CSB Bancorp (CSBB) 10-Q 9 Nov 22 2022 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2022	Nov. 01, 2022
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2022
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q3
Current Fiscal Year End Date	--12-31
Entity Registrant Name	CSB BANCORP INC /OH
Trading Symbol	CSBB
Entity Central Index Key	0000880417
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Title of 12(g) Security	Common Shares, $6.25 par value
Security Exchange Name	NONE
Entity Common Stock, Shares Outstanding		2,707,576
Entity File Number	0-21714
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1687530
Entity Address, Address Line One	91 North Clay Street
Entity Address, Address Line Two	P.O. Box 232
Entity Address, City or Town	Millersburg
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44654
City Area Code	330
Local Phone Number	674-9015
Document Quarterly Report	true
Document Transition Report	false

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Cash and cash equivalents
Cash and due from banks	$ 20,859	$ 19,543
Interest-earning deposits in other banks	86,657	224,114
Total cash and cash equivalents	107,516	243,657
Securities
Available-for-sale, at fair value	143,433	131,708
Held-to-maturity (fair value 2022-$214,721; 2021-$174,528)	252,362	174,808
Equity securities	249	115
Restricted stock, at cost	3,430	4,614
Total securities	399,474	311,245
Loans held for sale	200	231
Loans	609,971	549,154
Less allowance for loan losses	7,008	7,618
Net loans	602,963	541,536
Premises and equipment, net	13,455	13,866
Bank-owned life insurance	24,539	24,035
Goodwill	4,728	4,728
Deferred tax asset	159	325
Accrued interest receivable and other assets	8,796	4,616
TOTAL ASSETS	1,161,830	1,144,239
Deposits
Noninterest-bearing	338,043	334,346
Interest-bearing	691,231	668,401
Total deposits	1,029,274	1,002,747
Short-term borrowings	34,199	36,530
Other borrowings	2,528	3,407
Accrued interest payable and other liabilities	3,848	4,240
Total liabilities	1,069,849	1,046,924
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,707,576 shares in 2022 and 2,718,024 in 2021	18,629	18,629
Additional paid-in capital	9,815	9,815
Retained earnings	83,696	76,715
Treasury stock at cost: 273,026 shares in 2022 and 262,578 shares in 2021	(6,107)	(5,719)
Accumulated other comprehensive loss	(14,052)	(2,125)
Total shareholders' equity	91,981	97,315
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,161,830	$ 1,144,239

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Statement Of Financial Position [Abstract]
Held-to-maturity, fair value	$ 214,721	$ 174,528
Common stock, par value	$ 6.25	$ 6.25
Common stock, authorized shares	9,000,000	9,000,000
Common stock, shares issued	2,980,602	2,980,602
Common stock, shares outstanding	2,707,576	2,718,024
Treasury stock, at cost	273,026	262,578

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 6,680	$ 6,897	$ 18,489	$ 19,993
Taxable securities	1,780	677	4,721	1,840
Nontaxable securities	110	117	328	339
Other	586	114	863	228
Total interest and dividend income	9,156	7,805	24,401	22,400
INTEREST EXPENSE
Deposits	559	450	1,252	1,496
Short-term borrowings	25	13	51	41
Other borrowings	12	17	43	59
Total interest expense	596	480	1,346	1,596
NET INTEREST INCOME	8,560	7,325	23,055	20,804
(RECOVERY OF) PROVISION FOR LOAN LOSSES	(250)	(210)	(895)	(655)
Net interest income, after (recovery of) provision for loan losses	8,810	7,535	23,950	21,459
NONINTEREST INCOME
Gain on sale of loans, net	49	270	314	1,174
Earnings on bank owned life insurance	170	163	504	457
Unrealized gain or (loss) on equity securities, net	(2)	8	2	20
Other income	221	183	587	511
Total noninterest income	1,675	1,768	5,099	5,489
NONINTEREST EXPENSE
Salaries and employee benefits	3,199	3,228	9,766	9,301
Occupancy expense	272	270	820	771
Equipment expense	193	170	604	519
Professional and director fees	555	180	1,161	831
Financial institutions and franchise tax expense	195	188	584	563
Marketing and public relations	141	147	362	324
Software expense	397	318	1,056	954
Debit card expense	201	181	550	524
Amortization of intangible assets		11		33
FDIC insurance expense	93	130	251	358
Provision for unfunded loan commitments		210	13	210
Other expenses	699	680	2,020	1,996
Total noninterest expense	5,945	5,713	17,187	16,384
Income before income taxes	4,540	3,590	11,862	10,564
FEDERAL INCOME TAX PROVISION	890	689	2,302	2,033
NET INCOME	$ 3,650	$ 2,901	$ 9,560	$ 8,531
Basic net earnings per share	$ 1.35	$ 1.06	$ 3.52	$ 3.12
Diluted net earnings per share	$ 1.35	$ 1.06	$ 3.52	$ 3.12
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income	$ 321	$ 250	$ 875	$ 676
Fiduciary and Trust [Member]
NONINTEREST INCOME
Noninterest income	216	252	733	798
Debit Card [Member]
NONINTEREST INCOME
Noninterest income	530	515	1,568	1,512
Credit Card [Member]
NONINTEREST INCOME
Noninterest income	$ 170	$ 127	$ 516	$ 341

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 3,650	$ 2,901	$ 9,560	$ 8,531
Other comprehensive income (loss)
Unrealized (losses) arising during the period	(5,189)	(831)	(15,334)	(2,790)
Amortization of discount on securities transferred to held-to-maturity	64	11	237	44
Income tax effect	1,076	172	3,170	577
Other comprehensive (loss)	(4,049)	(648)	(11,927)	(2,169)
Total comprehensive income (loss)	$ (399)	$ 2,253	$ (2,367)	$ 6,362

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive (Loss) Income [Member]
Balance, beginning of period at Dec. 31, 2020	$ 93,859	$ 18,629	$ 9,815	$ 69,209	$ (4,780)	$ 986
Net income	8,531			8,531
Other comprehensive income (loss)	(2,169)					(2,169)
Purchase of treasury shares	(644)				(644)
Cash dividends declared	(2,488)			(2,488)
Balance, end of period at Sep. 30, 2021	97,089	18,629	9,815	75,252	(5,424)	(1,183)
Balance, beginning of period at Jun. 30, 2021	96,012	18,629	9,815	73,196	(5,093)	(535)
Net income	2,901			2,901
Other comprehensive income (loss)	(648)					(648)
Purchase of treasury shares	(331)				(331)
Cash dividends declared	(845)			(845)
Balance, end of period at Sep. 30, 2021	97,089	18,629	9,815	75,252	(5,424)	(1,183)
Balance, beginning of period at Dec. 31, 2021	97,315	18,629	9,815	76,715	(5,719)	(2,125)
Net income	9,560			9,560
Other comprehensive income (loss)	(11,927)					(11,927)
Purchase of treasury shares	(388)				(388)
Cash dividends declared	(2,579)			(2,579)
Balance, end of period at Sep. 30, 2022	91,981	18,629	9,815	83,696	(6,107)	(14,052)
Balance, beginning of period at Jun. 30, 2022	93,662	18,629	9,815	80,940	(5,719)	(10,003)
Net income	3,650			3,650
Other comprehensive income (loss)	(4,049)					(4,049)
Purchase of treasury shares	(388)				(388)
Cash dividends declared	(894)			(894)
Balance, end of period at Sep. 30, 2022	$ 91,981	$ 18,629	$ 9,815	$ 83,696	$ (6,107)	$ (14,052)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement Of Stockholders Equity [Abstract]
Cash dividends declared per share	$ 0.33	$ 0.31	$ 0.95	$ 0.91
Purchase of treasury shares, shares	10,448	8,720	10,448	16,826

Condensed Consolidated Statemen

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Statement Of Cash Flows [Abstract]
NET CASH FROM OPERATING ACTIVITIES	$ 8,894	$ 9,148
Securities:
Proceeds from repayments, available-for-sale	11,293	36,478
Proceeds from repayments, held-to-maturity	16,901	5,990
Purchases, available-for-sale	(38,868)	(35,196)
Purchases, held-to-maturity	(94,542)	(48,258)
Purchases, equity securities	(131)
Redemption of FHLB stock	1,183
Loan (originations) repayments, net	(61,004)	63,021
Property, equipment, and software acquisitions	(217)	(1,734)
Purchase of bank-owned life insurance		(2,000)
Net cash (used in) provided by investing activities	(165,385)	18,301
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	26,527	77,067
Net (decrease) increase in short-term borrowings	(2,331)	915
Repayment of other borrowings	(879)	(1,175)
Cash dividends paid	(2,579)	(1,643)
Purchase of treasury shares	(388)	(644)
Net cash provided by financing activities	20,350	74,520
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(136,141)	101,969
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	243,657	181,652
CASH AND CASH EQUIVALENTS AT END OF PERIOD	107,516	283,621
Cash paid during the year for:
Interest	1,351	1,627
Income taxes	$ 1,760	1,725
Noncash financing activities:
Dividends declared		$ 845

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accompanying condensed consolidated financial statements include the accounts of CSB Bancorp, Inc. and its wholly-owned subsidiaries, The Commercial and Savings Bank (the “Bank”) and CSB Investment Services, LLC (together referred to as the “Company” or “CSB”). All significant intercompany transactions and balances have been eliminated in consolidation. The condensed consolidated financial statements have been prepared without audit. In the opinion of management, all adjustments (which include normal recurring adjustments) necessary to present fairly the Company’s financial position at September 30, 2022, and the results of operations and changes in cash flows for the periods presented have been made. Certain information and footnote disclosures typically included in financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been omitted. The Annual Report for CSB for the year ended December 31, 2021, contains Consolidated Financial Statements and related footnote disclosures, which should be read in conjunction with the accompanying condensed Consolidated Financial Statements. The results of operations for the periods ended September 30, 2022 are not necessarily indicative of the operating results for the full year or any future interim period. Certain items in the prior-year financial statements were reclassified to conform to the current-year presentation. Such reclassifications had no effect on net income or shareholders’ equity. USE OF ESTIMATES IN PREPARING FINANCIAL STATEMENTS In preparing the Consolidated Financial Statements, in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the Consolidated Balance Sheets and reported amounts of revenues and expenses during each reporting period. Actual results could differ from those estimates. The most significant estimates susceptible to change in the near term relate to management’s determination of the allowance for loan losses and the fair value of financial instruments. RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS ASU 2016-13 - Financial Instruments - Credit Losses . The Update and all subsequent ASU’s that modified Topic 326, requires that financial assets be presented at the net amount expected to be collected (i.e., net of expected credit losses), eliminating the probable recognition threshold for credit losses on financial assets measured at amortized cost. The measurement of expected credit losses should be based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The Company expects to recognize a one-time cumulative effect adjustment to the allowance for loan losses but cannot yet determine the magnitude of any such one-time adjustment or the overall impact of the new guidance on the consolidated financial statements. The cumulative-effect adjustment to retained earnings is required as of the beginning of the year of adoption. The Company has contracted with a third-party software vendor to assist with the development of the Bank’s approach for determining expected credit losses under the new guidance. The Company is actively working on preliminary test calculations, and data validation, as well as process and procedural documentation. In November 2019, the FASB deferred the effective date for ASC 326, Financial Instruments – Credit Losses, for smaller reporting companies to fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Company qualifies as a smaller reporting company and does not expect to early adopt these ASU’s. NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS (CONTINUED) ASU 2017-04 - Simplifying the Test for Goodwill Impairment. The Update, and all subsequent ASU’s, simplifies the goodwill impairment test. Under the new guidance, Step 2 of the goodwill impairment process that requires an entity to determine the implied fair value of its goodwill by assigning fair value to all its assets and liabilities is eliminated. Instead, the entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. The new guidance is effective for annual and interim goodwill tests performed in fiscal years beginning after December 15, 2019. Early adoption is permitted. In November 2019, the FASB deferred the effective date for ASC 350, Intangibles – Goodwill and Other, for smaller reporting companies to fiscal years beginning after December 15, 2022, and interim periods within those fiscal years. This Update is not expected to have a material impact on the Company’s financial statements. ASU 2020-4 – Reference Rate Reform (Topic 848). This update provides temporary optional expedients and exceptions to the U.S. GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as Secured Overnight Financing Rate. Entities can elect not to apply certain modification accounting requirements to contracts affected by what the guidance calls reference rate reform, if certain criteria are met. An entity that makes this election would not have to remeasure the contracts at the modification date or reassess a previous accounting determination. Also, entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met, and can make a one-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. The amendments in this ASU are effective for all entities upon issuance through December 31, 2022. This Update is not expected to have a significant impact on the Company’s financial statements. ASU 2022-02 - The amendments in this update eliminate TDR accounting for entities that have adopted Update 2016-13, while enhancing disclosure requirements for certain loan modifications by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying TDR recognition and measurement guidance, creditors will determine whether a modification results in a new loan or continuation of existing loan. These amendments are intended to enhance existing disclosure requirements and introduce new requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. The ASU also requires current-period gross write-offs by year of origination within the vintage disclosures, which requires that an entity disclose the amortized cost basis of financing receivables by credit quality indicator and class of financing receivable by year of origination. The guidance is only for entities that have adopted the amendments in Update 2016-13 for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. Early adoption is permitted using prospective application, including adoption in an interim period where the guidance should be applied as of the beginning of the fiscal year. The Company is currently evaluating the impact the adoption of the standard will have on the Company’s financial position or results of operations.

