CSB Bancorp (CSBB) 10-Q 10 Aug 20 2020 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2020	Aug. 01, 2020
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q2
Current Fiscal Year End Date	--12-31
Entity Registrant Name	CSB BANCORP INC /OH
Trading Symbol	CSBB
Entity Central Index Key	0000880417
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Title of 12(b) Security	Common Shares, $6.25 par value
Security Exchange Name	NONE
Entity Common Stock, Shares Outstanding		2,742,350
Entity File Number	0-21714
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1687530
Entity Address, Address Line One	91 North Clay Street
Entity Address, Address Line Two	P.O. Box 232
Entity Address, City or Town	Millersburg
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44654
City Area Code	330
Local Phone Number	674-9015
Document Quarterly Report	true
Document Transition Report	false

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Cash and cash equivalents
Cash and due from banks	$ 17,259	$ 17,648
Interest-earning deposits in other banks	156,566	84,369
Total cash and cash equivalents	173,825	102,017
Securities
Available-for-sale, at fair value	103,202	112,146
Held-to-maturity (fair value 2020-$11,120; 2019-13,950)	10,871	13,869
Equity securities	83	92
Restricted stock, at cost	4,614	4,614
Total securities	118,770	130,721
Loans held for sale	1,678	622
Loans	636,799	551,633
Less allowance for loan losses	7,835	7,017
Net loans	628,964	544,616
Premises and equipment, net	12,593	12,040
Core deposit intangible	74	104
Goodwill	4,728	4,728
Bank-owned life insurance	19,153	18,894
Accrued interest receivable and other assets	5,394	4,941
TOTAL ASSETS	965,179	818,683
Deposits
Noninterest-bearing	254,868	197,780
Interest-bearing	561,093	485,766
Total deposits	815,961	683,546
Short-term borrowings	43,865	38,889
Other borrowings	9,865	6,330
Accrued interest payable and other liabilities	5,521	4,442
Total liabilities	875,212	733,207
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,742,350 shares 2020 and 2019	18,629	18,629
Additional paid-in capital	9,815	9,815
Retained earnings	65,293	61,740
Treasury stock at cost: 238,252 shares 2020 and 2019	(4,780)	(4,780)
Accumulated other comprehensive income	1,010	72
Total shareholders' equity	89,967	85,476
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 965,179	$ 818,683

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Statement Of Financial Position [Abstract]
Held-to-maturity, fair value	$ 11,120	$ 13,950
Common stock, par value	$ 6.25	$ 6.25
Common stock, authorized shares	9,000,000	9,000,000
Common stock, shares issued	2,980,602	2,980,602
Common stock, shares outstanding	2,742,350	2,742,350
Treasury stock, at cost	238,252	238,252

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 7,105	$ 7,185	$ 13,955	$ 14,257
Taxable securities	470	584	1,090	1,171
Nontaxable securities	125	134	233	268
Other	31	218	270	393
Total interest and dividend income	7,731	8,121	15,548	16,089
INTEREST EXPENSE
Deposits	673	921	1,504	1,746
Short-term borrowings	16	93	60	186
Other borrowings	30	36	56	75
Total interest expense	719	1,050	1,620	2,007
NET INTEREST INCOME	7,012	7,071	13,928	14,082
Provision for loan losses	717	285	895	570
Net interest income, after provision for loan losses	6,295	6,786	13,033	13,512
NON INTEREST INCOME
Gain on sale of loans, net	508	76	622	155
Earnings on bank owned life insurance	131	122	259	205
Unrealized gain or (loss) on equity securities, net	4	(2)	(9)	4
Other income	191	223	408	416
Total noninterest income	1,641	1,313	2,984	2,537
NON INTEREST EXPENSES
Salaries and employee benefits	2,676	2,915	5,644	5,757
Occupancy expense	244	205	464	409
Equipment expense	198	143	333	280
Professional and director fees	282	308	611	647
Financial institutions and franchise tax expense	171	153	342	306
Marketing and public relations	65	139	193	256
Software expense	259	232	485	450
Debit card expense	146	132	286	259
Amortization of intangible assets	15	16	30	32
FDIC insurance expense	12	48	12	98
Other expenses	641	609	1,316	1,197
Total noninterest expenses	4,709	4,900	9,716	9,691
Income before income taxes	3,227	3,199	6,301	6,358
FEDERAL INCOME TAX PROVISION	621	613	1,212	1,232
NET INCOME	$ 2,606	$ 2,586	$ 5,089	$ 5,126
Basic and diluted net earnings per share	$ 0.95	$ 0.94	$ 1.86	$ 1.87
Deposit Account [Member]
NON INTEREST INCOME
Noninterest income	$ 211	$ 313	$ 501	$ 605
Fiduciary and Trust [Member]
NON INTEREST INCOME
Noninterest income	196	212	427	436
Debit Card [Member]
NON INTEREST INCOME
Noninterest income	$ 400	$ 369	$ 776	$ 716

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 2,606	$ 2,586	$ 5,089	$ 5,126
Other comprehensive income
Unrealized gains arising during the period	617	762	1,157	1,511
Amortization of discount on securities transferred to held-to-maturity	16	15	30	30
Income tax effect	(133)	(163)	(249)	(323)
Other comprehensive income	500	614	938	1,218
Total comprehensive income	$ 3,106	$ 3,200	$ 6,027	$ 6,344

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Balance, beginning of period at Dec. 31, 2018	$ 76,536	$ 18,629	$ 9,815	$ 54,288	$ (4,784)	$ (1,412)
Net income	5,126			5,126
Other comprehensive income	1,218					1,218
Issuance of 108 treasury shares	4				4
Cash dividends declared	(1,426)			(1,426)
Balance, end of period at Jun. 30, 2019	81,458	18,629	9,815	57,988	(4,780)	(194)
Balance, beginning of period at Mar. 31, 2019	78,967	18,629	9,815	56,115	(4,784)	(808)
Net income	2,586			2,586
Other comprehensive income	614					614
Issuance of 108 treasury shares	4				4
Cash dividends declared	(713)			(713)
Balance, end of period at Jun. 30, 2019	81,458	18,629	9,815	57,988	(4,780)	(194)
Balance, beginning of period at Dec. 31, 2019	85,476	18,629	9,815	61,740	(4,780)	72
Net income	5,089			5,089
Other comprehensive income	938					938
Cash dividends declared	(1,536)			(1,536)
Balance, end of period at Jun. 30, 2020	89,967	18,629	9,815	65,293	(4,780)	1,010
Balance, beginning of period at Mar. 31, 2020	87,629	18,629	9,815	63,455	(4,780)	510
Net income	2,606			2,606
Other comprehensive income	500					500
Cash dividends declared	(768)			(768)
Balance, end of period at Jun. 30, 2020	$ 89,967	$ 18,629	$ 9,815	$ 65,293	$ (4,780)	$ 1,010

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Statement Of Stockholders Equity [Abstract]
Cash dividends declared per share	$ 0.28	$ 0.26	$ 0.56	$ 0.52

Condensed Consolidated Statemen

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Statement Of Cash Flows [Abstract]
NET CASH FROM OPERATING ACTIVITIES	$ 7,635	$ 4,500
Securities:
Proceeds from repayments, available-for-sale	25,028	6,268
Proceeds from repayments, held-to-maturity	6,437	1,045
Purchases, available-for-sale	(15,272)	(5,705)
Purchases, held-to-maturity	(3,425)
Loan originations, net of repayments	(87,808)	(1,587)
Proceeds from sale of equipment	24
Property, equipment, and software acquisitions	(969)	(2,039)
Purchase of bank-owned life insurance		(3,000)
Net cash used in investing activities	(75,985)	(5,018)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	132,415	16,830
Net change in short-term borrowings	4,976	(1,941)
Proceeds from other borrowings	5,000
Repayment of other borrowings	(1,465)	(1,949)
Cash dividends paid	(768)	(713)
Issuance of treasury stock		4
Net cash provided by financing activities	140,158	12,231
NET INCREASE IN CASH AND CASH EQUIVALENTS	71,808	11,713
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	102,017	45,564
CASH AND CASH EQUIVALENTS AT END OF PERIOD	173,825	57,277
Cash paid during the year for:
Interest	1,645	1,969
Income taxes		1,475
Noncash financing activities:
Dividends declared	$ 768	713
Lease adoption:
Right of use lease asset		450
Lease liability		$ 424

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2020
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accompanying condensed consolidated financial statements include the accounts of CSB Bancorp, Inc. and its wholly-owned subsidiaries, The Commercial and Savings Bank (the “Bank”) and CSB Investment Services, LLC (together referred to as the “Company” or “CSB”). All significant intercompany transactions and balances have been eliminated in consolidation. The condensed consolidated financial statements have been prepared without audit. In the opinion of management, all adjustments (which include normal recurring adjustments) necessary to present fairly the Company’s financial position at June 30, 2020, and the results of operations and changes in cash flows for the periods presented have been made. Certain information and footnote disclosures typically included in financial statements prepared in accordance with U.S. generally accepted accounting principles (“U.S. GAAP”) have been omitted. The Annual Report for CSB for the year ended December 31, 2019, contains Consolidated Financial Statements and related footnote disclosures, which should be read in conjunction with the accompanying condensed Consolidated Financial Statements. The results of operations for the periods ended June 30, 2020 are not necessarily indicative of the operating results for the full year or any future interim period. Certain items in the prior-year financial statements were reclassified to conform to the current-year presentation. Such reclassifications had no effect on net income or shareholders’ equity. USE OF ESTIMATES IN PREPARING FINANCIAL STATEMENTS In preparing the Consolidated Financial Statements, in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the Consolidated Balance Sheets and reported amounts of revenues and expenses during each reporting period. Actual results could differ from those estimates. The most significant estimates susceptible to change in the near term relate to management’s determination of the allowance for loan losses and the fair value of financial instruments. REVENUE RECOGNITION Management has determined the primary sources of revenue emanating from interest and dividend income on loans and securities along with noninterest revenue resulting from investment security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit cards fees, and income on bank-owned life insurance are not within the scope of ASC 606. These sources of revenue comprise 89% of the total revenue of the Company. Services within the scope of ASC 606 include income from fiduciary activities, brokerage fees, service charges on deposit accounts, other fee income, ATM fees, interchange fees, and gain on sale of OREO, net. For these accounts, fees are related to specific customer transactions, or attributable to specific performance obligations of the Bank where revenue is recognized at a defined point in time upon completion of the requested service/transaction. C SB BANCORP, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS ASU 2016-13 - Financial Instruments - Credit Losses . The Update and all subsequent ASU’s that modified Topic 326, requires that financial assets be presented at the net amount expected to be collected (i.e. net of expected credit losses), eliminating the probable recognition threshold for credit losses on financial assets measured at amortized cost. The measurement of expected credit losses should be based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. We expect the Update will result in an increase in the allowance for credit losses for the estimated life of the financial asset, including an estimate for debt securities. The amount of any increase will be impacted by the portfolio composition and quality at the adoption date, as well as economic conditions and forecasts at that time. A cumulative-effect adjustment to retained earnings is required as of the beginning of the year of adoption. The Company expects to recognize a one-time cumulative effect adjustment to the allowance for loan losses, but cannot yet determine the magnitude of any such one-time adjustment or the overall impact of the new guidance on the consolidated financial statements. In November 2019, the FASB deferred the effective date for ASC 326, Financial Instruments – Credit Losses, for smaller reporting companies to fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Company qualifies as a smaller reporting company and does not expect to early adopt these ASU’s. ASU 2017-04 - Simplifying the Test for Goodwill Impairment. The Update, and all subsequent ASU’s, simplifies the goodwill impairment test. Under the new guidance, Step 2 of the goodwill impairment process that requires an entity to determine the implied fair value of its goodwill by assigning fair value to all its assets and liabilities is eliminated. Instead, the entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. The new guidance is effective for annual and interim goodwill tests performed in fiscal years beginning after December 15, 2019. Early adoption is permitted. In November 2019, the FASB deferred the effective date for ASC 350, Intangibles – Goodwill and Other, for smaller reporting companies to fiscal years beginning after December 15, 2022, and interim periods within those fiscal years. This Update is not expected to have a material impact on the Company’s financial statements. C SB BANCORP, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) A SU 2018-15 - Intangibles – Goodwill and Other – Internal-Use Software. Intangibles – Goodwill and Other, ASU 2019-12 - Income Taxes. This update simplifies the accounting for income taxes, changes the accounting for certain tax transactions, and makes minor improvements to the codification. This Update provides a policy election to not allocate consolidated income taxes when a member of a consolidated tax return is not subject to income tax and provides guidance to evaluate whether a step-up in tax basis of goodwill relates to a business combination in which book goodwill was recognized as a separate transaction. The Update also changes current guidance for making an intra-period allocation, if there is a loss in continuing operations and gains outside of continuing operations; determining when a deferred tax liability is recognized after an investor in a foreign entity transitions to or from the equity method of accounting; accounting for tax law changes and year-to-date losses in interim periods; and determining how to apply the income tax guidance to franchise taxes that are partially based on income. For public business entities, the amendments in this Update are effective for fiscal years and interim periods within those fiscal years, beginning after December 15, 2020. This update is not expected to have a significant impact on the Company’s financial statements. ASU 2020-4 – Reference Rate Reform (Topic 848). This update provides temporary optional expedients and exceptions to the U.S. GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as Secured Overnight Financing Rate. Entities can elect not to apply certain modification accounting requirements to contracts affected by what the guidance calls reference rate reform, if certain criteria are met. An entity that makes this election would not have to remeasure the contracts at the modification date or reassess a previous accounting determination. Also, entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met, and can make a one-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. The amendments in this ASU are effective for all entities upon issuance through December 31, 2022. This Update is not expected to have a significant impact on the Company’s financial statements.

