CSB Bancorp (CSBB) 10-Q 8 May 20 2020 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2020	May 05, 2020
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q1
Current Fiscal Year End Date	--12-31
Entity Registrant Name	CSB BANCORP INC /OH
Trading Symbol	CSBB
Entity Central Index Key	0000880417
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Title of 12(b) Security	Common Stock
Security Exchange Name	NONE
Entity Common Stock, Shares Outstanding		2,742,350
Entity File Number	0-21714
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1687530
Entity Address, Address Line One	91 North Clay
Entity Address, Address Line Two	P.O. Box 232
Entity Address, City or Town	Millersburg
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44654
City Area Code	330
Local Phone Number	674-9015
Document Quarterly Report	true
Document Transition Report	false

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Cash and cash equivalents
Cash and due from banks	$ 18,277	$ 17,648
Interest-earning deposits in other banks	77,995	84,369
Total cash and cash equivalents	96,272	102,017
Securities
Available-for-sale, at fair value	108,263	112,146
Held-to-maturity (fair value 2020-$11,542; 2019-13,950)	11,242	13,869
Equity securities	79	92
Restricted stock, at cost	4,614	4,614
Total securities	124,198	130,721
Loans held for sale	256	622
Loans	555,320	551,633
Less allowance for loan losses	7,120	7,017
Net loans	548,200	544,616
Premises and equipment, net	12,387	12,040
Core deposit intangible	89	104
Goodwill	4,728	4,728
Bank-owned life insurance	19,023	18,894
Accrued interest receivable and other assets	4,888	4,941
TOTAL ASSETS	810,041	818,683
Deposits
Noninterest-bearing	188,137	197,780
Interest-bearing	483,025	485,766
Total deposits	671,162	683,546
Short-term borrowings	40,605	38,889
Other borrowings	6,206	6,330
Accrued interest payable and other liabilities	4,439	4,442
Total liabilities	722,412	733,207
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,742,350 shares 2020 and 2019	18,629	18,629
Additional paid-in capital	9,815	9,815
Retained earnings	63,455	61,740
Treasury stock at cost: 238,252 shares 2020 and 2019	(4,780)	(4,780)
Accumulated other comprehensive income	510	72
Total shareholders' equity	87,629	85,476
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 810,041	$ 818,683

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Statement Of Financial Position [Abstract]
Held-to-maturity, fair value	$ 11,542	$ 13,950
Common stock, par value	$ 6.25	$ 6.25
Common stock, authorized shares	9,000,000	9,000,000
Common stock, shares issued	2,980,602	2,980,602
Common stock, shares outstanding	2,742,350	2,742,350
Treasury stock, at cost	238,252	238,252

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 6,850	$ 7,072
Taxable securities	609	587
Nontaxable securities	119	134
Other	239	175
Total interest and dividend income	7,817	7,968
INTEREST EXPENSE
Deposits	831	825
Short-term borrowings	41	93
Other borrowings	29	39
Total interest expense	901	957
NET INTEREST INCOME	6,916	7,011
Provision for loan losses	178	285
Net interest income, after provision for loan losses	6,738	6,726
NON INTEREST INCOME
Gain on sale of loans, net	114	79
Earnings on bank owned life insurance	129	83
Unrealized gain or (loss) on equity securities, net	(13)	6
Other income	217	193
Total noninterest income	1,343	1,224
NON INTEREST EXPENSES
Salaries and employee benefits	2,968	2,842
Occupancy expense	220	204
Equipment expense	135	137
Professional and director fees	330	339
Financial institutions and franchise tax expense	171	153
Marketing and public relations	127	117
Software expense	227	218
Debit card expense	140	127
Amortization of intangible assets	15	16
Other expenses	674	638
Total noninterest expenses	5,007	4,791
Income before income taxes	3,074	3,159
FEDERAL INCOME TAX PROVISION	591	619
NET INCOME	$ 2,483	$ 2,540
Basic and diluted net earnings per share	$ 0.91	$ 0.93
Deposit Account [Member]
NON INTEREST INCOME
Noninterest income	$ 291	$ 292
Fiduciary and Trust [Member]
NON INTEREST INCOME
Noninterest income	230	224
Debit Card [Member]
NON INTEREST INCOME
Noninterest income	$ 375	$ 347

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 2,483	$ 2,540
Other comprehensive income
Unrealized gains arising during the period	540	749
Amortization of discount on securities transferred to held-to-maturity	14	15
Income tax effect	(116)	(160)
Other comprehensive income	438	604
Total comprehensive income	$ 2,921	$ 3,144

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Balance, beginning of period at Dec. 31, 2018	$ 76,536	$ 18,629	$ 9,815	$ 54,288	$ (4,784)	$ (1,412)
Net income	2,540			2,540
Other comprehensive income	604					604
Cash dividends declared	(713)			(713)
Balance, end of period at Mar. 31, 2019	78,967	18,629	9,815	56,115	(4,784)	(808)
Balance, beginning of period at Dec. 31, 2019	85,476	18,629	9,815	61,740	(4,780)	72
Net income	2,483			2,483
Other comprehensive income	438					438
Cash dividends declared	(768)			(768)
Balance, end of period at Mar. 31, 2020	$ 87,629	$ 18,629	$ 9,815	$ 63,455	$ (4,780)	$ 510

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Statement Of Stockholders Equity [Abstract]
Cash dividends declared per share	$ 0.28	$ 0.26

Condensed Consolidated Statemen

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Statement Of Cash Flows [Abstract]
NET CASH FROM OPERATING ACTIVITIES	$ 2,488	$ 1,894
Securities:
Proceeds from repayments, available-for-sale	10,338	1,836
Proceeds from repayments, held-to-maturity	2,635	477
Purchases, available-for-sale	(6,055)	(2,023)
Loan originations, net of repayments	(3,808)	870
Property, equipment, and software acquisitions	(551)	(976)
Purchase of bank-owned life insurance		(3,000)
Net cash provided by (used in) investing activities	2,559	(2,816)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	(12,384)	844
Net change in short-term borrowings	1,716	(1,091)
Repayment of other borrowings	(124)	(152)
Net cash used in financing activities	(10,792)	(399)
NET DECREASE IN CASH AND CASH EQUIVALENTS	(5,745)	(1,321)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	102,017	45,564
CASH AND CASH EQUIVALENTS AT END OF PERIOD	96,272	44,243
Cash paid during the year for:
Interest	909	921
Noncash financing activities:
Dividends declared	$ 768	713
Lease adoption:
Right of use lease asset		477
Lease liability		$ 469

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2020
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accompanying condensed consolidated financial statements include the accounts of CSB Bancorp, Inc. and its wholly-owned subsidiaries, The Commercial and Savings Bank (the “Bank”) and CSB Investment Services, LLC (together referred to as the “Company” or “CSB”). All significant intercompany transactions and balances have been eliminated in consolidation. The condensed consolidated financial statements have been prepared without audit. In the opinion of management, all adjustments (which include normal recurring adjustments) necessary to present fairly the Company’s financial position at March 31, 2020, and the results of operations and changes in cash flows for the periods presented have been made. Certain information and footnote disclosures typically included in financial statements prepared in accordance with U.S. generally accepted accounting principles (“U.S. GAAP”) have been omitted. The Annual Report for CSB for the year ended December 31, 2019, contains Consolidated Financial Statements and related footnote disclosures, which should be read in conjunction with the accompanying Consolidated Financial Statements. The results of operations for the period ended March 31, 2020 are not necessarily indicative of the operating results for the full year or any future interim period. Certain items in the prior-year financial statements were reclassified to conform to the current-year presentation. REVENUE RECOGNITION Management has determined the primary sources of revenue emanating from interest and dividend income on loans and securities along with noninterest revenue resulting from investment security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit cards fees, and income on bank-owned life insurance are not within the scope of ASC 606. These sources of revenue comprise 88% of the total revenue of the Company. Services within the scope of ASC 606 include income from fiduciary activities, brokerage fees, service charges on deposit accounts, other fee income, ATM fees, interchange fees, and gain on sale of OREO, net. For these accounts, fees are related to specific customer transactions, or attributable to specific performance obligations of the Bank where revenue is recognized at a defined point in time upon completion of the requested service/transaction. CSB BANCORP, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS ASU 2016-13 - Financial Instruments - Credit Losses . The Update and all subsequent ASU’s that modified Topic 326, requires that financial assets be presented at the net amount expected to be collected (i.e. net of expected credit losses), eliminating the probable recognition threshold for credit losses on financial assets measured at amortized cost. The measurement of expected credit losses should be based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. We expect the Update will result in an increase in the allowance for credit losses for the estimated life of the financial asset, including an estimate for debt securities. The amount of any increase will be impacted by the portfolio composition and quality at the adoption date, as well as economic conditions and forecasts at that time. A cumulative-effect adjustment to retained earnings is required as of the beginning of the year of adoption. The Company expects to recognize a one-time cumulative effect adjustment to the allowance for loan losses, but cannot yet determine the magnitude of any such one-time adjustment or the overall impact of the new guidance on the consolidated financial statements. In November 2019, the FASB deferred the effective date for ASC 326, Financial Instruments – Credit Losses, for smaller reporting companies to fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Company qualifies as a smaller reporting company and does not expect to early adopt these ASU’s. ASU 2017-04 - Simplifying the Test for Goodwill Impairment. The Update, and all subsequent ASU’s, simplifies the goodwill impairment test. Under the new guidance, Step 2 of the goodwill impairment process that requires an entity to determine the implied fair value of its goodwill by assigning fair value to all its assets and liabilities is eliminated. Instead, the entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. The new guidance is effective for annual and interim goodwill tests performed in fiscal years beginning after December 15, 2019. Early adoption is permitted. In November 2019, the FASB deferred the effective date for ASC 350, Intangibles – Goodwill and Other, for smaller reporting companies to fiscal years beginning after December 15, 2022, and interim periods within those fiscal years. This Update is not expected to have a material impact on the Company’s financial statements. CSB BANCORP, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) A SU 2018-15 - Intangibles – Goodwill and Other – Internal-Use Software. Intangibles – Goodwill and Other, ASU 2019-12 - Income Taxes. This update simplifies the accounting for income taxes, changes the accounting for certain tax transactions, and makes minor improvements to the codification. This Update provides a policy election to not allocate consolidated income taxes when a member of a consolidated tax return is not subject to income tax and provides guidance to evaluate whether a step-up in tax basis of goodwill relates to a business combination in which book goodwill was recognized as a separate transaction. The Update also changes current guidance for making an intra-period allocation, if there is a loss in continuing operations and gains outside of continuing operations; determining when a deferred tax liability is recognized after an investor in a foreign entity transitions to or from the equity method of accounting; accounting for tax law changes and year-to-date losses in interim periods; and determining how to apply the income tax guidance to franchise taxes that are partially based on income. For public business entities, the amendments in this Update are effective for fiscal years and interim periods within those fiscal years, beginning after December 15, 2020. This update is not expected to have a significant impact on the Company’s financial statements. ASU 2020-4 – Reference Rate Reform (Topic 848). This update provides temporary optional expedients and exceptions to the U.S. GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as Secured Overnight Financing Rate. Entities can elect not to apply certain modification accounting requirements to contracts affected by what the guidance calls reference rate reform, if certain criteria are met. An entity that makes this election would not have to remeasure the contracts at the modification date or reassess a previous accounting determination. Also, entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met, and can make a one-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. The amendments in this ASU are effective for all entities upon issuance through December 31, 2022. This Update is not expected to have a significant impact on the Company’s financial statements.