Securities

Securities	9 Months Ended
	Sep. 30, 2022
Investments Debt And Equity Securities [Abstract]
Securities	Note 2 – SECURITIES Securities consist of the following on September 30, 2022 and December 31, 2021: (Dollars in thousands) Amortized cost Gross unrealized gains Gross unrealized losses Fair value September 30, 2022 Available-for-sale U.S. Treasury securities $ 23,214 $ — $ (1,033 ) $ 22,181 U.S. Government agencies 13,999 — (1,408 ) 12,591 Mortgage-backed securities of government agencies 70,077 7 (9,575 ) 60,509 Asset-backed securities of government agencies 672 — (16 ) 656 State and political subdivisions 22,725 — (1,313 ) 21,412 Corporate bonds 28,764 — (2,680 ) 26,084 Total available-for-sale 159,451 7 (16,025 ) 143,433 Held-to-maturity U.S Treasury Securities $ 12,740 $ — $ (1,209 ) $ 11,531 Mortgage-backed securities of government agencies 237,034 — (36,041 ) 200,993 State and political subdivisions 2,588 — (391 ) 2,197 Total held-to-maturity 252,362 — (37,641 ) 214,721 Equity securities 185 64 — 249 Restricted stock 3,430 — — 3,430 Total securities $ 415,428 $ 71 $ (53,666 ) $ 361,833 December 31, 2021 Available-for-sale U.S. Treasury securities $ 4,982 $ — $ (10 ) $ 4,972 U.S. Government agencies 13,999 — (327 ) 13,672 Mortgage-backed securities of government agencies 78,224 393 (843 ) 77,774 Asset-backed securities of government agencies 760 — (7 ) 753 State and political subdivisions 23,189 343 (201 ) 23,331 Corporate bonds 11,238 57 (89 ) 11,206 Total available-for-sale 132,392 793 (1,477 ) 131,708 Held-to-maturity U.S Treasury Securities $ 12,700 $ 32 $ (39 ) $ 12,693 Mortgage-backed securities of government agencies 159,916 504 (766 ) 159,654 State and political subdivisions 2,192 3 (14 ) 2,181 Total held-to-maturity 174,808 539 (819 ) 174,528 Equity securities 53 62 — 115 Restricted stock 4,614 — — 4,614 Total securities $ 311,867 $ 1,394 $ (2,296 ) $ 310,965 Note 2 – SECURITIES (continued) The amortized cost and fair value of debt securities on September 30, 2022, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. (Dollars in thousands) Amortized cost Fair value Available-for-sale Due in one year or less $ 613 $ 612 Due after one through five years 68,797 64,025 Due after five through ten years 25,133 22,817 Due after ten years 64,908 55,979 Total debt securities available-for-sale $ 159,451 $ 143,433 Held-to-maturity Due in one year or less $ 2,496 $ 2,402 Due after one through five years 7,405 6,739 Due after five through ten years 3,894 3,275 Due after ten years 238,567 202,305 Total debt securities held-to-maturity $ 252,362 $ 214,721 Securities with a fair value of approximately $112.5 million and $103.0 million were pledged on September 30, 2022 and December 31, 2021, respectively, to secure public deposits, as well as other deposits and borrowings as required or permitted by law. Restricted stock primarily consists of investments in Federal Home Loan Bank of Cincinnati (FHLB) and Federal Reserve Bank stock. The Bank’s investment in FHLB stock amounted to approximately $2.9 million and $4.1 on September 30, 2022 and December 31, 2021. The FHLB is redeemed approximately $1.2 million in stock in July 2022 at $100 par value per share. Federal Reserve Bank stock was $471 thousand on September 30, 2022 and December 31, 2021. There were no proceeds from sales of securities for the three and nine-month period ended September 30, 2022 and 2021. All gains and losses recognized on equity securities during the three and nine-month period were unrealized. Note 2 – SECURITIES (continued) The following table presents gross unrealized losses and fair value of securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, on September 30, 2022 and December 31, 2021: Securities in a continuous unrealized loss position Less than 12 months 12 months or more Total (Dollars in thousands) Gross unrealized losses Fair value Gross unrealized losses Fair value Gross unrealized losses Fair value September 30, 2022 Available-for-sale U.S. Treasury Securities $ (1,033 ) $ 22,181 $ — $ — $ (1,033 ) $ 22,181 U.S. Government agencies — — (1,408 ) 12,591 (1,408 ) 12,591 Mortgage-backed securities of government agencies (1,584 ) 14,973 (7,991 ) 42,288 (9,575 ) 57,261 Asset-backed securities of government agencies — — (16 ) 656 (16 ) 656 State and political subdivisions (926 ) 18,816 (387 ) 2,371 (1,313 ) 21,187 Corporate bonds (2,562 ) 25,202 (118 ) 882 (2,680 ) 26,084 Held-to-maturity U.S. Treasury Securities — — (1,209 ) 11,531 (1,209 ) 11,531 Mortgage-backed securities of government agencies (20,326 ) 120,767 (15,715 ) 70,860 (36,041 ) 191,627 State and political subdivisions (181 ) 1,273 (210 ) 924 (391 ) 2,197 Total temporarily impaired securities $ (26,612 ) $ 203,212 $ (27,054 ) $ 142,103 $ (53,666 ) $ 345,315 December 31, 2021 Available-for-sale U.S. Treasury Securities $ (10 ) $ 4,972 $ — $ — $ (10 ) $ 4,972 U.S. Government agencies (69 ) 2,930 (258 ) 10,742 (327 ) 13,672 Mortgage-backed securities of government agencies (574 ) 43,595 (269 ) 12,653 (843 ) 56,248 Asset-backed securities of government agencies — — (7 ) 753 (7 ) 753 State and political subdivisions (201 ) 9,646 — — (201 ) 9,646 Corporate bonds (44 ) 5,710 (45 ) 955 (89 ) 6,665 Held-to-maturity — U.S. Treasury Securities (39 ) 9,837 — — (39 ) 9,837 Mortgage-backed securities of government agencies (766 ) 98,906 — — (766 ) 98,906 State and political subdivisions (14 ) 1,749 — — (14 ) 1,749 Total temporarily impaired securities $ (1,717 ) $ 177,345 $ (579 ) $ 25,103 $ (2,296 ) $ 202,448 There were 203 securities in an unrealized loss position on September 30, 2022, 61 of which were in a continuous loss position for twelve (12) months or more. There were 66 securities in an unrealized loss position on December 31, 2021, eleven (11) of which were in a continuous loss position for twelve (12) or more months. At least quarterly, the Company conducts a comprehensive security-level impairment assessment. The assessments are based on the nature of the securities, the extent and duration of the securities in an unrealized loss position, the extent and duration of the loss and management’s intent to sell or if it is more likely than not that management will be required to sell a security before recovery of its amortized cost basis, which may be maturity. Management believes the Company will fully recover the cost of these securities. It does not intend to sell these securities and likely will not be required to sell them before the anticipated recovery of the remaining amortized cost basis, which may be maturity. As a result, management concluded that these securities were not other-than-temporarily impaired on September 30, 2022 and December 31, 2021, respectively.

