Severn Bancorp (SVBI) 10-K 18 Mar 14 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2013	Mar. 01, 2014	Jun. 30, 2013
Document and Entity Information [Abstract]	'	'	'
Entity Registrant Name	'SEVERN BANCORP INC	'	'
Entity Central Index Key	'0000868271	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Filer Category	'Smaller Reporting Company	'	'
Entity Public Float	'	'	$29,946,763
Entity Common Stock, Shares Outstanding	'	10,066,679	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'

CONSOLIDATED_STATEMENTS_OF_FIN

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$44,934	$52,781
Interest bearing deposits in other banks	41,269	40,611
Federal funds sold	12,173	0
Cash and cash equivalents	98,376	93,392
Investment securities held to maturity (fair value: $45,213 at December 31,2013; $35,463 at December 31, 2012)	44,661	34,066
Loans held for sale	3,726	11,116
Loans receivable, net of allowance for loan losses of $11,739 and $17,478 in 2013 and 2012, respectively	602,813	651,709
Premises and equipment, net	25,838	26,448
Foreclosed real estate	8,972	11,441
Federal Home Loan Bank stock at cost	6,190	6,520
Accrued interest receivable and other assets	9,027	17,426
Total assets	799,603	852,118
Liabilities	'	'
Deposits	571,249	599,394
Long-term borrowings	115,000	115,000
Subordinated debentures	24,119	24,119
Accrued interest payable and other liabilities	6,466	4,609
Total Liabilities	716,834	743,122
Stockholders' Equity	'	'
Common stock, $0.01 par value, 20,000,000 shares authorized; 10,066,679 shares issued and outstanding	101	101
Additional paid-in capital	75,374	74,996
Retained earnings	7,290	33,895
Total stockholders' equity	82,769	108,996
Total liabilities and stockholders' equity	799,603	852,118
Series A Preferred Stock [Member]	'	'
Stockholders' Equity	'	'
Preferred stock	4	4
Series B Preferred Stock [Member]	'	'
Stockholders' Equity	'	'
Preferred stock	$0	$0

CONSOLIDATED_STATEMENTS_OF_FIN1

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
ASSETS	'	'
Investment securities held to maturity at fair value	$45,213	$35,463
Loans receivable, allowance for loan losses	11,739	17,478
Stockholders' Equity	'	'
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	10,066,679	10,066,679
Common stock, shares outstanding (in shares)	10,066,679	10,066,679
Series A Preferred Stock [Member]	'	'
Stockholders' Equity	'	'
Preferred stock, shares issued (in shares)	437,500	437,500
Preferred stock, shares outstanding (in shares)	437,500	437,500
Preferred stock, liquidation preference	3,500	3,500
Series B Preferred Stock [Member]	'	'
Stockholders' Equity	'	'
Preferred stock, shares issued (in shares)	23,393	23,393
Preferred stock, shares outstanding (in shares)	23,393	23,393
Preferred stock, liquidation preference	$23,393	$23,393

CONSOLIDATED_STATEMENTS_OF_OPE

CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Interest Income	'	'
Loans, including fees	$32,838	$38,140
Securities, taxable	636	672
Other	318	245
Total interest income	33,792	39,057
Interest Expense	'	'
Deposits	4,706	7,541
Long-term borrowings and subordinated debentures	4,478	4,961
Total interest expense	9,184	12,502
Net interest income	24,608	26,555
Provision for loan losses	16,520	765
Net interest income after provision for loan losses	8,088	25,790
Non-Interest Income	'	'
Mortgage banking activities	3,318	1,945
Real estate commissions	528	644
Real estate management fees	686	655
Other	997	879
Total other income	5,529	4,123
Non-Interest Expenses	'	'
Compensation and related expenses	14,321	11,906
Occupancy	1,556	1,597
Foreclosed real estate expenses, net	6,132	3,319
Legal	798	746
FDIC assessments and regulatory expense	1,389	1,444
Professional fees	1,119	719
Advertising	624	626
Online charges	860	684
Credit reports and appraisal fees	856	517
Other	2,417	1,969
Total non-interest expenses	30,072	23,527
(Loss) income before income tax provision	-16,455	6,386
Income tax provision	8,710	2,658
Net (loss) income	-25,165	3,728
Amortization of discount on preferred stock	270	270
Dividends on preferred stock	1,170	1,240
Net (loss) income available to common stockholders	($26,605)	$2,218
Basic (loss) income per common share (in dollars per share)	($2.64)	$0.22
Diluted (loss) income per common share (in dollars per share)	($2.64)	$0.22

CONSOLIDATED_STATEMENTS_OF_STO

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (USD $)

Preferred Stock [Member]

Common Stock [Member]

Additional Paid-In Capital [Member]

Retained Earnings [Member]

Total

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

In Thousands, unless otherwise specified

Preferred Stock [Member]

Common Stock [Member]

Additional Paid-In Capital [Member]

Retained Earnings [Member]

Preferred Stock [Member]

Common Stock [Member]

Additional Paid-In Capital [Member]

Retained Earnings [Member]

Balance at Dec. 31, 2011

$4

$101

$74,683

$31,677

$106,465

'

'

'

'

'

'

'

'

'

'

Increase (Decrease) in Stockholders' Equity [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net (Loss) Income

0

0

0

3,728

3,728

'

'

'

'

'

'

'

'

'

'

Stock-based compensation

0

0

43

0

43

'

'

'

'

'

'

'

'

'

'

Dividend declared on preferred stock

'

'

'

'

'

0

0

0

-70

-70

0

0

0

-1,170

-1,170

Amortization of discount on Series B preferred stock

'

'

'

'

'

'

'

'

'

'

0

0

270

-270

0

Balance at Dec. 31, 2012

4

101

74,996

33,895

108,996

'

'

'

'

'

'

'

'

'

'

Increase (Decrease) in Stockholders' Equity [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net (Loss) Income

0

0

0

-25,165

-25,165

'

'

'

'

'

'

'

'

'

'

Stock-based compensation

0

0

108

0

108

'

'

'

'

'

'

'

'

'

'

Dividend declared on preferred stock

'

'

'

'

'

'

'

'

'

'

0

0

0

-1,170

-1,170

Amortization of discount on Series B preferred stock

'

'

'

'

'

'

'

'

'

'

0

0

270

-270

0

Balance at Dec. 31, 2013

$4

$101

$75,374

$7,290

$82,769

'

'

'

'

'

'

'

'

'

'

CONSOLIDATED_STATEMENTS_OF_STO1

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Parenthetical) (Series A Preferred Stock [Member], USD $)	12 Months Ended
	Dec. 31, 2012
Series A Preferred Stock [Member]	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'
Dividend declared on Series A preferred stock (in dollars per share)	$0.16

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Cash Flows from Operating Activities	'	'
Net (loss) income	($25,165)	$3,728
Adjustments to reconcile net (loss) income to net cash provided by operating activities:	'	'
Amortization of deferred loan fees	-876	-1,003
Net amortization of premiums and Discounts	197	197
Provision for loan losses	16,520	765
Provision for depreciation	1,054	1,081
Provision for foreclosed real estate	4,610	3,284
Gain on sale of loans	-3,750	-2,065
Loss (gain) on sale of foreclosed real estate	367	-701
Loss on disposal of fixed assets	134	0
Proceeds from loans sold to others	127,928	100,751
Loans originated for sale	-116,788	-105,674
Stock-based compensation expense	108	43
Deferred income tax expense	8,708	2,206
(Increase) decrease in accrued interest receivable and other assets	-309	2,261
Increase in accrued interest payable and other liabilities	687	910
Net cash provided by operating activities	13,425	5,783
Cash Flows from Investing Activities	'	'
Purchase of investment securities held to maturity	-16,048	-1,045
Proceeds from maturing investment securities held to maturity	5,000	7,000
Principal collected on mortgage-backed securities held to maturity	256	139
Proceeds from sale of loans	34,413	0
Net (increase) decrease in loans	-11,330	28,583
Proceeds from sale of foreclosed real estate	8,586	19,530
Investment in foreclosed real estate	-925	-374
Investment in premises and equipment	-578	-311
Redemption of FHLB Stock	330	423
Net cash provided by investing activities	19,704	53,945
Cash Flows from Financing Activities	'	'
Net decrease in deposits	-28,145	-53,363
Net cash used in financing activities	-28,145	-53,726
Increase in cash and cash equivalents	4,984	6,002
Cash and cash equivalents at beginning of year	93,392	87,390
Cash and cash equivalents at end of year	98,376	93,392
Cash paid during year for:	'	'
Interest	8,655	12,355
Income taxes	1,437	2
Transfer of net loans to foreclosed real estate	10,169	13,248
Series A Preferred Stock [Member]	'	'
Cash Flows from Financing Activities	'	'
Preferred stock dividend paid	0	-70
Series B Preferred Stock [Member]	'	'
Cash Flows from Financing Activities	'	'
Preferred stock dividend paid	$0	($293)

Summary_of_Significant_Account

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2013
Summary of Significant Accounting Policies [Abstract]	'
Summary of Significant Accounting Policies	'
	Note 1 - Summary of Significant Accounting Policies
		A.	Principles of Consolidation - The consolidated financial statements include the accounts of Severn Bancorp, Inc. ("Bancorp"), and its wholly-owned subsidiaries, SBI Mortgage Company and SBI Mortgage Company's subsidiary, Crownsville Development Corporation, and its subsidiary, Crownsville Holdings I, LLC, and Severn Savings Bank, FSB (the “Bank"), and the Bank's subsidiaries, Louis Hyatt, Inc., Homeowners Title and Escrow Corporation, Severn Financial Services Corporation, SSB Realty Holdings, LLC, SSB Realty Holdings II, LLC, and HS West, LLC. All intercompany accounts and transactions have been eliminated in the accompanying consolidated financial statements.
	Amounts in the prior year’s consolidated financial statements have been reclassified whenever necessary to conform to the current year’s presentation.  Such reclassifications had no impact on net income (loss).
		B.	Business - The Bank's primary business activity is the acceptance of deposits from the general public and the use of the proceeds for investments and loan originations. The Bank is subject to competition from other financial institutions.  In addition, the Bank is subject to the regulations of certain federal agencies and undergoes periodic examinations by those regulatory authorities.
	Bancorp has no reportable segments. Management does not separately allocate expenses, including the cost of funding loan demand, between the retail and real estate operations of Bancorp.  As such, discrete financial information is not available and segment reporting would not be meaningful.
		C.	Estimates - The consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the statement of financial condition and revenues and expenses for the period.  Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses, the fair value of foreclosed real estate, the evaluation of other than temporary impairment of investment securities and the valuation allowance of deferred tax assets.
		D.	Investment Securities Held to Maturity – Investment securities for which the Bank has the positive intent and ability to hold to maturity are reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity.  Declines in the fair value of held to maturity securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses.  In estimating other than temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near term prospects of the issuer and (3) determines if the Bank does not intend to sell the security before recovery of its amortized cost.
		E.	Federal Home Loan Bank Stock – Federal Home Loan Bank of Atlanta (the “FHLB”) stock is an equity interest in the FHLB, which does not have a readily determinable fair value for purposes of generally accepted accounting principles, because its ownership is restricted and it lacks a market.  FHLB stock can be sold back only at par value of $100 per share and only to the FHLB or another member institution.  As of December 31, 2013 and 2012, the Bank owned shares totaling $6,190,000 and $6,520,000, respectively.
	The Bank evaluated the FHLB stock for impairment in accordance with generally accepted accounting principles.  The Bank’s determination of whether this investment is impaired is based on an assessment of the ultimate recoverability of its cost rather than by recognizing temporary declines in value.  The determination of whether a decline in value affects the ultimate recoverability of its cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and accordingly on the customer base of the FHLB, and (4) the liquidity position of the FHLB.  Management has evaluated the FHLB stock for impairment and believes that no impairment charge is necessary as of December 31, 2013.
		F.	Loans Held for Sale - Loans held for sale are carried at lower of cost or market value in the aggregate based on investor quotes.  Net unrealized losses are recognized through a valuation allowance by charges to income.  Mortgage loans held for sale are sold either with the mortgage servicing rights released or retained by the Bank.  Gains and losses on sales of mortgage loans are recognized based on the difference between the selling price and the carrying value of the related mortgage loans sold.  Mortgage servicing rights recorded are not material as of December 31, 2013.
		G.	Loans - Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans.  The Bank categorizes the loans into eight classifications: residential mortgage; construction; land acquisition and development; land; lines of credit; commercial real estate; commercial non-real estate; home equity; and consumer.  Interest income is accrued on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method.
	Residential lending is generally considered to involve less risk than other forms of lending, although payment experience on these loans is dependent to some extent on economic and market conditions in the Bank's lending area. Multifamily residential, commercial, construction and other loan repayments are generally dependent on the operations of the related properties or the financial condition of its borrower or guarantor.  Accordingly, repayment of such loans can be more susceptible to adverse conditions in the real estate market and the regional economy.
	A substantial portion of the Bank's loans receivable is mortgage loans secured by residential and commercial real estate properties located in the State of Maryland.  Loans are extended only after evaluation by management of customers' creditworthiness and other relevant factors on a case-by-case basis. The Bank generally does not lend more than 80% of the appraised value of a property and requires private mortgage insurance on residential mortgages with loan-to-value ratios in excess of 80%.
	In addition, the Bank generally obtains personal guarantees of repayment from borrowers and/or others for construction, commercial and multifamily residential loans and disburses the proceeds of construction and similar loans only as work progresses on the related projects.
	The accrual of interest on loans is discontinued at the time the loan is 90 days past due.  Past due status is based on contractual terms of the loan.  In all cases, loans are placed on non-accrual or charged-off at an earlier date if collection of principal or interest is considered doubtful.
	All interest accrued in the current year, but not collected for loans that are placed on non-accrual or charged-off, is reversed against interest income.  Any interest accrued in prior years for loans that are placed on non-accrual or charged-off is charged against the allowance for loan losses.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
		H.	Allowance for Loan Losses - An allowance for loan losses is provided through charges to income in an amount that management believes will be adequate to absorb losses on existing loans that may become uncollectible, based on evaluations of the collectability of loans and prior loan loss experience.  The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that may affect the borrowers' ability to pay.  Determining the amount of the allowance for loan losses requires the use of estimates and assumptions, which is permitted under generally accepted accounting principles. Actual results could differ significantly from those estimates.  Management believes the allowance for losses on loans is adequate. While management uses available information to estimate losses on loans, future additions to the allowances may be necessary based on changes in economic conditions, particularly in the State of Maryland.  In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank's allowance for losses on loans.  Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.
	The allowance consists of specific and general components.  The specific component relates to loans that are classified as impaired.  When a real estate secured loan becomes impaired, a decision is made as to whether an updated certified appraisal of the real estate is necessary.  This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property.  Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value.  The discounts also include estimated costs to sell the property.
	For loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices.  Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.
	For such loans that are classified as impaired, an allowance is established when the current market value of the underlying collateral less its estimated disposal costs has not been finalized, but management determines that it is likely that the value is lower than the carrying value of that loan.  Once the net collateral value has been determined, a charge-off is taken for the difference between the net collateral value and the carrying value of the loan.  For loans that are not solely collateral dependent, an allowance is established when the present value of the expected future cash flows of the impaired loan is lower than the carrying value of that loan.  The general component relates to loans that are classified as doubtful, substandard or special mention that are not considered impaired, as well as non-classified loans.  The general reserve is based on historical loss experience adjusted for qualitative factors.  These qualitative factors include:
		·	Levels and trends in delinquencies and nonaccruals;
		·	Inherent risk in the loan portfolio;
		·	Trends in volume and terms of the loan;
		·	Effects of any change in lending policies and procedures;
		·	Experience, ability and depth of management;
		·	National and local economic trends and conditions; and
		·	Effect of any changes in concentration of credit.
	A loan is generally considered impaired if it meets either of the following two criteria:
		·	Loans that are 90 days or more in arrears (nonaccrual loans); or
		·	Loans where, based on current information and events, it is probable that a borrower will be unable to pay all amounts due according to the contractual terms of the loan agreement.
	Credit quality risk ratings include regulatory classifications of special mention, substandard, doubtful and loss.  Loans classified special mention have potential weaknesses that deserve management’s close attention.  If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects.  Loans classified substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They include loans that are inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans classified doubtful have all the weaknesses inherent in loans classified substandard with the added characteristic that collection or liquidation in full, on the basis of current conditions and facts, is highly improbable.  Loans classified as a loss are considered uncollectible and are charged to the allowance for loan losses.  Loans not classified are rated pass.
	Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.
		I.	Foreclosed Real Estate - Real estate acquired through or in the process of foreclosure is recorded at fair value less estimated disposal costs.  Management periodically evaluates the recoverability of the carrying value of the real estate acquired through foreclosure using estimates as described under the caption "Allowance for Loan Losses". In the event of a subsequent decline, management provides a specific reserve to reduce real estate acquired through foreclosure to fair value less estimated disposal cost.  Expenses on foreclosed real estate incurred prior to the disposition of the property, such as maintenance, insurance and taxes, and physical security, are charged to expense.  Material expenses that improve the property to its best use, are capitalized to the property. Gains or losses on the sale of foreclosed real estate are recognized upon disposition of the property.
		J.	Transfers of Financial Assets – Transfers of financial assets, including loan and loan participation sales, are accounted for as sales when control over the assets has been surrendered.  Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from Bancorp, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) Bancorp does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return the specific assets.
		K.	Premises and Equipment - Premises and equipment are carried at cost less accumulated depreciation. Depreciation and amortization of premises and equipment is accumulated by the use of the straight-line method over the estimated useful lives of the assets. Additions and improvements are capitalized, and charges for repairs and maintenance are expensed when incurred. The related cost and accumulated depreciation are eliminated from the accounts when an asset is sold or retired and the resultant gain or loss is credited or charged to income.
		L.	Statement of Cash Flows - In the statement of cash flows, cash and cash equivalents include cash on hand, amounts due from banks, Federal Home Loan Bank of Atlanta overnight deposits, and federal funds sold.  Generally, federal funds are sold for one day periods.
		M.	Income Taxes - Deferred income taxes are recognized for temporary differences between the financial reporting basis and income tax basis of assets and liabilities based on enacted tax rates expected to be in effect when such amounts are realized or settled. Deferred tax assets are recognized only to the extent that it is more likely than not that such amount will be realized based on consideration of available evidence.
	Bancorp has recorded a non-cash charge of approximately $15,303,000 to provide a valuation allowance for its net deferred tax asset resulting in a full deferred tax asset valuation allowance of $15,572,000 at December 31, 2013.  The charge was recorded primarily due to Bancorp’s prior years’ taxable losses and the challenging operating environment currently confronting Bancorp and other financial institutions that could impact future operating results. The establishment of a valuation allowance does not impair Bancorp’s ability to use the deferred tax asset, primarily net operating loss carryforwards, upon achieving sufficient profitability. As Bancorp generates taxable income in future periods, management does not expect to record a related income tax expense until the valuation allowance is significantly reduced. As management is able to determine that it is more likely than not that Bancorp will be able to utilize the deferred tax assets, it will reduce the valuation allowance.
	The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.  To the extent that current available evidence about the future raises doubt about the likelihood of a deferred tax asset being realized, a valuation allowance is established.  The judgment about the level of future taxable income is inherently subjective and is reviewed on a continual basis as regulatory and business factors change.
	Bancorp recognizes interest and penalties on income taxes as a component of income tax expense.
		N.	Earnings Per Common Share - Basic earnings (loss) per share of common stock for the years ended December 31, 2013 and 2012 is computed by dividing net income (loss) available to common stockholders by 10,066,679, the weighted average number of shares of common stock outstanding for each year. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued.  Potential common shares that may be issued by Bancorp relate to outstanding stock options, warrants, and convertible preferred stock, and are determined using the treasury stock method.  Diluted earnings per share of common stock for the years ended December 31, 2013 and 2012, is computed by dividing net income (loss) for each year by 10,066,679, the weighted average number of diluted shares of common stock for each year.  There was no dilution in 2013 due to the net loss and no dilution in 2012 as all outstanding stock options were anti-dilutive.
		O.	Advertising Cost - Advertising cost is expensed as incurred and totaled $624,000, and $626,000 for the years ended December 31, 2013, and 2012, respectively.
		P.	Troubled Debt Restructuring – Loans whose terms are classified as troubled debt restructurings if the Bancorp grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty.  Concessions granted under a troubled debt restructuring may be modified by means of extending the maturity date of the loan, reducing the interest rate on the loan to a rate below market, a combination of rate adjustments and maturity extensions, or by other means including covenant modifications, forbearances or other concessions.   All troubled debt restructurings, or TDRs are considered impaired.
		Q.	Significant Group Concentrations of Credit Risk – Most of Bancorp’s activities are with customers located in Anne Arundel County, Maryland and nearby areas.   Note 2, of the Notes to Consolidated Financial Statements discusses the types of securities that Bancorp currently invests in.  Note 3 discusses the types of lending that Bancorp engages in.  Although Bancorp intends to have a diversified loan portfolio, its debtors’ ability to honor their contracts will be influenced by the region’s economy.  Bancorp does not have any significant concentrations to any one customer.
	Bancorp’s investment portfolio consists principally of obligations of the United States and its agencies.  In the opinion of management, there is no concentration of credit risk in its investment portfolio.  Bancorp places deposits in correspondent accounts and, on occasion, sells Federal funds to qualified financial institutions.  Management believes credit risk associated with correspondent accounts and with Federal funds sold is not significant.  Therefore, management believes that these particular practices do not subject Bancorp to unusual credit risk.
		R.	Off-Balance Sheet Financial Instruments – In the ordinary course of business, Bancorp has entered into off-balance sheet financial instruments consisting of commitments to extend credit.  Such financial instruments are recorded in the consolidated balance sheet when they are funded.
		S.	Recent Accounting Pronouncements - Management has determined that there are no recent accounting pronouncements that are expected to have a material effect on the consolidated financial statements.
		T.	Subsequent Events – Bancorp has evaluated events and transactions occurring subsequent to December 31, 2013, the date of the consolidated statements of financial condition, for items that should potentially be recognized or disclosed in the consolidated financial statements.  The evaluation was conducted through the date these consolidated financial statements were issued.
		U.	Concentration of Credit Risk – From time to time, the Bank will maintain balances with its correspondent bank that exceed the $250,000 federally insured deposit limit.  Management routinely evaluates the credit worthiness of the correspondent bank and does not feel they pose a significant risk to Bancorp.

Investment_Securities

Investment Securities	12 Months Ended
	Dec. 31, 2013
Investment Securities [Abstract]	'
Investment Securities	'
	Note 2 - Investment Securities
	The amortized cost and fair value of investment securities held to maturity are as follows:
		Amortized		Gross Unrealized Gains		Gross Unrealized Losses		Fair
		Cost						Value
		(dollars in thousands)
	December 31, 2013:
	US Treasury securities	$	31,235	$	665	$	69	$	31,831
	US Agency securities		11,123		44		101		11,066
	US Government sponsored  mortgage-backed securities		2,303		27		14		2,316
	Total	$	44,661	$	736	$	184	$	45,213
	December 31, 2012:
	US Treasury securities	$	29,414	$	1,278	$	-	$	30,692
	US Agency securities		4,142		79		-		4,221
	US Government sponsored  mortgage-backed securities		510		40		-		550
	Total	$	34,066	$	1,397	$	-	$	35,463
	As of December 31, 2013 and 2012, there were $3,263,000 and $7,288,000, respectively, of US Treasury securities or mortgage-backed securities pledged by Bancorp as collateral for borrowers’ letters of credit with Anne Arundel County.
	The following table shows fair value and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position as of December 31, 2013. Included in the table are seven US Treasury security, eight Agency securities and two Mortgage-backed security in a gross unrealized loss position at December 31, 2013.  No securities were in a gross unrealized loss position at December 31, 2012. Management believes that the unrealized losses in 2013 were the result of interest rate levels differing from those existing at the time of purchase of the securities and actual and estimated prepayment speeds.  The Bank does not consider any of these securities to be other than temporarily impaired at December 31, 2013, because the unrealized losses were related primarily to changes in market interest rates and widening of sector spreads and were not necessarily related to the credit quality of the issuers of the securities.  The Bank did not consider any of their securities to be other than temporarily impaired at December 31, 2012, because none of these securities had unrealized losses.
		Less than 12 months				12 Months or More				Total
				Unrealized				Unrealized				Unrealized
		Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	December 31, 2013:	(dollars in thousands)
	US Treasury securities	$	6,907	$	69	$	-	$	-	$	6,907	$	69
	US Agency securities		7,934		101		-		-		7,934		101
	US Government sponsored  mortgage-backed securities		1,931		14						1,931		14
	Total	$	16,772	$	184	$	-	$	-	$	16,772	$	184
	The amortized cost and estimated fair value of debt securities as of December 31, 2013, by contractual maturity, are shown in the following table.  Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Held to Maturity
		(dollars in thousands)
		Amortized		Estimated
		Cost		Fair Value
	Due in one year or less	$	5,021	$	5,075
	Due from one year to five years		31,442		31,881
	Due from five years to ten years		5,895		5,941
	US Government sponsored mortgage-backed securities		2,303		2,316
		$	44,661	$	45,213

