Southeastern Bank Financial (SBFC) 10-K 26 Feb 16 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2015	Feb. 22, 2016	Jun. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	Southeastern Bank Financial CORP
Entity Central Index Key	880,116
Trading Symbol	sbfc
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Accelerated Filer
Entity Well-Known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding		6,746,328
Entity Public Float			$ 95,555,565
Document Type	10-K
Document Period End Date	Dec. 31, 2015
Amendment Flag	false
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 40,181	$ 33,286
Interest-bearing deposits in other banks	2,736	2,709
Cash and cash equivalents	42,917	35,995
Available-for-sale securities	691,563	644,465
Loans held for sale, at fair value	18,647	18,365
Loans	1,009,149	966,356
Less allowance for loan losses	21,367	25,506
Loans, net	987,782	940,850
Premises and equipment, net	27,398	27,842
Accrued interest receivable	6,331	5,898
Goodwill, net	140	140
Bank-owned life insurance	43,167	36,908
Restricted equity securities	5,169	4,398
Other real estate owned	360	1,107
Deferred tax asset	13,958	15,263
Other assets	2,933	1,550
Total assets	1,840,365	1,732,781
Deposits:
Noninterest-bearing	229,002	196,624
Interest-bearing:
NOW accounts	401,674	354,038
Savings	548,729	521,570
Money management accounts	16,330	15,824
Time deposits	333,345	375,808
Total deposits	1,529,080	1,463,864
Securities sold under repurchase agreements	15,684	10,678
Advances from Federal Home Loan Bank	85,000	64,000
Accrued interest payable and other liabilities	20,688	18,953
Subordinated debentures	20,000	20,000
Total liabilities	$ 1,670,452	$ 1,577,495
Stockholders' equity:
Preferred stock, no par value; 10,000,000 shares authorized; 0 shares outstanding in 2015 and 2014, respectively
Common stock, $3.00 par value; 10,000,000 shares authorized; 6,745,818 and 6,744,891 shares issued in 2015 and 2014, respectively; 6,745,818 and 6,744,160 shares outstanding in 2015 and 2014, respectively	$ 20,237	$ 20,235
Additional paid-in capital	63,637	63,096
Retained earnings	87,250	71,902
Treasury stock, at cost; 0 and 731 shares in 2015 and 2014, respectively		(18)
Accumulated other comprehensive (loss) income, net	(1,211)	71
Total stockholders' equity	169,913	155,286
Total liabilities and stockholders' equity	$ 1,840,365	$ 1,732,781

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Dec. 31, 2015	Dec. 31, 2014
Consolidated Balance Sheets [Abstract]
Preferred stock, no par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$ 3	$ 3
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	6,745,818	6,744,891
Common stock, shares outstanding	6,745,818	6,744,160
Treasury Stock, at cost	0	731

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest income:
Loans, including fees	$ 47,046	$ 46,444	$ 46,479
Investment securities:
Taxable	12,236	11,868	12,918
Tax-exempt	3,119	2,571	2,846
Interest-bearing deposits in other banks	83	67	71
Total interest income	62,484	60,950	62,314
Interest expense:
Deposits	5,790	6,252	6,794
Securities sold under repurchase agreements	12	5	6
Other borrowings	2,425	2,629	2,714
Total interest expense	8,227	8,886	9,514
Net interest income	54,257	52,064	52,800
(Credit) Provision for loan losses	(1,628)	3,492	7,438
Net interest income after provision for loan losses	55,885	48,572	45,362
Noninterest income:
Service charges and fees on deposits	7,315	7,180	7,155
Gain on sales of loans	6,595	5,465	6,843
Gain on sale of fixed assets, net	36	64	26
Investment securities (losses) gains, net (includes ($1,043), $825 and ($895) accumulated other comprehensive income (loss) reclassifications for unrealized gains (losses) on available-for-sale securities)	(1,043)	825	(895)
Retail investment income	2,182	2,188	2,099
Trust services fees	1,408	1,310	1,185
Earnings from cash surrender value of bank-owned life insurance	1,259	1,163	1,187
Miscellaneous income	936	835	897
Total noninterest income	18,688	19,030	18,497
Noninterest expense:
Salaries and other personnel expense	26,384	25,047	23,079
Occupancy expenses	4,178	4,000	3,722
Other real estate (gains) losses, net	(102)	228	642
Prepayment fees	955
Other operating expenses	14,625	14,213	12,923
Total noninterest expense	46,040	43,488	40,366
Income before income taxes	28,533	24,114	23,493
Income tax expense	9,138	7,482	7,147
Net income	19,395	16,632	16,346
Other comprehensive income (loss):
Unrealized (loss) gain on derivatives	(53)	(1,191)	1,648
Unrealized (loss) gain on securities available-for-sale	(3,089)	18,664	(32,090)
Reclassification adjustment for realized loss (gain) on securities, net of OTTI	1,043	(825)	895
Tax effect	817	(6,476)	11,494
Total other comprehensive income (loss)	(1,282)	10,172	(18,053)
Comprehensive income (loss)	$ 18,113	$ 26,804	$ (1,707)
Basic net income per share (in dollars per share)	$ 2.89	$ 2.49	$ 2.45
Diluted net income per share (in dollars per share)	$ 2.89	$ 2.49	$ 2.45
Weighted average common shares outstanding (in shares)	6,701,291	6,681,220	6,678,914
Weighted average number of common and common equivalent shares outstanding (in shares)	6,716,369	6,690,423	6,678,914

Consolidated Statements of Com5

Consolidated Statements of Comprehensive Income (Loss) (Parentheticals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Statement [Abstract]
Amount of accumulated other comprehensive income reclassifications for unrealized gains (losses) on available-for-sale securities	$ (1,043)	$ 825	$ (895)

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Common stock	Additional paid-in capital	Retained earnings	Treasury stock	Accumulated other comprehensive income (loss), net	Total
Balance at Dec. 31, 2012	$ 20,041	$ 62,835	$ 45,028	$ (73)	$ 7,952	$ 135,783
Balance (in shares) at Dec. 31, 2012	6,680
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			16,346			16,346
Other comprehensive income (loss)					(18,053)	(18,053)
Stock options compensation cost		6				6
Directors' stock purchase plan		13		36		49
Cash dividends $0.39, $0.52 and $0.60 per common share for December 31, 2013, 2014 and December 31, 2015 respectively			(2,605)			(2,605)
Stock options exercised		9		34		43
Balance at Dec. 31, 2013	$ 20,041	62,863	58,769	(3)	(10,101)	131,569
Balance (in shares) at Dec. 31, 2013	6,680
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			16,632			16,632
Other comprehensive income (loss)					10,172	10,172
Stock options compensation cost	$ 189	200				389
Stock-based compensation (in shares)	63
Directors' stock purchase plan	$ 5	33		16		54
Directors' stock purchase plan (in shares)	2
Cash dividends $0.39, $0.52 and $0.60 per common share for December 31, 2013, 2014 and December 31, 2015 respectively			(3,499)			(3,499)
Purchase of treasury stock				(31)		(31)
Balance at Dec. 31, 2014	$ 20,235	63,096	71,902	(18)	71	$ 155,286
Balance (in shares) at Dec. 31, 2014	6,745					6,744,891
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			19,395			$ 19,395
Other comprehensive income (loss)					(1,282)	(1,282)
Stock options compensation cost		467				467
Tax benefit from stock-based compensation		46				46
Directors' stock purchase plan	$ 2	28		29		59
Directors' stock purchase plan (in shares)	1
Cash dividends $0.39, $0.52 and $0.60 per common share for December 31, 2013, 2014 and December 31, 2015 respectively			(4,047)			(4,047)
Purchase of treasury stock				$ (11)		(11)
Balance at Dec. 31, 2015	$ 20,237	$ 63,637	$ 87,250		$ (1,211)	$ 169,913
Balance (in shares) at Dec. 31, 2015	6,746					6,745,818

Consolidated Statements of Sto7

Consolidated Statements of Stockholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Stockholders' Equity [Abstract]
Amount of cash dividends per common share	$ 0.60	$ 0.52	$ 0.39

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash flows from operating activities:
Net income	$ 19,395	$ 16,632	$ 16,346
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	2,264	2,061	1,869
Deferred income tax expense (benefit)	2,121	(717)	877
(Credit) Provision for loan losses	(1,628)	3,492	7,438
Investment securities losses (gains), net	1,043	(825)	895
Net amortization of premium on investment securities	4,170	4,457	5,235
Earnings from cash surrender value of bank-owned life insurance	(1,259)	(1,163)	(1,187)
Bank-owned life insurance death benefits in excess of CSV			(150)
Stock-based compensation expense	467	389	6
Prepayment fees on Federal Home Loan Bank advances	955
Gain on disposal of premises and equipment	(36)	(64)	(26)
(Gain) loss on the sale of other real estate	(116)	(43)	42
Provision for other real estate valuation allowance	14	271	600
Gain on sales of loans	(6,595)	(5,465)	(6,843)
Real estate loans originated for sale	(223,844)	(187,008)	(222,747)
Proceeds from sales of real estate loans	230,157	180,691	249,003
(Increase) decrease in accrued interest receivable	(433)	323	382
(Increase) decrease in other assets	(1,382)	4,503	(1,735)
Increase (decrease) in accrued interest payable and other liabilities	1,682	1,162	(678)
Net cash provided by operating activities	26,975	18,696	49,327
Cash flows from investing activities:
Proceeds from sales of available for sale securities	128,439	207,299	175,524
Proceeds from maturities and calls of available for sale securities	106,298	80,538	93,530
Purchase of available for sale securities	(289,094)	(268,116)	(301,618)
Purchase of restricted equity securities	(1,271)		(900)
Proceeds from redemption of FHLB stock	500	472	1,326
Net increase in loans	(45,523)	(61,963)	(44,929)
Purchase of bank-owned life insurance	(5,000)
Proceeds from bank-owned life insurance death benefits			417
Additions to premises and equipment	(1,960)	(2,969)	(2,790)
Proceeds from sale of other real estate	1,068	661	2,622
Proceeds from sale of premises and equipment	176	133	89
Net cash used in investing activities	(106,367)	(43,945)	(76,729)
Cash flows from financing activities:
Net increase in deposits	65,216	9,061	33,531
Net increase (decrease) in federal funds purchased and securities sold under repurchase agreements	5,006	9,870	(168)
Advances from Federal Home Loan Bank	29,000		20,000
Payments of Federal Home Loan Bank advances	(8,955)		(20,000)
Payments of subordinated debentures		(1,547)
Tax benefit from stock-based compensation	46
Proceeds from directors' stock purchase plan	59	54	49
Purchase of treasury stock	(11)	(31)
Payment of cash dividends	(4,047)	(3,499)	(2,605)
Proceeds from stock options exercised, net of stock redeemed			43
Net cash provided by financing activities	86,314	13,908	30,850
Net increase (decrease) in cash and cash equivalents	6,922	(11,341)	3,448
Cash and cash equivalents at beginning of year	35,995	47,336	43,888
Cash and cash equivalents at end of year	42,917	35,995	47,336
Supplemental disclosures of cash paid during the year for:
Interest	8,456	8,960	9,704
Income taxes	7,291	8,366	6,740
Supplemental information on noncash investing activities:
Loans transferred to other real estate owned	611	1,256	1,074
Loans provided for sales of other real estate owned	$ 392	$ 274	$ 286

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Note 1 – Summary of Significant Accounting Policies (a) Nature of Operations and Principles of Consolidation The consolidated financial statements include the accounts of Southeastern Bank Financial Corporation and its wholly owned subsidiary, Georgia Bank & Trust Company of Augusta, Georgia “the Bank,” together referred to as “the Company.” Significant intercompany transactions and balances are eliminated in consolidation. The Company provides financial services through its offices in Richmond and Columbia Counties, Georgia, and Aiken County, South Carolina. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from operations of businesses. The Company has a significant concentration of commercial real estate loans. The ability of these customers to repay their loans is dependent on the real estate and general economic conditions in the area. (b) Use of Estimates To prepare financial statements in conformity with United States generally accepted accounting principles, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. (c) Cash Flows Cash and cash equivalents include cash and due from banks, Federal funds sold, and short-term interest-bearing deposits in other banks. Generally, Federal funds are sold for one-day periods. Net cash flows are reported for loan and deposit transactions and for short term borrowings with an original maturity of 90 days or less. (d) Securities Debt securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt securities are classified as available for sale when they might be sold before maturity. Equity securities with readily determinable fair values are classified as available for sale. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings. (e) Loans and Allowance for Loan Losses Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Non-Accrual Loan Procedures: Interest income on loans of all segments and classes are generally discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Consumer loans are typically charged off no later than 120 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. A loan is moved to non-accrual status in accordance with the Company’s policy, typically after 90 days of non-payment as measured from the loan’s contractual due date. All interest, accrued but not received, for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Subsequent payments of interest are recognized on the cash basis as income when full collection of principal is expected. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured and there is a period of at least 6 months of repayment performance (1 year for loans providing for quarterly or semi-annual payments) by the borrower in accordance with contractual terms. Concentration of Credit Risk: Most of the Company’s business activity is with customers located within the Augusta-Richmond County, GA-SC metropolitan statistical area, part of the CSRA. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy in this area. The Company also has a significant concentration of commercial real estate loans. Allowance for Loan Losses: The allowance for loan losses (ALLL) is a valuation allowance for probable incurred credit losses. The allowance for loan losses is established through a provision for loan losses charged to expense. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. Impaired Loans and Troubled Debt Restructurings: A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due (both principal and interest) according to the contractual terms of the loan agreement. Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. All lending relationships over $500 are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The following portfolio segments have been identified: · Acquisition Development and Construction (“ADC”) – CSRA · ADC – Other · Commercial Real Estate – Non owner occupied · Commercial Real Estate – Owner occupied · Residential Real Estate · Consumer · Other – Commercial, Financial and Agricultural The following is a discussion of the risks characteristics of these portfolio segments. Acquisition, Development & Construction (ADC) – CSRA (Primary Market) ADC – Other Commercial Real Estate – Non Owner Occupied Commercial Real Estate – Owner Occupied – Residential Real Estate – Consumer – Commercial, Financial and Agricultural The allowance is an amount that management believes will be adequate to absorb probable incurred losses on existing loans that become uncollectible, based on evaluations of the collectability of loans. The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, historical loss rates, overall portfolio quality, review of specific problem loans, and current economic conditions and trends that may affect a borrower’s ability to pay. The allowance is evaluated on a regular basis utilizing estimated loss factors for specific types of loans. Such loss factors are periodically reviewed and adjusted as necessary based on actual losses. ALLL Methodology: The Company’s approach to ALLL reserve calculation uses two distinct perspectives, the guidelines of using Financial Accounting Standards ASC 450 (Accounting for Contingencies) and ASC 310 (Accounting by Creditors for Impairment of a Loan, for individual loans). The process is generally as follows, with the same methodology applied to all classes of loans within the portfolio segments: · Loans are grouped in categories of similar risk characteristics (portfolio segments). · For each loan category, a four year average rolling historical net loss rate is calculated, with the loss rate more heavily weighted to the most recent two years loss history. The historical loss ratios are adjusted for internal and external qualitative factors within each loan category. Factors include: o levels and trends in delinquencies and impaired/classified/graded loans; o changes in the quality of the loan review system; o trends in volume and terms of loans; o effects of changes in risk selection and underwriting standards, and other changes in lending policies, procedures and practices; o experience, ability, and depth of lending management and other relevant staff; o national and local economic trends and conditions; o changes in the value of underlying collateral; o other external factors-competition, legal and regulatory requirements; and o effects of changes in credit concentrations. · The resultant loss factor is applied to each respective loan pool to calculate the ALLL for each loan pool. · The total of each loan pool is then added to the ALLL determined for individual loans evaluated for impairment in accordance with ASC 310. Due to the added risks associated with loans, which are graded as special mention or substandard, that are not classified as impaired, the qualitative factor adjustment is further increased for such classifications within each category. There have been no changes to the methodology during 2015 and 2014. Loans Held for Sale: Mortgage loans held for sale are generally sold with servicing rights released. The Company originates mortgages to be held for sale only for loans that have been individually pre-approved by the investor. Mortgage loans held for sale, for which the fair value option has been elected, are recorded at fair value as of each balance sheet date. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. The Company bears minimal interest rate risk on these loans and only holds the loans temporarily until documentation can be completed to finalize the sale to the investor. Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as freestanding derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into, in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in the fair values of these derivatives are included in net gains on sales of loans. Fair values of these derivatives were $24 and $6 as of December 31, 2015 and 2014, respectively. (f) Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. (g) Premises and Equipment Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from three to thirty-nine years. (h) Federal Home Loan Bank (FHLB) Stock The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. (i) Other Real Estate Assets acquired through or instead of loan foreclosure are initially recorded at fair value less estimated costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed. Costs, related to the development and improvement of real estate owned, are capitalized. (j) Goodwill Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired tangible assets and liabilities and identifiable intangible assets. Goodwill is assessed at least annually, on December 31 st (k) Stock-Based Compensation Compensation cost is recognized for stock options and restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. (l) Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest related to income tax matters as interest expense and penalties related to income tax matters as other expense. (m) Income Per Share Basic net income per share is net income divided by the weighted average number of common shares outstanding during the period. Common shares issuable under restricted stock awards are not considered outstanding for this calculation until vested. Diluted net income per share includes the dilutive effect of additional potential common shares issuable under stock options and restricted stock awards. The calculation of diluted earnings per share for 2015, 2014 and 2013 excludes the dilutive effect of stock options outstanding of 80,850, 134,750 and 145,250 at December 31, 2015, 2014 and 2013, respectively, as the effect is anti-dilutive for all periods. The calculation for 2015 and 2014 does include the dilutive effect of 63,000 in restricted stock awards at December 31, 2015 and 2014, respectively. December 31, 2015 2014 2013 Weighted average common shares outstanding for basic earnings per common share 6,701,291 6,681,220 6,678,914 Add: Dilutive effects of assumed exercises of stock options and restricted stock awards 15,078 9,203 - Weighted average number of common and common equivalent shares outstanding 6,716,369 6,690,423 6,678,914 (n) Other Comprehensive Income (Loss) Comprehensive income (loss) consists of net income (loss) and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and interest rate swap derivatives which are also recognized as separate components of equity. (o) Segment Disclosures While the chief decision-makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company wide basis. Discrete financial information is not available other than on a Company wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. (p) Adoption of New Accounting Standards In May 2014, the FASB issued an update (ASU No. 2014-09, Revenue from Contracts with Customers) creating FASB Topic 606, Revenue from Contracts with Customers. The guidance in this update affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards (for example, insurance contracts or lease contracts). The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance provides steps to follow to achieve the core principle. An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. Qualitative and quantitative information is required about contracts with customers, significant judgments and changes in judgments, and assets recognized from the costs to obtain or fulfill a contract. The amendments in this update are effective for interim and annual reporting periods beginning after December 15, 2017. We are currently evaluating the impact of adopting the new guidance on the consolidated financial statements. (q) Bank Owned Life Insurance The Company has purchased life insurance policies on certain key executives. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. (r) Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are reported as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there now are such matters that will have a material effect on the consolidated financial statements. (s) Derivatives At the inception of a derivative contract, the Company designates the derivative as one of three types based on the Company’s intentions and belief as to likely effectiveness as a hedge. These three types are (1) a hedge of the fair value of a recognized asset or liability or of an unrecognized firm commitment (“fair value hedge”), (2) a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability (“cash flow hedge”), or (3) an instrument with no hedging designation (“stand-alone derivative”). For a fair value hedge, the gain or loss on the derivative, as well as the offsetting loss or gain on the hedged item, are recognized in current earnings as fair values change. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. For both types of hedges, changes in the fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. The Company formally documents the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking fair value or cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Company discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged item, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended. When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income. When a fair value hedge is discontinued, the hedged asset or liability is no longer adjusted for changes in fair value and the existing basis adjustment is amortized or accreted over the remaining life of the asset or liability. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings. (t) Reclassifications Some items in the prior period financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on prior period net income or shareholders’ equity. (u) Rounding Dollar amounts are rounded to thousands except per share amounts unless otherwise noted.

Cash and Due From Banks

Cash and Due From Banks	12 Months Ended
	Dec. 31, 2015
Cash and Cash Equivalents [Abstract]
Cash and Due From Banks	Note 2 – Cash and Due From Banks The Company’s subsidiary is required by the Federal Reserve Bank to maintain average daily cash balances. These required balances were $8,614 at December 31, 2015 and $7,929 at December 31, 2014.

Investment Securities

Investment Securities	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Note 3 – Investment Securities All investment securities held at December 31, 2015 and 2014 are classified as available-for-sale. The following tables summarize the amortized cost and fair value of the available-for-sale investment securities portfolio at December 31, 2015 and 2014 and the corresponding amounts of unrealized gains and losses therein. 2015 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value (Dollars in thousands) Available-for-sale: Obligations of U.S. Government agencies $ 147,135 274 (1,433 ) 145,976 Obligations of states and political subdivisions 136,499 3,827 (266 ) 140,060 Mortgage-backed securities U.S. GSE's* MBS - residential 121,646 752 (890 ) 121,508 U.S. GSE's MBS - commercial 21,805 125 (261 ) 21,669 U.S. GSE's CMO 146,782 437 (1,642 ) 145,577 Corporate bonds 117,666 524 (1,417 ) 116,773 $ 691,533 5,939 (5,909 ) 691,563 *Government sponsored entities 2014 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value (Dollars in thousands) Available-for-sale: Obligations of U.S. Government agencies $ 181,104 307 (2,667 ) 178,744 Obligations of states and political subdivisions 98,538 3,400 (183 ) 101,755 Mortgage-backed securities U.S. GSE's MBS - residential 113,016 1,542 (466 ) 114,092 U.S. GSE's MBS - commercial 15,875 130 (61 ) 15,944 U.S. GSE's CMO 123,921 983 (443 ) 124,461 Corporate bonds 109,936 990 (1,457 ) 109,469 $ 642,390 7,352 (5,277 ) 644,465 As of December 31, 2015 and 2014, except for the U.S. Government agencies and government sponsored entities, there was no issuer who represented 10% or more of stockholders’ equity within the investment portfolio. Proceeds from sales of securities available-for-sale and the associated gains (losses), excluding gains (losses) on called securities, during 2015, 2014 and 2013 were as follows: December 31, 2015 2014 2013 (Dollars in thousands) Proceeds $ 128,439 $ 207,299 $ 175,524 Gross Gains 375 2,034 1,981 Gross Losses (1,419 ) (1,356 ) (2,914 ) Investment securities with a carrying amount of approximately $275,782 and $222,782 at December 31, 2015 and 2014, respectively, were pledged to secure public and trust deposits, and for other purposes required or permitted by law. The amortized cost and fair value of the investment securities portfolio, excluding equity securities, are shown below by contractual maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Estimated cost fair value (Dollars in thousands) Available-for-sale: One year or less $ 10,924 10,998 After one year through five years 107,431 107,848 After five years through ten years 182,347 181,171 After ten years 390,831 391,546 $ 691,533 691,563 The following tables summarize the investment securities with unrealized losses at year-end 2015 and 2014, aggregated by investment category and length of time the individual securities have been in a continuous unrealized loss position. December 31, 2015 Less than 12 months 12 months or longer Total Estimated Unrealized Estimated Unrealized Estimated Unrealized fair value loss fair value loss fair value loss (Dollars in thousands) Temporarily impaired Obligations of U.S. Government agencies $ 57,409 388 63,971 1,045 121,380 1,433 Obligations of states and political subdivisions 21,421 235 2,794 31 24,215 266 Mortgage-backed securities U.S. GSE's MBS - residential 71,185 607 11,105 283 82,290 890 U.S. GSE's MBS - commercial 9,428 261 - - 9,428 261 U.S. GSE's CMO 102,082 1,463 6,584 179 108,666 1,642 Corporate bonds 69,459 705 17,683 712 87,142 1,417 $ 330,984 3,659 102,137 2,250 433,121 5,909 December 31, 2014 Less than 12 months 12 months or longer Total Estimated Unrealized Estimated Unrealized Estimated Unrealized fair value loss fair value loss fair value loss (Dollars in thousands) Temporarily impaired Obligations of U.S. Government agencies $ 19,108 98 112,541 2,569 131,649 2,667 Obligations of states and political subdivisions 11,285 49 6,048 134 17,333 183 Mortgage-backed securities U.S. GSE's MBS - residential 1,112 4 31,546 462 32,658 466 U.S. GSE's MBS - commercial 7,929 40 3,983 21 11,912 61 U.S. GSE's CMO 36,594 216 18,205 227 54,799 443 Corporate bonds 29,769 204 29,421 1,253 59,190 1,457 $ 105,797 611 201,744 4,666 307,541 5,277 Other-Than-Temporary Impairment – December 31, 2015 As of December 31, 2015, the Company’s security portfolio consisted of 449 securities, 204 of which were in an unrealized loss position. Of these securities with unrealized losses, 58.64% were related to the Company’s mortgage-backed and corporate securities as discussed below. Mortgage-backed Securities At December 31, 2015, all of the Company’s mortgage-backed securities were issued by U.S. government-sponsored entities and agencies, primarily the Federal National Mortgage Association (“Fannie Mae”), the Federal Home Loan Mortgage Corporation (“Freddie Mac”) and the Government National Mortgage Association (“Ginnie Mae”), institutions which the government has affirmed its commitment to support. Because the decline in fair value is attributable to changes in interest rates and illiquidity, and not credit quality, and because the Company does not have the intent to sell these mortgage-backed securities and it is not more likely than not that it will be required to sell the securities before their anticipated recovery, the Company does not consider these securities to be other-than-temporarily impaired at December 31, 2015. Corporate Securities The Company holds fifty corporate securities totaling $116,773, of which thirty-eight had an unrealized loss of $1,417 at December 31, 2015. Thirty-seven of the securities with an unrealized loss of $1,384 were issued by entities rated lower medium investment grade or higher. Because the decline in fair value is attributable primarily to changes in interest rates and not credit quality and because the Company does not have the intent to sell the securities and it is not more likely than not that it will be required to sell the securities before their anticipated recovery, the Company does not consider these securities to be other-than-temporarily impaired at December 31, 2015. Included in the Company’s corporate bonds is one trust preferred security with an amortized cost of $250, which had an unrealized loss of $33, resulting in a fair value of $217 at December 31, 2015. This security is not rated. Although the issuer is not in default, in January of 2011 the Company was notified that the issuer had elected to defer interest payments in accordance with the terms of the instrument. As of July 2015, the issuer is no longer deferring interest and is current on all payments. Because the Company does not have the intent to sell this security and it is not more likely than not that it will be required to sell the security before its anticipated recovery, the Company does not consider this security to be other-than-temporarily impaired at December 31, 2015. There were no credit losses recognized in earnings for the year ended December 31, 2015.