Securities

Securities	6 Months Ended
	Jun. 30, 2020
Investments Debt And Equity Securities [Abstract]
Securities	Note 2 – SECURITIES Securities consist of the following at June 30, 2020 and December 31, 2019: (Dollars in thousands) Amortized cost Gross unrealized gains Gross unrealized (losses) Fair value June 30, 2020 Available-for-sale U.S. Treasury security $ 999 $ 19 $ — $ 1,018 Mortgage-backed securities of government agencies 74,063 1,362 (211 ) 75,214 Asset-backed securities of government agencies 895 — (64 ) 831 State and political subdivisions 18,828 549 — 19,377 Corporate bonds 6,988 56 (282 ) 6,762 Total available-for-sale 101,773 1,986 (557 ) 103,202 Held-to-maturity Mortgage-backed securities of government agencies 7,446 264 (15 ) 7,695 State and political subdivisions 3,425 — — 3,425 Total held-to-maturity 10,871 264 (15 ) 11,120 Equity securities 53 30 — 83 Restricted stock 4,614 — — 4,614 Total securities $ 117,311 $ 2,280 $ (572 ) $ 119,019 December 31, 2019 Available-for-sale U.S. Treasury security $ 998 $ 1 $ — $ 999 U.S. Government agencies 5,500 — (4 ) 5,496 Mortgage-backed securities of government agencies 75,676 326 (145 ) 75,857 Asset-backed securities of government agencies 934 — (17 ) 917 State and political subdivisions 21,161 351 (1 ) 21,511 Corporate bonds 7,605 23 (262 ) 7,366 Total available-for-sale 111,874 701 (429 ) 112,146 Held-to-maturity U.S. Government agencies 4,999 — (6 ) 4,993 Mortgage-backed securities of government agencies 8,870 143 (56 ) 8,957 Total held-to-maturity 13,869 143 (62 ) 13,950 Equity securities 53 39 — 92 Restricted stock 4,614 — — 4,614 Total securities $ 130,410 $ 883 $ (491 ) $ 130,802 The amortized cost and fair value of debt securities at June 30, 2020, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. (Dollars in thousands) Amortized cost Fair value Available-for-sale Due in one year or less $ 3,679 $ 3,722 Due after one through five years 10,258 10,394 Due after five through ten years 16,003 16,293 Due after ten years 71,833 72,793 Total debt securities available-for-sale $ 101,773 $ 103,202 Held-to-maturity Due in one year or less $ 3,425 $ 3,425 Due after ten years 7,446 7,695 Total debt securities held-to-maturity $ 10,871 $ 11,120 Securities with a fair value of approximately $89.6 million and $80.3 million were pledged at June 30, 2020 and December 31, 2019, respectively, to secure public deposits, as well as other deposits and borrowings as required or permitted by law. Restricted stock primarily consists of investments in Federal Home Loan Bank of Cincinnati (FHLB) and Federal Reserve Bank stock. The Bank’s investment in FHLB stock amounted to approximately $4.1 million at June 30, 2020 and December 31, 2019. Federal Reserve Bank stock was $471 thousand at June 30, 2020 and December 31, 2019. There were no proceeds from sales of securities for the six month periods ending June 30, 2020 and 2019. All gains and losses recognized on equity securities during the six month periods were unrealized. The following table presents gross unrealized losses and fair value of securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2020 and December 31, 2019: Securities in a continuous unrealized loss position Less than 12 months 12 months or more Total (Dollars in thousands) Gross unrealized losses Fair value Gross unrealized losses Fair value Gross unrealized losses Fair value June 30, 2020 Available-for-sale Mortgage-backed securities of government agencies $ (197 ) $ 21,770 $ (14 ) $ 1,672 $ (211 ) $ 23,442 Asset-backed securities of government agencies — — (64 ) 831 (64 ) 831 Corporate bonds — — (282 ) 3,695 (282 ) 3,695 Held-to-maturity Mortgage-backed securities of government agencies (15 ) 2,076 — — (15 ) 2,076 Total temporarily impaired securities $ (212 ) $ 23,846 $ (360 ) $ 6,198 $ (572 ) $ 30,044 December 31, 2019 Available-for-sale U.S. Government agencies $ — $ — $ (4 ) $ 3,496 $ (4 ) $ 3,496 Mortgage-backed securities of government agencies (74 ) 22,702 (71 ) 8,924 (145 ) 31,626 Asset-backed securities of government agencies — — (17 ) 917 (17 ) 917 State and political subdivisions — — (1 ) 653 (1 ) 653 Corporate bonds — — (262 ) 3,712 (262 ) 3,712 Held-to-maturity U.S. Government agencies — — (6 ) 4,993 (6 ) 4,993 Mortgage-backed securities of government agencies — — (56 ) 3,009 (56 ) 3,009 Total temporarily impaired securities $ (74 ) $ 22,702 $ (417 ) $ 25,704 $ (491 ) $ 48,406 There were twenty-three securities in an unrealized loss position at June 30, 2020, nine of which were in a continuous loss position for twelve months or more. At least quarterly, the Company conducts a comprehensive security-level impairment assessment. The assessments are based on the nature of the securities, the extent and duration of the securities in an unrealized loss position, the extent and duration of the loss and management’s intent to sell or if it is more likely than not that management will be required to sell a security before recovery of its amortized cost basis, which may be maturity. Management believes the Company will fully recover the cost of these securities. It does not intend to sell these securities and likely will not be required to sell them before the anticipated recovery of the remaining amortized cost basis, which may be maturity. As a result, management concluded that these securities were not other-than-temporarily impaired at June 30, 2020.

