Southeastern Bank Financial (SBFC) 10-Q 24 Jul 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Jul. 21, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	Southeastern Bank Financial CORP
Entity Central Index Key	880,116
Trading Symbol	sbfc
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		6,745,371
Document Type	10-Q
Document Period End Date	Jun. 30, 2015
Amendment Flag	false
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 74,602	$ 33,286
Interest-bearing deposits in other banks	3,541	2,709
Cash and cash equivalents	78,143	35,995
Available-for-sale securities	677,063	644,465
Loans held for sale, at fair value	26,469	18,365
Loans	942,537	966,356
Less allowance for loan losses	23,372	25,506
Loans, net	919,165	940,850
Premises and equipment, net	27,723	27,842
Accrued interest receivable	5,982	5,898
Bank-owned life insurance	37,467	36,908
Restricted equity securities	3,936	4,398
Other real estate owned	922	1,107
Deferred tax asset	15,722	15,263
Other assets	2,372	1,690
Total assets	1,794,964	1,732,781
Deposits
Noninterest-bearing	227,261	196,624
Interest-bearing:
NOW accounts	391,651	354,038
Savings	539,023	521,570
Money management accounts	14,623	15,824
Time deposits	361,777	375,808
Total deposits	1,534,335	1,463,864
Securities sold under repurchase agreements	649	10,678
Advances from Federal Home Loan Bank	56,000	64,000
Accrued interest payable and other liabilities	19,137	18,953
Due to broker	2,844
Subordinated debentures	20,000	20,000
Total liabilities	$ 1,632,965	$ 1,577,495
Stockholders' equity:
Preferred stock, no par value; 10,000,000 shares authorized; 0 shares outstanding in 2015 and 2014, respectively
Common stock, $3.00 par value; 10,000,000 shares authorized; 6,744,891 and 6,744,891 shares issued in 2015 and 2014, respectively; 6,744,843 and 6,744,160 shares outstanding in 2015 and 2014, respectively	$ 20,235	$ 20,235
Additional paid-in capital	63,377	63,096
Retained earnings	79,774	71,902
Treasury stock, at cost; 48 and 731 shares in 2015 and 2014, respectively	(1)	(18)
Accumulated other comprehensive (loss) income, net	(1,386)	71
Total stockholders' equity	161,999	155,286
Total liabilities and stockholders' equity	$ 1,794,964	$ 1,732,781

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Jun. 30, 2015	Dec. 31, 2014
Consolidated Balance Sheets [Abstract]
Preferred stock, no par value (in dollars per share)
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$ 3	$ 3
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	6,744,891	6,744,891
Common stock, shares outstanding	6,744,843	6,744,160
Treasury stock, shares	48	731

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest income:
Loans, including fees	$ 12,187	$ 11,641	$ 23,712	$ 22,921
Investment securities	3,798	3,618	7,445	7,152
Interest-bearing deposits in other banks	17	18	34	33
Total interest income	16,002	15,277	31,191	30,106
Interest expense:
Deposits	1,451	1,586	2,911	3,174
Securities sold under repurchase agreements	2	2	5	3
Other borrowings	626	659	1,264	1,327
Total interest expense	2,079	2,247	4,180	4,504
Net interest income	13,923	13,030	27,011	25,602
Provision (Credit) for loan losses	(2,690)	1,011	(2,143)	2,068
Net interest income after provision for loan losses	16,613	12,019	29,154	23,534
Noninterest income:
Service charges and fees on deposits	1,843	1,792	3,587	3,421
Gain on sales of loans	1,758	1,373	3,312	2,192
Gain (loss) on sale of fixed assets, net	(62)	13	(61)	12
Investment securities gains (losses), net (includes ($897) and $26 for the three months ended and ($840) and $277 for the six months ended June 30, 2015 and 2014 accumulated other comprehensive income reclassifications for unrealized gains (losses) on available-for-sale securities)	(897)	26	(840)	277
Retail investment income	520	514	1,046	1,088
Trust service fees	355	319	691	642
Earnings from cash surrender value of bank-owned life insurance	281	281	559	559
Miscellaneous income	221	205	444	423
Total noninterest income	4,019	4,523	8,738	8,614
Noninterest expense:
Salaries and other personnel expense	6,662	6,148	13,249	11,914
Occupancy expenses	1,030	987	2,048	1,931
Other real estate losses (gains), net	(46)	22	(112)	(13)
Prepayment fees	955		955
Other operating expenses	3,610	3,484	7,136	6,922
Total noninterest expense	12,211	10,641	23,276	20,754
Income before income taxes	8,421	5,901	14,616	11,394
Income tax expense	2,732	1,857	4,720	3,544
Net income	5,689	4,044	9,896	7,850
Other comprehensive income (loss):
Unrealized gain (loss) on derivatives	608	(288)	242	(643)
Unrealized gain (loss) on securities available-for-sale	(7,729)	6,811	(3,466)	15,298
Reclassification adjustment for realized (gain) loss on securities, net of OTTI	897	(26)	840	(277)
Tax effect	2,421	(2,527)	927	(5,593)
Total other comprehensive income (loss)	(3,803)	3,970	(1,457)	8,785
Comprehensive income	$ 1,886	$ 8,014	$ 8,439	$ 16,635
Basic net income per share (in dollars per share)	$ 0.85	$ 0.61	$ 1.48	$ 1.18
Diluted net income per share (in dollars per share)	$ 0.85	$ 0.60	$ 1.47	$ 1.17
Weighted average common shares outstanding (in shares)	6,702,843	6,681,253	6,698,948	6,680,945
Weighted average number of common and common equivalent shares outstanding (in shares)	6,713,661	6,686,332	6,710,415	6,682,954

Consolidated Statements of Com5

Consolidated Statements of Comprehensive Income (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Income Statement [Abstract]
Accumulated other comprehensive income reclassifications for unrealized gains (losses) on available-for-sale securities	$ (897)	$ 26	$ (840)	$ 277

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash flows from operating activities:
Net income	$ 9,896	$ 7,850
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation	1,097	1,007
Deferred income tax expense (benefit)	468	(490)
Provision (Credit) for loan losses	(2,143)	2,068
Net investment securities losses (gains)	840	(277)
Net amortization of premiums on investment securities	1,921	2,465
Earnings from CSV of bank-owned life insurance	(559)	(559)
Stock-based compensation expense	233	155
Prepayment fees on Federal Home Loan Bank advances	955
Loss (gain) on disposal of premises and equipment	61	(12)
Gain on the sale of other real estate	(114)	(32)
Provision for other real estate valuation allowance	2	19
Gain on sales of loans	(3,312)	(2,192)
Real estate loans originated for sale	(108,540)	(77,949)
Proceeds from sales of real estate loans	103,748	66,560
(Increase) decrease in accrued interest receivable	(84)	234
(Increase) decrease in other assets	(682)	3,587
Increase in accrued interest payable and other liabilities	426	228
Net cash provided by operating activities	4,213	2,662
Cash flows from investing activities:
Proceeds from sales of available-for-sale securities	77,148	77,968
Proceeds from maturities and calls of available-for-sale securities	39,997	33,231
Purchase of available-for-sale securities	(152,285)	(95,986)
Proceeds from redemption of FHLB stock	500	471
Purchase of FHLB stock	(38)
Net decrease (increase) in loans	23,719	(57,090)
Additions to premises and equipment	(1,098)	(1,421)
Proceeds from sale of other real estate	405	225
Proceeds from sale of premises and equipment	59	50
Net cash used in investing activities	(11,593)	(42,552)
Cash flows from financing activities:
Net increase in deposits	70,471	77,009
Net decrease in securities sold under repurchase agreements	(10,029)	(155)
Payments of Federal Home Loan Bank advances	(8,955)
Purchase of treasury stock	(11)
Payments on subordinated debentures		(1,547)
Payment of cash dividends	(2,023)	(1,745)
Tax benefit from stock-based compensation	46
Proceeds from Directors' stock purchase plan	29	27
Net cash provided by financing activities	49,528	73,589
Net increase in cash and cash equivalents	42,148	33,699
Cash and cash equivalents at beginning of period	35,995	47,336
Cash and cash equivalents at end of period	78,143	81,035
Supplemental disclosures of cash paid during the period for:
Interest	4,385	4,516
Income taxes	4,287	3,670
Supplemental information on noncash investing activities:
Loans transferred to other real estate owned	500	$ 698
Loans provided for sales of other real estate owned	392
Due to broker	$ 2,844

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Note 1 – Summary of Significant Accounting Policies (a) Nature of Operations and Principles of Consolidation The accompanying consolidated financial statements include the accounts of Southeastern Bank Financial Corporation and its wholly-owned subsidiary, Georgia Bank & Trust Company of Augusta, Georgia, together referred to as “the Company.” Significant intercompany transactions and accounts are eliminated in consolidation. Dollar amounts are rounded to thousands except share and per share data. The Company provides financial services through its offices in Richmond and Columbia Counties, Georgia, and Aiken County, South Carolina. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from operations of businesses. The Company has a significant concentration of loans with real estate developers. The ability of these customers to repay their loans is dependent on the real estate and general economic conditions in the area. The financial statements for the three and six months ended June 30, 2015 and 2014 are unaudited and have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted pursuant to such rules and regulations. These consolidated financial statements should be read in conjunction with the audited consolidated financial statements and footnotes included in the Company’s annual report on Form 10-K for the year ended December 31, 2014. In the opinion of management, all adjustments necessary to present fairly the financial position and the results of operations and cash flows for the interim periods have been made. All such adjustments are of a normal recurring nature. The results of operations for the three and six months ended June 30, 2015 are not necessarily indicative of the results of operations which the Company may achieve for the entire year. Some items in the prior period financial statements were reclassified to conform to the current presentation. (b) Loans and Allowance for Loan Losses Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Non-Accrual Loan Procedures: Interest income on loans of all segments and classes are generally discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Consumer loans are typically charged off no later than 120 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. A loan is moved to non-accrual status in accordance with the Company’s policy, typically after 90 days of non-payment as measured from the loan’s contractual due date. All interest, accrued but not received, for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Subsequent payments of interest are recognized on the cash basis as income when full collection of principal is expected. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured and there is a period of at least 6 months of repayment performance (1 year for loans providing for quarterly or semi-annual payments) by the borrower in accordance with contractual terms. Concentration of Credit Risk: Most of the Company’s business activity is with customers located within the Augusta-Richmond County, GA-SC metropolitan statistical area, part of the Central Savannah River Area (“CSRA”). Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy in this area. The Company also has a significant concentration of loans with real estate developers. Allowance for Loan Losses: The allowance for loan losses (ALLL) is a valuation allowance for probable incurred credit losses. The allowance for loan losses is established through a provision for loan losses charged to expense. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. Impaired Loans and Troubled Debt Restructurings: A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due (both principal and interest) according to the contractual terms of the loan agreement. Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. All lending relationships over $500 are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The following portfolio segments have been identified: • Acquisition Development and Construction (“ADC”) – CSRA • ADC – Other • Commercial Real Estate – Non owner occupied • Commercial Real Estate – Owner occupied • 1-4 Family • Consumer • Other – Commercial, Financial and Agricultural The following is a discussion of the risk characteristics of these portfolio segments. Acquisition, Development & Construction (ADC) – CSRA (Primary Market) ADC – Other Commercial Real Estate – Non Owner Occupied Commercial Real Estate – Owner Occupied – 1-4 Family – Consumer – Commercial, Financial and Agricultural – The allowance is an amount that management believes will be adequate to absorb probable incurred losses on existing loans that become uncollectible, based on evaluations of the collectability of loans. The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, historical loss rates, overall portfolio quality, review of specific problem loans, and current economic conditions and trends that may affect a borrower’s ability to pay. The allowance is evaluated on a regular basis utilizing estimated loss factors for specific types of loans. Such loss factors are periodically reviewed and adjusted as necessary based on actual losses. While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may advise the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. The process of assessing the adequacy of the allowance is necessarily subjective. Further, and particularly in terms of economic downturns, it is reasonably possible that future credit losses may exceed historical loss levels and may also exceed management’s current estimates of probable incurred credit losses inherent within the loan portfolio. As such, there can be no assurance that future loan charge-offs will not exceed management’s current estimate of the allowance for loan losses. ALLL Methodology: The Company’s approach to ALLL reserve calculation uses two distinct perspectives, the guidelines of using Financial Accounting Standards ASC 450 (Accounting for Contingencies) and ASC 310 (Accounting by Creditors for Impairment of a Loan, for individual loans). The process is generally as follows and methodology applies to all classes of loans within the portfolio segments: • Loans are grouped in categories of similar risk characteristics (portfolio segments). • For each loan category, a four year average rolling historical net loss rate is calculated, with the loss rate more heavily weighted to the most recent two years loss history. The historical loss ratios are adjusted for internal and external qualitative factors within each loan category. The qualitative factor adjustment may be further increased for loan classifications of watch rated and substandard within each category. Factors include: ○ levels and trends in delinquencies and impaired/classified/graded loans; ○ changes in the quality of the loan review system; ○ trends in volume and terms of loans; ○ effects of changes in risk selection and underwriting standards, and other changes in lending policies, procedures and practices; ○ experience, ability, and depth of lending management and other relevant staff; ○ national and local economic trends and conditions; ○ changes in the value of underlying collateral; ○ other external factors-competition, legal and regulatory requirements; and ○ effects of changes in credit concentrations. • The resultant loss factor is applied to each respective loan pool to calculate the ALLL for each loan pool. • The total of each loan pool is then added to the ALLL determined for individual loans evaluated for impairment in accordance with ASC 310. There have been no changes to the methodology during 2015 and 2014. Loans Held for Sale: Mortgage loans held for sale are generally sold with servicing rights released. The Company originates mortgages to be held for sale only for loans that have been individually pre-approved by the investor. Mortgage loans originated and intended for sale in the secondary market are carried at fair value, as determined by outstanding commitments from investors. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. The Company bears minimal interest rate risk on these loans and only holds the loans temporarily until documentation can be completed to finalize the sale to the investor. Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into, in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in the fair values of these derivatives are included in net gains on sales of loans. Fair values of these derivatives were $50 and $6 as of June 30, 2015 and December 31, 2014, respectively. (c) Derivatives At the inception of a derivative contract, the Company designates the derivative as one of three types based on the Company’s intentions and belief as to likely effectiveness as a hedge. These three types are (1) a hedge of the fair value of a recognized asset or liability or of an unrecognized firm commitment (“fair value hedge”), (2) a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability (“cash flow hedge”), or (3) an instrument with no hedging designation (“stand-alone derivative”). For a fair value hedge, the gain or loss on the derivative, as well as the offsetting loss or gain on the hedged item, are recognized in current earnings as fair values change. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. For both types of hedges, changes in the fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. The Company formally documents the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking fair value or cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Company discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged item, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended. When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income. When a fair value hedge is discontinued, the hedged asset or liability is no longer adjusted for changes in fair value and the existing basis adjustment is amortized or accreted over the remaining life of the asset or liability. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings. (d) Recent Accounting Pronouncements In May 2014, the FASB issued an update (ASU No. 2014-09, Revenue from Contracts with Customers) creating FASB Topic 606, Revenue from Contracts with Customers. The guidance in this update affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards (for example, insurance contracts or lease contracts). The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance provides steps to follow to achieve the core principle. An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. Qualitative and quantitative information is required about contracts with customers, significant judgments and changes in judgments, and assets recognized from the costs to obtain or fulfill a contract. The amendments in this update are effective for interim and annual reporting periods beginning after December 15, 2017. We are currently evaluating the impact of adopting the new guidance on the consolidated financial statements.

