Eagle Financial Services (EFSI) 10-Q 13 Nov 23 2023 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2023	Nov. 02, 2023
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Transition Report	false
Entity File Number	0-20146
Entity Registrant Name	EAGLE FINANCIAL SERVICES, INC.
Entity Central Index Key	0000880641
Current Fiscal Year End Date	--12-31
Document Period End Date	Sep. 30, 2023
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q3
Amendment Flag	false
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	54-1601306
Entity Address, Address Line One	2 East Main Street
Entity Address, City or Town	Berryville
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	22611
City Area Code	(540)
Local Phone Number	955-2510
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,520,894

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 14,154	$ 16,629
Interest-bearing deposits with other institutions	49,085	49,902
Federal funds sold	78,799	363
Total cash and cash equivalents	142,038	66,894
Securities available for sale,at fair value, amortized cost of $163,806 and $175,059, respectively	133,976	149,156
Restricted investments, at cost	8,583	9,233
Loans held for sale	3,564	153
Loans	1,440,985	1,323,783
Allowance for credit losses	(14,573)	(11,218)
Net Loans	1,426,412	1,312,565
Bank premises and equipment, net	18,421	18,064
Other real estate owned, net of allowance	0	108
Bank owned life insurance	24,404	23,862
Other assets	44,072	36,682
Total assets	1,801,470	1,616,717
Deposits:
Noninterest bearing demand deposits	430,910	478,750
Savings and interest bearing demand deposits	656,111	627,431
Time deposits	411,359	157,894
Total deposits	1,498,380	1,264,075
Federal funds purchased	0	32,980
Federal Home Loan Bank advances, short-term	0	175,000
Federal Home Loan Bank advances, long-term	145,000	0
Subordinated debt, net of unamortized issuance costs	29,428	29,377
Other liabilities	27,479	13,556
Total liabilities	1,700,287	1,514,988
Commitments and contingencies
Shareholders’ Equity
Preferred stock, $10 par value; 500,000 shares authorized and unissued	0	0
Common stock, $2.50 par value; authorized 10,000,000 shares; issued and outstanding 2023, 3,520,894 including 57,014 shares of unvested restricted stock; issued and outstanding 2022, 3,490,171 including 38,780 shares of unvested restricted stock	8,660	8,629
Surplus	13,970	13,268
Retained earnings	102,106	100,278
Accumulated other comprehensive (loss)	(23,553)	(20,446)
Total shareholders’ equity	101,183	101,729
Total liabilities and shareholders’ equity	$ 1,801,470	$ 1,616,717

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Preferred stock, par value	$ 10	$ 10
Preferred stock, shares authorized	500,000	500,000
Common stock, par value	$ 2.5	$ 2.5
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	3,520,894	3,490,171
Common stock, shares, outstanding	3,520,894	3,490,171
Common stock, unvested restricted shares	57,014	38,780
Securities available for sale	$ 163,806	$ 175,059

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest and Dividend Income
Interest and fees on loans	$ 20,179	$ 13,282	$ 56,100	$ 35,565
Interest and dividends on securities available for sale:
Taxable interest income	781	851	2,370	2,477
Interest income exempt from federal income taxes	3	59	12	217
Dividends	147	22	366	49
Interest on deposits in banks	1,030	143	2,176	199
Interest on federal funds sold	51	9	89	15
Total interest and dividend income	22,191	14,366	61,113	38,522
Interest Expense
Interest on deposits	6,978	714	15,972	1,467
Interest on federal funds purchased	0	11	70	19
Interest on Federal Home Loan Bank advances	1,943	404	6,006	404
Interest on subordinated debt	354	338	1,063	675
Total interest expense	9,275	1,467	23,111	2,565
Net Interest Income (Expense)	12,916	12,899	38,002	35,957
Provision for credit losses	216	0	1,283	900
Net interest income after provision for credit losses	12,700	12,899	36,719	35,057
Noninterest Income
Wealth management fees	1,190	1,094	3,611	3,077
Service charges on deposit accounts	460	432	1,343	1,195
Other service charges and fees	1,252	1,061	3,434	2,999
Gain on the sale of marine finance assets	463	0	463	0
Gain (loss) on the sale of bank premises and equipment	7	8	14	(3)
(Loss) on sale of securities	0	(737)	0	(737)
Gain on sale of loans	265	568	913	1,544
Bank owned life insurance income	184	138	542	495
Other operating income	388	600	772	1,686
Total noninterest income	4,209	3,164	11,092	10,256
Noninterest Expenses
Salaries and employee benefits	7,598	6,938	22,457	18,873
Occupancy expenses	570	528	1,621	1,562
Equipment expenses	341	299	979	814
Advertising and marketing expenses	228	181	866	438
Stationery and supplies	69	34	147	135
ATM network fees	426	381	1,142	977
Other real estate owned expense	0	0	5	0
(Gain) on other real estate owned	0	0	(7)	0
FDIC assessment	495	116	1,107	430
Computer software expense	396	252	987	690
Bank franchise tax	340	234	916	653
Professional fees	497	270	1,963	1,610
Data processing fees	542	427	1,422	1,386
Other operating expenses	2,631	1,398	5,869	3,941
Total noninterest expenses	14,133	11,058	39,474	31,509
Income before income taxes	2,776	5,005	8,337	13,804
Income tax expense (benefit)	457	923	1,375	2,480
Net income	$ 2,319	$ 4,082	$ 6,962	$ 11,324
Earnings Per Share
Net income per common share, basic	$ 0.66	$ 1.17	$ 1.98	$ 3.25
Net income per common share, diluted	$ 0.66	$ 1.17	$ 1.98	$ 3.25

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Statement of Comprehensive Income [Abstract]
Net income	$ 2,319	$ 4,082	$ 6,962	$ 11,324
Other comprehensive (loss):
Unrealized (loss) on available for sale securities net of reclassification adjustments, and net of deferred income tax of $(1,100) and $(1,189) for the three months ended and $(825) and ($5,603) for the nine months ended, respectively	(4,137)	(4,475)	(3,102)	(21,076)
Changes in benefit obligations and plan assets for post retirement benefit plans, net of reclassification adjustments, net of deferred income tax of $0 and $0 for the three months ended and $(3) and $0 for the nine months ended , respectively	0	0	(5)	0
Total other comprehensive (loss)	(4,137)	(4,475)	(3,107)	(21,076)
Total comprehensive income (loss	$ (1,818)	$ (393)	$ 3,855	$ (9,752)

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Loss) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Statement of Comprehensive Income [Abstract]
Unrealized (loss) on available for sale securities, deferred income tax	$ (1,100)	$ (1,189)	$ (825)	$ (5,603)
Changes in benefit obligations and plan assets for post retirement benefit plans, deferred income taxes	$ 0	$ 0	$ (3)	$ 0

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Retained Earnings [Member] Cumulative Effect, Period of Adoption, Adjustment [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Starting Balance at Dec. 31, 2021	$ 110,280	$ 8,556	$ 12,115	$ 89,764		$ (155)
Net income	3,250			3,250
Other comprehensive income (loss)	(10,628)					(10,628)
Vesting of restricted stock awards, stock incentive plan		31	(31)
Stock-based compensation expense	195		195
Issuance of common stock, dividend investment plan	97	7	90
Repurchase and retirement of common stock	(117)	(8)	(109)
Dividends declared	(974)			(974)
End Balance at Mar. 31, 2022	102,103	8,586	12,260	92,040		(10,783)
Starting Balance at Dec. 31, 2021	110,280	8,556	12,115	89,764		(155)
Net income	11,324
Other comprehensive income (loss)	(21,076)
End Balance at Sep. 30, 2022	98,500	8,600	13,003	98,128		(21,231)
Starting Balance at Mar. 31, 2022	102,103	8,586	12,260	92,040		(10,783)
Net income	3,992			3,992
Other comprehensive income (loss)	(5,973)					(5,973)
Stock-based compensation expense	222		222
Issuance of common stock, employee benefit plan	120	8	112
Dividends declared	(974)			(974)
End Balance at Jun. 30, 2022	99,490	8,594	12,594	95,058		(16,756)
Net income	4,082			4,082
Other comprehensive income (loss)	(4,475)					(4,475)
Stock-based compensation expense	329		329
Issuance of common stock, dividend investment plan	101	7	94
Issuance of common stock, employee benefit plan	22	2	20
Repurchase and retirement of common stock	(37)	(3)	(34)
Dividends declared	(1,012)			(1,012)
End Balance at Sep. 30, 2022	98,500	8,600	13,003	98,128		(21,231)
Starting Balance at Dec. 31, 2022	101,729	8,629	13,268	100,278		(20,446)
Cumulative effect adjustment for CECL	(1,961)				$ (1,961)
Net income	2,585			2,585
Other comprehensive income (loss)	2,975					2,975
Vesting of restricted stock awards, stock incentive plan		31	(31)
Stock-based compensation expense	317		317
Repurchase and retirement of common stock	(128)	(9)	(119)
Dividends declared	(1,057)			(1,057)
End Balance at Mar. 31, 2023	104,460	8,651	13,435	99,845		(17,471)
Starting Balance at Dec. 31, 2022	101,729	8,629	13,268	100,278		(20,446)
Net income	6,962
Other comprehensive income (loss)	(3,107)
End Balance at Sep. 30, 2023	101,183	8,660	13,970	102,106		(23,553)
Starting Balance at Mar. 31, 2023	104,460	8,651	13,435	99,845		(17,471)
Net income	2,058			2,058
Other comprehensive income (loss)	(1,945)					(1,945)
Stock-based compensation expense	323		323
Issuance of common stock, employee benefit plan	133	10	123
Dividends declared	(1,059)			(1,059)
End Balance at Jun. 30, 2023	103,970	8,661	13,881	100,844		(19,416)
Net income	2,319			2,319
Other comprehensive income (loss)	(4,137)					(4,137)
Vesting of restricted stock awards, stock incentive plan		11	(11)
Stock-based compensation expense	263		263
Repurchase and retirement of common stock	(175)	(12)	(163)
Dividends declared	(1,057)			(1,057)
End Balance at Sep. 30, 2023	$ 101,183	$ 8,660	$ 13,970	$ 102,106		$ (23,553)

Consolidated Statements Of Ch_2

Consolidated Statements Of Changes In Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022
Statement of Stockholders' Equity [Abstract]
Issuance of restricted stock, stock incentive plan, shares	4,553		12,749			12,468
Issuance of common stock, dividend investment plan, shares				2,800		2,782
Issuance of common stock, employee benefit plan, shares		3,803		614	3,451
Shares repurchase and retired	4,941		3,590	1,031		3,411
Dividends declared, per share	$ 0.3	$ 0.3	$ 0.3	$ 0.29	$ 0.28	$ 0.28

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Cash Flows from Operating Activities
Net income	$ 6,962	$ 11,324
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	745	734
Amortization of other assets	613	525
Origination of loans held for sale	(27,627)	(13,244)
Proceeds from sale of loans held for sale	24,805	14,515
Net (gains) on sales of loans	(913)	(1,544)
Provision for credit losses	1,283	900
(Gain) on other real estate owned	(7)	0
(Gain) on the sale of marine finance assets	(463)	0
(Gain) loss on the sale and disposal of premises and equipment	(14)	3
Loss on the sale of securities	0	737
Amortization of subordinated debt issuance costs	51	33
Stock-based compensation expense	903	746
Premium amortization on securities, net	266	460
Bank owned life insurance income	(542)	(495)
Changes in assets and liabilities:
(Increase) in other assets	(5,472)	(10,691)
Increase in other liabilities	12,297	1,108
Net cash provided by operating activities	12,887	5,111
Cash Flows from Investing Activities
Proceeds from maturities, calls, and principal payments of securities available for sale	10,987	24,135
Proceeds from the sale of securities available for sale	0	10,813
Purchases of securities available for sale	0	(26,813)
Proceeds from the sale of restricted investments	4,975	0
Purchases of restricted investments	(4,326)	(3,559)
Purchases of bank premises and equipment	(1,127)	(493)
Proceeds from the sale of bank premises and equipment	39	33
Proceeds from the sale of other real estate owned	115	0
Changes in collateral posted with other financial institutions, net	0	(700)
Proceeds from sale of marine finance business	53,537	0
Proceeds from sales of loans	49,325	97,814
Origination of loans net of principal collected	(218,755)	(312,421)
Funding of capital commitments related to other investments	(495)	(485)
Net cash (used in) investing activities	(105,725)	(211,676)
Cash Flows from Financing Activities
Net (decrease) increase in noninterest bearing demand deposits, savings, and interest bearing demand deposits	(19,160)	69,614
Net increase in time deposits	253,465	7,265
Net (decrease) in federal funds purchased	(32,980)	0
Net (decrease) in short-term Federal Home Loan Bank advances	(175,000)	75,000
Advances of long-term Federal Home Loan Bank advances	145,000	0
Issuance of subordinated debt, net of issuance costs	0	29,327
Issuance of common stock employees benefit plan	133	142
Repurchase and retirement of common stock	(303)	(154)
Cash dividends paid	(3,173)	(2,762)
Net cash provided by financing activities	167,982	178,432
Increase (decrease) in cash and cash equivalents	75,144	(28,133)
Cash and Cash Equivalents
Beginning	66,894	64,068
Ending	142,038	35,935
Supplemental Disclosures of Cash Flow Information
Interest	22,016	1,436
Income taxes	1,706	2,541
Supplemental Schedule of Noncash Investing and Financing Activities:
Unrealized (loss) on securities available for sale	(3,927)	(26,679)
Minimum postretirement liability adjustment	(8)	0
Repossessed assets acquired in settlement of loans	304	0
Issuance of common stock, dividend investment plan	0	198
Sales of securities available for sale settled subsequent to quarter end	$ 0	$ 4,557

General

General	9 Months Ended
	Sep. 30, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
General	NOTE 1. General The accompanying unaudited financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Rule 8-03 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP. In the opinion of management, the accompanying financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the financial position at September 30, 2023 and December 31, 2022, the results of operations and the changes in shareholders' equity for the three and nine months ended September 30, 2023 and 2022, and cash flows for the nine months ended September 30, 2023 and 2022. The results of operations for the three and nine months ended September 30, 2023 are not necessarily indicative of the results to be expected for the full year. These financial statements should be read in conjunction with the Consolidated Financial Statements and related Notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022 (the “2022 Form 10-K”). Eagle Financial Services, Inc. (the "Company") owns 100 % of Bank of Clarke (the “Bank”). The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary. All significant intercompany accounts and t ransactions between the Company and the Bank have been eliminated. Certain amounts in the consolidated financial statements have been reclassified to conform to current year presentations. None of the reclassifications were of a material nature and they had no effect on prior year net income or shareholders' equity. On January 1, 2023, the Company adopted Accounting Standards Update ("ASU") 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments,” ASU 2018-19, “Codification Improvements to Topic 326, Financial Instruments – Credit Losses,” ASU 2019-04, “Codification Improvements to Topic 326, Financial Instruments – Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments,” ASU 2019-05, “Financial Instruments – Credit Losses (Topic 326): Targeted Transition Relief,” ASU 2019-10, “Financial instruments—Credit losses (Topic 326), Derivatives and hedging (Topic 815), and Leases (Topic 842)—Effective dates,” ASU 2019-11, “Codification Improvements to Topic 326, Financial Instruments—Credit Losses,” ASU 2020-02, “Financial Instruments-Credit Losses (Topic 326) and Leases (Topic 842),” ASU 2020-03, “Codification Improvements to Financial Instruments” and ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326) - Troubled Debt Restructurings and Vintage Disclosures” (collectively, "ASC 326"). ASC 326 introduced an approach based on current expected credit losses ("CECL") to estimate credit losses on certain types of financial instruments, replacing the incurred loss methodology from prior GAAP. It also applies to unfunded commitments to extend credit, including loan commitments, standby letters of credit, and other similar instruments. It modified the impairment model for available-for-sale debt securities and provided for a simplified accounting model for purchased financial assets with credit deterioration since their origination. It also modified the measurement principles for modifications of loans to borrowers experiencing financial difficulty, including how the allowance for credit losses ("ACL") is measured for such loans. The amendments of ASC 326, upon adoption, were applied on a modified retrospective basis, recording an increase in the reported balance of the allowance for credit losses on loans, increasing the liability for credit losses on commitments to extend credit, and reducing total equity of both the Company and the Bank of Clarke, which resulted in a reduction of regulatory capital of Bank of Clarke. As a result of adopting ASC 326, the Company recorded a decrease to opening retained earnings of approximately $ 2.0 million, net of deferred taxes of approximately $ 521 thousand as of January 1, 2023. The adoption of ASC 326 also replaced previous TDR accounting guidance, and the evaluation of the ACL will include loans previously designated as TDRs together with other loans that share similar risk characteristics. The adoption of ASC 326 did not affect the carrying value of debt securities or the amount of unrealized gains and losses recorded in accumulated other comprehensive loss. Upon adoption of ASC 326, the Company did not have any securities included in its portfolio where other-than-temporary-impairments had previously been recognized or that required an ACL. The following accounting policies have been updated in connection with the adoption of ASC 326 and apply to periods beginning after December 31, 2022. Accounting policies applying to prior periods are described in the 2022 Form 10-K. Securities: Investments in debt securities are classified as either held to maturity, available for sale, or trading, based on management’s intent. Currently all of the Company’s debt securities are classified as available for sale. Available for sale debt securities are carried at estimated fair value with the corresponding unrealized gains and losses recognized in Impairment of debt securities occurs when the fair value of a security is less than its amortized cost. The Company has elected to exclude accrued interest receivable from the amortized cost basis. Accrued interest totaled $ 396 thousand at September 30, 2023, and is included in the other assets line item in the Consolidated Balance Sheets. For debt securities available for sale, impairment is recognized in its entirety in net income if either (i) we intend to sell the security or (ii) it is more-likely-than-not that we will be required to sell the security before recovery of its amortized cost basis. If, however, the Company does not intend to sell the security and it is not more-likely-than-not that the Company will be required to sell the security before recovery, the Company evaluates unrealized losses to determine whether a decline in fair value below amortized cost basis is a result of a credit loss, which occurs when the amortized cost basis of the security exceeds the present value of the cash flows expected to be collected from the security, or other factors such as changes in market interest rates. If a credit loss exists, an allowance for credit losses is recorded that reflects the amount of the impairment related to credit losses, limited by the amount by which the security’s amortized cost basis exceeds its fair value. Changes in the allowance for credit losses are recorded in net income in the period of change and are included in provision for credit losses. Changes in the fair value of debt securities available for sale not resulting from credit losses are recorded in other comprehensive income (loss). The Company regularly reviews unrealized losses in its investments in securities and cash flows expected to be collected from impaired securities based on criteria including the extent to which market value is below amortized cost, the financial health of and specific prospects for the issuer, the Company’s intention with regard to holding the security to maturity and the likelihood that the Company would be required to sell the security before recovery. Loans Held for Investment: The Company makes mortgage, commercial and consumer loans to customers. The Company’s recorded investment in loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally is reported at the unpaid principal balances adjusted for charges-offs, unearned discounts, any deferred fees or costs on originated loans, and the allowance for credit losses. The Company has elected to exclude accrued interest receivable from the amortized cost basis. Accrued interest totaled $ 4.4 million at September 30, 2023, and is included in the other assets line item in the Consolidated Balance Sheet. Interest on loans is credited to operations based on the principal amount outstanding. Loan fees and origination costs are deferred and the net amount is amortized as an adjustment of the related loan’s yield using the level-yield method. The Company is amortizing these amounts over the life of the related loans. A loan’s past due status is based on the contractual due date of the most delinquent payment due. Loans are generally placed on nonaccrual status when the collection of principal or interest is 90 days or more past due, or earlier, if collection is uncertain based on an evaluation of the net realizable value of the collateral and the financial strength of the borrower. Any accrued interest receivable on loans placed on nonaccrual status is reversed by an adjustment to interest income. Loans greater than 90 days past due may remain on accrual status if management determines it has adequate collateral to cover the principal and interest. For those loans that are carried on nonaccrual status, payments are first applied to principal outstanding. A loan may be returned to accrual status if the borrower has demonstrated a sustained period of repayment performance in accordance with the contractual terms of the loan and there is reasonable assurance the borrower will continue to make payments as agreed. These policies are applied consistently across our loan portfolio. In the ordinary course of business, the Company has entered into commitments to extend credit and standby letters of credit. Such financial instruments are recorded in the Consolidated Balance Sheets when they are funded. Allowance for Credit Losses on Loans: The allowance for credit losses on loans is established through charges to earnings in the form of a provision for credit losses. Loan losses are charged against the allowance for credit losses for the difference between the carrying value of the loan and the estimated net realizable value or fair value of the collateral, if collateral dependent, when management believes that the collectability of the principal is unlikely. Subsequent recoveries, if any, are credited to the allowance. The allowance represents management’s current estimate of expected credit losses over the contractual term of loans held for investment, and is recorded at an amount that, in management’s judgment, reduces the recorded investment in loans to the net amount expected to be collected. No allowance for credit loss is recorded on accrued interest receivable and amounts written-off are reversed by an adjustment to interest income. Management’s judgment in determining the level of the allowance is based on evaluations of historical loan losses, current conditions and reasonable and supportable forecasts relevant to the collectability of loans. Loans that share common risk characteristics are evaluated collectively using a loss-rate, or cohort methodology to estimate its current expected credit losses on loans. The cohort method identifies and captures the balances of pooled loans with similar risk characteristics, as of a point in time to form a cohort, then tracks the respective losses generated by that cohort of loans over their remaining lives. This method encompasses loan balances for as long as the loans are outstanding. Management’s estimate of the allowance for credit losses on loans that are collectively evaluated also includes a qualitative assessment of available information relevant to assessing collectability that is not captured in the loss estimation process. Factors considered by management include economic conditions including reasonable and supportable forecasts of economic conditions; the nature and volume of the loan portfolio; the volume and severity of delinquencies and adversely classified loan balances; lending policy and procedures; credit administration and lending staff; loan review; concentrations of credit and the value of underlying collateral. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available. Loans that do not share common risk characteristics with other loans are evaluated individually and are not included in the collective analysis. The allowance for credit losses on loans that are individually evaluated may be estimated based on their expected cash flows, or, in the case of loans for which repayment is expected substantially through the operation or sale of collateral when the borrower is experiencing financial difficulty, may be measured based on the fair value of the collateral less estimated costs to sell. Additional disclosures related to loans and the allowance for credit losses on loans are reflected in note 5. Reserve for Unfunded Commitments: The Company records a reserve, reported in other liabilities, for expected credit losses on commitments to extend credit that are not unconditionally cancelable by the Company. The reserve for unfunded commitments is measured based on the principles utilized in estimating the allowance for credit losses on loans and an estimate of the amount of unfunded commitments expected to be advanced. Changes in the reserve for unfunded commitments are recorded through the provision for credit losses. The reserve totaled $ 417 thousand at September 30, 2023 and $ 65 thousand at December 31, 2022. The initial adjustment for the adoption of ASC 326 was an increase in the reserve of $ 406 thousand and the Company recorded a provision of $( 0 ) and $( 54 ) thousand for the three and nine months ended September 30, 2023 , respectively.