Loans

Loans	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Loans	NOTE 3 – LOANS Loans consist of the following: (Dollars in thousands) September 30, 2022 December 31, 2021 Commercial 1 $ 135,975 $ 123,933 Commercial real estate 208,979 194,754 Residential real estate 190,029 168,247 Construction & land development 58,388 46,042 Consumer 16,339 16,074 Total loans before deferred costs 609,710 549,050 Deferred loan costs, net 261 104 Total Loans $ 609,971 $ 549,154 1 Loan Origination/Risk Management The Company has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. Management reviews and approves these policies and procedures on a regular basis. A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions. Commercial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Underwriting standards are designed to promote relationship banking rather than transactional banking. The Company’s management examines current and occasionally projected cash flows to determine the ability of the borrower to repay their obligations as agreed. Commercial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers; however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable, inventory, and equipment, and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers. Commercial real estate loans are subject to underwriting standards and processes similar to commercial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts, and the repayment of these loans is largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s commercial real estate portfolio are diverse in terms of type. This diversity helps reduce the Company’s exposure to adverse economic events that affect any single industry. Management monitors and evaluates commercial real estate loans based on collateral, geography, and risk grade criteria. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied. NOTE 3 – LOANS (CONTINUED) With respect to loans to developers and builders that are secured by non-owner-occupied properties, the Company generally requires the borrower to have had an existing relationship with the Company and have a proven record of success. Construction and land development loans are underwritten utilizing independent appraisal reviews, sensitivity analysis of absorption and lease rates, and financial analysis of the developers and property owners. Construction and land development loans are generally based upon estimates of costs and value associated with the completed project. These estimates may be inaccurate. Construction and land development loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property, or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risk than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions, and the availability of long-term financing. The Company originates consumer loans utilizing a judgmental underwriting process. To monitor and manage consumer loan risk, policies and procedures are developed and modified, as needed, jointly by line and staff personnel. This activity, coupled with relatively small loan amounts that are spread across many individual borrowers, mitigates risk. The Company maintains an independent credit department that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to management. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures. Loans serviced for others approximated $139.2 and $142.1 million Paycheck Protection Program The Coronavirus Aid, Relief, and Economic Security Act, or CARES Act, was signed into law on March 27, 2020, and provided over $2 trillion in economic relief to individuals and businesses impacted by the COVID-19 pandemic. The CARES Act authorized the Small Business Administration (“SBA”) to temporarily guarantee loans under a new 7(a) loan program called the Paycheck Protection Program (“PPP”). As a qualified SBA lender, the Company was automatically authorized to originate PPP loans. The PPP provides loans to small businesses who were affected by economic conditions as a result of COVID-19 to provide cash flow assistance to employers who maintain their payroll (including healthcare and certain related expenses), mortgage interest, rent, leases, utilities and interest on existing debt during the COVID-19 emergency. The Company had seven PPP loans with outstanding principal balances of $392 thousand as of September 30, 2022, and 76 PPP loans with balances of $4.6 million outstanding as of December 31, 2021. The PPP loans are 100% guaranteed by the SBA and may be eligible for forgiveness by the SBA to the extent that the proceeds are used to cover eligible payroll costs, interest costs, rent, and utility costs over a period of up to 24 weeks after the loan is made as long as certain conditions are met regarding employee retention and compensation levels. PPP loans deemed eligible for forgiveness by the SBA will be repaid by the SBA to the Company. PPP loans are included in the Commercial loan category with no allowance for loan losses allocated. In accordance with the SBA terms and conditions on these PPP loans, as of September 30, 2022, the Company has received approximately $5.4 million in fees associated with the processing of these loans since the inception of the program. Upon funding of the loans, fees are deferred and amortized over the life of the loan with the unearned balance fully recognized at the time a loan is forgiven as an adjustment to yield in accordance with FASB ASC 310-20-25-2. For the nine months ended September 30, 2022, and 2021, interest and fee income recognized on PPP loans was $187 thousand and $2.7 million, respectively. For the three months ended September 30, 2022, and 2021, interest and fee income recognized on PPP loans was $25 thousand and $974 thousand, respectively. As of September 30, 2022, there was approximately $8 thousand in remaining unearned fees on PPP loans outstanding. NOTE 3 – LOANS (CONTINUED) Concentrations of Credit Nearly all the Company’s lending activity occurs within the state of Ohio, including the four counties of Holmes, Stark, Tuscarawas and Wayne, as well as other markets. The majority of the Company’s loan portfolio consists of commercial and commercial real estate loans. Credit concentrations, including commitments, as determined using North American Industry Classification Codes (NAICS), to the two largest industries compared to total loans on September 30, 2022, included $71.9 million, or 12%, of total loans to lessors of non-residential buildings or dwellings, and $27.8 million, or 5%, of total loans to assisted living facilities for the elderly. These loans are generally secured by real property and equipment, with repayment expected from operational cash flow. Credit evaluation is based on a review of cash flow coverage of principal, interest payments, and the adequacy of the collateral received. The Company has identified industries that could be at a higher risk due to the COVID-19 pandemic. As of September 30, 2022, the total balance of loans, including commitments, identified to COVID-19 affected businesses was $37.9 million, with $27.8 million of those loans to assisted living facilities and $10.1 million to businesses in the hotel industry. Allowance for Loan Losses The following tables detail activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2022, and 2021. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. For the three and nine months ended September 30, 2022, the decrease in the provision for loan losses for commercial real estate loans was primarily due to the improvement in businesses affected by the COVID-19 pandemic as well as the reduction of loan balances to businesses affected by the pandemic. The decrease in the provision for construction and land development loans for the nine-month period was primarily related to the recovery of a prior loan charge off in the second quarter and the three-month period was due to a decrease in loan balances in the third quarter. The increase in provision for residential real estate loans is primarily due to loan growth. For the three and nine months ended September 30, 2021, the increase in the provision for loan losses for construction and land development loans was primarily related to loans to assisted living facilities that have been affected by the COVID-19 pandemic. The decrease in provision for all other categories for the three and nine-month periods is related to the improvement in economic conditions along with fewer delinquent and nonperforming loans and improvement in adversely classified loan balances. NOTE 3 – LOANS (CONTINUED) S ummary of Allowance for Loan Losses (Dollars in thousands) Commercial Commercial Real Estate Residential Real Estate Construction & Land Development Consumer Unallocated Total Three Months Ended September 30, 2022 Beginning balance $ 1,213 $ 2,422 $ 1,177 $ 1,607 $ 395 $ 454 $ 7,268 (Recovery of) provision for loan losses 45 (298 ) 111 (331 ) (137 ) 360 (250 ) Charge-offs (13 ) (12 ) — — (4 ) (29 ) Recoveries 4 — 1 — 14 19 Net (charge-offs) recoveries (9 ) (12 ) 1 — 10 (10 ) Ending balance $ 1,249 $ 2,112 $ 1,289 $ 1,276 $ 268 $ 814 $ 7,008 Nine Months Ended September 30, 2022 Beginning balance $ 1,240 $ 2,838 $ 992 $ 1,380 $ 421 $ 747 $ 7,618 (Recovery of) provision for loan losses 30 (715 ) 295 (416 ) (156 ) 67 (895 ) Charge-offs (31 ) (12 ) — — (28 ) (71 ) Recoveries 10 1 2 312 31 356 Net (charge-offs) recoveries (21 ) (11 ) 2 312 3 285 Ending balance $ 1,249 $ 2,112 $ 1,289 $ 1,276 $ 268 $ 814 $ 7,008 Three Months Ended September 30, 2021 Beginning balance $ 1,335 $ 3,404 $ 1,060 $ 767 $ 278 $ 1,031 $ 7,875 (Recovery of) provision for loan losses 9 (280 ) (32 ) 508 (9 ) (406 ) (210 ) Charge-offs — — — — (39 ) (39 ) Recoveries 5 — 2 — 12 19 Net (charge-offs) recoveries 5 — 2 — (27 ) (20 ) Ending balance $ 1,349 $ 3,124 $ 1,030 $ 1,275 $ 242 $ 625 $ 7,645 Nine Months Ended September 30, 2021 Beginning balance $ 1,739 $ 3,469 $ 1,156 $ 756 $ 352 $ 802 $ 8,274 (Recovery of) provision for loan losses (393 ) (346 ) (130 ) 519 (128 ) (177 ) (655 ) Charge-offs (25 ) — — — (39 ) (64 ) Recoveries 28 1 4 — 57 90 Net (charge-offs) recoveries 3 1 4 — 18 26 Ending balance $ 1,349 $ 3,124 $ 1,030 $ 1,275 $ 242 $ 625 $ 7,645 NOTE 3 – LOANS (CONTINUED) The following table presents the balance in the allowance for loan losses and the ending loan balances by portfolio class, based on the impairment method as of September 30, 2022 and December 31, 2021: (Dollars in thousands) Commercial Commercial Real Estate Residential Real Estate Construction Consumer Unallocated Total September 30, 2022 Allowance for loan losses: Individually evaluated for impairment $ 196 $ — $ 1 $ — $ 4 $ 201 Collectively evaluated for impairment 1,053 2,112 1,288 1,276 264 814 6,807 Total ending allowance balance $ 1,249 $ 2,112 $ 1,289 $ 1,276 $ 268 $ 814 $ 7,008 Loans: Loans individually evaluated for impairment $ 322 $ 157 $ 688 $ — $ 126 $ 1,293 Loans collectively evaluated for impairment 135,653 208,822 189,341 58,388 16,213 608,417 Total ending loans balance $ 135,975 $ 208,979 $ 190,029 $ 58,388 $ 16,339 $ 609,710 December 31, 2021 Allowance for loan losses: Individually evaluated for impairment $ 208 $ 9 $ 2 $ — $ 3 $ 222 Collectively evaluated for impairment 1,032 2,829 990 1,380 418 747 7,396 Total ending allowance balance $ 1,240 $ 2,838 $ 992 $ 1,380 $ 421 $ 747 $ 7,618 Loans: Loans individually evaluated for impairment $ 342 $ 291 $ 856 $ 329 $ 137 $ 1,955 Loans collectively evaluated for impairment 123,591 194,463 167,391 45,713 15,937 547,095 Total ending loans balance $ 123,933 $ 194,754 $ 168,247 $ 46,042 $ 16,074 $ 549,050 The following table presents loans individually evaluated for impairment by class of loans as of September 30, 2022 and December 31, 2021: (Dollars in thousands) Unpaid Principal Balance Recorded Investment with no Allowance Recorded Investment with Allowance Total recorded investment 1 Related Allowance September 30, 2022 Commercial $ 344 $ 126 $ 196 $ 322 $ 196 Commercial real estate 311 135 22 157 — Residential real estate 743 375 318 693 1 Construction & land development — — — — — Consumer 131 7 123 130 4 Total impaired loans $ 1,529 $ 643 $ 659 $ 1,302 $ 201 December 31, 2021 Commercial $ 354 $ 134 $ 208 $ 342 $ 208 Commercial real estate 433 233 59 292 9 Residential real estate 925 571 291 862 2 Construction & land development 646 330 — 330 — Consumer 141 23 119 142 3 Total impaired loans $ 2,499 $ 1,291 $ 677 $ 1,968 $ 222 1 NOTE 3 – LOANS (CONTINUED) The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated. Three Months Ended September 30, Nine Months Ended September 30, (Dollars in thousands) 2022 2021 2022 2021 Average recorded investment: Commercial $ 255 $ 1,237 $ 258 $ 1,745 Commercial real estate 173 2,199 198 2,557 Residential real estate 715 822 781 822 Construction & land development — — 164 — Consumer 131 128 132 134 Average recorded investment in impaired loans $ 1,274 $ 4,386 $ 1,533 $ 5,258 Interest income recognized: Commercial $ — $ 3 $ 2 $ 22 Commercial real estate 2 20 6 71 Residential real estate 7 7 23 23 Construction & land development — — — — Consumer 2 2 6 6 Interest income recognized on a cash basis on impaired loans $ 11 $ 32 $ 37 $ 122 The following table presents the aging of past due loans and nonaccrual loans as of September 30, 2022 and December 31, 2021 by class of loans: Accruing Loans (Dollars in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90 Days + Past Due Non- Accrual Total Past Due and Non- Accrual Total Loans September 30, 2022 Commercial $ 135,762 $ 2 $ 15 $ — $ 196 $ 213 $ 135,975 Commercial real estate 208,629 132 82 — 136 350 208,979 Residential real estate 189,281 333 122 — 293 748 190,029 Construction & land development 58,313 — 75 — — 75 58,388 Consumer 16,117 161 — — 61 222 16,339 Total Loans $ 608,102 $ 628 $ 294 $ — $ 686 $ 1,608 $ 609,710 December 31, 2021 Commercial $ 123,698 $ 5 $ 17 $ 5 $ 208 $ 235 $ 123,933 Commercial real estate 194,615 — — — 139 139 194,754 Residential real estate 167,689 191 — — 367 558 168,247 Construction & land development 45,713 — — — 329 329 46,042 Consumer 15,863 171 — — 40 211 16,074 Total Loans $ 547,578 $ 367 $ 17 $ 5 $ 1,083 $ 1,472 $ 549,050 Troubled Debt Restructurings All troubled debt restructurings (“TDRs”) are individually evaluated for impairment and a related allowance is recorded, as needed. Loans whose terms have been modified as TDRs totaled $962 thousand as of September 30, 2022, and $1.3 million as of December 31, 2021, with $5 thousand NOTE 3 – LOANS (CONTINUED) loans classified as TDRs were performing in accordance with their modified terms. The remaining $29 thousand were classified as nonaccrual. There were no loan modifications considered TDRs completed during the three and nine months ended September 30, 2022. (Dollars in thousands) Number of loans restructured Pre- Modification Recorded Investment Post- Modification Recorded Investment Three Months Ended September 30, 2021 Commercial 1 $ 66 $ 66 1 $ 66 $ 66 Nine Months Ended September 30, 2021 Commercial 4 $ 960 $ 960 Commercial real estate 2 1,686 1,686 Residential real estate 1 88 88 7 $ 2,734 $ 2,734 The loans restructured were modified by changing the monthly payment to interest only and modifying the maturity dates. None of the loans There was no other real estate owned on September 30, 2022 and December 31, 2021. There were no repossessed assets on September 30, 2022 and December 31, 2021. Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes commercial loans individually by classifying the loans as to credit risk. This analysis includes all commercial loans before origination and an annual review of those with an outstanding commitment greater than $500 thousand. The Company uses the following definitions for risk ratings: Pass . Loans classified as pass (Cash Secured, Exceptional, Acceptable, Monitor, or Pass Watch) may exhibit a wide array of characteristics but at a minimum represent an acceptable risk to the Bank. Borrowers in this rating may have leveraged but acceptable balance sheet positions, satisfactory asset quality, stable to favorable sales and earnings trends, acceptable liquidity and adequate cash flow. Loans are considered fully collectible and require an average amount of administration. While generally adhering to credit policy, these loans may exhibit occasional exceptions that do not result in undue risk to the Bank. Borrowers are generally capable of absorbing setbacks, financial and otherwise, without the threat of failure. Special Mention . Assets assigned a Special Mention grade are not considered classified assets but are considered criticized. These assets exhibit potential weaknesses that, deserve management’s close attention. If left uncorrected, those potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date. Loans in this rating warrant special attention but have not yet reached the point of concern for loss. These assets have deteriorated sufficiently to the point they would have difficulty refinancing elsewhere. Similarly, purchasers of the business would not be eligible for bank financing unless they represent a significantly stronger credit risk. NOTE 3 – LOANS (CONTINUED) Substandard . Loans classified as substandard are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful . Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently known facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be pass rated loans. Loans listed as not rated annually are either less than $500 thousand or are included in groups of homogeneous loans. Based on the most recent analysis performed, the risk category of loans by class is as follows as of September 30, 2022 and December 31, 2021: (Dollars in thousands) Pass Special Mention Substandard Doubtful Not Rated Total September 30, 2022 Commercial $ 128,121 $ 1,481 $ 4,306 $ — $ 2,067 $ 135,975 Commercial real estate 195,891 1,344 8,452 — 3,292 208,979 Construction & land development 46,770 6,229 — — 5,389 58,388 Total $ 370,782 $ 9,054 $ 12,758 $ — $ 10,748 $ 403,342 December 31, 2021 Commercial $ 114,608 $ 5,959 $ 2,203 $ — $ 1,163 $ 123,933 Commercial real estate 176,547 7,313 10,186 — 708 194,754 Construction & land development 33,205 5,439 329 — 7,069 46,042 Total $ 324,360 $ 18,711 $ 12,718 $ — $ 8,940 $ 364,729 Management monitors the credit quality of residential real estate and consumer loans as homogenous groups. These loans are evaluated based on delinquency status and included in the past due table in this section. Nonperforming loans include loans past due 90 days or more and loans on nonaccrual of interest status.

