HF Financial (HFFC) 10-Q 5 May 16 2016 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Mar. 31, 2016	May. 02, 2016
Document and Entity Information
Entity Registrant Name	HF FINANCIAL CORP
Entity Central Index Key	881,790
Document Type	10-Q
Document Period End Date	Mar. 31, 2016
Amendment Flag	false
Current Fiscal Year End Date	--06-30
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		7,073,065
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q3

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands		Mar. 31, 2016		Jun. 30, 2015
ASSETS
Cash and cash equivalents		$ 19,320		$ 21,476
Investment securities available for sale		148,353		158,806
Investment securities held to maturity		19,918		20,156
Correspondent bank stock		4,062		4,177
Loans held for sale		2,586		9,038
Loans and leases receivable	[1]	892,227		914,419
Allowance for loan and lease losses		(11,592)		(11,230)
Loans and leases receivable, net		880,635		903,189
Accrued interest receivable		5,192		5,414
Office properties and equipment, net of accumulated depreciation		16,114		15,493
Foreclosed real estate and other properties		99		157
Cash value of life insurance		21,830		21,320
Servicing rights, net		9,723		10,584
Goodwill and intangible assets, net		4,915		4,737
Other assets		9,130		10,648
Total assets		1,141,877	[2]	1,185,195
Liabilities
Deposits		910,552		963,229
Advances from Federal Home Loan Bank and other borrowings		65,367		65,558
Subordinated debentures payable to trusts, net of unamortized debt issuance costs		24,662		24,655
Advances by borrowers for taxes and insurance		17,564		14,197
Accrued expenses and other liabilities		13,339		13,579
Total liabilities		1,031,484		1,081,218
Stockholders' equity
Common stock, $.01 par value, 10,000,000 shares authorized, 9,149,803 and 9,137,906 shares issued at March 31, 2016 and June 30, 2015, respectively		91		91
Additional paid-in capital		46,590		46,320
Retained earnings, substantially restricted		95,163		90,145
Accumulated other comprehensive (loss), net of related deferred tax effect		(554)		(1,682)
Less cost of treasury stock, 2,083,455 shares at March 31, 2016 and June 30, 2015		(30,897)		(30,897)
Total stockholders' equity		110,393		103,977
Total liabilities and stockholders' equity		1,141,877		1,185,195
Preferred stock, $.01 par value, 500,000 shares authorized, none outstanding
Stockholders' equity
Preferred stock		0		0
Series A Junior Participating Preferred Stock, $1.00 stated value, 50,000 shares authorized, none outstanding
Stockholders' equity
Preferred stock		$ 0		$ 0
[1]	Exclusive of undisbursed portion of loans in process and net of deferred loan fees and discounts.
[2]	Nine Months Ended March 31, 2016 2015 Banking Other Total Banking Other TotalNet interest income$29,554 $(859) $28,695 $27,365 $(866) $26,499(Provision) for losses on loans and leases(532) — (532) (1,201) — (1,201)Noninterest income11,032 1,267 12,299 7,293 1,228 8,521Intersegment noninterest income237 (223) 14 228 (217) 11Noninterest expense(26,342) (2,935) (29,277) (29,928) (2,022) (31,950)Intersegment noninterest expense— (14) (14) — (11) (11)Income (loss) before income taxes$13,949 $(2,764) $11,185 $3,757 $(1,888) $1,869Total assets at March 31(1)(2)$1,139,517 $2,360 $1,141,877 $1,136,156 $2,210 $1,138,366

CONSOLIDATED STATEMENTS OF FIN3

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) - $ / shares	Mar. 31, 2016	Jun. 30, 2015
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	9,149,803	9,137,906
Treasury stock, shares	2,083,455	2,083,455
Preferred Stock
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	500,000	500,000
Preferred stock, shares outstanding	0	0
Series A Junior Participating Preferred Stock
Preferred stock, par value (in dollars per share)	$ 1	$ 1
Preferred stock, shares authorized	50,000	50,000
Preferred stock, shares outstanding	0	0

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Interest, dividend and loan fee income:
Loans and leases receivable	$ 10,131	$ 9,197	$ 30,194	$ 28,549
Investment securities and interest-earning deposits	807	863	2,360	3,128
Total interest, dividend and loan fee income	10,938	10,060	32,554	31,677
Interest expense:
Deposits	947	846	2,720	2,661
Advances from Federal Home Loan Bank and other borrowings	389	365	1,139	2,517
Total interest expense	1,336	1,211	3,859	5,178
Net interest income	9,602	8,849	28,695	26,499
Provision for losses on loans and leases	162	282	532	1,201
Net interest income after provision for losses on loans and leases	9,440	8,567	28,163	25,298
Noninterest income:
Fees on deposits	1,210	1,375	4,037	4,524
Loan servicing income, net	(100)	319	564	1,034
Gain on sale of loans	497	457	1,940	1,476
Earnings on cash value of life insurance	210	204	632	619
Trust income	231	234	680	682
Commission and insurance income	358	438	1,281	1,224
Gain (loss) on sale of securities, net	0	(1,076)	20	(1,117)
Gain (Loss) on Sale of Project	0	0	2,847	0
Loss on disposal of closed-branch fixed assets	0	(298)	0	(461)
Other	96	402	298	540
Total noninterest income	2,502	2,055	12,299	8,521
Noninterest expense:
Compensation and employee benefits	4,914	5,675	17,092	16,434
Occupancy and equipment	1,087	1,330	3,216	3,381
FDIC insurance	147	221	485	627
Check and data processing expense	938	815	2,668	2,463
Professional fees	644	447	2,228	1,512
Marketing and community investment	222	444	841	1,192
Loss on early extinguishment of debt	0	0	0	4,065
Other	918	848	2,747	2,276
Total noninterest expense	8,870	9,780	29,277	31,950
Income before income taxes	3,072	842	11,185	1,869
Income tax expense	1,003	123	3,786	206
Net income	$ 2,069	$ 719	$ 7,399	$ 1,663
Basic earnings per common share (usd per share)	$ 0.29	$ 0.10	$ 1.05	$ 0.24
Diluted earnings per common share (usd per share)	0.29	0.10	1.05	0.24
Dividend declared per common share (usd per share)	$ 0.11	$ 0.11	$ 0.34	$ 0.34

CONDENSED CONSOLIDATED STATEMEN

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Abstract]
Net income	$ 2,069	$ 719	$ 7,399	$ 1,663
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, before Tax	2,085	803	1,529	1,759
Other Comprehensive Income (Loss), Reclassification Adjustment for Sale of Securities Included in Net Income, before Tax	0	1,076	(20)	1,117
Other Comprehensive Income (Loss), Available-for-sale Securities, Tax, Portion Attributable to Parent	(793)	(714)	(574)	(1,093)
Securities available for sale	1,292	1,165	935	1,783
Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, before Tax	72	89	292	339
Other Comprehensive Income (Loss), Reclassification Adjustment on Derivatives Included in Net Income, Net of Tax	0	0	0	0
Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Tax	(24)	(30)	(99)	(114)
Cash flow hedges-interest rate swap contracts	48	59	193	225
Other comprehensive income (loss), net of taxes	1,340	1,224	1,128	2,008
Comprehensive income	$ 3,409	$ 1,943	$ 8,527	$ 3,671

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Statement of Cash Flows [Abstract]
Payments to Acquire Intangible Assets	$ (239)
Finite-lived Intangible Assets Acquired		$ 0
Net income	7,399	1,663
Adjustments to reconcile net income to net cash from operating activities:
Provision for losses on loans and leases	532	1,201
Amortization of Mortgage Servicing Rights (MSRs)	407	0
Depreciation	1,425	1,234
Amortization of Intangible Assets	61	81
Amortization of discounts and premiums on investment securities and other	1,910	4,010
Amortization of stock-based compensation	270	102
Net change in loans held for resale	8,392	3,189
(Gain) on sale of loans	(1,940)	(1,476)
Realized (gain) loss on sale of investment securities, net	(20)	1,117
Loss and provision for losses on foreclosed real estate and other properties, net	37	16
Loss on disposal of office properties and equipment, net	8	212
Gain (Loss) on Sale of Project	2,847	0
Gain (Loss) on Sale of Securities, Net	20	(1,117)
Change in other assets and liabilities	(19)	(2,306)
Net cash provided by operating activities	15,615	9,043
Cash Flows From Investing Activities
Net change in loans and leases outstanding	(2,479)	(60,389)
Securities available for sale
Purchases of investment securities	(26,752)	(6,593)
Proceeds from sales, maturities and repayments of investment securities	38,172	192,715
Purchases of correspondent bank stock	(16,727)	(17,392)
Proceeds from redemption of correspondent bank stock	16,842	20,556
Purchases of office properties and equipment	(2,242)	(3,818)
Proceeds from Sale of Other Property, Plant, and Equipment	22	1,295
Proceeds from Sales of Business, Affiliate and Productive Assets	538	0
Proceeds from Sale of Finance Receivables	24,333	0
Proceeds from sale of foreclosed real estate and other properties	157	204
Net cash provided by investment activities	31,625	126,578
Gain (Loss) on Sale of Other Investments	2,462	0
Cash Flows From Financing Activities
Net (decrease) in deposits	(31,300)	(64,856)
Proceeds of advances from Federal Home Loan Bank and other borrowings	901,947	1,065,250
Payments on advances from Federal Home Loan Bank and other borrowings	(902,138)	(1,144,692)
Increase in advances by borrowers	3,392	6,735
Cash dividends paid	(2,381)	(2,381)
Net cash (used in) financing activities	(49,396)	(139,944)
Payments for Other Deposits	(21,378)	0
(Decrease) in cash and cash equivalents	(2,156)	(4,323)
Cash and Cash Equivalents
Beginning	21,476	24,256
Ending	19,320	19,933
Supplemental Disclosure of Cash Flows Information
Cash payments for interest	3,777	5,384
Cash payments for income and franchise taxes	$ 3,005	$ 1,439

SELECTED ACCOUNTING POLICIES

SELECTED ACCOUNTING POLICIES	9 Months Ended
	Mar. 31, 2016
Accounting Policies [Abstract]
SELECTED ACCOUNTING POLICIES	SELECTED ACCOUNTING POLICIES Basis of Financial Statement Presentation The consolidated financial information of HF Financial Corp. (the “Company”) and its wholly-owned subsidiaries included in this Quarterly Report on Form 10-Q is unaudited. Interim consolidated financial statements and the notes have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) for quarterly reports on Form 10-Q and do not include certain information and footnote disclosures required by U.S. generally accepted accounting principles (“GAAP”) for complete annual financial statements. Accordingly, these financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the fiscal year ended June 30, 2015 (“ fiscal 2015 ”), filed with the SEC. The accompanying consolidated balance sheet as of June 30, 2015 , which has been derived from audited financial statements, and the unaudited consolidated interim financial statements have been prepared in accordance with GAAP and reflect all adjustments that are, in the opinion of management, necessary for the fair presentation of the financial position and results of operations for the periods presented. All such adjustments are of a normal recurring nature. The results of operations for the nine months ended March 31, 2016 are not necessarily indicative of the results that may be expected for the year ending June 30, 2016 . The interim consolidated financial statements include the accounts of the Company, its wholly-owned subsidiaries, Home Federal Bank (the “Bank”), HF Financial Group, Inc. (“HF Group”) and HomeFirst Mortgage Corp. (the “Mortgage Corp.”), and the Bank’s wholly-owned subsidiaries, Mid America Capital Services, Inc. (“Mid America Capital”) and Hometown Investment Services, Inc. (“Hometown”). The interim consolidated financial statements reflect the deconsolidation of the wholly-owned subsidiary trusts of the Company: HF Financial Capital Trust III (“Trust III”), HF Financial Capital Trust IV (“Trust IV”), HF Financial Capital Trust V (“Trust V”) and HF Financial Capital Trust VI (“Trust VI”). See Note 13 of “Notes to Consolidated Financial Statements.” All intercompany balances and transactions have been eliminated in consolidation. Management has evaluated subsequent events for potential disclosure or recognition through May 5, 2016 , the date of the filing of the consolidated financial statements with the Securities and Exchange Commission. Disclosure of Change in Accounting Policy and Retroactive Restatement Disclosure As of July 1, 2015, the Company adopted the provisions of Accounting Standards Update (ASU) 2015-03, Simplifying the Presentation of Debt Issuance Costs . This update requires that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct reduction from the carrying amount of that debt liability. Adoption of this accounting standard update requires retroactive application by restating the financial statements of all prior periods presented. The Company has adopted this standard as management believes this presentation more accurately reflects the costs of borrowing for arrangements in which debt issuance costs are incurred. The implementation resulted in the decrease of assets and subordinated debentures payable to trusts of $182 for the year ended June 30, 2015 . This restatement only impacted the Consolidated Statement of Financial Condition for the year ended June 30, 2015 . See Note 13 of “Notes to Consolidated Financial Statements” for more information on the unamortized debt issuance costs related to the Company's debt.

REGULATORY CAPITAL

REGULATORY CAPITAL	9 Months Ended
	Mar. 31, 2016
Regulatory Capital Requirements [Abstract]
REGULATORY CAPITAL	NOTE 2—REGULATORY CAPITAL At March 31, 2016 and June 30, 2015 , actual capital levels and minimum required levels were: To Be Well Minimum Required Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Regulations Amount Ratio Amount Ratio Amount Ratio March 31, 2016 Tier I capital (to average assets) Bank $ 125,444 10.94 % $ 45,877 4.00 % $ 57,347 5.00 % Consolidated 130,668 11.37 45,955 4.00 57,444 5.00 Tier I capital (to risk-weighted assets) Bank 125,444 12.72 59,186 6.00 78,915 8.00 Consolidated 130,668 13.23 59,268 6.00 79,025 8.00 Common equity tier I capital (to risk-weighted assets) Bank 125,444 12.72 44,390 4.50 64,118 6.50 Consolidated 106,668 10.80 44,451 4.50 64,207 6.50 Risk-based capital (to risk-weighted assets) Bank 137,078 13.90 78,915 8.00 98,644 10.00 Consolidated 142,302 14.41 79,025 8.00 98,781 10.00 June 30, 2015 Tier I capital (to average assets) Bank $ 121,306 10.39 % $ 46,713 4.00 % $ 58,391 5.00 % Consolidated 125,550 10.73 46,811 4.00 58,514 5.00 Tier I capital (to risk-weighted assets) Bank 121,306 12.16 59,831 6.00 79,774 8.00 Consolidated 125,550 12.58 59,904 6.00 79,872 8.00 Tier I common equity capital (to risk-weighted assets) Bank 121,306 12.16 44,873 4.50 64,816 6.50 Consolidated 101,550 10.17 44,928 4.50 64,896 6.50 Risk-based capital (to risk-weighted assets) Bank 132,485 13.29 79,774 8.00 99,718 10.00 Consolidated 136,829 13.70 79,872 8.00 99,840 10.00 The Company was categorized as "well capitalized" at March 31, 2016 and June 30, 2015 .

