National Security (NSEC) 10-Q 13 Nov 14 2014 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information Document	9 Months Ended
	Sep. 30, 2014	Nov. 13, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'NATIONAL SECURITY GROUP INC	'
Entity Central Index Key	'0000865058	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'
Amendment Flag	'false	'
Entity Common Stock, Shares Outstanding	'	2,507,452

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investments	'	'
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2014 - $1,064; 2013 - $853)	$1,021	$812
Fixed maturities available-for-sale, at estimated fair value (cost: 2014 - $84,541; 2013 - $79,074)	87,207	79,434
Equity securities available-for-sale, at estimated fair value (cost: 2014 - $2,420; 2013 - $2,420)	4,762	4,374
Trading securities	19	19
Mortgage loans on real estate, at cost	227	333
Investment real estate, at book value	4,288	4,218
Policy loans	1,523	1,443
Company owned life insurance	5,494	5,858
Other invested assets	3,509	3,559
Total Investments	108,050	100,050
Cash	8,575	4,987
Accrued investment income	836	817
Policy receivables and agents' balances, net	11,983	10,276
Reinsurance recoverable	814	1,501
Deferred policy acquisition costs	8,900	8,776
Property and equipment, net	1,996	2,077
Accrued income tax recoverable	0	6
Deferred income tax asset, net	3,624	4,654
Other assets	928	836
Total Assets	145,706	133,980
LIABILITIES AND SHAREHOLDERS' EQUITY	'	'
Property and casualty benefit and loss reserves	8,868	8,734
Accident and health benefit and loss reserves	2,843	2,651
Life and annuity benefit and loss reserves	31,297	30,696
Unearned premiums	31,082	27,301
Policy and contract claims	957	842
Other policyholder funds	1,485	1,447
Short-term notes payable and current portion of long-term debt	1,166	1,866
Long-term debt	20,539	20,889
Accrued income taxes	566	0
Other liabilities	7,139	6,082
Total Liabilities	105,942	100,508
Contingencies	'	'
Shareholders' equity	'	'
Common stock	2,508	2,495
Additional paid-in capital	5,267	5,147
Accumulated other comprehensive income	2,590	936
Retained earnings	29,399	24,894
Total Shareholders' Equity	39,764	33,472
Total Liabilities and Shareholders' Equity	$145,706	$133,980

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investments	'	'
Fixed maturities held-to-maturity, at estimated fair value	$1,064	$853
Fixed maturities available-for-sale, at cost	84,541	79,074
Equity securities available-for-sale, at cost	$2,420	$2,420

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
REVENUES	'	'	'	'
Net premiums earned	$14,374	$13,191	$42,298	$39,163
Net investment income	824	1,007	2,802	2,741
Net realized investment gains	141	3,297	541	4,354
Other income	158	163	2,025	480
Total Revenues	15,497	17,658	47,666	46,738
BENEFITS, LOSSES AND EXPENSES	'	'	'	'
Policyholder benefits and settlement expenses	7,172	7,112	24,191	24,923
Amortization of deferred policy acquisition costs	946	894	2,717	2,759
Commissions	2,166	1,800	6,160	5,268
General and administrative expenses	1,719	2,117	6,158	6,082
Taxes, licenses and fees	514	438	1,565	1,398
Interest expense	380	434	1,148	1,311
Total Benefits, Losses and Expenses	12,897	12,795	41,939	41,741
Income Before Income Taxes	2,600	4,863	5,727	4,997
INCOME TAX EXPENSE	'	'	'	'
Current	651	332	819	552
Deferred	152	1,192	178	550
Total income tax expense	803	1,524	997	1,102
Net income	$1,797	$3,339	$4,730	$3,895
INCOME PER COMMON SHARE BASIC AND DILUTED	$0.72	$1.35	$1.89	$1.57
DIVIDENDS DECLARED PER SHARE	$0.03	$0.03	$0.09	$0.08

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Statement of Comprehensive Income [Abstract]	'	'	'	'
Net income	$1,797	$3,339	$4,730	$3,895
Other comprehensive income (loss), net of tax	'	'	'	'
Unrealized gains (losses) on securities, net of reclassification adjustment of $242 and $731 for 2014 and 2013, respectively	-375	-229	1,778	-2,185
Unrealized gain (loss) on interest rate swap	50	-30	-124	324
Other comprehensive income (loss), net of tax	-325	-259	1,654	-1,861
Comprehensive income	$1,472	$3,080	$6,384	$2,034

CONSOLIDATED_STATEMENTS_OF_COM1

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Statement of Comprehensive Income [Abstract]	'	'
Reclassification adjustment	$242	$731

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERSb EQUITY (UNAUDITED) (USD $)	Total	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]
In Thousands
Balance at Dec. 31, 2013	$33,472	$24,894	$936	$2,495	$5,147
Net income for the nine months ended September 30, 2014	4,730	4,730	'	'	'
Other comprehensive income (net of tax)	1,654	'	1,654	'	'
Common stock issued, shares	133	'	'	'	'
Common stock issued	'	'	'	13	120
Cash dividends	-225	-225	'	'	'
Balance at Sep. 30, 2014	$39,764	$29,399	$2,590	$2,508	$5,267

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Statement of Cash Flows [Abstract]	'	'
Net income	$4,730	$3,895
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation expense and amortization/accretion, net	390	563
Decrease in cash surrender value of company owned life insurance	364	100
Net realized gains on investments	-541	-4,354
Deferred income taxes	178	550
Amortization of deferred policy acquisition costs	2,717	2,759
Change in accrued investment income	-19	-42
Change in reinsurance recoverable	687	193
Policy acquisition costs deferred	-2,841	-2,704
Change in accrued income taxes	572	358
Change in net policy liabilities and claims	3,101	-791
Changes in other assets/liabilities, net	919	-310
Other, net	6	235
Net cash provided by operating activities	10,263	452
Cash Flows from Investing Activities:	'	'
Held-to-maturity securities	-324	0
Available-for-sale securities	-14,145	-13,553
Property and equipment	-214	-67
Held-to-maturity securities	115	623
Available-for-sale securities	8,910	10,485
Real estate held for investment	0	4,847
Property and equipment	253	7
Other invested assets, net	-33	-54
Net cash (used in) provided by investing activities	-5,438	2,288
Cash Flows from Financing Activities:	'	'
Change in other policyholder funds	38	22
Change in long-term debt	-350	-3,634
Change in short-term notes payable	-700	-125
Dividends paid	-225	-186
Net cash used in financing activities	-1,237	-3,923
Net change in cash and cash equivalents	3,588	-1,183
Cash and cash equivalents, beginning of year	4,987	6,779
Cash and cash equivalents, end of year	$8,575	$5,596

Significant_Accounting_Policie

Significant Accounting Policies	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Significant Accounting Policies	'
	Principles of Consolidation and Basis of Presentation
	The accompanying consolidated financial statements include the accounts of The National Security Group, Inc. (the Company) and its wholly-owned subsidiaries:  National Security Insurance Company (NSIC), National Security Fire and Casualty Company (NSFC) and NATSCO, Inc. (NATSCO).  NSFC includes a wholly-owned subsidiary, Omega One Insurance Company (Omega).  The accompanying condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (GAAP).  In the opinion of management, all adjustments, consisting of normal and recurring items, necessary for the fair presentation of the consolidated financial statements have been included. All significant intercompany transactions and accounts have been eliminated.  The financial information presented herein should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2013, which includes information and disclosures not presented herein.
	Use of Estimates
	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Among the more significant estimates included in these consolidated financial statements are reserves for future life insurance policy benefits, liabilities for losses and loss adjustment expenses, reinsurance recoverable associated with loss and loss adjustment expense liabilities, deferred policy acquisition costs, deferred income tax assets and liabilities, assessments of other-than-temporary impairments on investments and accruals for contingencies.  Actual results could differ from these estimates.
	Earnings Per Share
	Earnings per share of common stock is based on the weighted average number of shares outstanding during each year. The adjusted weighted average shares outstanding were 2,499,706 at September 30, 2014 and 2,476,302 at September 30, 2013.
	Reclassifications
	Certain 2013 amounts have been reclassified from the prior year consolidated financial statements to conform to the 2014 presentation.
	Concentration of Credit Risk
	The Company maintains cash balances which are generally held in non-interest bearing demand deposit accounts. Through December 31, 2012, these balances were insured by the FDIC with no balance limits. On January 1, 2013, $250,000 per entity account balance limits were reinstated. At September 30, 2014, the net amount exceeding FDIC insured limits was $4,859,000 at one financial institution. The Company has not experienced any losses in such accounts. Management of the Company reviews financial information of the financial institution on a quarterly basis and believes the Company is not exposed to any significant credit risk on cash and cash equivalents.
	Policy receivables are reported at unpaid balances. Policy receivables are generally offset by associated unearned premium liabilities and are not subject to significant credit risk. Receivables from agents, less provision for credit losses, are composed of balances due from independent agents. At September 30, 2014, the single largest balance due from one agent totaled $875,000.
	Reinsurance contracts do not relieve the Company of its obligations to policyholders. A failure of a reinsurer to meet their obligation could result in losses to the insurance subsidiaries. Allowances for losses are established if amounts are believed to be uncollectible. At September 30, 2014 and 2013, no amounts were deemed uncollectible. The Company, at least annually, evaluates the financial condition of all reinsurers and evaluates any potential concentrations of credit risk. At September 30, 2014, management does not believe the Company is exposed to any significant credit risk related to its reinsurance program.
	Recently Adopted Accounting Standards
	Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists
	In July 2013, the FASB issued guidance on the financial statement presentation of an unrecognized tax benefit when a net operating loss ("NOL") carryforward, a similar tax loss, or a tax credit carryforward exists. This guidance applies to all entities with unrecognized tax benefits that also have tax loss or tax credit carryforwards in the same tax jurisdiction as of the reporting date. This guidance is effective for fiscal years beginning after December 15, 2013. The Company adopted this standard on January 1, 2014. This guidance did not have a material effect on results of operations or financial position.
	Revenue from Contracts with Customers
	In May 2014, the FASB issued guidance on a comprehensive new revenue recognition standard. This standard will not impact accounting for insurance contracts, leases, financial instruments and guarantees. For those contracts that are impacted by the new guidance, the guidance will require an entity to recognize revenue upon the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled to, in exchange for those goods or services. The guidance requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. This guidance is effective retrospectively for fiscal years beginning after December 15, 2016 and interim periods within those years. Early adoption of this standard is not permitted. Although insurance contracts are specifically scoped out of this new guidance, we have minor services that may be subject to the new revenue recognition guidance and are still in the process of evaluating the impact, if any, the guidance may have on our consolidated financial statements.

Variable_Interest_Entities

Variable Interest Entities	9 Months Ended
	Sep. 30, 2014
Variable Interest Entities [Abstract]	'
Variable Interest Entities	'
	VARIABLE INTEREST ENTITIES
	The Company holds a passive interest in a limited partnership that is considered to be a Variable Interest Entity (VIE) under the provisions of ASC 810 Consolidation. The Company is not the primary beneficiary of the entity and is not required to consolidate under ASC 810. The entity is a private placement investment fund formed for the purpose of investing in private equity investments. The Company owns less than 1% of the limited partnership. The carrying value of the investment totals $325,000 and is included as a component of Other Invested Assets in the accompanying consolidated balance sheets.
	In December 2005, the Company formed National Security Capital Trust I, a statutory trust created under the Delaware Statutory Trust Act, for the sole purpose of issuing, in private placement transactions, $9,000,000 of trust preferred securities (TPS) and using the proceeds thereof, together with the equity proceeds received from the Company in the initial formation of the Trust, to purchase $9,279,000 of variable rate subordinated debentures issued by the Company. The Company owns all voting securities of the Trust and the subordinated debentures are the sole assets of the Trust. The Trust will meet the obligations of the TPS with the interest and principal paid on the subordinated debentures. The Company received net proceeds from the TPS transactions, after commissions and other costs of issuance, of $9,005,000. The Company also holds all the voting securities issued by the Trust and such trusts are considered to be VIE's. The Trust is not consolidated because the Company is not the primary beneficiary of the trust. The Subordinated Debentures, disclosed in Note 7, are reported in the accompanying consolidated balance sheets as a component of long-term debt. The Company's equity investments in the Trust total $279,000 and are included in Other Assets in the accompanying consolidated balance sheets.
	In June 2007, the Company formed National Security Capital Trust II for the sole purpose of issuing, in private placement transactions, $3,000,000 of trust preferred securities (TPS) and using the proceeds thereof, together with the equity proceeds received from the Company in the initial formation of the Trust, to purchase $3,093,000 unsecured junior subordinated deferrable interest debentures. The Company owns all voting securities of the Trust and the subordinated debentures are the sole assets of the Trust. The Trust will meet the obligations of the TPS with the interest and principal paid on the subordinated debentures. The Company received net proceeds from the TPS transactions, after commissions and other costs of issuance, of $2,995,000. The Company also holds all the voting securities issued by the Trust and such trusts are considered to be VIE's. The Trust is not consolidated because the Company is not the primary beneficiary of the Trust. The Subordinated Debentures, disclosed in Note 7, are reported in the accompanying consolidated balance sheets as a component of long-term debt. The Company's equity investments in the Trust total $93,000 and are included in Other Assets in the accompanying consolidated balance sheets.