Short-Term Borrowings

Short-Term Borrowings	9 Months Ended
	Sep. 30, 2022
Debt Disclosure [Abstract]
Short-Term Borrowings	NOTE 4 – SHORT-TERM BORROWINGS The following table provides additional detail regarding repurchase agreements and the related collateral accounted for as secured borrowings. Remaining Contractual Maturity Overnight and Continuous September 30, December 31, (Dollars in thousands) 2022 2021 Securities of U.S. Government Agencies and mortgage-backed securities of government agencies pledged, fair value $ 34,431 $ 36,737 Repurchase agreements 34,199 36,530

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 5 – FAIR VALUE MEASUREMENTS The Company provides disclosures about assets and liabilities carried at fair value. The framework provides a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities and lowest priority to unobservable inputs. The three broad levels of the fair value hierarchy are described below: Level I: Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the Company has the ability to access. Level II: Inputs to the valuation methodology include quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in inactive markets; inputs other than quoted prices that are observable for the asset or liability; and inputs that are derived principally from or corroborated by observable market data by corroborated or other means. If the asset or liability has a specified (contractual) term, the Level II input must be observable for substantially the full term of the asset or liability. Level III: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. The following table presents the assets reported on the Consolidated Balance Sheets at their fair value on a recurring basis as of September 30, 2022 and December 31, 2021 by level within the fair value hierarchy. No liabilities are carried at fair value. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Equity securities with readily determinable values and U.S. Treasury Notes are valued at the closing price reported on the active market on which the individual securities are traded. Obligations of U.S. government agencies, mortgage-backed securities, asset-backed securities, obligations of states and political subdivisions and corporate bonds are valued at observable market data for similar assets. Equity securities without readily determinable values are carried at amortized cost adjusted for impairment and observable price changes and are not included in the table below. (Dollars in thousands) Level I Level II Level III Total September 30, 2022 Assets: Securities available-for-sale U.S. Treasury securities $ 22,181 $ — $ — $ 22,181 U.S. Government agencies — 12,591 — 12,591 Mortgage-backed securities of government agencies — 60,509 — 60,509 Asset-backed securities of government agencies — 656 — 656 State and political subdivisions — 21,412 — 21,412 Corporate bonds — 26,084 — 26,084 Total available-for-sale securities $ 22,181 $ 121,252 $ — $ 143,433 Equity securities $ 203 $ — $ — $ 203 December 31, 2021 Assets: Securities available-for-sale U.S. Treasury securities $ 4,972 $ — $ — $ 4,972 U.S. Government agencies — 13,672 — 13,672 Mortgage-backed securities of government agencies — 77,774 — 77,774 Asset-backed securities of government agencies — 753 — 753 State and political subdivisions — 23,331 — 23,331 Corporate bonds — 11,206 — 11,206 Total available-for-sale securities $ 4,972 $ 126,736 $ — $ 131,708 Equity securities $ 69 $ — $ — $ 69 There were no assets reported at fair value and recorded on a nonrecurring basis on September 30, 2022, and December 31, 2021.

Fair Values of Financial Instru

Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2022
Investments All Other Investments [Abstract]
Fair Values of Financial Instruments	NOTE 6 – FAIR VALUES OF FINANCIAL INSTRUMENTS The fair values of recognized financial instruments as of September 30, 2022 and December 31, 2021 are as follows: (Dollars in thousands) Carrying Value Level I Level II Level III Fair Value September 30, 2022 Financial assets Securities held-to-maturity $ 252,362 $ 11,531 $ 203,190 $ — $ 214,721 Loans held for sale 200 205 — — 205 Net loans 602,963 — — 592,704 592,704 Mortgage servicing rights 636 — — 636 636 Financial liabilities Deposits $ 1,029,274 $ 912,971 $ — $ 112,680 $ 1,025,651 Other borrowings 2,528 — — 2,393 2,393 December 31, 2021 Financial assets Securities held-to-maturity $ 174,808 $ 12,693 $ 161,835 $ — $ 174,528 Loans held for sale 231 238 — — 238 Net loans 541,536 — — 548,317 548,317 Mortgage servicing rights 604 — — 604 604 Financial liabilities Deposits $ 1,002,747 $ 881,372 $ — $ 121,005 $ 1,002,377 Other borrowings 3,407 — — 3,431 3,431 Other financial instruments carried at amortized cost include cash and cash equivalents, restricted stock, bank-owned life insurance, accrued interest receivable, short-term borrowings, and accrued interest payable, all of which have a level 1 fair value that approximates their carrying value. The Company also has unrecognized financial instruments on September 30, 2022 and December 31, 2021. These financial instruments relate to commitments to extend credit and letters of credit. The aggregate contract amount of such financial instruments was approximately $267 million on September 30, 2022 and $248 million on December 31, 2021. Such amounts are also considered to be the fair values. The fair value estimates of financial instruments are made at a specific point in time based on relevant market information. Since no ready market exists for a significant portion of the financial instruments, fair value estimates are largely based on judgments after considering such factors as future expected credit losses, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore, cannot be determined with precision. Changes in assumptions could significantly affect these estimates.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2022
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 7- ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following table presents the changes in accumulated other comprehensive income (loss) by component net of tax for the three and nine months ended September 30, 2022, and 2021: (Dollars in thousands) Pretax Tax Effect After-tax Three Months Ended September 30, 2022 Balance as of June 30, 2022 $ (12,663 ) $ 2,660 $ (10,003 ) Unrealized holding loss on available-for-sale securities arising during the period (5,189 ) 1,090 (4,099 ) Amortization of held-to-maturity discount resulting from transfer 64 (14 ) 50 Total other comprehensive loss (5,125 ) 1,076 (4,049 ) Balance, end of period $ (17,788 ) $ 3,736 $ (14,052 ) Nine Months Ended September 30, 2022 Balance, beginning of period $ (2,691 ) $ 566 $ (2,125 ) Unrealized holding loss on available-for-sale securities arising during the period (15,334 ) 3,220 (12,114 ) Amortization of held-to-maturity discount resulting from transfer 237 (50 ) 187 Total other comprehensive loss (15,097 ) 3,170 (11,927 ) Balance, end of period $ (17,788 ) $ 3,736 $ (14,052 ) Three Months ended June 30, 2021 Balance as of June 30, 2021 $ (677 ) $ 142 $ (535 ) Unrealized holding loss on available-for-sale securities arising during the period (831 ) 175 (656 ) Amortization of held-to-maturity discount resulting from transfer 11 (3 ) 8 Total other comprehensive loss (820 ) 172 (648 ) Balance, end of period $ (1,497 ) $ 314 $ (1,183 ) Nine Months Ended September 30, 2021 Balance, beginning of period $ 1,249 $ (263 ) $ 986 Unrealized holding loss on available-for-sale securities arising during the period (2,790 ) 586 (2,204 ) Amortization of held-to-maturity discount resulting from transfer 44 (9 ) 35 Total other comprehensive loss (2,746 ) 577 (2,169 ) Balance, end of period $ (1,497 ) $ 314 $ (1,183 )