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Note 2 – Investment Securities All investment securities held at June 30, 2015 and December 31, 2014 are classified as available-for-sale. The following tables summarize the amortized cost and fair value of the available-for-sale investment securities portfolio at June 30, 2015 and December 31, 2014 and the corresponding amounts of unrealized gains and losses therein. June 30, 2015 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Available-for-sale (Dollars in thousands) Obligations of U.S. Government agencies $ 194,100 414 (1,983 ) 192,531 Obligations of states and political subdivisions 126,094 2,666 (1,159 ) 127,601 Mortgage backed securities U.S. GSE’s* MBS - residential 118,416 1,057 (1,052 ) 118,421 U.S. GSE’s CMO 136,331 708 (1,096 ) 135,943 Corporate bonds 102,672 836 (941 ) 102,567 $ 677,613 5,681 (6,231 ) 677,063 * Government sponsored entities December 31, 2014 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Available-for-sale (Dollars in thousands) Obligations of U.S. Government agencies $ 181,104 307 (2,667 ) 178,744 Obligations of states and political subdivisions 98,538 3,400 (183 ) 101,755 Mortgage backed securities U.S. GSE’s MBS - residential 128,891 1,672 (527 ) 130,036 U.S. GSE’s CMO 123,921 983 (443 ) 124,461 Corporate bonds 109,936 990 (1,457 ) 109,469 $ 642,390 7,352 (5,277 ) 644,465 As of June 30, 2015, except for the U.S. Government agencies and government sponsored entities, there was no issuer who represented 10% or more of stockholders’ equity within the investment portfolio. As of December 31, 2014, except for the U.S. Government agencies and government sponsored entities, there was no issuer who represented 10% or more of stockholders’ equity within the investment portfolio. Proceeds from sales of securities available-for-sale and the associated gains (losses), excluding gains (losses) on called securities, for the three and six months ended June 30, 2015 and 2014 were as follows: Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 (Dollars in thousands) (Dollars in thousands) Proceeds $ 53,848 $ 34,609 $ 77,148 $ 77,968 Gross Gains 111 438 219 910 Gross Losses (1,008 ) (412 ) (1,059 ) (633 ) The amortized cost and fair value of the investment securities portfolio, excluding equity securities, are shown below by contractual maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. June 30, 2015 Amortized Estimated cost fair value (Dollars in thousands) Available-for-sale: One year or less $ 4,759 4,804 After one year through five years 98,801 99,797 After five years through ten years 186,480 185,105 After ten years 387,573 387,357 $ 677,613 677,063 The following tables summarize the investment securities with unrealized losses at June 30, 2015 and December 31, 2014, aggregated by investment category and length of time the individual securities have been in a continuous unrealized loss position. June 30, 2015 Less than 12 months 12 months or longer Total Estimated Unrealized Estimated Unrealized Estimated Unrealized fair value loss fair value loss fair value loss Temporarily impaired (Dollars in thousands) Obligations of U.S. Government agencies $ 47,395 300 78,689 1,683 126,084 1,983 Obligations of states and political subdivisions 49,949 1,042 3,426 117 53,375 1,159 Mortgage backed securities U.S. GSE’s MBS - residential 42,756 730 11,907 322 54,663 1,052 U.S. GSE’s CMO 72,520 894 7,203 202 79,723 1,096 Corporate bonds 47,816 529 15,245 412 63,061 941 $ 260,436 3,495 116,470 2,736 376,906 6,231 December 31, 2014 Less than 12 months 12 months or longer Total Estimated Unrealized Estimated Unrealized Estimated Unrealized fair value loss fair value loss fair value loss Temporarily impaired (Dollars in thousands) Obligations of U.S. Government agencies $ 19,108 98 112,541 2,569 131,649 2,667 Obligations of states and political subdivisions 11,285 49 6,048 134 17,333 183 Mortgage backed securities U.S. GSE’s MBS - residential 9,041 44 35,529 483 44,570 527 U.S. GSE’s CMO 36,594 216 18,205 227 54,799 443 Corporate bonds 29,769 204 29,421 1,253 59,190 1,457 $ 105,797 611 201,744 4,666 307,541 5,277 Other-Than-Temporary Impairment – June 30, 2015 Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. Investment securities classified as available-for-sale or held-to-maturity are generally evaluated for OTTI under the provisions of ASC 320-10, Investments – Debt and Equity Securities When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. If an entity does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis, the OTTI shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors is recognized in other comprehensive income or loss, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. As of June 30, 2015, the Company’s security portfolio consisted of 430 securities, 218 of which were in an unrealized loss position. Of these securities with unrealized losses, 49.57% were related to the Company’s mortgage-backed and corporate securities as discussed below. Mortgage-backed Securities At June 30, 2015, all of the Company’s mortgage-backed securities were issued by U.S. government-sponsored entities and agencies, primarily the Federal National Mortgage Association (“Fannie Mae”), the Federal Home Loan Mortgage Corporation (“Freddie Mac”) and the Government National Mortgage Association (“Ginnie Mae”), institutions which the government has affirmed its commitment to support. Because the decline in fair value is attributable to changes in interest rates and illiquidity, and not credit quality, and because the Company does not have the intent to sell these mortgage-backed securities and it is likely that it will not be required to sell the securities before their anticipated recovery, the Company does not consider these securities to be other-than-temporarily impaired at June 30, 2015. Corporate Securities The Company holds forty-seven corporate securities totaling $102,567, of which thirty-one had an unrealized loss of $941 at June 30, 2015. Thirty of the securities with an unrealized loss of $821 were issued by entities rated lower medium investment grade or higher. Because the decline in fair value is attributable primarily to changes in interest rates and not credit quality and because the Company does not have the intent to sell the securities and it is likely that it will not be required to sell the securities before their anticipated recovery, the Company does not consider these securities to be other-than-temporarily impaired at June 30, 2015. Included in the Company’s corporate bonds is one trust preferred security with an amortized cost of $250, which had an unrealized loss of $120, resulting in a fair value of $130 at June 30, 2015. This security is not rated. Although the issuer is not in default, in January of 2011 the Company was notified that the issuer had elected to defer interest payments in accordance with the terms of the instrument. As of July of 2015, the issuer is no longer deferring interest and is current on all payments. Because the Company does not have the intent to sell this security and it is likely that it will not be required to sell the security before its anticipated recovery, the Company does not consider this security to be other-than-temporarily impaired at June 30, 2015. There were no credit losses recognized in earnings for the six month periods ended June 30, 2015 and 2014. Other-Than-Temporary Impairment – December 31, 2014 As of December 31, 2014, the Company’s security portfolio consisted of 378 securities, 145 of which were in an unrealized loss position. Of these securities with unrealized losses, 45.99% were related to the Company’s mortgage backed and corporate securities as discussed below. Mortgage-backed Securities At December 31, 2014, all of the Company’s mortgage-backed securities were issued by U.S. government-sponsored entities and agencies, primarily the Federal National Mortgage Association (“Fannie Mae”), the Federal Home Loan Mortgage Corporation (“Freddie Mac”) and the Government National Mortgage Association (“Ginnie Mae”), institutions which the government has affirmed its commitment to support. Because the decline in fair value is attributable to changes in interest rates and illiquidity, and not credit quality, and because the Company does not have the intent to sell these mortgage-backed securities and it is likely that it will not be required to sell the securities before their anticipated recovery, the Company does not consider these securities to be other-than-temporarily impaired at December 31, 2014. Corporate Securities The Company holds forty-five corporate securities totaling $109,469, of which twenty-five had an unrealized loss of $1,457 at December 31, 2014. Twenty-four of the securities with an unrealized loss of $1,319 were issued by entities rated lower medium investment grade or higher. Because the decline in fair value is attributable primarily to changes in interest rates and not credit quality and because the Company does not have the intent to sell the securities and it is likely that it will not be required to sell the securities before their anticipated recovery, the Company does not consider these securities to be other-than-temporarily impaired at December 31, 2014. Included in the Company’s corporate bonds is one trust preferred security with an amortized cost of $250, which had an unrealized loss of $138, resulting in a fair value of $112 at December 31, 2014. This security is not rated. Although the issuer is not in default, in January of 2011 the Company was notified that the issuer had elected to defer interest payments in accordance with the terms of the instrument. As of July 2015, the issuer is no longer deferring interest and is current on all payments. Because the Company does not have the intent to sell this security and it is likely that it will not be required to sell the security before its anticipated recovery, the Company does not consider this security to be other-than-temporarily impaired at December 31, 2014. At December 31, 2014, the fair value of this same corporate security totaling $112 was measured using Level 3 inputs because the market for it has become illiquid, as indicated by few, if any, trades during the period. The discount rate used in the valuation model was based on a yield of 10% that the market would require for corporate debt obligations with maturities and risk characteristics similar to the subordinated debenture being measured. There were no credit losses recognized in earnings for the year ended December 31, 2014.

Loans

Loans	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Loans	Note 3 – Loans The following table summarizes loans at June 30, 2015 and December 31, 2014. June 30, 2015 December 31, 2014 (Dollars in thousands) Commercial, financial, and agricultural $ 193,735 208,905 Real estate: Commercial 375,225 371,488 Residential 207,067 204,097 Acquisition, development and construction 149,517 164,303 Consumer installment 16,863 17,248 $ 942,407 966,041 Less allowance for loan losses 23,372 25,506 Less deferred loan origination fees (costs) (130 ) (315 ) $ 919,165 940,850 The following tables present the activity in the allowance for loan losses by portfolio segment as of and for the three and six month periods ended June 30, 2015 and 2014. Three Months Ended June 30, 2015 Commercial, Financial, and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 5,295 5,373 3,838 6,355 1,631 2,197 702 25,391 Charge-offs (517 ) (74 ) — (245 ) (250 ) (20 ) (132 ) (1,238 ) Recoveries 187 1 — 1 — 1,666 54 1,909 Provision (538 ) 141 3 225 424 (2,922 ) (23 ) (2,690 ) Ending balance $ 4,427 5,441 3,841 6,336 1,805 921 601 23,372 Three Months Ended June 30, 2014 Commercial, Financial, and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 5,570 6,036 3,073 5,503 2,757 2,789 572 26,300 Charge-offs (240 ) (18 ) — (84 ) (55 ) — (129 ) (526 ) Recoveries 15 4 — 19 — — 60 98 Provision 229 111 404 210 (191 ) 163 85 1,011 Ending balance $ 5,574 6,133 3,477 5,648 2,511 2,952 588 26,883 Six Months Ended June 30, 2015 Commercial, Financial, and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 5,407 4,805 3,817 6,591 1,943 2,320 623 25,506 Charge-offs (1,134 ) (74 ) — (286 ) (255 ) (20 ) (261 ) (2,030 ) Recoveries 217 2 — 12 — 1,695 113 2,039 Provision (63 ) 708 24 19 117 (3,074 ) 126 (2,143 ) Ending balance $ 4,427 5,441 3,841 6,336 1,805 921 601 23,372 Six Months Ended June 30, 2014 Commercial, Financial, and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 5,774 5,706 3,275 5,590 3,107 2,379 578 26,409 Charge-offs (375 ) (18 ) (718 ) (224 ) (151 ) (69 ) (286 ) (1,841 ) Recoveries 36 8 24 26 — — 153 247 Provision 139 437 896 256 (445 ) 642 143 2,068 Ending balance $ 5,574 6,133 3,477 5,648 2,511 2,952 588 26,883 The following tables present the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2015 and December 31, 2014. June 30, 2015 Commercial, Financial, and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Ending balance attributable to loans: Individually evaluated for impairment $ — — — — — — — — Collectively evaluated for impairment 4,427 5,441 3,841 6,336 1,805 921 601 23,372 $ 4,427 5,441 3,841 6,336 1,805 921 601 23,372 Loans: Individually evaluated for impairment 1,072 276 7,520 2,295 2,541 64 1 13,769 Collectively evaluated for impairment 192,663 218,208 149,221 204,772 108,060 38,852 16,862 928,638 $ 193,735 218,484 156,741 207,067 110,601 38,916 16,863 942,407 December 31, 2014 Commercial, Financial, and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Ending balance attributable to loans: Individually evaluated for impairment $ 207 — — — — — — 207 Collectively evaluated for impairment 5,200 4,805 3,817 6,591 1,943 2,320 623 25,299 $ 5,407 4,805 3,817 6,591 1,943 2,320 623 25,506 Loans: Individually evaluated for impairment 2,995 1,289 7,687 2,285 2,849 3,082 2 20,189 Collectively evaluated for impairment 205,910 218,619 143,893 201,812 107,235 51,137 17,246 945,852 $ 208,905 219,908 151,580 204,097 110,084 54,219 17,248 966,041 The following tables present loans individually evaluated for impairment by class of loans as of June 30, 2015 and December 31, 2014. June 30, 2015 Unpaid Allowance for Average Principal Recorded Loan Losses Recorded Balance Investment (2) Allocated Investment (Dollars in thousands) With no related allowance recorded: (1) Commercial, financial, and agricultural: Commerical $ 1,987 882 — 1,660 Financial — — — — Agricultural 252 190 — 196 Equity lines — — — — Other — — — — Commercial real estate: Owner occupied 276 276 — 278 Non Owner occupied 7,754 7,520 — 7,602 Residential real estate: Secured by first liens 2,879 2,195 — 2,384 Secured by junior liens 150 100 — 102 Acquisition, development and construction: Residential — — — — Other 3,580 2,605 — 2,865 Consumer 1 1 — 2 16,879 13,769 — 15,089 With an allowance recorded: — — — — $ 16,879 13,769 — 15,089 (1) No specific allowance for credit losses is allocated to these loans since they are sufficiently collateralized or had charge-offs (2) Excludes accrued interest receivable and loan origination fees, net due to immateriality December 31, 2014 Unpaid Allowance for Average Principal Recorded Loan Losses Recorded Balance Investment (2) Allocated Investment (Dollars in thousands) With no related allowance recorded: (1) Commercial, financial, and agricultural: Commerical $ 2,000 611 — 1,805 Financial — — — — Agricultural 263 206 — 231 Equity lines — — — — Other — — — — Commercial real estate: Owner occupied 1,385 1,289 — 1,377 Non Owner occupied 7,907 7,687 — 7,792 Residential real estate: Secured by first liens 2,711 2,181 — 2,229 Secured by junior liens 150 104 — 110 Acquisition, development and construction: Residential — — — — Other 8,518 5,931 — 7,326 Consumer 2 2 — 3 22,936 18,011 — 20,873 With an allowance recorded: Commercial, financial, and agricultural: Commerical 2,245 2,178 207 2,203 2,245 2,178 207 2,203 $ 25,181 20,189 207 23,076 (1) No specific allowance for credit losses is allocated to these loans since they are sufficiently collateralized or had charge-offs (2) Excludes accrued interest receivable and loan origination fees, net due to immateriality The following tables present interest income on impaired loans for the three and six months ended June 30, 2015 and 2014. Three Months Ended June 30, 2015 Six Months Ended June 30, 2015 Interest Cash Basis Interest Cash Basis Income Interest Income Income Interest Income Recognized Recognized Recognized Recognized (Dollars in thousands) (Dollars in thousands) Commercial, financial, and agricultural: Commerical $ — — — — Financial — — — — Agricultural — — — — Equity lines — — — — Other — — — — Commercial real estate: Owner occupied 3 3 6 6 Non Owner occupied 73 73 178 178 Residential real estate: Secured by first liens 9 9 30 30 Secured by junior liens 1 1 3 3 Acquisition, development and construction: Residential — — — — Other 7 7 13 13 Consumer — — — — $ 93 93 230 230 Three Months Ended June 30, 2014 Six Months Ended June 30, 2014 Interest Cash Basis Interest Cash Basis Income Interest Income Income Interest Income Recognized Recognized Recognized Recognized (Dollars in thousands) (Dollars in thousands) Commercial, financial, and agricultural: Commerical $ — — — — Financial — — — — Agricultural — — — — Equity lines — — — — Other — — — — Commercial real estate: Owner occupied 3 3 7 7 Non Owner occupied 80 80 163 163 Residential real estate: Secured by first liens 6 6 12 12 Secured by junior liens 1 1 3 3 Acquisition, development and construction: Residential — — — — Other 11 11 21 21 Consumer — — — — $ 101 101 206 206 Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following tables present the aging of the recorded investment in past due loans as of June 30, 2015 and December 31, 2014 by class of loans. June 30, 2015 30 - 89 Days 90 Days or Nonaccrual Total Loans Not Past Due More Past Due Loans Past Due Past Due Total (Dollars in thousands) Commercial, financial, and agricultural: Commerical $ 28 — 903 931 104,016 104,947 Financial — — — — 7,273 7,273 Agricultural 264 — 190 454 11,381 11,835 Equity lines 35 — 95 130 36,331 36,461 Other — — 69 69 33,150 33,219 Commercial real estate: Owner occupied 5,167 — 300 5,467 213,017 218,484 Non Owner occupied — — 844 844 155,897 156,741 Residential real estate: Secured by first liens 351 — 3,015 3,366 197,679 201,045 Secured by junior liens — — 336 336 5,686 6,022 Acquisition, development and construction: Residential — — — — 43,884 43,884 Other 866 — 2,337 3,203 102,430 105,633 Consumer 46 — 69 115 16,748 16,863 $ 6,757 — 8,158 14,915 927,492 942,407 December 31, 2014 30 - 89 Days 90 Days or Nonaccrual Total Loans Not Past Due More Past Due Loans Past Due Past Due Total (Dollars in thousands) Commercial, financial, and agricultural: Commerical $ — — 2,865 2,865 119,815 122,680 Financial — — — — 9,355 9,355 Agricultural 276 — 206 482 9,315 9,797 Equity lines 33 — 318 351 33,298 33,649 Other — — 69 69 33,355 33,424 Commercial real estate: Owner occupied 1,638 — 620 2,258 217,650 219,908 Non Owner occupied — — 877 877 150,703 151,580 Residential real estate: Secured by first liens 2,919 — 3,451 6,370 190,970 197,340 Secured by junior liens 347 — 188 535 6,222 6,757 Acquisition, development and construction: Residential — — — — 45,264 45,264 Other 258 — 5,874 6,132 112,907 119,039 Consumer 44 — 136 180 17,068 17,248 $ 5,515 — 14,604 20,119 945,922 966,041 Troubled Debt Restructurings: The Company has troubled debt restructurings (TDRs) with a balance of $9,136 and $9,669 included in impaired loans at June 30, 2015 and December 31, 2014, respectively. No specific reserves were allocated to customers whose loan terms had been modified in TDRs as of June 30, 2015 and December 31, 2014. The Company is not committed to lend additional amounts as of June 30, 2015 and December 31, 2014 to customers with outstanding loans that are classified as TDRs. The following tables present TDRs as of June 30, 2015 and December 31, 2014. June 30, 2015 Number of Recorded Loans Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial, and agricultural: Commerical - $ - Financial - - Agricultural - - Equity lines - - Other - - Commercial real estate: Owner occupied 1 276 Non Owner occupied 4 5,752 Residential real estate: Secured by first liens 9 1,095 Secured by junior liens 1 100 Acquisition, development and construction: Residential - - Other 3 1,913 Consumer - - 18 $ 9,136 December 31, 2014 Number of Recorded Loans Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial, and agricultural: Commerical - $ - Financial - - Agricultural - - Equity lines - - Other - - Commercial real estate: Owner occupied 2 354 Non Owner occupied 4 5,878 Residential real estate: Secured by first liens 9 1,112 Secured by junior liens 1 104 Acquisition, development and construction: Residential - - Other 3 2,221 Consumer - - 19 $ 9,669 No loans were modified as TDRs during the six months ended June 30, 2015. One residential real estate loan was modified as a TDR during the six months ended June 30, 2014. This modification involved a 2.13% reduction of the stated interest rate of the loan and an extension of the maturity date for 192 months. The following tables present loans by class modified as TDRs that occurred during the three and six months ended June 30, 2015 and 2014. Three Months Ended June 30, 2015 Three Months Ended June 30, 2014 Pre-Modification Post-Modification Pre-Modification Post-Modification Number of Outstanding Outstanding Number of Outstanding Outstanding Loans Recorded Investment Recorded Investment Loans Recorded Investment Recorded Investment (Dollars in thousands) (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial, and agricultural: Commerical - $ - $ - - $ - $ - Financial - - - - - - Agricultural - - - - - - Equity lines - - - - - - Other - - - - - - Commercial real estate: Owner occupied - - - - - - Non Owner occupied - - - - - - Residential real estate: Secured by first liens - - - - - - Secured by junior liens - - - - - - Acquisition, development and construction: Residential - - - - - - Other - - - - - - Consumer - - - - - - - $ - $ - - $ - $ - Six Months Ended June 30, 2015 Six Months Ended June 30, 2014 Pre-Modification Post-Modification Pre-Modification Post-Modification Number of Outstanding Outstanding Number of Outstanding Outstanding Loans Recorded Investment Recorded Investment Loans Recorded Investment Recorded Investment (Dollars in thousands) (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial, and agricultural: Commerical - $ - $ - - $ - $ - Financial - - - - - - Agricultural - - - - - - Equity lines - - - - - - Other - - - - - - Commercial real estate: Owner occupied - - - - - - Non Owner occupied - - - - - - Residential real estate: Secured by first liens - - - 1 287 220 Secured by junior liens - - - - - - Acquisition, development and construction: Residential - - - - - - Other - - - - - - Consumer - - - - - - - $ - $ - 1 $ 287 $ 220 A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no TDRs with payment defaults during the three and six months ended June 30, 2015 and June 31, 2014. For the six months ended June 30, 2014, the TDR described in the previous table increased the allowance for loan losses by $53 and resulted in charge-offs of $53. Charge-offs on such loans are factored into the rolling historical loss rate, which is used in the calculation of the allowance for loan losses. The terms of certain other loans were modified during the three and six month periods ended June 30, 2015 and 2014 that did not meet the definition of a TDR. Loans modified during the three month periods have a total recorded investment as of June 30, 2015 and 2014 of $1,870 and $621, respectively, and had delays in payment of 30 days in 2015 and delays ranging from 30 days to 2 months in 2014. Loans modified during the six month periods have a total recorded investment as of June 30, 2015 and 2014 of $4,019 and $1,453, respectively, and had delays in payment ranging from 30 days to 3 months in 2015 and 2014. The modification of these loans involved either a modification of the terms of a loan to borrowers who were not experiencing financial difficulties or a delay in a payment that was considered to be insignificant. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company, through its originating account officer, places an initial credit risk rating on every loan. An annual review and analysis of loan relationships (irrespective of loan types included in the overall relationship) with total related exposure of $500 or greater is performed by the Credit Administration department in order to update risk ratings given current available information. Through the review of delinquency reports, updated financial statements or other relevant information in the normal course of business, the lending officer and/or Credit Administration review personnel may determine that a loan relationship has weakened to the point that a criticized (Watch grade) or classified (Substandard & Doubtful grades) status is warranted. When a loan relationship with total related exposure of $200 or greater is adversely graded (Watch or above), the lending officer is then charged with preparing a Classified/Watch report which outlines the background of the credit problem, current repayment status of the loans, current collateral evaluation and a workout plan of action. This plan may include goals to improve the credit rating, assisting the borrower in moving the loans to another institution and/or collateral liquidation. All such Classified/Watch reports are reviewed on a quarterly basis by members of Executive Management at a regularly scheduled meeting in which each lending officer presents the workout plans for their criticized credit relationships. The Company uses the following definitions for risk ratings. Watch: Loans classified as watch have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard: Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful: Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. As of June 30, 2015 and December 31, 2014, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows. June 30, 2015 Pass Watch Substandard Doubtful (Dollars in thousands) Commercial, financial, and agricultural: Commerical $ 99,961 2,195 2,791 — Financial 7,273 — — — Agricultural 8,638 2,564 633 — Equity lines 35,376 719 366 — Other 32,814 336 69 — Commercial real estate: Owner occupied 196,336 15,262 6,886 — Non Owner occupied 143,630 4,909 8,202 — Residential real estate: Secured by first liens 188,462 7,796 4,787 — Secured by junior liens 5,197 194 631 — Acquisition, development and construction: Residential 43,781 103 — — Other 96,258 6,233 3,142 — Consumer 16,353 396 114 — $ 874,079 40,707 27,621 — December 31, 2014 Pass Watch Substandard Doubtful (Dollars in thousands) Commercial, financial, and agricultural: Commerical $ 109,908 7,782 4,990 — Financial 9,355 — — — Agricultural 6,636 1,960 1,201 — Equity lines 32,773 287 589 — Other 33,012 343 69 — Commercial real estate: Owner occupied 201,840 14,593 3,475 — Non Owner occupied 137,973 5,066 8,541 — Residential real estate: Secured by first liens 183,898 8,115 5,327 — Secured by junior liens 6,125 149 483 — Acquisition, development and construction: Residential 45,264 — — — Other 101,047 11,597 6,395 — Consumer 16,919 154 175 — $ 884,750 50,046 31,245 —

