Eagle Financial Services (EFSI) 10-Q 15 May 24 2024 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2024	May 09, 2024
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Transition Report	false
Entity File Number	0-20146
Entity Registrant Name	EAGLE FINANCIAL SERVICES, INC.
Entity Central Index Key	0000880641
Current Fiscal Year End Date	--12-31
Document Period End Date	Mar. 31, 2024
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q1
Amendment Flag	false
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	54-1601306
Entity Address, Address Line One	2 East Main Street
Entity Address, City or Town	Berryville
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	22611
City Area Code	(540)
Local Phone Number	955-2510
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,556,844

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 12,887	$ 15,417
Interest-bearing deposits with other institutions	55,393	96,649
Federal funds sold	59,353	26,287
Total cash and cash equivalents	127,633	138,353
Securities available for sale, at fair value, amortized cost of $156,962 and $160,251, respectively	131,867	137,443
Restricted investments, at cost	9,239	9,568
Loans held for sale	1,593	1,661
Loans	1,439,052	1,462,686
Allowance for credit losses	(14,448)	(14,493)
Net Loans	1,424,604	1,448,193
Bank premises and equipment, net	17,954	18,108
Bank owned life insurance	29,843	29,575
Other assets	40,168	42,696
Total assets	1,782,901	1,825,597
Deposits:
Noninterest bearing demand deposits	424,869	436,619
Savings and interest bearing demand deposits	666,730	656,439
Time deposits	382,343	413,264
Total deposits	1,473,942	1,506,322
Federal funds purchased	347	0
Federal Home Loan Bank advances, short-term	10,000	20,000
Federal Home Loan Bank advances, long-term	145,000	145,000
Subordinated debt, net of unamortized issuance costs	29,461	29,444
Other liabilities	16,446	16,452
Total liabilities	1,675,196	1,717,218
Commitments and contingencies
Shareholders’ Equity
Preferred stock, $10 par value; 500,000 shares authorized and unissued	0	0
Common stock, $2.50 par value; authorized 10,000,000 shares; issued and outstanding 2024, 3,557,229 including 75,297 shares of unvested restricted stock; issued and outstanding 2023, 3,520,894 including 56,914 shares of unvested restricted stock	8,705	8,660
Surplus	14,368	14,280
Retained earnings	104,449	103,445
Accumulated other comprehensive (loss)	(19,817)	(18,006)
Total shareholders’ equity	107,705	108,379
Total liabilities and shareholders’ equity	$ 1,782,901	$ 1,825,597

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Preferred stock, par value	$ 10	$ 10
Preferred stock, shares authorized	500,000	500,000
Common stock, par value	$ 2.5	$ 2.5
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	3,557,229	3,520,894
Common stock, shares, outstanding	3,557,229	3,520,894
Common stock, unvested restricted shares	75,297	56,914
Securities available for sale	$ 156,962	$ 160,251

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest and Dividend Income
Interest and fees on loans	$ 19,963	$ 17,167
Interest and dividends on securities available for sale:
Taxable interest income	758	804
Interest income exempt from federal income taxes	5	4
Dividends	156	83
Interest on deposits in banks	991	490
Interest on federal funds sold	39	10
Total interest and dividend income	21,912	18,558
Interest Expense
Interest on deposits	7,424	3,459
Interest on federal funds purchased	0	70
Interest on Federal Home Loan Bank advances	1,710	2,031
Interest on subordinated debt	354	354
Total interest expense	9,488	5,914
Net Interest Income	12,424	12,644
Provision for credit losses	475	664
Net interest income after provision for credit losses	11,949	11,980
Noninterest Income
Wealth management fees	1,456	1,158
Service charges on deposit accounts	454	436
Other service charges and fees	969	1,047
Gain on sale of loans	161	456
Bank owned life insurance income	268	179
Other operating income	163	250
Total noninterest income	3,471	3,526
Noninterest Expenses
Salaries and employee benefits	7,185	7,298
Occupancy expenses	569	518
Equipment expenses	373	323
Advertising and marketing expenses	237	296
Stationery and supplies	24	22
ATM network fees	380	351
Other real estate owned expense	0	5
(Gain) on other real estate owned	0	(7)
FDIC assessment	409	266
Computer software expense	233	310
Bank franchise tax	331	263
Professional fees	506	713
Data processing fees	565	402
Other operating expenses	1,565	1,626
Total noninterest expenses	12,377	12,386
Income before income taxes	3,043	3,120
Income tax expense	495	535
Net income	$ 2,548	$ 2,585
Earnings Per Share
Net income per common share, basic	$ 0.72	$ 0.73
Net income per common share, diluted	$ 0.72	$ 0.73

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Statement of Comprehensive Income [Abstract]
Net Income (Loss)	$ 2,548	$ 2,585
Other comprehensive (loss) income:
Unrealized (loss) gain on available for sale securities, net of deferred income tax of $(480) and $792 for the three months ended, respectively	(1,807)	2,980
Changes in benefit obligations and plan assets for post retirement benefit plans, net of reclassification adjustments, net of deferred income tax of $(1) and $(3) for the three months ended, respectively	(4)	(5)
Total other comprehensive (loss) income	(1,811)	2,975
Total comprehensive income	$ 737	$ 5,560

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Statement of Comprehensive Income [Abstract]
Unrealized (loss) on available for sale securities, deferred income tax	$ (480)	$ 792
Changes in benefit obligations and plan assets for post retirement benefit plans, deferred income taxes	$ (1)	$ (3)

Consolidated Statements of Chan

Consolidated Statements of Changes In Shareholders' Equity - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Starting Balance at Dec. 31, 2022	$ 101,729		$ 8,629	$ 13,268	$ 100,278	$ (20,446)
Cumulative effect adjustment for CECL	(1,961)				(1,961)
Net Income (Loss)	2,585				2,585
Other comprehensive income (loss)	2,975					2,975
Vesting of restricted stock awards, stock incentive plan			31	(31)
Stock-based compensation expense	317			317
Repurchase and retirement of common stock	(128)		(9)	(119)
Dividends declared	(1,057)				(1,057)
End Balance at Mar. 31, 2023	104,460		8,651	13,435	99,845	(17,471)
Starting Balance at Dec. 31, 2023	108,379		8,660	14,280	103,445	(18,006)
Cumulative effect adjustment for adopton of ASU 2023-02	(477)	$ 477			(477)
Net Income (Loss)	2,548				2,548
Other comprehensive income (loss)	(1,811)					(1,811)
Vesting of restricted stock awards, stock incentive plan			59	(59)
Stock-based compensation expense	302			302
Repurchase and retirement of common stock	(169)		(14)	(155)
Dividends declared	(1,067)				(1,067)
End Balance at Mar. 31, 2024	$ 107,705		$ 8,705	$ 14,368	$ 104,449	$ (19,817)

Consolidated Statements of Ch_2

Consolidated Statements of Changes In Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Statement of Stockholders' Equity [Abstract]
Issuance of restricted stock, stock incentive plan, shares	23,557	12,749
Shares repurchase and retired	5,605	3,590
Dividends declared, per share	$ 0.3	$ 0.3

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Cash Flows from Operating Activities
Net Income (Loss)	$ 2,548	$ 2,585
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	248	244
Amortization of other assets	139	319
Origination of loans held for sale	(10,755)	(4,078)
Proceeds from sale of loans held for sale	10,984	4,445
Net (gain) on sales of loans	(161)	(456)
Provision for credit losses	475	664
(Gain) on other real estate owned	0	(7)
Amortization of subordinated debt issuance costs	17	17
Stock-based compensation expense	302	317
Premium amortization on securities, net	68	93
Bank owned life insurance income	(268)	(179)
Changes in assets and liabilities:
Decrease (increase) in other assets	2,452	(3,017)
Increase (decrease) in other liabilities	705	(733)
Net cash provided by operating activities	6,754	214
Cash Flows from Investing Activities
Proceeds from maturities, calls, and principal payments of securities available for sale	3,221	3,945
Proceeds from the sale of restricted investments	950	0
Purchases of restricted investments	(621)	(2,069)
Purchases of bank premises and equipment	(94)	(7)
Proceeds from the sale of other real estate owned	0	115
Proceeds from sales of loans	0	23,762
Origination of loans net of principal collected	23,003	(100,575)
Funding of capital commitments related to other investments	(664)	(275)
Net cash provided by (used in) investing activities	25,795	(75,104)
Cash Flows from Financing Activities
Net (decrease) increase in noninterest bearing demand deposits, savings, and interest bearing demand deposits	(1,459)	10,744
Net (decrease) increase in time deposits	(30,921)	115,132
Net increase (decrease) in federal funds purchased	347	(32,980)
Net (decrease) in short-term Federal Home Loan Bank advances	(10,000)	0
Advances of long-term Federal Home Loan Bank advances	0	45,000
Repurchase and retirement of common stock	(169)	(128)
Cash dividends paid	(1,067)	(1,057)
Net cash (used in) provided by financing activities	(43,269)	136,711
(Decrease) increase in cash and cash equivalents	(10,720)	61,821
Cash and Cash Equivalents
Beginning	138,353	66,894
Ending	127,633	128,715
Supplemental Disclosures of Cash Flow Information
Interest	9,923	4,795
Income taxes	0	311
Supplemental Schedule of Noncash Investing and Financing Activities:
Unrealized (loss) on securities available for sale	(2,287)	3,772
Minimum postretirement liability adjustment	(5)	(8)
Repossessed assets acquired in settlement of loans	$ 111	$ 0

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 2,548	$ 2,585

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Mar. 31, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

General

General	3 Months Ended
	Mar. 31, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
General	NOTE 1. General The accompanying unaudited financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Rule 8-03 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP. In the opinion of management, the accompanying financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the financial position at March 31, 2024 and December 31, 2023, the results of operations and the changes in shareholders' equity for the three months ended March 31, 2024 and 2023, and cash flows for the three months ended March 31, 2024 and 2023. The results of operations for the three months ended March 31, 2024 are not necessarily indicative of the results to be expected for the full year. These financial statements should be read in conjunction with the Consolidated Financial Statements and related Notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2023 (the “2023 Form 10-K”). Eagle Financial Services, Inc. (the "Company") owns 100 % of Bank of Clarke (the “Bank”). The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary. All significant intercompany accounts and t ransactions between the Company and the Bank have been eliminated. Certain amounts in the consolidated financial statements have been reclassified to conform to current year presentations. None of the reclassifications were of a material nature and they had no effect on prior year net income or shareholders' equity. On January 1, 2024, the Company adopted Accounting Standards Update ("ASU") 2023-02, “Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method," ("ASC 323"). These amendments allow reporting entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. The adoption resulted in an adjustment of $ 477 thousand, which reduced the investment balance and shareholders' equity. Th e Company invests in qualified affordable housing projects. The general purpose of these investments is to encourage and assist participants in investing in low-income residential rental properties located in the Commonwealth of Virginia, develop and implement strategies to maintain projects as low-income housing, provide tax credits and other tax benefits to investors, and to pre serve and protect project assets.

Stock-Based Compensation Plan

Stock-Based Compensation Plan	3 Months Ended
	Mar. 31, 2024
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Stock-Based Compensation Plan	NOTE 2. Stock-Based Compensation Plan On May 16, 2023, the Company’s shareholders approved the 2023 Stock Incentive Plan which allows key employees and directors to increase their personal financial interest in the Company. The 2023 plan permits the issuance of incentive stock options and non-qualified stock options and the award of common stock, restricted stock, and stock units. The plan authorizes the issuance of up to 250,000 shares of common stock. The 2023 Stock Incentive Plan replaced the 2014 Stock Incentive Plan. The Company periodically grants restricted stock to its directors, executive officers and certain non-executive officers. Restricted stock provides grantees with rights to shares of common stock upon completion of a service period or achievement of Company performance measures. During the restriction period, all shares are considered outstanding and dividends are paid to the grantee. Outside directors are periodically granted restricted shares which vest over a period of one year . Executive officers have been granted restricted shares which vest over a three year service period and restricted shares which vest based on meeting annual performance measures over a two year period. Certain non-executive officers also have been granted restricted shares which vest over a three year service period. The Company recognizes compensation expense over the restricted period based on the fair value of the Company's stock on the grant date. The Company's policy is to recognize forfeitures as they occur. As of March 31, 2024 , there was $ 1.4 million of unrecognized compensation cost related to nonvested restricted stock. The following table presents restricted stock activity for the three months ended March 31, 2024 and 2023: Three Months Ended March 31, 2024 2023 Shares Weighted Shares Weighted Nonvested, beginning of period 56,914 $ 35.06 38,780 $ 33.47 Granted 41,940 30.00 36,378 36.80 Vested ( 23,557 ) 34.22 ( 12,749 ) 32.33 Forfeited — — — — Nonvested, end of period 75,297 $ 32.45 62,409 $ 35.64

Earnings Per Common Share

Earnings Per Common Share	3 Months Ended
	Mar. 31, 2024
Earnings Per Share [Abstract]
Earnings Per Common Share	NOTE 3. Earnings Per Common Share Basic earnings per share represents income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Nonvested restricted shares are included in the weighted average number of common shares used to compute basic earnings per share because of dividend participation and voting rights. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. The number of potential common shares is determined using the treasury method. The following table shows the weighted average number of shares used in computing earnings per share for the three months ended March 31, 2024 and 2023. During 2024 and 2023 , there were no potentially dilutive securities outstanding. Three Months Ended March 31, 2024 2023 Average number of common shares outstanding used to calculate basic and diluted earnings per share 3,557,203 3,522,431

Securities

Securities	3 Months Ended
	Mar. 31, 2024
Debt Securities, Available-for-Sale [Abstract]
Securities	NOTE 4. Securities On January 1, 2023, the Company adopted Accounting Standards Codification ("ASC") 326, which made changes to accounting for available for sale debt securities whereby credit losses should be presented as an allowance, rather than as a write-down when management does not intend to sell and does not believe that it is more likely than not they will be required to sell a security prior to maturity. In addition, ASC 326 requires financial assets measured at amortized cost to measure an expected credit loss under the current expected credit losses ("CECL") methodology that requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. All securities information presented below is in accordance with ASC 326. Amortized costs and fair values of securities available for sale at March 31, 2024 and December 31, 2023 were as follows: Amortized Gross Gross Fair Value March 31, 2024 (in thousands) Obligations of U.S. government corporations and agencies $ 8,960 $ — $ ( 739 ) $ 8,221 Mortgage-backed securities 137,061 — ( 23,330 ) 113,731 Obligations of states and political subdivisions 6,191 — ( 360 ) 5,831 Subordinated debt 4,750 — ( 666 ) 4,084 $ 156,962 $ — $ ( 25,095 ) $ 131,867 December 31, 2023 (in thousands) Obligations of U.S. government corporations and agencies $ 9,258 $ — $ ( 667 ) $ 8,591 Mortgage-backed securities 140,052 — ( 21,230 ) 118,822 Obligations of states and political subdivisions 6,191 1 ( 261 ) 5,931 Subordinated debt 4,750 — ( 651 ) 4,099 $ 160,251 $ 1 $ ( 22,809 ) $ 137,443 The amortized cost and estimated fair value of securities at March 31, 2024 , by the earlier of contractual maturity or expected maturity, are shown below. The Company has elected to exclude accrued interest receivable, totaling $ 380 thousand at March 31, 2024, from the amortized cost basis of securities. Expected maturities will differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value (in thousands) Due in one year or less $ 1,269 $ 1,263 Due after one year through five years 7,446 7,033 Due after five years through ten years 17,473 15,512 Due after ten years 130,774 108,059 $ 156,962 $ 131,867 There have been no sales of available for sale securities during the three months ended March 31, 2024, or 2023. The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at March 31, 2024 and December 31, 2023 were as follows: Less than 12 months 12 months or more Total Fair Value Gross Fair Value Gross Fair Value Gross March 31, 2024 (in thousands) Obligations of U.S. government corporations and agencies $ — $ — $ 8,221 $ 739 $ 8,221 $ 739 Mortgage-backed securities — — 113,731 23,330 113,731 23,330 Obligations of states and political subdivisions 496 4 5,335 356 5,831 360 Subordinated debt — — 3,584 666 3,584 666 $ 496 $ 4 $ 130,871 $ 25,091 $ 131,367 $ 25,095 Less than 12 months 12 months or more Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses December 31, 2023 (in thousands) Obligations of U.S. government corporations and agencies $ — $ — $ 8,591 $ 667 $ 8,591 $ 667 Mortgage-backed securities — — 118,822 21,230 118,822 21,230 Obligations of states and political subdivisions — — 5,430 261 5,430 261 Subordinated debt 221 29 3,378 622 3,599 651 $ 221 $ 29 $ 136,221 $ 22,780 $ 136,442 $ 22,809 The reference point for determining when securities are in an unrealized loss position is month end. As such, it is possible that a security's market value exceeded its amortized cost on other days during the past twelve-month period. There were 104 debt securities with a fair value below the amortized cost basis, totaling $ 131.4 million of aggregate fair value as of March 31, 2024. The Company concluded that a credit loss does not exist in its securities portfolio at March 31, 2024, and no impairment loss has been recognized based on the fact that (1) changes in fair value were caused primarily by fluctuations in interest rates, (2) securities with unrealized losses had generally high credit quality, (3) the Company intends to hold these investments in debt securities to maturity and it is more-likely-than-not that the Company will not be required to sell these investments before a recovery of its investment, and (4) issuers have continued to make timely payments of principal and interest. Additionally, the Company’s mortgage-backed securities are entirely issued by either U.S. government agencies or U.S. government-sponsored enterprises. Collectively, these entities provide a guarantee, which is either explicitly or implicitly supported by the full faith and credit of the U.S. government, that investors in such mortgage-backed securities will receive timely principal and interest payments. Securities having a carrying v alue of $ 7.4 mi llion at March 31, 2024 were pledged as security for trust accounts. The composition of restricted investments at March 31, 2024 and December 31, 2023 was as follows: March 31, 2024 December 31, 2023 (in thousands) Federal Reserve Bank Stock $ 344 $ 344 Federal Home Loan Bank Stock 8,755 9,084 Community Bankers’ Bank Stock 140 140 $ 9,239 $ 9,568