Stock-Based Compensation Plan

Stock-Based Compensation Plan	9 Months Ended
	Sep. 30, 2023
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Stock-Based Compensation Plan	NOTE 2. Stock-Based Compensation Plan On May 16, 2023, the Company’s shareholders approved the 2023 Stock Incentive Plan which allows key employees and directors to increase their personal financial interest in the Company. The 2023 plan permits the issuance of incentive stock options and non-qualified stock options and the award of common stock, restricted stock, and stock units. The plan authorizes the issuance of up to 250,000 shares of common stock. The 2023 Stock Incentive Plan replaced the 2014 Stock Incentive Plan. The Company periodically grants restricted stock to its directors, executive officers and certain non-executive officers. Restricted stock provides grantees with rights to shares of common stock upon completion of a service period or achievement of Company performance measures. During the restriction period, all shares are considered outstanding and dividends are paid to the grantee. Outside directors are periodically granted restricted shares which vest over a period of one year . Prior to 2023, the vesting period for outside directors was typically less than nine months. Executive officers have been granted restricted shares which vest over a three year service period and restricted shares which vest based on meeting annual performance measures over a two year period. Certain non-executive officers also have been granted restricted shares which vest over a three year service period. The Company recognizes compensation expense over the restricted period based on the fair value of the Company's stock on the grant date. The Company's policy is to recognize forfeitures as they occur. As of September 30, 2023, there was $ 759 thousand of unrecognized compensation cost related to nonvested restricted stock. The following table presents restricted stock activity for the nine months ended September 30, 2023 and 2022: Nine Months Ended September 30, 2023 2022 Shares Weighted Shares Weighted Nonvested, beginning of period 38,780 $ 33.47 31,738 $ 30.70 Granted 37,941 36.60 31,648 34.40 Vested ( 17,302 ) 33.29 ( 12,468 ) 30.00 Forfeited ( 2,405 ) 36.80 ( 810 ) 29.69 Nonvested, end of period 57,014 $ 35.57 50,108 $ 33.72

Earnings Per Common Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2023
Earnings Per Share [Abstract]
Earnings Per Common Share	NOTE 3. Earnings Per Common Share Basic earnings per share represents income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Nonvested restricted shares are included in the weighted average number of common shares used to compute basic earnings per share because of dividend participation and voting rights. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. The number of potential common shares is determined using the treasury method. The following table shows the weighted average number of shares used in computing earnings per share for the three and nine months ended September 30, 2023 and 2022. During 2023 and 2022 , there were no potentially dilutive securities outstanding. Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Average number of common shares outstanding used to calculate basic and diluted earnings per share 3,526,943 3,487,555 3,524,441 3,479,876

Securities

Securities	9 Months Ended
	Sep. 30, 2023
Debt Securities, Available-for-Sale [Abstract]
Securities	NOTE 4. Securities On January 1, 2023, the Company adopted ASC 326, which made changes to accounting for available for sale debt securities whereby credit losses should be presented as an allowance, rather than as a write-down when management does not intend to sell and does not believe that it is more likely than not they will be required to sell a security prior to maturity. In addition, ASC 326 requires financial assets measured at amortized cost to measure an expected credit loss under the CECL methodology that requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. All securities information presented as of September 30, 2023 is in accordance with ASC 326. All securities information presented as of December 31, 2022 or a prior date is presented in accordance with previously applicable GAAP. Amortized costs and fair values of securities available for sale at September 30, 2023 and December 31, 2022 were as follows: Amortized Gross Gross Fair Value September 30, 2023 (in thousands) Obligations of U.S. government corporations and agencies $ 9,259 $ — $ ( 1,011 ) $ 8,248 Mortgage-backed securities 143,206 — ( 27,616 ) 115,590 Obligations of states and political subdivisions 6,591 — ( 423 ) 6,168 Subordinated debt 4,750 — ( 780 ) 3,970 $ 163,806 $ — $ ( 29,830 ) $ 133,976 December 31, 2022 (in thousands) Obligations of U.S. government corporations and agencies $ 9,993 $ — $ ( 858 ) $ 9,135 Mortgage-backed securities 153,289 — ( 24,136 ) 129,153 Obligations of states and political subdivisions 7,027 2 ( 422 ) 6,607 Subordinated debt 4,750 — ( 489 ) 4,261 $ 175,059 $ 2 $ ( 25,905 ) $ 149,156 The amortized cost and estimated fair value of securities at September 30, 2023 , by the earlier of contractual maturity or expected maturity, are shown below. The Company has elected to exclude accrued interest receivable, totaling $ 396 thousand at September 30, 2023, from the amortized cost basis of securities. Expected maturities will differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value (in thousands) Due in one year or less $ 1,667 $ 1,646 Due after one year through five years 5,124 4,705 Due after five years through ten years 20,776 18,124 Due after ten years 136,239 109,501 $ 163,806 $ 133,976 During the nine months ended September 30, 2023 , the Company sold no available for sale securities. During the nine months ended September 30, 2022, the Company sold $ 15.4 million of available for sale securities recognizing $ 6 thousand in gross gains and $ 743 thousand in gross losses. The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at September 30, 2023 and December 31, 2022 were as follows: Less than 12 months 12 months or more Total Fair Value Gross Fair Value Gross Fair Value Gross September 30, 2023 (in thousands) Obligations of U.S. government corporations and agencies $ — $ — $ 8,248 $ 1,011 $ 8,248 $ 1,011 Mortgage-backed securities — — 115,590 27,616 115,590 27,616 Obligations of states and political subdivisions 485 16 5,283 407 5,768 423 Subordinated debt 218 32 3,252 748 3,470 780 $ 703 $ 48 $ 132,373 $ 29,782 $ 133,076 $ 29,830 Less than 12 months 12 months or more Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses December 31, 2022 (in thousands) Obligations of U.S. government corporations and agencies $ 6,140 $ 543 $ 2,994 $ 315 $ 9,134 $ 858 Mortgage-backed securities 31,771 4,052 97,382 20,084 129,153 24,136 Obligations of states and political subdivisions 6,065 422 — — 6,065 422 Subordinated debt 2,431 319 1,080 170 3,511 489 $ 46,407 $ 5,336 $ 101,456 $ 20,569 $ 147,863 $ 25,905 The reference point for determining when securities are in an unrealized loss position is month end. As such, it is possible that a security's market value exceeded its amortized cost on other days during the past twelve-month period. There were 104 debt securities with a fair value below the amortized cost basis, totaling $ 133.1 million of aggregate fair value as of September 30, 2023. The Company concluded that a credit loss does not exist in its securities portfolio at September 30, 2023, and no impairment loss has been recognized based on the fact that (1) changes in fair value were caused primarily by fluctuations in interest rates, (2) securities with unrealized losses had generally high credit quality, (3) the Company intends to hold these investments in debt securities to maturity and it is more-likely-than-not that the Company will not be required to sell these investments before a recovery of its investment, and (4) issuers have continued to make timely payments of principal and interest. Additionally, the Company’s mortgage-backed securities are entirely issued by either U.S. government agencies or U.S. government-sponsored enterprises. Collectively, these entities provide a guarantee, which is either explicitly or implicitly supported by the full faith and credit of the U.S. government, that investors in such mortgage-backed securities will receive timely principal and interest payments. Securities having a carrying v alue of $ 13.8 mi llion at September 30, 2023 were pledged as security for trust accounts. The composition of restricted investments at September 30, 2023 and December 31, 2022 was as follows: September 30, 2023 December 31, 2022 (in thousands) Federal Reserve Bank Stock $ 344 $ 944 Federal Home Loan Bank Stock 8,099 8,149 Community Bankers’ Bank Stock 140 140 $ 8,583 $ 9,233

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Loans and Allowance for Loan Losses	NOTE 5. Loans and Allowance for Credit Losses on Loans The composition of loans at September 30, 2023 and December 31, 2022 was as follows: September 30, December 31, 2023 2022 (in thousands) Mortgage real estate loans: Construction & Secured by Farmland $ 80,012 $ 89,651 HELOCs 44,719 43,588 Residential First Lien - Investor 120,547 111,074 Residential First Lien - Owner Occupied 162,919 125,088 Residential Junior Liens 12,284 11,417 Commercial - Owner Occupied 244,088 232,115 Commercial - Non-Owner Occupied & Multifamily 355,122 315,326 Commercial and industrial loans: SBA PPP loans 57 74 Other commercial and industrial loans 96,830 99,571 Marine loans 260,518 230,874 Consumer loans 42,538 44,841 Overdrafts 207 218 Other loans 13,089 12,503 Total loans $ 1,432,930 $ 1,316,340 Net deferred loan costs and premiums 8,055 7,443 Allowance for credit losses ( 14,573 ) ( 11,218 ) $ 1,426,412 $ 1,312,565 At September 30, 2023 , the Company was servicing $ 5.2 million of loans for other financial institutions which are not included in the table above. Also excluded from the table above are net servicing assets of $ 83 thousand at September 30, 2023, which are recorded in other assets in the Consolidated Balance Sheets. When loans are sold with servicing retained, servicing assets are recorded which represent the Company's right to service loans that were sold. Servicing assets are initially recorded by the Company at fair value and are subsequently amortized in proportion to, and over the period of, estimated net servicing income. On August 23, 2023, the Company completed the sale of certain assets of its marine finance division to an unrelated third-party. Under the Sale Agreements, the Company sold its interest in marine floor plan loans, the servicing rights associated with marine loans that had been sold to outside investors prior to August 23, 2023, and other assets that were not individually significant. Refer to Note 16 for additional information related to this transaction. Changes in the allowance for credit losses on loans for the three and nine months ended September 30, 2023 and 2022 were as follows: Three Months Ended Three Months Ended Nine Months Ended Nine Months Ended September 30, September 30, September 30, September 30, 2023 2022 2023 2022 (in thousands) Balance, beginning $ 14,511 $ 9,847 $ 11,218 $ 8,787 Cumulative effect adjustment for adoption of ASC 326 — — 2,077 — Provision for credit losses 218 — 1,337 900 Recoveries added to the allowance 31 976 255 1,224 Credit losses charged to the allowance ( 187 ) ( 81 ) ( 314 ) ( 169 ) Balance, ending $ 14,573 $ 10,742 $ 14,573 $ 10,742 Nonaccrual and past due loans by class at September 30, 2023 were as follows: September 30, 2023 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ — $ 80,012 $ 80,012 $ — HELOCs 124 — — 124 44,595 44,719 — Residential First Lien - Investor — — — — 120,547 120,547 — Residential First Lien - Owner Occupied 114 48 36 198 162,721 162,919 — Residential Junior Liens 9 — — 9 12,275 12,284 — Commercial - Owner Occupied — — — — 244,088 244,088 — Commercial - Non-Owner Occupied & Multifamily — — — — 355,122 355,122 — Commercial and industrial loans: SBA PPP loans — — — — 57 57 — Other commercial and industrial loans — 90 234 324 96,506 96,830 — Marine loans — 5 367 372 260,146 260,518 — Consumer loans 261 86 66 413 42,125 42,538 66 Overdrafts — — — — 207 207 — Other loans — — — — 13,089 13,089 — Total $ 508 $ 229 $ 703 $ 1,440 $ 1,431,490 $ 1,432,930 $ 66 September 30, 2023 (in thousands) Nonaccruals with No Allowance for Credit Losses Nonaccrual with an Allowance for Credit Losses Nonaccrual Mortgage real estate loans: Construction & Secured by Farmland $ 97 $ — $ 97 HELOCs 15 — 15 Residential First Lien - Investor 1,093 — 1,093 Residential First Lien - Owner Occupied 115 — 115 Residential Junior Liens 3 — 3 Commercial - Owner Occupied 27 — 27 Commercial - Non-Owner Occupied & Multifamily 3,656 — 3,656 Commercial and industrial loans: SBA PPP loans — — — Other commercial and industrial loans 12 312 324 Marine loans 367 — 367 Consumer loans — — — Overdrafts — — — Other loans — — — Total $ 5,385 $ 312 $ 5,697 Nonaccrual and past due loans by class at December 31, 2022 were as follows: December 31, 2022 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Nonaccrual Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ 101 $ 101 $ 89,550 $ 89,651 $ — $ 397 HELOCs 149 — — 149 43,439 43,588 — 155 Residential First Lien - Investor — — — — 111,074 111,074 — — Residential First Lien - Owner Occupied 222 — 39 261 124,827 125,088 — 175 Residential Junior Liens — — — — 11,417 11,417 — 6 Commercial - Owner Occupied — — — — 232,115 232,115 — — Commercial - Non-Owner Occupied & Multifamily — — — — 315,326 315,326 — 1,356 Commercial and industrial loans: SBA PPP loans — — — — 74 74 — — Other commercial and industrial loans 15 — 73 88 99,483 99,571 — 73 Marine loans — — — — 230,874 230,874 — — Consumer loans 56 — 318 374 44,467 44,841 318 — Overdrafts — — — — 218 218 — — Other loans — — — — 12,503 12,503 — — Total $ 442 $ — $ 531 $ 973 $ 1,315,367 $ 1,316,340 $ 318 $ 2,162 The allowance for credit losses on loans by segment at September 30, 2023 and December 31, 2022 was as follows: As of and For the Nine Months Ended September 30, 2023 (in thousands) Construction Residential Commercial Commercial Marine Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 2,714 $ 1,735 $ 2,221 $ 2,222 $ 1,555 $ 299 $ 472 $ — $ 11,218 Cumulative effect adjustment for adoption of ASC 326 $ ( 1,840 ) $ 1,933 $ 3,584 $ ( 1,102 ) $ ( 285 ) $ ( 123 ) $ ( 90 ) $ — $ 2,077 Charge-Offs — — — — ( 126 ) ( 38 ) ( 150 ) — ( 314 ) Recoveries 5 14 — 13 — 45 178 — 255 Provision ( 134 ) 765 496 92 289 48 ( 28 ) ( 191 ) 1,337 Ending balance $ 745 $ 4,447 $ 6,301 $ 1,225 $ 1,433 $ 231 $ 382 $ ( 191 ) $ 14,573 Ending balance: Individually evaluated $ — $ — $ — $ 312 $ — $ — $ — $ — $ 312 Ending balance: collectively evaluated $ 745 $ 4,447 $ 6,301 $ 913 $ 1,433 $ 231 $ 382 $ ( 191 ) $ 14,261 Loans: Ending balance $ 80,012 $ 340,469 $ 599,210 $ 96,887 $ 260,518 $ 42,538 $ 13,296 $ — $ 1,432,930 Ending balance individually evaluated $ 96 $ 1,172 $ 3,672 $ 312 $ 430 $ — $ — $ — $ 5,682 Ending balance collectively evaluated $ 79,916 $ 339,297 $ 595,538 $ 96,575 $ 260,088 $ 42,538 $ 13,296 $ — $ 1,427,248 As of and For the Year Ended December 31, 2022 (in thousands) Construction Residential Commercial Commercial Marine Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 2,794 $ 1,671 $ 1,729 $ 1,294 $ 789 $ 219 $ 291 $ — $ 8,787 Charge-Offs — ( 9 ) — ( 300 ) — ( 79 ) ( 271 ) — ( 659 ) Recoveries 9 888 197 109 — 44 13 — 1,260 Provision ( 89 ) ( 815 ) 295 1,119 766 115 439 — 1,830 Ending balance $ 2,714 $ 1,735 $ 2,221 $ 2,222 $ 1,555 $ 299 $ 472 $ — $ 11,218 Ending balance: Individually evaluated for impairment $ — $ 27 $ — $ 73 $ — $ — $ — $ — $ 100 Ending balance: collectively evaluated for impairment $ 2,714 $ 1,708 $ 2,221 $ 2,149 $ 1,555 $ 299 $ 472 $ — $ 11,118 Loans: Ending balance $ 89,651 $ 291,167 $ 547,441 $ 99,645 $ 230,874 $ 44,841 $ 12,721 $ — $ 1,316,340 Ending balance individually evaluated for impairment $ 1,044 $ 3,719 $ 1,695 $ 141 $ — $ 22 $ — $ — $ 6,621 Ending balance collectively evaluated for impairment $ 88,607 $ 287,448 $ 545,746 $ 99,504 $ 230,874 $ 44,819 $ 12,721 $ — $ 1,309,719 The following table presents the amortized cost basis of collateral-dependent loans by loan portfolio segment: September 30, 2023 (in thousands) (in thousands) Real Estate Collateral Other Collateral Total Mortgage real estate loans: Construction & Secured by Farmland $ 96 $ — $ 96 HELOCs — — — Residential First Lien - Investor 1,093 — 1,093 Residential First Lien - Owner Occupied 79 — 79 Residential Junior Liens — — — Commercial - Owner Occupied 16 — 16 Commercial - Non-Owner Occupied & Multifamily 3,656 — 3,656 Commercial and industrial loans: SBA PPP loans — — — Other commercial and industrial loans — 312 312 Marine loans — 430 430 Consumer loans — — — Overdrafts — — — Other loans — — — $ 4,940 $ 742 $ 5,682 The Company did not identify any significant changes in the extent to which collateral secures its collateral dependent loans, whether in the form of general deterioration or from other factors during the period ended September 30, 2023. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually to classify the loans as to credit risk. This anallysis is performed on a quarterly basis. The following table presents risk ratings by loan portfolio segment and origination year (for 2023 only). Description of these ratings are as follows: Pass Pass loans exhibit acceptable history of profits, cash flow ability and liquidity. Sufficient cash flow exists to service the loan. All obligations have been paid by the borrower in an as agreed manner. Special Mention Special mention loans exhibit negative trends and potential weakness that, if left uncorrected, may negatively affect the borrower’s ability to repay its obligations. The risk of default is not imminent and the borrower still demonstrates sufficient financial strength to service debt. Classified Classified loans include loans rated Substandard, Doubtful and Loss. • Substandard loans exhibit well defined weaknesses resulting in a higher probability of default. The borrowers exhibit adverse financial trends and a diminishing ability or willingness to service debt. • Doubtful loans exhibit all of the characteristics inherent in substandard loans; however given the severity of weaknesses, the collection of 100% of the principal is unlikely under current conditions. • Loss loans are considered uncollectible over a reasonable period of time and of such little value that its continuance as a bankable asset is not warranted. Credit quality information by class at September 30, 2023 and December 31, 2022 was as follows: September 30, 2023 Term Loan Amortized Cost Basis by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Mortgage real estate loans: Construction & Secured by Farmland Pass $ 26,098 $ 23,622 $ 6,921 $ 5,418 $ 2,423 $ 3,682 $ 7,532 $ — $ 75,696 Special Mention — 1,179 985 — 1,048 821 — — 4,033 Classified — — — 147 — 136 — — 283 Total $ 26,098 $ 24,801 $ 7,906 $ 5,565 $ 3,471 $ 4,639 $ 7,532 $ — $ 80,012 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — HELOCs Pass $ — $ — $ — $ — $ — $ — $ 44,654 $ — $ 44,654 Special Mention — — — — — — 49 — 49 Classified — — — — — — 16 — 16 Total $ — $ — $ — $ — $ — $ — $ 44,719 $ — $ 44,719 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Investor Pass $ 16,530 $ 26,717 $ 32,126 $ 11,375 $ 4,754 $ 24,517 $ — $ — $ 116,019 Special Mention — 1,670 233 626 — 907 — — 3,436 Classified — — 1,092 — — — — — 1,092 Total $ 16,530 $ 28,387 $ 33,451 $ 12,001 $ 4,754 $ 25,424 $ — $ — $ 120,547 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Owner Occupied Pass $ 43,193 $ 31,810 $ 24,017 $ 36,231 $ 4,040 $ 22,299 $ — $ — $ 161,590 Special Mention — — — — — 472 — — 472 Classified — — — — — 857 — — 857 Total $ 43,193 $ 31,810 $ 24,017 $ 36,231 $ 4,040 $ 23,628 $ — $ — $ 162,919 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Junior Liens Pass $ 1,766 $ 2,969 $ 3,499 $ 1,515 $ 653 $ 1,844 $ — $ — $ 12,246 Special Mention — — — — — — — — — Classified — — — — — 38 — — 38 Total $ 1,766 $ 2,969 $ 3,499 $ 1,515 $ 653 $ 1,882 $ — $ — $ 12,284 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial - Owner Occupied Pass $ 26,226 $ 68,359 $ 42,515 $ 26,101 $ 16,245 $ 51,463 $ 2,670 $ — $ 233,579 Special Mention — 1,882 67 2,161 1,087 1,422 — — 6,619 Classified — — 3,362 501 — 27 — — 3,890 Total $ 26,226 $ 70,241 $ 45,944 $ 28,763 $ 17,332 $ 52,912 $ 2,670 $ — $ 244,088 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial - Non-Owner Occupied & Multifamily Pass $ 52,459 $ 93,832 $ 66,232 $ 74,303 $ 17,044 $ 44,118 $ 1,196 $ — $ 349,184 Special Mention — — 2,282 — — — — — 2,282 Classified — — — 2,368 — 1,288 — — 3,656 Total $ 52,459 $ 93,832 $ 68,514 $ 76,671 $ 17,044 $ 45,406 $ 1,196 $ — $ 355,122 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial loans: SBA PPP loans Pass $ — $ — $ 57 $ — $ — $ — $ — $ — $ 57 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ — $ 57 $ — $ — $ — $ — $ — $ 57 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other commercial and industrial loans Pass $ 13,637 $ 28,991 $ 9,264 $ 2,182 $ 2,870 $ 4,130 $ 31,256 $ — $ 92,330 Special Mention 1,529 — — — 1 10 2,636 — 4,176 Classified 231 81 — 3 — — 9 — 324 Total $ 15,397 $ 29,072 $ 9,264 $ 2,185 $ 2,871 $ 4,140 $ 33,901 $ — $ 96,830 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Marine loans Pass $ 90,224 $ 132,659 $ 36,594 $ 674 $ — $ — $ — $ — $ 260,151 Special Mention — — — — — — — — — Classified 367 — — — — — — — 367 Total $ 90,591 $ 132,659 $ 36,594 $ 674 $ — $ — $ — $ — $ 260,518 Current period gross charge-offs $ — $ 126 $ — $ — $ — $ — $ — $ — $ 126 Consumer loans Pass $ 2,542 $ 14,375 $ 6,416 $ 9,032 $ 1,810 $ 37 $ 8,326 $ — $ 42,538 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ 2,542 $ 14,375 $ 6,416 $ 9,032 $ 1,810 $ 37 $ 8,326 $ — $ 42,538 Current period gross charge-offs $ — $ 3 $ — $ — $ — $ — $ 35 $ — $ 38 Overdrafts Pass $ — $ — $ — $ — $ — $ — $ — $ — $ — Special Mention — — — — — — — — — Classified 207 — — — — — — — 207 Total $ 207 $ — $ — $ — $ — $ — $ — $ — $ 207 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ 150 $ — $ 150 Other loans Pass $ 72 $ 10,173 $ 30 $ 9 $ — $ 2,685 $ 120 $ — $ 13,089 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ 72 $ 10,173 $ 30 $ 9 $ — $ 2,685 $ 120 $ — $ 13,089 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total by Risk Category Pass $ 272,747 $ 433,507 $ 227,671 $ 166,840 $ 49,839 $ 154,775 $ 95,754 $ — $ 1,401,133 Special Mention 1,529 4,731 3,567 2,787 2,136 3,632 2,685 — 21,067 Classified 805 81 4,454 3,019 — 2,346 25 — 10,730 Total $ 275,081 $ 438,319 $ 235,692 $ 172,646 $ 51,975 $ 160,753 $ 98,464 $ — $ 1,432,930 Total current period gross charge-offs $ — $ 129 $ — $ — $ — $ — $ 185 $ — $ 314 As of December 31, 2022 (in thousands) INTERNAL RISK RATING GRADES Pass Special Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 247,061 $ 526 $ 72 $ — $ — $ 247,659 Commercial Real Estate: Owner Occupied 212,074 20,020 21 — — 232,115 Non-owner occupied 257,625 16,189 1,706 — — 275,520 Construction and Farm land: Residential 11,235 — 21 — — 11,256 Commercial 69,427 153 8,815 — — 78,395 Residential: Equity Lines 43,124 310 154 — — 43,588 Single family 251,247 5,972 951 — — 258,170 Multifamily 39,806 — — — — 39,806 All other loans 12,721 — — — — 12,721 Total $ 1,144,320 $ 43,170 $ 11,740 $ — $ — $ 1,199,230 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 116,908 $ 202