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2022
Use of Estimates in Preparing Financial Statements	USE OF ESTIMATES IN PREPARING FINANCIAL STATEMENTS In preparing the Consolidated Financial Statements, in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the Consolidated Balance Sheets and reported amounts of revenues and expenses during each reporting period. Actual results could differ from those estimates. The most significant estimates susceptible to change in the near term relate to management’s determination of the allowance for loan losses and the fair value of financial instruments.
Credit Losses	ASU 2022-02 - The amendments in this update eliminate TDR accounting for entities that have adopted Update 2016-13, while enhancing disclosure requirements for certain loan modifications by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying TDR recognition and measurement guidance, creditors will determine whether a modification results in a new loan or continuation of existing loan. These amendments are intended to enhance existing disclosure requirements and introduce new requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. The ASU also requires current-period gross write-offs by year of origination within the vintage disclosures, which requires that an entity disclose the amortized cost basis of financing receivables by credit quality indicator and class of financing receivable by year of origination. The guidance is only for entities that have adopted the amendments in Update 2016-13 for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. Early adoption is permitted using prospective application, including adoption in an interim period where the guidance should be applied as of the beginning of the fiscal year. The Company is currently evaluating the impact the adoption of the standard will have on the Company’s financial position or results of operations.
Goodwill Impairment	RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS (CONTINUED) ASU 2017-04 - Simplifying the Test for Goodwill Impairment. The Update, and all subsequent ASU’s, simplifies the goodwill impairment test. Under the new guidance, Step 2 of the goodwill impairment process that requires an entity to determine the implied fair value of its goodwill by assigning fair value to all its assets and liabilities is eliminated. Instead, the entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. The new guidance is effective for annual and interim goodwill tests performed in fiscal years beginning after December 15, 2019. Early adoption is permitted. In November 2019, the FASB deferred the effective date for ASC 350, Intangibles – Goodwill and Other, for smaller reporting companies to fiscal years beginning after December 15, 2022, and interim periods within those fiscal years. This Update is not expected to have a material impact on the Company’s financial statements.
Accounting Standards Update 2016-13 [Member]
Credit Losses	ASU 2016-13 - Financial Instruments - Credit Losses . The Update and all subsequent ASU’s that modified Topic 326, requires that financial assets be presented at the net amount expected to be collected (i.e., net of expected credit losses), eliminating the probable recognition threshold for credit losses on financial assets measured at amortized cost. The measurement of expected credit losses should be based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The Company expects to recognize a one-time cumulative effect adjustment to the allowance for loan losses but cannot yet determine the magnitude of any such one-time adjustment or the overall impact of the new guidance on the consolidated financial statements. The cumulative-effect adjustment to retained earnings is required as of the beginning of the year of adoption. The Company has contracted with a third-party software vendor to assist with the development of the Bank’s approach for determining expected credit losses under the new guidance. The Company is actively working on preliminary test calculations, and data validation, as well as process and procedural documentation. In November 2019, the FASB deferred the effective date for ASC 326, Financial Instruments – Credit Losses, for smaller reporting companies to fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Company qualifies as a smaller reporting company and does not expect to early adopt these ASU’s.
Accounting Standards Update 2020-04 [Member]
Reference Rate Reform	ASU 2020-4 – Reference Rate Reform (Topic 848). This update provides temporary optional expedients and exceptions to the U.S. GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as Secured Overnight Financing Rate. Entities can elect not to apply certain modification accounting requirements to contracts affected by what the guidance calls reference rate reform, if certain criteria are met. An entity that makes this election would not have to remeasure the contracts at the modification date or reassess a previous accounting determination. Also, entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met, and can make a one-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. The amendments in this ASU are effective for all entities upon issuance through December 31, 2022. This Update is not expected to have a significant impact on the Company’s financial statements.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2022
Investments Debt And Equity Securities [Abstract]
Summary of Securities Available-for-Sale and Restricted Stock	Securities consist of the following on September 30, 2022 and December 31, 2021: (Dollars in thousands) Amortized cost Gross unrealized gains Gross unrealized losses Fair value September 30, 2022 Available-for-sale U.S. Treasury securities $ 23,214 $ — $ (1,033 ) $ 22,181 U.S. Government agencies 13,999 — (1,408 ) 12,591 Mortgage-backed securities of government agencies 70,077 7 (9,575 ) 60,509 Asset-backed securities of government agencies 672 — (16 ) 656 State and political subdivisions 22,725 — (1,313 ) 21,412 Corporate bonds 28,764 — (2,680 ) 26,084 Total available-for-sale 159,451 7 (16,025 ) 143,433 Held-to-maturity U.S Treasury Securities $ 12,740 $ — $ (1,209 ) $ 11,531 Mortgage-backed securities of government agencies 237,034 — (36,041 ) 200,993 State and political subdivisions 2,588 — (391 ) 2,197 Total held-to-maturity 252,362 — (37,641 ) 214,721 Equity securities 185 64 — 249 Restricted stock 3,430 — — 3,430 Total securities $ 415,428 $ 71 $ (53,666 ) $ 361,833 December 31, 2021 Available-for-sale U.S. Treasury securities $ 4,982 $ — $ (10 ) $ 4,972 U.S. Government agencies 13,999 — (327 ) 13,672 Mortgage-backed securities of government agencies 78,224 393 (843 ) 77,774 Asset-backed securities of government agencies 760 — (7 ) 753 State and political subdivisions 23,189 343 (201 ) 23,331 Corporate bonds 11,238 57 (89 ) 11,206 Total available-for-sale 132,392 793 (1,477 ) 131,708 Held-to-maturity U.S Treasury Securities $ 12,700 $ 32 $ (39 ) $ 12,693 Mortgage-backed securities of government agencies 159,916 504 (766 ) 159,654 State and political subdivisions 2,192 3 (14 ) 2,181 Total held-to-maturity 174,808 539 (819 ) 174,528 Equity securities 53 62 — 115 Restricted stock 4,614 — — 4,614 Total securities $ 311,867 $ 1,394 $ (2,296 ) $ 310,965
Summary of Amortized Cost and Fair Value of Debt Securities	The amortized cost and fair value of debt securities on September 30, 2022, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. (Dollars in thousands) Amortized cost Fair value Available-for-sale Due in one year or less $ 613 $ 612 Due after one through five years 68,797 64,025 Due after five through ten years 25,133 22,817 Due after ten years 64,908 55,979 Total debt securities available-for-sale $ 159,451 $ 143,433 Held-to-maturity Due in one year or less $ 2,496 $ 2,402 Due after one through five years 7,405 6,739 Due after five through ten years 3,894 3,275 Due after ten years 238,567 202,305 Total debt securities held-to-maturity $ 252,362 $ 214,721
Summary of Gross Unrealized Losses and Fair Value of Available for Sale Securities	The following table presents gross unrealized losses and fair value of securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, on September 30, 2022 and December 31, 2021: Securities in a continuous unrealized loss position Less than 12 months 12 months or more Total (Dollars in thousands) Gross unrealized losses Fair value Gross unrealized losses Fair value Gross unrealized losses Fair value September 30, 2022 Available-for-sale U.S. Treasury Securities $ (1,033 ) $ 22,181 $ — $ — $ (1,033 ) $ 22,181 U.S. Government agencies — — (1,408 ) 12,591 (1,408 ) 12,591 Mortgage-backed securities of government agencies (1,584 ) 14,973 (7,991 ) 42,288 (9,575 ) 57,261 Asset-backed securities of government agencies — — (16 ) 656 (16 ) 656 State and political subdivisions (926 ) 18,816 (387 ) 2,371 (1,313 ) 21,187 Corporate bonds (2,562 ) 25,202 (118 ) 882 (2,680 ) 26,084 Held-to-maturity U.S. Treasury Securities — — (1,209 ) 11,531 (1,209 ) 11,531 Mortgage-backed securities of government agencies (20,326 ) 120,767 (15,715 ) 70,860 (36,041 ) 191,627 State and political subdivisions (181 ) 1,273 (210 ) 924 (391 ) 2,197 Total temporarily impaired securities $ (26,612 ) $ 203,212 $ (27,054 ) $ 142,103 $ (53,666 ) $ 345,315 December 31, 2021 Available-for-sale U.S. Treasury Securities $ (10 ) $ 4,972 $ — $ — $ (10 ) $ 4,972 U.S. Government agencies (69 ) 2,930 (258 ) 10,742 (327 ) 13,672 Mortgage-backed securities of government agencies (574 ) 43,595 (269 ) 12,653 (843 ) 56,248 Asset-backed securities of government agencies — — (7 ) 753 (7 ) 753 State and political subdivisions (201 ) 9,646 — — (201 ) 9,646 Corporate bonds (44 ) 5,710 (45 ) 955 (89 ) 6,665 Held-to-maturity — U.S. Treasury Securities (39 ) 9,837 — — (39 ) 9,837 Mortgage-backed securities of government agencies (766 ) 98,906 — — (766 ) 98,906 State and political subdivisions (14 ) 1,749 — — (14 ) 1,749 Total temporarily impaired securities $ (1,717 ) $ 177,345 $ (579 ) $ 25,103 $ (2,296 ) $ 202,448

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Summary of Loans	Loans consist of the following: (Dollars in thousands) September 30, 2022 December 31, 2021 Commercial 1 $ 135,975 $ 123,933 Commercial real estate 208,979 194,754 Residential real estate 190,029 168,247 Construction & land development 58,388 46,042 Consumer 16,339 16,074 Total loans before deferred costs 609,710 549,050 Deferred loan costs, net 261 104 Total Loans $ 609,971 $ 549,154 1
Summary of Allowance for Loan Losses	NOTE 3 – LOANS (CONTINUED) S ummary of Allowance for Loan Losses (Dollars in thousands) Commercial Commercial Real Estate Residential Real Estate Construction & Land Development Consumer Unallocated Total Three Months Ended September 30, 2022 Beginning balance $ 1,213 $ 2,422 $ 1,177 $ 1,607 $ 395 $ 454 $ 7,268 (Recovery of) provision for loan losses 45 (298 ) 111 (331 ) (137 ) 360 (250 ) Charge-offs (13 ) (12 ) — — (4 ) (29 ) Recoveries 4 — 1 — 14 19 Net (charge-offs) recoveries (9 ) (12 ) 1 — 10 (10 ) Ending balance $ 1,249 $ 2,112 $ 1,289 $ 1,276 $ 268 $ 814 $ 7,008 Nine Months Ended September 30, 2022 Beginning balance $ 1,240 $ 2,838 $ 992 $ 1,380 $ 421 $ 747 $ 7,618 (Recovery of) provision for loan losses 30 (715 ) 295 (416 ) (156 ) 67 (895 ) Charge-offs (31 ) (12 ) — — (28 ) (71 ) Recoveries 10 1 2 312 31 356 Net (charge-offs) recoveries (21 ) (11 ) 2 312 3 285 Ending balance $ 1,249 $ 2,112 $ 1,289 $ 1,276 $ 268 $ 814 $ 7,008 Three Months Ended September 30, 2021 Beginning balance $ 1,335 $ 3,404 $ 1,060 $ 767 $ 278 $ 1,031 $ 7,875 (Recovery of) provision for loan losses 9 (280 ) (32 ) 508 (9 ) (406 ) (210 ) Charge-offs — — — — (39 ) (39 ) Recoveries 5 — 2 — 12 19 Net (charge-offs) recoveries 5 — 2 — (27 ) (20 ) Ending balance $ 1,349 $ 3,124 $ 1,030 $ 1,275 $ 242 $ 625 $ 7,645 Nine Months Ended September 30, 2021 Beginning balance $ 1,739 $ 3,469 $ 1,156 $ 756 $ 352 $ 802 $ 8,274 (Recovery of) provision for loan losses (393 ) (346 ) (130 ) 519 (128 ) (177 ) (655 ) Charge-offs (25 ) — — — (39 ) (64 ) Recoveries 28 1 4 — 57 90 Net (charge-offs) recoveries 3 1 4 — 18 26 Ending balance $ 1,349 $ 3,124 $ 1,030 $ 1,275 $ 242 $ 625 $ 7,645
Allowances for Loan Losses and Ending Balances by Portfolio Class and Based on Impairment Method	NOTE 3 – LOANS (CONTINUED) The following table presents the balance in the allowance for loan losses and the ending loan balances by portfolio class, based on the impairment method as of September 30, 2022 and December 31, 2021: (Dollars in thousands) Commercial Commercial Real Estate Residential Real Estate Construction Consumer Unallocated Total September 30, 2022 Allowance for loan losses: Individually evaluated for impairment $ 196 $ — $ 1 $ — $ 4 $ 201 Collectively evaluated for impairment 1,053 2,112 1,288 1,276 264 814 6,807 Total ending allowance balance $ 1,249 $ 2,112 $ 1,289 $ 1,276 $ 268 $ 814 $ 7,008 Loans: Loans individually evaluated for impairment $ 322 $ 157 $ 688 $ — $ 126 $ 1,293 Loans collectively evaluated for impairment 135,653 208,822 189,341 58,388 16,213 608,417 Total ending loans balance $ 135,975 $ 208,979 $ 190,029 $ 58,388 $ 16,339 $ 609,710 December 31, 2021 Allowance for loan losses: Individually evaluated for impairment $ 208 $ 9 $ 2 $ — $ 3 $ 222 Collectively evaluated for impairment 1,032 2,829 990 1,380 418 747 7,396 Total ending allowance balance $ 1,240 $ 2,838 $ 992 $ 1,380 $ 421 $ 747 $ 7,618 Loans: Loans individually evaluated for impairment $ 342 $ 291 $ 856 $ 329 $ 137 $ 1,955 Loans collectively evaluated for impairment 123,591 194,463 167,391 45,713 15,937 547,095 Total ending loans balance $ 123,933 $ 194,754 $ 168,247 $ 46,042 $ 16,074 $ 549,050
Schedule of Impairment by Class of Loans	The following table presents loans individually evaluated for impairment by class of loans as of September 30, 2022 and December 31, 2021: (Dollars in thousands) Unpaid Principal Balance Recorded Investment with no Allowance Recorded Investment with Allowance Total recorded investment 1 Related Allowance September 30, 2022 Commercial $ 344 $ 126 $ 196 $ 322 $ 196 Commercial real estate 311 135 22 157 — Residential real estate 743 375 318 693 1 Construction & land development — — — — — Consumer 131 7 123 130 4 Total impaired loans $ 1,529 $ 643 $ 659 $ 1,302 $ 201 December 31, 2021 Commercial $ 354 $ 134 $ 208 $ 342 $ 208 Commercial real estate 433 233 59 292 9 Residential real estate 925 571 291 862 2 Construction & land development 646 330 — 330 — Consumer 141 23 119 142 3 Total impaired loans $ 2,499 $ 1,291 $ 677 $ 1,968 $ 222 1
Schedule of Average Recorded Investment in Impaired Loans and Related Interest Income Recognized	NOTE 3 – LOANS (CONTINUED) The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated. Three Months Ended September 30, Nine Months Ended September 30, (Dollars in thousands) 2022 2021 2022 2021 Average recorded investment: Commercial $ 255 $ 1,237 $ 258 $ 1,745 Commercial real estate 173 2,199 198 2,557 Residential real estate 715 822 781 822 Construction & land development — — 164 — Consumer 131 128 132 134 Average recorded investment in impaired loans $ 1,274 $ 4,386 $ 1,533 $ 5,258 Interest income recognized: Commercial $ — $ 3 $ 2 $ 22 Commercial real estate 2 20 6 71 Residential real estate 7 7 23 23 Construction & land development — — — — Consumer 2 2 6 6 Interest income recognized on a cash basis on impaired loans $ 11 $ 32 $ 37 $ 122
Schedule of Aging of Past Due and Nonaccrual Loans	The following table presents the aging of past due loans and nonaccrual loans as of September 30, 2022 and December 31, 2021 by class of loans: Accruing Loans (Dollars in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90 Days + Past Due Non- Accrual Total Past Due and Non- Accrual Total Loans September 30, 2022 Commercial $ 135,762 $ 2 $ 15 $ — $ 196 $ 213 $ 135,975 Commercial real estate 208,629 132 82 — 136 350 208,979 Residential real estate 189,281 333 122 — 293 748 190,029 Construction & land development 58,313 — 75 — — 75 58,388 Consumer 16,117 161 — — 61 222 16,339 Total Loans $ 608,102 $ 628 $ 294 $ — $ 686 $ 1,608 $ 609,710 December 31, 2021 Commercial $ 123,698 $ 5 $ 17 $ 5 $ 208 $ 235 $ 123,933 Commercial real estate 194,615 — — — 139 139 194,754 Residential real estate 167,689 191 — — 367 558 168,247 Construction & land development 45,713 — — — 329 329 46,042 Consumer 15,863 171 — — 40 211 16,074 Total Loans $ 547,578 $ 367 $ 17 $ 5 $ 1,083 $ 1,472 $ 549,050
Summary of Troubled Debt Restructurings	There were no loan modifications considered TDRs completed during the three and nine months ended September 30, 2022. (Dollars in thousands) Number of loans restructured Pre- Modification Recorded Investment Post- Modification Recorded Investment Three Months Ended September 30, 2021 Commercial 1 $ 66 $ 66 1 $ 66 $ 66 Nine Months Ended September 30, 2021 Commercial 4 $ 960 $ 960 Commercial real estate 2 1,686 1,686 Residential real estate 1 88 88 7 $ 2,734 $ 2,734
Summary of Loans by Credit Quality Indicator	Based on the most recent analysis performed, the risk category of loans by class is as follows as of September 30, 2022 and December 31, 2021: (Dollars in thousands) Pass Special Mention Substandard Doubtful Not Rated Total September 30, 2022 Commercial $ 128,121 $ 1,481 $ 4,306 $ — $ 2,067 $ 135,975 Commercial real estate 195,891 1,344 8,452 — 3,292 208,979 Construction & land development 46,770 6,229 — — 5,389 58,388 Total $ 370,782 $ 9,054 $ 12,758 $ — $ 10,748 $ 403,342 December 31, 2021 Commercial $ 114,608 $ 5,959 $ 2,203 $ — $ 1,163 $ 123,933 Commercial real estate 176,547 7,313 10,186 — 708 194,754 Construction & land development 33,205 5,439 329 — 7,069 46,042 Total $ 324,360 $ 18,711 $ 12,718 $ — $ 8,940 $ 364,729