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2024
Receivables [Abstract]
Loans and Allowance for Credit Losses on Loan	NOTE 5. Loans and Allowance for Credit Losses on Loans The composition of loans at March 31, 2024 and December 31, 2023 was as follows: March 31, December 31, 2024 2023 (in thousands) Mortgage real estate loans: Construction & Secured by Farmland $ 82,692 $ 84,145 HELOCs 46,329 47,674 Residential First Lien - Investor 113,813 117,431 Residential First Lien - Owner Occupied 181,323 178,180 Residential Junior Liens 12,690 12,831 Commercial - Owner Occupied 254,744 251,456 Commercial - Non-Owner Occupied & Multifamily 344,192 348,879 Commercial and industrial loans: SBA PPP loans 45 51 Other commercial and industrial loans 100,067 107,777 Marine loans 247,042 251,168 Consumer loans 34,529 42,419 Overdrafts 1,559 253 Other loans 12,466 12,895 Total loans $ 1,431,491 $ 1,455,159 Net deferred loan costs and premiums 7,561 7,527 Allowance for credit losses ( 14,448 ) ( 14,493 ) $ 1,424,604 $ 1,448,193 At March 31, 2024 , the Company was servicing $ 7.6 million of loans for other financial institutions which are not included in the table above. Also excluded from the table above are net servicing assets of $ 144 thousand at March 31, 2024, which are recorded in other assets in the Consolidated Balance Sheets. When loans are sold with servicing retained, servicing assets are recorded which represent the Company's right to service loans that were sold. Servicing assets are initially recorded by the Company at fair value and are subsequently amortized in proportion to, and over the period of, estimated net servicing income. Changes in the allowance for credit losses on loans for the three months ended March 31, 2024 and 2023, and the year ended December 31, 2023 were as follows: Three Months Ended Year Ended Three Months Ended March 31, December 31, March 31, 2024 2023 2023 (in thousands) Balance, beginning $ 14,493 $ 11,218 $ 11,218 Cumulative effect adjustment for adoption of ASC 326 — 2,077 2,077 Provision for credit losses 475 1,641 709 Recoveries added to the allowance 185 298 21 Credit losses charged to the allowance ( 705 ) ( 741 ) ( 75 ) Balance, ending $ 14,448 $ 14,493 $ 13,950 Past due loans by class at March 31, 2024 and December 31, 2023 were as follows: March 31, 2024 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ — $ 82,692 $ 82,692 $ — HELOCs — 19 — 19 46,310 46,329 — Residential First Lien - Investor 904 — — 904 112,909 113,813 — Residential First Lien - Owner Occupied 139 — 147 286 181,037 181,323 — Residential Junior Liens — — 9 9 12,681 12,690 — Commercial - Owner Occupied 7 — — 7 254,737 254,744 — Commercial - Non-Owner Occupied & Multifamily 295 — — 295 343,897 344,192 — Commercial and industrial loans: SBA PPP loans — — — — 45 45 — Other commercial and industrial loans — — 162 162 99,905 100,067 159 Marine loans 605 — 514 1,119 245,923 247,042 — Consumer loans 222 — 252 474 34,055 34,529 252 Overdrafts — — — — 1,559 1,559 — Other loans — — — — 12,466 12,466 — Total $ 2,172 $ 19 $ 1,084 $ 3,275 $ 1,428,216 $ 1,431,491 $ 411 December 31, 2023 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ — $ 84,145 $ 84,145 $ — HELOCs — — — — 47,674 47,674 — Residential First Lien - Investor 844 253 — 1,097 116,334 117,431 — Residential First Lien - Owner Occupied — 78 149 227 177,953 178,180 — Residential Junior Liens — — 9 9 12,822 12,831 — Commercial - Owner Occupied — — — — 251,456 251,456 — Commercial - Non-Owner Occupied & Multifamily — — — — 348,879 348,879 — Commercial and industrial loans: SBA PPP loans — — — — 51 51 — Other commercial and industrial loans 9 — 26 35 107,742 107,777 14 Marine loans — — 552 552 250,616 251,168 — Consumer loans 173 — 167 340 42,079 42,419 167 Overdrafts — — — — 253 253 — Other loans — — — — 12,895 12,895 — Total $ 1,026 $ 331 $ 903 $ 2,260 $ 1,452,899 $ 1,455,159 $ 181 Nonaccrual loans by class at March 31, 2024 and December 31, 2023 were as follows: March 31, 2024 December 31, 2023 (in thousands) (in thousands) Nonaccruals with No Allowance for Credit Losses Nonaccrual with an Allowance for Credit Losses Nonaccrual Nonaccruals with No Allowance for Credit Losses Nonaccrual with an Allowance for Credit Losses Nonaccrual Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ 95 $ — $ 95 HELOCs — — — 15 — 15 Residential First Lien - Investor 1,063 — 1,063 1,085 — 1,085 Residential First Lien - Owner Occupied 224 — 224 228 — 228 Residential Junior Liens 9 — 9 11 — 11 Commercial - Owner Occupied 7 — 7 22 — 22 Commercial - Non-Owner Occupied & Multifamily 2,336 — 2,336 3,625 — 3,625 Commercial and industrial loans: SBA PPP loans — — — — — — Other commercial and industrial loans 3 — 3 12 — 12 Marine loans 514 — 514 552 — 552 Consumer loans — — — — — — Overdrafts — — — — — — Other loans — — — — — — Total $ 4,156 $ — $ 4,156 $ 5,645 $ — $ 5,645 The allowance for credit losses on loans by segment at March 31, 2024 and December 31, 2023 was as follows: As of and For the Three Months Ended March 31, 2024 (in thousands) Construction Residential Commercial Commercial Marine Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 772 $ 4,725 $ 6,224 $ 1,027 $ 1,153 $ 198 $ 394 $ — $ 14,493 Charge-Offs ( 94 ) ( 15 ) — ( 74 ) ( 453 ) ( 38 ) ( 31 ) — ( 705 ) Recoveries 2 6 155 14 — 5 3 — 185 Provision 197 ( 95 ) ( 473 ) 24 841 ( 32 ) ( 85 ) 98 475 Ending balance $ 877 $ 4,621 $ 5,906 $ 991 $ 1,541 $ 133 $ 281 $ 98 $ 14,448 Ending balance: Individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — Ending balance: Collectively evaluated for impairment $ 877 $ 4,621 $ 5,906 $ 991 $ 1,541 $ 133 $ 281 $ 98 $ 14,448 Loans: Ending balance $ 82,692 $ 354,155 $ 598,936 $ 100,112 $ 247,042 $ 34,529 $ 14,025 $ — $ 1,431,491 Ending balance: Individually evaluated for impairment $ — $ 1,263 $ 2,336 $ — $ 514 $ — $ — $ — $ 4,113 Ending balance: Collectively evaluated for impairment $ 82,692 $ 352,892 $ 596,600 $ 100,112 $ 246,528 $ 34,529 $ 14,025 $ — $ 1,427,378 As of and For the Year Ended December 31, 2023 (in thousands) Construction Residential Commercial Commercial Marine Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 2,714 $ 1,735 $ 2,221 $ 2,222 $ 1,555 $ 299 $ 472 $ — $ 11,218 Cumulative effect adjustment for adoption of ASC 326 ( 1,840 ) 1,933 3,584 ( 1,102 ) ( 285 ) ( 123 ) ( 90 ) — 2,077 Charge-Offs — — — ( 312 ) ( 126 ) ( 121 ) ( 182 ) — ( 741 ) Recoveries 8 18 — 43 — 48 181 — 298 Provision ( 110 ) 1,039 419 176 9 95 13 — 1,641 Ending balance $ 772 $ 4,725 $ 6,224 $ 1,027 $ 1,153 $ 198 $ 394 $ — $ 14,493 Ending balance: Individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — Ending balance: Collectively evaluated for impairment $ 772 $ 4,725 $ 6,224 $ 1,027 $ 1,153 $ 198 $ 394 $ — $ 14,493 Loans: Ending balance $ 84,145 $ 356,116 $ 600,335 $ 107,828 $ 251,168 $ 42,419 $ 13,148 $ — $ 1,455,159 Ending balance: Individually evaluated for impairment $ 95 $ 1,288 $ 3,639 $ — $ 552 $ — $ — $ — $ 5,574 Ending balance: Collectively evaluated for impairment $ 84,050 $ 354,828 $ 596,696 $ 107,828 $ 250,616 $ 42,419 $ 13,148 $ — $ 1,449,585 The following table presents the amortized cost basis of collateral-dependent loans by loan portfolio segment: March 31, 2024 December 31, 2023 (in thousands) (in thousands) (in thousands) Real Estate Collateral Other Collateral Total Real Estate Collateral Other Collateral Total Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ 95 $ — $ 95 HELOCs — — — — — — Residential First Lien - Investor 1,063 — 1,063 1,086 — 1,086 Residential First Lien - Owner Occupied 191 — 191 194 — 194 Residential Junior Liens 9 — 9 8 — 8 Commercial - Owner Occupied — — — 14 — 14 Commercial - Non-Owner Occupied & Multifamily 2,336 — 2,336 3,625 — 3,625 Commercial and industrial loans: SBA PPP loans — — — — — — Other commercial and industrial loans — — — — — — Marine loans — 514 514 — 552 552 Consumer loans — — — — — — Overdrafts — — — — — — Other loans — — — — — — $ 3,599 $ 514 $ 4,113 $ 5,022 $ 552 $ 5,574 The Company did not identify any significant changes in the extent to which collateral secures its collateral dependent loans, whether in the form of general deterioration or from other factors during the period ended March 31, 2024. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually to classify the loans as to credit risk. This analysis is performed on a quarterly basis. The following table presents risk ratings by loan portfolio segment and origination year. Description of these ratings are as follows: Pass Pass loans exhibit acceptable history of profits, cash flow ability and liquidity. Sufficient cash flow exists to service the loan. All obligations have been paid by the borrower in an as agreed manner. Special Mention Special mention loans exhibit negative trends and potential weakness that, if left uncorrected, may negatively affect the borrower’s ability to repay its obligations. The risk of default is not imminent and the borrower still demonstrates sufficient financial strength to service debt. Classified Classified loans include loans rated Substandard, Doubtful and Loss. • Substandard loans exhibit well defined weaknesses resulting in a higher probability of default. The borrowers exhibit adverse financial trends and a diminishing ability or willingness to service debt. • Doubtful loans exhibit all of the characteristics inherent in substandard loans; however given the severity of weaknesses, the collection of 100% of the principal is unlikely under current conditions. • Loss loans are considered uncollectible over a reasonable period of time and of such little value that its continuance as a bankable asset is not warranted. Credit quality information by class at March 31, 2024 and December 31, 2023 was as follows: March 31, 2024 Term Loan Amortized Cost Basis by Origination Year (in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Mortgage real estate loans: Construction & Secured by Farmland Pass $ 3,581 $ 32,199 $ 20,332 $ 4,911 $ 4,797 $ 5,904 $ 3,225 $ — $ 74,949 Special Mention — 6,532 — — — 1,032 — — 7,564 Classified — — — — 143 36 — — 179 Total $ 3,581 $ 38,731 $ 20,332 $ 4,911 $ 4,940 $ 6,972 $ 3,225 $ — $ 82,692 Current period gross charge-offs $ — $ — $ — $ — $ — $ 94 $ — $ — $ 94 HELOCs Pass $ — $ — $ — $ — $ — $ — $ 46,280 $ — $ 46,280 Special Mention — — — — — — 49 — 49 Classified — — — — — — — — — Total $ — $ — $ — $ — $ — $ — $ 46,329 $ — $ 46,329 Current period gross charge-offs $ — $ — $ — $ — $ — $ 14 $ — $ — $ 14 Residential First Lien - Investor Pass $ 1,674 $ 18,785 $ 22,529 $ 30,136 $ 9,795 $ 24,715 $ — $ 1,146 $ 108,780 Special Mention — — 277 276 1,772 1,645 — — 3,970 Classified — — — 1,063 — — — — 1,063 Total $ 1,674 $ 18,785 $ 22,806 $ 31,475 $ 11,567 $ 26,360 $ — $ 1,146 $ 113,813 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Owner Occupied Pass $ 8,267 $ 55,504 $ 34,025 $ 23,561 $ 35,310 $ 23,404 $ — $ 556 $ 180,627 Special Mention — — — — — 47 — — 47 Classified — — — — — 649 — — 649 Total $ 8,267 $ 55,504 $ 34,025 $ 23,561 $ 35,310 $ 24,100 $ — $ 556 $ 181,323 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Junior Liens Pass $ 242 $ 2,643 $ 2,836 $ 3,357 $ 1,460 $ 1,926 $ — $ 186 $ 12,650 Special Mention — — — — — — — — — Classified — — — — — 25 — 15 40 Total $ 242 $ 2,643 $ 2,836 $ 3,357 $ 1,460 $ 1,951 $ — $ 201 $ 12,690 Current period gross charge-offs $ — $ — $ — $ — $ — $ 1 $ — $ — $ 1 Commercial - Owner Occupied Pass $ 3,795 $ 35,991 $ 66,215 $ 35,461 $ 22,616 $ 62,550 $ 1,629 $ 4,226 $ 232,483 Special Mention — 558 10,193 4,397 2,129 3,525 — — 20,802 Classified — — — 958 494 7 — — 1,459 Total $ 3,795 $ 36,549 $ 76,408 $ 40,816 $ 25,239 $ 66,082 $ 1,629 $ 4,226 $ 254,744 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial - Non-Owner Occupied & Multifamily Pass $ 959 $ 41,292 $ 80,586 $ 65,003 $ 62,800 $ 47,580 $ 1,196 $ 5,561 $ 304,977 Special Mention — 15,671 10,807 3,659 6,741 — — — 36,878 Classified — — — — 2,337 — — — 2,337 Total $ 959 $ 56,963 $ 91,393 $ 68,662 $ 71,878 $ 47,580 $ 1,196 $ 5,561 $ 344,192 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial loans: SBA PPP loans Pass $ — $ — $ — $ 45 $ — $ — $ — $ — $ 45 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ — $ — $ 45 $ — $ — $ — $ — $ 45 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other commercial and industrial loans Pass $ 3,766 $ 12,803 $ 25,956 $ 8,154 $ 4,421 $ 6,268 $ 32,496 $ 1,042 $ 94,906 Special Mention — 2,969 — — — 44 1,829 316 5,158 Classified — — — — 3 — — — 3 Total $ 3,766 $ 15,772 $ 25,956 $ 8,154 $ 4,424 $ 6,312 $ 34,325 $ 1,358 $ 100,067 Current period gross charge-offs $ — $ 11 $ 9 $ — $ 54 $ — $ — $ — $ 74 Marine loans Pass $ — $ 84,210 $ 126,544 $ 35,114 $ 660 $ — $ — $ — $ 246,528 Special Mention — — — — — — — — — Classified — 514 — — — — — — 514 Total $ — $ 84,724 $ 126,544 $ 35,114 $ 660 $ — $ — $ — $ 247,042 Current period gross charge-offs $ — $ 366 $ 87 $ — $ — $ — $ — $ — $ 453 Consumer loans Pass $ 699 $ 2,993 $ 13,411 $ 5,966 $ 8,448 $ 1,692 $ 1,279 $ 41 $ 34,529 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ 699 $ 2,993 $ 13,411 $ 5,966 $ 8,448 $ 1,692 $ 1,279 $ 41 $ 34,529 Current period gross charge-offs $ 28 $ 10 $ — $ — $ — $ — $ — $ — $ 38 Overdrafts Pass $ — $ — $ — $ — $ — $ — $ — $ — $ — Special Mention — — — — — — — — — Classified 1,559 — — — — — — — 1,559 Total $ 1,559 $ — $ — $ — $ — $ — $ — $ — $ 1,559 Current period gross charge-offs $ 31 $ — $ — $ — $ — $ — $ — $ — $ 31 Other loans Pass $ — $ 65 $ 9,927 $ — $ — $ 2,409 $ 59 $ 6 $ 12,466 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ 65 $ 9,927 $ — $ — $ 2,409 $ 59 $ 6 $ 12,466 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total by Risk Category Pass $ 22,983 $ 286,485 $ 402,361 $ 211,708 $ 150,307 $ 176,448 $ 86,164 $ 12,764 $ 1,349,220 Special Mention — 25,730 21,277 8,332 10,642 6,293 1,878 316 74,468 Classified 1,559 514 — 2,021 2,977 717 — 15 7,803 Total $ 24,542 $ 312,729 $ 423,638 $ 222,061 $ 163,926 $ 183,458 $ 88,042 $ 13,095 $ 1,431,491 Total current period gross charge-offs $ 59 $ 387 $ 96 $ — $ 54 $ 109 $ — $ — $ 705 December 31, 2023 Term Loan Amortized Cost Basis by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Mortgage real estate loans: Construction & Secured by Farmland Pass $ 34,617 $ 21,460 $ 7,584 $ 4,851 $ 2,389 $ 2,829 $ 7,052 $ 57 $ 80,839 Special Mention — 1,173 — — 1,040 815 — — 3,028 Classified — — — 145 — 133 — — 278 Total $ 34,617 $ 22,633 $ 7,584 $ 4,996 $ 3,429 $ 3,777 $ 7,052 $ 57 $ 84,145 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — HELOCs Pass $ — $ — $ — $ — $ — $ — $ 47,610 $ — $ 47,610 Special Mention — — — — — — 49 — 49 Classified — — — — — — 15 — 15 Total $ — $ — $ — $ — $ — $ — $ 47,674 $ — $ 47,674 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Investor Pass $ 19,394 $ 23,205 $ 31,371 $ 10,667 $ 4,054 $ 22,265 $ — $ 367 $ 111,323 Special Mention — 1,273 — 1,180 626 1,944 — — 5,023 Classified — — 1,085 — — — — — 1,085 Total $ 19,394 $ 24,478 $ 32,456 $ 11,847 $ 4,680 $ 24,209 $ — $ 367 $ 117,431 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Owner Occupied Pass $ 59,007 $ 33,793 $ 23,749 $ 35,783 $ 3,932 $ 20,413 $ — $ 589 $ 177,266 Special Mention — — — — — 258 — — 258 Classified — — — — — 656 — — 656 Total $ 59,007 $ 33,793 $ 23,749 $ 35,783 $ 3,932 $ 21,327 $ — $ 589 $ 178,180 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Junior Liens Pass $ 2,562 $ 2,902 $ 3,429 $ 1,486 $ 606 $ 1,613 $ — $ 189 $ 12,787 Special Mention — — — — — — — — — Classified — — — — — 27 — 17 44 Total $ 2,562 $ 2,902 $ 3,429 $ 1,486 $ 606 $ 1,640 $ — $ 206 $ 12,831 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial - Owner Occupied Pass $ 36,736 $ 68,868 $ 40,707 $ 22,871 $ 13,971 $ 50,059 $ 3,088 $ 4,364 $ 240,664 Special Mention — 3,817 64 2,145 1,877 1,402 — — 9,305 Classified — — 967 498 — 8 — 14 1,487 Total $ 36,736 $ 72,685 $ 41,738 $ 25,514 $ 15,848 $ 51,469 $ 3,088 $ 4,378 $ 251,456 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial - Non-Owner Occupied & Multifamily Pass $ 56,510 $ 88,518 $ 64,005 $ 65,075 $ 15,563 $ 34,619 $ 1,196 $ 5,651 $ 331,137 Special Mention 624 4,748 3,685 5,060 — — — — 14,117 Classified — — — 2,355 — 1,270 — — 3,625 Total $ 57,134 $ 93,266 $ 67,690 $ 72,490 $ 15,563 $ 35,889 $ 1,196 $ 5,651 $ 348,879 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial loans: SBA PPP loans Pass $ — $ — $ 51 $ — $ — $ — $ — $ — $ 51 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ — $ 51 $ — $ — $ — $ — $ — $ 51 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other commercial and industrial loans Pass $ 15,052 $ 26,798 $ 8,659 $ 4,824 $ 2,629 $ 3,898 $ 43,188 $ 1,005 $ 106,053 Special Mention 1,125 — — 13 1 9 220 344 1,712 Classified — — — 3 — — 9 — 12 Total $ 16,177 $ 26,798 $ 8,659 $ 4,840 $ 2,630 $ 3,907 $ 43,417 $ 1,349 $ 107,777 Current period gross charge-offs $ 231 $ 81 $ — $ — $ — $ — $ — $ — $ 312 Marine loans Pass $ 86,001 $ 128,456 $ 35,492 $ 667 $ — $ — $ — $ — $ 250,616 Special Mention — — — — — — — — — Classified 367 185 — — — — — — 552 Total $ 86,368 $ 128,641 $ 35,492 $ 667 $ — $ — $ — $ — $ 251,168 Current period gross charge-offs $ — $ 126 $ — $ — $ — $ — $ — $ — $ 126 Consumer loans Pass $ 3,427 $ 13,950 $ 6,205 $ 8,687 $ 1,747 $ 21 $ 8,354 $ 28 $ 42,419 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ 3,427 $ 13,950 $ 6,205 $ 8,687 $ 1,747 $ 21 $ 8,354 $ 28 $ 42,419 Current period gross charge-offs $ — $ 3 $ — $ 66 $ — $ — $ 52 $ — $ 121 Overdrafts Pass $ — $ — $ — $ — $ — $ — $ — $ — $ — Special Mention — — — — — — — — — Classified 253 — — — — — — — 253 Total $ 253 $ — $ — $ — $ — $ — $ — $ — $ 253 Current period gross charge-offs $ 182 $ — $ — $ — $ — $ — $ — $ — $ 182 Other loans Pass $ 69 $ 10,176 $ — $ — $ — $ 2,587 $ 55 $ 8 $ 12,895 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ 69 $ 10,176 $ — $ — $ — $ 2,587 $ 55 $ 8 $ 12,895 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total by Risk Category Pass $ 313,375 $ 418,126 $ 221,252 $ 154,911 $ 44,891 $ 138,304 $ 110,543 $ 12,258 $ 1,413,660 Special Mention 1,749 11,011 3,749 8,398 3,544 4,428 269 344 33,492 Classified 620 185 2,052 3,001 — 2,094 24 31 8,007 Total $ 315,744 $ 429,322 $ 227,053 $ 166,310 $ 48,435 $ 144,826 $ 110,836 $ 12,633 $ 1,455,159 Total current period gross charge-offs $ 413 $ 210 $ — $ 66 $ — $ — $ 52 $ — $ 741

