Eagle Financial Services (EFSI) 10-K 29 Mar 16 2015 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2015	Mar. 21, 2016	Jun. 30, 2015
Document And Entity Information [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2015
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2,015
Entity Registrant Name	EAGLE FINANCIAL SERVICES INC
Entity Central Index Key	880,641
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		3,535,684
Entity Public Float			$ 64,391,727
Entity Current Reporting Status	Yes
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 11,082	$ 9,075
Interest-bearing deposits with other institutions	12,139	25,489
Total cash and cash equivalents	23,221	34,564
Securities available for sale, at fair value	105,823	94,165
Restricted investments	1,896	2,808
Loans	495,573	469,820
Allowance for loan losses	(4,959)	(5,080)
Net Loans	490,614	464,740
Bank premises and equipment, net	20,964	19,015
Other real estate owned, net of allowance	571	2,102
Other assets	10,183	12,764
Total assets	653,272	630,158
Liabilities and Shareholders’ Equity
Noninterest bearing demand deposits	186,133	159,352
Savings and interest bearing demand deposits	272,214	249,305
Time deposits	92,371	95,159
Total deposits	550,718	503,816
Federal Home Loan Bank advances	20,000	40,000
Trust preferred capital notes	0	7,217
Other liabilities	4,333	5,993
Total liabilities	575,051	557,026
Shareholders’ Equity
Preferred stock, $10 par value; 500,000 shares authorized and unissued	0	0
Common stock, $2.50 par value; authorized 10,000,000 shares; issued and outstanding 2015, 3,517,648 including 14,401 unvested restricted stock; issued and outstanding 2014, 3,463,665 including 15,151 unvested restricted stock	8,758	8,621
Surplus	13,730	12,618
Retained earnings	54,682	50,578
Accumulated other comprehensive income	1,051	1,315
Total shareholders’ equity	78,221	73,132
Total liabilities and shareholders’ equity	$ 653,272	$ 630,158

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Dec. 31, 2015	Dec. 31, 2014
Statement of Financial Position [Abstract]
Preferred stock, par value (in USD per share)	$ 10	$ 10
Preferred stock, shares authorized	500,000	500,000
Preferred stock, shares issued	0	0
Common stock, par value (in USD per share)	$ 2.5	$ 2.50
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	3,517,648	3,463,665

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest and Dividend Income
Interest and fees on loans	$ 21,751	$ 21,695	$ 21,530
Interest and dividends on securities available for sale:
Taxable interest income	1,645	1,825	2,055
Interest income exempt from federal income taxes	972	1,096	1,241
Dividends	99	222	187
Interest on deposits in banks	26	12	23
Total interest and dividend income	24,493	24,850	25,036
Interest Expense
Interest on deposits	741	924	1,142
Interest on federal funds purchased and securities sold under agreements to repurchase	10	20	31
Interest on Federal Home Loan Bank advances	336	650	1,094
Interest on trust preferred capital notes	78	132	135
Interest on interest rate swap	182	186	183
Total interest expense	1,347	1,912	2,585
Net interest income	23,146	22,938	22,451
(Recovery Of) Provision For Loan Losses	(227)	350	0
Net interest income after (recovery of) provision for loan losses	23,373	22,588	22,451
Noninterest Income
Income from fiduciary activities	1,338	1,162	1,186
Service charges on deposit accounts	1,244	1,323	1,453
Other service charges and fees	3,375	2,995	3,864
(Loss) on sale of bank premises and equipment	(76)	(14)	(1)
Gain on sale of securities	124	990	465
Gain on redemption of trust preferred capital notes	2,424	0	0
Other operating income	9	150	495
Total noninterest income	8,438	6,606	7,462
Noninterest Expenses
Salaries and employee benefits	12,318	11,427	11,451
Occupancy expenses	1,563	1,280	1,291
Equipment expenses	1,102	720	666
Advertising and marketing expenses	612	571	548
Stationery and supplies	242	307	274
ATM network fees	805	712	616
Other real estate owned expense	336	27	40
(Gain) loss on foreclosure and sale of other real estate owned	(46)	(82)	140
FDIC assessment	439	357	375
Computer software expense	696	872	664
Bank franchise tax	505	466	407
Professional fees	1,025	988	1,013
Other bank service charges	71	73	695
Cost to terminate operating lease	520	0	0
Other operating expenses	2,293	2,268	2,187
Total noninterest expenses	22,481	19,986	20,367
Income before income taxes	9,330	9,208	9,546
Income Tax Expense	2,433	2,068	2,388
Net income	$ 6,897	$ 7,140	$ 7,158
Earnings Per Share
Net income per common share, basic (in US dollars per share)	$ 1.97	$ 2.08	$ 2.11
Net income per common share, diluted (in US dollars per share)	$ 1.97	$ 2.08	$ 2.11

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Comprehensive Income [Abstract]
Net income	$ 6,897	$ 7,140	$ 7,158
Other comprehensive (loss) income:
Changes in benefit obligations and plan assets for post retirement benefit plans, net of deferred income tax expense (benefit) of $0, ($3) and $0 for the years ended December 31, 2015, 2014, and 2013, respectively	0	(5)	0
Unrealized (loss) gain on available for sale securities, net of deferred income tax (benefit) expense of ($234), $473, and ($1,687) for the years ended December 31, 2015, 2014, and 2013, respectively	(454)	919	(3,275)
Change in fair value of interest rate swap, net of deferred income tax expense of $99, $49, and $69 for the years ended December 31, 2015, 2014 and 2013, respectively	190	96	132
Total other comprehensive (loss) income	(264)	1,010	(3,143)
Total comprehensive income	$ 6,633	$ 8,150	$ 4,015

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Comprehensive Income [Abstract]
Changes in benefit obligations and plan assets for defined benefit and postretirement benefit plans, deferred income taxes	$ 0	$ (3)	$ 0
Unrealized gain (loss) on available for sale securities, deferred income taxes	(234)	473	(1,687)
Change in fair value of interest rate swap, deferred income taxes	$ 99	$ 49	$ 69

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]
Beginning Balance at Dec. 31, 2012	$ 63,706	$ 8,340	$ 10,424	$ 41,494	$ 3,448
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	7,158			7,158
Other comprehensive income (loss)	(3,143)				(3,143)
Restricted stock awards, stock incentive plan		34	34
Income tax benefit on vesting restricted stock	35		35
Income tax benefit on disqualifying disposition of stock options exercised	5		5
Stock options exercised	69	10	59
Stock-based compensation expense	305		305
Issuance of common stock, dividend investment plan	662	77	585
Issuance of common stock, employee benefit plan	179	21	158
Dividends declared	(2,570)			(2,570)
Ending Balance at Dec. 31, 2013	66,406	8,482	11,537	46,082	305
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	7,140			7,140
Other comprehensive income (loss)	1,010				1,010
Restricted stock awards, stock incentive plan		35	35
Income tax benefit on vesting restricted stock	21		21
Income tax benefit on disqualifying disposition of stock options exercised	7		7
Stock options exercised	0	2	(2)
Stock-based compensation expense	290		290
Issuance of common stock, dividend investment plan	700	80	620
Issuance of common stock, employee benefit plan	202	22	180
Dividends declared	(2,644)			(2,644)
Ending Balance at Dec. 31, 2014	73,132	8,621	12,618	50,578	1,315
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	6,897			6,897
Other comprehensive income (loss)	(264)				(264)
Restricted stock awards, stock incentive plan		36	36
Income tax benefit on vesting restricted stock	5		5
Stock-based compensation expense	328		328
Issuance of common stock, dividend investment plan	729	81	648
Issuance of common stock, employee benefit plan	187	20	167
Dividends declared	(2,793)			(2,793)
Ending Balance at Dec. 31, 2015	$ 78,221	$ 8,758	$ 13,730	$ 54,682	$ 1,051

Consolidated Statements of Cha8

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Stockholders' Equity [Abstract]
Issuance of restricted stock, stock incentive plan, shares	14,363	14,009	13,699
Stock options exercised, shares	0	927	3,872
Issuance of common stock, dividend investment plan, shares	32,340	31,904	30,627
Issuance of common stock, employee benefit plan, shares	8,030	8,893	8,560
Dividends declared, per share (in USD per share)	$ 0.80	$ 0.77	$ 0.76

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash Flows from Operating Activities
Net income	$ 6,897	$ 7,140	$ 7,158
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	843	772	803
Amortization of intangible and other assets	198	152	150
(Recovery of) Provision for loan losses	(227)	350	0
Provision for other real estate owned	288
(Gain) loss on foreclosure and sale of other real estate owned	(46)	(82)	140
Loss on the sale of premises and equipment	(76)	(14)	(1)
Loss on the sale of premises and equipment		4
(Gain) on the sale of securities	(124)	(990)	(465)
Gain on redemption of trust preferred capital notes	(2,424)	0	0
Loss on derecognition of cash flow hedge	237
Fair value adjustment on derivative contract	(88)
Stock-based compensation expense	328	290	305
Premium amortization on securities, net	210	97	120
Deferred tax expense	432	142	1,190
Changes in assets and liabilities:
Decrease (increase) in other assets	2,085	(451)	(1,392)
(Decrease) increase in other liabilities	(1,521)	(179)	183
Net cash provided by operating activities	7,164	7,259	8,193
Cash Flows from Investing Activities
Proceeds from maturities, calls, and principal payments of securities available for sale	17,368	10,864	18,415
Proceeds from the sale of securities available for sale	3,653	8,546	3,987
Purchases of securities available for sale	(33,453)	(8,693)	(26,863)
Proceeds from the sale of restricted securities	1,325	284	585
Purchases of restricted securities	(413)	(900)
Proceeds from the sale of bank premises and equipment	7	0	0
Purchases of bank premises and equipment	(2,875)	(2,966)	(1,492)
Proceeds from the sale of other real estate owned	1,956	597	1,167
Proceeds from the sale of repossessed assets	10	29	26
Net (increase) in loans	(26,317)	(26,937)	(27,290)
Net cash (used in) investing activities	(38,739)	(19,176)	(31,465)
Cash Flows from Financing Activities
Net increase in demand deposits, money market and savings accounts	49,690	20,210	22,327
Net (decrease) in certificates of deposit	(2,788)	(3,980)	(11,841)
Net (decrease) in federal funds purchased and securities sold under agreements to repurchase	0	0	10,000
Net (decrease) increase in Federal Home Loan Bank advances	(20,000)	17,750	(10,000)
Redemption of trust preferred capital notes	(4,793)
Issuance of common stock, employee benefit plan	187	202	179
Stock options exercised	0	0	69
Cash dividends paid	(2,064)	(1,944)	(1,909)
Net cash provided by (used in) financing activities	20,232	32,238	(11,175)
(Decrease) increase in cash and cash equivalents	(11,343)	20,321	(34,447)
Cash and Cash Equivalents
Beginning	34,564	14,243	48,690
Ending	23,221	34,564	14,243
Supplemental Disclosures of Cash Flow Information
Interest	1,442	1,916	2,704
Income taxes	583	1,985	2,097
Supplemental Schedule of Noncash Investing and Financing Activities:
Unrealized (loss) gain on securities available for sale	(688)	1,392	(4,962)
Change in fair value of interest rate swap	52	145	201
Other real estate and repossessed assets acquired in settlement of loans	870	781	25
Loans made to finance the sale of other real estate owned	200	148	0
Issuance of common stock, dividend investment plan	$ 729	$ 700	$ 662

Nature of Banking Activities an

Nature of Banking Activities and Significant Accounting Policies	12 Months Ended
	Dec. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Banking Activities and Significant Accounting Policies	Nature of Banking Activities and Significant Accounting Policies Eagle Financial Services, Inc. (the “Company” or “Corporation”) and Subsidiary grant commercial, financial, agricultural, residential and consumer loans to customers in Virginia and the Eastern Panhandle of West Virginia. The loan portfolio is well diversified and generally is collateralized by assets of the customers. The loans are expected to be repaid from cash flows or proceeds from the sale of selected assets of the borrowers. The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America and to accepted practices within the banking industry. Principles of Consolidation The Company owns 100% of Bank of Clarke County (the “Bank”). The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary. All significant intercompany accounts and transactions between the Company and the Bank have been eliminated. Trust Assets Eagle Investment Group (“EIG”), as a division of the Bank offers both a trust department and investment services. The trust services division of EIG offers a full range of personal and retirement plan services, which include serving as agent for bill paying and custody of assets, as investment manager with full authority or advisor, as trustee or co-trustee for trusts under will or under agreement, as trustee of life insurance trusts, as guardian or committee, as agent under a power of attorney, as executor or co-executor for estates, as custodian or investment advisor for individual retirement plans, and as trustee or trust advisor for corporate retirement plans such as profit sharing and 401(k) plans. The brokerage division of EIG offers a full range of investment services, which include tax-deferred annuities, IRAs and rollovers, mutual funds, retirement plans, 529 college savings plans, life insurance, long term care insurance, fixed income investing, brokerage CDs, and full service or discount brokerage services. Securities and other property held by the Eagle Investment Group in a fiduciary or agency capacity are not assets of the Company and are not included in the accompanying consolidated financial statements. Cash and Cash Equivalents For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, federal funds sold, and interest bearing deposits. Generally, federal funds are purchased and sold for one-day periods. Securities Debt securities that management has the positive intent and ability to hold to maturity are classified as “held to maturity” and recorded at amortized cost. Securities not classified as held to maturity, including equity securities with readily determinable fair values, are classified as “available for sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Declines in the fair value of held to maturity and available for sale securities below their cost that are deemed to be “other than temporary” are reflected in earnings as realized losses. In estimating “other than temporary” impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery of fair value. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. The Bank is required to maintain an investment in the capital stock of certain correspondent banks. No readily available market exists for this stock and it has no quoted market value. The investment in these securities is recorded at cost and they are reported on the Company’s consolidated balance sheet as restricted investments. Loans The Company grants mortgage, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by mortgage loans throughout the Counties of Clarke, Frederick, and Loudoun, Virginia and the City of Winchester, Virginia. The ability of the Company’s debtors to honor their contracts is dependent upon the real estate and general economic conditions in this area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for the allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan fees collected and certain costs incurred related to loan originations are deferred and amortized as an adjustment to interest income over the life of the related loans. Deferred fees and costs are recorded as an adjustment to interest income using a method that approximates a constant yield. The accrual of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the credit is well-secured and in process of collection. Credit card loans and other personal loans are typically charged off no later than 180 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal and interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Troubled Debt Restructurings (TDR) In situations where, for economic or legal reasons related to a borrower’s financial condition, management may grant a concession to the borrower that it would not otherwise consider, the related loan is classified as a TDR. TDRs are considered impaired loans. Upon designation as a TDR, the Company evaluates the borrower’s payment history, past due status and ability to make payments based on the revised terms of the loan. If a loan was accruing prior to being modified as a TDR and if the Company concludes that the borrower is able to make such payments, and there are no other factors or circumstances that would cause it to conclude otherwise, the loan will remain on an accruing status. If a loan was on non-accrual status at the time of the TDR, the loan will remain on non-accrual status following the modification and may be returned to accrual status based on the policy for returning loans to accrual status as noted above. Risks by Loan Portfolio Segments One-to-Four-Family Residential Real Estate Lending Residential mortgage loans generally are made on the basis of the borrower’s ability to make repayment from employment and other income and are secured by real estate whose value tends to be readily ascertainable. As part of the application process, information is gathered concerning income, employment and credit history of the applicant. The valuation of residential collateral is provided by independent fee appraisers who have been approved by the Bank’s Directors Loan Committee. Commercial Real Estate Lending Commercial real estate lending entails significant additional risk as compared with residential mortgage lending. Commercial real estate loans typically involve larger loan balances concentrated with single borrowers or groups of related borrowers. Additionally, the repayment of loans secured by income producing properties is typically dependent on the successful operation of a business or a real estate project and thus may be subject, to a greater extent, to adverse conditions in the real estate market or the economy, in general. Construction and Land Development Lending There are two characteristics of construction lending which impact its overall risk as compared to residential mortgage lending. First, there is more concentration risk due to the extension of a large loan balance through several lines of credit to a single developer or contractor. Second, there is more collateral risk due to the fact that loan funds are provided to the borrower based upon the estimated value of the collateral after completion. This could cause an inaccurate estimate of the amount needed to complete construction or an excessive loan-to-value ratio. To mitigate the risks associated with construction lending, the Bank generally limits loan amounts to 80% of the estimated appraised value of the finished home. Commercial and Industrial Lending Commercial business loans generally have more risk than residential mortgage loans, but have higher yields. To manage these risks, the Bank generally obtains appropriate collateral and personal guarantees from the borrower’s principal owners and monitors the financial condition of the borrower. Commercial business loans typically are made on the basis of the borrower’s ability to make repayment from cash flow from its business and are secured by business assets, such as commercial real estate, accounts receivable, equipment and inventory. As a result, the availability of funds for the repayment of commercial business loans is substantially dependent on the success of the business itself. Furthermore, the collateral for commercial business loans may depreciate over time and generally cannot be appraised with as much precision as residential real estate. Consumer Lending Consumer loans generally entail greater risk than residential mortgage loans, particularly in the case of consumer loans which are unsecured or secured by rapidly depreciable assets such as automobiles. In such cases, any repossessed collateral on a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation. Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are impaired. An allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on historical loss experience and other qualitative factors. Other qualitative factors considered in the general component include the levels and trends in delinquencies and nonperforming loans, trends in volume and terms of loans, the effects of any changes in lending policies, the experience, ability, and depth of management, national and local economic trends and conditions, concentrations of credit, the quality of the Company’s loan review system, competition and regulatory requirements. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair market value less estimated liquidation costs of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment disclosures, unless such loans are the subject of a restructuring agreement. Bank Premises and Equipment Land is carried at cost. Buildings and equipment are carried at cost, less accumulated depreciation computed on the straight-line method over the estimated useful lives of the assets. Estimated useful lives range from 10 to 39 years for buildings and 3 to 10 years for furniture and equipment. Other Real Estate Owned Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the fair value of the property, less estimated selling costs at the date of foreclosure. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for loan losses. After foreclosure, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less estimated cost to sell. Impairment losses on property to be held and used are measured as the amount by which the carrying amount of a property exceeds its fair value. Costs of significant property improvements are capitalized, whereas costs relating to holding property are expensed. The portion of interest costs relating to development of real estate is capitalized. Valuations are periodically performed by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of a property to the lower of its cost or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in the net expenses from foreclosed assets. Retirement Plans The Company sponsors a 401(k) savings plan under which eligible employees may defer a portion of their compensation on a pretax basis. The Company also provides a match to participants in this plan, as described more fully in Note 12. Stock-Based Compensation Plan During 2014, the Company’s shareholders approved a stock incentive plan which allows key employees and directors to increase their personal financial interest in the Company. This plan permits the issuance of incentive stock options and non-qualified stock options and the award of stock appreciation rights, common stock, restricted stock, and phantom stock. The plan, as adopted, authorized the issuance of up to 500,000 shares of common stock. This plan is discussed more fully in Note 11. Income Taxes Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various assets and liabilities and gives current recognition to changes in tax rates and laws. When tax returns are filed, it is likely that some positions taken would be sustained upon examination by the applicable taxing authority, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, the Company believes it is “more likely than not” that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the “more likely than not” recognition threshold are measured as the largest amount of tax benefit that is more than fifty percent ( 50% ) likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the balance sheet along with any associated interest and penalties that would be payable to the applicable taxing authority upon examination. Interest and penalties associated with unrecognized tax benefits are classified as additional income taxes in the statement of income. The Company has no uncertain tax positions. Advertising The Company follows the policy of charging the costs of advertising to expense as incurred. Reclassifications Certain reclassifications have been made to the 2014 financial statements to conform to reporting for 2015 . The results of the reclassification are not considered material. Earnings Per Common Share Basic earnings per share represents income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Nonvested restricted shares are included in the weighted average number of common shares used to compute basic earnings per share because of dividend participation and voting rights. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. The number of potential common shares is determined using the treasury method. The following table shows the weighted average number of shares used in computing earnings per share and the effect on the weighted average number of shares of dilutive potential common stock. 2015 2014 2013 Weighted average number of common shares outstanding used to calculate basic earnings per share 3,495,334 3,438,348 3,386,467 Effect of dilutive common stock — 298 745 Weighted average number of common shares outstanding used to calculate diluted earnings per share 3,495,334 3,438,646 3,387,212 Stock options representing 0 , 0 , and 9,255 shares of common stock were not considered in computing diluted earnings per common share for 2015 , 2014 , and 2013 , respectively, because they were anti-dilutive. Comprehensive Income Accounting principles generally accepted in the United States of America require that recognized revenue, expenses, gains and losses be included in net income. Certain changes in assets and liabilities, net of income taxes, are reported within the balance sheet as a separate component of shareholders’ equity. These changes, along with net income, are components of comprehensive income and are reported in the statement of comprehensive income. In addition to net income, the Company’s comprehensive income includes changes in the benefit obligations and plan assets for postretirement benefit plans, unrealized gains or losses on interest rate swaps, and unrealized gains or losses on available for sale securities. The components of the change in unrealized gains (losses) on securities during 2015 , 2014 , and 2013 were as follows: 2015 2014 2013 Gross unrealized gain (loss) $ (564 ) $ 2,382 $ (4,497 ) Reclassification adjustment for realized (gain) (124 ) (990 ) (465 ) Net unrealized gain (loss) before taxes (688 ) 1,392 (4,962 ) Tax effect 234 (473 ) 1,687 $ (454 ) $ 919 $ (3,275 ) The components of accumulated other comprehensive income, net of deferred taxes, were as follows: Unrealized Gain (Loss) on Securities Change in Fair Value of Interest Rate Swap Post Retirement Benefit Plan Total December 31, 2013 $ 547 $ (286 ) $ 44 $ 305 2014 Change 919 96 (5 ) 1,010 December 31, 2014 1,466 (190 ) 39 1,315 2015 Change (454 ) 190 — (264 ) December 31, 2015 $ 1,012 $ — $ 39 $ 1,051 Derivative Financial Instruments The Company follows GAAP to account for derivative and hedging activities. Accordingly, a derivative is recognized in the balance sheet at its fair value. The fair value of a derivative is determined by quoted market prices and mathematical models using current and historical data. If certain hedging criteria are met, including testing for hedge effectiveness, special hedge accounting may be applied. The Company assesses each hedge, both at inception and on an ongoing basis, to determine whether the derivative used in a hedging transaction is effective in offsetting changes in the fair value or cash flows of the hedged item and whether the derivative is expected to remain effective during subsequent periods. The Company discontinues hedge accounting when (a) it determines that a derivative is no longer effective in offsetting changes in fair value or cash flows of a hedged item; (b) the derivative expires or is sold, terminated or exercised; (c) probability exists that the forecasted transaction will no longer occur or (d) management determines that designating the derivative as a hedging instrument is no longer appropriate. When hedge accounting is discontinued and a derivative remains outstanding, the Company recognizes the derivative in the balance sheet at its fair value and changes in the fair value are recognized in net income. At inception, the Company designates a derivative as (a) a fair value hedge of recognized assets or liabilities or of unrecognized firm commitments (fair-value hedge) or (b) a hedge of forecasted transactions or variable cash flows to be received or paid in conjunction with recognized assets or liabilities (cash-flow hedge). For a derivative treated as a fair-value hedge, a change in fair value is recorded as an adjustment to the hedged item and recognized in net income. For a derivative treated as a cash flow hedge, the effective portion of a change in fair value is recorded as an adjustment to the hedged item and recognized as a component of accumulated other comprehensive income (loss) within shareholders’ equity. For a derivative treated as a cash flow hedge, the ineffective portion of a change in fair value is recorded as an adjustment to the hedged item and recognized in net income. For more information on derivative financial instruments see Note 14 to the Consolidated Financial Statements. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, valuation of other real estate owned, and the evaluation for other-than-temporary impairment of investment securities. Stock Repurchase Program On June 17, 2015 , the Corporation renewed the stock repurchase program to repurchase up to 150,000 shares of its common stock prior to June 30, 2016 . There was no repurchase activity during 2015 , 2014 and 2013 . The maximum number of shares that may yet be purchased under the plan as of December 31, 2015 are 134,337 . Recent Accounting Pronouncements In June 2014, the FASB issued ASU No. 2014-12, “Compensation - Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period”. The new guidance applies to reporting entities that grant employees share-based payments in which the terms of the award allow a performance target to be achieved after the requisite service period. The amendments in the ASU require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. Existing guidance in “Compensation - Stock Compensation (Topic 718)”, should be applied to account for these types of awards. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Early adoption is permitted and reporting entities may choose to apply the amendments in the ASU either on a prospective or retrospective basis. The Company does not expect the adoption of ASU 2014-12 to have a material impact on its consolidated financial statements. In August 2014, the FASB issued ASU No. 2014-15, “Presentation of Financial Statements - Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern”. This update is intended to provide guidance about management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability to continue as a going concern and to provide related footnote disclosures. Management is required under the new guidance to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity’s ability to continue as a going concern within one year after the date the financial statements are issued when preparing financial statements for each interim and annual reporting period. If conditions or events are identified, the ASU specifies the process that must be followed by management and also clarifies the timing and content of going concern footnote disclosures in order to reduce diversity in practice. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. Early adoption is permitted. The Company does not expect the adoption of ASU 2014-15 to have a material impact on its consolidated financial statements. In November 2014, the FASB issued ASU No. 2014-16, “Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity.” The amendments in ASU do not change the current criteria in U.S. GAAP for determining when separation of certain embedded derivative features in a hybrid financial instrument is required. The amendments clarify how current U.S. GAAP should be interpreted in evaluating the economic characteristics and risks of a host contract in a hybrid financial instrument that is issued in the form of a share. Specifically, the amendments clarify that an entity should consider all relevant terms and features, including the embedded derivative feature being evaluated for bifurcation, in evaluating the nature of the host contract. Furthermore, the amendments clarify that no single term or feature would necessarily determine the economic characteristics and risks of the host contract. Rather, the nature of the host contract depends upon the economic characteristics and risks of the entire hybrid financial instrument. The amendments in this ASU also clarify that, in evaluating the nature of a host contract, an entity should assess the substance of the relevant terms and features (i.e., the relative strength of the debt-like or equity-like terms and features given the facts and circumstances) when considering how to weight those terms and features. The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption, including adoption in an interim period, is permitted. The Company does not expect the adoption of ASU 2014-16 to have a material impact on its consolidated financial statements. In January 2015, the FASB issued ASU No. 2015-01, “Income Statement-Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items.” The amendments in this ASU eliminate from U.S. GAAP the concept of extraordinary items. Subtopic 225-20, Income Statement - Extraordinary and Unusual Items, required that an entity separately classify, present, and disclose extraordinary events and transactions. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item. If an event or transaction meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. The entity also is required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. The amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The Company does not expect the adoption of ASU 2015-01 to have a material impact on its consolidated financial statements. In February 2015, the FASB issued ASU No. 2015-02, “Consolidation (Topic 810): Amendments to the Consolidation Analysis.” The amendments in this ASU are intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions). In addition to reducing the number of consolidation models from four to two, the new standard simplifies the FASB Accounting Standards Codification™ and improves current GAAP by placing more emphasis on risk of loss when determining a controlling financial interest, reducing the frequency of the application of related-party guidance when determining a controlling financial interest in a variable interest entity (VIE), and changing consolidation conclusions for public and private companies in several industries that typically make use of limited partnerships or VIEs. The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. ASU 2015-02 may be applied retrospectively in previously issued financial statements for one or more years with a cumulative-effect adjustment to retained earnings as of the beginning of the first year restated. The Company does not expect the adoption of ASU 2015-02 to have a material impact on its consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-03, “Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs.” The amendments in this ASU are intended to simplify the presentation of debt issuance costs. These amendments require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this ASU. The amendmen

