Eagle Financial Services (EFSI) 10-Q/A 24 Jan 25 2024 Q3 Quarterly report (amended) Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2024	Nov. 08, 2024
Cover [Abstract]
Document Type	10-Q/A
Document Quarterly Report	true
Document Transition Report	false
Entity File Number	0-20146
Entity Registrant Name	EAGLE FINANCIAL SERVICES, INC.
Entity Central Index Key	0000880641
Current Fiscal Year End Date	--12-31
Document Period End Date	Sep. 30, 2024
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q3
Amendment Flag	false
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	54-1601306
Entity Address, Address Line One	2 East Main Street
Entity Address, City or Town	Berryville
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	22611
City Area Code	(540)
Local Phone Number	955-2510
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,549,581

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 15,418	$ 15,417
Interest-bearing deposits with other institutions	162,187	96,649
Federal funds sold	3,586	26,287
Total cash and cash equivalents	181,191	138,353
Securities available for sale, at fair value, amortized cost of $148,327 and $160,251, respectively	130,051	137,443
Restricted investments, at cost	9,967	9,568
Loans held for sale	3,657	1,661
Loans	1,483,328	1,462,686
Allowance for credit losses	(15,303)	(14,493)
Net Loans	1,468,025	1,448,193
Bank premises and equipment, net	18,101	18,108
Bank owned life insurance	30,361	29,575
Other assets	40,348	42,696
Total assets	1,881,701	1,825,597
Deposits:
Noninterest bearing demand deposits	413,615	436,619
Savings and interest bearing demand deposits	655,601	656,439
Time deposits	476,720	413,264
Total deposits	1,545,936	1,506,322
Federal funds purchased	244	0
Federal Home Loan Bank advances, short-term	0	20,000
Federal Home Loan Bank advances, long-term	170,000	145,000
Subordinated debt, net of unamortized issuance costs	29,495	29,444
Other liabilities	18,182	16,452
Total liabilities	1,763,857	1,717,218
Commitments and contingencies
Shareholders’ Equity
Preferred stock, $10 par value; 500,000 shares authorized and unissued	0	0
Common stock, $2.50 par value; authorized 10,000,000 shares; issued and outstanding 2024, 3,549,580 including 64,043 shares of unvested restricted stock; issued and outstanding 2023, 3,520,894 including 56,914 shares of unvested restricted stock	8,714	8,660
Surplus	14,633	14,280
Retained earnings	108,927	103,445
Accumulated other comprehensive loss	(14,430)	(18,006)
Total shareholders’ equity	117,844	108,379
Total liabilities and shareholders’ equity	$ 1,881,701	$ 1,825,597

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Preferred stock, par value	$ 10	$ 10
Preferred stock, shares authorized	500,000	500,000
Common stock, par value	$ 2.5	$ 2.5
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	3,549,580	3,520,894
Common stock, shares, outstanding	3,549,580	3,520,894
Common stock, unvested restricted shares	64,043	56,914
Securities available for sale	$ 148,327	$ 160,251

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest and Dividend Income
Interest and fees on loans	$ 21,143	$ 20,179	$ 60,631	$ 56,100
Interest and dividends on securities available for sale:
Taxable interest income	712	781	2,209	2,370
Interest income exempt from federal income taxes	4	3	12	12
Dividends	157	147	468	366
Interest on deposits in banks	1,659	1,021	3,889	2,151
Interest on federal funds sold	11	51	118	89
Total interest and dividend income	23,686	22,182	67,327	61,088
Interest Expense
Interest on deposits	8,419	6,978	23,358	15,972
Interest on federal funds purchased	0	0	0	70
Interest on Federal Home Loan Bank advances	1,756	1,943	5,178	6,006
Interest on subordinated debt	354	354	1,063	1,063
Total interest expense	10,529	9,275	29,599	23,111
Net interest income (Expense)	13,157	12,907	37,728	37,977
Provision for credit losses	1,544	216	2,200	1,283
Net interest income after provision for credit losses	11,613	12,691	35,528	36,694
Noninterest Income
Wealth management fees	1,515	1,190	4,244	3,611
Service charges on deposit accounts	518	460	1,428	1,343
Other service charges and fees	1,117	1,252	3,250	3,434
Gain on the sale of marine finance assets	0	463	0	463
Gain (loss) on the sale of bank premises and equipment	0	7	(11)	14
Gain on sale of loans	627	265	1,280	913
Small Business Investment Company Income	496	151	882	350
Bank owned life insurance income	930	184	1,721	542
Other operating income	48	246	242	447
Total noninterest income	5,251	4,218	13,036	11,117
Noninterest Expenses
Salaries and employee benefits	7,548	7,598	22,086	22,457
Occupancy expenses	530	570	1,569	1,621
Equipment expenses	427	341	1,201	979
Advertising and marketing expenses	247	228	729	866
Stationery and supplies	35	69	91	147
ATM network fees	406	426	1,159	1,142
Other real estate owned expense	0	0	0	5
(Gain) on other real estate owned	0	0	0	(7)
Loss on the sale of repossessed assets	204	0	204	0
FDIC assessment	343	495	1,103	1,107
Computer software expense	226	396	680	987
Bank franchise tax	342	340	1,011	916
Professional fees	408	497	1,425	1,963
Data processing fees	679	542	1,802	1,422
Other operating expenses	1,495	2,631	4,717	5,869
Total noninterest expenses	12,890	14,133	37,777	39,474
Income before income taxes	3,974	2,776	10,787	8,337
Income tax expense	550	457	1,630	1,375
Net income	$ 3,424	$ 2,319	$ 9,157	$ 6,962
Earnings Per Share
Net income per common share, basic	$ 0.97	$ 0.66	$ 2.58	$ 1.98
Net income per common share, diluted	$ 0.97	$ 0.66	$ 2.58	$ 1.98

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Comprehensive Income [Abstract]
Net Income	$ 3,424	$ 2,319	$ 9,157	$ 6,962
Other comprehensive income (loss):
Unrealized gain (loss) on available for sale securities, net of deferred income tax of $1,152 and $(1,100) for the three months ended, and $952 and $(825) for the nine months ended, respectively	4,333	(4,137)	3,580	(3,102)
Changes in benefit obligations and plan assets for post retirement benefit plans, net of reclassification adjustments, net of deferred income tax of $0 for the three months ended, and $1 and $(3) for the six months ended, respectively	0	0	(4)	(5)
Current period changes net of taxes	4,333	(4,137)	3,576	(3,107)
Total comprehensive income (loss)	$ 7,757	$ (1,818)	$ 12,733	$ 3,855

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Comprehensive Income [Abstract]
Unrealized (loss) on available for sale securities, deferred income tax	$ 1,152	$ (1,100)	$ 952	$ (825)
Changes in benefit obligations and plan assets for post retirement benefit plans, deferred income taxes	$ 0	$ 0	$ 1	$ (3)

Consolidated Statements of Chan

Consolidated Statements of Changes In Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Surplus	Retained Earnings	Accumulated Other Comprehensive (Loss)
Starting Balance at Dec. 31, 2022	$ 101,729	$ 8,629	$ 13,268	$ 100,278	$ (20,446)
Cumulative effect adjustment for CECL	(1,961)			(1,961)
Net Income (Loss)	2,585			2,585
Other comprehensive income (loss)	2,975				2,975
Vesting of restricted stock awards, stock incentive plan		31	(31)
Stock-based compensation expense	317		317
Repurchase and retirement of common stock	(128)	(9)	(119)
Dividends declared	(1,057)			(1,057)
End Balance at Mar. 31, 2023	104,460	8,651	13,435	99,845	(17,471)
Starting Balance at Dec. 31, 2022	101,729	8,629	13,268	100,278	(20,446)
Net Income (Loss)	6,962
Other comprehensive income (loss)	(3,107)
End Balance at Sep. 30, 2023	101,183	8,660	13,970	102,106	(23,553)
Starting Balance at Mar. 31, 2023	104,460	8,651	13,435	99,845	(17,471)
Net Income (Loss)	2,058			2,058
Other comprehensive income (loss)	(1,945)				(1,945)
Stock-based compensation expense	323		323
Issuance of common stock, employee benefit plan	133	10	123
Dividends declared	(1,059)			(1,059)
End Balance at Jun. 30, 2023	103,970	8,661	13,881	100,844	(19,416)
Net Income (Loss)	2,319			2,319
Other comprehensive income (loss)	(4,137)				(4,137)
Vesting of restricted stock awards, stock incentive plan		11	(11)
Stock-based compensation expense	263		263
Repurchase and retirement of common stock	(175)	(12)	(163)
Dividends declared	(1,057)			(1,057)
End Balance at Sep. 30, 2023	101,183	8,660	13,970	102,106	(23,553)
Starting Balance at Dec. 31, 2023	108,379	8,660	14,280	103,445	(18,006)
Cumulative effect adjustment for adopton of ASU 2023-02	(477)			(477)
Net Income (Loss)	2,548			2,548
Other comprehensive income (loss)	(1,811)				(1,811)
Vesting of restricted stock awards, stock incentive plan		59	(59)
Stock-based compensation expense	302		302
Repurchase and retirement of common stock	(169)	(14)	(155)
Dividends declared	(1,067)			(1,067)
End Balance at Mar. 31, 2024	107,705	8,705	14,368	104,449	(19,817)
Starting Balance at Dec. 31, 2023	108,379	8,660	14,280	103,445	(18,006)
Net Income (Loss)	9,157
Other comprehensive income (loss)	3,576
End Balance at Sep. 30, 2024	117,844	8,714	14,633	108,927	(14,430)
Starting Balance at Mar. 31, 2024	107,705	8,705	14,368	104,449	(19,817)
Net Income (Loss)	3,185			3,185
Other comprehensive income (loss)	1,054				1,054
Vesting of restricted stock awards, stock incentive plan		3	(3)
Stock-based compensation expense	249		249
Repurchase and retirement of common stock	(11)	(1)	(10)
Dividends declared	(1,067)			(1,067)
End Balance at Jun. 30, 2024	111,115	8,707	14,604	106,567	(18,763)
Net Income (Loss)	3,424			3,424
Other comprehensive income (loss)	4,333				4,333
Vesting of restricted stock awards, stock incentive plan		12	(12)
Stock-based compensation expense	93		93
Repurchase and retirement of common stock	(57)	(5)	(52)
Dividends declared	(1,064)			(1,064)
End Balance at Sep. 30, 2024	$ 117,844	$ 8,714	$ 14,633	$ 108,927	$ (14,430)

Consolidated Statements of Ch_2

Consolidated Statements of Changes In Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023
Statement of Stockholders' Equity [Abstract]
Issuance of restricted stock, stock incentive plan, shares	(4,788)	(1,081)	(23,557)	(4,553)		(12,749)
Issuance of common stock, employee benefit plan, shares					3,803
Shares repurchase and retired	1,878	385	5,605	4,941		3,590
Dividends declared, per share	$ 0.3	$ 0.3	$ 0.3	$ 0.3	$ 0.3	$ 0.3

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash Flows from Operating Activities
Net Income	$ 9,157	$ 6,962
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation	742	745
Amortization of other assets	418	613
Origination of loans held for sale	(49,256)	(27,627)
Proceeds from sale of loans held for sale	48,540	24,805
Net (gain) on sales of loans	(1,280)	(913)
Provision for credit losses	2,200	1,283
(Gain) on other real estate owned	0	(7)
(Gain) on the sale of marine finance assets	0	(463)
Loss (gain) on the sale and disposal of premises and equipment	11	(14)
Loss on the sale of repossessed assets	204	0
Amortization of subordinated debt issuance costs	51	51
Stock-based compensation expense	644	903
Premium amortization on securities, net	208	266
Bank-owned life insurance income	(814)	(542)
(Gain) on bank-owned life insurance settlement	(907)	0
Changes in assets and liabilities:
Decrease (increase) in other assets	278	(5,472)
Increase in other liabilities	2,251	12,297
Net cash provided by operating activities	12,447	12,887
Cash Flows from Investing Activities
Proceeds from maturities, calls, and principal payments of securities available for sale	11,716	10,987
Proceeds from the sale of restricted investments	1,425	4,975
Purchases of restricted investments	(1,824)	(4,326)
Proceeds of bank-owned life insurance settlement	935	0
Purchases of bank premises and equipment	(746)	(1,127)
Proceeds from the sale of bank premises and equipment	0	39
Proceeds from the sale of other real estate owned	0	115
Proceeds from the sale of repossessed assets	112	0
Proceeds from sale of marine finance business	0	53,537
Proceeds from sales of loans	0	49,325
Origination of loans net of principal collected	(21,986)	(218,755)
Funding of capital commitments related to other investments	(664)	(495)
Net cash (used in) investing activities	(11,032)	(105,725)
Cash Flows from Financing Activities
Net (decrease) in noninterest bearing demand deposits, savings, and interest bearing demand deposits	(23,842)	(19,160)
Net increase in time deposits	63,456	253,465
Net increase (decrease) in federal funds purchased	244	(32,980)
Net (decrease) in short-term Federal Home Loan Bank advances	(20,000)	(175,000)
Advances of long-term Federal Home Loan Bank advances	25,000	145,000
Issuance of common stock, employee benefit plan	0	133
Repurchase and retirement of common stock	(237)	(303)
Cash dividends paid	(3,198)	(3,173)
Net cash provided by financing activities	41,423	167,982
Increase in cash and cash equivalents	42,838	75,144
Cash and Cash Equivalents
Beginning	138,353	66,894
Ending	181,191	142,038
Supplemental Disclosures of Cash Flow Information
Interest	29,695	22,016
Income taxes	80	1,706
Supplemental Schedule of Noncash Investing and Financing Activities:
Unrealized gain (loss) on securities available for sale	4,532	(3,927)
Minimum postretirement liability adjustment	(5)	(8)
Repossessed assets acquired in settlement of loans	$ 111	$ 304

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 3,424	$ 3,185	$ 2,548	$ 2,319	$ 2,058	$ 2,585	$ 9,157	$ 6,962

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Sep. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

General

General	9 Months Ended
	Sep. 30, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
General	NOTE 1. General The accompanying unaudited financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Rule 8-03 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP. In the opinion of management, the accompanying financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the financial position at September 30, 2024 and December 31, 2023, the results of operations and the changes in shareholders' equity for the three and nine months ended September 30, 2024 and 2023, and cash flows for the nine months ended September 30, 2024 and 2023. The results of operations for the three and nine months ended September 30, 2024 are not necessarily indicative of the results to be expected for the full year. These financial statements should be read in conjunction with the Consolidated Financial Statements and related Notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2023 (the “2023 Form 10-K”). Eagle Financial Services, Inc. (the "Company") owns 100 % of Bank of Clarke (the “Bank”). The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary. All significant intercompany accounts and t ransactions between the Company and the Bank have been eliminated. Certain amounts in the consolidated financial statements have been reclassified to conform to current year presentations. None of the reclassifications were of a material nature and they had no effect on prior year net income or shareholders' equity. On January 1, 2024, the Company adopted Accounting Standards Update ("ASU") 2023-02, “Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method," ("ASC 323"). These amendments allow reporting entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. The adoption resulted in an adjustment of $ 477 thousand, which reduced the investment balance and shareholders' equity. Th e Company invests in qualified affordable housing projects. The general purpose of these investments is to encourage and assist participants in investing in low-income residential rental properties located in the Commonwealth of Virginia, develop and implement strategies to maintain projects as low-income housing, provide tax credits and other tax benefits to investors, and to pre serve and protect project assets.

Stock-Based Compensation Plan

Stock-Based Compensation Plan	9 Months Ended
	Sep. 30, 2024
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Stock-Based Compensation Plan	NOTE 2. Stock-Based Compensation Plan On May 16, 2023, the Company’s shareholders approved the 2023 Stock Incentive Plan which allows key employees and directors to increase their personal financial interest in the Company. The 2023 plan permits the issuance of incentive stock options and non-qualified stock options and the award of common stock, restricted stock, and stock units. The plan authorizes the issuance of up to 250,000 shares of common stock. The 2023 Stock Incentive Plan replaced the 2014 Stock Incentive Plan. The Company periodically grants restricted stock to its directors, executive officers and certain non-executive officers. Restricted stock provides grantees with rights to shares of common stock upon completion of a service period or achievement of Company performance measures. During the restricted period, all shares are considered outstanding and dividends are paid to the grantee. Outside directors are periodically granted restricted shares which vest over a period of one year . Executive officers have been granted restricted shares which vest over a three year service period and restricted shares which vest based on meeting annual performance measures over a two year period. Certain non-executive officers also have been granted restricted shares which vest over a three year service period. The Company recognizes compensation expense over the restricted period based on the fair value of the Company's stock on the grant date. The Company's policy is to recognize forfeitures as they occur. As of September 30, 2024, there w as $ 851 thousand of unrecognized compensation cost related to nonvested restricted stock, with a weighted average remaining term of 1.91 years. The following table presents restricted stock activity for the nine months ended September 30, 2024 and 2023: Nine Months Ended September 30, 2024 2023 Shares Weighted Shares Weighted Nonvested, beginning of period 56,914 $ 35.06 38,780 $ 33.47 Granted 41,940 30.00 37,941 36.60 Vested ( 29,426 ) 34.40 ( 17,302 ) 33.29 Forfeited ( 5,385 ) 35.38 ( 2,405 ) 36.80 Nonvested, end of period 64,043 $ 32.02 57,014 $ 35.57

Earnings Per Common Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Earnings Per Common Share	NOTE 3. Earnings Per Common Share Basic earnings per share represents income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Nonvested restricted shares are included in the weighted average number of common shares used to compute basic earnings per share because of dividend participation and voting rights. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. The number of potential common shares is determined using the treasury method. The following table shows the weighted average number of shares used in computing earnings per share for the three and nine months ended September 30, 2024 and 2023. During 2024 and 2023 , there were no potentially dilutive securities outstanding. Three Months Ended Nine Months Ended September 30, September 30, 2024 2023 2024 2023 Average number of common shares outstanding used to calculate basic and diluted earnings per share 3,552,026 3,526,943 3,555,376 3,524,441

Securities

Securities	9 Months Ended
	Sep. 30, 2024
Debt Securities, Available-for-Sale [Abstract]
Securities	NOTE 4. Securities Amortized costs and fair values of securities available for sale at September 30, 2024 and December 31, 2023 were as follows: Amortized Gross Gross Fair Value September 30, 2024 (in thousands) Obligations of U.S. government corporations and agencies $ 8,199 $ — $ ( 347 ) $ 7,852 Mortgage-backed securities 130,457 — ( 16,918 ) 113,539 Obligations of states and political subdivisions 4,921 — ( 200 ) 4,721 Subordinated debt 4,750 — ( 811 ) 3,939 $ 148,327 $ — $ ( 18,276 ) $ 130,051 December 31, 2023 (in thousands) Obligations of U.S. government corporations and agencies $ 9,258 $ — $ ( 667 ) $ 8,591 Mortgage-backed securities 140,052 — ( 21,230 ) 118,822 Obligations of states and political subdivisions 6,191 1 ( 261 ) 5,931 Subordinated debt 4,750 — ( 651 ) 4,099 $ 160,251 $ 1 $ ( 22,809 ) $ 137,443 The Company has elected to exclude accrued interest receivable, totaling $ 356 thousand at September 30, 2024, from the amortized cost basis of securities. The deferred tax asset on the securities portfolio at September 30, 2024 and December 31, 2023 was $ 3.8 million and $ 4.8 million, respectively, and is included in Other Assets in the Consolidated Balance Sheets. The amortized cost and estimated fair value of securities at September 30, 2024, by the earlier of contractual maturity or expected maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value (in thousands) Due in one year or less $ — $ — Due after one year through five years 10,692 10,374 Due after five years through ten years 12,804 11,379 Due after ten years 124,831 108,298 $ 148,327 $ 130,051 There were no sales of available for sale securities during the nine months ended September 30, 2024 or 2023. The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at September 30, 2024 and December 31, 2023 were as follows: Less than 12 months 12 months or more Total Fair Value Gross Fair Value Gross Fair Value Gross September 30, 2024 (in thousands) Obligations of U.S. government corporations and agencies $ — $ — $ 7,852 $ 347 $ 7,852 $ 347 Mortgage-backed securities — — 113,539 16,918 113,539 16,918 Obligations of states and political subdivisions 500 — 4,221 200 4,721 200 Subordinated debt — — 3,439 811 3,439 811 $ 500 $ — $ 129,051 $ 18,276 $ 129,551 $ 18,276 Less than 12 months 12 months or more Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses December 31, 2023 (in thousands) Obligations of U.S. government corporations and agencies $ — $ — $ 8,591 $ 667 $ 8,591 $ 667 Mortgage-backed securities — — 118,822 21,230 118,822 21,230 Obligations of states and political subdivisions — — 5,430 261 5,430 261 Subordinated debt 221 29 3,378 622 3,599 651 $ 221 $ 29 $ 136,221 $ 22,780 $ 136,442 $ 22,809 The reference point for determining when securities are in an unrealized loss position is month end. As such, it is possible that a security's market value exceeded its amortized cost on other days during the past twelve-month period. There were 101 debt securities with a fair value below the amortized cost basis, totaling $ 129.6 million of aggregate fair value as of September 30, 2024. The Company concluded that a credit loss does not exist in its securities portfolio at September 30, 2024 based on the fact that (1) changes in fair value were caused by non-credit-related factors, primarily fluctuations in interest rates, (2) securities with unrealized losses had generally high credit quality, (3) the Company intends to hold these investments in debt securities to maturity and it is more-likely-than-not that the Company will not be required to sell these investments before a recovery of its investment, and (4) issuers have continued to make timely payments of principal and interest. Additionally, the Company’s mortgage-backed securities and obligations of U.S. government corporations and agencies are entirely issued by either U.S. government agencies or U.S. government-sponsored enterprises. Collectively, these entities provide a guarantee, which is either explicitly or implicitly supported by the full faith and credit of the U.S. government, that investors in such mortgage-backed securities will receive timely principal and interest payments. Securities having carrying v alues of $ 8.3 mi llion and $ 110.2 million at September 30, 2024 were pledged as security for trust accounts and for borrowing capacity at the Federal Reserve Bank discount window, respectively. The composition of restricted investments at September 30, 2024 and December 31, 2023 was as follows: September 30, 2024 December 31, 2023 (in thousands) Federal Reserve Bank Stock $ 344 $ 344 Federal Home Loan Bank Stock 9,483 9,084 Community Bankers’ Bank Stock 140 140 $ 9,967 $ 9,568

