Carolina Financial (CARO) 10-Q 7 Nov 14 2014 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2014	Oct. 07, 2014
Document And Entity Information	'	'
Entity Registrant Name	'CAROLINA FINANCIAL CORP	'
Entity Central Index Key	'0000870385	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-14	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Is Entity a Well-known Seasoned Issuer?	'No	'
Is Entity a Voluntary Filer?	'No	'
Is Entity's Reporting Status Current?	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	8,096,536
Document Fiscal Period Focus	'Q3	'
Document Fiscal Year Focus	'2014	'

CONSOLIDATED_BALANCE_SHEETS_Un

CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$10,973	$4,489
Interest-bearing cash	18,058	34,176
Cash and cash equivalents	29,031	38,665
Securities available-for-sale (cost of $217,585 at September 30, 2014 and $166,997 at December 31, 2013)	222,468	167,535
Securities held-to-maturity (fair value of $26,041 at September 30, 2014 and $23,547 at December 31, 2013)	24,166	24,554
Federal Home Loan Bank stock, at cost	6,755	4,103
Other investments	1,947	1,858
Derivative assets	1,269	1,412
Loans held for sale	35,487	36,897
Loans receivable, net of allowance for loan losses of $8,905 at September 30, 2014 and $8,091 at December 31, 2013	651,253	535,221
Premises and equipment, net	19,134	17,585
Accrued interest receivable	2,988	2,802
Real estate acquired through foreclosure, net	4,236	6,273
Deferred tax assets, net	5,742	7,419
Mortgage servicing rights	9,886	10,908
Cash value life insurance	21,379	20,910
Other assets	3,675	5,442
Total assets	1,039,416	881,584
Liabilities:	'	'
Noninterest-bearing deposits	107,943	83,500
Interest-bearing deposits	676,009	614,081
Total deposits	783,952	697,581
Short-term borrowed funds	92,800	10,300
Long-term debt	56,815	74,540
Derivative liabilities	215	55
Drafts outstanding	2,080	2,703
Advances from borrowers for insurance and taxes	851	284
Accrued interest payable	299	311
Income taxes payable	434	749
Reserve for mortgage repurchase losses	5,273	6,109
Dividends payable to shareholders	202	'
Accrued expenses and other liabilities	4,690	6,725
Total liabilities	947,611	799,357
Stockholders' equity:	'	'
Preferred stock, par value $.01; 1,000,000 and 200,000 shares authorized at September 30, 2014 and December 31, 2013, respectively; no shares issued or outstanding	'	'
Common stock, par value $.01; 10,000,000 and 6,800,000 shares authorized at September 30, 2014 and December 31, 2013, respectively; 8,096,536 and 8,030,408 issued and outstanding at September 30, 2014 and December 31, 2013, respectively	81	80
Additional paid-in capital	23,083	22,393
Retained earnings	68,150	62,169
Accumulated other comprehensive income (loss), net of tax benefit	491	-2,375
Total stockholders' equity	91,805	82,227
Total liabilities and stockholders' equity	$1,039,416	$881,584

CONSOLIDATED_BALANCE_SHEETS_Un1

CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Statement of Financial Position [Abstract]	'	'
Securities available for sale at cost	$217,585	$166,997
Securities held-to-maturity at fair value	26,041	23,547
Loans, allowance for loan losses	$8,905	$8,091
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	1,000,000	200,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	10,000,000	6,800,000
Common stock, shares issued	8,096,536	4,015,204
Common stock, shares outstanding	8,030,408	4,015,204

CONSOLIDATED_STATEMENTS_OF_OPE

CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest income	'	'	'	'
Loans	$7,975	$6,894	$21,965	$20,978
Debt securities	1,465	1,230	4,512	3,538
Dividends from FHLB	34	26	103	86
Other interest income	22	46	71	104
Total interest income	9,496	8,196	26,651	24,706
Interest expense	'	'	'	'
Deposits	894	812	2,607	2,520
Short-term borrowed funds	30	43	46	237
Long-term debt	514	546	1,538	1,614
Total interest expense	1,438	1,401	4,191	4,371
Net interest income	8,058	6,795	22,460	20,335
Provision for loan losses	'	-180	'	-880
Net interest income after provision for loan losses	8,058	6,975	22,460	21,215
Noninterest income	'	'	'	'
Net gain on sale of loans held for sale	3,294	5,339	9,174	26,888
Deposit service charges	520	426	1,468	1,115
Net loss on extinguishment of debt	-38	'	-69	-19
Net gain (loss) on sale of securities	213	-337	693	-383
Fair value adjustments on interest rate swaps	-56	-64	-574	199
Net gain on sale of servicing assets	'	'	775	'
Net increase in cash value life insurance	178	186	551	187
Mortgage loan servicing income	1,262	1,967	3,793	5,295
Other	134	221	514	644
Total noninterest income	5,507	7,738	16,325	33,926
Noninterest expense	'	'	'	'
Salaries and employee benefits	5,865	5,372	16,724	18,080
Occupancy and equipment	1,239	850	3,274	2,511
Marketing and public relations	290	272	861	770
FDIC insurance	162	79	425	492
Provision for mortgage loan repurchase losses	-250	766	-500	1,918
Legal expense	248	258	609	698
Other real estate expense, net	75	82	382	493
Mortgage subservicing expense	360	551	1,049	1,486
Amortization of mortgage servicing rights	431	641	1,344	1,972
Settlement of employment agreements	'	51	'	1,953
Other	1,813	1,623	5,163	4,799
Total noninterest expense	10,233	10,545	29,331	35,172
Income before income taxes	3,332	4,168	9,454	19,969
Income tax expense	931	1,368	2,861	7,213
Net income	$2,401	$2,800	$6,593	$12,756
Earnings per common share:	'	'	'	'
Basic (per share)	$0.31	$0.37	$0.85	$1.67
Diluted (per share)	$0.30	$0.36	$0.83	$1.61
Weighted average common shares outstanding:	'	'	'	'
Basic (in shares)	7,787,236	7,668,168	7,779,579	7,661,575
Diluted (in shares)	7,957,246	7,785,496	7,928,235	7,915,074

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Consolidated Statements Of Comprehensive Income	'	'	'	'
Net income	$2,401	$2,800	$6,593	$12,756
Other comprehensive income (loss), net of tax:	'	'	'	'
Unrealized gain (loss) on securities	361	609	5,023	-3,828
Tax effect	-130	-219	-1,808	1,378
Reclassification adjustment for (gains) losses included in earnings	-213	337	-693	383
Tax effect	77	-121	249	-138
Accretion of unrealized losses on held-to-maturity securities previously recognized in other comprehensive income	49	49	148	148
Tax effect	-18	-18	-53	-53
Other comprehensive income (loss), net of tax	126	637	2,866	-2,110
Comprehensive income	$2,527	$3,437	$9,459	$10,646

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Unaudited) (USD $)	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Total
In Thousands, except Share data
Beginning Balance at Dec. 31, 2012	$78	$22,009	$45,752	($325)	$67,514
Beginning Balance (in shares) at Dec. 31, 2012	7,675,968	'	'	'	'
Stock awards	2	-2	'	'	'
Stock awards (in shares)	319,800	'	'	'	'
Stock-based compensation expense, net	'	198	'	'	198
Net income	'	'	12,756	'	12,756
Dividends declared to stockholders	'	'	-200	'	-200
Other comprehensive income, net of tax	'	'	'	-2,110	-2,110
Ending Balance at Sep. 30, 2013	80	22,205	58,308	-2,435	78,158
Ending Balance (in shares) at Sep. 30, 2013	7,995,768	'	'	'	'
Beginning Balance at Dec. 31, 2013	80	22,353	62,169	-2,375	82,227
Beginning Balance (in shares) at Dec. 31, 2013	8,030,408	'	'	'	'
Stock awards	1	202	'	'	203
Stock awards (in shares)	56,688	'	'	'	'
Stock options exercised	'	49	'	'	49
Stock options exercised (in shares)	9,440	'	'	'	'
Excess tax benefit in connection with equity awards	'	126	'	'	126
Stock-based compensation expense, net	'	353	'	'	353
Net income	'	'	6,593	'	6,593
Dividends declared to stockholders	'	'	-612	'	-612
Other comprehensive income, net of tax	'	'	'	2,866	2,866
Ending Balance at Sep. 30, 2014	$81	$23,083	$68,150	$491	$91,805
Ending Balance (in shares) at Sep. 30, 2014	8,096,536	'	'	'	'

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Cash flows from operating activities:	'	'
Net income	$6,593	$12,756
Adjustments to reconcile net income to net cash (used in) provided by operating activities:	'	'
Provision for loan losses	'	-880
Deferred tax expense	182	901
Amortization of unearned discount/premiums on investments, net	1,906	1,864
Amortization of deferred loan fees	-2,088	-3,664
Amortization of mortgage servicing rights	1,344	1,972
(Gain) loss on sale of available-for-sale securities, net	-693	383
Gain on sale of loans held for sale, net	-9,174	-26,888
Originations of loans held for sale	-736,337	-1,343,727
Proceeds from sale of loans held for sale	746,650	1,478,681
Loss on extinquishment of debt	69	19
Provision for mortgage loan repurchase losses	-500	1,918
Mortgage loan losses paid, net of recoveries	-336	-896
Fair value adjustments on interest rate swaps	574	-199
Stock-based compensation	353	198
Decrease in cash surrender value of bank owned life insurance	81	81
Depreciation	859	679
Gain on disposals of premises and equipment	8	-24
Gain on sale of real estate acquired through foreclosure	-129	-301
Write-down of real estate acquired through foreclosure	351	669
Gain on sale of servicing assets	-775	'
Proceeds from the sale of servicing assets	1,575	'
Originations of mortgage servicing assets	-1,122	-6,129
Decrease (increase) in:	'	'
Accrued interest receivable	-186	536
Prepaid FDIC insurance	'	2,035
Other assets	1,767	-907
Increase (decrease) in:	'	'
Accrued interest payable	-12	-1,235
Income taxes payable	-329	-3,733
Dividends payable to shareholders	202	'
Accrued expenses and other liabilities	-2,035	-603
Cash flows (used in) provided by operating activities	8,798	113,506
Activity in available-for-sale securities:	'	'
Purchases	-134,519	-144,175
Maturities, payments and calls	26,739	42,977
Proceeds from sales	56,164	58,680
Activity in held-to-maturity securities:	'	'
Maturities, payments and calls	416	296
Increase in other investments	-69	-195
(Increase) decrease in Federal Home Loan Bank stock	-2,652	2,760
Increase in loans receivable, net	-115,271	-14,809
Purchase of premises and equipment	-2,416	-1,195
Proceeds from disposals of premises and equipment	'	54
Proceeds from sale of real estate acquired through foreclosure	3,142	2,933
Purchase of bank owned life insurance	-550	-20,239
Distribution of bank owned life insurance	'	223
Cash flows used in investing activities	-169,016	-72,690
Cash flows from financing activities:	'	'
Net increase in deposit accounts	86,371	59,386
Net increase (decrease) in Federal Home Loan Bank advances	64,931	-59,451
Net increase in other short-term borrowed funds	'	-150
Principal repayment of subordinated debt	-225	-225
Net decrease in drafts outstanding	-623	-934
Net increase in advances from borrowers for insurance and taxes	567	74
Cash dividends paid on common stock	-612	-200
Net increase in excess tax benefit in connection with equity awards	126	'
Proceeds from exercise of stock options	49	'
Cash flows provided by (used in) financing activities	150,584	-1,500
Net (decrease) increase in cash and cash equivalents	-9,634	39,316
Cash and cash equivalents, beginning of period	38,665	17,839
Cash and cash equivalents, end of period	29,031	57,155
Supplemental disclosure	'	'
Cash paid for Interest on deposits and borrowed funds	4,203	5,606
Cash paid for Income taxes paid, net of (refunds)	3,061	10,116
Noncash investing and financing activities:	'	'
Transfer of loans receivable to real estate acquired through foreclosure	$1,327	$3,209

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	'
	NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Organization
	Carolina Financial Corporation (“Carolina Financial” or the “Company”), incorporated under the laws of the State of Delaware, is a bank holding company with two wholly-owned subsidiaries, CresCom Bank (the “Bank”) and Carolina Services Corporation of Charleston (“Carolina Services”). Crescent Mortgage Company operates as a wholly-owned subsidiary of CresCom Bank. The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, the Bank and Carolina Services. In consolidation, all material intercompany accounts and transactions have been eliminated. The results of operations of the businesses acquired in transactions accounted for as purchases are included only from the dates of acquisition. All majority-owned subsidiaries are consolidated unless control is temporary or does not rest with the Company.
	At September 30, 2014 and December 31, 2013, statutory business trusts (“Trusts”) created by the Company had outstanding trust preferred securities with an aggregate par value of $15,000,000. The principal assets of the Trusts are $15,465,000 of the Company’s subordinated debentures with identical rates of interest and maturities as the trust preferred securities. The Trusts have issued $465,000 of common securities to the Company and are included in other investments in the accompanying consolidated balance sheets. The Trusts are not consolidated subsidiaries of the Company.
	Basis of Presentation
	The accompanying unaudited consolidated financial statements and notes have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) for interim financial information and the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information or footnotes necessary for a complete presentation of financial position, results of operations and cash flows in conformity with GAAP. Because the accompanying unaudited consolidated financial statements do not include all of the information and footnotes required by GAAP, they should be read in conjunction with the Company’s audited consolidated financial statements and accompanying footnotes included in the Company’s Registration Statement on Form 10, as amended (File No. 000-19029) (the “Form 10”) filed with the Securities and Exchange Commission (“SEC”) on April 1, 2014. There have been no significant changes to the accounting policies as disclosed in the Company’s Form 10.
	In management’s opinion, the accompanying unaudited consolidated financial statements reflect all normal, recurring adjustments necessary to present fairly the financial position of the Company as of September 30, 2014 and December 31, 2013, and the results of its operations and cash flows for the three-months and nine-months ended September 30, 2014 and 2013. Operating results for the three-months and nine-months periods ended September 30, 2014 are not necessarily indicative of the results that may be expected for the year or for other interim periods.
	Management’s Estimates
	The financial statements are prepared in accordance with GAAP, which require management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates.
	Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, including valuation for impaired loans, the valuation of real estate acquired in connection with foreclosure or in satisfaction of loans, the valuation of securities, the valuation of derivative instruments, the valuation of mortgage servicing rights, the determination of the reserve for mortgage loan repurchase losses, asserted and unasserted legal claims and deferred tax assets or liabilities. In connection with the determination of the allowance for loan losses and foreclosed real estate, management obtains independent appraisals for significant properties. Management must also make estimates in determining the estimated useful lives and methods for depreciating premises and equipment.
	Management uses available information to recognize losses on loans and foreclosed real estate. However, future additions to the allowance may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for loan losses and foreclosed real estate. Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the allowance for loan losses and valuation of foreclosed real estate may change materially in the near term.
	Earnings Per Share
	Basic earnings per share (“EPS”) represents income available to common stockholders divided by the weighted-average number of shares outstanding during the period. Diluted earnings per share reflects additional shares that would have been outstanding if dilutive potential shares had been issued. Potential shares that may be issued by the Company relate solely to outstanding stock options, restricted stock (non-vested shares), and warrants, and are determined using the treasury stock method. Under the treasury stock method, the number of incremental shares is determined by assuming the issuance of stock for the outstanding stock options and warrants, reduced by the number of shares assumed to be repurchased from the issuance proceeds, using the average market price for the period of the Company’s stock. Weighted-average shares for the basic and diluted EPS calculations have been reduced by the average number of unvested restricted shares.
	On January 15, 2014, the Board of Directors of the Company declared a two-for-one stock split to stockholders of record dated February 10, 2014, payable on February 28, 2014.
	On October 15, 2014, the Board of Directors of the Company declared an additional two-for-one stock split to stockholders of record as of October 31, 2014, payable on November 14, 2014.
	As such, all share, earnings per share, and per share data have been retroactively adjusted to reflect the stock splits for all periods presented in accordance with GAAP. Authorized shares, which have not been reflected for the stock split, were approved by shareholders to increase to 10,000,000 shares during the second quarter of 2014.
	Subsequent Events
	Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the statement of financial condition but arose after that date. Management has reviewed events occurring through the date the financial statements were issued and no subsequent events occurred requiring accrual or disclosure except for the following:
	On August 6, 2014, the Bank entered into a definitive agreement with First Community Bank, Bluefield, Virginia to acquire 13 branches with total deposits of approximately $230 million and approximately $59 million in loans. Three of the offices are in South Carolina and operate under the name “People’s Community Bank” and 10 are in southeastern North Carolina. The deposit premium will be approximately 3.11% of deposits acquired. The transaction, which is subject to customary conditions, is expected to close in the fourth quarter of 2014. All required regulatory approvals have been received.
	On October 15, 2014, the Board of Directors of the Company declared an additional two-for-one stock split to stockholders of record as of October 31, 2014, payable on November 14, 2014. As such, all share, earnings per share, and per share data have been retroactively adjusted to reflect the stock splits for all periods presented in accordance with GAAP.
	Reclassification
	Certain reclassifications of accounts reported for previous periods have been made in these consolidated financial statements. Such reclassifications had no effect on stockholders’ equity or the net income as previously reported.
	Recently Issued Accounting Pronouncements
	The Balance Sheet topic of the Accounting Standards Codification (the “ASC”) was amended in December 2011 for companies with financial instruments and derivative instruments that offset or are subject to a master netting agreement. The amendments require disclosure of both gross information and net information about instruments and transactions eligible for offset or subject to an agreement similar to a master netting agreement. The amendments were effective for reporting periods beginning on or after January 1, 2013 and required retrospective presentation for all comparative periods presented. Additionally, in January 2013 the Financial Accounting Standards Board (the “FASB”) clarified that the amendments apply only to derivatives, repurchase agreements and reverse purchase agreements, and securities borrowing and securities lending transactions that are either offset in accordance with specific criteria contained in GAAP or subject to a master netting arrangement or similar agreement. These amendments did not have a material effect on the Company’s financial statements.
	The FASB amended the Comprehensive Income topic of the ASC in February 2013. The amendments address reporting of amounts reclassified out of accumulated other comprehensive income. Specifically, the amendments do not change the current requirements for reporting net income or other comprehensive income in financial statements. However, the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, in certain circumstances an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income. The amendments were effective for the Company on a prospective basis for reporting periods beginning after December 15, 2013. These amendments did not have a material effect on the Company’s financial statements.
	In April 2013, the FASB issued guidance addressing application of the liquidation basis of accounting. The guidance is intended to clarify when an entity should apply the liquidation basis of accounting. In addition, the guidance provides principles for the recognition and measurement of assets and liabilities and requirements for financial statements prepared using the liquidation basis of accounting. The amendments will be effective for entities that determine liquidation is imminent during annual reporting periods beginning after December 15, 2013, and interim reporting periods therein, and those requirements should be applied prospectively from the day that liquidation becomes imminent. Early adoption is permitted. These amendments did not have any effect on the Company’s financial statements.
	In December 2013, the FASB amended the Master Glossary of the FASB Codification to define “Public Business Entity” to minimize the inconsistency and complexity of having multiple definitions of, or a diversity in practice as to what constitutes, a nonpublic entity and public entity within U.S. GAAP. The amendment does not affect existing requirements, however it will be used by the FASB, the Private Company Council (“PCC”), and the Emerging Issues Task Force (“EITF”) in specifying the scope of future financial accounting and reporting guidance. This amendment does not have any effect on the Company’s financial statements.
	In January 2014, the FASB amended the Receivables topic of the ASC to resolve diversity in practice with respect to when a creditor should reclassify a collateralized consumer mortgage loan to other real estate owned (OREO). In addition, the amendments require a creditor to reclassify a collateralized consumer mortgage loan to OREO upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. The amendments will be effective for the Company for annual periods, and interim periods within those annual periods beginning after December 15, 2014, with early implementation of the guidance permitted. In implementing this guidance, assets that are reclassified from real estate to loans are measured at the carrying value of the real estate at the date of adoption. Assets reclassified from loans to real estate are measured at the lower of the net amount of the loan receivable or the fair value of the real estate less costs to sell at the date of adoption. The Company will apply the amendments prospectively. The Company does not expect these amendments to have a material effect on its financial statements.
	In May 2014, the FASB issued guidance to change the recognition of revenue from contracts with customers. The core principle of the new guidance is that an entity should recognize revenue to reflect the transfer of goods and services to customers in an amount equal to the consideration the entity receives or expects to receive. The guidance will be effective for the Company for reporting periods beginning after December 15, 2016. The Company will apply the guidance using a full retrospective approach. The Company does not expect these amendments to have a material effect on its financial statements.
	In June 2014, the FASB issued guidance which makes limited amendments to the guidance on accounting for certain repurchase agreements. The new guidance (1) requires entities to account for repurchase-to-maturity transactions as secured borrowings (rather than as sales with forward repurchase agreements), (2) eliminates accounting guidance on linked repurchase financing transactions, and (3) expands disclosure requirements related to certain transfers of financial assets that are accounted for as sales and certain transfers (specifically, repos, securities lending transactions, and repurchase-to-maturity transactions) accounted for as secured borrowings. The amendments will be effective for the Company for the first interim or annual period beginning after December 15, 2014. The Company will apply the guidance by making a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. The Company does not expect these amendments to have a material effect on its financial statements.
	In August 2014, the FASB issued guidance that is intended to define management’s responsibility to evaluate whether there is substantial doubt about an organization’s ability to continue as a going concern and to provide related footnote disclosures. In connection with preparing financial statements, management will need to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the organization’s ability to continue as a going concern within one year after the date that the financial statements are issued. The amendments will be effective for the Company for annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. The Company does not expect these amendments to have a material effect on its financial statements.
	Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

