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EXHIBIT 11
STATEMENT REGARDING COMPUTATION OF PER SHARE EARNINGS
Years ended December 31, | |||
2002 | 2001 | 2000 | |
Average basic common shares outstanding | 2,630,931 | 2,625,241 | 2,628,998 |
Average diluted common shares outstanding | 2,634,558 | 2,626,014 | 2,629,733 |
Net income | $1,923,138 | $1,059,078 | $320,893 |
Basic and diluted earnings per common share | $0.73 | $0.40 | $ 0.12 |