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 4 – Fair Value Measurements Fair value is the exchange price that would be received to sell an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants at the measurement date. The fair value hierarchy requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair values: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices, such as quoted market prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. In determining the appropriate levels, the Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Investment Securities Interest Rate Swap Derivatives: Mortgage Banking Derivatives: Loans Held for Sale : Loans held for sale are carried at fair value, as determined by outstanding commitments, from third party investors (Level 2). None of the Company’s loans held for sale are past due 90 days or more or on nonaccrual as of June 30, 2015 and December 31, 2014. Impaired Loans : The fair value of collateral dependent impaired loans is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. Other Real Estate Owned : Assets acquired through or instead of loan foreclosure are initially recorded at fair value less estimated costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. The fair value of other real estate owned is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Real estate owned properties are evaluated on a quarterly basis for additional impairment and adjusted accordingly. Appraisals for both collateral dependent impaired loans and other real estate owned are performed by certified general appraisers, certified residential appraisers or state licensed appraisers whose qualifications and licenses are annually reviewed and verified by the Company. Once received, a member of the Real Estate Valuation Department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value and determines if reasonable. Appraisals for collateral dependent impaired loans and other real estate owned are updated annually. On an annual basis the Company compares the actual selling costs of collateral that has been liquidated to the selling price to determine what additional adjustment should be made to the appraisal value. The most recent analysis performed indicated that an additional discount of 8% should be applied to properties with appraisals performed within 12 months. Assets and Liabilities Measured on a Recurring Basis The following tables present the balances of assets and liabilities measured at fair value on a recurring basis by level within the hierarchy as of June 30, 2015 and December 31, 2014. June 30, Quoted Prices Significant Other Significant 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Available-for-sale securities Obligations of U.S. Government agencies $ 192,531 - 192,531 - Obligations of states and political subdivisions 127,601 - 127,601 - Mortgage-backed securities U.S. GSE’s MBS - residential 118,421 - 118,421 - U.S. GSE’s CMO 135,943 - 135,943 - Corporate bonds 102,567 - 102,567 - Total available-for-sale securities $ 677,063 - 677,063 - Loans held for sale 26,469 - 26,469 - Mortgage banking derivatives 50 - 50 - $ 703,582 - 703,582 - Liabilities: Interest rate swap derivatives 1,717 - 1,717 - $ 1,717 - 1,717 - December 31, Quoted Prices in Significant Other Significant 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Available-for-sale securities Obligations of U.S. Government agencies $ 178,744 - 178,744 - Obligations of states and political subdivisions 101,755 - 101,755 - Mortgage-backed securities U.S. GSE’s MBS - residential 130,036 - 130,036 - U.S. GSE’s CMO 124,461 - 124,461 - Corporate bonds 109,469 - 109,357 112 Total available-for-sale securities $ 644,465 - 644,353 112 Loans held for sale 18,365 - 18,365 - Mortgage banking derivatives 6 - 6 - $ 662,836 - 662,724 112 Liabilities: Interest rate swap derivatives 1,959 - 1,959 - $ 1,959 - 1,959 - The Company’s policy is to recognize transfers into or out of a level as of the end of the reporting period. Transfers between Level 1 and Level 2: No securities were transferred between Level 1 and Level 2 during the six months ended June 30, 2015 and the six months ended June 30, 2014. Transfers between Level 2 and Level 3: During the six months ended June 30, 2015, one corporate security was transferred out of Level 3 and into Level 2 based on observable market data for this security due to increased market activity for this security. This security with a market value of $138 as of March 31, 2015 was transferred on March 31, 2015. No securities were transferred between Level 2 and Level 3 during the six months ended June 30, 2014. The following tables present a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June 30, 2015 and 2014. Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Total Corporate bonds (Dollars in thousands) Beginning balance, January 1, 2015 $ 112 $ 112 Total gains or losses (realized/unrealized) Included in earnings Gain (loss) on sales - - Other-than-temporary impairment - - Included in other comprehensive income 26 26 Purchases, sales, issuances and settlements Purchases - - Sales, Calls - - Issuances - - Settlements - - Principal repayments - - Transfers into Level 3 - - Transfers out of Level 3 (138 ) (138 ) Ending balance, June 30, 2015 $ - $ - Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Total Corporate bonds (Dollars in thousands) Beginning balance, January 1, 2014 $ 110 $ 110 Total gains or losses (realized/unrealized) Included in earnings Gain (loss) on sales - - Other-than-temporary impairment - - Included in other comprehensive income 1 1 Purchases, sales, issuances and settlements Purchases - - Sales, Calls - - Issuances - - Settlements - - Principal repayments - - Transfers into Level 3 - - Transfers out of Level 3 - - Ending balance, June 30, 2014 $ 111 $ 111 The Company uses an independent third party to value its U.S. government agencies, mortgage-backed securities, and corporate bonds. Their approach uses relevant information generated by transactions that have occurred in the market place that involve similar assets, as well as using cash flow information when necessary. These inputs are observable, either directly or indirectly in the market place for similar assets. The Company considers these valuations to be Level 2 pricing. The fair value of the Company’s municipal securities is determined by another independent third party. Their approach uses relevant information generated by transactions that have occurred in the market place that involve similar assets. These inputs are observable, either directly or indirectly in the market place for similar assets. The Company considers these valuations to be Level 2 pricing. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows (Level 3 pricing) as determined by an independent third party. The significant unobservable inputs used in the valuation model include prepayment rates, constant default rates, loss severity and yields. On a quarterly basis, the Company selects a random sample of investment security valuations, as determined by the independent third party, to validate pricing and level assignments. At June 30, 2015, there were no financial instruments measured at fair value on a recurring basis using level 3 inputs. The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a recurring basis at December 31, 2014. Dec. 31, Valuation Unobservable Range 2014 Technique Inputs (Weighted Avg) (Dollars in thousands) Available-for-sale securities Corporate bonds 112 discounted cash flow yield 10.00% The significant unobservable inputs used in the fair value measurement of the Company’s corporate bonds are yields that the market would require for corporate debt obligations with similar maturities and risk characteristics. Assets and Liabilities Measured on a Non-Recurring Basis Assets and liabilities measured at fair value on a non-recurring basis as of June 30, 2015 and December 31, 2014 are summarized below. Quoted Prices in Significant Other Significant 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Impaired loans (1) Commercial, financial, and agricultural $ 882 - - 882 Real estate: Commercial 1,119 - - 1,119 Residential 1,436 - - 1,436 Acquisition, development and construction 2,033 - - 2,033 Consumer installment 1 - - 1 $ 5,471 - - 5,471 Other real estate owned Real estate: Commercial $ 144 - - 144 Acquisition, development and construction 360 - - 360 $ 504 - - 504 $ 5,975 - - 5,975 (1) Includes loans directly charged down to fair value. December 31, Quoted Prices in Significant Other Significant 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Impaired loans Commercial, financial, and agricultural $ 2,582 - - 2,582 Real estate: Commercial 2,166 - - 2,166 Residential 1,421 - - 1,421 Acquisition, development and construction 5,352 - - 5,352 Consumer installment 2 - - 2 $ 11,523 - - 11,523 Other real estate owned Real estate: Commercial $ 144 - - 144 Acquisition, development and construction 435 - - 435 $ 579 - - 579 $ 12,102 - - 12,102 The following represents impairment charges recognized during the period: Impaired loans, which are measured for impairment using the fair value of collateral for collateral dependent loans, had a recorded investment of $5,471, resulting in an additional provision for loan losses of $750 and $1,135 for the three and six months ended June 30, 2015. As of December 31, 2014, impaired loans had a recorded investment of $11,730, with a valuation allowance of $207, resulting in an additional provision for loan losses of $2,038 for the year ending 2014. Other real estate owned was $504 which consisted of the outstanding balance of $807, less a valuation allowance of $303. There were no write downs for the six months ended June 30, 2015. As of December 31, 2014, other real estate owned was $579 which consisted of the outstanding balance of $896, less a valuation allowance of $317, resulting in a write down of $266 for the year ending 2014. The following tables present quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at June 30, 2015 and December 31, 2014. June 30, Valuation Unobservable Range 2015 Techniques Inputs (Weighted Avg) (Dollars in thousands) Impaired loans Commercial, financial and agricultural 882 sales comparison adjustment for 0.00% - 30.00% (15.00%) differences between the comparable sales income approach capitalization rate 10.82% liquidation value Real estate: Commercial 1,119 sales comparison adjustment for 0.00% - 70.99% (20.73%) differences between the comparable sales income approach capitalization rate 8.25% - 9.29% (8.84%) Residential 1,436 sales comparison adjustment for 0.00% - 37.00% (8.71%) differences between the comparable sales liquidation value Acquisition, development and construction 2,033 sales comparison adjustment for 0.00% - 161.40% (33.97%) differences between the comparable sales Consumer installment 1 liquidation value Other real estate owned Real estate: Commercial 144 sales comparison adjustment for 0.00% - 25.00% (12.50%) differences between the comparable sales Acquisition, development and construction 360 sales comparison adjustment for 10.00% - 42.00% (26.00%) differences between the comparable sales Dec. 31, Valuation Unobservable Range 2014 Techniques Inputs (Weighted Avg) (Dollars in thousands) Impaired loans Commercial, financial and agricultural 2,582 sales comparison adjustment for 7.00% - 50.00% (28.50%) differences between the comparable sales income approach capitalization rate 9.39% liquidation value Real estate: Commercial 2,166 sales comparison adjustment for 0.00% - 70.99% (19.92%) differences between the comparable sales income approach capitalization rate 8.25% - 10.00% (8.97%) liquidation value Residential 1,421 sales comparison adjustment for 1.30% - 24.46% (7.24%) differences between the comparable sales Acquisition, development and construction 5,352 sales comparison adjustment for 0.00% - 161.40% (28.55%) differences between the comparable sales income approach discount rate 9.50% - 10.00% (9.69%) Consumer installment 2 liquidation value Other real estate owned Real estate: Commercial 144 sales comparison adjustment for 0.00% - 25.00% (12.50%) differences between the comparable sales Acquisition, development and construction 435 sales comparison adjustment for 5.00% - 60.00% (27.12%) differences between the comparable sales Disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value is required. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates. The assumptions used in the estimation of the fair value of the Company’s financial instruments are explained below. Where quoted market prices are not available, fair values are based on estimates using discounted cash flow and other valuation techniques. Discounted cash flows can be significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. The following fair value estimates cannot be substantiated by comparison to independent markets and should not be considered representative of the liquidation value of the Company’s financial instruments, but rather a good-faith estimate of the fair value of financial instruments held by the Company. Certain financial instruments and all nonfinancial instruments are excluded from disclosure requirements. The following methods and assumptions, not previously presented, were used by the Company in estimating the fair value of its financial instruments: (a) Cash and Cash Equivalents Fair value equals the carrying value of such assets due to their nature and is classified as Level 1. (b) Loans, net The fair value of loans is calculated using discounted cash flows by loan type resulting in a Level 3 classification. The discount rate used to determine the present value of the loan portfolio is an estimated market rate that reflects the credit and interest rate risk inherent in the loan portfolio without considering widening credit spreads due to market illiquidity. The estimated maturity is based on the Company’s historical experience with repayments adjusted to estimate the effect of current market conditions. The carrying amount of related accrued interest receivable, due to its short-term nature, approximates its fair value, is not significant and is not disclosed. The fair value of loans held for sale is estimated based upon binding contracts and quotes from third party investors resulting in a Level 2 classification. The allowance for loan losses is considered a reasonable discount for credit risk. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. (c) Restricted Equity Securities The fair value of Federal Home Loan Bank (“FHLB”) stock was not practicable to determine due to restrictions placed on its transferability. (d) Accrued Interest Receivable The carrying amount of accrued interest approximates its fair value. Interest related to loans is classified as Level 3 while interest related to securities and loans held for sale is classified as Level 2. (e) Deposits Fair values for certificates of deposit have been determined using discounted cash flows. The discount rate used is based on estimated market rates for deposits of similar remaining maturities and are classified as Level 2. The carrying amounts of all other deposits, due to their short-term nature, approximate their fair values and are classified as Level 1. The carrying amount of related accrued interest payable, due to its short-term nature, approximates its fair value, is not significant and is not disclosed. (f) Securities Sold Under Repurchase Agreements Fair value approximates the carrying value of such liabilities due to their short-term nature and is classified as Level 1. (g) Advances from FHLB The fair value of the FHLB advances is obtained from the FHLB and is calculated by discounting contractual cash flows using an estimated interest rate based on the current rates available to the Company for debt of similar remaining maturities and collateral terms resulting in a Level 2 classification. (h) Subordinated debentures The fair value for subordinated debentures is calculated using discounted cash flows based upon current market spreads to LIBOR for debt of similar remaining maturities and collateral terms resulting in a Level 3 classification. (i) Commitments The difference between the carrying values and fair values of commitments to extend credit are not significant and are not disclosed. The carrying amounts and estimated fair values of the Company’s financial instruments at June 30, 2015 and December 31, 2014, not previously presented, are as follows: June 30, 2015 Carrying Fair Value Measurements amount Total Level 1 Level 2 Level 3 (Dollars in thousands) Financial assets: Cash and cash equivalents $ 78,143 78,143 78,143 - - Loans, net 913,694 914,721 - - 914,721 Restricted equity securities 3,936 N/A Accrued interest receivable 5,982 5,982 - 3,474 2,508 Financial liabilities: Deposits with stated maturities 361,777 364,391 - 364,391 - Deposits without stated maturities 1,172,558 1,172,558 1,172,558 - - Securities sold under repurchase agreements 649 649 649 - - Advances from FHLB 56,000 58,351 - 58,351 - Subordinated debentures 20,000 14,974 - - 14,974 December 31, 2014 Carrying Fair Value Measurements amount Total Level 1 Level 2 Level 3 (Dollars in thousands) Financial assets: Cash and cash equivalents $ 35,995 35,995 35,995 - - Loans, net 929,327 925,997 - - 925,997 Restricted equity securities 4,398 N/A Accrued interest receivable 5,898 5,898 - 3,140 2,758 Financial liabilities: Deposits with stated maturities 375,808 376,607 - 376,607 - Deposits without stated maturities 1,088,056 1,088,056 1,088,056 - - Securities sold under repurchase agreements 10,678 10,678 10,678 - - Advances from FHLB 64,000 67,551 - 67,551 - Subordinated debentures 20,000 14,886 - - 14,886

Stock-Based Compensation

Stock-Based Compensation	6 Months Ended
	Jun. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock-Based Compensation	Note 5 – Stock-Based Compensation The Company’s 2006 Long Term Incentive Plan provides for the issuance of restricted stock awards to officers and directors. Compensation expense is recognized over the vesting period of the awards based on the fair value of the stock at issue date. On March 19, 2014, the Compensation Committee of the Company approved grants of 63,000 shares to certain of its directors and executive officers. The fair value of the stock was determined using the closing price on date of grant. The shares vest in equal one-third increments on each of February 1, 2015; February 1, 2016; and February 1, 2017. A summary of changes in the Company’s nonvested shares for the six month period ended June 30, 2015 is as follows: Weighted Avg Number of Grant-Date Shares Fair Value Nonvested at January 1, 2015 63,000 $ 21.60 Granted - - Vested (21,000 ) 21.60 Forfeited - - Nonvested at June 30, 2015 42,000 $ 21.60 As of June 30, 2015, there was $739 of total unrecognized compensation cost related to nonvested shares granted under the Plan. This cost is being recognized over a period of nineteen months. The total fair value of shares vested during the six month period ended June 30, 2015 was $567.

