Eagle Financial Services (EFSI) 10-Q 12 Aug 15 2015 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Jul. 31, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2,015
Entity Registrant Name	EAGLE FINANCIAL SERVICES INC
Entity Central Index Key	880,641
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		3,494,215

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets [Abstract]
Cash and due from banks	$ 8,101	$ 9,075
Interest-bearing deposits with other institutions	4,044	25,489
Total cash and cash equivalents	12,145	34,564
Securities available for sale, at fair value	105,736	94,165
Restricted investments	1,946	2,808
Loans	486,028	469,820
Allowance for loan losses	(5,536)	(5,080)
Net Loans	480,492	464,740
Bank premises and equipment, net	20,805	19,015
Other real estate owned, net of allowance	2,261	2,102
Other assets	10,930	9,436
Total assets	634,315	626,830
Liabilities and Equity [Abstract]
Noninterest bearing demand deposits	171,368	159,352
Savings and interest bearing demand deposits	257,575	249,305
Time deposits	93,844	95,159
Total deposits	522,787	503,816
Federal funds purchased	8,329	0
Federal Home Loan Bank advances	20,000	40,000
Trust preferred capital notes	7,217	7,217
Other liabilities	2,039	2,665
Total liabilities	560,372	553,698
Shareholders' Equity
Preferred stock, $10 par value; 500,000 shares authorized and unissued	0	0
Common stock, $2.50 par value; authorized 10,000,000 shares; issued and outstanding 2015, 3,495,800 including 23,551 shares of unvested restricted stock; issued and outstanding 2014, 3,463,665 including 15,151 shares of unvested restricted stock	8,681	8,621
Surplus	13,089	12,618
Retained earnings	51,439	50,578
Accumulated other comprehensive income	734	1,315
Total shareholders' equity	73,943	73,132
Total liabilities and shareholders' equity	$ 634,315	$ 626,830

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Jun. 30, 2015	Dec. 31, 2014
Statement of Financial Position [Abstract]
Preferred stock, par value	$ 10	$ 10
Preferred stock, shares authorized	500,000	500,000
Preferred stock, shares issued	0	0
Common stock, par value	$ 2.50	$ 2.50
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	3,495,800	3,463,665

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest and Dividend Income
Interest and fees on loans	$ 5,437	$ 5,589	$ 10,738	$ 10,920
Interest and dividends on securities available for sale:
Taxable interest income	406	482	782	989
Interest income exempt from federal income taxes	246	278	489	564
Dividends	26	46	33	71
Interest on deposits with other institutions	6	1	17	2
Total interest and dividend income	6,121	6,396	12,059	12,546
Interest Expense
Interest on deposits	182	245	366	489
Interest on federal funds purchased and securities sold under agreements to repurchase	1	7	1	20
Interest on Federal Home Loan Bank advances	66	158	200	317
Interest on trust preferred capital notes	33	32	66	65
Interest on interest rate swap	45	46	91	92
Total interest expense	327	488	724	983
Net interest income	5,794	5,908	11,335	11,563
Provision For (Recovery of) Loan Losses	300	(283)	433	0
Net interest income after provision for (recovery of) loan losses	5,494	6,191	10,902	11,563
Noninterest Income
Income from fiduciary activities	356	362	784	661
Service charges on deposit accounts	307	319	597	652
Other service charges and fees	930	827	1,686	1,480
Gain on sale of securities	22	6	96	6
Other operating income	29	46	110	112
Total noninterest income	1,644	1,560	3,273	2,911
Noninterest Expenses
Salaries and employee benefits	3,112	2,926	6,107	5,751
Occupancy expenses	436	307	782	644
Equipment expenses	260	167	406	349
Advertising and marketing expenses	184	126	303	258
Stationery and supplies	61	74	112	164
ATM network fees	191	201	349	358
Other real estate owned expense	14	6	20	10
Loss (gain) on the sale of other real estate owned	73	(17)	92	(17)
FDIC assessment	103	86	211	167
Computer software expense	192	213	413	412
Bank franchise tax	126	117	243	219
Professional fees	261	254	503	471
Cost to terminate operating lease	520		520
Other operating expenses	598	506	1,128	1,023
Total noninterest expenses	6,131	4,966	11,189	9,809
Income before income taxes	1,007	2,785	2,986	4,665
Income Tax Expense	209	827	733	1,344
Net income	$ 798	$ 1,958	$ 2,253	$ 3,321
Earnings Per Share
Net income per common share, basic	$ 0.23	$ 0.57	$ 0.65	$ 0.97
Net income per common share, diluted	$ 0.23	$ 0.57	$ 0.65	$ 0.97

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statement of Comprehensive Income [Abstract]
Net income	$ 798	$ 1,958	$ 2,253	$ 3,321
Other comprehensive income (loss):
Unrealized (loss) gain on available for sale securities, net of deferred income taxes	(1,012)	535	(615)	1,219
Change in fair value of interest rate swap, net of deferred income taxes	23	12	34	38
Total other comprehensive income (loss)	(989)	547	(581)	1,257
Total comprehensive income (loss)	$ (191)	$ 2,505	$ 1,672	$ 4,578

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statement of Comprehensive Income [Abstract]
Unrealized gain (loss) on available for sale securities, deferred income taxes	$ (523)	$ 276	$ (317)	$ 628
Change in fair value of interest rate swap, deferred income taxes	$ 12	$ 6	$ 18	$ 19

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Shareholders' Equity - 6 months ended Jun. 30, 2015 - USD ($) $ in Thousands	Total	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Balance at Dec. 31, 2014	$ 73,132	$ 8,621	$ 12,618	$ 50,578	$ 1,315
Net income	2,253			2,253
Other comprehensive income (loss)	(581)				(581)
Vesting of restricted stock awards, stock incentive plan		16	(16)
Income tax benefit on vesting of restricted stock	5		5
Stock-based compensation expense	132		132
Issuance of common stock, dividend investment plan	374	42	332
Issuance of common stock, employee benefit plan	20	2	18
Dividends declared	(1,392)			(1,392)
Balance at Jun. 30, 2015	$ 73,943	$ 8,681	$ 13,089	$ 51,439	$ 734

Consolidated Statements Of Cha8

Consolidated Statements Of Changes In Shareholders' Equity (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Statement of Stockholders' Equity [Abstract]
Issuance of restricted stock, stock incentive plan, shares	6,250	10,009
Issuance of common stock, dividend investment plan, shares	16,610	15,682
Issuance of common stock, employee benefit plan	875	6,105
Dividends declared, per share	$ 0.40	$ 0.38

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash Flows from Operating Activities
Net income	$ 2,253	$ 3,321
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	398	400
Amortization of intangible and other assets	110	77
Provision for loan losses	433	0
Loss (gain) on the sale of other real estate owned	92	(17)
(Gain) on the sale of property plant and equipment	(5)	0
Loss on the sale of repossessed assets	1	4
(Gain) on the sale of securities	(96)	(6)
Stock-based compensation expense	132	52
Premium amortization on securities, net	104	54
Changes in assets and liabilities:
(Increase) in other assets	(1,306)	(108)
(Decrease) in other liabilities	(574)	(672)
Net cash provided by operating activities	1,542	3,105
Cash Flows from Investing Activities
Proceeds from maturities and principal payments of securities available for sale	5,131	6,536
Proceeds from the sale of securities available for sale	2,324	1,004
Purchases of securities available for sale	(19,966)	(3,429)
Proceeds from the sale of restricted securities	900	284
Purchases of restricted investments	(38)	(450)
Purchases of bank premises and equipment	(2,188)	(333)
Proceeds from sale of other real estate owned	310	34
Proceeds from the sale of bank premises and equipment	5	0
Proceeds from the sale of repossessed assets	8	19
Net (increase) in loans	(16,749)	(19,993)
Net cash (used in) investing activities	(30,263)	(16,328)
Cash Flows from Financing Activities
Net increase in noninterest bearing demand deposits, savings, and interest bearing demand deposits	20,286	7,667
Net (decrease) in time deposits	(1,315)	(3,209)
Net increase in federal funds purchased	8,329	0
Net (decrease) increase in Federal Home Loan Bank advances	(20,000)	7,750
Issuance of common stock, employee benefit plan	20	137
Cash dividends paid	(1,018)	(960)
Net cash provided by financing activities	6,302	11,385
Cash and Cash Equivalents
Beginning	34,564	14,243
Ending	12,145
(Decrease) in cash and cash equivalents	(22,419)	(1,838)
Supplemental Disclosures of Cash Flow Information
Interest	812	993
Income taxes	583	705
Supplemental Schedule of Noncash Investing and Financing Activities:
Unrealized (loss) gain on securities available for sale	(932)	1,847
Change in fair value of interest rate swap	53	57
Other real estate and repossessed assets acquired in settlement of loans	564	330
Issuance of common stock, dividend investment plan	$ 374	$ 337

General

General	6 Months Ended
	Jun. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
General	NOTE 1. General The accompanying unaudited financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America. In the opinion of management, the accompanying financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the financial position at June 30, 2015 and December 31, 2014 , the results of operations for the three and six months ended June 30, 2015 and 2014 , and cash flows for the six months ended June 30, 2015 and 2014 . The results of operations for the three and six months ended June 30, 2015 are not necessarily indicative of the results to be expected for the full year. These financial statements should be read in conjunction with the Notes to Consolidated Financial Statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014 (the “ 2014 Form 10-K”). The Company owns 100% of Bank of Clarke County (the “Bank”) and Eagle Financial Statutory Trust II. The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. All significant intercompany accounts and transactions between the Company and the Bank have been eliminated. The subordinated debt owed to Eagle Financial Statutory Trust II is reflected as a liability of the Company. Certain amounts in the consolidated financial statements have been reclassified to conform to current year presentations. None of the reclassifications were of a material nature.

Stock-Based Compensation Plan

Stock-Based Compensation Plan	6 Months Ended
	Jun. 30, 2015
Share-based Compensation [Abstract]
Stock-Based Compensation Plan	NOTE 2. Stock-Based Compensation Plan During 2014, the Company’s shareholders approved a stock incentive plan which allows key employees and directors to increase their personal financial interest in the Company. This plan permits the issuance of incentive stock options and non-qualified stock options and the award of stock appreciation rights, common stock, restricted stock, and phantom stock. The plan authorizes the issuance of up to 500,000 shares of common stock. The Company periodically grants Restricted Stock to its directors and executive officers. Restricted Stock provides grantees with rights to shares of common stock upon completion of a service period or achievement of Company performance measures. During the restriction period, all shares are considered outstanding and dividends are paid to the grantee. In general, outside directors are periodically granted restricted shares which vest over a period of less than 9 months . Beginning during 2006, executive officers were granted restricted shares which vest over a 3 year service period and restricted shares which vest based on meeting annual performance measures. The Company recognizes compensation expense over the restricted period. As of June 30, 2015 , there was $234 thousand of unrecognized compensation cost related to nonvested restricted stock. The following table presents Restricted Stock activity for the six months ended June 30, 2015 and 2014 : Six Months Ended June 30, 2015 2014 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Nonvested, beginning of period 15,151 $ 22.27 17,050 $ 19.92 Granted 14,650 23.85 14,900 23.50 Vested (6,250 ) 20.95 (10,009 ) 19.65 Forfeited — — (790 ) 21.80 Nonvested, end of period 23,551 $ 23.61 21,151 $ 22.50

Earnings Per Common Share

Earnings Per Common Share	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Common Share	NOTE 3. Earnings Per Common Share Basic earnings per share represents income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Nonvested restricted shares are included in basic earnings per share because of dividend participation and voting rights. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. The number of potential common shares is determined using the treasury method. The following table shows the weighted average number of shares used in computing earnings per share for the three and six months ended June 30, 2015 and 2014 and the effect on the weighted average number of shares of dilutive potential common stock. During 2015 , there were no potentially dilutive securities outstanding. For the three and six months ended June 30, 2014 , 9,333 and 9,405 stock options were considered anti-dilutive and were excluded from the calculations of diluted earnings per share because their exercise prices exceeded the fair value of our common stock during those periods. Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Average number of common shares outstanding 3,487,215 3,428,699 3,482,259 3,421,351 Effect of dilutive common stock — 667 — 595 Average number of common shares outstanding used to calculate diluted earnings per share 3,487,215 3,429,366 3,482,259 3,421,946

Securities

Securities	6 Months Ended
	Jun. 30, 2015
Available-for-sale Securities [Abstract]
Securities	NOTE 4. Securities Amortized costs and fair values of securities available for sale at June 30, 2015 and December 31, 2014 were as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value June 30, 2015 (in thousands) Obligations of U.S. government corporations and agencies $ 42,306 $ 517 $ (347 ) $ 42,476 Mortgage-backed securities 23,336 370 (232 ) 23,474 Obligations of states and political subdivisions 38,803 1,082 (99 ) 39,786 $ 104,445 $ 1,969 $ (678 ) $ 105,736 December 31, 2014 (in thousands) Obligations of U.S. government corporations and agencies $ 36,911 $ 599 $ (299 ) $ 37,211 Mortgage-backed securities 15,245 545 (11 ) 15,779 Obligations of states and political subdivisions 39,025 1,432 (47 ) 40,410 Corporate securities 761 4 — 765 $ 91,942 $ 2,580 $ (357 ) $ 94,165 During the six months ended June 30, 2015 , the Company received proceeds of $2.3 million on sales of available for sale securities for a gross gain of $96 thousand . There were no losses on the sale of available for sale securities during the six months ended June 30, 2015 . During the six months ended June 30, 2014 , the Company sold $1.0 million available for sale securities for a gross gain of $6 thousand . There were no losses on the sale of available for sale securities during the six months ended June 30, 2014 . The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at June 30, 2015 and December 31, 2014 were as follows: Less than 12 months 12 months or more Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses June 30, 2015 (in thousands) Obligations of U.S. government corporations and agencies $ 19,512 $ 277 $ 4,929 $ 70 $ 24,441 $ 347 Mortgage-backed securities 11,305 204 1,264 28 12,569 232 Obligations of states and political subdivisions 5,893 74 989 25 6,882 99 $ 36,710 $ 555 $ 7,182 $ 123 $ 43,892 $ 678 December 31, 2014 (in thousands) Obligations of U.S. government corporations and agencies $ 1,997 $ 1 $ 21,615 $ 298 $ 23,612 $ 299 Mortgage-backed securities — — 1,444 11 1,444 11 Obligations of states and political subdivisions 2,998 12 2,414 35 5,412 47 $ 4,995 $ 13 $ 25,473 $ 344 $ 30,468 $ 357 Gross unrealized losses on available for sale securities included fifty ( 50 ) and thirty-eight ( 38 ) debt securities at June 30, 2015 and December 31, 2014 , respectively. The Company evaluates securities for other-than-temporary impairment on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to the length of time and the amount of an unrealized loss, the financial condition of the issuer, and the intent and ability of the Company to retain its investment in the issuer long enough to allow for an anticipated recovery in fair value. The fair value of a security reflects its liquidity as compared to similar instruments, current market rates on similar instruments, and the creditworthiness of the issuer. Absent any change in the liquidity of a security or the creditworthiness of the issuer, prices will decline as market rates rise and vice-versa. The primary cause of the unrealized losses at June 30, 2015 and December 31, 2014 was changes in market interest rates. Since the losses can be primarily attributed to changes in market interest rates and not expected cash flows or an issuer’s financial condition, the unrealized losses are deemed to be temporary. The continuing economic recession involving housing, liquidity and credit were also a contributing factor to the unrealized losses on these securities at June 30, 2015 and December 31, 2014 . The Company’s mortgage-backed securities are issued by U.S. government agencies, which guarantee payments to investors regardless of the status of the underlying mortgages. The Company monitors the financial condition of these issuers continuously and will record other-than-temporary impairment if the recovery of value is unlikely. The Company’s securities are exposed to various risks, such as interest rate, market, currency and credit risks. Due to the level of risk associated with certain securities and the level of uncertainty related to changes in the value of securities, it is at least reasonably possible that changes in risks in the near term would materially affect securities reported in the financial statements. In addition, recent economic uncertainty and market events have led to unprecedented volatility in currency, commodity, credit and equity markets culminating in failures of some banking and financial services firms and government intervention to solidify others. These events underscore the level of investment risk associated with the current economic environment, and accordingly the level of risk in the Company’s securities. Securities having a carrying value of $3.4 million at June 30, 2015 were pledged to secure securities sold under agreements to repurchase and other purposes required by law. The composition of restricted investments at June 30, 2015 and December 31, 2014 was as follows: June 30, 2015 December 31, 2014 (in thousands) Federal Reserve Bank Stock $ 344 $ 344 Federal Home Loan Bank Stock 1,462 2,324 Community Bankers’ Bank Stock 140 140 $ 1,946 $ 2,808

