 16,590 $ 3,044,320 Evaluated for impairment: Individually $ 1,044 $ 2,034 $ - $ - $ - $ - $ 3,078 Collectively $ 555,996 $ 958,231 $ 514,981 $ 106,712 $ 888,732 $ 16,590 $ 3,041,242 (5.) LOANS (Continued) Commercial Business Commercial Mortgage Residential Mortgage Home Equity Consumer Indirect Other Consumer Total 2017 Allowance for loan losses: Beginning balance $ 7,225 $ 10,315 $ 1,478 $ 303 $ 11,311 $ 302 $ 30,934 Charge-offs (3,614 ) (10 ) (431 ) (106 ) (10,164 ) (926 ) (15,251 ) Recoveries 416 262 130 60 4,444 316 5,628 Provision 11,641 (6,871 ) 145 (77 ) 7,824 699 13,361 Ending balance $ 15,668 $ 3,696 $ 1,322 $ 180 $ 13,415 $ 391 $ 34,672 Evaluated for impairment: Individually $ 2,001 $ 107 $ - $ - $ - $ - $ 2,108 Collectively $ 13,667 $ 3,589 $ 1,322 $ 180 $ 13,415 $ 391 $ 32,564 Loans: Ending balance $ 449,763 $ 810,851 $ 457,761 $ 113,422 $ 845,682 $ 17,443 $ 2,694,922 Evaluated for impairment: Individually $ 5,322 $ 2,852 $ - $ - $ - $ - $ 8,174 Collectively $ 444,441 $ 807,999 $ 457,761 $ 113,422 $ 845,682 $ 17,443 $ 2,686,748 Risk Characteristics Commercial business loans primarily consist of loans to small to mid-sized businesses in our market area in a diverse range of industries. These loans are of higher risk and typically are made on the basis of the borrower’s ability to make repayment from the cash flow of the borrower’s business. Further, the collateral securing the loans may depreciate over time, may be difficult to appraise and may fluctuate in value. The credit risk related to commercial loans is largely influenced by general economic conditions and the resulting impact on a borrower’s operations or on the value of underlying collateral, if any. Commercial mortgage loans generally have larger balances and involve a greater degree of risk than residential mortgage loans, potentially resulting in higher potential losses on an individual customer basis. Loan repayment is often dependent on the successful operation and management of the properties, as well as on the collateral securing the loan. Economic events or conditions in the real estate market could have an adverse impact on the cash flows generated by properties securing the Company’s commercial real estate loans and on the value of such properties. Residential real estate loans (comprised of conventional mortgages and home equity loans) and residential real estate lines (comprised of home equity lines) are generally made based on the borrower’s ability to make repayment from his or her employment and other income but are secured by real property whose value tends to be more easily ascertainable. Credit risk for these types of loans is generally influenced by general economic conditions, the characteristics of individual borrowers, and the nature of the loan collateral. Consumer indirect and other consumer loans may entail greater credit risk than residential mortgage loans and home equities, particularly in the case of other consumer loans which are unsecured or, in the case of indirect consumer loans, secured by depreciable assets, such as automobiles. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance. In addition, consumer loan collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be affected by adverse personal circumstances such as job loss, illness or personal bankruptcy. Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans.

Premises and Equipment, Net

Premises and Equipment, Net	12 Months Ended
	Dec. 31, 2019
Property Plant And Equipment [Abstract]
Premises and Equipment, Net	(6.) PREMISES AND EQUIPMENT, NET Major classes of premises and equipment at December 31 are summarized as follows (in thousands): 2019 2018 Land and land improvements $ 6,022 $ 6,003 Buildings and leasehold improvements 56,164 54,059 Furniture, fixtures, equipment and vehicles 40,026 39,323 Premises and equipment 102,212 99,385 Accumulated depreciation and amortization (60,788 ) (56,546 ) Premises and equipment, net $ 41,424 $ 42,839 Depreciation and amortization expense relating to premises and equipment, included in occupancy and equipment expense in the consolidated statements of income, amounted to $5.0 million, $5.1 million and $4.9 million for the years ended December 31, 2019, 2018 and 2017, respectively.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	12 Months Ended
	Dec. 31, 2019
Goodwill And Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	(7.) GOODWILL AND OTHER INTANGIBLE ASSETS Goodwill Goodwill is not amortized but, instead, is subject to impairment tests on at least an annual basis, and more frequently if an event occurs or circumstances change that would more likely than not reduce the fair value of a reporting unit below its carrying amount. The Company performs its annual impairment test of goodwill as of October 1 st The results of the Company’s 2019 annual impairment test indicated no impairment; consequently, no goodwill impairment charge was recorded in 2019. Based on its qualitative assessment performed during the 2018 annual impairment test, the Company concluded it was more likely than not that the fair value of its SDN reporting unit was less than its carrying value. Accordingly, the Company performed a quantitative assessment review for possible goodwill impairment. Under our quantitative assessment review for goodwill impairment, the fair value of the SDN reporting unit was calculated using income and market-based approaches. Based on this assessment, it was determined that the carrying value of our SDN reporting unit exceeded its fair value. Therefore, the Company recorded a goodwill impairment charge related to the SDN reporting unit of $2.4 million during the quarter ended December 31, 2018. The Company completed an evaluation of the contingent earn out liability related to its 2014 acquisition of SDN during the second quarter of 2017, resulting in a contingent consideration liability adjustment of $1.2 million. Based on this event, a goodwill impairment test was also performed in the second quarter of 2017. Based on its qualitative assessment, the Company concluded it was more likely than not that the fair value of its SDN reporting unit was less than its carrying value. Accordingly, the Company performed a quantitative assessment review for possible goodwill impairment. Under our quantitative assessment review for goodwill impairment, the fair value of the SDN reporting unit was calculated using income and market-based approaches. Based on this assessment, it was determined that the carrying value of our SDN reporting unit exceeded its fair value. Therefore, the Company recorded a goodwill impairment charge related to the SDN reporting unit of $1.6 million during the quarter ended June 30, 2017. The results of the Company’s 2018 annual impairment test indicated no impairment for its Banking segment, its Courier Capital reporting unit or its HNP Capital reporting unit; consequently, no goodwill impairment charge for any of them were recorded in 2018. The results of the Company’s 2017 annual impairment test indicated no impairment for its Banking segment or its Courier Capital reporting unit; consequently, no goodwill impairment charge for either was recorded in 2017. In addition, the Company’s 2017 annual impairment test indicated no additional impairment for the SDN reporting unit. Declines in the market value of the Company’s publicly traded stock price or declines in the Company’s ability to generate future cash flows may increase the potential that goodwill recorded on the Company’s consolidated statement of financial condition be designated as impaired and that the Company may incur a goodwill write-down in the future. (7.) GOODWILL AND OTHER INTANGIBLE ASSETS (Continued) The change in the balance for goodwill during the years ended December 31 was as follows (in thousands): Banking Non-Banking Total Balance, January 1, 2018 $ 48,536 $ 17,304 $ 65,840 Impairment - (2,350 ) (2,350 ) Acquisition - 2,572 2,572 Balance, December 31, 2018 48,536 17,526 66,062 Impairment - - - Acquisition - - - Balance, December 31, 2019 $ 48,536 $ 17,526 $ 66,062 Other Intangible Assets The Company has other intangible assets that are amortized, consisting of core deposit intangibles and other intangibles (primarily related to customer relationships). Changes in the gross carrying amount, accumulated amortization and net book value for the years ended December 31 were as follows (in thousands): 2019 2018 Core deposit intangibles: Gross carrying amount $ 2,042 $ 2,042 Accumulated amortization (1,944 ) (1,829 ) Net book value $ 98 $ 213 Other intangibles: Gross carrying amount $ 13,883 $ 13,883 Accumulated amortization (5,120 ) (3,985 ) Net book value $ 8,763 $ 9,898 Core deposit intangibles and other intangibles amortization expense was $115 thousand and $1.1 million, respectively, for the year ended December 31, 2019. Core deposit intangibles and other intangibles amortization expense was $160 thousand and $1.1 million, respectively, for the year ended December 31, 2018. Core deposit intangibles and other intangibles amortization expense was $205 thousand and $965 thousand, respectively, for the year ended December 31, 2017. Estimated amortization expense of other intangible assets for each of the next five years is as follows (in thousands): 2020 $ 1,134 2021 1,014 2022 923 2023 852 2024 783

Leases

Leases	12 Months Ended
	Dec. 31, 2019
Leases [Abstract]
Leases	(8.) LEASES Accounting Standards Codification (“ASC”) 842, Leases (“ASC 842”), establishes a right of use model that requires a lessee to record a right of use asset and a lease liability for all leases with terms longer than 12 months. The Company is obligated under a number of non-cancellable operating lease agreements for land, buildings and equipment with terms, including renewal options reasonably certain to be exercised, extending through 2047. One building lease is subleased for terms extending through 2021. The following table represents the consolidated statements of financial condition classification of the Company’s right of use assets and lease liabilities as of December 31 (in thousands): 2019 2018 Balance Sheet Location Operating Lease Right of Use Assets: Gross carrying amount Other assets $ 23,224 $ — Accumulated amortization Other assets (1,861 ) — Net book value $ 21,363 $ — Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 22,800 $ — The weighted average remaining lease term for operating leases was 21.7 years at December 31, 2019 and the weighted-average discount rate used in the measurement of operating lease liabilities was 3.80%. The Company utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term for the discount rate. The following table represents lease costs and other lease information for the years ended December 31 (in thousands): 2019 2018 2017 Lease Costs: Operating lease costs $ 2,758 $ — $ — Variable lease costs (1) 428 — — Sublease income (46 ) — — Net lease costs $ 3,140 $ — $ — Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 2,641 $ — $ — Initial recognition of operating lease right of use assets $ 23,275 $ — $ — Initial recognition of operating lease liabilities $ 23,985 $ — $ — Right of use assets obtained in exchange for new operating lease liabilities $ 620 $ — $ — (1) Variable lease costs primarily represent variable payments such as common area maintenance, insurance, taxes and utilities. Rent expense relating to operating leases, included in occupancy and equipment expense in the statements of income, was $2.9 million and $2.6 million in 2018 and 2017, respectively. ( 8 .) LEASES (Continued) Future minimum payments under non-cancellable operating leases with initial or remaining terms of one year or more are as follows at December 31, 2019 (in thousands): Year ended December 31, 2020 $ 2,523 2021 2,308 2022 1,857 2023 1,493 2024 1,182 Thereafter 25,931 Total future minimum operating lease payments 35,294 Amounts representing interest (12,494 ) Present value of net future minimum operating lease payments $ 22,800

Deposits

Deposits	12 Months Ended
	Dec. 31, 2019
Deposits [Abstract]
Deposits	( 9 .) DEPOSITS A summary of deposits as of December 31 are as follows (in thousands): 2019 2018 Noninterest-bearing demand $ 707,752 $ 755,460 Interest-bearing demand 627,842 622,482 Savings and money market 1,039,892 968,897 Time deposits, due: Within one year 1,099,488 871,007 One to two years 60,868 91,028 Two to three years 14,869 40,151 Three to four years 3,251 15,956 Four to five years 1,708 1,921 Thereafter 5 5 Total time deposits 1,180,189 1,020,068 Total deposits $ 3,555,675 $ 3,366,907 Time deposits in denominations of $250,000 or more at December 31, 2019 and 2018 amounted to $287.0 million and $209.6 million, respectively. Interest expense by deposit type for the years ended December 31 is summarized as follows (in thousands): 2019 2018 2017 Interest-bearing demand $ 1,372 $ 1,067 $ 897 Savings and money market 4,365 2,887 1,487 Time deposits 22,757 15,101 8,709 Total interest expense on deposits $ 28,494 $ 19,055 $ 11,093

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2019
Debt Disclosure [Abstract]
Borrowings	( 10 .) BORROWINGS The Company classifies borrowings as short-term or long-term in accordance with the original terms of the applicable agreement. Outstanding borrowings consisted of the following as of December 31 (in thousands): 2019 2018 Short-term borrowings: Short-term FHLB borrowings $ 275,500 $ 405,500 Other - 64,000 Total short-term borrowings 275,500 469,500 Long-term borrowings: Subordinated notes, net 39,273 39,202 Total borrowings $ 314,773 $ 508,702 Short-term borrowings Short-term FHLB borrowings have original maturities of less than one year and include overnight borrowings which we typically utilize to address short term funding needs as they arise. Short-term FHLB borrowings at December 31, 2019 consisted of $10.0 million in overnight borrowings and $265.5 million in short-term borrowings. Short-term FHLB borrowings at December 31, 2018 consisted of $200.0 million in overnight borrowings and $205.5 million in short-term borrowings. The FHLB borrowings are collateralized by securities from the Company’s investment portfolio and certain qualifying loans. In addition, at December 31, 2018, we had $64.0 million outstanding under unsecured federal funds purchased line with various banks. At December 31, 2019 and 2018, the Company’s borrowings had a weighted average rate of 1.88% and 2.64%, respectively. The Parent has a revolving line of credit with a commercial bank allowing borrowings up to $20.0 million in total as an additional source of working capital. At December 31, 2019 and 2018, no amounts have been drawn on the line of credit. ( 10 .) BORROWINGS (Continued) Long-term borrowings On April 15, 2015, the Company issued $40.0 million of 6.0% fixed to floating rate subordinated notes due April 15, 2030 (the “Subordinated Notes”) in a registered public offering. The Subordinated Notes bear interest at a fixed rate of 6.0% per year, payable semi-annually, for the first 10 years. From April 15, 2025 to the April 15, 2030 maturity date, the interest rate will reset quarterly to an annual interest rate equal to the then current three-month London Interbank Offered Rate (LIBOR) plus 3.944%, payable quarterly. After the discontinuance of LIBOR, the interest rate will be determined by an alternate method as reasonably selected by the Company. The Subordinated Notes are redeemable by the Company at any quarterly interest payment date beginning on April 15, 2025 to maturity at par, plus accrued and unpaid interest. Proceeds, net of debt issuance costs of $1.1 million, were $38.9 million. The net proceeds from this offering were used for general corporate purposes, including but not limited to, contribution of capital to the Bank to support both organic growth and opportunistic acquisitions. The Subordinated Notes qualify as Tier 2 capital for regulatory purposes. The Company adopted ASU 2015-03 that requires debt issuance costs to be reported as a direct deduction from the face value of the Subordinated Notes and not as a deferred charge. The debt issuance costs will be amortized as an adjustment to interest expense over 15 years.

Derivative Instruments and Hedg

Derivative Instruments and Hedging Activities	12 Months Ended
	Dec. 31, 2019
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Derivative Instruments and Hedging Activities	(11 .) DERIVATIVE INSTRUMENT AND HEDGING ACTIVITIES Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources, and duration of its assets and liabilities, and the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company’s derivative financial instruments are used to manage differences in the amount, timing, and duration of the Company’s known or expected cash receipts and its known or expected cash payments. Cash Flow Hedges of Interest Rate Risk The Company’s objectives in using interest rate derivatives are to add stability to interest expense and to manage its exposure to interest rate movements. To accomplish this objective, the Company primarily uses interest rate caps as part of its interest rate risk management strategy. Interest rate caps designated as cash flow hedges involve the receipt of variable amounts from a counterparty if interest rates rise above the strike rate on the contract in exchange for an up-front premium. During 2019, such derivatives were used to hedge the variable cash flows associated with short-term borrowings. For derivatives designated and that qualify as cash flow hedges of interest rate risk, the gain or loss on the derivative is recorded in accumulated other comprehensive income (loss) and subsequently reclassified into interest expense in the same period(s) during which the hedged transaction affects earnings. Amounts reported in accumulated other comprehensive income (loss) related to derivatives will be reclassified to interest expense as interest payments are made on the Company’s borrowings. The ineffective portion of the change in fair value of the derivatives is recognized directly in earnings. The Company’s cash flow hedge derivatives did not have any hedge ineffectiveness recognized in earnings during the years ended December 31, 2019 and 2018. During the next twelve months, the Company estimates that $582 thousand will be reclassified as an increase to interest expense. Interest Rate Swaps The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. These interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. (1 1 .) DERIVATIVE INSTRUMENT AND HEDGING ACTIVITIES (Continued) Credit-risk-related Contingent Features The Company has agreements with certain of its derivative counterparties that contain one or more of the following provisions: (a) if the Company defaults on any of its indebtedness, including a default where repayment of the indebtedness has not been accelerated by the lender, the Company could also be declared in default on its derivative obligations, and (b) if the Company fails to maintain its status as a well-capitalized institution, the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. Mortgage Banking Derivatives The Company extends rate lock agreements to borrowers related to the origination of residential mortgage loans. To mitigate the interest rate risk inherent in these rate lock agreements when the Company intends to sell the related loan, once originated, as well as closed residential mortgage loans held for sale, the Company enters into forward commitments to sell individual residential mortgages. Rate lock agreements and forward commitments are considered derivatives and are recorded at fair value. Fair Values of Derivative Instruments on the Balance Sheet The table below presents the notional amounts, respective fair values of the Company’s derivative financial instruments, as well as their classification on the balance sheet as of December 31 (in thousands): Asset derivatives Liability derivatives Gross notional amount Balance Fair value Balance Fair value 2019 2018 sheet line item 2019 2018 sheet line item 2019 2018 Derivatives designated as hedging instruments Cash flow hedges $ 100,000 $ 100,000 Other assets $ - $ 631 Other liabilities $ - $ - Total derivatives $ 100,000 $ 100,000 $ - $ 631 $ - $ - Derivatives not designated as hedging instruments Interest rate swaps (1) $ 272,962 $ 71,977 Other assets $ 6,419 $ 1,803 Other liabilities $ 6,720 $ 2,006 Credit contracts 68,324 36,670 Other assets 13 - Other liabilities 18 24 Mortgage banking 11,859 7,519 Other assets 119 83 Other liabilities 7 27 Total derivatives $ 353,145 $ 116,166 $ 6,551 $ 1,886 $ 6,745 $ 2,057 (1) The Company secured its obligations under these contracts with $6.7 million and $1.3 million in cash at December 31, 2019 and 2018, respectively. (11.) DERIVATIVE INSTRUMENT AND HEDGING ACTIVITIES (Continued) Effect of Derivative Instruments on the Income Statement The table below presents the effect of the Company’s derivative financial instruments on the income statement for the years ended December 31 (in thousands): Gain (loss) recognized in income Undesignated derivatives Line item of gain (loss) recognized in income 2019 2018 2017 Interest rate swaps Income from derivative instruments, net $ 2,189 $ 759 $ - Credit contracts Income from derivative instruments, net 29 184 131 Mortgage banking Income from derivative instruments, net 56 29 - Total undesignated $ 2,274 $ 972 $ 131

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2019
Commitments And Contingencies Disclosure [Abstract]
Commitments and Contingencies	(1 2 .) COMMITMENTS AND CONTINGENCIES Financial Instruments with Off-Balance Sheet Risk The Company has financial instruments with off-balance sheet risk established in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk extending beyond amounts recognized in the financial statements. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is essentially the same as that involved with extending loans to customers. The Company uses the same credit underwriting policies in making commitments and conditional obligations as for on-balance sheet instruments. Off-balance sheet commitments as of December 31 consist of the following (in thousands): 2019 2018 Commitments to extend credit $ 820,282 $ 687,875 Standby letters of credit 21,911 11,977 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the agreement. Commitments generally have fixed expiration dates or other termination clauses which may require payment of a fee. Commitments may expire without being drawn upon; therefore, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if any, is based on management’s credit evaluation of the borrower. Standby letters of credit are conditional lending commitments issued by the Company to guarantee the performance of a customer to a third party. These standby letters of credit are primarily issued to support private borrowing arrangements. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loan facilities to customers. Contingent Liabilities In the ordinary course of business there are various threatened and pending legal proceedings against the Company. Management believes that the aggregate liability, if any, arising from such litigation would not have a material adverse effect on the Company’s consolidated financial statements.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2019
Regulatory Matters [Abstract]
Regulatory Matters	(1 3 .) REGULATORY MATTERS General The supervision and regulation of financial and bank holding companies and their subsidiaries is intended primarily for the protection of depositors, the deposit insurance funds regulated by the FDIC and the banking system as a whole, and not for the protection of shareholders or creditors of bank holding companies. The various bank regulatory agencies have broad enforcement power over financial holding companies and banks, including the power to impose substantial fines, operational restrictions and other penalties for violations of laws and regulations and for safety and soundness considerations. Capital Banks and bank holding companies are subject to various regulatory capital requirements administered by state and federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weighting and other factors. The Basel III Capital Rules, a new comprehensive capital framework for U.S. banking organizations, became effective for the Company and the Bank on January 1, 2015 (subject to a phase-in period for certain provisions). Quantitative measures established by the Basel III Capital Rules to ensure capital adequacy require the maintenance of minimum amounts and ratios (set forth in the table that follows) of Common Equity Tier 1 capital (“CET1”), Tier 1 capital and Total capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital to adjusted quarterly average assets (as defined). The Economic Growth Act provided for a potential exception from the Basel III Rules for community banks that maintain a Community Bank Leverage Ratio (“CBLR”) of at least 8.0% to 10.0%. The CBLR is calculated by dividing Tier 1 capital by the bank’s average total consolidated assets. In the final rules approved by the FDIC in September 2019, qualifying community banking organizations that opt in to using the CBLR are considered to be in compliance with the Basel III Rules as long as the bank maintains a CBLR of greater than 9.0%. If a bank is not a qualifying community banking organization, does not opt in to using the CBLR, or cannot maintain a CBLR of greater than 9.0%, the bank would have to comply with the Basel III Rules. We are currently evaluating the CBLR framework and the potential impact CBLR adoption would have on the Company and the Bank, respectively. The Company’s and the Bank’s Common Equity Tier 1 capital includes common stock and related paid-in capital, net of treasury stock, and retained earnings. In connection with the adoption of the Basel III Capital Rules, we elected to opt-out of the requirement to include most components of accumulated other comprehensive income in Common Equity Tier 1. Common Equity Tier 1 for both the Company and the Bank is reduced by goodwill and other intangible assets, net of associated deferred tax liabilities, and subject to transition provisions. Tier 1 capital includes Common Equity Tier 1 capital and additional Tier 1 capital. For the Company, additional Tier 1 capital at December 31, 2019 includes, subject to limitation, $17.3 million of preferred stock. Total capital includes Tier 1 capital and Tier 2 capital. Tier 2 capital for both the Company and the Bank includes a permissible portion of the allowance for loan losses. Tier 2 capital for the Company also includes qualified subordinated debt. At December 31, 2019, the Company’s Tier 2 capital included $39.3 million of Subordinated Notes. The Common Equity Tier 1, Tier 1 and Total capital ratios are calculated by dividing the respective capital amounts by risk-weighted assets. Risk-weighted assets are calculated based on regulatory requirements and include total assets, with certain exclusions, allocated by risk weight category, and certain off-balance-sheet items, among other things. The leverage ratio is calculated by dividing Tier 1 capital by adjusted quarterly average total assets, which exclude goodwill and other intangible assets, among other things. The Basel III Capital Rules became fully phased in on January 1, 2019 and require the Company and the Bank to maintain (i) a minimum ratio of Common Equity Tier 1 capital to risk-weighted assets of at least 4.5%, plus a 2.5% “capital conservation buffer” (which is added to the 4.5% Common Equity Tier 1 capital ratio as that buffer was phased in, effectively resulting in a minimum ratio of Common Equity Tier 1 capital to risk-weighted assets of at least 7.0% upon full implementation), (ii) a minimum ratio of Tier 1 capital to risk-weighted assets of at least 6.0%, plus the capital conservation buffer (which is added to the 6.0% Tier 1 capital ratio as that buffer was phased in, effectively resulting in a minimum Tier 1 capital ratio of 8.5% upon full implementation), (iii) a minimum ratio of Total capital (that is, Tier 1 plus Tier 2) to risk-weighted assets of at least 8.0%, plus the capital conservation buffer (which is added to the 8.0% total capital ratio as that buffer was phased in, effectively resulting in a minimum total capital ratio of 10.5% upon full implementation) and (iv) a minimum leverage ratio of 4.0%, calculated as the ratio of Tier 1 capital to average quarterly assets. The implementation of the capital conservation buffer began on January 1, 2016 at the 0.625% level and was phased in over a four-year period (increasing by that amount on each subsequent January 1, until it reached 2.5% on January 1, 2019). The Basel III Capital Rules also provide for a “countercyclical capital buffer” that is applicable to only certain covered institutions and does not have any current applicability to the Company or the Bank. The capital conservation buffer is designed to absorb losses during periods of economic stress and, as detailed above, effectively increases the minimum required risk-weighted capital ratios. Banking institutions with a ratio of Common Equity Tier 1 capital to risk-weighted assets below the effective minimum (4.5% plus the capital conservation buffer and, if applicable, the countercyclical capital buffer) will face constraints on dividends, equity repurchases and compensation based on the amount of the shortfall. (1 3 .) REGULATORY MATTERS (Continued) The following table presents actual and required capital ratios as of December 31, 2019 and 2018 for the Company and the Bank under the Basel III Capital Rules. The minimum required capital amounts presented include the minimum required capital levels as of December 31, 2019 based on the phase-in provisions of the Basel III Capital Rules and the minimum required capital levels as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules (in thousands): Actual Minimum Capital Required – Basel III Phase-in Schedule Minimum Capital Required – Basel III Fully Phased-in Required to be Considered Well Capitalized Amount Ratio Amount Ratio Amount Ratio Amount Ratio 2019 Tier 1 leverage: Company $ 381,473 9.00 % $ 169,504 4.00 % $ 169,504 4.00 % $ 211,880 5.00 % Bank 409,031 9.67 169,189 4.00 169,189 4.00 211,486 5.00 CET1 capital: Company 364,145 10.31 247,330 7.00 247,330 7.00 229,663 6.50 Bank 409,031 11.61 246,674 7.00 246,674 7.00 229,055 6.50 Tier 1 capital: Company 381,473 10.80 300,329 8.50 300,329 8.50 282,663 8.00 Bank 409,031 11.61 299,533 8.50 299,533 8.50 281,914 8.00 Total capital: Company 451,228 12.77 370,995 10.50 370,995 10.50 353,328 10.00 Bank 439,514 12.47 370,011 10.50 370,011 10.50 352,392 10.00 2018 Tier 1 leverage: Company $ 344,283 8.16 % $ 168,759 4.00 % $ 168,759 4.00 % $ 210,949 5.00 % Bank 372,939 8.86 168,335 4.00 168,335 4.00 210,419 5.00 CET1 capital: Company 326,955 9.70 214,936 6.38 236,008 7.00 219,150 6.50 Bank 372,939 11.09 214,286 6.38 235,294 7.00 218,488 6.50 Tier 1 capital: Company 344,283 10.21 265,509 7.88 286,581 8.50 269,723 8.00 Bank 372,939 11.09 264,706 7.88 285,715 8.50 268,908 8.00 Total capital: Company 417,399 12.38 332,940 9.88 354,012 10.50 337,154 10.00 Bank 406,853 12.10 331,933 9.88 352,942 10.50 336,135 10.00 As of December 31, 2019 and 2018, the Company and Bank were considered “well capitalized” under all regulatory capital guidelines. Such determination has been made based on the Tier 1 leverage, CET1 capital, Tier 1 capital and total capital ratios. Federal Reserve Requirements The Bank is required to maintain a reserve balance at the FRB of New York. The reserve requirement for the Bank totaled $6.4 million and $5.5 million as of December 31, 2019 and 2018, respectively. Dividend Restrictions In the ordinary course of business, the Company is dependent upon dividends from the Bank to provide funds for the payment of dividends to shareholders and to provide for other cash requirements. Banking regulations may limit the amount of dividends that may be paid. Approval by regulatory authorities is required if the effect of dividends declared would cause the regulatory capital of the Bank to fall below specified minimum levels. Approval is also required if dividends declared exceed the net profits for that year combined with the retained net profits for the preceding two years.

Shareholders Equity

Shareholders Equity	12 Months Ended
	Dec. 31, 2019
Stockholders Equity Note [Abstract]
Shareholders Equity	(1 4 .) SHAREHOLDERS’ EQUITY The Company’s authorized capital stock consists of 50,210,000 shares of capital stock, 50,000,000 of which are common stock, par value $0.01 per share, and 210,000 of which are preferred stock, par value $100 per share, which is designated into two classes, Class A of which 10,000 shares are authorized, and Class B of which 200,000 shares are authorized. There are two series of Class A preferred stock: Series A 3% preferred stock and the Series A preferred stock. There is one series of Class B preferred stock: Series B-1 8.48% preferred stock. There were 173,282 shares of preferred stock issued and outstanding as of December 31, 2019 and 2018. Common Stock The following table sets forth the changes in the number of shares of common stock for the years ended December 31: Outstanding Treasury Issued 2019 Shares outstanding at beginning of year 15,928,598 127,580 16,056,178 Common stock issued for Courier Capital contingent earn-out 43,378 - 43,378 Restricted stock awards issued 8,226 (8,226 ) - Stock options exercised 28,080 (28,080 ) - Stock awards 4,192 (4,192 ) - Treasury stock purchases (9,575 ) 9,575 - Shares outstanding at end of year 16,002,899 96,657 16,099,556 2018 Shares outstanding at beginning of year 15,924,938 131,240 16,056,178 Restricted stock awards issued 7,370 (7,370 ) - Restricted stock awards forfeited (23,901 ) 23,901 - Stock options exercised 17,450 (17,450 ) - Stock awards 6,363 (6,363 ) - Treasury stock purchases (3,622 ) 3,622 - Shares outstanding at end of year 15,928,598 127,580 16,056,178 (1 4 .) SHAREHOLDERS’ EQUITY (Continued) Preferred Stock Series A 3% Preferred Stock. There were 1,435 shares of Series A 3% preferred stock issued and outstanding as of December 31, 2019 and 2018. Holders of Series A 3% preferred stock are entitled to receive an annual dividend of $3.00 per share, which is cumulative and payable quarterly. Holders of Series A 3% preferred stock have no pre-emptive right in, or right to purchase or subscribe for, any additional shares of the Company’s capital stock and have no voting rights. Dividend or dissolution payments to the Class A shareholders must be declared and paid, or set apart for payment, before any dividends or dissolution payments can be declared and paid, or set apart for payment, to the holders of Class B preferred stock or common stock. The Series A 3% preferred stock is not convertible into any other of the Company’s securities. Series B-1 8.48% Preferred Stock. There were 171,847 shares of Series B-1 8.48% preferred stock issued and outstanding as of December 31, 2019 and 2018. Holders of Series B-1 8.48% preferred stock are entitled to receive an annual dividend of $8.48 per share, which is cumulative and payable quarterly. Holders of Series B-1 8.48% preferred stock have no pre-emptive right in, or right to purchase or subscribe for, any additional shares of the Company’s common stock and have no voting rights. Accumulated dividends on the Series B-1 8.48% preferred stock do not bear interest, and the Series B-1 8.48% preferred stock is not subject to redemption. Dividend or dissolution payments to the Class B shareholders must be declared and paid, or set apart for payment, before any dividends or dissolution payments are declared and paid, or set apart for payment, to the holders of common stock. The Series B-1 8.48% preferred stock is not convertible into any other of the Company’s securities.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2019
Accumulated Other Comprehensive Income Loss Net Of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss)	(1 5 .) ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following table presents the components of other comprehensive income (loss) for the years ended December 31 (in thousands): Pre-tax Amount Tax Effect Net-of-tax Amount 2019 Securities available for sale and transferred securities: Change in unrealized gain (loss) during the year $ 13,648 $ 3,456 $ 10,192 Reclassification adjustment for net gains included in net income (1) (1,176 ) (307 ) (869 ) Total securities available for sale and transferred securities 12,472 3,149 9,323 Hedging derivative instruments: Change in unrealized gain (loss) during the year (327 ) (85 ) (242 ) Pension and post-retirement obligations: Net actuarial gain (loss) arising during the year (879 ) (303 ) (576 ) Amortization of net actuarial loss and prior service cost included in income 1,398 352 1,046 Total pension and post-retirement obligations 519 49 470 Other comprehensive income $ 12,664 $ 3,113 $ 9,551 2018 Securities available for sale and transferred securities: Change in unrealized gain (loss) during the year $ (6,547 ) $ (1,650 ) $ (4,897 ) Reclassification adjustment for net gains included in net income (1) 539 136 403 Total securities available for sale and transferred securities (6,008 ) (1,514 ) (4,494 ) Hedging derivative instruments: Change in unrealized gain (loss) during the year (369 ) (93 ) (276 ) Pension and post-retirement obligations: Net actuarial gain (loss) arising during the year (6,823 ) (1,721 ) (5,102 ) Amortization of net actuarial loss and prior service cost included in income 678 171 507 Total pension and post-retirement obligations (6,145 ) (1,550 ) (4,595 ) Other comprehensive loss $ (12,522 ) $ (3,157 ) $ (9,365 ) 2017 Securities available for sale and transferred securities: Change in unrealized gain (loss) during the year $ 1,841 $ 710 $ 1,131 Reclassification adjustment for net gains included in net income (1) (1,103 ) (426 ) (677 ) Total securities available for sale and transferred securities 738 284 454 Hedging derivative instruments: Change in unrealized gain (loss) during the year - - - Pension and post-retirement obligations: Net actuarial gain (loss) arising during the year 1,460 563 897 Amortization of net actuarial loss and prior service cost included in income 1,115 431 684 Total pension and post-retirement obligations 2,575 994 1,581 Other comprehensive income $ 3,313 $ 1,278 $ 2,035 (1) Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield. (1 5 .) ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Continued) Activity in accumulated other comprehensive income (loss), net of tax, was as follows (in thousands): Hedging Derivative Instruments Securities Available for Sale and Transferred Securities Pension and Post- retirement Obligations Accumulated Other Comprehensive Income (Loss) Balance at January 1, 2019 $ (276 ) $ (7,769 ) $ (13,236 ) $ (21,281 ) Reclassification adjustment for net gains included in net income $ - $ (681 ) $ (2,102 ) (2,783 ) Other comprehensive income (loss) before reclassifications (242 ) 10,192 (576 ) 9,374 Amounts reclassified from accumulated other comprehensive income (loss) - (869 ) 1,046 177 Net current period other comprehensive loss (242 ) 9,323 470 9,551 Balance at December 31, 2019 $ (518 ) $ 873 $ (14,868 ) $ (14,513 ) Balance at January 1, 2018 $ - $ (3,275 ) $ (8,641 ) $ (11,916 ) Other comprehensive income (loss) before reclassifications (276 ) (4,897 ) (5,102 ) (10,275 ) Amounts reclassified from accumulated other comprehensive income (loss) - 403 507 910 Net current period other comprehensive income (276 ) (4,494 ) (4,595 ) (9,365 ) Balance at December 31, 2018 $ (276 ) $ (7,769 ) $ (13,236 ) $ (21,281 ) Balance at January 1, 2017 $ - $ (3,729 ) $ (10,222 ) $ (13,951 ) Other comprehensive income (loss) before reclassifications - 1,131 897 2,028 Amounts reclassified from accumulated other comprehensive income (loss) - (677 ) 684 7 Net current period other comprehensive (loss) income - 454 1,581 2,035 Balance at December 31, 2017 $ - $ (3,275 ) $ (8,641 ) $ (11,916 ) The following table presents the amounts reclassified out of each component of accumulated other comprehensive income (loss) for the years ended December 31 (in thousands): Details About Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified from Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Consolidated Statement of Income 2019 2018 Realized gain (loss) on sale of investment securities $ 1,677 $ (127 ) Net gain (loss) on investment securities Amortization of unrealized holding gains (losses) on investment securities transferred from available for sale to held to maturity (501 ) (412 ) Interest income 1,176 (539 ) Total before tax (307 ) 136 Income tax (expense) benefit 869 (403 ) Net of tax Amortization of pension and post-retirement items: Prior service credit (1) 65 72 Salaries and employee benefits Net actuarial losses (1) (1,463 ) (750 ) Salaries and employee benefits (1,398 ) (678 ) Total before tax 352 171 Income tax benefit (1,046 ) (507 ) Net of tax Total reclassified for the period $ (177 ) $ (910 ) (1) These items are included in the computation of net periodic pension expense. See Note 19 – Employee Benefit Plans for additional information.