Interest Rate Swap Derivatives

Interest Rate Swap Derivatives	6 Months Ended
	Jun. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Interest Rate Swap Derivatives	Note 6 – Interest Rate Swap Derivatives The Company utilizes interest rate swap agreements as part of its asset liability management strategy to help manage its interest rate risk position. The notional amount of the interest rate swaps does not represent amounts exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest rate swap agreements. During May 2011, the Company entered into two interest rate swaps with notional amounts totaling $10,000 which were designated as cash flow hedges of certain subordinated debentures and were determined to be fully effective during all periods presented. As such, no amount of ineffectiveness has been included in net income. Therefore, the aggregate fair value of the swaps is recorded in other liabilities with changes in fair value recorded in other comprehensive income. The amount included in accumulated other comprehensive income would be reclassified to current earnings should the hedges no longer be considered effective. The Company expects the hedges to remain highly effective during the remaining terms of the swaps. Summary information about the interest rate swaps designated as cash flow hedges as of June 30, 2015 and December 31, 2014 is as follows: June 30, 2015 December 31, 2014 (Dollars in thousands) Notional Amounts $ 10,000 $ 10,000 Weighted average pay rates 5.35 % 5.35 % Weighted average receive rates 1.69 % 1.64 % Weigted average maturity 13.58 years 14.08 years Unrealized losses $ 1,717 $ 1,959 The swaps were forward starting and had effective dates of March 15, 2012 and June 15, 2012. Interest expense recorded on these swap transactions totaled $185 and $186 for the six months ended June 30, 2015 and 2014, respectively, and is reported as a component of interest expense in other borrowings. If the fair value falls below specified levels, the Company is required to pledge collateral against these derivative contract liabilities. As of June 30, 2015, the Company had pledged $2,235 with the counterparty. Under certain circumstances, including a downgrade of its credit rating below specified levels, the counterparty is required to pledge collateral against these derivative contract liabilities. As of June 30, 2015, no collateral had been pledged by the counterparty.

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2015
Comprehensive Income (Loss), Net Of Tax, Attributable To Parent [Abstract]
Other Comprehensive Income (Loss)	Note 7 – Other Comprehensive Income (Loss) Other comprehensive income (loss) for the Company consists of changes in net unrealized gains and losses on investment securities available-for-sale and interest rate swap derivatives. The following tables present a summary of the accumulated other comprehensive income balances, net of tax, as of June 30, 2015 and 2014. Unrealized Unrealized Gain (Loss) on Securities Accumulated Other Comprehensive Income (Loss) (Dollars in thousands) Balance, December 31, 2014 $ (1,197 ) $ 1,268 $ 71 Current Year change 148 (1,605 ) (1,457 ) Balance, June 30, 2015 $ (1,049 ) $ (337 ) $ (1,386 ) Unrealized Unrealized Gain (Loss) on Securities Accumulated Other Comprehensive Income (Loss) (Dollars in thousands) Balance, December 31, 2013 $ (469 ) $ (9,632 ) $ (10,101 ) Current Year change (393 ) 9,178 8,785 Balance, June 30, 2014 $ (862 ) $ (454 ) $ (1,316 ) The following tables present reclassifications out of accumulated other comprehensive income (loss). Three Months Ended June 30, 2015 2014 Details about Accumulated Components A mount reclassified from Amount reclassified from Affected line item in the Statement where Net Income is presented (Dollars in thousands) Unrealized gains and losses on available-for-sale securities $ (897 ) $ 26 Investment securities gains (losses), net 291 (8 ) Tax benefit (expense) $ (606 ) $ 18 Net of tax Six Months Ended June 30, 2015 2014 Details about Accumulated Amount reclassified from Amount reclassified from Affected line item in the Statement (Dollars in thousands) Unrealized gains and losses on available-for-sale securities $ (840 ) $ 277 Investment securities gains (losses), net 271 (86 ) Tax benefit (expense) $ (569 ) $ 191 Net of tax

Dividends

Dividends	6 Months Ended
	Jun. 30, 2015
Dividends [Abstract]
Dividends	Note 8 – Dividends On January 14, 2015, the Company declared a quarterly cash dividend of $0.15 per share on outstanding shares. The dividend was paid on February 13, 2015 to shareholders of record as of January 30, 2015. On April 22, 2015, the Company declared a quarterly cash dividend of $0.15 per share on outstanding shares. The dividend was paid on May 22, 2015 to shareholders of record as of May 8, 2015. On July 22, 2015, the Company declared a quarterly cash dividend of $0.15 per share on outstanding shares. The dividend is payable on August 21, 2015 to shareholders of record as of August 7, 2015.

Summary of Significant Accoun15

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Nature of Operations and Principles of Consolidation	(a) Nature of Operations and Principles of Consolidation The accompanying consolidated financial statements include the accounts of Southeastern Bank Financial Corporation and its wholly-owned subsidiary, Georgia Bank & Trust Company of Augusta, Georgia, together referred to as “the Company.” Significant intercompany transactions and accounts are eliminated in consolidation. Dollar amounts are rounded to thousands except share and per share data. The Company provides financial services through its offices in Richmond and Columbia Counties, Georgia, and Aiken County, South Carolina. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from operations of businesses. The Company has a significant concentration of loans with real estate developers. The ability of these customers to repay their loans is dependent on the real estate and general economic conditions in the area. The financial statements for the three and six months ended June 30, 2015 and 2014 are unaudited and have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted pursuant to such rules and regulations. These consolidated financial statements should be read in conjunction with the audited consolidated financial statements and footnotes included in the Company’s annual report on Form 10-K for the year ended December 31, 2014. In the opinion of management, all adjustments necessary to present fairly the financial position and the results of operations and cash flows for the interim periods have been made. All such adjustments are of a normal recurring nature. The results of operations for the three and six months ended June 30, 2015 are not necessarily indicative of the results of operations which the Company may achieve for the entire year. Some items in the prior period financial statements were reclassified to conform to the current presentation.
Loans and Allowance for Loan Losses	(b) Loans and Allowance for Loan Losses Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Non-Accrual Loan Procedures: Interest income on loans of all segments and classes are generally discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Consumer loans are typically charged off no later than 120 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. A loan is moved to non-accrual status in accordance with the Company’s policy, typically after 90 days of non-payment as measured from the loan’s contractual due date. All interest, accrued but not received, for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Subsequent payments of interest are recognized on the cash basis as income when full collection of principal is expected. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured and there is a period of at least 6 months of repayment performance (1 year for loans providing for quarterly or semi-annual payments) by the borrower in accordance with contractual terms. Concentration of Credit Risk: Most of the Company’s business activity is with customers located within the Augusta-Richmond County, GA-SC metropolitan statistical area, part of the Central Savannah River Area (“CSRA”). Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy in this area. The Company also has a significant concentration of loans with real estate developers. Allowance for Loan Losses: The allowance for loan losses (ALLL) is a valuation allowance for probable incurred credit losses. The allowance for loan losses is established through a provision for loan losses charged to expense. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. Impaired Loans and Troubled Debt Restructurings: A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due (both principal and interest) according to the contractual terms of the loan agreement. Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. All lending relationships over $500 are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The following portfolio segments have been identified: • Acquisition Development and Construction (“ADC”) – CSRA • ADC – Other • Commercial Real Estate – Non owner occupied • Commercial Real Estate – Owner occupied • 1-4 Family • Consumer • Other – Commercial, Financial and Agricultural The following is a discussion of the risk characteristics of these portfolio segments. Acquisition, Development & Construction (ADC) – CSRA (Primary Market) ADC – Other Commercial Real Estate – Non Owner Occupied Commercial Real Estate – Owner Occupied – 1-4 Family – Consumer – Commercial, Financial and Agricultural – The allowance is an amount that management believes will be adequate to absorb probable incurred losses on existing loans that become uncollectible, based on evaluations of the collectability of loans. The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, historical loss rates, overall portfolio quality, review of specific problem loans, and current economic conditions and trends that may affect a borrower’s ability to pay. The allowance is evaluated on a regular basis utilizing estimated loss factors for specific types of loans. Such loss factors are periodically reviewed and adjusted as necessary based on actual losses. While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may advise the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. The process of assessing the adequacy of the allowance is necessarily subjective. Further, and particularly in terms of economic downturns, it is reasonably possible that future credit losses may exceed historical loss levels and may also exceed management’s current estimates of probable incurred credit losses inherent within the loan portfolio. As such, there can be no assurance that future loan charge-offs will not exceed management’s current estimate of the allowance for loan losses. ALLL Methodology: The Company’s approach to ALLL reserve calculation uses two distinct perspectives, the guidelines of using Financial Accounting Standards ASC 450 (Accounting for Contingencies) and ASC 310 (Accounting by Creditors for Impairment of a Loan, for individual loans). The process is generally as follows and methodology applies to all classes of loans within the portfolio segments: • Loans are grouped in categories of similar risk characteristics (portfolio segments). • For each loan category, a four year average rolling historical net loss rate is calculated, with the loss rate more heavily weighted to the most recent two years loss history. The historical loss ratios are adjusted for internal and external qualitative factors within each loan category. The qualitative factor adjustment may be further increased for loan classifications of watch rated and substandard within each category. Factors include: ○ levels and trends in delinquencies and impaired/classified/graded loans; ○ changes in the quality of the loan review system; ○ trends in volume and terms of loans; ○ effects of changes in risk selection and underwriting standards, and other changes in lending policies, procedures and practices; ○ experience, ability, and depth of lending management and other relevant staff; ○ national and local economic trends and conditions; ○ changes in the value of underlying collateral; ○ other external factors-competition, legal and regulatory requirements; and ○ effects of changes in credit concentrations. • The resultant loss factor is applied to each respective loan pool to calculate the ALLL for each loan pool. • The total of each loan pool is then added to the ALLL determined for individual loans evaluated for impairment in accordance with ASC 310. There have been no changes to the methodology during 2015 and 2014. Loans Held for Sale: Mortgage loans held for sale are generally sold with servicing rights released. The Company originates mortgages to be held for sale only for loans that have been individually pre-approved by the investor. Mortgage loans originated and intended for sale in the secondary market are carried at fair value, as determined by outstanding commitments from investors. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. The Company bears minimal interest rate risk on these loans and only holds the loans temporarily until documentation can be completed to finalize the sale to the investor. Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into, in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in the fair values of these derivatives are included in net gains on sales of loans. Fair values of these derivatives were $50 and $6 as of June 30, 2015 and December 31, 2014, respectively.
Derivatives	(c) Derivatives At the inception of a derivative contract, the Company designates the derivative as one of three types based on the Company’s intentions and belief as to likely effectiveness as a hedge. These three types are (1) a hedge of the fair value of a recognized asset or liability or of an unrecognized firm commitment (“fair value hedge”), (2) a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability (“cash flow hedge”), or (3) an instrument with no hedging designation (“stand-alone derivative”). For a fair value hedge, the gain or loss on the derivative, as well as the offsetting loss or gain on the hedged item, are recognized in current earnings as fair values change. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. For both types of hedges, changes in the fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. The Company formally documents the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking fair value or cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Company discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged item, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended. When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income. When a fair value hedge is discontinued, the hedged asset or liability is no longer adjusted for changes in fair value and the existing basis adjustment is amortized or accreted over the remaining life of the asset or liability. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings.
Recent Accounting Pronouncements	(d) Recent Accounting Pronouncements In May 2014, the FASB issued an update (ASU No. 2014-09, Revenue from Contracts with Customers) creating FASB Topic 606, Revenue from Contracts with Customers. The guidance in this update affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards (for example, insurance contracts or lease contracts). The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance provides steps to follow to achieve the core principle. An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. Qualitative and quantitative information is required about contracts with customers, significant judgments and changes in judgments, and assets recognized from the costs to obtain or fulfill a contract. The amendments in this update are effective for interim and annual reporting periods beginning after December 15, 2017. We are currently evaluating the impact of adopting the new guidance on the consolidated financial statements.

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair value of the available-for-sale investment securities portfolio	June 30, 2015 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Available-for-sale (Dollars in thousands) Obligations of U.S. Government agencies $ 194,100 414 (1,983 ) 192,531 Obligations of states and political subdivisions 126,094 2,666 (1,159 ) 127,601 Mortgage backed securities U.S. GSE’s* MBS - residential 118,416 1,057 (1,052 ) 118,421 U.S. GSE’s CMO 136,331 708 (1,096 ) 135,943 Corporate bonds 102,672 836 (941 ) 102,567 $ 677,613 5,681 (6,231 ) 677,063 * Government sponsored entities December 31, 2014 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Available-for-sale (Dollars in thousands) Obligations of U.S. Government agencies $ 181,104 307 (2,667 ) 178,744 Obligations of states and political subdivisions 98,538 3,400 (183 ) 101,755 Mortgage backed securities U.S. GSE’s MBS - residential 128,891 1,672 (527 ) 130,036 U.S. GSE’s CMO 123,921 983 (443 ) 124,461 Corporate bonds 109,936 990 (1,457 ) 109,469 $ 642,390 7,352 (5,277 ) 644,465
Schedule of proceeds from sales of securities available-for-sale and the associated gains (losses), excluding gains (losses) on called securities	Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 (Dollars in thousands) (Dollars in thousands) Proceeds $ 53,848 $ 34,609 $ 77,148 $ 77,968 Gross Gains 111 438 219 910 Gross Losses (1,008 ) (412 ) (1,059 ) (633 )
Schedule of amortized cost and fair value of the investment securities portfolio excluding equity securities by expected maturity	June 30, 2015 Amortized Estimated cost fair value (Dollars in thousands) Available-for-sale: One year or less $ 4,759 4,804 After one year through five years 98,801 99,797 After five years through ten years 186,480 185,105 After ten years 387,573 387,357 $ 677,613 677,063
Schedule of investment securities with unrealized losses	June 30, 2015 Less than 12 months 12 months or longer Total Estimated Unrealized Estimated Unrealized Estimated Unrealized fair value loss fair value loss fair value loss Temporarily impaired (Dollars in thousands) Obligations of U.S. Government agencies $ 47,395 300 78,689 1,683 126,084 1,983 Obligations of states and political subdivisions 49,949 1,042 3,426 117 53,375 1,159 Mortgage backed securities U.S. GSE’s MBS - residential 42,756 730 11,907 322 54,663 1,052 U.S. GSE’s CMO 72,520 894 7,203 202 79,723 1,096 Corporate bonds 47,816 529 15,245 412 63,061 941 $ 260,436 3,495 116,470 2,736 376,906 6,231 December 31, 2014 Less than 12 months 12 months or longer Total Estimated Unrealized Estimated Unrealized Estimated Unrealized fair value loss fair value loss fair value loss Temporarily impaired (Dollars in thousands) Obligations of U.S. Government agencies $ 19,108 98 112,541 2,569 131,649 2,667 Obligations of states and political subdivisions 11,285 49 6,048 134 17,333 183 Mortgage backed securities U.S. GSE’s MBS - residential 9,041 44 35,529 483 44,570 527 U.S. GSE’s CMO 36,594 216 18,205 227 54,799 443 Corporate bonds 29,769 204 29,421 1,253 59,190 1,457 $ 105,797 611 201,744 4,666 307,541 5,277