Allowance For Loan Losses

Allowance For Loan Losses	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Allowance For Loan Losses	NOTE 5. Allowance for Loan Losses Changes in the allowance for loan losses for the six months ended June 30, 2015 and 2014 and the year ended December 31, 2014 were as follows: Six Months Ended Year Ended Six Months Ended June 30, December 31, June 30, 2015 2014 2014 (in thousands) Balance, beginning $ 5,080 $ 5,488 $ 5,488 Provision charged to operating expense 433 350 — Recoveries added to the allowance 343 725 588 Loan losses charged to the allowance (320 ) (1,483 ) (205 ) Balance, ending $ 5,536 $ 5,080 $ 5,871 Nonaccrual and past due loans by class at June 30, 2015 and December 31, 2014 were as follows: June 30, 2015 (in thousands) 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Current Total Loans 90 or More Days Past Due Still Accruing Nonaccrual Loans Commercial - Non Real Estate: Commercial & Industrial $ 157 $ — $ — $ 157 $ 28,178 $ 28,335 $ — $ 946 Commercial Real Estate: Owner Occupied 1,400 — — 1,400 108,644 110,044 — 1,803 Non-owner occupied — 150 775 925 63,390 64,315 — 1,133 Construction and Farmland: Residential 51 — — 51 7,363 7,414 — — Commercial — 730 46 776 29,740 30,516 — 383 Consumer: Installment 108 20 — 128 13,427 13,555 — — Residential: Equity Lines 405 280 — 685 33,526 34,211 — 286 Single family 1,641 455 1,133 3,229 187,805 191,034 68 2,227 Multifamily — — — — 4,706 4,706 — — All Other Loans — — — — 1,898 1,898 — — Total $ 3,762 $ 1,635 $ 1,954 $ 7,351 $ 478,677 $ 486,028 $ 68 $ 6,778 December 31, 2014 (in thousands) 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Current Total Loans 90 or More Past Due Still Accruing Nonaccrual Loans Commercial - Non Real Estate: Commercial & Industrial $ 28 $ — $ — $ 28 $ 28,104 $ 28,132 $ — $ 2,106 Commercial Real Estate: Owner Occupied 2,191 — — 2,191 97,516 99,707 — 2,591 Non-owner occupied 56 210 808 1,074 60,518 61,592 — 1,231 Construction and Farmland: Residential — 52 — 52 5,149 5,201 — — Commercial — — 57 57 31,231 31,288 — 787 Consumer: Installment 50 15 6 71 13,803 13,874 6 — Residential: Equity Lines 132 41 185 358 30,763 31,121 — 331 Single family 1,243 440 644 2,327 191,246 193,573 — 3,660 Multifamily — — — — 3,016 3,016 — — All Other Loans — — — — 2,316 2,316 — — Total $ 3,700 $ 758 $ 1,700 $ 6,158 $ 463,662 $ 469,820 $ 6 $ 10,706 Allowance for loan losses by segment at June 30, 2015 and December 31, 2014 were as follows: As of and For the Six Months Ended June 30, 2015 (in thousands) Construction and Farmland Residential Commercial Real Estate Commercial - Non Real Estate Consumer All Other Loans Unallocated Total Allowance for credit losses: Beginning Balance $ 951 $ 1,977 $ 1,347 $ 464 $ 103 $ 42 $ 196 $ 5,080 Charge-Offs (120 ) (109 ) (47 ) — (33 ) (11 ) — (320 ) Recoveries 55 41 37 176 20 14 — 343 Provision 220 203 41 (225 ) 4 30 160 433 Ending balance $ 1,106 $ 2,112 $ 1,378 $ 415 $ 94 $ 75 $ 356 $ 5,536 Ending balance: Individually evaluated for impairment $ 214 $ 529 $ 174 $ 28 $ — $ — $ — $ 945 Ending balance: collectively evaluated for impairment $ 892 $ 1,583 $ 1,204 $ 387 $ 94 $ 75 $ 356 $ 4,591 Loans: Ending balance $ 37,930 $ 229,951 $ 174,359 $ 28,335 $ 13,555 $ 1,898 $ — $ 486,028 Ending balance individually evaluated for impairment $ 2,317 $ 6,959 $ 4,806 $ 1,024 $ — $ — $ — $ 15,106 Ending balance collectively evaluated for impairment $ 35,613 $ 222,992 $ 169,553 $ 27,311 $ 13,555 $ 1,898 $ — $ 470,922 As of and for the Twelve Months Ended December 31, 2014 (in thousands) Construction and Farmland Residential Commercial Real Estate Commercial - Non Real Estate Consumer All Other Loans Unallocated Total Allowance for credit losses: Beginning Balance $ 1,032 $ 2,225 $ 1,337 $ 555 $ 102 $ 82 $ 155 $ 5,488 Charge-Offs (482 ) (808 ) (83 ) — (86 ) (24 ) — (1,483 ) Recoveries 26 63 381 164 87 4 — 725 Provision 375 497 (288 ) (255 ) — (20 ) 41 350 Ending balance $ 951 $ 1,977 $ 1,347 $ 464 $ 103 $ 42 $ 196 $ 5,080 Ending balance: Individually evaluated for impairment $ 93 $ 303 $ 203 $ 44 $ — $ — $ — $ 643 Ending balance: collectively evaluated for impairment $ 858 $ 1,674 $ 1,144 $ 420 $ 103 $ 42 $ 196 $ 4,437 Loans: Ending balance $ 36,489 $ 227,710 $ 161,299 $ 28,132 $ 13,874 $ 2,316 $ — $ 469,820 Ending balance individually evaluated for impairment $ 2,665 $ 6,550 $ 5,716 $ 2,106 $ — $ — $ — $ 17,037 Ending balance collectively evaluated for impairment $ 33,824 $ 221,160 $ 155,583 $ 26,026 $ 13,874 $ 2,316 $ — $ 452,783 Impaired loans by class as of and for the periods ended June 30, 2015 and December 31, 2014 were as follows: As of and for the Six Months Ended June 30, 2015 (in thousands) Unpaid Principal Balance Recorded Investment (1) Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance: Commercial - Non Real Estate: Commercial & Industrial $ 1,140 $ 947 $ — $ 1,185 $ 1 Commercial Real Estate: Owner Occupied 1,835 1,707 — 1,761 13 Non-owner occupied 1,289 1,133 — 1,143 — Construction and Farmland: Residential — — — — — Commercial 1,382 1,370 — 1,399 26 Residential: Equity lines 400 222 — 223 1 Single family 4,434 4,097 — 4,196 59 Multifamily — — — — — Other Loans — — — — — $ 10,480 $ 9,476 $ — $ 9,907 $ 100 With an allowance recorded: Commercial - Non Real Estate: Commercial & Industrial $ 77 $ 77 $ 28 $ 83 $ 9 Commercial Real Estate: Owner Occupied 673 660 35 666 8 Non-owner occupied 1,307 1,311 139 1,320 35 Construction and Farmland: Residential — — — — — Commercial 976 949 214 966 20 Residential: Equity lines 218 64 64 64 — Single family 2,592 2,590 465 2,608 41 Multifamily — — — — — Other Loans — — — — — $ 5,843 $ 5,651 $ 945 $ 5,707 $ 113 Total: Commercial $ 1,217 $ 1,024 $ 28 $ 1,268 $ 10 Commercial Real Estate 5,104 4,811 174 4,890 56 Construction and Farmland 2,358 2,319 214 2,365 46 Residential 7,644 6,973 529 7,091 101 Other — — — — — Total $ 16,323 $ 15,127 $ 945 $ 15,614 $ 213 (1) Recorded investment is defined as the summation of the outstanding principal balance, accrued interest, and net deferred loan fees or costs. As of and for the Twelve Months End December 31, 2014 (in thousands) Unpaid Principal Balance Recorded Investment (1) Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance: Commercial - Non Real Estate: Commercial & Industrial $ 2,159 $ 2,013 $ — $ 2,256 $ 19 Commercial Real Estate: Owner Occupied 2,824 2,473 — 2,857 48 Non-owner occupied 2,675 2,560 — 2,796 86 Construction and Farmland: Residential — — — — — Commercial 2,319 2,319 — 2,362 68 Residential: Equity lines 252 78 — 252 — Single family 5,634 5,218 — 5,719 149 Multifamily — — — — — Other Loans — — — — — $ 15,863 $ 14,661 $ — $ 16,242 $ 370 With an allowance recorded: Commercial - Non Real Estate: Commercial & Industrial $ 289 $ 94 $ 44 $ 289 $ — Commercial Real Estate: Owner Occupied 689 689 203 704 33 Non-owner occupied — — — — — Construction and Farmland: Residential — — — — — Commercial 385 350 93 393 5 Residential: Equity lines 403 253 95 403 5 Single family 1,007 1,008 208 1,020 41 Multifamily — — — — — Other Loans — — — — — $ 2,773 $ 2,394 $ 643 $ 2,809 $ 84 Total: Commercial $ 2,448 $ 2,107 $ 44 $ 2,545 $ 19 Commercial Real Estate 6,188 5,722 203 6,357 167 Construction and Farmland 2,704 2,669 93 2,755 73 Residential 7,296 6,557 303 7,394 195 Other — — — — — Total $ 18,636 $ 17,055 $ 643 $ 19,051 $ 454 (1) Recorded investment is defined as the summation of the outstanding principal balance, accrued interest, and net deferred loan fees or costs. The average recorded investment of impaired loans for the three months ended June 30, 2015 was $15.3 million . The interest income recognized on impaired loans for the three months ended June 30, 2015 was $35 thousand . When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is in nonaccrual status, all payments are applied to principal under the cost-recovery method. For financial statement purposes, the recorded investment in nonaccrual loans is the actual principal balance reduced by payments that would otherwise have been applied to interest. When reporting information on these loans to the applicable customers, the unpaid principal balance is reported as if payments were applied to principal and interest under the original terms of the loan agreements. Therefore, the unpaid principal balance reported to the customer would be higher than the recorded investment in the loan for financial statement purposes. When the ultimate collectability of the total principal of the impaired loan is not in doubt and the loan is in nonaccrual status, contractual interest is credited to interest income when received under the cash-basis method. The Company uses a rating system for evaluating the risks associated with non-consumer loans. Consumer loans are not evaluated for risk unless the characteristics of the loan fall within classified categories. Descriptions of these ratings are as follows: Pass Pass loans exhibit acceptable history of profits, cash flow ability and liquidity. Sufficient cash flow exists to service the loan. All obligations have been paid by the borrower in an as agreed manner. Pass Monitored Pass monitored loans may be experiencing income and cash volatility, inconsistent operating trends, nominal liquidity and/or a leveraged balance sheet. A higher level of supervision is required for these loans as the potential for a negative event could impact the borrower’s ability to repay the loan. Special Mention Special mention loans exhibit negative trends and potential weakness that, if left uncorrected, may negatively affect the borrower’s ability to repay its obligations. The risk of default is not imminent and the borrower still demonstrates sufficient financial strength to service debt. Substandard Substandard loans exhibit well defined weaknesses resulting in a higher probability of default. The borrowers exhibit adverse financial trends and a diminishing ability or willingness to service debt. Doubtful Doubtful loans exhibit all of the characteristics inherent in substandard loans; however given the severity of weaknesses, the collection of 100% of the principal is unlikely under current conditions. Loss Loss loans are considered uncollectible over a reasonable period of time and of such little value that its continuance as a bankable asset is not warranted. Credit quality information by class at June 30, 2015 and December 31, 2014 was as follows: As of June 30, 2015 (in thousands) INTERNAL RISK RATING GRADES Pass Pass Monitored Special Mention Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 25,377 $ 2,237 $ 78 $ 506 $ 137 $ — $ 28,335 Commercial Real Estate: Owner Occupied 91,754 15,955 178 1,119 1,038 — 110,044 Non-owner occupied 47,896 14,638 — 1,781 — — 64,315 Construction and Farmland: Residential 7,273 141 — — — — 7,414 Commercial 19,914 8,925 74 1,603 — — 30,516 Residential: Equity Lines 30,050 3,875 — 148 138 — 34,211 Single family 165,230 19,735 156 5,552 361 — 191,034 Multifamily 4,706 — — — — — 4,706 All other loans 1,845 53 — — — — 1,898 Total $ 394,045 $ 65,559 $ 486 $ 10,709 $ 1,674 $ — $ 472,473 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 13,427 $ 128 As of December 31, 2014 (in thousands) INTERNAL RISK RATING GRADES Pass Pass Monitored Special Mention Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 24,579 $ 1,775 $ 21 $ 701 $ 1,056 $ — $ 28,132 Commercial Real Estate: Owner Occupied 77,979 17,401 — 3,189 1,138 — 99,707 Non-owner occupied 42,630 14,779 1,402 2,733 48 — 61,592 Construction and Farm land: Residential 5,112 89 — — — — 5,201 Commercial 23,192 5,184 2,083 750 79 — 31,288 Residential: Equity Lines 29,440 1,429 — 185 67 — 31,121 Single family 165,932 21,011 — 6,062 568 — 193,573 Multifamily 2,144 872 — — — — 3,016 All other loans 2,316 — — — — — 2,316 Total $ 373,324 $ 62,540 $ 3,506 $ 13,620 $ 2,956 $ — $ 455,946 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 13,803 $ 71

