Carolina Financial (CARO) 10-Q 8 May 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	8-May-15
Document And Entity Information
Entity Registrant Name	CAROLINA FINANCIAL CORP
Entity Central Index Key	870385
Document Type	10-Q
Document Period End Date	31-Mar-15
Amendment Flag	FALSE
Current Fiscal Year End Date	-19
Is Entity a Well-known Seasoned Issuer?	No
Is Entity a Voluntary Filer?	No
Is Entity's Reporting Status Current?	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		8,133,460
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2015

CONSOLIDATED_BALANCE_SHEETS_Un

CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
ASSETS
Cash and due from banks	$15,293	$10,453
Interest-bearing cash	11,107	10,694
Cash and cash equivalents	26,400	21,147
Securities available-for-sale (cost of $286,404 at March 31, 2015 and $246,435 at December 31, 2014)	289,485	251,717
Securities held-to-maturity (fair value of $20,055 at March 31, 2015 and $27,385 at December 31, 2014)	18,947	25,544
Federal Home Loan Bank stock, at cost	7,773	5,405
Other investments	2,653	2,309
Derivative assets	2,739	1,689
Loans held for sale	51,950	40,912
Loans receivable, net of allowance for loan losses of $9,379 at March 31, 2015 and $9,035 at December 31, 2014	794,492	768,122
Premises and equipment, net	31,686	31,075
Accrued interest receivable	4,033	3,628
Real estate acquired through foreclosure, net	3,166	3,239
Deferred tax assets, net	4,277	4,715
Mortgage servicing rights	10,361	10,181
Cash value life insurance	21,554	21,532
Core deposit intangible	3,217	3,303
Other assets	3,400	4,499
Total assets	1,276,133	1,199,017
Liabilities:
Noninterest-bearing deposits	164,030	142,900
Interest-bearing deposits	825,619	821,290
Total deposits	989,649	964,190
Short-term borrowed funds	115,836	57,800
Long-term debt	56,665	61,740
Derivative liabilities	1,577	1,036
Drafts outstanding	3,037	3,320
Advances from borrowers for insurance and taxes	919	613
Accrued interest payable	332	312
Reserve for mortgage repurchase losses	4,671	4,999
Dividends payable to shareholders	244	243
Accrued expenses and other liabilities	5,584	11,064
Total liabilities	1,178,514	1,105,317
Stockholders' equity:
Preferred stock, par value $.01; 1,000,000 shares authorized at March 31, 2015 and December 31, 2014; no shares issued or outstanding
Common stock, par value $.01; 10,000,000 shares authorized at March 31, 2015 and December 31, 2014; 8,124,781 and 8,097,536 issued and outstanding	81	81
Additional paid-in capital	23,468	23,210
Retained earnings	72,394	69,625
Accumulated other comprehensive income (loss), net of tax benefit	1,676	784
Total stockholders' equity	97,619	93,700
Total liabilities and stockholders' equity	$1,276,133	$1,199,017

CONSOLIDATED_BALANCE_SHEETS_Un1

CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified
Statement of Financial Position [Abstract]
Securities available for sale at cost	$286,404	$246,435
Securities held-to-maturity at fair value	20,055	27,385
Loans, allowance for loan losses	$9,379	$9,035
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	8,124,781	8,097,536
Common stock, shares outstanding	8,124,781	8,030,408

CONSOLIDATED_STATEMENTS_OF_OPE

CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Interest income
Loans	$9,463	$6,833
Debt securities	1,894	1,521
Dividends from FHLB	78	34
Other interest income	22	23
Total interest income	11,457	8,411
Interest expense
Deposits	961	815
Short-term borrowed funds	66	5
Long-term debt	473	511
Total interest expense	1,500	1,331
Net interest income	9,957	7,080
Provision for loan losses
Net interest income after provision for loan losses	9,957	7,080
Noninterest income
Net gain on sale of loans held for sale	4,017	2,454
Deposit service charges	840	431
Net gain (loss) on sale of securities	471	316
Fair value adjustments on interest rate swaps	-595	-255
Net gain on sale of servicing assets		776
Net increase in cash value life insurance	178	186
Mortgage loan servicing income	1,308	1,277
Other	371	184
Total noninterest income	6,590	5,369
Noninterest expense
Salaries and employee benefits	6,963	5,344
Occupancy and equipment	1,784	984
Marketing and public relations	402	274
FDIC insurance	165	127
Provision for mortgage loan repurchase losses	-250
Legal expense	177	170
Other real estate expense, net	67	247
Mortgage subservicing expense	395	363
Amortization of mortgage servicing rights	460	472
Other	2,012	1,625
Total noninterest expense	12,175	9,606
Income before income taxes	4,372	2,843
Income tax expense	1,359	899
Net income	$3,013	$1,944
Earnings per common share:
Basic (per share)	$0.39	$0.25
Diluted (per share)	$0.38	$0.25
Weighted average common shares outstanding:
Basic (in shares)	7,805,143	7,702,852
Diluted (in shares)	8,010,029	7,872,174

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Consolidated Statements Of Comprehensive Income
Net income	$3,013	$1,944
Other comprehensive income (loss), net of tax:
Unrealized gain on securities	1,801	2,392
Tax effect	-648	-861
Reclassification adjustment for (gains) losses included in earnings	-471	-316
Tax effect	169	114
Accretion of unrealized losses on held-to-maturity securities previously recognized in other comprehensive income	64	49
Tax effect	-23	-18
Other comprehensive income (loss), net of tax	892	1,360
Comprehensive income	$3,905	$3,304

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Unaudited) (USD $)	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Total
In Thousands, except Share data
Beginning Balance at Dec. 31, 2013	$80	$22,353	$62,169	($2,375)	$82,227
Beginning Balance (in shares) at Dec. 31, 2013	8,030,408
Stock awards
Stock awards (in shares)	25,246
Stock-based compensation expense, net		247			247
Net income			1,944		1,944
Dividends declared to stockholders			-201		-201
Other comprehensive income, net of tax				1,360	1,360
Ending Balance at Mar. 31, 2014	80	22,600	63,912	-1,015	85,577
Ending Balance (in shares) at Mar. 31, 2014	8,055,654
Beginning Balance at Dec. 31, 2014	81	23,210	69,625	784	93,700
Beginning Balance (in shares) at Dec. 31, 2014	8,097,536
Stock awards
Stock awards (in shares)	21,805
Stock options exercised		33			33
Stock options exercised (in shares)	5,440
Stock-based compensation expense, net		225			225
Net income			3,013		3,013
Dividends declared to stockholders			-244		-244
Other comprehensive income, net of tax				892	892
Ending Balance at Mar. 31, 2015	$81	$23,468	$72,394	$1,676	$97,619
Ending Balance (in shares) at Mar. 31, 2015	8,124,781

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Cash flows from operating activities:
Net income	$3,013	$1,944
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Deferred tax expense (benefit)	-75	-448
Amortization of unearned discount/premiums on investments, net	735	504
Amortization of deferred loan fees	-716	-577
Amortization of mortgage servicing rights	460	472
Amortization of core deposit intangibles	86	2
Gain on sale of available-for-sale securities, net	-471	-316
Gain on sale of loans held for sale, net	-4,017	-2,454
Originations of loans held for sale	-244,143	-206,114
Proceeds from sale of loans held for sale	236,018	213,452
Provision for mortgage loan repurchase losses	-250
Mortgage loan losses paid, net of recoveries	-78	-238
Fair value adjustments on interest rate swaps	595	255
Stock-based compensation	225	247
Decrease (increase) in cash surrender value of bank owned life insurance	6	-159
Depreciation	427	271
Loss on disposals of premises and equipment	9
Gain (loss) on sale of real estate acquired through foreclosure	27	-28
Write-down of real estate acquired through foreclosure		239
Gain on sale of servicing assets		-776
Originations of mortgage servicing assets	-640	-367
Decrease (increase) in:
Accrued interest receivable	-405	18
Income taxes receivable		-634
Other assets	1,099	2,334
Increase (decrease) in:
Accrued interest payable	20	13
Dividends payable to shareholders	1	201
Accrued expenses and other liabilities	-5,778	-3,486
Cash flows (used in) provided by operating activities	-13,852	4,355
Activity in available-for-sale securities:
Purchases	-69,191	-47,805
Maturities, payments and calls	12,628	8,448
Proceeds from sales	27,151	9,818
Activity in held-to-maturity securities:
Purchases	-497
Maturities, payments and calls	167	317
Increase in other investments	-334	-63
(Increase) decrease in Federal Home Loan Bank stock	-2,368	723
Increase in loans receivable, net	-25,854	-36,427
Proceeds from the sale of servicing assets		1,576
Purchase of premises and equipment	-1,081	-1,340
Proceeds from disposals of premises and equipment	34
Proceeds from sale of real estate acquired through foreclosure	246	1,157
Increase in core deposit intangibles		-175
Purchase of bank owned life insurance	-203
Distribution of bank owned life insurance	175
Cash flows used in investing activities	-59,127	-63,771
Cash flows from financing activities:
Net increase in deposit accounts	25,459	48,087
Net increase (decrease) in Federal Home Loan Bank advances	53,000	-10,000
Net increase in other short-term borrowed funds	36
Principal repayment of subordinated debt	-75	-75
Net increase (decrease) in drafts outstanding	-283	-793
Net increase (decrease) in advances from borrowers for insurance and taxes	306	173
Cash dividends paid on common stock	-244	-201
Proceeds from exercise of stock options	33
Cash flows provided by financing activities	78,232	37,191
Net increase (decrease) in cash and cash equivalents	5,253	-22,225
Cash and cash equivalents, beginning of period	21,147	38,665
Cash and cash equivalents, end of period	26,400	16,440
Supplemental disclosure
Cash paid for Interest on deposits and borrowed funds	1,480	1,318
Cash paid for Income taxes paid, net of (refunds)	219	2,768
Noncash investing and financing activities:
Transfer of loans receivable to real estate acquired through foreclosure	200	837
Transfer of held-to-maturity securities to available-for-sale securities	10,471
Change in unrealized gain (loss) on AFS Securities	$1,330	$2,076

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	3 Months Ended
	Mar. 31, 2015
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Organization
	Carolina Financial Corporation (“Carolina Financial” or the “Company”), incorporated under the laws of the State of Delaware, is a bank holding company with two wholly-owned subsidiaries, CresCom Bank (the “Bank”) and Carolina Services Corporation of Charleston (“Carolina Services”). Crescent Mortgage Company operates as a wholly-owned subsidiary of CresCom Bank. The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, the Bank and Carolina Services. In consolidation, all material intercompany accounts and transactions have been eliminated. The results of operations of the businesses acquired in transactions accounted for as purchases are included only from the dates of acquisition. All majority-owned subsidiaries are consolidated unless control is temporary or does not rest with the Company.
	At March 31, 2015 and December 31, 2014, statutory business trusts (“Trusts”) created by the Company had outstanding trust preferred securities with an aggregate par value of $15,000,000. The principal assets of the Trusts are $15,465,000 of the Company’s subordinated debentures with identical rates of interest and maturities as the trust preferred securities. The Trusts have issued $465,000 of common securities to the Company and are included in other investments in the accompanying consolidated balance sheets. The Trusts are not consolidated subsidiaries of the Company.
	Basis of Presentation
	The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three months ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014 as filed with the Securities and Exchange Commission on March 20, 2015. There have been no significant changes to the accounting policies as disclosed in the Company’s Form 10-K.
	Management’s Estimates
	The financial statements are prepared in accordance with GAAP, which require management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates.
	Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, including valuation for impaired loans, the valuation of real estate acquired in connection with foreclosure or in satisfaction of loans, the valuation of securities, the valuation of derivative instruments, the valuation of mortgage servicing rights, the determination of the reserve for mortgage loan repurchase losses, asserted and unasserted legal claims and deferred tax assets or liabilities. In connection with the determination of the allowance for loan losses and foreclosed real estate, management obtains independent appraisals for significant properties. Management must also make estimates in determining the estimated useful lives and methods for depreciating premises and equipment.
	Management uses available information to recognize losses on loans and foreclosed real estate. However, future additions to the allowance may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for loan losses and foreclosed real estate. Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the allowance for loan losses and valuation of foreclosed real estate may change materially in the near term.
	Earnings Per Share
	Basic earnings per share (“EPS”) represents income available to common stockholders divided by the weighted-average number of shares outstanding during the period. Diluted earnings per share reflects additional shares that would have been outstanding if dilutive potential shares had been issued. Potential shares that may be issued by the Company relate solely to outstanding stock options, restricted stock (non-vested shares), and warrants, and are determined using the treasury stock method. Under the treasury stock method, the number of incremental shares is determined by assuming the issuance of stock for the outstanding stock options and warrants, reduced by the number of shares assumed to be repurchased from the issuance proceeds, using the average market price for the period of the Company’s stock. Weighted-average shares for the basic and diluted EPS calculations have been reduced by the average number of unvested restricted shares.
	On January 15, 2014, the Board of Directors of the Company declared a two-for-one stock split to stockholders of record dated February 10, 2014, issued on February 28, 2014.
	On October 15, 2014, the Board of Directors of the Company declared an additional two-for-one stock split to stockholders of record as of October 31, 2014, issued on November 14, 2014.
	As such, all share, earnings per share, and per share data have been retroactively adjusted to reflect the stock splits for all periods presented in accordance with GAAP.
	Subsequent Events
	Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the statement of financial condition but arose after that date. Management has reviewed events occurring through the date the financial statements were issued and no subsequent events occurred requiring accrual or disclosure except for the following:
	On April 29, 2015, the stockholders of the Company approved an increase in the number of authorized common shares from 10,000,000 to 15,000,000.
	On April 29, 2015, the Company declared a $0.03 per share dividend to stockholders of record on June 24, 2015, payable July 10, 2015.
	Reclassification
	Certain reclassifications of accounts reported for previous periods have been made in these consolidated financial statements. Such reclassifications had no effect on stockholders’ equity or the net income as previously reported.
	Recently Issued Accounting Pronouncements
	In January 2014, the Financial Accounting Standards Board (“FASB”) amended the Receivables topic of the Accounting Standards Codification (“ASC”). The amendments are intended to resolve diversity in practice with respect to when a creditor should reclassify a collateralized consumer mortgage loan to other real estate owned (“OREO”). In addition, the amendments require a creditor reclassify a collateralized consumer mortgage loan to OREO upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. The amendments are effective for the Company for annual periods, and interim periods within those annual periods beginning after December 15, 2014 with early implementation of the guidance permitted. In implementing this guidance, assets that are reclassified from real estate to loans are measured at the carrying value of the real estate at the date of adoption. Assets reclassified from loans to real estate are measured at the lower of the net amount of the loan receivable or the fair value of the real estate less costs to sell at the date of adoption. The Company applied the amendments prospectively. These amendments did not have a material effect on its financial statements.
	In May 2014, the FASB issued guidance to change the recognition of revenue from contracts with customers. The core principle of the new guidance is that an entity should recognize revenue to reflect the transfer of goods and services to customers in an amount equal to the consideration the entity receives or expects to receive. The guidance will be effective for the Company for reporting periods beginning after December 15, 2017. The Company will apply the guidance using a modified retrospective approach. The Company does not expect these amendments to have a material effect on its financial statements.
	In June 2014, the FASB issued guidance which makes limited amendments to the guidance on accounting for certain repurchase agreements. The new guidance (1) requires entities to account for repurchase-to-maturity transactions as secured borrowings (rather than as sales with forward repurchase agreements), (2) eliminates accounting guidance on linked repurchase financing transactions, and (3) expands disclosure requirements related to certain transfers of financial assets that are accounted for as sales and certain transfers (specifically, repos, securities lending transactions, and repurchase-to-maturity transactions) accounted for as secured borrowings. The amendments will be effective for the Company for annual period beginning after December 15, 2014. The Company applied the guidance by a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. These amendments did not have a material effect on its financial statements.
	In June 2014, the FASB issued guidance which clarifies that performance targets associated with stock compensation should be treated as a performance condition and should not be reflected in the grant date fair value of the stock award. The amendments will be effective for the Company for fiscal years that begin after December 15, 2015. The Company will apply the guidance to stock awards with performance targets that are outstanding at the start of the first fiscal year in the financial statements and to all stock awards that are granted or modified after the effective date. The Company does not expect these amendments to have a material effect on its financial statements.
	In January 2015, the FASB issued guidance that eliminated the concept of extraordinary items from GAAP. Existing GAAP required that an entity separately classify, present, and disclose extraordinary events and transactions. The amendments will eliminate the requirements for reporting entities to consider whether an underlying event or transaction is extraordinary, however, the presentation and disclosure guidance for items that are unusual in nature or occur infrequently will be retained and will be expanded to include items that are both unusual in nature and infrequently occurring. The amendments are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. The amendments may be applied either prospectively or retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The Company does not expect these amendments to have a material effect on its financial statements.
	In February 2015, the FASB issued guidance which amends the consolidation requirements and significantly changes the consolidation analysis required under GAAP. Although the amendments are expected to result in the deconsolidation of many entities, the Company will need to reevaluate all its previous consolidation conclusions. The amendments will be effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015 with early adoption permitted (including during an interim period), provided that the guidance is applied as of the beginning of the annual period containing the adoption date. The Company does not expect these amendments to have a material effect on its financial statements.
	Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
SECURITIES	NOTE 2 - SECURITIES
	The amortized cost, gross unrealized gains, gross unrealized losses and fair value of investments securities available-for-sale and held-to-maturity at March 31, 2015 and December 31, 2014 follows:
		31-Mar-15											31-Dec-14
					Gross			Gross								Gross			Gross
		Amortized			Unrealized			Unrealized			Fair		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value		Cost			Gains			Losses			Value
		(In thousands)
	Securities available-for-sale:
	Municipal securities	$	53,189			1,702			(115	)		54,776		43,119			1,621			(23	)		44,717
	US government agencies		10,333			78			(6	)		10,405		4,770			—			(22	)		4,748
	Collateralized loan obligations		26,708			—			(34	)		26,674		25,883			11			(22	)		25,872
	Mortgage-backed securities:
	Agency		137,596			2,844			(58	)		140,382		122,727			2,856			(41	)		125,542
	Non-agency		48,196			838			(189	)		48,845		49,936			1,065			(163	)		50,838
	Total mortgage-backed securities		185,792			3,682			(247	)		189,227		172,663			3,921			(204	)		176,380
	Trust preferred securities		10,382			1,391			(3,370	)		8,403		—			—			—			—
	Total	$	286,404			6,853			(3,772	)		289,485		246,435			5,553			(271	)		251,717
	Securities held-to-maturity:
	Municipal securities	$	17,227			928			(1	)		18,154		16,787			882			(17	)		17,652
	Trust preferred securities		1,720			319			(138	)		1,901		8,757			3,125			(2,149	)		9,733
	Total	$	18,947			1,247			(139	)		20,055		25,544			4,007			(2,166	)		27,385
	The following table presents unrealized losses related to the trust preferred securities that were recognized within other comprehensive income at the time of transfer to held-to-maturity as well as the unrealized gains and losses that are not presented in other comprehensive income for March 31, 2015 and December 31, 2014.
		At March 31, 2015
											Recognized in OCI								Not Recognized in OCI
											Gross Unrealized								Gross Unrealized
		Purchased Face Value			Cumulative OTTI			Carrying Value			Gains		Losses			Amortized Cost			Gains			Losses			Estimated Fair Value			Collateralization Percentage
		(In thousands)
	Held-to-Maturity:
	Trust Preferred Securities
	Total A-Class	$	2,214			—			2,214			—		(494	)		1,720			319			(138	)		1,901		181%-402%
		$	2,214			—			2,214			—		(494	)		1,720			319			(138	)		1,901
		At December 31, 2014
											Recognized in OCI								Not Recognized in OCI
											Gross Unrealized								Gross Unrealized
		Purchased Face Value			Cumulative OTTI			Carrying Value			Gains		Losses			Amortized Cost			Gains			Losses			Estimated Fair Value			Collateralization Percentage
		(In thousands)
	Held-to-Maturity:
	Trust Preferred Securities
	Total A-Class	$	2,381			—			2,381			—		(558	)		1,823			336			(75	)		2,084		175% - 378%
	Total B-Class		11,718			(2,635	)		9,083			—		(2,458	)		6,625			1,788			(2,074	)		6,339		96% - 111%
	Total C-Class		2,727			(1,340	)		1,387			—		(1,078	)		309			1,001			—			1,310		92% - 92%
		$	16,826			(3,975	)		12,851			—		(4,094	)		8,757			3,125			(2,149	)		9,733
	As of December 31, 2014, the Company had all trust preferred securities classified as held-to-maturity. As a result of the implementation of the regulatory change in risk weightings dictated by Basel III, the Company transferred all B and C Class (mezzanine) trust preferred securities to available-for-sale. The transfer was in accordance with ASC 320-10-25-6 as a result of the change in risk weightings related to these securities; therefore, management has determined the transfer out of held-to-maturity is consistent with the original designation and does not taint the remaining portfolio. The senior tranche, or A Class, trust preferred securities remained in held-to-maturity as Basel III did not have a material effect on the risk weightings of these securities. The amortized cost of the securities reclassified to available-for-sale from held-to-maturity was $10.4 million. The net unrealized gains recorded in other comprehensive income during the first quarter of 2015 as a result of this reclassification were approximately $715,000.
	The underlying issuers in the pools were primarily financial institutions and to a lesser extent, insurance companies and real estate investment trusts. The Company owns both senior and mezzanine tranches in pooled trust preferred securities; however, the Company does not own any income notes. The senior and mezzanine tranches of trust preferred collateralized debt obligations generally have some protection from defaults in the form of over-collateralization and excess spread revenues, along with waterfall structures that redirect cash flows in the event certain coverage test requirements are failed. Generally, senior tranches have the greatest protection, with mezzanine tranches subordinated to the senior tranches, and income notes subordinated to the mezzanine tranches. Unrealized losses recognized in other comprehensive income relate to unrealized losses at the time of transfer from available-for-sale to held-to-maturity and are accreted in accordance with GAAP.
	As of March 31, 2015, $769,000 of the pooled trust preferred securities were investment grade, $951,000 were split-rated, and $6.9 million were below investment grade. As of December 31, 2014, $0.9 million of the pooled trust preferred securities were investment grade, $1.0 million were split-rated, and $6.9 million were below investment grade. In terms of risk-based capital calculation, the Company allocates additional risk-based capital to the below investment grade securities.
	As of March 31, 2015, senior tranches (classified as held-to-maturity) represent $1.7 million in amortized cost of the Company’s trust preferred securities, while mezzanine tranches (classified as available-for-sale) represented $10.4 million. All of the $10.4 million in mezzanine tranches are still subordinate to senior tranches as the senior notes have not been paid to a zero balance.
	The amortized cost and fair value of debt securities by contractual maturity at March 31, 2015 follows:
		At March 31, 2015
		Amortized			Fair
		Cost			Value
		(In thousands)
	Securities available-for-sale:
	Less than one year	$	9,123			9,189
	One to five years		104,943			107,163
	Six to ten years		123,085			125,269
	After ten years		49,253			47,864
	Total	$	286,404			289,485
	Securities held-to-maturity:
	Less than one year	$	—			—
	One to five years		11,008			11,993
	Six to ten years		6,988			7,249
	After ten years		951			813
	Total	$	18,947			20,055
	The contractual maturity dates of the securities were used for mortgage-backed securities and asset-backed securities. No estimates were made to anticipate principal repayments.
The following table summarizes the gross realized gains and losses from sales of investment securities available-for-sale for the periods indicated.
	For the Three Months
	Ended March 31,
	2015			2014
	(In thousands)
Proceeds	$	27,151			9,818
Realized gains		474			316
Realized losses		(3	)		—
Total investment securities gains, net	$	471			316
At March 31, 2015, the Company had pledged $56.3 million of securities for Federal Home Loan Bank (“FHLB”) advances.
The gross unrealized losses and fair value of the Company’s investments available-for-sale with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2015 are as follows:
	At March 31, 2015
	Less than 12 Months									12 Months or Greater								Total
	Amortized			Fair			Unrealized			Amortized		Fair			Unrealized			Amortized			Fair			Unrealized
	Cost			Value			Losses			Cost		Value			Losses			Cost			Value			Losses
	(In thousands)
Available-for-sale:
Municipal securities	$	11,168			11,056			(112	)		336		333			(3	)		11,504			11,389			(115	)
US government agencies		1,693			1,687			(6	)		—		—			—			1,693			1,687			(6	)
Collateralized loan obligations		13,208			13,174			(34	)		—		—			—			13,208			13,174			(34	)
Mortgage-backed securities:
Agency		7,708			7,650			(58	)		—		—			—			7,708			7,650			(58	)
Non-agency		9,564			9,502			(62	)		6,739		6,612			(127	)		16,303			16,114			(189	)
Total mortgage-backed securities		17,272			17,152			(120	)		6,739		6,612			(127	)		24,011			23,764			(247	)
Trust preferred securities		—			—			—			7,943		4,573			(3,370	)		7,943			4,573			(3,370	)
Total	$	43,341			43,069			(272	)		15,018		11,518			(3,500	)		58,359			54,587			(3,772	)
Held-to-maturity:
Municipal securities	$	497			496			(1	)		—		—			—			497			496			(1	)
Trust preferred securities		—			—			—			951		813			(138	)		951			813			(138	)
Total	$	497			496			(1	)		951		813			(138	)		1,448			1,309			(139	)
The gross unrealized losses and fair value of the Company’s investments available-for-sale with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2014 are as follows:
	At December 31, 2014
	Less than 12 Months									12 Months or Greater								Total
	Amortized			Fair			Unrealized			Amortized		Fair			Unrealized			Amortized			Fair			Unrealized
	Cost			Value			Losses			Cost		Value			Losses			Cost			Value			Losses
	(In thousands)
Available-for-sale:
Municipal securities	$	2,479			2,475			(4	)		1,504		1,485			(19	)		3,983			3,960			(23	)
US government agencies		4,770			4,748			(22	)		—		—			—			4,770			4,748			(22	)
Collateralized loan obligations		14,708			14,686			(22	)		—		—			—			14,708			14,686			(22	)
Mortgage-backed securities:
Agency		17,541			17,500			(41	)		—		—			—			17,541			17,500			(41	)
Non-agency		14,284			14,138			(146	)		3,114		3,097			(17	)		17,398			17,235			(163	)
Total mortgage-backed securities		31,825			31,638			(187	)		3,114		3,097			(17	)		34,939			34,735			(204	)
Total	$	53,782			53,547			(235	)		4,618		4,582			(36	)		58,400			58,129			(271	)
Held-to-maturity:
Municipal securities	$	—			—			—			2,363		2,346			(17	)		2,363			2,346			(17	)
Trust preferred securities		—			—			—			7,326		5,177			(2,149	)		7,326			5,177			(2,149	)
Total	$	—			—			—			9,689		7,523			(2,166	)		9,689			7,523			(2,166	)
The Company reviews its investment securities portfolio at least quarterly and more frequently when economic conditions warrant, assessing whether there is any indication of other-than-temporary impairment (“OTTI”). Factors considered in the review include estimated future cash flows, length of time and extent to which market value has been less than cost, the financial condition and near term prospect of the issuer, and our intent and ability to retain the security to allow for an anticipated recovery in market value. If the review determines that there is OTTI, then an impairment loss is recognized in earnings equal to the difference between the investment’s cost and its fair value at the balance sheet date of the reporting period for which the assessment is made, or a portion may be recognized in other comprehensive income. The fair value of investments on which OTTI is recognized then becomes the new cost basis of the investment.
At March 31, 2015 and December 31, 2014, the Company had 33 and 26, respectively, individual investments available-for-sale that were in an unrealized loss position. The unrealized losses on the Company’s investments in US government-sponsored agencies, municipal securities and mortgage-backed securities (agency and non-agency) summarized above were attributable primarily to changes in interest rates. Management has performed various analyses, including cash flows, and determined that no OTTI expense was necessary for the three months ended March 31, 2015.
The Company had 1 and 4 trust preferred securities within the held-to-maturity portfolio that were in an unrealized loss position at March 31, 2015 and December 31, 2014, respectively.
To determine the fair value, cash flow models for trust preferred securities are provided by a third-party pricing service. Impairment testing is performed on a quarterly basis using a detailed cash flow analysis for each security. The major assumptions used during the impairment test are described in the subsequent paragraph.
In 2009, the Company adopted a four year “burst” scenario for its modeled default rates (2010 - 2013) that replicated the default rates for the banking industry from the four peak years of the savings and loan crisis, which then reduced to 0.25% annually. The elevated default rate ended in 2013, and the constant default rate used by the Company is now 0.25% annually. All issuers that were currently in deferral were presumed to be in default. Additionally, all defaults are assumed to have a 15% recovery after two years and 1% of the pool is presumed to prepay annually. If this analysis results in a present value of expected cash flows that is less than the book value of a security (that is, a credit loss exists), OTTI is considered to have occurred. If there is no credit loss, any impairment is considered temporary. The cash flow analysis we performed used discount rates equal to the credit spread at the time of purchase for each security and then added the current three-month LIBOR forward interest rate curve. Based on the cash flow analysis performed at period end, management believes that there are no additional securities other-than-temporarily impaired at March 31, 2015.
There was no OTTI recognized for the three months ended March 31, 2015 or 2014.
Management believes that there are no additional securities other-than-temporarily impaired at March 31, 2015. The Company does not intend to sell these securities and it is more likely than not that the Company will not be required to sell these securities before recovery of their amortized cost. Management continues to monitor these securities with a high degree of scrutiny. There can be no assurance that the Company will not conclude in future periods that conditions existing at that time indicate some or all of the securities may be sold or are other-than-temporarily impaired, which would require a charge to earnings in such periods.