Restructurings for Borrowers Ex

Restructurings for Borrowers Experiencing Financial Difficulty	3 Months Ended
	Mar. 31, 2024
Receivables [Abstract]
Restructurings for Borrowers Experiencing Financial Difficulty	NOTE 6. Restructurings for Borrowers Experiencing Financial Difficulty There were no loans modified during the three months ended March 31, 2024. The following table presents the amortized cost of loans that were modified during the three months ended March 31, 2023 by loan portfolio segment: 2023 (Dollars in thousands) Term Extension Total % of Total Class of Loans Mortgage real estate loans: Residential First Lien - Owner Occupied $ 355 $ 355 0.27 % Total $ 355 $ 355 None of the loans that were modified defaulted during the three months ended March 31, 2023 and the loans remain current with contractual payments as of March 31, 2024. The financial effects of the term extensions during the prior-year period added a weighted average of 1.0 years to the life of loans which reduced the payment amounts for the borrowers. Management defines default as over 30 days contractually past due under the modified terms, the foreclosure and/or repossession of the collateral, or the charge-off of the loan during the twelve-month period subsequent to the modification.

Deposits

Deposits	3 Months Ended
	Mar. 31, 2024
Deposits [Abstract]
Deposits	N OTE 7. Deposits The composition of deposits at March 31, 2024 and December 31, 2023 was as follows: March 31, 2024 December 31, 2023 (in thousands) Noninterest bearing demand deposits $ 424,869 $ 436,619 Savings and interest bearing demand deposits: NOW accounts $ 263,579 $ 253,353 Money market accounts 263,791 263,633 Regular savings accounts 139,360 139,453 $ 666,730 $ 656,439 Time deposits: Balances of less than $250,000 $ 243,226 $ 257,418 Balances of $250,000 and more 139,117 155,846 $ 382,343 $ 413,264 $ 1,473,942 $ 1,506,322

Leases

Leases	3 Months Ended
	Mar. 31, 2024
Leases [Abstract]
Leases	NOTE 8. Leases Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. The Company’s four long-term lease agreements are classified as operating leases. These leases offer the option to extend the lease term and the Company has included such extensions in its calculation of the lease liability to the extent the options are reasonably certain of being exercised. The lease agreements do not provide for a residual value guarantee and have no restrictions or covenants that would impact dividends or require incurring additional financial obligations. The following tables present information about the Company’s leases: (dollars in thousands) March 31, 2024 December 31, 2023 Lease liabilities $ 4,588 $ 4,653 Right-of-use assets $ 4,291 $ 4,387 Weighted average remaining lease term 13 years 14 years Weighted average discount rate 3.11 % 3.09 % Three Months Ended Lease Cost March 31, 2024 March 31, 2023 Operating lease cost $ 132 $ 132 Short-term lease cost 4 4 Total lease cost $ 136 $ 136 Cash paid for amounts included in the measurement of lease liabilities $ 118 $ 117 A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total operating lease liabilities is as follows: (dollars in thousands) As of Lease payments due March 31, 2024 Twelve months ending March 31, 2025 $ 481 Twelve months ending March 31, 2026 484 Twelve months ending March 31, 2027 393 Twelve months ending March 31, 2028 392 Twelve months ending March 31, 2029 397 Thereafter 3,654 Total undiscounted cash flows $ 5,801 Discount ( 1,213 ) Lease liabilities $ 4,588

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 9. Fair Value Measurements GAAP requires the Company to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The fair value of assets and liabilities is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. “Fair Value Measurements” defines fair value, establishes a framework for measuring fair value, establishes a three-level valuation hierarchy for disclosure of fair value measurement and enhances disclosure requirements for fair value measurements. The valuation hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. The three levels are defined as follows: • Level 1 Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. • Level 2 Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. • Level 3 Inputs to the valuation methodology are unobservable and significant to the fair value measurement. The following section provides a description of the valuation methodologies used for instruments measured at fair value on a recurring basis, as well as the general classification of such instruments pursuant to the valuation hierarchy: Securities Available for Sale: Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Derivative instruments are recorded at fair value on a recurring basis. The Company utilizes derivative instruments as part of the management of interest rate risk to modify the re-pricing characteristics of certain portions of the Company’s interest-bearing assets and liabilities. The Company has contracted with a third-party vendor to provide valuations for derivatives using standard valuation techniques and therefore classifies such valuations as Level 2. The Company has considered counterparty credit risk in the valuation of its derivative assets and has considered its own credit risk in the valuation of its derivative liabilities. The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at March 31, 2024 and December 31, 2023: Fair Value Measurements at March 31, 2024 Using Balance as of Quoted Prices Significant Significant March 31, 2024 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 8,221 $ — $ 8,221 $ — Mortgage-backed securities 113,731 — 113,731 — Obligations of states and political subdivisions 5,831 — 5,831 — Subordinated debt 4,084 — 4,084 — Derivative: Interest rate swaps 1,513 — 1,513 — Total assets at fair value $ 133,380 $ — $ 133,380 $ — Liabilities: Interest rate swaps $ 1,513 $ — $ 1,513 $ — Total liabilities at fair value $ 1,513 $ — $ 1,513 $ — Fair Value Measurements at December 31, 2023 Using Balance as of Quoted Prices Significant Significant December 31, 2023 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 8,591 $ — $ 8,591 $ — Mortgage-backed securities 118,822 — 118,822 — Obligations of states and political subdivisions 5,931 — 5,931 — Subordinated debt 4,099 — 4,099 — Derivative: Interest rate swap 1,465 — 1,465 — Total assets at fair value $ 138,908 $ — $ 138,908 $ — Liabilities: Interest rate swap 1,465 — 1,465 — Total liabilities at fair value $ 1,465 $ — $ 1,465 $ — Certain financial assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower of cost or market accounting or write downs of individual assets. The following describes the valuation techniques used by the Company to measure certain financial and nonfinancial assets recorded at fair value on a nonrecurring basis in the financial statements: Loans Held for Sale: Loans held for sale are carried at the lower of cost or market value. These loans currently consist of one-to-four family residential loans originated for sale in the secondary market. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). The Company records any fair value adjustments on a nonrecurring basis. No nonrecurring fair value adjustments were recorded on loans held for sale during three months ended March 31, 2024 and the year ended December 31, 2023. Individually Evaluated Collateral-Dependent Loans: The estimated fair value of individually evaluated collateral-dependent loans is based on the value of the underlying collateral or the value of the underlying collateral, less estimated cost to sell, as appropriate. Collateral is generally real estate; however, collateral may include vehicles, equipment, inventory, accounts receivable, and/or other business assets. The value of real estate collateral is determined using a market valuation approach based on an appraisal conducted by an independent, licensed appraiser. The value of other assets may also be based on an appraisal, market quotations, aging schedules or other sources. Collateral-dependent individually evaluated loans are classified within Level 3 of the fair value hierarchy. Any fair value adjustments are recorded in the period incurred as a provision for credit losses on the Consolidated Statements of Income. There were no individually evaluated collateral dependent loans recorded at fair value at March 31, 2024 or December 31, 2023. Other Real Estate Owned: Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the fair value of the property, less estimated selling costs, establishing a new costs basis. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for credit losses. Costs of significant property improvements are capitalized, whereas costs relating to holding property are expensed. The portion of interest costs relating to development of real estate is capitalized. Valuations are periodically obtained by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of a property to fair value less cost to sell. The fair value measurement of real estate held in other real estate owned is assessed in the same manner as impaired loans described above. We believe that the fair value follows the provisions of GAAP. The Company held no other real estate owned at March 31, 2024 or December 31, 2023. Repossessed Assets: Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the fair value of the asset, less estimated selling costs, establishing a new costs basis. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for credit losses. Costs of significant improvements are capitalized, whereas costs relating to holding assets are expensed. Valuations are periodically obtained by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of an asset to fair value less cost to sell. The fair value measurement of repossessed assets is assessed in the same manner as impaired loans described above. We believe that the fair value follows the provisions of GAAP. The Company held $ 415 thousand and $ 304 thousand at March 31, 2024 and December 31, 2023. The following table displays quantitative information about Level 3 Fair Value Measurements for certain financial assets measured at fair value on a nonrecurring basis for March 31, 2024 and December 31, 2023. Quantitative information about Level 3 Fair Value Measurements March 31, 2024 Valuation Technique(s) Unobservable Input Range Weighted Average (1) Assets: Repossessed assets Discounted appraised value Selling cost 4 % - 10 % 8 % Quantitative information about Level 3 Fair Value Measurements December 31, 2023 Valuation Technique(s) Unobservable Input Range Weighted Average (1) Assets: Repossessed assets Discounted appraised value Selling cost 10 % 10 % (1) Weighted based on the relative fair value of the specific items measured at fair value. The following table summarizes the Company's nonfinancial assets that were measured at fair value on a nonrecurring basis at March 31, 2024 and December 31, 2023. Carrying value at March 31, 2024 Balance as of Identical Observable Unobservable March 31, 2024 (Level 1) (Level 2) (Level 3) (in thousands) Nonfinancial Assets: Repossessed assets 415 — — 415 Carrying value at December 31, 2023 Balance as of Quoted Prices Significant Significant December 31, 2023 (Level 1) (Level 2) (Level 3) (in thousands) Nonfinancial Assets: Repossessed assets $ 304 $ — $ — $ 304 The carrying value and fair value of the Company’s financial instruments at March 31, 2024 and December 31, 2023 were as follows: Fair Value Measurements at March 31, 2024 Using Carrying Quoted Prices Significant Significant Fair Value March 31, 2024 (Level 1) (Level 2) (Level 3) March 31, 2024 (in thousands) Financial assets: Cash and short-term investments $ 127,633 $ 127,633 $ — $ — $ 127,633 Securities 131,867 — 131,867 — 131,867 Restricted investments 9,239 — 9,239 — 9,239 Loans held for sale 1,593 1,593 — 1,593 Loans, net 1,424,604 — — 1,340,172 1,340,172 Bank owned life insurance 29,843 — 29,843 — 29,843 Accrued interest receivable 5,137 — 5,137 — 5,137 Interest rate swaps 1,513 — 1,513 — 1,513 Financial liabilities: Deposits $ 1,473,942 $ — $ 1,473,772 $ — $ 1,473,772 Federal funds purchased 347 — 347 — 347 Federal Home Loan Bank advances, short-term 10,000 — 9,977 — 9,977 Federal Home Loan Bank advances, long-term 145,000 — 145,145 — 145,145 Subordinated debt, net of unamortized issuance costs 29,461 — 25,122 — 25,122 Accrued interest payable 1,912 — 1,912 — 1,912 Interest rate swaps 1,513 — 1,513 — 1,513 Fair Value Measurements at December 31, 2023 Using Carrying Value Quoted Prices Significant Significant Fair Value December 31, 2023 (Level 1) (Level 2) (Level 3) December 31, 2023 (in thousands) Financial assets: Cash and short-term investments $ 138,353 $ 138,353 $ — $ — $ 138,353 Securities 137,443 — 137,443 — 137,443 Restricted Investments 9,568 — 9,568 — 9,568 Loans held for sale 1,661 1,661 — 1,661 Loans, net 1,448,193 — — 1,377,017 1,377,017 Bank owned life insurance 29,575 — 29,575 — 29,575 Accrued interest receivable 5,008 — 5,008 — 5,008 Interest rate swap 1,465 — 1,465 — 1,465 Financial liabilities: Deposits $ 1,506,322 $ — $ 1,506,147 $ — $ 1,506,147 Federal Home Loan Bank advances, short-term 20,000 — 19,954 — 19,954 Federal Home Loan Bank advances, long-term 145,000 — 145,141 — 145,141 Subordinated debt, net of unamortized issuance costs 29,444 — 25,581 — 25,581 Accrued interest payable 2,364 — 2,364 — 2,364 Interest rate swap 1,465 — 1,465 — 1,465

Change in Accumulated Other Com

Change in Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2024
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Change in Accumulated Other Comprehensive Income (Loss)	NOTE 10. Change in Accumulated Other Comprehensive Income (Loss) Accumulated other comprehensive income (loss) includes unrealized gains and losses on available for sale securities and changes in benefit obligations and plan assets for the post retirement benefit plan. Changes to accumulated other comprehensive income (loss) are presented net of their tax effect as a component of equity. Reclassifications out of accumulated other comprehensive income (loss) are recorded in the Consolidated Statements of Income either as a gain or loss. Changes to accumulated other comprehensive income (loss) by component are shown in the following table for the periods indicated: Three Months Ended March 31, 2024 2023 Unrealized Change in Total Unrealized Change in Total (dollars in thousands) (dollars in thousands) January 1 $ ( 18,020 ) $ 14 $ ( 18,006 ) $ ( 20,465 ) $ 19 $ ( 20,446 ) Other comprehensive (loss) income before reclassifications ( 2,287 ) ( 4 ) ( 2,291 ) 3,772 ( 8 ) 3,764 Reclassifications — ( 1 ) ( 1 ) — — — Tax effect of current period changes 480 1 481 ( 792 ) 3 ( 789 ) Current period changes net of taxes ( 1,807 ) ( 4 ) ( 1,811 ) 2,980 ( 5 ) 2,975 March 31 $ ( 19,827 ) $ 10 $ ( 19,817 ) $ ( 17,485 ) $ 14 $ ( 17,471 ) For the three months ended March 31, 2024 reclassifications out of accumulated other comprehensive income (loss) totaled $ 1 thousand and were recognized as a component of post retirement benefit cost in noninterest expenses of the Consolidated Statements of Income. Tax related to the reclassification was $ 1 thousand .

Other Real Estate Owned

Other Real Estate Owned	3 Months Ended
	Mar. 31, 2024
Real Estate [Abstract]
Real Estate Owned	NOTE 11. Other Real Estate Owned The following table is a summary of other real estate owned (“OREO”) activity for the three months ended March 31, 2024 and 2023 and the year ended December 31, 2023: Three Months Ended Year Ended Three Months Ended March 31, December 31, March 31, 2024 2023 2023 (in thousands) Balance, beginning $ — $ 108 $ 108 Transfer from loans — — — Gain on foreclosures — — — Sales — ( 108 ) ( 108 ) Valuation adjustments — — — Balance, ending $ — $ — $ — There were no loans collateralized by residential real estate in the process of foreclosure at March 31, 2024 and December 31, 2023 .

Qualified Affordable Housing Pr

Qualified Affordable Housing Project Investments (Notes)	3 Months Ended
	Mar. 31, 2024
Federal Home Loan Banks [Abstract]
Qualified Affordable Housing Project Investments	NOTE 12. Qualified Affordable Housing Project Investments The Company invests in qualified affordable housing projects. The general purpose of these investments is to encourage and assist participants in investing in low-income residential rental properties located in the Commonwealth of Virginia, develop and implement strategies to maintain projects as low-income housing, provide tax credits and other tax benefits to investors, and to preserve and protect project assets. On January 1, 2024, the Company adopted ASU 2023-02, “Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method." The adoption resulted in an adjustment of $ 477 thousand, which reduced the investment balance and shareholders' equity. At March 31, 2024 and December 31, 2023 , the balance of the investment for qualified affordable housing projects was $ 1.5 million and $ 2.0 million, respectively. These balances are reflected in Other assets on the Consolidated Balance Sheets. Total unfunded commitments related to the investments in qualified affordable housing projects totaled zero at both March 31, 2024 and December 31, 2023. During each of the three months ended March 31, 2024 and March 31, 2023 , the Company recognized amortization expense of $ 74 thousand and $ 104 thousand, respectively. Beginning in 2024, upon adoption of ASU 2023-02, the amortization expense was included in income tax expense, while in 2023 and prior it was included in Other operating expenses on the Consolidated Statements of Income. Total estimated credits to be received during 2024 are $ 306 thousand based on the most recent quarterly estimates received from the funds. Total tax credits and other tax benefits recognized during the three months ended March 31, 2024 and 2023, were $ 77 thousand and $ 90 thousand, respectively .