Share-Based Compensation

Share-Based Compensation	12 Months Ended
	Dec. 31, 2019
Share Based Compensation [Abstract]
Share-Based Compensation	(1 6 .) SHARE-BASED COMPENSATION The Company maintains certain stock-based compensation plans, approved by the Company’s shareholders, that are administered by the Management Development and Compensation Committee (the “Compensation Committee”) of the Board. In May 2015, the Company’s shareholders approved the 2015 Long-Term Incentive Plan (the “2015 Plan”) to replace the 2009 Management Stock Incentive Plan and the 2009 Directors’ Stock Incentive Plan (collectively, the “2009 Plans”). A total of 438,076 shares transferred from the 2009 Plans were available for grant pursuant to the 2015 Plan. In addition, any shares subject to outstanding awards under the 2009 Plans that are canceled, expired, forfeited or otherwise not issued or are settled in cash will become available for future award grants under the 2015 Plan. As of December 31, 2019, there were approximately 216,000 shares available for grant under the 2015 Plan. Under the Plan, the Compensation Committee may establish and prescribe grant guidelines including various terms and conditions for the granting of stock-based compensation. For stock options, the exercise price of each option equals the market price of the Company’s stock on the date of the grant. All options expire after a period of ten years from the date of grant and generally become fully exercisable over a period of 3 to 5 years from the grant date. When an option recipient exercises their options, the Company issues shares from treasury stock and records the proceeds as additions to capital. Shares of restricted stock granted to employees generally vest over 2 to 3 years from the grant date. Fifty percent of the shares of restricted stock granted to non-employee directors generally vests on the date of grant and the remaining fifty percent generally vests one year from the grant date. Vesting of the shares may be based on years of service, established performance measures or both. If restricted stock grants are forfeited before they vest, the shares are reacquired into treasury stock. Restricted stock units granted to employees generally fully vest on the third anniversary of the date of grant. The share-based compensation plans were established to allow for the granting of compensation awards to attract, motivate and retain employees, executive officers and non-employee directors who contribute to the long-term growth and profitability of the Company and to give such persons a proprietary interest in the Company, thereby enhancing their personal interest in the Company’s success. The Company awarded grants of The grant-date fair value of the TSR performance award granted on February 26, 2019 was determined using the Monte Carlo simulation model on the date of grant, assuming the following (i) expected term of 2.84 years, (ii) risk free interest rate of 2.43%, (iii) expected dividend yield of 3.20% and (iv) expected stock price volatility over the expected term of the TSR performance award of 21.3%. The grant-date fair value of the TSR performance award granted on May 22, 2019 was determined using the Monte Carlo simulation model on the date of grant, assuming the following (i) expected term of 2.61 years, (ii) risk free interest rate of 2.18%, (iii) expected dividend yield of 3.60% and (iv) expected stock price volatility over the expected term of the TSR performance award of 22.0%. The grant-date fair value of all other restricted stock awards is equal to the closing market price of the Company’s common stock on the date of grant. The Company granted During the year ended December 31, 2019, the Company granted a total of 8,226 restricted shares of common stock to non-employee directors, of which 4,113 shares vested immediately and 4,113 shares will vest after completion of a one-year service requirement. The weighted average market price of the restricted stock on the date of grant was $27.33. In addition, the Company issued a total of 4,192 shares of common stock in-lieu of cash for the annual retainer of three non-employee directors during the year ended December 31, 2019. The weighted average market price of the stock on the date of grant was $29.78. The Company awarded grants of restricted stock units to certain members of management during the year ended December 31, 2018. The awards will be earned based on the Company’s achievement of a TSR performance requirement, on a percentile basis, compared to the SNL Small Cap Bank & Thrifts Index over a one-year performance period ended December 31, 2021. If earned at target level, members of management will receive up to 14,877 shares of our common stock in the aggregate, which will vest on February 27, 2022 assuming the recipient’s continuous service to the Company. (1 6 .) SHARE-BASED COMPENSATION (Continued) The grant-date fair value of the TSR performance award granted during the year ended December 31, 2018 was determined using the Monte Carlo simulation model on the date of grant, assuming the following (i) expected term of 2.84 years, (ii) risk free interest rate of 2.39%, (iii) expected dividend yield of 2.83% and (iv) expected stock price volatility over the expected term of the TSR performance award of 21.2%. The grant-date fair value of all other restricted stock awards is equal to the closing market price of the Company’s common stock on the date of grant. The Company granted additional restricted stock units to management during the year ended December 31, 2018. These awards will vest after completion of a three-year service requirement. If earned, members of management will receive up to 37,676 shares of our common stock, in the aggregate. The average market price of the restricted stock units on the date of grant was $27.76. During the year ended December 31, 2018, the Company granted a total of 7,370 restricted shares of common stock to non-employee directors, of which 3,690 shares vested immediately and 3,680 shares will vest after completion of a one-year service requirement. The weighted average market price of the restricted stock on the date of grant was $33.90. In addition, the Company issued a total of 6,363 shares of common stock in-lieu of cash for the annual retainer of five non-employee directors during the year ended December 31, 2018. The weighted average market price of the stock on the date of grant was $29.03. The Company awarded grants of restricted stock units to certain members of management during the year ended December 31, 2017. The awards will be earned based on the Company’s achievement of a TSR performance requirement, on a percentile basis, compared to the SNL Small Cap Bank & Thrifts Index over a three-year performance period ended December 31, 2019. If earned at target level, members of management will receive up to 12,531 shares of our common stock in the aggregate, which will vest on February 22, 2020 assuming the recipient’s continuous service to the Company. The grant-date fair value of the TSR portion of the performance award granted during the year ended December 31, 2017 was determined using the Monte Carlo simulation model on the date of grant, assuming the following (i) expected term of 2.85 years, (ii) risk free interest rate of 1.45%, (iii) expected dividend yield of 2.41% and (iv) expected stock price volatility over the expected term of the TSR performance award of 21.9%. The grant-date fair value of all other restricted stock awards is equal to the closing market price of the Company’s common stock on the date of grant. The Company granted additional restricted stock units to management during the year ended December 31, 2017. These awards will vest after completion of a three-year service requirement. If earned, members of management will receive up to 27,831 shares of our common stock, in the aggregate. The average market price of the restricted stock units on the date of grant was $31.88. During the year ended December 31, 2017, the Company granted a total of 8,898 restricted shares of common stock to non-employee directors, of which 4,454 shares vested immediately and 4,444 shares will vest after completion of a one-year service requirement. The market price of the restricted stock on the date of grant was $29.47. In addition, the Company issued a total of 7,841 shares of common stock in-lieu of cash for the annual retainer of six non-employee directors during the year ended December 31, 2017. The weighted average market price of the stock on the date of grant was $30.88. The restricted stock awards granted to the directors and the restricted stock units granted to management in 2019, 2018 and 2017 do not have rights to dividends or dividend equivalents. (1 6 .) SHARE-BASED COMPENSATION (Continued) The Company uses the Black-Scholes valuation method to estimate the fair value of its stock option awards. There were no stock options awarded during 2019, 2018 or 2017. There was no unrecognized compensation expense related to unvested stock options as of December 31, 2019. There was no stock option activity for the year ended December 31, 2019. The aggregate intrinsic value (the amount by which the market price of the stock on the date of exercise exceeded the market price of the stock on the date of grant) of option exercises for the years ended December 31, 2018 and 2017 was $236 thousand and $297 thousand, respectively. The total cash received as a result of option exercises under stock compensation plans for the years ended December 31, 2018 and 2017 was $320 thousand and $413 thousand, respectively. The tax benefits realized in connection with these stock option exercises were not significant. The following is a summary of restricted stock award and restricted stock units activity for the year ended December 31, 2019: Weighted Average Market Number of Price at Shares Grant Date Outstanding at beginning of year 130,571 $ 28.04 Granted 84,672 26.18 Vested (35,873 ) 25.91 Forfeited (27,562 ) 26.44 Outstanding at end of period 151,808 $ 27.80 As of December 31, 2019, there was $2.0 million of unrecognized compensation expense related to unvested restricted stock awards and restricted stock units that is expected to be recognized over a weighted average period of 2.0 years. The Company amortizes the expense related to share-based compensation over the vesting period. Share-based compensation expense is recorded as a component of salaries and employee benefits in the consolidated statements of income for awards granted to management and as a component of other noninterest expense for awards granted to directors. The share-based compensation expense included in the statements on income for the years ended December 31 was as follows (in thousands): 2019 2018 2017 Salaries and employee benefits $ 1,175 $ 1,045 $ 927 Other noninterest expense 231 256 247 Total share-based compensation expense $ 1,406 $ 1,301 $ 1,174

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Income Taxes	(1 7 .) INCOME TAXES The income tax expense for the years ended December 31 consisted of the following (in thousands): 2019 2018 2017 Current tax expense (benefit): Federal $ 8,882 $ 19,351 $ (3,031 ) State 1,308 1,135 573 Total current tax expense (benefit) 10,190 20,486 (2,458 ) Deferred tax expense (benefit): Federal 280 (10,303 ) 12,297 State 89 (177 ) 106 Total deferred tax expense (benefit) 369 (10,480 ) 12,403 Total income tax expense $ 10,559 $ 10,006 $ 9,945 Income tax expense differed from the statutory federal income tax rate for the years ended December 31 as follows: 2019 2018 2017 Statutory federal tax rate 21.0 % 21.0 % 35.0 % Increase (decrease) resulting from: Tax exempt interest income (1.9 ) (2.6 ) (5.6 ) Tax credits and adjustments (3.0 ) (0.3 ) (6.7 ) Non-taxable earnings on company owned life insurance (0.6 ) (0.8 ) (1.4 ) State taxes, net of federal tax benefit 1.9 1.5 1.1 Nondeductible expenses 0.2 0.2 0.3 Goodwill and contingent consideration adjustments - 1.0 0.3 Other, net 0.2 0.2 (0.1 ) Effective tax rate 17.8 % 20.2 % 22.9 % Total income tax expense (benefit) was as follows for the years ended December 31 (in thousands): 2019 2018 2017 Income tax expense $ 10,559 $ 10,006 $ 9,945 Shareholder’s equity 3,113 (3,156 ) 3,909 The Company recognizes deferred income taxes for the estimated future tax effects of differences between the tax and financial statement bases of assets and liabilities considering enacted tax laws. These differences result in deferred tax assets and liabilities, which are included in other assets in the Company’s consolidated statements of financial condition. The Company also assesses the likelihood that deferred tax assets will be realizable based on, among other considerations, future taxable income and establishes, if necessary, a valuation allowance for those deferred tax assets determined to not likely be realizable. A deferred tax asset valuation allowance is recognized if, based on the weight of available evidence (both positive and negative), it is more likely than not that some portion or all of the deferred tax assets will not be realized. The future realization of deferred tax benefits depends upon the existence of sufficient taxable income within the carry-back and carry-forward periods. Management’s judgment is required in determining the appropriate recognition of deferred tax assets and liabilities, including projections of future taxable income. In 2019, the Company recognized the impact of its investments in partnerships that placed property in service during the year, which generated tax credits due to qualifying expenses. At the time that a structure is placed into service, the Company is eligible for federal and New York State tax credits. See Note 1 for the Company’s accounting policy for income taxes and these tax credit investments. (1 7 .) INCOME TAXES (Continued) The Company’s net deferred tax asset (liability) is included in other assets in the consolidated statements of financial condition. The tax effects of temporary differences that give rise to the deferred tax assets and deferred tax liabilities are as follows at December 31 (in thousands): 2019 2018 Deferred tax assets: Allowance for loan losses $ 7,810 $ 8,550 Deferred compensation 1,095 1,771 Investment in limited partnerships 1,191 660 SERP agreements 418 417 Interest on nonaccrual loans 191 106 Share-based compensation 586 541 Net unrealized loss on securities available for sale - 2,848 Other 224 138 Gross deferred tax assets 11,515 15,031 Deferred tax liabilities: Prepaid expenses 498 583 Prepaid pension costs 897 1,415 Intangible assets 2,643 2,581 Depreciation and amortization 1,961 2,096 Net unrealized gain on securities available for sale 301 - Loan servicing assets 289 258 Other 550 240 Gross deferred tax liabilities 7,139 7,173 Net deferred tax asset $ 4,376 $ 7,858 On December 22, 2017, the TCJ Act was signed into law which, among other items, reduces the federal statutory corporate tax rate from 35 percent to 21 percent, effective January 1, 2018. The TCJ Act also contains other provisions that may affect the Company currently or in future years. Among these are changes to the deductibility of meals and entertainment, the deductibility of executive compensation, accelerated expensing of depreciable property for assets placed into service after September 27, 2017 and before 2023, limits on the deductibility of net interest expense, elimination of the corporate alternative minimum tax, limits on net operating loss carryforwards to 80% of taxable income, among other provisions. Results for the fourth quarter and full year of 2017 were positively impacted by a $2.9 million reduction in income tax expense due to the TCJ Act, primarily driven by a revaluation adjustment to the net deferred tax liability. Based upon the Company’s historical and projected future levels of pre-tax and taxable income, the scheduled reversals of taxable temporary differences to offset future deductible amounts, and prudent and feasible tax planning strategies, management believes it is more likely than not that the deferred tax assets will be realized. As such, no valuation allowance has been recorded as of December 31, 2019 or 2018. The Company and its subsidiaries are primarily subject to federal and New York income taxes. The federal income tax years currently open for audits are 2016 through 2019. The New York income tax years currently open for audits are 2017 through 2019. At December 31, 2019, the Company had no federal or New York net operating loss or tax credits carryforwards. (1 7 .) INCOME TAXES (Continued) The Company’s unrecognized tax benefits and changes in unrecognized tax benefits were not significant as of or for the years ended December 31, 2019, 2018 and 2017. There were no material interest or penalties recorded in the income statement in income tax expense for the years ended December 31, 2019, 2018 and 2017. As of December 31, 2019 and 2018, there were no amounts accrued for interest or penalties related to uncertain tax positions.

Earnings Per Common Share

Earnings Per Common Share	12 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Earnings Per Common Share	(1 8 .) EARNINGS PER COMMON SHARE The following table presents a reconciliation of the earnings and shares used in calculating basic and diluted EPS for each of the years ended December 31 (in thousands, except per share amounts). All outstanding unvested share-based payment awards that contain rights to non-forfeitable dividends are considered participating securities. 2019 2018 2017 Net income available to common shareholders $ 47,401 $ 38,065 $ 32,064 Weighted average common shares outstanding: Total shares issued 16,086 16,056 15,235 Unvested restricted stock awards (4 ) (8 ) (47 ) Treasury shares (110 ) (138 ) (144 ) Total basic weighted average common shares outstanding 15,972 15,910 15,044 Incremental shares from assumed: Exercise of stock options - 2 9 Vesting of restricted stock awards 59 44 32 Total diluted weighted average common shares outstanding 16,031 15,956 15,085 Basic earnings per common share $ 2.97 $ 2.39 $ 2.13 Diluted earnings per common share $ 2.96 $ 2.39 $ 2.13 For each of the periods presented, average shares subject to the following instruments were excluded from the computation of diluted EPS because the effect would be antidilutive: Stock options - - - Restricted stock awards 4 6 1 Total 4 6 1 There were no participating securities outstanding for the years ended December 2019, 2018 and 2017; therefore, the two-class method of calculating basic and diluted EPS was not applicable for the years presented.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2019
Defined Benefit Pension Plans And Defined Benefit Postretirement Plans Disclosure [Abstract]
Employee Benefit Plans	(1 9 .) EMPLOYEE BENEFIT PLANS Supplemental Executive Retirement Agreements The Company has non-qualified Supplemental Executive Retirement Agreements (“SERPs”) covering certain former executives. The unfunded liability related to the SERPs was $1.7 million at December 31, 2019 and 2018. SERP expense was $366 thousand, $215 thousand and $194 thousand for 2019, 2018 and 2017, respectively. Defined Contribution Plan Employees that meet specified eligibility conditions are eligible to participate in the Company sponsored 401(k) plan. Under the plan, participants may make contributions, in the form of salary deferrals, up to the maximum Internal Revenue Code limit. The Company is also permitted to make additional discretionary contributions, although no such additional discretionary contributions were made in 2019, 2018 or 2017. (1 9 .) EMPLOYEE BENEFIT PLANS (Continued) Defined Benefit Pension Plan The Company participates in The New York State Bankers Retirement System (the “Plan”), a defined benefit pension plan covering substantially all employees. For employees hired prior to December 31, 2006, who met participation requirements on or before January 1, 2008 (“Tier 1 Participant”), the benefits are generally based on years of service and the employee’s highest average compensation during five consecutive years of employment. Effective January 1, 2016, the Plan was amended to open the Plan to eligible employees who were hired on and after January 1, 2007 (“Tier 2 Participant”) and provide these eligible participants with a cash balance benefit formula. The following table provides a reconciliation of the Company’s changes in the Plan’s benefit obligations, fair value of assets and a statement of the funded status as of and for the year ended December 31 (in thousands): 2019 2018 Change in projected benefit obligation: Projected benefit obligation at beginning of period $ 69,574 $ 70,436 Service cost 3,207 3,346 Interest cost 2,777 2,387 Actuarial (gain) loss 11,993 (3,298 ) Benefits paid and plan expenses (3,223 ) (3,297 ) Projected benefit obligation at end of period 84,328 69,574 Change in plan assets: Fair value of plan assets at beginning of period 75,188 83,348 Actual return on plan assets 15,862 (4,863 ) Employer contributions - - Benefits paid and plan expenses (3,223 ) (3,297 ) Fair value of plan assets at end of period 87,827 75,188 Funded status at end of period $ 3,499 $ 5,614 The accumulated benefit obligation was $76.8 million and $63.3 million at December 31, 2019 and 2018, respectively. The Company’s funding policy is to contribute, at a minimum, an actuarially determined amount that will satisfy the minimum funding requirements determined under the appropriate sections of Internal Revenue Code. The Company has no minimum required contribution for the 2020 fiscal year. Estimated benefit payments under the Plan over the next ten years at December 31, 2019 are as follows (in thousands): 2020 $ 3,872 2021 3,475 2022 3,855 2023 4,127 2024 4,215 2025 - 2029 23,491 (1 9 .) EMPLOYEE BENEFIT PLANS (Continued) Net periodic pension cost consists of the following components for the years ended December 31 (in thousands): 2019 2018 2017 Service cost $ 3,207 $ 3,346 $ 3,140 Interest cost on projected benefit obligation 2,777 2,387 2,449 Expected return on plan assets (4,736 ) (5,284 ) (4,775 ) Amortization of unrecognized loss 1,445 725 1,142 Amortization of unrecognized prior service (credit) cost - (5 ) 17 Net periodic pension cost $ 2,693 $ 1,169 $ 1,973 The actuarial assumptions used to determine the net periodic pension cost were as follows: 2019 2018 2017 Weighted average discount rate 4.13 % 3.49 % 4.00 % Rate of compensation increase 3.00 % 3.00 % 3.00 % Expected long-term rate of return 6.50 % 6.50 % 6.50 % The actuarial assumptions used to determine the projected benefit obligation were as follows: 2019 2018 2017 Weighted average discount rate 3.09 % 4.13 % 3.49 % Rate of compensation increase 3.00 % 3.00 % 3.00 % The weighted average discount rate was based upon the projected benefit cash flows and the market yields of high grade corporate bonds that are available to pay such cash flows. The Plan’s overall investment strategy is to invest in a diversified portfolio while managing the variability between the assets and projected liabilities of underfunded pension plans. The Plan’s Board Members approved a migration (the “Migration”) of substantially all of the Plan’s assets to one fund, Commingled Pensions Trust Fund (LDI Diversified Balanced) of JPMorgan Chase Bank, N.A. (“JPMCB LDI Diversified Balanced Fund” or the “Fund”). The Board made the election in their December 2018 meeting and the Migration had an effective trade date of February 28, 2019. The Fund employs a liability driven investing (“LDI”) strategy for pension plans that are seeking a solution that is balanced between growth and hedging. The Bloomberg Barclays Long A U.S. Corporate Index, the Fund’s primary liability-performance benchmark, is used as a proxy for plan projected liabilities. The growth-oriented portion of the Fund invests in a mix of asset classes that the Fund’s Trustee believes will collectively maximize total risk-adjusted return through a combination of capital appreciation and income. This portion of the Fund will comprise between 35% and 90% of the portfolio and will invest directly or indirectly via underlying funds in a broad mix of global equity, credit, global fixed income, real estate and cash-plus strategies. The remaining portion of the Fund, between 10% and 65% of the portfolio, provides exposure to U.S. long duration fixed income and is used to minimize volatility relative to a plan’s projected liabilities. This portion of the Fund will invest directly or indirectly via underlying funds in investment grade corporate bonds and securities issued by the U.S. Treasury and its agencies or instrumentalities. The following table represents the Plan’s target asset allocation and actual asset allocation, respectively, as of December 31, 2019: Target Actual Allocation Allocation Asset category: Cash and cash equivalents 0.00 % 0.00 % Equity securities 28.25 31.75 Fixed income securities 59.75 57.65 Alternative investments 12.00 10.60 Prior to the Migration, the Plan’s overall investment strategy was to achieve a mix of approximately 97% of investments for long-term growth and 3% for near-term benefit payments with a wide diversification of asset types, fund strategies, and fund managers. (1 9 .) EMPLOYEE BENEFIT PLANS (Continued) The Plan had target asset allocations, based on asset categories, and actual asset allocations, respectively, as of December 31, 2018, as shown in the following table: Target Actual Allocation Allocation Asset category: Cash equivalents 0 – 20 % 4.2 % Equity securities 40 – 60 46.1 Fixed income securities 40 – 60 45.8 Other financial instruments 0 – 5 3.9 Cash equivalents consist primarily of government issues (maturing in less than three months) and short term investment funds. Equity securities primarily include investments in common stock, depository receipts, preferred stock, commingled pension trust funds, exchange traded funds and real estate investment trusts. Fixed income securities include corporate bonds, government issues, credit card receivables, mortgage backed securities, municipals, commingled pension trust funds and other asset backed securities. Other investments are real estate interests and related investments held within a commingled pension trust fund. The weighted average expected long-term rate of return is estimated based on current trends in the Plan’s assets as well as projected future rates of return on those assets. Prior to the Migration, the Plan also leveraged reasonable actuarial assumptions based on the guidance provided by Actuarial Standard of Practice No. 27, “Selection of Economic Assumptions for Measuring Pension Obligations” for long term inflation, and the real and nominal rate of investment return for a specific mix of asset classes. The following assumptions were used in determining the long-term rate of return: Equity securities Dividend discount model, the smoothed earnings yield model and the equity risk premium model Fixed income securities Current yield-to-maturity and forecasts of future yields Other financial instruments Comparison of the specific investment’s risk to that of fixed income and equity instruments and using other judgments The long term rate of return considers historical returns. Adjustments were made to historical returns in order to reflect expectations of future returns. These adjustments were due to factor forecasts by economists and long-term U.S. Treasury yields to forecast long-term inflation. In addition, forecasts by economists and others for long-term GDP growth were factored into the development of assumptions for earnings growth and per capita income. (1 9 .) EMPLOYEE BENEFIT PLANS (Continued) Prior to the Migration, the Plan prohibited its investment managers from purchasing any security greater than 5% of the portfolio at the time of purchase or greater than 8% at market value in any one issuer. The issuers of any security purchased must be located in a country in the Morgan Stanley Capital International World Index. In addition, the following are prohibited: Equity securities Short sales Unregistered stocks Margin purchases Fixed income securities Mortgage backed derivatives that have an inverse floating rate coupon or that are interest only securities Any asset backed security that is not issued by the U.S. Government or its agencies or its instrumentalities Generally, securities of less than Baa2/BBB quality may not be purchased Securities of less than A-quality may not in the aggregate exceed 13% of the investment manager’s portfolio An investment manager’s portfolio of commercial mortgage backed securities and asset backed securities shall not exceed 10% of the portfolio at the time of purchase Other financial instruments Unhedged currency exposure in countries not defined as “high income economies” by the World Bank Assets are segregated by the level of the valuation inputs within the fair value hierarchy established by ASC Topic 820 utilized to measure fair value (see Note 20 - Fair Value Measurements). In instances in which the inputs used to measure fair value fall into different levels of the fair value hierarchy, the fair value measurement has been determined based on the lowest level input that is significant to the fair value measurement in its entirety. Investments valued using the NAV (Net Asset Value) are classified as Level 2 if the Plan can redeem its investment with the investee at the NAV at the measurement date. If the Plan can never redeem the investment with the investee at the NAV, it is considered a Level 3. If the Plan can redeem the investment at the NAV at a future date, the Plan’s assessment of the significance of a particular item to the fair value measurement in its entirety requires judgment, including the consideration of inputs specific to the asset. With the exception of the commingled pension trust funds (“CPTF”), the Plan uses the Thomson Reuters Pricing Service to determine the fair value of equities securities and the pricing service of IDC Corporate USA to determine the fair value of fixed income securities. The JP Morgan Chase Bank, N.A. (“JPMorgan”) CPTFs are valued utilizing the funds’ valuation policies set forth by JPMorgan’s asset management committee. Investments within CPTFs for which market quotations are readily available are valued at their market value. Investments within CPTFs for which market quotations are not readily available are fair valued by approved affiliated and/or unaffiliated pricing vendors, third-party broker-dealers or methodologies as approved by the fund’s governing committee. These methodologies may include the use of related or comparable assets or liabilities, recent transactions, market multiples, book values and other relevant information for the investment. An income-based valuation approach may be used in which the anticipated future cash flow of the invest are discounted to calculate fair value. During the years ended December 31, 2019 and 2018, there were no transfers in or out of Levels 1, 2 or 3. In addition, there were no changes in valuation methodologies during the years ended December 31, 2019 and 2018. (1 9 .) EMPLOYEE BENEFIT PLANS (Continued) The following is a table of the pricing methodology and unobservable inputs for Level 3 investments at December 31, 2019 and 2018 used by JPMorgan in pricing CPTF: Principal Valuation Technique(s) Used Unobservable Inputs CPTF – Other: CPTF (Strategic Property) of JPMorgan Market, Income Approach, Debt Service and Sales Comparison Credit Spreads, Discount Rate, Loan to Value Ratio, Terminal Capitalization Rate and Value per Square Foot The major categories of Plan assets measured at fair value on a recurring basis as of December 31 are presented in the following tables (in thousands). Level 1 Level 2 Level 3 Total Inputs Inputs Inputs Fair Value 2019 Cash equivalents: Cash (including foreign currencies) $ 16 $ - $ - $ 16 Short term investment funds - 1,829 - 1,829 Total cash equivalents 16 1,829 - 1,845 Equity securities: Common stock - - - - Depository receipts - - - - Commingled pension trust funds - 30,685 - 30,685 Preferred stock - - - - Total equity securities - 30,685 - 30,685 Fixed income securities: Collateralized mortgage obligations - - - - Commingled pension trust funds - 49,566 - 49,566 Corporate bonds - 5 - 5 GNMA - - - - Government securities - - - - Total fixed income securities - 49,571 - 49,571 Other investments: Commingled pension trust funds - Realty - 5,726 - 5,726 Total Plan investments $ 16 $ 87,811 $ - $ 87,827 At December 31, 2019, the portfolio was substantially managed by one investment firm, with control of approximately 98% of the Plan’s assets with the remaining 2% under the direct control of the Plan. A portfolio concentration of 98% in the JPMCB LDI Diversified Balanced Fund, a CPTF, existed at December 31, 2019. (1 9 .) EMPLOYEE BENEFIT PLANS (Continued) Level 1 Level 2 Level 3 Total Inputs Inputs Inputs Fair Value 2018 Cash equivalents: Cash (including foreign currencies) $ 28 $ - $ - $ 28 Short term investment funds - 3,094 - 3,094 Total cash equivalents 28 3,094 - 3,122 Equity securities: Common stock 11,931 - - 11,931 Depository receipts 203 - - 203 Commingled pension trust funds - 22,468 - 22,468 Preferred stock 95 - - 95 Total equity securities 12,229 22,468 - 34,697 Fixed income securities: Collateralized mortgage obligations - 750 - 750 Commingled pension trust funds - 20,051 - 20,051 Corporate bonds - 2,928 - 2,928 GNMA - 144 - 144 Government securities - 10,599 - 10,599 Mortgage backed securities - - - - Total fixed income securities - 34,472 - 34,472 Other investments: Commingled pension trust funds - Realty - - 2,897 2,897 Total Plan investments $ 12,257 $ 60,034 $ 2,897 $ 75,188 At December 31, 2018, the portfolio was managed by two investment firms, with control of the portfolio split approximately 62% and 36% under the control of the investment managers with the remaining 2% under the direct control of the Plan. A portfolio concentration in three commingled pension trust funds of 15%, 6% and 6%, respectively, existed at December 31, 2018. The following table sets forth a summary of the changes in the Plan’s Level 3 assets for the years ended December 31, 2019 and 2018: Level 3 assets, January 1, 2018 $ 2,641 Unrealized gain 256 Level 3 assets, December 31, 2018 2,897 Realized gain 881 Sales (2,873 ) Unrealized gain (905 ) Level 3 assets, December 31, 2019 $ - (1 9 .) EMPLOYEE BENEFIT PLANS (Continued) Postretirement Benefit Plan An entity acquired by the Company provided health and dental care benefits to retired employees who met specified age and service requirements through a postretirement health and dental care plan in which both the acquired entity and the retirees shared the cost. The plan provided for substantially the same medical insurance coverage as for active employees until their death and was integrated with Medicare for those retirees aged 65 or older. In 2001, the plan’s eligibility requirements were amended to curtail eligible benefit payments to only retired employees and active employees who had already met the then-applicable age and service requirements under the Plan. In 2003, retirees under age 65 began contributing to health coverage at the same cost-sharing level as that of active employees. Retirees ages 65 or older were offered new Medicare supplemental plans as alternatives to the plan historically offered. The cost sharing of medical coverage was standardized throughout the group of retirees aged 65 or older. In addition, to be consistent with the administration of the Company’s dental plan for active employees, all retirees who continued dental coverage began paying the full monthly premium. The accrued liability included in other liabilities in the consolidated statements of financial condition related to this plan amounted to $110 thousand and $109 thousand as of December 31, 2019 and 2018, respectively. The postretirement expense for the plan that was included in salaries and employee benefits in the consolidated statements of income was not significant for the years ended December 31, 2019, 2018 and 2017. The plan is not funded. The components of accumulated other comprehensive loss related to the defined benefit plan and postretirement benefit plan as of December 31 are summarized below (in thousands): 2019 2018 Defined benefit plan: Net actuarial loss $ (19,894 ) $ (20,472 ) Prior service credit (cost) - - (19,894 ) (20,472 ) Postretirement benefit plan: Net actuarial loss (133 ) (139 ) Prior service credit 37 102 (96 ) (37 ) Total (19,990 ) (20,509 ) Deferred tax benefit 5,122 7,273 Amounts included in accumulated other comprehensive loss $ (14,868 ) $ (13,236 ) Changes in plan assets and benefit obligations recognized in other comprehensive income on a pre-tax basis during the years ended December 31 are as follows (in thousands): 2019 2018 Defined benefit plan: Net actuarial loss $ (867 ) $ (6,849 ) Amortization of net loss 1,445 725 Amortization of prior service credit - (5 ) 578 (6,129 ) Postretirement benefit plan: Net actuarial (loss) gain (12 ) 26 Amortization of net loss 18 25 Amortization of prior service credit (65 ) (67 ) (59 ) (16 ) Total recognized in other comprehensive income $ 519 $ (6,145 ) For the year ending December 31, 2020, the estimated net loss and prior service credit for the plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost is $1.3 million and $34 thousand, respectively.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Fair Value Measurements	( 20 .) FAIR VALUE MEASUREMENTS Determination of Fair Value – Assets Measured at Fair Value on a Recurring and Nonrecurring Basis Valuation Hierarchy The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for such asset or liability. ASC Topic 820, “Fair Value Measurements and Disclosures,” establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. There have been no changes in the valuation techniques used during the current period. The fair value hierarchy is as follows: • Level 1 - Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. • Level 2 - Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means. • Level 3 - Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. Transfers between levels of the fair value hierarchy are recorded as of the end of the reporting period. In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality and the company’s creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein. A more detailed description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. Securities available for sale: Securities classified as available for sale are reported at fair value utilizing Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. Derivative instruments: The fair value of derivative instruments is determined using quoted secondary market prices for similar financial instruments and are classified as Level 2 in the fair value hierarchy. Loans held for sale: The fair value of loans held for sale is determined using quoted secondary market prices and investor commitments. Loans held for sale are classified as Level 2 in the fair value hierarchy. ( 20 .) FAIR VALUE MEASUREMENTS (Continued) Collateral dependent impaired loans: Fair value of impaired loans with specific allocations of the allowance for loan losses is measured based on the value of the collateral securing these loans and is classified as Level 3 in the fair value hierarchy. Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable and collateral value is determined based on appraisals performed by qualified licensed appraisers hired by the Company. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and the client’s business. Such discounts are typically significant and result in a Level 3 classification of the inputs for determining fair value. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors identified above. Loan servicing rights: Loan servicing rights do not trade in an active market with readily observable market data. As a result, the Company estimates the fair value of loan servicing rights by using a discounted cash flow model to calculate the present value of estimated future net servicing income. The assumptions used in the discounted cash flow model are those that we believe market participants would use in estimating future net servicing income, including estimates of loan prepayment rates, servicing costs, ancillary income, impound account balances, and discount rates. The significant unobservable inputs used in the fair value measurement of the Company’s loan servicing rights are the constant prepayment rates and weighted average discount rate. Significant increases (decreases) in any of those inputs in isolation could result in a significantly lower (higher) fair value measurement. Although the constant prepayment rate and the discount rate are not directly interrelated, they will generally move in opposite directions. Loan servicing rights are classified as Level 3 measurements due to the use of significant unobservable inputs, as well as significant management judgment and estimation. Other real estate owned (foreclosed assets): Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate owned are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisals of the property, resulting in a Level 3 classification. The appraisals are sometimes further discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and client’s business. Such discounts are typically significant and result in a Level 3 classification of the inputs for determining fair value. In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized. Commitments to extend credit and letters of credit: Commitments to extend credit and fund letters of credit are principally at current interest rates, and, therefore, the carrying amount approximates fair value. The fair value of commitments is not material. ( 20 .) FAIR VALUE MEASUREMENTS (Continued) Assets Measured at Fair Value The following tables present for each of the fair-value hierarchy levels the Company’s assets that are measured at fair value on a recurring and non-recurring basis as of December 31 (in thousands): Quoted Prices in Active Markets for Identical Assets or Liabilities (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total 2019 Measured on a recurring basis: Securities available for sale: U.S. Government agencies and government sponsored enterprises $ - $ 26,877 $ - $ 26,877 Mortgage-backed securities - 391,040 - 391,040 Other assets: Hedging derivative instruments - - - - Fair value adjusted through comprehensive income $ - $ 417,917 $ - $ 417,917 Other assets: Derivative instruments – interest rate products $ - $ 6,419 $ - $ 6,419 Derivative instruments – credit contracts - 13 - 13 Derivative instruments – mortgage banking - 119 - 119 Other liabilities: Derivative instruments – interest rate products - (6,720 ) - (6,720 ) Derivative instruments – credit contracts - (18 ) - (18 ) Derivative instruments – mortgage banking - (7 ) - (7 ) Fair value adjusted through net income $ - $ (194 ) $ - $ (194 ) Measured on a nonrecurring basis: Loans: Loans held for sale $ - $ 4,224 $ - $ 4,224 Collateral dependent impaired loans - - 3,630 3,630 Other assets: Loan servicing rights - - 1,129 1,129 Other real estate owned - - 468 468 Total $ - $ 4,224 $ 5,227 $ 9,451 There were no transfers between Levels 1 and 2 during the years ended December 31, 2019 and 2018. There were no liabilities measured at fair value on a nonrecurring basis during the years ended December 31, 2019 and 2018. ( 20 .) FAIR VALUE MEASUREMENTS (Continued) Quoted Prices in Active Markets for Identical Assets or Liabilities (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total 2018 Measured on a recurring basis: Securities available for sale: U.S. Government agencies and government sponsored enterprises $ - $ 152,028 $ - $ 152,028 Mortgage-backed securities - 293,649 - 293,649 Other assets: Hedging derivative instruments - 631 - 631 Fair value adjusted through comprehensive income $ - $ 446,308 $ - $ 446,308 Other assets: Derivative instruments – interest rate products $ - $ 1,803 $ - $ 1,803 Derivative instruments – mortgage banking - 83 - 83 Other liabilities: Derivative instruments – interest rate products - (2,006 ) - (2,006 ) Derivative instruments – credit contracts - (24 ) - (24 ) Derivative instruments – mortgage banking - (27 ) - (27 ) Fair value adjusted through net income $ - $ (171 ) $ - $ (171 ) Measured on a nonrecurring basis: Loans: Loans held for sale $ - $ 2,868 $ - $ 2,868 Collateral dependent impaired loans - - 2,872 2,872 Other assets: Loan servicing rights - - 1,022 1,022 Other real estate owned - - 230 230 Total $ - $ 2,868 $ 4,124 $ 6,992 There were no transfers between Levels 1 and 2 during the years ended December 31, 2018 and 2017. There were no liabilities measured at fair value on a nonrecurring basis during the years ended December 31, 2018 and 2017. ( 20 .) FAIR VALUE MEASUREMENTS (Continued) The following table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis for which the Company has utilized Level 3 inputs to determine fair value (dollars in thousands). Asset Fair Value Valuation Technique Unobservable Input Unobservable Input Value or Range Collateral dependent impaired loans $ 3,630 Appraisal of collateral (1) Appraisal adjustments (2) 30% (3) Loan servicing rights $ 1,129 Discounted cash flow Discount rate 10.2% (3) Constant prepayment rate 17.2% (3) Other real estate owned $ 468 Appraisal of collateral (1) Appraisal adjustments (2) 29% (3) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. (3) Weighted averages. Changes in Level 3 Fair Value Measurements There were no assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) as of or during the years ended December 31, 2019 and 2018. Disclosures about Fair Value of Financial Instruments The assumptions used below are expected to approximate those that market participants would use in valuing these financial instruments. Fair value estimates are made at a specific point in time, based on available market information and judgments about the financial instrument, including estimates of timing, amount of expected future cash flows and the credit standing of the issuer. Such estimates do not consider the tax impact of the realization of unrealized gains or losses. In some cases, the fair value estimates cannot be substantiated by comparison to independent markets. In addition, the disclosed fair value may not be realized in the immediate settlement of the financial instrument. Care should be exercised in deriving conclusions about our business, its value or financial position based on the fair value information of financial instruments presented below. The estimated fair value approximates carrying value for cash and cash equivalents, FHLB and FRB stock, accrued interest receivable, non-maturity deposits, short-term borrowings and accrued interest payable. Fair value estimates for other financial instruments not included elsewhere in this disclosure are discussed below. Securities held to maturity: The fair value of the Company’s investment securities held to maturity is primarily measured using information from a third-party pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. Loans: The fair value of the Company’s loans was estimated by discounting the expected future cash flows using the current interest rates at which similar loans would be made for the same remaining maturities. Loans were first segregated by type such as commercial, residential mortgage, and consumer, and were then further segmented into fixed and variable rate and loan quality categories. Expected future cash flows were projected based on contractual cash flows, adjusted for estimated prepayments. Time deposits: The fair value of time deposits was estimated using a discounted cash flow approach that applies prevailing market interest rates for similar maturity instruments. The fair values of the Company’s time deposit liabilities do not take into consideration the value of the Company’s long-term relationships with depositors, which may have significant value. Long-term borrowings: Long-term borrowings consist of $40 million of subordinated notes. The subordinated notes are publicly traded and are valued based on market prices, which are characterized as Level 2 liabilities in the fair value hierarchy. ( 20 .) FAIR VALUE MEASUREMENTS (Continued) The following presents the carrying amount, estimated fair value, and placement in the fair value measurement hierarchy of the Company’s financial instruments as of December 31(in thousands): Level in 2019 2018 Fair Value Estimated Estimated Measurement Carrying Fair Carrying Fair Hierarchy Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 112,947 $ 112,947 $ 102,755 $ 102,755 Securities available for sale Level 2 417,917 417,917 445,677 445,677 Securities held to maturity Level 2 359,000 363,259 446,581 439,581 Loans held for sale Level 2 4,224 4,224 2,868 2,868 Loans Level 2 3,186,875 3,201,814 3,049,812 3,006,161 Loans (1) Level 3 3,630 3,630 2,872 2,872 Accrued interest receivable Level 1 11,308 11,308 11,990 11,990 FHLB and FRB stock Level 2 20,637 20,637 26,375 26,375 Derivative instruments – cash flow hedge Level 2 - - 631 631 Derivative instruments – interest rate products Level 2 6,419 6,419 1,803 1,803 Derivative instruments – credit contracts Level 2 13 13 - - Derivative instruments – mortgage banking Level 2 119 119 83 83 Financial liabilities: Non-maturity deposits Level 1 2,375,486 2,375,486 2,346,839 2,346,839 Time deposits Level 2 1,180,189 1,179,991 1,020,068 1,014,532 Short-term borrowings Level 1 275,500 275,500 469,500 469,500 Long-term borrowings Level 2 39,273 41,083 39,202 38,415 Accrued interest payable Level 1 10,942 10,942 9,280 9,280 Derivative instruments – interest rate products Level 2 6,720 6,720 2,006 2,006 Derivative instruments – credit contracts Level 2 18 18 24 24 Derivative instruments – mortgage banking Level 2 7 7 27 27 (1) Comprised of collateral dependent impaired loans.