Loans

Loans	6 Months Ended
	Jun. 30, 2020
Receivables [Abstract]
Loans	NOTE 3 – LOANS Loans consist of the following: (Dollars in thousands) June 30, 2020 December 31, 2019 Commercial $ 215,139 $ 137,114 Commercial real estate 198,948 196,748 Residential real estate 177,799 174,259 Construction & land development 28,123 23,960 Consumer 18,851 19,052 Total loans before deferred costs 638,860 551,133 Deferred loan (fees) costs (2,061 ) 500 Total Loans $ 636,799 $ 551,633 Loan Origination/Risk Management The Company has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. Management reviews and approves these policies and procedures on a regular basis. A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions. Commercial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Underwriting standards are designed to promote relationship banking rather than transactional banking. The Company’s management examines current and occasionally projected cash flows to determine the ability of the borrower to repay their obligations as agreed. Commercial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers; however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers. Commercial real estate loans are subject to underwriting standards and processes similar to commercial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s commercial real estate portfolio are diverse in terms of type. This diversity helps reduce the Company’s exposure to adverse economic events that affect any single industry. Management monitors and evaluates commercial real estate loans based on collateral, geography, and risk grade criteria. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loan With respect to loans to developers and builders that are secured by non-owner occupied properties, the Company generally requires the borrower to have had an existing relationship with the Company and have a proven record of success. Construction and land development loans are underwritten utilizing independent appraisal reviews, sensitivity analysis of absorption and lease rates, and financial analysis of the developers and property owners. Construction and land development loans are generally based upon estimates of costs and value associated with the completed project. These estimates may be inaccurate. Construction and land development loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources o f repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of d eveloped property , or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risk than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions , and the availability of long-term financing. The Company originates consumer loans utilizing a judgmental underwriting process. To monitor and manage consumer loan risk, policies and procedures are developed and modified, as needed, jointly by line and staff personnel. This activity, coupled with relatively small loan amounts that are spread across many individual borrowers, mitigates risk. The Company maintains an independent loan review department that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to management. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures. Loans serviced for others approximated $96.7 million and $95.7 million at June 30, 2020 and December 31, 2019, respectively. Paycheck Protection Program The Coronavirus Aid, Relief, and Economic Security Act, or CARES Act, was signed into law on March 27, 2020 and provides over $2 trillion in economic relief to individuals and businesses impacted by the COVID-19 pandemic. The CARES Act authorized the Small Business Administration (“SBA”) to temporarily guarantee loans under a new 7(a) loan program called the Paycheck Protection Program (“PPP”). As a qualified SBA lender, the Company was automatically authorized to originate PPP loans. The PPP provides loans to small businesses who were affected by economic conditions as a result of COVID-19 to provide cash flow assistance to employers who maintain their payroll (including healthcare and certain related expenses), mortgage interest, rent, leases, utilities and interest on existing debt during the COVID-19 emergency. As of June 30, 2020, the Company had 752 PPP loans with outstanding principal balances of $91.1 million. The PPP loans are 100% guaranteed by the SBA and may be eligible for forgiveness by the SBA to the extent that the proceeds are used to cover eligible payroll costs, interest costs, rent, and utility costs over a period of up to 24 weeks after the loan is made as long as certain conditions are met regarding employee retention and compensation levels. PPP loans deemed eligible for forgiveness by the SBA will be repaid by the In accordance with the SBA terms and conditions on these PPP loans, the Company received approximately $3.2 million in fees associated with the processing of these loans. Concentrations of Credit Nearly all of the Company’s lending activity occurs within the state of Ohio, including the four counties of Holmes, Stark, Tuscarawas and Wayne, as well as other markets. The majority of the Company’s loan portfolio consists of commercial and commercial real estate loans. As of June 30, 2020 and December 31, 2019, there were no concentrations of loans related to any single industry. The Company has identified industries that could be at a higher risk due to the COVID-19 pandemic. As of June 30, 2020 the total balance of loans to COVID-19 affected businesses was $36.2 million, with $31.6 million in loans to businesses in the hotel industry. Allowance for Loan Losses The following tables detail activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2020 and 2019. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. For the three and six month periods ended June 30, 2020 the decrease in the provision for loan losses for commercial loans and the increase for commercial real estate loans was due to the reallocation of allowance related to loans affected by the COVID-19 pandemic. The increase in all other categories is primarily related to the slowing economy and the continuing elevated unemployment rates associated with the pandemic. The decrease in the provision for loan losses for the six months ended June 30, 2019 for commercial loans was primarily due to a recovery related to one loan relationship which contributed to declining historical losses of loans in this category. The decrease in the provision related to construction and land development loans and the increase for commercial real estate loans was primarily due to the change in loan balances as construction projects were completed and transferred to permanent financing. The increase in the provision for consumer loans was related to increasing charge-offs as well as an increase in historical losses partially offset by lower delinquencies. S ummary of Allowance for Loan Losses (Dollars in thousands) Commercial Commercial Real Estate Residential Real Estate Construction & Land Development Consumer Unallocated Total Three months ended June 30, 2020 Beginning balance $ 2,609 $ 2,300 $ 1,347 $ 255 $ 518 $ 91 $ 7,120 Provision for loan losses (343 ) 480 237 82 2 259 717 Charge-offs (4 ) — — — (12 ) (16 ) Recoveries 4 1 1 — 8 14 Net charge-offs — 1 1 — (4 ) (2 ) Ending balance $ 2,266 $ 2,781 $ 1,585 $ 337 $ 516 $ 350 $ 7,835 Six months ended June 30, 2020 Beginning balance $ 2,408 $ 2,153 $ 1,152 $ 203 $ 481 $ 620 $ 7,017 Provision for loan losses (131 ) 627 446 134 89 (270 ) 895 Charge-offs (19 ) — (15 ) — (69 ) (103 ) Recoveries 8 1 2 — 15 26 Net recoveries (11 ) 1 (13 ) — (54 ) (77 ) Ending balance $ 2,266 $ 2,781 $ 1,585 $ 337 $ 516 $ $ 350 $ 7,835 Three months ended June 30, 2019 Beginning balance $ 1,997 $ 1,808 $ 1,222 $ 170 $ 325 $ 765 $ 6,287 Provision for loan losses 277 138 5 (66 ) 46 (115 ) 285 Charge-offs (11 ) — — — (43 ) (54 ) Recoveries 4 — 2 — 13 19 Net (charge-offs) recoveries (7 ) — 2 — (30 ) (35 ) Ending balance $ 2,267 $ 1,946 $ 1,229 $ 104 $ 341 $ 650 $ 6,537 Six months ended June 30, 2019 Beginning balance $ 2,178 $ 1,791 $ 1,245 $ 258 $ 306 $ 129 $ 5,907 Provision for loan losses (62 ) 155 (19 ) (154 ) 129 521 570 Charge-offs (16 ) — — — (108 ) (124 ) Recoveries 167 — 3 — 14 184 Net charge-offs 151 — 3 — (94 ) 60 Ending balance $ 2,267 $ 1,946 $ 1,229 $ 104 $ 341 $ 650 $ 6,537 The following table presents the balance in the allowance for loan losses and the ending loan balances by portfolio class, based on the impairment method as of June 30, 2020 and December 31, 2019: (Dollars in thousands) Commercial Commercial Real Estate Residential Real Estate Construction Consumer Unallocated Total June 30, 2020 Allowance for loan losses: Individually evaluated for impairment $ 6 $ 19 $ 1 $ — $ 7 $ — $ 33 Collectively evaluated for impairment 2,260 2,762 1,584 337 509 350 7,802 Total ending allowance balance $ 2,266 $ 2,781 $ 1,585 $ 337 $ 516 $ 350 $ 7,835 Loans: Loans individually evaluated for impairment $ 2,465 $ 2,596 $ 728 $ — $ 146 $ 5,935 Loans collectively evaluated for impairment 212,674 196,352 177,071 28,123 18,705 632,925 Total ending loans balance $ 215,139 $ 198,948 $ 177,799 $ 28,123 $ 18,851 $ 638,860 December 31, 2019 Allowance for loan losses: Individually evaluated for impairment $ 16 $ 17 $ 1 $ — $ — $ — $ 34 Collectively evaluated for impairment 2,392 2,136 1,151 203 481 620 6,983 Total ending allowance balance $ 2,408 $ 2,153 $ 1,152 $ 203 $ 481 $ 620 $ 7,017 Loans: Loans individually evaluated for impairment $ 2,555 $ 2,637 $ 853 $ — $ 14 $ 6,059 Loans collectively evaluated for impairment 134,559 194,111 173,406 23,960 19,038 545,074 Total ending loans balance $ 137,114 $ 196,748 $ 174,259 $ 23,960 $ 19,052 $ 551,133 The following table presents loans individually evaluated for impairment by class of loans as of June 30, 2020 and December 31, 2019: (Dollars in thousands) Unpaid Principal Balance Recorded Investment with no Allowance Recorded Investment with Allowance Total recorded investment 1 Related Allowance June 30, 2020 Commercial $ 2,899 $ 2,281 $ 183 $ 2,464 $ 6 Commercial real estate 2,968 2,363 241 2,604 19 Residential real estate 920 549 180 729 1 Consumer 148 — 151 151 7 Total impaired loans $ 6,935 $ 5,193 $ 755 $ 5,948 $ 33 December 31, 2019 Commercial $ 2,982 $ 2,541 $ 16 $ 2,557 $ 16 Commercial real estate 2,952 2,471 176 2,647 17 Residential real estate 1,024 457 396 853 1 Consumer 14 14 — 14 — Total impaired loans $ 6,972 $ 5,483 $ 588 $ 6,071 $ 34 1 includes principal, accrued interest, unearned fees, and origination costs The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated. Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2020 2019 2020 2019 Average recorded investment: Commercial $ 2,523 $ 1,582 $ 2,488 $ 1,228 Commercial real estate 2,550 2,152 2,553 2,233 Residential real estate 820 943 833 986 Consumer 95 15 52 9 Average recorded investment in impaired loans $ 5,988 $ 4,692 $ 5,926 $ 4,456 Interest income recognized: Commercial $ 19 $ 28 $ 37 $ 37 Commercial real estate 4 3 6 6 Residential real estate 9 12 19 23 Consumer 1 — 1 — Interest income recognized on a cash basis on impaired loans $ 33 $ 43 $ 63 $ 66 The following table presents the aging of past due loans and nonaccrual loans as of June 30, 2020 and December 31, 2019 by class of loans: Accruing Loans (Dollars in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90 Days + Past Due Non- Accrual Total Past Due and Non- Accrual Total Loans June 30, 2020 Commercial $ 213,726 $ 4 $ 3 $ 25 $ 1,381 $ 1,413 $ 215,139 Commercial real estate 196,634 11 — — 2,303 2,314 198,948 Residential real estate 176,946 202 10 — 641 853 177,799 Construction & land development 28,123 — — — — — 28,123 Consumer 18,795 23 1 — 32 56 18,851 Total Loans $ 634,224 $ 240 $ 14 $ 25 $ 4,357 $ 4,636 $ 638,860 December 31, 2019 Commercial $ 135,707 $ 15 $ — $ 67 $ 1,325 $ 1,407 $ 137,114 Commercial real estate 194,157 186 — — 2,405 2,591 196,748 Residential real estate 173,023 264 277 174 521 1,236 174,259 Construction & land development 23,960 — — — — — 23,960 Consumer 18,640 365 — — 47 412 19,052 Total Loans $ 545,487 $ 830 $ 277 $ 241 $ 4,298 $ 5,646 $ 551,133 CARES Act Loan Modifications The table below summarizes the Company’s deferral activity at June 30, 2020 under the COVID-19 related loan modification program to customers. Loan modifications consist of three to four months deferral of principal and interest payments, and extension of maturity date. All loans provided modifications were performing in accordance with their terms at the time of modification. In a ccordance with the CARES Act, these loans are not required to be evaluated as TDR’s. June 30, 2020 Deferred Outstanding (Dollars in thousands) # of loans Portfolio Deferred % Commercial: Commercial 72 $ 215,139 $ 10,450 5 Commercial real estate 77 198,948 51,645 26 Construction 3 28,123 535 2 Total Commercial 152 442,210 62,630 14 Consumer: Residential real estate 33 177,799 3,663 2 RV 12 9,271 254 3 Other consumer 15 9,580 211 2 Total Consumer 60 196,650 4,128 2 Total Loans 212 $ 638,860 $ 66,758 10 Troubled Debt Restructurings All troubled debt restructurings (“TDR’s) are individually evaluated for impairment and a related allowance is recorded, as needed. Loans whose terms have been modified as TDR’s totaled $2.4 million as of June 30, 2020, and $2.5 million as of December 31, 2019, with $31 thousand (Dollars in thousands) Number of loans restructured Pre- Modification Recorded Investment Post- Modification Recorded Investment For the Three months ended June 30, 2020 Commercial 4 $ 112 $ 112 Commercial Real Estate 1 80 80 Residential 1 66 66 Consumer 6 146 146 Total Restructured Loans 12 $ 404 $ 404 For the Six months ended June 30, 2019 Commercial 5 $ 181 $ 181 Commercial Real Estate 1 80 80 Residential 1 66 66 Consumer 6 146 146 Total Restructured Loans 13 $ 473 $ 473 The loans restructured were modified by changing the monthly payment to interest only and extending the maturity dates. None of the loans Other real estate owned amounted to one property at $98 thousand at June 30, 2020 and $99 thousand at December 31, 2019, respectively. There were $61 thousand in mortgage loans in the process of foreclosure at June 30, 2020 and $50 thousand at December 31, 2019. There were no other repossessed assets at June 30, 2020 and December 31, 2019. Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes commercial loans individually by classifying the loans as to credit risk. This analysis includes commercial loans with an outstanding balance greater than $500 thousand. This analysis is performed on an annual basis. The Company uses the following definitions for risk ratings: Pass . Loans classified as pass (Cash Secured, Exceptional, Acceptable, Monitor, or Pass Watch) may exhibit a wide array of characteristics but at a minimum represent an acceptable risk to the Bank. Borrowers in this rating may have leveraged but acceptable balance sheet positions, satisfactory asset quality, stable to favorable sales and earnings trends, acceptable liquidity and adequate cash flow. Loans are considered fully collectible and require an average amount of administration. While generally adhering to credit policy, these loans may exhibit occasional exceptions that do not result in undue risk to the Bank. Borrowers are generally capable of absorbing setbacks, financial and otherwise, without the threat of failure. Special Mention . Assets assigned a Special Mention grade are not considered classified assets but are considered criticized. These assets exhibit potential weaknesses that, deserve management’s close attention. If left uncorrected, those potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date. Loans in this rating warrant special attention but have not yet reached the point of concern for loss. These assets have deteriorated sufficiently to the point they would have difficulty refinancing elsewhere. Similarly, purchasers of the business would not be eligible for bank financing unless they represent a significantly stronger credit risk. Substandard . Loans classified as substandard are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful . Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently known facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Loans listed as not rated are either less than $500 thousand or are included in groups of homogeneous loans. Based on the most recent analysis performed, the risk category of loans by class is as follows as of June 30, 2020 and December 31, 2019: (Dollars in thousands) Pass Special Mention Substandard Doubtful Not Rated Total June 30, 2020 Commercial $ 192,349 $ 4,601 $ 15,408 $ — $ 2,781 $ 215,139 Commercial real estate 171,443 9,930 15,547 — 2,028 198,948 Residential real estate 180 — 21 — 177,598 177,799 Construction & land development 22,513 93 478 — 5,039 28,123 Consumer — — 71 — 18,780 18,851 Total $ 386,485 $ 14,624 $ 31,525 $ — $ 206,226 $ 638,860 December 31, 2019 Commercial $ 110,731 $ 15,040 $ 10,295 $ — $ 1,048 $ 137,114 Commercial real estate 174,045 11,546 9,994 — 1,163 196,748 Residential real estate 183 — 237 — 173,839 174,259 Construction & land development 19,423 104 — — 4,433 23,960 Consumer — — 73 — 18,979 19,052 Total $ 304,382 $ 26,690 $ 20,599 $ — $ 199,462 $ 551,133 The following table presents loans that are not rated by class of loans as of June 30, 2020 and December 31, 2019. Nonperforming loans include loans past due 90 days or more and loans on nonaccrual of interest status. (Dollars in thousands) Performing Non- Performing Total June 30, 2020 Commercial $ 2,781 $ — $ 2,781 Commercial real estate 2,028 — 2,028 Residential real estate 177,016 582 177,598 Construction & land development 5,039 — 5,039 Consumer 18,766 14 18,780 Total $ 205,630 $ 596 $ 206,226 December 31, 2019 Commercial $ 1,048 $ — $ 1,048 Commercial real estate 1,163 — 1,163 Residential real estate 173,407 432 173,839 Construction & land development 4,433 — 4,433 Consumer 18,979 — 18,979 Total $ 199,030 $ 432 $ 199,462

Short-Term Borrowings

Short-Term Borrowings	6 Months Ended
	Jun. 30, 2020
Debt Disclosure [Abstract]
Short-Term Borrowings	NOTE 4 – SHORT-TERM BORROWINGS The following table provides additional detail regarding repurchase agreements and the related collateral accounted for as secured borrowings. Remaining Contractual Maturity Overnight and Continuous June 30, December 31, (Dollars in thousands) 2020 2019 Securities of U.S. Government Agencies and mortgage-backed securities of government agencies pledged, fair value $ 44,040 $ 39,058 Repurchase agreements 43,865 38,889