Troubled Debt Restructurings

Troubled Debt Restructurings	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Troubled Debt Restructurings	Troubled Debt Restructurings All loans deemed a troubled debt restructuring, or “TDR”, are considered impaired, and are evaluated for collateral and cash-flow sufficiency. A loan is considered a TDR when the Company, for economic or legal reasons related to a borrower’s financial difficulties, grants a concession to the borrower that the Company would not otherwise consider. All of the following factors are indicators that the Company has granted a concession (one or multiple items may be present): • The borrower receives a reduction of the stated interest rate to a rate less than the institution is willing to accept at the time of the restructure for a new loan with comparable risk. • The borrower receives an extension of the maturity date or dates at a stated interest rate lower than the current market interest rate for new debt with similar risk characteristics. • The borrower receives a reduction of the face amount or maturity amount of the debt as stated in the instrument or other agreement. • The borrower receives a deferral of required payments (principal and/or interest). • The borrower receives a reduction of the accrued interest. There were twenty-six ( 26 ) troubled debt restructured loans totaling $8.1 million at June 30, 2015 . At December 31, 2014 , there were twenty-five ( 25 ) troubled debt restructured loans totaling $7.8 million . Four loans, totaling $919 thousand , were in nonaccrual status at June 30, 2015 . Eight loans, totaling $1.4 million , were in nonaccrual status at December 31, 2014 . There were no outstanding commitments to lend additional amounts to troubled debt restructured borrowers at June 30, 2015 or December 31, 2014 . The following tables and narrative set forth information on the Company’s troubled debt restructurings by class of financing receivable occurring during the three and six months ended June 30, 2015 and June 30, 2014 : Three Months Ended June 30, 2015 (in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Residential: Single family 1 519 523 1 $ 519 $ 523 Six Months Ended June 30, 2015 (in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Residential: Single family 1 519 523 Total 1 $ 519 $ 523 During the three and six months ended June 30, 2015 , the Company restructured one loan by granting concessions to borrowers experiencing financial difficulties. One residential loan was modified by changing the amortization period and interest rate in order to reduce the monthly payments. During the three and six months ended June 30, 2014 , the Company restructured no loans by granting concessions to borrowers experiencing financial difficulties. Loans by class of financing receivable modified as TDRs within the previous 12 months and for which there was a payment default during the stated periods were: Three Months Ended June 30, 2015 (in thousands) Number of Contracts Recorded Investment Commercial - Non Real Estate: Commercial & Industrial 1 $ 78 Residential: Equity lines 1 64 Total 2 $ 142 Three Months Ended June 30, 2014 (in thousands) Number of Contracts Recorded Investment Construction and Farmland: Commercial 2 $ 1,612 Total 2 $ 1,612 Six Months Ended June 30, 2015 (in thousands) Number of Contracts Recorded Investment Commercial - Non Real Estate: Commercial & Industrial 1 $ 78 Residential: Equity Lines 1 64 Total 2 $ 142 Six Months Ended June 30, 2014 (in thousands) Number of Recorded Construction and Farmland: Commercial 2 $ 1,612 Total 2 $ 1,612 A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms.

Deposits

Deposits	6 Months Ended
	Jun. 30, 2015
Deposits [Abstract]
Deposits	NOTE 7. Deposits The composition of deposits at June 30, 2015 and December 31, 2014 was as follows: June 30, 2015 December 31, 2014 (in thousands) Noninterest bearing demand deposits $ 171,368 $ 159,352 Savings and interest bearing demand deposits: NOW accounts $ 83,551 $ 81,441 Money market accounts 98,179 98,314 Regular savings accounts 75,845 69,550 $ 257,575 $ 249,305 Time deposits: Balances of less than $250,000 $ 84,080 $ 85,899 Balances of $250,000 and more 9,764 9,260 $ 93,844 $ 95,159 $ 522,787 $ 503,816

Postretirement Benefit Plans

Postretirement Benefit Plans	6 Months Ended
	Jun. 30, 2015
Postemployment Benefits [Abstract]
Postretirement Benefit Plans	NOTE 8. Postretirement Benefit Plans The Company provides certain health care and life insurance benefits for nine retired employees who have met certain eligibility requirements. All other employees retiring after reaching age 65 and having at least 15 years of service with the Company will be allowed to stay on the Company’s group life and health insurance policies, but will be required to pay premiums. The Company’s share of the estimated costs that will be paid after retirement is generally being accrued by charges to expense over the employees’ active service periods to the dates they are fully eligible for benefits. Generally Accepted Accounting Principles (“GAAP”) requires the Company to recognize the funded status (i.e. the difference between the fair value of plan assets and the projected benefit obligations) of its postretirement benefit plans in the consolidated balance sheet, with a corresponding adjustment to accumulated other comprehensive income, net of taxes. Net periodic benefit costs of the postretirement benefit plan for the three months ended June 30, 2015 and 2014 were zero and $(1) thousand , respectively. Net periodic benefit costs of the postretirement benefit plan for the six months ended June 30, 2015 and 2014 were $(1) thousand and $(2) thousand , respectively.

Trust Preferred Capital Notes

Trust Preferred Capital Notes	6 Months Ended
	Jun. 30, 2015
Regulatory Capital Requirements [Abstract]
Trust Preferred Capital Notes	NOTE 9. Trust Preferred Capital Notes In September 2007, Eagle Financial Statutory Trust II (the “Trust II”), a wholly-owned subsidiary of the Company, was formed for the purpose of issuing redeemable capital securities. On September 20, 2007, Trust II issued $7.0 million of trust preferred securities and $217 thousand in common equity. The principal asset of Trust II is $7.2 million of the Company’s junior subordinated debt securities with the same maturity and interest rate structures as the capital securities. The securities have a LIBOR-indexed floating rate of interest and the interest rate at June 30, 2015 was 1.90% . The securities have a mandatory redemption date of September 1, 2037 , and were subject to varying call provisions beginning September 1, 2012. The trust preferred securities are included in Tier 1 capital for regulatory capital adequacy purposes as long as their amount does not exceed 25% of Tier 1 capital, including total trust preferred securities. The portion of the trust preferred securities not considered as Tier 1 capital, if any, may be included in Tier 2 capital. At June 30, 2015 , the total amount ( $7.0 million ) of trust preferred securities issued by Trust II is included in the Company’s Tier 1 capital. The obligations of the Company with respect to the issuance of the capital securities constitute a full and unconditional guarantee by the Company of the Trust’s obligations with respect to the capital securities. Subject to certain exceptions and limitations, the Company may elect from time to time to defer interest payments on the junior subordinated debt securities, which would result in a deferral of distribution payments on the related capital securities. On July 29, 2015, the pool to which the Company's $7.0 million in outstanding trust preferred capital notes belonged was liquidated by means of auction. The Company was successful in purchasing the outstanding notes at a price of 65.375% of par or $4.6 million in cash.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 10. Fair Value Measurements GAAP requires the Company to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The fair value of certain assets and liabilities is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. “Fair Value Measurements” defines fair value, establishes a framework for measuring fair value, establishes a three-level valuation hierarchy for disclosure of fair value measurement and enhances disclosure requirements for fair value measurements. The valuation hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. The three levels are defined as follows: • Level 1 Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. • Level 2 Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. • Level 3 Inputs to the valuation methodology are unobservable and significant to the fair value measurement. The following sections provide a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy: Securities Available for Sale: Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Interest Rate Swap: The fair value is estimated by a third party using inputs that are observable or that can be corroborated by observable market data, and therefore, are classified within Level 2 of the valuation hierarchy. The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at June 30, 2015 and December 31, 2014 : Fair Value Measurements at June 30, 2015 Using Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs June 30, 2015 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 42,476 $ — $ 42,476 $ — Mortgage-backed securities 23,474 — 23,474 — Obligations of states and political subdivisions 39,786 — 39,786 — Total assets at fair value $ 105,736 $ — $ 105,736 $ — Liabilities: Interest rate swap $ 237 — $ 237 — Total liabilities at fair value $ 237 $ — $ 237 $ — Fair Value Measurements at December 31, 2014 Using Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2014 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 37,211 $ — $ 37,211 $ — Mortgage-backed securities 15,779 — 15,779 — Obligations of states and political subdivisions 40,410 — 40,410 — Corporate securities 765 — 765 — Total assets at fair value $ 94,165 $ — $ 94,165 $ — Liabilities: Interest rate swap $ 289 — $ 289 — Total liabilities at fair value $ 289 $ — $ 289 $ — Certain financial assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower of cost or market accounting or write downs of individual assets. The following describes the valuation techniques used by the Company to measure certain financial and nonfinancial assets recorded at fair value on a nonrecurring basis in the financial statements: Impaired Loans: Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected when due. The measurement of loss associated with impaired loans can be based on the present value of its expected future cash flows discounted at the loan's coupon rate, or at the loans' observable market price or the fair value of the collateral securing the loans, if they are collateral dependent. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing a market valuation approach based on an appraisal conducted by an independent, licensed appraiser using observable market data within the last twelve months (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the property is more than one year old and not solely based on observable market comparables or management determines the fair value of the collateral is further impaired below the appraised value, then a Level 3 valuation is considered to measure the fair value. The value of business equipment is based upon an outside appraisal, of one year or less, if deemed significant, or the net book value on the applicable business’s financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Impaired loans allocated to the allowance for loan losses are measured at fair value on a nonrecurring basis. Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income. Other Real Estate Owned: Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the fair value of the property, less estimated selling costs, establishing a new costs basis. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for loan losses. Costs of significant property improvements are capitalized, whereas costs relating to holding property are expensed. The portion of interest costs relating to development of real estate is capitalized. Valuations are periodically obtained by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of a property to the lower of its cost or fair value less cost to sell. The fair value measurement of real estate held in other real estate owned is assessed in the same manner as impaired loans described above. We believe that the fair value component in its valuation follows the provisions of GAAP. The following table displays quantitative information about Level 3 Fair Value Measurements for certain financial assets measured at fair value on a nonrecurring basis at June 30, 2015 (dollars in thousands): Quantitative information about Level 3 Fair Value Measurements for June 30, 2015 Valuation Technique(s) Unobservable Input Range Weighted Average Assets: Impaired loans Discounted appraised value Selling cost 10% - 25% 15% Other real estate owned Discounted appraised value Selling cost 6% - 13% 9% The following table summarizes the Company’s financial and nonfinancial assets that were measured at fair value on a nonrecurring basis at June 30, 2015 and December 31, 2014 : Fair Value at June 30, 2015 Balance as of Identical Assets Observable Inputs Unobservable Inputs June 30, 2015 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Impaired loans $ 4,706 $ — $ — $ 4,706 Nonfinancial Assets: Other real estate owned 2,261 — — 2,261 Fair Value at December 31, 2014 Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2014 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Impaired loans $ 1,751 $ — $ — $ 1,751 Nonfinancial Assets: Other real estate owned 2,102 — — 2,102 GAAP defines the fair value of a financial instrument as the amount at which the instrument could be exchanged in a current transaction between willing parties, other than through a forced or liquidation sale for purposes of this disclosure. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The following methods and assumptions were used to estimate the fair value of the Company’s financial instruments: Cash and due from banks and interest-bearing deposits/accrued interest: The fair value was equal to the carrying amount. Securities: The fair value, excluding restricted securities, was based on quoted market prices. The fair value of restricted securities approximated the carrying amount based on the redemption provisions of the issuers. Loans: The fair value of variable rate loans, which reprice frequently and with no significant change in credit risk, was equal to the carrying amount. The fair value of all other loans was determined using discounted cash flow analysis. The discount rate was equal to the current interest rate on similar products. Deposits and borrowings: The fair value of demand deposits, savings accounts, and certain money market deposits was equal to the carrying amount. The fair value of all other deposits and borrowings was determined using discounted cash flow analysis. The discount rate was equal to the current interest rate on similar products. Off-balance-sheet financial instruments: The fair value of commitments to extend credit was estimated using the fees currently charged to enter similar agreements, taking into account the remaining terms of the agreements and the credit worthiness of the counterparties. The fair value of fixed rate loan commitments also considered the difference between current interest rates and the committed interest rates. The fair value of standby letters of credit was estimated using the fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties. The carrying value and fair value of the Company’s financial instruments at June 30, 2015 and December 31, 2014 were as follows: Fair Value Measurements at June 30, 2015 Using Carrying Value as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Fair Value as of June 30, 2015 (Level 1) (Level 2) (Level 3) June 30, 2015 (in thousands) Financial Assets: Cash and due from banks and interest-bearing deposits $ 12,145 $ 12,145 $ — $ — $ 12,145 Securities available for sale 105,736 — 105,736 — 105,736 Restricted Investments 1,946 — 1,946 — 1,946 Loans, net 480,492 — — 486,066 486,066 Accrued interest receivable 1,654 — 1,654 — 1,654 Financial Liabilities: Deposits $ 522,787 $ — $ 522,839 $ — $ 522,839 Federal funds purchased 8,329 — 8,329 — 8,329 Federal Home Loan Bank advances 20,000 — 20,058 — 20,058 Trust preferred capital notes 7,217 — 7,217 — 7,217 Accrued interest payable 72 — 72 — 72 Interest rate swap contract 237 — 237 — 237 Fair Value Measurements at December 31, 2014 Using Carrying Value Quoted Prices Significant Significant Fair Value as of December 31, 2014 (Level 1) (Level 2) (Level 3) December 31, 2014 (in thousands) Financial assets: Cash and due from banks and interest-bearing deposits $ 34,564 $ 34,564 $ — $ — $ 34,564 Securities available for sale 94,165 — 94,165 — 94,165 Restricted Investments 2,808 — 2,808 — 2,808 Loans, net 464,740 — — 470,781 470,781 Accrued interest receivable 1,703 — 1,703 — 1,703 Financial liabilities: Deposits $ 503,816 $ — $ 503,917 $ — $ 503,917 Federal Home Loan Bank advances 40,000 — 40,152 — 40,152 Trust preferred capital notes 7,217 — 7,217 — 7,217 Accrued interest payable 160 — 160 — 160 Interest rate swap contract 289 — 289 — 289 The Company assumes interest rate risk (the risk that general interest rate levels will change) during its normal operations. As a result, the fair value of the Company’s financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Company. Management attempts to match maturities of assets and liabilities in order to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay their principal balance in a rising rate environment and more likely to do so in a falling rate environment. Conversely, depositors who are receiving fixed rate interest payments are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting the terms of new loans and deposits and by investing in securities with terms that mitigate the Company’s overall interest rate risk.

