LOANS AND LEASES RECEIVABLE (Schedule of Credit Quality Indicators by Classes Within the Portfolio Segments) (Details) (USD $) | 6 Months Ended | |
In Thousands, unless otherwise specified | Dec. 31, 2014 | Jun. 30, 2014 |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | $855,130 | [1] | $811,946 | [1] |
Commercial business | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 70,144 | [2] | 82,459 | [2] |
Commercial equipment finance leases | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 344 | | 847 | |
Commercial real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 314,240 | | 294,388 | |
Commercial multi-family real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 99,722 | | 87,364 | |
Commercial real estate construction | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 39,112 | | 22,946 | |
Agricultural real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 119,471 | | 115,397 | |
Agricultural business | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 92,123 | | 79,805 | |
Residential one-to-four Family | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 44,740 | | 47,886 | |
Residential construction | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 5,890 | | 3,838 | |
Consumer direct | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 15,530 | | 17,449 | |
Consumer home equity | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 50,853 | | 56,666 | |
Consumer overdraft & reserve | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 2,961 | | 2,901 | |
Pass | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 689,137 | | 651,221 | |
Pass | Commercial business | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 63,034 | | 77,835 | |
Pass | Commercial equipment finance leases | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 344 | | 847 | |
Pass | Commercial real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 308,134 | | 287,066 | |
Pass | Commercial multi-family real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 92,420 | | 79,901 | |
Pass | Commercial real estate construction | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 37,621 | | 22,946 | |
Pass | Agricultural real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 81,598 | | 70,971 | |
Pass | Agricultural business | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 105,986 | | 111,655 | |
Special Mention | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 18,366 | | 5,320 | |
Special Mention | Commercial business | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 1,683 | | 407 | |
Special Mention | Commercial equipment finance leases | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 0 | | 0 | |
Special Mention | Commercial real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 1,628 | | 1,443 | |
Special Mention | Commercial multi-family real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 961 | | 982 | |
Special Mention | Commercial real estate construction | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 1,491 | | 0 | |
Special Mention | Agricultural real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 4,634 | | 279 | |
Special Mention | Agricultural business | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 7,969 | | 2,209 | |
Substandard | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 28,624 | | 26,868 | |
Substandard | Commercial business | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 6,334 | | 4,431 | |
Substandard | Commercial equipment finance leases | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 0 | | 0 | |
Substandard | Commercial real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 4,478 | | 5,879 | |
Substandard | Commercial multi-family real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 6,341 | | 6,481 | |
Substandard | Commercial real estate construction | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 0 | | 0 | |
Substandard | Agricultural real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 5,896 | | 8,555 | |
Substandard | Agricultural business | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 5,575 | | 1,522 | |
Doubtful | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 31 | | 15 | |
Doubtful | Commercial business | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 0 | | 0 | |
Doubtful | Commercial equipment finance leases | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 0 | | 0 | |
Doubtful | Commercial real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 0 | | 0 | |
Doubtful | Commercial multi-family real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 0 | | 0 | |
Doubtful | Commercial real estate construction | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 0 | | 0 | |
Doubtful | Agricultural real estate | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 0 | | 0 | |
Doubtful | Agricultural business | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 31 | | 15 | |
Performing | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 119,195 | | 127,625 | |
Performing | Residential one-to-four Family | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 44,513 | | 47,761 | |
Performing | Residential construction | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 5,890 | | 3,838 | |
Performing | Consumer direct | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 15,464 | | 17,400 | |
Performing | Consumer home equity | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 50,367 | | 55,725 | |
Performing | Consumer overdraft & reserve | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 2,961 | | 2,901 | |
Nonperforming | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 779 | | 1,115 | |
Nonperforming | Residential one-to-four Family | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 227 | | 125 | |
Nonperforming | Residential construction | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 0 | | 0 | |
Nonperforming | Consumer direct | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 66 | | 49 | |
Nonperforming | Consumer home equity | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 486 | | 941 | |
Nonperforming | Consumer overdraft & reserve | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable | 0 | | 0 | |
Minimum | | | | |
Loans and Leases Receivable, Recorded Investment [Line Items] | | | | |
Loans and leases receivable, credit quality indicator threshold for analysis | $100 | | | |
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[1] | Exclusive of undisbursed portion of loans in process and net of deferred loan fees and discounts. |
[2] | Includes $1,512 and $1,645 tax exempt leases at December 31, 2014 and June 30, 2014, respectively |