Investments

Investments	9 Months Ended
	Sep. 30, 2014
Investments [Abstract]	'
Investments	'
	INVESTMENTS
	The amortized cost and aggregate fair values of investments in available-for-sale securities as of September 30, 2014 are as follows (dollars in thousands):
	Available-for-sale securities:		Amortized			Gross			Gross			Fair
			Cost			Unrealized			Unrealized			Value
						Gains			Losses
	Corporate debt securities		$	38,522		$	1,946		$	211		$	40,257
	Mortgage backed securities		11,742			133			230			11,645
	Private label mortgage backed securities		1,401			45			3			1,443
	Obligations of states and political subdivisions		14,927			913			45			15,795
	U.S. Treasury securities and obligations of U.S. Government corporations and agencies		17,949			365			247			18,067
	Total fixed maturities		84,541			3,402			736			87,207
	Equity securities		2,420			2,530			188			4,762
	Total		$	86,961		$	5,932		$	924		$	91,969
	The amortized cost and aggregate fair values of investments in held-to-maturity securities as of September 30, 2014 are as follows (dollars in thousands):
	Held-to-maturity securities:		Amortized			Gross			Gross			Fair
			Cost			Unrealized			Unrealized			Value
						Gains			Losses
	Mortgage backed securities		$	624		$	48		$	—		$	672
	U.S. Treasury securities and obligations of U.S. Government corporations and agencies		397			4			9			392
	Total		$	1,021		$	52		$	9		$	1,064
	The amortized cost and aggregate fair values of investments in available-for-sale securities as of December 31, 2013 are as follows (dollars in thousands):
	Available-for-sale securities:		Amortized			Gross			Gross			Fair
			Cost			Unrealized			Unrealized			Value
						Gains			Losses
	Corporate debt securities		$	35,831		$	1,698		$	713		$	36,816
	Trust preferred securities		538			33			—			571
	Mortgage backed securities		7,622			75			557			7,140
	Private label mortgage backed securities		2,152			38			4			2,186
	Obligations of states and political subdivisions		16,412			524			195			16,741
	U.S. Treasury securities and obligations of U.S. Government corporations and agencies		16,519			169			708			15,980
	Total fixed maturities		79,074			2,537			2,177			79,434
	Equity securities		2,420			2,365			411			4,374
	Total		$	81,494		$	4,902		$	2,588		$	83,808
	The amortized cost and aggregate fair values of investments in held-to-maturity securities as of December 31, 2013 are as follows (dollars in thousands):
	Held-to-maturity securities:		Amortized			Gross			Gross			Fair
			Cost			Unrealized			Unrealized			Value
						Gains			Losses
	Mortgage backed securities		$	706		$	34		$	—		$	740
	U.S. Treasury securities and obligations of U.S. Government corporations and agencies		106			7			—			113
	Total		$	812		$	41		$	—		$	853
	The amortized cost and aggregate fair value of debt securities at September 30, 2014, by contractual maturity, are presented in the following table (dollars in thousands).  Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
			(Dollars in Thousands)
			Amortized			Fair
			Cost			Value
	Available-for-sale securities:
	Due in one year or less		$	1,780		$	1,814
	Due after one year through five years		15,706			16,864
	Due after five years through ten years		29,716			30,374
	Due after ten years		37,339			38,155
	Total		$	84,541		$	87,207
	Held-to-maturity securities:
	Due in one year or less		$	—		$	—
	Due after one year through five years		179			188
	Due after five years through ten years		145			157
	Due after ten years		697			719
	Total		$	1,021		$	1,064
	A summary of securities available-for-sale with unrealized losses as of September 30, 2014, along with the related fair value, aggregated by the length of time that investments have been in a continuous unrealized loss position, is as follows (dollars in thousands):
			Less than 12 months						12 months or longer							Total
	September 30, 2014		Fair			Gross			Fair			Gross				Fair				Gross			Total
			Value			Unrealized			Value			Unrealized				Value				Unrealized			Securities in a Loss Position
						Losses						Losses								Losses
	Fixed maturities
	Corporate debt securities		$	6,967		$	117		$	3,790		$	94			$	10,757			$	211		22
Mortgage backed securities		2,396			20			2,618			210				5,014				230			17
Private label mortgage backed securities		—			—			109			3				109				3			1
Obligations of state and political subdivisions		224			1			1,207			44				1,431				45			4
U.S. Treasury securities and obligations of U.S. Government corporations and agencies		3,435			64			4,256			183				7,691				247			15
Equity securities		—			—			1,098			188				1,098				188			1
		$	13,022		$	202		$	13,078		$	722			$	26,100			$	924		60
A summary of securities held-to-maturity with unrealized losses as of September 30, 2014, along with the related fair value, aggregated by the length of time that investments have been in a continuous unrealized loss position, is as follows (dollars in thousands):
		Less than 12 months						12 months or longer					Total
September 30, 2014		Fair			Gross			Fair		Gross			Fair				Gross				Total
		Value			Unrealized			Value		Unrealized			Value				Unrealized				Securities in a Loss Position
					Losses					Losses							Losses
Fixed maturities
U.S. Treasury securities and obligations of U.S. Government corporations and agencies		$	315		$	9		—		—			$	315			$	9			1
A summary of securities available-for-sale with unrealized losses as of December 31, 2013, along with the related fair value, aggregated by the length of time that investments have been in a continuous unrealized loss position, is as follows (dollars in thousands):
		Less than 12 months						12 months or longer							Total
December 31, 2013		Fair			Gross			Fair			Gross				Fair				Gross			Total
		Value			Unrealized			Value			Unrealized				Value				Unrealized			Securities in a Loss Position
					Losses						Losses								Losses
Fixed maturities
Corporate debt securities		$	10,589		$	600		$	1,548		$	113			$	12,137			$	713		26
Mortgage backed securities		3,215			427			1,796			130				5,011				557			18
Private label mortgage backed securities		472			4			—			—				472				4			3
Obligations of state and political subdivisions		3,545			165			325			30				3,870				195			11
U.S. Treasury securities and obligations of U.S. Government corporations and agencies		11,534			600			390			108				11,924				708			21
Equity securities		—			—			875			411				875				411			1
		$	29,355		$	1,796		$	4,934		$	792			$	34,289			$	2,588		80
There were no securities held-to-maturity with unrealized losses as of December 31, 2013.
The Company conducts periodic reviews to identify and evaluate securities in an unrealized loss position in order to identify other-than-temporary impairments. For securities in an unrealized loss position, the Company assesses whether the Company has the intent to sell the security or more-likely-than-not will be required to sell the security before the anticipated recovery.  If either of these conditions is met, the Company is required to recognize an other-than-temporary impairment with the entire unrealized loss reported in earnings.  For securities in an unrealized loss position that do not meet these conditions, the Company assesses whether the impairment of a security is other-than-temporary.  If the impairment is determined to be other-than-temporary, the Company is required to separate the other-than-temporary impairments into two components:  the amount representing the credit loss and the amount related to all other factors.  The credit loss is the portion of the amortized book value in excess of the net present value of the projected future cash flows discounted at the effective interest rate implicit in the debt security prior to impairment.  The credit loss component of other-than-temporary impairments is reported in earnings, whereas the amount relating to factors other than credit losses are recorded in other comprehensive income, net of taxes.
Management has evaluated each security in a significant unrealized loss position.  The Company has no material exposure to sub-prime mortgage loans and less than 2.1% of the fixed income investment portfolio is rated below investment grade.  In evaluating whether or not the equity loss positions were other-than-temporary impairments, Management evaluated financial information on each company and where available, reviewed analyst reports from at least two independent sources.  Based on a review of the available financial information, the prospect for future earnings of each company and consideration of the Company’s intent and ability to hold the securities until market values recovered, it was determined that the securities in an accumulated loss position in the portfolio were temporary impairments.
For the nine months ended September 30, 2014 and 2013, the Company realized no additional other-than-temporary impairments.
Major categories of investment income are summarized as follows (dollars in thousands):
	Three months ended September 30,						Nine months ended September 30,
	2014			2013			2014			2013
Fixed maturities	$	855		$	846		$	2,571		$	2,486
Equity securities	29			34			87			107
Mortgage loans on real estate	5			5			12			17
Investment real estate	1			2			4			6
Policy loans	29			27			84			77
Company owned life insurance change in surrender value	(89		)	48			49			(100		)
Other, principally short-term investments	56			98			184			306
	886			1,060			2,991			2,899
Less: Investment expenses	62			53			189			158
Net investment income	$	824		$	1,007		$	2,802		$	2,741
Major categories of investment gains and losses are summarized as follows (dollars in thousands):
	Three months ended September 30,						Nine months ended September 30,
	2014			2013			2014			2013
Fixed maturities	$	117		$	(17	)	$	366		$	110
Equity securities	—			—			—			928
Trading securities	—			—			—			—
Other, principally real estate	24			3,314			175			3,316
Other-than-temporary impairments	—			—			—			—
Net realized investment gains	$	141		$	3,297		$	541		$	4,354
An analysis of the net change in unrealized appreciation on available-for-sale securities follows (dollars in thousands):
	30-Sep-14			31-Dec-13
Net change in unrealized appreciation on available-for-sale securities before deferred tax	$	2,694		$	(4,243	)
Deferred income tax	(916		)	1,442
Net change in unrealized appreciation on available-for-sale securities	$	1,778		$	(2,801	)

Fair_Value_of_Financial_Assets

Fair Value of Financial Assets and Financial Liabilities	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value of Financial Assets and Financial Liabilities	'
	FAIR VALUE OF FINANCIAL ASSETS AND FINANCIAL LIABILITIES
	Our available-for-sale securities consists of fixed maturity and equity securities which are recorded at fair value in the accompanying consolidated balance sheets.  The change in the fair value of these investments, unless deemed to be other-than-temporarily impaired, is recorded as a component of other comprehensive income.
	We are permitted to elect to measure financial instruments and certain other items at fair value, with the change in fair value recorded in earnings.  We elected not to measure any eligible items using the fair value option.
	Accounting standards define fair value as the price that would be received to sell an asset or would be paid to transfer a liability in an orderly transaction between market participants at the measurement date, and establishes a framework to make the measurement of fair value more consistent and comparable.  In determining fair value, we primarily use prices and other relevant information generated by market transactions involving identical or comparable assets.
	The Company categorizes assets and liabilities carried at their fair value based upon a fair value hierarchy:
	Level 1 – Quoted prices in active markets for identical assets or liabilities that the Company has the ability to access at the measurement date.
	Level 1 assets and liabilities consist of money market fund deposits and certain of our marketable debt and equity instruments, including equity instruments offsetting deferred compensation, that are traded in an active market with sufficient volume and frequency of transactions.
	Level 2 - Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets with insufficient volume or infrequent transactions (less active markets); or model-derived valuations in which all significant inputs are observable or can be derived principally from or corroborated by observable market data for substantially the full term of the assets or liabilities.
	Level 2 assets include certain of our marketable debt and equity instruments with quoted market prices that are traded in less active markets or priced using a quoted market price for similar instruments. Level 2 assets also include marketable equity instruments with security-specific restrictions that would transfer to the buyer, marketable debt instruments priced using indicator prices which represent non-binding market consensus prices that can be corroborated by observable market quotes, as well as derivative contracts and debt instruments priced using inputs that are observable in the market or can be derived principally from or corroborated by observable market data.  Marketable debt instruments in this category generally include commercial paper, bank time deposits, repurchase agreements for fixed-income instruments, and a majority of floating-rate notes, corporate bonds, and municipal bonds.
	Level 3 - Unobservable inputs to the valuation methodology that are significant to the measurement of fair value of assets or liabilities.
	Level 3 assets and liabilities include marketable debt instruments, non-marketable equity investments, derivative contracts, and company issued debt whose values are determined using inputs that are both unobservable and significant to the values of the instruments being measured. Level 3 assets also include marketable debt instruments that are priced using indicator prices that we were unable to corroborate with observable market quotes.
	Marketable debt instruments in this category generally include asset-backed securities and certain floating-rate notes, corporate bonds, and municipal bonds.
	Assets/Liabilities Measured at Fair Value on a Recurring Basis
	Financial assets and liabilities measured at fair value on a recurring basis as of September 30, 2014 are summarized in the following table by the type of inputs applicable to the fair value measurements (unaudited) (in thousands):
		Fair Value Measurements at Reporting Date Using
	Description	Total			Level 1			Level 2		Level 3
	Financial Assets
	Fixed maturities available-for-sale
	Corporate debt securities	$	40,257		$	—		$	40,257	$	—
	Trust preferred securities	—			—			—		—
	Mortgage backed securities	11,645			—			11,645		—
	Private label mortgage backed securities	1,443			—			1,443		—
	Obligations of states and political subdivisions	15,795			—			15,795		—
	U.S. Treasury securities and obligations of U.S.	18,067			18,067			—		—
	Government corporations and agencies
	Trading securities	19			19			—		—
	Equity securities available-for-sale	4,762			3,664			—		1,098
	Total Financial Assets	$	91,988		$	21,750		$	69,140	$	1,098
	Financial Liabilities
	Interest rate swap	$	(1,085	)	$	—		$	—	$	(1,085	)
	Total Financial Liabilities	$	(1,085	)	$	—		$	—	$	(1,085	)
	The methods and assumptions the Company uses to estimate the fair value of assets and liabilities measured at fair value on a recurring basis are summarized below.
	Fixed maturities available-for-sale — The fair values of the Company’s public fixed maturity securities are generally based on prices obtained from independent pricing services. Consistent with the fair value hierarchy described above, securities with validated quotes from pricing services are generally reflected within Level 2, as they are primarily based on observable pricing for similar assets and/or other market observable inputs.
	Trading securities — Trading securities consist primarily of mutual funds whose fair values are determined consistent with similar instruments described above under “Fixed Maturities” and below under “Equity Securities.”
	Equity securities — Equity securities consist principally of investments in common and preferred stock of publicly traded companies and privately traded securities. The fair values of our publicly traded equity securities are based on quoted market prices in active markets for identical assets and are classified within Level 1 in the fair value hierarchy.
	Estimated fair values for our privately traded equity securities require a substantial level of judgment. Privately traded equity securities are classified within Level 3.
	Interest rate swaps — Interest rate swaps are recorded at fair value either as assets, within other assets or as liabilities, within other liabilities. The fair values of our interest rate swaps are provided by a third-party broker and are classified within Level 3.
	As of September 30, 2014, Level 3 fair value measurements of assets include $1,098,000 of equity securities in a local community bank whose value is based on an evaluation of the financial statements of the entity. The Company does not develop the unobservable inputs used in measuring fair value.
	As of September 30, 2014, Level 3 fair value measurements of liabilities include $1,085,000 net fair value of various interest rate swap agreements whose value is based on analysis provided by a third party broker who utilizes financial modeling tools and assumptions on interest and other factors. The Company does not develop the unobservable inputs used in measuring fair value. Additional information regarding the interest rate swap agreements is provided in Note 7.
	The table below presents a reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended September 30, 2014 (in thousands):
	For the nine months ended September 30, 2014	Equity Securities Available-for-Sale			Interest Rate Swap
	Beginning balance	$	875		$	(897	)
	Total gains or losses (realized and unrealized):
	Included in earnings	—			—
	Included in other comprehensive income	223			(188		)
	Purchases:	—			—
	Sales:	—			—
	Issuances:	—			—
	Settlements:	—			—
	Transfers in/(out) of Level 3	—			—
	Ending balance	$	1,098		$	(1,085	)
	The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets and liabilities still held as of September 30, 2014:	$	—		$	—
	For the nine months ended September 30, 2014, there were no assets or liabilities measured at fair values on a nonrecurring basis.
	Financial assets and liabilities measured at fair value on a recurring basis as of December 31, 2013 are summarized in the following table by the type of inputs applicable to the fair value measurements (in thousands):
		Fair Value Measurements at Reporting Date Using
	Description	Total			Level 1			Level 2		Level 3
	Financial Assets
	Fixed maturities available-for-sale
	Corporate debt securities	$	36,816		$	—		$	36,816	$	—
	Trust preferred securities	571			—			571		—
	Mortgage backed securities	7,140			—			7,140		—
	Private label mortgage backed securities	2,186			—			2,186		—
	Obligations of states and political subdivisions	16,741			—			16,741		—
U.S. Treasury securities and obligations of U.S.	15,980			15,980			—		—
Government corporations and agencies
Trading securities	19			19			—		—
Equity securities available-for-sale	4,374			3,499			—		875
Total Financial Assets	$	83,827		$	19,498		$	63,454	$	875
Financial Liabilities
Interest rate swap	$	897		$	—		$	—	$	897
Total Financial Liabilities	$	897		$	—		$	—	$	897
The table below presents a reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the year ended December 31, 2013 (in thousands):
For the year ended December 31, 2013	Equity Securities Available-for-Sale			Interest Rate Swap
Beginning balance	$	829		$	(1,521	)
Total gains or losses (realized and unrealized):
Included in earnings	—			—
Included in other comprehensive income	46			624
Purchases:	—			—
Sales:	—			—
Issuances:	—			—
Settlements:	—			—
Transfers in/(out) of Level 3	—			—
Ending balance	$	875		$	(897	)
The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets and liabilities still held as of December 31, 2013:	$	—		$	—
For the year ended December 31, 2013, there were no assets or liabilities measured at fair values on a nonrecurring basis.
The Company is exposed to certain risks in the normal course of its business operations.  The primary risk that is managed through the use of derivatives is interest rate risk on floating rate borrowings.  This risk is managed through the use of interest rate swap agreements which are designated as cash flow hedges.  For cash flow hedges, the effective portion of the gain or loss on the interest rate swap is included as a component of other comprehensive income and reclassified into earnings in the same period during which the hedged transaction is recognized in earnings.  The Company does not hold or issue derivatives that are not designated as hedging instruments.  See Note 7 for additional information about the interest rate swap agreements.
The following methods and assumptions were used to estimate fair value of each class of financial instrument for which it is practical to estimate that value:
Cash and cash equivalents — the carrying amount is a reasonable estimate of fair value.
Mortgage loans — the carrying amount is a reasonable estimate of fair value due to the restrictive nature and limited marketability of the mortgage notes.
Policy loans — the carrying amount is a reasonable estimate of fair value.
Company owned life insurance — the carrying amount is a reasonable estimate of fair value.
Other invested assets — the carrying amount is a reasonable estimate of fair value.
Other policyholder funds — the carrying amount is a reasonable estimate of fair value.
Debt — the carrying amount is a reasonable estimate of fair value.
The carrying amount and estimated fair value of the Company’s financial instruments as of September 30, 2014 and December 31, 2013 are as follows (in thousands):
	September 30, 2014						December 31, 2013
	Carrying			Estimated			Carrying		Estimated
	Value			Fair Value			Value		Fair Value
Assets and related instruments
Mortgage loans	$	227		$	227		$	333	$	333
Policy loans	1,523			1,523			1,443		1,443
Company owned life insurance	5,494			5,494			5,858		5,858
Other invested assets	3,509			3,509			3,559		3,559
Liabilities and related instruments
Other policyholder funds	1,485			1,485			1,447		1,447
Short-term notes payable and current portion of long-term debt	1,166			1,166			1,866		1,866
Long-term debt	20,539			20,539			20,889		20,889

Property_and_Equipment

Property and Equipment	9 Months Ended
	Sep. 30, 2014
Property, Plant and Equipment [Abstract]	'
Property and Equipment	'
	PROPERTY AND EQUIPMENT
	Major categories of property and equipment are summarized as follows (dollars in thousands):
		September 30, 2014		31-Dec-13
	Building and improvements	$	3,299	$	3,185
	Electronic data processing equipment	1,865		1,822
	Furniture and fixtures	811		874
		5,975		5,881
	Less accumulated depreciation	3,979		3,804
	Property and equipment, net	$	1,996	$	2,077
	Depreciation expense for the nine months ended September 30, 2014 was $257,000 ($386,000 for the year ended December 31, 2013).