Derivative Instruments And Hedg

Derivative Instruments And Hedging Activities	6 Months Ended
	Jun. 30, 2015
General Discussion of Derivative Instruments and Hedging Activities [Abstract]
Derivative Instruments And Hedging Activities	NOTE 11. Derivative Instruments and Hedging Activities Interest Rate Swaps The Company uses interest rate swaps to reduce interest rate risk and to manage interest expense. By entering into these agreements, the Company converts floating rate debt into fixed rate debt, or alternatively, converts fixed rate debt into floating rate debt. Interest differentials paid or received under the swap agreements are reflected as adjustments to interest expense. These interest rate swap agreements are derivative instruments that qualify for hedge accounting as discussed below. The notional amounts of the interest rate swaps are not exchanged and do not represent exposure to credit loss. In the event of default by a counterparty, the risk in these transactions is the cost of replacing the agreements at current market rates. The Company follows GAAP to account for derivative and hedging activities. Accordingly, a derivative is recognized in the balance sheet at its fair value. The fair value of a derivative is determined by quoted market prices and mathematical models using current and historical data. If certain hedging criteria are met, including testing for hedge effectiveness, special hedge accounting may be applied. The Company assesses each hedge, both at inception and on an ongoing basis, to determine whether the derivative used in a hedging transaction is effective in offsetting changes in the fair value or cash flows of the hedged item and whether the derivative is expected to remain effective during subsequent periods. The Company discontinues hedge accounting when (a) it determines that a derivative is no longer effective in offsetting changes in fair value or cash flows of a hedged item; (b) the derivative expires or is sold, terminated or exercised; (c) probability exists that the forecasted transaction will no longer occur or (d) management determines that designating the derivative as a hedging instrument is no longer appropriate. When hedge accounting is discontinued and a derivative remains outstanding, the Company recognizes the derivative in the balance sheet at its fair value and changes in the fair value are recognized in net income. At inception, the Company designates a derivative as (a) a fair value hedge of recognized assets or liabilities or of unrecognized firm commitments (fair-value hedge) or (b) a hedge of forecasted transactions or variable cash flows to be received or paid in conjunction with recognized assets or liabilities (cash-flow hedge). For a derivative treated as a fair-value hedge, a change in fair value is recorded as an adjustment to the hedged item and recognized in net income. For a derivative treated as a cash flow hedge, the effective portion of a change in fair value is recorded as an adjustment to the hedged item and recognized as a component of accumulated other comprehensive income (loss) within shareholders’ equity. For a derivative treated as a cash flow hedge, the ineffective portion of a change in fair value is recorded as an adjustment to the hedged item and recognized in net income. On December 4, 2008 , the Company entered into an interest rate swap agreement related to the outstanding trust preferred capital notes. The swap agreement became effective on December 1, 2008 . The notional amount of the interest rate swap was $7.0 million and has an expiration date of December 1, 2016 . Under the terms of the agreement, the Company pays interest quarterly at a fixed rate of 2.85% and receives interest quarterly at a variable rate of three month LIBOR. The variable rate resets on each interest payment date. This agreement has been designated as a cash-flow hedge. The following table summarizes the fair value of derivative instruments at June 30, 2015 and December 31, 2014 : June 30, 2015 December 31, 2014 Balance Sheet Location Fair Value Balance Sheet Location Fair Value (dollars in thousands) Derivatives designated as hedging instruments under GAAP Interest rate swap contracts Other Liabilities $ 237 Other Liabilities $ 289 The following tables present the effect of the derivative instrument on the Consolidated Balance Sheets at June 30, 2015 and 2014 and the Consolidated Statements of Income for the three and six months ended June 30, 2015 and 2014 : Three Months Ended June 30, Derivatives in GAAP Amount of Gain (Loss) Location of Gain (Loss) Amount of Gain (Loss) 2015 2014 2015 2014 (dollars in thousands) (dollars in thousands) Interest rate swap contracts, net of tax $ 23 $ 12 Not applicable $ — $ — Six Months Ended June 30, Derivatives in GAAP Cash Flow Hedging Relationships Amount of Gain (Loss) Recognized in OCI on Derivative (Effective Portion) Location of Gain (Loss) Recognized in Income (Ineffective Portion) Amount of Gain (Loss) Recognized in Income (Ineffective Portion) 2015 2014 2015 2014 (dollars in thousands) (dollars in thousands) Interest rate swap contracts, net of tax $ 34 $ 38 Not applicable $ — $ —

Change in Accumulated Other Com

Change in Accumulated Other Comprehensive Income	6 Months Ended
	Jun. 30, 2015
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Change in Accumulated Other Comprehensive Income	NOTE 12. Change in Accumulated Other Comprehensive Income Accumulated other comprehensive income includes unrealized gains and losses on available for sale securities, change in fair value of interest rate swaps and changes in benefit obligations and plan assets for the post retirement benefit plan. Changes to accumulated other comprehensive income are presented net of tax effect as a component of equity. Reclassifications out of accumulated other comprehensive income are recorded in the Consolidated Statements of Income either as a gain or loss. Changes to accumulated other comprehensive income by components are shown in the following tables for the periods indicated: Three Months Ended June 30, 2015 2014 Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total (dollars in thousands) April 1 $ 1,863 $ (179 ) $ 39 $ 1,723 $ 1,231 $ (260 ) $ 44 $ 1,015 Other comprehensive (loss) income before reclassifications (1,512 ) 35 — (1,477 ) 817 18 — 835 Reclassifications adjustments (22 ) — — (22 ) (6 ) — — (6 ) Tax effect of current period changes 522 (12 ) — 510 (276 ) (6 ) — (282 ) Current period changes net of taxes (1,012 ) 23 — (989 ) 535 12 — 547 June 30 $ 851 $ (156 ) $ 39 $ 734 $ 1,766 $ (248 ) $ 44 $ 1,562 Six Months Ended June 30, 2015 2014 Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total (dollars in thousands) January 1 $ 1,466 $ (190 ) $ 39 $ 1,315 $ 547 $ (286 ) $ 44 $ 305 Other comprehensive (loss) income before reclassifications (836 ) 52 — (784 ) 1,853 57 — 1,910 Reclassifications adjustments (96 ) — — (96 ) (6 ) — — (6 ) Tax effect of current period changes 317 (18 ) — 299 (628 ) (19 ) — (647 ) Current period changes net of taxes (615 ) 34 — (581 ) 1,219 38 — 1,257 June 30 $ 851 $ (156 ) $ 39 $ 734 $ 1,766 $ (248 ) $ 44 $ 1,562 For the three and six months ended June 30, 2015 , $22 thousand and $96 thousand , respectively, was reclassified out of accumulated other comprehensive income and appeared as Gain on Sale of Securities in the Consolidated Statements of Income. The tax related to these reclassifications was $7 thousand and $33 thousand for the three and six months ended June 30, 2015 , respectively. For the three and six months ended June 30, 2014 , $6 thousand was reclassified out of comprehensive income and appeared as Gain on Sale of Securities in the Consolidated Statements of Income. The tax related to these reclassifications was $2 thousand for the three and six months ended June 30, 2014 . The tax is included in income tax expense in the Consolidated Statements of Income.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Recent Accounting Pronouncements	NOTE 13. Recent Accounting Pronouncements In June 2014, the FASB issued ASU No. 2014-11, “Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures”. This ASU aligns the accounting for repurchase-to-maturity transactions and repurchase agreements executed as a repurchase financing with the accounting for other typical repurchase agreements. The new guidance eliminates sale accounting for repurchase-to-maturity transactions and supersedes the guidance under which a transfer of a financial asset and a contemporaneous repurchase financing could be accounted for on a combined basis as a forward agreement. The amendments in the ASU also require a new disclosure for transactions economically similar to repurchase agreements in which the transferor retains substantially all of the exposure to the economic return on the transferred financial assets throughout the term of the transaction. Additional disclosures will be required for the nature of collateral pledged in repurchase agreements and similar transactions accounted for as secured borrowings. The amendments in this ASU are effective for the first interim or annual period beginning after December 15, 2014; however, the disclosure for transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and interim periods beginning after March 15, 2015. Early adoption is not permitted. The adoption of the new guidance did not have a material impact on our consolidated financial statements. In June 2014, the FASB issued ASU No. 2014-12, “Compensation - Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period”. The new guidance applies to reporting entities that grant employees share-based payments in which the terms of the award allow a performance target to be achieved after the requisite service period. The amendments in the ASU require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. Existing guidance in “Compensation - Stock Compensation (Topic 718)”, should be applied to account for these types of awards. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Early adoption is permitted and reporting entities may choose to apply the amendments in the ASU either on a prospective or retrospective basis. The adoption of the new guidance did not have a material impact on our consolidated financial statements. In August 2014, the FASB issued ASU No. 2014-15, “Presentation of Financial Statements - Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern”. This update is intended to provide guidance about management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability to continue as a going concern and to provide related footnote disclosures. Management is required under the new guidance to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity’s ability to continue as a going concern within one year after the date the financial statements are issued when preparing financial statements for each interim and annual reporting period. If conditions or events are identified, the ASU specifies the process that must be followed by management and also clarifies the timing and content of going concern footnote disclosures in order to reduce diversity in practice. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. Early adoption is permitted. The Company does not expect the adoption of ASU 2014-15 to have a material impact on its consolidated financial statements. In November 2014, the FASB issued ASU No. 2014-16, “Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity.” The amendments in ASU do not change the current criteria in U.S. GAAP for determining when separation of certain embedded derivative features in a hybrid financial instrument is required. The amendments clarify how current U.S. GAAP should be interpreted in evaluating the economic characteristics and risks of a host contract in a hybrid financial instrument that is issued in the form of a share. Specifically, the amendments clarify that an entity should consider all relevant terms and features, including the embedded derivative feature being evaluated for bifurcation, in evaluating the nature of the host contract. Furthermore, the amendments clarify that no single term or feature would necessarily determine the economic characteristics and risks of the host contract. Rather, the nature of the host contract depends upon the economic characteristics and risks of the entire hybrid financial instrument. The amendments in this ASU also clarify that, in evaluating the nature of a host contract, an entity should assess the substance of the relevant terms and features (i.e., the relative strength of the debt-like or equity-like terms and features given the facts and circumstances) when considering how to weight those terms and features. The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption, including adoption in an interim period, is permitted. The Company does not expect the adoption of ASU 2014-16 to have a material impact on its consolidated financial statements. In January 2015, the FASB issued ASU No. 2015-01, “Income Statement-Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items.” The amendments in this ASU eliminate from U.S. GAAP the concept of extraordinary items. Subtopic 225-20, Income Statement - Extraordinary and Unusual Items, required that an entity separately classify, present, and disclose extraordinary events and transactions. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item. If an event or transaction meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. The entity also is required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. The amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The Company does not expect the adoption of ASU 2015-01 to have a material impact on its consolidated financial statements. In February 2015, the FASB issued ASU No. 2015-02, “Consolidation (Topic 810): Amendments to the Consolidation Analysis.” The amendments in this ASU are intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions). In addition to reducing the number of consolidation models from four to two, the new standard simplifies the FASB Accounting Standards Codification™ and improves current GAAP by placing more emphasis on risk of loss when determining a controlling financial interest, reducing the frequency of the application of related-party guidance when determining a controlling financial interest in a variable interest entity (VIE), and changing consolidation conclusions for public and private companies in several industries that typically make use of limited partnerships or VIEs. The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. ASU 2015-02 may be applied retrospectively in previously issued financial statements for one or more years with a cumulative-effect adjustment to retained earnings as of the beginning of the first year restated. The Company does not expect the adoption of ASU 2015-02 to have a material impact on its consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-03, “Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs.” The amendments in this ASU are intended to simplify the presentation of debt issuance costs. These amendments require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this ASU. The amendments in this ASU are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Early adoption is permitted for financial statements that have not been previously issued. The Company does not expect the adoption of ASU 2015-03 to have a material impact on its consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-05, “Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40): Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement.” The amendments in this ASU provide guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The amendments do not change the accounting for a customer’s accounting for service contracts. As a result of the amendments, all software licenses within the scope of Subtopic 350-40 will be accounted for consistent with other licenses of intangible assets. The amendments in this ASU are effective for public business entities for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. Early adoption is permitted. An entity can elect to adopt the amendments either: (1) prospectively to all arrangements entered into or materially modified after the effective date; or (2) retrospectively. The Company is currently assessing the impact that ASU 2015-05 will have on its consolidated financial statements. In May 2015, the FASB issued ASU No. 2015-08, “Business Combinations (Topic 805): Pushdown Accounting - Amendments to SEC Paragraphs Pursuant to Staff Accounting Bulletin No. 115.” The amendments in ASU 2015-08 amend various SEC paragraphs pursuant to the issuance of Staff Accounting Bulletin No. 115, Topic 5: Miscellaneous Accounting, regarding various pushdown accounting issues, and did not have a material impact on our consolidated financial statements.

Other Real Estate Owned (Notes)

Other Real Estate Owned (Notes)	6 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Real Estate Owned	NOTE 14. Other Real Estate Owned The following table is a summary of other real estate owned (OREO) activity for the six months ended June 30, 2015 and 2014 and the year ended December 31, 2014 : Six Months Ended Year Ended Six Months Ended June 30, December 31, June 30, 2015 2014 2014 (in thousands) Balance, beginning $ 2,102 $ 1,646 $ 1,646 Net loans transferred to OREO 561 1,248 330 Sales (402 ) (792 ) (17 ) Valuation adjustments — — — Balance, ending $ 2,261 $ 2,102 $ 1,959 The major classifications of other real estate owned in the consolidated balance sheets at June 30, 2015 and December 31, 2014 were as follows: As of June 30, 2015 December 31, 2014 (in thousands) Construction and Farmland $ 1,401 $ 1,531 Residential Real Estate 455 166 Commercial Real Estate 405 405 Subtotal $ 2,261 $ 2,102 Less valuation allowance — — Total $ 2,261 $ 2,102 Consumer mortgage loans collateralized by residential real estate in the process of foreclosure at June 30, 2015 and December 31, 2014 were $236 thousand and zero , respectively.