Loans_Receivable

Loans Receivable	12 Months Ended
	Dec. 31, 2013
Loans Receivable [Abstract]	'
Loans Receivable	'
	Note 3 - Loans Receivable
	Loans receivable, including unfunded commitments consist of the following:
			31-Dec
			2013			2012
			(dollars in thousands)
	Residential mortgage, total		$	258,919		$	269,405
	Individually evaluated for impairment			35,064			46,218
	Collectively evaluated for impairment			223,855			223,187
	Construction, land acquisition and development, total			75,539			71,523
	Individually evaluated for impairment			2,808			11,003
	Collectively evaluated for impairment			72,731			60,520
	Land, total			34,429			50,900
	Individually evaluated for impairment			1,263			8,953
	Collectively evaluated for impairment			33,166			41,947
	Lines of credit, total			21,598			31,428
	Individually evaluated for impairment			304			2,107
	Collectively evaluated for impairment			21,294			29,321
	Commercial real estate, total			220,160			222,038
	Individually evaluated for impairment			4,672			16,433
	Collectively evaluated for impairment			215,488			205,605
	Commercial non-real estate, total			8,583			6,120
	Individually evaluated for impairment			-			108
	Collectively evaluated for impairment			8,583			6,012
	Home equity, total			30,339			34,609
	Individually evaluated for impairment			1,777			1,776
	Collectively evaluated for impairment			28,562			32,833
	Consumer, total			1,185			858
	Individually evaluated for impairment			-			24
	Collectively evaluated for impairment			1,185			834
	Total Loans			650,752			686,881
	Less
	Unfunded commitments included above			(34,069	)		(15,647	)
				616,683			671,234
	Individually evaluated for impairment			45,888			86,622
	Collectively evaluated for impairment			570,795			584,612
				616,683			671,234
	Allowance for loan losses			(11,739	)		(17,478	)
	Deferred loan origination fees and costs, net			(2,131	)		(2,047	)
			$	602,813		$	651,709
	The inherent credit risks within the portfolio vary depending upon the loan class as follows:
	Residential mortgage loans are secured by one to four family dwelling units. The loans have limited risk as they are secured by first mortgages on the unit, which are generally the primary residence of the borrower, at a loan to value ratio of 80% or less.
	Construction, land acquisition and development loans are underwritten based upon a financial analysis of the developers and property owners and construction cost estimates, in addition to independent appraisal valuations. These loans will rely on the value associated with the project upon completion. These cost and valuation estimates may be inaccurate. Construction loans generally involve the disbursement of substantial funds over a short period of time with repayment substantially dependent upon the success of the completed project rather than the ability of the borrower or guarantor to repay principal and interest. If the Bank is forced to foreclose on a project prior to or at completion, due to a default, there can be no assurance that the Bank will be able to recover all of the unpaid balance of the loan as well as related foreclosure and holding costs.  In addition, the Bank may be required to fund additional amounts to complete the project and may have to hold the property for an unspecified period of time. Sources of repayment of these loans typically are permanent financing expected to be obtained upon completion or sales of developed property. These loans are closely monitored by onsite inspections and are considered to be of a higher risk than other real estate loans due to their ultimate repayment being sensitive to general economic conditions, availability of long-term financing, interest rate sensitivity, and governmental regulation of real property.
	Land loans are underwritten based upon the independent appraisal valuations as well as the estimated value associated with the land upon completion of development. These cost and valuation estimates may be inaccurate. These loans are considered to be of a higher risk than other real estate loans due to their ultimate repayment being sensitive to general economic conditions, availability of long-term financing, interest rate sensitivity, and governmental regulation of real property.
	Line of credit loans are subject to the underwriting standards and processes similar to commercial non-real estate loans, in addition to those underwriting standards for real estate loans. These loans are viewed primarily as cash flow dependent and secondarily as loans secured by real-estate and/or other assets. Repayment of these loans is generally dependent upon the successful operation of the property securing the loan or the principal business conducted on the property securing the loan. Line of credit loans may be adversely affected by conditions in the real estate markets or the economy in general. Management monitors and evaluates line of credit loans based on collateral and risk-rating criteria.
	Commercial real estate loans are subject to the underwriting standards and processes similar to commercial and industrial loans, in addition to those underwriting standards for real-estate loans. These loans are viewed primarily as cash flow dependent and secondarily as loans secured by real estate. Repayment of these loans is generally dependent upon the successful operation of the property securing the loan or the principal business conducted on the property securing the loan. Commercial real estate loans may be adversely affected by conditions in the real estate markets or the economy in general. Management monitors and evaluates commercial real estate loans based on collateral and risk-rating criteria. The Bank also utilizes third-party experts to provide environmental and market valuations. The nature of commercial real estate loans makes them more difficult to monitor and evaluate.
	Commercial non-real estate loans are underwritten after evaluating historical and projected profitability and cash flow to determine the borrower's ability to repay their obligation as agreed. Commercial and industrial loans are made primarily based on the identified cash flow of the borrower and secondarily on the underlying collateral supporting the loan facility. Accordingly, the repayment of a commercial and industrial loan depends primarily on the creditworthiness of the borrower (and any guarantors), while liquidation of collateral is a secondary and often insufficient source of repayment.
	Home equity loans are subject to the underwriting standards and processes similar to residential mortgages and are secured by one to four family dwelling units. Home equity loans have greater risk than residential mortgages as a result of the Bank being in a second lien position in the event collateral is liquidated.
	Consumer loans consist of loans to individuals through the Bank's retail network and are typically unsecured or secured by personal property. Consumer loans have a greater credit risk than residential loans because of the difference in the underlying collateral, if any. The application of various federal and state bankruptcy and insolvency laws may limit the amount that can be recovered on such loans.
	The loan portfolio segments and loan classes disclosed above are the same because this is the level of detail management uses when the original loan is recorded and is the level of detail used by management to assess and monitor the risk and performance of the portfolio.  Management has determined that this level of detail is adequate to understand and manage the inherent risks within each portfolio segment and loan class.
	A loan is considered a troubled debt restructuring when for economic or legal reasons relating to the borrowers financial difficulties Bancorp grants a concession to the borrower that it would not otherwise consider.  Loan modifications made with terms consistent with current market conditions that the borrower could obtain in the open market are not considered troubled debt restructurings.
	With respect to all loan segments, management does not charge off a loan, or a portion of a loan, until one of the following conditions have been met:
		·	The loan has been foreclosed on. Once the loan has been transferred from the Loans Receivable to Foreclosed Real Estate, a charge off is recorded for the difference between the recorded amount of the loan and the net value of the underlying collateral.
		·	An agreement to accept less than the recorded balance of the loan has been made with the borrower.  Once an agreement has been finalized, and any proceeds from the borrower are received, a charge off is recorded for the difference between the recorded amount of the loan and the net value of the underlying collateral.
		·	The loan is considered to be impaired collateral dependent and its collateral valuation is less than the recorded balance.  The loan is written down for accounting purposes by the amount of the difference between the recorded balance and collateral value.
	Prior to the above conditions, a loan is assessed for impairment when: (i) a loan becomes 90 days or more in arrears or (ii) based on current information and events, it is probable that the borrower will be unable to pay all amounts due according to the contractual terms of the loan agreement.  If a loan is considered to be impaired, it is then determined to be either cash flow or collateral dependent. For a cash flow dependent loan, if based on management’s calculation of discounted cash flows, a reserve is needed, a specific reserve is recorded.  That reserve is included in the Allowance for Loan Losses in the Consolidated Statement of Financial Condition.
	Bancorp has experienced an increase in the number of extension requests for commercial real estate and construction loans, some of which have related repayment guarantees. An extension may be granted to allow for the completion of the project, marketing or sales of completed units, or to provide for permanent financing, and is based on a re-underwriting of the loan and management's assessment of the borrower's ability to perform according to the agreed-upon terms. Typically, at the time of an extension, borrowers are performing in accordance with contractual loan terms. Extension terms generally do not exceed 12 to 18 months and typically require that the borrower provide additional economic support in the form of partial repayment, additional collateral or guarantees. In cases where the fair value of the collateral or the financial resources of the borrower are deemed insufficient to repay the loan, reliance may be placed on the support of a guarantee, if applicable. However, such guarantees are not relied on when evaluating a loan for impairment and never considered the sole source of repayment.
	Bancorp evaluates the financial condition of guarantors based on the most current financial information available. Most often, such information takes the form of (i) personal financial statements of net worth, cash flow statements and tax returns (for individual guarantors) and (ii) financial and operating statements, tax returns and financial projections (for legal entity guarantors). Bancorp’s evaluation is primarily focused on various key financial metrics, including net worth, leverage ratios, and liquidity. It is Bancorp's policy to update such information annually, or more frequently as warranted, over the life of the loan.
	While Bancorp does not specifically track the frequency with which it has pursued guarantor performance under a guarantee, its underwriting process, both at origination and upon extension, as applicable, includes an assessment of the guarantor's reputation, creditworthiness and willingness to perform. Historically, when Bancorp has found it necessary to seek performance under a guarantee, it has been able to effectively mitigate its losses. As stated above, Bancorp’s ability to seek performance under a guarantee is directly related to the guarantor's reputation, creditworthiness and willingness to perform. When a loan becomes impaired, repayment is sought from both the underlying collateral and the guarantor (as applicable). In the event that the guarantor is unwilling or unable to perform, a legal remedy is pursued.
	Construction loans are funded, at the request of the borrower, typically not more than once per month, based on the extent of work completed, and are monitored, throughout the life of the project, by independent professional construction inspectors and Bancorp's commercial real estate lending department. Interest is advanced to the borrower, upon request, based upon the progress of the project toward completion. The amount of interest advanced is added to the total outstanding principal under the loan commitment. Should the project not progress as scheduled, the adequacy of the interest reserve necessary to carry the project through to completion is subject to close monitoring by management. Should the interest reserve be deemed to be inadequate, the borrower is required to fund the deficiency. Similarly, once a loan is fully funded, the borrower is required to fund all interest payments.
	Construction loans are reviewed for extensions upon expiration of the loan term. Provided the loan is performing in accordance with contractual terms, extensions may be granted to allow for the completion of the project, marketing or sales of completed units, or to provide for permanent financing. Extension terms generally do not exceed 12 to 18 months.
	In general, Bancorp's construction loans are used to finance improvements to commercial, industrial or residential property. Repayment is typically derived from the sale of the property as a whole, the sale of smaller individual units, or by a take-out from a permanent mortgage. The term of the construction period generally does not exceed two years. Loan commitments are based on established construction budgets which represent an estimate of total costs to complete the proposed project including both hard (direct) costs (building materials, labor, etc.) and soft (indirect) costs (legal and architectural fees, etc.). In addition, project costs may include an appropriate level of interest reserve to carry the project through to completion. If established, such interest reserves are determined based on (i) a percentage of the committed loan amount, (ii) the loan term, and (iii) the applicable interest rate. Regardless of whether a loan contains an interest reserve, the total project cost statement serves as the basis for underwriting and determining which items will be funded by the loan and which items will be funded through borrower equity. Bancorp has not advanced additional interest reserves to keep a loan from becoming nonperforming.
	The following is a summary of the allowance for loan losses for the years ended December 31, 2013 and December 31, 2012 (dollars in thousands):
									Acquisition												Commercial
			Residential			and						Lines of			Commercial			Non-Real			Home
2013	Total		Mortgage			Development			Land			Credit			Real Estate			Estate			Equity			Consumer
Beginning Balance		$	17,478		$	8,418		$	2,120		$	2,245		$	87		$	3,295		$	46		$	1,254		$	13
Provision			16,520			4,758			667			1,857			410			7,506			768			543			11
Charge-offs			(25,293	)		(7,919	)		(2,439	)		(4,529	)		(521	)		(8,343	)		(687	)		(809	)		(46	)
Recoveries			3,034			1,034			66			1,773			60			54			8			15			24
Ending Balance		$	11,739		$	6,291		$	414		$	1,346		$	36		$	2,512		$	135		$	1,003		$	2
Allowance on loans individually evaluated for impairment		$	3,303		$	2,749		$	-		$	67		$	-		$	241		$	-		$	246		$	-
Allowance on loans collectively evaluated for impairment		$	8,436		$	3,542		$	414		$	1,279		$	36		$	2,271		$	135		$	757		$	2
					Residential			Acquisition												Commercial
					Mortgage			and						Lines of			Commercial			Non-Real			Home
2012		Total						Development			Land			Credit			Real Estate			Estate			Equity			Consumer
Beginning Balance		$	25,938		$	12,303		$	3,916		$	2,405		$	725		$	4,157		$	169		$	2,257		$	6
Provision			765			396			(401	)		1,464			(456	)		(446	)		(213	)		404			17
Charge-offs			(9,353	)		(4,299	)		(1,395	)		(1,624	)		(182	)		(416	)		(20	)		(1,407	)		(10	)
Recoveries			128			18			-			-			-			-			110			-			-
Ending Balance		$	17,478		$	8,418		$	2,120		$	2,245		$	87		$	3,295		$	46		$	1,254		$	13
Loans individually evaluated for impairment		$	7,594		$	4,196		$	1,663		$	551		$	32		$	975		$	5		$	160		$	12
Loans collectively evaluated for impairment		$	9,884		$	4,222		$	457		$	1,694		$	55		$	2,320		$	41		$	1,094		$	1
The allowance for loan losses is based on management’s judgment and evaluation of the loan portfolio.  Management assesses the adequacy of the allowance for loan losses and the need for any addition thereto, by considering the nature and size of the loan portfolio, overall portfolio quality, review of specific problem loans, economic conditions that may affect the borrowers’ ability to pay or the value of property securing loans, and other relevant factors.  While management believes the allowance was adequate as December 31, 2013, changing economic and market conditions may require future adjustments to the allowance for loan losses.
For such loans that are classified as impaired, an allowance is established when the current market value of the underlying collateral less its estimated disposal costs is lower than the carrying value of that loan.  For loans that are not solely collateral dependent, an allowance is established when the present value of the expected future cash flows of the impaired loan is lower than the carrying value of that loan.
During the year ended December 31, 2013, the provision for loan losses was $16,520,000 compared to $765,000 for the year ended December 31, 2012.  This increase of $15,755,000, or 2,059.5%, was a result of management’s decision to sell approximately $48,514,000 of its loan portfolio to reduce the amount of problem loans in its portfolio as of December 31, 2013.  In accordance with generally accepted accounting principles, the losses on these sales, totaling approximately $14,199,000, were charged off and recorded in the allowance for loan losses in 2013.  Accordingly after analysis of the allowance for loan losses, a corresponding provision occurred to replenish the allowance.
The following table summarizes impaired loans at December 31, 2013 (dollars in thousands):
								Impaired
								Loans with
		Impaired Loans with						No Specific
		Specific Allowance						Allowance			Total Impaired Loans
														Unpaid
		Recorded			Related			Recorded			Recorded			Principal
		Investment			Allowance			Investment			Investment			Balance
Residential mortgage		$	16,910		$	2,749		$	18,154		$	35,064		$	39,149
Construction, acquisition and development			-			-			2,808			2,808			3,453
Land			363			67			900			1,263			1,380
Lines of credit			-			-			304			304			395
Commercial real estate			2,092			241			2,580			4,672			4,685
Commercial non-real estate			-			-			-			-			-
Home equity			491			246			1,286			1,777			2,239
Consumer			-			-			-			-			-
Total Impaired loans		$	19,856		$	3,303		$	26,032		$	45,888		$	51,302
The following tables summarize average impaired loans for the year ended December 31, 2013 (dollars in thousands):
		Impaired Loans with						Impaired Loans with No
		Specific Allowance						Specific Allowance						Total Impaired Loans
		Average			Interest			Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized			Investment			Recognized
Residential mortgage		$	18,024		$	781		$	28,941		$	1,148		$	46,965		$	1,929
Construction, acquisition and development			952			44			5,284			164			6,236			208
Land			1,920			59			1,538			79			3,458			138
Lines of credit			-			-			365			24			365			24
Commercial real estate			5,698			272			6,949			270			12,647			542
Commercial non-real estate			-			-			-			-			-			-
Home equity			491			22			1,684			88			2,175			110
Consumer			-			-			1,077			43			1,077			43
Total Impaired loans		$	27,085		$	1,178		$	45,838		$	1,816		$	72,923			2,994
During 2013, management elected to sell approximately $48,514,000 of loans in two separate bulk sales.  The loans sold included approximately $24,084,000 of non-accruing loans, $7,844,000 of performing troubled debt restructurings (“TDR’s”), and $16,586,000 of classified and other loans.
Commercial loans represented approximately $24,256,000, residential loans approximately $15,283,000 and land loan approximately $8,975,000.  The loss on the two bulk loan sales totaled approximately $14,199,000.
The following tables summarize impaired loans at December 31, 2012 (dollars in thousands):
								Impaired
								Loans with
		Impaired Loans with						No Specific
		Specific Allowance						Allowance			Total Impaired Loans
														Unpaid
		Recorded			Related			Recorded			Recorded			Principal
		Investment			Allowance			Investment			Investment			Balance
Residential mortgage		$	33,300		$	4,196		$	12,918		$	46,218		$	48,239
Construction, acquisition and development			5,204			1,663			5,799			11,003			11,614
Land			2,583			551			6,370			8,953			9,373
Lines of credit			149			32			1,958			2,107			2,119
Commercial real estate			10,304			975			6,129			16,433			16,504
Commercial non-real estate			5			5			103			108			138
Home equity			259			160			1,517			1,776			3,100
Consumer			24			12			-			24			23
Total Impaired loans		$	51,828		$	7,594		$	34,794		$	86,622		$	91,110
		Impaired Loans with						Impaired Loans with
		Specific Allowance						No Specific Allowance						Total Impaired Loans
		Average			Interest			Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized			Investment			Recognized
Residential mortgage		$	33,864		$	1,415		$	13,747		$	516		$	47,611		$	1,931
Construction, acquisition and development			5,660			211			7,224			210			12,884			421
Land			3,207			138			7,725			144			10,932			282
Lines of credit			149			7			1,961			6			2,110			13
Commercial real estate			10,450			556			6,236			305			16,686			861
Commercial non-real estate			26			-			106			-			132			-
Home equity			259			4			1,519			39			1,778			43
Consumer			23			-			-			-			23			-
Total Impaired loans		$	53,638		$	2,331		$	38,518		$	1,220		$	92,156		$	3,551
Included in the above impaired loans amount at December 31, 2013 is $35,239,000 of loans that are not in non-accrual status.  In addition, there was a total of $35,064,000 of residential real estate loans included in impaired loans at December 31, 2013, of which $29,756,000 were to consumers and $5,308,000 to builders. The collateral supporting impaired loans is individually reviewed by management to determine its estimated fair market value, less estimated disposal cost and a charge-off to the loan is made, if necessary, for the difference between the carrying amount of any loan and the estimated fair value of the collateral less estimated disposal cost.  A specific allowance is established if the net collateral value has not been finalized, but management determines that it is likely that the net collateral value of the loan is lower than the carrying value of the loan.
Included in the Pass column were $34,069,000 and $15,647,000 in unfunded commitments at December 31, 2013 and 2012, respectively.  The following table presents the classes of the loan portfolio, including unfunded commitments summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of December 31, 2013 and 2012 (dollars in thousands):
					Special
		Pass			Mention			Substandard			Doubtful			Total
31-Dec-13
Residential mortgage		$	240,325		$	3,454		$	15,140		$	-		$	258,919
Construction acquisition and development			72,104			250			3,185			-			75,539
Land			33,804			480			145			-			34,429
Lines of credit			19,152			568			1,878			-			21,598
Commercial real estate			205,063			6,775			8,322			-			220,160
Commercial non-real estate			8,583			-			-			-			8,583
Home equity			28,447			115			1,777			-			30,339
Consumer			299			-			886			-			1,185
Total loans		$	607,777		$	11,642		$	31,333		$	-		$	650,752
					Special
		Pass			Mention			Substandard			Doubtful			Total
31-Dec-12
Residential mortgage		$	228,200		$	15,338		$	25,818		$	49		$	269,405
Construction acquisition and development			41,165			7,750			22,598			10			71,523
Land			29,830			13,317			7,753			-			50,900
Lines of credit			24,059			2,270			5,099			-			31,428
Commercial real estate			197,752			10,399			13,887			-			222,038
Commercial non-real estate			5,990			-			22			108			6,120
Home equity			32,163			496			1,950			-			34,609
Consumer			835			-			-			23			858
Total loans		$	559,994		$	49,570		$	77,127		$	190		$	686,881
Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due.  There were no loans past due greater than 90 days and still accruing as of December 31, 2013 and 2012. Included in the Current column were $34,069,000 and $15,647,000 in unfunded commitments at December 31, 2013 and 2012, respectively. The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of December 31, 2013 and 2012 (dollars in thousands):
					30-59			60-89
					Days			Days			Total			Non-
		Current			Past Due			Past Due			Past Due			Accrual			Total Loans
31-Dec-13
Residential mortgage		$	2,452,984		$	2,985		$	3,834		$	6,819		$	6,802		$	258,919
Construction acquisition and development			74,725			-			-			-			814			75,539
Land			34,217			29			-			29			183			34,429
Lines of credit			21,113			181			-			181			304			21,598
Commercial real estate			218,557			420			28			448			1,155			220,160
Commercial non-real estate			8,582			1			-			1			-			8,583
Home equity			28,395			29			138			167			1,777			30,339
Consumer			1,184			1			-			1			-			1,185
Total loans		$	632,071		$	3,646		$	4,000		$	7,646		$	11,035		$	650,752
					30-59			60-89
					Days			Days			Total			Non-
		Current			Past Due			Past Due			Past Due			Accrual			Total Loans
31-Dec-12
Residential mortgage		$	245,193		$	8,202		$	1,574		$	9,776		$	14,436		$	269,405
Construction acquisition and development			62,091			868			-			868			8,564			71,523
Land			45,961			251			-			251			4,688			50,900
Lines of credit			27,635			440			1,476			1,916			1,877			31,428
Commercial real estate			212,468			3,777			-			3,777			5,793			222,038
Commercial non-real estate			5,746			263			-			263			111			6,120
Home equity			32,301			308			-			308			2,000			34,609
Consumer			821			11			-			11			26			858
Total loans		$	632,216		$	14,120		$	3,050		$	17,170		$	37,495		$	686,881
Loans serviced for others not included in the accompanying consolidated statements of financial condition totaled $109,244,000 and $95,474,000 at December 31, 2013 and 2012, respectively.  Loans are sold with either servicing released or retained by the Bank.  As of December 31, 2013, the Bank was servicing $21,781,000 in loans for Federal Home Loan Mortgage Corporation (“FHLMC”), $46,261,000 in loans for Federal National Mortgage Association (“FNMA”) and $41,202,000 in loans for other investors.
The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financial needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit, which involve, to varying degrees, elements of credit risk in excess of the amount recognized in the consolidated statements of financial condition. The contract amounts of these instruments express the extent of involvement the Bank has in each class of financial instruments.
The Bank's exposure to credit loss from non-performance by the other party to the above mentioned financial instruments is represented by the contractual amount of those instruments.
The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments.
Unless otherwise noted, the Bank requires collateral or other security to support financial instruments with off-balance-sheet credit risk.
Financial Instruments Whose Contract		Contract Amount
Amounts Represent Credit Risk		At December 31,
		2013			2012
		(dollars in thousands)
Standby letters of credit		$	14,719		$	16,309
Home equity lines of credit			12,345			13,025
Unadvanced construction commitments			34,023			15,598
Mortgage loan commitments			4,193			13,601
Lines of credit			30,965			31,480
Loans sold with limited repurchase provisions			28,134			31,591
Standby letters of credit are conditional commitments issued by the Bank guaranteeing performance by a customer to various municipalities. These guarantees are issued primarily to support performance arrangements, limited to real estate transactions.  The majority of these standby letters of credit expire within the next twelve months.  The credit risk involved in issuing letters of credit is essentially the same as that involved in extending other loan commitments.  The Bank requires collateral supporting these letters of credit as deemed necessary.  Management believes that the proceeds obtained through a liquidation of such collateral would be sufficient to cover the maximum potential amount of future payments required under the corresponding guarantees.  The current amount of the liability as of December 31, 2013 and 2012 for guarantees under standby letters of credit issued was not material.
Home equity lines of credit are loan commitments to individuals as long as there is no violation of any condition established in the contract. Commitments under home equity lines expire ten years after the date the loan closes and are secured by real estate. The Bank evaluates each customer's credit worthiness on a case-by-case basis.
Unadvanced construction commitments are loan commitments made to borrowers for both residential and commercial projects that are either in process or are expected to begin construction shortly.
Mortgage loan commitments not reflected in the accompanying statements of financial condition at December 31, 2013 include $4,193,000 at a fixed interest rate range of 3.625% to 5.250% and none at floating interest rates.
Lines of credit are loan commitments to individuals and companies as long as there is no violation of any condition established in the contract. Lines of credit have a fixed expiration date. The Bank evaluates each customer's credit worthiness on a case-by-case basis.
The Bank has entered into several agreements to sell mortgage loans to third parties. The loans sold under these agreements for the years ended December 31, 2013 and 2012 were $116,788,000 and $105,674,000, respectively. These agreements contain limited provisions that require the Bank to repurchase a loan if the loan becomes delinquent within a period ranging from 90 to 120 days after the sale date depending on the investor’s agreement. The credit risk involved in these financial instruments is essentially the same as that involved in extending loan facilities to customers. No amount has been recognized in the consolidated statement of financial condition at December 31, 2013 and 2012 as a liability for credit loss related to these loans.  The Bank repurchased no loans under these agreements in 2013 and one loan in 2012.
Only loans originated specifically for sale are recorded as held for sale at the period ended December 31, 2013 and December 31, 2012.  The loans sold included in the two bulk loan sales made in 2013 were identified, classified as held for sale, and sold all in the same quarter.
Bancorp offers a variety of modifications to borrowers.  The modification categories offered can generally be described in the following categories:
	·	Rate Modification – A modification in which the interest rate is changed.
	·	Term Modification – A modification in which the maturity date, timing of payments or frequency of payments is changed.
	·	Interest Only Modification – A modification in which the loan is converted to interest only payments for a period of time.
	·	Payment Modification – A modification in which the dollar amount of the payment is changed, other than an interest only modification above.
	·	Loan Balance Modification – A modification in which a portion of the outstanding loan balance is forgiven.
	·	Combination Modification – Any other type of modification, including the use of multiple categories above.
Bancorp considers a modification of a loan term a TDR if Bancorp for economic or legal reasons related to the borrower’s financial difficulties grants a concession to the debtor that it would not otherwise consider.  Prior to entering into a loan modification, Bancorp assesses the borrower’s financial condition to determine if the borrower has the means to meet the terms of the modification.  This includes obtaining a credit report on the borrower as well as the borrower’s tax returns and financial statements.
The following tables present newly restructured loans that occurred during the year ended December 31, 2013 and 2012 by the type of concession (dollars in thousands):
		Year ended December 31, 2013
		Rate						Term						Combination Modifications									Total
		Modification			Contracts			Modifications			Contracts						Contracts			Total			Contracts
Pre-Modification Outstanding Recorded Investment:
Residential mortgage		$	219			1			-			-		$	5,279			8		$	5,498			9
Construction, acquisition and development			-			-			-			-			-			-			-			-
Land			-			-			-			-			-			-			-			-
Lines of credit			-			-			-			-			-			-			-			-
Commercial real estate			-			-			-			-			1,250			1			1,250			1
Commercial non-real estate			-			-			-			-			-			-			-			-
Home equity			-			-			-			-			-			-			-			-
Consumer			-			-			-			-			-			-			-			-
Total loans		$	219			1			-			-		$	6,529			9		$	6,748			10
Post-Modification Outstanding Recorded Investment:
Residential mortgage		$	210			1			-			-		$	4,077			8		$	4,287			9
Construction, acquisition and development			-			-			-			-			-			-			-			-
Land			-			-			-			-			-			-			-			-
Lines of credit			-			-			-			-			-			-			-			-
Commercial real estate			-			-			-			-			1,239			1			1,239			1
Commercial non-real estate			-			-			-			-			-			-			-			-
Home equity			-			-			-			-			-			-			-			-
Consumer			-			-			-			-			-			-			-			-
Total loans		$	210			1			-			-		$	5,316			9		$	5,526			10
Year ended December 31, 2012
		Rate						Term						Combination Modifications									Total
		Modification			Contracts			Modifications			Contracts						Contracts			Total			Contracts
Pre-Modification Outstanding Recorded Investment:
Residential mortgage		$	694			1		$	659			3		$	12,367			37		$	13,720			41
Construction, acquisition and development			-			-			-			-			-			-			-			-
Land			-			-			176			1			816			4			992			5
Lines of credit			-			-			-			-			-			-			-			-
Commercial real estate			-			-			704			3			13,074			3			13,778			6
Commercial non-real estate			-			-			-			-			-			-			-			-
Home equity			-			-			-			-			-			-			-			-
Consumer			-			-			-			-			-			-			-			-
Total loans		$	694			1		$	1,539			7		$	26,257			44		$	28,490			52
Post-Modification Outstanding Recorded Investment:
Residential mortgage		$	694			1		$	657			3		$	11,388			37		$	12,739			41
Construction, acquisition and development			-			-			-			-			-			-			-			-
Land			-			-			176			1			809			4			985			5
Lines of credit			-			-			-			-			-			-			-			-
Commercial real estate			-			-			689			3			6,530			3			7,219			6
Commercial non-real estate			-			-			-			-			-			-			-			-
Home equity			-			-			-			-			-			-			-			-
Consumer			-			-			-			-			-			-			-			-
Total loans		$	694			1		$	1,552			7		$	18,727			44		$	20,943			52
In addition, the TDR is considered an impaired loan.  A determination is made as to whether an impaired TDR is cash flows or collateral dependent.  If the TDR is cash flows dependent, an allowance for loan losses specific reserve is calculated based on the difference in net present value of future cash flows between the original and modified loan terms.  If the TDR is collateral dependent, the collateral securing the TDR, which is always real estate, is evaluated for impairment based on an appraisal.  If a TDR’s collateral valuation is less than its current loan balance, the TDR is written down for accounting purposes by the amount of the difference between the current loan balance and the collateral.  If the borrower performs under the terms of the modification, generally six consecutive months, and the ultimate collectability of all amounts contractually due under the modified terms is not in doubt, the loan is returned to accrual status but continue to be an impaired loan.  There are no loans that have been modified due to the financial difficulties of the borrower that are not considered a TDR.
Interest on TDRs was accounted for under the following methods as of December 31, 2013 and December 31, 2012 (dollars in thousands):
											Non-			Total
		Number of			Accrual			Number of			Accrual			Number of			Total
		Contracts			Status			Contracts			Status			Contracts			Modifications
31-Dec-13
Residential mortgage			66		$	28,966			5		$	856			71		$	29,822
Construction, acquisition and development			3			1,994			1			705			4			2,699
Land			5			1,080			2			6			7			1,086
Lines of credit			-			-			-			-			-			-
Commercial real estate			5			3,199			1			112			6			3,311
Commercial non-real estate			-			-			-			-			-			-
Home equity			-			-			-			-			-			-
Consumer			-			-			-			-			-			-
Total loans			79		$	35,239			9		$	1,679			88		$	36,918
31-Dec-12
Residential mortgage			88		$	33,143			14		$	2,279			102		$	35,422
Construction, acquisition and development			4			7,075			4			1,658			8			8,733
Land			14			3,783			5			787			19			4,570
Lines of credit			3			280			1			136			4			416
Commercial real estate			10			12,167			3			675			13			12,842
Commercial non-real estate			-			-			-			-			-			-
Home equity			-			-			1			100			1			100
Consumer			-			-			-			-			-			-
Total loans			119		$	56,448			28		$	5,635			147		$	62,083
Management does not charge off a TDR, or a portion of a TDR, until one of the following conditions has been met:
	·	The loan has been foreclosed on.  Once the loan has been transferred from the loans receivable to foreclosed real estate, a charge off is recorded for the difference between the recorded amount of the loan and the net value of the underlying collateral.
	·	An agreement to accept less than the face value of the loan has been made with the borrower.  Once an agreement has been finalized, and any proceeds from the borrower are received, a charge off is recorded for the difference between the recorded amount of the loan and the net value of the underlying collateral.
Prior to either of the above conditions, a loan is assessed for impairment when a loan becomes a TDR.  If, based on management’s assessment of the underlying collateral of the loan, it is determined that the TDR’s collateral valuation is less than its current loan balance, the TDR is written down for accounting purposes by the amount of the difference between the current loan balance and the collateral.
Bancorp performs A note/B note workout structures as a subset of Bancorp’s troubled debt restructuring strategy.  The amount of loans restructured using this structure were $0 and $1,457,000 as of December 31, 2013 and December 31, 2012, respectively.
Under an A note/B note workout structure, the new A note is underwritten in accordance with customary troubled debt restructuring underwriting standards and is reasonably assured of full repayment while the B note is not.  The B note is immediately charged off upon restructuring.
If the loan was on accrual status prior to the troubled debt restructuring being documented with the loan legally bifurcated into an A note fully supporting accrual status and a B note or amount contractually forgiven and charged off, the A note may remain on accrual status.  If the loan was on nonaccrual status at the time the troubled debt restructuring was documented with the loan legally bifurcated into an A note fully supporting accrual status and a B note or amount contractually forgiven and fully charged off, the A note may be returned to accrual status, and risk rated accordingly, after a reasonable period of performance under the troubled debt restructuring terms.  Six months of payment performance is generally required to return these loans to accrual status.
The A note will continue to be classified as a troubled debt restructuring and may only be removed from impaired status in years after the restructuring if (a) the restructuring agreement specifies an interest rate equal to or greater than the rate that Bancorp was willing to accept at the time of the restructuring for a new loan with a comparable risk and (b) the loan is not impaired based on the terms specified by the restructuring agreement.