Loans and Allowance for Credit

Loans and Allowance for Credit Losses on Loans	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Loans and Allowance for Credit Losses on Loans	NOTE 5. Loans and Allowance for Credit Losses on Loans The composition of loans at September 30, 2024 and December 31, 2023 was as follows: September 30, December 31, 2024 2023 (in thousands) Mortgage real estate loans: Construction & Secured by Farmland $ 97,170 $ 84,145 HELOCs 50,452 47,674 Residential First Lien - Investor 106,323 117,431 Residential First Lien - Owner Occupied 198,570 178,180 Residential Junior Liens 11,956 12,831 Commercial - Owner Occupied 273,249 251,456 Commercial - Non-Owner Occupied & Multifamily 357,351 348,879 Commercial and industrial loans: SBA PPP loans 34 51 Other commercial and industrial loans 111,130 107,777 Marine loans 225,902 251,168 Consumer loans 32,063 42,419 Overdrafts 215 253 Other loans 11,932 12,895 Total loans $ 1,476,347 $ 1,455,159 Net deferred loan costs and premiums 6,981 7,527 Allowance for credit losses ( 15,303 ) ( 14,493 ) $ 1,468,025 $ 1,448,193 At September 30, 2024 , the Company was servicing $ 13.9 million of loans for other financial institutions which are not included in the table above. Also excluded from the table above are net servicing assets of $ 239 thousand at September 30, 2024, which are recorded in other assets in the Consolidated Balance Sheets. When loans are sold with servicing retained, servicing assets are recorded which represent the Company's right to service loans that were sold. Servicing assets are initially recorded by the Company at fair value and are subsequently amortized in proportion to, and over the period of, estimated net servicing income. Changes in the allowance for credit losses on loans for the three and nine months ended September 30, 2024 and 2023 were as follows: Three Months Ended Nine Months Ended September 30, September 30, 2024 2023 2024 2023 (in thousands) Balance, beginning $ 15,014 $ 14,511 $ 14,493 $ 11,218 Cumulative effect adjustment for adoption of ASC 326 — — — 2,077 Provision for credit losses 1,526 218 2,315 1,337 Recoveries added to the allowance 145 31 754 255 Credit losses charged to the allowance ( 1,382 ) ( 187 ) ( 2,259 ) ( 314 ) Balance, ending $ 15,303 $ 14,573 $ 15,303 $ 14,573 Past due loans by class at September 30, 2024 and December 31, 2023 were as follows: September 30, 2024 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Mortgage real estate loans: Construction & Secured by Farmland $ 6,781 $ — $ — $ 6,781 $ 90,389 $ 97,170 $ — HELOCs 17 — — 17 50,435 50,452 — Residential First Lien - Investor — — 472 472 105,851 106,323 — Residential First Lien - Owner Occupied — 141 278 419 198,151 198,570 247 Residential Junior Liens 15 — — 15 11,941 11,956 — Commercial - Owner Occupied — — — — 273,249 273,249 — Commercial - Non-Owner Occupied & Multifamily — — — — 357,351 357,351 — Commercial and industrial loans: SBA PPP loans — — — — 34 34 — Other commercial and industrial loans 299 — — 299 110,831 111,130 — Marine loans — — — — 225,902 225,902 — Consumer loans 45 — 169 214 31,849 32,063 87 Overdrafts — — — — 215 215 — Other loans — — — — 11,932 11,932 — Total $ 7,157 $ 141 $ 919 $ 8,217 $ 1,468,130 $ 1,476,347 $ 334 December 31, 2023 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ — $ 84,145 $ 84,145 $ — HELOCs — — — — 47,674 47,674 — Residential First Lien - Investor 844 253 — 1,097 116,334 117,431 — Residential First Lien - Owner Occupied — 78 149 227 177,953 178,180 — Residential Junior Liens — — 9 9 12,822 12,831 — Commercial - Owner Occupied — — — — 251,456 251,456 — Commercial - Non-Owner Occupied & Multifamily — — — — 348,879 348,879 — Commercial and industrial loans: SBA PPP loans — — — — 51 51 — Other commercial and industrial loans 9 — 26 35 107,742 107,777 14 Marine loans — — 552 552 250,616 251,168 — Consumer loans 173 — 167 340 42,079 42,419 167 Overdrafts — — — — 253 253 — Other loans — — — — 12,895 12,895 — Total $ 1,026 $ 331 $ 903 $ 2,260 $ 1,452,899 $ 1,455,159 $ 181 Nonaccrual loans by class at September 30, 2024 and December 31, 2023 were as follows: September 30, 2024 December 31, 2023 (in thousands) (in thousands) Nonaccruals with No Allowance for Credit Losses Nonaccrual with an Allowance for Credit Losses Nonaccrual Nonaccruals with No Allowance for Credit Losses Nonaccrual with an Allowance for Credit Losses Nonaccrual Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ 95 $ — $ 95 HELOCs — — — 15 — 15 Residential First Lien - Investor 472 — 472 1,085 — 1,085 Residential First Lien - Owner Occupied 104 — 104 228 — 228 Residential Junior Liens — — — 11 — 11 Commercial - Owner Occupied 749 — 749 22 — 22 Commercial - Non-Owner Occupied & Multifamily — — — 3,625 — 3,625 Commercial and industrial loans: SBA PPP loans — — — — — — Other commercial and industrial loans 46 891 937 12 — 12 Marine loans — — — 552 — 552 Consumer loans 82 — 82 — — — Overdrafts — — — — — — Other loans — — — — — — Total $ 1,453 $ 891 $ 2,344 $ 5,645 $ — $ 5,645 The allowance for credit losses on loans by segment at September 30, 2024 and December 31, 2023 was as follows: As of and For the Nine Months Ended September 30, 2024 (in thousands) Construction Residential Commercial Commercial Marine Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 772 $ 4,725 $ 6,224 $ 1,027 $ 1,153 $ 198 $ 394 $ — $ 14,493 Charge-Offs ( 94 ) ( 127 ) ( 7 ) ( 83 ) ( 1,457 ) ( 376 ) ( 115 ) — ( 2,259 ) Recoveries 100 304 162 44 — 132 12 — 754 Provision 300 ( 112 ) ( 502 ) 377 1,995 245 12 — 2,315 Ending balance $ 1,078 $ 4,790 $ 5,877 $ 1,365 $ 1,691 $ 199 $ 303 $ — $ 15,303 Ending balance: Individually evaluated for impairment $ — $ — $ — $ 268 $ — $ — $ — $ — $ 268 Ending balance: Collectively evaluated for impairment $ 1,078 $ 4,790 $ 5,877 $ 1,097 $ 1,691 $ 199 $ 303 $ — $ 15,035 Loans: Ending balance $ 97,170 $ 367,301 $ 630,600 $ 111,164 $ 225,902 $ 32,063 $ 12,147 $ — $ 1,476,347 Ending balance: Individually evaluated for impairment $ — $ 545 $ 749 $ 891 $ — $ 82 $ — $ — $ 2,267 Ending balance: Collectively evaluated for impairment $ 97,170 $ 366,756 $ 629,851 $ 110,273 $ 225,902 $ 31,981 $ 12,147 $ — $ 1,474,080 As of and For the Year Ended December 31, 2023 (in thousands) Construction Residential Commercial Commercial Marine Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 2,714 $ 1,735 $ 2,221 $ 2,222 $ 1,555 $ 299 $ 472 $ — $ 11,218 Cumulative effect adjustment for adoption of ASC 326 ( 1,840 ) 1,933 3,584 ( 1,102 ) ( 285 ) ( 123 ) ( 90 ) — 2,077 Charge-Offs — — — ( 312 ) ( 126 ) ( 121 ) ( 182 ) — ( 741 ) Recoveries 8 18 — 43 — 48 181 — 298 Provision ( 110 ) 1,039 419 176 9 95 13 — 1,641 Ending balance $ 772 $ 4,725 $ 6,224 $ 1,027 $ 1,153 $ 198 $ 394 $ — $ 14,493 Ending balance: Individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — Ending balance: Collectively evaluated for impairment $ 772 $ 4,725 $ 6,224 $ 1,027 $ 1,153 $ 198 $ 394 $ — $ 14,493 Loans: Ending balance $ 84,145 $ 356,116 $ 600,335 $ 107,828 $ 251,168 $ 42,419 $ 13,148 $ — $ 1,455,159 Ending balance: Individually evaluated for impairment $ 95 $ 1,288 $ 3,639 $ — $ 552 $ — $ — $ — $ 5,574 Ending balance: Collectively evaluated for impairment $ 84,050 $ 354,828 $ 596,696 $ 107,828 $ 250,616 $ 42,419 $ 13,148 $ — $ 1,449,585 The following table presents the amortized cost basis of collateral-dependent loans by loan portfolio segment: September 30, 2024 December 31, 2023 (in thousands) (in thousands) (in thousands) Real Estate Collateral Other Collateral Total Real Estate Collateral Other Collateral Total Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ 95 $ — $ 95 HELOCs — — — — — — Residential First Lien - Investor 472 — 472 1,086 — 1,086 Residential First Lien - Owner Occupied 73 — 73 194 — 194 Residential Junior Liens — — — 8 — 8 Commercial - Owner Occupied 749 — 749 14 — 14 Commercial - Non-Owner Occupied & Multifamily — — — 3,625 — 3,625 Commercial and industrial loans: SBA PPP loans — — — — — — Other commercial and industrial loans — 891 891 — — — Marine loans — — — — 552 552 Consumer loans — 82 82 — — — Overdrafts — — — — — — Other loans — — — — — — $ 1,294 $ 973 $ 2,267 $ 5,022 $ 552 $ 5,574 The Company did not identify any significant changes in the extent to which collateral secures its collateral dependent loans, whether in the form of general deterioration or from other factors during the period ended September 30, 2024. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually to classify the loans as to credit risk. This analysis is performed on a quarterly basis. The following table presents risk ratings by loan portfolio segment and origination year. Description of these ratings are as follows: Pass Pass loans exhibit acceptable history of profits, cash flow ability and liquidity. Sufficient cash flow exists to service the loan. All obligations have been paid by the borrower in an as agreed manner. Special Mention Special mention loans exhibit negative trends and potential weakness that, if left uncorrected, may negatively affect the borrower’s ability to repay its obligations. Loan relationships with stale financial statements at their annual review will also cause a downgrade to special mention until current financials are received and upgrade is approved. The risk of default is not imminent and the borrower still demonstrates sufficient financial strength to service debt. Classified Classified loans include loans rated Substandard, Doubtful and Loss. • Substandard loans exhibit well defined weaknesses resulting in a higher probability of default. The borrowers exhibit adverse financial trends and a diminishing ability or willingness to service debt. • Doubtful loans exhibit all of the characteristics inherent in substandard loans; however given the severity of weaknesses, the collection of 100% of the principal is unlikely under current conditions. • Loss loans are considered uncollectible over a reasonable period of time and of such little value that its continuance as a bankable asset is not warranted. Credit quality information by class at September 30, 2024 was as follows: Term Loans Amortized Cost Basis by Origination Year (in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Mortgage real estate loans: Construction & Secured by Farmland Pass $ 31,094 $ 25,570 $ 15,675 $ 3,886 $ 3,359 $ 5,173 $ 2,800 $ — $ 87,557 Special Mention — 6,968 1,156 — 1,456 — — — 9,580 Classified — — — — — 33 — — 33 Total $ 31,094 $ 32,538 $ 16,831 $ 3,886 $ 4,815 $ 5,206 $ 2,800 $ — $ 97,170 Current period gross charge-offs $ — $ — $ — $ — $ — $ 94 $ — $ — $ 94 HELOCs Pass $ — $ — $ — $ — $ — $ — $ 50,409 $ — $ 50,409 Special Mention — — — — — — 43 — 43 Classified — — — — — — — — — Total $ — $ — $ — $ — $ — $ — $ 50,452 $ — $ 50,452 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ 14 $ — $ 14 Residential First Lien - Investor Pass $ 5,793 $ 15,500 $ 18,963 $ 28,090 $ 10,382 $ 22,782 $ — $ 1,116 $ 102,626 Special Mention — 699 1,076 1,151 — 299 — — 3,225 Classified — — — 472 — — — — 472 Total $ 5,793 $ 16,199 $ 20,039 $ 29,713 $ 10,382 $ 23,081 $ — $ 1,116 $ 106,323 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Owner Occupied Pass $ 25,714 $ 59,419 $ 33,569 $ 22,887 $ 34,115 $ 20,356 $ — $ 487 $ 196,547 Special Mention 46 624 — — — 983 — — 1,653 Classified — — — — — 370 — — 370 Total $ 25,760 $ 60,043 $ 33,569 $ 22,887 $ 34,115 $ 21,709 $ — $ 487 $ 198,570 Current period gross charge-offs $ — $ — $ — $ — $ — $ 103 $ — $ — $ 103 Residential Junior Liens Pass $ 553 $ 2,359 $ 2,662 $ 3,042 $ 1,265 $ 1,811 $ — $ 179 $ 11,871 Special Mention — — — — 71 — — — 71 Classified — — — — — — — 14 14 Total $ 553 $ 2,359 $ 2,662 $ 3,042 $ 1,336 $ 1,811 $ — $ 193 $ 11,956 Current period gross charge-offs $ — $ — $ — $ — $ — $ 10 $ — $ — $ 10 Commercial - Owner Occupied Pass $ 23,795 $ 37,505 $ 71,072 $ 32,937 $ 23,461 $ 47,038 $ 1,262 $ 4,092 $ 241,162 Special Mention — 367 8,870 6,069 345 15,687 — — 31,338 Classified — — — 749 — — — — 749 Total $ 23,795 $ 37,872 $ 79,942 $ 39,755 $ 23,806 $ 62,725 $ 1,262 $ 4,092 $ 273,249 Current period gross charge-offs $ — $ — $ — $ — $ — $ 7 $ — $ — $ 7 Term Loans Amortized Cost Basis by Origination Year (in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Commercial - Non-Owner Occupied & Multifamily Pass $ 15,088 $ 57,059 $ 83,489 $ 56,549 $ 66,248 $ 45,400 $ 6,572 $ 5,375 $ 335,780 Special Mention — — 11,676 7,631 1,463 801 — — 21,571 Classified — — — — — — — — — Total $ 15,088 $ 57,059 $ 95,165 $ 64,180 $ 67,711 $ 46,201 $ 6,572 $ 5,375 $ 357,351 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial loans: SBA PPP loans Pass $ — $ — $ — $ 34 $ — $ — $ — $ — $ 34 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ — $ — $ 34 $ — $ — $ — $ — $ 34 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other commercial and industrial loans Pass $ 21,320 $ 9,149 $ 21,289 $ 4,933 $ 3,611 $ 3,872 $ 37,854 $ 2,054 $ 104,082 Special Mention 340 1,191 — 2,187 — 4 1,873 357 5,952 Classified — 891 — — 159 — — 46 1,096 Total $ 21,660 $ 11,231 $ 21,289 $ 7,120 $ 3,770 $ 3,876 $ 39,727 $ 2,457 $ 111,130 Current period gross charge-offs $ — $ 11 $ 9 $ — $ 63 $ — $ 108 $ — $ 191 Marine loans Pass $ — $ 74,588 $ 118,605 $ 32,062 $ 647 $ — $ — $ — $ 225,902 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ 74,588 $ 118,605 $ 32,062 $ 647 $ — $ — $ — $ 225,902 Current period gross charge-offs $ — $ 1,370 $ 87 $ — $ — $ — $ — $ — $ 1,457 Consumer loans Pass $ 2,382 $ 2,289 $ 11,248 $ 5,558 $ 7,578 $ 1,145 $ 1,746 $ 35 $ 31,981 Special Mention — — — — — — — — — Classified — — 82 — — — — — 82 Total $ 2,382 $ 2,289 $ 11,330 $ 5,558 $ 7,578 $ 1,145 $ 1,746 $ 35 $ 32,063 Current period gross charge-offs $ — $ 12 $ — $ 25 $ 167 $ — $ 64 $ — $ 268 Overdrafts Pass $ — $ — $ — $ — $ — $ — $ — $ — $ — Special Mention — — — — — — — — — Classified 215 — — — — — — — 215 Total $ 215 $ — $ — $ — $ — $ — $ — $ — $ 215 Current period gross charge-offs $ 115 $ — $ — $ — $ — $ — $ — $ — $ 115 Other loans Pass $ — $ 59 $ 9,492 $ — $ — $ 2,299 $ 80 $ 2 $ 11,932 Special Mention — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year (in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Classified — — — — — — — — — Total $ — $ 59 $ 9,492 $ — $ — $ 2,299 $ 80 $ 2 $ 11,932 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total by Risk Category Pass $ 125,739 $ 283,497 $ 386,064 $ 189,978 $ 150,666 $ 149,876 $ 100,723 $ 13,340 $ 1,399,883 Special Mention 386 9,849 22,778 17,038 3,335 17,774 1,916 357 73,433 Classified 215 891 82 1,221 159 403 — 60 3,031 Total $ 126,340 $ 294,237 $ 408,924 $ 208,237 $ 154,160 $ 168,053 $ 102,639 $ 13,757 $ 1,476,347 Total current period gross charge-offs $ 115 $ 1,393 $ 96 $ 25 $ 230 $ 214 $ 186 $ — $ 2,259 Credit quality information by class at December 31, 2023 was as follows: Term Loans Amortized Cost Basis by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Mortgage real estate loans: Construction & Secured by Farmland Pass $ 34,617 $ 21,460 $ 7,584 $ 4,851 $ 2,389 $ 2,829 $ 7,052 $ 57 $ 80,839 Special Mention — 1,173 — — 1,040 815 — — 3,028 Classified — — — 145 — 133 — — 278 Total $ 34,617 $ 22,633 $ 7,584 $ 4,996 $ 3,429 $ 3,777 $ 7,052 $ 57 $ 84,145 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — HELOCs Pass $ — $ — $ — $ — $ — $ — $ 47,610 $ — $ 47,610 Special Mention — — — — — — 49 — 49 Classified — — — — — — 15 — 15 Total $ — $ — $ — $ — $ — $ — $ 47,674 $ — $ 47,674 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Investor Pass $ 19,394 $ 23,205 $ 31,371 $ 10,667 $ 4,054 $ 22,265 $ — $ 367 $ 111,323 Special Mention — 1,273 — 1,180 626 1,944 — — 5,023 Classified — — 1,085 — — — — — 1,085 Total $ 19,394 $ 24,478 $ 32,456 $ 11,847 $ 4,680 $ 24,209 $ — $ 367 $ 117,431 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Owner Occupied Pass $ 59,007 $ 33,793 $ 23,749 $ 35,783 $ 3,932 $ 20,413 $ — $ 589 $ 177,266 Special Mention — — — — — 258 — — 258 Classified — — — — — 656 — — 656 Total $ 59,007 $ 33,793 $ 23,749 $ 35,783 $ 3,932 $ 21,327 $ — $ 589 $ 178,180 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Junior Liens Pass $ 2,562 $ 2,902 $ 3,429 $ 1,486 $ 606 $ 1,613 $ — $ 189 $ 12,787 Special Mention — — — — — — — — — Classified — — — — — 27 — 17 44 Total $ 2,562 $ 2,902 $ 3,429 $ 1,486 $ 606 $ 1,640 $ — $ 206 $ 12,831 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Term Loans Amortized Cost Basis by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Commercial - Owner Occupied Pass $ 36,736 $ 68,868 $ 40,707 $ 22,871 $ 13,971 $ 50,059 $ 3,088 $ 4,364 $ 240,664 Special Mention — 3,817 64 2,145 1,877 1,402 — — 9,305 Classified — — 967 498 — 8 — 14 1,487 Total $ 36,736 $ 72,685 $ 41,738 $ 25,514 $ 15,848 $ 51,469 $ 3,088 $ 4,378 $ 251,456 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial - Non-Owner Occupied & Multifamily Pass $ 56,510 $ 88,518 $ 64,005 $ 65,075 $ 15,563 $ 34,619 $ 1,196 $ 5,651 $ 331,137 Special Mention 624 4,748 3,685 5,060 — — — — 14,117 Classified — — — 2,355 — 1,270 — — 3,625 Total $ 57,134 $ 93,266 $ 67,690 $ 72,490 $ 15,563 $ 35,889 $ 1,196 $ 5,651 $ 348,879 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial loans: SBA PPP loans Pass $ — $ — $ 51 $ — $ — $ — $ — $ — $ 51 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ — $ 51 $ — $ — $ — $ — $ — $ 51 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other commercial and industrial loans Pass $ 15,052 $ 26,798 $ 8,659 $ 4,824 $ 2,629 $ 3,898 $ 43,188 $ 1,005 $ 106,053 Special Mention 1,125 — — 13 1 9 220 344 1,712 Classified — — — 3 — — 9 — 12 Total $ 16,177 $ 26,798 $ 8,659 $ 4,840 $ 2,630 $ 3,907 $ 43,417 $ 1,349 $ 107,777 Current period gross charge-offs $ 231 $ 81 $ — $ — $ — $ — $ — $ — $ 312 Marine loans Pass $ 86,001 $ 128,456 $ 35,492 $ 667 $ — $ — $ — $ — $ 250,616 Special Mention — — — — — — — — — Classified 367 185 — — — — — — 552 Total $ 86,368 $ 128,641 $ 35,492 $ 667 $ — $ — $ — $ — $ 251,168 Term Loans Amortized Cost Basis by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Current period gross charge-offs $ — $ 126 $ — $ — $ — $ — $ — $ — $ 126 Consumer loans Pass $ 3,427 $ 13,950 $ 6,205 $ 8,687 $ 1,747 $ 21 $ 8,354 $ 28 $ 42,419 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ 3,427 $ 13,950 $ 6,205 $ 8,687 $ 1,747 $ 21 $ 8,354 $ 28 $ 42,419 Current period gross charge-offs $ — $ 3 $ — $ 66 $ — $ — $ 52 $ — $ 121 Overdrafts Pass $ — $ — $ — $ — $ — $ — $ — $ — $ — Special Mention — — — — — — — — — Classified 253 — — — — — — — 253 Total $ 253 $ — $ — $ — $ — $ — $ — $ — $ 253 Current period gross charge-offs $ 182 $ — $ — $ — $ — $ — $ — $ — $ 182 Other loans Pass $ 69 $ 10,176 $ — $ — $ — $ 2,587 $ 55 $ 8 $ 12,895 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ 69 $ 10,176 $ — $ — $ — $ 2,587 $ 55 $ 8 $ 12,895 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total by Risk Category Pass $ 313,375 $ 418,126 $ 221,252 $ 154,911 $ 44,891 $ 138,304 $ 110,543 $ 12,258 $ 1,413,660 Special Mention 1,749 11,011 3,749 8,398 3,544 4,428 269 344 33,492 Classified 620 185 2,052 3,001 — 2,094 24 31 8,007 Total $ 315,744 $ 429,322 $ 227,053 $ 166,310 $ 48,435 $ 144,826 $ 110,836 $ 12,633 $ 1,455,159 Total current period gross charge-offs $ 413 $ 210 $ — $ 66 $ — $ — $ 52 $ — $ 741 Unfunded Commitments: The Company maintains a separate reserve for credit losses on unfunded commitments, which is included in Other Liabilities on the Consolidated Balance Sheet. The reserve for credit losses on off-balance-sheet credit exposures is adjusted as a provision for credit losses in the consolidated income statement. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded, utilizing the same models and approaches for the Company's other loan portfolio segments, as these unfunded commitments share similar risk characteristics as its loan portfolio segments. The Company has identified the unfunded portion of certain lines of credit as unconditionally cancellable credit exposures, meaning the Company can cancel the unfunded commitment at any time. No credit loss estimate is reported for off-balance-sheet credit exposures that are unconditionally cancellable by the Company or for undrawn amounts under such arrangements that maybe drawn prior to the cancellation of the arrangement. During the three months ended September 30, 2024 , the unfunded commitment reserve increased by $ 19 thousand through a charge to the provision for credit losses in the consolidated income statement. For the nine months ended September 30, 2024 , there was a reduction to the unfunded commitment reserve of $ 115 thousand recorded as a credit to the provision for credit losses in the consolidated income statement. On January 1, 2023, the Company recorded an adjustment for unfunded commitments of $ 406 thousand for the adoption of ASC 326. For the nine months ended September 30, 2023 , a reduction to the unfunded commitment reserve of $ 54 thousand was recorded as a credit to the provision for credit losses in the consolidated income statement, and there was no adjustment during the three months ended September 30, 2023. The reserve for unfunded commitments at September 30, 2024 and 2023 and December 31, 2023 was $ 364 thousand, $ 417 thousand, and $ 479 thousand, respectively.

