Jeffersonville Bancorp (JFBC) 8-K Jeffersonville Bancorp Announces Second Quarter Earnings and Declares Quarterly Dividend

Exhibit 99.1

JEFFERSONVILLE BANCORP
PO Box 398
Jeffersonville, NY 12748
845-482-4000

Press Release

For More Information, call: 845-482-4000

Contact: Raymond Walter, President — CEO	For Release
	August 9, 2006

Company Press Release

Jeffersonville Bancorp Announces Second Quarter Earnings and Declares Quarterly Dividend

Jeffersonville Bancorp, Inc. (NASDAQ — JFBC) announced today second quarter net income of $1,200,000 ($0.27 per share) compared to $1,396,000 ($0.31 per share) for the second quarter of 2005. Earnings for the first six months of 2006 were $2,173,000 ($0.49 per share) compared to $2,756,000 ($0.62 per share) in 2005.

A cash dividend in the amount of eleven cents ($0.11) on the common stock of the Company was declared at the August 8, 2006 meeting of the Board of Directors. The dividend is payable on September 1, 2006 to stockholders of record at the close of business on August 17, 2006.

As of June 30, 2006 total assets were $403,870,000 compared to $376,169,000 as of June 30, 2005, an increase of 7.36%. Total deposits were $333,821,000 compared to $291,520,000, an increase of 7.75%. Net loans were $246,112,000 compared to $237,454,000 an increase of 3.65%.

Jeffersonville Bancorp is a one-bank holding company, which owns all the capital stock of The First National Bank of Jeffersonville. “Jeff Bank” maintains ten full service branches in Sullivan County New York located in Jeffersonville, Liberty, Monticello, Eldred, Loch Sheldrake, Livingston Manor, Narrowsburg, Callicoon, Wal*Mart/Monticello and Wurtsboro.