Recent Accounting Pronouncement

Recent Accounting Pronouncements and Other Authoritative Guidance	3 Months Ended
	Mar. 31, 2024
Accounting Standards Update and Change in Accounting Principle [Abstract]
Recent Accounting Pronouncements and Other Authoritative Guidance	NOTE 13. Recent Accounting Pronouncements and Other Authoritative Guidance Pending Adoption In March 2024, the Financial Accounting Standards Board ("FASB") issued ASU 2024-02, “Codification Improvements – Amendments to Remove References to the Concepts Statements”. This ASU contains amendments to the Codification that remove references to various Concepts Statements. In most instances, the references are extraneous and not required to understand or apply the guidance. In other instances, the references were used in prior Statements to provide guidance in certain topical areas. This ASU is effective for fiscal years beginning after December 15, 2024. Early adoption is permitted. The amendments should be applied prospectively to all new transactions recognized on or after the date that the entity first applies the amendments or retrospectively to the beginning of the earliest comparative period presented in which the amendments were first applied. If an entity adopts the amendments retrospectively, it should adjust the opening balance of retained earnings as of the beginning of the earliest comparative period presented. The Company does not expect the adoption of ASU 2024-02 to have a material impact on our consolidated financial statements. In March 2024, the FASB issued ASU 2024-01, “Compensation – Stock Compensation (Topic 718): Scope Application of Profits Interest and Similar Awards”. This ASU provides an illustrative example intended to demonstrate how entities that account for profits interest and similar awards would determine whether a profits interest award should be accounted for in accordance with Topic 718. This ASU is effective for annual periods beginning after December 15, 2024, and interim periods within those annual periods. Early adoption is permitted. If an entity adopts the amendments in an interim period, it must adopt them as of the beginning of the annual period that includes that interim period. Transition can be done either retrospectively or prospectively. The Company does not expect the adoption of ASU 2024-01 to have a material impact on our consolidated financial statements. In December 2023, the FASB issued ASU 2023-09, "Income Taxes (Topic 740), Improvements to Income Tax Disclosures." The amendments in this ASU require an entity to disclose specific categories in the rate reconciliation and provide additional information for reconciling items that meet a quantitative threshold, which is greater than five percent of the amount computed by multiplying pretax income by the entity's applicable statutory rate, on an annual basis. Additionally, the amendments in this ASU require an entity to disclose the amount of income taxes paid (net of refunds received) disaggregated by federal, state, and foreign taxes and the amount of income taxes paid (net of refunds received) disaggregated by individual jurisdictions that are equal to or greater than five percent of total income taxes paid (net of refunds received). Lastly, the amendments in this ASU require an entity to disclose income (or loss) from continuing operations before income tax expense (or benefit) disaggregated between domestic and foreign and income tax expense (or benefit) from continuing operations disaggregated by federal, state, and foreign. This ASU is effective for annual periods beginning after December 15, 2024. Early adoption is permitted. The amendments should be applied on a prospective basis; however, retrospective application is permitted. The Company does not expect the adoption of ASU 2023-09 to have a material impact on our consolidated financial statements. In November 2023, the FASB issued ASU 2023-07, “Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures.” The amendments in this ASU are intended to improve reportable segment disclosure requirements primarily through enhanced disclosures about significant segment expenses. This ASU requires disclosure of significant segment expenses that are regularly provided to the chief operating decision marker ("CODM"), an amount for other segment items by reportable segment and a description of its composition, all annual disclosures required by FASB ASU Topic 280 in interim periods as well, and the title and position of the CODM and how the CODM uses the reported measures. Additionally, this ASU requires that at least one of the reported segment profit and loss measures should be the measure that is most consistent with the measurement principles used in an entity’s consolidated financial statements. Lastly, this ASU requires public business entities with a single reportable segment to provide all disclosures required by these amendments in this ASU and all existing segment disclosures in Topic 280. This ASU is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted. The amendments should be applied retrospectively. The Company does not expect the adoption of ASU 2023-07 to have a material impact on its consolidated financial statements. Recently Adopted In March 2023, FASB issued ASU 2023-02, “Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method." These amendments allow reporting entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. The ASU is effective for public business entities for fiscal years beginning after December 15, 2023, including interim periods within those fiscal years. ASU 2023-02 was effective for the Company on January 1, 2024. The adjustment recorded at adoption consisted of a decrease to other assets and shareholders' equity of $ 477 thousand. In addition, during 2024 and forward, the amortization will be posted to income taxes instead of non-interest expense.

Borrowings

Borrowings	3 Months Ended
	Mar. 31, 2024
Debt Disclosure [Abstract]
Borrowings	NOTE 14. Borrowings On March 31, 2022, the Company entered into Subordinated Note Purchase Agreements with certain purchasers pursuant to which the Company issued and sold $ 30.0 million in aggregate principal amount of its 4.50 % Fixed-to-Floating Rate Subordinated Notes due April 1, 2032 (the “Notes”). The Company uses the net proceeds of the Notes offering for general corporate purposes, organic growth and to support the Bank’s regulatory capital ratios. The Notes were structured to qualify as Tier 2 capital for regulatory capital purposes at the holding company and bear an initial interest rate of 4.50 % until April 1, 2027 , with interest during this period payable semi-annually in arrears. From and including April 1, 2027, to but excluding the maturity date or early redemption date, the interest rate will reset quarterly to an annual floating rate equal to three-month SOFR, plus 2.35 %, with interest during this period paya ble quarterly in arrears. The Notes are redeemable by the Company at its option, in whole or in part, on or after April 1, 2027 . Initial debt issuance costs were $ 673 thousand. The debt balance of $ 30.0 million is presented net of unamortized issuance costs of $ 539 thousand at March 31, 2024. The Company had $ 155.0 million in total borrowings with the FHLB at March 31, 2024 , with $ 10.0 million being short-term borrowings and $ 145.0 million being long-term borrowings. The interest rates on the long-term borrowings with the FHLB ranged from 4.43 % to 4.83 %, with a weighted average rate of 4.65 %. Of the long-term FHLB borrowings, $ 50.0 million is due in 2024 , $ 55.0 million is due in 2025 and $ 40.0 million is due in 2026 . At December 31, 2023 , the Company had $ 145.0 million in long-term and $ 20.0 million in short-term outstanding borrowings with the FHLB. The Company had $ 115.6 million in irrevocable letters of credit at March 31, 2024 with the FHLB to secure public deposits.

Derivatives

Derivatives	3 Months Ended
	Mar. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	NOTE 15. Derivatives The Company uses derivative financial instruments primarily to manage risks to the Company associated with changing interest rates, and to assist customers with their risk management objectives. Derivative contracts that are not designated in a qualifying hedging relationships include customer accommodation loan swaps. The Company enters into interest rate swaps with certain qualifying commercial loan customers to meet their interest rate risk management needs. The Bank simultaneously enters into interest rate swaps with dealer counterparties, with identical notional amounts and offsetting terms. The net result of these interest rate swaps is that the customer pays a fixed rate of interest and the Company receives a floating rate. These back-to-back loan swaps are derivative financial instruments and are reported at fair value in “other assets” and “other liabilities” in the Consolidated Balance Sheets. Changes in the fair value of loan swaps are recorded in other noninterest income and sum to zero because of the offsetting terms of the swaps with borrowers and the swaps with dealer counterparties. The following table summarize key elements of the Company's derivative instruments at March 31, 2024 and December 31, 2023. March 31, 2024 Notional Amount Assets Liabilities (in thousands) Customer-related interest rate swap contracts: Matched interest rate swaps with borrower $ 40,815 $ 1,234 $ 279 Matched interest rate swaps with counterparty 40,815 279 1,234 December 31, 2023 Notional Amount Assets Liabilities (in thousands) Customer-related interest rate swap contracts: Matched interest rate swaps with borrower $ 41,051 $ 844 $ 621 Matched interest rate swaps with counterparty 41,051 621 844

Business Segments

Business Segments	3 Months Ended
	Mar. 31, 2024
Segment Reporting [Abstract]
Business Segments	NOTE 16. Business Segments The Company has three reportable operating segments: community banking, marine lending and wealth management. Revenue from community banking operations consist primarily of net interest income related to investments in loan and securities and outstanding deposits and borrowings, fees earned on deposit accounts and debit card interchange activity. Revenue from marine lending operations consist primarily of net interest income related to commercial and consumer marine loans. The wealth management division's net revenues are comprised primarily of income from offering wealth management services and insurance products through third-party service providers. On August 23, 2023, the Company completed a sale of specific assets from its marine lending segment. As part of the sale, the Company sold its interest in marine vessel floor plan loans totaling $ 52.8 million, its rights to service loans that had been sold to secondary market investors prior to the date of sale (valued at $ 595 thousand on balance sheet prior to sale), and other assets that were not individually significant. The Company received total consideration, net of selling expenses, of $ 53.5 million and recognized a gain of $ 435 thousand. The assets sold as well as their related revenues and contribution to earnings did not constitute a significant portion of the Company's assets or operating results for the year ended December 31, 2023. Subsequent to the sale of these assets, the Company retained ownership of its marine vessel retail loans which continue to constitute a significant portion of the Company's assets, revenues, and earnings. The Company expects to cease accepting new marine lending business and hold the retained outstanding loans until they are ultimately repaid. Financial information of the parent company is included in the "All Other" category. The parent company's revenue and expenses are comprised primarily of interest expense associated with subordinated debt. The following table provides income and asset information as of March 31, 2024 and December 31, 2023 and for the three months ended March 31, 2024 and March 31, 2023, which are included within the Consolidated Balance Sheets and Consolidated Statements of Income. The results by business segment are based on management’s accounting process, which assigns income statement items and assets to each operating segment. Given the Company's reportable segments are contained within the Bank, management must make certain allocations of expenses, which may not be representative of the costs expected to be incurred if the specific business segments operated as stand-alone entities. The Company expects it will continue to evaluate its business segments and internal reporting structure, including the production of discrete financial information to the chief operating decision-maker. Three Months Ended March 31, 2024 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated (in thousands) Interest Income $ 18,450 $ 3,462 $ — $ — $ — $ 21,912 Interest Expense 7,694 1,440 — 354 — 9,488 Net Interest Income (Expense) 10,756 2,022 — ( 354 ) — 12,424 Gain on sales of loans 161 — — — — 161 Other noninterest income 1,932 — 1,378 — — 3,310 Net Revenue 12,849 2,022 1,378 ( 354 ) — 15,895 Provision for credit losses 86 389 — — — 475 Noninterest expense 11,317 218 729 113 — 12,377 Income before taxes 1,446 1,415 649 ( 467 ) — 3,043 Income tax expense 145 297 136 ( 83 ) — 495 Net Income $ 1,301 $ 1,118 $ 513 $ ( 384 ) $ — $ 2,548 Other data: Capital expenditures $ 91 $ — $ 3 $ — $ — $ 94 Depreciation and amortization 338 — 32 17 — 387 Three Months Ended March 31, 2023 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated (in thousands) Interest Income $ 15,241 $ 3,317 $ — $ — $ — $ 18,558 Interest Expense 4,367 1,193 — 354 — 5,914 Net Interest Income (Expense) 10,874 2,124 — ( 354 ) — 12,644 Gain on sales of loans 214 242 — — — 456 Other noninterest income 1,862 50 1,158 — — 3,070 Net Revenue 12,950 2,416 1,158 ( 354 ) — 16,170 Provision for credit losses 506 158 — — — 664 Noninterest expense 10,360 1,282 603 141 — 12,386 Income before taxes 2,084 976 555 ( 495 ) — 3,120 Income tax expense 327 205 117 ( 114 ) — 535 Net Income $ 1,757 $ 771 $ 438 $ ( 381 ) $ — $ 2,585 Other data: Capital expenditures $ ( 10 ) $ 17 $ — $ — $ — $ 7 Depreciation and amortization 420 95 31 17 — 563 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated Total assets at March 31, 2024 $ 1,526,973 $ 253,912 $ 1,051 $ 965 $ — $ 1,782,901 Total assets at December 31, 2023 $ 1,562,600 $ 261,011 $ 1,080 $ 906 $ — $ 1,825,597

Stock-Based Compensation Plan (

Stock-Based Compensation Plan (Tables)	3 Months Ended
	Mar. 31, 2024
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Restricted Stock Activity	The following table presents restricted stock activity for the three months ended March 31, 2024 and 2023: Three Months Ended March 31, 2024 2023 Shares Weighted Shares Weighted Nonvested, beginning of period 56,914 $ 35.06 38,780 $ 33.47 Granted 41,940 30.00 36,378 36.80 Vested ( 23,557 ) 34.22 ( 12,749 ) 32.33 Forfeited — — — — Nonvested, end of period 75,297 $ 32.45 62,409 $ 35.64

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2024
Earnings Per Share [Abstract]
Weighted Average Number Of Shares Used In Computing Earnings Per Share	The following table shows the weighted average number of shares used in computing earnings per share for the three months ended March 31, 2024 and 2023. During 2024 and 2023 , there were no potentially dilutive securities outstanding. Three Months Ended March 31, 2024 2023 Average number of common shares outstanding used to calculate basic and diluted earnings per share 3,557,203 3,522,431

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2024
Debt Securities, Available-for-Sale [Abstract]
Amortized Costs and Fair Values of Securities Available for Sale	Amortized costs and fair values of securities available for sale at March 31, 2024 and December 31, 2023 were as follows: Amortized Gross Gross Fair Value March 31, 2024 (in thousands) Obligations of U.S. government corporations and agencies $ 8,960 $ — $ ( 739 ) $ 8,221 Mortgage-backed securities 137,061 — ( 23,330 ) 113,731 Obligations of states and political subdivisions 6,191 — ( 360 ) 5,831 Subordinated debt 4,750 — ( 666 ) 4,084 $ 156,962 $ — $ ( 25,095 ) $ 131,867 December 31, 2023 (in thousands) Obligations of U.S. government corporations and agencies $ 9,258 $ — $ ( 667 ) $ 8,591 Mortgage-backed securities 140,052 — ( 21,230 ) 118,822 Obligations of states and political subdivisions 6,191 1 ( 261 ) 5,931 Subordinated debt 4,750 — ( 651 ) 4,099 $ 160,251 $ 1 $ ( 22,809 ) $ 137,443
Investments Classified by Contractual Maturity Date	The amortized cost and estimated fair value of securities at March 31, 2024 , by the earlier of contractual maturity or expected maturity, are shown below. The Company has elected to exclude accrued interest receivable, totaling $ 380 thousand at March 31, 2024, from the amortized cost basis of securities. Expected maturities will differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value (in thousands) Due in one year or less $ 1,269 $ 1,263 Due after one year through five years 7,446 7,033 Due after five years through ten years 17,473 15,512 Due after ten years 130,774 108,059 $ 156,962 $ 131,867
Fair Value and Gross Unrealized Losses for Securities Available for Sale	The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at March 31, 2024 and December 31, 2023 were as follows: Less than 12 months 12 months or more Total Fair Value Gross Fair Value Gross Fair Value Gross March 31, 2024 (in thousands) Obligations of U.S. government corporations and agencies $ — $ — $ 8,221 $ 739 $ 8,221 $ 739 Mortgage-backed securities — — 113,731 23,330 113,731 23,330 Obligations of states and political subdivisions 496 4 5,335 356 5,831 360 Subordinated debt — — 3,584 666 3,584 666 $ 496 $ 4 $ 130,871 $ 25,091 $ 131,367 $ 25,095 Less than 12 months 12 months or more Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses December 31, 2023 (in thousands) Obligations of U.S. government corporations and agencies $ — $ — $ 8,591 $ 667 $ 8,591 $ 667 Mortgage-backed securities — — 118,822 21,230 118,822 21,230 Obligations of states and political subdivisions — — 5,430 261 5,430 261 Subordinated debt 221 29 3,378 622 3,599 651 $ 221 $ 29 $ 136,221 $ 22,780 $ 136,442 $ 22,809
Schedule Composition of Restricted Investments	The composition of restricted investments at March 31, 2024 and December 31, 2023 was as follows: March 31, 2024 December 31, 2023 (in thousands) Federal Reserve Bank Stock $ 344 $ 344 Federal Home Loan Bank Stock 8,755 9,084 Community Bankers’ Bank Stock 140 140 $ 9,239 $ 9,568