DERIVATIVES

DERIVATIVES	3 Months Ended
	Mar. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES	NOTE 3 – DERIVATIVES
	The derivative positions of the Company at March 31, 2015 and December 31, 2014 are as follows:
		At March 31,				At December 31,
		2015				2014
		Fair		Notional		Fair		Notional
		Value		Value		Value		Value
		(In thousands)
	Derivative assets:
	Mortgage loan interest rate lock commitments	$	2,181		173,311		1,122		106,440
	Mortgage loan forward sales commitments		558		33,159		567		27,292
		$	2,739		206,470		1,689		133,732
	Derivative liabilities:
	Mortgage-backed securities forward sales commitments	$	622		138,507		506		93,000
	Interest rate swaps		955		25,000		530		20,000
		$	1,577		163,507		1,036		113,000
	The primary uses of derivative instruments are related to the mortgage banking activities of the Company. As such, the Company holds derivative instruments, which consist of rate lock agreements related to expected funding of fixed-rate mortgage loans to customers (interest rate lock commitments) and forward commitments to sell mortgage-backed securities and individual fixed-rate mortgage loans. The Company’s objective in obtaining the forward commitments is to mitigate the interest rate risk associated with the interest rate lock commitments and the mortgage loans that are held for sale. Derivatives related to these commitments are recorded as either a derivative asset or a derivative liability in the balance sheet and are measured at fair value. Both the interest rate lock commitments and the forward commitments are reported at fair value, with adjustments recorded in current period earnings in net gain on sale of loans held for sale within noninterest income in the consolidated statements of operations.
	Derivative instruments not related to mortgage banking activities, including financial futures commitments and interest rate swap agreements that do not satisfy the hedge accounting requirements are recorded at fair value and are classified with resultant changes in fair value recorded in current period earnings in fair value adjustments on interest rate swaps within noninterest income in the consolidated statements of operations.
	When using derivatives to hedge fair value and cash flow risks, the Company exposes itself to potential credit risk from the counterparty to the hedging instrument. This credit risk is normally a small percentage of the notional amount and fluctuates as interest rates change. The Company analyzes and approves credit risk for all potential derivative counterparties prior to execution of any derivative transaction. The Company seeks to minimize credit risk by dealing with highly rated counterparties and by obtaining collateralization for exposures above certain predetermined limits. If significant counterparty risk is determined, the Company would adjust the fair value of the derivative recorded to consider such risk.

LOANS_RECEIVABLE_NET

LOANS RECEIVABLE, NET	3 Months Ended
	Mar. 31, 2015
Debt Disclosure [Abstract]
LOANS RECEIVABLE, NET	NOTE 4 - LOANS RECEIVABLE, NET
	Loans receivable, net at March 31, 2015 and December 31, 2014 are summarized by category as follows:
		At March 31,						At December 31,
		2015						2014
					% of Total						% of Total
		Amount			Loans			Amount			Loans
		(Dollars in thousands)
	Loans secured by real estate:
	One-to-four family	$	271,941			33.78	%		252,819			32.48	%
	Home equity		28,130			3.5	%		27,547			3.54	%
	Commercial real estate		318,769			39.61	%		317,912			40.85	%
	Construction and development		83,488			10.37	%		92,008			11.82	%
	Consumer loans		5,277			0.66	%		5,675			0.73	%
	Commercial business loans		97,244			12.08	%		82,305			10.58	%
	Total gross loans receivable		804,849			100	%		778,266			100	%
	Less:
	Allowance for loan losses		9,379						9,035
	Deferred fees, net		978						1,109
	Total loans receivable, net	$	794,492						768,122
	Included in the loan totals were $78.0 and $80.2 million in loans acquired through branch acquisitions at March 31, 2015 and December 31, 2014, respectively. No allowance for loan losses related to the acquired loans is recorded on the acquisition date because the fair value of the loans acquired incorporates assumptions regarding credit risk.
	The composition of gross loans outstanding, net of undisbursed amounts, by rate type is as follows:
		At March 31,						At December 31,
		2015						2014
		(Dollars in thousands)
	Variable rate loans	$	350,006			43.49	%		337,802			43.4	%
	Fixed rate loans		454,843			56.51	%		440,464			56.6	%
	Total loans outstanding	$	804,849			100	%		778,266			100	%
	The following table presents activity in the allowance for loan losses for the period indicated. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
	Allowance for loan losses:	For the Three Months Ended March 31, 2015
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	Balance at January 1, 2015	$	2,888			221			3,283			1,069			30			1,430			114			9,035
	Provision for loan losses		(179	)		5			(217	)		15			(12	)		242			146			—
	Charge-offs		—			—			—			(90	)		(1	)		(41	)		—			(132	)
	Recoveries		175			—			225			12			12			52			—			476
	Balance at March 31, 2015	$	2,884			226			3,291			1,006			29			1,683			260			9,379
		For the Three Months Ended March 31, 2014
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	Balance at January 1, 2014	$	2,472			231			2,855			1,418			42			339			734			8,091
	Provision for loan losses		114			3			444			(339	)		(40	)		115			(297	)		—
	Charge-offs		(37	)		—			(28	)		(170	)		(13	)		—			—			(248	)
	Recoveries		19			—			—			327			40			172			—			558
	Balance at March 31, 2014	$	2,568			234			3,271			1,236			29			626			437			8,401
	The following table disaggregates our allowance for loan losses and recorded investment in loans by impairment methodology.
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	At March 31, 2015:
	Allowance for loan losses ending balances:
	Individually evaluated for impairment	$	318			—			130			—			—			—			—			448
	Collectively evaluated for impairment		2,566			226			3,161			1,006			29			1,683			260			8,931
		$	2,884			226			3,291			1,006			29			1,683			260			9,379
	Loans receivable ending balances:
	Individually evaluated for impairment	$	4,258			62			8,205			177			63			1,717			—			14,482
	Collectively evaluated for impairment		267,683			28,068			310,564			83,311			5,214			95,527			—			790,367
Total loans receivable	$	271,941			28,130			318,769			83,488			5,277			97,244			—			804,849
At December 31, 2014:
Allowance for loan losses ending balances:
Individually evaluated for impairment	$	364			—			30			90			1			—			—			485
Collectively evaluated for impairment		2,524			221			3,253			979			29			1,430			114			8,550
	$	2,888			221			3,283			1,069			30			1,430			114			9,035
Loans receivable ending balances:
Individually evaluated for impairment	$	3,249			63			8,153			267			30			1,730			—			13,492
Collectively evaluated for impairment		249,570			27,485			309,759			91,741			5,644			80,575			—			764,774
Total loans receivable	$	252,819			27,548			317,912			92,008			5,674			82,305			—			778,266
The following table presents impaired loans individually evaluated for impairment in the segmented portfolio categories and the corresponding allowance for loan losses as of March 31, 2015 and December 31, 2014. The recorded investment is defined as the original amount of the loan, net of any deferred costs and fees, less any principal reductions and direct charge-offs. Unpaid principal balance includes amounts previously included in charge-offs.
	At March 31, 2015									At December 31, 2014
				Unpaid									Unpaid
	Recorded			Principal			Related			Recorded			Principal			Related
	Investment			Balance			Allowance			Investment			Balance			Allowance
	(In thousands)
With no related allowance recorded:
Loans secured by real estate:
One-to-four family	$	3,253			4,800			—			2,008			3,731			—
Home equity		62			409			—			63			410			—
Commercial real estate		7,821			8,365			—			7,893			8,439			—
Construction and development		177			2,000			—			—			1,733			—
Consumer loans		63			539			—			29			506			—
Commercial business loans		1,717			2,887			—			1,730			2,927			—
		13,093			19,000			—			11,723			17,746			—
With an allowance recorded:
Loans secured by real estate:
One-to-four family		1,005			1,005			318			1,241			1,241			364
Home equity		—			—			—			—			—			—
Commercial real estate		384			384			130			260			260			30
Construction and development		—			—			—			267			267			90
Consumer loans		—			—			—			1			1			1
Commercial business loans		—			—			—			—			—			—
		1,389			1,389			448			1,769			1,769			485
Total:
Loans secured by real estate:
One-to-four family		4,258			5,805			318			3,249			4,972			364
Home equity		62			409			—			63			410			—
Commercial real estate		8,205			8,749			130			8,153			8,699			30
Construction and development		177			2,000			—			267			2,000			90
Consumer loans		63			539			—			30			507			1
Commercial business loans		1,717			2,887			—			1,730			2,927			—
	$	14,482			20,389			448			13,492			19,515			485
The following table presents the average recorded investment and interest income recognized on impaired loans individually evaluated for impairment in the segmented portfolio categories for the three months ended March 31, 2015 and 2014.
	For the Three Months Ended March 31,
	2015						2014
	Average			Interest			Average			Interest
	Recorded			Income			Recorded			Income
	Investment			Recognized			Investment			Recognized
	(In thousands)
With no related allowance recorded:
Loans secured by real estate:
One-to-four family	$	2,482			69			5,107			53
Home equity		62			—			—			—
Commercial real estate		7,856			87			16,807			148
Construction and development		245			—			450			2
Consumer loans		37			—			23			4
Commercial business loans		1,718			73			2,480			77
		12,400			229			24,867			284
With an allowance recorded:
Loans secured by real estate:
One-to-four family		1,007			—			545			5
Home equity		—			—			—			—
Commercial real estate		290			3			311			6
Construction and development		—			—			—			—
Consumer loans		—			—			7			—
Commercial business loans		—			—			5			—
		1,297			3			868			11
Total:
Loans secured by real estate:
One-to-four family		3,489			69			5,652			58
Home equity		62			—			—			—
Commercial real estate		8,146			90			17,118			154
Construction and development		245			—			450			2
Consumer loans		37			—			30			4
Commercial business loans		1,718			73			2,485			77
	$	13,697			232			25,735			295
A loan is considered past due if the required principal and interest payment has not been received as of the due date. The following schedule is an aging of past due loans receivable by portfolio segment as of March 31, 2015 and December 31, 2014.
	At March 31, 2015
	Real estate loans
	One-to-						Commercial			Construction
	four			Home			real			and						Commercial
	family			equity			estate			development			Consumer			business			Total
	(In thousands)
30-59 days past due	$	137			—			253			69			24			—			483
60-89 days past due		27			61			—			—			72			—			160
90 days or more past due		1,802			—			323			177			42			3			2,347
Total past due		1,966			61			576			246			138			3			2,990
Current		269,975			28,069			318,193			83,242			5,139			97,241			801,859
Total loans receivable	$	271,941			28,130			318,769			83,488			5,277			97,244			804,849
	At December 31, 2014
	Real estate loans
	One-to-						Commercial			Construction
	four			Home			real			and						Commercial
	family			equity			estate			development			Consumer			business			Total
	(In thousands)
30-59 days past due	$	336			18			260			60			21			27			722
60-89 days past due		188			—			—			—			6			—			194
90 days or more past due		1,589			—			333			267			6			—			2,195
Total past due		2,113			18			593			327			33			27			3,111
Current		250,706			27,530			317,319			91,681			5,641			82,278			775,155
Total loans receivable	$	252,819			27,548			317,912			92,008			5,674			82,305			778,266
Loans are generally placed in nonaccrual status when the collection of principal and interest is 90 days or more past due, unless the obligation is both well-secured and in the process of collection. When interest accrual is discontinued, all unpaid accrued interest is reversed. Interest payments received while the loan is on nonaccrual are applied to the principal balance. No interest income was recognized on impaired loans subsequent to the nonaccrual status designation. A loan is returned to accrual status when the borrower makes consistent payments according to contractual terms and future payments are reasonably assured.
There were no loans past due 90 days or more and still accruing at March 31, 2015 or December 31, 2014.
The following is a schedule of loans receivable, by portfolio segment, on nonaccrual at March 31, 2015 and December 31, 2014.
	At March 31,			At December 31,
	2015			2014
	(In thousands)
Loans secured by real estate:
One-to-four family	$	1,846			1,720
Home equity		62			63
Commercial real estate		575			333
Construction and development		177			267
Consumer loans		46			12
Commercial business loans		39			39
	$	2,745			2,434
The Company uses several metrics as credit quality indicators of current or potential risks as part of the ongoing monitoring of credit quality of its loan portfolio. The credit quality indicators are periodically reviewed and updated on a case-by-case basis. The Company uses the following definitions for the internal risk rating grades, listed from the least risk to the highest risk.
Pass: These loans range from minimal credit risk to average, however, still acceptable credit risk.
Special mention: A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date.
Substandard: A substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
Doubtful: A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable.
The Company uses the following definitions in the tables below:
Nonperforming: Loans on nonaccrual status plus loans greater than 90 days past due still accruing interest.
Performing: All current loans plus loans less than 90 days past due.
The following is a schedule of the credit quality of loans receivable, by portfolio segment, as of March 31, 2015 and December 31, 2014.
	At March 31, 2015
	Real estate loans
	One-to-						Commercial			Construction
	four			Home			real			and						Commercial
	family			equity			estate			development			Consumer			business			Total
	(In thousands)
Internal Risk Rating Grades:
Pass	$	269,068			28,068			308,360			83,017			5,264			96,441			790,218
Special Mention		383			—			9,687			294			—			197			10,561
Substandard		2,490			62			722			177			13			606			4,070
Total loans receivable	$	271,941			28,130			318,769			83,488			5,277			97,244			804,849
Performing	$	270,095			28,068			318,194			83,311			5,231			97,205			802,104
Nonperforming:
90 days or more and still accruing		—			—			—			—			—			—			—
Nonaccrual		1,846			62			575			177			46			39			2,745
Total nonperforming		1,846			62			575			177			46			39			2,745
Total loans receivable	$	271,941			28,130			318,769			83,488			5,277			97,244			804,849
	At December 31, 2014
	Real estate loans
	One-to-						Commercial			Construction
	four			Home			real			and						Commercial
	family			equity			estate			development			Consumer			business			Total
	(In thousands)
Internal Risk Rating Grades:
Pass	$	249,781			27,485			307,283			91,441			5,661			81,499			763,150
Special Mention		1,318			—			10,037			300			1			217			11,873
Substandard		1,720			63			592			267			12			589			3,243
Total loans receivable	$	252,819			27,548			317,912			92,008			5,674			82,305			778,266
Performing	$	251,099			27,485			317,579			91,741			5,662			82,266			775,832
Nonperforming:
90 days or more and still accruing		—			—			—			—			—			—			—
Nonaccrual		1,720			63			333			267			12			39			2,434
Total nonperforming		1,720			63			333			267			12			39			2,434
Total loans receivable	$	252,819			27,548			317,912			92,008			5,674			82,305			778,266
Troubled Debt Restructurings
At March 31, 2015, there were $11.8 million in loans designated as troubled debt restructurings of which $11.7 million were accruing. At December 31, 2014, there were $10.8 million in loans designated as troubled debt restructurings of which $10.7 million were accruing.
There was one relationship totaling fourteen loans designated as a troubled debt restructuring during the three months ended March 31, 2015. All loans within this relationship were designated as troubled debt restructuring due to a change in payment structure. Eleven loans were within the one-to-four family loan segment with a premodification and post modification recorded investment of $749,000. Two loans were within the commercial real estate loan segment with a premodification and post modification recorded investment of $147,000. One loan was within the commercial and industrial loan segment with a premodification and post modification recorded investment of $14,000.
There were no loans designated as a troubled debt restructuring during the three months ended March 31, 2014.
No loans previously restructured in the twelve months prior to March 31, 2015 and 2014 went into default during the period ended March 31, 2015 and 2014.
The Company is party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit. These instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the consolidated balance sheets.