SECURITIES

SECURITIES	9 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
SECURITIES	'
	NOTE 2 - SECURITIES
	The amortized cost, gross unrealized gains, gross unrealized losses and fair value of investments securities available-for-sale and held-to-maturity at September 30, 2014 and December 31, 2013 follows:
		30-Sep-14												31-Dec-13
					Gross			Gross									Gross			Gross
		Amortized			Unrealized			Unrealized			Fair			Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value			Cost			Gains			Losses			Value
	Securities available-for-sale:	(In thousands)
	Municipal securities	$	31,893			1,372			(32	)		33,233			39,790			99			(1,390	)		38,499
	US government agencies		11,516			—			(207	)		11,309			5,199			—			(24	)		5,175
	Collateralized loan obligations		9,708			—			(12	)		9,696			—			—			—			—
	Mortgage-backed securities:
	Agency		116,863			2,917			(24	)		119,756			68,813			1,433			(317	)		69,929
	Non-agency		47,605			1,019			(150	)		48,474			53,195			826			(89	)		53,932
	Total mortgage-backed securities		164,468			3,936			(174	)		168,230			122,008			2,259			(406	)		123,861
	Total	$	217,585			5,308			(425	)		222,468			166,997			2,358			(1,820	)		167,535
	Securities held-to-maturity:
	Municipal securities	$	15,348			765			(28	)		16,085			15,488			30			(341	)		15,177
	Asset-backed securities		8,818			3,147			(2,009	)		9,956			9,066			2,107			(2,803	)		8,370
	Total	$	24,166			3,912			(2,037	)		26,041			24,554			2,137			(3,144	)		23,547
	The asset-backed securities portfolio is collateralized with trust preferred securities issued by other financial institutions in pooled issuances.
	The following table presents unrealized losses related to the trust preferred securities that were recognized within other comprehensive income at the time of transfer to held-to-maturity as well as the unrealized gains and losses that are not presented in other comprehensive income for September 30, 2014 and December 31, 2013.
		At September 30, 2014
											Recognized in OCI									Not Recognized in OCI
											Gross Unrealized									Gross Unrealized
		Purchased Face Value			Cumulative OTTI			Carrying Value			Gains			Losses			Amortized Cost			Gains			Losses			Estimated Fair Value			Collateral- ization Percentage
	Held-to-Maturity:	(In thousands)
	Trust Preferred Securities
	Total A-Class	$	2,436			—			2,436			—			(565	)		1,871			388			—			2,259		166%-378%
	Total B-Class		11,783			(2,635	)		9,149			—			(2,486	)		6,663			1,874			(2,009	)		6,528		95%-104%
	Total C-Class		2,718			(1,340	)		1,377			—			(1,093	)		284			885			—			1,169		87%-87%
		$	16,937			(3,975	)		12,962			—			(4,144	)		8,818			3,147			(2,009	)		9,956
		At December 31, 2013
											Recognized in OCI									Not Recognized in OCI
											Gross Unrealized									Gross Unrealized
		Purchased Face Value			Cumulative OTTI			Carrying Value			Gains			Losses			Amortized Cost			Gains			Losses			Estimated Fair Value			Collateral- ization Percentage
	Held-to-Maturity:	(In thousands)
	Trust Preferred Securities
	Total A-Class	$	2,841			—			2,841			—			(586	)		2,255			354			(99	)		2,510		164% - 324%
	Total B-Class		11,804			(2,635	)		9,169			—			(2,569	)		6,600			1,190			(2,704	)		5,086		94% - 98%
	Total C-Class		2,688			(1,340	)		1,348			—			(1,137	)		211			563			—			774		83% - 83%
		$	17,333			(3,975	)		13,358			—			(4,292	)		9,066			2,107			(2,803	)		8,370
	The pooled trust preferred securities consisted of positions in seven different securities. The underlying issuers in the pools were primarily financial institutions and to a lesser extent, insurance companies and real estate investment trusts. The Company owns both senior and mezzanine tranches in pooled trust preferred securities; however, the Company does not own any income notes. The senior and mezzanine tranches of trust preferred collateralized debt obligations generally have some protection from defaults in the form of over-collateralization and excess spread revenues, along with waterfall structures that redirect cash flows in the event certain coverage test requirements are failed. Generally, senior tranches have the greatest protection, with mezzanine tranches subordinated to the senior tranches, and income notes subordinated to the mezzanine tranches. Unrealized losses recognized in other comprehensive income relate to unrealized losses at the time of transfer from available-for-sale to held-to-maturity and are accreted in accordance with GAAP.
	As of September 30, 2014, $900,000 of the pooled trust preferred securities were investment grade, $970,000 were split-rated, and $6.9 million were below investment grade. As of December 31, 2013, $1.3 million of the pooled trust preferred securities were investment grade, $1.0 million were split-rated, and $6.8 million were below investment grade. In terms of risk-based capital calculation, the Company allocates additional risk-based capital to the below investment grade securities.
	As of September 30, 2014, senior tranches represent $1.9 million of the Company’s pooled securities, while mezzanine tranches represented $6.9 million. All of the $6.9 million in mezzanine tranches are still subordinate to senior tranches as the senior notes have not been paid to a zero balance. As of December 31, 2013, senior tranches represent $2.3 million of the Company’s pooled securities, while mezzanine tranches represented $6.8 million. All of the $6.8 million in mezzanine tranches are still subordinate to senior tranches as the senior notes have not been paid to a zero balance.
	The amortized cost and fair value of debt securities by contractual maturity at September 30, 2014 follows:
		At September 30, 2014
		Amortized			Fair
		Cost			Value
		(In thousands)
	Securities available-for-sale:
	Less than one year	$	—			—
	One to five years		—			—
	Five to ten years		22,372			22,217
	After ten years		195,213			200,251
	Total	$	217,585			222,468
	Securities held-to-maturity:
	Less than one year	$	—			—
	One to five years		970			1,018
	Five to ten years		4,454			4,457
	After ten years		18,742			20,566
	Total	$	24,166			26,041
	The contractual maturity dates of the securities were used for mortgage-backed securities and asset-backed securities. No estimates were made to anticipate principal repayments.
	The following table summarizes the gross realized gains and losses from sales of investment securities available-for-sale for the periods indicated.
	For the Three Months						For the Nine Months
	Ended September 30,						Ended September 30,
	2014			2013			2014			2013
	(In thousands)
Proceeds	$	27,604			7,580			56,164			58,680
Realized gains		340			16			860			392
Realized losses		(127	)		(353	)		(167	)		(775	)
Total investment securities gains, net	$	213			(337	)		693			(383	)
At September 30, 2014, the Company had pledged $75.3 million of securities for Federal Home Loan Bank (“FHLB”) advances.
The gross unrealized losses and fair value of the Company’s investments available-for-sale with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2014 are as follows:
	At September 30, 2014
	Less than 12 Months									12 Months or Greater									Total
	Amortized			Fair			Unrealized			Amortized			Fair			Unrealized			Amortized			Fair			Unrealized
	Cost			Value			Losses			Cost			Value			Losses			Cost			Value			Losses
	(In thousands)
Available-for-sale:
Municipal securities	$	—			—			—			3,455			3,423			(32	)		3,455			3,423			(32	)
US government agencies		9,516			9,309			(207	)		—			—			—			9,516			9,309			(207	)
Collateralized loan obligations		4,708			4,696			(12	)		—			—			—			4,708			4,696			(12	)
Mortgage-backed securities:
Agency		1,458			1,434			(24	)		—			—			—			1,458			1,434			(24	)
Non-agency		2,690			2,649			(41	)		6,443			6,334			(109	)		9,133			8,983			(150	)
Total mortgage-backed securities		4,148			4,083			(65	)		6,443			6,334			(109	)		10,591			10,417			(174	)
Total	$	18,372			18,088			(284	)		9,898			9,757			(141	)		28,270			27,845			(425	)
Held-to-maturity:
Municipal securities	$	—			—			—			3,326			3,298			(28	)		3,326			3,298			(28	)
Asset-backed securities		—			—			—			6,419			4,410			(2,009	)		6,419			4,410			(2,009	)
Total	$	—			—			—			9,745			7,708			(2,037	)		9,745			7,708			(2,037	)
The gross unrealized losses and fair value of the Company’s investments available-for-sale with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2013 are as follows:
	At December 31, 2013
	Less than 12 Months									12 Months or Greater									Total
	Amortized			Fair			Unrealized			Amortized			Fair			Unrealized			Amortized			Fair			Unrealized
	Cost			Value			Losses			Cost			Value			Losses			Cost			Value			Losses
	(In thousands)
Available-for-sale:
Municipal securities	$	27,108			25,917			(1,191	)		3,157			2,958			(199	)		30,265			28,875			(1,390	)
US government agencies		5,199			5,175			(24	)		—			—			—			5,199			5,175			(24	)
Mortgage-backed securities:
Agency		27,140			26,823			(317	)		—			—			—			27,140			26,823			(317	)
Non-agency		15,006			14,951			(55	)		3,660			3,626			(34	)		18,666			18,577			(89	)
Total mortgage-backed securities		42,146			41,774			(372	)		3,660			3,626			(34	)		45,806			45,400			(406	)
Total	$	74,453			72,866			(1,587	)		6,817			6,584			(233	)		81,270			79,450			(1,820	)
Held-to-maturity:
Municipal securities	$	11,945			11,734			(211	)		2,177			2,047			(130	)		14,122			13,781			(341	)
Asset-backed securities		—			—			—			7,398			4,595			(2,803	)		7,398			4,595			(2,803	)
Total	$	11,945			11,734			(211	)		9,575			6,642			(2,933	)		21,520			18,376			(3,144	)
The Company reviews its investment securities portfolio at least quarterly and more frequently when economic conditions warrant, assessing whether there is any indication of other-than-temporary impairment (“OTTI”). Factors considered in the review include estimated future cash flows, length of time and extent to which market value has been less than cost, the financial condition and near term prospect of the issuer, and our intent and ability to retain the security to allow for an anticipated recovery in market value. If the review determines that there is OTTI, then an impairment loss is recognized in earnings equal to the difference between the investment’s cost and its fair value at the balance sheet date of the reporting period for which the assessment is made, or a portion may be recognized in other comprehensive income. The fair value of investments on which OTTI is recognized then becomes the new cost basis of the investment.
At September 30, 2014 and December 31, 2013, the Company had 18 and 58, respectively, individual investments available-for-sale that were in an unrealized loss position. The unrealized losses on the Company’s investments in US government-sponsored agencies, municipal securities and mortgage-backed securities (agency and non-agency) summarized above were attributable primarily to changes in interest rates. Management has performed various analyses, including cash flows, and determined that no OTTI expense was necessary for the three or nine months ended September 30, 2014.
At September 30, 2014 and December 31, 2013, the Company had four trust preferred securities within the held-to-maturity portfolio that were in an unrealized loss position. The asset-backed securities portfolio is collateralized with trust preferred securities issued by other financial institutions in pooled issuances.
To determine the fair value, cash flow models for trust preferred securities are provided by a third-party pricing service. Impairment testing is performed on a quarterly basis using a detailed cash flow analysis for each security. The major assumptions used during the impairment test are described in the subsequent paragraph.
In 2009, the Company adopted a four year “burst” scenario for its modeled default rates (2010 - 2013) that replicated the default rates for the banking industry from the four peak years of the savings and loan crisis, which then reduced to 0.25% annually. The elevated default rate ended in 2013, and the constant default rate used by the Company is now 0.25% annually. All issuers that were currently in deferral were presumed to be in default. Additionally, all defaults are assumed to have a 15% recovery after two years and 1% of the pool is presumed to prepay annually. If this analysis results in a present value of expected cash flows that is less than the book value of a security (that is, a credit loss exists), OTTI is considered to have occurred. If there is no credit loss, any impairment is considered temporary. The cash flow analysis we performed used discount rates equal to the credit spread at the time of purchase for each security and then added the current three-month LIBOR forward interest rate curve. Based on the cash flow analysis performed at period end, management believes that there are no additional securities other-than-temporarily impaired at September 30, 2014.
There was no OTTI recognized for the three or nine months ended September 30, 2014 or 2013.
The following table presents the cumulative credit related OTTI related to securities held-to-maturity taken as well as the activity at September 30, 2014 and December 31, 2013 for the trust preferred securities.
	At September 30,			At December 31,
	2014			2013
	(In thousands)
Balance at beginning of year	$	3,975			3,975
Additions for credit losses on securities for which OTTI was not previously recognized		—			—
Additions for additional credit losses on securities for which OTTI was previously recognized		—			—
Balance at end of year	$	3,975			3,975
Management believes that there are no additional securities other-than-temporarily impaired at September 30, 2014. The Company does not intend to sell these securities and it is more likely than not that the Company will not be required to sell these securities before recovery of their amortized cost. Management continues to monitor these securities with a high degree of scrutiny. There can be no assurance that the Company will not conclude in future periods that conditions existing at that time indicate some or all of the securities may be sold or are other-than-temporarily impaired, which would require a charge to earnings in such periods.

DERIVATIVES

DERIVATIVES	9 Months Ended
	Sep. 30, 2014
Derivative Instruments and Hedging Activities Disclosure [Abstract]	'
DERIVATIVES	'
	NOTE 3 – DERIVATIVES
	The derivative positions of the Company at September 30, 2014 and December 31, 2013 are as follows:
		At September 30,				At December 31,
		2014				2013
		Fair		Notional		Fair		Notional
		Value		Value		Value		Value
		(In thousands)
	Derivative assets:
	Mortgage loan interest rate lock commitments	$	1,021		151,689		—		—
	Mortgage loan forward sales commitments		248		18,612		106		20,516
	Mortgage-backed securities forward sales commitments		—		—		878		88,000
	Interest rate swaps		—		—		428		20,000
		$	1,269		170,301		1,412		128,516
	Derivative liabilities:
	Mortgage-backed securities forward sales commitments	$	195		133,000		—		—
	Mortgage loan interest rate lock commitments		—		—		55		103,614
	Interest rate swaps		20		15,000		—		—
		$	215		148,000		55		103,614
	The primary uses of derivative instruments are related to the mortgage banking activities of the Company. As such, the Company holds derivative instruments, which consist of rate lock agreements related to expected funding of fixed-rate mortgage loans to customers (interest rate lock commitments) and forward commitments to sell mortgage-backed securities and individual fixed-rate mortgage loans. The Company’s objective in obtaining the forward commitments is to mitigate the interest rate risk associated with the interest rate lock commitments and the mortgage loans that are held for sale. Derivatives related to these commitments are recorded as either a derivative asset or a derivative liability in the balance sheet and are measured at fair value. Both the interest rate lock commitments and the forward commitments are reported at fair value, with adjustments recorded in current period earnings in net gain on sale of loans held for sale within noninterest income in the consolidated statements of operations.
	Derivative instruments not related to mortgage banking activities, including financial futures commitments and interest rate swap agreements that do not satisfy the hedge accounting requirements are recorded at fair value and are classified with resultant changes in fair value recorded in current period earnings in fair value adjustments on interest rate swaps within noninterest income in the consolidated statement of operations.
	When using derivatives to hedge fair value and cash flow risks, the Company exposes itself to potential credit risk from the counterparty to the hedging instrument. This credit risk is normally a small percentage of the notional amount and fluctuates as interest rates change. The Company analyzes and approves credit risk for all potential derivative counterparties prior to execution of any derivative transaction. The Company seeks to minimize credit risk by dealing with highly rated counterparties and by obtaining collateralization for exposures above certain predetermined limits. If significant counterparty risk is determined, the Company would adjust the fair value of the derivative recorded to consider such risk.

LOANS_RECEIVABLE_NET

LOANS RECEIVABLE, NET	9 Months Ended
	Sep. 30, 2014
Debt Disclosure [Abstract]	'
LOANS RECEIVABLE, NET	'
	NOTE 4 - LOANS RECEIVABLE, NET
	Loans receivable, net at September 30, 2014 and December 31, 2013 are summarized by category as follows:
		At September 30,						At December 31,
		2014						2013
					% of Total						% of Total
		Amount			Loans			Amount			Loans
		(Dollars in thousands)
	Loans secured by real estate:
	One-to-four family	$	226,504			32.35	%		184,210			32.6	%
	Home equity		23,179			3.31	%		23,661			4.19	%
	Commercial real estate		282,897			40.4	%		253,035			44.79	%
	Construction and development		89,652			12.8	%		67,056			11.87	%
	Consumer loans		2,782			0.4	%		3,060			0.54	%
	Commercial business loans		75,224			10.74	%		33,938			6.01	%
	Total gross loans receivable		700,238			100	%		564,960			100	%
	Less:
	Undisbursed loans in process		39,858						21,550
	Allowance for loan losses		8,905						8,091
	Deferred fees, net		222						98
	Total loans receivable, net	$	651,253						535,221
	The composition of gross loans outstanding, net of undisbursed amounts, by rate type is as follows:
		At September 30,						At December 31,
		2014						2013
		(Dollars in thousands)
	Variable rate loans	$	272,616			41.28	%		219,589			40.41	%
	Fixed rate loans		387,764			58.72	%		323,821			59.59	%
	Total loans outstanding	$	660,380			100	%		543,410			100	%
	The following table presents activity in the allowance for loan losses for the period indicated. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
	Allowance for loan losses:	For the Three Months Ended September 30, 2014
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	Balance at July 1, 2014	$	2,504			207			3,173			1,225			28			947			578			8,662
	Provision for loan losses		82			10			(399	)		(49	)		(11	)		282			85			—
	Charge-offs		—			—			—			(2	)		(1	)		(59	)		—			(62	)
	Recoveries		18			—			101			124			11			51			—			305
	Balance at September 30, 2014	$	2,604			217			2,875			1,298			27			1,221			663			8,905
		For the Three Months Ended September 30, 2013
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	Balance at July 1, 2013	$	2,274			250			2,898			1,305			76			641			959			8,403
	Provision for loan losses		273			(23	)		127			193			(30	)		(450	)		(270	)		(180	)
	Charge-offs		—			—			(100	)		(227	)		(1	)		(74	)		—			(402	)
	Recoveries		237			1			52			29			10			177			—			506
	Balance at September 30, 2013	$	2,784			228			2,977			1,300			55			294			689			8,327
	Allowance for loan losses:	For the Nine Months Ended September 30, 2014
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	Balance at January 1, 2014	$	2,472			231			2,855			1,418			42			339			734			8,091
	Provision for loan losses		116			(14	)		(53	)		(401	)		(62	)		485			(71	)		—
	Charge-offs		(73	)		—			(28	)		(172	)		(14	)		(59	)		—			(346	)
	Recoveries		89			—			101			453			61			456			—			1,160
	Balance at September 30, 2014	$	2,604			217			2,875			1,298			27			1,221			663			8,905
		For the Nine Months Ended September 30, 2013
		Loans Secured by Real Estate
	One-to-						Commercial			Construction
	four			Home			real			and						Commercial
	family			equity			estate			development			Consumer			business			Unallocated			Total
	(In thousands)
Balance at January 1, 2013	$	3,193			276			3,315			1,792			82			862			—			9,520
Provision for loan losses		(698	)		(21	)		(253	)		(63	)		(34	)		(500	)		689			(880	)
Charge-offs		(81	)		(28	)		(210	)		(537	)		(35	)		(410	)		—			(1,301	)
Recoveries		370			1			125			108			42			342			—			988
Balance at September 30, 2013	$	2,784			228			2,977			1,300			55			294			689			8,327
The following table disaggregates our allowance for loan losses and recorded investment in loans by impairment methodology.
	Loans Secured by Real Estate
	One-to-						Commercial			Construction
	four			Home			real			and						Commercial
	family			equity			estate			development			Consumer			business			Unallocated			Total
	(In thousands)
At September 30, 2014:
Allowance for loan losses ending balances:
Individually evaluated for impairment	$	218			—			30			90			2			1			—			341
Collectively evaluated for impairment		2,386			217			2,845			1,208			25			1,220			663			8,564
	$	2,604			217			2,875			1,298			27			1,221			663			8,905
Loans receivable ending balances:
Individually evaluated for impairment	$	6,134			—			10,429			574			26			2,784			—			19,947
Collectively evaluated for impairment		219,620			22,498			261,819			69,377			2,735			64,384			—			640,433
Total loans receivable	$	225,754			22,498			272,248			69,951			2,761			67,168			—			660,380
At December 31, 2013:
Allowance for loan losses ending balances:
Individually evaluated for impairment	$	103			—			55			165			20			6			—			349
Collectively evaluated for impairment		2,369			231			2,800			1,253			22			333			734			7,742
	$	2,472			231			2,855			1,418			42			339			734			8,091
Loans receivable ending balances:
Individually evaluated for impairment	$	6,220			125			17,008			1,493			40			2,560			—			27,446
Collectively evaluated for impairment		177,516			23,217			230,859			58,611			2,775			22,986			—			515,964
Total loans receivable	$	183,736			23,342			247,867			60,104			2,815			25,546			—			543,410
The following table presents impaired loans individually evaluated for impairment in the segmented portfolio categories and the corresponding allowance for loan losses as of September 30, 2014 and December 31, 2013. The recorded investment is defined as the original amount of the loan, net of any deferred costs and fees, less any principal reductions and direct charge-offs. Unpaid principal balance includes amounts previously included in charge-offs.
	At September 30, 2014									At December 31, 2013
				Unpaid									Unpaid
	Recorded			Principal			Related			Recorded			Principal			Related
	Investment			Balance			Allowance			Investment			Balance			Allowance
	(In thousands)
With no related allowance recorded:
Loans secured by real estate:
One-to-four family	$	5,159			7,071			—			5,713			7,682			—
Home equity		—			347			—			125			472			—
Commercial real estate		10,168			10,713			—			16,695			17,240			—
Construction and development		307			2,118			—			1,227			3,887			—
Consumer loans		24			550			—			20			404			—
Commercial business loans		2,783			4,418			—			2,554			3,599			—
		18,441			25,217			—			26,334			33,284			—
With an allowance recorded:
Loans secured by real estate:
One-to-four family		975			975			218			507			607			103
Home equity		—			—			—			—			—			—
Commercial real estate		261			261			30			313			313			55
Construction and development		267			267			90			266			266			165
Consumer loans		2			2			2			20			20			20
Commercial business loans		1			1			1			6			6			6
		1,506			1,506			341			1,112			1,212			349
Total:
Loans secured by real estate:
One-to-four family		6,134			8,046			218			6,220			8,289			103
Home equity		—			347			—			125			472			—
Commercial real estate		10,429			10,974			30			17,008			17,553			55
Construction and development		574			2,385			90			1,493			4,153			165
Consumer loans		26			552			2			40			424			20
Commercial business loans		2,784			4,419			1			2,560			3,605			6
	$	19,947			26,723			341			27,446			34,496			349
The following table presents the average recorded investment and interest income recognized on impaired loans individually evaluated for impairment in the segmented portfolio categories for the three and nine months ended September 30, 2014 and 2013.
	For the Three Months Ended September 30,												For the Nine Months Ended September 30,
	2014						2013						2014						2013
	Average			Interest			Average			Interest			Average			Interest			Average			Interest
	Recorded			Income			Recorded			Income			Recorded			Income			Recorded			Income
	Investment			Recognized			Investment			Recognized			Investment			Recognized			Investment			Recognized
	(In thousands)
With no related allowance recorded:
Loans secured by real estate:
One-to-four family	$	5,051			39			5,883			60			5,413			84			6,270			160
Home equity		—			—			125			10			—			—			195			10
Commercial real estate		11,093			166			19,091			146			14,647			433			19,404			403
Construction and development		307			6			1,298			14			388			9			2,173			9
Consumer loans		23			—			21			1			22			1			24			1
Commercial business loans		2,358			55			2,604			40			2,367			107			3,121			96
		18,832			266			29,022			271			22,837			634			31,187			679
With an allowance recorded:
Loans secured by real estate:
One-to-four family		908			4			97			—			505			6			80			—
Home equity		—			—			—			—			—			—			—			—
Commercial real estate		263			5			42			—			267			14			43			—
Construction and development		267			—			—			—			156			1			—			—
Consumer loans		3			—			25			—			5			—			27			—
Commercial business loans		2			—			8			—			4			—			10			—
		1,443			9			172			—			937			21			160			—
Total:
Loans secured by real estate:
One-to-four family		5,959			43			5,980			60			5,918			90			6,350			160
Home equity		—			—			125			10			—			—			195			10
Commercial real estate		11,356			171			19,133			146			14,914			447			19,447			403
Construction and development		574			6			1,298			14			544			10			2,173			9
Consumer loans		26			—			46			1			27			1			51			1
Commercial business loans		2,360			55			2,612			40			2,371			107			3,131			96
	$	20,275			275			29,194			271			23,774			655			31,347			679
The Company was not committed to advance additional funds in connection with impaired loans as of September 30, 2014 and was committed to advance up to $230,000 in additional funds as of December 31, 2013.
A loan is considered past due if the required principal and interest payment has not been received as of the due date. The following schedule is an aging of past due loans receivable by portfolio segment as of September 30, 2014 and December 31, 2013.
	At September 30, 2014
	Real estate loans
	One-to-						Commercial			Construction
	four			Home			real			and						Commercial
	family			equity			estate			development			Consumer			business			Total
	(In thousands)
30-59 days past due	$	146			—			261			—			5			—			412
60-89 days past due		426			—			—			—			5			—			431
90 days or more past due		3,984			—			2,358			564			—			168			7,074
Total past due		4,556			—			2,619			564			10			168			7,917
Current		221,198			22,498			269,629			69,387			2,751			67,000			652,463
Total loans receivable	$	225,754			22,498			272,248			69,951			2,761			67,168			660,380
	At December 31, 2013
	Real estate loans
	One-to-						Commercial			Construction
	four			Home			real			and						Commercial
	family			equity			estate			development			Consumer			business			Total
	(In thousands)
30-59 days past due	$	231			—			273			53			—			—			557
60-89 days past due		1,034			—			—			—			—			—			1,034
90 days or more past due		3,440			125			5,074			1,477			7			431			10,554
Total past due		4,705			125			5,347			1,530			7			431			12,145
Current		179,031			23,217			242,520			58,574			2,808			25,115			531,265
Total loans receivable	$	183,736			23,342			247,867			60,104			2,815			25,546			543,410
Loans are generally placed in nonaccrual status when the collection of principal and interest is 90 days or more past due, unless the obligation is both well-secured and in the process of collection. When interest accrual is discontinued, all unpaid accrued interest is reversed. Interest payments received while the loan is on nonaccrual are applied to the principal balance. No interest income was recognized on impaired loans subsequent to the nonaccrual status designation. A loan is returned to accrual status when the borrower makes consistent payments according to contractual terms and future payments are reasonably assured. There were no loans past due 90 days or more and still accruing at September 30, 2014 or December 31, 2013.
The following is a schedule of loans receivable, by portfolio segment, on nonaccrual at September 30, 2014 and December 31, 2013.
	At September 30,			At December 31,
	2014			2013
Loans secured by real estate:	(In thousands)
One-to-four family	$	4,136			3,902
Home equity		—			125
Commercial real estate		2,358			5,114
Construction and development		564			1,481
Consumer loans		7			20
Commercial business loans		169			437
	$	7,234			11,079
The Company uses several metrics as credit quality indicators of current or potential risks as part of the ongoing monitoring of credit quality of its loan portfolio. The credit quality indicators are periodically reviewed and updated on a case-by-case basis. The Company uses the following definitions for the internal risk rating grades, listed from the least risk to the highest risk.
Pass: These loans range from minimal credit risk to average, however, still acceptable credit risk.
Special mention: A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date.
Substandard: A substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
Doubtful: A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable.
The Company uses the following definitions in the tables below:
Nonperforming: Loans on nonaccrual status plus loans greater than 90 days past due still accruing interest.
Performing: All current loans plus loans less than 90 days past due.
The following is a schedule of the credit quality of loans receivable, by portfolio segment, as of September 30, 2014 and December 31, 2013.
	At September 30, 2014
	Real estate loans
	One-to-						Commercial			Construction
	four			Home			real			and						Commercial
	family			equity			estate			development			Consumer			business			Total
	(In thousands)
Internal Risk Rating Grades:
Pass	$	220,583			22,498			258,204			69,113			2,753			66,204			639,355
Special Mention		1,035			—			11,425			274			—			206			12,940
Substandard		4,136			—			2,619			564			8			758			8,085
Total loans receivable	$	225,754			22,498			272,248			69,951			2,761			67,168			660,380
Performing	$	221,618			22,498			269,890			69,387			2,754			66,999			653,146
Nonperforming:
90 days or more and still accruing		—			—			—			—			—			—			—
Nonaccrual		4,136			—			2,358			564			7			169			7,234
Total nonperforming		4,136			—			2,358			564			7			169			7,234
Total loans receivable	$	225,754			22,498			272,248			69,951			2,761			67,168			660,380
	At December 31, 2013
	Real estate loans
	One-to-						Commercial			Construction
	four			Home			real			and						Commercial
	family			equity			estate			development			Consumer			business			Total
	(In thousands)
Internal Risk Rating Grades:
Pass	$	177,878			23,217			231,269			58,563			2,795			24,823			518,545
Special Mention		1,679			—			10,633			295			—			286			12,893
Substandard		4,179			125			5,965			1,246			20			437			11,972
Total loans receivable	$	183,736			23,342			247,867			60,104			2,815			25,546			543,410
Performing	$	179,834			23,217			242,753			58,623			2,795			25,109			532,331
Nonperforming:
90 days or more and still accruing		—			—			—			—			—			—			—
Nonaccrual		3,902			125			5,114			1,481			20			437			11,079
Total nonperforming		3,902			125			5,114			1,481			20			437			11,079
Total loans receivable	$	183,736			23,342			247,867			60,104			2,815			25,546			543,410
Troubled Debt Restructurings
At September 30, 2014, there were $17.0 million in loans designated as troubled debt restructurings of which $12.3 million were accruing. At December 31, 2013, there were $23.7 million in loans designated as troubled debt restructurings of which $16.4 million were accruing.
During the three and nine months ended September 30, 2014, one commercial and industrial loan was designated as a troubled debt restructuring due to a modification to extend terms on the note. The pre-modification and post-modification balance was $589,000 for the one commercial and industrial loan identified as a troubled debt restructuring.
There were no loans designated as a troubled debt restructuring during the three or nine months ended September 31, 2013.
No loans previously restructured in the twelve months prior to September 30, 2014 and 2013 went into default during the period ended September 30, 2014 and 2013.
The Company is party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit. These instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the consolidated balance sheets.