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2024
Receivables [Abstract]
Schedule of composition of loans	The composition of loans at March 31, 2024 and December 31, 2023 was as follows: March 31, December 31, 2024 2023 (in thousands) Mortgage real estate loans: Construction & Secured by Farmland $ 82,692 $ 84,145 HELOCs 46,329 47,674 Residential First Lien - Investor 113,813 117,431 Residential First Lien - Owner Occupied 181,323 178,180 Residential Junior Liens 12,690 12,831 Commercial - Owner Occupied 254,744 251,456 Commercial - Non-Owner Occupied & Multifamily 344,192 348,879 Commercial and industrial loans: SBA PPP loans 45 51 Other commercial and industrial loans 100,067 107,777 Marine loans 247,042 251,168 Consumer loans 34,529 42,419 Overdrafts 1,559 253 Other loans 12,466 12,895 Total loans $ 1,431,491 $ 1,455,159 Net deferred loan costs and premiums 7,561 7,527 Allowance for credit losses ( 14,448 ) ( 14,493 ) $ 1,424,604 $ 1,448,193
Schedule of changes in allowance for loan losses	Changes in the allowance for credit losses on loans for the three months ended March 31, 2024 and 2023, and the year ended December 31, 2023 were as follows: Three Months Ended Year Ended Three Months Ended March 31, December 31, March 31, 2024 2023 2023 (in thousands) Balance, beginning $ 14,493 $ 11,218 $ 11,218 Cumulative effect adjustment for adoption of ASC 326 — 2,077 2,077 Provision for credit losses 475 1,641 709 Recoveries added to the allowance 185 298 21 Credit losses charged to the allowance ( 705 ) ( 741 ) ( 75 ) Balance, ending $ 14,448 $ 14,493 $ 13,950
Schedule of nonaccrual And past due loans by class	Past due loans by class at March 31, 2024 and December 31, 2023 were as follows: March 31, 2024 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ — $ 82,692 $ 82,692 $ — HELOCs — 19 — 19 46,310 46,329 — Residential First Lien - Investor 904 — — 904 112,909 113,813 — Residential First Lien - Owner Occupied 139 — 147 286 181,037 181,323 — Residential Junior Liens — — 9 9 12,681 12,690 — Commercial - Owner Occupied 7 — — 7 254,737 254,744 — Commercial - Non-Owner Occupied & Multifamily 295 — — 295 343,897 344,192 — Commercial and industrial loans: SBA PPP loans — — — — 45 45 — Other commercial and industrial loans — — 162 162 99,905 100,067 159 Marine loans 605 — 514 1,119 245,923 247,042 — Consumer loans 222 — 252 474 34,055 34,529 252 Overdrafts — — — — 1,559 1,559 — Other loans — — — — 12,466 12,466 — Total $ 2,172 $ 19 $ 1,084 $ 3,275 $ 1,428,216 $ 1,431,491 $ 411 December 31, 2023 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ — $ 84,145 $ 84,145 $ — HELOCs — — — — 47,674 47,674 — Residential First Lien - Investor 844 253 — 1,097 116,334 117,431 — Residential First Lien - Owner Occupied — 78 149 227 177,953 178,180 — Residential Junior Liens — — 9 9 12,822 12,831 — Commercial - Owner Occupied — — — — 251,456 251,456 — Commercial - Non-Owner Occupied & Multifamily — — — — 348,879 348,879 — Commercial and industrial loans: SBA PPP loans — — — — 51 51 — Other commercial and industrial loans 9 — 26 35 107,742 107,777 14 Marine loans — — 552 552 250,616 251,168 — Consumer loans 173 — 167 340 42,079 42,419 167 Overdrafts — — — — 253 253 — Other loans — — — — 12,895 12,895 — Total $ 1,026 $ 331 $ 903 $ 2,260 $ 1,452,899 $ 1,455,159 $ 181 Nonaccrual loans by class at March 31, 2024 and December 31, 2023 were as follows: March 31, 2024 December 31, 2023 (in thousands) (in thousands) Nonaccruals with No Allowance for Credit Losses Nonaccrual with an Allowance for Credit Losses Nonaccrual Nonaccruals with No Allowance for Credit Losses Nonaccrual with an Allowance for Credit Losses Nonaccrual Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ 95 $ — $ 95 HELOCs — — — 15 — 15 Residential First Lien - Investor 1,063 — 1,063 1,085 — 1,085 Residential First Lien - Owner Occupied 224 — 224 228 — 228 Residential Junior Liens 9 — 9 11 — 11 Commercial - Owner Occupied 7 — 7 22 — 22 Commercial - Non-Owner Occupied & Multifamily 2,336 — 2,336 3,625 — 3,625 Commercial and industrial loans: SBA PPP loans — — — — — — Other commercial and industrial loans 3 — 3 12 — 12 Marine loans 514 — 514 552 — 552 Consumer loans — — — — — — Overdrafts — — — — — — Other loans — — — — — — Total $ 4,156 $ — $ 4,156 $ 5,645 $ — $ 5,645
Schedule of allowance for credit losses on loans by segment	The allowance for credit losses on loans by segment at March 31, 2024 and December 31, 2023 was as follows: As of and For the Three Months Ended March 31, 2024 (in thousands) Construction Residential Commercial Commercial Marine Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 772 $ 4,725 $ 6,224 $ 1,027 $ 1,153 $ 198 $ 394 $ — $ 14,493 Charge-Offs ( 94 ) ( 15 ) — ( 74 ) ( 453 ) ( 38 ) ( 31 ) — ( 705 ) Recoveries 2 6 155 14 — 5 3 — 185 Provision 197 ( 95 ) ( 473 ) 24 841 ( 32 ) ( 85 ) 98 475 Ending balance $ 877 $ 4,621 $ 5,906 $ 991 $ 1,541 $ 133 $ 281 $ 98 $ 14,448 Ending balance: Individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — Ending balance: Collectively evaluated for impairment $ 877 $ 4,621 $ 5,906 $ 991 $ 1,541 $ 133 $ 281 $ 98 $ 14,448 Loans: Ending balance $ 82,692 $ 354,155 $ 598,936 $ 100,112 $ 247,042 $ 34,529 $ 14,025 $ — $ 1,431,491 Ending balance: Individually evaluated for impairment $ — $ 1,263 $ 2,336 $ — $ 514 $ — $ — $ — $ 4,113 Ending balance: Collectively evaluated for impairment $ 82,692 $ 352,892 $ 596,600 $ 100,112 $ 246,528 $ 34,529 $ 14,025 $ — $ 1,427,378 As of and For the Year Ended December 31, 2023 (in thousands) Construction Residential Commercial Commercial Marine Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 2,714 $ 1,735 $ 2,221 $ 2,222 $ 1,555 $ 299 $ 472 $ — $ 11,218 Cumulative effect adjustment for adoption of ASC 326 ( 1,840 ) 1,933 3,584 ( 1,102 ) ( 285 ) ( 123 ) ( 90 ) — 2,077 Charge-Offs — — — ( 312 ) ( 126 ) ( 121 ) ( 182 ) — ( 741 ) Recoveries 8 18 — 43 — 48 181 — 298 Provision ( 110 ) 1,039 419 176 9 95 13 — 1,641 Ending balance $ 772 $ 4,725 $ 6,224 $ 1,027 $ 1,153 $ 198 $ 394 $ — $ 14,493 Ending balance: Individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — Ending balance: Collectively evaluated for impairment $ 772 $ 4,725 $ 6,224 $ 1,027 $ 1,153 $ 198 $ 394 $ — $ 14,493 Loans: Ending balance $ 84,145 $ 356,116 $ 600,335 $ 107,828 $ 251,168 $ 42,419 $ 13,148 $ — $ 1,455,159 Ending balance: Individually evaluated for impairment $ 95 $ 1,288 $ 3,639 $ — $ 552 $ — $ — $ — $ 5,574 Ending balance: Collectively evaluated for impairment $ 84,050 $ 354,828 $ 596,696 $ 107,828 $ 250,616 $ 42,419 $ 13,148 $ — $ 1,449,585
Schedule of amortized cost basis of collateral-dependent loans by loan portfolio segment	The following table presents the amortized cost basis of collateral-dependent loans by loan portfolio segment: March 31, 2024 December 31, 2023 (in thousands) (in thousands) (in thousands) Real Estate Collateral Other Collateral Total Real Estate Collateral Other Collateral Total Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ 95 $ — $ 95 HELOCs — — — — — — Residential First Lien - Investor 1,063 — 1,063 1,086 — 1,086 Residential First Lien - Owner Occupied 191 — 191 194 — 194 Residential Junior Liens 9 — 9 8 — 8 Commercial - Owner Occupied — — — 14 — 14 Commercial - Non-Owner Occupied & Multifamily 2,336 — 2,336 3,625 — 3,625 Commercial and industrial loans: SBA PPP loans — — — — — — Other commercial and industrial loans — — — — — — Marine loans — 514 514 — 552 552 Consumer loans — — — — — — Overdrafts — — — — — — Other loans — — — — — — $ 3,599 $ 514 $ 4,113 $ 5,022 $ 552 $ 5,574
Schedule of credit quality information by class	Credit quality information by class at March 31, 2024 and December 31, 2023 was as follows: March 31, 2024 Term Loan Amortized Cost Basis by Origination Year (in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Mortgage real estate loans: Construction & Secured by Farmland Pass $ 3,581 $ 32,199 $ 20,332 $ 4,911 $ 4,797 $ 5,904 $ 3,225 $ — $ 74,949 Special Mention — 6,532 — — — 1,032 — — 7,564 Classified — — — — 143 36 — — 179 Total $ 3,581 $ 38,731 $ 20,332 $ 4,911 $ 4,940 $ 6,972 $ 3,225 $ — $ 82,692 Current period gross charge-offs $ — $ — $ — $ — $ — $ 94 $ — $ — $ 94 HELOCs Pass $ — $ — $ — $ — $ — $ — $ 46,280 $ — $ 46,280 Special Mention — — — — — — 49 — 49 Classified — — — — — — — — — Total $ — $ — $ — $ — $ — $ — $ 46,329 $ — $ 46,329 Current period gross charge-offs $ — $ — $ — $ — $ — $ 14 $ — $ — $ 14 Residential First Lien - Investor Pass $ 1,674 $ 18,785 $ 22,529 $ 30,136 $ 9,795 $ 24,715 $ — $ 1,146 $ 108,780 Special Mention — — 277 276 1,772 1,645 — — 3,970 Classified — — — 1,063 — — — — 1,063 Total $ 1,674 $ 18,785 $ 22,806 $ 31,475 $ 11,567 $ 26,360 $ — $ 1,146 $ 113,813 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Owner Occupied Pass $ 8,267 $ 55,504 $ 34,025 $ 23,561 $ 35,310 $ 23,404 $ — $ 556 $ 180,627 Special Mention — — — — — 47 — — 47 Classified — — — — — 649 — — 649 Total $ 8,267 $ 55,504 $ 34,025 $ 23,561 $ 35,310 $ 24,100 $ — $ 556 $ 181,323 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Junior Liens Pass $ 242 $ 2,643 $ 2,836 $ 3,357 $ 1,460 $ 1,926 $ — $ 186 $ 12,650 Special Mention — — — — — — — — — Classified — — — — — 25 — 15 40 Total $ 242 $ 2,643 $ 2,836 $ 3,357 $ 1,460 $ 1,951 $ — $ 201 $ 12,690 Current period gross charge-offs $ — $ — $ — $ — $ — $ 1 $ — $ — $ 1 Commercial - Owner Occupied Pass $ 3,795 $ 35,991 $ 66,215 $ 35,461 $ 22,616 $ 62,550 $ 1,629 $ 4,226 $ 232,483 Special Mention — 558 10,193 4,397 2,129 3,525 — — 20,802 Classified — — — 958 494 7 — — 1,459 Total $ 3,795 $ 36,549 $ 76,408 $ 40,816 $ 25,239 $ 66,082 $ 1,629 $ 4,226 $ 254,744 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial - Non-Owner Occupied & Multifamily Pass $ 959 $ 41,292 $ 80,586 $ 65,003 $ 62,800 $ 47,580 $ 1,196 $ 5,561 $ 304,977 Special Mention — 15,671 10,807 3,659 6,741 — — — 36,878 Classified — — — — 2,337 — — — 2,337 Total $ 959 $ 56,963 $ 91,393 $ 68,662 $ 71,878 $ 47,580 $ 1,196 $ 5,561 $ 344,192 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial loans: SBA PPP loans Pass $ — $ — $ — $ 45 $ — $ — $ — $ — $ 45 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ — $ — $ 45 $ — $ — $ — $ — $ 45 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other commercial and industrial loans Pass $ 3,766 $ 12,803 $ 25,956 $ 8,154 $ 4,421 $ 6,268 $ 32,496 $ 1,042 $ 94,906 Special Mention — 2,969 — — — 44 1,829 316 5,158 Classified — — — — 3 — — — 3 Total $ 3,766 $ 15,772 $ 25,956 $ 8,154 $ 4,424 $ 6,312 $ 34,325 $ 1,358 $ 100,067 Current period gross charge-offs $ — $ 11 $ 9 $ — $ 54 $ — $ — $ — $ 74 Marine loans Pass $ — $ 84,210 $ 126,544 $ 35,114 $ 660 $ — $ — $ — $ 246,528 Special Mention — — — — — — — — — Classified — 514 — — — — — — 514 Total $ — $ 84,724 $ 126,544 $ 35,114 $ 660 $ — $ — $ — $ 247,042 Current period gross charge-offs $ — $ 366 $ 87 $ — $ — $ — $ — $ — $ 453 Consumer loans Pass $ 699 $ 2,993 $ 13,411 $ 5,966 $ 8,448 $ 1,692 $ 1,279 $ 41 $ 34,529 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ 699 $ 2,993 $ 13,411 $ 5,966 $ 8,448 $ 1,692 $ 1,279 $ 41 $ 34,529 Current period gross charge-offs $ 28 $ 10 $ — $ — $ — $ — $ — $ — $ 38 Overdrafts Pass $ — $ — $ — $ — $ — $ — $ — $ — $ — Special Mention — — — — — — — — — Classified 1,559 — — — — — — — 1,559 Total $ 1,559 $ — $ — $ — $ — $ — $ — $ — $ 1,559 Current period gross charge-offs $ 31 $ — $ — $ — $ — $ — $ — $ — $ 31 Other loans Pass $ — $ 65 $ 9,927 $ — $ — $ 2,409 $ 59 $ 6 $ 12,466 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ 65 $ 9,927 $ — $ — $ 2,409 $ 59 $ 6 $ 12,466 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total by Risk Category Pass $ 22,983 $ 286,485 $ 402,361 $ 211,708 $ 150,307 $ 176,448 $ 86,164 $ 12,764 $ 1,349,220 Special Mention — 25,730 21,277 8,332 10,642 6,293 1,878 316 74,468 Classified 1,559 514 — 2,021 2,977 717 — 15 7,803 Total $ 24,542 $ 312,729 $ 423,638 $ 222,061 $ 163,926 $ 183,458 $ 88,042 $ 13,095 $ 1,431,491 Total current period gross charge-offs $ 59 $ 387 $ 96 $ — $ 54 $ 109 $ — $ — $ 705

Restructurings for Borrowers _2

Restructurings for Borrowers Experiencing Financial Difficulty (Tables)	3 Months Ended
	Mar. 31, 2024
Receivables [Abstract]
Modified amortized cost of loans	There were no loans modified during the three months ended March 31, 2024. The following table presents the amortized cost of loans that were modified during the three months ended March 31, 2023 by loan portfolio segment: 2023 (Dollars in thousands) Term Extension Total % of Total Class of Loans Mortgage real estate loans: Residential First Lien - Owner Occupied $ 355 $ 355 0.27 % Total $ 355 $ 355

Deposits (Tables)

Deposits (Tables)	3 Months Ended
	Mar. 31, 2024
Deposits [Abstract]
Composition of Deposits	The composition of deposits at March 31, 2024 and December 31, 2023 was as follows: March 31, 2024 December 31, 2023 (in thousands) Noninterest bearing demand deposits $ 424,869 $ 436,619 Savings and interest bearing demand deposits: NOW accounts $ 263,579 $ 253,353 Money market accounts 263,791 263,633 Regular savings accounts 139,360 139,453 $ 666,730 $ 656,439 Time deposits: Balances of less than $250,000 $ 243,226 $ 257,418 Balances of $250,000 and more 139,117 155,846 $ 382,343 $ 413,264 $ 1,473,942 $ 1,506,322

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2024
Leases [Abstract]
Assets And Liabilities, Lessee	The following tables present information about the Company’s leases: (dollars in thousands) March 31, 2024 December 31, 2023 Lease liabilities $ 4,588 $ 4,653 Right-of-use assets $ 4,291 $ 4,387 Weighted average remaining lease term 13 years 14 years Weighted average discount rate 3.11 % 3.09 % Three Months Ended Lease Cost March 31, 2024 March 31, 2023 Operating lease cost $ 132 $ 132 Short-term lease cost 4 4 Total lease cost $ 136 $ 136 Cash paid for amounts included in the measurement of lease liabilities $ 118 $ 117
Lessee, Operating Lease, Liability, Maturity	A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total operating lease liabilities is as follows: (dollars in thousands) As of Lease payments due March 31, 2024 Twelve months ending March 31, 2025 $ 481 Twelve months ending March 31, 2026 484 Twelve months ending March 31, 2027 393 Twelve months ending March 31, 2028 392 Twelve months ending March 31, 2029 397 Thereafter 3,654 Total undiscounted cash flows $ 5,801 Discount ( 1,213 ) Lease liabilities $ 4,588

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2024
Fair Value Disclosures [Abstract]
Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis	The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at March 31, 2024 and December 31, 2023: Fair Value Measurements at March 31, 2024 Using Balance as of Quoted Prices Significant Significant March 31, 2024 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 8,221 $ — $ 8,221 $ — Mortgage-backed securities 113,731 — 113,731 — Obligations of states and political subdivisions 5,831 — 5,831 — Subordinated debt 4,084 — 4,084 — Derivative: Interest rate swaps 1,513 — 1,513 — Total assets at fair value $ 133,380 $ — $ 133,380 $ — Liabilities: Interest rate swaps $ 1,513 $ — $ 1,513 $ — Total liabilities at fair value $ 1,513 $ — $ 1,513 $ — Fair Value Measurements at December 31, 2023 Using Balance as of Quoted Prices Significant Significant December 31, 2023 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 8,591 $ — $ 8,591 $ — Mortgage-backed securities 118,822 — 118,822 — Obligations of states and political subdivisions 5,931 — 5,931 — Subordinated debt 4,099 — 4,099 — Derivative: Interest rate swap 1,465 — 1,465 — Total assets at fair value $ 138,908 $ — $ 138,908 $ — Liabilities: Interest rate swap 1,465 — 1,465 — Total liabilities at fair value $ 1,465 $ — $ 1,465 $ —
Quantitative Information About Level 3 Fair Value Measurements For Certain Financial Assets	The following table displays quantitative information about Level 3 Fair Value Measurements for certain financial assets measured at fair value on a nonrecurring basis for March 31, 2024 and December 31, 2023. Quantitative information about Level 3 Fair Value Measurements March 31, 2024 Valuation Technique(s) Unobservable Input Range Weighted Average (1) Assets: Repossessed assets Discounted appraised value Selling cost 4 % - 10 % 8 % Quantitative information about Level 3 Fair Value Measurements December 31, 2023 Valuation Technique(s) Unobservable Input Range Weighted Average (1) Assets: Repossessed assets Discounted appraised value Selling cost 10 % 10 % (1) Weighted based on the relative fair value of the specific items measured at fair value.
Financial And Nonfinancial Assets Measured At Fair Value On A Nonrecurring Basis	The following table summarizes the Company's nonfinancial assets that were measured at fair value on a nonrecurring basis at March 31, 2024 and December 31, 2023. Carrying value at March 31, 2024 Balance as of Identical Observable Unobservable March 31, 2024 (Level 1) (Level 2) (Level 3) (in thousands) Nonfinancial Assets: Repossessed assets 415 — — 415 Carrying value at December 31, 2023 Balance as of Quoted Prices Significant Significant December 31, 2023 (Level 1) (Level 2) (Level 3) (in thousands) Nonfinancial Assets: Repossessed assets $ 304 $ — $ — $ 304
Company's Financial Instruments	The carrying value and fair value of the Company’s financial instruments at March 31, 2024 and December 31, 2023 were as follows: Fair Value Measurements at March 31, 2024 Using Carrying Quoted Prices Significant Significant Fair Value March 31, 2024 (Level 1) (Level 2) (Level 3) March 31, 2024 (in thousands) Financial assets: Cash and short-term investments $ 127,633 $ 127,633 $ — $ — $ 127,633 Securities 131,867 — 131,867 — 131,867 Restricted investments 9,239 — 9,239 — 9,239 Loans held for sale 1,593 1,593 — 1,593 Loans, net 1,424,604 — — 1,340,172 1,340,172 Bank owned life insurance 29,843 — 29,843 — 29,843 Accrued interest receivable 5,137 — 5,137 — 5,137 Interest rate swaps 1,513 — 1,513 — 1,513 Financial liabilities: Deposits $ 1,473,942 $ — $ 1,473,772 $ — $ 1,473,772 Federal funds purchased 347 — 347 — 347 Federal Home Loan Bank advances, short-term 10,000 — 9,977 — 9,977 Federal Home Loan Bank advances, long-term 145,000 — 145,145 — 145,145 Subordinated debt, net of unamortized issuance costs 29,461 — 25,122 — 25,122 Accrued interest payable 1,912 — 1,912 — 1,912 Interest rate swaps 1,513 — 1,513 — 1,513 Fair Value Measurements at December 31, 2023 Using Carrying Value Quoted Prices Significant Significant Fair Value December 31, 2023 (Level 1) (Level 2) (Level 3) December 31, 2023 (in thousands) Financial assets: Cash and short-term investments $ 138,353 $ 138,353 $ — $ — $ 138,353 Securities 137,443 — 137,443 — 137,443 Restricted Investments 9,568 — 9,568 — 9,568 Loans held for sale 1,661 1,661 — 1,661 Loans, net 1,448,193 — — 1,377,017 1,377,017 Bank owned life insurance 29,575 — 29,575 — 29,575 Accrued interest receivable 5,008 — 5,008 — 5,008 Interest rate swap 1,465 — 1,465 — 1,465 Financial liabilities: Deposits $ 1,506,322 $ — $ 1,506,147 $ — $ 1,506,147 Federal Home Loan Bank advances, short-term 20,000 — 19,954 — 19,954 Federal Home Loan Bank advances, long-term 145,000 — 145,141 — 145,141 Subordinated debt, net of unamortized issuance costs 29,444 — 25,581 — 25,581 Accrued interest payable 2,364 — 2,364 — 2,364 Interest rate swap 1,465 — 1,465 — 1,465