Short-Term Borrowings (Tables)

Short-Term Borrowings (Tables)	9 Months Ended
	Sep. 30, 2022
Debt Disclosure [Abstract]
Summary of Repurchase Agreements and Related Collateral Accounted for as Secured Borrowings	The following table provides additional detail regarding repurchase agreements and the related collateral accounted for as secured borrowings. Remaining Contractual Maturity Overnight and Continuous September 30, December 31, (Dollars in thousands) 2022 2021 Securities of U.S. Government Agencies and mortgage-backed securities of government agencies pledged, fair value $ 34,431 $ 36,737 Repurchase agreements 34,199 36,530

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Schedule of Fair Value of Assets Measured on Recurring Basis	The following table presents the assets reported on the Consolidated Balance Sheets at their fair value on a recurring basis as of September 30, 2022 and December 31, 2021 by level within the fair value hierarchy. No liabilities are carried at fair value. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Equity securities with readily determinable values and U.S. Treasury Notes are valued at the closing price reported on the active market on which the individual securities are traded. Obligations of U.S. government agencies, mortgage-backed securities, asset-backed securities, obligations of states and political subdivisions and corporate bonds are valued at observable market data for similar assets. Equity securities without readily determinable values are carried at amortized cost adjusted for impairment and observable price changes and are not included in the table below. (Dollars in thousands) Level I Level II Level III Total September 30, 2022 Assets: Securities available-for-sale U.S. Treasury securities $ 22,181 $ — $ — $ 22,181 U.S. Government agencies — 12,591 — 12,591 Mortgage-backed securities of government agencies — 60,509 — 60,509 Asset-backed securities of government agencies — 656 — 656 State and political subdivisions — 21,412 — 21,412 Corporate bonds — 26,084 — 26,084 Total available-for-sale securities $ 22,181 $ 121,252 $ — $ 143,433 Equity securities $ 203 $ — $ — $ 203 December 31, 2021 Assets: Securities available-for-sale U.S. Treasury securities $ 4,972 $ — $ — $ 4,972 U.S. Government agencies — 13,672 — 13,672 Mortgage-backed securities of government agencies — 77,774 — 77,774 Asset-backed securities of government agencies — 753 — 753 State and political subdivisions — 23,331 — 23,331 Corporate bonds — 11,206 — 11,206 Total available-for-sale securities $ 4,972 $ 126,736 $ — $ 131,708 Equity securities $ 69 $ — $ — $ 69

Fair Values of Financial Inst_2

Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2022
Investments All Other Investments [Abstract]
Schedule of Estimated Fair Values of Recognized Financial Instruments	The fair values of recognized financial instruments as of September 30, 2022 and December 31, 2021 are as follows: (Dollars in thousands) Carrying Value Level I Level II Level III Fair Value September 30, 2022 Financial assets Securities held-to-maturity $ 252,362 $ 11,531 $ 203,190 $ — $ 214,721 Loans held for sale 200 205 — — 205 Net loans 602,963 — — 592,704 592,704 Mortgage servicing rights 636 — — 636 636 Financial liabilities Deposits $ 1,029,274 $ 912,971 $ — $ 112,680 $ 1,025,651 Other borrowings 2,528 — — 2,393 2,393 December 31, 2021 Financial assets Securities held-to-maturity $ 174,808 $ 12,693 $ 161,835 $ — $ 174,528 Loans held for sale 231 238 — — 238 Net loans 541,536 — — 548,317 548,317 Mortgage servicing rights 604 — — 604 604 Financial liabilities Deposits $ 1,002,747 $ 881,372 $ — $ 121,005 $ 1,002,377 Other borrowings 3,407 — — 3,431 3,431

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2022
Equity [Abstract]
Schedule of Changes in Accumulated Other Comprehensive Income (Loss) by Component Net of Tax	The following table presents the changes in accumulated other comprehensive income (loss) by component net of tax for the three and nine months ended September 30, 2022, and 2021: (Dollars in thousands) Pretax Tax Effect After-tax Three Months Ended September 30, 2022 Balance as of June 30, 2022 $ (12,663 ) $ 2,660 $ (10,003 ) Unrealized holding loss on available-for-sale securities arising during the period (5,189 ) 1,090 (4,099 ) Amortization of held-to-maturity discount resulting from transfer 64 (14 ) 50 Total other comprehensive loss (5,125 ) 1,076 (4,049 ) Balance, end of period $ (17,788 ) $ 3,736 $ (14,052 ) Nine Months Ended September 30, 2022 Balance, beginning of period $ (2,691 ) $ 566 $ (2,125 ) Unrealized holding loss on available-for-sale securities arising during the period (15,334 ) 3,220 (12,114 ) Amortization of held-to-maturity discount resulting from transfer 237 (50 ) 187 Total other comprehensive loss (15,097 ) 3,170 (11,927 ) Balance, end of period $ (17,788 ) $ 3,736 $ (14,052 ) Three Months ended June 30, 2021 Balance as of June 30, 2021 $ (677 ) $ 142 $ (535 ) Unrealized holding loss on available-for-sale securities arising during the period (831 ) 175 (656 ) Amortization of held-to-maturity discount resulting from transfer 11 (3 ) 8 Total other comprehensive loss (820 ) 172 (648 ) Balance, end of period $ (1,497 ) $ 314 $ (1,183 ) Nine Months Ended September 30, 2021 Balance, beginning of period $ 1,249 $ (263 ) $ 986 Unrealized holding loss on available-for-sale securities arising during the period (2,790 ) 586 (2,204 ) Amortization of held-to-maturity discount resulting from transfer 44 (9 ) 35 Total other comprehensive loss (2,746 ) 577 (2,169 ) Balance, end of period $ (1,497 ) $ 314 $ (1,183 )

Summary of Significant Accoun_3

Summary of Significant Accounting Policies - Additional Information (Detail)	Sep. 30, 2022
Accounting Standards Update 2017-04 [Member]
Summary Of Significant Accounting Policies [Line Items]
Change in accounting principle, Accounting standards update, Immaterial effect [true false]	true
Accounting Standards Update 2020-04 [Member]
Summary Of Significant Accounting Policies [Line Items]
Change in accounting principle, Accounting standards update, Immaterial effect [true false]	true
Accounting Standards Update 2016-13 [Member]
Summary Of Significant Accounting Policies [Line Items]
Change in accounting principle, Accounting standards update, Immaterial effect [true false]	true

Securities - Summary of Securit

Securities - Summary of Securities Available-for-Sale and Restricted Stock (Detail) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	$ 159,451	$ 132,392
Gross Unrealized Gains, Available-for-sale	7	793
Gross Unrealized Losses, Available-for-sale	(16,025)	(1,477)
Fair Value, Available-for-sale	143,433	131,708
Amortized Cost, Held to maturity	252,362	174,808
Gross Unrealized Gains, Held to maturity		539
Gross Unrealized Losses, Held to maturity	(37,641)	(819)
Fair Value, Held to maturity	214,721	174,528
Amortized Cost	415,428	311,867
Gross Unrealized Gains	71	1,394
Gross Unrealized Losses	(53,666)	(2,296)
Fair Value	361,833	310,965
U.S. Treasury Securities [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	23,214	4,982
Gross Unrealized Losses, Available-for-sale	(1,033)	(10)
Fair Value, Available-for-sale	22,181	4,972
Amortized Cost, Held to maturity	12,740	12,700
Gross Unrealized Gains, Held to maturity		32
Gross Unrealized Losses, Held to maturity	(1,209)	(39)
Fair Value, Held to maturity	11,531	12,693
Mortgage-Backed Securities of Government Agencies [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	70,077	78,224
Gross Unrealized Gains, Available-for-sale	7	393
Gross Unrealized Losses, Available-for-sale	(9,575)	(843)
Fair Value, Available-for-sale	60,509	77,774
Amortized Cost, Held to maturity	237,034	159,916
Gross Unrealized Gains, Held to maturity		504
Gross Unrealized Losses, Held to maturity	(36,041)	(766)
Fair Value, Held to maturity	200,993	159,654
Asset-Backed Securities of Government Agencies [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	672	760
Gross Unrealized Losses, Available-for-sale	(16)	(7)
Fair Value, Available-for-sale	656	753
State and Political Subdivisions [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	22,725	23,189
Gross Unrealized Gains, Available-for-sale		343
Gross Unrealized Losses, Available-for-sale	(1,313)	(201)
Fair Value, Available-for-sale	21,412	23,331
Amortized Cost, Held to maturity	2,588	2,192
Gross Unrealized Gains, Held to maturity		3
Gross Unrealized Losses, Held to maturity	(391)	(14)
Fair Value, Held to maturity	2,197	2,181
Corporate Bonds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	28,764	11,238
Gross Unrealized Gains, Available-for-sale		57
Gross Unrealized Losses, Available-for-sale	(2,680)	(89)
Fair Value, Available-for-sale	26,084	11,206
U.S. Government Agencies [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	13,999	13,999
Gross Unrealized Losses, Available-for-sale	(1,408)	(327)
Fair Value, Available-for-sale	12,591	13,672
Equity Securities [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Equity securities	185	53
Gross Unrealized Gains, Equity securities	64	62
Fair Value, Equity securities	249	115
Restricted Stock [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost	3,430	4,614
Fair Value	$ 3,430	$ 4,614