Income_Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2014
Income Tax Disclosure [Abstract]	'
Income Taxes	'
	INCOME TAXES
	The Company recognizes tax-related interest and penalties as a component of tax expense.  The Company files income tax returns in the U.S. federal jurisdiction and various states.  The Company is not subject to examinations by authorities related to its U.S. federal or state income tax filings for years prior to 2011. Tax returns have been filed through the year 2013.
	Net deferred tax liabilities are determined based on the estimated future tax effects of differences between the financial statement and tax basis of assets and liabilities given the provisions of the enacted tax laws.  Management believes that, based on its historical pattern of taxable income, the Company will produce sufficient income in the future to realize its deferred tax assets.  The Company recognized net deferred tax asset positions of $3,624,000 at September 30, 2014 and $4,654,000 at December 31, 2013.
	The tax effect of significant differences representing deferred tax assets and liabilities are as follows (dollars in thousands):
		As of September 30, 2014				As of December 31, 2013
	General expenses	$	1,349			$	1,326
	Unearned premiums	2,112				1,855
	Claims liabilities	975				700
	Litigation settlement	3,173				3,173
	AMT credit	479				335
	NOL carryforward	—				849
	Unrealized loss on interest rate swaps	369				305
	Deferred tax assets	8,457				8,543
	Depreciation	(105		)		(119		)
	Deferred policy acquisition costs	(3,026		)		(2,984		)
	Unrealized gains on securities available-for-sale	(1,702		)		(786		)
	Deferred tax liabilities	(4,833		)		(3,889		)
	Net deferred tax asset	$	3,624			$	4,654
	The appropriate income tax effects of changes in temporary differences are as follows (dollars in thousands):
		Nine months ended September 30,
		2014				2013
	Deferred policy acquisition costs	$	42			$	(19	)
	Other-than-temporary impairments	—				96
	Trading securities	—				(1		)
	Unearned premiums	(257		)		(216		)
	General expenses	(23		)		(72		)
	Depreciation	(14		)		(23		)
	Claim liabilities	(275		)		(277		)
	AMT credit	(144		)		—
	NOL carryforward	849				1,062
	Deferred income tax expense (benefit)	$	178			$	550
	Total income tax expense (benefit) varies from amounts computed by applying current federal income tax rates to income or loss before income taxes.  The reasons for these differences and the approximate tax effects are as follows:
		Nine months ended September 30,
		2014			2013
	Federal income tax rate applied to pre-tax income/loss	34	%		34	%
	Dividends received deduction and tax-exempt interest	(1.5	)%		(1.9	)%
	Company owned life insurance	(9.9	)%		0.7	%
	Small life deduction	(6.6	)%		(5.2	)%
	Life reserve tax adjustment	—	%		(6.6	)%
	Other, net	1.4	%		1.1	%
	Effective federal income tax rate	17.4	%		22.1	%

Notes_Payable_and_LongTerm_Deb

Notes Payable and Long-Term Debt	9 Months Ended
	Sep. 30, 2014
Debt Disclosure [Abstract]	'
Notes Payable and Long-Term Debt	'
	NOTES PAYABLE AND LONG-TERM DEBT
	Short-term debt and current portion of long-term debt consisted of the following as of September 30, 2014 and December 31, 2013 (dollars in thousands):
		2014		2013
	Line of credit with variable interest rate equal to the Wall Street Journal (WSJ) prime rate, subject to a 5.0% floor; maturity February 2014.  Interest payments due quarterly.  Unsecured.	$	—	$	700
	Current portion of installment note payable due November 2014 with variable interest rate equal to the WSJ prime rate plus 1%; Unsecured	1,166		1,166
		$	1,166	$	1,866
	Long-term debt consisted of the following as of September 30, 2014 and December 31, 2013 (dollars in thousands):
		2014		2013
	Line of credit with variable interest rate equal to the WSJ prime rate, subject to a 5.0% floor; maturity February 2016.  Interest payments due quarterly.  Unsecured.	$	—	$	—
	Line of credit with variable interest rate equal to the WSJ prime rate, subject to a 4.5% floor; maturity September 2017.  Interest payments due monthly.  Secured.	—		350
	Long term portion of installment note with variable interest rate equal to the WSJ prime rate plus 1% and adjustable each November; maturity November 2021. Interest payable annually with principal payable in equal annual installments. Next principal installment on long term portion due November 2015. Unsecured.	8,167		8,167
	Subordinated debentures issued on December 15, 2005 with fixed interest rate of 8.83% each distribution period thereafter until December 15, 2015 when the coupon rate shall equal the 3-Month LIBOR plus 3.75% applied to the outstanding principal; maturity December 2035.  Interest payments due quarterly.  All may be redeemed at any time following the tenth anniversary of issuance.  Unsecured.	9,279		9,279
	Subordinated debentures issued on June 21, 2007 with a floating interest rate equal to the 3-Month LIBOR plus 3.40% applied to the outstanding principal; maturity June 15, 2037. Interest payments due quarterly.  All may be redeemed at any time following the fifth anniversary of issuance.  Unsecured.	3,093		3,093
		$	20,539	$	20,889
	On May 26, 2010, the Company entered into a forward swap with a notional amount of $9,000,000 effective December 15, 2015, which will hedge against changes in cash flows following the termination of the fixed rate period. Quarterly, commencing March 16, 2016 under the terms of the forward swap, the Company will pay interest at a fixed rate of 8.49% until March 15, 2020.
	The swaps entered into in 2009 and 2010 have fair values of $247,000 (liability) and $838,000 (liability), respectively, for a total liability of $1,085,000 at September 30, 2014 ($897,000 at December 31, 2013).  The swap liability is reported as a component of other liabilities on the consolidated balance sheets.  A net valuation loss of $124,000 (net of tax) is included in accumulated other comprehensive income related to the swap agreements for the nine months ended September 30, 2014.  A net valuation gain of $412,000 (net of tax) was included in accumulated other comprehensive income related to the swap at December 31, 2013.
	We use dollar offset at the hedge's inception and for each reporting period thereafter to assess whether the derivative used in a hedging transaction is expected to be, and has been, effective in offsetting changes in the fair value of the hedged item. Since inception, no portion of the hedged item has been deemed ineffective. For all hedges, we discontinue hedge accounting if it is determined that a derivative is not expected to be, or has ceased to be, effective as a hedge.
	The Company’s interest rate swaps include provisions requiring the Company to post collateral when the derivative is in a net liability position.  At September 30, 2014, the Company has securities on deposit with fair market values of $1,476,000 (all of which is posted as collateral). At December 31, 2013, the Company had securities on deposit with fair market values of $1,422,000 (all of which is posted as collateral). See Note 4 for additional information about the interest rate swaps.

Reinsurance

Reinsurance	9 Months Ended
	Sep. 30, 2014
Reinsurance Disclosures [Abstract]	'
Reinsurance	'
	REINSURANCE
	The Company's insurance operations utilize reinsurance in order to limit losses, minimize exposure to large risks, provide additional capacity for future growth and effect business-sharing arrangements. Life reinsurance is accomplished through yearly renewable term coverage. Property and casualty reinsurance is placed on both a quota-share and excess of loss basis. Reinsurance ceded arrangements do not discharge the insurance subsidiaries as the primary insurer, except for cases involving a novation. Failure of re-insurers to honor their obligations could result in losses to the insurance subsidiaries. The insurance subsidiaries evaluate the financial conditions of their reinsurance companies and monitor concentrations of credit risk arising from similar geographic regions, activities, or economic characteristics of the companies to minimize their exposure to significant losses from reinsurance insolvencies.
	In the normal course of business, NSFC seeks to reduce the loss that may arise from catastrophes or other individually significant large loss events that cause unfavorable underwriting results by re-insuring certain levels of risk in various areas of exposure with reinsurance companies.  NSFC maintains a catastrophe reinsurance agreement to cover losses from catastrophic events, primarily hurricanes.
	Under the catastrophe reinsurance program, the Company retains the first $4,000,000 in losses from each catastrophe event.  Catastrophe reinsurance coverage is maintained in four layers as follows:
	Layer	Reinsurers' Limits of Liability
	First Layer	100% of $6,000,000 in excess of $4,000,000
	Second Layer	100% of $7,500,000 in excess of $10,000,000
	Third Layer	100% of $25,000,000 in excess of $17,500,000
	Fourth Layer	100% of $30,000,000 in excess of $42,500,000
	Each reinsurance layer covers events occurring from January 1 through December 31 of the contract year.  All significant reinsurance companies under the program carry A.M. Best ratings of A- (Excellent) or higher, or equivalent ratings.
	The Company's catastrophe reinsurance contract allows for one reinstatement. The Company maintains reinstatement premium protection (RPP) to cover reinstatement premiums incurred. The RPP further reduces risk from a major catastrophe and serves to strengthen the Company's capital position by reducing the modeled 100 year event net cost.
	Amounts recoverable from re-insurers are estimated in a manner consistent with the claim liability associated with the underlying insurance policies.  Amounts paid for prospective reinsurance contracts are reported as prepaid reinsurance premiums and amortized over the remaining contract period.
	In the normal course of business, NSIC seeks to limit its exposure to loss on any single insured and to recover a portion of benefits paid by ceding reinsurance to reinsurance companies under excess coverage contracts.  NSIC retains a maximum of $50,000 of coverage per individual life.  The cost of reinsurance is amortized over the contract period of the reinsurance.
	At September 30, 2014, the largest reinsurance recoverable of a single reinsurer was $22,000 ($214,000 at December 31, 2013). Amounts reported as ceded incurred losses in both 2014 and 2013 were related to the development of losses from prior year catastrophes.

Employee_Benefit_Plans

Employee Benefit Plans	9 Months Ended
	Sep. 30, 2014
Compensation and Retirement Disclosure [Abstract]	'
Employee Benefit Plans	'
	EMPLOYEE BENEFIT PLANS
	The Company and its subsidiaries have an established retirement savings plan (401K Plan). All full-time employees are eligible to participate, and all employer contributions are fully vested for employees who have completed 1,000 hours of service in the year of contribution. Company matching contributions for the nine months ended September 30, 2014 and 2013 amounted to $160,000 and $144,000, respectively. The Company contributes dollar-for-dollar matching contributions up to 5% of compensation subject to government limitations.
	In January 2006, the Company established a non-qualified plan under which directors are allowed to defer all or a portion of directors' fees into various investment options.
	The supplemental executive retirement plan (SERP) became effective March 1, 2008 and covers named executive officers with the Company contributing 15% of executive compensation to the plan. Contributions to the plan are fully vested upon the earlier of death, disability, change in control, or ten years of participation in the plan. Costs for amounts credited of the non-qualified deferred compensation plans for the nine months ended September 30, 2014 and 2013 amounted to approximately $76,000 and $178,000, respectively.
	The Company and its subsidiaries established an Employee Stock Ownership Plan (ESOP) in January 2010, to enable its eligible employees to acquire a proprietary interest in the Company's common stock and to provide retirement and other benefits to such employees. There were $150,000 in costs incurred during the first nine months of 2014 and $50,000 costs incurred for the first nine months of 2013 related to the ESOP. All contributions were made in cash for purchase of Company shares in the open market. The Company has not allocated shares directly to the plan and the plan has no debt.

Shareholders_Equity

Shareholders' Equity	9 Months Ended
	Sep. 30, 2014
Stockholders' Equity Note [Abstract]	'
Stockholders' Equity	'
	SHAREHOLDERS' EQUITY
	During the nine months ended September 30, 2014, and year ended December 31, 2013, changes in shareholders' equity consisted of net income of $4,730,000 and $5,658,000, respectively; dividends paid of $225,000 in 2014 and $248,000 in 2013; changes in accumulated other comprehensive income, net of applicable taxes, of $1,654,000 in 2014 and other comprehensive loss, net of applicable taxes, of $2,389,000 in 2013.  Other comprehensive loss consists of accumulated unrealized gains and losses on securities and unrealized gains and losses on interest rate swaps.
	The table below provides information regarding the Company's preferred and common stock as of September 30, 2014 and December 31, 2013:
		September 30, 2014			31-Dec-13
		Authorized	Issued	Outstanding	Authorized	Issued	Outstanding
	Preferred Stock, $1 par value	500,000	—	—	500,000	—	—
	Class A Common Stock, $1 par value	2,000,000	—	—	2,000,000	—	—
	Common Stock, $1 par value	3,000,000	2,507,452	2,507,452	3,000,000	2,494,480	2,494,480
	On June 13, 2014, 12,972 shares of common stock were issued to directors as compensation under the 2009 Equity Incentive Plan previously approved by shareholders.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2014
Equity [Abstract]	'
Accumulated Other Comprehensive Income	'
	ACCUMULATED OTHER COMPREHENSIVE INCOME
	Accumulated other comprehensive income (loss) ("AOCI") includes certain items that are reported directly within a separate component of shareholders' equity. The following table presents changes in AOCI balances (dollars in thousands):
		Nine Months Ended
		September 30,
		2014			2013
	Gains and Losses on Cash Flow Hedges
	Balance at beginning of period	$	(591	)	$	(1,003	)
	Other comprehensive income (loss) for period:
	Other comprehensive income (loss) before reclassifications	(124		)	324
	Amounts reclassified from accumulated other comprehensive income	—			—
	Net current period other comprehensive income (loss)	(124		)	324
	Balance at end of period	$	(715	)	$	(679	)
	Unrealized Gains and Losses on Available-for-Sale Securities
	Balance at beginning of period	$	1,527		$	4,328
	Other comprehensive income (loss) for period:
	Other comprehensive income before reclassifications	2,020			(1,454		)
	Amounts reclassified from accumulated other comprehensive income	(242		)	(731		)
	Net current period other comprehensive income	1,778			(2,185		)
	Balance at end of period	$	3,305		$	2,143
	Total Accumulated Other Comprehensive Income (loss) at end of period	$	2,590		$	1,464
	The following table presents the amounts reclassified out of AOCI for nine months ended September 30, 2014 (dollars in thousands):
	Details about Accumulated Other Comprehensive Income Components	Amounts Reclassified from Accumulated Other Comprehensive Income			Affected Line Item in the Statement Where Net Income is Presented
	Unrealized Gains and Losses on	$	366		Net realized investment gains
	Available-for-Sale Securities
		366			Total before tax
		(124		)	Tax (expense) or benefit
		$	242		Net of Tax
	The following table presents the amounts reclassified out of AOCI for the nine months ended September 30, 2013 (dollars in thousands):
	Details about Accumulated Other Comprehensive Income Components	Amounts Reclassified from Accumulated Other Comprehensive Income			Affected Line Item in the Statement Where Net Income is Presented
	Unrealized Gains and Losses on	$	1,108		Net realized investment gains
	Available-for-Sale Securities
		1,108			Total before tax
		(377		)	Tax (expense) or benefit
		$	731		Net of Tax