Securities

Securities	3 Months Ended
	Mar. 31, 2020
Investments Debt And Equity Securities [Abstract]
Securities	Note 2 – SECURITIES Securities consist of the following at March 31, 2020 and December 31, 2019: (Dollars in thousands) Amortized cost Gross unrealized gains Gross unrealized (losses) Fair value March 31, 2020 Available-for-sale U.S. Treasury security $ 999 $ 21 $ — $ 1,020 U.S. Government agencies 2,000 3 — 2,003 Mortgage-backed securities of government agencies 74,328 1,104 (225 ) 75,207 Asset-backed securities of government agencies 910 — (105 ) 805 State and political subdivisions 20,648 309 — 20,957 Corporate bonds 8,566 2 (297 ) 8,271 Total available-for-sale 107,451 1,439 (627 ) 108,263 Held-to-maturity U.S. Government agencies 3,000 8 — 3,008 Mortgage-backed securities of government agencies 8,242 292 — 8,534 Total held-to-maturity 11,242 300 — 11,542 Equity securities 53 26 — 79 Restricted stock 4,614 — — 4,614 Total securities $ 123,360 $ 1,765 $ (627 ) 124,498 December 31, 2019 Available-for-sale U.S. Treasury security $ 998 $ 1 $ — $ 999 U.S. Government agencies 5,500 — (4 ) 5,496 Mortgage-backed securities of government agencies 75,676 326 (145 ) 75,857 Asset-backed securities of government agencies 934 — (17 ) 917 State and political subdivisions 21,161 351 (1 ) 21,511 Corporate bonds 7,605 23 (262 ) 7,366 Total available-for-sale 111,874 701 (429 ) 112,146 Held-to-maturity U.S. Government agencies 4,999 — (6 ) 4,993 Mortgage-backed securities of government agencies 8,870 143 (56 ) 8,957 Total held-to-maturity 13,869 143 (62 ) 13,950 Equity securities 53 39 — 92 Restricted stock 4,614 — — 4,614 Total securities $ 130,410 $ 883 $ (491 ) $ 130,802 The amortized cost and fair value of debt securities at March 31, 2020, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. (Dollars in thousands) Amortized cost Fair value Available-for-sale Due in one year or less $ 5,285 $ 5,283 Due after one through five years 11,542 11,649 Due after five through ten years 18,308 18,465 Due after ten years 72,316 72,866 Total debt securities available-for-sale $ 107,451 $ 108,263 Held-to-maturity Due after one through five years $ 3,000 $ 3,008 Due after ten years 8,242 8,534 Total debt securities held-to-maturity $ 11,242 $ 11,542 Securities with a fair value of approximately $87.6 million and $80.3 million were pledged at March 31, 2020 and December 31, 2019, respectively, to secure public deposits, as well as other deposits and borrowings as required or permitted by law. Restricted stock primarily consists of investments in Federal Home Loan Bank of Cincinnati (FHLB) and Federal Reserve Bank stock. The Bank’s investment in FHLB stock amounted to approximately $4.1 million at March 31, 2020 and December 31, 2019. Federal Reserve Bank stock was $471 thousand at March 31, 2020 and December 31, 2019. There were no proceeds from sales of securities for the three month periods ending March 31, 2020 and 2019. All gains and losses recognized on equity securities during the three month periods were unrealized. The following table presents gross unrealized losses and fair value of securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2020 and December 31, 2019: Securities in a continuous unrealized loss position Less than 12 months 12 months or more Total (Dollars in thousands) Gross unrealized losses Fair value Gross unrealized losses Fair value Gross unrealized losses Fair value March 31, 2020 Available-for-sale Mortgage-backed securities of government agencies $ (208 ) $ 27,404 $ (17 ) $ 2,496 $ (225 ) $ 29,900 Asset-backed securities of government agencies — — (105 ) 805 (105 ) 805 Corporate bonds (7 ) 3,009 (290 ) 3,686 (297 ) 6,695 Total temporarily impaired securities $ (215 ) $ 30,413 $ (412 ) $ 6,987 $ (627 ) $ 37,400 December 31, 2019 Available-for-sale U.S. Government agencies — — $ (4 ) $ 3,496 $ (4 ) $ 3,496 Mortgage-backed securities of government agencies $ (74 ) $ 22,702 (71 ) 8,924 (145 ) 31,626 Asset-backed securities of government agencies — — (17 ) 917 (17 ) 917 State and political subdivisions — — (1 ) 653 (1 ) 653 Corporate bonds — — (262 ) 3,712 (262 ) 3,712 Held-to-maturity U.S. Government agencies — — (6 ) 4,993 (6 ) 4,993 Mortgage-backed securities of government agencies — — (56 ) 3,009 (56 ) 3,009 Total temporarily impaired securities $ (74 ) $ 22,702 $ (417 ) $ 25,704 $ (491 ) $ 48,406 There were twenty-four securities in an unrealized loss position at March 31, 2020, nine of which were in a continuous loss position for twelve months or more. At least quarterly, the Company conducts a comprehensive security-level impairment assessment. The assessments are based on the nature of the securities, the extent and duration of the securities in an unrealized loss position, the extent and duration of the loss and management’s intent to sell or if it is more likely than not that management will be required to sell a security before recovery of its amortized cost basis, which may be maturity. Management believes the Company will fully recover the cost of these securities. It does not intend to sell these securities and likely will not be required to sell them before the anticipated recovery of the remaining amortized cost basis, which may be maturity. As a result, management concluded that these securities were not other-than-temporarily impaired at March 31, 2020.