Premises_and_Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2013
Premises and Equipment [Abstract]	'
Premises and Equipment	'
	Note 4 - Premises and Equipment
	Premises and equipment are summarized by major classification as follows:
		December 31,						Estimated
		2013			2012			Useful Lives
		(dollars in thousands)
	Land	$	1,537		$	1,537			-
	Building		29,162			29,162		39 Years
	Leasehold improvements		1,657			1,230		15-27.5 Years
	Furniture, fixtures and equipment		3,221			3,291		3-10 Years
	Construction in process		54			94
	Total at cost		35,631			35,314
	Accumulated depreciation		(9,793	)		(8,866	)
		$	25,838		$	26,448
	Depreciation expense was $1,054,000 and $1,081,000 for the years ended December 31, 2013 and 2012, respectively.
	Bancorp has four retail branch locations in Anne Arundel County, Maryland, of which it owns three and leases the fourth from a third party.  The initial lease term expired July 2010 and the first option to renew for an additional five year term was exercised. There is an option remaining to renew the lease for one more additional five year term.  In addition, the Bank leases office space in Annapolis, Maryland from a third party.  The lease expires January 2016, with the option to renew the lease for one additional five year term.
	The minimum future annual rental payments on leases are as follows:
	Years Ended December 31, (in thousands)
	2014	$	121
	2015		91
	2016		21
	2017		18
	Total rent expense was $99,000 and $97,000 for the years ended December 31, 2013 and 2012, respectively.
	The minimum future annual rental income on leases is as follows:
	Years Ended December 31, (in thousands)
	2014	$	891
	2015		908
	2016		926
	2017		674
	2018		455
	2019		217
	H.S. West, LLC, a subsidiary of the Bank, leases space to three unrelated companies and to a law firm of which the President of Bancorp and the Bank is a partner.  Total gross rental income included in occupancy expense on the Consolidated Statement of Condition was $648,000 and $588,000 for the years end December 31, 2013 and 2012, respectively.

Foreclosed_Real_Estate

Foreclosed Real Estate	12 Months Ended
	Dec. 31, 2013
Foreclosed Real Estate [Abstract]	'
Foreclosed Real Estate	'
	Note 5 – Foreclosed Real Estate
	As of December 31, 2013, Bancorp had foreclosed real estate consisting of 29 residential properties with a carrying value of $8,972,000.  During the year ended December 31, 2013, Bancorp sold a total of 35 properties previously included in foreclosed real estate.  The properties sold during 2013 had a combined net book value of $8,953,000 after total write-downs taken subsequent to their transfer from loans to foreclosed real estate of $3,644,000, and were sold at a combined net loss of $367,000.  In addition, Bancorp incurred $1,249,000 in expenses related to the sale of the properties.  The following table summarizes the changes in foreclosed real estate for the years ended December 31, 2013 and 2012 (dollars in thousands):
	Foreclosed real estate at December 31, 2011		19,932
	Transferred from impaired loans, net of specific reserves of $3,267		13,248
	Property improvements		374
	Additional write downs		(3,284	)
	Property sold, including loss on sale		(18,829	)
	Foreclosed real estate at December 31, 2012	$	11,441
	Transferred from impaired loans, net of specific reserves of $3,303		10,169
	Property improvements		925
	Additional write downs		(4,610	)
	Property sold, including loss on sale		(8,953	)
	Foreclosed real estate at December 31, 2013	$	8,972
	Total foreclosed real estate expense for 2013 was $6,132,000.  Net loss on the property sales was $367,000, property write downs totaled $4,610,000 and operating expense was $1,155,000.  Total foreclosed real estate expense for 2012 was $3,319,000.  Net income on the property sales was $701,000, property write downs totaled $3,284,000 and operating expense was $736,000.

Investment_in_Federal_Home_Loa

Investment in Federal Home Loan Bank of Atlanta Stock	12 Months Ended
	Dec. 31, 2013
Investment in Federal Home Loan Bank of Atlanta Stock [Abstract]	'
Investment in Federal Home Loan Bank of Atlanta Stock	'
	Note 6 - Investment in Federal Home Loan Bank of Atlanta Stock
	The Bank is required to maintain an investment in the stock of the FHLB in an amount equal to at least 1% of the unpaid principal balances of the Bank's residential mortgage loans or 1/20 of its outstanding advances from the FHLB, whichever is greater. Purchases and sales of stock are made directly with the FHLB at par value.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2013
Deposits [Abstract]	'
Deposits	'
	Note 7 – Deposits
	Deposits in the Bank as of December 31, 2013 and 2012 consisted of the following:
		31-Dec-13					31-Dec-12
	Category	Amount		Percent			Amount		Percent
		(dollars in thousands)
	NOW accounts	$	40,067		7.01	%	$	32,140		5.36	%
	Money market accounts		38,619		6.76	%		48,252		8.05	%
	Passbooks		164,504		28.79	%		176,799		29.5	%
	Certificates of deposit		301,355		52.75	%		318,955		53.21	%
	Non-interest bearing accounts		26,704		4.69	%		23,248		3.88	%
	Total deposits	$	571,249		100	%	$	599,394		100	%
	At December 31, 2013 scheduled maturities of certificates of deposit are as follows:
		Amount
		(dollars in thousands)
	One year or less	$	100,446
	More than 1 year to 2 years		129,379
	More than 2 years to 3 years		31,414
	More than 3 years to 4 years		27,573
	More than 4 years to 5 years		12,543
		$	301,355
	The aggregate amount of jumbo certificates of deposit with a minimum denomination of $100,000 was $131,425,000 and $137,115,000 at December 31, 2013 and 2012, respectively.

Long_Term_Borrowings

Long Term Borrowings	12 Months Ended
	Dec. 31, 2013
Long Term Borrowings [Abstract]	'
Long Term Borrowings	'
	Note 8 – Long Term Borrowings
	The Bank's total credit availability under the FHLB’s credit availability program was $162,110,000 and $171,060,000 at December 31, 2013 and 2012, respectively.  The Bank is able to borrow up to 20% of total assets.  There were no short-term borrowings with the FHLB at December 31, 2013 and 2012.   Long-term advances outstanding were $115,000,000 at both December 31, 2013 and 2012.  The maturities of these long-term advances at December 31, 2013 are as follows (dollars in thousands):
	Rate			Amount		Maturity
	1.81% to 1.83%			$	15,000		2016
	2.43% to 4.05%				70,000		2017
	2.58% to 3.43%				15,000		2018
		4	%		15,000		2019
				$	115,000
	The Bank's stock in the FHLB is pledged as security for the advances and under a blanket floating lien security agreement with the FHLB. The Bank is required to maintain as collateral for its advances, qualified loans in varying amounts depending on the loan type.  Loans with an approximate fair value of $237,978,000 are pledged as collateral at December 31, 2013.
	During the third quarter 2012, the Bank restructured a portion of its FHLB Atlanta borrowings by repaying $65 million of existing advances and replacing them with $65 million of lower cost advances.  The transaction resulted in $5.3 million in prepayment penalties that is recognized in interest expense through yield adjustments on the new borrowings in future periods. The prior borrowings had an average cost of 3.87%.  The new borrowings had an average cost of 2.72% including the deferred adjustment.  The relevant accounting treatment for this transaction was provided in ASC 470-50.

Subordinated_Debentures

Subordinated Debentures	12 Months Ended
	Dec. 31, 2013
Subordinated Debentures [Abstract]	'
Subordinated Debentures	'
	Note 9 - Subordinated Debentures
	As of December 31, 2013, Bancorp had outstanding approximately $20,619,000 principal amount of Junior Subordinated Debt Securities Due 2035 (the “2035 Debentures”).  The 2035 Debentures were issued pursuant to an Indenture dated as of December 17, 2004 (the “2035 Indenture”) between Bancorp and Wells Fargo Bank, National Association as Trustee.  The 2035 Debentures pay interest quarterly at a floating rate of interest of 3-month LIBOR (0.24% December 31, 2013) plus 200 basis points, and mature on January 7, 2035.  Payments of principal, interest, premium and other amounts under the 2035 Debentures are subordinated and junior in right of payment to the prior payment in full of all senior indebtedness of Bancorp, as defined in the 2035 Indenture.  The 2035 Debentures became redeemable, in whole or in part, by Bancorp on January 7, 2010.
	The 2035 Debentures were issued and sold to Severn Capital Trust I (the “Trust”), of which 100% of the common equity is owned by Bancorp.  The Trust was formed for the purpose of issuing corporation-obligated mandatorily redeemable Capital Securities (“Capital Securities”) to third-party investors and using the proceeds from the sale of such Capital Securities to purchase the 2035 Debentures.  The 2035 Debentures held by the Trust are the sole assets of the Trust.  Distributions on the Capital Securities issued by the Trust are payable quarterly at a rate per annum equal to the interest rate being earned by the Trust on the 2035 Debentures.  The Capital Securities are subject to mandatory redemption, in whole or in part, upon repayment of the 2035 Debentures.  Bancorp has entered into an agreement which, taken collectively, fully and unconditionally guarantees the Capital Securities subject to the terms of the guarantee. $17,000,000 of the proceeds from Bancorp’s issuance of the debentures was contributed to the Bank, and qualifies as Tier 1 capital for the Bank under Federal Reserve Board guidelines.  Under the terms of the 2035 Indenture, Bancorp is permitted to defer the payment of interest on the 2035 Debentures for up to 20 consecutive quarterly periods provided that no event of default has occurred and is continuing.  As of December 31, 2013, Bancorp has deferred the payment of seven quarters of interest and the cumulative amount of interest in arrears not paid, including interest on unpaid interest, was $860,000.  This amount is included in the accrued interest payable and other liabilities total on the balance sheet.
	Under the terms of Bancorp’s 2035 Indenture, if Bancorp has deferred payments of interest on the 2035 Debentures, the Bancorp may not, among other things, declare or pay any dividends or distributions on, or redeem, purchase, acquire, or make a liquidation payment with respect to, any of its capital stock, including common stock until all such deferred interest has been paid.  Accordingly, Bancorp will not be able to pay dividends on its common stock until the deferred interest on the 2035 Debentures has been paid in full.
	On November 15, 2008, Bancorp completed a private placement offering consisting of a total of 70 units, at an offering price of $100,000 per unit, for gross proceeds of $7.0 million. Each unit consisted of 6,250 shares of Bancorp's Series A 8.0% Non-Cumulative Convertible Preferred Stock and Bancorp's Subordinated Note in the original principal amount of $50,000.
	The Subordinated Notes earn interest at an annual rate of 8.0%, payable quarterly in arrears on the last day of March, June, September and December commencing December 31, 2008.  The Subordinated Notes are redeemable in whole or in part at the option of Bancorp at any time beginning on December 31, 2009 until maturity, which is December 31, 2018.  Debt issuance costs totaled $245,000 and are being amortized over 10 years.  Interest payments on the Subordinated Notes are current as of December 31, 2013.

Employee_Benefit_Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2013
Employee Benefit Plans [Abstract]	'
Employee Benefit Plans	'
	Note 10 – Employee Benefit Plans
	The Bank has a 401(k) Retirement Savings Plan.  Employees may contribute a percentage of their salary up to the maximum amount allowed by law. The Bank is obligated to contribute 50% of the employee's contribution, not to exceed 6% of the employee's annual salary. All employees who have completed one year of service with the Bank are eligible to participate. The Bank's contributions to this plan were $175,000,  and $145,000 for the years ended December 31, 2013 and 2012, respectively.
	The Bank has an Employee Stock Ownership Plan ("ESOP") for the exclusive benefit of participating employees. The Bank recognized ESOP expense of $140,000 for each of the years ended December 31, 2013 and 2012, and had unallocated shares to participants in the plan totaling 40,000 and 33,000 as of December 31, 2013 and 2012, respectively.  The fair value of the unallocated shares at December 31, 2013 was approximately $190,000.

Stockholders_Equity

Stockholders' Equity	12 Months Ended
	Dec. 31, 2013
Stockholders' Equity [Abstract]	'
Stockholders' Equity	'
	Note 11 - Stockholders’ Equity
	As part of the private placement offering discussed in Note 9, Bancorp issued a total of 437,500 shares of its Series A 8.0% Non-Cumulative Convertible Preferred Stock (“Series A Preferred Stock”). The liquidation preference is $8.00 per share.  Holders of Series A Preferred Stock will not be entitled to any further liquidation distribution on the Series A Preferred Stock. Each share of Series A Preferred Stock is convertible at the option of the holder into one share of Bancorp common stock, subject to adjustment upon certain corporate events. The initial conversion rate is equivalent to an initial conversion price of $8.00 per share of Bancorp common stock. At the option of Bancorp, on and after December 31, 2013, at any time and from time to time, some or all of the Series A Preferred Stock may be converted into shares of Bancorp common stock at the then-applicable conversion rate.  Costs related to the issuance of the preferred stock totaled $247,000 and were netted against the proceeds.
	If declared by Bancorp's board of directors, cash dividends at an annual rate of 8.0% will be paid quarterly in arrears on the last day of March, June, September and December commencing December 31, 2008. Dividends will not be paid on Bancorp common stock in any quarter until the dividend on the Series A Preferred Stock has been paid for such quarter; however, there is no requirement that Bancorp's board of directors declare any dividends on the Series A Preferred Stock and any unpaid dividends shall not be cumulative. Dividends on the Series A Preferred Stock have not been declared since the first quarter 2012.
	On November 21, 2008, Bancorp entered into an agreement with the United States Department of the Treasury (“Treasury”), pursuant to which Bancorp issued and sold (i) 23,393 shares of its Series B Fixed Rate Cumulative Perpetual Preferred Stock, par value $0.01 per share and liquidation preference $1,000 per share, (the “Series B Preferred Stock”) and (ii) a warrant (the “Warrant”) to purchase 556,976 shares of Bancorp’s common stock, par value $0.01 per share, for an aggregate purchase price of $23,393,000.  Costs related to the issuance of the preferred stock and warrants totaled $45,000 and were netted against the proceeds.  On September 25, 2013, the Treasury sold all of its 23,393 shares of Series B Preferred Stock to outside investors as part of their ongoing efforts to wind down and recover its remaining investments under the Troubled Asset Relief Program (“TARP’).  The terms of the Series B Preferred Stock remain the same.  The Treasury continues to hold a warrant to purchase 556,976 shares of Bancorp’s common stock.
	The Series B Preferred Stock qualifies as Tier 1 capital and will pay cumulative compounding dividends at a rate of 5% per annum for the first five years, and 9% per annum effective November 21, 2013. The Series B Preferred Stock may be redeemed by Bancorp.
	The Series B Preferred Stock has no maturity date and ranks pari passu with Bancorp’s existing Series A Preferred Stock, in terms of dividend payments and distributions upon liquidation, dissolution and winding up of Bancorp.
	The Series B Preferred Stock is non-voting, other than class voting rights on certain matters that could adversely affect the Series B Preferred Stock. If dividends on the Series B Preferred Stock have not been paid for an aggregate of six quarterly dividend periods or more, whether consecutive or not, Bancorp’s authorized number of directors will be automatically increased by two and the holders of the Series B Preferred Stock, voting together with holders of any then outstanding voting parity stock, will have the right to elect those directors at Bancorp’s next annual meeting of stockholders or at a special meeting of stockholders called for that purpose. These preferred share directors will be elected annually and serve until all accrued and unpaid dividends on the Series B Preferred Stock have been paid. Bancorp has deferred six dividend payments on the Series B Preferred Stock held by the U.S. Treasury.  On December 31, 2013, the cumulative amount of dividends in arrears not declared, including interest on unpaid dividends at 5% per annum was $2,125,000.  This amount is included in the accrued interest payable and other liabilities total on the balance sheet.  Effective in 2014, the dividend rate will increase to 9% per annum. In connection with the sale by the Treasury of the Series B Preferred Stock, the Federal Reserve obtained waivers from the outside investors who purchased the Series B Preferred Stock in which such investors agreed not to exercise their right to elect directors, and certain other voting or control rights, without the prior approval of the Federal Reserve.
	The Warrant has a 10-year term and is immediately exercisable at an exercise price of $6.30 per share of Common Stock.   The exercise price and number of shares subject to the Warrant are both subject to anti-dilution adjustments. Pursuant to the Purchase Agreement, Treasury has agreed not to exercise voting power with respect to any shares of Common Stock issued upon exercise of the Warrant.
	Bancorp’s ability to declare dividends on its common stock are limited by the terms of Bancorp’s Series A preferred stock and Series B preferred stock.  Bancorp may not declare or pay any dividend on, make any distributions relating to, or redeem, purchase, acquire or make a liquidation payment relating to, or make any guarantee payment with respect to its common stock in any quarter until the dividend on the Series A Preferred Stock has been declared and paid for such quarter, subject to certain minor exceptions.  Additionally, Bancorp may not declare or pay dividend or distribution on its common stock, and Bancorp may not purchase, redeem or otherwise acquire for consideration any of its common stock, unless all accrued and unpaid dividends for all past dividend periods, including the latest completed dividend period, on all outstanding shares of Series B preferred stock have been or are contemporaneously declared and paid in full (or have been declared and a sum sufficient for the payment thereof has been set aside), subject to certain minor exceptions.  As of December 31, 2013, the cumulative amount of dividends of the Series B preferred stock in arrears not declared, including interest on unpaid dividends was $2,125,000.  Accordingly, Bancorp will not be able to pay dividends on its common stock until the dividend arrearages on its Series B preferred stock have been paid in full and until Bancorp declares and pays a dividend on its Series A preferred stock.
	Additionally, under the terms of Bancorp's 2035 Debentures, if (i) there has occurred and is continuing an event of default, (ii) Bancorp is in default with respect to payment of any obligations under the related guarantee or (iii) Bancorp has given notice of its election to defer payments of interest on the 2035 Debentures by extending the interest distribution period as provided in the indenture governing the 2035 Debentures and such period, or any extension thereof, has commenced and is continuing, then Bancorp may not, among other things, declare or pay any dividends or distributions on, or redeem, purchase, acquire, or make a liquidation payment with respect to, any of its capital stock, including common stock.  As permitted under the terms of the 2035 Debentures, as of December 31, 2013, Bancorp has deferred the payment of seven quarters of interest and the cumulative amount of interest in arrears not paid, including interest on unpaid interest, was $860,000.  Accordingly, Bancorp will not be able to pay dividends on its common stock until the interest deferrals on the 2035 Debentures have been paid in full.

StockBased_Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2013
Stock-Based Compensation [Abstract]	'
Stock-Based Compensation	'
	Note 12- Stock-Based Compensation
	Bancorp has a stock-based compensation plan for directors, officers, and other key employees of Bancorp.  The aggregate number of shares of common stock that may be issued with respect to the awards granted under the plan is 500,000 plus any shares forfeited under Bancorp’s old stock-based compensation plan.  Under the terms of the plan, Bancorp has the ability to grant various stock compensation incentives, including stock options, stock appreciation rights, and restricted stock.  The number of shares available under the plan was 303,501 at December 31, 2013.  The stock-based compensation is granted under terms and conditions determined by the Compensation Committee of the Board of Directors.  Under the stock based compensation plan, stock options generally have a maximum term of ten years, and are granted with an exercise price at least equal to the fair market value of the common stock on the date the options are granted.  Generally, options granted to directors of Bancorp vest immediately, and options granted to officers and employees vest over a five-year period, although the Compensation Committee has the authority to provide for different vesting schedules.
	Bancorp follows FASB ASC 718, Compensation – Stock Compensation (FASB ASC 718) to account for stock-based compensation.  FASB ASC 718 requires all share-based payments to employees, including grants of employee stock options, to be recognized as compensation expense in the statement of operations at fair value.  FASB ASC 718 requires an entity to recognize the expense of employee services received in share-based payment transactions and measure the expense based on the grant date fair value of the award.  The expense is recognized over the period during which an employee is required to provide service in exchange for the award. Stock-based compensation expense included in the consolidated statements of operations for the years ended December 31, 2013 and 2012 totaled $108,000 and $43,000, respectively.  There was no income tax benefit recognized in the consolidated statements of operations for stock-based compensation for the years ended December 31, 2013 and 2012.
	There were 260,000 options granted in 2013 and 0 options granted in 2012.
	Information regarding Bancorp’s stock option plan as of and for the years ended December 31, 2013 and 2012 is as follows:
					Weighted		Weighted
					Average		Average		Aggregate
					Grant Date		Remaining		Intrinsic
		Shares			FV Price		Life		Value
	Options outstanding, December 31, 2011		100,000		$	4.21
	Options granted		-			-
	Options exercised		-			-
	Options forfeited		(19,000	)		4.13
	Options outstanding, December 31, 2012		81,000			4.23
	Options granted		260,000			4.17
	Options exercised		-			-
	Options forfeited		(22,000	)		3.61
	Options outstanding, December 31, 2013		319,000			4.23		3.71	$	-
	Options exercisable, December 31, 2013		82,617			4.05		2.15	$	-
	Option price range at December 31, 2013		$ 3.37 to $5.31
	The stock-based compensation expense amounts were derived using the Black-Scholes option-pricing model.  The following weighted average assumptions were used in 2013 to value options granted in current and prior periods presented.
	Expected life of options	5.0 years
	Risk-free interest rate		1.09	%
	Expected volatility		79.14	%
	Expected dividend yield		0	%
	Weighted average fair value of options granted	$	2.58
	The expected life of options amount is based on the vesting period of the options granted.  The Risk-free interest rate is based on the US Treasury’s five year Treasury note rate at the time of the option grant.  The expected volatility is based on the closing common stock price of Bancorp over a five year period.  The expected dividend yield is based on Bancorp’s current policy of not paying a common stock dividend.  In addition, option valuation models require the input of highly subjective assumptions including the expected stock price volatility.
	The following table summarizes the nonvested options in Bancorp’s stock option plan as of December 31, 2013.
					Weighted
					Average
					Grant Date
		Shares			Fair Value
	Nonvested options outstanding, December 31, 2012		35,775		$	4.23
	Nonvested options granted		260,000			4.17
	Nonvested options vested		(37,392	)		3.82
	Nonvested options forfeited		(22,000	)		3.61
	Nonvested options outstanding, December 31, 2013		236,383		$	4.29
	As of December 31, 2013, there was approximately $663,000 of total unrecognized stock-based compensation cost related to non-vested stock options, which is expected to be recognized over a period of fifty-eight months.