REAL_ESTATE_ACQUIRED_THROUGH_F

REAL ESTATE ACQUIRED THROUGH FORECLOSURE	3 Months Ended
	Mar. 31, 2015
Banking and Thrift [Abstract]
REAL ESTATE ACQUIRED THROUGH FORECLOSURE	NOTE 5 – REAL ESTATE ACQUIRED THROUGH FORECLOSURE
	The following presents summarized activity in other real estate owned for the periods ended March 31, 2015 and December 31, 2014:
		March 31,			December 31,
		2015			2014
		(In thousands)
	Balance at beginning of period	$	3,239			6,273
	Additions		200			1,461
	Sales		(273	)		(3,969	)
	Write downs		—			(526	)
	Balance at end of period	$	3,166			3,239
	A summary of the composition of real estate acquired through foreclosure follows:
		At March 31,			At December 31,
		2015			2014
		(In thousands)
	Real estate loans:
	One-to-four family	$	188			245
	Commercial real estate		450			954
	Construction and development		2,528			2,040
		$	3,166			3,239

DEPOSITS

DEPOSITS	3 Months Ended
	Mar. 31, 2015
Banking and Thrift [Abstract]
DEPOSITS	NOTE 6 - DEPOSITS
	Deposits outstanding by type of account at March 31, 2015 and December 31, 2014 are summarized as follows:
		At March 31,		At December 31,
		2015		2014
		(In thousands)
	Noninterest-bearing demand accounts	$	164,030		142,900
	Interest-bearing demand accounts		175,848		183,550
	Savings accounts		38,296		36,630
	Money market accounts		248,492		246,116
	Certificates of deposit:
	Less than $250,000		345,820		335,740
	$250,000 or more		17,163		19,254
	Total certificates of deposit		362,983		354,994
	Total deposits	$	989,649		964,190
	The aggregate amount of brokered certificates of deposit was $86.6 million and $77.3 million at March 31, 2015 and December 31, 2014, respectively. Brokered certificates of deposit are included in the table above under certificates of deposit less than $250,000. The aggregate amount of institutional certificates of deposit was $48.1 million and $44.8 million at March 31, 2015 and December 31, 2014, respectively.
	The Company has pledged $16.9 million of securities as of March 31, 2015 to secure public agency funds.

ESTIMATED_FAIR_VALUE_OF_FINANC

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS	NOTE 7 – ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS
	Current accounting literature requires disclosures about the fair value of all financial instruments whether or not recognized in the balance sheet, for which it is practicable to estimate the value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized through immediate settlement of the instrument. Certain items are specifically excluded from disclosure requirements, including the Company’s stock, premises and equipment, accrued interest receivable and payable and other assets and liabilities.
	The fair value of a financial instrument is an amount at which the asset or obligation could be exchanged in a current transaction between willing parties, other than in a forced sale. Fair values are estimated at a specific point in time based on relevant market information and information about the financial instruments. Because no market value exists for a significant portion of the financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors.
	The Company has used management’s best estimate of fair value based on the above assumptions. Thus the fair values presented may not be the amounts that could be realized in an immediate sale or settlement of the instrument. In addition, any income taxes or other expenses that would be incurred in an actual sale or settlement are not taken into consideration in the fair values presented.
	The Company determines the fair value of its financial instruments based on the fair value hierarchy established under ASC 820-10, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the financial instrument’s fair value measurement in its entirety. There are three levels of inputs that may be used to measure fair value. The three levels of inputs of the valuation hierarchy are defined below:
	Level 1	Quoted prices (unadjusted) in active markets for identical assets and liabilities for the instrument or security to be valued. Level 1 assets include marketable equity securities as well as U.S. Treasury securities that are highly liquid and are actively traded in over-the-counter markets.
	Level 2	Observable inputs other than Level 1 quoted prices, such as quoted prices for similar assets and liabilities in active markets, quoted prices in markets that are not active, or model-based valuation techniques for which all significant assumptions are derived principally from or corroborated by observable market data. Level 2 assets and liabilities include debt securities with quoted prices that are traded less frequently than exchange-traded instruments and derivative contracts whose value is determined by using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data. U.S. Government sponsored agency securities, mortgage-backed securities issued by U.S. Government sponsored enterprises and agencies, obligations of states and municipalities, collateralized mortgage obligations issued by U.S. Government sponsored enterprises, and mortgage loans held-for-sale are generally included in this category. Certain private equity investments that invest in publicly traded companies are also considered Level 2 assets.
	Level 3	Unobservable inputs that are supported by little, if any, market activity for the asset or liability. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow models and similar techniques, and may also include the use of market prices of assets or liabilities that are not directly comparable to the subject asset or liability. These methods of valuation may result in a significant portion of the fair value being derived from unobservable assumptions that reflect The Company’s own estimates for assumptions that market participants would use in pricing the asset or liability. This category primarily includes collateral-dependent impaired loans, other real estate, certain equity investments, and certain private equity investments.
	Cash and due from banks - The carrying amounts of these financial instruments approximate fair value. All mature within 90 days and present no anticipated credit concerns.
	Interest-bearing cash - The carrying amounts of these financial instruments approximate fair value.
	Securities available-for-sale and securities held-to-maturity – Fair values for investment securities available-for-sale and securities held-to-maturity are based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions.
	FHLB stock and other non-marketable equity securities - The carrying amounts of these financial instruments approximate fair value.
	Mortgage loans held for sale – Mortgage loans held for sale are recorded at either fair value, if elected, or the lower of cost or fair value on an individual loan basis. Origination fees and costs for loans held for sale recorded at lower of cost or market are capitalized in the basis of the loan and are included in the calculation of realized gains and losses upon sale. Origination fees and costs are recognized in earnings at the time of origination for loans held for sale that are recorded at fair value. Fair value is derived from observable current market prices, when available, and includes loan servicing value. When observable market prices are not available, the Company uses judgment and estimates fair value using internal models, in which the Company uses its best estimates of assumptions it believes would be used by market participants in estimating fair value. Mortgage loans held for sale are classified within Level 2 of the valuation hierarchy.
	Loans receivable - For variable rate loans that reprice frequently and have no significant change in credit risk, estimated fair values are based on carrying values and are classified as Level 2. Estimated fair values for certain mortgage loans, credit card loans, and other consumer loans are based on quoted market prices of similar loans sold in conjunction with securitization transactions, adjusted for differences in loan characteristics and are classified as Level 2. Estimated fair values for commercial real estate and commercial loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality and are classified as Level 2. Estimated fair values on impaired loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable. Impaired loans not requiring a specific charge against the allowance represent loans for which the fair value of the expected repayments or collateral meet or exceed the recorded investment in the loan. Loans which are deemed to be impaired are primarily valued on a nonrecurring basis at the fair value of the underlying real estate collateral. Such fair values are obtained using independent appraisals, which the Company considers to be Level 3 inputs.
	Mortgage servicing rights - The Company initially measures servicing assets and liabilities retained related to the sale of residential loans held for sale (“mortgage servicing rights”) at fair value, if practicable. For subsequent measurement purposes, the Company measures servicing assets and liabilities based on the lower of cost or market.
	Deposits - The estimated fair value of demand deposits, savings accounts, and money market accounts is the amount payable on demand at the reporting date. The estimated fair value of fixed maturity certificates of deposits is estimated by discounting the future cash flows using rates currently offered for deposits of similar remaining maturities.
	Bank-owned life insurance - The cash surrender value of bank owned life insurance policies held by the Bank approximates fair values of the policies.
	Short-term borrowed funds - The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings maturing within 90 days approximate their fair values. Estimated fair values of other short-term borrowings are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.
	Long-term debt - The estimated fair values of the Company’s long-term debt are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.
	Derivative asset and liabilities – The primary use of derivative instruments is related to the mortgage banking activities of the Company. The Company’s wholesale mortgage banking subsidiary enters into interest rate lock commitments related to expected funding of residential mortgage loans at specified times in the future. Interest rate lock commitments that relate to the origination of mortgage loans that will be held-for-sale are considered derivative instruments under applicable accounting guidance. As such, the Company records its interest rate lock commitments and forward loan sales commitments at fair value, determined as the amount that would be required to settle each of these derivative financial instruments at the balance sheet date. In the normal course of business, the mortgage subsidiary enters into contractual interest rate lock commitments to extend credit, if approved, at a fixed interest rate and with fixed expiration dates. The commitments become effective when the borrowers “lock-in” a specified interest rate within the time frames established by the mortgage banking subsidiary. Market risk arises if interest rates move adversely between the time of the interest rate lock by the borrower and the sale date of the loan to an investor. To mitigate the effect of the interest rate risk inherent in providing interest rate lock commitments to borrowers, the mortgage banking subsidiary enters into best efforts forward sales contracts with third party investors. The forward sales contracts lock in a price for the sale of loans similar to the specific interest rate lock commitments. Both the interest rate lock commitments to the borrowers and the forward sales contracts to the investors that extend through to the date the loan may close are derivatives, and accordingly, are marked to fair value through earnings. In estimating the fair value of an interest rate lock commitment, the Company assigns a probability to the interest rate lock commitment based on an expectation that it will be exercised and the loan will be funded. The fair value of the interest rate lock commitment is derived from the fair value of related mortgage loans, which is based on observable market data and includes the expected net future cash flows related to servicing of the loans. The fair value of the interest rate lock commitment is also derived from inputs that include guarantee fees negotiated with the agencies and private investors, buy-up and buy-down values provided by the agencies and private investors, and interest rate spreads for the difference between retail and wholesale mortgage rates. Management also applies fall-out ratio assumptions for those interest rate lock commitments for which we do not close a mortgage loan. The fall-out ratio assumptions are based on the mortgage subsidiary’s historical experience, conversion ratios for similar loan commitments, and market conditions. While fall-out tendencies are not exact predictions of which loans will or will not close, historical performance review of loan-level data provides the basis for determining the appropriate fall out ratios. In addition, on a periodic basis, the mortgage banking subsidiary performs analysis of actual rate lock fall-out experience to determine the sensitivity of the mortgage pipeline to interest rate changes from the date of the commitment through loan origination, and then period end, using applicable published mortgage-backed investment security prices. The expected fall-out ratios (or conversely the “pull-through” percentages) are applied to the determined fair value of the unclosed mortgage pipeline in accordance with GAAP. Changes to the fair value of interest rate lock commitments are recognized based on interest rate changes, changes in the probability that the commitment will be exercised, and the passage of time. The fair value of the forward sales contracts to investors considers the market price movement of the same type of security between the trade date and the balance sheet date. These instruments are defined as Level 2 within the valuation hierarchy.
	Derivative instruments not related to mortgage banking activities, including financial futures commitments and interest rate swap agreements that do not satisfy the hedge accounting requirements are recorded at fair value and are classified with resultant changes in fair value being recognized in noninterest income in the consolidated statement of operations. Fair values for these instruments are based on quoted market prices, when available. As such, the fair value adjustments for derivatives with fair values based on quoted market prices are recurring Level 1.
	Commitments to extend credit – The carrying amounts of these commitments are considered to be a reasonable estimate of fair value because the commitments underlying interest rates are based upon current market rates.
	Off-balance sheet financial instruments – Contract values and fair values for off-balance sheet, credit-related financial instruments are based on estimated fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and counterparties’ credit standing.
	The carrying amount and estimated fair value of the Company’s financial instruments at March 31, 2015 and December 31, 2014 are as follows:
			At March 31, 2015
			Carrying			Fair Value
			Amount			Total		Level 1		Level 2		Level 3
			(In thousands)
	Financial assets:
	Cash and due from banks		$	15,293			15,293		15,293		—		—
	Interest-bearing cash			11,107			11,107		11,107		—		—
	Securities available-for-sale			289,485			289,485		—		289,485		—
	Securities held-to-maturity			18,947			20,055		—		20,055		—
	Federal Home Loan Bank stock			7,773			7,773		—		—		7,773
	Other investments			2,653			2,653		—		—		2,653
	Derivative assets			2,739			2,739		—		2,739		—
	Loans held for sale			51,950			51,950		—		51,950		—
	Loans receivable, net			794,492			828,803		—		—		828,803
	Cash value life insurance			21,554			21,554		—		21,554		—
	Accrued interest receivable			4,033			4,033		—		4,033		—
	Mortgage servicing rights			10,361			15,098		—		15,098		—
	Financial liabilities:
	Deposits			989,649			989,539		—		989,539		—
	Short-term borrowed funds			115,836			115,725		—		115,725		—
	Long-term debt			56,665			60,782		—		60,782		—
	Derivative liabilities			1,577			1,577		955		622		—
	Accrued interest payable			332			332		—		332		—
			At December 31, 2014
			Carrying			Fair Value
			Amount			Total		Level 1		Level 2		Level 3
			(In thousands)
	Financial assets:
	Cash and due from banks		$	10,453			10,453		10,453		—		—
	Interest-bearing cash			10,694			10,694		10,694		—		—
	Securities available-for-sale			251,717			251,717		—		251,717		—
	Securities held-to-maturity			25,544			27,385		—		27,385		—
	Federal Home Loan Bank stock			5,405			5,405		—		—		5,405
	Other investments			2,309			2,309		—		—		2,309
	Derivative assets			1,689			1,689		—		1,689		—
	Loans held for sale			40,912			40,912		—		40,912		—
	Loans receivable, net			768,122			785,109		—		—		785,109
	Cash value life insurance			21,532			21,532		—		21,532		—
	Accrued interest receivable			3,628			3,628		—		3,628		—
	Mortgage servicing rights			10,181			15,147		—		15,147		—
Financial liabilities:
Deposits			964,190			962,763		—		962,763		—
Short-term borrowed funds			57,800			57,745		—		57,745		—
Long-term debt			61,740			65,516		—		65,516		—
Derivative liabilities			1,036			1,036		530		506		—
Accrued interest payable			312			312		—		312		—
		At March 31, 2015					At December 31, 2014
		Notional			Estimated		Notional		Estimated
		Amount			Fair Value		Amount		Fair Value
		(In thousands)
Off-Balance Sheet Financial Instruments:
Commitments to extend credit		$	64,642			—		68,181		—
Standby letters of credit			1,463			—		1,982		—
Derivative assets:
Mortgage loan interest rate lock commitments			173,311			2,181		106,440		1,122
Mortgage loan forward sales commitments			33,159			558		27,292		567
Derivative liabilities:
Mortgage-backed securities forward sales commitments			138,507			622		93,000		506
Interest rate swaps			25,000			955		20,000		530
In determining appropriate levels, the Company performs a detailed analysis of the assets and liabilities that are subject to fair value disclosures. At each reporting period, all assets and liabilities for which the fair value measurement is based on significant unobservable inputs are classified as Level 3.
Following is a description of valuation methodologies used for assets recorded at fair value on a recurring and non-recurring basis.
Investment Securities Available-for-Sale
Measurement is on a recurring basis upon quoted market prices, if available. If quoted market prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for prepayment assumptions, projected credit losses, and liquidity. At March 31, 2015 and December 31, 2014, the Company’s investment securities available-for-sale are recurring Level 2.
Mortgage Loans Held for Sale
Mortgage loans held for sale are recorded at either fair value, if elected, or the lower of cost or fair value on an individual loan basis. Origination fees and costs for loans held for sale recorded at lower of cost or market are capitalized in the basis of the loan and are included in the calculation of realized gains and losses upon sale. Origination fees and costs are recognized in earnings at the time of origination for loans held for sale that are recorded at fair value. Fair value is derived from observable current market prices, when available, and includes loan servicing value. When observable market prices are not available, the Company uses judgment and estimates fair value using internal models, in which the Company uses its best estimates of assumptions it believes would be used by market participants in estimating fair value. Mortgage loans held for sale are classified within Level 2 of the valuation hierarchy.
Derivative Assets and Liabilities
The primary use of derivative instruments is related to the mortgage banking activities of the Company. The Company’s wholesale mortgage banking subsidiary enters into interest rate lock commitments related to expected funding of residential mortgage loans at specified times in the future. Interest rate lock commitments that relate to the origination of mortgage loans that will be held-for-sale are considered derivative instruments under applicable accounting guidance. As such, the Company records its interest rate lock commitments and forward loan sales commitments at fair value, determined as the amount that would be required to settle each of these derivative financial instruments at the balance sheet date. In the normal course of business, the mortgage subsidiary enters into contractual interest rate lock commitments to extend credit, if approved, at a fixed interest rate and with fixed expiration dates. The commitments become effective when the borrowers “lock-in” a specified interest rate within the time frames established by the mortgage banking subsidiary. Market risk arises if interest rates move adversely between the time of the interest rate lock by the borrower and the sale date of the loan to an investor. To mitigate the effect of the interest rate risk inherent in providing interest rate lock commitments to borrowers, the mortgage banking subsidiary enters into best efforts forward sales contracts with third party investors. The forward sales contracts lock in a price for the sale of loans similar to the specific interest rate lock commitments. Both the interest rate lock commitments to the borrowers and the forward sales contracts to the investors that extend through to the date the loan may close are derivatives, and accordingly, are marked to fair value through earnings. In estimating the fair value of an interest rate lock commitment, the Company assigns a probability to the interest rate lock commitment based on an expectation that it will be exercised and the loan will be funded. The fair value of the interest rate lock commitment is derived from the fair value of related mortgage loans, which is based on observable market data and includes the expected net future cash flows related to servicing of the loans. The fair value of the interest rate lock commitment is also derived from inputs that include guarantee fees negotiated with the agencies and private investors, buy-up and buy-down values provided by the agencies and private investors, and interest rate spreads for the difference between retail and wholesale mortgage rates. Management also applies fall-out ratio assumptions for those interest rate lock commitments for which we do not close a mortgage loan. The fall-out ratio assumptions are based on the mortgage subsidiary’s historical experience, conversion ratios for similar loan commitments, and market conditions. While fall-out tendencies are not exact predictions of which loans will or will not close, historical performance review of loan-level data provides the basis for determining the appropriate fall-out ratios. In addition, on a periodic basis, the mortgage banking subsidiary performs analysis of actual rate lock fall-out experience to determine the sensitivity of the mortgage pipeline to interest rate changes from the date of the commitment through loan origination, and then period end, using applicable published mortgage-backed investment security prices. The expected fall-out ratios (or conversely the “pull-through” percentages) are applied to the determined fair value of the unclosed mortgage pipeline in accordance with GAAP. Changes to the fair value of interest rate lock commitments are recognized based on interest rate changes, changes in the probability that the commitment will be exercised, and the passage of time. The fair value of the forward sales contracts to investors considers the market price movement of the same type of security between the trade date and the balance sheet date. These instruments are defined as Level 2 within the valuation hierarchy.
Derivative instruments not related to mortgage banking activities, including financial futures commitments and interest rate swap agreements that do not satisfy the hedge accounting requirements are recorded at fair value and are classified with resultant changes in fair value being recognized in noninterest income in the consolidated statement of operations. Fair values for these instruments are based on quoted market prices, when available. As such, the fair value adjustments for derivatives with fair values based on quoted market prices in an active market are recurring Level 1.
Impaired Loans
Loans that are considered impaired are recorded at fair value on a nonrecurring basis. Once a loan is considered impaired, the fair value is measured using one of several methods, including collateral liquidation value, market value of similar debt and discounted cash flows. Those impaired loans not requiring a specific charge against the allowance represent loans for which the fair value of the expected repayments or collateral meet or exceed the recorded investment in the loan. Loans which are deemed to be impaired are primarily valued on a nonrecurring basis at the fair value of the underlying real estate collateral. Such fair values are obtained using independent appraisals, which the Company considers to be Level 3 inputs.
Other Real Estate Owned (“OREO”)
OREO is carried at the lower of carrying value or fair value on a nonrecurring basis.  Fair value is based upon independent appraisals or management’s estimation of the collateral and is considered a Level 3 measurement.  When the OREO value is based upon a current appraisal or when a current appraisal is not available or there is estimated further impairment, the measurement is considered a Level 3 measurement.
Assets and liabilities measured at fair value on a recurring basis are as follows as of March 31, 2015 and December 31, 2014:
		Quoted market price			Significant other		Significant other
		in active markets			observable inputs		unobservable inputs
		(Level 1)			(Level 2)		(Level 3)
		(In thousands)
31-Mar-15
Available-for-sale investment securities:
Municipal securities		$	—			54,776		—
US government agencies			—			10,405		—
Collateralized loan obligations			—			26,674		—
Mortgage-backed securities:
Agency			—			140,382		—
Non-agency			—			48,845		—
Trust Preferred Securities			—			8,403		—
Loans held for sale			—			51,950		—
Derivative assets:
Mortgage loan interest rate lock commitments			—			2,181		—
Mortgage loan forward sales commitments			—			558		—
Derivative liabilities:
Mortgage-backed securities forward sales commitments			—			622
Interest rate swaps			955			—		—
Total		$	955			344,796		—
31-Dec-14
Available-for-sale investment securities:
Municipal securities		$	—			44,717		—
US government agencies			—			4,748		—
Collateralized loan obligations			—			25,872		—
Mortgage-backed securities:
Agency			—			125,542		—
Non-agency			—			50,838		—
Loans held for sale			—			40,912		—
Derivative assets:
Mortgage loan interest rate lock commitments			—			1,122		—
Mortgage loan forward sales commitment			—			567		—
Derivative liabilities:
Mortgage-backed securities forward sales commitments			—			506		—
Interest rate swaps			530			—		—
Total		$	530			294,824		—
Assets measured at fair value on a nonrecurring basis are as follows as of March 31, 2015 and December 31, 2014:
		Quoted market price			Significant other		Significant other
		in active markets			observable inputs		unobservable inputs
		(Level 1)			(Level 2)		(Level 3)
		(In thousands)
31-Mar-15
Impaired loans:
Loans secured by real estate:
One-to-four family		$	—			—		3,940
Home equity			—			—		62
Commercial real estate			—			—		8,075
Construction and development			—			—		177
Consumer loans			—			—		63
Commercial business loans			—			—		1,717
Real estate owned:
One-to-four family			—			—		188
Commercial real estate			—			—		450
Construction and development			—			—		2,528
Total		$	—			—		17,200
31-Dec-14
Impaired loans:
Loans secured by real estate:
One-to-four family		$	—			—		2,885
Home equity			—			—		63
Commercial real estate			—			—		8,123
Construction and development			—			—		177
Consumer loans			—			—		29
Commercial business loans			—			—		1,730
Real estate owned:
One-to-four family			—			—		2,040
Commercial real estate			—			—		245
Construction and development			—			—		954
Total		$	—			—		16,246
For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of March 31, 2015 and December 31, 2014, the significant unobservable inputs used in the fair value measurements were as follows:
	March 31, 2015 and December 31, 2014
			Significant	Significant Unobservable
	Valuation Technique		Observable Inputs	Inputs
Impaired Loans	Appraisal Value		Appraisals and or sales of	Appraisals discounted 10% to 20% for
			comparable properties	sales commissions and other holding costs
Real estate owned	Appraisal Value/		Appraisals and or sales of	Appraisals discounted 10% to 20% for
	Comparison Sales/		comparable properties	sales commissions and other holding costs
	Other estimates