Loans

Loans	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Loans	Note 3 – Loans Loans consist of the following: (Dollars in thousands) March 31, 2020 December 31, 2019 Commercial $ 139,964 $ 137,114 Commercial real estate 192,387 196,748 Residential real estate 177,404 174,259 Construction & land development 26,516 23,960 Consumer 18,598 19,052 Total loans before deferred costs 554,869 551,133 Deferred loan costs 451 500 Total Loans $ 555,320 $ 551,633 Loan Origination/Risk Management The Company has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. Management reviews and approves these policies and procedures on a regular basis. A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions. Commercial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Underwriting standards are designed to promote relationship banking rather than transactional banking. The Company’s management examines current and occasionally projected cash flows to determine the ability of the borrower to repay their obligations as agreed. Commercial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers; however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers. Commercial real estate loans are subject to underwriting standards and processes similar to commercial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s commercial real estate portfolio are diverse in terms of type. This diversity helps reduce the Company’s exposure to adverse economic events that affect any single industry. Management monitors and evaluates commercial real estate loans based on collateral, geography, and risk grade criteria. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans. With respect to loans to developers and builders that are secured by non-owner occupied properties, the Company generally requires the borrower to have had an existing relationship with the Company and have a proven record of success. Construction and land development loans are underwritten utilizing independent appraisal reviews, sensitivity analysis of absorption and lease rates, and financial analysis of the developers and property owners. Construction and land development loans are generally based upon estimates of costs and value associated with the completed project. These estimates may be inaccurate. Construction and land development loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property, or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risk than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions, and the availability of long-term financing. The Company originates consumer loans utilizing a judgmental underwriting process. To monitor and manage consumer loan risk, policies and procedures are developed and modified, as needed, jointly by line and staff personnel. This activity, coupled with relatively small loan amounts that are spread across many individual borrowers, mitigates risk. The Company maintains an independent loan review department that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to management. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures. Loans serviced for others approximated $88.1 million and $95.7 million at March 31, 2020 and December 31, 2019, respectively. Concentrations of Credit Nearly all of the Company’s lending activity occurs within the state of Ohio, including the four counties of Holmes, Stark, Tuscarawas and Wayne, as well as other markets. The majority of the Company’s loan portfolio consists of commercial and commercial real estate loans. As of March 31, 2020 and December 31, 2019, there were no concentrations of loans related to any single industry. Allowance for Loan Losses The following tables detail activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2020 and 2019. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. For the three-month period ended March 31, 2020 the increased allocation across all categories was primarily related to worsening economic conditions and the increasing unemployment rate at the end of March associated with the COVID-19 pandemic. The decrease in the provision for loan losses for the three months ended March 31, 2019 related to commercial loans was primarily due to a recovery related to one loan relationship which contributed to declining historical losses of loans in this category. The decrease in the provision related to construction and land development loans was primarily due to the decrease in loan balances as construction projects were completed and transferred to permanent financing. The increase in the provision for consumer loans was related to increasing charge-offs as well as an increase in historical losses partially offset by lower delinquencies. S ummary of Allowance for Loan Losses (Dollars in thousands) Commercial Commercial Real Estate Residential Real Estate Construction & Land Development Consumer Unallocated Total Three months ended March 31, 2020 Beginning balance $ 2,408 $ 2,153 $ 1,152 $ 203 $ 481 $ 620 $ 7,017 Provision for loan losses 212 147 209 52 87 (529 ) 178 Charge-offs (15 ) — (15 ) — (57 ) (87 ) Recoveries 4 — 1 — 7 12 Net charge-offs (11 ) — (14 ) — (50 ) (75 ) Ending balance $ 2,609 $ 2,300 $ 1,347 $ 255 $ 518 $ 91 $ 7,120 Three months ended March 31, 2019 Beginning balance $ 2,178 $ 1,791 $ 1,245 $ 258 $ 306 $ 129 $ 5,907 Provision for loan losses (339 ) 17 (24 ) (88 ) 83 636 285 Charge-offs (5 ) — — — (65 ) (70 ) Recoveries 163 - 1 - 1 165 Net (charge-offs) recoveries 158 - 1 - (64 ) 95 Ending balance $ 1,997 $ 1,808 $ 1,222 $ 170 $ 325 $ 765 $ 6,287 The following table presents the balance in the allowance for loan losses and the ending loan balances by portfolio class, based on the impairment method as of March 31, 2020 and December 31, 2019: (Dollars in thousands) Commercial Commercial Real Estate Residential Real Estate Construction Consumer Unallocated Total March 31, 2020 Allowance for loan losses: Individually evaluated for impairment $ 10 $ 18 $ 1 $ — $ — $ — $ 29 Collectively evaluated for impairment 2,599 2,282 1,346 255 518 91 7,091 Total ending allowance balance $ 2,609 $ 2,300 $ 1,347 $ 255 $ 518 $ 91 $ 7,120 Loans: Loans individually evaluated for impairment $ 2,497 $ 2,577 $ 834 $ — $ — $ 5,908 Loans collectively evaluated for impairment 137,467 189,810 176,570 26,516 18,598 548,961 Total ending loans balance $ 139,964 $ 192,387 $ 177,404 $ 26,516 $ 18,598 $ 554,869 December 31, 2019 Allowance for loan losses: Individually evaluated for impairment $ 16 $ 17 $ 1 $ — $ — $ — $ 34 Collectively evaluated for impairment 2,392 2,136 1,151 203 481 620 6,983 Total ending allowance balance $ 2,408 $ 2,153 $ 1,152 $ 203 $ 481 $ 620 $ 7,017 Loans: Loans individually evaluated for impairment $ 2,555 $ 2,637 $ 853 $ — $ 14 $ 6,059 Loans collectively evaluated for impairment 134,559 194,111 173,406 23,960 19,038 545,074 Total ending loans balance $ 137,114 $ 196,748 $ 174,259 $ 23,960 $ 19,052 $ 551,133 The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2020 and December 31, 2019: (Dollars in thousands) Unpaid Principal Balance Recorded Investment with no Allowance Recorded Investment with Allowance Total recorded investment 1 Related Allowance March 31, 2020 Commercial $ 2,924 $ 2,489 $ 10 $ 2,499 $ 10 Commercial real estate 2,921 2,416 170 2,586 18 Residential real estate 1,010 577 259 836 1 Total impaired loans $ 6,855 $ 5,482 $ 439 $ 5,921 $ 29 December 31, 2019 Commercial $ 2,982 $ 2,541 $ 16 $ 2,557 $ 16 Commercial real estate 2,952 2,471 176 2,647 17 Residential real estate 1,024 457 396 853 1 Consumer 14 14 — 14 — Total impaired loans $ 6,972 $ 5,483 $ 588 $ 6,071 $ 34 1 includes principal, accrued interest, unearned fees, and origination costs The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated. Three Months Ended March 31, (Dollars in thousands) 2020 2019 Average recorded investment: Commercial $ 2,453 $ 861 Commercial real estate 2,556 2,289 Residential real estate 846 1,018 Consumer 9 3 Average recorded investment in impaired loans $ 5,864 $ 4,171 Interest income recognized: Commercial $ 18 $ 13 Commercial real estate 2 3 Residential real estate 10 12 Interest income recognized on a cash basis on impaired loans $ 30 $ 28 The following table presents the aging of past due loans and nonaccrual loans as of March 31, 2020 and December 31, 2019 by class of loans: Accruing Loans (Dollars in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90 Days + Past Due Non- Accrual Total Past Due and Non- Accrual Total Loans March 31, 2020 Commercial $ 138,544 $ 104 $ — $ — $ 1,316 $ 1,420 $ 139,964 Commercial real estate 189,953 80 — — 2,354 2,434 192,387 Residential real estate 176,176 357 207 2 662 1,228 177,404 Construction & land development 26,516 — — — — — 26,516 Consumer 18,344 198 21 — 35 254 18,598 Total Loans $ 549,533 $ 739 $ 228 $ 2 $ 4,367 $ 5,336 $ 554,869 December 31, 2019 Commercial $ 135,707 $ 15 $ — $ 67 $ 1,325 $ 1,407 $ 137,114 Commercial real estate 194,157 186 — — 2,405 2,591 196,748 Residential real estate 173,023 264 277 174 521 1,236 174,259 Construction & land development 23,960 — — — — — 23,960 Consumer 18,640 365 — — 47 412 19,052 Total Loans $ 545,487 $ 830 $ 277 $ 241 $ 4,298 $ 5,646 $ 551,133 Troubled Debt Restructurings All troubled debt restructurings (“TDR’s) are individually evaluated for impairment and a related allowance is recorded, as needed. Loans whose terms have been modified as TDR’s totaled $2.4 million as of March 31, 2020, and $2.5 million as of December 31, 2019, with $18 thousand (Dollars in thousands) Number of loans restructured Pre- Modification Recorded Investment Post- Modification Recorded Investment For the Three months ended March 31, 2020 Commercial 1 $ 69 $ 69 Total Restructured Loans 1 $ 69 $ 69 For the Three months ended March 31, 2019 Consumer 1 $ 17 $ 17 Total Restructured Loans 1 $ 17 $ 17 The loans restructured were modified by changing the monthly payment to interest only and extending the maturity dates. There was one new TDR’s for the three month period ended March 31, 2020. None of the loans Other real estate owned amounted to one property at $99 thousand at March 31, 2020 and December 31, 2019, respectively. There were $44 thousand in consumer mortgage loans in the process of foreclosure at March 31, 2020 and $50 thousand at December 31, 2019. There were no other repossessed assets at March 31, 2020 and December 31, 2019. Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes commercial loans individually by classifying the loans as to credit risk. This analysis includes commercial loans with an outstanding balance greater than $500 thousand. This analysis is performed on an annual basis. The Company uses the following definitions for risk ratings: Pass . Loans classified as pass (Cash Secured, Exceptional, Acceptable, Monitor, or Pass Watch) may exhibit a wide array of characteristics but at a minimum represent an acceptable risk to the Bank. Borrowers in this rating may have leveraged but acceptable balance sheet positions, satisfactory asset quality, stable to favorable sales and earnings trends, acceptable liquidity and adequate cash flow. Loans are considered fully collectible and require an average amount of administration. While generally adhering to credit policy, these loans may exhibit occasional exceptions that do not result in undue risk to the Bank. Borrowers are generally capable of absorbing setbacks, financial and otherwise, without the threat of failure. Special Mention . Assets assigned a Special Mention grade are not considered classified assets but are considered criticized. These assets exhibit potential weaknesses that, deserve management’s close attention. If left uncorrected, those potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date. Loans in this rating warrant special attention but have not yet reached the point of concern for loss. These assets have deteriorated sufficiently to the point they would have difficulty refinancing elsewhere. Similarly, purchasers of the business would not be eligible for bank financing unless they represent a significantly stronger credit risk. Substandard . Loans classified as substandard are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful . Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently known facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Loans listed as not rated are either less than $500 thousand or are included in groups of homogeneous loans. Based on the most recent analysis performed, the risk category of loans by class is as follows as of March 31, 2020 and December 31, 2019: (Dollars in thousands) Pass Special Mention Substandard Doubtful Not Rated Total March 31, 2020 Commercial $ 112,315 $ 8,402 $ 18,190 $ — $ 1,057 $ 139,964 Commercial real estate 170,352 7,221 13,615 — 1,199 192,387 Residential real estate 180 — 243 — 176,981 177,404 Construction & land development 22,626 99 — — 3,791 26,516 Consumer — — 78 — 18,520 18,598 Total $ 305,473 $ 15,722 $ 32,126 $ — $ 201,548 $ 554,869 December 31, 2019 Commercial $ 110,731 $ 15,040 $ 10,295 $ — $ 1,048 $ 137,114 Commercial real estate 174,045 11,546 9,994 — 1,163 196,748 Residential real estate 183 — 237 — 173,839 174,259 Construction & land development 19,423 104 — — 4,433 23,960 Consumer — — 73 — 18,979 19,052 Total $ 304,382 $ 26,690 $ 20,599 $ — $ 199,462 $ 551,133 The following table presents loans that are not rated by class of loans as of March 31, 2020 and December 31, 2019. Nonperforming loans include loans past due 90 days or more and loans on nonaccrual of interest status. (Dollars in thousands) Performing Non- Performing Total March 31, 2020 Commercial $ 1,057 $ — $ 1,057 Commercial real estate 1,199 — 1,199 Residential real estate 176,574 407 176,981 Construction & land development 3,791 — 3,791 Consumer 18,520 — 18,520 Total $ 201,141 $ 407 $ 201,548 December 31, 2019 Commercial $ 1,048 $ — $ 1,048 Commercial real estate 1,163 — 1,163 Residential real estate 173,407 432 173,839 Construction & land development 4,433 — 4,433 Consumer 18,979 — 18,979 Total $ 199,030 $ 432 $ 199,462

Short-Term Borrowings

Short-Term Borrowings	3 Months Ended
	Mar. 31, 2020
Debt Disclosure [Abstract]
Short-Term Borrowings	NOTE 4 – SHORT-TERM BORROWINGS The following table provides additional detail regarding repurchase agreements and the related collateral accounted for as secured borrowings. Remaining Contractual Maturity Overnight and Continuous March 31, December 31, (Dollars in thousands) 2020 2019 Securities of U.S. Government Agencies and mortgage-backed securities of government agencies pledged, fair value $ 40,807 $ 39,058 Repurchase agreements 40,605 38,889

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 5 – FAIR VALUE MEASUREMENTS The Company provides disclosures about assets and liabilities carried at fair value. The framework provides a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities and lowest priority to unobservable inputs. The three broad levels of the fair value hierarchy are described below: Level I: Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the Company has the ability to access. Level II: Inputs to the valuation methodology include quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in inactive markets; inputs other than quoted prices that are observable for the asset or liability; and inputs that are derived principally from or corroborated by observable market data by corroborated or other means. If the asset or liability has a specified (contractual) term, the Level II input must be observable for substantially the full term of the asset or liability. Level III: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. The following table presents the assets reported on the Consolidated Balance Sheets at their fair value on a recurring basis as of March 31, 2020 and December 31, 2019 by level within the fair value hierarchy. No liabilities are carried at fair value. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Equity securities with readily determinable values and U.S. Treasury Notes are valued at the closing price reported on the active market on which the individual securities are traded. Obligations of U.S. government agencies, mortgage-backed securities, asset-backed securities, obligations of states and political subdivisions and corporate bonds are valued at observable market data for similar assets. Equity securities without readily determinable values are carried at amortized cost adjusted for impairment and observable price changes. (Dollars in thousands) Level I Level II Level III Total March 31, 2020 Assets: Securities available-for-sale U.S. Treasury security $ 1,020 $ — $ — $ 1,020 U.S. Government agencies — 2,003 — 2,003 Mortgage-backed securities of government agencies — 75,207 — 75,207 Asset-backed securities of government agencies — 805 — 805 State and political subdivisions — 20,957 — 20,957 Corporate bonds — 8,271 — 8,271 Total available-for-sale securities $ 1,020 $ 107,243 $ — $ 108,263 Equity securities $ 33 $ — $ — $ 33 December 31, 2019 Assets: Securities available-for-sale U.S. Treasury security $ 999 $ — $ — $ 999 U.S. Government agencies — 5,496 — 5,496 Mortgage-backed securities of government agencies — 75,857 — 75,857 Asset-backed securities of government agencies — 917 — 917 State and political subdivisions — 21,511 — 21,511 Corporate bonds — 7,366 — 7,366 Total available-for-sale securities $ 999 $ 111,147 $ — $ 112,146 Equity securities $ 46 $ — $ — $ 46 NOTE 5 – FAIR VALUE MEASUREMENTS – (CONTINUED) The following table presents the assets measured on a nonrecurring basis on the Consolidated Balance Sheets at their fair value as of March 31, 2020 and December 31, 2019, by level within the fair value hierarchy. An impaired loan is written down to fair value through the establishment of specific reserves or a charge down is taken to reduce the loan to fair value of the collateral (less estimated selling costs) and the loan is included in the following table as a Level III measurement. Techniques used to value the collateral that secure the impaired loans include quoted market prices for identical assets classified as Level I inputs, and observable inputs, employed by certified appraisers, for similar assets classified as Level II inputs. In cases where valuation techniques included inputs that are unobservable and are based on estimates and assumptions developed by management based on the best information available under each circumstance, the asset valuation is classified as Level III inputs. (Dollars in thousands) Level I Level II Level III Total March 31, 2020 Assets measured on a nonrecurring basis: Other real estate owned $ — $ — $ 99 $ 99 December 31, 2019 Assets measured on a nonrecurring basis: Impaired loans $ — $ — $ 553 $ 553 Other real estate owned — — 99 99 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized Level III inputs to determine fair value. As of March 31, 2020 there were no impaired loans carried at fair value under the methods described above. Quantitative Information about Level III Fair Value Measurements (Dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) March 31, 2020 Appraisal adjustments 2 -33 % Other real estate owned $ 99 Appraisal of collateral 1 Liquidation expense 2 -10 % December 31, 2019 Remaining term 3.9 yrs to 26.9 yrs / (16 yrs) Impaired loans $ 553 Discounted cash flow Discount rate 3.5% to 6.0% / (5.3%) Appraisal adjustments 2 -33 % Other real estate owned 99 Appraisal of collateral 1 Liquidation expense 2 -10 % 1 Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various inputs which are not identifiable. 2 Appraisals may be adjusted by management for qualitative factors. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Fair Values of Financial Instru