Segments

Segments	9 Months Ended
	Sep. 30, 2014
Segment Reporting, Disclosure of Entity's Reportable Segments [Abstract]	'
Segments	'
	SEGMENTS
	The Company’s property and casualty insurance operations comprise one business segment. The property and casualty insurance segment primarily underwrites home insurance coverage with primary lines of business consisting of:  dwelling fire and extended coverage, homeowners (including mobile homeowners) and other liability. The Company has ceased writing ocean marine, private passenger auto liability, commercial auto liability and auto physical damage coverages over the past two years with no policies remaining in-force at December 31, 2013 in the lines of business.
	Management organizes the business utilizing a niche strategy focusing on lower valued dwellings.  Our chief decision makers (Chief Executive Officer, Chief Financial Officer and President) review results and operating plans making decisions on resource allocations on a company-wide basis.  The Company’s products are primarily produced through agents within the states in which we operate.
	The Company’s life and accident and health operations comprise the second business segment.  The life and accident and health insurance segment consists of two lines of business: traditional life insurance and accident and health insurance.
	Total assets by industry segment at September 30, 2014 and at December 31, 2013 are summarized below (dollars in thousands):
			Total				P&C Insurance Operations				Life Insurance Operations				Non-Insurance Operations
	30-Sep-14
			$	145,706			$	80,534			$	56,924			$	8,248
	31-Dec-13
			$	133,980			$	71,003			$	53,831			$	9,146
	Premium revenues and operating income by business segment for the three and nine months ended September 30, 2014 and 2013 are summarized below (dollars in thousands):
	Three months ended September 30, 2014	Total				P&C Insurance Operations				Life Insurance Operations				Non-Insurance Operations
	REVENUE
	Net premiums earned	$	14,374			$	12,757			$	1,617			$	—
	Net investment income	824				333				472				19
	Net realized investment gains	141				23				117				1
	Other income	158				156				2				—
		15,497				13,269				2,208				20
	BENEFITS, LOSSES AND EXPENSES
	Policyholder benefits paid	7,172				5,876				1,296				—
	Amortization of deferred policy acquisition costs	946				642				304				—
	Commissions	2,166				2,073				93				—
	General and administrative expenses	1,719				1,296				385				38
	Taxes, licenses and fees	514				441				73				—
	Interest expense	380				—				16				364
		12,897				10,328				2,167				402
	Income (Loss) Before Income Taxes	$	2,600			$	2,941			$	41			$	(382	)
	Three months ended September 30, 2013	Total				P&C Insurance Operations				Life Insurance Operations				Non-Insurance Operations
	REVENUE
	Net premiums earned	$	13,191			$	11,446			$	1,745			$	—
	Net investment income	1,007				474				514				19
	Net realized investment gains	3,297				8				(19		)		3,308
	Other income	163				152				11				—
		17,658				12,080				2,251				3,327
	BENEFITS, LOSSES AND EXPENSES
	Policyholder benefits paid	7,112				5,845				1,267				—
	Amortization of deferred policy acquisition costs	894				639				255				—
	Commissions	1,800				1,704				96				—
	General and administrative expenses	2,117				1,444				543				130
	Taxes, licenses and fees	438				385				53				—
	Interest expense	434				—				34				400
		12,795				10,017				2,248				530
	Income Before Income Taxes	$	4,863			$	2,063			$	3			$	2,797
	Nine months ended September 30, 2014	Total				P&C Insurance Operations				Life Insurance Operations				Non-Insurance Operations
	REVENUE
	Net premiums earned	$	42,298			$	37,397			$	4,901			$	—
	Net investment income	2,802				1,296				1,449				57
	Net realized investment gains	541				72				467				2
	Other income	2,025				2,022				3				—
		47,666				40,787				6,820				59
	BENEFITS AND EXPENSES
	Policyholder benefits paid	24,191				20,106				4,085				—
	Amortization of deferred policy acquisition costs	2,717				1,924				793				—
	Commissions	6,160				5,908				252				—
	General and administrative expenses	6,158				4,285				1,443				430
	Taxes, licenses and fees	1,565				1,362				203				—
	Interest expense	1,148				—				47				1,101
		41,939				33,585				6,823				1,531
	Income (Loss) Before Income Taxes	$	5,727			$	7,202			$	(3	)		$	(1,472	)
	Nine months ended September 30, 2013	Total				P&C Insurance Operations				Life Insurance Operations				Non-Insurance Operations
	REVENUE
	Net premiums earned	$	39,163			$	34,010			$	5,153			$	—
	Net investment income	2,741				1,170				1,514				57
Net realized investment gains	4,354				1,038				8				3,308
Other income	480				467				13				—
	46,738				36,685				6,688				3,365
BENEFITS AND EXPENSES
Policyholder benefits paid	24,923				21,474				3,449				—
Amortization of deferred policy acquisition costs	2,759				1,938				821				—
Commissions	5,268				4,986				282				—
General and administrative expenses	6,082				4,052				1,455				575
Taxes, licenses and fees	1,398				1,220				178				—
Interest expense	1,311				—				72				1,239
	41,741				33,670				6,257				1,814
Income Before Income Taxes	$	4,997			$	3,015			$	431			$	1,551
The following table presents the Company’s gross and net premiums written for the property and casualty segment and the life and accident and health segment for the three and nine months ended September 30, 2014 and 2013, respectively:
		Three months ended September 30,								Nine months ended
										September 30,
		2014				2013				2014				2013
Life, accident and health operations premiums written:
Traditional life insurance		$	1,156			$	1,184			$	3,472			$	3,586
Accident and health insurance		564				604				1,439				1,485
Gross life, accident and health		1,720				1,788				4,911				5,071
Reinsurance premium ceded		(23		)		(22		)		(58		)		(52		)
Net life, accident and health premiums written		$	1,697			$	1,766			$	4,853			$	5,019
Property and Casualty operations premiums written:
Dwelling fire & extended coverage		$	8,340			$	7,630			$	25,888			$	23,595
Homeowners (Including mobile homeowners)		6,261				6,245				18,889				18,422
Ocean marine		—				—				—				75
Other liability		475				429				1,465				1,311
Gross property and casualty		15,076				14,304				46,242				43,403
Reinsurance premium ceded		(1,762		)		(2,081		)		(5,319		)		(6,401		)
Net property and casualty written		$	13,314			$	12,223			$	40,923			$	37,002
Gross premiums written		$	16,796			$	16,092			$	51,153			$	48,474
Reinsurance premium ceded		(1,785		)		(2,103		)		(5,377		)		(6,453		)
Net premiums written		$	15,011			$	13,989			$	45,776			$	42,021
The following table presents the Company’s gross and net premiums earned for the property and casualty segment and the life and accident and health segment for the three and nine months ended September 30, 2014 and 2013, respectively:
		Three months ended September 30,								Nine months ended
										September 30,
		2014				2013				2014				2013
Life, accident and health operations premiums earned:
Traditional life insurance		$	1,080			$	1,159			$	3,537			$	3,715
Accident and health insurance		560				608				1,422				1,490
Gross life, accident and health		1,640				1,767				4,959				5,205
Reinsurance premium ceded		(23		)		(22		)		(58		)		(52		)
Net life, accident and health premiums earned		$	1,617			$	1,745			$	4,901			$	5,153
Property and Casualty operations premiums earned:
Dwelling fire & extended coverage		$	8,147			$	7,446			$	23,727			$	21,720
Homeowners (Including mobile homeowners)		5,914				5,674				17,661				17,007
Ocean marine		—				—				—				524
Other liability		458				408				1,328				1,172
Gross property and casualty		14,519				13,528				42,716				40,423
Reinsurance premium ceded		(1,762		)		(2,082		)		(5,319		)		(6,413		)
Net property and casualty earned		$	12,757			$	11,446			$	37,397			$	34,010
Gross premiums earned		$	16,159			$	15,295			$	47,675			$	45,628
Reinsurance premium ceded		(1,785		)		(2,104		)		(5,377		)		(6,465		)
Net premiums earned		$	14,374			$	13,191			$	42,298			$	39,163

Contingencies

Contingencies	9 Months Ended
	Sep. 30, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Contingencies	'
	CONTINGENCIES
	The Company and its subsidiaries continue to be named individually as parties to litigation related to the conduct of their insurance operations.  These suits involve alleged breaches of contracts, torts, including bad faith and fraud claims based on alleged wrongful or fraudulent acts of the Company's subsidiaries, and other miscellaneous causes of action.
	The Company's property & casualty subsidiaries are defending a limited number of matters filed in the aftermath of Gustav and Ike in Texas.  These actions include individual lawsuits with allegations of underpayment of hurricane-related claims.
	The various suits seek a variety of remedies, including actual and/or punitive damages in unspecified amounts and/or declaratory relief.  The Company has reserves set up on litigated claims and the reserves are included in benefit and loss reserves.

Supplemental_Cash_Flow_Informa

Supplemental Cash Flow Information	9 Months Ended
	Sep. 30, 2014
Supplemental Cash Flow Elements [Abstract]	'
Supplemental Cash Flow Information	'
	SUPPLEMENTAL CASH FLOW INFORMATION
	Cash paid for interest during the nine months ended September 30, 2014 was $847,000 ($976,000 in 2013). Cash paid for income taxes during the nine months ended September 30, 2014 was $248,000 ($195,000 in 2013).
	During the nine months ended September 30, 2014, non-cash changes in equity included $13,000 in common stock issued to Directors in lieu of cash compensation along with a corresponding $120,000 increase in additional paid in capital.

Subsequent_Events

Subsequent Events	9 Months Ended
	Sep. 30, 2014
Subsequent Events [Abstract]	'
Subsequent Events	'
	SUBSEQUENT EVENTS
	Management has evaluated subsequent events and their potential effects on these consolidated financial statements through the filing date of this Form 10-Q.

Significant_Accounting_Policie1

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Principles of Consolidation and Basis of Presentation	'
	The accompanying consolidated financial statements include the accounts of The National Security Group, Inc. (the Company) and its wholly-owned subsidiaries:  National Security Insurance Company (NSIC), National Security Fire and Casualty Company (NSFC) and NATSCO, Inc. (NATSCO).  NSFC includes a wholly-owned subsidiary, Omega One Insurance Company (Omega).  The accompanying condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (GAAP).  In the opinion of management, all adjustments, consisting of normal and recurring items, necessary for the fair presentation of the consolidated financial statements have been included. All significant intercompany transactions and accounts have been eliminated.  The financial information presented herein should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2013, which includes information and disclosures not presented herein.
Use of Estimates	'
	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Among the more significant estimates included in these consolidated financial statements are reserves for future life insurance policy benefits, liabilities for losses and loss adjustment expenses, reinsurance recoverable associated with loss and loss adjustment expense liabilities, deferred policy acquisition costs, deferred income tax assets and liabilities, assessments of other-than-temporary impairments on investments and accruals for contingencies.  Actual results could differ from these estimates.
Earnings Per Share	'
	Earnings per share of common stock is based on the weighted average number of shares outstanding during each year. The adjusted weighted average shares outstanding were 2,499,706 at September 30, 2014 and 2,476,302 at September 30, 2013.
Reclassifications	'
	Certain 2013 amounts have been reclassified from the prior year consolidated financial statements to conform to the 2014 presentation.
Concentration of Credit Risk	'
	The Company maintains cash balances which are generally held in non-interest bearing demand deposit accounts. Through December 31, 2012, these balances were insured by the FDIC with no balance limits. On January 1, 2013, $250,000 per entity account balance limits were reinstated. At September 30, 2014, the net amount exceeding FDIC insured limits was $4,859,000 at one financial institution. The Company has not experienced any losses in such accounts. Management of the Company reviews financial information of the financial institution on a quarterly basis and believes the Company is not exposed to any significant credit risk on cash and cash equivalents.
	Policy receivables are reported at unpaid balances. Policy receivables are generally offset by associated unearned premium liabilities and are not subject to significant credit risk. Receivables from agents, less provision for credit losses, are composed of balances due from independent agents. At September 30, 2014, the single largest balance due from one agent totaled $875,000.
	Reinsurance contracts do not relieve the Company of its obligations to policyholders. A failure of a reinsurer to meet their obligation could result in losses to the insurance subsidiaries. Allowances for losses are established if amounts are believed to be uncollectible. At September 30, 2014 and 2013, no amounts were deemed uncollectible. The Company, at least annually, evaluates the financial condition of all reinsurers and evaluates any potential concentrations of credit risk. At September 30, 2014, management does not believe the Company is exposed to any significant credit risk related to its reinsurance program.
Recently Adopted Accounting Standards	'Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward ExistsIn July 2013, the FASB issued guidance on the financial statement presentation of an unrecognized tax benefit when a net operating loss ("NOL") carryforward, a similar tax loss, or a tax credit carryforward exists. This guidance applies to all entities with unrecognized tax benefits that also have tax loss or tax credit carryforwards in the same tax jurisdiction as of the reporting date. This guidance is effective for fiscal years beginning after December 15, 2013. The Company adopted this standard on January 1, 2014. This guidance did not have a material effect on results of operations or financial position. Revenue from Contracts with Customers In May 2014, the FASB issued guidance on a comprehensive new revenue recognition standard. This standard will not impact accounting for insurance contracts, leases, financial instruments and guarantees. For those contracts that are impacted by the new guidance, the guidance will require an entity to recognize revenue upon the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled to, in exchange for those goods or services. The guidance requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. This guidance is effective retrospectively for fiscal years beginning after December 15, 2016 and interim periods within those years. Early adoption of this standard is not permitted. Although insurance contracts are specifically scoped out of this new guidance, we have minor services that may be subject to the new revenue recognition guidance and are still in the process of evaluating the impact, if any, the guidance may have on our consolidated financial statements.
Consolidation, Variable Interest Entity	'
	The Company holds a passive interest in a limited partnership that is considered to be a Variable Interest Entity (VIE) under the provisions of ASC 810 Consolidation. The Company is not the primary beneficiary of the entity and is not required to consolidate under ASC 810. The entity is a private placement investment fund formed for the purpose of investing in private equity investments. The Company owns less than 1% of the limited partnership. The carrying value of the investment totals $325,000 and is included as a component of Other Invested Assets in the accompanying consolidated balance sheets.
Marketable Securities	'
	In evaluating whether or not the equity loss positions were other-than-temporary impairments, Management evaluated financial information on each company and where available, reviewed analyst reports from at least two independent sources.
	For securities in an unrealized loss position, the Company assesses whether the Company has the intent to sell the security or more-likely-than-not will be required to sell the security before the anticipated recovery.  If either of these conditions is met, the Company is required to recognize an other-than-temporary impairment with the entire unrealized loss reported in earnings.  For securities in an unrealized loss position that do not meet these conditions, the Company assesses whether the impairment of a security is other-than-temporary.  If the impairment is determined to be other-than-temporary, the Company is required to separate the other-than-temporary impairments into two components:  the amount representing the credit loss and the amount related to all other factors.  The credit loss is the portion of the amortized book value in excess of the net present value of the projected future cash flows discounted at the effective interest rate implicit in the debt security prior to impairment.  The credit loss component of other-than-temporary impairments is reported in earnings, whereas the amount relating to factors other than credit losses are recorded in other comprehensive income, net of taxes.
Fair Value of Financial Instruments	'
	The following methods and assumptions were used to estimate fair value of each class of financial instrument for which it is practical to estimate that value:
	Cash and cash equivalents — the carrying amount is a reasonable estimate of fair value.
	Mortgage loans — the carrying amount is a reasonable estimate of fair value due to the restrictive nature and limited marketability of the mortgage notes.
	Policy loans — the carrying amount is a reasonable estimate of fair value.
	Company owned life insurance — the carrying amount is a reasonable estimate of fair value.
	Other invested assets — the carrying amount is a reasonable estimate of fair value.
	Other policyholder funds — the carrying amount is a reasonable estimate of fair value.
	Debt — the carrying amount is a reasonable estimate of fair value.
	Our available-for-sale securities consists of fixed maturity and equity securities which are recorded at fair value in the accompanying consolidated balance sheets.  The change in the fair value of these investments, unless deemed to be other-than-temporarily impaired, is recorded as a component of other comprehensive income.
	We are permitted to elect to measure financial instruments and certain other items at fair value, with the change in fair value recorded in earnings.  We elected not to measure any eligible items using the fair value option.
	Accounting standards define fair value as the price that would be received to sell an asset or would be paid to transfer a liability in an orderly transaction between market participants at the measurement date, and establishes a framework to make the measurement of fair value more consistent and comparable.  In determining fair value, we primarily use prices and other relevant information generated by market transactions involving identical or comparable assets.
	The Company categorizes assets and liabilities carried at their fair value based upon a fair value hierarchy:
	Level 1 – Quoted prices in active markets for identical assets or liabilities that the Company has the ability to access at the measurement date.
	Level 1 assets and liabilities consist of money market fund deposits and certain of our marketable debt and equity instruments, including equity instruments offsetting deferred compensation, that are traded in an active market with sufficient volume and frequency of transactions.
	Level 2 - Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets with insufficient volume or infrequent transactions (less active markets); or model-derived valuations in which all significant inputs are observable or can be derived principally from or corroborated by observable market data for substantially the full term of the assets or liabilities.
	Level 2 assets include certain of our marketable debt and equity instruments with quoted market prices that are traded in less active markets or priced using a quoted market price for similar instruments. Level 2 assets also include marketable equity instruments with security-specific restrictions that would transfer to the buyer, marketable debt instruments priced using indicator prices which represent non-binding market consensus prices that can be corroborated by observable market quotes, as well as derivative contracts and debt instruments priced using inputs that are observable in the market or can be derived principally from or corroborated by observable market data.  Marketable debt instruments in this category generally include commercial paper, bank time deposits, repurchase agreements for fixed-income instruments, and a majority of floating-rate notes, corporate bonds, and municipal bonds.
	Level 3 - Unobservable inputs to the valuation methodology that are significant to the measurement of fair value of assets or liabilities.
	Level 3 assets and liabilities include marketable debt instruments, non-marketable equity investments, derivative contracts, and company issued debt whose values are determined using inputs that are both unobservable and significant to the values of the instruments being measured. Level 3 assets also include marketable debt instruments that are priced using indicator prices that we were unable to corroborate with observable market quotes.
	Marketable debt instruments in this category generally include asset-backed securities and certain floating-rate notes, corporate bonds, and municipal bonds.
	Fixed maturities available-for-sale — The fair values of the Company’s public fixed maturity securities are generally based on prices obtained from independent pricing services. Consistent with the fair value hierarchy described above, securities with validated quotes from pricing services are generally reflected within Level 2, as they are primarily based on observable pricing for similar assets and/or other market observable inputs.
	Trading securities — Trading securities consist primarily of mutual funds whose fair values are determined consistent with similar instruments described above under “Fixed Maturities” and below under “Equity Securities.”
	Equity securities — Equity securities consist principally of investments in common and preferred stock of publicly traded companies and privately traded securities. The fair values of our publicly traded equity securities are based on quoted market prices in active markets for identical assets and are classified within Level 1 in the fair value hierarchy.
	Estimated fair values for our privately traded equity securities require a substantial level of judgment. Privately traded equity securities are classified within Level 3.
	Interest rate swaps — Interest rate swaps are recorded at fair value either as assets, within other assets or as liabilities, within other liabilities. The fair values of our interest rate swaps are provided by a third-party broker and are classified within Level 3.
Income Taxes	'
	The Company recognizes tax-related interest and penalties as a component of tax expense.
	Net deferred tax liabilities are determined based on the estimated future tax effects of differences between the financial statement and tax basis of assets and liabilities given the provisions of the enacted tax laws.
Derivatives	'
	The Company is exposed to certain risks in the normal course of its business operations.  The primary risk that is managed through the use of derivatives is interest rate risk on floating rate borrowings.  This risk is managed through the use of interest rate swap agreements which are designated as cash flow hedges.  For cash flow hedges, the effective portion of the gain or loss on the interest rate swap is included as a component of other comprehensive income and reclassified into earnings in the same period during which the hedged transaction is recognized in earnings.  The Company does not hold or issue derivatives that are not designated as hedging instruments.
	The swap liability is reported as a component of other liabilities on the consolidated balance sheets.
	We use dollar offset at the hedge's inception and for each reporting period thereafter to assess whether the derivative used in a hedging transaction is expected to be, and has been, effective in offsetting changes in the fair value of the hedged item. Since inception, no portion of the hedged item has been deemed ineffective. For all hedges, we discontinue hedge accounting if it is determined that a derivative is not expected to be, or has ceased to be, effective as a hedge.
Reinsurance	'
	The Company's insurance operations utilize reinsurance in order to limit losses, minimize exposure to large risks, provide additional capacity for future growth and effect business-sharing arrangements. Life reinsurance is accomplished through yearly renewable term coverage. Property and casualty reinsurance is placed on both a quota-share and excess of loss basis. Reinsurance ceded arrangements do not discharge the insurance subsidiaries as the primary insurer, except for cases involving a novation. Failure of re-insurers to honor their obligations could result in losses to the insurance subsidiaries. The insurance subsidiaries evaluate the financial conditions of their reinsurance companies and monitor concentrations of credit risk arising from similar geographic regions, activities, or economic characteristics of the companies to minimize their exposure to significant losses from reinsurance insolvencies.
	In the normal course of business, NSFC seeks to reduce the loss that may arise from catastrophes or other individually significant large loss events that cause unfavorable underwriting results by re-insuring certain levels of risk in various areas of exposure with reinsurance companies.  NSFC maintains a catastrophe reinsurance agreement to cover losses from catastrophic events, primarily hurricanes.
	Amounts recoverable from re-insurers are estimated in a manner consistent with the claim liability associated with the underlying insurance policies.  Amounts paid for prospective reinsurance contracts are reported as prepaid reinsurance premiums and amortized over the remaining contract period.
	In the normal course of business, NSIC seeks to limit its exposure to loss on any single insured and to recover a portion of benefits paid by ceding reinsurance to reinsurance companies under excess coverage contracts.  NSIC retains a maximum of $50,000 of coverage per individual life.  The cost of reinsurance is amortized over the contract period of the reinsurance.
Segments	'
	The Company’s property and casualty insurance operations comprise one business segment. The property and casualty insurance segment primarily underwrites home insurance coverage with primary lines of business consisting of:  dwelling fire and extended coverage, homeowners (including mobile homeowners) and other liability. The Company has ceased writing ocean marine, private passenger auto liability, commercial auto liability and auto physical damage coverages over the past two years with no policies remaining in-force at December 31, 2013 in the lines of business.
	The Company’s life and accident and health operations comprise the second business segment.  The life and accident and health insurance segment consists of two lines of business: traditional life insurance and accident and health insurance.