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Schedule of summary of loans	June 30, 2015 December 31, 2014 (Dollars in thousands) Commercial, financial, and agricultural $ 193,735 208,905 Real estate: Commercial 375,225 371,488 Residential 207,067 204,097 Acquisition, development and construction 149,517 164,303 Consumer installment 16,863 17,248 $ 942,407 966,041 Less allowance for loan losses 23,372 25,506 Less deferred loan origination fees (costs) (130 ) (315 ) $ 919,165 940,850
Schedule of activity in the allowance for loan losses by portfolio segment	Three Months Ended June 30, 2015 Commercial, Financial, and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 5,295 5,373 3,838 6,355 1,631 2,197 702 25,391 Charge-offs (517 ) (74 ) — (245 ) (250 ) (20 ) (132 ) (1,238 ) Recoveries 187 1 — 1 — 1,666 54 1,909 Provision (538 ) 141 3 225 424 (2,922 ) (23 ) (2,690 ) Ending balance $ 4,427 5,441 3,841 6,336 1,805 921 601 23,372 Three Months Ended June 30, 2014 Commercial, Financial, and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 5,570 6,036 3,073 5,503 2,757 2,789 572 26,300 Charge-offs (240 ) (18 ) — (84 ) (55 ) — (129 ) (526 ) Recoveries 15 4 — 19 — — 60 98 Provision 229 111 404 210 (191 ) 163 85 1,011 Ending balance $ 5,574 6,133 3,477 5,648 2,511 2,952 588 26,883 Six Months Ended June 30, 2015 Commercial, Financial, and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 5,407 4,805 3,817 6,591 1,943 2,320 623 25,506 Charge-offs (1,134 ) (74 ) — (286 ) (255 ) (20 ) (261 ) (2,030 ) Recoveries 217 2 — 12 — 1,695 113 2,039 Provision (63 ) 708 24 19 117 (3,074 ) 126 (2,143 ) Ending balance $ 4,427 5,441 3,841 6,336 1,805 921 601 23,372 Six Months Ended June 30, 2014 Commercial, Financial, and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 5,774 5,706 3,275 5,590 3,107 2,379 578 26,409 Charge-offs (375 ) (18 ) (718 ) (224 ) (151 ) (69 ) (286 ) (1,841 ) Recoveries 36 8 24 26 — — 153 247 Provision 139 437 896 256 (445 ) 642 143 2,068 Ending balance $ 5,574 6,133 3,477 5,648 2,511 2,952 588 26,883
Schedule of allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method	June 30, 2015 Commercial, Financial, and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Ending balance attributable to loans: Individually evaluated for impairment $ — — — — — — — — Collectively evaluated for impairment 4,427 5,441 3,841 6,336 1,805 921 601 23,372 $ 4,427 5,441 3,841 6,336 1,805 921 601 23,372 Loans: Individually evaluated for impairment 1,072 276 7,520 2,295 2,541 64 1 13,769 Collectively evaluated for impairment 192,663 218,208 149,221 204,772 108,060 38,852 16,862 928,638 $ 193,735 218,484 156,741 207,067 110,601 38,916 16,863 942,407 December 31, 2014 Commercial, Financial, and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Ending balance attributable to loans: Individually evaluated for impairment $ 207 — — — — — — 207 Collectively evaluated for impairment 5,200 4,805 3,817 6,591 1,943 2,320 623 25,299 $ 5,407 4,805 3,817 6,591 1,943 2,320 623 25,506 Loans: Individually evaluated for impairment 2,995 1,289 7,687 2,285 2,849 3,082 2 20,189 Collectively evaluated for impairment 205,910 218,619 143,893 201,812 107,235 51,137 17,246 945,852 $ 208,905 219,908 151,580 204,097 110,084 54,219 17,248 966,041
Schedule of loans individually evaluated for impairment by class of loans	June 30, 2015 Unpaid Allowance for Average Principal Recorded Loan Losses Recorded Balance Investment (2) Allocated Investment (Dollars in thousands) With no related allowance recorded: (1) Commercial, financial, and agricultural: Commerical $ 1,987 882 — 1,660 Financial — — — — Agricultural 252 190 — 196 Equity lines — — — — Other — — — — Commercial real estate: Owner occupied 276 276 — 278 Non Owner occupied 7,754 7,520 — 7,602 Residential real estate: Secured by first liens 2,879 2,195 — 2,384 Secured by junior liens 150 100 — 102 Acquisition, development and construction: Residential — — — — Other 3,580 2,605 — 2,865 Consumer 1 1 — 2 16,879 13,769 — 15,089 With an allowance recorded: — — — — $ 16,879 13,769 — 15,089 (1) No specific allowance for credit losses is allocated to these loans since they are sufficiently collateralized or had charge-offs (2) Excludes accrued interest receivable and loan origination fees, net due to immateriality December 31, 2014 Unpaid Allowance for Average Principal Recorded Loan Losses Recorded Balance Investment (2) Allocated Investment (Dollars in thousands) With no related allowance recorded: (1) Commercial, financial, and agricultural: Commerical $ 2,000 611 — 1,805 Financial — — — — Agricultural 263 206 — 231 Equity lines — — — — Other — — — — Commercial real estate: Owner occupied 1,385 1,289 — 1,377 Non Owner occupied 7,907 7,687 — 7,792 Residential real estate: Secured by first liens 2,711 2,181 — 2,229 Secured by junior liens 150 104 — 110 Acquisition, development and construction: Residential — — — — Other 8,518 5,931 — 7,326 Consumer 2 2 — 3 22,936 18,011 — 20,873 With an allowance recorded: Commercial, financial, and agricultural: Commerical 2,245 2,178 207 2,203 2,245 2,178 207 2,203 $ 25,181 20,189 207 23,076 (1) No specific allowance for credit losses is allocated to these loans since they are sufficiently collateralized or had charge-offs (2) Excludes accrued interest receivable and loan origination fees, net due to immateriality
Schedule of interest income on impaired loans	Three Months Ended June 30, 2015 Six Months Ended June 30, 2015 Interest Cash Basis Interest Cash Basis Income Interest Income Income Interest Income Recognized Recognized Recognized Recognized (Dollars in thousands) (Dollars in thousands) Commercial, financial, and agricultural: Commerical $ — — — — Financial — — — — Agricultural — — — — Equity lines — — — — Other — — — — Commercial real estate: Owner occupied 3 3 6 6 Non Owner occupied 73 73 178 178 Residential real estate: Secured by first liens 9 9 30 30 Secured by junior liens 1 1 3 3 Acquisition, development and construction: Residential — — — — Other 7 7 13 13 Consumer — — — — $ 93 93 230 230 Three Months Ended June 30, 2014 Six Months Ended June 30, 2014 Interest Cash Basis Interest Cash Basis Income Interest Income Income Interest Income Recognized Recognized Recognized Recognized (Dollars in thousands) (Dollars in thousands) Commercial, financial, and agricultural: Commerical $ — — — — Financial — — — — Agricultural — — — — Equity lines — — — — Other — — — — Commercial real estate: Owner occupied 3 3 7 7 Non Owner occupied 80 80 163 163 Residential real estate: Secured by first liens 6 6 12 12 Secured by junior liens 1 1 3 3 Acquisition, development and construction: Residential — — — — Other 11 11 21 21 Consumer — — — — $ 101 101 206 206
Schedule of aging of the recorded investment in past due loans	June 30, 2015 30 - 89 Days 90 Days or Nonaccrual Total Loans Not Past Due More Past Due Loans Past Due Past Due Total (Dollars in thousands) Commercial, financial, and agricultural: Commerical $ 28 — 903 931 104,016 104,947 Financial — — — — 7,273 7,273 Agricultural 264 — 190 454 11,381 11,835 Equity lines 35 — 95 130 36,331 36,461 Other — — 69 69 33,150 33,219 Commercial real estate: Owner occupied 5,167 — 300 5,467 213,017 218,484 Non Owner occupied — — 844 844 155,897 156,741 Residential real estate: Secured by first liens 351 — 3,015 3,366 197,679 201,045 Secured by junior liens — — 336 336 5,686 6,022 Acquisition, development and construction: Residential — — — — 43,884 43,884 Other 866 — 2,337 3,203 102,430 105,633 Consumer 46 — 69 115 16,748 16,863 $ 6,757 — 8,158 14,915 927,492 942,407 December 31, 2014 30 - 89 Days 90 Days or Nonaccrual Total Loans Not Past Due More Past Due Loans Past Due Past Due Total (Dollars in thousands) Commercial, financial, and agricultural: Commerical $ — — 2,865 2,865 119,815 122,680 Financial — — — — 9,355 9,355 Agricultural 276 — 206 482 9,315 9,797 Equity lines 33 — 318 351 33,298 33,649 Other — — 69 69 33,355 33,424 Commercial real estate: Owner occupied 1,638 — 620 2,258 217,650 219,908 Non Owner occupied — — 877 877 150,703 151,580 Residential real estate: Secured by first liens 2,919 — 3,451 6,370 190,970 197,340 Secured by junior liens 347 — 188 535 6,222 6,757 Acquisition, development and construction: Residential — — — — 45,264 45,264 Other 258 — 5,874 6,132 112,907 119,039 Consumer 44 — 136 180 17,068 17,248 $ 5,515 — 14,604 20,119 945,922 966,041
Schedule of details of TDRs	June 30, 2015 Number of Recorded Loans Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial, and agricultural: Commerical - $ - Financial - - Agricultural - - Equity lines - - Other - - Commercial real estate: Owner occupied 1 276 Non Owner occupied 4 5,752 Residential real estate: Secured by first liens 9 1,095 Secured by junior liens 1 100 Acquisition, development and construction: Residential - - Other 3 1,913 Consumer - - 18 $ 9,136 December 31, 2014 Number of Recorded Loans Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial, and agricultural: Commerical - $ - Financial - - Agricultural - - Equity lines - - Other - - Commercial real estate: Owner occupied 2 354 Non Owner occupied 4 5,878 Residential real estate: Secured by first liens 9 1,112 Secured by junior liens 1 104 Acquisition, development and construction: Residential - - Other 3 2,221 Consumer - - 19 $ 9,669
Schedule of loans by class modified as TDRs	Three Months Ended June 30, 2015 Three Months Ended June 30, 2014 Pre-Modification Post-Modification Pre-Modification Post-Modification Number of Outstanding Outstanding Number of Outstanding Outstanding Loans Recorded Investment Recorded Investment Loans Recorded Investment Recorded Investment (Dollars in thousands) (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial, and agricultural: Commerical - $ - $ - - $ - $ - Financial - - - - - - Agricultural - - - - - - Equity lines - - - - - - Other - - - - - - Commercial real estate: Owner occupied - - - - - - Non Owner occupied - - - - - - Residential real estate: Secured by first liens - - - - - - Secured by junior liens - - - - - - Acquisition, development and construction: Residential - - - - - - Other - - - - - - Consumer - - - - - - - $ - $ - - $ - $ - Six Months Ended June 30, 2015 Six Months Ended June 30, 2014 Pre-Modification Post-Modification Pre-Modification Post-Modification Number of Outstanding Outstanding Number of Outstanding Outstanding Loans Recorded Investment Recorded Investment Loans Recorded Investment Recorded Investment (Dollars in thousands) (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial, and agricultural: Commerical - $ - $ - - $ - $ - Financial - - - - - - Agricultural - - - - - - Equity lines - - - - - - Other - - - - - - Commercial real estate: Owner occupied - - - - - - Non Owner occupied - - - - - - Residential real estate: Secured by first liens - - - 1 287 220 Secured by junior liens - - - - - - Acquisition, development and construction: Residential - - - - - - Other - - - - - - Consumer - - - - - - - $ - $ - 1 $ 287 $ 220
Schedule of the risk category of loans by class of loans	June 30, 2015 Pass Watch Substandard Doubtful (Dollars in thousands) Commercial, financial, and agricultural: Commerical $ 99,961 2,195 2,791 — Financial 7,273 — — — Agricultural 8,638 2,564 633 — Equity lines 35,376 719 366 — Other 32,814 336 69 — Commercial real estate: Owner occupied 196,336 15,262 6,886 — Non Owner occupied 143,630 4,909 8,202 — Residential real estate: Secured by first liens 188,462 7,796 4,787 — Secured by junior liens 5,197 194 631 — Acquisition, development and construction: Residential 43,781 103 — — Other 96,258 6,233 3,142 — Consumer 16,353 396 114 — $ 874,079 40,707 27,621 — December 31, 2014 Pass Watch Substandard Doubtful (Dollars in thousands) Commercial, financial, and agricultural: Commerical $ 109,908 7,782 4,990 — Financial 9,355 — — — Agricultural 6,636 1,960 1,201 — Equity lines 32,773 287 589 — Other 33,012 343 69 — Commercial real estate: Owner occupied 201,840 14,593 3,475 — Non Owner occupied 137,973 5,066 8,541 — Residential real estate: Secured by first liens 183,898 8,115 5,327 — Secured by junior liens 6,125 149 483 — Acquisition, development and construction: Residential 45,264 — — — Other 101,047 11,597 6,395 — Consumer 16,919 154 175 — $ 884,750 50,046 31,245 —

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Schedule of balances of assets and liabilities measured at fair value on a recurring basis by level within the hierarchy	June 30, Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Available-for-sale securities Obligations of U.S. Government agencies $ 192,531 - 192,531 - Obligations of states and political subdivisions 127,601 - 127,601 - Mortgage-backed securities U.S. GSE’s MBS - residential 118,421 - 118,421 - U.S. GSE’s CMO 135,943 - 135,943 - Corporate bonds 102,567 - 102,567 - Total available-for-sale securities $ 677,063 - 677,063 - Loans held for sale 26,469 - 26,469 - Mortgage banking derivatives 50 - 50 - $ 703,582 - 703,582 - Liabilities: Interest rate swap derivatives 1,717 - 1,717 - $ 1,717 - 1,717 - Quoted Prices in Significant Active Markets for Significant Other Unobservable December 31, Identical Assets Observable Inputs Inputs 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Available-for-sale securities Obligations of U.S. Government agencies $ 178,744 - 178,744 - Obligations of states and political subdivisions 101,755 - 101,755 - Mortgage-backed securities U.S. GSE’s MBS - residential 130,036 - 130,036 - U.S. GSE’s CMO 124,461 - 124,461 - Corporate bonds 109,469 - 109,357 112 Total available-for-sale securities $ 644,465 - 644,353 112 Loans held for sale 18,365 - 18,365 - Mortgage banking derivatives 6 - 6 - $ 662,836 - 662,724 112 Liabilities: Interest rate swap derivatives 1,959 - 1,959 - $ 1,959 - 1,959 -
Schedule of reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3)	Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Total Corporate bonds (Dollars in thousands) Beginning balance, January 1, 2015 $ 112 $ 112 Total gains or losses (realized/unrealized) Included in earnings Gain (loss) on sales - - Other-than-temporary impairment - - Included in other comprehensive income 26 26 Purchases, sales, issuances and settlements Purchases - - Sales, Calls - - Issuances - - Settlements - - Principal repayments - - Transfers into Level 3 - - Transfers out of Level 3 (138 ) (138 ) Ending balance, June 30, 2015 $ - $ - Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Total Corporate bonds (Dollars in thousands) Beginning balance, January 1, 2014 $ 110 $ 110 Total gains or losses (realized/unrealized) Included in earnings Gain (loss) on sales - - Other-than-temporary impairment - - Included in other comprehensive income 1 1 Purchases, sales, issuances and settlements Purchases - - Sales, Calls - - Issuances - - Settlements - - Principal repayments - - Transfers into Level 3 - - Transfers out of Level 3 - - Ending balance, June 30, 2014 $ 111 $ 111
Schedule of quantitative information about level 3 fair value measurements	December 31, Valuation Unobservable Range 2014 Technique Inputs (Weighted Avg) (Dollars in thousands) Available-for-sale securities Corporate bonds 112 discounted cash flow yield 10.00%
Schedule of assets and liabilities measured on a non-recurring basis	Quoted Prices in Significant Active Markets for Significant Other Unobservable June 30, Identical Assets Observable Inputs Inputs 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Impaired loans (1) Commercial, financial, and agricultural $ 882 - - 882 Real estate: Commercial 1,119 - - 1,119 Residential 1,436 - - 1,436 Acquisition, development and construction 2,033 - - 2,033 Consumer installment 1 - - 1 $ 5,471 - - 5,471 Other real estate owned Real estate: Commercial $ 144 - - 144 Acquisition, development and construction 360 - - 360 $ 504 - - 504 $ 5,975 - - 5,975 (1) Includes loans directly charged down to fair value. Quoted Prices in Significant Active Markets for Significant Other Unobservable December 31, Identical Assets Observable Inputs Inputs 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Impaired loans Commercial, financial, and agricultural $ 2,582 - - 2,582 Real estate: Commercial 2,166 - - 2,166 Residential 1,421 - - 1,421 Acquisition, development and construction 5,352 - - 5,352 Consumer installment 2 - - 2 $ 11,523 - - 11,523 Other real estate owned Real estate: Commercial $ 144 - - 144 Acquisition, development and construction 435 - - 435 $ 579 - - 579 $ 12,102 - - 12,102
Schedule of quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis	June 30, Valuation Unobservable Range 2015 Techniques Inputs (Weighted Avg) (Dollars in thousands) Impaired loans Commercial, financial and agricultural 882 sales comparison adjustment for 0.00% - 30.00% (15.00%) differences between the comparable sales income approach capitalization rate 10.82% liquidation value Real estate: Commercial 1,119 sales comparison adjustment for 0.00% - 70.99% (20.73%) differences between the comparable sales income approach capitalization rate 8.25% - 9.29% (8.84%) Residential 1,436 sales comparison adjustment for 0.00% - 37.00% (8.71%) differences between the comparable sales liquidation value Acquisition, development and construction 2,033 sales comparison adjustment for 0.00% - 161.40% (33.97%) differences between the comparable sales Consumer installment 1 liquidation value Other real estate owned Real estate: Commercial 144 sales comparison adjustment for 0.00% - 25.00% (12.50%) differences between the comparable sales Acquisition, development and construction 360 sales comparison adjustment for 10.00% - 42.00% (26.00%) differences between the comparable sales Dec. 31, Valuation Unobservable Range 2014 Techniques Inputs (Weighted Avg) (Dollars in thousands) Impaired loans Commercial, financial and agricultural 2,582 sales comparison adjustment for 7.00% - 50.00% (28.50%) differences between the comparable sales income approach capitalization rate 9.39% liquidation value Real estate: Commercial 2,166 sales comparison adjustment for 0.00% - 70.99% (19.92%) differences between the comparable sales income approach capitalization rate 8.25% - 10.00% (8.97%) liquidation value Residential 1,421 sales comparison adjustment for 1.30% - 24.46% (7.24%) differences between the comparable sales Acquisition, development and construction 5,352 sales comparison adjustment for 0.00% - 161.40% (28.55%) differences between the comparable sales income approach discount rate 9.50% - 10.00% (9.69%) Consumer installment 2 liquidation value Other real estate owned Real estate: Commercial 144 sales comparison adjustment for 0.00% - 25.00% (12.50%) differences between the comparable sales Acquisition, development and construction 435 sales comparison adjustment for 5.00% - 60.00% (27.12%) differences between the comparable sales
Schedule of carrying amounts and estimated fair values of the financial instruments	June 30, 2015 Carrying Fair Value Measurements amount Total Level 1 Level 2 Level 3 (Dollars in thousands) Financial assets: Cash and cash equivalents $ 78,143 78,143 78,143 - - Loans, net 913,694 914,721 - - 914,721 Restricted equity securities 3,936 N/A Accrued interest receivable 5,982 5,982 - 3,474 2,508 Financial liabilities: Deposits with stated maturities 361,777 364,391 - 364,391 - Deposits without stated maturities 1,172,558 1,172,558 1,172,558 - - Securities sold under repurchase agreements 649 649 649 - - Advances from FHLB 56,000 58,351 - 58,351 - Subordinated debentures 20,000 14,974 - - 14,974 December 31, 2014 Carrying Fair Value Measurements amount Total Level 1 Level 2 Level 3 (Dollars in thousands) Financial assets: Cash and cash equivalents $ 35,995 35,995 35,995 - - Loans, net 929,327 925,997 - - 925,997 Restricted equity securities 4,398 N/A Accrued interest receivable 5,898 5,898 - 3,140 2,758 Financial liabilities: Deposits with stated maturities 375,808 376,607 - 376,607 - Deposits without stated maturities 1,088,056 1,088,056 1,088,056 - - Securities sold under repurchase agreements 10,678 10,678 10,678 - - Advances from FHLB 64,000 67,551 - 67,551 - Subordinated debentures 20,000 14,886 - - 14,886

