Eagle Financial Services (EFSI) 10-Q 11 May 20 2020 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2020	May 04, 2020
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2020
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2020
Entity Registrant Name	EAGLE FINANCIAL SERVICES INC
Entity Central Index Key	0000880641
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,409,688

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Assets [Abstract]
Cash and due from banks	$ 10,515	$ 10,920
Interest-bearing deposits with other institutions	12,242	22,487
Federal Funds Sold	288	252
Total cash and cash equivalents	23,045	33,659
Securities available for sale, at fair value	156,391	165,003
Restricted investments	1,268	1,197
Loans	674,032	644,760
Allowance for loan losses	(5,387)	(4,973)
Net Loans	668,645	639,787
Bank premises and equipment, net	19,179	19,297
Other real estate owned, net of allowance	442	183
Other assets	29,907	18,194
Total assets	898,877	877,320
Liabilities and Equity [Abstract]
Noninterest bearing demand deposits	271,508	269,171
Savings and interest bearing demand deposits	377,677	364,175
Time deposits	140,814	138,198
Total deposits	789,999	771,544
Other liabilities	9,079	9,450
Total liabilities	799,078	780,994
Shareholders' Equity
Preferred stock, $10 par value; 500,000 shares authorized and unissued	0	0
Common stock, $2.50 par value; authorized 10,000,000 shares; issued and outstanding 2020, 3,406,927 including 20,480 shares of unvested restricted stock; issued and outstanding 2019, 3,430,103 including 18,488 shares of unvested restricted stock	8,466	8,529
Surplus	10,578	11,406
Retained earnings	76,457	74,909
Accumulated other comprehensive income	4,298	1,482
Total shareholders' equity	99,799	96,326
Total liabilities and shareholders' equity	$ 898,877	$ 877,320

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Mar. 31, 2020	Dec. 31, 2019
Statement of Financial Position [Abstract]
Preferred stock, par value	$ 10	$ 10
Preferred stock, shares authorized	500,000	500,000
Preferred stock, shares issued	0	0
Common stock, par value	$ 2.50	$ 2.50
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	3,406,927	3,430,103
Common stock, unvested restricted shares	20,480	18,488

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest and Dividend Income
Interest and fees on loans	$ 7,939	$ 7,518
Interest and dividends on securities available for sale:
Taxable interest income	895	785
Interest income exempt from federal income taxes	167	242
Dividends	19	16
Interest on deposits with other institutions	86	31
Interest on federal funds sold	1	1
Total interest and dividend income	9,107	8,593
Interest Expense
Interest on deposits	1,102	944
Interest on federal funds purchased	0	25
Total interest expense	1,102	969
Net interest income	8,005	7,624
(Recovery of) Provision for Loan Losses	(97)	194
Net interest income after (recovery of) provision for loan losses	8,102	7,430
Noninterest Income
Income from fiduciary activities	297	282
Service charges on deposit accounts	284	285
Other service charges and fees	1,104	1,071
(Loss) on sale of securities	0	(3)
Gain on disposal of bank premises and equipment	0	120
Other operating income	5	89
Total noninterest income	1,690	1,844
Noninterest Expenses
Salaries and employee benefits	4,088	3,542
Occupancy expenses	395	428
Equipment expenses	232	202
Advertising and marketing expenses	205	218
Stationery and supplies	32	29
ATM network fees	242	230
Other real estate owned expense	2	0
(Gain) on other real estate owned	(132)	0
FDIC assessment	0	53
Computer software expense	120	110
Bank franchise tax	174	146
Professional fees	354	385
Data processing fees	481	240
Other operating expenses	682	648
Total noninterest expenses	6,875	6,231
Income before income taxes	2,917	3,043
Income Tax Expense (Benefit)	476	472
Net income	$ 2,441	$ 2,571
Earnings Per Share
Net income per common share, basic	$ 0.71	$ 0.74
Net income per common share, diluted	$ 0.71	$ 0.74

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Statement of Comprehensive Income [Abstract]
Net income	$ 2,441	$ 2,571
Other comprehensive income:
Unrealized gain on available for sale securities net of reclassification adjustments, net of deferred income tax	2,816	1,690
Total other comprehensive income	2,816	1,690
Total comprehensive income	$ 5,257	$ 4,261

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Statement of Comprehensive Income [Abstract]
Unrealized gain (loss) on available for sale securities, deferred income tax	$ 749	$ 450

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Balance at Dec. 31, 2018	$ 87,599	$ 8,573	$ 11,992	$ 68,587	$ (1,553)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	2,571			2,571
Other comprehensive income (loss)	1,690				1,690
Vesting of restricted stock awards, stock incentive plan		25	(25)
Stock-based compensation expense	86		86
Issuance of common stock, dividend investment plan	116	9	107
Repurchase and retirement of common stock	(47)	(3)	(44)
Dividends declared	(830)			(830)
Balance at Mar. 31, 2019	91,185	8,604	12,116	70,328	137
Balance at Dec. 31, 2019	96,326	8,529	11,406	74,909	1,482
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	2,441			2,441
Other comprehensive income (loss)	2,816				2,816
Vesting of restricted stock awards, stock incentive plan		25	(25)
Stock-based compensation expense	114		114
Issuance of common stock, dividend investment plan	111	9	102
Repurchase and retirement of common stock	(1,116)	(97)	(1,019)
Dividends declared	(893)			(893)
Balance at Mar. 31, 2020	$ 99,799	$ 8,466	$ 10,578	$ 76,457	$ 4,298

Consolidated Statements Of Ch_2

Consolidated Statements Of Changes In Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Statement of Stockholders' Equity [Abstract]
Issuance of restricted stock, stock incentive plan, shares	9,933	10,000
Issuance of common stock, dividend investment plan, shares	3,514	3,685
Repurchase and retirement of common stock, shares	38,614	1,500
Dividends declared, per share	$ 0.26	$ 0.24

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash Flows from Operating Activities
Net income	$ 2,441	$ 2,571
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Depreciation	258	231
Amortization of other assets	103	58
(Recovery of) Provision for Loan Losses	(97)	194
(Gain) on other real estate owned	(132)	0
(Gain) on the sale and disposal of premises and equipment	0	(120)
Loss on the sale of securities	0	3
Stock-based compensation expense	114	86
Premium amortization on securities, net	145	99
Changes in assets and liabilities:
(Increase) in other assets	(16)	(47)
(Decrease) in other liabilities	(919)	(1,050)
Net cash provided by operating activities	1,897	2,025
Cash Flows from Investing Activities
Proceeds from maturities calls and principal payments of securities available for sale	12,032	2,431
Proceeds from the sale of securities available for sale	0	3,818
Purchases of securities available for sale	0	(3,888)
Purchases of restricted investments	(71)	0
Purchases of bank-owned life insurance	(12,000)	0
Purchases of bank premises and equipment	(140)	(494)
Proceeds from the sale of other real estate owned	183	0
Proceeds from the sale of bank premises and equipment	0	258
Net (increase) in loans	(29,071)	(12,346)
Net cash (used in) investing activities	(29,067)	(10,221)
Cash Flows from Financing Activities
Net increase in noninterest bearing demand deposits, savings, and interest bearing demand deposits	15,839	3,714
Net increase in time deposits	2,616	621
Net (decrease) in federal funds purchased	0	(1,516)
Repurchase and retirement of common stock	(1,116)	(47)
Cash dividends paid	(783)	(714)
Net cash provided by financing activities	16,556	2,058
(Decrease) in cash and cash equivalents	(10,614)	(6,138)
Cash and Cash Equivalents
Beginning	33,659	18,353
Ending	23,045	12,215
Supplemental Disclosures of Cash Flow Information
Interest	1,109	954
Income taxes	0	0
Supplemental Schedule of Noncash Investing and Financing Activities:
Unrealized gain on securities available for sale	3,565	2,140
Other real estate and repossessed assets acquired in settlement of loans	310	0
Issuance of common stock, dividend investment plan	110	116
Lease liabilities arising from right-of-use assets	$ 549	$ 3,751

General

General	3 Months Ended
	Mar. 31, 2020
Organization, Consolidation and Presentation of Financial Statements [Abstract]
General	NOTE 1. General The accompanying unaudited financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Rule 8-03 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP. In the opinion of management, the accompanying financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the financial position at March 31, 2020 and December 31, 2019 , the results of operations and the changes in stockholders' equity for the three months ended March 31, 2020 and 2019 , and cash flows for the three months ended March 31, 2020 and 2019 . The results of operations for the three months ended March 31, 2020 are not necessarily indicative of the results to be expected for the full year. These financial statements should be read in conjunction with the Consolidated Financial Statements and related Notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019 (the “ 2019 Form 10-K”). Eagle Financial Services, Inc. (the "Company") owns 100% of Bank of Clarke County (the “Bank”). The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary. All significant intercompany accounts and transactions between the Company and the Bank have been eliminated. Certain amounts in the consolidated financial statements have been reclassified to conform to current year presentations. None of the reclassifications were of a material nature and they had no effect on prior year net income or shareholders' equity. Risks and Uncertainties The novel coronavirus (“COVID-19”) spread rapidly across the world in the first quarter of 2020 and was declared a pandemic by the World Health Organization. The government and private sector responses to contain its spread began to significantly affect our operations in March and will likely adversely affect our operations in subsequent quarters, although such effects may vary significantly. The duration and extent of the effects over longer terms cannot be reasonably estimated at this time. The risks and uncertainties resulting from the pandemic will most likely affect the future earnings, cash flows and financial condition of the Company. These uncertainties primarily include the nature and duration of the financial effects felt by our customers and the ability of those customers to fulfill their financial obligations to the Company, the Company’s ability to generate demand for non-loan related products and services, as well as the potential decline of real estate values resulting from market disruption which may impair the recorded values of collateral-dependent loans and other real estate owned. Further, these factors, in addition to those present in local economies throughout the U.S. may necessitate impairment charges for our non-agency debt securities. Accordingly, estimates used in the preparation of our financial statements may be subject to significant adjustments in future periods. The greater the duration and severity of the pandemic the more likely that estimates will be materially impacted by its effects.

Stock-Based Compensation Plan

Stock-Based Compensation Plan	3 Months Ended
	Mar. 31, 2020
Share-based Payment Arrangement, Noncash Expense [Abstract]
Stock-Based Compensation Plan	NOTE 2. Stock-Based Compensation Plan During 2014, the Company’s shareholders approved a stock incentive plan which allows key employees and directors to increase their personal financial interest in the Company. This plan permits the issuance of incentive stock options and non-qualified stock options and the award of stock appreciation rights, common stock, restricted stock, and phantom stock. The plan authorizes the issuance of up to 500,000 shares of common stock. The Company periodically grants restricted stock to its directors, executive officers and certain non-executive officers. Restricted stock provides grantees with rights to shares of common stock upon completion of a service period or achievement of Company performance measures. During the restriction period, all shares are considered outstanding and dividends are paid to the grantee. In general, outside directors are periodically granted restricted shares which vest over a period of less than 9 months . Beginning during 2006, executive officers were granted restricted shares which vest over a 3 year service period and restricted shares which vest based on meeting annual performance measures over a 1 year period. Beginning in 2018, certain non-executive officers also were granted restricted shares which vest over a 3 year service period. The Company recognizes compensation expense over the restricted period based on the fair value of the Company's stock on the grant date. The Company's policy is to recognize forfeitures as they occur. As of March 31, 2020 , there was $251 thousand of unrecognized compensation cost related to nonvested restricted stock. The following table presents restricted stock activity for the three months ended March 31, 2020 and 2019 : Three Months Ended March 31, 2020 2019 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Nonvested, beginning of period 18,488 $ 30.39 16,701 $ 29.72 Granted 11,925 31.05 11,450 30.51 Vested (9,933 ) 30.13 (10,000 ) 29.30 Forfeited — — — — Nonvested, end of period 20,480 30.90 18,151 30.40

Earnings Per Common Share

Earnings Per Common Share	3 Months Ended
	Mar. 31, 2020
Earnings Per Share [Abstract]
Earnings Per Common Share	NOTE 3. Earnings Per Common Share Basic earnings per share represents income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Nonvested restricted shares are included in the weighted average number of common shares used to compute basic earnings per share because of dividend participation and voting rights. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. The number of potential common shares is determined using the treasury method. The following table shows the weighted average number of shares used in computing earnings per share for the three months ended March 31, 2020 and 2019 . During 2020 and 2019 , there were no potentially dilutive securities outstanding. Three Months Ended March 31, 2020 2019 Weighted average number of common shares outstanding used to calculate basic and diluted earnings per share 3,437,085 3,458,213