Investments_Tables

Investments (Tables)	9 Months Ended
	Sep. 30, 2014
Investments [Abstract]	'
Schedule of Amortized Cost and Aggregate Fair Values of Investments in Available-for-Sale Securities	'
	The amortized cost and aggregate fair values of investments in available-for-sale securities as of September 30, 2014 are as follows (dollars in thousands):
	Available-for-sale securities:		Amortized			Gross			Gross			Fair
			Cost			Unrealized			Unrealized			Value
						Gains			Losses
	Corporate debt securities		$	38,522		$	1,946		$	211		$	40,257
	Mortgage backed securities		11,742			133			230			11,645
	Private label mortgage backed securities		1,401			45			3			1,443
	Obligations of states and political subdivisions		14,927			913			45			15,795
	U.S. Treasury securities and obligations of U.S. Government corporations and agencies		17,949			365			247			18,067
	Total fixed maturities		84,541			3,402			736			87,207
	Equity securities		2,420			2,530			188			4,762
	Total		$	86,961		$	5,932		$	924		$	91,969
	The amortized cost and aggregate fair values of investments in available-for-sale securities as of December 31, 2013 are as follows (dollars in thousands):
	Available-for-sale securities:		Amortized			Gross			Gross			Fair
			Cost			Unrealized			Unrealized			Value
						Gains			Losses
	Corporate debt securities		$	35,831		$	1,698		$	713		$	36,816
	Trust preferred securities		538			33			—			571
	Mortgage backed securities		7,622			75			557			7,140
	Private label mortgage backed securities		2,152			38			4			2,186
	Obligations of states and political subdivisions		16,412			524			195			16,741
	U.S. Treasury securities and obligations of U.S. Government corporations and agencies		16,519			169			708			15,980
	Total fixed maturities		79,074			2,537			2,177			79,434
	Equity securities		2,420			2,365			411			4,374
	Total		$	81,494		$	4,902		$	2,588		$	83,808
Schedule of Amortized Cost and Aggregate Fair Values of Investments in Held-to-Maturity Securities	'
	A summary of securities held-to-maturity with unrealized losses as of September 30, 2014, along with the related fair value, aggregated by the length of time that investments have been in a continuous unrealized loss position, is as follows (dollars in thousands):
			Less than 12 months						12 months or longer					Total
	September 30, 2014		Fair			Gross			Fair		Gross			Fair				Gross				Total
			Value			Unrealized			Value		Unrealized			Value				Unrealized				Securities in a Loss Position
						Losses					Losses							Losses
	Fixed maturities
	U.S. Treasury securities and obligations of U.S. Government corporations and agencies		$	315		$	9		—		—			$	315			$	9			1
	The amortized cost and aggregate fair values of investments in held-to-maturity securities as of December 31, 2013 are as follows (dollars in thousands):
	Held-to-maturity securities:		Amortized			Gross			Gross			Fair
			Cost			Unrealized			Unrealized			Value
						Gains			Losses
	Mortgage backed securities		$	706		$	34		$	—		$	740
	U.S. Treasury securities and obligations of U.S. Government corporations and agencies		106			7			—			113
	Total		$	812		$	41		$	—		$	853
	The amortized cost and aggregate fair values of investments in held-to-maturity securities as of September 30, 2014 are as follows (dollars in thousands):
	Held-to-maturity securities:		Amortized			Gross			Gross			Fair
			Cost			Unrealized			Unrealized			Value
						Gains			Losses
	Mortgage backed securities		$	624		$	48		$	—		$	672
	U.S. Treasury securities and obligations of U.S. Government corporations and agencies		397			4			9			392
	Total		$	1,021		$	52		$	9		$	1,064
Schedule of Amortized Cost and Aggregate Fair Value of Debt Securities, by Contractual Maturity	'
	The amortized cost and aggregate fair value of debt securities at September 30, 2014, by contractual maturity, are presented in the following table (dollars in thousands).  Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
			(Dollars in Thousands)
			Amortized			Fair
			Cost			Value
	Available-for-sale securities:
	Due in one year or less		$	1,780		$	1,814
	Due after one year through five years		15,706			16,864
	Due after five years through ten years		29,716			30,374
	Due after ten years		37,339			38,155
	Total		$	84,541		$	87,207
	Held-to-maturity securities:
	Due in one year or less		$	—		$	—
	Due after one year through five years		179			188
	Due after five years through ten years		145			157
	Due after ten years		697			719
	Total		$	1,021		$	1,064
Schedule of Securities Available-for-Sale with Unrealized Losses	'
	A summary of securities available-for-sale with unrealized losses as of September 30, 2014, along with the related fair value, aggregated by the length of time that investments have been in a continuous unrealized loss position, is as follows (dollars in thousands):
			Less than 12 months						12 months or longer							Total
	September 30, 2014		Fair			Gross			Fair			Gross				Fair				Gross			Total
			Value			Unrealized			Value			Unrealized				Value				Unrealized			Securities in a Loss Position
						Losses						Losses								Losses
	Fixed maturities
	Corporate debt securities		$	6,967		$	117		$	3,790		$	94			$	10,757			$	211		22
	Mortgage backed securities		2,396			20			2,618			210				5,014				230			17
	Private label mortgage backed securities		—			—			109			3				109				3			1
	Obligations of state and political subdivisions		224			1			1,207			44				1,431				45			4
	U.S. Treasury securities and obligations of U.S. Government corporations and agencies		3,435			64			4,256			183				7,691				247			15
	Equity securities		—			—			1,098			188				1,098				188			1
			$	13,022		$	202		$	13,078		$	722			$	26,100			$	924		60
	A summary of securities available-for-sale with unrealized losses as of December 31, 2013, along with the related fair value, aggregated by the length of time that investments have been in a continuous unrealized loss position, is as follows (dollars in thousands):
			Less than 12 months						12 months or longer							Total
	December 31, 2013		Fair			Gross			Fair			Gross				Fair				Gross			Total
			Value			Unrealized			Value			Unrealized				Value				Unrealized			Securities in a Loss Position
						Losses						Losses								Losses
	Fixed maturities
	Corporate debt securities		$	10,589		$	600		$	1,548		$	113			$	12,137			$	713		26
	Mortgage backed securities		3,215			427			1,796			130				5,011				557			18
	Private label mortgage backed securities		472			4			—			—				472				4			3
	Obligations of state and political subdivisions		3,545			165			325			30				3,870				195			11
	U.S. Treasury securities and obligations of U.S. Government corporations and agencies		11,534			600			390			108				11,924				708			21
	Equity securities		—			—			875			411				875				411			1
			$	29,355		$	1,796		$	4,934		$	792			$	34,289			$	2,588		80
Summary of Major Categories of Investment Income	'
	Major categories of investment income are summarized as follows (dollars in thousands):
		Three months ended September 30,						Nine months ended September 30,
		2014			2013			2014			2013
	Fixed maturities	$	855		$	846		$	2,571		$	2,486
	Equity securities	29			34			87			107
	Mortgage loans on real estate	5			5			12			17
	Investment real estate	1			2			4			6
	Policy loans	29			27			84			77
	Company owned life insurance change in surrender value	(89		)	48			49			(100		)
	Other, principally short-term investments	56			98			184			306
		886			1,060			2,991			2,899
	Less: Investment expenses	62			53			189			158
	Net investment income	$	824		$	1,007		$	2,802		$	2,741
Schedule of Realized Investments Gains (Losses)	'
	Major categories of investment gains and losses are summarized as follows (dollars in thousands):
		Three months ended September 30,						Nine months ended September 30,
		2014			2013			2014			2013
	Fixed maturities	$	117		$	(17	)	$	366		$	110
	Equity securities	—			—			—			928
	Trading securities	—			—			—			—
	Other, principally real estate	24			3,314			175			3,316
	Other-than-temporary impairments	—			—			—			—
	Net realized investment gains	$	141		$	3,297		$	541		$	4,354
Schedule of Net Change in Unrealized Appreciation	'
	An analysis of the net change in unrealized appreciation on available-for-sale securities follows (dollars in thousands):
		30-Sep-14			31-Dec-13
	Net change in unrealized appreciation on available-for-sale securities before deferred tax	$	2,694		$	(4,243	)
	Deferred income tax	(916		)	1,442
	Net change in unrealized appreciation on available-for-sale securities	$	1,778		$	(2,801	)

Fair_Value_of_Financial_Assets1

Fair Value of Financial Assets and Financial Liabilities (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	'
	Financial assets and liabilities measured at fair value on a recurring basis as of September 30, 2014 are summarized in the following table by the type of inputs applicable to the fair value measurements (unaudited) (in thousands):
		Fair Value Measurements at Reporting Date Using
	Description	Total			Level 1			Level 2		Level 3
	Financial Assets
	Fixed maturities available-for-sale
	Corporate debt securities	$	40,257		$	—		$	40,257	$	—
	Trust preferred securities	—			—			—		—
	Mortgage backed securities	11,645			—			11,645		—
	Private label mortgage backed securities	1,443			—			1,443		—
	Obligations of states and political subdivisions	15,795			—			15,795		—
	U.S. Treasury securities and obligations of U.S.	18,067			18,067			—		—
	Government corporations and agencies
	Trading securities	19			19			—		—
	Equity securities available-for-sale	4,762			3,664			—		1,098
	Total Financial Assets	$	91,988		$	21,750		$	69,140	$	1,098
	Financial Liabilities
	Interest rate swap	$	(1,085	)	$	—		$	—	$	(1,085	)
	Total Financial Liabilities	$	(1,085	)	$	—		$	—	$	(1,085	)
	Financial assets and liabilities measured at fair value on a recurring basis as of December 31, 2013 are summarized in the following table by the type of inputs applicable to the fair value measurements (in thousands):
		Fair Value Measurements at Reporting Date Using
	Description	Total			Level 1			Level 2		Level 3
	Financial Assets
	Fixed maturities available-for-sale
	Corporate debt securities	$	36,816		$	—		$	36,816	$	—
	Trust preferred securities	571			—			571		—
	Mortgage backed securities	7,140			—			7,140		—
	Private label mortgage backed securities	2,186			—			2,186		—
	Obligations of states and political subdivisions	16,741			—			16,741		—
	U.S. Treasury securities and obligations of U.S.	15,980			15,980			—		—
	Government corporations and agencies
	Trading securities	19			19			—		—
	Equity securities available-for-sale	4,374			3,499			—		875
	Total Financial Assets	$	83,827		$	19,498		$	63,454	$	875
	Financial Liabilities
	Interest rate swap	$	897		$	—		$	—	$	897
	Total Financial Liabilities	$	897		$	—		$	—	$	897
Schedule of Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	'
	The table below presents a reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended September 30, 2014 (in thousands):
	For the nine months ended September 30, 2014	Equity Securities Available-for-Sale			Interest Rate Swap
	Beginning balance	$	875		$	(897	)
	Total gains or losses (realized and unrealized):
	Included in earnings	—			—
	Included in other comprehensive income	223			(188		)
	Purchases:	—			—
	Sales:	—			—
	Issuances:	—			—
	Settlements:	—			—
	Transfers in/(out) of Level 3	—			—
	Ending balance	$	1,098		$	(1,085	)
	The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets and liabilities still held as of September 30, 2014:	$	—		$	—
	The table below presents a reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the year ended December 31, 2013 (in thousands):
	For the year ended December 31, 2013	Equity Securities Available-for-Sale			Interest Rate Swap
	Beginning balance	$	829		$	(1,521	)
	Total gains or losses (realized and unrealized):
	Included in earnings	—			—
	Included in other comprehensive income	46			624
	Purchases:	—			—
	Sales:	—			—
	Issuances:	—			—
	Settlements:	—			—
	Transfers in/(out) of Level 3	—			—
	Ending balance	$	875		$	(897	)
	The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets and liabilities still held as of December 31, 2013:	$	—		$	—
Schedule of Fair Value, by Balance Sheet Grouping	'
	The carrying amount and estimated fair value of the Company’s financial instruments as of September 30, 2014 and December 31, 2013 are as follows (in thousands):
		September 30, 2014						December 31, 2013
		Carrying			Estimated			Carrying		Estimated
		Value			Fair Value			Value		Fair Value
	Assets and related instruments
	Mortgage loans	$	227		$	227		$	333	$	333
	Policy loans	1,523			1,523			1,443		1,443
	Company owned life insurance	5,494			5,494			5,858		5,858
	Other invested assets	3,509			3,509			3,559		3,559
	Liabilities and related instruments
	Other policyholder funds	1,485			1,485			1,447		1,447
	Short-term notes payable and current portion of long-term debt	1,166			1,166			1,866		1,866
	Long-term debt	20,539			20,539			20,889		20,889

Property_and_Equipment_Tables

Property and Equipment (Tables)	9 Months Ended
	Sep. 30, 2014
Property, Plant and Equipment [Abstract]	'
Schedule of Property and Equipment	'
	Major categories of property and equipment are summarized as follows (dollars in thousands):
		September 30, 2014		31-Dec-13
	Building and improvements	$	3,299	$	3,185
	Electronic data processing equipment	1,865		1,822
	Furniture and fixtures	811		874
		5,975		5,881
	Less accumulated depreciation	3,979		3,804
	Property and equipment, net	$	1,996	$	2,077