Parent Company Financial Inform

Parent Company Financial Information	12 Months Ended
	Dec. 31, 2019
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Parent Company Financial Information	(21 .) PARENT COMPANY FINANCIAL INFORMATION Condensed financial statements pertaining only to the Parent are presented below (in thousands). Condensed Statements of Financial Condition December 31, 2019 2018 Assets: Cash and due from subsidiary $ 7,172 $ 7,377 Investment in and receivables due from subsidiary 471,959 429,202 Other assets 3,992 6,199 Total assets $ 483,123 $ 442,778 Liabilities and shareholders’ equity: Long-term borrowings, net of issuance costs of $727 and $798, respectively $ 39,273 $ 39,202 Other liabilities 4,903 7,283 Shareholders’ equity 438,947 396,293 Total liabilities and shareholders’ equity $ 483,123 $ 442,778 Condensed Statements of Income Years ended December 31, 2019 2018 2017 Dividends from subsidiary and associated companies $ 20,000 $ 20,000 $ 12,000 Management and service fees from subsidiaries 146 137 1,185 Other income 97 137 1,298 Total income 20,243 20,274 14,483 Interest expense 2,471 2,471 2,471 Operating expenses 3,073 4,156 4,249 Total expense 5,544 6,627 6,720 Income before income tax benefit and equity in undistributed earnings of subsidiary 14,699 13,647 7,763 Income tax benefit 596 1,745 1,817 Income before equity in undistributed earnings of subsidiary 15,295 15,392 9,580 Equity in undistributed earnings of subsidiary 33,567 24,134 23,946 Net income $ 48,862 $ 39,526 $ 33,526 Condensed Statements of Cash Flows Years ended December 31, 2019 2018 2017 Cash flows from operating activities: Net income $ 48,862 $ 39,526 $ 33,526 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed earnings of subsidiary (33,567 ) (24,134 ) (23,946 ) Depreciation and amortization 153 152 149 Share-based compensation 1,406 1,301 1,174 Decrease (increase) in other assets 2,243 (175 ) (1,673 ) (Decrease) increase in other liabilities (1,407 ) 1,548 (1,211 ) Net cash provided by operating activities 17,690 18,218 8,019 Cash flows from investing activities: Capital investment in subsidiaries (350 ) (803 ) (38,405 ) Purchase of premises and equipment 8 (19 ) (44 ) Net cash paid for acquisition - (4,503 ) - Net cash used in investing activities (342 ) (5,325 ) (38,449 ) Cash flows from financing activities: Proceeds from issuance of common shares - - 38,303 Purchase of preferred and common shares (293 ) (114 ) (157 ) Proceeds from stock options exercised - 320 413 Dividends paid (17,260 ) (16,409 ) (13,958 ) Other - - - Net cash (used in) provided by financing activities (17,553 ) (16,203 ) 24,601 Net decrease in cash and cash equivalents (205 ) (3,310 ) (5,829 ) Cash and cash equivalents as of beginning of year 7,377 10,687 16,516 Cash and cash equivalents as of end of the year $ 7,172 $ 7,377 $ 10,687

Segment Reporting

Segment Reporting	12 Months Ended
	Dec. 31, 2019
Segment Reporting [Abstract]
Segment Reporting	(2 2 .) SEGMENT REPORTING The Company has two reportable segments: Banking and Non-Banking. These reportable segments have been identified and organized based on the nature of the underlying products and services applicable to each segment, the type of customers to whom those products and services are offered and the distribution channel through which those products and services are made available. The Banking segment includes all of the Company’s retail and commercial banking operations. The Non-Banking segment includes the activities of SDN, a full service insurance agency that provides a broad range of insurance services to both personal and business clients, and Courier Capital and HNP Capital, our investment advisor and wealth management firms that provide customized investment management, investment consulting and retirement plan services to individuals, businesses, institutions, foundations and retirement plans. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate balances and transactions between segments. The following table presents information regarding the Company’s business segments as of the dates indicated (in thousands). Banking Non-Banking Holding Company and Other Consolidated Totals December 31, 2019 Goodwill $ 48,536 $ 17,526 $ - $ 66,062 Other intangible assets, net 98 8,763 - 8,861 Total assets 4,346,615 36,733 830 4,384,178 December 31, 2018 Goodwill $ 48,536 $ 17,526 $ - $ 66,062 Other intangible assets, net 213 9,898 - 10,111 Total assets 4,272,439 35,975 3,284 4,311,698 (2 2 .) SEGMENT REPORTING (Continued) The following table presents information regarding the Company’s business segments for the periods indicated (in thousands). Banking Non- Banking (1) Holding Company and Other Consolidated Totals Year ended December 31, 2019 Net interest income (expense) $ 132,383 $ - $ (2,471 ) $ 129,912 Provision for loan losses (8,044 ) - - (8,044 ) Noninterest income 29,390 11,694 (703 ) 40,381 Noninterest expense (88,801 ) (11,899 ) (2,128 ) (102,828 ) Income (loss) before income taxes 64,928 (205 ) (5,302 ) 59,421 Income tax (expense) benefit (11,190 ) 33 598 (10,559 ) Net income (loss) $ 53,738 $ (172 ) $ (4,704 ) $ 48,862 Year ended December 31, 2018 Net interest income (expense) $ 125,334 $ - $ (2,470 ) $ 122,864 Provision for loan losses (8,934 ) - - (8,934 ) Noninterest income 26,295 10,780 (597 ) 36,478 Noninterest expense (2) (84,927 ) (12,663 ) (3,286 ) (100,876 ) Income (loss) before income taxes 57,768 (1,883 ) (6,353 ) 49,532 Income tax (expense) benefit (11,622 ) (129 ) 1,745 (10,006 ) Net income (loss) $ 46,146 $ (2,012 ) $ (4,608 ) $ 39,526 Year ended December 31, 2017 Net interest income (expense) $ 115,086 $ - $ (2,471 ) $ 112,615 Provision for loan losses (13,361 ) - - (13,361 ) Noninterest income 24,921 9,172 637 34,730 Noninterest expense (2) (78,845 ) (9,264 ) (2,404 ) (90,513 ) Income (loss) before income taxes 47,801 (92 ) (4,238 ) 43,471 Income tax (expense) benefit (12,253 ) 491 1,817 (9,945 ) Net income (loss) $ 35,548 $ 399 $ (2,421 ) $ 33,526 (1) Reflects activity from the acquisition of the assets of Robshaw & Julian since August 31, 2017 (the date of acquisition) and from HNP Capital since June 1, 2018 (the date of acquisition). (2) Non-Banking segment includes SDN reporting unit goodwill impairment of $2.4 and $1.6 million for the years ended December 31, 2018 and 2017, respectively.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Principles of Consolidation	(a.) Principles of Consolidation The consolidated financial statements include the accounts of the Company and its subsidiaries. All significant intercompany accounts and transactions have been eliminated in consolidation.
Use of Estimates	(b.) Use of Estimates In preparing the consolidated financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amount of assets and liabilities as of the date of the statement of financial condition and reported amounts of revenue and expenses during the reporting period. Material estimates relate to the determination of the allowance for loan losses, the carrying value of goodwill and deferred tax assets, and assumptions used in the defined benefit pension plan accounting. These estimates and assumptions are based on management’s best estimates and judgment and are evaluated on an ongoing basis using historical experience and other factors, including the current economic environment. The Company adjusts these estimates and assumptions when facts and circumstances dictate. As future events cannot be determined with precision, actual results could differ significantly from the Company’s estimates.
Cash Flow Reporting	(c.) Cash Flow Reporting Cash and cash equivalents include cash and due from banks, federal funds sold and interest-bearing deposits in other banks. Net cash flows are reported for loans, deposit transactions and short-term borrowings. Supplemental cash flow information is summarized as follows for the years ended December 31 (in thousands): 2019 2018 2017 Supplemental information: Cash paid for interest $ 37,225 $ 28,626 $ 14,850 Cash paid for income taxes, net of refunds received 9,853 3,527 13,187 Noncash investing and financing activities: Real estate and other assets acquired in settlement of loans $ 557 $ 642 $ 426 Accrued and declared unpaid dividends 4,365 4,187 3,859 (Decrease) increase in net unsettled security purchases (2,650 ) 2,650 - Securities transferred from held to maturity to available for sale (at cost) 26,175 - - Common stock issued for Courier Capital contingent earn-out 1,151 - - Assets acquired and liabilities assumed in business combinations: Fair value of assets acquired - 2,561 812 Fair value of liabilities assumed - 128 44
Investment Securities	(d.) Investment Securities Investment securities are classified as either available for sale (“AFS”) or held to maturity (“HTM”). Debt securities that management has the positive intent and ability to hold to maturity are classified as held to maturity and are recorded at amortized cost. Other investment securities are classified as available for sale and recorded at fair value, with unrealized gains and losses excluded from earnings and reported as a component of comprehensive income (loss) and shareholders’ equity. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Securities are evaluated periodically to determine whether a decline in their fair value is other than temporary. Management utilizes criteria such as the current intent to hold or sell the security, the magnitude and duration of the decline and, when appropriate, consideration of negative changes in expected cash flows, creditworthiness, near term prospects of issuers, the level of credit subordination, estimated loss severity, and delinquencies, to determine whether a loss in value is other than temporary. The term “other than temporary” is not intended to indicate that the decline is permanent but indicates that the prospect for a near-term recovery of value is not necessarily favorable. Declines in the fair value of investment securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses to the extent the impairment is related to credit issues or concerns, or the security is intended to be sold. The amount of impairment related to non-credit related factors is recognized in other comprehensive income. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method.
Loans Held For Sale And Loan Servicing Rights	(e.) Loans Held for Sale and Loan Servicing Rights The Company generally makes the determination of whether to identify a mortgage as held for sale at the time the loan is closed based on the Company’s intent and ability to hold the loan. Loans held for sale are recorded at the lower of cost or market computed on the aggregate portfolio basis. The amount by which cost exceeds market value, if any, is accounted for as a valuation allowance with changes included in the determination of results of operations for the period in which the change occurs. The amount of loan origination costs and fees are deferred at origination and recognized as part of the gain or loss on sale of the loans, determined using the specific identification method, in the consolidated statements of income. The Company originates and sells certain residential real estate loans in the secondary market. The Company typically retains the right to service the mortgages upon sale. Mortgage-servicing rights (“MSRs”) represent the cost of acquiring the contractual rights to service loans for others. MSRs are recorded at their fair value at the time a loan is sold and servicing rights are retained. MSRs are reported in other assets in the consolidated statements of financial position and are amortized to noninterest income in the consolidated statements of income in proportion to and over the period of estimated net servicing income. The Company uses a valuation model that calculates the present value of future cash flows to determine the fair value of servicing rights. In using this valuation method, the Company incorporates assumptions to estimate future net servicing income, which include estimates of the cost to service the loan, the discount rate, an inflation rate and prepayment speeds. On a quarterly basis, the Company evaluates its MSRs for impairment and charges any such impairment to current period earnings. In order to evaluate its MSRs the Company stratifies the related mortgage loans on the basis of their predominant risk characteristics, such as interest rates, year of origination and term, using discounted cash flows and market-based assumptions. Impairment of MSRs is recognized through a valuation allowance, determined by estimating the fair value of each stratum and comparing it to its carrying value. Subsequent increases in fair value are adjusted through the valuation allowance, but only to the extent of the valuation allowance. Mortgage loan servicing includes collecting monthly mortgagor payments, forwarding payments and related accounting reports to investors, collecting escrow deposits for the payment of mortgagor property taxes and insurance, paying taxes and insurance from escrow funds when due and administrating foreclosure actions when necessary. Loan servicing income (a component of noninterest income in the consolidated statements of income) consists of fees earned for servicing mortgage loans sold to third parties, net of amortization expense and impairment losses associated with capitalized mortgage servicing assets.
Loans	(f.) Loans Loans are classified as held for investment when management has both the intent and ability to hold the loan for the foreseeable future, or until maturity or payoff. Loans are carried at the principal amount outstanding, net of any unearned income and unamortized deferred fees and costs on originated loans. Loan origination fees and certain direct loan origination costs are deferred, and the net amount is amortized into net interest income over the contractual life of the related loans or over the commitment period as an adjustment of yield. Interest income on loans is based on the principal balance outstanding computed using the effective interest method. (1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) A loan is considered delinquent when a payment has not been received in accordance with the contractual terms. The accrual of interest income for commercial loans is discontinued when there is a clear indication that the borrower’s cash flow may not be sufficient to meet payments as they become due, while the accrual of interest income for retail loans is discontinued when loans reach specific delinquency levels. Loans are generally placed on nonaccrual status when contractually past due 90 days or more as to interest or principal payments, unless the loan is well secured and in the process of collection. Additionally, if management becomes aware of facts or circumstances that may adversely impact the collectability of principal or interest on loans, it is management’s practice to place such loans on a nonaccrual status immediately, rather than delaying such action until the loans become 90 days past due. When a loan is placed on nonaccrual status, previously accrued and uncollected interest is reversed, amortization of related deferred loan fees or costs is suspended, and income is recorded only to the extent that interest payments are subsequently received in cash and a determination has been made that the principal balance of the loan is collectible. If collectability of the principal is in doubt, payments received are applied to loan principal. A nonaccrual loan may be returned to accrual status when all delinquent principal and interest payments become current in accordance with the terms of the loan agreement, the borrower has demonstrated a period of sustained performance (generally a minimum of six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The Company’s loan policy dictates the guidelines to be followed in determining when a loan is charged-off. All charge offs are approved by the Bank’s senior loan officers or loan committees, depending on the amount of the charge off, and are reported in aggregate to the Bank’s Board of Directors. Commercial business and commercial mortgage loans are charged-off when a determination is made that the financial condition of the borrower indicates that the loan will not be collectible in the ordinary course of business. Residential mortgage loans and home equities are generally charged-off or written down when the credit becomes severely delinquent and the balance exceeds the fair value of the property less costs to sell. Indirect and other consumer loans, both secured and unsecured, are generally charged-off in full during the month in which the loan becomes 120 days past due, unless the collateral is in the process of repossession in accordance with the Company’s policy. A loan is accounted for as a troubled debt restructuring if the Company, for economic or legal reasons related to the borrower’s financial condition, grants a significant concession to the borrower that it would not otherwise consider. A troubled debt restructuring may involve the receipt of assets from the debtor in partial or full satisfaction of the loan, or a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, an extension of the maturity date at a stated interest rate lower than the current market rate for a new loan with similar risk, or some combination of these concessions. Troubled debt restructurings generally remain on nonaccrual status until there is a sustained period of payment performance (usually six months or longer) and there is a reasonable assurance that the payments will continue. See Allowance for Loan Losses below for further policy discussion and see Note 5 – Loans for additional information.
Off-Balance Sheet Financial Instruments	(g.) Off-Balance Sheet Financial Instruments In the ordinary course of business, the Company enters into off-balance sheet financial instruments consisting of commitments to extend credit, standby letters of credit and financial guarantees. Such financial instruments are recorded in the consolidated financial statements when they are funded or when related fees are incurred or received. The Company periodically evaluates the credit risks inherent in these commitments and establishes loss allowances for such risks if and when these are deemed necessary. The Company recognizes as liabilities the fair value of the obligations undertaken in issuing the guarantees under the standby letters of credit, net of the related amortization at inception. The fair value approximates the unamortized fees received from the customers for issuing the standby letters of credit. The fees are deferred and recognized on a straight-line basis over the commitment period. Standby letters of credit outstanding typically have original terms ranging from one to five years. Fees received for providing loan commitments and letters of credit that result in loans are typically deferred and amortized to interest income over the life of the related loan, beginning with the initial borrowing. Fees on commitments and letters of credit are amortized to other income as banking fees and commissions over the commitment period when funding is not expected.
Allowance for Loan Losses	(h.) Allowance for Loan Losses The allowance for loan losses is established through charges to earnings in the form of a provision for loan losses. When a loan or portion of a loan is determined to be uncollectible, the portion deemed uncollectible is charged against the allowance and subsequent recoveries, if any, are credited to the allowance. (1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The allowance for loan losses is evaluated on a regular basis and is based upon periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. Specific allowances are established for impaired loans. Impaired commercial business and commercial mortgage loans are individually evaluated and measured for impairment based on the present value of expected future cash flows discounted at the loan’s effective interest rate, a loan’s observable market price, or the fair value of the collateral if the loan is collateral dependent. Regardless of the measurement method, impairment is based on the fair value of the collateral when foreclosure is probable. If the recorded investment in impaired loans exceeds the measure of estimated fair value, a specific allowance is established as a component of the allowance for loan losses. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Impaired loans, or portions thereof, are charged-off when deemed uncollectible. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. The Company determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment disclosures unless the loan has been subject to a troubled debt restructure. At December 31, 2019, there were no commitments to lend additional funds to those borrowers whose loans were classified as impaired. General allowances are established for loan losses on a portfolio basis for loans that are collectively evaluated for impairment. The portfolio is grouped into similar risk characteristics, primarily loan type. The Company applies an estimated loss rate, which considers both look-back and loss emergence periods, to each loan group. The loss rate is based on historical experience, generally using a look-back period of 24 months, and as a result can differ from actual losses incurred in the future. The historical loss rate is adjusted by the loss emergence periods that range from 12 to 32 months depending on the loan type, and for qualitative factors such as; levels and trends of delinquent and non-accruing loans, trends in volume and terms, effects of changes in lending policy, the experience, ability and depth of management, national and local economic trends and conditions, concentrations of credit risk, interest rates, regulatory environment, information risk and collateral risk. The qualitative factors are reviewed at least quarterly and adjustments are made as needed. While management evaluates currently available information in establishing the allowance for loan losses, future adjustments to the allowance may be necessary if conditions differ substantially from the assumptions used in making the evaluations. In addition, various regulatory agencies, as an integral part of their examination process, periodically review a financial institution’s allowance for loan losses. Such agencies may require the financial institution to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.
Other Real Estate Owned	(i.) Other Real Estate Owned Other real estate owned consists of properties acquired through foreclosure or by acceptance of a deed in lieu of foreclosure. These assets are initially recorded at fair value less estimated costs to sell, which establishes the cost basis. Subsequently, other real estate owned is carried at the lower of the cost basis or fair value less estimated selling costs. At the time of foreclosure, or when foreclosure occurs in-substance, the excess, if any, of the loan over the fair market value of the assets received, less estimated selling costs, is charged to the allowance for loan losses and any subsequent valuation write-downs are charged to other expense. In connection with the determination of the allowance for loan losses and the valuation of other real estate owned, management obtains appraisals for properties. Operating costs associated with the properties are charged to expense as incurred. Gains on the sale of other real estate owned are included in income when title has passed and the sale has met the minimum down payment requirements prescribed by GAAP. The balance of other real estate owned was $468 thousand and $230 thousand at December 31, 2019 and 2018, respectively.
Company Owned Life Insurance	(1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) (j.) Company Owned Life Insurance The Company holds life insurance policies on certain current and former employees. The Company is the owner and beneficiary of the policies. The cash surrender value of these policies is included as an asset on the consolidated statements of financial condition, and any increase in cash surrender value is recorded as noninterest income on the consolidated statements of income. In the event of the death of an insured individual under these policies, the Company would receive a death benefit which would be recorded as noninterest income.
Premises and Equipment	(k.) Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation is computed on the straight-line method over the estimated useful lives of the assets. The Company generally amortizes buildings and building improvements over a period of 15 to 39 years and software, furniture and equipment over a period of 3 to 10 years. Leasehold improvements are amortized over the shorter of the lease term or the useful life of the improvements. Premises and equipment are periodically reviewed for impairment or when circumstances present indicators of impairment.
Goodwill and Other Intangible Assets	(l.) Goodwill and Other Intangible Assets The excess of the cost of an acquisition over the fair value of the net assets acquired consists primarily of goodwill, core deposit intangibles, and other identifiable intangible assets. Intangible assets are acquired assets that lack physical substance but can be distinguished from goodwill because of contractual or other legal rights or because the asset is capable of being sold or exchanged either on its own or in combination with a related contract, asset, or liability. The Company’s intangible assets consist of core deposits and other intangible assets (primarily customer relationships). Core deposit intangible assets are amortized on an accelerated basis over their estimated life of approximately nine and a half years. Other intangible assets are amortized on an accelerated basis over their weighted average estimated life of approximately twenty years. The Company reviews long-lived assets and certain identifiable intangibles for impairment at least annually, or whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable, in which case an impairment charge would be recorded. Goodwill is not amortized but, instead, is subject to impairment tests on at least an annual basis, and more frequently if an event occurs or circumstances change that would more likely than not reduce the fair value of a reporting unit below its carrying amount. The impairment testing process is conducted by assigning net assets and goodwill to each reporting unit. An initial qualitative evaluation is made to assess the likelihood of impairment and determine whether further quantitative testing to calculate the fair value is necessary. When the qualitative evaluation indicates that impairment is more likely than not, quantitative testing is required whereby the fair value of each reporting unit is calculated and compared to the recorded book value. If the calculated fair value of the reporting unit exceeds its carrying value, then goodwill is not considered impaired. However, if the carrying value of a reporting unit exceeds its calculated fair value, a goodwill impairment charge is recognized. See Note 7 for additional information on goodwill and other intangible assets.
Federal Home Loan Bank (“FHLB”) and Federal Reserve Bank (“FRB”) Stock	(m.) Federal Home Loan Bank (“FHLB”) and Federal Reserve Bank (“FRB”) Stock The non-marketable investments in FHLB and FRB stock are included in other assets in the consolidated statements of financial condition at par value or cost and are periodically reviewed for impairment. The dividends received relative to these investments are included in other noninterest income in the consolidated statements of income. As a member of the FHLB system, the Company is required to maintain a specified investment in FHLB of New York (“FHLBNY”) stock in proportion to its volume of certain transactions with the FHLB. FHLBNY stock totaled $14.6 million and $20.3 million as of December 31, 2019 and 2018, respectively. As a member of the FRB system, the Company is required to maintain a specified investment in FRB stock based on a ratio relative to the Company’s capital. FRB stock totaled $6.1 million as of December 31, 2019 and 2018.
Equity Method Investments	(n.) Equity Method Investments The Company has investments in limited partnerships, primarily Small Business Investment Companies, and accounts for these investments under the equity method. These investments are included in other assets in the consolidated statements of financial condition and totaled $7.6 million and $6.0 million as of December 31, 2019 and 2018, respectively.
Derivative Instruments and Hedging Activities	(1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) (o.) Derivative Instruments and Hedging Activities Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 815, Derivatives and Hedging (“ASC 815”), provides the disclosure requirements for derivatives and hedging activities with the intent to provide users of financial statements with an enhanced understanding of: (a) how and why an entity uses derivative instruments, (b) how the entity accounts for derivative instruments and related hedged items, and (c) how derivative instruments and related hedged items affect an entity’s financial position, financial performance, and cash flows. Further, qualitative disclosures are required that explain the Company’s objectives and strategies for using derivatives, as well as quantitative disclosures about the fair value of and gains and losses on derivative instruments, and disclosures about credit-risk-related contingent features in derivative instruments. As required by ASC 815, the Company records all derivatives on the balance sheet at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative. Changes in fair value of the Company’s derivatives designated in a qualifying hedging relationship are recorded in accumulated other comprehensive income (loss). Changes in fair value of the Company’s derivatives not designated in a qualifying hedging relationship are recognized directly in earnings. In accordance with the FASB’s fair value measurement guidance, the Company made an accounting policy election to measure the credit risk of its derivative financial instruments that are subject to master netting agreements on a net basis by counterparty portfolio.
Treasury Stock	(p.) Treasury Stock Acquisitions of treasury stock are recorded at cost. The reissuance of shares in treasury is recorded at weighted-average cost.
Transfers of Financial Assets	(q.) Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over financial assets is deemed surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of the right) to pledge or exchange the transferred assets and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Revenue Recognition	(r.) Revenue Recognition ASC 606, Revenue from Contracts with Customers (“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity’s contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit, derivatives and investment securities, as well as revenue related to our loan servicing activities, as these activities are subject to other GAAP. Descriptions of our primary revenue-generating activities that are within the scope of ASC 606, which are presented in our income statements as components of noninterest income are as follows: • Transactions and service-based revenues - these include service charges on deposits, investment advisory, and ATM and debit card fees. Revenue is recognized when the transactions occur or as services are performed over primarily monthly or quarterly periods. Payment is typically received in the period the transactions occur or, in some cases, within 90 days of the service period. Fees may be fixed or, where applicable, based on a percentage of transaction size or managed assets. • Insurance income - Insurance commissions are received on the sale of insurance products, and revenue is recognized upon the placement date of the insurance policies. Payment is normally received within the policy period. In addition to placement, SDN also provides insurance policy related risk management services. Revenue is recognized as these services are provided.
Employee Benefits	(s.) Employee Benefits The Company maintains an employer sponsored 401(k) plan where participants may make contributions in the form of salary deferrals and the Company may provide discretionary matching contributions in accordance with the terms of the plan. Contributions due under the terms of our defined contribution plans are accrued as earned by employees. (1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The Company also participates in a non-contributory defined benefit pension plan for certain employees who previously met participation requirements. The Company also provides post-retirement benefits, principally health and dental care, to employees of a previously acquired entity. The Company has closed the pension and post-retirement plans to new participants. The actuarially determined pension benefit is based on years of service and the employee’s highest average compensation during five consecutive years of employment. The Company’s policy is to at least fund the minimum amount required by the Employment Retirement Income Security Act of 1974. The cost of the pension and post-retirement plans are based on actuarial computations of current and future benefits for employees and is charged to noninterest expense in the consolidated statements of income. The Company recognizes an asset or a liability for a plan’s overfunded status or underfunded status, respectively, in the consolidated financial statements and reports changes in the funded status as a component of other comprehensive income, net of applicable taxes, in the year in which changes occur. Effective January 1, 2016, the Company’s 401(k) plan was amended, and the Company’s prior matching contribution was discontinued. Concurrent with the 401(k) plan amendment, the Company’s defined benefit pension plan was amended to modify the current benefit formula to reflect the discontinuance of the matching contribution in the 401(k) plan, to open the defined benefit pension plan up to eligible employees who were hired on and after January 1, 2007, which provides those new participants with a cash balance benefit formula.
Share-Based Compensation Plans	(t.) Share-Based Compensation Plans Compensation expense for stock options, restricted stock awards and restricted stock units is based on the fair value of the award on the measurement date, which, for the Company, is the date of grant and is recognized ratably over the service period of the award. The fair value of stock options is estimated using the Black-Scholes option-pricing model. The fair value of restricted stock awards and restricted stock units is generally the market price of the Company’s stock on the date of grant. Share-based compensation expense is included in the consolidated statements of income under salaries and employee benefits for awards granted to management and in other noninterest expense for awards granted to directors.
Income Taxes	(u.) Income Taxes Income taxes are accounted for using the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates in effect for the year in which those temporary differences are expected to be recovered or settled. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date. A valuation allowance is recognized on deferred tax assets if, based upon the weight of available evidence, it is more likely than not that some or all of the assets may not be realized. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. The Company has investments in partnerships that incur qualified expenses related to the rehabilitation of certified structures. At the time that a structure is placed into service, the Company is eligible for federal and New York State tax credits. The federal tax credit impact is recorded as a reduction of income tax expense. For a New York State tax credit generated after January 1, 2015, the amount not used in the current tax year is treated as a refund or overpayment of tax to be credited to next year’s tax. Since the realization of the tax credit does not depend on the Company’s generation of future taxable income or the Company’s ongoing tax status or tax position, the credit is not considered an element of income tax accounting (ASC 740). The Company includes the tax credit in non-interest income as opposed to a reduction of income tax expense. At the time that a structure is placed into service, the Company records a loss on tax credit investments in noninterest income to reduce the investment to the present value of the expected cash flows from its partnership interest. The Company has investments in qualified affordable housing projects that are accounted for using the proportional amortization method. Under that method, the Company amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net amount as a reduction of income tax expense. These tax credit investments are included in other assets in the consolidated statements of financial condition and totaled $16.5 million and $4.5 million as of December 31, 2019 and 2018, respectively.
Comprehensive Income (Loss)	(1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) (v.) Comprehensive Income (Loss) Comprehensive income (loss) includes all changes in shareholders’ equity during a period, except those resulting from transactions with shareholders. In addition to net income, other components of the Company’s comprehensive income (loss) include the after-tax effect of changes in net unrealized gain / loss on securities available for sale, changes in unrealized gain / loss on hedging derivative instruments and changes in net actuarial gain / loss on defined benefit post-retirement plans. Comprehensive income (loss) is reported in the accompanying consolidated statements of changes in shareholders’ equity and consolidated statements of comprehensive income (loss). See Note 15 - Accumulated Other Comprehensive Income (Loss) for additional information.
Earnings Per Common Share	(w.) Earnings Per Common Share The Company calculates earnings per common share (“EPS”) using the two-class method in accordance with FASB ASC Topic 260, “Earnings Per Share”. The two-class method requires the Company to present EPS as if all of the earnings for the period are distributed to common shareholders and any participating securities, regardless of whether any actual dividends or distributions are made. All outstanding unvested share-based payment awards that contain rights to non-forfeitable dividends are considered participating securities. Basic EPS is computed by dividing distributed and undistributed earnings available to common shareholders by the weighted average number of common shares outstanding for the period. Distributed and undistributed earnings available to common shareholders represent net income reduced by preferred stock dividends and distributed and undistributed earnings available to participating securities. Common shares outstanding include common stock and vested restricted stock awards. Diluted EPS reflects the assumed conversion of all potential dilutive securities. A reconciliation of the weighted-average shares used in calculating basic earnings per common share and the weighted average common shares used in calculating diluted earnings per common share for the reported periods is provided in Note 18 - Earnings Per Common Share.
Reclassifications	(x.) Reclassifications Certain items in prior financial statements have been reclassified to conform to the current presentation. These reclassifications did not result in any changes to previously reported net income or shareholders’ equity.
Recent Accounting Pronouncements	(y.) Recent Accounting Pronouncements In February 2016, the FASB issued Accounting Standards Update (“ASU”) No. 2016-02, Leases (Topic 842) Lease (Topic 842): Targeted Improvements (1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments – Credit Losses (Topic 326) – Measurement of Credit Losses on Financial Instruments In March 2017, the FASB issued ASU No. 2017-08, Receivables - Nonrefundable Fees and Other Costs (Subtopic 310-20) – Premium Amortization on Purchased Callable Debt Securities In August 2017, the FASB issued ASU No. 2017-12, Derivatives and Hedging (Topic 815) – Targeted Improvements to Accounting for Hedging Activities In February 2018, the FASB issued ASU No. 2018-02, Income Statement-Reporting Comprehensive Income (Topic 220) – Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income (1.) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) In April 2019, the FASB issued ASU No. 2019-04, Codification Improvements to Topic 326, Financial Instruments - Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments. With respect to Topic 815, Derivatives and Hedging, ASU 2019-04 clarifies that the reclassification of a debt security from HTM to AFS under the transition guidance in ASU 2017-12 would not (1) call into question the classification of other HTM securities, (2) be required to actually designate any reclassified security in a last-of-layer hedge, or (3) be restricted from selling any reclassified security. As part of the transition of ASU 2019-04, entities may reclassify securities that would qualify for designation as the hedged item in a last-of-layer hedging relationship from HTM to AFS; however, entities that already made such a reclassification upon their adoption of ASU 2017-12 are precluded from reclassifying additional securities. The Company did not reclassify any securities from HTM to AFS upon adoption of ASU 2017-12. The Company elected to early adopt the amendments to Topic 815 in December 2019, resulting in the reclassification of $26.2 million of qualified investment securities from HTM to AFS. With respect to Topic 326, Financial Instruments - Credit Losses, ASU 2019-04 clarifies the scope of the credit losses standard and addresses issues related to accrued interest receivable balances, recoveries, variable interest rates and prepayments, among other things. With respect to Topic 825, Financial Instruments, on recognizing and measuring financial instruments, ASU 2019-04 addresses the scope of the guidance, the requirement for remeasurement under ASC 820 when using the measurement alternative, certain disclosure requirements and which equity securities have to be remeasured at historical exchange rates. The amendments to Topic 326 have the same effective date as ASU 2016-13 (i.e., January 1, 2020). The Company is finalizing its evaluation of the potential impact of these Topic 326 amendments on the Company’s Consolidated Financial Statements. The amendments to Topic 825 are effective for interim and annual reporting periods beginning after December 15, 2019 and are not expected to have a material impact on the Company’s Consolidated Financial Statements .