Securities - Summary of Amortiz

Securities - Summary of Amortized Cost and Fair Value of Debt Securities (Detail) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available-for-sale
Due in one year or less, Amortized Cost	$ 613
Due after one through five years, Amortized Cost	68,797
Due after five through ten years, Amortized Cost	25,133
Due after ten years, Amortized Cost	64,908
Amortized Cost, Available-for-sale	159,451	$ 132,392
Due in one year or less, Fair Value	612
Due after one through five years, Fair Value	64,025
Due after five through ten years, Fair Value	22,817
Due after ten years, Fair Value	55,979
Total debt securities available-for-sale, Fair Value	143,433	131,708
Held-to-maturity
Due in one year or less, Amortized Cost	2,496
Due after one through five years, Amortized cost	7,405
Due after five through ten years, Amortized Cost	3,894
Due after ten years, Amortized Cost	238,567
Amortized Cost, Held to maturity	252,362	174,808
Due in one year or less, Fair Value	2,402
Due after one through five years, Fair Value	6,739
Due after five through ten years, Fair Value	3,275
Due after ten years, Fair Value	202,305
Total debt securities held-to-maturity, Fair Value	$ 214,721	$ 174,528

Securities - Additional Informa

Securities - Additional Information (Detail)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022 USD ($) Security	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) Security	Sep. 30, 2021 USD ($)	Dec. 31, 2021 USD ($) Security	Jul. 31, 2022 USD ($) $ / shares
Investments Debt And Equity Securities [Abstract]
Fair value of pledged securities	$ 112,500,000		$ 112,500,000		$ 103,000,000
Restricted stock investment in FHLB stock	2,900,000		2,900,000		4,100,000
Federal Home Loan Bank redemption of stock						$ 1,200,000
Federal Home Loan Bank redemption par value per share | $ / shares						$ 100
Federal Reserve Bank stock	471,000		471,000		$ 471,000
Proceeds from sale of available-for-sale securities	$ 0	$ 0	$ 0	$ 0
Number of securities in an unrealized loss position, Total | Security	203		203		66
Number of securities in continuous unrealized loss position, 12 months or more | Security			61		11

Securities - Summary of Gross U

Securities - Summary of Gross Unrealized Losses and Fair Value of Available for Sale Securities (Detail) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity, Gross Unrealized Losses, Total	$ (37,641)	$ (819)
Gross Unrealized Losses, Less Than 12 Months	(26,612)	(1,717)
Fair Value, Less Than 12 Months	203,212	177,345
Gross Unrealized Losses, 12 Months Or More	(27,054)	(579)
Fair Value, 12 Months Or More	142,103	25,103
Gross Unrealized Losses, Total	(53,666)	(2,296)
Fair Value, Total	345,315	202,448
U.S. Treasury Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, Less Than 12 Months	(1,033)	(10)
Available-for-sale, Fair Value, Less Than 12 Months	22,181	4,972
Available-for-sale, Gross Unrealized Losses, Total	(1,033)	(10)
Available-for-sale, Fair Value, Total	22,181	4,972
Held-to-maturity, Gross Unrealized Losses, Less Than 12 Months		(39)
Held-to-maturity, Fair Value, Less Than 12 Months		9,837
Held-to-maturity, Gross Unrealized Losses, 12 Months Or More	(1,209)
Held-to-maturity, Fair Value, 12 Months Or More	11,531
Held-to-maturity, Gross Unrealized Losses, Total	(1,209)	(39)
Held-to-maturity, Fair Value, Total	11,531	9,837
Asset-Backed Securities of Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, 12 Months or More	(16)	(7)
Available-for-sale, Fair Value, 12 Months or More	656	753
Available-for-sale, Gross Unrealized Losses, Total	(16)	(7)
Available-for-sale, Fair Value, Total	656	753
Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, Less Than 12 Months	(2,562)	(44)
Available-for-sale, Fair Value, Less Than 12 Months	25,202	5,710
Available-for-sale, Gross Unrealized Losses, 12 Months or More	(118)	(45)
Available-for-sale, Fair Value, 12 Months or More	882	955
Available-for-sale, Gross Unrealized Losses, Total	(2,680)	(89)
Available-for-sale, Fair Value, Total	26,084	6,665
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, Less Than 12 Months		(69)
Available-for-sale, Fair Value, Less Than 12 Months		2,930
Available-for-sale, Gross Unrealized Losses, 12 Months or More	(1,408)	(258)
Available-for-sale, Fair Value, 12 Months or More	12,591	10,742
Available-for-sale, Gross Unrealized Losses, Total	(1,408)	(327)
Available-for-sale, Fair Value, Total	12,591	13,672
State and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, Less Than 12 Months	(926)	(201)
Available-for-sale, Fair Value, Less Than 12 Months	18,816	9,646
Available-for-sale, Gross Unrealized Losses, 12 Months or More	(387)
Available-for-sale, Fair Value, 12 Months or More	2,371
Available-for-sale, Gross Unrealized Losses, Total	(1,313)	(201)
Available-for-sale, Fair Value, Total	21,187	9,646
Held-to-maturity, Gross Unrealized Losses, Less Than 12 Months	(181)	(14)
Held-to-maturity, Fair Value, Less Than 12 Months	1,273	1,749
Held-to-maturity, Gross Unrealized Losses, 12 Months Or More	(210)
Held-to-maturity, Fair Value, 12 Months Or More	924
Held-to-maturity, Gross Unrealized Losses, Total	(391)	(14)
Held-to-maturity, Fair Value, Total	2,197	1,749
Mortgage-Backed Securities of Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, Less Than 12 Months	(1,584)	(574)
Available-for-sale, Fair Value, Less Than 12 Months	14,973	43,595
Available-for-sale, Gross Unrealized Losses, 12 Months or More	(7,991)	(269)
Available-for-sale, Fair Value, 12 Months or More	42,288	12,653
Available-for-sale, Gross Unrealized Losses, Total	(9,575)	(843)
Available-for-sale, Fair Value, Total	57,261	56,248
Held-to-maturity, Gross Unrealized Losses, Less Than 12 Months	(20,326)	(766)
Held-to-maturity, Fair Value, Less Than 12 Months	120,767	98,906
Held-to-maturity, Gross Unrealized Losses, 12 Months Or More	(15,715)
Held-to-maturity, Fair Value, 12 Months Or More	70,860
Held-to-maturity, Gross Unrealized Losses, Total	(36,041)	(766)
Held-to-maturity, Fair Value, Total	$ 191,627	$ 98,906

Loans - Summary of Loans (Detai

Loans - Summary of Loans (Detail) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	$ 609,710	$ 549,050
Deferred loan costs, net	261	104
Total Loans	609,971	549,154
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	135,975	123,933
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	208,979	194,754
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	190,029	168,247
Construction & Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	58,388	46,042
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans before deferred costs	$ 16,339	$ 16,074

Loans - Summary of Loans (Paren

Loans - Summary of Loans (Parenthetical) (Detail) - Paycheck Protection Program [Member] - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal amount outstanding on PPP loans	$ 392	$ 4,600
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal amount outstanding on PPP loans	$ 392	$ 4,600

Loans - Additional Information

Loans - Additional Information (Detail)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022 USD ($) Industry Property	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) Loan Industry Contract Property	Sep. 30, 2021 USD ($)	Dec. 31, 2021 USD ($) Loan Contract Property
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans serviced for others	$ 139,200,000		$ 139,200,000		$ 142,100,000
Interest and fee income on loans	6,680,000	$ 6,897,000	18,489,000	$ 19,993,000
Concentration loans	609,710,000		609,710,000		549,050,000
Assisted living facilities loans	602,963,000		602,963,000		541,536,000
Loans classified as troubled debt restructurings	962,000		962,000		1,300,000
Reserves allocated to customers whose loan terms are modified in troubled debt restructurings	5,000		5,000		$ 14,000
Loans payable classified as nonaccrual	$ 29,000		$ 29,000
Loans restructured, subsequently defaulted | Contract			0		0
Number of properties acquired | Property	0		0		0
Mortgage loans in process of foreclosure amount			$ 17,000		$ 0
Other repossessed assets	$ 0		0		$ 0
Outstanding balance of commercial loans classified under credit risk, minimum amount	500,000		500,000
Loans listed as not rated under risk category, maximum amount	500,000		500,000
Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans classified as troubled debt restructurings	932,000		932,000
Covid-19 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance including commitments	37,900,000		37,900,000
Business loans	27,800,000		27,800,000
Covid-19 [Member] | Assisted Living Facilities [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Assisted living facilities loans	$ 10,100,000		$ 10,100,000
Credit Concentration Risk [Member] | Loans Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of industries for credit concentrations | Industry	2		2
Credit Concentration Risk [Member] | Loans Receivable [Member] | Lessors of Non-residential Buildings or Dwellings [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Concentration loans	$ 71,900,000		$ 71,900,000
Concentration of credit percentage of total loans			12%
Credit Concentration Risk [Member] | Loans Receivable [Member] | Assisted Living Facilities for Elderly [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Concentration loans	27,800,000		$ 27,800,000
Concentration of credit percentage of total loans			5%
Paycheck Protection Program [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of PPP loans | Loan			7		76
Principal amount outstanding on PPP loans	$ 392,000		$ 392,000		$ 4,600,000
PPP loans guaranteed percentage	100%		100%
Loan processing fee received			$ 5,400,000
Remaining unearned fees on loans outstanding	$ 8,000		8,000
Interest and fee income on loans	$ 25,000	$ 974,000	$ 187,000	$ 2,700,000

Loans - Schedule of Allowances

Loans - Schedule of Allowances for Loan Losses by Portfolio Segment (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 7,268	$ 7,875	$ 7,618	$ 8,274
(RECOVERY OF) PROVISION FOR LOAN LOSSES	(250)	(210)	(895)	(655)
Charge-offs	(29)	(39)	(71)	(64)
Recoveries	19	19	356	90
Net (charge-offs) recoveries	(10)	(20)	285	26
Ending balance	7,008	7,645	7,008	7,645
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,213	1,335	1,240	1,739
(RECOVERY OF) PROVISION FOR LOAN LOSSES	45	9	30	(393)
Charge-offs	(13)		(31)	(25)
Recoveries	4	5	10	28
Net (charge-offs) recoveries	(9)	5	(21)	3
Ending balance	1,249	1,349	1,249	1,349
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,422	3,404	2,838	3,469
(RECOVERY OF) PROVISION FOR LOAN LOSSES	(298)	(280)	(715)	(346)
Charge-offs	(12)		(12)
Recoveries			1	1
Net (charge-offs) recoveries	(12)		(11)	1
Ending balance	2,112	3,124	2,112	3,124
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,177	1,060	992	1,156
(RECOVERY OF) PROVISION FOR LOAN LOSSES	111	(32)	295	(130)
Recoveries	1	2	2	4
Net (charge-offs) recoveries	1	2	2	4
Ending balance	1,289	1,030	1,289	1,030
Construction & Land Development [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,607	767	1,380	756
(RECOVERY OF) PROVISION FOR LOAN LOSSES	(331)	508	(416)	519
Recoveries			312
Net (charge-offs) recoveries			312
Ending balance	1,276	1,275	1,276	1,275
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	395	278	421	352
(RECOVERY OF) PROVISION FOR LOAN LOSSES	(137)	(9)	(156)	(128)
Charge-offs	(4)	(39)	(28)	(39)
Recoveries	14	12	31	57
Net (charge-offs) recoveries	10	(27)	3	18
Ending balance	268	242	268	242
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	454	1,031	747	802
(RECOVERY OF) PROVISION FOR LOAN LOSSES	360	(406)	67	(177)
Ending balance	$ 814	$ 625	$ 814	$ 625