Income_Taxes_Tables

Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2014
Income Tax Disclosure [Abstract]	'
Schedule of Deferred Tax Assets and Liabilities	'
	The tax effect of significant differences representing deferred tax assets and liabilities are as follows (dollars in thousands):
		As of September 30, 2014				As of December 31, 2013
	General expenses	$	1,349			$	1,326
	Unearned premiums	2,112				1,855
	Claims liabilities	975				700
	Litigation settlement	3,173				3,173
	AMT credit	479				335
	NOL carryforward	—				849
	Unrealized loss on interest rate swaps	369				305
	Deferred tax assets	8,457				8,543
	Depreciation	(105		)		(119		)
	Deferred policy acquisition costs	(3,026		)		(2,984		)
	Unrealized gains on securities available-for-sale	(1,702		)		(786		)
	Deferred tax liabilities	(4,833		)		(3,889		)
	Net deferred tax asset	$	3,624			$	4,654
Changes in Temporary Differences in Federal Income Tax	'
	The appropriate income tax effects of changes in temporary differences are as follows (dollars in thousands):
		Nine months ended September 30,
		2014				2013
	Deferred policy acquisition costs	$	42			$	(19	)
	Other-than-temporary impairments	—				96
	Trading securities	—				(1		)
	Unearned premiums	(257		)		(216		)
	General expenses	(23		)		(72		)
	Depreciation	(14		)		(23		)
	Claim liabilities	(275		)		(277		)
	AMT credit	(144		)		—
	NOL carryforward	849				1,062
	Deferred income tax expense (benefit)	$	178			$	550
Schedule of Effective Income Tax Rate Reconciliation	'
	Total income tax expense (benefit) varies from amounts computed by applying current federal income tax rates to income or loss before income taxes.  The reasons for these differences and the approximate tax effects are as follows:
		Nine months ended September 30,
		2014			2013
	Federal income tax rate applied to pre-tax income/loss	34	%		34	%
	Dividends received deduction and tax-exempt interest	(1.5	)%		(1.9	)%
	Company owned life insurance	(9.9	)%		0.7	%
	Small life deduction	(6.6	)%		(5.2	)%
	Life reserve tax adjustment	—	%		(6.6	)%
	Other, net	1.4	%		1.1	%
	Effective federal income tax rate	17.4	%		22.1	%

Notes_Payable_and_LongTerm_Deb1

Notes Payable and Long-Term Debt (Tables)	9 Months Ended
	Sep. 30, 2014
Debt Disclosure [Abstract]	'
Schedule of Short-term Debt	'
	Short-term debt and current portion of long-term debt consisted of the following as of September 30, 2014 and December 31, 2013 (dollars in thousands):
		2014		2013
	Line of credit with variable interest rate equal to the Wall Street Journal (WSJ) prime rate, subject to a 5.0% floor; maturity February 2014.  Interest payments due quarterly.  Unsecured.	$	—	$	700
	Current portion of installment note payable due November 2014 with variable interest rate equal to the WSJ prime rate plus 1%; Unsecured	1,166		1,166
		$	1,166	$	1,866
Schedule of Long-term Debt Instruments	'
	Long-term debt consisted of the following as of September 30, 2014 and December 31, 2013 (dollars in thousands):
		2014		2013
	Line of credit with variable interest rate equal to the WSJ prime rate, subject to a 5.0% floor; maturity February 2016.  Interest payments due quarterly.  Unsecured.	$	—	$	—
	Line of credit with variable interest rate equal to the WSJ prime rate, subject to a 4.5% floor; maturity September 2017.  Interest payments due monthly.  Secured.	—		350
	Long term portion of installment note with variable interest rate equal to the WSJ prime rate plus 1% and adjustable each November; maturity November 2021. Interest payable annually with principal payable in equal annual installments. Next principal installment on long term portion due November 2015. Unsecured.	8,167		8,167
	Subordinated debentures issued on December 15, 2005 with fixed interest rate of 8.83% each distribution period thereafter until December 15, 2015 when the coupon rate shall equal the 3-Month LIBOR plus 3.75% applied to the outstanding principal; maturity December 2035.  Interest payments due quarterly.  All may be redeemed at any time following the tenth anniversary of issuance.  Unsecured.	9,279		9,279
	Subordinated debentures issued on June 21, 2007 with a floating interest rate equal to the 3-Month LIBOR plus 3.40% applied to the outstanding principal; maturity June 15, 2037. Interest payments due quarterly.  All may be redeemed at any time following the fifth anniversary of issuance.  Unsecured.	3,093		3,093
		$	20,539	$	20,889

Reinsurance_Tables

Reinsurance (Tables)	9 Months Ended
	Sep. 30, 2014
Reinsurance Disclosures [Abstract]	'
Schedule of Reinsurance	'
	Catastrophe reinsurance coverage is maintained in four layers as follows:
	Layer	Reinsurers' Limits of Liability
	First Layer	100% of $6,000,000 in excess of $4,000,000
	Second Layer	100% of $7,500,000 in excess of $10,000,000
	Third Layer	100% of $25,000,000 in excess of $17,500,000
	Fourth Layer	100% of $30,000,000 in excess of $42,500,000

Shareholders_Equity_Tables

Shareholders' Equity (Tables)	9 Months Ended
	Sep. 30, 2014
Stockholders' Equity Note [Abstract]	'
Schedule of Stock by Class	'
	The table below provides information regarding the Company's preferred and common stock as of September 30, 2014 and December 31, 2013:
		September 30, 2014			31-Dec-13
		Authorized	Issued	Outstanding	Authorized	Issued	Outstanding
	Preferred Stock, $1 par value	500,000	—	—	500,000	—	—
	Class A Common Stock, $1 par value	2,000,000	—	—	2,000,000	—	—
	Common Stock, $1 par value	3,000,000	2,507,452	2,507,452	3,000,000	2,494,480	2,494,480

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2014
Equity [Abstract]	'
Schedule of Accumulated Other Comprehensive Income (Loss)	'
	The following table presents changes in AOCI balances (dollars in thousands):
		Nine Months Ended
		September 30,
		2014			2013
	Gains and Losses on Cash Flow Hedges
	Balance at beginning of period	$	(591	)	$	(1,003	)
	Other comprehensive income (loss) for period:
	Other comprehensive income (loss) before reclassifications	(124		)	324
	Amounts reclassified from accumulated other comprehensive income	—			—
	Net current period other comprehensive income (loss)	(124		)	324
	Balance at end of period	$	(715	)	$	(679	)
	Unrealized Gains and Losses on Available-for-Sale Securities
	Balance at beginning of period	$	1,527		$	4,328
	Other comprehensive income (loss) for period:
	Other comprehensive income before reclassifications	2,020			(1,454		)
	Amounts reclassified from accumulated other comprehensive income	(242		)	(731		)
	Net current period other comprehensive income	1,778			(2,185		)
	Balance at end of period	$	3,305		$	2,143
	Total Accumulated Other Comprehensive Income (loss) at end of period	$	2,590		$	1,464
Reclassification out of Accumulated Other Comprehensive Income	'
	The following table presents the amounts reclassified out of AOCI for nine months ended September 30, 2014 (dollars in thousands):
	Details about Accumulated Other Comprehensive Income Components	Amounts Reclassified from Accumulated Other Comprehensive Income			Affected Line Item in the Statement Where Net Income is Presented
	Unrealized Gains and Losses on	$	366		Net realized investment gains
	Available-for-Sale Securities
		366			Total before tax
		(124		)	Tax (expense) or benefit
		$	242		Net of Tax
	The following table presents the amounts reclassified out of AOCI for the nine months ended September 30, 2013 (dollars in thousands):
	Details about Accumulated Other Comprehensive Income Components	Amounts Reclassified from Accumulated Other Comprehensive Income			Affected Line Item in the Statement Where Net Income is Presented
	Unrealized Gains and Losses on	$	1,108		Net realized investment gains
	Available-for-Sale Securities
		1,108			Total before tax
		(377		)	Tax (expense) or benefit
		$	731		Net of Tax

Segments_Tables

Segments (Tables)	9 Months Ended
	Sep. 30, 2014
Segment Reporting, Disclosure of Entity's Reportable Segments [Abstract]	'
Schedule of Segment Reporting Information, by Segment	'
	Total assets by industry segment at September 30, 2014 and at December 31, 2013 are summarized below (dollars in thousands):
			Total				P&C Insurance Operations				Life Insurance Operations				Non-Insurance Operations
	30-Sep-14
			$	145,706			$	80,534			$	56,924			$	8,248
	31-Dec-13
			$	133,980			$	71,003			$	53,831			$	9,146
	Premium revenues and operating income by business segment for the three and nine months ended September 30, 2014 and 2013 are summarized below (dollars in thousands):
	Three months ended September 30, 2014	Total				P&C Insurance Operations				Life Insurance Operations				Non-Insurance Operations
	REVENUE
	Net premiums earned	$	14,374			$	12,757			$	1,617			$	—
	Net investment income	824				333				472				19
	Net realized investment gains	141				23				117				1
	Other income	158				156				2				—
		15,497				13,269				2,208				20
	BENEFITS, LOSSES AND EXPENSES
	Policyholder benefits paid	7,172				5,876				1,296				—
	Amortization of deferred policy acquisition costs	946				642				304				—
	Commissions	2,166				2,073				93				—
	General and administrative expenses	1,719				1,296				385				38
	Taxes, licenses and fees	514				441				73				—
	Interest expense	380				—				16				364
		12,897				10,328				2,167				402
	Income (Loss) Before Income Taxes	$	2,600			$	2,941			$	41			$	(382	)
	Three months ended September 30, 2013	Total				P&C Insurance Operations				Life Insurance Operations				Non-Insurance Operations
	REVENUE
	Net premiums earned	$	13,191			$	11,446			$	1,745			$	—
	Net investment income	1,007				474				514				19
	Net realized investment gains	3,297				8				(19		)		3,308
	Other income	163				152				11				—
		17,658				12,080				2,251				3,327
	BENEFITS, LOSSES AND EXPENSES
	Policyholder benefits paid	7,112				5,845				1,267				—
	Amortization of deferred policy acquisition costs	894				639				255				—
	Commissions	1,800				1,704				96				—
	General and administrative expenses	2,117				1,444				543				130
	Taxes, licenses and fees	438				385				53				—
	Interest expense	434				—				34				400
		12,795				10,017				2,248				530
	Income Before Income Taxes	$	4,863			$	2,063			$	3			$	2,797
	Nine months ended September 30, 2014	Total				P&C Insurance Operations				Life Insurance Operations				Non-Insurance Operations
	REVENUE
	Net premiums earned	$	42,298			$	37,397			$	4,901			$	—
	Net investment income	2,802				1,296				1,449				57
	Net realized investment gains	541				72				467				2
	Other income	2,025				2,022				3				—
		47,666				40,787				6,820				59
	BENEFITS AND EXPENSES
	Policyholder benefits paid	24,191				20,106				4,085				—
	Amortization of deferred policy acquisition costs	2,717				1,924				793				—
	Commissions	6,160				5,908				252				—
	General and administrative expenses	6,158				4,285				1,443				430
	Taxes, licenses and fees	1,565				1,362				203				—
	Interest expense	1,148				—				47				1,101
		41,939				33,585				6,823				1,531
	Income (Loss) Before Income Taxes	$	5,727			$	7,202			$	(3	)		$	(1,472	)
	Nine months ended September 30, 2013	Total				P&C Insurance Operations				Life Insurance Operations				Non-Insurance Operations
	REVENUE
	Net premiums earned	$	39,163			$	34,010			$	5,153			$	—
	Net investment income	2,741				1,170				1,514				57
	Net realized investment gains	4,354				1,038				8				3,308
	Other income	480				467				13				—
		46,738				36,685				6,688				3,365
	BENEFITS AND EXPENSES
Policyholder benefits paid	24,923				21,474				3,449				—
Amortization of deferred policy acquisition costs	2,759				1,938				821				—
Commissions	5,268				4,986				282				—
General and administrative expenses	6,082				4,052				1,455				575
Taxes, licenses and fees	1,398				1,220				178				—
Interest expense	1,311				—				72				1,239
	41,741				33,670				6,257				1,814
Income Before Income Taxes	$	4,997			$	3,015			$	431			$	1,551
Schedule of Gross and Net Premiums Written	'
	The following table presents the Company’s gross and net premiums written for the property and casualty segment and the life and accident and health segment for the three and nine months ended September 30, 2014 and 2013, respectively:
			Three months ended September 30,								Nine months ended
											September 30,
			2014				2013				2014				2013
	Life, accident and health operations premiums written:
	Traditional life insurance		$	1,156			$	1,184			$	3,472			$	3,586
	Accident and health insurance		564				604				1,439				1,485
	Gross life, accident and health		1,720				1,788				4,911				5,071
	Reinsurance premium ceded		(23		)		(22		)		(58		)		(52		)
	Net life, accident and health premiums written		$	1,697			$	1,766			$	4,853			$	5,019
	Property and Casualty operations premiums written:
	Dwelling fire & extended coverage		$	8,340			$	7,630			$	25,888			$	23,595
	Homeowners (Including mobile homeowners)		6,261				6,245				18,889				18,422
	Ocean marine		—				—				—				75
	Other liability		475				429				1,465				1,311
	Gross property and casualty		15,076				14,304				46,242				43,403
	Reinsurance premium ceded		(1,762		)		(2,081		)		(5,319		)		(6,401		)
	Net property and casualty written		$	13,314			$	12,223			$	40,923			$	37,002
	Gross premiums written		$	16,796			$	16,092			$	51,153			$	48,474
	Reinsurance premium ceded		(1,785		)		(2,103		)		(5,377		)		(6,453		)
	Net premiums written		$	15,011			$	13,989			$	45,776			$	42,021
Schedule of Gross and Net Premiums Earned	'
	The following table presents the Company’s gross and net premiums earned for the property and casualty segment and the life and accident and health segment for the three and nine months ended September 30, 2014 and 2013, respectively:
			Three months ended September 30,								Nine months ended
											September 30,
			2014				2013				2014				2013
	Life, accident and health operations premiums earned:
	Traditional life insurance		$	1,080			$	1,159			$	3,537			$	3,715
	Accident and health insurance		560				608				1,422				1,490
	Gross life, accident and health		1,640				1,767				4,959				5,205
	Reinsurance premium ceded		(23		)		(22		)		(58		)		(52		)
	Net life, accident and health premiums earned		$	1,617			$	1,745			$	4,901			$	5,153
	Property and Casualty operations premiums earned:
	Dwelling fire & extended coverage		$	8,147			$	7,446			$	23,727			$	21,720
	Homeowners (Including mobile homeowners)		5,914				5,674				17,661				17,007
	Ocean marine		—				—				—				524
	Other liability		458				408				1,328				1,172
	Gross property and casualty		14,519				13,528				42,716				40,423
	Reinsurance premium ceded		(1,762		)		(2,082		)		(5,319		)		(6,413		)
	Net property and casualty earned		$	12,757			$	11,446			$	37,397			$	34,010
	Gross premiums earned		$	16,159			$	15,295			$	47,675			$	45,628
	Reinsurance premium ceded		(1,785		)		(2,104		)		(5,377		)		(6,465		)
	Net premiums earned		$	14,374			$	13,191			$	42,298			$	39,163

Significant_Accounting_Policie2

Significant Accounting Policies (Earnings Per Share) (Details)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Accounting Policies [Abstract]	'	'
Weighted average number of shares outstanding	2,499,706	2,476,302

Significant_Accounting_Policie3

Significant Accounting Policies (Concentration of Credit Risk) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Concentration Risk [Line Items]	'	'	'	'
Cash	$8,575	$4,987	$5,596	$6,779
Policy receivables and agents' balances, net	11,983	10,276	'	'
Uninsured Deposit Risk [Member]	'	'	'	'
Concentration Risk [Line Items]	'	'	'	'
Cash	4,859	'	'	'
Single Largest Agent Balance Due [Member]	'	'	'	'
Concentration Risk [Line Items]	'	'	'	'
Policy receivables and agents' balances, net	$875	'	'	'

Variable_Interest_Entities_Det

Variable Interest Entities (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2005	Jun. 30, 2007	Jun. 30, 2007	Sep. 30, 2014
		Trust Preferred Security Offering, 2005 [Member]	Trust Preferred Security Offering, 2007 [Member]	Trust Preferred Security Offering, 2007 [Member]	Maximum [Member]
				Unsecured Debt [Member]
Variable Interest Entity [Line Items]	'	'	'	'	'
Limited partnership, percent owned	'	'	'	'	1.00%
Carrying amount of investments	$325,000	'	'	'	'
Payments to acquire trust preferred securities	'	9,000,000	3,000,000	'	'
Subordinated debt	'	9,279,000	'	3,093,000	'
Proceeds from issuance of trust preferred securities	'	9,005,000	2,995,000	'	'
Equity investment	'	$279,000	$93,000	'	'

Investments_Narrative_Details

Investments (Narrative) (Details) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Gain (Loss) on Investments [Line Items]	'	'	'
Held-to-maturity securities, unrealized losses	$9,000	'	$0
Other-than-temporary impairments, available-for-sale securities	$0	$0	'
Maximum [Member]	'	'	'
Gain (Loss) on Investments [Line Items]	'	'	'
Percent of investment portfolio below investment grade	2.10%	'	'