EARNINGS_PER_SHARE

EARNINGS PER SHARE	3 Months Ended
	Mar. 31, 2015
Earnings per common share:
EARNINGS PER SHARE	NOTE 8 - EARNINGS PER SHARE
	Basic earnings per share are calculated by dividing net income by the weighted average number of common shares outstanding during the period. Diluted earnings per share is calculated by dividing net income by the weighted average number of common shares outstanding plus the weighted average number of additional common shares that would have been outstanding if the dilutive potential common shares had been issued. Diluted earnings per share include the effects of outstanding stock options and restricted stock issued by the Company, if dilutive. The number of additional shares is calculated by assuming that outstanding stock options were exercised and that the proceeds from such exercises and vesting were used to acquire shares of common stock at the average market price during the reporting period.
	As stated in Note 1, on January 15, 2014, the Board of Directors of the Company declared a two-for-one stock split to stockholders of record as of February 10, 2014, issued on February 28, 2014.
	On October 15, 2014, the Board of Directors of the Company declared an additional two-for-one stock split to stockholders of record as of October 31, 2014, issued on November 14, 2014.
	All share, earnings per share, and per share data have been retroactively adjusted to reflect the stock splits for all periods presented in accordance with GAAP.
	The following is a summary of the reconciliation of weighted average shares outstanding for the three months ended March 31, 2015 and 2014:
		For the Three Months Ended March 31,
		2015				2014
		Basic		Diluted		Basic		Diluted
	Weighted average shares outstanding		7,805,143		7,805,143		7,702,852		7,702,852
	Effect of dilutive securities		—		204,886		—		169,322
	Weighted average shares outstanding		7,805,143		8,010,029		7,702,852		7,872,174

SUPPLEMENTAL_SEGMENT_INFORMATI

SUPPLEMENTAL SEGMENT INFORMATION	3 Months Ended
	Mar. 31, 2015
Segment Reporting [Abstract]
SUPPLEMENTAL SEGMENT INFORMATION	NOTE 9 – SUPPLEMENTAL SEGMENT INFORMATION
	The Company has three reportable segments: community banking, wholesale mortgage banking (“mortgage banking”) and other. The community banking segment provides traditional banking services offered through CresCom Bank. The mortgage banking segment provides mortgage loan origination and servicing offered through Crescent Mortgage Company. The other segment provides managerial and operational support to the other business segments through Carolina Services and Carolina Financial.
	The accounting policies of the segments are the same as those described in the summary of significant accounting policies. The Company evaluates performance based on net income.
	The Company accounts for intersegment revenues and expenses as if the revenue/expense transactions were generated to third parties, that is, at current market prices.
	The Company’s reportable segments are strategic business units that offer different products and services. They are managed separately because each segment has different types and levels of credit and interest rate risk.
	The following tables present selected financial information for the Company’s reportable business segments for the three months ended March 31, 2015 and 2014:
		Community			Mortgage
	For the Three Months Ended March 31, 2015	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Interest income	$	11,022			392		4			39			11,457
	Interest expense		1,355			11		145			(11	)		1,500
	Net interest income (expense)		9,667			381		(141	)		50			9,957
	Provision for loan losses		(37	)		37		—			—			—
	Noninterest income from external customers		1,700			4,890		—			—			6,590
	Intersegment noninterest income		1			36		1,768			(1,805	)		—
	Noninterest expense		6,335			3,908		1,932			—			12,175
	Intersegment noninterest expense		1,528			241		—			(1,769	)		—
	Income (loss) before income taxes		3,542			1,121		(305	)		14			4,372
	Income tax expense (benefit)		1,069			410		(125	)		5			1,359
	Net income (loss)	$	2,473			711		(180	)		9			3,013
		Community			Mortgage
	For the Three Months Ended March 31, 2014	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Interest income	$	8,091			285		4			31			8,411
	Interest expense		1,197			—		134			—			1,331
	Net interest income (expense)		6,894			285		(130	)		31			7,080
	Provision for loan losses		—			—		—			—			—
	Noninterest income from external customers		915			4,444		10			—			5,369
	Intersegment noninterest income		—			72		1,510			(1,582	)		—
	Noninterest expense		4,114			3,846		1,646			—			9,606
	Intersegment noninterest expense		1,270			240		—			(1,510	)		—
	Income (loss) before income taxes		2,425			715		(256	)		(41	)		2,843
	Income tax expense (benefit)		735			275		(95	)		(16	)		899
	Net income (loss)	$	1,690			440		(161	)		(25	)		1,944
	The following tables present selected financial information for the Company’s reportable business segments for March 31, 2015 and December 31, 2014:
		Community			Mortgage
	At March 31, 2015	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Assets	$	1,268,260			71,312		112,875			(176,314	)		1,276,133
	Loans receivable, net		790,002			14,744		—			(10,254	)		794,492
	Loans held for sale		14,013			37,937		—			—			51,950
	Deposits		991,410			—		—			(1,761	)		989,649
	Borrowed funds		157,000			9,500		15,501			(9,500	)		172,501
		Community			Mortgage
	At December 31, 2014	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Assets	$	1,192,419			67,952		111,096			(172,450	)		1,199,017
	Loans receivable, net		764,881			10,808		—			(7,567	)		768,122
	Loans held for sale		1,547			39,365		—			—			40,912
	Deposits		966,309			—		—			(2,119	)		964,190
	Borrowed funds		104,076			6,800		15,465			(6,801	)		119,540

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	3 Months Ended
	Mar. 31, 2015
Accounting Policies [Abstract]
Organization	Organization
	Carolina Financial Corporation (“Carolina Financial” or the “Company”), incorporated under the laws of the State of Delaware, is a bank holding company with two wholly-owned subsidiaries, CresCom Bank (the “Bank”) and Carolina Services Corporation of Charleston (“Carolina Services”). Crescent Mortgage Company operates as a wholly-owned subsidiary of CresCom Bank. The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, the Bank and Carolina Services. In consolidation, all material intercompany accounts and transactions have been eliminated. The results of operations of the businesses acquired in transactions accounted for as purchases are included only from the dates of acquisition. All majority-owned subsidiaries are consolidated unless control is temporary or does not rest with the Company.
	At March 31, 2015 and December 31, 2014, statutory business trusts (“Trusts”) created by the Company had outstanding trust preferred securities with an aggregate par value of $15,000,000. The principal assets of the Trusts are $15,465,000 of the Company’s subordinated debentures with identical rates of interest and maturities as the trust preferred securities. The Trusts have issued $465,000 of common securities to the Company and are included in other investments in the accompanying consolidated balance sheets. The Trusts are not consolidated subsidiaries of the Company.
Basis of Presentation	Basis of Presentation
	The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three months ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014 as filed with the Securities and Exchange Commission on March 20, 2015. There have been no significant changes to the accounting policies as disclosed in the Company’s Form 10-K.
Management's Estimates	Management’s Estimates
	The financial statements are prepared in accordance with GAAP, which require management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates.
	Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, including valuation for impaired loans, the valuation of real estate acquired in connection with foreclosure or in satisfaction of loans, the valuation of securities, the valuation of derivative instruments, the valuation of mortgage servicing rights, the determination of the reserve for mortgage loan repurchase losses, asserted and unasserted legal claims and deferred tax assets or liabilities. In connection with the determination of the allowance for loan losses and foreclosed real estate, management obtains independent appraisals for significant properties. Management must also make estimates in determining the estimated useful lives and methods for depreciating premises and equipment.
	Management uses available information to recognize losses on loans and foreclosed real estate. However, future additions to the allowance may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for loan losses and foreclosed real estate. Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the allowance for loan losses and valuation of foreclosed real estate may change materially in the near term.
Earnings Per Share	Earnings Per Share
	Basic earnings per share (“EPS”) represents income available to common stockholders divided by the weighted-average number of shares outstanding during the period. Diluted earnings per share reflects additional shares that would have been outstanding if dilutive potential shares had been issued. Potential shares that may be issued by the Company relate solely to outstanding stock options, restricted stock (non-vested shares), and warrants, and are determined using the treasury stock method. Under the treasury stock method, the number of incremental shares is determined by assuming the issuance of stock for the outstanding stock options and warrants, reduced by the number of shares assumed to be repurchased from the issuance proceeds, using the average market price for the period of the Company’s stock. Weighted-average shares for the basic and diluted EPS calculations have been reduced by the average number of unvested restricted shares.
	On January 15, 2014, the Board of Directors of the Company declared a two-for-one stock split to stockholders of record dated February 10, 2014, issued on February 28, 2014.
	On October 15, 2014, the Board of Directors of the Company declared an additional two-for-one stock split to stockholders of record as of October 31, 2014, issued on November 14, 2014.
	As such, all share, earnings per share, and per share data have been retroactively adjusted to reflect the stock splits for all periods presented in accordance with GAAP.
Subsequent Events	Subsequent Events
	Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the statement of financial condition but arose after that date. Management has reviewed events occurring through the date the financial statements were issued and no subsequent events occurred requiring accrual or disclosure except for the following:
	On April 29, 2015, the stockholders of the Company approved an increase in the number of authorized common shares from 10,000,000 to 15,000,000.
	On April 29, 2015, the Company declared a $0.03 per share dividend to stockholders of record on June 24, 2015, payable July 10, 2015.
Reclassification	Reclassification
	Certain reclassifications of accounts reported for previous periods have been made in these consolidated financial statements. Such reclassifications had no effect on stockholders’ equity or the net income as previously reported.
Recently Issued Accounting Pronouncements	Recently Issued Accounting Pronouncements
	In January 2014, the Financial Accounting Standards Board (“FASB”) amended the Receivables topic of the Accounting Standards Codification (“ASC”). The amendments are intended to resolve diversity in practice with respect to when a creditor should reclassify a collateralized consumer mortgage loan to other real estate owned (“OREO”). In addition, the amendments require a creditor reclassify a collateralized consumer mortgage loan to OREO upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. The amendments are effective for the Company for annual periods, and interim periods within those annual periods beginning after December 15, 2014 with early implementation of the guidance permitted. In implementing this guidance, assets that are reclassified from real estate to loans are measured at the carrying value of the real estate at the date of adoption. Assets reclassified from loans to real estate are measured at the lower of the net amount of the loan receivable or the fair value of the real estate less costs to sell at the date of adoption. The Company applied the amendments prospectively. These amendments did not have a material effect on its financial statements.
	In May 2014, the FASB issued guidance to change the recognition of revenue from contracts with customers. The core principle of the new guidance is that an entity should recognize revenue to reflect the transfer of goods and services to customers in an amount equal to the consideration the entity receives or expects to receive. The guidance will be effective for the Company for reporting periods beginning after December 15, 2017. The Company will apply the guidance using a modified retrospective approach. The Company does not expect these amendments to have a material effect on its financial statements.
	In June 2014, the FASB issued guidance which makes limited amendments to the guidance on accounting for certain repurchase agreements. The new guidance (1) requires entities to account for repurchase-to-maturity transactions as secured borrowings (rather than as sales with forward repurchase agreements), (2) eliminates accounting guidance on linked repurchase financing transactions, and (3) expands disclosure requirements related to certain transfers of financial assets that are accounted for as sales and certain transfers (specifically, repos, securities lending transactions, and repurchase-to-maturity transactions) accounted for as secured borrowings. The amendments will be effective for the Company for annual period beginning after December 15, 2014. The Company applied the guidance by a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. These amendments did not have a material effect on its financial statements.
	In June 2014, the FASB issued guidance which clarifies that performance targets associated with stock compensation should be treated as a performance condition and should not be reflected in the grant date fair value of the stock award. The amendments will be effective for the Company for fiscal years that begin after December 15, 2015. The Company will apply the guidance to stock awards with performance targets that are outstanding at the start of the first fiscal year in the financial statements and to all stock awards that are granted or modified after the effective date. The Company does not expect these amendments to have a material effect on its financial statements.
	In January 2015, the FASB issued guidance that eliminated the concept of extraordinary items from GAAP. Existing GAAP required that an entity separately classify, present, and disclose extraordinary events and transactions. The amendments will eliminate the requirements for reporting entities to consider whether an underlying event or transaction is extraordinary, however, the presentation and disclosure guidance for items that are unusual in nature or occur infrequently will be retained and will be expanded to include items that are both unusual in nature and infrequently occurring. The amendments are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. The amendments may be applied either prospectively or retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The Company does not expect these amendments to have a material effect on its financial statements.
	In February 2015, the FASB issued guidance which amends the consolidation requirements and significantly changes the consolidation analysis required under GAAP. Although the amendments are expected to result in the deconsolidation of many entities, the Company will need to reevaluate all its previous consolidation conclusions. The amendments will be effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015 with early adoption permitted (including during an interim period), provided that the guidance is applied as of the beginning of the annual period containing the adoption date. The Company does not expect these amendments to have a material effect on its financial statements.
	Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