Restructurings for Borrowers Ex

Restructurings for Borrowers Experiencing Financial Difficulty	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Restructurings for Borrowers Experiencing Financial Difficulty	NOTE 6. Restructurings for Borrowers Experiencing Financial Difficulty There were no loans modified during the three and nine months ended September 30, 2024, or the three months ended September 30, 2023 . The following table presents the amortized cost of two loans that were modified during the nine months ended September 30, 2023 by loan portfolio segment: For the Nine Months Ended September 30, 2023 (Dollars in thousands) Term Extension Total % of Total Class of Loans Mortgage real estate loans: Residential First Lien - Owner Occupied $ 355 $ 355 0.22 % Total $ 355 $ 355 None of the loans that were modified during the nine months ended September 30, 2023 had defaulted and the loans remain current with contractual payments as of September 30, 2024. Management defines default as over 30 days contractually past due under the modified terms, the foreclosure and/or repossession of the collateral, or the charge-off of the loan during the twelve-month period subsequent to the modification. The financial effects of the term extensions during the prior-year period added a weighted average of 1.0 years to the life of loans which reduced the payment amounts for the borrowers.

Deposits

Deposits	9 Months Ended
	Sep. 30, 2024
Deposits [Abstract]
Deposits	N OTE 7. Deposits The composition of deposits at September 30, 2024 and December 31, 2023 was as follows: September 30, 2024 December 31, 2023 (in thousands) Noninterest bearing demand deposits $ 413,615 $ 436,619 Savings and interest bearing demand deposits: NOW accounts $ 258,135 $ 253,353 Money market accounts 265,703 263,633 Regular savings accounts 131,763 139,453 $ 655,601 $ 656,439 Time deposits: Balances of less than $250,000 $ 291,311 $ 257,418 Balances of $250,000 and more 185,409 155,846 $ 476,720 $ 413,264 $ 1,545,936 $ 1,506,322

Leases

Leases	9 Months Ended
	Sep. 30, 2024
Leases [Abstract]
Leases	NOTE 8. Leases Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. Right-of-use assets and lease liabilities are included in Other Assets and Other Liabilities, respectively, in the Consolidated Balance Sheets. The Company’s four long-term lease agreements are classified as operating leases. These leases offer the option to extend the lease term and the Company has included such extensions in its calculation of the lease liability to the extent the options are reasonably certain of being exercised. The lease agreements do not provide for a residual value guarantee and have no restrictions or covenants that would impact dividends or require incurring additional financial obligations. The following tables present information about the Company’s leases: (dollars in thousands) September 30, 2024 December 31, 2023 Lease liabilities $ 4,400 $ 4,653 Right-of-use assets $ 4,097 $ 4,387 Weighted average remaining lease term 13 years 14 years Weighted average discount rate 3.14 % 3.09 % Three Months Ended Nine Months Ended Lease Cost September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Operating lease cost $ 132 $ 132 $ 396 $ 396 Short-term lease cost 4 4 11 11 Total lease cost $ 136 $ 136 $ 407 $ 407 Cash paid for amounts included in the measurement of lease liabilities $ 120 $ 118 $ 359 $ 354 A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total operating lease liabilities is as follows: (dollars in thousands) As of Lease payments due September 30, 2024 Twelve months ending September 30, 2025 $ 497 Twelve months ending September 30, 2026 428 Twelve months ending September 30, 2027 390 Twelve months ending September 30, 2028 394 Twelve months ending September 30, 2029 399 Thereafter 3,454 Total undiscounted cash flows $ 5,562 Discount ( 1,162 ) Lease liabilities $ 4,400

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 9. Fair Value Measurements GAAP requires the Company to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The fair value of assets and liabilities is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. “Fair Value Measurements” defines fair value, establishes a framework for measuring fair value, establishes a three-level valuation hierarchy for disclosure of fair value measurement and enhances disclosure requirements for fair value measurements. The valuation hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. The three levels are defined as follows: • Level 1 Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. • Level 2 Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. • Level 3 Inputs to the valuation methodology are unobservable and significant to the fair value measurement. The following section provides a description of the valuation methodologies used for instruments measured at fair value on a recurring basis, as well as the general classification of such instruments pursuant to the valuation hierarchy: Securities Available for Sale: Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Derivative instruments are recorded at fair value on a recurring basis. The Company utilizes derivative instruments as part of the management of interest rate risk to modify the re-pricing characteristics of certain portions of the Company’s interest-bearing assets and liabilities. The Company has contracted with a third-party vendor to provide valuations for derivatives using standard valuation techniques and therefore classifies such valuations as Level 2. The Company has considered counterparty credit risk in the valuation of its derivative assets and has considered its own credit risk in the valuation of its derivative liabilities. The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at September 30, 2024 and December 31, 2023: Fair Value Measurements at September 30, 2024 Using Balance as of Quoted Prices Significant Significant September 30, 2024 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 7,852 $ — $ 7,852 $ — Mortgage-backed securities 113,539 — 113,539 — Obligations of states and political subdivisions 4,721 — 4,721 — Subordinated debt 3,939 — 3,939 — Derivative: Interest rate swaps 1,207 — 1,207 — Total assets at fair value $ 131,258 $ — $ 131,258 $ — Liabilities: Interest rate swaps $ 1,207 $ — $ 1,207 $ — Fair value swap 272 — 272 — Total liabilities at fair value $ 1,479 $ — $ 1,479 $ — Fair Value Measurements at December 31, 2023 Using Balance as of Quoted Prices Significant Significant December 31, 2023 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 8,591 $ — $ 8,591 $ — Mortgage-backed securities 118,822 — 118,822 — Obligations of states and political subdivisions 5,931 — 5,931 — Subordinated debt 4,099 — 4,099 — Derivative: Interest rate swap 1,465 — 1,465 — Total assets at fair value $ 138,908 $ — $ 138,908 $ — Liabilities: Interest rate swap 1,465 — 1,465 — Total liabilities at fair value $ 1,465 $ — $ 1,465 $ — Certain financial assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower of cost or market accounting or write downs of individual assets. The following describes the valuation techniques used by the Company to measure certain financial and nonfinancial assets recorded at fair value on a nonrecurring basis in the financial statements: Loans Held for Sale: Loans held for sale are carried at the lower of cost or market value. These loans currently consist of one-to-four family residential loans originated for sale in the secondary market. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). The Company records any fair value adjustments on a nonrecurring basis. No nonrecurring fair value adjustments were recorded on loans held for sale during nine months ended September 30, 2024 and the year ended December 31, 2023. Individually Evaluated Collateral-Dependent Loans: The estimated fair value of individually evaluated collateral-dependent loans is based on the value of the underlying collateral or the value of the underlying collateral, less estimated cost to sell, as appropriate. Collateral is generally real estate; however, collateral may include vehicles, equipment, inventory, accounts receivable, and/or other business assets. The value of real estate collateral is determined using a market valuation approach based on an appraisal conducted by an independent, licensed appraiser. The value of other assets may also be based on an appraisal, market quotations, aging schedules or other sources. Collateral-dependent individually evaluated loans are classified within Level 3 of the fair value hierarchy. Any fair value adjustments are recorded in the period incurred as a provision for credit losses on the Consolidated Statements of Income. At September 30, 2024 there was one collateral-dependent relationship totaling $ 891 thousand, which was individually evaluated and being carried at fair value of $ 623 thousand. This relationship consists of three commercial business loans collateralized by equipment. There were no individually evaluated collateral dependent loans recorded at fair value at December 31, 2023. Other Real Estate Owned: Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the fair value of the property, less estimated selling costs, establishing a new costs basis. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for credit losses. Costs of significant property improvements are capitalized, whereas costs relating to holding property are expensed. The portion of interest costs relating to development of real estate is capitalized. Valuations are periodically obtained by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of a property to fair value less cost to sell. The fair value measurement of real estate held in other real estate owned is assessed in the same manner as collateral-dependent loans described above. We believe that the fair value follows the provisions of GAAP. The Company held no other real estate owned at September 30, 2024 or December 31, 2023. Repossessed Assets: Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the fair value of the asset, less estimated selling costs, establishing a new costs basis. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for credit losses. Costs of significant improvements are capitalized, whereas costs relating to holding assets are expensed. Valuations are periodically obtained by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of an asset to fair value less cost to sell. The fair value measurement of repossessed assets is assessed in the same manner as collateral dependent loans described above. We believe that the fair value follows the provisions of GAAP. The Company held $ 99 thousand and $ 304 thousand at September 30, 2024 and December 31, 2023. Repossessed assets are included in other assets in the Consolidated Balance Sheets. The following table summarizes the Company's nonfinancial assets that were measured at fair value on a nonrecurring basis at September 30, 2024 and December 31, 2023. Carrying value at September 30, 2024 Balance as of Identical Observable Unobservable September 30, 2024 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Collateral-dependent loans $ 623 $ — $ — $ 623 Nonfinancial Assets: Repossessed assets 99 — — 99 Carrying value at December 31, 2023 Balance as of Quoted Prices Significant Significant December 31, 2023 (Level 1) (Level 2) (Level 3) (in thousands) Nonfinancial Assets: Repossessed assets $ 304 $ — $ — $ 304 The following table displays quantitative information about Level 3 Fair Value Measurements for certain financial assets measured at fair value on a nonrecurring basis for September 30, 2024 and December 31, 2023. Quantitative information about Level 3 Fair Value Measurements September 30, 2024 Valuation Technique(s) Unobservable Input Range Weighted Average (1) Assets: Collateral-dependent loans Discounted value Selling cost and appraisal discount 16 % 16 % Repossessed assets Discounted appraised value Selling cost 10 % 10 % Quantitative information about Level 3 Fair Value Measurements December 31, 2023 Valuation Technique(s) Unobservable Input Range Weighted Average (1) Assets: Repossessed assets Discounted appraised value Selling cost 10 % 10 % (1) Weighted based on the relative fair value of the specific items measured at fair value. The carrying value and fair value of the Company’s financial instruments at September 30, 2024 and December 31, 2023 were as follows: Fair Value Measurements at September 30, 2024 Using Carrying Quoted Prices Significant Significant Fair Value September 30, 2024 (Level 1) (Level 2) (Level 3) September 30, 2024 (in thousands) Financial assets: Cash and short-term investments $ 181,191 $ 181,191 $ — $ — $ 181,191 Securities 130,051 — 130,051 — 130,051 Restricted investments 9,967 — 9,967 — 9,967 Loans held for sale 3,657 3,657 — 3,657 Loans, net 1,468,025 — — 1,381,764 1,381,764 Bank owned life insurance 30,361 — 30,361 — 30,361 Accrued interest receivable 5,331 — 5,331 — 5,331 Derivative assets 1,207 — 1,207 — 1,207 Financial liabilities: Deposits $ 1,545,936 $ — $ 1,545,719 $ — $ 1,545,719 Federal funds purchased 244 244 — — 244 Federal Home Loan Bank advances, long-term 170,000 — 169,558 — 169,558 Subordinated debt, net of unamortized issuance costs 29,495 — 25,150 — 25,150 Accrued interest payable 2,217 — 2,217 — 2,217 Derivative liabilities 1,479 — 1,479 — 1,479 Fair Value Measurements at December 31, 2023 Using Carrying Value Quoted Prices Significant Significant Fair Value December 31, 2023 (Level 1) (Level 2) (Level 3) December 31, 2023 (in thousands) Financial assets: Cash and short-term investments $ 138,353 $ 138,353 $ — $ — $ 138,353 Securities 137,443 — 137,443 — 137,443 Restricted Investments 9,568 — 9,568 — 9,568 Loans held for sale 1,661 1,661 — 1,661 Loans, net 1,448,193 — — 1,377,017 1,377,017 Bank owned life insurance 29,575 — 29,575 — 29,575 Accrued interest receivable 5,008 — 5,008 — 5,008 Interest rate swap 1,465 — 1,465 — 1,465 Financial liabilities: Deposits $ 1,506,322 $ — $ 1,506,147 $ — $ 1,506,147 Federal Home Loan Bank advances, short-term 20,000 — 19,954 — 19,954 Federal Home Loan Bank advances, long-term 145,000 — 145,141 — 145,141 Subordinated debt, net of unamortized issuance costs 29,444 — 25,581 — 25,581 Accrued interest payable 2,364 — 2,364 — 2,364 Interest rate swap 1,465 — 1,465 — 1,465

Change in Accumulated Other Com

Change in Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2024
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Change in Accumulated Other Comprehensive Loss	NOTE 10. Change in Accumulated Other Comprehensive Loss Accumulated other comprehensive loss includes unrealized gains and losses on available for sale securities and changes in benefit obligations and plan assets for the post retirement benefit plan. Changes to accumulated other comprehensive loss are presented net of their tax effect as a component of equity. Reclassifications out of accumulated other comprehensive loss are recorded in the Consolidated Statements of Income either as a gain or loss. Changes to accumulated other comprehensive loss by component are shown in the following table for the periods indicated: Three Months Ended September 30, 2024 2023 Unrealized Change in Total Unrealized Change in Total (dollars in thousands) (dollars in thousands) June 30 $ ( 18,773 ) $ 10 $ ( 18,763 ) $ ( 19,430 ) $ 14 $ ( 19,416 ) Other comprehensive income (loss) before reclassifications 5,485 — 5,485 ( 5,237 ) — ( 5,237 ) Tax effect of current period changes ( 1,152 ) — ( 1,152 ) 1,100 — 1,100 Current period changes net of taxes 4,333 — 4,333 ( 4,137 ) — ( 4,137 ) September 30 $ ( 14,440 ) $ 10 $ ( 14,430 ) $ ( 23,567 ) $ 14 $ ( 23,553 ) Nine Months Ended September 30, 2024 2023 Unrealized Change in Total Unrealized Change in Total (dollars in thousands) (dollars in thousands) January 1 $ ( 18,020 ) $ 14 $ ( 18,006 ) $ ( 20,465 ) $ 19 $ ( 20,446 ) Other comprehensive income (loss) before reclassifications 4,532 ( 5 ) 4,527 ( 3,927 ) ( 8 ) ( 3,935 ) Tax effect of current period changes ( 952 ) 1 ( 951 ) 825 3 828 Current period changes net of taxes 3,580 ( 4 ) 3,576 ( 3,102 ) ( 5 ) ( 3,107 ) September 30 $ ( 14,440 ) $ 10 $ ( 14,430 ) $ ( 23,567 ) $ 14 $ ( 23,553 ) For the three and nine months ended September 30, 2024 and 2023 , there were no reclassifications out of accumulated other comprehensive loss.

Other Real Estate Owned

Other Real Estate Owned	9 Months Ended
	Sep. 30, 2024
Real Estate [Abstract]
Real Estate Owned	NOTE 11. Other Real Estate Owned The following table is a summary of other real estate owned (“OREO”) activity for the nine months ended September 30, 2024 and 2023 and the year ended December 31, 2023: Nine Months Ended Year Ended Nine Months Ended September 30, December 31, September 30, 2024 2023 2023 (in thousands) Balance, beginning $ — $ 108 $ 108 Transfer from loans — — — Gain on foreclosures — — — Sales — ( 108 ) ( 108 ) Valuation adjustments — — — Balance, ending $ — $ — $ — There were no loans collateralized by residential real estate in the process of foreclosure at September 30, 2024 and December 31, 2023 .

Qualified Affordable Housing Pr

Qualified Affordable Housing Project Investments	9 Months Ended
	Sep. 30, 2024
Federal Home Loan Banks [Abstract]
Qualified Affordable Housing Project Investments	NOTE 12. Qualified Affordable Housing Project Investments The Company invests in qualified affordable housing projects. The general purpose of these investments is to encourage and assist participants in investing in low-income residential rental properties located in the Commonwealth of Virginia, develop and implement strategies to maintain projects as low-income housing, provide tax credits and other tax benefits to investors, and to preserve and protect project assets. On January 1, 2024, the Company adopted ASU 2023-02, “Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method." The adoption resulted in an adjustment of $ 477 thousand, which reduced the investment and shareholders' equity balances. At September 30, 2024 and December 31, 2023 , the balance of the investment for qualified affordable housing projects was $ 1.3 million and $ 2.0 million, respectively. These balances are reflected in Other assets on the Consolidated Balance Sheets. Total unfunded commitments related to the investments in qualified affordable housing projects totaled zero at both September 30, 2024 and December 31, 2023. During each of the three months ended September 30, 2024 and September 30, 2023 , the Company recognized amortization expense of $ 74 thousand and $ 54 thousand, respectively. Amortization expense for the nine months ended September 30, 2024 and 2023 was $ 221 thousand and $ 211 thousand, respectively. Beginning in 2024, upon adoption of ASU 2023-02, the amortization expense was included in income tax expense, while in 2023 and prior it was included in Other operating expenses on the Consolidated Statements of Income. Total estimated credits to be received during 2024 are $ 303 thousand based on the most recent quarterly estimates received from the funds. Total tax credits and other tax benefits recognized during the nine months ended September 30, 2024 and 2023, were $ 228 thousand and $ 268 thousand, respectively .

Recent Accounting Pronouncement

Recent Accounting Pronouncements and Other Authoritative Guidance	9 Months Ended
	Sep. 30, 2024
Accounting Standards Update and Change in Accounting Principle [Abstract]
Recent Accounting Pronouncements and Other Authoritative Guidance	NOTE 13. Recent Accounting Pronouncements and Other Authoritative Guidance In November 2024, the Financial Accounting Standards Board (FASB) issued ASU 2024-03, “Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses.” ASU 2024-03 requires public companies to disclose, in the notes to the financial statements, specific information about certain costs and expenses at each interim and annual reporting period. This includes disclosing amounts related to employee compensation, depreciation, and intangible asset amortization. In addition, public companies will need to provide qualitative description of the amounts remaining in relevant expense captions that are not separately disaggregated quantitatively. ASU 2024-03 is effective for public business entities for annual reporting periods beginning after December 15, 2026, and interim reporting periods beginning after December 15, 2027. Implementation of ASU 2024-03 may be applied prospectively or retrospectively. The Company does not expect the adoption of ASU 2024-03 to have a material impact on its consolidated financial statements.

Borrowings

Borrowings	9 Months Ended
	Sep. 30, 2024
Debt Disclosure [Abstract]
Borrowings	NOTE 14. Borrowings On March 31, 2022, the Company entered into Subordinated Note Purchase Agreements with certain purchasers pursuant to which the Company issued and sold $ 30.0 million in aggregate principal amount of its 4.50 % Fixed-to-Floating Rate Subordinated Notes due April 1, 2032 (the “Notes”). The Company uses the net proceeds of the Notes offering for general corporate purposes, organic growth and to support the Bank’s regulatory capital ratios. The Notes were structured to qualify as Tier 2 capital for regulatory capital purposes at the holding company and bear an initial interest rate of 4.50 % until April 1, 2027 , with interest during this period payable semi-annually in arrears. From and including April 1, 2027, to but excluding the maturity date or early redemption date, the interest rate will reset quarterly to an annual floating rate equal to three-month SOFR, plus 2.35 %, with interest during this period paya ble quarterly in arrears. The Notes are redeemable by the Company at its option, in whole or in part, on or after April 1, 2027 . Initial debt issuance costs were $ 673 thousand. The debt balance of $ 30.0 million is presented net of unamortized issuance costs of $ 505 thousand at September 30, 2024. The Company had $ 170.0 million in total borrowings with the Federal Home Loan Bank of Atlanta ("FHLB") at September 30, 2024 , with no short-term borrowings outstanding and $ 170.0 million being long-term borrowings. The interest rates on the long-term borrowings with the FHLB ranged from 3.45 % to 4.83 %, with a weighted average rate of 4.47 %. Of the long-term FHLB borrowings, $ 50.0 million is due in 2024 , $ 55.0 million is due in 2025 and $ 65.0 million is due in 2026 . At December 31, 2023 , the Company had $ 145.0 million in long-term and $ 20.0 million in short-term outstanding borrowings with the FHLB. The Company had $ 80.7 million in irrevocable letters of credit at September 30, 2024 with the FHLB to secure public deposits.