Fair Values of Financial Instruments	3 Months Ended
	Mar. 31, 2020
Investments All Other Investments [Abstract]
Fair Values of Financial Instruments	NOTE 6 – FAIR VALUES OF FINANCIAL INSTRUMENTS The fair values of recognized financial instruments as of March 31, 2020 and December 31, 2019 are as follows: (Dollars in thousands) Carrying Value Level I Level II Level III Fair Value March 31, 2020 Financial assets Cash and cash equivalents $ 96,272 $ 96,272 $ — $ — $ 96,272 Securities available-for-sale 108,263 1,020 107,243 — 108,263 Securities held-to-maturity 11,242 — 11,542 — 11,542 Equity securities 79 33 — 46 79 Restricted stock 4,614 N/A N/A N/A N/A Loans held for sale 256 256 — — 256 Net loans 548,200 — — 549,544 549,544 Bank-owned life insurance 19,023 19,023 — — 19,023 Accrued interest receivable 1,611 1,611 — — 1,611 Mortgage servicing rights 330 — — 330 330 Financial liabilities Deposits $ 671,162 $ 544,849 $ — $ 128,022 $ 672,871 Short-term borrowings 40,605 40,605 — — 40,605 Other borrowings 6,206 — — 6,326 6,326 Accrued interest payable 119 119 — — 119 December 31, 2019 Financial assets Cash and cash equivalents $ 102,017 $ 102,017 $ — $ — $ 102,017 Securities available-for-sale 112,146 999 111,147 — 112,146 Securities held-to-maturity 13,869 — 13,950 — 13,950 Equity securities 92 46 — 46 92 Restricted stock 4,614 N/A N/A N/A N/A Loans held for sale 622 622 — — 622 Net loans 544,616 — — 542,981 542,981 Bank-owned life insurance 18,894 18,894 — — 18,894 Accrued interest receivable 1,641 1,641 — — 1,641 Mortgage servicing rights 328 — — 328 328 Financial liabilities Deposits $ 683,546 $ 555,985 $ — $ 127,440 $ 683,425 Short-term borrowings 38,889 38,889 — — 38,889 Other borrowings 6,330 — — 6,273 6,273 Accrued interest payable 127 127 — — 127 The Company also has unrecognized financial instruments at March 31, 2020 and December 31, 2019. These financial instruments relate to commitments to extend credit and letters of credit. The aggregated contract amount of such financial instruments was approximately $207.1 million at March 31, 2020 and $211.3 million at December 31, 2019. Such amounts are also considered to be the fair values. The fair value estimates of financial instruments are made at a specific point in time based on relevant market information. Since no ready market exists for a significant portion of the financial instruments, fair value estimates are largely based on judgments after considering such factors as future expected credit losses, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore, cannot be determined with precision. Changes in assumptions could significantly affect these estimates.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2020
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 7- ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following table presents the changes in accumulated other comprehensive income (loss) by component net of tax for the three period ended March 31, 2020 and 2019: (Dollars in thousands) Pretax Tax Effect After-tax Three months ended March 31, 2020 Balance as of December 31, 2019 $ 92 $ (20 ) $ 72 Unrealized holding gain on available-for-sale securities arising during the period 540 (113 ) 427 Amortization of held-to-maturity discount resulting from transfer 14 (3 ) 11 Total other comprehensive income 554 (116 ) 438 Balance as of March 31, 2020 $ 646 $ (136 ) $ 510 Three months ended March 31,2019 Balance as of December 31, 2018 (1,786 ) 374 $ (1,412 ) Unrealized holding gain on available-for-sale securities arising during the period 749 (157 ) 592 Amortization of held-to-maturity discount resulting from transfer 15 (3 ) 12 Total other comprehensive income 764 (160 ) 604 Balance as of March 31, 2019 $ (1,022 ) $ 214 $ (808 )

Subsequent Events

Subsequent Events	3 Months Ended
	Mar. 31, 2020
Subsequent Events [Abstract]
Subsequent Events	NOTE 8 – SUBSEQUENT EVENTS Paycheck Protection Program The Coronavirus Aid, Relief, and Economic Security Act, or CARES Act, was signed into law on March 27, 2020, and provides over $2 trillion in economic relief to individuals and businesses impacted by the COVID-19 pandemic. The CARES Act authorized the Small Business Administration (“SBA”) to temporarily guarantee loans under a new 7(a) loan program called the Paycheck Protection Program (“PPP”). As a qualified SBA lender, we were automatically authorized to originate PPP loans. An eligible business can apply for a PPP loan up to the greater of: (1) 2.5 times its average monthly “payroll costs;” or (2) $10 million. PPP loans will have: (a) an interest rate of 1.0%, (b) a two-year loan term to maturity; and (c) principal and interest payments deferred for six months from the date of disbursement. The SBA will guarantee 100% of the PPP loans made to eligible borrowers. The entire principal amount of the borrower’s PPP loan, including any accrued interest, is eligible to be reduced by the loan forgiveness amount under the PPP so long as employee and compensation levels of the business are maintained and 75% of the loan proceeds are used for payroll expenses, with the remaining 25% of the loan proceeds used for other qualifying expenses. As of May 5, 2020, we had disbursed approximately 667 loans for $91.6 million under the PPP. Loan Modifications As of May 5, we had modified 213 loans aggregating $65.7 million in loan principal, primarily consisting of three to four months deferral of principal and interest payments, and extension of maturity date. The classifications of loans modified were: 151 commercial loans totaling $61.7 million, 31 residential real estate loans totaling $3.4 million and 31 consumer loans totaling $559 thousand. All of the loans provided modifications were performing in accordance with their terms.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2020
Revenue Recognition	REVENUE RECOGNITION Management has determined the primary sources of revenue emanating from interest and dividend income on loans and securities along with noninterest revenue resulting from investment security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit cards fees, and income on bank-owned life insurance are not within the scope of ASC 606. These sources of revenue comprise 88% of the total revenue of the Company. Services within the scope of ASC 606 include income from fiduciary activities, brokerage fees, service charges on deposit accounts, other fee income, ATM fees, interchange fees, and gain on sale of OREO, net. For these accounts, fees are related to specific customer transactions, or attributable to specific performance obligations of the Bank where revenue is recognized at a defined point in time upon completion of the requested service/transaction.
Credit Losses	ASU 2016-13 - Financial Instruments - Credit Losses . The Update and all subsequent ASU’s that modified Topic 326, requires that financial assets be presented at the net amount expected to be collected (i.e. net of expected credit losses), eliminating the probable recognition threshold for credit losses on financial assets measured at amortized cost. The measurement of expected credit losses should be based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. We expect the Update will result in an increase in the allowance for credit losses for the estimated life of the financial asset, including an estimate for debt securities. The amount of any increase will be impacted by the portfolio composition and quality at the adoption date, as well as economic conditions and forecasts at that time. A cumulative-effect adjustment to retained earnings is required as of the beginning of the year of adoption. The Company expects to recognize a one-time cumulative effect adjustment to the allowance for loan losses, but cannot yet determine the magnitude of any such one-time adjustment or the overall impact of the new guidance on the consolidated financial statements. In November 2019, the FASB deferred the effective date for ASC 326, Financial Instruments – Credit Losses, for smaller reporting companies to fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Company qualifies as a smaller reporting company and does not expect to early adopt these ASU’s.
Goodwill Impairment	ASU 2017-04 - Simplifying the Test for Goodwill Impairment. The Update, and all subsequent ASU’s, simplifies the goodwill impairment test. Under the new guidance, Step 2 of the goodwill impairment process that requires an entity to determine the implied fair value of its goodwill by assigning fair value to all its assets and liabilities is eliminated. Instead, the entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. The new guidance is effective for annual and interim goodwill tests performed in fiscal years beginning after December 15, 2019. Early adoption is permitted. In November 2019, the FASB deferred the effective date for ASC 350, Intangibles – Goodwill and Other, for smaller reporting companies to fiscal years beginning after December 15, 2022, and interim periods within those fiscal years. This Update is not expected to have a material impact on the Company’s financial statements.
Accounting Standards Update 2018-15 [Member]
Goodwill and Core Deposit in Intangible Assets	A SU 2018-15 - Intangibles – Goodwill and Other – Internal-Use Software. Intangibles – Goodwill and Other,
Accounting Standards Update 2019-12 [Member]
Federal Income Taxes	ASU 2019-12 - Income Taxes. This update simplifies the accounting for income taxes, changes the accounting for certain tax transactions, and makes minor improvements to the codification. This Update provides a policy election to not allocate consolidated income taxes when a member of a consolidated tax return is not subject to income tax and provides guidance to evaluate whether a step-up in tax basis of goodwill relates to a business combination in which book goodwill was recognized as a separate transaction. The Update also changes current guidance for making an intra-period allocation, if there is a loss in continuing operations and gains outside of continuing operations; determining when a deferred tax liability is recognized after an investor in a foreign entity transitions to or from the equity method of accounting; accounting for tax law changes and year-to-date losses in interim periods; and determining how to apply the income tax guidance to franchise taxes that are partially based on income. For public business entities, the amendments in this Update are effective for fiscal years and interim periods within those fiscal years, beginning after December 15, 2020. This update is not expected to have a significant impact on the Company’s financial statements.
Accounting Standards Update 2020-04 [Member]
Reference Rate Reform	ASU 2020-4 – Reference Rate Reform (Topic 848). This update provides temporary optional expedients and exceptions to the U.S. GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as Secured Overnight Financing Rate. Entities can elect not to apply certain modification accounting requirements to contracts affected by what the guidance calls reference rate reform, if certain criteria are met. An entity that makes this election would not have to remeasure the contracts at the modification date or reassess a previous accounting determination. Also, entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met, and can make a one-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. The amendments in this ASU are effective for all entities upon issuance through December 31, 2022. This Update is not expected to have a significant impact on the Company’s financial statements.