EARNINGS PER SHARE

EARNINGS PER SHARE	9 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
EARNINGS PER SHARE	EARNINGS PER SHARE Basic earnings per common share is computed by dividing income available to common stockholders (the numerator) by the weighted-average number of common shares outstanding (the denominator) during the period. Shares outstanding include the nonvested shares of the Company. See Note 11 “Stock-Based Compensation Plans” for additional information related to the nonvested share activity. Shares issued during the period and shares reacquired during the period are weighted for the portion of the period they were outstanding. Diluted earnings per common share is similar to the computation of basic earnings per common share except the denominator is increased to include the number of additional common shares that would have been outstanding if the dilutive options outstanding had been exercised. The following is a reconciliation of the income available to common shareholders and common stock share amounts used in the calculation of basic and diluted EPS for the periods presented: Three Months Ended Nine Months Ended March 31, March 31, 2016 2015 2016 2015 Net income $ 2,069 $ 719 $ 7,399 $ 1,663 Basic EPS: Weighted average number of common shares outstanding 7,057,191 7,054,197 7,056,236 7,054,662 Basic earnings per common share $ 0.29 $ 0.10 $ 1.05 $ 0.24 Diluted EPS: Weighted average number of common shares outstanding 7,057,191 7,054,197 7,056,236 7,054,662 Common share equivalents—Stock Options / Stock Appreciation Rights (SARs) under employee compensation plans/warrant 11,373 6,838 12,310 5,143 Weighted average number of common shares and common share equivalents 7,068,564 7,061,035 7,068,546 7,059,805 Diluted earnings per common share $ 0.29 $ 0.10 $ 1.05 $ 0.24

INVESTMENTS IN SECURITIES

INVESTMENTS IN SECURITIES	9 Months Ended
	Mar. 31, 2016
Investments, Debt and Equity Securities [Abstract]
INVESTMENTS IN SECURITIES	INVESTMENT SECURITIES The amortized cost and fair value of investment securities classified as available for sale and held to maturity according to management's intent, are as follows: March 31, 2016 Adjusted Carrying Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Investment securities available for sale: Debt securities: U.S. government agencies $ 9,816 $ 90 $ — $ 9,906 Municipal bonds 10,463 140 (6 ) 10,597 20,279 230 (6 ) 20,503 Equity securities: FNMA (1) — — — — Federal Ag Mortgage 7 9 — 16 Other investments 354 — — 354 361 9 — 370 Agency residential mortgage-backed securities 126,598 1,158 (276 ) 127,480 Total investment securities available for sale $ 147,238 $ 1,397 $ (282 ) $ 148,353 Investment securities held to maturity: Municipal bonds $ 18,263 $ 638 $ — $ 18,901 Agency residential mortgage-backed securities 1,655 70 — 1,725 Total investment securities held to maturity $ 19,918 $ 708 $ — $ 20,626 ___________________________________________________________ (1) $8 amortized cost and $8 total other-than-temporary impairment recognized in Accumulated Other Comprehensive Income. June 30, 2015 Adjusted Carrying Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Investment securities available for sale: Debt securities: U.S. government agencies $ 21,914 $ 119 $ (27 ) $ 22,006 Municipal bonds 8,277 21 (36 ) 8,262 30,191 140 (63 ) 30,268 Equity securities: FNMA (1) — — — — Federal Ag Mortgage 7 6 — 13 Other investments 353 — — 353 360 6 — 366 Agency residential mortgage-backed securities 128,649 516 (993 ) 128,172 Total investment securities available for sale $ 159,200 $ 662 $ (1,056 ) $ 158,806 Investment securities held to maturity: Municipal bonds $ 18,308 $ 283 $ (10 ) $ 18,581 Agency residential mortgage-backed securities 1,848 50 — 1,898 Total investment securities held to maturity $ 20,156 $ 333 $ (10 ) $ 20,479 ___________________________________________________________ (1) $8 amortized cost and $8 total other-than-temporary impairment recognized in Accumulated Other Comprehensive Income. Management determines the appropriate classification of securities at the date individual securities are acquired and evaluates the appropriateness of such classifications at each statement of financial condition date. Investment securities classified as held to maturity are those debt securities that management has the positive intent and ability to hold to maturity, are reported at amortized cost and adjusted for amortization of premiums and accretion of discounts using a method that approximates level yield. Investment securities classified as available for sale are those debt securities that the Company intends to hold for an indefinite period of time, but may not hold necessarily to maturity, and all equity securities. Management has a process to identify securities that could potentially have a credit impairment that is other-than-temporary. This process involves evaluating the length of time and extent to which the fair value has been less than the amortized cost basis, reviewing available information regarding the financial position of the issuer, monitoring the rating of the security, and projecting cash flows. Management also determines if it is more likely than not the Company will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity. To the extent the Company determines that a security is deemed to be other-than-temporarily impaired, an impairment loss is recognized. For all securities that are considered temporarily impaired, the Company does not intend to sell these securities (has not made a decision to sell) and it is not more likely than not that the Company will be required to sell the security before recovery of its amortized cost, which may occur at maturity. The Company believes that it will collect all principal and interest due on all investments that have amortized cost in excess of fair value that are considered only temporarily impaired. The following tables present the fair value and age of gross unrealized losses by investment category: March 31, 2016 Less than 12 Months 12 Months or More Total Fair Value Gross Unrealized (Losses) Fair Value Gross Unrealized (Losses) Fair Value Gross Unrealized (Losses) Investment securities available for sale: Debt securities: Municipal bonds $ 1,192 $ (1 ) $ 730 $ (5 ) $ 1,922 $ (6 ) 1,192 (1 ) 730 (5 ) 1,922 (6 ) Agency residential mortgage-backed securities 6,784 (21 ) 32,713 (255 ) 39,497 (276 ) Total investment securities available for sale $ 7,976 $ (22 ) $ 33,443 $ (260 ) $ 41,419 $ (282 ) Investment securities held to maturity: Municipal bonds $ 115 $ — $ — $ — $ 115 $ — Total investment securities held to maturity $ 115 $ — $ — $ — $ 115 $ — June 30, 2015 Less than 12 Months 12 Months or More Total Fair Value Gross Unrealized (Losses) Fair Value Gross Unrealized (Losses) Fair Value Gross Unrealized (Losses) Investment securities available for sale: Debt securities: U.S. government agencies $ 10,046 $ (27 ) $ — $ — $ 10,046 $ (27 ) Municipal bonds 4,166 (23 ) 894 (13 ) 5,060 (36 ) 14,212 (50 ) 894 (13 ) 15,106 (63 ) Agency residential mortgage-backed securities 24,046 (173 ) 43,955 (820 ) 68,001 (993 ) Total investment securities available for sale $ 38,258 $ (223 ) $ 44,849 $ (833 ) $ 83,107 $ (1,056 ) Investment securities held to maturity: Municipal bonds $ 1,972 $ (10 ) $ 115 $ — $ 2,087 $ (10 ) Total investment securities held to maturity $ 1,972 $ (10 ) $ 115 $ — $ 2,087 $ (10 ) The unrealized losses reported for municipal bonds relate to nine available for sale and one held to maturity municipal general obligation or revenue bonds. The unrealized losses are primarily attributed to changes in credit spreads or market interest rate increases since the securities were originally acquired, rather than due to credit or other causes. Management does not believe any individual unrealized losses as of March 31, 2016 , represent an other-than-temporary impairment for these investments. The Company does not have the intent to sell these securities (has not made a decision to sell) and has assessed that it is not more likely than not that the Company will be required to sell these securities before anticipated recovery of fair value. The unrealized losses reported for agency residential mortgage-backed securities relate to 34 available for sale securities issued by Federal National Mortgage Association ("FNMA"), the Government National Mortgage Association ("GNMA"), or the Federal Home Loan Mortgage Corporation ("FHLMC"). These unrealized losses are primarily attributable to changes in interest rates and the contractual cash flows of those investments which are guaranteed by an agency of the U.S. government. Management does not believe any of these unrealized losses as of March 31, 2016 , represent an other-than-temporary impairment for those investments. The Company does not have the intent to sell these securities (has not made a decision to sell) and has assessed that it is not more likely than not that the Company will be required to sell these securities before anticipated recovery of fair value. The following table presents the amounts recognized in the Consolidated Statements of Income for other-than-temporary impairments charged to net income: Nine Months Ended March 31, 2016 2015 Beginning balance of credit losses on securities held as of July 1 for which a portion of other-than-temporary impairment was recognized in other comprehensive income (1) $ 8 $ 8 Credit losses for which an other-than-temporary impairment was not previously recognized — — Increases to the amount related to the credit losses for which other-than-temporary was previously recognized — — Sale of securities which previously had recorded a credit loss for other-than-temporary impairment — — Ending balance of credit losses on securities held as of March 31 for which a portion of other-than-temporary impairment was recognized in other comprehensive income (1) $ 8 $ 8 _____________________________________ (1) Includes $8 of other-than-temporary impairment related to Fannie Mae common stock. The amortized cost and fair values of available for sale and held to maturity debt securities as of March 31, 2016 , by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because the borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Available for Sale Held to Maturity Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ 1,037 $ 1,041 $ 403 $ 403 Due after one year through five years 13,812 13,905 7,753 7,929 Due after five years through ten years 5,140 5,265 8,937 9,318 Due after ten years 290 292 1,170 1,251 20,279 20,503 18,263 18,901 Agency residential mortgage-backed securities 126,598 127,480 1,655 1,725 $ 146,877 $ 147,983 $ 19,918 $ 20,626 Equity securities have been excluded from the maturity table above because they do not have contractual maturities associated with debt securities. No securities available for sale were sold for the three months of fiscal 2016 . Proceeds from the sale of securities available for sale for the three months of fiscal 2015 were $118,661 and resulted in gross gains of $235 and gross losses of $1,311 . Proceeds from the sale of securities available for sale for the first nine months of fiscal 2016 were $12,468 and resulted in gross gains of $99 and gross losses of $79 . Proceeds from the sale of securities available for sale for the first nine months of fiscal 2015 were $140,317 and resulted in gross gains of $332 and gross losses of $1,449 .