Derivatives

Derivatives	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	NOTE 15. Derivatives The Company uses derivative financial instruments primarily to manage risks to the Company associated with changing interest rates, and to assist customers with their risk management objectives. Derivative contracts that are not designated in a qualifying hedging relationships include customer accommodation loan swaps. On August 15, 2024, the Company executed a 2-year, 3.862 % pay-fixed portfolio layer method fair value swap, designated as a hedging instrument, with a total notional amount of $ 35.0 million. This swap will terminate on August 15, 2026. The Company designated the fair value swap under the portfolio layer method ("PLM"). Under this method, the hedged item is designated as a hedged layer of a closed portfolio of financial loans that is anticipated to remain outstanding for the designated hedged period. Adjustments will be made to record the swap at fair value as either an other asset or other liability on the Consolidated Balance Sheets, with changes in fair value recognized in net loans. The carrying value of the fair value swap on the Consolidated Balance Sheets will also be adjusted through loan interest income, based on changes in the fair value attributable to changes in the hedged risk. The following table represents the carrying value of the portfolio layer method hedged asset and the cumulative fair value hedging adjustment included in the carrying value of the hedged asset as of September 30, 2024. September 30, 2024 Carrying Amount of Hedged Asset Cumulative Amount of Fair Value Adjustment (in thousands) Loans receivable (1) $ 35,279 $ 279 (1) These amounts include the amortized cost basis of closed portfolios of fixed rate loans used to designate hedging relationships in which the hedged item is the stated amount of assets in the closed portfolio anticipated to be outstanding for the hedged period. As of September 30, 2024 , the amortized cost basis of the closed portfolio used in this hedging relationship was $ 536.6 million and the cumulative basis adjustment associated with this hedging relationship was $ 272 thousand. At September 30, 2024 , the amount of the designated hedged item was $ 35.0 million. The following table summarizes the effect of the fair value hedging relationship recognized in the consolidated statements of income for the three and nine months ended September 30, 2024. Three Months Ended Nine Months Ended September 30, September 30, 2024 2024 (in thousands) Hedged asset $ 61 $ 61 Fair value derivative designated as hedging instrument 7 7 Total gain recognized in the consolidated statement of income within interest and fees on loans $ 68 $ 68 The Company enters into interest rate swaps with certain qualifying commercial loan customers to meet their interest rate risk management needs. The Bank simultaneously enters into interest rate swaps with dealer counterparties, with identical notional amounts and offsetting terms. The net result of these interest rate swaps is that the customer pays a fixed rate of interest and the Company receives a floating rate. These back-to-back loan swaps are derivative financial instruments and are reported at fair value in “other assets” and “other liabilities” in the Consolidated Balance Sheets. Changes in the fair value of loan swaps are recorded in other noninterest income and sum to zero because of the offsetting terms of the swaps with borrowers and the swaps with dealer counterparties. The following tables summarize key elements of the Company's derivative instruments at September 30, 2024 and December 31, 2023. September 30, 2024 Notional Amount Assets Liabilities (in thousands) Derivatives designated as hedging instruments: Fair value swap $ 35,000 $ — $ 272 Derivatives not designated as hedging instruments: Customer-related interest rate swap contracts: Matched interest rate swaps with borrower $ 40,347 $ 701 $ 506 Matched interest rate swaps with counterparty 40,347 506 701 December 31, 2023 Notional Amount Assets Liabilities (in thousands) Derivatives not designated as hedging instruments: Customer-related interest rate swap contracts: Matched interest rate swaps with borrower $ 41,051 $ 844 $ 621 Matched interest rate swaps with counterparty 41,051 621 844

Business Segments

Business Segments	9 Months Ended
	Sep. 30, 2024
Segment Reporting [Abstract]
Business Segments	NOTE 16. Business Segments The Company has three reportable operating segments: community banking, marine lending and wealth management. Revenue from community banking operations consist primarily of net interest income related to investments in loan and securities and outstanding deposits and borrowings, fees earned on deposit accounts and debit card interchange activity. Revenue from marine lending operations consist primarily of net interest income related to commercial and consumer marine loans. The wealth management division's net revenues are comprised primarily of income from offering wealth management services and insurance products through third-party service providers. On August 23, 2023, the Company completed a sale of specific assets from its marine lending segment. As part of the sale, the Company sold its interest in marine vessel floor plan loans totaling $ 52.8 million, its rights to service loans that had been sold to secondary market investors prior to the date of sale (valued at $ 595 thousand on balance sheet prior to sale), and other assets that were not individually significant. The Company received total consideration, net of selling expenses, of $ 53.5 million and recognized a gain of $ 435 thousand. The assets sold as well as their related revenues and contribution to earnings did not constitute a significant portion of the Company's assets or operating results for the year ended December 31, 2023. Subsequent to the sale of these assets, the Company retained ownership of its marine vessel retail loans which continue to constitute a significant portion of the Company's assets, revenues, and earnings. The Company expects to cease accepting new marine lending business and hold the retained outstanding loans until they are ultimately repaid. Financial information of the parent company is included in the "All Other" category. The parent company's revenue and expenses are comprised primarily of interest expense associated with subordinated debt. The following tables provide income and asset information as of September 30, 2024 and December 31, 2023 and for three and nine months ended September 30, 2024 and 2023, which are included within the Consolidated Balance Sheets and Consolidated Statements of Income. The results by business segment are based on management’s accounting process, which assigns income statement items and assets to each operating segment. Given the Company's reportable segments are contained within the Bank, management must make certain allocations of expenses, which may not be representative of the costs expected to be incurred if the specific business segments operated as stand-alone entities. The Company expects it will continue to evaluate its business segments and internal reporting structure, including the production of discrete financial information to the chief operating decision-maker. Three Months Ended September 30, 2024 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated (in thousands) Interest Income $ 20,626 $ 3,060 $ — $ — $ — $ 23,686 Interest Expense 8,730 1,445 — 354 — 10,529 Net Interest Income (Expense) 11,896 1,615 — ( 354 ) — 13,157 Gain on sales of loans 627 — — — — 627 Other noninterest income 3,108 — 1,516 — — 4,624 Net Revenue (Expense) 15,631 1,615 1,516 ( 354 ) — 18,408 Provision for (recovery of) credit losses 1,609 ( 65 ) — — — 1,544 Noninterest expense 11,957 114 727 92 — 12,890 Income (loss) before taxes 2,065 1,566 789 ( 446 ) — 3,974 Income tax expense (benefit) 145 328 166 ( 89 ) — 550 Net Income (Loss) $ 1,920 $ 1,238 $ 623 $ ( 357 ) $ — $ 3,424 Other data: Capital expenditures $ 231 $ — $ — $ — $ — $ 231 Depreciation and amortization 431 — 32 17 — 480 Three Months Ended September 30, 2023 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated (in thousands) Interest Income $ 17,770 $ 4,412 $ — $ — $ — $ 22,182 Interest Expense 7,563 1,358 — 354 — 9,275 Net Interest Income (Expense) 10,207 3,054 — ( 354 ) — 12,907 Gain on sales of loans 253 12 — — — 265 Other noninterest income 1,750 1,013 1,190 — — 3,953 Net Revenue (Expense) 12,210 4,079 1,190 ( 354 ) — 17,125 Provision for (recovery of) credit losses 453 ( 237 ) — — — 216 Noninterest expense 11,131 2,285 629 88 — 14,133 Income (loss) before taxes 626 2,031 561 ( 442 ) — 2,776 Income tax expense (benefit) 3 427 117 ( 90 ) — 457 Net Income (Loss) $ 623 $ 1,604 $ 444 $ ( 352 ) $ — $ 2,319 Other data: Capital expenditures $ 1,120 $ — $ — $ — $ — $ 1,120 Depreciation and amortization 715 32 31 17 — 795 Nine Months Ended September 30, 2024 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated (in thousands) Interest Income $ 57,625 $ 9,702 $ — $ — $ — $ 67,327 Interest Expense 24,239 4,297 — 1,063 — 29,599 Net Interest Income (Expense) 33,386 5,405 — ( 1,063 ) — 37,728 Gain on sales of loans 1,280 — — — — 1,280 Other noninterest income 7,512 — 4,244 — — 11,756 Net Revenue (Expense) 42,178 5,405 4,244 ( 1,063 ) — 50,764 Provision for credit losses 1,902 298 — — — 2,200 Noninterest expense 34,936 467 2,074 300 — 37,777 Income (loss) before taxes 5,340 4,640 2,170 ( 1,363 ) — 10,787 Income tax expense (benefit) 466 974 456 ( 266 ) — 1,630 Net Income (Loss) $ 4,874 $ 3,666 $ 1,714 $ ( 1,097 ) $ — $ 9,157 Other data: Capital expenditures $ 743 $ — $ 3 $ — $ — $ 746 Depreciation and amortization 1,014 — 95 51 — 1,160 Nine Months Ended September 30, 2023 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated (in thousands) Interest Income $ 49,454 $ 11,634 $ — $ — $ — $ 61,088 Interest Expense 18,015 4,033 — 1,063 — 23,111 Net Interest Income (Expense) 31,439 7,601 — ( 1,063 ) — 37,977 Gain on sales of loans 589 324 — — — 913 Other noninterest income 5,487 1,106 3,611 — — 10,204 Net Revenue (Expense) 37,515 9,031 3,611 ( 1,063 ) — 49,094 Provision for (recovery of) credit losses 1,405 ( 122 ) — — — 1,283 Noninterest expense 32,247 4,925 1,902 400 — 39,474 Income (loss) before taxes 3,863 4,228 1,709 ( 1,463 ) — 8,337 Income tax expense (benefit) 443 888 359 ( 315 ) — 1,375 Net Income (Loss) $ 3,420 $ 3,340 $ 1,350 $ ( 1,148 ) $ — $ 6,962 Other data: Capital expenditures $ 1,091 $ 36 $ — $ — $ — $ 1,127 Depreciation and amortization 989 224 94 51 — 1,358 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated Total assets at September 30, 2024 $ 1,646,503 $ 233,065 $ 987 $ 1,146 $ — $ 1,881,701 Total assets at December 31, 2023 $ 1,562,600 $ 261,011 $ 1,080 $ 906 $ — $ 1,825,597

Stock-Based Compensation Plan (

Stock-Based Compensation Plan (Tables)	9 Months Ended
	Sep. 30, 2024
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Restricted Stock Activity	The following table presents restricted stock activity for the nine months ended September 30, 2024 and 2023: Nine Months Ended September 30, 2024 2023 Shares Weighted Shares Weighted Nonvested, beginning of period 56,914 $ 35.06 38,780 $ 33.47 Granted 41,940 30.00 37,941 36.60 Vested ( 29,426 ) 34.40 ( 17,302 ) 33.29 Forfeited ( 5,385 ) 35.38 ( 2,405 ) 36.80 Nonvested, end of period 64,043 $ 32.02 57,014 $ 35.57

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Weighted Average Number Of Shares Used In Computing Earnings Per Share	The following table shows the weighted average number of shares used in computing earnings per share for the three and nine months ended September 30, 2024 and 2023. During 2024 and 2023 , there were no potentially dilutive securities outstanding. Three Months Ended Nine Months Ended September 30, September 30, 2024 2023 2024 2023 Average number of common shares outstanding used to calculate basic and diluted earnings per share 3,552,026 3,526,943 3,555,376 3,524,441

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2024
Debt Securities, Available-for-Sale [Abstract]
Amortized Costs and Fair Values of Securities Available for Sale	Amortized costs and fair values of securities available for sale at September 30, 2024 and December 31, 2023 were as follows: Amortized Gross Gross Fair Value September 30, 2024 (in thousands) Obligations of U.S. government corporations and agencies $ 8,199 $ — $ ( 347 ) $ 7,852 Mortgage-backed securities 130,457 — ( 16,918 ) 113,539 Obligations of states and political subdivisions 4,921 — ( 200 ) 4,721 Subordinated debt 4,750 — ( 811 ) 3,939 $ 148,327 $ — $ ( 18,276 ) $ 130,051 December 31, 2023 (in thousands) Obligations of U.S. government corporations and agencies $ 9,258 $ — $ ( 667 ) $ 8,591 Mortgage-backed securities 140,052 — ( 21,230 ) 118,822 Obligations of states and political subdivisions 6,191 1 ( 261 ) 5,931 Subordinated debt 4,750 — ( 651 ) 4,099 $ 160,251 $ 1 $ ( 22,809 ) $ 137,443
Investments Classified by Contractual Maturity Date	The Company has elected to exclude accrued interest receivable, totaling $ 356 thousand at September 30, 2024, from the amortized cost basis of securities. The deferred tax asset on the securities portfolio at September 30, 2024 and December 31, 2023 was $ 3.8 million and $ 4.8 million, respectively, and is included in Other Assets in the Consolidated Balance Sheets. The amortized cost and estimated fair value of securities at September 30, 2024, by the earlier of contractual maturity or expected maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value (in thousands) Due in one year or less $ — $ — Due after one year through five years 10,692 10,374 Due after five years through ten years 12,804 11,379 Due after ten years 124,831 108,298 $ 148,327 $ 130,051
Fair Value and Gross Unrealized Losses for Securities Available for Sale	The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at September 30, 2024 and December 31, 2023 were as follows: Less than 12 months 12 months or more Total Fair Value Gross Fair Value Gross Fair Value Gross September 30, 2024 (in thousands) Obligations of U.S. government corporations and agencies $ — $ — $ 7,852 $ 347 $ 7,852 $ 347 Mortgage-backed securities — — 113,539 16,918 113,539 16,918 Obligations of states and political subdivisions 500 — 4,221 200 4,721 200 Subordinated debt — — 3,439 811 3,439 811 $ 500 $ — $ 129,051 $ 18,276 $ 129,551 $ 18,276 Less than 12 months 12 months or more Total Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses December 31, 2023 (in thousands) Obligations of U.S. government corporations and agencies $ — $ — $ 8,591 $ 667 $ 8,591 $ 667 Mortgage-backed securities — — 118,822 21,230 118,822 21,230 Obligations of states and political subdivisions — — 5,430 261 5,430 261 Subordinated debt 221 29 3,378 622 3,599 651 $ 221 $ 29 $ 136,221 $ 22,780 $ 136,442 $ 22,809
Schedule Composition of Restricted Investments	The composition of restricted investments at September 30, 2024 and December 31, 2023 was as follows: September 30, 2024 December 31, 2023 (in thousands) Federal Reserve Bank Stock $ 344 $ 344 Federal Home Loan Bank Stock 9,483 9,084 Community Bankers’ Bank Stock 140 140 $ 9,967 $ 9,568