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of summary of changes in the Company's nonvested shares	Weighted Avg Number of Grant-Date Shares Fair Value Nonvested at January 1, 2015 63,000 $ 21.60 Granted - - Vested (21,000 ) 21.60 Forfeited - - Nonvested at June 30, 2015 42,000 $ 21.60

Interest Rate Swap Derivatives

Interest Rate Swap Derivatives (Tables)	6 Months Ended
	Jun. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of information about the interest rate swaps designated as cash flow hedges	June 30, 2015 December 31, 2014 (Dollars in thousands) Notional Amounts $ 10,000 $ 10,000 Weighted average pay rates 5.35 % 5.35 % Weighted average receive rates 1.69 % 1.64 % Weigted average maturity 13.58 years 14.08 years Unrealized losses $ 1,717 $ 1,959

Other Comprehensive Income (L21

Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2015
Comprehensive Income (Loss), Net Of Tax, Attributable To Parent [Abstract]
Schedule of accumulated other comprehensive income balances, net of taxes	Unrealized Unrealized Gain (Loss) on Securities Accumulated Other Comprehensive Income (Loss) (Dollars in thousands) Balance, December 31, 2014 $ (1,197 ) $ 1,268 $ 71 Current Year change 148 (1,605 ) (1,457 ) Balance, June 30, 2015 $ (1,049 ) $ (337 ) $ (1,386 ) Unrealized Unrealized Gain (Loss) on Securities Accumulated Other Comprehensive Income (Loss) (Dollars in thousands) Balance, December 31, 2013 $ (469 ) $ (9,632 ) $ (10,101 ) Current Year change (393 ) 9,178 8,785 Balance, June 30, 2014 $ (862 ) $ (454 ) $ (1,316 )
Schedule of reclassifications out of accumulated other comprehensive income (loss)	Three Months Ended June 30, 2015 2014 Details about Accumulated Components A mount reclassified from Amount reclassified from Affected line item in the Statement where Net Income is presented (Dollars in thousands) Unrealized gains and losses on available-for-sale securities $ (897 ) $ 26 Investment securities gains (losses), net 291 (8 ) Tax benefit (expense) $ (606 ) $ 18 Net of tax Six Months Ended June 30, 2015 2014 Details about Accumulated Amount reclassified from Amount reclassified from Affected line item in the Statement (Dollars in thousands) Unrealized gains and losses on available-for-sale securities $ (840 ) $ 277 Investment securities gains (losses), net 271 (86 ) Tax benefit (expense) $ (569 ) $ 191 Net of tax

Summary of Significant Accoun22

Summary of Significant Accounting Policies (Detail Textuals) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Accounting Policies [Abstract]
Delinquent period on discontinuation of interest income on loans	90 days
Charging off period on consumer loans	120 days
Nonaccrual loans and loans period still accrual	90 days
Loans repayment performance period	6 months
Repayment performance period for quarterly and semi annual payments loans	1 year
Lending limit for impairment	$ 500
Fair values of derivatives	$ 50	$ 6

Investment Securities - Amortiz

Investment Securities - Amortized cost and fair value of available-for-sale and held-to-maturity investment securities portfolio (Details) - USD ($) $ in Thousands	Jun. 30, 2015		Dec. 31, 2014
Available-for-sale securities:
Amortized cost	$ 677,613		$ 642,390
Gross unrealized gains	5,681		7,352
Gross unrealized losses	(6,231)		(5,277)
Estimated fair value	677,063		644,465
Obligations of U.S. Government agencies
Available-for-sale securities:
Amortized cost	194,100		181,104
Gross unrealized gains	414		307
Gross unrealized losses	(1,983)		(2,667)
Estimated fair value	192,531		178,744
Obligations of states and political subdivisions
Available-for-sale securities:
Amortized cost	126,094		98,538
Gross unrealized gains	2,666		3,400
Gross unrealized losses	(1,159)		(183)
Estimated fair value	127,601		101,755
U.S. GSE's MBS-residential
Available-for-sale securities:
Amortized cost	118,416	[1]	128,891
Gross unrealized gains	1,057	[1]	1,672
Gross unrealized losses	(1,052)	[1]	(527)
Estimated fair value	118,421	[1]	130,036
U.S. GSE's CMO
Available-for-sale securities:
Amortized cost	136,331		123,921
Gross unrealized gains	708		983
Gross unrealized losses	(1,096)		(443)
Estimated fair value	135,943		124,461
Corporate bonds
Available-for-sale securities:
Amortized cost	102,672		109,936
Gross unrealized gains	836		990
Gross unrealized losses	(941)		(1,457)
Estimated fair value	$ 102,567		$ 109,469
[1]	Government sponsored entities

Investment Securities - Proceed

Investment Securities - Proceeds from sales of securities available-for-sale and associated gains (losses), excluding gains (losses) on called securities (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Available-for-sale Securities, Gross Realized Gain (Loss), Disclosures [Abstract]
Proceeds	$ 53,848	$ 34,609	$ 77,148	$ 77,968
Gross Gains	111	438	219	910
Gross Losses	$ (1,008)	$ (412)	$ (1,059)	$ (633)

Investment Securities - Amort25

Investment Securities - Amortized cost and fair value of investment securities portfolio excluding equity securities (Details 2) $ in Thousands	Jun. 30, 2015USD ($)
Amortized cost available-for-sale:
One year or less	$ 4,759
After one year through five years	98,801
After five years through ten years	186,480
After ten years	387,573
Amortized cost	677,613
Estimated fair value available-for-sale:
One year or less	4,804
After one year through five years	99,797
After five years through ten years	185,105
After ten years	387,357
Estimated fair value	$ 677,063

Investment Securities - Investm

Investment Securities - Investment securities with unrealized losses (Details 3) - Temporarily impaired - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated fair value	$ 260,436	$ 105,797
Less than 12 months, Unrealized loss	3,495	611
12 months or longer, Estimated fair value	116,470	201,744
12 months or longer, Unrealized loss	2,736	4,666
Total, Estimated fair value	376,906	307,541
Total Unrealized loss	6,231	5,277
Obligations of U.S. Government agencies
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated fair value	47,395	19,108
Less than 12 months, Unrealized loss	300	98
12 months or longer, Estimated fair value	78,689	112,541
12 months or longer, Unrealized loss	1,683	2,569
Total, Estimated fair value	126,084	131,649
Total Unrealized loss	1,983	2,667
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated fair value	49,949	11,285
Less than 12 months, Unrealized loss	1,042	49
12 months or longer, Estimated fair value	3,426	6,048
12 months or longer, Unrealized loss	117	134
Total, Estimated fair value	53,375	17,333
Total Unrealized loss	1,159	183
U.S. GSE's MBS-residential
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated fair value	42,756	9,041
Less than 12 months, Unrealized loss	730	44
12 months or longer, Estimated fair value	11,907	35,529
12 months or longer, Unrealized loss	322	483
Total, Estimated fair value	54,663	44,570
Total Unrealized loss	1,052	527
U.S. GSE's CMO
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated fair value	72,520	36,594
Less than 12 months, Unrealized loss	894	216
12 months or longer, Estimated fair value	7,203	18,205
12 months or longer, Unrealized loss	202	227
Total, Estimated fair value	79,723	54,799
Total Unrealized loss	1,096	443
Corporate bonds
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated fair value	47,816	29,769
Less than 12 months, Unrealized loss	529	204
12 months or longer, Estimated fair value	15,245	29,421
12 months or longer, Unrealized loss	412	1,253
Total, Estimated fair value	63,061	59,190
Total Unrealized loss	$ 941	$ 1,457

Investment Securities (Detail T

Investment Securities (Detail Textuals)	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Percentage Of Stockholder Equity Within Investment Portfolio	10% or more	10% or more

Investment Securities (Detail28

Investment Securities (Detail Textuals 1) - Other Than Temporarily Impaired - Security	Jun. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Number of available for sale securities held in portfolio	430	378
Number of securities in unrealized loss position	218	145
Percentage of securities with unrealized losses (in percent)	49.57%	45.99%

Investment Securities (Detail29

Investment Securities (Detail Textuals 2) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015USD ($)Security	Dec. 31, 2014USD ($)Security
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities	$ 677,063	$ 644,465
Corporate Securities
Schedule of Available-for-sale Securities [Line Items]
Number of available for sale securities held in portfolio | Security	47	45
Available-for-sale securities	$ 102,567	$ 109,469
Number of securities in unrealized loss position | Security	31	25
Gross unrealized losses	$ 941	$ 1,457
Number of securities with unrealized loss issued by entities rated lower medium investment grade or higher | Security	30	24
Unrealized loss on securities issued by entities rated lower medium investment grade or higher	$ 821	$ 1,319
Corporate Securities | Level 3
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, fair value		$ 112
Discount rate used in valuation model		10.00%
Trust preferred securities
Schedule of Available-for-sale Securities [Line Items]
Number of available for sale securities held in portfolio | Security	1	1
Available-for-sale securities	$ 250	$ 250
Gross unrealized losses	120	138
Available for sale securities, fair value	$ 130	$ 112

Loans - Summary of loans (Detai

Loans - Summary of loans (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Real estate:
Less allowance for loan losses	$ 23,372		$ 25,506
Loans, net	919,165		940,850
Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Commercial, financial, and agricultural	193,735		208,905
Real estate:
Commercial	375,225		371,488
Residential	207,067		204,097
Acquisition, development and construction	149,517		164,303
Consumer installment	16,863		17,248
Loans	942,407		966,041
Less allowance for loan losses	23,372	$ 25,391	25,506	$ 26,883	$ 26,300	$ 26,409
Less deferred loan origination fees (costs)	(130)		(315)
Loans, net	$ 919,165		$ 940,850

Loans - Activity in allowance f

Loans - Activity in allowance for loan losses by portfolio segment (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Allowance for loan losses:
Beginning balance			$ 25,506
Ending balance	$ 23,372		23,372
Loans
Allowance for loan losses:
Beginning balance	25,391	$ 26,300	25,506	$ 26,409
Charge-offs	(1,238)	(526)	(2,030)	(1,841)
Recoveries	1,909	98	2,039	247
Provision	(2,690)	1,011	(2,143)	2,068
Ending balance	23,372	26,883	23,372	26,883
Loans | Commercial, Financial, and Agricultural
Allowance for loan losses:
Beginning balance	5,295	5,570	5,407	5,774
Charge-offs	(517)	(240)	(1,134)	(375)
Recoveries	187	15	217	36
Provision	(538)	229	(63)	139
Ending balance	4,427	5,574	4,427	5,574
Loans | CRE - Owner Occupied
Allowance for loan losses:
Beginning balance	5,373	6,036	4,805	5,706
Charge-offs	(74)	(18)	(74)	(18)
Recoveries	1	4	2	8
Provision	141	111	708	437
Ending balance	5,441	6,133	5,441	6,133
Loans | CRE - Non Owner Occupied
Allowance for loan losses:
Beginning balance	$ 3,838	$ 3,073	$ 3,817	3,275
Charge-offs				(718)
Recoveries				24
Provision	$ 3	$ 404	$ 24	896
Ending balance	3,841	3,477	3,841	3,477
Loans | Residential Real Estate
Allowance for loan losses:
Beginning balance	6,355	5,503	6,591	5,590
Charge-offs	(245)	(84)	(286)	(224)
Recoveries	1	19	12	26
Provision	225	210	19	256
Ending balance	6,336	5,648	6,336	5,648
Loans | ADC CSRA
Allowance for loan losses:
Beginning balance	1,631	2,757	1,943	3,107
Charge-offs	$ (250)	$ (55)	$ (255)	$ (151)
Recoveries
Provision	$ 424	$ (191)	$ 117	$ (445)
Ending balance	1,805	2,511	1,805	2,511
Loans | ADC Other
Allowance for loan losses:
Beginning balance	2,197	$ 2,789	2,320	2,379
Charge-offs	(20)		(20)	$ (69)
Recoveries	1,666		1,695
Provision	(2,922)	$ 163	(3,074)	$ 642
Ending balance	921	2,952	921	2,952
Loans | Consumer
Allowance for loan losses:
Beginning balance	702	572	623	578
Charge-offs	(132)	(129)	(261)	(286)
Recoveries	54	60	113	153
Provision	(23)	85	126	143
Ending balance	$ 601	$ 588	$ 601	$ 588

Loans - Allowance for loan loss

Loans - Allowance for loan losses and recorded investment in loans by portfolio segment and based on impairment method (Details 2) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Allowance for loan losses:
Allowance for loan losses	$ 23,372		$ 25,506
Loans
Allowance for loan losses:
Individually evaluated for impairment			207
Collectively evaluated for impairment	$ 23,372		25,299
Allowance for loan losses	23,372	$ 25,391	25,506	$ 26,883	$ 26,300	$ 26,409
Loans:
Individually evaluated for impairment	13,769		20,189
Collectively evaluated for impairment	928,638		945,852
Loans	$ 942,407		966,041
Loans | Commercial, Financial, and Agricultural
Allowance for loan losses:
Individually evaluated for impairment			207
Collectively evaluated for impairment	$ 4,427		5,200
Allowance for loan losses	4,427	5,295	5,407	5,574	5,570	5,774
Loans:
Individually evaluated for impairment	1,072		2,995
Collectively evaluated for impairment	192,663		205,910
Loans	$ 193,735		$ 208,905
Loans | CRE - Owner Occupied
Allowance for loan losses:
Individually evaluated for impairment
Collectively evaluated for impairment	$ 5,441		$ 4,805
Allowance for loan losses	5,441	5,373	4,805	6,133	6,036	5,706
Loans:
Individually evaluated for impairment	276		1,289
Collectively evaluated for impairment	218,208		218,619
Loans	$ 218,484		$ 219,908
Loans | CRE - Non Owner Occupied
Allowance for loan losses:
Individually evaluated for impairment
Collectively evaluated for impairment	$ 3,841		$ 3,817
Allowance for loan losses	3,841	3,838	3,817	3,477	3,073	3,275
Loans:
Individually evaluated for impairment	7,520		7,687
Collectively evaluated for impairment	149,221		143,893
Loans	$ 156,741		$ 151,580
Loans | Residential Real Estate
Allowance for loan losses:
Individually evaluated for impairment
Collectively evaluated for impairment	$ 6,336		$ 6,591
Allowance for loan losses	6,336	6,355	6,591	5,648	5,503	5,590
Loans:
Individually evaluated for impairment	2,295		2,285
Collectively evaluated for impairment	204,772		201,812
Loans	$ 207,067		$ 204,097
Loans | ADC CSRA
Allowance for loan losses:
Individually evaluated for impairment
Collectively evaluated for impairment	$ 1,805		$ 1,943
Allowance for loan losses	1,805	1,631	1,943	2,511	2,757	3,107
Loans:
Individually evaluated for impairment	2,541		2,849
Collectively evaluated for impairment	108,060		107,235
Loans	$ 110,601		$ 110,084
Loans | ADC Other
Allowance for loan losses:
Individually evaluated for impairment
Collectively evaluated for impairment	$ 921		$ 2,320
Allowance for loan losses	921	2,197	2,320	2,952	2,789	2,379
Loans:
Individually evaluated for impairment	64		3,082
Collectively evaluated for impairment	38,852		51,137
Loans	$ 38,916		$ 54,219
Loans | Consumer
Allowance for loan losses:
Individually evaluated for impairment
Collectively evaluated for impairment	$ 601		$ 623
Allowance for loan losses	601	$ 702	623	$ 588	$ 572	$ 578
Loans:
Individually evaluated for impairment	1		2
Collectively evaluated for impairment	16,862		17,246
Loans	$ 16,863		$ 17,248

Loans - Loans individually eval

Loans - Loans individually evaluated for impairment by class of loans (Details 3) - Loans - USD ($) $ in Thousands		6 Months Ended	12 Months Ended
		Jun. 30, 2015	Dec. 31, 2014
With no related allowance recorded:
Unpaid Principal Balance	[1]	$ 16,879	$ 22,936
Recorded Investment	[1],[2]	13,769	18,011
Average Recorded Investment	[1]	$ 15,089	20,873
With an allowance recorded:
Unpaid Principal Balance			2,245
Recorded Investment	[2]		2,178
Allowance for Loan Losses Allocated			207
Average Recorded Investment			2,203
With and with no related allowance recorded:
Unpaid Principal Balance		$ 16,879	25,181
Recorded Investment	[2]	$ 13,769	20,189
Allowance for Loan Losses Allocated			207
Average Recorded Investment		$ 15,089	23,076
Commercial, financial, and agricultural - Commercial
With no related allowance recorded:
Unpaid Principal Balance	[1]	1,987	2,000
Recorded Investment	[1],[2]	882	611
Average Recorded Investment	[1]	$ 1,660	1,805
With an allowance recorded:
Unpaid Principal Balance			2,245
Recorded Investment	[2]		2,178
Allowance for Loan Losses Allocated			207
Average Recorded Investment			$ 2,203
Commercial, financial, and agricultural - Financial
With no related allowance recorded:
Unpaid Principal Balance	[1]
Recorded Investment	[1],[2]
Average Recorded Investment	[1]
Commercial, financial, and agricultural - Agricultural
With no related allowance recorded:
Unpaid Principal Balance	[1]	$ 252	$ 263
Recorded Investment	[1],[2]	190	206
Average Recorded Investment	[1]	$ 196	$ 231
Commercial, financial, and agricultural - Equity lines
With no related allowance recorded:
Unpaid Principal Balance	[1]
Recorded Investment	[1],[2]
Average Recorded Investment	[1]
Commercial, financial, and agricultural - Other
With no related allowance recorded:
Unpaid Principal Balance	[1]
Recorded Investment	[1],[2]
Average Recorded Investment	[1]
Commercial real estate - Owner occupied
With no related allowance recorded:
Unpaid Principal Balance	[1]	$ 276	$ 1,385
Recorded Investment	[1],[2]	276	1,289
Average Recorded Investment	[1]	278	1,377
Commercial real estate - Non Owner occupied
With no related allowance recorded:
Unpaid Principal Balance	[1]	7,754	7,907
Recorded Investment	[1],[2]	7,520	7,687
Average Recorded Investment	[1]	7,602	7,792
Residential real estate - Secured by first liens
With no related allowance recorded:
Unpaid Principal Balance	[1]	2,879	2,711
Recorded Investment	[1],[2]	2,195	2,181
Average Recorded Investment	[1]	2,384	2,229
Residential real estate - Secured by junior liens
With no related allowance recorded:
Unpaid Principal Balance	[1]	150	150
Recorded Investment	[1],[2]	100	104
Average Recorded Investment	[1]	$ 102	$ 110
Acquisition, development and construction - Residential
With no related allowance recorded:
Unpaid Principal Balance	[1]
Recorded Investment	[1],[2]
Average Recorded Investment	[1]
Acquisition, development and construction - Other
With no related allowance recorded:
Unpaid Principal Balance	[1]	$ 3,580	$ 8,518
Recorded Investment	[1],[2]	2,605	5,931
Average Recorded Investment	[1]	2,865	7,326
Consumer
With no related allowance recorded:
Unpaid Principal Balance	[1]	1	2
Recorded Investment	[1],[2]	1	2
Average Recorded Investment	[1]	$ 2	$ 3
[1]	No specific allowance for credit losses is allocated to these loans since they are sufficiently collateralized or had charge-offs
[2]	Excludes accrued interest receivable and loan origination fees, net due to immateriality