SECURITIES_Tables

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of investment securities available for sale		31-Mar-15											31-Dec-14
					Gross			Gross								Gross			Gross
		Amortized			Unrealized			Unrealized			Fair		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value		Cost			Gains			Losses			Value
		(In thousands)
	Securities available-for-sale:
	Municipal securities	$	53,189			1,702			(115	)		54,776		43,119			1,621			(23	)		44,717
	US government agencies		10,333			78			(6	)		10,405		4,770			—			(22	)		4,748
	Collateralized loan obligations		26,708			—			(34	)		26,674		25,883			11			(22	)		25,872
	Mortgage-backed securities:
	Agency		137,596			2,844			(58	)		140,382		122,727			2,856			(41	)		125,542
	Non-agency		48,196			838			(189	)		48,845		49,936			1,065			(163	)		50,838
	Total mortgage-backed securities		185,792			3,682			(247	)		189,227		172,663			3,921			(204	)		176,380
	Trust preferred securities		10,382			1,391			(3,370	)		8,403		—			—			—			—
	Total	$	286,404			6,853			(3,772	)		289,485		246,435			5,553			(271	)		251,717
Schedule of investment securities held to maturity		31-Mar-15											31-Dec-14
					Gross			Gross								Gross			Gross
		Amortized			Unrealized			Unrealized			Fair		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value		Cost			Gains			Losses			Value
		(In thousands)
	Securities held-to-maturity:
	Municipal securities	$	17,227			928			(1	)		18,154		16,787			882			(17	)		17,652
	Trust preferred securities		1,720			319			(138	)		1,901		8,757			3,125			(2,149	)		9,733
	Total	$	18,947			1,247			(139	)		20,055		25,544			4,007			(2,166	)		27,385
Schedule of unrealized losses related to the trust preferred securities that were recognized within other comprehensive income at the time of transfer to held-to-maturity	The following table presents unrealized losses related to the trust preferred securities that were recognized within other comprehensive income at the time of transfer to held-to-maturity as well as the unrealized gains and losses that are not presented in other comprehensive income for March 31, 2015 and December 31, 2014.
		At March 31, 2015
											Recognized in OCI								Not Recognized in OCI
											Gross Unrealized								Gross Unrealized
		Purchased Face Value			Cumulative OTTI			Carrying Value			Gains		Losses			Amortized Cost			Gains			Losses			Estimated Fair Value			Collateralization Percentage
		(In thousands)
	Held-to-Maturity:
	Trust Preferred Securities
	Total A-Class	$	2,214			—			2,214			—		(494	)		1,720			319			(138	)		1,901		181%-402%
		$	2,214			—			2,214			—		(494	)		1,720			319			(138	)		1,901
		At December 31, 2014
											Recognized in OCI								Not Recognized in OCI
											Gross Unrealized								Gross Unrealized
		Purchased Face Value			Cumulative OTTI			Carrying Value			Gains		Losses			Amortized Cost			Gains			Losses			Estimated Fair Value			Collateralization Percentage
		(In thousands)
	Held-to-Maturity:
	Trust Preferred Securities
	Total A-Class	$	2,381			—			2,381			—		(558	)		1,823			336			(75	)		2,084		175% - 378%
	Total B-Class		11,718			(2,635	)		9,083			—		(2,458	)		6,625			1,788			(2,074	)		6,339		96% - 111%
	Total C-Class		2,727			(1,340	)		1,387			—		(1,078	)		309			1,001			—			1,310		92% - 92%
		$	16,826			(3,975	)		12,851			—		(4,094	)		8,757			3,125			(2,149	)		9,733
Schedule of amortized costs and fair values of investment securities, by contractual maturity	The amortized cost and fair value of debt securities by contractual maturity at March 31, 2015 follows:
		At March 31, 2015
		Amortized			Fair
		Cost			Value
		(In thousands)
	Securities available-for-sale:
	Less than one year	$	9,123			9,189
	One to five years		104,943			107,163
	Six to ten years		123,085			125,269
	After ten years		49,253			47,864
	Total	$	286,404			289,485
	Securities held-to-maturity:
	Less than one year	$	—			—
	One to five years		11,008			11,993
	Six to ten years		6,988			7,249
	After ten years		951			813
	Total	$	18,947			20,055
Schedule of gross realized gains and losses from sales of investment securities available-for-sale	The following table summarizes the gross realized gains and losses from sales of investment securities available-for-sale for the periods indicated.
		For the Three Months
		Ended March 31,
		2015			2014
		(In thousands)
	Proceeds	$	27,151			9,818
	Realized gains		474			316
	Realized losses		(3	)		—
	Total investment securities gains, net	$	471			316
Schedule of securities in a continuous unrealized loss position aggregated by investment category and length of time	The gross unrealized losses and fair value of the Company’s investments available-for-sale with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2015 are as follows:
		At March 31, 2015
		Less than 12 Months									12 Months or Greater								Total
		Amortized			Fair			Unrealized			Amortized		Fair			Unrealized			Amortized			Fair			Unrealized
		Cost			Value			Losses			Cost		Value			Losses			Cost			Value			Losses
		(In thousands)
	Available-for-sale:
	Municipal securities	$	11,168			11,056			(112	)		336		333			(3	)		11,504			11,389			(115	)
	US government agencies		1,693			1,687			(6	)		—		—			—			1,693			1,687			(6	)
	Collateralized loan obligations		13,208			13,174			(34	)		—		—			—			13,208			13,174			(34	)
	Mortgage-backed securities:
	Agency		7,708			7,650			(58	)		—		—			—			7,708			7,650			(58	)
	Non-agency		9,564			9,502			(62	)		6,739		6,612			(127	)		16,303			16,114			(189	)
	Total mortgage-backed securities		17,272			17,152			(120	)		6,739		6,612			(127	)		24,011			23,764			(247	)
	Trust preferred securities		—			—			—			7,943		4,573			(3,370	)		7,943			4,573			(3,370	)
	Total	$	43,341			43,069			(272	)		15,018		11,518			(3,500	)		58,359			54,587			(3,772	)
	Held-to-maturity:
	Municipal securities	$	497			496			(1	)		—		—			—			497			496			(1	)
	Trust preferred securities		—			—			—			951		813			(138	)		951			813			(138	)
	Total	$	497			496			(1	)		951		813			(138	)		1,448			1,309			(139	)
	The gross unrealized losses and fair value of the Company’s investments available-for-sale with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2014 are as follows:
		At December 31, 2014
		Less than 12 Months									12 Months or Greater								Total
		Amortized			Fair			Unrealized			Amortized		Fair			Unrealized			Amortized			Fair			Unrealized
		Cost			Value			Losses			Cost		Value			Losses			Cost			Value			Losses
		(In thousands)
	Available-for-sale:
	Municipal securities	$	2,479			2,475			(4	)		1,504		1,485			(19	)		3,983			3,960			(23	)
	US government agencies		4,770			4,748			(22	)		—		—			—			4,770			4,748			(22	)
	Collateralized loan obligations		14,708			14,686			(22	)		—		—			—			14,708			14,686			(22	)
	Mortgage-backed securities:
	Agency		17,541			17,500			(41	)		—		—			—			17,541			17,500			(41	)
	Non-agency		14,284			14,138			(146	)		3,114		3,097			(17	)		17,398			17,235			(163	)
	Total mortgage-backed securities		31,825			31,638			(187	)		3,114		3,097			(17	)		34,939			34,735			(204	)
	Total	$	53,782			53,547			(235	)		4,618		4,582			(36	)		58,400			58,129			(271	)
	Held-to-maturity:
	Municipal securities	$	—			—			—			2,363		2,346			(17	)		2,363			2,346			(17	)
	Trust preferred securities		—			—			—			7,326		5,177			(2,149	)		7,326			5,177			(2,149	)
	Total	$	—			—			—			9,689		7,523			(2,166	)		9,689			7,523			(2,166	)

DERIVATIVES_Tables

DERIVATIVES (Tables)	3 Months Ended
	Mar. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of derivative positions of Company	The derivative positions of the Company at March 31, 2015 and December 31, 2014 are as follows:
		At March 31,				At December 31,
		2015				2014
		Fair		Notional		Fair		Notional
		Value		Value		Value		Value
		(In thousands)
	Derivative assets:
	Mortgage loan interest rate lock commitments	$	2,181		173,311		1,122		106,440
	Mortgage loan forward sales commitments		558		33,159		567		27,292
		$	2,739		206,470		1,689		133,732
	Derivative liabilities:
	Mortgage-backed securities forward sales commitments	$	622		138,507		506		93,000
	Interest rate swaps		955		25,000		530		20,000
		$	1,577		163,507		1,036		113,000

LOANS_RECEIVABLE_NET_Tables

LOANS RECEIVABLE, NET (Tables)	3 Months Ended
	Mar. 31, 2015
Debt Disclosure [Abstract]
Schedule of categories of loans	Loans receivable, net at March 31, 2015 and December 31, 2014 are summarized by category as follows:
		At March 31,						At December 31,
		2015						2014
					% of Total						% of Total
		Amount			Loans			Amount			Loans
		(Dollars in thousands)
	Loans secured by real estate:
	One-to-four family	$	271,941			33.78	%		252,819			32.48	%
	Home equity		28,130			3.5	%		27,547			3.54	%
	Commercial real estate		318,769			39.61	%		317,912			40.85	%
	Construction and development		83,488			10.37	%		92,008			11.82	%
	Consumer loans		5,277			0.66	%		5,675			0.73	%
	Commercial business loans		97,244			12.08	%		82,305			10.58	%
	Total gross loans receivable		804,849			100	%		778,266			100	%
	Less:
	Allowance for loan losses		9,379						9,035
	Deferred fees, net		978						1,109
	Total loans receivable, net	$	794,492						768,122
	The composition of gross loans outstanding, net of undisbursed amounts, by rate type is as follows:
		At March 31,						At December 31,
		2015						2014
		(Dollars in thousands)
	Variable rate loans	$	350,006			43.49	%		337,802			43.4	%
	Fixed rate loans		454,843			56.51	%		440,464			56.6	%
	Total loans outstanding	$	804,849			100	%		778,266			100	%
Schedule of activity in the allowance for loan losses	The following table presents activity in the allowance for loan losses for the period indicated. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
	Allowance for loan losses:	For the Three Months Ended March 31, 2015
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	Balance at January 1, 2015	$	2,888			221			3,283			1,069			30			1,430			114			9,035
	Provision for loan losses		(179	)		5			(217	)		15			(12	)		242			146			—
	Charge-offs		—			—			—			(90	)		(1	)		(41	)		—			(132	)
	Recoveries		175			—			225			12			12			52			—			476
	Balance at March 31, 2015	$	2,884			226			3,291			1,006			29			1,683			260			9,379
		For the Three Months Ended March 31, 2014
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	Balance at January 1, 2014	$	2,472			231			2,855			1,418			42			339			734			8,091
	Provision for loan losses		114			3			444			(339	)		(40	)		115			(297	)		—
	Charge-offs		(37	)		—			(28	)		(170	)		(13	)		—			—			(248	)
	Recoveries		19			—			—			327			40			172			—			558
	Balance at March 31, 2014	$	2,568			234			3,271			1,236			29			626			437			8,401
Schedule of allowance for loan losses and recorded investment in loans by impairment methodology	The following table disaggregates our allowance for loan losses and recorded investment in loans by impairment methodology.
		Loans Secured by Real Estate
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Unallocated			Total
		(In thousands)
	At March 31, 2015:
	Allowance for loan losses ending balances:
	Individually evaluated for impairment	$	318			—			130			—			—			—			—			448
	Collectively evaluated for impairment		2,566			226			3,161			1,006			29			1,683			260			8,931
		$	2,884			226			3,291			1,006			29			1,683			260			9,379
	Loans receivable ending balances:
	Individually evaluated for impairment	$	4,258			62			8,205			177			63			1,717			—			14,482
	Collectively evaluated for impairment		267,683			28,068			310,564			83,311			5,214			95,527			—			790,367
	Total loans receivable	$	271,941			28,130			318,769			83,488			5,277			97,244			—			804,849
	At December 31, 2014:
	Allowance for loan losses ending balances:
	Individually evaluated for impairment	$	364			—			30			90			1			—			—			485
	Collectively evaluated for impairment		2,524			221			3,253			979			29			1,430			114			8,550
		$	2,888			221			3,283			1,069			30			1,430			114			9,035
	Loans receivable ending balances:
	Individually evaluated for impairment	$	3,249			63			8,153			267			30			1,730			—			13,492
	Collectively evaluated for impairment		249,570			27,485			309,759			91,741			5,644			80,575			—			764,774
	Total loans receivable	$	252,819			27,548			317,912			92,008			5,674			82,305			—			778,266
Schedule of impaired loans by class of loans	The following table presents impaired loans individually evaluated for impairment in the segmented portfolio categories and the corresponding allowance for loan losses as of March 31, 2015 and December 31, 2014. The recorded investment is defined as the original amount of the loan, net of any deferred costs and fees, less any principal reductions and direct charge-offs. Unpaid principal balance includes amounts previously included in charge-offs.
		At March 31, 2015									At December 31, 2014
					Unpaid									Unpaid
		Recorded			Principal			Related			Recorded			Principal			Related
		Investment			Balance			Allowance			Investment			Balance			Allowance
		(In thousands)
	With no related allowance recorded:
	Loans secured by real estate:
	One-to-four family	$	3,253			4,800			—			2,008			3,731			—
	Home equity		62			409			—			63			410			—
	Commercial real estate		7,821			8,365			—			7,893			8,439			—
	Construction and development		177			2,000			—			—			1,733			—
	Consumer loans		63			539			—			29			506			—
	Commercial business loans		1,717			2,887			—			1,730			2,927			—
			13,093			19,000			—			11,723			17,746			—
	With an allowance recorded:
	Loans secured by real estate:
	One-to-four family		1,005			1,005			318			1,241			1,241			364
	Home equity		—			—			—			—			—			—
	Commercial real estate		384			384			130			260			260			30
	Construction and development		—			—			—			267			267			90
	Consumer loans		—			—			—			1			1			1
	Commercial business loans		—			—			—			—			—			—
			1,389			1,389			448			1,769			1,769			485
	Total:
	Loans secured by real estate:
	One-to-four family		4,258			5,805			318			3,249			4,972			364
	Home equity		62			409			—			63			410			—
	Commercial real estate		8,205			8,749			130			8,153			8,699			30
	Construction and development		177			2,000			—			267			2,000			90
	Consumer loans		63			539			—			30			507			1
	Commercial business loans		1,717			2,887			—			1,730			2,927			—
		$	14,482			20,389			448			13,492			19,515			485
	The following table presents the average recorded investment and interest income recognized on impaired loans individually evaluated for impairment in the segmented portfolio categories for the three months ended March 31, 2015 and 2014.
		For the Three Months Ended March 31,
		2015						2014
		Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized
		(In thousands)
	With no related allowance recorded:
	Loans secured by real estate:
	One-to-four family	$	2,482			69			5,107			53
	Home equity		62			—			—			—
	Commercial real estate		7,856			87			16,807			148
	Construction and development		245			—			450			2
	Consumer loans		37			—			23			4
	Commercial business loans		1,718			73			2,480			77
			12,400			229			24,867			284
	With an allowance recorded:
	Loans secured by real estate:
	One-to-four family		1,007			—			545			5
	Home equity		—			—			—			—
	Commercial real estate		290			3			311			6
	Construction and development		—			—			—			—
	Consumer loans		—			—			7			—
	Commercial business loans		—			—			5			—
			1,297			3			868			11
	Total:
	Loans secured by real estate:
	One-to-four family		3,489			69			5,652			58
	Home equity		62			—			—			—
	Commercial real estate		8,146			90			17,118			154
	Construction and development		245			—			450			2
Consumer loans		37			—			30			4
Commercial business loans		1,718			73			2,485			77
	$	13,697			232			25,735			295
Schedule of aging of the recorded investment in past due loans by class of loans	A loan is considered past due if the required principal and interest payment has not been received as of the due date. The following schedule is an aging of past due loans receivable by portfolio segment as of March 31, 2015 and December 31, 2014.
		At March 31, 2015
		Real estate loans
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Total
		(In thousands)
	30-59 days past due	$	137			—			253			69			24			—			483
	60-89 days past due		27			61			—			—			72			—			160
	90 days or more past due		1,802			—			323			177			42			3			2,347
	Total past due		1,966			61			576			246			138			3			2,990
	Current		269,975			28,069			318,193			83,242			5,139			97,241			801,859
	Total loans receivable	$	271,941			28,130			318,769			83,488			5,277			97,244			804,849
		At December 31, 2014
		Real estate loans
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Total
		(In thousands)
	30-59 days past due	$	336			18			260			60			21			27			722
	60-89 days past due		188			—			—			—			6			—			194
	90 days or more past due		1,589			—			333			267			6			—			2,195
	Total past due		2,113			18			593			327			33			27			3,111
	Current		250,706			27,530			317,319			91,681			5,641			82,278			775,155
	Total loans receivable	$	252,819			27,548			317,912			92,008			5,674			82,305			778,266
Schedule of analysis of loans receivables on nonaccrual status	The following is a schedule of loans receivable, by portfolio segment, on nonaccrual at March 31, 2015 and December 31, 2014.
		At March 31,			At December 31,
		2015			2014
		(In thousands)
	Loans secured by real estate:
	One-to-four family	$	1,846			1,720
	Home equity		62			63
	Commercial real estate		575			333
	Construction and development		177			267
	Consumer loans		46			12
	Commercial business loans		39			39
		$	2,745			2,434
Schedule of analysis of loan portfolio by credit quality indicators	The following is a schedule of the credit quality of loans receivable, by portfolio segment, as of March 31, 2015 and December 31, 2014.
		At March 31, 2015
		Real estate loans
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Total
		(In thousands)
	Internal Risk Rating Grades:
	Pass	$	269,068			28,068			308,360			83,017			5,264			96,441			790,218
	Special Mention		383			—			9,687			294			—			197			10,561
	Substandard		2,490			62			722			177			13			606			4,070
	Total loans receivable	$	271,941			28,130			318,769			83,488			5,277			97,244			804,849
	Performing	$	270,095			28,068			318,194			83,311			5,231			97,205			802,104
	Nonperforming:
	90 days or more and still accruing		—			—			—			—			—			—			—
	Nonaccrual		1,846			62			575			177			46			39			2,745
	Total nonperforming		1,846			62			575			177			46			39			2,745
	Total loans receivable	$	271,941			28,130			318,769			83,488			5,277			97,244			804,849
		At December 31, 2014
		Real estate loans
		One-to-						Commercial			Construction
		four			Home			real			and						Commercial
		family			equity			estate			development			Consumer			business			Total
		(In thousands)
	Internal Risk Rating Grades:
	Pass	$	249,781			27,485			307,283			91,441			5,661			81,499			763,150
	Special Mention		1,318			—			10,037			300			1			217			11,873
	Substandard		1,720			63			592			267			12			589			3,243
	Total loans receivable	$	252,819			27,548			317,912			92,008			5,674			82,305			778,266
	Performing	$	251,099			27,485			317,579			91,741			5,662			82,266			775,832
	Nonperforming:
	90 days or more and still accruing		—			—			—			—			—			—			—
	Nonaccrual		1,720			63			333			267			12			39			2,434
	Total nonperforming		1,720			63			333			267			12			39			2,434
	Total loans receivable	$	252,819			27,548			317,912			92,008			5,674			82,305			778,266

REAL_ESTATE_ACQUIRED_THROUGH_F1

REAL ESTATE ACQUIRED THROUGH FORECLOSURE (Tables)	3 Months Ended
	Mar. 31, 2015
Banking and Thrift [Abstract]
Summary of Changes in Other Real Estate Owned	The following presents summarized activity in other real estate owned for the periods ended March 31, 2015 and December 31, 2014:
		March 31,			December 31,
		2015			2014
		(In thousands)
	Balance at beginning of period	$	3,239			6,273
	Additions		200			1,461
	Sales		(273	)		(3,969	)
	Write downs		—			(526	)
	Balance at end of period	$	3,166			3,239
Schedule of composition of other real estate owned	A summary of the composition of real estate acquired through foreclosure follows:
		At March 31,			At December 31,
		2015			2014
		(In thousands)
	Real estate loans:
	One-to-four family	$	188			245
	Commercial real estate		450			954
	Construction and development		2,528			2,040
		$	3,166			3,239