Restructurings for Borrowers Ex

Restructurings for Borrowers Experiencing Financial Difficulty	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Restructurings for Borrowers Experiencing Financial Difficulty	NOTE 6. Restructurings for Borrowers Experiencing Financial Difficulty The Company adopted the amendments in ASU 2022-02, which eliminated accounting guidance on TDR loans for creditors and requires enhanced disclosures for loan modifications to borrowers experiencing financial difficulty that we made on or after January 1, 2023. The following table presents the amortized cost of loans that were modified during the nine months ended September 30, 2023 by loan portfolio segment: September 30, 2023 (in thousands) Term Extension Total % of Total Class of Loans Mortgage real estate loans: Residential First Lien - Owner Occupied $ 355 $ 355 0.22 % Total $ 355 $ 355 None of the loans that were modified defaulted during the nine months ended September 30, 2023 and the loans remain current with contractual payments as of September 30, 2023. The financial effects of the term extensions during the period added a weighted average of 1.0 years to the life of loans which reduced the payment amounts for the borrowers. There were no loans to borrowers experiencing financial difficulty that were modified during the three months ended September 30, 2023. Prior to the adoption of ASU 2022-02, the Company accounted for a modification to the contractual terms of a loan that resulting in granting a concession to a borrower experiencing financial difficulties as a TDR. During the three and nine months ended September 30, 2022, the Company classified five and 11 loans, respectively as troubled debt restructurings. Three Months Ended September 30, 2022 (in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Consumer: Installment 1 $ 20 $ 21 Residential: Single Family 4 894 894 Total 5 $ 914 $ 915 Nine Months Ended September 30, 2022 (in thousands) Number of Pre-Modification Outstanding Post-Modification Outstanding Commercial Real Estate: Owner Occupied 1 $ 185 $ 185 Non-Owner Occupied 1 161 161 Construction and Farmland: Commercial 1 639 639 Consumer: Installment 1 20 21 Residential: Single family 7 1,433 1,451 Total 11 $ 2,438 $ 2,457 There were no payment defaults during the three and nine months ended September 30, 2022 for TDRs that were restructured within the preceding twelve-month period. Management defines default as over 30 days contractually past due under the modified terms, the foreclosure and/or repossession of the collateral, or the charge-off of the loan during the twelve-month period subsequent to the modification.

Deposits

Deposits	9 Months Ended
	Sep. 30, 2023
Deposits [Abstract]
Deposits	N OTE 7. Deposits The composition of deposits at September 30, 2023 and December 31, 2022 was as follows: September 30, 2023 December 31, 2022 (in thousands) Noninterest bearing demand deposits $ 430,910 $ 478,750 Savings and interest bearing demand deposits: NOW accounts $ 188,330 $ 167,197 Money market accounts 325,712 220,498 Regular savings accounts 142,069 239,736 $ 656,111 $ 627,431 Time deposits: Balances of less than $250,000 $ 265,856 $ 87,531 Balances of $250,000 and more 145,503 70,363 $ 411,359 $ 157,894 $ 1,498,380 $ 1,264,075

Leases

Leases	9 Months Ended
	Sep. 30, 2023
Leases [Abstract]
Leases	NOTE 8. Leases Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. The Company’s four long-term lease agreements are classified as operating leases. These leases offer the option to extend the lease term and the Company has included such extensions in its calculation of the lease liability to the extent the options are reasonably certain of being exercised. The lease agreements do not provide for a residual value guarantee and have no restrictions or covenants that would impact dividends or require incurring additional financial obligations. The following tables present information about the Company’s leases: (dollars in thousands) September 30, 2023 December 31, 2022 Lease liabilities $ 4,736 $ 4,978 Right-of-use assets $ 4,482 $ 4,766 Weighted average remaining lease term 14 years 14 years Weighted average discount rate 3.08 % 3.04 % Three Months Ended Nine Months Ended Lease Cost September 30, 2023 September 30, 2022 September 30, 2023 September 30, 2022 Operating lease cost $ 132 $ 132 $ 396 $ 396 Short-term lease cost 4 3 11 11 Total lease cost $ 136 $ 135 $ 407 $ 407 Cash paid for amounts included in the measurement of lease liabilities $ 118 $ 116 $ 354 $ 348 A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total operating lease liabilities is as follows: (dollars in thousands) As of Lease payments due September 30, 2023 Twelve months ending September 30, 2024 $ 478 Twelve months ending September 30, 2025 497 Twelve months ending September 30, 2026 428 Twelve months ending September 30, 2027 390 Twelve months ending September 30, 2028 394 Thereafter 3,853 Total undiscounted cash flows $ 6,040 Discount ( 1,304 ) Lease liabilities $ 4,736

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 9. Fair Value Measurements GAAP requires the Company to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The fair value of assets and liabilities is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. “Fair Value Measurements” defines fair value, establishes a framework for measuring fair value, establishes a three-level valuation hierarchy for disclosure of fair value measurement and enhances disclosure requirements for fair value measurements. The valuation hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. The three levels are defined as follows: • Level 1 Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. • Level 2 Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. • Level 3 Inputs to the valuation methodology are unobservable and significant to the fair value measurement. The following section provides a description of the valuation methodologies used for instruments measured at fair value on a recurring basis, as well as the general classification of such instruments pursuant to the valuation hierarchy: Securities Available for Sale: Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Derivative instruments are recorded at fair value on a recurring basis. The Company utilizes derivative instruments as part of the management of interest rate risk to modify the re-pricing characteristics of certain portions of the Company’s interest-bearing assets and liabilities. The Company has contracted with a third-party vendor to provide valuations for derivatives using standard valuation techniques and therefore classifies such valuations as Level 2. The Company has considered counterparty credit risk in the valuation of its derivative assets and has considered its own credit risk in the valuation of its derivative liabilities. The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at September 30, 2023 and December 31, 2022: Fair Value Measurements at September 30, 2023 Using Balance as of Quoted Prices Significant Significant September 30, 2023 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 8,248 $ — $ 8,248 $ — Mortgage-backed securities 115,590 — 115,590 — Obligations of states and political subdivisions 6,168 — 6,168 — Subordinated debt 3,970 — 3,970 — Derivative: Interest rate swaps 1,828 — 1,828 — Total assets at fair value $ 135,804 $ — $ 135,804 $ — Liabilities: Interest rate swaps $ 1,828 $ — $ 1,828 $ — Total liabilities at fair value $ 1,828 $ — $ 1,828 $ — Fair Value Measurements at December 31, 2022 Balance as of Quoted Prices Significant Significant December 31, 2022 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 9,135 $ — $ 9,135 $ — Mortgage-backed securities 129,153 — 129,153 — Obligations of states and political subdivisions 6,607 — 6,607 — Subordinated debt 4,261 — 4,261 — Derivative: Interest rate swap 1,017 — 1,017 — Total assets at fair value $ 150,173 $ — $ 150,173 $ — Liabilities: Interest rate swap 1,017 — 1,017 — Total liabilities at fair value $ 1,017 $ — $ 1,017 $ — Certain financial assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower of cost or market accounting or write downs of individual assets. The following describes the valuation techniques used by the Company to measure certain financial and nonfinancial assets recorded at fair value on a nonrecurring basis in the financial statements: Loans Held for Sale: Loans held for sale are carried at the lower of cost or market value. These loans currently consist of one-to-four family residential loans originated for sale in the secondary market. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). The Company records any fair value adjustments on a nonrecurring basis. No nonrecurring fair value adjustments were recorded on loans held for sale during three and nine months ended September 30, 2023 and the year ended December 31, 2022. Individually Evaluated Collateral-Dependent Loans: The estimated fair value of individually evaluated collateral-dependent loans is based on the value of the underlying collateral or the value of the underlying collateral, less estimated cost to sell, as appropriate. Collateral is generally real estate; however, collateral may include vehicles, equipment, inventory, accounts receivable, and/or other business assets. The value of real estate collateral is determined using a market valuation approach based on an appraisal conducted by an independent, licensed appraiser. The value of other assets may also be based on an appraisal, market quotations, aging schedules or other sources. Collateral-dependent individually evaluated loans are classified within Level 3 of the fair value hierarchy. Any fair value adjustments are recorded in the period incurred as a provision for credit losses on the Consolidated Statements of Income. There were no individually evaluated collateral dependent loans recorded at fair value at September 30, 2023 or December 31, 2022. Other Real Estate Owned: Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the fair value of the property, less estimated selling costs, establishing a new costs basis. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for loan losses. Costs of significant property improvements are capitalized, whereas costs relating to holding property are expensed. The portion of interest costs relating to development of real estate is capitalized. Valuations are periodically obtained by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of a property to fair value less cost to sell. The fair value measurement of real estate held in other real estate owned is assessed in the same manner as impaired loans described above. We believe that the fair value follows the provisions of GAAP. The Company held no other real estate owned at September 30, 2023 and had a balance of $ 108 thousand in other real estate owned at December 31, 2022. The following table displays quantitative information about Level 3 Fair Value Measurements for certain assets measured at fair value on a nonrecurring basis at December 31, 2022: Quantitative information about Level 3 Fair Value Measurements December 31, 2022 Valuation Technique(s) Unobservable Input Range Weighted Average (1) Assets: Other real estate owned Discounted contract price Discount for selling costs 6 % 6 % (1) Unobservable inputs were weighted by the relative fair values of the instruments. The following table summarizes the Company’s assets that were measured at fair value on a nonrecurring basis at December 31, 2022: Carrying value at December 31, 2022 Balance as of Quoted Prices Significant Significant December 31, 2022 (Level 1) (Level 2) (Level 3) (in thousands) Nonfinancial Assets: Other real estate owned $ 108 $ — $ 108 $ — The carrying value and fair value of the Company’s financial instruments at September 30, 2023 and December 31, 2022 were as follows: Fair Value Measurements at September 30, 2023 Using Carrying Quoted Prices Significant Significant Fair Value September 30, 2023 (Level 1) (Level 2) (Level 3) September 30, 2023 (in thousands) Financial assets: Cash and short-term investments $ 142,038 $ 142,038 $ — $ — $ 142,038 Securities 133,976 — 133,976 — 133,976 Restricted Investments 8,583 — 8,583 — 8,583 Loans held for sale 3,564 3,564 — 3,564 Loans, net 1,426,412 — — 1,356,742 1,356,742 Bank owned life insurance 24,404 — 24,404 — 24,404 Accrued interest receivable 4,794 — 4,794 — 4,794 Interest rate swaps 1,828 — 1,828 — 1,828 Financial liabilities: Deposits $ 1,498,380 $ — $ 1,495,212 $ — $ 1,495,212 Federal Home Loan Bank advances, long-term 145,000 — 144,125 — 144,125 Subordinated debt, net of unamortized issuance costs 29,428 — 25,602 — 25,602 Accrued interest payable 1,970 — 1,970 — 1,970 Interest rate swaps 1,828 — 1,828 — 1,828 Fair Value Measurements at December 31, 2022 Using Carrying Value Quoted Prices Significant Significant Fair Value December 31, 2022 (Level 1) (Level 2) (Level 3) December 31, 2022 (in thousands) Financial assets: Cash and short-term investments $ 66,894 $ 66,894 $ — $ — $ 66,894 Securities 149,156 — 149,156 — 149,156 Restricted Investments 9,233 — 9,233 — 9,233 Loans held for sale 153 153 — 153 Loans, net 1,312,565 — — 1,260,149 1,260,149 Bank owned life insurance 23,862 — 23,862 — 23,862 Accrued interest receivable 3,902 — 3,902 — 3,902 Interest rate swap 1,017 — 1,017 — 1,017 Financial liabilities: Deposits $ 1,264,075 $ — $ 1,262,859 $ — $ 1,262,859 Federal funds purchased 32,980 — 32,980 — 32,980 Federal Home Loan Bank advances, short-term 175,000 — 174,705 — 174,705 Subordinated debt, net of unamortized issuance costs 29,377 — 26,101 — 26,101 Accrued interest payable 926 — 926 — 926 Interest rate swap 1,017 — 1,017 — 1,017

Change in Accumulated Other Com

Change in Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2023
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Change in Accumulated Other Comprehensive Income (Loss)	NOTE 10. Change in Accumulated Other Comprehensive Income (Loss) Accumulated other comprehensive income (loss) includes unrealized gains and losses on available for sale securities and changes in benefit obligations and plan assets for the post retirement benefit plan. Changes to accumulated other comprehensive income (loss) are presented net of their tax effect as a component of equity. Reclassifications out of accumulated other comprehensive income (loss) are recorded in the Consolidated Statements of Income either as a gain or loss. Changes to accumulated other comprehensive income (loss) by component are shown in the following table for the periods indicated: Three Months Ended September 30, 2023 2022 Unrealized Change in Total Unrealized Change in Total (dollars in thousands) (dollars in thousands) July 1 $ ( 19,430 ) $ 14 $ ( 19,416 ) $ ( 16,775 ) $ 19 $ ( 16,756 ) Other comprehensive (loss) before reclassifications ( 5,237 ) — ( 5,237 ) ( 6,401 ) — ( 6,401 ) Reclassifications — — — 737 — 737 Tax effect of current period changes 1,100 — 1,100 1,189 — 1,189 Current period changes net of taxes ( 4,137 ) — ( 4,137 ) ( 4,475 ) — ( 4,475 ) September 30 $ ( 23,567 ) $ 14 $ ( 23,553 ) $ ( 21,250 ) $ 19 $ ( 21,231 ) Nine Months Ended September 30, 2023 2022 Unrealized Change in Total Unrealized Change in Total (dollars in thousands) (dollars in thousands) January 1 $ ( 20,465 ) $ 19 $ ( 20,446 ) $ ( 174 ) $ 19 $ ( 155 ) Other comprehensive income (loss) before reclassifications ( 3,927 ) ( 8 ) ( 3,935 ) ( 27,416 ) — ( 27,416 ) Reclassifications — — — 737 — 737 Tax effect of current period changes 825 3 828 5,603 — 5,603 Current period changes net of taxes ( 3,102 ) ( 5 ) ( 3,107 ) ( 21,076 ) — ( 21,076 ) September 30 $ ( 23,567 ) $ 14 $ ( 23,553 ) $ ( 21,250 ) $ 19 $ ( 21,231 ) For the three and nine months ended September 30, 2023 there were no reclassifications out of accumulated other comprehensive income (loss). For the three and nine months ended September 30, 2022, $( 737 ) thousand was reclassified out of accumulated other comprehensive income (loss) and appeared as loss on sale of securities in the Consolidated Statements of Income. For the three and nine months ended September 30, 2022, the tax related to these reclassifications was $ 155 thousand, which is included in income tax expense in the Consolidated Statements of Income.

Other Real Estate Owned

Other Real Estate Owned	9 Months Ended
	Sep. 30, 2023
Real Estate [Abstract]
Real Estate Owned	NOTE 11. Other Real Estate Owned The following table is a summary of other real estate owned (“OREO”) activity for the nine months ended September 30, 2023 and 2022 and the year ended December 31, 2022: Nine Months Ended Year Ended Nine Months Ended September 30, December 31, September 30, 2023 2022 2022 (in thousands) Balance, beginning $ 108 $ — $ — Transfer from loans — 108 — Gain on foreclosures — — — Sales ( 108 ) — — Valuation adjustments — — — Balance, ending $ — $ 108 $ — The major classifications of other real estate owned in the consolidated balance sheets at December 31, 2022 were as follows: December 31, 2022 (in thousands) Construction and Farmland $ — Residential Real Estate 108 Commercial Real Estate — Subtotal $ 108 Less valuation allowance — Total $ 108 There were no consumer mortgage collateralized by residential real estate in the process of foreclosure at September 30, 2023 and December 31, 2022 .