Loans - Summary of interest inc

Loans - Summary of interest income on impaired loans (Details 4) - Loans - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	$ 93	$ 101	$ 230	$ 206
Cash Basis Interest Income Recognized	$ 93	$ 101	$ 230	$ 206
Commercial, financial, and agricultural - Commercial
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized
Commercial, financial, and agricultural - Financial
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized
Commercial, financial, and agricultural - Agricultural
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized
Commercial, financial, and agricultural - Equity lines
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized
Commercial, financial, and agricultural - Other
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized
Commercial real estate - Owner occupied
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	$ 3	$ 3	$ 6	$ 7
Cash Basis Interest Income Recognized	3	3	6	7
Commercial real estate - Non Owner occupied
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	73	80	178	163
Cash Basis Interest Income Recognized	73	80	178	163
Residential real estate - Secured by first liens
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	9	6	30	12
Cash Basis Interest Income Recognized	9	6	30	12
Residential real estate - Secured by junior liens
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	1	1	3	3
Cash Basis Interest Income Recognized	$ 1	$ 1	$ 3	$ 3
Acquisition, development and construction - Residential
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized
Acquisition, development and construction - Other
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	$ 7	$ 11	$ 13	$ 21
Cash Basis Interest Income Recognized	$ 7	$ 11	$ 13	$ 21
Consumer
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized

Loans - Aging of recorded inves

Loans - Aging of recorded investment in past due loans (Details 5) - Loans - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 6,757	$ 5,515
90 Days or More Past Due
Nonaccrual Loans	$ 8,158	$ 14,604
Total Past Due	14,915	20,119
Loans Not Past Due	927,492	945,922
Loans	942,407	$ 966,041
Commercial, financial, and agricultural - Commercial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 28
90 Days or More Past Due
Nonaccrual Loans	$ 903	$ 2,865
Total Past Due	931	2,865
Loans Not Past Due	104,016	119,815
Loans	$ 104,947	$ 122,680
Commercial, financial, and agricultural - Financial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due
90 Days or More Past Due
Nonaccrual Loans
Total Past Due
Loans Not Past Due	$ 7,273	$ 9,355
Loans	7,273	9,355
Commercial, financial, and agricultural - Agricultural
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 264	$ 276
90 Days or More Past Due
Nonaccrual Loans	$ 190	$ 206
Total Past Due	454	482
Loans Not Past Due	11,381	9,315
Loans	11,835	9,797
Commercial, financial, and agricultural - Equity lines
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 35	$ 33
90 Days or More Past Due
Nonaccrual Loans	$ 95	$ 318
Total Past Due	130	351
Loans Not Past Due	36,331	33,298
Loans	$ 36,461	$ 33,649
Commercial, financial, and agricultural - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due
90 Days or More Past Due
Nonaccrual Loans	$ 69	$ 69
Total Past Due	69	69
Loans Not Past Due	33,150	33,355
Loans	33,219	33,424
Commercial real estate - Owner occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 5,167	$ 1,638
90 Days or More Past Due
Nonaccrual Loans	$ 300	$ 620
Total Past Due	5,467	2,258
Loans Not Past Due	213,017	217,650
Loans	$ 218,484	$ 219,908
Commercial real estate - Non Owner occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due
90 Days or More Past Due
Nonaccrual Loans	$ 844	$ 877
Total Past Due	844	877
Loans Not Past Due	155,897	150,703
Loans	156,741	151,580
Residential real estate - Secured by first liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 351	$ 2,919
90 Days or More Past Due
Nonaccrual Loans	$ 3,015	$ 3,451
Total Past Due	3,366	6,370
Loans Not Past Due	197,679	190,970
Loans	$ 201,045	197,340
Residential real estate - Secured by junior liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due		$ 347
90 Days or More Past Due
Nonaccrual Loans	$ 336	$ 188
Total Past Due	336	535
Loans Not Past Due	5,686	6,222
Loans	$ 6,022	$ 6,757
Acquisition, development and construction - Residential
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due
90 Days or More Past Due
Nonaccrual Loans
Total Past Due
Loans Not Past Due	$ 43,884	$ 45,264
Loans	43,884	45,264
Acquisition, development and construction - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 866	$ 258
90 Days or More Past Due
Nonaccrual Loans	$ 2,337	$ 5,874
Total Past Due	3,203	6,132
Loans Not Past Due	102,430	112,907
Loans	105,633	119,039
Consumer
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 46	$ 44
90 Days or More Past Due
Nonaccrual Loans	$ 69	$ 136
Total Past Due	115	180
Loans Not Past Due	16,748	17,068
Loans	$ 16,863	$ 17,248

Loans - Troubled debt restructu

Loans - Troubled debt restructurings (Details 6) - Loans $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015USD ($)Contract	Dec. 31, 2014USD ($)Contract
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	18	19
Recorded Investment	$ 9,136	$ 9,669
Commercial, financial, and agricultural - Commercial
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment
Commercial, financial, and agricultural - Financial
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment
Commercial, financial, and agricultural - Agricultural
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment
Commercial, financial, and agricultural - Equity lines
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment
Commercial, financial, and agricultural - Other
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment
Commercial real estate - Owner occupied
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	1	2
Recorded Investment	$ 276	$ 354
Commercial real estate - Non Owner occupied
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	4	4
Recorded Investment	$ 5,752	$ 5,878
Residential real estate - Secured by first liens
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	9	9
Recorded Investment	$ 1,095	$ 1,112
Residential real estate - Secured by junior liens
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	1	1
Recorded Investment	$ 100	$ 104
Acquisition, development and construction - Residential
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment
Acquisition, development and construction - Other
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	3	3
Recorded Investment	$ 1,913	$ 2,221
Consumer
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment

Loans - Loans by class modified

Loans - Loans by class modified as TDRs occurred (Details 7) - Loans $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)Contract	Jun. 30, 2014USD ($)Contract	Jun. 30, 2015USD ($)Contract	Jun. 30, 2014USD ($)Contract
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract				1
Pre-Modification Outstanding Recorded Investment				$ 287
Post-Modification Outstanding Recorded Investment				$ 220
Commercial, financial, and agricultural - Commercial
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Commercial, financial, and agricultural - Financial
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Commercial, financial, and agricultural - Agricultural
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Commercial, financial, and agricultural - Equity lines
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Commercial, financial, and agricultural - Other
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Commercial real estate - Owner occupied
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Commercial real estate - Non Owner occupied
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Residential real estate - Secured by first liens
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract				1
Pre-Modification Outstanding Recorded Investment				$ 287
Post-Modification Outstanding Recorded Investment				$ 220
Residential real estate - Secured by junior liens
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Acquisition, development and construction - Residential
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Acquisition, development and construction - Other
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Consumer
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment

Loans - Risk category of loans

Loans - Risk category of loans by class of loans (Details 8) - Loans - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Modifications [Line Items]
Loans	$ 942,407	$ 966,041
Commercial, financial, and agricultural - Commercial
Financing Receivable, Modifications [Line Items]
Loans	104,947	122,680
Commercial, financial, and agricultural - Financial
Financing Receivable, Modifications [Line Items]
Loans	7,273	9,355
Commercial, financial, and agricultural - Agricultural
Financing Receivable, Modifications [Line Items]
Loans	11,835	9,797
Commercial, financial, and agricultural - Equity lines
Financing Receivable, Modifications [Line Items]
Loans	36,461	33,649
Commercial, financial, and agricultural - Other
Financing Receivable, Modifications [Line Items]
Loans	33,219	33,424
Commercial real estate - Owner occupied
Financing Receivable, Modifications [Line Items]
Loans	218,484	219,908
Commercial real estate - Non Owner occupied
Financing Receivable, Modifications [Line Items]
Loans	156,741	151,580
Residential real estate - Secured by first liens
Financing Receivable, Modifications [Line Items]
Loans	201,045	197,340
Residential real estate - Secured by junior liens
Financing Receivable, Modifications [Line Items]
Loans	6,022	6,757
Acquisition, development and construction - Residential
Financing Receivable, Modifications [Line Items]
Loans	43,884	45,264
Acquisition, development and construction - Other
Financing Receivable, Modifications [Line Items]
Loans	105,633	119,039
Consumer
Financing Receivable, Modifications [Line Items]
Loans	16,863	17,248
Pass
Financing Receivable, Modifications [Line Items]
Loans	874,079	884,750
Pass | Commercial, financial, and agricultural - Commercial
Financing Receivable, Modifications [Line Items]
Loans	99,961	109,908
Pass | Commercial, financial, and agricultural - Financial
Financing Receivable, Modifications [Line Items]
Loans	7,273	9,355
Pass | Commercial, financial, and agricultural - Agricultural
Financing Receivable, Modifications [Line Items]
Loans	8,638	6,636
Pass | Commercial, financial, and agricultural - Equity lines
Financing Receivable, Modifications [Line Items]
Loans	35,376	32,773
Pass | Commercial, financial, and agricultural - Other
Financing Receivable, Modifications [Line Items]
Loans	32,814	33,012
Pass | Commercial real estate - Owner occupied
Financing Receivable, Modifications [Line Items]
Loans	196,336	201,840
Pass | Commercial real estate - Non Owner occupied
Financing Receivable, Modifications [Line Items]
Loans	143,630	137,973
Pass | Residential real estate - Secured by first liens
Financing Receivable, Modifications [Line Items]
Loans	188,462	183,898
Pass | Residential real estate - Secured by junior liens
Financing Receivable, Modifications [Line Items]
Loans	5,197	6,125
Pass | Acquisition, development and construction - Residential
Financing Receivable, Modifications [Line Items]
Loans	43,781	45,264
Pass | Acquisition, development and construction - Other
Financing Receivable, Modifications [Line Items]
Loans	96,258	101,047
Pass | Consumer
Financing Receivable, Modifications [Line Items]
Loans	16,353	16,919
Watch
Financing Receivable, Modifications [Line Items]
Loans	40,707	50,046
Watch | Commercial, financial, and agricultural - Commercial
Financing Receivable, Modifications [Line Items]
Loans	$ 2,195	$ 7,782
Watch | Commercial, financial, and agricultural - Financial
Financing Receivable, Modifications [Line Items]
Loans
Watch | Commercial, financial, and agricultural - Agricultural
Financing Receivable, Modifications [Line Items]
Loans	$ 2,564	$ 1,960
Watch | Commercial, financial, and agricultural - Equity lines
Financing Receivable, Modifications [Line Items]
Loans	719	287
Watch | Commercial, financial, and agricultural - Other
Financing Receivable, Modifications [Line Items]
Loans	336	343
Watch | Commercial real estate - Owner occupied
Financing Receivable, Modifications [Line Items]
Loans	15,262	14,593
Watch | Commercial real estate - Non Owner occupied
Financing Receivable, Modifications [Line Items]
Loans	4,909	5,066
Watch | Residential real estate - Secured by first liens
Financing Receivable, Modifications [Line Items]
Loans	7,796	8,115
Watch | Residential real estate - Secured by junior liens
Financing Receivable, Modifications [Line Items]
Loans	194	$ 149
Watch | Acquisition, development and construction - Residential
Financing Receivable, Modifications [Line Items]
Loans	103
Watch | Acquisition, development and construction - Other
Financing Receivable, Modifications [Line Items]
Loans	6,233	$ 11,597
Watch | Consumer
Financing Receivable, Modifications [Line Items]
Loans	396	154
Substandard
Financing Receivable, Modifications [Line Items]
Loans	27,621	31,245
Substandard | Commercial, financial, and agricultural - Commercial
Financing Receivable, Modifications [Line Items]
Loans	$ 2,791	$ 4,990
Substandard | Commercial, financial, and agricultural - Financial
Financing Receivable, Modifications [Line Items]
Loans
Substandard | Commercial, financial, and agricultural - Agricultural
Financing Receivable, Modifications [Line Items]
Loans	$ 633	$ 1,201
Substandard | Commercial, financial, and agricultural - Equity lines
Financing Receivable, Modifications [Line Items]
Loans	366	589
Substandard | Commercial, financial, and agricultural - Other
Financing Receivable, Modifications [Line Items]
Loans	69	69
Substandard | Commercial real estate - Owner occupied
Financing Receivable, Modifications [Line Items]
Loans	6,886	3,475
Substandard | Commercial real estate - Non Owner occupied
Financing Receivable, Modifications [Line Items]
Loans	8,202	8,541
Substandard | Residential real estate - Secured by first liens
Financing Receivable, Modifications [Line Items]
Loans	4,787	5,327
Substandard | Residential real estate - Secured by junior liens
Financing Receivable, Modifications [Line Items]
Loans	$ 631	$ 483
Substandard | Acquisition, development and construction - Residential
Financing Receivable, Modifications [Line Items]
Loans
Substandard | Acquisition, development and construction - Other
Financing Receivable, Modifications [Line Items]
Loans	$ 3,142	$ 6,395
Substandard | Consumer
Financing Receivable, Modifications [Line Items]
Loans	$ 114	$ 175
Doubtful
Financing Receivable, Modifications [Line Items]
Loans
Doubtful | Commercial, financial, and agricultural - Commercial
Financing Receivable, Modifications [Line Items]
Loans
Doubtful | Commercial, financial, and agricultural - Financial
Financing Receivable, Modifications [Line Items]
Loans
Doubtful | Commercial, financial, and agricultural - Agricultural
Financing Receivable, Modifications [Line Items]
Loans
Doubtful | Commercial, financial, and agricultural - Equity lines
Financing Receivable, Modifications [Line Items]
Loans
Doubtful | Commercial, financial, and agricultural - Other
Financing Receivable, Modifications [Line Items]
Loans
Doubtful | Commercial real estate - Owner occupied
Financing Receivable, Modifications [Line Items]
Loans
Doubtful | Commercial real estate - Non Owner occupied
Financing Receivable, Modifications [Line Items]
Loans
Doubtful | Residential real estate - Secured by first liens
Financing Receivable, Modifications [Line Items]
Loans
Doubtful | Residential real estate - Secured by junior liens
Financing Receivable, Modifications [Line Items]
Loans
Doubtful | Acquisition, development and construction - Residential
Financing Receivable, Modifications [Line Items]
Loans
Doubtful | Acquisition, development and construction - Other
Financing Receivable, Modifications [Line Items]
Loans
Doubtful | Consumer
Financing Receivable, Modifications [Line Items]
Loans

Loans (Detail Textuals)

Loans (Detail Textuals) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)Contract	Jun. 30, 2014USD ($)	Dec. 31, 2014USD ($)Contract
Financing Receivable, Impaired [Line Items]
Nonaccrual loans and loans period still accrual			90 days
Loans
Financing Receivable, Impaired [Line Items]
Post- modification outstanding recorded investment			$ 9,136		$ 9,669
Number of loans | Contract			18		19
Interest rate reduction (in percent)			2.13%
Maturity date extensions			192 months
Increase in the allowance for loan losses			$ 53
Increase in charge-offs			53
Modification non-categorization as TDR, recorded investment	$ 1,870	$ 621	$ 4,019	$ 1,453
Minimum payment delays			30 days	30 days
Maximum delays in payment			3 months	3 months
Loans | Residential Real Estate
Financing Receivable, Impaired [Line Items]
Number of loans | Contract			1

Fair Value Measurements - Balan

Fair Value Measurements - Balances of assets and liabilities measured at fair value on recurring basis (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets:
Available-for-sale securities	$ 677,063	$ 644,465
Fair value, recurring basis | Estimate of fair value
Assets:
Available-for-sale securities	677,063	644,465
Loans held for sale	26,469	18,365
Mortgage banking derivatives	50	6
Total Assets	703,582	662,836
Liabilities:
Interest rate swap derivatives	1,717	1,959
Total Liabilities	1,717	1,959
Fair value, recurring basis | Estimate of fair value | Obligations of U.S. Government agencies
Assets:
Available-for-sale securities	192,531	178,744
Fair value, recurring basis | Estimate of fair value | Obligations of states and political subdivisions
Assets:
Available-for-sale securities	127,601	101,755
Fair value, recurring basis | Estimate of fair value | U.S. GSE's MBS - residential
Assets:
Available-for-sale securities	118,421	130,036
Fair value, recurring basis | Estimate of fair value | U.S. GSE's CMO
Assets:
Available-for-sale securities	135,943	124,461
Fair value, recurring basis | Estimate of fair value | Corporate bonds
Assets:
Available-for-sale securities	$ 102,567	$ 109,469
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Available-for-sale securities
Loans held for sale
Mortgage banking derivatives
Total Assets
Liabilities:
Interest rate swap derivatives
Total Liabilities
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of U.S. Government agencies
Assets:
Available-for-sale securities
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of states and political subdivisions
Assets:
Available-for-sale securities
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. GSE's MBS - residential
Assets:
Available-for-sale securities
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. GSE's CMO
Assets:
Available-for-sale securities
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate bonds
Assets:
Available-for-sale securities
Fair value, recurring basis | Significant Other Observable Inputs (Level 2)
Assets:
Available-for-sale securities	$ 677,063	$ 644,353
Loans held for sale	26,469	18,365
Mortgage banking derivatives	50	6
Total Assets	703,582	662,724
Liabilities:
Interest rate swap derivatives	1,717	1,959
Total Liabilities	1,717	1,959
Fair value, recurring basis | Significant Other Observable Inputs (Level 2) | Obligations of U.S. Government agencies
Assets:
Available-for-sale securities	192,531	178,744
Fair value, recurring basis | Significant Other Observable Inputs (Level 2) | Obligations of states and political subdivisions
Assets:
Available-for-sale securities	127,601	101,755
Fair value, recurring basis | Significant Other Observable Inputs (Level 2) | U.S. GSE's MBS - residential
Assets:
Available-for-sale securities	118,421	130,036
Fair value, recurring basis | Significant Other Observable Inputs (Level 2) | U.S. GSE's CMO
Assets:
Available-for-sale securities	135,943	124,461
Fair value, recurring basis | Significant Other Observable Inputs (Level 2) | Corporate bonds
Assets:
Available-for-sale securities	$ 102,567	109,357
Fair value, recurring basis | Significant Unobservable Inputs (Level 3)
Assets:
Available-for-sale securities		$ 112
Loans held for sale
Mortgage banking derivatives
Total Assets		$ 112
Liabilities:
Interest rate swap derivatives
Total Liabilities
Fair value, recurring basis | Significant Unobservable Inputs (Level 3) | Obligations of U.S. Government agencies
Assets:
Available-for-sale securities
Fair value, recurring basis | Significant Unobservable Inputs (Level 3) | Obligations of states and political subdivisions
Assets:
Available-for-sale securities
Fair value, recurring basis | Significant Unobservable Inputs (Level 3) | U.S. GSE's MBS - residential
Assets:
Available-for-sale securities
Fair value, recurring basis | Significant Unobservable Inputs (Level 3) | U.S. GSE's CMO
Assets:
Available-for-sale securities
Fair value, recurring basis | Significant Unobservable Inputs (Level 3) | Corporate bonds
Assets:
Available-for-sale securities		$ 112