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses on Loans (Tables)	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Schedule of composition of loans	The composition of loans at September 30, 2024 and December 31, 2023 was as follows: September 30, December 31, 2024 2023 (in thousands) Mortgage real estate loans: Construction & Secured by Farmland $ 97,170 $ 84,145 HELOCs 50,452 47,674 Residential First Lien - Investor 106,323 117,431 Residential First Lien - Owner Occupied 198,570 178,180 Residential Junior Liens 11,956 12,831 Commercial - Owner Occupied 273,249 251,456 Commercial - Non-Owner Occupied & Multifamily 357,351 348,879 Commercial and industrial loans: SBA PPP loans 34 51 Other commercial and industrial loans 111,130 107,777 Marine loans 225,902 251,168 Consumer loans 32,063 42,419 Overdrafts 215 253 Other loans 11,932 12,895 Total loans $ 1,476,347 $ 1,455,159 Net deferred loan costs and premiums 6,981 7,527 Allowance for credit losses ( 15,303 ) ( 14,493 ) $ 1,468,025 $ 1,448,193
Schedule of changes in allowance for loan losses	Changes in the allowance for credit losses on loans for the three and nine months ended September 30, 2024 and 2023 were as follows: Three Months Ended Nine Months Ended September 30, September 30, 2024 2023 2024 2023 (in thousands) Balance, beginning $ 15,014 $ 14,511 $ 14,493 $ 11,218 Cumulative effect adjustment for adoption of ASC 326 — — — 2,077 Provision for credit losses 1,526 218 2,315 1,337 Recoveries added to the allowance 145 31 754 255 Credit losses charged to the allowance ( 1,382 ) ( 187 ) ( 2,259 ) ( 314 ) Balance, ending $ 15,303 $ 14,573 $ 15,303 $ 14,573
Schedule of nonaccrual And past due loans by class	Past due loans by class at September 30, 2024 and December 31, 2023 were as follows: September 30, 2024 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Mortgage real estate loans: Construction & Secured by Farmland $ 6,781 $ — $ — $ 6,781 $ 90,389 $ 97,170 $ — HELOCs 17 — — 17 50,435 50,452 — Residential First Lien - Investor — — 472 472 105,851 106,323 — Residential First Lien - Owner Occupied — 141 278 419 198,151 198,570 247 Residential Junior Liens 15 — — 15 11,941 11,956 — Commercial - Owner Occupied — — — — 273,249 273,249 — Commercial - Non-Owner Occupied & Multifamily — — — — 357,351 357,351 — Commercial and industrial loans: SBA PPP loans — — — — 34 34 — Other commercial and industrial loans 299 — — 299 110,831 111,130 — Marine loans — — — — 225,902 225,902 — Consumer loans 45 — 169 214 31,849 32,063 87 Overdrafts — — — — 215 215 — Other loans — — — — 11,932 11,932 — Total $ 7,157 $ 141 $ 919 $ 8,217 $ 1,468,130 $ 1,476,347 $ 334 December 31, 2023 (in thousands) 30 - 59 60 - 89 90 or More Total Past Current Total Loans 90 or More Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ — $ 84,145 $ 84,145 $ — HELOCs — — — — 47,674 47,674 — Residential First Lien - Investor 844 253 — 1,097 116,334 117,431 — Residential First Lien - Owner Occupied — 78 149 227 177,953 178,180 — Residential Junior Liens — — 9 9 12,822 12,831 — Commercial - Owner Occupied — — — — 251,456 251,456 — Commercial - Non-Owner Occupied & Multifamily — — — — 348,879 348,879 — Commercial and industrial loans: SBA PPP loans — — — — 51 51 — Other commercial and industrial loans 9 — 26 35 107,742 107,777 14 Marine loans — — 552 552 250,616 251,168 — Consumer loans 173 — 167 340 42,079 42,419 167 Overdrafts — — — — 253 253 — Other loans — — — — 12,895 12,895 — Total $ 1,026 $ 331 $ 903 $ 2,260 $ 1,452,899 $ 1,455,159 $ 181 Nonaccrual loans by class at September 30, 2024 and December 31, 2023 were as follows: September 30, 2024 December 31, 2023 (in thousands) (in thousands) Nonaccruals with No Allowance for Credit Losses Nonaccrual with an Allowance for Credit Losses Nonaccrual Nonaccruals with No Allowance for Credit Losses Nonaccrual with an Allowance for Credit Losses Nonaccrual Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ 95 $ — $ 95 HELOCs — — — 15 — 15 Residential First Lien - Investor 472 — 472 1,085 — 1,085 Residential First Lien - Owner Occupied 104 — 104 228 — 228 Residential Junior Liens — — — 11 — 11 Commercial - Owner Occupied 749 — 749 22 — 22 Commercial - Non-Owner Occupied & Multifamily — — — 3,625 — 3,625 Commercial and industrial loans: SBA PPP loans — — — — — — Other commercial and industrial loans 46 891 937 12 — 12 Marine loans — — — 552 — 552 Consumer loans 82 — 82 — — — Overdrafts — — — — — — Other loans — — — — — — Total $ 1,453 $ 891 $ 2,344 $ 5,645 $ — $ 5,645
Schedule of allowance for credit losses on loans by segment	The allowance for credit losses on loans by segment at September 30, 2024 and December 31, 2023 was as follows: As of and For the Nine Months Ended September 30, 2024 (in thousands) Construction Residential Commercial Commercial Marine Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 772 $ 4,725 $ 6,224 $ 1,027 $ 1,153 $ 198 $ 394 $ — $ 14,493 Charge-Offs ( 94 ) ( 127 ) ( 7 ) ( 83 ) ( 1,457 ) ( 376 ) ( 115 ) — ( 2,259 ) Recoveries 100 304 162 44 — 132 12 — 754 Provision 300 ( 112 ) ( 502 ) 377 1,995 245 12 — 2,315 Ending balance $ 1,078 $ 4,790 $ 5,877 $ 1,365 $ 1,691 $ 199 $ 303 $ — $ 15,303 Ending balance: Individually evaluated for impairment $ — $ — $ — $ 268 $ — $ — $ — $ — $ 268 Ending balance: Collectively evaluated for impairment $ 1,078 $ 4,790 $ 5,877 $ 1,097 $ 1,691 $ 199 $ 303 $ — $ 15,035 Loans: Ending balance $ 97,170 $ 367,301 $ 630,600 $ 111,164 $ 225,902 $ 32,063 $ 12,147 $ — $ 1,476,347 Ending balance: Individually evaluated for impairment $ — $ 545 $ 749 $ 891 $ — $ 82 $ — $ — $ 2,267 Ending balance: Collectively evaluated for impairment $ 97,170 $ 366,756 $ 629,851 $ 110,273 $ 225,902 $ 31,981 $ 12,147 $ — $ 1,474,080 As of and For the Year Ended December 31, 2023 (in thousands) Construction Residential Commercial Commercial Marine Consumer All Other Unallocated Total Allowance for credit losses: Beginning Balance $ 2,714 $ 1,735 $ 2,221 $ 2,222 $ 1,555 $ 299 $ 472 $ — $ 11,218 Cumulative effect adjustment for adoption of ASC 326 ( 1,840 ) 1,933 3,584 ( 1,102 ) ( 285 ) ( 123 ) ( 90 ) — 2,077 Charge-Offs — — — ( 312 ) ( 126 ) ( 121 ) ( 182 ) — ( 741 ) Recoveries 8 18 — 43 — 48 181 — 298 Provision ( 110 ) 1,039 419 176 9 95 13 — 1,641 Ending balance $ 772 $ 4,725 $ 6,224 $ 1,027 $ 1,153 $ 198 $ 394 $ — $ 14,493 Ending balance: Individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — Ending balance: Collectively evaluated for impairment $ 772 $ 4,725 $ 6,224 $ 1,027 $ 1,153 $ 198 $ 394 $ — $ 14,493 Loans: Ending balance $ 84,145 $ 356,116 $ 600,335 $ 107,828 $ 251,168 $ 42,419 $ 13,148 $ — $ 1,455,159 Ending balance: Individually evaluated for impairment $ 95 $ 1,288 $ 3,639 $ — $ 552 $ — $ — $ — $ 5,574 Ending balance: Collectively evaluated for impairment $ 84,050 $ 354,828 $ 596,696 $ 107,828 $ 250,616 $ 42,419 $ 13,148 $ — $ 1,449,585
Schedule of amortized cost basis of collateral-dependent loans by loan portfolio segment	The following table presents the amortized cost basis of collateral-dependent loans by loan portfolio segment: September 30, 2024 December 31, 2023 (in thousands) (in thousands) (in thousands) Real Estate Collateral Other Collateral Total Real Estate Collateral Other Collateral Total Mortgage real estate loans: Construction & Secured by Farmland $ — $ — $ — $ 95 $ — $ 95 HELOCs — — — — — — Residential First Lien - Investor 472 — 472 1,086 — 1,086 Residential First Lien - Owner Occupied 73 — 73 194 — 194 Residential Junior Liens — — — 8 — 8 Commercial - Owner Occupied 749 — 749 14 — 14 Commercial - Non-Owner Occupied & Multifamily — — — 3,625 — 3,625 Commercial and industrial loans: SBA PPP loans — — — — — — Other commercial and industrial loans — 891 891 — — — Marine loans — — — — 552 552 Consumer loans — 82 82 — — — Overdrafts — — — — — — Other loans — — — — — — $ 1,294 $ 973 $ 2,267 $ 5,022 $ 552 $ 5,574
Schedule of credit quality information by class	Credit quality information by class at September 30, 2024 was as follows: Term Loans Amortized Cost Basis by Origination Year (in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Mortgage real estate loans: Construction & Secured by Farmland Pass $ 31,094 $ 25,570 $ 15,675 $ 3,886 $ 3,359 $ 5,173 $ 2,800 $ — $ 87,557 Special Mention — 6,968 1,156 — 1,456 — — — 9,580 Classified — — — — — 33 — — 33 Total $ 31,094 $ 32,538 $ 16,831 $ 3,886 $ 4,815 $ 5,206 $ 2,800 $ — $ 97,170 Current period gross charge-offs $ — $ — $ — $ — $ — $ 94 $ — $ — $ 94 HELOCs Pass $ — $ — $ — $ — $ — $ — $ 50,409 $ — $ 50,409 Special Mention — — — — — — 43 — 43 Classified — — — — — — — — — Total $ — $ — $ — $ — $ — $ — $ 50,452 $ — $ 50,452 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ 14 $ — $ 14 Residential First Lien - Investor Pass $ 5,793 $ 15,500 $ 18,963 $ 28,090 $ 10,382 $ 22,782 $ — $ 1,116 $ 102,626 Special Mention — 699 1,076 1,151 — 299 — — 3,225 Classified — — — 472 — — — — 472 Total $ 5,793 $ 16,199 $ 20,039 $ 29,713 $ 10,382 $ 23,081 $ — $ 1,116 $ 106,323 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Owner Occupied Pass $ 25,714 $ 59,419 $ 33,569 $ 22,887 $ 34,115 $ 20,356 $ — $ 487 $ 196,547 Special Mention 46 624 — — — 983 — — 1,653 Classified — — — — — 370 — — 370 Total $ 25,760 $ 60,043 $ 33,569 $ 22,887 $ 34,115 $ 21,709 $ — $ 487 $ 198,570 Current period gross charge-offs $ — $ — $ — $ — $ — $ 103 $ — $ — $ 103 Residential Junior Liens Pass $ 553 $ 2,359 $ 2,662 $ 3,042 $ 1,265 $ 1,811 $ — $ 179 $ 11,871 Special Mention — — — — 71 — — — 71 Classified — — — — — — — 14 14 Total $ 553 $ 2,359 $ 2,662 $ 3,042 $ 1,336 $ 1,811 $ — $ 193 $ 11,956 Current period gross charge-offs $ — $ — $ — $ — $ — $ 10 $ — $ — $ 10 Commercial - Owner Occupied Pass $ 23,795 $ 37,505 $ 71,072 $ 32,937 $ 23,461 $ 47,038 $ 1,262 $ 4,092 $ 241,162 Special Mention — 367 8,870 6,069 345 15,687 — — 31,338 Classified — — — 749 — — — — 749 Total $ 23,795 $ 37,872 $ 79,942 $ 39,755 $ 23,806 $ 62,725 $ 1,262 $ 4,092 $ 273,249 Current period gross charge-offs $ — $ — $ — $ — $ — $ 7 $ — $ — $ 7 Term Loans Amortized Cost Basis by Origination Year (in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Commercial - Non-Owner Occupied & Multifamily Pass $ 15,088 $ 57,059 $ 83,489 $ 56,549 $ 66,248 $ 45,400 $ 6,572 $ 5,375 $ 335,780 Special Mention — — 11,676 7,631 1,463 801 — — 21,571 Classified — — — — — — — — — Total $ 15,088 $ 57,059 $ 95,165 $ 64,180 $ 67,711 $ 46,201 $ 6,572 $ 5,375 $ 357,351 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial loans: SBA PPP loans Pass $ — $ — $ — $ 34 $ — $ — $ — $ — $ 34 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ — $ — $ 34 $ — $ — $ — $ — $ 34 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other commercial and industrial loans Pass $ 21,320 $ 9,149 $ 21,289 $ 4,933 $ 3,611 $ 3,872 $ 37,854 $ 2,054 $ 104,082 Special Mention 340 1,191 — 2,187 — 4 1,873 357 5,952 Classified — 891 — — 159 — — 46 1,096 Total $ 21,660 $ 11,231 $ 21,289 $ 7,120 $ 3,770 $ 3,876 $ 39,727 $ 2,457 $ 111,130 Current period gross charge-offs $ — $ 11 $ 9 $ — $ 63 $ — $ 108 $ — $ 191 Marine loans Pass $ — $ 74,588 $ 118,605 $ 32,062 $ 647 $ — $ — $ — $ 225,902 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ 74,588 $ 118,605 $ 32,062 $ 647 $ — $ — $ — $ 225,902 Current period gross charge-offs $ — $ 1,370 $ 87 $ — $ — $ — $ — $ — $ 1,457 Consumer loans Pass $ 2,382 $ 2,289 $ 11,248 $ 5,558 $ 7,578 $ 1,145 $ 1,746 $ 35 $ 31,981 Special Mention — — — — — — — — — Classified — — 82 — — — — — 82 Total $ 2,382 $ 2,289 $ 11,330 $ 5,558 $ 7,578 $ 1,145 $ 1,746 $ 35 $ 32,063 Current period gross charge-offs $ — $ 12 $ — $ 25 $ 167 $ — $ 64 $ — $ 268 Overdrafts Pass $ — $ — $ — $ — $ — $ — $ — $ — $ — Special Mention — — — — — — — — — Classified 215 — — — — — — — 215 Total $ 215 $ — $ — $ — $ — $ — $ — $ — $ 215 Current period gross charge-offs $ 115 $ — $ — $ — $ — $ — $ — $ — $ 115 Other loans Pass $ — $ 59 $ 9,492 $ — $ — $ 2,299 $ 80 $ 2 $ 11,932 Special Mention — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year (in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Classified — — — — — — — — — Total $ — $ 59 $ 9,492 $ — $ — $ 2,299 $ 80 $ 2 $ 11,932 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total by Risk Category Pass $ 125,739 $ 283,497 $ 386,064 $ 189,978 $ 150,666 $ 149,876 $ 100,723 $ 13,340 $ 1,399,883 Special Mention 386 9,849 22,778 17,038 3,335 17,774 1,916 357 73,433 Classified 215 891 82 1,221 159 403 — 60 3,031 Total $ 126,340 $ 294,237 $ 408,924 $ 208,237 $ 154,160 $ 168,053 $ 102,639 $ 13,757 $ 1,476,347 Total current period gross charge-offs $ 115 $ 1,393 $ 96 $ 25 $ 230 $ 214 $ 186 $ — $ 2,259 Credit quality information by class at December 31, 2023 was as follows: Term Loans Amortized Cost Basis by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Mortgage real estate loans: Construction & Secured by Farmland Pass $ 34,617 $ 21,460 $ 7,584 $ 4,851 $ 2,389 $ 2,829 $ 7,052 $ 57 $ 80,839 Special Mention — 1,173 — — 1,040 815 — — 3,028 Classified — — — 145 — 133 — — 278 Total $ 34,617 $ 22,633 $ 7,584 $ 4,996 $ 3,429 $ 3,777 $ 7,052 $ 57 $ 84,145 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — HELOCs Pass $ — $ — $ — $ — $ — $ — $ 47,610 $ — $ 47,610 Special Mention — — — — — — 49 — 49 Classified — — — — — — 15 — 15 Total $ — $ — $ — $ — $ — $ — $ 47,674 $ — $ 47,674 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Investor Pass $ 19,394 $ 23,205 $ 31,371 $ 10,667 $ 4,054 $ 22,265 $ — $ 367 $ 111,323 Special Mention — 1,273 — 1,180 626 1,944 — — 5,023 Classified — — 1,085 — — — — — 1,085 Total $ 19,394 $ 24,478 $ 32,456 $ 11,847 $ 4,680 $ 24,209 $ — $ 367 $ 117,431 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential First Lien - Owner Occupied Pass $ 59,007 $ 33,793 $ 23,749 $ 35,783 $ 3,932 $ 20,413 $ — $ 589 $ 177,266 Special Mention — — — — — 258 — — 258 Classified — — — — — 656 — — 656 Total $ 59,007 $ 33,793 $ 23,749 $ 35,783 $ 3,932 $ 21,327 $ — $ 589 $ 178,180 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Junior Liens Pass $ 2,562 $ 2,902 $ 3,429 $ 1,486 $ 606 $ 1,613 $ — $ 189 $ 12,787 Special Mention — — — — — — — — — Classified — — — — — 27 — 17 44 Total $ 2,562 $ 2,902 $ 3,429 $ 1,486 $ 606 $ 1,640 $ — $ 206 $ 12,831 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Term Loans Amortized Cost Basis by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Commercial - Owner Occupied Pass $ 36,736 $ 68,868 $ 40,707 $ 22,871 $ 13,971 $ 50,059 $ 3,088 $ 4,364 $ 240,664 Special Mention — 3,817 64 2,145 1,877 1,402 — — 9,305 Classified — — 967 498 — 8 — 14 1,487 Total $ 36,736 $ 72,685 $ 41,738 $ 25,514 $ 15,848 $ 51,469 $ 3,088 $ 4,378 $ 251,456 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial - Non-Owner Occupied & Multifamily Pass $ 56,510 $ 88,518 $ 64,005 $ 65,075 $ 15,563 $ 34,619 $ 1,196 $ 5,651 $ 331,137 Special Mention 624 4,748 3,685 5,060 — — — — 14,117 Classified — — — 2,355 — 1,270 — — 3,625 Total $ 57,134 $ 93,266 $ 67,690 $ 72,490 $ 15,563 $ 35,889 $ 1,196 $ 5,651 $ 348,879 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial loans: SBA PPP loans Pass $ — $ — $ 51 $ — $ — $ — $ — $ — $ 51 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ — $ — $ 51 $ — $ — $ — $ — $ — $ 51 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other commercial and industrial loans Pass $ 15,052 $ 26,798 $ 8,659 $ 4,824 $ 2,629 $ 3,898 $ 43,188 $ 1,005 $ 106,053 Special Mention 1,125 — — 13 1 9 220 344 1,712 Classified — — — 3 — — 9 — 12 Total $ 16,177 $ 26,798 $ 8,659 $ 4,840 $ 2,630 $ 3,907 $ 43,417 $ 1,349 $ 107,777 Current period gross charge-offs $ 231 $ 81 $ — $ — $ — $ — $ — $ — $ 312 Marine loans Pass $ 86,001 $ 128,456 $ 35,492 $ 667 $ — $ — $ — $ — $ 250,616 Special Mention — — — — — — — — — Classified 367 185 — — — — — — 552 Total $ 86,368 $ 128,641 $ 35,492 $ 667 $ — $ — $ — $ — $ 251,168 Term Loans Amortized Cost Basis by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Current period gross charge-offs $ — $ 126 $ — $ — $ — $ — $ — $ — $ 126 Consumer loans Pass $ 3,427 $ 13,950 $ 6,205 $ 8,687 $ 1,747 $ 21 $ 8,354 $ 28 $ 42,419 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ 3,427 $ 13,950 $ 6,205 $ 8,687 $ 1,747 $ 21 $ 8,354 $ 28 $ 42,419 Current period gross charge-offs $ — $ 3 $ — $ 66 $ — $ — $ 52 $ — $ 121 Overdrafts Pass $ — $ — $ — $ — $ — $ — $ — $ — $ — Special Mention — — — — — — — — — Classified 253 — — — — — — — 253 Total $ 253 $ — $ — $ — $ — $ — $ — $ — $ 253 Current period gross charge-offs $ 182 $ — $ — $ — $ — $ — $ — $ — $ 182 Other loans Pass $ 69 $ 10,176 $ — $ — $ — $ 2,587 $ 55 $ 8 $ 12,895 Special Mention — — — — — — — — — Classified — — — — — — — — — Total $ 69 $ 10,176 $ — $ — $ — $ 2,587 $ 55 $ 8 $ 12,895 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total by Risk Category Pass $ 313,375 $ 418,126 $ 221,252 $ 154,911 $ 44,891 $ 138,304 $ 110,543 $ 12,258 $ 1,413,660 Special Mention 1,749 11,011 3,749 8,398 3,544 4,428 269 344 33,492 Classified 620 185 2,052 3,001 — 2,094 24 31 8,007 Total $ 315,744 $ 429,322 $ 227,053 $ 166,310 $ 48,435 $ 144,826 $ 110,836 $ 12,633 $ 1,455,159 Total current period gross charge-offs $ 413 $ 210 $ — $ 66 $ — $ — $ 52 $ — $ 741

Restructurings for Borrowers _2

Restructurings for Borrowers Experiencing Financial Difficulty (Tables)	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Modified amortized cost of loans	There were no loans modified during the three and nine months ended September 30, 2024, or the three months ended September 30, 2023 . The following table presents the amortized cost of two loans that were modified during the nine months ended September 30, 2023 by loan portfolio segment: For the Nine Months Ended September 30, 2023 (Dollars in thousands) Term Extension Total % of Total Class of Loans Mortgage real estate loans: Residential First Lien - Owner Occupied $ 355 $ 355 0.22 % Total $ 355 $ 355

Deposits (Tables)

Deposits (Tables)	9 Months Ended
	Sep. 30, 2024
Deposits [Abstract]
Composition of Deposits	The composition of deposits at September 30, 2024 and December 31, 2023 was as follows: September 30, 2024 December 31, 2023 (in thousands) Noninterest bearing demand deposits $ 413,615 $ 436,619 Savings and interest bearing demand deposits: NOW accounts $ 258,135 $ 253,353 Money market accounts 265,703 263,633 Regular savings accounts 131,763 139,453 $ 655,601 $ 656,439 Time deposits: Balances of less than $250,000 $ 291,311 $ 257,418 Balances of $250,000 and more 185,409 155,846 $ 476,720 $ 413,264 $ 1,545,936 $ 1,506,322

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2024
Leases [Abstract]
Assets And Liabilities, Lessee	The following tables present information about the Company’s leases: (dollars in thousands) September 30, 2024 December 31, 2023 Lease liabilities $ 4,400 $ 4,653 Right-of-use assets $ 4,097 $ 4,387 Weighted average remaining lease term 13 years 14 years Weighted average discount rate 3.14 % 3.09 % Three Months Ended Nine Months Ended Lease Cost September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Operating lease cost $ 132 $ 132 $ 396 $ 396 Short-term lease cost 4 4 11 11 Total lease cost $ 136 $ 136 $ 407 $ 407 Cash paid for amounts included in the measurement of lease liabilities $ 120 $ 118 $ 359 $ 354
Lessee, Operating Lease, Liability, Maturity	A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total operating lease liabilities is as follows: (dollars in thousands) As of Lease payments due September 30, 2024 Twelve months ending September 30, 2025 $ 497 Twelve months ending September 30, 2026 428 Twelve months ending September 30, 2027 390 Twelve months ending September 30, 2028 394 Twelve months ending September 30, 2029 399 Thereafter 3,454 Total undiscounted cash flows $ 5,562 Discount ( 1,162 ) Lease liabilities $ 4,400

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis	The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at September 30, 2024 and December 31, 2023: Fair Value Measurements at September 30, 2024 Using Balance as of Quoted Prices Significant Significant September 30, 2024 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 7,852 $ — $ 7,852 $ — Mortgage-backed securities 113,539 — 113,539 — Obligations of states and political subdivisions 4,721 — 4,721 — Subordinated debt 3,939 — 3,939 — Derivative: Interest rate swaps 1,207 — 1,207 — Total assets at fair value $ 131,258 $ — $ 131,258 $ — Liabilities: Interest rate swaps $ 1,207 $ — $ 1,207 $ — Fair value swap 272 — 272 — Total liabilities at fair value $ 1,479 $ — $ 1,479 $ — Fair Value Measurements at December 31, 2023 Using Balance as of Quoted Prices Significant Significant December 31, 2023 (Level 1) (Level 2) (Level 3) (in thousands) Assets: Securities available for sale Obligations of U.S. government corporations and agencies $ 8,591 $ — $ 8,591 $ — Mortgage-backed securities 118,822 — 118,822 — Obligations of states and political subdivisions 5,931 — 5,931 — Subordinated debt 4,099 — 4,099 — Derivative: Interest rate swap 1,465 — 1,465 — Total assets at fair value $ 138,908 $ — $ 138,908 $ — Liabilities: Interest rate swap 1,465 — 1,465 — Total liabilities at fair value $ 1,465 $ — $ 1,465 $ —
Quantitative Information About Level 3 Fair Value Measurements For Certain Financial Assets	The following table displays quantitative information about Level 3 Fair Value Measurements for certain financial assets measured at fair value on a nonrecurring basis for September 30, 2024 and December 31, 2023. Quantitative information about Level 3 Fair Value Measurements September 30, 2024 Valuation Technique(s) Unobservable Input Range Weighted Average (1) Assets: Collateral-dependent loans Discounted value Selling cost and appraisal discount 16 % 16 % Repossessed assets Discounted appraised value Selling cost 10 % 10 % Quantitative information about Level 3 Fair Value Measurements December 31, 2023 Valuation Technique(s) Unobservable Input Range Weighted Average (1) Assets: Repossessed assets Discounted appraised value Selling cost 10 % 10 % (1) Weighted based on the relative fair value of the specific items measured at fair value.
Financial And Nonfinancial Assets Measured At Fair Value On A Nonrecurring Basis	The following table summarizes the Company's nonfinancial assets that were measured at fair value on a nonrecurring basis at September 30, 2024 and December 31, 2023. Carrying value at September 30, 2024 Balance as of Identical Observable Unobservable September 30, 2024 (Level 1) (Level 2) (Level 3) (in thousands) Financial Assets: Collateral-dependent loans $ 623 $ — $ — $ 623 Nonfinancial Assets: Repossessed assets 99 — — 99 Carrying value at December 31, 2023 Balance as of Quoted Prices Significant Significant December 31, 2023 (Level 1) (Level 2) (Level 3) (in thousands) Nonfinancial Assets: Repossessed assets $ 304 $ — $ — $ 304
Company's Financial Instruments	The carrying value and fair value of the Company’s financial instruments at September 30, 2024 and December 31, 2023 were as follows: Fair Value Measurements at September 30, 2024 Using Carrying Quoted Prices Significant Significant Fair Value September 30, 2024 (Level 1) (Level 2) (Level 3) September 30, 2024 (in thousands) Financial assets: Cash and short-term investments $ 181,191 $ 181,191 $ — $ — $ 181,191 Securities 130,051 — 130,051 — 130,051 Restricted investments 9,967 — 9,967 — 9,967 Loans held for sale 3,657 3,657 — 3,657 Loans, net 1,468,025 — — 1,381,764 1,381,764 Bank owned life insurance 30,361 — 30,361 — 30,361 Accrued interest receivable 5,331 — 5,331 — 5,331 Derivative assets 1,207 — 1,207 — 1,207 Financial liabilities: Deposits $ 1,545,936 $ — $ 1,545,719 $ — $ 1,545,719 Federal funds purchased 244 244 — — 244 Federal Home Loan Bank advances, long-term 170,000 — 169,558 — 169,558 Subordinated debt, net of unamortized issuance costs 29,495 — 25,150 — 25,150 Accrued interest payable 2,217 — 2,217 — 2,217 Derivative liabilities 1,479 — 1,479 — 1,479 Fair Value Measurements at December 31, 2023 Using Carrying Value Quoted Prices Significant Significant Fair Value December 31, 2023 (Level 1) (Level 2) (Level 3) December 31, 2023 (in thousands) Financial assets: Cash and short-term investments $ 138,353 $ 138,353 $ — $ — $ 138,353 Securities 137,443 — 137,443 — 137,443 Restricted Investments 9,568 — 9,568 — 9,568 Loans held for sale 1,661 1,661 — 1,661 Loans, net 1,448,193 — — 1,377,017 1,377,017 Bank owned life insurance 29,575 — 29,575 — 29,575 Accrued interest receivable 5,008 — 5,008 — 5,008 Interest rate swap 1,465 — 1,465 — 1,465 Financial liabilities: Deposits $ 1,506,322 $ — $ 1,506,147 $ — $ 1,506,147 Federal Home Loan Bank advances, short-term 20,000 — 19,954 — 19,954 Federal Home Loan Bank advances, long-term 145,000 — 145,141 — 145,141 Subordinated debt, net of unamortized issuance costs 29,444 — 25,581 — 25,581 Accrued interest payable 2,364 — 2,364 — 2,364 Interest rate swap 1,465 — 1,465 — 1,465