Loans

Loans	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Loans	Note 4 – Loans Loans at year end were as follows: 2015 2014 (Dollars in thousands) Commercial, financial and agricultural $ 210,712 $ 208,905 Real estate: Commercial 366,566 371,488 Residential 229,161 204,097 Acquisition, development and construction 184,292 164,303 Consumer installment 18,584 17,248 1,009,315 966,041 Less allowance for loan losses 21,367 25,506 Less deferred loan origination fees (costs) 166 (315 ) $ 987,782 $ 940,850 The following tables present the activity in the allowance for loan losses by portfolio segment as of and for the years ended December 31, 2015, 2014 and 2013. 2015 Commercial, Financial and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 5,407 4,805 3,817 6,591 1,943 2,320 623 25,506 Charge-offs (1,184 ) (1,076 ) (1,162 ) (371 ) (255 ) (31 ) (610 ) (4,689 ) Recoveries 229 4 — 19 — 1,699 227 2,178 Provision 456 934 54 (1,212 ) 781 (3,074 ) 433 (1,628 ) Ending balance $ 4,908 4,667 2,709 5,027 2,469 914 673 21,367 2014 Commercial, Financial and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 5,774 5,706 3,275 5,590 3,107 2,379 578 26,409 Charge-offs (2,005 ) (89 ) (718 ) (1,038 ) (622 ) (69 ) (604 ) (5,145 ) Recoveries 67 96 275 37 — — 275 750 Provision 1,571 (908 ) 985 2,002 (542 ) 10 374 3,492 Ending balance $ 5,407 4,805 3,817 6,591 1,943 2,320 623 25,506 2013 Commercial, Financial and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 4,368 6,825 4,047 5,677 4,533 2,903 493 28,846 Charge-offs (335 ) (3,286 ) (183 ) (1,404 ) (2,663 ) (2,435 ) (620 ) (10,926 ) Recoveries 88 9 12 117 283 194 348 1,051 Provision 1,653 2,158 (601 ) 1,200 954 1,717 357 7,438 Ending balance $ 5,774 5,706 3,275 5,590 3,107 2,379 578 26,409 The following tables present the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2015 and 2014. 2015 Commercial, Financial and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Ending balance attributable to loans: Individually evaluated for impairment $ — — — — — — — — Collectively evaluated for impairment 4,908 4,667 2,709 5,027 2,469 914 673 21,367 $ 4,908 4,667 2,709 5,027 2,469 914 673 21,367 Loans: Individually evaluated for impairment 991 3,771 6,244 1,998 2,468 — — 15,472 Collectively evaluated for impairment 209,721 225,592 130,959 227,163 138,649 43,175 18,584 993,843 $ 210,712 229,363 137,203 229,161 141,117 43,175 18,584 1,009,315 2014 Commercial, Financial and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Ending balance attributable to loans: Individually evaluated for impairment $ 207 — — — — — — 207 Collectively evaluated for impairment 5,200 4,805 3,817 6,591 1,943 2,320 623 25,299 $ 5,407 4,805 3,817 6,591 1,943 2,320 623 25,506 Loans: Individually evaluated for impairment 2,995 1,289 7,687 2,285 2,849 3,082 2 20,189 Collectively evaluated for impairment 205,910 218,619 143,893 201,812 107,235 51,137 17,246 945,852 $ 208,905 219,908 151,580 204,097 110,084 54,219 17,248 966,041 The following tables present loans individually evaluated for impairment by class of loans as of December 31, 2015 and 2014. 2015 Unpaid Allowance for Average Principal Recorded Loan Losses Recorded Balance Investment (2) Allocated Investment (Dollars in thousands) With no related allowance recorded: (1) Commercial, financial and agricultural: Commerical $ 1,948 810 — 1,222 Financial — — — — Agricultural 251 181 — 193 Equity lines — — — — Other — — — — Commercial real estate: Owner occupied 4,773 3,771 — 4,656 Non Owner occupied 7,659 6,244 — 7,201 Residential real estate: Secured by first liens 2,587 1,904 — 2,026 Secured by junior liens 147 94 — 100 Acquisition, development and construction: Residential — — — — Other 3,440 2,468 — 2,645 Consumer — — — — 20,805 15,472 — 18,043 With an allowance recorded: — — — — $ 20,805 15,472 — 18,043 (1) No specific allowance for credit losses is allocated to these loans since they are sufficiently collateralized or had sufficient cash flows (2) Excludes accrued interest receivable and loan origination fees, net due to immateriality 2014 Unpaid Allowance for Average Principal Recorded Loan Losses Recorded Balance Investment (2) Allocated Investment (Dollars in thousands) With no related allowance recorded: (1) Commercial, financial and agricultural: Commerical $ 2,000 611 — 1,805 Financial — — — — Agricultural 263 206 — 231 Equity lines — — — — Other — — — — Commercial real estate: Owner occupied 1,385 1,289 — 1,377 Non Owner occupied 7,907 7,687 — 7,792 Residential real estate: Secured by first liens 2,711 2,181 — 2,229 Secured by junior liens 150 104 — 110 Acquisition, development and construction: Residential — — — — Other 8,518 5,931 — 7,326 Consumer 2 2 — 3 22,936 18,011 — 20,873 With an allowance recorded: Commercial, financial, and agricultural: Commerical 2,245 2,178 207 2,203 2,245 2,178 207 2,203 $ 25,181 20,189 207 23,076 (1) No specific allowance for credit losses is allocated to these loans since they are sufficiently collateralized or had sufficient cash flows (2) Excludes accrued interest receivable and loan origination fees, net due to immateriality The following tables present interest income on impaired loans for the years ended December 31, 2015, 2014 and 2013. 2015 Interest Cash Basis Income Interest Income Recognized Recognized (Dollars in thousands) Commercial, financial and agricultural: Commerical $ — — Financial — — Agricultural — — Equity lines — — Other — — Commercial real estate: Owner occupied 13 13 Non Owner occupied 311 311 Residential real estate: Secured by first liens 48 48 Secured by junior liens 3 3 Acquisition, development and construction: Residential — — Other 29 29 Consumer — — $ 404 404 2014 Interest Cash Basis Income Interest Income Recognized Recognized (Dollars in thousands) Commercial, financial and agricultural: Commerical $ — — Financial — — Agricultural — — Equity lines — — Other — — Commercial real estate: Owner occupied 15 15 Non Owner occupied 324 324 Residential real estate: Secured by first liens 25 25 Secured by junior liens — — Acquisition, development and construction: Residential — — Other 43 43 Consumer — — $ 407 407 2013 Interest Cash Basis Income Interest Income Recognized Recognized (Dollars in thousands) Commercial, financial and agricultural: Commerical $ — — Financial — — Agricultural — — Equity lines — — Other — — Commercial real estate: Owner occupied 8 8 Non Owner occupied 751 751 Residential real estate: Secured by first liens 19 19 Secured by junior liens 5 5 Acquisition, development and construction: Residential — — Other 36 36 Consumer — — $ 819 819 Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The sum of nonaccrual loans and loans past due 90 days still on accrual will differ from the total impaired loan amount. The following tables present the aging of the recorded investment in past due loans as of December 31, 2015 and 2014 by class of loans. 2015 30 - 89 Days 90 Days or Nonaccrual Total Loans Not Past Due More Past Due Loans Past Due Past Due Total (Dollars in thousands) Commercial, financial and agricultural: Commerical $ 39 — 831 870 125,735 126,605 Financial — — — — 4,678 4,678 Agricultural — — 182 182 10,712 10,894 Equity lines — — 75 75 40,536 40,611 Other — — 63 63 27,861 27,924 Commercial real estate: Owner occupied 1,158 — 3,988 5,146 224,217 229,363 Non Owner occupied 226 127 2,775 3,128 134,075 137,203 Residential real estate: Secured by first liens 2,207 — 3,192 5,399 218,742 224,141 Secured by junior liens — — 368 368 4,652 5,020 Acquisition, development and construction: Residential — — — — 54,266 54,266 Other 8 — 2,537 2,545 127,481 130,026 Consumer 19 — 33 52 18,532 18,584 $ 3,657 127 14,044 17,828 991,487 1,009,315 2014 30 - 89 Days 90 Days or Nonaccrual Total Loans Not Past Due More Past Due Loans Past Due Past Due Total (Dollars in thousands) Commercial, financial and agricultural: Commerical $ — — 2,865 2,865 119,815 122,680 Financial — — — — 9,355 9,355 Agricultural 276 — 206 482 9,315 9,797 Equity lines 33 — 318 351 33,298 33,649 Other — — 69 69 33,355 33,424 Commercial real estate: Owner occupied 1,638 — 620 2,258 217,650 219,908 Non Owner occupied — — 877 877 150,703 151,580 Residential real estate: Secured by first liens 2,919 — 3,451 6,370 190,970 197,340 Secured by junior liens 347 — 188 535 6,222 6,757 Acquisition, development and construction: Residential — — — — 45,264 45,264 Other 258 — 5,874 6,132 112,907 119,039 Consumer 44 — 136 180 17,068 17,248 $ 5,515 — 14,604 20,119 945,922 966,041 Troubled Debt Restructurings: The Company has troubled debt restructurings (TDRs) with a balance of $8,636 and $9,669 included in impaired loans at December 31, 2015 and 2014, respectively. No specific reserves were allocated to customers whose loan terms had been modified in TDRs as of December 31, 2015 and 2014. The Company is not committed to lend additional amounts as of December 31, 2015 and 2014 to customers with outstanding loans that are classified as TDRs. The following tables present TDRs as of December 31, 2015 and 2014. 2015 Number of Recorded Loans Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial and agricultural: Commerical 1 $ 810 Financial - - Agricultural - - Equity lines - - Other - - Commercial real estate: Owner occupied 1 273 Non Owner occupied 4 4,499 Residential real estate: Secured by first liens 10 1,140 Secured by junior liens 1 94 Acquisition, development and construction: Residential - - Other 2 1,820 Consumer - - 19 $ 8,636 2014 Number of Recorded Loans Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial and agricultural: Commerical - $ - Financial - - Agricultural - - Equity lines - - Other - - Commercial real estate: Owner occupied 2 354 Non Owner occupied 4 5,878 Residential real estate: Secured by first liens 9 1,112 Secured by junior liens 1 104 Acquisition, development and construction: Residential - - Other 3 2,221 Consumer - - 19 $ 9,669 During the year ended December 31, 2015, two loans were modified as TDRs. One modification involved a 2.50% reduction of the stated interest rate of the loan and an extension of the maturity date for 38 months while the other modification involved a 3.00% rate reduction and an extension of the maturity date for 42 months. During the year ended December 31, 2014, three loans were modified as TDRs. One modification involved a 2.13% reduction of the stated interest rate of the loan and an extension of the maturity date for 192 months. The second modification involved a 1.00% rate reduction and an extension of the maturity date for 25 months and the last modification involved a 2.00% rate reduction and an extension of the maturity date for 23 months. The following tables presents loans by class modified as TDRs that occurred during the years ended December 31, 2015, 2014 and 2013. Twelve Months Ended December 31, 2015 Pre-Modification Post-Modification Number of Outstanding Outstanding Loans Recorded Investment Recorded Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial and agricultural: Commerical 1 $ 2,046 $ 810 Financial - - - Agricultural - - - Equity lines - - - Other - - - Commercial real estate: Owner occupied - - - Non Owner occupied - - - Residential real estate: Secured by first liens 1 86 80 Secured by junior liens - - - Acquisition, development and construction: Residential - - - Other - - - Consumer - - - 2 $ 2,132 $ 890 There was no increase to the allowance for loan losses or resultant charge-offs on the TDRs described in the previous table for the year ended December 31, 2015. Twelve Months Ended December 31, 2014 Pre-Modification Post-Modification Number of Outstanding Outstanding Loans Recorded Investment Recorded Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial and agricultural: Commerical - $ - $ - Financial - - - Agricultural - - - Equity lines - - - Other - - - Commercial real estate: Owner occupied - - - Non Owner occupied - - - Residential real estate: Secured by first liens 1 287 212 Secured by junior liens - - - Acquisition, development and construction: Residential - - - Other 2 2,628 2,155 Consumer - - - 3 $ 2,915 $ 2,367 For the year ended December 31, 2014, the TDRs described in the previous table increased the allowance for loan losses by $280 and resulted in charge-offs of $280. Twelve Months Ended December 31, 2013 Pre-Modification Post-Modification Number of Outstanding Outstanding Loans Recorded Investment Recorded Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial and agricultural: Commerical - $ - $ - Financial - - - Agricultural - - - Equity lines - - - Other - - - Commercial real estate: Owner occupied 2 762 632 Non Owner occupied 3 5,779 5,662 Residential real estate: Secured by first liens 2 552 402 Secured by junior liens - - - Acquisition, development and construction: Residential - - - Other 1 130 70 Consumer - - - 8 $ 7,223 $ 6,766 For the year ended December 31, 2013, the TDRs described in the previous table increased the allowance for loan losses by $151 and resulted in charge-offs of $151. Charge-offs on such loans are factored into the rolling historical loss rate, which is used in the calculation of the allowance for loan losses. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. During the year ended December 31, 2015, one ADC loan with a recorded investment of $1,372 defaulted during the third quarter of 2015 and the default occurred within the twelve month period following the loan modification and one commercial real estate loan with a recorded investment of $315 defaulted during the fourth quarter of 2015 and the default occurred after the twelve month period following the modification. During the year ended December 31, 2014, one commercial real estate loan with a recorded investment of $330 defaulted during the third quarter of 2014 and one commercial real estate loan with a recorded investment of $147 prior to default resulted in a $71 charge-off during the fourth quarter of 2014. Both defaults occurred after the twelve month period following the loan modification. During the year ended December 31, 2013, one residential real estate loan with a recorded investment of $492 defaulted during the second quarter of 2013 and the default occurred within the twelve month period following the loan modification. The terms of certain other loans were modified during the years ended December 31, 2015 and 2014 that did not meet the definition of a TDR. These loans have a total recorded investment as of December 31, 2015 and 2014 of $7,184 and $4,091, respectively, and had delays in payment ranging from 30 days to 3 months in 2015 and 2014. The modification of these loans involved either a modification of the terms of a loan to borrowers who were not experiencing financial difficulties or a delay in a payment that was considered to be insignificant. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company, through its originating account officer, places an initial credit risk rating on every loan. An annual review and analysis of loan relationships (irrespective of loan types included in the overall relationship) with total related exposure of $500 or greater is performed by the Credit Administration department in order to update risk ratings given current available information. Through the review of delinquency reports, updated financial statements or other relevant information in the normal course of business, the lending officer and/or Credit Administration review personnel may determine that a loan relationship has weakened to the point that a criticized (Watch grade) or classified (Substandard & Doubtful grades) status is warranted. When a loan relationship with total related exposure of $200 or greater is adversely graded (Watch or above), the lending officer is then charged with preparing a Classified/Watch report which outlines the background of the credit problem, current repayment status of the loans, current collateral evaluation and a workout plan of action. This plan may include goals to improve the credit rating, assisting the borrower in moving the loans to another institution and/or collateral liquidation. All such Classified/Watch reports are reviewed on a quarterly basis by members of Executive Management at a regularly scheduled meeting in which each lending officer presents the workout plans for their criticized credit relationships. The Company uses the following definitions for risk ratings. Watch: Loans classified as watch have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard: Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful: Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. As of December 31, 2015 and 2014, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows. 2015 Pass Watch Substandard Doubtful (Dollars in thousands) Commercial, financial and agricultural: Commerical $ 120,385 4,469 1,751 — Financial 4,678 — — — Agricultural 7,758 2,641 495 — Equity lines 39,576 691 344 — Other 27,532 329 63 — Commercial real estate: Owner occupied 208,370 14,545 6,448 — Non Owner occupied 124,945 5,632 6,626 — Residential real estate: Secured by first liens 213,167 6,370 4,604 — Secured by junior liens 4,455 134 431 — Acquisition, development and construction: Residential 54,168 98 — — Other 119,330 7,354 3,342 — Consumer 18,156 358 70 — $ 942,520 42,621 24,174 — 2014 Pass Watch Substandard Doubtful (Dollars in thousands) Commercial, financial and agricultural: Commerical $ 109,908 7,782 4,990 — Financial 9,355 — — — Agricultural 6,636 1,960 1,201 — Equity lines 32,773 287 589 — Other 33,012 343 69 — Commercial real estate: Owner occupied 201,840 14,593 3,475 — Non Owner occupied 137,973 5,066 8,541 — Residential real estate: Secured by first liens 183,898 8,115 5,327 — Secured by junior liens 6,125 149 483 — Acquisition, development and construction: Residential 45,264 — — — Other 101,047 11,597 6,395 — Consumer 16,919 154 175 — $ 884,750 50,046 31,245 — Related Party Loans: The Company has direct and indirect loans outstanding to certain executive officers and directors, including affiliates, and principal holders of the Company’s securities. The following is a summary of the activity in loans outstanding to executive officers and directors, including affiliates, and principal holders of the Company’s securities for the year ended December 31, 2015: Dollars in thousands Balance at beginning of year $ 18,696 New loans 30,464 Effect of changes in composition of related parties (17 ) Principal repayments (30,149 ) Balance at end of year $ 18,994 The Company is also committed to extend credit to certain directors and executives of the Company, including companies in which they are principal owners, through personal lines of credit, letters of credit, and other loan commitments. As of December 31, 2015, available balances on these commitments to these persons aggregated approximately $10,521.

Real Estate Owned

Real Estate Owned	12 Months Ended
	Dec. 31, 2015
Real Estate [Abstract]
Real Estate Owned	Note 5 – Real Estate Owned The following table presents a roll forward of other real estate owned as of December 31, 2015, 2014 and 2013, respectively. 2015 2014 2013 (Dollars in thousands) Beginning balance, January 1 $ 1,107 $ 1,014 $ 3,490 Additions 611 1,256 1,074 Provision charged to expense (14 ) (271 ) (600 ) Sales (1,460 ) (935 ) (2,908 ) Gain (loss) on sale of OREO 116 43 (42 ) Ending balance, December 31 $ 360 $ 1,107 $ 1,014 Activity in the valuation allowance was as follows: 2015 2014 2013 (Dollars in thousands) Beginning balance $ 317 $ 51 $ 1,087 Provision charged to expense 14 271 600 Sales (84 ) (5 ) (1,636 ) Ending balance $ 247 $ 317 $ 51 Expenses related to foreclosed assets include: 2015 2014 2013 (Dollars in thousands) (Gain) loss on sale of OREO $ (116 ) $ (43 ) $ 42 OREO expenses, net of rental income 23 88 85 Provision charged to expense 14 271 600 $ (79 ) $ 316 $ 727

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 6 – Fair Value Measurements Fair value is the exchange price that would be received to sell an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants at the measurement date. The fair value hierarchy requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair values: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices, such as quoted market prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. In determining the appropriate levels, the Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Investment Securities: Interest Rate Swap Derivatives: Mortgage Banking Derivatives: Loans Held for Sale: Impaired Loans Other Real Estate Owned Appraisals for both collateral dependent impaired loans and other real estate owned are performed by certified general appraisers, certified residential appraisers or state licensed appraisers whose qualifications and licenses are annually reviewed and verified by the Company. Once received, a member of the Real Estate Valuation department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value and determines if reasonable. Appraisals for collateral dependent impaired loans and other real estate owned are updated annually. On an annual basis the Company compares the actual selling costs of collateral that has been liquidated to the selling price to determine what additional adjustment should be made to the appraisal value. The most recent analysis performed indicated that an additional discount of 8% should be applied to properties with appraisals performed within 12 months. Assets and Liabilities Measured on a Recurring Basis The following tables present the balances of assets and liabilities measured at fair value on a recurring basis by level within the hierarchy as of December 31, 2015 and 2014. December 31, Quoted Prices in Significant Other Significant 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Available-for-sale securities Obligations of U.S. Government agencies $ 145,976 - 145,976 - Obligations of states and political subdivisions 140,060 - 140,060 - Mortgage-backed securities U.S. GSE's MBS - residential 121,508 - 121,508 - U.S. GSE's MBS - commercial 21,669 - 21,669 - U.S. GSE's CMO 145,577 - 145,577 - Corporate bonds 116,773 - 116,773 - Total available-for-sale securities 691,563 - 691,563 - Loans held for sale 18,647 - 18,647 - Mortgage banking derivatives 24 - 24 - $ 710,234 - 710,234 - Liabilities: Interest rate swap derivatives 2,013 - 2,013 - $ 2,013 - 2,013 - December 31, Quoted Prices in Significant Other Significant 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Available-for-sale securities Obligations of U.S. Government agencies $ 178,744 - 178,744 - Obligations of states and political subdivisions 101,755 - 101,755 - Mortgage-backed securities U.S. GSE's MBS - residential 114,092 - 114,092 - U.S. GSE's MBS - commercial 15,944 - 15,944 - U.S. GSE's CMO 124,461 - 124,461 - Corporate bonds 109,469 - 109,357 112 Total available-for-sale securities 644,465 - 644,353 112 Loans held for sale 18,365 - 18,365 - Mortgage banking derivatives 6 - 6 - $ 662,836 - 662,724 112 Liabilities: Interest rate swap derivatives 1,959 - 1,959 - $ 1,959 - 1,959 - The Company’s policy is to recognize transfers into or out of a level as of the end of the reporting period. Transfers between Level 1 and Level 2: No securities were transferred between Level 1 and Level 2 during the twelve months ended December 31, 2015 and 2014. Transfers between Level 2 and Level 3: During the twelve months ended December 31, 2015, one corporate security was transferred out of Level 3 and into Level 2 based on observable market data for this security due to increased market activity for this security. This security with a market value of $138 as of March 31, 2015 was transferred on March 31, 2015. No securities were transferred between Level 2 and Level 3 during the twelve months ended December 31, 2014. The following tables present a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2015 and 2014 . Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Total Corporate bonds (Dollars in thousands) Beginning balance, January 1, 2015 $ 112 112 Total gains or losses (realized/unrealized) Included in earnings Gain (loss) on sales - - Other-than-temporary impairment - - Included in other comprehensive income 26 26 Purchases, sales, issuances and settlements Purchases - - Sales, Calls - - Issuances - - Settlements - - Principal repayments - - Transfers into Level 3 - - Transfers out of Level 3 (138 ) (138 ) Ending balance, December 31, 2015 $ - $ - Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Total Corporate bonds (Dollars in thousands) Beginning balance, January 1, 2014 $ 110 110 Total gains or losses (realized/unrealized) Included in earnings Gain (loss) on sales - - Other-than-temporary impairment - - Included in other comprehensive income 2 2 Purchases, sales, issuances and settlements Purchases - - Sales, Calls - - Issuances - - Settlements - - Principal repayments - - Transfers into Level 3 - - Transfers out of Level 3 - - Ending balance, December 31, 2014 $ 112 112 The Company uses an independent third party to value its U.S. government agencies, mortgage-backed securities, and corporate bonds. Their approach uses relevant information generated by transactions that have occurred in the market place that involve similar assets, as well as using cash flow information when necessary. These inputs are observable, either directly or indirectly in the market place for similar assets. The Company considers these valuations to be Level 2 pricing. The fair value of the Company’s municipal securities is determined by another independent third party. Their approach uses relevant information generated by transactions that have occurred in the market place that involve similar assets. These inputs are observable, either directly or indirectly in the market place for similar assets. The Company considers these valuations to be Level 2 pricing. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows (Level 3 pricing) as determined by an independent third party. The significant unobservable inputs used in the valuation model include prepayment rates, constant default rates, loss severity and yields. On a quarterly basis, the Company selects a random sample of investment security valuations, as determined by the independent third party, to validate pricing and level assignments. As of December 31, 2015, there were no financial instruments measured at fair value on a recurring basis using Level 3 inputs. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a recurring basis at December 31, 2014. Dec. 31, Valuation Unobservable Range 2014 Technique Inputs (Weighted Avg) (Dollars in thousands) Available-for-sale securities Corporate bonds 112 discounted cash flow yield 10.00 % The significant unobservable inputs used in the fair value measurement of the Company’s corporate bonds are yields that the market would require for corporate debt obligations with similar maturities and risk characteristics. Assets and Liabilities Measured on a Non-Recurring Basis Assets and liabilities measured at fair value on a non-recurring basis as of December 31, 2015 and 2014 are summarized below. December 31, Quoted Prices in Significant Other Significant 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Impaired loans (1) Commercial, financial and agricultural $ 810 - - 810 Real estate: Commercial 6,241 - - 6,241 Residential 1,166 - - 1,166 Acquisition, development and construction 1,954 - - 1,954 $ 10,171 - - 10,171 Other real estate owned Real estate: Acquisition, development and construction $ 360 - - 360 $ 360 - - 360 $ 10,531 - - 10,531 (1) Includes loans directly charged down to fair value December 31, Quoted Prices in Significant Other Significant 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Impaired loans (1) Commercial, financial, and agricultural $ 2,582 - - 2,582 Real estate: Commercial 2,166 - - 2,166 Residential 1,421 - - 1,421 Acquisition, development and construction 5,352 - - 5,352 Consumer installment 2 - - 2 $ 11,523 - - 11,523 Other real estate owned Real estate: Commercial $ 144 - - 144 Acquisition, development and construction 435 - - 435 $ 579 - - 579 $ 12,102 - - 12,102 (1) Includes loans directly charged down to fair value The following represents impairment charges recognized during the period: Impaired loans, which are measured for impairment using the fair value of collateral for collateral dependent loans, had a recorded investment of $10,171, resulting in an additional provision for loan losses of $3,342 for the year ended December 31, 2015. As of December 31, 2014, impaired loans had a recorded investment of $11,730, with a valuation allowance of $207, resulting in an additional provision for loan losses of $2,038 for the year ending 2014. Other real estate owned was $360 which consisted of the outstanding balance of $607, less a valuation allowance of $247. There were no write downs on this property during the year ended 2015. As of December 31, 2014, other real estate owned was $579 which consisted of the outstanding balance of $896, less a valuation allowance of $317, resulting in a write down of $266 for the year ending 2014. The following tables present quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2015 and 2014. Dec. 31, Valuation Unobservable Range 2015 Techniques Inputs (Weighted Avg) (Dollars in thousands) Impaired loans Commercial, financial and agricultural 810 sales comparison adjustment for 0.00% - 30.00% (15.00%) differences between the comparable sales income approach capitalization rate 10.82% Real estate: Commercial 6,241 sales comparison adjustment for 0.00% - 70.99% (17.70%) differences between the comparable sales income approach capitalization rate 8.25% - 9.50% (9.31%) income approach discount rate 4.75% Residential 1,166 sales comparison adjustment for 0.00% - 37.00% (8.06%) differences between the comparable sales liquidation value Acquisition, development and construction 1,954 sales comparison adjustment for 0.00% - 40.00% (17.31%) differences between the comparable sales Other real estate owned Real estate: Acquisition, development and construction 360 sales comparison adjustment for 11.00% - 25.00% (18.00%) differences between the comparable sales Dec. 31, Valuation Unobservable Range 2014 Techniques Inputs (Weighted Avg) (Dollars in thousands) Impaired loans Commercial, financial and agricultural 2,582 sales comparison adjustment for 7.00% - 50.00% (28.50%) differences between the comparable sales income approach capitalization rate 9.39% liquidation value Real estate: Commercial 2,166 sales comparison adjustment for 0.00% - 70.99% (19.92%) differences between the comparable sales income approach capitalization rate 8.25% - 10.00% (8.97%) liquidation value Residential 1,421 sales comparison adjustment for 1.30% - 24.46% (7.24%) differences between the comparable sales Acquisition, development and construction 5,352 sales comparison adjustment for 0.00% - 161.40% (28.55%) differences between the comparable sales income approach discount rate 9.50% - 10.00% (9.69%) Consumer installment 2 liquidation value Other real estate owned Real estate: Commercial 144 sales comparison adjustment for 0.00% - 25.00% (12.50%) differences between the comparable sales Acquisition, development and construction 435 sales comparison adjustment for 5.00% - 60.00% (27.12%) differences between the comparable sales Fair Value Option: The Company has elected the fair value option for loans held for sale. These loans are intended for sale and the Company believes that the fair value is the best indicator of the resolution of these loans. None of these loans are past due 90 days or more or on nonaccrual as of December 31, 2015 and 2014. As of December 31, 2015 and 2014, the aggregate fair value, unpaid principal balance (including accrued interest), and gain or loss was as follows: 2015 2014 (Dollars in thousands) Aggregate fair value $ 18,647 18,365 Unpaid principal balance 18,345 17,979 Gain 303 388 Interest income on loans held for sale is recognized based on contractual rates and is reflected in loan interest income in the consolidated statements of comprehensive income (loss). The following table details gains and losses from changes in fair value included in earnings for the years ended December 31, 2015, 2014 and 2013 for loans held for sale. 2015 2014 2013 (Dollars in thousands) Change in fair value $ (85 ) 142 (456 ) Fair Value of Financial Instruments: Disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value is required. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates. The assumptions used in the estimation of the fair value of the Company’s financial instruments are explained below. Where quoted market prices are not available, fair values are based on estimates using discounted cash flow and other valuation techniques. Discounted cash flows can be significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. The following fair value estimates cannot be substantiated by comparison to independent markets and should not be considered representative of the liquidation value of the Company’s financial instruments, but rather a good-faith estimate of the fair value of financial instruments held by the Company. Certain financial instruments and all nonfinancial instruments are excluded from disclosure requirements. The following methods and assumptions, not previously presented, were used by the Company in estimating the fair value of its financial instruments: (a) Cash and Cash Equivalents Fair value equals the carrying value of such assets due to their nature and is classified as Level 1. (b) Loans, net The fair value of loans is calculated using discounted cash flows by loan type resulting in a Level 3 classification. The discount rate used to determine the present value of the loan portfolio is an estimated market rate that reflects the credit and interest rate risk inherent in the loan portfolio without considering widening credit spreads due to market illiquidity. The estimated maturity is based on the Company’s historical experience with repayments adjusted to estimate the effect of current market conditions. The fair value of loans held for sale is estimated based upon binding contracts and quotes from third party investors resulting in a Level 2 classification. The allowance for loan losses is considered a reasonable discount for credit risk. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. (c) Restricted Equity Securities The fair value of FHLB stock was not practicable to determine due to restrictions placed on its transferability. (d) Deposits Fair values for certificates of deposit have been determined using discounted cash flows. The discount rate used is based on estimated market rates for deposits of similar remaining maturities and are classified as Level 2. The carrying amounts of all other deposits, due to their short-term nature, approximate their fair values and are classified as Level 1. The carrying amount of related accrued interest payable, due to its short-term nature, approximates its fair value, is not significant and is not disclosed. (e) Securities Sold Under Repurchase Agreements Fair value approximates the carrying value of such liabilities due to their short-term nature and is classified as Level 1. (f) Advances from FHLB The fair value of the FHLB advances is obtained from the FHLB and is calculated by discounting contractual cash flows using an estimated interest rate based on the current rates available to the Company for debt of similar remaining maturities and collateral terms resulting in a Level 2 classification. (g) Subordinated debentures The fair value for subordinated debentures is calculated using discounted cash flows based upon current market spreads to LIBOR for debt of similar remaining maturities and collateral terms resulting in a Level 3 classification. (h) Commitments The difference between the carrying values and fair values of commitments to extend credit are not significant and are not disclosed. The carrying amounts and estimated fair values of the Company’s financial instruments at December 31, 2015 and 2014, not previously presented, are as follows: December 31, 2015 Carrying Fair Value Measurements amount Total Level 1 Level 2 Level 3 (Dollars in thousands) Financial assets: Cash and cash equivalents $ 42,917 42,917 42,917 - - Loans, net 977,611 981,011 - - 981,011 Restricted equity securities 5,169 N/A Financial liabilities: Deposits with stated maturities 333,345 334,920 - 334,920 - Deposits without stated maturities 1,195,735 1,195,735 1,195,735 - - Securities sold under repurchase agreements 15,684 15,691 15,691 - - Advances from FHLB 85,000 86,854 - 86,854 - Subordinated debentures 20,000 15,065 - - 15,065 December 31, 2014 Carrying Fair Value Measurements amount Total Level 1 Level 2 Level 3 (Dollars in thousands) Financial assets: Cash and cash equivalents $ 35,995 35,995 35,995 - - Loans, net 929,327 925,997 - - 925,997 Restricted equity securities 4,398 N/A Financial liabilities: Deposits with stated maturities 375,808 376,607 - 376,607 - Deposits without stated maturities 1,088,056 1,088,056 1,088,056 - - Securities sold under repurchase agreements 10,678 10,678 10,678 - - Advances from FHLB 64,000 67,551 - 67,551 - Subordinated debentures 20,000 14,886 - - 14,886