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2020
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 5 – FAIR VALUE MEASUREMENTS The Company provides disclosures about assets and liabilities carried at fair value. The framework provides a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities and lowest priority to unobservable inputs. The three broad levels of the fair value hierarchy are described below: Level I: Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the Company has the ability to access. Level II: Inputs to the valuation methodology include quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in inactive markets; inputs other than quoted prices that are observable for the asset or liability; and inputs that are derived principally from or corroborated by observable market data by corroborated or other means. If the asset or liability has a specified (contractual) term, the Level II input must be observable for substantially the full term of the asset or liability. Level III: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. NOTE 5 – FAIR VALUE MEASUREMENTS – (CONTINUED) The following table presents the assets reported on the Consolidated Balance Sheets at their fair value on a recurring basis as of June 30, 2020 and December 31, 2019 by level within the fair value hierarchy. No liabilities are carried at fair value. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Equity securities with readily determinable values and U.S. Treasury Notes are valued at the closing price reported on the active market on which the individual securities are traded. Obligations of U.S. government agencies, mortgage-backed securities, asset-backed securities, obligations of states and political subdivisions and corporate bonds are valued at observable market data for similar assets. Equity securities without readily determinable values are carried at amortized cost adjusted for impairment and observable price changes. (Dollars in thousands) Level I Level II Level III Total June 30, 2020 Assets: Securities available-for-sale U.S. Treasury security $ 1,018 $ — $ — $ 1,018 Mortgage-backed securities of government agencies — 75,214 — 75,214 Asset-backed securities of government agencies — 831 — 831 State and political subdivisions — 19,377 — 19,377 Corporate bonds — 6,762 — 6,762 Total available-for-sale securities $ 1,018 $ 102,184 $ — $ 103,202 Equity securities $ 37 $ — $ — $ 37 December 31, 2019 Assets: Securities available-for-sale U.S. Treasury security $ 999 $ — $ — $ 999 U.S. Government agencies — 5,496 — 5,496 Mortgage-backed securities of government agencies — 75,857 — 75,857 Asset-backed securities of government agencies — 917 — 917 State and political subdivisions — 21,511 — 21,511 Corporate bonds — 7,366 — 7,366 Total available-for-sale securities $ 999 $ 111,147 $ — $ 112,146 Equity securities $ 46 $ — $ — $ 46 NOTE 5 – FAIR VALUE MEASUREMENTS – (CONTINUED) The following table presents the assets measured on a nonrecurring basis on the Consolidated Balance Sheets at their fair value as of June 30, 2020 and December 31, 2019, by level within the fair value hierarchy. An impaired loan is written down to fair value through the establishment of specific reserves or a charge down is taken to reduce the loan to fair value of the collateral (less estimated selling costs) and the loan is included in the following table as a Level III measurement. Techniques used to value the collateral that secure the impaired loans include quoted market prices for identical assets classified as Level I inputs, and observable inputs, employed by certified appraisers, for similar assets classified as Level II inputs. In cases where valuation techniques included inputs that are unobservable and are based on estimates and assumptions developed by management based on the best information available under each circumstance, the asset valuation is classified as Level III inputs. (Dollars in thousands) Level I Level II Level III Total June 30, 2020 Assets measured on a nonrecurring basis: Impaired loans $ — $ — $ 10 $ 10 Other real estate owned — — 98 98 December 31, 2019 Assets measured on a nonrecurring basis: Impaired loans $ — $ — $ 553 $ 553 Other real estate owned — — 99 99 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized Level III inputs to determine fair value. Quantitative Information about Level III Fair Value Measurements (Dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) June 30, 2020 Impaired loans $ 10 Apprasial of collateral 1 Appraisal adjustments 2 -20% Liquidation expense 2 -10% Other real estate owned 98 Appraisal of collateral 1 Appraisal adjustments 2 -33% Liquidation expense 2 -10% December 31, 2019 Impaired loans $ 553 Discounted cash flow Remaining term 3.9 yrs to 26.9 yrs / (16 yrs) Discount rate 3.5% to 6.0% / (5.3%) Other real estate owned 99 Appraisal of collateral 1 Appraisal adjustments 2 -0.33 Liquidation expense 2 -0.1 1 2

Fair Values of Financial Instru

Fair Values of Financial Instruments	6 Months Ended
	Jun. 30, 2020
Investments All Other Investments [Abstract]
Fair Values of Financial Instruments	NOTE 6 – FAIR VALUES OF FINANCIAL INSTRUMENTS The fair values of recognized financial instruments as of June 30, 2020 and December 31, 2019 are as follows: (Dollars in thousands) Carrying Value Level I Level II Level III Fair Value June 30, 2020 Financial assets Cash and cash equivalents $ 173,825 $ 173,825 $ — $ — $ 173,825 Securities available-for-sale 103,202 1,018 102,184 — 103,202 Securities held-to-maturity 10,871 — 11,120 — 11,120 Equity securities 83 37 — 46 83 Restricted stock 4,614 N/A N/A N/A N/A Loans held for sale 1,678 1,678 — — 1,678 Net loans 628,964 — — 630,125 630,125 Bank-owned life insurance 19,153 19,153 — — 19,153 Accrued interest receivable 1,581 1,581 — — 1,581 Mortgage servicing rights 381 — — 381 381 Financial liabilities Deposits $ 815,961 $ 690,584 $ — $ 126,988 $ 817,572 Short-term borrowings 43,865 43,865 — — 43,865 Other borrowings 9,865 — — 9,993 9,993 Accrued interest payable 102 102 — — 102 December 31, 2019 Financial assets Cash and cash equivalents $ 102,017 $ 102,017 $ — $ — $ 102,017 Securities available-for-sale 112,146 999 111,147 — 112,146 Securities held-to-maturity 13,869 — 13,950 — 13,950 Equity securities 92 46 — 46 92 Restricted stock 4,614 N/A N/A N/A N/A Loans held for sale 622 622 — — 622 Net loans 544,616 — — 542,981 542,981 Bank-owned life insurance 18,894 18,894 — — 18,894 Accrued interest receivable 1,641 1,641 — — 1,641 Mortgage servicing rights 328 — — 328 328 Financial liabilities Deposits $ 683,546 $ 555,985 $ — $ 127,440 $ 683,425 Short-term borrowings 38,889 38,889 — — 38,889 Other borrowings 6,330 — — 6,273 6,273 Accrued interest payable 127 127 — — 127 The Company also has unrecognized financial instruments at June 30, 2020 and December 31, 2019. These financial instruments relate to commitments to extend credit and letters of credit. The aggregated contract amount of such financial instruments was approximately $207.1 million at June 30, 2020 and $211.3 million at December 31, 2019. Such amounts are also considered to be the fair values. The fair value estimates of financial instruments are made at a specific point in time based on relevant market information. Since no ready market exists for a significant portion of the financial instruments, fair value estimates are largely based on judgments after considering such factors as future expected credit losses, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore, cannot be determined with precision. Changes in assumptions could significantly affect these estimates.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2020
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 7- ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following table presents the changes in accumulated other comprehensive income (loss) by component net of tax for the three and six month periods ended June 30, 2020 and 2019: (Dollars in thousands) Pretax Tax Effect After-tax Three months ended June 30, 2020 Balance as of March 31, 2020 $ 646 $ (136 ) $ 510 Unrealized holding gain on available-for-sale securities arising during the period 617 (130 ) 487 Amortization of held-to-maturity discount resulting from transfer 16 (3 ) 13 Total other comprehensive income 633 (133 ) 500 Balance as of June 30, 2020 $ 1,279 $ (269 ) $ 1,010 Six months ended June 30, 2020 Balance as of December 31, 2019 $ 92 $ (20 ) $ 72 Unrealized holding gain on available-for-sale securities arising during the period 1,157 (243 ) 914 Amortization of held-to-maturity discount resulting from transfer 30 (6 ) 24 Total other comprehensive income 1,187 (249 ) 938 Balance as of June 30, 2020 $ 1,279 $ (269 ) $ 1,010 Three months ended June 30,2019 Balance as of March 31, 2019 (1,022 ) 214 $ (808 ) Unrealized holding gain on available-for-sale securities arising during the period 762 (160 ) 602 Amortization of held-to-maturity discount resulting from transfer 15 (3 ) 12 Total other comprehensive income 777 (163 ) 614 Balance as of June 30, 2019 $ (245 ) $ 51 $ (194 ) Six months ended June 30, 2019 Balance as of December 31, 2018 $ (1,786 ) $ 374 $ (1,412 ) Unrealized holding loss on available-for-sale securities arising during the period 1,511 (317 ) 1,194 Amortization of held-to-maturity discount resulting from transfer 30 (6 ) 24 Total other comprehensive loss 1,541 (323 ) 1,218 Balance as of June 30, 2019 $ (245 ) $ 51 $ (194 )

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2020
Use of Estimates in Preparing Financial Statements	USE OF ESTIMATES IN PREPARING FINANCIAL STATEMENTS In preparing the Consolidated Financial Statements, in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the Consolidated Balance Sheets and reported amounts of revenues and expenses during each reporting period. Actual results could differ from those estimates. The most significant estimates susceptible to change in the near term relate to management’s determination of the allowance for loan losses and the fair value of financial instruments.
Revenue Recognition	REVENUE RECOGNITION Management has determined the primary sources of revenue emanating from interest and dividend income on loans and securities along with noninterest revenue resulting from investment security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit cards fees, and income on bank-owned life insurance are not within the scope of ASC 606. These sources of revenue comprise 89% of the total revenue of the Company. Services within the scope of ASC 606 include income from fiduciary activities, brokerage fees, service charges on deposit accounts, other fee income, ATM fees, interchange fees, and gain on sale of OREO, net. For these accounts, fees are related to specific customer transactions, or attributable to specific performance obligations of the Bank where revenue is recognized at a defined point in time upon completion of the requested service/transaction.
Credit Losses	ASU 2016-13 - Financial Instruments - Credit Losses . The Update and all subsequent ASU’s that modified Topic 326, requires that financial assets be presented at the net amount expected to be collected (i.e. net of expected credit losses), eliminating the probable recognition threshold for credit losses on financial assets measured at amortized cost. The measurement of expected credit losses should be based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. We expect the Update will result in an increase in the allowance for credit losses for the estimated life of the financial asset, including an estimate for debt securities. The amount of any increase will be impacted by the portfolio composition and quality at the adoption date, as well as economic conditions and forecasts at that time. A cumulative-effect adjustment to retained earnings is required as of the beginning of the year of adoption. The Company expects to recognize a one-time cumulative effect adjustment to the allowance for loan losses, but cannot yet determine the magnitude of any such one-time adjustment or the overall impact of the new guidance on the consolidated financial statements. In November 2019, the FASB deferred the effective date for ASC 326, Financial Instruments – Credit Losses, for smaller reporting companies to fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Company qualifies as a smaller reporting company and does not expect to early adopt these ASU’s.
Goodwill Impairment	ASU 2017-04 - Simplifying the Test for Goodwill Impairment. The Update, and all subsequent ASU’s, simplifies the goodwill impairment test. Under the new guidance, Step 2 of the goodwill impairment process that requires an entity to determine the implied fair value of its goodwill by assigning fair value to all its assets and liabilities is eliminated. Instead, the entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. The new guidance is effective for annual and interim goodwill tests performed in fiscal years beginning after December 15, 2019. Early adoption is permitted. In November 2019, the FASB deferred the effective date for ASC 350, Intangibles – Goodwill and Other, for smaller reporting companies to fiscal years beginning after December 15, 2022, and interim periods within those fiscal years. This Update is not expected to have a material impact on the Company’s financial statements.
Accounting Standards Update 2018-15 [Member]
Intangibles – Goodwill and Other	A SU 2018-15 - Intangibles – Goodwill and Other – Internal-Use Software. Intangibles – Goodwill and Other,
Accounting Standards Update 2019-12 [Member]
Income Taxes	ASU 2019-12 - Income Taxes. This update simplifies the accounting for income taxes, changes the accounting for certain tax transactions, and makes minor improvements to the codification. This Update provides a policy election to not allocate consolidated income taxes when a member of a consolidated tax return is not subject to income tax and provides guidance to evaluate whether a step-up in tax basis of goodwill relates to a business combination in which book goodwill was recognized as a separate transaction. The Update also changes current guidance for making an intra-period allocation, if there is a loss in continuing operations and gains outside of continuing operations; determining when a deferred tax liability is recognized after an investor in a foreign entity transitions to or from the equity method of accounting; accounting for tax law changes and year-to-date losses in interim periods; and determining how to apply the income tax guidance to franchise taxes that are partially based on income. For public business entities, the amendments in this Update are effective for fiscal years and interim periods within those fiscal years, beginning after December 15, 2020. This update is not expected to have a significant impact on the Company’s financial statements.
Accounting Standards Update 2020-04 [Member]
Reference Rate Reform	ASU 2020-4 – Reference Rate Reform (Topic 848). This update provides temporary optional expedients and exceptions to the U.S. GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as Secured Overnight Financing Rate. Entities can elect not to apply certain modification accounting requirements to contracts affected by what the guidance calls reference rate reform, if certain criteria are met. An entity that makes this election would not have to remeasure the contracts at the modification date or reassess a previous accounting determination. Also, entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met, and can make a one-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. The amendments in this ASU are effective for all entities upon issuance through December 31, 2022. This Update is not expected to have a significant impact on the Company’s financial statements.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2020
Investments Debt And Equity Securities [Abstract]
Summary of Securities Available-for-Sale and Restricted Stock	Securities consist of the following at June 30, 2020 and December 31, 2019: (Dollars in thousands) Amortized cost Gross unrealized gains Gross unrealized (losses) Fair value June 30, 2020 Available-for-sale U.S. Treasury security $ 999 $ 19 $ — $ 1,018 Mortgage-backed securities of government agencies 74,063 1,362 (211 ) 75,214 Asset-backed securities of government agencies 895 — (64 ) 831 State and political subdivisions 18,828 549 — 19,377 Corporate bonds 6,988 56 (282 ) 6,762 Total available-for-sale 101,773 1,986 (557 ) 103,202 Held-to-maturity Mortgage-backed securities of government agencies 7,446 264 (15 ) 7,695 State and political subdivisions 3,425 — — 3,425 Total held-to-maturity 10,871 264 (15 ) 11,120 Equity securities 53 30 — 83 Restricted stock 4,614 — — 4,614 Total securities $ 117,311 $ 2,280 $ (572 ) $ 119,019 December 31, 2019 Available-for-sale U.S. Treasury security $ 998 $ 1 $ — $ 999 U.S. Government agencies 5,500 — (4 ) 5,496 Mortgage-backed securities of government agencies 75,676 326 (145 ) 75,857 Asset-backed securities of government agencies 934 — (17 ) 917 State and political subdivisions 21,161 351 (1 ) 21,511 Corporate bonds 7,605 23 (262 ) 7,366 Total available-for-sale 111,874 701 (429 ) 112,146 Held-to-maturity U.S. Government agencies 4,999 — (6 ) 4,993 Mortgage-backed securities of government agencies 8,870 143 (56 ) 8,957 Total held-to-maturity 13,869 143 (62 ) 13,950 Equity securities 53 39 — 92 Restricted stock 4,614 — — 4,614 Total securities $ 130,410 $ 883 $ (491 ) $ 130,802
Summary of Amortized Cost and Fair Value of Debt Securities	The amortized cost and fair value of debt securities at June 30, 2020, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. (Dollars in thousands) Amortized cost Fair value Available-for-sale Due in one year or less $ 3,679 $ 3,722 Due after one through five years 10,258 10,394 Due after five through ten years 16,003 16,293 Due after ten years 71,833 72,793 Total debt securities available-for-sale $ 101,773 $ 103,202 Held-to-maturity Due in one year or less $ 3,425 $ 3,425 Due after ten years 7,446 7,695 Total debt securities held-to-maturity $ 10,871 $ 11,120
Summary of Gross Unrealized Losses and Fair Value of Available for Sale Securities	The following table presents gross unrealized losses and fair value of securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2020 and December 31, 2019: Securities in a continuous unrealized loss position Less than 12 months 12 months or more Total (Dollars in thousands) Gross unrealized losses Fair value Gross unrealized losses Fair value Gross unrealized losses Fair value June 30, 2020 Available-for-sale Mortgage-backed securities of government agencies $ (197 ) $ 21,770 $ (14 ) $ 1,672 $ (211 ) $ 23,442 Asset-backed securities of government agencies — — (64 ) 831 (64 ) 831 Corporate bonds — — (282 ) 3,695 (282 ) 3,695 Held-to-maturity Mortgage-backed securities of government agencies (15 ) 2,076 — — (15 ) 2,076 Total temporarily impaired securities $ (212 ) $ 23,846 $ (360 ) $ 6,198 $ (572 ) $ 30,044 December 31, 2019 Available-for-sale U.S. Government agencies $ — $ — $ (4 ) $ 3,496 $ (4 ) $ 3,496 Mortgage-backed securities of government agencies (74 ) 22,702 (71 ) 8,924 (145 ) 31,626 Asset-backed securities of government agencies — — (17 ) 917 (17 ) 917 State and political subdivisions — — (1 ) 653 (1 ) 653 Corporate bonds — — (262 ) 3,712 (262 ) 3,712 Held-to-maturity U.S. Government agencies — — (6 ) 4,993 (6 ) 4,993 Mortgage-backed securities of government agencies — — (56 ) 3,009 (56 ) 3,009 Total temporarily impaired securities $ (74 ) $ 22,702 $ (417 ) $ 25,704 $ (491 ) $ 48,406