Qualified Affordable Housing Pr

Qualified Affordable Housing Project Investments (Notes)	9 Months Ended
	Sep. 30, 2023
Federal Home Loan Banks [Abstract]
Qualified Affordable Housing Project Investments	NOTE 12. Qualified Affordable Housing Project Investments The Company invests in qualified affordable housing projects. The general purpose of these investments is to encourage and assist participants in investing in low-income residential rental properties located in the Commonwealth of Virginia, develop and implement strategies to maintain projects as low-income housing, provide tax credits and other tax benefits to investors, and to preserve and protect project assets. At September 30, 2023 and December 31, 2022 , the balance of the investment for qualified affordable housing projects was $ 2.1 million and $ 2.3 million, respectively. These balances are reflected in Other assets on the Consolidated Balance Sheets. Total unfunded commitments related to the investments in qualified affordable housing projects totaled zero at both September 30, 2023 and December 31, 2022. During each of the three months ended September 30, 2023 and September 30, 2022 , the Company recognized amortization expense of $ 54 thousand and $ 82 thousand, respectively. The Company recognized amortization expenses of $ 211 thousand and $ 196 thousand for the nine months ended September 30, 2023 and 2022, respectively. The amortization expense was included in Other operating expenses on the Consolidated Statements of Income. Total estimated credits to be received during 2023 are $ 355 thousand based on the most recent quarterly estimates received from the funds. Total tax credits and other tax benefits recognized during the nine months ended September 30, 2023 and 2022, were $ 268 thousand and $ 269 thousand, respectively .

Recent Accounting Pronouncement

Recent Accounting Pronouncements and Other Authoritative Guidance	9 Months Ended
	Sep. 30, 2023
Accounting Standards Update and Change in Accounting Principle [Abstract]
Recent Accounting Pronouncements and Other Authoritative Guidance	NOTE 13. Recent Accounting Pronouncements and Other Authoritative Guidance In March 2023, the Financial Accounting Standards Board ("FASB") issued ASU 2023-02, “Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method”. These amendments allow reporting entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. The ASU is effective for public business entities for fiscal years beginning after December 15, 2023, including interim periods within those fiscal years. Early adoption is permitted for all entities in any interim period. The Company does not expect the adoption of ASU 2023-02 to have a material impact on its consolidated financial statements. In July 2023, the FASB issued ASU 2023-03, "Presentation of Financial Statements (Topic 205), Income Statement - Reporting Comprehensive Income (Topic 220), Distinguishing Liabilities from Equity (Topic 480), Equity (Topic 505), and Compensation - Stock Compensation (Topic 718)". This ASU amends the FASB Accounting Standards Codification for SEC paragraphs pursuant to SEC Staff Accounting Bulletin No. 120, SEC Staff Announcement at the March 24, 2022 EITF Meeting, and Staff Accounting Bulletin Topic 6.B, Accounting Series Release 280 - General Revision of Regulation S-X: Income or Loss Applicable to Common Stock. ASU 2023-03 is effective upon addition to the FASB Codification. The Company does not expect the adoption of ASU 2023-03 to have a material impact on its consolidated financial statements. Recently Adopted Accounting Developments In June 2016, the FASB issued ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The ASU, as amended, requires an entity to measure expected credit losses for financial assets carried at amortized cost based on historical experience, current conditions, and reasonable and supportable forecasts. Among other things, the ASU also amended the impairment model for available for sale securities and addressed purchased financial assets with deterioration. ASU 2016-13 was effective for the Company on January 1, 2023. The adjustment recorded at adoption to the overall allowance for credit losses, which consisted of adjustments to the allowance for credit losses on loans, as well as an adjustment to the Company’s reserve for unfunded loan commitments, was $ 2.5 million. The adjustment net of tax recorded to shareholders’ equity totaled $ 2.0 million. In March 2022, the FASB issued ASU No. 2022-02, “Financial Instruments-Credit Losses (Topic 326), Troubled Debt Restructurings and Vintage Disclosures.” ASU 2022-02 addresses areas identified by the FASB as part of its post-implementation review of the credit losses standard (ASU 2016-13) that introduced the CECL model. The amendments eliminate the accounting guidance for troubled debt restructurings by creditors that have adopted the CECL model and enhance the disclosure requirements for loan refinancings and restructurings made with borrowers experiencing financial difficulty. In addition, the amendments require a public business entity to disclose current-period gross write-offs for financing receivables and net investment in leases by year of origination in the vintage disclosures. The amendments in this ASU should be applied prospectively, except for the transition method related to the recognition and measurement of TDRs, an entity has the option to apply a modified retrospective transition method, resulting in a cumulative-effect adjustment to retained earnings in the period of adoption. ASU 2022-02 was effective for the Company on January 1, 2023.

Borrowings

Borrowings	9 Months Ended
	Sep. 30, 2023
Advance from Federal Home Loan Bank [Abstract]
Borrowings	NOTE 14. Borrowings On March 31, 2022, the Company entered into Subordinated Note Purchase Agreements with certain purchasers pursuant to which the Company issued and sold $ 30.0 million in aggregate principal amount of its 4.50 % Fixed-to-Floating Rate Subordinated Notes due April 1, 2032 (the “Notes”). The Company plans on using the net proceeds of the Notes offering for general corporate purposes, organic growth and to support the Bank’s regulatory capital ratios. The Notes were structured to qualify as Tier 2 capital for regulatory capital purposes at the holding company and bear an initial interest rate of 4.50 % until April 1, 2027 , with interest during this period payable semi-annually in arrears. From and including April 1, 2027, to but excluding the maturity date or early redemption date, the interest rate will reset quarterly to an annual floating rate equal to three-month SOFR, plus 2.35 %, with interest during this period paya ble quarterly in arrears. The Notes are redeemable by the Company at its option, in whole or in part, on or after April 1, 2027 . Initial debt issuance costs were $ 673 thousand. The debt balance of $ 30.0 million is presented net of unamortized issuance costs of $ 572 thousand at September 30, 2023. The Company had $ 145.0 million in total borrowings with the FHLB at September 30, 2023 , with zero being short-term borrowings and $ 145.0 million being long-term borrowings. The interest rates on the long-term borrowings with the FHLB ranged from 4.43 % to 4.83 %, with a weighted average rate of 4.65 %. Of the long-term FHLB borrowings, $ 50.0 million is due in 2024 , $ 55.0 million is due in 2025 and $ 40.0 million is due in 2026 . The Company had $ 175.0 million in short-term outstanding borrowings with the FHLB at December 31, 2022 . The Company had a $ 80.6 million irrevocable letter of credit at September 30, 2023 with the FHLB to secure public deposits.

Derivatives

Derivatives	9 Months Ended
	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	NOTE 15. Derivatives The Company uses derivative financial instruments primarily to manage risks to the Company associated with changing interest rates, and to assist customers with their risk management objectives. Derivative contracts that are not designated in a qualifying hedging relationships include customer accommodation loan swaps. The Company enters into interest rate swaps with certain qualifying commercial loan customers to meet their interest rate risk management needs. The Bank simultaneously enters into interest rate swaps with dealer counterparties, with identical notional amounts and offsetting terms. The net result of these interest rate swaps is that the customer pays a fixed rate of interest and the Company receives a floating rate. These back-to-back loan swaps are derivative financial instruments and are reported at fair value in “other assets” and “other liabilities” in the Consolidated Balance Sheets. Changes in the fair value of loan swaps are recorded in other noninterest income and sum to zero because of the offsetting terms of the swaps with borrowers and the swaps with dealer counterparties. The following table summarize key elements of the Company's derivative instruments at September 30, 2023 and December 31, 2022. September 30, 2023 Notional Amount Assets Liabilities (in thousands) Customer-related interest rate swap contracts: Matched interest rate swaps with borrower $ 41,284 $ 1,781 $ 47 Matched interest rate swaps with counterparty 41,284 47 1,781 December 31, 2022 Notional Amount Assets Liabilities (in thousands) Customer-related interest rate swap contracts: Matched interest rate swaps with borrower $ 23,141 $ 1,017 $ — Matched interest rate swaps with counterparty 23,141 — 1,017

Business Segments

Business Segments	9 Months Ended
	Sep. 30, 2023
Segment Reporting [Abstract]
Business Segments	NOTE 16. Business Segments The Company has two reportable operating segments: community banking and marine lending. Revenue from community banking operations consist primarily of net interest income related to investments in loan and securities and outstanding deposits and borrowings, fees earned on deposit accounts and debit card interchange activity. Revenue from marine lending operations consist primarily of net interest income related to commercial and consumer marine loans and gains on sales of loans. On August 23, 2023, the Company completed a sale of specific assets from its marine lending segment. As part of the sale, the Company sold its interest in marine vessel floor plan loans totaling $ 52.8 million, its rights to service loans that had been sold to secondary market investors prior to the date of sale (valued at $ 595.4 thousand on balance sheet prior to sale), and other assets that were not individually significant. The Company received total consideration, net of selling expenses, of $ 53.5 million and recognized a gain of $ 463 thousand. The assets sold as well as their related revenues and contribution to earnings did not constitute a significant portion of the Company's assets or operating results for the year-to-date period ending September 30, 2023. Subsequent to the sale of these assets, the Company retained ownership of its marine vessel retail loans which continue to constitute a significant portion of the Company's assets, revenues, and earnings. The Company expects to cease accepting new marine lending business and hold the retained outstanding loans until they are ultimately repaid. Financial information of the parent company and the Bank of Clarke Wealth Management Division is included in the "All Other" category. The parent company's revenue and expenses are comprised primarily of interest expense associated with subordinated debt. The wealth management division's net revenues are comprised primarily of income from offering wealth management services and insurance products through third-party service providers. The following table provides income and asset information as of September 30, 2023 and December 31, 2022 and for the three and nine months ended September 30, 2023 and September 30, 2022, which are included within the Consolidated Balance Sheets and Consolidated Statements of Income. The results by business segment are based on management’s accounting process, which assigns income statement items and assets to each operating segment. Given the Company's reportable segments are contained within the Bank, management must make certain allocations of expenses, which may not be representative of the costs expected to be incurred if the specific business segments operated as stand-alone entities. Subsequent to the third quarter of 2023 and going forward, the Company expects it will continue to evaluate its business segments and internal reporting structure, including the production of discrete financial information to the chief operating decision-maker. Three Months Ended September 30, 2023 Community Banking Marine Lending All Other Eliminations Consolidated (in thousands) Interest Income $ 17,779 $ 4,412 $ — $ — $ 22,191 Interest Expense 7,563 1,358 354 — 9,275 Net Interest Income (Expense) 10,216 3,054 ( 354 ) — 12,916 Gain on sales of loans 253 12 — — 265 Other noninterest income 1,741 1,013 1,190 — 3,944 Net Revenue 12,210 4,079 836 — 17,125 Provision for credit losses 453 ( 237 ) — — 216 Noninterest expense 11,131 2,285 717 — 14,133 Income before taxes 626 2,031 119 — 2,776 Income tax expense 2 427 28 — 457 Net Income $ 624 $ 1,604 $ 91 $ — $ 2,319 Other data: Capital expenditures $ 1,120 $ — $ — $ — $ 1,120 Depreciation and amortization 715 32 48 — 795 Three Months Ended September 30, 2022 Community Banking Marine Lending All Other Eliminations Consolidated (in thousands) Interest Income $ 12,449 $ 1,917 $ — $ — $ 14,366 Interest Expense 1,042 88 337 — 1,467 Net Interest Income (Expense) 11,407 1,829 ( 337 ) — 12,899 Gain on sales of loans 216 352 — — 568 Other noninterest income 1,476 25 1,095 — 2,596 Net Revenue 13,099 2,206 758 — 16,063 Provision for credit losses ( 202 ) 202 — — — Noninterest expense 9,243 1,155 660 — 11,058 Income before taxes 4,058 849 98 — 5,005 Income tax expense 724 178 21 — 923 Net Income $ 3,334 $ 671 $ 77 $ — $ 4,082 Other data: Capital expenditures $ — $ 162 $ — $ — $ 162 Depreciation and amortization 699 64 49 — 812 Nine Months Ended September 30, 2023 Community Banking Marine Lending All Other Eliminations Consolidated (in thousands) Interest Income $ 49,479 $ 11,634 $ — $ — $ 61,113 Interest Expense 18,015 4,033 1,063 — 23,111 Net Interest Income (Expense) 31,464 7,601 ( 1,063 ) — 38,002 Gain on sales of loans 589 324 — — 913 Other noninterest income 5,462 1,106 3,611 — 10,179 Net Revenue 37,515 9,031 2,548 — 49,094 Provision for credit losses 1,405 ( 122 ) — — 1,283 Noninterest expense 32,247 4,925 2,302 — 39,474 Income before taxes 3,863 4,228 246 — 8,337 Income tax expense 435 888 52 — 1,375 Net Income $ 3,428 $ 3,340 $ 194 $ — $ 6,962 Other data: Capital expenditures $ 1,091 $ 36 $ — $ — $ 1,127 Depreciation and amortization 989 224 145 — 1,358 Nine Months Ended September 30, 2022 Community Banking Marine Lending All Other Eliminations Consolidated (in thousands) Interest Income $ 33,906 $ 4,616 $ — $ — $ 38,522 Interest Expense 1,713 177 675 — 2,565 Net Interest Income (Expense) 32,193 4,439 ( 675 ) — 35,957 Gain on sales of loans 468 1,076 — — 1,544 Other noninterest income 5,575 60 3,077 — 8,712 Net Revenue 38,236 5,575 2,402 — 46,213 Provision for credit losses 388 512 — — 900 Noninterest expense 26,800 2,442 2,267 — 31,509 Income before taxes 11,048 2,621 135 — 13,804 Income tax expense 1,902 550 28 — 2,480 Net Income $ 9,146 $ 2,071 $ 107 $ — $ 11,324 Other data: Capital expenditures $ 307 $ 170 $ 16 $ — $ 493 Depreciation and amortization 974 157 128 — 1,259 Community Banking Marine Lending All Other Eliminations Consolidated Total assets at September 30, 2023 $ 1,530,922 $ 268,704 $ 1,844 $ — $ 1,801,470 Total assets at December 31, 2022 $ 1,377,461 $ 237,595 $ 1,661 $ — $ 1,616,717

Employee Stock Ownership Plan

Employee Stock Ownership Plan	9 Months Ended
	Sep. 30, 2023
Shares Held in Employee Stock Ownership Plan [Abstract]
Employee Stock Ownership Plan	NOTE 17. Employee Stock Ownership Plan During the second quarter, the Company’s employee stock ownership plan was terminated. As part of the termination process, which is ongoing, and as required by applicable law, participants have been offered the opportunity to direct the Company to repurchase of shares of Company stock distributed from the plan. Through September 30, 2023, 3,772 shares were repurchased and retired and 82,606 shares moved to participant accounts.

Stock-Based Compensation Plan (

Stock-Based Compensation Plan (Tables)	9 Months Ended
	Sep. 30, 2023
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Restricted Stock Activity	The following table presents restricted stock activity for the nine months ended September 30, 2023 and 2022: Nine Months Ended September 30, 2023 2022 Shares Weighted Shares Weighted Nonvested, beginning of period 38,780 $ 33.47 31,738 $ 30.70 Granted 37,941 36.60 31,648 34.40 Vested ( 17,302 ) 33.29 ( 12,468 ) 30.00 Forfeited ( 2,405 ) 36.80 ( 810 ) 29.69 Nonvested, end of period 57,014 $ 35.57 50,108 $ 33.72

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2023
Earnings Per Share [Abstract]
Weighted Average Number Of Shares Used In Computing Earnings Per Share	The following table shows the weighted average number of shares used in computing earnings per share for the three and nine months ended September 30, 2023 and 2022. During 2023 and 2022 , there were no potentially dilutive securities outstanding. Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Average number of common shares outstanding used to calculate basic and diluted earnings per share 3,526,943 3,487,555 3,524,441 3,479,876

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2023
Debt Securities, Available-for-Sale [Abstract]
Amortized Costs and Fair Values of Securities Available for Sale	Amortized costs and fair values of securities available for sale at September 30, 2023 and December 31, 2022 were as follows: Amortized Gross Gross Fair Value September 30, 2023 (in thousands) Obligations of U.S. government corporations and agencies $ 9,259 $ — $ ( 1,011 ) $ 8,248 Mortgage-backed securities 143,206 — ( 27,616 ) 115,590 Obligations of states and political subdivisions 6,591 — ( 423 ) 6,168 Subordinated debt 4,750 — ( 780 ) 3,970 $ 163,806 $ — $ ( 29,830 ) $ 133,976 December 31, 2022 (in thousands) Obligations of U.S. government corporations and agencies $ 9,993 $ — $ ( 858 ) $ 9,135 Mortgage-backed securities 153,289 — ( 24,136 ) 129,153 Obligations of states and political subdivisions 7,027 2 ( 422 ) 6,607 Subordinated debt 4,750 — ( 489 ) 4,261 $ 175,059 $ 2 $ ( 25,905 ) $ 149,156
Investments Classified by Contractual Maturity Date	The amortized cost and estimated fair value of securities at September 30, 2023 , by the earlier of contractual maturity or expected maturity, are shown below. The Company has elected to exclude accrued interest receivable, totaling $ 396 thousand at September 30, 2023, from the amortized cost basis of securities. Expected maturities will differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value (in thousands) Due in one year or less $ 1,667 $ 1,646 Due after one year through five years 5,124 4,705 Due after five years through ten years 20,776 18,124 Due after ten years 136,239 109,501 $ 163,806 $ 133,976
Fair Value and Gross Unrealized Losses for Securities Available for Sale	The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at September 30, 2023 and December 31, 2022 were as follows: Less than 12 months 12 months or more Total Fair Value Gross Fair Value Gross Fair Value Gross September 30, 2023 (in thousands) Obligations of U.S. government corporations and agencies $ — $ — $ 8,248 $ 1,011 $ 8,248 $ 1,011 Mortgage-backed securities — — 115,590 27,616 115,590 27,616 Obligations of states and political subdivisions 485 16 5,283 407 5,768 423 Subordinated debt 218 32 3,252 748 3,470 780 $ 703 $ 48 $ 132,373 $ 29,782 $ 133,076 $ 29,830 Less than 12 months 12 months or more Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses December 31, 2022 (in thousands) Obligations of U.S. government corporations and agencies $ 6,140 $ 543 $ 2,994 $ 315 $ 9,134 $ 858 Mortgage-backed securities 31,771 4,052 97,382 20,084 129,153 24,136 Obligations of states and political subdivisions 6,065 422 — — 6,065 422 Subordinated debt 2,431 319 1,080 170 3,511 489 $ 46,407 $ 5,336 $ 101,456 $ 20,569 $ 147,863 $ 25,905
Schedule Composition of Restricted Investments	The composition of restricted investments at September 30, 2023 and December 31, 2022 was as follows: September 30, 2023 December 31, 2022 (in thousands) Federal Reserve Bank Stock $ 344 $ 944 Federal Home Loan Bank Stock 8,099 8,149 Community Bankers’ Bank Stock 140 140 $ 8,583 $ 9,233

