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Content analysis
?Positive | ||
Negative | ||
Uncertain | ||
Constraining | ||
Legalese | ||
Litigous | ||
Readability |
8th grade Bad
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- 10-K Annual report
- 3.2 Bylaws of the Company
- 10.17 Form of Executive Officer Stock Option Grant Notification
- 10.18 Form of Executive Officer Restricted Stock Award Notification
- 10.27 SPC Benefit Equalization Plan
- 10.32 Separation Agreement Between the Company and Douglas Elliot
- 10.34 Summary of Named Executive Officer Compensation
- 12.1 Computation of Ratio of Earnings to Fixed Charges
- 21.1 Subsidiaries of the Company
- 23.1 Consent of KPMG LLP
- 24.1 Power of Attorney
- 31.1 Section 302 Certification
- 31.2 Section 302 Certification
- 32.1 Section 906 Certification
- 32.2 Section 906 Certification
Exhibit 23.1
Consent of Independent Registered Public Accounting Firm
The Board of Directors
The St. Paul Travelers Companies, Inc.:
We consent to the incorporation by reference in the registration statements (SEC File No. 33-24575, No. 33-49273, No. 33-56987, No. 333-01065, No. 333-22329, No. 333-25203, No. 333-28915, No. 333-50941, No. 333-50943, No. 333-67983, No. 333-63114, No. 333-63118, No. 333-65726, No. 333-65728, No. 333-107698, No. 333-107699, No. 333-114135, No. 333-117726, No. 333-120998) on Form S-8 and (SEC File No. 333-92466, No. 333-92466-01, No. 333-98525, No. 333-98525-01) on Form S-3 of The St. Paul Travelers Companies, Inc. of our reports dated March 16, 2005, with respect to the consolidated balance sheet of The St. Paul Travelers Companies, Inc. as of December 31, 2004 and 2003, and the related consolidated statement of income (loss), shareholders’ equity, and cash flows, for each of the years in the three-year period ended December 31, 2004, and all related financial statement schedules, management’s assessment of the effectiveness of internal control over financial reporting as of December 31, 2004 and the effectiveness of internal control over financial reporting as of December 31, 2004, which reports appear in the December 31, 2004, annual report on Form 10-K of The St. Paul Travelers Companies, Inc.
Our reports refer to a change in the Company’s method of accounting for goodwill and other intangible assets in 2002.
/s/ KPMG LLP
KPMG LLP
Minneapolis, Minnesota
March 16, 2005