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Summary of Supplemental Cash Flow Information	Supplemental cash flow information is summarized as follows for the years ended December 31 (in thousands): 2019 2018 2017 Supplemental information: Cash paid for interest $ 37,225 $ 28,626 $ 14,850 Cash paid for income taxes, net of refunds received 9,853 3,527 13,187 Noncash investing and financing activities: Real estate and other assets acquired in settlement of loans $ 557 $ 642 $ 426 Accrued and declared unpaid dividends 4,365 4,187 3,859 (Decrease) increase in net unsettled security purchases (2,650 ) 2,650 - Securities transferred from held to maturity to available for sale (at cost) 26,175 - - Common stock issued for Courier Capital contingent earn-out 1,151 - - Assets acquired and liabilities assumed in business combinations: Fair value of assets acquired - 2,561 812 Fair value of liabilities assumed - 128 44

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2019
Investments [Abstract]
Amortized Cost And Fair Value Of Investment Securities	The amortized cost and fair value of investment securities are summarized below (in thousands). Amortized Cost Unrealized Gains Unrealized Losses Fair Value December 31, 2019 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ 26,440 $ 437 $ - $ 26,877 Mortgage-backed securities: Federal National Mortgage Association 293,873 2,263 1,380 294,756 Federal Home Loan Mortgage Corporation 52,733 318 172 52,879 Government National Mortgage Association 14,065 60 4 14,121 Collateralized mortgage obligations: Federal National Mortgage Association 23,834 - 57 23,777 Federal Home Loan Mortgage Corporation 4,907 - 18 4,889 Privately issued - 618 - 618 Total mortgage-backed securities 389,412 3,259 1,631 391,040 Total available for sale securities $ 415,852 $ 3,696 $ 1,631 $ 417,917 Securities held to maturity: State and political subdivisions $ 192,215 $ 3,803 $ - $ 196,018 Mortgage-backed securities: Federal National Mortgage Association 12,049 227 6 12,270 Federal Home Loan Mortgage Corporation 6,995 77 47 7,025 Government National Mortgage Association 45,758 306 128 45,936 Collateralized mortgage obligations: Federal National Mortgage Association 41,561 150 256 41,455 Federal Home Loan Mortgage Corporation 49,389 307 103 49,593 Government National Mortgage Association 11,033 12 83 10,962 Total mortgage-backed securities 166,785 1,079 623 167,241 Total held to maturity securities $ 359,000 $ 4,882 $ 623 $ 363,259 December 31, 2018 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ 155,102 $ - $ 3,074 $ 152,028 Mortgage-backed securities: Federal National Mortgage Association 258,984 44 6,325 252,703 Federal Home Loan Mortgage Corporation 35,962 13 1,275 34,700 Government National Mortgage Association 5,364 21 76 5,309 Collateralized mortgage obligations: Federal National Mortgage Association 133 - - 133 Federal Home Loan Mortgage Corporation 37 - - 37 Privately issued - 767 - 767 Total mortgage-backed securities 300,480 845 7,676 293,649 Total available for sale securities $ 455,582 $ 845 $ 10,750 $ 445,677 (3.) INVESTMENT SECURITIES (Continued) Amortized Cost Unrealized Gains Unrealized Losses Fair Value December 31, 2018 (continued) Securities held to maturity: State and political subdivisions $ 234,845 $ 876 $ 1,211 $ 234,510 Mortgage-backed securities: Federal National Mortgage Association 11,602 8 261 11,349 Federal Home Loan Mortgage Corporation 4,583 - 193 4,390 Government National Mortgage Association 37,450 14 923 36,541 Collateralized mortgage obligations: Federal National Mortgage Association 62,103 1 2,179 59,925 Federal Home Loan Mortgage Corporation 78,200 - 2,597 75,603 Government National Mortgage Association 17,798 - 535 17,263 Total mortgage-backed securities 211,736 23 6,688 205,071 Total held to maturity securities $ 446,581 $ 899 $ 7,899 $ 439,581
Interest And Dividends On Securities	Interest and dividends on securities for the years ended December 31 are summarized as follows (in thousands): 2019 2018 2017 Taxable interest and dividends $ 14,382 $ 16,510 $ 17,886 Tax-exempt interest and dividends 4,150 5,091 5,869 Total interest and dividends on securities $ 18,532 $ 21,601 $ 23,755
Sales Of Securities Available For Sale	Sales of securities available for sale for the years ended December 31 were as follows (in thousands): 2019 2018 2017 Proceeds from sales $ 178,059 $ 29,851 $ 50,084 Gross realized gains 2,391 73 1,266 Gross realized losses 714 200 6
Scheduled Maturities Of Securities Available For Sale And Securities Held To Maturity	The scheduled maturities of securities available for sale and securities held to maturity at December 31, 2019 are shown below (in thousands). Actual expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Amortized Cost Fair Value Debt securities available for sale: Due in one year or less $ - $ - Due from one to five years 64,382 65,028 Due after five years through ten years 167,809 168,755 Due after ten years 183,661 184,134 Total available for sale securities $ 415,852 $ 417,917 Debt securities held to maturity: Due in one year or less $ 54,606 $ 54,937 Due from one to five years 124,235 127,172 Due after five years through ten years 34,838 35,494 Due after ten years 145,321 145,656 Total held to maturity securities $ 359,000 $ 363,259
Investments Gross Unrealized Losses And Fair Value	Unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of December 31 are summarized as follows (in thousands): Less than 12 months 12 months or longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses December 31, 2019 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ - $ - $ - $ - $ - $ - Mortgage-backed securities: Federal National Mortgage Association 104,634 1,277 7,196 103 111,830 1,380 Federal Home Loan Mortgage Corporation 10,347 11 9,409 161 19,756 172 Government National Mortgage Association 533 4 - - 533 4 Collateralized mortgage obligations: Federal National Mortgage Association 8,803 57 8 - 8,811 57 Federal Home Loan Mortgage Corporation 4,889 18 - - 4,889 18 Total mortgage-backed securities 129,206 1,367 16,613 264 145,819 1,631 Total available for sale securities 129,206 1,367 16,613 264 145,819 1,631 Securities held to maturity: State and political subdivisions - - - - - - Mortgage-backed securities: Federal National Mortgage Association 2,388 6 - - 2,388 6 Federal Home Loan Mortgage Corporation 2,967 19 2,598 28 5,565 47 Government National Mortgage Association 11,155 61 5,625 67 16,780 128 Collateralized mortgage obligations: Federal National Mortgage Association 9,120 40 13,486 216 22,606 256 Federal Home Loan Mortgage Corporation 15,127 30 7,988 73 23,115 103 Government National Mortgage Association 8,760 72 892 11 9,652 83 Total mortgage-backed securities 49,517 228 30,589 395 80,106 623 Total held to maturity securities 49,517 228 30,589 395 80,106 623 Total temporarily impaired securities $ 178,723 $ 1,595 $ 47,202 $ 659 $ 225,925 $ 2,254 December 31, 2018 Securities available for sale: U.S. Government agencies and government sponsored enterprises $ - $ - $ 152,028 $ 3,074 $ 152,028 $ 3,074 Mortgage-backed securities: Federal National Mortgage Association 251 1 247,615 6,324 247,866 6,325 Federal Home Loan Mortgage Corporation - - 33,918 1,275 33,918 1,275 Government National Mortgage Association - - 4,667 76 4,667 76 Collateralized mortgage obligations: Federal National Mortgage Association - - 56 - 56 - Federal Home Loan Mortgage Corporation - - 6 - 6 - Total mortgage-backed securities 251 1 286,262 7,675 286,513 7,676 Total available for sale securities 251 1 438,290 10,749 438,541 10,750 (3.) INVESTMENT SECURITIES (Continued) Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses December 31, 2018 (continued) Securities held to maturity: State and political subdivisions 35,751 91 49,534 1,120 85,285 1,211 Mortgage-backed securities: Federal National Mortgage Association 1,518 3 8,695 258 10,213 261 Federal Home Loan Mortgage Corporation 1,467 5 2,923 188 4,390 193 Government National Mortgage Association 11,783 82 22,516 841 34,299 923 Collateralized mortgage obligations: Federal National Mortgage Association - - 57,973 2,179 57,973 2,179 Federal Home Loan Mortgage Corporation - - 75,603 2,597 75,603 2,597 Government National Mortgage Association - - 17,263 535 17,263 535 Total mortgage-backed securities 14,768 90 184,973 6,598 199,741 6,688 Total held to maturity securities 50,519 181 234,507 7,718 285,026 7,899 Total temporarily impaired securities $ 50,770 $ 182 $ 672,797 $ 18,467 $ 723,567 $ 18,649

Loans Held for Sale and Loan _2

Loans Held for Sale and Loan Servicing Rights (Tables)	12 Months Ended
	Dec. 31, 2019
Loans Held For Sale And Loan Servicing Rights [Abstract]
Activity in Capitalized Mortgage Servicing Assets	The activity in capitalized loan servicing assets is summarized as follows for the years ended December 31 (in thousands): 2019 2018 2017 Mortgage servicing assets, beginning of year $ 1,021 $ 990 $ 1,077 Originations 349 298 231 Amortization (242 ) (267 ) (318 ) Mortgage servicing assets, end of year 1,128 1,021 990 Valuation allowance - - - Mortgage servicing assets, net, end of year $ 1,128 $ 1,021 $ 990

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2019
Loans And Leases Receivable Disclosure [Abstract]
Loan Portfolio	The Company’s loan portfolio consisted of the following at December 31 (in thousands): Principal Amount Outstanding Net Deferred Loan (Fees) Costs Loans, Net 2019 Commercial business $ 571,222 $ 818 $ 572,040 Commercial mortgage 1,108,315 (2,032 ) 1,106,283 Residential real estate loans 560,717 11,633 572,350 Residential real estate lines 101,048 3,070 104,118 Consumer indirect 822,179 27,873 850,052 Other consumer 15,984 160 16,144 Total $ 3,179,465 $ 41,522 3,220,987 Allowance for loan losses (30,482 ) Total loans, net $ 3,190,505 2018 Commercial business $ 557,040 $ 821 $ 557,861 Commercial mortgage 960,265 (2,071 ) 958,194 Residential real estate loans 514,981 9,174 524,155 Residential real estate lines 106,712 3,006 109,718 Consumer indirect 888,732 31,185 919,917 Other consumer 16,590 163 16,753 Total $ 3,044,320 $ 42,278 3,086,598 Allowance for loan losses (33,914 ) Total loans, net $ 3,052,684
Recorded Investment By Loan Class In Current And Nonaccrual Loans	The Company’s recorded investment, by loan class, in current and nonaccrual loans, as well as an analysis of accruing delinquent loans is set forth as of December 31 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Total Past Due Nonaccrual Current Total Loans 2019 Commercial business $ 361 $ - $ - $ 361 $ 1,177 $ 569,684 $ 571,222 Commercial mortgage 531 - - 531 3,146 1,104,638 1,108,315 Residential real estate loans 929 114 - 1,043 2,484 557,190 560,717 Residential real estate lines 231 37 - 268 102 100,678 101,048 Consumer indirect 3,729 1,019 - 4,748 1,725 815,706 822,179 Other consumer 116 8 6 130 - 15,854 15,984 Total loans, gross $ 5,897 $ 1,178 $ 6 $ 7,081 $ 8,634 $ 3,163,750 $ 3,179,465 2018 Commercial business $ 227 $ 1 $ - $ 228 $ 912 $ 555,900 $ 557,040 Commercial mortgage 574 - - 574 1,586 958,105 960,265 Residential real estate loans 1,295 242 - 1,537 2,391 511,053 514,981 Residential real estate lines 102 - - 102 255 106,355 106,712 Consumer indirect 2,424 698 - 3,122 1,989 883,621 888,732 Other consumer 139 3 8 150 - 16,440 16,590 Total loans, gross $ 4,761 $ 944 $ 8 $ 5,713 $ 7,133 $ 3,031,474 $ 3,044,320
Summary Of Impaired Loans	The following table presents the recorded investment, unpaid principal balance and related allowance of impaired loans as well as average recorded investment and interest income recognized on impaired loans at December 31 (in thousands): Recorded Investment (1) Unpaid Principal Balance (1) Related Allowance Average Recorded Investment Interest Income Recognized 2019 With no related allowance recorded: Commercial business $ 563 $ 775 $ - $ 411 $ - Commercial mortgage 973 1,749 - 1,701 - 1,536 2,524 - 2,112 - With an allowance recorded: Commercial business 614 614 214 1,207 - Commercial mortgage 2,173 2,173 479 1,825 - 2,787 2,787 693 3,032 - $ 4,323 $ 5,311 $ 693 $ 5,144 $ - 2018 With no related allowance recorded: Commercial business $ 319 $ 487 $ - $ 1,156 $ - Commercial mortgage 2,013 2,789 - 692 - 2,332 3,276 - 1,848 - With an allowance recorded: Commercial business 725 725 205 2,458 - Commercial mortgage 21 21 1 1,936 - 746 746 206 4,394 - $ 3,078 $ 4,022 $ 206 $ 6,242 $ - (1) Difference between recorded investment and unpaid principal balance represents partial charge-offs.
Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification	The following table sets forth the Company’s commercial loan portfolio, categorized by internally assigned asset classification, as of December 31 (in thousands): Commercial Business Commercial Mortgage 2019 Uncriticized $ 544,406 $ 1,098,133 Special mention 7,933 4,098 Substandard 18,883 6,084 Doubtful - - Total $ 571,222 $ 1,108,315 2018 Uncriticized $ 531,756 $ 943,991 Special mention 16,499 10,633 Substandard 8,785 5,641 Doubtful - - Total $ 557,040 $ 960,265
Retail Loan Portfolio Categorized By Payment Status	The following table sets forth the Company’s retail loan portfolio, categorized by payment status, as of December 31 (in thousands): Residential Real Estate Loans Residential Real Estate Lines Consumer Indirect Other Consumer 2019 Performing $ 558,233 $ 100,946 $ 820,454 $ 15,978 Non-performing 2,484 102 1,725 6 Total $ 560,717 $ 101,048 $ 822,179 $ 15,984 2018 Performing $ 512,590 $ 106,457 $ 886,743 $ 16,582 Non-performing 2,391 255 1,989 8 Total $ 514,981 $ 106,712 $ 888,732 $ 16,590
Changes In The Allowance For Loan Losses	The following tables set forth the changes in the allowance for loan losses for the years ended December 31 (in thousands): Commercial Business Commercial Mortgage Residential Real Estate Loans Residential Real Estate Lines Consumer Indirect Other Consumer Total 2019 Allowance for loan losses: Beginning balance $ 14,312 $ 5,219 $ 1,112 $ 210 $ 12,572 $ 489 $ 33,914 Charge-offs (2,481 ) (2,997 ) (340 ) (13 ) (10,810 ) (1,170 ) (17,811 ) Recoveries 492 17 43 6 5,390 387 6,335 Provision (credit) (965 ) 3,442 244 (85 ) 4,700 708 8,044 Ending balance $ 11,358 $ 5,681 $ 1,059 $ 118 $ 11,852 $ 414 $ 30,482 Evaluated for impairment: Individually $ 214 $ 479 $ - $ - $ - $ - $ 693 Collectively $ 11,144 $ 5,202 $ 1,059 $ 118 $ 11,852 $ 414 $ 29,789 Loans: Ending balance $ 571,222 $ 1,108,315 $ 560,717 $ 101,048 $ 822,179 $ 15,984 $ 3,179,465 Evaluated for impairment: Individually $ 1,177 $ 3,146 $ - $ - $ - $ - $ 4,323 Collectively $ 570,045 $ 1,105,169 $ 560,717 $ 101,048 $ 822,179 $ 15,984 $ 3,175,142 2018 Allowance for loan losses: Beginning balance $ 15,668 $ 3,696 $ 1,322 $ 180 $ 13,415 $ 391 $ 34,672 Charge-offs (2,319 ) (1,020 ) (95 ) (142 ) (10,850 ) (1,308 ) (15,734 ) Recoveries 509 13 159 20 5,024 317 6,042 Provision (credit) 454 2,530 (274 ) 152 4,983 1,089 8,934 Ending balance $ 14,312 $ 5,219 $ 1,112 $ 210 $ 12,572 $ 489 $ 33,914 Evaluated for impairment: Individually $ 205 $ 1 $ - $ - $ - $ - $ 206 Collectively $ 14,107 $ 5,218 $ 1,112 $ 210 $ 12,572 $ 489 $ 33,708 Loans: Ending balance $ 557,040 $ 960,265 $ 514,981 $ 106,712 $ 888,732 $ 16,590 $ 3,044,320 Evaluated for impairment: Individually $ 1,044 $ 2,034 $ - $ - $ - $ - $ 3,078 Collectively $ 555,996 $ 958,231 $ 514,981 $ 106,712 $ 888,732 $ 16,590 $ 3,041,242 Commercial Business Commercial Mortgage Residential Mortgage Home Equity Consumer Indirect Other Consumer Total 2017 Allowance for loan losses: Beginning balance $ 7,225 $ 10,315 $ 1,478 $ 303 $ 11,311 $ 302 $ 30,934 Charge-offs (3,614 ) (10 ) (431 ) (106 ) (10,164 ) (926 ) (15,251 ) Recoveries 416 262 130 60 4,444 316 5,628 Provision 11,641 (6,871 ) 145 (77 ) 7,824 699 13,361 Ending balance $ 15,668 $ 3,696 $ 1,322 $ 180 $ 13,415 $ 391 $ 34,672 Evaluated for impairment: Individually $ 2,001 $ 107 $ - $ - $ - $ - $ 2,108 Collectively $ 13,667 $ 3,589 $ 1,322 $ 180 $ 13,415 $ 391 $ 32,564 Loans: Ending balance $ 449,763 $ 810,851 $ 457,761 $ 113,422 $ 845,682 $ 17,443 $ 2,694,922 Evaluated for impairment: Individually $ 5,322 $ 2,852 $ - $ - $ - $ - $ 8,174 Collectively $ 444,441 $ 807,999 $ 457,761 $ 113,422 $ 845,682 $ 17,443 $ 2,686,748

Premises and Equipment, Net (Ta

Premises and Equipment, Net (Tables)	12 Months Ended
	Dec. 31, 2019
Property Plant And Equipment [Abstract]
Major Classes of Premises and Equipment	2019 2018 Land and land improvements $ 6,022 $ 6,003 Buildings and leasehold improvements 56,164 54,059 Furniture, fixtures, equipment and vehicles 40,026 39,323 Premises and equipment 102,212 99,385 Accumulated depreciation and amortization (60,788 ) (56,546 ) Premises and equipment, net $ 41,424 $ 42,839

Goodwill And Other Intangible_2

Goodwill And Other Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2019
Goodwill And Intangible Assets Disclosure [Abstract]
Changes In Carrying Amount Of Goodwill	The change in the balance for goodwill during the years ended December 31 was as follows (in thousands): Banking Non-Banking Total Balance, January 1, 2018 $ 48,536 $ 17,304 $ 65,840 Impairment - (2,350 ) (2,350 ) Acquisition - 2,572 2,572 Balance, December 31, 2018 48,536 17,526 66,062 Impairment - - - Acquisition - - - Balance, December 31, 2019 $ 48,536 $ 17,526 $ 66,062
Changes in Gross Carrying Amount Accumulated Amortization and Net Book Value	The Company has other intangible assets that are amortized, consisting of core deposit intangibles and other intangibles (primarily related to customer relationships). Changes in the gross carrying amount, accumulated amortization and net book value for the years ended December 31 were as follows (in thousands): 2019 2018 Core deposit intangibles: Gross carrying amount $ 2,042 $ 2,042 Accumulated amortization (1,944 ) (1,829 ) Net book value $ 98 $ 213 Other intangibles: Gross carrying amount $ 13,883 $ 13,883 Accumulated amortization (5,120 ) (3,985 ) Net book value $ 8,763 $ 9,898
Estimated Core Deposit Intangible Amortization Expense	Core deposit intangibles and other intangibles amortization expense was $115 thousand and $1.1 million, respectively, for the year ended December 31, 2019. Core deposit intangibles and other intangibles amortization expense was $160 thousand and $1.1 million, respectively, for the year ended December 31, 2018. Core deposit intangibles and other intangibles amortization expense was $205 thousand and $965 thousand, respectively, for the year ended December 31, 2017. Estimated amortization expense of other intangible assets for each of the next five years is as follows (in thousands): 2020 $ 1,134 2021 1,014 2022 923 2023 852 2024 783