Regulatory_Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2013
Regulatory Matters [Abstract]	'
Regulatory Matters	'
	Note 13- Regulatory Matters
	As of December 31, 2013, Bancorp’s reservable liability was below the threshold established by the Federal Reserve Bank and therefore, Bancorp was not required to maintain reserves (in the form of deposits with the Federal Reserve Bank or a correspondent bank on behalf of the Federal Reserve Bank.)
	The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possible additional discretionary, actions by the regulators that, if undertaken, could have a direct material effect on the Bancorp’s financial statements.  Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average assets (as defined).
	As of December 31, 2013, the most recent notification from the regulators categorized the Bank as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized the Bank must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table. There are no conditions or events since that notification that management believes have changed the Bank’s category. The Bank’s actual capital amounts and ratios are also presented in the table.
	The following table presents the Bank's actual capital amounts and ratios at December 31, 2013 and 2012:
			Actual					For Capital						To Be Well
								Adequacy Purposes						Capitalized Under
														Prompt Corrective
														Action Provisions
			Amount		%			Amount			%			Amount			%
			(dollars in thousands)
	31-Dec-13
	Tangible (1)		$	102,790		12.9	%	$	11,924			1.5	%		N/	A		N/	A
	Tier 1 capital (2)			102,790		18.6	%		N/	A		N/	A	$	33,114			6	%
	Core (1)			102,790		12.9	%		31,797			4	%		39,747			5	%
	Total (2)			109,055		19.8	%		44,153			8	%		55,191			10	%
	31-Dec-12
	Tangible (1)		$	122,836		14.6	%	$	12,620			1.5	%		N/	A		N/	A
	Tier 1 capital (2)			122,836		19.6	%		N/	A		N/	A	$	37,656			6	%
	Core (1)			122,836		14.6	%		33,653			4	%		42,066			5	%
	Total (2)			130,592		20.8	%		50,209			8	%		62,761			10	%
	(1) To adjusted total assets.
	(2) To risk-weighted assets.
	On April 23, 2013, the Bank was notified by the OCC that the OCC established minimum ratios for the Bank requiring it to immediately maintain a Tier 1 Leverage Capital Ratio to Adjusted Total Assets of at least 10% and a Total Risk-Based Capital to Risk-Weighted Assets ratio of at least 15%.  The Bank was in compliance with these requirements as of December 31, 2013.
	Bancorp is currently under a supervisory agreement, originally entered into with the OTS on November 23, 2009.  Due to the passage of the Dodd-Frank Act, effective July 21, 2011, the supervision of Bancorp was transferred to the FRB and, as a result, the supervisory agreement is now enforced by the FRB. The supervisory agreement provides, among other things, that
		·	Bancorp will not make any dividends or capital distributions, and Bancorp will not redeem any Bancorp common  stock, without the prior approval of the Federal Reserve;
		·	Bancorp will not, and will not permit its subsidiaries to, incur, issue, renew or rollover any debt or debt securities, increase any current lines of credit, guarantee the debt of any entity, or otherwise incur any additional debt, without the prior written non-objection of the Federal Reserve;
		·	Bancorp will submit to the Federal Reserve a business plan designed to, among other things, improve operations, earnings and profitability and reduce Bancorp debt and, after the Federal Reserve’s approval, implement such plan and review such plan quarterly; and
		·	Bancorp will make various periodic reports to the Federal Reserve and their board of directors.
	In a separate matter, on April 23, 2013, the Bank entered into a formal agreement with the OCC, which agreement primarily addressed issues identified in the OCC’s report of examination of the Bank’s operations and financial condition in 2012.  The formal agreement supersedes and terminates the supervisory agreement entered into between the OTS and the Bank on November 23, 2009.  The formal agreement provides, among other things, that
		·	The Bank’s Board will appoint a Compliance Committee of at least three directors, which will be responsible for monitoring and coordinating the Bank’s adherence to the provisions of the Agreement and submitting progress reports to the Board;
		·	The Bank’s Board will assess the qualifications of each senior executive officer and director and ensure that the Bank has competent management in place on a full-time basis in all senior executive officer positions and a competent Board of Directors;
		·	The Bank’s Board will adopt, implement, and thereafter ensure its adherence to an independent, internal audit program, directed by and reporting to the Board, sufficient to detect and report on irregularities and weak practices in the Bank’s operations and report on the Bank’s compliance with applicable laws, rules and regulations;
		·	The Bank will take immediate and continuing action to reduce the level of criticized assets in the OCC’s report of examination and to develop and adhere to a written program designed to eliminate the basis of criticism of those assets or other subsequently criticized;
		·	The Bank’s Board will establish credit risk management practices that ensure effective credit administration, portfolio management and monitoring, and risk mitigation, including a written credit policy and portfolio stress testing;
		·	The Bank’s Board will review the adequacy of the Bank’s allowance for loan and lease losses and will establish a program for the maintenance of an adequate allowance;
		·	The Bank’s Board will ensure the implementation of appraisal policies and controls to ensure full compliance with all regulatory requirements;
		·	The Bank’s Board will develop, implement, and thereafter ensure Bank’s adherence to a written three-year business plan;
		·	The Bank’s Board will submit to the OCC a revised, written capital plan for the Bank, consistent with the Bank’s business plan, covering at least a three-year period; and
		·	The Bank’s Board will review and revise as necessary, and thereafter maintain a comprehensive liquidity risk management program and a contingency funding plan consistent with regulatory guidance.
	The terms of the agreement with Bancorp and the agreement with the Bank will remain in effect until terminated, modified or suspended by the FRB and OCC, respectively. The foregoing summaries are qualified by reference to (i) the supervisory agreement, a copy of which is filed as an exhibit to Bancorp’s Annual Report on Form 10-K for fiscal year ended December 31, 2009 and filed with the Securities and Exchange Commission on March 15, 2010 and (ii) the formal agreement, a copy of which is filed as an exhibit to Bancorp’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2013 and filed with the Securities and Exchange Commission on May 8, 2013.

Income_Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2013
Income Taxes [Abstract]	'
Income Taxes	'
	Note 14 - Income Taxes
	The income tax provision consists of the following for the years ended December 31:
		2013			2012
	Current
	Federal	$	-		$	240
	State		2			212
			2			452
	Deferred
	Federal		(5,272	)		1,803
	State		(1,323	)		403
			(6,595	)		2,206
	Valuation allowance		15,303			-
	Total income tax provision	$	8,710		$	2,658
	The amount computed by applying the statutory federal income tax rate to income before taxes is less than the tax provision for the following reasons for the years ended December 31:
		2013						2012
		Amount			Percent of			Amount			Percent of Pretax
					Pretax						Income
					Income
	Statutory Federal income tax rate	$	(5,595	)		34	%	$	2,171			34	%
	State tax net of Federal income tax benefit		(872	)		5.3	%		527			8.3	%
	Valuation allowance change		15,303			(93.0	)%		-			-
	Other adjustments		(126	)		0.8	%		(40	)		(0.7	)%
		$	8,710			(52.9	)%	$	2,658			41.6	%
	Bancorp does not have any unrecognized tax benefits at December 31, 2013 or 2012.
	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2013 and 2012 are presented below:
		2013			2012
		(dollars in thousands)
	Deferred Tax Assets:
	Allowance for loan losses	$	4,737		$	7,054
	Loan charge-offs		1,982			1,902
	Reserve on foreclosed real estate		1,499			1,151
	Reserve for uncollected interest		247			641
	Federal net operating loss carryforwards		7,923			-
	State net operating loss carryforwards		1,499			278
	Charitable contribution carryforwards		242			157
	Other		-			12
	Total deferred tax assets		18,129			11,195
	Valuation allowance		(15,572	)		(269	)
	Total deferred tax assets, net of valuation allowance		2,557			10,926
	Deferred Tax Liabilities:
	Federal Home Loan Bank stock dividends		(84	)		(84	)
	Loan origination costs		(541	)		(400	)
	Accelerated depreciation		(1,654	)		(1,552	)
	Prepaid expenses		-			(182	)
	Other		(278	)		-
	Total deferred tax liabilities		(2,557	)		(2,218	)
	Net deferred tax assets	$	-		$	8,708
	At December 31, 2013, federal net operating loss totaled $22,648,000 and expires in 2033. The state net operating loss totaled $27,863,000 and expires at various times through 2033.
	In assessing the realizability of federal or state deferred tax assets at December 31, 2013, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized.  The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during periods in which those temporary differences become deductible.  Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income and prudent, feasible and permissible as well as available tax planning strategies in making this assessment.  Based on its review of all available evidence, and after consideration of the losses recorded on the loan sales, Management determined it was more likely than not that the deferred tax assets will not be realized and accordingly has taken a charge to earnings for the year to place a full valuation allowance on the deferred tax asset..  The deferred tax asset valuation may, in accordance with the requirements of generally accepted accounting principles, be reversed in future periods, depending upon Bancorp’s financial position and results of operations in the future, among other factors, and, in such event, may be available to increase future earnings.
	Bancorp will continue to have the benefit of the net operating loss carryforward relating to the deferred tax asset, and will have the ability to utilize the carryforward against future federal and state income taxes.
	The valuation allowance at December 31, 2012 relates to state net operating loss carryforwards, which realizability was uncertain.
	The statute of limitations for Internal Revenue Service examination of Bancorp’s federal consolidated tax returns remains open for tax years 2010 through 2013.

Related_Party_Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2013
Related Party Transactions [Abstract]	'
Related Party Transactions	'
	Note 15 - Related Party Transactions
	During the years ended December 31, 2013 and 2012, the Bank engaged in the transactions described below with parties that may be deemed affiliated.
	During January, 2007, a law firm, in which the President of Bancorp and the Bank is a partner, entered into a five year lease agreement with a subsidiary of Bancorp.  The term of the lease is five years with the option to renew the lease for three additional five year terms.  The first option to renew was exercised in January 2012.  The total payments received by the subsidiary, which includes rent, common area maintenance and utilities were $378,000 and $381,000 for the years ended December 31, 2013 and 2012, respectively.  In addition, the law firm represents Bancorp and the Bank in certain legal matters. The fees for services rendered by that firm were $615,000, and $683,000 for the years ended December 31, 2013 and 2012 respectively.
	Members of the Board of Directors of Bancorp had loans outstanding totaling $905,000 and $921,000 at December 31, 2013 and 2012, respectively.  The following table shows loan activity for the year ended December 31, 2013:
		2013
	Beginning balance as of December 31, 2012	$	921,000
	Loan funding		-
	Loan pay off/payment		16,000
	Ending balance as of December 31, 2013	$	905,000

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2013
Fair Value of Financial Instruments [Abstract]	'
Fair Value of Financial Instruments	'
	Note 16 - Fair Value of Financial Instruments
	A fair value hierarchy that prioritizes the inputs to valuation methods is used to measure fair value.  The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements).  The three levels of the fair market hierarchy are as follows:
	Level 1: Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.
	Level 2:  Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability.
	Level 3:  Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e. supported with little or no market activity).
	An asset or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.
	The following information should not be interpreted as an estimate of the fair value of Bancorp since a fair value calculation is only provided for a limited portion of Bancorp’s assets and liabilities.  Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between Bancorp’s disclosures and those of other companies may not be meaningful.  The following methods and assumptions were used to estimate the fair values of Bancorp’s financial instruments at December 31, 2013 and December 31, 2012.
	Impaired Loans:
	Impaired loans are carried at the lower of cost or the present value of expected future cash flows of the loan.  If it is determined that the repayment of the loan will be provided solely by the underlying collateral, and there are no other available and reliable sources of repayment, the loan is considered collateral dependent.  Impaired loans that are considered collateral dependent are carried at the lower of cost or the fair value of the underlying collateral.  Collateral may be in the form of real estate or business assets including equipment, inventory and accounts receivable.  The use of independent appraisals and management’s best judgment are significant inputs in arriving at the fair value measure of the underlying collateral and impaired loans are therefore classified within level 3 of the fair value hierarchy.
	For such loans that are classified as impaired, an allowance is established when the present value of the expected future cash flows of the impaired loan is lower than the carrying value of that loan.  For such loans that are classified as collateral dependent impaired loans, an allowance is established when the current market value of the underlying collateral less its estimated disposal costs has not been finalized, but management determines that it is likely that the value is lower than the carrying value of that loan.  Once the net collateral value has been determined, a charge-off is taken for the difference between the net collateral value and the carrying value of the loan.
	Impaired loans are those for which Bancorp has measured impairment based on the present value of expected future cash flows or on the fair value of the loan’s collateral.  Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds.  These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements. The fair value consisted of the loan balances of $19,856,000 and $51,828,000 at December 31, 2013 and December 31, 2012, respectively, less their valuation allowances of $3,303,000 and $7,594,000 at December 31, 2013 and December 31, 2012, respectively.
	Foreclosed Real Estate:
	Real estate acquired through foreclosure is included in the following disclosure at the lower of carrying value or fair value less estimated disposal costs. Management periodically evaluates the recoverability of the carrying value of the real estate acquired through foreclosure using current estimates of fair value. In the event of a subsequent decline, management provides a specific allowance to reduce real estate acquired through foreclosure to fair value less estimated disposal cost. Expenses incurred on foreclosed real estate prior to disposition are charged to expense. Gains or losses on the sale of foreclosed real estate are recognized upon disposition of the property.
	The following table sets forth financial assets that were accounted for at fair value on a nonrecurring basis by level within the fair value hierarchy as of December 31, 2013:
						31-Dec-13
						Fair Value Measurement Using:
			31-Dec-13			Quoted Prices in				Significant Other		Significant Unobservable
						Active Markets				Observable		Inputs
						For Identical				Inputs		(Level 3)
						Assets				(Level 2)
						(Level 1)
			(dollars in thousands)
	Nonrecurring fair value measurements
	Impaired loans		$	16,553		$	-			$	-	$	16,553
	Foreclosed real estate			8,972			-				-		8,972
	Total nonrecurring fair value measurements		$	25,525		$	-			$	-	$	25,525
	The following table sets forth financial assets that were accounted for at fair value on a nonrecurring basis by level within the fair value hierarchy as of December, 31, 2012:
						31-Dec-12
						Fair Value Measurement Using:
			31-Dec-12			Quoted Prices in				Significant Other		Significant Unobservable
						Active Markets				Observable		Inputs
						For Identical				Inputs		(Level 3)
						Assets				(Level 2)
						(Level 1)
			(dollars in thousands)
	Nonrecurring fair value measurements
	Impaired loans		$	44,234		$	-			$	-	$	44,234
	Foreclosed real estate			11,441			-				-		11,441
	Total nonrecurring fair value measurements		$	55,675		$	-			$	-	$	55,675
	Bancorp did not have any financial assets or liabilities that were required to be measured on a recurring basis at December 31, 2013 or December 31, 2012.  There were no liabilities that were required to be re-measured on a nonrecurring basis at December 31, 2013 or December 31, 2012.
	For impaired loans, all appraisals are reviewed by the credit department; however, no modifications or adjustments are made to the appraisals received. Modifications or adjustments may be made to appraisals for foreclosed real estate.
	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Bancorp has utilized Level 3 inputs to determine fair value:
			Quantitative Information about Level 3 Fair Value Measurements
			Fair Value		Valuation	Unobservable Input		Range (Weighted
			Estimate		Techniques			Average)
	31-Dec-13
	Impaired loans		$	15,942	PV of future cash flows (1)				-6.00%
			$	611	Appraisal of	Liquidation expenses (3)			-6.00%
					collateral (2)
	Foreclosed real estate		$	8,972	Appraisal of  collateral (2),(4)	Appraisal adjustments (3)		-6.00% to -44.08%
								(-12.69%)
	31-Dec-12
	Impaired loans		$	44,234	PV of future cash flows (1)				-6.00%
	Foreclosed real estate		$	11,441	Appraisal of  collateral (2),(4)	Appraisal adjustments (3)		-5.03% to -74.68%
								(-24.37%)
		-1	Cash flow which generally include various level 3 inputs which are not identifiable.
		-2	Fair value is generally determined through independent appraisals for the underlying collateral, which generally include various level 3 inputs which are not identifiable..
		-3	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
		-4	Includes qualitative adjustments by management and estimated liquidation expenses.
	The estimated fair values of Bancorp's financial instruments as of December 31, 2013 and December 31, 2012 were as follows:
										Fair Value Measurement at
										31-Dec-13
			Carrying			Fair				Quoted Prices in		Significant Other		Significant
Amount			Value			Active Markets				Observable		Unobservable
						For Identical				Inputs		Inputs
						Assets				(Level 2)		(Level 3)
						(Level 1)
		(dollars in thousands)
Financial Assets
Cash and cash equivalents		$	98,376		$	98,376			$	98,376	$	-	$	-
Investment securities (HTM)			44,661			45,213				-		45,213		-
Loans held for sale			3,726			3,726				-		3,726		-
Loans receivable, net			602,813			631,032				-		-		631,032
FHLB stock			6,190			6,190				-		6,190		-
Accrued interest receivable			2,353			2,353				-		2,353		-
Financial Liabilities
Deposits		$	571,249		$	573,371				-		573,371		-
FHLB advances			115,000			106,876				-		106,876		-
Subordinated debentures			24,119			24,119				-		-		24,119
Accrued interest payable			1,375			1,375				-		1,375		-
Off Balance Sheet Commitments		$	-		$	-			$	-	$	-	$	-
									Fair Value Measurement at
									31-Dec-12
		Carrying			Fair				Quoted Prices in		Significant Other		Significant
		Amount			Value				Active Markets		Observable		Unobservable
									For Identical		Inputs		Inputs
									Assets		(Level 2)		(Level 3)
									(Level 1)
		(dollars in thousands)
Financial Assets
Cash and cash equivalents		$	93,392		$	93,392			$	93,392	$	-	$	-
Investment securities (HTM)			34,066			35,463				-		35,463		-
Loans held for sale			11,116			11,116				-		11,116		-
Loans receivable, net			651,709			703,363				-		-		703,363
FHLB stock			6,520			6,520				-		6,520		-
Accrued interest receivable			2,510			2,510				-		2,510		-
Financial Liabilities
Deposits		$	599,394		$	601,834				-		601,834		-
FHLB advances			115,000			103,455				-		103,455		-
Subordinated debentures			24,119			24,119				-		24,119		-
Accrued interest payable			846			846				-		846		-
Off Balance Sheet Commitments		$	-		$	-			$	-	$	-	$	-
The foregoing information should not be interpreted as an estimate of the fair value of Bancorp since a fair value calculation is only provided for a limited portion of Bancorp’s assets and liabilities.  Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between Bancorp’s disclosures and those of other companies may not be meaningful.  The following methods and assumptions were used to estimate the fair values of Bancorp’s financial instruments at December 31, 2013 and 2012.
Cash and cash equivalents:
The carrying amounts reported in the consolidated statements of financial condition for cash and cash equivalents approximate those assets’ fair values.
Investment Securities:
Bancorp utilizes a third party source to determine the fair value of its securities.  The methodology consists of pricing models based on asset class and includes available trade, bid, other market information, broker quotes, proprietary models, various databases and trading desk quotes.  All Bancorp’s investments are considered Level 2.
FHLB stock:
The carrying amount of FHLB stock approximates fair value based on the redemption provisions of the FHLB.  There have been no identified events or changes in circumstances that may have a significant adverse effect on the FHLB stock.  Based on our evaluation, we have concluded that our FHLB stock was not impaired at December 31, 2013 and 2012.
Loans held for sale:
The fair value of loans held for sale is based primarily on investor quotes.
Loans receivable:
The fair values of loans receivable was estimated using discounted cash flow analyses, using market interest rates currently being offered for loans with similar terms to borrowers of similar credit quality.  These rates were used for each aggregated category of loans as reported on the OCC Quarterly Report.
Accrued interest receivable and payable:
The carrying amounts of accrued interest receivable and accrued interest payable approximates its fair value.
Deposit liabilities:
The fair values disclosed for demand deposit accounts, savings accounts and money market deposits are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits.
FHLB advances:
Fair values of long-term debt are estimated using discounted cash flow analysis, based on rates currently available for advances from the FHLB with similar terms and remaining maturities.
Subordinated debentures:
Current economic conditions have rendered the market for this liability inactive.  As such, Bancorp is unable to determine a good estimate of fair value.  Since the rate paid on the debentures held is lower than what would be required to secure an interest in the same debt at year end and we are unable to obtain a current fair value, Bancorp has disclosed that the carrying value approximates the fair value.
Off-balance sheet financial instruments:
Fair values for Bancorp’s off-balance sheet financial instruments (lending commitments and letters of credit) are not significant and are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing.

Condensed_Financial_Informatio

Condensed Financial Information (Parent Company Only)	12 Months Ended
	Dec. 31, 2013
Condensed Financial Information (Parent Company Only) [Abstract]	'
Condensed Financial Information (Parent Company Only)	'
	Note 17 - Condensed Financial Information (Parent Company Only)
	Information as to the financial position of Severn Bancorp, Inc. as of December 31, 2013 and 2012 and results of operations and cash flows for each of the years ended December 31, 2013 and 2012 is summarized below.
		December 31,
		2013			2012
		(dollars in thousands)
	Statements of Financial Condition
	Cash	$	969		$	1,365
	Equity in net assets of subsidiaries:
	Bank		103,196			127,366
	Non-Bank		3,675			3,652
	Loans, net of allowance for loan losses of $19 and $19, respectively		331			581
	Foreclosed real estate		250			-
	Other assets		1,479			1,414
	Total assets	$	109,900		$	134,378
	Subordinated debentures	$	24,119		$	24,119
	Other liabilities		3,011			1,263
	Total liabilities		27,130			25,382
	Stockholders’ equity		82,769			108,996
	Total liabilities and stockholders’ equity	$	109,900		$	134,378
		December 31,
		2013			2012
	Statements of Operations
	Interest income	$	26		$	43
	Interest expense on subordinated debentures		857			818
	Net interest expense		(831	)		(775	)
	Dividends received from subsidiaries		-			-
	General and administrative expenses		184			205
	Loss before income taxes and equity in undistributed net income (loss) of subsidiaries		(1,015	)		(980	)
	Income tax (expense) benefit		(3	)		98
	Equity in undistributed net income (loss) of subsidiaries		(24,147	)		4,610
	Net income (loss)	$	(25,165	)	$	3,728
		For the Years Ended December 31,
		2013			2012
		(dollars in thousands)
	Statements of Cash Flows
	Cash Flows from Operating Activities:
	Net (loss) income	$	(25,165	)	$	3,728
	Adjustments to reconcile net (loss) income to net cash provided by (used in) operating activities:
	Equity in undistributed loss (earnings) of subsidiaries		24,147			(4,610	)
	Increase in other assets		(65	)		(73	)
	Stock-based compensation expense		108			43
	Increase in other liabilities		579			1,145
	Cash (used in) provided by operating activities		(396	)		233
	Cash Flows from Investing Activities:
	Net decrease in loans		-			26
	Contribution from subsidiaries		-			1,000
	Cash provided by investing activities		-			1,026
	Cash Flows from Financing Activities:
	Series A preferred stock dividend paid		-			(70	)
	Series B preferred stock dividends declared		-			(1,170	)
	Cash used in financing activities		-			(1,240	)
	(Decrease) increase in cash and cash equivalents		(396	)		19
	Cash and cash equivalents at beginning of year		1,365			1,346
	Cash and cash equivalents at end of year	$	969		$	1,365
	Supplemental disclosure of cash flows information:
	Transfer of net loans to foreclosed real estate	$	250		$	-