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2020
Receivables [Abstract]
Summary of Loans	Loans consist of the following: (Dollars in thousands) June 30, 2020 December 31, 2019 Commercial $ 215,139 $ 137,114 Commercial real estate 198,948 196,748 Residential real estate 177,799 174,259 Construction & land development 28,123 23,960 Consumer 18,851 19,052 Total loans before deferred costs 638,860 551,133 Deferred loan (fees) costs (2,061 ) 500 Total Loans $ 636,799 $ 551,633
Summary of Allowance for Loan Losses	S ummary of Allowance for Loan Losses (Dollars in thousands) Commercial Commercial Real Estate Residential Real Estate Construction & Land Development Consumer Unallocated Total Three months ended June 30, 2020 Beginning balance $ 2,609 $ 2,300 $ 1,347 $ 255 $ 518 $ 91 $ 7,120 Provision for loan losses (343 ) 480 237 82 2 259 717 Charge-offs (4 ) — — — (12 ) (16 ) Recoveries 4 1 1 — 8 14 Net charge-offs — 1 1 — (4 ) (2 ) Ending balance $ 2,266 $ 2,781 $ 1,585 $ 337 $ 516 $ 350 $ 7,835 Six months ended June 30, 2020 Beginning balance $ 2,408 $ 2,153 $ 1,152 $ 203 $ 481 $ 620 $ 7,017 Provision for loan losses (131 ) 627 446 134 89 (270 ) 895 Charge-offs (19 ) — (15 ) — (69 ) (103 ) Recoveries 8 1 2 — 15 26 Net recoveries (11 ) 1 (13 ) — (54 ) (77 ) Ending balance $ 2,266 $ 2,781 $ 1,585 $ 337 $ 516 $ $ 350 $ 7,835 Three months ended June 30, 2019 Beginning balance $ 1,997 $ 1,808 $ 1,222 $ 170 $ 325 $ 765 $ 6,287 Provision for loan losses 277 138 5 (66 ) 46 (115 ) 285 Charge-offs (11 ) — — — (43 ) (54 ) Recoveries 4 — 2 — 13 19 Net (charge-offs) recoveries (7 ) — 2 — (30 ) (35 ) Ending balance $ 2,267 $ 1,946 $ 1,229 $ 104 $ 341 $ 650 $ 6,537 Six months ended June 30, 2019 Beginning balance $ 2,178 $ 1,791 $ 1,245 $ 258 $ 306 $ 129 $ 5,907 Provision for loan losses (62 ) 155 (19 ) (154 ) 129 521 570 Charge-offs (16 ) — — — (108 ) (124 ) Recoveries 167 — 3 — 14 184 Net charge-offs 151 — 3 — (94 ) 60 Ending balance $ 2,267 $ 1,946 $ 1,229 $ 104 $ 341 $ 650 $ 6,537
Allowances for Loan Losses and Ending Balances by Portfolio Class and Based on Impairment Method	The following table presents the balance in the allowance for loan losses and the ending loan balances by portfolio class, based on the impairment method as of June 30, 2020 and December 31, 2019: (Dollars in thousands) Commercial Commercial Real Estate Residential Real Estate Construction Consumer Unallocated Total June 30, 2020 Allowance for loan losses: Individually evaluated for impairment $ 6 $ 19 $ 1 $ — $ 7 $ — $ 33 Collectively evaluated for impairment 2,260 2,762 1,584 337 509 350 7,802 Total ending allowance balance $ 2,266 $ 2,781 $ 1,585 $ 337 $ 516 $ 350 $ 7,835 Loans: Loans individually evaluated for impairment $ 2,465 $ 2,596 $ 728 $ — $ 146 $ 5,935 Loans collectively evaluated for impairment 212,674 196,352 177,071 28,123 18,705 632,925 Total ending loans balance $ 215,139 $ 198,948 $ 177,799 $ 28,123 $ 18,851 $ 638,860 December 31, 2019 Allowance for loan losses: Individually evaluated for impairment $ 16 $ 17 $ 1 $ — $ — $ — $ 34 Collectively evaluated for impairment 2,392 2,136 1,151 203 481 620 6,983 Total ending allowance balance $ 2,408 $ 2,153 $ 1,152 $ 203 $ 481 $ 620 $ 7,017 Loans: Loans individually evaluated for impairment $ 2,555 $ 2,637 $ 853 $ — $ 14 $ 6,059 Loans collectively evaluated for impairment 134,559 194,111 173,406 23,960 19,038 545,074 Total ending loans balance $ 137,114 $ 196,748 $ 174,259 $ 23,960 $ 19,052 $ 551,133
Schedule of Impairment by Class of Loans	The following table presents loans individually evaluated for impairment by class of loans as of June 30, 2020 and December 31, 2019: (Dollars in thousands) Unpaid Principal Balance Recorded Investment with no Allowance Recorded Investment with Allowance Total recorded investment 1 Related Allowance June 30, 2020 Commercial $ 2,899 $ 2,281 $ 183 $ 2,464 $ 6 Commercial real estate 2,968 2,363 241 2,604 19 Residential real estate 920 549 180 729 1 Consumer 148 — 151 151 7 Total impaired loans $ 6,935 $ 5,193 $ 755 $ 5,948 $ 33 December 31, 2019 Commercial $ 2,982 $ 2,541 $ 16 $ 2,557 $ 16 Commercial real estate 2,952 2,471 176 2,647 17 Residential real estate 1,024 457 396 853 1 Consumer 14 14 — 14 — Total impaired loans $ 6,972 $ 5,483 $ 588 $ 6,071 $ 34 1 includes principal, accrued interest, unearned fees, and origination costs
Schedule of Average Recorded Investment in Impaired Loans and Related Interest Income Recognized	The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated. Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2020 2019 2020 2019 Average recorded investment: Commercial $ 2,523 $ 1,582 $ 2,488 $ 1,228 Commercial real estate 2,550 2,152 2,553 2,233 Residential real estate 820 943 833 986 Consumer 95 15 52 9 Average recorded investment in impaired loans $ 5,988 $ 4,692 $ 5,926 $ 4,456 Interest income recognized: Commercial $ 19 $ 28 $ 37 $ 37 Commercial real estate 4 3 6 6 Residential real estate 9 12 19 23 Consumer 1 — 1 — Interest income recognized on a cash basis on impaired loans $ 33 $ 43 $ 63 $ 66
Schedule of Aging of Past Due and Nonaccrual Loans	The following table presents the aging of past due loans and nonaccrual loans as of June 30, 2020 and December 31, 2019 by class of loans: Accruing Loans (Dollars in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90 Days + Past Due Non- Accrual Total Past Due and Non- Accrual Total Loans June 30, 2020 Commercial $ 213,726 $ 4 $ 3 $ 25 $ 1,381 $ 1,413 $ 215,139 Commercial real estate 196,634 11 — — 2,303 2,314 198,948 Residential real estate 176,946 202 10 — 641 853 177,799 Construction & land development 28,123 — — — — — 28,123 Consumer 18,795 23 1 — 32 56 18,851 Total Loans $ 634,224 $ 240 $ 14 $ 25 $ 4,357 $ 4,636 $ 638,860 December 31, 2019 Commercial $ 135,707 $ 15 $ — $ 67 $ 1,325 $ 1,407 $ 137,114 Commercial real estate 194,157 186 — — 2,405 2,591 196,748 Residential real estate 173,023 264 277 174 521 1,236 174,259 Construction & land development 23,960 — — — — — 23,960 Consumer 18,640 365 — — 47 412 19,052 Total Loans $ 545,487 $ 830 $ 277 $ 241 $ 4,298 $ 5,646 $ 551,133
Summary of Deferral Activity Related to Loan Modification Programs to Customers	The table below summarizes the Company’s deferral activity at June 30, 2020 under the COVID-19 related loan modification program to customers. Loan modifications consist of three to four months deferral of principal and interest payments, and extension of maturity date. All loans provided modifications were performing in accordance with their terms at the time of modification. In a ccordance with the CARES Act, these loans are not required to be evaluated as TDR’s. June 30, 2020 Deferred Outstanding (Dollars in thousands) # of loans Portfolio Deferred % Commercial: Commercial 72 $ 215,139 $ 10,450 5 Commercial real estate 77 198,948 51,645 26 Construction 3 28,123 535 2 Total Commercial 152 442,210 62,630 14 Consumer: Residential real estate 33 177,799 3,663 2 RV 12 9,271 254 3 Other consumer 15 9,580 211 2 Total Consumer 60 196,650 4,128 2 Total Loans 212 $ 638,860 $ 66,758 10
Summary of Troubled Debt Restructurings	(Dollars in thousands) Number of loans restructured Pre- Modification Recorded Investment Post- Modification Recorded Investment For the Three months ended June 30, 2020 Commercial 4 $ 112 $ 112 Commercial Real Estate 1 80 80 Residential 1 66 66 Consumer 6 146 146 Total Restructured Loans 12 $ 404 $ 404 For the Six months ended June 30, 2019 Commercial 5 $ 181 $ 181 Commercial Real Estate 1 80 80 Residential 1 66 66 Consumer 6 146 146 Total Restructured Loans 13 $ 473 $ 473
Summary of Loans by Credit Quality Indicator	Based on the most recent analysis performed, the risk category of loans by class is as follows as of June 30, 2020 and December 31, 2019: (Dollars in thousands) Pass Special Mention Substandard Doubtful Not Rated Total June 30, 2020 Commercial $ 192,349 $ 4,601 $ 15,408 $ — $ 2,781 $ 215,139 Commercial real estate 171,443 9,930 15,547 — 2,028 198,948 Residential real estate 180 — 21 — 177,598 177,799 Construction & land development 22,513 93 478 — 5,039 28,123 Consumer — — 71 — 18,780 18,851 Total $ 386,485 $ 14,624 $ 31,525 $ — $ 206,226 $ 638,860 December 31, 2019 Commercial $ 110,731 $ 15,040 $ 10,295 $ — $ 1,048 $ 137,114 Commercial real estate 174,045 11,546 9,994 — 1,163 196,748 Residential real estate 183 — 237 — 173,839 174,259 Construction & land development 19,423 104 — — 4,433 23,960 Consumer — — 73 — 18,979 19,052 Total $ 304,382 $ 26,690 $ 20,599 $ — $ 199,462 $ 551,133
Schedule of Loans Not Rated by Class of Loans	The following table presents loans that are not rated by class of loans as of June 30, 2020 and December 31, 2019. Nonperforming loans include loans past due 90 days or more and loans on nonaccrual of interest status. (Dollars in thousands) Performing Non- Performing Total June 30, 2020 Commercial $ 2,781 $ — $ 2,781 Commercial real estate 2,028 — 2,028 Residential real estate 177,016 582 177,598 Construction & land development 5,039 — 5,039 Consumer 18,766 14 18,780 Total $ 205,630 $ 596 $ 206,226 December 31, 2019 Commercial $ 1,048 $ — $ 1,048 Commercial real estate 1,163 — 1,163 Residential real estate 173,407 432 173,839 Construction & land development 4,433 — 4,433 Consumer 18,979 — 18,979 Total $ 199,030 $ 432 $ 199,462