Investments_AvailableforSale_S

Investments (Available-for-Sale Securities) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
12 Months or Longer, Gross Unrealized Losses	$722	$792
Less than 12 Months, Gross Unrealized Losses	202	1,796
Amortized Cost	86,961	81,494
Gross Unrealized Gains	5,932	4,902
Gross Unrealized Losses	924	2,588
Fair Value	91,969	83,808
Corporate Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
12 Months or Longer, Gross Unrealized Losses	94	113
Less than 12 Months, Gross Unrealized Losses	117	600
Amortized Cost	38,522	35,831
Gross Unrealized Gains	1,946	1,698
Gross Unrealized Losses	211	713
Fair Value	40,257	36,816
Trust Preferred Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	'	538
Gross Unrealized Gains	'	33
Gross Unrealized Losses	'	0
Fair Value	'	571
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
12 Months or Longer, Gross Unrealized Losses	210	130
Less than 12 Months, Gross Unrealized Losses	20	427
Amortized Cost	11,742	7,622
Gross Unrealized Gains	133	75
Gross Unrealized Losses	230	557
Fair Value	11,645	7,140
Private Label Mortgage Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
12 Months or Longer, Gross Unrealized Losses	3	0
Less than 12 Months, Gross Unrealized Losses	0	4
Amortized Cost	1,401	2,152
Gross Unrealized Gains	45	38
Gross Unrealized Losses	3	4
Fair Value	1,443	2,186
US States and Political Subdivisions Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
12 Months or Longer, Gross Unrealized Losses	44	30
Less than 12 Months, Gross Unrealized Losses	1	165
Amortized Cost	14,927	16,412
Gross Unrealized Gains	913	524
Gross Unrealized Losses	45	195
Fair Value	15,795	16,741
US Treasury Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
12 Months or Longer, Gross Unrealized Losses	183	108
Less than 12 Months, Gross Unrealized Losses	64	600
Amortized Cost	17,949	16,519
Gross Unrealized Gains	365	169
Gross Unrealized Losses	247	708
Fair Value	18,067	15,980
Available-for-sale Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	84,541	79,074
Gross Unrealized Gains	3,402	2,537
Gross Unrealized Losses	736	2,177
Fair Value	87,207	79,434
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
12 Months or Longer, Gross Unrealized Losses	188	411
Less than 12 Months, Gross Unrealized Losses	0	0
Amortized Cost	2,420	2,420
Gross Unrealized Gains	2,530	2,365
Gross Unrealized Losses	188	411
Fair Value	$4,762	$4,374

Investments_HeldtoMaturity_Sec

Investments (Held-to-Maturity Securities) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Held-to-maturity Securities [Line Items]	'	'
Amortized Cost	$1,021	$812
Held-to-maturity securities, unrealized gains	52	41
Held-to-maturity securities, unrealized losses	9	0
Fair Value	1,064	853
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Amortized Cost	624	706
Held-to-maturity securities, unrealized gains	48	34
Held-to-maturity securities, unrealized losses	0	0
Fair Value	672	740
US Treasury Securities [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Amortized Cost	397	106
Held-to-maturity securities, unrealized gains	4	7
Held-to-maturity securities, unrealized losses	9	0
Fair Value	$392	$113

Investments_Amortized_Cost_and

Investments (Amortized Cost and Aggregate Fair Value of Debt Securities, by Contractual Maturity) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investments [Abstract]	'	'
Available-for-sale Securities, Due in one year or less, Amortized Cost	$1,780	'
Available-for-sale Securities, Due in one year or less, Fair Value	1,814	'
Available-for-sale Securities, Due after one year through five years, Amortized Cost	15,706	'
Available-for-sale Securities, Due after one year through five years, Fair Value	16,864	'
Available-for-sale Securities, Due after five years through ten years, Amortized Cost	29,716	'
Available-for-sale Securities, Due after five years through ten years, Fair Value	30,374	'
Available-for-sale Securities, Due after ten years, Amortized Cost	37,339	'
Available-for-sale Securities, Due after ten years, Fair Value	38,155	'
Available-for-sale securities, Amortized Cost	84,541	79,074
Available-for-sale Securities, Fair Value	87,207	'
Held-to-maturity Securities, Due in one year or less, Amortized Cost	0	'
Held-to-maturity Securities, Due in one year or less, Fair Value	0	'
Held-to-maturity Securities, Due after one year through five years, Amortized Cost	179	'
Held-to-maturity Securities, Due after one year through five years, Fair Value	188	'
Held-to-maturity Securities, Due after five years through ten years, Amortized Cost	145	'
Held-to-maturity Securities, Due after five years through ten years, Fair Value	157	'
Held-to-maturity Securities, Due after ten years, Amortized Cost	697	'
Held-to-maturity Securities, Due after ten years, Fair Value	719	'
Held-to-maturity Securities, Amortized Cost	1,021	812
Held-to-maturity Securities, Fair Value	$1,064	$853

Investments_Schedule_of_Contin

Investments (Schedule of Continuous Losses) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	$13,022	$29,355
Less than 12 Months, Gross Unrealized Losses	202	1,796
12 Months or Longer, Fair Value	13,078	4,934
12 Months or Longer, Gross Unrealized Losses	722	792
Total Fair Value	26,100	34,289
Total Gross Unrealized Losses	924	2,588
Total Securities in a Loss Position	60	80
Corporate Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	6,967	10,589
Less than 12 Months, Gross Unrealized Losses	117	600
12 Months or Longer, Fair Value	3,790	1,548
12 Months or Longer, Gross Unrealized Losses	94	113
Total Fair Value	10,757	12,137
Total Gross Unrealized Losses	211	713
Total Securities in a Loss Position	22	26
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	2,396	3,215
Less than 12 Months, Gross Unrealized Losses	20	427
12 Months or Longer, Fair Value	2,618	1,796
12 Months or Longer, Gross Unrealized Losses	210	130
Total Fair Value	5,014	5,011
Total Gross Unrealized Losses	230	557
Total Securities in a Loss Position	17	18
Private Label Mortgage Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	0	472
Less than 12 Months, Gross Unrealized Losses	0	4
12 Months or Longer, Fair Value	109	0
12 Months or Longer, Gross Unrealized Losses	3	0
Total Fair Value	109	472
Total Gross Unrealized Losses	3	4
Total Securities in a Loss Position	1	3
US States and Political Subdivisions Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	224	3,545
Less than 12 Months, Gross Unrealized Losses	1	165
12 Months or Longer, Fair Value	1,207	325
12 Months or Longer, Gross Unrealized Losses	44	30
Total Fair Value	1,431	3,870
Total Gross Unrealized Losses	45	195
Total Securities in a Loss Position	4	11
US Treasury Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	3,435	11,534
Less than 12 Months, Gross Unrealized Losses	64	600
12 Months or Longer, Fair Value	4,256	390
12 Months or Longer, Gross Unrealized Losses	183	108
Total Fair Value	7,691	11,924
Total Gross Unrealized Losses	247	708
Total Securities in a Loss Position	15	21
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	0	0
Less than 12 Months, Gross Unrealized Losses	0	0
12 Months or Longer, Fair Value	1,098	875
12 Months or Longer, Gross Unrealized Losses	188	411
Total Fair Value	1,098	875
Total Gross Unrealized Losses	$188	$411
Total Securities in a Loss Position	1	1

Investments_HeldtoMaturity_Unr

Investments (Held-to-Maturity, Unrealized Losses) (Details) (US Treasury Securities [Member], USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014
	security
US Treasury Securities [Member]	'
Schedule of Held-to-maturity Securities [Line Items]	'
Fair Value, Less than 12 months	$315
Gross Unrealized Losses, Less than 12 months	9
Fair Value, 12 months or longer	0
Gross Unrealized Losses, 12 months or longer	0
Fair Value, Total	315
Gross Unrealized Losses, Total	$9
Total Securities in a Loss Position	1

Investments_Major_Categories_o

Investments (Major Categories of Investment Income) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'	'	'
Gross investment income	$886	$1,060	$2,991	$2,899
Less: Investment expenses	62	53	189	158
Net investment income	824	1,007	2,802	2,741
Fixed Maturities [Member]	'	'	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'	'	'
Gross investment income	855	846	2,571	2,486
Equity Securities [Member]	'	'	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'	'	'
Gross investment income	29	34	87	107
Mortgage Loans on Real Estate [Member]	'	'	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'	'	'
Gross investment income	5	5	12	17
Investment Real Estate [Member]	'	'	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'	'	'
Gross investment income	1	2	4	6
Policy Loans [Member]	'	'	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'	'	'
Gross investment income	29	27	84	77
Company Owned Life Insurance [Member]	'	'	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'	'	'
Gross investment income	-89	48	49	-100
Other, Principally Short-term Investments [Member]	'	'	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'	'	'
Gross investment income	$56	$98	$184	$306

Investments_Major_Categories_o1

Investments (Major Categories of Investment Gains and Losses) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Gain (Loss) on Investments [Line Items]	'	'	'	'
Net realized investment gains	$141	$3,297	$541	$4,354
Fixed Maturities [Member]	'	'	'	'
Gain (Loss) on Investments [Line Items]	'	'	'	'
Net realized investment gains	117	-17	366	110
Equity Securities [Member]	'	'	'	'
Gain (Loss) on Investments [Line Items]	'	'	'	'
Net realized investment gains	0	0	0	928
Trading Securities [Member]	'	'	'	'
Gain (Loss) on Investments [Line Items]	'	'	'	'
Net realized investment gains	0	0	0	0
Other, Principally Real Estate [Member]	'	'	'	'
Gain (Loss) on Investments [Line Items]	'	'	'	'
Net realized investment gains	24	3,314	175	3,316
Other-than-Temporary Impairment [Member]	'	'	'	'
Gain (Loss) on Investments [Line Items]	'	'	'	'
Net realized investment gains	$0	$0	$0	$0

Investments_Schedule_of_Unreal

Investments (Schedule of Unrealized Appreciation) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Investments [Abstract]	'	'
Net change in unrealized appreciation on available-for-sale securities before deferred tax	$2,694	($4,243)
Deferred income tax	-916	1,442
Net change in unrealized appreciation on available-for-sale securities	$1,778	($2,801)

Fair_Value_of_Financial_Assets2

Fair Value of Financial Assets and Financial Liabilities (Narrative) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Fair Value Disclosures [Abstract]	'	'
Fair value measurements of assets	$1,098,000	'
Fair value measurements of liabilities	1,085,000	'
Assets measured at fair values on a nonrecurring basis	0	0
Liabilities measured at fair values on a nonrecurring basis	$0	$0

Fair_Value_of_Financial_Assets3

Fair Value of Financial Assets and Financial Liabilities (Assets/Liabilities Measured at Fair Value on a Recurring Basis) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	$91,969	$83,808
Trading securities	19	19
Fair Value, Measurements, Recurring [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Financial Assets	91,988	83,827
Total Financial Liabilities	-1,085	-897
Fair Value, Measurements, Recurring [Member] | Interest Rate Swap [Member] | Derivative Financial Instruments, Liabilities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Financial Liabilities	-1,085	-897
Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	40,257	36,816
Fair Value, Measurements, Recurring [Member] | Trust Preferred Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	571
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	11,645	7,140
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	1,443	2,186
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	15,795	16,741
Fair Value, Measurements, Recurring [Member] | US Government Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	18,067	15,980
Fair Value, Measurements, Recurring [Member] | Trading Account Assets [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Trading securities	19	19
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	4,762	4,374
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Financial Assets	21,750	19,498
Total Financial Liabilities	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Interest Rate Swap [Member] | Derivative Financial Instruments, Liabilities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Financial Liabilities	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Trust Preferred Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Government Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	18,067	15,980
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Trading Account Assets [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Trading securities	19	19
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	3,664	3,499
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Financial Assets	69,140	63,454
Total Financial Liabilities	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member] | Derivative Financial Instruments, Liabilities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Financial Liabilities	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	40,257	36,816
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Trust Preferred Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	571
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	11,645	7,140
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	1,443	2,186
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	15,795	16,741
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Government Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Trading Account Assets [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Trading securities	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Equity Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Financial Assets	1,098	875
Total Financial Liabilities	-1,085	-897
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest Rate Swap [Member] | Derivative Financial Instruments, Liabilities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Financial Liabilities	-1,085	-897
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Trust Preferred Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Government Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Trading Account Assets [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Trading securities	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fixed maturities available-for-sale	$1,098	$875

Fair_Value_of_Financial_Assets4

Fair Value of Financial Assets and Financial Liabilities (Level 3 Reconciliation) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]	'	'
Ending balance	$1,098	'
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]	'	'
Ending balance	-1,085	'
Fair Value, Measurements, Recurring [Member] | Interest Rate Swap [Member]	'	'
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]	'	'
Beginning balance	-897	-1,521
Included in earnings	0	0
Included in other comprehensive income	-188	624
Purchases:	0	0
Sales:	0	0
Issuances:	0	0
Settlements:	0	0
Transfers in/(out) of Level 3	0	0
Ending balance	-1,085	-897
The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets and liabilities still held as of end of period	0	0
Fair Value, Measurements, Recurring [Member] | Available-for-sale Securities [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]	'	'
Beginning balance:	875	829
Included in earnings	0	0
Included in other comprehensive income	223	46
Purchases:	0	0
Sales:	0	0
Issuances:	0	0
Settlements:	0	0
Transfers in/(out) of Level 3	0	0
Ending balance	1,098	875
The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets and liabilities still held as of end of period	$0	$0

Fair_Value_of_Financial_Assets5

Fair Value of Financial Assets and Financial Liabilities (Fair Value of Assets and Liabilities) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Mortgage Loans on Real Estate [Member]	'	'
Assets and Related Instruments [Abstract]	'	'
Carrying Value, Assets	$227	$333
Estimated Fair Value, Assets	227	333
Policy Loans [Member]	'	'
Assets and Related Instruments [Abstract]	'	'
Carrying Value, Assets	1,523	1,443
Estimated Fair Value, Assets	1,523	1,443
Cash Surrender Value [Member]	'	'
Assets and Related Instruments [Abstract]	'	'
Carrying Value, Assets	5,494	5,858
Estimated Fair Value, Assets	5,494	5,858
Other Long-term Investments [Member]	'	'
Assets and Related Instruments [Abstract]	'	'
Carrying Value, Assets	3,509	3,559
Estimated Fair Value, Assets	3,509	3,559
Insurance Claims [Member]	'	'
Liabilities and Related Instruments [Abstract]	'	'
Carrying Value, Liabilities	1,485	1,447
Estimated Fair Value, Liabilities	1,485	1,447
Short-term Debt [Member]	'	'
Liabilities and Related Instruments [Abstract]	'	'
Carrying Value, Liabilities	1,166	1,866
Estimated Fair Value, Liabilities	1,166	1,866
Long-term Debt [Member]	'	'
Liabilities and Related Instruments [Abstract]	'	'
Carrying Value, Liabilities	20,539	20,889
Estimated Fair Value, Liabilities	$20,539	$20,889

Property_and_Equipment_Details

Property and Equipment (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]	'	'
Property and equipment, gross	$5,975,000	$5,881,000
Less accumulated depreciation	3,979,000	3,804,000
Property and equipment, net	1,996,000	2,077,000
Depreciation expense	257,000	386,000
Building and improvements [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Property and equipment, gross	3,299,000	3,185,000
Electronic Data Processing Equipment [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Property and equipment, gross	1,865,000	1,822,000
Furniture and Fixtures [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Property and equipment, gross	$811,000	$874,000

Income_Taxes_Narrative_Details

Income Taxes (Narrative) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Income Tax Disclosure [Abstract]	'	'
Net deferred tax asset position	$3,624	$4,654

Income_Taxes_Deferred_Tax_Asse

Income Taxes (Deferred Tax Assets and Liabilities) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Income Tax Disclosure [Abstract]	'	'
General expenses	$1,349	$1,326
Unearned premiums	2,112	1,855
Claims liabilities	975	700
Litigation settlement	3,173	3,173
AMT Credit	479	335
NOL carryforward	0	849
Unrealized loss on interest rate swaps	369	305
Deferred tax assets	8,457	8,543
Depreciation	-105	-119
Deferred policy acquisition costs	-3,026	-2,984
Unrealized gains on securities available-for-sale	-1,702	-786
Deferred tax liabilities	-4,833	-3,889
Net deferred tax asset	$3,624	$4,654

Income_Taxes_Schedule_of_Incom

Income Taxes (Schedule of Income Tax Effects of Changes in Temporary Differences) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Income Tax Disclosure [Abstract]	'	'	'	'
Deferred policy acquisition costs	'	'	$42	($19)
Other-than-temporary impairments	'	'	0	96
Trading securities	'	'	0	-1
Unearned premiums	'	'	-257	-216
General expenses	'	'	-23	-72
Depreciation	'	'	-14	-23
Claim liabilities	'	'	-275	-277
AMT credit	'	'	-144	0
NOL carryforward	'	'	849	1,062
Deferred income tax (benefit) expense	$152	$1,192	$178	$550