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2013
Summary of Significant Accounting Policies [Abstract]	'
Principles of Consolidation	'
		A.	Principles of Consolidation - The consolidated financial statements include the accounts of Severn Bancorp, Inc. ("Bancorp"), and its wholly-owned subsidiaries, SBI Mortgage Company and SBI Mortgage Company's subsidiary, Crownsville Development Corporation, and its subsidiary, Crownsville Holdings I, LLC, and Severn Savings Bank, FSB (the “Bank"), and the Bank's subsidiaries, Louis Hyatt, Inc., Homeowners Title and Escrow Corporation, Severn Financial Services Corporation, SSB Realty Holdings, LLC, SSB Realty Holdings II, LLC, and HS West, LLC. All intercompany accounts and transactions have been eliminated in the accompanying consolidated financial statements.
	Amounts in the prior year’s consolidated financial statements have been reclassified whenever necessary to conform to the current year’s presentation.  Such reclassifications had no impact on net income (loss).
Business	'
		B.	Business - The Bank's primary business activity is the acceptance of deposits from the general public and the use of the proceeds for investments and loan originations. The Bank is subject to competition from other financial institutions.  In addition, the Bank is subject to the regulations of certain federal agencies and undergoes periodic examinations by those regulatory authorities.
	Bancorp has no reportable segments. Management does not separately allocate expenses, including the cost of funding loan demand, between the retail and real estate operations of Bancorp.  As such, discrete financial information is not available and segment reporting would not be meaningful.
Estimates	'
		C.	Estimates - The consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the statement of financial condition and revenues and expenses for the period.  Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses, the fair value of foreclosed real estate, the evaluation of other than temporary impairment of investment securities and the valuation allowance of deferred tax assets.
Investment Securities Held to Maturity	'
		D.	Investment Securities Held to Maturity – Investment securities for which the Bank has the positive intent and ability to hold to maturity are reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity.  Declines in the fair value of held to maturity securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses.  In estimating other than temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near term prospects of the issuer and (3) determines if the Bank does not intend to sell the security before recovery of its amortized cost.
Federal Home Loan Bank Stock	'
		E.	Federal Home Loan Bank Stock – Federal Home Loan Bank of Atlanta (the “FHLB”) stock is an equity interest in the FHLB, which does not have a readily determinable fair value for purposes of generally accepted accounting principles, because its ownership is restricted and it lacks a market.  FHLB stock can be sold back only at par value of $100 per share and only to the FHLB or another member institution.  As of December 31, 2013 and 2012, the Bank owned shares totaling $6,190,000 and $6,520,000, respectively.
	The Bank evaluated the FHLB stock for impairment in accordance with generally accepted accounting principles.  The Bank’s determination of whether this investment is impaired is based on an assessment of the ultimate recoverability of its cost rather than by recognizing temporary declines in value.  The determination of whether a decline in value affects the ultimate recoverability of its cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and accordingly on the customer base of the FHLB, and (4) the liquidity position of the FHLB.  Management has evaluated the FHLB stock for impairment and believes that no impairment charge is necessary as of December 31, 2013.
Loans Held for Sale	'
		F.	Loans Held for Sale - Loans held for sale are carried at lower of cost or market value in the aggregate based on investor quotes.  Net unrealized losses are recognized through a valuation allowance by charges to income.  Mortgage loans held for sale are sold either with the mortgage servicing rights released or retained by the Bank.  Gains and losses on sales of mortgage loans are recognized based on the difference between the selling price and the carrying value of the related mortgage loans sold.  Mortgage servicing rights are not material as of December 31, 2013.
Loans	'
		G.	Loans - Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans.  The Bank categorizes the loans into eight classifications: residential mortgage; construction; land acquisition and development; land; lines of credit; commercial real estate; commercial non-real estate; home equity; and consumer.  Interest income is accrued on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method.
	Residential lending is generally considered to involve less risk than other forms of lending, although payment experience on these loans is dependent to some extent on economic and market conditions in the Bank's lending area. Multifamily residential, commercial, construction and other loan repayments are generally dependent on the operations of the related properties or the financial condition of its borrower or guarantor.  Accordingly, repayment of such loans can be more susceptible to adverse conditions in the real estate market and the regional economy.
	A substantial portion of the Bank's loans receivable is mortgage loans secured by residential and commercial real estate properties located in the State of Maryland.  Loans are extended only after evaluation by management of customers' creditworthiness and other relevant factors on a case-by-case basis. The Bank generally does not lend more than 80% of the appraised value of a property and requires private mortgage insurance on residential mortgages with loan-to-value ratios in excess of 80%.
	In addition, the Bank generally obtains personal guarantees of repayment from borrowers and/or others for construction, commercial and multifamily residential loans and disburses the proceeds of construction and similar loans only as work progresses on the related projects.
	The accrual of interest on loans is discontinued at the time the loan is 90 days past due.  Past due status is based on contractual terms of the loan.  In all cases, loans are placed on non-accrual or charged-off at an earlier date if collection of principal or interest is considered doubtful.
	All interest accrued in the current year, but not collected for loans that are placed on non-accrual or charged-off, is reversed against interest income.  Any interest accrued in prior years for loans that are placed on non-accrual or charged-off is charged against the allowance for loan losses.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Allowance for Loan Losses	'
		H.	Allowance for Loan Losses - An allowance for loan losses is provided through charges to income in an amount that management believes will be adequate to absorb losses on existing loans that may become uncollectible, based on evaluations of the collectability of loans and prior loan loss experience.  The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that may affect the borrowers' ability to pay.  Determining the amount of the allowance for loan losses requires the use of estimates and assumptions, which is permitted under generally accepted accounting principles. Actual results could differ significantly from those estimates.  Management believes the allowance for losses on loans is adequate. While management uses available information to estimate losses on loans, future additions to the allowances may be necessary based on changes in economic conditions, particularly in the State of Maryland.  In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank's allowance for losses on loans.  Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.
	The allowance consists of specific and general components.  The specific component relates to loans that are classified as impaired.  When a real estate secured loan becomes impaired, a decision is made as to whether an updated certified appraisal of the real estate is necessary.  This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property.  Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value.  The discounts also include estimated costs to sell the property.
	For loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices.  Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.
	For such loans that are classified as impaired, an allowance is established when the current market value of the underlying collateral less its estimated disposal costs has not been finalized, but management determines that it is likely that the value is lower than the carrying value of that loan.  Once the net collateral value has been determined, a charge-off is taken for the difference between the net collateral value and the carrying value of the loan.  For loans that are not solely collateral dependent, an allowance is established when the present value of the expected future cash flows of the impaired loan is lower than the carrying value of that loan.  The general component relates to loans that are classified as doubtful, substandard or special mention that are not considered impaired, as well as non-classified loans.  The general reserve is based on historical loss experience adjusted for qualitative factors.  These qualitative factors include:
	·	Levels and trends in delinquencies and nonaccruals;
	·	Inherent risk in the loan portfolio;
	·	Trends in volume and terms of the loan;
	·	Effects of any change in lending policies and procedures;
	·	Experience, ability and depth of management;
	·	National and local economic trends and conditions; and
	·	Effect of any changes in concentration of credit.
	A loan is generally considered impaired if it meets either of the following two criteria:
	·	Loans that are 90 days or more in arrears (nonaccrual loans); or
	·	Loans where, based on current information and events, it is probable that a borrower will be unable to pay all amounts due according to the contractual terms of the loan agreement.
	Credit quality risk ratings include regulatory classifications of special mention, substandard, doubtful and loss.  Loans classified special mention have potential weaknesses that deserve management’s close attention.  If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects.  Loans classified substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They include loans that are inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans classified doubtful have all the weaknesses inherent in loans classified substandard with the added characteristic that collection or liquidation in full, on the basis of current conditions and facts, is highly improbable.  Loans classified as a loss are considered uncollectible and are charged to the allowance for loan losses.  Loans not classified are rated pass.
	Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.
Foreclosed Real Estate	'
		I.	Foreclosed Real Estate - Real estate acquired through or in the process of foreclosure is recorded at fair value less estimated disposal costs.  Management periodically evaluates the recoverability of the carrying value of the real estate acquired through foreclosure using estimates as described under the caption "Allowance for Loan Losses". In the event of a subsequent decline, management provides a specific reserve to reduce real estate acquired through foreclosure to fair value less estimated disposal cost.  Expenses on foreclosed real estate incurred prior to the disposition of the property, such as maintenance, insurance and taxes, and physical security, are charged to expense.  Material expenses that improve the property to its best use, are capitalized to the property. Gains or losses on the sale of foreclosed real estate are recognized upon disposition of the property.
Transfers of Financial Assets	'
		J.	Transfers of Financial Assets – Transfers of financial assets, including loan and loan participation sales, are accounted for as sales when control over the assets has been surrendered.  Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from Bancorp, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) Bancorp does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return the specific assets.
Premises and Equipment	'
		K.	Premises and Equipment - Premises and equipment are carried at cost less accumulated depreciation. Depreciation and amortization of premises and equipment is accumulated by the use of the straight-line method over the estimated useful lives of the assets. Additions and improvements are capitalized, and charges for repairs and maintenance are expensed when incurred. The related cost and accumulated depreciation are eliminated from the accounts when an asset is sold or retired and the resultant gain or loss is credited or charged to income.
Statement of Cash Flows	'
		L.	Statement of Cash Flows - In the statement of cash flows, cash and cash equivalents include cash on hand, amounts due from banks, Federal Home Loan Bank of Atlanta overnight deposits, and federal funds sold.  Generally, federal funds are sold for one day periods.
Income Taxes	'
		M.	Income Taxes - Deferred income taxes are recognized for temporary differences between the financial reporting basis and income tax basis of assets and liabilities based on enacted tax rates expected to be in effect when such amounts are realized or settled. Deferred tax assets are recognized only to the extent that it is more likely than not that such amount will be realized based on consideration of available evidence.
	Bancorp has recorded a non-cash charge of approximately $15,303,000 to provide a valuation allowance for its net deferred tax asset resulting in a full deferred tax asset valuation allowance of $15,572,000 at December 31, 2013.  The charge was recorded primarily due to Bancorp’s prior years’ taxable losses and the challenging operating environment currently confronting Bancorp and other financial institutions that could impact future operating results. The establishment of a valuation allowance does not impair Bancorp’s ability to use the deferred tax asset, primarily net operating loss carryforwards, upon achieving sufficient profitability. As Bancorp generates taxable income in future periods, management does not expect to record a related income tax expense until the valuation allowance is significantly reduced. As management is able to determine that it is more likely than not that Bancorp will be able to utilize the deferred tax assets, it will reduce the valuation allowance.
	The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.  To the extent that current available evidence about the future raises doubt about the likelihood of a deferred tax asset being realized, a valuation allowance is established.  The judgment about the level of future taxable income is inherently subjective and is reviewed on a continual basis as regulatory and business factors change.
	Bancorp recognizes interest and penalties on income taxes as a component of income tax expense.
Earnings Per Share	'
		N.	Earnings Per Common Share - Basic earnings (loss) per share of common stock for the years ended December 31, 2013 and 2012 is computed by dividing net income (loss) available to common stockholders by 10,066,679, the weighted average number of shares of common stock outstanding for each year. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued.  Potential common shares that may be issued by Bancorp relate to outstanding stock options, warrants, and convertible preferred stock, and are determined using the treasury stock method.  Diluted earnings per share of common stock for the years ended December 31, 2013 and 2012, is computed by dividing net income (loss) for each year by 10,066,679, the weighted average number of diluted shares of common stock for each year.  There was no dilution in 2013 due to the net loss and no dilution in 2012 as all outstanding stock options were anti-dilutive.
Advertising Cost	'
		O.	Advertising Cost - Advertising cost is expensed as incurred and totaled $624,000, and $626,000 for the years ended December 31, 2013, and 2012, respectively.
Troubled Debt Restructuring	'
		P.	Troubled Debt Restructuring – Loans whose terms are classified as troubled debt restructurings if the Bancorp grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty.  Concessions granted under a troubled debt restructuring may be modified by means of extending the maturity date of the loan, reducing the interest rate on the loan to a rate below market, a combination of rate adjustments and maturity extensions, or by other means including covenant modifications, forbearances or other concessions.   All troubled debt restructurings, or TDRs are considered impaired.
Significant Group Concentrations of Credit Risk	'
		Q.	Significant Group Concentrations of Credit Risk – Most of Bancorp’s activities are with customers located in Anne Arundel County, Maryland and nearby areas.   Note 2, of the Notes to Consolidated Financial Statements discusses the types of securities that Bancorp currently invests in.  Note 3 discusses the types of lending that Bancorp engages in.  Although Bancorp intends to have a diversified loan portfolio, its debtors’ ability to honor their contracts will be influenced by the region’s economy.  Bancorp does not have any significant concentrations to any one customer.
	Bancorp’s investment portfolio consists principally of obligations of the United States and its agencies.  In the opinion of management, there is no concentration of credit risk in its investment portfolio.  Bancorp places deposits in correspondent accounts and, on occasion, sells Federal funds to qualified financial institutions.  Management believes credit risk associated with correspondent accounts and with Federal funds sold is not significant.  Therefore, management believes that these particular practices do not subject Bancorp to unusual credit risk.
Off-Balance Sheet Financial Instruments	'
		R.	Off-Balance Sheet Financial Instruments – In the ordinary course of business, Bancorp has entered into off-balance sheet financial instruments consisting of commitments to extend credit.  Such financial instruments are recorded in the consolidated balance sheet when they are funded.
Recent Accounting Pronouncements	'
		S.	Recent Accounting Pronouncements - Management has determined that there are no recent accounting pronouncements that are expected to have a material effect on the consolidated financial statements.
Subsequent Events	'
		T.	Subsequent Events – Bancorp has evaluated events and transactions occurring subsequent to December 31, 2013, the date of the consolidated statements of financial condition, for items that should potentially be recognized or disclosed in the consolidated financial statements.  The evaluation was conducted through the date these consolidated financial statements were issued.
Concentration of Credit Risk	'
		U.	Concentration of Credit Risk – From time to time, the Bank will maintain balances with its correspondent bank that exceed the $250,000 federally insured deposit limit.  Management routinely evaluates the credit worthiness of the correspondent bank and does not feel they pose a significant risk to Bancorp.

Investment_Securities_Tables

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2013
Investment Securities [Abstract]	'
Amortized cost and fair value of investment securities held to maturity	'
	The amortized cost and fair value of investment securities held to maturity are as follows:
		Amortized		Gross Unrealized Gains		Gross Unrealized Losses		Fair
		Cost						Value
		(dollars in thousands)
	December 31, 2013:
	US Treasury securities	$	31,235	$	665	$	69	$	31,831
	US Agency securities		11,123		44		101		11,066
	US Government sponsored  mortgage-backed securities		2,303		27		14		2,316
	Total	$	44,661	$	736	$	184	$	45,213
	December 31, 2012:
	US Treasury securities	$	29,414	$	1,278	$	-	$	30,692
	US Agency securities		4,142		79		-		4,221
	US Government sponsored  mortgage-backed securities		510		40		-		550
	Total	$	34,066	$	1,397	$	-	$	35,463
Schedule of temporary impairment losses	'
		Less than 12 months				12 Months or More				Total
				Unrealized				Unrealized				Unrealized
		Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	December 31, 2013:	(dollars in thousands)
	US Treasury securities	$	6,907	$	69	$	-	$	-	$	6,907	$	69
	US Agency securities		7,934		101		-		-		7,934		101
	US Government sponsored  mortgage-backed securities		1,931		14						1,931		14
	Total	$	16,772	$	184	$	-	$	-	$	16,772	$	184
Amortized cost and estimated fair value of debt securities	'
	The amortized cost and estimated fair value of debt securities as of December 31, 2013, by contractual maturity, are shown in the following table.  Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Held to Maturity
		(dollars in thousands)
		Amortized		Estimated
		Cost		Fair Value
	Due in one year or less	$	5,021	$	5,075
	Due from one year to five years		31,442		31,881
	Due from five years to ten years		5,895		5,941
	US Government sponsored mortgage-backed securities		2,303		2,316
		$	44,661	$	45,213

Loans_Receivable_Tables

Loans Receivable (Tables)	12 Months Ended
	Dec. 31, 2013
Loans Receivable [Abstract]	'
Loans receivable	'
	Loans receivable, including unfunded commitments consist of the following:
		31-Dec
		2013			2012
		(dollars in thousands)
	Residential mortgage, total	$	258,919		$	269,405
	Individually evaluated for impairment		35,064			46,218
	Collectively evaluated for impairment		223,855			223,187
	Construction, land acquisition and development, total		75,539			71,523
	Individually evaluated for impairment		2,808			11,003
	Collectively evaluated for impairment		72,731			60,520
	Land, total		34,429			50,900
	Individually evaluated for impairment		1,263			8,953
	Collectively evaluated for impairment		33,166			41,947
	Lines of credit, total		21,598			31,428
	Individually evaluated for impairment		304			2,107
	Collectively evaluated for impairment		21,294			29,321
	Commercial real estate, total		220,160			222,038
	Individually evaluated for impairment		4,672			16,433
	Collectively evaluated for impairment		215,488			205,605
	Commercial non-real estate, total		8,583			6,120
	Individually evaluated for impairment		-			108
	Collectively evaluated for impairment		8,583			6,012
	Home equity, total		30,339			34,609
	Individually evaluated for impairment		1,777			1,776
	Collectively evaluated for impairment		28,562			32,833
	Consumer, total		1,185			858
	Individually evaluated for impairment		-			24
	Collectively evaluated for impairment		1,185			834
	Total Loans		650,752			686,881
	Less
	Unfunded commitments included above		(34,069	)		(15,647	)
			616,683			671,234
	Individually evaluated for impairment		45,888			86,622
	Collectively evaluated for impairment		570,795			584,612
			616,683			671,234
	Allowance for loan losses		(11,739	)		(17,478	)
	Deferred loan origination fees and costs, net		(2,131	)		(2,047	)
		$	602,813		$	651,709
Allowance for loan losses	'
	The following is a summary of the allowance for loan losses for the years ended December 31, 2013 and December 31, 2012 (dollars in thousands):
								Acquisition												Commercial
					Residential			and						Lines of			Commercial			Non-Real			Home
	2013	Total			Mortgage			Development			Land			Credit			Real Estate			Estate			Equity			Consumer
	Beginning Balance	$	17,478		$	8,418		$	2,120		$	2,245		$	87		$	3,295		$	46		$	1,254		$	13
	Provision		16,520			4,758			667			1,857			410			7,506			768			543			11
	Charge-offs		(25,293	)		(7,919	)		(2,439	)		(4,529	)		(521	)		(8,343	)		(687	)		(809	)		(46	)
	Recoveries		3,034			1,034			66			1,773			60			54			8			15			24
	Ending Balance	$	11,739		$	6,291		$	414		$	1,346		$	36		$	2,512		$	135		$	1,003		$	2
	Allowance on loans individually evaluated for impairment	$	3,303		$	2,749		$	-		$	67		$	-		$	241		$	-		$	246		$	-
	Allowance on loans collectively evaluated for impairment	$	8,436		$	3,542		$	414		$	1,279		$	36		$	2,271		$	135		$	757		$	2
					Residential			Acquisition												Commercial
					Mortgage			and						Lines of			Commercial			Non-Real			Home
	2012	Total						Development			Land			Credit			Real Estate			Estate			Equity			Consumer
	Beginning Balance	$	25,938		$	12,303		$	3,916		$	2,405		$	725		$	4,157		$	169		$	2,257		$	6
	Provision		765			396			(401	)		1,464			(456	)		(446	)		(213	)		404			17
	Charge-offs		(9,353	)		(4,299	)		(1,395	)		(1,624	)		(182	)		(416	)		(20	)		(1,407	)		(10	)
	Recoveries		128			18			-			-			-			-			110			-			-
	Ending Balance	$	17,478		$	8,418		$	2,120		$	2,245		$	87		$	3,295		$	46		$	1,254		$	13
	Loans individually evaluated for impairment	$	7,594		$	4,196		$	1,663		$	551		$	32		$	975		$	5		$	160		$	12
	Loans collectively evaluated for impairment	$	9,884		$	4,222		$	457		$	1,694		$	55		$	2,320		$	41		$	1,094		$	1
Impaired loans	'
	The following table summarizes impaired loans at December 31, 2013 (dollars in thousands):
								Impaired
								Loans with
		Impaired Loans with						No Specific
		Specific Allowance						Allowance			Total Impaired Loans
														Unpaid
		Recorded			Related			Recorded			Recorded			Principal
		Investment			Allowance			Investment			Investment			Balance
	Residential mortgage	$	16,910		$	2,749		$	18,154		$	35,064		$	39,149
	Construction, acquisition and development		-			-			2,808			2,808			3,453
	Land		363			67			900			1,263			1,380
	Lines of credit		-			-			304			304			395
	Commercial real estate		2,092			241			2,580			4,672			4,685
	Commercial non-real estate		-			-			-			-			-
	Home equity		491			246			1,286			1,777			2,239
	Consumer		-			-			-			-			-
	Total Impaired loans	$	19,856		$	3,303		$	26,032		$	45,888		$	51,302
	The following tables summarize average impaired loans for the year ended December 31, 2013 (dollars in thousands):
		Impaired Loans with						Impaired Loans with No
		Specific Allowance						Specific Allowance						Total Impaired Loans
		Average			Interest			Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized			Investment			Recognized
	Residential mortgage	$	18,024		$	781		$	28,941		$	1,148		$	46,965		$	1,929
	Construction, acquisition and development		952			44			5,284			164			6,236			208
	Land		1,920			59			1,538			79			3,458			138
	Lines of credit		-			-			365			24			365			24
	Commercial real estate		5,698			272			6,949			270			12,647			542
	Commercial non-real estate		-			-			-			-			-			-
	Home equity		491			22			1,684			88			2,175			110
	Consumer		-			-			1,077			43			1,077			43
	Total Impaired loans	$	27,085		$	1,178		$	45,838		$	1,816		$	72,923			2,994
	The following tables summarize impaired loans at December 31, 2012 (dollars in thousands):
								Impaired
								Loans with
		Impaired Loans with						No Specific
		Specific Allowance						Allowance			Total Impaired Loans
														Unpaid
		Recorded			Related			Recorded			Recorded			Principal
		Investment			Allowance			Investment			Investment			Balance
	Residential mortgage	$	33,300		$	4,196		$	12,918		$	46,218		$	48,239
	Construction, acquisition and development		5,204			1,663			5,799			11,003			11,614
	Land		2,583			551			6,370			8,953			9,373
	Lines of credit		149			32			1,958			2,107			2,119
	Commercial real estate		10,304			975			6,129			16,433			16,504
	Commercial non-real estate		5			5			103			108			138
	Home equity		259			160			1,517			1,776			3,100
	Consumer		24			12			-			24			23
	Total Impaired loans	$	51,828		$	7,594		$	34,794		$	86,622		$	91,110
		Impaired Loans with						Impaired Loans with
		Specific Allowance						No Specific Allowance						Total Impaired Loans
		Average			Interest			Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized			Investment			Recognized
	Residential mortgage	$	33,864		$	1,415		$	13,747		$	516		$	47,611		$	1,931
	Construction, acquisition and development		5,660			211			7,224			210			12,884			421
	Land		3,207			138			7,725			144			10,932			282
	Lines of credit		149			7			1,961			6			2,110			13
	Commercial real estate		10,450			556			6,236			305			16,686			861
	Commercial non-real estate		26			-			106			-			132			-
	Home equity		259			4			1,519			39			1,778			43
	Consumer		23			-			-			-			23			-
	Total Impaired loans	$	53,638		$	2,331		$	38,518		$	1,220		$	92,156		$	3,551
Classes of the loan portfolio	'
	The following table presents the classes of the loan portfolio, including unfunded commitments summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of December 31, 2013 and 2012 (dollars in thousands):
					Special
		Pass			Mention			Substandard			Doubtful			Total
	31-Dec-13
	Residential mortgage	$	240,325		$	3,454		$	15,140		$	-		$	258,919
	Construction acquisition and development		72,104			250			3,185			-			75,539
	Land		33,804			480			145			-			34,429
	Lines of credit		19,152			568			1,878			-			21,598
	Commercial real estate		205,063			6,775			8,322			-			220,160
	Commercial non-real estate		8,583			-			-			-			8,583
	Home equity		28,447			115			1,777			-			30,339
	Consumer		299			-			886			-			1,185
	Total loans	$	607,777		$	11,642		$	31,333		$	-		$	650,752
					Special
		Pass			Mention			Substandard			Doubtful			Total
	31-Dec-12
	Residential mortgage	$	228,200		$	15,338		$	25,818		$	49		$	269,405
	Construction acquisition and development		41,165			7,750			22,598			10			71,523
	Land		29,830			13,317			7,753			-			50,900
	Lines of credit		24,059			2,270			5,099			-			31,428
	Commercial real estate		197,752			10,399			13,887			-			222,038
	Commercial non-real estate		5,990			-			22			108			6,120
	Home equity		32,163			496			1,950			-			34,609
	Consumer		835			-			-			23			858
	Total loans	$	559,994		$	49,570		$	77,127		$	190		$	686,881
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans	'
	Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due.  There were no loans past due greater than 90 days and still accruing as of December 31, 2013 and 2012. Included in the Current column were $34,069,000 and $15,647,000 in unfunded commitments at December 31, 2013 and 2012, respectively. The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of December 31, 2013 and 2012 (dollars in thousands):
					30-59 Days Past Due			60-89 Days Past Due
		Current									Total Past Due			Non-Accrual			Total Loans
	31-Dec-13
	Residential mortgage	$	245,298		$	2,985		$	3,834		$	6,819		$	6,802		$	258,919
	Construction acquisition and development		74,725			-			-			-			814			75,539
	Land		34,217			29			-			29			183			34,429
	Lines of credit		21,113			181			-			181			304			21,598
	Commercial real estate		218,557			420			28			448			1,155			220,160
	Commercial non-real estate		8,582			1			-			1			-			8,583
	Home equity		28,395			29			138			167			1,777			30,339
	Consumer		1,184			1			-			1			-			1,185
	Total loans	$	632,071		$	3,646		$	4,000		$	7,646		$	11,035		$	650,752
					30-59 Days Past Due			60-89 Days Past Due
		Current									Total Past Due			Non-Accrual			Total Loans
	31-Dec-12
	Residential mortgage	$	245,193		$	8,202		$	1,574		$	9,776		$	14,436		$	269,405
	Construction acquisition and development		62,091			868			-			868			8,564			71,523
	Land		45,961			251			-			251			4,688			50,900
	Lines of credit		27,635			440			1,476			1,916			1,877			31,428
	Commercial real estate		212,468			3,777			-			3,777			5,793			222,038
	Commercial non-real estate		5,746			263			-			263			111			6,120
	Home equity		32,301			308			-			308			2,000			34,609
	Consumer		821			11			-			11			26			858
	Total loans	$	632,216		$	14,120		$	3,050		$	17,170		$	37,495		$	686,881
Financial instruments whose contract amounts represents credit risk	'
	Unless otherwise noted, the Bank requires collateral or other security to support financial instruments with off-balance-sheet credit risk.
	Financial Instruments Whose Contract	Contract Amount
	Amounts Represent Credit Risk	At December 31,
		2013			2012
		(dollars in thousands)
	Standby letters of credit	$	14,719		$	16,309
	Home equity lines of credit		12,345			13,025
	Unadvanced construction commitments		34,023			15,598
	Mortgage loan commitments		4,193			13,601
	Lines of credit		30,965			31,480
	Loans sold with limited repurchase provisions		28,134			31,591
Newly restructured loans during the period	'
	The following tables present newly restructured loans that occurred during the year ended December 31, 2013 and 2012 by the type of concession (dollars in thousands):
		Year ended December 31, 2013
		Rate Modification						Term						Combination Modifications									Total Contracts
					Contracts			Modifications			Contracts						Contracts			Total
	Pre-Modification Outstanding Recorded Investment:
	Residential mortgage	$	219			1			-			-		$	5,279			8		$	5,498			9
	Construction, acquisition and development		-			-			-			-			-			-			-			-
	Land		-			-			-			-			-			-			-			-
	Lines of credit		-			-			-			-			-			-			-			-
	Commercial real estate		-			-			-			-			1,250			1			1,250			1
	Commercial non-real estate		-			-			-			-			-			-			-			-
	Home equity		-			-			-			-			-			-			-			-
	Consumer		-			-			-			-			-			-			-			-
	Total loans	$	219			1			-			-		$	6,529			9		$	6,748			10
	Post-Modification Outstanding Recorded Investment:
	Residential mortgage	$	210			1			-			-		$	4,077			8		$	4,287			9
	Construction, acquisition and development		-			-			-			-			-			-			-			-
	Land		-			-			-			-			-			-			-			-
	Lines of credit		-			-			-			-			-			-			-			-
	Commercial real estate		-			-			-			-			1,239			1			1,239			1
	Commercial non-real estate		-			-			-			-			-			-			-			-
	Home equity		-			-			-			-			-			-			-			-
	Consumer		-			-			-			-			-			-			-			-
	Total loans	$	210			1			-			-		$	5,316			9		$	5,526			10
	Year ended December 31, 2012
		Rate Modification						Term						Combination Modifications									Total Contracts
					Contracts			Modifications			Contracts						Contracts			Total
	Pre-Modification Outstanding Recorded Investment:
	Residential mortgage	$	694			1		$	659			3		$	12,367			37		$	13,720			41
	Construction, acquisition and development		-			-			-			-			-			-			-			-
	Land		-			-			176			1			816			4			992			5
	Lines of credit		-			-			-			-			-			-			-			-
	Commercial real estate		-			-			704			3			13,074			3			13,778			6
	Commercial non-real estate		-			-			-			-			-			-			-			-
	Home equity		-			-			-			-			-			-			-			-
	Consumer		-			-			-			-			-			-			-			-
	Total loans	$	694			1		$	1,539			7		$	26,257			44		$	28,490			52
	Post-Modification Outstanding Recorded Investment:
	Residential mortgage	$	694			1		$	657			3		$	11,388			37		$	12,739			41
	Construction, acquisition and development		-			-			-			-			-			-			-			-
	Land		-			-			176			1			809			4			985			5
	Lines of credit		-			-			-			-			-			-			-			-
	Commercial real estate		-			-			689			3			6,530			3			7,219			6
	Commercial non-real estate		-			-			-			-			-			-			-			-
	Home equity		-			-			-			-			-			-			-			-
	Consumer		-			-			-			-			-			-			-			-
	Total loans	$	694			1		$	1,552			7		$	18,727			44		$	20,943			52
Methods used to account for interest on TDRs	'
	Interest on TDRs was accounted for under the following methods as of December 31, 2013 and December 31, 2012 (dollars in thousands):
														Total
		Number of			Accrual			Number of Contracts			Non-Accrual Status			Number of			Total
		Contracts			Status									Contracts			Modifications
	31-Dec-13
	Residential mortgage		66		$	28,966			5		$	856			71		$	29,822
	Construction, acquisition and development		3			1,994			1			705			4			2,699
	Land		5			1,080			2			6			7			1,086
	Lines of credit		-			-			-			-			-			-
	Commercial real estate		5			3,199			1			112			6			3,311
	Commercial non-real estate		-			-			-			-			-			-
	Home equity		-			-			-			-			-			-
	Consumer		-			-			-			-			-			-
	Total loans		79		$	35,239			9		$	1,679			88		$	36,918
	31-Dec-12
	Residential mortgage		88		$	33,143			14		$	2,279			102		$	35,422
	Construction, acquisition and development		4			7,075			4			1,658			8			8,733
	Land		14			3,783			5			787			19			4,570
	Lines of credit		3			280			1			136			4			416
	Commercial real estate		10			12,167			3			675			13			12,842
	Commercial non-real estate		-			-			-			-			-			-
	Home equity		-			-			1			100			1			100
	Consumer		-			-			-			-			-			-
	Total loans		119		$	56,448			28		$	5,635			147		$	62,083

Premises_and_Equipment_Tables

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2013
Premises and Equipment [Abstract]	'
Summary of premises and equipment by major classification	'
	Premises and equipment are summarized by major classification as follows:
		December 31,						Estimated
		2013			2012			Useful Lives
		(dollars in thousands)
	Land	$	1,537		$	1,537			-
	Building		29,162			29,162		39 Years
	Leasehold improvements		1,657			1,230		15-27.5 Years
	Furniture, fixtures and equipment		3,221			3,291		3-10 Years
	Construction in process		54			94
	Total at cost		35,631			35,314
	Accumulated depreciation		(9,793	)		(8,866	)
		$	25,838		$	26,448
Minimum future annual rental payments on leases	'
	The minimum future annual rental payments on leases are as follows:
	Years Ended December 31, (in thousands)
	2014	$	121
	2015		91
	2016		21
	2017		18
Minimum future annual rental income from leases	'
	The minimum future annual rental income on leases is as follows:
	Years Ended December 31, (in thousands)
	2014	$	891
	2015		908
	2016		926
	2017		674
	2018		455
	2019		217

Foreclosed_Real_Estate_Tables

Foreclosed Real Estate (Tables)	12 Months Ended
	Dec. 31, 2013
Foreclosed Real Estate [Abstract]	'
Summary of changes in foreclosed real estate	'
	As of December 31, 2013, Bancorp had foreclosed real estate consisting of 29 residential properties with a carrying value of $8,972,000.  During the year ended December 31, 2013, Bancorp sold a total of 35 properties previously included in foreclosed real estate.  The properties sold during 2013 had a combined net book value of $8,953,000 after total write-downs taken subsequent to their transfer from loans to foreclosed real estate of $3,644,000, and were sold at a combined net loss of $367,000.  In addition, Bancorp incurred $1,249,000 in expenses related to the sale of the properties.  The following table summarizes the changes in foreclosed real estate for the years ended December 31, 2013 and 2012 (dollars in thousands):
	Foreclosed real estate at December 31, 2011		19,932
	Transferred from impaired loans, net of specific reserves of $3,267		13,248
	Property improvements		374
	Additional write downs		(3,284	)
	Property sold, including loss on sale		(18,829	)
	Foreclosed real estate at December 31, 2012	$	11,441
	Transferred from impaired loans, net of specific reserves of $3,303		10,169
	Property improvements		925
	Additional write downs		(4,610	)
	Property sold, including loss on sale		(8,953	)
	Foreclosed real estate at December 31, 2013	$	8,972