Securities

Securities	12 Months Ended
	Dec. 31, 2015
Available-for-sale Securities [Abstract]
Securities	Securities Amortized costs and fair values of securities available for sale at December 31, 2015 and 2014 were as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value December 31, 2015 (in thousands) Obligations of U.S. government corporations and agencies $ 37,348 $ 475 $ (158 ) $ 37,665 Mortgage-backed securities 28,858 293 (220 ) 28,931 Obligations of states and political subdivisions 38,082 1,169 (24 ) 39,227 $ 104,288 $ 1,937 $ (402 ) $ 105,823 December 31, 2014 (in thousands) Obligations of U.S. government corporations and agencies $ 36,911 $ 599 $ (299 ) $ 37,211 Mortgage-backed securities 15,245 545 (11 ) 15,779 Obligations of states and political subdivisions 39,025 1,432 (47 ) 40,410 Corporate securities 761 4 — 765 $ 91,942 $ 2,580 $ (357 ) $ 94,165 Carrying amounts of restricted securities at December 31, 2015 and 2014 were as follows: December 31, 2015 December 31, 2014 (in thousands) Federal Reserve Bank Stock $ 344 $ 344 Federal Home Loan Bank Stock 1,412 2,324 Community Bankers’ Bank Stock 140 140 $ 1,896 $ 2,808 The amortized cost and fair value of securities available for sale at December 31, 2015 , by contractual maturity, are shown below. Maturities may differ from contractual maturities in mortgage-backed securities because the mortgages underlying the securities may be called or repaid without any penalties. Amortized Cost Fair Value (in thousands) Due in one year or less $ 4,400 $ 4,415 Due after one year through five years 30,674 31,238 Due after five years through ten years 37,569 38,367 Due after ten years 31,645 31,803 $ 104,288 $ 105,823 During the twelve months ended December 31, 2015 , the Company sold $ 3.7 million in available for sale securities for a gross gain of $124 thousand . During the twelve months ended December 31, 2014 , the Company sold $8.5 million in available for sale securities for a gross gain of $990 thousand . During the twelve months ended December 31, 2013 , the Company sold $4.0 million in available for sale securities for a gross gain of $465 thousand . The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at December 31, 2015 and 2014 were as follows: Less than 12 months 12 months or more Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses December 31, 2015 (in thousands) Obligations of U.S. government corporations and agencies $ 21,296 $ 143 $ 1,985 $ 15 $ 23,281 $ 158 Mortgage-backed securities 18,563 194 1,105 26 19,668 220 Obligations of states and political subdivisions 3,414 22 497 2 3,911 24 $ 43,273 $ 359 $ 3,587 $ 43 $ 46,860 $ 402 December 31, 2014 (in thousands) Obligations of U.S. government corporations and agencies $ 1,997 $ 1 $ 21,615 $ 298 $ 23,612 $ 299 Mortgage-backed securities — — 1,444 11 1,444 11 Obligations of states and political subdivisions 2,998 12 2,414 35 5,412 47 $ 4,995 $ 13 $ 25,473 $ 344 $ 30,468 $ 357 Gross unrealized losses on available for sale securities included forty-five ( 45 ) and thirty-eight ( 38 ) debt securities at December 31, 2015 and December 31, 2014 , respectively. The Company evaluates securities for other-than-temporary impairment on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. The Company’s mortgage-backed securities are issued by U.S. government agencies, which guarantee payments to investors regardless of the status of the underlying mortgages. Consideration is given to the length of time and the amount of an unrealized loss, the financial condition of the issuer, and the intent and ability of the Company to retain its investment in the issuer long enough to allow for an anticipated recovery in fair value. The fair value of a security reflects its liquidity as compared to similar instruments, current market rates on similar instruments, and the creditworthiness of the issuer. Absent any change in the liquidity of a security or the creditworthiness of the issuer, prices will decline as market rates rise and vice-versa. The primary cause of the unrealized losses at December 31, 2015 and December 31, 2014 was changes in market interest rates. Since the losses can be primarily attributed to changes in market interest rates and not expected cash flows or an issuer’s financial condition, the unrealized losses are deemed to be temporary. The continuing economic recession involving housing, liquidity and credit were also contributing factors to the unrealized losses on these securities at December 31, 2015 and December 31, 2014 . The Company monitors the financial condition of these issuers continuously and will record other-than-temporary impairment if the recovery of value is unlikely. The Company’s securities are exposed to various risks, such as interest rate, market, currency and credit risks. Due to the level of risk associated with certain securities and the level of uncertainty related to changes in the value of securities, it is at least reasonably possible that changes in risks in the near term would materially affect securities reported in the financial statements. In addition, recent economic uncertainty and market events have led to unprecedented volatility in currency, commodity, credit and equity markets culminating in failures of some banking and financial services firms and government intervention to solidify others. These events underscore the level of investment risk associated with the current economic environment, and accordingly the level of risk in the Company’s securities. Securities having a carrying value of $3.0 million at December 31, 2015 were pledged for various purposes required by law.

Loans

Loans	12 Months Ended
	Dec. 31, 2015
Loans and Leases Receivable Disclosure [Abstract]
Loans	Loans The composition of loans at December 31, 2015 and 2014 was as follows: December 31, 2015 2014 (in thousands) Mortgage loans on real estate: Construction and land development $ 35,019 $ 25,887 Secured by farmland 6,550 10,602 Secured by 1-4 family residential properties 229,651 224,694 Multifamily 3,975 3,016 Commercial 175,172 161,299 Loans to farmers 1,331 957 Commercial and industrial loans 29,366 28,132 Consumer installment loans 13,530 13,874 All other loans 979 1,359 Total loans (1) $ 495,573 $ 469,820 Less: Allowance for loan losses 4,959 5,080 Net Loans $ 490,614 $ 464,740 (1) Included in total loans were net deferred loan fees of $103 thousand and $26 thousand , respectively.

Allowance for Loan Losses

Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Allowance for Loan Losses	Allowance for Loan Losses Changes in the allowance for loan losses for the years December 31, 2015 , 2014 and 2013 were as follows: December 31, 2015 2014 2013 (in thousands) Balance, beginning $ 5,080 $ 5,488 $ 6,577 (Recovery of) provision for loan losses (227 ) 350 — Recoveries added to the allowance 562 725 233 Loan losses charged to the allowance (456 ) (1,483 ) (1,322 ) Balance, ending $ 4,959 $ 5,080 $ 5,488 Nonaccrual and past due loans by class at December 31, 2015 and December 31, 2014 were as follows: December 31, 2015 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Nonaccrual Commercial - Non Real Estate: Commercial & Industrial $ 1 $ — $ — $ 1 $ 29,365 $ 29,366 $ — $ 475 Commercial Real Estate: Owner Occupied 623 142 — 765 108,942 109,707 — 1,614 Non-owner occupied — 55 746 801 64,664 65,465 — 948 Construction and Farmland: Residential 50 — — 50 8,509 8,559 — — Commercial 356 72 — 428 32,582 33,010 — 310 Consumer: Installment 43 3 — 46 13,484 13,530 — — Residential: Equity Lines 175 — — 175 34,246 34,421 — 276 Single family 2,123 209 1,296 3,628 191,602 195,230 307 1,662 Multifamily — — — — 3,975 3,975 — — All Other Loans — — — — 2,310 2,310 — — Total $ 3,371 $ 481 $ 2,042 $ 5,894 $ 489,679 $ 495,573 $ 307 $ 5,285 December 31, 2014 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Nonaccrual Commercial - Non Real Estate: Commercial & Industrial $ 28 $ — $ — $ 28 $ 28,104 $ 28,132 $ — $ 2,106 Commercial Real Estate: Owner Occupied 2,191 — — 2,191 97,516 99,707 — 2,591 Non-owner occupied 56 210 808 1,074 60,518 61,592 — 1,231 Construction and Farmland: Residential — 52 — 52 5,149 5,201 — — Commercial — — 57 57 31,231 31,288 — 787 Consumer: Installment 50 15 6 71 13,803 13,874 6 — Residential: Equity Lines 132 41 185 358 30,763 31,121 — 331 Single family 1,243 440 644 2,327 191,246 193,573 — 3,660 Multifamily — — — — 3,016 3,016 — — All Other Loans — — — — 2,316 2,316 — — Total $ 3,700 $ 758 $ 1,700 $ 6,158 $ 463,662 $ 469,820 $ 6 $ 10,706 Allowance for loan losses by segment at December 31, 2015 , December 31, 2014 and December 31, 2013 were as follows: As of and for the Twelve Months Ended December 31, 2015 (in thousands) Construction Residential Commercial Commercial Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 951 $ 1,977 $ 1,347 $ 464 $ 103 $ 42 $ 196 $ 5,080 Charge-Offs (166 ) (152 ) (47 ) — (66 ) (25 ) — (456 ) Recoveries 75 142 115 181 33 16 — 562 Provision (recovery) (85 ) 355 (147 ) (434 ) 39 20 25 (227 ) Ending balance $ 775 $ 2,322 $ 1,268 $ 211 $ 109 $ 53 $ 221 $ 4,959 Ending balance: Individually evaluated for impairment $ 10 $ 423 $ 141 $ 2 $ — $ — $ — $ 576 Ending balance: collectively evaluated for impairment $ 765 $ 1,899 $ 1,127 $ 209 $ 109 $ 53 $ 221 $ 4,383 Loans: Ending balance $ 41,569 $ 233,626 $ 175,172 $ 29,366 $ 13,530 $ 2,310 $ — $ 495,573 Ending balance individually evaluated for impairment $ 1,392 $ 7,209 $ 4,555 $ 847 $ — $ — $ — $ 14,003 Ending balance collectively evaluated for impairment $ 40,177 $ 226,417 $ 170,617 $ 28,519 $ 13,530 $ 2,310 $ — $ 481,570 As of and for the Twelve Months Ended December 31, 2014 (in thousands) Construction Residential Commercial Commercial Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 1,032 $ 2,225 $ 1,337 $ 555 $ 102 $ 82 $ 155 $ 5,488 Charge-Offs (482 ) (808 ) (83 ) — (86 ) (24 ) — (1,483 ) Recoveries 26 63 381 164 87 4 — 725 Provision (recovery) 375 497 (288 ) (255 ) — (20 ) 41 350 Ending balance $ 951 $ 1,977 $ 1,347 $ 464 $ 103 $ 42 $ 196 $ 5,080 Ending balance: Individually evaluated for impairment $ 93 $ 303 $ 203 $ 44 $ — $ — $ — $ 643 Ending balance: collectively evaluated for impairment $ 858 $ 1,674 $ 1,144 $ 420 $ 103 $ 42 $ 196 $ 4,437 Loans: Ending balance $ 36,489 $ 227,710 $ 161,299 $ 28,132 $ 13,874 $ 2,316 $ — $ 469,820 Ending balance individually evaluated for impairment $ 2,665 $ 6,550 $ 5,716 $ 2,106 $ — $ — $ — $ 17,039 Ending balance collectively evaluated for impairment $ 33,824 $ 221,160 $ 155,583 $ 26,026 $ 13,874 $ 2,316 $ — $ 452,783 As of and for the Twelve Months Ended December 31, 2013 (in thousands) Construction Residential Commercial Commercial Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 1,280 $ 2,820 $ 1,182 $ 880 $ 107 $ 122 $ 186 $ 6,577 Charge-Offs (20 ) (507 ) (289 ) (403 ) (85 ) (18 ) — (1,322 ) Recoveries 5 109 7 47 54 11 — 233 Provision (recovery) (233 ) (197 ) 437 31 26 (33 ) (31 ) — Ending balance $ 1,032 $ 2,225 $ 1,337 $ 555 $ 102 $ 82 $ 155 $ 5,488 Ending balance: Individually evaluated for impairment $ 218 $ 627 $ 299 $ 334 $ — $ — $ — $ 1,478 Ending balance: collectively evaluated for impairment $ 814 $ 1,598 $ 1,038 $ 221 $ 102 $ 82 $ 155 $ 4,010 Loans: Ending balance $ 36,933 $ 221,483 $ 148,166 $ 20,865 $ 13,785 $ 3,041 $ — $ 444,273 Ending balance individually evaluated for impairment $ 2,674 $ 4,922 $ 4,750 $ 1,347 $ — $ 6 $ — $ 13,699 Ending balance collectively evaluated for impairment $ 34,259 $ 216,561 $ 143,416 $ 19,518 $ 13,785 $ 3,035 $ — $ 430,574 Beginning with the quarter ended December 31, 2015, the Company changed its allowance methodology for the risk scale used in calculating the environmental factors portion of the general reserves assigned to unimpaired credits. During this quarter, management determined it necessary to adjust each of the risk scores assigned to all nine current environmental factors due to changes that had occurred both internally and outside of the Company that have an impact on payment defaults, collateral values, risk ratings, etc. The Company believes that the revised risk scale is more indicative of the losses and risks inherent in the portfolio. The following table represents the effect on the loan loss provision for the year ended December 31, 2015 as a result of the change in allowance methodology from that used in prior periods. (in thousands) Calculated Provision Based on Current Methodology Calculation Provision Based on Prior Methodology Difference Portfolio Segment: Construction and Farmland $ (85 ) $ (118 ) $ 33 Residential Real Estate 355 173 182 Commercial Real Estate (147 ) (280 ) 133 Commercial (434 ) (457 ) 23 Consumer 39 28 11 All Other Loans 20 19 1 Total, excluding unallocated $ (252 ) $ (635 ) $ 383 Impaired loans by class at December 31, 2015 and December 31, 2014 were as follows: As of and for the Year Ended December 31, 2015 (in thousands) Unpaid Recorded Related Average Interest With no related allowance: Commercial - Non Real Estate: Commercial & Industrial $ 747 $ 534 $ — $ 749 $ 18 Commercial Real Estate: Owner Occupied 2,146 1,964 — 1,999 19 Non-owner occupied 1,174 1,093 — 1,108 15 Construction and Farmland: Residential — — — — — Commercial 337 310 — 325 — Residential: Equity lines 149 145 — 145 5 Single family 4,407 4,288 — 4,245 126 Multifamily — — — — — Other Loans — — — — — $ 8,960 $ 8,334 $ — $ 8,571 $ 183 With an allowance recorded: Commercial - Non Real Estate: Commercial & Industrial $ 313 $ 313 $ 2 $ 328 $ 15 Commercial Real Estate: Owner Occupied 207 208 39 210 10 Non-owner occupied 1,291 1,295 102 1,311 69 Construction and Farmland: Residential — — — — — Commercial 1,081 1,085 10 1,109 48 Residential: Equity lines 551 216 86 221 3 Single family 2,596 2,575 337 2,600 76 Multifamily — — — — — Other Loans — — — — — $ 6,039 $ 5,692 $ 576 $ 5,779 $ 221 Total: Commercial $ 1,060 $ 847 $ 2 $ 1,077 $ 33 Commercial Real Estate 4,818 4,560 141 4,628 113 Construction and Farmland 1,418 1,395 10 1,434 48 Residential 7,703 7,224 423 7,211 210 Other — — — — — Total $ 14,999 $ 14,026 $ 576 $ 14,350 $ 404 (1) Recorded investment is defined as the summation of the outstanding principal balance, accrued interest, and any partial charge-offs. As of and for the Year Ended December 31, 2014 (in thousands) Unpaid Recorded Related Average Interest With no related allowance: Commercial - Non Real Estate: Commercial & Industrial $ 2,159 $ 2,013 $ — $ 2,256 $ 19 Commercial Real Estate: Owner Occupied 2,824 2,473 — 2,857 48 Non-owner occupied 2,675 2,560 — 2,796 86 Construction and Farmland: Residential — — — — — Commercial 2,319 2,319 — 2,362 68 Residential: Equity lines 252 78 — 252 — Single family 5,634 5,218 — 5,719 149 Multifamily — — — — — Other Loans — — — — — $ 15,863 $ 14,661 $ — $ 16,242 $ 370 With an allowance recorded: Commercial - Non Real Estate: Commercial & Industrial $ 289 $ 94 $ 44 $ 289 $ — Commercial Real Estate: Owner Occupied 689 689 203 704 33 Non-owner occupied — — — — — Construction and Farmland: Residential — — — — — Commercial 385 350 93 393 5 Residential: Equity lines 403 253 95 403 5 Single family 1,007 1,008 208 1,020 41 Multifamily — — — — — Other Loans — — — — — $ 2,773 $ 2,394 $ 643 $ 2,809 $ 84 Total: Commercial $ 2,448 $ 2,107 $ 44 $ 2,545 $ 19 Commercial Real Estate 6,188 5,722 203 6,357 167 Construction and Farmland 2,704 2,669 93 2,755 73 Residential 7,296 6,557 303 7,394 195 Other — — — — — Total $ 18,636 $ 17,055 $ 643 $ 19,051 $ 454 (1) Recorded investment is defined as the summation of the outstanding principal balance, accrued interest, and any partial charge-offs. For the year ended December 31, 2013 , the average recorded investment of impaired loans was $15.2 million . The interest income recognized on impaired loans was $681 thousand in 2013 . When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is in nonaccrual status, all payments are applied to principal under the cost-recovery method. For financial statement purposes, the recorded investment in nonaccrual loans is the actual principal balance reduced by payments that would otherwise have been applied to interest. When reporting information on these loans to the applicable customers, the unpaid principal balance is reported as if payments were applied to principal and interest under the original terms of the loan agreements. Therefore, the unpaid principal balance reported to the customer would be higher than the recorded investment in the loan for financial statement purposes. When the ultimate collectability of the total principal of the impaired loan is not in doubt and the loan is in nonaccrual status, contractual interest is credited to interest income when received under the cash-basis method. The Company uses a rating system for evaluating the risks associated with non-consumer loans. Consumer loans are not evaluated for risk unless the characteristics of the loan fall within classified categories. Descriptions of these ratings are as follows: Pass Pass loans exhibit acceptable history of profits, cash flow ability and liquidity. Sufficient cash flow exists to service the loan. All obligations have been paid by the borrower in an as agreed manner. Pass Monitored Pass monitored loans may be experiencing income and cash volatility, inconsistent operating trends, nominal liquidity and/or a leveraged balance sheet. A higher level of supervision is required for these loans as the potential for a negative event could impact the borrower’s ability to repay the loan. Special mention Special mention loans exhibit negative trends and potential weakness that, if left uncorrected, may negatively affect the borrower’s ability to repay its obligations. The risk of default is not imminent and the borrower still demonstrates sufficient financial strength to service debt. Substandard Substandard loans exhibit well defined weaknesses resulting in a higher probability of default. The borrowers exhibit adverse financial trends and a diminishing ability or willingness to service debt. Doubtful Doubtful loans exhibit all of the characteristics inherent in substandard loans; however given the severity of weaknesses, the collection of 100% of the principal is unlikely under current conditions. Loss Loss loans are considered uncollectible over a reasonable period of time and of such little value that its continuance as a bankable asset is not warranted. Credit quality information by class at December 31, 2015 and December 31, 2014 was as follows: As of December 31, 2015 (in thousands) INTERNAL RISK RATING GRADES Pass Pass Monitored Special Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 25,375 $ 3,175 $ 335 $ 364 $ 117 $ — $ 29,366 Commercial Real Estate: Owner Occupied 90,230 12,553 4,521 1,416 987 — 109,707 Non-owner occupied 42,988 21,072 — 1,405 — — 65,465 Construction and Farmland: Residential 8,559 — — — — — 8,559 Commercial 20,391 10,886 1,395 338 — 33,010 Residential: Equity Lines 30,267 3,878 — 145 131 — 34,421 Single family 170,168 19,086 950 4,600 426 — 195,230 Multifamily 3,975 — — — — — 3,975 All other loans 2,265 45 — — — — 2,310 Total $ 394,218 $ 70,695 $ 7,201 $ 8,268 $ 1,661 $ — $ 482,043 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 13,484 $ 46 As of December 31, 2014 (in thousands) INTERNAL RISK RATING GRADES Pass Pass Monitored Special Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 24,579 $ 1,775 $ 21 $ 701 $ 1,056 $ — $ 28,132 Commercial Real Estate: Owner Occupied 77,979 17,401 — 3,189 1,138 — 99,707 Non-owner occupied 42,630 14,779 1,402 2,733 48 — 61,592 Construction and Farm land: Residential 5,112 89 — — — — 5,201 Commercial 23,192 5,184 2,083 750 79 — 31,288 Residential: Equity Lines 29,440 1,429 — 185 67 — 31,121 Single family 165,932 21,011 — 6,062 568 — 193,573 Multifamily 2,144 872 — — — — 3,016 All other loans 2,316 — — — — — 2,316 Total $ 373,324 $ 62,540 $ 3,506 $ 13,620 $ 2,956 $ — $ 455,946 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 13,803 $ 71 No consumer loans were rated below Pass at December 31, 2015 or December 31, 2014 .

Troubled Debt Restructurings

Troubled Debt Restructurings	12 Months Ended
	Dec. 31, 2015
Troubled Debt Restructuring Note, Debtor [Abstract]
Troubled Debt Restructurings	Troubled Debt Restructurings All loans deemed a troubled debt restructuring, or “TDR”, are considered impaired, and are evaluated for collateral and cash-flow sufficiency. A loan is considered a TDR when the Company, for economic or legal reasons related to a borrower’s financial difficulties, grants a concession to the borrower that the Company would not otherwise consider. All of the following factors are indicators that the Bank has granted a concession (one or multiple items may be present): • The borrower receives a reduction of the stated interest rate to a rate less than the institution is willing to accept at the time of the restructure for a new loan with comparable risk. • The borrower receives an extension of the maturity date or dates at a stated interest rate lower than the current market interest rate for new debt with similar risk characteristics. • The borrower receives a reduction of the face amount or maturity amount of the debt as stated in the instrument or other agreement. • The borrower receives a deferral of required payments (principal and/or interest). • The borrower receives a reduction of the accrued interest. There were twenty-three ( 23 ) troubled debt restructured loans totaling $7.5 million at December 31, 2015 . At December 31, 2014 , there were twenty-five ( 25 ) troubled debt restructured loans totaling $7.8 million . Two loans, totaling $526 thousand , were in nonaccrual status at December 31, 2015 . Eight loans, totaling $1.4 million , were in nonaccrual status at December 31, 2014 . There were no outstanding commitments to lend additional amounts to troubled debt restructured borrowers at December 31, 2015 . The following tables set forth information on the Company’s troubled debt restructurings by class of financing receivable occurring during the years ended December 31, 2015 , 2014 and 2013 : For the Year Ended December 31, 2015 (in thousands) Number of Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Residential: Single family 3 $ 794 $ 794 Total 3 $ 794 $ 794 For the Year Ended December 31, 2014 (in thousands) Number of Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial - Non Real Estate: Commercial & Industrial 2 $ 941 $ 639 Construction and Farmland: Commercial 1 1,520 1,050 Residential: Equity 1 69 69 Single family 1 216 216 Total 5 $ 2,746 $ 1,974 For the Year Ended December 31, 2013 (in thousands) Number of Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Construction and Farmland: Commercial 2 $ 1,608 $ 1,608 Residential: Equity 1 184 184 Single family 2 338 338 Total 5 $ 2,130 $ 2,130 During the twelve months ended December 31, 2015 , the Company restructured three loans by granting concessions to borrowers experiencing financial difficulties. Two single family residential loans were modified by changing the amortization period. One single family residential loan was modified by changing the amortization period and interest rate in order to reduce the monthly payments. During the twelve months ended December 31, 2014 , the Company restructured five loans by granting concessions to borrowers experiencing financial difficulties. Two commercial and industrial loans were modified by reducing the payment amount. One commercial construction and farmland loan was modified by forgiving a portion of the loan balance and changing the terms of the loan. One single family residential loan was modified by reducing the payment amount. One residential equity loan was modified by changing payments to interest-only in order to reduce the monthly payment for a period of time. During the twelve months ended December 31, 2013 , the Company restructured five loans by granting concessions to borrowers experiencing financial difficulties. One commercial construction and farmland loan was modified by extending the term of the loan and keeping the loan on interest only payments. One commercial construction and farmland loan was modified by granting a lower interest rate. One single family residential loan was modified by changing the amortization period and granting a lower interest rate. One single family residential loan was modified by forgiving a portion of the loan balance and extending the term of the loan. One residential equity loan was modified by changing payments to interest-only in order to reduce the monthly payment for a period of time. Loans by class of financing receivable modified as TDRs within the previous 12 months and for which there was a payment default during the stated periods were: For the Year Ended December 31, 2015 (in thousands) Number of Contracts Recorded Investment Commercial - Non Real Estate: Commercial & Industrial 1 $ 267 Residential: Equity 1 60 Single family 2 627 Total 4 $ 954 For the Year Ended December 31, 2014 (in thousands) Number of Recorded Construction and Farmland: Commercial 1 $ 79 Total 1 $ 79 For the Year Ended December 31, 2013 (in thousands) Number of Recorded Construction and Farmland: Commercial 2 $ 1,614 Total 2 $ 1,614 Management defines default as over 30 days contractually past due under the modified terms or the foreclosure and repossession of the collateral and charge-off of the loan during the twelve month period subsequent to the modification.

Bank Premises and Equipment, Ne

Bank Premises and Equipment, Net	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Bank Premises and Equipment, Net	Bank Premises and Equipment, Net The major classes of bank premises and equipment and the total accumulated depreciation at December 31, 2015 and 2014 were as follows: December 31, 2015 2014 (in thousands) Land $ 6,729 $ 6,406 Buildings and improvements 18,632 17,290 Furniture and equipment 8,824 7,972 $ 34,185 $ 31,668 Less accumulated depreciation 13,221 12,653 Bank premises and equipment, net $ 20,964 $ 19,015 Depreciation expense on buildings and improvements was $470 thousand , $446 thousand , and $434 thousand for the years ended 2015 , 2014 , and 2013 , respectively. Depreciation expense on furniture and equipment was $373 thousand , $326 thousand , and $368 thousand for the years ended 2015 , 2014 , and 2013 , respectively. As of December 31, 2015 , one facility was under an operating lease, which expires in 2030. This lease requires payment of certain operating expenses and contains renewal options. The total minimum rental commitment at December 31, 2015 under this lease was due as follows: December 31, 2015 (in thousands) 2016 $ 200 2017 200 2018 200 2019 200 2020 213 Thereafter 2,164 $ 3,177 The total building and equipment rental expense was $271 thousand , $135 thousand , and $138 thousand in 2015 , 2014 , and 2013 , respectively. On June 10, 2015, the Company purchased the land on which one of its retail branches resided. The land was purchased subject to an existing lease and subsequently recorded at market value, resulting in a write down of the total purchase price. This write down appears in the Consolidated Statement of Income as a Cost to terminate operating lease.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Deposits	Deposits The composition of deposits at December 31, 2015 and December 31, 2014 was as follows: December 31, 2015 2014 (in thousands) Noninterest bearing demand deposits $ 186,133 $ 159,352 Savings and interest bearing demand deposits: NOW accounts $ 86,199 $ 81,441 Money market accounts 105,560 98,314 Regular savings accounts 80,455 69,550 $ 272,214 $ 249,305 Time deposits: Balances of less than $250,000 $ 80,444 $ 85,899 Balances of $250,000 and more 11,927 9,260 $ 92,371 $ 95,159 $ 550,718 $ 503,816 Time deposits with balances of less than $250,000 include $12.9 million and $12.9 million in brokered certificates of deposit at December 31, 2015 and 2014 , respectively. There were no time deposits with balances of $250,000 and more in brokered certificates of deposit at December 31, 2015 and 2014 , respectively. The outstanding balance of time deposits at December 31, 2015 was due as follows: December 31, 2015 (in thousands) 2016 $ 60,214 2017 25,085 2018 2,943 2019 2,938 2020 967 Thereafter 224 $ 92,371 Deposit overdrafts reclassified as loans totaled $116 thousand and $121 thousand at December 31, 2015 and 2014 , respectively.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2015
Advances from Federal Home Loan Banks [Abstract]
Borrowings	Borrowings The Company, through its subsidiary bank, borrows funds in the form of federal funds purchased and Federal Home Loan Bank advances. Federal fund lines of credit are extended to the Bank by nonaffiliated banks with which a correspondent banking relationship exists. The line of credit amount is determined by the creditworthiness of the Bank and, in particular, its regulatory capital ratios, which are discussed in Note 16. Federal funds purchased generally mature each business day. The following table summarizes information related to federal funds purchased for the years ended December 31, 2015 and 2014 : December 31, 2015 2014 (dollars in thousands) Balance at year-end $ — $ — Average balance during the year $ 1,154 $ 1,865 Average interest rate during the year 0.92 % 1.08 % Maximum month-end balance during the year $ 8,329 $ 10,245 Gross lines of credit at year-end $ 36,000 $ 36,000 Unused lines of credit at year-end $ 36,000 $ 36,000 As of December 31, 2015 , the Company also had a $5.0 million gross and unused line of credit, in addition to the $36.0 million in federal funds lines of credit listed in the table above. As of December 31, 2015 , Company had remaining credit availability in the amount of $92.0 million at the Federal Home Loan Bank of Atlanta. This line may be utilized for short and/or long-term borrowing. Advances on the line are secured by all of the Company’s eligible first lien residential real estate loans on one-to-four-unit, single-family dwellings; multi-family dwellings; home equity lines of credit; and commercial real estate loans. The amount of the available credit is limited to a percentage of the estimated market value of the loans as determined periodically by the FHLB of Atlanta. The amount of the available credit is also limited to 20% of total Bank assets. The Company had $20.0 million in long-term borrowings with the FHLB at December 31, 2015 , all maturing in 2017 . The interest rate on the single outstanding long-term advance at December 31, 2015 was 1.30% . The Company had no short-term borrowings with the FHLB at December 31, 2015 . The Company also had a $15.0 million irrevocable letter of credit at December 31, 2015 with the FHLB to secure public deposits. The Company had $40.0 million in borrowings with the FHLB at December 31, 2014 .