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Schedule Of Composition Of Loans	The composition of loans at September 30, 2023 and December 31, 2022 was as follows: September 30, December 31, 2023 2022 (in thousands) Mortgage real estate loans: Construction & Secured by Farmland $ 80,012 $ 89,651 HELOCs 44,719 43,588 Residential First Lien - Investor 120,547 111,074 Residential First Lien - Owner Occupied 162,919 125,088 Residential Junior Liens 12,284 11,417 Commercial - Owner Occupied 244,088 232,115 Commercial - Non-Owner Occupied & Multifamily 355,122 315,326 Commercial and industrial loans: SBA PPP loans 57 74 Other commercial and industrial loans 96,830 99,571 Marine loans 260,518 230,874 Consumer loans 42,538 44,841 Overdrafts 207 218 Other loans 13,089 12,503 Total loans $ 1,432,930 $ 1,316,340 Net deferred loan costs and premiums 8,055 7,443 Allowance for credit losses ( 14,573 ) ( 11,218 ) $ 1,426,412 $ 1,312,565
Changes In Allowance For Loan Losses	Changes in the allowance for credit losses on loans for the three and nine months ended September 30, 2023 and 2022 were as follows: Three Months Ended Three Months Ended Nine Months Ended Nine Months Ended September 30, September 30, September 30, September 30, 2023 2022 2023 2022 (in thousands) Balance, beginning $ 14,511 $ 9,847 $ 11,218 $ 8,787 Cumulative effect adjustment for adoption of ASC 326 — — 2,077 — Provision for credit losses 218 — 1,337 900 Recoveries added to the allowance 31 976 255 1,224 Credit losses charged to the allowance ( 187 ) ( 81 ) ( 314 ) ( 169 ) Balance, ending $ 14,573 $ 10,742 $ 14,573 $ 10,742
Nonaccrual And Past Due Loans By Class	Nonaccrual and past due loans by class at September 30, 2023 were as follows: September 30, 2023 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ — $ 80,012 $ 80,012 $ — HELOCs 124 — — 124 44,595 44,719 — Residential First Lien - Investor — — — — 120,547 120,547 — Residential First Lien - Owner Occupied 114 48 36 198 162,721 162,919 — Residential Junior Liens 9 — — 9 12,275 12,284 — Commercial - Owner Occupied — — — — 244,088 244,088 — Commercial - Non-Owner Occupied & Multifamily — — — — 355,122 355,122 — Commercial and industrial loans: SBA PPP loans — — — — 57 57 — Other commercial and industrial loans — 90 234 324 96,506 96,830 — Marine loans — 5 367 372 260,146 260,518 — Consumer loans 261 86 66 413 42,125 42,538 66 Overdrafts — — — — 207 207 — Other loans — — — — 13,089 13,089 — Total $ 508 $ 229 $ 703 $ 1,440 $ 1,431,490 $ 1,432,930 $ 66 September 30, 2023 (in thousands) Nonaccruals with No Allowance for Credit Losses Nonaccrual with an Allowance for Credit Losses Nonaccrual Mortgage real estate loans: Construction & Secured by Farmland $ 97 $ — $ 97 HELOCs 15 — 15 Residential First Lien - Investor 1,093 — 1,093 Residential First Lien - Owner Occupied 115 — 115 Residential Junior Liens 3 — 3 Commercial - Owner Occupied 27 — 27 Commercial - Non-Owner Occupied & Multifamily 3,656 — 3,656 Commercial and industrial loans: SBA PPP loans — — — Other commercial and industrial loans 12 312 324 Marine loans 367 — 367 Consumer loans — — — Overdrafts — — — Other loans — — — Total $ 5,385 $ 312 $ 5,697 Nonaccrual and past due loans by class at December 31, 2022 were as follows: December 31, 2022 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Nonaccrual Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ 101 $ 101 $ 89,550 $ 89,651 $ — $ 397 HELOCs 149 — — 149 43,439 43,588 — 155 Residential First Lien - Investor — — — — 111,074 111,074 — — Residential First Lien - Owner Occupied 222 — 39 261 124,827 125,088 — 175 Residential Junior Liens — — — — 11,417 11,417 — 6 Commercial - Owner Occupied — — — — 232,115 232,115 — — Commercial - Non-Owner Occupied & Multifamily — — — — 315,326 315,326 — 1,356 Commercial and industrial loans: SBA PPP loans — — — — 74 74 — — Other commercial and industrial loans 15 — 73 88 99,483 99,571 — 73 Marine loans — — — — 230,874 230,874 — — Consumer loans 56 — 318 374 44,467 44,841 318 — Overdrafts — — — — 218 218 — — Other loans — — — — 12,503 12,503 — — Total $ 442 $ — $ 531 $ 973 $ 1,315,367 $ 1,316,340 $ 318 $ 2,162
Allowance for credit losses on loans by segment	The allowance for credit losses on loans by segment at September 30, 2023 and December 31, 2022 was as follows: As of and For the Nine Months Ended September 30, 2023 (in thousands) Construction Residential Commercial Commercial Marine Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 2,714 $ 1,735 $ 2,221 $ 2,222 $ 1,555 $ 299 $ 472 $ — $ 11,218 Cumulative effect adjustment for adoption of ASC 326 $ ( 1,840 ) $ 1,933 $ 3,584 $ ( 1,102 ) $ ( 285 ) $ ( 123 ) $ ( 90 ) $ — $ 2,077 Charge-Offs — — — — ( 126 ) ( 38 ) ( 150 ) — ( 314 ) Recoveries 5 14 — 13 — 45 178 — 255 Provision ( 134 ) 765 496 92 289 48 ( 28 ) ( 191 ) 1,337 Ending balance $ 745 $ 4,447 $ 6,301 $ 1,225 $ 1,433 $ 231 $ 382 $ ( 191 ) $ 14,573 Ending balance: Individually evaluated $ — $ — $ — $ 312 $ — $ — $ — $ — $ 312 Ending balance: collectively evaluated $ 745 $ 4,447 $ 6,301 $ 913 $ 1,433 $ 231 $ 382 $ ( 191 ) $ 14,261 Loans: Ending balance $ 80,012 $ 340,469 $ 599,210 $ 96,887 $ 260,518 $ 42,538 $ 13,296 $ — $ 1,432,930 Ending balance individually evaluated $ 96 $ 1,172 $ 3,672 $ 312 $ 430 $ — $ — $ — $ 5,682 Ending balance collectively evaluated $ 79,916 $ 339,297 $ 595,538 $ 96,575 $ 260,088 $ 42,538 $ 13,296 $ — $ 1,427,248 As of and For the Year Ended December 31, 2022 (in thousands) Construction Residential Commercial Commercial Marine Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 2,794 $ 1,671 $ 1,729 $ 1,294 $ 789 $ 219 $ 291 $ — $ 8,787 Charge-Offs — ( 9 ) — ( 300 ) — ( 79 ) ( 271 ) — ( 659 ) Recoveries 9 888 197 109 — 44 13 — 1,260 Provision ( 89 ) ( 815 ) 295 1,119 766 115 439 — 1,830 Ending balance $ 2,714 $ 1,735 $ 2,221 $ 2,222 $ 1,555 $ 299 $ 472 $ — $ 11,218 Ending balance: Individually evaluated for impairment $ — $ 27 $ — $ 73 $ — $ — $ — $ — $ 100 Ending balance: collectively evaluated for impairment $ 2,714 $ 1,708 $ 2,221 $ 2,149 $ 1,555 $ 299 $ 472 $ — $ 11,118 Loans: Ending balance $ 89,651 $ 291,167 $ 547,441 $ 99,645 $ 230,874 $ 44,841 $ 12,721 $ — $ 1,316,340 Ending balance individually evaluated for impairment $ 1,044 $ 3,719 $ 1,695 $ 141 $ — $ 22 $ — $ — $ 6,621 Ending balance collectively evaluated for impairment $ 88,607 $ 287,448 $ 545,746 $ 99,504 $ 230,874 $ 44,819 $ 12,721 $ — $ 1,309,719
Amortized cost basis of collateral-dependent loans by loan portfolio segment	The following table presents the amortized cost basis of collateral-dependent loans by loan portfolio segment: September 30, 2023 (in thousands) (in thousands) Real Estate Collateral Other Collateral Total Mortgage real estate loans: Construction & Secured by Farmland $ 96 $ — $ 96 HELOCs — — — Residential First Lien - Investor 1,093 — 1,093 Residential First Lien - Owner Occupied 79 — 79 Residential Junior Liens — — — Commercial - Owner Occupied 16 — 16 Commercial - Non-Owner Occupied & Multifamily 3,656 — 3,656 Commercial and industrial loans: SBA PPP loans — — — Other commercial and industrial loans — 312 312 Marine loans — 430 430 Consumer loans — — — Overdrafts — — — Other loans — — — $ 4,940 $ 742 $ 5,682
Credit Quality Information By Class	Credit quality information by class at September 30, 2023 and December 31, 2022 was as follows: September 30, 2023 Term Loan Amortized Cost Basis by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Mortgage real estate loans: Construction & Secured by Farmland Pass $ 26,098 $ 23,622 $ 6,921 $ 5,418 $ 2,423 $ 3,682 $ 7,532 $ — $ 75,696 Special Mention — 1,179 985 — 1,048 821 — — 4,033 Classified — — — 147 — 136 — — 283 Total $ 26,098 $ 24,801 $ 7,906 $ 5,565 $ 3,471 $ 4,639 $ 7,532 $ — $ 80,012 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — HELOCs Pass $ — $ — $ — $ — $ — $ — $ 44,654 $ — $ 44,654 Special Mention — — — — — — 49 — 49 Classified — — — — — — 16 — 16 Total $ — $ — $ — $ — $ — $ — $ 44,719 $ — $ 44,719 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Investor Pass $ 16,530 $ 26,717 $ 32,126 $ 11,375 $ 4,754 $ 24,517 $ — $ — $ 116,019 Special Mention — 1,670 233 626 — 907 — — 3,436 Classified — — 1,092 — — — — — 1,092 Total $ 16,530 $ 28,387 $ 33,451 $ 12,001 $ 4,754 $ 25,424 $ — $ — $ 120,547 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Owner Occupied Pass $ 43,193 $ 31,810 $ 24,017 $ 36,231 $ 4,040 $ 22,299 $ — $ — $ 161,590 Special Mention — — — — — 472 — — 472 Classified — — — — — 857 — — 857 Total $ 43,193 $ 31,810 $ 24,017 $ 36,231 $ 4,040 $ 23,628 $ — $ — $ 162,919 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Junior Liens Pass $ 1,766 $ 2,969 $ 3,499 $ 1,515 $ 653 $ 1,844 $ — $ — $ 12,246 Special Mention — — — — — — — — — Classified — — — — — 38 — — 38 Total $ 1,766 $ 2,969 $ 3,499 $ 1,515 $ 653 $ 1,882 $ — $ — $ 12,284 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial - Owner Occupied Pass $ 26,226 $ 68,359 $ 42,515 $ 26,101 $ 16,245 $ 51,463 $ 2,670 $ — $ 233,579 Special Mention — 1,882 67 2,161 1,087 1,422 — — 6,619 Classified — — 3,362 501 — 27 — — 3,890 Total $ 26,226 $ 70,241 $ 45,944 $ 28,763 $ 17,332 $ 52,912 $ 2,670 $ — $ 244,088 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial - Non-Owner Occupied & Multifamily Pass $ 52,459 $ 93,832 $ 66,232 $ 74,303 $ 17,044 $ 44,118 $ 1,196 $ — $ 349,184 Special Mention — — 2,282 — — — — — 2,282 Classified — — — 2,368 — 1,288 — — 3,656 Total $ 52,459 $ 93,832 $ 68,514 $ 76,671 $ 17,044 $ 45,406 $ 1,196 $ — $ 355,122 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial loans: SBA PPP loans Pass $ — $ — $ 57 $ — $ — $ — $ — $ — $ 57 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ — $ 57 $ — $ — $ — $ — $ — $ 57 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other commercial and industrial loans Pass $ 13,637 $ 28,991 $ 9,264 $ 2,182 $ 2,870 $ 4,130 $ 31,256 $ — $ 92,330 Special Mention 1,529 — — — 1 10 2,636 — 4,176 Classified 231 81 — 3 — — 9 — 324 Total $ 15,397 $ 29,072 $ 9,264 $ 2,185 $ 2,871 $ 4,140 $ 33,901 $ — $ 96,830 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Marine loans Pass $ 90,224 $ 132,659 $ 36,594 $ 674 $ — $ — $ — $ — $ 260,151 Special Mention — — — — — — — — — Classified 367 — — — — — — — 367 Total $ 90,591 $ 132,659 $ 36,594 $ 674 $ — $ — $ — $ — $ 260,518 Current period gross charge-offs $ — $ 126 $ — $ — $ — $ — $ — $ — $ 126 Consumer loans Pass $ 2,542 $ 14,375 $ 6,416 $ 9,032 $ 1,810 $ 37 $ 8,326 $ — $ 42,538 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ 2,542 $ 14,375 $ 6,416 $ 9,032 $ 1,810 $ 37 $ 8,326 $ — $ 42,538 Current period gross charge-offs $ — $ 3 $ — $ — $ — $ — $ 35 $ — $ 38 Overdrafts Pass $ — $ — $ — $ — $ — $ — $ — $ — $ — Special Mention — — — — — — — — — Classified 207 — — — — — — — 207 Total $ 207 $ — $ — $ — $ — $ — $ — $ — $ 207 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ 150 $ — $ 150 Other loans Pass $ 72 $ 10,173 $ 30 $ 9 $ — $ 2,685 $ 120 $ — $ 13,089 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ 72 $ 10,173 $ 30 $ 9 $ — $ 2,685 $ 120 $ — $ 13,089 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total by Risk Category Pass $ 272,747 $ 433,507 $ 227,671 $ 166,840 $ 49,839 $ 154,775 $ 95,754 $ — $ 1,401,133 Special Mention 1,529 4,731 3,567 2,787 2,136 3,632 2,685 — 21,067 Classified 805 81 4,454 3,019 — 2,346 25 — 10,730 Total $ 275,081 $ 438,319 $ 235,692 $ 172,646 $ 51,975 $ 160,753 $ 98,464 $ — $ 1,432,930 Total current period gross charge-offs $ — $ 129 $ — $ — $ — $ — $ 185 $ — $ 314 As of December 31, 2022 (in thousands) INTERNAL RISK RATING GRADES Pass Special Substandard Doubtful Loss Total Commercial - Non Real Estate: Commercial & Industrial $ 247,061 $ 526 $ 72 $ — $ — $ 247,659 Commercial Real Estate: Owner Occupied 212,074 20,020 21 — — 232,115 Non-owner occupied 257,625 16,189 1,706 — — 275,520 Construction and Farm land: Residential 11,235 — 21 — — 11,256 Commercial 69,427 153 8,815 — — 78,395 Residential: Equity Lines 43,124 310 154 — — 43,588 Single family 251,247 5,972 951 — — 258,170 Multifamily 39,806 — — — — 39,806 All other loans 12,721 — — — — 12,721 Total $ 1,144,320 $ 43,170 $ 11,740 $ — $ — $ 1,199,230 Performing Nonperforming Consumer Credit Exposure by Payment Activity $ 116,908 $ 202

Restructurings for Borrowers _2

Restructurings for Borrowers Experiencing Financial Difficulty (Tables)	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Modified amortized cost of loans	The following table presents the amortized cost of loans that were modified during the nine months ended September 30, 2023 by loan portfolio segment: September 30, 2023 (in thousands) Term Extension Total % of Total Class of Loans Mortgage real estate loans: Residential First Lien - Owner Occupied $ 355 $ 355 0.22 % Total $ 355 $ 355
Schedule of Troubled Debt Restructurings on Financing Receivables	During the three and nine months ended September 30, 2022, the Company classified five and 11 loans, respectively as troubled debt restructurings. Three Months Ended September 30, 2022 (in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Consumer: Installment 1 $ 20 $ 21 Residential: Single Family 4 894 894 Total 5 $ 914 $ 915 Nine Months Ended September 30, 2022 (in thousands) Number of Pre-Modification Outstanding Post-Modification Outstanding Commercial Real Estate: Owner Occupied 1 $ 185 $ 185 Non-Owner Occupied 1 161 161 Construction and Farmland: Commercial 1 639 639 Consumer: Installment 1 20 21 Residential: Single family 7 1,433 1,451 Total 11 $ 2,438 $ 2,457

Deposits (Tables)

Deposits (Tables)	9 Months Ended
	Sep. 30, 2023
Deposits [Abstract]
Composition of Deposits	The composition of deposits at September 30, 2023 and December 31, 2022 was as follows: September 30, 2023 December 31, 2022 (in thousands) Noninterest bearing demand deposits $ 430,910 $ 478,750 Savings and interest bearing demand deposits: NOW accounts $ 188,330 $ 167,197 Money market accounts 325,712 220,498 Regular savings accounts 142,069 239,736 $ 656,111 $ 627,431 Time deposits: Balances of less than $250,000 $ 265,856 $ 87,531 Balances of $250,000 and more 145,503 70,363 $ 411,359 $ 157,894 $ 1,498,380 $ 1,264,075

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2023
Leases [Abstract]
Assets And Liabilities, Lessee	The following tables present information about the Company’s leases: (dollars in thousands) September 30, 2023 December 31, 2022 Lease liabilities $ 4,736 $ 4,978 Right-of-use assets $ 4,482 $ 4,766 Weighted average remaining lease term 14 years 14 years Weighted average discount rate 3.08 % 3.04 % Three Months Ended Nine Months Ended Lease Cost September 30, 2023 September 30, 2022 September 30, 2023 September 30, 2022 Operating lease cost $ 132 $ 132 $ 396 $ 396 Short-term lease cost 4 3 11 11 Total lease cost $ 136 $ 135 $ 407 $ 407 Cash paid for amounts included in the measurement of lease liabilities $ 118 $ 116 $ 354 $ 348
Lessee, Operating Lease, Liability, Maturity	A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total operating lease liabilities is as follows: (dollars in thousands) As of Lease payments due September 30, 2023 Twelve months ending September 30, 2024 $ 478 Twelve months ending September 30, 2025 497 Twelve months ending September 30, 2026 428 Twelve months ending September 30, 2027 390 Twelve months ending September 30, 2028 394 Thereafter 3,853 Total undiscounted cash flows $ 6,040 Discount ( 1,304 ) Lease liabilities $ 4,736

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis	The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at September 30, 2023 and December 31, 2022: Fair Value Measurements at September 30, 2023 Using Balance as of Quoted Prices Significant Significant September 30, 2023 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 8,248 $ — $ 8,248 $ — Mortgage-backed securities 115,590 — 115,590 — Obligations of states and political subdivisions 6,168 — 6,168 — Subordinated debt 3,970 — 3,970 — Derivative: Interest rate swaps 1,828 — 1,828 — Total assets at fair value $ 135,804 $ — $ 135,804 $ — Liabilities: Interest rate swaps $ 1,828 $ — $ 1,828 $ — Total liabilities at fair value $ 1,828 $ — $ 1,828 $ — Fair Value Measurements at December 31, 2022 Balance as of Quoted Prices Significant Significant December 31, 2022 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 9,135 $ — $ 9,135 $ — Mortgage-backed securities 129,153 — 129,153 — Obligations of states and political subdivisions 6,607 — 6,607 — Subordinated debt 4,261 — 4,261 — Derivative: Interest rate swap 1,017 — 1,017 — Total assets at fair value $ 150,173 $ — $ 150,173 $ — Liabilities: Interest rate swap 1,017 — 1,017 — Total liabilities at fair value $ 1,017 $ — $ 1,017 $ —
Quantitative Information About Level 3 Fair Value Measurements For Certain Financial Assets	The following table displays quantitative information about Level 3 Fair Value Measurements for certain assets measured at fair value on a nonrecurring basis at December 31, 2022: Quantitative information about Level 3 Fair Value Measurements December 31, 2022 Valuation Technique(s) Unobservable Input Range Weighted Average (1) Assets: Other real estate owned Discounted contract price Discount for selling costs 6 % 6 % (1) Unobservable inputs were weighted by the relative fair values of the instruments.
Financial And Nonfinancial Assets Measured At Fair Value On A Nonrecurring Basis	The following table summarizes the Company’s assets that were measured at fair value on a nonrecurring basis at December 31, 2022: Carrying value at December 31, 2022 Balance as of Quoted Prices Significant Significant December 31, 2022 (Level 1) (Level 2) (Level 3) (in thousands) Nonfinancial Assets: Other real estate owned $ 108 $ — $ 108 $ —
Company's Financial Instruments	The carrying value and fair value of the Company’s financial instruments at September 30, 2023 and December 31, 2022 were as follows: Fair Value Measurements at September 30, 2023 Using Carrying Quoted Prices Significant Significant Fair Value September 30, 2023 (Level 1) (Level 2) (Level 3) September 30, 2023 (in thousands) Financial assets: Cash and short-term investments $ 142,038 $ 142,038 $ — $ — $ 142,038 Securities 133,976 — 133,976 — 133,976 Restricted Investments 8,583 — 8,583 — 8,583 Loans held for sale 3,564 3,564 — 3,564 Loans, net 1,426,412 — — 1,356,742 1,356,742 Bank owned life insurance 24,404 — 24,404 — 24,404 Accrued interest receivable 4,794 — 4,794 — 4,794 Interest rate swaps 1,828 — 1,828 — 1,828 Financial liabilities: Deposits $ 1,498,380 $ — $ 1,495,212 $ — $ 1,495,212 Federal Home Loan Bank advances, long-term 145,000 — 144,125 — 144,125 Subordinated debt, net of unamortized issuance costs 29,428 — 25,602 — 25,602 Accrued interest payable 1,970 — 1,970 — 1,970 Interest rate swaps 1,828 — 1,828 — 1,828 Fair Value Measurements at December 31, 2022 Using Carrying Value Quoted Prices Significant Significant Fair Value December 31, 2022 (Level 1) (Level 2) (Level 3) December 31, 2022 (in thousands) Financial assets: Cash and short-term investments $ 66,894 $ 66,894 $ — $ — $ 66,894 Securities 149,156 — 149,156 — 149,156 Restricted Investments 9,233 — 9,233 — 9,233 Loans held for sale 153 153 — 153 Loans, net 1,312,565 — — 1,260,149 1,260,149 Bank owned life insurance 23,862 — 23,862 — 23,862 Accrued interest receivable 3,902 — 3,902 — 3,902 Interest rate swap 1,017 — 1,017 — 1,017 Financial liabilities: Deposits $ 1,264,075 $ — $ 1,262,859 $ — $ 1,262,859 Federal funds purchased 32,980 — 32,980 — 32,980 Federal Home Loan Bank advances, short-term 175,000 — 174,705 — 174,705 Subordinated debt, net of unamortized issuance costs 29,377 — 26,101 — 26,101 Accrued interest payable 926 — 926 — 926 Interest rate swap 1,017 — 1,017 — 1,017