REAL_ESTATE_ACQUIRED_THROUGH_F

REAL ESTATE ACQUIRED THROUGH FORECLOSURE	9 Months Ended
	Sep. 30, 2014
Banking and Thrift [Abstract]	'
REAL ESTATE ACQUIRED THROUGH FORECLOSURE	'
	NOTE 5 – REAL ESTATE ACQUIRED THROUGH FORECLOSURE
	The following presents summarized activity in other real estate owned for the periods ended September 30, 2014 and December 31, 2013:
		September 30,			December 31,
		2014			2013
		(In thousands)
	Balance at beginning of period	$	6,273			6,284
	Additions		1,327			4,140
	Sales		(3,013	)		(3,302	)
	Write downs		(351	)		(849	)
	Balance at end of period	$	4,236			6,273
	A summary of the composition of real estate acquired through foreclosure follows:
		At September 30,			At December 31,
		2014			2013
		(In thousands)
	Real estate loans:
	One-to-four family	$	161			959
	Commercial real estate		998			1,781
	Construction and development		3,077			3,533
		$	4,236			6,273

DEPOSITS

DEPOSITS	9 Months Ended
	Sep. 30, 2014
Banking and Thrift [Abstract]	'
DEPOSITS	'
	NOTE 6 - DEPOSITS
	Deposits outstanding by type of account at September 30, 2014 and December 31, 2013 are summarized as follows:
		At September 30,		At December 31,
		2014		2013
		(In thousands)
	Noninterest-bearing demand accounts	$	107,943		83,500
	Interest-bearing demand accounts		142,574		92,067
	Savings accounts		25,528		17,816
	Money market accounts		207,019		220,915
	Certificates of deposit:
	Less than $100,000		203,426		195,239
	$100,000 or more		97,462		88,044
	Total certificates of deposit		300,888		283,283
	Total deposits	$	783,952		697,581
	The aggregate amount of brokered certificates of deposit was $82.9 million and $61.8 million at September 30, 2014 and December 31, 2013, respectively. Brokered certificates of deposit are included in the table above under certificates of deposit less than $100,000. The aggregate amount of institutional certificates of deposit was $45.1 million and $40.0 million at September 30, 2014 and December 31, 2013, respectively.
	The following table summarizes the interest expense recorded on certificate of deposits greater than $100,000 for the periods indicated.
		For the Three Months				For the Nine Months
		Ended September 30,				Ended September 30,
		2014		2013		2014		2013
		(In thousands)
	Certificates of deposit:
	$100,000 or more	$	237		164		632		492

ESTIMATED_FAIR_VALUE_OF_FINANC

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS	'
	NOTE 7 – ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS
	Current accounting literature requires disclosures about the fair value of all financial instruments whether or not recognized in the balance sheet, for which it is practicable to estimate the value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized through immediate settlement of the instrument. Certain items are specifically excluded from disclosure requirements, including the Company’s stock, premises and equipment, accrued interest receivable and payable and other assets and liabilities.
	The fair value of a financial instrument is an amount at which the asset or obligation could be exchanged in a current transaction between willing parties, other than in a forced sale. Fair values are estimated at a specific point in time based on relevant market information and information about the financial instruments. Because no market value exists for a significant portion of the financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors.
	The Company has used management’s best estimate of fair value based on the above assumptions. Thus the fair values presented may not be the amounts that could be realized in an immediate sale or settlement of the instrument. In addition, any income taxes or other expenses that would be incurred in an actual sale or settlement are not taken into consideration in the fair values presented.
	The Company determines the fair value of its financial instruments based on the fair value hierarchy established under ASC 820-10, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the financial instrument’s fair value measurement in its entirety. There are three levels of inputs that may be used to measure fair value. The three levels of inputs of the valuation hierarchy are defined below:
	Level 1	Quoted prices (unadjusted) in active markets for identical assets and liabilities for the instrument or security to be valued. Level 1 assets include marketable equity securities as well as U.S. Treasury securities that are highly liquid and are actively traded in over-the-counter markets.
	Level 2	Observable inputs other than Level 1 quoted prices, such as quoted prices for similar assets and liabilities in active markets, quoted prices in markets that are not active, or model-based valuation techniques for which all significant assumptions are derived principally from or corroborated by observable market data. Level 2 assets and liabilities include debt securities with quoted prices that are traded less frequently than exchange-traded instruments and derivative contracts whose value is determined by using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data. U.S. Government sponsored agency securities, mortgage-backed securities issued by U.S. Government sponsored enterprises and agencies, obligations of states and municipalities, collateralized mortgage obligations issued by U.S. Government sponsored enterprises, and mortgage loans held-for-sale are generally included in this category. Certain private equity investments that invest in publicly traded companies are also considered Level 2 assets.
	Level 3	Unobservable inputs that are supported by little, if any, market activity for the asset or liability. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow models and similar techniques, and may also include the use of market prices of assets or liabilities that are not directly comparable to the subject asset or liability. These methods of valuation may result in a significant portion of the fair value being derived from unobservable assumptions that reflect The Company’s own estimates for assumptions that market participants would use in pricing the asset or liability. This category primarily includes collateral-dependent impaired loans, other real estate, certain equity investments, and certain private equity investments.
	Cash and due from banks - The carrying amounts of these financial instruments approximate fair value. All mature within 90 days and present no anticipated credit concerns.
	Interest-bearing cash - The carrying amounts of these financial instruments approximate fair value.
	Securities available-for-sale and securities held-to-maturity – Fair values for investment securities available-for-sale and securities held-to-maturity are based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions.
	FHLB stock and other non-marketable equity securities - The carrying amounts of these financial instruments approximate fair value.
	Mortgage loans held for sale – Mortgage loans held for sale are recorded at either fair value, if elected, or the lower of cost or fair value on an individual loan basis. Origination fees and costs for loans held for sale recorded at lower of cost or market are capitalized in the basis of the loan and are included in the calculation of realized gains and losses upon sale. Origination fees and costs are recognized in earnings at the time of origination for loans held for sale that are recorded at fair value. Fair value is derived from observable current market prices, when available, and includes loan servicing value. When observable market prices are not available, the Company uses judgment and estimates fair value using internal models, in which the Company uses its best estimates of assumptions it believes would be used by market participants in estimating fair value. Mortgage loans held for sale are classified within Level 2 of the valuation hierarchy.
	Loans receivable - For variable rate loans that reprice frequently and have no significant change in credit risk, estimated fair values are based on carrying values and are classified as Level 2. Estimated fair values for certain mortgage loans, credit card loans, and other consumer loans are based on quoted market prices of similar loans sold in conjunction with securitization transactions, adjusted for differences in loan characteristics and are classified as Level 2. Estimated fair values for commercial real estate and commercial loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality and are classified as Level 2. Estimated fair values on impaired loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable. Impaired loans not requiring a specific charge against the allowance represent loans for which the fair value of the expected repayments or collateral meet or exceed the recorded investment in the loan. Loans which are deemed to be impaired are primarily valued on a nonrecurring basis at the fair value of the underlying real estate collateral. Such fair values are obtained using independent appraisals, which the Company considers to be Level 3 inputs.
	Mortgage servicing rights - The Company initially measures servicing assets and liabilities retained related to the sale of residential loans held for sale (“mortgage servicing rights”) at fair value, if practicable. For subsequent measurement purposes, the Company measures servicing assets and liabilities based on the lower of cost or market.
	Deposits - The estimated fair value of demand deposits, savings accounts, and money market accounts is the amount payable on demand at the reporting date. The estimated fair value of fixed maturity certificates of deposits is estimated by discounting the future cash flows using rates currently offered for deposits of similar remaining maturities.
	Bank-owned life insurance - The cash surrender value of bank owned life insurance policies held by the Bank approximates fair values of the policies.
	Short-term borrowed funds - The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings maturing within 90 days approximate their fair values. Estimated fair values of other short-term borrowings are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.
	Long-term debt - The estimated fair values of the Company’s long-term debt are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.
	Derivative asset and liabilities – The primary use of derivative instruments is related to the mortgage banking activities of the Company. The Company’s wholesale mortgage banking subsidiary enters into interest rate lock commitments related to expected funding of residential mortgage loans at specified times in the future. Interest rate lock commitments that relate to the origination of mortgage loans that will be held-for-sale are considered derivative instruments under applicable accounting guidance. As such, the Company records its interest rate lock commitments and forward loan sales commitments at fair value, determined as the amount that would be required to settle each of these derivative financial instruments at the balance sheet date. In the normal course of business, the mortgage subsidiary enters into contractual interest rate lock commitments to extend credit, if approved, at a fixed interest rate and with fixed expiration dates. The commitments become effective when the borrowers “lock-in” a specified interest rate within the time frames established by the mortgage banking subsidiary. Market risk arises if interest rates move adversely between the time of the interest rate lock by the borrower and the sale date of the loan to an investor. To mitigate the effect of the interest rate risk inherent in providing interest rate lock commitments to borrowers, the mortgage banking subsidiary enters into best efforts forward sales contracts with third party investors. The forward sales contracts lock in a price for the sale of loans similar to the specific interest rate lock commitments. Both the interest rate lock commitments to the borrowers and the forward sales contracts to the investors that extend through to the date the loan may close are derivatives, and accordingly, are marked to fair value through earnings. In estimating the fair value of an interest rate lock commitment, the Company assigns a probability to the interest rate lock commitment based on an expectation that it will be exercised and the loan will be funded. The fair value of the interest rate lock commitment is derived from the fair value of related mortgage loans, which is based on observable market data and includes the expected net future cash flows related to servicing of the loans. The fair value of the interest rate lock commitment is also derived from inputs that include guarantee fees negotiated with the agencies and private investors, buy-up and buy-down values provided by the agencies and private investors, and interest rate spreads for the difference between retail and wholesale mortgage rates. Management also applies fall-out ratio assumptions for those interest rate lock commitments for which we do not close a mortgage loan. The fall-out ratio assumptions are based on the mortgage subsidiary’s historical experience, conversion ratios for similar loan commitments, and market conditions. While fall-out tendencies are not exact predictions of which loans will or will not close, historical performance review of loan-level data provides the basis for determining the appropriate fall out ratios. In addition, on a periodic basis, the mortgage banking subsidiary performs analysis of actual rate lock fall-out experience to determine the sensitivity of the mortgage pipeline to interest rate changes from the date of the commitment through loan origination, and then period end, using applicable published mortgage-backed investment security prices. The expected fall-out ratios (or conversely the “pull-through” percentages) are applied to the determined fair value of the unclosed mortgage pipeline in accordance with GAAP. Changes to the fair value of interest rate lock commitments are recognized based on interest rate changes, changes in the probability that the commitment will be exercised, and the passage of time. The fair value of the forward sales contracts to investors considers the market price movement of the same type of security between the trade date and the balance sheet date. These instruments are defined as Level 2 within the valuation hierarchy.
	Derivative instruments not related to mortgage banking activities, including financial futures commitments and interest rate swap agreements that do not satisfy the hedge accounting requirements are recorded at fair value and are classified with resultant changes in fair value being recognized in noninterest income in the consolidated statement of operations. Fair values for these instruments are based on quoted market prices, when available. As such, the fair value adjustments for derivatives with fair values based on quoted market prices are recurring Level 1.
	Commitments to extend credit – The carrying amounts of these commitments are considered to be a reasonable estimate of fair value because the commitments underlying interest rates are based upon current market rates.
	Off-balance sheet financial instruments – Contract values and fair values for off-balance sheet, credit-related financial instruments are based on estimated fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and counterparties’ credit standing.
	The carrying amount and estimated fair value of the Company’s financial instruments at September 30, 2014 and December 31, 2013 are as follows:
			At September 30, 2014
			Carrying			Fair Value
			Amount			Total		Level 1		Level 2		Level 3
	Financial assets:		(In thousands)
	Cash and due from banks		$	10,973			10,973		10,973		—		—
	Interest-bearing cash			18,058			18,058		18,058		—		—
	Securities available-for-sale			222,468			222,468		—		222,468		—
	Securities held-to-maturity			24,166			26,041		—		16,085		9,956
	Federal Home Loan Bank stock			6,755			6,755		—		—		6,755
	Other investments			1,947			1,947		—		—		1,947
	Derivative assets			1,269			1,269		—		1,269		—
	Loans held for sale			35,487			35,762		—		35,762		—
	Loans receivable, net			651,253			664,027		—		644,421		19,606
	Mortgage servicing rights			9,886			15,353		—		15,353		—
	Cash value life insurance			21,379			21,379		—		21,379		—
	Financial liabilities:
	Deposits			783,952			782,479		—		782,479		—
	Short-term borrowed funds			92,800			92,797		—		92,797		—
	Long-term debt			56,815			53,431		—		53,431		—
	Derivative liabilities			215			215		20		195		—
			At December 31, 2013
			Carrying			Fair Value
			Amount			Total		Level 1		Level 2		Level 3
	Financial assets:		(In thousands)
	Cash and due from banks		$	4,489			4,489		4,489		—		—
	Interest-bearing cash			34,176			34,176		34,176		—		—
	Securities available-for-sale			167,535			167,535		—		167,535		—
	Securities held-to-maturity			24,554			23,547		—		15,177		8,370
	Federal Home Loan Bank stock			4,103			4,103		—		—		4,103
	Other investments			1,858			1,858		—		—		1,858
	Derivative assets			1,412			1,412		428		984		—
	Loans held for sale			36,897			37,041		—		37,041		—
	Loans receivable, net			535,221			524,142		—		497,045		27,097
	Mortgage servicing rights			10,908			17,718		—		17,718		—
	Cash value life insurance			20,910			20,910		—		20,910		—
	Financial liabilities:
	Deposits			697,581			696,674		—		696,674		—
	Short-term borrowed funds			10,300			10,300		—		10,300		—
	Long-term debt			74,540			71,462		—		71,462		—
Derivative liabilities			55			55		—		55		—
		At September 30, 2014					At December 31, 2013
		Notional			Estimated		Notional		Estimated
		Amount			Fair Value		Amount		Fair Value
Off-Balance Sheet Financial Instruments:		(In thousands)
Commitments to extend credit		$	57,690			—		38,595		—
Standby letters of credit			1,862			—		526		—
Derivative assets:
Mortgage loan interest rate lock commitments			151,689			1,021		—		—
Mortgage loan forward sales commitments			18,612			248		20,516		106
Mortgage-backed securities forward sales commitments			—			—		88,000		878
Interest rate swaps			—			—		20,000		428
Derivative liabilities:
Mortgage-backed securities forward sales commitments			133,000			195		—		—
Mortgage loan interest rate lock commitments			—			—		103,614		55
Interest rate swaps			15,000			20		—		—
In determining appropriate levels, the Company performs a detailed analysis of the assets and liabilities that are subject to fair value disclosures. At each reporting period, all assets and liabilities for which the fair value measurement is based on significant unobservable inputs are classified as Level 3.
Following is a description of valuation methodologies used for assets recorded at fair value on a recurring and non-recurring basis.
Investment Securities Available-for-Sale
Measurement is on a recurring basis upon quoted market prices, if available. If quoted market prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for prepayment assumptions, projected credit losses, and liquidity. At September 30, 2014 and December 31, 2013, the Company’s investment securities available-for-sale are recurring Level 2.
Mortgage Loans Held for Sale
Mortgage loans held for sale are recorded at either fair value, if elected, or the lower of cost or fair value on an individual loan basis. Origination fees and costs for loans held for sale recorded at lower of cost or market are capitalized in the basis of the loan and are included in the calculation of realized gains and losses upon sale. Origination fees and costs are recognized in earnings at the time of origination for loans held for sale that are recorded at fair value. Fair value is derived from observable current market prices, when available, and includes loan servicing value. When observable market prices are not available, the Company uses judgment and estimates fair value using internal models, in which the Company uses its best estimates of assumptions it believes would be used by market participants in estimating fair value. Mortgage loans held for sale are classified within Level 2 of the valuation hierarchy.
Derivative Assets and Liabilities
The primary use of derivative instruments is related to the mortgage banking activities of the Company. The Company’s wholesale mortgage banking subsidiary enters into interest rate lock commitments related to expected funding of residential mortgage loans at specified times in the future. Interest rate lock commitments that relate to the origination of mortgage loans that will be held-for-sale are considered derivative instruments under applicable accounting guidance. As such, the Company records its interest rate lock commitments and forward loan sales commitments at fair value, determined as the amount that would be required to settle each of these derivative financial instruments at the balance sheet date. In the normal course of business, the mortgage subsidiary enters into contractual interest rate lock commitments to extend credit, if approved, at a fixed interest rate and with fixed expiration dates. The commitments become effective when the borrowers “lock-in” a specified interest rate within the time frames established by the mortgage banking subsidiary. Market risk arises if interest rates move adversely between the time of the interest rate lock by the borrower and the sale date of the loan to an investor. To mitigate the effect of the interest rate risk inherent in providing interest rate lock commitments to borrowers, the mortgage banking subsidiary enters into best efforts forward sales contracts with third party investors. The forward sales contracts lock in a price for the sale of loans similar to the specific interest rate lock commitments. Both the interest rate lock commitments to the borrowers and the forward sales contracts to the investors that extend through to the date the loan may close are derivatives, and accordingly, are marked to fair value through earnings. In estimating the fair value of an interest rate lock commitment, the Company assigns a probability to the interest rate lock commitment based on an expectation that it will be exercised and the loan will be funded. The fair value of the interest rate lock commitment is derived from the fair value of related mortgage loans, which is based on observable market data and includes the expected net future cash flows related to servicing of the loans. The fair value of the interest rate lock commitment is also derived from inputs that include guarantee fees negotiated with the agencies and private investors, buy-up and buy-down values provided by the agencies and private investors, and interest rate spreads for the difference between retail and wholesale mortgage rates. Management also applies fall-out ratio assumptions for those interest rate lock commitments for which we do not close a mortgage loan. The fall-out ratio assumptions are based on the mortgage subsidiary’s historical experience, conversion ratios for similar loan commitments, and market conditions. While fall-out tendencies are not exact predictions of which loans will or will not close, historical performance review of loan-level data provides the basis for determining the appropriate fall-out ratios. In addition, on a periodic basis, the mortgage banking subsidiary performs analysis of actual rate lock fall-out experience to determine the sensitivity of the mortgage pipeline to interest rate changes from the date of the commitment through loan origination, and then period end, using applicable published mortgage-backed investment security prices. The expected fall-out ratios (or conversely the “pull-through” percentages) are applied to the determined fair value of the unclosed mortgage pipeline in accordance with GAAP. Changes to the fair value of interest rate lock commitments are recognized based on interest rate changes, changes in the probability that the commitment will be exercised, and the passage of time. The fair value of the forward sales contracts to investors considers the market price movement of the same type of security between the trade date and the balance sheet date. These instruments are defined as Level 2 within the valuation hierarchy.
Derivative instruments not related to mortgage banking activities, including financial futures commitments and interest rate swap agreements that do not satisfy the hedge accounting requirements are recorded at fair value and are classified with resultant changes in fair value being recognized in noninterest income in the consolidated statement of operations. Fair values for these instruments are based on quoted market prices, when available. As such, the fair value adjustments for derivatives with fair values based on quoted market prices in an active market are recurring Level 1.
Impaired Loans
Loans that are considered impaired are recorded at fair value on a nonrecurring basis. Once a loan is considered impaired, the fair value is measured using one of several methods, including collateral liquidation value, market value of similar debt and discounted cash flows. Those impaired loans not requiring a specific charge against the allowance represent loans for which the fair value of the expected repayments or collateral meet or exceed the recorded investment in the loan. Loans which are deemed to be impaired are primarily valued on a nonrecurring basis at the fair value of the underlying real estate collateral. Such fair values are obtained using independent appraisals, which the Company considers to be Level 3 inputs.
Other Real Estate Owned (“OREO”)
OREO is carried at the lower of carrying value or fair value on a nonrecurring basis.  Fair value is based upon independent appraisals or management’s estimation of the collateral and is considered a Level 3 measurement.  When the OREO value is based upon a current appraisal or when a current appraisal is not available or there is estimated further impairment, the measurement is considered a Level 3 measurement.
Brokered Deposits
Fair value accounting was elected for a brokered deposit entered into during 2013 as part of the Company’s interest rate risk management. Fair value of the brokered deposit is derived from quoted market prices. If quoted market prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for prepayment assumptions, projected credit losses, and liquidity. Brokered Deposits are considered a Level 2 measurement.
Assets and liabilities measured at fair value on a recurring basis are as follows as of September 30, 2014 and December 31, 2013:
		Quoted market price			Significant other		Significant other
		in active markets			observable inputs		unobservable inputs
		(Level 1)			(Level 2)		(Level 3)
		(In thousands)
30-Sep-14
Available-for-sale investment securities:
Municipal securities		$	—			33,233		—
US government agencies			—			11,309		—
Collateralized loan obligations			—			9,696		—
Mortgage-backed securities:
Agency			—			119,756		—
Non-agency			—			48,474		—
Loans held for sale			—			35,762		—
Derivative assets:
Mortgage loan interest rate lock commitments			—			1,021		—
Mortgage loan forward sales commitments			—			248		—
Brokered deposits			—			5,046		—
Derivative liabilities:
Mortgage-backed securities forward sales commitments			—			195
Interest rate swaps			20			—		—
Total		$	20			264,740		—
31-Dec-13
Available-for-sale investment securities:
Municipal securities		$	—			38,499		—
US government agencies			—			5,175		—
Mortgage-backed securities:
Agency			—			69,929		—
Non-agency			—			53,932		—
Loans held for sale			—			37,041		—
Derivative assets:
Mortgage loan forward sales commitments			—			106		—
Mortgage-backed securities forward sales commitments			—			878		—
Interest rate swaps			428			—		—
Brokered deposits			—			4,948		—
Derivative liabilities:
Mortgage loan interest rate lock commitments			—			55		—
Total		$	428			210,563		—
Assets measured at fair value on a nonrecurring basis are as follows as of September 30, 2014 and December 31, 2013:
		Quoted market price			Significant other		Significant other
		in active markets			observable inputs		unobservable inputs
		(Level 1)			(Level 2)		(Level 3)
		(In thousands)
30-Sep-14
Impaired loans:
Loans secured by real estate:
One-to-four family		$	—			—		5,916
Commercial real estate			—			—		10,399
Construction and development			—			—		484
Consumer loans			—			—		24
Commercial business loans			—			—		2,783
Real estate owned:
One-to-four family			—			—		161
Commercial real estate			—			—		998
Construction and development			—			—		3,077
Total		$	—			—		23,842
31-Dec-13
Impaired loans:
Loans secured by real estate:
One-to-four family		$	—			—		6,117
Home equity			—			—		125
Commercial real estate			—			—		16,953
Construction and development			—			—		1,328
Consumer loans			—			—		20
Commercial business loans			—			—		2,554
Real estate owned:
One-to-four family			—			—		959
Commercial real estate			—			—		1,781
Construction and development			—			—		3,533
Total		$	—			—		33,370
For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of September 30, 2014 and December 31, 2013, the significant unobservable inputs used in the fair value measurements were as follows:
	September 30, 2014 and December 31, 2013
			Significant	Significant Unobservable
	Valuation Technique		Observable Inputs	Inputs
Impaired Loans	Appraisal Value		Appraisals and or sales of	Appraisals discounted 10% to 20% for
			comparable properties	sales commissions and other holding costs
Real estate owned	Appraisal Value/		Appraisals and or sales of	Appraisals discounted 10% to 20% for
	Comparison Sales/		comparable properties	sales commissions and other holding costs
	Other estimates