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The Company files income tax returns with the United States of America and the Commonwealth of Virginia. With few exceptions, the Company is no longer subject to federal, state, or local income tax examinations for years prior to 2012. The net deferred tax asset at December 31, 2015 and 2014 consisted of the following components: December 31, 2015 2014 (in thousands) Deferred tax assets: Allowance for loan losses $ 1,678 $ 1,727 Deferred compensation 116 120 Accrued postretirement benefits 47 47 Home equity origination costs 59 51 Interest rate swap — 98 Other real estate owned valuation allowance 80 — Nonaccrual interest 211 215 Other 120 176 $ 2,311 $ 2,434 Deferred tax liabilities: Property and equipment $ 812 $ 405 Securities available for sale 522 756 $ 1,334 $ 1,161 Net deferred tax asset $ 977 $ 1,273 The Company has not recorded a valuation allowance for deferred tax assets because management believes that it is more likely than not that they will be ultimately realized. Income tax expense for the years ended December 31, 2015 , 2014 and 2013 consisted of the following components: December 31, 2015 2014 2013 (in thousands) Current tax expense $ 2,001 $ 1,926 $ 1,198 Deferred tax expense 432 142 1,190 $ 2,433 $ 2,068 $ 2,388 The following table reconciles income tax expense to the statutory federal corporate income tax amount, which was calculated by applying the federal corporate income tax rate to pre-tax income for the years ended December 31, 2015 , 2014 and 2013 . December 31, 2015 2014 2013 (in thousands) Statutory federal corporate tax amount $ 3,172 $ 3,131 $ 3,246 Tax-exempt interest (income) (404 ) (454 ) (495 ) Officer insurance loss (income) 11 9 (82 ) Net tax credits (105 ) (593 ) (312 ) Other (241 ) (25 ) 31 $ 2,433 $ 2,068 $ 2,388 The effective tax rates were 26.08% , 22.46% , and 25.02% , for years ended December 31, 2015 , 2014 , and 2013 , respectively.

Pension and Postretirement Bene

Pension and Postretirement Benefit Plans	12 Months Ended
	Dec. 31, 2015
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
Pension and Postretirement Benefit Plans	Postretirement Benefit Plans The Company provides certain health care and life insurance benefits for nine retired employees who have met certain eligibility requirements. All other employees retiring after reaching age 65 and having at least 15 years of service with the Company will be allowed to stay on the Company’s group life and health insurance policies, but will be required to pay premiums. The Company’s share of the estimated costs that will be paid after retirement is generally being accrued by charges to expense over the employees’ active service periods to the dates they are fully eligible for benefits. Generally Accepted Accounting Principles (“GAAP”) requires the Company to recognize the funded status (i.e. the difference between the fair value of plan assets and the projected benefit obligations) of its postretirement benefit plans in the consolidated balance sheet, with a corresponding adjustment to accumulated other comprehensive income, net of taxes. The following amounts that have not been recognized in the net periodic benefit cost of the postretirement benefit plan for the year ended December 31, 2015 but are included in other comprehensive income: unrecognized net actuarial gain of $39 thousand . The transition obligation included in other comprehensive income and expected to be recognized in the net periodic benefit cost of the postretirement benefit plan during 2016 is $2 thousand . The following tables provide a reconciliation of the changes in the benefit obligations and fair value of assets for 2015 , 2014 , and 2013 and a statement of the funded status at December 31, 2015 , 2014 and 2013 for the postretirement benefit plans of the Company. The Company uses a December 31st measurement date for its plans. Postretirement Benefits Plan 2015 2014 2013 (in thousands) Change in Benefit Obligation: Benefit obligation, beginning $ 137 $ 138 $ 150 Service cost — — — Interest cost 4 5 4 Actuarial (gain) loss (6 ) 1 (9 ) Benefits paid (7 ) (7 ) (7 ) Settlement loss — — — Benefit obligation, ending $ 128 $ 137 $ 138 Change in Plan Assets: Fair value of plan assets, beginning $ — $ — $ — Actual return on plan assets — — — Employer contributions 7 7 7 Benefits paid (7 ) (7 ) (7 ) Fair value of plan assets, ending $ — $ — $ — Postretirement Benefits Plan 2015 2014 2013 (in thousands) Funded Status: Funded status $ (128 ) $ (137 ) $ (138 ) Unrecognized net actuarial loss — — — Unrecognized net transition obligation — — — Unrecognized prior service cost — — — Accrued benefits $ (128 ) $ (137 ) $ (138 ) Amounts Recognized in Consolidated Balance Sheets: Prepaid benefit cost $ — $ — $ — Accrued liability (128 ) (137 ) (138 ) $ (128 ) $ (137 ) $ (138 ) Amounts Recognized in Accumulated Other Comprehensive Income: Net actuarial (gain) $ (58 ) $ (58 ) $ (65 ) Net transition obligation — — — Deferred tax liability 19 19 21 $ (39 ) $ (39 ) $ (44 ) The following tables provide the components of net periodic benefit cost of the postretirement benefit plan for the years ended December 31, 2015 , 2014 , and 2013 : Postretirement Benefits Plan 2015 2014 2013 (in thousands) Components of Net Periodic Benefit Cost: Service cost $ — $ — $ — Interest cost 4 5 4 Expected return on plan assets — — — Amortization of prior service costs — — — Amortization of transition obligation — — — Recognized net loss due to settlement — — — Amortization of net actuarial gain (6 ) (9 ) (7 ) Net periodic benefit cost $ (2 ) $ (4 ) $ (3 ) The benefit obligation for the postretirement benefit plan was calculated using a weighted average discount rate of 3.00% for 2015 , 3.50% for 2014 , and 2.75% for 2013 . For measurement purposes, a 10.00% annual rate of increase in the per capita cost of covered health care benefits was assumed for 2016 and 2017 , 8.00% for 2018 and 2019 , and 6.00% for 2020 and thereafter. If these rates were increased by 1.00% in each year, the benefit obligation at December 31, 2015 would have increased by $5 thousand and the net periodic benefit cost for 2015 would have increased by less than $1 thousand . If these rates were decreased by 1.00% in each year, the benefit obligation at December 31, 2015 would have decreased by $4 thousand and the net periodic benefit cost for 2015 would have decreased by less than $1 thousand . Estimated future benefit payments at December 31, 2015 , which reflect expected future service, as appropriate, were as follows: Postretirement Benefits (in thousands) 2016 $ 13 2017 13 2018 13 2019 13 2020 13 2021 - 2025 51

Stock-Based Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2015
Share-based Compensation [Abstract]
Stock-Based Compensation	Stock-Based Compensation The exercise price of stock options granted under this plan, both incentive and non-qualified, cannot be less than the fair market value of the common stock on the date that the option is granted. The maximum term for an option granted under this plan is ten years and options granted may be subject to a vesting schedule. All of the non-qualified stock options granted under the plan had a ten year term and were subject to a vesting period. The following table summarizes options outstanding at December 31, 2015 , 2014 , and 2013 : 2015 2014 2013 Shares Weighted Average Exercise Price Aggregate Intrinsic Value Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price Outstanding, beginning of year — $ — 10,000 $ 21.55 20,000 $ 21.59 Granted — — — — — — Exercised — — (927 ) 21.55 (3,872 ) 21.63 Forfeited — — (9,073 ) 21.55 (6,128 ) 21.63 Outstanding, end of year — $ — — $ — 10,000 $ 21.55 Exercisable, end of year — $ — $ — — $ — 10,000 $ 21.55 Weighted average fair value of options granted during the year $ — $ — $ — Restricted Stock provides grantees with rights to shares of common stock upon completion of a service period or achievement of Company performance measures. During the restriction period, all shares are considered outstanding and dividends are paid to the grantee. Outside directors are periodically granted restricted shares which vest over a period of less than nine months. During 2015 , executive officers were granted restricted shares which vest over a three year service period and restricted shares which vest based on meeting performance measures over a one year period. The following table presents the activity for Restricted Stock for the years ended December 31, 2015 , 2014 and 2013 : Twelve Months Ended December 31, 2015 2014 2013 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Nonvested, beginning of period 15,151 $ 22.27 17,050 $ 19.92 16,500 $ 16.53 Granted 14,650 23.85 14,900 23.50 14,900 22.06 Vested (14,363 ) 23.09 (14,009 ) 20.75 (13,699 ) 18.30 Forfeited (1,037 ) 23.50 (2,790 ) 22.11 (651 ) 16.75 Nonvested, end of period 14,401 $ 22.98 15,151 $ 22.27 17,050 $ 19.92 The Company recognizes compensation expense over the restricted period. Compensation expense was $328 thousand , $290 thousand , and $305 thousand during December 31, 2015 , 2014 , and 2013 , respectively. The total grant date fair value of Restricted Stock which vested was $332 thousand and $291 thousand for the years ended December 31, 2015 and 2014 , respectively. Unrecognized compensation cost related to unvested Restricted Stock was $64 thousand at December 31, 2015 . This amount is expected to be recognized over a weighted average period of one year.

Employee Benefits

Employee Benefits	12 Months Ended
	Dec. 31, 2015
Defined Contribution Pension and Other Postretirement Plans Disclosure [Abstract]
Employee Benefits	Employee Benefits The Company has established an Employee Stock Ownership Plan (ESOP) to provide additional retirement benefits to substantially all employees. Contributions can be made to the Bank of Clarke County Employee Retirement Trust to be used to purchase the Company’s common stock. There were no contributions in 2015 , 2014 , and 2013 . The Company sponsors a 401(k) savings plan under which eligible employees may defer a portion of salary on a pretax basis, subject to certain IRS limits. Prior to January 1, 2007 , the Company matched 50 percent of employee contributions, on a maximum of six percent of salary deferred, with Company common stock or cash, as elected by each employee. The shares for this purpose are provided principally by the Company’s employee stock ownership plan (ESOP), supplemented, as needed, by newly issued shares. In conjunction with amending the pension plan, the 401(k) plan was amended, effective January 1, 2007 , to include a non-elective safe-harbor employer contribution and an age-weighted employer contribution. Each December 31 st , qualifying employees will receive a non-elective safe-harbor contribution equal to three percent of their salary for that year. Also, each December 31 st , qualifying employees will receive an additional contribution based on their age and years of service. The percentage of salary for the age-weighted contribution increases on both factors, age and years of service, with a minimum of one percent of salary and a maximum of ten percent of salary. Contributions under the plan amounted to $956 thousand in 2015 , $927 thousand in 2014 , and $888 thousand in 2013 . The Company has established an Executive Supplemental Income Plan for certain key employees. Benefits are to be paid in monthly installments following retirement or death. The agreement provides that if employment is terminated for reasons other than death or disability prior to age 65 , the amount of benefits could be reduced or forfeited. The executive supplemental income benefit liability was $71 thousand and $78 thousand at December 31, 2015 and 2014 , respectively. The executive supplemental income benefit expense, based on the present value of the retirement benefits, was $29 thousand in 2015 , $21 thousand in 2014 , and $8 thousand in 2013 . The plan is unfunded; however, life insurance has been acquired on the lives of these employees in amounts sufficient to discharge the plan’s obligations.

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies In the normal course of business, the Company makes various commitments and incurs certain contingent liabilities, which are not reflected in the accompanying financial statements. These commitments and contingent liabilities include various guarantees, commitments to extend credit and standby letters of credit. The Company does not anticipate any material losses as a result of these commitments. During the normal course of business, various legal claims arise from time to time which, in the opinion of management, will have no material effect on the Company’s consolidated financial statements. As a member of the Federal Reserve System, the Bank is required to maintain certain average reserve balances. These reserve balances include usable vault cash and amounts on deposit with the Federal Reserve Bank. For the final weekly reporting period in the years ended December 31, 2015 and 2014 , the amount of daily average required balances were approximately $1.2 million and $1.1 million , respectively. For both periods, these required amounts were met by vault cash and no additional amount was required to be on deposit with the Federal Reserve Bank. In addition, the Bank was required to maintain a total compensating balance on deposit with two correspondent banks in the amount of $755 thousand at December 31, 2015 and 2014 . See Note 19 with respect to financial instruments with off-balance-sheet risk.

Derivative Instruments and Hedg

Derivative Instruments and Hedging Activities	12 Months Ended
	Dec. 31, 2015
General Discussion of Derivative Instruments and Hedging Activities [Abstract]
Derivative Instruments and Hedging Activities	Derivative Instruments and Hedging Activities Interest Rate Swaps The Company uses interest rate swaps to reduce interest rate risk and to manage interest expense. By entering into these agreements, the Company converts floating rate debt into fixed rate debt, or alternatively, converts fixed rate debt into floating rate debt. Interest differentials paid or received under the swap agreements are reflected as adjustments to interest expense. These interest rate swap agreements are derivative instruments that qualify for hedge accounting as discussed in Note 1. The notional amounts of the interest rate swaps are not exchanged and do not represent exposure to credit loss. In the event of default by a counterparty, the risk in these transactions is the cost of replacing the agreements at current market rates. On December 4, 2008 , the Company entered into an interest rate swap agreement related to the outstanding trust preferred capital notes. The swap agreement became effective on December 1, 2008 . The notional amount of the interest rate swap was $7.0 million and has an expiration date of December 1, 2016 . Under the terms of the agreement, the Company pays interest quarterly at a fixed rate of 2.85% and receives interest quarterly at a variable rate of three month LIBOR. The variable rate resets on each interest payment date. This agreement was designated as a cash-flow hedge at inception of the contract until the redemption of the trust preferred capital notes on July 29, 2015. As a result of the redemption, the derivative contract is no longer classified as a cash flow hedge and is currently recorded in the balance sheet at its fair value with changes in fair value recorded in Other operating income in the Consolidated Statements of Income. The following table summarizes the fair value of derivative instruments at December 31, 2015 and December 31, 2014 : 2015 2014 Balance Sheet Fair Balance Sheet Fair (dollars in thousands) Derivatives designated as hedging instruments under GAAP Interest rate swap contracts Other Liabilities $ — Other Liabilities $ 289 Derivatives not designated as hedging instruments under GAAP Interest rate swap contracts Other Liabilities $ 149 Other Liabilities $ — The following tables present the effect of the derivative instrument on the Consolidated Balance Sheets at December 31, 2015 and 2014 and the Consolidated Statements of Income for December 31, 2015 , 2014 , and 2013 : Year Ended December 31, Derivatives in GAAP Amount of Gain (Loss) Location of Gain (Loss) Amount of Gain (Loss) 2015 2014 2015 2014 2013 (dollars in thousands) (dollars in thousands) Interest rate swap contracts, net of tax $ — $ 96 Not applicable $ — $ — — The balance of the interest rate swap liability was $237 thousand at the time of the redemption of the Company's trust preferred debt on July 29, 2015. The total amount recorded in accumulated other comprehensive income at that date was reclassified to earnings due to the derecognition of the cash flow hedge. Subsequent to the redemption of the debt and reclassification, the interest rate swap derivative was adjusted to its fair value resulting in a $88 thousand gain recorded in Other operating income in the Consolidated Statements of Income for the twelve months ended December 31, 2015 .

Transactions with Directors and

Transactions with Directors and Officers	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
Transactions with Directors and Officers	Transactions with Directors and Officers The Bank grants loans to and accepts deposits from its directors, principal officers and related parties of such persons during the ordinary course of business. The aggregate balance of loans to directors, principal officers and their related parties was $10.0 million and $10.9 million at December 31, 2015 and 2014 , respectively. These balances reflect total principal additions of $7.6 million and total principal payments of $8.5 million , during 2015 . The aggregate balance of deposits from directors, principal officers and their related parties was $12.9 million and $9.3 million at December 31, 2015 and 2014 , respectively.

Capital Requirements

Capital Requirements	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Capital Requirements	Capital Requirements The Company (on a consolidated basis) and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s and Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Prompt corrective action provisions are not applicable to bank holding companies. In July 2013, the Federal Reserve Bank issued a final rule that makes technical changes to its market risk capital rules to align them with the BASEL III regulatory capital framework and meet certain requirements of the Dodd-Frank Act. The phase-in period for the final rules began January 1, 2015 with full compliance with the final rules to be phased in by January 1, 2019. As a part of this final rule, the Bank was required to begin calculating and disclosing Common Equity Tier 1 Capital to risk weighted assets in 2015. Although not required by the final rule, the Company also began calculating and disclosing Common Equity Tier 1 Capital to risk weighted assets in 2015. Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total capital, Tier 1 capital, and common equity Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital to average assets (as defined). Management believes that the Company and the Bank met all capital adequacy requirements to which they are subject at December 31, 2015 and 2014 . At December 31, 2015 , the most recent notification from the Federal Reserve Bank categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, an institution must maintain minimum total risk-based, Tier 1 risk-based, Tier 1 leverage, and common equity Tier 1 ratios as set forth in the following tables. There are no conditions or events since the notification that management believes have changed the Bank’s category. The following table presents the Company’s and the Bank’s actual capital amounts and ratios at December 31, 2015 and 2014 : Minimum To Be Well Minimum Capital Capitalized Under Prompt Corrective Actual Requirement Action Provisions Amount Ratio Amount Ratio Amount Ratio (dollars in thousands) December 31, 2015: Common Equity Tier 1 Capital to Risk Weighted Assets Consolidated $ 77,170 15.22 % $ 22,819 4.50 % N/A Bank of Clarke County $ 74,034 14.72 % $ 22,633 4.50 % $ 32,692 6.50 % Total Capital to Risk Weighted Assets Consolidated $ 82,156 16.20 % $ 40,567 8.00 % N/A Bank of Clarke County $ 78,997 15.71 % $ 40,237 8.00 % $ 50,296 10.00 % Tier 1 Capital to Risk Weighted Assets Consolidated $ 77,170 15.22 % $ 30,425 6.00 % N/A Bank of Clarke County $ 74,034 14.72 % $ 30,177 6.00 % $ 40,237 8.00 % Tier 1 Capital to Average Assets Consolidated $ 77,170 12.13 % $ 25,438 4.00 % N/A Bank of Clarke County $ 74,034 11.65 % $ 25,426 4.00 % $ 31,783 5.00 % December 31, 2014: Total Capital to Risk Weighted Assets Consolidated $ 83,923 19.06 % $ 35,222 8.00 % N/A Bank of Clarke County $ 80,035 18.24 % $ 35,107 8.00 % $ 43,883 10.00 % Tier 1 Capital to Risk Weighted Assets Consolidated $ 78,817 17.90 % $ 17,611 4.00 % N/A Bank of Clarke County $ 74,929 17.07 % $ 17,553 4.00 % $ 26,330 6.00 % Tier 1 Capital to Average Assets Consolidated $ 78,817 12.86 % $ 24,515 4.00 % N/A Bank of Clarke County $ 74,929 12.28 % $ 24,416 4.00 % $ 30,520 5.00 %

Restrictions On Dividends, Loan

Restrictions On Dividends, Loans, and Advances	12 Months Ended
	Dec. 31, 2015
Disclosure of Restrictions on Dividends, Loans and Advances Disclosure [Abstract]
Restrictions On Dividends, Loans and Advances	Restrictions On Dividends, Loans and Advances Federal and state banking regulations place certain restrictions on dividends paid and loans or advances made by the Bank to the Company. The total amount of dividends which may be paid at any date is generally limited to the lesser of the Bank’s retained earnings or the three preceding years’ undistributed net income of the Bank. Loans or advances are limited to 10% of the Bank’s capital stock and surplus on a secured basis. In addition, dividends paid by the Bank to the Company would be prohibited if the effect thereof would cause the Bank’s capital to be reduced below applicable minimum capital requirements. At December 31, 2015 , the Bank’s retained earnings available for the payment of dividends to the Company was $12.2 million . Accordingly, $62.9 million of the Company’s equity in the net assets of the Bank was restricted at December 31, 2015 . Funds available for loans or advances by the Bank to the Company amounted to $1.1 million at December 31, 2015 .

Dividend Investment Plan

Dividend Investment Plan	12 Months Ended
	Dec. 31, 2015
Dividend Investment Plan [Abstract]
Dividend Investment Plan	Dividend Investment Plan The Company has a Dividend Investment Plan, which allows participants’ dividends to purchase additional shares of common stock at 95% of its fair market value on each dividend record date. As of February 10, 2016, the Company has amended the Plan to provide that shares of common stock purchased through the Plan will now be purchased at a price equal to the market price of the shares. Our board of directors determined to eliminate the discount for purchases of shares in order to reflect current best practices and market standards for dividend reinvestment plans generally and among our peers. No other changes have been made to the operation of the dividend reinvestment features of the Plan, and current participants will remain enrolled in the Plan under their current methods of participation unless they choose to alter their enrollment following the procedures described in this prospectus.

Financial Instruments with Off-

Financial Instruments with Off-Balance-Sheet Risk	12 Months Ended
	Dec. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Financial Instruments with Off-Balance-Sheet Risk	Financial Instruments with Off-Balance-Sheet Risk The Company, through its subsidiary bank, is a party to credit related financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, unfunded commitments under lines of credit, and commercial and standby letters of credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The Company’s exposure to credit loss is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments as it does for on-balance-sheet instruments. At December 31, 2015 and 2014 , the following financial instruments were outstanding whose contract amounts represent credit risk: 2015 2014 (dollar in thousands) Commitments to extend credit $ 18,247 $ 7,001 Unfunded commitments under lines of credit 90,287 86,588 Commercial and standby letters of credit 4,286 4,067 Commitments to extend credit are agreements to lend to a customer as long as the terms offered are acceptable and certain other conditions are met. Commitments generally have fixed expiration dates or other termination clauses. Since these commitments may expire or terminate, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, with regards to these commitments, is based on management’s credit evaluation of the customer. Unfunded commitments under lines of credit are contracts for possible future extensions of credit to existing customers. Unfunded commitments under lines of credit include, but are not limited to, home equity lines of credit, overdraft protection lines of credit, credit cards, and unsecured and secured commercial lines of credit. The terms and conditions of these commitments vary depending on the line of credit’s purpose, collateral, and maturity. The amount disclosed above represents total unused lines of credit for which a contract with the Bank has been established. Commercial and standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. These letters of credit are primarily issued to support public and private borrowing arrangements. Essentially all letters of credit issued have expiration dates within one year. The credit risk involved in issuing letters of credit is essentially the same as that involved in granting loans to customers. The Bank holds collateral supporting these commitments if it is deemed necessary. At December 31, 2015 , $3.4 million of the outstanding letters of credit were collateralized. The Bank has cash accounts in other commercial banks. The amount on deposit in these banks at December 31, 2015 exceeded the insurance limits of the Federal Deposit Insurance Corporation by $2.5 million .

Trust Preferred Capital Notes

Trust Preferred Capital Notes	12 Months Ended
	Dec. 31, 2015
Regulatory Capital Requirements [Abstract]
Trust Preferred Capital Notes	Trust Preferred Capital Notes In September 2007, Eagle Financial Statutory Trust II (the “Trust II”), a wholly-owned subsidiary of the Company, was formed for the purpose of issuing redeemable capital securities. On September 20, 2007, Trust II issued $7.0 million of trust preferred securities and $217 thousand in common equity. At December 31, 2014 , the principal asset of Trust II was $7.2 million of the Company’s junior subordinated debt securities with the same maturity and interest rate structures as the capital securities. On July 29, 2015, the pool to which the Company's $7.0 million in outstanding trust preferred capital notes belonged was liquidated by means of auction. The Company was successful in purchasing the outstanding notes at a price of 65.375% of par or $4.6 million in cash, resulting in a gain on the redemption of $2.4 million . On August 7, 2015, the Trust II was dissolved. Outstanding trust preferred securities are included in Tier 1 capital for regulatory capital adequacy purposes as long as their amount does not exceed 25% of Tier 1 capital, including total trust preferred securities. The portion of the trust preferred securities not considered as Tier 1 capital, if any, may be included in Tier 2 capital. At December 31, 2014 , the total amount ( $7.0 million ) of trust preferred securities issued by Trust II was included in the Company’s Tier 1 capital.