Deposits_Tables

Deposits (Tables)	12 Months Ended
	Dec. 31, 2013
Deposits [Abstract]	'
Schedule of deposits in the bank	'
	Deposits in the Bank as of December 31, 2013 and 2012 consisted of the following:
		31-Dec-13					31-Dec-12
	Category	Amount		Percent			Amount		Percent
		(dollars in thousands)
	NOW accounts	$	40,067		7.01	%	$	32,140		5.36	%
	Money market accounts		38,619		6.76	%		48,252		8.05	%
	Passbooks		164,504		28.79	%		176,799		29.5	%
	Certificates of deposit		301,355		52.75	%		318,955		53.21	%
	Non-interest bearing accounts		26,704		4.69	%		23,248		3.88	%
	Total deposits	$	571,249		100	%	$	599,394		100	%
Scheduled of maturities of certificates of deposit	'
	At December 31, 2013 scheduled maturities of certificates of deposit are as follows:
		Amount
		(dollars in thousands)
	One year or less	$	100,446
	More than 1 year to 2 years		129,379
	More than 2 years to 3 years		31,414
	More than 3 years to 4 years		27,573
	More than 4 years to 5 years		12,543
		$	301,355

Long_Term_Borrowings_Tables

Long Term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2013
Long Term Borrowings [Abstract]	'
Schedule of maturities of long-term advances	'
	The Bank's total credit availability under the FHLB’s credit availability program was $162,110,000 and $171,060,000 at December 31, 2013 and 2012, respectively.  The Bank is able to borrow up to 20% of total assets.  There were no short-term borrowings with the FHLB at December 31, 2013 and 2012.   Long-term advances outstanding were $115,000,000 at both December 31, 2013 and 2012.  The maturities of these long-term advances at December 31, 2013 are as follows (dollars in thousands):
	Rate		Amount		Maturity
	1.81% to 1.83%		$	15,000		2016
	2.43% to 4.05%			70,000		2017
	2.58% to 3.43%			15,000		2018
		4.00%		15,000		2019
			$	115,000

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2013
Stock-Based Compensation [Abstract]	'
Information regarding stock option plan	'
	Information regarding Bancorp’s stock option plan as of and for the years ended December 31, 2013 and 2012 is as follows:
					Weighted		Weighted
					Average		Average		Aggregate
					Grant Date		Remaining		Intrinsic
		Shares			FV Price		Life		Value
	Options outstanding, December 31, 2011		100,000		$	4.21
	Options granted		-			-
	Options exercised		-			-
	Options forfeited		(19,000	)		4.13
	Options outstanding, December 31, 2012		81,000			4.23
	Options granted		260,000			4.17
	Options exercised		-			-
	Options forfeited		(22,000	)		3.61
	Options outstanding, December 31, 2013		319,000			4.23		3.71	$	-
	Options exercisable, December 31, 2013		82,617			4.05		2.15	$	-
	Option price range at December 31, 2013		$ 3.37 to $5.31
Stock options valuation assumptions	'
	The stock-based compensation expense amounts were derived using the Black-Scholes option-pricing model.  The following weighted average assumptions were used in 2013 to value options granted in current and prior periods presented.
	Expected life of options	5.0 years
	Risk-free interest rate		1.09	%
	Expected volatility		79.14	%
	Expected dividend yield		0	%
	Weighted average fair value	$	2.58
Summary of nonvested options in stock option plan	'
	The following table summarizes the nonvested options in Bancorp’s stock option plan as of December 31, 2013.
					Weighted
					Average
					Grant Date
		Shares			Fair Value
	Nonvested options outstanding, December 31, 2012		35,775		$	4.23
	Nonvested options granted		260,000			4.17
	Nonvested options vested		(37,392	)		3.82
	Nonvested options forfeited		(22,000	)		3.61
	Nonvested options outstanding, December 31, 2013		236,383		$	4.29

Regulatory_Matters_Tables

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2013
Regulatory Matters [Abstract]	'
Bank's actual capital amounts and ratios	'
	The following table presents the Bank's actual capital amounts and ratios at December 31, 2013 and 2012:
		Actual					For Capital						To Be Well
							Adequacy Purposes						Capitalized Under
													Prompt Corrective
													Action Provisions
		Amount		%			Amount			%			Amount			%
		(dollars in thousands)
	31-Dec-13
	Tangible (1)	$	102,790		12.9	%	$	11,924			1.5	%		N/	A		N/	A
	Tier 1 capital (2)		102,790		18.6	%		N/	A		N/	A	$	33,114			6	%
	Core (1)		102,790		12.9	%		31,797			4	%		39,747			5	%
	Total (2)		109,055		19.8	%		44,153			8	%		55,191			10	%
	31-Dec-12
	Tangible (1)	$	122,836		14.6	%	$	12,620			1.5	%		N/	A		N/	A
	Tier 1 capital (2)		122,836		19.6	%		N/	A		N/	A	$	37,656			6	%
	Core (1)		122,836		14.6	%		33,653			4	%		42,066			5	%
	Total (2)		130,592		20.8	%		50,209			8	%		62,761			10	%
	(1) To adjusted total assets.
	(2) To risk-weighted assets.

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2013
Income Taxes [Abstract]	'
Summary of income tax provision (benefit)	'
	The income tax provision consists of the following for the years ended December 31:
		2013			2012
	Current
	Federal	$	-		$	240
	State		2			212
			2			452
	Deferred
	Federal		(5,272	)		1,803
	State		(1,323	)		403
			(6,595	)		2,206
	Valuation allowance		15,303			-
	Total income tax provision	$	8,710		$	2,658
Summary of statutory federal income tax rate to income (loss)	'
	The amount computed by applying the statutory federal income tax rate to income before taxes is less than the tax provision for the following reasons for the years ended December 31:
		2013						2012
		Amount			Percent of			Amount			Percent of Pretax
					Pretax						Income
					Income
	Statutory Federal income tax rate	$	(5,595	)		34	%	$	2,171			34	%
	State tax net of Federal income tax benefit		(872	)		5.3	%		527			8.3	%
	Valuation allowance change		15,303			(93.0	)%		-			-
	Other adjustments		(126	)		0.8	%		(40	)		(0.7	)%
		$	8,710			(52.9	)%	$	2,658			41.6	%
Summary of deferred tax assets and deferred tax liabilities	'
	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2013 and 2012 are presented below:
		2013			2012
		(dollars in thousands)
	Deferred Tax Assets:
	Allowance for loan losses	$	4,737		$	7,054
	Loan charge-offs		1,982			1,902
	Reserve on foreclosed real estate		1,499			1,151
	Reserve for uncollected interest		247			641
	Federal net operating loss carryforwards		7,923			-
	State net operating loss carryforwards		1,499			278
	Charitable contribution carryforwards		242			157
	Other		-			12
	Total deferred tax assets		18,129			11,195
	Valuation allowance		(15,572	)		(269	)
	Total deferred tax assets, net of valuation allowance		2,557			10,926
	Deferred Tax Liabilities:
	Federal Home Loan Bank stock dividends		(84	)		(84	)
	Loan origination costs		(541	)		(400	)
	Accelerated depreciation		(1,654	)		(1,552	)
	Prepaid expenses		-			(182	)
	Other		(278	)		-
	Total deferred tax liabilities		(2,557	)		(2,218	)
	Net deferred tax assets	$	-		$	8,708

Related_Party_Transactions_Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2013
Related Party Transactions [Abstract]	'
Related Party Loan Activity	'
	Members of the Board of Directors of Bancorp had loans outstanding totaling $905,000 and $921,000 at December 31, 2013 and 2012, respectively.  The following table shows loan activity for the year ended December 31, 2013:
		2013
	Beginning balance as of December 31, 2012	$	921,000
	Loan funding		-
	Loan pay off/payment		16,000
	Ending balance as of December 31, 2013	$	905,000

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2013
Fair Value of Financial Instruments [Abstract]	'
Financial assets accounted for at fair value on a nonrecurring basis	'
	The following table sets forth financial assets that were accounted for at fair value on a nonrecurring basis by level within the fair value hierarchy as of December 31, 2013:
						31-Dec-13
						Fair Value Measurement Using:
			31-Dec-13			Quoted Prices in Active Markets				Significant Other		Significant Unobservable
						For Identical				Observable		Inputs
						Assets				Inputs		(Level 3)
						(Level 1)				(Level 2)
			(dollars in thousands)
	Nonrecurring fair value measurements
	Impaired loans		$	16,553		$	-			$	-	$	16,553
	Foreclosed real estate			8,972			-				-		8,972
	Total nonrecurring fair value measurements		$	25,525		$	-			$	-	$	25,525
	The following table sets forth financial assets that were accounted for at fair value on a nonrecurring basis by level within the fair value hierarchy as of December, 31, 2012:
						31-Dec-12
						Fair Value Measurement Using:
			31-Dec-12			Quoted Prices in Active Markets				Significant Other		Significant Unobservable
						For Identical				Observable		Inputs
						Assets				Inputs		(Level 3)
						(Level 1)				(Level 2)
			(dollars in thousands)
	Nonrecurring fair value measurements
	Impaired loans		$	44,234		$	-			$	-	$	44,234
	Foreclosed real estate			11,441			-				-		11,441
	Total nonrecurring fair value measurements		$	55,675		$	-			$	-	$	55,675
Assets measured at fair value on a nonrecurring basis utilizing level 3 input	'
	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Bancorp has utilized Level 3 inputs to determine fair value:
			Quantitative Information about Level 3 Fair Value Measurements
			Fair Value		Valuation	Unobservable Input		Range (Weighted
			Estimate		Techniques			Average)
	31-Dec-13
	Impaired loans		$	15,942	PV of future cash flows (1)				-6.00%
			$	611	Appraisal of	Liquidation expenses (3)			-6.00%
					collateral (2)
	Foreclosed real estate		$	8,972	Appraisal of  collateral (2),(4)	Appraisal adjustments (3)		-6.00% to -44.08%
								(-12.69%)
	31-Dec-12
	Impaired loans		$	44,234	PV of future cash flows (1)				-6.00%
	Foreclosed real estate		$	11,441	Appraisal of  collateral (2),(4)	Appraisal adjustments (3)		-5.03% to -74.68%
								(-24.37%)
		-1	Cash flow which generally include various level 3 inputs which are not identifiable.
		-2	Fair value is generally determined through independent appraisals for the underlying collateral, which generally include various level 3 inputs which are not identifiable..
		-3	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
		-4	Includes qualitative adjustments by management and estimated liquidation expenses.
Estimated fair values of financial instruments	'
	The estimated fair values of Bancorp's financial instruments as of December 31, 2013 and December 31, 2012 were as follows:
										Fair Value Measurement at
										31-Dec-13
			Carrying			Fair				Quoted Prices in Active Markets		Significant Other		Significant Unobservable
			Amount			Value				For Identical		Observable		Inputs
										Assets		Inputs		(Level 3)
										(Level 1)		(Level 2)
			(dollars in thousands)
	Financial Assets
	Cash and cash equivalents		$	98,376		$	98,376			$	98,376	$	-	$	-
	Investment securities (HTM)			44,661			45,213				-		45,213		-
	Loans held for sale			3,726			3,726				-		3,726		-
	Loans receivable, net			602,813			631,032				-		-		631,032
	FHLB stock			6,190			6,190				-		6,190		-
	Accrued interest receivable			2,353			2,353				-		2,353		-
	Financial Liabilities
	Deposits		$	571,249		$	573,371				-		573,371		-
	FHLB advances			115,000			106,876				-		106,876		-
	Subordinated debentures			24,119			24,119				-		-		24,119
	Accrued interest payable			1,375			1,375				-		1,375		-
	Off Balance Sheet Commitments		$	-		$	-			$	-	$	-	$	-
												Fair Value Measurement at
												31-Dec-12
			Carrying			Fair				Quoted Prices in Active Markets		Significant Other		Significant Unobservable
			Amount			Value				For Identical		Observable		Inputs
										Assets		Inputs		(Level 3)
										(Level 1)		(Level 2)
			(dollars in thousands)
	Financial Assets
	Cash and cash equivalents		$	93,392		$	93,392			$	93,392	$	-	$	-
	Investment securities (HTM)			34,066			35,463				-		35,463		-
	Loans held for sale			11,116			11,116				-		11,116		-
	Loans receivable, net			651,709			703,363				-		-		703,363
	FHLB stock			6,520			6,520				-		6,520		-
	Accrued interest receivable			2,510			2,510				-		2,510		-
	Financial Liabilities
	Deposits		$	599,394		$	601,834				-		601,834		-
	FHLB advances			115,000			103,455				-		103,455		-
	Subordinated debentures			24,119			24,119				-		24,119		-
	Accrued interest payable			846			846				-		846		-
	Off Balance Sheet Commitments		$	-		$	-			$	-	$	-	$	-

Condensed_Financial_Informatio1

Condensed Financial Information (Parent Company Only) (Tables)	12 Months Ended
	Dec. 31, 2013
Condensed Financial Information (Parent Company Only) [Abstract]	'
Summary of financial position, result of operation and cash flows	'
	Information as to the financial position of Severn Bancorp, Inc. as of December 31, 2013 and 2012 and results of operations and cash flows for each of the years ended December 31, 2013 and 2012 is summarized below.
		December 31,
		2013			2012
		(dollars in thousands)
	Statements of Financial Condition
	Cash	$	969		$	1,365
	Equity in net assets of subsidiaries:
	Bank		103,196			127,366
	Non-Bank		3,675			3,652
	Loans, net of allowance for loan losses of $19 and $19, respectively		331			581
	Foreclosed real estate		250			-
	Other assets		1,479			1,414
	Total assets	$	109,900		$	134,378
	Subordinated debentures	$	24,119		$	24,119
	Other liabilities		3,011			1,263
	Total liabilities		27,130			25,382
	Stockholders’ equity		82,769			108,996
	Total liabilities and stockholders’ equity	$	109,900		$	134,378
		December 31,
		2013			2012
	Statements of Operations
	Interest income	$	26		$	43
	Interest expense on subordinated debentures		857			818
	Net interest expense		(831	)		(775	)
	Dividends received from subsidiaries		-			-
	General and administrative expenses		184			205
	Loss before income taxes and equity in undistributed net income (loss) of subsidiaries		(1,015	)		(980	)
	Income tax (expense) benefit		(3	)		98
	Equity in undistributed net income (loss) of subsidiaries		(24,147	)		4,610
	Net income (loss)	$	(25,165	)	$	3,728
		For the Years Ended December 31,
		2013			2012
		(dollars in thousands)
	Statements of Cash Flows
	Cash Flows from Operating Activities:
	Net (loss) income	$	(25,165	)	$	3,728
	Adjustments to reconcile net (loss) income to net cash provided by (used in) operating activities:
	Equity in undistributed loss (earnings) of subsidiaries		24,147			(4,610	)
	Increase in other assets		(65	)		(73	)
	Stock-based compensation expense		108			43
	Increase in other liabilities		579			1,145
	Cash (used in) provided by operating activities		(396	)		233
	Cash Flows from Investing Activities:
	Net decrease in loans		-			26
	Contribution from subsidiaries		-			1,000
	Cash provided by investing activities		-			1,026
	Cash Flows from Financing Activities:
	Series A preferred stock dividend paid		-			(70	)
	Series B preferred stock dividends declared		-			(1,170	)
	Cash used in financing activities		-			(1,240	)
	(Decrease) increase in cash and cash equivalents		(396	)		19
	Cash and cash equivalents at beginning of year		1,365			1,346
	Cash and cash equivalents at end of year	$	969		$	1,365
	Supplemental disclosure of cash flows information:
	Transfer of net loans to foreclosed real estate	$	250		$	-

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
	Classification
Federal Home Loan Bank Stock [Abstract]	'	'
FHLB stock (in dollars per share)	$100	'
Company owned shares	$6,190,000	$6,520,000
Loans [Abstract]	'	'
Number of classifications	8	'
Maximum percentage of lending of appraised value of property (in hundredths)	80.00%	'
Income Taxes [Abstract]	'	'
Non-cash charge to provide a valuation allowance	15,303,000	0
Valuation allowance for its full deferred tax asset	15,572,000	269,000
Earnings Per Share [Abstract]	'	'
Weighted average number of shares of common stock outstanding (in shares)	10,066,679	10,066,679
Weighted average number of diluted shares of common stock (in shares)	10,066,679	10,066,679
Advertising Cost [Abstract]	'	'
Advertising expenses	624,000	626,000
Concentration of Credit Risk [Abstract]	'	'
Federally insured deposit limit	$250,000	'

Investment_Securities_Details

Investment Securities (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
		Securities
Amortized cost and fair value of investment securities held to maturity [Abstract]	'	'
Amortized Cost	$44,661,000	$34,066,000
Gross Unrealized Gains	736,000	1,397,000
Gross Unrealized Losses	184,000	0
Fair Value	45,213,000	35,463,000
Securities pledged as collateral for borrowings	3,263,000	7,288,000
Number of securities in continuous unrealized loss position	'	0
Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	16,772,000	'
12 Months or More, Fair Value	0	'
Total, Fair Value	16,772,000	'
Unrealized Losses [Abstract]	'	'
Less than 12 Months, Unrealized Losses	184,000	'
12 Months or More, Unrealized Losses	0	'
Total, Unrealized Losses	184,000	'
Amortized Cost [Abstract]	'	'
Due in one year or less	5,021,000	'
Due from one year to five years	31,442,000	'
Due from five years to ten years	5,895,000	'
US Government sponsored mortgage-backed securities	2,303,000	'
Total	44,661,000	'
Estimated Fair Value [Abstract]	'	'
Due in one year or less	5,075,000	'
Due from one year to five years	31,881,000	'
Due from five years to ten years	5,941,000	'
US Government sponsored mortgage-backed securities	2,316,000	'
Total	45,213,000	'
US Treasury Securities [Member]	'	'
Amortized cost and fair value of investment securities held to maturity [Abstract]	'	'
Amortized Cost	31,235,000	29,414,000
Gross Unrealized Gains	665,000	1,278,000
Gross Unrealized Losses	69,000	0
Fair Value	31,831,000	30,692,000
Number of securities in continuous unrealized loss position	7	'
Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	6,907,000	'
12 Months or More, Fair Value	0	'
Total, Fair Value	6,907,000	'
Unrealized Losses [Abstract]	'	'
Less than 12 Months, Unrealized Losses	69,000	'
12 Months or More, Unrealized Losses	0	'
Total, Unrealized Losses	69,000	'
US Agency Securities [Member]	'	'
Amortized cost and fair value of investment securities held to maturity [Abstract]	'	'
Amortized Cost	11,123,000	4,142,000
Gross Unrealized Gains	44,000	79,000
Gross Unrealized Losses	101,000	0
Fair Value	11,066,000	4,221,000
Number of securities in continuous unrealized loss position	8	'
Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	7,934,000	'
12 Months or More, Fair Value	0	'
Total, Fair Value	7,934,000	'
Unrealized Losses [Abstract]	'	'
Less than 12 Months, Unrealized Losses	101,000	'
12 Months or More, Unrealized Losses	0	'
Total, Unrealized Losses	101,000	'
US Government Sponsored Mortgage-Backed Securities [Member]	'	'
Amortized cost and fair value of investment securities held to maturity [Abstract]	'	'
Amortized Cost	2,303,000	510,000
Gross Unrealized Gains	27,000	40,000
Gross Unrealized Losses	14,000	0
Fair Value	2,316,000	550,000
Number of securities in continuous unrealized loss position	2	'
Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	1,931,000	'
12 Months or More, Fair Value	0	'
Total, Fair Value	1,931,000	'
Unrealized Losses [Abstract]	'	'
Less than 12 Months, Unrealized Losses	14,000	'
12 Months or More, Unrealized Losses	0	'
Total, Unrealized Losses	$14,000	'

Loans_Receivable_Loans_Receiva

Loans Receivable, Loans Receivable (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Loans receivable [Abstract]	'	'
Total loans	$650,752,000	$686,881,000
Individually evaluated for impairment	45,888,000	86,622,000
Collectively evaluated for impairment	570,795,000	584,612,000
Less [Abstract]	'	'
Unfunded commitments included above	-34,069,000	-15,647,000
Allowance for loan losses	-11,739,000	-17,478,000
Deferred loan origination fees and costs, net	-2,131,000	-2,047,000
Nonaccrual period of loan considered to be impaired	'90 days	'
Residential Mortgage [Member]	'	'
Loans receivable [Abstract]	'	'
Total loans	258,919,000	269,405,000
Individually evaluated for impairment	35,064,000	46,218,000
Collectively evaluated for impairment	223,855,000	223,187,000
Less [Abstract]	'	'
Loan to value ratio (in hundredths)	80.00%	'
Construction, Land Acquisition and Development [Member]	'	'
Loans receivable [Abstract]	'	'
Total loans	75,539,000	71,523,000
Individually evaluated for impairment	2,808,000	11,003,000
Collectively evaluated for impairment	72,731,000	60,520,000
Less [Abstract]	'	'
Term of the construction period, maximum	'2 years	'
Construction, Land Acquisition and Development [Member] | Minimum [Member]	'	'
Less [Abstract]	'	'
Extension period for loans	'12 months	'
Construction, Land Acquisition and Development [Member] | Maximum [Member]	'	'
Less [Abstract]	'	'
Extension period for loans	'18 months	'
Land [Member]	'	'
Loans receivable [Abstract]	'	'
Total loans	34,429,000	50,900,000
Individually evaluated for impairment	1,263,000	8,953,000
Collectively evaluated for impairment	33,166,000	41,947,000
Lines of Credit [Member]	'	'
Loans receivable [Abstract]	'	'
Total loans	21,598,000	31,428,000
Individually evaluated for impairment	304,000	2,107,000
Collectively evaluated for impairment	21,294,000	29,321,000
Commercial Real Estate [Member]	'	'
Loans receivable [Abstract]	'	'
Total loans	220,160,000	222,038,000
Individually evaluated for impairment	4,672,000	16,433,000
Collectively evaluated for impairment	215,488,000	205,605,000
Commercial Non-Real Estate [Member]	'	'
Loans receivable [Abstract]	'	'
Total loans	8,583,000	6,120,000
Individually evaluated for impairment	0	108,000
Collectively evaluated for impairment	8,583,000	6,012,000
Home Equity [Member]	'	'
Loans receivable [Abstract]	'	'
Total loans	30,339,000	34,609,000
Individually evaluated for impairment	1,777,000	1,776,000
Collectively evaluated for impairment	28,562,000	32,833,000
Consumer [Member]	'	'
Loans receivable [Abstract]	'	'
Total loans	1,185,000	858,000
Individually evaluated for impairment	0	24,000
Collectively evaluated for impairment	$1,185,000	$834,000

Loans_Receivable_Allowance_For

Loans Receivable, Allowance For Loan Losses (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Summary of allowance for loan losses [Abstract]	'	'
Beginning Balance	$17,478,000	$25,938,000
Provision	16,520,000	765,000
Charge-offs	-25,293,000	-9,353,000
Recoveries	3,034,000	128,000
Ending Balance	11,739,000	17,478,000
Ending balance related to [Abstract]	'	'
Allowance on loans individually evaluated for impairment	3,303,000	7,594,000
Allowance on loans collectively evaluated for impairment	8,436,000	9,884,000
Increase in provision of loan losses	15,755,000	'
Increase in provision of loan losses (in hundredths)	2059.50%	'
Sale of loan portfolio	485,140,000	'
Loss on sale of loan portfolio	14,199,000	'
Residential Mortgage [Member]	'	'
Summary of allowance for loan losses [Abstract]	'	'
Beginning Balance	7,941,000	10,446,000
Provision	4,808,000	1,776,000
Charge-offs	-7,919,000	-4,299,000
Recoveries	1,034,000	18,000
Ending Balance	5,864,000	7,941,000
Ending balance related to [Abstract]	'	'
Allowance on loans individually evaluated for impairment	2,749,000	4,196,000
Allowance on loans collectively evaluated for impairment	3,115,000	3,745,000
Sale of loan portfolio	15,283,000	'
Construction Acquisition and Development [Member]	'	'
Summary of allowance for loan losses [Abstract]	'	'
Beginning Balance	1,993,000	3,293,000
Provision	669,000	95,000
Charge-offs	-2,439,000	-1,395,000
Recoveries	66,000	0
Ending Balance	289,000	1,993,000
Ending balance related to [Abstract]	'	'
Allowance on loans individually evaluated for impairment	0	1,663,000
Allowance on loans collectively evaluated for impairment	289,000	330,000
Land [Member]	'	'
Summary of allowance for loan losses [Abstract]	'	'
Beginning Balance	2,155,000	2,031,000
Provision	1,890,000	1,748,000
Charge-offs	-4,529,000	-1,624,000
Recoveries	1,773,000	0
Ending Balance	1,289,000	2,155,000
Ending balance related to [Abstract]	'	'
Allowance on loans individually evaluated for impairment	67,000	551,000
Allowance on loans collectively evaluated for impairment	1,222,000	1,604,000
Sale of loan portfolio	8,975,000	'
Lines of Credit [Member]	'	'
Summary of allowance for loan losses [Abstract]	'	'
Beginning Balance	32,000	510,000
Provision	429,000	-296,000
Charge-offs	-521,000	-182,000
Recoveries	60,000	0
Ending Balance	0	32,000
Ending balance related to [Abstract]	'	'
Allowance on loans individually evaluated for impairment	0	32,000
Allowance on loans collectively evaluated for impairment	0	0
Commercial Real Estate [Member]	'	'
Summary of allowance for loan losses [Abstract]	'	'
Beginning Balance	2,906,000	2,882,000
Provision	7,554,000	440,000
Charge-offs	-8,343,000	-416,000
Recoveries	54,000	0
Ending Balance	2,171,000	2,906,000
Ending balance related to [Abstract]	'	'
Allowance on loans individually evaluated for impairment	241,000	975,000
Allowance on loans collectively evaluated for impairment	1,930,000	1,931,000
Commercial Non-Real Estate [Member]	'	'
Summary of allowance for loan losses [Abstract]	'	'
Beginning Balance	35,000	134,000
Provision	766,000	-189,000
Charge-offs	-687,000	-20,000
Recoveries	8,000	110,000
Ending Balance	122,000	35,000
Ending balance related to [Abstract]	'	'
Allowance on loans individually evaluated for impairment	0	5,000
Allowance on loans collectively evaluated for impairment	122,000	30,000
Home Equity [Member]	'	'
Summary of allowance for loan losses [Abstract]	'	'
Beginning Balance	1,192,000	1,998,000
Provision	555,000	601,000
Charge-offs	-809,000	-1,407,000
Recoveries	15,000	0
Ending Balance	953,000	1,192,000
Ending balance related to [Abstract]	'	'
Allowance on loans individually evaluated for impairment	246,000	160,000
Allowance on loans collectively evaluated for impairment	707,000	1,032,000
Consumer [Member]	'	'
Summary of allowance for loan losses [Abstract]	'	'
Beginning Balance	12,000	0
Provision	10,000	22,000
Charge-offs	-46,000	-10,000
Recoveries	24,000	0
Ending Balance	0	12,000
Ending balance related to [Abstract]	'	'
Allowance on loans individually evaluated for impairment	0	12,000
Allowance on loans collectively evaluated for impairment	0	0
Unallocated [Member]	'	'
Summary of allowance for loan losses [Abstract]	'	'
Beginning Balance	1,212,000	4,644,000
Provision	-161,000	-3,432,000
Charge-offs	0	0
Recoveries	0	0
Ending Balance	1,051,000	1,212,000
Ending balance related to [Abstract]	'	'
Allowance on loans individually evaluated for impairment	0	0
Allowance on loans collectively evaluated for impairment	1,051,000	1,212,000
Non Accruing Loans [Member]	'	'
Ending balance related to [Abstract]	'	'
Sale of loan portfolio	24,084,000	'
Troubled Debt Restructurings [Member]	'	'
Ending balance related to [Abstract]	'	'
Sale of loan portfolio	7,844,000	'
Classified and Other Loans [Member]	'	'
Ending balance related to [Abstract]	'	'
Sale of loan portfolio	16,586,000	'
Commercial Loan [Member]	'	'
Ending balance related to [Abstract]	'	'
Sale of loan portfolio	$24,256,000	'