Change in Accumulated Other C_2

Change in Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2024
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Changes To Accumulated Other Comprehensive Income By Components	Changes to accumulated other comprehensive income (loss) by component are shown in the following table for the periods indicated: Three Months Ended March 31, 2024 2023 Unrealized Change in Total Unrealized Change in Total (dollars in thousands) (dollars in thousands) January 1 $ ( 18,020 ) $ 14 $ ( 18,006 ) $ ( 20,465 ) $ 19 $ ( 20,446 ) Other comprehensive (loss) income before reclassifications ( 2,287 ) ( 4 ) ( 2,291 ) 3,772 ( 8 ) 3,764 Reclassifications — ( 1 ) ( 1 ) — — — Tax effect of current period changes 480 1 481 ( 792 ) 3 ( 789 ) Current period changes net of taxes ( 1,807 ) ( 4 ) ( 1,811 ) 2,980 ( 5 ) 2,975 March 31 $ ( 19,827 ) $ 10 $ ( 19,817 ) $ ( 17,485 ) $ 14 $ ( 17,471 )

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	3 Months Ended
	Mar. 31, 2024
Real Estate [Abstract]
Other Real Estate Owned Rollforward	The following table is a summary of other real estate owned (“OREO”) activity for the three months ended March 31, 2024 and 2023 and the year ended December 31, 2023: Three Months Ended Year Ended Three Months Ended March 31, December 31, March 31, 2024 2023 2023 (in thousands) Balance, beginning $ — $ 108 $ 108 Transfer from loans — — — Gain on foreclosures — — — Sales — ( 108 ) ( 108 ) Valuation adjustments — — — Balance, ending $ — $ — $ —

Derivatives (Tables)

Derivatives (Tables)	3 Months Ended
	Mar. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Summarize Key Elements of Derivative Instruments	The following table summarize key elements of the Company's derivative instruments at March 31, 2024 and December 31, 2023. March 31, 2024 Notional Amount Assets Liabilities (in thousands) Customer-related interest rate swap contracts: Matched interest rate swaps with borrower $ 40,815 $ 1,234 $ 279 Matched interest rate swaps with counterparty 40,815 279 1,234 December 31, 2023 Notional Amount Assets Liabilities (in thousands) Customer-related interest rate swap contracts: Matched interest rate swaps with borrower $ 41,051 $ 844 $ 621 Matched interest rate swaps with counterparty 41,051 621 844

Business Segments (Tables)

Business Segments (Tables)	3 Months Ended
	Mar. 31, 2024
Segment Reporting [Abstract]
Schedule of reportable operating segments	The following table provides income and asset information as of March 31, 2024 and December 31, 2023 and for the three months ended March 31, 2024 and March 31, 2023, which are included within the Consolidated Balance Sheets and Consolidated Statements of Income. The results by business segment are based on management’s accounting process, which assigns income statement items and assets to each operating segment. Given the Company's reportable segments are contained within the Bank, management must make certain allocations of expenses, which may not be representative of the costs expected to be incurred if the specific business segments operated as stand-alone entities. The Company expects it will continue to evaluate its business segments and internal reporting structure, including the production of discrete financial information to the chief operating decision-maker. Three Months Ended March 31, 2024 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated (in thousands) Interest Income $ 18,450 $ 3,462 $ — $ — $ — $ 21,912 Interest Expense 7,694 1,440 — 354 — 9,488 Net Interest Income (Expense) 10,756 2,022 — ( 354 ) — 12,424 Gain on sales of loans 161 — — — — 161 Other noninterest income 1,932 — 1,378 — — 3,310 Net Revenue 12,849 2,022 1,378 ( 354 ) — 15,895 Provision for credit losses 86 389 — — — 475 Noninterest expense 11,317 218 729 113 — 12,377 Income before taxes 1,446 1,415 649 ( 467 ) — 3,043 Income tax expense 145 297 136 ( 83 ) — 495 Net Income $ 1,301 $ 1,118 $ 513 $ ( 384 ) $ — $ 2,548 Other data: Capital expenditures $ 91 $ — $ 3 $ — $ — $ 94 Depreciation and amortization 338 — 32 17 — 387 Three Months Ended March 31, 2023 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated (in thousands) Interest Income $ 15,241 $ 3,317 $ — $ — $ — $ 18,558 Interest Expense 4,367 1,193 — 354 — 5,914 Net Interest Income (Expense) 10,874 2,124 — ( 354 ) — 12,644 Gain on sales of loans 214 242 — — — 456 Other noninterest income 1,862 50 1,158 — — 3,070 Net Revenue 12,950 2,416 1,158 ( 354 ) — 16,170 Provision for credit losses 506 158 — — — 664 Noninterest expense 10,360 1,282 603 141 — 12,386 Income before taxes 2,084 976 555 ( 495 ) — 3,120 Income tax expense 327 205 117 ( 114 ) — 535 Net Income $ 1,757 $ 771 $ 438 $ ( 381 ) $ — $ 2,585 Other data: Capital expenditures $ ( 10 ) $ 17 $ — $ — $ — $ 7 Depreciation and amortization 420 95 31 17 — 563 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated Total assets at March 31, 2024 $ 1,526,973 $ 253,912 $ 1,051 $ 965 $ — $ 1,782,901 Total assets at December 31, 2023 $ 1,562,600 $ 261,011 $ 1,080 $ 906 $ — $ 1,825,597

General (Additional Information

General (Additional Information) (Details) - USD ($) $ in Thousands		3 Months Ended
	Jan. 01, 2024	Mar. 31, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Ownership percentage in subsidiaries		100%
Cumulative Effect Period of Adoption, Adjustment	$ 477	$ (477)

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2024	May 16, 2023
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stock incentive plan, authorized common stock		250,000
Unrecognized compensation cost related to unvested Restricted Stock	$ 1.4
Directors [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vesting service period of grants	1 year
Service Period [Member] | Officer [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vesting service period of grants	3 years
Service Period [Member] | Executive Officer [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vesting service period of grants	3 years
Performance Measure [Member] | Executive Officer [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vesting service period of grants	2 years

Stock-Based Compensation Plan_2

Stock-Based Compensation Plan (Restricted Stock Activity) (Details) - $ / shares	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Shares, Nonvested, beginning of period	56,914	38,780
Shares, Granted	41,940	36,378
Shares, Vested	(23,557)	(12,749)
Shares, Forfeited	0	0
Shares, Nonvested, end of period	75,297	62,409
Weighted Average Grant Date Fair Value, Nonvested, beginning of period	$ 35.06	$ 33.47
Weighted Average Grant Date Fair Value, Granted	30	36.8
Weighted Average Grant Date Fair Value, Vested	34.22	32.33
Weighted average Grant Date Fair Value, Forfeited	0	0
Weighted Average Grant Date Fair Value, Nonvested, end of period	$ 32.45	$ 35.64

Earnings Per Common Share (Weig

Earnings Per Common Share (Weighted Average Number Of Shares Used In Computing Earnings Per Share) (Details) - shares	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Earnings Per Share [Abstract]
Potentially dilutive securities outstanding	0	0
Average number of common shares outstanding used to calculate basic earnings per share	3,557,203	3,522,431
Average number of common shares outstanding used to calculate diluted earnings per share	3,557,203	3,522,431

Securities - (Amortized Costs a

Securities - (Amortized Costs and Fair Values of Securities Available for Sale) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	$ 156,962	$ 160,251
Gross Unrealized Gains	0	1
Gross Unrealized (Losses)	(25,095)	(22,809)
Securities	131,867	137,443
Obligations of U.S. Government Corporations and Agencies [Member]
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	8,960	9,258
Gross Unrealized (Losses)	(739)	(667)
Securities	8,221	8,591
Mortgage-Backed Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	137,061	140,052
Gross Unrealized (Losses)	(23,330)	(21,230)
Securities	113,731	118,822
Obligations of States and Political Subdivisions [Member]
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	6,191	6,191
Gross Unrealized Gains		1
Gross Unrealized (Losses)	(360)	(261)
Securities	5,831	5,931
Subordinated Debt [Member]
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	4,750	4,750
Gross Unrealized (Losses)	(666)	(651)
Securities	$ 4,084	$ 4,099

Securities - (Contractual Matur

Securities - (Contractual Maturity of Securities Available for Sale) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Debt Securities, Available-for-Sale [Abstract]
Due in one year or less, Amortized Cost	$ 1,269
Due after one year through five years, Amortized Cost	7,446
Due after five years through ten years, Amortized Cost	17,473
Due after ten years, Amortized Cost	130,774
Amortized Cost	156,962	$ 160,251
Due in one year or less, Fair Value	1,263
Due after one year through five years, Fair Value	7,033
Due after five years through ten years, Fair Value	15,512
Due after ten years, Fair Value	108,059
Fair Value	$ 131,867	$ 137,443

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	Mar. 31, 2024 USD ($) Security	Dec. 31, 2023 USD ($)
Schedule Of Available For Sale Securities [Line Items]
Accrued interest receivable	$ 380
Amortized cost basis	156,962	$ 160,251
Debt securities, available-for-sale	131,867	$ 137,443
Pledged as Collateral [Member]
Schedule Of Available For Sale Securities [Line Items]
Debt securities, available-for-sale	$ 7,400
Available-for-Sale Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Debt securities included in gross unrealized losses on available for sale securities | Security	104
Amortized cost basis	$ 131,400

Securities (Fair Value and Gros

Securities (Fair Value and Gross Unrealized Losses for Securities Available for Sale) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	$ 496	$ 221
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	4	29
Fair Value, 12 months or more	130,871	136,221
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	25,091	22,780
Fair Value, Total	131,367	136,442
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	25,095	22,809
Obligations of U.S. Government Corporations and Agencies [Member]
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Fair Value, 12 months or more	8,221	8,591
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	739	667
Fair Value, Total	8,221	8,591
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	739	667
Mortgage-Backed Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Fair Value, 12 months or more	113,731	118,822
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	23,330	21,230
Fair Value, Total	113,731	118,822
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	23,330	21,230
Obligations of States and Political Subdivisions [Member]
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	496	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	4	0
Fair Value, 12 months or more	5,335	5,430
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	356	261
Fair Value, Total	5,831	5,430
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	360	261
Subordinated Debt [Member]
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	0	221
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	29
Fair Value, 12 months or more	3,584	3,378
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	666	622
Fair Value, Total	3,584	3,599
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ 666	$ 651

Securities (Restricted Investme

Securities (Restricted Investments) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	$ 9,239	$ 9,568
Federal Reserve Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	344	344
Federal Home Loan Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	8,755	9,084
Community Bankers' Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	$ 140	$ 140

Loans and Allowance for Credit

Loans and Allowance for Credit Losses on Loans - Schedule of Composition of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	$ 1,431,491	$ 1,455,159
Net deferred loan costs and premiums	7,561	7,527
Allowance for credit losses	(14,448)	(14,493)
Net Loans	1,424,604	1,448,193
Construction & Secured by Farmland
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	82,692	84,145
HELOCs
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	46,329	47,674
Residential First Lien - Investor
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	113,813	117,431
Residential First Lien - Owner Occupied
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	181,323	178,180
SBA PPP loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	45	51
Commercial - Non-Owner Occupied & Multifamily
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	344,192	348,879
Residential Junior Liens
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	12,690	12,831
Marine loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	247,042	251,168
Commercial - Owner Occupied
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	254,744	251,456
Consumer loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	34,529	42,419
Other Commercial And Industrial Loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	100,067	107,777
All other loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	12,466	12,895
Overdrafts
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	$ 1,559	$ 253

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses on Loans (Narrative) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment [Line Items]
Loans	$ 1,431,491	$ 1,455,159
Other Assets
Financing Receivable Recorded Investment [Line Items]
Loans Sold, Currently being Serviced	7,600
Net servicing assets	$ 144

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses on Loans - Schedule of Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Receivables [Abstract]
Balance Beginning	$ 14,493	$ 11,218	$ 11,218
Cumulative effect adjustment for adoption of ASC 326	0	2,077	2,077
Provision for credit losses	475	709	1,641
Recoveries added to the allowance	185	21	298
Loan losses charged to the allowance	(705)	(75)	(741)
Ending Balance	$ 14,448	$ 13,950	$ 14,493

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses on Loans - Schedule of Nonaccrual and Past Due Loans by Class (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	$ 1,428,216	$ 1,452,899
Total Loans	1,431,491	1,455,159
90 or More Days Past Due Still Accruing	411	181
Nonaccrual Loans	4,156	5,645
Nonaccruals with No Allowance for Credit Losses	4,156	5,645
Nonaccrual with an Allowance for Credit Losses	0	0
Construction & Secured by Farmland
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	82,692	84,145
Total Loans	82,692	84,145
Nonaccrual Loans	0	95
Nonaccruals with No Allowance for Credit Losses	0	95
Nonaccrual with an Allowance for Credit Losses	0	0
HELOCs
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	46,310	47,674
Total Loans	46,329	47,674
Nonaccrual Loans	0	15
Nonaccruals with No Allowance for Credit Losses	0	15
Nonaccrual with an Allowance for Credit Losses	0	0
Residential First Lien - Investor
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	112,909	116,334
Total Loans	113,813	117,431
Nonaccrual Loans	1,063	1,085
Nonaccruals with No Allowance for Credit Losses	1,063	1,085
Nonaccrual with an Allowance for Credit Losses	0	0
Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	181,037	177,953
Total Loans	181,323	178,180
Nonaccrual Loans	224	228
Nonaccruals with No Allowance for Credit Losses	224	228
Nonaccrual with an Allowance for Credit Losses	0	0
Residential Junior Liens
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	12,681	12,822
Total Loans	12,690	12,831
Nonaccrual Loans	9	11
Nonaccruals with No Allowance for Credit Losses	9	11
Nonaccrual with an Allowance for Credit Losses	0	0
Commercial - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	254,737	251,456
Total Loans	254,744	251,456
Nonaccrual Loans	7	22
Nonaccruals with No Allowance for Credit Losses	7	22
Nonaccrual with an Allowance for Credit Losses	0	0
Commercial - Non-Owner Occupied & Multifamily
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	343,897	348,879
Total Loans	344,192	348,879
Nonaccrual Loans	2,336	3,625
Nonaccruals with No Allowance for Credit Losses	2,336	3,625
Nonaccrual with an Allowance for Credit Losses	0	0
SBA PPP loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	45	51
Total Loans	45	51
Nonaccrual Loans	0	0
Nonaccruals with No Allowance for Credit Losses	0	0
Nonaccrual with an Allowance for Credit Losses	0	0
Other Commercial And Industrial Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	99,905	107,742
Total Loans	100,067	107,777
90 or More Days Past Due Still Accruing	159	14
Nonaccrual Loans	3	12
Nonaccruals with No Allowance for Credit Losses	3	12
Nonaccrual with an Allowance for Credit Losses	0	0
Marine loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	245,923	250,616
Total Loans	247,042	251,168
Nonaccrual Loans	514	552
Nonaccruals with No Allowance for Credit Losses	514	552
Nonaccrual with an Allowance for Credit Losses	0	0
Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	34,055	42,079
Total Loans	34,529	42,419
90 or More Days Past Due Still Accruing	252	167
Nonaccrual Loans	0	0
Nonaccruals with No Allowance for Credit Losses	0	0
Nonaccrual with an Allowance for Credit Losses	0	0
Overdrafts
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	1,559	253
Total Loans	1,559	253
Nonaccrual Loans	0	0
Nonaccruals with No Allowance for Credit Losses	0	0
Nonaccrual with an Allowance for Credit Losses	0	0
Other Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	12,466	12,895
Total Loans	12,466	12,895
Nonaccrual Loans	0	0
Nonaccruals with No Allowance for Credit Losses	0	0
Nonaccrual with an Allowance for Credit Losses	0	0
30-59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	2,172	1,026
30-59 Days Past Due | Residential First Lien - Investor
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	904	844
30-59 Days Past Due | Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	139
30-59 Days Past Due | Commercial - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	7
30-59 Days Past Due | Commercial - Non-Owner Occupied & Multifamily
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	295
30-59 Days Past Due | Other Commercial And Industrial Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans		9
30-59 Days Past Due | Marine loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	605
30-59 Days Past Due | Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	222	173
60 - 89 Days Past due
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	19	331
60 - 89 Days Past due | HELOCs
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	19
60 - 89 Days Past due | Residential First Lien - Investor
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans		253
60 - 89 Days Past due | Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans		78
90 or More Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	1,084	903
90 or More Days Past Due | Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	147	149
90 or More Days Past Due | Residential Junior Liens
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	9	9
90 or More Days Past Due | Other Commercial And Industrial Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	162	26
90 or More Days Past Due | Marine loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	514	552
90 or More Days Past Due | Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	252	167
Financial Asset, Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	3,275	2,260
Financial Asset, Past Due | HELOCs
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	19
Financial Asset, Past Due | Residential First Lien - Investor
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	904	1,097
Financial Asset, Past Due | Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	286	227
Financial Asset, Past Due | Residential Junior Liens
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	9	9
Financial Asset, Past Due | Commercial - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	7
Financial Asset, Past Due | Commercial - Non-Owner Occupied & Multifamily
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	295
Financial Asset, Past Due | Other Commercial And Industrial Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	162	35
Financial Asset, Past Due | Marine loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	1,119	552
Financial Asset, Past Due | Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	$ 474	$ 340