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2020
Investments Debt And Equity Securities [Abstract]
Summary of Securities Available-for-Sale and Restricted Stock	Securities consist of the following at March 31, 2020 and December 31, 2019: (Dollars in thousands) Amortized cost Gross unrealized gains Gross unrealized (losses) Fair value March 31, 2020 Available-for-sale U.S. Treasury security $ 999 $ 21 $ — $ 1,020 U.S. Government agencies 2,000 3 — 2,003 Mortgage-backed securities of government agencies 74,328 1,104 (225 ) 75,207 Asset-backed securities of government agencies 910 — (105 ) 805 State and political subdivisions 20,648 309 — 20,957 Corporate bonds 8,566 2 (297 ) 8,271 Total available-for-sale 107,451 1,439 (627 ) 108,263 Held-to-maturity U.S. Government agencies 3,000 8 — 3,008 Mortgage-backed securities of government agencies 8,242 292 — 8,534 Total held-to-maturity 11,242 300 — 11,542 Equity securities 53 26 — 79 Restricted stock 4,614 — — 4,614 Total securities $ 123,360 $ 1,765 $ (627 ) 124,498 December 31, 2019 Available-for-sale U.S. Treasury security $ 998 $ 1 $ — $ 999 U.S. Government agencies 5,500 — (4 ) 5,496 Mortgage-backed securities of government agencies 75,676 326 (145 ) 75,857 Asset-backed securities of government agencies 934 — (17 ) 917 State and political subdivisions 21,161 351 (1 ) 21,511 Corporate bonds 7,605 23 (262 ) 7,366 Total available-for-sale 111,874 701 (429 ) 112,146 Held-to-maturity U.S. Government agencies 4,999 — (6 ) 4,993 Mortgage-backed securities of government agencies 8,870 143 (56 ) 8,957 Total held-to-maturity 13,869 143 (62 ) 13,950 Equity securities 53 39 — 92 Restricted stock 4,614 — — 4,614 Total securities $ 130,410 $ 883 $ (491 ) $ 130,802
Summary of Amortized Cost and Fair Value of Debt Securities	The amortized cost and fair value of debt securities at March 31, 2020, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. (Dollars in thousands) Amortized cost Fair value Available-for-sale Due in one year or less $ 5,285 $ 5,283 Due after one through five years 11,542 11,649 Due after five through ten years 18,308 18,465 Due after ten years 72,316 72,866 Total debt securities available-for-sale $ 107,451 $ 108,263 Held-to-maturity Due after one through five years $ 3,000 $ 3,008 Due after ten years 8,242 8,534 Total debt securities held-to-maturity $ 11,242 $ 11,542
Summary of Gross Unrealized Losses and Fair Value of Available for Sale Securities	The following table presents gross unrealized losses and fair value of securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2020 and December 31, 2019: Securities in a continuous unrealized loss position Less than 12 months 12 months or more Total (Dollars in thousands) Gross unrealized losses Fair value Gross unrealized losses Fair value Gross unrealized losses Fair value March 31, 2020 Available-for-sale Mortgage-backed securities of government agencies $ (208 ) $ 27,404 $ (17 ) $ 2,496 $ (225 ) $ 29,900 Asset-backed securities of government agencies — — (105 ) 805 (105 ) 805 Corporate bonds (7 ) 3,009 (290 ) 3,686 (297 ) 6,695 Total temporarily impaired securities $ (215 ) $ 30,413 $ (412 ) $ 6,987 $ (627 ) $ 37,400 December 31, 2019 Available-for-sale U.S. Government agencies — — $ (4 ) $ 3,496 $ (4 ) $ 3,496 Mortgage-backed securities of government agencies $ (74 ) $ 22,702 (71 ) 8,924 (145 ) 31,626 Asset-backed securities of government agencies — — (17 ) 917 (17 ) 917 State and political subdivisions — — (1 ) 653 (1 ) 653 Corporate bonds — — (262 ) 3,712 (262 ) 3,712 Held-to-maturity U.S. Government agencies — — (6 ) 4,993 (6 ) 4,993 Mortgage-backed securities of government agencies — — (56 ) 3,009 (56 ) 3,009 Total temporarily impaired securities $ (74 ) $ 22,702 $ (417 ) $ 25,704 $ (491 ) $ 48,406

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Summary of Loans	Loans consist of the following: (Dollars in thousands) March 31, 2020 December 31, 2019 Commercial $ 139,964 $ 137,114 Commercial real estate 192,387 196,748 Residential real estate 177,404 174,259 Construction & land development 26,516 23,960 Consumer 18,598 19,052 Total loans before deferred costs 554,869 551,133 Deferred loan costs 451 500 Total Loans $ 555,320 $ 551,633
Summary of Allowance for Loan Losses	S ummary of Allowance for Loan Losses (Dollars in thousands) Commercial Commercial Real Estate Residential Real Estate Construction & Land Development Consumer Unallocated Total Three months ended March 31, 2020 Beginning balance $ 2,408 $ 2,153 $ 1,152 $ 203 $ 481 $ 620 $ 7,017 Provision for loan losses 212 147 209 52 87 (529 ) 178 Charge-offs (15 ) — (15 ) — (57 ) (87 ) Recoveries 4 — 1 — 7 12 Net charge-offs (11 ) — (14 ) — (50 ) (75 ) Ending balance $ 2,609 $ 2,300 $ 1,347 $ 255 $ 518 $ 91 $ 7,120 Three months ended March 31, 2019 Beginning balance $ 2,178 $ 1,791 $ 1,245 $ 258 $ 306 $ 129 $ 5,907 Provision for loan losses (339 ) 17 (24 ) (88 ) 83 636 285 Charge-offs (5 ) — — — (65 ) (70 ) Recoveries 163 - 1 - 1 165 Net (charge-offs) recoveries 158 - 1 - (64 ) 95 Ending balance $ 1,997 $ 1,808 $ 1,222 $ 170 $ 325 $ 765 $ 6,287
Allowances for Loan Losses and Ending Balances by Portfolio Class and Based on Impairment Method	The following table presents the balance in the allowance for loan losses and the ending loan balances by portfolio class, based on the impairment method as of March 31, 2020 and December 31, 2019: (Dollars in thousands) Commercial Commercial Real Estate Residential Real Estate Construction Consumer Unallocated Total March 31, 2020 Allowance for loan losses: Individually evaluated for impairment $ 10 $ 18 $ 1 $ — $ — $ — $ 29 Collectively evaluated for impairment 2,599 2,282 1,346 255 518 91 7,091 Total ending allowance balance $ 2,609 $ 2,300 $ 1,347 $ 255 $ 518 $ 91 $ 7,120 Loans: Loans individually evaluated for impairment $ 2,497 $ 2,577 $ 834 $ — $ — $ 5,908 Loans collectively evaluated for impairment 137,467 189,810 176,570 26,516 18,598 548,961 Total ending loans balance $ 139,964 $ 192,387 $ 177,404 $ 26,516 $ 18,598 $ 554,869 December 31, 2019 Allowance for loan losses: Individually evaluated for impairment $ 16 $ 17 $ 1 $ — $ — $ — $ 34 Collectively evaluated for impairment 2,392 2,136 1,151 203 481 620 6,983 Total ending allowance balance $ 2,408 $ 2,153 $ 1,152 $ 203 $ 481 $ 620 $ 7,017 Loans: Loans individually evaluated for impairment $ 2,555 $ 2,637 $ 853 $ — $ 14 $ 6,059 Loans collectively evaluated for impairment 134,559 194,111 173,406 23,960 19,038 545,074 Total ending loans balance $ 137,114 $ 196,748 $ 174,259 $ 23,960 $ 19,052 $ 551,133
Schedule of Impairment by Class of Loans	The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2020 and December 31, 2019: (Dollars in thousands) Unpaid Principal Balance Recorded Investment with no Allowance Recorded Investment with Allowance Total recorded investment 1 Related Allowance March 31, 2020 Commercial $ 2,924 $ 2,489 $ 10 $ 2,499 $ 10 Commercial real estate 2,921 2,416 170 2,586 18 Residential real estate 1,010 577 259 836 1 Total impaired loans $ 6,855 $ 5,482 $ 439 $ 5,921 $ 29 December 31, 2019 Commercial $ 2,982 $ 2,541 $ 16 $ 2,557 $ 16 Commercial real estate 2,952 2,471 176 2,647 17 Residential real estate 1,024 457 396 853 1 Consumer 14 14 — 14 — Total impaired loans $ 6,972 $ 5,483 $ 588 $ 6,071 $ 34 1 includes principal, accrued interest, unearned fees, and origination costs
Schedule of Average Recorded Investment in Impaired Loans and Related Interest Income Recognized	The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated. Three Months Ended March 31, (Dollars in thousands) 2020 2019 Average recorded investment: Commercial $ 2,453 $ 861 Commercial real estate 2,556 2,289 Residential real estate 846 1,018 Consumer 9 3 Average recorded investment in impaired loans $ 5,864 $ 4,171 Interest income recognized: Commercial $ 18 $ 13 Commercial real estate 2 3 Residential real estate 10 12 Interest income recognized on a cash basis on impaired loans $ 30 $ 28
Schedule of Aging of Past Due and Nonaccrual Loans	The following table presents the aging of past due loans and nonaccrual loans as of March 31, 2020 and December 31, 2019 by class of loans: Accruing Loans (Dollars in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90 Days + Past Due Non- Accrual Total Past Due and Non- Accrual Total Loans March 31, 2020 Commercial $ 138,544 $ 104 $ — $ — $ 1,316 $ 1,420 $ 139,964 Commercial real estate 189,953 80 — — 2,354 2,434 192,387 Residential real estate 176,176 357 207 2 662 1,228 177,404 Construction & land development 26,516 — — — — — 26,516 Consumer 18,344 198 21 — 35 254 18,598 Total Loans $ 549,533 $ 739 $ 228 $ 2 $ 4,367 $ 5,336 $ 554,869 December 31, 2019 Commercial $ 135,707 $ 15 $ — $ 67 $ 1,325 $ 1,407 $ 137,114 Commercial real estate 194,157 186 — — 2,405 2,591 196,748 Residential real estate 173,023 264 277 174 521 1,236 174,259 Construction & land development 23,960 — — — — — 23,960 Consumer 18,640 365 — — 47 412 19,052 Total Loans $ 545,487 $ 830 $ 277 $ 241 $ 4,298 $ 5,646 $ 551,133
Summary of Troubled Debt Restructurings	(Dollars in thousands) Number of loans restructured Pre- Modification Recorded Investment Post- Modification Recorded Investment For the Three months ended March 31, 2020 Commercial 1 $ 69 $ 69 Total Restructured Loans 1 $ 69 $ 69 For the Three months ended March 31, 2019 Consumer 1 $ 17 $ 17 Total Restructured Loans 1 $ 17 $ 17
Summary of Loans by Credit Quality Indicator	Based on the most recent analysis performed, the risk category of loans by class is as follows as of March 31, 2020 and December 31, 2019: (Dollars in thousands) Pass Special Mention Substandard Doubtful Not Rated Total March 31, 2020 Commercial $ 112,315 $ 8,402 $ 18,190 $ — $ 1,057 $ 139,964 Commercial real estate 170,352 7,221 13,615 — 1,199 192,387 Residential real estate 180 — 243 — 176,981 177,404 Construction & land development 22,626 99 — — 3,791 26,516 Consumer — — 78 — 18,520 18,598 Total $ 305,473 $ 15,722 $ 32,126 $ — $ 201,548 $ 554,869 December 31, 2019 Commercial $ 110,731 $ 15,040 $ 10,295 $ — $ 1,048 $ 137,114 Commercial real estate 174,045 11,546 9,994 — 1,163 196,748 Residential real estate 183 — 237 — 173,839 174,259 Construction & land development 19,423 104 — — 4,433 23,960 Consumer — — 73 — 18,979 19,052 Total $ 304,382 $ 26,690 $ 20,599 $ — $ 199,462 $ 551,133
Schedule of Loans Not Rated by Class of Loans	The following table presents loans that are not rated by class of loans as of March 31, 2020 and December 31, 2019. Nonperforming loans include loans past due 90 days or more and loans on nonaccrual of interest status. (Dollars in thousands) Performing Non- Performing Total March 31, 2020 Commercial $ 1,057 $ — $ 1,057 Commercial real estate 1,199 — 1,199 Residential real estate 176,574 407 176,981 Construction & land development 3,791 — 3,791 Consumer 18,520 — 18,520 Total $ 201,141 $ 407 $ 201,548 December 31, 2019 Commercial $ 1,048 $ — $ 1,048 Commercial real estate 1,163 — 1,163 Residential real estate 173,407 432 173,839 Construction & land development 4,433 — 4,433 Consumer 18,979 — 18,979 Total $ 199,030 $ 432 $ 199,462