Stock-Based Compensation Plan (

Stock-Based Compensation Plan (Tables)	6 Months Ended
	Jun. 30, 2015
Share-based Compensation [Abstract]
Restricted Stock Activity	Six Months Ended June 30, 2015 2014 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Nonvested, beginning of period 15,151 $ 22.27 17,050 $ 19.92 Granted 14,650 23.85 14,900 23.50 Vested (6,250 ) 20.95 (10,009 ) 19.65 Forfeited — — (790 ) 21.80 Nonvested, end of period 23,551 $ 23.61 21,151 $ 22.50

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Weighted Average Number Of Shares Used In Computing Earnings Per Share	The following table shows the weighted average number of shares used in computing earnings per share for the three and six months ended June 30, 2015 and 2014 and the effect on the weighted average number of shares of dilutive potential common stock. During 2015 , there were no potentially dilutive securities outstanding. For the three and six months ended June 30, 2014 , 9,333 and 9,405 stock options were considered anti-dilutive and were excluded from the calculations of diluted earnings per share because their exercise prices exceeded the fair value of our common stock during those periods. Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Average number of common shares outstanding 3,487,215 3,428,699 3,482,259 3,421,351 Effect of dilutive common stock — 667 — 595 Average number of common shares outstanding used to calculate diluted earnings per share 3,487,215 3,429,366 3,482,259 3,421,946

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Available-for-sale Securities [Abstract]
Amortized Costs And Fair Values Of Securities Available For Sale	Amortized costs and fair values of securities available for sale at June 30, 2015 and December 31, 2014 were as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value June 30, 2015 (in thousands) Obligations of U.S. government corporations and agencies $ 42,306 $ 517 $ (347 ) $ 42,476 Mortgage-backed securities 23,336 370 (232 ) 23,474 Obligations of states and political subdivisions 38,803 1,082 (99 ) 39,786 $ 104,445 $ 1,969 $ (678 ) $ 105,736 December 31, 2014 (in thousands) Obligations of U.S. government corporations and agencies $ 36,911 $ 599 $ (299 ) $ 37,211 Mortgage-backed securities 15,245 545 (11 ) 15,779 Obligations of states and political subdivisions 39,025 1,432 (47 ) 40,410 Corporate securities 761 4 — 765 $ 91,942 $ 2,580 $ (357 ) $ 94,165
Fair Value And Gross Unrealized Losses For Securities Available For Sale	The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at June 30, 2015 and December 31, 2014 were as follows: Less than 12 months 12 months or more Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses June 30, 2015 (in thousands) Obligations of U.S. government corporations and agencies $ 19,512 $ 277 $ 4,929 $ 70 $ 24,441 $ 347 Mortgage-backed securities 11,305 204 1,264 28 12,569 232 Obligations of states and political subdivisions 5,893 74 989 25 6,882 99 $ 36,710 $ 555 $ 7,182 $ 123 $ 43,892 $ 678 December 31, 2014 (in thousands) Obligations of U.S. government corporations and agencies $ 1,997 $ 1 $ 21,615 $ 298 $ 23,612 $ 299 Mortgage-backed securities — — 1,444 11 1,444 11 Obligations of states and political subdivisions 2,998 12 2,414 35 5,412 47 $ 4,995 $ 13 $ 25,473 $ 344 $ 30,468 $ 357
Restricted Investments	The composition of restricted investments at June 30, 2015 and December 31, 2014 was as follows: June 30, 2015 December 31, 2014 (in thousands) Federal Reserve Bank Stock $ 344 $ 344 Federal Home Loan Bank Stock 1,462 2,324 Community Bankers’ Bank Stock 140 140 $ 1,946 $ 2,808

Allowance For Loan Losses (Tabl

Allowance For Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Changes In Allowance For Loan Losses	Changes in the allowance for loan losses for the six months ended June 30, 2015 and 2014 and the year ended December 31, 2014 were as follows: Six Months Ended Year Ended Six Months Ended June 30, December 31, June 30, 2015 2014 2014 (in thousands) Balance, beginning $ 5,080 $ 5,488 $ 5,488 Provision charged to operating expense 433 350 — Recoveries added to the allowance 343 725 588 Loan losses charged to the allowance (320 ) (1,483 ) (205 ) Balance, ending $ 5,536 $ 5,080 $ 5,871
Nonaccrual And Past Due Loans By Class	Nonaccrual and past due loans by class at June 30, 2015 and December 31, 2014 were as follows: June 30, 2015 (in thousands) 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Current Total Loans 90 or More Days Past Due Still Accruing Nonaccrual Loans Commercial - Non Real Estate: Commercial & Industrial $ 157 $ — $ — $ 157 $ 28,178 $ 28,335 $ — $ 946 Commercial Real Estate: Owner Occupied 1,400 — — 1,400 108,644 110,044 — 1,803 Non-owner occupied — 150 775 925 63,390 64,315 — 1,133 Construction and Farmland: Residential 51 — — 51 7,363 7,414 — — Commercial — 730 46 776 29,740 30,516 — 383 Consumer: Installment 108 20 — 128 13,427 13,555 — — Residential: Equity Lines 405 280 — 685 33,526 34,211 — 286 Single family 1,641 455 1,133 3,229 187,805 191,034 68 2,227 Multifamily — — — — 4,706 4,706 — — All Other Loans — — — — 1,898 1,898 — — Total $ 3,762 $ 1,635 $ 1,954 $ 7,351 $ 478,677 $ 486,028 $ 68 $ 6,778 December 31, 2014 (in thousands) 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Current Total Loans 90 or More Past Due Still Accruing Nonaccrual Loans Commercial - Non Real Estate: Commercial & Industrial $ 28 $ — $ — $ 28 $ 28,104 $ 28,132 $ — $ 2,106 Commercial Real Estate: Owner Occupied 2,191 — — 2,191 97,516 99,707 — 2,591 Non-owner occupied 56 210 808 1,074 60,518 61,592 — 1,231 Construction and Farmland: Residential — 52 — 52 5,149 5,201 — — Commercial — — 57 57 31,231 31,288 — 787 Consumer: Installment 50 15 6 71 13,803 13,874 6 — Residential: Equity Lines 132 41 185 358 30,763 31,121 — 331 Single family 1,243 440 644 2,327 191,246 193,573 — 3,660 Multifamily — — — — 3,016 3,016 — — All Other Loans — — — — 2,316 2,316 — — Total $ 3,700 $ 758 $ 1,700 $ 6,158 $ 463,662 $ 469,820 $ 6 $ 10,706
Allowance For Loan Losses By Segment	Allowance for loan losses by segment at June 30, 2015 and December 31, 2014 were as follows: As of and For the Six Months Ended June 30, 2015 (in thousands) Construction and Farmland Residential Commercial Real Estate Commercial - Non Real Estate Consumer All Other Loans Unallocated Total Allowance for credit losses: Beginning Balance $ 951 $ 1,977 $ 1,347 $ 464 $ 103 $ 42 $ 196 $ 5,080 Charge-Offs (120 ) (109 ) (47 ) — (33 ) (11 ) — (320 ) Recoveries 55 41 37 176 20 14 — 343 Provision 220 203 41 (225 ) 4 30 160 433 Ending balance $ 1,106 $ 2,112 $ 1,378 $ 415 $ 94 $ 75 $ 356 $ 5,536 Ending balance: Individually evaluated for impairment $ 214 $ 529 $ 174 $ 28 $ — $ — $ — $ 945 Ending balance: collectively evaluated for impairment $ 892 $ 1,583 $ 1,204 $ 387 $ 94 $ 75 $ 356 $ 4,591 Loans: Ending balance $ 37,930 $ 229,951 $ 174,359 $ 28,335 $ 13,555 $ 1,898 $ — $ 486,028 Ending balance individually evaluated for impairment $ 2,317 $ 6,959 $ 4,806 $ 1,024 $ — $ — $ — $ 15,106 Ending balance collectively evaluated for impairment $ 35,613 $ 222,992 $ 169,553 $ 27,311 $ 13,555 $ 1,898 $ — $ 470,922 As of and for the Twelve Months Ended December 31, 2014 (in thousands) Construction and Farmland Residential Commercial Real Estate Commercial - Non Real Estate Consumer All Other Loans Unallocated Total Allowance for credit losses: Beginning Balance $ 1,032 $ 2,225 $ 1,337 $ 555 $ 102 $ 82 $ 155 $ 5,488 Charge-Offs (482 ) (808 ) (83 ) — (86 ) (24 ) — (1,483 ) Recoveries 26 63 381 164 87 4 — 725 Provision 375 497 (288 ) (255 ) — (20 ) 41 350 Ending balance $ 951 $ 1,977 $ 1,347 $ 464 $ 103 $ 42 $ 196 $ 5,080 Ending balance: Individually evaluated for impairment $ 93 $ 303 $ 203 $ 44 $ — $ — $ — $ 643 Ending balance: collectively evaluated for impairment $ 858 $ 1,674 $ 1,144 $ 420 $ 103 $ 42 $ 196 $ 4,437 Loans: Ending balance $ 36,489 $ 227,710 $ 161,299 $ 28,132 $ 13,874 $ 2,316 $ — $ 469,820 Ending balance individually evaluated for impairment $ 2,665 $ 6,550 $ 5,716 $ 2,106 $ — $ — $ — $ 17,037 Ending balance collectively evaluated for impairment $ 33,824 $ 221,160 $ 155,583 $ 26,026 $ 13,874 $ 2,316 $ — $ 452,783
Impaired Loans By Class	Impaired loans by class as of and for the periods ended June 30, 2015 and December 31, 2014 were as follows: As of and for the Six Months Ended June 30, 2015 (in thousands) Unpaid Principal Balance Recorded Investment (1) Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance: Commercial - Non Real Estate: Commercial & Industrial $ 1,140 $ 947 $ — $ 1,185 $ 1 Commercial Real Estate: Owner Occupied 1,835 1,707 — 1,761 13 Non-owner occupied 1,289 1,133 — 1,143 — Construction and Farmland: Residential — — — — — Commercial 1,382 1,370 — 1,399 26 Residential: Equity lines 400 222 — 223 1 Single family 4,434 4,097 — 4,196 59 Multifamily — — — — — Other Loans — — — — — $ 10,480 $ 9,476 $ — $ 9,907 $ 100 With an allowance recorded: Commercial - Non Real Estate: Commercial & Industrial $ 77 $ 77 $ 28 $ 83 $ 9 Commercial Real Estate: Owner Occupied 673 660 35 666 8 Non-owner occupied 1,307 1,311 139 1,320 35 Construction and Farmland: Residential — — — — — Commercial 976 949 214 966 20 Residential: Equity lines 218 64 64 64 — Single family 2,592 2,590 465 2,608 41 Multifamily — — — — — Other Loans — — — — — $ 5,843 $ 5,651 $ 945 $ 5,707 $ 113 Total: Commercial $ 1,217 $ 1,024 $ 28 $ 1,268 $ 10 Commercial Real Estate 5,104 4,811 174 4,890 56 Construction and Farmland 2,358 2,319 214 2,365 46 Residential 7,644 6,973 529 7,091 101 Other — — — — — Total $ 16,323 $ 15,127 $ 945 $ 15,614 $ 213 (1) Recorded investment is defined as the summation of the outstanding principal balance, accrued interest, and net deferred loan fees or costs. As of and for the Twelve Months End December 31, 2014 (in thousands) Unpaid Principal Balance Recorded Investment (1) Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance: Commercial - Non Real Estate: Commercial & Industrial $ 2,159 $ 2,013 $ — $ 2,256 $ 19 Commercial Real Estate: Owner Occupied 2,824 2,473 — 2,857 48 Non-owner occupied 2,675 2,560 — 2,796 86 Construction and Farmland: Residential — — — — — Commercial 2,319 2,319 — 2,362 68 Residential: Equity lines 252 78 — 252 — Single family 5,634 5,218 — 5,719 149 Multifamily — — — — — Other Loans — — — — — $ 15,863 $ 14,661 $ — $ 16,242 $ 370 With an allowance recorded: Commercial - Non Real Estate: Commercial & Industrial $ 289 $ 94 $ 44 $ 289 $ — Commercial Real Estate: Owner Occupied 689 689 203 704 33 Non-owner occupied — — — — — Construction and Farmland: Residential — — — — — Commercial 385 350 93 393 5 Residential: Equity lines 403 253 95 403 5 Single family 1,007 1,008 208 1,020 41 Multifamily — — — — — Other Loans — — — — — $ 2,773 $ 2,394 $ 643 $ 2,809 $ 84 Total: Commercial $ 2,448 $ 2,107 $ 44 $ 2,545 $ 19 Commercial Real Estate 6,188 5,722 203 6,357 167 Construction and Farmland 2,704 2,669 93 2,755 73 Residential 7,296 6,557 303 7,394 195 Other — — — — — Total $ 18,636 $ 17,055 $ 643 $ 19,051 $ 454
Credit Quality Information By Class	Credit quality information by class at June 30, 2015 and December 31, 2014 was as follows: As of June 30, 2015 (in thousands) INTERNAL RISK RATING GRADES Pass Pass Monitored Special Mention Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 25,377 $ 2,237 $ 78 $ 506 $ 137 $ — $ 28,335 Commercial Real Estate: Owner Occupied 91,754 15,955 178 1,119 1,038 — 110,044 Non-owner occupied 47,896 14,638 — 1,781 — — 64,315 Construction and Farmland: Residential 7,273 141 — — — — 7,414 Commercial 19,914 8,925 74 1,603 — — 30,516 Residential: Equity Lines 30,050 3,875 — 148 138 — 34,211 Single family 165,230 19,735 156 5,552 361 — 191,034 Multifamily 4,706 — — — — — 4,706 All other loans 1,845 53 — — — — 1,898 Total $ 394,045 $ 65,559 $ 486 $ 10,709 $ 1,674 $ — $ 472,473 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 13,427 $ 128 As of December 31, 2014 (in thousands) INTERNAL RISK RATING GRADES Pass Pass Monitored Special Mention Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 24,579 $ 1,775 $ 21 $ 701 $ 1,056 $ — $ 28,132 Commercial Real Estate: Owner Occupied 77,979 17,401 — 3,189 1,138 — 99,707 Non-owner occupied 42,630 14,779 1,402 2,733 48 — 61,592 Construction and Farm land: Residential 5,112 89 — — — — 5,201 Commercial 23,192 5,184 2,083 750 79 — 31,288 Residential: Equity Lines 29,440 1,429 — 185 67 — 31,121 Single family 165,932 21,011 — 6,062 568 — 193,573 Multifamily 2,144 872 — — — — 3,016 All other loans 2,316 — — — — — 2,316 Total $ 373,324 $ 62,540 $ 3,506 $ 13,620 $ 2,956 $ — $ 455,946 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 13,803 $ 71