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation and income statement classification of gains and losses for all assets measured at fair value on recurring basis using significant unobservable inputs (Level 3) (Details 1) - Fair value, recurring basis - Level 3 - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 112	$ 110
Total gains or losses (realized/unrealized) Included in earnings
Gain (loss) on sales
Other-than-temporary impairment
Included in other comprehensive income	$ 26	$ 1
Purchases, sales, issuances and settlements
Purchases
Sales, Calls
Issuances
Settlements
Principal repayments
Transfers into Level 3
Transfers out of Level 3	$ (138)
Ending balance		$ 111
Corporate bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 112	$ 110
Total gains or losses (realized/unrealized) Included in earnings
Gain (loss) on sales
Other-than-temporary impairment
Included in other comprehensive income	$ 26	$ 1
Purchases, sales, issuances and settlements
Purchases
Sales, Calls
Issuances
Settlements
Principal repayments
Transfers into Level 3
Transfers out of Level 3	$ (138)
Ending balance		$ 111

Fair Value Measurements - Quant

Fair Value Measurements - Quantitative information about level 3 fair value measurements (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Jun. 30, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 644,465	$ 677,063
Fair value, recurring basis | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	112
Fair value, recurring basis | Level 3 | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	112
Fair value, recurring basis | Level 3 | Corporate bonds | Discounted cash flow | Weighted Avg
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 112
Yield	10.00%

Fair Value Measurements - Asset

Fair Value Measurements - Assets and liabilities measured at fair value on non-recurring basis (Details 3) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Jun. 30, 2015		Dec. 31, 2014
Estimate of fair value
Assets:
Total Assets	$ 5,975		$ 12,102
Estimate of fair value | Impaired loans
Assets:
Total Assets	5,471	[1]	11,523
Estimate of fair value | Impaired loans | Commercial, financial, and agricultural
Assets:
Total Assets	882	[1]	2,582
Estimate of fair value | Impaired loans | Real estate: Commercial
Assets:
Total Assets	1,119	[1]	2,166
Estimate of fair value | Impaired loans | Real estate: Residential
Assets:
Total Assets	1,436	[1]	1,421
Estimate of fair value | Impaired loans | Acquisition, development and construction
Assets:
Total Assets	2,033	[1]	5,352
Estimate of fair value | Impaired loans | Consumer installment
Assets:
Total Assets	1	[1]	2
Estimate of fair value | Other real estate owned
Assets:
Total Assets	504		579
Estimate of fair value | Other real estate owned | Real estate: Commercial
Assets:
Total Assets	144		144
Estimate of fair value | Other real estate owned | Acquisition, development and construction
Assets:
Total Assets	$ 360		$ 435
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired loans
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired loans | Commercial, financial, and agricultural
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired loans | Real estate: Commercial
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired loans | Real estate: Residential
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired loans | Acquisition, development and construction
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired loans | Consumer installment
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other real estate owned
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other real estate owned | Real estate: Commercial
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other real estate owned | Acquisition, development and construction
Assets:
Total Assets
Significant Other Observable Inputs (Level 2)
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Impaired loans
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Impaired loans | Commercial, financial, and agricultural
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Impaired loans | Real estate: Commercial
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Impaired loans | Real estate: Residential
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Impaired loans | Acquisition, development and construction
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Impaired loans | Consumer installment
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Other real estate owned
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Other real estate owned | Real estate: Commercial
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Other real estate owned | Acquisition, development and construction
Assets:
Total Assets
Significant Unobservable Inputs (Level 3)
Assets:
Total Assets	$ 5,975		$ 12,102
Significant Unobservable Inputs (Level 3) | Impaired loans
Assets:
Total Assets	5,471	[1]	11,523
Significant Unobservable Inputs (Level 3) | Impaired loans | Commercial, financial, and agricultural
Assets:
Total Assets	882	[1]	2,582
Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: Commercial
Assets:
Total Assets	1,119	[1]	2,166
Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: Residential
Assets:
Total Assets	1,436	[1]	1,421
Significant Unobservable Inputs (Level 3) | Impaired loans | Acquisition, development and construction
Assets:
Total Assets	2,033	[1]	5,352
Significant Unobservable Inputs (Level 3) | Impaired loans | Consumer installment
Assets:
Total Assets	1	[1]	2
Significant Unobservable Inputs (Level 3) | Other real estate owned
Assets:
Total Assets	504		579
Significant Unobservable Inputs (Level 3) | Other real estate owned | Real estate: Commercial
Assets:
Total Assets	144		144
Significant Unobservable Inputs (Level 3) | Other real estate owned | Acquisition, development and construction
Assets:
Total Assets	$ 360		$ 435
[1]	Includes loans directly charged down to fair value.

Fair Value Measurements - Qua44

Fair Value Measurements - Quantitative information about level 3 fair value measurements for financial instruments measured at fair value on non-recurring basis (Details 4) - Fair Value, Measurements, Nonrecurring - Fair Value, Inputs, Level 3 - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2015		Dec. 31, 2014
Assets:
Total Assets	$ 5,975		$ 12,102
Impaired loans
Assets:
Total Assets	5,471	[1]	11,523
Impaired loans | Commercial, financial, and agricultural
Assets:
Total Assets	$ 882	[1]	$ 2,582
Impaired loans | Commercial, financial, and agricultural | Sales comparison | Minimum
Assets:
Adjustment for differences between the comparable sales	0.00%		7.00%
Impaired loans | Commercial, financial, and agricultural | Sales comparison | Maximum
Assets:
Adjustment for differences between the comparable sales	30.00%		50.00%
Impaired loans | Commercial, financial, and agricultural | Sales comparison | Weighted Avg
Assets:
Adjustment for differences between the comparable sales	15.00%		28.50%
Impaired loans | Commercial, financial, and agricultural | Income approach
Assets:
Capitalization rate	10.82%		9.39%
Impaired loans | Real estate: Commercial
Assets:
Total Assets	$ 1,119	[1]	$ 2,166
Impaired loans | Real estate: Commercial | Sales comparison | Minimum
Assets:
Adjustment for differences between the comparable sales	0.00%		0.00%
Impaired loans | Real estate: Commercial | Sales comparison | Maximum
Assets:
Adjustment for differences between the comparable sales	70.99%		70.99%
Impaired loans | Real estate: Commercial | Sales comparison | Weighted Avg
Assets:
Adjustment for differences between the comparable sales	20.73%		19.92%
Impaired loans | Real estate: Commercial | Income approach | Minimum
Assets:
Capitalization rate	8.25%		8.25%
Impaired loans | Real estate: Commercial | Income approach | Maximum
Assets:
Capitalization rate	9.29%		10.00%
Impaired loans | Real estate: Commercial | Income approach | Weighted Avg
Assets:
Capitalization rate	8.84%		8.97%
Impaired loans | Real estate: Residential
Assets:
Total Assets	$ 1,436	[1]	$ 1,421
Impaired loans | Real estate: Residential | Sales comparison | Minimum
Assets:
Adjustment for differences between the comparable sales	0.00%		1.30%
Impaired loans | Real estate: Residential | Sales comparison | Maximum
Assets:
Adjustment for differences between the comparable sales	37.00%		24.46%
Impaired loans | Real estate: Residential | Sales comparison | Weighted Avg
Assets:
Adjustment for differences between the comparable sales	8.71%		7.24%
Impaired loans | Acquisition, development and construction
Assets:
Total Assets	$ 2,033	[1]	$ 5,352
Impaired loans | Acquisition, development and construction | Sales comparison | Minimum
Assets:
Adjustment for differences between the comparable sales	0.00%		0.00%
Impaired loans | Acquisition, development and construction | Sales comparison | Maximum
Assets:
Adjustment for differences between the comparable sales	161.40%		161.40%
Impaired loans | Acquisition, development and construction | Sales comparison | Weighted Avg
Assets:
Adjustment for differences between the comparable sales	33.97%		28.55%
Impaired loans | Acquisition, development and construction | Income approach | Minimum
Assets:
Discount rate			9.50%
Impaired loans | Acquisition, development and construction | Income approach | Maximum
Assets:
Discount rate			10.00%
Impaired loans | Acquisition, development and construction | Income approach | Weighted Avg
Assets:
Discount rate			9.69%
Impaired loans | Consumer installment
Assets:
Total Assets	$ 1	[1]	$ 2
Other real estate owned
Assets:
Total Assets	504		579
Other real estate owned | Real estate: Commercial
Assets:
Total Assets	$ 144		$ 144
Other real estate owned | Real estate: Commercial | Sales comparison | Minimum
Assets:
Adjustment for differences between the comparable sales	0.00%		0.00%
Other real estate owned | Real estate: Commercial | Sales comparison | Maximum
Assets:
Adjustment for differences between the comparable sales	25.00%		25.00%
Other real estate owned | Real estate: Commercial | Sales comparison | Weighted Avg
Assets:
Adjustment for differences between the comparable sales	12.50%		12.50%
Other real estate owned | Acquisition, development and construction
Assets:
Total Assets	$ 360		$ 435
Other real estate owned | Acquisition, development and construction | Sales comparison | Minimum
Assets:
Adjustment for differences between the comparable sales	10.00%		5.00%
Other real estate owned | Acquisition, development and construction | Sales comparison | Maximum
Assets:
Adjustment for differences between the comparable sales	42.00%		60.00%
Other real estate owned | Acquisition, development and construction | Sales comparison | Weighted Avg
Assets:
Adjustment for differences between the comparable sales	26.00%		27.12%
[1]	Includes loans directly charged down to fair value.

Fair Value Measurements - Carry

Fair Value Measurements - Carrying amounts and estimated fair values of Company's financial instruments (Details 5) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
Financial assets:
Cash and cash equivalents	$ 78,143	$ 35,995	$ 81,035	$ 47,336
Carrying amount
Financial assets:
Cash and cash equivalents	78,143	35,995
Loans, net	913,694	929,327
Restricted equity securities	3,936	4,398
Accrued interest receivable	5,982	5,898
Financial liabilities:
Deposits with stated maturities	361,777	375,808
Deposits without stated maturities	1,172,558	1,088,056
Securities sold under repurchase agreements	649	10,678
Advances from FHLB	56,000	64,000
Subordinated debentures	20,000	20,000
Fair value, recurring basis | Estimate of fair value
Financial assets:
Cash and cash equivalents	78,143	35,995
Loans, net	914,721	$ 925,997
Restricted equity securities
Accrued interest receivable	5,982	$ 5,898
Financial liabilities:
Deposits with stated maturities	364,391	376,607
Deposits without stated maturities	1,172,558	1,088,056
Securities sold under repurchase agreements	649	10,678
Advances from FHLB	58,351	67,551
Subordinated debentures	14,974	14,886
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Financial assets:
Cash and cash equivalents	$ 78,143	$ 35,995
Loans, net
Restricted equity securities
Accrued interest receivable
Financial liabilities:
Deposits with stated maturities
Deposits without stated maturities	$ 1,172,558	$ 1,088,056
Securities sold under repurchase agreements	$ 649	$ 10,678
Advances from FHLB
Subordinated debentures
Fair value, recurring basis | Significant Other Observable Inputs (Level 2)
Financial assets:
Cash and cash equivalents
Loans, net
Restricted equity securities
Accrued interest receivable	$ 3,474	$ 3,140
Financial liabilities:
Deposits with stated maturities	$ 364,391	$ 376,607
Deposits without stated maturities
Securities sold under repurchase agreements
Advances from FHLB	$ 58,351	$ 67,551
Subordinated debentures
Fair value, recurring basis | Fair Value, Inputs, Level 3
Financial assets:
Cash and cash equivalents
Loans, net	$ 914,721	$ 925,997
Restricted equity securities
Accrued interest receivable	$ 2,508	$ 2,758
Financial liabilities:
Deposits with stated maturities
Deposits without stated maturities
Securities sold under repurchase agreements
Advances from FHLB
Subordinated debentures	$ 14,974	$ 14,886

Fair Value Measurements (Detail

Fair Value Measurements (Detail Textuals) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2015USD ($)Security	Dec. 31, 2014USD ($)	Mar. 31, 2015USD ($)
Fair Value Disclosures [Abstract]
Additional Discount Applied To Appraisals Performed Within 12 Months		8.00%
Number of corporate security transferred | Security		1
Market value of security transferred				$ 138
Carrying amount of impaired loans	$ 5,471	$ 5,471	$ 11,730
Impaired loans, valuation allowance			207
Additional provision for loan losses	750	1,135	2,038
Carrying amount of the other real estate owned	504	504	579
Outstanding balance of other real estate owned	807	807	896
Valuation allowance	$ 303	$ 303	317
Allowance written off			$ 266

Stock-Based Compensation - Summ

Stock-Based Compensation - Summary of changes in nonvested shares (Details) - 6 months ended Jun. 30, 2015 - Restricted Stock - $ / shares	Total
Number of Shares
Nonvested at January 1, 2015	63,000
Granted
Vested	(21,000)
Forfeited
Nonvested at June 30, 2015	42,000
Weighted Avg Grant-Date Fair Value
Nonvested at January 1, 2015	$ 21.60
Granted
Vested	$ 21.60
Forfeited
Nonvested at June 30, 2015	$ 21.60

Stock-Based Compensation (Detai

Stock-Based Compensation (Detail Textuals) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Mar. 19, 2014
Share-based Compensation [Abstract]
Number of shares granted to directors and executive officers			63,000
Total unrecognized compensation cost	$ 739
Recognized period of unrecognized compensation		19 months
Total fair value of shares vested	$ 567

Interest Rate Swap Derivative49

Interest Rate Swap Derivatives - Interest rate swaps designated as cash flow hedges (Details) - Interest Rate Swap Derivatives - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014	May. 31, 2011
Derivative [Line Items]
Notional Amounts	$ 10,000	$ 10,000	$ 10,000
Weighted average pay rates	5.35%	5.35%
Weighted average receive rates	1.69%	1.64%
Weighted average maturity	13 years 6 months 29 days	14 years 29 days
Unrealized losses	$ 1,717	$ 1,959

Interest Rate Swap Derivative50

Interest Rate Swap Derivatives (Detail Textuals) - Interest Rate Swap Derivatives $ in Thousands	6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Dec. 31, 2014USD ($)	May. 31, 2011USD ($)Swap
Derivative [Line Items]
Number of interest rate swaps | Swap				2
Notional amounts of interest rate swap	$ 10,000		$ 10,000	$ 10,000
Interest expense on swap transaction	185	$ 186
Pledged with counter party	$ 2,235

Other Comprehensive Income (L51

Other Comprehensive Income (Loss) - Summary of accumulated other comprehensive income balances net of tax (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Accumulated Other Comprehensive Income (Loss)
Balance			$ 71	$ (10,101)
Current Year change	$ (3,803)	$ 3,970	(1,457)	8,785
Balance	(1,386)	(1,316)	(1,386)	(1,316)
Unrealized Gain (Loss) on Derivatives
Accumulated Other Comprehensive Income (Loss)
Balance			(1,197)	(469)
Current Year change			148	(393)
Balance	(1,049)	(862)	(1,049)	(862)
Unrealized Gain (Loss) on Securities
Accumulated Other Comprehensive Income (Loss)
Balance			1,268	(9,632)
Current Year change			(1,605)	9,178
Balance	$ (337)	$ (454)	$ (337)	$ (454)

Other Comprehensive Income (L52

Other Comprehensive Income (Loss) - Summary of reclassifications out of accumulated other comprehensive income (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Unrealized gains and losses on available-for-sale securities, Total before tax	$ (7,729)	$ 6,811	$ (3,466)	$ 15,298
Amount reclassified from Accumulated Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Unrealized gains and losses on available-for-sale securities, Total before tax	(897)	26	(840)	277
Unrealized gains and losses on available-for-sale securities, Tax expense	291	(8)	271	(86)
Unrealized gains and losses on available-for-sale securities, Net of tax	$ (606)	$ 18	$ (569)	$ 191

Dividends (Detail Textuals)

Dividends (Detail Textuals) - $ / shares	Jan. 14, 2015	Jul. 22, 2015	Apr. 22, 2015
Subsequent Event [Line Items]
Cash dividend declared, per share	$ 0.15		$ 0.15
Cash dividend, date declared	Jan. 14, 2015		Apr. 22, 2015
Cash dividend, date to be paid	Feb. 13, 2015		May 22, 2015
Cash dividend, date of record	Jan. 30, 2015		May 8, 2015
Subsequent Event
Subsequent Event [Line Items]
Cash dividend declared, per share		$ 0.15
Cash dividend, date declared		Jul. 22, 2015
Cash dividend, date to be paid		Aug. 21, 2015
Cash dividend, date of record		Aug. 7, 2015