Securities

Securities	3 Months Ended
	Mar. 31, 2020
Debt Securities, Available-for-sale [Abstract]
Securities	NOTE 4. Securities Amortized costs and fair values of securities available for sale at March 31, 2020 and December 31, 2019 were as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value March 31, 2020 (in thousands) Obligations of U.S. government corporations and agencies $ 17,051 $ 1,348 $ — $ 18,399 Mortgage-backed securities 102,500 3,580 — 106,080 Obligations of states and political subdivisions 31,453 520 (61 ) 31,912 $ 151,004 $ 5,448 $ (61 ) $ 156,391 December 31, 2019 (in thousands) Obligations of U.S. government corporations and agencies $ 21,917 $ 363 $ (94 ) $ 22,186 Mortgage-backed securities 107,410 966 (215 ) 108,161 Obligations of states and political subdivisions 33,854 858 (56 ) 34,656 $ 163,181 $ 2,187 $ (365 ) $ 165,003 During the three months ended March 31, 2020 , the Company sold no available for sale securities recognizing no gains or losses. During the three months ended March 31, 2019 , the Company sold $3.8 million of available for sale securities for gross gains of $6 thousand and $9 thousand in gross losses. The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at March 31, 2020 and December 31, 2019 were as follows: Less than 12 months 12 months or more Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses March 31, 2020 (in thousands) Obligations of states and political subdivisions $ 4,874 $ 61 $ — $ — $ 4,874 $ 61 $ 4,874 $ 61 $ — $ — $ 4,874 $ 61 December 31, 2019 (in thousands) Obligations of U.S. government corporations and agencies $ 5,466 $ 91 $ 1,997 $ 3 $ 7,463 $ 94 Mortgage-backed securities 19,509 176 5,271 39 24,780 215 Obligations of states and political subdivisions 3,127 49 923 7 4,050 56 $ 28,102 $ 316 $ 8,191 $ 49 $ 36,293 $ 365 Gross unrealized losses on available for sale securities included eleven ( 11 ) and twenty-eight ( 28 ) debt securities at March 31, 2020 and December 31, 2019 , respectively. The Company evaluates securities for other-than-temporary impairment on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to the length of time and the amount of an unrealized loss, the financial condition of the issuer, and the intent and ability of the Company to retain its investment in the issuer long enough to allow for an anticipated recovery in fair value. The fair value of a security reflects its liquidity as compared to similar instruments, current market rates on similar instruments, and the creditworthiness of the issuer. Absent any change in the liquidity of a security or the creditworthiness of the issuer, prices will decline as market rates rise and vice-versa. The primary cause of the unrealized losses at March 31, 2020 and December 31, 2019 was changes in market interest rates and other market conditions and not credit concerns of the issuers. Since the losses can be primarily attributed to changes in market interest rates and conditions and not expected cash flows or an issuer’s financial condition and management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery, the unrealized losses were deemed to be temporary. The Company’s mortgage-backed securities are issued by U.S. government agencies, which guarantee payments to investors regardless of the status of the underlying mortgages. The Company monitors the financial condition of these issuers continuously and will record other-than-temporary impairment if the recovery of value is unlikely. The Company’s securities are exposed to various risks, such as interest rate, market, currency and credit risks. Due to the level of risk associated with certain securities and the level of uncertainty related to changes in the value of securities, it is at least reasonably possible that changes in risks in the near term would materially affect securities reported in the financial statements. Securities having a carrying value of $2.9 million at March 31, 2020 were pledged as security for public deposits. The composition of restricted investments at March 31, 2020 and December 31, 2019 was as follows: March 31, 2020 December 31, 2019 (in thousands) Federal Reserve Bank Stock $ 344 $ 344 Federal Home Loan Bank Stock 784 713 Community Bankers’ Bank Stock 140 140 $ 1,268 $ 1,197

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Loans and Allowance for Loan Losses	NOTE 5. Loans and Allowance for Loan Losses The composition of loans at March 31, 2020 and December 31, 2019 was as follows: March 31, December 31, 2020 2019 (in thousands) Mortgage loans on real estate: Construction and land development $ 35,755 $ 42,561 Secured by farmland 16,326 13,917 Secured by 1-4 family residential properties 225,839 219,580 Multifamily 13,884 14,415 Commercial 301,799 286,600 Commercial and industrial loans 53,611 46,543 Consumer installment loans 13,923 9,541 All other loans 11,810 12,050 Total loans $ 672,947 $ 645,207 Net deferred loan costs (fees) 1,085 (447 ) Allowance for loan losses (5,387 ) (4,973 ) Net Loans $ 668,645 $ 639,787 Changes in the allowance for loan losses for the three months ended March 31, 2020 and 2019 and the year ended December 31, 2019 were as follows: Three Months Ended Year Ended Three Months Ended March 31, December 31, March 31, 2020 2019 2019 (in thousands) Balance, beginning $ 4,973 $ 5,456 $ 5,456 (Recovery of) provision for loan losses (97 ) 629 194 Recoveries added to the allowance 578 201 45 Loan losses charged to the allowance (67 ) (1,313 ) (10 ) Balance, ending $ 5,387 $ 4,973 $ 5,685 Nonaccrual and past due loans by class at March 31, 2020 and December 31, 2019 were as follows: March 31, 2020 (in thousands) 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Current Total Loans 90 or More Days Past Due Still Accruing Nonaccrual Loans Commercial - Non Real Estate: Commercial & Industrial $ 16 $ — $ — $ 16 $ 53,595 $ 53,611 $ — $ — Commercial Real Estate: Owner Occupied 594 1,495 — 2,089 151,495 153,584 — 212 Non-owner occupied 3,038 — — 3,038 145,177 148,215 — 248 Construction and Farmland: Residential — — — — 7,838 7,838 — — Commercial 2,411 — 187 2,598 41,645 44,243 — 187 Consumer: Installment 74 — — 74 13,849 13,923 — 8 Residential: Equity Lines — 149 — 149 32,232 32,381 — 58 Single family 924 578 393 1,895 191,563 193,458 — 984 Multifamily — — — — 13,884 13,884 — — All Other Loans — — — — 11,810 11,810 — — Total $ 7,057 $ 2,222 $ 580 $ 9,859 $ 663,088 $ 672,947 $ — $ 1,697 December 31, 2019 (in thousands) 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Current Total Loans 90 or More Past Due Still Accruing Nonaccrual Loans Commercial - Non Real Estate: Commercial & Industrial $ 47 $ — $ 32 $ 79 $ 46,464 $ 46,543 $ — $ 32 Commercial Real Estate: Owner Occupied 1,078 — — 1,078 147,879 148,957 — 320 Non-owner occupied — — — — 137,643 137,643 — 329 Construction and Farmland: Residential — — — — 7,867 7,867 — — Commercial — — 187 187 48,424 48,611 — 187 Consumer: Installment 55 6 — 61 9,480 9,541 — 8 Residential: Equity Lines 121 — — 121 33,127 33,248 — 65 Single family 471 541 1,251 2,263 184,069 186,332 — 1,244 Multifamily — — — — 14,415 14,415 — — All Other Loans — — — — 12,050 12,050 — — Total $ 1,772 $ 547 $ 1,470 $ 3,789 $ 641,418 $ 645,207 $ — $ 2,185 Allowance for loan losses by segment at March 31, 2020 and December 31, 2019 were as follows: As of and for the Three Months Ended March 31, 2020 (in thousands) Construction and Farmland Residential Commercial Real Estate Commercial - Non Real Estate Consumer All Other Loans Unallocated Total Allowance for credit losses: Beginning Balance $ 446 $ 1,601 $ 1,991 $ 565 $ 54 $ 120 $ 196 $ 4,973 Charge-Offs — — — (49 ) (6 ) (12 ) — (67 ) Recoveries 2 52 40 472 10 2 — 578 Provision for (recovery of) loan losses (11 ) 92 201 (417 ) 28 10 — (97 ) Ending balance $ 437 $ 1,745 $ 2,232 $ 571 $ 86 $ 120 $ 196 $ 5,387 Ending balance: Individually evaluated for impairment $ 100 $ 39 $ 142 $ — $ — $ — $ — $ 281 Ending balance: collectively evaluated for impairment $ 337 $ 1,706 $ 2,090 $ 571 $ 86 $ 120 $ 196 $ 5,106 Loans: Ending balance $ 52,081 $ 239,723 $ 301,799 $ 53,611 $ 13,923 $ 11,810 $ — $ 672,947 Ending balance individually evaluated for impairment $ 230 $ 3,020 $ 2,855 $ 186 $ 8 $ — $ — $ 6,299 Ending balance collectively evaluated for impairment $ 51,851 $ 236,703 $ 298,944 $ 53,425 $ 13,915 $ 11,810 $ — $ 666,648 As of and for the Twelve Months Ended December 31, 2019 (in thousands) Construction and Farmland Residential Commercial Real Estate Commercial - Non Real Estate Consumer All Other Loans Unallocated Total Allowance for credit losses: Beginning Balance $ 583 $ 1,788 $ 1,988 $ 919 $ 53 $ 97 $ 28 $ 5,456 Charge-Offs — (406 ) — (850 ) (5 ) (52 ) — (1,313 ) Recoveries 8 72 20 52 26 23 — 201 Provision for (recovery of) loan losses (145 ) 147 (17 ) 444 (20 ) 52 168 629 Ending balance $ 446 $ 1,601 $ 1,991 $ 565 $ 54 $ 120 $ 196 $ 4,973 Ending balance: Individually evaluated for impairment $ 100 $ 51 $ 149 $ — $ — $ — $ — $ 300 Ending balance: collectively evaluated for impairment $ 346 $ 1,550 $ 1,842 $ 565 $ 54 $ 120 $ 196 $ 4,673 Loans: Ending balance $ 56,478 $ 233,995 $ 286,600 $ 46,543 $ 9,541 $ 12,050 $ — $ 645,207 Ending balance individually evaluated for impairment $ 433 $ 3,681 $ 3,053 $ 228 $ 8 $ — $ — $ 7,403 Ending balance collectively evaluated for impairment $ 56,045 $ 230,314 $ 283,547 $ 46,315 $ 9,533 $ 12,050 $ — $ 637,804 Impaired loans by class as of and for the periods ended March 31, 2020 and December 31, 2019 were as follows: As of and for the Three Months Ended March 31, 2020 (in thousands) Unpaid Principal Balance Recorded Investment (1) Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance: Commercial - Non Real Estate: Commercial & Industrial $ 313 $ 186 $ — $ 198 $ 4 Commercial Real Estate: Owner Occupied 260 247 — 252 1 Non-owner occupied 331 248 — 277 — Construction and Farmland: Residential — — — — — Commercial 51 43 — 44 1 Consumer: Installment 8 8 — 8 — Residential: Equity lines 276 57 — 58 — Single family 2,568 2,170 — 2,447 15 Multifamily — — — — — Other Loans — — — — — $ 3,807 $ 2,959 $ — $ 3,284 $ 21 With an allowance recorded: Commercial - Non Real Estate: Commercial & Industrial $ — $ — $ — $ — $ — Commercial Real Estate: Owner Occupied — — — — — Non-owner occupied 2,360 2,364 142 2,368 28 Construction and Farmland: Residential — — — — — Commercial 187 187 100 187 — Consumer: Installment — — — — — Residential: Equity lines — — — — — Single family 874 817 39 820 9 Multifamily — — — — — Other Loans — — — — — $ 3,421 $ 3,368 $ 281 $ 3,375 $ 37 Total: Commercial $ 313 $ 186 $ — $ 198 $ 4 Commercial Real Estate 2,951 2,859 142 2,897 29 Construction and Farmland 238 230 100 231 1 Consumer 8 8 — 8 — Residential 3,718 3,044 39 3,325 24 Other — — — — — Total $ 7,228 $ 6,327 $ 281 $ 6,659 $ 58 (1) Recorded investment is defined as the summation of the outstanding principal balance, accrued interest, net deferred loan fees or costs, and any partial charge-offs. Accrued interest and net deferred loan fees or costs totaled $28 thousand at March 31, 2020 . As of and for the Twelve Months End December 31, 2019 (in thousands) Unpaid Principal Balance Recorded Investment (1) Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance: Commercial - Non Real Estate: Commercial & Industrial $ 364 $ 228 $ — $ 269 $ 21 Commercial Real Estate: Owner Occupied 369 356 — 358 4 Non-owner occupied 407 329 — 335 — Construction and Farmland: Residential — — — — — Commercial 301 246 — 263 25 Consumer: Installment 9 8 — 9 — Residential: Equity lines 276 65 — 68 1 Single family 2,854 2,435 — 2,583 80 Multifamily 366 367 — 375 21 Other Loans — — — — — $ 4,946 $ 4,034 $ — $ 4,260 $ 152 With an allowance recorded: Commercial - Non Real Estate: Commercial & Industrial $ — $ — $ — $ — $ — Commercial Real Estate: Owner Occupied — — — — — Non-owner occupied 2,369 2,377 149 2,405 103 Construction and Farmland: Residential — — — — — Commercial 187 187 100 187 8 Consumer: Installment — — — — — Residential: Equity lines — — — — — Single family 879 822 51 833 38 Multifamily — — — — — Other Loans — — — — — $ 3,435 $ 3,386 $ 300 $ 3,425 $ 149 Total: Commercial $ 364 $ 228 $ — $ 269 $ 21 Commercial Real Estate 3,145 3,062 149 3,098 107 Construction and Farmland 488 433 100 450 33 Consumer 9 8 — 9 — Residential 4,375 3,689 51 3,859 140 Other — — — — — Total $ 8,381 $ 7,420 $ 300 $ 7,685 $ 301 (1) Recorded investment is defined as the summation of the outstanding principal balance, accrued interest, net deferred loan fees or costs, and any partial charge-offs. Accrued interest and net deferred loan fees or costs totaled $17 thousand at December 31, 2019 . When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is in nonaccrual status, all payments are applied to principal under the cost-recovery method. For financial statement purposes, the recorded investment in nonaccrual loans is the actual principal balance reduced by payments that would otherwise have been applied to interest. When reporting information on these loans to the applicable customers, the unpaid principal balance is reported as if payments were applied to principal and interest under the original terms of the loan agreements. Therefore, the unpaid principal balance reported to the customer would be higher than the recorded investment in the loan for financial statement purposes. When the ultimate collectability of the total principal of the impaired loan is not in doubt and the loan is in nonaccrual status, contractual interest is credited to interest income when received under the cash-basis method. The Company uses a rating system for evaluating the risks associated with non-consumer loans. Consumer loans are not evaluated for risk unless the characteristics of the loan fall within classified categories. Consumer loans are evaluated for collection based on payment performance. Descriptions of these ratings are as follows: Pass Pass loans exhibit acceptable history of profits, cash flow ability and liquidity. Sufficient cash flow exists to service the loan. All obligations have been paid by the borrower in an as agreed manner. Pass Monitored Pass monitored loans may be experiencing income and cash volatility, inconsistent operating trends, nominal liquidity and/or a leveraged balance sheet. A higher level of supervision is required for these loans as the potential for a negative event could impact the borrower’s ability to repay the loan. Special Mention Special mention loans exhibit negative trends and potential weakness that, if left uncorrected, may negatively affect the borrower’s ability to repay its obligations. The risk of default is not imminent and the borrower still demonstrates sufficient financial strength to service debt. Substandard Substandard loans exhibit well defined weaknesses resulting in a higher probability of default. The borrowers exhibit adverse financial trends and a diminishing ability or willingness to service debt. Doubtful Doubtful loans exhibit all of the characteristics inherent in substandard loans; however given the severity of weaknesses, the collection of 100% of the principal is unlikely under current conditions. Loss Loss loans are considered uncollectible over a reasonable period of time and of such little value that its continuance as a bankable asset is not warranted. Credit quality information by class at March 31, 2020 and December 31, 2019 was as follows: As of March 31, 2020 (in thousands) INTERNAL RISK RATING GRADES Pass Pass Monitored Special Mention Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 49,524 $ 3,875 $ 201 $ 11 $ — $ — $ 53,611 Commercial Real Estate: Owner Occupied 118,346 26,353 8,638 247 — — 153,584 Non-owner occupied 102,378 33,908 10,085 1,844 — — 148,215 Construction and Farmland: Residential 5,362 2,476 — — — — 7,838 Commercial 18,612 20,127 5,213 291 — — 44,243 Residential: Equity Lines 31,987 336 — 41 17 — 32,381 Single family 167,032 17,829 6,397 2,065 135 — 193,458 Multifamily 8,001 1,917 3,966 — — — 13,884 All other loans 11,734 30 46 — — — 11,810 Total $ 512,976 $ 106,851 $ 34,546 $ 4,499 $ 152 $ — $ 659,024 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 13,849 $ 74 As of December 31, 2019 (in thousands) INTERNAL RISK RATING GRADES Pass Pass Monitored Special Mention Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 42,578 $ 3,815 $ 105 $ 45 $ — $ — $ 46,543 Commercial Real Estate: Owner Occupied 103,958 38,989 5,654 356 — — 148,957 Non-owner occupied 103,909 25,939 5,866 1,929 — — 137,643 Construction and Farm land: Residential 5,094 2,773 — — — — 7,867 Commercial 17,018 30,661 437 495 — — 48,611 Residential: Equity Lines 32,295 889 — 42 22 — 33,248 Single family 162,195 19,427 2,347 2,225 138 — 186,332 Multifamily 11,714 1,337 998 366 — — 14,415 All other loans 11,963 40 47 — — — 12,050 Total $ 490,724 $ 123,870 $ 15,454 $ 5,458 $ 160 $ — $ 635,666 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 9,480 $ 61