LOANS AND LEASES RECEIVABLE

LOANS AND LEASES RECEIVABLE	9 Months Ended
	Mar. 31, 2016
Loans and Leases Receivable Disclosure [Abstract]
LOANS AND LEASES RECEIVABLE	LOANS AND LEASES RECEIVABLE Loans and leases receivable by classes within portfolio segments, consist of the following: March 31, 2016 June 30, 2015 Amount Percent Amount Percent Residential: One-to four-family $ 57,873 6.5 % $ 55,572 6.1 % Construction 7,485 0.8 6,308 0.7 Commercial: Commercial business (1) 65,910 7.4 78,493 8.6 Equipment finance leases 88 — 158 — Commercial real estate: Commercial real estate 338,151 37.9 325,453 35.6 Multi-family real estate 126,090 14.1 111,354 12.2 Construction 49,293 5.5 48,224 5.3 Agricultural: Agricultural real estate 81,642 9.2 96,952 10.6 Agricultural business 100,855 11.3 123,988 13.5 Consumer: Consumer direct 13,735 1.5 14,837 1.6 Consumer home equity 48,871 5.5 50,377 5.5 Consumer overdraft & reserve 2,234 0.3 2,703 0.3 Total loans and leases receivable (2) $ 892,227 100.0 % $ 914,419 100.0 % ________________________________________________________ (1) Includes $1,238 and $1,377 tax exempt leases at March 31, 2016 and June 30, 2015 , respectively. (2) Exclusive of undisbursed portion of loans in process and net of deferred loan fees and discounts. The following tables summarize the activity in the allowance for loan and lease losses by portfolio segment for the three months ended: March 31, 2016 Residential Commercial Commercial Real Estate Agricultural Consumer Total Balance at beginning of period $ 311 $ 714 $ 5,423 $ 3,847 $ 1,164 $ 11,459 Charge-offs — — — — (61 ) (61 ) Recoveries — 16 — — 16 32 Provisions (13 ) (1 ) (30 ) 235 (29 ) 162 Balance at end of period $ 298 $ 729 $ 5,393 $ 4,082 $ 1,090 $ 11,592 March 31, 2015 Residential Commercial Commercial Real Estate Agricultural Consumer Total Balance at beginning of period $ 272 $ 873 $ 4,471 $ 3,865 $ 1,452 $ 10,933 Charge-offs — (32 ) — (118 ) (118 ) (268 ) Recoveries — 34 — — 31 65 Provisions 33 (96 ) 51 363 (69 ) 282 Balance at end of period $ 305 $ 779 $ 4,522 $ 4,110 $ 1,296 $ 11,012 The following tables summarize the activity in the allowance for loan and lease losses by portfolio segment for the nine months ended: March 31, 2016 Residential Commercial Commercial Real Estate Agricultural Consumer Total Balance at beginning of period $ 301 $ 795 $ 4,761 $ 4,037 $ 1,336 $ 11,230 Charge-offs — — — (96 ) (345 ) (441 ) Recoveries — 65 — 125 81 271 Provisions (3 ) (131 ) 632 16 18 532 Balance at end of period $ 298 $ 729 $ 5,393 $ 4,082 $ 1,090 $ 11,592 March 31, 2015 Residential Commercial Commercial Real Estate Agricultural Consumer Total Balance at beginning of period $ 283 $ 932 $ 3,819 $ 3,842 $ 1,626 $ 10,502 Charge-offs — (32 ) — (462 ) (348 ) (842 ) Recoveries — 51 4 2 94 151 Provisions 22 (172 ) 699 728 (76 ) 1,201 Balance at end of period $ 305 $ 779 $ 4,522 $ 4,110 $ 1,296 $ 11,012 The following tables summarize the related statement balances by portfolio segment: March 31, 2016 Residential Commercial Commercial Real Estate Agricultural Consumer Total Allowance for loan and lease losses: Individually evaluated for impairment $ 25 $ 3 $ 213 $ 362 $ 115 $ 718 Collectively evaluated for impairment 273 726 5,180 3,720 975 10,874 Total allowance for loan and lease losses $ 298 $ 729 $ 5,393 $ 4,082 $ 1,090 $ 11,592 Loans and leases receivable: Individually evaluated for impairment $ 157 $ 1,277 $ 5,832 $ 11,625 $ 902 $ 19,793 Collectively evaluated for impairment 65,201 64,721 507,702 170,872 63,938 872,434 Total loans and leases receivable $ 65,358 $ 65,998 $ 513,534 $ 182,497 $ 64,840 $ 892,227 June 30, 2015 Residential Commercial Commercial Real Estate Agricultural Consumer Total Allowance for loan and lease losses: Individually evaluated for impairment $ 32 $ 7 $ 4 $ — $ 236 $ 279 Collectively evaluated for impairment 269 788 4,757 4,037 1,100 10,951 Total allowance for loan and lease losses $ 301 $ 795 $ 4,761 $ 4,037 $ 1,336 $ 11,230 Loans and leases receivable: Individually evaluated for impairment $ 148 $ 2,731 $ 712 $ 14,009 $ 1,192 $ 18,792 Collectively evaluated for impairment 61,732 75,920 484,319 206,931 66,725 895,627 Total loans and leases receivable $ 61,880 $ 78,651 $ 485,031 $ 220,940 $ 67,917 $ 914,419 Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. For loans other than residential and consumer, the Company analyzes loans individually, by classifying the loans as to credit risk. This analysis includes non-term loans, regardless of balance and term loans with an outstanding balance greater than $100 . Each loan is reviewed annually, at a minimum. Specific events applicable to the loan may trigger an additional review prior to its scheduled review, if such event is determined to possibly modify the risk classification. The summary of the analysis for the portfolio is calculated on a monthly basis. The Company uses the following definitions for risk ratings: Pass —Loans classified as pass represent loans that are evaluated and are performing under the stated terms. Pass rated assets are analyzed by the pay capacity, the current net worth, and the value of the loan collateral of the obligor. Special Mention —Loans classified as special mention possess potential weaknesses that require management attention, but do not yet warrant adverse classification. While the status of a loan put on this list may not technically trigger their classification as Substandard or Doubtful, it is considered a proactive way to identify potential issues and address them before the situation deteriorates further and does result in a loss for the Company. Substandard —Loans classified as substandard are inadequately protected by the current net worth, paying capacity of the obligor, or by the collateral pledged. Substandard loans must have a well-defined weakness or weaknesses that jeopardize the repayment of the debt as originally contracted. They are characterized by the distinct possibility that the Company will sustain a loss if the deficiencies are not corrected. Doubtful —Loans classified as doubtful have the weaknesses of those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans that fall into this class are deemed collateral dependent and an individual impairment analysis is performed on all relationships. Loans in this category are allocated a specific reserve if the estimated discounted cash flows from the loan (or collateral value less cost to sell for collateral dependent loans) does not support the outstanding loan balance or charged off if deemed uncollectible. The following tables summarize the credit quality indicators used to determine the credit quality by class within the portfolio segments: Credit risk profile by internally assigned grade—Commercial, Commercial real estate and Agricultural portfolio segments March 31, 2016 June 30, 2015 Pass Special Mention Substandard Doubtful Pass Special Mention Substandard Doubtful Commercial: Commercial business $ 63,782 $ 36 $ 2,846 $ — $ 74,660 $ 1,047 $ 2,795 $ — Equip. finance leases 88 — — — 158 — — — Commercial real estate: Commercial real estate 334,814 — 3,337 — 316,790 4,277 4,386 — Multi-family real estate 113,915 5,876 6,299 — 110,239 — 1,115 — Construction 49,293 — — — 48,224 — — — Agricultural: Agricultural real estate 74,483 300 6,859 — 89,772 595 6,599 — Agricultural business 96,254 623 5,941 — 118,937 912 4,303 — $ 732,629 $ 6,835 $ 25,282 $ — $ 758,780 $ 6,831 $ 19,198 $ — Credit risk profile based on payment activity—Residential and Consumer portfolio segments March 31, 2016 June 30, 2015 Performing Nonperforming Performing Nonperforming Residential: One-to four- family $ 57,751 $ 122 $ 55,460 $ 112 Construction 7,485 — 6,308 — Consumer: Consumer direct 13,709 26 14,792 45 Consumer home equity 48,763 108 50,140 237 Consumer OD & reserves 2,234 — 2,703 — $ 129,942 $ 256 $ 129,403 $ 394 The following table summarizes the aging of the past due financing receivables by classes within the portfolio segments and related accruing and nonaccruing balances: March 31, 2016 Accruing and Nonaccruing Loans Nonperforming Loans 30 - 59 Days Past Due 60 - 89 Days Past Due Greater Than 89 Days Total Past Due Current (2) Recorded Investment >90 Days and Accruing (1) Nonaccrual Balance Total Residential: One-to four-family $ — $ — $ 15 $ 15 $ 57,858 $ 15 $ 107 $ 122 Construction — — — — 7,485 — — — Commercial: Commercial business — — 3 3 65,907 — 1,277 1,277 Equipment finance leases — — — — 88 — — — Commercial real estate: Commercial real estate — — 247 247 337,904 — 481 481 Multi-family real estate — — — — 126,090 — 5,207 5,207 Construction — — — — 49,293 — — — Agricultural: Agricultural real estate 454 — — 454 81,188 — 3,153 3,153 Agricultural business 190 400 334 924 99,931 — 5,461 5,461 Consumer: Consumer direct 24 — 2 26 13,709 — 26 26 Consumer home equity 15 60 79 154 48,717 — 108 108 Consumer OD & reserve — — — — 2,234 — — — Total $ 683 $ 460 $ 680 $ 1,823 $ 890,404 $ 15 $ 15,820 $ 15,835 _____________________________________ (1) Loans accruing and delinquent greater than 90 days have either government guarantees or acceptable loan-to-value ratios. (2) Net of deferred loan fees and discounts and exclusive of undisbursed portion of loans in process. June 30, 2015 Accruing and Nonaccruing Loans Nonperforming Loans 30 - 59 Days Past Due 60 - 89 Days Past Due Greater Than 89 Days Total Past Due Current (2) Recorded Investment >90 Days and Accruing (1) Nonaccrual Balance Total Residential: One-to four-family $ — $ — $ — $ — $ 55,572 $ — $ 112 $ 112 Construction 4 — — 4 6,304 — — — Commercial: Commercial business 26 — 485 511 77,982 — 2,398 2,398 Equipment finance leases — — — — 158 — — — Commercial real estate: Commercial real estate 23 — — 23 325,430 — 359 359 Multi-family real estate — — — — 111,354 — — — Construction — — — — 48,224 — — — Agricultural: Agricultural real estate 375 139 1,203 1,717 95,235 — 4,482 4,482 Agricultural business 720 521 1,206 2,447 121,541 — 5,474 5,474 Consumer: Consumer direct 18 3 3 24 14,813 — 45 45 Consumer home equity 190 — 135 325 50,052 — 237 237 Consumer OD & reserve 5 — — 5 2,698 — — — Total $ 1,361 $ 663 $ 3,032 $ 5,056 $ 909,363 $ — $ 13,107 $ 13,107 _____________________________________ (1) Loans accruing and delinquent greater than 90 days have either government guarantees or acceptable loan-to-value ratios. (2) Net of deferred loan fees and discounts and exclusive of undisbursed portion of loans in process. At March 31, 2016 , the Company had identified $19,793 of loans as impaired which includes performing troubled debt restructurings. A loan is identified as impaired when, based on current information and events, it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement and thus are placed on non-accrual status. Interest income on impaired loans is recognized on a cash basis. The average carrying amount is calculated for each quarter by using the daily average balance, which is then averaged with the other quarters' averages to determine an annual average balance. The following table summarizes impaired loans by class of loans and the specific valuation allowance: March 31, 2016 June 30, 2015 Recorded Investment Unpaid Principal Balance (1) Related Allowance Recorded Investment Unpaid Principal Balance (1) Related Allowance With no related allowance recorded: One-to four-family $ 16 $ 16 $ — $ — $ — $ — Commercial business 1,199 1,199 $ — 2,571 2,571 $ — Commercial real estate 480 480 — 689 689 — Agricultural real estate 6,073 6,073 — 7,633 7,633 — Agricultural business 4,698 4,698 — 6,376 6,376 — Consumer direct 4 4 — 9 24 — Consumer home equity 487 487 — 580 580 — 12,957 12,957 — 17,858 17,873 — With an allowance recorded: One-to four-family 141 141 25 148 148 32 Commercial business 78 78 3 160 160 7 Commercial real estate 144 144 64 23 23 4 Multi-family real estate 5,208 5,208 149 — — — Agricultural business 854 854 362 — — — Consumer direct 22 22 22 36 36 36 Consumer home equity 389 389 93 567 567 200 6,836 6,836 718 934 934 279 Total: One-to four-family 157 157 25 148 148 32 Commercial business 1,277 1,277 3 2,731 2,731 7 Commercial real estate 624 624 64 712 712 4 Multi-family real estate 5,208 5,208 149 — — — Agricultural real estate 6,073 6,073 — 7,633 7,633 — Agricultural business 5,552 5,552 362 6,376 6,376 — Consumer direct 26 26 22 45 60 36 Consumer home equity 876 876 93 1,147 1,147 200 $ 19,793 $ 19,793 $ 718 $ 18,792 $ 18,807 $ 279 _____________________________________ (1) Represents the borrower's loan obligation, gross of any previously charged-off amounts. The following tables summarize the Company's average recorded investment in impaired loans by class of loans and the related interest income recognized for the periods indicated: Three Months Ended March 31, 2016 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized One-to four-family $ 150 $ 1 $ 152 $ 1 Commercial business 1,386 — 3,161 15 Commercial real estate 697 2 671 1 Multi-family real estate 2,604 70 6,130 69 Agricultural real estate 6,836 69 6,266 44 Agricultural business 5,666 — 6,313 14 Consumer direct 28 — 56 — Consumer home equity 923 14 1,335 19 $ 18,290 $ 156 $ 24,084 $ 163 Nine Months Ended March 31, 2016 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized One-to four-family $ 149 $ 2 $ 156 $ 2 Commercial business 1,844 — 3,569 44 Commercial real estate 715 3 749 2 Multi-family real estate 1,302 70 6,194 139 Agricultural real estate 7,206 112 8,319 136 Agricultural business 5,911 — 4,947 14 Consumer direct 34 — 61 — Consumer home equity 998 40 1,554 47 $ 18,159 $ 227 $ 25,549 $ 384 No additional funds are committed to be advanced in connection with impaired loans. Modifications of terms for the Company's loans and their inclusion as troubled debt restructurings are based on individual facts and circumstances. Loan modifications that are included as troubled debt restructurings may involve reduction of the interest rate or renewing at an interest rate below current market rates, extension of the term of the loan and/or forgiveness of principal, regardless of the period of the modification. Loans and leases that are considered troubled debt restructurings are factored into the determination of the allowance for loan and lease losses through impaired loan analysis and any subsequent allocation of specific valuation allowance, if applicable. The Company measures impairment on an individual loan and the extent to which a specific valuation allowance is necessary by comparing the loan's outstanding balance to either the fair value of the collateral, less the estimated cost to sell or the present value of expected cash flows, discounted at the loan's effective interest rate. During fiscal 2016 , new TDRs consisted of three agricultural loans and five consumer loans. Of these new TDRs, eight were evaluated for impairment based on collateral adequacy. The following is a summary of the Company's performing troubled debt restructurings which are in-compliance with their modified terms: March 31, 2016 Number of Contracts (1) Pre-Modification Recorded Balance Post-Modification Outstanding Recorded Balance (1) Residential 1 $ 34 $ 34 Commercial business 3 1,270 1,270 Commercial real estate 2 233 233 Agricultural 5 7,302 7,302 Consumer 30 893 893 41 $ 9,732 $ 9,732 June 30, 2015 Number of Contracts (2) Pre-Modification Recorded Balance Post-Modification Outstanding Recorded Balance (2) Residential 2 $ 148 $ 148 Commercial business 5 2,234 2,234 Commercial real estate 5 712 712 Agricultural 8 8,045 8,045 Consumer 39 1,142 1,127 59 $ 12,281 $ 12,266 _____________________________________ (1) Includes 15 customers, which are in compliance with their restructured terms, that are not accruing interest and have a recorded investment balance of $8,937 . (2) Includes 18 customers, which are in compliance with their restructured terms, that are not accruing interest and have a recorded investment balance of $9,499 . Excluded from above, at March 31, 2016 , the Company had one residential loan with a recorded balance of $107 that was originally restructured in fiscal 2015. The residential loan is not in compliance with its restructured terms and is in nonaccrual status due to bankruptcy. At June 30, 2015 , the Company had no TDRs that were not in compliance with their stated terms in the agreements. Loans can retain their accrual status at the time of their modification if the restructuring is not a result of terminated loan payments. For nonaccruing loans, a minimum of six months of performance related to the restructured terms are required before a loan is returned to accruing status. New TDRs initially classified as a TDR during the nine months ended March 31, were as follows: 2016 2015 Number of Contracts Pre-Modification Recorded Balance Post-Modification Outstanding Recorded Balance Number of Contracts Pre-Modification Recorded Balance Post-Modification Outstanding Recorded Balance Commercial real estate — $ — $ — 1 $ 200 $ 200 Agricultural 3 1,650 1,650 4 1,001 1,001 Consumer 5 221 221 15 437 437 8 $ 1,871 $ 1,871 20 $ 1,638 $ 1,638 Eight TDRs were added during the first nine months of fiscal 2016 . Of these, six were negotiated to extend a loan maturity without reducing the interest rate below market rate and two were due to bankruptcy. None of the new TDRs defaulted during the first nine months of fiscal 2016 . 20 TDRs were added during the first nine months of fiscal 2015 of which 17 were negotiated to extend a loan maturity without reducing the interest rate below market rate and three were due to bankruptcy. No TDRs defaulted during the first nine months of fiscal 2015.

LOAN SERVICING

LOAN SERVICING	9 Months Ended
	Mar. 31, 2016
Transfers and Servicing [Abstract]
LOAN SERVICING	—LOAN SERVICING Mortgage loans serviced for others are not included in the accompanying consolidated statements of financial condition. Three Months Ended Nine Months Ended March 31, March 31, 2016 2015 2016 2015 Mortgage servicing rights, beginning $ 10,321 $ 10,876 $ 10,584 $ 11,218 Additions 165 187 648 618 Amortization (1) (356 ) (392 ) (1,102 ) (1,165 ) Mortgage servicing rights, ending $ 10,130 $ 10,671 $ 10,130 $ 10,671 Valuation allowance, beginning $ — $ — $ — $ — (Additions) / reductions (1) (407 ) — (407 ) — Valuation allowance, ending $ (407 ) $ — $ (407 ) $ — Mortgage servicing rights, net $ 9,723 $ 10,671 $ 9,723 $ 10,671 Servicing fees received $ 663 $ 711 $ 2,073 $ 2,199 Balance of loans serviced at: Beginning of period 947,410 1,014,468 974,893 1,048,671 End of period 932,277 992,417 932,277 992,417 ___________________________________ (1) Changes to carrying amounts are reported net of loan servicing income on the statements of income for the periods presented. Amortization of servicing rights is adjusted each quarter based upon analysis of portfolio attributes and factors, including an evaluation of historical prepayment activity and prospective industry consensus rates. For the quarters ended March 31, 2016 and 2015 , the constant prepayment rates (CPR) used to calculate the amortization were 8.9% and 9.4% , respectively. For valuation purposes, management utilized a discount rate of 10.1% and 10.5% at March 31, 2016 and 2015 , respectively. Prepayment speeds utilized at March 31, 2016 and 2015 were 9.5% and 9.6% , respectively, which are used in the calculation of the amortization expense for the subsequent quarter. Prepayment speeds are analyzed and adjusted each quarter. Based on the Company's analysis of mortgage servicing rights, a $407 valuation reserve was recorded for temporary impairment at March 31, 2016 and $0 for 2015 .

GOODWILL AND INTANGIBLE ASSETS,

GOODWILL AND INTANGIBLE ASSETS, NET (Notes)	9 Months Ended
	Mar. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets Disclosure [Text Block]	GOODWILL AND INTANGIBLE ASSETS, NET The components of goodwill and intangible assets, net, are as follows: Three Months Ended Nine Months Ended March 31, March 31, 2016 2015 2016 2015 Goodwill (1) $ 4,366 $ 4,366 $ 4,366 $ 4,366 Amortizable intangible assets Customer base (3) $ 670 $ 479 $ 670 $ 479 Covenant not to compete (4) 167 119 167 119 Total amortizable intangible assets 837 598 837 598 Accumulated amortization, beginning 265 188 227 134 Amortization expense 23 27 61 81 Accumulated amortization, ending 288 215 288 215 Amortizable intangible assets, net (2) $ 549 $ 383 $ 549 $ 383 Goodwill and intangible assets, net $ 4,915 $ 4,749 $ 4,915 $ 4,749 _______________________________________________________________ (1) Banking segment related goodwill. (2) Other segment related intangible assets. (3) Amortization life of 10.0 years . (4) Amortization life of 2.0 years .