Loans_Receivable_NonPerforming

Loans Receivable, Non-Performing Assets and Impaired Loans (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Impaired loans [Abstract]	'	'
Impaired Loans with Specific Allowance, Recorded Investment	$19,856,000	$51,828,000
Impaired Loans with Specific Allowance, Related Allowance	3,303,000	7,594,000
Impaired Loans with No Specific Allowance, Recorded Investment	26,032,000	34,794,000
Total Impaired Loans, Recorded Investment	45,888,000	86,622,000
Total Impaired Loans, Unpaid Principal Balance	51,302,000	91,110,000
Impaired Loans with Specific Allowance, Average Recorded Investment	27,085,000	53,638,000
Impaired Loans with Specific Allowance, Interest Income Recognized	1,178,000	2,331,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	45,838,000	38,518,000
Impaired Loans with No Related Allowance, Interest Income Recognized	1,816,000	1,220,000
Total Impaired Loans, Average Recorded Investment	72,923,000	92,156,000
Total Impaired Loans Interest Income Recognized	2,994,000	3,551,000
Loans in nonaccrual status included in impaired loans	35,239,000	'
Impaired loans	45,888,000	86,622,000
Total loans	650,752,000	686,881,000
Pass [Member]	'	'
Impaired loans [Abstract]	'	'
Total loans	607,777,000	559,994,000
Residential Mortgage [Member]	'	'
Impaired loans [Abstract]	'	'
Impaired Loans with Specific Allowance, Recorded Investment	16,910,000	33,300,000
Impaired Loans with Specific Allowance, Related Allowance	2,749,000	4,196,000
Impaired Loans with No Specific Allowance, Recorded Investment	18,154,000	12,918,000
Total Impaired Loans, Recorded Investment	35,064,000	46,218,000
Total Impaired Loans, Unpaid Principal Balance	39,149,000	48,239,000
Impaired Loans with Specific Allowance, Average Recorded Investment	18,024,000	33,864,000
Impaired Loans with Specific Allowance, Interest Income Recognized	781,000	1,415,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	28,941,000	13,747,000
Impaired Loans with No Related Allowance, Interest Income Recognized	1,148,000	516,000
Total Impaired Loans, Average Recorded Investment	46,965,000	47,611,000
Total Impaired Loans Interest Income Recognized	1,929,000	1,931,000
Impaired loans	35,064,000	46,218,000
Total loans	258,919,000	269,405,000
Residential Mortgage [Member] | Pass [Member]	'	'
Impaired loans [Abstract]	'	'
Total loans	240,325,000	228,200,000
Construction Acquisition and Development [Member]	'	'
Impaired loans [Abstract]	'	'
Impaired Loans with Specific Allowance, Recorded Investment	0	5,204,000
Impaired Loans with Specific Allowance, Related Allowance	0	1,663,000
Impaired Loans with No Specific Allowance, Recorded Investment	2,808,000	5,799,000
Total Impaired Loans, Recorded Investment	2,808,000	11,003,000
Total Impaired Loans, Unpaid Principal Balance	3,453,000	11,614,000
Impaired Loans with Specific Allowance, Average Recorded Investment	952,000	5,660,000
Impaired Loans with Specific Allowance, Interest Income Recognized	44,000	211,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	5,284,000	7,224,000
Impaired Loans with No Related Allowance, Interest Income Recognized	164,000	210,000
Total Impaired Loans, Average Recorded Investment	6,236,000	12,884,000
Total Impaired Loans Interest Income Recognized	208,000	421,000
Impaired loans	2,808,000	11,003,000
Total loans	75,539,000	71,523,000
Construction Acquisition and Development [Member] | Pass [Member]	'	'
Impaired loans [Abstract]	'	'
Total loans	72,104,000	41,165,000
Land [Member]	'	'
Impaired loans [Abstract]	'	'
Impaired Loans with Specific Allowance, Recorded Investment	363,000	2,583,000
Impaired Loans with Specific Allowance, Related Allowance	67,000	551,000
Impaired Loans with No Specific Allowance, Recorded Investment	900,000	6,370,000
Total Impaired Loans, Recorded Investment	1,263,000	8,953,000
Total Impaired Loans, Unpaid Principal Balance	1,380,000	9,373,000
Impaired Loans with Specific Allowance, Average Recorded Investment	1,920,000	3,207,000
Impaired Loans with Specific Allowance, Interest Income Recognized	59,000	138,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	1,538,000	7,725,000
Impaired Loans with No Related Allowance, Interest Income Recognized	79,000	144,000
Total Impaired Loans, Average Recorded Investment	3,458,000	10,932,000
Total Impaired Loans Interest Income Recognized	138,000	282,000
Impaired loans	1,263,000	8,953,000
Total loans	34,429,000	50,900,000
Land [Member] | Pass [Member]	'	'
Impaired loans [Abstract]	'	'
Total loans	33,804,000	29,830,000
Lines of Credit [Member]	'	'
Impaired loans [Abstract]	'	'
Impaired Loans with Specific Allowance, Recorded Investment	0	149,000
Impaired Loans with Specific Allowance, Related Allowance	0	32,000
Impaired Loans with No Specific Allowance, Recorded Investment	304,000	1,958,000
Total Impaired Loans, Recorded Investment	304,000	2,107,000
Total Impaired Loans, Unpaid Principal Balance	395,000	2,119,000
Impaired Loans with Specific Allowance, Average Recorded Investment	0	149,000
Impaired Loans with Specific Allowance, Interest Income Recognized	0	7,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	365,000	1,961,000
Impaired Loans with No Related Allowance, Interest Income Recognized	24,000	6,000
Total Impaired Loans, Average Recorded Investment	365,000	2,110,000
Total Impaired Loans Interest Income Recognized	24,000	13,000
Impaired loans	304,000	2,107,000
Total loans	21,598,000	31,428,000
Lines of Credit [Member] | Pass [Member]	'	'
Impaired loans [Abstract]	'	'
Total loans	19,152,000	24,059,000
Commercial Real Estate [Member]	'	'
Impaired loans [Abstract]	'	'
Impaired Loans with Specific Allowance, Recorded Investment	2,092,000	10,304,000
Impaired Loans with Specific Allowance, Related Allowance	241,000	975,000
Impaired Loans with No Specific Allowance, Recorded Investment	2,580,000	6,129,000
Total Impaired Loans, Recorded Investment	4,672,000	16,433,000
Total Impaired Loans, Unpaid Principal Balance	4,685,000	16,504,000
Impaired Loans with Specific Allowance, Average Recorded Investment	5,698,000	10,450,000
Impaired Loans with Specific Allowance, Interest Income Recognized	272,000	556,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	6,949,000	6,236,000
Impaired Loans with No Related Allowance, Interest Income Recognized	270,000	305,000
Total Impaired Loans, Average Recorded Investment	12,647,000	16,686,000
Total Impaired Loans Interest Income Recognized	542,000	861,000
Impaired loans	4,672,000	16,433,000
Total loans	220,160,000	222,038,000
Commercial Real Estate [Member] | Pass [Member]	'	'
Impaired loans [Abstract]	'	'
Total loans	205,063,000	197,752,000
Commercial Non-Real Estate [Member]	'	'
Impaired loans [Abstract]	'	'
Impaired Loans with Specific Allowance, Recorded Investment	0	5,000
Impaired Loans with Specific Allowance, Related Allowance	0	5,000
Impaired Loans with No Specific Allowance, Recorded Investment	0	103,000
Total Impaired Loans, Recorded Investment	0	108,000
Total Impaired Loans, Unpaid Principal Balance	0	138,000
Impaired Loans with Specific Allowance, Average Recorded Investment	0	26,000
Impaired Loans with Specific Allowance, Interest Income Recognized	0	0
Impaired Loans with No Specific Allowance, Average Recorded Investment	0	106,000
Impaired Loans with No Related Allowance, Interest Income Recognized	0	0
Total Impaired Loans, Average Recorded Investment	0	132,000
Total Impaired Loans Interest Income Recognized	0	0
Impaired loans	0	108,000
Total loans	8,583,000	6,120,000
Commercial Non-Real Estate [Member] | Pass [Member]	'	'
Impaired loans [Abstract]	'	'
Total loans	8,583,000	5,990,000
Home Equity [Member]	'	'
Impaired loans [Abstract]	'	'
Impaired Loans with Specific Allowance, Recorded Investment	491,000	259,000
Impaired Loans with Specific Allowance, Related Allowance	246,000	160,000
Impaired Loans with No Specific Allowance, Recorded Investment	1,286,000	1,517,000
Total Impaired Loans, Recorded Investment	1,777,000	1,776,000
Total Impaired Loans, Unpaid Principal Balance	2,239,000	3,100,000
Impaired Loans with Specific Allowance, Average Recorded Investment	491,000	259,000
Impaired Loans with Specific Allowance, Interest Income Recognized	22,000	4,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	1,684,000	1,519,000
Impaired Loans with No Related Allowance, Interest Income Recognized	88,000	39,000
Total Impaired Loans, Average Recorded Investment	2,175,000	1,778,000
Total Impaired Loans Interest Income Recognized	110,000	43,000
Impaired loans	1,777,000	1,776,000
Total loans	30,339,000	34,609,000
Home Equity [Member] | Pass [Member]	'	'
Impaired loans [Abstract]	'	'
Total loans	28,447,000	32,163,000
Consumer [Member]	'	'
Impaired loans [Abstract]	'	'
Impaired Loans with Specific Allowance, Recorded Investment	0	24,000
Impaired Loans with Specific Allowance, Related Allowance	0	12,000
Impaired Loans with No Specific Allowance, Recorded Investment	0	0
Total Impaired Loans, Recorded Investment	0	24,000
Total Impaired Loans, Unpaid Principal Balance	0	23,000
Impaired Loans with Specific Allowance, Average Recorded Investment	0	23,000
Impaired Loans with Specific Allowance, Interest Income Recognized	0	0
Impaired Loans with No Specific Allowance, Average Recorded Investment	1,077,000	0
Impaired Loans with No Related Allowance, Interest Income Recognized	43,000	0
Total Impaired Loans, Average Recorded Investment	1,077,000	23,000
Total Impaired Loans Interest Income Recognized	43,000	0
Impaired loans	0	24,000
Total loans	1,185,000	858,000
Consumer [Member] | Pass [Member]	'	'
Impaired loans [Abstract]	'	'
Total loans	299,000	835,000
Residential Real Estate [Member]	'	'
Impaired loans [Abstract]	'	'
Total Impaired Loans, Recorded Investment	35,064,000	'
Impaired loans	35,064,000	'
Unfunded [Member] | Pass [Member]	'	'
Impaired loans [Abstract]	'	'
Total loans	34,069,000	15,647,000
Consumer Residential Real Estate [Member]	'	'
Impaired loans [Abstract]	'	'
Total Impaired Loans, Recorded Investment	29,756,000	'
Impaired loans	29,756,000	'
Builders Residential Real Estate [Member]	'	'
Impaired loans [Abstract]	'	'
Total Impaired Loans, Recorded Investment	5,308,000	'
Impaired loans	$5,308,000	'

Loans_Receivable_Classes_of_Lo

Loans Receivable, Classes of Loan Portfolio within the Internal Risk Grading System (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	$650,752,000	$686,881,000
Residential Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	258,919,000	269,405,000
Construction Acquisition and Development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	75,539,000	71,523,000
Land [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	34,429,000	50,900,000
Lines of Credit [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	21,598,000	31,428,000
Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	220,160,000	222,038,000
Commercial Non-Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	8,583,000	6,120,000
Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	30,339,000	34,609,000
Consumer [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,185,000	858,000
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	607,777,000	559,994,000
Pass [Member] | Residential Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	240,325,000	228,200,000
Pass [Member] | Construction Acquisition and Development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	72,104,000	41,165,000
Pass [Member] | Land [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	33,804,000	29,830,000
Pass [Member] | Lines of Credit [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	19,152,000	24,059,000
Pass [Member] | Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	205,063,000	197,752,000
Pass [Member] | Commercial Non-Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	8,583,000	5,990,000
Pass [Member] | Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	28,447,000	32,163,000
Pass [Member] | Consumer [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	299,000	835,000
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	11,642,000	49,570,000
Special Mention [Member] | Residential Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	3,454,000	15,338,000
Special Mention [Member] | Construction Acquisition and Development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	250,000	7,750,000
Special Mention [Member] | Land [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	480,000	13,317,000
Special Mention [Member] | Lines of Credit [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	568,000	2,270,000
Special Mention [Member] | Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	6,775,000	10,399,000
Special Mention [Member] | Commercial Non-Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Special Mention [Member] | Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	115,000	496,000
Special Mention [Member] | Consumer [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	31,333,000	77,127,000
Substandard [Member] | Residential Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	15,140,000	25,818,000
Substandard [Member] | Construction Acquisition and Development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	3,185,000	22,598,000
Substandard [Member] | Land [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	145,000	7,753,000
Substandard [Member] | Lines of Credit [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,878,000	5,099,000
Substandard [Member] | Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	8,322,000	13,887,000
Substandard [Member] | Commercial Non-Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	22,000
Substandard [Member] | Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,777,000	1,950,000
Substandard [Member] | Consumer [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	886,000	0
Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	190,000
Doubtful [Member] | Residential Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	49,000
Doubtful [Member] | Construction Acquisition and Development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	10,000
Doubtful [Member] | Land [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Doubtful [Member] | Lines of Credit [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Doubtful [Member] | Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Doubtful [Member] | Commercial Non-Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	108,000
Doubtful [Member] | Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Doubtful [Member] | Consumer [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	$0	$23,000

Loans_Receivable_Classes_of_Lo1

Loans Receivable, Classes of Loan Portfolio by Aging Categories of Performing and Nonaccrual Loans (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Current	$632,071,000	$632,216,000
30 to 59 Days Past Due	3,646,000	14,120,000
60 to 89 Days Past Due	4,000,000	3,050,000
Total Past Due	7,646,000	17,170,000
Non-Accrual	11,035,000	37,495,000
Total loans	650,752,000	686,881,000
Mortgage loans serviced for others	109,244,000	95,474,000
Federal Home Loan Mortgage Corporation [Member]	'	'
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Mortgage loans serviced for others	21,781,000	'
Federal National Mortgage Association [Member]	'	'
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Mortgage loans serviced for others	46,261,000	'
Other Investors [Member]	'	'
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Mortgage loans serviced for others	41,202,000	'
Residential Mortgage [Member]	'	'
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Current	245,298,000	245,193,000
30 to 59 Days Past Due	2,985,000	8,202,000
60 to 89 Days Past Due	3,834,000	1,574,000
Total Past Due	6,819,000	9,776,000
Non-Accrual	6,802,000	14,436,000
Total loans	258,919,000	269,405,000
Construction Acquisition and Development [Member]	'	'
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Current	74,725,000	62,091,000
30 to 59 Days Past Due	0	868,000
60 to 89 Days Past Due	0	0
Total Past Due	0	868,000
Non-Accrual	814,000	8,564,000
Total loans	75,539,000	71,523,000
Land [Member]	'	'
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Current	34,217,000	45,961,000
30 to 59 Days Past Due	29,000	251,000
60 to 89 Days Past Due	0	0
Total Past Due	29,000	251,000
Non-Accrual	183,000	4,688,000
Total loans	34,429,000	50,900,000
Lines of Credit [Member]	'	'
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Current	21,113,000	27,635,000
30 to 59 Days Past Due	181,000	440,000
60 to 89 Days Past Due	0	1,476,000
Total Past Due	181,000	1,916,000
Non-Accrual	304,000	1,877,000
Total loans	21,598,000	31,428,000
Commercial Real Estate [Member]	'	'
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Current	218,557,000	212,468,000
30 to 59 Days Past Due	420,000	3,777,000
60 to 89 Days Past Due	28,000	0
Total Past Due	448,000	3,777,000
Non-Accrual	1,155,000	5,793,000
Total loans	220,160,000	222,038,000
Commercial Non-Real Estate [Member]	'	'
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Current	8,582,000	5,746,000
30 to 59 Days Past Due	1,000	263,000
60 to 89 Days Past Due	0	0
Total Past Due	1,000	263,000
Non-Accrual	0	111,000
Total loans	8,583,000	6,120,000
Home Equity [Member]	'	'
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Current	28,395,000	32,301,000
30 to 59 Days Past Due	29,000	308,000
60 to 89 Days Past Due	138,000	0
Total Past Due	167,000	308,000
Non-Accrual	1,777,000	2,000,000
Total loans	30,339,000	34,609,000
Consumer [Member]	'	'
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Current	1,184,000	821,000
30 to 59 Days Past Due	1,000	11,000
60 to 89 Days Past Due	0	0
Total Past Due	1,000	11,000
Non-Accrual	0	26,000
Total loans	1,185,000	858,000
Unfunded [Member]	'	'
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]	'	'
Current	$34,069,000	$15,647,000

Loans_Receivable_Financial_Ins

Loans Receivable, Financial Instruments Whose Contract Amounts Represent Credit Risk (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Financial instruments whose contract amount represents credit risk [Abstract]	'	'
Number of bulk loan sales	2	'
Standby Letters of Credit [Member]	'	'
Financial instruments whose contract amount represents credit risk [Abstract]	'	'
Off-balance sheet credit risk	$14,719,000	$16,309,000
Letters of credit expiry period	'12 months	'
Home Equity Lines of Credit [Member]	'	'
Financial instruments whose contract amount represents credit risk [Abstract]	'	'
Off-balance sheet credit risk	12,345,000	13,025,000
Loan expiry period	'10 years	'
Unadvanced Construction Commitments [Member]	'	'
Financial instruments whose contract amount represents credit risk [Abstract]	'	'
Off-balance sheet credit risk	34,023,000	15,598,000
Mortgage Loan Commitments [Member]	'	'
Financial instruments whose contract amount represents credit risk [Abstract]	'	'
Off-balance sheet credit risk	4,193,000	13,601,000
Fixed rate loan commitments	4,193,000	'
Fixed interest rate, minimum (in hundredths)	3.63%	'
Fixed interest rate, maximum (in hundredths)	5.25%	'
Floating rate loan commitments	0	'
Lines of Credit [Member]	'	'
Financial instruments whose contract amount represents credit risk [Abstract]	'	'
Off-balance sheet credit risk	30,965,000	31,480,000
Loans Sold with Limited Repurchase Provision [Member]	'	'
Financial instruments whose contract amount represents credit risk [Abstract]	'	'
Off-balance sheet credit risk	28,134,000	31,591,000
Loans receivable held-for-sale, amount	$116,788,000	$105,674,000
Period of delinquency under repurchase agreement, minimum	'90 days	'90 days
Period of delinquency under repurchase agreement, maximum	'120 days	'120 days

Loans_Receivable_Troubled_Debt

Loans Receivable, Troubled Debt Restructurings (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
	Contract	Contract
Method used to account for interest on TDRs [Abstract]	'	'
Number of Contracts	79	119
Accrual Status	$35,239,000	$56,448,000
Number of Contracts	9	28
Non-Accrual Status	1,679,000	5,635,000
Total Number of Contracts	88	147
Total Modifications	36,918,000	62,083,000
Loans restructured using A note and B note workout structures	0	1,457,000
Residential Mortgage [Member]	'	'
Method used to account for interest on TDRs [Abstract]	'	'
Number of Contracts	66	88
Accrual Status	28,966,000	33,143,000
Number of Contracts	5	14
Non-Accrual Status	856,000	2,279,000
Total Number of Contracts	71	102
Total Modifications	29,822,000	35,422,000
Construction Acquisition and Development [Member]	'	'
Method used to account for interest on TDRs [Abstract]	'	'
Number of Contracts	3	4
Accrual Status	1,994,000	7,075,000
Number of Contracts	1	4
Non-Accrual Status	705,000	1,658,000
Total Number of Contracts	4	8
Total Modifications	2,699,000	8,733,000
Land [Member]	'	'
Method used to account for interest on TDRs [Abstract]	'	'
Number of Contracts	5	14
Accrual Status	1,080,000	3,783,000
Number of Contracts	2	5
Non-Accrual Status	6,000	787,000
Total Number of Contracts	7	19
Total Modifications	1,086,000	4,570,000
Lines of Credit [Member]	'	'
Method used to account for interest on TDRs [Abstract]	'	'
Number of Contracts	0	3
Accrual Status	0	280,000
Number of Contracts	0	1
Non-Accrual Status	0	136,000
Total Number of Contracts	0	4
Total Modifications	0	416,000
Commercial Real Estate [Member]	'	'
Method used to account for interest on TDRs [Abstract]	'	'
Number of Contracts	5	10
Accrual Status	3,199,000	12,167,000
Number of Contracts	1	3
Non-Accrual Status	112,000	675,000
Total Number of Contracts	6	13
Total Modifications	3,311,000	12,842,000
Commercial Non-Real Estate [Member]	'	'
Method used to account for interest on TDRs [Abstract]	'	'
Number of Contracts	0	0
Accrual Status	0	0
Number of Contracts	0	0
Non-Accrual Status	0	0
Total Number of Contracts	0	0
Total Modifications	0	0
Home Equity [Member]	'	'
Method used to account for interest on TDRs [Abstract]	'	'
Number of Contracts	0	0
Accrual Status	0	0
Number of Contracts	0	1
Non-Accrual Status	0	100,000
Total Number of Contracts	0	1
Total Modifications	0	100,000
Consumer [Member]	'	'
Method used to account for interest on TDRs [Abstract]	'	'
Number of Contracts	0	0
Accrual Status	0	0
Number of Contracts	0	0
Non-Accrual Status	0	0
Total Number of Contracts	0	0
Total Modifications	0	0
Pre-Modification [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	219,000	694,000
Contracts	1	1
Term Modifications	0	1,539,000
Contracts	0	7
Combination Modifications	6,529,000	26,257,000
Contracts	9	44
Total	6,748,000	28,490,000
Total Contracts	10	52
Pre-Modification [Member] | Residential Mortgage [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	219,000	694,000
Contracts	1	1
Term Modifications	0	659,000
Contracts	0	3
Combination Modifications	5,279,000	12,367,000
Contracts	8	37
Total	5,498,000	13,720,000
Total Contracts	9	41
Pre-Modification [Member] | Construction Acquisition and Development [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Pre-Modification [Member] | Land [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	176,000
Contracts	0	1
Combination Modifications	0	816,000
Contracts	0	4
Total	0	992,000
Total Contracts	0	5
Pre-Modification [Member] | Lines of Credit [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Pre-Modification [Member] | Commercial Real Estate [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	704,000
Contracts	0	3
Combination Modifications	1,250,000	13,074,000
Contracts	1	3
Total	1,250,000	13,778,000
Total Contracts	1	6
Pre-Modification [Member] | Commercial Non-Real Estate [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Pre-Modification [Member] | Home Equity [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Pre-Modification [Member] | Consumer [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Post Modification [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	210,000	694,000
Contracts	1	1
Term Modifications	0	1,552,000
Contracts	0	7
Combination Modifications	5,316,000	18,727,000
Contracts	9	44
Total	5,526,000	20,943,000
Total Contracts	10	52
Post Modification [Member] | Residential Mortgage [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	210,000	694,000
Contracts	1	1
Term Modifications	0	657,000
Contracts	0	3
Combination Modifications	4,077,000	11,388,000
Contracts	8	37
Total	4,287,000	12,739,000
Total Contracts	9	41
Post Modification [Member] | Construction Acquisition and Development [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Post Modification [Member] | Land [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	176,000
Contracts	0	1
Combination Modifications	0	809,000
Contracts	0	4
Total	0	985,000
Total Contracts	0	5
Post Modification [Member] | Lines of Credit [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Post Modification [Member] | Commercial Real Estate [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	689,000
Contracts	0	3
Combination Modifications	1,239,000	6,530,000
Contracts	1	3
Total	1,239,000	7,219,000
Total Contracts	1	6
Post Modification [Member] | Commercial Non-Real Estate [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Post Modification [Member] | Home Equity [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Post Modification [Member] | Consumer [Member]	'	'
Newly restructured loans during the period [Abstract]	'	'
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	$0	$0
Total Contracts	0	0

Premises_and_Equipment_Details

Premises and Equipment (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Premises and equipment [Abstract]	'	'
Total at cost	$35,631,000	$35,314,000
Accumulated depreciation	-9,793,000	-8,866,000
Premises and equipment, net	25,838,000	26,448,000
Depreciation expense	1,054,000	1,081,000
Period for which lease term renewed	'5 years	'
Minimum future rental payments [Abstract]	'	'
2014	121,000	'
2015	91,000	'
2016	21,000	'
2017	18,000	'
Minimum future rental income [Abstract]	'	'
2014	891,000	'
2015	908,000	'
2016	926,000	'
2017	674,000	'
2018	455,000	'
2019	217,000	'
Rent expense	99,000	97,000
Total gross rental income	648,000	588,000
Anne Arundel County, Maryland [Member]	'	'
Premises and equipment [Abstract]	'	'
Number of retail branch locations	4	'
Number of retail branch owned	3	'
Lease expiration date	31-Jul-10	'
Annapolis, Maryland [Member]	'	'
Premises and equipment [Abstract]	'	'
Lease expiration date	31-Jan-16	'
Land [Member]	'	'
Premises and equipment [Abstract]	'	'
Total at cost	1,537,000	1,537,000
Estimated useful lives (in years)	'0 years	'
Building [Member]	'	'
Premises and equipment [Abstract]	'	'
Total at cost	29,162,000	29,162,000
Estimated useful lives (in years)	'39 years	'
Leasehold Improvements [Member]	'	'
Premises and equipment [Abstract]	'	'
Total at cost	1,657,000	1,230,000
Furniture, Fixtures and Equipment [Member]	'	'
Premises and equipment [Abstract]	'	'
Total at cost	3,221,000	3,291,000
Construction in Progress [Member]	'	'
Premises and equipment [Abstract]	'	'
Total at cost	$54,000	$94,000
Minimum [Member] | Leasehold Improvements [Member]	'	'
Premises and equipment [Abstract]	'	'
Estimated useful lives (in years)	'15 years	'
Minimum [Member] | Furniture, Fixtures and Equipment [Member]	'	'
Premises and equipment [Abstract]	'	'
Estimated useful lives (in years)	'3 years	'
Maximum [Member] | Leasehold Improvements [Member]	'	'
Premises and equipment [Abstract]	'	'
Estimated useful lives (in years)	'27 years 6 months	'
Maximum [Member] | Furniture, Fixtures and Equipment [Member]	'	'
Premises and equipment [Abstract]	'	'
Estimated useful lives (in years)	'10 years	'