Short-Term Borrowings (Tables)

Short-Term Borrowings (Tables)	3 Months Ended
	Mar. 31, 2020
Debt Disclosure [Abstract]
Summary of Repurchase Agreements and Related Collateral Accounted for as Secured Borrowings	The following table provides additional detail regarding repurchase agreements and the related collateral accounted for as secured borrowings. Remaining Contractual Maturity Overnight and Continuous March 31, December 31, (Dollars in thousands) 2020 2019 Securities of U.S. Government Agencies and mortgage-backed securities of government agencies pledged, fair value $ 40,807 $ 39,058 Repurchase agreements 40,605 38,889

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Schedule of Fair Value of Assets Measured on Recurring Basis	The following table presents the assets reported on the Consolidated Balance Sheets at their fair value on a recurring basis as of March 31, 2020 and December 31, 2019 by level within the fair value hierarchy. No liabilities are carried at fair value. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Equity securities with readily determinable values and U.S. Treasury Notes are valued at the closing price reported on the active market on which the individual securities are traded. Obligations of U.S. government agencies, mortgage-backed securities, asset-backed securities, obligations of states and political subdivisions and corporate bonds are valued at observable market data for similar assets. Equity securities without readily determinable values are carried at amortized cost adjusted for impairment and observable price changes. (Dollars in thousands) Level I Level II Level III Total March 31, 2020 Assets: Securities available-for-sale U.S. Treasury security $ 1,020 $ — $ — $ 1,020 U.S. Government agencies — 2,003 — 2,003 Mortgage-backed securities of government agencies — 75,207 — 75,207 Asset-backed securities of government agencies — 805 — 805 State and political subdivisions — 20,957 — 20,957 Corporate bonds — 8,271 — 8,271 Total available-for-sale securities $ 1,020 $ 107,243 $ — $ 108,263 Equity securities $ 33 $ — $ — $ 33 December 31, 2019 Assets: Securities available-for-sale U.S. Treasury security $ 999 $ — $ — $ 999 U.S. Government agencies — 5,496 — 5,496 Mortgage-backed securities of government agencies — 75,857 — 75,857 Asset-backed securities of government agencies — 917 — 917 State and political subdivisions — 21,511 — 21,511 Corporate bonds — 7,366 — 7,366 Total available-for-sale securities $ 999 $ 111,147 $ — $ 112,146 Equity securities $ 46 $ — $ — $ 46
Schedule of Fair Value of Assets Measured on Nonrecurring Basis	NOTE 5 – FAIR VALUE MEASUREMENTS – (CONTINUED) The following table presents the assets measured on a nonrecurring basis on the Consolidated Balance Sheets at their fair value as of March 31, 2020 and December 31, 2019, by level within the fair value hierarchy. An impaired loan is written down to fair value through the establishment of specific reserves or a charge down is taken to reduce the loan to fair value of the collateral (less estimated selling costs) and the loan is included in the following table as a Level III measurement. Techniques used to value the collateral that secure the impaired loans include quoted market prices for identical assets classified as Level I inputs, and observable inputs, employed by certified appraisers, for similar assets classified as Level II inputs. In cases where valuation techniques included inputs that are unobservable and are based on estimates and assumptions developed by management based on the best information available under each circumstance, the asset valuation is classified as Level III inputs. (Dollars in thousands) Level I Level II Level III Total March 31, 2020 Assets measured on a nonrecurring basis: Other real estate owned $ — $ — $ 99 $ 99 December 31, 2019 Assets measured on a nonrecurring basis: Impaired loans $ — $ — $ 553 $ 553 Other real estate owned — — 99 99
Schedule of Quantitative Information of Assets Measured at Fair Value on Nonrecurring Basis	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized Level III inputs to determine fair value. As of March 31, 2020 there were no impaired loans carried at fair value under the methods described above. Quantitative Information about Level III Fair Value Measurements (Dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) March 31, 2020 Appraisal adjustments 2 -33 % Other real estate owned $ 99 Appraisal of collateral 1 Liquidation expense 2 -10 % December 31, 2019 Remaining term 3.9 yrs to 26.9 yrs / (16 yrs) Impaired loans $ 553 Discounted cash flow Discount rate 3.5% to 6.0% / (5.3%) Appraisal adjustments 2 -33 % Other real estate owned 99 Appraisal of collateral 1 Liquidation expense 2 -10 % 1 Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various inputs which are not identifiable. 2 Appraisals may be adjusted by management for qualitative factors. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Fair Values of Financial Inst_2

Fair Values of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2020
Investments All Other Investments [Abstract]
Schedule of Estimated Fair Values of Recognized Financial Instruments	The fair values of recognized financial instruments as of March 31, 2020 and December 31, 2019 are as follows: (Dollars in thousands) Carrying Value Level I Level II Level III Fair Value March 31, 2020 Financial assets Cash and cash equivalents $ 96,272 $ 96,272 $ — $ — $ 96,272 Securities available-for-sale 108,263 1,020 107,243 — 108,263 Securities held-to-maturity 11,242 — 11,542 — 11,542 Equity securities 79 33 — 46 79 Restricted stock 4,614 N/A N/A N/A N/A Loans held for sale 256 256 — — 256 Net loans 548,200 — — 549,544 549,544 Bank-owned life insurance 19,023 19,023 — — 19,023 Accrued interest receivable 1,611 1,611 — — 1,611 Mortgage servicing rights 330 — — 330 330 Financial liabilities Deposits $ 671,162 $ 544,849 $ — $ 128,022 $ 672,871 Short-term borrowings 40,605 40,605 — — 40,605 Other borrowings 6,206 — — 6,326 6,326 Accrued interest payable 119 119 — — 119 December 31, 2019 Financial assets Cash and cash equivalents $ 102,017 $ 102,017 $ — $ — $ 102,017 Securities available-for-sale 112,146 999 111,147 — 112,146 Securities held-to-maturity 13,869 — 13,950 — 13,950 Equity securities 92 46 — 46 92 Restricted stock 4,614 N/A N/A N/A N/A Loans held for sale 622 622 — — 622 Net loans 544,616 — — 542,981 542,981 Bank-owned life insurance 18,894 18,894 — — 18,894 Accrued interest receivable 1,641 1,641 — — 1,641 Mortgage servicing rights 328 — — 328 328 Financial liabilities Deposits $ 683,546 $ 555,985 $ — $ 127,440 $ 683,425 Short-term borrowings 38,889 38,889 — — 38,889 Other borrowings 6,330 — — 6,273 6,273 Accrued interest payable 127 127 — — 127

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2020
Equity [Abstract]
Schedule of Changes in Accumulated Other Comprehensive (Loss) Income by Component Net of Tax	The following table presents the changes in accumulated other comprehensive income (loss) by component net of tax for the three period ended March 31, 2020 and 2019: (Dollars in thousands) Pretax Tax Effect After-tax Three months ended March 31, 2020 Balance as of December 31, 2019 $ 92 $ (20 ) $ 72 Unrealized holding gain on available-for-sale securities arising during the period 540 (113 ) 427 Amortization of held-to-maturity discount resulting from transfer 14 (3 ) 11 Total other comprehensive income 554 (116 ) 438 Balance as of March 31, 2020 $ 646 $ (136 ) $ 510 Three months ended March 31,2019 Balance as of December 31, 2018 (1,786 ) 374 $ (1,412 ) Unrealized holding gain on available-for-sale securities arising during the period 749 (157 ) 592 Amortization of held-to-maturity discount resulting from transfer 15 (3 ) 12 Total other comprehensive income 764 (160 ) 604 Balance as of March 31, 2019 $ (1,022 ) $ 214 $ (808 )

Securities - Summary of Securit

Securities - Summary of Securities Available-for-Sale and Restricted Stock (Detail) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	$ 107,451	$ 111,874
Gross Unrealized Gains, Available-for-sale	1,439	701
Gross Unrealized (Losses), Available-for-sale	(627)	(429)
Available-for-sale, at fair value	108,263	112,146
Amortized Cost, Held to maturity	11,242	13,869
Gross Unrealized Gains, Held to maturity	300	143
Gross Unrealized (Losses), Held to maturity		(62)
Fair Value, Held to maturity	11,542	13,950
Amortized Cost	123,360	130,410
Gross Unrealized Gains	1,765	883
Gross Unrealized (Losses)	(627)	(491)
Fair Value	124,498	130,802
U.S. Treasury Security [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	999	998
Gross Unrealized Gains, Available-for-sale	21	1
Available-for-sale, at fair value	1,020	999
U.S. Government Agencies [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	2,000	5,500
Gross Unrealized Gains, Available-for-sale	3
Gross Unrealized (Losses), Available-for-sale		(4)
Available-for-sale, at fair value	2,003	5,496
Amortized Cost, Held to maturity	3,000	4,999
Gross Unrealized Gains, Held to maturity	8
Gross Unrealized (Losses), Held to maturity		(6)
Fair Value, Held to maturity	3,008	4,993
Mortgage-Backed Securities of Government Agencies [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	74,328	75,676
Gross Unrealized Gains, Available-for-sale	1,104	326
Gross Unrealized (Losses), Available-for-sale	(225)	(145)
Available-for-sale, at fair value	75,207	75,857
Amortized Cost, Held to maturity	8,242	8,870
Gross Unrealized Gains, Held to maturity	292	143
Gross Unrealized (Losses), Held to maturity		(56)
Fair Value, Held to maturity	8,534	8,957
Asset-Backed Securities of Government Agencies [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	910	934
Gross Unrealized (Losses), Available-for-sale	(105)	(17)
Available-for-sale, at fair value	805	917
State and Political Subdivisions [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	20,648	21,161
Gross Unrealized Gains, Available-for-sale	309	351
Gross Unrealized (Losses), Available-for-sale		(1)
Available-for-sale, at fair value	20,957	21,511
Corporate Bonds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	8,566	7,605
Gross Unrealized Gains, Available-for-sale	2	23
Gross Unrealized (Losses), Available-for-sale	(297)	(262)
Available-for-sale, at fair value	8,271	7,366
Equity Securities [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Equity securities	53	53
Gross Unrealized Gains, Equity securities	26	39
Fair Value, Equity securities	79	92
Restricted Stock [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost	4,614	4,614
Fair Value	$ 4,614	$ 4,614

Securities - Summary of Amortiz

Securities - Summary of Amortized Cost and Fair Value of Debt Securities (Detail) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Available-for-sale
Due in one year or less, Amortized Cost	$ 5,285
Due after one through five years, Amortized Cost	11,542
Due after five through ten years, Amortized Cost	18,308
Due after ten years, Amortized Cost	72,316
Amortized Cost, Available-for-sale	107,451	$ 111,874
Due in one year or less, Fair Value	5,283
Due after one through five years, Fair Value	11,649
Due after five through ten years, Fair Value	18,465
Due after ten years, Fair Value	72,866
Total debt securities available-for-sale, Fair Value	108,263	112,146
Held-to-maturity
Due after one through five years, Amortized Cost	3,000
Due after ten years, Amortized Cost	8,242
Amortized Cost, Held to maturity	11,242	13,869
Due after one through five years, Fair Value	3,008
Due after ten years, Fair Value	8,534
Total debt securities held-to-maturity, Fair Value	$ 11,542	$ 13,950