SEGMENT REPORTING

SEGMENT REPORTING	9 Months Ended
	Mar. 31, 2016
Segment Reporting [Abstract]
SEGMENT REPORTING	SEGMENT REPORTING Operating segments are defined as components of an enterprise for which discrete financial information is available that is evaluated regularly by the chief operating decision makers in deciding how to allocate resources and in assessing performance. The Company’s reportable segments are “banking” (including leasing activities) and “other”. The “banking” segment is conducted through the Bank and Mid America Capital and the “other” segment is composed of smaller non-reportable segments, the Company and intersegment eliminations. The management approach is used as the conceptual basis for identifying reportable segments and is based on the way that management organizes the segments within the enterprise for making operating decisions, allocating resources and monitoring performance, which is primarily based on products. The following tables summarize segment reporting information: Three Months Ended March 31, 2016 2015 Banking Other Total Banking Other Total Net interest income $ 9,884 $ (282 ) $ 9,602 $ 9,107 $ (258 ) $ 8,849 (Provision) for losses on loans and leases (162 ) — (162 ) (282 ) — (282 ) Noninterest income 2,146 356 2,502 1,614 441 2,055 Intersegment noninterest income 79 (75 ) 4 76 (72 ) 4 Noninterest expense (7,979 ) (891 ) (8,870 ) (9,111 ) (669 ) (9,780 ) Intersegment noninterest expense — (4 ) (4 ) — (4 ) (4 ) Income (loss) before income taxes $ 3,968 $ (896 ) $ 3,072 $ 1,404 $ (562 ) $ 842 Total assets at March 31 (1)(2) $ 1,139,517 $ 2,360 $ 1,141,877 $ 1,136,156 $ 2,210 $ 1,138,366 _______________________________________________ (1) Included in total assets were goodwill and intangible assets, net totaling $4,366 and $549 for the banking segment and other segment, respectively, at March 31, 2016 . (2) Included in total assets were goodwill and intangible assets, net totaling $4,366 and $383 for the banking segment and other segment, respectively, at March 31, 2015 . Nine Months Ended March 31, 2016 2015 Banking Other Total Banking Other Total Net interest income $ 29,554 $ (859 ) $ 28,695 $ 27,365 $ (866 ) $ 26,499 (Provision) for losses on loans and leases (532 ) — (532 ) (1,201 ) — (1,201 ) Noninterest income 11,032 1,267 12,299 7,293 1,228 8,521 Intersegment noninterest income 237 (223 ) 14 228 (217 ) 11 Noninterest expense (26,342 ) (2,935 ) (29,277 ) (29,928 ) (2,022 ) (31,950 ) Intersegment noninterest expense — (14 ) (14 ) — (11 ) (11 ) Income (loss) before income taxes $ 13,949 $ (2,764 ) $ 11,185 $ 3,757 $ (1,888 ) $ 1,869 Total assets at March 31 (1)(2) $ 1,139,517 $ 2,360 $ 1,141,877 $ 1,136,156 $ 2,210 $ 1,138,366 ________________________________________________ (1) Included in total assets were goodwill and intangible assets, net totaling $4,366 and $549 for the banking segment and other segment, respectively, at March 31, 2016 . (2) Included in total assets were goodwill and intangible assets, net totaling $4,366 and $383 for the banking segment and other segment, respectively, at March 31, 2015 .

DEFINED BENEFIT PLAN

DEFINED BENEFIT PLAN	9 Months Ended
	Mar. 31, 2016
Compensation and Retirement Disclosure [Abstract]
DEFINED BENEFIT PLAN	DEFINED BENEFIT PLAN The Company has a noncontributory (cash balance) defined benefit pension plan covering employees of the Company and its wholly-owned subsidiaries. Effective July 1, 2015, the Company froze the plan which eliminates future contributions for qualified individuals. The plan has not been terminated, so the plan continues to exist with related benefit obligations and plan assets for those vested within the plan. The information relative to the components of net periodic benefit cost for the Company’s defined benefit plan is presented below. Three Months Ended Nine Months Ended March 31, March 31, 2016 2015 2016 2015 Net periodic benefit cost Service cost $ 13 $ 169 $ 38 $ 509 Interest cost 162 186 488 558 Expected return on plan assets (142 ) (164 ) (429 ) (474 ) Amortization of prior losses 20 31 62 94 Net periodic benefit cost $ 53 $ 222 $ 159 $ 687 The Company previously disclosed in its consolidated financial statements for fiscal 2015 , which are included in Part II, Item 8 “Financial Statements and Supplementary Data” of the Company’s Annual Report on Form 10-K, that due to the freezing of the plan, the Company does not anticipate funding any contributions for fiscal 2016.

SELF INSURED HEALTHCARE PLAN

SELF INSURED HEALTHCARE PLAN	9 Months Ended
	Mar. 31, 2016
SELF INSURED HEALTHCARE PLAN [Abstract]
SELF INSURED HEALTHCARE PLAN	SELF-INSURED HEALTHCARE PLAN The Company has self-insured health and dental plans for its employees, subject to certain limits. The Bank is named the plan administrator for these plans and has retained the services of independent third party administrators to process claims and handle other duties for these plans. The third party administrators do not assume liability for benefits payable under these plans. To mitigate a portion of the risks involved with the self-insured health plan, the Company has a stop loss insurance policy through a commercial insurance carrier for coverage in excess of $75 per individual occurrence. The Company assumes the responsibility for funding the plan benefits out of general assets; however, employees cover some of the costs of covered benefits through contributions, deductibles, co-pays and participation amounts. An employee is eligible for coverage upon completion of 30 calendar days of regular employment. The plans, which are on a calendar year basis, are intended to comply with, and be governed by, the Employee Retirement Income Security Act of 1974, as amended. The accrual estimate for pending and incurred but not reported health claims is based upon a pending claims lag report provided by a third party provider. Although management believes that it uses the best information available to determine the accrual, unforeseen health claims could result in adjustments and net earnings being significantly affected if circumstances differ substantially from the assumptions used in estimating the accrual. Net healthcare costs are inclusive of health and dental claims expenses and administration fees offset by stop loss and employee reimbursement. The following table is a summary of net healthcare costs by quarter: Fiscal Years Ended June 30, 2016 2015 Quarter ended September 30 $ 588 $ 309 Quarter ended December 31 515 430 Quarter ended March 31 465 420 Quarter ended June 30 — 619 Net healthcare costs $ 1,568 $ 1,778

STOCK-BASED COMPENSATION PLANS

STOCK-BASED COMPENSATION PLANS	9 Months Ended
	Mar. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
STOCK-BASED COMPENSATION PLANS	STOCK-BASED COMPENSATION PLANS The fair value of each incentive stock option and each stock appreciation right grant is estimated at the grant date using the Black-Scholes option-pricing model. There were no stock options or stock appreciation rights (SARs) granted in the nine months ended March 31, 2016 and 2015 . Stock appreciation rights activity for the nine months ended March 31, 2016 , was as follows: SARs Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Beginning Balance 72,348 $ 13.50 Granted — — Forfeited (1,715 ) 12.48 Exercised (48,486 ) 13.65 Ending Balance 22,147 $ 13.24 3.0 $ 105 Vested and exercisable at March 31 22,147 $ 13.24 3.0 $ 105 There were 48,486 SARs exercised during the nine months ended March 31, 2016 which resulted in $216 intrinsic value of SARs exercised and is included in compensation and employee benefit expense on the income statement. There were 5,195 SARs exercised during the nine months ended March 31, 2015 and resulted in $10 intrinsic value, which is included in the income statement for the prior year. There was no unrecognized compensation cost related to nonvested SARs awards at March 31, 2016 . Nonvested share activity for the nine months ended March 31, was as follows: 2016 2015 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Nonvested Balance, beginning 88 $ 8.48 11,694 $ 11.99 Granted — — — — Vested (88 ) 8.48 (9,939 ) 11.98 Forfeited — — (1,667 ) 12.25 Nonvested Balance, ending — $ — 88 $ 8.48 Pretax compensation expense recognized for nonvested shares for the nine months ended March 31, 2016 and 2015 , was $53 and $92 , respectively. The tax benefit for the nine months ended March 31, 2016 and 2015 was $20 and $35 , respectively. As of March 31, 2016 , there was no remaining unrecognized compensation cost related to nonvested shares granted under the Plan. The total fair value of shares vested during the nine months ended March 31, 2016 and 2015 was $1 and $146 , respectively. The 2002 Option Plan expired effective September 20, 2012. No plan was in effect at March 31, 2016 for the purpose of issuing new shares. The Company's stock option and incentive plans are described more fully in Part II, Item 8 “Financial Statements and Supplementary Data” of the Company’s Annual Report on Form 10-K for the fiscal year ended June 30, 2015 , under Note 17 of “Notes to Consolidated Financial Statements.”

ADVANCES FROM FHLB AND OTHER BO

ADVANCES FROM FHLB AND OTHER BORROWINGS (Notes)	9 Months Ended
	Mar. 31, 2016
Debt Disclosure [Abstract]
Advances from FHLB and other borrowings	ADVANCES FROM FEDERAL HOME LOAN BANK AND OTHER BORROWINGS Advances from the Federal Home Loan Bank of Des Moines ("FHLB") and other borrowings are summarized as follows: March 31, 2016 June 30, 2015 Amount Rate (1) Amount Rate (1) Overnight federal funds purchased $ 55,185 0.39 % $ 20,336 0.29 % Fixed-rate advances (with rates ranging from 1.15% to 1.18% at March 31, 2016 and 0.24% to 1.18% at June 30, 2015) 10,000 1.17 45,000 0.45 Other borrowings 182 — 222 — $ 65,367 0.51 % $ 65,558 0.40 % (1) Rate is the specified interest rate for the obligation or the weighted average rate if more than one obligation exists or as represented in the total.

SUBORDINATED DEBENTURES PAYABLE

SUBORDINATED DEBENTURES PAYABLE TO TRUSTS	9 Months Ended
	Mar. 31, 2016
Subordinated Borrowings [Abstract]
SUBORDINATED DEBENTURES PAYABLE TO TRUSTS	SUBORDINATED DEBENTURES PAYABLE TO TRUSTS, NET OF UNAMORTIZED DEBT ISSUANCE COSTS The Company has issued and outstanding 24,000 shares totaling $24,000 of Company Obligated Mandatorily Redeemable Preferred Securities. These four Trusts were established and exist for the sole purpose of issuing trust preferred securities and investing the proceeds in subordinated debentures of the Company. These subordinated debentures constitute the sole assets of the four Trusts. The securities provide for cumulative cash distributions calculated at a rate based on three-month LIBOR plus a range from 1.65% to 3.35% adjusted quarterly. The Company may, at one or more times, defer interest payments on the capital securities for up to 20 consecutive quarterly periods, but not beyond the respective maturity date. At the end of the deferral period, all accumulated and unpaid distributions must be paid. The capital securities have redemption dates ranging from January 7, 2033 to October 1, 2037 ; however, the Company has the option to shorten the respective maturity date for all four securities as the call option date has passed. Holders of the capital securities have no voting rights, are unsecured, and rank junior in priority of the payment to all of the Company's indebtedness and senior to the Company's capital stock. Subordinated debentures payable to trusts, net of unamortized debt issuance are summarized as follows: March 31, 2016 June 30, 2015 Principal amount $ 24,837 $ 24,837 Less unamortized debt issuance costs 175 182 Subordinated debentures payable to trusts, net of unamortized debt issuance costs $ 24,662 $ 24,655 The details of the outstanding subordinated debentures at March 31, 2016 and their related unamortized debt issuance costs are as follows: Unamortized Debt Junior subordinated debentures payable to nonconsolidated trusts Principal Issuance Costs Trust III, Variable rate of 3.35% plus 3 month LIBOR $ 5,155 $ 83 Trust IV, Variable rate of 3.10% plus 3 month LIBOR 7,217 92 Trust V, Variable rate of 1.83% plus 3 month LIBOR 10,310 — Trust VI, Variable rate of 1.65% plus 3 month LIBOR 2,155 — Total $ 24,837 $ 175

INTEREST RATE CONTRACTS

INTEREST RATE CONTRACTS	9 Months Ended
	Mar. 31, 2016
Interest Rate Contracts [Abstract]
INTEREST RATE CONTRACTS	INTEREST RATE CONTRACTS Interest rate swap contracts are entered into primarily as an asset/liability management strategy of the Company to modify interest rate risk. The primary risk associated with all swaps is the exposure to movements in interest rates and the ability of the counterparties to meet the terms of the contract. The Company is exposed to losses if the counterparty fails to make its payments under a contract in which the Company is in a receiving status. The Company minimizes its risk by monitoring the credit standing of the counterparties. The Company anticipates the counterparties will be able to fully satisfy their obligations under the remaining agreements. These contracts are typically designated as cash flow hedges. The Company has an outstanding interest rate swap agreement with a notional amount of $10,000 to convert one variable-rate trust preferred security into a fixed-rate instrument. The agreement has a maturity of 0.7 years and has a fixed rate of 5.68% . The fair value of the derivative was an unrealized loss of $240 at March 31, 2016 and of the derivatives was an unrealized loss of $613 at March 31, 2015 . The Company pledged $424 in cash under collateral arrangements as of March 31, 2016 , to satisfy collateral requirements associated with this interest rate swap contract. The Company has borrower interest rate swap agreements with notional amounts totaling $28,448 to facilitate customer transactions and meet the borrower's financing needs. These swaps qualify as derivatives, but consist of two different types of instruments. The back-to-back loan swaps are not designated as hedging instruments, while the one-way loan swaps are classified as fair value hedging instruments. The loan interest rate swap derivatives had no impact on the consolidated statements of income for the first nine months ended March 31, 2016 and 2015 . Any amounts due to the Company are expected to be collected from the borrowers. Credit risk exists if the borrower's collateral or financial condition indicates that the underlying collateral or financial condition of the borrower makes it probable that amounts due will be uncollectible. Management monitors this credit exposure on a quarterly basis. No deferred net losses on interest rate swaps in other comprehensive loss as of March 31, 2016 , are expected to be reclassified into net income during the current fiscal year. See Note 15 "Accumulated Other Comprehensive Loss" for amounts reported as other comprehensive loss. The following table summarizes the derivative financial instruments utilized as of March 31, 2016 : Estimated Fair Value Balance Sheet Location Notional Amount Gain Loss Non-designated derivatives Other assets $ 5,321 $ 597 $ — Fair value hedge Loans and leases receivable 17,806 — (887 ) Cash flow hedge Accrued expenses and other liabilities 10,000 — (240 ) Non-designated derivatives Accrued expenses and other liabilities 5,321 — (597 ) $ 38,448 $ 597 $ (1,724 ) The following table summarizes the derivative financial instruments utilized as of June 30, 2015 : Estimated Fair Value Balance Sheet Location Notional Amount Gain Loss Non-designated derivatives Other assets $ 6,990 $ 632 $ — Fair value hedge Loans and leases receivable 18,408 55 (398 ) Cash flow hedge Accrued expenses and other liabilities 13,000 — (532 ) Non-designated derivatives Accrued expenses and other liabilities 6,990 — (632 ) $ 45,388 $ 687 $ (1,562 ) The following table details the derivative financial instruments, the average remaining maturities and the weighted-average interest rates being paid and received as of March 31, 2016 : Notional Value Average Maturity (years) Estimated Fair Value Gain (Loss) Receive Pay Liability conversion swaps $ 10,000 0.7 $ (240 ) 2.47 % 5.68 % Loan interest rate swaps 28,448 6.0 (887 ) 2.29 4.45 $ 38,448 $ (1,127 ) There were no gains or losses included in the income statement for the periods ended March 31, 2016 or 2015 .