Troubled Debt Restructurings (T

Troubled Debt Restructurings (Tables)	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Schedule Of Troubled Debt Restructurings On Financing Receivables	There were twenty-six ( 26 ) troubled debt restructured loans totaling $8.1 million at June 30, 2015 . At December 31, 2014 , there were twenty-five ( 25 ) troubled debt restructured loans totaling $7.8 million . Four loans, totaling $919 thousand , were in nonaccrual status at June 30, 2015 . Eight loans, totaling $1.4 million , were in nonaccrual status at December 31, 2014 . There were no outstanding commitments to lend additional amounts to troubled debt restructured borrowers at June 30, 2015 or December 31, 2014 . The following tables and narrative set forth information on the Company’s troubled debt restructurings by class of financing receivable occurring during the three and six months ended June 30, 2015 and June 30, 2014 : Three Months Ended June 30, 2015 (in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Residential: Single family 1 519 523 1 $ 519 $ 523 Six Months Ended June 30, 2015 (in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Residential: Single family 1 519 523 Total 1 $ 519 $ 523
Loans By Class Of Financing Receivable Modified As TDRs	Loans by class of financing receivable modified as TDRs within the previous 12 months and for which there was a payment default during the stated periods were: Three Months Ended June 30, 2015 (in thousands) Number of Contracts Recorded Investment Commercial - Non Real Estate: Commercial & Industrial 1 $ 78 Residential: Equity lines 1 64 Total 2 $ 142 Three Months Ended June 30, 2014 (in thousands) Number of Contracts Recorded Investment Construction and Farmland: Commercial 2 $ 1,612 Total 2 $ 1,612 Six Months Ended June 30, 2015 (in thousands) Number of Contracts Recorded Investment Commercial - Non Real Estate: Commercial & Industrial 1 $ 78 Residential: Equity Lines 1 64 Total 2 $ 142 Six Months Ended June 30, 2014 (in thousands) Number of Recorded Construction and Farmland: Commercial 2 $ 1,612 Total 2 $ 1,612

Deposits (Tables)

Deposits (Tables)	6 Months Ended
	Jun. 30, 2015
Deposits [Abstract]
Composition Of Deposits	The composition of deposits at June 30, 2015 and December 31, 2014 was as follows: June 30, 2015 December 31, 2014 (in thousands) Noninterest bearing demand deposits $ 171,368 $ 159,352 Savings and interest bearing demand deposits: NOW accounts $ 83,551 $ 81,441 Money market accounts 98,179 98,314 Regular savings accounts 75,845 69,550 $ 257,575 $ 249,305 Time deposits: Balances of less than $250,000 $ 84,080 $ 85,899 Balances of $250,000 and more 9,764 9,260 $ 93,844 $ 95,159 $ 522,787 $ 503,816

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis	The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at June 30, 2015 and December 31, 2014 : Fair Value Measurements at June 30, 2015 Using Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs June 30, 2015 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 42,476 $ — $ 42,476 $ — Mortgage-backed securities 23,474 — 23,474 — Obligations of states and political subdivisions 39,786 — 39,786 — Total assets at fair value $ 105,736 $ — $ 105,736 $ — Liabilities: Interest rate swap $ 237 — $ 237 — Total liabilities at fair value $ 237 $ — $ 237 $ — Fair Value Measurements at December 31, 2014 Using Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2014 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 37,211 $ — $ 37,211 $ — Mortgage-backed securities 15,779 — 15,779 — Obligations of states and political subdivisions 40,410 — 40,410 — Corporate securities 765 — 765 — Total assets at fair value $ 94,165 $ — $ 94,165 $ — Liabilities: Interest rate swap $ 289 — $ 289 — Total liabilities at fair value $ 289 $ — $ 289 $ —
Quantitative Information About Level 3 Fair Value Measurements For Certain Financial Assets	The following table displays quantitative information about Level 3 Fair Value Measurements for certain financial assets measured at fair value on a nonrecurring basis at June 30, 2015 (dollars in thousands): Quantitative information about Level 3 Fair Value Measurements for June 30, 2015 Valuation Technique(s) Unobservable Input Range Weighted Average Assets: Impaired loans Discounted appraised value Selling cost 10% - 25% 15% Other real estate owned Discounted appraised value Selling cost 6% - 13% 9%
Financial And Nonfinancial Assets Measured At Fair Value On A Nonrecurring Basis	The following table summarizes the Company’s financial and nonfinancial assets that were measured at fair value on a nonrecurring basis at June 30, 2015 and December 31, 2014 : Fair Value at June 30, 2015 Balance as of Identical Assets Observable Inputs Unobservable Inputs June 30, 2015 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Impaired loans $ 4,706 $ — $ — $ 4,706 Nonfinancial Assets: Other real estate owned 2,261 — — 2,261 Fair Value at December 31, 2014 Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2014 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Impaired loans $ 1,751 $ — $ — $ 1,751 Nonfinancial Assets: Other real estate owned 2,102 — — 2,102
Company's Financial Instruments	The carrying value and fair value of the Company’s financial instruments at June 30, 2015 and December 31, 2014 were as follows: Fair Value Measurements at June 30, 2015 Using Carrying Value as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Fair Value as of June 30, 2015 (Level 1) (Level 2) (Level 3) June 30, 2015 (in thousands) Financial Assets: Cash and due from banks and interest-bearing deposits $ 12,145 $ 12,145 $ — $ — $ 12,145 Securities available for sale 105,736 — 105,736 — 105,736 Restricted Investments 1,946 — 1,946 — 1,946 Loans, net 480,492 — — 486,066 486,066 Accrued interest receivable 1,654 — 1,654 — 1,654 Financial Liabilities: Deposits $ 522,787 $ — $ 522,839 $ — $ 522,839 Federal funds purchased 8,329 — 8,329 — 8,329 Federal Home Loan Bank advances 20,000 — 20,058 — 20,058 Trust preferred capital notes 7,217 — 7,217 — 7,217 Accrued interest payable 72 — 72 — 72 Interest rate swap contract 237 — 237 — 237 Fair Value Measurements at December 31, 2014 Using Carrying Value Quoted Prices Significant Significant Fair Value as of December 31, 2014 (Level 1) (Level 2) (Level 3) December 31, 2014 (in thousands) Financial assets: Cash and due from banks and interest-bearing deposits $ 34,564 $ 34,564 $ — $ — $ 34,564 Securities available for sale 94,165 — 94,165 — 94,165 Restricted Investments 2,808 — 2,808 — 2,808 Loans, net 464,740 — — 470,781 470,781 Accrued interest receivable 1,703 — 1,703 — 1,703 Financial liabilities: Deposits $ 503,816 $ — $ 503,917 $ — $ 503,917 Federal Home Loan Bank advances 40,000 — 40,152 — 40,152 Trust preferred capital notes 7,217 — 7,217 — 7,217 Accrued interest payable 160 — 160 — 160 Interest rate swap contract 289 — 289 — 289

Derivative Instruments And He31

Derivative Instruments And Hedging Activities (Tables)	6 Months Ended
	Jun. 30, 2015
General Discussion of Derivative Instruments and Hedging Activities [Abstract]
Summary Of Fair Value Of Derivative Instruments	The following table summarizes the fair value of derivative instruments at June 30, 2015 and December 31, 2014 : June 30, 2015 December 31, 2014 Balance Sheet Location Fair Value Balance Sheet Location Fair Value (dollars in thousands) Derivatives designated as hedging instruments under GAAP Interest rate swap contracts Other Liabilities $ 237 Other Liabilities $ 289
Effect Of The Derivative Instrument On The Consolidated Balance Sheet, Consolidated Statements Of Income	The following tables present the effect of the derivative instrument on the Consolidated Balance Sheets at June 30, 2015 and 2014 and the Consolidated Statements of Income for the three and six months ended June 30, 2015 and 2014 : Three Months Ended June 30, Derivatives in GAAP Amount of Gain (Loss) Location of Gain (Loss) Amount of Gain (Loss) 2015 2014 2015 2014 (dollars in thousands) (dollars in thousands) Interest rate swap contracts, net of tax $ 23 $ 12 Not applicable $ — $ — Six Months Ended June 30, Derivatives in GAAP Cash Flow Hedging Relationships Amount of Gain (Loss) Recognized in OCI on Derivative (Effective Portion) Location of Gain (Loss) Recognized in Income (Ineffective Portion) Amount of Gain (Loss) Recognized in Income (Ineffective Portion) 2015 2014 2015 2014 (dollars in thousands) (dollars in thousands) Interest rate swap contracts, net of tax $ 34 $ 38 Not applicable $ — $ —

Change in Accumulated Other C32

Change in Accumulated Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2015
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Changes To Accumulated Other Comprehensive Income By Components	Changes to accumulated other comprehensive income by components are shown in the following tables for the periods indicated: Three Months Ended June 30, 2015 2014 Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total (dollars in thousands) April 1 $ 1,863 $ (179 ) $ 39 $ 1,723 $ 1,231 $ (260 ) $ 44 $ 1,015 Other comprehensive (loss) income before reclassifications (1,512 ) 35 — (1,477 ) 817 18 — 835 Reclassifications adjustments (22 ) — — (22 ) (6 ) — — (6 ) Tax effect of current period changes 522 (12 ) — 510 (276 ) (6 ) — (282 ) Current period changes net of taxes (1,012 ) 23 — (989 ) 535 12 — 547 June 30 $ 851 $ (156 ) $ 39 $ 734 $ 1,766 $ (248 ) $ 44 $ 1,562 Six Months Ended June 30, 2015 2014 Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total (dollars in thousands) January 1 $ 1,466 $ (190 ) $ 39 $ 1,315 $ 547 $ (286 ) $ 44 $ 305 Other comprehensive (loss) income before reclassifications (836 ) 52 — (784 ) 1,853 57 — 1,910 Reclassifications adjustments (96 ) — — (96 ) (6 ) — — (6 ) Tax effect of current period changes 317 (18 ) — 299 (628 ) (19 ) — (647 ) Current period changes net of taxes (615 ) 34 — (581 ) 1,219 38 — 1,257 June 30 $ 851 $ (156 ) $ 39 $ 734 $ 1,766 $ (248 ) $ 44 $ 1,562

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	6 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Other Real Estate, Roll Forward	Six Months Ended Year Ended Six Months Ended June 30, December 31, June 30, 2015 2014 2014 (in thousands) Balance, beginning $ 2,102 $ 1,646 $ 1,646 Net loans transferred to OREO 561 1,248 330 Sales (402 ) (792 ) (17 ) Valuation adjustments — — — Balance, ending $ 2,261 $ 2,102 $ 1,959
Schedule of Real Estate Properties	As of June 30, 2015 December 31, 2014 (in thousands) Construction and Farmland $ 1,401 $ 1,531 Residential Real Estate 455 166 Commercial Real Estate 405 405 Subtotal $ 2,261 $ 2,102 Less valuation allowance — — Total $ 2,261 $ 2,102

General (Details)

General (Details)	Jun. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Ownership percentage in subsidiaries	100.00%

Stock-Based Compensation Plan35

Stock-Based Compensation Plan (Restricted Stock Activity) (Details) - $ / shares	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, authorized common stock	500,000
Shares, Nonvested, beginning of period	15,151	17,050
Shares, Granted	14,650	14,900
Shares, Vested	(6,250)	(10,009)
Shares, Forfeited	0	(790)
Shares, Nonvested, end of period	23,551	21,151
Weighted Average Grant Date Fair Value, Nonvested, beginning of period	$ 22.27	$ 19.92
Weighted Average Grant Date Fair Value, Granted	23.85	23.50
Weighted Average Grant Date Fair Value, Vested	20.95	19.65
Weighted average Grant Date Fair Value, Forfeited	0	21.80
Weighted Average Grant Date Fair Value, Nonvested, end of period	$ 23.61	$ 22.50
Executive Officers [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting service period of grants to executive officers	3 years
Outside Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting service period of grants to executive officers	9 months

Earnings Per Common Share (Weig

Earnings Per Common Share (Weighted Average Number Of Shares Used In Computing Earnings Per Share) (Details) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount		9,333		9,405
Average number of common shares outstanding	3,487,215	3,428,699	3,482,259	3,421,351
Effect of dilutive common stock	0	667	0	595
Average number of common shares outstanding used to calculate diluted earnings per share	3,487,215	3,429,366	3,482,259	3,421,946

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)security	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)security	Jun. 30, 2014USD ($)	Dec. 31, 2014security
Available-for-sale Securities [Abstract]
Sales of securities available for sale			$ 2,324	$ 1,004
Sales of securities available for sale, net gain	$ 22	$ 6	$ 96	6
Debt securities included in gross unrealized losses on available for sale securities | security	50		50		38
Carrying value of securities pledged as collateral	$ 3,400		$ 3,400
Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax	$ 22	$ 6	$ 96	$ 6

Securities (Amortized Costs And

Securities (Amortized Costs And Fair Values Of Securities Available For Sale) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 104,445	$ 91,942
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	1,969	2,580
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	(678)	(357)
Securities available for sale, at fair value	105,736	94,165
Obligations Of U.S. Government Corporations And Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	42,306	36,911
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	517	599
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	(347)	(299)
Securities available for sale, at fair value	42,476	37,211
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	23,336	15,245
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	370	545
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	(232)	(11)
Securities available for sale, at fair value	23,474	15,779
Obligations Of States And Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	38,803	39,025
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	1,082	1,432
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	(99)	(47)
Securities available for sale, at fair value	$ 39,786	40,410
Corporate Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost		761
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax		4
Securities available for sale, at fair value		$ 765

Securities (Fair Value And Gros

Securities (Fair Value And Gross Unrealized Losses For Securities Available For Sale) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	$ 36,710	$ 4,995
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	555	13
Fair Value, 12 months or more	7,182	25,473
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	123	344
Fair Value, Total	43,892	30,468
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	678	357
Obligations Of U.S. Government Corporations And Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	19,512	1,997
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	277	1
Fair Value, 12 months or more	4,929	21,615
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	70	298
Fair Value, Total	24,441	23,612
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	347	299
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	11,305
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	204
Fair Value, 12 months or more	1,264	1,444
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	28	11
Fair Value, Total	12,569	1,444
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	232	11
Obligations Of States And Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	5,893	2,998
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	74	12
Fair Value, 12 months or more	989	2,414
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	25	35
Fair Value, Total	6,882	5,412
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ 99	$ 47

Securities (Restricted Investme

Securities (Restricted Investments) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	$ 1,946	$ 2,808
Federal Reserve Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	344	344
Federal Home Loan Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	1,462	2,324
Community Bankers' Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	$ 140	$ 140

Allowance For Loan Losses (Chan

Allowance For Loan Losses (Changes In Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	$ 5,080	$ 5,488	$ 5,488
Provision charged to operating expense	433	0	350
Recoveries added to the allowance	343	588	725
Loan losses charged to the allowance	(320)	(205)	(1,483)
Ending Balance	$ 5,536	$ 5,871	$ 5,080