Loans - Allowances for Loan Los

Loans - Allowances for Loan Losses and Ending Balances by Portfolio Class and Based on Impairment Method (Detail) - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	$ 201		$ 222
Allowance for loan losses collectively evaluated for impairment	6,807		7,396
Total ending allowance balance	7,008	$ 7,268	7,618	$ 7,645	$ 7,875	$ 8,274
Loans individually evaluated for impairment	1,293		1,955
Loans collectively evaluated for impairment	608,417		547,095
Total ending loans balance	609,710		549,050
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	196		208
Allowance for loan losses collectively evaluated for impairment	1,053		1,032
Total ending allowance balance	1,249	1,213	1,240	1,349	1,335	1,739
Loans individually evaluated for impairment	322		342
Loans collectively evaluated for impairment	135,653		123,591
Total ending loans balance	135,975		123,933
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment			9
Allowance for loan losses collectively evaluated for impairment	2,112		2,829
Total ending allowance balance	2,112	2,422	2,838	3,124	3,404	3,469
Loans individually evaluated for impairment	157		291
Loans collectively evaluated for impairment	208,822		194,463
Total ending loans balance	208,979		194,754
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	1		2
Allowance for loan losses collectively evaluated for impairment	1,288		990
Total ending allowance balance	1,289	1,177	992	1,030	1,060	1,156
Loans individually evaluated for impairment	688		856
Loans collectively evaluated for impairment	189,341		167,391
Total ending loans balance	190,029		168,247
Construction & Land Development [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses collectively evaluated for impairment	1,276		1,380
Total ending allowance balance	1,276	1,607	1,380	1,275	767	756
Loans individually evaluated for impairment			329
Loans collectively evaluated for impairment	58,388		45,713
Total ending loans balance	58,388		46,042
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses individually evaluated for impairment	4		3
Allowance for loan losses collectively evaluated for impairment	264		418
Total ending allowance balance	268	395	421	242	278	352
Loans individually evaluated for impairment	126		137
Loans collectively evaluated for impairment	16,213		15,937
Total ending loans balance	16,339		16,074
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses collectively evaluated for impairment	814		747
Total ending allowance balance	$ 814	$ 454	$ 747	$ 625	$ 1,031	$ 802

Loans - Schedule of Impairment

Loans - Schedule of Impairment by Class of Loans (Detail) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	$ 1,529	$ 2,499
Recorded Investment with no Allowance	643	1,291
Recorded Investment with Allowance	659	677
Total recorded investment	1,302	1,968
Related Allowance	201	222
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	344	354
Recorded Investment with no Allowance	126	134
Recorded Investment with Allowance	196	208
Total recorded investment	322	342
Related Allowance	196	208
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	311	433
Recorded Investment with no Allowance	135	233
Recorded Investment with Allowance	22	59
Total recorded investment	157	292
Related Allowance		9
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	743	925
Recorded Investment with no Allowance	375	571
Recorded Investment with Allowance	318	291
Total recorded investment	693	862
Related Allowance	1	2
Construction & Land Development [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance		646
Recorded Investment with no Allowance		330
Total recorded investment		330
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	131	141
Recorded Investment with no Allowance	7	23
Recorded Investment with Allowance	123	119
Total recorded investment	130	142
Related Allowance	$ 4	$ 3

Loans - Schedule of Average Rec

Loans - Schedule of Average Recorded Investment in Impaired Loans and Related Interest Income Recognized (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Average recorded investment:
Average recorded investment in impaired loans	$ 1,274	$ 4,386	$ 1,533	$ 5,258
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	11	32	37	122
Commercial [Member]
Average recorded investment:
Average recorded investment in impaired loans	255	1,237	258	1,745
Interest income recognized:
Interest income recognized on a cash basis on impaired loans		3	2	22
Commercial Real Estate [Member]
Average recorded investment:
Average recorded investment in impaired loans	173	2,199	198	2,557
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	2	20	6	71
Residential Real Estate [Member]
Average recorded investment:
Average recorded investment in impaired loans	715	822	781	822
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	7	7	23	23
Construction & Land Development [Member]
Average recorded investment:
Average recorded investment in impaired loans			164
Consumer [Member]
Average recorded investment:
Average recorded investment in impaired loans	131	128	132	134
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	$ 2	$ 2	$ 6	$ 6

Loans - Schedule of Aging of Pa

Loans - Schedule of Aging of Past Due and Nonaccrual Loans (Detail) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	$ 686	$ 1,083
Total past due and non-accrual	1,608	1,472
Total ending loans balance	609,710	549,050
Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	608,102	547,578
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	628	367
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	294	17
90 Days Plus Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans		5
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	196	208
Total past due and non-accrual	213	235
Total ending loans balance	135,975	123,933
Commercial [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	135,762	123,698
Commercial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	2	5
Commercial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	15	17
Commercial [Member] | 90 Days Plus Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans		5
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	136	139
Total past due and non-accrual	350	139
Total ending loans balance	208,979	194,754
Commercial Real Estate [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	208,629	194,615
Commercial Real Estate [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	132
Commercial Real Estate [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	82
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	293	367
Total past due and non-accrual	748	558
Total ending loans balance	190,029	168,247
Residential Real Estate [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	189,281	167,689
Residential Real Estate [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	333	191
Residential Real Estate [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	122
Construction & Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual		329
Total past due and non-accrual	75	329
Total ending loans balance	58,388	46,042
Construction & Land Development [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	58,313	45,713
Construction & Land Development [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	75
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	61	40
Total past due and non-accrual	222	211
Total ending loans balance	16,339	16,074
Consumer [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	16,117	15,863
Consumer [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Loans	$ 161	$ 171

Loans - Summary of Troubled Deb

Loans - Summary of Troubled Debt Restructurings (Detail) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2022 USD ($) Contract	Sep. 30, 2022 USD ($) Contract
Financing Receivable, Modifications [Line Items]
Number of loans restructured | Contract	1	7
Pre-Modification Recorded Investment	$ 66	$ 2,734
Post-Modification Recorded Investment	$ 66	$ 2,734
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Number of loans restructured | Contract	1	4
Pre-Modification Recorded Investment	$ 66	$ 960
Post-Modification Recorded Investment	$ 66	$ 960
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of loans restructured | Contract		2
Pre-Modification Recorded Investment		$ 1,686
Post-Modification Recorded Investment		$ 1,686
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of loans restructured | Contract		1
Pre-Modification Recorded Investment		$ 88
Post-Modification Recorded Investment		$ 88

Loans - Summary of Loans by Cre

Loans - Summary of Loans by Credit Quality Indicator (Detail) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 403,342	$ 364,729
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	370,782	324,360
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	9,054	18,711
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	12,758	12,718
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	10,748	8,940
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	135,975	123,933
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	128,121	114,608
Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,481	5,959
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	4,306	2,203
Commercial [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	2,067	1,163
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	208,979	194,754
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	195,891	176,547
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,344	7,313
Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	8,452	10,186
Commercial Real Estate [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	3,292	708
Construction & Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	58,388	46,042
Construction & Land Development [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	46,770	33,205
Construction & Land Development [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	6,229	5,439
Construction & Land Development [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans		329
Construction & Land Development [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 5,389	$ 7,069

Short-Term Borrowings - Summary

Short-Term Borrowings - Summary of Repurchase Agreements and Related Collateral Accounted for as Secured Borrowings (Detail) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Short Term Borrowings [Abstract]
Securities of U.S. Government Agencies and mortgage-backed securities of government agencies pledged, fair value	$ 34,431	$ 36,737
Repurchase agreements	$ 34,199	$ 36,530

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Detail) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Liabilities carried at fair value	$ 0	$ 0
Fair Value, Measurements, Nonrecurring [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Total Assets	$ 0	$ 0

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Fair Value of Assets Measured on Recurring Basis (Detail) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	$ 143,433	$ 131,708
Equity securities	249	115
U.S. Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	22,181	4,972
U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	12,591	13,672
Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	60,509	77,774
Asset-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	656	753
State and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	21,412	23,331
Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	26,084	11,206
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	143,433	131,708
Equity securities	203	69
Fair Value, Measurements, Recurring [Member] | U.S. Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	22,181	4,972
Fair Value, Measurements, Recurring [Member] | U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	12,591	13,672
Fair Value, Measurements, Recurring [Member] | Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	60,509	77,774
Fair Value, Measurements, Recurring [Member] | Asset-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	656	753
Fair Value, Measurements, Recurring [Member] | State and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	21,412	23,331
Fair Value, Measurements, Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	26,084	11,206
Fair Value, Measurements, Recurring [Member] | Level I [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	22,181	4,972
Equity securities	203	69
Fair Value, Measurements, Recurring [Member] | Level I [Member] | U.S. Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	22,181	4,972
Fair Value, Measurements, Recurring [Member] | Level II [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	121,252	126,736
Fair Value, Measurements, Recurring [Member] | Level II [Member] | U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	12,591	13,672
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	60,509	77,774
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Asset-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	656	753
Fair Value, Measurements, Recurring [Member] | Level II [Member] | State and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	21,412	23,331
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	$ 26,084	$ 11,206

Fair Values of Financial Inst_3

Fair Values of Financial Instruments - Schedule of Estimated Fair Values of Recognized Financial Instruments (Detail) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financial assets
Securities held-to-maturity	$ 214,721	$ 174,528
Loans held for sale	200	231
Carrying Value [Member]
Financial assets
Securities held-to-maturity	252,362	174,808
Loans held for sale	200	231
Net loans	602,963	541,536
Financial liabilities
Deposits	1,029,274	1,002,747
Other borrowings	2,528	3,407
Carrying Value [Member] | Mortgage Servicing Rights [Member]
Financial assets
Mortgage servicing rights	636	604
Fair Value [Member]
Financial assets
Securities held-to-maturity	214,721	174,528
Loans held for sale	205	238
Net loans	592,704	548,317
Financial liabilities
Deposits	1,025,651	1,002,377
Other borrowings	2,393	3,431
Fair Value [Member] | Mortgage Servicing Rights [Member]
Financial assets
Mortgage servicing rights	636	604
Fair Value [Member] | Level I [Member]
Financial assets
Securities held-to-maturity	11,531	12,693
Loans held for sale	205	238
Financial liabilities
Deposits	912,971	881,372
Fair Value [Member] | Level II [Member]
Financial assets
Securities held-to-maturity	203,190	161,835
Fair Value [Member] | Level III [Member]
Financial assets
Net loans	592,704	548,317
Financial liabilities
Deposits	112,680	121,005
Other borrowings	2,393	3,431
Fair Value [Member] | Level III [Member] | Mortgage Servicing Rights [Member]
Financial assets
Mortgage servicing rights	$ 636	$ 604

Fair Values of Financial Inst_4

Fair Values of Financial Instruments - Additional Information (Detail) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Commitments to extend credit and letters of credit	$ 267	$ 248

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) - Schedule of Changes in Accumulated Other Comprehensive Income (Loss) by Component Net of Tax (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Accumulated Other Comprehensive Income (Loss) [Line Items]
Unrealized holding loss on available-for-sale securities arising during the period, Pretax	$ (5,189)	$ (831)	$ (15,334)	$ (2,790)
Beginning balance, After-tax			(2,125)
Other comprehensive (loss)	(4,049)	(648)	(11,927)	(2,169)
Ending Balance, After-tax	(14,052)		(14,052)
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance, Pretax	(12,663)	(677)	(2,691)	1,249
Unrealized holding loss on available-for-sale securities arising during the period, Pretax	(5,189)	(831)	(15,334)	(2,790)
Amortization of held-to-maturity discount resulting from transfer, Pretax	64	11	237	44
Total other comprehensive income (loss), Pretax	(5,125)	(820)	(15,097)	(2,746)
Ending balance, Pretax	(17,788)	(1,497)	(17,788)	(1,497)
Beginning balance, Tax Effect	2,660	142	566	(263)
Unrealized holding loss on available-for-sale securities arising during the period, Tax Effect	1,090	175	3,220	586
Amortization of held-to-maturity discount resulting from transfer, Tax Effect	(14)	(3)	(50)	(9)
Total other comprehensive income (loss), Tax Effect	1,076	172	3,170	577
Ending Balance, Tax Effect	3,736	314	3,736	314
Beginning balance, After-tax	(10,003)	(535)	(2,125)	986
Unrealized holding loss on available-for-sale securities arising during the period, After-Tax	(4,099)	(656)	(12,114)	(2,204)
Amortization of held-to-maturity discount resulting from transfer, After-tax	50	8	187	35
Other comprehensive (loss)	(4,049)	(648)	(11,927)	(2,169)
Ending Balance, After-tax	$ (14,052)	$ (1,183)	$ (14,052)	$ (1,183)