ACCUMULATED OTHER COMPREHENSIVE

ACCUMULATED OTHER COMPREHENSIVE LOSS	9 Months Ended
	Mar. 31, 2016
Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]
ACCUMULATED OTHER COMPREHENSIVE LOSS	ACCUMULATED OTHER COMPREHENSIVE LOSS The components of other comprehensive loss balances as of the respective dates were: March 31, June 30, 2016 2015 Unrealized gain (loss) on securities available for sale net of related tax effect of ($424) and $150 $ 691 $ (244 ) Unrealized (loss) on defined benefit plan net of related tax effect of $666 and $666 (1,087 ) (1,087 ) Unrealized (loss) on cash flow hedging activities net of related tax effect of $82 and $181 (158 ) (351 ) $ (554 ) $ (1,682 ) The following tables summarize the components of other comprehensive (loss) balances at March 31, 2016 and 2015 , changes and reclassifications out of accumulated other comprehensive (loss) during the three months ended March 31, 2016 and 2015 . The amounts reclassified from accumulated other comprehensive income for the investment securities available for sale are included in net gain or loss on sale of investment securities on the consolidated statements of income, while the amounts reclassified from cash flow hedging activities are a component of other noninterest income on the consolidated statements of income. Investment Securities Available for Sale Defined Benefit Plan Cash Flow Hedging Activities Accumulated Other Comprehensive Loss Balance January 1, 2016 $ (601 ) $ (1,087 ) $ (206 ) $ (1,894 ) Other comprehensive income before reclassifications 2,085 — 72 2,157 Amounts reclassified from accumulated other comprehensive loss — — — — Income tax (expense) (793 ) — (24 ) (817 ) Balance March 31, 2016 $ 691 $ (1,087 ) $ (158 ) $ (554 ) Investment Securities Available for Sale Defined Benefit Plan Cash Flow Hedging Activities Accumulated Other Comprehensive Loss Balance January 1, 2015 $ (805 ) $ (1,402 ) $ (463 ) $ (2,670 ) Other comprehensive income before reclassifications 803 — 89 892 Amounts reclassified from accumulated other comprehensive loss 1,076 — — 1,076 Income tax (expense) (714 ) — (30 ) (744 ) Balance March 31, 2015 $ 360 $ (1,402 ) $ (404 ) $ (1,446 ) The following tables summarize the components of other comprehensive income (loss) balances at March 31, 2016 and 2015 , changes and reclassifications out of accumulated other comprehensive income (loss) during the nine months ended March 31, 2016 and 2015 . The amounts reclassified from accumulated other comprehensive income for the investment securities available for sale are included in net gain or loss on sale of investment securities on the consolidated statements of income, while the amounts reclassified from cash flow hedging activities are a component of other noninterest income on the consolidated statements of income. Investment Securities Available for Sale Defined Benefit Plan Cash Flow Hedging Activities Accumulated Other Comprehensive Loss Balance July 1, 2015 $ (244 ) $ (1,087 ) $ (351 ) $ (1,682 ) Other comprehensive income before reclassifications 1,529 — 292 1,821 Amounts reclassified from accumulated other comprehensive loss (20 ) — — (20 ) Income tax (expense) (574 ) — (99 ) (673 ) Balance March 31, 2016 $ 691 $ (1,087 ) $ (158 ) $ (554 ) Investment Securities Available for Sale Defined Benefit Plan Cash Flow Hedging Activities Accumulated Other Comprehensive Loss Balance July 1, 2014 $ (1,423 ) $ (1,402 ) $ (629 ) $ (3,454 ) Other comprehensive income before reclassifications 1,759 — 339 2,098 Amounts reclassified from accumulated other comprehensive loss 1,117 — — 1,117 Income tax (expense) (1,093 ) — (114 ) (1,207 ) Balance March 31, 2015 $ 360 $ (1,402 ) $ (404 ) $ (1,446 )

FINANCIAL INSTRUMENTS

FINANCIAL INSTRUMENTS	9 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
FINANCIAL INSTRUMENTS	FINANCIAL INSTRUMENTS The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. Those instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of amounts recognized in the consolidated statements of financial condition. The contract or notional amounts of those instruments reflect the extent of the Company's involvement in particular classes of financial instruments. The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, standby letters of credit, and financial guarantees written is represented by the contractual notional amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Unless noted otherwise, the Company does not require collateral or other security to support financial instruments with credit risk. The following methods and assumptions were used by the Company in estimating the fair value of its financial instruments: Cash and cash equivalents—The carrying amounts reported in the statements of financial condition for cash and cash equivalents approximate their fair values. Investment securities—Fair values for investment securities are based on quoted market prices or whose value is determined using discounted cash flow methodologies, except for correspondent bank stock for which fair value is assumed to equal cost. Loans and leases, net—The fair values for loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms and credit quality. Leases are stated at cost which equals fair value. Accrued interest receivable—The carrying value of accrued interest receivable approximates its fair value. Servicing rights—Fair values are estimated using discounted cash flows based on current market rates of interest. Interest rate swap contracts—Valuations of interest rate swap contracts are based on inputs observed in active markets for similar instruments. Typical inputs include the LIBOR curve, option volatility and option skew. Off-statement-of-financial-condition instruments—Fair values for the Company's off-statement-of-financial-condition instruments (unused lines of credit and letters of credit), which are based upon fees currently charged to enter into similar agreements taking into account the remaining terms of the agreements and counterparties' credit standing, are not significant. Many of the Company's off-statement-of-financial-condition instruments, primarily loan commitments and standby letters of credit, are expected to expire without being drawn upon; therefore, the commitment amounts do not necessarily represent future cash requirements. Deposits—The fair values for deposits with no defined maturities equal their carrying amounts, which represent the amount payable on demand. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on a comparably termed wholesale funding alternative (i.e., FHLB borrowings). Borrowed funds—The carrying amounts reported for variable rate advances approximate their fair values. Fair values for fixed-rate advances and other borrowings are estimated using a discounted cash flow calculation that applies interest rates currently being offered on advances and borrowings with corresponding maturity dates. Subordinated debentures payable to trusts—Fair values for subordinated debentures are estimated using a discounted cash flow calculation that applies interest rates on comparable borrowing instruments with corresponding maturity dates. Accrued interest payable and advances by borrowers for taxes and insurance—The carrying values of accrued interest payable and advances by borrowers for taxes and insurance approximate their fair values. Estimated fair values of the Company's financial instruments are as follows: March 31, 2016 Fair Value Measurements Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 19,320 $ 19,320 $ 19,320 $ — $ — Investment securities 168,271 168,979 16 168,963 — Correspondent bank stock 4,062 4,062 — 4,062 — Loans held for sale 2,586 2,586 — 2,586 — Net loans and leases receivable 880,635 880,732 — 9,602 871,130 Accrued interest receivable 5,192 5,192 — 5,192 — Servicing rights, net 9,723 9,723 — — 9,723 Interest rate swap contracts 597 597 — 597 — Financial liabilities Deposits 910,552 910,601 — — 910,601 Interest rate swap contracts 837 837 — 837 — Borrowed funds 65,367 65,366 — 65,366 — Subordinated debentures payable to trusts 24,662 22,883 — — 22,883 Accrued interest payable and advances by borrowers for taxes and insurance 18,647 18,647 — 18,647 — June 30, 2015 Fair Value Measurements Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 21,476 $ 21,476 $ 21,476 $ — $ — Investment securities 178,962 179,285 13 179,272 — Correspondent bank stock 4,177 4,177 — 4,177 — Loans held for sale 9,038 9,038 — 9,038 — Net loans and leases receivable 903,189 904,724 — 10,763 893,961 Accrued interest receivable 5,414 5,414 — 5,414 — Servicing rights, net 10,584 11,067 — — 11,067 Interest rate swap contracts 632 632 — 632 — Financial liabilities Deposits 963,229 962,764 — — 962,764 Interest rate swap contracts 1,164 1,164 — 1,164 — Borrowed funds 65,558 65,532 — 65,532 — Subordinated debentures payable to trusts 24,655 25,977 — — 25,977 Accrued interest payable and advances by borrowers for taxes and insurance 15,198 15,198 — 15,198 — Fair Value Measurement The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. Fair value accounting guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. The Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company's own assumptions about the assumptions that market participants would use in pricing an asset or liability. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. The table below presents the Company's balances of financial instruments measured at fair value on a recurring basis by level within the hierarchy at March 31, 2016 : Quoted Prices In Active Markets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total at Fair Value Securities available for sale Debt securities: U.S. government agencies $ — $ 9,906 $ — $ 9,906 Municipal bonds — 10,597 — 10,597 Equity securities: Federal Ag Mortgage 16 — — 16 Other investments — 354 — 354 Agency residential mortgage-backed securities — 127,480 — 127,480 Securities available for sale 16 148,337 — 148,353 Loans and leases receivable — (887 ) 739 (148 ) Interest rate swap contracts — 597 — 597 Total assets $ 16 $ 148,047 $ 739 $ 148,802 Interest rate swaps contracts $ — $ 1,724 $ — $ 1,724 Total liabilities $ — $ 1,724 $ — $ 1,724 The table below presents the Company's balances of financial instruments measured at fair value on a recurring basis by level within the hierarchy at June 30, 2015 : Quoted Prices In Active Markets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total at Fair Value Securities available for sale Debt securities: U.S. government agencies $ — $ 22,006 $ — $ 22,006 Municipal bonds — 8,262 — 8,262 Equity securities: Federal Ag Mortgage 13 — — 13 Other investments — 353 — 353 Agency residential mortgage-backed securities — 128,172 — 128,172 Securities available for sale 13 158,793 — 158,806 Loans and leases receivable — (343 ) 291 (52 ) Interest rate swap contracts — 632 — 632 Total assets $ 13 $ 159,082 $ 291 $ 159,386 Interest rate swaps contracts $ — $ 1,164 $ — $ 1,164 Total liabilities $ — $ 1,164 $ — $ 1,164 The Company used the following methods and significant assumptions to estimate the fair value of items: Securities available for sale: The fair values of securities available for sale are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs), or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2 inputs). The Company outsources this valuation primarily to a third party provider which utilizes several sources for valuing fixed-income securities. Sources utilized by the third party provider include pricing models that vary based by asset class and include available trade, bid, and other market information. This methodology includes broker quotes, proprietary models, descriptive terms and conditions databases, as well as extensive quality control programs. As further valuation sources, the third party provider uses a proprietary valuation model and capital markets trading staff. This proprietary valuation model is used for valuing municipal securities. This model includes a separate yield curve structure for Bank-Qualified municipal securities. The grouping of municipal securities is further broken down according to insurer, credit support, state of issuance, and rating to incorporate additional spreads and municipal curves. Management reviews this third party analysis and has approved the values estimated for the fair values. Loans and leases receivable: The fair values for loans that have been repurchased are estimated using discounted cash flow analyses, which discounts the stated rate at 20%. Interest rate swap contracts: The fair values of interest rate swap contracts relate to cash flow hedges of trust preferred debt securities issued by the Company and for specific borrower interest rate swap contracts classified as fair value hedges and non-designated derivatives. The fair value is estimated by a third party using inputs that are observable or that can be corroborated by observable market data and, therefore, are classified within Level 2 of the valuation hierarchy. These fair value estimations include primarily market observable inputs, such as yield curves, and include the value associated with counterparty credit risk. Management reviews this third party analysis and has approved the values estimated for the fair values. The following table reconciles the beginning and ending balances of the assets or liabilities of the Company that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3). Three Months Ended Nine Months Ended Net loans and leases receivable March 31, March 31, 2016 2015 2016 2015 Beginning balance $ 445 $ 294 $ 291 $ — Loans repurchased 324 — 483 320 Loan principle repayments (1 ) (1 ) (4 ) (1 ) Total realized gains (losses) (29 ) — (31 ) (26 ) Ending Balance $ 739 $ 293 $ 739 $ 293 The table below presents the Company's balances of financial instruments measured at fair value on a nonrecurring basis by level within the hierarchy at March 31, 2016 : Quoted Prices In Active Markets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fiscal 2016 Incurred (Gains) Losses Impaired loans $ — $ 9,602 $ 9,473 $ (74 ) Mortgage servicing rights — — 9,723 407 The table below presents the Company's balances of financial instruments measured at fair value on a nonrecurring basis by level within the hierarchy at June 30, 2015 : Quoted Prices In Active Markets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fiscal 2015 Incurred (Gains) Impaired loans $ — $ 11,106 $ 7,407 $ (101 ) Mortgage servicing rights — — 11,067 — The significant unobservable inputs used in the fair value measurement of impaired loans not dependent on collateral primarily relate to present value of cash flows. Cash flows are derived from scenarios which estimate the probability of default and factor in the amount of estimated principal loss. The resulting fair value is then compared to the carrying value of each credit and a specific valuation allowance is recorded when the carrying value exceeds the fair value. The significant unobservable inputs used in the fair value measurement of collateral for collateral-dependent impaired loans primarily relate to customized discounting criteria applied to the customer's reported amount of collateral. The amount of the collateral discount depends upon the marketability of the underlying collateral. The Company's primary objective in the event of default would be to monetize the collateral to settle the outstanding balance of the loan, in which collateral with lesser marketability characteristics would receive a larger discount. The Credit Administration department evaluates the valuations on impaired loans and other real estate owned monthly. The results of these valuations are reviewed at least quarterly by the internal Asset Classification Committee and are considered in the overall calculation of the allowance for loan and lease losses. Unobservable inputs are monitored and adjusted if market conditions change. Servicing rights, net do not trade in an active, open market with readily observable prices. While sales of mortgage servicing rights do occur, the precise terms and conditions typically are not readily available to allow for a “quoted price for similar assets” comparison. Accordingly, the Company relies on an internal discounted cash flow model to estimate the fair value of its mortgage servicing rights. The Company uses a valuation model to project mortgage servicing rights cash flows based on the current interest rate scenario, which is then discounted to estimate an expected fair value of the mortgage servicing rights. The valuation model considers portfolio characteristics of the underlying mortgages, contractually specified servicing fees, prepayment assumptions, discount rate assumptions, other ancillary revenue, costs to service, and other economic factors. Certain tranches of the portfolio may exhibit distinct liquidity traits compared to other tranches. The Company reassesses and periodically adjusts the underlying inputs and assumptions used in the model to reflect market conditions, and assumptions that a market participant would consider in valuing the mortgage servicing rights asset. In addition, the Company compares its fair value estimates and assumptions to observable market data for mortgage servicing rights, where available, and to recent market activity and actual portfolio experience. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. The Company uses the amortization method (i.e., lower of amortized cost or estimated fair value), not fair value measurement accounting, for its servicing rights assets. For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of March 31, 2016 , the significant unobservable inputs used in the fair value measurements were as follows: Fair Value Valuation Technique Unobservable Input Range (Weighted Averages) Impaired loans $ 9,473 Discounted cash flow Discount rate 5.0% - 8.0% (6.4%) Principal loss probability 0.0% - 19.2% (9.5%) Collateral valuation Discount from appraised value 0.0% - 68.6% (23.5%) Costs to sell 5.0% - 12.5% (7.4%) Servicing rights, net 9,723 Discounted cash flow Constant prepayment rate 9.5% Discount rate 10.1% For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of June 30, 2015 , the significant unobservable inputs used in the fair value measurements were as follows: Fair Value Valuation Technique Unobservable Input Range (Weighted Averages) Impaired loans $ 7,407 Discounted cash flow Discount rate 5.0% - 18.3% (7.0%) Principal loss probability 0.0% - 20.0% (5.4%) Collateral valuation Discount from appraised value 0.0% - 64.1% (22.9%) Costs to sell 5.0% - 12.5% (9.2%) Servicing rights, net 11,067 Discounted cash flow Constant prepayment rate 9.7% Discount rate 10.2%