Troubled Debt Restructurings

Troubled Debt Restructurings	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Troubled Debt Restructurings	Troubled Debt Restructurings All loans deemed a troubled debt restructuring (“TDR"), are considered impaired, and are evaluated for collateral and cash-flow sufficiency. A loan is considered a TDR when the Company, for economic or legal reasons related to a borrower’s financial difficulties, grants a concession to the borrower that the Company would not otherwise consider. All of the following factors are indicators that the Company has granted a concession (one or multiple items may be present): • The borrower receives a reduction of the stated interest rate to a rate less than the institution is willing to accept at the time of the restructure for a new loan with comparable risk. • The borrower receives an extension of the maturity date or dates at a stated interest rate lower than the current market interest rate for new debt with similar risk characteristics. • The borrower receives a reduction of the face amount or maturity amount of the debt as stated in the instrument or other agreement. • The borrower receives a deferral of required payments (principal and/or interest) which causes more than an insignificant change in cash flow. • The borrower receives a reduction of the accrued interest. There were seventeen ( 17 ) TDR loans totaling $2.7 million at March 31, 2020 . At December 31, 2019 , there were eighteen ( 18 ) TDR loans totaling $3.0 million . Three loans, totaling $155 thousand , were in nonaccrual status at March 31, 2020 . Four loans, totaling $401 thousand , were in nonaccrual status at December 31, 2019 . There were no outstanding commitments to lend additional amounts to troubled debt restructured borrowers at March 31, 2020 or December 31, 2019 . During the three months ended March 31, 2020 and 2019 , the Company classified no additional loans as troubled debt restructurings. As of March 31, 2020 , the Company had executed principal and/or interest deferrals on outstanding loan balances of $52.9 million during the first quarter of 2020. These deferrals were no more than six months in duration and were for loans not more than 30 days past due as of December 31, 2019. As such, they were not considered troubled debt restructurings based on the relief provisions of the CARES Act and recent interagency regulatory guidance. In the period subsequent to March 31, 2020 and through April 30, 2020, the Company executed additional deferrals of principal and/or interest on outstanding loan balances of $44.1 million . There were no payment defaults during the three months ended March 31, 2020 for TDRs that were restructured within the preceding twelve month period. Payment defaults for the three months ended March 31, 2019 are detailed in the table below. Three Months Ended March 31, 2019 (dollars in thousands) Number of Recorded Single family 1 $ 79 Total 1 $ 79 Management defines default as over 30 days contractually past due under the modified terms, the foreclosure and/or repossession of the collateral, or the charge-off of the loan during the twelve month period subsequent to the modification.

Deposits

Deposits	3 Months Ended
	Mar. 31, 2020
Deposits [Abstract]
Deposits	NOTE 7. Deposits The composition of deposits at March 31, 2020 and December 31, 2019 was as follows: March 31, 2020 December 31, 2019 (in thousands) Noninterest bearing demand deposits $ 271,508 $ 269,171 Savings and interest bearing demand deposits: NOW accounts $ 95,361 $ 102,337 Money market accounts 170,566 154,133 Regular savings accounts 111,750 107,705 $ 377,677 $ 364,175 Time deposits: Balances of less than $250,000 $ 59,087 $ 59,094 Balances of $250,000 and more 81,727 79,104 $ 140,814 $ 138,198 $ 789,999 $ 771,544

Lease (Notes)

Lease (Notes)	3 Months Ended
	Mar. 31, 2020
Leases [Abstract]
Leases	Leases On January 1, 2019, the Company adopted ASU No. 2016-02 “Leases (Topic 842)” and all subsequent ASUs that modified Topic 842. The Company elected the prospective application approach provided by ASU 2018-11 and did not adjust prior periods for ASC 842. The Company also elected certain practical expedients within the standard and consistent with such elections did not reassess whether any expired or existing contracts are or contain leases, did not reassess the lease classification for any expired or existing leases, and did not reassess any initial direct costs for existing leases. As stated in the Company’s 2019 Form 10-K, the implementation of the new standard resulted in recognition of a right-of-use asset and lease liability of $3.8 million at the date of adoption, which is related to the Company’s lease of premises used in operations. The right-of-use asset and lease liability are included in other assets and other liabilities, respectively, in the Consolidated Balance Sheets. During the first quarter of 2020 , the Company entered into a long-term lease agreement for a loan production office in Tysons Corner, Virigina. This resulted in the initial recognition of a right-of-use asset and lease liability of $549 thousand , also reflected in other assets and other liabilities. Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. The Company’s two long-term lease agreements are classified as an operating leases. These leases offer the option to extend the lease term and the Company has included such extensions in its calculation of the lease liability to the extent the options are reasonably certain of being exercised. The lease agreements do not provide for a residual value guarantee and have no restrictions or covenants that would impact dividends or require incurring additional financial obligations. The following tables present information about the Company’s leases: (dollars in thousands) As of March 31, 2020 December 31, 2019 Lease liability $ 4,195 $ 3,680 Right-of-use asset $ 4,127 $ 3,618 Weighted average remaining lease term 18 years 20 years Weighted average discount rate 3.34 % 3.62 % Three Months Ended Lease Cost March 31, 2020 March 31, 2019 Operating lease cost $ 74 $65 Short-term lease cost 4 4 Total lease cost $ 78 $69 Cash paid for amounts included in the measurement of lease liabilities $ 58 $50 A maturity analysis of operating lease liability and reconciliation of the undiscounted cash flows to the total operating lease liability is as follows: As of Lease payments due March 31, 2020 Nine months ending December 31, 2020 $ 238 Twelve months ending December 31, 2021 320 Twelve months ending December 31, 2022 323 Twelve months ending December 31, 2023 325 Twelve months ending December 31, 2024 328 Twelve months ending December 31, 2025 311 Thereafter 4,020 Total undiscounted cash flows $ 5,865 Discount (1,670 ) Lease liability $ 4,195

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 9. Fair Value Measurements GAAP requires the Company to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The fair value of certain assets and liabilities is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. “Fair Value Measurements” defines fair value, establishes a framework for measuring fair value, establishes a three-level valuation hierarchy for disclosure of fair value measurement and enhances disclosure requirements for fair value measurements. The valuation hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. The three levels are defined as follows: • Level 1 Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. • Level 2 Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. • Level 3 Inputs to the valuation methodology are unobservable and significant to the fair value measurement. The following section provides a description of the valuation methodologies used for instruments measured at fair value on a recurring basis, as well as the general classification of such instruments pursuant to the valuation hierarchy: Securities Available for Sale: Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at March 31, 2020 and December 31, 2019 : Fair Value Measurements at March 31, 2020 Using Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs March 31, 2020 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 18,399 $ — $ 18,399 $ — Mortgage-backed securities 106,080 — 106,080 — Obligations of states and political subdivisions 31,912 — 31,912 — Total assets at fair value $ 156,391 $ — $ 156,391 $ — Fair Value Measurements at December 31, 2019 Using Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2019 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 22,186 $ — $ 22,186 $ — Mortgage-backed securities 108,161 — 108,161 — Obligations of states and political subdivisions 34,656 — 34,656 — Total assets at fair value $ 165,003 $ — $ 165,003 $ — Certain financial assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower of cost or market accounting or write downs of individual assets. The following describes the valuation techniques used by the Company to measure certain financial and nonfinancial assets recorded at fair value on a nonrecurring basis in the financial statements: Impaired Loans: Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected when due. The measurement of loss associated with impaired loans can be based on the present value of its expected future cash flows discounted at the loan's coupon rate, or at the loans' observable market price or the fair value of the collateral securing the loans, if they are collateral dependent. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing a market valuation approach based on an appraisal conducted by an independent, licensed appraiser using observable market data within the last twelve months (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the property is more than one year old and not solely based on observable market comparables or management determines the fair value of the collateral is further impaired below the appraised value, then a Level 3 valuation is considered to measure the fair value. The value of business equipment is based upon an outside appraisal, of one year or less, if deemed significant, or the net book value on the applicable business’s financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Impaired loans allocated to the allowance for loan losses are measured at fair value on a nonrecurring basis. Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income. Other Real Estate Owned: Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the fair value of the property, less estimated selling costs, establishing a new costs basis. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for loan losses. Costs of significant property improvements are capitalized, whereas costs relating to holding property are expensed. The portion of interest costs relating to development of real estate is capitalized. Valuations are periodically obtained by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of a property to fair value less cost to sell. The fair value measurement of real estate held in other real estate owned is assessed in the same manner as impaired loans described above. We believe that the fair value follows the provisions of GAAP. The following table displays quantitative information about Level 3 Fair Value Measurements for certain financial assets measured at fair value on a nonrecurring basis at March 31, 2020 and December 31, 2019 : Quantitative information about Level 3 Fair Value Measurements for March 31, 2020 Valuation Technique(s) Unobservable Input Range Weighted Average (1) Assets: Impaired loans Discounted appraised value Selling cost 12% 12% Impaired loans Present value of cash flows Discount rate 4% - 6% 5% Other real estate owned Discounted appraised value Discount for current market conditions and selling costs 6% 6% December 31, 2019 Valuation Technique(s) Unobservable Input Range Weighted Average Impaired loans Discounted appraised value Selling cost 12% 12% Impaired loans Present value of cash flows Discount rate 4% - 6% 5% Other real estate owned Discounted appraised value Discount for current market conditions and selling costs 6% 6% (1) Unobservable inputs were weighted by the relative fair values of the instruments. The following table summarizes the Company’s financial and nonfinancial assets that were measured at fair value on a nonrecurring basis at March 31, 2020 and December 31, 2019 : Fair Value at March 31, 2020 Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs March 31, 2020 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Impaired loans $ 3,078 $ — $ — $ 3,078 Nonfinancial Assets: Other real estate owned 442 — — 442 Fair Value at December 31, 2019 Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2019 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Impaired loans $ 3,075 $ — $ — $ 3,075 Nonfinancial Assets: Other real estate owned 183 — — 183 The carrying value and fair value of the Company’s financial instruments at March 31, 2020 and December 31, 2019 were as follows: Fair Value Measurements at March 31, 2020 Using Carrying Value as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Fair Value as of March 31, 2020 (Level 1) (Level 2) (Level 3) March 31, 2020 (in thousands) Financial Assets: Cash and short-term investments $ 23,045 $ 23,045 $ — $ — $ 23,045 Securities 156,391 — 156,391 — 156,391 Restricted Investments 1,268 — 1,268 — 1,268 Loans, net 668,645 — — 662,236 662,236 Bank owned life insurance 12,398 — 12,398 — 12,398 Accrued interest receivable 2,187 — 2,187 — 2,187 Financial Liabilities: Deposits $ 789,999 $ — $ 790,577 $ — $ 790,577 Accrued interest payable 135 — 135 — 135 Fair Value Measurements at December 31, 2019 Using Carrying Value Quoted Prices Significant Significant Fair Value as of December 31, 2019 (Level 1) (Level 2) (Level 3) December 31, 2019 (in thousands) Financial assets: Cash and short-term investments $ 33,659 $ 33,659 $ — $ — $ 33,659 Securities 165,003 — 165,003 — 165,003 Restricted Investments 1,197 — 1,197 — 1,197 Loans, net 639,787 — — 633,476 633,476 Bank owned life insurance 398 — 398 — 398 Accrued interest receivable 2,237 — 237 — 237 Financial liabilities: Deposits $ 771,544 $ — $ 772,111 $ — $ 772,111 Accrued interest payable 142 — 142 — 142