Securities - Additional Informa

Securities - Additional Information (Detail)	3 Months Ended
	Mar. 31, 2020USD ($)Security	Mar. 31, 2019USD ($)	Dec. 31, 2019USD ($)
Investments Debt And Equity Securities [Abstract]
Fair value of pledged securities	$ 87,600,000		$ 80,300,000
Restricted stock investment in FHLB stock	4,100,000		4,100,000
Federal Reserve Bank stock	471,000		$ 471,000
Proceeds from sale of available-for-sale securities	$ 0	$ 0
Number of securities in an unrealized loss position, Total | Security	24
Number of securities in continuous unrealized loss position, 12 months or more | Security	9

Securities - Summary of Gross U

Securities - Summary of Gross Unrealized Losses and Fair Value of Available for Sale Securities (Detail) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity, Gross Unrealized Losses, Total		$ (62)
Gross Unrealized Losses, Less Than 12 Months	$ (215)	(74)
Fair Value, Less Than 12 Months	30,413	22,702
Gross Unrealized Losses, 12 Months Or More	(412)	(417)
Fair Value, 12 Months Or More	6,987	25,704
Gross Unrealized Losses, Total	(627)	(491)
Fair Value, Total	37,400	48,406
Mortgage-Backed Securities of Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity, Gross Unrealized Losses, 12 Months Or More		(56)
Held-to-maturity, Fair Value, 12 Months Or More		3,009
Held-to-maturity, Gross Unrealized Losses, Total		(56)
Held-to-maturity, Fair Value, Total		3,009
Gross Unrealized Losses, Less Than 12 Months	(208)	(74)
Fair Value, Less Than 12 Months	27,404	22,702
Gross Unrealized Losses, 12 Months Or More	(17)	(71)
Fair Value, 12 Months Or More	2,496	8,924
Gross Unrealized Losses, Total	(225)	(145)
Fair Value, Total	29,900	31,626
Asset-Backed Securities of Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, 12 Months Or More	(105)	(17)
Fair Value, 12 Months Or More	805	917
Gross Unrealized Losses, Total	(105)	(17)
Fair Value, Total	805	917
Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Less Than 12 Months	(7)
Fair Value, Less Than 12 Months	3,009
Gross Unrealized Losses, 12 Months Or More	(290)	(262)
Fair Value, 12 Months Or More	3,686	3,712
Gross Unrealized Losses, Total	(297)	(262)
Fair Value, Total	$ 6,695	3,712
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity, Gross Unrealized Losses, 12 Months Or More		(6)
Held-to-maturity, Fair Value, 12 Months Or More		4,993
Held-to-maturity, Gross Unrealized Losses, Total		(6)
Held-to-maturity, Fair Value, Total		4,993
Gross Unrealized Losses, 12 Months Or More		(4)
Fair Value, 12 Months Or More		3,496
Gross Unrealized Losses, Total		(4)
Fair Value, Total		3,496
State and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, 12 Months Or More		(1)
Fair Value, 12 Months Or More		653
Gross Unrealized Losses, Total		(1)
Fair Value, Total		$ 653

Loans - Summary of Loans (Detai

Loans - Summary of Loans (Detail) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	$ 554,869	$ 551,133
Deferred loan costs	451	500
Total Loans	555,320	551,633
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	139,964	137,114
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	192,387	196,748
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	177,404	174,259
Construction & Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	26,516	23,960
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	$ 18,598	$ 19,052

Loans - Additional Information

Loans - Additional Information (Detail)	3 Months Ended		12 Months Ended
	Mar. 31, 2020USD ($)ContractProperty	Mar. 31, 2019USD ($)Contract	Dec. 31, 2019USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans serviced for others	$ 88,100,000		$ 95,700,000
Concentrations of loans related to a single industry	0		0
Loans classified as troubled debt restructurings	2,400,000		2,500,000
Reserves allocated to customers whose loan terms are modified in troubled debt restructurings	18,000		18,000
Loans payable in nonaccrual of interest status	$ 252,000
Number of loans restructured | Contract	1	1
Loans restructured, subsequently defaulted | Contract	0	1
Loans restructured, subsequently defaulted		$ 200,000
Number of properties acquired | Property	1
Other real estate real estate acquired through foreclosure	$ 99,000		99,000
Mortgage loans in process of foreclosure amount	44,000		50,000
Other repossessed assets	0		$ 0
Outstanding balance of commercial loans classified under credit risk, minimum amount	500,000
Loans listed as not rated under risk category, maximum amount	500,000
Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans classified as troubled debt restructurings	$ 2,100,000

Loans - Schedule of Allowances

Loans - Schedule of Allowances for Loan Losses by Portfolio Segment (Detail) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 7,017	$ 5,907
Provision for loan losses	178	285
Charge-offs	(87)	(70)
Recoveries	12	165
Net (charge-offs) recoveries	(75)	95
Ending balance	7,120	6,287
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,408	2,178
Provision for loan losses	212	(339)
Charge-offs	(15)	(5)
Recoveries	4	163
Net (charge-offs) recoveries	(11)	158
Ending balance	2,609	1,997
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,153	1,791
Provision for loan losses	147	17
Ending balance	2,300	1,808
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,152	1,245
Provision for loan losses	209	(24)
Charge-offs	(15)
Recoveries	1	1
Net (charge-offs) recoveries	(14)	1
Ending balance	1,347	1,222
Construction & Land Development [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	203	258
Provision for loan losses	52	(88)
Ending balance	255	170
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	481	306
Provision for loan losses	87	83
Charge-offs	(57)	(65)
Recoveries	7	1
Net (charge-offs) recoveries	(50)	(64)
Ending balance	518	325
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	620	129
Provision for loan losses	(529)	636
Ending balance	$ 91	$ 765

Loans - Allowances for Loan Los

Loans - Allowances for Loan Losses and Ending Balances by Portfolio Class and Based on Impairment Method (Detail) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	$ 29	$ 34
Allowance for loan losses collectively evaluated for impairment	7,091	6,983
Total ending allowance balance	7,120	7,017	$ 6,287	$ 5,907
Loans individually evaluated for impairment	5,908	6,059
Loans collectively evaluated for impairment	548,961	545,074
Total ending loans balance	554,869	551,133
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	10	16
Allowance for loan losses collectively evaluated for impairment	2,599	2,392
Total ending allowance balance	2,609	2,408	1,997	2,178
Loans individually evaluated for impairment	2,497	2,555
Loans collectively evaluated for impairment	137,467	134,559
Total ending loans balance	139,964	137,114
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	18	17
Allowance for loan losses collectively evaluated for impairment	2,282	2,136
Total ending allowance balance	2,300	2,153	1,808	1,791
Loans individually evaluated for impairment	2,577	2,637
Loans collectively evaluated for impairment	189,810	194,111
Total ending loans balance	192,387	196,748
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	1	1
Allowance for loan losses collectively evaluated for impairment	1,346	1,151
Total ending allowance balance	1,347	1,152	1,222	1,245
Loans individually evaluated for impairment	834	853
Loans collectively evaluated for impairment	176,570	173,406
Total ending loans balance	177,404	174,259
Construction & Land Development [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses collectively evaluated for impairment	255	203
Total ending allowance balance	255	203	170	258
Loans collectively evaluated for impairment	26,516	23,960
Total ending loans balance	26,516	23,960
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses collectively evaluated for impairment	518	481
Total ending allowance balance	518	481	325	306
Loans individually evaluated for impairment		14
Loans collectively evaluated for impairment	18,598	19,038
Total ending loans balance	18,598	19,052
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses collectively evaluated for impairment	91	620
Total ending allowance balance	$ 91	$ 620	$ 765	$ 129

Loans - Schedule of Impairment

Loans - Schedule of Impairment by Class of Loans (Detail) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	$ 6,855	$ 6,972
Recorded Investment with no Allowance	5,482	5,483
Recorded Investment with Allowance	439	588
Total recorded investment	5,921	6,071
Related Allowance	29	34
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	2,924	2,982
Recorded Investment with no Allowance	2,489	2,541
Recorded Investment with Allowance	10	16
Total recorded investment	2,499	2,557
Related Allowance	10	16
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	2,921	2,952
Recorded Investment with no Allowance	2,416	2,471
Recorded Investment with Allowance	170	176
Total recorded investment	2,586	2,647
Related Allowance	18	17
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,010	1,024
Recorded Investment with no Allowance	577	457
Recorded Investment with Allowance	259	396
Total recorded investment	836	853
Related Allowance	1	$ 1
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	14
Recorded Investment with no Allowance	14
Total recorded investment	$ 14

Loans - Schedule of Average Rec

Loans - Schedule of Average Recorded Investment in Impaired Loans and Related Interest Income Recognized (Detail) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Average recorded investment:
Average recorded investment in impaired loans	$ 5,864	$ 4,171
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	30	28
Commercial [Member]
Average recorded investment:
Average recorded investment in impaired loans	2,453	861
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	18	13
Commercial Real Estate [Member]
Average recorded investment:
Average recorded investment in impaired loans	2,556	2,289
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	2	3
Residential Real Estate [Member]
Average recorded investment:
Average recorded investment in impaired loans	846	1,018
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	10	12
Consumer [Member]
Average recorded investment:
Average recorded investment in impaired loans	$ 9	$ 3

Loans - Schedule of Aging of Pa

Loans - Schedule of Aging of Past Due and Nonaccrual Loans (Detail) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	$ 549,533	$ 545,487
Non-accrual	4,367	4,298
Total past due and non-accrual	5,336	5,646
Total ending loans balance	554,869	551,133
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	739	830
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	228	277
90 Days Plus Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	2	241
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	138,544	135,707
Non-accrual	1,316	1,325
Total past due and non-accrual	1,420	1,407
Total ending loans balance	139,964	137,114
Commercial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	104	15
Commercial [Member] | 90 Days Plus Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due		67
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	189,953	194,157
Non-accrual	2,354	2,405
Total past due and non-accrual	2,434	2,591
Total ending loans balance	192,387	196,748
Commercial Real Estate [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	80	186
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	176,176	173,023
Non-accrual	662	521
Total past due and non-accrual	1,228	1,236
Total ending loans balance	177,404	174,259
Residential Real Estate [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	357	264
Residential Real Estate [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	207	277
Residential Real Estate [Member] | 90 Days Plus Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	2	174
Construction & Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	26,516	23,960
Total ending loans balance	26,516	23,960
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	18,344	18,640
Non-accrual	35	47
Total past due and non-accrual	254	412
Total ending loans balance	18,598	19,052
Consumer [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	198	$ 365
Consumer [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	$ 21

Loans - Summary of Troubled Deb

Loans - Summary of Troubled Debt Restructurings (Detail) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)Contract	Mar. 31, 2019USD ($)Contract
Financing Receivable, Modifications [Line Items]
Number of loans restructured | Contract	1	1
Pre-Modification Recorded Investment	$ 69	$ 17
Post-Modification Recorded Investment	$ 69	$ 17
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Number of loans restructured | Contract	1
Pre-Modification Recorded Investment	$ 69
Post-Modification Recorded Investment	$ 69
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Number of loans restructured | Contract		1
Pre-Modification Recorded Investment		$ 17
Post-Modification Recorded Investment		$ 17