DEPOSITS_Tables

DEPOSITS (Tables)	3 Months Ended
	Mar. 31, 2015
Banking and Thrift [Abstract]
Summary of Deposits outstanding	Deposits outstanding by type of account at March 31, 2015 and December 31, 2014 are summarized as follows:
		At March 31,		At December 31,
		2015		2014
		(In thousands)
	Noninterest-bearing demand accounts	$	164,030		142,900
	Interest-bearing demand accounts		175,848		183,550
	Savings accounts		38,296		36,630
	Money market accounts		248,492		246,116
	Certificates of deposit:
	Less than $250,000		345,820		335,740
	$250,000 or more		17,163		19,254
	Total certificates of deposit		362,983		354,994
	Total deposits	$	989,649		964,190

ESTIMATED_FAIR_VALUE_OF_FINANC1

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of carrying amount and estimated fair value of the Company's financial instruments	The carrying amount and estimated fair value of the Company’s financial instruments at March 31, 2015 and December 31, 2014 are as follows:
			At March 31, 2015
			Carrying			Fair Value
			Amount			Total		Level 1		Level 2		Level 3
			(In thousands)
	Financial assets:
	Cash and due from banks		$	15,293			15,293		15,293		—		—
	Interest-bearing cash			11,107			11,107		11,107		—		—
	Securities available-for-sale			289,485			289,485		—		289,485		—
	Securities held-to-maturity			18,947			20,055		—		20,055		—
	Federal Home Loan Bank stock			7,773			7,773		—		—		7,773
	Other investments			2,653			2,653		—		—		2,653
	Derivative assets			2,739			2,739		—		2,739		—
	Loans held for sale			51,950			51,950		—		51,950		—
	Loans receivable, net			794,492			828,803		—		—		828,803
	Cash value life insurance			21,554			21,554		—		21,554		—
	Accrued interest receivable			4,033			4,033		—		4,033		—
	Mortgage servicing rights			10,361			15,098		—		15,098		—
	Financial liabilities:
	Deposits			989,649			989,539		—		989,539		—
	Short-term borrowed funds			115,836			115,725		—		115,725		—
	Long-term debt			56,665			60,782		—		60,782		—
	Derivative liabilities			1,577			1,577		955		622		—
	Accrued interest payable			332			332		—		332		—
			At December 31, 2014
			Carrying			Fair Value
			Amount			Total		Level 1		Level 2		Level 3
			(In thousands)
	Financial assets:
	Cash and due from banks		$	10,453			10,453		10,453		—		—
	Interest-bearing cash			10,694			10,694		10,694		—		—
	Securities available-for-sale			251,717			251,717		—		251,717		—
	Securities held-to-maturity			25,544			27,385		—		27,385		—
	Federal Home Loan Bank stock			5,405			5,405		—		—		5,405
	Other investments			2,309			2,309		—		—		2,309
	Derivative assets			1,689			1,689		—		1,689		—
	Loans held for sale			40,912			40,912		—		40,912		—
	Loans receivable, net			768,122			785,109		—		—		785,109
	Cash value life insurance			21,532			21,532		—		21,532		—
	Accrued interest receivable			3,628			3,628		—		3,628		—
	Mortgage servicing rights			10,181			15,147		—		15,147		—
	Financial liabilities:
	Deposits			964,190			962,763		—		962,763		—
	Short-term borrowed funds			57,800			57,745		—		57,745		—
	Long-term debt			61,740			65,516		—		65,516		—
	Derivative liabilities			1,036			1,036		530		506		—
	Accrued interest payable			312			312		—		312		—
Schedule of notional amount and estimated fair values of off-balance sheet financial instruments			At March 31, 2015					At December 31, 2014
			Notional			Estimated		Notional		Estimated
			Amount			Fair Value		Amount		Fair Value
			(In thousands)
	Off-Balance Sheet Financial Instruments:
	Commitments to extend credit		$	64,642			—		68,181		—
	Standby letters of credit			1,463			—		1,982		—
	Derivative assets:
	Mortgage loan interest rate lock commitments			173,311			2,181		106,440		1,122
	Mortgage loan forward sales commitments			33,159			558		27,292		567
	Derivative liabilities:
	Mortgage-backed securities forward sales commitments			138,507			622		93,000		506
	Interest rate swaps			25,000			955		20,000		530
Summary of assets and liabilities measured at fair value on a recurring basis	Assets and liabilities measured at fair value on a recurring basis are as follows as of March 31, 2015 and December 31, 2014:
			Quoted market price			Significant other		Significant other
			in active markets			observable inputs		unobservable inputs
			(Level 1)			(Level 2)		(Level 3)
			(In thousands)
	31-Mar-15
	Available-for-sale investment securities:
	Municipal securities		$	—			54,776		—
	US government agencies			—			10,405		—
	Collateralized loan obligations			—			26,674		—
	Mortgage-backed securities:
	Agency			—			140,382		—
	Non-agency			—			48,845		—
	Trust Preferred Securities			—			8,403		—
	Loans held for sale			—			51,950		—
	Derivative assets:
	Mortgage loan interest rate lock commitments			—			2,181		—
	Mortgage loan forward sales commitments			—			558		—
	Derivative liabilities:
	Mortgage-backed securities forward sales commitments			—			622
	Interest rate swaps			955			—		—
	Total		$	955			344,796		—
	31-Dec-14
	Available-for-sale investment securities:
	Municipal securities		$	—			44,717		—
	US government agencies			—			4,748		—
	Collateralized loan obligations			—			25,872		—
	Mortgage-backed securities:
	Agency			—			125,542		—
	Non-agency			—			50,838		—
	Loans held for sale			—			40,912		—
	Derivative assets:
	Mortgage loan interest rate lock commitments			—			1,122		—
	Mortgage loan forward sales commitment			—			567		—
	Derivative liabilities:
	Mortgage-backed securities forward sales commitments			—			506		—
	Interest rate swaps			530			—		—
	Total		$	530			294,824		—
Summary of assets and liabilities measured at a fair value on a nonrecurring basis	Assets measured at fair value on a nonrecurring basis are as follows as of March 31, 2015 and December 31, 2014:
			Quoted market price			Significant other		Significant other
			in active markets			observable inputs		unobservable inputs
			(Level 1)			(Level 2)		(Level 3)
			(In thousands)
	31-Mar-15
	Impaired loans:
	Loans secured by real estate:
	One-to-four family		$	—			—		3,940
	Home equity			—			—		62
	Commercial real estate			—			—		8,075
	Construction and development			—			—		177
	Consumer loans			—			—		63
	Commercial business loans			—			—		1,717
	Real estate owned:
	One-to-four family			—			—		188
	Commercial real estate			—			—		450
	Construction and development			—			—		2,528
	Total		$	—			—		17,200
	31-Dec-14
	Impaired loans:
	Loans secured by real estate:
	One-to-four family		$	—			—		2,885
	Home equity			—			—		63
	Commercial real estate			—			—		8,123
	Construction and development			—			—		177
	Consumer loans			—			—		29
	Commercial business loans			—			—		1,730
	Real estate owned:
	One-to-four family			—			—		2,040
	Commercial real estate			—			—		245
	Construction and development			—			—		954
	Total		$	—			—		16,246
Schedule of significant unobservable inputs used in the fair value measurements	For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of March 31, 2015 and December 31, 2014, the significant unobservable inputs used in the fair value measurements were as follows:
		March 31, 2015 and December 31, 2014
				Significant	Significant Unobservable
		Valuation Technique		Observable Inputs	Inputs
	Impaired Loans	Appraisal Value		Appraisals and or sales of	Appraisals discounted 10% to 20% for
				comparable properties	sales commissions and other holding costs
	Real estate owned	Appraisal Value/		Appraisals and or sales of	Appraisals discounted 10% to 20% for
		Comparison Sales/		comparable properties	sales commissions and other holding costs
		Other estimates

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings per common share:
Schedule of reconciliation of average shares outstanding	The following is a summary of the reconciliation of weighted average shares outstanding for the three months ended March 31, 2015 and 2014:
		For the Three Months Ended March 31,
		2015				2014
		Basic		Diluted		Basic		Diluted
	Weighted average shares outstanding		7,805,143		7,805,143		7,702,852		7,702,852
	Effect of dilutive securities		—		204,886		—		169,322
	Weighted average shares outstanding		7,805,143		8,010,029		7,702,852		7,872,174

SUPPLEMENTAL_SEGMENT_INFORMATI1

SUPPLEMENTAL SEGMENT INFORMATION (Tables)	3 Months Ended
	Mar. 31, 2015
Segment Reporting [Abstract]
Schedule of Selected Financial Information of Company's reportable business segments	The following tables present selected financial information for the Company’s reportable business segments for the three months ended March 31, 2015 and 2014:
		Community			Mortgage
	For the Three Months Ended March 31, 2015	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Interest income	$	11,022			392		4			39			11,457
	Interest expense		1,355			11		145			(11	)		1,500
	Net interest income (expense)		9,667			381		(141	)		50			9,957
	Provision for loan losses		(37	)		37		—			—			—
	Noninterest income from external customers		1,700			4,890		—			—			6,590
	Intersegment noninterest income		1			36		1,768			(1,805	)		—
	Noninterest expense		6,335			3,908		1,932			—			12,175
	Intersegment noninterest expense		1,528			241		—			(1,769	)		—
	Income (loss) before income taxes		3,542			1,121		(305	)		14			4,372
	Income tax expense (benefit)		1,069			410		(125	)		5			1,359
	Net income (loss)	$	2,473			711		(180	)		9			3,013
		Community			Mortgage
	For the Three Months Ended March 31, 2014	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Interest income	$	8,091			285		4			31			8,411
	Interest expense		1,197			—		134			—			1,331
	Net interest income (expense)		6,894			285		(130	)		31			7,080
	Provision for loan losses		—			—		—			—			—
	Noninterest income from external customers		915			4,444		10			—			5,369
	Intersegment noninterest income		—			72		1,510			(1,582	)		—
	Noninterest expense		4,114			3,846		1,646			—			9,606
	Intersegment noninterest expense		1,270			240		—			(1,510	)		—
	Income (loss) before income taxes		2,425			715		(256	)		(41	)		2,843
	Income tax expense (benefit)		735			275		(95	)		(16	)		899
	Net income (loss)	$	1,690			440		(161	)		(25	)		1,944
	The following tables present selected financial information for the Company’s reportable business segments for March 31, 2015 and December 31, 2014:
		Community			Mortgage
	At March 31, 2015	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Assets	$	1,268,260			71,312		112,875			(176,314	)		1,276,133
	Loans receivable, net		790,002			14,744		—			(10,254	)		794,492
	Loans held for sale		14,013			37,937		—			—			51,950
	Deposits		991,410			—		—			(1,761	)		989,649
	Borrowed funds		157,000			9,500		15,501			(9,500	)		172,501
		Community			Mortgage
	At December 31, 2014	Banking			Banking		Other			Eliminations			Total
		(In thousands)
	Assets	$	1,192,419			67,952		111,096			(172,450	)		1,199,017
	Loans receivable, net		764,881			10,808		—			(7,567	)		768,122
	Loans held for sale		1,547			39,365		—			—			40,912
	Deposits		966,309			—		—			(2,119	)		964,190
	Borrowed funds		104,076			6,800		15,465			(6,801	)		119,540

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Apr. 29, 2015	Apr. 28, 2015
Value of common stock issued to company	$81	$81
Description of stock split	On January 15, 2014, the Board of Directors of the Company declared a two-for-one stock split to stockholders of record dated February 10, 2014, issued on February 28, 2014.
	On October 15, 2014, the Board of Directors of the Company declared an additional two-for-one stock split to stockholders of record as of October 31, 2014, issued on November 14, 2014.
Common stock, shares authorized	10,000,000	10,000,000
Subseqent event [Member]
Common stock, shares authorized			15,000,000	10,000,000
Dividends Payable, Amount Per Share			$0.03
Statutory Business Trusts [Member]
Principal amount owed	15,000	15,000
Principal assets of the Trusts	15,465	15,465
Value of common stock issued to company	$465	$465

SECURITIES_Details

SECURITIES (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Available For Sale
Amortized Cost	$286,404	$246,435
Unrealized Gains	6,853	5,553
Unrealized Losses	-3,772	-271
Securities available for sale	289,485	251,717
Held-to-maturity Securities
Amortized Cost	18,947	25,544
Unrealized Gains	1,247	4,007
Unrealized Loss	-139	-2,166
Fair Value	20,055	27,385
Municipal securities [Member]
Available For Sale
Amortized Cost	53,189	43,119
Unrealized Gains	1,702	1,621
Unrealized Losses	-115	-23
Securities available for sale	54,776	44,717
Held-to-maturity Securities
Amortized Cost	17,227	16,787
Unrealized Gains	928	882
Unrealized Loss	-1	-17
Fair Value	18,154	17,652
US government agencies [Member]
Available For Sale
Amortized Cost	10,333	4,770
Unrealized Gains	78
Unrealized Losses	-6	-22
Securities available for sale	10,405	4,748
Collateralized loan obligations [Member]
Available For Sale
Amortized Cost	26,708	25,883
Unrealized Gains		11
Unrealized Losses	-34	-22
Securities available for sale	26,674	25,872
Mortgage-backed securities Agency [Member]
Available For Sale
Amortized Cost	137,596	122,727
Unrealized Gains	2,844	2,856
Unrealized Losses	-58	-41
Securities available for sale	140,382	125,542
Mortgage-backed securities Non-agency [Member]
Available For Sale
Amortized Cost	48,196	49,936
Unrealized Gains	838	1,065
Unrealized Losses	-189	-163
Securities available for sale	48,845	50,838
Total mortgage-backed securities [Member]
Available For Sale
Amortized Cost	185,792	172,663
Unrealized Gains	3,682	3,921
Unrealized Losses	-247	-204
Securities available for sale	189,227	176,380
Asset-backed securities [Member]
Available For Sale
Amortized Cost	10,382
Unrealized Gains	1,391
Unrealized Losses	-3,370
Securities available for sale	8,403
Held-to-maturity Securities
Amortized Cost	1,720	8,757
Unrealized Gains	319	3,125
Unrealized Loss	-138	-2,149
Fair Value	$1,901	$9,733

SECURITIES_Details_2

SECURITIES (Details 2) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Carrying Value	$289,485	$251,717
Amortizied Cost	286,404	246,435
Held-to-maturity Securities [Member]
Purchased Face Value	2,214	16,826
Cumulative OTTI		-3,975
Carrying Value	2,214	12,851
Gross Gains Unrealized Recognized in OCI
Gross Loss Unrealized Recognized in OCI	-494	-4,094
Amortizied Cost	1,720	8,757
Gross Gains Unrealized Not Recognized in OCI	319	3,125
Gross Loss Unrealized Not Recognized in OCI	-138	-2,149
Estimated Fair Value	1,901	9,733
Held-to-maturity Securities [Member] | Total A Class [Member]
Purchased Face Value	2,214	2,381
Cumulative OTTI
Carrying Value	2,214	2,381
Gross Gains Unrealized Recognized in OCI
Gross Loss Unrealized Recognized in OCI	-494	-558
Amortizied Cost	1,720	1,823
Gross Gains Unrealized Not Recognized in OCI	319	336
Gross Loss Unrealized Not Recognized in OCI	-138	-75
Estimated Fair Value	1,901	2,084
Held-to-maturity Securities [Member] | Total A Class [Member] | Minimum [Member]
Collateralization Percentage	181.00%	175.00%
Held-to-maturity Securities [Member] | Total A Class [Member] | Maximum [Member]
Collateralization Percentage	402.00%	378.00%
Held-to-maturity Securities [Member] | Total B Class [Member]
Purchased Face Value		11,718
Cumulative OTTI		-2,635
Carrying Value		9,083
Gross Gains Unrealized Recognized in OCI
Gross Loss Unrealized Recognized in OCI		-2,458
Amortizied Cost		6,625
Gross Gains Unrealized Not Recognized in OCI		1,788
Gross Loss Unrealized Not Recognized in OCI		-2,074
Estimated Fair Value		6,339
Held-to-maturity Securities [Member] | Total B Class [Member] | Minimum [Member]
Collateralization Percentage		96.00%
Held-to-maturity Securities [Member] | Total B Class [Member] | Maximum [Member]
Collateralization Percentage		111.00%
Held-to-maturity Securities [Member] | Total C Class [Member]
Purchased Face Value		2,727
Cumulative OTTI		-1,340
Carrying Value		1,387
Gross Gains Unrealized Recognized in OCI
Gross Loss Unrealized Recognized in OCI		-1,078
Amortizied Cost		309
Gross Gains Unrealized Not Recognized in OCI		1,001
Gross Loss Unrealized Not Recognized in OCI
Estimated Fair Value		$1,310
Held-to-maturity Securities [Member] | Total C Class [Member] | Minimum [Member]
Collateralization Percentage		92.00%
Held-to-maturity Securities [Member] | Total C Class [Member] | Maximum [Member]
Collateralization Percentage		92.00%

SECURITIES_Details_3

SECURITIES (Details 3) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Investment securities, Amortized Cost
Less than one year	$9,123
One to five years	104,943
Six to ten years	123,085
After ten years	49,253
Total	286,404	246,435
Investment securities, Fair Value
Less than one year	9,189
One to five years	107,163
Six to ten years	125,269
After ten years	47,864
Securities available for sale	289,485	251,717
Amortized Cost
Less than one year
One to five years	11,008
Six to ten years	6,988
After ten years	951
Total	18,947	25,544
Fair Value
Less than one year
One to five years	11,993
Six to ten years	7,249
After ten years	813
Total	$20,055	$27,385

SECURITIES_Details_4

SECURITIES (Details 4) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Gross realized gains and losses, Available-for-sale
Proceeds	$27,151	$9,818
Realized gains	474	316
Realized losses	-3
Total investment securities gains, net	$471	$316