Allowance For Loan Losses (Nona

Allowance For Loan Losses (Nonaccrual And Past Due Loans By Class) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	$ 7,351	$ 6,158
Current	478,677	463,662
Total Loans	486,028	469,820
90 or More Days Past Due Still Accruing	68	6
Nonaccrual Loans	6,778	10,706
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	3,762	3,700
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,635	758
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,954	1,700
Commercial - Non Real Estate Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	157	28
Current	28,178	28,104
Total Loans	28,335	28,132
90 or More Days Past Due Still Accruing	0
Nonaccrual Loans	946	2,106
Commercial - Non Real Estate Commercial And Industrial [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	157	28
Commercial - Non Real Estate Commercial And Industrial [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial - Non Real Estate Commercial And Industrial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial Real Estate Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,400	2,191
Current	108,644	97,516
Total Loans	110,044	99,707
Nonaccrual Loans	1,803	2,591
Commercial Real Estate Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,400	2,191
Commercial Real Estate Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial Real Estate Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial Real Estate Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	925	1,074
Current	63,390	60,518
Total Loans	64,315	61,592
Nonaccrual Loans	1,133	1,231
Commercial Real Estate Non-Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	56
Commercial Real Estate Non-Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	150	210
Commercial Real Estate Non-Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	775	808
Construction And Farmland Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	51	52
Current	7,363	5,149
Total Loans	7,414	5,201
Construction And Farmland Residential [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	51
Construction And Farmland Residential [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	52
Construction And Farmland Residential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0
Construction And Farmland Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	776	57
Current	29,740	31,231
Total Loans	30,516	31,288
Nonaccrual Loans	383	787
Construction And Farmland Commercial [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Construction And Farmland Commercial [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	730	0
Construction And Farmland Commercial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	46	57
Consumer Installment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	128	71
Current	13,427	13,803
Total Loans	13,555	13,874
90 or More Days Past Due Still Accruing	0	6
Nonaccrual Loans		0
Consumer Installment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	108	50
Consumer Installment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	20	15
Consumer Installment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	6
Residential Equity Lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	685	358
Current	33,526	30,763
Total Loans	34,211	31,121
90 or More Days Past Due Still Accruing	0
Nonaccrual Loans	286	331
Residential Equity Lines [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	405	132
Residential Equity Lines [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	280	41
Residential Equity Lines [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	185
Residential Single Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	3,229	2,327
Current	187,805	191,246
Total Loans	191,034	193,573
90 or More Days Past Due Still Accruing	68	0
Nonaccrual Loans	2,227	3,660
Residential Single Family [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,641	1,243
Residential Single Family [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	455	440
Residential Single Family [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,133	644
Residential Multifamily [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	4,706	3,016
Total Loans	4,706	3,016
All Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	1,898	2,316
Total Loans	$ 1,898	$ 2,316

Allowance For Loan Losses (Allo

Allowance For Loan Losses (Allowance For Loan Losses By Segment) (Details) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	$ 5,080	$ 5,488	$ 5,488
Charge-Offs	(320)	(205)	(1,483)
Recoveries	343	588	725
Provision	433	0	350
Ending Balance	5,536	5,871	5,080
Ending balance: Individually evaluated for impairment	945		643
Ending balance: collectively evaluated for impairment	4,591		4,437
Loans Ending Balance	486,028		469,820
Ending balance individually evaluated for impairment	15,106		17,037
Ending balance collectively evaluated for impairment	470,922		452,783
Construction and Farmland
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	951	1,032	1,032
Charge-Offs	120		(482)
Recoveries	55		26
Provision	220		375
Ending Balance	1,106		951
Ending balance: Individually evaluated for impairment	214		93
Ending balance: collectively evaluated for impairment	892		858
Loans Ending Balance	37,930		36,489
Ending balance individually evaluated for impairment	2,317		2,665
Ending balance collectively evaluated for impairment	35,613		33,824
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,977	2,225	2,225
Charge-Offs	(109)		(808)
Recoveries	41		63
Provision	203		497
Ending Balance	2,112		1,977
Ending balance: Individually evaluated for impairment	529		303
Ending balance: collectively evaluated for impairment	1,583		1,674
Loans Ending Balance	229,951		227,710
Ending balance individually evaluated for impairment	6,959		6,550
Ending balance collectively evaluated for impairment	222,992		221,160
Commercial Real Estate
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,347	1,337	1,337
Charge-Offs	47		(83)
Recoveries	37		381
Provision	41		(288)
Ending Balance	1,378		1,347
Ending balance: Individually evaluated for impairment	174		203
Ending balance: collectively evaluated for impairment	1,204		1,144
Loans Ending Balance	174,359		161,299
Ending balance individually evaluated for impairment	4,806		5,716
Ending balance collectively evaluated for impairment	169,553		155,583
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	464	555	555
Charge-Offs	0		0
Recoveries	176		164
Provision	(225)		(255)
Ending Balance	415		464
Ending balance: Individually evaluated for impairment	28		44
Ending balance: collectively evaluated for impairment	387		420
Loans Ending Balance	28,335		28,132
Ending balance individually evaluated for impairment	1,024		2,106
Ending balance collectively evaluated for impairment	27,311		26,026
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	103	102	102
Charge-Offs	(33)		(86)
Recoveries	20		87
Provision	4		0
Ending Balance	94		103
Ending balance: collectively evaluated for impairment	94		103
Loans Ending Balance	13,555		13,874
Ending balance collectively evaluated for impairment	13,555		13,874
All Other Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	42	82	82
Charge-Offs	(11)		(24)
Recoveries	14		4
Provision	30		(20)
Ending Balance	75		42
Ending balance: collectively evaluated for impairment	75		42
Loans Ending Balance	1,898		2,316
Ending balance individually evaluated for impairment			0
Ending balance collectively evaluated for impairment	1,898		2,316
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	196	$ 155	155
Provision	160		41
Ending Balance	356		196
Ending balance: collectively evaluated for impairment	$ 356		$ 196

Allowance For Loan Losses (Impa

Allowance For Loan Losses (Impaired Loans By Class) (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2015	Dec. 31, 2014
Unpaid Principal Balance [Abstract]
With no related allowance:	$ 10,480	$ 10,480	$ 15,863
With an allowance recorded:	5,843	5,843	2,773
Total:	16,323	16,323	18,636
Recorded Investment [Abstract]
With no related allowance:	9,476	9,476	14,661
With an allowance recorded:	5,651	5,651	2,394
Total:	15,127	15,127	17,055
Related Allowance	945	945	643
Average Recorded Investment [Abstract]
With no related allowance:		9,907	16,242
With an allowance recorded:		5,707	2,809
Total:	15,300	15,614	19,051
Interest Income Recognized [Abstract]
With no related allowance:		100	370
With an allowance recorded:		113	84
Total:	35	213	454
Commercial - Non Real Estate Commercial And Industrial [Member]
Unpaid Principal Balance [Abstract]
With no related allowance:	1,140	1,140	2,159
With an allowance recorded:	77	77	289
Recorded Investment [Abstract]
With no related allowance:	947	947	2,013
With an allowance recorded:	77	77	94
Related Allowance	28	28	44
Average Recorded Investment [Abstract]
With no related allowance:		1,185	2,256
With an allowance recorded:		83	289
Interest Income Recognized [Abstract]
With no related allowance:		1	19
With an allowance recorded:		9	0
Commercial Real Estate Owner Occupied [Member]
Unpaid Principal Balance [Abstract]
With no related allowance:	1,835	1,835	2,824
With an allowance recorded:	673	673	689
Recorded Investment [Abstract]
With no related allowance:	1,707	1,707	2,473
With an allowance recorded:	660	660	689
Related Allowance	35	35	203
Average Recorded Investment [Abstract]
With no related allowance:		1,761	2,857
With an allowance recorded:		666	704
Interest Income Recognized [Abstract]
With no related allowance:		13	48
With an allowance recorded:		8	33
Commercial Real Estate Non-Owner Occupied [Member]
Unpaid Principal Balance [Abstract]
With no related allowance:	1,289	1,289	2,675
With an allowance recorded:	1,307	1,307	0
Recorded Investment [Abstract]
With no related allowance:	1,133	1,133	2,560
With an allowance recorded:	1,311	1,311	0
Related Allowance	139	139	0
Average Recorded Investment [Abstract]
With no related allowance:		1,143	2,796
With an allowance recorded:		1,320	0
Interest Income Recognized [Abstract]
With no related allowance:		0	86
With an allowance recorded:		35	0
Construction And Farmland Commercial [Member]
Unpaid Principal Balance [Abstract]
With no related allowance:	1,382	1,382	2,319
With an allowance recorded:	976	976	385
Recorded Investment [Abstract]
With no related allowance:	1,370	1,370	2,319
With an allowance recorded:	949	949	350
Related Allowance	214	214	93
Average Recorded Investment [Abstract]
With no related allowance:		1,399	2,362
With an allowance recorded:		966	393
Interest Income Recognized [Abstract]
With no related allowance:		26	68
With an allowance recorded:		20	5
Residential Equity Lines [Member]
Unpaid Principal Balance [Abstract]
With no related allowance:	400	400	252
With an allowance recorded:	218	218	403
Recorded Investment [Abstract]
With no related allowance:	222	222	78
With an allowance recorded:	64	64	253
Related Allowance	64	64	95
Average Recorded Investment [Abstract]
With no related allowance:		223	252
With an allowance recorded:		64	403
Interest Income Recognized [Abstract]
With no related allowance:		1	0
With an allowance recorded:		0	5
Residential Single Family [Member]
Unpaid Principal Balance [Abstract]
With no related allowance:	4,434	4,434	5,634
With an allowance recorded:	2,592	2,592	1,007
Recorded Investment [Abstract]
With no related allowance:	4,097	4,097	5,218
With an allowance recorded:	2,590	2,590	1,008
Related Allowance	465	465	208
Average Recorded Investment [Abstract]
With no related allowance:		4,196	5,719
With an allowance recorded:		2,608	1,020
Interest Income Recognized [Abstract]
With no related allowance:		59	149
With an allowance recorded:		41	41
Commercial [Member]
Unpaid Principal Balance [Abstract]
Total:	1,217	1,217	2,448
Recorded Investment [Abstract]
Total:	1,024	1,024	2,107
Related Allowance	28	28	44
Average Recorded Investment [Abstract]
Total:		1,268	2,545
Interest Income Recognized [Abstract]
Total:		10	19
Commercial Real Estate
Unpaid Principal Balance [Abstract]
Total:	5,104	5,104	6,188
Recorded Investment [Abstract]
Total:	4,811	4,811	5,722
Related Allowance	174	174	203
Average Recorded Investment [Abstract]
Total:		4,890	6,357
Interest Income Recognized [Abstract]
Total:		56	167
Construction and Farmland
Unpaid Principal Balance [Abstract]
Total:	2,358	2,358	2,704
Recorded Investment [Abstract]
Total:	2,319	2,319	2,669
Related Allowance	214	214	93
Average Recorded Investment [Abstract]
Total:		2,365	2,755
Interest Income Recognized [Abstract]
Total:		46	73
Residential Real Estate
Unpaid Principal Balance [Abstract]
Total:	7,644	7,644	7,296
Recorded Investment [Abstract]
Total:	6,973	6,973	6,557
Related Allowance	529	529	303
Average Recorded Investment [Abstract]
Total:		7,091	7,394
Interest Income Recognized [Abstract]
Total:		101	195
All Other Loans [Member]
Unpaid Principal Balance [Abstract]
With no related allowance:	0	0	0
With an allowance recorded:	0	0	0
Total:	0	0	0
Recorded Investment [Abstract]
With no related allowance:	0	0	0
With an allowance recorded:	0	0	0
Total:	0	0	0
Related Allowance	$ 0	0	0
Average Recorded Investment [Abstract]
With no related allowance:		0	0
With an allowance recorded:		0	0
Total:		0	0
Interest Income Recognized [Abstract]
With no related allowance:		0	0
With an allowance recorded:		0	0
Total:		$ 0	$ 0

Allowance For Loan Losses (Cred

Allowance For Loan Losses (Credit Quality Information By Class) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	$ 472,473	$ 455,946
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	394,045	373,324
Pass Monitored [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	65,559	62,540
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	486	3,506
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	10,709	13,620
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	1,674	2,956
Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	0
Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	13,427	13,803
Nonperforming [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	128	71
Commercial - Non Real Estate Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	28,335	28,132
Commercial - Non Real Estate Commercial And Industrial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	25,377	24,579
Commercial - Non Real Estate Commercial And Industrial [Member] | Pass Monitored [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	2,237	1,775
Commercial - Non Real Estate Commercial And Industrial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	78	21
Commercial - Non Real Estate Commercial And Industrial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	506	701
Commercial - Non Real Estate Commercial And Industrial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	137	1,056
Commercial - Non Real Estate Commercial And Industrial [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0
Commercial Real Estate Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	110,044	99,707
Commercial Real Estate Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	91,754	77,979
Commercial Real Estate Owner Occupied [Member] | Pass Monitored [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	15,955	17,401
Commercial Real Estate Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	178	0
Commercial Real Estate Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	1,119	3,189
Commercial Real Estate Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	1,038	1,138
Commercial Real Estate Owner Occupied [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	0
Commercial Real Estate Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	64,315	61,592
Commercial Real Estate Non-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	47,896	42,630
Commercial Real Estate Non-Owner Occupied [Member] | Pass Monitored [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	14,638	14,779
Commercial Real Estate Non-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	1,402
Commercial Real Estate Non-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	1,781	2,733
Commercial Real Estate Non-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	48
Commercial Real Estate Non-Owner Occupied [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	0
Construction And Farmland Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	7,414	5,201
Construction And Farmland Residential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	7,273	5,112
Construction And Farmland Residential [Member] | Pass Monitored [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	141	89
Construction And Farmland Residential [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	0
Construction And Farmland Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	30,516	31,288
Construction And Farmland Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	19,914	23,192
Construction And Farmland Commercial [Member] | Pass Monitored [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	8,925	5,184
Construction And Farmland Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	74	2,083
Construction And Farmland Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	1,603	750
Construction And Farmland Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	79
Construction And Farmland Commercial [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	0
Residential Equity Lines [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	34,211	31,121
Residential Equity Lines [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	30,050	29,440
Residential Equity Lines [Member] | Pass Monitored [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	3,875	1,429
Residential Equity Lines [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	0
Residential Equity Lines [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	148	185
Residential Equity Lines [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	138	67
Residential Equity Lines [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	0
Residential Single Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	191,034	193,573
Residential Single Family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	165,230	165,932
Residential Single Family [Member] | Pass Monitored [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	19,735	21,011
Residential Single Family [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	156	0
Residential Single Family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	5,552	6,062
Residential Single Family [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	361	568
Residential Single Family [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	0
Residential Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	4,706	3,016
Residential Multifamily [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	4,706	2,144
Residential Multifamily [Member] | Pass Monitored [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	872
Residential Multifamily [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	0	0
All Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	1,898	2,316
All Other Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	1,845	2,316
All Other Loans [Member] | Pass Monitored [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	53
All Other Loans [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables	$ 0	$ 0

Troubled Debt Restructurings (N

Troubled Debt Restructurings (Narrative) (Details) $ in Thousands	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)contract	Jun. 30, 2015USD ($)contract	Jun. 30, 2014contract	Dec. 31, 2014USD ($)contract
Financing Receivable, Modifications [Line Items]
Number of troubled debt restructured loans		26		25
Loan is considered payment default		30 days
Financing Receivable, Modifications, Nonaccrual, Number of Contracts	4	4		8
Financing Receivable, Modifications, Nonaccrual, Recorded Investment | $	$ 919	$ 919		$ 1,400
Troubled Debt Restructuring Modifications Number Of Contracts	1	1	0
Total troubled debt restructured loans | $	$ 8,100	$ 8,100		$ 7,800
Residential Single Family [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructuring Modifications Number Of Contracts	1	1
Troubled Debt Restructuring Modifications Amortization Period Number of Contracts		1