REGULATORY CAPITAL (Tables)

REGULATORY CAPITAL (Tables)	9 Months Ended
	Mar. 31, 2016
Regulatory Capital Requirements [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	At March 31, 2016 and June 30, 2015 , actual capital levels and minimum required levels were: To Be Well Minimum Required Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Regulations Amount Ratio Amount Ratio Amount Ratio March 31, 2016 Tier I capital (to average assets) Bank $ 125,444 10.94 % $ 45,877 4.00 % $ 57,347 5.00 % Consolidated 130,668 11.37 45,955 4.00 57,444 5.00 Tier I capital (to risk-weighted assets) Bank 125,444 12.72 59,186 6.00 78,915 8.00 Consolidated 130,668 13.23 59,268 6.00 79,025 8.00 Common equity tier I capital (to risk-weighted assets) Bank 125,444 12.72 44,390 4.50 64,118 6.50 Consolidated 106,668 10.80 44,451 4.50 64,207 6.50 Risk-based capital (to risk-weighted assets) Bank 137,078 13.90 78,915 8.00 98,644 10.00 Consolidated 142,302 14.41 79,025 8.00 98,781 10.00 June 30, 2015 Tier I capital (to average assets) Bank $ 121,306 10.39 % $ 46,713 4.00 % $ 58,391 5.00 % Consolidated 125,550 10.73 46,811 4.00 58,514 5.00 Tier I capital (to risk-weighted assets) Bank 121,306 12.16 59,831 6.00 79,774 8.00 Consolidated 125,550 12.58 59,904 6.00 79,872 8.00 Tier I common equity capital (to risk-weighted assets) Bank 121,306 12.16 44,873 4.50 64,816 6.50 Consolidated 101,550 10.17 44,928 4.50 64,896 6.50 Risk-based capital (to risk-weighted assets) Bank 132,485 13.29 79,774 8.00 99,718 10.00 Consolidated 136,829 13.70 79,872 8.00 99,840 10.00 The Company was categorized as "well capitalized" at March 31, 2016 and June 30, 2015 .

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	9 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Schedule of Earnings Per Share	ollowing is a reconciliation of the income available to common shareholders and common stock share amounts used in the calculation of basic and diluted EPS for the periods presented: Three Months Ended Nine Months Ended March 31, March 31, 2016 2015 2016 2015 Net income $ 2,069 $ 719 $ 7,399 $ 1,663 Basic EPS: Weighted average number of common shares outstanding 7,057,191 7,054,197 7,056,236 7,054,662 Basic earnings per common share $ 0.29 $ 0.10 $ 1.05 $ 0.24 Diluted EPS: Weighted average number of common shares outstanding 7,057,191 7,054,197 7,056,236 7,054,662 Common share equivalents—Stock Options / Stock Appreciation Rights (SARs) under employee compensation plans/warrant 11,373 6,838 12,310 5,143 Weighted average number of common shares and common share equivalents 7,068,564 7,061,035 7,068,546 7,059,805 Diluted earnings per common share $ 0.29 $ 0.10 $ 1.05 $ 0.24

INVESTMENTS IN SECURITIES (Tabl

INVESTMENTS IN SECURITIES (Tables)	9 Months Ended
	Mar. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Fair Value of Investments in Available for Sale Securities	The amortized cost and fair value of investment securities classified as available for sale and held to maturity according to management's intent, are as follows: March 31, 2016 Adjusted Carrying Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Investment securities available for sale: Debt securities: U.S. government agencies $ 9,816 $ 90 $ — $ 9,906 Municipal bonds 10,463 140 (6 ) 10,597 20,279 230 (6 ) 20,503 Equity securities: FNMA (1) — — — — Federal Ag Mortgage 7 9 — 16 Other investments 354 — — 354 361 9 — 370 Agency residential mortgage-backed securities 126,598 1,158 (276 ) 127,480 Total investment securities available for sale $ 147,238 $ 1,397 $ (282 ) $ 148,353 Investment securities held to maturity: Municipal bonds $ 18,263 $ 638 $ — $ 18,901 Agency residential mortgage-backed securities 1,655 70 — 1,725 Total investment securities held to maturity $ 19,918 $ 708 $ — $ 20,626 ___________________________________________________________ (1) $8 amortized cost and $8 total other-than-temporary impairment recognized in Accumulated Other Comprehensive Income. June 30, 2015 Adjusted Carrying Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Investment securities available for sale: Debt securities: U.S. government agencies $ 21,914 $ 119 $ (27 ) $ 22,006 Municipal bonds 8,277 21 (36 ) 8,262 30,191 140 (63 ) 30,268 Equity securities: FNMA (1) — — — — Federal Ag Mortgage 7 6 — 13 Other investments 353 — — 353 360 6 — 366 Agency residential mortgage-backed securities 128,649 516 (993 ) 128,172 Total investment securities available for sale $ 159,200 $ 662 $ (1,056 ) $ 158,806 Investment securities held to maturity: Municipal bonds $ 18,308 $ 283 $ (10 ) $ 18,581 Agency residential mortgage-backed securities 1,848 50 — 1,898 Total investment securities held to maturity $ 20,156 $ 333 $ (10 ) $ 20,479 ___________________________________________________________ (1) $8 amortized cost and $8 total other-than-temporary impairment recognized in Accumulated Other Comprehensive Income.
Age of Gross Unrealized Losses and Fair Value by Investment Category	The following tables present the fair value and age of gross unrealized losses by investment category: March 31, 2016 Less than 12 Months 12 Months or More Total Fair Value Gross Unrealized (Losses) Fair Value Gross Unrealized (Losses) Fair Value Gross Unrealized (Losses) Investment securities available for sale: Debt securities: Municipal bonds $ 1,192 $ (1 ) $ 730 $ (5 ) $ 1,922 $ (6 ) 1,192 (1 ) 730 (5 ) 1,922 (6 ) Agency residential mortgage-backed securities 6,784 (21 ) 32,713 (255 ) 39,497 (276 ) Total investment securities available for sale $ 7,976 $ (22 ) $ 33,443 $ (260 ) $ 41,419 $ (282 ) Investment securities held to maturity: Municipal bonds $ 115 $ — $ — $ — $ 115 $ — Total investment securities held to maturity $ 115 $ — $ — $ — $ 115 $ — June 30, 2015 Less than 12 Months 12 Months or More Total Fair Value Gross Unrealized (Losses) Fair Value Gross Unrealized (Losses) Fair Value Gross Unrealized (Losses) Investment securities available for sale: Debt securities: U.S. government agencies $ 10,046 $ (27 ) $ — $ — $ 10,046 $ (27 ) Municipal bonds 4,166 (23 ) 894 (13 ) 5,060 (36 ) 14,212 (50 ) 894 (13 ) 15,106 (63 ) Agency residential mortgage-backed securities 24,046 (173 ) 43,955 (820 ) 68,001 (993 ) Total investment securities available for sale $ 38,258 $ (223 ) $ 44,849 $ (833 ) $ 83,107 $ (1,056 ) Investment securities held to maturity: Municipal bonds $ 1,972 $ (10 ) $ 115 $ — $ 2,087 $ (10 ) Total investment securities held to maturity $ 1,972 $ (10 ) $ 115 $ — $ 2,087 $ (10 )
Amounts Recognized in Consolidated Statements of Income for Other-Than-Temporary Impairments	The following table presents the amounts recognized in the Consolidated Statements of Income for other-than-temporary impairments charged to net income: Nine Months Ended March 31, 2016 2015 Beginning balance of credit losses on securities held as of July 1 for which a portion of other-than-temporary impairment was recognized in other comprehensive income (1) $ 8 $ 8 Credit losses for which an other-than-temporary impairment was not previously recognized — — Increases to the amount related to the credit losses for which other-than-temporary was previously recognized — — Sale of securities which previously had recorded a credit loss for other-than-temporary impairment — — Ending balance of credit losses on securities held as of March 31 for which a portion of other-than-temporary impairment was recognized in other comprehensive income (1) $ 8 $ 8 _____________________________________ (1) Includes $8 of other-than-temporary impairment related to Fannie Mae common stock.
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair values of available for sale and held to maturity debt securities as of March 31, 2016 , by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because the borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Available for Sale Held to Maturity Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ 1,037 $ 1,041 $ 403 $ 403 Due after one year through five years 13,812 13,905 7,753 7,929 Due after five years through ten years 5,140 5,265 8,937 9,318 Due after ten years 290 292 1,170 1,251 20,279 20,503 18,263 18,901 Agency residential mortgage-backed securities 126,598 127,480 1,655 1,725 $ 146,877 $ 147,983 $ 19,918 $ 20,626