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses on Loans - Schedule of Allowance for Loan Losses by Segment (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Financing Receivable Impaired [Line Items]
Balance Beginning	$ 14,493	$ 11,218	$ 11,218
Cumulative effect adjustment for adoption of ASC 326	0	2,077	2,077
Credit losses charged to the allowance	(705)	(75)	(741)
Recoveries	185	21	298
Provision for credit losses	475	709	1,641
Ending Balance	14,448	13,950	14,493
Ending balance: Individually evaluated for impairment	0		0
Ending balance: collectively evaluated for impairment	14,448		14,493
Ending balance	1,431,491		1,455,159
Ending balance individually evaluated for impairment	4,113		5,574
Ending balance collectively evaluated for impairment	1,427,378		1,449,585
Construction And Farmland
Financing Receivable Impaired [Line Items]
Balance Beginning	772	2,714	2,714
Cumulative effect adjustment for adoption of ASC 326			(1,840)
Credit losses charged to the allowance	(94)		0
Recoveries	2		8
Provision for credit losses	197		(110)
Ending Balance	877		772
Ending balance: Individually evaluated for impairment			0
Ending balance: collectively evaluated for impairment	877		772
Ending balance	82,692		84,145
Ending balance individually evaluated for impairment	0		95
Ending balance collectively evaluated for impairment	82,692		84,050
Residential Real Estate
Financing Receivable Impaired [Line Items]
Balance Beginning	4,725	1,735	1,735
Cumulative effect adjustment for adoption of ASC 326			1,933
Credit losses charged to the allowance	(15)		0
Recoveries	6		18
Provision for credit losses	(95)		1,039
Ending Balance	4,621		4,725
Ending balance: Individually evaluated for impairment			0
Ending balance: collectively evaluated for impairment	4,621		4,725
Ending balance	354,155		356,116
Ending balance individually evaluated for impairment	1,263		1,288
Ending balance collectively evaluated for impairment	352,892		354,828
Commercial Real Estate & MultiFamily
Financing Receivable Impaired [Line Items]
Balance Beginning	6,224	2,221	2,221
Cumulative effect adjustment for adoption of ASC 326			3,584
Credit losses charged to the allowance			0
Recoveries	155		0
Provision for credit losses	(473)		419
Ending Balance	5,906		6,224
Ending balance: Individually evaluated for impairment			0
Ending balance: collectively evaluated for impairment	5,906		6,224
Ending balance	598,936		600,335
Ending balance individually evaluated for impairment	2,336		3,639
Ending balance collectively evaluated for impairment	596,600		596,696
Commercial
Financing Receivable Impaired [Line Items]
Balance Beginning	1,027	2,222	2,222
Cumulative effect adjustment for adoption of ASC 326			(1,102)
Credit losses charged to the allowance	(74)		(312)
Recoveries	14		43
Provision for credit losses	24		176
Ending Balance	991		1,027
Ending balance: Individually evaluated for impairment			0
Ending balance: collectively evaluated for impairment	991		1,027
Ending balance	100,112		107,828
Ending balance individually evaluated for impairment	0		0
Ending balance collectively evaluated for impairment	100,112		107,828
Marine
Financing Receivable Impaired [Line Items]
Balance Beginning	1,153	1,555	1,555
Cumulative effect adjustment for adoption of ASC 326			(285)
Credit losses charged to the allowance	(453)		(126)
Recoveries			0
Provision for credit losses	841		9
Ending Balance	1,541		1,153
Ending balance: Individually evaluated for impairment			0
Ending balance: collectively evaluated for impairment	1,541		1,153
Ending balance	247,042		251,168
Ending balance individually evaluated for impairment	514		552
Ending balance collectively evaluated for impairment	246,528		250,616
Consumer
Financing Receivable Impaired [Line Items]
Balance Beginning	198	299	299
Cumulative effect adjustment for adoption of ASC 326			(123)
Credit losses charged to the allowance	(38)		(121)
Recoveries	5		48
Provision for credit losses	(32)		95
Ending Balance	133		198
Ending balance: Individually evaluated for impairment			0
Ending balance: collectively evaluated for impairment	133		198
Ending balance	34,529		42,419
Ending balance individually evaluated for impairment			0
Ending balance collectively evaluated for impairment	34,529		42,419
All Other Loans
Financing Receivable Impaired [Line Items]
Balance Beginning	394	$ 472	472
Cumulative effect adjustment for adoption of ASC 326			(90)
Credit losses charged to the allowance	(31)		(182)
Recoveries	3		181
Provision for credit losses	(85)		13
Ending Balance	281		394
Ending balance: Individually evaluated for impairment			0
Ending balance: collectively evaluated for impairment	281		394
Ending balance	14,025		13,148
Ending balance individually evaluated for impairment			0
Ending balance collectively evaluated for impairment	14,025		$ 13,148
Unallocated
Financing Receivable Impaired [Line Items]
Provision for credit losses	98
Ending Balance	98
Ending balance: collectively evaluated for impairment	$ 98

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses on Loans - Schedule of Amortized Cost Basis of Collateral-Dependent Loans by Loan Portfolio Segment (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	$ 4,113	$ 5,574
Construction & Secured by Farmland
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans		95
Residential First Lien - Investor
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	1,063	1,086
Residential First Lien - Owner Occupied
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	191	194
Residential Junior Liens
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	9	8
Commercial - Owner Occupied
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans		14
Commercial - Non-Owner Occupied & Multifamily
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	2,336	3,625
Marine loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	514	552
Real Estate Collateral [Member]
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	3,599	5,022
Real Estate Collateral [Member] | Construction & Secured by Farmland
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans		95
Real Estate Collateral [Member] | Residential First Lien - Investor
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	1,063	1,086
Real Estate Collateral [Member] | Residential First Lien - Owner Occupied
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	191	194
Real Estate Collateral [Member] | Residential Junior Liens
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	9	8
Real Estate Collateral [Member] | Commercial - Owner Occupied
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans		14
Real Estate Collateral [Member] | Commercial - Non-Owner Occupied & Multifamily
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	2,336	3,625
Other Collateral [Member]
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	514	552
Other Collateral [Member] | Marine loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	$ 514	$ 552

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses on Loans - Schedule of Credit Quality Information By Class (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	$ 1,428,216	$ 1,452,899
Commercial - Non Real Estate Commercial And Industrial
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	45	51
Commercial - Non Real Estate Commercial And Industrial | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	45	51
Commercial - Non Real Estate Commercial And Industrial | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	45	51
Commercial - Non Real Estate Commercial And Industrial | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	45	51
Commercial - Owner Occupied
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	254,744	251,456
Commercial - Owner Occupied | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,795
Commercial - Owner Occupied | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	36,549	36,736
Commercial - Owner Occupied | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	76,408	72,685
Commercial - Owner Occupied | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	40,816	41,738
Commercial - Owner Occupied | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	25,239	25,514
Commercial - Owner Occupied | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		15,848
Commercial - Owner Occupied | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	66,082	51,469
Commercial - Owner Occupied | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,629	3,088
Commercial - Owner Occupied | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,226	4,378
Commercial - Owner Occupied | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	232,483	240,664
Commercial - Owner Occupied | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,795
Commercial - Owner Occupied | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	35,991	36,736
Commercial - Owner Occupied | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	66,215	68,868
Commercial - Owner Occupied | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	35,461	40,707
Commercial - Owner Occupied | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	22,616	22,871
Commercial - Owner Occupied | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		13,971
Commercial - Owner Occupied | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	62,550	50,059
Commercial - Owner Occupied | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,629	3,088
Commercial - Owner Occupied | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,226	4,364
Commercial - Owner Occupied | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	20,802	9,305
Commercial - Owner Occupied | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	558
Commercial - Owner Occupied | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	10,193	3,817
Commercial - Owner Occupied | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,397	64
Commercial - Owner Occupied | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,129	2,145
Commercial - Owner Occupied | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,877
Commercial - Owner Occupied | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,525	1,402
Commercial - Owner Occupied | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,459	1,487
Commercial - Owner Occupied | Classified | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	958	967
Commercial - Owner Occupied | Classified | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	494	498
Commercial - Owner Occupied | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	7	8
Commercial - Owner Occupied | Classified | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		14
Commercial - Non-Owner Occupied & Multifamily
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	344,192	348,879
Commercial - Non-Owner Occupied & Multifamily | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	959
Commercial - Non-Owner Occupied & Multifamily | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	56,963	57,134
Commercial - Non-Owner Occupied & Multifamily | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	91,393	93,266
Commercial - Non-Owner Occupied & Multifamily | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	68,662	67,690
Commercial - Non-Owner Occupied & Multifamily | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	71,878	72,490
Commercial - Non-Owner Occupied & Multifamily | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		15,563
Commercial - Non-Owner Occupied & Multifamily | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	47,580	35,889
Commercial - Non-Owner Occupied & Multifamily | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,196	1,196
Commercial - Non-Owner Occupied & Multifamily | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,561	5,651
Commercial - Non-Owner Occupied & Multifamily | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	304,977	331,137
Commercial - Non-Owner Occupied & Multifamily | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	959
Commercial - Non-Owner Occupied & Multifamily | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	41,292	56,510
Commercial - Non-Owner Occupied & Multifamily | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	80,586	88,518
Commercial - Non-Owner Occupied & Multifamily | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	65,003	64,005
Commercial - Non-Owner Occupied & Multifamily | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	62,800	65,075
Commercial - Non-Owner Occupied & Multifamily | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		15,563
Commercial - Non-Owner Occupied & Multifamily | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	47,580	34,619
Commercial - Non-Owner Occupied & Multifamily | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,196	1,196
Commercial - Non-Owner Occupied & Multifamily | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,561	5,651
Commercial - Non-Owner Occupied & Multifamily | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	36,878	14,117
Commercial - Non-Owner Occupied & Multifamily | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	15,671	624
Commercial - Non-Owner Occupied & Multifamily | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	10,807	4,748
Commercial - Non-Owner Occupied & Multifamily | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,659	3,685
Commercial - Non-Owner Occupied & Multifamily | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,741	5,060
Commercial - Non-Owner Occupied & Multifamily | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,337	3,625
Commercial - Non-Owner Occupied & Multifamily | Classified | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,337	2,355
Commercial - Non-Owner Occupied & Multifamily | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,270
HELOCs
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	46,329	47,674
Current period gross charge-offs	14
HELOCs | Prior
Financing Receivable Recorded Investment [Line Items]
Current period gross charge-offs	14
HELOCs | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	46,329	47,674
HELOCs | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	46,280	47,610
HELOCs | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	46,280	47,610
HELOCs | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	49	49
HELOCs | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	49	49
HELOCs | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		15
HELOCs | Classified | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		15
Residential First Lien - Investor
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	113,813	117,431
Residential First Lien - Investor | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,674
Residential First Lien - Investor | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	18,785	19,394
Residential First Lien - Investor | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	22,806	24,478
Residential First Lien - Investor | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	31,475	32,456
Residential First Lien - Investor | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	11,567	11,847
Residential First Lien - Investor | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		4,680
Residential First Lien - Investor | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	26,360	24,209
Residential First Lien - Investor | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,146	367
Residential First Lien - Investor | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	108,780	111,323
Residential First Lien - Investor | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,674
Residential First Lien - Investor | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	18,785	19,394
Residential First Lien - Investor | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	22,529	23,205
Residential First Lien - Investor | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	30,136	31,371
Residential First Lien - Investor | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9,795	10,667
Residential First Lien - Investor | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		4,054
Residential First Lien - Investor | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	24,715	22,265
Residential First Lien - Investor | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,146	367
Residential First Lien - Investor | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,970	5,023
Residential First Lien - Investor | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	277	1,273
Residential First Lien - Investor | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	276
Residential First Lien - Investor | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,772	1,180
Residential First Lien - Investor | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		626
Residential First Lien - Investor | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,645	1,944
Residential First Lien - Investor | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,063	1,085
Residential First Lien - Investor | Classified | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,063	1,085
Residential First Lien - Investor | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	181,323	178,180
Residential First Lien - Owner Occupied | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	8,267
Residential First Lien - Owner Occupied | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	55,504	59,007
Residential First Lien - Owner Occupied | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	34,025	33,793
Residential First Lien - Owner Occupied | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	23,561	23,749
Residential First Lien - Owner Occupied | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	35,310	35,783
Residential First Lien - Owner Occupied | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		3,932
Residential First Lien - Owner Occupied | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	24,100	21,327
Residential First Lien - Owner Occupied | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	556	589
Residential First Lien - Owner Occupied | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	180,627	177,266
Residential First Lien - Owner Occupied | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	8,267
Residential First Lien - Owner Occupied | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	55,504	59,007
Residential First Lien - Owner Occupied | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	34,025	33,793
Residential First Lien - Owner Occupied | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	23,561	23,749
Residential First Lien - Owner Occupied | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	35,310	35,783
Residential First Lien - Owner Occupied | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		3,932
Residential First Lien - Owner Occupied | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	23,404	20,413
Residential First Lien - Owner Occupied | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	556	589
Residential First Lien - Owner Occupied | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	47	258
Residential First Lien - Owner Occupied | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	47	258
Residential First Lien - Owner Occupied | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	649	656
Residential First Lien - Owner Occupied | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	649	656
Residential Junior Liens
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	12,690	12,831
Current period gross charge-offs	1
Residential Junior Liens | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	242
Residential Junior Liens | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,643	2,562
Residential Junior Liens | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,836	2,902
Residential Junior Liens | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,357	3,429
Residential Junior Liens | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,460	1,486
Residential Junior Liens | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		606
Residential Junior Liens | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,951	1,640
Current period gross charge-offs	1
Residential Junior Liens | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	201
Residential Junior Liens | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		206
Residential Junior Liens | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	12,650	12,787
Residential Junior Liens | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	242
Residential Junior Liens | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,643	2,562
Residential Junior Liens | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,836	2,902
Residential Junior Liens | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,357	3,429
Residential Junior Liens | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,460	1,486
Residential Junior Liens | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		606
Residential Junior Liens | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,926	1,613
Residential Junior Liens | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	186	189
Residential Junior Liens | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	40	44
Residential Junior Liens | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	25	27
Residential Junior Liens | Classified | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	15	17
Other Commercial And Industrial Loans
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	100,067	107,777
Current period gross charge-offs	74	312
Other Commercial And Industrial Loans | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,766
Other Commercial And Industrial Loans | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	15,772	16,177
Current period gross charge-offs	11	231
Other Commercial And Industrial Loans | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	25,956	26,798
Current period gross charge-offs	9	81
Other Commercial And Industrial Loans | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	8,154	8,659
Other Commercial And Industrial Loans | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,424	4,840
Current period gross charge-offs	54
Other Commercial And Industrial Loans | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		2,630
Other Commercial And Industrial Loans | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,312	3,907
Other Commercial And Industrial Loans | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	34,325	43,417
Other Commercial And Industrial Loans | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,358	1,349
Other Commercial And Industrial Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	94,906	106,053
Other Commercial And Industrial Loans | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,766
Other Commercial And Industrial Loans | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	12,803	15,052
Other Commercial And Industrial Loans | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	25,956	26,798
Other Commercial And Industrial Loans | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	8,154	8,659
Other Commercial And Industrial Loans | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,421	4,824
Other Commercial And Industrial Loans | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		2,629
Other Commercial And Industrial Loans | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,268	3,898
Other Commercial And Industrial Loans | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	32,496	43,188
Other Commercial And Industrial Loans | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,042	1,005
Other Commercial And Industrial Loans | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,158	1,712
Other Commercial And Industrial Loans | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,969	1,125
Other Commercial And Industrial Loans | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		13
Other Commercial And Industrial Loans | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1
Other Commercial And Industrial Loans | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	44	9
Other Commercial And Industrial Loans | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,829	220
Other Commercial And Industrial Loans | Special Mention | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	316	344
Other Commercial And Industrial Loans | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3	12
Other Commercial And Industrial Loans | Classified | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		3
Other Commercial And Industrial Loans | Classified | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3
Other Commercial And Industrial Loans | Classified | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		9
Marine loans
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	247,042	251,168
Current period gross charge-offs	453	126
Marine loans | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	84,724	86,368
Current period gross charge-offs	366
Marine loans | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	126,544	128,641
Current period gross charge-offs	87	126
Marine loans | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	35,114	35,492
Marine loans | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	660	667
Marine loans | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	246,528	250,616
Marine loans | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	84,210	86,001
Marine loans | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	126,544	128,456
Marine loans | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	35,114	35,492
Marine loans | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	660	667
Marine loans | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	514	552
Marine loans | Classified | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	514	367
Marine loans | Classified | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		185
Consumer loans
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	34,529	42,419
Current period gross charge-offs	38	121
Consumer loans | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	699
Current period gross charge-offs	28
Consumer loans | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,993	3,427
Current period gross charge-offs	10
Consumer loans | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	13,411	13,950
Current period gross charge-offs		3
Consumer loans | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,966	6,205
Consumer loans | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	8,448	8,687
Current period gross charge-offs		66
Consumer loans | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,747
Consumer loans | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,692	21
Consumer loans | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,279	8,354
Current period gross charge-offs		52
Consumer loans | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	41	28
Consumer loans | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	34,529	42,419
Consumer loans | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	699
Consumer loans | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,993	3,427
Consumer loans | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	13,411	13,950
Consumer loans | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,966	6,205
Consumer loans | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	8,448	8,687
Consumer loans | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,747
Consumer loans | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,692	21
Consumer loans | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,279	8,354
Consumer loans | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	41	28
Construction & Secured by Farmland
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	82,692	84,145
Current period gross charge-offs	94
Construction & Secured by Farmland | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,581
Construction & Secured by Farmland | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	38,731	34,617
Construction & Secured by Farmland | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	20,332	22,633
Construction & Secured by Farmland | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,911	7,584
Construction & Secured by Farmland | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,940	4,996
Construction & Secured by Farmland | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		3,429
Construction & Secured by Farmland | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,972	3,777
Current period gross charge-offs	94
Construction & Secured by Farmland | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,225	7,052
Construction & Secured by Farmland | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		57
Construction & Secured by Farmland | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	74,949	80,839
Construction & Secured by Farmland | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,581
Construction & Secured by Farmland | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	32,199	34,617
Construction & Secured by Farmland | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	20,332	21,460
Construction & Secured by Farmland | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,911	7,584
Construction & Secured by Farmland | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,797	4,851
Construction & Secured by Farmland | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		2,389
Construction & Secured by Farmland | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,904	2,829
Construction & Secured by Farmland | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,225	7,052
Construction & Secured by Farmland | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		57
Construction & Secured by Farmland | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	7,564	3,028
Construction & Secured by Farmland | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,532
Construction & Secured by Farmland | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,173
Construction & Secured by Farmland | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,040
Construction & Secured by Farmland | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,032	815
Construction & Secured by Farmland | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	179	278
Construction & Secured by Farmland | Classified | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	143	145
Construction & Secured by Farmland | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	36	133
Overdrafts
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,559	253
Current period gross charge-offs	31	182
Overdrafts | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,559
Current period gross charge-offs	31
Overdrafts | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		253
Current period gross charge-offs		182
Overdrafts | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,559	253
Overdrafts | Classified | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,559
Overdrafts | Classified | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		253
Other Loans
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	12,466	12,895
Other Loans | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	65	69
Other Loans | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9,927	10,176
Other Loans | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,409	2,587
Other Loans | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	59	55
Other Loans | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6	8
Other Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	12,466	12,895
Other Loans | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	65	69
Other Loans | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9,927	10,176
Other Loans | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,409	2,587
Other Loans | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	59	55
Other Loans | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6	8
Total by Risk Category
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,431,491	1,455,159
Current period gross charge-offs	705	741
Total by Risk Category | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	24,542
Current period gross charge-offs	59
Total by Risk Category | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	312,729	315,744
Current period gross charge-offs	387	413
Total by Risk Category | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	423,638	429,322
Current period gross charge-offs	96	210
Total by Risk Category | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	222,061	227,053
Total by Risk Category | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	163,926	166,310
Current period gross charge-offs	54	66
Total by Risk Category | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		48,435
Total by Risk Category | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	183,458	144,826
Current period gross charge-offs	109
Total by Risk Category | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	88,042	110,836
Current period gross charge-offs		52
Total by Risk Category | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	13,095	12,633
Total by Risk Category | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,349,220	1,413,660
Total by Risk Category | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	22,983
Total by Risk Category | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	286,485	313,375
Total by Risk Category | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	402,361	418,126
Total by Risk Category | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	211,708	221,252
Total by Risk Category | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	150,307	154,911
Total by Risk Category | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		44,891
Total by Risk Category | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	176,448	138,304
Total by Risk Category | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	86,164	110,543
Total by Risk Category | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	12,764	12,258
Total by Risk Category | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	74,468	33,492
Total by Risk Category | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	25,730	1,749
Total by Risk Category | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	21,277	11,011
Total by Risk Category | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	8,332	3,749
Total by Risk Category | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	10,642	8,398
Total by Risk Category | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		3,544
Total by Risk Category | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,293	4,428
Total by Risk Category | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,878	269
Total by Risk Category | Special Mention | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	316	344
Total by Risk Category | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	7,803	8,007
Total by Risk Category | Classified | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,559
Total by Risk Category | Classified | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	514	620
Total by Risk Category | Classified | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		185
Total by Risk Category | Classified | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,021	2,052
Total by Risk Category | Classified | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,977	3,001
Total by Risk Category | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	717	2,094
Total by Risk Category | Classified | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		24
Total by Risk Category | Classified | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	$ 15	$ 31