Change in Accumulated Other C_2

Change in Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2023
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Changes To Accumulated Other Comprehensive Income By Components	Changes to accumulated other comprehensive income (loss) by component are shown in the following table for the periods indicated: Three Months Ended September 30, 2023 2022 Unrealized Change in Total Unrealized Change in Total (dollars in thousands) (dollars in thousands) July 1 $ ( 19,430 ) $ 14 $ ( 19,416 ) $ ( 16,775 ) $ 19 $ ( 16,756 ) Other comprehensive (loss) before reclassifications ( 5,237 ) — ( 5,237 ) ( 6,401 ) — ( 6,401 ) Reclassifications — — — 737 — 737 Tax effect of current period changes 1,100 — 1,100 1,189 — 1,189 Current period changes net of taxes ( 4,137 ) — ( 4,137 ) ( 4,475 ) — ( 4,475 ) September 30 $ ( 23,567 ) $ 14 $ ( 23,553 ) $ ( 21,250 ) $ 19 $ ( 21,231 ) Nine Months Ended September 30, 2023 2022 Unrealized Change in Total Unrealized Change in Total (dollars in thousands) (dollars in thousands) January 1 $ ( 20,465 ) $ 19 $ ( 20,446 ) $ ( 174 ) $ 19 $ ( 155 ) Other comprehensive income (loss) before reclassifications ( 3,927 ) ( 8 ) ( 3,935 ) ( 27,416 ) — ( 27,416 ) Reclassifications — — — 737 — 737 Tax effect of current period changes 825 3 828 5,603 — 5,603 Current period changes net of taxes ( 3,102 ) ( 5 ) ( 3,107 ) ( 21,076 ) — ( 21,076 ) September 30 $ ( 23,567 ) $ 14 $ ( 23,553 ) $ ( 21,250 ) $ 19 $ ( 21,231 )

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	9 Months Ended
	Sep. 30, 2023
Real Estate [Abstract]
Other Real Estate Owned Rollforward	The following table is a summary of other real estate owned (“OREO”) activity for the nine months ended September 30, 2023 and 2022 and the year ended December 31, 2022: Nine Months Ended Year Ended Nine Months Ended September 30, December 31, September 30, 2023 2022 2022 (in thousands) Balance, beginning $ 108 $ — $ — Transfer from loans — 108 — Gain on foreclosures — — — Sales ( 108 ) — — Valuation adjustments — — — Balance, ending $ — $ 108 $ —
Schedule of Real Estate Properties	The major classifications of other real estate owned in the consolidated balance sheets at December 31, 2022 were as follows: December 31, 2022 (in thousands) Construction and Farmland $ — Residential Real Estate 108 Commercial Real Estate — Subtotal $ 108 Less valuation allowance — Total $ 108

Derivatives (Tables)

Derivatives (Tables)	9 Months Ended
	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Summarize Key Elements of Derivative Instruments	The following table summarize key elements of the Company's derivative instruments at September 30, 2023 and December 31, 2022. September 30, 2023 Notional Amount Assets Liabilities (in thousands) Customer-related interest rate swap contracts: Matched interest rate swaps with borrower $ 41,284 $ 1,781 $ 47 Matched interest rate swaps with counterparty 41,284 47 1,781 December 31, 2022 Notional Amount Assets Liabilities (in thousands) Customer-related interest rate swap contracts: Matched interest rate swaps with borrower $ 23,141 $ 1,017 $ — Matched interest rate swaps with counterparty 23,141 — 1,017

Business Segments (Tables)

Business Segments (Tables)	9 Months Ended
	Sep. 30, 2023
Segment Reporting [Abstract]
Schedule of reportable operating segments	The following table provides income and asset information as of September 30, 2023 and December 31, 2022 and for the three and nine months ended September 30, 2023 and September 30, 2022, which are included within the Consolidated Balance Sheets and Consolidated Statements of Income. The results by business segment are based on management’s accounting process, which assigns income statement items and assets to each operating segment. Given the Company's reportable segments are contained within the Bank, management must make certain allocations of expenses, which may not be representative of the costs expected to be incurred if the specific business segments operated as stand-alone entities. Subsequent to the third quarter of 2023 and going forward, the Company expects it will continue to evaluate its business segments and internal reporting structure, including the production of discrete financial information to the chief operating decision-maker. Three Months Ended September 30, 2023 Community Banking Marine Lending All Other Eliminations Consolidated (in thousands) Interest Income $ 17,779 $ 4,412 $ — $ — $ 22,191 Interest Expense 7,563 1,358 354 — 9,275 Net Interest Income (Expense) 10,216 3,054 ( 354 ) — 12,916 Gain on sales of loans 253 12 — — 265 Other noninterest income 1,741 1,013 1,190 — 3,944 Net Revenue 12,210 4,079 836 — 17,125 Provision for credit losses 453 ( 237 ) — — 216 Noninterest expense 11,131 2,285 717 — 14,133 Income before taxes 626 2,031 119 — 2,776 Income tax expense 2 427 28 — 457 Net Income $ 624 $ 1,604 $ 91 $ — $ 2,319 Other data: Capital expenditures $ 1,120 $ — $ — $ — $ 1,120 Depreciation and amortization 715 32 48 — 795 Three Months Ended September 30, 2022 Community Banking Marine Lending All Other Eliminations Consolidated (in thousands) Interest Income $ 12,449 $ 1,917 $ — $ — $ 14,366 Interest Expense 1,042 88 337 — 1,467 Net Interest Income (Expense) 11,407 1,829 ( 337 ) — 12,899 Gain on sales of loans 216 352 — — 568 Other noninterest income 1,476 25 1,095 — 2,596 Net Revenue 13,099 2,206 758 — 16,063 Provision for credit losses ( 202 ) 202 — — — Noninterest expense 9,243 1,155 660 — 11,058 Income before taxes 4,058 849 98 — 5,005 Income tax expense 724 178 21 — 923 Net Income $ 3,334 $ 671 $ 77 $ — $ 4,082 Other data: Capital expenditures $ — $ 162 $ — $ — $ 162 Depreciation and amortization 699 64 49 — 812 Nine Months Ended September 30, 2023 Community Banking Marine Lending All Other Eliminations Consolidated (in thousands) Interest Income $ 49,479 $ 11,634 $ — $ — $ 61,113 Interest Expense 18,015 4,033 1,063 — 23,111 Net Interest Income (Expense) 31,464 7,601 ( 1,063 ) — 38,002 Gain on sales of loans 589 324 — — 913 Other noninterest income 5,462 1,106 3,611 — 10,179 Net Revenue 37,515 9,031 2,548 — 49,094 Provision for credit losses 1,405 ( 122 ) — — 1,283 Noninterest expense 32,247 4,925 2,302 — 39,474 Income before taxes 3,863 4,228 246 — 8,337 Income tax expense 435 888 52 — 1,375 Net Income $ 3,428 $ 3,340 $ 194 $ — $ 6,962 Other data: Capital expenditures $ 1,091 $ 36 $ — $ — $ 1,127 Depreciation and amortization 989 224 145 — 1,358 Nine Months Ended September 30, 2022 Community Banking Marine Lending All Other Eliminations Consolidated (in thousands) Interest Income $ 33,906 $ 4,616 $ — $ — $ 38,522 Interest Expense 1,713 177 675 — 2,565 Net Interest Income (Expense) 32,193 4,439 ( 675 ) — 35,957 Gain on sales of loans 468 1,076 — — 1,544 Other noninterest income 5,575 60 3,077 — 8,712 Net Revenue 38,236 5,575 2,402 — 46,213 Provision for credit losses 388 512 — — 900 Noninterest expense 26,800 2,442 2,267 — 31,509 Income before taxes 11,048 2,621 135 — 13,804 Income tax expense 1,902 550 28 — 2,480 Net Income $ 9,146 $ 2,071 $ 107 $ — $ 11,324 Other data: Capital expenditures $ 307 $ 170 $ 16 $ — $ 493 Depreciation and amortization 974 157 128 — 1,259 Community Banking Marine Lending All Other Eliminations Consolidated Total assets at September 30, 2023 $ 1,530,922 $ 268,704 $ 1,844 $ — $ 1,801,470 Total assets at December 31, 2022 $ 1,377,461 $ 237,595 $ 1,661 $ — $ 1,616,717

General (Additional Information

General (Additional Information) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023	Jan. 01, 2023	Dec. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Ownership percentage in subsidiaries	100%	100%
Adjustment to retained earnings, net of deferred income taxes, and adjustments to the allowance for credit losses on loans			$ 2,000
Net of deferred taxes			$ 521
Accrued interest receivable	$ 4,400	$ 4,400
Accrued interest receivables	396	396
Reserve credit losses for Unfunded Commitments	417	417		$ 65
initial adjustment for the adoption of credit losses for Unfunded Commitments		406
Provision for Other Credit Losses	$ 0	$ (54)

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2023	May 16, 2023
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stock incentive plan, authorized common stock		250,000
Unrecognized compensation cost related to unvested Restricted Stock	$ 759
Directors [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vesting service period of grants	1 year
Service Period [Member] | Officer [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vesting service period of grants	3 years
Service Period [Member] | Executive Officer [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vesting service period of grants	3 years
Performance Measure [Member] | Executive Officer [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vesting service period of grants	2 years

Stock-Based Compensation Plan_2

Stock-Based Compensation Plan (Restricted Stock Activity) (Details) - $ / shares	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Shares, Nonvested, beginning of period	38,780	31,738
Shares, Granted	37,941	31,648
Shares, Vested	(17,302)	(12,468)
Shares, Forfeited	(2,405)	(810)
Shares, Nonvested, end of period	57,014	50,108
Weighted Average Grant Date Fair Value, Nonvested, beginning of period	$ 33.47	$ 30.7
Weighted Average Grant Date Fair Value, Granted	36.6	34.4
Weighted Average Grant Date Fair Value, Vested	33.29	30
Weighted average Grant Date Fair Value, Forfeited	36.8	29.69
Weighted Average Grant Date Fair Value, Nonvested, end of period	$ 35.57	$ 33.72

Earnings Per Common Share (Weig

Earnings Per Common Share (Weighted Average Number Of Shares Used In Computing Earnings Per Share) (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Earnings Per Share [Abstract]
Potentially dilutive securities outstanding	0	0	0	0
Average number of common shares outstanding used to calculate basic earnings per share	3,526,943	3,487,555	3,524,441	3,479,876
Average number of common shares outstanding used to calculate diluted earnings per share	3,526,943	3,487,555	3,524,441	3,479,876

Securities - (Amortized Costs a

Securities - (Amortized Costs and Fair Values of Securities Available for Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	$ 163,806	$ 175,059
Gross Unrealized Gains	0	2
Gross Unrealized (Losses)	(29,830)	(25,905)
Fair Value	133,976	149,156
Obligations of U.S. Government Corporations and Agencies [Member]
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	9,259	9,993
Gross Unrealized (Losses)	(1,011)	(858)
Fair Value	8,248	9,135
Mortgage-Backed Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	143,206	153,289
Gross Unrealized (Losses)	(27,616)	(24,136)
Fair Value	115,590	129,153
Obligations of States and Political Subdivisions [Member]
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	6,591	7,027
Gross Unrealized Gains		2
Gross Unrealized (Losses)	(423)	(422)
Fair Value	6,168	6,607
Subordinated Debt [Member]
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	4,750	4,750
Gross Unrealized (Losses)	(780)	(489)
Fair Value	$ 3,970	$ 4,261

Securities - (Contractual Matur

Securities - (Contractual Maturity of Securities Available for Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Debt Securities, Available-for-Sale [Abstract]
Due in one year or less, Amortized Cost	$ 1,667
Due after one year through five years, Amortized Cost	5,124
Due after five years through ten years, Amortized Cost	20,776
Due after ten years, Amortized Cost	136,239
Amortized Cost	163,806	$ 175,059
Due in one year or less, Fair Value	1,646
Due after one year through five years, Fair Value	4,705
Due after five years through ten years, Fair Value	18,124
Due after ten years, Fair Value	109,501
Fair Value	$ 133,976	$ 149,156

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2023 USD ($) Security	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Schedule Of Available For Sale Securities [Line Items]
Accrued interest receivable	$ 396
Available-for-sale securities, gross realized gains	0	$ 6
Proceeds from sale of available for sale securities		15,400
Available-for-sale securities, gross realized losses		$ 743
Amortized cost basis	163,806		$ 175,059
Debt securities, available-for-sale	133,976		$ 149,156
Pledged as Collateral [Member]
Schedule Of Available For Sale Securities [Line Items]
Debt securities, available-for-sale	$ 13,800
Available-for-Sale Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Debt securities included in gross unrealized losses on available for sale securities | Security	104
Amortized cost basis	$ 133,100

Securities (Fair Value and Gros

Securities (Fair Value and Gross Unrealized Losses for Securities Available for Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	$ 703	$ 46,407
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	48	5,336
Fair Value, 12 months or more	132,373	101,456
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	29,782	20,569
Fair Value, Total	133,076	147,863
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	29,830	25,905
Obligations of U.S. Government Corporations and Agencies [Member]
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months		6,140
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		543
Fair Value, 12 months or more	8,248	2,994
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	1,011	315
Fair Value, Total	8,248	9,134
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	1,011	858
Mortgage-Backed Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months		31,771
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		4,052
Fair Value, 12 months or more	115,590	97,382
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	27,616	20,084
Fair Value, Total	115,590	129,153
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	27,616	24,136
Obligations of States and Political Subdivisions [Member]
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	485	6,065
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	16	422
Fair Value, 12 months or more	5,283
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	407
Fair Value, Total	5,768	6,065
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	423	422
Subordinated Debt [Member]
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	218	2,431
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	32	319
Fair Value, 12 months or more	3,252	1,080
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	748	170
Fair Value, Total	3,470	3,511
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ 780	$ 489

Securities (Restricted Investme

Securities (Restricted Investments) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	$ 8,583	$ 9,233
Federal Reserve Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	344	944
Federal Home Loan Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	8,099	8,149
Community Bankers' Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	$ 140	$ 140

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses (Schedule of Composition of Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	$ 1,432,930	$ 1,316,340
Net deferred loan costs and premiums	8,055	7,443
Allowance for credit losses	(14,573)	(11,218)
Net Loans	1,426,412	1,312,565
Construction & Secured by Farmland
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	80,012	89,651
HELOCs
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	44,719	43,588
Residential First Lien - Investor
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	120,547	111,074
Residential First Lien - Owner Occupied
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	162,919	125,088
SBA PPP loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	57	74
Commercial - Non-Owner Occupied & Multifamily
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	355,122	315,326
Residential Junior Liens
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	12,284	11,417
Marine loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	260,518	230,874
Commercial - Owner Occupied
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	244,088	232,115
Consumer loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	42,538	44,841
Other commercial and industrial loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	96,830	99,571
All other loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	13,089	12,503
Overdrafts
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	$ 207	$ 218

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable Recorded Investment [Line Items]
Loans	$ 1,432,930	$ 1,316,340
Other Assets
Financing Receivable Recorded Investment [Line Items]
Net servicing assets	83
Marine Loans | Other Assets
Financing Receivable Recorded Investment [Line Items]
Loans Sold, Currently being Serviced	$ 5,200

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses (Changes In Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Receivables [Abstract]
Balance Beginning	$ 14,511	$ 9,847	$ 11,218	$ 8,787	$ 8,787
Cumulative effect adjustment for adoption of ASC 326			2,077
Provision for credit losses	218	0	1,337	900	1,830
Recoveries added to the allowance	31	976	255	1,224	1,260
Loan losses charged to the allowance	(187)	(81)	(314)	(169)	(659)
Ending Balance	$ 14,573	$ 10,742	$ 14,573	$ 10,742	$ 11,218

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses (Nonaccrual And Past Due Loans By Class) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	$ 1,431,490	$ 1,199,230
Total Loans	1,432,930	1,316,340
90 or More Days Past Due Still Accruing	66	318
Nonaccrual Loans	5,697	2,162
Nonaccruals with No Allowance for Credit Losses	5,385
Nonaccrual with an Allowance for Credit Losses	312
Construction & Secured by Farmland
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	80,012	89,550
Total Loans	80,012	89,651
Nonaccrual Loans	97	397
Nonaccruals with No Allowance for Credit Losses	97
Nonaccrual with an Allowance for Credit Losses
HELOCs
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	44,595	43,439
Total Loans	44,719	43,588
Nonaccrual Loans	15	155
Nonaccruals with No Allowance for Credit Losses	15
Nonaccrual with an Allowance for Credit Losses
Residential First Lien - Investor
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	120,547	111,074
Total Loans	120,547	111,074
Nonaccrual Loans	1,093
Nonaccruals with No Allowance for Credit Losses	1,093
Nonaccrual with an Allowance for Credit Losses
Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	162,721	124,827
Total Loans	162,919	125,088
Nonaccrual Loans	115	175
Nonaccruals with No Allowance for Credit Losses	115
Nonaccrual with an Allowance for Credit Losses
Residential Junior Liens
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	12,275	11,417
Total Loans	12,284	11,417
Nonaccrual Loans	3	6
Nonaccruals with No Allowance for Credit Losses	3
Nonaccrual with an Allowance for Credit Losses
Commercial - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	244,088	232,115
Total Loans	244,088	232,115
Nonaccrual Loans	27
Nonaccruals with No Allowance for Credit Losses	27
Nonaccrual with an Allowance for Credit Losses
Commercial - Non-Owner Occupied & Multifamily
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	355,122	315,326
Total Loans	355,122	315,326
Nonaccrual Loans	3,656	1,356
Nonaccruals with No Allowance for Credit Losses	3,656
Nonaccrual with an Allowance for Credit Losses
SBA PPP loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	57	74
Total Loans	57	74
Nonaccrual Loans
Nonaccruals with No Allowance for Credit Losses
Nonaccrual with an Allowance for Credit Losses
Other commercial and industrial loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	96,506	99,483
Total Loans	96,830	99,571
Nonaccrual Loans	324	73
Nonaccruals with No Allowance for Credit Losses	12
Nonaccrual with an Allowance for Credit Losses	312
Marine loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	260,146	230,874
Total Loans	260,518	230,874
Nonaccrual Loans	367
Nonaccruals with No Allowance for Credit Losses	367
Nonaccrual with an Allowance for Credit Losses
Overdrafts
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	207	218
Total Loans	207	218
Nonaccrual Loans
Nonaccruals with No Allowance for Credit Losses
Nonaccrual with an Allowance for Credit Losses
Other Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	13,089	12,503
Total Loans	13,089	12,503
Nonaccrual Loans
Nonaccruals with No Allowance for Credit Losses
Nonaccrual with an Allowance for Credit Losses
Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	42,125	44,467
Total Loans	42,538	44,841
90 or More Days Past Due Still Accruing	66	318
Nonaccrual Loans
Nonaccruals with No Allowance for Credit Losses
Nonaccrual with an Allowance for Credit Losses
30-59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	508	442
30-59 Days Past Due | HELOCs
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	124	149
30-59 Days Past Due | Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	114	222
30-59 Days Past Due | Residential Junior Liens
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	9
30-59 Days Past Due | Other commercial and industrial loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans		15
30-59 Days Past Due | Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	261	56
60 - 89 Days Past due
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	229
60 - 89 Days Past due | Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	48
60 - 89 Days Past due | Other commercial and industrial loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	90
60 - 89 Days Past due | Marine loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	5
60 - 89 Days Past due | Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	86
90 or More Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	703	531
90 or More Days Past Due | Construction & Secured by Farmland
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans		101
90 or More Days Past Due | Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	36	39
90 or More Days Past Due | Other commercial and industrial loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	234	73
90 or More Days Past Due | Marine loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	367
90 or More Days Past Due | Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	66	318
Financial Asset, Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	1,440	973
Financial Asset, Past Due | Construction & Secured by Farmland
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans		101
Financial Asset, Past Due | HELOCs
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	124	149
Financial Asset, Past Due | Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	198	261
Financial Asset, Past Due | Residential Junior Liens
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	9
Financial Asset, Past Due | Other commercial and industrial loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	324	88
Financial Asset, Past Due | Marine loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	372
Financial Asset, Past Due | Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	$ 413	374
Financial Asset, Not Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans		$ 1,315,367