SECURITIES_Details_5

SECURITIES (Details 5) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Available For Sale Securities
Less than 12 Months, Amortized Cost	$43,341	$53,782
Less than 12 Months, Fair Value	43,069	53,547
Less than 12 Months, Unrealized Losses	-272	-235
Greater than 12 Months, Amortized Cost	15,018	4,618
Greater than 12 Months, Fair Value	11,518	4,582
Greater than 12 Months, Unrealized Losses	-3,500	-36
Total, Amortized Cost	58,359	58,400
Total, Fair Value	54,587	58,129
Total, Unrealized Losses	-3,772	-271
Held to Maturity
Less than 12 Months, Amortized Cost	497
Less than 12 Months, Fair Value	496
Less than 12 Months, Unrealized Losses	-1
Greater than 12 Months, Amortized Cost	951	9,689
Greater than 12 Months, Fair Value	813	7,523
Greater than 12 Months, Unrealized Losses	-138	-2,166
Total, Amortized Cost	1,448	9,689
Total, Fair Value	1,309	7,523
Total, Unrealized Losses	-139	-2,166
Municipal securities [Member]
Available For Sale Securities
Less than 12 Months, Amortized Cost	11,168	2,479
Less than 12 Months, Fair Value	11,056	2,475
Less than 12 Months, Unrealized Losses	-112	-4
Greater than 12 Months, Amortized Cost	336	1,504
Greater than 12 Months, Fair Value	333	1,485
Greater than 12 Months, Unrealized Losses	-3	-19
Total, Amortized Cost	11,504	3,983
Total, Fair Value	11,389	3,960
Total, Unrealized Losses	-115	-23
Held to Maturity
Less than 12 Months, Amortized Cost	497
Less than 12 Months, Fair Value	496
Less than 12 Months, Unrealized Losses	-1
Greater than 12 Months, Amortized Cost		2,363
Greater than 12 Months, Fair Value		2,346
Greater than 12 Months, Unrealized Losses		-17
Total, Amortized Cost	497	2,363
Total, Fair Value	496	2,346
Total, Unrealized Losses	-1	-17
US government agencies [Member]
Available For Sale Securities
Less than 12 Months, Amortized Cost	1,693	4,770
Less than 12 Months, Fair Value	1,687	4,748
Less than 12 Months, Unrealized Losses	-6	-22
Greater than 12 Months, Amortized Cost
Greater than 12 Months, Fair Value
Greater than 12 Months, Unrealized Losses
Total, Amortized Cost	1,693	4,770
Total, Fair Value	1,687	4,748
Total, Unrealized Losses	-6	-22
Collateralized loan obligations [Member]
Available For Sale Securities
Less than 12 Months, Amortized Cost	13,208	14,708
Less than 12 Months, Fair Value	13,174	14,686
Less than 12 Months, Unrealized Losses	-34	-22
Greater than 12 Months, Amortized Cost
Greater than 12 Months, Fair Value
Greater than 12 Months, Unrealized Losses
Total, Amortized Cost	13,208	14,708
Total, Fair Value	13,174	14,686
Total, Unrealized Losses	-34	-22
Mortgage-backed securities Agency [Member]
Available For Sale Securities
Less than 12 Months, Amortized Cost	7,708	17,541
Less than 12 Months, Fair Value	7,650	17,500
Less than 12 Months, Unrealized Losses	-58	-41
Greater than 12 Months, Amortized Cost
Greater than 12 Months, Fair Value
Greater than 12 Months, Unrealized Losses
Total, Amortized Cost	7,708	17,541
Total, Fair Value	7,650	17,500
Total, Unrealized Losses	-58	-41
Mortgage-backed securities Non-agency [Member]
Available For Sale Securities
Less than 12 Months, Amortized Cost	9,564	14,284
Less than 12 Months, Fair Value	9,502	14,138
Less than 12 Months, Unrealized Losses	-62	-146
Greater than 12 Months, Amortized Cost	6,739	3,114
Greater than 12 Months, Fair Value	6,612	3,097
Greater than 12 Months, Unrealized Losses	-127	-17
Total, Amortized Cost	16,303	17,398
Total, Fair Value	16,114	17,235
Total, Unrealized Losses	-189	-163
Total mortgage-backed securities [Member]
Available For Sale Securities
Less than 12 Months, Amortized Cost	17,272	31,825
Less than 12 Months, Fair Value	17,152	31,638
Less than 12 Months, Unrealized Losses	-120	-187
Greater than 12 Months, Amortized Cost	6,739	3,114
Greater than 12 Months, Fair Value	6,612	3,097
Greater than 12 Months, Unrealized Losses	-127	-17
Total, Amortized Cost	24,011	34,939
Total, Fair Value	23,764	34,735
Total, Unrealized Losses	-247	-204
Asset-backed securities [Member]
Available For Sale Securities
Less than 12 Months, Amortized Cost
Less than 12 Months, Fair Value
Less than 12 Months, Unrealized Losses
Greater than 12 Months, Amortized Cost	7,943
Greater than 12 Months, Fair Value	4,573
Greater than 12 Months, Unrealized Losses	-3,370
Total, Amortized Cost	7,943
Total, Fair Value	4,573
Total, Unrealized Losses	-3,370
Held to Maturity
Less than 12 Months, Amortized Cost
Less than 12 Months, Fair Value
Less than 12 Months, Unrealized Losses
Greater than 12 Months, Amortized Cost	951	7,326
Greater than 12 Months, Fair Value	813	5,177
Greater than 12 Months, Unrealized Losses	-138	-2,149
Total, Amortized Cost	951	7,326
Total, Fair Value	813	5,177
Total, Unrealized Losses	($138)	($2,149)

SECURITIES_Details_Narrative

SECURITIES (Details Narrative) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Item	Item
Securities Details 3
Pooled trust preferred securities in Investment Grade	$769	$900
Split-rated security	951	1,000
Below investment grade security	6,900	6,900
Senior tranches representing Company's Pooled securities	1,700
Mezzanine tranches subordinate to senior tranches	10,400
Available for Sale Securities pledged for FHLB advances	$56,300
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	33	26

DERIVATIVES_Details

DERIVATIVES (Details) (Designated as Hedging Instrument [Member], USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Asset derivatives, Fair value	$2,739	$1,689
Notional Value, Assets	206,470	133,732
Liability derivatives, Fair value	1,577	1,036
Notional Value, Liability	163,507	113,000
Mortgage loan interest rate lock commitments [Member]
Asset derivatives, Fair value	2,181	1,122
Notional Value, Assets	173,311	106,440
Liability derivatives, Fair value
Notional Value, Liability
Mortgage loan forward sales commitments [Member]
Asset derivatives, Fair value	558	567
Notional Value, Assets	33,159	27,292
Liability derivatives, Fair value
Notional Value, Liability
Mortgage-backed securities forward sales commitments [Member]
Asset derivatives, Fair value
Notional Value, Assets
Liability derivatives, Fair value	622	506
Notional Value, Liability	138,507	93,000
Interest rate swaps [Member]
Asset derivatives, Fair value
Notional Value, Assets
Liability derivatives, Fair value	955	530
Notional Value, Liability	$25,000	$20,000

LOANS_RECEIVABLE_NET_Details

LOANS RECEIVABLE, NET (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total gross loans receivable	$804,849	$778,266
Percentage of Total Loan	100.00%	100.00%
Allowance for loan losses	9,379	9,035	8,401	8,091
Deferred fees, net	98	1,109
Total loans receivable, net	794,492	768,122
Consumer loans [Member]
Total gross loans receivable	5,277	5,675
Percentage of Total Loan	0.66%	0.73%
Allowance for loan losses	29	30	29	42
Commercial business loans [Member]
Total gross loans receivable	97,244	82,305
Percentage of Total Loan	12.08%	10.58%
Allowance for loan losses	1,683	1,430	626	339
Loans secured by Real Estate [Member] | One-to-four family [Member]
Total gross loans receivable	271,941	252,819
Percentage of Total Loan	33.78%	32.48%
Allowance for loan losses	2,472	2,888	2,568	2,472
Loans secured by Real Estate [Member] | Home equity [Member]
Total gross loans receivable	28,130	27,547
Percentage of Total Loan	3.50%	3.54%
Allowance for loan losses	226	221	234	231
Loans secured by Real Estate [Member] | Commercial real estate [Member]
Total gross loans receivable	318,769	317,912
Percentage of Total Loan	39.61%	40.85%
Allowance for loan losses	3,291	3,283	3,271	2,855
Loans secured by Real Estate [Member] | Construction and development [Member]
Total gross loans receivable	83,488	92,008
Percentage of Total Loan	10.37%	11.82%
Allowance for loan losses	$1,006	$1,069	$1,236	$1,418

LOANS_RECEIVABLE_NET_Details_2

LOANS RECEIVABLE, NET (Details 2) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Loans Receivable Net Details 2
Variable rate loans	$350,006	$337,802
Variable rate loans (as a percentage)	43.49%	43.40%
Fixed rate loans	454,843	440,464
Fixed rate loans (as a percentage)	56.51%	56.60%
Total loans outstanding	$804,849	$778,266
Total loans outstanding (as a percentage)	100.00%	100.00%

LOANS_RECEIVABLE_NET_Details_3

LOANS RECEIVABLE, NET (Details 3) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$9,035	$8,091
Provision for Loan Losses
Charge-Offs	-132	-248
Recoveries	476	558
Ending Balance	9,379	8,401
Consumer loans [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	30	42
Provision for Loan Losses	-12	-40
Charge-Offs	-1	-13
Recoveries	12	40
Ending Balance	29	29
Commercial business loans [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	1,430	339
Provision for Loan Losses	242	115
Charge-Offs	-41
Recoveries	52	172
Ending Balance	1,683	626
Unallocated [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	114	734
Provision for Loan Losses	146	-297
Charge-Offs
Recoveries
Ending Balance	260	437
Loans secured by Real Estate [Member] | One-to-four family [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	2,888	2,472
Provision for Loan Losses	-179	114
Charge-Offs		-37
Recoveries	175	19
Ending Balance	2,472	2,568
Loans secured by Real Estate [Member] | Home equity [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	221	231
Provision for Loan Losses	5	3
Charge-Offs
Recoveries
Ending Balance	226	234
Loans secured by Real Estate [Member] | Commercial real estate [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	3,283	2,855
Provision for Loan Losses	-217	444
Charge-Offs		-28
Recoveries	225
Ending Balance	3,291	3,271
Loans secured by Real Estate [Member] | Construction and development [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	1,069	1,418
Provision for Loan Losses	15	-339
Charge-Offs	-90	-170
Recoveries	12	327
Ending Balance	$1,006	$1,236

LOANS_RECEIVABLE_NET_Details_4

LOANS RECEIVABLE, NET (Details 4) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Allowance for loan losses ending balances:
Loans Individually Evaluated for Impairment	$448	$485
Loans Collectively Evaluated for Impairment	8,931	8,550
Ending Balance	9,379	9,035
Loans receivable ending balances:
Individually Evaluated for Impairment	14,482	13,492
Collectively Evaluated for Impairment	790,367	764,774
Total	804,849	778,266
Consumer loans [Member]
Allowance for loan losses ending balances:
Loans Individually Evaluated for Impairment		1
Loans Collectively Evaluated for Impairment	29	29
Ending Balance	29	30
Loans receivable ending balances:
Individually Evaluated for Impairment	63	30
Collectively Evaluated for Impairment	5,214	5,644
Total	5,277	5,674
Commercial business loans [Member]
Allowance for loan losses ending balances:
Loans Individually Evaluated for Impairment
Loans Collectively Evaluated for Impairment	1,683	1,430
Ending Balance	1,683	1,430
Loans receivable ending balances:
Individually Evaluated for Impairment	1,717	1,730
Collectively Evaluated for Impairment	95,527	80,575
Total	97,244	82,305
Unallocated [Member]
Allowance for loan losses ending balances:
Loans Individually Evaluated for Impairment
Loans Collectively Evaluated for Impairment	260	114
Ending Balance	260	114
Loans receivable ending balances:
Individually Evaluated for Impairment
Collectively Evaluated for Impairment
Total
Loans secured by Real Estate [Member] | One-to-four family [Member]
Allowance for loan losses ending balances:
Loans Individually Evaluated for Impairment	318	364
Loans Collectively Evaluated for Impairment	2,566	2,524
Ending Balance	2,884	2,888
Loans receivable ending balances:
Individually Evaluated for Impairment	4,258	3,249
Collectively Evaluated for Impairment	267,683	249,570
Total	271,941	252,819
Loans secured by Real Estate [Member] | Home equity [Member]
Allowance for loan losses ending balances:
Loans Individually Evaluated for Impairment
Loans Collectively Evaluated for Impairment	226	221
Ending Balance	226	221
Loans receivable ending balances:
Individually Evaluated for Impairment	62	63
Collectively Evaluated for Impairment	28,068	27,485
Total	28,130	27,548
Loans secured by Real Estate [Member] | Commercial real estate [Member]
Allowance for loan losses ending balances:
Loans Individually Evaluated for Impairment	130	30
Loans Collectively Evaluated for Impairment	3,161	3,253
Ending Balance	3,291	3,283
Loans receivable ending balances:
Individually Evaluated for Impairment	8,205	8,153
Collectively Evaluated for Impairment	310,564	309,759
Total	318,769	317,912
Loans secured by Real Estate [Member] | Construction and development [Member]
Allowance for loan losses ending balances:
Loans Individually Evaluated for Impairment		90
Loans Collectively Evaluated for Impairment	1,006	979
Ending Balance	1,006	1,069
Loans receivable ending balances:
Individually Evaluated for Impairment	177	267
Collectively Evaluated for Impairment	83,311	91,741
Total	$83,488	$92,008

LOANS_RECEIVABLE_NET_Details_5

LOANS RECEIVABLE, NET (Details 5) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$13,093		$11,723
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,389		1,769
Impaired Financing Receivable, Recorded Investment	14,482		13,492
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	19,000		17,746
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	1,389		1,769
Impaired Financing Receivable, Unpaid Principal Balance	20,389		19,515
Impaired Financing Receivable, Related Allowance	448		485
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	12,400	24,867
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	1,297	868
Impaired Financing Receivable, Average Recorded Investment	13,697	25,735
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	229	284
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	3	11
Impaired Financing Receivable, Interest Income, Accrual Method	232	295
Consumer loans [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	63		29
Impaired Financing Receivable, with Related Allowance, Recorded Investment			1
Impaired Financing Receivable, Recorded Investment	63		30
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	539		506
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance			1
Impaired Financing Receivable, Unpaid Principal Balance	539		507
Impaired Financing Receivable, Related Allowance			1
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	37	23
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		7
Impaired Financing Receivable, Average Recorded Investment	37	30
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method		4
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method
Impaired Financing Receivable, Interest Income, Accrual Method		4
Commercial business loans [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,717		1,730
Impaired Financing Receivable, with Related Allowance, Recorded Investment
Impaired Financing Receivable, Recorded Investment	1,717		1,730
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	2,887		2,927
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance
Impaired Financing Receivable, Unpaid Principal Balance	2,887		2,927
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	1,718	2,480
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		5
Impaired Financing Receivable, Average Recorded Investment	1,718	2,485
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	73	77
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method
Impaired Financing Receivable, Interest Income, Accrual Method	73	77
Loans secured by Real Estate [Member] | One-to-four family [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	3,253		2,008
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,005		1,241
Impaired Financing Receivable, Recorded Investment	4,258		3,249
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	4,800		3,731
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	1,005		1,241
Impaired Financing Receivable, Unpaid Principal Balance	5,805		4,972
Impaired Financing Receivable, Related Allowance	318		364
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	2,482	5,107
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	1,007	545
Impaired Financing Receivable, Average Recorded Investment	3,489	5,652
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	69	53
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method		5
Impaired Financing Receivable, Interest Income, Accrual Method	69	58
Loans secured by Real Estate [Member] | Home equity [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	62		63
Impaired Financing Receivable, with Related Allowance, Recorded Investment
Impaired Financing Receivable, Recorded Investment	62		63
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	409		410
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance
Impaired Financing Receivable, Unpaid Principal Balance	409		410
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	62
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment
Impaired Financing Receivable, Average Recorded Investment	62
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method
Impaired Financing Receivable, Interest Income, Accrual Method
Loans secured by Real Estate [Member] | Commercial real estate [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	7,821		7,893
Impaired Financing Receivable, with Related Allowance, Recorded Investment	384		260
Impaired Financing Receivable, Recorded Investment	8,205		8,153
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	8,365		8,439
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	384		260
Impaired Financing Receivable, Unpaid Principal Balance	8,749		8,699
Impaired Financing Receivable, Related Allowance	130		30
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	7,856	16,807
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	290	311
Impaired Financing Receivable, Average Recorded Investment	8,146	17,118
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	87	148
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	3	6
Impaired Financing Receivable, Interest Income, Accrual Method	90	154
Loans secured by Real Estate [Member] | Construction and development [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	177
Impaired Financing Receivable, with Related Allowance, Recorded Investment			267
Impaired Financing Receivable, Recorded Investment	177		267
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	2,000		1,733
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance			267
Impaired Financing Receivable, Unpaid Principal Balance	2,000		2,000
Impaired Financing Receivable, Related Allowance			90
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	245	450
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment
Impaired Financing Receivable, Average Recorded Investment	245	450
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method		2
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method
Impaired Financing Receivable, Interest Income, Accrual Method		$2

LOANS_RECEIVABLE_NET_Details_6

LOANS RECEIVABLE, NET (Details 6) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Aging of the recorded investment in past due loans by class of loans
30-59 days past due	$483	$722
60-89 days past due	160	194
90 days or more past due	2,347	2,195
Total Past Due	2,990	3,111
Current	801,859	775,155
Total loans receivable	804,849	778,266
Nonaccrual	2,745	2,434
Consumer loans [Member]
Aging of the recorded investment in past due loans by class of loans
30-59 days past due	24	21
60-89 days past due	72	6
90 days or more past due	42	6
Total Past Due	138	33
Current	5,139	5,641
Total loans receivable	5,277	5,674
Nonaccrual	46	12
Commercial business loans [Member]
Aging of the recorded investment in past due loans by class of loans
30-59 days past due		27
60-89 days past due
90 days or more past due	3
Total Past Due	3	27
Current	97,241	82,278
Total loans receivable	97,244	82,305
Nonaccrual	39	39
Loans secured by Real Estate [Member] | One-to-four family [Member]
Aging of the recorded investment in past due loans by class of loans
30-59 days past due	137	336
60-89 days past due	27	188
90 days or more past due	1,802	1,589
Total Past Due	1,966	2,113
Current	269,975	250,706
Total loans receivable	271,941	252,819
Nonaccrual	1,846	1,720
Loans secured by Real Estate [Member] | Home equity [Member]
Aging of the recorded investment in past due loans by class of loans
30-59 days past due		18
60-89 days past due	61
90 days or more past due
Total Past Due	61	18
Current	28,069	27,530
Total loans receivable	28,130	27,548
Nonaccrual	62	63
Loans secured by Real Estate [Member] | Commercial real estate [Member]
Aging of the recorded investment in past due loans by class of loans
30-59 days past due	253	260
60-89 days past due
90 days or more past due	323	333
Total Past Due	576	593
Current	318,193	317,319
Total loans receivable	318,769	317,912
Nonaccrual	575	333
Loans secured by Real Estate [Member] | Construction and development [Member]
Aging of the recorded investment in past due loans by class of loans
30-59 days past due	69	60
60-89 days past due
90 days or more past due	177	267
Total Past Due	246	327
Current	83,242	91,681
Total loans receivable	83,488	92,008
Nonaccrual	$177	$267

LOANS_RECEIVABLE_NET_Details_7

LOANS RECEIVABLE, NET (Details 7) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Total loans receivable	$804,849	$778,266
Pass [Member]
Total loans receivable	790,218	763,150
Special Mention [Member]
Total loans receivable	10,561	11,873
Substandard [Member]
Total loans receivable	4,070	3,243
Consumer loans [Member]
Total loans receivable	5,277	5,674
Consumer loans [Member] | Pass [Member]
Total loans receivable	5,264	5,661
Consumer loans [Member] | Special Mention [Member]
Total loans receivable		1
Consumer loans [Member] | Substandard [Member]
Total loans receivable	13	12
Commercial business loans [Member]
Total loans receivable	97,244	82,305
Commercial business loans [Member] | Pass [Member]
Total loans receivable	96,441	81,499
Commercial business loans [Member] | Special Mention [Member]
Total loans receivable	197	217
Commercial business loans [Member] | Substandard [Member]
Total loans receivable	606	589
Loans secured by Real Estate [Member] | One-to-four family [Member]
Total loans receivable	271,941	252,819
Loans secured by Real Estate [Member] | One-to-four family [Member] | Pass [Member]
Total loans receivable	269,068	249,781
Loans secured by Real Estate [Member] | One-to-four family [Member] | Special Mention [Member]
Total loans receivable	383	1,318
Loans secured by Real Estate [Member] | One-to-four family [Member] | Substandard [Member]
Total loans receivable	2,490	1,720
Loans secured by Real Estate [Member] | Home equity [Member]
Total loans receivable	28,130	27,548
Loans secured by Real Estate [Member] | Home equity [Member] | Pass [Member]
Total loans receivable	28,068	27,485
Loans secured by Real Estate [Member] | Home equity [Member] | Special Mention [Member]
Total loans receivable
Loans secured by Real Estate [Member] | Home equity [Member] | Substandard [Member]
Total loans receivable	62	63
Loans secured by Real Estate [Member] | Commercial real estate [Member]
Total loans receivable	318,769	317,912
Loans secured by Real Estate [Member] | Commercial real estate [Member] | Pass [Member]
Total loans receivable	308,360	307,283
Loans secured by Real Estate [Member] | Commercial real estate [Member] | Special Mention [Member]
Total loans receivable	9,687	10,037
Loans secured by Real Estate [Member] | Commercial real estate [Member] | Substandard [Member]
Total loans receivable	722	592
Loans secured by Real Estate [Member] | Construction and development [Member]
Total loans receivable	83,488	92,008
Loans secured by Real Estate [Member] | Construction and development [Member] | Pass [Member]
Total loans receivable	83,017	91,441
Loans secured by Real Estate [Member] | Construction and development [Member] | Special Mention [Member]
Total loans receivable	294	300
Loans secured by Real Estate [Member] | Construction and development [Member] | Substandard [Member]
Total loans receivable	$177	$267