LOANS AND LEASES RECEIVABLE (Ta

LOANS AND LEASES RECEIVABLE (Tables)	9 Months Ended
	Mar. 31, 2016
Loans and Leases Receivable Disclosure [Abstract]
Schedule of Loans and Leases Receivable by Classes Within Portfolio Segments	Loans and leases receivable by classes within portfolio segments, consist of the following: March 31, 2016 June 30, 2015 Amount Percent Amount Percent Residential: One-to four-family $ 57,873 6.5 % $ 55,572 6.1 % Construction 7,485 0.8 6,308 0.7 Commercial: Commercial business (1) 65,910 7.4 78,493 8.6 Equipment finance leases 88 — 158 — Commercial real estate: Commercial real estate 338,151 37.9 325,453 35.6 Multi-family real estate 126,090 14.1 111,354 12.2 Construction 49,293 5.5 48,224 5.3 Agricultural: Agricultural real estate 81,642 9.2 96,952 10.6 Agricultural business 100,855 11.3 123,988 13.5 Consumer: Consumer direct 13,735 1.5 14,837 1.6 Consumer home equity 48,871 5.5 50,377 5.5 Consumer overdraft & reserve 2,234 0.3 2,703 0.3 Total loans and leases receivable (2) $ 892,227 100.0 % $ 914,419 100.0 % ________________________________________________________ (1) Includes $1,238 and $1,377 tax exempt leases at March 31, 2016 and June 30, 2015 , respectively. (2) Exclusive of undisbursed portion of loans in process and net of deferred loan fees and discounts.
Schedule of Allowance for Loan and Lease Losses	The following tables summarize the activity in the allowance for loan and lease losses by portfolio segment for the three months ended: March 31, 2016 Residential Commercial Commercial Real Estate Agricultural Consumer Total Balance at beginning of period $ 311 $ 714 $ 5,423 $ 3,847 $ 1,164 $ 11,459 Charge-offs — — — — (61 ) (61 ) Recoveries — 16 — — 16 32 Provisions (13 ) (1 ) (30 ) 235 (29 ) 162 Balance at end of period $ 298 $ 729 $ 5,393 $ 4,082 $ 1,090 $ 11,592 March 31, 2015 Residential Commercial Commercial Real Estate Agricultural Consumer Total Balance at beginning of period $ 272 $ 873 $ 4,471 $ 3,865 $ 1,452 $ 10,933 Charge-offs — (32 ) — (118 ) (118 ) (268 ) Recoveries — 34 — — 31 65 Provisions 33 (96 ) 51 363 (69 ) 282 Balance at end of period $ 305 $ 779 $ 4,522 $ 4,110 $ 1,296 $ 11,012 The following tables summarize the activity in the allowance for loan and lease losses by portfolio segment for the nine months ended: March 31, 2016 Residential Commercial Commercial Real Estate Agricultural Consumer Total Balance at beginning of period $ 301 $ 795 $ 4,761 $ 4,037 $ 1,336 $ 11,230 Charge-offs — — — (96 ) (345 ) (441 ) Recoveries — 65 — 125 81 271 Provisions (3 ) (131 ) 632 16 18 532 Balance at end of period $ 298 $ 729 $ 5,393 $ 4,082 $ 1,090 $ 11,592 March 31, 2015 Residential Commercial Commercial Real Estate Agricultural Consumer Total Balance at beginning of period $ 283 $ 932 $ 3,819 $ 3,842 $ 1,626 $ 10,502 Charge-offs — (32 ) — (462 ) (348 ) (842 ) Recoveries — 51 4 2 94 151 Provisions 22 (172 ) 699 728 (76 ) 1,201 Balance at end of period $ 305 $ 779 $ 4,522 $ 4,110 $ 1,296 $ 11,012 The following tables summarize the related statement balances by portfolio segment: March 31, 2016 Residential Commercial Commercial Real Estate Agricultural Consumer Total Allowance for loan and lease losses: Individually evaluated for impairment $ 25 $ 3 $ 213 $ 362 $ 115 $ 718 Collectively evaluated for impairment 273 726 5,180 3,720 975 10,874 Total allowance for loan and lease losses $ 298 $ 729 $ 5,393 $ 4,082 $ 1,090 $ 11,592 Loans and leases receivable: Individually evaluated for impairment $ 157 $ 1,277 $ 5,832 $ 11,625 $ 902 $ 19,793 Collectively evaluated for impairment 65,201 64,721 507,702 170,872 63,938 872,434 Total loans and leases receivable $ 65,358 $ 65,998 $ 513,534 $ 182,497 $ 64,840 $ 892,227 June 30, 2015 Residential Commercial Commercial Real Estate Agricultural Consumer Total Allowance for loan and lease losses: Individually evaluated for impairment $ 32 $ 7 $ 4 $ — $ 236 $ 279 Collectively evaluated for impairment 269 788 4,757 4,037 1,100 10,951 Total allowance for loan and lease losses $ 301 $ 795 $ 4,761 $ 4,037 $ 1,336 $ 11,230 Loans and leases receivable: Individually evaluated for impairment $ 148 $ 2,731 $ 712 $ 14,009 $ 1,192 $ 18,792 Collectively evaluated for impairment 61,732 75,920 484,319 206,931 66,725 895,627 Total loans and leases receivable $ 61,880 $ 78,651 $ 485,031 $ 220,940 $ 67,917 $ 914,419
Schedule of Credit Quality Indicators by Classes Within the Portfolio Segments	redit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. For loans other than residential and consumer, the Company analyzes loans individually, by classifying the loans as to credit risk. This analysis includes non-term loans, regardless of balance and term loans with an outstanding balance greater than $100 . Each loan is reviewed annually, at a minimum. Specific events applicable to the loan may trigger an additional review prior to its scheduled review, if such event is determined to possibly modify the risk classification. The summary of the analysis for the portfolio is calculated on a monthly basis. The Company uses the following definitions for risk ratings: Pass —Loans classified as pass represent loans that are evaluated and are performing under the stated terms. Pass rated assets are analyzed by the pay capacity, the current net worth, and the value of the loan collateral of the obligor. Special Mention —Loans classified as special mention possess potential weaknesses that require management attention, but do not yet warrant adverse classification. While the status of a loan put on this list may not technically trigger their classification as Substandard or Doubtful, it is considered a proactive way to identify potential issues and address them before the situation deteriorates further and does result in a loss for the Company. Substandard —Loans classified as substandard are inadequately protected by the current net worth, paying capacity of the obligor, or by the collateral pledged. Substandard loans must have a well-defined weakness or weaknesses that jeopardize the repayment of the debt as originally contracted. They are characterized by the distinct possibility that the Company will sustain a loss if the deficiencies are not corrected. Doubtful —Loans classified as doubtful have the weaknesses of those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans that fall into this class are deemed collateral dependent and an individual impairment analysis is performed on all relationships. Loans in this category are allocated a specific reserve if the estimated discounted cash flows from the loan (or collateral value less cost to sell for collateral dependent loans) does not support the outstanding loan balance or charged off if deemed uncollectible. The following tables summarize the credit quality indicators used to determine the credit quality by class within the portfolio segments: Credit risk profile by internally assigned grade—Commercial, Commercial real estate and Agricultural portfolio segments March 31, 2016 June 30, 2015 Pass Special Mention Substandard Doubtful Pass Special Mention Substandard Doubtful Commercial: Commercial business $ 63,782 $ 36 $ 2,846 $ — $ 74,660 $ 1,047 $ 2,795 $ — Equip. finance leases 88 — — — 158 — — — Commercial real estate: Commercial real estate 334,814 — 3,337 — 316,790 4,277 4,386 — Multi-family real estate 113,915 5,876 6,299 — 110,239 — 1,115 — Construction 49,293 — — — 48,224 — — — Agricultural: Agricultural real estate 74,483 300 6,859 — 89,772 595 6,599 — Agricultural business 96,254 623 5,941 — 118,937 912 4,303 — $ 732,629 $ 6,835 $ 25,282 $ — $ 758,780 $ 6,831 $ 19,198 $ — Credit risk profile based on payment activity—Residential and Consumer portfolio segments March 31, 2016 June 30, 2015 Performing Nonperforming Performing Nonperforming Residential: One-to four- family $ 57,751 $ 122 $ 55,460 $ 112 Construction 7,485 — 6,308 — Consumer: Consumer direct 13,709 26 14,792 45 Consumer home equity 48,763 108 50,140 237 Consumer OD & reserves 2,234 — 2,703 — $ 129,942 $ 256 $ 129,403 $ 394
Schedule of Past Due Financing Receivables by Classes Within the Portfolio Segments	The following table summarizes the aging of the past due financing receivables by classes within the portfolio segments and related accruing and nonaccruing balances: March 31, 2016 Accruing and Nonaccruing Loans Nonperforming Loans 30 - 59 Days Past Due 60 - 89 Days Past Due Greater Than 89 Days Total Past Due Current (2) Recorded Investment >90 Days and Accruing (1) Nonaccrual Balance Total Residential: One-to four-family $ — $ — $ 15 $ 15 $ 57,858 $ 15 $ 107 $ 122 Construction — — — — 7,485 — — — Commercial: Commercial business — — 3 3 65,907 — 1,277 1,277 Equipment finance leases — — — — 88 — — — Commercial real estate: Commercial real estate — — 247 247 337,904 — 481 481 Multi-family real estate — — — — 126,090 — 5,207 5,207 Construction — — — — 49,293 — — — Agricultural: Agricultural real estate 454 — — 454 81,188 — 3,153 3,153 Agricultural business 190 400 334 924 99,931 — 5,461 5,461 Consumer: Consumer direct 24 — 2 26 13,709 — 26 26 Consumer home equity 15 60 79 154 48,717 — 108 108 Consumer OD & reserve — — — — 2,234 — — — Total $ 683 $ 460 $ 680 $ 1,823 $ 890,404 $ 15 $ 15,820 $ 15,835 _____________________________________ (1) Loans accruing and delinquent greater than 90 days have either government guarantees or acceptable loan-to-value ratios. (2) Net of deferred loan fees and discounts and exclusive of undisbursed portion of loans in process. June 30, 2015 Accruing and Nonaccruing Loans Nonperforming Loans 30 - 59 Days Past Due 60 - 89 Days Past Due Greater Than 89 Days Total Past Due Current (2) Recorded Investment >90 Days and Accruing (1) Nonaccrual Balance Total Residential: One-to four-family $ — $ — $ — $ — $ 55,572 $ — $ 112 $ 112 Construction 4 — — 4 6,304 — — — Commercial: Commercial business 26 — 485 511 77,982 — 2,398 2,398 Equipment finance leases — — — — 158 — — — Commercial real estate: Commercial real estate 23 — — 23 325,430 — 359 359 Multi-family real estate — — — — 111,354 — — — Construction — — — — 48,224 — — — Agricultural: Agricultural real estate 375 139 1,203 1,717 95,235 — 4,482 4,482 Agricultural business 720 521 1,206 2,447 121,541 — 5,474 5,474 Consumer: Consumer direct 18 3 3 24 14,813 — 45 45 Consumer home equity 190 — 135 325 50,052 — 237 237 Consumer OD & reserve 5 — — 5 2,698 — — — Total $ 1,361 $ 663 $ 3,032 $ 5,056 $ 909,363 $ — $ 13,107 $ 13,107 _____________________________________ (1) Loans accruing and delinquent greater than 90 days have either government guarantees or acceptable loan-to-value ratios. (2) Net of deferred loan fees and discounts and exclusive of undisbursed portion of loans in process.
Schedule of Impaired Loans by Class of Loans	The following table summarizes impaired loans by class of loans and the specific valuation allowance: March 31, 2016 June 30, 2015 Recorded Investment Unpaid Principal Balance (1) Related Allowance Recorded Investment Unpaid Principal Balance (1) Related Allowance With no related allowance recorded: One-to four-family $ 16 $ 16 $ — $ — $ — $ — Commercial business 1,199 1,199 $ — 2,571 2,571 $ — Commercial real estate 480 480 — 689 689 — Agricultural real estate 6,073 6,073 — 7,633 7,633 — Agricultural business 4,698 4,698 — 6,376 6,376 — Consumer direct 4 4 — 9 24 — Consumer home equity 487 487 — 580 580 — 12,957 12,957 — 17,858 17,873 — With an allowance recorded: One-to four-family 141 141 25 148 148 32 Commercial business 78 78 3 160 160 7 Commercial real estate 144 144 64 23 23 4 Multi-family real estate 5,208 5,208 149 — — — Agricultural business 854 854 362 — — — Consumer direct 22 22 22 36 36 36 Consumer home equity 389 389 93 567 567 200 6,836 6,836 718 934 934 279 Total: One-to four-family 157 157 25 148 148 32 Commercial business 1,277 1,277 3 2,731 2,731 7 Commercial real estate 624 624 64 712 712 4 Multi-family real estate 5,208 5,208 149 — — — Agricultural real estate 6,073 6,073 — 7,633 7,633 — Agricultural business 5,552 5,552 362 6,376 6,376 — Consumer direct 26 26 22 45 60 36 Consumer home equity 876 876 93 1,147 1,147 200 $ 19,793 $ 19,793 $ 718 $ 18,792 $ 18,807 $ 279 _____________________________________ (1) Represents the borrower's loan obligation, gross of any previously charged-off amounts. The following tables summarize the Company's average recorded investment in impaired loans by class of loans and the related interest income recognized for the periods indicated: Three Months Ended March 31, 2016 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized One-to four-family $ 150 $ 1 $ 152 $ 1 Commercial business 1,386 — 3,161 15 Commercial real estate 697 2 671 1 Multi-family real estate 2,604 70 6,130 69 Agricultural real estate 6,836 69 6,266 44 Agricultural business 5,666 — 6,313 14 Consumer direct 28 — 56 — Consumer home equity 923 14 1,335 19 $ 18,290 $ 156 $ 24,084 $ 163 Nine Months Ended March 31, 2016 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized One-to four-family $ 149 $ 2 $ 156 $ 2 Commercial business 1,844 — 3,569 44 Commercial real estate 715 3 749 2 Multi-family real estate 1,302 70 6,194 139 Agricultural real estate 7,206 112 8,319 136 Agricultural business 5,911 — 4,947 14 Consumer direct 34 — 61 — Consumer home equity 998 40 1,554 47 $ 18,159 $ 227 $ 25,549 $ 384
Schedule of Troubled Debt Restructurings by Portfolio Segments	Modifications of terms for the Company's loans and their inclusion as troubled debt restructurings are based on individual facts and circumstances. Loan modifications that are included as troubled debt restructurings may involve reduction of the interest rate or renewing at an interest rate below current market rates, extension of the term of the loan and/or forgiveness of principal, regardless of the period of the modification. Loans and leases that are considered troubled debt restructurings are factored into the determination of the allowance for loan and lease losses through impaired loan analysis and any subsequent allocation of specific valuation allowance, if applicable. The Company measures impairment on an individual loan and the extent to which a specific valuation allowance is necessary by comparing the loan's outstanding balance to either the fair value of the collateral, less the estimated cost to sell or the present value of expected cash flows, discounted at the loan's effective interest rate. During fiscal 2016 , new TDRs consisted of three agricultural loans and five consumer loans. Of these new TDRs, eight were evaluated for impairment based on collateral adequacy. The following is a summary of the Company's performing troubled debt restructurings which are in-compliance with their modified terms: March 31, 2016 Number of Contracts (1) Pre-Modification Recorded Balance Post-Modification Outstanding Recorded Balance (1) Residential 1 $ 34 $ 34 Commercial business 3 1,270 1,270 Commercial real estate 2 233 233 Agricultural 5 7,302 7,302 Consumer 30 893 893 41 $ 9,732 $ 9,732 June 30, 2015 Number of Contracts (2) Pre-Modification Recorded Balance Post-Modification Outstanding Recorded Balance (2) Residential 2 $ 148 $ 148 Commercial business 5 2,234 2,234 Commercial real estate 5 712 712 Agricultural 8 8,045 8,045 Consumer 39 1,142 1,127 59 $ 12,281 $ 12,266 _____________________________________ (1) Includes 15 customers, which are in compliance with their restructured terms, that are not accruing interest and have a recorded investment balance of $8,937 . (2) Includes 18 customers, which are in compliance with their restructured terms, that are not accruing interest and have a recorded investment balance of $9,499 .
Schedule of Troubled Debt Restructuring, Current Period	New TDRs initially classified as a TDR during the nine months ended March 31, were as follows: 2016 2015 Number of Contracts Pre-Modification Recorded Balance Post-Modification Outstanding Recorded Balance Number of Contracts Pre-Modification Recorded Balance Post-Modification Outstanding Recorded Balance Commercial real estate — $ — $ — 1 $ 200 $ 200 Agricultural 3 1,650 1,650 4 1,001 1,001 Consumer 5 221 221 15 437 437 8 $ 1,871 $ 1,871 20 $ 1,638 $ 1,638

LOAN SERVICING (Tables)

LOAN SERVICING (Tables)	9 Months Ended
	Mar. 31, 2016
Transfers and Servicing [Abstract]
Schedule of Servicing Assets at Amortized Value	Mortgage loans serviced for others are not included in the accompanying consolidated statements of financial condition. Three Months Ended Nine Months Ended March 31, March 31, 2016 2015 2016 2015 Mortgage servicing rights, beginning $ 10,321 $ 10,876 $ 10,584 $ 11,218 Additions 165 187 648 618 Amortization (1) (356 ) (392 ) (1,102 ) (1,165 ) Mortgage servicing rights, ending $ 10,130 $ 10,671 $ 10,130 $ 10,671 Valuation allowance, beginning $ — $ — $ — $ — (Additions) / reductions (1) (407 ) — (407 ) — Valuation allowance, ending $ (407 ) $ — $ (407 ) $ — Mortgage servicing rights, net $ 9,723 $ 10,671 $ 9,723 $ 10,671 Servicing fees received $ 663 $ 711 $ 2,073 $ 2,199 Balance of loans serviced at: Beginning of period 947,410 1,014,468 974,893 1,048,671 End of period 932,277 992,417 932,277 992,417 ___________________________________ (1) Changes to carrying amounts are reported net of loan servicing income on the statements of income for the periods presented

GOODWILL AND INTANGIBLE ASSET28

GOODWILL AND INTANGIBLE ASSETS, NET (Tables)	9 Months Ended
	Mar. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Goodwill [Table Text Block]	The components of goodwill and intangible assets, net, are as follows: Three Months Ended Nine Months Ended March 31, March 31, 2016 2015 2016 2015 Goodwill (1) $ 4,366 $ 4,366 $ 4,366 $ 4,366 Amortizable intangible assets Customer base (3) $ 670 $ 479 $ 670 $ 479 Covenant not to compete (4) 167 119 167 119 Total amortizable intangible assets 837 598 837 598 Accumulated amortization, beginning 265 188 227 134 Amortization expense 23 27 61 81 Accumulated amortization, ending 288 215 288 215 Amortizable intangible assets, net (2) $ 549 $ 383 $ 549 $ 383 Goodwill and intangible assets, net $ 4,915 $ 4,749 $ 4,915 $ 4,749 _______________________________________________________________ (1) Banking segment related goodwill. (2) Other segment related intangible assets. (3) Amortization life of 10.0 years . (4) Amortization life of 2.0 years .