Change in Accumulated Other Com

Change in Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2020
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Change in Accumulated Other Comprehensive Income	NOTE 10. Change in Accumulated Other Comprehensive Income Accumulated other comprehensive income includes unrealized gains and losses on available for sale securities and changes in benefit obligations and plan assets for the post retirement benefit plan. Changes to accumulated other comprehensive income are presented net of their tax effect as a component of equity. Reclassifications out of accumulated other comprehensive income are recorded in the Consolidated Statements of Income either as a gain or loss. Changes to accumulated other comprehensive income by component are shown in the following tables for the periods indicated: Three Months Ended March 31, 2020 2019 Unrealized Gains and (Losses) on Available for Sale Securities Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total Unrealized Gains and (Losses) on Available for Sale Securities Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total (dollars in thousands) January 1 $ 1,438 $ 44 $ 1,482 $ (1,597 ) $ 44 $ (1,553 ) Other comprehensive income before reclassifications 3,565 — 3,565 2,137 — 2,137 Reclassifications — — — 3 — 3 Tax effect of current period changes (749 ) — (749 ) (450 ) — (450 ) Current period changes net of taxes 2,816 — 2,816 1,690 — 1,690 March 31 $ 4,254 $ 44 $ 4,298 $ 93 $ 44 $ 137 For the three months ended March 31, 2020 and 2019 , zero and $(3) thousand , respectively, was reclassified out of accumulated other comprehensive income and appeared as (loss) on sale of securities in the Consolidated Statements of Income. The tax related to these reclassifications was zero and $1 thousand for the three months ended March 31, 2020 and 2019 , respectively. The tax related to reclassifications is included in Income Tax Expense in the Consolidated Statements of Income.

Other Real Estate Owned (Notes)

Other Real Estate Owned (Notes)	3 Months Ended
	Mar. 31, 2020
Banking and Thrift [Abstract]
Real Estate Owned	NOTE 11. Other Real Estate Owned The following table is a summary of other real estate owned ("OREO") activity for the three months ended March 31, 2020 and 2019 and the year ended December 31, 2019 : Three Months Ended Year Ended Three Months Ended March 31, December 31, March 31, 2020 2019 2019 (in thousands) Balance, beginning $ 183 $ 106 $ 106 Transfers from loans 310 1,151 — Gain on foreclosure 132 192 397 Sales (183 ) (1,266 ) — Valuation adjustments — — — Balance, ending $ 442 $ 183 $ 503 The major classifications of other real estate owned in the consolidated balance sheets at March 31, 2020 and December 31, 2019 were as follows: As of March 31, 2020 December 31, 2019 (in thousands) Construction and Farmland $ — $ — Residential Real Estate — 183 Commercial Real Estate 442 — Subtotal $ 442 $ 183 Less valuation allowance — — Total $ 442 $ 183 There were no consumer mortgage loans collateralized by residential real estate in the process of foreclosure at March 31, 2020 . There were two consumer mortgage loans totaling $334 thousand collateralized by residential real estate in the process of foreclosure at December 31, 2019 .

Qualified Affordable Housing Pr

Qualified Affordable Housing Project Investments (Notes)	3 Months Ended
	Mar. 31, 2020
Federal Home Loan Banks [Abstract]
Qualified Affordable Housing Project Investments	NOTE 12. Qualified Affordable Housing Project Investments The Company invests in qualified affordable housing projects. The general purpose of these investments is to encourage and assist participants in investing in low-income residential rental properties located in the Commonwealth of Virginia, develop and implement strategies to maintain projects as low-income housing, provide tax credits and other tax benefits to investors, and to preserve and protect project assets. At March 31, 2020 and December 31, 2019 , the balance of the investment for qualified affordable housing projects was $2.98 million and $3.0 million , respectively. These balances are reflected in Other assets on the Consolidated Balance Sheets. Total unfunded commitments related to the investments in qualified affordable housing projects totaled $766 thousand and $798 thousand at March 31, 2020 and December 31, 2019 , respectively. These balances are reflected in Other liabilities on the Consolidated Balance Sheets. The Company expects to fulfill these commitments by December 31, 2023, in accordance with the terms of the individual agreements. During the three months ended March 31, 2020 and 2019 , the Company recognized amortization expense of $57 thousand . The amortization expense was included in Other operating expenses on the Consolidated Statements of Income. Total estimated credits to be received during 2020 are $329 thousand based on the most recent quarterly estimates received from the funds. Total tax credits and other tax benefits recognized during the three months ended March 31, 2020 and 2019 , were $89 thousand and $95 thousand , respectively.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2020
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Recent Accounting Pronouncements	NOTE 13. Recent Accounting Pronouncements and Other Authoritative Guidance In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. At the FASB’s October 16, 2019 meeting, the Board affirmed its decision to amend the effective date of this ASU for many companies. Public business entities that are SEC filers, excluding those meeting the smaller reporting company definition, will retain the initial required implementation date of fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. All other entities will be required to apply the guidance for fiscal years, and interim periods within those years, beginning after December 15, 2022. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements. The Company formed a CECL committee during 2016 which continues to meet weekly to address the compliance requirements. Historic loan data has been gathered and reviewed for completeness and accuracy. In addition, the committee has selected a third-party that is assisting in calculating the financial impact of ASU 2016-13 and anticipates running parallel allowance models under the current and new standard in advance of the required implementation date. In December 2019, the FASB issued ASU 2019-12, “Income Taxes (Topic 740) - Simplifying the Accounting for Income Taxes.” The ASU is expected to reduce cost and complexity related to the accounting for income taxes by removing specific exceptions to general principles in Topic 740 (eliminating the need for an organization to analyze whether certain exceptions apply in a given period) and improving financial statement preparers’ application of certain income tax-related guidance. This ASU is part of the FASB’s simplification initiative to make narrow-scope simplifications and improvements to accounting standards through a series of short-term projects. For public business entities, the amendments are effective for fiscal years beginning after December 15, 2020, and interim periods within those fiscal years. Early adoption is permitted. The Company is currently assessing the impact that ASU 2019-12 will have on its consolidated financial statements. In January 2020, the FASB issued ASU 2020-01, “Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815.” The ASU is based on a consensus of the Emerging Issues Task Force and is expected to increase comparability in accounting for these transactions. ASU 2016-01 made targeted improvements to accounting for financial instruments, including providing an entity the ability to measure certain equity securities without a readily determinable fair value at cost, less any impairment, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. Among other topics, the amendments clarify that an entity should consider observable transactions that require it to either apply or discontinue the equity method of accounting. For public business entities, the amendments in the ASU are effective for fiscal years beginning after December 15, 2020, and interim periods within those fiscal years. Early adoption is permitted. The Company does not expect the adoption of ASU 2020-01 to have a material impact on its consolidated financial statements. In March 2020, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2020-04 “Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” These amendments provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of March 12, 2020 through December 31, 2022. The Company is working to identify loans that are directly or indirectly influenced by LIBOR. The Company is assessing ASU 2020-04 and its impact on the Company’s transition away from LIBOR for its loans. On March 12, 2020, the SEC finalized amendments to its “accelerated filer” and “large accelerated filer” definitions. The amendments increase the threshold criteria for meeting these filer classifications and are effective on April 27, 2020. Any changes in filer status are to be applied beginning with the filer’s first annual report filed with the SEC subsequent to the effective date. Prior to these changes, the Company was required to comply with section 404(b) of the Sarbanes Oxley Act concerning auditor attestation over internal control over financial reporting as an “accelerated filer” as it had more than $75 million but less than $700 million in public float at the end of the Company’s most recent second quarter . The rule change revises the definition of “accelerated filers” to exclude entities with public float of less than $700 million and less than $100 million in annual revenues. The Company expects that, under this revised definition, it will no longer be considered an accelerated filer. If the Company’s annual revenues exceed $100 million, its category will change back to an “accelerated filer”. The classifications of “accelerated filer” and “large accelerated filer” require a public company to obtain an auditor attestation concerning the effectiveness of internal control over financial reporting (ICFR) and include the opinion on ICFR in its annual report on Form 10-K. Non-accelerated filers also have additional time to file quarterly and annual financial statements. All public companies are required to obtain and file annual financial statement audits, as well as provide management’s assertion on effectiveness of internal control over financial reporting, but the external auditor attestation of internal control over financial reporting is not required for non-accelerated filers. In March 2020, various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“the agencies”) issued an interagency statement on loan modifications and reporting for financial institutions working with customers affected by the Coronavirus. The interagency statement was effective immediately and impacted accounting for loan modifications. Under Accounting Standards Codification 310-40, “Receivables - Troubled Debt Restructurings by Creditors,” (“ASC 310-40”), a restructuring of debt constitutes a troubled debt restructuring (“TDR”) if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. The agencies confirmed with the staff of the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief, are not to be considered TDRs. This includes short-term (e.g., six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. This interagency guidance is expected to have an impact on the Company’s financial statements; however, this impact cannot be quantified at this time.

Stock-Based Compensation Plan (

Stock-Based Compensation Plan (Tables)	3 Months Ended
	Mar. 31, 2020
Share-based Payment Arrangement, Noncash Expense [Abstract]
Restricted Stock Activity	Three Months Ended March 31, 2020 2019 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Nonvested, beginning of period 18,488 $ 30.39 16,701 $ 29.72 Granted 11,925 31.05 11,450 30.51 Vested (9,933 ) 30.13 (10,000 ) 29.30 Forfeited — — — — Nonvested, end of period 20,480 30.90 18,151 30.40

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2020
Earnings Per Share [Abstract]
Weighted Average Number Of Shares Used In Computing Earnings Per Share	The following table shows the weighted average number of shares used in computing earnings per share for the three months ended March 31, 2020 and 2019 . During 2020 and 2019 , there were no potentially dilutive securities outstanding. Three Months Ended March 31, 2020 2019 Weighted average number of common shares outstanding used to calculate basic and diluted earnings per share 3,437,085 3,458,213

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2020
Debt Securities, Available-for-sale [Abstract]
Amortized Costs And Fair Values Of Securities Available For Sale	Amortized costs and fair values of securities available for sale at March 31, 2020 and December 31, 2019 were as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value March 31, 2020 (in thousands) Obligations of U.S. government corporations and agencies $ 17,051 $ 1,348 $ — $ 18,399 Mortgage-backed securities 102,500 3,580 — 106,080 Obligations of states and political subdivisions 31,453 520 (61 ) 31,912 $ 151,004 $ 5,448 $ (61 ) $ 156,391 December 31, 2019 (in thousands) Obligations of U.S. government corporations and agencies $ 21,917 $ 363 $ (94 ) $ 22,186 Mortgage-backed securities 107,410 966 (215 ) 108,161 Obligations of states and political subdivisions 33,854 858 (56 ) 34,656 $ 163,181 $ 2,187 $ (365 ) $ 165,003
Fair Value And Gross Unrealized Losses For Securities Available For Sale	The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at March 31, 2020 and December 31, 2019 were as follows: Less than 12 months 12 months or more Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses March 31, 2020 (in thousands) Obligations of states and political subdivisions $ 4,874 $ 61 $ — $ — $ 4,874 $ 61 $ 4,874 $ 61 $ — $ — $ 4,874 $ 61 December 31, 2019 (in thousands) Obligations of U.S. government corporations and agencies $ 5,466 $ 91 $ 1,997 $ 3 $ 7,463 $ 94 Mortgage-backed securities 19,509 176 5,271 39 24,780 215 Obligations of states and political subdivisions 3,127 49 923 7 4,050 56 $ 28,102 $ 316 $ 8,191 $ 49 $ 36,293 $ 365
Restricted Investments	The composition of restricted investments at March 31, 2020 and December 31, 2019 was as follows: March 31, 2020 December 31, 2019 (in thousands) Federal Reserve Bank Stock $ 344 $ 344 Federal Home Loan Bank Stock 784 713 Community Bankers’ Bank Stock 140 140 $ 1,268 $ 1,197