LOANS_RECEIVABLE_NET_Details_8

LOANS RECEIVABLE, NET (Details 8) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Total loans receivable	$804,849	$778,266
Nonaccrual	2,745	2,434
Performing Financing Receivable [Member]
Total loans receivable	802,104	775,832
Nonperforming Financing Receivable [Member]
Total loans receivable	2,745	2,434
90 days or more past due
Nonaccrual	2,745	2,434
Consumer loans [Member]
Total loans receivable	5,277	5,674
Nonaccrual	46	12
Consumer loans [Member] | Performing Financing Receivable [Member]
Total loans receivable	5,231	5,662
Consumer loans [Member] | Nonperforming Financing Receivable [Member]
Total loans receivable	46	12
90 days or more past due
Nonaccrual	46	12
Commercial business loans [Member]
Total loans receivable	97,244	82,305
Nonaccrual	39	39
Commercial business loans [Member] | Performing Financing Receivable [Member]
Total loans receivable	97,205	82,266
Commercial business loans [Member] | Nonperforming Financing Receivable [Member]
Total loans receivable	39	39
90 days or more past due
Nonaccrual	39	39
Loans secured by Real Estate [Member] | One-to-four family [Member]
Total loans receivable	271,941	252,819
Nonaccrual	1,846	1,720
Loans secured by Real Estate [Member] | One-to-four family [Member] | Performing Financing Receivable [Member]
Total loans receivable	270,095	251,099
Loans secured by Real Estate [Member] | One-to-four family [Member] | Nonperforming Financing Receivable [Member]
Total loans receivable	1,846	1,720
90 days or more past due
Nonaccrual	1,846	1,720
Loans secured by Real Estate [Member] | Home equity [Member]
Total loans receivable	28,130	27,548
Nonaccrual	62	63
Loans secured by Real Estate [Member] | Home equity [Member] | Performing Financing Receivable [Member]
Total loans receivable	28,068	27,485
Loans secured by Real Estate [Member] | Home equity [Member] | Nonperforming Financing Receivable [Member]
Total loans receivable	62	63
90 days or more past due
Nonaccrual	62	63
Loans secured by Real Estate [Member] | Commercial real estate [Member]
Total loans receivable	318,769	317,912
Nonaccrual	575	333
Loans secured by Real Estate [Member] | Commercial real estate [Member] | Performing Financing Receivable [Member]
Total loans receivable	318,194	317,579
Loans secured by Real Estate [Member] | Commercial real estate [Member] | Nonperforming Financing Receivable [Member]
Total loans receivable	575	333
90 days or more past due
Nonaccrual	575	333
Loans secured by Real Estate [Member] | Construction and development [Member]
Total loans receivable	83,488	92,008
Nonaccrual	177	267
Loans secured by Real Estate [Member] | Construction and development [Member] | Performing Financing Receivable [Member]
Total loans receivable	83,311	91,741
Loans secured by Real Estate [Member] | Construction and development [Member] | Nonperforming Financing Receivable [Member]
Total loans receivable	177	267
90 days or more past due
Nonaccrual	$177	$267

LOANS_RECEIVABLE_NET_Details_N

LOANS RECEIVABLE, NET (Details Narrative) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	Item
Loans receivable acquired through Branch Acquisitions	$78,000	$80,200
Loans designated as troubled debt restructurings	11,800	10,800
Troubled debt restructurings, still accruing	11,700	10,700
Number of Contracts due to modification identified as a TDR	14
Commercial business loans [Member]
Number of Contracts due to modification identified as a TDR	1
Pre-Modification Recorded Investment	14
Post-Modification Recorded Investment	14
Loans secured by Real Estate [Member] | One-to-four family [Member]
Number of Contracts due to modification identified as a TDR	11
Pre-Modification Recorded Investment	749
Post-Modification Recorded Investment	749
Loans secured by Real Estate [Member] | Commercial real estate [Member]
Number of Contracts due to modification identified as a TDR	2
Pre-Modification Recorded Investment	147
Post-Modification Recorded Investment	$147

REAL_ESTATE_ACQUIRED_THROUGH_F2

REAL ESTATE ACQUIRED THROUGH FORECLOSURE (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Real Estate Acquired Through Foreclosure Details
Balance at beginning of period	$3,239	$6,273
Additions	200	1,461
Sales	-273	-3,969
Write downs		-526
Balance at end of period	$3,166	$3,239

REAL_ESTATE_ACQUIRED_THROUGH_F3

REAL ESTATE ACQUIRED THROUGH FORECLOSURE (Details 2) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Real Estate Acquired Through Foreclosure	$3,166	$3,239	$6,273
Loans secured by Real Estate [Member] | One-to-four family [Member]
Real Estate Acquired Through Foreclosure	188	245
Loans secured by Real Estate [Member] | Commercial real estate [Member]
Real Estate Acquired Through Foreclosure	450	954
Loans secured by Real Estate [Member] | Construction and development [Member]
Real Estate Acquired Through Foreclosure	$2,528	$2,040

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Deposits Details
Noninterest-bearing demand accounts	$164,030	$142,900
Interest-bearing demand accounts	175,848	183,550
Savings accounts	38,296	36,630
Money market accounts	248,492	246,116
Certificates of deposit:
Less than $250,000	345,820	335,740
$250,000 or more	17,163	19,254
Total certificates of deposit	362,983	354,994
Total deposits	989,649	964,190
Brokered certificates of deposit	86,600	77,300
Institutional certificates of deposit	48,100	44,800
Available for Sale Securities pledged to secure public agency funds	$16,900

ESTIMATED_FAIR_VALUE_OF_FINANC2

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financial assets:
Cash and due from banks	$15,293	$10,453
Interest-bearing cash	11,107	10,694
Securities available for sale	289,485	251,717
Securities held to maturity	18,947	25,544
Federal Home Loan Bank stock	7,773	5,405
Other investments	2,653	2,309
Derivative assets	2,739	1,689
Loans held for sale	51,950	40,912
Loans receivable, net	794,492	768,122
Cash value life insurance	21,554	21,532
Accrued interest receivable	4,033	3,628
Mortgage servicing rights	10,361	10,181
Financial liabilities:
Deposits	989,649	964,190
Short-term borrowed funds	115,836	57,800
Long-term debt	56,665	61,740
Derivative liabilities	1,577	1,036
Accrued interest payable	332	312
Fair Value [Member]
Financial assets:
Cash and due from banks	15,293	10,453
Interest-bearing cash	11,107	10,694
Securities available for sale	289,485	251,717
Securities held to maturity	20,055	27,385
Federal Home Loan Bank stock	7,773	5,405
Other investments	2,653	2,309
Derivative assets	2,739	1,689
Loans held for sale	51,950	39,729
Loans receivable, net	828,803	785,109
Cash value life insurance	21,554	21,532
Accrued interest receivable	4,033	3,628
Mortgage servicing rights	15,098	15,147
Financial liabilities:
Deposits	989,539	962,763
Short-term borrowed funds	115,725	57,745
Long-term debt	60,782	65,516
Derivative liabilities	1,577	1,036
Accrued interest payable	332	312
Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and due from banks	15,293	10,453
Interest-bearing cash	11,107	10,694
Securities available for sale
Securities held to maturity
Federal Home Loan Bank stock
Other investments
Derivative assets
Loans held for sale
Loans receivable, net
Cash value life insurance
Accrued interest receivable
Mortgage servicing rights
Financial liabilities:
Deposits
Short-term borrowed funds
Long-term debt
Derivative liabilities	955	530
Accrued interest payable
Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and due from banks
Interest-bearing cash
Securities available for sale	289,485	251,717
Securities held to maturity	20,055	17,652
Federal Home Loan Bank stock
Other investments
Derivative assets	2,739	1,689
Loans held for sale	51,950	39,729
Loans receivable, net
Cash value life insurance	21,554	21,532
Accrued interest receivable	4,033	3,628
Mortgage servicing rights	15,098	15,147
Financial liabilities:
Deposits	989,539	962,763
Short-term borrowed funds	115,725	57,745
Long-term debt	60,782	65,516
Derivative liabilities	622	506
Accrued interest payable	332	312
Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and due from banks
Interest-bearing cash
Securities available for sale
Securities held to maturity		9,733
Federal Home Loan Bank stock	7,773	5,405
Other investments	2,653	2,309
Derivative assets
Loans held for sale
Loans receivable, net	828,803	785,109
Cash value life insurance
Accrued interest receivable
Mortgage servicing rights
Financial liabilities:
Deposits
Short-term borrowed funds
Long-term debt
Derivative liabilities
Accrued interest payable
Carrying Amount [Member]
Financial assets:
Cash and due from banks	15,293	10,453
Interest-bearing cash	11,107	10,694
Securities available for sale	289,485	251,717
Securities held to maturity	18,947	25,544
Federal Home Loan Bank stock	7,773	5,405
Other investments	2,653	2,309
Derivative assets	2,739	1,689
Loans held for sale	51,950	40,912
Loans receivable, net	794,492	768,122
Cash value life insurance	21,554	21,532
Accrued interest receivable	4,033	3,628
Mortgage servicing rights	10,361	10,181
Financial liabilities:
Deposits	989,649	964,190
Short-term borrowed funds	115,836	57,800
Long-term debt	56,665	61,740
Derivative liabilities	1,577	1,036
Accrued interest payable	$332	$312

ESTIMATED_FAIR_VALUE_OF_FINANC3

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 2) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Designated as Hedging Instrument [Member]
Derivative Assets
Notional Value, Assets	$206,470	$133,732
Asset derivatives, Fair value	2,739	1,689
Derivative Liability
Notional Value, Liability	163,507	113,000
Liability derivatives, Fair value	1,577	1,036
Designated as Hedging Instrument [Member] | Mortgage loan interest rate lock commitments [Member]
Derivative Assets
Notional Value, Assets	173,311	106,440
Asset derivatives, Fair value	2,181	1,122
Derivative Liability
Notional Value, Liability
Liability derivatives, Fair value
Designated as Hedging Instrument [Member] | Mortgage loan forward sales commitments [Member]
Derivative Assets
Notional Value, Assets	33,159	27,292
Asset derivatives, Fair value	558	567
Derivative Liability
Notional Value, Liability
Liability derivatives, Fair value
Designated as Hedging Instrument [Member] | Mortgage-backed securities forward sales commitments [Member]
Derivative Assets
Notional Value, Assets
Asset derivatives, Fair value
Derivative Liability
Notional Value, Liability	138,507	93,000
Liability derivatives, Fair value	622	506
Designated as Hedging Instrument [Member] | Interest rate swaps [Member]
Derivative Assets
Notional Value, Assets
Asset derivatives, Fair value
Derivative Liability
Notional Value, Liability	25,000	20,000
Liability derivatives, Fair value	955	530
Commitments to Extend Credit [Member]
Off-Balance Sheet Financial Instruments:
Notional Amount	64,642	68,181
Estimated Fair Value
Standby Letters of Credit [Member]
Off-Balance Sheet Financial Instruments:
Notional Amount	1,463	1,982
Estimated Fair Value

ESTIMATED_FAIR_VALUE_OF_FINANC4

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 3) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Securities available for sale	$289,485	$251,717
Loans held for sale	51,950	40,912
Derivative Asset	2,739	1,689
Brokered deposits	86,600	77,300
Derivative Liability	1,577	1,036
Municipal securities [Member]
Securities available for sale	54,776	44,717
US government agencies [Member]
Securities available for sale	10,405	4,748
Mortgage-backed securities Agency [Member]
Securities available for sale	140,382	125,542
Mortgage-backed securities Non-agency [Member]
Securities available for sale	48,845	50,838
Collateralized loan obligations [Member]
Securities available for sale	26,674	25,872
Asset-backed securities [Member]
Securities available for sale	8,403
Fair Value, Inputs, Level 1 [Member]
Securities available for sale
Loans held for sale
Derivative Asset
Derivative Liability	955	530
Fair Value, Inputs, Level 2 [Member]
Securities available for sale	289,485	251,717
Loans held for sale	51,950	39,729
Derivative Asset	2,739	1,689
Derivative Liability	622	506
Fair Value, Inputs, Level 3 [Member]
Securities available for sale
Loans held for sale
Derivative Asset
Derivative Liability
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Loans held for sale
Assets and liabilities measured at fair value	955	530
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage loan interest rate lock commitments [Member]
Derivative Asset
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage loan forward sales commitments [Member]
Derivative Asset
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed securities forward sales commitments [Member]
Derivative Liability
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Interest rate swaps [Member]
Derivative Liability	955	530
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Municipal securities [Member]
Securities available for sale
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US government agencies [Member]
Securities available for sale
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed securities Agency [Member]
Securities available for sale
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed securities Non-agency [Member]
Securities available for sale
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized loan obligations [Member]
Securities available for sale
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Asset-backed securities [Member]
Securities available for sale
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Loans held for sale	51,950	40,912
Assets and liabilities measured at fair value	344,796	294,824
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage loan interest rate lock commitments [Member]
Derivative Asset	2,181	1,122
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage loan forward sales commitments [Member]
Derivative Asset	558	567
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed securities forward sales commitments [Member]
Derivative Liability	622	506
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest rate swaps [Member]
Derivative Liability
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Municipal securities [Member]
Securities available for sale	54,776	44,717
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US government agencies [Member]
Securities available for sale	10,405	4,748
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed securities Agency [Member]
Securities available for sale	140,382	125,542
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed securities Non-agency [Member]
Securities available for sale	48,845	50,838
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized loan obligations [Member]
Securities available for sale	26,674	25,872
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Asset-backed securities [Member]
Securities available for sale	8,403
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Loans held for sale
Assets and liabilities measured at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage loan interest rate lock commitments [Member]
Derivative Asset
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage loan forward sales commitments [Member]
Derivative Asset
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed securities forward sales commitments [Member]
Derivative Liability
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest rate swaps [Member]
Derivative Liability
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Municipal securities [Member]
Securities available for sale
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US government agencies [Member]
Securities available for sale
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed securities Agency [Member]
Securities available for sale
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed securities Non-agency [Member]
Securities available for sale
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized loan obligations [Member]
Securities available for sale
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Asset-backed securities [Member]
Securities available for sale

ESTIMATED_FAIR_VALUE_OF_FINANC5

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 4) (Nonrecurring basis [Member], USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value, Inputs, Level 1 [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | One-to-four family [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Commercial real estate [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Construction and development [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Consumer loans [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Commercial business loans [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Loans secured by Real Estate [Member] | One-to-four family [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Loans secured by Real Estate [Member] | Home equity [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Loans secured by Real Estate [Member] | Commercial real estate [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Loans secured by Real Estate [Member] | Construction and development [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | One-to-four family [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Commercial real estate [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Construction and development [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Consumer loans [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Commercial business loans [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Loans secured by Real Estate [Member] | One-to-four family [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Loans secured by Real Estate [Member] | Home equity [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Loans secured by Real Estate [Member] | Commercial real estate [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Loans secured by Real Estate [Member] | Construction and development [Member]
Assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 3 [Member]
Assets measured at fair value on a nonrecurring basis	17,200	16,246
Fair Value, Inputs, Level 3 [Member] | One-to-four family [Member]
Assets measured at fair value on a nonrecurring basis	188	2,040
Fair Value, Inputs, Level 3 [Member] | Commercial real estate [Member]
Assets measured at fair value on a nonrecurring basis	450	245
Fair Value, Inputs, Level 3 [Member] | Construction and development [Member]
Assets measured at fair value on a nonrecurring basis	2,528	954
Fair Value, Inputs, Level 3 [Member] | Consumer loans [Member]
Assets measured at fair value on a nonrecurring basis	63	29
Fair Value, Inputs, Level 3 [Member] | Commercial business loans [Member]
Assets measured at fair value on a nonrecurring basis	1,717	1,730
Fair Value, Inputs, Level 3 [Member] | Loans secured by Real Estate [Member] | One-to-four family [Member]
Assets measured at fair value on a nonrecurring basis	3,940	2,885
Fair Value, Inputs, Level 3 [Member] | Loans secured by Real Estate [Member] | Home equity [Member]
Assets measured at fair value on a nonrecurring basis	62	63
Fair Value, Inputs, Level 3 [Member] | Loans secured by Real Estate [Member] | Commercial real estate [Member]
Assets measured at fair value on a nonrecurring basis	8,075	8,123
Fair Value, Inputs, Level 3 [Member] | Loans secured by Real Estate [Member] | Construction and development [Member]
Assets measured at fair value on a nonrecurring basis	$177	$177

ESTIMATED_FAIR_VALUE_OF_FINANC6

ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 5) (Fair Value, Inputs, Level 3 [Member])	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Impaired Loans [Member]
Valuation Techniques	Appraisal Value	Appraisal Value
Significant Unobservable Inputs	Appraisals and or sales of comparable properties	Appraisals and or sales of comparable properties
Impaired Loans [Member] | Minimum [Member]
Significant Unobservable Input Range	10.00%	10.00%
Impaired Loans [Member] | Maximum [Member]
Significant Unobservable Input Range	20.00%	20.00%
Real estate owned [Member]
Valuation Techniques	Appraisal Value/ Comparison Sales/ Other estimates	Appraisal Value/ Comparison Sales/ Other estimates
Significant Unobservable Inputs	Appraisals and or sales of comparable properties	Appraisals and or sales of comparable properties
Real estate owned [Member] | Minimum [Member]
Significant Unobservable Input Range	10.00%	10.00%
Real estate owned [Member] | Maximum [Member]
Significant Unobservable Input Range	20.00%	20.00%

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Earnings Per Share Details
Weighted average shares outstanding	7,805,143	7,702,852
Effect of dilutive securities	204,886	169,322
Average shares outstanding	8,010,029	7,872,174

SUPPLEMENTAL_SEGMENT_INFORMATI2

SUPPLEMENTAL SEGMENT INFORMATION (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Interest income	$11,457	$8,411
Interest expense	1,500	1,331
Net interest income (expense)	9,957	7,080
Provision for loan losses
Noninterest income (expense) from external customers	6,590	5,369
Intersegment noninterest income
Noninterest expense	12,175	9,606
Intersegment noninterest expense
Income (loss) before income taxes	4,372	2,843
Income tax expense (benefit)	1,359	899
Net income (loss)	3,013	1,944
Community Banking [Member]
Interest income	11,022	8,091
Interest expense	1,355	1,197
Net interest income (expense)	9,667	6,894
Provision for loan losses	-37
Noninterest income (expense) from external customers	1,700	915
Intersegment noninterest income	1
Noninterest expense	6,335	4,114
Intersegment noninterest expense	1,528	1,270
Income (loss) before income taxes	3,542	2,425
Income tax expense (benefit)	1,069	735
Net income (loss)	2,473	1,690
Mortgage Banking [Member]
Interest income	392	285
Interest expense	11
Net interest income (expense)	381	285
Provision for loan losses	37
Noninterest income (expense) from external customers	4,890	4,444
Intersegment noninterest income	36	72
Noninterest expense	3,908	3,846
Intersegment noninterest expense	241	240
Income (loss) before income taxes	1,121	715
Income tax expense (benefit)	410	275
Net income (loss)	711	440
Other [Member]
Interest income	4	4
Interest expense	145	134
Net interest income (expense)	-141	-130
Provision for loan losses
Noninterest income (expense) from external customers		10
Intersegment noninterest income	1,768	1,510
Noninterest expense	1,932	1,646
Intersegment noninterest expense
Income (loss) before income taxes	-305	-256
Income tax expense (benefit)	-125	-95
Net income (loss)	-180	-161
Eliminations [Member]
Interest income	39	31
Interest expense	-11
Net interest income (expense)	50	31
Provision for loan losses
Noninterest income (expense) from external customers
Intersegment noninterest income	-1,805	-1,582
Noninterest expense
Intersegment noninterest expense	-1,769	-1,510
Income (loss) before income taxes	14	-41
Income tax expense (benefit)	5	-16
Net income (loss)	$9	($25)

SUPPLEMENTAL_SEGMENT_INFORMATI3

SUPPLEMENTAL SEGMENT INFORMATION (Details 2) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Assets	$1,276,133	$1,199,017
Loans receivable, net	794,492	768,122
Loans held for sale	51,950	40,912
Deposits	989,649	964,190
Borrowed funds	172,501	119,540
Community Banking [Member]
Assets	1,268,260	1,192,419
Loans receivable, net	790,002	764,881
Loans held for sale	14,013	1,547
Deposits	991,410	966,309
Borrowed funds	157,000	104,076
Mortgage Banking [Member]
Assets	71,312	67,952
Loans receivable, net	14,744	10,808
Loans held for sale	37,937	39,365
Deposits
Borrowed funds	9,500	6,800
Other [Member]
Assets	112,875	111,096
Loans receivable, net
Loans held for sale
Deposits
Borrowed funds	15,501	15,465
Eliminations [Member]
Assets	-176,314	-172,450
Loans receivable, net	-10,254	-7,567
Loans held for sale
Deposits	-1,761	-2,119
Borrowed funds	($9,500)	($6,801)