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2019
Leases [Abstract]
Summary of Classification of Right of Use Assets and Lease Liabilities	The following table represents the consolidated statements of financial condition classification of the Company’s right of use assets and lease liabilities as of December 31 (in thousands): 2019 2018 Balance Sheet Location Operating Lease Right of Use Assets: Gross carrying amount Other assets $ 23,224 $ — Accumulated amortization Other assets (1,861 ) — Net book value $ 21,363 $ — Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 22,800 $ —
Summary of Lease Costs and Other Lease Information	The following table represents lease costs and other lease information for the years ended December 31 (in thousands): 2019 2018 2017 Lease Costs: Operating lease costs $ 2,758 $ — $ — Variable lease costs (1) 428 — — Sublease income (46 ) — — Net lease costs $ 3,140 $ — $ — Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 2,641 $ — $ — Initial recognition of operating lease right of use assets $ 23,275 $ — $ — Initial recognition of operating lease liabilities $ 23,985 $ — $ — Right of use assets obtained in exchange for new operating lease liabilities $ 620 $ — $ — (1) Variable lease costs primarily represent variable payments such as common area maintenance, insurance, taxes and utilities.
Summary of Future Minimum Payments Under Non-cancellable Operating Leases	Future minimum payments under non-cancellable operating leases with initial or remaining terms of one year or more are as follows at December 31, 2019 (in thousands): Year ended December 31, 2020 $ 2,523 2021 2,308 2022 1,857 2023 1,493 2024 1,182 Thereafter 25,931 Total future minimum operating lease payments 35,294 Amounts representing interest (12,494 ) Present value of net future minimum operating lease payments $ 22,800

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2019
Deposits [Abstract]
Summary of Deposits	2019 2018 Noninterest-bearing demand $ 707,752 $ 755,460 Interest-bearing demand 627,842 622,482 Savings and money market 1,039,892 968,897 Time deposits, due: Within one year 1,099,488 871,007 One to two years 60,868 91,028 Two to three years 14,869 40,151 Three to four years 3,251 15,956 Four to five years 1,708 1,921 Thereafter 5 5 Total time deposits 1,180,189 1,020,068 Total deposits $ 3,555,675 $ 3,366,907
Interest Expense by Deposits Type	2019 2018 2017 Interest-bearing demand $ 1,372 $ 1,067 $ 897 Savings and money market 4,365 2,887 1,487 Time deposits 22,757 15,101 8,709 Total interest expense on deposits $ 28,494 $ 19,055 $ 11,093

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2019
Debt Disclosure [Abstract]
Components of Outstanding Borrowings	Outstanding borrowings consisted of the following as of December 31 (in thousands): 2019 2018 Short-term borrowings: Short-term FHLB borrowings $ 275,500 $ 405,500 Other - 64,000 Total short-term borrowings 275,500 469,500 Long-term borrowings: Subordinated notes, net 39,273 39,202 Total borrowings $ 314,773 $ 508,702

Derivative Instruments and He_2

Derivative Instruments and Hedging Activities (Tables)	12 Months Ended
	Dec. 31, 2019
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Fair Values of Derivative Instruments on the Balance Sheet	The table below presents the notional amounts, respective fair values of the Company’s derivative financial instruments, as well as their classification on the balance sheet as of December 31 (in thousands): Asset derivatives Liability derivatives Gross notional amount Balance Fair value Balance Fair value 2019 2018 sheet line item 2019 2018 sheet line item 2019 2018 Derivatives designated as hedging instruments Cash flow hedges $ 100,000 $ 100,000 Other assets $ - $ 631 Other liabilities $ - $ - Total derivatives $ 100,000 $ 100,000 $ - $ 631 $ - $ - Derivatives not designated as hedging instruments Interest rate swaps (1) $ 272,962 $ 71,977 Other assets $ 6,419 $ 1,803 Other liabilities $ 6,720 $ 2,006 Credit contracts 68,324 36,670 Other assets 13 - Other liabilities 18 24 Mortgage banking 11,859 7,519 Other assets 119 83 Other liabilities 7 27 Total derivatives $ 353,145 $ 116,166 $ 6,551 $ 1,886 $ 6,745 $ 2,057 (1) The Company secured its obligations under these contracts with $6.7 million and $1.3 million in cash at December 31, 2019 and 2018, respectively.
Effect of Derivative Instruments on the Income Statement	The table below presents the effect of the Company’s derivative financial instruments on the income statement for the years ended December 31 (in thousands): Gain (loss) recognized in income Undesignated derivatives Line item of gain (loss) recognized in income 2019 2018 2017 Interest rate swaps Income from derivative instruments, net $ 2,189 $ 759 $ - Credit contracts Income from derivative instruments, net 29 184 131 Mortgage banking Income from derivative instruments, net 56 29 - Total undesignated $ 2,274 $ 972 $ 131

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2019
Commitments And Contingencies Disclosure [Abstract]
Off-Balance Sheet Commitments	Off-balance sheet commitments as of December 31 consist of the following (in thousands): 2019 2018 Commitments to extend credit $ 820,282 $ 687,875 Standby letters of credit 21,911 11,977

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2019
Regulatory Matters [Abstract]
Actual And Required Capital Ratios	The following table presents actual and required capital ratios as of December 31, 2019 and 2018 for the Company and the Bank under the Basel III Capital Rules. The minimum required capital amounts presented include the minimum required capital levels as of December 31, 2019 based on the phase-in provisions of the Basel III Capital Rules and the minimum required capital levels as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules (in thousands): Actual Minimum Capital Required – Basel III Phase-in Schedule Minimum Capital Required – Basel III Fully Phased-in Required to be Considered Well Capitalized Amount Ratio Amount Ratio Amount Ratio Amount Ratio 2019 Tier 1 leverage: Company $ 381,473 9.00 % $ 169,504 4.00 % $ 169,504 4.00 % $ 211,880 5.00 % Bank 409,031 9.67 169,189 4.00 169,189 4.00 211,486 5.00 CET1 capital: Company 364,145 10.31 247,330 7.00 247,330 7.00 229,663 6.50 Bank 409,031 11.61 246,674 7.00 246,674 7.00 229,055 6.50 Tier 1 capital: Company 381,473 10.80 300,329 8.50 300,329 8.50 282,663 8.00 Bank 409,031 11.61 299,533 8.50 299,533 8.50 281,914 8.00 Total capital: Company 451,228 12.77 370,995 10.50 370,995 10.50 353,328 10.00 Bank 439,514 12.47 370,011 10.50 370,011 10.50 352,392 10.00 2018 Tier 1 leverage: Company $ 344,283 8.16 % $ 168,759 4.00 % $ 168,759 4.00 % $ 210,949 5.00 % Bank 372,939 8.86 168,335 4.00 168,335 4.00 210,419 5.00 CET1 capital: Company 326,955 9.70 214,936 6.38 236,008 7.00 219,150 6.50 Bank 372,939 11.09 214,286 6.38 235,294 7.00 218,488 6.50 Tier 1 capital: Company 344,283 10.21 265,509 7.88 286,581 8.50 269,723 8.00 Bank 372,939 11.09 264,706 7.88 285,715 8.50 268,908 8.00 Total capital: Company 417,399 12.38 332,940 9.88 354,012 10.50 337,154 10.00 Bank 406,853 12.10 331,933 9.88 352,942 10.50 336,135 10.00

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	12 Months Ended
	Dec. 31, 2019
Stockholders Equity Note [Abstract]
Changes In Shares Of Common Stock	The following table sets forth the changes in the number of shares of common stock for the years ended December 31: Outstanding Treasury Issued 2019 Shares outstanding at beginning of year 15,928,598 127,580 16,056,178 Common stock issued for Courier Capital contingent earn-out 43,378 - 43,378 Restricted stock awards issued 8,226 (8,226 ) - Stock options exercised 28,080 (28,080 ) - Stock awards 4,192 (4,192 ) - Treasury stock purchases (9,575 ) 9,575 - Shares outstanding at end of year 16,002,899 96,657 16,099,556 2018 Shares outstanding at beginning of year 15,924,938 131,240 16,056,178 Restricted stock awards issued 7,370 (7,370 ) - Restricted stock awards forfeited (23,901 ) 23,901 - Stock options exercised 17,450 (17,450 ) - Stock awards 6,363 (6,363 ) - Treasury stock purchases (3,622 ) 3,622 - Shares outstanding at end of year 15,928,598 127,580 16,056,178

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2019
Accumulated Other Comprehensive Income Loss Net Of Tax [Abstract]
Components of Other Comprehensive Income (Loss)	The following table presents the components of other comprehensive income (loss) for the years ended December 31 (in thousands): Pre-tax Amount Tax Effect Net-of-tax Amount 2019 Securities available for sale and transferred securities: Change in unrealized gain (loss) during the year $ 13,648 $ 3,456 $ 10,192 Reclassification adjustment for net gains included in net income (1) (1,176 ) (307 ) (869 ) Total securities available for sale and transferred securities 12,472 3,149 9,323 Hedging derivative instruments: Change in unrealized gain (loss) during the year (327 ) (85 ) (242 ) Pension and post-retirement obligations: Net actuarial gain (loss) arising during the year (879 ) (303 ) (576 ) Amortization of net actuarial loss and prior service cost included in income 1,398 352 1,046 Total pension and post-retirement obligations 519 49 470 Other comprehensive income $ 12,664 $ 3,113 $ 9,551 2018 Securities available for sale and transferred securities: Change in unrealized gain (loss) during the year $ (6,547 ) $ (1,650 ) $ (4,897 ) Reclassification adjustment for net gains included in net income (1) 539 136 403 Total securities available for sale and transferred securities (6,008 ) (1,514 ) (4,494 ) Hedging derivative instruments: Change in unrealized gain (loss) during the year (369 ) (93 ) (276 ) Pension and post-retirement obligations: Net actuarial gain (loss) arising during the year (6,823 ) (1,721 ) (5,102 ) Amortization of net actuarial loss and prior service cost included in income 678 171 507 Total pension and post-retirement obligations (6,145 ) (1,550 ) (4,595 ) Other comprehensive loss $ (12,522 ) $ (3,157 ) $ (9,365 ) 2017 Securities available for sale and transferred securities: Change in unrealized gain (loss) during the year $ 1,841 $ 710 $ 1,131 Reclassification adjustment for net gains included in net income (1) (1,103 ) (426 ) (677 ) Total securities available for sale and transferred securities 738 284 454 Hedging derivative instruments: Change in unrealized gain (loss) during the year - - - Pension and post-retirement obligations: Net actuarial gain (loss) arising during the year 1,460 563 897 Amortization of net actuarial loss and prior service cost included in income 1,115 431 684 Total pension and post-retirement obligations 2,575 994 1,581 Other comprehensive income $ 3,313 $ 1,278 $ 2,035 (1) Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.
Components of Accumulated Other Comprehensive Income (Loss)	Activity in accumulated other comprehensive income (loss), net of tax, was as follows (in thousands): Hedging Derivative Instruments Securities Available for Sale and Transferred Securities Pension and Post- retirement Obligations Accumulated Other Comprehensive Income (Loss) Balance at January 1, 2019 $ (276 ) $ (7,769 ) $ (13,236 ) $ (21,281 ) Reclassification adjustment for net gains included in net income $ - $ (681 ) $ (2,102 ) (2,783 ) Other comprehensive income (loss) before reclassifications (242 ) 10,192 (576 ) 9,374 Amounts reclassified from accumulated other comprehensive income (loss) - (869 ) 1,046 177 Net current period other comprehensive loss (242 ) 9,323 470 9,551 Balance at December 31, 2019 $ (518 ) $ 873 $ (14,868 ) $ (14,513 ) Balance at January 1, 2018 $ - $ (3,275 ) $ (8,641 ) $ (11,916 ) Other comprehensive income (loss) before reclassifications (276 ) (4,897 ) (5,102 ) (10,275 ) Amounts reclassified from accumulated other comprehensive income (loss) - 403 507 910 Net current period other comprehensive income (276 ) (4,494 ) (4,595 ) (9,365 ) Balance at December 31, 2018 $ (276 ) $ (7,769 ) $ (13,236 ) $ (21,281 ) Balance at January 1, 2017 $ - $ (3,729 ) $ (10,222 ) $ (13,951 ) Other comprehensive income (loss) before reclassifications - 1,131 897 2,028 Amounts reclassified from accumulated other comprehensive income (loss) - (677 ) 684 7 Net current period other comprehensive (loss) income - 454 1,581 2,035 Balance at December 31, 2017 $ - $ (3,275 ) $ (8,641 ) $ (11,916 )
Amounts Reclassified Out of Each Component of Accumulated Other Comprehensive Income (Loss)	The following table presents the amounts reclassified out of each component of accumulated other comprehensive income (loss) for the years ended December 31 (in thousands): Details About Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified from Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Consolidated Statement of Income 2019 2018 Realized gain (loss) on sale of investment securities $ 1,677 $ (127 ) Net gain (loss) on investment securities Amortization of unrealized holding gains (losses) on investment securities transferred from available for sale to held to maturity (501 ) (412 ) Interest income 1,176 (539 ) Total before tax (307 ) 136 Income tax (expense) benefit 869 (403 ) Net of tax Amortization of pension and post-retirement items: Prior service credit (1) 65 72 Salaries and employee benefits Net actuarial losses (1) (1,463 ) (750 ) Salaries and employee benefits (1,398 ) (678 ) Total before tax 352 171 Income tax benefit (1,046 ) (507 ) Net of tax Total reclassified for the period $ (177 ) $ (910 ) (1) These items are included in the computation of net periodic pension expense. See Note 19 – Employee Benefit Plans for additional information.

Share-Based Compensation (Table

Share-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2019
Share Based Compensation [Abstract]
Summary of Restricted Stock Awards and Restricted Stock Units Activity	Weighted Average Market Number of Price at Shares Grant Date Outstanding at beginning of year 130,571 $ 28.04 Granted 84,672 26.18 Vested (35,873 ) 25.91 Forfeited (27,562 ) 26.44 Outstanding at end of period 151,808 $ 27.80
Share-Based Compensation Expense Included In Consolidated Statements Of Income	2019 2018 2017 Salaries and employee benefits $ 1,175 $ 1,045 $ 927 Other noninterest expense 231 256 247 Total share-based compensation expense $ 1,406 $ 1,301 $ 1,174

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Income Tax Expense (Benefit)	The income tax expense for the years ended December 31 consisted of the following (in thousands): 2019 2018 2017 Current tax expense (benefit): Federal $ 8,882 $ 19,351 $ (3,031 ) State 1,308 1,135 573 Total current tax expense (benefit) 10,190 20,486 (2,458 ) Deferred tax expense (benefit): Federal 280 (10,303 ) 12,297 State 89 (177 ) 106 Total deferred tax expense (benefit) 369 (10,480 ) 12,403 Total income tax expense $ 10,559 $ 10,006 $ 9,945
Income Tax Expense Differed From Statutory Federal Income Tax Rate	Income tax expense differed from the statutory federal income tax rate for the years ended December 31 as follows: 2019 2018 2017 Statutory federal tax rate 21.0 % 21.0 % 35.0 % Increase (decrease) resulting from: Tax exempt interest income (1.9 ) (2.6 ) (5.6 ) Tax credits and adjustments (3.0 ) (0.3 ) (6.7 ) Non-taxable earnings on company owned life insurance (0.6 ) (0.8 ) (1.4 ) State taxes, net of federal tax benefit 1.9 1.5 1.1 Nondeductible expenses 0.2 0.2 0.3 Goodwill and contingent consideration adjustments - 1.0 0.3 Other, net 0.2 0.2 (0.1 ) Effective tax rate 17.8 % 20.2 % 22.9 %
Income Tax Expense Allocation	Total income tax expense (benefit) was as follows for the years ended December 31 (in thousands): 2019 2018 2017 Income tax expense $ 10,559 $ 10,006 $ 9,945 Shareholder’s equity 3,113 (3,156 ) 3,909
Net Deferred Tax Assets	The Company’s net deferred tax asset (liability) is included in other assets in the consolidated statements of financial condition. The tax effects of temporary differences that give rise to the deferred tax assets and deferred tax liabilities are as follows at December 31 (in thousands): 2019 2018 Deferred tax assets: Allowance for loan losses $ 7,810 $ 8,550 Deferred compensation 1,095 1,771 Investment in limited partnerships 1,191 660 SERP agreements 418 417 Interest on nonaccrual loans 191 106 Share-based compensation 586 541 Net unrealized loss on securities available for sale - 2,848 Other 224 138 Gross deferred tax assets 11,515 15,031 Deferred tax liabilities: Prepaid expenses 498 583 Prepaid pension costs 897 1,415 Intangible assets 2,643 2,581 Depreciation and amortization 1,961 2,096 Net unrealized gain on securities available for sale 301 - Loan servicing assets 289 258 Other 550 240 Gross deferred tax liabilities 7,139 7,173 Net deferred tax asset $ 4,376 $ 7,858

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	12 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Reconciliation of Earnings and Shares Used in Calculating Basic and Diluted EPS	The following table presents a reconciliation of the earnings and shares used in calculating basic and diluted EPS for each of the years ended December 31 (in thousands, except per share amounts). All outstanding unvested share-based payment awards that contain rights to non-forfeitable dividends are considered participating securities. 2019 2018 2017 Net income available to common shareholders $ 47,401 $ 38,065 $ 32,064 Weighted average common shares outstanding: Total shares issued 16,086 16,056 15,235 Unvested restricted stock awards (4 ) (8 ) (47 ) Treasury shares (110 ) (138 ) (144 ) Total basic weighted average common shares outstanding 15,972 15,910 15,044 Incremental shares from assumed: Exercise of stock options - 2 9 Vesting of restricted stock awards 59 44 32 Total diluted weighted average common shares outstanding 16,031 15,956 15,085 Basic earnings per common share $ 2.97 $ 2.39 $ 2.13 Diluted earnings per common share $ 2.96 $ 2.39 $ 2.13
Shares Excluded From Computation of Diluted EPS	For each of the periods presented, average shares subject to the following instruments were excluded from the computation of diluted EPS because the effect would be antidilutive: Stock options - - - Restricted stock awards 4 6 1 Total 4 6 1

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2019
Defined Benefit Pension Plans And Defined Benefit Postretirement Plans Disclosure [Abstract]
Reconciliation Of The Plan's Benefit Obligations, Fair Value Of Assets And The Funded Status	The following table provides a reconciliation of the Company’s changes in the Plan’s benefit obligations, fair value of assets and a statement of the funded status as of and for the year ended December 31 (in thousands): 2019 2018 Change in projected benefit obligation: Projected benefit obligation at beginning of period $ 69,574 $ 70,436 Service cost 3,207 3,346 Interest cost 2,777 2,387 Actuarial (gain) loss 11,993 (3,298 ) Benefits paid and plan expenses (3,223 ) (3,297 ) Projected benefit obligation at end of period 84,328 69,574 Change in plan assets: Fair value of plan assets at beginning of period 75,188 83,348 Actual return on plan assets 15,862 (4,863 ) Employer contributions - - Benefits paid and plan expenses (3,223 ) (3,297 ) Fair value of plan assets at end of period 87,827 75,188 Funded status at end of period $ 3,499 $ 5,614
Estimated Benefit Payments Under The Pension Plan	Estimated benefit payments under the Plan over the next ten years at December 31, 2019 are as follows (in thousands): 2020 $ 3,872 2021 3,475 2022 3,855 2023 4,127 2024 4,215 2025 - 2029 23,491
Components Of Net Periodic Benefit Expense	Net periodic pension cost consists of the following components for the years ended December 31 (in thousands): 2019 2018 2017 Service cost $ 3,207 $ 3,346 $ 3,140 Interest cost on projected benefit obligation 2,777 2,387 2,449 Expected return on plan assets (4,736 ) (5,284 ) (4,775 ) Amortization of unrecognized loss 1,445 725 1,142 Amortization of unrecognized prior service (credit) cost - (5 ) 17 Net periodic pension cost $ 2,693 $ 1,169 $ 1,973
Actuarial Assumptions Used	The actuarial assumptions used to determine the net periodic pension cost were as follows: 2019 2018 2017 Weighted average discount rate 4.13 % 3.49 % 4.00 % Rate of compensation increase 3.00 % 3.00 % 3.00 % Expected long-term rate of return 6.50 % 6.50 % 6.50 % The actuarial assumptions used to determine the projected benefit obligation were as follows: 2019 2018 2017 Weighted average discount rate 3.09 % 4.13 % 3.49 % Rate of compensation increase 3.00 % 3.00 % 3.00 %
Plan's Target Asset Allocation And Actual Asset Allocation	The following table represents the Plan’s target asset allocation and actual asset allocation, respectively, as of December 31, 2019: Target Actual Allocation Allocation Asset category: Cash and cash equivalents 0.00 % 0.00 % Equity securities 28.25 31.75 Fixed income securities 59.75 57.65 Alternative investments 12.00 10.60 The Plan had target asset allocations, based on asset categories, and actual asset allocations, respectively, as of December 31, 2018, as shown in the following table: Target Actual Allocation Allocation Asset category: Cash equivalents 0 – 20 % 4.2 % Equity securities 40 – 60 46.1 Fixed income securities 40 – 60 45.8 Other financial instruments 0 – 5 3.9
The Major Categories Of Plan Assets Measured At Fair Value On a Recurring Basis	The major categories of Plan assets measured at fair value on a recurring basis as of December 31 are presented in the following tables (in thousands). Level 1 Level 2 Level 3 Total Inputs Inputs Inputs Fair Value 2019 Cash equivalents: Cash (including foreign currencies) $ 16 $ - $ - $ 16 Short term investment funds - 1,829 - 1,829 Total cash equivalents 16 1,829 - 1,845 Equity securities: Common stock - - - - Depository receipts - - - - Commingled pension trust funds - 30,685 - 30,685 Preferred stock - - - - Total equity securities - 30,685 - 30,685 Fixed income securities: Collateralized mortgage obligations - - - - Commingled pension trust funds - 49,566 - 49,566 Corporate bonds - 5 - 5 GNMA - - - - Government securities - - - - Total fixed income securities - 49,571 - 49,571 Other investments: Commingled pension trust funds - Realty - 5,726 - 5,726 Total Plan investments $ 16 $ 87,811 $ - $ 87,827 Level 1 Level 2 Level 3 Total Inputs Inputs Inputs Fair Value 2018 Cash equivalents: Cash (including foreign currencies) $ 28 $ - $ - $ 28 Short term investment funds - 3,094 - 3,094 Total cash equivalents 28 3,094 - 3,122 Equity securities: Common stock 11,931 - - 11,931 Depository receipts 203 - - 203 Commingled pension trust funds - 22,468 - 22,468 Preferred stock 95 - - 95 Total equity securities 12,229 22,468 - 34,697 Fixed income securities: Collateralized mortgage obligations - 750 - 750 Commingled pension trust funds - 20,051 - 20,051 Corporate bonds - 2,928 - 2,928 GNMA - 144 - 144 Government securities - 10,599 - 10,599 Mortgage backed securities - - - - Total fixed income securities - 34,472 - 34,472 Other investments: Commingled pension trust funds - Realty - - 2,897 2,897 Total Plan investments $ 12,257 $ 60,034 $ 2,897 $ 75,188
Changes In Fair Value Of Plan Assets	The following table sets forth a summary of the changes in the Plan’s Level 3 assets for the years ended December 31, 2019 and 2018: Level 3 assets, January 1, 2018 $ 2,641 Unrealized gain 256 Level 3 assets, December 31, 2018 2,897 Realized gain 881 Sales (2,873 ) Unrealized gain (905 ) Level 3 assets, December 31, 2019 $ -
Components Of Accumulated Other Comprehensive Loss Related To Defined Benefit Plan And Postretirement Benefit Plan	The components of accumulated other comprehensive loss related to the defined benefit plan and postretirement benefit plan as of December 31 are summarized below (in thousands): 2019 2018 Defined benefit plan: Net actuarial loss $ (19,894 ) $ (20,472 ) Prior service credit (cost) - - (19,894 ) (20,472 ) Postretirement benefit plan: Net actuarial loss (133 ) (139 ) Prior service credit 37 102 (96 ) (37 ) Total (19,990 ) (20,509 ) Deferred tax benefit 5,122 7,273 Amounts included in accumulated other comprehensive loss $ (14,868 ) $ (13,236 )
Changes In Plan Assets And Benefit Obligations Recognized In Other Comprehensive Income	Changes in plan assets and benefit obligations recognized in other comprehensive income on a pre-tax basis during the years ended December 31 are as follows (in thousands): 2019 2018 Defined benefit plan: Net actuarial loss $ (867 ) $ (6,849 ) Amortization of net loss 1,445 725 Amortization of prior service credit - (5 ) 578 (6,129 ) Postretirement benefit plan: Net actuarial (loss) gain (12 ) 26 Amortization of net loss 18 25 Amortization of prior service credit (65 ) (67 ) (59 ) (16 ) Total recognized in other comprehensive income $ 519 $ (6,145 )

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Assets Measured At Fair Value On A Recurring And Non-Recurring Basis	The following tables present for each of the fair-value hierarchy levels the Company’s assets that are measured at fair value on a recurring and non-recurring basis as of December 31 (in thousands): Quoted Prices in Active Markets for Identical Assets or Liabilities (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total 2019 Measured on a recurring basis: Securities available for sale: U.S. Government agencies and government sponsored enterprises $ - $ 26,877 $ - $ 26,877 Mortgage-backed securities - 391,040 - 391,040 Other assets: Hedging derivative instruments - - - - Fair value adjusted through comprehensive income $ - $ 417,917 $ - $ 417,917 Other assets: Derivative instruments – interest rate products $ - $ 6,419 $ - $ 6,419 Derivative instruments – credit contracts - 13 - 13 Derivative instruments – mortgage banking - 119 - 119 Other liabilities: Derivative instruments – interest rate products - (6,720 ) - (6,720 ) Derivative instruments – credit contracts - (18 ) - (18 ) Derivative instruments – mortgage banking - (7 ) - (7 ) Fair value adjusted through net income $ - $ (194 ) $ - $ (194 ) Measured on a nonrecurring basis: Loans: Loans held for sale $ - $ 4,224 $ - $ 4,224 Collateral dependent impaired loans - - 3,630 3,630 Other assets: Loan servicing rights - - 1,129 1,129 Other real estate owned - - 468 468 Total $ - $ 4,224 $ 5,227 $ 9,451 There were no transfers between Levels 1 and 2 during the years ended December 31, 2019 and 2018. There were no liabilities measured at fair value on a nonrecurring basis during the years ended December 31, 2019 and 2018. Quoted Prices in Active Markets for Identical Assets or Liabilities (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total 2018 Measured on a recurring basis: Securities available for sale: U.S. Government agencies and government sponsored enterprises $ - $ 152,028 $ - $ 152,028 Mortgage-backed securities - 293,649 - 293,649 Other assets: Hedging derivative instruments - 631 - 631 Fair value adjusted through comprehensive income $ - $ 446,308 $ - $ 446,308 Other assets: Derivative instruments – interest rate products $ - $ 1,803 $ - $ 1,803 Derivative instruments – mortgage banking - 83 - 83 Other liabilities: Derivative instruments – interest rate products - (2,006 ) - (2,006 ) Derivative instruments – credit contracts - (24 ) - (24 ) Derivative instruments – mortgage banking - (27 ) - (27 ) Fair value adjusted through net income $ - $ (171 ) $ - $ (171 ) Measured on a nonrecurring basis: Loans: Loans held for sale $ - $ 2,868 $ - $ 2,868 Collateral dependent impaired loans - - 2,872 2,872 Other assets: Loan servicing rights - - 1,022 1,022 Other real estate owned - - 230 230 Total $ - $ 2,868 $ 4,124 $ 6,992 There were no transfers between Levels 1 and 2 during the years ended December 31, 2018 and 2017. There were no liabilities measured at fair value on a nonrecurring basis during the years ended December 31, 2018 and 2017.
Additional Quantitative Information About Assets Measured At Fair Value On A Recurring And Non-Recurring Basis	The following table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis for which the Company has utilized Level 3 inputs to determine fair value (dollars in thousands) Asset Fair Value Valuation Technique Unobservable Input Unobservable Input Value or Range Collateral dependent impaired loans $ 3,630 Appraisal of collateral (1) Appraisal adjustments (2) 30% (3) Loan servicing rights $ 1,129 Discounted cash flow Discount rate 10.2% (3) Constant prepayment rate 17.2% (3) Other real estate owned $ 468 Appraisal of collateral (1) Appraisal adjustments (2) 29% (3) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. (3) Weighted averages. Changes in Level 3 Fair Value Measurements There were no assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) as of or during the years ended December 31, 2019 and 2018.
Carrying Amount, Estimated Fair Value, And Placement In Fair Value Hierarchy Of Financial Instruments	The following presents the carrying amount, estimated fair value, and placement in the fair value measurement hierarchy of the Company’s financial instruments as of December 31(in thousands) Level in 2019 2018 Fair Value Estimated Estimated Measurement Carrying Fair Carrying Fair Hierarchy Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 112,947 $ 112,947 $ 102,755 $ 102,755 Securities available for sale Level 2 417,917 417,917 445,677 445,677 Securities held to maturity Level 2 359,000 363,259 446,581 439,581 Loans held for sale Level 2 4,224 4,224 2,868 2,868 Loans Level 2 3,186,875 3,201,814 3,049,812 3,006,161 Loans (1) Level 3 3,630 3,630 2,872 2,872 Accrued interest receivable Level 1 11,308 11,308 11,990 11,990 FHLB and FRB stock Level 2 20,637 20,637 26,375 26,375 Derivative instruments – cash flow hedge Level 2 - - 631 631 Derivative instruments – interest rate products Level 2 6,419 6,419 1,803 1,803 Derivative instruments – credit contracts Level 2 13 13 - - Derivative instruments – mortgage banking Level 2 119 119 83 83 Financial liabilities: Non-maturity deposits Level 1 2,375,486 2,375,486 2,346,839 2,346,839 Time deposits Level 2 1,180,189 1,179,991 1,020,068 1,014,532 Short-term borrowings Level 1 275,500 275,500 469,500 469,500 Long-term borrowings Level 2 39,273 41,083 39,202 38,415 Accrued interest payable Level 1 10,942 10,942 9,280 9,280 Derivative instruments – interest rate products Level 2 6,720 6,720 2,006 2,006 Derivative instruments – credit contracts Level 2 18 18 24 24 Derivative instruments – mortgage banking Level 2 7 7 27 27 (1) Comprised of collateral dependent impaired loans.