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Premises and Equipment	Note 7 – Premises and Equipment Premises and equipment at December 31, 2015 and 2014 are summarized as follows: 2015 2014 (Dollars in thousands) Land $ 9,149 $ 9,109 Buildings 24,708 24,620 Furniture and equipment 17,353 16,278 51,210 50,007 Less accumulated depreciation 23,812 22,165 $ 27,398 $ 27,842 Depreciation expense amounted to $2,264, $2,061 and $1,869, in 2015, 2014 and 2013, respectively.

Commitments

Commitments	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments	Note 8 – Commitments The Company is committed under various operating leases for office space and equipment. At December 31, 2015, minimum future lease payments under non-cancelable real property and equipment operating leases are as follows: (Dollars in thousands) 2016 $ 263 2017 159 2018 85 2019 13 2020 5 2021 & Beyond - $ 525 Rent and lease expense for all building, equipment, and furniture rentals totaled $299, $237, and $258, for the years ended December 31, 2015, 2014, and 2013, respectively. The Company is party to lines of credit with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. Lines of credit are unfunded commitments to extend credit. These instruments involve, in varying degrees, exposure to credit and interest rate risk in excess of the amounts recognized in the financial statements. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for unfunded commitments to extend credit and letters of credit is represented by the contractual amount of those instruments. The Company follows the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. Unfunded commitments to extend credit where contract amounts represent potential credit risk totaled $226,331 and $171,911, at December 31, 2015 and 2014, respectively. This includes standby letters of credit of $4,494 at December 31, 2015 and $5,730 at December 31, 2014. These commitments are primarily at variable interest rates. Fixed rate commitments totaled $51,774 and $36,924 at December 31, 2015 and 2014, respectively. The rates on these commitments ranged from 2.63% to 16.00% at December 31, 2015 and 1.90% to 16.00% at December 31, 2014. Maturity dates ranged from 1/5/2016 to 7/21/2024, at December 31, 2015, and 1/2/2015 to 7/21/2024 at December 31, 2014. Lines of credit are legally binding contracts to lend to a customer, as long as there is no violation of any condition established in the contract. These commitments have fixed termination dates and generally require payment of a fee. As commitments often expire prior to being drawn, the amounts above do not necessarily represent the future cash requirements of the commitments. Credit worthiness is evaluated on a case by case basis, and if necessary, collateral is obtained to support the commitment.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Deposits	Note 9 – Deposits Time deposits that meet or exceed the FDIC Insurance limit of $250,000 at December 31, 2015 and 2014 totaled $64,169 and $58,396, respectively. At December 31, 2015, scheduled maturities of certificates of deposit are as follows: Dollars in thousands 2016 $ 204,313 2017 96,273 2018 14,518 2019 8,190 2020 10,051 Total $ 333,345 Brokered deposits as of December 31, 2015 and 2014 totaled $159,180 and $188,094, respectively.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Borrowings	Note 10 – Borrowings Securities Sold Under Repurchase Agreements The securities sold under repurchase agreements are collateralized by obligations of the U.S. Government or its corporations and agencies, state and municipal securities, corporate bonds, or mortgage-backed securities. The aggregate carrying value of such agreements for corporate customers at December 31, 2015 and 2014 was $19,324 and $15,448, respectively. The repurchase agreements at December 31, 2015 mature on demand. The following table summarizes pertinent data related to the securities sold under the agreements to repurchase as of and for the years ended December 31, 2015, 2014 and 2013. 2015 2014 2013 (Dollars in thousands) Securities Sold Under Repurchase Agreements Weighted average borrowing rate at year-end 0.73 % 0.40 % 0.40 % Weighted average borrowing rate during the year 0.49 % 0.41 % 0.50 % Average daily balance during the year $ 2,464 1,206 1,247 Maximum month-end balance during the year 15,684 10,711 10,718 Balance at year-end 15,684 10,678 808 Advances from Federal Home Loan Bank The Company has an available line of credit from the Federal Home Loan Bank of Atlanta (FHLB) in an amount not to exceed 10% of total assets. The line of credit is reviewed annually by the FHLB. The following advances were outstanding under this line at December 31, 2015 and 2014. 2015 Rate 2014 Rate (Dollars in thousands) Due January 18, 2017 $ 15,000 1.290 % $ 15,000 1.290 % Due June 16, 2017 10,000 0.980 % - - Due July 17, 2017 10,000 1.033 % 10,000 1.033 % Due July 26, 2017 10,000 4.406 % 10,000 4.406 % Due September 5, 2017 10,000 0.890 % - - Due October 20, 2017 9,000 0.800 % - - Due January 31, 2018 10,000 2.475 % 10,000 2.475 % Due January 28, 2019 convertible flipper 5,000 4.100 % 5,000 4.100 % Due April 22, 2019 convertible flipper - - 8,000 4.750 % Due May 22, 2019 convertible flipper 6,000 4.680 % 6,000 4.680 % $ 85,000 $ 64,000 Each advance is payable at its maturity date, with a prepayment penalty for fixed rate advances. The FHLB has the option to convert the fixed-rate advances and convertible advances to three-month, LIBOR-based floating-rate advances at various dates throughout the terms of the advances. At December 31, 2015 and 2014, the Company has pledged, under a blanket floating lien, eligible first mortgage loans with unpaid balances which, when discounted at approximately 76% and 79% of such unpaid principal balances, total $129,129 and $116,786, respectively. The Company has also pledged for this lien eligible commercial real estate loans with unpaid balances which, when discounted at approximately 59% and 56% of such unpaid principal balances, total $47,932 and $51,138, respectively, at December 31, 2015 and 2014. Based on this collateral and the Company’s holdings of FHLB stock, the Company is eligible to borrow up to a total of $90,768 at December 31, 2015. Other Borrowed Funds The Company maintains a borrowing facility at the Federal Reserve Bank, under the Borrower-In-Custody Program, which had $0 outstanding at December 31, 2015 and 2014. The borrowing capacity is based upon the loan collateral value. At December 31, 2015 and 2014, the Company pledged eligible loans with unpaid balances, which when discounted at approximately 71% and 76% of such unpaid principal balances, total $74,554 and $65,393, respectively.

Subordinated Debentures

Subordinated Debentures	12 Months Ended
	Dec. 31, 2015
Subordinated Borrowings [Abstract]
Subordinated Debentures	Note 11 – Subordinated Debentures In December 2005 the Company issued $10,000 of unsecured subordinated debentures to Southeastern Bank Financial Statutory Trust I (“Trust I”) and in March 2006 the Company issued $10,000 of unsecured subordinated debentures to Southeastern Bank Financial Trust II (“Trust II”). These debentures bear interest at three-month LIBOR plus 1.40% (1.91% at December 31, 2015), adjusted quarterly. Trust I and Trust II are wholly owned subsidiaries of the Company, but are not considered the primary beneficiaries of these trusts (variable interest entities); therefore, the trusts are not consolidated in the Company’s financial statements, but rather the subordinated debentures are shown as a liability. Trust I and Trust II acquired these debentures using the proceeds of their offerings of $10,000 of Trust Preferred Securities to outside investors. The Trust Preferred Securities qualify as Tier 1 capital under Federal Reserve Board guidelines up to certain limits and accrue and pay distributions quarterly at a variable per annum rate of interest, reset quarterly, equal to LIBOR plus 1.40% of the stated liquidation amount of $1 thousand dollars per Capital Security. The Company has entered into contractual arrangements which constitute a full, irrevocable and unconditional guarantee on a subordinated basis by the Company of the obligations of Trust I and Trust II under the Trust Preferred Securities. The Trust Preferred Securities are mandatorily redeemable upon maturity of the debentures on December 15, 2035 and June 15, 2036, or upon earlier redemption as provided in the indenture. The Company has the right to redeem the debentures purchased by Trust I and Trust II in whole or in part at any time. As specified in the indenture, if the debentures are redeemed prior to maturity, the redemption price will be 100% of their principal amount plus accrued and unpaid interest.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Note 12 – Income Taxes Income tax expense for the years ended December 31, 2015, 2014 and 2013 consists of the following: 2015 2014 2013 (Dollars in thousands) Current tax expense: Federal $ 6,282 $ 7,484 $ 5,838 State 735 715 432 Total current 7,017 8,199 6,270 Deferred tax expense Federal 1,954 (606 ) 761 State 167 (111 ) 116 Total deferred 2,121 (717 ) 877 Total income tax expense $ 9,138 $ 7,482 $ 7,147 Income tax expense differed from the amount computed by applying the statutory Federal corporate tax rate of 35% in 2015, 2014 and 2013 to income before income taxes as follows: Years ended December 31 2015 2014 2013 (Dollars in thousands) Computed "expected" tax expense $ 9,987 $ 8,440 $ 8,223 Increase (decrease) resulting from: Tax-exempt interest income (1,175 ) (1,005 ) (1,040 ) Nondeductible interest expense 76 32 33 State income tax, net of Federal tax effect 586 393 356 Earnings on cash surrender value of bank-owned life insurance (441 ) (407 ) (415 ) Other, net 105 29 (10 ) $ 9,138 $ 7,482 $ 7,147 The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2015 and 2014 are presented below: 2015 2014 (Dollars in thousands) Deferred tax assets: Allowance for loan losses $ 8,263 $ 9,797 Deferred compensation 5,440 4,988 Writedowns of other real estate 96 122 Fair value adjustment on cash flow hedge 783 762 Other 978 868 Total deferred tax assets 15,560 16,537 Deferred tax liabilities: Unrealized gain on investment securities available for sale (12 ) (807 ) Depreciation (1,427 ) (115 ) Prepaid assets and other (114 ) (181 ) Other (49 ) (171 ) Total deferred tax liabilities (1,602 ) (1,274 ) Net deferred tax asset $ 13,958 $ 15,263 A valuation allowance is required for deferred tax assets if, based on available evidence, it is more likely than not that all or some portion of the asset may not be realized due to the inability to generate sufficient taxable income in the period and/or of the character necessary to utilize the benefit of the deferred tax asset. In making this assessment, all sources of taxable income available to realize the deferred tax asset are considered including taxable income in prior carry-back years, future reversals of existing temporary differences, tax planning strategies and future taxable income exclusive of reversing temporary differences and carryforwards. Based on management’s assessment, no valuation allowance was deemed necessary at December 31, 2015. The Company and its subsidiary are subject to U.S. federal income tax as well as income tax of the state of Georgia and South Carolina. The Company is no longer subject to examination by federal and state taxing authorities for years before 2012. The total amount of interest and penalties related to income taxes recorded in the consolidated statements of comprehensive income for the year ended December 31, 2015, 2014 and 2013 was not material.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
Related Party Transactions	Note 13 – Related Party Transactions Deposits include accounts with certain directors and executives of the Company, including affiliates, and principal holders of the Company’s securities. As of December 31, 2015 and 2014, these deposits totaled approximately $26,086 and $23,336, respectively. See Note 4 for discussion of related party loans.

Regulatory Capital Requirements

Regulatory Capital Requirements	12 Months Ended
	Dec. 31, 2015
Regulatory Capital Requirements [Abstract]
Regulatory Capital Requirements	Note 14 – Regulatory Capital Requirements The Company and its subsidiary are subject to various regulatory capital requirements administered by the Federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory – and possibly additional discretionary – actions by regulators that, if undertaken, could have a direct material effect on the consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Company’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require minimum amounts and ratios (set forth in the following table) of Total, Tier 1 and Common Equity Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average assets (as defined). The final rules implementing Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (Basel III rules) became effective for the Company on January 1, 2015 with full compliance with all of the requirements being phased in over a multi-year schedule, and fully phased in by January 1, 2019. The net unrealized gain or loss on available-for-sale securities is not included in computing regulatory capital. Capital amounts and ratios for December 31, 2014 are calculated using Basel I rules. Management believes, as of December 31, 2015, that the Company meets all capital adequacy requirements to which it is subject. As of December 31, 2015, the most recent notification from the Federal Deposit Insurance Corporation categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum Total risk-based, Tier 1 risk-based, Common Equity Tier 1 risk-based and Tier 1 leverage ratios as set forth in the following table. Management is not aware of the existence of any conditions or events occurring subsequent to December 31, 2015 which would affect the Bank’s well capitalized classification. Actual capital amounts and ratios for the Company are presented in the following table as of December 31, 2015 and 2014, on a consolidated basis and for GB&T individually: To be well capitalized For capital adequacy under prompt corrective Actual purposes action provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Southeastern Bank Financial Corporation As of December 31, 2015: Risk-based capital: Common Equity Tier I capital $ 170,985 13.40 % $ 57,416 4.50 % N/A N/A Tier I capital 190,985 14.97 % 76,555 6.00 % N/A N/A Total capital 207,001 16.22 % 102,073 8.00 % N/A N/A Tier I capital - leverage 190,985 10.34 % 73,899 4.00 % N/A N/A As of December 31, 2014: Risk-based capital: Tier I capital $ 175,075 14.97 % $ 46,793 4.00 % N/A N/A Total capital 189,832 16.23 % 93,586 8.00 % N/A N/A Tier I capital - leverage 175,075 9.86 % 71,039 4.00 % N/A N/A Georgia Bank & Trust Company As of December 31, 2015: Risk-based capital: Common Equity Tier I capital $ 179,517 14.09 % $ 57,321 4.50 % $ 82,797 6.50 % Tier I capital 179,517 14.09 % 76,428 6.00 % 101,904 8.00 % Total capital 195,507 15.35 % 101,904 8.00 % 127,380 10.00 % Tier I capital - leverage 179,517 9.74 % 82,933 4.50 % 92,148 5.00 % As of December 31, 2014: Risk-based capital: Tier I capital $ 167,385 14.33 % $ 46,707 4.00 % $ 70,061 6.00 % Total capital 182,116 15.60 % 93,414 8.00 % 116,768 10.00 % Tier I capital - leverage 167,385 9.44 % 79,798 4.50 % 88,665 5.00 % Southeastern Bank Financial Corporation and Georgia Bank and Trust Company are regulated by the Department of Banking and Finance of the State of Georgia (DBF). The DBF requires that state banks in Georgia generally maintain a minimum ratio of Tier 1 capital to total assets of four and one-half percent (4.50%) for banks and four percent (4.00%) for holding companies. These ratios are shown in the preceding table as Tier 1 Capital – leverage. The Company’s ratio at 10.34% and the Bank’s ratio at 9.74% exceed the minimum required, at December 31, 2015. Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies to 50% of the preceding year’s earnings. Based on this limitation, the amount of cash dividends available for payment in 2016 from GB&T is approximately $10,140, subject to maintenance of the minimum capital requirements and compliance with other banking regulations regarding the payment of dividends.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Employee Benefit Plans	Note 15 – Employee Benefit Plans The Company has an employee savings plan (the Plan) that qualifies as a deferred salary arrangement under Section 401(k) of the Internal Revenue Code. Under the Plan, participating employees may defer a portion of their pretax earnings, up to the Internal Revenue Service annual contribution limit. The Company has the option to make discretionary payments to the Plan. For the years ended December 31, 2015, 2014 and 2013, the Company contributed $982, $874 and $910, respectively, to the Plan, which is 5% of the annual salary of all eligible employees for 2015, 2014 and 2013. Salary Continuation Agreements The Company also has salary continuation agreements in place with certain key officers. Such agreements are structured with differing benefits based on the participant’s overall position and responsibility. These agreements provide the participants with a supplemental income upon retirement at age 65, additional incentive to remain with the Company in order to receive these deferred retirement benefits and a compensation package that is competitive in the market. These agreements vest over a ten year period, require a minimum number of years service, and contain change of control provisions. All benefits would cease in the event of termination for cause, and if the participant’s employment were to end due to disability, voluntary termination or termination without cause, the participant would be entitled to receive certain reduced benefits based on vesting and other conditions. The estimated cost of an annuity to pay this obligation is being accrued over the vesting period for each officer. The Company recognized expense of $1,160, $2,126 and $324, during 2015, 2014 and 2013, respectively, related to these agreements. The total amount accrued at December 31, 2015 and 2014 was $13,637 and $12,598, respectively. The following tables set forth the status of the salary continuation agreements at December 31, 2015, 2014 and 2013. 2015 2014 2013 (Dollars in thousands) Change in projected benefit obligation: Projected benefit obligation at beginning of year $ 12,598 $ 10,628 $ 10,404 Service cost 609 553 780 Interest cost 589 532 468 Prior service cost 105 - - Cumulative effect of change in discount rate (144 ) 1,041 (924 ) Benefits paid (120 ) (156 ) (100 ) Projected benefit obligation at end of year $ 13,637 $ 12,598 $ 10,628 Assumptions used to determine the benefit obligation at year end: 2015 2014 Discount rate 4.62 % 4.50 % Total contractual obligation at year end assuming no forfeitures or terminations: 2015 2014 Full benefit $ 35,194 $ 30,054 Vested benefit 22,725 21,395 At December 31, 2015 the estimated payments to be made over the next five years are as follows: 2016 $ 551 2017 673 2018 784 2019 817 2020 819 $ 3,644

Stock-Based Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2015
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Stock-Based Compensation	Note 16 – Stock-Based Compensation The purpose of these plans is to enhance stockholder investment by attracting, retaining and motivating key employees, officers, directors and independent contractors of the Company, and to encourage stock ownership by such persons by providing them with a means to acquire a proprietary interest in the Company’s success, and to align the interests of management with those of stockholders. Stock Option Plan During 2000, the Company adopted the 2000 Long-Term Incentive Plan (the 2000 Plan) which allows for stock option awards for up to 278,300 shares of the Company’s common stock to employees and officers of the Company. Under the provisions of the 2000 Plan, the option price is determined by a committee of the board of directors at the time of grant and may not be less than 100% of the fair value of the common stock on the date of the grant of such option. Generally, when granted, these options vest over a five-year period. However, there were 11,000 options granted in 2005, that vest based on specific loan growth performance targets. All options must be exercised within a ten-year period. As of December 31, 2007, all options under this plan had been issued. As of December 31, 2015, due to employee terminations and expiration of granted options, 175,793 options have reverted back to the option pool and are available for re-granting as non-qualified options under the 2000 Plan. During 2006, the Company adopted the 2006 Long-Term Incentive Plan (the 2006 Plan), approved by shareholders at the annual meeting, which allows for stock option awards for up to 275,000 shares of the Company’s common stock to key employees, officers, directors and independent contractors providing material services to the Company. Under the provisions of the 2006 Plan, the option price is determined by a committee of the board of directors at the time of grant and may not be less than 100% of the fair value of the common stock on the date of the grant of such option. Notwithstanding the foregoing, in the case of an Incentive Stock Option granted to a Participant who is a Ten Percent or more Stockholder, the Option Price shall not be less than one hundred and ten percent (110%) of the Fair Market Value of the Common Stock on the Date of Grant. Generally, when granted, these options vest over a five-year period. All options must be exercised within a ten year period from the date of the grant; however, options issued to a ten percent or more stockholder must be exercised within a five year period from its date of grant. As of December 31, 2015 and 2014, total options, issued and outstanding, granted under this Plan were 83,967. As of December 31, 2015, 128,033 shares remain available for future grants under this Plan. The Company periodically purchases treasury stock and may use it for stock option exercises, when available. If treasury stock is not available, additional stock is issued. The Company repurchased 400 shares of treasury stock during 2015 and 1,282 shares of treasury stock during 2014. The Company did not issue any shares of treasury stock or additional stock in relation to exercised stock options in 2015 and 2014. The Company is required to compute the fair value of options at the date of grant and to recognize such costs as compensation expense ratably over the vesting period of the options. For the years ended December 31, 2015 and 2014, no expense was recognized. For the year ended December 31, 2013, the Company recognized $6 as compensation expense resulting from all stock options. The fair value of each option is estimated on the date of grant using the Black-Scholes valuation model. Expected volatility is the measure of the amount by which the share price is expected to fluctuate during a period. The method used to calculate historical average annualized volatility is based on the closing price of the first trade of each month. Expected dividends are based on the Company’s historical pattern of dividend payments. The Company uses historical data to estimate option exercise and employee termination within the valuation model. The risk-free rate is the U.S. Treasury note at the time of grant for the expected term of the option. There were no stock options granted during 2015, 2014 and 2013. A summary of activity for stock options with a specified vesting period follows: Shares Weighted Weighted Aggregate Options outstanding - December 31, 2014 129,250 $ 34.32 1.59 Granted in 2015 - - - Options exercised in 2015 - - - Options lapsed in 2015 - - - Options expired in 2015 (35,200 ) 33.50 - Options Outstanding - December 31, 2015 94,050 $ 34.62 0.97 - Fully vested or expected to vest 94,050 $ 34.62 0.97 - Exercisable at December 31, 2015 94,050 $ 34.62 0.97 - Information related to the stock options that vest over a specified period follows: 2015 2014 2013 (Dollars in thousands, except per share data) Intrinsic value of options exercised $ — — 3 Cash received from option exercises — — 43 Fair market value of stock received from option exercises — — 46 All stock options issued are incentive stock options and therefore, no tax benefit is realized. As of December 31, 2015, there was no unrecognized compensation cost related to nonvested options that vest over a five year period. The following table provides information for stock options that vest based on specific loan growth performance targets. Shares Weighted Weighted Aggregate Options outstanding - December 31, 2014 5,500 $ 31.18 0.50 - Options expired in 2015 (5,500 ) 31.18 - 10 Options Outstanding - December 31, 2015 - $ - - $ - Exercisable at December 31, 2015 - $ - - $ - As of December 31, 2015 and December 31, 2014, there was no unrecognized compensation cost related to nonvested options granted based on performance. Restricted Stock Award Plan The Company’s 2006 Long Term Incentive Plan provides for the issuance of restricted stock awards to officers and directors. Compensation expense is recognized over the vesting period of the awards based on the fair value of the stock at issue date. On March 19, 2014, the Compensation Committee of the Company approved grants of 63,000 shares to certain of its directors and executive officers. The fair value of the stock was determined using the closing price on date of grant. The shares vest in equal one-third increments on each of February 1, 2015; February 1, 2016; and February 1, 2017. For the years ended December 31, 2015 and 2014, the Company recognized $467 and $389 in compensation expense related to the restricted stock awards. A summary of changes in the Company’s nonvested shares for the year ended December 31, 2015 is as follows: Weighted Avg Number of Grant-Date Shares Fair Value Nonvested at January 1, 2015 63,000 $ 21.60 Granted - - Vested (21,000 ) 21.60 Forfeited - - Nonvested at December 31, 2015 42,000 $ 21.60 As of December 31, 2015, there was $505 of total unrecognized compensation cost related to nonvested shares granted under the Plan. This cost is being recognized over a period of thirteen months. The total fair value of shares vested during the year ended December 31, 2015 was $567 based on the market price as of the vesting date.