Quarterly Condensed Statements

Quarterly Condensed Statements of Income	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Quarterly Condensed Statements of Income	Quarterly Condensed Statements of Income - Unaudited The Company’s quarterly net income, net income per common share and dividends per common share during 2015 and 2014 are summarized as follows: 2015 Quarter Ended March 31 June 30 September 30 December 31 (in thousands, except per share amounts) Total interest and dividend income $ 5,938 $ 6,121 $ 6,265 $ 6,169 Net interest income after provision for loan losses 5,408 5,494 6,354 6,117 Noninterest income 1,629 1,644 3,830 1,335 Noninterest expenses 5,058 6,131 5,518 5,774 Income before income taxes 1,979 1,007 4,666 1,678 Net income 1,455 798 3,289 1,355 Net income per common share, basic 0.42 0.23 0.94 0.38 Net income per common share, diluted 0.42 0.23 0.94 0.38 Dividends per common share 0.20 0.20 0.20 0.20 2014 Quarter Ended March 31 June 30 September 30 December 31 (in thousands, except per share amounts) Total interest and dividend income $ 6,150 $ 6,396 $ 6,253 $ 6,051 Net interest income after provision for loan losses 5,372 6,191 5,773 5,252 Noninterest income 1,351 1,560 1,473 2,222 Noninterest expenses 4,843 4,966 5,333 4,844 Income before income taxes 1,880 2,785 1,913 2,630 Net income 1,363 1,958 1,385 2,434 Net income per common share, basic 0.40 0.57 0.40 0.71 Net income per common share, diluted 0.40 0.57 0.40 0.71 Dividends per common share 0.19 0.19 0.19 0.20

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements GAAP requires the Company to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The fair value of certain assets and liabilities is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. “Fair Value Measurements” defines fair value, establishes a framework for measuring fair value, establishes a three-level valuation hierarchy for disclosure of fair value measurement and enhances disclosure requirements for fair value measurements. The valuation hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. The three levels are defined as follows: • Level 1 Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. • Level 2 Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. • Level 3 Inputs to the valuation methodology are unobservable and significant to the fair value measurement. The following sections provide a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy: Securities Available for Sale: Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Interest Rate Swap: The fair value is estimated by a third party using inputs that are observable or that can be corroborated by observable market data, and therefore, is classified within Level 2 of the valuation hierarchy. The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at December 31, 2015 and December 31, 2014 : Fair Value Measurements at December 31, 2015 Using Balance as of Quoted Prices Significant Significant December 31, 2015 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 37,665 $ — $ 37,665 $ — Mortgage-backed securities 28,931 — 28,931 — Obligations of states and political subdivisions 39,227 — 38,543 684 Total assets at fair value $ 105,823 $ — $ 105,139 $ 684 Liabilities: Interest rate swap 149 — 149 — Total liabilities at fair value $ 149 $ — $ 149 $ — Fair Value Measurements at December 31, 2014 Using Balance as of Quoted Prices Significant Significant December 31, 2014 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 37,211 $ — $ 37,211 $ — Mortgage-backed securities 15,779 — 15,779 — Obligations of states and political subdivisions 40,410 — 40,278 132 Corporate securities 765 — 765 — Total assets at fair value $ 94,165 $ — $ 94,033 $ 132 Liabilities: Interest rate swap 289 — 289 — Total liabilities at fair value $ 289 $ — $ 289 $ — Certain financial assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower of cost or market accounting or write downs of individual assets. The following describes the valuation techniques used by the Company to measure certain financial and nonfinancial assets recorded at fair value on a nonrecurring basis in the financial statements: Impaired Loans: Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected when due. The measurement of loss associated with impaired loans can be based on the present value of its expected future cash flows discounted at the loan's coupon rate, or at the loans' observable market price or the fair value of the collateral securing the loans, if they are collateral dependent. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing a market valuation approach based on an appraisal conducted by an independent, licensed appraiser using observable market data within the last twelve months (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the property is more than one year old and not solely based on observable market comparables or management determines the fair value of the collateral is further impaired below the appraised value, then a Level 3 valuation is considered to measure the fair value. The value of business equipment is based upon an outside appraisal, of one year or less, if deemed significant, or the net book value on the applicable business’s financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Impaired loans allocated to the allowance for loan losses are measured at fair value on a nonrecurring basis. Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income. Other Real Estate Owned: Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the fair value of the property, less estimated selling costs, establishing a new costs basis. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for loan losses. Costs of significant property improvements are capitalized, whereas costs relating to holding property are expensed. The portion of interest costs relating to development of real estate is capitalized. Valuations are periodically obtained by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of a property to the lower of its cost or fair value less cost to sell. The fair value measurement of real estate held in other real estate owned is assessed in the same manner as impaired loans described above. We believe that the fair value component in its valuation follows the provisions of GAAP. The following table displays quantitative information about Level 3 Fair Value Measurements for certain financial assets measured at fair value on a nonrecurring basis for December 31, 2015 and December 31, 2014 : Quantitative information about Level 3 Fair Value Measurements for December 31, 2015 Valuation Technique(s) Unobservable Input Range Weighted Average Assets: Impaired loans Discounted appraised value Selling cost 12% 12% Impaired loans Present value of cash flows Discount rate 3% - 8% 5% Other real estate owned Discounted appraised value Selling cost 2% - 6% 5% Quantitative information about Level 3 Fair Value Measurements for December 31, 2014 Valuation Technique(s) Unobservable Input Range Weighted Average Assets: Impaired loans Discounted appraised value Selling cost 11% - 60% 16% Impaired loans Present value of cash flows Discount rate n/a n/a Other real estate owned Discounted appraised value Selling cost 5% - 13% 9% The following table summarizes the Company’s financial and nonfinancial assets that were measured at fair value on a nonrecurring basis at December 31, 2015 and December 31, 2014 : Carrying value at December 31, 2015 Balance as of Identical Assets Observable Inputs Unobservable Inputs December 31, 2015 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Impaired loans $ 5,099 $ — $ — $ 5,099 Nonfinancial Assets: Other real estate owned 571 — — 571 Carrying value at December 31, 2014 Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2014 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Impaired loans $ 1,748 $ — $ — $ 1,748 Nonfinancial Assets: Other real estate owned 2,102 — — 2,102 The fair value of a financial instrument is the current amount that would be exchanged between willing parties, other than in a forced liquidation. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. The following methods and assumptions were used to estimate the fair value of the Company’s financial instruments: Cash and short-term investments/restricted investments/accrued interest: The fair value was equal to the carrying amount. Securities: The fair value, excluding restricted securities, was based on quoted market prices. The fair value of restricted securities approximated the carrying amount based on the redemption provisions of the issuers. Loans: The fair value of variable rate loans, which reprice frequently and with no significant change in credit risk, was equal to the carrying amount. The fair value of all other loans was determined using discounted cash flow analysis. The discount rate was equal to the current interest rate on similar products. Bank owned life insurance: The carrying amount of bank owned life insurance was a reasonable estimate of fair value. Deposits and borrowings: The fair value of demand deposits, savings accounts, and certain money market deposits was equal to the carrying amount. The fair value of all other deposits and borrowings was determined using discounted cash flow analysis. The discount rate was equal to the current interest rate on similar products. Off-balance-sheet financial instruments: The fair value of commitments to extend credit was estimated using the fees currently charged to enter similar agreements, taking into account the remaining terms of the agreements and the credit worthiness of the counterparties. The fair value of fixed rate loan commitments also considered the difference between current interest rates and the committed interest rates. The fair value of standby letters of credit was estimated using the fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties. The carrying amount and fair value of the Company’s financial instruments at December 31, 2015 and 2014 were as follows: Fair Value Measurements at December 31, 2015 Using Carrying Value as of Quoted Prices Significant Significant Fair Value as of December 31, 2015 (Level 1) (Level 2) (Level 3) December 31, 2015 (in thousands) Financial Assets: Cash and short-term investments $ 23,221 $ 23,221 $ — $ — $ 23,221 Securities 105,823 — 105,139 684 105,823 Restricted Investments 1,896 — 1,896 — 1,896 Loans, net 490,614 — — 493,804 493,804 Bank owned life insurance 632 — 632 — 632 Accrued interest receivable 1,739 — 1,739 — 1,739 Financial Liabilities: Deposits $ 550,718 $ — $ 550,509 $ — $ 550,509 Federal Home Loan Bank advances 20,000 — 19,992 — 19,992 Accrued interest payable 66 — 66 — 66 Interest rate swap contract 149 — 149 — 149 Fair Value Measurements at December 31, 2014 Using Carrying Value Quoted Prices Significant Significant Fair Value as of December 31, 2014 (Level 1) (Level 2) (Level 3) December 31, 2014 (in thousands) Financial assets: Cash and short-term investments $ 34,564 $ 34,564 $ — $ — $ 34,564 Securities 94,165 — 94,033 132 94,165 Restricted Investments 2,808 — 2,808 — 2,808 Loans, net 464,740 — — 470,781 470,781 Bank owned life insurance 665 — 665 — 665 Accrued interest receivable 1,703 — 1,703 — 1,703 Financial liabilities: Deposits $ 503,816 $ — $ 503,933 $ — $ 503,933 Federal Home Loan Bank advances 40,000 — 40,152 — 40,152 Trust preferred capital notes 7,217 — 7,217 — 7,217 Accrued interest payable 160 — 160 — 160 Interest rate swap contract 289 — 289 — 289 The Company assumes interest rate risk (the risk that general interest rate levels will change) during its normal operations. As a result, the fair value of the Company’s financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Company. Management attempts to match maturities of assets and liabilities in order to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay their principal balance in a rising rate environment and more likely to do so in a falling rate environment. Conversely, depositors who are receiving fixed rate interest payments are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting the terms of new loans and deposits and by investing in securities with terms that mitigate the Company’s overall interest rate risk.

Change in Accumulated Other Com

Change in Accumulated Other Comprehensive Income	12 Months Ended
	Dec. 31, 2015
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Change in Accumulated Other Comprehensive Income	Change in Accumulated Other Comprehensive Income Accumulated other comprehensive income includes unrealized gains and losses on available for sale securities, change in fair value of interest rate swaps and changes in benefit obligations and plan assets for the post retirement benefit plan. Changes to accumulated other comprehensive income are presented net of tax effect as a component of equity. Reclassifications out of accumulated other comprehensive income are recorded in the Consolidated Statements of Income either as a gain or loss. Changes to accumulated other comprehensive income by components are shown in the following tables for the years ended December 31, 2015 , 2014 , and 2013 : Twelve Months Ended December 31, 2015 2014 2013 Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total (dollars in thousands) January 1 $ 1,466 $ (190 ) $ 39 $ 1,315 $ 547 $ (286 ) $ 44 $ 305 $ 3,822 $ (418 ) $ 44 $ 3,448 Other comprehensive (loss) income before reclassifications (564 ) 52 — (512 ) 2,382 145 (8 ) 2,519 (4,497 ) 201 — (4,296 ) Reclassifications from other comprehensive (loss) income (124 ) 237 — 113 (990 ) — — (990 ) (465 ) — — (465 ) Tax effect of current period changes 234 (99 ) — 135 (473 ) (49 ) 3 (519 ) 1,687 (69 ) — 1,618 Current period changes net of taxes (454 ) 190 — (264 ) 919 96 (5 ) 1,010 (3,275 ) 132 — (3,143 ) December 31 $ 1,012 $ — $ 39 $ 1,051 $ 1,466 $ (190 ) $ 39 $ 1,315 $ 547 $ (286 ) $ 44 $ 305 For the years ended December 31, 2015 , 2014 , and 2013 , $124 thousand , $990 thousand , and $465 thousand , respectively, was reclassified out of comprehensive income and appeared as Gain on Sale of Securities in the Consolidated Statement of Income. The tax related to these reclassifications was $42 thousand , $337 thousand , and $158 thousand for the years ended December 31, 2015 , 2014 , and 2013 , respectively. The tax is included in Income Tax Expense in the Consolidated Statements of Income. For the twelve months ended December 31, 2015 , $237 thousand was reclassified out of accumulated other comprehensive income related to the Company's derecognition of it's cash flow hedge. This loss was recorded in Other operating income in the Consolidated Statements of Income. Tax related to this reclassification was $81 thousand and was included in Income Tax Expense in the Consolidated Statements of Income. There were no reclassifications related to cash flow hedges during the twelve months ended December 31, 2014 and 2013 .

Condensed Financial Information

Condensed Financial Information - Parent Company Only	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Financial Information - Parent Company Only	Condensed Financial Information – Parent Company Only EAGLE FINANCIAL SERVICES , INC. (Parent Company Only) Balance Sheets December 31, 2015 and 2014 (dollars in thousands) 2015 2014 Assets Cash held in subsidiary bank $ 404 $ 1,694 Due from banks 505 504 Securities available for sale — 1,383 Loans, net of allowance 2,941 — Investment in subsidiaries, at cost, plus undistributed net income 75,084 76,423 Other assets 4 392 Total assets $ 78,938 $ 80,396 Liabilities and Shareholders’ Equity Trust preferred capital notes $ — $ 7,217 Other liabilities 717 47 Total liabilities $ 717 $ 7,264 Shareholders’ Equity Preferred stock $ — $ — Common stock 8,758 8,621 Surplus 13,730 12,618 Retained earnings 54,682 50,578 Accumulated other comprehensive income 1,051 1,315 Total shareholders’ equity $ 78,221 $ 73,132 Total liabilities and shareholders’ equity $ 78,938 $ 80,396 EAGLE FINANCIAL SERVICES , INC. (Parent Company Only) Statements of Income Years Ended December 31, 2015 , 2014 , and 2013 (dollars in thousands) 2015 2014 2013 Income Dividends from subsidiary bank $ 6,576 $ 1,550 $ — Interest and fees on loans 52 — — Other interest and dividends 11 183 98 Gain on redemption of trust preferred debt 2,424 — — Other (loss) income (121 ) 283 40 Total income $ 8,942 $ 2,016 $ 138 Expenses Interest expense on borrowings $ 260 $ 317 $ 317 Other operating expenses 260 226 221 Total expenses $ 520 $ 543 $ 538 Income (loss) before income tax expense (benefit) and equity (deficit) in undistributed earnings of subsidiary bank $ 8,422 $ 1,473 $ (400 ) Income Tax Expense (Benefit) 629 (37 ) (135 ) Income (loss) before equity (deficit) in undistributed earnings of subsidiary bank $ 7,793 $ 1,510 $ (265 ) Equity (Deficit) in Undistributed Earnings of Subsidiary Bank (896 ) 5,630 7,423 Net income $ 6,897 $ 7,140 $ 7,158 Comprehensive income $ 6,633 $ 8,150 $ 4,015 EAGLE FINANCIAL SERVICES , INC. (Parent Company Only) Statements of Cash Flows Years Ended December 31, 2015 , 2014 , and 2013 (dollars in thousands) 2015 2014 2013 Cash Flows from Operating Activities Net Income $ 6,897 $ 7,140 $ 7,158 Adjustments to reconcile net income to net cash provided by operating activities Provision for loan losses 23 — — (Gain) on the sale of securities (27 ) (283 ) — (Gain) on the redemption of trust preferred capital notes (2,424 ) — — Loss on derecognition of cash flow hedge 237 — — Fair value adjustment on derivative contract (88 ) — — Stock-based compensation expense 328 290 305 (Discount accretion) premium amortization on securities — — (1 ) Undistributed earnings of subsidiary bank 896 (5,630 ) (7,423 ) Changes in assets and liabilities: Decrease (increase) in other assets 294 (10 ) 138 Increase in other liabilities 814 1 1 Net cash provided by operating activities $ 6,950 $ 1,508 $ 178 Cash Flows from Investing Activities Purchases of securities available for sale $ — $ (761 ) $ (1,044 ) Proceeds from the sale of securities available for sale 1,009 1,865 — Proceeds from maturities of securities available for sale 385 405 1,458 Net (increase) in loans (2,963 ) — — Net cash (used in) provided by investing activities $ (1,569 ) $ 1,509 $ 414 Cash Flows from Financing Activities Redemption of trust preferred capital notes $ (4,793 ) $ — $ — Cash dividends paid (2,064 ) (1,944 ) (1,909 ) Issuance of common stock, employee benefit plan 187 202 179 Stock options exercised — — 69 Net cash (used in) financing activities $ (6,670 ) $ (1,742 ) $ (1,661 ) (Decrease) increase in cash $ (1,289 ) $ 1,275 $ (1,069 ) Cash Beginning $ 2,198 $ 923 $ 1,992 Ending $ 909 $ 2,198 $ 923

Nature of Banking Activities 34

Nature of Banking Activities and Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Principles of Consolidation	Principles of Consolidation The Company owns 100% of Bank of Clarke County (the “Bank”). The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary. All significant intercompany accounts and transactions between the Company and the Bank have been eliminated.
Trust Assets	Trust Assets Eagle Investment Group (“EIG”), as a division of the Bank offers both a trust department and investment services. The trust services division of EIG offers a full range of personal and retirement plan services, which include serving as agent for bill paying and custody of assets, as investment manager with full authority or advisor, as trustee or co-trustee for trusts under will or under agreement, as trustee of life insurance trusts, as guardian or committee, as agent under a power of attorney, as executor or co-executor for estates, as custodian or investment advisor for individual retirement plans, and as trustee or trust advisor for corporate retirement plans such as profit sharing and 401(k) plans. The brokerage division of EIG offers a full range of investment services, which include tax-deferred annuities, IRAs and rollovers, mutual funds, retirement plans, 529 college savings plans, life insurance, long term care insurance, fixed income investing, brokerage CDs, and full service or discount brokerage services. Securities and other property held by the Eagle Investment Group in a fiduciary or agency capacity are not assets of the Company and are not included in the accompanying consolidated financial statements.
Cash and Cash Equivalents	Cash and Cash Equivalents For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, federal funds sold, and interest bearing deposits. Generally, federal funds are purchased and sold for one-day periods.
Securities	Securities Debt securities that management has the positive intent and ability to hold to maturity are classified as “held to maturity” and recorded at amortized cost. Securities not classified as held to maturity, including equity securities with readily determinable fair values, are classified as “available for sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Declines in the fair value of held to maturity and available for sale securities below their cost that are deemed to be “other than temporary” are reflected in earnings as realized losses. In estimating “other than temporary” impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery of fair value. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. The Bank is required to maintain an investment in the capital stock of certain correspondent banks. No readily available market exists for this stock and it has no quoted market value. The investment in these securities is recorded at cost and they are reported on the Company’s consolidated balance sheet as restricted investments.
Loans	Loans The Company grants mortgage, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by mortgage loans throughout the Counties of Clarke, Frederick, and Loudoun, Virginia and the City of Winchester, Virginia. The ability of the Company’s debtors to honor their contracts is dependent upon the real estate and general economic conditions in this area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for the allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan fees collected and certain costs incurred related to loan originations are deferred and amortized as an adjustment to interest income over the life of the related loans. Deferred fees and costs are recorded as an adjustment to interest income using a method that approximates a constant yield. The accrual of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the credit is well-secured and in process of collection. Credit card loans and other personal loans are typically charged off no later than 180 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal and interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Troubled Debt Restructurings (TDR)	Troubled Debt Restructurings (TDR) In situations where, for economic or legal reasons related to a borrower’s financial condition, management may grant a concession to the borrower that it would not otherwise consider, the related loan is classified as a TDR. TDRs are considered impaired loans. Upon designation as a TDR, the Company evaluates the borrower’s payment history, past due status and ability to make payments based on the revised terms of the loan. If a loan was accruing prior to being modified as a TDR and if the Company concludes that the borrower is able to make such payments, and there are no other factors or circumstances that would cause it to conclude otherwise, the loan will remain on an accruing status. If a loan was on non-accrual status at the time of the TDR, the loan will remain on non-accrual status following the modification and may be returned to accrual status based on the policy for returning loans to accrual status as noted above.
Risks by Loan Portfolio Segments	Risks by Loan Portfolio Segments One-to-Four-Family Residential Real Estate Lending Residential mortgage loans generally are made on the basis of the borrower’s ability to make repayment from employment and other income and are secured by real estate whose value tends to be readily ascertainable. As part of the application process, information is gathered concerning income, employment and credit history of the applicant. The valuation of residential collateral is provided by independent fee appraisers who have been approved by the Bank’s Directors Loan Committee. Commercial Real Estate Lending Commercial real estate lending entails significant additional risk as compared with residential mortgage lending. Commercial real estate loans typically involve larger loan balances concentrated with single borrowers or groups of related borrowers. Additionally, the repayment of loans secured by income producing properties is typically dependent on the successful operation of a business or a real estate project and thus may be subject, to a greater extent, to adverse conditions in the real estate market or the economy, in general. Construction and Land Development Lending There are two characteristics of construction lending which impact its overall risk as compared to residential mortgage lending. First, there is more concentration risk due to the extension of a large loan balance through several lines of credit to a single developer or contractor. Second, there is more collateral risk due to the fact that loan funds are provided to the borrower based upon the estimated value of the collateral after completion. This could cause an inaccurate estimate of the amount needed to complete construction or an excessive loan-to-value ratio. To mitigate the risks associated with construction lending, the Bank generally limits loan amounts to 80% of the estimated appraised value of the finished home. Commercial and Industrial Lending Commercial business loans generally have more risk than residential mortgage loans, but have higher yields. To manage these risks, the Bank generally obtains appropriate collateral and personal guarantees from the borrower’s principal owners and monitors the financial condition of the borrower. Commercial business loans typically are made on the basis of the borrower’s ability to make repayment from cash flow from its business and are secured by business assets, such as commercial real estate, accounts receivable, equipment and inventory. As a result, the availability of funds for the repayment of commercial business loans is substantially dependent on the success of the business itself. Furthermore, the collateral for commercial business loans may depreciate over time and generally cannot be appraised with as much precision as residential real estate. Consumer Lending Consumer loans generally entail greater risk than residential mortgage loans, particularly in the case of consumer loans which are unsecured or secured by rapidly depreciable assets such as automobiles. In such cases, any repossessed collateral on a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation.
Allowance For Loan Losses	Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are impaired. An allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on historical loss experience and other qualitative factors. Other qualitative factors considered in the general component include the levels and trends in delinquencies and nonperforming loans, trends in volume and terms of loans, the effects of any changes in lending policies, the experience, ability, and depth of management, national and local economic trends and conditions, concentrations of credit, the quality of the Company’s loan review system, competition and regulatory requirements. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair market value less estimated liquidation costs of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment disclosures, unless such loans are the subject of a restructuring agreement.
Bank Premises and Equipment	Bank Premises and Equipment Land is carried at cost. Buildings and equipment are carried at cost, less accumulated depreciation computed on the straight-line method over the estimated useful lives of the assets. Estimated useful lives range from 10 to 39 years for buildings and 3 to 10 years for furniture and equipment.
Other Real Estate Owned	Other Real Estate Owned Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the fair value of the property, less estimated selling costs at the date of foreclosure. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for loan losses. After foreclosure, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less estimated cost to sell. Impairment losses on property to be held and used are measured as the amount by which the carrying amount of a property exceeds its fair value. Costs of significant property improvements are capitalized, whereas costs relating to holding property are expensed. The portion of interest costs relating to development of real estate is capitalized. Valuations are periodically performed by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of a property to the lower of its cost or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in the net expenses from foreclosed assets.
Retirement Plans	Retirement Plans The Company sponsors a 401(k) savings plan under which eligible employees may defer a portion of their compensation on a pretax basis. The Company also provides a match to participants in this plan, as described more fully in Note 12.
Stock-Based Compensation Plan	Stock-Based Compensation Plan During 2014, the Company’s shareholders approved a stock incentive plan which allows key employees and directors to increase their personal financial interest in the Company. This plan permits the issuance of incentive stock options and non-qualified stock options and the award of stock appreciation rights, common stock, restricted stock, and phantom stock. The plan, as adopted, authorized the issuance of up to 500,000 shares of common stock. This plan is discussed more fully in Note 11.
Income Taxes	Income Taxes Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various assets and liabilities and gives current recognition to changes in tax rates and laws. When tax returns are filed, it is likely that some positions taken would be sustained upon examination by the applicable taxing authority, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, the Company believes it is “more likely than not” that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the “more likely than not” recognition threshold are measured as the largest amount of tax benefit that is more than fifty percent ( 50% ) likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the balance sheet along with any associated interest and penalties that would be payable to the applicable taxing authority upon examination. Interest and penalties associated with unrecognized tax benefits are classified as additional income taxes in the statement of income. The Company has no uncertain tax positions.
Advertising	Advertising The Company follows the policy of charging the costs of advertising to expense as incurred.
Reclassifications	Reclassifications Certain reclassifications have been made to the 2014 financial statements to conform to reporting for 2015 .
Earnings Per Common Share	Earnings Per Common Share Basic earnings per share represents income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Nonvested restricted shares are included in the weighted average number of common shares used to compute basic earnings per share because of dividend participation and voting rights. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. The number of potential common shares is determined using the treasury method
Comprehensive Income	Comprehensive Income Accounting principles generally accepted in the United States of America require that recognized revenue, expenses, gains and losses be included in net income. Certain changes in assets and liabilities, net of income taxes, are reported within the balance sheet as a separate component of shareholders’ equity. These changes, along with net income, are components of comprehensive income and are reported in the statement of comprehensive income. In addition to net income, the Company’s comprehensive income includes changes in the benefit obligations and plan assets for postretirement benefit plans, unrealized gains or losses on interest rate swaps, and unrealized gains or losses on available for sale securities.
Derivative Financial Instruments	Derivative Financial Instruments The Company follows GAAP to account for derivative and hedging activities. Accordingly, a derivative is recognized in the balance sheet at its fair value. The fair value of a derivative is determined by quoted market prices and mathematical models using current and historical data. If certain hedging criteria are met, including testing for hedge effectiveness, special hedge accounting may be applied. The Company assesses each hedge, both at inception and on an ongoing basis, to determine whether the derivative used in a hedging transaction is effective in offsetting changes in the fair value or cash flows of the hedged item and whether the derivative is expected to remain effective during subsequent periods. The Company discontinues hedge accounting when (a) it determines that a derivative is no longer effective in offsetting changes in fair value or cash flows of a hedged item; (b) the derivative expires or is sold, terminated or exercised; (c) probability exists that the forecasted transaction will no longer occur or (d) management determines that designating the derivative as a hedging instrument is no longer appropriate. When hedge accounting is discontinued and a derivative remains outstanding, the Company recognizes the derivative in the balance sheet at its fair value and changes in the fair value are recognized in net income. At inception, the Company designates a derivative as (a) a fair value hedge of recognized assets or liabilities or of unrecognized firm commitments (fair-value hedge) or (b) a hedge of forecasted transactions or variable cash flows to be received or paid in conjunction with recognized assets or liabilities (cash-flow hedge). For a derivative treated as a fair-value hedge, a change in fair value is recorded as an adjustment to the hedged item and recognized in net income. For a derivative treated as a cash flow hedge, the effective portion of a change in fair value is recorded as an adjustment to the hedged item and recognized as a component of accumulated other comprehensive income (loss) within shareholders’ equity. For a derivative treated as a cash flow hedge, the ineffective portion of a change in fair value is recorded as an adjustment to the hedged item and recognized in net income. For more information on derivative financial instruments see Note 14 to the Consolidated Financial Statements.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, valuation of other real estate owned, and the evaluation for other-than-temporary impairment of investment securities.
Stock Repurchase Program	Stock Repurchase Program On June 17, 2015 , the Corporation renewed the stock repurchase program to repurchase up to 150,000 shares of its common stock prior to June 30, 2016 . There was no repurchase activity during 2015 , 2014 and 2013 . The maximum number of shares that may yet be purchased under the plan as of December 31, 2015 are 134,337 .
Recent Accounting Pronouncements	Recent Accounting Pronouncements In June 2014, the FASB issued ASU No. 2014-12, “Compensation - Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period”. The new guidance applies to reporting entities that grant employees share-based payments in which the terms of the award allow a performance target to be achieved after the requisite service period. The amendments in the ASU require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. Existing guidance in “Compensation - Stock Compensation (Topic 718)”, should be applied to account for these types of awards. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Early adoption is permitted and reporting entities may choose to apply the amendments in the ASU either on a prospective or retrospective basis. The Company does not expect the adoption of ASU 2014-12 to have a material impact on its consolidated financial statements. In August 2014, the FASB issued ASU No. 2014-15, “Presentation of Financial Statements - Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern”. This update is intended to provide guidance about management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability to continue as a going concern and to provide related footnote disclosures. Management is required under the new guidance to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity’s ability to continue as a going concern within one year after the date the financial statements are issued when preparing financial statements for each interim and annual reporting period. If conditions or events are identified, the ASU specifies the process that must be followed by management and also clarifies the timing and content of going concern footnote disclosures in order to reduce diversity in practice. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. Early adoption is permitted. The Company does not expect the adoption of ASU 2014-15 to have a material impact on its consolidated financial statements. In November 2014, the FASB issued ASU No. 2014-16, “Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity.” The amendments in ASU do not change the current criteria in U.S. GAAP for determining when separation of certain embedded derivative features in a hybrid financial instrument is required. The amendments clarify how current U.S. GAAP should be interpreted in evaluating the economic characteristics and risks of a host contract in a hybrid financial instrument that is issued in the form of a share. Specifically, the amendments clarify that an entity should consider all relevant terms and features, including the embedded derivative feature being evaluated for bifurcation, in evaluating the nature of the host contract. Furthermore, the amendments clarify that no single term or feature would necessarily determine the economic characteristics and risks of the host contract. Rather, the nature of the host contract depends upon the economic characteristics and risks of the entire hybrid financial instrument. The amendments in this ASU also clarify that, in evaluating the nature of a host contract, an entity should assess the substance of the relevant terms and features (i.e., the relative strength of the debt-like or equity-like terms and features given the facts and circumstances) when considering how to weight those terms and features. The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption, including adoption in an interim period, is permitted. The Company does not expect the adoption of ASU 2014-16 to have a material impact on its consolidated financial statements. In January 2015, the FASB issued ASU No. 2015-01, “Income Statement-Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items.” The amendments in this ASU eliminate from U.S. GAAP the concept of extraordinary items. Subtopic 225-20, Income Statement - Extraordinary and Unusual Items, required that an entity separately classify, present, and disclose extraordinary events and transactions. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item. If an event or transaction meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. The entity also is required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. The amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The Company does not expect the adoption of ASU 2015-01 to have a material impact on its consolidated financial statements. In February 2015, the FASB issued ASU No. 2015-02, “Consolidation (Topic 810): Amendments to the Consolidation Analysis.” The amendments in this ASU are intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions). In addition to reducing the number of consolidation models from four to two, the new standard simplifies the FASB Accounting Standards Codification™ and improves current GAAP by placing more emphasis on risk of loss when determining a controlling financial interest, reducing the frequency of the application of related-party guidance when determining a controlling financial interest in a variable interest entity (VIE), and changing consolidation conclusions for public and private companies in several industries that typically make use of limited partnerships or VIEs. The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. ASU 2015-02 may be applied retrospectively in previously issued financial statements for one or more years with a cumulative-effect adjustment to retained earnings as of the beginning of the first year restated. The Company does not expect the adoption of ASU 2015-02 to have a material impact on its consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-03, “Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs.” The amendments in this ASU are intended to simplify the presentation of debt issuance costs. These amendments require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this ASU. The amendments in this ASU are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Early adoption is permitted for financial statements that have not been previously issued. The Company does not expect the adoption of ASU 2015-03 to have a material impact on its consolidated financial statements. In August 2015, the FASB issued ASU No. 2015-14, “Revenue from Contracts with Customers (Topic 606): Deferral of Effective Date.” The amendments in ASU 2015-14 defer the effective date of ASU 2014-09 for all entities by one year. Public business entities, certain not-for-profit entities, and certain employee benefit plans should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2017, including interim reporting periods within that reporting period. Earlier application is permitted only as of annual reporting periods beginning after December 15, 2016, including interim reporting periods within that reporting period. All other entities should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2018, and interim reporting periods within annual reporting periods beginning after December 15, 2019. All other entities may apply the guidance in ASU 2014-09 earlier as of an annual reporting period beginning after December 15, 2016, including interim reporting periods within that reporting period. All other entities also may apply the guidance in ASU 2014-09 earlier as of an annual reporting period beginning after December 15, 2016, and interim reporting periods within annual reporting periods beginning one year after the annual reporting period in which the entity first applies the guidance in ASU 2014-09. The Company does not expect the adoption of ASU 2015-14 (or ASU 2014-09) to have a material impact on its consolidated financial statements. In August 2015, the FASB issued ASU 2015-15, “Interest - Imputation of Interest (Subtopic 835-30) - Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements (Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting).” On April 7, 2015, the FASB issued ASU 2015-03, Interest-Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs, which requires entities to present debt issuance costs related to a recognized debt liability as a direct deduction from the carrying amount of that debt liability. The guidance in ASU 2015-03 (see paragraph 835-30-45-1A) does not address presentation or subsequent measurement of debt issuance costs related to line-of-credit arrangements. Given the absence of authoritative guidance within ASU 2015-03 for debt issuance costs related to line-of-credit arrangements, the SEC staff stated that they would not object to an entity deferring and presenting debt issuance costs as an asset and subsequently amortizing the deferred debt issuance costs ratably over the term of the line-of-credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement. ASU 2015-15 adds these SEC comments to the "S" section of the Codification. The adoption of ASU 2015-15 did not have a material impact on our consolidated financial statements. In September 2015, the FASB issued ASU 2015-16, “Business Combinations (Topic 805): Simplifying the Accounting for Measurement-Period Adjustments.” The amendments in ASU 2015-16 require that an acquirer recognize adjustments to estimated amounts that are identified during the measurement period in the reporting period in which the adjustment amounts are determined. The amendments require that the acquirer record, in the same period’s financial statements, the effect on earnings of changes in depreciation, amortization, or other income effects, if any, as a result of the change to the estimated amounts, calculated as if the accounting had been completed at the acquisition date. The amendments also require an entity to present separately on the face of the income statement or disclose in the notes the portion of the amount recorded in current-period earnings by line item that would have been recorded in previous reporting periods if the adjustment to the estimated amounts had been recognized as of the acquisition date. The amendments in this ASU are effective for public business entities for fiscal years beginning after December 15, 2015, including interim periods within those fiscal years. For all other entities, the amendments are effective for fiscal years beginning after December 15, 2016, and interim periods within fiscal years beginning after December 15, 2017. The amendments should be applied prospectively to adjustments to provisional amounts that occur after the effective date with earlier application permitted for financial statements that have not been issued. The Company does not expect the adoption of ASU 2015-16 to have a material impact on its consolidated financial statements. In January 2016, the FASB issued ASU 2016-01, “Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities.” The amendments in ASU 2016-01, among other things: 1) Requires equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income. 2) Requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. 3) Requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e., securities or loans and receivables). 4) Eliminates the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. The amendments in this ASU are effective for public companies for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company is currently assessing the impact that ASU 2016-01 will have on its consolidated financial statements. In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842).” Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee‘s obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The Company is currently assessing the impact that ASU 2016-02 will have on its consolidated financial statements.