Change in Accumulated Other C_2

Change in Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2024
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Changes To Accumulated Other Comprehensive Income By Components	Changes to accumulated other comprehensive loss by component are shown in the following table for the periods indicated: Three Months Ended September 30, 2024 2023 Unrealized Change in Total Unrealized Change in Total (dollars in thousands) (dollars in thousands) June 30 $ ( 18,773 ) $ 10 $ ( 18,763 ) $ ( 19,430 ) $ 14 $ ( 19,416 ) Other comprehensive income (loss) before reclassifications 5,485 — 5,485 ( 5,237 ) — ( 5,237 ) Tax effect of current period changes ( 1,152 ) — ( 1,152 ) 1,100 — 1,100 Current period changes net of taxes 4,333 — 4,333 ( 4,137 ) — ( 4,137 ) September 30 $ ( 14,440 ) $ 10 $ ( 14,430 ) $ ( 23,567 ) $ 14 $ ( 23,553 ) Nine Months Ended September 30, 2024 2023 Unrealized Change in Total Unrealized Change in Total (dollars in thousands) (dollars in thousands) January 1 $ ( 18,020 ) $ 14 $ ( 18,006 ) $ ( 20,465 ) $ 19 $ ( 20,446 ) Other comprehensive income (loss) before reclassifications 4,532 ( 5 ) 4,527 ( 3,927 ) ( 8 ) ( 3,935 ) Tax effect of current period changes ( 952 ) 1 ( 951 ) 825 3 828 Current period changes net of taxes 3,580 ( 4 ) 3,576 ( 3,102 ) ( 5 ) ( 3,107 ) September 30 $ ( 14,440 ) $ 10 $ ( 14,430 ) $ ( 23,567 ) $ 14 $ ( 23,553 )

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	9 Months Ended
	Sep. 30, 2024
Real Estate [Abstract]
Other Real Estate Owned Rollforward	The following table is a summary of other real estate owned (“OREO”) activity for the nine months ended September 30, 2024 and 2023 and the year ended December 31, 2023: Nine Months Ended Year Ended Nine Months Ended September 30, December 31, September 30, 2024 2023 2023 (in thousands) Balance, beginning $ — $ 108 $ 108 Transfer from loans — — — Gain on foreclosures — — — Sales — ( 108 ) ( 108 ) Valuation adjustments — — — Balance, ending $ — $ — $ —

Derivatives (Tables)

Derivatives (Tables)	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Summarizes the effect of the fair value hedging relationship recognized in the consolidated statements of income	The following table summarizes the effect of the fair value hedging relationship recognized in the consolidated statements of income for the three and nine months ended September 30, 2024. Three Months Ended Nine Months Ended September 30, September 30, 2024 2024 (in thousands) Hedged asset $ 61 $ 61 Fair value derivative designated as hedging instrument 7 7 Total gain recognized in the consolidated statement of income within interest and fees on loans $ 68 $ 68
Summary the carrying value of the portfolio layer method hedged assets and cumulative fair value hedging adjustment	The following table represents the carrying value of the portfolio layer method hedged asset and the cumulative fair value hedging adjustment included in the carrying value of the hedged asset as of September 30, 2024. September 30, 2024 Carrying Amount of Hedged Asset Cumulative Amount of Fair Value Adjustment (in thousands) Loans receivable (1) $ 35,279 $ 279
Summarize Key Elements of Derivative Instruments	The following tables summarize key elements of the Company's derivative instruments at September 30, 2024 and December 31, 2023. September 30, 2024 Notional Amount Assets Liabilities (in thousands) Derivatives designated as hedging instruments: Fair value swap $ 35,000 $ — $ 272 Derivatives not designated as hedging instruments: Customer-related interest rate swap contracts: Matched interest rate swaps with borrower $ 40,347 $ 701 $ 506 Matched interest rate swaps with counterparty 40,347 506 701 December 31, 2023 Notional Amount Assets Liabilities (in thousands) Derivatives not designated as hedging instruments: Customer-related interest rate swap contracts: Matched interest rate swaps with borrower $ 41,051 $ 844 $ 621 Matched interest rate swaps with counterparty 41,051 621 844

Business Segments (Tables)

Business Segments (Tables)	9 Months Ended
	Sep. 30, 2024
Segment Reporting [Abstract]
Schedule of reportable operating segments	The following tables provide income and asset information as of September 30, 2024 and December 31, 2023 and for three and nine months ended September 30, 2024 and 2023, which are included within the Consolidated Balance Sheets and Consolidated Statements of Income. The results by business segment are based on management’s accounting process, which assigns income statement items and assets to each operating segment. Given the Company's reportable segments are contained within the Bank, management must make certain allocations of expenses, which may not be representative of the costs expected to be incurred if the specific business segments operated as stand-alone entities. The Company expects it will continue to evaluate its business segments and internal reporting structure, including the production of discrete financial information to the chief operating decision-maker. Three Months Ended September 30, 2024 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated (in thousands) Interest Income $ 20,626 $ 3,060 $ — $ — $ — $ 23,686 Interest Expense 8,730 1,445 — 354 — 10,529 Net Interest Income (Expense) 11,896 1,615 — ( 354 ) — 13,157 Gain on sales of loans 627 — — — — 627 Other noninterest income 3,108 — 1,516 — — 4,624 Net Revenue (Expense) 15,631 1,615 1,516 ( 354 ) — 18,408 Provision for (recovery of) credit losses 1,609 ( 65 ) — — — 1,544 Noninterest expense 11,957 114 727 92 — 12,890 Income (loss) before taxes 2,065 1,566 789 ( 446 ) — 3,974 Income tax expense (benefit) 145 328 166 ( 89 ) — 550 Net Income (Loss) $ 1,920 $ 1,238 $ 623 $ ( 357 ) $ — $ 3,424 Other data: Capital expenditures $ 231 $ — $ — $ — $ — $ 231 Depreciation and amortization 431 — 32 17 — 480 Three Months Ended September 30, 2023 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated (in thousands) Interest Income $ 17,770 $ 4,412 $ — $ — $ — $ 22,182 Interest Expense 7,563 1,358 — 354 — 9,275 Net Interest Income (Expense) 10,207 3,054 — ( 354 ) — 12,907 Gain on sales of loans 253 12 — — — 265 Other noninterest income 1,750 1,013 1,190 — — 3,953 Net Revenue (Expense) 12,210 4,079 1,190 ( 354 ) — 17,125 Provision for (recovery of) credit losses 453 ( 237 ) — — — 216 Noninterest expense 11,131 2,285 629 88 — 14,133 Income (loss) before taxes 626 2,031 561 ( 442 ) — 2,776 Income tax expense (benefit) 3 427 117 ( 90 ) — 457 Net Income (Loss) $ 623 $ 1,604 $ 444 $ ( 352 ) $ — $ 2,319 Other data: Capital expenditures $ 1,120 $ — $ — $ — $ — $ 1,120 Depreciation and amortization 715 32 31 17 — 795 Nine Months Ended September 30, 2024 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated (in thousands) Interest Income $ 57,625 $ 9,702 $ — $ — $ — $ 67,327 Interest Expense 24,239 4,297 — 1,063 — 29,599 Net Interest Income (Expense) 33,386 5,405 — ( 1,063 ) — 37,728 Gain on sales of loans 1,280 — — — — 1,280 Other noninterest income 7,512 — 4,244 — — 11,756 Net Revenue (Expense) 42,178 5,405 4,244 ( 1,063 ) — 50,764 Provision for credit losses 1,902 298 — — — 2,200 Noninterest expense 34,936 467 2,074 300 — 37,777 Income (loss) before taxes 5,340 4,640 2,170 ( 1,363 ) — 10,787 Income tax expense (benefit) 466 974 456 ( 266 ) — 1,630 Net Income (Loss) $ 4,874 $ 3,666 $ 1,714 $ ( 1,097 ) $ — $ 9,157 Other data: Capital expenditures $ 743 $ — $ 3 $ — $ — $ 746 Depreciation and amortization 1,014 — 95 51 — 1,160 Nine Months Ended September 30, 2023 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated (in thousands) Interest Income $ 49,454 $ 11,634 $ — $ — $ — $ 61,088 Interest Expense 18,015 4,033 — 1,063 — 23,111 Net Interest Income (Expense) 31,439 7,601 — ( 1,063 ) — 37,977 Gain on sales of loans 589 324 — — — 913 Other noninterest income 5,487 1,106 3,611 — — 10,204 Net Revenue (Expense) 37,515 9,031 3,611 ( 1,063 ) — 49,094 Provision for (recovery of) credit losses 1,405 ( 122 ) — — — 1,283 Noninterest expense 32,247 4,925 1,902 400 — 39,474 Income (loss) before taxes 3,863 4,228 1,709 ( 1,463 ) — 8,337 Income tax expense (benefit) 443 888 359 ( 315 ) — 1,375 Net Income (Loss) $ 3,420 $ 3,340 $ 1,350 $ ( 1,148 ) $ — $ 6,962 Other data: Capital expenditures $ 1,091 $ 36 $ — $ — $ — $ 1,127 Depreciation and amortization 989 224 94 51 — 1,358 Community Banking Marine Lending Wealth Management All Other Eliminations Consolidated Total assets at September 30, 2024 $ 1,646,503 $ 233,065 $ 987 $ 1,146 $ — $ 1,881,701 Total assets at December 31, 2023 $ 1,562,600 $ 261,011 $ 1,080 $ 906 $ — $ 1,825,597

General (Additional Information

General (Additional Information) (Details) - USD ($) $ in Thousands		3 Months Ended
	Jan. 01, 2024	Mar. 31, 2024	Sep. 30, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Ownership percentage in subsidiaries			100%
Cumulative effect period of adoption, adjustment	$ 477	$ (477)

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	May 16, 2023
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stock incentive plan, authorized common stock		250,000
Unrecognized compensation cost related to unvested Restricted Stock	$ 851
Nonvested restricted stock weighted average remaining term	1 year 10 months 28 days
Directors [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vesting service period of grants	1 year
Service Period [Member] | Officer [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vesting service period of grants	3 years
Service Period [Member] | Executive Officer [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vesting service period of grants	3 years
Performance Measure [Member] | Executive Officer [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vesting service period of grants	2 years

Stock-Based Compensation Plan_2

Stock-Based Compensation Plan (Restricted Stock Activity) (Details) - $ / shares	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Shares, Nonvested, beginning of period	56,914	38,780
Shares, Granted	41,940	37,941
Shares, Vested	(29,426)	(17,302)
Shares, Forfeited	(5,385)	(2,405)
Shares, Nonvested, end of period	64,043	57,014
Weighted Average Grant Date Fair Value, Nonvested, beginning of period	$ 35.06	$ 33.47
Weighted Average Grant Date Fair Value, Granted	30	36.6
Weighted Average Grant Date Fair Value, Vested	34.4	33.29
Weighted average Grant Date Fair Value, Forfeited	35.38	36.8
Weighted Average Grant Date Fair Value, Nonvested, end of period	$ 32.02	$ 35.57

Earnings Per Common Share (Weig

Earnings Per Common Share (Weighted Average Number Of Shares Used In Computing Earnings Per Share) (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Earnings Per Share [Abstract]
Potentially dilutive securities outstanding			0	0
Average number of common shares outstanding used to calculate basic earnings per share	3,552,026	3,526,943	3,555,376	3,524,441
Average number of common shares outstanding used to calculate diluted earnings per share	3,552,026	3,526,943	3,555,376	3,524,441

Securities - (Amortized Costs a

Securities - (Amortized Costs and Fair Values of Securities Available for Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	$ 148,327	$ 160,251
Gross Unrealized Gains	0	1
Gross Unrealized (Losses)	(18,276)	(22,809)
Securities	130,051	137,443
Obligations of U.S. Government Corporations and Agencies [Member]
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	8,199	9,258
Gross Unrealized (Losses)	(347)	(667)
Securities	7,852	8,591
Mortgage-Backed Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	130,457	140,052
Gross Unrealized (Losses)	(16,918)	(21,230)
Securities	113,539	118,822
Obligations of States and Political Subdivisions [Member]
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	4,921	6,191
Gross Unrealized Gains		1
Gross Unrealized (Losses)	(200)	(261)
Securities	4,721	5,931
Subordinated Debt [Member]
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	4,750	4,750
Gross Unrealized (Losses)	(811)	(651)
Securities	$ 3,939	$ 4,099

Securities - (Contractual Matur

Securities - (Contractual Maturity of Securities Available for Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Debt Securities, Available-for-Sale [Abstract]
Due in one year or less, Amortized Cost	$ 0
Due after one year through five years, Amortized Cost	10,692
Due after five years through ten years, Amortized Cost	12,804
Due after ten years, Amortized Cost	124,831
Amortized Cost	148,327	$ 160,251
Due in one year or less, Fair Value	0
Due after one year through five years, Fair Value	10,374
Due after five years through ten years, Fair Value	11,379
Due after ten years, Fair Value	108,298
Fair Value	$ 130,051	$ 137,443

Securities (Fair Value and Gros

Securities (Fair Value and Gross Unrealized Losses for Securities Available for Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	$ 500	$ 221
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	29
Fair Value, 12 months or more	129,051	136,221
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	18,276	22,780
Fair Value, Total	129,551	136,442
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	18,276	22,809
Obligations of U.S. Government Corporations and Agencies [Member]
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Fair Value, 12 months or more	7,852	8,591
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	347	667
Fair Value, Total	7,852	8,591
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	347	667
Mortgage-Backed Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Fair Value, 12 months or more	113,539	118,822
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	16,918	21,230
Fair Value, Total	113,539	118,822
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	16,918	21,230
Obligations of States and Political Subdivisions [Member]
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	500	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Fair Value, 12 months or more	4,221	5,430
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	200	261
Fair Value, Total	4,721	5,430
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	200	261
Subordinated Debt [Member]
Schedule Of Available For Sale Securities [Line Items]
Fair Value, Less than 12 months	0	221
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	29
Fair Value, 12 months or more	3,439	3,378
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	811	622
Fair Value, Total	3,439	3,599
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ 811	$ 651

Securities (Restricted Investme

Securities (Restricted Investments) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	$ 9,967	$ 9,568
Federal Reserve Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	344	344
Federal Home Loan Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	9,483	9,084
Community Bankers' Bank Stock [Member]
Carrying Value Qualitative Disclosures Related To Election [Line Items]
Restricted Investments	$ 140	$ 140

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	Sep. 30, 2024 USD ($) Security	Dec. 31, 2023 USD ($)
Schedule Of Available For Sale Securities [Line Items]
Deferred Tax Asset	$ 3,800	$ 4,800
Amortized cost basis	148,327	160,251
Securities	130,051	137,443
Fair Value, Total	129,551	$ 136,442
Pledged as Collateral [Member] | Federal Reserve Bank Discount Window [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities	110,200
Pledged as Collateral [Member] | Trust Accounts [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities	8,300
Available-for-Sale Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Accrued interest receivable	$ 356
Debt securities included in gross unrealized losses on available for sale securities | Security	101
Fair Value, Total	$ 129,600

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses on Loans - Schedule of Composition of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	$ 1,476,347	$ 1,455,159
Net deferred loan costs and premiums	6,981	7,527
Allowance for credit losses	(15,303)	(14,493)
Net Loans	1,468,025	1,448,193
Construction & Secured by Farmland
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	97,170	84,145
HELOCs
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	50,452	47,674
Residential First Lien - Investor
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	106,323	117,431
Residential First Lien - Owner Occupied
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	198,570	178,180
Residential Junior Liens
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	11,956	12,831
Commercial - Owner Occupied
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	273,249	251,456
Commercial - Non-Owner Occupied & Multifamily
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	357,351	348,879
SBA PPP loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	34	51
Other Commercial And Industrial Loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	111,130	107,777
Marine loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	225,902	251,168
Consumer loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	32,063	42,419
Overdrafts
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	215	253
Other loans
Financing Receivable Allowance For Credit Losses [Line Items]
Loans	$ 11,932	$ 12,895

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses on Loans - Schedule of Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Receivables [Abstract]
Balance Beginning	$ 15,014	$ 14,511	$ 14,493	$ 11,218	$ 11,218
Cumulative effect adjustment for adoption of ASC 326	0	0	0	2,077	2,077
Provision for credit losses	1,526	218	2,315	1,337	1,641
Recoveries added to the allowance	145	31	754	255	298
Loan losses charged to the allowance	(1,382)	(187)	(2,259)	(314)	(741)
Ending Balance	$ 15,303	$ 14,573	$ 15,303	$ 14,573	$ 14,493

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses on Loans - Schedule of Nonaccrual and Past Due Loans by Class (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	$ 1,468,130	$ 1,452,899
Total Loans	1,476,347	1,455,159
Total loans	1,476,347	1,455,159
90 or More Days Past Due Still Accruing	334	181
Nonaccrual Loans	2,344	5,645
Nonaccruals with No Allowance for Credit Losses	1,453	5,645
Collateral-dependent loans	891	0
Construction & Secured by Farmland
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	90,389	84,145
Total loans	97,170	84,145
Nonaccrual Loans	0	95
Nonaccruals with No Allowance for Credit Losses	0	95
Collateral-dependent loans	0	0
HELOCs
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	50,435	47,674
Total loans	50,452	47,674
Nonaccrual Loans	0	15
Nonaccruals with No Allowance for Credit Losses	0	15
Collateral-dependent loans	0	0
Residential First Lien - Investor
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	105,851	116,334
Total loans	106,323	117,431
Nonaccrual Loans	472	1,085
Nonaccruals with No Allowance for Credit Losses	472	1,085
Collateral-dependent loans	0	0
Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	198,151	177,953
Total loans	198,570	178,180
90 or More Days Past Due Still Accruing	247
Nonaccrual Loans	104	228
Nonaccruals with No Allowance for Credit Losses	104	228
Collateral-dependent loans	0	0
Residential Junior Liens
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	11,941	12,822
Total loans	11,956	12,831
Nonaccrual Loans	0	11
Nonaccruals with No Allowance for Credit Losses	0	11
Collateral-dependent loans	0	0
Commercial - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	273,249	251,456
Total loans	273,249	251,456
Nonaccrual Loans	749	22
Nonaccruals with No Allowance for Credit Losses	749	22
Collateral-dependent loans	0	0
Commercial - Non-Owner Occupied & Multifamily
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	357,351	348,879
Total loans	357,351	348,879
Nonaccrual Loans	0	3,625
Nonaccruals with No Allowance for Credit Losses	0	3,625
Collateral-dependent loans	0	0
SBA PPP loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	34	51
Total loans	34	51
Nonaccrual Loans	0	0
Nonaccruals with No Allowance for Credit Losses	0	0
Collateral-dependent loans	0	0
Other Commercial And Industrial Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	110,831	107,742
Total loans	111,130	107,777
90 or More Days Past Due Still Accruing		14
Nonaccrual Loans	937	12
Nonaccruals with No Allowance for Credit Losses	46	12
Collateral-dependent loans	891	0
Marine loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	225,902	250,616
Total loans	225,902	251,168
Nonaccrual Loans	0	552
Nonaccruals with No Allowance for Credit Losses	0	552
Collateral-dependent loans	0	0
Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	31,849	42,079
Total loans	32,063	42,419
90 or More Days Past Due Still Accruing	87	167
Nonaccrual Loans	82	0
Nonaccruals with No Allowance for Credit Losses	82	0
Collateral-dependent loans	0	0
Overdrafts
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	215	253
Total loans	215	253
Nonaccrual Loans	0	0
Nonaccruals with No Allowance for Credit Losses	0	0
Collateral-dependent loans	0	0
Other Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	11,932	12,895
Total loans	11,932	12,895
Nonaccrual Loans	0	0
Nonaccruals with No Allowance for Credit Losses	0	0
Collateral-dependent loans	0	0
30-59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	7,157	1,026
30-59 Days Past Due | Construction & Secured by Farmland
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	6,781
30-59 Days Past Due | HELOCs
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	17
30-59 Days Past Due | Residential First Lien - Investor
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans		844
30-59 Days Past Due | Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	0
30-59 Days Past Due | Residential Junior Liens
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	15
30-59 Days Past Due | Other Commercial And Industrial Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	299	9
30-59 Days Past Due | Marine loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	0
30-59 Days Past Due | Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	45	173
60 - 89 Days Past due
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	141	331
60 - 89 Days Past due | HELOCs
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	0
60 - 89 Days Past due | Residential First Lien - Investor
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans		253
60 - 89 Days Past due | Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	141	78
60 - 89 Days Past due | Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	0
90 or More Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	919	903
90 or More Days Past Due | Residential First Lien - Investor
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	472
90 or More Days Past Due | Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	278	149
90 or More Days Past Due | Residential Junior Liens
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans		9
90 or More Days Past Due | Other Commercial And Industrial Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	0	26
90 or More Days Past Due | Marine loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	0	552
90 or More Days Past Due | Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	169	167
Financial Asset, Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	8,217	2,260
Financial Asset, Past Due | Construction & Secured by Farmland
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	6,781
Financial Asset, Past Due | HELOCs
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	17
Financial Asset, Past Due | Residential First Lien - Investor
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	472	1,097
Financial Asset, Past Due | Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	419	227
Financial Asset, Past Due | Residential Junior Liens
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	15	9
Financial Asset, Past Due | Other Commercial And Industrial Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	299	35
Financial Asset, Past Due | Marine loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	0	552
Financial Asset, Past Due | Consumer loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current loans	$ 214	$ 340