EARNINGS_PER_SHARE

EARNINGS PER SHARE	9 Months Ended
	Sep. 30, 2014
Earnings per common share:	'
EARNINGS PER SHARE	'
	NOTE 8 - EARNINGS PER SHARE
	Basic earnings per share are calculated by dividing net income by the weighted average number of common shares outstanding during the period. Diluted earnings per share is calculated by dividing net income by the weighted average number of common shares outstanding plus the weighted average number of additional common shares that would have been outstanding if the dilutive potential common shares had been issued. Diluted earnings per share include the effects of outstanding stock options and restricted stock issued by the Company, if dilutive. The number of additional shares is calculated by assuming that outstanding stock options were exercised and that the proceeds from such exercises and vesting were used to acquire shares of common stock at the average market price during the reporting period.
	As stated in Note 1, on January 15, 2014, the Board of Directors of the Company declared a two-for-one stock split to stockholders of record as of February 10, 2014, payable on February 28, 2014.
	On October 15, 2014, the Board of Directors of the Company declared an additional two-for-one stock split to stockholders of record as of October 31, 2014, payable on November 14, 2014.
	All share, earnings per share, and per share data have been retroactively adjusted to reflect the stock splits for all periods presented in accordance with GAAP.
	The following is a summary of the reconciliation of weighted average shares outstanding for the three and nine months ended September 30, 2014 and 2013:
		For the Three Months Ended September 30,
		2014			2013
			Basic	Diluted		Basic	Diluted
	Weighted average shares outstanding		7,787,236	7,787,236		7,668,168	7,668,168
	Effect of dilutive securities		—	170,010		—	117,328
	Weighted average shares outstanding		7,787,236	7,957,246		7,668,168	7,785,496
		For the Nine Months Ended September 30,
		2014			2013
			Basic	Diluted		Basic	Diluted
	Weighted average shares outstanding		7,779,579	7,779,579		7,661,575	7,661,575
	Effect of dilutive securities		—	148,656		—	253,499
	Weighted average shares outstanding		7,779,579	7,928,235		7,661,575	7,915,074

SUPPLEMENTAL_SEGMENT_INFORMATI

SUPPLEMENTAL SEGMENT INFORMATION	9 Months Ended
	Sep. 30, 2014
Segment Reporting [Abstract]	'
SUPPLEMENTAL SEGMENT INFORMATION	'
	NOTE 9 – SUPPLEMENTAL SEGMENT INFORMATION
	The Company has three reportable segments: community banking, wholesale mortgage banking (“mortgage banking”) and other. The community banking segment provides traditional banking services offered through CresCom Bank. The mortgage banking segment provides mortgage loan origination and servicing offered through Crescent Mortgage. The other segment provides managerial and operational support to the other business segments through Carolina Services and Carolina Financial.
	The accounting policies of the segments are the same as those described in the summary of significant accounting policies. The Company evaluates performance based on net income.
	The Company accounts for intersegment revenues and expenses as if the revenue/expense transactions were generated to third parties, that is, at current market prices.
	The Company’s reportable segments are strategic business units that offer different products and services. They are managed separately because each segment has different types and levels of credit and interest rate risk.
	The following tables present selected financial information for the Company’s reportable business segments for the three months and nine months ended September 30, 2014 and 2013:
		Community			Mortgage
	For the Three Months Ended September 30, 2014	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Interest income	$	9,034			436		4			22			9,496
	Interest expense		1,303			12		136			(13	)		1,438
	Net interest income (expense)		7,731			424		(132	)		35			8,058
	Provision for loan losses		(31	)		31		—			—			—
	Noninterest income from external customers		1,139			4,351		17			—			5,507
	Intersegment noninterest income		—			31		1,510			(1,541	)		—
	Noninterest expense		4,792			3,783		1,658			—			10,233
	Intersegment noninterest expense		1,269			240		—			(1,509	)		—
	Income (loss) before income taxes		2,840			752		(263	)		3			3,332
	Income tax expense (benefit)		850			177		(97	)		1			931
	Net income (loss)	$	1,990			575		(166	)		2			2,401
		Community			Mortgage
	For the Three Months Ended September 30, 2013	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Interest income	$	7,670			495		4			27			8,196
	Interest expense		1,227			4		172			(2	)		1,401
	Net interest income (expense)		6,443			491		(168	)		29			6,795
	Provision for loan losses		(200	)		20		—			—			(180	)
	Noninterest income from external customers		537			7,175		26			—			7,738
	Intersegment noninterest income		9			96		1,453			(1,558	)		—
	Noninterest expense		3,671			5,383		1,491			—			10,545
	Intersegment noninterest expense		1,214			249		—			(1,463	)		—
	Income (loss) before income taxes		2,304			2,110		(180	)		(66	)		4,168
	Income tax expense (benefit)		655			802		(67	)		(22	)		1,368
	Net income (loss)	$	1,649			1,308		(113	)		(44	)		2,800
		Community			Mortgage
	For the Nine Months Ended September 30, 2014	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Interest income	$	25,555			995		12			89			26,651
	Interest expense		3,786			12		405			(12	)		4,191
	Net interest income (expense)		21,769			983		(393	)		101			22,460
	Provision for loan losses		(41	)		41		—			—			—
	Noninterest income from external customers		3,012			13,277		36			—			16,325
	Intersegment noninterest income		—			126		4,529			(4,655	)		—
	Noninterest expense		13,173			11,183		4,975			—			29,331
	Intersegment noninterest expense		3,809			720		—			(4,529	)		—
	Income (loss) before income taxes		7,840			2,442		(803	)		(25	)		9,454
	Income tax expense (benefit)		2,351			816		(296	)		(10	)		2,861
	Net income (loss)	$	5,489			1,626		(507	)		(15	)		6,593
		Community			Mortgage
	For the Nine Months Ended September 30, 2013	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Interest income	$	23,360			1,271		13			62			24,706
	Interest expense		3,754			84		539			(6	)		4,371
	Net interest income (expense)		19,606			1,187		(526	)		68			20,335
	Provision for loan losses		(900	)		20		—			—			(880	)
	Noninterest income from external customers		2,150			31,707		69			—			33,926
	Intersegment noninterest income		76			373		4,359			(4,808	)		—
	Noninterest expense		13,098			17,837		4,237			—			35,172
	Intersegment noninterest expense		3,640			796		—			(4,436	)		—
	Income (loss) before income taxes		5,994			14,614		(335	)		(304	)		19,969
	Income tax expense (benefit)		1,985			5,464		(132	)		(104	)		7,213
	Net income (loss)	$	4,009			9,150		(203	)		(200	)		12,756
	The following tables present selected financial information for the Company’s reportable business segments for September 30, 2014 and December 31, 2013:
	Community			Mortgage
At September 30, 2014	Banking			Banking		Other			Eliminations			Total
	(In thousands)
Assets	$	1,032,222			61,437		108,512			(162,755	)		1,039,416
Loans receivable, net		644,124			8,923		—			(1,794	)		651,253
Loans held for sale		248			35,239		—			—			35,487
Deposits		786,120			—		—			(2,168	)		783,952
Borrowed funds		134,151			1,000		15,465			(1,001	)		149,615
	Community			Mortgage
At December 31, 2013	Banking			Banking		Other			Eliminations			Total
	(In thousands)
Assets	$	873,104			61,846		101,497			(154,863	)		881,584
Loans receivable, net		532,616			3,374		—			(769	)		535,221
Loans held for sale		753			36,144		—			—			36,897
Deposits		701,110			—		—			(3,529	)		697,581
Borrowed funds		69,376			—		15,465			(1	)		84,840

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Organization	'
	Organization
	Carolina Financial Corporation (“Carolina Financial” or the “Company”), incorporated under the laws of the State of Delaware, is a bank holding company with two wholly-owned subsidiaries, CresCom Bank (the “Bank”) and Carolina Services Corporation of Charleston (“Carolina Services”). Crescent Mortgage Company operates as a wholly-owned subsidiary of CresCom Bank. The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, the Bank and Carolina Services. In consolidation, all material intercompany accounts and transactions have been eliminated. The results of operations of the businesses acquired in transactions accounted for as purchases are included only from the dates of acquisition. All majority-owned subsidiaries are consolidated unless control is temporary or does not rest with the Company.
	At September 30, 2014 and December 31, 2013, statutory business trusts (“Trusts”) created by the Company had outstanding trust preferred securities with an aggregate par value of $15,000,000. The principal assets of the Trusts are $15,465,000 of the Company’s subordinated debentures with identical rates of interest and maturities as the trust preferred securities. The Trusts have issued $465,000 of common securities to the Company and are included in other investments in the accompanying consolidated balance sheets. The Trusts are not consolidated subsidiaries of the Company.
Basis of Presentation	'
	Basis of Presentation
	The accompanying unaudited consolidated financial statements and notes have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) for interim financial information and the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information or footnotes necessary for a complete presentation of financial position, results of operations and cash flows in conformity with GAAP. Because the accompanying unaudited consolidated financial statements do not include all of the information and footnotes required by GAAP, they should be read in conjunction with the Company’s audited consolidated financial statements and accompanying footnotes included in the Company’s Registration Statement on Form 10, as amended (File No. 000-19029) (the “Form 10”) filed with the Securities and Exchange Commission (“SEC”) on April 1, 2014. There have been no significant changes to the accounting policies as disclosed in the Company’s Form 10.
	In management’s opinion, the accompanying unaudited consolidated financial statements reflect all normal, recurring adjustments necessary to present fairly the financial position of the Company as of September 30, 2014 and December 31, 2013, and the results of its operations and cash flows for the three-months and nine-months ended September 30, 2014 and 2013. Operating results for the three-months and nine-months periods ended September 30, 2014 are not necessarily indicative of the results that may be expected for the year or for other interim periods.
Management's Estimates	'
	Management’s Estimates
	The financial statements are prepared in accordance with GAAP, which require management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates.
	Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, including valuation for impaired loans, the valuation of real estate acquired in connection with foreclosure or in satisfaction of loans, the valuation of securities, the valuation of derivative instruments, the valuation of mortgage servicing rights, the determination of the reserve for mortgage loan repurchase losses, asserted and unasserted legal claims and deferred tax assets or liabilities. In connection with the determination of the allowance for loan losses and foreclosed real estate, management obtains independent appraisals for significant properties. Management must also make estimates in determining the estimated useful lives and methods for depreciating premises and equipment.
	Management uses available information to recognize losses on loans and foreclosed real estate. However, future additions to the allowance may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for loan losses and foreclosed real estate. Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the allowance for loan losses and valuation of foreclosed real estate may change materially in the near term.
Earnings Per Share	'
	Earnings Per Share
	Basic earnings per share (“EPS”) represents income available to common stockholders divided by the weighted-average number of shares outstanding during the period. Diluted earnings per share reflects additional shares that would have been outstanding if dilutive potential shares had been issued. Potential shares that may be issued by the Company relate solely to outstanding stock options, restricted stock (non-vested shares), and warrants, and are determined using the treasury stock method. Under the treasury stock method, the number of incremental shares is determined by assuming the issuance of stock for the outstanding stock options and warrants, reduced by the number of shares assumed to be repurchased from the issuance proceeds, using the average market price for the period of the Company’s stock. Weighted-average shares for the basic and diluted EPS calculations have been reduced by the average number of unvested restricted shares.
	On January 15, 2014, the Board of Directors of the Company declared a two-for-one stock split to stockholders of record dated February 10, 2014, payable on February 28, 2014.
	On October 15, 2014, the Board of Directors of the Company declared an additional two-for-one stock split to stockholders of record as of October 31, 2014, payable on November 14, 2014.
	As such, all share, earnings per share, and per share data have been retroactively adjusted to reflect the stock splits for all periods presented in accordance with GAAP. Authorized shares, which have not been reflected for the stock split, were increased to 10,000,000 shares during the second quarter of 2014.
Subsequent Events	'
	Subsequent Events
	Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the statement of financial condition but arose after that date. Management has reviewed events occurring through the date the financial statements were issued and no subsequent events occurred requiring accrual or disclosure except for the following:
	On August 6, 2014, the Bank entered into a definitive agreement with First Community Bank, Bluefield, Virginia to acquire 13 branches with total deposits of approximately $230 million and approximately $59 million in loans. Three of the offices are in South Carolina and operate under the name “People’s Community Bank” and 10 are in southeastern North Carolina. The deposit premium will be approximately 3.11% of deposits acquired. The transaction, which is subject to customary conditions, is expected to close in the fourth quarter of 2014. All required regulatory approvals have been received.
	On October 15, 2014, the Board of Directors of the Company declared an additional two-for-one stock split to stockholders of record as of October 31, 2014, payable on November 14, 2014. As such, all share, earnings per share, and per share data have been retroactively adjusted to reflect the stock splits for all periods presented in accordance with GAAP.
Reclassification	'
	Reclassification
	Certain reclassifications of accounts reported for previous periods have been made in these consolidated financial statements. Such reclassifications had no effect on stockholders’ equity or the net income as previously reported.
Recently Issued Accounting Pronouncements	'
	Recently Issued Accounting Pronouncements
	The Balance Sheet topic of the Accounting Standards Codification (the “ASC”) was amended in December 2011 for companies with financial instruments and derivative instruments that offset or are subject to a master netting agreement. The amendments require disclosure of both gross information and net information about instruments and transactions eligible for offset or subject to an agreement similar to a master netting agreement. The amendments were effective for reporting periods beginning on or after January 1, 2013 and required retrospective presentation for all comparative periods presented. Additionally, in January 2013 the Financial Accounting Standards Board (the “FASB”) clarified that the amendments apply only to derivatives, repurchase agreements and reverse purchase agreements, and securities borrowing and securities lending transactions that are either offset in accordance with specific criteria contained in GAAP or subject to a master netting arrangement or similar agreement. These amendments did not have a material effect on the Company’s financial statements.
	The FASB amended the Comprehensive Income topic of the ASC in February 2013. The amendments address reporting of amounts reclassified out of accumulated other comprehensive income. Specifically, the amendments do not change the current requirements for reporting net income or other comprehensive income in financial statements. However, the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, in certain circumstances an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income. The amendments were effective for the Company on a prospective basis for reporting periods beginning after December 15, 2013. These amendments did not have a material effect on the Company’s financial statements.
	In April 2013, the FASB issued guidance addressing application of the liquidation basis of accounting. The guidance is intended to clarify when an entity should apply the liquidation basis of accounting. In addition, the guidance provides principles for the recognition and measurement of assets and liabilities and requirements for financial statements prepared using the liquidation basis of accounting. The amendments will be effective for entities that determine liquidation is imminent during annual reporting periods beginning after December 15, 2013, and interim reporting periods therein, and those requirements should be applied prospectively from the day that liquidation becomes imminent. Early adoption is permitted. These amendments did not have any effect on the Company’s financial statements.
	In December 2013, the FASB amended the Master Glossary of the FASB Codification to define “Public Business Entity” to minimize the inconsistency and complexity of having multiple definitions of, or a diversity in practice as to what constitutes, a nonpublic entity and public entity within U.S. GAAP. The amendment does not affect existing requirements, however it will be used by the FASB, the Private Company Council (“PCC”), and the Emerging Issues Task Force (“EITF”) in specifying the scope of future financial accounting and reporting guidance. This amendment does not have any effect on the Company’s financial statements.
	In January 2014, the FASB amended the Receivables topic of the ASC to resolve diversity in practice with respect to when a creditor should reclassify a collateralized consumer mortgage loan to other real estate owned (OREO). In addition, the amendments require a creditor to reclassify a collateralized consumer mortgage loan to OREO upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. The amendments will be effective for the Company for annual periods, and interim periods within those annual periods beginning after December 15, 2014, with early implementation of the guidance permitted. In implementing this guidance, assets that are reclassified from real estate to loans are measured at the carrying value of the real estate at the date of adoption. Assets reclassified from loans to real estate are measured at the lower of the net amount of the loan receivable or the fair value of the real estate less costs to sell at the date of adoption. The Company will apply the amendments prospectively. The Company does not expect these amendments to have a material effect on its financial statements.
	In May 2014, the FASB issued guidance to change the recognition of revenue from contracts with customers. The core principle of the new guidance is that an entity should recognize revenue to reflect the transfer of goods and services to customers in an amount equal to the consideration the entity receives or expects to receive. The guidance will be effective for the Company for reporting periods beginning after December 15, 2016. The Company will apply the guidance using a full retrospective approach. The Company does not expect these amendments to have a material effect on its financial statements.
	In June 2014, the FASB issued guidance which makes limited amendments to the guidance on accounting for certain repurchase agreements. The new guidance (1) requires entities to account for repurchase-to-maturity transactions as secured borrowings (rather than as sales with forward repurchase agreements), (2) eliminates accounting guidance on linked repurchase financing transactions, and (3) expands disclosure requirements related to certain transfers of financial assets that are accounted for as sales and certain transfers (specifically, repos, securities lending transactions, and repurchase-to-maturity transactions) accounted for as secured borrowings. The amendments will be effective for the Company for the first interim or annual period beginning after December 15, 2014. The Company will apply the guidance by making a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. The Company does not expect these amendments to have a material effect on its financial statements.
	In August 2014, the FASB issued guidance that is intended to define management’s responsibility to evaluate whether there is substantial doubt about an organization’s ability to continue as a going concern and to provide related footnote disclosures. In connection with preparing financial statements, management will need to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the organization’s ability to continue as a going concern within one year after the date that the financial statements are issued. The amendments will be effective for the Company for annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. The Company does not expect these amendments to have a material effect on its financial statements.
	Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