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Schedule Of Composition Of Loans	The composition of loans at March 31, 2020 and December 31, 2019 was as follows: March 31, December 31, 2020 2019 (in thousands) Mortgage loans on real estate: Construction and land development $ 35,755 $ 42,561 Secured by farmland 16,326 13,917 Secured by 1-4 family residential properties 225,839 219,580 Multifamily 13,884 14,415 Commercial 301,799 286,600 Commercial and industrial loans 53,611 46,543 Consumer installment loans 13,923 9,541 All other loans 11,810 12,050 Total loans $ 672,947 $ 645,207 Net deferred loan costs (fees) 1,085 (447 ) Allowance for loan losses (5,387 ) (4,973 ) Net Loans $ 668,645 $ 639,787
Changes In Allowance For Loan Losses	Changes in the allowance for loan losses for the three months ended March 31, 2020 and 2019 and the year ended December 31, 2019 were as follows: Three Months Ended Year Ended Three Months Ended March 31, December 31, March 31, 2020 2019 2019 (in thousands) Balance, beginning $ 4,973 $ 5,456 $ 5,456 (Recovery of) provision for loan losses (97 ) 629 194 Recoveries added to the allowance 578 201 45 Loan losses charged to the allowance (67 ) (1,313 ) (10 ) Balance, ending $ 5,387 $ 4,973 $ 5,685
Nonaccrual And Past Due Loans By Class	Nonaccrual and past due loans by class at March 31, 2020 and December 31, 2019 were as follows: March 31, 2020 (in thousands) 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Current Total Loans 90 or More Days Past Due Still Accruing Nonaccrual Loans Commercial - Non Real Estate: Commercial & Industrial $ 16 $ — $ — $ 16 $ 53,595 $ 53,611 $ — $ — Commercial Real Estate: Owner Occupied 594 1,495 — 2,089 151,495 153,584 — 212 Non-owner occupied 3,038 — — 3,038 145,177 148,215 — 248 Construction and Farmland: Residential — — — — 7,838 7,838 — — Commercial 2,411 — 187 2,598 41,645 44,243 — 187 Consumer: Installment 74 — — 74 13,849 13,923 — 8 Residential: Equity Lines — 149 — 149 32,232 32,381 — 58 Single family 924 578 393 1,895 191,563 193,458 — 984 Multifamily — — — — 13,884 13,884 — — All Other Loans — — — — 11,810 11,810 — — Total $ 7,057 $ 2,222 $ 580 $ 9,859 $ 663,088 $ 672,947 $ — $ 1,697 December 31, 2019 (in thousands) 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Current Total Loans 90 or More Past Due Still Accruing Nonaccrual Loans Commercial - Non Real Estate: Commercial & Industrial $ 47 $ — $ 32 $ 79 $ 46,464 $ 46,543 $ — $ 32 Commercial Real Estate: Owner Occupied 1,078 — — 1,078 147,879 148,957 — 320 Non-owner occupied — — — — 137,643 137,643 — 329 Construction and Farmland: Residential — — — — 7,867 7,867 — — Commercial — — 187 187 48,424 48,611 — 187 Consumer: Installment 55 6 — 61 9,480 9,541 — 8 Residential: Equity Lines 121 — — 121 33,127 33,248 — 65 Single family 471 541 1,251 2,263 184,069 186,332 — 1,244 Multifamily — — — — 14,415 14,415 — — All Other Loans — — — — 12,050 12,050 — — Total $ 1,772 $ 547 $ 1,470 $ 3,789 $ 641,418 $ 645,207 $ — $ 2,185
Allowance For Loan Losses By Segment	Allowance for loan losses by segment at March 31, 2020 and December 31, 2019 were as follows: As of and for the Three Months Ended March 31, 2020 (in thousands) Construction and Farmland Residential Commercial Real Estate Commercial - Non Real Estate Consumer All Other Loans Unallocated Total Allowance for credit losses: Beginning Balance $ 446 $ 1,601 $ 1,991 $ 565 $ 54 $ 120 $ 196 $ 4,973 Charge-Offs — — — (49 ) (6 ) (12 ) — (67 ) Recoveries 2 52 40 472 10 2 — 578 Provision for (recovery of) loan losses (11 ) 92 201 (417 ) 28 10 — (97 ) Ending balance $ 437 $ 1,745 $ 2,232 $ 571 $ 86 $ 120 $ 196 $ 5,387 Ending balance: Individually evaluated for impairment $ 100 $ 39 $ 142 $ — $ — $ — $ — $ 281 Ending balance: collectively evaluated for impairment $ 337 $ 1,706 $ 2,090 $ 571 $ 86 $ 120 $ 196 $ 5,106 Loans: Ending balance $ 52,081 $ 239,723 $ 301,799 $ 53,611 $ 13,923 $ 11,810 $ — $ 672,947 Ending balance individually evaluated for impairment $ 230 $ 3,020 $ 2,855 $ 186 $ 8 $ — $ — $ 6,299 Ending balance collectively evaluated for impairment $ 51,851 $ 236,703 $ 298,944 $ 53,425 $ 13,915 $ 11,810 $ — $ 666,648 As of and for the Twelve Months Ended December 31, 2019 (in thousands) Construction and Farmland Residential Commercial Real Estate Commercial - Non Real Estate Consumer All Other Loans Unallocated Total Allowance for credit losses: Beginning Balance $ 583 $ 1,788 $ 1,988 $ 919 $ 53 $ 97 $ 28 $ 5,456 Charge-Offs — (406 ) — (850 ) (5 ) (52 ) — (1,313 ) Recoveries 8 72 20 52 26 23 — 201 Provision for (recovery of) loan losses (145 ) 147 (17 ) 444 (20 ) 52 168 629 Ending balance $ 446 $ 1,601 $ 1,991 $ 565 $ 54 $ 120 $ 196 $ 4,973 Ending balance: Individually evaluated for impairment $ 100 $ 51 $ 149 $ — $ — $ — $ — $ 300 Ending balance: collectively evaluated for impairment $ 346 $ 1,550 $ 1,842 $ 565 $ 54 $ 120 $ 196 $ 4,673 Loans: Ending balance $ 56,478 $ 233,995 $ 286,600 $ 46,543 $ 9,541 $ 12,050 $ — $ 645,207 Ending balance individually evaluated for impairment $ 433 $ 3,681 $ 3,053 $ 228 $ 8 $ — $ — $ 7,403 Ending balance collectively evaluated for impairment $ 56,045 $ 230,314 $ 283,547 $ 46,315 $ 9,533 $ 12,050 $ — $ 637,804
Impaired Loans By Class	Impaired loans by class as of and for the periods ended March 31, 2020 and December 31, 2019 were as follows: As of and for the Three Months Ended March 31, 2020 (in thousands) Unpaid Principal Balance Recorded Investment (1) Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance: Commercial - Non Real Estate: Commercial & Industrial $ 313 $ 186 $ — $ 198 $ 4 Commercial Real Estate: Owner Occupied 260 247 — 252 1 Non-owner occupied 331 248 — 277 — Construction and Farmland: Residential — — — — — Commercial 51 43 — 44 1 Consumer: Installment 8 8 — 8 — Residential: Equity lines 276 57 — 58 — Single family 2,568 2,170 — 2,447 15 Multifamily — — — — — Other Loans — — — — — $ 3,807 $ 2,959 $ — $ 3,284 $ 21 With an allowance recorded: Commercial - Non Real Estate: Commercial & Industrial $ — $ — $ — $ — $ — Commercial Real Estate: Owner Occupied — — — — — Non-owner occupied 2,360 2,364 142 2,368 28 Construction and Farmland: Residential — — — — — Commercial 187 187 100 187 — Consumer: Installment — — — — — Residential: Equity lines — — — — — Single family 874 817 39 820 9 Multifamily — — — — — Other Loans — — — — — $ 3,421 $ 3,368 $ 281 $ 3,375 $ 37 Total: Commercial $ 313 $ 186 $ — $ 198 $ 4 Commercial Real Estate 2,951 2,859 142 2,897 29 Construction and Farmland 238 230 100 231 1 Consumer 8 8 — 8 — Residential 3,718 3,044 39 3,325 24 Other — — — — — Total $ 7,228 $ 6,327 $ 281 $ 6,659 $ 58 (1) Recorded investment is defined as the summation of the outstanding principal balance, accrued interest, net deferred loan fees or costs, and any partial charge-offs. Accrued interest and net deferred loan fees or costs totaled $28 thousand at March 31, 2020 . As of and for the Twelve Months End December 31, 2019 (in thousands) Unpaid Principal Balance Recorded Investment (1) Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance: Commercial - Non Real Estate: Commercial & Industrial $ 364 $ 228 $ — $ 269 $ 21 Commercial Real Estate: Owner Occupied 369 356 — 358 4 Non-owner occupied 407 329 — 335 — Construction and Farmland: Residential — — — — — Commercial 301 246 — 263 25 Consumer: Installment 9 8 — 9 — Residential: Equity lines 276 65 — 68 1 Single family 2,854 2,435 — 2,583 80 Multifamily 366 367 — 375 21 Other Loans — — — — — $ 4,946 $ 4,034 $ — $ 4,260 $ 152 With an allowance recorded: Commercial - Non Real Estate: Commercial & Industrial $ — $ — $ — $ — $ — Commercial Real Estate: Owner Occupied — — — — — Non-owner occupied 2,369 2,377 149 2,405 103 Construction and Farmland: Residential — — — — — Commercial 187 187 100 187 8 Consumer: Installment — — — — — Residential: Equity lines — — — — — Single family 879 822 51 833 38 Multifamily — — — — — Other Loans — — — — — $ 3,435 $ 3,386 $ 300 $ 3,425 $ 149 Total: Commercial $ 364 $ 228 $ — $ 269 $ 21 Commercial Real Estate 3,145 3,062 149 3,098 107 Construction and Farmland 488 433 100 450 33 Consumer 9 8 — 9 — Residential 4,375 3,689 51 3,859 140 Other — — — — — Total $ 8,381 $ 7,420 $ 300 $ 7,685 $ 301
Credit Quality Information By Class	Credit quality information by class at March 31, 2020 and December 31, 2019 was as follows: As of March 31, 2020 (in thousands) INTERNAL RISK RATING GRADES Pass Pass Monitored Special Mention Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 49,524 $ 3,875 $ 201 $ 11 $ — $ — $ 53,611 Commercial Real Estate: Owner Occupied 118,346 26,353 8,638 247 — — 153,584 Non-owner occupied 102,378 33,908 10,085 1,844 — — 148,215 Construction and Farmland: Residential 5,362 2,476 — — — — 7,838 Commercial 18,612 20,127 5,213 291 — — 44,243 Residential: Equity Lines 31,987 336 — 41 17 — 32,381 Single family 167,032 17,829 6,397 2,065 135 — 193,458 Multifamily 8,001 1,917 3,966 — — — 13,884 All other loans 11,734 30 46 — — — 11,810 Total $ 512,976 $ 106,851 $ 34,546 $ 4,499 $ 152 $ — $ 659,024 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 13,849 $ 74 As of December 31, 2019 (in thousands) INTERNAL RISK RATING GRADES Pass Pass Monitored Special Mention Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 42,578 $ 3,815 $ 105 $ 45 $ — $ — $ 46,543 Commercial Real Estate: Owner Occupied 103,958 38,989 5,654 356 — — 148,957 Non-owner occupied 103,909 25,939 5,866 1,929 — — 137,643 Construction and Farm land: Residential 5,094 2,773 — — — — 7,867 Commercial 17,018 30,661 437 495 — — 48,611 Residential: Equity Lines 32,295 889 — 42 22 — 33,248 Single family 162,195 19,427 2,347 2,225 138 — 186,332 Multifamily 11,714 1,337 998 366 — — 14,415 All other loans 11,963 40 47 — — — 12,050 Total $ 490,724 $ 123,870 $ 15,454 $ 5,458 $ 160 $ — $ 635,666 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 9,480 $ 61

Troubled Debt Restructurings Tr

Troubled Debt Restructurings Troubled Debt Restructurings (Tables)	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Troubled Debt Restructurings on Financing Receivables	There were seventeen ( 17 ) TDR loans totaling $2.7 million at March 31, 2020 . At December 31, 2019 , there were eighteen ( 18 ) TDR loans totaling $3.0 million . Three loans, totaling $155 thousand , were in nonaccrual status at March 31, 2020 . Four loans, totaling $401 thousand , were in nonaccrual status at December 31, 2019 . There were no outstanding commitments to lend additional amounts to troubled debt restructured borrowers at March 31, 2020 or December 31, 2019 . During the three months ended March 31, 2020 and 2019 , the Company classified no additional loans as troubled debt restructurings. As of March 31, 2020 , the Company had executed principal and/or interest deferrals on outstanding loan balances of $52.9 million during the first quarter of 2020. These deferrals were no more than six months in duration and were for loans not more than 30 days past due as of December 31, 2019. As such, they were not considered troubled debt restructurings based on the relief provisions of the CARES Act and recent interagency regulatory guidance. In the period subsequent to March 31, 2020 and through April 30, 2020, the Company executed additional deferrals of principal and/or interest on outstanding loan balances of $44.1 million .
Loans By Class Of Financing Receivable Modified As TDRs	Three Months Ended March 31, 2019 (dollars in thousands) Number of Recorded Single family 1 $ 79 Total 1 $ 79

Deposits (Tables)

Deposits (Tables)	3 Months Ended
	Mar. 31, 2020
Deposits [Abstract]
Composition Of Deposits	The composition of deposits at March 31, 2020 and December 31, 2019 was as follows: March 31, 2020 December 31, 2019 (in thousands) Noninterest bearing demand deposits $ 271,508 $ 269,171 Savings and interest bearing demand deposits: NOW accounts $ 95,361 $ 102,337 Money market accounts 170,566 154,133 Regular savings accounts 111,750 107,705 $ 377,677 $ 364,175 Time deposits: Balances of less than $250,000 $ 59,087 $ 59,094 Balances of $250,000 and more 81,727 79,104 $ 140,814 $ 138,198 $ 789,999 $ 771,544