Other Operating Expenses

Other Operating Expenses	12 Months Ended
	Dec. 31, 2015
Other Income and Expenses [Abstract]
Other Operating Expenses	Note 17 – Other Operating Expenses Components of other operating expenses exceeding 1% of total revenues include the following for the years ended December 31, 2015, 2014, and 2013: 2015 2014 2013 (Dollars in thousands) Marketing and business development $ 2,027 $ 1,840 $ 1,821 Processing expense 3,443 3,015 2,127 Legal and professional fees 1,639 1,980 1,552 Data processing expense 1,600 1,484 1,566 FDIC Insurance 859 1,047 1,147 Communication expense 1,112 937 816 Teller & operational losses 911 336 287 Loan costs (excluding ORE) 773 1,263 1,333 Other expense 2,261 2,311 2,274 Total other operating expense $ 14,625 $ 14,213 $ 12,923

Interest Rate Swap Derivatives

Interest Rate Swap Derivatives	12 Months Ended
	Dec. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Interest Rate Swap Derivatives	Note 18 – Interest Rate Swap Derivatives The Company utilizes interest rate swap agreements as part of its asset liability management strategy to help manage its interest rate risk position. The notional amount of the interest rate swaps does not represent amounts exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest rate swap agreements. During May 2011, the Company entered into two interest rate swaps with notional amounts totaling $10,000 which were designated as cash flow hedges of certain subordinated debentures and were determined to be fully effective during all periods presented. As such, no amount of ineffectiveness has been included in net income. Therefore, the aggregate fair value of the swaps is recorded in other liabilities with changes in fair value recorded in other comprehensive The amount included in accumulated other comprehensive income would be reclassified to current earnings should the hedges no longer be considered effective. The Company expects the hedges to remain highly effective during the remaining terms of the swaps. Summary information about the interest rate swaps designated as cash flow hedges as of December 31, 2015 and December 31, 2014 is as follows: December 31, 2015 December 31, 2014 (Dollars in thousands) Notional Amounts $ 10,000 $ 10,000 Weighted average pay rates 5.35 % 5.35 % Weighted average receive rates 1.91 % 1.64 % Weighted average maturity 13.08 years 14.08 years Unrealized losses $ 2,013 $ 1,959 The swaps were forward starting and had effective dates of March 15, 2012 and June 15, 2012. Interest expense recorded on these swap transactions totaled $370, $376 and $372 at December 31, 2015, 2014 and 2013, respectively and is reported as a component of interest expense in other borrowings. If the fair value falls below specified levels, the Company is required to pledge collateral against these derivative contract liabilities. As of December 31, 2015, the Company had pledged $2,237 with the counterparty. Under certain circumstances, including a downgrade of its credit rating below specified levels, the counterparty is required to pledge collateral against these derivative contract liabilities. As of December 31, 2015, no collateral had been pledged by the counterparty.

Parent Company Only Condensed F

Parent Company Only Condensed Financial Statements	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Parent Company Only Condensed Financial Statements	Note 19 – Parent Company Only Condensed Financial Statements The following represents Parent Company only condensed financial information of Southeastern Bank Financial Corporation: Condensed Balance Sheets December 31 2015 2014 (Dollars in thousands) Assets Cash and cash equivalents $ 10,728 6,759 Investment in banking subsidiaries 179,675 168,793 Premises and equipment, net 541 586 Deferred tax asset, net 995 983 Income tax receivable 13 158 Other assets 25 24 $ 191,977 177,303 Liabilities and Stockholders' Equity Liabilities: Interest rate swap derivatives $ 2,013 1,959 Accrued interest and other liabilities 51 58 Subordinated debentures 20,000 20,000 Total liabilities 22,064 22,017 Stockholders' equity 169,913 155,286 $ 191,977 177,303 Condensed Statements of Income Years ended December 31 2015 2014 2013 (Dollars in thousands) Income: Dividend income $ 8,211 6,310 4,211 Interest income on interest-bearing deposits in other banks 3 1 2 Miscellaneous income 102 102 102 8,316 6,413 4,315 Expense: Interest expense 725 763 846 Salaries and other personnel expense 467 389 - Occupancy expense 59 59 60 Other operating expense 294 160 145 1,545 1,371 1,051 Income before equity in undistributed earnings of banking subsidiaries 6,771 5,042 3,264 Equity in undistributed earnings of banking subsidiaries 12,072 11,104 12,722 Income tax benefit (552 ) (486 ) (360 ) Net income $ 19,395 16,632 16,346 Condensed Statements of Cash Flows Year Ended December 31 2015 2014 2013 (Dollars in thousands) Cash flows from operating activities: Net income $ 19,395 16,632 16,346 Adjustments to reconcile net income to net cash provided by operating activities Depreciation 45 45 45 Deferred income tax expense (benefit) 8 (166 ) - Equity in undistributed earnings of banking subsidiaries (12,072 ) (11,104 ) (12,722 ) Stock-based compensation expense 467 389 - Decrease in accrued interest payable and other liabilities (6 ) (10 ) (4 ) Decrease (increase) in other assets 144 (159 ) 629 Net cash provided by operating activities 7,981 5,627 4,294 Cash flows from financing activities: Payments of subordinated debentures - (1,547 ) - Purchase of treasury stock (11 ) (31 ) - Payment of cash dividends (4,047 ) (3,499 ) (2,605 ) Tax benefit from stock-based compensation 46 - - Proceeds from stock options exercised, net of stock redeemed - - 43 Net cash used in financing activities (4,012 ) (5,077 ) (2,562 ) Net increase in cash and cash equivalents 3,969 550 1,732 Cash and cash equivalents at beginning of year 6,759 6,209 4,477 Cash and cash equivalents at end of year $ 10,728 6,759 6,209

Other Comprehensive (Loss) Inco

Other Comprehensive (Loss) Income	12 Months Ended
	Dec. 31, 2015
Comprehensive Income (Loss), Net Of Tax, Attributable To Parent [Abstract]
Other Comprehensive (Loss) Income	Note 20 – Other Comprehensive (Loss) Income Other comprehensive (loss) income for the Company consists of changes in net unrealized gains and losses on investment securities available-for-sale and interest rate swap derivatives. The following table presents a summary of the accumulated other comprehensive (loss) income balances, net of tax. Unrealized Unrealized Accumulated Other (Dollars in thousands) Balance, December 31, 2012 $ (1,476 ) $ 9,428 $ 7,952 Current Year change 1,007 (19,060 ) (18,053 ) Balance, December 31, 2013 $ (469 ) $ (9,632 ) $ (10,101 ) Current Year change (728 ) 10,900 10,172 Balance, December 31, 2014 $ (1,197 ) $ 1,268 $ 71 Current Year change (32 ) (1,250 ) (1,282 ) Balance, December 31, 2015 $ (1,229 ) $ 18 $ (1,211 ) The following table presents reclassifications out of accumulated other comprehensive (loss) income. Years Ended December 31, 2015 2014 2013 Details about Accumulated Amount reclassified Amount reclassified Amount reclassified Affected line item in the (Dollars in thousands) Unrealized gains and losses on available-for-sale securities $ (1,043 ) $ 825 $ (895 ) Investment securities (losses) gains, net $ 334 $ (256 ) $ 272 Tax benefit (expense) $ (709 ) $ 569 $ (623 ) Net of tax

Quarterly Financial Data (Unaud

Quarterly Financial Data (Unaudited)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Data (Unaudited)	Note 21 – Quarterly Financial Data (Unaudited) The supplemental quarterly financial data for the years ended December 31, 2015 and 2014 is summarized as follows: Quarters ended March 31, June 30, September 30, December 31, 2015 2015 2015 2015 (Dollars in thousands) Interest income $ 15,189 16,002 15,549 15,744 Interest expense 2,101 2,079 2,011 2,036 Net interest income 13,088 13,923 13,538 13,708 Provision (Credit) for loan losses 547 (2,690 ) 132 383 Noninterest income 4,719 4,019 5,307 4,643 Noninterest expense 11,065 12,211 11,571 11,193 Net income 4,206 5,689 4,865 4,635 Net income per share - basic 0.63 0.85 0.73 0.69 Net income per share - diluted 0.63 0.85 0.72 0.69 Quarters ended March 31, June 30, September 30, December 31, 2014 2014 2014 2014 (Dollars in thousands) Interest income $ 14,829 15,277 15,243 15,601 Interest expense 2,257 2,247 2,187 2,195 Net interest income 12,572 13,030 13,056 13,406 Provision for loan losses 1,057 1,011 876 548 Noninterest income 4,091 4,523 5,216 5,200 Noninterest expense 10,113 10,641 11,055 11,679 Net income 3,806 4,044 4,382 4,400 Net income per share - basic 0.57 0.61 0.66 0.66 Net income per share - diluted 0.57 0.60 0.65 0.66

Summary of Significant Accoun30

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Nature of Operations and Principles of Consolidation	(a) Nature of Operations and Principles of Consolidation The consolidated financial statements include the accounts of Southeastern Bank Financial Corporation and its wholly owned subsidiary, Georgia Bank & Trust Company of Augusta, Georgia “the Bank,” together referred to as “the Company.” Significant intercompany transactions and balances are eliminated in consolidation. The Company provides financial services through its offices in Richmond and Columbia Counties, Georgia, and Aiken County, South Carolina. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from operations of businesses. The Company has a significant concentration of commercial real estate loans. The ability of these customers to repay their loans is dependent on the real estate and general economic conditions in the area.
Use of Estimates	(b) Use of Estimates To prepare financial statements in conformity with United States generally accepted accounting principles, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ.
Cash Flows	(c) Cash Flows Cash and cash equivalents include cash and due from banks, Federal funds sold, and short-term interest-bearing deposits in other banks. Generally, Federal funds are sold for one-day periods. Net cash flows are reported for loan and deposit transactions and for short term borrowings with an original maturity of 90 days or less.
Securities	(d) Securities Debt securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt securities are classified as available for sale when they might be sold before maturity. Equity securities with readily determinable fair values are classified as available for sale. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.
Loans and Allowance for Loan Losses	(e) Loans and Allowance for Loan Losses Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Non-Accrual Loan Procedures: Interest income on loans of all segments and classes are generally discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Consumer loans are typically charged off no later than 120 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. A loan is moved to non-accrual status in accordance with the Company’s policy, typically after 90 days of non-payment as measured from the loan’s contractual due date. All interest, accrued but not received, for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Subsequent payments of interest are recognized on the cash basis as income when full collection of principal is expected. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured and there is a period of at least 6 months of repayment performance (1 year for loans providing for quarterly or semi-annual payments) by the borrower in accordance with contractual terms. Concentration of Credit Risk: Most of the Company’s business activity is with customers located within the Augusta-Richmond County, GA-SC metropolitan statistical area, part of the CSRA. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy in this area. The Company also has a significant concentration of commercial real estate loans. Allowance for Loan Losses: The allowance for loan losses (ALLL) is a valuation allowance for probable incurred credit losses. The allowance for loan losses is established through a provision for loan losses charged to expense. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. Impaired Loans and Troubled Debt Restructurings: A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due (both principal and interest) according to the contractual terms of the loan agreement. Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. All lending relationships over $500 are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The following portfolio segments have been identified: · Acquisition Development and Construction (“ADC”) – CSRA · ADC – Other · Commercial Real Estate – Non owner occupied · Commercial Real Estate – Owner occupied · Residential Real Estate · Consumer · Other – Commercial, Financial and Agricultural The following is a discussion of the risks characteristics of these portfolio segments. Acquisition, Development & Construction (ADC) – CSRA (Primary Market) ADC – Other Commercial Real Estate – Non Owner Occupied Commercial Real Estate – Owner Occupied – Residential Real Estate – Consumer – Commercial, Financial and Agricultural The allowance is an amount that management believes will be adequate to absorb probable incurred losses on existing loans that become uncollectible, based on evaluations of the collectability of loans. The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, historical loss rates, overall portfolio quality, review of specific problem loans, and current economic conditions and trends that may affect a borrower’s ability to pay. The allowance is evaluated on a regular basis utilizing estimated loss factors for specific types of loans. Such loss factors are periodically reviewed and adjusted as necessary based on actual losses. ALLL Methodology: The Company’s approach to ALLL reserve calculation uses two distinct perspectives, the guidelines of using Financial Accounting Standards ASC 450 (Accounting for Contingencies) and ASC 310 (Accounting by Creditors for Impairment of a Loan, for individual loans). The process is generally as follows, with the same methodology applied to all classes of loans within the portfolio segments: · Loans are grouped in categories of similar risk characteristics (portfolio segments). · For each loan category, a four year average rolling historical net loss rate is calculated, with the loss rate more heavily weighted to the most recent two years loss history. The historical loss ratios are adjusted for internal and external qualitative factors within each loan category. Factors include: o levels and trends in delinquencies and impaired/classified/graded loans; o changes in the quality of the loan review system; o trends in volume and terms of loans; o effects of changes in risk selection and underwriting standards, and other changes in lending policies, procedures and practices; o experience, ability, and depth of lending management and other relevant staff; o national and local economic trends and conditions; o changes in the value of underlying collateral; o other external factors-competition, legal and regulatory requirements; and o effects of changes in credit concentrations. · The resultant loss factor is applied to each respective loan pool to calculate the ALLL for each loan pool. · The total of each loan pool is then added to the ALLL determined for individual loans evaluated for impairment in accordance with ASC 310. Due to the added risks associated with loans, which are graded as special mention or substandard, that are not classified as impaired, the qualitative factor adjustment is further increased for such classifications within each category. There have been no changes to the methodology during 2015 and 2014. Loans Held for Sale: Mortgage loans held for sale are generally sold with servicing rights released. The Company originates mortgages to be held for sale only for loans that have been individually pre-approved by the investor. Mortgage loans held for sale, for which the fair value option has been elected, are recorded at fair value as of each balance sheet date. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. The Company bears minimal interest rate risk on these loans and only holds the loans temporarily until documentation can be completed to finalize the sale to the investor. Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as freestanding derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into, in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in the fair values of these derivatives are included in net gains on sales of loans. Fair values of these derivatives were $24 and $6 as of December 31, 2015 and 2014, respectively.
Transfers of Financial Assets	(f) Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Premises and Equipment	(g) Premises and Equipment Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from three to thirty-nine years.
Federal Home Loan Bank (FHLB) Stock	(h) Federal Home Loan Bank (FHLB) Stock The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
Other Real Estate	(i) Other Real Estate Assets acquired through or instead of loan foreclosure are initially recorded at fair value less estimated costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed. Costs, related to the development and improvement of real estate owned, are capitalized.
Goodwill	(j) Goodwill Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired tangible assets and liabilities and identifiable intangible assets. Goodwill is assessed at least annually, on December 31 st
Stock-Based Compensation	(k) Stock-Based Compensation Compensation cost is recognized for stock options and restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award.
Income Taxes	(l) Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest related to income tax matters as interest expense and penalties related to income tax matters as other expense.
Income Per Share	(m) Income Per Share Basic net income per share is net income divided by the weighted average number of common shares outstanding during the period. Common shares issuable under restricted stock awards are not considered outstanding for this calculation until vested. Diluted net income per share includes the dilutive effect of additional potential common shares issuable under stock options and restricted stock awards. The calculation of diluted earnings per share for 2015, 2014 and 2013 excludes the dilutive effect of stock options outstanding of 80,850, 134,750 and 145,250 at December 31, 2015, 2014 and 2013, respectively, as the effect is anti-dilutive for all periods. The calculation for 2015 and 2014 does include the dilutive effect of 63,000 in restricted stock awards at December 31, 2015 and 2014, respectively. December 31, 2015 2014 2013 Weighted average common shares outstanding for basic earnings per common share 6,701,291 6,681,220 6,678,914 Add: Dilutive effects of assumed exercises of stock options and restricted stock awards 15,078 9,203 - Weighted average number of common and common equivalent shares outstanding 6,716,369 6,690,423 6,678,914
Other Comprehensive Income (Loss)	(n) Other Comprehensive Income (Loss) Comprehensive income (loss) consists of net income (loss) and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and interest rate swap derivatives which are also recognized as separate components of equity.
Segment Disclosures	(o) Segment Disclosures While the chief decision-makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company wide basis. Discrete financial information is not available other than on a Company wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Adoption of New Accounting Standards	(p) Adoption of New Accounting Standards In May 2014, the FASB issued an update (ASU No. 2014-09, Revenue from Contracts with Customers) creating FASB Topic 606, Revenue from Contracts with Customers. The guidance in this update affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards (for example, insurance contracts or lease contracts). The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance provides steps to follow to achieve the core principle. An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. Qualitative and quantitative information is required about contracts with customers, significant judgments and changes in judgments, and assets recognized from the costs to obtain or fulfill a contract. The amendments in this update are effective for interim and annual reporting periods beginning after December 15, 2017. We are currently evaluating the impact of adopting the new guidance on the consolidated financial statements.
Bank Owned Life Insurance	(q) Bank Owned Life Insurance The Company has purchased life insurance policies on certain key executives. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Loss Contingencies	(r) Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are reported as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there now are such matters that will have a material effect on the consolidated financial statements.
Derivatives	(s) Derivatives At the inception of a derivative contract, the Company designates the derivative as one of three types based on the Company’s intentions and belief as to likely effectiveness as a hedge. These three types are (1) a hedge of the fair value of a recognized asset or liability or of an unrecognized firm commitment (“fair value hedge”), (2) a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability (“cash flow hedge”), or (3) an instrument with no hedging designation (“stand-alone derivative”). For a fair value hedge, the gain or loss on the derivative, as well as the offsetting loss or gain on the hedged item, are recognized in current earnings as fair values change. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. For both types of hedges, changes in the fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. The Company formally documents the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking fair value or cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Company discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged item, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended. When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income. When a fair value hedge is discontinued, the hedged asset or liability is no longer adjusted for changes in fair value and the existing basis adjustment is amortized or accreted over the remaining life of the asset or liability. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings.
Reclassifications	(t) Reclassifications Some items in the prior period financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on prior period net income or shareholders’ equity.
Rounding	(u) Rounding Dollar amounts are rounded to thousands except per share amounts unless otherwise noted.

Summary of Significant Accoun31

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Schedule of weighted average number of shares in calculating earnings per shares	December 31, 2015 2014 2013 Weighted average common shares outstanding for basic earnings per common share 6,701,291 6,681,220 6,678,914 Add: Dilutive effects of assumed exercises of stock options and restricted stock awards 15,078 9,203 - Weighted average number of common and common equivalent shares outstanding 6,716,369 6,690,423 6,678,914

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair value of the available-for-sale investment securities portfolio	2015 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value (Dollars in thousands) Available-for-sale: Obligations of U.S. Government agencies $ 147,135 274 (1,433 ) 145,976 Obligations of states and political subdivisions 136,499 3,827 (266 ) 140,060 Mortgage-backed securities U.S. GSE's* MBS - residential 121,646 752 (890 ) 121,508 U.S. GSE's MBS - commercial 21,805 125 (261 ) 21,669 U.S. GSE's CMO 146,782 437 (1,642 ) 145,577 Corporate bonds 117,666 524 (1,417 ) 116,773 $ 691,533 5,939 (5,909 ) 691,563 *Government sponsored entities 2014 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value (Dollars in thousands) Available-for-sale: Obligations of U.S. Government agencies $ 181,104 307 (2,667 ) 178,744 Obligations of states and political subdivisions 98,538 3,400 (183 ) 101,755 Mortgage-backed securities U.S. GSE's MBS - residential 113,016 1,542 (466 ) 114,092 U.S. GSE's MBS - commercial 15,875 130 (61 ) 15,944 U.S. GSE's CMO 123,921 983 (443 ) 124,461 Corporate bonds 109,936 990 (1,457 ) 109,469 $ 642,390 7,352 (5,277 ) 644,465
Schedule of proceeds from sales of securities available-for-sale and the associated gains (losses), excluding gains (losses) on called securities	December 31, 2015 2014 2013 (Dollars in thousands) Proceeds $ 128,439 $ 207,299 $ 175,524 Gross Gains 375 2,034 1,981 Gross Losses (1,419 ) (1,356 ) (2,914 )
Schedule of the amortized cost and fair value of the investment securities portfolio excluding equity securities by contractual maturity	Amortized Estimated cost fair value (Dollars in thousands) Available-for-sale: One year or less $ 10,924 10,998 After one year through five years 107,431 107,848 After five years through ten years 182,347 181,171 After ten years 390,831 391,546 $ 691,533 691,563
Schedule of investment securities with unrealized losses	December 31, 2015 Less than 12 months 12 months or longer Total Estimated Unrealized Estimated Unrealized Estimated Unrealized fair value loss fair value loss fair value loss (Dollars in thousands) Temporarily impaired Obligations of U.S. Government agencies $ 57,409 388 63,971 1,045 121,380 1,433 Obligations of states and political subdivisions 21,421 235 2,794 31 24,215 266 Mortgage-backed securities U.S. GSE's MBS - residential 71,185 607 11,105 283 82,290 890 U.S. GSE's MBS - commercial 9,428 261 - - 9,428 261 U.S. GSE's CMO 102,082 1,463 6,584 179 108,666 1,642 Corporate bonds 69,459 705 17,683 712 87,142 1,417 $ 330,984 3,659 102,137 2,250 433,121 5,909 December 31, 2014 Less than 12 months 12 months or longer Total Estimated Unrealized Estimated Unrealized Estimated Unrealized fair value loss fair value loss fair value loss (Dollars in thousands) Temporarily impaired Obligations of U.S. Government agencies $ 19,108 98 112,541 2,569 131,649 2,667 Obligations of states and political subdivisions 11,285 49 6,048 134 17,333 183 Mortgage-backed securities U.S. GSE's MBS - residential 1,112 4 31,546 462 32,658 466 U.S. GSE's MBS - commercial 7,929 40 3,983 21 11,912 61 U.S. GSE's CMO 36,594 216 18,205 227 54,799 443 Corporate bonds 29,769 204 29,421 1,253 59,190 1,457 $ 105,797 611 201,744 4,666 307,541 5,277

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Schedule of summary of loans receivables	2015 2014 (Dollars in thousands) Commercial, financial and agricultural $ 210,712 $ 208,905 Real estate: Commercial 366,566 371,488 Residential 229,161 204,097 Acquisition, development and construction 184,292 164,303 Consumer installment 18,584 17,248 1,009,315 966,041 Less allowance for loan losses 21,367 25,506 Less deferred loan origination fees (costs) 166 (315 ) $ 987,782 $ 940,850
Schedule of activity in the allowance for loan losses by portfolio segment	2015 Commercial, Financial and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 5,407 4,805 3,817 6,591 1,943 2,320 623 25,506 Charge-offs (1,184 ) (1,076 ) (1,162 ) (371 ) (255 ) (31 ) (610 ) (4,689 ) Recoveries 229 4 — 19 — 1,699 227 2,178 Provision 456 934 54 (1,212 ) 781 (3,074 ) 433 (1,628 ) Ending balance $ 4,908 4,667 2,709 5,027 2,469 914 673 21,367 2014 Commercial, Financial and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 5,774 5,706 3,275 5,590 3,107 2,379 578 26,409 Charge-offs (2,005 ) (89 ) (718 ) (1,038 ) (622 ) (69 ) (604 ) (5,145 ) Recoveries 67 96 275 37 — — 275 750 Provision 1,571 (908 ) 985 2,002 (542 ) 10 374 3,492 Ending balance $ 5,407 4,805 3,817 6,591 1,943 2,320 623 25,506 2013 Commercial, Financial and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 4,368 6,825 4,047 5,677 4,533 2,903 493 28,846 Charge-offs (335 ) (3,286 ) (183 ) (1,404 ) (2,663 ) (2,435 ) (620 ) (10,926 ) Recoveries 88 9 12 117 283 194 348 1,051 Provision 1,653 2,158 (601 ) 1,200 954 1,717 357 7,438 Ending balance $ 5,774 5,706 3,275 5,590 3,107 2,379 578 26,409
Schedule of allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method	2015 Commercial, Financial and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Ending balance attributable to loans: Individually evaluated for impairment $ — — — — — — — — Collectively evaluated for impairment 4,908 4,667 2,709 5,027 2,469 914 673 21,367 $ 4,908 4,667 2,709 5,027 2,469 914 673 21,367 Loans: Individually evaluated for impairment 991 3,771 6,244 1,998 2,468 — — 15,472 Collectively evaluated for impairment 209,721 225,592 130,959 227,163 138,649 43,175 18,584 993,843 $ 210,712 229,363 137,203 229,161 141,117 43,175 18,584 1,009,315 2014 Commercial, Financial and CRE - Owner CRE - Non Owner Residential ADC ADC Agricultural Occupied Occupied Real Estate CSRA Other Consumer Total (Dollars in thousands) Allowance for loan losses: Ending balance attributable to loans: Individually evaluated for impairment $ 207 — — — — — — 207 Collectively evaluated for impairment 5,200 4,805 3,817 6,591 1,943 2,320 623 25,299 $ 5,407 4,805 3,817 6,591 1,943 2,320 623 25,506 Loans: Individually evaluated for impairment 2,995 1,289 7,687 2,285 2,849 3,082 2 20,189 Collectively evaluated for impairment 205,910 218,619 143,893 201,812 107,235 51,137 17,246 945,852 $ 208,905 219,908 151,580 204,097 110,084 54,219 17,248 966,041
Schedule of Loans individually evaluated for impairment by class of loans	2015 Unpaid Allowance for Average Principal Recorded Loan Losses Recorded Balance Investment (2) Allocated Investment (Dollars in thousands) With no related allowance recorded: (1) Commercial, financial and agricultural: Commerical $ 1,948 810 — 1,222 Financial — — — — Agricultural 251 181 — 193 Equity lines — — — — Other — — — — Commercial real estate: Owner occupied 4,773 3,771 — 4,656 Non Owner occupied 7,659 6,244 — 7,201 Residential real estate: Secured by first liens 2,587 1,904 — 2,026 Secured by junior liens 147 94 — 100 Acquisition, development and construction: Residential — — — — Other 3,440 2,468 — 2,645 Consumer — — — — 20,805 15,472 — 18,043 With an allowance recorded: — — — — $ 20,805 15,472 — 18,043 (1) No specific allowance for credit losses is allocated to these loans since they are sufficiently collateralized or had sufficient cash flows (2) Excludes accrued interest receivable and loan origination fees, net due to immateriality 2014 Unpaid Allowance for Average Principal Recorded Loan Losses Recorded Balance Investment (2) Allocated Investment (Dollars in thousands) With no related allowance recorded: (1) Commercial, financial and agricultural: Commerical $ 2,000 611 — 1,805 Financial — — — — Agricultural 263 206 — 231 Equity lines — — — — Other — — — — Commercial real estate: Owner occupied 1,385 1,289 — 1,377 Non Owner occupied 7,907 7,687 — 7,792 Residential real estate: Secured by first liens 2,711 2,181 — 2,229 Secured by junior liens 150 104 — 110 Acquisition, development and construction: Residential — — — — Other 8,518 5,931 — 7,326 Consumer 2 2 — 3 22,936 18,011 — 20,873 With an allowance recorded: Commercial, financial, and agricultural: Commerical 2,245 2,178 207 2,203 2,245 2,178 207 2,203 $ 25,181 20,189 207 23,076 (1) No specific allowance for credit losses is allocated to these loans since they are sufficiently collateralized or had sufficient cash flows (2) Excludes accrued interest receivable and loan origination fees, net due to immateriality
Schedule of interest income on impaired loans	2015 Interest Cash Basis Income Interest Income Recognized Recognized (Dollars in thousands) Commercial, financial and agricultural: Commerical $ — — Financial — — Agricultural — — Equity lines — — Other — — Commercial real estate: Owner occupied 13 13 Non Owner occupied 311 311 Residential real estate: Secured by first liens 48 48 Secured by junior liens 3 3 Acquisition, development and construction: Residential — — Other 29 29 Consumer — — $ 404 404 2014 Interest Cash Basis Income Interest Income Recognized Recognized (Dollars in thousands) Commercial, financial and agricultural: Commerical $ — — Financial — — Agricultural — — Equity lines — — Other — — Commercial real estate: Owner occupied 15 15 Non Owner occupied 324 324 Residential real estate: Secured by first liens 25 25 Secured by junior liens — — Acquisition, development and construction: Residential — — Other 43 43 Consumer — — $ 407 407 2013 Interest Cash Basis Income Interest Income Recognized Recognized (Dollars in thousands) Commercial, financial and agricultural: Commerical $ — — Financial — — Agricultural — — Equity lines — — Other — — Commercial real estate: Owner occupied 8 8 Non Owner occupied 751 751 Residential real estate: Secured by first liens 19 19 Secured by junior liens 5 5 Acquisition, development and construction: Residential — — Other 36 36 Consumer — — $ 819 819
Schedule of aging of the recorded investment in past due loans	2015 30 - 89 Days 90 Days or Nonaccrual Total Loans Not Past Due More Past Due Loans Past Due Past Due Total (Dollars in thousands) Commercial, financial and agricultural: Commerical $ 39 — 831 870 125,735 126,605 Financial — — — — 4,678 4,678 Agricultural — — 182 182 10,712 10,894 Equity lines — — 75 75 40,536 40,611 Other — — 63 63 27,861 27,924 Commercial real estate: Owner occupied 1,158 — 3,988 5,146 224,217 229,363 Non Owner occupied 226 127 2,775 3,128 134,075 137,203 Residential real estate: Secured by first liens 2,207 — 3,192 5,399 218,742 224,141 Secured by junior liens — — 368 368 4,652 5,020 Acquisition, development and construction: Residential — — — — 54,266 54,266 Other 8 — 2,537 2,545 127,481 130,026 Consumer 19 — 33 52 18,532 18,584 $ 3,657 127 14,044 17,828 991,487 1,009,315 2014 30 - 89 Days 90 Days or Nonaccrual Total Loans Not Past Due More Past Due Loans Past Due Past Due Total (Dollars in thousands) Commercial, financial and agricultural: Commerical $ — — 2,865 2,865 119,815 122,680 Financial — — — — 9,355 9,355 Agricultural 276 — 206 482 9,315 9,797 Equity lines 33 — 318 351 33,298 33,649 Other — — 69 69 33,355 33,424 Commercial real estate: Owner occupied 1,638 — 620 2,258 217,650 219,908 Non Owner occupied — — 877 877 150,703 151,580 Residential real estate: Secured by first liens 2,919 — 3,451 6,370 190,970 197,340 Secured by junior liens 347 — 188 535 6,222 6,757 Acquisition, development and construction: Residential — — — — 45,264 45,264 Other 258 — 5,874 6,132 112,907 119,039 Consumer 44 — 136 180 17,068 17,248 $ 5,515 — 14,604 20,119 945,922 966,041
Schedule of details of TDRs	2015 Number of Recorded Loans Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial and agricultural: Commerical 1 $ 810 Financial - - Agricultural - - Equity lines - - Other - - Commercial real estate: Owner occupied 1 273 Non Owner occupied 4 4,499 Residential real estate: Secured by first liens 10 1,140 Secured by junior liens 1 94 Acquisition, development and construction: Residential - - Other 2 1,820 Consumer - - 19 $ 8,636 2014 Number of Recorded Loans Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial and agricultural: Commerical - $ - Financial - - Agricultural - - Equity lines - - Other - - Commercial real estate: Owner occupied 2 354 Non Owner occupied 4 5,878 Residential real estate: Secured by first liens 9 1,112 Secured by junior liens 1 104 Acquisition, development and construction: Residential - - Other 3 2,221 Consumer - - 19 $ 9,669
Schedule of loans by class modified as TDRs	Twelve Months Ended December 31, 2015 Pre-Modification Post-Modification Number of Outstanding Outstanding Loans Recorded Investment Recorded Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial and agricultural: Commerical 1 $ 2,046 $ 810 Financial - - - Agricultural - - - Equity lines - - - Other - - - Commercial real estate: Owner occupied - - - Non Owner occupied - - - Residential real estate: Secured by first liens 1 86 80 Secured by junior liens - - - Acquisition, development and construction: Residential - - - Other - - - Consumer - - - 2 $ 2,132 $ 890 Twelve Months Ended December 31, 2014 Pre-Modification Post-Modification Number of Outstanding Outstanding Loans Recorded Investment Recorded Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial and agricultural: Commerical - $ - $ - Financial - - - Agricultural - - - Equity lines - - - Other - - - Commercial real estate: Owner occupied - - - Non Owner occupied - - - Residential real estate: Secured by first liens 1 287 212 Secured by junior liens - - - Acquisition, development and construction: Residential - - - Other 2 2,628 2,155 Consumer - - - 3 $ 2,915 $ 2,367 Twelve Months Ended December 31, 2013 Pre-Modification Post-Modification Number of Outstanding Outstanding Loans Recorded Investment Recorded Investment (Dollars in thousands) Troubled Debt Restructurings: Commercial, financial and agricultural: Commerical - $ - $ - Financial - - - Agricultural - - - Equity lines - - - Other - - - Commercial real estate: Owner occupied 2 762 632 Non Owner occupied 3 5,779 5,662 Residential real estate: Secured by first liens 2 552 402 Secured by junior liens - - - Acquisition, development and construction: Residential - - - Other 1 130 70 Consumer - - - 8 $ 7,223 $ 6,766
Schedule of the risk category of loans by class of loans	2015 Pass Watch Substandard Doubtful (Dollars in thousands) Commercial, financial and agricultural: Commerical $ 120,385 4,469 1,751 — Financial 4,678 — — — Agricultural 7,758 2,641 495 — Equity lines 39,576 691 344 — Other 27,532 329 63 — Commercial real estate: Owner occupied 208,370 14,545 6,448 — Non Owner occupied 124,945 5,632 6,626 — Residential real estate: Secured by first liens 213,167 6,370 4,604 — Secured by junior liens 4,455 134 431 — Acquisition, development and construction: Residential 54,168 98 — — Other 119,330 7,354 3,342 — Consumer 18,156 358 70 — $ 942,520 42,621 24,174 — 2014 Pass Watch Substandard Doubtful (Dollars in thousands) Commercial, financial and agricultural: Commerical $ 109,908 7,782 4,990 — Financial 9,355 — — — Agricultural 6,636 1,960 1,201 — Equity lines 32,773 287 589 — Other 33,012 343 69 — Commercial real estate: Owner occupied 201,840 14,593 3,475 — Non Owner occupied 137,973 5,066 8,541 — Residential real estate: Secured by first liens 183,898 8,115 5,327 — Secured by junior liens 6,125 149 483 — Acquisition, development and construction: Residential 45,264 — — — Other 101,047 11,597 6,395 — Consumer 16,919 154 175 — $ 884,750 50,046 31,245 —
Schedule of activity in loans outstanding to executive officers and directors, including affiliates, and principal holders of the company's securities	Dollars in thousands Balance at beginning of year $ 18,696 New loans 30,464 Effect of changes in composition of related parties (17 ) Principal repayments (30,149 ) Balance at end of year $ 18,994