Foreclosed_Real_Estate_Details

Foreclosed Real Estate (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
	Property
Foreclosed Real Estate [Abstract]	'	'
Number of residential properties	29	'
Number of properties sold	35	'
Transfer from loans to foreclosed real estate, write-downs	$3,644,000	'
Net gain (loss) on sale of foreclosed real estate	-367,000	701,000
Expense on sale of property	1,249,000	'
Foreclosed real estate [Abstract]	'	'
Foreclosed real estate at beginning balance	11,441,000	19,932,000
Transferred from impaired loans	10,169,000	13,248,000
Property improvements	925,000	374,000
Additional write downs	-4,610,000	-3,284,000
Property sold, including loss on sale	-8,953,000	-18,829,000
Foreclosed real estate at ending balance	8,972,000	11,441,000
Specific reserves on transferred from impaired loans	3,303,000	3,267,000
Foreclosed real estate expenses, net	6,132,000	3,319,000
Foreclosed real estate operating expenses	$1,155,000	$736,000

Investment_in_Federal_Home_Loa1

Investment in Federal Home Loan Bank of Atlanta Stock (Details)	Dec. 31, 2013
Investment in Federal Home Loan Bank of Atlanta Stock [Abstract]	'
Minimum percentage of the unpaid principal balances (in hundredths)	1.00%
Ratio of outstanding advances from FHLB	'1/20

Deposits_Details

Deposits (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Deposits by category [Abstract]	'	'
NOW accounts	$40,067,000	$32,140,000
Money market accounts	38,619,000	48,252,000
Passbooks	164,504,000	176,799,000
Certificates of deposit	301,355,000	318,955,000
Non-interest bearing accounts	26,704,000	23,248,000
Total deposits	571,249,000	599,394,000
NOW accounts (in hundredths)	7.01%	5.36%
Money market accounts (in hundredths)	6.76%	8.05%
Passbooks (in hundredths)	28.79%	29.50%
Certificates of deposit (in hundredths)	52.75%	53.21%
Non-interest bearing accounts (in hundredths)	4.69%	3.88%
Total deposits (in hundredths)	100.00%	100.00%
Scheduled maturities of certificates of deposit [Abstract]	'	'
One year or less	100,446,000	'
More than 1 year to 2 years	129,379,000	'
More than 2 years to 3 years	31,414,000	'
More than 3 years to 4 years	27,573,000	'
More than 4 years to 5 years	12,543,000	'
Time Deposits	301,355,000	318,955,000
Jumbo certificates of deposit with a minimum denomination of $100,000	$131,425,000	$137,115,000

Long_Term_Borrowings_Details

Long Term Borrowings (Details) (USD $)	3 Months Ended
	Sep. 30, 2012	Dec. 31, 2013	Dec. 31, 2012
Federal Home Loan Bank Advances [Line Items]	'	'	'
Long-term advances outstanding	'	$115,000,000	$115,000,000
FHLB of Atlanta [Member]	'	'	'
Federal Home Loan Bank Advances [Line Items]	'	'	'
Credit availability under the FHLB	'	162,110,000	171,060,000
Maximum percentage total assets able to borrow (in hundredths)	'	20.00%	'
Short-term borrowings with the FHLB	'	0	0
Long-term advances outstanding	'	115,000,000	115,000,000
Interest rate on maturities of long-term advances [Abstract]	'	'	'
2019 Maturity, Rate (in hundredths)	'	4.00%	'
Maturities of long-term advances [Abstract]	'	'	'
2016 Maturity, Amount	'	15,000,000	'
2017 Maturity, Amount	'	70,000,000	'
2018 Maturity, Amount	'	15,000,000	'
2019 Maturity, Amount	'	15,000,000	'
Long-term advances Maturity, Amount	'	115,000,000	'
Loans pledged as collateral	'	237,978,000	'
Repayments of FHLB Advances borrowings	65,000,000	'	'
Advances for new borrowings	65,000,000	'	'
Prepayment penalties	$5,300,000	'	'
FHLB Advances, existing borrowings average cost rate (in hundredths)	3.87%	'	'
FHLB Advances, new borrowings average cost rate (in hundredths)	2.72%	'	'
FHLB of Atlanta [Member] | Minimum [Member]	'	'	'
Interest rate on maturities of long-term advances [Abstract]	'	'	'
2016 Maturity, Rate (in hundredths)	'	1.81%	'
2017 Maturity, Rate (in hundredths)	'	2.43%	'
2018 Maturity, Rate (in hundredths)	'	2.58%	'
FHLB of Atlanta [Member] | Maximum [Member]	'	'	'
Interest rate on maturities of long-term advances [Abstract]	'	'	'
2016 Maturity, Rate (in hundredths)	'	1.83%	'
2017 Maturity, Rate (in hundredths)	'	4.05%	'
2018 Maturity, Rate (in hundredths)	'	3.43%	'

Subordinated_Debentures_Detail

Subordinated Debentures (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2008	Nov. 15, 2008
	Quarter		Offering
Debt Instrument [Line Items]	'	'	'
Number of consecutive quarterly periods	20	'	'
Number of private placement offering	'	'	70
Private placement offering price (per unit)	'	'	$100,000
Gross proceeds of private placement	'	$7,000,000	'
Number of shares consisted in each unit (in shares)	'	6,250	'
Annual interest rate on subordinated notes (in hundredths)	'	'	8.00%
Subordinated Note, original principal amount	'	'	50,000
Preferred stock dividend rate percentage (in hundredths)	'	8.00%	'
Debt issuance costs	'	245,000	'
Finance cost amortization period	'	'10 years	'
Interest on unpaid interest	860,000	'	'
Junior Subordinated Debt Securities [Member]	'	'	'
Debt Instrument [Line Items]	'	'	'
Junior subordinated debt securities principal amount	20,619,000	'	'
Floating rate of interest	'3-month LIBOR (0.24% December 31, 2013)	'	'
Debt instrument base rate (in hundredths)	0.24%	'	'
Basis points (in hundredths)	2.00%	'	'
Maturity date	7-Jan-35	'	'
Proceeds from issuance of debentures	$17,000,000	'	'
Severn Capital Trust I [Member]	'	'	'
Debt Instrument [Line Items]	'	'	'
Common equity owned (in hundredths)	100.00%	'	'

Employee_Benefit_Plans_Details

Employee Benefit Plans (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
401 (k) Retirement Savings Plan [Abstract]	'	'
Employee's contribution (in hundredths)	50.00%	'
Maximum percentage of the employee's annual salary (in hundredths)	6.00%	'
Bank's contribution to employee benefit plans	$175,000	$145,000
Employee Stock Ownership Plan ("ESOP") [Abstract]	'	'
Recognized ESOP expense	140,000	140,000
Unallocated shares (in shares)	40,000	33,000
Fair value of the unallocated shares	$190,000	'

Stockholders_Equity_Details

Stockholders' Equity (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2008	Dec. 31, 2012	Nov. 21, 2008
		Director
Class of Stock [Line Items]	'	'	'	'
Preferred stock dividend rate percentage (in hundredths)	'	8.00%	'	'
Preferred stock, par value (in dollars per share)	$0.01	'	0.01	'
Common stock, par value (in dollars per share)	$0.01	'	0.01	'
2035 Debentures [Member]	'	'	'	'
Class of Stock [Line Items]	'	'	'	'
Number of quarters during which interest payment has been deferred	7	'	'	'
Cumulative amount of interest in arrears not paid, including interest on unpaid interest	$860,000	'	'	'
Series A 8.0% Non-Cumulative Convertible Preferred Stock [Member]	'	'	'	'
Class of Stock [Line Items]	'	'	'	'
Preferred stock, shares issued (in shares)	437,500	'	437,500	'
Preferred stock dividend rate percentage (in hundredths)	8.00%	'	'	'
Preferred stock liquidation preference (in dollars per share)	$8	'	'	'
Number of shares issued upon conversion (in shares)	1	'	'	'
Share conversion price (in dollars per share)	$8	'	'	'
Stock issuance cost	247,000	'	'	'
Series B Fixed Rate Cumulative Perpetual Preferred Stock [Member]	'	'	'	'
Class of Stock [Line Items]	'	'	'	'
Preferred stock, shares issued (in shares)	23,393	'	23,393	23,393
Preferred stock liquidation preference (in dollars per share)	'	'	'	$1,000
Stock issuance cost	'	45,000	'	'
U.S. Treasury sales of shares to outside investors (in shares)	23,393	'	'	'
Preferred stock, par value (in dollars per share)	'	'	'	$0.01
Common stock purchase rights with issue of a warrant (in shares)	556,976	'	'	556,976
Aggregate purchase price, Preferred Stock and Warrants	'	23,393,000	'	'
Common stock, par value (in dollars per share)	'	'	'	$0.01
Compounding dividends percentage for first five years (in hundredths)	'	5.00%	'	'
Compounding dividends percentage for after first five years (in hundredths)	'	9.00%	'	'
Number of directors authorized	'	2	'	'
Preferred dividends in arrears (in hundredth)	5.00%	'	'	'
Amount of preferred dividends in arrears	$2,125,000	'	'	'
Dividend rate effective in 2014 (in hundredths)	9.00%	'	'	'
Term of warrant	'	'10 years	'	'
Exercise price of warrants (in dollars per share)	'	$6.30	'	'

StockBased_Compensation_Detail

Stock-Based Compensation (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Number of shares of shares authorized under the plan (in shares)	500,000	'
Number of shares available under the plan (in shares)	303,501	'
Stock-based compensation expense	$108,000	$43,000
Shares [Roll Forward]	'	'
Options outstanding, Beginning period (in shares)	81,000	100,000
Options granted (in shares)	260,000	0
Options exercised (in shares)	0	0
Options forfeited (in shares)	-22,000	-19,000
Options outstanding, Ending period (in shares)	319,000	81,000
Options exercisable, Ending period (in shares)	82,617	'
Exercise price range lower range limit (in dollars per share)	$3.37	'
Exercise price range upper range limit (in dollars per share)	$5.31	'
Weighted Average Exercise Price [Roll Forward]	'	'
Options outstanding, Beginning period (in dollars per share)	$4.23	$4.21
Options granted (in dollars per share)	$4.17	$0
Options exercised (in dollars per share)	$0	$0
Options forfeited (in dollars per share)	$3.61	$4.13
Options outstanding, Ending period (in dollars per share)	$4.23	$4.23
Options exercisable, Ending period (in dollars per share)	$4.05	'
Weighted Average Remaining Life [Abstract]	'	'
Options outstanding, December 31, 2011	'3 years 8 months 16 days	'
Options exercisable, December 31, 2011	'2 years 1 month 24 days	'
Aggregate Intrinsic Value [Abstract]	'	'
Options outstanding, December 31, 2011	0	'
Options exercisable, December 31, 2011	0	'
Fair value assumptions for options granted [Abstract]	'	'
Expected life of options	'5 years	'
Risk-free interest rate (in hundredths)	1.09%	'
Expected volatility (in hundredths)	79.14%	'
Expected dividend yield (in hundredths)	0.00%	'
Weighted average fair value (in dollars per share)	$2.58	'
Nonvested Options, Shares [Roll Forward]	'	'
Nonvested options outstanding, Beginning balance (in shares)	35,775	'
Nonvested options granted (in shares)	260,000	'
Nonvested options vested (in shares)	-37,392	'
Nonvested options forfeited (in shares)	-22,000	'
Nonvested options outstanding, Ending balance (in shares)	236,383	35,775
Nonvested Options, Weighted Average Grant Date Fair Value [Roll Forward]	'	'
Nonvested options outstanding (in dollars per share)	$4.23	'
Nonvested options granted (in dollars per share)	$4.17	'
Nonvested options vested (in dollars per share)	$3.82	'
Nonvested options forfeited (in dollars per share)	$3.61	'
Nonvested options outstanding (in dollars per share)	$4.29	$4.23
Unrecognized stock-based compensation expense	$663,000	'
Unrecognized stock-based compensation expected to be recognized period	'58 months	'
Stock Options [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Stock options expiry period	'10 years	'
Stock options vesting period	'5 years	'

Regulatory_Matters_Details

Regulatory Matters (Details) (USD $)	0 Months Ended
	Apr. 23, 2013	Dec. 31, 2013		Dec. 31, 2012
	Director
Tangible [Abstract]	'	'		'
Tangible Actual, Amount	'	$102,790	[1]	$122,836	[1]
Tangible Actual, % (in hundredths)	'	12.90%	[1]	14.60%	[1]
Tangible For Capital Adequacy Purposes, Amount	'	11,924	[1]	12,620	[1]
Tangible For Capital Adequacy Purposes, % (in hundredths)	'	1.50%	[1]	1.50%	[1]
Tier I capital [Abstract]	'	'		'
Tier I capital Actual, Amount	'	102,790	[2]	122,836	[2]
Tier I capital Actual, % (in hundredths)	10.00%	18.60%	[2]	19.60%	[2]
Tier I capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	'	33,114	[2]	37,656	[2]
Tier I Capital To Be Well Capitalized Under Prompt Corrective Provisions, % (in hundredths)	'	6.00%	[2]	6.00%	[2]
Core [Abstract]	'	'		'
Core Actual, Amount	'	102,790	[1]	122,836	[1]
Core Actual, % (in hundredths)	'	12.90%	[1]	14.60%	[1]
Core For Capital Adequacy Purposes, Amount	'	31,797	[1]	33,653	[1]
Core For Capital Adequacy Purposes, % (in hundredths)	'	4.00%	[1]	4.00%	[1]
Core To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	'	39,747	[1]	42,066	[1]
Core To Be Well Capitalized Under Prompt Corrective Action Provisions, % (in hundredths)	'	5.00%	[1]	5.00%	[1]
Total [Abstract]	'	'		'
Total Actual, Amount	'	109,055	[2]	130,592	[2]
Total Actual, % (in hundredths)	15.00%	19.80%	[2]	20.80%	[2]
Total For Capital Adequacy Purposes, Amount	'	44,153	[2]	50,209	[2]
Total For Capital Adequacy Purposes, % (in hundredths)	'	8.00%	[2]	8.00%	[2]
Total To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	'	$55,191	[2]	$62,761	[2]
Total To Be Well Capitalized Under Prompt Corrective Action Provisions, % (in hundredths)	'	10.00%	[2]	10.00%	[2]
Number of directors in compliance committee	3	'		'
Business plan term	'3 years	'		'
Capital plan period	'3 years	'		'
[1]	To adjusted total assets.
[2]	To risk-weighted assets.

Income_Taxes_Details

Income Taxes (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Current [Abstract]	'	'
Federal	$0	$240,000
State	2,000	212,000
Current, Total income tax provision (benefit)	2,000	452,000
Deferred [Abstract]	'	'
Federal	-5,272,000	1,803,000
State	-1,323,000	403,000
Deferred, Total income tax provision (benefit)	-6,595,000	2,206,000
Valuation allowance	15,303,000	0
Total income tax provision (benefit)	8,710,000	2,658,000
Income Tax Expense (Benefit), Amount [Abstract]	'	'
Statutory Federal income tax rate	-5,595,000	2,171,000
State tax net of Federal income tax benefit	-872,000	527,000
Valuation allowance change	15,303,000	0
Other adjustments	-126,000	-40,000
Total income tax provision (benefit)	8,710,000	2,658,000
Percent of Pretax Income [Abstract]	'	'
Statutory Federal income tax rate (in hundredths)	34.00%	34.00%
State tax net of Federal income tax benefit (in hundredths)	5.30%	8.30%
Valuation allowance change (in hundredths)	-93.00%	0.00%
Other adjustments (in hundredths)	0.80%	-0.70%
Total income tax provision (benefit), Total (in hundredths)	-52.90%	41.60%
Deferred Tax Assets [Abstract]	'	'
Allowance for loan losses	4,737,000	7,054,000
Loan charge-offs	1,982,000	1,902,000
Reserve on foreclosed real estate	1,499,000	1,151,000
Reserve for uncollected interest	247,000	641,000
Federal net operating loss carryforwards	7,923,000	0
State net operating loss carryforwards	1,499,000	278,000
Charitable contribution carryforwards	242,000	157,000
Other	0	12,000
Total deferred tax assets	18,129,000	11,195,000
Valuation allowance	-15,572,000	-269,000
Total deferred tax assets, net of valuation allowance	2,557,000	10,926,000
Deferred Tax Liabilities [Abstract]	'	'
Federal Home Loan Bank stock dividends	-84,000	-84,000
Loan origination costs	-541,000	-400,000
Accelerated depreciation	-1,654,000	-1,552,000
Prepaid expenses	0	-182,000
Other	-278,000	0
Total deferred tax liabilities	-2,557,000	-2,218,000
Net deferred tax assets	0	8,708,000
Federal [Member]	'	'
Operating Loss Carryforwards [Line Items]	'	'
Net operating loss carryforwards	22,648,000	'
Expiration date	'2033	'
State [Member]	'	'
Operating Loss Carryforwards [Line Items]	'	'
Net operating loss carryforwards	$27,863,000	'
Expiration date	'2033	'

Related_Party_Transactions_Det

Related Party Transactions (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
	Term
Board of Directors of Bancorp [Member]	'	'
Related party loan activity [Roll forward]	'	'
Beginning balance	$921,000	'
Loan funding	0	'
Loan pay off/payment	16,000	'
Ending balance	905,000	'
President of Bancorp, Law firm partner [Member] | Law Firm, Bank Partner [Member]	'	'
Related Party Transaction [Line Items]	'	'
Period for lease agreement with subsidiary	'5 years	'
Number of additional term for which period of lease agreement increase	3	'
Total lease payments received by the subsidiary	378,000	381,000
Related party transaction fees for services	$615,000	$683,000

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Fair Value of Financial Instruments [Abstract]	'	'
Impaired loan balance	$19,856,000	$51,828,000
Valuation allowances	3,303,000	7,594,000
Nonrecurring [Member]	'	'
Nonrecurring fair value measurements [Abstract]	'	'
Impaired loans	16,553,000	44,234,000
Foreclosed real estate	8,972,000	11,441,000
Total nonrecurring fair value measurements	25,525,000	55,675,000
Liabilities required to be remeasured on a non recurring basis	0	0
Level 1 [Member] | Nonrecurring [Member]	'	'
Nonrecurring fair value measurements [Abstract]	'	'
Impaired loans	0	0
Foreclosed real estate	0	0
Total nonrecurring fair value measurements	0	0
Level 2 [Member] | Nonrecurring [Member]	'	'
Nonrecurring fair value measurements [Abstract]	'	'
Impaired loans	0	0
Foreclosed real estate	0	0
Total nonrecurring fair value measurements	0	0
Level 3 [Member] | Nonrecurring [Member]	'	'
Nonrecurring fair value measurements [Abstract]	'	'
Impaired loans	16,553,000	44,234,000
Foreclosed real estate	8,972,000	11,441,000
Total nonrecurring fair value measurements	$25,525,000	$55,675,000

Fair_Value_of_Financial_Instru3

Fair Value of Financial Instruments, Roll Forward of Level 3 Assets (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012
Impaired Loans [Member] | PV of future cash flows [Member]	'		'
Quantitative Information about Level 3 Fair Value Measurements [Abstract]	'		'
Fair Value Estimate	$15,942		$44,234
Valuation Techniques	'PV of future cash flows	[1]	'PV of future cash flows	[1]
Range and weighted average of liquidation expenses (in hundredths)	-6.00%		-6.00%
Impaired Loans [Member] | Appraisal of collateral [Member]	'		'
Quantitative Information about Level 3 Fair Value Measurements [Abstract]	'		'
Fair Value Estimate	611		'
Valuation Techniques	'Appraisal of collateral	[2]	'
Unobservable Input	'Liquidation expenses	[3]	'
Range and weighted average of liquidation expenses (in hundredths)	-6.00%		'
Foreclosed Real Estate [Member] | Appraisal of collateral [Member]	'		'
Quantitative Information about Level 3 Fair Value Measurements [Abstract]	'		'
Fair Value Estimate	$8,972		$11,441
Valuation Techniques	'Appraisal of collateral	[2],[4]	'Appraisal ofB collateral	[2],[4]
Unobservable Input	'Appraisal adjustments	[3]	'Appraisal adjustments	[3]
Minimum [Member] | Foreclosed Real Estate [Member] | Appraisal of collateral [Member]	'		'
Quantitative Information about Level 3 Fair Value Measurements [Abstract]	'		'
Range and weighted average of appraisal adjustments (in hundredths)	-6.00%		-5.03%
Maximum [Member] | Foreclosed Real Estate [Member] | Appraisal of collateral [Member]	'		'
Quantitative Information about Level 3 Fair Value Measurements [Abstract]	'		'
Range and weighted average of appraisal adjustments (in hundredths)	-44.08%		-74.68%
Weighted Average [Member] | Foreclosed Real Estate [Member] | Appraisal of collateral [Member]	'		'
Quantitative Information about Level 3 Fair Value Measurements [Abstract]	'		'
Range and weighted average of appraisal adjustments (in hundredths)	-12.69%		-24.37%
[1]	Cash flow which generally include various level 3 inputs which are not identifiable.
[2]	Fair value is generally determined through independent appraisals for the underlying collateral, which generally include various level 3 inputs which are not identifiable.
[3]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
[4]	Includes qualitative adjustments by management and estimated liquidation expenses.

Fair_Value_of_Financial_Instru4

Fair Value of Financial Instruments, Assets, Quantitative Information (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Quoted Prices in Active Markets For Identical Assets (Level 1) [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	$98,376	$93,392
Investment securities (HTM)	0	0
Loans held for sale	0	0
Loans receivable, net	0	0
FHLB stock	0	0
Accrued interest receivable	0	0
Financial Liabilities [Abstract]	'	'
Deposits	0	0
FHLB advances	0	0
Subordinated debentures	0	0
Accrued interest payable	0	0
Off Balance Sheet Commitments	0	0
Significant Other Observable Inputs (Level 2) [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	0	0
Investment securities (HTM)	45,213	35,463
Loans held for sale	3,726	11,116
Loans receivable, net	0	0
FHLB stock	6,190	6,520
Accrued interest receivable	2,353	2,510
Financial Liabilities [Abstract]	'	'
Deposits	573,371	601,834
FHLB advances	106,876	103,455
Subordinated debentures	0	24,119
Accrued interest payable	1,375	846
Off Balance Sheet Commitments	0	0
Significant Unobservable Inputs (Level 3) [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	0	0
Investment securities (HTM)	0	0
Loans held for sale	0	0
Loans receivable, net	631,032	703,363
FHLB stock	0	0
Accrued interest receivable	0	0
Financial Liabilities [Abstract]	'	'
Deposits	0	0
FHLB advances	0	0
Subordinated debentures	24,119	0
Accrued interest payable	0	0
Off Balance Sheet Commitments	0	0
Carrying Amount [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	98,376	93,392
Investment securities (HTM)	44,661	34,066
Loans held for sale	3,726	11,116
Loans receivable, net	602,813	651,709
FHLB stock	6,190	6,520
Accrued interest receivable	2,353	2,510
Financial Liabilities [Abstract]	'	'
Deposits	571,249	599,394
FHLB advances	115,000	115,000
Subordinated debentures	24,119	24,119
Accrued interest payable	1,375	846
Off Balance Sheet Commitments	0	0
Fair Value [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	98,376	93,392
Investment securities (HTM)	45,213	35,463
Loans held for sale	3,726	11,116
Loans receivable, net	631,032	703,363
FHLB stock	6,190	6,520
Accrued interest receivable	2,353	2,510
Financial Liabilities [Abstract]	'	'
Deposits	573,371	601,834
FHLB advances	106,876	103,455
Subordinated debentures	24,119	24,119
Accrued interest payable	1,375	846
Off Balance Sheet Commitments	$0	$0

Condensed_Financial_Informatio2

Condensed Financial Information (Parent Company Only) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Equity in net assets of subsidiaries [Abstract]	'	'	'
Loans, net of allowance for loan losses of $19 and $19, respectively	$602,813	$651,709	'
Foreclosed real estate	8,972	11,441	19,932
Total assets	799,603	852,118	'
Subordinated debentures	24,119	24,119	'
Total Liabilities	716,834	743,122	'
Stockholders' equity	82,769	108,996	106,465
Total liabilities and stockholders' equity	799,603	852,118	'
Loans, allowance for loan losses	11,739	17,478	'
Statements of Operations [Abstract]	'	'	'
Interest income	33,792	39,057	'
Net interest income	24,608	26,555	'
(Loss) income before income tax provision	-16,455	6,386	'
Income tax (expense) benefit	-8,710	-2,658	'
Net (loss) income	-25,165	3,728	'
Cash Flows from Operating Activities [Abstract]	'	'	'
Net (loss) income	-25,165	3,728	'
Adjustments to reconcile net (loss) income to net cash provided by (used in) operating activities:	'	'	'
Stock-based compensation expense	108	43	'
Net cash provided by operating activities	13,425	5,783	'
Cash Flows from Investing Activities [Abstract]	'	'	'
Net decrease in loans	-11,330	28,583	'
Net cash provided by investing activities	19,704	53,945	'
Cash Flows from Financing Activities [Abstract]	'	'	'
Net cash used in financing activities	-28,145	-53,726	'
Increase in cash and cash equivalents	4,984	6,002	'
Cash and cash equivalents at beginning of year	93,392	87,390	'
Cash and cash equivalents at end of year	98,376	93,392	'
Severn Bancorp, Inc [Member]	'	'	'
Statements of Financial Condition [Abstract]	'	'	'
Cash	969	1,365	'
Equity in net assets of subsidiaries [Abstract]	'	'	'
Bank	103,196	127,366	'
Non-Bank	3,675	3,652	'
Loans, net of allowance for loan losses of $19 and $19, respectively	331	581	'
Foreclosed real estate	250	0	'
Other assets	1,479	1,414	'
Total assets	109,900	134,378	'
Subordinated debentures	24,119	24,119	'
Other liabilities	3,011	1,263	'
Total Liabilities	27,130	25,382	'
Stockholders' equity	82,769	108,996	'
Total liabilities and stockholders' equity	109,900	134,378	'
Loans, allowance for loan losses	19	19	'
Statements of Operations [Abstract]	'	'	'
Interest income	26	43	'
Interest expense on subordinated debentures	857	818	'
Net interest income	-831	-775	'
Dividends received from subsidiaries	0	0	'
General and administrative expenses	184	205	'
(Loss) income before income tax provision	-1,015	-980	'
Income tax (expense) benefit	-3	98	'
Equity in undistributed net income (loss) of subsidiaries	-24,147	4,610	'
Net (loss) income	-25,165	3,728	'
Cash Flows from Operating Activities [Abstract]	'	'	'
Net (loss) income	-25,165	3,728	'
Adjustments to reconcile net (loss) income to net cash provided by (used in) operating activities:	'	'	'
Equity in undistributed loss (earnings) of subsidiaries	24,147	-4,610	'
Increase in other assets	-65	-73	'
Stock-based compensation expense	108	43	'
Increase in other liabilities	579	1,145	'
Net cash provided by operating activities	-396	233	'
Cash Flows from Investing Activities [Abstract]	'	'	'
Net decrease in loans	0	26	'
Contribution from subsidiaries	0	1,000	'
Net cash provided by investing activities	0	1,026	'
Cash Flows from Financing Activities [Abstract]	'	'	'
Net cash used in financing activities	0	-1,240	'
Increase in cash and cash equivalents	-396	19	'
Cash and cash equivalents at beginning of year	1,365	1,346	'
Cash and cash equivalents at end of year	969	1,365	'
Series A Preferred Stock [Member]	'	'	'
Cash Flows from Financing Activities [Abstract]	'	'	'
Preferred stock dividend paid	0	70	'
Series A Preferred Stock [Member] | Severn Bancorp, Inc [Member]	'	'	'
Cash Flows from Financing Activities [Abstract]	'	'	'
Preferred stock dividend paid	0	-70	'
Series B Preferred Stock [Member]	'	'	'
Cash Flows from Financing Activities [Abstract]	'	'	'
Preferred stock dividend paid	0	293	'
Series B Preferred Stock [Member] | Severn Bancorp, Inc [Member]	'	'	'
Cash Flows from Financing Activities [Abstract]	'	'	'
Preferred stock dividend paid	$0	($1,170)	'