Lease (Tables)

Lease (Tables)	3 Months Ended
	Mar. 31, 2020
Leases [Abstract]
Assets And Liabilities, Lessee	The following tables present information about the Company’s leases: (dollars in thousands) As of March 31, 2020 December 31, 2019 Lease liability $ 4,195 $ 3,680 Right-of-use asset $ 4,127 $ 3,618 Weighted average remaining lease term 18 years 20 years Weighted average discount rate 3.34 % 3.62 % Three Months Ended Lease Cost March 31, 2020 March 31, 2019 Operating lease cost $ 74 $65 Short-term lease cost 4 4 Total lease cost $ 78 $69 Cash paid for amounts included in the measurement of lease liabilities $ 58 $50
Lessee, Operating Lease, Liability, Maturity	A maturity analysis of operating lease liability and reconciliation of the undiscounted cash flows to the total operating lease liability is as follows: As of Lease payments due March 31, 2020 Nine months ending December 31, 2020 $ 238 Twelve months ending December 31, 2021 320 Twelve months ending December 31, 2022 323 Twelve months ending December 31, 2023 325 Twelve months ending December 31, 2024 328 Twelve months ending December 31, 2025 311 Thereafter 4,020 Total undiscounted cash flows $ 5,865 Discount (1,670 ) Lease liability $ 4,195

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis	The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at March 31, 2020 and December 31, 2019 : Fair Value Measurements at March 31, 2020 Using Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs March 31, 2020 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 18,399 $ — $ 18,399 $ — Mortgage-backed securities 106,080 — 106,080 — Obligations of states and political subdivisions 31,912 — 31,912 — Total assets at fair value $ 156,391 $ — $ 156,391 $ — Fair Value Measurements at December 31, 2019 Using Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2019 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 22,186 $ — $ 22,186 $ — Mortgage-backed securities 108,161 — 108,161 — Obligations of states and political subdivisions 34,656 — 34,656 — Total assets at fair value $ 165,003 $ — $ 165,003 $ —
Quantitative Information About Level 3 Fair Value Measurements For Certain Financial Assets	The following table displays quantitative information about Level 3 Fair Value Measurements for certain financial assets measured at fair value on a nonrecurring basis at March 31, 2020 and December 31, 2019 : Quantitative information about Level 3 Fair Value Measurements for March 31, 2020 Valuation Technique(s) Unobservable Input Range Weighted Average (1) Assets: Impaired loans Discounted appraised value Selling cost 12% 12% Impaired loans Present value of cash flows Discount rate 4% - 6% 5% Other real estate owned Discounted appraised value Discount for current market conditions and selling costs 6% 6% December 31, 2019 Valuation Technique(s) Unobservable Input Range Weighted Average Impaired loans Discounted appraised value Selling cost 12% 12% Impaired loans Present value of cash flows Discount rate 4% - 6% 5% Other real estate owned Discounted appraised value Discount for current market conditions and selling costs 6% 6%
Financial And Nonfinancial Assets Measured At Fair Value On A Nonrecurring Basis	The following table summarizes the Company’s financial and nonfinancial assets that were measured at fair value on a nonrecurring basis at March 31, 2020 and December 31, 2019 : Fair Value at March 31, 2020 Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs March 31, 2020 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Impaired loans $ 3,078 $ — $ — $ 3,078 Nonfinancial Assets: Other real estate owned 442 — — 442 Fair Value at December 31, 2019 Balance as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2019 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Impaired loans $ 3,075 $ — $ — $ 3,075 Nonfinancial Assets: Other real estate owned 183 — — 183
Company's Financial Instruments	The carrying value and fair value of the Company’s financial instruments at March 31, 2020 and December 31, 2019 were as follows: Fair Value Measurements at March 31, 2020 Using Carrying Value as of Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Fair Value as of March 31, 2020 (Level 1) (Level 2) (Level 3) March 31, 2020 (in thousands) Financial Assets: Cash and short-term investments $ 23,045 $ 23,045 $ — $ — $ 23,045 Securities 156,391 — 156,391 — 156,391 Restricted Investments 1,268 — 1,268 — 1,268 Loans, net 668,645 — — 662,236 662,236 Bank owned life insurance 12,398 — 12,398 — 12,398 Accrued interest receivable 2,187 — 2,187 — 2,187 Financial Liabilities: Deposits $ 789,999 $ — $ 790,577 $ — $ 790,577 Accrued interest payable 135 — 135 — 135 Fair Value Measurements at December 31, 2019 Using Carrying Value Quoted Prices Significant Significant Fair Value as of December 31, 2019 (Level 1) (Level 2) (Level 3) December 31, 2019 (in thousands) Financial assets: Cash and short-term investments $ 33,659 $ 33,659 $ — $ — $ 33,659 Securities 165,003 — 165,003 — 165,003 Restricted Investments 1,197 — 1,197 — 1,197 Loans, net 639,787 — — 633,476 633,476 Bank owned life insurance 398 — 398 — 398 Accrued interest receivable 2,237 — 237 — 237 Financial liabilities: Deposits $ 771,544 $ — $ 772,111 $ — $ 772,111 Accrued interest payable 142 — 142 — 142

Change in Accumulated Other C_2

Change in Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2020
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Changes To Accumulated Other Comprehensive Income By Components	Changes to accumulated other comprehensive income by component are shown in the following tables for the periods indicated: Three Months Ended March 31, 2020 2019 Unrealized Gains and (Losses) on Available for Sale Securities Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total Unrealized Gains and (Losses) on Available for Sale Securities Change in Benefit Obligations and Plan Assets for the Post Retirement Benefit Plan Total (dollars in thousands) January 1 $ 1,438 $ 44 $ 1,482 $ (1,597 ) $ 44 $ (1,553 ) Other comprehensive income before reclassifications 3,565 — 3,565 2,137 — 2,137 Reclassifications — — — 3 — 3 Tax effect of current period changes (749 ) — (749 ) (450 ) — (450 ) Current period changes net of taxes 2,816 — 2,816 1,690 — 1,690 March 31 $ 4,254 $ 44 $ 4,298 $ 93 $ 44 $ 137

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	3 Months Ended
	Mar. 31, 2020
Banking and Thrift [Abstract]
Other Real Estate, Roll Forward	Three Months Ended Year Ended Three Months Ended March 31, December 31, March 31, 2020 2019 2019 (in thousands) Balance, beginning $ 183 $ 106 $ 106 Transfers from loans 310 1,151 — Gain on foreclosure 132 192 397 Sales (183 ) (1,266 ) — Valuation adjustments — — — Balance, ending $ 442 $ 183 $ 503
Schedule of Real Estate Properties	As of March 31, 2020 December 31, 2019 (in thousands) Construction and Farmland $ — $ — Residential Real Estate — 183 Commercial Real Estate 442 — Subtotal $ 442 $ 183 Less valuation allowance — — Total $ 442 $ 183

General (Details)

General (Details)	Mar. 31, 2020
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Ownership percentage in subsidiaries	100.00%

Stock-Based Compensation Plan_2

Stock-Based Compensation Plan (Restricted Stock Activity) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, authorized common stock	500,000
Shares, Nonvested, beginning of period	18,488	16,701
Shares, Granted	11,925	11,450
Shares, Vested	(9,933)	(10,000)
Shares, Forfeited	0	0
Shares, Nonvested, end of period	20,480	18,151
Weighted Average Grant Date Fair Value, Nonvested, beginning of period	$ 30.39	$ 29.72
Weighted Average Grant Date Fair Value, Granted	31.05	30.51
Weighted Average Grant Date Fair Value, Vested	30.13	29.30
Weighted average Grant Date Fair Value, Forfeited	0	0
Weighted Average Grant Date Fair Value, Nonvested, end of period	$ 30.90	$ 30.40
Deferred Compensation Arrangements Unrecognized Compensation Cost Related To Unvested Restricted Stock	$ 251
Outside Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting service period of grants to executive officers	9 months
Service Period [Member] | Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting service period of grants to executive officers	3 years
Performance Measure [Member] | Executive Officers [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting service period of grants to executive officers	1 year

Earnings Per Common Share (Weig

Earnings Per Common Share (Weighted Average Number Of Shares Used In Computing Earnings Per Share) (Details) - shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0	0
Average number of common shares outstanding	3,437,085	3,458,213

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)security	Mar. 31, 2019USD ($)	Dec. 31, 2019security
Debt Securities, Available-for-sale [Line Items]
Sales of securities available for sale	$ 0	$ 3,818
Available-for-sale Securities, Gross Realized Gains	$ 0	6
Available-for-sale Securities, Gross Realized Losses		9
Debt securities included in gross unrealized losses on available for sale securities | security	11		28
Carrying value of securities pledged as collateral	$ 2,900
Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax	$ 0	$ (3)

Securities (Amortized Costs And

Securities (Amortized Costs And Fair Values Of Securities Available For Sale) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 151,004	$ 163,181
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	5,448	2,187
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	(61)	(365)
Securities available for sale, at fair value	156,391	165,003
Obligations Of U.S. Government Corporations And Agencies [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	17,051	21,917
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	1,348	363
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	0	(94)
Securities available for sale, at fair value	18,399	22,186
Mortgage-Backed Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	102,500	107,410
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	3,580	966
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	0	(215)
Securities available for sale, at fair value	106,080	108,161
Obligations Of States And Political Subdivisions [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	31,453	33,854
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	520	858
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	(61)	(56)
Securities available for sale, at fair value	$ 31,912	$ 34,656

Securities (Fair Value And Gros

Securities (Fair Value And Gross Unrealized Losses For Securities Available For Sale) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than 12 months	$ 4,874	$ 28,102
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	61	316
Fair Value, 12 months or more	0	8,191
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	0	49
Fair Value, Total	4,874	36,293
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	61	365
Obligations Of U.S. Government Corporations And Agencies [Member]
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than 12 months		5,466
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		91
Fair Value, 12 months or more		1,997
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss		3
Fair Value, Total		7,463
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss		94
Mortgage-Backed Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than 12 months		19,509
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		176
Fair Value, 12 months or more		5,271
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss		39
Fair Value, Total		24,780
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss		215
Obligations Of States And Political Subdivisions [Member]
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than 12 months	4,874	3,127
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	61	49
Fair Value, 12 months or more	0	923
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	0	7
Fair Value, Total	4,874	4,050
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ 61	$ 56

Securities (Restricted Investme

Securities (Restricted Investments) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	$ 1,268	$ 1,197
Federal Reserve Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	344	344
Federal Home Loan Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	784	713
Community Bankers' Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	$ 140	$ 140

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses (Schedule of Composition of Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	$ 672,947	$ 645,207
Net deferred loan costs (fees)	1,085	(447)
Allowance for loan losses	(5,387)	(4,973)
Net Loans	668,645	639,787
Construction and land development
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	35,755	42,561
Secured by farmland
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	16,326	13,917
Secured by 1-4 family residential properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	225,839	219,580
Multifamily
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	13,884	14,415
Commercial Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	301,799	286,600
Commercial and industrial loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	53,611	46,543
Consumer installment loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	13,923	9,541
All other loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	$ 11,810	$ 12,050

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses (Changes In Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Balance	$ 4,973	$ 5,456	$ 5,456
(Recovery of) provision for loan losses	(97)	194	629
Recoveries added to the allowance	578	45	201
Loan losses charged to the allowance	(67)	(10)	(1,313)
Ending Balance	$ 5,387	$ 5,685	$ 4,973

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses (Nonaccrual And Past Due Loans By Class) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Past Due [Line Items]
Past Due	$ 9,859	$ 3,789
Current	663,088	641,418
Total Loans	672,947	645,207
90 or More Days Past Due Still Accruing	0	0
Nonaccrual Loans	1,697	2,185
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	7,057	1,772
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	2,222	547
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	580	1,470
Commercial - Non Real Estate Commercial And Industrial
Financing Receivable, Past Due [Line Items]
Past Due	16	79
Current	53,595	46,464
Total Loans	53,611	46,543
90 or More Days Past Due Still Accruing	0
Nonaccrual Loans	0	32
Commercial - Non Real Estate Commercial And Industrial | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	16	47
Commercial - Non Real Estate Commercial And Industrial | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial - Non Real Estate Commercial And Industrial | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	32
Commercial Real Estate Owner Occupied
Financing Receivable, Past Due [Line Items]
Past Due	2,089	1,078
Current	151,495	147,879
Total Loans	153,584	148,957
Nonaccrual Loans	212	320
Commercial Real Estate Owner Occupied | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	594	1,078
Commercial Real Estate Owner Occupied | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	1,495	0
Commercial Real Estate Owner Occupied | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial Real Estate Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Past Due	3,038	0
Current	145,177	137,643
Total Loans	148,215	137,643
Nonaccrual Loans	248	329
Commercial Real Estate Non-Owner Occupied | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	3,038	0
Commercial Real Estate Non-Owner Occupied | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial Real Estate Non-Owner Occupied | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Construction And Farmland Residential
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Current	7,838	7,867
Total Loans	7,838	7,867
Nonaccrual Loans	0	0
Construction And Farmland Residential | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Construction And Farmland Residential | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Construction And Farmland Residential | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Construction And Farmland Commercial
Financing Receivable, Past Due [Line Items]
Past Due	2,598	187
Current	41,645	48,424
Total Loans	44,243	48,611
Nonaccrual Loans	187	187
Construction And Farmland Commercial | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	2,411	0
Construction And Farmland Commercial | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Construction And Farmland Commercial | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	187	187
Consumer Installment
Financing Receivable, Past Due [Line Items]
Past Due	74	61
Current	13,849	9,480
Total Loans	13,923	9,541
90 or More Days Past Due Still Accruing	0	0
Nonaccrual Loans	8	8
Consumer Installment | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	74	55
Consumer Installment | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	6
Consumer Installment | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Residential Equity Lines
Financing Receivable, Past Due [Line Items]
Past Due	149	121
Current	32,232	33,127
Total Loans	32,381	33,248
90 or More Days Past Due Still Accruing	0
Nonaccrual Loans	58	65
Residential Equity Lines | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	121
Residential Equity Lines | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	149	0
Residential Equity Lines | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Residential Single Family
Financing Receivable, Past Due [Line Items]
Past Due	1,895	2,263
Current	191,563	184,069
Total Loans	193,458	186,332
90 or More Days Past Due Still Accruing	0	0
Nonaccrual Loans	984	1,244
Residential Single Family | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	924	471
Residential Single Family | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	578	541
Residential Single Family | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	393	1,251
Residential Multifamily
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Current	13,884	14,415
Total Loans	13,884	14,415
Nonaccrual Loans	0	0
Residential Multifamily | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Residential Multifamily | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Residential Multifamily | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
All Other Loans
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Current	11,810	12,050
Total Loans	11,810	12,050
Nonaccrual Loans	0	0
All Other Loans | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
All Other Loans | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	0	0
All Other Loans | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Past Due	$ 0	$ 0