Real Estate Owned (Tables)

Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2015
Real Estate [Abstract]
Schedule of roll forward of other real estate owned	2015 2014 2013 (Dollars in thousands) Beginning balance, January 1 $ 1,107 $ 1,014 $ 3,490 Additions 611 1,256 1,074 Provision charged to expense (14 ) (271 ) (600 ) Sales (1,460 ) (935 ) (2,908 ) Gain (loss) on sale of OREO 116 43 (42 ) Ending balance, December 31 $ 360 $ 1,107 $ 1,014
Schedule of activity in valuation allowance	2015 2014 2013 (Dollars in thousands) Beginning balance $ 317 $ 51 $ 1,087 Provision charged to expense 14 271 600 Sales (84 ) (5 ) (1,636 ) Ending balance $ 247 $ 317 $ 51
Schedule of expenses related to foreclosed assets	2015 2014 2013 (Dollars in thousands) (Gain) loss on sale of OREO $ (116 ) $ (43 ) $ 42 OREO expenses, net of rental income 23 88 85 Provision charged to expense 14 271 600 $ (79 ) $ 316 $ 727

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of balances of assets and liabilities measured at fair value on a recurring basis by level within the hierarchy	December 31, Quoted Prices in Significant Other Significant 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Available-for-sale securities Obligations of U.S. Government agencies $ 145,976 - 145,976 - Obligations of states and political subdivisions 140,060 - 140,060 - Mortgage-backed securities U.S. GSE's MBS - residential 121,508 - 121,508 - U.S. GSE's MBS - commercial 21,669 - 21,669 - U.S. GSE's CMO 145,577 - 145,577 - Corporate bonds 116,773 - 116,773 - Total available-for-sale securities 691,563 - 691,563 - Loans held for sale 18,647 - 18,647 - Mortgage banking derivatives 24 - 24 - $ 710,234 - 710,234 - Liabilities: Interest rate swap derivatives 2,013 - 2,013 - $ 2,013 - 2,013 - December 31, Quoted Prices in Significant Other Significant 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Available-for-sale securities Obligations of U.S. Government agencies $ 178,744 - 178,744 - Obligations of states and political subdivisions 101,755 - 101,755 - Mortgage-backed securities U.S. GSE's MBS - residential 114,092 - 114,092 - U.S. GSE's MBS - commercial 15,944 - 15,944 - U.S. GSE's CMO 124,461 - 124,461 - Corporate bonds 109,469 - 109,357 112 Total available-for-sale securities 644,465 - 644,353 112 Loans held for sale 18,365 - 18,365 - Mortgage banking derivatives 6 - 6 - $ 662,836 - 662,724 112 Liabilities: Interest rate swap derivatives 1,959 - 1,959 - $ 1,959 - 1,959 -
Schedule of reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3)	Total Corporate bonds (Dollars in thousands) Beginning balance, January 1, 2015 $ 112 112 Total gains or losses (realized/unrealized) Included in earnings Gain (loss) on sales - - Other-than-temporary impairment - - Included in other comprehensive income 26 26 Purchases, sales, issuances and settlements Purchases - - Sales, Calls - - Issuances - - Settlements - - Principal repayments - - Transfers into Level 3 - - Transfers out of Level 3 (138 ) (138 ) Ending balance, December 31, 2015 $ - $ - Total Corporate bonds (Dollars in thousands) Beginning balance, January 1, 2014 $ 110 110 Total gains or losses (realized/unrealized) Included in earnings Gain (loss) on sales - - Other-than-temporary impairment - - Included in other comprehensive income 2 2 Purchases, sales, issuances and settlements Purchases - - Sales, Calls - - Issuances - - Settlements - - Principal repayments - - Transfers into Level 3 - - Transfers out of Level 3 - - Ending balance, December 31, 2014 $ 112 112
Schedule of quantitative information about level 3 fair value measurements	Dec. 31, Valuation Unobservable Range 2014 Technique Inputs (Weighted Avg) (Dollars in thousands) Available-for-sale securities Corporate bonds 112 discounted cash flow yield 10.00 %
Schedule of assets and liabilities measured at fair value on a non-recurring basis	December 31, Quoted Prices in Significant Other Significant 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Impaired loans (1) Commercial, financial and agricultural $ 810 - - 810 Real estate: Commercial 6,241 - - 6,241 Residential 1,166 - - 1,166 Acquisition, development and construction 1,954 - - 1,954 $ 10,171 - - 10,171 Other real estate owned Real estate: Acquisition, development and construction $ 360 - - 360 $ 360 - - 360 $ 10,531 - - 10,531 (1) Includes loans directly charged down to fair value December 31, Quoted Prices in Significant Other Significant 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Impaired loans (1) Commercial, financial, and agricultural $ 2,582 - - 2,582 Real estate: Commercial 2,166 - - 2,166 Residential 1,421 - - 1,421 Acquisition, development and construction 5,352 - - 5,352 Consumer installment 2 - - 2 $ 11,523 - - 11,523 Other real estate owned Real estate: Commercial $ 144 - - 144 Acquisition, development and construction 435 - - 435 $ 579 - - 579 $ 12,102 - - 12,102 (1) Includes loans directly charged down to fair value
Schedule of quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis	Dec. 31, Valuation Unobservable Range 2015 Techniques Inputs (Weighted Avg) (Dollars in thousands) Impaired loans Commercial, financial and agricultural 810 sales comparison adjustment for 0.00% - 30.00% (15.00%) differences between the comparable sales income approach capitalization rate 10.82% Real estate: Commercial 6,241 sales comparison adjustment for 0.00% - 70.99% (17.70%) differences between the comparable sales income approach capitalization rate 8.25% - 9.50% (9.31%) income approach discount rate 4.75% Residential 1,166 sales comparison adjustment for 0.00% - 37.00% (8.06%) differences between the comparable sales liquidation value Acquisition, development and construction 1,954 sales comparison adjustment for 0.00% - 40.00% (17.31%) differences between the comparable sales Other real estate owned Real estate: Acquisition, development and construction 360 sales comparison adjustment for 11.00% - 25.00% (18.00%) differences between the comparable sales Dec. 31, Valuation Unobservable Range 2014 Techniques Inputs (Weighted Avg) (Dollars in thousands) Impaired loans Commercial, financial and agricultural 2,582 sales comparison adjustment for 7.00% - 50.00% (28.50%) differences between the comparable sales income approach capitalization rate 9.39% liquidation value Real estate: Commercial 2,166 sales comparison adjustment for 0.00% - 70.99% (19.92%) differences between the comparable sales income approach capitalization rate 8.25% - 10.00% (8.97%) liquidation value Residential 1,421 sales comparison adjustment for 1.30% - 24.46% (7.24%) differences between the comparable sales Acquisition, development and construction 5,352 sales comparison adjustment for 0.00% - 161.40% (28.55%) differences between the comparable sales income approach discount rate 9.50% - 10.00% (9.69%) Consumer installment 2 liquidation value Other real estate owned Real estate: Commercial 144 sales comparison adjustment for 0.00% - 25.00% (12.50%) differences between the comparable sales Acquisition, development and construction 435 sales comparison adjustment for 5.00% - 60.00% (27.12%) differences between the comparable sales
Schedule of aggregate fair value, unpaid principal balance and gain or loss	2015 2014 (Dollars in thousands) Aggregate fair value $ 18,647 18,365 Unpaid principal balance 18,345 17,979 Gain 303 388
Schedule of changes in gains and losses recorded in earnings	2015 2014 2013 (Dollars in thousands) Change in fair value $ (85 ) 142 (456 )
Schedule of carrying amounts and estimated fair values of the financial instruments	December 31, 2015 Carrying Fair Value Measurements amount Total Level 1 Level 2 Level 3 (Dollars in thousands) Financial assets: Cash and cash equivalents $ 42,917 42,917 42,917 - - Loans, net 977,611 981,011 - - 981,011 Restricted equity securities 5,169 N/A Financial liabilities: Deposits with stated maturities 333,345 334,920 - 334,920 - Deposits without stated maturities 1,195,735 1,195,735 1,195,735 - - Securities sold under repurchase agreements 15,684 15,691 15,691 - - Advances from FHLB 85,000 86,854 - 86,854 - Subordinated debentures 20,000 15,065 - - 15,065 December 31, 2014 Carrying Fair Value Measurements amount Total Level 1 Level 2 Level 3 (Dollars in thousands) Financial assets: Cash and cash equivalents $ 35,995 35,995 35,995 - - Loans, net 929,327 925,997 - - 925,997 Restricted equity securities 4,398 N/A Financial liabilities: Deposits with stated maturities 375,808 376,607 - 376,607 - Deposits without stated maturities 1,088,056 1,088,056 1,088,056 - - Securities sold under repurchase agreements 10,678 10,678 10,678 - - Advances from FHLB 64,000 67,551 - 67,551 - Subordinated debentures 20,000 14,886 - - 14,886

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Schedule of premises and equipment	2015 2014 (Dollars in thousands) Land $ 9,149 $ 9,109 Buildings 24,708 24,620 Furniture and equipment 17,353 16,278 51,210 50,007 Less accumulated depreciation 23,812 22,165 $ 27,398 $ 27,842

Commitments (Tables)

Commitments (Tables)	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Schedule of minimum future lease payments	(Dollars in thousands) 2016 $ 263 2017 159 2018 85 2019 13 2020 5 2021 & Beyond - $ 525

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Scheduled of maturities of certificates of deposit	Dollars in thousands 2016 $ 204,313 2017 96,273 2018 14,518 2019 8,190 2020 10,051 Total $ 333,345

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Scheduled of securities sold under repurchase agreements	2015 2014 2013 (Dollars in thousands) Securities Sold Under Repurchase Agreements Weighted average borrowing rate at year-end 0.73 % 0.40 % 0.40 % Weighted average borrowing rate during the year 0.49 % 0.41 % 0.50 % Average daily balance during the year $ 2,464 1,206 1,247 Maximum month-end balance during the year 15,684 10,711 10,718 Balance at year-end 15,684 10,678 808
Schedule of advances from federal home loan bank	2015 Rate 2014 Rate (Dollars in thousands) Due January 18, 2017 $ 15,000 1.290 % $ 15,000 1.290 % Due June 16, 2017 10,000 0.980 % - - Due July 17, 2017 10,000 1.033 % 10,000 1.033 % Due July 26, 2017 10,000 4.406 % 10,000 4.406 % Due September 5, 2017 10,000 0.890 % - - Due October 20, 2017 9,000 0.800 % - - Due January 31, 2018 10,000 2.475 % 10,000 2.475 % Due January 28, 2019 convertible flipper 5,000 4.100 % 5,000 4.100 % Due April 22, 2019 convertible flipper - - 8,000 4.750 % Due May 22, 2019 convertible flipper 6,000 4.680 % 6,000 4.680 % $ 85,000 $ 64,000

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Schedule of income tax (benefit) expense	2015 2014 2013 (Dollars in thousands) Current tax expense: Federal $ 6,282 $ 7,484 $ 5,838 State 735 715 432 Total current 7,017 8,199 6,270 Deferred tax expense Federal 1,954 (606 ) 761 State 167 (111 ) 116 Total deferred 2,121 (717 ) 877 Total income tax expense $ 9,138 $ 7,482 $ 7,147
Scheduled of income tax (benefit) expense differed from amount computed by applying statutory federal corporate tax rate to income before income taxes	Years ended December 31 2015 2014 2013 (Dollars in thousands) Computed "expected" tax expense $ 9,987 $ 8,440 $ 8,223 Increase (decrease) resulting from: Tax-exempt interest income (1,175 ) (1,005 ) (1,040 ) Nondeductible interest expense 76 32 33 State income tax, net of Federal tax effect 586 393 356 Earnings on cash surrender value of bank-owned life insurance (441 ) (407 ) (415 ) Other, net 105 29 (10 ) $ 9,138 $ 7,482 $ 7,147
Schedule of the tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities	2015 2014 (Dollars in thousands) Deferred tax assets: Allowance for loan losses $ 8,263 $ 9,797 Deferred compensation 5,440 4,988 Writedowns of other real estate 96 122 Fair value adjustment on cash flow hedge 783 762 Other 978 868 Total deferred tax assets 15,560 16,537 Deferred tax liabilities: Unrealized gain on investment securities available for sale (12 ) (807 ) Depreciation (1,427 ) (115 ) Prepaid assets and other (114 ) (181 ) Other (49 ) (171 ) Total deferred tax liabilities (1,602 ) (1,274 ) Net deferred tax asset $ 13,958 $ 15,263

Regulatory Capital Requiremen41

Regulatory Capital Requirements (Tables)	12 Months Ended
	Dec. 31, 2015
Regulatory Capital Requirements [Abstract]
Schedule of regulatory capital requirements	To be well capitalized For capital adequacy under prompt corrective Actual purposes action provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Southeastern Bank Financial Corporation As of December 31, 2015: Risk-based capital: Common Equity Tier I capital $ 170,985 13.40 % $ 57,416 4.50 % N/A N/A Tier I capital 190,985 14.97 % 76,555 6.00 % N/A N/A Total capital 207,001 16.22 % 102,073 8.00 % N/A N/A Tier I capital - leverage 190,985 10.34 % 73,899 4.00 % N/A N/A As of December 31, 2014: Risk-based capital: Tier I capital $ 175,075 14.97 % $ 46,793 4.00 % N/A N/A Total capital 189,832 16.23 % 93,586 8.00 % N/A N/A Tier I capital - leverage 175,075 9.86 % 71,039 4.00 % N/A N/A Georgia Bank & Trust Company As of December 31, 2015: Risk-based capital: Common Equity Tier I capital $ 179,517 14.09 % $ 57,321 4.50 % $ 82,797 6.50 % Tier I capital 179,517 14.09 % 76,428 6.00 % 101,904 8.00 % Total capital 195,507 15.35 % 101,904 8.00 % 127,380 10.00 % Tier I capital - leverage 179,517 9.74 % 82,933 4.50 % 92,148 5.00 % As of December 31, 2014: Risk-based capital: Tier I capital $ 167,385 14.33 % $ 46,707 4.00 % $ 70,061 6.00 % Total capital 182,116 15.60 % 93,414 8.00 % 116,768 10.00 % Tier I capital - leverage 167,385 9.44 % 79,798 4.50 % 88,665 5.00 %

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Schedule of salary continuation agreements	2015 2014 2013 (Dollars in thousands) Change in projected benefit obligation: Projected benefit obligation at beginning of year $ 12,598 $ 10,628 $ 10,404 Service cost 609 553 780 Interest cost 589 532 468 Prior service cost 105 - - Cumulative effect of change in discount rate (144 ) 1,041 (924 ) Benefits paid (120 ) (156 ) (100 ) Projected benefit obligation at end of year $ 13,637 $ 12,598 $ 10,628
Schedule of assumptions used to determine the benefit obligation	2015 2014 Discount rate 4.62 % 4.50 %
Schedule of total contractual obligation at year-end assuming no forfeitures or terminations	2015 2014 Full benefit $ 35,194 $ 30,054 Vested benefit 22,725 21,395
Schedule of estimated payments to be made over the next five years	2016 $ 551 2017 673 2018 784 2019 817 2020 819 $ 3,644

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Schedule of activity for stock options with a specified vesting period	Shares Weighted Weighted Aggregate Options outstanding - December 31, 2014 129,250 $ 34.32 1.59 Granted in 2015 - - - Options exercised in 2015 - - - Options lapsed in 2015 - - - Options expired in 2015 (35,200 ) 33.50 - Options Outstanding - December 31, 2015 94,050 $ 34.62 0.97 - Fully vested or expected to vest 94,050 $ 34.62 0.97 - Exercisable at December 31, 2015 94,050 $ 34.62 0.97 -
Scheduled of information related to stock options that vest over a specified period	2015 2014 2013 (Dollars in thousands, except per share data) Intrinsic value of options exercised $ — — 3 Cash received from option exercises — — 43 Fair market value of stock received from option exercises — — 46
Schedule of stock options that vest based on specific loan growth performance targets	Shares Weighted Weighted Aggregate Options outstanding - December 31, 2014 5,500 $ 31.18 0.50 - Options expired in 2015 (5,500 ) 31.18 - 10 Options Outstanding - December 31, 2015 - $ - - $ - Exercisable at December 31, 2015 - $ - - $ -
Schedule of changes in nonvested shares	Weighted Avg Number of Grant-Date Shares Fair Value Nonvested at January 1, 2015 63,000 $ 21.60 Granted - - Vested (21,000 ) 21.60 Forfeited - - Nonvested at December 31, 2015 42,000 $ 21.60

Other Operating Expenses (Table

Other Operating Expenses (Tables)	12 Months Ended
	Dec. 31, 2015
Other Income and Expenses [Abstract]
Scheduled of other operating expenses	2015 2014 2013 (Dollars in thousands) Marketing and business development $ 2,027 $ 1,840 $ 1,821 Processing expense 3,443 3,015 2,127 Legal and professional fees 1,639 1,980 1,552 Data processing expense 1,600 1,484 1,566 FDIC Insurance 859 1,047 1,147 Communication expense 1,112 937 816 Teller & operational losses 911 336 287 Loan costs (excluding ORE) 773 1,263 1,333 Other expense 2,261 2,311 2,274 Total other operating expense $ 14,625 $ 14,213 $ 12,923

Interest Rate Swap Derivatives

Interest Rate Swap Derivatives (Tables)	12 Months Ended
	Dec. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Information about the interest rate swaps designated as cash flow hedges	December 31, 2015 December 31, 2014 (Dollars in thousands) Notional Amounts $ 10,000 $ 10,000 Weighted average pay rates 5.35 % 5.35 % Weighted average receive rates 1.91 % 1.64 % Weighted average maturity 13.08 years 14.08 years Unrealized losses $ 2,013 $ 1,959

Parent Company Only Condensed46

Parent Company Only Condensed Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Schedule of parent company only condensed financial statements	Condensed Balance Sheets December 31 2015 2014 (Dollars in thousands) Assets Cash and cash equivalents $ 10,728 6,759 Investment in banking subsidiaries 179,675 168,793 Premises and equipment, net 541 586 Deferred tax asset, net 995 983 Income tax receivable 13 158 Other assets 25 24 $ 191,977 177,303 Liabilities and Stockholders' Equity Liabilities: Interest rate swap derivatives $ 2,013 1,959 Accrued interest and other liabilities 51 58 Subordinated debentures 20,000 20,000 Total liabilities 22,064 22,017 Stockholders' equity 169,913 155,286 $ 191,977 177,303 Condensed Statements of Income Years ended December 31 2015 2014 2013 (Dollars in thousands) Income: Dividend income $ 8,211 6,310 4,211 Interest income on interest-bearing deposits in other banks 3 1 2 Miscellaneous income 102 102 102 8,316 6,413 4,315 Expense: Interest expense 725 763 846 Salaries and other personnel expense 467 389 - Occupancy expense 59 59 60 Other operating expense 294 160 145 1,545 1,371 1,051 Income before equity in undistributed earnings of banking subsidiaries 6,771 5,042 3,264 Equity in undistributed earnings of banking subsidiaries 12,072 11,104 12,722 Income tax benefit (552 ) (486 ) (360 ) Net income $ 19,395 16,632 16,346 Condensed Statements of Cash Flows Year Ended December 31 2015 2014 2013 (Dollars in thousands) Cash flows from operating activities: Net income $ 19,395 16,632 16,346 Adjustments to reconcile net income to net cash provided by operating activities Depreciation 45 45 45 Deferred income tax expense (benefit) 8 (166 ) - Equity in undistributed earnings of banking subsidiaries (12,072 ) (11,104 ) (12,722 ) Stock-based compensation expense 467 389 - Decrease in accrued interest payable and other liabilities (6 ) (10 ) (4 ) Decrease (increase) in other assets 144 (159 ) 629 Net cash provided by operating activities 7,981 5,627 4,294 Cash flows from financing activities: Payments of subordinated debentures - (1,547 ) - Purchase of treasury stock (11 ) (31 ) - Payment of cash dividends (4,047 ) (3,499 ) (2,605 ) Tax benefit from stock-based compensation 46 - - Proceeds from stock options exercised, net of stock redeemed - - 43 Net cash used in financing activities (4,012 ) (5,077 ) (2,562 ) Net increase in cash and cash equivalents 3,969 550 1,732 Cash and cash equivalents at beginning of year 6,759 6,209 4,477 Cash and cash equivalents at end of year $ 10,728 6,759 6,209

Other Comprehensive Income (Los

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2015
Comprehensive Income (Loss), Net Of Tax, Attributable To Parent [Abstract]
Schedule of accumulated other comprehensive (loss) income balances, net of tax	Unrealized Unrealized Accumulated Other (Dollars in thousands) Balance, December 31, 2012 $ (1,476 ) $ 9,428 $ 7,952 Current Year change 1,007 (19,060 ) (18,053 ) Balance, December 31, 2013 $ (469 ) $ (9,632 ) $ (10,101 ) Current Year change (728 ) 10,900 10,172 Balance, December 31, 2014 $ (1,197 ) $ 1,268 $ 71 Current Year change (32 ) (1,250 ) (1,282 ) Balance, December 31, 2015 $ (1,229 ) $ 18 $ (1,211 )
Schedule of reclassifications out of accumulated other comprehensive income	Years Ended December 31, 2015 2014 2013 Details about Accumulated Amount reclassified Amount reclassified Amount reclassified Affected line item in the (Dollars in thousands) Unrealized gains and losses on available-for-sale securities $ (1,043 ) $ 825 $ (895 ) Investment securities (losses) gains, net $ 334 $ (256 ) $ 272 Tax benefit (expense) $ (709 ) $ 569 $ (623 ) Net of tax