Parent Company Financial Info_2

Parent Company Financial Information (Tables)	12 Months Ended
	Dec. 31, 2019
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Condensed Statements Of Condition	Condensed Statements of Financial Condition December 31, 2019 2018 Assets: Cash and due from subsidiary $ 7,172 $ 7,377 Investment in and receivables due from subsidiary 471,959 429,202 Other assets 3,992 6,199 Total assets $ 483,123 $ 442,778 Liabilities and shareholders’ equity: Long-term borrowings, net of issuance costs of $727 and $798, respectively $ 39,273 $ 39,202 Other liabilities 4,903 7,283 Shareholders’ equity 438,947 396,293 Total liabilities and shareholders’ equity $ 483,123 $ 442,778
Condensed Statements Of Income	Condensed Statements of Income Years ended December 31, 2019 2018 2017 Dividends from subsidiary and associated companies $ 20,000 $ 20,000 $ 12,000 Management and service fees from subsidiaries 146 137 1,185 Other income 97 137 1,298 Total income 20,243 20,274 14,483 Interest expense 2,471 2,471 2,471 Operating expenses 3,073 4,156 4,249 Total expense 5,544 6,627 6,720 Income before income tax benefit and equity in undistributed earnings of subsidiary 14,699 13,647 7,763 Income tax benefit 596 1,745 1,817 Income before equity in undistributed earnings of subsidiary 15,295 15,392 9,580 Equity in undistributed earnings of subsidiary 33,567 24,134 23,946 Net income $ 48,862 $ 39,526 $ 33,526
Condensed Statements Of Cash Flows	Condensed Statements of Cash Flows Years ended December 31, 2019 2018 2017 Cash flows from operating activities: Net income $ 48,862 $ 39,526 $ 33,526 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed earnings of subsidiary (33,567 ) (24,134 ) (23,946 ) Depreciation and amortization 153 152 149 Share-based compensation 1,406 1,301 1,174 Decrease (increase) in other assets 2,243 (175 ) (1,673 ) (Decrease) increase in other liabilities (1,407 ) 1,548 (1,211 ) Net cash provided by operating activities 17,690 18,218 8,019 Cash flows from investing activities: Capital investment in subsidiaries (350 ) (803 ) (38,405 ) Purchase of premises and equipment 8 (19 ) (44 ) Net cash paid for acquisition - (4,503 ) - Net cash used in investing activities (342 ) (5,325 ) (38,449 ) Cash flows from financing activities: Proceeds from issuance of common shares - - 38,303 Purchase of preferred and common shares (293 ) (114 ) (157 ) Proceeds from stock options exercised - 320 413 Dividends paid (17,260 ) (16,409 ) (13,958 ) Other - - - Net cash (used in) provided by financing activities (17,553 ) (16,203 ) 24,601 Net decrease in cash and cash equivalents (205 ) (3,310 ) (5,829 ) Cash and cash equivalents as of beginning of year 7,377 10,687 16,516 Cash and cash equivalents as of end of the year $ 7,172 $ 7,377 $ 10,687

Segment Reporting (Tables)

Segment Reporting (Tables)	12 Months Ended
	Dec. 31, 2019
Segment Reporting [Abstract]
Business Segments Assets	The following table presents information regarding the Company’s business segments as of the dates indicated (in thousands). Banking Non-Banking Holding Company and Other Consolidated Totals December 31, 2019 Goodwill $ 48,536 $ 17,526 $ - $ 66,062 Other intangible assets, net 98 8,763 - 8,861 Total assets 4,346,615 36,733 830 4,384,178 December 31, 2018 Goodwill $ 48,536 $ 17,526 $ - $ 66,062 Other intangible assets, net 213 9,898 - 10,111 Total assets 4,272,439 35,975 3,284 4,311,698
Business Segment Profit (Loss)	The following table presents information regarding the Company’s business segments for the periods indicated (in thousands). Banking Non- Banking (1) Holding Company and Other Consolidated Totals Year ended December 31, 2019 Net interest income (expense) $ 132,383 $ - $ (2,471 ) $ 129,912 Provision for loan losses (8,044 ) - - (8,044 ) Noninterest income 29,390 11,694 (703 ) 40,381 Noninterest expense (88,801 ) (11,899 ) (2,128 ) (102,828 ) Income (loss) before income taxes 64,928 (205 ) (5,302 ) 59,421 Income tax (expense) benefit (11,190 ) 33 598 (10,559 ) Net income (loss) $ 53,738 $ (172 ) $ (4,704 ) $ 48,862 Year ended December 31, 2018 Net interest income (expense) $ 125,334 $ - $ (2,470 ) $ 122,864 Provision for loan losses (8,934 ) - - (8,934 ) Noninterest income 26,295 10,780 (597 ) 36,478 Noninterest expense (2) (84,927 ) (12,663 ) (3,286 ) (100,876 ) Income (loss) before income taxes 57,768 (1,883 ) (6,353 ) 49,532 Income tax (expense) benefit (11,622 ) (129 ) 1,745 (10,006 ) Net income (loss) $ 46,146 $ (2,012 ) $ (4,608 ) $ 39,526 Year ended December 31, 2017 Net interest income (expense) $ 115,086 $ - $ (2,471 ) $ 112,615 Provision for loan losses (13,361 ) - - (13,361 ) Noninterest income 24,921 9,172 637 34,730 Noninterest expense (2) (78,845 ) (9,264 ) (2,404 ) (90,513 ) Income (loss) before income taxes 47,801 (92 ) (4,238 ) 43,471 Income tax (expense) benefit (12,253 ) 491 1,817 (9,945 ) Net income (loss) $ 35,548 $ 399 $ (2,421 ) $ 33,526 (1) Reflects activity from the acquisition of the assets of Robshaw & Julian since August 31, 2017 (the date of acquisition) and from HNP Capital since June 1, 2018 (the date of acquisition). (2) Non-Banking segment includes SDN reporting unit goodwill impairment of $2.4 and $1.6 million for the years ended December 31, 2018 and 2017, respectively.

Summary of Significant Accoun_4

Summary of Significant Accounting Policies (Summary of Supplemental Cash Flow Information) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Supplemental information:
Cash paid for interest	$ 37,225	$ 28,626	$ 14,850
Cash paid for income taxes, net of refunds received	9,853	3,527	13,187
Noncash investing and financing activities:
Real estate and other assets acquired in settlement of loans	557	642	426
Accrued and declared unpaid dividends	4,365	4,187	3,859
(Decrease) increase in net unsettled security purchases	(2,650)	2,650
Securities transferred from held to maturity to available for sale (at cost)	26,175
Common stock issued for Courier Capital contingent earn-out	$ 1,151
Assets acquired and liabilities assumed in business combinations:
Fair value of assets acquired		2,561	812
Fair value of liabilities assumed		$ 128	$ 44

Summary of Significant Accoun_5

Summary of Significant Accounting Policies (Narrative) (Details) - USD ($) $ in Thousands	Jan. 01, 2019	Dec. 31, 2019	Dec. 31, 2018
Significant Accounting Policies [Line Items]
Days past due when loans are generally charged-off in full, in days		120 days
Other real estate owned		$ 468	$ 230
FHLB stock		14,600	20,300
FRB stock		6,100	6,100
Equity method investments, asset amount		$ 7,600	6,000
Number of consecutive years used for compensation calculation		5 years
Reclassification from AOCI to retained earnings	$ 2,800
Reclassification of qualified investment securities from HTM to AFS			(710)
ASU 2016-02 [Member]
Significant Accounting Policies [Line Items]
Cumulative-effect adjustment on assets	22,700
Cumulative-effect adjustment on liabilities	$ 23,400
ASU 2017-12 [Member]
Significant Accounting Policies [Line Items]
Reclassification of qualified investment securities from HTM to AFS		$ 26,200
Other Assets [Member]
Significant Accounting Policies [Line Items]
Tax credit investments		$ 16,500	$ 4,500
Core Deposits [Member]
Significant Accounting Policies [Line Items]
Estimated average life		9 years 6 months
Other Intangible Assets [Member]
Significant Accounting Policies [Line Items]
Estimated average life		20 years
Minimum [Member]
Significant Accounting Policies [Line Items]
Standby letters of credit outstanding original term, in years		1 year
Loss rate look-back period		24 months
Loss emergence period		12 months
Financing receivable increase in reserves of credit loss percentage		15.00%
Minimum [Member] | Building And Building Improvements [Member]
Significant Accounting Policies [Line Items]
Premise and equipment, estimated useful lives, in years		15 years
Minimum [Member] | Software, Furniture And Equipment [Member]
Significant Accounting Policies [Line Items]
Premise and equipment, estimated useful lives, in years		3 years
Maximum [Member]
Significant Accounting Policies [Line Items]
Standby letters of credit outstanding original term, in years		5 years
Loss emergence period		32 months
Financing receivable increase in reserves of credit loss percentage		30.00%
Maximum [Member] | Building And Building Improvements [Member]
Significant Accounting Policies [Line Items]
Premise and equipment, estimated useful lives, in years		39 years
Maximum [Member] | Software, Furniture And Equipment [Member]
Significant Accounting Policies [Line Items]
Premise and equipment, estimated useful lives, in years		10 years

Business Combinations (Narrativ

Business Combinations (Narrative) (Details) - USD ($) $ in Thousands	Jun. 01, 2018	Aug. 31, 2017	Jun. 30, 2018
HNP Capital [Member]
Business Acquisition [Line Items]
Assets under management			$ 344,000
Consideration for acquisition in cash	$ 5,100
Goodwill	2,600
Identified intangible assets	$ 2,500
Robshaw & Julian [Member]
Business Acquisition [Line Items]
Assets under management		$ 175,000
Goodwill		1,000
Identified intangible assets		810
Courier Capital [Member]
Business Acquisition [Line Items]
Assets under management		$ 1,600,000

Investment Securities (Amortize

Investment Securities (Amortized Cost And Fair Value Of Investment Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	$ 415,852	$ 455,582
Securities available for sale, Unrealized Gains	3,696	845
Securities available for sale, Unrealized Losses	1,631	10,750
Securities available for sale	417,917	445,677
Securities held to maturity, Amortized Cost	359,000	446,581
Securities held to maturity, Unrealized Gains	4,882	899
Securities held to maturity, Unrealized Losses	623	7,899
Securities held to maturity, fair value	363,259	439,581
U.S. Government Agencies And Government Sponsored Enterprises [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	26,440	155,102
Securities available for sale, Unrealized Gains	437
Securities available for sale, Unrealized Losses		3,074
Securities available for sale	26,877	152,028
State And Political Subdivisions [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities held to maturity, Amortized Cost	192,215	234,845
Securities held to maturity, Unrealized Gains	3,803	876
Securities held to maturity, Unrealized Losses		1,211
Securities held to maturity, fair value	196,018	234,510
Collateralized Mortgage Obligations [Member] | Federal National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	23,834	133
Securities available for sale, Unrealized Losses	57
Securities available for sale	23,777	133
Securities held to maturity, Amortized Cost	41,561	62,103
Securities held to maturity, Unrealized Gains	150	1
Securities held to maturity, Unrealized Losses	256	2,179
Securities held to maturity, fair value	41,455	59,925
Collateralized Mortgage Obligations [Member] | Federal Home Loan Mortgage Corporation [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	4,907	37
Securities available for sale, Unrealized Losses	18
Securities available for sale	4,889	37
Securities held to maturity, Amortized Cost	49,389	78,200
Securities held to maturity, Unrealized Gains	307
Securities held to maturity, Unrealized Losses	103	2,597
Securities held to maturity, fair value	49,593	75,603
Collateralized Mortgage Obligations [Member] | Government National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities held to maturity, Amortized Cost	11,033	17,798
Securities held to maturity, Unrealized Gains	12
Securities held to maturity, Unrealized Losses	83	535
Securities held to maturity, fair value	10,962	17,263
Collateralized Mortgage Obligations [Member] | Privately Issued [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Unrealized Gains	618	767
Securities available for sale	618	767
Mortgage-Backed Securities [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	389,412	300,480
Securities available for sale, Unrealized Gains	3,259	845
Securities available for sale, Unrealized Losses	1,631	7,676
Securities available for sale	391,040	293,649
Securities held to maturity, Amortized Cost	166,785	211,736
Securities held to maturity, Unrealized Gains	1,079	23
Securities held to maturity, Unrealized Losses	623	6,688
Securities held to maturity, fair value	167,241	205,071
Mortgage-Backed Securities [Member] | Federal National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	293,873	258,984
Securities available for sale, Unrealized Gains	2,263	44
Securities available for sale, Unrealized Losses	1,380	6,325
Securities available for sale	294,756	252,703
Securities held to maturity, Amortized Cost	12,049	11,602
Securities held to maturity, Unrealized Gains	227	8
Securities held to maturity, Unrealized Losses	6	261
Securities held to maturity, fair value	12,270	11,349
Mortgage-Backed Securities [Member] | Federal Home Loan Mortgage Corporation [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	52,733	35,962
Securities available for sale, Unrealized Gains	318	13
Securities available for sale, Unrealized Losses	172	1,275
Securities available for sale	52,879	34,700
Securities held to maturity, Amortized Cost	6,995	4,583
Securities held to maturity, Unrealized Gains	77
Securities held to maturity, Unrealized Losses	47	193
Securities held to maturity, fair value	7,025	4,390
Mortgage-Backed Securities [Member] | Government National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Amortized Cost	14,065	5,364
Securities available for sale, Unrealized Gains	60	21
Securities available for sale, Unrealized Losses	4	76
Securities available for sale	14,121	5,309
Securities held to maturity, Amortized Cost	45,758	37,450
Securities held to maturity, Unrealized Gains	306	14
Securities held to maturity, Unrealized Losses	128	923
Securities held to maturity, fair value	$ 45,936	$ 36,541

Investment Securities (Narrativ

Investment Securities (Narrative) (Details)	12 Months Ended
	Dec. 31, 2019USD ($)Security	Dec. 31, 2018USD ($)Security	Dec. 31, 2017USD ($)
Investments [Abstract]
Securities pledged as collateral	$ 676,900,000	$ 751,000,000
Number of security positions, unrealized loss position | Security	91	571
Number of security positions, unrealized loss position for more than 12 months | Security	34	435
Securities, 12 months or longer, Fair Value	$ 47,202,000	$ 672,797,000
Securities, 12 months or longer, Unrealized Losses	$ 659,000	$ 18,467,000
Number of security positions, unrealized loss position for less than 12 months | Security	57	136
Securities, less than 12 months, Fair Value	$ 178,723,000	$ 50,770,000
Securities, less than 12 months, Unrealized Losses	1,595,000	182,000
Impairment recorded	$ 0	$ 0	$ 0

Investment Securities (Interest

Investment Securities (Interest And Dividends On Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Investments [Abstract]
Taxable interest and dividends	$ 14,382	$ 16,510	$ 17,886
Tax-exempt interest and dividends	4,150	5,091	5,869
Total interest and dividends on securities	$ 18,532	$ 21,601	$ 23,755

Investment Securities (Sales Of

Investment Securities (Sales Of Securities Available For Sale) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Investments [Abstract]
Proceeds from sales	$ 178,059	$ 29,851	$ 50,084
Gross realized gains	2,391	73	1,266
Gross realized losses	$ 714	$ 200	$ 6

Investment Securities (Schedule

Investment Securities (Scheduled Maturities Of Securities Available For Sale And Securities Held To Maturity) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Investments [Abstract]
Debt securities available for sale, Due from one to five years, Amortized Cost	$ 64,382
Debt securities available for sale, Due after five years through ten years, Amortized Cost	167,809
Debt securities available for sale, Due after ten years, Amortized Cost	183,661
Securities available for sale, Amortized Cost	415,852	$ 455,582
Debt securities available for sale, Due from one to five years, Fair Value	65,028
Debt securities available for sale, Due after five years through ten years, Fair Value	168,755
Debt securities available for sale, Due after ten years, Fair Value	184,134
Debt securities available for sale, Fair Value	417,917	445,677
Debt securities held to maturity, Due in one year or less, Amortized Cost	54,606
Debt securities held to maturity, Due from one to five years, Amortized Cost	124,235
Debt securities held to maturity, Due after five years through ten years, Amortized Cost	34,838
Debt securities held to maturity, Due after ten years, Amortized Cost	145,321
Securities held to maturity, Amortized Cost	359,000	446,581
Debt securities held to maturity, Due in one year or less, Fair Value	54,937
Debt securities held to maturity, Due from one to five years, Fair Value	127,172
Debt securities held to maturity, Due after five years through ten years, Fair Value	35,494
Debt securities held to maturity, Due after ten years, Fair Value	145,656
Securities held to maturity, Fair Value	$ 363,259	$ 439,581

Investment Securities (Investme

Investment Securities (Investments Gross Unrealized Losses And Fair Value) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	$ 129,206	$ 251
Securities available for sale, Less than 12 months, Unrealized Losses	1,367	1
Securities available for sale, 12 months or longer, Fair Value	16,613	438,290
Securities available for sale, 12 months or longer, Unrealized Losses	264	10,749
Securities available for sale, Fair Value, Total	145,819	438,541
Securities available for sale, Unrealized Losses, Total	1,631	10,750
Securities held to maturity, Less than 12 months, Fair Value	49,517	50,519
Securities held to maturity, Less than 12 months, Unrealized Losses	228	181
Securities held to maturity, 12 months or longer, Fair Value	30,589	234,507
Securities held to maturity, 12 months or longer, Unrealized Losses	395	7,718
Securities held to maturity, Fair Value, Total	80,106	285,026
Securities held to maturity, Unrealized Losses, Total	623	7,899
Total Securities, Less than 12 months, Fair Value	178,723	50,770
Total Securities, Less than 12 months, Unrealized Losses	1,595	182
Total Securities, 12 months or longer, Fair Value	47,202	672,797
Total Securities, 12 months or longer, Unrealized Losses	659	18,467
Total Securities, Fair Value	225,925	723,567
Total Securities, Unrealized Losses	2,254	18,649
U.S. Government Agencies And Government Sponsored Enterprises [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, 12 months or longer, Fair Value		152,028
Securities available for sale, 12 months or longer, Unrealized Losses		3,074
Securities available for sale, Fair Value, Total		152,028
Securities available for sale, Unrealized Losses, Total		3,074
State And Political Subdivisions [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities held to maturity, Less than 12 months, Fair Value		35,751
Securities held to maturity, Less than 12 months, Unrealized Losses		91
Securities held to maturity, 12 months or longer, Fair Value		49,534
Securities held to maturity, 12 months or longer, Unrealized Losses		1,120
Securities held to maturity, Fair Value, Total		85,285
Securities held to maturity, Unrealized Losses, Total		1,211
Collateralized Mortgage Obligations [Member] | Federal National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	8,803
Securities available for sale, Less than 12 months, Unrealized Losses	57
Securities available for sale, 12 months or longer, Fair Value	8	56
Securities available for sale, Fair Value, Total	8,811	56
Securities available for sale, Unrealized Losses, Total	57
Securities held to maturity, Less than 12 months, Fair Value	9,120
Securities held to maturity, Less than 12 months, Unrealized Losses	40
Securities held to maturity, 12 months or longer, Fair Value	13,486	57,973
Securities held to maturity, 12 months or longer, Unrealized Losses	216	2,179
Securities held to maturity, Fair Value, Total	22,606	57,973
Securities held to maturity, Unrealized Losses, Total	256	2,179
Collateralized Mortgage Obligations [Member] | Federal Home Loan Mortgage Corporation [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	4,889
Securities available for sale, Less than 12 months, Unrealized Losses	18
Securities available for sale, 12 months or longer, Fair Value		6
Securities available for sale, Fair Value, Total	4,889	6
Securities available for sale, Unrealized Losses, Total	18
Securities held to maturity, Less than 12 months, Fair Value	15,127
Securities held to maturity, Less than 12 months, Unrealized Losses	30
Securities held to maturity, 12 months or longer, Fair Value	7,988	75,603
Securities held to maturity, 12 months or longer, Unrealized Losses	73	2,597
Securities held to maturity, Fair Value, Total	23,115	75,603
Securities held to maturity, Unrealized Losses, Total	103	2,597
Collateralized Mortgage Obligations [Member] | Government National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities held to maturity, Less than 12 months, Fair Value	8,760
Securities held to maturity, Less than 12 months, Unrealized Losses	72
Securities held to maturity, 12 months or longer, Fair Value	892	17,263
Securities held to maturity, 12 months or longer, Unrealized Losses	11	535
Securities held to maturity, Fair Value, Total	9,652	17,263
Securities held to maturity, Unrealized Losses, Total	83	535
Mortgage-Backed Securities [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	129,206	251
Securities available for sale, Less than 12 months, Unrealized Losses	1,367	1
Securities available for sale, 12 months or longer, Fair Value	16,613	286,262
Securities available for sale, 12 months or longer, Unrealized Losses	264	7,675
Securities available for sale, Fair Value, Total	145,819	286,513
Securities available for sale, Unrealized Losses, Total	1,631	7,676
Securities held to maturity, Less than 12 months, Fair Value	49,517	14,768
Securities held to maturity, Less than 12 months, Unrealized Losses	228	90
Securities held to maturity, 12 months or longer, Fair Value	30,589	184,973
Securities held to maturity, 12 months or longer, Unrealized Losses	395	6,598
Securities held to maturity, Fair Value, Total	80,106	199,741
Securities held to maturity, Unrealized Losses, Total	623	6,688
Mortgage-Backed Securities [Member] | Federal National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	104,634	251
Securities available for sale, Less than 12 months, Unrealized Losses	1,277	1
Securities available for sale, 12 months or longer, Fair Value	7,196	247,615
Securities available for sale, 12 months or longer, Unrealized Losses	103	6,324
Securities available for sale, Fair Value, Total	111,830	247,866
Securities available for sale, Unrealized Losses, Total	1,380	6,325
Securities held to maturity, Less than 12 months, Fair Value	2,388	1,518
Securities held to maturity, Less than 12 months, Unrealized Losses	6	3
Securities held to maturity, 12 months or longer, Fair Value		8,695
Securities held to maturity, 12 months or longer, Unrealized Losses		258
Securities held to maturity, Fair Value, Total	2,388	10,213
Securities held to maturity, Unrealized Losses, Total	6	261
Mortgage-Backed Securities [Member] | Federal Home Loan Mortgage Corporation [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	10,347
Securities available for sale, Less than 12 months, Unrealized Losses	11
Securities available for sale, 12 months or longer, Fair Value	9,409	33,918
Securities available for sale, 12 months or longer, Unrealized Losses	161	1,275
Securities available for sale, Fair Value, Total	19,756	33,918
Securities available for sale, Unrealized Losses, Total	172	1,275
Securities held to maturity, Less than 12 months, Fair Value	2,967	1,467
Securities held to maturity, Less than 12 months, Unrealized Losses	19	5
Securities held to maturity, 12 months or longer, Fair Value	2,598	2,923
Securities held to maturity, 12 months or longer, Unrealized Losses	28	188
Securities held to maturity, Fair Value, Total	5,565	4,390
Securities held to maturity, Unrealized Losses, Total	47	193
Mortgage-Backed Securities [Member] | Government National Mortgage Association [Member]
Schedule of Debt Securities Available For Sale and Held To Maturity Securities [Line Item]
Securities available for sale, Less than 12 months, Fair Value	533
Securities available for sale, Less than 12 months, Unrealized Losses	4
Securities available for sale, 12 months or longer, Fair Value		4,667
Securities available for sale, 12 months or longer, Unrealized Losses		76
Securities available for sale, Fair Value, Total	533	4,667
Securities available for sale, Unrealized Losses, Total	4	76
Securities held to maturity, Less than 12 months, Fair Value	11,155	11,783
Securities held to maturity, Less than 12 months, Unrealized Losses	61	82
Securities held to maturity, 12 months or longer, Fair Value	5,625	22,516
Securities held to maturity, 12 months or longer, Unrealized Losses	67	841
Securities held to maturity, Fair Value, Total	16,780	34,299
Securities held to maturity, Unrealized Losses, Total	$ 128	$ 923

Loans Held for Sale and Loan _3

Loans Held for Sale and Loan Servicing Rights (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Servicing Assets at Fair Value [Line Items]
Loans held for sale	$ 4,224	$ 2,868
Residential real estate mortgages serviced for others	189,800	171,500
Escrow and other custodial funds	3,900	3,700
Residential Real Estate Loans [Member]
Servicing Assets at Fair Value [Line Items]
Loans held for sale	$ 4,200	$ 2,900

Loans Held for Sale and Loan _4

Loans Held for Sale and Loan Servicing Rights (Activity in Capitalized Mortgage Serving Assets) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Loans Held For Sale And Loan Servicing Rights [Abstract]
Mortgage servicing assets, beginning of year	$ 1,021	$ 990	$ 1,077
Originations	349	298	231
Amortization	(242)	(267)	(318)
Mortgage servicing assets, end of year	1,128	1,021	990
Mortgage servicing assets, net, end of year	$ 1,128	$ 1,021	$ 990

Loans (Loan Portfolio) (Details

Loans (Loan Portfolio) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	$ 3,179,465	$ 3,044,320
Net Deferred Loan (Fees) Costs	41,522	42,278
Loans, Net	3,220,987	3,086,598
Allowance for loan losses	(30,482)	(33,914)
Total loans, net	3,190,505	3,052,684
Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	571,222	557,040
Net Deferred Loan (Fees) Costs	818	821
Loans, Net	572,040	557,861
Commercial Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	1,108,315	960,265
Net Deferred Loan (Fees) Costs	(2,032)	(2,071)
Loans, Net	1,106,283	958,194
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	560,717	514,981
Net Deferred Loan (Fees) Costs	11,633	9,174
Loans, Net	572,350	524,155
Residential Real Estate Lines [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	101,048	106,712
Net Deferred Loan (Fees) Costs	3,070	3,006
Loans, Net	104,118	109,718
Consumer Indirect [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	822,179	888,732
Net Deferred Loan (Fees) Costs	27,873	31,185
Loans, Net	850,052	919,917
Other Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal Amount Outstanding	15,984	16,590
Net Deferred Loan (Fees) Costs	160	163
Loans, Net	$ 16,144	$ 16,753

Loans (Narrative) (Details)

Loans (Narrative) (Details)	12 Months Ended
	Dec. 31, 2019USD ($)contract	Dec. 31, 2018USD ($)contract	Dec. 31, 2017USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, related parties	$ 18,600,000	$ 10,300,000
Loans, related parties, new borrowings	9,800,000
Loans, related parties, repayments and other reductions	1,600,000
Past due greater than 90 days and still accruing interest	0	0
Interest income recognized on nonaccrual loans	0	0	$ 0
Estimated interest income	$ 508,000	$ 294,000	$ 481,000
Number of loans modified as TDR | contract	0	0
Number of loans modified as TDR that defaulted | contract	0	0
Days past due when loans are generally placed on nonaccrual status, in days	90 days	90 days
Consumer Overdrafts [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due greater than 90 days and still accruing interest	$ 6,000	$ 8,000

Loans (Recorded Investment By L

Loans (Recorded Investment By Loan Class In Current And Nonaccrual Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	$ 7,081	$ 5,713
Nonaccrual	8,634	7,133
Current	3,163,750	3,031,474
Total Loans	3,179,465	3,044,320	$ 2,694,922
Commercial Business [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	361	228
Nonaccrual	1,177	912
Current	569,684	555,900
Total Loans	571,222	557,040	449,763
Commercial Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	531	574
Nonaccrual	3,146	1,586
Current	1,104,638	958,105
Total Loans	1,108,315	960,265	810,851
Residential Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	1,043	1,537
Nonaccrual	2,484	2,391
Current	557,190	511,053
Total Loans	560,717	514,981	457,761
Residential Real Estate Lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	268	102
Nonaccrual	102	255
Current	100,678	106,355
Total Loans	101,048	106,712	113,422
Consumer Indirect [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	4,748	3,122
Nonaccrual	1,725	1,989
Current	815,706	883,621
Total Loans	822,179	888,732	845,682
Other Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	130	150
Current	15,854	16,440
Total Loans	15,984	16,590	$ 17,443
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	5,897	4,761
30 to 59 Days Past Due [Member] | Commercial Business [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	361	227
30 to 59 Days Past Due [Member] | Commercial Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	531	574
30 to 59 Days Past Due [Member] | Residential Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	929	1,295
30 to 59 Days Past Due [Member] | Residential Real Estate Lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	231	102
30 to 59 Days Past Due [Member] | Consumer Indirect [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	3,729	2,424
30 to 59 Days Past Due [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	116	139
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	1,178	944
60 to 89 Days Past Due [Member] | Commercial Business [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans		1
60 to 89 Days Past Due [Member] | Residential Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	114	242
60 to 89 Days Past Due [Member] | Residential Real Estate Lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	37
60 to 89 Days Past Due [Member] | Consumer Indirect [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	1,019	698
60 to 89 Days Past Due [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	8	3
Greater than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	6	8
Greater than 90 Days [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Loans	$ 6	$ 8

Loans (Summary Of Impaired Loan

Loans (Summary Of Impaired Loans) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	[1]	$ 1,536	$ 2,332
Recorded Investment, With an allowance recorded	[1]	2,787	746
Recorded Investment	[1]	4,323	3,078
Unpaid Principal Balance, With no related allowance recorded	[1]	2,524	3,276
Unpaid Principal Balance, With an allowance recorded	[1]	2,787	746
Unpaid Principal Balance	[1]	5,311	4,022
Related Allowance		693	206
Average Recorded Investment, With no related allowance recorded		2,112	1,848
Average Recorded Investment, With an allowance recorded		3,032	4,394
Average Recorded Investment		5,144	6,242
Interest Income Recognized, With no related allowance recorded
Interest Income Recognized, With an allowance recorded
Interest Income Recognized
Commercial Business [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	[1]	563	319
Recorded Investment, With an allowance recorded	[1]	614	725
Unpaid Principal Balance, With no related allowance recorded	[1]	775	487
Unpaid Principal Balance, With an allowance recorded	[1]	614	725
Related Allowance		214	205
Average Recorded Investment, With no related allowance recorded		411	1,156
Average Recorded Investment, With an allowance recorded		1,207	2,458
Interest Income Recognized, With no related allowance recorded
Interest Income Recognized, With an allowance recorded
Commercial Mortgage [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	[1]	973	2,013
Recorded Investment, With an allowance recorded	[1]	2,173	21
Unpaid Principal Balance, With no related allowance recorded	[1]	1,749	2,789
Unpaid Principal Balance, With an allowance recorded	[1]	2,173	21
Related Allowance		479	1
Average Recorded Investment, With no related allowance recorded		1,701	692
Average Recorded Investment, With an allowance recorded		1,825	1,936
Interest Income Recognized, With no related allowance recorded
Interest Income Recognized, With an allowance recorded
[1]	Difference between recorded investment and unpaid principal balance represents partial charge-offs.