Restructurings for Borrowers _3

Restructurings for Borrowers Experiencing Financial Difficulty (Narrative) (Details)	3 Months Ended
	Mar. 31, 2024
Financing Receivable Modifications [Line Items]
Mortgage loans on real estate weighted average term	1 year
Residential Single Family
Financing Receivable Modifications [Line Items]
Loan is considered payment default	30 days

Restructurings for Borrowers _4

Restructurings for Borrowers Experiencing Financial Difficulty (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Term Extension
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total	$ 0	$ 355
Total Modification
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total	$ 0	$ 355
Residential First Lien - Owner Occupied
Troubled Debt Restructuring Subsequent Periods [Line Items]
Mortgage loans on real estate, percentage		0.27%
Residential First Lien - Owner Occupied | Term Extension
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total		$ 355
Residential First Lien - Owner Occupied | Total Modification
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total		$ 355

Deposits (Composition Of Deposi

Deposits (Composition Of Deposits) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Deposits [Abstract]
Noninterest bearing demand deposits	$ 424,869	$ 436,619
NOW accounts	263,579	253,353
Money market accounts	263,791	263,633
Regular savings accounts	139,360	139,453
Savings and interest bearing demand deposits	666,730	656,439
Balances of less than $250,000	243,226	257,418
Balances of $250,000 and more	139,117	155,846
Time deposits	382,343	413,264
Total deposits	$ 1,473,942	$ 1,506,322

Leases - Schedule of Lease Info

Leases - Schedule of Lease Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Lessee, Lease, Description [Line Items]
Lease liabilities	$ 4,588		$ 4,653
Right-of-use assets	$ 4,291		$ 4,387
Weighted average remaining lease term	13 years		14 years
Weighted average discount rate	3.11%		3.09%
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities		Other Liabilities
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets		Other Assets
Lease Cost
Operating lease cost	$ 132	$ 132
Short-term lease cost	4	4
Total lease cost	136	136
Cash paid for amounts included in the measurement of lease liabilities	$ 118	$ 117

Leases - Schedule of Maturity o

Leases - Schedule of Maturity of Lease Liability (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Lessee, Lease, Description [Line Items]
Twelve months ending March 31, 2025	$ 481
Twelve months ending March 31, 2026	484
Twelve months ending March 31, 2027	393
Twelve months ending March 31, 2028	392
Twelve months ending March 31, 2029	397
Thereafter	3,654
Total undiscounted cash flows	5,801
Discount	(1,213)
Lease liabilities	$ 4,588	$ 4,653
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities

Fair Value Measurements (Financ

Fair Value Measurements (Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Securities available for sale
Total assets at fair value	$ 133,380	$ 138,908
Derivative:
Interest rate swaps	1,513	1,465
Liabilities:
Interest rate swaps	1,513	1,465
Total liabilities at fair value	1,513	1,465
Obligations of U.S. Government Corporations and Agencies [Member]
Securities available for sale
Total assets at fair value	8,221	8,591
Mortgage-Backed Securities [Member]
Securities available for sale
Total assets at fair value	113,731	118,822
Obligations of States and Political Subdivisions [Member]
Securities available for sale
Total assets at fair value	5,831	5,931
Subordinated Debt [Member]
Securities available for sale
Total assets at fair value	4,084	4,099
Significant Other Observable Inputs (Level 2) [Member]
Securities available for sale
Total assets at fair value	133,380	138,908
Derivative:
Interest rate swaps	1,513	1,465
Liabilities:
Interest rate swaps	1,513	1,465
Total liabilities at fair value	1,513	1,465
Significant Other Observable Inputs (Level 2) [Member] | Obligations of U.S. Government Corporations and Agencies [Member]
Securities available for sale
Total assets at fair value	8,221	8,591
Significant Other Observable Inputs (Level 2) [Member] | Mortgage-Backed Securities [Member]
Securities available for sale
Total assets at fair value	113,731	118,822
Significant Other Observable Inputs (Level 2) [Member] | Obligations of States and Political Subdivisions [Member]
Securities available for sale
Total assets at fair value	5,831	5,931
Significant Other Observable Inputs (Level 2) [Member] | Subordinated Debt [Member]
Securities available for sale
Total assets at fair value	$ 4,084	$ 4,099

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Balance Other Real Estate Own	$ 0	$ 0
Repossessed Assets	415	304
Loans Held For Sale [Member] | Changes Measurement | Fair Value Measurements Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Nonrecurring fair value adjustments	$ 0	$ 0

Fair Value Measurements (Quanti

Fair Value Measurements (Quantitative Information About Level 3 Fair Value Measurements For Certain Financial Assets) (Details) - Repossessed assets		3 Months Ended	12 Months Ended
		Mar. 31, 2024	Dec. 31, 2023
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Quantitative information about Level 3 Fair Value Measurements			10%
Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Quantitative information about Level 3 Fair Value Measurements		4%
Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Quantitative information about Level 3 Fair Value Measurements		10%
Measurement Input Discount For Selling Costs Member
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Quantitative information about Level 3 Fair Value Measurements	[1]	8%	10%
[1] Weighted based on the relative fair value of the specific items measured at fair value.

Fair Value Measurements (Fina_2

Fair Value Measurements (Financial And Nonfinancial Assets Measured At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financial Assets:
Repossessed Assets	$ 415	$ 304
Fair Value Measurements Nonrecurring [Member] | Nonfinancial Assets [Member]
Financial Assets:
Repossessed Assets	415	304
Significant Unobservable Inputs (Level 3) [Member] | Fair Value Measurements Nonrecurring [Member] | Nonfinancial Assets [Member]
Financial Assets:
Repossessed Assets	$ 415	$ 304

Fair Value Measurements (Compan

Fair Value Measurements (Company's Financial Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financial Assets:
Cash and short-term investments	$ 127,633	$ 138,353
Securities	131,867	137,443
Restricted Investments	9,239	9,568
Loans held for sale	1,593	1,661
Loans, net	1,424,604	1,448,193
Bank owned life insurance	29,843	29,575
Accrued interest receivable	5,137	5,008
Interest rate swaps	1,513	1,465
Financial liabilities:
Deposits	1,473,942	1,506,322
Federal funds purchased	347	0
Federal Home Loan Bank advances, short-term	10,000	20,000
Federal Home Loan Bank advances, long-term	145,000	145,000
Subordinated debt, net of unamortized issuance costs	29,461	29,444
Accrued interest payable	1,912	2,364
Interest rate swaps	1,513	1,465
Fair Value [Member]
Financial Assets:
Cash and short-term investments	127,633	138,353
Securities	131,867	137,443
Restricted Investments	9,239	9,568
Loans held for sale	1,593	1,661
Loans, net	1,340,172	1,377,017
Bank owned life insurance	29,843	29,575
Accrued interest receivable	5,137	5,008
Interest rate swaps	1,513	1,465
Financial liabilities:
Deposits	1,473,772	1,506,147
Federal funds purchased	347
Federal Home Loan Bank advances, short-term	9,977	19,954
Federal Home Loan Bank advances, long-term	145,145	145,141
Subordinated debt, net of unamortized issuance costs	25,122	25,581
Accrued interest payable	1,912	2,364
Interest rate swaps	1,513	1,465
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Financial Assets:
Cash and short-term investments	127,633	138,353
Significant Other Observable Inputs (Level 2) [Member]
Financial Assets:
Securities	131,867	137,443
Restricted Investments	9,239	9,568
Loans held for sale	1,593	1,661
Bank owned life insurance	29,843	29,575
Accrued interest receivable	5,137	5,008
Interest rate swaps	1,513	1,465
Financial liabilities:
Deposits	1,473,772	1,506,147
Federal funds purchased	347
Federal Home Loan Bank advances, short-term	9,977	19,954
Federal Home Loan Bank advances, long-term	145,145	145,141
Subordinated debt, net of unamortized issuance costs	25,122	25,581
Accrued interest payable	1,912	2,364
Interest rate swaps	1,513	1,465
Significant Unobservable Inputs (Level 3) [Member]
Financial Assets:
Loans, net	$ 1,340,172	$ 1,377,017

Change in Accumulated Other C_3

Change in Accumulated Other Comprehensive Income - (Loss) Changes To Accumulated Other Comprehensive Income By Components (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	$ (18,006)	$ (20,446)
Other comprehensive (loss) before reclassifications	(2,291)	3,764
Reclassifications	(1)
Tax effect of current period changes	481	(789)
Total other comprehensive (loss) income	(1,811)	2,975
Ending balance	(19,817)	(17,471)
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	(18,020)	(20,465)
Other comprehensive (loss) before reclassifications	(2,287)	3,772
Tax effect of current period changes	480	(792)
Total other comprehensive (loss) income	(1,807)	2,980
Ending balance	(19,827)	(17,485)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	14	19
Other comprehensive (loss) before reclassifications	(4)	(8)
Reclassifications	(1)
Tax effect of current period changes	1	3
Total other comprehensive (loss) income	(4)	(5)
Ending balance	$ 10	$ 14

Change in Accumulated Other C_4

Change in Accumulated Other Comprehensive Income (Loss) (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2024 USD ($)
Accumulated Other Comprehensive Income Loss [Line Items]
Reclassification adjustments	$ (1)
Tax expense related to reclassification	1
Defined Benefit Plan
Accumulated Other Comprehensive Income Loss [Line Items]
Reclassification adjustments	$ 1

Other Real Estate Owned - Other

Other Real Estate Owned - Other Real Estate Owned Rollforward (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Real Estate [Abstract]
Balance, beginning	$ 0	$ 108	$ 108
Transfer from loans	0	0	0
Gain on foreclosures	0	0	0
Sales	0	(108)	(108)
Valuation adjustments	0	0	0
Balance, ending	$ 0	$ 0	$ 0

Qualified Affordable Housing _2

Qualified Affordable Housing Project Investments (Details) - USD ($) $ in Thousands		3 Months Ended
	Jan. 01, 2024	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Federal Home Loan Banks [Abstract]
Amortization Method Qualified Affordable Housing Project Investments		$ 1,500		$ 2,000
Qualified Affordable Housing Project Investments, Commitment		0		$ 0
Amortization Method Qualified Affordable Housing Project Investments, Amortization		74	$ 104
Affordable Housing Tax Credits and Other Tax Benefits Expected to Be Received		306
Affordable Housing Tax Credits and Other Tax Benefits, Amount		77	$ 90
Cumulative Effect Period of Adoption, Adjustment	$ 477	$ (477)

Recent Accounting Pronounceme_2

Recent Accounting Pronouncements and Other Authoritative Guidance (Additional Information) (Details) - USD ($) $ in Thousands		3 Months Ended
	Jan. 01, 2024	Mar. 31, 2024
Reclassification [Line Items]
Cumulative effect adjustment for adopton of ASU 2023-02	$ 477	$ (477)
Cumulative Effect, Period of Adoption, Adjustment [Member]
Reclassification [Line Items]
Cumulative effect adjustment for adopton of ASU 2023-02		$ 477

Borrowings (Narrative) (Details

Borrowings (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Mar. 31, 2024	Sep. 30, 2023	Dec. 31, 2023	Mar. 31, 2022
Debt Instrument [Line Items]
Fixed floating rate	4.50%
fixed rate end date		Apr. 01, 2027
Debt issuance costs	$ 673
Debt balance	30,000
Federal Home Loan Bank, Advance	10,000		$ 20,000
Unamortized debt issuance cost	539
Federal Home Loan Bank of Atlanta
Debt Instrument [Line Items]
Federal Home Loan Bank, Advance	155,000
Federal Home Loan Bank Advances
Debt Instrument [Line Items]
FHLB irrevocable letter of credit	115,600
Federal Home Loan Bank, Advance			20,000
Short-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Federal Home Loan Bank, Advance	$ 10,000
Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Federal home loan bank, weighted average interest rate	4.65%
Federal Home Loan Bank, Advance	$ 145,000		$ 145,000
Minimum [Member] | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Federal Home Loan Bank, Advances, Interest Rate	4.43%
Maximum [Member] | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Federal Home Loan Bank, Advances, Interest Rate	4.83%
SOFR
Debt Instrument [Line Items]
Redemption interest rate	2.35%
Debt, redemption date	Apr. 01, 2027
Subordinated Notes due April 1, 2032
Debt Instrument [Line Items]
Aggregate principal amount				$ 30,000
Fixed floating rate				4.50%
Due in 2024 | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Debt, maturity date	Sep. 30, 2024
Debt balance	$ 50,000
Due in 2025 | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Debt, maturity date	Sep. 30, 2025
Debt balance	$ 55,000
Due in 2026 | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Debt, maturity date	Sep. 30, 2026
Debt balance	$ 40,000

Derivative (Summarize Key Eleme

Derivative (Summarize Key Elements of Derivative Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Derivative [Line Items]
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities
Customer-related interest rate swap contracts | Matched interest rate swaps with borrower
Derivative [Line Items]
Notional Amount	$ 40,815	$ 41,051
Assets	1,234	844
Liabilities	279	621
Customer-related interest rate swap contracts | Matched interest rate swaps with counterparty
Derivative [Line Items]
Notional Amount	40,815	41,051
Assets	279	621
Liabilities	$ 1,234	$ 844

Business Segments - Schedule of

Business Segments - Schedule of the wealth management division's revenue and expenses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Segment Reporting Information [Line Items]
Interest Expense	$ 9,488	$ 5,914
Net Interest Income	12,424	12,644
Gain on sales of loans	161	456
Other noninterest income	163	250
Provision for credit losses	475	664
Noninterest expense	12,377	12,386
Income before taxes	3,043	3,120
Income tax expense	495	535
Net Income (Loss)	2,548	2,585
Other data:
Total assets	1,782,901		$ 1,825,597
Community Banking [Member]
Segment Reporting Information [Line Items]
Interest Income	18,450	15,241
Interest Expense	7,694	4,367
Net Interest Income	10,756	10,874
Gain on sales of loans	161	214
Other noninterest income	1,932	1,862
Net Revenue	12,849	12,950
Provision for credit losses	86	506
Noninterest expense	11,317	10,360
Income before taxes	1,446	2,084
Income tax expense	145	327
Net Income (Loss)	1,301	1,757
Other data:
Capital expenditures	91	10
Depreciation and amortization	338	420
Total assets	1,526,973		1,562,600
Marine Lending [Member]
Segment Reporting Information [Line Items]
Interest Income	3,462	3,317
Interest Expense	1,440	1,193
Net Interest Income	2,022	2,124
Gain on sales of loans	0	242
Other noninterest income	0	50
Net Revenue	2,022	2,416
Provision for credit losses	389	158
Noninterest expense	218	1,282
Income before taxes	1,415	976
Income tax expense	297	205
Net Income (Loss)	1,118	771
Other data:
Capital expenditures	0	17
Depreciation and amortization	0	95
Total assets	253,912		261,011
Wealth Management [Member]
Segment Reporting Information [Line Items]
Interest Income	0	0
Interest Expense	0	0
Net Interest Income	0	0
Gain on sales of loans	0	0
Other noninterest income	1,378	1,158
Net Revenue	1,378	1,158
Provision for credit losses	0	0
Noninterest expense	729	603
Income before taxes	649	555
Income tax expense	136	117
Net Income (Loss)	513	438
Other data:
Capital expenditures	3	0
Depreciation and amortization	32	31
Total assets	1,051		1,080
All Other [Member]
Segment Reporting Information [Line Items]
Interest Income	0	0
Interest Expense	354	354
Net Interest Income	(354)	(354)
Gain on sales of loans	0	0
Other noninterest income	0	0
Net Revenue	(354)	(354)
Provision for credit losses	0	0
Noninterest expense	113	141
Income before taxes	(467)	(495)
Income tax expense	(83)	(114)
Net Income (Loss)	(384)	(381)
Other data:
Capital expenditures	0	0
Depreciation and amortization	17	17
Total assets	965		906
Eliminations [Member]
Segment Reporting Information [Line Items]
Interest Income	0	0
Interest Expense	0	0
Net Interest Income	0	0
Gain on sales of loans	0	0
Other noninterest income	0	0
Net Revenue	0	0
Provision for credit losses	0	0
Noninterest expense	0	0
Income before taxes	0	0
Income tax expense	0	0
Net Income (Loss)	0	0
Other data:
Capital expenditures	0	0
Depreciation and amortization	0	0
Total assets	0		0
Consolidated [Member]
Segment Reporting Information [Line Items]
Interest Income	21,912	18,558
Interest Expense	9,488	5,914
Net Interest Income	12,424	12,644
Gain on sales of loans	161	456
Other noninterest income	3,310	3,070
Net Revenue	15,895	16,170
Provision for credit losses	475	664
Noninterest expense	12,377	12,386
Income before taxes	3,043	3,120
Income tax expense	495	535
Net Income (Loss)	2,548	2,585
Other data:
Capital expenditures	94	7
Depreciation and amortization	387	$ 563
Total assets	$ 1,782,901		$ 1,825,597

Business Segments (Narrative) (

Business Segments (Narrative) (Details) $ in Thousands	Aug. 23, 2023 USD ($)
Axos Bank [Member]
Segment Reporting Information [Line Items]
Loans sold	$ 52,800
Service loan	595
Loan Purchase Agreement [Member]
Segment Reporting Information [Line Items]
Proceeds from Sale of Assets Net of Selling Expenses	53,500
Gain on Sale of Marine Business	$ 435