Loans - Summary of Loans by Cre

Loans - Summary of Loans by Credit Quality Indicator (Detail) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 554,869	$ 551,133
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	305,473	304,382
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	15,722	26,690
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	32,126	20,599
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	201,548	199,462
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	139,964	137,114
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	112,315	110,731
Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	8,402	15,040
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	18,190	10,295
Commercial [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,057	1,048
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	192,387	196,748
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	170,352	174,045
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	7,221	11,546
Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	13,615	9,994
Commercial Real Estate [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,199	1,163
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	177,404	174,259
Residential Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	180	183
Residential Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	243	237
Residential Real Estate [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	176,981	173,839
Construction & Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	26,516	23,960
Construction & Land Development [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	22,626	19,423
Construction & Land Development [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	99	104
Construction & Land Development [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	3,791	4,433
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	18,598	19,052
Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	78	73
Consumer [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 18,520	$ 18,979

Loans - Schedule of Loans Not R

Loans - Schedule of Loans Not Rated by Class of Loans (Detail) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	$ 201,548	$ 199,462
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	1,057	1,048
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	1,199	1,163
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	176,981	173,839
Construction & Land Development [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	3,791	4,433
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	18,520	18,979
Performing [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	201,141	199,030
Performing [Member] | Commercial [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	1,057	1,048
Performing [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	1,199	1,163
Performing [Member] | Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	176,574	173,407
Performing [Member] | Construction & Land Development [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	3,791	4,433
Performing [Member] | Consumer [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	18,520	18,979
Nonperforming [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	407	432
Nonperforming [Member] | Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	$ 407	$ 432

Short-Term Borrowings - Summary

Short-Term Borrowings - Summary of Repurchase Agreements and Related Collateral Accounted for as Secured Borrowings (Detail) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Short Term Borrowings [Abstract]
Securities of U.S. Government Agencies and mortgage-backed securities of government agencies pledged, fair value	$ 40,807	$ 39,058
Repurchase agreements	$ 40,605	$ 38,889

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Detail) - USD ($)	Mar. 31, 2020	Dec. 31, 2019
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Liabilities carried at fair value	$ 0	$ 0
Impaired Loans [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Loans carried at fair value	$ 0

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Fair Value of Assets Measured on Recurring Basis (Detail) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	$ 108,263	$ 112,146
Equity securities	79	92
U.S. Treasury Security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	1,020	999
U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	2,003	5,496
Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	75,207	75,857
Asset-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	805	917
State and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	20,957	21,511
Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	8,271	7,366
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	108,263	112,146
Equity securities	33	46
Fair Value, Measurements, Recurring [Member] | U.S. Treasury Security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	1,020	999
Fair Value, Measurements, Recurring [Member] | U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	2,003	5,496
Fair Value, Measurements, Recurring [Member] | Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	75,207
Fair Value, Measurements, Recurring [Member] | Asset-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	805	917
Fair Value, Measurements, Recurring [Member] | State and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	20,957	21,511
Fair Value, Measurements, Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	8,271	7,366
Fair Value, Measurements, Recurring [Member] | Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities		75,857
Fair Value, Measurements, Recurring [Member] | Level I [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	1,020	999
Equity securities	33	46
Fair Value, Measurements, Recurring [Member] | Level I [Member] | U.S. Treasury Security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	1,020	999
Fair Value, Measurements, Recurring [Member] | Level II [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	107,243	111,147
Fair Value, Measurements, Recurring [Member] | Level II [Member] | U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	2,003	5,496
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	75,207
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Asset-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	805	917
Fair Value, Measurements, Recurring [Member] | Level II [Member] | State and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	20,957	21,511
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	$ 8,271	7,366
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities		$ 75,857

Fair Value Measurements - Sch_2

Fair Value Measurements - Schedule of Fair Value of Assets Measured on Nonrecurring Basis (Detail) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Assets		$ 553
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Assets	$ 99	99
Level III [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Assets		553
Level III [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Assets	$ 99	$ 99

Fair Value Measurements - Sch_3

Fair Value Measurements - Schedule of Quantitative Information of Assets Measured at Fair Value on Nonrecurring Basis (Detail) - Level III [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)	Mar. 31, 2020USD ($)
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value Estimate	$ 553
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow | Minimum [Member] | Measurement Input, Expected Term [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	3 years 10 months 24 days
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow | Minimum [Member] | Measurement Input, Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	0.035
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow | Maximum [Member] | Measurement Input, Expected Term [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	26 years 10 months 24 days
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow | Maximum [Member] | Measurement Input, Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	0.060
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow | Weighted Average [Member] | Measurement Input, Expected Term [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	16 years
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow | Weighted Average [Member] | Measurement Input, Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	0.053
Other Real Estate Owned [Member] | Appraisal of Collateral [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value Estimate	$ 99	$ 99
Impaired loan, measurement input	(0.10)	(0.10)
Other Real Estate Owned [Member] | Appraisal of Collateral [Member] | Weighted Average [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	(0.33)	(0.33)

Fair Values of Financial Inst_3

Fair Values of Financial Instruments - Schedule of Estimated Fair Values of Recognized Financial Instruments (Detail) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financial assets
Securities available-for-sale	$ 108,263	$ 112,146
Securities held-to-maturity	11,542	13,950
Equity securities	79	92
Loans held for sale	256	622
Bank-owned life insurance	19,023	18,894
Carrying Value [Member]
Financial assets
Cash and cash equivalents	96,272	102,017
Securities available-for-sale	108,263	112,146
Securities held-to-maturity	11,242	13,869
Equity securities	79	92
Restricted stock	4,614	4,614
Loans held for sale	256	622
Net loans	548,200	544,616
Bank-owned life insurance	19,023	18,894
Accrued interest receivable	1,611	1,641
Financial liabilities
Deposits	671,162	683,546
Short-term borrowings	40,605	38,889
Other borrowings	6,206	6,330
Accrued interest payable	119	127
Carrying Value [Member] | Mortgage Servicing Rights [Member]
Financial assets
Mortgage servicing rights	330	328
Fair Value [Member]
Financial assets
Cash and cash equivalents	96,272	102,017
Securities available-for-sale	108,263	112,146
Securities held-to-maturity	11,542	13,950
Equity securities	79	92
Loans held for sale	256	622
Net loans	549,544	542,981
Bank-owned life insurance	19,023	18,894
Accrued interest receivable	1,611	1,641
Financial liabilities
Deposits	672,871	683,425
Short-term borrowings	40,605	38,889
Other borrowings	6,326	6,273
Accrued interest payable	119	127
Fair Value [Member] | Mortgage Servicing Rights [Member]
Financial assets
Mortgage servicing rights	330	328
Fair Value [Member] | Level I [Member]
Financial assets
Cash and cash equivalents	96,272	102,017
Securities available-for-sale	1,020	999
Equity securities	33	46
Loans held for sale	256	622
Bank-owned life insurance	19,023	18,894
Accrued interest receivable	1,611	1,641
Financial liabilities
Deposits	544,849	555,985
Short-term borrowings	40,605	38,889
Accrued interest payable	119	127
Fair Value [Member] | Level II [Member]
Financial assets
Securities available-for-sale	107,243	111,147
Securities held-to-maturity	11,542	13,950
Fair Value [Member] | Level III [Member]
Financial assets
Equity securities	46	46
Net loans	549,544	542,981
Financial liabilities
Deposits	128,022	127,440
Other borrowings	6,326	6,273
Fair Value [Member] | Level III [Member] | Mortgage Servicing Rights [Member]
Financial assets
Mortgage servicing rights	$ 330	$ 328

Fair Values of Financial Inst_4

Fair Values of Financial Instruments - Additional Information (Detail) - USD ($) $ in Millions	Mar. 31, 2020	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Commitments to extend credit and letters of credit	$ 207.1	$ 211.3

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) - Schedule of Changes in Accumulated Other Comprehensive (Loss) Income by Component Net of Tax (Detail) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Unrealized holding gain (loss) on available-for-sale securities arising during the period, Pretax	$ 540	$ 749
Beginning balance, After-tax	72
Other comprehensive income	438	604
Ending Balance, After-tax	510
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance, Pretax	92	(1,786)
Unrealized holding gain (loss) on available-for-sale securities arising during the period, Pretax	540	749
Amortization of held-to-maturity discount resulting from transfer, Pretax	14	15
Total other comprehensive income (loss), Pretax	554	764
Ending balance, Pretax	646	(1,022)
Beginning balance, Tax Effect	(20)	374
Unrealized holding gain (loss) on available-for-sale securities arising during the period, Tax Effect	(113)	(157)
Amortization of held-to-maturity discount resulting from transfer, Tax Effect	(3)	(3)
Total other comprehensive income (loss), Tax Effect	(116)	(160)
Ending Balance, Tax Effect	(136)	214
Beginning balance, After-tax	72	(1,412)
Unrealized holding gain (loss) on available-for-sale securities arising during the period, After-Tax	427	592
Amortization of held-to-maturity discount resulting from transfer, After-tax	11	12
Other comprehensive income	438	604
Ending Balance, After-tax	$ 510	$ (808)

Subsequent Events - Additional

Subsequent Events - Additional Information (Detail)	May 05, 2020USD ($)Loan	Mar. 27, 2020USD ($)	Mar. 31, 2020USD ($)Contract	Mar. 31, 2019Contract	Dec. 31, 2019USD ($)
Subsequent Event [Line Items]
Number of loans restructured | Contract			1	1
Loans classified as troubled debt restructurings			$ 2,400,000		$ 2,500,000
Commercial [Member]
Subsequent Event [Line Items]
Number of loans restructured | Contract			1
Consumer [Member]
Subsequent Event [Line Items]
Number of loans restructured | Contract				1
Subsequent Event [Member]
Subsequent Event [Line Items]
Number of loans restructured | Loan	213
Loans classified as troubled debt restructurings	$ 65,700,000
Subsequent Event [Member] | Commercial [Member]
Subsequent Event [Line Items]
Number of loans restructured | Loan	151
Loans classified as troubled debt restructurings	$ 61,700,000
Subsequent Event [Member] | Residential Real Estate [Member]
Subsequent Event [Line Items]
Number of loans restructured | Loan	31
Loans classified as troubled debt restructurings	$ 3,400,000
Subsequent Event [Member] | Consumer [Member]
Subsequent Event [Line Items]
Number of loans restructured | Loan	31
Loans classified as troubled debt restructurings	$ 559,000,000
Maximum [Member] | Subsequent Event [Member]
Subsequent Event [Line Items]
Term of principal and interest payments deferred	4 months
Minimum [Member] | Subsequent Event [Member]
Subsequent Event [Line Items]
Term of principal and interest payments deferred	3 months
Paycheck Protection Program [Member]
Subsequent Event [Line Items]
Interest rate		1.00%
Loan term to maturity		2 years
Term of principal and interest payments deferred		6 months
Percentage of guarantee loans made to eligible borrowers		100.00%
Percentage of loan proceeds used for payroll expenses		75.00%
Percentage of loan proceeds used for other qualifying expenses		25.00%
Paycheck Protection Program [Member] | Subsequent Event [Member]
Subsequent Event [Line Items]
Number of applications received for loan | Loan	667
Maximum value of applications received for loan	$ 91,600
Paycheck Protection Program [Member] | Maximum [Member]
Subsequent Event [Line Items]
Eligibility for business to apply loans		$ 10,000,000
Number of times for loans to qualifying businesses average monthly payroll costs		2.5