Short-Term Borrowings (Tables)

Short-Term Borrowings (Tables)	6 Months Ended
	Jun. 30, 2020
Debt Disclosure [Abstract]
Summary of Repurchase Agreements and Related Collateral Accounted for as Secured Borrowings	The following table provides additional detail regarding repurchase agreements and the related collateral accounted for as secured borrowings. Remaining Contractual Maturity Overnight and Continuous June 30, December 31, (Dollars in thousands) 2020 2019 Securities of U.S. Government Agencies and mortgage-backed securities of government agencies pledged, fair value $ 44,040 $ 39,058 Repurchase agreements 43,865 38,889

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2020
Fair Value Disclosures [Abstract]
Schedule of Fair Value of Assets Measured on Recurring Basis	The following table presents the assets reported on the Consolidated Balance Sheets at their fair value on a recurring basis as of June 30, 2020 and December 31, 2019 by level within the fair value hierarchy. No liabilities are carried at fair value. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Equity securities with readily determinable values and U.S. Treasury Notes are valued at the closing price reported on the active market on which the individual securities are traded. Obligations of U.S. government agencies, mortgage-backed securities, asset-backed securities, obligations of states and political subdivisions and corporate bonds are valued at observable market data for similar assets. Equity securities without readily determinable values are carried at amortized cost adjusted for impairment and observable price changes. (Dollars in thousands) Level I Level II Level III Total June 30, 2020 Assets: Securities available-for-sale U.S. Treasury security $ 1,018 $ — $ — $ 1,018 Mortgage-backed securities of government agencies — 75,214 — 75,214 Asset-backed securities of government agencies — 831 — 831 State and political subdivisions — 19,377 — 19,377 Corporate bonds — 6,762 — 6,762 Total available-for-sale securities $ 1,018 $ 102,184 $ — $ 103,202 Equity securities $ 37 $ — $ — $ 37 December 31, 2019 Assets: Securities available-for-sale U.S. Treasury security $ 999 $ — $ — $ 999 U.S. Government agencies — 5,496 — 5,496 Mortgage-backed securities of government agencies — 75,857 — 75,857 Asset-backed securities of government agencies — 917 — 917 State and political subdivisions — 21,511 — 21,511 Corporate bonds — 7,366 — 7,366 Total available-for-sale securities $ 999 $ 111,147 $ — $ 112,146 Equity securities $ 46 $ — $ — $ 46
Schedule of Fair Value of Assets Measured on Nonrecurring Basis	The following table presents the assets measured on a nonrecurring basis on the Consolidated Balance Sheets at their fair value as of June 30, 2020 and December 31, 2019, by level within the fair value hierarchy. An impaired loan is written down to fair value through the establishment of specific reserves or a charge down is taken to reduce the loan to fair value of the collateral (less estimated selling costs) and the loan is included in the following table as a Level III measurement. Techniques used to value the collateral that secure the impaired loans include quoted market prices for identical assets classified as Level I inputs, and observable inputs, employed by certified appraisers, for similar assets classified as Level II inputs. In cases where valuation techniques included inputs that are unobservable and are based on estimates and assumptions developed by management based on the best information available under each circumstance, the asset valuation is classified as Level III inputs. (Dollars in thousands) Level I Level II Level III Total June 30, 2020 Assets measured on a nonrecurring basis: Impaired loans $ — $ — $ 10 $ 10 Other real estate owned — — 98 98 December 31, 2019 Assets measured on a nonrecurring basis: Impaired loans $ — $ — $ 553 $ 553 Other real estate owned — — 99 99
Schedule of Quantitative Information of Assets Measured at Fair Value on Nonrecurring Basis	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized Level III inputs to determine fair value. Quantitative Information about Level III Fair Value Measurements (Dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) June 30, 2020 Impaired loans $ 10 Apprasial of collateral 1 Appraisal adjustments 2 -20% Liquidation expense 2 -10% Other real estate owned 98 Appraisal of collateral 1 Appraisal adjustments 2 -33% Liquidation expense 2 -10% December 31, 2019 Impaired loans $ 553 Discounted cash flow Remaining term 3.9 yrs to 26.9 yrs / (16 yrs) Discount rate 3.5% to 6.0% / (5.3%) Other real estate owned 99 Appraisal of collateral 1 Appraisal adjustments 2 -0.33 Liquidation expense 2 -0.1 1 2

Fair Values of Financial Inst_2

Fair Values of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2020
Investments All Other Investments [Abstract]
Schedule of Estimated Fair Values of Recognized Financial Instruments	The fair values of recognized financial instruments as of June 30, 2020 and December 31, 2019 are as follows: (Dollars in thousands) Carrying Value Level I Level II Level III Fair Value June 30, 2020 Financial assets Cash and cash equivalents $ 173,825 $ 173,825 $ — $ — $ 173,825 Securities available-for-sale 103,202 1,018 102,184 — 103,202 Securities held-to-maturity 10,871 — 11,120 — 11,120 Equity securities 83 37 — 46 83 Restricted stock 4,614 N/A N/A N/A N/A Loans held for sale 1,678 1,678 — — 1,678 Net loans 628,964 — — 630,125 630,125 Bank-owned life insurance 19,153 19,153 — — 19,153 Accrued interest receivable 1,581 1,581 — — 1,581 Mortgage servicing rights 381 — — 381 381 Financial liabilities Deposits $ 815,961 $ 690,584 $ — $ 126,988 $ 817,572 Short-term borrowings 43,865 43,865 — — 43,865 Other borrowings 9,865 — — 9,993 9,993 Accrued interest payable 102 102 — — 102 December 31, 2019 Financial assets Cash and cash equivalents $ 102,017 $ 102,017 $ — $ — $ 102,017 Securities available-for-sale 112,146 999 111,147 — 112,146 Securities held-to-maturity 13,869 — 13,950 — 13,950 Equity securities 92 46 — 46 92 Restricted stock 4,614 N/A N/A N/A N/A Loans held for sale 622 622 — — 622 Net loans 544,616 — — 542,981 542,981 Bank-owned life insurance 18,894 18,894 — — 18,894 Accrued interest receivable 1,641 1,641 — — 1,641 Mortgage servicing rights 328 — — 328 328 Financial liabilities Deposits $ 683,546 $ 555,985 $ — $ 127,440 $ 683,425 Short-term borrowings 38,889 38,889 — — 38,889 Other borrowings 6,330 — — 6,273 6,273 Accrued interest payable 127 127 — — 127

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2020
Equity [Abstract]
Schedule of Changes in Accumulated Other Comprehensive (Loss) Income by Component Net of Tax	The following table presents the changes in accumulated other comprehensive income (loss) by component net of tax for the three and six month periods ended June 30, 2020 and 2019: (Dollars in thousands) Pretax Tax Effect After-tax Three months ended June 30, 2020 Balance as of March 31, 2020 $ 646 $ (136 ) $ 510 Unrealized holding gain on available-for-sale securities arising during the period 617 (130 ) 487 Amortization of held-to-maturity discount resulting from transfer 16 (3 ) 13 Total other comprehensive income 633 (133 ) 500 Balance as of June 30, 2020 $ 1,279 $ (269 ) $ 1,010 Six months ended June 30, 2020 Balance as of December 31, 2019 $ 92 $ (20 ) $ 72 Unrealized holding gain on available-for-sale securities arising during the period 1,157 (243 ) 914 Amortization of held-to-maturity discount resulting from transfer 30 (6 ) 24 Total other comprehensive income 1,187 (249 ) 938 Balance as of June 30, 2020 $ 1,279 $ (269 ) $ 1,010 Three months ended June 30,2019 Balance as of March 31, 2019 (1,022 ) 214 $ (808 ) Unrealized holding gain on available-for-sale securities arising during the period 762 (160 ) 602 Amortization of held-to-maturity discount resulting from transfer 15 (3 ) 12 Total other comprehensive income 777 (163 ) 614 Balance as of June 30, 2019 $ (245 ) $ 51 $ (194 ) Six months ended June 30, 2019 Balance as of December 31, 2018 $ (1,786 ) $ 374 $ (1,412 ) Unrealized holding loss on available-for-sale securities arising during the period 1,511 (317 ) 1,194 Amortization of held-to-maturity discount resulting from transfer 30 (6 ) 24 Total other comprehensive loss 1,541 (323 ) 1,218 Balance as of June 30, 2019 $ (245 ) $ 51 $ (194 )

Securities - Summary of Securit

Securities - Summary of Securities Available-for-Sale and Restricted Stock (Detail) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	$ 101,773	$ 111,874
Gross Unrealized Gains, Available-for-sale	1,986	701
Gross Unrealized (Losses), Available-for-sale	(557)	(429)
Available-for-sale, at fair value	103,202	112,146
Amortized Cost, Held to maturity	10,871	13,869
Gross Unrealized Gains, Held to maturity	264	143
Gross Unrealized (Losses), Held to maturity	(15)	(62)
Fair Value, Held to maturity	11,120	13,950
Amortized Cost	117,311	130,410
Gross Unrealized Gains	2,280	883
Gross Unrealized (Losses)	(572)	(491)
Fair Value	119,019	130,802
U.S. Treasury Security [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	999	998
Gross Unrealized Gains, Available-for-sale	19	1
Available-for-sale, at fair value	1,018	999
U.S. Government Agencies [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale		5,500
Gross Unrealized (Losses), Available-for-sale		(4)
Available-for-sale, at fair value		5,496
Amortized Cost, Held to maturity		4,999
Gross Unrealized (Losses), Held to maturity		(6)
Fair Value, Held to maturity		4,993
Mortgage-Backed Securities of Government Agencies [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	74,063	75,676
Gross Unrealized Gains, Available-for-sale	1,362	326
Gross Unrealized (Losses), Available-for-sale	(211)	(145)
Available-for-sale, at fair value	75,214	75,857
Amortized Cost, Held to maturity	7,446	8,870
Gross Unrealized Gains, Held to maturity	264	143
Gross Unrealized (Losses), Held to maturity	(15)	(56)
Fair Value, Held to maturity	7,695	8,957
Asset-Backed Securities of Government Agencies [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	895	934
Gross Unrealized (Losses), Available-for-sale	(64)	(17)
Available-for-sale, at fair value	831	917
State and Political Subdivisions [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	18,828	21,161
Gross Unrealized Gains, Available-for-sale	549	351
Gross Unrealized (Losses), Available-for-sale		(1)
Available-for-sale, at fair value	19,377	21,511
Amortized Cost, Held to maturity	3,425
Fair Value, Held to maturity	3,425
Corporate Bonds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	6,988	7,605
Gross Unrealized Gains, Available-for-sale	56	23
Gross Unrealized (Losses), Available-for-sale	(282)	(262)
Available-for-sale, at fair value	6,762	7,366
Equity Securities [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Equity securities	53	53
Gross Unrealized Gains, Equity securities	30	39
Fair Value, Equity securities	83	92
Restricted Stock [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost	4,614	4,614
Fair Value	$ 4,614	$ 4,614