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses (Allowance For Loan Losses By Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Balance	$ 4,973	$ 5,456	$ 5,456
Charge-Offs	(67)	(10)	(1,313)
Recoveries	578	45	201
Provision for (recovery of) loan losses	(97)	194	629
Ending Balance	5,387	5,685	4,973
Ending balance: Individually evaluated for impairment	281		300
Ending balance: collectively evaluated for impairment	5,106		4,673
Loans Ending Balance	672,947		645,207
Ending balance individually evaluated for impairment	6,299		7,403
Ending balance collectively evaluated for impairment	666,648		637,804
Construction and Farmland
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Balance	446	583	583
Charge-Offs	0		0
Recoveries	2		8
Provision for (recovery of) loan losses	(11)		(145)
Ending Balance	437		446
Ending balance: Individually evaluated for impairment	100		100
Ending balance: collectively evaluated for impairment	337		346
Loans Ending Balance	52,081		56,478
Ending balance individually evaluated for impairment	230		433
Ending balance collectively evaluated for impairment	51,851		56,045
Residential
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Balance	1,601	1,788	1,788
Charge-Offs	0		(406)
Recoveries	52		72
Provision for (recovery of) loan losses	92		147
Ending Balance	1,745		1,601
Ending balance: Individually evaluated for impairment	39		51
Ending balance: collectively evaluated for impairment	1,706		1,550
Loans Ending Balance	239,723		233,995
Ending balance individually evaluated for impairment	3,020		3,681
Ending balance collectively evaluated for impairment	236,703		230,314
Commercial Real Estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Balance	1,991	1,988	1,988
Charge-Offs	0		0
Recoveries	40		20
Provision for (recovery of) loan losses	201		(17)
Ending Balance	2,232		1,991
Ending balance: Individually evaluated for impairment	142		149
Ending balance: collectively evaluated for impairment	2,090		1,842
Loans Ending Balance	301,799		286,600
Ending balance individually evaluated for impairment	2,855		3,053
Ending balance collectively evaluated for impairment	298,944		283,547
Commercial - Non Real Estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Balance	565	919	919
Charge-Offs	(49)		(850)
Recoveries	472		52
Provision for (recovery of) loan losses	(417)		444
Ending Balance	571		565
Ending balance: Individually evaluated for impairment	0		0
Ending balance: collectively evaluated for impairment	571		565
Loans Ending Balance	53,611		46,543
Ending balance individually evaluated for impairment	186		228
Ending balance collectively evaluated for impairment	53,425		46,315
Consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Balance	54	53	53
Charge-Offs	(6)		(5)
Recoveries	10		26
Provision for (recovery of) loan losses	28		(20)
Ending Balance	86		54
Ending balance: Individually evaluated for impairment	0		0
Ending balance: collectively evaluated for impairment	86		54
Loans Ending Balance	13,923		9,541
Ending balance individually evaluated for impairment	8		8
Ending balance collectively evaluated for impairment	13,915		9,533
All Other Loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Balance	120	97	97
Charge-Offs	(12)		(52)
Recoveries	2		23
Provision for (recovery of) loan losses	10		52
Ending Balance	120		120
Ending balance: Individually evaluated for impairment	0		0
Ending balance: collectively evaluated for impairment	120		120
Loans Ending Balance	11,810		12,050
Ending balance individually evaluated for impairment	0		0
Ending balance collectively evaluated for impairment	11,810		12,050
Unallocated
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Balance	196	$ 28	28
Provision for (recovery of) loan losses	0		168
Ending Balance	196		196
Ending balance: collectively evaluated for impairment	$ 196		$ 196

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses (Impaired Loans By Class) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Unpaid Principal Balance [Abstract]
Total:	$ 7,228	$ 8,381
Recorded Investment [Abstract]
Total:	6,327	7,420
Related Allowance	281	300
Average Recorded Investment [Abstract]
Total:	6,659	7,685
Interest Income Recognized [Abstract]
Total:	58	301
Consumer Installment
Unpaid Principal Balance [Abstract]
Total:	8	9
Recorded Investment [Abstract]
Total:	8	8
Related Allowance	0	0
Average Recorded Investment [Abstract]
Total:	8	9
Interest Income Recognized [Abstract]
Total:	0	0
Commercial
Unpaid Principal Balance [Abstract]
Total:	313	364
Recorded Investment [Abstract]
Total:	186	228
Related Allowance	0	0
Average Recorded Investment [Abstract]
Total:	198	269
Interest Income Recognized [Abstract]
Total:	4	21
Commercial Real Estate
Unpaid Principal Balance [Abstract]
Total:	2,951	3,145
Recorded Investment [Abstract]
Total:	2,859	3,062
Related Allowance	142	149
Average Recorded Investment [Abstract]
Total:	2,897	3,098
Interest Income Recognized [Abstract]
Total:	29	107
Construction and Farmland
Unpaid Principal Balance [Abstract]
Total:	238	488
Recorded Investment [Abstract]
Total:	230	433
Related Allowance	100	100
Average Recorded Investment [Abstract]
Total:	231	450
Interest Income Recognized [Abstract]
Total:	1	33
Residential Real Estate
Unpaid Principal Balance [Abstract]
Total:	3,718	4,375
Recorded Investment [Abstract]
Total:	3,044	3,689
Related Allowance	39	51
Average Recorded Investment [Abstract]
Total:	3,325	3,859
Interest Income Recognized [Abstract]
Total:	24	140
All Other Loans
Unpaid Principal Balance [Abstract]
Total:	0	0
Recorded Investment [Abstract]
Total:	0	0
Related Allowance	0	0
Average Recorded Investment [Abstract]
Total:	0	0
Interest Income Recognized [Abstract]
Total:	0	0
With No Related Allowance [Member]
Unpaid Principal Balance [Abstract]
With no related allowance:	3,807	4,946
Recorded Investment [Abstract]
With no related allowance:	2,959	4,034
Average Recorded Investment [Abstract]
With no related allowance:	3,284	4,260
Interest Income Recognized [Abstract]
With no related allowance:	21	152
With No Related Allowance [Member] | Commercial - Non Real Estate Commercial And Industrial
Unpaid Principal Balance [Abstract]
With no related allowance:	313	364
Recorded Investment [Abstract]
With no related allowance:	186	228
Average Recorded Investment [Abstract]
With no related allowance:	198	269
Interest Income Recognized [Abstract]
With no related allowance:	4	21
With No Related Allowance [Member] | Commercial Real Estate Owner Occupied
Unpaid Principal Balance [Abstract]
With no related allowance:	260	369
Recorded Investment [Abstract]
With no related allowance:	247	356
Average Recorded Investment [Abstract]
With no related allowance:	252	358
Interest Income Recognized [Abstract]
With no related allowance:	1	4
With No Related Allowance [Member] | Commercial Real Estate Non-Owner Occupied
Unpaid Principal Balance [Abstract]
With no related allowance:	331	407
Recorded Investment [Abstract]
With no related allowance:	248	329
Average Recorded Investment [Abstract]
With no related allowance:	277	335
Interest Income Recognized [Abstract]
With no related allowance:	0	0
With No Related Allowance [Member] | Construction And Farmland Commercial
Unpaid Principal Balance [Abstract]
With no related allowance:	51	301
Recorded Investment [Abstract]
With no related allowance:	43	246
Average Recorded Investment [Abstract]
With no related allowance:	44	263
Interest Income Recognized [Abstract]
With no related allowance:	1	25
With No Related Allowance [Member] | Consumer Installment
Unpaid Principal Balance [Abstract]
With no related allowance:	8	9
Recorded Investment [Abstract]
With no related allowance:	8	8
Average Recorded Investment [Abstract]
With no related allowance:	8	9
Interest Income Recognized [Abstract]
With no related allowance:	0	0
With No Related Allowance [Member] | Residential Equity Lines
Unpaid Principal Balance [Abstract]
With no related allowance:	276	276
Recorded Investment [Abstract]
With no related allowance:	57	65
Average Recorded Investment [Abstract]
With no related allowance:	58	68
Interest Income Recognized [Abstract]
With no related allowance:	0	1
With No Related Allowance [Member] | Residential Single Family
Unpaid Principal Balance [Abstract]
With no related allowance:	2,568	2,854
Recorded Investment [Abstract]
With no related allowance:	2,170	2,435
Average Recorded Investment [Abstract]
With no related allowance:	2,447	2,583
Interest Income Recognized [Abstract]
With no related allowance:	15	80
With No Related Allowance [Member] | Residential Multifamily
Unpaid Principal Balance [Abstract]
With no related allowance:		366
Recorded Investment [Abstract]
With no related allowance:		367
Average Recorded Investment [Abstract]
With no related allowance:		375
Interest Income Recognized [Abstract]
With no related allowance:		21
With No Related Allowance [Member] | All Other Loans
Unpaid Principal Balance [Abstract]
With no related allowance:	0	0
Recorded Investment [Abstract]
With no related allowance:	0	0
Average Recorded Investment [Abstract]
With no related allowance:	0	0
Interest Income Recognized [Abstract]
With no related allowance:	0	0
With An Allowance Recorded [Member]
Unpaid Principal Balance [Abstract]
With an allowance recorded:	3,421	3,435
Recorded Investment [Abstract]
With an allowance recorded:	3,368	3,386
Related Allowance	281	300
Average Recorded Investment [Abstract]
With an allowance recorded:	3,375	3,425
Interest Income Recognized [Abstract]
With an allowance recorded:	37	149
With An Allowance Recorded [Member] | Commercial - Non Real Estate Commercial And Industrial
Unpaid Principal Balance [Abstract]
With an allowance recorded:	0	0
Recorded Investment [Abstract]
With an allowance recorded:	0	0
Related Allowance	0	0
Average Recorded Investment [Abstract]
With an allowance recorded:	0	0
Interest Income Recognized [Abstract]
With an allowance recorded:	0	0
With An Allowance Recorded [Member] | Commercial Real Estate Non-Owner Occupied
Unpaid Principal Balance [Abstract]
With an allowance recorded:	2,360	2,369
Recorded Investment [Abstract]
With an allowance recorded:	2,364	2,377
Related Allowance	142	149
Average Recorded Investment [Abstract]
With an allowance recorded:	2,368	2,405
Interest Income Recognized [Abstract]
With an allowance recorded:	28	103
With An Allowance Recorded [Member] | Construction And Farmland Commercial
Unpaid Principal Balance [Abstract]
With an allowance recorded:	187	187
Recorded Investment [Abstract]
With an allowance recorded:	187	187
Related Allowance	100	100
Average Recorded Investment [Abstract]
With an allowance recorded:	187	187
Interest Income Recognized [Abstract]
With an allowance recorded:	0	8
With An Allowance Recorded [Member] | Consumer Installment
Unpaid Principal Balance [Abstract]
With an allowance recorded:	0	0
Recorded Investment [Abstract]
With an allowance recorded:	0	0
Related Allowance	0	0
Average Recorded Investment [Abstract]
With an allowance recorded:	0	0
Interest Income Recognized [Abstract]
With an allowance recorded:	0	0
With An Allowance Recorded [Member] | Residential Equity Lines
Unpaid Principal Balance [Abstract]
With an allowance recorded:	0	0
Recorded Investment [Abstract]
With an allowance recorded:	0	0
Related Allowance	0	0
Average Recorded Investment [Abstract]
With an allowance recorded:	0	0
Interest Income Recognized [Abstract]
With an allowance recorded:	0	0
With An Allowance Recorded [Member] | Residential Single Family
Unpaid Principal Balance [Abstract]
With an allowance recorded:	874	879
Recorded Investment [Abstract]
With an allowance recorded:	817	822
Related Allowance	39	51
Average Recorded Investment [Abstract]
With an allowance recorded:	820	833
Interest Income Recognized [Abstract]
With an allowance recorded:	9	38
With An Allowance Recorded [Member] | All Other Loans
Unpaid Principal Balance [Abstract]
With an allowance recorded:	0	0
Recorded Investment [Abstract]
With an allowance recorded:	0	0
Related Allowance	0	0
Average Recorded Investment [Abstract]
With an allowance recorded:	0	0
Interest Income Recognized [Abstract]
With an allowance recorded:	$ 0	$ 0