Nature of Banking Activities 35

Nature of Banking Activities and Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Loans and Leases Receivable, Troubled Debt Restructuring Policy [Policy Text Block]	Troubled Debt Restructurings (TDR) In situations where, for economic or legal reasons related to a borrower’s financial condition, management may grant a concession to the borrower that it would not otherwise consider, the related loan is classified as a TDR. TDRs are considered impaired loans. Upon designation as a TDR, the Company evaluates the borrower’s payment history, past due status and ability to make payments based on the revised terms of the loan. If a loan was accruing prior to being modified as a TDR and if the Company concludes that the borrower is able to make such payments, and there are no other factors or circumstances that would cause it to conclude otherwise, the loan will remain on an accruing status. If a loan was on non-accrual status at the time of the TDR, the loan will remain on non-accrual status following the modification and may be returned to accrual status based on the policy for returning loans to accrual status as noted above.
Weighted Average Number Of Shares Used In Computing Earnings Per Share	The following table shows the weighted average number of shares used in computing earnings per share and the effect on the weighted average number of shares of dilutive potential common stock. 2015 2014 2013 Weighted average number of common shares outstanding used to calculate basic earnings per share 3,495,334 3,438,348 3,386,467 Effect of dilutive common stock — 298 745 Weighted average number of common shares outstanding used to calculate diluted earnings per share 3,495,334 3,438,646 3,387,212
Components Of Change In Unrealized Gains (Losses) On Securities	The components of the change in unrealized gains (losses) on securities during 2015 , 2014 , and 2013 were as follows: 2015 2014 2013 Gross unrealized gain (loss) $ (564 ) $ 2,382 $ (4,497 ) Reclassification adjustment for realized (gain) (124 ) (990 ) (465 ) Net unrealized gain (loss) before taxes (688 ) 1,392 (4,962 ) Tax effect 234 (473 ) 1,687 $ (454 ) $ 919 $ (3,275 )
Components Of Accumulated Other Comprehensive Income, Net Of Deferred Taxes	The components of accumulated other comprehensive income, net of deferred taxes, were as follows: Unrealized Gain (Loss) on Securities Change in Fair Value of Interest Rate Swap Post Retirement Benefit Plan Total December 31, 2013 $ 547 $ (286 ) $ 44 $ 305 2014 Change 919 96 (5 ) 1,010 December 31, 2014 1,466 (190 ) 39 1,315 2015 Change (454 ) 190 — (264 ) December 31, 2015 $ 1,012 $ — $ 39 $ 1,051 Changes to accumulated other comprehensive income by components are shown in the following tables for the years ended December 31, 2015 , 2014 , and 2013 : Twelve Months Ended December 31, 2015 2014 2013 Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total (dollars in thousands) January 1 $ 1,466 $ (190 ) $ 39 $ 1,315 $ 547 $ (286 ) $ 44 $ 305 $ 3,822 $ (418 ) $ 44 $ 3,448 Other comprehensive (loss) income before reclassifications (564 ) 52 — (512 ) 2,382 145 (8 ) 2,519 (4,497 ) 201 — (4,296 ) Reclassifications from other comprehensive (loss) income (124 ) 237 — 113 (990 ) — — (990 ) (465 ) — — (465 ) Tax effect of current period changes 234 (99 ) — 135 (473 ) (49 ) 3 (519 ) 1,687 (69 ) — 1,618 Current period changes net of taxes (454 ) 190 — (264 ) 919 96 (5 ) 1,010 (3,275 ) 132 — (3,143 ) December 31 $ 1,012 $ — $ 39 $ 1,051 $ 1,466 $ (190 ) $ 39 $ 1,315 $ 547 $ (286 ) $ 44 $ 305

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2015
Available-for-sale Securities [Abstract]
Amortized Costs And Fair Values Of Securities Available For Sale	Amortized costs and fair values of securities available for sale at December 31, 2015 and 2014 were as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value December 31, 2015 (in thousands) Obligations of U.S. government corporations and agencies $ 37,348 $ 475 $ (158 ) $ 37,665 Mortgage-backed securities 28,858 293 (220 ) 28,931 Obligations of states and political subdivisions 38,082 1,169 (24 ) 39,227 $ 104,288 $ 1,937 $ (402 ) $ 105,823 December 31, 2014 (in thousands) Obligations of U.S. government corporations and agencies $ 36,911 $ 599 $ (299 ) $ 37,211 Mortgage-backed securities 15,245 545 (11 ) 15,779 Obligations of states and political subdivisions 39,025 1,432 (47 ) 40,410 Corporate securities 761 4 — 765 $ 91,942 $ 2,580 $ (357 ) $ 94,165
Restricted Investments	Carrying amounts of restricted securities at December 31, 2015 and 2014 were as follows: December 31, 2015 December 31, 2014 (in thousands) Federal Reserve Bank Stock $ 344 $ 344 Federal Home Loan Bank Stock 1,412 2,324 Community Bankers’ Bank Stock 140 140 $ 1,896 $ 2,808
Investments Classified by Contractual Maturity Date	The amortized cost and fair value of securities available for sale at December 31, 2015 , by contractual maturity, are shown below. Maturities may differ from contractual maturities in mortgage-backed securities because the mortgages underlying the securities may be called or repaid without any penalties. Amortized Cost Fair Value (in thousands) Due in one year or less $ 4,400 $ 4,415 Due after one year through five years 30,674 31,238 Due after five years through ten years 37,569 38,367 Due after ten years 31,645 31,803 $ 104,288 $ 105,823
Fair Value And Gross Unrealized Losses For Securities Available For Sale	The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at December 31, 2015 and 2014 were as follows: Less than 12 months 12 months or more Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses December 31, 2015 (in thousands) Obligations of U.S. government corporations and agencies $ 21,296 $ 143 $ 1,985 $ 15 $ 23,281 $ 158 Mortgage-backed securities 18,563 194 1,105 26 19,668 220 Obligations of states and political subdivisions 3,414 22 497 2 3,911 24 $ 43,273 $ 359 $ 3,587 $ 43 $ 46,860 $ 402 December 31, 2014 (in thousands) Obligations of U.S. government corporations and agencies $ 1,997 $ 1 $ 21,615 $ 298 $ 23,612 $ 299 Mortgage-backed securities — — 1,444 11 1,444 11 Obligations of states and political subdivisions 2,998 12 2,414 35 5,412 47 $ 4,995 $ 13 $ 25,473 $ 344 $ 30,468 $ 357

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2015
Loans and Leases Receivable Disclosure [Abstract]
Schedule Of Composition Of Loans	The composition of loans at December 31, 2015 and 2014 was as follows: December 31, 2015 2014 (in thousands) Mortgage loans on real estate: Construction and land development $ 35,019 $ 25,887 Secured by farmland 6,550 10,602 Secured by 1-4 family residential properties 229,651 224,694 Multifamily 3,975 3,016 Commercial 175,172 161,299 Loans to farmers 1,331 957 Commercial and industrial loans 29,366 28,132 Consumer installment loans 13,530 13,874 All other loans 979 1,359 Total loans (1) $ 495,573 $ 469,820 Less: Allowance for loan losses 4,959 5,080 Net Loans $ 490,614 $ 464,740

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Changes In Allowance For Loan Losses	Changes in the allowance for loan losses for the years December 31, 2015 , 2014 and 2013 were as follows: December 31, 2015 2014 2013 (in thousands) Balance, beginning $ 5,080 $ 5,488 $ 6,577 (Recovery of) provision for loan losses (227 ) 350 — Recoveries added to the allowance 562 725 233 Loan losses charged to the allowance (456 ) (1,483 ) (1,322 ) Balance, ending $ 4,959 $ 5,080 $ 5,488
Nonaccrual And Past Due Loans By Class	Nonaccrual and past due loans by class at December 31, 2015 and December 31, 2014 were as follows: December 31, 2015 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Nonaccrual Commercial - Non Real Estate: Commercial & Industrial $ 1 $ — $ — $ 1 $ 29,365 $ 29,366 $ — $ 475 Commercial Real Estate: Owner Occupied 623 142 — 765 108,942 109,707 — 1,614 Non-owner occupied — 55 746 801 64,664 65,465 — 948 Construction and Farmland: Residential 50 — — 50 8,509 8,559 — — Commercial 356 72 — 428 32,582 33,010 — 310 Consumer: Installment 43 3 — 46 13,484 13,530 — — Residential: Equity Lines 175 — — 175 34,246 34,421 — 276 Single family 2,123 209 1,296 3,628 191,602 195,230 307 1,662 Multifamily — — — — 3,975 3,975 — — All Other Loans — — — — 2,310 2,310 — — Total $ 3,371 $ 481 $ 2,042 $ 5,894 $ 489,679 $ 495,573 $ 307 $ 5,285 December 31, 2014 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Nonaccrual Commercial - Non Real Estate: Commercial & Industrial $ 28 $ — $ — $ 28 $ 28,104 $ 28,132 $ — $ 2,106 Commercial Real Estate: Owner Occupied 2,191 — — 2,191 97,516 99,707 — 2,591 Non-owner occupied 56 210 808 1,074 60,518 61,592 — 1,231 Construction and Farmland: Residential — 52 — 52 5,149 5,201 — — Commercial — — 57 57 31,231 31,288 — 787 Consumer: Installment 50 15 6 71 13,803 13,874 6 — Residential: Equity Lines 132 41 185 358 30,763 31,121 — 331 Single family 1,243 440 644 2,327 191,246 193,573 — 3,660 Multifamily — — — — 3,016 3,016 — — All Other Loans — — — — 2,316 2,316 — — Total $ 3,700 $ 758 $ 1,700 $ 6,158 $ 463,662 $ 469,820 $ 6 $ 10,706
Allowance For Loan Losses By Segment	Allowance for loan losses by segment at December 31, 2015 , December 31, 2014 and December 31, 2013 were as follows: As of and for the Twelve Months Ended December 31, 2015 (in thousands) Construction Residential Commercial Commercial Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 951 $ 1,977 $ 1,347 $ 464 $ 103 $ 42 $ 196 $ 5,080 Charge-Offs (166 ) (152 ) (47 ) — (66 ) (25 ) — (456 ) Recoveries 75 142 115 181 33 16 — 562 Provision (recovery) (85 ) 355 (147 ) (434 ) 39 20 25 (227 ) Ending balance $ 775 $ 2,322 $ 1,268 $ 211 $ 109 $ 53 $ 221 $ 4,959 Ending balance: Individually evaluated for impairment $ 10 $ 423 $ 141 $ 2 $ — $ — $ — $ 576 Ending balance: collectively evaluated for impairment $ 765 $ 1,899 $ 1,127 $ 209 $ 109 $ 53 $ 221 $ 4,383 Loans: Ending balance $ 41,569 $ 233,626 $ 175,172 $ 29,366 $ 13,530 $ 2,310 $ — $ 495,573 Ending balance individually evaluated for impairment $ 1,392 $ 7,209 $ 4,555 $ 847 $ — $ — $ — $ 14,003 Ending balance collectively evaluated for impairment $ 40,177 $ 226,417 $ 170,617 $ 28,519 $ 13,530 $ 2,310 $ — $ 481,570 As of and for the Twelve Months Ended December 31, 2014 (in thousands) Construction Residential Commercial Commercial Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 1,032 $ 2,225 $ 1,337 $ 555 $ 102 $ 82 $ 155 $ 5,488 Charge-Offs (482 ) (808 ) (83 ) — (86 ) (24 ) — (1,483 ) Recoveries 26 63 381 164 87 4 — 725 Provision (recovery) 375 497 (288 ) (255 ) — (20 ) 41 350 Ending balance $ 951 $ 1,977 $ 1,347 $ 464 $ 103 $ 42 $ 196 $ 5,080 Ending balance: Individually evaluated for impairment $ 93 $ 303 $ 203 $ 44 $ — $ — $ — $ 643 Ending balance: collectively evaluated for impairment $ 858 $ 1,674 $ 1,144 $ 420 $ 103 $ 42 $ 196 $ 4,437 Loans: Ending balance $ 36,489 $ 227,710 $ 161,299 $ 28,132 $ 13,874 $ 2,316 $ — $ 469,820 Ending balance individually evaluated for impairment $ 2,665 $ 6,550 $ 5,716 $ 2,106 $ — $ — $ — $ 17,039 Ending balance collectively evaluated for impairment $ 33,824 $ 221,160 $ 155,583 $ 26,026 $ 13,874 $ 2,316 $ — $ 452,783 As of and for the Twelve Months Ended December 31, 2013 (in thousands) Construction Residential Commercial Commercial Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 1,280 $ 2,820 $ 1,182 $ 880 $ 107 $ 122 $ 186 $ 6,577 Charge-Offs (20 ) (507 ) (289 ) (403 ) (85 ) (18 ) — (1,322 ) Recoveries 5 109 7 47 54 11 — 233 Provision (recovery) (233 ) (197 ) 437 31 26 (33 ) (31 ) — Ending balance $ 1,032 $ 2,225 $ 1,337 $ 555 $ 102 $ 82 $ 155 $ 5,488 Ending balance: Individually evaluated for impairment $ 218 $ 627 $ 299 $ 334 $ — $ — $ — $ 1,478 Ending balance: collectively evaluated for impairment $ 814 $ 1,598 $ 1,038 $ 221 $ 102 $ 82 $ 155 $ 4,010 Loans: Ending balance $ 36,933 $ 221,483 $ 148,166 $ 20,865 $ 13,785 $ 3,041 $ — $ 444,273 Ending balance individually evaluated for impairment $ 2,674 $ 4,922 $ 4,750 $ 1,347 $ — $ 6 $ — $ 13,699 Ending balance collectively evaluated for impairment $ 34,259 $ 216,561 $ 143,416 $ 19,518 $ 13,785 $ 3,035 $ — $ 430,574
Effect On Loan Loss Provision, Changes In Methodology	The following table represents the effect on the loan loss provision for the year ended December 31, 2015 as a result of the change in allowance methodology from that used in prior periods. (in thousands) Calculated Provision Based on Current Methodology Calculation Provision Based on Prior Methodology Difference Portfolio Segment: Construction and Farmland $ (85 ) $ (118 ) $ 33 Residential Real Estate 355 173 182 Commercial Real Estate (147 ) (280 ) 133 Commercial (434 ) (457 ) 23 Consumer 39 28 11 All Other Loans 20 19 1 Total, excluding unallocated $ (252 ) $ (635 ) $ 383
Impaired Loans By Class	Impaired loans by class at December 31, 2015 and December 31, 2014 were as follows: As of and for the Year Ended December 31, 2015 (in thousands) Unpaid Recorded Related Average Interest With no related allowance: Commercial - Non Real Estate: Commercial & Industrial $ 747 $ 534 $ — $ 749 $ 18 Commercial Real Estate: Owner Occupied 2,146 1,964 — 1,999 19 Non-owner occupied 1,174 1,093 — 1,108 15 Construction and Farmland: Residential — — — — — Commercial 337 310 — 325 — Residential: Equity lines 149 145 — 145 5 Single family 4,407 4,288 — 4,245 126 Multifamily — — — — — Other Loans — — — — — $ 8,960 $ 8,334 $ — $ 8,571 $ 183 With an allowance recorded: Commercial - Non Real Estate: Commercial & Industrial $ 313 $ 313 $ 2 $ 328 $ 15 Commercial Real Estate: Owner Occupied 207 208 39 210 10 Non-owner occupied 1,291 1,295 102 1,311 69 Construction and Farmland: Residential — — — — — Commercial 1,081 1,085 10 1,109 48 Residential: Equity lines 551 216 86 221 3 Single family 2,596 2,575 337 2,600 76 Multifamily — — — — — Other Loans — — — — — $ 6,039 $ 5,692 $ 576 $ 5,779 $ 221 Total: Commercial $ 1,060 $ 847 $ 2 $ 1,077 $ 33 Commercial Real Estate 4,818 4,560 141 4,628 113 Construction and Farmland 1,418 1,395 10 1,434 48 Residential 7,703 7,224 423 7,211 210 Other — — — — — Total $ 14,999 $ 14,026 $ 576 $ 14,350 $ 404 (1) Recorded investment is defined as the summation of the outstanding principal balance, accrued interest, and any partial charge-offs. As of and for the Year Ended December 31, 2014 (in thousands) Unpaid Recorded Related Average Interest With no related allowance: Commercial - Non Real Estate: Commercial & Industrial $ 2,159 $ 2,013 $ — $ 2,256 $ 19 Commercial Real Estate: Owner Occupied 2,824 2,473 — 2,857 48 Non-owner occupied 2,675 2,560 — 2,796 86 Construction and Farmland: Residential — — — — — Commercial 2,319 2,319 — 2,362 68 Residential: Equity lines 252 78 — 252 — Single family 5,634 5,218 — 5,719 149 Multifamily — — — — — Other Loans — — — — — $ 15,863 $ 14,661 $ — $ 16,242 $ 370 With an allowance recorded: Commercial - Non Real Estate: Commercial & Industrial $ 289 $ 94 $ 44 $ 289 $ — Commercial Real Estate: Owner Occupied 689 689 203 704 33 Non-owner occupied — — — — — Construction and Farmland: Residential — — — — — Commercial 385 350 93 393 5 Residential: Equity lines 403 253 95 403 5 Single family 1,007 1,008 208 1,020 41 Multifamily — — — — — Other Loans — — — — — $ 2,773 $ 2,394 $ 643 $ 2,809 $ 84 Total: Commercial $ 2,448 $ 2,107 $ 44 $ 2,545 $ 19 Commercial Real Estate 6,188 5,722 203 6,357 167 Construction and Farmland 2,704 2,669 93 2,755 73 Residential 7,296 6,557 303 7,394 195 Other — — — — — Total $ 18,636 $ 17,055 $ 643 $ 19,051 $ 454
Credit Quality Information By Class	Credit quality information by class at December 31, 2015 and December 31, 2014 was as follows: As of December 31, 2015 (in thousands) INTERNAL RISK RATING GRADES Pass Pass Monitored Special Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 25,375 $ 3,175 $ 335 $ 364 $ 117 $ — $ 29,366 Commercial Real Estate: Owner Occupied 90,230 12,553 4,521 1,416 987 — 109,707 Non-owner occupied 42,988 21,072 — 1,405 — — 65,465 Construction and Farmland: Residential 8,559 — — — — — 8,559 Commercial 20,391 10,886 1,395 338 — 33,010 Residential: Equity Lines 30,267 3,878 — 145 131 — 34,421 Single family 170,168 19,086 950 4,600 426 — 195,230 Multifamily 3,975 — — — — — 3,975 All other loans 2,265 45 — — — — 2,310 Total $ 394,218 $ 70,695 $ 7,201 $ 8,268 $ 1,661 $ — $ 482,043 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 13,484 $ 46 As of December 31, 2014 (in thousands) INTERNAL RISK RATING GRADES Pass Pass Monitored Special Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 24,579 $ 1,775 $ 21 $ 701 $ 1,056 $ — $ 28,132 Commercial Real Estate: Owner Occupied 77,979 17,401 — 3,189 1,138 — 99,707 Non-owner occupied 42,630 14,779 1,402 2,733 48 — 61,592 Construction and Farm land: Residential 5,112 89 — — — — 5,201 Commercial 23,192 5,184 2,083 750 79 — 31,288 Residential: Equity Lines 29,440 1,429 — 185 67 — 31,121 Single family 165,932 21,011 — 6,062 568 — 193,573 Multifamily 2,144 872 — — — — 3,016 All other loans 2,316 — — — — — 2,316 Total $ 373,324 $ 62,540 $ 3,506 $ 13,620 $ 2,956 $ — $ 455,946 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 13,803 $ 71

Troubled Debt Restructurings (T

Troubled Debt Restructurings (Tables)	12 Months Ended
	Dec. 31, 2015
Troubled Debt Restructuring Note, Debtor [Abstract]
Schedule Of Troubled Debt Restructurings On Financing Receivables	The following tables set forth information on the Company’s troubled debt restructurings by class of financing receivable occurring during the years ended December 31, 2015 , 2014 and 2013 : For the Year Ended December 31, 2015 (in thousands) Number of Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Residential: Single family 3 $ 794 $ 794 Total 3 $ 794 $ 794 For the Year Ended December 31, 2014 (in thousands) Number of Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial - Non Real Estate: Commercial & Industrial 2 $ 941 $ 639 Construction and Farmland: Commercial 1 1,520 1,050 Residential: Equity 1 69 69 Single family 1 216 216 Total 5 $ 2,746 $ 1,974 For the Year Ended December 31, 2013 (in thousands) Number of Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Construction and Farmland: Commercial 2 $ 1,608 $ 1,608 Residential: Equity 1 184 184 Single family 2 338 338 Total 5 $ 2,130 $ 2,130
Loans By Class Of Financing Receivable Modified As TDRs	Loans by class of financing receivable modified as TDRs within the previous 12 months and for which there was a payment default during the stated periods were: For the Year Ended December 31, 2015 (in thousands) Number of Contracts Recorded Investment Commercial - Non Real Estate: Commercial & Industrial 1 $ 267 Residential: Equity 1 60 Single family 2 627 Total 4 $ 954 For the Year Ended December 31, 2014 (in thousands) Number of Recorded Construction and Farmland: Commercial 1 $ 79 Total 1 $ 79 For the Year Ended December 31, 2013 (in thousands) Number of Recorded Construction and Farmland: Commercial 2 $ 1,614 Total 2 $ 1,614

Bank Premises and Equipment, 40

Bank Premises and Equipment, Net (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Major Classes Of Bank Premises And Equipment And Total Accumulated Depreciation	The major classes of bank premises and equipment and the total accumulated depreciation at December 31, 2015 and 2014 were as follows: December 31, 2015 2014 (in thousands) Land $ 6,729 $ 6,406 Buildings and improvements 18,632 17,290 Furniture and equipment 8,824 7,972 $ 34,185 $ 31,668 Less accumulated depreciation 13,221 12,653 Bank premises and equipment, net $ 20,964 $ 19,015
Schedule Of Total Minimum Rental Commitment On Leased Facilities	The total minimum rental commitment at December 31, 2015 under this lease was due as follows: December 31, 2015 (in thousands) 2016 $ 200 2017 200 2018 200 2019 200 2020 213 Thereafter 2,164 $ 3,177

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Composition Of Deposits	The composition of deposits at December 31, 2015 and December 31, 2014 was as follows: December 31, 2015 2014 (in thousands) Noninterest bearing demand deposits $ 186,133 $ 159,352 Savings and interest bearing demand deposits: NOW accounts $ 86,199 $ 81,441 Money market accounts 105,560 98,314 Regular savings accounts 80,455 69,550 $ 272,214 $ 249,305 Time deposits: Balances of less than $250,000 $ 80,444 $ 85,899 Balances of $250,000 and more 11,927 9,260 $ 92,371 $ 95,159 $ 550,718 $ 503,816
Maturities Of Time Deposits	The outstanding balance of time deposits at December 31, 2015 was due as follows: December 31, 2015 (in thousands) 2016 $ 60,214 2017 25,085 2018 2,943 2019 2,938 2020 967 Thereafter 224 $ 92,371

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2015
Advances from Federal Home Loan Banks [Abstract]
Summary Of Information Related To Federal Funds Purchased	The following table summarizes information related to federal funds purchased for the years ended December 31, 2015 and 2014 : December 31, 2015 2014 (dollars in thousands) Balance at year-end $ — $ — Average balance during the year $ 1,154 $ 1,865 Average interest rate during the year 0.92 % 1.08 % Maximum month-end balance during the year $ 8,329 $ 10,245 Gross lines of credit at year-end $ 36,000 $ 36,000 Unused lines of credit at year-end $ 36,000 $ 36,000