Quarterly Financial Data (Una48

Quarterly Financial Data (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Schedule of supplemental quarterly financial data	Quarters ended March 31, June 30, September 30, December 31, 2015 2015 2015 2015 (Dollars in thousands) Interest income $ 15,189 16,002 15,549 15,744 Interest expense 2,101 2,079 2,011 2,036 Net interest income 13,088 13,923 13,538 13,708 Provision (Credit) for loan losses 547 (2,690 ) 132 383 Noninterest income 4,719 4,019 5,307 4,643 Noninterest expense 11,065 12,211 11,571 11,193 Net income 4,206 5,689 4,865 4,635 Net income per share - basic 0.63 0.85 0.73 0.69 Net income per share - diluted 0.63 0.85 0.72 0.69 Quarters ended March 31, June 30, September 30, December 31, 2014 2014 2014 2014 (Dollars in thousands) Interest income $ 14,829 15,277 15,243 15,601 Interest expense 2,257 2,247 2,187 2,195 Net interest income 12,572 13,030 13,056 13,406 Provision for loan losses 1,057 1,011 876 548 Noninterest income 4,091 4,523 5,216 5,200 Noninterest expense 10,113 10,641 11,055 11,679 Net income 3,806 4,044 4,382 4,400 Net income per share - basic 0.57 0.61 0.66 0.66 Net income per share - diluted 0.57 0.60 0.65 0.66

Summary of Significant Accoun49

Summary of Significant Accounting Policies - Income (Loss) Per Share (Details) - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accounting Policies [Abstract]
Weighted average common shares outstanding for basic earnings per common share	6,701,291	6,681,220	6,678,914
Add: Dilutive effects of assumed exercises of stock options and restricted stock awards	15,078	9,203
Weighted average number of common and common equivalent shares outstanding	6,716,369	6,690,423	6,678,914

Summary of Significant Accoun50

Summary of Significant Accounting Policies (Detail Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Accounting Policies [Abstract]
Delinquent period on discontinuation of interest income on loans	90 days
Charging off period on consumer loans	120 days
Loans repayment performance period	6 months
Repayment performance period for quarterly and semi annual payments loans	1 year
Lending limit for impairment	$ 500
Fair values of derivatives	$ 24	$ 6
Buildings and related components
Property, Plant and Equipment [Line Items]
Premises and equipment, depreciation method	straight-line method
Estimated useful lives of the related assets	three to thirty-nine years
Furniture, fixtures and equipment
Property, Plant and Equipment [Line Items]
Premises and equipment, depreciation method	straight-line (or accelerated) method
Estimated useful lives of the related assets	three to ten years

Summary of Significant Accoun51

Summary of Significant Accounting Policies (Detail Textuals 1) - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Stock options
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Calculation of diluted earnings per share excludes the dilutive effect	80,850	134,750	145,250
Restricted stock awards
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Calculation of diluted earnings per share excludes the dilutive effect	63,000	63,000

Cash and Due From Banks (Detail

Cash and Due From Banks (Detail Textuals) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Cash and Cash Equivalents [Line Items]
Average daily cash balances	$ 40,181	$ 33,286
Subsidiary
Cash and Cash Equivalents [Line Items]
Average daily cash balances	$ 8,614	$ 7,929

Investment Securities - Amortiz

Investment Securities - Amortized cost and fair value of available-for-sale and held-to-maturity investment securities portfolio (Details) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Available-for-sale securities:
Amortized cost		$ 691,533	$ 642,390
Gross unrealized gains		5,939	7,352
Gross unrealized losses		(5,909)	(5,277)
Estimated fair value		691,563	644,465
Obligations of U.S. Government agencies
Available-for-sale securities:
Amortized cost		147,135	181,104
Gross unrealized gains		274	307
Gross unrealized losses		(1,433)	(2,667)
Estimated fair value		145,976	178,744
Obligations of states and political subdivisions
Available-for-sale securities:
Amortized cost		136,499	98,538
Gross unrealized gains		3,827	3,400
Gross unrealized losses		(266)	(183)
Estimated fair value		140,060	101,755
U.S. GSE's MBS - residential
Available-for-sale securities:
Amortized cost	[1]	121,646	113,016
Gross unrealized gains	[1]	752	1,542
Gross unrealized losses	[1]	(890)	(466)
Estimated fair value	[1]	121,508	114,092
U.S. GSE's MBS - commercial
Available-for-sale securities:
Amortized cost		21,805	15,875
Gross unrealized gains		125	130
Gross unrealized losses		(261)	(61)
Estimated fair value		21,669	15,944
U.S. GSE's CMO
Available-for-sale securities:
Amortized cost		146,782	123,921
Gross unrealized gains		437	983
Gross unrealized losses		(1,642)	(443)
Estimated fair value		145,577	124,461
Corporate bonds
Available-for-sale securities:
Amortized cost		117,666	109,936
Gross unrealized gains		524	990
Gross unrealized losses		(1,417)	(1,457)
Estimated fair value		$ 116,773	$ 109,469
[1]	Government sponsored entities

Investment Securities - Proceed

Investment Securities - Proceeds from sales of securities available-for-sale and associated gains (losses), excluding gains (losses) on called securities (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Available-for-sale Securities, Gross Realized Gain (Loss), Disclosures [Abstract]
Proceeds	$ 128,439	$ 207,299	$ 175,524
Gross Gains	375	2,034	1,981
Gross Losses	$ (1,419)	$ (1,356)	$ (2,914)

Investment Securities - Amort55

Investment Securities - Amortized cost and fair value of investment securities portfolio excluding equity securities (Details 2) $ in Thousands	Dec. 31, 2015USD ($)
Amortized cost
One year or less	$ 10,924
After one year through five years	107,431
After five years through ten years	182,347
After ten years	390,831
Amortized cost	691,533
Estimated fair value
One year or less	10,998
After one year through five years	107,848
After five years through ten years	181,171
After ten years	391,546
Estimated fair value	$ 691,563

Investment Securities - Investm

Investment Securities - Investment securities with unrealized losses (Details 3) - Temporarily impaired - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months Estimated fair value	$ 330,984	$ 105,797
Less than 12 months Unrealized loss	3,659	611
12 months or longer Estimated fair value	102,137	201,744
12 months or longer Unrealized loss	2,250	4,666
Total Estimated fair value	433,121	307,541
Total Unrealized loss	5,909	5,277
Obligations of U.S. Government agencies
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months Estimated fair value	57,409	19,108
Less than 12 months Unrealized loss	388	98
12 months or longer Estimated fair value	63,971	112,541
12 months or longer Unrealized loss	1,045	2,569
Total Estimated fair value	121,380	131,649
Total Unrealized loss	1,433	2,667
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months Estimated fair value	21,421	11,285
Less than 12 months Unrealized loss	235	49
12 months or longer Estimated fair value	2,794	6,048
12 months or longer Unrealized loss	31	134
Total Estimated fair value	24,215	17,333
Total Unrealized loss	266	183
U.S. GSE's MBS-residential
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months Estimated fair value	71,185	1,112
Less than 12 months Unrealized loss	607	4
12 months or longer Estimated fair value	11,105	31,546
12 months or longer Unrealized loss	283	462
Total Estimated fair value	82,290	32,658
Total Unrealized loss	890	466
U.S. GSE's MBS - commercial
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months Estimated fair value	9,428	7,929
Less than 12 months Unrealized loss	$ 261	40
12 months or longer Estimated fair value		3,983
12 months or longer Unrealized loss		21
Total Estimated fair value	$ 9,428	11,912
Total Unrealized loss	261	61
U.S. GSE's CMO
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months Estimated fair value	102,082	36,594
Less than 12 months Unrealized loss	1,463	216
12 months or longer Estimated fair value	6,584	18,205
12 months or longer Unrealized loss	179	227
Total Estimated fair value	108,666	54,799
Total Unrealized loss	1,642	443
Corporate bonds
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months Estimated fair value	69,459	29,769
Less than 12 months Unrealized loss	705	204
12 months or longer Estimated fair value	17,683	29,421
12 months or longer Unrealized loss	712	1,253
Total Estimated fair value	87,142	59,190
Total Unrealized loss	$ 1,417	$ 1,457

Investment Securities (Detail T

Investment Securities (Detail Textuals)	12 Months Ended
	Dec. 31, 2015USD ($)Issuer	Dec. 31, 2014USD ($)Issuer
Investments, Debt and Equity Securities [Abstract]
Percentage of stockholder equity in investment portfolio	10% or more	10% or more
Number of issuers of securities | Issuer	0	0
Carrying amount of investment securities pledged to secure public and trust deposits | $	$ 275,782	$ 222,782

Investment Securities (Detail58

Investment Securities (Detail Textuals 1) - Other Than Temporarily Impaired	Dec. 31, 2015Security
Schedule of Available-for-sale Securities [Line Items]
Number of available for sale securities held in portfolio	449
Number of securities in unrealized loss position	204
Percentage of securities with unrealized losses (in percent)	58.64%

Investment Securities (Detail59

Investment Securities (Detail Textuals 2) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Security	Dec. 31, 2014USD ($)
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities	$ 691,563	$ 644,465
Corporate Securities
Schedule of Available-for-sale Securities [Line Items]
Number of available for sale securities held in portfolio | Security	50
Available-for-sale securities	$ 116,773
Number of securities in unrealized loss position | Security	38
Gross unrealized losses	$ 1,417
Number of securities issued by entities rated lower medium investment grade or higher | Security	37
Value of securities issued by entities rated lower medium investment grade or higher	$ 1,384
Number of trust preferred securities | Security	1
Trust preferred securities, amortized cost	$ 250
Trust preferred securities gross unrealized loss	33
Fair value of trust preferred securities	$ 217

Loans - Summary of loans (Detai

Loans - Summary of loans (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Real estate:
Less allowance for loan losses	$ 21,367	$ 25,506
Loans, net	987,782	940,850
Loans
Loans:
Commercial, financial and agricultural	210,712	208,905
Real estate:
Commercial	366,566	371,488
Residential	229,161	204,097
Acquisition, development and construction	184,292	164,303
Consumer installment	18,584	17,248
Loans	1,009,315	966,041
Less allowance for loan losses	21,367	25,506	$ 26,409	$ 28,846
Less deferred loan origination fees (costs)	166	(315)
Loans, net	$ 987,782	$ 940,850

Loans - Activity in allowance f

Loans - Activity in allowance for loan losses by portfolio segment (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 25,506
Ending balance	21,367	$ 25,506
Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	25,506	26,409	$ 28,846
Charge-offs	(4,689)	(5,145)	(10,926)
Recoveries	2,178	750	1,051
Provision	(1,628)	3,492	7,438
Ending balance	21,367	25,506	26,409
Loans | Commercial, Financial and Agricultural
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	5,407	5,774	4,368
Charge-offs	(1,184)	(2,005)	(335)
Recoveries	229	67	88
Provision	456	1,571	1,653
Ending balance	4,908	5,407	5,774
Loans | CRE - Owner Occupied
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	4,805	5,706	6,825
Charge-offs	(1,076)	(89)	(3,286)
Recoveries	4	96	9
Provision	934	(908)	2,158
Ending balance	4,667	4,805	5,706
Loans | CRE - Non Owner Occupied
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	3,817	3,275	4,047
Charge-offs	(1,162)	(718)	(183)
Recoveries		275	12
Provision	54	985	(601)
Ending balance	2,709	3,817	3,275
Loans | Residential Real Estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	6,591	5,590	5,677
Charge-offs	(371)	(1,038)	(1,404)
Recoveries	19	37	117
Provision	(1,212)	2,002	1,200
Ending balance	5,027	6,591	5,590
Loans | ADC CSRA
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,943	3,107	4,533
Charge-offs	(255)	(622)	(2,663)
Recoveries			283
Provision	781	(542)	954
Ending balance	2,469	1,943	3,107
Loans | ADC Other
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	2,320	2,379	2,903
Charge-offs	(31)	(69)	(2,435)
Recoveries	1,699		194
Provision	(3,074)	10	1,717
Ending balance	914	2,320	2,379
Loans | Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	623	578	493
Charge-offs	(610)	(604)	(620)
Recoveries	227	275	348
Provision	433	374	357
Ending balance	$ 673	$ 623	$ 578

Loans - Allowance for loan loss

Loans - Allowance for loan losses and recorded investment in loans by portfolio segment and based on impairment method (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Allowance for loan losses:
Allowance for loan losses	$ 21,367	$ 25,506
Loans
Allowance for loan losses:
Individually evaluated for impairment		207
Collectively evaluated for impairment	$ 21,367	25,299
Allowance for loan losses	21,367	25,506	$ 26,409	$ 28,846
Loans:
Individually evaluated for impairment	15,472	20,189
Collectively evaluated for impairment	993,843	945,852
Loans	$ 1,009,315	966,041
Loans | Commercial, Financial and Agricultural
Allowance for loan losses:
Individually evaluated for impairment		207
Collectively evaluated for impairment	$ 4,908	5,200
Allowance for loan losses	4,908	5,407	5,774	4,368
Loans:
Individually evaluated for impairment	991	2,995
Collectively evaluated for impairment	209,721	205,910
Loans	$ 210,712	$ 208,905
Loans | CRE - Owner Occupied
Allowance for loan losses:
Individually evaluated for impairment
Collectively evaluated for impairment	$ 4,667	$ 4,805
Allowance for loan losses	4,667	4,805	5,706	6,825
Loans:
Individually evaluated for impairment	3,771	1,289
Collectively evaluated for impairment	225,592	218,619
Loans	$ 229,363	$ 219,908
Loans | CRE - Non Owner Occupied
Allowance for loan losses:
Individually evaluated for impairment
Collectively evaluated for impairment	$ 2,709	$ 3,817
Allowance for loan losses	2,709	3,817	3,275	4,047
Loans:
Individually evaluated for impairment	6,244	7,687
Collectively evaluated for impairment	130,959	143,893
Loans	$ 137,203	$ 151,580
Loans | Residential Real Estate
Allowance for loan losses:
Individually evaluated for impairment
Collectively evaluated for impairment	$ 5,027	$ 6,591
Allowance for loan losses	5,027	6,591	5,590	5,677
Loans:
Individually evaluated for impairment	1,998	2,285
Collectively evaluated for impairment	227,163	201,812
Loans	$ 229,161	$ 204,097
Loans | ADC CSRA
Allowance for loan losses:
Individually evaluated for impairment
Collectively evaluated for impairment	$ 2,469	$ 1,943
Allowance for loan losses	2,469	1,943	3,107	4,533
Loans:
Individually evaluated for impairment	2,468	2,849
Collectively evaluated for impairment	138,649	107,235
Loans	$ 141,117	$ 110,084
Loans | ADC Other
Allowance for loan losses:
Individually evaluated for impairment
Collectively evaluated for impairment	$ 914	$ 2,320
Allowance for loan losses	$ 914	2,320	2,379	2,903
Loans:
Individually evaluated for impairment		3,082
Collectively evaluated for impairment	$ 43,175	51,137
Loans	$ 43,175	$ 54,219
Loans | Consumer
Allowance for loan losses:
Individually evaluated for impairment
Collectively evaluated for impairment	$ 673	$ 623
Allowance for loan losses	$ 673	623	$ 578	$ 493
Loans:
Individually evaluated for impairment		2
Collectively evaluated for impairment	$ 18,584	17,246
Loans	$ 18,584	$ 17,248

Loans - Loans individually eval

Loans - Loans individually evaluated for impairment by class of loans (Details 3) - Loans - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014
With no related allowance recorded:
Unpaid Principal Balance	[1]	$ 20,805	$ 22,936
Recorded Investment	[1],[2]	15,472	18,011
Average Recorded Investment	[1]	18,043	20,873
With an allowance recorded:
Unpaid Principal Balance			2,245
Recorded Investment	[2]		2,178
Allowance for Loan Losses Allocated			207
Average Recorded Investment			2,203
With and with no related allowance recorded:
Unpaid Principal Balance		20,805	25,181
Recorded Investment		$ 15,472	20,189
Allowance for Loan Losses Allocated			207
Average Recorded Investment		$ 18,043	23,076
Commercial, financial and agricultural - Commercial
With no related allowance recorded:
Unpaid Principal Balance	[1]	1,948	2,000
Recorded Investment	[1],[2]	810	611
Average Recorded Investment	[1]	$ 1,222	1,805
With an allowance recorded:
Unpaid Principal Balance			2,245
Recorded Investment	[2]		2,178
Allowance for Loan Losses Allocated			207
Average Recorded Investment			$ 2,203
Commercial, financial and agricultural - Financial
With no related allowance recorded:
Unpaid Principal Balance	[1]
Recorded Investment	[1],[2]
Average Recorded Investment	[1]
Commercial, financial and agricultural - Agricultural
With no related allowance recorded:
Unpaid Principal Balance	[1]	$ 251	$ 263
Recorded Investment	[1],[2]	181	206
Average Recorded Investment	[1]	$ 193	$ 231
Commercial, financial and agricultural - Equity lines
With no related allowance recorded:
Unpaid Principal Balance	[1]
Recorded Investment	[1],[2]
Average Recorded Investment	[1]
Commercial, financial and agricultural - Other
With no related allowance recorded:
Unpaid Principal Balance	[1]
Recorded Investment	[1],[2]
Average Recorded Investment	[1]
Commercial real estate - Owner occupied
With no related allowance recorded:
Unpaid Principal Balance	[1]	$ 4,773	$ 1,385
Recorded Investment	[1],[2]	3,771	1,289
Average Recorded Investment	[1]	4,656	1,377
Commercial real estate - Non Owner occupied
With no related allowance recorded:
Unpaid Principal Balance	[1]	7,659	7,907
Recorded Investment	[1],[2]	6,244	7,687
Average Recorded Investment	[1]	7,201	7,792
Residential real estate - Secured by first liens
With no related allowance recorded:
Unpaid Principal Balance	[1]	2,587	2,711
Recorded Investment	[1],[2]	1,904	2,181
Average Recorded Investment	[1]	2,026	2,229
Residential real estate - Secured by junior liens
With no related allowance recorded:
Unpaid Principal Balance	[1]	147	150
Recorded Investment	[1],[2]	94	104
Average Recorded Investment	[1]	$ 100	$ 110
Acquisition, development and construction - Residential
With no related allowance recorded:
Unpaid Principal Balance	[1]
Recorded Investment	[1],[2]
Average Recorded Investment	[1]
Acquisition, development and construction - Other
With no related allowance recorded:
Unpaid Principal Balance	[1]	$ 3,440	$ 8,518
Recorded Investment	[1],[2]	2,468	5,931
Average Recorded Investment	[1]	$ 2,645	7,326
Consumer
With no related allowance recorded:
Unpaid Principal Balance	[1]		2
Recorded Investment	[1],[2]		2
Average Recorded Investment	[1]		$ 3
[1]	No specific allowance for credit losses is allocated to these loans since they are sufficiently collateralized or had sufficient cash flows
[2]	Excludes accrued interest receivable and loan origination fees, net due to immateriality

Loans - Information for interes

Loans - Information for interest income on impaired loans (Details 4) - Loans - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	$ 404	$ 407	$ 819
Cash Basis Interest Income Recognized	$ 404	$ 407	$ 819
Commercial, financial and agricultural - Commercial
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized
Commercial, financial and agricultural - Financial
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized
Commercial, financial and agricultural - Agricultural
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized
Commercial, financial and agricultural - Equity lines
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized
Commercial, financial and agricultural - Other
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized
Commercial real estate - Owner occupied
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	$ 13	$ 15	$ 8
Cash Basis Interest Income Recognized	13	15	8
Commercial real estate - Non Owner occupied
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	311	324	751
Cash Basis Interest Income Recognized	311	324	751
Residential real estate - Secured by first liens
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	48	25	19
Cash Basis Interest Income Recognized	48	$ 25	19
Residential real estate - Secured by junior liens
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	3		5
Cash Basis Interest Income Recognized	$ 3		$ 5
Acquisition, development and construction - Residential
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized
Acquisition, development and construction - Other
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	$ 29	$ 43	$ 36
Cash Basis Interest Income Recognized	$ 29	$ 43	$ 36
Consumer
Financing Receivable, Impaired [Line Items]
Interest Income Recognized
Cash Basis Interest Income Recognized

Loans - Aging of recorded inves

Loans - Aging of recorded investment in past due loans (Details 5) - Loans - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 3,657	$ 5,515
90 Days or More Past Due	127
Nonaccrual Loans	14,044	$ 14,604
Total Past Due	17,828	20,119
Loans Not Past Due	991,487	945,922
Loans	1,009,315	$ 966,041
Commercial, financial and agricultural - Commercial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 39
90 Days or More Past Due
Nonaccrual Loans	$ 831	$ 2,865
Total Past Due	870	2,865
Loans Not Past Due	125,735	119,815
Loans	$ 126,605	$ 122,680
Commercial, financial and agricultural - Financial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due
90 Days or More Past Due
Nonaccrual Loans
Total Past Due
Loans Not Past Due	$ 4,678	$ 9,355
Loans	$ 4,678	9,355
Commercial, financial and agricultural - Agricultural
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due		$ 276
90 Days or More Past Due
Nonaccrual Loans	$ 182	$ 206
Total Past Due	182	482
Loans Not Past Due	10,712	9,315
Loans	$ 10,894	9,797
Commercial, financial and agricultural - Equity lines
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due		$ 33
90 Days or More Past Due
Nonaccrual Loans	$ 75	$ 318
Total Past Due	75	351
Loans Not Past Due	40,536	33,298
Loans	$ 40,611	$ 33,649
Commercial, financial and agricultural - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due
90 Days or More Past Due
Nonaccrual Loans	$ 63	$ 69
Total Past Due	63	69
Loans Not Past Due	27,861	33,355
Loans	27,924	33,424
Commercial real estate - Owner occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 1,158	$ 1,638
90 Days or More Past Due
Nonaccrual Loans	$ 3,988	$ 620
Total Past Due	5,146	2,258
Loans Not Past Due	224,217	217,650
Loans	229,363	$ 219,908
Commercial real estate - Non Owner occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	226
90 Days or More Past Due	127
Nonaccrual Loans	2,775	$ 877
Total Past Due	3,128	877
Loans Not Past Due	134,075	150,703
Loans	137,203	151,580
Residential real estate - Secured by first liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 2,207	$ 2,919
90 Days or More Past Due
Nonaccrual Loans	$ 3,192	$ 3,451
Total Past Due	5,399	6,370
Loans Not Past Due	218,742	190,970
Loans	$ 224,141	197,340
Residential real estate - Secured by junior liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due		$ 347
90 Days or More Past Due
Nonaccrual Loans	$ 368	$ 188
Total Past Due	368	535
Loans Not Past Due	4,652	6,222
Loans	$ 5,020	$ 6,757
Acquisition, development and construction - Residential
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due
90 Days or More Past Due
Nonaccrual Loans
Total Past Due
Loans Not Past Due	$ 54,266	$ 45,264
Loans	54,266	45,264
Acquisition, development and construction - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 8	$ 258
90 Days or More Past Due
Nonaccrual Loans	$ 2,537	$ 5,874
Total Past Due	2,545	6,132
Loans Not Past Due	127,481	112,907
Loans	130,026	119,039
Consumer
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
30 - 89 Days Past Due	$ 19	$ 44
90 Days or More Past Due
Nonaccrual Loans	$ 33	$ 136
Total Past Due	52	180
Loans Not Past Due	18,532	17,068
Loans	$ 18,584	$ 17,248

Loans - Troubled debt restructu

Loans - Troubled debt restructurings (Details 6) - Loans $ in Thousands	Dec. 31, 2015USD ($)Contract	Dec. 31, 2014USD ($)Contract
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	19	19
Recorded Investment | $	$ 8,636	$ 9,669
Commercial, financial and agricultural - Commercial
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	1
Recorded Investment | $	$ 810
Commercial, financial and agricultural - Financial
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment | $
Commercial, financial and agricultural - Agricultural
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment | $
Commercial, financial and agricultural - Equity lines
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment | $
Commercial, financial and agricultural - Other
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment | $
Commercial real estate - Owner occupied
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	1	2
Recorded Investment | $	$ 273	$ 354
Commercial real estate - Non Owner occupied
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	4	4
Recorded Investment | $	$ 4,499	$ 5,878
Residential real estate - Secured by first liens
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	10	9
Recorded Investment | $	$ 1,140	$ 1,112
Residential real estate - Secured by junior liens
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	1	1
Recorded Investment | $	$ 94	$ 104
Acquisition, development and construction - Residential
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment | $
Acquisition, development and construction - Other
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	2	3
Recorded Investment | $	$ 1,820	$ 2,221
Consumer
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Recorded Investment | $

Loans - Loans by class modified

Loans - Loans by class modified as TDRs occurred (Details 7) - Loans $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Contract	Dec. 31, 2014USD ($)Contract	Dec. 31, 2013USD ($)Contract
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	2	3	8
Pre-Modification Outstanding Recorded Investment	$ 2,132	$ 2,915	$ 7,223
Post-Modification Outstanding Recorded Investment	$ 890	$ 2,367	$ 6,766
Commercial, financial and agricultural - Commercial
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	1
Pre-Modification Outstanding Recorded Investment	$ 2,046
Post-Modification Outstanding Recorded Investment	$ 810
Commercial, financial and agricultural - Financial
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Commercial, financial and agricultural - Agricultural
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Commercial, financial and agricultural - Equity lines
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Commercial, financial and agricultural - Other
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Commercial real estate - Owner occupied
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract			2
Pre-Modification Outstanding Recorded Investment			$ 762
Post-Modification Outstanding Recorded Investment			$ 632
Commercial real estate - Non Owner occupied
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract			3
Pre-Modification Outstanding Recorded Investment			$ 5,779
Post-Modification Outstanding Recorded Investment			$ 5,662
Residential real estate - Secured by first liens
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract	1	1	2
Pre-Modification Outstanding Recorded Investment	$ 86	$ 287	$ 552
Post-Modification Outstanding Recorded Investment	$ 80	$ 212	$ 402
Residential real estate - Secured by junior liens
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Acquisition, development and construction - Residential
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Acquisition, development and construction - Other
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract		2	1
Pre-Modification Outstanding Recorded Investment		$ 2,628	$ 130
Post-Modification Outstanding Recorded Investment		$ 2,155	$ 70
Consumer
Financing Receivable, Modifications [Line Items]
Number of Loans | Contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment

Loans - Risk category of loans

Loans - Risk category of loans by class of loans (Details 8) - Loans - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	$ 1,009,315	$ 966,041
Commercial, financial and agricultural - Commercial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	126,605	122,680
Commercial, financial and agricultural - Financial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	4,678	9,355
Commercial, financial and agricultural - Agricultural
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	10,894	9,797
Commercial, financial and agricultural - Equity lines
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	40,611	33,649
Commercial, financial and agricultural - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	27,924	33,424
CRE - Owner Occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	229,363	219,908
CRE - Non Owner Occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	137,203	151,580
Residential real estate - Secured by first liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	224,141	197,340
Residential real estate - Secured by junior liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	5,020	6,757
Acquisition, development and construction - Residential
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	54,266	45,264
Acquisition, development and construction - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	130,026	119,039
Consumer
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	18,584	17,248
Pass
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	942,520	884,750
Pass | Commercial, financial and agricultural - Commercial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	120,385	109,908
Pass | Commercial, financial and agricultural - Financial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	4,678	9,355
Pass | Commercial, financial and agricultural - Agricultural
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	7,758	6,636
Pass | Commercial, financial and agricultural - Equity lines
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	39,576	32,773
Pass | Commercial, financial and agricultural - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	27,532	33,012
Pass | CRE - Owner Occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	208,370	201,840
Pass | CRE - Non Owner Occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	124,945	137,973
Pass | Residential real estate - Secured by first liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	213,167	183,898
Pass | Residential real estate - Secured by junior liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	4,455	6,125
Pass | Acquisition, development and construction - Residential
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	54,168	45,264
Pass | Acquisition, development and construction - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	119,330	101,047
Pass | Consumer
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	18,156	16,919
Watch
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	42,621	50,046
Watch | Commercial, financial and agricultural - Commercial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	$ 4,469	$ 7,782
Watch | Commercial, financial and agricultural - Financial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Watch | Commercial, financial and agricultural - Agricultural
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	$ 2,641	$ 1,960
Watch | Commercial, financial and agricultural - Equity lines
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	691	287
Watch | Commercial, financial and agricultural - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	329	343
Watch | CRE - Owner Occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	14,545	14,593
Watch | CRE - Non Owner Occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	5,632	5,066
Watch | Residential real estate - Secured by first liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	6,370	8,115
Watch | Residential real estate - Secured by junior liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	134	$ 149
Watch | Acquisition, development and construction - Residential
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	98
Watch | Acquisition, development and construction - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	7,354	$ 11,597
Watch | Consumer
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	358	154
Substandard
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	24,174	31,245
Substandard | Commercial, financial and agricultural - Commercial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	$ 1,751	$ 4,990
Substandard | Commercial, financial and agricultural - Financial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Substandard | Commercial, financial and agricultural - Agricultural
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	$ 495	$ 1,201
Substandard | Commercial, financial and agricultural - Equity lines
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	344	589
Substandard | Commercial, financial and agricultural - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	63	69
Substandard | CRE - Owner Occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	6,448	3,475
Substandard | CRE - Non Owner Occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	6,626	8,541
Substandard | Residential real estate - Secured by first liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	4,604	5,327
Substandard | Residential real estate - Secured by junior liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	$ 431	$ 483
Substandard | Acquisition, development and construction - Residential
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Substandard | Acquisition, development and construction - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	$ 3,342	$ 6,395
Substandard | Consumer
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans	$ 70	$ 175
Doubtful
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Doubtful | Commercial, financial and agricultural - Commercial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Doubtful | Commercial, financial and agricultural - Financial
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Doubtful | Commercial, financial and agricultural - Agricultural
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Doubtful | Commercial, financial and agricultural - Equity lines
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Doubtful | Commercial, financial and agricultural - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Doubtful | CRE - Owner Occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Doubtful | CRE - Non Owner Occupied
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Doubtful | Residential real estate - Secured by first liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Doubtful | Residential real estate - Secured by junior liens
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Doubtful | Acquisition, development and construction - Residential
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Doubtful | Acquisition, development and construction - Other
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans
Doubtful | Consumer
Financing Receivable Recorded Investment Credit Quality Indicators [Line Items]
Loans

Loans - Activity in loans outst

Loans - Activity in loans outstanding to executive officers and directors, including affiliates, and principal holders of company's securities (Details 9) - Loans - Executive officers and directors, affiliates and principal holders $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance at beginning of year	$ 18,696
New loans	30,464
Effect of changes in composition of related parties	(17)
Principal repayments	(30,149)
Balance at end of year	$ 18,994

Loans (Detail Textuals)

Loans (Detail Textuals) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Contract	Dec. 31, 2014USD ($)Contract	Dec. 31, 2013USD ($)Contract
Financing Receivable, Impaired [Line Items]
Nonaccrual loans and loans period still accrual	90 days
Minimum
Financing Receivable, Impaired [Line Items]
Period for delays in payment	30 days
Maximum
Financing Receivable, Impaired [Line Items]
Period for delays in payment		3 months
Loans
Financing Receivable, Impaired [Line Items]
Balance of troubled debt restructurings (TDRs) included in impaired loans	$ 8,636	$ 9,669
Number of loans modified as TDRs | Contract	2	3
Increased in the allowance for loan losses		$ 280	$ 151
Increased in charge-offs		280	$ 151
Modification non-categorization as TDR, recorded investment	$ 7,184	$ 4,091
Available balances on line of credit, letters of credit, and other loan commitments	$ 10,521
Loans | Troubled debt restructuring one
Financing Receivable, Impaired [Line Items]
Interest rate reduction (in percent)	2.50%	2.13%
Maturity date extensions	38 months	192 months
Loans | Troubled debt restructuring two
Financing Receivable, Impaired [Line Items]
Interest rate reduction (in percent)	3.00%	1.00%
Maturity date extensions	42 months	25 months
Loans | Troubled debt restructuring three
Financing Receivable, Impaired [Line Items]
Interest rate reduction (in percent)		2.00%
Maturity date extensions		23 months
Loans | Residential Real Estate | Second Quarter
Financing Receivable, Impaired [Line Items]
Number of loans modified as TDRs | Contract			1
Recorded investment prior to default			$ 492
Loans | Commercial Real Estate | Third Quarter
Financing Receivable, Impaired [Line Items]
Number of loans modified as TDRs | Contract		1
Recorded investment prior to default		$ 330
Loans | Commercial Real Estate | Fourth Quarter
Financing Receivable, Impaired [Line Items]
Number of loans modified as TDRs | Contract	1	1
Recorded investment prior to default	$ 315	$ 147
Charge-off during period		$ 71
Loans | Acquisition, development and construction | Third Quarter
Financing Receivable, Impaired [Line Items]
Number of loans modified as TDRs | Contract	1
Recorded investment prior to default	$ 1,372

Real Estate Owned - Roll forwar

Real Estate Owned - Roll forward of other real estate owned (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Real Estate [Roll Forward]
Beginning balance, January 1	$ 1,107	$ 1,014	$ 3,490
Additions	611	1,256	1,074
Provision charged to expense	(14)	(271)	(600)
Sales	(1,460)	(935)	(2,908)
Gain (loss) on sale of OREO	116	43	(42)
Ending balance, December 31	$ 360	$ 1,107	$ 1,014

Real Estate Owned - Activity in

Real Estate Owned - Activity in valuation allowance (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Real Estate Owned Valuation Allowance [Roll Forward]
Beginning balance	$ 317	$ 51	$ 1,087
Provision charged to expense	14	271	600
Sales	(84)	(5)	(1,636)
Ending balance	$ 247	$ 317	$ 51

Real Estate Owned - Expenses re

Real Estate Owned - Expenses related to foreclosed assets (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Real Estate [Abstract]
(Gain) loss on sale of OREO	$ (116)	$ (43)	$ 42
OREO expenses, net of rental income	23	88	85
Provision charged to expense	14	271	600
Foreclosed real estate expense	$ (79)	$ 316	$ 727

Fair Value Measurements - Balan

Fair Value Measurements - Balances of assets and liabilities measured at fair value on recurring basis (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets:
Available-for-sale securities	$ 691,563	$ 644,465
Fair value, recurring basis | Estimate of fair value
Assets:
Available-for-sale securities	691,563	644,465
Loans held for sale	18,647	18,365
Mortgage banking derivatives	24	6
Total Assets	710,234	662,836
Liabilities:
Interest rate swap derivatives	2,013	1,959
Total Liabilities	2,013	1,959
Fair value, recurring basis | Estimate of fair value | Obligations of U.S. Government agencies
Assets:
Available-for-sale securities	145,976	178,744
Fair value, recurring basis | Estimate of fair value | Obligations of states and political subdivisions
Assets:
Available-for-sale securities	140,060	101,755
Fair value, recurring basis | Estimate of fair value | U.S. GSE's MBS - residential
Assets:
Available-for-sale securities	121,508	114,092
Fair value, recurring basis | Estimate of fair value | U.S. GSE's MBS - commercial
Assets:
Available-for-sale securities	21,669	15,944
Fair value, recurring basis | Estimate of fair value | U.S. GSE's CMO
Assets:
Available-for-sale securities	145,577	124,461
Fair value, recurring basis | Estimate of fair value | Corporate bonds
Assets:
Available-for-sale securities	$ 116,773	$ 109,469
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Available-for-sale securities
Loans held for sale
Mortgage banking derivatives
Total Assets
Liabilities:
Interest rate swap derivatives
Total Liabilities
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of U.S. Government agencies
Assets:
Available-for-sale securities
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of states and political subdivisions
Assets:
Available-for-sale securities
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. GSE's MBS - residential
Assets:
Available-for-sale securities
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. GSE's MBS - commercial
Assets:
Available-for-sale securities
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. GSE's CMO
Assets:
Available-for-sale securities
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate bonds
Assets:
Available-for-sale securities
Fair value, recurring basis | Significant Other Observable Inputs (Level 2)
Assets:
Available-for-sale securities	$ 691,563	$ 644,353
Loans held for sale	18,647	18,365
Mortgage banking derivatives	24	6
Total Assets	710,234	662,724
Liabilities:
Interest rate swap derivatives	2,013	1,959
Total Liabilities	2,013	1,959
Fair value, recurring basis | Significant Other Observable Inputs (Level 2) | Obligations of U.S. Government agencies
Assets:
Available-for-sale securities	145,976	178,744
Fair value, recurring basis | Significant Other Observable Inputs (Level 2) | Obligations of states and political subdivisions
Assets:
Available-for-sale securities	140,060	101,755
Fair value, recurring basis | Significant Other Observable Inputs (Level 2) | U.S. GSE's MBS - residential
Assets:
Available-for-sale securities	121,508	114,092
Fair value, recurring basis | Significant Other Observable Inputs (Level 2) | U.S. GSE's MBS - commercial
Assets:
Available-for-sale securities	21,669	15,944
Fair value, recurring basis | Significant Other Observable Inputs (Level 2) | U.S. GSE's CMO
Assets:
Available-for-sale securities	145,577	124,461
Fair value, recurring basis | Significant Other Observable Inputs (Level 2) | Corporate bonds
Assets:
Available-for-sale securities	$ 116,773	109,357
Fair value, recurring basis | Significant Unobservable Inputs (Level 3)
Assets:
Available-for-sale securities		$ 112
Loans held for sale
Mortgage banking derivatives
Total Assets		$ 112
Liabilities:
Interest rate swap derivatives
Total Liabilities
Fair value, recurring basis | Significant Unobservable Inputs (Level 3) | Obligations of U.S. Government agencies
Assets:
Available-for-sale securities
Fair value, recurring basis | Significant Unobservable Inputs (Level 3) | Obligations of states and political subdivisions
Assets:
Available-for-sale securities
Fair value, recurring basis | Significant Unobservable Inputs (Level 3) | U.S. GSE's MBS - residential
Assets:
Available-for-sale securities
Fair value, recurring basis | Significant Unobservable Inputs (Level 3) | U.S. GSE's MBS - commercial
Assets:
Available-for-sale securities
Fair value, recurring basis | Significant Unobservable Inputs (Level 3) | U.S. GSE's CMO
Assets:
Available-for-sale securities
Fair value, recurring basis | Significant Unobservable Inputs (Level 3) | Corporate bonds
Assets:
Available-for-sale securities		$ 112

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation and income statement classification of gains and losses for all assets measured at fair value on recurring basis using significant unobservable inputs (Level 3) (Details 1) - Fair value, recurring basis - Fair Value, Inputs, Level 3 - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 112	$ 110
Total gains or losses (realized/unrealized) included in earnings
Gain (loss) on sales
Other-than-temporary impairment
Included in other comprehensive income	$ 26	$ 2
Purchases, sales, issuances and settlements
Purchases
Sales, Calls
Issuances
Settlements
Principal repayments
Transfers into Level 3
Transfers out of Level 3	$ (138)
Ending balance		$ 112
Corporate bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 112	$ 110
Total gains or losses (realized/unrealized) included in earnings
Gain (loss) on sales
Other-than-temporary impairment
Included in other comprehensive income	$ 26	$ 2
Purchases, sales, issuances and settlements
Purchases
Sales, Calls
Issuances
Settlements
Principal repayments
Transfers into Level 3
Transfers out of Level 3	$ (138)
Ending balance		$ 112

Fair Value Measurements - Quant

Fair Value Measurements - Quantitative information about level 3 fair value measurements (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 644,465	$ 691,563
Fair value, recurring basis | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	112
Fair value, recurring basis | Fair Value, Inputs, Level 3 | Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 112
Fair value, recurring basis | Fair Value, Inputs, Level 3 | Corporate Bonds | Discounted cash flow | Weighted Avg
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Yield	10.00%

Fair Value Measurements - Asset

Fair Value Measurements - Assets and liabilities measured at fair value on non-recurring basis (Details 3) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Estimate of fair value
Assets:
Total Assets		$ 10,531	$ 12,102
Estimate of fair value | Impaired loans
Assets:
Total Assets	[1]	10,171	11,523
Estimate of fair value | Other real estate owned
Assets:
Total Assets		360	579
Estimate of fair value | Commercial Financial and Agricultural | Impaired loans
Assets:
Total Assets	[1]	810	2,582
Estimate of fair value | Commercial real estate | Impaired loans
Assets:
Total Assets	[1]	6,241	2,166
Estimate of fair value | Commercial real estate | Other real estate owned
Assets:
Total Assets			144
Estimate of fair value | Residential Real Estate | Impaired loans
Assets:
Total Assets	[1]	1,166	1,421
Estimate of fair value | Acquisition, development and construction | Impaired loans
Assets:
Total Assets	[1]	1,954	5,352
Estimate of fair value | Acquisition, development and construction | Other real estate owned
Assets:
Total Assets		$ 360	435
Estimate of fair value | Consumer installment | Impaired loans
Assets:
Total Assets	[1]		$ 2
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired loans
Assets:
Total Assets	[1]
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other real estate owned
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial Financial and Agricultural | Impaired loans
Assets:
Total Assets	[1]
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial real estate | Impaired loans
Assets:
Total Assets	[1]
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial real estate | Other real estate owned
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential Real Estate | Impaired loans
Assets:
Total Assets	[1]
Quoted Prices in Active Markets for Identical Assets (Level 1) | Acquisition, development and construction | Impaired loans
Assets:
Total Assets	[1]
Quoted Prices in Active Markets for Identical Assets (Level 1) | Acquisition, development and construction | Other real estate owned
Assets:
Total Assets
Quoted Prices in Active Markets for Identical Assets (Level 1) | Consumer installment | Impaired loans
Assets:
Total Assets	[1]
Significant Other Observable Inputs (Level 2)
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Impaired loans
Assets:
Total Assets	[1]
Significant Other Observable Inputs (Level 2) | Other real estate owned
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Commercial Financial and Agricultural | Impaired loans
Assets:
Total Assets	[1]
Significant Other Observable Inputs (Level 2) | Commercial real estate | Impaired loans
Assets:
Total Assets	[1]
Significant Other Observable Inputs (Level 2) | Commercial real estate | Other real estate owned
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Residential Real Estate | Impaired loans
Assets:
Total Assets	[1]
Significant Other Observable Inputs (Level 2) | Acquisition, development and construction | Impaired loans
Assets:
Total Assets	[1]
Significant Other Observable Inputs (Level 2) | Acquisition, development and construction | Other real estate owned
Assets:
Total Assets
Significant Other Observable Inputs (Level 2) | Consumer installment | Impaired loans
Assets:
Total Assets	[1]
Significant Unobservable Inputs (Level 3)
Assets:
Total Assets		$ 10,531	$ 12,102
Significant Unobservable Inputs (Level 3) | Impaired loans
Assets:
Total Assets	[1]	10,171	11,523
Significant Unobservable Inputs (Level 3) | Other real estate owned
Assets:
Total Assets		360	579
Significant Unobservable Inputs (Level 3) | Commercial Financial and Agricultural | Impaired loans
Assets:
Total Assets	[1]	810	2,582
Significant Unobservable Inputs (Level 3) | Commercial real estate | Impaired loans
Assets:
Total Assets	[1]	6,241	2,166
Significant Unobservable Inputs (Level 3) | Commercial real estate | Other real estate owned
Assets:
Total Assets			144
Significant Unobservable Inputs (Level 3) | Residential Real Estate | Impaired loans
Assets:
Total Assets	[1]	1,166	1,421
Significant Unobservable Inputs (Level 3) | Acquisition, development and construction | Impaired loans
Assets:
Total Assets	[1]	1,954	5,352
Significant Unobservable Inputs (Level 3) | Acquisition, development and construction | Other real estate owned
Assets:
Total Assets		$ 360	435
Significant Unobservable Inputs (Level 3) | Consumer installment | Impaired loans
Assets:
Total Assets	[1]		$ 2
[1]	Includes loans directly charged down to fair value

Fair Value Measurements - Qua78

Fair Value Measurements - Quantitative information about level 3 fair value measurements for financial instruments measured at fair value on non-recurring basis (Details 4) - Fair Value, Measurements, Nonrecurring - Fair Value, Inputs, Level 3 - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014
Assets:
Total Assets		$ 10,531	$ 12,102
Impaired loans
Assets:
Total Assets	[1]	10,171	11,523
Impaired loans | Commercial Financial and Agricultural
Assets:
Total Assets	[1]	$ 810	$ 2,582
Impaired loans | Commercial Financial and Agricultural | Sales comparison | Minimum
Assets:
Adjustment for differences between the comparable sales		0.00%	7.00%
Impaired loans | Commercial Financial and Agricultural | Sales comparison | Maximum
Assets:
Adjustment for differences between the comparable sales		30.00%	50.00%
Impaired loans | Commercial Financial and Agricultural | Sales comparison | Weighted Avg
Assets:
Adjustment for differences between the comparable sales		15.00%	28.50%
Impaired loans | Commercial Financial and Agricultural | Income approach
Assets:
Capitalization rate		10.82%	9.39%
Impaired loans | Commercial Real Estate
Assets:
Total Assets	[1]	$ 6,241	$ 2,166
Impaired loans | Commercial Real Estate | Sales comparison | Minimum
Assets:
Adjustment for differences between the comparable sales		0.00%	0.00%
Impaired loans | Commercial Real Estate | Sales comparison | Maximum
Assets:
Adjustment for differences between the comparable sales		70.99%	70.99%
Impaired loans | Commercial Real Estate | Sales comparison | Weighted Avg
Assets:
Adjustment for differences between the comparable sales		17.70%	19.92%
Impaired loans | Commercial Real Estate | Income approach
Assets:
Discount rate		4.75%
Impaired loans | Commercial Real Estate | Income approach | Minimum
Assets:
Capitalization rate		8.25%	8.25%
Impaired loans | Commercial Real Estate | Income approach | Maximum
Assets:
Capitalization rate		9.50%	10.00%
Impaired loans | Commercial Real Estate | Income approach | Weighted Avg
Assets:
Capitalization rate		9.31%	8.97%
Impaired loans | Residential Real Estate
Assets:
Total Assets	[1]	$ 1,166	$ 1,421
Impaired loans | Residential Real Estate | Sales comparison | Minimum
Assets:
Adjustment for differences between the comparable sales		0.00%	1.30%
Impaired loans | Residential Real Estate | Sales comparison | Maximum
Assets:
Adjustment for differences between the comparable sales		37.00%	24.46%
Impaired loans | Residential Real Estate | Sales comparison | Weighted Avg
Assets:
Adjustment for differences between the comparable sales		8.06%	7.24%
Impaired loans | Acquisition, development and construction
Assets:
Total Assets	[1]	$ 1,954	$ 5,352
Impaired loans | Acquisition, development and construction | Sales comparison | Minimum
Assets:
Adjustment for differences between the comparable sales		0.00%	0.00%
Impaired loans | Acquisition, development and construction | Sales comparison | Maximum
Assets:
Adjustment for differences between the comparable sales		40.00%	161.40%
Impaired loans | Acquisition, development and construction | Sales comparison | Weighted Avg
Assets:
Adjustment for differences between the comparable sales		17.31%	28.55%
Impaired loans | Acquisition, development and construction | Income approach | Minimum
Assets:
Discount rate			9.50%
Impaired loans | Acquisition, development and construction | Income approach | Maximum
Assets:
Discount rate			10.00%
Impaired loans | Acquisition, development and construction | Income approach | Weighted Avg
Assets:
Discount rate			9.69%
Impaired loans | Consumer installment
Assets:
Total Assets	[1]		$ 2
Other real estate owned
Assets:
Total Assets		$ 360	579
Other real estate owned | Commercial Real Estate
Assets:
Total Assets			$ 144
Other real estate owned | Commercial Real Estate | Sales comparison | Minimum
Assets:
Adjustment for differences between the comparable sales			0.00%
Other real estate owned | Commercial Real Estate | Sales comparison | Maximum
Assets:
Adjustment for differences between the comparable sales			25.00%
Other real estate owned | Commercial Real Estate | Sales comparison | Weighted Avg
Assets:
Adjustment for differences between the comparable sales			12.50%
Other real estate owned | Acquisition, development and construction
Assets:
Total Assets		$ 360	$ 435
Other real estate owned | Acquisition, development and construction | Sales comparison | Minimum
Assets:
Adjustment for differences between the comparable sales		11.00%	5.00%
Other real estate owned | Acquisition, development and construction | Sales comparison | Maximum
Assets:
Adjustment for differences between the comparable sales		25.00%	60.00%
Other real estate owned | Acquisition, development and construction | Sales comparison | Weighted Avg
Assets:
Adjustment for differences between the comparable sales		18.00%	27.12%
[1]	Includes loans directly charged down to fair value

Fair Value Measurements - Aggre

Fair Value Measurements - Aggregate fair value, unpaid principal balance, and gain or loss (Details 5) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value Disclosures [Abstract]
Aggregate fair value	$ 18,647	$ 18,365
Unpaid principal balance	18,345	17,979
Gain	$ 303	$ 388

Fair Value Measurements - Gains

Fair Value Measurements - Gains and losses from changes in fair value included in earnings (Details 6) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Fair Value Disclosures [Abstract]
Change in fair value	$ (85)	$ 142	$ (456)

Fair Value Measurements - Carry

Fair Value Measurements - Carrying amounts and estimated fair values of Company's financial instruments (Details 7) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financial assets:
Cash and cash equivalents	$ 42,917	$ 35,995	$ 47,336	$ 43,888
Carrying amount
Financial assets:
Cash and cash equivalents	42,917	35,995
Loans, net	977,611	929,327
Restricted equity securities	5,169	4,398
Financial liabilities:
Deposits with stated maturities	333,345	375,808
Deposits without stated maturities	1,195,735	1,088,056
Securities sold under repurchase agreements	15,684	10,678
Advances from FHLB	85,000	64,000
Subordinated debentures	20,000	20,000
Fair value, recurring basis | Estimate of fair value
Financial assets:
Cash and cash equivalents	42,917	35,995
Loans, net	981,011	925,997
Financial liabilities:
Deposits with stated maturities	334,920	376,607
Deposits without stated maturities	1,195,735	1,088,056
Securities sold under repurchase agreements	15,691	10,678
Advances from FHLB	86,854	67,551
Subordinated debentures	15,065	14,886
Fair value, recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Financial assets:
Cash and cash equivalents	$ 42,917	$ 35,995
Loans, net
Financial liabilities:
Deposits with stated maturities
Deposits without stated maturities	$ 1,195,735	$ 1,088,056
Securities sold under repurchase agreements	$ 15,691	$ 10,678
Advances from FHLB
Subordinated debentures
Fair value, recurring basis | Significant Other Observable Inputs (Level 2)
Financial assets:
Cash and cash equivalents
Loans, net
Financial liabilities:
Deposits with stated maturities	$ 334,920	$ 376,607
Deposits without stated maturities
Securities sold under repurchase agreements
Advances from FHLB	$ 86,854	$ 67,551
Subordinated debentures
Fair value, recurring basis | Fair Value, Inputs, Level 3
Financial assets:
Cash and cash equivalents
Loans, net	$ 981,011	$ 925,997
Financial liabilities:
Deposits with stated maturities
Deposits without stated maturities
Securities sold under repurchase agreements
Advances from FHLB
Subordinated debentures	$ 15,065	$ 14,886

Fair Value Measurements (Detail

Fair Value Measurements (Detail Textuals) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Security	Dec. 31, 2014USD ($)	Mar. 31, 2015USD ($)
Fair Value Disclosures [Abstract]
Additional discount applied to appraisals performed within 12 months	8.00%
Number of securities transferred | Security	1
Market value of security transferred			$ 138
Impaired loans, recorded investment	$ 10,171	$ 11,730
Impaired loans, valuation allowance		207
Additional provision for loan losses	3,342	2,038
Carrying amount of the other real estate owned	360	579
Outstanding balance of other real estate owned	607	896
Other real estate owned, valuation allowance	$ 247	317
Allowance written off		$ 266

Premises and Equipment - Premis

Premises and Equipment - Premises and equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Property, plant and equipment, gross	$ 51,210	$ 50,007
Less accumulated depreciation	23,812	22,165
Property, plant and equipment, net	27,398	27,842
Land
Property, Plant and Equipment [Line Items]
Property, plant and equipment, gross	9,149	9,109
Buildings
Property, Plant and Equipment [Line Items]
Property, plant and equipment, gross	24,708	24,620
Furniture and equipment
Property, Plant and Equipment [Line Items]
Property, plant and equipment, gross	$ 17,353	$ 16,278

Premises and Equipment (Detail

Premises and Equipment (Detail Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Abstract]
Depreciation expense	$ 2,264	$ 2,061	$ 1,869

Commitments - Minimum future le

Commitments - Minimum future lease payments under non-cancelable real property and equipment operating leases (Details) $ in Thousands	Dec. 31, 2015USD ($)
Commitments and Contingencies Disclosure [Abstract]
2,016	$ 263
2,017	159
2,018	85
2,019	13
2,020	$ 5
2021 & Beyond
Operating leases, future minimum payments due	$ 525

Commitments (Detail Textuals)

Commitments (Detail Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Commitments and Contingencies Disclosure [Abstract]
Rent and lease expense	$ 299	$ 237	$ 258

Commitments (Detail Textuals 1)

Commitments (Detail Textuals 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Potential credit risk totaled	$ 226,331	$ 171,911
Fixed rate commitments totaled	$ 51,774	$ 36,924
Commitments to Extend Credit | Minimum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Rates on commitments	2.63%	1.90%
Commitments to Extend Credit | Maximum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Rates on commitments	16.00%	16.00%
Standby Letters of Credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Potential credit risk totaled	$ 4,494	$ 5,730

Deposits - Maturities of certif

Deposits - Maturities of certificates of deposit (Details) - Certificates of Deposit $ in Thousands	Dec. 31, 2015USD ($)
Deposit [Line Items]
2,016	$ 204,313
2,017	96,273
2,018	14,518
2,019	8,190
2,020	10,051
Total	$ 333,345

Deposits (Detail Textuals)

Deposits (Detail Textuals) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
Time deposits meet or exceed Fdic insurance limit of $250,000	$ 64,169	$ 58,396
Brokered deposits	$ 159,180	$ 188,094

Borrowings - Pertinent data rel

Borrowings - Pertinent data related to securities sold under agreements to repurchase (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Securities Sold Under Repurchase Agreements
Balance at year-end	$ 15,684	$ 10,678
Securities Sold Under Repurchase Agreements
Securities Sold Under Repurchase Agreements
Weighted average borrowing rate at year-end	0.73%	0.40%	0.40%
Weighted average borrowing rate during the year	0.49%	0.41%	0.50%
Average daily balance during the year	$ 2,464	$ 1,206	$ 1,247
Maximum month-end balance during the year	15,684	10,711	10,718
Balance at year-end	$ 15,684	$ 10,678	$ 808