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses (Credit Quality Information By Class) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	$ 659,024	$ 635,666
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	512,976	490,724
Pass Monitored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	106,851	123,870
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	34,546	15,454
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	4,499	5,458
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	152	160
Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	13,849	9,480
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	74	61
Commercial - Non Real Estate Commercial And Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	53,611	46,543
Commercial - Non Real Estate Commercial And Industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	49,524	42,578
Commercial - Non Real Estate Commercial And Industrial | Pass Monitored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	3,875	3,815
Commercial - Non Real Estate Commercial And Industrial | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	201	105
Commercial - Non Real Estate Commercial And Industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	11	45
Commercial - Non Real Estate Commercial And Industrial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Commercial - Non Real Estate Commercial And Industrial | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0
Commercial Real Estate Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	153,584	148,957
Commercial Real Estate Owner Occupied | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	118,346	103,958
Commercial Real Estate Owner Occupied | Pass Monitored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	26,353	38,989
Commercial Real Estate Owner Occupied | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	8,638	5,654
Commercial Real Estate Owner Occupied | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	247	356
Commercial Real Estate Owner Occupied | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Commercial Real Estate Owner Occupied | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Commercial Real Estate Non-Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	148,215	137,643
Commercial Real Estate Non-Owner Occupied | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	102,378	103,909
Commercial Real Estate Non-Owner Occupied | Pass Monitored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	33,908	25,939
Commercial Real Estate Non-Owner Occupied | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	10,085	5,866
Commercial Real Estate Non-Owner Occupied | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	1,844	1,929
Commercial Real Estate Non-Owner Occupied | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Commercial Real Estate Non-Owner Occupied | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Construction And Farmland Residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	7,838	7,867
Construction And Farmland Residential | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	5,362	5,094
Construction And Farmland Residential | Pass Monitored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	2,476	2,773
Construction And Farmland Residential | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Construction And Farmland Residential | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Construction And Farmland Residential | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Construction And Farmland Residential | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Construction And Farmland Commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	44,243	48,611
Construction And Farmland Commercial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	18,612	17,018
Construction And Farmland Commercial | Pass Monitored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	20,127	30,661
Construction And Farmland Commercial | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	5,213	437
Construction And Farmland Commercial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	291	495
Construction And Farmland Commercial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Construction And Farmland Commercial | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Residential Equity Lines
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	32,381	33,248
Residential Equity Lines | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	31,987	32,295
Residential Equity Lines | Pass Monitored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	336	889
Residential Equity Lines | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Residential Equity Lines | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	41	42
Residential Equity Lines | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	17	22
Residential Equity Lines | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Residential Single Family
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	193,458	186,332
Residential Single Family | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	167,032	162,195
Residential Single Family | Pass Monitored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	17,829	19,427
Residential Single Family | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	6,397	2,347
Residential Single Family | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	2,065	2,225
Residential Single Family | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	135	138
Residential Single Family | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Residential Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	13,884	14,415
Residential Multifamily | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	8,001	11,714
Residential Multifamily | Pass Monitored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	1,917	1,337
Residential Multifamily | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	3,966	998
Residential Multifamily | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	366
Residential Multifamily | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
Residential Multifamily | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
All Other Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	11,810	12,050
All Other Loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	11,734	11,963
All Other Loans | Pass Monitored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	30	40
All Other Loans | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	46	47
All Other Loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
All Other Loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	0	0
All Other Loans | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivables	$ 0	$ 0

Troubled Debt Restructurings (N

Troubled Debt Restructurings (Narrative) (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2020USD ($)contract	Mar. 31, 2019contract	Dec. 31, 2019USD ($)contract	Apr. 30, 2020USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of troubled debt restructured loans | contract	17		18
Loan is considered payment default	30 days
Financing Receivable, Modifications, Nonaccrual, Number of Contracts | contract	3		4
Financing Receivable, Modifications, Nonaccrual, Recorded Investment | $	$ 155		$ 401
Number of additional troubled debt restructuring loans | contract	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts | contract		1
Total troubled debt restructured loans | $	$ 2,700		$ 3,000
CARES Act [Member] | Payment Deferral [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Deferrals on outstanding loan balances | $	$ 52,900
CARES Act [Member] | Payment Deferral [Member] | Subsequent Event [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Deferrals on outstanding loan balances | $				$ 44,100

Troubled Debt Restructurings Sc

Troubled Debt Restructurings Schedule Of Troubled Debt Restructurings On Financing Receivables (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2020contract	Mar. 31, 2019USD ($)contract	Dec. 31, 2019contract
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts		1
Financing Receivable, Modifications, Number of Contracts	17		18
Troubled Debt Restructurings Within Previous Twelve Months [Member]
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Troubled Debt Restructuring Modifications Recorded Investment | $		$ 79
Troubled Debt Restructurings Within Previous Twelve Months [Member] | Residential Single Family
Troubled Debt Restructuring, Subsequent Periods [Line Items]
Financing Receivable, Modifications, Number of Contracts		1
Troubled Debt Restructuring Modifications Recorded Investment | $		$ 79

Deposits (Composition Of Deposi

Deposits (Composition Of Deposits) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Deposits [Abstract]
Noninterest bearing demand deposits	$ 271,508	$ 269,171
NOW accounts	95,361	102,337
Money market accounts	170,566	154,133
Regular savings accounts	111,750	107,705
Savings and interest bearing demand deposits	377,677	364,175
Time Deposits, Less than $250,000	59,087	59,094
Time Deposits, $250,000 or More	81,727	79,104
Time deposits	140,814	138,198
Total deposits	$ 789,999	$ 771,544

Lease (Details)

Lease (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jan. 01, 2020	Dec. 31, 2019	Jan. 01, 2019
Lessee, Lease, Description [Line Items]
Operating lease asset	$ 4,127		$ 3,618
Operating lease, liability	$ 4,195		$ 3,680
ASU 2016-02
Lessee, Lease, Description [Line Items]
Operating lease asset		$ 549		$ 3,800
Operating lease, liability				$ 3,800

Lease - Schedule of Lease Infor

Lease - Schedule of Lease Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Leases [Abstract]
Lease liability	$ 4,195		$ 3,680
Right-of-use asset	$ 4,127		$ 3,618
Weighted average remaining lease term	18 years		20 years
Weighted average discount rate	3.34%		3.62%
Lease Cost
Operating lease cost	$ 74	$ 65
Short-term lease cost	4	4
Total lease cost	78	69
Cash paid for amounts included in the measurement of lease liabilities	$ 58	$ 50

Lease - Schedule of Maturity of

Lease - Schedule of Maturity of Lease Liability (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Leases [Abstract]
Nine months ending December 31, 2020	$ 238
Twelve months ending December 31, 2021	320
Twelve months ending December 31, 2022	323
Twelve months ending December 31, 2023	325
Twelve months ending December 31, 2024	328
Twelve months ending December 31, 2025	311
Thereafter	4,020
Total undiscounted cash flows	5,865
Discount	(1,670)
Lease liability	$ 4,195	$ 3,680

Fair Value Measurements (Financ

Fair Value Measurements (Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	$ 156,391	$ 165,003
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	156,391	165,003
Obligations Of U.S. Government Corporations And Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	18,399	22,186
Obligations Of U.S. Government Corporations And Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	18,399	22,186
Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	106,080	108,161
Mortgage-Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	106,080	108,161
Obligations Of States And Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	31,912	34,656
Obligations Of States And Political Subdivisions [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	$ 31,912	$ 34,656

Fair Value Measurements (Quanti

Fair Value Measurements (Quantitative Information About Level 3 Fair Value Measurements For Certain Financial Assets) (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Quantitative information about level 3 nonrecurring basis	6.00%	6.00%
Nonrecurring [Member] | Maximum [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Quantitative information about level 3 nonrecurring basis	6.00%	6.00%
Nonrecurring [Member] | Minimum [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Quantitative information about level 3 nonrecurring basis	6.00%	6.00%
Measurement Input, Cost to Sell [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Quantitative information about level 3 nonrecurring basis	12.00%	12.00%
Measurement Input, Cost to Sell [Member] | Nonrecurring [Member] | Maximum [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Quantitative information about level 3 nonrecurring basis	12.00%	12.00%
Measurement Input, Cost to Sell [Member] | Nonrecurring [Member] | Minimum [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Quantitative information about level 3 nonrecurring basis	12.00%	12.00%
Measurement Input, Discount Rate [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Quantitative information about level 3 nonrecurring basis	5.00%	5.00%
Measurement Input, Discount Rate [Member] | Nonrecurring [Member] | Maximum [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Quantitative information about level 3 nonrecurring basis	6.00%	6.00%
Measurement Input, Discount Rate [Member] | Nonrecurring [Member] | Minimum [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Quantitative information about level 3 nonrecurring basis	4.00%	4.00%

Fair Value Measurements (Fina_2

Fair Value Measurements (Financial And Nonfinancial Assets Measured At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 442	$ 183
Nonrecurring [Member] | Financial Assets [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	3,078	3,075
Nonrecurring [Member] | Financial Assets [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Nonrecurring [Member] | Financial Assets [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	3,078	3,075
Nonrecurring [Member] | Nonfinancial Assets [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	442	183
Nonrecurring [Member] | Nonfinancial Assets [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0
Nonrecurring [Member] | Nonfinancial Assets [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0	0
Nonrecurring [Member] | Nonfinancial Assets [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 442	$ 183

Fair Value Measurements (Compan

Fair Value Measurements (Company's Financial Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities	$ 156,391	$ 165,003
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and short-term investments	23,045	33,659
Securities	0	0
Bank owned life insurance	0	0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and short-term investments	0	0
Securities	156,391	165,003
Restricted Investments	1,268	1,197
Loans, net	0	0
Bank owned life insurance	12,398	398
Accrued interest receivable	2,187	237
Deposits	790,577	772,111
Accrued interest payable	135	142
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans, net	662,236	633,476
Bank owned life insurance	0	0
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and short-term investments	23,045	33,659
Securities	156,391	165,003
Restricted Investments	1,268	1,197
Loans, net	668,645	639,787
Bank owned life insurance	12,398	398
Accrued interest receivable	2,187	2,237
Deposits	789,999	771,544
Accrued interest payable	135	142
Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and short-term investments	23,045	33,659
Securities	156,391	165,003
Restricted Investments	1,268	1,197
Loans, net	662,236	633,476
Bank owned life insurance	12,398	398
Accrued interest receivable	2,187	237
Deposits	790,577	772,111
Accrued interest payable	$ 135	$ 142

Change in Accumulated Other C_3

Change in Accumulated Other Comprehensive Income (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Debt and Equity Securities, Gain (Loss)	$ 0	$ (3)
Reclassification adjustments	0	3
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	0	1
Unrealized Gains And Losses On Available For Sale Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Debt and Equity Securities, Gain (Loss)	0	(3)
Reclassification adjustments	$ 0	$ 3

Change in Accumulated Other C_4

Change in Accumulated Other Comprehensive Income (Changes To Accumulated Other Comprehensive Income By Components) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	$ 1,482	$ (1,553)
Other comprehensive income (loss) before reclassifications	3,565	2,137
Reclassification adjustments	0	3
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	0	1
Tax effect of current period changes	(749)	(450)
Total other comprehensive income	2,816	1,690
Ending balance	4,298	137
Unrealized Gains And Losses On Available For Sale Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	1,438	(1,597)
Other comprehensive income (loss) before reclassifications	3,565	2,137
Reclassification adjustments	0	3
Tax effect of current period changes	(749)	(450)
Total other comprehensive income	2,816	1,690
Ending balance	4,254	93
Change In Benefit Obligations And Plan Assets For The Post Retirement Benefit Plan [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	44	44
Ending balance	$ 44	$ 44

Other Real Estate Owned - Other

Other Real Estate Owned - Other Real Estate Owned Rollforward (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Other Real Estate [Roll Forward]
Balance, beginning	$ 183	$ 106	$ 106
Transfers from loans	310	0	1,151
Gain on foreclosure	132	397	192
Sales	(183)	0	(1,266)
Valuation adjustments	0	0	0
Balance, ending	$ 442	$ 503	$ 183

Other Real Estate Owned - Major

Other Real Estate Owned - Major Classifications of Other Real Estate Owned (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
Real Estate Properties [Line Items]
Other real estate, gross	$ 442	$ 183
Less valuation allowance	0	0
Total	442	183	$ 503	$ 106
Construction and Farmland
Real Estate Properties [Line Items]
Other real estate, gross	0	0
Residential Real Estate
Real Estate Properties [Line Items]
Other real estate, gross	0	183
Commercial Real Estate
Real Estate Properties [Line Items]
Other real estate, gross	$ 442	$ 0

Other Real Estate Owned Narrati

Other Real Estate Owned Narrative (Details) $ in Thousands	Mar. 31, 2020contract	Dec. 31, 2019USD ($)contract
Receivables [Abstract]
Mortgage Loans In Process Of Foreclosure Number | contract	0	2
Mortgage Loans in Process of Foreclosure, Amount | $		$ 334

Qualified Affordable Housing _2

Qualified Affordable Housing Project Investments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Federal Home Loan Banks [Abstract]
Amortization Method Qualified Affordable Housing Project Investments	$ 2,975		$ 3,000
Qualified Affordable Housing Project Investments, Commitment	766		$ 800
Amortization Method Qualified Affordable Housing Project Investments, Amortization	57	$ 57
Affordable Housing Tax Credits and Other Tax Benefits Expected to Be Received	329
Affordable Housing Tax Credits and Other Tax Benefits, Amount	$ 89	$ 95