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses on Loans - Schedule of Allowance for Loan Losses by Segment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable Impaired [Line Items]
Balance Beginning	$ 15,014	$ 14,511	$ 14,493	$ 11,218	$ 11,218
Cumulative effect adjustment for adoption of ASC 326	0	0	0	2,077	2,077
Credit losses charged to the allowance	(1,382)	(187)	(2,259)	(314)	(741)
Recoveries	145	31	754	255	298
Provision for credit losses	1,526	218	2,315	1,337	1,641
Ending Balance	15,303	$ 14,573	15,303	14,573	14,493
Ending balance: Individually evaluated for impairment	268		268		0
Ending balance: collectively evaluated for impairment	15,035		15,035		14,493
Ending balance	1,476,347		1,476,347		1,455,159
Ending balance individually evaluated for impairment	2,267		2,267		5,574
Ending balance collectively evaluated for impairment	1,474,080		1,474,080		1,449,585
Construction And Farmland
Financing Receivable Impaired [Line Items]
Balance Beginning			772	2,714	2,714
Cumulative effect adjustment for adoption of ASC 326					(1,840)
Credit losses charged to the allowance			(94)		0
Recoveries			100		8
Provision for credit losses			300		(110)
Ending Balance	1,078		1,078		772
Ending balance: Individually evaluated for impairment					0
Ending balance: collectively evaluated for impairment	1,078		1,078		772
Ending balance	97,170		97,170		84,145
Ending balance individually evaluated for impairment					95
Ending balance collectively evaluated for impairment	97,170		97,170		84,050
Residential Real Estate
Financing Receivable Impaired [Line Items]
Balance Beginning			4,725	1,735	1,735
Cumulative effect adjustment for adoption of ASC 326					1,933
Credit losses charged to the allowance			(127)		0
Recoveries			304		18
Provision for credit losses			(112)		1,039
Ending Balance	4,790		4,790		4,725
Ending balance: Individually evaluated for impairment					0
Ending balance: collectively evaluated for impairment	4,790		4,790		4,725
Ending balance	367,301		367,301		356,116
Ending balance individually evaluated for impairment	545		545		1,288
Ending balance collectively evaluated for impairment	366,756		366,756		354,828
Commercial Real Estate & MultiFamily
Financing Receivable Impaired [Line Items]
Balance Beginning			6,224	2,221	2,221
Cumulative effect adjustment for adoption of ASC 326					3,584
Credit losses charged to the allowance			(7)		0
Recoveries			162		0
Provision for credit losses			(502)		419
Ending Balance	5,877		5,877		6,224
Ending balance: Individually evaluated for impairment					0
Ending balance: collectively evaluated for impairment	5,877		5,877		6,224
Ending balance	630,600		630,600		600,335
Ending balance individually evaluated for impairment	749		749		3,639
Ending balance collectively evaluated for impairment	629,851		629,851		596,696
Commercial
Financing Receivable Impaired [Line Items]
Balance Beginning			1,027	2,222	2,222
Cumulative effect adjustment for adoption of ASC 326					(1,102)
Credit losses charged to the allowance			(83)		(312)
Recoveries			44		43
Provision for credit losses			377		176
Ending Balance	1,365		1,365		1,027
Ending balance: Individually evaluated for impairment	268		268		0
Ending balance: collectively evaluated for impairment	1,097		1,097		1,027
Ending balance	111,164		111,164		107,828
Ending balance individually evaluated for impairment	891		891		0
Ending balance collectively evaluated for impairment	110,273		110,273		107,828
Marine
Financing Receivable Impaired [Line Items]
Balance Beginning			1,153	1,555	1,555
Cumulative effect adjustment for adoption of ASC 326					(285)
Credit losses charged to the allowance			(1,457)		(126)
Recoveries					0
Provision for credit losses			1,995		9
Ending Balance	1,691		1,691		1,153
Ending balance: Individually evaluated for impairment					0
Ending balance: collectively evaluated for impairment	1,691		1,691		1,153
Ending balance	225,902		225,902		251,168
Ending balance individually evaluated for impairment	0		0		552
Ending balance collectively evaluated for impairment	225,902		225,902		250,616
Consumer
Financing Receivable Impaired [Line Items]
Balance Beginning			198	299	299
Cumulative effect adjustment for adoption of ASC 326					(123)
Credit losses charged to the allowance			(376)		(121)
Recoveries			132		48
Provision for credit losses			245		95
Ending Balance	199		199		198
Ending balance: Individually evaluated for impairment					0
Ending balance: collectively evaluated for impairment	199		199		198
Ending balance	32,063		32,063		42,419
Ending balance individually evaluated for impairment	82		82		0
Ending balance collectively evaluated for impairment	31,981		31,981		42,419
All Other Loans
Financing Receivable Impaired [Line Items]
Balance Beginning			394	$ 472	472
Cumulative effect adjustment for adoption of ASC 326					(90)
Credit losses charged to the allowance			(115)		(182)
Recoveries			12		181
Provision for credit losses			12		13
Ending Balance	303		303		394
Ending balance: Individually evaluated for impairment					0
Ending balance: collectively evaluated for impairment	303		303		394
Ending balance	12,147		12,147		13,148
Ending balance individually evaluated for impairment					0
Ending balance collectively evaluated for impairment	12,147		12,147		$ 13,148
Unallocated
Financing Receivable Impaired [Line Items]
Provision for credit losses			0
Ending Balance	0		0
Ending balance: collectively evaluated for impairment	$ 0		$ 0

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses on Loans - Schedule of Amortized Cost Basis of Collateral-Dependent Loans by Loan Portfolio Segment (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Past Due [Line Items]
Ending balance individually evaluated for impairment	$ 2,267	$ 5,574
Construction & Secured by Farmland
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans		95
Residential First Lien - Investor
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	472	1,086
Residential First Lien - Owner Occupied
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	73	194
Residential Junior Liens
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans		8
Commercial - Owner Occupied
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	749	14
Commercial - Non-Owner Occupied & Multifamily
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans		3,625
Other Commercial And Industrial Loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	891
Marine loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	0	552
Consumer loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	82
Real Estate Collateral [Member]
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	1,294	5,022
Real Estate Collateral [Member] | Construction & Secured by Farmland
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans		95
Real Estate Collateral [Member] | Residential First Lien - Investor
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	472	1,086
Real Estate Collateral [Member] | Residential First Lien - Owner Occupied
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	73	194
Real Estate Collateral [Member] | Residential Junior Liens
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans		8
Real Estate Collateral [Member] | Commercial - Owner Occupied
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans	749	14
Real Estate Collateral [Member] | Commercial - Non-Owner Occupied & Multifamily
Financing Receivable, Past Due [Line Items]
Mortgage real estate loans		3,625
Other Collateral [Member]
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	973	552
Other Collateral [Member] | Other Commercial And Industrial Loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	891
Other Collateral [Member] | Marine loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	0	$ 552
Other Collateral [Member] | Consumer loans
Financing Receivable, Past Due [Line Items]
Commercial and industrial loans	$ 82

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses on Loans - Schedule of Credit Quality Information By Class (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	$ 1,468,130	$ 1,452,899
Commercial - Non Real Estate Commercial And Industrial
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	34	51
Commercial - Non Real Estate Commercial And Industrial | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	34	51
Commercial - Non Real Estate Commercial And Industrial | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	34	51
Commercial - Non Real Estate Commercial And Industrial | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	34	51
Commercial - Owner Occupied
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	273,249	251,456
Commercial - Owner Occupied | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	23,795
Commercial - Owner Occupied | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	37,872	36,736
Commercial - Owner Occupied | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	79,942	72,685
Commercial - Owner Occupied | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	39,755	41,738
Commercial - Owner Occupied | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	23,806	25,514
Commercial - Owner Occupied | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		15,848
Commercial - Owner Occupied | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	62,725	51,469
Commercial - Owner Occupied | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,262	3,088
Commercial - Owner Occupied | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,092	4,378
Commercial - Owner Occupied | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	241,162	240,664
Commercial - Owner Occupied | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	23,795
Commercial - Owner Occupied | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	37,505	36,736
Commercial - Owner Occupied | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	71,072	68,868
Commercial - Owner Occupied | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	32,937	40,707
Commercial - Owner Occupied | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	23,461	22,871
Commercial - Owner Occupied | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		13,971
Commercial - Owner Occupied | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	47,038	50,059
Commercial - Owner Occupied | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,262	3,088
Commercial - Owner Occupied | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,092	4,364
Commercial - Owner Occupied | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	31,338	9,305
Commercial - Owner Occupied | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	367
Commercial - Owner Occupied | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	8,870	3,817
Commercial - Owner Occupied | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,069	64
Commercial - Owner Occupied | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	345	2,145
Commercial - Owner Occupied | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,877
Commercial - Owner Occupied | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	15,687	1,402
Commercial - Owner Occupied | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	749	1,487
Commercial - Owner Occupied | Classified | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Commercial - Owner Occupied | Classified | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	749	967
Commercial - Owner Occupied | Classified | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		498
Commercial - Owner Occupied | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		8
Commercial - Owner Occupied | Classified | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		14
Commercial - Non-Owner Occupied & Multifamily
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	357,351	348,879
Current period gross charge-offs	7
Commercial - Non-Owner Occupied & Multifamily | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	15,088
Commercial - Non-Owner Occupied & Multifamily | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	57,059	57,134
Commercial - Non-Owner Occupied & Multifamily | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	95,165	93,266
Commercial - Non-Owner Occupied & Multifamily | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	64,180	67,690
Commercial - Non-Owner Occupied & Multifamily | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	67,711	72,490
Commercial - Non-Owner Occupied & Multifamily | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		15,563
Commercial - Non-Owner Occupied & Multifamily | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	46,201	35,889
Current period gross charge-offs	7
Commercial - Non-Owner Occupied & Multifamily | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,572	1,196
Commercial - Non-Owner Occupied & Multifamily | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,375	5,651
Commercial - Non-Owner Occupied & Multifamily | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	335,780	331,137
Commercial - Non-Owner Occupied & Multifamily | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	15,088
Commercial - Non-Owner Occupied & Multifamily | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	57,059	56,510
Commercial - Non-Owner Occupied & Multifamily | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	83,489	88,518
Commercial - Non-Owner Occupied & Multifamily | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	56,549	64,005
Commercial - Non-Owner Occupied & Multifamily | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	66,248	65,075
Commercial - Non-Owner Occupied & Multifamily | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		15,563
Commercial - Non-Owner Occupied & Multifamily | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	45,400	34,619
Commercial - Non-Owner Occupied & Multifamily | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,572	1,196
Commercial - Non-Owner Occupied & Multifamily | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,375	5,651
Commercial - Non-Owner Occupied & Multifamily | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	21,571	14,117
Commercial - Non-Owner Occupied & Multifamily | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0	624
Commercial - Non-Owner Occupied & Multifamily | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	11,676	4,748
Commercial - Non-Owner Occupied & Multifamily | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	7,631	3,685
Commercial - Non-Owner Occupied & Multifamily | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,463	5,060
Commercial - Non-Owner Occupied & Multifamily | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	801
Commercial - Non-Owner Occupied & Multifamily | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		3,625
Commercial - Non-Owner Occupied & Multifamily | Classified | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		2,355
Commercial - Non-Owner Occupied & Multifamily | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,270
HELOCs
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	50,452	47,674
Current period gross charge-offs	14
HELOCs | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	50,452	47,674
Current period gross charge-offs	14
HELOCs | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	50,409	47,610
HELOCs | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	50,409	47,610
HELOCs | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	43	49
HELOCs | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	43	49
HELOCs | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		15
HELOCs | Classified | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		15
Residential First Lien - Investor
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	106,323	117,431
Residential First Lien - Investor | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,793
Residential First Lien - Investor | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	16,199	19,394
Residential First Lien - Investor | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	20,039	24,478
Residential First Lien - Investor | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	29,713	32,456
Residential First Lien - Investor | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	10,382	11,847
Residential First Lien - Investor | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		4,680
Residential First Lien - Investor | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	23,081	24,209
Residential First Lien - Investor | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,116	367
Residential First Lien - Investor | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	102,626	111,323
Residential First Lien - Investor | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,793
Residential First Lien - Investor | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	15,500	19,394
Residential First Lien - Investor | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	18,963	23,205
Residential First Lien - Investor | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	28,090	31,371
Residential First Lien - Investor | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	10,382	10,667
Residential First Lien - Investor | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		4,054
Residential First Lien - Investor | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	22,782	22,265
Residential First Lien - Investor | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,116	367
Residential First Lien - Investor | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,225	5,023
Residential First Lien - Investor | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	699
Residential First Lien - Investor | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,076	1,273
Residential First Lien - Investor | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,151
Residential First Lien - Investor | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,180
Residential First Lien - Investor | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		626
Residential First Lien - Investor | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	299	1,944
Residential First Lien - Investor | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	472	1,085
Residential First Lien - Investor | Classified | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	472	1,085
Residential First Lien - Investor | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Owner Occupied
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	198,570	178,180
Current period gross charge-offs	103
Residential First Lien - Owner Occupied | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	25,760
Residential First Lien - Owner Occupied | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	60,043	59,007
Residential First Lien - Owner Occupied | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	33,569	33,793
Residential First Lien - Owner Occupied | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	22,887	23,749
Residential First Lien - Owner Occupied | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	34,115	35,783
Residential First Lien - Owner Occupied | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		3,932
Residential First Lien - Owner Occupied | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	21,709	21,327
Current period gross charge-offs	103
Residential First Lien - Owner Occupied | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	487	589
Residential First Lien - Owner Occupied | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	196,547	177,266
Residential First Lien - Owner Occupied | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	25,714
Residential First Lien - Owner Occupied | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	59,419	59,007
Residential First Lien - Owner Occupied | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	33,569	33,793
Residential First Lien - Owner Occupied | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	22,887	23,749
Residential First Lien - Owner Occupied | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	34,115	35,783
Residential First Lien - Owner Occupied | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		3,932
Residential First Lien - Owner Occupied | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	20,356	20,413
Residential First Lien - Owner Occupied | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	487	589
Residential First Lien - Owner Occupied | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,653	258
Residential First Lien - Owner Occupied | Special Mention | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	46
Residential First Lien - Owner Occupied | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	624
Residential First Lien - Owner Occupied | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	983	258
Residential First Lien - Owner Occupied | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	370	656
Residential First Lien - Owner Occupied | Classified | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Residential First Lien - Owner Occupied | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	370	656
Residential Junior Liens
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	11,956	12,831
Current period gross charge-offs	10
Residential Junior Liens | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	553
Residential Junior Liens | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,359	2,562
Residential Junior Liens | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,662	2,902
Residential Junior Liens | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,042	3,429
Residential Junior Liens | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,336	1,486
Residential Junior Liens | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		606
Residential Junior Liens | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,811	1,640
Current period gross charge-offs	10
Residential Junior Liens | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	193
Residential Junior Liens | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		206
Residential Junior Liens | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	11,871	12,787
Residential Junior Liens | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	553
Residential Junior Liens | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,359	2,562
Residential Junior Liens | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,662	2,902
Residential Junior Liens | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,042	3,429
Residential Junior Liens | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,265	1,486
Residential Junior Liens | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		606
Residential Junior Liens | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,811	1,613
Residential Junior Liens | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	179	189
Residential Junior Liens | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	71
Residential Junior Liens | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	71
Residential Junior Liens | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	14	44
Residential Junior Liens | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		27
Residential Junior Liens | Classified | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	14	17
Other Commercial And Industrial Loans
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	111,130	107,777
Current period gross charge-offs	191	312
Other Commercial And Industrial Loans | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	21,660
Other Commercial And Industrial Loans | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	11,231	16,177
Current period gross charge-offs	11	231
Other Commercial And Industrial Loans | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	21,289	26,798
Current period gross charge-offs	9	81
Other Commercial And Industrial Loans | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	7,120	8,659
Other Commercial And Industrial Loans | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,770	4,840
Current period gross charge-offs	63
Other Commercial And Industrial Loans | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		2,630
Other Commercial And Industrial Loans | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,876	3,907
Other Commercial And Industrial Loans | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	39,727	43,417
Current period gross charge-offs	108
Other Commercial And Industrial Loans | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,457	1,349
Other Commercial And Industrial Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	104,082	106,053
Other Commercial And Industrial Loans | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	21,320
Other Commercial And Industrial Loans | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9,149	15,052
Other Commercial And Industrial Loans | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	21,289	26,798
Other Commercial And Industrial Loans | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,933	8,659
Other Commercial And Industrial Loans | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,611	4,824
Other Commercial And Industrial Loans | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		2,629
Other Commercial And Industrial Loans | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,872	3,898
Other Commercial And Industrial Loans | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	37,854	43,188
Other Commercial And Industrial Loans | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,054	1,005
Other Commercial And Industrial Loans | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,952	1,712
Other Commercial And Industrial Loans | Special Mention | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	340
Other Commercial And Industrial Loans | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,191	1,125
Other Commercial And Industrial Loans | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,187
Other Commercial And Industrial Loans | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		13
Other Commercial And Industrial Loans | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1
Other Commercial And Industrial Loans | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4	9
Other Commercial And Industrial Loans | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,873	220
Other Commercial And Industrial Loans | Special Mention | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	357	344
Other Commercial And Industrial Loans | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,096	12
Other Commercial And Industrial Loans | Classified | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	891
Other Commercial And Industrial Loans | Classified | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	159	3
Other Commercial And Industrial Loans | Classified | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		9
Other Commercial And Industrial Loans | Classified | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	46
Marine loans
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	225,902	251,168
Current period gross charge-offs	1,457	126
Marine loans | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	74,588	86,368
Current period gross charge-offs	1,370
Marine loans | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	118,605	128,641
Current period gross charge-offs	87	126
Marine loans | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	32,062	35,492
Marine loans | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	647	667
Marine loans | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	225,902	250,616
Marine loans | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	74,588	86,001
Marine loans | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	118,605	128,456
Marine loans | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	32,062	35,492
Marine loans | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	647	667
Marine loans | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		552
Marine loans | Classified | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		367
Marine loans | Classified | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		185
Consumer loans
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	32,063	42,419
Current period gross charge-offs	268	121
Consumer loans | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,382
Current period gross charge-offs	0
Consumer loans | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,289	3,427
Current period gross charge-offs	12
Consumer loans | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	11,330	13,950
Current period gross charge-offs		3
Consumer loans | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,558	6,205
Current period gross charge-offs	25
Consumer loans | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	7,578	8,687
Current period gross charge-offs	167	66
Consumer loans | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,747
Consumer loans | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,145	21
Consumer loans | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,746	8,354
Current period gross charge-offs	64	52
Consumer loans | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	35	28
Consumer loans | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	31,981	42,419
Consumer loans | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,382
Consumer loans | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,289	3,427
Consumer loans | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	11,248	13,950
Consumer loans | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,558	6,205
Consumer loans | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	7,578	8,687
Consumer loans | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,747
Consumer loans | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,145	21
Consumer loans | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,746	8,354
Consumer loans | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	35	28
Consumer loans | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	82
Consumer loans | Classified | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	82
Consumer loans | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Consumer loans | Classified | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0
Construction & Secured by Farmland
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	97,170	84,145
Current period gross charge-offs	94
Construction & Secured by Farmland | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	31,094
Construction & Secured by Farmland | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	32,538	34,617
Construction & Secured by Farmland | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	16,831	22,633
Construction & Secured by Farmland | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,886	7,584
Construction & Secured by Farmland | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	4,815	4,996
Construction & Secured by Farmland | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		3,429
Construction & Secured by Farmland | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,206	3,777
Current period gross charge-offs	94
Construction & Secured by Farmland | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,800	7,052
Construction & Secured by Farmland | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		57
Construction & Secured by Farmland | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	87,557	80,839
Construction & Secured by Farmland | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	31,094
Construction & Secured by Farmland | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	25,570	34,617
Construction & Secured by Farmland | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	15,675	21,460
Construction & Secured by Farmland | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,886	7,584
Construction & Secured by Farmland | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,359	4,851
Construction & Secured by Farmland | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		2,389
Construction & Secured by Farmland | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	5,173	2,829
Construction & Secured by Farmland | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,800	7,052
Construction & Secured by Farmland | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		57
Construction & Secured by Farmland | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9,580	3,028
Construction & Secured by Farmland | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	6,968
Construction & Secured by Farmland | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,156	1,173
Construction & Secured by Farmland | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,456
Construction & Secured by Farmland | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		1,040
Construction & Secured by Farmland | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	0	815
Construction & Secured by Farmland | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	33	278
Construction & Secured by Farmland | Classified | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		145
Construction & Secured by Farmland | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	33	133
Overdrafts
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	215	253
Current period gross charge-offs	115	182
Overdrafts | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	215
Current period gross charge-offs	115
Overdrafts | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		253
Current period gross charge-offs		182
Overdrafts | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	215	253
Overdrafts | Classified | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	215
Overdrafts | Classified | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		253
Other Loans
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	11,932	12,895
Other Loans | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	59	69
Other Loans | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9,492	10,176
Other Loans | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,299	2,587
Other Loans | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	80	55
Other Loans | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2	8
Other Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	11,932	12,895
Other Loans | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	59	69
Other Loans | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9,492	10,176
Other Loans | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2,299	2,587
Other Loans | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	80	55
Other Loans | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	2	8
Total by Risk Category
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,476,347	1,455,159
Current period gross charge-offs	2,259	741
Total by Risk Category | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	126,340
Current period gross charge-offs	115
Total by Risk Category | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	294,237	315,744
Current period gross charge-offs	1,393	413
Total by Risk Category | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	408,924	429,322
Current period gross charge-offs	96	210
Total by Risk Category | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	208,237	227,053
Current period gross charge-offs	25
Total by Risk Category | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	154,160	166,310
Current period gross charge-offs	230	66
Total by Risk Category | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		48,435
Total by Risk Category | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	168,053	144,826
Current period gross charge-offs	214
Total by Risk Category | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	102,639	110,836
Current period gross charge-offs	186	52
Total by Risk Category | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	13,757	12,633
Total by Risk Category | Pass
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,399,883	1,413,660
Total by Risk Category | Pass | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	125,739
Total by Risk Category | Pass | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	283,497	313,375
Total by Risk Category | Pass | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	386,064	418,126
Total by Risk Category | Pass | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	189,978	221,252
Total by Risk Category | Pass | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	150,666	154,911
Total by Risk Category | Pass | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		44,891
Total by Risk Category | Pass | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	149,876	138,304
Total by Risk Category | Pass | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	100,723	110,543
Total by Risk Category | Pass | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	13,340	12,258
Total by Risk Category | Special Mention
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	73,433	33,492
Total by Risk Category | Special Mention | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	386
Total by Risk Category | Special Mention | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	9,849	1,749
Total by Risk Category | Special Mention | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	22,778	11,011
Total by Risk Category | Special Mention | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	17,038	3,749
Total by Risk Category | Special Mention | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,335	8,398
Total by Risk Category | Special Mention | 2019
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		3,544
Total by Risk Category | Special Mention | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	17,774	4,428
Total by Risk Category | Special Mention | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,916	269
Total by Risk Category | Special Mention | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	357	344
Total by Risk Category | Classified
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	3,031	8,007
Total by Risk Category | Classified | 2024
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	215
Total by Risk Category | Classified | 2023
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	891	620
Total by Risk Category | Classified | 2022
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	82	185
Total by Risk Category | Classified | 2021
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	1,221	2,052
Total by Risk Category | Classified | 2020
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	159	3,001
Total by Risk Category | Classified | Prior
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	403	2,094
Total by Risk Category | Classified | Revolving Loans Amortized Cost Basis
Financing Receivable Recorded Investment [Line Items]
Financing Receivables		24
Total by Risk Category | Classified | Revolving Loans Converted to Term
Financing Receivable Recorded Investment [Line Items]
Financing Receivables	$ 60	$ 31