Troubled Debt Restructurings (S

Troubled Debt Restructurings (Schedule Of Troubled Debt Restructurings On Financing Receivables) (Details) $ in Thousands	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)contract	Jun. 30, 2015USD ($)contract	Jun. 30, 2014contract	Dec. 31, 2014
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts		26		25
Pre-Modification Outstanding Recorded Investment	$ 519	$ 519
Post-Modification Outstanding Recorded Investment	$ 523	$ 523
Troubled Debt Restructuring Modifications Number Of Contracts | contract	1	1	0
Residential Single Family [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Pre-Modification Outstanding Recorded Investment	$ 519	$ 519
Post-Modification Outstanding Recorded Investment	$ 523	$ 523
Troubled Debt Restructuring Modifications Number Of Contracts | contract	1	1

Troubled Debt Restructurings (L

Troubled Debt Restructurings (Loans By Class Of Financing Receivable Modified As TDRs) (Details) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)contract	Jun. 30, 2014USD ($)contract	Jun. 30, 2015USD ($)contract	Jun. 30, 2014USD ($)contract	Dec. 31, 2014
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts			26		25
Troubled Debt Restructurings Within Previous Twelve Months [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts	2	2	2	2
Recorded Investment | $	$ 142	$ 1,612	$ 142	$ 1,612
Commercial - Non Real Estate Commercial And Industrial [Member] | Troubled Debt Restructurings Within Previous Twelve Months [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts	1		1
Recorded Investment | $	$ 78		$ 78
Construction And Farmland Commercial [Member] | Troubled Debt Restructurings Within Previous Twelve Months [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts		2		2
Recorded Investment | $		$ 1,612		$ 1,612
Residential Equity Lines [Member] | Troubled Debt Restructurings Within Previous Twelve Months [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts	1		1
Recorded Investment | $	$ 64		$ 64

Deposits (Composition Of Deposi

Deposits (Composition Of Deposits) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Deposits [Abstract]
Noninterest bearing demand deposits	$ 171,368	$ 159,352
NOW accounts	83,551	81,441
Money market accounts	98,179	98,314
Regular savings accounts	75,845	69,550
Savings and interest bearing demand deposits	257,575	249,305
Time Deposits, Less than $250,000	84,080	85,899
Time Deposits, $250,000 or More	9,764	9,260
Time deposits	93,844	95,159
Total deposits	$ 522,787	$ 503,816

Pension And Postretirement Bene

Pension And Postretirement Benefit Plans (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)employee	Jun. 30, 2014USD ($)
Defined Benefit Plan Disclosure [Line Items]
Retired employees receiving health care and life insurance benefits | employee			9
Post retirement benefits, age eligibility requirement			65 years
Post retirement benefits, service eligibility requirement			15 years
Postretirement Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Net periodic benefit cost	$ 0	$ (1)	$ (1)	$ (2)

Trust Preferred Capital Notes (

Trust Preferred Capital Notes (Details) - USD ($)	6 Months Ended
	Jun. 30, 2015	Jul. 29, 2015	Dec. 31, 2014	Sep. 20, 2007
Trust Preferred Capital Notes [Line Items]
Trust preferred capital notes	$ 7,217,000		$ 7,217,000
Redemption date of securities	September 1, 2037
Trust II [Member]
Trust Preferred Capital Notes [Line Items]
Trust preferred securities issued by subsidiary trust	$ 7,000,000			$ 7,000,000
Common equity issued by subsidiary trust				217,000
Trust preferred capital notes				$ 7,200,000
Floating rate of interest	1.90%
Maximum [Member]
Trust Preferred Capital Notes [Line Items]
Portion of trust preferred securities in Tier 1 capital, percentage	25.00%
Subsequent Event [Member] | Trust II [Member]
Trust Preferred Capital Notes [Line Items]
Trust preferred securities purchase price par		$ 0.65375
Trust preferred securities purchase price		$ 4,600,000

Fair Value Measurements (Financ

Fair Value Measurements (Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	$ 105,736	$ 94,165
Total liabilities at fair value	237	289
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	105,736	94,165
Total liabilities at fair value	237	289
Obligations Of U.S. Government Corporations And Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	42,476	37,211
Obligations Of U.S. Government Corporations And Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	42,476	37,211
Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	23,474	15,779
Mortgage-Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	23,474	15,779
Obligations Of States And Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	39,786	40,410
Obligations Of States And Political Subdivisions [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	39,786	40,410
Corporate Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value		765
Corporate Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value		765
Interest Rate Swap Contracts [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total liabilities at fair value	237	289
Interest Rate Swap Contracts [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total liabilities at fair value	$ 237	$ 289

Fair Value Measurements (Quanti

Fair Value Measurements (Quantitative Information About Level 3 Fair Value Measurements For Certain Financial Assets) (Details)	6 Months Ended
	Jun. 30, 2015
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Quantitative information about level 3 nonrecurring basis	15.00%
Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Quantitative information about level 3 nonrecurring basis	9.00%
Maximum [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Quantitative information about level 3 nonrecurring basis	25.00%
Maximum [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Quantitative information about level 3 nonrecurring basis	13.00%
Minimum [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Quantitative information about level 3 nonrecurring basis	10.00%
Minimum [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Quantitative information about level 3 nonrecurring basis	6.00%

Fair Value Measurements (Fina54

Fair Value Measurements (Financial And Nonfinancial Assets Measured At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 2,261	$ 2,102
Financial Assets [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	4,706	1,751
Financial Assets [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Financial Assets [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	4,706	1,751
Nonfinancial Assets [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	2,261	2,102
Nonfinancial Assets [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0
Nonfinancial Assets [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0	0
Nonfinancial Assets [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 2,261	$ 2,102

Fair Value Measurements (Compan

Fair Value Measurements (Company's Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities	$ 105,736	$ 94,165
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and short-term investments	12,145	34,564
Securities	0	0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and short-term investments	0	0
Securities	105,736	94,165
Restricted Investments	1,946	2,808
Loans, net	0	0
Accrued interest receivable	1,654	1,703
Deposits	522,839	503,917
Federal funds purchased	8,329
Federal Home Loan Bank advances	20,058	40,152
Trust preferred capital notes	7,217	7,217
Accrued interest payable	72	160
Interest rate swap contract	237	289
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans, net	486,066	470,781
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and short-term investments	12,145	34,564
Securities	105,736	94,165
Restricted Investments	1,946	2,808
Loans, net	480,492	464,740
Accrued interest receivable	1,654	1,703
Deposits	522,787	503,816
Federal funds purchased	8,329
Federal Home Loan Bank advances	20,000	40,000
Trust preferred capital notes	7,217	7,217
Accrued interest payable	72	160
Interest rate swap contract	237	289
Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and short-term investments	12,145	34,564
Securities	105,736	94,165
Restricted Investments	1,946	2,808
Loans, net	486,066	470,781
Accrued interest receivable	1,654	1,703
Deposits	522,839	503,917
Federal funds purchased	8,329
Federal Home Loan Bank advances	20,058	40,152
Trust preferred capital notes	7,217	7,217
Accrued interest payable	72	160
Interest rate swap contract	$ 237	$ 289

Derivative Instruments And He56

Derivative Instruments And Hedging Activities (Narrative) (Details) - Jun. 30, 2015 - Interest Rate Swap Contracts [Member] - USD ($) $ in Millions	Total
Derivative [Line Items]
Agreement related to the outstanding trust preferred capital notes, date	Dec. 4, 2008
Agreement effective, date	Dec. 1, 2008
Notional amount of derivatives	$ 7
Agreement expiration date	Dec. 1, 2016
Derivative, Fixed Interest Rate	2.85%

Derivative Instruments And He57

Derivative Instruments And Hedging Activities (Summary Of Fair Value Of Derivative Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Interest Rate Swap Contracts [Member] | Other Liabilities [Member]
Derivative [Line Items]
Derivatives designated as hedging instruments under GAAP, Fair Value	$ 237	$ 289

Derivative Instruments And He58

Derivative Instruments And Hedging Activities (Effect Of The Derivative Instrument On The Consolidated Balance Sheet, Consolidated Statements Of Income) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in OCI on Derivative (Effective Portion), net of tax	$ 23	$ 12	$ 34	$ 38
Interest Rate Swap Contracts [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in OCI on Derivative (Effective Portion), net of tax			34	38
Amount of Gain (Loss) Recognized in Income (Ineffective Portion), net of tax			$ 0	$ 0

Change in Accumulated Other C59

Change in Accumulated Other Comprehensive Income (Narrative) (Details) - Equity Component [Domain] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	$ 7		$ 33	$ 2
Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax	(22)	$ (6)	(96)	(6)
Sales of securities available for sale, net gain	$ 22	$ 6	$ 96	$ 6

Change in Accumulated Other C60

Change in Accumulated Other Comprehensive Income (Changes To Accumulated Other Comprehensive Income By Components) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	$ 1,723	$ 1,015	$ 1,315	$ 305
Other comprehensive income (loss) before reclassifications	(1,477)	835	(784)	1,910
Reclassifications from other comprehensive (loss) income	(22)	(6)	(96)	(6)
Tax effect of current period changes	510	(282)	299	(647)
Total other comprehensive income (loss)	(989)	547	(581)	1,257
Ending balance	734	1,562	734	1,562
Unrealized Gains And Losses On Available For Sale Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	1,863	1,231	1,466	547
Other comprehensive income (loss) before reclassifications	(1,512)	817	(836)	1,853
Reclassifications from other comprehensive (loss) income	(22)	(6)	(96)	(6)
Tax effect of current period changes	522	(276)	317	(628)
Total other comprehensive income (loss)	(1,012)	535	(615)	1,219
Ending balance	851	1,766	851	1,766
Change In Fair Value Of Interest Rate Swap [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	(179)	(260)	(190)	(286)
Other comprehensive income (loss) before reclassifications	35	18	52	57
Tax effect of current period changes	(12)	(6)	(18)	(19)
Total other comprehensive income (loss)	23	12	34	38
Ending balance	(156)	(248)	(156)	(248)
Change In Benefit Obligations And Plan Assets For The Post Retirement Benefit Plan [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	39	44	39	44
Ending balance	$ 39	$ 44	$ 39	$ 44

Other Real Estate Owned - Other

Other Real Estate Owned - Other Real Estate Owned Rollforward (Details) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Other Real Estate [Roll Forward]
Balance, beginning	$ 2,102	$ 1,646	$ 1,646
Net loans transferred to OREO	561	330	1,248
Sales	(402)	(17)	(792)
Valuation adjustments	0	0	0
Balance, ending	$ 2,261	$ 1,959	$ 2,102

Other Real Estate Owned - Major

Other Real Estate Owned - Major Classifications of Other Real Estate Owned (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
Real Estate Properties [Line Items]
Other real estate, gross	$ 2,261	$ 2,102
Less valuation allowance	0	0
Total	2,261	2,102	$ 1,959	$ 1,646
Construction and Farmland
Real Estate Properties [Line Items]
Other real estate, gross	1,401	1,531
Residential Real Estate
Real Estate Properties [Line Items]
Other real estate, gross	455	166
Mortgage loans in process of foreclosure	236	0
Commercial Real Estate
Real Estate Properties [Line Items]
Other real estate, gross	$ 405	$ 405

Uncategorized Items - efsi-2015

Label	Element	Value
Stock Issued During Period, Value, Dividend Reinvestment Plan	us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan	$ 337
Stock Issued During Period, Value, Employee Benefit Plan	us-gaap_StockIssuedDuringPeriodValueEmployeeBenefitPlan	137
Cash and Cash Equivalents, at Carrying Value	us-gaap_CashAndCashEquivalentsAtCarryingValue	12,405
Net Income (Loss) Attributable to Parent	us-gaap_NetIncomeLoss	1,958
Net Income (Loss) Attributable to Parent	us-gaap_NetIncomeLoss	798
Provision for Loan and Lease Losses	us-gaap_ProvisionForLoanAndLeaseLosses	(283)
Provision for Loan and Lease Losses	us-gaap_ProvisionForLoanAndLeaseLosses	300
Dividends, Common Stock	us-gaap_DividendsCommonStock	1,298
Gains (Losses) on Sales of Other Real Estate	us-gaap_GainsLossesOnSalesOfOtherRealEstate	(73)
Gains (Losses) on Sales of Other Real Estate	us-gaap_GainsLossesOnSalesOfOtherRealEstate	17
Adjustments to Additional Paid in Capital, Income Tax Benefit from Share-based Compensation	us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation	11
Adjustments to Additional Paid in Capital, Share-based Compensation, Requisite Service Period Recognition	us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	52
AOCI Attributable to Parent [Member]
Other Comprehensive Income (Loss), Net of Tax	us-gaap_OtherComprehensiveIncomeLossNetOfTax	1,257
Stockholders' Equity Attributable to Parent	us-gaap_StockholdersEquity	1,562
Stockholders' Equity Attributable to Parent	us-gaap_StockholdersEquity	305
Additional Paid-in Capital [Member]
Stock Issued During Period, Value, Restricted Stock Award, Net of Forfeitures	us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	25
Stock Issued During Period, Value, Dividend Reinvestment Plan	us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan	298
Stock Issued During Period, Value, Employee Benefit Plan	us-gaap_StockIssuedDuringPeriodValueEmployeeBenefitPlan	122
Adjustments to Additional Paid in Capital, Income Tax Benefit from Share-based Compensation	us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation	11
Stockholders' Equity Attributable to Parent	us-gaap_StockholdersEquity	11,537
Stockholders' Equity Attributable to Parent	us-gaap_StockholdersEquity	11,995
Adjustments to Additional Paid in Capital, Share-based Compensation, Requisite Service Period Recognition	us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	52
Common Stock [Member]
Stock Issued During Period, Value, Restricted Stock Award, Net of Forfeitures	us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	(25)
Stock Issued During Period, Value, Dividend Reinvestment Plan	us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan	39
Stock Issued During Period, Value, Employee Benefit Plan	us-gaap_StockIssuedDuringPeriodValueEmployeeBenefitPlan	15
Stockholders' Equity Attributable to Parent	us-gaap_StockholdersEquity	8,482
Stockholders' Equity Attributable to Parent	us-gaap_StockholdersEquity	8,561
Retained Earnings [Member]
Net Income (Loss) Attributable to Parent	us-gaap_NetIncomeLoss	3,321
Dividends, Common Stock	us-gaap_DividendsCommonStock	1,298
Stockholders' Equity Attributable to Parent	us-gaap_StockholdersEquity	46,082
Stockholders' Equity Attributable to Parent	us-gaap_StockholdersEquity	$ 48,105