Securities - Summary of Amortiz

Securities - Summary of Amortized Cost and Fair Value of Debt Securities (Detail) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Available-for-sale
Due in one year or less, Amortized Cost	$ 3,679
Due after one through five years, Amortized Cost	10,258
Due after five through ten years, Amortized Cost	16,003
Due after ten years, Amortized Cost	71,833
Amortized Cost, Available-for-sale	101,773	$ 111,874
Due in one year or less, Fair Value	3,722
Due after one through five years, Fair Value	10,394
Due after five through ten years, Fair Value	16,293
Due after ten years, Fair Value	72,793
Total debt securities available-for-sale, Fair Value	103,202	112,146
Held-to-maturity
Due in one year or less, Amortized Cost	3,425
Due after ten years, Amortized Cost	7,446
Amortized Cost, Held to maturity	10,871	13,869
Due in one year or less, Fair Value	3,425
Due after ten years, Fair Value	7,695
Total debt securities held-to-maturity, Fair Value	$ 11,120	$ 13,950

Securities - Additional Informa

Securities - Additional Information (Detail)	6 Months Ended
	Jun. 30, 2020USD ($)Security	Jun. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Investments Debt And Equity Securities [Abstract]
Fair value of pledged securities	$ 89,600,000		$ 80,300,000
Restricted stock investment in FHLB stock	4,100,000		4,100,000
Federal Reserve Bank stock	471,000		$ 471,000
Proceeds from sale of available-for-sale securities	$ 0	$ 0
Number of securities in an unrealized loss position, Total | Security	23
Number of securities in continuous unrealized loss position, 12 months or more | Security	9

Securities - Summary of Gross U

Securities - Summary of Gross Unrealized Losses and Fair Value of Available for Sale Securities (Detail) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity, Gross Unrealized Losses, Total	$ (15)	$ (62)
Gross Unrealized Losses, Less Than 12 Months	(212)	(74)
Fair Value, Less Than 12 Months	23,846	22,702
Gross Unrealized Losses, 12 Months Or More	(360)	(417)
Fair Value, 12 Months Or More	6,198	25,704
Gross Unrealized Losses, Total	(572)	(491)
Fair Value, Total	30,044	48,406
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity, Gross Unrealized Losses, 12 Months Or More		(6)
Held-to-maturity, Fair Value, 12 Months Or More		4,993
Held-to-maturity, Gross Unrealized Losses, Total		(6)
Held-to-maturity, Fair Value, Total		4,993
Gross Unrealized Losses, 12 Months Or More		(4)
Fair Value, 12 Months Or More		3,496
Gross Unrealized Losses, Total		(4)
Fair Value, Total		3,496
Asset-Backed Securities of Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, 12 Months Or More	(64)	(17)
Fair Value, 12 Months Or More	831	917
Gross Unrealized Losses, Total	(64)	(17)
Fair Value, Total	831	917
State and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, 12 Months Or More		(1)
Fair Value, 12 Months Or More		653
Gross Unrealized Losses, Total		(1)
Fair Value, Total		653
Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, 12 Months Or More	(282)	(262)
Fair Value, 12 Months Or More	3,695	3,712
Gross Unrealized Losses, Total	(282)	(262)
Fair Value, Total	3,695	3,712
Mortgage-Backed Securities of Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity, Gross Unrealized Losses, Less Than 12 Months	(15)
Held-to-maturity, Fair Value, Less Than 12 Months	2,076
Held-to-maturity, Gross Unrealized Losses, 12 Months Or More		(56)
Held-to-maturity, Fair Value, 12 Months Or More		3,009
Held-to-maturity, Gross Unrealized Losses, Total	(15)	(56)
Held-to-maturity, Fair Value, Total	2,076	3,009
Gross Unrealized Losses, Less Than 12 Months	(197)	(74)
Fair Value, Less Than 12 Months	21,770	22,702
Gross Unrealized Losses, 12 Months Or More	(14)	(71)
Fair Value, 12 Months Or More	1,672	8,924
Gross Unrealized Losses, Total	(211)	(145)
Fair Value, Total	$ 23,442	$ 31,626

Loans - Summary of Loans (Detai

Loans - Summary of Loans (Detail) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	$ 638,860	$ 551,133
Deferred loan (fees) costs	(2,061)	500
Total Loans	636,799	551,633
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	215,139	137,114
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	198,948	196,748
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	177,799	174,259
Construction & Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	28,123	23,960
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	$ 18,851	$ 19,052

Loans - Additional Information

Loans - Additional Information (Detail)	6 Months Ended		12 Months Ended
	Jun. 30, 2020USD ($)LoanContractProperty	Jun. 30, 2019USD ($)Contract	Dec. 31, 2019USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans serviced for others	$ 96,700,000		$ 95,700,000
Concentrations of loans related to a single industry	0		0
Loans classified as troubled debt restructurings	2,400,000		2,500,000
Reserves allocated to customers whose loan terms are modified in troubled debt restructurings	31,000		18,000
Loans payable in nonaccrual of interest status	$ 327,000
Loans restructured, subsequently defaulted | Contract	0	1
Loans restructured, subsequently defaulted		$ 200,000
Number of properties acquired | Property	1
Other real estate real estate acquired through foreclosure	$ 98,000		99,000
Mortgage loans in process of foreclosure amount	61,000		50,000
Other repossessed assets	0		$ 0
Outstanding balance of commercial loans classified under credit risk, minimum amount	500,000
Loans listed as not rated under risk category, maximum amount	500,000
Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans classified as troubled debt restructurings	2,100,000
Covid-19 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance	36,200,000
Business loans	$ 31,600,000
Covid-19 [Member] | Minimum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term of principal and interest payments deferred	3 months
Covid-19 [Member] | Maximum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term of principal and interest payments deferred	4 months
Paycheck Protection Program [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of PPP loans | Loan	752
Principal amount outstanding on PPP loans	$ 91,100,000
PPP loans guaranteed percentage	100.00%
Loan processing fee received	$ 3,200,000

Loans - Schedule of Allowances

Loans - Schedule of Allowances for Loan Losses by Portfolio Segment (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 7,120	$ 6,287	$ 7,017	$ 5,907
Provision for loan losses	717	285	895	570
Charge-offs	(16)	(54)	(103)	(124)
Recoveries	14	19	26	184
Net (charge-offs) recoveries	(2)	(35)	(77)	60
Ending balance	7,835	6,537	7,835	6,537
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,609	1,997	2,408	2,178
Provision for loan losses	(343)	277	(131)	(62)
Charge-offs	(4)	(11)	(19)	(16)
Recoveries	4	4	8	167
Net (charge-offs) recoveries		(7)	(11)	151
Ending balance	2,266	2,267	2,266	2,267
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,300	1,808	2,153	1,791
Provision for loan losses	480	138	627	155
Recoveries	1		1
Net (charge-offs) recoveries	1		1
Ending balance	2,781	1,946	2,781	1,946
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,347	1,222	1,152	1,245
Provision for loan losses	237	5	446	(19)
Charge-offs			(15)
Recoveries	1	2	2	3
Net (charge-offs) recoveries	1	2	(13)	3
Ending balance	1,585	1,229	1,585	1,229
Construction & Land Development [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	255	170	203	258
Provision for loan losses	82	(66)	134	(154)
Ending balance	337	104	337	104
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	518	325	481	306
Provision for loan losses	2	46	89	129
Charge-offs	(12)	(43)	(69)	(108)
Recoveries	8	13	15	14
Net (charge-offs) recoveries	(4)	(30)	(54)	(94)
Ending balance	516	341	516	341
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	91	765	620	129
Provision for loan losses	259	(115)	(270)	521
Ending balance	$ 350	$ 650	$ 350	$ 650

Loans - Allowances for Loan Los

Loans - Allowances for Loan Losses and Ending Balances by Portfolio Class and Based on Impairment Method (Detail) - USD ($) $ in Thousands	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	$ 33		$ 34
Allowance for loan losses collectively evaluated for impairment	7,802		6,983
Total ending allowance balance	7,835	$ 7,120	7,017	$ 6,537	$ 6,287	$ 5,907
Loans individually evaluated for impairment	5,935		6,059
Loans collectively evaluated for impairment	632,925		545,074
Total ending loans balance	638,860		551,133
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	6		16
Allowance for loan losses collectively evaluated for impairment	2,260		2,392
Total ending allowance balance	2,266	2,609	2,408	2,267	1,997	2,178
Loans individually evaluated for impairment	2,465		2,555
Loans collectively evaluated for impairment	212,674		134,559
Total ending loans balance	215,139		137,114
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	19		17
Allowance for loan losses collectively evaluated for impairment	2,762		2,136
Total ending allowance balance	2,781	2,300	2,153	1,946	1,808	1,791
Loans individually evaluated for impairment	2,596		2,637
Loans collectively evaluated for impairment	196,352		194,111
Total ending loans balance	198,948		196,748
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	1		1
Allowance for loan losses collectively evaluated for impairment	1,584		1,151
Total ending allowance balance	1,585	1,347	1,152	1,229	1,222	1,245
Loans individually evaluated for impairment	728		853
Loans collectively evaluated for impairment	177,071		173,406
Total ending loans balance	177,799		174,259
Construction & Land Development [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses collectively evaluated for impairment	337		203
Total ending allowance balance	337	255	203	104	170	258
Loans collectively evaluated for impairment	28,123		23,960
Total ending loans balance	28,123		23,960
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	7
Allowance for loan losses collectively evaluated for impairment	509		481
Total ending allowance balance	516	518	481	341	325	306
Loans individually evaluated for impairment	146		14
Loans collectively evaluated for impairment	18,705		19,038
Total ending loans balance	18,851		19,052
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses collectively evaluated for impairment	350		620
Total ending allowance balance	$ 350	$ 91	$ 620	$ 650	$ 765	$ 129

Loans - Schedule of Impairment

Loans - Schedule of Impairment by Class of Loans (Detail) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	$ 6,935	$ 6,972
Recorded Investment with no Allowance	5,193	5,483
Recorded Investment with Allowance	755	588
Total recorded investment	5,948	6,071
Related Allowance	33	34
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	2,899	2,982
Recorded Investment with no Allowance	2,281	2,541
Recorded Investment with Allowance	183	16
Total recorded investment	2,464	2,557
Related Allowance	6	16
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	2,968	2,952
Recorded Investment with no Allowance	2,363	2,471
Recorded Investment with Allowance	241	176
Total recorded investment	2,604	2,647
Related Allowance	19	17
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	920	1,024
Recorded Investment with no Allowance	549	457
Recorded Investment with Allowance	180	396
Total recorded investment	729	853
Related Allowance	1	1
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	148	14
Recorded Investment with no Allowance		14
Recorded Investment with Allowance	151
Total recorded investment	151	$ 14
Related Allowance	$ 7

Loans - Schedule of Average Rec

Loans - Schedule of Average Recorded Investment in Impaired Loans and Related Interest Income Recognized (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Average recorded investment:
Average recorded investment in impaired loans	$ 5,988	$ 4,692	$ 5,926	$ 4,456
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	33	43	63	66
Commercial [Member]
Average recorded investment:
Average recorded investment in impaired loans	2,523	1,582	2,488	1,228
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	19	28	37	37
Commercial Real Estate [Member]
Average recorded investment:
Average recorded investment in impaired loans	2,550	2,152	2,553	2,233
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	4	3	6	6
Residential Real Estate [Member]
Average recorded investment:
Average recorded investment in impaired loans	820	943	833	986
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	9	12	19	23
Consumer [Member]
Average recorded investment:
Average recorded investment in impaired loans	95	$ 15	52	$ 9
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	$ 1		$ 1

Loans - Schedule of Aging of Pa

Loans - Schedule of Aging of Past Due and Nonaccrual Loans (Detail) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	$ 634,224	$ 545,487
Non-accrual	4,357	4,298
Total past due and non-accrual	4,636	5,646
Total ending loans balance	638,860	551,133
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	240	830
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	14	277
90 Days Plus Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	25	241
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	213,726	135,707
Non-accrual	1,381	1,325
Total past due and non-accrual	1,413	1,407
Total ending loans balance	215,139	137,114
Commercial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	4	15
Commercial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	3
Commercial [Member] | 90 Days Plus Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	25	67
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	196,634	194,157
Non-accrual	2,303	2,405
Total past due and non-accrual	2,314	2,591
Total ending loans balance	198,948	196,748
Commercial Real Estate [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	11	186
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	176,946	173,023
Non-accrual	641	521
Total past due and non-accrual	853	1,236
Total ending loans balance	177,799	174,259
Residential Real Estate [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	202	264
Residential Real Estate [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	10	277
Residential Real Estate [Member] | 90 Days Plus Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due		174
Construction & Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	28,123	23,960
Total ending loans balance	28,123	23,960
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	18,795	18,640
Non-accrual	32	47
Total past due and non-accrual	56	412
Total ending loans balance	18,851	19,052
Consumer [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	23	$ 365
Consumer [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans Total Past Due	$ 1