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Schedule Of Net Deferred Tax Assets	The net deferred tax asset at December 31, 2015 and 2014 consisted of the following components: December 31, 2015 2014 (in thousands) Deferred tax assets: Allowance for loan losses $ 1,678 $ 1,727 Deferred compensation 116 120 Accrued postretirement benefits 47 47 Home equity origination costs 59 51 Interest rate swap — 98 Other real estate owned valuation allowance 80 — Nonaccrual interest 211 215 Other 120 176 $ 2,311 $ 2,434 Deferred tax liabilities: Property and equipment $ 812 $ 405 Securities available for sale 522 756 $ 1,334 $ 1,161 Net deferred tax asset $ 977 $ 1,273
Schedule Of Components Of Income Tax Expense	Income tax expense for the years ended December 31, 2015 , 2014 and 2013 consisted of the following components: December 31, 2015 2014 2013 (in thousands) Current tax expense $ 2,001 $ 1,926 $ 1,198 Deferred tax expense 432 142 1,190 $ 2,433 $ 2,068 $ 2,388
Schedule Of Income Tax Reconciliation	The following table reconciles income tax expense to the statutory federal corporate income tax amount, which was calculated by applying the federal corporate income tax rate to pre-tax income for the years ended December 31, 2015 , 2014 and 2013 . December 31, 2015 2014 2013 (in thousands) Statutory federal corporate tax amount $ 3,172 $ 3,131 $ 3,246 Tax-exempt interest (income) (404 ) (454 ) (495 ) Officer insurance loss (income) 11 9 (82 ) Net tax credits (105 ) (593 ) (312 ) Other (241 ) (25 ) 31 $ 2,433 $ 2,068 $ 2,388

Pension and Postretirement Be44

Pension and Postretirement Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2015
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
Reconciliation Of The Changes In The Benefit Obligations	The following tables provide a reconciliation of the changes in the benefit obligations and fair value of assets for 2015 , 2014 , and 2013 and a statement of the funded status at December 31, 2015 , 2014 and 2013 for the postretirement benefit plans of the Company. The Company uses a December 31st measurement date for its plans. Postretirement Benefits Plan 2015 2014 2013 (in thousands) Change in Benefit Obligation: Benefit obligation, beginning $ 137 $ 138 $ 150 Service cost — — — Interest cost 4 5 4 Actuarial (gain) loss (6 ) 1 (9 ) Benefits paid (7 ) (7 ) (7 ) Settlement loss — — — Benefit obligation, ending $ 128 $ 137 $ 138 Change in Plan Assets: Fair value of plan assets, beginning $ — $ — $ — Actual return on plan assets — — — Employer contributions 7 7 7 Benefits paid (7 ) (7 ) (7 ) Fair value of plan assets, ending $ — $ — $ — Postretirement Benefits Plan 2015 2014 2013 (in thousands) Funded Status: Funded status $ (128 ) $ (137 ) $ (138 ) Unrecognized net actuarial loss — — — Unrecognized net transition obligation — — — Unrecognized prior service cost — — — Accrued benefits $ (128 ) $ (137 ) $ (138 ) Amounts Recognized in Consolidated Balance Sheets: Prepaid benefit cost $ — $ — $ — Accrued liability (128 ) (137 ) (138 ) $ (128 ) $ (137 ) $ (138 ) Amounts Recognized in Accumulated Other Comprehensive Income: Net actuarial (gain) $ (58 ) $ (58 ) $ (65 ) Net transition obligation — — — Deferred tax liability 19 19 21 $ (39 ) $ (39 ) $ (44 )
Net Periodic Benefit Cost Of The Pension Plan And Postretirement Benefit Plan	The following tables provide the components of net periodic benefit cost of the postretirement benefit plan for the years ended December 31, 2015 , 2014 , and 2013 : Postretirement Benefits Plan 2015 2014 2013 (in thousands) Components of Net Periodic Benefit Cost: Service cost $ — $ — $ — Interest cost 4 5 4 Expected return on plan assets — — — Amortization of prior service costs — — — Amortization of transition obligation — — — Recognized net loss due to settlement — — — Amortization of net actuarial gain (6 ) (9 ) (7 ) Net periodic benefit cost $ (2 ) $ (4 ) $ (3 )
Schedule Of Estimated Future Benefit Payments	Estimated future benefit payments at December 31, 2015 , which reflect expected future service, as appropriate, were as follows: Postretirement Benefits (in thousands) 2016 $ 13 2017 13 2018 13 2019 13 2020 13 2021 - 2025 51

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2015
Share-based Compensation [Abstract]
Schedule of Options Outstanding	The following table summarizes options outstanding at December 31, 2015 , 2014 , and 2013 : 2015 2014 2013 Shares Weighted Average Exercise Price Aggregate Intrinsic Value Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price Outstanding, beginning of year — $ — 10,000 $ 21.55 20,000 $ 21.59 Granted — — — — — — Exercised — — (927 ) 21.55 (3,872 ) 21.63 Forfeited — — (9,073 ) 21.55 (6,128 ) 21.63 Outstanding, end of year — $ — — $ — 10,000 $ 21.55 Exercisable, end of year — $ — $ — — $ — 10,000 $ 21.55 Weighted average fair value of options granted during the year $ — $ — $ —
Restricted Stock Activity	The following table presents the activity for Restricted Stock for the years ended December 31, 2015 , 2014 and 2013 : Twelve Months Ended December 31, 2015 2014 2013 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Nonvested, beginning of period 15,151 $ 22.27 17,050 $ 19.92 16,500 $ 16.53 Granted 14,650 23.85 14,900 23.50 14,900 22.06 Vested (14,363 ) 23.09 (14,009 ) 20.75 (13,699 ) 18.30 Forfeited (1,037 ) 23.50 (2,790 ) 22.11 (651 ) 16.75 Nonvested, end of period 14,401 $ 22.98 15,151 $ 22.27 17,050 $ 19.92

Derivative Instruments and He46

Derivative Instruments and Hedging Activities (Tables)	12 Months Ended
	Dec. 31, 2015
General Discussion of Derivative Instruments and Hedging Activities [Abstract]
Summary Of Fair Value Of Derivative Instruments	The following table summarizes the fair value of derivative instruments at December 31, 2015 and December 31, 2014 : 2015 2014 Balance Sheet Fair Balance Sheet Fair (dollars in thousands) Derivatives designated as hedging instruments under GAAP Interest rate swap contracts Other Liabilities $ — Other Liabilities $ 289 Derivatives not designated as hedging instruments under GAAP Interest rate swap contracts Other Liabilities $ 149 Other Liabilities $ —
Effect Of The Derivative Instrument On The Consolidated Balance Sheet, Consolidated Statements Of Income	The following tables present the effect of the derivative instrument on the Consolidated Balance Sheets at December 31, 2015 and 2014 and the Consolidated Statements of Income for December 31, 2015 , 2014 , and 2013 : Year Ended December 31, Derivatives in GAAP Amount of Gain (Loss) Location of Gain (Loss) Amount of Gain (Loss) 2015 2014 2015 2014 2013 (dollars in thousands) (dollars in thousands) Interest rate swap contracts, net of tax $ — $ 96 Not applicable $ — $ — — The balance of the interest rate swap liability was $237 thousand at the time of the redemption of the Company's trust preferred debt on July 29, 2015. The total amount recorded in accumulated other comprehensive income at that date was reclassified to earnings due to the derecognition of the cash flow hedge. Subsequent to the redemption of the debt and reclassification, the interest rate swap derivative was adjusted to its fair value resulting in a $88 thousand gain recorded in Other operating income in the Consolidated Statements of Income for the twelve months ended December 31, 2015 .

Capital Requirements (Tables)

Capital Requirements (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Schedule Of Capital Requirements	The following table presents the Company’s and the Bank’s actual capital amounts and ratios at December 31, 2015 and 2014 : Minimum To Be Well Minimum Capital Capitalized Under Prompt Corrective Actual Requirement Action Provisions Amount Ratio Amount Ratio Amount Ratio (dollars in thousands) December 31, 2015: Common Equity Tier 1 Capital to Risk Weighted Assets Consolidated $ 77,170 15.22 % $ 22,819 4.50 % N/A Bank of Clarke County $ 74,034 14.72 % $ 22,633 4.50 % $ 32,692 6.50 % Total Capital to Risk Weighted Assets Consolidated $ 82,156 16.20 % $ 40,567 8.00 % N/A Bank of Clarke County $ 78,997 15.71 % $ 40,237 8.00 % $ 50,296 10.00 % Tier 1 Capital to Risk Weighted Assets Consolidated $ 77,170 15.22 % $ 30,425 6.00 % N/A Bank of Clarke County $ 74,034 14.72 % $ 30,177 6.00 % $ 40,237 8.00 % Tier 1 Capital to Average Assets Consolidated $ 77,170 12.13 % $ 25,438 4.00 % N/A Bank of Clarke County $ 74,034 11.65 % $ 25,426 4.00 % $ 31,783 5.00 % December 31, 2014: Total Capital to Risk Weighted Assets Consolidated $ 83,923 19.06 % $ 35,222 8.00 % N/A Bank of Clarke County $ 80,035 18.24 % $ 35,107 8.00 % $ 43,883 10.00 % Tier 1 Capital to Risk Weighted Assets Consolidated $ 78,817 17.90 % $ 17,611 4.00 % N/A Bank of Clarke County $ 74,929 17.07 % $ 17,553 4.00 % $ 26,330 6.00 % Tier 1 Capital to Average Assets Consolidated $ 78,817 12.86 % $ 24,515 4.00 % N/A Bank of Clarke County $ 74,929 12.28 % $ 24,416 4.00 % $ 30,520 5.00 %

Financial Instruments with Of48

Financial Instruments with Off-Balance-Sheet Risk (Tables)	12 Months Ended
	Dec. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule Of Financial Instruments	At December 31, 2015 and 2014 , the following financial instruments were outstanding whose contract amounts represent credit risk: 2015 2014 (dollar in thousands) Commitments to extend credit $ 18,247 $ 7,001 Unfunded commitments under lines of credit 90,287 86,588 Commercial and standby letters of credit 4,286 4,067

Quarterly Condensed Statement49

Quarterly Condensed Statements of Income (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Schedule Of Quarterly Condensed Statements Of Income	The Company’s quarterly net income, net income per common share and dividends per common share during 2015 and 2014 are summarized as follows: 2015 Quarter Ended March 31 June 30 September 30 December 31 (in thousands, except per share amounts) Total interest and dividend income $ 5,938 $ 6,121 $ 6,265 $ 6,169 Net interest income after provision for loan losses 5,408 5,494 6,354 6,117 Noninterest income 1,629 1,644 3,830 1,335 Noninterest expenses 5,058 6,131 5,518 5,774 Income before income taxes 1,979 1,007 4,666 1,678 Net income 1,455 798 3,289 1,355 Net income per common share, basic 0.42 0.23 0.94 0.38 Net income per common share, diluted 0.42 0.23 0.94 0.38 Dividends per common share 0.20 0.20 0.20 0.20 2014 Quarter Ended March 31 June 30 September 30 December 31 (in thousands, except per share amounts) Total interest and dividend income $ 6,150 $ 6,396 $ 6,253 $ 6,051 Net interest income after provision for loan losses 5,372 6,191 5,773 5,252 Noninterest income 1,351 1,560 1,473 2,222 Noninterest expenses 4,843 4,966 5,333 4,844 Income before income taxes 1,880 2,785 1,913 2,630 Net income 1,363 1,958 1,385 2,434 Net income per common share, basic 0.40 0.57 0.40 0.71 Net income per common share, diluted 0.40 0.57 0.40 0.71 Dividends per common share 0.19 0.19 0.19 0.20

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis	The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at December 31, 2015 and December 31, 2014 : Fair Value Measurements at December 31, 2015 Using Balance as of Quoted Prices Significant Significant December 31, 2015 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 37,665 $ — $ 37,665 $ — Mortgage-backed securities 28,931 — 28,931 — Obligations of states and political subdivisions 39,227 — 38,543 684 Total assets at fair value $ 105,823 $ — $ 105,139 $ 684 Liabilities: Interest rate swap 149 — 149 — Total liabilities at fair value $ 149 $ — $ 149 $ — Fair Value Measurements at December 31, 2014 Using Balance as of Quoted Prices Significant Significant December 31, 2014 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 37,211 $ — $ 37,211 $ — Mortgage-backed securities 15,779 — 15,779 — Obligations of states and political subdivisions 40,410 — 40,278 132 Corporate securities 765 — 765 — Total assets at fair value $ 94,165 $ — $ 94,033 $ 132 Liabilities: Interest rate swap 289 — 289 — Total liabilities at fair value $ 289 $ — $ 289 $ —
Quantitative Information About Level 3 Fair Value Measurements For Certain Financial Assets	The following table displays quantitative information about Level 3 Fair Value Measurements for certain financial assets measured at fair value on a nonrecurring basis for December 31, 2015 and December 31, 2014 : Quantitative information about Level 3 Fair Value Measurements for December 31, 2015 Valuation Technique(s) Unobservable Input Range Weighted Average Assets: Impaired loans Discounted appraised value Selling cost 12% 12% Impaired loans Present value of cash flows Discount rate 3% - 8% 5% Other real estate owned Discounted appraised value Selling cost 2% - 6% 5% Quantitative information about Level 3 Fair Value Measurements for December 31, 2014 Valuation Technique(s) Unobservable Input Range Weighted Average Assets: Impaired loans Discounted appraised value Selling cost 11% - 60% 16% Impaired loans Present value of cash flows Discount rate n/a n/a Other real estate owned Discounted appraised value Selling cost 5% - 13% 9%
Financial And Nonfinancial Assets Measured At Fair Value On A Nonrecurring Basis	The following table summarizes the Company’s financial and nonfinancial assets that were measured at fair value on a nonrecurring basis at December 31, 2015 and December 31, 2014 : Carrying value at December 31, 2015 Balance as of Identical Assets Observable Inputs Unobservable Inputs December 31, 2015 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Impaired loans $ 5,099 $ — $ — $ 5,099 Nonfinancial Assets: Other real estate owned 571 — — 571 Carrying value at December 31, 2014 Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2014 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Impaired loans $ 1,748 $ — $ — $ 1,748 Nonfinancial Assets: Other real estate owned 2,102 — — 2,102
Company's Financial Instruments	The carrying amount and fair value of the Company’s financial instruments at December 31, 2015 and 2014 were as follows: Fair Value Measurements at December 31, 2015 Using Carrying Value as of Quoted Prices Significant Significant Fair Value as of December 31, 2015 (Level 1) (Level 2) (Level 3) December 31, 2015 (in thousands) Financial Assets: Cash and short-term investments $ 23,221 $ 23,221 $ — $ — $ 23,221 Securities 105,823 — 105,139 684 105,823 Restricted Investments 1,896 — 1,896 — 1,896 Loans, net 490,614 — — 493,804 493,804 Bank owned life insurance 632 — 632 — 632 Accrued interest receivable 1,739 — 1,739 — 1,739 Financial Liabilities: Deposits $ 550,718 $ — $ 550,509 $ — $ 550,509 Federal Home Loan Bank advances 20,000 — 19,992 — 19,992 Accrued interest payable 66 — 66 — 66 Interest rate swap contract 149 — 149 — 149 Fair Value Measurements at December 31, 2014 Using Carrying Value Quoted Prices Significant Significant Fair Value as of December 31, 2014 (Level 1) (Level 2) (Level 3) December 31, 2014 (in thousands) Financial assets: Cash and short-term investments $ 34,564 $ 34,564 $ — $ — $ 34,564 Securities 94,165 — 94,033 132 94,165 Restricted Investments 2,808 — 2,808 — 2,808 Loans, net 464,740 — — 470,781 470,781 Bank owned life insurance 665 — 665 — 665 Accrued interest receivable 1,703 — 1,703 — 1,703 Financial liabilities: Deposits $ 503,816 $ — $ 503,933 $ — $ 503,933 Federal Home Loan Bank advances 40,000 — 40,152 — 40,152 Trust preferred capital notes 7,217 — 7,217 — 7,217 Accrued interest payable 160 — 160 — 160 Interest rate swap contract 289 — 289 — 289

Change in Accumulated Other C51

Change in Accumulated Other Comprehensive Income (Tables)	12 Months Ended
	Dec. 31, 2015
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Changes To Accumulated Other Comprehensive Income By Components	The components of accumulated other comprehensive income, net of deferred taxes, were as follows: Unrealized Gain (Loss) on Securities Change in Fair Value of Interest Rate Swap Post Retirement Benefit Plan Total December 31, 2013 $ 547 $ (286 ) $ 44 $ 305 2014 Change 919 96 (5 ) 1,010 December 31, 2014 1,466 (190 ) 39 1,315 2015 Change (454 ) 190 — (264 ) December 31, 2015 $ 1,012 $ — $ 39 $ 1,051 Changes to accumulated other comprehensive income by components are shown in the following tables for the years ended December 31, 2015 , 2014 , and 2013 : Twelve Months Ended December 31, 2015 2014 2013 Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total Unrealized Gains and Losses on Available for Sale Securities Change in Fair Value of Interest Rate Swap Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total (dollars in thousands) January 1 $ 1,466 $ (190 ) $ 39 $ 1,315 $ 547 $ (286 ) $ 44 $ 305 $ 3,822 $ (418 ) $ 44 $ 3,448 Other comprehensive (loss) income before reclassifications (564 ) 52 — (512 ) 2,382 145 (8 ) 2,519 (4,497 ) 201 — (4,296 ) Reclassifications from other comprehensive (loss) income (124 ) 237 — 113 (990 ) — — (990 ) (465 ) — — (465 ) Tax effect of current period changes 234 (99 ) — 135 (473 ) (49 ) 3 (519 ) 1,687 (69 ) — 1,618 Current period changes net of taxes (454 ) 190 — (264 ) 919 96 (5 ) 1,010 (3,275 ) 132 — (3,143 ) December 31 $ 1,012 $ — $ 39 $ 1,051 $ 1,466 $ (190 ) $ 39 $ 1,315 $ 547 $ (286 ) $ 44 $ 305

Condensed Financial Informati52

Condensed Financial Information - Parent Company Only (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Schedule Of Condensed Balance Sheets	EAGLE FINANCIAL SERVICES , INC. (Parent Company Only) Balance Sheets December 31, 2015 and 2014 (dollars in thousands) 2015 2014 Assets Cash held in subsidiary bank $ 404 $ 1,694 Due from banks 505 504 Securities available for sale — 1,383 Loans, net of allowance 2,941 — Investment in subsidiaries, at cost, plus undistributed net income 75,084 76,423 Other assets 4 392 Total assets $ 78,938 $ 80,396 Liabilities and Shareholders’ Equity Trust preferred capital notes $ — $ 7,217 Other liabilities 717 47 Total liabilities $ 717 $ 7,264 Shareholders’ Equity Preferred stock $ — $ — Common stock 8,758 8,621 Surplus 13,730 12,618 Retained earnings 54,682 50,578 Accumulated other comprehensive income 1,051 1,315 Total shareholders’ equity $ 78,221 $ 73,132 Total liabilities and shareholders’ equity $ 78,938 $ 80,396
Schedule Of Condensed Income Statement	EAGLE FINANCIAL SERVICES , INC. (Parent Company Only) Statements of Income Years Ended December 31, 2015 , 2014 , and 2013 (dollars in thousands) 2015 2014 2013 Income Dividends from subsidiary bank $ 6,576 $ 1,550 $ — Interest and fees on loans 52 — — Other interest and dividends 11 183 98 Gain on redemption of trust preferred debt 2,424 — — Other (loss) income (121 ) 283 40 Total income $ 8,942 $ 2,016 $ 138 Expenses Interest expense on borrowings $ 260 $ 317 $ 317 Other operating expenses 260 226 221 Total expenses $ 520 $ 543 $ 538 Income (loss) before income tax expense (benefit) and equity (deficit) in undistributed earnings of subsidiary bank $ 8,422 $ 1,473 $ (400 ) Income Tax Expense (Benefit) 629 (37 ) (135 ) Income (loss) before equity (deficit) in undistributed earnings of subsidiary bank $ 7,793 $ 1,510 $ (265 ) Equity (Deficit) in Undistributed Earnings of Subsidiary Bank (896 ) 5,630 7,423 Net income $ 6,897 $ 7,140 $ 7,158 Comprehensive income $ 6,633 $ 8,150 $ 4,015
Schedule Of Condensed Cash Flows Statement	EAGLE FINANCIAL SERVICES , INC. (Parent Company Only) Statements of Cash Flows Years Ended December 31, 2015 , 2014 , and 2013 (dollars in thousands) 2015 2014 2013 Cash Flows from Operating Activities Net Income $ 6,897 $ 7,140 $ 7,158 Adjustments to reconcile net income to net cash provided by operating activities Provision for loan losses 23 — — (Gain) on the sale of securities (27 ) (283 ) — (Gain) on the redemption of trust preferred capital notes (2,424 ) — — Loss on derecognition of cash flow hedge 237 — — Fair value adjustment on derivative contract (88 ) — — Stock-based compensation expense 328 290 305 (Discount accretion) premium amortization on securities — — (1 ) Undistributed earnings of subsidiary bank 896 (5,630 ) (7,423 ) Changes in assets and liabilities: Decrease (increase) in other assets 294 (10 ) 138 Increase in other liabilities 814 1 1 Net cash provided by operating activities $ 6,950 $ 1,508 $ 178 Cash Flows from Investing Activities Purchases of securities available for sale $ — $ (761 ) $ (1,044 ) Proceeds from the sale of securities available for sale 1,009 1,865 — Proceeds from maturities of securities available for sale 385 405 1,458 Net (increase) in loans (2,963 ) — — Net cash (used in) provided by investing activities $ (1,569 ) $ 1,509 $ 414 Cash Flows from Financing Activities Redemption of trust preferred capital notes $ (4,793 ) $ — $ — Cash dividends paid (2,064 ) (1,944 ) (1,909 ) Issuance of common stock, employee benefit plan 187 202 179 Stock options exercised — — 69 Net cash (used in) financing activities $ (6,670 ) $ (1,742 ) $ (1,661 ) (Decrease) increase in cash $ (1,289 ) $ 1,275 $ (1,069 ) Cash Beginning $ 2,198 $ 923 $ 1,992 Ending $ 909 $ 2,198 $ 923

Nature of Banking Activities 53

Nature of Banking Activities and Significant Accounting Policies (Narrative) (Details) - shares	12 Months Ended
	Dec. 31, 2015	Jun. 17, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Ownership percentage in subsidiaries	100.00%
Period interest on mortgage and commercial loans is discontinued	90 days
Credit card loans and other personal loans are charged off	180 days
Limit of the estimated appraised value of the furnished home	80.00%
Authorized issuance of shares of common stock			500,000
"More likely than not" threshold	50.00%
Number of shares of common stock able to be repurchased		150,000
Maximum numbers of shares that may yet be purchased under plan	134,337
Building [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	39 years
Building [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	10 years
Furniture and equipment [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	10 years
Furniture and equipment [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	3 years

Nature of Banking Activities 54

Nature of Banking Activities and Significant Accounting Policies (Weighted Average Number of Shares Used In Computing Earnings Per Share) (Details) - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0	0	9,255
Average number of common shares outstanding (in shares)	3,495,334	3,438,348	3,386,467
Effect of dilutive common stock (in shares)	0	298	745
Average number of common shares outstanding used to calculate diluted earnings per share (in shares)	3,495,334	3,438,646	3,387,212

Nature of Banking Activities 55

Nature of Banking Activities and Significant Accounting Policies (Components Of Change In Unrealized Gains (Losses) On Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Gross unrealized gain (loss)	$ (564)	$ 2,382	$ (4,497)
Reclassification adjustment for realized (gain)	(124)	(990)	(465)
Net unrealized gain (loss) before taxes	(688)	1,392	(4,962)
Tax effect	234	(473)	1,687
Net unrealized gain (loss) after taxes	$ (454)	$ 919	$ (3,275)

Nature of Banking Activities 56

Nature of Banking Activities and Significant Accounting Policies (Components of Accumulated Other Comprehensive Income, Net of Deferred Taxes) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Unrealized Gain (Loss) on Securities, Balance at end of year	$ 1,012	$ 1,466	$ 547
Change in Fair Value of Interest Rate Swap, Balance at end of year	0	(190)	(286)
Post Retirement Benefit Plan, Balance at end of year	39	39	44
Total accumulated other comprehensive income	1,051	1,315	305	$ 3,448
Unrealized Gain (Loss) on Securities, Change	(454)	919	(3,275)
Change in Fair Value of Interest Rate Swap, Change	190	96
Post Retirement Benefit Plan, Change	0	(5)
Total other comprehensive (loss) income	$ (264)	$ 1,010	$ (3,143)

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)security	Dec. 31, 2014USD ($)security	Dec. 31, 2013USD ($)
Available-for-sale Securities [Abstract]
Sales and calls of securities available for sale	$ 3,653	$ 8,546	$ 3,987
Available-for-sale Securities, Gross Realized Gain (Loss)	$ 124	$ 990	$ 465
Debt securities included in gross unrealized losses on available for sale securities | security	45	38
Carrying value of securities pledged as collateral	$ 3,000

Securities (Amortized Costs and

Securities (Amortized Costs and Fair Values of Securities Available for Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 104,288	$ 91,942
Gross Unrealized Gains	1,937	2,580
Gross Unrealized (Losses)	(402)	(357)
Securities available for sale	105,823	94,165
Obligations of U.S. government corporations and agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	37,348	36,911
Gross Unrealized Gains	475	599
Gross Unrealized (Losses)	(158)	(299)
Securities available for sale	37,665	37,211
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	28,858	15,245
Gross Unrealized Gains	293	545
Gross Unrealized (Losses)	(220)	(11)
Securities available for sale	28,931	15,779
Obligations of states and political subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	38,082	39,025
Gross Unrealized Gains	1,169	1,432
Gross Unrealized (Losses)	(24)	(47)
Securities available for sale	$ 39,227	40,410
Corporate securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost		761
Gross Unrealized Gains		4
Gross Unrealized (Losses)		0
Securities available for sale		$ 765

Securities (Restricted Investme

Securities (Restricted Investments) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted securities	$ 1,896	$ 2,808
Federal Reserve Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted securities	344	344
Federal Home Loan Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted securities	1,412	2,324
Community Bankers' Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted securities	$ 140	$ 140

Securities (Contractual Maturit

Securities (Contractual Maturity of Securities Available for Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis [Abstract]
Due in one year or less, Amortized Cost	$ 4,400
Due after one year through five years, Amortized Cost	30,674
Due after five years through ten years, Amortized Cost	37,569
Due after ten years, Amortized Cost	31,645
Amortized Cost	104,288	$ 91,942
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Due in one year or less, Fair Value	4,415
Due after one year through five years, Fair Value	31,238
Due after five years through ten years, Fair Value	38,367
Due after ten years, Fair Value	31,803
Fair Value	$ 105,823	$ 94,165

Securities (Fair Value and Gros

Securities (Fair Value and Gross Unrealized Losses for Securities Available for Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Fair Value, Less than 12 months	$ 43,273	$ 4,995
Fair Value, 12 months or more	3,587	25,473
Fair Value, Total	46,860	30,468
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract]
Gross Unrealized Losses, Less than 12 months	359	13
Gross Unrealized Losses, 12 months or more	43	344
Gross Unrealized Losses, Total	402	357
Obligations of U.S. government corporations and agencies [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Fair Value, Less than 12 months	21,296	1,997
Fair Value, 12 months or more	1,985	21,615
Fair Value, Total	23,281	23,612
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract]
Gross Unrealized Losses, Less than 12 months	143	1
Gross Unrealized Losses, 12 months or more	15	298
Gross Unrealized Losses, Total	158	299
Mortgage-backed securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Fair Value, Less than 12 months	18,563	0
Fair Value, 12 months or more	1,105	1,444
Fair Value, Total	19,668	1,444
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract]
Gross Unrealized Losses, Less than 12 months	194	0
Gross Unrealized Losses, 12 months or more	26	11
Gross Unrealized Losses, Total	220	11
Obligations of states and political subdivisions [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Fair Value, Less than 12 months	3,414	2,998
Fair Value, 12 months or more	497	2,414
Fair Value, Total	3,911	5,412
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract]
Gross Unrealized Losses, Less than 12 months	22	12
Gross Unrealized Losses, 12 months or more	2	35
Gross Unrealized Losses, Total	$ 24	$ 47