SECURITIES_Tables

SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Schedule of investment securities available for sale	'
	The amortized cost, gross unrealized gains, gross unrealized losses and fair value of investments securities available-for-sale and held-to-maturity at September 30, 2014 and December 31, 2013 follows:
		30-Sep-14												31-Dec-13
					Gross			Gross									Gross			Gross
		Amortized			Unrealized			Unrealized			Fair			Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value			Cost			Gains			Losses			Value
	Securities available-for-sale:	(In thousands)
	Municipal securities	$	31,893			1,372			(32	)		33,233			39,790			99			(1,390	)		38,499
	US government agencies		11,516			—			(207	)		11,309			5,199			—			(24	)		5,175
	Collateralized loan obligations		9,708			—			(12	)		9,696			—			—			—			—
	Mortgage-backed securities:
	Agency		116,863			2,917			(24	)		119,756			68,813			1,433			(317	)		69,929
	Non-agency		47,605			1,019			(150	)		48,474			53,195			826			(89	)		53,932
	Total mortgage-backed securities		164,468			3,936			(174	)		168,230			122,008			2,259			(406	)		123,861
	Total	$	217,585			5,308			(425	)		222,468			166,997			2,358			(1,820	)		167,535
Schedule of investment securities held to maturity	'
	The amortized cost, gross unrealized gains, gross unrealized losses and fair value of investments securities available-for-sale and held-to-maturity at September 30, 2014 and December 31, 2013 follows:
		30-Sep-14												31-Dec-13
					Gross			Gross									Gross			Gross
		Amortized			Unrealized			Unrealized			Fair			Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value			Cost			Gains			Losses			Value
	Securities held-to-maturity:	(In thousands)
	Municipal securities	$	15,348			765			(28	)		16,085			15,488			30			(341	)		15,177
	Asset-backed securities		8,818			3,147			(2,009	)		9,956			9,066			2,107			(2,803	)		8,370
	Total	$	24,166			3,912			(2,037	)		26,041			24,554			2,137			(3,144	)		23,547
Schedule of unrealized losses related to the trust preferred securities that were recognized within other comprehensive income at the time of transfer to held-to-maturity	'
	The following table presents unrealized losses related to the trust preferred securities that were recognized within other comprehensive income at the time of transfer to held-to-maturity as well as the unrealized gains and losses that are not presented in other comprehensive income for September 30, 2014 and December 31, 2013.
		At September 30, 2014
											Recognized in OCI									Not Recognized in OCI
											Gross Unrealized									Gross Unrealized
		Purchased Face Value			Cumulative OTTI			Carrying Value			Gains			Losses			Amortized Cost			Gains			Losses			Estimated Fair Value			Collateral- ization Percentage
	Held-to-Maturity:	(In thousands)
	Trust Preferred Securities
	Total A-Class	$	2,436			—			2,436			—			(565	)		1,871			388			—			2,259		166%-378%
	Total B-Class		11,783			(2,635	)		9,149			—			(2,486	)		6,663			1,874			(2,009	)		6,528		95%-104%
	Total C-Class		2,718			(1,340	)		1,377			—			(1,093	)		284			885			—			1,169		87%-87%
		$	16,937			(3,975	)		12,962			—			(4,144	)		8,818			3,147			(2,009	)		9,956
		At December 31, 2013
											Recognized in OCI									Not Recognized in OCI
											Gross Unrealized									Gross Unrealized
		Purchased Face Value			Cumulative OTTI			Carrying Value			Gains			Losses			Amortized Cost			Gains			Losses			Estimated Fair Value			Collateral- ization Percentage
	Held-to-Maturity:	(In thousands)
	Trust Preferred Securities
	Total A-Class	$	2,841			—			2,841			—			(586	)		2,255			354			(99	)		2,510		164% - 324%
	Total B-Class		11,804			(2,635	)		9,169			—			(2,569	)		6,600			1,190			(2,704	)		5,086		94% - 98%
	Total C-Class		2,688			(1,340	)		1,348			—			(1,137	)		211			563			—			774		83% - 83%
		$	17,333			(3,975	)		13,358			—			(4,292	)		9,066			2,107			(2,803	)		8,370
Schedule of amortized costs and fair values of investment securities, by contractual maturity	'
	The amortized cost and fair value of debt securities by contractual maturity at September 30, 2014 follows:
		At September 30, 2014
		Amortized			Fair
		Cost			Value
		(In thousands)
	Securities available-for-sale:
	Less than one year	$	—			—
	One to five years		—			—
	Five to ten years		22,372			22,217
	After ten years		195,213			200,251
	Total	$	217,585			222,468
	Securities held-to-maturity:
	Less than one year	$	—			—
	One to five years		970			1,018
	Five to ten years		4,454			4,457
	After ten years		18,742			20,566
	Total	$	24,166			26,041
Schedule of gross realized gains and losses from sales of investment securities available-for-sale	'
	The following table summarizes the gross realized gains and losses from sales of investment securities available-for-sale for the periods indicated.
		For the Three Months						For the Nine Months
		Ended September 30,						Ended September 30,
		2014			2013			2014			2013
		(In thousands)
	Proceeds	$	27,604			7,580			56,164			58,680
	Realized gains		340			16			860			392
	Realized losses		(127	)		(353	)		(167	)		(775	)
	Total investment securities gains, net	$	213			(337	)		693			(383	)
Schedule of securities in a continuous unrealized loss position aggregated by investment category and length of time	'
	The gross unrealized losses and fair value of the Company’s investments available-for-sale with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2014 are as follows:
		At September 30, 2014
		Less than 12 Months									12 Months or Greater									Total
		Amortized			Fair			Unrealized			Amortized			Fair			Unrealized			Amortized			Fair			Unrealized
		Cost			Value			Losses			Cost			Value			Losses			Cost			Value			Losses
		(In thousands)
	Available-for-sale:
	Municipal securities	$	—			—			—			3,455			3,423			(32	)		3,455			3,423			(32	)
	US government agencies		9,516			9,309			(207	)		—			—			—			9,516			9,309			(207	)
	Collateralized loan obligations		4,708			4,696			(12	)		—			—			—			4,708			4,696			(12	)
	Mortgage-backed securities:
	Agency		1,458			1,434			(24	)		—			—			—			1,458			1,434			(24	)
	Non-agency		2,690			2,649			(41	)		6,443			6,334			(109	)		9,133			8,983			(150	)
	Total mortgage-backed securities		4,148			4,083			(65	)		6,443			6,334			(109	)		10,591			10,417			(174	)
	Total	$	18,372			18,088			(284	)		9,898			9,757			(141	)		28,270			27,845			(425	)
	Held-to-maturity:
	Municipal securities	$	—			—			—			3,326			3,298			(28	)		3,326			3,298			(28	)
	Asset-backed securities		—			—			—			6,419			4,410			(2,009	)		6,419			4,410			(2,009	)
	Total	$	—			—			—			9,745			7,708			(2,037	)		9,745			7,708			(2,037	)
	The gross unrealized losses and fair value of the Company’s investments available-for-sale with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2013 are as follows:
		At December 31, 2013
		Less than 12 Months									12 Months or Greater									Total
		Amortized			Fair			Unrealized			Amortized			Fair			Unrealized			Amortized			Fair			Unrealized
		Cost			Value			Losses			Cost			Value			Losses			Cost			Value			Losses
		(In thousands)
	Available-for-sale:
	Municipal securities	$	27,108			25,917			(1,191	)		3,157			2,958			(199	)		30,265			28,875			(1,390	)
	US government agencies		5,199			5,175			(24	)		—			—			—			5,199			5,175			(24	)
	Mortgage-backed securities:
	Agency		27,140			26,823			(317	)		—			—			—			27,140			26,823			(317	)
	Non-agency		15,006			14,951			(55	)		3,660			3,626			(34	)		18,666			18,577			(89	)
	Total mortgage-backed securities		42,146			41,774			(372	)		3,660			3,626			(34	)		45,806			45,400			(406	)
	Total	$	74,453			72,866			(1,587	)		6,817			6,584			(233	)		81,270			79,450			(1,820	)
	Held-to-maturity:
	Municipal securities	$	11,945			11,734			(211	)		2,177			2,047			(130	)		14,122			13,781			(341	)
	Asset-backed securities		—			—			—			7,398			4,595			(2,803	)		7,398			4,595			(2,803	)
	Total	$	11,945			11,734			(211	)		9,575			6,642			(2,933	)		21,520			18,376			(3,144	)
Schedule of cumulative credit related OTTI related to securities held-to-maturity	'
	The following table presents the cumulative credit related OTTI related to securities held-to-maturity taken as well as the activity at September 30, 2014 and December 31, 2013 for the trust preferred securities.
		At September 30,			At December 31,
		2014			2013
		(In thousands)
	Balance at beginning of year	$	3,975			3,975
	Additions for credit losses on securities for which OTTI was not previously recognized		—			—
	Additions for additional credit losses on securities for which OTTI was previously recognized		—			—
	Balance at end of year	$	3,975			3,975

DERIVATIVES_Tables

DERIVATIVES (Tables)	9 Months Ended
	Sep. 30, 2014
Derivative Instruments and Hedging Activities Disclosure [Abstract]	'
Schedule of derivative positions of Company	'
	The derivative positions of the Company at September 30, 2014 and December 31, 2013 are as follows:
		At September 30,				At December 31,
		2014				2013
		Fair		Notional		Fair		Notional
		Value		Value		Value		Value
		(In thousands)
	Derivative assets:
	Mortgage loan interest rate lock commitments	$	1,021		151,689		—		—
	Mortgage loan forward sales commitments		248		18,612		106		20,516
	Mortgage-backed securities forward sales commitments		—		—		878		88,000
	Interest rate swaps		—		—		428		20,000
		$	1,269		170,301		1,412		128,516
	Derivative liabilities:
	Mortgage-backed securities forward sales commitments	$	195		133,000		—		—
	Mortgage loan interest rate lock commitments		—		—		55		103,614
	Interest rate swaps		20		15,000		—		—
		$	215		148,000		55		103,614

LOANS_RECEIVABLE_NET_Tables

LOANS RECEIVABLE, NET (Tables)	9 Months Ended
	Sep. 30, 2014
Debt Disclosure [Abstract]	'
Schedule of categories of loans	'
	Loans receivable, net at September 30, 2014 and December 31, 2013 are summarized by category as follows:
		At September 30,						At December 31,
		2014						2013
					% of Total						% of Total
		Amount			Loans			Amount			Loans
		(Dollars in thousands)
	Loans secured by real estate:
	One-to-four family	$	226,504			32.35	%		184,210			32.6	%
	Home equity		23,179			3.31	%		23,661			4.19	%
	Commercial real estate		282,897			40.4	%		253,035			44.79	%
	Construction and development		89,652			12.8	%		67,056			11.87	%
	Consumer loans		2,782			0.4	%		3,060			0.54	%
	Commercial business loans		75,224			10.74	%		33,938			6.01	%
	Total gross loans receivable		700,238			100	%		564,960			100	%
	Less:
	Undisbursed loans in process		39,858						21,550
	Allowance for loan losses		8,905						8,091
	Deferred fees, net		222						98
	Total loans receivable, net	$	651,253						535,221
	The composition of gross loans outstanding, net of undisbursed amounts, by rate type is as follows:
		At September 30,						At December 31,
		2014						2013
		(Dollars in thousands)
	Variable rate loans	$	272,616			41.28	%		219,589			40.41	%
	Fixed rate loans		387,764			58.72	%		323,821			59.59	%
	Total loans outstanding	$	660,380			100	%		543,410			100	%
Schedule of activity in the allowance for loan losses	'
	The following table presents activity in the allowance for loan losses for the period indicated. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
	Allowance for loan losses:	For the Three Months Ended September 30, 2014
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	Balance at July 1, 2014	$	2,504			207			3,173			1,225			28			947			578			8,662
	Provision for loan losses		82			10			(399	)		(49	)		(11	)		282			85			—
	Charge-offs		—			—			—			(2	)		(1	)		(59	)		—			(62	)
	Recoveries		18			—			101			124			11			51			—			305
	Balance at September 30, 2014	$	2,604			217			2,875			1,298			27			1,221			663			8,905
		For the Three Months Ended September 30, 2013
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	Balance at July 1, 2013	$	2,274			250			2,898			1,305			76			641			959			8,403
	Provision for loan losses		273			(23	)		127			193			(30	)		(450	)		(270	)		(180	)
	Charge-offs		—			—			(100	)		(227	)		(1	)		(74	)		—			(402	)
	Recoveries		237			1			52			29			10			177			—			506
	Balance at September 30, 2013	$	2,784			228			2,977			1,300			55			294			689			8,327
	Allowance for loan losses:	For the Nine Months Ended September 30, 2014
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	Balance at January 1, 2014	$	2,472			231			2,855			1,418			42			339			734			8,091
	Provision for loan losses		116			(14	)		(53	)		(401	)		(62	)		485			(71	)		—
	Charge-offs		(73	)		—			(28	)		(172	)		(14	)		(59	)		—			(346	)
	Recoveries		89			—			101			453			61			456			—			1,160
	Balance at September 30, 2014	$	2,604			217			2,875			1,298			27			1,221			663			8,905
		For the Nine Months Ended September 30, 2013
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	Balance at January 1, 2013	$	3,193			276			3,315			1,792			82			862			—			9,520
	Provision for loan losses		(698	)		(21	)		(253	)		(63	)		(34	)		(500	)		689			(880	)
	Charge-offs		(81	)		(28	)		(210	)		(537	)		(35	)		(410	)		—			(1,301	)
	Recoveries		370			1			125			108			42			342			—			988
	Balance at September 30, 2013	$	2,784			228			2,977			1,300			55			294			689			8,327
Schedule of allowance for loan losses and recorded investment in loans by impairment methodology	'
	The following table disaggregates our allowance for loan losses and recorded investment in loans by impairment methodology.
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	At September 30, 2014:
	Allowance for loan losses ending balances:
	Individually evaluated for impairment	$	218			—			30			90			2			1			—			341
	Collectively evaluated for impairment		2,386			217			2,845			1,208			25			1,220			663			8,564
		$	2,604			217			2,875			1,298			27			1,221			663			8,905
	Loans receivable ending balances:
	Individually evaluated for impairment	$	6,134			—			10,429			574			26			2,784			—			19,947
	Collectively evaluated for impairment		219,620			22,498			261,819			69,377			2,735			64,384			—			640,433
	Total loans receivable	$	225,754			22,498			272,248			69,951			2,761			67,168			—			660,380
	At December 31, 2013:
	Allowance for loan losses ending balances:
	Individually evaluated for impairment	$	103			—			55			165			20			6			—			349
	Collectively evaluated for impairment		2,369			231			2,800			1,253			22			333			734			7,742
		$	2,472			231			2,855			1,418			42			339			734			8,091
	Loans receivable ending balances:
	Individually evaluated for impairment	$	6,220			125			17,008			1,493			40			2,560			—			27,446
	Collectively evaluated for impairment		177,516			23,217			230,859			58,611			2,775			22,986			—			515,964
	Total loans receivable	$	183,736			23,342			247,867			60,104			2,815			25,546			—			543,410
Schedule of impaired loans by class of loans	'
	The following table presents impaired loans individually evaluated for impairment in the segmented portfolio categories and the corresponding allowance for loan losses as of September 30, 2014 and December 31, 2013. The recorded investment is defined as the original amount of the loan, net of any deferred costs and fees, less any principal reductions and direct charge-offs. Unpaid principal balance includes amounts previously included in charge-offs.
		At September 30, 2014									At December 31, 2013
					Unpaid									Unpaid
		Recorded			Principal			Related			Recorded			Principal			Related
		Investment			Balance			Allowance			Investment			Balance			Allowance
		(In thousands)
	With no related allowance recorded:
	Loans secured by real estate:
	One-to-four family	$	5,159			7,071			—			5,713			7,682			—
	Home equity		—			347			—			125			472			—
	Commercial real estate		10,168			10,713			—			16,695			17,240			—
	Construction and development		307			2,118			—			1,227			3,887			—
	Consumer loans		24			550			—			20			404			—
	Commercial business loans		2,783			4,418			—			2,554			3,599			—
			18,441			25,217			—			26,334			33,284			—
	With an allowance recorded:
	Loans secured by real estate:
	One-to-four family		975			975			218			507			607			103
	Home equity		—			—			—			—			—			—
	Commercial real estate		261			261			30			313			313			55
	Construction and development		267			267			90			266			266			165
	Consumer loans		2			2			2			20			20			20
	Commercial business loans		1			1			1			6			6			6
			1,506			1,506			341			1,112			1,212			349
	Total:
	Loans secured by real estate:
	One-to-four family		6,134			8,046			218			6,220			8,289			103
	Home equity		—			347			—			125			472			—
	Commercial real estate		10,429			10,974			30			17,008			17,553			55
	Construction and development		574			2,385			90			1,493			4,153			165
	Consumer loans		26			552			2			40			424			20
	Commercial business loans		2,784			4,419			1			2,560			3,605			6
		$	19,947			26,723			341			27,446			34,496			349
	The following table presents the average recorded investment and interest income recognized on impaired loans individually evaluated for impairment in the segmented portfolio categories for the three and nine months ended September 30, 2014 and 2013.
		For the Three Months Ended September 30,												For the Nine Months Ended September 30,
		2014						2013						2014						2013
		Average			Interest			Average			Interest			Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income			Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized			Investment			Recognized			Investment			Recognized
		(In thousands)
	With no related allowance recorded:
	Loans secured by real estate:
	One-to-four family	$	5,051			39			5,883			60			5,413			84			6,270			160
	Home equity		—			—			125			10			—			—			195			10
	Commercial real estate		11,093			166			19,091			146			14,647			433			19,404			403
	Construction and development		307			6			1,298			14			388			9			2,173			9
	Consumer loans		23			—			21			1			22			1			24			1
	Commercial business loans		2,358			55			2,604			40			2,367			107			3,121			96
			18,832			266			29,022			271			22,837			634			31,187			679
	With an allowance recorded:
	Loans secured by real estate:
	One-to-four family		908			4			97			—			505			6			80			—
	Home equity		—			—			—			—			—			—			—			—
	Commercial real estate		263			5			42			—			267			14			43			—
	Construction and development		267			—			—			—			156			1			—			—
	Consumer loans		3			—			25			—			5			—			27			—
	Commercial business loans		2			—			8			—			4			—			10			—
			1,443			9			172			—			937			21			160			—
	Total:
	Loans secured by real estate:
	One-to-four family		5,959			43			5,980			60			5,918			90			6,350			160
	Home equity		—			—			125			10			—			—			195			10
	Commercial real estate		11,356			171			19,133			146			14,914			447			19,447			403
Construction and development		574			6			1,298			14			544			10			2,173			9
Consumer loans		26			—			46			1			27			1			51			1
Commercial business loans		2,360			55			2,612			40			2,371			107			3,131			96
	$	20,275			275			29,194			271			23,774			655			31,347			679
Schedule of aging of the recorded investment in past due loans by class of loans	'
	A loan is considered past due if the required principal and interest payment has not been received as of the due date. The following schedule is an aging of past due loans receivable by portfolio segment as of September 30, 2014 and December 31, 2013.
		At September 30, 2014
		Real estate loans
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Total
		(In thousands)
	30-59 days past due	$	146			—			261			—			5			—			412
	60-89 days past due		426			—			—			—			5			—			431
	90 days or more past due		3,984			—			2,358			564			—			168			7,074
	Total past due		4,556			—			2,619			564			10			168			7,917
	Current		221,198			22,498			269,629			69,387			2,751			67,000			652,463
	Total loans receivable	$	225,754			22,498			272,248			69,951			2,761			67,168			660,380
		At December 31, 2013
		Real estate loans
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Total
		(In thousands)
	30-59 days past due	$	231			—			273			53			—			—			557
	60-89 days past due		1,034			—			—			—			—			—			1,034
	90 days or more past due		3,440			125			5,074			1,477			7			431			10,554
	Total past due		4,705			125			5,347			1,530			7			431			12,145
	Current		179,031			23,217			242,520			58,574			2,808			25,115			531,265
	Total loans receivable	$	183,736			23,342			247,867			60,104			2,815			25,546			543,410
Schedule of analysis of loans receivables on nonaccrual status	'
	The following is a schedule of loans receivable, by portfolio segment, on nonaccrual at September 30, 2014 and December 31, 2013.
		At September 30,			At December 31,
		2014			2013
	Loans secured by real estate:	(In thousands)
	One-to-four family	$	4,136			3,902
	Home equity		—			125
	Commercial real estate		2,358			5,114
	Construction and development		564			1,481
	Consumer loans		7			20
	Commercial business loans		169			437
		$	7,234			11,079
Schedule of analysis of loan portfolio by credit quality indicators	'
	The following is a schedule of the credit quality of loans receivable, by portfolio segment, as of September 30, 2014 and December 31, 2013.
		At September 30, 2014
		Real estate loans
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Total
		(In thousands)
	Internal Risk Rating Grades:
	Pass	$	220,583			22,498			258,204			69,113			2,753			66,204			639,355
	Special Mention		1,035			—			11,425			274			—			206			12,940
	Substandard		4,136			—			2,619			564			8			758			8,085
	Total loans receivable	$	225,754			22,498			272,248			69,951			2,761			67,168			660,380
	Performing	$	221,618			22,498			269,890			69,387			2,754			66,999			653,146
	Nonperforming:
	90 days or more and still accruing		—			—			—			—			—			—			—
	Nonaccrual		4,136			—			2,358			564			7			169			7,234
	Total nonperforming		4,136			—			2,358			564			7			169			7,234
	Total loans receivable	$	225,754			22,498			272,248			69,951			2,761			67,168			660,380
		At December 31, 2013
		Real estate loans
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Total
		(In thousands)
	Internal Risk Rating Grades:
	Pass	$	177,878			23,217			231,269			58,563			2,795			24,823			518,545
	Special Mention		1,679			—			10,633			295			—			286			12,893
	Substandard		4,179			125			5,965			1,246			20			437			11,972
	Total loans receivable	$	183,736			23,342			247,867			60,104			2,815			25,546			543,410
	Performing	$	179,834			23,217			242,753			58,623			2,795			25,109			532,331
	Nonperforming:
	90 days or more and still accruing		—			—			—			—			—			—			—
	Nonaccrual		3,902			125			5,114			1,481			20			437			11,079
	Total nonperforming		3,902			125			5,114			1,481			20			437			11,079
	Total loans receivable	$	183,736			23,342			247,867			60,104			2,815			25,546			543,410

REAL_ESTATE_ACQUIRED_THROUGH_F1

REAL ESTATE ACQUIRED THROUGH FORECLOSURE (Tables)	9 Months Ended
	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Summary of Changes in Other Real Estate Owned	'
	The following presents summarized activity in other real estate owned for the periods ended September 30, 2014 and December 31, 2013:
		September 30,			December 31,
		2014			2013
		(In thousands)
	Balance at beginning of period	$	6,273			6,284
	Additions		1,327			4,140
	Sales		(3,013	)		(3,302	)
	Write downs		(351	)		(849	)
	Balance at end of period	$	4,236			6,273
Schedule of composition of other real estate owned	'
	A summary of the composition of real estate acquired through foreclosure follows:
		At September 30,			At December 31,
		2014			2013
		(In thousands)
	Real estate loans:
	One-to-four family	$	161			959
	Commercial real estate		998			1,781
	Construction and development		3,077			3,533
		$	4,236			6,273

DEPOSITS_Tables

DEPOSITS (Tables)	9 Months Ended
	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Summary of Deposits outstanding	'
	Deposits outstanding by type of account at September 30, 2014 and December 31, 2013 are summarized as follows:
		At September 30,		At December 31,
		2014		2013
		(In thousands)
	Noninterest-bearing demand accounts	$	107,943		83,500
	Interest-bearing demand accounts		142,574		92,067
	Savings accounts		25,528		17,816
	Money market accounts		207,019		220,915
	Certificates of deposit:
	Less than $100,000		203,426		195,239
	$100,000 or more		97,462		88,044
	Total certificates of deposit		300,888		283,283
	Total deposits	$	783,952		697,581
Interest Expense recorded on certificate of deposits greater than $100,000 [Table Text Block]	'
	The following table summarizes the interest expense recorded on certificate of deposits greater than $100,000 for the periods indicated.
		For the Three Months				For the Nine Months
		Ended September 30,				Ended September 30,
		2014		2013		2014		2013
		(In thousands)
	Certificates of deposit:
	$100,000 or more	$	237		164		632		492