Loans - Summary of Deferral Act

Loans - Summary of Deferral Activity Related to Loan Modification Programs to Customers (Detail) - Covid-19 [Member] $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)Loan
Loan Modification Programs to Customer [Line Items]
Deferred of loans | Loan	212
Outstanding, portfolio	$ 638,860
Outstanding, deferred	$ 66,758
Outstanding, percentage	10.00%
Commercial [Member]
Loan Modification Programs to Customer [Line Items]
Deferred of loans | Loan	72
Outstanding, portfolio	$ 215,139
Outstanding, deferred	$ 10,450
Outstanding, percentage	5.00%
Commercial Real Estate [Member]
Loan Modification Programs to Customer [Line Items]
Deferred of loans | Loan	77
Outstanding, portfolio	$ 198,948
Outstanding, deferred	$ 51,645
Outstanding, percentage	26.00%
Construction [Member]
Loan Modification Programs to Customer [Line Items]
Deferred of loans | Loan	3
Outstanding, portfolio	$ 28,123
Outstanding, deferred	$ 535
Outstanding, percentage	2.00%
Total Commercial [Member]
Loan Modification Programs to Customer [Line Items]
Deferred of loans | Loan	152
Outstanding, portfolio	$ 442,210
Outstanding, deferred	$ 62,630
Outstanding, percentage	14.00%
Residential Real Estate [Member]
Loan Modification Programs to Customer [Line Items]
Deferred of loans | Loan	33
Outstanding, portfolio	$ 177,799
Outstanding, deferred	$ 3,663
Outstanding, percentage	2.00%
RV [Member]
Loan Modification Programs to Customer [Line Items]
Deferred of loans | Loan	12
Outstanding, portfolio	$ 9,271
Outstanding, deferred	$ 254
Outstanding, percentage	3.00%
Other consumer [Member]
Loan Modification Programs to Customer [Line Items]
Deferred of loans | Loan	15
Outstanding, portfolio	$ 9,580
Outstanding, deferred	$ 211
Outstanding, percentage	2.00%
Total Consumer [Member]
Loan Modification Programs to Customer [Line Items]
Deferred of loans | Loan	60
Outstanding, portfolio	$ 196,650
Outstanding, deferred	$ 4,128
Outstanding, percentage	2.00%

Loans - Summary of Troubled Deb

Loans - Summary of Troubled Debt Restructurings (Detail) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2020USD ($)Contract	Jun. 30, 2019USD ($)Contract
Financing Receivable, Modifications [Line Items]
Number of loans restructured | Contract	12	13
Pre-Modification Recorded Investment	$ 404	$ 473
Post-Modification Recorded Investment	$ 404	$ 473
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Number of loans restructured | Contract	4	5
Pre-Modification Recorded Investment	$ 112	$ 181
Post-Modification Recorded Investment	$ 112	$ 181
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of loans restructured | Contract	1	1
Pre-Modification Recorded Investment	$ 80	$ 80
Post-Modification Recorded Investment	$ 80	$ 80
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of loans restructured | Contract	1	1
Pre-Modification Recorded Investment	$ 66	$ 66
Post-Modification Recorded Investment	$ 66	$ 66
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Number of loans restructured | Contract	6	6
Pre-Modification Recorded Investment	$ 146	$ 146
Post-Modification Recorded Investment	$ 146	$ 146

Loans - Summary of Loans by Cre

Loans - Summary of Loans by Credit Quality Indicator (Detail) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 638,860	$ 551,133
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	386,485	304,382
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	14,624	26,690
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	31,525	20,599
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	206,226	199,462
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	215,139	137,114
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	192,349	110,731
Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	4,601	15,040
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	15,408	10,295
Commercial [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	2,781	1,048
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	198,948	196,748
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	171,443	174,045
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	9,930	11,546
Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	15,547	9,994
Commercial Real Estate [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	2,028	1,163
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	177,799	174,259
Residential Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	180	183
Residential Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	21	237
Residential Real Estate [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	177,598	173,839
Construction & Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	28,123	23,960
Construction & Land Development [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	22,513	19,423
Construction & Land Development [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	93	104
Construction & Land Development [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	478
Construction & Land Development [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	5,039	4,433
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	18,851	19,052
Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	71	73
Consumer [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 18,780	$ 18,979

Loans - Schedule of Loans Not R

Loans - Schedule of Loans Not Rated by Class of Loans (Detail) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	$ 206,226	$ 199,462
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	2,781	1,048
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	2,028	1,163
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	177,598	173,839
Construction & Land Development [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	5,039	4,433
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	18,780	18,979
Performing [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	205,630	199,030
Performing [Member] | Commercial [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	2,781	1,048
Performing [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	2,028	1,163
Performing [Member] | Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	177,016	173,407
Performing [Member] | Construction & Land Development [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	5,039	4,433
Performing [Member] | Consumer [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	18,766	18,979
Nonperforming [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	596	432
Nonperforming [Member] | Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	582	$ 432
Nonperforming [Member] | Consumer [Member]
Financing Receivable, Modifications [Line Items]
Loans not rated by class of loans	$ 14

Short-Term Borrowings - Summary

Short-Term Borrowings - Summary of Repurchase Agreements and Related Collateral Accounted for as Secured Borrowings (Detail) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Short Term Borrowings [Abstract]
Securities of U.S. Government Agencies and mortgage-backed securities of government agencies pledged, fair value	$ 44,040	$ 39,058
Repurchase agreements	$ 43,865	$ 38,889

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Detail) - USD ($)	Jun. 30, 2020	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Liabilities carried at fair value	$ 0	$ 0

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Fair Value of Assets Measured on Recurring Basis (Detail) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	$ 103,202	$ 112,146
Equity securities	83	92
U.S. Treasury Security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	1,018	999
Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	75,214	75,857
Asset-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	831	917
State and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	19,377	21,511
Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	6,762	7,366
U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities		5,496
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	103,202	112,146
Equity securities	37	46
Fair Value, Measurements, Recurring [Member] | U.S. Treasury Security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	1,018	999
Fair Value, Measurements, Recurring [Member] | Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	75,214
Fair Value, Measurements, Recurring [Member] | Asset-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	831	917
Fair Value, Measurements, Recurring [Member] | State and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	19,377	21,511
Fair Value, Measurements, Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	6,762	7,366
Fair Value, Measurements, Recurring [Member] | U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities		5,496
Fair Value, Measurements, Recurring [Member] | Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities		75,857
Fair Value, Measurements, Recurring [Member] | Level I [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	1,018	999
Equity securities	37	46
Fair Value, Measurements, Recurring [Member] | Level I [Member] | U.S. Treasury Security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	1,018	999
Fair Value, Measurements, Recurring [Member] | Level II [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	102,184	111,147
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	75,214
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Asset-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	831	917
Fair Value, Measurements, Recurring [Member] | Level II [Member] | State and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	19,377	21,511
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	$ 6,762	7,366
Fair Value, Measurements, Recurring [Member] | Level II [Member] | U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities		5,496
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities		$ 75,857

Fair Value Measurements - Sch_2

Fair Value Measurements - Schedule of Fair Value of Assets Measured on Nonrecurring Basis (Detail) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Assets	$ 10	$ 553
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Assets	98	99
Level III [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Assets	10	553
Level III [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Assets	$ 98	$ 99

Fair Value Measurements - Sch_3

Fair Value Measurements - Schedule of Quantitative Information of Assets Measured at Fair Value on Nonrecurring Basis (Detail) - Level III [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)	Jun. 30, 2020USD ($)
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value Estimate	$ 553
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow [Member] | Minimum [Member] | Measurement Input, Expected Term [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	3 years 10 months 24 days
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow [Member] | Minimum [Member] | Measurement Input, Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	0.035
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow [Member] | Maximum [Member] | Measurement Input, Expected Term [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	26 years 10 months 24 days
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow [Member] | Maximum [Member] | Measurement Input, Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	0.060
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow [Member] | Weighted Average [Member] | Measurement Input, Expected Term [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	16 years
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow [Member] | Weighted Average [Member] | Measurement Input, Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	0.053
Impaired Loans [Member] | Appraisal of Collateral [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value Estimate		$ 10
Impaired loan, measurement input		(0.10)
Impaired Loans [Member] | Appraisal of Collateral [Member] | Weighted Average [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input		(0.20)
Other Real Estate Owned [Member] | Appraisal of Collateral [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value Estimate	$ 99	$ 98
Impaired loan, measurement input	(0.001)	(0.10)
Other Real Estate Owned [Member] | Appraisal of Collateral [Member] | Weighted Average [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loan, measurement input	(0.0033)	(0.33)

Fair Values of Financial Inst_3

Fair Values of Financial Instruments - Schedule of Estimated Fair Values of Recognized Financial Instruments (Detail) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financial assets
Securities available-for-sale	$ 103,202	$ 112,146
Securities held-to-maturity	11,120	13,950
Equity securities	83	92
Loans held for sale	1,678	622
Bank-owned life insurance	19,153	18,894
Carrying Value [Member]
Financial assets
Cash and cash equivalents	173,825	102,017
Securities available-for-sale	103,202	112,146
Securities held-to-maturity	10,871	13,869
Equity securities	83	92
Restricted stock	4,614	4,614
Loans held for sale	1,678	622
Net loans	628,964	544,616
Bank-owned life insurance	19,153	18,894
Accrued interest receivable	1,581	1,641
Financial liabilities
Deposits	815,961	683,546
Short-term borrowings	43,865	38,889
Other borrowings	9,865	6,330
Accrued interest payable	102	127
Carrying Value [Member] | Mortgage Servicing Rights [Member]
Financial assets
Mortgage servicing rights	381	328
Fair Value [Member]
Financial assets
Cash and cash equivalents	173,825	102,017
Securities available-for-sale	103,202	112,146
Securities held-to-maturity	11,120	13,950
Equity securities	83	92
Loans held for sale	1,678	622
Net loans	630,125	542,981
Bank-owned life insurance	19,153	18,894
Accrued interest receivable	1,581	1,641
Financial liabilities
Deposits	817,572	683,425
Short-term borrowings	43,865	38,889
Other borrowings	9,993	6,273
Accrued interest payable	102	127
Fair Value [Member] | Mortgage Servicing Rights [Member]
Financial assets
Mortgage servicing rights	381	328
Fair Value [Member] | Level I [Member]
Financial assets
Cash and cash equivalents	173,825	102,017
Securities available-for-sale	1,018	999
Equity securities	37	46
Loans held for sale	1,678	622
Bank-owned life insurance	19,153	18,894
Accrued interest receivable	1,581	1,641
Financial liabilities
Deposits	690,584	555,985
Short-term borrowings	43,865	38,889
Accrued interest payable	102	127
Fair Value [Member] | Level II [Member]
Financial assets
Securities available-for-sale	102,184	111,147
Securities held-to-maturity	11,120	13,950
Fair Value [Member] | Level III [Member]
Financial assets
Equity securities	46	46
Net loans	630,125	542,981
Financial liabilities
Deposits	126,988	127,440
Other borrowings	9,993	6,273
Fair Value [Member] | Level III [Member] | Mortgage Servicing Rights [Member]
Financial assets
Mortgage servicing rights	$ 381	$ 328

Fair Values of Financial Inst_4

Fair Values of Financial Instruments - Additional Information (Detail) - USD ($) $ in Millions	Jun. 30, 2020	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Commitments to extend credit and letters of credit	$ 207.1	$ 211.3

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) - Schedule of Changes in Accumulated Other Comprehensive (Loss) Income by Component Net of Tax (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Unrealized holding gain (loss) on available-for-sale securities arising during the period, Pretax	$ 617	$ 762	$ 1,157	$ 1,511
Beginning balance, After-tax			72
Other comprehensive income	500	614	938	1,218
Ending Balance, After-tax	1,010		1,010
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance, Pretax	646	(1,022)	92	(1,786)
Unrealized holding gain (loss) on available-for-sale securities arising during the period, Pretax	617	762	1,157	1,511
Amortization of held-to-maturity discount resulting from transfer, Pretax	16	15	30	30
Total other comprehensive income (loss), Pretax	633	777	1,187	1,541
Ending balance, Pretax	1,279	(245)	1,279	(245)
Beginning balance, Tax Effect	(136)	214	(20)	374
Unrealized holding gain (loss) on available-for-sale securities arising during the period, Tax Effect	(130)	(160)	(243)	(317)
Amortization of held-to-maturity discount resulting from transfer, Tax Effect	(3)	(3)	(6)	(6)
Total other comprehensive income (loss), Tax Effect	(133)	(163)	(249)	(323)
Ending Balance, Tax Effect	(269)	51	(269)	51
Beginning balance, After-tax	510	(808)	72	(1,412)
Unrealized holding gain (loss) on available-for-sale securities arising during the period, After-Tax	487	602	914	1,194
Amortization of held-to-maturity discount resulting from transfer, After-tax	13	12	24	24
Other comprehensive income	500	614	938	1,218
Ending Balance, After-tax	$ 1,010	$ (194)	$ 1,010	$ (194)