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses on Loans (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023	Jan. 01, 2023
Financing Receivable Recorded Investment [Line Items]
Increase to Unfunded Commitments Reserve	$ 19
Reduction to unfunded commitment reserve		$ 115	$ 54
Adjustment for unfunded commitments			0		$ 406
Unfunded commitments reserve	364	364	$ 417	$ 479
Other Assets
Financing Receivable Recorded Investment [Line Items]
Loans Sold, Currently being Serviced	13,900	13,900
Net servicing assets	$ 239	$ 239

Restructurings for Borrowers _3

Restructurings for Borrowers Experiencing Financial Difficulty (Narrative) (Details) - Loan	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Financing Receivable Modifications [Line Items]
Mortgage loans on real estate weighted average term		1 year
Number of loans		2
Residential Single Family
Financing Receivable Modifications [Line Items]
Loan is considered payment default	30 days

Restructurings for Borrowers _4

Restructurings for Borrowers Experiencing Financial Difficulty (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total	$ 0	$ 0	$ 0	$ 0
Term Extension
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total				355
Total Modification
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total				$ 355
Residential First Lien - Owner Occupied
Troubled Debt Restructuring Subsequent Periods [Line Items]
Mortgage loans on real estate, percentage				0.22%
Residential First Lien - Owner Occupied | Term Extension
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total				$ 355
Residential First Lien - Owner Occupied | Total Modification
Troubled Debt Restructuring Subsequent Periods [Line Items]
Total				$ 355

Deposits (Composition Of Deposi

Deposits (Composition Of Deposits) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Deposits [Abstract]
Noninterest bearing demand deposits	$ 413,615	$ 436,619
NOW accounts	258,135	253,353
Money market accounts	265,703	263,633
Regular savings accounts	131,763	139,453
Savings and interest bearing demand deposits	655,601	656,439
Balances of less than $250,000	291,311	257,418
Balances of $250,000 and more	185,409	155,846
Time deposits	476,720	413,264
Total deposits	$ 1,545,936	$ 1,506,322

Leases - Schedule of Lease Info

Leases - Schedule of Lease Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Lessee, Lease, Description [Line Items]
Lease liabilities	$ 4,400		$ 4,400		$ 4,653
Right-of-use assets	$ 4,097		$ 4,097		$ 4,387
Weighted average remaining lease term	13 years		13 years		14 years
Weighted average discount rate	3.14%		3.14%		3.09%
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities		Other Liabilities		Other Liabilities
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets		Other Assets		Other Assets
Lease Cost
Operating lease cost	$ 132	$ 132	$ 396	$ 396
Short-term lease cost	4	4	11	11
Total lease cost	136	136	407	407
Cash paid for amounts included in the measurement of lease liabilities	$ 120	$ 118	$ 359	$ 354

Leases - Schedule of Maturity o

Leases - Schedule of Maturity of Lease Liability (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Lessee, Lease, Description [Line Items]
Twelve months ending September 30, 2025	$ 497
Twelve months ending September 30, 2026	428
Twelve months ending September 30, 2027	390
Twelve months ending September 30, 2028	394
Twelve months ending September 30, 2029	399
Thereafter	3,454
Total undiscounted cash flows	5,562
Discount	(1,162)
Lease liabilities	$ 4,400	$ 4,653
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities

Fair Value Measurements (Financ

Fair Value Measurements (Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Securities available for sale
Total assets at fair value	$ 131,258	$ 138,908
Derivative:
Interest rate swaps	1,207	1,465
Liabilities:
Interest rate swaps	1,207	1,465
Fair value swap	272
Total liabilities at fair value	1,479	1,465
Obligations of U.S. Government Corporations and Agencies [Member]
Securities available for sale
Total assets at fair value	7,852	8,591
Mortgage-Backed Securities [Member]
Securities available for sale
Total assets at fair value	113,539	118,822
Obligations of States and Political Subdivisions [Member]
Securities available for sale
Total assets at fair value	4,721	5,931
Subordinated Debt [Member]
Securities available for sale
Total assets at fair value	3,939	4,099
Significant Other Observable Inputs (Level 2) [Member]
Securities available for sale
Total assets at fair value	131,258	138,908
Derivative:
Interest rate swaps	1,207	1,465
Liabilities:
Interest rate swaps	1,207	1,465
Fair value swap	272
Total liabilities at fair value	1,479	1,465
Significant Other Observable Inputs (Level 2) [Member] | Obligations of U.S. Government Corporations and Agencies [Member]
Securities available for sale
Total assets at fair value	7,852	8,591
Significant Other Observable Inputs (Level 2) [Member] | Mortgage-Backed Securities [Member]
Securities available for sale
Total assets at fair value	113,539	118,822
Significant Other Observable Inputs (Level 2) [Member] | Obligations of States and Political Subdivisions [Member]
Securities available for sale
Total assets at fair value	4,721	5,931
Significant Other Observable Inputs (Level 2) [Member] | Subordinated Debt [Member]
Securities available for sale
Total assets at fair value	$ 3,939	$ 4,099

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Balance Other Real Estate Own	$ 0	$ 0
Repossessed Assets	99	304
Collateral-dependent loans	623
Collateral-dependent loans	891	0
Loans Held For Sale [Member] | Changes Measurement | Fair Value Measurements Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Nonrecurring fair value adjustments	$ 0	$ 0

Fair Value Measurements (Quanti

Fair Value Measurements (Quantitative Information About Level 3 Fair Value Measurements For Certain Financial Assets) (Details)		9 Months Ended	12 Months Ended
		Sep. 30, 2024	Dec. 31, 2023
Collateral-dependent
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Quantitative information about Level 3 Fair Value Measurements		16%
Collateral-dependent | Measurement Input Discount For Selling Costs Member
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Quantitative information about Level 3 Fair Value Measurements	[1]	16%
Repossessed assets
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Quantitative information about Level 3 Fair Value Measurements		10%	10%
Repossessed assets | Measurement Input Discount For Selling Costs Member
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Quantitative information about Level 3 Fair Value Measurements	[1]	10%	10%
[1] (1) Weighted based on the relative fair value of the specific items measured at fair value.

Fair Value Measurements (Fina_2

Fair Value Measurements (Financial And Nonfinancial Assets Measured At Fair Value On A Nonrecurring Basis) (Details) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Financial Assets:
Repossessed Assets	$ 99,000	$ 304,000
Fair Value Measurements Nonrecurring [Member] | Financial Assets [Member]
Financial Assets:
Collateral-dependent	623,000
Repossessed Assets	99,000
Fair Value Measurements Nonrecurring [Member] | Nonfinancial Assets [Member]
Financial Assets:
Repossessed Assets		304,000
Significant Unobservable Inputs (Level 3) [Member] | Fair Value Measurements Nonrecurring [Member] | Financial Assets [Member]
Financial Assets:
Collateral-dependent	623
Repossessed Assets	$ 99
Significant Unobservable Inputs (Level 3) [Member] | Fair Value Measurements Nonrecurring [Member] | Nonfinancial Assets [Member]
Financial Assets:
Repossessed Assets		$ 304,000

Fair Value Measurements (Compan

Fair Value Measurements (Company's Financial Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financial Assets:
Cash and short-term investments	$ 181,191	$ 138,353
Securities	130,051	137,443
Restricted Investments	9,967	9,568
Loans held for sale	3,657	1,661
Loans, net	1,468,025	1,448,193
Bank owned life insurance	30,361	29,575
Accrued interest receivable	5,331	5,008
Derivative Assets	1,207
Interest rate swaps	1,207	1,465
Financial liabilities:
Deposits	1,545,936	1,506,322
Federal funds purchased	244	0
Federal Home Loan Bank advances, short-term		20,000
Federal Home Loan Bank advances, long-term	170,000	145,000
Subordinated debt, net of unamortized issuance costs	29,495	29,444
Accrued interest payable	2,217	2,364
Derivative Liabilities	1,479
Interest rate swaps	1,207	1,465
Fair Value [Member]
Financial Assets:
Cash and short-term investments	181,191	138,353
Securities	130,051	137,443
Restricted Investments	9,967	9,568
Loans held for sale	3,657	1,661
Loans, net	1,381,764	1,377,017
Bank owned life insurance	30,361	29,575
Accrued interest receivable	5,331	5,008
Derivative Assets	1,207
Interest rate swaps		1,465
Financial liabilities:
Deposits	1,545,719	1,506,147
Federal funds purchased	244
Federal Home Loan Bank advances, short-term		19,954
Federal Home Loan Bank advances, long-term	169,558	145,141
Subordinated debt, net of unamortized issuance costs	25,150	25,581
Accrued interest payable	2,217	2,364
Derivative Liabilities	1,479
Interest rate swaps		1,465
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Financial Assets:
Cash and short-term investments	181,191	138,353
Financial liabilities:
Federal funds purchased	244
Significant Other Observable Inputs (Level 2) [Member]
Financial Assets:
Securities	130,051	137,443
Restricted Investments	9,967	9,568
Loans held for sale	3,657	1,661
Bank owned life insurance	30,361	29,575
Accrued interest receivable	5,331	5,008
Derivative Assets	1,207
Interest rate swaps	1,207	1,465
Financial liabilities:
Deposits	1,545,719	1,506,147
Federal Home Loan Bank advances, short-term		19,954
Federal Home Loan Bank advances, long-term	169,558	145,141
Subordinated debt, net of unamortized issuance costs	25,150	25,581
Accrued interest payable	2,217	2,364
Derivative Liabilities	1,479
Interest rate swaps	1,207	1,465
Significant Unobservable Inputs (Level 3) [Member]
Financial Assets:
Loans, net	$ 1,381,764	$ 1,377,017

Change in Accumulated Other C_3

Change in Accumulated Other Comprehensive Income - (Loss) Changes To Accumulated Other Comprehensive Income By Components (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	$ (18,763)		$ (18,006)	$ (19,416)		$ (20,446)	$ (18,006)	$ (20,446)
Other comprehensive (loss) before reclassifications	5,485			(5,237)			4,527	(3,935)
Tax effect of current period changes	(1,152)			1,100			(951)	828
Current period changes net of taxes	4,333	$ 1,054	(1,811)	(4,137)	$ (1,945)	2,975	3,576	(3,107)
Ending balance	(14,430)	(18,763)		(23,553)	(19,416)		(14,430)	(23,553)
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	(18,773)		(18,020)	(19,430)		(20,465)	(18,020)	(20,465)
Other comprehensive (loss) before reclassifications	5,485			(5,237)			4,532	(3,927)
Tax effect of current period changes	(1,152)			1,100			(952)	825
Current period changes net of taxes	4,333			(4,137)			3,580	(3,102)
Ending balance	(14,440)	(18,773)		(23,567)	(19,430)		(14,440)	(23,567)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	10		$ 14	14		$ 19	14	19
Other comprehensive (loss) before reclassifications	0			0			(5)	(8)
Tax effect of current period changes	0			0			1	3
Current period changes net of taxes	0			0			(4)	(5)
Ending balance	$ 10	$ 10		$ 14	$ 14		$ 10	$ 14

Change in Accumulated Other C_4

Change in Accumulated Other Comprehensive Income (Loss) (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Accumulated Other Comprehensive Income Loss [Line Items]
Reclassification adjustments	$ 0	$ 0	$ 0	$ 0

Other Real Estate Owned - Other

Other Real Estate Owned - Other Real Estate Owned Rollforward (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Real Estate [Abstract]
Balance, beginning	$ 0	$ 108	$ 108
Transfer from loans	0	0	0
Gain on foreclosures	0	0	0
Sales	0	(108)	(108)
Valuation adjustments	0	0	0
Balance, ending	$ 0	$ 0	$ 0

Qualified Affordable Housing _2

Qualified Affordable Housing Project Investments (Additional Information) (Details) - USD ($) $ in Thousands		3 Months Ended			9 Months Ended
	Jan. 01, 2024	Sep. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Federal Home Loan Banks [Abstract]
Amortization method qualified affordable housing project investments		$ 1,300			$ 1,300		$ 2,000
Qualified affordable housing project investments, commitment		0			0		$ 0
Amortization method qualified affordable housing project investments, amortization		$ 74		$ 54	221	$ 211
Affordable housing tax credits and other tax benefits expected to be received					303
Affordable housing tax credits and other tax benefits, amount					$ 228	$ 268
Cumulative effect period of adoption, adjustment	$ 477		$ (477)

Borrowings (Narrative) (Details

Borrowings (Narrative) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Dec. 31, 2023	Mar. 31, 2022
Debt Instrument [Line Items]
Fixed floating rate	4.50%
Fixed rate end date	Apr. 01, 2027
Debt issuance costs	$ 673
Debt balance	30,000
Federal Home Loan Bank, Advance		$ 20,000
Unamortized debt issuance cost	505
Federal Home Loan Bank of Atlanta
Debt Instrument [Line Items]
Federal Home Loan Bank, Advance	170,000
Federal Home Loan Bank Advances
Debt Instrument [Line Items]
FHLB irrevocable letter of credit	$ 80,700
Federal Home Loan Bank, Advance		20,000
Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Federal home loan bank, weighted average interest rate	4.47%
Federal Home Loan Bank, Advance	$ 170,000	$ 145,000
Minimum [Member] | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Federal Home Loan Bank, Advances, Interest Rate	3.45%
Maximum [Member] | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Federal Home Loan Bank, Advances, Interest Rate	4.83%
SOFR
Debt Instrument [Line Items]
Redemption interest rate	2.35%
Debt, redemption date	Apr. 01, 2027
Subordinated Notes due April 1, 2032
Debt Instrument [Line Items]
Aggregate principal amount			$ 30,000
Fixed floating rate			4.50%
Due in 2024 | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Debt, maturity date	Sep. 30, 2024
Debt balance	$ 50,000
Due in 2025 | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Debt, maturity date	Sep. 30, 2025
Debt balance	$ 55,000
Due in 2026 | Long-Term Debt [Member] | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Debt, maturity date	Sep. 30, 2026
Debt balance	$ 65,000

Derivatives - Schedule Of the c

Derivatives - Schedule Of the cumulative fair value hedging adjustment (Details) - Interest Rate Contract [Member] $ in Thousands	Sep. 30, 2024 USD ($)
Derivative [Line Items]
Carrying Amount of Hedged Asset	$ 35,279
Cumulative Amount of Fair Value Hedging Adjustment Subtracted from Carrying Amount of the Hedged Assets	$ 279

Derivatives - The effect of the

Derivatives - The effect of the fair value hedging relationship recognized in the consolidated statements of income (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2024
Derivative [Line Items]
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Gain (Loss) on Disposition of Other Assets
Total gain recognized in the consolidated statement of income within interest and fees on loans	$ 68	$ 68
Designated As Hedging Instrument [Member]
Derivative [Line Items]
Gain from Hedged Asset	61	61
Fair value derivative designated as hedging instrument	$ 7	$ 7

Derivatives (Additional Informa

Derivatives (Additional Information) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Aug. 15, 2024
Derivative [Line Items]
DerivativeFixedInterestRate		3.862%
Derivative Amount Of Hedged Item	$ 35,000
PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost	536,600
Derivative Liabilities	1,479
Notional Amount		$ 35,000
Fair Value Swap [Member] | Designated as Hedging Instrument [Member]
Derivative [Line Items]
Derivative Liabilities	272
Notional Amount	$ 35,000

Derivative - (Summarize Key Ele

Derivative - (Summarize Key Elements of Derivative Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Aug. 15, 2024	Dec. 31, 2023
Derivative [Line Items]
Fair Value Hedge Assets At Fair Value	$ 272
Notional Amount		$ 35,000
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets		Other Assets
Derivative Assets	$ 1,207
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities		Other Liabilities
Derivative Liabilities	$ 1,479
Interest Rate Swap [Member] | Matched interest rate swaps with borrower | Non designated [Member]
Derivative [Line Items]
Notional Amount	40,347		$ 41,051
Derivative Assets	701		844
Derivative Liabilities	506		621
Interest Rate Swap [Member] | Matched interest rate swaps with counterparty | Non designated [Member]
Derivative [Line Items]
Notional Amount	40,347		41,051
Derivative Assets	506		621
Derivative Liabilities	701		$ 844
Fair Value Swap [Member] | Designated As Hedging Instrument [Member]
Derivative [Line Items]
Notional Amount	35,000
Derivative Assets
Derivative Liabilities	$ 272

Business Segments - Schedule of

Business Segments - Schedule of the wealth management division's revenue and expenses (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Segment Reporting Information [Line Items]
Net interest income (Expense)	$ 13,157			$ 12,907			$ 37,728	$ 37,977
Gain on sales of loans							1,280	913
Other noninterest income	48			246			242	447
Provision for credit losses	1,544			216			2,200	1,283
Noninterest expense	12,890			14,133			37,777	39,474
Income (loss) before taxes	3,974			2,776			10,787	8,337
Income tax expense (benefit)	550			457			1,630	1,375
Net Income (Loss)	3,424	$ 3,185	$ 2,548	2,319	$ 2,058	$ 2,585	9,157	6,962
Other data:
Total assets	1,881,701						1,881,701		$ 1,825,597
Community Banking [Member]
Segment Reporting Information [Line Items]
Interest Income	20,626			17,770			57,625	49,454
Interest Expense	8,730			7,563			24,239	18,015
Net interest income (Expense)	11,896			10,207			33,386	31,439
Gain on sales of loans	627			253			1,280	589
Other noninterest income	3,108			1,750			7,512	5,487
Net Revenue (Expense)	15,631			12,210			42,178	37,515
Provision for credit losses	1,609			453			1,902	1,405
Noninterest expense	11,957			11,131			34,936	32,247
Income (loss) before taxes	2,065			626			5,340	3,863
Income tax expense (benefit)	145			3			466	443
Net Income (Loss)	1,920			623			4,874	3,420
Other data:
Capital expenditures	231			1,120			743	1,091
Depreciation and amortization	431			715			1,014	989
Total assets	1,646,503						1,646,503		1,562,600
Marine Lending [Member]
Segment Reporting Information [Line Items]
Interest Income	3,060			4,412			9,702	11,634
Interest Expense	1,445			1,358			4,297	4,033
Net interest income (Expense)	1,615			3,054			5,405	7,601
Gain on sales of loans	0			12			0	324
Other noninterest income	0			1,013			0	1,106
Net Revenue (Expense)	1,615			4,079			5,405	9,031
Provision for credit losses	(65)			(237)			298	(122)
Noninterest expense	114			2,285			467	4,925
Income (loss) before taxes	1,566			2,031			4,640	4,228
Income tax expense (benefit)	328			427			974	888
Net Income (Loss)	1,238			1,604			3,666	3,340
Other data:
Capital expenditures	0			0			0	36
Depreciation and amortization	0			32			0	224
Total assets	233,065						233,065		261,011
Wealth Management [Member]
Segment Reporting Information [Line Items]
Interest Income	0			0			0	0
Interest Expense	0			0			0	0
Net interest income (Expense)	0			0			0	0
Gain on sales of loans	0			0			0	0
Other noninterest income	1,516			1,190			4,244	3,611
Net Revenue (Expense)	1,516			1,190			4,244	3,611
Provision for credit losses	0			0			0	0
Noninterest expense	727			629			2,074	1,902
Income (loss) before taxes	789			561			2,170	1,709
Income tax expense (benefit)	166			117			456	359
Net Income (Loss)	623			444			1,714	1,350
Other data:
Capital expenditures	0			0			3	0
Depreciation and amortization	32			31			95	94
Total assets	987						987		1,080
All Other [Member]
Segment Reporting Information [Line Items]
Interest Income	0			0			0	0
Interest Expense	354			354			1,063	1,063
Net interest income (Expense)	(354)			(354)			(1,063)	(1,063)
Gain on sales of loans	0			0			0	0
Other noninterest income	0			0			0	0
Net Revenue (Expense)	(354)			(354)			(1,063)	(1,063)
Provision for credit losses	0			0			0	0
Noninterest expense	92			88			300	400
Income (loss) before taxes	(446)			(442)			(1,363)	(1,463)
Income tax expense (benefit)	(89)			(90)			(266)	(315)
Net Income (Loss)	(357)			(352)			(1,097)	(1,148)
Other data:
Capital expenditures	0			0			0	0
Depreciation and amortization	17			17			51	51
Total assets	1,146						1,146		906
Eliminations [Member]
Segment Reporting Information [Line Items]
Interest Income	0			0			0	0
Interest Expense	0			0			0	0
Net interest income (Expense)	0			0			0	0
Gain on sales of loans	0			0			0	0
Other noninterest income	0			0			0	0
Net Revenue (Expense)	0			0			0	0
Provision for credit losses	0			0			0	0
Noninterest expense	0			0			0	0
Income (loss) before taxes	0			0			0	0
Income tax expense (benefit)	0			0			0	0
Net Income (Loss)	0			0			0	0
Other data:
Capital expenditures	0			0			0	0
Depreciation and amortization	0			0			0	0
Total assets	0						0		0
Consolidated [Member]
Segment Reporting Information [Line Items]
Interest Income	23,686			22,182			67,327	61,088
Interest Expense	10,529			9,275			29,599	23,111
Net interest income (Expense)	13,157			12,907			37,728	37,977
Gain on sales of loans	627			265			1,280	913
Other noninterest income	4,624			3,953			11,756	10,204
Net Revenue (Expense)	18,408			17,125			50,764	49,094
Provision for credit losses	1,544			216			2,200	1,283
Noninterest expense	12,890			14,133			37,777	39,474
Income (loss) before taxes	3,974			2,776			10,787	8,337
Income tax expense (benefit)	550			457			1,630	1,375
Net Income (Loss)	3,424			2,319			9,157	6,962
Other data:
Capital expenditures	231			1,120			746	1,127
Depreciation and amortization	480			$ 795			1,160	$ 1,358
Total assets	$ 1,881,701						$ 1,881,701		$ 1,825,597

Business Segments (Narrative) (

Business Segments (Narrative) (Details) $ in Thousands	Aug. 23, 2023 USD ($)
Axos Bank [Member]
Segment Reporting Information [Line Items]
Loans sold	$ 52,800
Service loan	595
Loan Purchase Agreement [Member]
Segment Reporting Information [Line Items]
Proceeds from Sale of Assets Net of Selling Expenses	53,500
Gain on Sale of Marine Business	$ 435