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses (Allowance For Loan Losses By Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Financing Receivable Impaired [Line Items]
Balance Beginning	$ 14,511	$ 9,847	$ 11,218	$ 8,787	$ 8,787
Cumulative effect adjustment for adoption of ASC 326			2,077
Credit losses charged to the allowance	(187)	(81)	(314)	(169)	(659)
Recoveries	31	976	255	1,224	1,260
Provision for credit losses	218	0	1,337	900	1,830
Ending Balance	14,573	$ 10,742	14,573	10,742	11,218
Ending balance: Individually evaluated for impairment	312		312		100
Ending balance: collectively evaluated for impairment	14,261		14,261		11,118
Ending balance	1,432,930		1,432,930		1,316,340
Ending balance individually evaluated for impairment	5,682		5,682		6,621
Ending balance collectively evaluated for impairment	1,427,248		1,427,248		1,309,719
Construction And Farmland
Financing Receivable Impaired [Line Items]
Balance Beginning			2,714	2,794	2,794
Cumulative effect adjustment for adoption of ASC 326			(1,840)
Credit losses charged to the allowance
Recoveries			5		9
Provision for credit losses			(134)		(89)
Ending Balance	745		745		2,714
Ending balance: Individually evaluated for impairment
Ending balance: collectively evaluated for impairment	745		745		2,714
Ending balance	80,012		80,012		89,651
Ending balance individually evaluated for impairment	96		96		1,044
Ending balance collectively evaluated for impairment	79,916		79,916		88,607
Residential Real Estate
Financing Receivable Impaired [Line Items]
Balance Beginning			1,735	1,671	1,671
Cumulative effect adjustment for adoption of ASC 326			1,933
Credit losses charged to the allowance					(9)
Recoveries			14		888
Provision for credit losses			765		(815)
Ending Balance	4,447		4,447		1,735
Ending balance: Individually evaluated for impairment					27
Ending balance: collectively evaluated for impairment	4,447		4,447		1,708
Ending balance	340,469		340,469		291,167
Ending balance individually evaluated for impairment	1,172		1,172		3,719
Ending balance collectively evaluated for impairment	339,297		339,297		287,448
Commercial Real Estate & MultiFamily
Financing Receivable Impaired [Line Items]
Balance Beginning			2,221	1,729	1,729
Cumulative effect adjustment for adoption of ASC 326			3,584
Credit losses charged to the allowance
Recoveries					197
Provision for credit losses			496		295
Ending Balance	6,301		6,301		2,221
Ending balance: Individually evaluated for impairment
Ending balance: collectively evaluated for impairment	6,301		6,301		2,221
Ending balance	599,210		599,210		547,441
Ending balance individually evaluated for impairment	3,672		3,672		1,695
Ending balance collectively evaluated for impairment	595,538		595,538		545,746
Commercial
Financing Receivable Impaired [Line Items]
Balance Beginning			2,222	1,294	1,294
Cumulative effect adjustment for adoption of ASC 326			(1,102)
Credit losses charged to the allowance					(300)
Recoveries			13		109
Provision for credit losses			(92)		1,119
Ending Balance	1,225		1,225		2,222
Ending balance: Individually evaluated for impairment					73
Ending balance: collectively evaluated for impairment	913		913		2,149
Ending balance	96,887		96,887		99,645
Ending balance individually evaluated for impairment	312		312		141
Ending balance collectively evaluated for impairment	96,575		96,575		99,504
Marine
Financing Receivable Impaired [Line Items]
Balance Beginning			1,555	789	789
Cumulative effect adjustment for adoption of ASC 326			(285)
Credit losses charged to the allowance			(126)
Recoveries
Provision for credit losses			289		766
Ending Balance	1,433		1,433		1,555
Ending balance: Individually evaluated for impairment
Ending balance: collectively evaluated for impairment	1,433		1,433		1,555
Ending balance	260,518		260,518		230,874
Ending balance individually evaluated for impairment	430		430
Ending balance collectively evaluated for impairment	260,088		260,088		230,874
Consumer
Financing Receivable Impaired [Line Items]
Balance Beginning			299	219	219
Cumulative effect adjustment for adoption of ASC 326			(123)
Credit losses charged to the allowance			(38)		(79)
Recoveries			45		44
Provision for credit losses			48		115
Ending Balance	231		231		299
Ending balance: Individually evaluated for impairment
Ending balance: collectively evaluated for impairment	231		231		299
Ending balance	42,538		42,538		44,841
Ending balance individually evaluated for impairment					22
Ending balance collectively evaluated for impairment	42,538		42,538		44,819
All Other Loans
Financing Receivable Impaired [Line Items]
Balance Beginning			472	$ 291	291
Cumulative effect adjustment for adoption of ASC 326			(90)
Credit losses charged to the allowance			(150)		(271)
Recoveries			178		13
Provision for credit losses			28		439
Ending Balance	382		382		472
Ending balance: Individually evaluated for impairment
Ending balance: collectively evaluated for impairment	382		382		472
Ending balance	13,296		13,296		12,721
Ending balance individually evaluated for impairment
Ending balance collectively evaluated for impairment	13,296		13,296		$ 12,721
Unallocated
Financing Receivable Impaired [Line Items]
Provision for credit losses			(191)
Ending Balance	(191)		(191)
Ending balance: collectively evaluated for impairment	$ (191)		$ (191)

Loans and Allowance for Credit

Loans and Allowance for Credit Losses on Loans - Amortized cost basis of collateral-dependent loans by loan portfolio segment (Details) $ in Thousands	Sep. 30, 2023 USD ($)
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	$ 5,682
Construction & Secured by Farmland
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	96
HELOCs
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans
Residential First Lien - Investor
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	1,093
Residential First Lien - Owner Occupied
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	79
Residential Junior Liens
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans
Commercial - Owner Occupied
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	16
Commercial - Non-Owner Occupied & Multifamily
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	3,656
SBA PPP loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans
Other commercial and industrial loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	312
Marine loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	0
Real Estate Collateral [Member]
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	4,940
Real Estate Collateral [Member] | Construction & Secured by Farmland
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	96
Real Estate Collateral [Member] | HELOCs
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans
Real Estate Collateral [Member] | Residential First Lien - Investor
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	1,093
Real Estate Collateral [Member] | Residential First Lien - Owner Occupied
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	79
Real Estate Collateral [Member] | Residential Junior Liens
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans
Real Estate Collateral [Member] | Commercial - Owner Occupied
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	16
Real Estate Collateral [Member] | Commercial - Non-Owner Occupied & Multifamily
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	3,656
Other Collateral [Member]
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	742
Other Collateral [Member] | Other commercial and industrial loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	312
Other Collateral [Member] | Marine loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	$ 430

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses (Credit Quality Information By Class) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	$ 1,431,490	$ 1,199,230
Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,144,320
Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		43,170
Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Substandard
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		11,740
Doubtful
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		0
Performing
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		116,908
Nonperforming
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		202
Commercial - Non Real Estate Commercial And Industrial
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	57	247,659
Commercial - Non Real Estate Commercial And Industrial | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Non Real Estate Commercial And Industrial | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	57
Commercial - Non Real Estate Commercial And Industrial | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Non Real Estate Commercial And Industrial | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	57	247,061
Commercial - Non Real Estate Commercial And Industrial | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Non Real Estate Commercial And Industrial | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	57
Commercial - Non Real Estate Commercial And Industrial | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Non Real Estate Commercial And Industrial | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0	526
Commercial - Non Real Estate Commercial And Industrial | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Non Real Estate Commercial And Industrial | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Non Real Estate Commercial And Industrial | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Non Real Estate Commercial And Industrial | Classified [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Non Real Estate Commercial And Industrial | Classified [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Non Real Estate Commercial And Industrial | Substandard
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		72
Commercial - Owner Occupied
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	244,088	232,115
Commercial - Owner Occupied | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	26,226
Commercial - Owner Occupied | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	70,241
Commercial - Owner Occupied | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	45,944
Commercial - Owner Occupied | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	28,763
Commercial - Owner Occupied | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	17,332
Commercial - Owner Occupied | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	52,912
Commercial - Owner Occupied | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,670
Commercial - Owner Occupied | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	233,579	212,074
Commercial - Owner Occupied | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	26,226
Commercial - Owner Occupied | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	68,359
Commercial - Owner Occupied | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	42,515
Commercial - Owner Occupied | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	26,101
Commercial - Owner Occupied | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	16,245
Commercial - Owner Occupied | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	51,463
Commercial - Owner Occupied | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,670
Commercial - Owner Occupied | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,619	20,020
Commercial - Owner Occupied | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,882
Commercial - Owner Occupied | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	67
Commercial - Owner Occupied | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,161
Commercial - Owner Occupied | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,087
Commercial - Owner Occupied | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,422
Commercial - Owner Occupied | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,890
Commercial - Owner Occupied | Classified [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Owner Occupied | Classified [Member] | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,362
Commercial - Owner Occupied | Classified [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	501
Commercial - Owner Occupied | Classified [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	27
Commercial - Owner Occupied | Classified [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Owner Occupied | Substandard
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		21
Commercial - Non-Owner Occupied & Multifamily
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	355,122	275,520
Commercial - Non-Owner Occupied & Multifamily | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	52,459
Commercial - Non-Owner Occupied & Multifamily | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	93,832
Commercial - Non-Owner Occupied & Multifamily | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	68,514
Commercial - Non-Owner Occupied & Multifamily | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	76,671
Commercial - Non-Owner Occupied & Multifamily | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	17,044
Commercial - Non-Owner Occupied & Multifamily | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	45,406
Commercial - Non-Owner Occupied & Multifamily | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,196
Commercial - Non-Owner Occupied & Multifamily | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	349,184	257,625
Commercial - Non-Owner Occupied & Multifamily | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	52,459
Commercial - Non-Owner Occupied & Multifamily | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	93,832
Commercial - Non-Owner Occupied & Multifamily | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	66,232
Commercial - Non-Owner Occupied & Multifamily | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	74,303
Commercial - Non-Owner Occupied & Multifamily | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	17,044
Commercial - Non-Owner Occupied & Multifamily | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	44,118
Commercial - Non-Owner Occupied & Multifamily | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,196
Commercial - Non-Owner Occupied & Multifamily | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,282	16,189
Commercial - Non-Owner Occupied & Multifamily | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,282
Commercial - Non-Owner Occupied & Multifamily | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Non-Owner Occupied & Multifamily | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Non-Owner Occupied & Multifamily | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,656
Commercial - Non-Owner Occupied & Multifamily | Classified [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Non-Owner Occupied & Multifamily | Classified [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,368
Commercial - Non-Owner Occupied & Multifamily | Classified [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,288
Commercial - Non-Owner Occupied & Multifamily | Substandard
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,706
HELOCs [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	44,719
HELOCs [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
HELOCs [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	44,719
HELOCs [Member] | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	44,654
HELOCs [Member] | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
HELOCs [Member] | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	44,654
HELOCs [Member] | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	49
HELOCs [Member] | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
HELOCs [Member] | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	49
HELOCs [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	16
HELOCs [Member] | Classified [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
HELOCs [Member] | Classified [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	16
Residential First Lien - Investor [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	120,547
Residential First Lien - Investor [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	16,530
Residential First Lien - Investor [Member] | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	28,387
Residential First Lien - Investor [Member] | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	33,451
Residential First Lien - Investor [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	12,001
Residential First Lien - Investor [Member] | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,754
Residential First Lien - Investor [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	25,424
Residential First Lien - Investor [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Investor [Member] | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	116,019
Residential First Lien - Investor [Member] | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	16,530
Residential First Lien - Investor [Member] | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	26,717
Residential First Lien - Investor [Member] | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	32,126
Residential First Lien - Investor [Member] | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	11,375
Residential First Lien - Investor [Member] | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,754
Residential First Lien - Investor [Member] | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	24,517
Residential First Lien - Investor [Member] | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Investor [Member] | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,436
Residential First Lien - Investor [Member] | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Investor [Member] | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,670
Residential First Lien - Investor [Member] | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	233
Residential First Lien - Investor [Member] | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	626
Residential First Lien - Investor [Member] | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	907
Residential First Lien - Investor [Member] | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Investor [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,092
Residential First Lien - Investor [Member] | Classified [Member] | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,092
Residential First Lien - Investor [Member] | Classified [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Investor [Member] | Classified [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Owner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	162,919
Residential First Lien - Owner Occupied [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	43,193
Residential First Lien - Owner Occupied [Member] | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	31,810
Residential First Lien - Owner Occupied [Member] | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	24,017
Residential First Lien - Owner Occupied [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	36,231
Residential First Lien - Owner Occupied [Member] | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,040
Residential First Lien - Owner Occupied [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	23,628
Residential First Lien - Owner Occupied [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Owner Occupied [Member] | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	161,590
Residential First Lien - Owner Occupied [Member] | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	43,193
Residential First Lien - Owner Occupied [Member] | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	31,810
Residential First Lien - Owner Occupied [Member] | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	24,017
Residential First Lien - Owner Occupied [Member] | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	36,231
Residential First Lien - Owner Occupied [Member] | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,040
Residential First Lien - Owner Occupied [Member] | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	22,299
Residential First Lien - Owner Occupied [Member] | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Owner Occupied [Member] | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	472
Residential First Lien - Owner Occupied [Member] | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Owner Occupied [Member] | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	472
Residential First Lien - Owner Occupied [Member] | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Owner Occupied [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	857
Residential First Lien - Owner Occupied [Member] | Classified [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Owner Occupied [Member] | Classified [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	857
Residential First Lien - Owner Occupied [Member] | Classified [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	12,284
Residential Junior Liens [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,766
Residential Junior Liens [Member] | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,969
Residential Junior Liens [Member] | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,499
Residential Junior Liens [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,515
Residential Junior Liens [Member] | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	653
Residential Junior Liens [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,882
Residential Junior Liens [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential Junior Liens [Member] | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	12,246
Residential Junior Liens [Member] | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,766
Residential Junior Liens [Member] | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,969
Residential Junior Liens [Member] | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,499
Residential Junior Liens [Member] | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,515
Residential Junior Liens [Member] | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	653
Residential Junior Liens [Member] | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,844
Residential Junior Liens [Member] | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential Junior Liens [Member] | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential Junior Liens [Member] | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential Junior Liens [Member] | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential Junior Liens [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	38
Residential Junior Liens [Member] | Classified [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential Junior Liens [Member] | Classified [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential Junior Liens [Member] | Classified [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	38
Residential Junior Liens [Member] | Classified [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Other commercial and industrial loans [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	96,830
Other commercial and industrial loans [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	15,397
Other commercial and industrial loans [Member] | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	29,072
Other commercial and industrial loans [Member] | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9,264
Other commercial and industrial loans [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,185
Other commercial and industrial loans [Member] | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,871
Other commercial and industrial loans [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,140
Other commercial and industrial loans [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	33,901
Other commercial and industrial loans [Member] | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	92,330
Other commercial and industrial loans [Member] | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	13,637
Other commercial and industrial loans [Member] | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	28,991
Other commercial and industrial loans [Member] | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9,264
Other commercial and industrial loans [Member] | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,182
Other commercial and industrial loans [Member] | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,870
Other commercial and industrial loans [Member] | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,130
Other commercial and industrial loans [Member] | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	31,256
Other commercial and industrial loans [Member] | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,176
Other commercial and industrial loans [Member] | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,529
Other commercial and industrial loans [Member] | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1
Other commercial and industrial loans [Member] | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	10
Other commercial and industrial loans [Member] | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,636
Other commercial and industrial loans [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	324
Other commercial and industrial loans [Member] | Classified [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	231
Other commercial and industrial loans [Member] | Classified [Member] | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	81
Other commercial and industrial loans [Member] | Classified [Member] | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables
Other commercial and industrial loans [Member] | Classified [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3
Other commercial and industrial loans [Member] | Classified [Member] | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables
Other commercial and industrial loans [Member] | Classified [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables
Other commercial and industrial loans [Member] | Classified [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9
Construction And Farmland Residential
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	80,012	11,256
Construction And Farmland Residential | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	26,098
Construction And Farmland Residential | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	24,801
Construction And Farmland Residential | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	7,906
Construction And Farmland Residential | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,565
Construction And Farmland Residential | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,471
Construction And Farmland Residential | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,639
Construction And Farmland Residential | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	7,532
Construction And Farmland Residential | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	75,696	11,235
Construction And Farmland Residential | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	26,098
Construction And Farmland Residential | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	23,622
Construction And Farmland Residential | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,921
Construction And Farmland Residential | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,418
Construction And Farmland Residential | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,423
Construction And Farmland Residential | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,682
Construction And Farmland Residential | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	7,532
Construction And Farmland Residential | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,033
Construction And Farmland Residential | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Construction And Farmland Residential | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,179
Construction And Farmland Residential | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	985
Construction And Farmland Residential | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Construction And Farmland Residential | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,048
Construction And Farmland Residential | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	821
Construction And Farmland Residential | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Construction And Farmland Residential | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	283
Construction And Farmland Residential | Classified [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	147
Construction And Farmland Residential | Classified [Member] | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables
Construction And Farmland Residential | Classified [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	136
Construction And Farmland Residential | Classified [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables
Construction And Farmland Residential | Substandard
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		21
Marine loans [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	260,518
Current period gross charge-offs	126
Marine loans [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	90,591
Marine loans [Member] | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	132,659
Current period gross charge-offs	126
Marine loans [Member] | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	36,594
Marine loans [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	674
Marine loans [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Marine loans [Member] | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	260,151
Marine loans [Member] | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	90,224
Marine loans [Member] | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	132,659
Marine loans [Member] | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	36,594
Marine loans [Member] | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	674
Marine loans [Member] | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Marine loans [Member] | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Marine loans [Member] | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Marine loans [Member] | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Marine loans [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	367
Marine loans [Member] | Classified [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	367
Marine loans [Member] | Classified [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Consumer loans [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	42,538
Current period gross charge-offs	38
Consumer loans [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,542
Current period gross charge-offs	0
Consumer loans [Member] | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	14,375
Current period gross charge-offs	3
Consumer loans [Member] | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,416
Consumer loans [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9,032
Consumer loans [Member] | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,810
Consumer loans [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	37
Consumer loans [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	8,326
Current period gross charge-offs	0
Consumer loans [Member] | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	42,538
Consumer loans [Member] | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,542
Consumer loans [Member] | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	14,375
Consumer loans [Member] | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,416
Consumer loans [Member] | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9,032
Consumer loans [Member] | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,810
Consumer loans [Member] | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	37
Consumer loans [Member] | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	8,326
Consumer loans [Member] | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Consumer loans [Member] | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Consumer loans [Member] | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Consumer loans [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Consumer loans [Member] | Classified [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Consumer loans [Member] | Classified [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Overdrafts [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	207
Current period gross charge-offs	150
Overdrafts [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Current period gross charge-offs	0
Overdrafts [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Current period gross charge-offs	150
Overdrafts [Member] | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Overdrafts [Member] | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Overdrafts [Member] | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Overdrafts [Member] | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Overdrafts [Member] | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Overdrafts [Member] | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Overdrafts [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	207
Overdrafts [Member] | Classified [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	207
Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	13,089
Other Loans [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	72
Other Loans [Member] | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	10,173
Other Loans [Member] | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	30
Other Loans [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9
Other Loans [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,685
Other Loans [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	120
Other Loans [Member] | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	13,089
Other Loans [Member] | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	72
Other Loans [Member] | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	10,173
Other Loans [Member] | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	30
Other Loans [Member] | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9
Other Loans [Member] | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,685
Other Loans [Member] | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	120
Other Loans [Member] | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Other Loans [Member] | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Other Loans [Member] | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Other Loans [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Other Loans [Member] | Classified [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Other Loans [Member] | Classified [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Construction And Farmland Commercial
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		78,395
Construction And Farmland Commercial | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		69,427
Construction And Farmland Commercial | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		153
Construction And Farmland Commercial | Substandard
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		8,815
Residential Equity Lines
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		43,588
Residential Equity Lines | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		43,124
Residential Equity Lines | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		310
Residential Equity Lines | Substandard
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		154
Residential Single Family
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		258,170
Residential Single Family | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		251,247
Residential Single Family | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		5,972
Residential Single Family | Substandard
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		951
Residential Single Family | Doubtful
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		0
Residential Multifamily
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		39,806
Residential Multifamily | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		39,806
Residential Multifamily | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		0
Total by Risk Category [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,432,930
Current period gross charge-offs	314
Total by Risk Category [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	275,081
Current period gross charge-offs	0
Total by Risk Category [Member] | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	438,319
Current period gross charge-offs	129
Total by Risk Category [Member] | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	235,692
Total by Risk Category [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	172,646
Total by Risk Category [Member] | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	51,975
Total by Risk Category [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	160,753
Total by Risk Category [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	98,464
Current period gross charge-offs	185
Total by Risk Category [Member] | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,401,133
Total by Risk Category [Member] | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	272,747
Total by Risk Category [Member] | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	433,507
Total by Risk Category [Member] | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	227,671
Total by Risk Category [Member] | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	166,840
Total by Risk Category [Member] | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	49,839
Total by Risk Category [Member] | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	154,775
Total by Risk Category [Member] | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	95,754
Total by Risk Category [Member] | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	21,067
Total by Risk Category [Member] | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,529
Total by Risk Category [Member] | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,731
Total by Risk Category [Member] | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,567
Total by Risk Category [Member] | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,787
Total by Risk Category [Member] | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,136
Total by Risk Category [Member] | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,632
Total by Risk Category [Member] | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,685
Total by Risk Category [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	10,730
Total by Risk Category [Member] | Classified [Member] | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	805
Total by Risk Category [Member] | Classified [Member] | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	81
Total by Risk Category [Member] | Classified [Member] | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,454
Total by Risk Category [Member] | Classified [Member] | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,019
Total by Risk Category [Member] | Classified [Member] | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,346
Total by Risk Category [Member] | Classified [Member] | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	$ 25
All Other Loans
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		12,721
All Other Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		$ 12,721