ESTIMATED_FAIR_VALUE_OF_FINANC1

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Schedule of carrying amount and estimated fair value of the Company's financial instruments	'
	The carrying amount and estimated fair value of the Company’s financial instruments at September 30, 2014 and December 31, 2013 are as follows:
			At September 30, 2014
			Carrying			Fair Value
			Amount			Total		Level 1		Level 2		Level 3
	Financial assets:		(In thousands)
	Cash and due from banks		$	10,973			10,973		10,973		—		—
	Interest-bearing cash			18,058			18,058		18,058		—		—
	Securities available-for-sale			222,468			222,468		—		222,468		—
	Securities held-to-maturity			24,166			26,041		—		16,085		9,956
	Federal Home Loan Bank stock			6,755			6,755		—		—		6,755
	Other investments			1,947			1,947		—		—		1,947
	Derivative assets			1,269			1,269		—		1,269		—
	Loans held for sale			35,487			35,762		—		35,762		—
	Loans receivable, net			651,253			664,027		—		644,421		19,606
	Mortgage servicing rights			9,886			15,353		—		15,353		—
	Cash value life insurance			21,379			21,379		—		21,379		—
	Financial liabilities:
	Deposits			783,952			782,479		—		782,479		—
	Short-term borrowed funds			92,800			92,797		—		92,797		—
	Long-term debt			56,815			53,431		—		53,431		—
	Derivative liabilities			215			215		20		195		—
			At December 31, 2013
			Carrying			Fair Value
			Amount			Total		Level 1		Level 2		Level 3
	Financial assets:		(In thousands)
	Cash and due from banks		$	4,489			4,489		4,489		—		—
	Interest-bearing cash			34,176			34,176		34,176		—		—
	Securities available-for-sale			167,535			167,535		—		167,535		—
	Securities held-to-maturity			24,554			23,547		—		15,177		8,370
	Federal Home Loan Bank stock			4,103			4,103		—		—		4,103
	Other investments			1,858			1,858		—		—		1,858
	Derivative assets			1,412			1,412		428		984		—
	Loans held for sale			36,897			37,041		—		37,041		—
	Loans receivable, net			535,221			524,142		—		497,045		27,097
	Mortgage servicing rights			10,908			17,718		—		17,718		—
	Cash value life insurance			20,910			20,910		—		20,910		—
	Financial liabilities:
	Deposits			697,581			696,674		—		696,674		—
	Short-term borrowed funds			10,300			10,300		—		10,300		—
	Long-term debt			74,540			71,462		—		71,462		—
	Derivative liabilities			55			55		—		55		—
Schedule of notional amount and estimated fair values of off-balance sheet financial instruments	'
			At September 30, 2014					At December 31, 2013
			Notional			Estimated		Notional		Estimated
			Amount			Fair Value		Amount		Fair Value
	Off-Balance Sheet Financial Instruments:		(In thousands)
	Commitments to extend credit		$	57,690			—		38,595		—
	Standby letters of credit			1,862			—		526		—
	Derivative assets:
	Mortgage loan interest rate lock commitments			151,689			1,021		—		—
	Mortgage loan forward sales commitments			18,612			248		20,516		106
	Mortgage-backed securities forward sales commitments			—			—		88,000		878
	Interest rate swaps			—			—		20,000		428
	Derivative liabilities:
	Mortgage-backed securities forward sales commitments			133,000			195		—		—
	Mortgage loan interest rate lock commitments			—			—		103,614		55
	Interest rate swaps			15,000			20		—		—
Summary of assets and liabilities measured at fair value on a recurring basis	'
	Assets and liabilities measured at fair value on a recurring basis are as follows as of September 30, 2014 and December 31, 2013:
			Quoted market price			Significant other		Significant other
			in active markets			observable inputs		unobservable inputs
			(Level 1)			(Level 2)		(Level 3)
			(In thousands)
	30-Sep-14
	Available-for-sale investment securities:
	Municipal securities		$	—			33,233		—
	US government agencies			—			11,309		—
	Collateralized loan obligations			—			9,696		—
	Mortgage-backed securities:
	Agency			—			119,756		—
	Non-agency			—			48,474		—
	Loans held for sale			—			35,762		—
	Derivative assets:
	Mortgage loan interest rate lock commitments			—			1,021		—
	Mortgage loan forward sales commitments			—			248		—
	Brokered deposits			—			5,046		—
	Derivative liabilities:
	Mortgage-backed securities forward sales commitments			—			195
	Interest rate swaps			20			—		—
	Total		$	20			264,740		—
	31-Dec-13
	Available-for-sale investment securities:
	Municipal securities		$	—			38,499		—
	US government agencies			—			5,175		—
	Mortgage-backed securities:
	Agency			—			69,929		—
	Non-agency			—			53,932		—
	Loans held for sale			—			37,041		—
	Derivative assets:
	Mortgage loan forward sales commitments			—			106		—
	Mortgage-backed securities forward sales commitments			—			878		—
	Interest rate swaps			428			—		—
	Brokered deposits			—			4,948		—
	Derivative liabilities:
	Mortgage loan interest rate lock commitments			—			55		—
	Total		$	428			210,563		—
Summary of assets and liabilities measured at a fair value on a nonrecurring basis	'
	Assets measured at fair value on a nonrecurring basis are as follows as of September 30, 2014 and December 31, 2013:
			Quoted market price			Significant other		Significant other
			in active markets			observable inputs		unobservable inputs
			(Level 1)			(Level 2)		(Level 3)
			(In thousands)
	30-Sep-14
	Impaired loans:
	Loans secured by real estate:
	One-to-four family		$	—			—		5,916
	Commercial real estate			—			—		10,399
	Construction and development			—			—		484
	Consumer loans			—			—		24
	Commercial business loans			—			—		2,783
	Real estate owned:
	One-to-four family			—			—		161
	Commercial real estate			—			—		998
	Construction and development			—			—		3,077
	Total		$	—			—		23,842
	31-Dec-13
	Impaired loans:
	Loans secured by real estate:
	One-to-four family		$	—			—		6,117
	Home equity			—			—		125
	Commercial real estate			—			—		16,953
	Construction and development			—			—		1,328
	Consumer loans			—			—		20
	Commercial business loans			—			—		2,554
	Real estate owned:
	One-to-four family			—			—		959
	Commercial real estate			—			—		1,781
	Construction and development			—			—		3,533
	Total		$	—			—		33,370
Schedule of significant unobservable inputs used in the fair value measurements	'
	For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of September 30, 2014 and December 31, 2013, the significant unobservable inputs used in the fair value measurements were as follows:
		September 30, 2014 and December 31, 2013
				Significant	Significant Unobservable
		Valuation Technique		Observable Inputs	Inputs
	Impaired Loans	Appraisal Value		Appraisals and or sales of	Appraisals discounted 10% to 20% for
				comparable properties	sales commissions and other holding costs
	Real estate owned	Appraisal Value/		Appraisals and or sales of	Appraisals discounted 10% to 20% for
		Comparison Sales/		comparable properties	sales commissions and other holding costs
		Other estimates

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	9 Months Ended
	Sep. 30, 2014
Earnings per common share:	'
Schedule of reconciliation of average shares outstanding	'
	The following is a summary of the reconciliation of weighted average shares outstanding for the three and nine months ended September 30, 2014 and 2013:
		For the Three Months Ended September 30,
		2014			2013
			Basic	Diluted		Basic	Diluted
	Weighted average shares outstanding		7,787,236	7,787,236		7,668,168	7,668,168
	Effect of dilutive securities		—	170,010		—	117,328
	Weighted average shares outstanding		7,787,236	7,957,246		7,668,168	7,785,496
		For the Nine Months Ended September 30,
		2014			2013
			Basic	Diluted		Basic	Diluted
	Weighted average shares outstanding		7,779,579	7,779,579		7,661,575	7,661,575
	Effect of dilutive securities		—	148,656		—	253,499
	Weighted average shares outstanding		7,779,579	7,928,235		7,661,575	7,915,074

SUPPLEMENTAL_SEGMENT_INFORMATI1

SUPPLEMENTAL SEGMENT INFORMATION (Tables)	9 Months Ended
	Sep. 30, 2014
Segment Reporting [Abstract]	'
Schedule of Selected Financial Information of Company's reportable business segments	'
	The following tables present selected financial information for the Company’s reportable business segments for the three months and nine months ended September 30, 2014 and 2013:
		Community			Mortgage
	For the Three Months Ended September 30, 2014	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Interest income	$	9,034			436		4			22			9,496
	Interest expense		1,303			12		136			(13	)		1,438
	Net interest income (expense)		7,731			424		(132	)		35			8,058
	Provision for loan losses		(31	)		31		—			—			—
	Noninterest income from external customers		1,139			4,351		17			—			5,507
	Intersegment noninterest income		—			31		1,510			(1,541	)		—
	Noninterest expense		4,792			3,783		1,658			—			10,233
	Intersegment noninterest expense		1,269			240		—			(1,509	)		—
	Income (loss) before income taxes		2,840			752		(263	)		3			3,332
	Income tax expense (benefit)		850			177		(97	)		1			931
	Net income (loss)	$	1,990			575		(166	)		2			2,401
		Community			Mortgage
	For the Three Months Ended September 30, 2013	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Interest income	$	7,670			495		4			27			8,196
	Interest expense		1,227			4		172			(2	)		1,401
	Net interest income (expense)		6,443			491		(168	)		29			6,795
	Provision for loan losses		(200	)		20		—			—			(180	)
	Noninterest income from external customers		537			7,175		26			—			7,738
	Intersegment noninterest income		9			96		1,453			(1,558	)		—
	Noninterest expense		3,671			5,383		1,491			—			10,545
	Intersegment noninterest expense		1,214			249		—			(1,463	)		—
	Income (loss) before income taxes		2,304			2,110		(180	)		(66	)		4,168
	Income tax expense (benefit)		655			802		(67	)		(22	)		1,368
	Net income (loss)	$	1,649			1,308		(113	)		(44	)		2,800
		Community			Mortgage
	For the Nine Months Ended September 30, 2014	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Interest income	$	25,555			995		12			89			26,651
	Interest expense		3,786			12		405			(12	)		4,191
	Net interest income (expense)		21,769			983		(393	)		101			22,460
	Provision for loan losses		(41	)		41		—			—			—
	Noninterest income from external customers		3,012			13,277		36			—			16,325
	Intersegment noninterest income		—			126		4,529			(4,655	)		—
	Noninterest expense		13,173			11,183		4,975			—			29,331
	Intersegment noninterest expense		3,809			720		—			(4,529	)		—
	Income (loss) before income taxes		7,840			2,442		(803	)		(25	)		9,454
	Income tax expense (benefit)		2,351			816		(296	)		(10	)		2,861
	Net income (loss)	$	5,489			1,626		(507	)		(15	)		6,593
		Community			Mortgage
	For the Nine Months Ended September 30, 2013	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Interest income	$	23,360			1,271		13			62			24,706
	Interest expense		3,754			84		539			(6	)		4,371
	Net interest income (expense)		19,606			1,187		(526	)		68			20,335
	Provision for loan losses		(900	)		20		—			—			(880	)
	Noninterest income from external customers		2,150			31,707		69			—			33,926
	Intersegment noninterest income		76			373		4,359			(4,808	)		—
	Noninterest expense		13,098			17,837		4,237			—			35,172
	Intersegment noninterest expense		3,640			796		—			(4,436	)		—
	Income (loss) before income taxes		5,994			14,614		(335	)		(304	)		19,969
	Income tax expense (benefit)		1,985			5,464		(132	)		(104	)		7,213
	Net income (loss)	$	4,009			9,150		(203	)		(200	)		12,756
	The following tables present selected financial information for the Company’s reportable business segments for September 30, 2014 and December 31, 2013:
		Community			Mortgage
	At September 30, 2014	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Assets	$	1,032,222			61,437		108,512			(162,755	)		1,039,416
	Loans receivable, net		644,124			8,923		—			(1,794	)		651,253
Loans held for sale		248			35,239		—			—			35,487
Deposits		786,120			—		—			(2,168	)		783,952
Borrowed funds		134,151			1,000		15,465			(1,001	)		149,615
	Community			Mortgage
At December 31, 2013	Banking			Banking		Other			Eliminations			Total
	(In thousands)
Assets	$	873,104			61,846		101,497			(154,863	)		881,584
Loans receivable, net		532,616			3,374		—			(769	)		535,221
Loans held for sale		753			36,144		—			—			36,897
Deposits		701,110			—		—			(3,529	)		697,581
Borrowed funds		69,376			—		15,465			(1	)		84,840

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative) (USD $)	9 Months Ended		0 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013	Aug. 06, 2014	Sep. 30, 2014	Dec. 31, 2013
			Definitive agreement - First Community Bank [Member]	Statutory Business Trusts [Member]	Statutory Business Trusts [Member]
			Item
Principal amount owed	'	'	'	$15,000	$15,000
Principal assets of the Trusts	'	'	'	15,465	15,465
Value of common stock issued to company	81	80	'	465	465
Description of stock split	'	'	'	'	'
	On January 15, 2014, the Board of Directors of the Company declared a two-for-one stock split to stockholders of record dated February 10, 2014, payable on February 28, 2014.
	On October 15, 2014, the Board of Directors of the Company declared an additional two-for-one stock split to stockholders of record as of October 31, 2014, payable on November 14, 2014.
	As such, all share, earnings per share, and per share data have been retroactively adjusted to reflect the stock splits for all periods presented in accordance with GAAP. Authoried shares, which have not been reflected for the stock split, were increased to 10,000,000 shares during the second quarter of 2014.
Number of branches acquired	'	'	13	'	'
Description of branches located	'	'	'	'	'
			Three of the offices are in South Carolina and operate under the name “People’s Community Bank” and 10 are in southeastern North Carolina.
Total deposits acquired	'	'	230,000	'	'
Loans acquired	'	'	$59,000	'	'
Percentage of deposit premium acquired (as a percentage)	'	'	3.11%	'	'

SECURITIES_Details

SECURITIES (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available For Sale	'	'
Amortized Cost	$217,585	$166,997
Unrealized Gains	5,308	2,358
Unrealized Losses	-425	-1,820
Securities available for sale	222,468	167,535
Held-to-maturity Securities	'	'
Amortized Cost	24,166	24,554
Unrealized Gains	3,912	2,137
Unrealized Loss	-2,037	-3,144
Fair Value	26,041	23,547
Municipal securities [Member]	'	'
Available For Sale	'	'
Amortized Cost	31,893	39,790
Unrealized Gains	1,372	99
Unrealized Losses	-32	-1,390
Securities available for sale	33,233	38,499
Held-to-maturity Securities	'	'
Amortized Cost	15,348	15,488
Unrealized Gains	765	30
Unrealized Loss	-28	-341
Fair Value	16,085	15,177
US government agencies [Member]	'	'
Available For Sale	'	'
Amortized Cost	11,516	5,199
Unrealized Gains	'	'
Unrealized Losses	-207	-24
Securities available for sale	11,309	5,175
Collateralized loan obligations [Member]	'	'
Available For Sale	'	'
Amortized Cost	9,708	'
Unrealized Gains	'	'
Unrealized Losses	-12	'
Securities available for sale	9,696	'
Mortgage-backed securities Agency [Member]	'	'
Available For Sale	'	'
Amortized Cost	116,863	68,813
Unrealized Gains	2,917	1,433
Unrealized Losses	-24	-317
Securities available for sale	119,756	69,929
Mortgage-backed securities Non-agency [Member]	'	'
Available For Sale	'	'
Amortized Cost	47,605	53,195
Unrealized Gains	1,019	826
Unrealized Losses	-150	-89
Securities available for sale	48,474	53,932
Total mortgage-backed securities [Member]	'	'
Available For Sale	'	'
Amortized Cost	164,468	122,008
Unrealized Gains	3,936	2,259
Unrealized Losses	-174	-406
Securities available for sale	168,230	123,861
Asset-backed securities [Member]	'	'
Held-to-maturity Securities	'	'
Amortized Cost	8,818	9,066
Unrealized Gains	3,147	2,107
Unrealized Loss	-2,009	-2,803
Fair Value	$9,956	$8,370

SECURITIES_Details_2

SECURITIES (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Carrying Value	$222,468	$167,535
Amortizied Cost	217,585	166,997
Held-to-maturity Securities [Member]	'	'
Purchased Face Value	16,937	17,333
Cumulative OTTI	-3,975	-3,975
Carrying Value	12,962	13,358
Gross Gains Unrealized Recognized in OCI	'	'
Gross Loss Unrealized Recognized in OCI	-4,144	-4,292
Amortizied Cost	8,818	9,066
Gross Gains Unrealized Not Recognized in OCI	3,147	2,107
Gross Loss Unrealized Not Recognized in OCI	-2,009	-2,803
Estimated Fair Value	9,956	8,370
Held-to-maturity Securities [Member] | Total A Class [Member]	'	'
Purchased Face Value	2,436	2,841
Cumulative OTTI	'	'
Carrying Value	2,436	2,841
Gross Gains Unrealized Recognized in OCI	'	'
Gross Loss Unrealized Recognized in OCI	-565	-586
Amortizied Cost	1,871	2,255
Gross Gains Unrealized Not Recognized in OCI	388	354
Gross Loss Unrealized Not Recognized in OCI	'	-99
Estimated Fair Value	2,259	2,510
Held-to-maturity Securities [Member] | Total A Class [Member] | Minimum [Member]	'	'
Collateralization Percentage	166.00%	164.00%
Held-to-maturity Securities [Member] | Total A Class [Member] | Maximum [Member]	'	'
Collateralization Percentage	378.00%	324.00%
Held-to-maturity Securities [Member] | Total B Class [Member]	'	'
Purchased Face Value	11,783	11,804
Cumulative OTTI	-2,635	-2,635
Carrying Value	9,149	9,169
Gross Gains Unrealized Recognized in OCI	'	'
Gross Loss Unrealized Recognized in OCI	-2,486	-2,569
Amortizied Cost	6,663	6,600
Gross Gains Unrealized Not Recognized in OCI	1,874	1,190
Gross Loss Unrealized Not Recognized in OCI	-2,009	-2,704
Estimated Fair Value	6,528	5,086
Held-to-maturity Securities [Member] | Total B Class [Member] | Minimum [Member]	'	'
Collateralization Percentage	95.00%	94.00%
Held-to-maturity Securities [Member] | Total B Class [Member] | Maximum [Member]	'	'
Collateralization Percentage	104.00%	98.00%
Held-to-maturity Securities [Member] | Total C Class [Member]	'	'
Purchased Face Value	2,718	2,688
Cumulative OTTI	-1,340	-1,340
Carrying Value	1,377	1,348
Gross Gains Unrealized Recognized in OCI	'	'
Gross Loss Unrealized Recognized in OCI	-1,093	-1,137
Amortizied Cost	284	211
Gross Gains Unrealized Not Recognized in OCI	885	563
Gross Loss Unrealized Not Recognized in OCI	'	'
Estimated Fair Value	$1,169	$774
Held-to-maturity Securities [Member] | Total C Class [Member] | Minimum [Member]	'	'
Collateralization Percentage	87.00%	83.00%
Held-to-maturity Securities [Member] | Total C Class [Member] | Maximum [Member]	'	'
Collateralization Percentage	87.00%	83.00%

SECURITIES_Details_3

SECURITIES (Details 3) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investment securities, Amortized Cost	'	'
Less than one year	'	'
One to five years	'	'
Five to ten years	22,372	'
After ten years	195,213	'
Total	217,585	166,997
Investment securities, Fair Value	'	'
Less than one year	'	'
One to five years	'	'
Five to ten years	22,217	'
After ten years	200,251	'
Securities available for sale	222,468	167,535
Amortized Cost	'	'
Less than one year	'	11,945
One to five years	970	'
Five to ten years	4,454	'
After ten years	18,742	'
Total	24,166	24,554
Fair Value	'	'
Less than one year	'	'
One to five years	1,018	'
Five to ten years	4,457	'
After ten years	20,566	'
Total	$26,041	$23,547

SECURITIES_Details_4

SECURITIES (Details 4) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Gross realized gains and losses, Available-for-sale	'	'	'	'
Proceeds	$27,604	$7,580	$56,164	$58,680
Realized gains	340	16	860	392
Realized losses	-127	-353	-167	-775
Total investment securities gains, net	$213	($337)	$693	($383)

SECURITIES_Details_5

SECURITIES (Details 5) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available For Sale Securities	'	'
Less than 12 Months, Amortized Cost	$18,372	$74,453
Less than 12 Months, Fair Value	18,088	72,866
Less than 12 Months, Unrealized Losses	-284	-1,587
Greater than 12 Months, Amortized Cost	9,898	6,817
Greater than 12 Months, Fair Value	9,757	6,584
Greater than 12 Months, Unrealized Losses	-141	-233
Total, Amortized Cost	28,270	81,270
Total, Fair Value	27,845	79,450
Total, Unrealized Losses	-425	-1,820
Held to Maturity	'	'
Less than 12 Months, Amortized Cost	'	11,945
Less than 12 Months, Fair Value	'	11,734
Less than 12 Months, Unrealized Losses	'	-211
Greater than 12 Months, Amortized Cost	9,745	9,575
Greater than 12 Months, Fair Value	7,708	6,642
Greater than 12 Months, Unrealized Losses	-2,037	-2,933
Total, Amortized Cost	9,745	21,520
Total, Fair Value	7,708	18,376
Total, Unrealized Losses	-2,037	-3,144
Municipal securities [Member]	'	'
Available For Sale Securities	'	'
Less than 12 Months, Amortized Cost	'	27,108
Less than 12 Months, Fair Value	'	25,917
Less than 12 Months, Unrealized Losses	'	-1,191
Greater than 12 Months, Amortized Cost	3,455	3,157
Greater than 12 Months, Fair Value	3,423	2,958
Greater than 12 Months, Unrealized Losses	-32	-199
Total, Amortized Cost	3,455	30,265
Total, Fair Value	3,423	28,875
Total, Unrealized Losses	-32	-1,390
Held to Maturity	'	'
Less than 12 Months, Amortized Cost	'	11,945
Less than 12 Months, Fair Value	'	11,734
Less than 12 Months, Unrealized Losses	'	-211
Greater than 12 Months, Amortized Cost	3,326	2,177
Greater than 12 Months, Fair Value	3,298	2,047
Greater than 12 Months, Unrealized Losses	-28	-130
Total, Amortized Cost	3,326	14,122
Total, Fair Value	3,298	13,781
Total, Unrealized Losses	-28	-341
US government agencies [Member]	'	'
Available For Sale Securities	'	'
Less than 12 Months, Amortized Cost	9,516	5,199
Less than 12 Months, Fair Value	9,309	5,175
Less than 12 Months, Unrealized Losses	-207	-24
Greater than 12 Months, Amortized Cost	'	'
Greater than 12 Months, Fair Value	'	'
Greater than 12 Months, Unrealized Losses	'	'
Total, Amortized Cost	9,516	5,199
Total, Fair Value	9,309	5,175
Total, Unrealized Losses	-207	-24
Collateralized loan obligations [Member]	'	'
Available For Sale Securities	'	'
Less than 12 Months, Amortized Cost	4,708	'
Less than 12 Months, Fair Value	4,696	'
Less than 12 Months, Unrealized Losses	-12	'
Greater than 12 Months, Amortized Cost	'	'
Greater than 12 Months, Fair Value	'	'
Greater than 12 Months, Unrealized Losses	'	'
Total, Amortized Cost	4,708	'
Total, Fair Value	4,696	'
Total, Unrealized Losses	-12	'
Mortgage-backed securities Agency [Member]	'	'
Available For Sale Securities	'	'
Less than 12 Months, Amortized Cost	1,458	27,140
Less than 12 Months, Fair Value	1,434	26,823
Less than 12 Months, Unrealized Losses	-24	-317
Greater than 12 Months, Amortized Cost	'	'
Greater than 12 Months, Fair Value	'	'
Greater than 12 Months, Unrealized Losses	'	'
Total, Amortized Cost	1,458	27,140
Total, Fair Value	1,434	26,823
Total, Unrealized Losses	-24	-317
Mortgage-backed securities Non-agency [Member]	'	'
Available For Sale Securities	'	'
Less than 12 Months, Amortized Cost	2,690	15,006
Less than 12 Months, Fair Value	2,649	14,951
Less than 12 Months, Unrealized Losses	-41	-55
Greater than 12 Months, Amortized Cost	6,443	3,660
Greater than 12 Months, Fair Value	6,334	3,626
Greater than 12 Months, Unrealized Losses	-109	-34
Total, Amortized Cost	9,133	18,666
Total, Fair Value	8,983	18,577
Total, Unrealized Losses	-150	-89
Total mortgage-backed securities [Member]	'	'
Available For Sale Securities	'	'
Less than 12 Months, Amortized Cost	4,148	42,146
Less than 12 Months, Fair Value	4,083	41,774
Less than 12 Months, Unrealized Losses	-65	-372
Greater than 12 Months, Amortized Cost	6,443	3,660
Greater than 12 Months, Fair Value	6,334	3,626
Greater than 12 Months, Unrealized Losses	-109	-34
Total, Amortized Cost	10,591	45,806
Total, Fair Value	10,417	45,400
Total, Unrealized Losses	-174	-406
Asset-backed securities [Member]	'	'
Held to Maturity	'	'
Less than 12 Months, Amortized Cost	'	'
Less than 12 Months, Fair Value	'	'
Less than 12 Months, Unrealized Losses	'	'
Greater than 12 Months, Amortized Cost	6,419	7,398
Greater than 12 Months, Fair Value	4,410	4,595
Greater than 12 Months, Unrealized Losses	-2,009	-2,803
Total, Amortized Cost	6,419	7,398
Total, Fair Value	4,410	4,595
Total, Unrealized Losses	($2,009)	($2,803)