Loans (Schedule of Composition

Loans (Schedule of Composition of Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 495,573	$ 469,820	$ 444,273
Less: Allowance for loan losses	4,959	5,080
Net Loans	490,614	464,740
Construction and land development [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	35,019	25,887
Secured by farmland [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	6,550	10,602
Secured by 1-4 family residential properties [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	229,651	224,694
Multifamily [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	3,975	3,016
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	175,172	161,299	$ 148,166
Loans to farmers [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	1,331	957
Commercial and industrial loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	29,366	28,132
Consumer installment loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	13,530	13,874
All other loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 979	$ 1,359

Loans Loans Narrative (Details)

Loans Loans Narrative (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Loans and Leases Receivable Disclosure [Abstract]
Net deferred loan fees	$ 103	$ 26

Allowance for Loan Losses (Chan

Allowance for Loan Losses (Changes in Allowance for Loan Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	$ 5,080	$ 5,488	$ 6,577
(Recovery Of) Provision For Loan Losses	(227)	350	0
Recoveries added to the allowance	562	725	233
Loan losses charged to the allowance	(456)	(1,483)	(1,322)
Ending Balance	$ 4,959	$ 5,080	$ 5,488

Allowance for Loan Losses (Nona

Allowance for Loan Losses (Nonaccrual and Past Due Loans By Class) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	$ 5,894	$ 6,158
Current	489,679	463,662
Total Loans	495,573	469,820	$ 444,273
90 or More Days Past Due Still Accruing	307	6
Nonaccrual Loans	5,285	10,706
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	3,371	3,700
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	481	758
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	2,042	1,700
Commercial - Non Real Estate Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1	28
Current	29,365	28,104
Total Loans	29,366	28,132
90 or More Days Past Due Still Accruing	0	0
Nonaccrual Loans	475	2,106
Commercial - Non Real Estate Commercial And Industrial [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1	28
Commercial - Non Real Estate Commercial And Industrial [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial - Non Real Estate Commercial And Industrial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial Real Estate Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	765	2,191
Current	108,942	97,516
Total Loans	109,707	99,707
90 or More Days Past Due Still Accruing	0	0
Nonaccrual Loans	1,614	2,591
Commercial Real Estate Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	623	2,191
Commercial Real Estate Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	142	0
Commercial Real Estate Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial Real Estate Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	801	1,074
Current	64,664	60,518
Total Loans	65,465	61,592
90 or More Days Past Due Still Accruing	0	0
Nonaccrual Loans	948	1,231
Commercial Real Estate Non-Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	56
Commercial Real Estate Non-Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	55	210
Commercial Real Estate Non-Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	746	808
Construction And Farmland Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	50	52
Current	8,509	5,149
Total Loans	8,559	5,201
90 or More Days Past Due Still Accruing	0	0
Construction And Farmland Residential [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	50
Construction And Farmland Residential [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	52
Construction And Farmland Residential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0
Construction And Farmland Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	428	57
Current	32,582	31,231
Total Loans	33,010	31,288
90 or More Days Past Due Still Accruing	0	0
Nonaccrual Loans	310	787
Construction And Farmland Commercial [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	356	0
Construction And Farmland Commercial [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	72	0
Construction And Farmland Commercial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	57
Consumer Installment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	46	71
Current	13,484	13,803
Total Loans	13,530	13,874
90 or More Days Past Due Still Accruing	0	6
Nonaccrual Loans	0	0
Consumer Installment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	43	50
Consumer Installment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	3	15
Consumer Installment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	6
Residential Equity Lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	175	358
Current	34,246	30,763
Total Loans	34,421	31,121
90 or More Days Past Due Still Accruing	0	0
Nonaccrual Loans	276	331
Residential Equity Lines [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	175	132
Residential Equity Lines [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	41
Residential Equity Lines [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	185
Residential Single Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	3,628	2,327
Current	191,602	191,246
Total Loans	195,230	193,573
90 or More Days Past Due Still Accruing	307	0
Nonaccrual Loans	1,662	3,660
Residential Single Family [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	2,123	1,243
Residential Single Family [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	209	440
Residential Single Family [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,296	644
Residential Multifamily [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	3,975	3,016
Total Loans	3,975	3,016
90 or More Days Past Due Still Accruing	0	0
All Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	2,310	2,316
Total Loans	2,310	2,316	$ 3,041
90 or More Days Past Due Still Accruing	$ 0	$ 0

Allowance for Loan Losses (Allo

Allowance for Loan Losses (Allowance for Loan Losses By Segment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	$ 5,080	$ 5,488	$ 6,577
Charge-Offs	(456)	(1,483)	(1,322)
Recoveries	562	725	233
(Recovery of) Provision for loan losses	(227)	350	0
Ending Balance	4,959	5,080	5,488
Ending balance: Individually evaluated for impairment	576	643	1,478
Ending balance: collectively evaluated for impairment	4,383	4,437	4,010
Loans: Ending balance	495,573	469,820	444,273
Ending balance individually evaluated for impairment	14,003	17,039	13,699
Ending balance collectively evaluated for impairment	481,570	452,783	430,574
Construction And Farmland [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	951	1,032	1,280
Charge-Offs	(166)	(482)	(20)
Recoveries	75	26	5
(Recovery of) Provision for loan losses	(85)	375	(233)
Ending Balance	775	951	1,032
Ending balance: Individually evaluated for impairment	10	93	218
Ending balance: collectively evaluated for impairment	765	858	814
Loans: Ending balance	41,569	36,489	36,933
Ending balance individually evaluated for impairment	1,392	2,665	2,674
Ending balance collectively evaluated for impairment	40,177	33,824	34,259
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,977	2,225	2,820
Charge-Offs	(152)	(808)	(507)
Recoveries	142	63	109
(Recovery of) Provision for loan losses	355	497	(197)
Ending Balance	2,322	1,977	2,225
Ending balance: Individually evaluated for impairment	423	303	627
Ending balance: collectively evaluated for impairment	1,899	1,674	1,598
Loans: Ending balance	233,626	227,710	221,483
Ending balance individually evaluated for impairment	7,209	6,550	4,922
Ending balance collectively evaluated for impairment	226,417	221,160	216,561
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,347	1,337	1,182
Charge-Offs	(47)	(83)	(289)
Recoveries	115	381	7
(Recovery of) Provision for loan losses	(147)	(288)	437
Ending Balance	1,268	1,347	1,337
Ending balance: Individually evaluated for impairment	141	203	299
Ending balance: collectively evaluated for impairment	1,127	1,144	1,038
Loans: Ending balance	175,172	161,299	148,166
Ending balance individually evaluated for impairment	4,555	5,716	4,750
Ending balance collectively evaluated for impairment	170,617	155,583	143,416
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	464	555	880
Charge-Offs	0	0	(403)
Recoveries	181	164	47
(Recovery of) Provision for loan losses	(434)	(255)	31
Ending Balance	211	464	555
Ending balance: Individually evaluated for impairment	2	44	334
Ending balance: collectively evaluated for impairment	209	420	221
Loans: Ending balance	29,366	28,132	20,865
Ending balance individually evaluated for impairment	847	2,106	1,347
Ending balance collectively evaluated for impairment	28,519	26,026	19,518
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	103	102	107
Charge-Offs	(66)	(86)	(85)
Recoveries	33	87	54
(Recovery of) Provision for loan losses	39	0	26
Ending Balance	109	103	102
Ending balance: Individually evaluated for impairment	0	0	0
Ending balance: collectively evaluated for impairment	109	103	102
Loans: Ending balance	13,530	13,874	13,785
Ending balance individually evaluated for impairment	0	0	0
Ending balance collectively evaluated for impairment	13,530	13,874	13,785
All Other Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	42	82	122
Charge-Offs	(25)	(24)	(18)
Recoveries	16	4	11
(Recovery of) Provision for loan losses	20	(20)	(33)
Ending Balance	53	42	82
Ending balance: Individually evaluated for impairment	0	0	0
Ending balance: collectively evaluated for impairment	53	42	82
Loans: Ending balance	2,310	2,316	3,041
Ending balance individually evaluated for impairment	0	0	6
Ending balance collectively evaluated for impairment	2,310	2,316	3,035
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	196	155	186
Charge-Offs	0	0	0
Recoveries	0	0	0
(Recovery of) Provision for loan losses	25	41	(31)
Ending Balance	221	196	155
Ending balance: Individually evaluated for impairment		0	0
Ending balance: collectively evaluated for impairment	221	196	155
Loans: Ending balance	0	0	0
Ending balance individually evaluated for impairment		$ 0	$ 0
Ending balance collectively evaluated for impairment	$ 0

Allowance for Loan Losses Allow

Allowance for Loan Losses Allowance for Loan Losses (Change in Accounting Methodology) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	$ (227)	$ 350	$ 0
Construction And Farmland [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	(85)	375	(233)
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	355	497	(197)
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	(147)	(288)	437
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	(434)	(255)	31
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	39	0	26
All Other Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	20	$ (20)	$ (33)
Total Excluding Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	(252)
Calculated Provision Based On Prior Methodology [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	(635)
Calculated Provision Based On Prior Methodology [Member] | Construction And Farmland [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	(118)
Calculated Provision Based On Prior Methodology [Member] | Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	173
Calculated Provision Based On Prior Methodology [Member] | Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	(280)
Calculated Provision Based On Prior Methodology [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	(457)
Calculated Provision Based On Prior Methodology [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	28
Calculated Provision Based On Prior Methodology [Member] | All Other Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	19
Difference [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	383
Difference [Member] | Construction And Farmland [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	33
Difference [Member] | Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	182
Difference [Member] | Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	133
Difference [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	23
Difference [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	11
Difference [Member] | All Other Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
(Recovery Of) Provision For Loan Losses	$ 1

Allowance for Loan Losses (Impa

Allowance for Loan Losses (Impaired Loans By Class) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	$ 14,999	$ 18,636
Recorded Investment	14,026	17,055
Related Allowance	576	643
Average Recorded Investment	14,350	19,051	$ 15,200
Interest Income Recognized	404	454	$ 681
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,060	2,448
Recorded Investment	847	2,107
Related Allowance	2	44
Average Recorded Investment	1,077	2,545
Interest Income Recognized	33	19
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	4,818	6,188
Recorded Investment	4,560	5,722
Related Allowance	141	203
Average Recorded Investment	4,628	6,357
Interest Income Recognized	113	167
Construction And Farmland [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,418	2,704
Recorded Investment	1,395	2,669
Related Allowance	10	93
Average Recorded Investment	1,434	2,755
Interest Income Recognized	48	73
Residential [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	7,703	7,296
Recorded Investment	7,224	6,557
Related Allowance	423	303
Average Recorded Investment	7,211	7,394
Interest Income Recognized	210	195
All Other Loans [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	0	0
Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Interest Income Recognized		0
With No Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	8,960	15,863
Recorded Investment	8,334	14,661
Average Recorded Investment	8,571	16,242
Interest Income Recognized	183	370
With No Related Allowance [Member] | Commercial - Non Real Estate Commercial And Industrial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	747	2,159
Recorded Investment	534	2,013
Average Recorded Investment	749	2,256
Interest Income Recognized	18	19
With No Related Allowance [Member] | Commercial Real Estate Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	2,146	2,824
Recorded Investment	1,964	2,473
Average Recorded Investment	1,999	2,857
Interest Income Recognized	19	48
With No Related Allowance [Member] | Commercial Real Estate Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,174	2,675
Recorded Investment	1,093	2,560
Average Recorded Investment	1,108	2,796
Interest Income Recognized	15	86
With No Related Allowance [Member] | Construction And Farmland Residential [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	0	0
Recorded Investment		0
Average Recorded Investment	0	0
Interest Income Recognized	0	0
With No Related Allowance [Member] | Construction And Farmland Commercial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	337	2,319
Recorded Investment	310	2,319
Average Recorded Investment	325	2,362
Interest Income Recognized	0	68
With No Related Allowance [Member] | Residential Equity Lines [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	149	252
Recorded Investment	145	78
Average Recorded Investment	145	252
Interest Income Recognized	5	0
With No Related Allowance [Member] | Residential Single Family [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	4,407	5,634
Recorded Investment	4,288	5,218
Average Recorded Investment	4,245	5,719
Interest Income Recognized	126	149
With No Related Allowance [Member] | Residential Multifamily [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	0	0
Recorded Investment	0	0
Average Recorded Investment	0	0
Interest Income Recognized	0	0
With No Related Allowance [Member] | All Other Loans [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance		0
Recorded Investment		0
Average Recorded Investment		0
Interest Income Recognized		0
With An Allowance Recorded [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	6,039	2,773
Recorded Investment	5,692	2,394
Related Allowance	576	643
Average Recorded Investment	5,779	2,809
Interest Income Recognized	221	84
With An Allowance Recorded [Member] | Commercial - Non Real Estate Commercial And Industrial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	313	289
Recorded Investment	313	94
Related Allowance	2	44
Average Recorded Investment	328	289
Interest Income Recognized	15	0
With An Allowance Recorded [Member] | Commercial Real Estate Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	207	689
Recorded Investment	208	689
Related Allowance	39	203
Average Recorded Investment	210	704
Interest Income Recognized	10	33
With An Allowance Recorded [Member] | Commercial Real Estate Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,291	0
Recorded Investment	1,295	0
Related Allowance	102	0
Average Recorded Investment	1,311	0
Interest Income Recognized	69	0
With An Allowance Recorded [Member] | Construction And Farmland Residential [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	0	0
Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Interest Income Recognized	0	0
With An Allowance Recorded [Member] | Construction And Farmland Commercial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,081	385
Recorded Investment	1,085	350
Related Allowance	10	93
Average Recorded Investment	1,109	393
Interest Income Recognized	48	5
With An Allowance Recorded [Member] | Residential Equity Lines [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	551	403
Recorded Investment	216	253
Related Allowance	86	95
Average Recorded Investment	221	403
Interest Income Recognized	3	5
With An Allowance Recorded [Member] | Residential Single Family [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	2,596	1,007
Recorded Investment	2,575	1,008
Related Allowance	337	208
Average Recorded Investment	2,600	1,020
Interest Income Recognized	76	41
With An Allowance Recorded [Member] | Residential Multifamily [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	0	0
Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Interest Income Recognized	0	0
With An Allowance Recorded [Member] | All Other Loans [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	0	0
Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Interest Income Recognized	$ 0	$ 0

Allowance for Loan Losses (Cred

Allowance for Loan Losses (Credit Quality Information By Class) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 482,043	$ 455,946
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	394,218	373,324
Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	70,695	62,540
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	7,201	3,506
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,268	13,620
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,661	2,956
Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	0
Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	13,484	13,803
Nonperforming [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	46	71
Commercial - Non Real Estate Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	29,366	28,132
Commercial - Non Real Estate Commercial And Industrial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	25,375	24,579
Commercial - Non Real Estate Commercial And Industrial [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	3,175	1,775
Commercial - Non Real Estate Commercial And Industrial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	335	21
Commercial - Non Real Estate Commercial And Industrial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	364	701
Commercial - Non Real Estate Commercial And Industrial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	117	1,056
Commercial - Non Real Estate Commercial And Industrial [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	0
Commercial Real Estate Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	109,707	99,707
Commercial Real Estate Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	90,230	77,979
Commercial Real Estate Owner Occupied [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	12,553	17,401
Commercial Real Estate Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	4,521	0
Commercial Real Estate Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,416	3,189
Commercial Real Estate Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	987	1,138
Commercial Real Estate Owner Occupied [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	0
Commercial Real Estate Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	65,465	61,592
Commercial Real Estate Non-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	42,988	42,630
Commercial Real Estate Non-Owner Occupied [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	21,072	14,779
Commercial Real Estate Non-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	1,402
Commercial Real Estate Non-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,405	2,733
Commercial Real Estate Non-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	48
Commercial Real Estate Non-Owner Occupied [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	0
Construction And Farmland Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,559	5,201
Construction And Farmland Residential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,559	5,112
Construction And Farmland Residential [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	89
Construction And Farmland Residential [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		0
Construction And Farmland Residential [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		0
Construction And Farmland Residential [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		0
Construction And Farmland Residential [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	0
Construction And Farmland Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	33,010	31,288
Construction And Farmland Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	20,391	23,192
Construction And Farmland Commercial [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	10,886	5,184
Construction And Farmland Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,395	2,083
Construction And Farmland Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 338	750
Construction And Farmland Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		79
Construction And Farmland Commercial [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 0	0
Residential Equity Lines [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	34,421	31,121
Residential Equity Lines [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	30,267	29,440
Residential Equity Lines [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	3,878	1,429
Residential Equity Lines [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	0
Residential Equity Lines [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	145	185
Residential Equity Lines [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	131	67
Residential Equity Lines [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	0
Residential Single Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	195,230	193,573
Residential Single Family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	170,168	165,932
Residential Single Family [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	19,086	21,011
Residential Single Family [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	950	0
Residential Single Family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	4,600	6,062
Residential Single Family [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	426	568
Residential Single Family [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	0
Residential Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	3,975	3,016
Residential Multifamily [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	3,975	2,144
Residential Multifamily [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	872
Residential Multifamily [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		0
Residential Multifamily [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		0
Residential Multifamily [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		0
Residential Multifamily [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	0	0
All Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,310	2,316
All Other Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,265	2,316
All Other Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		0
All Other Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		0
All Other Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		0
All Other Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		0
All Other Loans [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 0	$ 0

Troubled Debt Restructurings (N

Troubled Debt Restructurings (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)contract	Dec. 31, 2014USD ($)contract	Dec. 31, 2013contract
Financing Receivable, Modifications [Line Items]
Number of troubled debt restructured loans	23	25
Total troubled debt restructured loans | $	$ 7,500	$ 7,800
Number of contracts in nonaccrual status	2	8
Total of loans in nonaccrual status | $	$ 526	$ 1,400
Number of contracts	3	5	5
Loan is considered payment default	30 days
Residential Single Family [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts modified by changing the amortization period	2
Number of contracts modified by reducing the payment amount		1
Number of contracts modified by changing the amortization period and lowering the interest rate	1		1
Number of contracts modified by forgiving a portion of the loan			1
Commercial - Non Real Estate Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts		2
Number of contracts modified by reducing the payment amount		2
Construction And Farmland Commercial [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts		1	2
Number of contracts modified by extending the term loan and interest payments only			1
Number of contracts modified by granting a lower interest rate			1
Number of contracts modified by forgiving a portion of the loan		1
Residential Equity Lines [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts		1	1
Number of contracts modified by changing payments to interest only		1	1

Troubled Debt Restructurings (S

Troubled Debt Restructurings (Schedule of Troubled Debt Restructurings on Financing Receivables) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)contract	Dec. 31, 2014USD ($)contract	Dec. 31, 2013USD ($)contract
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts | contract	3	5	5
Pre-Modification Outstanding Recorded Investment	$ 794	$ 2,746	$ 2,130
Post-Modification Outstanding Recorded Investment	$ 794	$ 1,974	$ 2,130
Commercial - Non Real Estate Commercial And Industrial [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts | contract		2
Pre-Modification Outstanding Recorded Investment		$ 941
Post-Modification Outstanding Recorded Investment		$ 639
Construction And Farmland Commercial [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts | contract		1	2
Pre-Modification Outstanding Recorded Investment		$ 1,520	$ 1,608
Post-Modification Outstanding Recorded Investment		$ 1,050	$ 1,608
Residential Equity Lines [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts | contract		1	1
Pre-Modification Outstanding Recorded Investment		$ 69	$ 184
Post-Modification Outstanding Recorded Investment		$ 69	$ 184
Residential Single Family Financing Receivable [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts | contract	3	1	2
Pre-Modification Outstanding Recorded Investment	$ 794	$ 216	$ 338
Post-Modification Outstanding Recorded Investment	$ 794	$ 216	$ 338

Troubled Debt Restructurings (L

Troubled Debt Restructurings (Loans By Class of Financing Receivable Modified as TDRs) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)contract	Dec. 31, 2014USD ($)contract	Dec. 31, 2013USD ($)contract
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts	23	25
Troubled Debt Restructurings Within Previous Twelve Months [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts	4	1	2
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $	$ 954	$ 79	$ 1,614
Commercial - Non Real Estate Commercial And Industrial [Member] | Troubled Debt Restructurings Within Previous Twelve Months [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts	1
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $	$ 267
Construction And Farmland Commercial [Member] | Troubled Debt Restructurings Within Previous Twelve Months [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts		1	2
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $		$ 79	$ 1,614
Residential Equity Lines [Member] | Troubled Debt Restructurings Within Previous Twelve Months [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts	1
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $	$ 60
Residential Single Family Financing Receivable [Member] | Troubled Debt Restructurings Within Previous Twelve Months [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Number of Contracts	2
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $	$ 627

Bank Premises and Equipment, 73

Bank Premises and Equipment, Net (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]
Depreciation	$ 843	$ 772	$ 803
Total building and equipment rental expense	271	135	138
Building and improvements [Member]
Property, Plant and Equipment [Line Items]
Depreciation	470	446	434
Furniture and equipment [Member]
Property, Plant and Equipment [Line Items]
Depreciation	$ 373	$ 326	$ 368

Bank Premises and Equipment, 74

Bank Premises and Equipment, Net (Major Classes of Bank Premises and Equipment and Total Accumulated Depreciation) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	$ 34,185	$ 31,668
Less accumulated depreciation	13,221	12,653
Bank premises and equipment, net	20,964	19,015
Land [Member]
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	6,729	6,406
Building and improvements [Member]
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	18,632	17,290
Furniture and equipment [Member]
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	$ 8,824	$ 7,972

Bank Premises and Equipment, 75

Bank Premises and Equipment, Net (Schedule of Total Minimum Rental Commitment on Leased Facilities) (Details) $ in Thousands	Dec. 31, 2015USD ($)
Property, Plant and Equipment [Abstract]
2,016	$ 200
2,017	200
2,018	200
2,019	200
2,020	213
Thereafter	2,164
Total	$ 3,177

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
Brokered Time Deposits Less Than $250000 Domestic	$ 12,900	$ 12,900
Deposit overdrafts reclassified as loans	$ 116	$ 121

Deposits (Composition of Deposi

Deposits (Composition of Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
Noninterest bearing demand deposits	$ 186,133	$ 159,352
Savings and interest bearing demand deposits:
NOW accounts	86,199	81,441
Money market accounts	105,560	98,314
Regular savings accounts	80,455	69,550
Savings and interest bearing demand deposits	272,214	249,305
Time deposits:
Balances of less than $250,000	80,444	85,899
Balances of $250,000 and more	11,927	9,260
Time deposits	92,371	95,159
Total deposits	$ 550,718	$ 503,816

Deposits (Schedule of Outstandi

Deposits (Schedule of Outstanding Balance of Time Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
2,016	$ 60,214
2,017	25,085
2,018	2,943
2,019	2,938
2,020	967
Thereafter	224
Time deposits	$ 92,371	$ 95,159

Borrowings (Narrative) (Details

Borrowings (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Schedule of Federal Home Loan Bank Advances [Line Items]
Other unused lines of credit	$ 5,000
Gross lines of credit at year-end	36,000	$ 36,000
FHLB advances short-term	0
Federal Home Loan Bank advances	$ 20,000	$ 40,000
Interest rate on outstanding long-term advances at period-end	1.30%
FHLB irrevocable letter of credit	$ 15,000
Federal Home Loan Bank of Atlanta [Member]
Schedule of Federal Home Loan Bank Advances [Line Items]
Unused line of credit total	$ 92,000
Available credit to total Bank assets, maximum percentage	20.00%

Borrowings (Summary of Informat

Borrowings (Summary of Information Related to Federal Funds Purchased) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Advances from Federal Home Loan Banks [Abstract]
Average balance during the year	$ 1,154	$ 1,865
Average interest rate during the year	0.92%	1.08%
Maximum month-end balance during the year	$ 8,329	$ 10,245
Gross lines of credit at year-end	36,000	36,000
Unused lines of credit at year-end	$ 36,000	$ 36,000

Income Taxes (Schedule of Net D

Income Taxes (Schedule of Net Deferred Tax Assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deferred tax assets:
Allowance for loan losses	$ 1,678	$ 1,727
Deferred compensation	116	120
Accrued postretirement benefits	47	47
Home equity origination costs	59	51
Interest rate swap	0	98
Other real estate owned valuation allowance	80	0
Nonaccrual interest	211	215
Other	120	176
Total deferred tax assets	2,311	2,434
Deferred tax liabilities:
Property and equipment	812	405
Securities available for sale	522	756
Total deferred tax liabilities	1,334	1,161
Net deferred tax asset	$ 977	$ 1,273

Income Taxes (Schedule of Compo

Income Taxes (Schedule of Components of Income Tax Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Current tax expense	$ 2,001	$ 1,926	$ 1,198
Deferred tax expense	432	142	1,190
Total income tax expense	$ 2,433	$ 2,068	$ 2,388

Income Taxes (Schedule of Incom

Income Taxes (Schedule of Income Tax Reconciliation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Statutory federal corporate tax amount	$ 3,172	$ 3,131	$ 3,246
Tax-exempt interest (income)	(404)	(454)	(495)
Officer insurance loss (income)	11	9	(82)
Net tax credits	(105)	(593)	(312)
Other	(241)	(25)	31
Total income tax expense	$ 2,433	$ 2,068	$ 2,388
Effective income tax rate	26.08%	22.46%	25.02%

Pension and Postretirement Be84

Pension and Postretirement Benefit Plans (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)employee	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Defined Benefit Plan Disclosure [Line Items]
Retired employees receiving health care and life insurance benefits | employee	9
Post retirement benefits, age eligibility requirement	65 years
Post retirement benefits, service eligibility requirement	15 years
Unrecognized net actuarial gain	$ 39
Recognized transition obligation	$ 2
Annual rate of increase in cost of covered health care benefits, next fiscal year	10.00%
Annual rate of increase in cost of covered health care benefits, two fiscal years	10.00%
Annual rate of increase in cost of covered health care benefits, three fiscal years	8.00%
Annual rate of increase in cost of covered health care benefits, four fiscal years	8.00%
Annual rate of increase in cost of covered health care benefits, five fiscal years and thereafter	6.00%
Postretirement Benefits Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Net periodic benefit cost	$ (2)	$ (4)	$ (3)
Unrecognized net actuarial gain	$ 6	$ (1)	$ 9
Benefit obligation weighted average discount rate	3.00%	3.50%	2.75%
Effect of 1% rate increase on benefit obligation	$ 5
Effect of 1% rate increase on net periodic benefit cost (less than one thousand)	1
Effect of 1% rate decrease on benefit obligation	(4)
Effect of 1% rate decrease on net periodic benefit cost (less than one thousand)	$ 1

Pension and Postretirement Be85

Pension and Postretirement Benefit Plans (Reconciliation of the Changes in the Benefit Obligations) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]
Actuarial loss (gain)	$ (39)
Defined Benefit Plan, Change in Fair Value of Plan Assets [Roll Forward]
Employer contributions	956	$ 927	$ 888
Postretirement Benefits Plan [Member]
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]
Benefit obligation, beginning	137	138	150
Interest cost	4	5	4
Actuarial loss (gain)	(6)	1	(9)
Benefits paid	(7)	(7)	(7)
Benefit obligation, ending	128	137	138
Defined Benefit Plan, Change in Fair Value of Plan Assets [Roll Forward]
Fair value of plan assets, beginning	0	0
Employer contributions	7	7	7
Fair value of plan assets, ending	$ 0	$ 0	$ 0

Pension and Postretirement Be86

Pension and Postretirement Benefit Plans (Schedule of Funded Status for the Pension and Postretirement Benefit Plans) (Details) - Postretirement Benefits Plan [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan Disclosure [Line Items]
Funded status	$ (128)	$ (137)	$ (138)
Unrecognized net actuarial loss	0	0	0
Unrecognized net transition obligation	0	0	0
Unrecognized prior service cost	0	0	0
Accrued benefits	(128)	(137)	(138)
Accrued liability	(128)	(137)	(138)
Amounts Recognized in Consolidated Balance Sheets	(128)	(137)	(138)
Net actuarial loss (gain)	(58)	(58)	(65)
Net transition obligation	0	0	0
Deferred tax liability	19	19	21
Amounts recognized in Accumulated Other Comprehensive Income	$ (39)	$ (39)	$ (44)