Borrowings - Advances from fede

Borrowings - Advances from federal home loan bank (Details 1) - Federal Home Loan Bank of Atlanta - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 85,000	$ 64,000
Due January 18, 2017
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 15,000	$ 15,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	1.29%	1.29%
Due June 16, 2017
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 10,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	0.98%
Due July 17, 2017
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 10,000	$ 10,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	1.033%	1.033%
Due July 26, 2017
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 10,000	$ 10,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	4.406%	4.406%
Due September 5, 2017
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 10,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	0.89%
Due October 20, 2017
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 9,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	0.80%
Due January 31, 2018
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 10,000	$ 10,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	2.475%	2.475%
Due January 28, 2019 convertible flipper
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 5,000	$ 5,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	4.10%	4.10%
Due April 22, 2019 convertible flipper
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances		$ 8,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate		4.75%
Due May 22, 2019 convertible flipper
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 6,000	$ 6,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	4.68%	4.68%

Borrowings - Securities Sold Un

Borrowings - Securities Sold Under Repurchase Agreements (Detail Textuals) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Us Government Corporations and Agencies Securities | Corporate customers
Assets Sold under Agreements to Repurchase [Line Items]
Securities sold under repurchase agreements	$ 19,324	$ 15,448

Borrowings - Advances from Fe93

Borrowings - Advances from Federal Home Loan Bank (Detail Textuals 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
First mortgage
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Unpaid balance of borrowing capacity, discount rate	76.00%	79.00%
Unpaid balance of borrowing capacity, amount	$ 129,129	$ 116,786
Commercial real estate
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Unpaid balance of borrowing capacity, discount rate	59.00%	56.00%
Unpaid balance of borrowing capacity, amount	$ 47,932	$ 51,138
Federal Home Loan Bank of Atlanta | Line of credit
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Maximum percentage of total assets for an amount of line of credit	10.00%
FHLB maximum borrowing limit	$ 90,768

Borrowings - Other Borrowed Fun

Borrowings - Other Borrowed Funds (Detail Textuals 2) - Federal Reserve Bank - Borrower-In-Custody Program - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Debt Instrument [Line Items]
Outstanding borrowing facility	$ 0	$ 0
Unpaid balance of borrowing capacity, discount rate	71.00%	76.00%
Unpaid balance of borrowing capacity, amount	$ 74,554	$ 65,393

Subordinated Debentures (Detail

Subordinated Debentures (Detail Textuals) - USD ($) $ in Thousands	1 Months Ended		12 Months Ended
	Mar. 31, 2006	Dec. 31, 2005	Dec. 31, 2015
Unsecured Subordinated Debentures
Subordinated Borrowing [Line Items]
Unsecured subordinated debentures	$ 10,000	$ 10,000
Unsecured subordinated debentures, interest rate	1.40%	1.40%	1.91%
Trust I and Trust II
Subordinated Borrowing [Line Items]
Unsecured subordinated debentures, interest rate	1.40%
Proceeds from issuance of trust preferred securities	$ 10,000
Redemption price percentage of principal amount plus accrued and unpaid interest	100.00%
Liquidation value for trust preferred securities	$ 1

Income Taxes - Income tax (bene

Income Taxes - Income tax (benefit) expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Current tax expense:
Federal	$ 6,282	$ 7,484	$ 5,838
State	735	715	432
Total current	7,017	8,199	6,270
Deferred tax expense
Federal	1,954	(606)	761
State	167	(111)	116
Total deferred	2,121	(717)	877
Total income tax expense	$ 9,138	$ 7,482	$ 7,147

Income Taxes - Income before in

Income Taxes - Income before income taxes (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Computed ''expected'' tax (benefit) expense	$ 9,987	$ 8,440	$ 8,223
Increase (decrease) resulting from:
Tax-exempt interest income	(1,175)	(1,005)	(1,040)
Nondeductible interest expense	76	32	33
State income tax, net of Federal tax effect	586	393	356
Earnings on cash surrender value of bank-owned life insurance	(441)	(407)	(415)
Other, net	105	29	(10)
Total income tax expense	$ 9,138	$ 7,482	$ 7,147

Income Taxes - Tax effects of t

Income Taxes - Tax effects of temporary differences that give rise to significant portions of deferred tax assets and deferred tax liabilities (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deferred tax assets:
Allowance for loan losses	$ 8,263	$ 9,797
Deferred compensation	5,440	4,988
Writedowns of other real estate	96	122
Fair value adjustment on cash flow hedge	783	762
Other	978	868
Total deferred tax assets	15,560	16,537
Deferred tax liabilities:
Unrealized gain on investment securities available for sale	(12)	(807)
Depreciation	(1,427)	(115)
Prepaid assets and other	(114)	(181)
Other	(49)	(171)
Total deferred tax liabilities	(1,602)	(1,274)
Net deferred tax asset	$ 13,958	$ 15,263

Income Taxes (Detail Textuals)

Income Taxes (Detail Textuals)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Statutory federal corporate tax rate (in percent)	35.00%	35.00%	35.00%

Related Party Transactions (Det

Related Party Transactions (Detail Textuals) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Related Party Transactions [Abstract]
Deposits total	$ 26,086	$ 23,336

Regulatory Capital Requireme101

Regulatory Capital Requirements - Actual capital amounts and ratios for Company (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier I capital - leverage, Actual	10.34%
Tier I capital - leverage, For capital adequacy purposes	4.00%
Southeastern Bank Financial Corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Risk-based capital: Common Equity Tier I capital, Actual	$ 170,985
Risk-based capital: Common Equity Tier I capital, For capital adequacy purposes	$ 57,416
Risk-based capital: Common Equity Tier I capital, To be well capitalized under prompt corrective action provisions
Risk-based capital: Tier I capital, Actual	$ 190,985	$ 175,075
Risk-based capital: Tier I capital, For capital adequacy purposes	$ 76,555	$ 46,793
Risk-based capital: Tier I capital, To be well capitalized under prompt corrective action provisions
Risk-based capital: Total capital, Actual	$ 207,001	$ 189,832
Risk-based capital: Total capital, For capital adequacy purposes	$ 102,073	$ 93,586
Risk-based capital: Total capital, To be well capitalized under prompt corrective action provisions
Tier I capital - leverage, Actual	$ 190,985	$ 175,075
Tier I capital - leverage, For capital adequacy purposes	$ 73,899	$ 71,039
Tier I capital - leverage, To be well capitalized under prompt corrective action provisions
Risk-based capital: Common Equity Tier I capital, Actual	13.40%
Risk-based capital: Common Equity Tier I capital, For capital adequacy purposes	4.50%
Risk-based capital: Common Equity Tier I capital, To be well capitalized under prompt corrective action provisions
Risk-based capital: Tier I capital, Actual	14.97%	14.97%
Risk-based capital: Tier I capital, For capital adequacy purposes	6.00%	4.00%
Risk-based capital: Tier I capital, To be well capitalized under prompt corrective action provisions
Risk-based capital: Total capital, Actual	16.22%	16.23%
Risk-based capital: Total capital, For capital adequacy purposes	8.00%	8.00%
Risk-based capital: Total capital, To be well capitalized under prompt corrective action provisions
Tier I capital - leverage, Actual	10.34%	9.86%	9.37%
Tier I capital - leverage, For capital adequacy purposes	4.00%	4.00%	4.00%
Tier I capital - leverage, To be well capitalized under prompt corrective action provisions
Georgia Bank & Trust Company
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Risk-based capital: Common Equity Tier I capital, Actual	$ 179,517
Risk-based capital: Common Equity Tier I capital, For capital adequacy purposes	57,321
Risk-based capital: Common Equity Tier I capital, To be well capitalized under prompt corrective action provisions	82,797
Risk-based capital: Tier I capital, Actual	179,517	$ 167,385
Risk-based capital: Tier I capital, For capital adequacy purposes	76,428	46,707
Risk-based capital: Tier I capital, To be well capitalized under prompt corrective action provisions	101,904	70,061
Risk-based capital: Total capital, Actual	195,507	182,116
Risk-based capital: Total capital, For capital adequacy purposes	101,904	93,414
Risk-based capital: Total capital, To be well capitalized under prompt corrective action provisions	127,380	116,768
Tier I capital - leverage, Actual	179,517	167,385
Tier I capital - leverage, For capital adequacy purposes	82,933	79,798
Tier I capital - leverage, To be well capitalized under prompt corrective action provisions	$ 92,148	$ 88,665
Risk-based capital: Common Equity Tier I capital, Actual	14.09%
Risk-based capital: Common Equity Tier I capital, For capital adequacy purposes	4.50%
Risk-based capital: Common Equity Tier I capital, To be well capitalized under prompt corrective action provisions	6.50%
Risk-based capital: Tier I capital, Actual	14.09%	14.33%
Risk-based capital: Tier I capital, For capital adequacy purposes	6.00%	4.00%
Risk-based capital: Tier I capital, To be well capitalized under prompt corrective action provisions	8.00%	6.00%
Risk-based capital: Total capital, Actual	15.35%	15.60%
Risk-based capital: Total capital, For capital adequacy purposes	8.00%	8.00%
Risk-based capital: Total capital, To be well capitalized under prompt corrective action provisions	10.00%	10.00%
Tier I capital - leverage, Actual	9.74%	9.44%
Tier I capital - leverage, For capital adequacy purposes	4.50%	4.50%
Tier I capital - leverage, To be well capitalized under prompt corrective action provisions	5.00%	5.00%

Regulatory Capital Requireme102

Regulatory Capital Requirements (Detail Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier I capital - leverage, For capital adequacy purposes	4.00%
Tier I capital - leverage, Actual	10.34%
Georgia Bank & Trust Company
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier I capital - leverage, For capital adequacy purposes	4.50%	4.50%
Tier I capital - leverage, Actual	9.74%	9.44%
Cash dividends to be paid	$ 10,140
Dividend paid to percentage of preceding year's earnings	50.00%

Employee Benefit Plans - Status

Employee Benefit Plans - Status of the salary continuation agreements (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Change in projected benefit obligation:
Projected benefit obligation at beginning of year	$ 12,598	$ 10,628	$ 10,404
Service cost	609	553	780
Interest cost	589	$ 532	$ 468
Prior service cost	105
Cumulative effect of change in discount rate	(144)	$ 1,041	$ (924)
Benefits paid	(120)	(156)	(100)
Projected benefit obligation at end of year	$ 13,637	$ 12,598	$ 10,628

Employee Benefit Plans - Assump

Employee Benefit Plans - Assumptions used to determine the benefit obligation at year-end (Details 1)	Dec. 31, 2015	Dec. 31, 2014
Compensation and Retirement Disclosure [Abstract]
Discount rate	4.62%	4.50%

Employee Benefit Plans - Total

Employee Benefit Plans - Total contractual obligation at year-end assuming no forfeitures or terminations (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Contractual Obligation Assuming No Forfeitures Or Termination [Abstract]
Full benefit	$ 35,194	$ 30,054
Vested benefit	$ 22,725	$ 21,395

Employee Benefit Plans - Estima

Employee Benefit Plans - Estimated payments to be made over the next five years (Details 3) $ in Thousands	Dec. 31, 2015USD ($)
Defined Benefit Plan, Expected Future Benefit Payments, Fiscal Year Maturity [Abstract]
2,016	$ 551
2,017	673
2,018	784
2,019	817
2,020	819
Total estimated payments	$ 3,644

Employee Benefit Plans (Detail

Employee Benefit Plans (Detail Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Employee savings plan (the Plan)
Defined Benefit Plan Disclosure [Line Items]
Company contribution to the plan	$ 982	$ 874	$ 910
Percentage of annual salary of eligible employees	5.00%	5.00%	5.00%
Salary Continuation Agreements
Defined Benefit Plan Disclosure [Line Items]
Period for officers vest in rights	10 years
Expense recognized by company	$ 1,160	$ 2,126	$ 324
Total amount accrued	$ 13,637	$ 12,598

Stock-Based Compensation - Acti

Stock-Based Compensation - Activity for stock options with specified vesting period (Details) - Stock Options - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Shares
Options outstanding - December 31, 2014	129,250
Granted in 2015
Options exercised in 2015
Options lapsed in 2015
Options expired in 2015	(35,200)
Options Outstanding - December 31, 2015	94,050	129,250
Fully vested or expected to vest	94,050
Exercisable at December 31, 2015	94,050
Weighted Average Exercise Price
Weighted Average Exercise Price, Options outstanding - December 31, 2014	$ 34.32
Weighted Average Exercise Price, Granted in 2015
Weighted Average Exercise Price, Options exercised in 2015
Weighted Average Exercise Price, Options lapsed in 2015
Weighted Average Exercise Price, Options expired in 2015	$ 33.50
Weighted Average Exercise Price, Options Outstanding - December 31, 2015	34.62	$ 34.32
Weighted Average Exercise Price, Fully vested or expected to vest	34.62
Weighted Average Exercise Price, Exercisable at December 31, 2015	$ 34.62
Options outstanding Weighted Average Remaining Contractual Term (Years)	11 months 19 days	1 year 7 months 2 days
Fully vested or expected to vest, Weighted Average Remaining Contractual Term (Years)	11 months 19 days
Exercisable at December 31, 2015, Weighted Average Remaining Contractual Term (Years)	11 months 19 days
Options outstanding-December 31, 2015, Aggregate Intrinsic Value
Options outstanding - December 31, 2015, Aggregate Intrinsic Value
Fully vested or expected to vest, Aggregate Intrinsic Value
Exercisable at December 31, 2015, Aggregate Intrinsic Value

Stock-Based Compensation - Info

Stock-Based Compensation - Information related to stock options that vest over specified period (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Cash received from option exercises			$ 43
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Intrinsic value of options exercised			3
Cash received from option exercises			43
Fair market value of stock received from option exercises			$ 46

Stock-Based Compensation - I110

Stock-Based Compensation - Information for stock options that vest based on specific loan growth performance targets (Details 2) - Stock Options - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Shares
Options outstanding - December 31, 2014	129,250
Options expired in 2015	(35,200)
Options Outstanding - December 31, 2015	94,050	129,250
Exercisable at December 31, 2015	94,050
Weighted Average Exercise Price
Weighted Average Exercise Price, Options outstanding - December 31, 2014	$ 34.32
Weighted Average Exercise Price, Options expired in 2015	33.50
Weighted Average Exercise Price, Options Outstanding - December 31, 2015	34.62	$ 34.32
Weighted Average Exercise Price, Exercisable at December 31, 2015	$ 34.62
Options outstanding Weighted Average Remaining Contractual Term (Years)	11 months 19 days	1 year 7 months 2 days
Options outstanding-December 31, 2015, Aggregate Intrinsic Value
Options outstanding - December 31, 2015, Aggregate Intrinsic Value
Exercisable at December 31, 2015, Aggregate Intrinsic Value
Specific Loan Growth Performance Targets
Shares
Options outstanding - December 31, 2014	5,500
Options expired in 2015	(5,500)
Options Outstanding - December 31, 2015		5,500
Exercisable at December 31, 2015
Weighted Average Exercise Price
Weighted Average Exercise Price, Options outstanding - December 31, 2014	$ 31.18
Weighted Average Exercise Price, Options expired in 2015	$ 31.18
Weighted Average Exercise Price, Options Outstanding - December 31, 2015		$ 31.18
Weighted Average Exercise Price, Exercisable at December 31, 2015
Options outstanding Weighted Average Remaining Contractual Term (Years)		6 months
Options outstanding-December 31, 2015, Aggregate Intrinsic Value
Options expired in 2015, Aggregate Intrinsic Value	$ 10
Options outstanding - December 31, 2015, Aggregate Intrinsic Value
Exercisable at December 31, 2015, Aggregate Intrinsic Value

Stock-Based Compensation - Summ

Stock-Based Compensation - Summary of changes in nonvested shares (Details 3)	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Number of Shares
Nonvested at January 1, 2015 | shares	63,000
Granted | shares
Vested | shares	(21,000)
Forfeited | shares
Nonvested at December 31, 2015 | shares	42,000
Weighted Avg Grant-Date Fair Value
Nonvested at January 1, 2015 | $ / shares	$ 21.60
Granted | $ / shares
Vested | $ / shares	$ 21.60
Forfeited | $ / shares
Nonvested at December 31, 2015 | $ / shares	$ 21.60

Stock-Based Compensation (Detai

Stock-Based Compensation (Detail Textuals) - Stock Options	12 Months Ended
	Dec. 31, 2015shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Option granted
2000 Long-Term Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for stock option awards	278,300
Option price determined at fair value of the common stock (in percent)	100.00%
Term of options vest	5 years
Option granted	11,000
Term of options exercised	10 years
Options reverted and available for re-granting	175,793

Stock-Based Compensation (De113

Stock-Based Compensation (Detail Textuals 1) - Stock Options - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Option granted
2006 Long-Term Incentive Plan (the 2006 Plan)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for stock option awards	275,000
Option price determined at fair value of the common stock (in percent)	110.00%
Term of options vest	5 years
Term of options exercised	10 years
Option granted	83,967	83,967
Shares available for future grants	128,033

Stock-Based Compensation (De114

Stock-Based Compensation (Detail Textuals 2) - Stock Options - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Treasury stock repurchased	400	1,282
Compensation expense			$ 6
Nonvested options vesting period	5 years

Stock-Based Compensation (De115

Stock-Based Compensation (Detail Textuals 3) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Mar. 19, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares granted	42,000	63,000
Restricted Stock | 2006 Long-Term Incentive Plan (the 2006 Plan)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Allocated Share-Based Compensation Expense	$ 467	$ 389
Total unrecognized compensation cost	$ 505
Cost recognized period	13 months
Total fair value of shares vested	$ 567
Restricted Stock | 2006 Long-Term Incentive Plan (the 2006 Plan) | Director And Executive Officer
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares granted			63,000

Other Operating Expenses - Comp

Other Operating Expenses - Components of other operating expenses exceeding 1% of total revenues (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Income and Expenses [Abstract]
Marketing and business development	$ 2,027	$ 1,840	$ 1,821
Processing expense	3,443	3,015	2,127
Legal and professional fees	1,639	1,980	1,552
Data processing expense	1,600	1,484	1,566
FDIC Insurance	859	1,047	1,147
Communication expense	1,112	937	816
Teller And Operational Losses	911	336	287
Loan costs (excluding ORE)	773	1,263	1,333
Other expense	2,261	2,311	2,274
Total other operating expense	$ 14,625	$ 14,213	$ 12,923

Other Operating Expenses (Detai

Other Operating Expenses (Detail Textuals)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Income and Expenses [Abstract]
Other operating expenses, exceeding percentage of total revenues	1.00%	1.00%	1.00%

Interest Rate Swap Derivativ118

Interest Rate Swap Derivatives - Interest rate swaps designated as cash flow hedges (Details) - Interest Rate Swap Derivatives - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	May. 31, 2011
Derivative [Line Items]
Notional Amounts	$ 10,000	$ 10,000	$ 10,000
Weighted average pay rates	5.35%	5.35%
Weighted average receive rates	1.91%	1.64%
Weighted average maturity	13 years 29 days	14 years 29 days
Unrealized losses	$ 2,013	$ 1,959

Interest Rate Swap Derivativ119

Interest Rate Swap Derivatives (Detail Textuals) - Interest Rate Swap Derivatives $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	May. 31, 2011USD ($)Swap
Derivative [Line Items]
Number of interest rate swaps | Swap				2
Notional amounts of Interest rate swap	$ 10,000	$ 10,000		$ 10,000
Interest expense	370	$ 376	$ 372
Pledged with the counterparty	$ 2,237

Parent Company Only Condense120

Parent Company Only Condensed Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Assets
Cash and cash equivalents	$ 40,181	$ 33,286
Premises and equipment, net	27,398	27,842
Deferred tax asset, net	13,958	15,263
Other assets	2,933	1,550
Total assets	1,840,365	1,732,781
Liabilities:
Accrued interest and other liabilities	20,688	18,953
Subordinated debentures	20,000	20,000
Total liabilities	1,670,452	1,577,495
Stockholders' equity	169,913	155,286	$ 131,569	$ 135,783
Total liabilities and stockholders' equity	1,840,365	1,732,781
Parent Company
Assets
Cash and cash equivalents	10,728	6,759
Investment in banking subsidiaries	179,675	168,793
Premises and equipment, net	541	586
Deferred tax asset, net	995	983
Income tax receivable	13	158
Other assets	25	24
Total assets	191,977	177,303
Liabilities:
Interest rate swap derivatives	2,013	1,959
Accrued interest and other liabilities	51	58
Subordinated debentures	20,000	20,000
Total liabilities	22,064	22,017
Stockholders' equity	169,913	155,286
Total liabilities and stockholders' equity	$ 191,977	$ 177,303

Parent Company Only Condense121

Parent Company Only Condensed Financial Statements - Condensed Statements of Income (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income:
Total interest income	$ 15,744	$ 15,549	$ 16,002	$ 15,189	$ 15,601	$ 15,243	$ 15,277	$ 14,829	$ 62,484	$ 60,950	$ 62,314
Expense:
Interest expense	2,036	2,011	2,079	2,101	2,195	2,187	2,247	2,257	8,227	8,886	9,514
Occupancy expense									4,178	4,000	3,722
Other operating expense									14,625	14,213	12,923
Net interest income	13,708	13,538	13,923	13,088	13,406	13,056	13,030	12,572	54,257	52,064	52,800
Income before equity in undistributed earnings of banking subsidiaries									28,533	24,114	23,493
Income tax benefit									9,138	7,482	7,147
Net income	$ 4,635	$ 4,865	$ 5,689	$ 4,206	$ 4,400	$ 4,382	$ 4,044	$ 3,806	19,395	16,632	16,346
Parent Company
Income:
Dividend income									8,211	6,310	4,211
Interest income on interest-bearing deposits in other banks									3	1	2
Miscellaneous income									102	102	102
Total interest income									8,316	6,413	4,315
Expense:
Interest expense									725	763	$ 846
Salaries and other personnel expense									467	389
Occupancy expense									59	59	$ 60
Other operating expense									294	160	145
Net interest income									1,545	1,371	1,051
Income before equity in undistributed earnings of banking subsidiaries									6,771	5,042	3,264
Equity in undistributed earnings of banking subsidiaries									12,072	11,104	12,722
Income tax benefit									(552)	(486)	(360)
Net income									$ 19,395	$ 16,632	$ 16,346

Parent Company Only Condense122

Parent Company Only Condensed Financial Statements - Condensed Statements of Cash Flows (Details 2) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash flows from operating activities:
Net income	$ 4,635	$ 4,865	$ 5,689	$ 4,206	$ 4,400	$ 4,382	$ 4,044	$ 3,806	$ 19,395	$ 16,632	$ 16,346
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation									2,264	2,061	1,869
Deferred income tax expense (benefit)									2,121	(717)	877
Stock-based compensation expense									467	389	6
Decrease in accrued interest payable and other liabilities									1,682	1,162	(678)
Decrease (increase) in other assets									1,382	(4,503)	1,735
Net cash provided by operating activities									26,975	18,696	49,327
Cash flows from financing activities:
Payments of subordinated debentures										(1,547)
Purchase of treasury stock									(11)	(31)
Payment of cash dividends									(4,047)	(3,499)	(2,605)
Tax benefit from stock-based compensation									46
Proceeds from stock options exercised, net of stock redeemed											43
Net cash used in financing activities									86,314	13,908	30,850
Net increase in cash and cash equivalents									6,922	(11,341)	3,448
Cash and cash equivalents at beginning of year				35,995				47,336	35,995	47,336	43,888
Cash and cash equivalents at end of year	42,917				35,995				42,917	35,995	47,336
Parent Company
Cash flows from operating activities:
Net income									19,395	16,632	16,346
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation									45	45	45
Deferred income tax expense (benefit)									8	(166)
Equity in undistributed earnings of banking subsidiaries									(12,072)	(11,104)	$ (12,722)
Stock-based compensation expense									467	389
Decrease in accrued interest payable and other liabilities									(6)	(10)	$ (4)
Decrease (increase) in other assets									144	(159)	629
Net cash provided by operating activities									7,981	5,627	4,294
Cash flows from financing activities:
Payments of subordinated debentures										(1,547)
Purchase of treasury stock									(11)	(31)
Payment of cash dividends									(4,047)	$ (3,499)	$ (2,605)
Tax benefit from stock-based compensation									$ 46
Proceeds from stock options exercised, net of stock redeemed											$ 43
Net cash used in financing activities									$ (4,012)	$ (5,077)	(2,562)
Net increase in cash and cash equivalents									3,969	550	1,732
Cash and cash equivalents at beginning of year				$ 6,759				$ 6,209	6,759	6,209	4,477
Cash and cash equivalents at end of year	$ 10,728				$ 6,759				$ 10,728	$ 6,759	$ 6,209

Other Comprehensive (Loss) I123

Other Comprehensive (Loss) Income - Summary of accumulated other comprehensive income balances, net of tax (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income Loss [Roll Forward]
Balance	$ 71	$ (10,101)	$ 7,952
Current Year change	(1,282)	10,172	(18,053)
Balance	(1,211)	71	(10,101)
Unrealized Gain (Loss) on Derivatives
Accumulated Other Comprehensive Income Loss [Roll Forward]
Balance	(1,197)	(469)	(1,476)
Current Year change	(32)	(728)	1,007
Balance	(1,229)	(1,197)	(469)
Unrealized Gain (Loss) on Securities
Accumulated Other Comprehensive Income Loss [Roll Forward]
Balance	1,268	(9,632)	9,428
Current Year change	(1,250)	10,900	(19,060)
Balance	$ 18	$ 1,268	$ (9,632)

Other Comprehensive (Loss) I124

Other Comprehensive (Loss) Income - Summary of reclassifications out of accumulated other comprehensive income (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Total before tax	$ (3,089)	$ 18,664	$ (32,090)
Amount reclassified from Accumulated Other Comprehensive Income | Investment securities (losses) gains, net
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Total before tax	(1,043)	825	(895)
Tax benefit (expense)	334	(256)	272
Net of tax	$ (709)	$ 569	$ (623)

Quarterly Financial Data (Un125

Quarterly Financial Data (Unaudited) - Supplemental quarterly financial data (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]
Interest income	$ 15,744	$ 15,549	$ 16,002	$ 15,189	$ 15,601	$ 15,243	$ 15,277	$ 14,829	$ 62,484	$ 60,950	$ 62,314
Interest expense	2,036	2,011	2,079	2,101	2,195	2,187	2,247	2,257	8,227	8,886	9,514
Net interest income	13,708	13,538	13,923	13,088	13,406	13,056	13,030	12,572	54,257	52,064	52,800
Provision (Credit) for loan losses	383	132	(2,690)	547	548	876	1,011	1,057	(1,628)	3,492	7,438
Noninterest income	4,643	5,307	4,019	4,719	5,200	5,216	4,523	4,091	18,688	19,030	18,497
Noninterest expense	11,193	11,571	12,211	11,065	11,679	11,055	10,641	10,113	46,040	43,488	40,366
Net income	$ 4,635	$ 4,865	$ 5,689	$ 4,206	$ 4,400	$ 4,382	$ 4,044	$ 3,806	$ 19,395	$ 16,632	$ 16,346
Net income per share - basic (in dollars per share)	$ 0.69	$ 0.73	$ 0.85	$ 0.63	$ 0.66	$ 0.66	$ 0.61	$ 0.57	$ 2.89	$ 2.49	$ 2.45
Net income per share - diluted (in dollars per share)	$ 0.69	$ 0.72	$ 0.85	$ 0.63	$ 0.66	$ 0.65	$ 0.60	$ 0.57	$ 2.89	$ 2.49	$ 2.45