Loans (Commercial Loan Portfoli

Loans (Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 3,179,465	$ 3,044,320
Commercial Business [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	571,222	557,040
Commercial Business [Member] | Uncriticized [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	544,406	531,756
Commercial Business [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	7,933	16,499
Commercial Business [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	18,883	8,785
Commercial Business [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans
Commercial Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,108,315	960,265
Commercial Mortgage [Member] | Uncriticized [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,098,133	943,991
Commercial Mortgage [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	4,098	10,633
Commercial Mortgage [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	6,084	5,641
Commercial Mortgage [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans

Loans (Retail Loan Portfolio Ca

Loans (Retail Loan Portfolio Categorized By Payment Status) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 3,179,465	$ 3,044,320
Residential Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	560,717	514,981
Residential Real Estate Loans [Member] | Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	558,233	512,590
Residential Real Estate Loans [Member] | Non-Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	2,484	2,391
Residential Real Estate Lines [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	101,048	106,712
Residential Real Estate Lines [Member] | Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	100,946	106,457
Residential Real Estate Lines [Member] | Non-Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	102	255
Consumer Indirect [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	822,179	888,732
Consumer Indirect [Member] | Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	820,454	886,743
Consumer Indirect [Member] | Non-Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,725	1,989
Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	15,984	16,590
Other Consumer [Member] | Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	15,978	16,582
Other Consumer [Member] | Non-Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 6	$ 8

Loans (Changes In The Allowance

Loans (Changes In The Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning balance	$ 33,914	$ 34,672	$ 30,934
Allowance for loan losses, Charge-offs	(17,811)	(15,734)	(15,251)
Allowance for loan losses, Recoveries	6,335	6,042	5,628
Allowance for loan losses, Provision (credit)	8,044	8,934	13,361
Allowance for loan losses, Ending balance	30,482	33,914	34,672
Allowance for loan losses, Individually Evaluated for impairment	693	206	2,108
Allowance for loan losses, Collectively Evaluated for impairment	29,789	33,708	32,564
Loans, Ending balance	3,179,465	3,044,320	2,694,922
Loans, Individually Evaluated for impairment	4,323	3,078	8,174
Loans, Collectively Evaluated for impairment	3,175,142	3,041,242	2,686,748
Commercial Business [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning balance	14,312	15,668	7,225
Allowance for loan losses, Charge-offs	(2,481)	(2,319)	(3,614)
Allowance for loan losses, Recoveries	492	509	416
Allowance for loan losses, Provision (credit)	(965)	454	11,641
Allowance for loan losses, Ending balance	11,358	14,312	15,668
Allowance for loan losses, Individually Evaluated for impairment	214	205	2,001
Allowance for loan losses, Collectively Evaluated for impairment	11,144	14,107	13,667
Loans, Ending balance	571,222	557,040	449,763
Loans, Individually Evaluated for impairment	1,177	1,044	5,322
Loans, Collectively Evaluated for impairment	570,045	555,996	444,441
Commercial Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning balance	5,219	3,696	10,315
Allowance for loan losses, Charge-offs	(2,997)	(1,020)	(10)
Allowance for loan losses, Recoveries	17	13	262
Allowance for loan losses, Provision (credit)	3,442	2,530	(6,871)
Allowance for loan losses, Ending balance	5,681	5,219	3,696
Allowance for loan losses, Individually Evaluated for impairment	479	1	107
Allowance for loan losses, Collectively Evaluated for impairment	5,202	5,218	3,589
Loans, Ending balance	1,108,315	960,265	810,851
Loans, Individually Evaluated for impairment	3,146	2,034	2,852
Loans, Collectively Evaluated for impairment	1,105,169	958,231	807,999
Residential Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning balance	1,112	1,322	1,478
Allowance for loan losses, Charge-offs	(340)	(95)	(431)
Allowance for loan losses, Recoveries	43	159	130
Allowance for loan losses, Provision (credit)	244	(274)	145
Allowance for loan losses, Ending balance	1,059	1,112	1,322
Allowance for loan losses, Collectively Evaluated for impairment	1,059	1,112	1,322
Loans, Ending balance	560,717	514,981	457,761
Loans, Collectively Evaluated for impairment	560,717	514,981	457,761
Residential Real Estate Lines [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning balance	210	180	303
Allowance for loan losses, Charge-offs	(13)	(142)	(106)
Allowance for loan losses, Recoveries	6	20	60
Allowance for loan losses, Provision (credit)	(85)	152	(77)
Allowance for loan losses, Ending balance	118	210	180
Allowance for loan losses, Collectively Evaluated for impairment	118	210	180
Loans, Ending balance	101,048	106,712	113,422
Loans, Collectively Evaluated for impairment	101,048	106,712	113,422
Consumer Indirect [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning balance	12,572	13,415	11,311
Allowance for loan losses, Charge-offs	(10,810)	(10,850)	(10,164)
Allowance for loan losses, Recoveries	5,390	5,024	4,444
Allowance for loan losses, Provision (credit)	4,700	4,983	7,824
Allowance for loan losses, Ending balance	11,852	12,572	13,415
Allowance for loan losses, Collectively Evaluated for impairment	11,852	12,572	13,415
Loans, Ending balance	822,179	888,732	845,682
Loans, Collectively Evaluated for impairment	822,179	888,732	845,682
Other Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Beginning balance	489	391	302
Allowance for loan losses, Charge-offs	(1,170)	(1,308)	(926)
Allowance for loan losses, Recoveries	387	317	316
Allowance for loan losses, Provision (credit)	708	1,089	699
Allowance for loan losses, Ending balance	414	489	391
Allowance for loan losses, Collectively Evaluated for impairment	414	489	391
Loans, Ending balance	15,984	16,590	17,443
Loans, Collectively Evaluated for impairment	$ 15,984	$ 16,590	$ 17,443

Premises and Equipment, Net (Ma

Premises and Equipment, Net (Major Classes of Premises and Equipment) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Property, Plant and Equipment [Line Items]
Premises and equipment	$ 102,212	$ 99,385
Accumulated depreciation and amortization	(60,788)	(56,546)
Premises and equipment, net	41,424	42,839
Land and Land Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment	6,022	6,003
Buildings and Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment	56,164	54,059
Furniture Fixtures Equipment and Vehicles [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment	$ 40,026	$ 39,323

Premises and Equipment, Net (Na

Premises and Equipment, Net (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Property, Plant and Equipment [Line Items]
Depreciation and amortization	$ 8,213	$ 6,477	$ 6,177
Occupancy And Equipment Expense [Member]
Property, Plant and Equipment [Line Items]
Depreciation and amortization	$ 5,000	$ 5,100	$ 4,900

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets (Narrative) (Details) - USD ($)	3 Months Ended		12 Months Ended
	Dec. 31, 2018	Jun. 30, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Finite Lived Intangible Assets [Line Items]
Goodwill impairment	$ 2,400,000	$ 1,600,000	$ 0	$ 2,350,000	$ 1,575,000
Contingent consideration liability adjustment		$ 1,200,000			1,200,000
Amortization during the year			1,250,000	1,257,000	1,170,000
Core Deposits [Member]
Finite Lived Intangible Assets [Line Items]
Amortization during the year			115,000	160,000	205,000
Other Intangible Assets [Member]
Finite Lived Intangible Assets [Line Items]
Amortization during the year			$ 1,100,000	1,100,000	965,000
Banking Segment [Member]
Finite Lived Intangible Assets [Line Items]
Goodwill impairment				0	0
Courier Capital [Member]
Finite Lived Intangible Assets [Line Items]
Goodwill impairment				0	$ 0
HNP Capital [Member]
Finite Lived Intangible Assets [Line Items]
Goodwill impairment				$ 0

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets (Changes In Carrying Amount Of Goodwill) (Details) - USD ($)	3 Months Ended		12 Months Ended
	Dec. 31, 2018	Jun. 30, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Goodwill [Line Items]
Goodwill, beginning balance			$ 66,062,000	$ 65,840,000
Impairment	$ (2,400,000)	$ (1,600,000)	0	(2,350,000)	$ (1,575,000)
Acquisition				2,572,000
Goodwill, ending balance	66,062,000		66,062,000	66,062,000	65,840,000
Banking [Member]
Goodwill [Line Items]
Goodwill, beginning balance			48,536,000	48,536,000
Impairment				0	0
Goodwill, ending balance	48,536,000		48,536,000	48,536,000	48,536,000
Non-Banking [Member]
Goodwill [Line Items]
Goodwill, beginning balance			17,526,000	17,304,000
Impairment				(2,350,000)
Acquisition				2,572,000
Goodwill, ending balance	$ 17,526,000		$ 17,526,000	$ 17,526,000	$ 17,304,000

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets (Changes in Gross Carrying Amount Accumulated Amortization and Net Book Value) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Goodwill [Line Items]
Net book value	$ 8,861	$ 10,111
Core Deposits [Member]
Goodwill [Line Items]
Gross carrying amount	2,042	2,042
Accumulated amortization	(1,944)	(1,829)
Net book value	98	213
Other Intangible Assets [Member]
Goodwill [Line Items]
Gross carrying amount	13,883	13,883
Accumulated amortization	(5,120)	(3,985)
Net book value	$ 8,763	$ 9,898

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets (Estimated Core Deposit Intangible Amortization Expense) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Goodwill And Intangible Assets Disclosure [Abstract]
2020	$ 1,134
2021	1,014
2022	923
2023	852
2024	$ 783

Leases (Narrative) (Details)

Leases (Narrative) (Details)	12 Months Ended
	Dec. 31, 2019BuildingLease	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Leases [Abstract]
Operating leases term description	The Company is obligated under a number of non-cancellable operating lease agreements for land, buildings and equipment with terms, including renewal options reasonably certain to be exercised, extending through 2047
Sublease extension terms	One building lease is subleased for terms extending through 2021
Number of buildings subleased | BuildingLease	1
Operating leases, weighted average remaining lease term	21 years 8 months 12 days
Operating leases, weighted-average discount rate	3.80%
Rent expense | $		$ 2,900	$ 2,600

Leases (Summary of Classificati

Leases (Summary of Classification of Right of Use Assets and Lease Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Operating Lease Right of Use Assets:
Gross carrying amount	$ 23,224
Accumulated amortization	(1,861)
Net book value	$ 21,363
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	us-gaap:OtherAssets	us-gaap:OtherAssets
Operating Lease Liabilities:
Right of use lease obligations	$ 22,800
Operating Lease, Liability, Statement of Financial Position [Extensible List]	us-gaap:OtherLiabilities	us-gaap:OtherLiabilities

Leases (Summary of Lease Costs

Leases (Summary of Lease Costs and Other Lease Information (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Lease Costs:
Operating lease costs	$ 2,758
Variable lease costs	428	[1]
Sublease income	(46)
Net lease costs	3,140
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from operating leases	2,641
Initial recognition of operating lease right of use assets	23,275
Initial recognition of operating lease liabilities	23,985
Right of use assets obtained in exchange for new operating lease liabilities	$ 620
[1]	Variable lease costs primarily represent variable payments such as common area maintenance, insurance, taxes and utilities.

Leases (Summary of Future Minim

Leases (Summary of Future Minimum Payments Under Non-cancellable Operating Leases (Details) $ in Thousands	Dec. 31, 2019USD ($)
Leases [Abstract]
2020	$ 2,523
2021	2,308
2022	1,857
2023	1,493
2024	1,182
Thereafter	25,931
Total future minimum operating lease payments	35,294
Amounts representing interest	(12,494)
Present value of net future minimum operating lease payments	$ 22,800

Deposits (Summary of Deposits)

Deposits (Summary of Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deposits [Abstract]
Noninterest-bearing demand	$ 707,752	$ 755,460
Interest-bearing demand	627,842	622,482
Savings and money market	1,039,892	968,897
Certificates of deposit, due: Within one year	1,099,488	871,007
Certificates of deposit, due: One to two years	60,868	91,028
Certificates of deposit, due: Two to three years	14,869	40,151
Certificates of deposit, due: Three to four years	3,251	15,956
Certificates of deposit, due: Four to five years	1,708	1,921
Certificates of deposit, due: Thereafter	5	5
Total time deposits	1,180,189	1,020,068
Total deposits	$ 3,555,675	$ 3,366,907

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Deposits [Abstract]
Time deposits, $250,000 or more	$ 287	$ 209.6

Deposits (Interest Expense by D

Deposits (Interest Expense by Deposits Type) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Deposits [Abstract]
Interest-bearing demand	$ 1,372	$ 1,067	$ 897
Savings and money market	4,365	2,887	1,487
Time deposits	22,757	15,101	8,709
Total interest expense on deposits	$ 28,494	$ 19,055	$ 11,093

Borrowings (Components of Outst

Borrowings (Components of Outstanding Borrowings) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Short-term borrowings:
Short-term FHLB borrowings	$ 275,500	$ 405,500
Other		64,000
Total short-term borrowings	275,500	469,500
Long-term borrowings:
Subordinated notes, net	39,273	39,202
Total borrowings	$ 314,773	$ 508,702

Borrowings (Narrative) (Details

Borrowings (Narrative) (Details) - USD ($)	Apr. 15, 2015	Dec. 31, 2019	Dec. 31, 2018
Short Term And Long Term Borrowings [Line Items]
Short-term FHLB borrowings		$ 275,500,000	$ 405,500,000
Outstanding under unsecured federal funds purchased			$ 64,000,000
Short-term borrowings, weighted average rate		1.88%	2.64%
Line of credit drawn amount		$ 0	$ 0
Subordinated Notes Due April 15, 2030 [Member]
Short Term And Long Term Borrowings [Line Items]
Principal amount	$ 40,000,000
Interest rate	6.00%
Number of years at stated rate		10 years
Proceeds from issuance of debt, net		$ 38,900,000
Debt issuance costs		$ 1,100,000
Debt issuance cost amortization period		15 years
Subordinated Notes Due April 15, 2030 [Member] | LIBOR [Member]
Short Term And Long Term Borrowings [Line Items]
Spread on variable rate	3.944%
Commercial Bank [Member]
Short Term And Long Term Borrowings [Line Items]
Revolving line of credit allowing borrowings		$ 20,000,000
Federal Home Loan Bank Overnight Borrowings [Member]
Short Term And Long Term Borrowings [Line Items]
Short-term FHLB borrowings		10,000,000	200,000,000
Federal Home Loan Borrowings Short Term Advances [Member]
Short Term And Long Term Borrowings [Line Items]
Short-term FHLB borrowings		$ 265,500,000	$ 205,500,000

Derivative Instruments and He_3

Derivative Instruments and Hedging Activities (Narrative) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Estimated to be reclassified as an increase to interest expense during next twelve months	$ 582

Derivative Instruments and He_4

Derivative Instruments and Hedging Activities (Fair Values of Derivative Instruments on the Balance Sheet) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Derivatives Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	$ 100,000	$ 100,000
Derivatives Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives		631
Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	353,145	116,166
Derivatives Not Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives	6,551	1,886
Derivatives Not Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives	6,745	2,057
Cash Flow Hedging [Member] | Derivatives Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	100,000	100,000
Cash Flow Hedging [Member] | Derivatives Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives		631
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	272,962	71,977
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives	6,419	1,803
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives	6,720	2,006
Credit Contract [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	68,324	36,670
Credit Contract [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives	13
Credit Contract [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives	18	24
Mortgage Banking [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Gross notional amount	11,859	7,519
Mortgage Banking [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Asset derivatives	119	83
Mortgage Banking [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability derivatives	$ 7	$ 27

Derivative Instruments and He_5

Derivative Instruments and Hedging Activities (Fair Values of Derivative Instruments on the Balance Sheet) (Parenthetical) (Details) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Obligations secured with cash	$ 6.7	$ 1.3

Derivative Instruments and He_6

Derivative Instruments and Hedging Activities (Effect of Derivative Instruments on the Income Statement) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	$ 2,274	$ 972	$ 131
Derivatives Not Designated as Hedging Instruments [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	2,274	972	131
Interest Rate Swap [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Income (Loss) from Derivative Instruments, Net [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	2,189	759
Credit Contract [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Income (Loss) from Derivative Instruments, Net [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	29	184	$ 131
Mortgage Banking [Member] | Derivatives Not Designated as Hedging Instruments [Member] | Income (Loss) from Derivative Instruments, Net [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income	$ 56	$ 29

Commitments And Contingencies_2

Commitments And Contingencies (Off-Balance Sheet Commitments) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet commitments
Commitments To Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet commitments	820,282	687,875
Standby Letters Of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet commitments	$ 21,911	$ 11,977

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Dec. 31, 2018
Federal Reserve Bank Of New York [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Reserve requirement	$ 6.4		$ 5.5
Subordinated Notes Due April 15, 2030 [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 2 capital	39.3
Preferred Equity [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 capital	$ 17.3
Fully Phased-in [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Capital Conservation Buffer	2.50%
Phase-in Schedule [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Capital Conservation Buffer	0.625%
Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 capital, For Capital Adequacy Purposes, Ratio	4.50%
Tier 1 capital, For Capital Adequacy Purposes, Ratio	6.00%
Total risk-based capital, For Capital Adequacy Purposes, Ratio	8.00%
Minimum [Member] | Fully Phased-in [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 capital, For Capital Adequacy Purposes, Ratio	7.00%
Tier 1 capital, For Capital Adequacy Purposes, Ratio	8.50%
Total risk-based capital, For Capital Adequacy Purposes, Ratio	10.50%
Tier 1 leverage, For Capital Adequacy Purposes, Ratio	4.00%
Community Bank Leverage Ratio [Member] | Bank Maintains More Than Community Bank Leverage Ratio Percent [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Percentage of adequate CBLR to be maintained for qualifying and not qualifying community banking organizations		9.00%
Community Bank Leverage Ratio [Member] | Bank Does Not Maintain More Than Community Bank Leverage Ratio Percent [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Percentage of adequate CBLR to be maintained for qualifying and not qualifying community banking organizations		9.00%
Community Bank Leverage Ratio [Member] | Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Percentage of community bank leverage ratio	8.00%
Community Bank Leverage Ratio [Member] | Maximum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Percentage of community bank leverage ratio	10.00%

Regulatory Matters (Actual And

Regulatory Matters (Actual And Required Capital Ratios) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Parent Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 leverage, Actual Amount	$ 381,473	$ 344,283
Tier 1 leverage, Actual Ratio	9.00%	8.16%
Tier 1 leverage, Well Capitalized, Amount	$ 211,880	$ 210,949
Tier 1 leverage, Well Capitalized, Ratio	5.00%	5.00%
CET1 capital, Actual Amount	$ 364,145	$ 326,955
CET1 capital, Actual Ratio	10.31%	9.70%
CET1 capital, Well Capitalized, Amount	$ 229,663	$ 219,150
CET1 capital, Well Capitalized, Ratio	6.50%	6.50%
Tier 1 capital, Actual Amount	$ 381,473	$ 344,283
Tier 1 capital, Actual Ratio	10.80%	10.21%
Tier 1 capital, Well Capitalized, Amount	$ 282,663	$ 269,723
Tier 1 capital, Well Capitalized, Ratio	8.00%	8.00%
Total risk-based capital, Actual Amount	$ 451,228	$ 417,399
Total risk-based capital, Actual Ratio	12.77%	12.38%
Total risk-based capital, Well Capitalized, Amount	$ 353,328	$ 337,154
Total risk-based capital, Well Capitalized, Ratio	10.00%	10.00%
Parent Company [Member] | Phase-in Schedule [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 leverage, For Capital Adequacy Purposes, Amount	$ 169,504	$ 168,759
Tier 1 leverage, For Capital Adequacy Purposes, Ratio	4.00%	4.00%
CET1 capital, For Capital Adequacy Purposes, Amount	$ 247,330	$ 214,936
CET1 capital, For Capital Adequacy Purposes, Ratio	7.00%	6.38%
Tier 1 capital, For Capital Adequacy Purposes, Amount	$ 300,329	$ 265,509
Tier 1 capital, For Capital Adequacy Purposes, Ratio	8.50%	7.88%
Total risk-based capital, For Capital Adequacy Purposes, Amount	$ 370,995	$ 332,940
Total risk-based capital, For Capital Adequacy Purposes, Ratio	10.50%	9.88%
Parent Company [Member] | Fully Phased-in [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 leverage, For Capital Adequacy Purposes, Amount	$ 169,504	$ 168,759
Tier 1 leverage, For Capital Adequacy Purposes, Ratio	4.00%	4.00%
CET1 capital, For Capital Adequacy Purposes, Amount	$ 247,330	$ 236,008
CET1 capital, For Capital Adequacy Purposes, Ratio	7.00%	7.00%
Tier 1 capital, For Capital Adequacy Purposes, Amount	$ 300,329	$ 286,581
Tier 1 capital, For Capital Adequacy Purposes, Ratio	8.50%	8.50%
Total risk-based capital, For Capital Adequacy Purposes, Amount	$ 370,995	$ 354,012
Total risk-based capital, For Capital Adequacy Purposes, Ratio	10.50%	10.50%
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 leverage, Actual Amount	$ 409,031	$ 372,939
Tier 1 leverage, Actual Ratio	9.67%	8.86%
Tier 1 leverage, Well Capitalized, Amount	$ 211,486	$ 210,419
Tier 1 leverage, Well Capitalized, Ratio	5.00%	5.00%
CET1 capital, Actual Amount	$ 409,031	$ 372,939
CET1 capital, Actual Ratio	11.61%	11.09%
CET1 capital, Well Capitalized, Amount	$ 229,055	$ 218,488
CET1 capital, Well Capitalized, Ratio	6.50%	6.50%
Tier 1 capital, Actual Amount	$ 409,031	$ 372,939
Tier 1 capital, Actual Ratio	11.61%	11.09%
Tier 1 capital, Well Capitalized, Amount	$ 281,914	$ 268,908
Tier 1 capital, Well Capitalized, Ratio	8.00%	8.00%
Total risk-based capital, Actual Amount	$ 439,514	$ 406,853
Total risk-based capital, Actual Ratio	12.47%	12.10%
Total risk-based capital, Well Capitalized, Amount	$ 352,392	$ 336,135
Total risk-based capital, Well Capitalized, Ratio	10.00%	10.00%
Bank [Member] | Phase-in Schedule [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 leverage, For Capital Adequacy Purposes, Amount	$ 169,189	$ 168,335
Tier 1 leverage, For Capital Adequacy Purposes, Ratio	4.00%	4.00%
CET1 capital, For Capital Adequacy Purposes, Amount	$ 246,674	$ 214,286
CET1 capital, For Capital Adequacy Purposes, Ratio	7.00%	6.38%
Tier 1 capital, For Capital Adequacy Purposes, Amount	$ 299,533	$ 264,706
Tier 1 capital, For Capital Adequacy Purposes, Ratio	8.50%	7.88%
Total risk-based capital, For Capital Adequacy Purposes, Amount	$ 370,011	$ 331,933
Total risk-based capital, For Capital Adequacy Purposes, Ratio	10.50%	9.88%
Bank [Member] | Fully Phased-in [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 leverage, For Capital Adequacy Purposes, Amount	$ 169,189	$ 168,335
Tier 1 leverage, For Capital Adequacy Purposes, Ratio	4.00%	4.00%
CET1 capital, For Capital Adequacy Purposes, Amount	$ 246,674	$ 235,294
CET1 capital, For Capital Adequacy Purposes, Ratio	7.00%	7.00%
Tier 1 capital, For Capital Adequacy Purposes, Amount	$ 299,533	$ 285,715
Tier 1 capital, For Capital Adequacy Purposes, Ratio	8.50%	8.50%
Total risk-based capital, For Capital Adequacy Purposes, Amount	$ 370,011	$ 352,942
Total risk-based capital, For Capital Adequacy Purposes, Ratio	10.50%	10.50%

Shareholders Equity (Narrative)

Shareholders Equity (Narrative) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Shareholders Equity [Line Items]
Capital shares authorized	50,210,000
Common stock, shares authorized	50,000,000	50,000,000
Common stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	210,000
Preferred stock, par value	$ 100
Preferred stock, shares issued	173,282	173,282
Preferred stock, shares outstanding	173,282	173,282
Preferred Class A [Member]
Shareholders Equity [Line Items]
Preferred stock, shares authorized	10,000
Preferred Class B [Member]
Shareholders Equity [Line Items]
Preferred stock, shares authorized	200,000
Series A 3% Preferred Stock [Member]
Shareholders Equity [Line Items]
Preferred stock, shares authorized	1,533	1,533
Preferred stock, par value	$ 100	$ 100
Preferred stock, shares issued	1,435	1,435
Preferred stock, shares outstanding	1,435	1,435
Preferred stock, dividend percentage	3.00%	3.00%	3.00%
Preferred stock, dividend per share	$ 3
Series B-1 8.48% Preferred Stock [Member]
Shareholders Equity [Line Items]
Preferred stock, shares authorized	200,000	200,000
Preferred stock, par value	$ 100	$ 100
Preferred stock, shares issued	171,847	171,847
Preferred stock, shares outstanding	171,847	171,847
Preferred stock, dividend percentage	8.48%	8.48%	8.48%
Preferred stock, dividend per share	$ 8.48

Shareholders' Equity (Changes I

Shareholders' Equity (Changes In Shares Of Common Stock) (Details) - shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Shareholders Equity [Line Items]
Treasury stock, beginning balance	127,580
Shares issued, beginning balance	16,056,178	16,056,178
Common stock issued for Courier Capital contingent earn-out	43,378
Restricted stock awards issued
Restricted stock awards forfeited
Stock options exercised
Stock awards
Treasury stock purchases
Treasury stock, ending balance	96,657	127,580
Shares issued, ending balance	16,099,556	16,056,178
Common Stock [Member]
Shareholders Equity [Line Items]
Shares outstanding, beginning balance	15,928,598	15,924,938
Common stock issued for Courier Capital contingent earn-out	43,378
Restricted stock awards issued	8,226	7,370
Restricted stock awards forfeited		(23,901)
Stock options exercised	28,080	17,450
Stock awards	4,192	6,363
Treasury stock purchases	(9,575)	(3,622)
Shares outstanding, ending balance	16,002,899	15,928,598
Treasury Stock [Member]
Shareholders Equity [Line Items]
Treasury stock, beginning balance	127,580	131,240
Common stock issued for Courier Capital contingent earn-out
Restricted stock awards issued	(8,226)	(7,370)
Restricted stock awards forfeited		23,901
Stock options exercised	(28,080)	(17,450)
Stock awards	(4,192)	(6,363)
Treasury stock purchases	9,575	3,622
Treasury stock, ending balance	96,657	127,580

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Components of Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Other comprehensive income (loss), Pre-tax Amount		$ 12,664	$ (12,522)	$ 3,313
Other comprehensive income (loss), Tax Effect		3,113	(3,157)	1,278
Other comprehensive income (loss), before Reclassifications, Net-of-tax Amount		9,374	(10,275)	2,028
Amounts reclassified from accumulated other comprehensive income (loss)		177	910	7
Total other comprehensive income (loss), net of tax		9,551	(9,365)	2,035
Securities Available for Sale and Transferred Securities [Member]
Other comprehensive income (loss), before Reclassifications, Pre-tax Amount		13,648	(6,547)	1,841
Reclassification, Pre-tax Amount	[1]	(1,176)	539	(1,103)
Other comprehensive income (loss), Pre-tax Amount		12,472	(6,008)	738
Other comprehensive income (loss), before Reclassifications, Tax Effect		3,456	(1,650)	710
Reclassification, Tax Effect	[1]	(307)	136	(426)
Other comprehensive income (loss), Tax Effect		3,149	(1,514)	284
Other comprehensive income (loss), before Reclassifications, Net-of-tax Amount		10,192	(4,897)	1,131
Amounts reclassified from accumulated other comprehensive income (loss)	[1]	(869)	403	(677)
Total other comprehensive income (loss), net of tax		9,323	(4,494)	454
Accumulated Net Gain (Loss) from Cash Flow Hedges Including Portion Attributable to Noncontrolling Interest [Member]
Other comprehensive income (loss), Pre-tax Amount		(327)	(369)
Other comprehensive income (loss), Tax Effect		(85)	(93)
Total other comprehensive income (loss), net of tax		(242)	(276)
Accumulated Defined Benefit Plans Adjustment, Net Prior Service Including Portion Attributable to Noncontrolling Interest [Member]
Other comprehensive income (loss), Pre-tax Amount		1,398	678	1,115
Other comprehensive income (loss), Tax Effect		352	171	431
Total other comprehensive income (loss), net of tax		1,046	507	684
Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Including Portion Attributable to Noncontrolling Interest [Member]
Other comprehensive income (loss), Pre-tax Amount		(879)	(6,823)	1,460
Other comprehensive income (loss), Tax Effect		(303)	(1,721)	563
Total other comprehensive income (loss), net of tax		(576)	(5,102)	897
Accumulated Defined Benefit Plans Adjustment Including Portion Attributable to Noncontrolling Interest [Member]
Other comprehensive income (loss), Pre-tax Amount		519	(6,145)	2,575
Other comprehensive income (loss), Tax Effect		49	(1,550)	994
Total other comprehensive income (loss), net of tax		$ 470	$ (4,595)	$ 1,581
[1]	Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) (Components of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	$ 396,293	$ 381,177	$ 320,054
Other comprehensive income (loss) before reclassifications	9,374	(10,275)	2,028
Amounts reclassified from accumulated other comprehensive income (loss)	177	910	7
Total other comprehensive income (loss), net of tax	9,551	(9,365)	2,035
Balance	438,947	396,293	381,177
Hedging Derivative Instruments [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(276)
Other comprehensive income (loss) before reclassifications	(242)	(276)
Total other comprehensive income (loss), net of tax	(242)	(276)
Balance	(518)	(276)
Securities Available-For-Sale and Transferred Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(7,769)	(3,275)	(3,729)
Reclassification adjustment for net gains included in net income	(681)
Other comprehensive income (loss) before reclassifications	10,192	(4,897)	1,131
Amounts reclassified from accumulated other comprehensive income (loss)	(869)	403	(677)
Total other comprehensive income (loss), net of tax	9,323	(4,494)	454
Balance	873	(7,769)	(3,275)
Pension And Post-Retirement Obligations [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(13,236)	(8,641)	(10,222)
Reclassification adjustment for net gains included in net income	(2,102)
Other comprehensive income (loss) before reclassifications	(576)	(5,102)	897
Amounts reclassified from accumulated other comprehensive income (loss)	1,046	507	684
Total other comprehensive income (loss), net of tax	470	(4,595)	1,581
Balance	(14,868)	(13,236)	(8,641)
Accumulated Other Comprehensive Income (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(21,281)	(11,916)	(13,951)
Reclassification adjustment for net gains included in net income	(2,783)
Total other comprehensive income (loss), net of tax	9,551	(9,365)	2,035
Balance	$ (14,513)	$ (21,281)	$ (11,916)

Accumulated Other Comprehensi_5

Accumulated Other Comprehensive Income (Loss) (Amounts Reclassified Out of Each Component of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net gain (loss) on investment securities		$ 1,677	$ (127)	$ 1,260
Interest income		129,912	122,864	112,615
Income before income taxes		59,421	49,532	43,471
Income tax (expense) benefit		(10,559)	(10,006)	(9,945)
Net income		48,862	39,526	33,526
Total reclassified for the period		(177)	(910)	(7)
Securities Available for Sale and Transferred Securities [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification before tax	[1]	1,176	(539)	1,103
Reclassification tax	[1]	(307)	136	(426)
Total reclassified for the period	[1]	869	(403)	677
Prior Service Credit [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification before tax	[2]	65	72
Net Actuarial Losses [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification before tax	[2]	(1,463)	(750)
Pension And Post-Retirement Obligations [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification before tax		(1,398)	(678)
Reclassification tax		352	171
Total reclassified for the period		(1,046)	(507)	$ (684)
Reclassification out of Accumulated Other Comprehensive Income | Securities Available for Sale and Transferred Securities [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net gain (loss) on investment securities		1,677	(127)
Interest income		(501)	(412)
Income before income taxes		1,176	(539)
Income tax (expense) benefit		(307)	136
Net income		$ 869	$ (403)
[1]	Includes amounts related to the amortization/accretion of unrealized net gains and losses related to the Company’s reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.
[2]	These items are included in the computation of net periodic pension expense. See Note 19 – Employee Benefit Plans for additional information.

Share-Based Compensation (Narra

Share-Based Compensation (Narrative) (Details) $ / shares in Units, $ in Thousands	May 22, 2019	Feb. 26, 2019	Dec. 31, 2019USD ($)Director$ / sharesshares	Dec. 31, 2018USD ($)Director$ / sharesshares	Dec. 31, 2017USD ($)Director$ / sharesshares	Dec. 31, 2016shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expiration period			10 years
Stock options awarded			0	0	0
Unrecognized compensation expense | $			$ 0
Aggregate intrinsic value | $				$ 236	$ 297
Proceeds from stock options exercised | $				$ 320	$ 413
Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grant date fair value | $ / shares			$ 29.78	$ 29.03	$ 30.88
Shares issued in lieu of cash			4,192	6,363	7,841
Number of non-employee directors | Director			3	5	6
Restricted Stock Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense | $			$ 2,000
Expected recognition expense period, weighted average period in years			2 years
TSR Performance Requirement [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected term	2 years 7 months 9 days	2 years 10 months 2 days		2 years 10 months 2 days	2 years 10 months 6 days
Risk free interest rate	2.18%	2.43%		2.39%	1.45%
Expected dividend yield	3.60%	3.20%		2.83%	2.41%
Expected stock price volatility	22.00%	21.30%		21.20%	21.90%
2015 Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares available for grant			216,000
Non-employee Directors Stock Incentive Plan [Member] | Restricted Stock Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted shares of common stock awarded			8,226	7,370	8,898
Required service period			1 year	1 year	1 year
Grant date fair value | $ / shares			$ 27.33	$ 33.90	$ 29.47
Non-employee Directors Stock Incentive Plan [Member] | Restricted Stock Awards [Member] | Vested Immediately [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based compensation, vesting percentage			50.00%
Restricted shares of common stock awarded			4,113	3,690	4,454
Non-employee Directors Stock Incentive Plan [Member] | Restricted Stock Awards [Member] | Vested After Completion of One-Year Service Requirement [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based compensation, vesting percentage			50.00%
Restricted shares of common stock awarded			4,113	3,680	4,444
Management Stock Incentive Plan [Member] | Restricted Stock Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted shares of common stock awarded						12,531
Required service period			3 years	3 years	3 years
Grant date fair value | $ / shares			$ 25.60	$ 27.76	$ 31.88
Share-based vesting date					Feb. 22, 2020
Management Stock Incentive Plan [Member] | Restricted Stock Awards [Member] | TSR Performance Requirement [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Required service period			3 years	1 year	3 years
Management Stock Incentive Plan [Member] | PSUs [Member] | TSR Performance Requirement [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based compensation, vesting percentage			50.00%
Management Stock Incentive Plan [Member] | PSUs [Member] | ROAA Performance Requirement [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based compensation, vesting percentage			50.00%
Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			5 years
Maximum [Member] | Restricted Stock Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			3 years
Maximum [Member] | 2015 Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Maximum number of grants authorized			438,076
Maximum [Member] | Management Stock Incentive Plan [Member] | Restricted Stock Awards [Member] | TSR Performance Requirement [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted shares of common stock awarded			21,970	14,877
Maximum [Member] | Management Stock Incentive Plan [Member] | Restricted Stock Awards [Member] | Vested After Completion of Three-Year Service Requirement [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted shares of common stock awarded			54,476	37,676	27,831
Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			3 years
Minimum [Member] | Restricted Stock Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			2 years

Share-Based Compensation (Summa

Share-Based Compensation (Summary of Restricted Stock Awards and Restricted Stock Units Activity) (Details) - Restricted Stock Awards and Restricted Stock Units [Member]	12 Months Ended
	Dec. 31, 2019$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding at beginning of year, Number of Shares | shares	130,571
Granted, Number of Shares | shares	84,672
Vested, Number of Shares | shares	(35,873)
Forfeited, number of shares | shares	(27,562)
Outstanding at end of period, Number of Shares | shares	151,808
Outstanding at beginning of year, Weighted Average Market Price at Grant Date | $ / shares	$ 28.04
Granted, Weighted Average Market Price at Grant Date | $ / shares	26.18
Vested, Weighted Average Market Price at Grant Date | $ / shares	25.91
Forfeited, Weighted Average Market Price at Grant Date | $ / shares	26.44
Outstanding at end of period, Weighted Average Market Price at Grant Date | $ / shares	$ 27.80

Share-Based Compensation (Share

Share-Based Compensation (Share-Based Compensation Expense Included In Consolidated Statements Of Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total share-based compensation expense	$ 1,406	$ 1,301	$ 1,174
Salaries and Employee Benefits [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total share-based compensation expense	1,175	1,045	927
Other Noninterest Expense [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total share-based compensation expense	$ 231	$ 256	$ 247

Income Taxes (Income Tax Expens

Income Taxes (Income Tax Expense (Benefit)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Current tax expense (benefit):
Federal	$ 8,882	$ 19,351	$ (3,031)
State	1,308	1,135	573
Total current tax expense (benefit)	10,190	20,486	(2,458)
Deferred tax expense (benefit):
Federal	280	(10,303)	12,297
State	89	(177)	106
Total deferred tax expense (benefit)	369	(10,480)	12,403
Total income tax expense	$ 10,559	$ 10,006	$ 9,945