Pension and Postretirement Be87

Pension and Postretirement Benefit Plans (Net Periodic Benefit Cost of the Pension Plan and Postretirement Benefit Plan) (Details) - Postretirement Benefits Plan [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan Disclosure [Line Items]
Service cost	$ 0	$ 0	$ 0
Interest cost	4	5	4
Expected return on plan assets	0	0	0
Amortization of prior service costs	0	0	0
Amortization of transition obligation	0	0	0
Recognized net loss due to settlement	0	0	0
Amortization of net actuarial gain	(6)	(9)	(7)
Net periodic benefit cost	$ (2)	$ (4)	$ (3)

Pension and Postretirement Be88

Pension and Postretirement Benefit Plans (Schedule of Estimated Future Benefit Payments) (Details) $ in Thousands	Dec. 31, 2015USD ($)
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
2,016	$ 13
2,017	13
2,018	13
2,019	13
2,020	13
2021-2025	$ 51

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense	$ 328	$ 290	$ 305
Grant date fair value of vested Restricted Stock	332	$ 291
Unrecognized compensation cost related to unvested Restricted Stock	$ 64
Weighted-average period for unrecognized compensation cost to be recognized	1 year
Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Option expiration period	10 years
Non-qualified Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Option expiration period	10 years
Restricted Stock [Member] | Outside Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting service period of grants	9 months
Restricted Stock [Member] | Executive Officers [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting service period of grants	3 years
Deferred Compensation Arrangement with Individual, Requisite Service Period	1 year

Stock-Based Compensation (Summa

Stock-Based Compensation (Summary of Options Outstanding) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Shares, Outstanding, beginning of year	0	10,000	20,000
Shares, Exercised	0	(927)	(3,872)
Shares, Forfeited	0	(9,073)	(6,128)
Shares, Outstanding, end of year	0	0	10,000
Shares, Exercisable, end of year	0	0	10,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]
Weighted Average Exercise Price, Outstanding, beginning of year (in USD per share)	$ 0	$ 21.55	$ 21.59
Weighted Average Exercise Price, Exercised (in USD per share)	0	21.55	21.63
Weighted Average Exercise Price, Forfeited (in USD per share)	0	21.55	21.63
Weighted Average Exercise Price, Outstanding, end of year (in USD per share)	0	0	21.55
Weighted Average Exercise Price, Exercisable, end of year (in USD per share)	$ 0	$ 0	$ 21.55
Aggregate Intrinsic Value, end of year	$ 0

Stock-Based Compensation (Sum91

Stock-Based Compensation (Summary of Options Outstanding and Exercisable) (Details) - $ / shares	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Share Based Compensation Compensation [Abstract]
Options Outstanding, Number Outstanding	0	0	10,000	20,000
Options Outstanding, Weighted Average Exercise Price (in USD per share)	$ 0	$ 0	$ 21.55	$ 21.59
Options Exercisable, Number Exercisable	0	0	10,000
Options Exercisable, Weighted Average Exercise Price (in USD per share)	$ 0	$ 0	$ 21.55

Stock-Based Compensation (Restr

Stock-Based Compensation (Restricted Stock Activity) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Shares, Nonvested, beginning of period	15,151
Shares, Forfeited	0	(9,073)	(6,128)
Shares, Nonvested, end of period	14,401	15,151
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Shares, Nonvested, beginning of period	15,151	17,050	16,500
Shares, Granted	14,650	14,900	14,900
Shares, Vested	(14,363)	(14,009)	(13,699)
Shares, Forfeited	(1,037)	(2,790)	(651)
Shares, Nonvested, end of period	14,401	15,151	17,050
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Weighted Average Grant Date Fair Value, Nonvested, beginning of period (in USD per share)	$ 22.27	$ 19.92	$ 16.53
Weighted Average Grant Date Fair Value, Granted (in USD per share)	23.85	23.50	22.06
Weighted Average Grant Date Fair Value, Vested (in USD per share)	23.09	20.75	18.30
Weighted Average Grant Date Fair Value, Forfeited (in USD per share)	23.50	22.11	16.75
Weighted Average Grant Date Fair Value, Nonvested, end of period (in USD per share)	$ 22.98	$ 22.27	$ 19.92

Employee Benefits (Details)

Employee Benefits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Contribution Plan [Line Items]
Matched percentage by employer	50.00%
Maximum employee percentage of deferred salary matched by employer	6.00%
Non-elective safe-harbor contribution received each December 31st	3.00%
Employer contributions	$ 956	$ 927	$ 888
Maximum age benefit could be reduced or forfeited	65 years
Supplemental income benefit liability	$ 71	78
Supplemental income benefit expense	$ 29	$ 21	$ 8
Minimum [Member]
Defined Contribution Plan [Line Items]
Non-elective safe-harbor contribution received each December 31st	1.00%
Maximum [Member]
Defined Contribution Plan [Line Items]
Non-elective safe-harbor contribution received each December 31st	10.00%

Commitments and Contingencies (

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Commitments and Contingencies Disclosure [Abstract]
Daily average required reserve balance	$ 1,200	$ 1,100
Required compensating balance on deposit	$ 755	$ 755

Derivative Instruments and He95

Derivative Instruments and Hedging Activities (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Jul. 29, 2015	Dec. 31, 2014
Interest Rate Swap [Member]
Derivative [Line Items]
Agreement related to the outstanding trust preferred capital notes, date	Dec. 4, 2008
Agreement effective, date	Dec. 1, 2008
Notional amount of derivatives	$ 7,000,000
Agreement expiration date	Dec. 1, 2016
Fixed interest rate of derivative	2.85%
Interest Rate Swap [Member]
Derivative [Line Items]
Derivative Instruments, Gain (Loss) Recognized in Income, Ineffective Portion and Amount Excluded from Effectiveness Testing, Net	$ 88,000
Other Liabilities [Member] | Interest Rate Swap [Member]
Derivative [Line Items]
Derivative Instruments in Hedges, Liabilities, at Fair Value	$ 0	$ 237,000	$ 289,000

Derivative Instruments and He96

Derivative Instruments and Hedging Activities (Summary of Fair Value of Derivative Instruments) (Details) - Interest Rate Swap [Member] - Other Liabilities [Member] - USD ($) $ in Thousands	Dec. 31, 2015	Jul. 29, 2015	Dec. 31, 2014
Derivative [Line Items]
Derivatives designated as hedging instruments under GAAP, Fair Value	$ 0	$ 237	$ 289
Derivatives not designated as hedging instruments under GAAP, Fair Value	$ 149		$ 0

Derivative Instruments and He97

Derivative Instruments and Hedging Activities (Effect of the Derivative Instrument on the Consolidated Balance Sheet, Consolidated Statements of Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in OCI on Derivative (Effective Portion), net of tax	$ 190	$ 96	$ 132
Cash Flow Hedging [Member] | Interest Rate Swap [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in OCI on Derivative (Effective Portion), net of tax	0	96
Amount of Gain (Loss) Recognized in Income (Ineffective Portion), net of tax	$ 0	$ 0

Transactions with Directors a98

Transactions with Directors and Officers (Details) - Directors, Principal Officers, and Other Related Parties [Member] - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Related Party Transaction [Line Items]
Aggregate balance of loans to directors, principal officers, and their related parties	$ 10	$ 10.9
Total principal additions	7.6
Total principal payments	8.5
Aggregate balance of deposits from directors, principal officers and their related parties	$ 12.9	$ 9.3

Capital Requirements (Schedule

Capital Requirements (Schedule of Capital Requirements) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
The Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Capital	$ 77,170
Common Equity Tier One Capital to Risk Weighted Assets	15.22%
Common Equity Tier One Capital Required For Capital Adequacy	$ 22,819
Common Equity Tier One Capital For Capital Adequacy To Risk Weighted Assets	4.50%
Capital [Abstract]
Total Capital to Risk Weighted Assets, Actual, Amount	$ 82,156	$ 83,923
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	40,567	35,222
Tier One Risk Based Capital [Abstract]
Tier 1 Capital Risk Weighted Assets, Actual, Amount	77,170	78,817
Tier 1 Capital Risk Weighted Assets, Minimum Capital Requirement, Amount	30,425	17,611
Tier One Leverage Capital [Abstract]
Tier 1 Capital to Average Assets, Actual, Amount	77,170	78,817
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Amount	$ 25,438	$ 24,515
Risk Based Ratios [Abstract]
Total Capital to Risk Weighted Assets, Actual, Ratio	16.20%	19.06%
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	8.00%	8.00%
Tier 1 Capital Risk Weighted Assets, Actual, Ratio	15.22%	17.90%
Tier 1 Capital Risk Weighted Assets, Minimum Capital Requirement, Ratio	6.00%	4.00%
Tier 1 Capital to Average Assets, Actual, Ratio	12.13%	12.86%
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
The Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Capital	$ 74,034
Common Equity Tier One Capital to Risk Weighted Assets	14.72%
Common Equity Tier One Capital Required For Capital Adequacy	$ 22,633
Common Equity Tier One Capital For Capital Adequacy To Risk Weighted Assets	4.50%
Common equity Tier One Capital Required To Be Well Capitalized	$ 32,692
Common Equity Tier One Capital Required To Be Well Capitalized To Risk Weighted Assets	6.50%
Capital [Abstract]
Total Capital to Risk Weighted Assets, Actual, Amount	$ 78,997	$ 80,035
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	40,237	35,107
Total Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	50,296	43,883
Tier One Risk Based Capital [Abstract]
Tier 1 Capital Risk Weighted Assets, Actual, Amount	74,034	74,929
Tier 1 Capital Risk Weighted Assets, Minimum Capital Requirement, Amount	30,177	17,553
Tier 1 Capital Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	40,237	26,330
Tier One Leverage Capital [Abstract]
Tier 1 Capital to Average Assets, Actual, Amount	74,034	74,929
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Amount	25,426	24,416
Tier 1 Capital to Average Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 31,783	$ 30,520
Risk Based Ratios [Abstract]
Total Capital to Risk Weighted Assets, Actual, Ratio	15.71%	18.24%
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	8.00%	8.00%
Total Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier 1 Capital Risk Weighted Assets, Actual, Ratio	14.72%	17.07%
Tier 1 Capital Risk Weighted Assets, Minimum Capital Requirement, Ratio	6.00%	4.00%
Tier 1 Capital Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	8.00%	6.00%
Tier 1 Capital to Average Assets, Actual, Ratio	11.65%	12.28%
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
Tier 1 Capital to Average Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

Restrictions On Dividends, L100

Restrictions On Dividends, Loans, and Advances (Details) $ in Millions	12 Months Ended
	Dec. 31, 2015USD ($)
Disclosure of Restrictions on Dividends, Loans and Advances Disclosure [Abstract]
Number of years used for undistributed net income of the Bank	3 years
Retained earnings available for the payment of dividends	$ 12.2
Restricted net assets	62.9
Funds available for loans or advances	$ 1.1

Dividend Investment Plan (Detai

Dividend Investment Plan (Details)	Dec. 31, 2015
Dividend Investment Plan [Abstract]
Percentage of fair market value	95.00%

Financial Instruments with O102

Financial Instruments with Off-Balance-Sheet Risk (Schedule of Financial Instruments) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Commitments to extend credit	$ 18,247	$ 7,001
Unfunded commitments under lines of credit	90,287	86,588
Commercial and standby letters of credit	4,286	$ 4,067
Collateralized Letters Of Credit Outstanding	3,400
Excess of insurance limits held in cash accounts	$ 2,500

Trust Preferred Capital Notes (

Trust Preferred Capital Notes (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Jul. 29, 2015	Sep. 20, 2007
Trust Preferred Capital Notes [Line Items]
Common stock issued	$ 8,758,000	$ 8,621,000
Trust preferred capital notes	0	7,217,000
Gain on redemption of trust preferred capital notes	$ 2,424,000	0	$ 0
Portion of trust preferred securities in Tier 1 capital, percentage (not to exceed 25%)	25.00%
Trust II [Member]
Trust Preferred Capital Notes [Line Items]
Trust preferred securities issued by subsidiary trust		$ 7,000,000		$ 7,000,000	$ 7,000,000
Common stock issued					$ 217,000
Trust preferred securities purchase price par				0.65375
Trust preferred securities purchase price				$ 4,600,000

Quarterly Condensed Statemen104

Quarterly Condensed Statements of Income (Schedule of Quarterly Condensed Statements of Income) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]
Total interest and dividend income	$ 6,169	$ 6,265	$ 6,121	$ 5,938	$ 6,051	$ 6,253	$ 6,396	$ 6,150	$ 24,493	$ 24,850	$ 25,036
Net interest income after provision for loan losses	6,117	6,354	5,494	5,408	5,252	5,773	6,191	5,372	23,373	22,588	22,451
Noninterest income	1,335	3,830	1,644	1,629	2,222	1,473	1,560	1,351	8,438	6,606	7,462
Noninterest expenses	5,774	5,518	6,131	5,058	4,844	5,333	4,966	4,843	22,481	19,986	20,367
Income before income taxes	1,678	4,666	1,007	1,979	2,630	1,913	2,785	1,880	9,330	9,208	9,546
Net income	$ 1,355	$ 3,289	$ 798	$ 1,455	$ 2,434	$ 1,385	$ 1,958	$ 1,363	$ 6,897	$ 7,140	$ 7,158
Net income per common share, basic (in US dollars per share)	$ 0.38	$ 0.94	$ 0.23	$ 0.42	$ 0.71	$ 0.40	$ 0.57	$ 0.40	$ 1.97	$ 2.08	$ 2.11
Net income per common share, diluted (in US dollars per share)	0.38	0.94	0.23	0.42	0.71	0.40	0.57	0.40	1.97	2.08	2.11
Dividends per common share (in USD per share)	$ 0.20	$ 0.20	$ 0.20	$ 0.20	$ 0.20	$ 0.19	$ 0.19	$ 0.19	$ 0.80	$ 0.77	$ 0.76

Fair Value Measurements (Financ

Fair Value Measurements (Financial Assets and Liabilities Measured at Fair Value on a Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	$ 105,823	$ 94,165
Total liabilities at fair value	149	289
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Total liabilities at fair value	0	0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	105,139	94,033
Total liabilities at fair value	149	289
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	684	132
Total liabilities at fair value	0	0
Obligations of U.S. government corporations and agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	37,665	37,211
Obligations of U.S. government corporations and agencies [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Obligations of U.S. government corporations and agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	37,665	37,211
Obligations of U.S. government corporations and agencies [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	28,931	15,779
Mortgage-backed securities [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Mortgage-backed securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	28,931	15,779
Mortgage-backed securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Obligations of states and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	39,227	40,410
Obligations of states and political subdivisions [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Obligations of states and political subdivisions [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	38,543	40,278
Obligations of states and political subdivisions [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	684	132
Corporate securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value		765
Corporate securities [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value		0
Corporate securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value		765
Corporate securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value		0
Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total liabilities at fair value	149	289
Interest Rate Swap [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total liabilities at fair value	0	0
Interest Rate Swap [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total liabilities at fair value	149	289
Interest Rate Swap [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total liabilities at fair value	$ 0	$ 0

Fair Value Measurements (Quanti

Fair Value Measurements (Quantitative Information About Level 3 Fair Value Measurements for Certain Financial Assets) (Details)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Quantitative information about level 3 nonrecurring basis	12.00%	16.00%
Present value of cash flows discount rate	5.00%
Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Quantitative information about level 3 nonrecurring basis	5.00%	9.00%
Nonrecurring [Member] | Maximum [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Quantitative information about level 3 nonrecurring basis	12.00%	60.00%
Present value of cash flows discount rate	8.00%
Nonrecurring [Member] | Maximum [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Quantitative information about level 3 nonrecurring basis	6.00%	13.00%
Nonrecurring [Member] | Minimum [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Quantitative information about level 3 nonrecurring basis	12.00%	11.00%
Present value of cash flows discount rate	3.00%
Nonrecurring [Member] | Minimum [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Quantitative information about level 3 nonrecurring basis	2.00%	5.00%

Fair Value Measurements (Fin107

Fair Value Measurements (Financial and Nonfinancial Assets Measured at Fair Value on a Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 571	$ 2,102
Nonrecurring [Member] | Financial Assets [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	5,099	1,748
Nonrecurring [Member] | Financial Assets [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Nonrecurring [Member] | Financial Assets [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Nonrecurring [Member] | Financial Assets [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	5,099	1,748
Nonrecurring [Member] | Nonfinancial Assets [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	571	2,102
Nonrecurring [Member] | Nonfinancial Assets [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0	0
Nonrecurring [Member] | Nonfinancial Assets [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0	0
Nonrecurring [Member] | Nonfinancial Assets [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 571	$ 2,102

Fair Value Measurements (Compan

Fair Value Measurements (Company's Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financial Assets:
Securities available for sale	$ 105,823	$ 94,165
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Financial Assets:
Cash and short-term investments	23,221	34,564
Securities available for sale	0	0
Restricted Investments	0	0
Loans, net	0	0
Bank owned life insurance	0	0
Accrued interest receivable	0	0
Financial Liabilities:
Deposits		0
Federal Home Loan Bank advances	0	0
Trust preferred capital notes		0
Accrued interest payable	0	0
Interest rate swap contract	0	0
Significant Other Observable Inputs (Level 2) [Member]
Financial Assets:
Cash and short-term investments	0	0
Securities available for sale	105,139	94,033
Restricted Investments	1,896	2,808
Loans, net	0	0
Bank owned life insurance	632	665
Accrued interest receivable	1,739	1,703
Financial Liabilities:
Deposits	550,509	503,933
Federal Home Loan Bank advances	19,992	40,152
Trust preferred capital notes		7,217
Accrued interest payable	66	160
Interest rate swap contract	149	289
Significant Unobservable Inputs (Level 3) [Member]
Financial Assets:
Cash and short-term investments	0	0
Securities available for sale	684	132
Restricted Investments	0	0
Loans, net	493,804	470,781
Bank owned life insurance	0	0
Accrued interest receivable	0	0
Financial Liabilities:
Deposits	0	0
Federal Home Loan Bank advances	0	0
Trust preferred capital notes		0
Accrued interest payable	0	0
Interest rate swap contract	0	0
Carrying Amount [Member]
Financial Assets:
Cash and short-term investments	23,221	34,564
Securities available for sale	105,823	94,165
Restricted Investments	1,896	2,808
Loans, net	490,614	464,740
Bank owned life insurance	632	665
Accrued interest receivable	1,739	1,703
Financial Liabilities:
Deposits	550,718	503,816
Federal Home Loan Bank advances	20,000	40,000
Trust preferred capital notes		7,217
Accrued interest payable	66	160
Interest rate swap contract	149	289
Fair Value [Member]
Financial Assets:
Cash and short-term investments	23,221	34,564
Securities available for sale	105,823	94,165
Restricted Investments	1,896	2,808
Loans, net	493,804	470,781
Bank owned life insurance	632	665
Accrued interest receivable	1,739	1,703
Financial Liabilities:
Deposits	550,509	503,933
Federal Home Loan Bank advances	19,992	40,152
Trust preferred capital notes		7,217
Accrued interest payable	66	160
Interest rate swap contract	$ 149	$ 289

Change in Accumulated Other 109

Change in Accumulated Other Comprehensive Income (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassifications from other comprehensive (loss) income	$ (113)	$ 990	$ 465
Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassifications from other comprehensive (loss) income	124	990	465
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	42	$ 337	$ 158
Change In Fair Value Of Interest Rate Swap [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassifications from other comprehensive (loss) income	(237)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI on Derivatives, Tax	$ 81

Change in Accumulated Other 110

Change in Accumulated Other Comprehensive Income (Changes to Accumulated Other Comprehensive Income By Components) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward] [Roll Forward]
Beginning balance	$ 1,315	$ 305	$ 3,448
Other comprehensive (loss) income before reclassifications	(512)	2,519	(4,296)
Reclassifications from other comprehensive (loss) income	113	(990)	(465)
Tax effect of current period changes	135	(519)	1,618
Total other comprehensive (loss) income	(264)	1,010	(3,143)
Ending balance	1,051	1,315	305
Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward] [Roll Forward]
Beginning balance	1,466	547	3,822
Other comprehensive (loss) income before reclassifications	(564)	2,382	(4,497)
Reclassifications from other comprehensive (loss) income	(124)	(990)	(465)
Tax effect of current period changes	234	(473)	1,687
Total other comprehensive (loss) income	(454)	919	(3,275)
Ending balance	1,012	1,466	547
Change In Fair Value Of Interest Rate Swap [Member]
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward] [Roll Forward]
Beginning balance	(190)	(286)	(418)
Other comprehensive (loss) income before reclassifications	52	145	201
Reclassifications from other comprehensive (loss) income	237
Tax effect of current period changes	(99)	(49)	(69)
Total other comprehensive (loss) income	190	96	132
Ending balance	0	(190)	(286)
Change In Benefit Obligations And Plan Assets For The Post Retirement Benefit Plan [Member]
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward] [Roll Forward]
Beginning balance	39	44	44
Other comprehensive (loss) income before reclassifications	0	(8)	0
Tax effect of current period changes	0	3	0
Total other comprehensive (loss) income	0	(5)	0
Ending balance	$ 39	$ 39	$ 44

Condensed Financial Informat111

Condensed Financial Information - Parent Company Only (Schedule of Condensed Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Assets
Due from banks	$ 11,082	$ 9,075
Securities available for sale	105,823	94,165
Loans, net of allowance	490,614	464,740
Other assets	10,183	12,764
Total assets	653,272	630,158
Liabilities and Shareholders’ Equity
Trust preferred capital notes	0	7,217
Other Liabilities	4,333	5,993
Total liabilities	575,051	557,026
Stockholders' Equity Attributable to Parent [Abstract]
Preferred stock	0	0
Common stock issued	8,758	8,621
Surplus	13,730	12,618
Retained earnings	54,682	50,578
Accumulated other comprehensive income	1,051	1,315	$ 305	$ 3,448
Total shareholders’ equity	78,221	73,132	$ 66,406	$ 63,706
Total liabilities and shareholders’ equity	653,272	630,158
Parent Company [Member]
Assets
Cash held in subsidiary bank	404	1,694
Due from banks	505	504
Securities available for sale	0	1,383
Loans, net of allowance	2,941	0
Investment in subsidiaries, at cost, plus undistributed net income	75,084	76,423
Other assets	4	392
Total assets	78,938	80,396
Liabilities and Shareholders’ Equity
Trust preferred capital notes	0	7,217
Other Liabilities	717	47
Total liabilities	717	7,264
Stockholders' Equity Attributable to Parent [Abstract]
Preferred stock	0	0
Common stock issued	8,758	8,621
Surplus	13,730	12,618
Retained earnings	54,682	50,578
Accumulated other comprehensive income	1,051	1,315
Total shareholders’ equity	78,221	73,132
Total liabilities and shareholders’ equity	$ 78,938	$ 80,396

Condensed Financial Informat112

Condensed Financial Information - Parent Company Only (Schedule of Condensed Income Statement) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest and Dividend Income, Operating [Abstract]
Interest and fees on loans									$ 21,751	$ 21,695	$ 21,530
Gain on redemption of trust preferred capital notes									2,424	0	0
Interest Expense [Abstract]
Interest expense on borrowings									336	650	1,094
Income Tax Expense (Benefit)									2,433	2,068	2,388
Net income	$ 1,355	$ 3,289	$ 798	$ 1,455	$ 2,434	$ 1,385	$ 1,958	$ 1,363	6,897	7,140	7,158
Comprehensive income									6,633	8,150	4,015
Parent Company [Member]
Interest and Dividend Income, Operating [Abstract]
Dividends from subsidiary bank									6,576	1,550	0
Interest and fees on loans									52	0	0
Investment and dividends on securities available for sale									11	183	98
Gain on redemption of trust preferred capital notes									2,424	0	0
Other (loss) income									(121)	283	40
Total income									8,942	2,016	138
Interest Expense [Abstract]
Interest expense on borrowings									260	317	317
Other operating expenses									260	226	221
Total expenses									520	543	538
Income (loss) before income tax expense (benefit) and equity (deficit) in undistributed earnings of subsidiary bank									8,422	1,473	(400)
Income Tax Expense (Benefit)									629	(37)	(135)
Income (loss) before equity (deficit) in undistributed earnings of subsidiary bank									7,793	1,510	(265)
Equity (Deficit) in Undistributed Earnings of Subsidiary Bank									(896)	5,630	7,423
Net income									6,897	7,140	7,158
Comprehensive income									$ 6,633	$ 8,150	$ 4,015

Condensed Financial Informat113

Condensed Financial Information - Parent Company Only (Schedule of Condensed Cash Flows Statement) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash Flows from Operating Activities
Net income	$ 1,355	$ 3,289	$ 798	$ 1,455	$ 2,434	$ 1,385	$ 1,958	$ 1,363	$ 6,897	$ 7,140	$ 7,158
(Recovery of) Provision for loan losses									(227)	350	0
Adjustments to reconcile net income to net cash provided by operating activities
(Gain) on the sale of securities									(124)	(990)	(465)
Gain on redemption of trust preferred capital notes									(2,424)	0	0
Loss on derecognition of cash flow hedge									237
Fair value adjustment on derivative contract									(88)
(Discount accretion) premium amortization on securities									210	97	120
Changes in assets and liabilities:
Decrease (increase) in other assets									2,085	(451)	(1,392)
Increase in other liabilities									(1,521)	(179)	183
Net cash provided by operating activities									7,164	7,259	8,193
Cash Flows from Investing Activities
Purchases of securities available for sale									(33,453)	(8,693)	(26,863)
Proceeds from the sale of securities available for sale									3,653	8,546	3,987
Proceeds from maturities of securities available for sale									17,368	10,864	18,415
Net (increase) in loans									(26,317)	(26,937)	(27,290)
Net cash (used in) investing activities									(38,739)	(19,176)	(31,465)
Cash Flows from Financing Activities
Redemption of trust preferred capital notes									(4,793)
Cash dividends paid									(2,064)	(1,944)	(1,909)
Issuance of common stock, employee benefit plan									187	202	179
Stock options exercised									0	0	69
Net cash provided by (used in) financing activities									20,232	32,238	(11,175)
Increase in cash									(11,343)	20,321	(34,447)
Cash and Cash Equivalents
Beginning				34,564				14,243	34,564	14,243	48,690
Ending	23,221				34,564				23,221	34,564	14,243
Parent Company [Member]
Cash Flows from Operating Activities
Net income									6,897	7,140	7,158
(Recovery of) Provision for loan losses									23
Adjustments to reconcile net income to net cash provided by operating activities
(Gain) on the sale of securities									(27)	(283)	0
Gain on redemption of trust preferred capital notes									(2,424)	0	0
Loss on derecognition of cash flow hedge									237
Fair value adjustment on derivative contract									(88)
Stock-based compensation expense									328	290	305
(Discount accretion) premium amortization on securities									0	0	(1)
Undistributed earnings of subsidiary bank									896	(5,630)	(7,423)
Changes in assets and liabilities:
Decrease (increase) in other assets									294	(10)	138
Increase in other liabilities									814	1	1
Net cash provided by operating activities									6,950	1,508	178
Cash Flows from Investing Activities
Purchases of securities available for sale									0	(761)	(1,044)
Proceeds from the sale of securities available for sale									1,009	1,865
Proceeds from maturities of securities available for sale									385	405	1,458
Net (increase) in loans									(2,963)
Net cash (used in) investing activities									(1,569)	1,509	414
Cash Flows from Financing Activities
Redemption of trust preferred capital notes									(4,793)
Cash dividends paid									(2,064)	(1,944)	(1,909)
Issuance of common stock, employee benefit plan									187	202	179
Stock options exercised									0	0	69
Net cash provided by (used in) financing activities									(6,670)	(1,742)	(1,661)
Increase in cash									(1,289)	1,275	(1,069)
Cash and Cash Equivalents
Beginning				$ 2,198				$ 923	2,198	923	1,992
Ending	$ 909				$ 2,198				$ 909	$ 2,198	$ 923