Restructurings for Borrowers _3

Restructurings for Borrowers Experiencing Financial Difficulty (Narrative) (Details) - Contract	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Financing Receivable Modifications [Line Items]
Mortgage loans on real estate weighted average term		1 year
Number of payment defaults	0		0
Residential Single Family
Financing Receivable Modifications [Line Items]
Loan is considered payment default		30 days

Restructurings for Borrowers _4

Restructurings for Borrowers Experiencing Financial Difficulty (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2023 USD ($)
Term Extension
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total	$ 355
Total Modification
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total	$ 355
Residential First Lien - Owner Occupied
Troubled Debt Restructuring Subsequent Periods [Line Items]
Mortgage loans on real estate, percentage	0.22%
Residential First Lien - Owner Occupied | Term Extension
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total	$ 355
Residential First Lien - Owner Occupied | Total Modification
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total	$ 355

Restructurings for Borrowers _5

Restructurings for Borrowers Experiencing Financial Difficulty (Schedule of Troubled Debt Restructurings on Financing Receivables) (Details) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2022 USD ($) Contract	Sep. 30, 2022 USD ($) Contract
Troubled Debt Restructuring Subsequent Periods [Line Items]
Number of Contracts | Contract	5	11
Pre-Modification Outstanding Recorded Investment	$ 914	$ 2,438
Post-Modification Outstanding Recorded Investment	$ 915	$ 2,457
Commercial - Owner Occupied
Troubled Debt Restructuring Subsequent Periods [Line Items]
Number of Contracts | Contract		1
Pre-Modification Outstanding Recorded Investment		$ 185
Post-Modification Outstanding Recorded Investment		$ 185
Construction And Farmland Residential
Troubled Debt Restructuring Subsequent Periods [Line Items]
Number of Contracts | Contract		1
Pre-Modification Outstanding Recorded Investment		$ 639
Post-Modification Outstanding Recorded Investment		$ 639
Residential Single Family
Troubled Debt Restructuring Subsequent Periods [Line Items]
Number of Contracts | Contract	4	7
Pre-Modification Outstanding Recorded Investment	$ 894	$ 1,433
Post-Modification Outstanding Recorded Investment	$ 894	$ 1,451
Consumer Installment
Troubled Debt Restructuring Subsequent Periods [Line Items]
Number of Contracts | Contract	1	1
Pre-Modification Outstanding Recorded Investment	$ 20	$ 20
Post-Modification Outstanding Recorded Investment	$ 21	$ 21
Commercial - Non-Owner Occupied & Multifamily
Troubled Debt Restructuring Subsequent Periods [Line Items]
Number of Contracts | Contract		1
Pre-Modification Outstanding Recorded Investment		$ 161
Post-Modification Outstanding Recorded Investment		$ 161

Deposits (Composition Of Deposi

Deposits (Composition Of Deposits) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Deposits [Abstract]
Noninterest bearing demand deposits	$ 430,910	$ 478,750
NOW accounts	188,330	167,197
Money market accounts	325,712	220,498
Regular savings accounts	142,069	239,736
Savings and interest bearing demand deposits	656,111	627,431
Balances of less than $250,000	265,856	87,531
Balances of $250,000 and more	145,503	70,363
Time deposits	411,359	157,894
Total deposits	$ 1,498,380	$ 1,264,075

Leases - Schedule of Lease Info

Leases - Schedule of Lease Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Lessee, Lease, Description [Line Items]
Lease liabilities	$ 4,736		$ 4,736		$ 4,978
Right-of-use assets	$ 4,482		$ 4,482		$ 4,766
Weighted average remaining lease term	14 years		14 years		14 years
Weighted average discount rate	3.08%		3.08%		3.04%
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities		Other Liabilities		Other Liabilities
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets		Other Assets		Other Assets
Lease Cost
Operating lease cost	$ 132	$ 132	$ 396	$ 396
Short-term lease cost	4	3	11	11
Total lease cost	136	135	407	407
Cash paid for amounts included in the measurement of lease liabilities	$ 118	$ 116	$ 354	$ 348

Leases - Schedule of Maturity o

Leases - Schedule of Maturity of Lease Liability (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Lessee, Lease, Description [Line Items]
Twelve months ending September 30, 2024	$ 478
Twelve months ending September 30, 2025	497
Twelve months ending September 30, 2026	428
Twelve months ending September 30, 2027	390
Twelve months ending September 30, 2028	394
Thereafter	3,853
Total undiscounted cash flows	6,040
Discount	(1,304)
Lease liabilities	$ 4,736	$ 4,978
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities

Fair Value Measurements (Financ

Fair Value Measurements (Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Securities available for sale
Total assets at fair value	$ 135,804	$ 150,173
Derivative:
Interest rate swaps	1,828	1,017
Liabilities:
Interest rate swaps	1,828	1,017
Total liabilities at fair value	1,828	1,017
Obligations of U.S. Government Corporations and Agencies [Member]
Securities available for sale
Total assets at fair value	8,248	9,135
Mortgage-Backed Securities [Member]
Securities available for sale
Total assets at fair value	115,590	129,153
Obligations of States and Political Subdivisions [Member]
Securities available for sale
Total assets at fair value	6,168	6,607
Subordinated Debt [Member]
Securities available for sale
Total assets at fair value	3,970	4,261
Significant Other Observable Inputs (Level 2) [Member]
Securities available for sale
Total assets at fair value	135,804	150,173
Derivative:
Interest rate swaps	1,828	1,017
Liabilities:
Interest rate swaps	1,828	1,017
Total liabilities at fair value	1,828	1,017
Significant Other Observable Inputs (Level 2) [Member] | Obligations of U.S. Government Corporations and Agencies [Member]
Securities available for sale
Total assets at fair value	8,248	9,135
Significant Other Observable Inputs (Level 2) [Member] | Mortgage-Backed Securities [Member]
Securities available for sale
Total assets at fair value	115,590	129,153
Significant Other Observable Inputs (Level 2) [Member] | Obligations of States and Political Subdivisions [Member]
Securities available for sale
Total assets at fair value	6,168	6,607
Significant Other Observable Inputs (Level 2) [Member] | Subordinated Debt [Member]
Securities available for sale
Total assets at fair value	$ 3,970	$ 4,261

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Sep. 30, 2023	Dec. 31, 2022
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Balance Other Real Estate Own	$ 0	$ 0	$ 108
Loans Held For Sale [Member] | Changes Measurement | Fair Value Measurements Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Nonrecurring fair value adjustments	$ 0	$ 0	$ 0

Fair Value Measurements (Quanti

Fair Value Measurements (Quantitative Information About Level 3 Fair Value Measurements For Certain Financial Assets) (Details) - Other Real Estate Owned [Member]	12 Months Ended
	Dec. 31, 2022
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Quantitative information about Level 3 Fair Value Measurements	6%
Measurement Input Discount For Selling Costs Member
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Quantitative information about Level 3 Fair Value Measurements	6%	[1]
[1] (1) Unobservable inputs were weighted by the relative fair values of the instruments.

Fair Value Measurements (Fina_2

Fair Value Measurements (Financial And Nonfinancial Assets Measured At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financial Assets:
Other real estate owned, net of allowance	$ 0	$ 108
Nonfinancial Assets [Member]
Financial Assets:
Other real estate owned, net of allowance		108
Significant Other Observable Inputs (Level 2) [Member] | Fair Value Measurements Nonrecurring [Member] | Nonfinancial Assets [Member]
Financial Assets:
Other real estate owned, net of allowance		$ 108

Fair Value Measurements (Compan

Fair Value Measurements (Company's Financial Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financial Assets:
Cash and short-term investments	$ 142,038	$ 66,894
Fair Value	133,976	149,156
Restricted Investments	8,583	9,233
Loans held for sale	3,564	153
Loans, net	1,426,412	1,312,565
Bank owned life insurance	24,404	23,862
Accrued interest receivable	4,794	3,902
Interest rate swaps	1,828	1,017
Financial liabilities:
Deposits	1,498,380	1,264,075
Federal Home Loan Bank advances, short-term		175,000
Federal Home Loan Bank advances, long-term	145,000	0
Federal funds purchased	0	32,980
Subordinated debt, net of unamortized issuance costs	29,428	29,377
Accrued interest payable	1,970	926
Interest rate swaps	1,828	1,017
Fair Value [Member]
Financial Assets:
Cash and short-term investments	142,038	66,894
Fair Value	133,976	149,156
Restricted Investments	8,583	9,233
Loans held for sale	3,564	153
Loans, net	1,356,742	1,260,149
Bank owned life insurance	24,404	23,862
Accrued interest receivable	4,794	3,902
Interest rate swaps	1,828	1,017
Financial liabilities:
Deposits	1,495,212	1,262,859
Federal Home Loan Bank advances, short-term		174,705
Federal Home Loan Bank advances, long-term	144,125
Federal funds purchased		32,980
Subordinated debt, net of unamortized issuance costs	25,602	26,101
Accrued interest payable	1,970	926
Interest rate swaps	1,828	1,017
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Financial Assets:
Cash and short-term investments	142,038	66,894
Significant Other Observable Inputs (Level 2) [Member]
Financial Assets:
Fair Value	133,976	149,156
Restricted Investments	8,583	9,233
Loans held for sale	3,564	153
Bank owned life insurance	24,404	23,862
Accrued interest receivable	4,794	3,902
Interest rate swaps	1,828	1,017
Financial liabilities:
Deposits	1,495,212	1,262,859
Federal Home Loan Bank advances, short-term		174,705
Federal Home Loan Bank advances, long-term	144,125
Federal funds purchased		32,980
Subordinated debt, net of unamortized issuance costs	25,602	26,101
Accrued interest payable	1,970	926
Interest rate swaps	1,828	1,017
Significant Unobservable Inputs (Level 3) [Member]
Financial Assets:
Loans, net	$ 1,356,742	$ 1,260,149

Change in Accumulated Other C_3

Change in Accumulated Other Comprehensive Income - (Loss) Changes To Accumulated Other Comprehensive Income By Components (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Sep. 30, 2023	Sep. 30, 2022
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	$ (19,416)		$ (20,446)	$ (16,756)		$ (155)	$ (20,446)	$ (155)
Other comprehensive (loss) before reclassifications	(5,237)			(6,401)			(3,935)	(27,416)
Reclassifications				737				737
Tax effect of current period changes	1,100			1,189			828	5,603
Total other comprehensive (loss)	(4,137)	$ (1,945)	2,975	(4,475)	$ (5,973)	(10,628)	(3,107)	(21,076)
Ending balance	(23,553)	(19,416)		(21,231)	(16,756)		(23,553)	(21,231)
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	(19,430)		(20,465)	(16,775)		(174)	(20,465)	(174)
Other comprehensive (loss) before reclassifications	(5,237)			(6,401)			(3,927)	(27,416)
Reclassifications	0			737			0	737
Tax effect of current period changes	(1,100)			1,189			825	5,603
Total other comprehensive (loss)	(4,137)			(4,475)			(3,102)	(21,076)
Ending balance	(23,567)	(19,430)		(21,250)	(16,775)		(23,567)	(21,250)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	14		$ 19	19		$ 19	19	19
Other comprehensive (loss) before reclassifications							(8)
Tax effect of current period changes							3
Total other comprehensive (loss)							(5)
Ending balance	$ 14	$ 14		$ 19	$ 19		$ 14	$ 19

Change in Accumulated Other C_4

Change in Accumulated Other Comprehensive Income (Loss) (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Accumulated Other Comprehensive Income Loss [Line Items]
Reclassification adjustments		$ 737		$ 737
Tax expense related to reclassification		155		155
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent
Accumulated Other Comprehensive Income Loss [Line Items]
Reclassification adjustments	$ 0	$ 737	$ 0	$ 737

Other Real Estate Owned - Other

Other Real Estate Owned - Other Real Estate Owned Rollforward (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Real Estate [Abstract]
Balance, beginning	$ 108	$ 0	$ 0
Transfer from loans	0	0	108
Gain on foreclosures	0	0	0
Sales	(108)	0	0
Valuation adjustments	0	0	0
Balance, ending	$ 0	$ 0	$ 108

Other Real Estate Owned - Sched

Other Real Estate Owned - Schedule of Real Estate Properties (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Other real estate, gross		$ 108
Other Real Estate, Total	$ 0	108	$ 0	$ 0
Residential
Financing Receivable, Past Due [Line Items]
Other real estate, gross		108
Commercial Real Estate Portfolio Segment Member
Financing Receivable, Past Due [Line Items]
Other real estate, gross		$ 0

Qualified Affordable Housing _2

Qualified Affordable Housing Project Investments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Federal Home Loan Banks [Abstract]
Amortization Method Qualified Affordable Housing Project Investments	$ 2,100		$ 2,100		$ 2,300
Qualified Affordable Housing Project Investments, Commitment	0		0		$ 0
Amortization Method Qualified Affordable Housing Project Investments, Amortization	$ 54	$ 82	211	$ 196
Affordable Housing Tax Credits and Other Tax Benefits Expected to Be Received			355
Affordable Housing Tax Credits and Other Tax Benefits, Amount			$ 268	$ 269

Recent Accounting Pronounceme_2

Recent Accounting Pronouncements and Other Authoritative Guidance (Additional Information) (Details) $ in Millions	9 Months Ended
	Sep. 30, 2023 USD ($)
Accounting Standards Update and Change in Accounting Principle [Abstract]
Adjustment to the allowance for credit losses on loans	$ 2.5
Adjusted net of tax recorded to shareholders equity	$ 2

Borrowings (Narrative) (Details

Borrowings (Narrative) (Details) - USD ($) $ in Thousands	6 Months Ended	9 Months Ended
	Jun. 30, 2023	Sep. 30, 2023	Dec. 31, 2022	Mar. 31, 2022
Debt Instrument [Line Items]
Fixed floating rate		4.50%
fixed rate end date		Apr. 01, 2027
Debt issuance costs		$ 673
Debt balance		30,000
Federal Home Loan Bank, Advance			$ 175,000
Unamortized debt issuance cost		572
Federal Home Loan Bank of Atlanta
Debt Instrument [Line Items]
Federal Home Loan Bank, Advance		145,000
Federal Home Loan Bank Advances
Debt Instrument [Line Items]
FHLB irrevocable letter of credit		80,600
Federal Home Loan Bank, Advance			$ 175,000
Short-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Federal Home Loan Bank, Advance		$ 0
Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Federal home loan bank, weighted average interest rate		4.65%
Federal Home Loan Bank, Advance		$ 145,000
Minimum [Member] | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Federal Home Loan Bank, Advances, Interest Rate		4.43%
Maximum [Member] | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Federal Home Loan Bank, Advances, Interest Rate		4.83%
SOFR
Debt Instrument [Line Items]
Redemption interest rate		2.35%
Debt, redemption date		Apr. 01, 2027
Subordinated Notes due April 1, 2032
Debt Instrument [Line Items]
Aggregate principal amount				$ 30,000
Fixed floating rate				4.50%
Due in 2024 | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Debt, maturity date		Sep. 30, 2024
Debt balance		$ 50,000
Due in 2025 | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Debt, maturity date		Sep. 30, 2025
Debt balance		$ 55,000
Due in 2026 | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Debt, maturity date	Sep. 30, 2026
Debt balance		$ 40,000

Derivative (Summarize Key Eleme

Derivative (Summarize Key Elements of Derivative Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Derivative [Line Items]
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities
Customer-related interest rate swap contracts | Matched interest rate swaps with borrower
Derivative [Line Items]
Notional Amount	$ 41,284	$ 23,141
Assets	1,781	1,017
Liabilities	47	0
Customer-related interest rate swap contracts | Matched interest rate swaps with counterparty
Derivative [Line Items]
Notional Amount	41,284	23,141
Assets	47	0
Liabilities	$ 1,781	$ 1,017

Business Segments - Schedule of

Business Segments - Schedule of the wealth management division's revenue and expenses (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Segment Reporting Information [Line Items]
Interest Expense	$ 9,275			$ 1,467			$ 23,111	$ 2,565
Net Interest Income (Expense)	12,916			12,899			38,002	35,957
Gain on sales of loans							913	1,544
Other noninterest income	388			600			772	1,686
Provision for credit losses	216			0			1,283	900
Noninterest expense	14,133			11,058			39,474	31,509
Income before taxes	2,776			5,005			8,337	13,804
Income tax expense	457			923			1,375	2,480
Net income	2,319	$ 2,058	$ 2,585	4,082	$ 3,992	$ 3,250	6,962	11,324
Other data:
Total assets	1,801,470						1,801,470		$ 1,616,717
Community Banking [Member]
Segment Reporting Information [Line Items]
Interest Income	17,779			12,449			49,479	33,906
Interest Expense	7,563			1,042			18,015	1,713
Net Interest Income (Expense)	10,216			11,407			31,464	32,193
Gain on sales of loans	253			216			589	468
Other noninterest income	1,741			1,476			5,462	5,575
Net Revenue	12,210			13,099			37,515	38,236
Provision for credit losses	453			(202)			1,405	388
Noninterest expense	11,131			9,243			32,247	26,800
Income before taxes	626			4,058			3,863	11,048
Income tax expense	2			724			435	1,902
Net income	624			3,334			3,428	9,146
Other data:
Capital expenditures	1,120			0			1,091	307
Depreciation and amortization	715			699			989	974
Total assets	1,530,922						1,530,922		1,377,461
Marine Lending [Member]
Segment Reporting Information [Line Items]
Interest Income	4,412			1,917			11,634	4,616
Interest Expense	1,358			88			4,033	177
Net Interest Income (Expense)	3,054			1,829			7,601	4,439
Gain on sales of loans	12			352			324	1,076
Other noninterest income	1,013			25			1,106	60
Net Revenue	4,079			2,206			9,031	5,575
Provision for credit losses	(237)			202			(122)	512
Noninterest expense	2,285			1,155			4,925	2,442
Income before taxes	2,031			849			4,228	2,621
Income tax expense	427			178			888	550
Net income	1,604			671			3,340	2,071
Other data:
Capital expenditures	0			162			36	170
Depreciation and amortization	32			64			224	157
Total assets	268,704						268,704		237,595
All Other [Member]
Segment Reporting Information [Line Items]
Interest Income	0			0			0	0
Interest Expense	354			337			1,063	675
Net Interest Income (Expense)	(354)			(337)			(1,063)	(675)
Gain on sales of loans	0			0			0	0
Other noninterest income	1,190			1,095			3,611	3,077
Net Revenue	836			758			2,548	2,402
Provision for credit losses	0			0			0	0
Noninterest expense	717			660			2,302	2,267
Income before taxes	119			98			246	135
Income tax expense	28			21			52	28
Net income	91			77			194	107
Other data:
Capital expenditures	0			0			0	16
Depreciation and amortization	48			49			145	128
Total assets	1,844						1,844		1,661
Eliminations [Member]
Segment Reporting Information [Line Items]
Interest Income	0			0			0	0
Interest Expense	0			0			0	0
Net Interest Income (Expense)	0			0			0	0
Gain on sales of loans	0			0			0	0
Other noninterest income	0			0			0	0
Net Revenue	0			0			0	0
Provision for credit losses	0			0			0	0
Noninterest expense	0			0			0	0
Income before taxes	0			0			0	0
Income tax expense	0			0			0	0
Net income	0			0			0	0
Other data:
Capital expenditures	0			0			0	0
Depreciation and amortization	0			0			0	0
Total assets	0						0		0
Consolidated [Member]
Segment Reporting Information [Line Items]
Interest Income	22,191			14,366			61,113	38,522
Interest Expense	9,275			1,467			23,111	2,565
Net Interest Income (Expense)	12,916			12,899			38,002	35,957
Gain on sales of loans	265			568			913	1,544
Other noninterest income	3,944			2,596			10,179	8,712
Net Revenue	17,125			16,063			49,094	46,213
Provision for credit losses	216			0			1,283	900
Noninterest expense	14,133			11,058			39,474	31,509
Income before taxes	2,776			5,005			8,337	13,804
Income tax expense	457			923			1,375	2,480
Net income	2,319			4,082			6,962	11,324
Other data:
Capital expenditures	1,120			162			1,127	493
Depreciation and amortization	795			$ 812			1,358	$ 1,259
Total assets	$ 1,801,470						$ 1,801,470		$ 1,616,717

Business Segments (Narrative) (

Business Segments (Narrative) (Details) - USD ($)		3 Months Ended		9 Months Ended
	Aug. 23, 2023	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Segment Reporting Information [Line Items]
Gain On Sale Of Finance Business		$ 463,000	$ 0	$ 463,000	$ 0
Axos Bank [Member]
Segment Reporting Information [Line Items]
Loans sold	$ 52,800,000
Service loan	595,400
Loan Purchase Agreement [Member]
Segment Reporting Information [Line Items]
Selling Expense net	53,500,000
Gain On Sale Of Finance Business	$ 463,000

Employee Stock Ownership Plan (

Employee Stock Ownership Plan (Additional Information) (Details) - shares	1 Months Ended	3 Months Ended				9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023	Mar. 31, 2023	Sep. 30, 2022	Mar. 31, 2022	Sep. 30, 2023
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
Shares repurchase and retired		4,941	3,590	1,031	3,411
Employee Stock Ownership Plan [Member]
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
Shares repurchase and retired	3,772
Shares moved to participant accounts						82,606