SECURITIES_Details_6

SECURITIES (Details 6) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]	'	'
Balance at beginning of year	$3,975	$3,975
Additions for credit losses on securities for which OTTI was not previously recognized	'	'
Additions for additional credit losses on securities for which OTTI was previously recognized	'	'
Balance at end of year	$3,975	$3,975

SECURITIES_Details_Narrative

SECURITIES (Details Narrative) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Item	Item
Securities Details 3	'	'
Pooled trust preferred securities in Investment Grade	$900	$1,300
Split-rated security	970	1,000
Below investment grade security	6,900	6,800
Senior tranches representing Company's Pooled securities	1,900	2,300
Mezzanine tranches subordinate to senior tranches	6,900	6,800
Available for Sale Securities pledged for FHLB advances	$75,300	'
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	18	58

DERIVATIVES_Details

DERIVATIVES (Details) (Designated as Hedging Instrument [Member], USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Asset derivatives, Fair value	$1,269	$1,412
Notional Value, Assets	170,301	128,516
Liability derivatives, Fair value	215	55
Notional Value, Liability	148,000	103,614
Mortgage loan interest rate lock commitments [Member]	'	'
Asset derivatives, Fair value	1,021	'
Notional Value, Assets	151,689	'
Liability derivatives, Fair value	'	55
Notional Value, Liability	'	103,614
Mortgage loan forward sales commitments [Member]	'	'
Asset derivatives, Fair value	248	106
Notional Value, Assets	18,612	20,516
Liability derivatives, Fair value	'	'
Notional Value, Liability	'	'
Mortgage-backed securities forward sales commitments [Member]	'	'
Asset derivatives, Fair value	'	878
Notional Value, Assets	'	88,000
Liability derivatives, Fair value	195	'
Notional Value, Liability	133,000	'
Interest rate swaps [Member]	'	'
Asset derivatives, Fair value	'	428
Notional Value, Assets	'	20,000
Liability derivatives, Fair value	20	'
Notional Value, Liability	$15,000	'

LOANS_RECEIVABLE_NET_Details

LOANS RECEIVABLE, NET (Details) (USD $)	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Total gross loans receivable	$700,238	'	$564,960	'	'	'
Percentage of Total Loan	100.00%	'	100.00%	'	'	'
Undisbursed loans in process	39,858	'	21,550	'	'	'
Allowance for loan losses	8,905	8,662	8,091	8,327	8,403	9,520
Deferred fees, net	222	'	98	'	'	'
Total loans receivable, net	651,253	'	535,221	'	'	'
Consumer loans [Member]	'	'	'	'	'	'
Total gross loans receivable	2,782	'	3,060	'	'	'
Percentage of Total Loan	0.40%	'	0.54%	'	'	'
Allowance for loan losses	27	28	42	55	76	82
Commercial business loans [Member]	'	'	'	'	'	'
Total gross loans receivable	75,224	'	33,938	'	'	'
Percentage of Total Loan	10.74%	'	6.01%	'	'	'
Allowance for loan losses	1,221	947	339	294	641	862
Loans secured by Real Estate [Member] | One-to-four family [Member]	'	'	'	'	'	'
Total gross loans receivable	226,504	'	184,210	'	'	'
Percentage of Total Loan	32.35%	'	32.60%	'	'	'
Allowance for loan losses	2,604	2,504	2,472	2,784	2,274	3,193
Loans secured by Real Estate [Member] | Home equity [Member]	'	'	'	'	'	'
Total gross loans receivable	23,179	'	23,661	'	'	'
Percentage of Total Loan	3.31%	'	4.19%	'	'	'
Allowance for loan losses	217	207	231	228	250	276
Loans secured by Real Estate [Member] | Commercial real estate [Member]	'	'	'	'	'	'
Total gross loans receivable	282,897	'	253,035	'	'	'
Percentage of Total Loan	40.40%	'	44.79%	'	'	'
Allowance for loan losses	2,875	3,173	2,855	2,977	2,898	3,315
Loans secured by Real Estate [Member] | Construction and development [Member]	'	'	'	'	'	'
Total gross loans receivable	89,652	'	67,056	'	'	'
Percentage of Total Loan	12.80%	'	11.87%	'	'	'
Allowance for loan losses	$1,298	$1,225	$1,418	$1,300	$1,305	$1,792

LOANS_RECEIVABLE_NET_Details_2

LOANS RECEIVABLE, NET (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans Receivable Net Details 2	'	'
Variable rate loans	$272,616	$219,589
Variable rate loans (as a percentage)	41.28%	40.41%
Fixed rate loans	387,764	323,821
Fixed rate loans (as a percentage)	58.72%	59.59%
Total loans outstanding	$660,380	$543,410
Total loans outstanding (as a percentage)	100.00%	100.00%

LOANS_RECEIVABLE_NET_Details_3

LOANS RECEIVABLE, NET (Details 3) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'
Beginning Balance	$8,662	$8,403	$8,091	$9,520
Provision for Loan Losses	'	-180	'	-880
Charge-Offs	-62	-402	-346	-1,301
Recoveries	305	506	1,160	988
Ending Balance	8,905	8,327	8,905	8,327
Consumer loans [Member]	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'
Beginning Balance	28	76	42	82
Provision for Loan Losses	-11	-30	-62	-34
Charge-Offs	-1	-1	-14	-35
Recoveries	11	10	61	42
Ending Balance	27	55	27	55
Commercial business loans [Member]	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'
Beginning Balance	947	641	339	862
Provision for Loan Losses	282	-450	485	-500
Charge-Offs	-59	-74	-59	-410
Recoveries	51	177	456	342
Ending Balance	1,221	294	1,221	294
Unallocated [Member]	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'
Beginning Balance	578	959	734	'
Provision for Loan Losses	85	-270	-71	689
Charge-Offs	'	'	'	'
Recoveries	'	'	'	'
Ending Balance	663	689	663	689
Loans secured by Real Estate [Member] | One-to-four family [Member]	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'
Beginning Balance	2,504	2,274	2,472	3,193
Provision for Loan Losses	82	273	116	-698
Charge-Offs	'	'	-73	-81
Recoveries	18	237	89	370
Ending Balance	2,604	2,784	2,604	2,784
Loans secured by Real Estate [Member] | Home equity [Member]	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'
Beginning Balance	207	250	231	276
Provision for Loan Losses	10	-23	-14	-21
Charge-Offs	'	'	'	-28
Recoveries	'	1	'	1
Ending Balance	217	228	217	228
Loans secured by Real Estate [Member] | Commercial real estate [Member]	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'
Beginning Balance	3,173	2,898	2,855	3,315
Provision for Loan Losses	-399	127	-53	-253
Charge-Offs	'	-100	-28	-210
Recoveries	101	52	101	125
Ending Balance	2,875	2,977	2,875	2,977
Loans secured by Real Estate [Member] | Construction and development [Member]	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'
Beginning Balance	1,225	1,305	1,418	1,792
Provision for Loan Losses	-49	193	-401	-63
Charge-Offs	-2	-227	-172	-537
Recoveries	124	29	453	108
Ending Balance	$1,298	$1,300	$1,298	$1,300

LOANS_RECEIVABLE_NET_Details_4

LOANS RECEIVABLE, NET (Details 4) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Allowance for loan losses ending balances:	'	'
Loans Individually Evaluated for Impairment	$341	$349
Loans Collectively Evaluated for Impairment	8,564	7,742
Ending Balance	8,905	8,091
Loans receivable ending balances:	'	'
Individually Evaluated for Impairment	19,947	27,446
Collectively Evaluated for Impairment	640,433	515,964
Total	660,380	543,410
Consumer loans [Member]	'	'
Allowance for loan losses ending balances:	'	'
Loans Individually Evaluated for Impairment	2	20
Loans Collectively Evaluated for Impairment	25	22
Ending Balance	27	42
Loans receivable ending balances:	'	'
Individually Evaluated for Impairment	26	40
Collectively Evaluated for Impairment	2,735	2,775
Total	2,761	2,815
Commercial business loans [Member]	'	'
Allowance for loan losses ending balances:	'	'
Loans Individually Evaluated for Impairment	1	6
Loans Collectively Evaluated for Impairment	1,220	333
Ending Balance	1,221	339
Loans receivable ending balances:	'	'
Individually Evaluated for Impairment	2,784	2,560
Collectively Evaluated for Impairment	64,384	22,986
Total	67,168	25,546
Unallocated [Member]	'	'
Allowance for loan losses ending balances:	'	'
Loans Individually Evaluated for Impairment	'	'
Loans Collectively Evaluated for Impairment	663	734
Ending Balance	663	734
Loans receivable ending balances:	'	'
Individually Evaluated for Impairment	'	'
Collectively Evaluated for Impairment	'	'
Total	'	'
Loans secured by Real Estate [Member] | One-to-four family [Member]	'	'
Allowance for loan losses ending balances:	'	'
Loans Individually Evaluated for Impairment	218	103
Loans Collectively Evaluated for Impairment	2,386	2,369
Ending Balance	2,604	2,472
Loans receivable ending balances:	'	'
Individually Evaluated for Impairment	6,134	6,220
Collectively Evaluated for Impairment	219,620	177,516
Total	225,754	183,736
Loans secured by Real Estate [Member] | Home equity [Member]	'	'
Allowance for loan losses ending balances:	'	'
Loans Individually Evaluated for Impairment	'	'
Loans Collectively Evaluated for Impairment	217	231
Ending Balance	217	231
Loans receivable ending balances:	'	'
Individually Evaluated for Impairment	'	125
Collectively Evaluated for Impairment	22,498	23,217
Total	22,498	23,342
Loans secured by Real Estate [Member] | Commercial real estate [Member]	'	'
Allowance for loan losses ending balances:	'	'
Loans Individually Evaluated for Impairment	30	55
Loans Collectively Evaluated for Impairment	2,845	2,800
Ending Balance	2,875	2,855
Loans receivable ending balances:	'	'
Individually Evaluated for Impairment	10,429	17,008
Collectively Evaluated for Impairment	261,819	230,859
Total	272,248	247,867
Loans secured by Real Estate [Member] | Construction and development [Member]	'	'
Allowance for loan losses ending balances:	'	'
Loans Individually Evaluated for Impairment	90	165
Loans Collectively Evaluated for Impairment	1,208	1,253
Ending Balance	1,298	1,418
Loans receivable ending balances:	'	'
Individually Evaluated for Impairment	574	1,493
Collectively Evaluated for Impairment	69,377	58,611
Total	$69,951	$60,104

LOANS_RECEIVABLE_NET_Details_5

LOANS RECEIVABLE, NET (Details 5) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$18,441	'	$18,441	'	$26,334
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,506	'	1,506	'	1,112
Impaired Financing Receivable, Recorded Investment	19,947	'	19,947	'	27,446
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	25,217	'	25,217	'	33,284
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	1,506	'	1,506	'	1,212
Impaired Financing Receivable, Unpaid Principal Balance	26,723	'	26,723	'	34,496
Impaired Financing Receivable, Related Allowance	341	'	341	'	349
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	18,832	29,022	22,837	31,187	'
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	1,443	172	937	160	'
Impaired Financing Receivable, Average Recorded Investment	20,275	29,194	23,774	31,347	'
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	266	271	634	679	'
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	9	'	21	'	'
Impaired Financing Receivable, Interest Income, Accrual Method	275	271	655	679	'
Consumer loans [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	24	'	24	'	20
Impaired Financing Receivable, with Related Allowance, Recorded Investment	2	'	2	'	20
Impaired Financing Receivable, Recorded Investment	26	'	26	'	40
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	550	'	550	'	404
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	2	'	2	'	20
Impaired Financing Receivable, Unpaid Principal Balance	552	'	552	'	424
Impaired Financing Receivable, Related Allowance	2	'	2	'	20
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	23	21	22	24	'
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	3	'	5	27	'
Impaired Financing Receivable, Average Recorded Investment	26	21	27	51	'
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	'	1	1	1	'
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	'	'	'	'	'
Impaired Financing Receivable, Interest Income, Accrual Method	'	1	1	1	'
Commercial business loans [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,783	'	2,783	'	2,554
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1	'	1	'	6
Impaired Financing Receivable, Recorded Investment	2,784	'	2,784	'	2,560
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	4,418	'	4,418	'	3,599
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	1	'	1	'	6
Impaired Financing Receivable, Unpaid Principal Balance	4,419	'	4,419	'	3,605
Impaired Financing Receivable, Related Allowance	1	'	1	'	6
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	2,358	2,604	2,367	3,121	'
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	2	8	4	10	'
Impaired Financing Receivable, Average Recorded Investment	2,360	2,612	2,371	3,131	'
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	55	40	107	96	'
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	'	'	'	'	'
Impaired Financing Receivable, Interest Income, Accrual Method	55	40	107	96	'
Loans secured by Real Estate [Member] | One-to-four family [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	5,159	'	5,159	'	5,713
Impaired Financing Receivable, with Related Allowance, Recorded Investment	975	'	975	'	507
Impaired Financing Receivable, Recorded Investment	6,134	'	6,134	'	6,220
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	7,071	'	7,071	'	7,682
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	975	'	975	'	607
Impaired Financing Receivable, Unpaid Principal Balance	8,046	'	8,046	'	8,289
Impaired Financing Receivable, Related Allowance	218	'	218	'	103
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	5,051	5,883	5,413	6,270	'
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	908	97	505	80	'
Impaired Financing Receivable, Average Recorded Investment	5,959	5,980	5,918	6,350	'
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	39	60	84	160	'
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	4	'	6	'	'
Impaired Financing Receivable, Interest Income, Accrual Method	43	60	90	160	'
Loans secured by Real Estate [Member] | Home equity [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	'	'	'	'	125
Impaired Financing Receivable, with Related Allowance, Recorded Investment	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	'	'	'	'	125
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	347	'	347	'	472
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	'	'	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	347	'	347	'	472
Impaired Financing Receivable, Related Allowance	'	'	'	'	'
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	'	125	'	195	'
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	'	10	'	'	'
Impaired Financing Receivable, Average Recorded Investment	'	135	'	195	'
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	'	10	'	10	'
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	'	'	'	'	'
Impaired Financing Receivable, Interest Income, Accrual Method	'	10	'	10	'
Loans secured by Real Estate [Member] | Commercial real estate [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	10,168	'	10,168	'	16,695
Impaired Financing Receivable, with Related Allowance, Recorded Investment	261	'	261	'	313
Impaired Financing Receivable, Recorded Investment	10,429	'	10,429	'	17,008
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	10,713	'	10,713	'	17,240
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	261	'	261	'	313
Impaired Financing Receivable, Unpaid Principal Balance	10,974	'	10,974	'	17,553
Impaired Financing Receivable, Related Allowance	30	'	30	'	55
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	11,093	19,091	14,647	19,404	'
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	263	42	267	43	'
Impaired Financing Receivable, Average Recorded Investment	11,356	19,133	14,914	19,447	'
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	166	146	433	403	'
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	5	'	14	'	'
Impaired Financing Receivable, Interest Income, Accrual Method	171	146	447	403	'
Loans secured by Real Estate [Member] | Construction and development [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	307	'	307	'	1,227
Impaired Financing Receivable, with Related Allowance, Recorded Investment	267	'	267	'	266
Impaired Financing Receivable, Recorded Investment	574	'	574	'	1,493
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	2,118	'	2,118	'	3,887
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	267	'	267	'	266
Impaired Financing Receivable, Unpaid Principal Balance	2,385	'	2,385	'	4,153
Impaired Financing Receivable, Related Allowance	90	'	90	'	165
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	307	1,298	388	2,173	'
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	267	'	156	'	'
Impaired Financing Receivable, Average Recorded Investment	574	1,298	544	2,173	'
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	6	14	9	9	'
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	'	'	1	'	'
Impaired Financing Receivable, Interest Income, Accrual Method	$6	$14	$10	$9	'

LOANS_RECEIVABLE_NET_Details_6

LOANS RECEIVABLE, NET (Details 6) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Aging of the recorded investment in past due loans by class of loans	'	'
30-59 days past due	$412	$557
60-89 days past due	431	1,034
90 days or more past due	7,074	10,554
Total Past Due	7,917	12,145
Current	652,463	531,265
Total loans receivable	660,380	543,410
Consumer loans [Member]	'	'
Aging of the recorded investment in past due loans by class of loans	'	'
30-59 days past due	5	'
60-89 days past due	5	'
90 days or more past due	'	7
Total Past Due	10	7
Current	2,751	2,808
Total loans receivable	2,761	2,815
Commercial business loans [Member]	'	'
Aging of the recorded investment in past due loans by class of loans	'	'
30-59 days past due	'	'
60-89 days past due	'	'
90 days or more past due	168	431
Total Past Due	168	431
Current	67,000	25,115
Total loans receivable	67,168	25,546
Loans secured by Real Estate [Member] | One-to-four family [Member]	'	'
Aging of the recorded investment in past due loans by class of loans	'	'
30-59 days past due	146	231
60-89 days past due	426	1,034
90 days or more past due	3,984	3,440
Total Past Due	4,556	4,705
Current	221,198	179,031
Total loans receivable	225,754	183,736
Loans secured by Real Estate [Member] | Home equity [Member]	'	'
Aging of the recorded investment in past due loans by class of loans	'	'
30-59 days past due	'	'
60-89 days past due	'	'
90 days or more past due	'	125
Total Past Due	'	125
Current	22,498	23,217
Total loans receivable	22,498	23,342
Loans secured by Real Estate [Member] | Commercial real estate [Member]	'	'
Aging of the recorded investment in past due loans by class of loans	'	'
30-59 days past due	261	273
60-89 days past due	'	'
90 days or more past due	2,358	5,074
Total Past Due	2,619	5,347
Current	269,629	242,520
Total loans receivable	272,248	247,867
Loans secured by Real Estate [Member] | Construction and development [Member]	'	'
Aging of the recorded investment in past due loans by class of loans	'	'
30-59 days past due	'	53
60-89 days past due	'	'
90 days or more past due	564	1,477
Total Past Due	564	1,530
Current	69,387	58,574
Total loans receivable	$69,951	$60,104

LOANS_RECEIVABLE_NET_Details_7

LOANS RECEIVABLE, NET (Details 7) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total loans receivable	$660,380	$543,410
Pass [Member]	'	'
Total loans receivable	639,355	518,545
Special Mention [Member]	'	'
Total loans receivable	12,940	12,893
Substandard [Member]	'	'
Total loans receivable	8,085	11,972
Consumer loans [Member]	'	'
Total loans receivable	2,761	2,815
Consumer loans [Member] | Pass [Member]	'	'
Total loans receivable	2,753	2,795
Consumer loans [Member] | Special Mention [Member]	'	'
Total loans receivable	'	'
Consumer loans [Member] | Substandard [Member]	'	'
Total loans receivable	8	20
Commercial business loans [Member]	'	'
Total loans receivable	67,168	25,546
Commercial business loans [Member] | Pass [Member]	'	'
Total loans receivable	66,204	24,823
Commercial business loans [Member] | Special Mention [Member]	'	'
Total loans receivable	206	286
Commercial business loans [Member] | Substandard [Member]	'	'
Total loans receivable	758	437
Loans secured by Real Estate [Member] | One-to-four family [Member]	'	'
Total loans receivable	225,754	183,736
Loans secured by Real Estate [Member] | One-to-four family [Member] | Pass [Member]	'	'
Total loans receivable	220,583	177,878
Loans secured by Real Estate [Member] | One-to-four family [Member] | Special Mention [Member]	'	'
Total loans receivable	1,035	1,679
Loans secured by Real Estate [Member] | One-to-four family [Member] | Substandard [Member]	'	'
Total loans receivable	4,136	4,179
Loans secured by Real Estate [Member] | Home equity [Member]	'	'
Total loans receivable	22,498	23,342
Loans secured by Real Estate [Member] | Home equity [Member] | Pass [Member]	'	'
Total loans receivable	22,498	23,217
Loans secured by Real Estate [Member] | Home equity [Member] | Special Mention [Member]	'	'
Total loans receivable	'	'
Loans secured by Real Estate [Member] | Home equity [Member] | Substandard [Member]	'	'
Total loans receivable	'	125
Loans secured by Real Estate [Member] | Commercial real estate [Member]	'	'
Total loans receivable	272,248	247,867
Loans secured by Real Estate [Member] | Commercial real estate [Member] | Pass [Member]	'	'
Total loans receivable	258,204	231,269
Loans secured by Real Estate [Member] | Commercial real estate [Member] | Special Mention [Member]	'	'
Total loans receivable	11,425	10,633
Loans secured by Real Estate [Member] | Commercial real estate [Member] | Substandard [Member]	'	'
Total loans receivable	2,619	5,965
Loans secured by Real Estate [Member] | Construction and development [Member]	'	'
Total loans receivable	69,951	60,104
Loans secured by Real Estate [Member] | Construction and development [Member] | Pass [Member]	'	'
Total loans receivable	69,113	58,563
Loans secured by Real Estate [Member] | Construction and development [Member] | Special Mention [Member]	'	'
Total loans receivable	274	295
Loans secured by Real Estate [Member] | Construction and development [Member] | Substandard [Member]	'	'
Total loans receivable	$564	$1,246