Income_Taxes_Schedule_of_Effec

Income Taxes (Schedule of Effective Income Tax Rate Reconciliation) (Details)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Income Tax Disclosure [Abstract]	'	'
Federal income tax rate applied to pre-tax income/loss	34.00%	34.00%
Dividends received deduction and tax-exempt interest	-1.50%	-1.90%
Company owned life insurance	-9.90%	0.70%
Small life deduction	-6.60%	-5.20%
Life reserve adjustment	0.00%	-6.60%
Other, net	1.40%	1.10%
Effective federal income tax rate	17.40%	22.10%

Notes_Payable_and_LongTerm_Deb2

Notes Payable and Long-Term Debt (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013	26-May-10	Dec. 31, 2009	Dec. 31, 2010	26-May-10
							Interest Rate Swap [Member]	Cash Flow Hedging [Member]	Trust Preferred Security Offering, 2005 [Member]
Debt Instrument [Line Items]	'	'	'	'	'	'	'	'	'
Derivative, Notional Amount	'	'	'	'	'	'	'	'	$9,000,000
Derivative, fixed interest rate	'	'	'	'	'	8.49%	'	'	'
Cash flow hedge, liability at fair value	'	'	'	'	'	'	247,000	838,000	'
Cash flow hedge, derivative instrument liabilities at fair value	1,085,000	'	1,085,000	'	897,000	'	'	'	'
Unrealized gain (loss) on interest rate swap	50,000	-30,000	-124,000	324,000	412,000	'	'	'	'
Available-for-sale securities pledged as collateral	$1,476,000	'	$1,476,000	'	$1,422,000	'	'	'	'

Notes_Payable_and_LongTerm_Deb3

Notes Payable and Long-Term Debt (Short-Term Debt) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Short-term Debt [Line Items]	'	'
Short-term notes payable	$1,166	$1,866
Unsecured Debt [Member]	'	'
Short-term Debt [Line Items]	'	'
Line of credit with variable interest rate equal to the WSJ prime rate, subject to a 5.0% floor; Maturity January 2013. Interest payments due quarterly. Unsecured.	0	700
Current portion of installment note payable November 2013 with variable interest rate equal to the WSJ prime rate plus 1%; Unsecured	1,166	1,166
Short-term notes payable	$1,166	$1,866
Interest rate description	'WSJ	'WSJ
Interest rate at period end	5.00%	5.00%
Payment terms	'Interest payments due quarterly	'Interest payments due quarterly
Description of variable rate basis	'WSJ	'WSJ
Basis spread on variable rate	1.00%	1.00%

Notes_Payable_and_LongTerm_Deb4

Notes Payable and Long-Term Debt (Schedule of Long-Term Debt) (Details) (USD $)

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Dec. 15, 2005

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Dec. 15, 2005

Dec. 15, 2005

In Thousands, unless otherwise specified

Promissory Note [Member]

Promissory Note [Member]

Trust Preferred Security Offering, 2005 [Member]

Trust Preferred Security Offering, 2005 [Member]

Trust Preferred Security Offering, 2005 [Member]

Trust Preferred Security Offering, 2007 [Member]

Trust Preferred Security Offering, 2007 [Member]

Line of Credit [Member]

Line of Credit [Member]

Line of Credit [Member]

Line of Credit [Member]

Prime Rate [Member]

Prime Rate [Member]

Prime Rate [Member]

Three-month LIBOR [Member]

Three-month LIBOR [Member]

Unsecured Debt [Member]

Unsecured Debt [Member]

Unsecured Debt [Member]

Unsecured Debt [Member]

Unsecured Debt [Member]

Unsecured Debt [Member]

Unsecured Debt [Member]

Unsecured Debt [Member]

Unsecured Debt [Member]

Secured Debt [Member]

Secured Debt [Member]

Promissory Note [Member]

Line of Credit [Member]

Line of Credit [Member]

Trust Preferred Security Offering, 2005 [Member]

Trust Preferred Security Offering, 2007 [Member]

Unsecured Debt [Member]

Unsecured Debt [Member]

Secured Debt [Member]

Unsecured Debt [Member]

Unsecured Debt [Member]

Debt Instrument [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Long-term debt

$20,539

$20,889

$8,167

$8,167

$9,279

$9,279

'

$3,093

$3,093

'

'

'

'

'

'

'

'

'

Percentage bearing variable interest, percentage rate

'

'

'

'

'

'

'

'

'

'

'

'

'

'

5.00%

4.50%

'

'

Fixed interest rate

'

'

'

'

'

'

8.83%

'

'

'

'

'

'

'

'

'

'

'

Basis spread on variable rate

'

'

'

'

'

'

'

'

'

'

'

'

'

1.00%

'

'

3.75%

3.40%

Payment terms

'

'

'Annual installment payments.

'

'Interest payments due quarterly.

'

'

'Interest payments due quarterly.

'

'Interest payment

'

'B Interest payments due monthly.

'

'

'

'

'

'

Amount outstanding

'

'

'

'

'

'

'

'

'

$0

$0

$0

$350

'

'

'

'

'

Reinsurance_Reinsurers_Limits_

Reinsurance (Reinsurers' Limits of Liability) (Details) (USD $)	9 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
Reinsurance Maintained by Layers [Line Items]	'	'
Catastrophe reinsurance retention	$4,000,000	'
Life insurance policy reinsurance limit	50,000	'
Reinsurance recoverable	814,000	1,501,000
Single Reinsurer [Member]	'	'
Reinsurance Maintained by Layers [Line Items]	'	'
Reinsurance recoverable	22,000	214,000
First Layer [Member]	'	'
Reinsurance Maintained by Layers [Line Items]	'	'
Percent of reinsured losses covered by layer	100.00%	'
Covered losses	6,000,000	'
Reinsurer's limit of liability	4,000,000	'
Second Layer [Member]	'	'
Reinsurance Maintained by Layers [Line Items]	'	'
Percent of reinsured losses covered by layer	100.00%	'
Covered losses	7,500,000	'
Reinsurer's limit of liability	10,000,000	'
Third Layer [Member]	'	'
Reinsurance Maintained by Layers [Line Items]	'	'
Percent of reinsured losses covered by layer	100.00%	'
Covered losses	25,000,000	'
Reinsurer's limit of liability	17,500,000	'
Fourth Layer [Member]	'	'
Reinsurance Maintained by Layers [Line Items]	'	'
Percent of reinsured losses covered by layer	100.00%	'
Covered losses	30,000,000	'
Reinsurer's limit of liability	$42,500,000	'

Employee_Benefit_Plans_Details

Employee Benefit Plans (Details) (USD $)	9 Months Ended				61 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Mar. 31, 2013
	hours		Non-Qualified Deferred Compensation Plans [Member]	Non-Qualified Deferred Compensation Plans [Member]	Executive Officers [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'	'
Minimum hours of service completed in year of contribution	1,000	'	'	'	'
Matching contribution	$160,000	$144,000	'	'	'
Employer matching contribution, percent	5.00%	'	'	'	15.00%
Deferred compensation arrangement	'	'	76,000	178,000	'
Cash contributions to ESOP	150,000	50,000	'	'	'
Employee Stock Ownership Plan (ESOP), Debt Structure, Indirect Loan, Amount	$0	'	'	'	'

Shareholders_Equity_Narrative_

Shareholders' Equity (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Stockholders' Equity Note [Abstract]	'	'	'	'	'
Stock Issued During Period, Shares, New Issues	'	'	12,972	'	'
Net income	$1,797	$3,339	$4,730	$3,895	$5,658
Dividends paid	'	'	225	'	248
Other comprehensive income, net of tax	$325	$259	($1,654)	$1,861	$2,389

Shareholders_Equity_Preferred_

Shareholders' Equity (Preferred and Common Stock) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Class of Stock [Line Items]	'	'
Preferred stock, par value	$1	$1
Preferred stock, shares authorized	500,000	500,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$1	$1
Common stock, shares authorized	3,000,000	3,000,000
Common stock, shares issued	2,507,452	2,494,480
Common stock, shares outstanding	2,507,452	2,494,480
Common Class A [Member]	'	'
Class of Stock [Line Items]	'	'
Common stock, par value	$1	$1
Common stock, shares authorized	2,000,000	2,000,000
Common stock, shares issued	0	0
Common stock, shares outstanding	0	0

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Changes in AOCI) (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Roll Forward]	'	'	'	'	'
Beginning balance	'	'	$936	'	'
Other comprehensive income (loss), net of tax	-325	-259	1,654	-1,861	-2,389
Ending balance	2,590	1,464	2,590	1,464	936
Gains and Losses on Cash Flow Hedges [Member]	'	'	'	'	'
Accumulated Other Comprehensive Income (Loss) [Roll Forward]	'	'	'	'	'
Beginning balance	'	'	-591	-1,003	-1,003
Other comprehensive income before reclassifications	'	'	-124	324	'
Amounts reclassified from accumulated other comprehensive income	'	'	0	0	'
Other comprehensive income (loss), net of tax	'	'	-124	324	'
Ending balance	-715	-679	-715	-679	'
Unrealized Gains and Losses on Available-for-Sale Securities [Member]	'	'	'	'	'
Accumulated Other Comprehensive Income (Loss) [Roll Forward]	'	'	'	'	'
Beginning balance	'	'	1,527	4,328	4,328
Other comprehensive income before reclassifications	'	'	2,020	-1,454	'
Amounts reclassified from accumulated other comprehensive income	'	'	-242	-731	'
Other comprehensive income (loss), net of tax	'	'	1,778	-2,185	'
Ending balance	$3,305	$2,143	$3,305	$2,143	'

Accumulated_Other_Comprehensiv3

Accumulated Other Comprehensive Income (Amounts reclassified out of AOCI) (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Reclassification out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'	'
Net realized investment gains	$141	$3,297	$541	$4,354	'
Tax (expense) or benefit	-803	-1,524	-997	-1,102	'
Net income	1,797	3,339	4,730	3,895	5,658
Reclassification out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains and Losses on Available-for-Sale Securities [Member]	'	'	'	'	'
Reclassification out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'	'
Net realized investment gains	'	'	366	1,108	'
Total before tax	'	'	366	1,108	'
Tax (expense) or benefit	'	'	-124	-377	'
Net income	'	'	$242	$731	'

Segments_Narrative_Details

Segments (Narrative) (Details)	9 Months Ended
	Sep. 30, 2014
	Segments
Segment Reporting [Abstract]	'
Number of operating segments	1

Segments_Schedule_of_Segment_R

Segments (Schedule of Segment Reporting Information, by Segment) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Segment Reporting Information [Line Items]	'	'	'	'	'
Assets	$145,706	'	$145,706	'	$133,980
Net premiums earned	14,374	13,191	42,298	39,163	'
Net investment income	824	1,007	2,802	2,741	'
Net realized investment gains	141	3,297	541	4,354	'
Other income	158	163	2,025	480	'
Total Revenues	15,497	17,658	47,666	46,738	'
Policyholder benefits paid	7,172	7,112	24,191	24,923	'
Amortization of deferred policy acquisition costs	946	894	2,717	2,759	'
Commissions	2,166	1,800	6,160	5,268	'
General and administrative expenses	1,719	2,117	6,158	6,082	'
Taxes, licenses and fees	514	438	1,565	1,398	'
Interest expense	380	434	1,148	1,311	'
Total Benefits, Losses and Expenses	12,897	12,795	41,939	41,741	'
Income Before Income Taxes	2,600	4,863	5,727	4,997	'
P&C Insurance Operations [Member]	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'
Assets	80,534	'	80,534	'	71,003
Net premiums earned	12,757	11,446	37,397	34,010	'
Net investment income	333	474	1,296	1,170	'
Net realized investment gains	23	8	72	1,038	'
Other income	156	152	2,022	467	'
Total Revenues	13,269	12,080	40,787	36,685	'
Policyholder benefits paid	5,876	5,845	20,106	21,474	'
Amortization of deferred policy acquisition costs	642	639	1,924	1,938	'
Commissions	2,073	1,704	5,908	4,986	'
General and administrative expenses	1,296	1,444	4,285	4,052	'
Taxes, licenses and fees	441	385	1,362	1,220	'
Interest expense	0	0	0	0	'
Total Benefits, Losses and Expenses	10,328	10,017	33,585	33,670	'
Income Before Income Taxes	2,941	2,063	7,202	3,015	'
Life Insurance Operations [Member]	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'
Assets	56,924	'	56,924	'	53,831
Net premiums earned	1,617	1,745	4,901	5,153	'
Net investment income	472	514	1,449	1,514	'
Net realized investment gains	117	-19	467	8	'
Other income	2	11	3	13	'
Total Revenues	2,208	2,251	6,820	6,688	'
Policyholder benefits paid	1,296	1,267	4,085	3,449	'
Amortization of deferred policy acquisition costs	304	255	793	821	'
Commissions	93	96	252	282	'
General and administrative expenses	385	543	1,443	1,455	'
Taxes, licenses and fees	73	53	203	178	'
Interest expense	16	34	47	72	'
Total Benefits, Losses and Expenses	2,167	2,248	6,823	6,257	'
Income Before Income Taxes	41	3	-3	431	'
Non-Insurance Operations [Member]	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'
Assets	8,248	'	8,248	'	9,146
Net premiums earned	0	0	0	0	'
Net investment income	19	19	57	57	'
Net realized investment gains	1	3,308	2	3,308	'
Other income	0	0	0	0	'
Total Revenues	20	3,327	59	3,365	'
Policyholder benefits paid	0	0	0	0	'
Amortization of deferred policy acquisition costs	0	0	0	0	'
Commissions	0	0	0	0	'
General and administrative expenses	38	130	430	575	'
Taxes, licenses and fees	0	0	0	0	'
Interest expense	364	400	1,101	1,239	'
Total Benefits, Losses and Expenses	402	530	1,531	1,814	'
Income Before Income Taxes	($382)	$2,797	($1,472)	$1,551	'

Segments_Schedule_of_Gross_and

Segments (Schedule of Gross and Net Premiums Written) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums written	$16,796	$16,092	$51,153	$48,474
Reinsurance premium ceded	-1,785	-2,103	-5,377	-6,453
Net premiums written	15,011	13,989	45,776	42,021
Life Insurance Operations [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums written	1,720	1,788	4,911	5,071
Reinsurance premium ceded	-23	-22	-58	-52
Net premiums written	1,697	1,766	4,853	5,019
Life Insurance Operations [Member] | Traditional Life Insurance [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums written	1,156	1,184	3,472	3,586
Life Insurance Operations [Member] | Accident and Health Insurance [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums written	564	604	1,439	1,485
P&C Insurance Operations [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums written	15,076	14,304	46,242	43,403
Reinsurance premium ceded	-1,762	-2,081	-5,319	-6,401
Net premiums written	13,314	12,223	40,923	37,002
P&C Insurance Operations [Member] | Dwelling Fire & Extended Coverage [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums written	8,340	7,630	25,888	23,595
P&C Insurance Operations [Member] | Homeowners (Including Mobile Homeowners) [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums written	6,261	6,245	18,889	18,422
P&C Insurance Operations [Member] | Ocean Marine [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums written	0	0	0	75
P&C Insurance Operations [Member] | Other Liability [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums written	$475	$429	$1,465	$1,311

Segments_Schedule_of_Gross_and1

Segments (Schedule of Gross and Net Premiums Earned) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums earned	$16,159	$15,295	$47,675	$45,628
Reinsurance premium ceded	-1,785	-2,104	-5,377	-6,465
Net premiums earned	14,374	13,191	42,298	39,163
Life Insurance Operations [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums earned	1,640	1,767	4,959	5,205
Reinsurance premium ceded	-23	-22	-58	-52
Net premiums earned	1,617	1,745	4,901	5,153
Life Insurance Operations [Member] | Traditional Life Insurance [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums earned	1,080	1,159	3,537	3,715
Life Insurance Operations [Member] | Accident and Health Insurance [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums earned	560	608	1,422	1,490
P&C Insurance Operations [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums earned	14,519	13,528	42,716	40,423
Reinsurance premium ceded	-1,762	-2,082	-5,319	-6,413
Net premiums earned	12,757	11,446	37,397	34,010
P&C Insurance Operations [Member] | Dwelling Fire & Extended Coverage [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums earned	8,147	7,446	23,727	21,720
P&C Insurance Operations [Member] | Homeowners (Including Mobile Homeowners) [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums earned	5,914	5,674	17,661	17,007
P&C Insurance Operations [Member] | Ocean Marine [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums earned	0	0	0	524
P&C Insurance Operations [Member] | Other Liability [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Gross premiums earned	$458	$408	$1,328	$1,172

Supplemental_Cash_Flow_Informa1

Supplemental Cash Flow Information (Details) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Supplemental Cash Flow Elements [Abstract]	'	'
Interest paid	$847,000	$976,000
Income taxes paid	248,000	195,000
Noncash Transaction, Common Stock Issued	13,000	'
Additional paid-in capital	$120,000	'