Income Taxes (Income Tax Expe_2

Income Taxes (Income Tax Expense Differed From Statutory Federal Income Tax Rate) (Details)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Income Tax Disclosure [Abstract]
Statutory federal tax rate	21.00%	21.00%	35.00%
Tax exempt interest income	(1.90%)	(2.60%)	(5.60%)
Tax credits and adjustments	(3.00%)	(0.30%)	(6.70%)
Non-taxable earnings on company owned life insurance	(0.60%)	(0.80%)	(1.40%)
State taxes, net of federal tax benefit	1.90%	1.50%	1.10%
Nondeductible expenses	0.20%	0.20%	0.30%
Goodwill and contingent consideration adjustments		1.00%	0.30%
Other, net	0.20%	0.20%	(0.10%)
Effective tax rate	17.80%	20.20%	22.90%

Income Taxes (Income Tax Expe_3

Income Taxes (Income Tax Expense Allocation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Income Tax Disclosure [Abstract]
Income tax expense	$ 10,559	$ 10,006	$ 9,945
Shareholder’s equity	$ 3,113	$ (3,156)	$ 3,909

Income Taxes (Net Deferred Tax

Income Taxes (Net Deferred Tax Assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Income Tax Disclosure [Abstract]
Allowance for loan losses	$ 7,810	$ 8,550
Deferred compensation	1,095	1,771
Investment in limited partnerships	1,191	660
SERP agreements	418	417
Interest on nonaccrual loans	191	106
Share-based compensation	586	541
Net unrealized loss on securities available for sale		2,848
Other	224	138
Gross deferred tax assets	11,515	15,031
Prepaid expenses	498	583
Prepaid pension costs	897	1,415
Intangible assets	2,643	2,581
Depreciation and amortization	1,961	2,096
Net unrealized gain on securities available for sale	301
Loan servicing assets	289	258
Other	550	240
Gross deferred tax liabilities	7,139	7,173
Net deferred tax asset	$ 4,376	$ 7,858

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Income Tax Contingency [Line Items]
Federal tax rate		21.00%	21.00%	35.00%
Tax Cuts and Jobs Act of 2017, maximum operating loss carryforwards percentage		80.00%
Tax Cuts and Jobs Act of 2017, change in tax rate, deferred tax liability, income tax (expense) benefit	$ 2,900,000			$ 2,900,000
Interest or penalties recorded in income statement		$ 0	$ 0	$ 0
Amounts accrued for interest or penalties		0	$ 0
Domestic Country [Member]
Income Tax Contingency [Line Items]
Operating loss carryforwards		0
State And Local Jurisdiction [Member]
Income Tax Contingency [Line Items]
Operating loss carryforwards		$ 0
Minimum [Member] | Domestic Country [Member]
Income Tax Contingency [Line Items]
Federal income tax years currently open for audits		2016
Minimum [Member] | State And Local Jurisdiction [Member]
Income Tax Contingency [Line Items]
Federal income tax years currently open for audits		2017
Maximum [Member] | Domestic Country [Member]
Income Tax Contingency [Line Items]
Federal income tax years currently open for audits		2019
Maximum [Member] | State And Local Jurisdiction [Member]
Income Tax Contingency [Line Items]
Federal income tax years currently open for audits		2019
Scenario, Plan [Member]
Income Tax Contingency [Line Items]
Federal tax rate		21.00%

Earnings Per Common Share (Reco

Earnings Per Common Share (Reconciliation of Earnings and Shares Used in Calculating Basic and Diluted EPS) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Earnings Per Share [Abstract]
Net income available to common shareholders	$ 47,401	$ 38,065	$ 32,064
Weighted average common shares outstanding:
Total shares issued	16,086	16,056	15,235
Unvested restricted stock awards	(4)	(8)	(47)
Treasury shares	(110)	(138)	(144)
Total basic weighted average common shares outstanding	15,972	15,910	15,044
Incremental shares from assumed:
Exercise of stock options		2	9
Vesting of restricted stock awards	59	44	32
Total diluted weighted average common shares outstanding	16,031	15,956	15,085
Basic earnings per common share	$ 2.97	$ 2.39	$ 2.13
Diluted earnings per common share	$ 2.96	$ 2.39	$ 2.13

Earnings Per Common Share (Shar

Earnings Per Common Share (Shares Excluded from Computation of Diluted EPS) (Details) - shares shares in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computation of diluted EPS	4	6	1
Restricted Stock Awards [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computation of diluted EPS	4	6	1

Earnings Per Common Share (Narr

Earnings Per Common Share (Narrative) (Details) - shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Earnings Per Share [Abstract]
Participating securities	0	0	0

Employee Benefit Plans (Narrati

Employee Benefit Plans (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Defined Benefit Plan Disclosure [Line Items]
Contribution to pension plan in excess of minimum required contribution	$ 0	$ 0	$ 0
Accumulated benefit obligation	$ 76,800	63,300
Investment strategy, percentage in long-term growth	97.00%
Investment strategy, percentage in near-term benefit payments	3.00%
Maximum percentage of securities purchasing allowed of the portfolio at any time	5.00%
Maximum market value purchase percentage allowed of any one issuer	8.00%
Percentage of Plan assets	98.00%
Postretirement benefit plan, accrued liabilities	$ 110	109
Estimated future net loss for the plan that will be amortized from accumulated other comprehensive income	$ 1,300	$ 34
Commercial Mortgage Back Securities And Assets Backed Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Maximum percentage of securities purchasing allowed of the portfolio at any time	10.00%
Securities Less Than Aquality [Member]
Defined Benefit Plan Disclosure [Line Items]
Maximum percentage of securities purchasing allowed of the portfolio at any time	13.00%
Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of portfolio invest directly or indirectly	35.00%
Percentage of remaining portfolio invest directly or indirectly	10.00%
Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of portfolio invest directly or indirectly	90.00%
Percentage of remaining portfolio invest directly or indirectly	65.00%
Portfolio Concentration Commingled Trust Fund1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan assets		15.00%
Portfolio Concentration Commingled Trust Fund2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan assets		6.00%
Portfolio Concentration Short Term Investment Fund [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan assets		6.00%
SERP [Member]
Defined Benefit Plan Disclosure [Line Items]
Unfunded pension liability	$ 1,700	$ 1,700
Pension expense	$ 366	$ 215	$ 194
Investment Firm One [Member]
Defined Benefit Plan Disclosure [Line Items]
Portfolio management, controlled percentage	98.00%	62.00%
Defined Benefit Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Portfolio management, controlled percentage	2.00%	2.00%
Investment Firm Two [Member]
Defined Benefit Plan Disclosure [Line Items]
Portfolio management, controlled percentage		36.00%

Employee Benefit Plans (Reconci

Employee Benefit Plans (Reconciliation Of The Plan's Benefit Obligations, Fair Value Of Assets And The Funded Status) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Change in projected benefit obligation:
Projected benefit obligation at beginning of period	$ 69,574	$ 70,436
Service cost	3,207	3,346	$ 3,140
Interest cost	2,777	2,387	2,449
Actuarial (gain) loss	11,993	(3,298)
Benefits paid and plan expenses	(3,223)	(3,297)
Projected benefit obligation at end of period	84,328	69,574	70,436
Change in plan assets:
Fair value of plan assets at beginning of period	75,188	83,348
Actual return on plan assets	15,862	(4,863)
Benefits paid and plan expenses	(3,223)	(3,297)
Fair value of plan assets at end of period	87,827	75,188	$ 83,348
Funded status at end of period	$ 3,499	$ 5,614

Employee Benefit Plans (Estimat

Employee Benefit Plans (Estimated Benefit Payments Under The Pension Plan) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Defined Benefit Pension Plans And Defined Benefit Postretirement Plans Disclosure [Abstract]
2020	$ 3,872
2021	3,475
2022	3,855
2023	4,127
2024	4,215
2025 - 2029	$ 23,491

Employee Benefit Plans (Compone

Employee Benefit Plans (Components Of Net Periodic Benefit Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Defined Benefit Pension Plans And Defined Benefit Postretirement Plans Disclosure [Abstract]
Service cost	$ 3,207	$ 3,346	$ 3,140
Interest cost on projected benefit obligation	2,777	2,387	2,449
Expected return on plan assets	(4,736)	(5,284)	(4,775)
Amortization of unrecognized loss	1,445	725	1,142
Amortization of unrecognized prior service (credit) cost		(5)	17
Net periodic pension cost	$ 2,693	$ 1,169	$ 1,973

Employee Benefit Plans (Actuari

Employee Benefit Plans (Actuarial Assumptions Used, Net Periodic Pension Cost) (Details)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Defined Benefit Pension Plans And Defined Benefit Postretirement Plans Disclosure [Abstract]
Weighted average discount rate	4.13%	3.49%	4.00%
Rate of compensation increase	3.00%	3.00%	3.00%
Expected long-term rate of return	6.50%	6.50%	6.50%

Employee Benefit Plans (Actua_2

Employee Benefit Plans (Actuarial Assumptions Used, Projected Benefit Obligation) (Details)	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Defined Benefit Pension Plans And Defined Benefit Postretirement Plans Disclosure [Abstract]
Weighted average discount rate	3.09%	4.13%	3.49%
Rate of compensation increase	3.00%	3.00%	3.00%

Employee Benefit Plans (Plan's

Employee Benefit Plans (Plan's Target Asset Allocation And Actual Asset Allocation) (Details)	Dec. 31, 2019	Dec. 31, 2018
Defined Benefit Plan Disclosure [Line Items]
Actual Allocation	98.00%
Cash Equivalents [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	0.00%
Actual Allocation	0.00%	4.20%
Cash Equivalents [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation		0.00%
Cash Equivalents [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation		20.00%
Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	28.25%
Actual Allocation	31.75%	46.10%
Equity Securities [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation		40.00%
Equity Securities [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation		60.00%
Fixed Income Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	59.75%
Actual Allocation	57.65%	45.80%
Fixed Income Securities [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation		40.00%
Fixed Income Securities [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation		60.00%
Alternative Investments [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	12.00%
Actual Allocation	10.60%
Other Financial Instruments [Member]
Defined Benefit Plan Disclosure [Line Items]
Actual Allocation		3.90%
Other Financial Instruments [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation		0.00%
Other Financial Instruments [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation		5.00%

Employee Benefit Plans (The Maj

Employee Benefit Plans (The Major Categories Of Plan Assets Measured At Fair Value On a Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Defined Benefit Plan Disclosure [Line Items]
Cash equivalents	$ 1,845	$ 3,122
Equity securities	30,685	34,697
Fixed income securities	49,571	34,472
Total Plan investments	87,827	75,188
Foreign Currencies [Member]
Defined Benefit Plan Disclosure [Line Items]
Cash equivalents	16	28
Short Term Investment Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Cash equivalents	1,829	3,094
Common Stock [Member]
Defined Benefit Plan Disclosure [Line Items]
Equity securities		11,931
Depository Receipts [Member]
Defined Benefit Plan Disclosure [Line Items]
Equity securities		203
Commingled Pension Trust Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Equity securities	30,685	22,468
Fixed income securities	49,566	20,051
Total Plan investments	5,726	2,897
Preferred Equity [Member]
Defined Benefit Plan Disclosure [Line Items]
Equity securities		95
Collateralized Mortgage Obligations [Member]
Defined Benefit Plan Disclosure [Line Items]
Fixed income securities		750
All Other Corporate Bonds [Member]
Defined Benefit Plan Disclosure [Line Items]
Fixed income securities	5	2,928
Government National Mortgage Association [Member]
Defined Benefit Plan Disclosure [Line Items]
Fixed income securities		144
Government Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Fixed income securities		10,599
Level 1 Inputs [Member]
Defined Benefit Plan Disclosure [Line Items]
Cash equivalents	16	28
Equity securities		12,229
Total Plan investments	16	12,257
Level 1 Inputs [Member] | Foreign Currencies [Member]
Defined Benefit Plan Disclosure [Line Items]
Cash equivalents	16	28
Level 1 Inputs [Member] | Common Stock [Member]
Defined Benefit Plan Disclosure [Line Items]
Equity securities		11,931
Level 1 Inputs [Member] | Depository Receipts [Member]
Defined Benefit Plan Disclosure [Line Items]
Equity securities		203
Level 1 Inputs [Member] | Preferred Equity [Member]
Defined Benefit Plan Disclosure [Line Items]
Equity securities		95
Level 2 Inputs [Member]
Defined Benefit Plan Disclosure [Line Items]
Cash equivalents	1,829	3,094
Equity securities	30,685	22,468
Fixed income securities	49,571	34,472
Total Plan investments	87,811	60,034
Level 2 Inputs [Member] | Short Term Investment Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Cash equivalents	1,829	3,094
Level 2 Inputs [Member] | Commingled Pension Trust Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Equity securities	30,685	22,468
Fixed income securities	49,566	20,051
Total Plan investments	5,726
Level 2 Inputs [Member] | Collateralized Mortgage Obligations [Member]
Defined Benefit Plan Disclosure [Line Items]
Fixed income securities		750
Level 2 Inputs [Member] | All Other Corporate Bonds [Member]
Defined Benefit Plan Disclosure [Line Items]
Fixed income securities	$ 5	2,928
Level 2 Inputs [Member] | Government National Mortgage Association [Member]
Defined Benefit Plan Disclosure [Line Items]
Fixed income securities		144
Level 2 Inputs [Member] | Government Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Fixed income securities		10,599
Level 3 Inputs [Member]
Defined Benefit Plan Disclosure [Line Items]
Total Plan investments		2,897
Level 3 Inputs [Member] | Commingled Pension Trust Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Total Plan investments		$ 2,897

Employee Benefit Plans (Changes

Employee Benefit Plans (Changes In Fair Value Of Plan Assets) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets at beginning of period	$ 75,188	$ 83,348
Fair value of plan assets at end of period	87,827	75,188
Level 3 Inputs [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets at beginning of period	2,897	2,641
Realized gain	881
Sales	(2,873)
Unrealized gain	$ (905)	256
Fair value of plan assets at end of period		$ 2,897

Employee Benefit Plans (Compo_2

Employee Benefit Plans (Components Of Other Comprehensive Loss Related To Defined Benefit Plan And Postretirement Benefit Plan) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Defined Benefit Plan Disclosure [Line Items]
Total recognized in accumulated other comprehensive loss	$ (19,990)	$ (20,509)
Deferred tax benefit	5,122	7,273
Amounts included in accumulated other comprehensive loss	(14,868)	(13,236)
Defined Benefit Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Net actuarial loss	(19,894)	(20,472)
Total recognized in accumulated other comprehensive loss	(19,894)	(20,472)
Postretirement Benefit Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Net actuarial loss	(133)	(139)
Prior service credit (cost)	37	102
Total recognized in accumulated other comprehensive loss	$ (96)	$ (37)

Employee Benefit Plans (Chang_2

Employee Benefit Plans (Changes In Plan Assets And Benefit Obligations Recognized In Other Comprehensive Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Defined Benefit Plan Disclosure [Line Items]
Amortization of net loss	$ (1,445)	$ (725)	$ (1,142)
Total recognized in other comprehensive income	519	(6,145)
Defined Benefit Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Net actuarial (loss) gain	(867)	(6,849)
Amortization of net loss	1,445	725
Amortization of prior service credit		(5)
Total recognized in other comprehensive income	578	(6,129)
Postretirement Benefit Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Net actuarial (loss) gain	(12)	26
Amortization of net loss	18	25
Amortization of prior service credit	(65)	(67)
Total recognized in other comprehensive income	$ (59)	$ (16)

Fair Value Measurements (Assets

Fair Value Measurements (Assets Measured At Fair Value On A Recurring And Non-Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	$ 417,917	$ 445,677
Collateral Dependent Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	3,630
Loan Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	1,129
Other Real Estate Owned [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	468
Measured On A Recurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	417,917	446,308
Liabilities at fair value	(194)	(171)
Measured On A Recurring Basis [Member] | Derivative Instruments [Member] | Interest Rate Products [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(6,720)	(2,006)
Measured On A Recurring Basis [Member] | Derivative Instruments [Member] | Credit Contract [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(18)	(24)
Measured On A Recurring Basis [Member] | Derivative Instruments [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(7)	(27)
Measured On A Recurring Basis [Member] | U.S. Government Agencies And Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	26,877	152,028
Measured On A Recurring Basis [Member] | Mortgage-Backed Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	391,040	293,649
Measured On A Recurring Basis [Member] | Derivative Instruments, Assets [Member] | Cash Flow Hedging [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value		631
Measured On A Recurring Basis [Member] | Derivative Instruments, Assets [Member] | Interest Rate Products [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	6,419	1,803
Measured On A Recurring Basis [Member] | Derivative Instruments, Assets [Member] | Credit Contract [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	13
Measured On A Recurring Basis [Member] | Derivative Instruments, Assets [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	119	83
Measured On A Recurring Basis [Member] | Level 1 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Liabilities at fair value
Measured On A Recurring Basis [Member] | Level 1 Inputs [Member] | Derivative Instruments [Member] | Interest Rate Products [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value
Measured On A Recurring Basis [Member] | Level 1 Inputs [Member] | Derivative Instruments [Member] | Credit Contract [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value
Measured On A Recurring Basis [Member] | Level 1 Inputs [Member] | Derivative Instruments [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value
Measured On A Recurring Basis [Member] | Level 1 Inputs [Member] | U.S. Government Agencies And Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale
Measured On A Recurring Basis [Member] | Level 1 Inputs [Member] | Mortgage-Backed Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale
Measured On A Recurring Basis [Member] | Level 1 Inputs [Member] | Derivative Instruments, Assets [Member] | Cash Flow Hedging [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Recurring Basis [Member] | Level 1 Inputs [Member] | Derivative Instruments, Assets [Member] | Interest Rate Products [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Recurring Basis [Member] | Level 1 Inputs [Member] | Derivative Instruments, Assets [Member] | Credit Contract [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Recurring Basis [Member] | Level 1 Inputs [Member] | Derivative Instruments, Assets [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	417,917	446,308
Liabilities at fair value	(194)	(171)
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments [Member] | Interest Rate Products [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(6,720)	(2,006)
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments [Member] | Credit Contract [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(18)	(24)
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value	(7)	(27)
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | U.S. Government Agencies And Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	26,877	152,028
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Mortgage-Backed Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale	391,040	293,649
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Assets [Member] | Cash Flow Hedging [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value		631
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Assets [Member] | Interest Rate Products [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	6,419	1,803
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Assets [Member] | Credit Contract [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	13
Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Derivative Instruments, Assets [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	119	83
Measured On A Recurring Basis [Member] | Level 3 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Liabilities at fair value
Measured On A Recurring Basis [Member] | Level 3 Inputs [Member] | Derivative Instruments [Member] | Interest Rate Products [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value
Measured On A Recurring Basis [Member] | Level 3 Inputs [Member] | Derivative Instruments [Member] | Credit Contract [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value
Measured On A Recurring Basis [Member] | Level 3 Inputs [Member] | Derivative Instruments [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities at fair value
Measured On A Recurring Basis [Member] | Level 3 Inputs [Member] | U.S. Government Agencies And Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale
Measured On A Recurring Basis [Member] | Level 3 Inputs [Member] | Mortgage-Backed Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities available for sale
Measured On A Recurring Basis [Member] | Level 3 Inputs [Member] | Derivative Instruments, Assets [Member] | Cash Flow Hedging [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Recurring Basis [Member] | Level 3 Inputs [Member] | Derivative Instruments, Assets [Member] | Interest Rate Products [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Recurring Basis [Member] | Level 3 Inputs [Member] | Derivative Instruments, Assets [Member] | Credit Contract [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Recurring Basis [Member] | Level 3 Inputs [Member] | Derivative Instruments, Assets [Member] | Mortgage Banking [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Nonrecurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	9,451	6,992
Liabilities at fair value	0	0	$ 0
Measured On A Nonrecurring Basis [Member] | Loans Held For Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	4,224	2,868
Measured On A Nonrecurring Basis [Member] | Collateral Dependent Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	3,630	2,872
Measured On A Nonrecurring Basis [Member] | Loan Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	1,129	1,022
Measured On A Nonrecurring Basis [Member] | Other Real Estate Owned [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	468	230
Measured On A Nonrecurring Basis [Member] | Level 1 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Nonrecurring Basis [Member] | Level 1 Inputs [Member] | Loans Held For Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Nonrecurring Basis [Member] | Level 1 Inputs [Member] | Collateral Dependent Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Nonrecurring Basis [Member] | Level 1 Inputs [Member] | Loan Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Nonrecurring Basis [Member] | Level 1 Inputs [Member] | Other Real Estate Owned [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	4,224	2,868
Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member] | Loans Held For Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	4,224	2,868
Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member] | Collateral Dependent Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member] | Loan Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member] | Other Real Estate Owned [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	5,227	4,124
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Loans Held For Sale [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Collateral Dependent Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	3,630	2,872
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Loan Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	1,129	1,022
Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Other Real Estate Owned [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets at fair value	$ 468	$ 230

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Level 1 to Level 2 transfers, assets amount	$ 0	$ 0	$ 0
Level 2 to Level 1 transfers, assets amount	0	0	0
Level 2 to Level 1 transfers, liabilities amount	0	0	0
Assets measured at fair value on recurring basis using significant unobservable inputs	0	0
Measured On A Nonrecurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Liabilities measured at fair value on nonrecurring basis	$ 0	$ 0	$ 0

Fair Value Measurements (Additi

Fair Value Measurements (Additional Quantitative Information About Assets Measured At Fair Value On A Recurring And Non-Recurring Basis) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Collateral Dependent Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets at fair value	$ 3,630
Collateral Dependent Impaired Loans [Member] | Minimum [Member] | Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	30.00%
Loan Servicing Rights [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets at fair value	$ 1,129
Loan Servicing Rights [Member] | Discount Rate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	10.20%
Loan Servicing Rights [Member] | Constant Prepayment Rate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	17.20%
Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets at fair value	$ 468
Other Real Estate Owned [Member] | Minimum [Member] | Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input Value or Range	29.00%

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Amount, Estimated Fair Value, And Placement In Fair Value Hierarchy Of Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Securities available for sale	$ 417,917	$ 445,677
Securities held to maturity, fair value	363,259	439,581
Carrying Amount [Member] | Level 1 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Cash and cash equivalents	112,947	102,755
Accrued interest receivable	11,308	11,990
Non-maturity deposits	2,375,486	2,346,839
Short-term borrowings	275,500	469,500
Accrued interest payable	10,942	9,280
Carrying Amount [Member] | Level 2 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Securities available for sale	417,917	445,677
Securities held to maturity, fair value	359,000	446,581
Loans held for sale	4,224	2,868
Loans	3,186,875	3,049,812
FHLB and FRB stock	20,637	26,375
Time deposits	1,180,189	1,020,068
Long-term borrowings	39,273	39,202
Carrying Amount [Member] | Level 2 Inputs [Member] | Cash Flow Hedging [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		631
Carrying Amount [Member] | Level 2 Inputs [Member] | Interest Rate Products [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets	6,419	1,803
Derivative instruments, liabilities	6,720	2,006
Carrying Amount [Member] | Level 2 Inputs [Member] | Credit Contract [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets	13
Derivative instruments, liabilities	18	24
Carrying Amount [Member] | Level 2 Inputs [Member] | Mortgage Banking [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets	119	83
Derivative instruments, liabilities	7	27
Carrying Amount [Member] | Level 3 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Loans	3,630	2,872
Estimated Fair Value [Member] | Level 1 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Cash and cash equivalents	112,947	102,755
Accrued interest receivable	11,308	11,990
Non-maturity deposits	2,375,486	2,346,839
Short-term borrowings	275,500	469,500
Accrued interest payable	10,942	9,280
Estimated Fair Value [Member] | Level 2 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Securities available for sale	417,917	445,677
Securities held to maturity, fair value	363,259	439,581
Loans held for sale	4,224	2,868
Loans	3,201,814	3,006,161
FHLB and FRB stock	20,637	26,375
Time deposits	1,179,991	1,014,532
Long-term borrowings	41,083	38,415
Estimated Fair Value [Member] | Level 2 Inputs [Member] | Cash Flow Hedging [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets		631
Estimated Fair Value [Member] | Level 2 Inputs [Member] | Interest Rate Products [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets	6,419	1,803
Derivative instruments, liabilities	6,720	2,006
Estimated Fair Value [Member] | Level 2 Inputs [Member] | Credit Contract [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets	13
Derivative instruments, liabilities	18	24
Estimated Fair Value [Member] | Level 2 Inputs [Member] | Mortgage Banking [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Derivative instruments, assets	119	83
Derivative instruments, liabilities	7	27
Estimated Fair Value [Member] | Level 3 Inputs [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Loans	$ 3,630	$ 2,872

Parent Company Financial Info_3

Parent Company Financial Information (Condensed Statements Of Condition) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Condensed Financial Statements Captions Line Items
Other assets	$ 114,296	$ 75,005
Total assets	4,384,178	4,311,698
Long-term borrowings, net of issuance costs of $727 and $798, respectively	39,273	39,202
Other liabilities	74,783	39,796
Shareholders’ equity	438,947	396,293	$ 381,177	$ 320,054
Total liabilities and shareholders’ equity	4,384,178	4,311,698
Debt issuance costs	727	798
Parent Company [Member]
Condensed Financial Statements Captions Line Items
Cash and due from subsidiary	7,172	7,377
Investment in and receivables due from subsidiary	471,959	429,202
Other assets	3,992	6,199
Total assets	483,123	442,778
Long-term borrowings, net of issuance costs of $727 and $798, respectively	39,273	39,202
Other liabilities	4,903	7,283
Shareholders’ equity	438,947	396,293
Total liabilities and shareholders’ equity	483,123	442,778
Debt issuance costs	$ 727	$ 798

Parent Company Financial Info_4

Parent Company Financial Information (Condensed Statements Of Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Condensed Financial Statements Captions Line Items
Interest expense	$ 38,888	$ 29,868	$ 17,495
Income before income tax benefit and equity in undistributed earnings of subsidiary	59,421	49,532	43,471
Income tax (expense) benefit	(10,559)	(10,006)	(9,945)
Net income	48,862	39,526	33,526
Parent Company [Member]
Condensed Financial Statements Captions Line Items
Dividends from subsidiary and associated companies	20,000	20,000	12,000
Management and service fees from subsidiaries	146	137	1,185
Other income	97	137	1,298
Total income	20,243	20,274	14,483
Interest expense	2,471	2,471	2,471
Operating expenses	3,073	4,156	4,249
Total expense	5,544	6,627	6,720
Income before income tax benefit and equity in undistributed earnings of subsidiary	14,699	13,647	7,763
Income tax (expense) benefit	596	1,745	1,817
Income before equity in undistributed earnings of subsidiary	15,295	15,392	9,580
Equity in undistributed earnings of subsidiary	33,567	24,134	23,946
Net income	$ 48,862	$ 39,526	$ 33,526

Parent Company Financial Info_5

Parent Company Financial Information (Condensed Statements Of Cash Flows) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Condensed Financial Statements Captions Line Items
Net income	$ 48,862	$ 39,526	$ 33,526
Depreciation and amortization	8,213	6,477	6,177
Share-based compensation	1,406	1,301	1,174
Decrease (increase) in other assets	(21,263)	13,376	(24,505)
(Decrease) increase in other liabilities	14,973	3,065	4,016
Net cash provided by operating activities	57,710	65,139	46,279
Purchases of premises and equipment	(3,639)	(2,842)	(7,740)
Net cash paid for acquisition		(4,447)	(676)
Net cash used in investing activities	(24,733)	(225,409)	(372,614)
Proceeds from stock options exercised		320	413
Net cash (used in) provided by financing activities	(22,785)	163,830	354,253
Net increase in cash and cash equivalents	10,192	3,560	27,918
Cash and cash equivalents, beginning of period	102,755	99,195	71,277
Cash and cash equivalents, end of period	112,947	102,755	99,195
Parent Company [Member]
Condensed Financial Statements Captions Line Items
Net income	48,862	39,526	33,526
Equity in undistributed earnings of subsidiary	(33,567)	(24,134)	(23,946)
Depreciation and amortization	153	152	149
Share-based compensation	1,406	1,301	1,174
Decrease (increase) in other assets	2,243	(175)	(1,673)
(Decrease) increase in other liabilities	(1,407)	1,548	(1,211)
Net cash provided by operating activities	17,690	18,218	8,019
Capital investment in subsidiaries	(350)	(803)	(38,405)
Purchases of premises and equipment	8	(19)	(44)
Net cash paid for acquisition		(4,503)
Net cash used in investing activities	(342)	(5,325)	(38,449)
Proceeds from issuance of common shares			38,303
Purchase of preferred and common shares	(293)	(114)	(157)
Proceeds from stock options exercised		320	413
Dividends paid	(17,260)	(16,409)	(13,958)
Net cash (used in) provided by financing activities	(17,553)	(16,203)	24,601
Net increase in cash and cash equivalents	(205)	(3,310)	(5,829)
Cash and cash equivalents, beginning of period	7,377	10,687	16,516
Cash and cash equivalents, end of period	$ 7,172	$ 7,377	$ 10,687

Segment Reporting (Narrative) (

Segment Reporting (Narrative) (Details)	12 Months Ended
	Dec. 31, 2019Segment
Segment Reporting [Abstract]
Number of reportable segments	2

Segment Reporting (Business Seg

Segment Reporting (Business Segments Assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Segment Reporting Information [Line Items]
Goodwill	$ 66,062	$ 66,062	$ 65,840
Other intangible assets, net	8,861	10,111
Total assets	4,384,178	4,311,698
Banking [Member]
Segment Reporting Information [Line Items]
Goodwill	48,536	48,536	48,536
Non-Banking [Member]
Segment Reporting Information [Line Items]
Goodwill	17,526	17,526	$ 17,304
Operating Segment [Member] | Banking [Member]
Segment Reporting Information [Line Items]
Goodwill	48,536	48,536
Other intangible assets, net	98	213
Total assets	4,346,615	4,272,439
Operating Segment [Member] | Non-Banking [Member]
Segment Reporting Information [Line Items]
Goodwill	17,526	17,526
Other intangible assets, net	8,763	9,898
Total assets	36,733	35,975
Holding Company and Other [Member]
Segment Reporting Information [Line Items]
Total assets	$ 830	$ 3,284

Segment Reporting (Business S_2

Segment Reporting (Business Segment Profit (Loss)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Segment Reporting Information [Line Items]
Net interest income (expense)	$ 129,912	$ 122,864	$ 112,615
Provision for loan losses	(8,044)	(8,934)	(13,361)
Noninterest income	40,381	36,478	34,730
Noninterest expense	(102,828)	(100,876)	(90,513)
Income before income taxes	59,421	49,532	43,471
Income tax (expense) benefit	(10,559)	(10,006)	(9,945)
Net income	48,862	39,526	33,526
Operating Segment [Member] | Banking [Member]
Segment Reporting Information [Line Items]
Net interest income (expense)	132,383	125,334	115,086
Provision for loan losses	(8,044)	(8,934)	(13,361)
Noninterest income	29,390	26,295	24,921
Noninterest expense	(88,801)	(84,927)	(78,845)
Income before income taxes	64,928	57,768	47,801
Income tax (expense) benefit	(11,190)	(11,622)	(12,253)
Net income	53,738	46,146	35,548
Operating Segment [Member] | Non-Banking [Member]
Segment Reporting Information [Line Items]
Noninterest income	11,694	10,780	9,172
Noninterest expense	(11,899)	(12,663)	(9,264)
Income before income taxes	(205)	(1,883)	(92)
Income tax (expense) benefit	33	(129)	491
Net income	(172)	(2,012)	399
Holding Company and Other [Member]
Segment Reporting Information [Line Items]
Net interest income (expense)	(2,471)	(2,470)	(2,471)
Noninterest income	(703)	(597)	637
Noninterest expense	(2,128)	(3,286)	(2,404)
Income before income taxes	(5,302)	(6,353)	(4,238)
Income tax (expense) benefit	598	1,745	1,817
Net income	$ (4,704)	$ (4,608)	$ (2,421)

Segment Reporting (Business S_3

Segment Reporting (Business Segment Profit (Loss)) (Parenthetical) (Details) - USD ($)	3 Months Ended		12 Months Ended
	Dec. 31, 2018	Jun. 30, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Segment Reporting Information [Line Items]
Goodwill impairment	$ 2,400,000	$ 1,600,000	$ 0	$ 2,350,000	$ 1,575,000
Non-Banking [Member]
Segment Reporting Information [Line Items]
Goodwill impairment				2,350,000
Non-Banking [Member] | SDN
Segment Reporting Information [Line Items]
Goodwill impairment				$ 2,400,000	$ 1,600,000