LOANS_RECEIVABLE_NET_Details_8

LOANS RECEIVABLE, NET (Details 8) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total loans receivable	$660,380	$543,410
Performing Financing Receivable [Member]	'	'
Total loans receivable	653,146	532,331
Nonperforming Financing Receivable [Member]	'	'
Total loans receivable	7,234	11,079
90 days or more past due	'	'
Nonaccrual	7,234	11,079
Consumer loans [Member]	'	'
Total loans receivable	2,761	2,815
Consumer loans [Member] | Performing Financing Receivable [Member]	'	'
Total loans receivable	2,754	2,795
Consumer loans [Member] | Nonperforming Financing Receivable [Member]	'	'
Total loans receivable	7	20
90 days or more past due	'	'
Nonaccrual	7	20
Commercial business loans [Member]	'	'
Total loans receivable	67,168	25,546
Commercial business loans [Member] | Performing Financing Receivable [Member]	'	'
Total loans receivable	66,999	25,109
Commercial business loans [Member] | Nonperforming Financing Receivable [Member]	'	'
Total loans receivable	169	437
90 days or more past due	'	'
Nonaccrual	169	437
Loans secured by Real Estate [Member] | One-to-four family [Member]	'	'
Total loans receivable	225,754	183,736
Loans secured by Real Estate [Member] | One-to-four family [Member] | Performing Financing Receivable [Member]	'	'
Total loans receivable	221,618	179,834
Loans secured by Real Estate [Member] | One-to-four family [Member] | Nonperforming Financing Receivable [Member]	'	'
Total loans receivable	4,136	3,902
90 days or more past due	'	'
Nonaccrual	4,136	3,902
Loans secured by Real Estate [Member] | Home equity [Member]	'	'
Total loans receivable	22,498	23,342
Loans secured by Real Estate [Member] | Home equity [Member] | Performing Financing Receivable [Member]	'	'
Total loans receivable	22,498	23,217
Loans secured by Real Estate [Member] | Home equity [Member] | Nonperforming Financing Receivable [Member]	'	'
Total loans receivable	'	125
90 days or more past due	'	'
Nonaccrual	'	125
Loans secured by Real Estate [Member] | Commercial real estate [Member]	'	'
Total loans receivable	272,248	247,867
Loans secured by Real Estate [Member] | Commercial real estate [Member] | Performing Financing Receivable [Member]	'	'
Total loans receivable	269,890	242,753
Loans secured by Real Estate [Member] | Commercial real estate [Member] | Nonperforming Financing Receivable [Member]	'	'
Total loans receivable	2,358	5,114
90 days or more past due	'	'
Nonaccrual	2,358	5,114
Loans secured by Real Estate [Member] | Construction and development [Member]	'	'
Total loans receivable	69,951	60,104
Loans secured by Real Estate [Member] | Construction and development [Member] | Performing Financing Receivable [Member]	'	'
Total loans receivable	69,387	58,623
Loans secured by Real Estate [Member] | Construction and development [Member] | Nonperforming Financing Receivable [Member]	'	'
Total loans receivable	564	1,481
90 days or more past due	'	'
Nonaccrual	$564	$1,481

LOANS_RECEIVABLE_NET_Details_N

LOANS RECEIVABLE, NET (Details Narrative) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2014	Sep. 30, 2014
In Thousands, unless otherwise specified			Commercial business loans [Member]	Commercial business loans [Member]
			Item	Item
Committed to advance additional funds in connection with impaired loans	'	$230	'	'
Loans designated as troubled debt restructurings	17,000	23,700	'	'
Troubled debt restructurings, still accruing	12,300	16,400	'	'
Number of Contracts due to modification identified as a TDR	'	'	1	1
Pre-Modification Recorded Investment	'	'	589	589
Post-Modification Recorded Investment	'	'	$589	$589

REAL_ESTATE_ACQUIRED_THROUGH_F2

REAL ESTATE ACQUIRED THROUGH FORECLOSURE (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Real Estate Acquired Through Foreclosure Details	'	'
Balance at beginning of period	$6,273	$6,284
Additions	1,327	4,140
Sales	-3,013	-3,302
Write downs	-351	-849
Balance at end of period	$4,236	$6,273

REAL_ESTATE_ACQUIRED_THROUGH_F3

REAL ESTATE ACQUIRED THROUGH FORECLOSURE (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Real Estate Acquired Through Foreclosure	$4,236	$6,273	$6,284
Loans secured by Real Estate [Member] | One-to-four family [Member]	'	'	'
Real Estate Acquired Through Foreclosure	161	959	'
Loans secured by Real Estate [Member] | Commercial real estate [Member]	'	'	'
Real Estate Acquired Through Foreclosure	998	1,781	'
Loans secured by Real Estate [Member] | Construction and development [Member]	'	'	'
Real Estate Acquired Through Foreclosure	$3,077	$3,533	'

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Deposits Details	'	'
Noninterest-bearing demand accounts	$107,943	$83,500
Interest-bearing demand accounts	142,574	92,067
Savings accounts	25,528	17,816
Money market accounts	207,019	220,915
Certificates of deposit:	'	'
Less than $100,000	203,426	195,239
$100,000 or more	97,462	88,044
Total certificates of deposit	300,888	283,283
Total deposits	783,952	697,581
Brokered certificates of deposit	82,900	61,800
Institutional certificates of deposit	$45,100	$40,000

DEPOSITS_Details_2

DEPOSITS (Details 2) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Certificates of deposit:	'	'	'	'
$100,000 or More	$237	$164	$632	$492

ESTIMATED_FAIR_VALUE_OF_FINANC2

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial assets:	'	'
Cash and due from banks	$10,973	$4,489
Interest-bearing cash	18,058	34,176
Securities available for sale	222,468	167,535
Securities held to maturity	24,166	24,554
Federal Home Loan Bank stock	6,755	4,103
Other investments	1,947	1,858
Derivative assets	1,269	1,412
Loans held for sale	35,487	36,897
Loans receivable, net	651,253	535,221
Mortgage servicing rights	9,886	10,908
Cash value life insurance	21,379	20,910
Financial liabilities:	'	'
Deposits	783,952	697,581
Short-term borrowed funds	92,800	10,300
Long-term debt	56,815	74,540
Derivative liabilities	215	55
Fair Value [Member]	'	'
Financial assets:	'	'
Cash and due from banks	10,973	4,489
Interest-bearing cash	18,058	34,176
Securities available for sale	222,468	167,535
Securities held to maturity	26,041	23,547
Federal Home Loan Bank stock	6,755	4,103
Other investments	1,947	1,858
Derivative assets	1,269	1,412
Loans held for sale	35,762	37,041
Loans receivable, net	664,027	524,142
Mortgage servicing rights	15,353	17,718
Cash value life insurance	21,379	20,910
Financial liabilities:	'	'
Deposits	782,479	696,674
Short-term borrowed funds	92,797	10,300
Long-term debt	53,431	71,462
Derivative liabilities	215	55
Fair Value, Inputs, Level 1 [Member]	'	'
Financial assets:	'	'
Cash and due from banks	10,973	4,489
Interest-bearing cash	18,058	34,176
Securities available for sale	'	'
Securities held to maturity	'	'
Federal Home Loan Bank stock	'	'
Other investments	'	'
Derivative assets	'	428
Loans held for sale	'	'
Loans receivable, net	'	'
Mortgage servicing rights	'	'
Cash value life insurance	'	'
Financial liabilities:	'	'
Deposits	'	'
Short-term borrowed funds	'	'
Long-term debt	'	'
Derivative liabilities	20	'
Fair Value, Inputs, Level 2 [Member]	'	'
Financial assets:	'	'
Cash and due from banks	'	'
Interest-bearing cash	'	'
Securities available for sale	222,468	167,535
Securities held to maturity	16,085	15,177
Federal Home Loan Bank stock	'	'
Other investments	'	'
Derivative assets	1,269	984
Loans held for sale	35,762	37,041
Loans receivable, net	644,421	497,045
Mortgage servicing rights	15,353	17,718
Cash value life insurance	21,379	20,910
Financial liabilities:	'	'
Deposits	782,479	696,674
Short-term borrowed funds	92,797	10,300
Long-term debt	53,431	71,462
Derivative liabilities	195	55
Fair Value, Inputs, Level 3 [Member]	'	'
Financial assets:	'	'
Cash and due from banks	'	'
Interest-bearing cash	'	'
Securities available for sale	'	'
Securities held to maturity	9,956	8,370
Federal Home Loan Bank stock	6,755	4,103
Other investments	1,947	1,858
Derivative assets	'	'
Loans held for sale	'	'
Loans receivable, net	19,606	27,097
Mortgage servicing rights	'	'
Cash value life insurance	'	'
Financial liabilities:	'	'
Deposits	'	'
Short-term borrowed funds	'	'
Long-term debt	'	'
Derivative liabilities	'	'
Carrying Amount [Member]	'	'
Financial assets:	'	'
Cash and due from banks	10,973	4,489
Interest-bearing cash	18,058	34,176
Securities available for sale	222,468	167,535
Securities held to maturity	24,166	24,554
Federal Home Loan Bank stock	6,755	4,103
Other investments	1,947	1,858
Derivative assets	1,269	1,412
Loans held for sale	35,487	36,897
Loans receivable, net	651,253	535,221
Mortgage servicing rights	9,886	10,908
Cash value life insurance	21,379	20,910
Financial liabilities:	'	'
Deposits	783,952	697,581
Short-term borrowed funds	92,800	10,300
Long-term debt	56,815	74,540
Derivative liabilities	$215	$55

ESTIMATED_FAIR_VALUE_OF_FINANC3

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Designated as Hedging Instrument [Member]	'	'
Derivative Assets	'	'
Asset derivatives, Fair value	$1,269	$1,412
Notional Value, Assets	170,301	128,516
Derivative Liability	'	'
Liability derivatives, Fair value	215	55
Notional Value, Liability	148,000	103,614
Designated as Hedging Instrument [Member] | Mortgage loan interest rate lock commitments [Member]	'	'
Derivative Assets	'	'
Asset derivatives, Fair value	1,021	'
Notional Value, Assets	151,689	'
Derivative Liability	'	'
Liability derivatives, Fair value	'	55
Notional Value, Liability	'	103,614
Designated as Hedging Instrument [Member] | Mortgage loan forward sales commitments [Member]	'	'
Derivative Assets	'	'
Asset derivatives, Fair value	248	106
Notional Value, Assets	18,612	20,516
Derivative Liability	'	'
Liability derivatives, Fair value	'	'
Notional Value, Liability	'	'
Designated as Hedging Instrument [Member] | Mortgage-backed securities forward sales commitments [Member]	'	'
Derivative Assets	'	'
Asset derivatives, Fair value	'	878
Notional Value, Assets	'	88,000
Derivative Liability	'	'
Liability derivatives, Fair value	195	'
Notional Value, Liability	133,000	'
Designated as Hedging Instrument [Member] | Interest rate swaps [Member]	'	'
Derivative Assets	'	'
Asset derivatives, Fair value	'	428
Notional Value, Assets	'	20,000
Derivative Liability	'	'
Liability derivatives, Fair value	20	'
Notional Value, Liability	15,000	'
Commitments to Extend Credit [Member]	'	'
Off-Balance Sheet Financial Instruments:	'	'
Notional Amount	57,690	38,595
Estimated Fair Value	'	'
Standby Letters of Credit [Member]	'	'
Off-Balance Sheet Financial Instruments:	'	'
Notional Amount	1,862	526
Estimated Fair Value	'	'

ESTIMATED_FAIR_VALUE_OF_FINANC4

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 3) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Securities available for sale	$222,468	$167,535
Loans held for sale	35,487	36,897
Derivative Asset	1,269	1,412
Brokered deposits	82,900	61,800
Derivative Liability	215	55
Municipal securities [Member]	'	'
Securities available for sale	33,233	38,499
US government agencies [Member]	'	'
Securities available for sale	11,309	5,175
Mortgage-backed securities Agency [Member]	'	'
Securities available for sale	119,756	69,929
Mortgage-backed securities Non-agency [Member]	'	'
Securities available for sale	48,474	53,932
Collateralized loan obligations [Member]	'	'
Securities available for sale	9,696	'
Fair Value, Inputs, Level 1 [Member]	'	'
Securities available for sale	'	'
Loans held for sale	'	'
Derivative Asset	'	428
Derivative Liability	20	'
Fair Value, Inputs, Level 2 [Member]	'	'
Securities available for sale	222,468	167,535
Loans held for sale	35,762	37,041
Derivative Asset	1,269	984
Derivative Liability	195	55
Fair Value, Inputs, Level 3 [Member]	'	'
Securities available for sale	'	'
Loans held for sale	'	'
Derivative Asset	'	'
Derivative Liability	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Loans held for sale	'	'
Brokered deposits	'	'
Assets and liabilities measured at fair value	20	428
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage loan interest rate lock commitments [Member]	'	'
Derivative Asset	'	'
Derivative Liability	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage loan forward sales commitments [Member]	'	'
Derivative Asset	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed securities forward sales commitments [Member]	'	'
Derivative Asset	'	'
Derivative Liability	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Interest rate swaps [Member]	'	'
Derivative Asset	'	428
Derivative Liability	20	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Municipal securities [Member]	'	'
Securities available for sale	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US government agencies [Member]	'	'
Securities available for sale	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed securities Agency [Member]	'	'
Securities available for sale	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed securities Non-agency [Member]	'	'
Securities available for sale	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized loan obligations [Member]	'	'
Securities available for sale	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Loans held for sale	35,762	37,041
Brokered deposits	5,046	4,948
Assets and liabilities measured at fair value	264,740	210,563
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage loan interest rate lock commitments [Member]	'	'
Derivative Asset	1,021	'
Derivative Liability	'	55
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage loan forward sales commitments [Member]	'	'
Derivative Asset	248	106
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed securities forward sales commitments [Member]	'	'
Derivative Asset	'	878
Derivative Liability	195	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest rate swaps [Member]	'	'
Derivative Asset	'	'
Derivative Liability	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Municipal securities [Member]	'	'
Securities available for sale	33,233	38,499
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US government agencies [Member]	'	'
Securities available for sale	11,309	5,175
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed securities Agency [Member]	'	'
Securities available for sale	119,756	69,929
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed securities Non-agency [Member]	'	'
Securities available for sale	48,474	53,932
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized loan obligations [Member]	'	'
Securities available for sale	9,696	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Loans held for sale	'	'
Brokered deposits	'	'
Assets and liabilities measured at fair value	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage loan interest rate lock commitments [Member]	'	'
Derivative Asset	'	'
Derivative Liability	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage loan forward sales commitments [Member]	'	'
Derivative Asset	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed securities forward sales commitments [Member]	'	'
Derivative Asset	'	'
Derivative Liability	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest rate swaps [Member]	'	'
Derivative Asset	'	'
Derivative Liability	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Municipal securities [Member]	'	'
Securities available for sale	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US government agencies [Member]	'	'
Securities available for sale	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed securities Agency [Member]	'	'
Securities available for sale	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed securities Non-agency [Member]	'	'
Securities available for sale	'	'
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized loan obligations [Member]	'	'
Securities available for sale	'	'

ESTIMATED_FAIR_VALUE_OF_FINANC5

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 4) (Nonrecurring basis [Member], USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Inputs, Level 1 [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 1 [Member] | One-to-four family [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 1 [Member] | Commercial real estate [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 1 [Member] | Construction and development [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 1 [Member] | Consumer loans [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 1 [Member] | Commercial business loans [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 1 [Member] | Loans secured by Real Estate [Member] | One-to-four family [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 1 [Member] | Loans secured by Real Estate [Member] | Home equity [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 1 [Member] | Loans secured by Real Estate [Member] | Commercial real estate [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 1 [Member] | Loans secured by Real Estate [Member] | Construction and development [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 2 [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 2 [Member] | One-to-four family [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 2 [Member] | Commercial real estate [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 2 [Member] | Construction and development [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 2 [Member] | Consumer loans [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 2 [Member] | Commercial business loans [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 2 [Member] | Loans secured by Real Estate [Member] | One-to-four family [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 2 [Member] | Loans secured by Real Estate [Member] | Home equity [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 2 [Member] | Loans secured by Real Estate [Member] | Commercial real estate [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 2 [Member] | Loans secured by Real Estate [Member] | Construction and development [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Fair Value, Inputs, Level 3 [Member]	'	'
Assets measured at fair value on a nonrecurring basis	23,842	33,370
Fair Value, Inputs, Level 3 [Member] | One-to-four family [Member]	'	'
Assets measured at fair value on a nonrecurring basis	161	959
Fair Value, Inputs, Level 3 [Member] | Commercial real estate [Member]	'	'
Assets measured at fair value on a nonrecurring basis	998	1,781
Fair Value, Inputs, Level 3 [Member] | Construction and development [Member]	'	'
Assets measured at fair value on a nonrecurring basis	3,077	3,533
Fair Value, Inputs, Level 3 [Member] | Consumer loans [Member]	'	'
Assets measured at fair value on a nonrecurring basis	24	20
Fair Value, Inputs, Level 3 [Member] | Commercial business loans [Member]	'	'
Assets measured at fair value on a nonrecurring basis	2,783	2,554
Fair Value, Inputs, Level 3 [Member] | Loans secured by Real Estate [Member] | One-to-four family [Member]	'	'
Assets measured at fair value on a nonrecurring basis	5,916	6,117
Fair Value, Inputs, Level 3 [Member] | Loans secured by Real Estate [Member] | Home equity [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	125
Fair Value, Inputs, Level 3 [Member] | Loans secured by Real Estate [Member] | Commercial real estate [Member]	'	'
Assets measured at fair value on a nonrecurring basis	10,399	16,953
Fair Value, Inputs, Level 3 [Member] | Loans secured by Real Estate [Member] | Construction and development [Member]	'	'
Assets measured at fair value on a nonrecurring basis	$484	$1,328

ESTIMATED_FAIR_VALUE_OF_FINANC6

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 5) (Fair Value, Inputs, Level 3 [Member])	9 Months Ended	12 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
Impaired Loans [Member]	'	'
Valuation Techniques	'Appraisal Value	'Appraisal Value
Significant Unobservable Inputs	'Appraisals and or sales of comparable properties	'Appraisals and or sales of comparable properties
Impaired Loans [Member] | Minimum [Member]	'	'
Significant Unobservable Input Range	10.00%	10.00%
Impaired Loans [Member] | Maximum [Member]	'	'
Significant Unobservable Input Range	20.00%	20.00%
Real estate owned [Member]	'	'
Valuation Techniques	'Appraisal Value/ Comparison Sales/ Other estimates	'Appraisal Value/ Comparison Sales/ Other estimates
Significant Unobservable Inputs	'Appraisals and or sales of comparable properties	'Appraisals and or sales of comparable properties
Real estate owned [Member] | Minimum [Member]	'	'
Significant Unobservable Input Range	10.00%	10.00%
Real estate owned [Member] | Maximum [Member]	'	'
Significant Unobservable Input Range	20.00%	20.00%

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Share Details	'	'	'	'
Weighted average shares outstanding	7,787,236	7,668,168	7,779,579	7,661,575
Effect of dilutive securities	170,010	117,328	148,656	253,499
Average shares outstanding	7,957,246	7,785,496	7,928,235	7,915,074

SUPPLEMENTAL_SEGMENT_INFORMATI2

SUPPLEMENTAL SEGMENT INFORMATION (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest income	$9,496	$8,196	$26,651	$24,706
Interest expense	1,438	1,401	4,191	4,371
Net interest income (expense)	8,058	6,795	22,460	20,335
Provision for loan losses	'	-180	'	-880
Noninterest income (expense) from external customers	5,507	7,738	16,325	33,926
Intersegment noninterest income	'	'	'	'
Noninterest expense	10,233	10,545	29,331	35,172
Intersegment noninterest expense	'	'	'	'
Income (loss) before income taxes	3,332	4,168	9,454	19,969
Income tax expense (benefit)	931	1,368	2,861	7,213
Net income (loss)	2,401	2,800	6,593	12,756
Community Banking [Member]	'	'	'	'
Interest income	9,034	7,670	25,555	23,360
Interest expense	1,303	1,227	3,786	3,754
Net interest income (expense)	7,731	6,443	21,769	19,606
Provision for loan losses	-31	-200	-41	-900
Noninterest income (expense) from external customers	1,139	537	3,012	2,150
Intersegment noninterest income	'	9	'	76
Noninterest expense	4,792	3,671	13,173	13,098
Intersegment noninterest expense	1,269	1,214	3,809	3,640
Income (loss) before income taxes	2,840	2,304	7,840	5,994
Income tax expense (benefit)	850	655	2,351	1,985
Net income (loss)	1,990	1,649	5,489	4,009
Mortgage Banking [Member]	'	'	'	'
Interest income	436	495	995	1,271
Interest expense	12	4	12	84
Net interest income (expense)	424	491	983	1,187
Provision for loan losses	31	20	41	20
Noninterest income (expense) from external customers	4,351	7,175	13,277	31,707
Intersegment noninterest income	31	96	126	373
Noninterest expense	3,783	5,383	11,183	17,837
Intersegment noninterest expense	240	249	720	796
Income (loss) before income taxes	752	2,110	2,442	14,614
Income tax expense (benefit)	177	802	816	5,464
Net income (loss)	575	1,308	1,626	9,150
Other [Member]	'	'	'	'
Interest income	4	4	12	13
Interest expense	136	172	405	539
Net interest income (expense)	-132	-168	-393	-526
Provision for loan losses	'	'	'	'
Noninterest income (expense) from external customers	17	26	36	69
Intersegment noninterest income	1,510	1,453	4,529	4,359
Noninterest expense	1,658	1,491	4,975	4,237
Intersegment noninterest expense	'	'	'	'
Income (loss) before income taxes	-263	-180	-803	-335
Income tax expense (benefit)	-97	-67	-296	-132
Net income (loss)	-166	-113	-507	-203
Eliminations [Member]	'	'	'	'
Interest income	22	27	89	62
Interest expense	-13	-2	-12	-6
Net interest income (expense)	35	29	101	68
Provision for loan losses	'	'	'	'
Noninterest income (expense) from external customers	'	'	'	'
Intersegment noninterest income	-1,541	-1,558	-4,655	-4,808
Noninterest expense	'	'	'	'
Intersegment noninterest expense	-1,509	-1,463	-4,529	-4,436
Income (loss) before income taxes	3	-66	-25	-304
Income tax expense (benefit)	1	-22	-10	-104
Net income (loss)	$2	($44)	($15)	($200)

SUPPLEMENTAL_SEGMENT_INFORMATI3

SUPPLEMENTAL SEGMENT INFORMATION (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets	$1,039,416	$881,584
Loans receivable, net	651,253	535,221
Loans held for sale	35,487	36,897
Deposits	783,952	697,581
Borrowed funds	149,615	84,840
Community Banking [Member]	'	'
Assets	1,032,222	873,104
Loans receivable, net	644,124	532,616
Loans held for sale	248	753
Deposits	786,120	701,110
Borrowed funds	134,151	69,376
Mortgage Banking [Member]	'	'
Assets	61,437	61,846
Loans receivable, net	8,923	3,374
Loans held for sale	35,239	36,144
Deposits	'	'
Borrowed funds	1,000	'
Other [Member]	'	'
Assets	108,512	101,497
Loans receivable, net	'	'
Loans held for sale	'	'
Deposits	'	'
Borrowed funds	15,465	15,465
Eliminations [Member]	'	'
Assets	-162,755	-154,863
Loans receivable, net	-1,794	-769
Loans held for sale	'	'
Deposits	-2,168	-3,529
Borrowed funds	($1,001)	($1)