SEGMENT REPORTING (Tables)

SEGMENT REPORTING (Tables)	9 Months Ended
	Mar. 31, 2016
Segment Reporting [Abstract]
Schedule of Segment Reporting Information	toring performance, which is primarily based on products. The following tables summarize segment reporting information: Three Months Ended March 31, 2016 2015 Banking Other Total Banking Other Total Net interest income $ 9,884 $ (282 ) $ 9,602 $ 9,107 $ (258 ) $ 8,849 (Provision) for losses on loans and leases (162 ) — (162 ) (282 ) — (282 ) Noninterest income 2,146 356 2,502 1,614 441 2,055 Intersegment noninterest income 79 (75 ) 4 76 (72 ) 4 Noninterest expense (7,979 ) (891 ) (8,870 ) (9,111 ) (669 ) (9,780 ) Intersegment noninterest expense — (4 ) (4 ) — (4 ) (4 ) Income (loss) before income taxes $ 3,968 $ (896 ) $ 3,072 $ 1,404 $ (562 ) $ 842 Total assets at March 31 (1)(2) $ 1,139,517 $ 2,360 $ 1,141,877 $ 1,136,156 $ 2,210 $ 1,138,366 _______________________________________________ (1) Included in total assets were goodwill and intangible assets, net totaling $4,366 and $549 for the banking segment and other segment, respectively, at March 31, 2016 . (2) Included in total assets were goodwill and intangible assets, net totaling $4,366 and $383 for the banking segment and other segment, respectively, at March 31, 2015 . Nine Months Ended March 31, 2016 2015 Banking Other Total Banking Other Total Net interest income $ 29,554 $ (859 ) $ 28,695 $ 27,365 $ (866 ) $ 26,499 (Provision) for losses on loans and leases (532 ) — (532 ) (1,201 ) — (1,201 ) Noninterest income 11,032 1,267 12,299 7,293 1,228 8,521 Intersegment noninterest income 237 (223 ) 14 228 (217 ) 11 Noninterest expense (26,342 ) (2,935 ) (29,277 ) (29,928 ) (2,022 ) (31,950 ) Intersegment noninterest expense — (14 ) (14 ) — (11 ) (11 ) Income (loss) before income taxes $ 13,949 $ (2,764 ) $ 11,185 $ 3,757 $ (1,888 ) $ 1,869 Total assets at March 31 (1)(2) $ 1,139,517 $ 2,360 $ 1,141,877 $ 1,136,156 $ 2,210 $ 1,138,366

DEFINED BENEFIT PLAN (Tables)

DEFINED BENEFIT PLAN (Tables)	9 Months Ended
	Mar. 31, 2016
Compensation and Retirement Disclosure [Abstract]
Components of Net Periodic Benefit Costs	The information relative to the components of net periodic benefit cost for the Company’s defined benefit plan is presented below. Three Months Ended Nine Months Ended March 31, March 31, 2016 2015 2016 2015 Net periodic benefit cost Service cost $ 13 $ 169 $ 38 $ 509 Interest cost 162 186 488 558 Expected return on plan assets (142 ) (164 ) (429 ) (474 ) Amortization of prior losses 20 31 62 94 Net periodic benefit cost $ 53 $ 222 $ 159 $ 687

SELF INSURED HEALTHCARE PLAN (T

SELF INSURED HEALTHCARE PLAN (Tables)	9 Months Ended
	Mar. 31, 2016
SELF INSURED HEALTHCARE PLAN [Abstract]
Summary of Net Healthcare Costs	The following table is a summary of net healthcare costs by quarter: Fiscal Years Ended June 30, 2016 2015 Quarter ended September 30 $ 588 $ 309 Quarter ended December 31 515 430 Quarter ended March 31 465 420 Quarter ended June 30 — 619 Net healthcare costs $ 1,568 $ 1,778

STOCK-BASED COMPENSATION PLANS

STOCK-BASED COMPENSATION PLANS (Tables)	9 Months Ended
	Mar. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock Option Activity
Stock Appreciation Rights Activity	Stock appreciation rights activity for the nine months ended March 31, 2016 , was as follows: SARs Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Beginning Balance 72,348 $ 13.50 Granted — — Forfeited (1,715 ) 12.48 Exercised (48,486 ) 13.65 Ending Balance 22,147 $ 13.24 3.0 $ 105 Vested and exercisable at March 31 22,147 $ 13.24 3.0 $ 105
Nonvested Share Activity	Nonvested share activity for the nine months ended March 31, was as follows: 2016 2015 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Nonvested Balance, beginning 88 $ 8.48 11,694 $ 11.99 Granted — — — — Vested (88 ) 8.48 (9,939 ) 11.98 Forfeited — — (1,667 ) 12.25 Nonvested Balance, ending — $ — 88 $ 8.48

ADVANCES FROM FHLB AND OTHER 33

ADVANCES FROM FHLB AND OTHER BORROWINGS (Tables)	9 Months Ended
	Mar. 31, 2016
Debt Disclosure [Abstract]
Advances from FHLB and other borrowings	Advances from the Federal Home Loan Bank of Des Moines ("FHLB") and other borrowings are summarized as follows: March 31, 2016 June 30, 2015 Amount Rate (1) Amount Rate (1) Overnight federal funds purchased $ 55,185 0.39 % $ 20,336 0.29 % Fixed-rate advances (with rates ranging from 1.15% to 1.18% at March 31, 2016 and 0.24% to 1.18% at June 30, 2015) 10,000 1.17 45,000 0.45 Other borrowings 182 — 222 — $ 65,367 0.51 % $ 65,558 0.40 % (1) Rate is the specified interest rate for the obligation or the weighted average rate if more than one obligation exists or as represented in the total.

INTEREST RATE CONTRACTS (Tables

INTEREST RATE CONTRACTS (Tables)	9 Months Ended
	Mar. 31, 2016
Interest Rate Contracts [Abstract]
Schedule of Derivative Financial Instruments	The following table summarizes the derivative financial instruments utilized as of March 31, 2016 : Estimated Fair Value Balance Sheet Location Notional Amount Gain Loss Non-designated derivatives Other assets $ 5,321 $ 597 $ — Fair value hedge Loans and leases receivable 17,806 — (887 ) Cash flow hedge Accrued expenses and other liabilities 10,000 — (240 ) Non-designated derivatives Accrued expenses and other liabilities 5,321 — (597 ) $ 38,448 $ 597 $ (1,724 ) The following table summarizes the derivative financial instruments utilized as of June 30, 2015 : Estimated Fair Value Balance Sheet Location Notional Amount Gain Loss Non-designated derivatives Other assets $ 6,990 $ 632 $ — Fair value hedge Loans and leases receivable 18,408 55 (398 ) Cash flow hedge Accrued expenses and other liabilities 13,000 — (532 ) Non-designated derivatives Accrued expenses and other liabilities 6,990 — (632 ) $ 45,388 $ 687 $ (1,562 ) The following table details the derivative financial instruments, the average remaining maturities and the weighted-average interest rates being paid and received as of March 31, 2016 : Notional Value Average Maturity (years) Estimated Fair Value Gain (Loss) Receive Pay Liability conversion swaps $ 10,000 0.7 $ (240 ) 2.47 % 5.68 % Loan interest rate swaps 28,448 6.0 (887 ) 2.29 4.45 $ 38,448 $ (1,127 ) There were no gains or losses included in the income statement for the periods ended March 31, 2016 or 2015 .

ACCUMULATED OTHER COMPREHENSI35

ACCUMULATED OTHER COMPREHENSIVE LOSS (Tables)	9 Months Ended
	Mar. 31, 2016
Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]
Schedule of Comprehensive Income (Loss)	The components of other comprehensive loss balances as of the respective dates were: March 31, June 30, 2016 2015 Unrealized gain (loss) on securities available for sale net of related tax effect of ($424) and $150 $ 691 $ (244 ) Unrealized (loss) on defined benefit plan net of related tax effect of $666 and $666 (1,087 ) (1,087 ) Unrealized (loss) on cash flow hedging activities net of related tax effect of $82 and $181 (158 ) (351 ) $ (554 ) $ (1,682 )
Schedule of Accumulated Other Comprehensive Income (Loss)	Investment Securities Available for Sale Defined Benefit Plan Cash Flow Hedging Activities Accumulated Other Comprehensive Loss Balance July 1, 2015 $ (244 ) $ (1,087 ) $ (351 ) $ (1,682 ) Other comprehensive income before reclassifications 1,529 — 292 1,821 Amounts reclassified from accumulated other comprehensive loss (20 ) — — (20 ) Income tax (expense) (574 ) — (99 ) (673 ) Balance March 31, 2016 $ 691 $ (1,087 ) $ (158 ) $ (554 ) Investment Securities Available for Sale Defined Benefit Plan Cash Flow Hedging Activities Accumulated Other Comprehensive Loss Balance July 1, 2014 $ (1,423 ) $ (1,402 ) $ (629 ) $ (3,454 ) Other comprehensive income before reclassifications 1,759 — 339 2,098 Amounts reclassified from accumulated other comprehensive loss 1,117 — — 1,117 Income tax (expense) (1,093 ) — (114 ) (1,207 ) Balance March 31, 2015 $ 360 $ (1,402 ) $ (404 ) $ (1,446 )

FINANCIAL INSTRUMENTS (Tables)

FINANCIAL INSTRUMENTS (Tables)	9 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Estimated Fair Values of Financial Instruments	Estimated fair values of the Company's financial instruments are as follows: March 31, 2016 Fair Value Measurements Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 19,320 $ 19,320 $ 19,320 $ — $ — Investment securities 168,271 168,979 16 168,963 — Correspondent bank stock 4,062 4,062 — 4,062 — Loans held for sale 2,586 2,586 — 2,586 — Net loans and leases receivable 880,635 880,732 — 9,602 871,130 Accrued interest receivable 5,192 5,192 — 5,192 — Servicing rights, net 9,723 9,723 — — 9,723 Interest rate swap contracts 597 597 — 597 — Financial liabilities Deposits 910,552 910,601 — — 910,601 Interest rate swap contracts 837 837 — 837 — Borrowed funds 65,367 65,366 — 65,366 — Subordinated debentures payable to trusts 24,662 22,883 — — 22,883 Accrued interest payable and advances by borrowers for taxes and insurance 18,647 18,647 — 18,647 — June 30, 2015 Fair Value Measurements Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 21,476 $ 21,476 $ 21,476 $ — $ — Investment securities 178,962 179,285 13 179,272 — Correspondent bank stock 4,177 4,177 — 4,177 — Loans held for sale 9,038 9,038 — 9,038 — Net loans and leases receivable 903,189 904,724 — 10,763 893,961 Accrued interest receivable 5,414 5,414 — 5,414 — Servicing rights, net 10,584 11,067 — — 11,067 Interest rate swap contracts 632 632 — 632 — Financial liabilities Deposits 963,229 962,764 — — 962,764 Interest rate swap contracts 1,164 1,164 — 1,164 — Borrowed funds 65,558 65,532 — 65,532 — Subordinated debentures payable to trusts 24,655 25,977 — — 25,977 Accrued interest payable and advances by borrowers for taxes and insurance 15,198 15,198 — 15,198 —
Financial Instruments Measured at Fair Value on a Recurring Basis by Level Within the Hierarchy	The table below presents the Company's balances of financial instruments measured at fair value on a recurring basis by level within the hierarchy at March 31, 2016 : Quoted Prices In Active Markets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total at Fair Value Securities available for sale Debt securities: U.S. government agencies $ — $ 9,906 $ — $ 9,906 Municipal bonds — 10,597 — 10,597 Equity securities: Federal Ag Mortgage 16 — — 16 Other investments — 354 — 354 Agency residential mortgage-backed securities — 127,480 — 127,480 Securities available for sale 16 148,337 — 148,353 Loans and leases receivable — (887 ) 739 (148 ) Interest rate swap contracts — 597 — 597 Total assets $ 16 $ 148,047 $ 739 $ 148,802 Interest rate swaps contracts $ — $ 1,724 $ — $ 1,724 Total liabilities $ — $ 1,724 $ — $ 1,724
Financial Instruments Measured at Fair Value on a Nonrecurring Basis by Level Within the Hierarchy	The table below presents the Company's balances of financial instruments measured at fair value on a nonrecurring basis by level within the hierarchy at March 31, 2016 : Quoted Prices In Active Markets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fiscal 2016 Incurred (Gains) Losses Impaired loans $ — $ 9,602 $ 9,473 $ (74 ) Mortgage servicing rights — — 9,723 407 The table below presents the Company's balances of financial instruments measured at fair value on a nonrecurring basis by level within the hierarchy at June 30, 2015 : Quoted Prices In Active Markets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fiscal 2015 Incurred (Gains) Impaired loans $ — $ 11,106 $ 7,407 $ (101 ) Mortgage servicing rights — — 11,067 —
Significant Unobservable Inputs Used in the Fair Value Measurements for Level 3 Assets and Liabilities Measured at Fair Value on a Recurring or Nonrecurring Basis	For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of March 31, 2016 , the significant unobservable inputs used in the fair value measurements were as follows: Fair Value Valuation Technique Unobservable Input Range (Weighted Averages) Impaired loans $ 9,473 Discounted cash flow Discount rate 5.0% - 8.0% (6.4%) Principal loss probability 0.0% - 19.2% (9.5%) Collateral valuation Discount from appraised value 0.0% - 68.6% (23.5%) Costs to sell 5.0% - 12.5% (7.4%) Servicing rights, net 9,723 Discounted cash flow Constant prepayment rate 9.5% Discount rate 10.1% For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of June 30, 2015 , the significant unobservable inputs used in the fair value measurements were as follows: Fair Value Valuation Technique Unobservable Input Range (Weighted Averages) Impaired loans $ 7,407 Discounted cash flow Discount rate 5.0% - 18.3% (7.0%) Principal loss probability 0.0% - 20.0% (5.4%) Collateral valuation Discount from appraised value 0.0% - 64.1% (22.9%) Costs to sell 5.0% - 12.5% (9.2%) Servicing rights, net 11,067 Discounted cash flow Constant prepayment rate 9.7% Discount rate 10.2%

REGULATORY CAPITAL (Bank's Comp

REGULATORY CAPITAL (Bank's Compliance with Regulatory Capital Requirements) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Jun. 30, 2015
Bank [Member]
Tier One Risk Based Capital [Abstract]
Tier I (core) capital (to adjusted total assets), Actual	$ 125,444	$ 121,306
Tier I (core) capital (to adjusted total assets), Actual	10.94%	10.39%
Tier One Risk Based Capital Required for Capital Adequacy, Adjusted Total Assets	$ 45,877	$ 46,713
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	6.00%
Tier One Risk Based Capital Required to be Well Capitalized	$ 78,915	$ 79,774
Tier One Risk Based Capital Required for Capital Adequacy, Adjusted Total Assets	4.00%	4.00%
Tier One Leverage Capital Required to be Well Capitalized	$ 57,347	$ 58,391
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%
Tier One Risk Based Capital, Risk-Weighted Assets	$ 125,444	$ 121,306
Tier One Risk Based Capital to Risk Weighted Assets	12.72%	12.16%
Tier One Risk Based Capital Required for Capital Adequacy	$ 59,186	$ 59,831
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	8.00%
Tier One Common Equity Capital, Risk-Weighted Assets	$ 125,444	$ 121,306
Tier One Common Equity Capital to Risk-Weighted Assets	12.72%	12.16%
Tier One Common Equity Capital Required for Capital Adequacy	$ 44,390	$ 44,873
Tier One Common Equity Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%	4.50%
Tier One Common Equity Capital Required to be Well Capitalized	$ 64,118	$ 64,816
Tier One Common Equity Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Capital [Abstract]
Total risk-based capital (to risk-weighted assets), Required	$ 98,644	$ 99,718
Total risk-based capital (to risk-weighted assets), Actual	$ 137,078	$ 132,485
Total risk-based capital (to risk-weighted assets), Required	10.00%	10.00%
Total risk-based capital (to risk-weighted assets), Actual	13.90%	13.29%
Capital Required for Capital Adequacy	$ 78,915	$ 79,774
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%
Parent Company [Member]
Tier One Risk Based Capital [Abstract]
Tier I (core) capital (to adjusted total assets), Actual	$ 130,668	$ 125,550
Tier I (core) capital (to adjusted total assets), Actual	11.37%	10.73%
Tier One Risk Based Capital Required for Capital Adequacy, Adjusted Total Assets	$ 45,955	$ 46,811
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	6.00%
Tier One Risk Based Capital Required to be Well Capitalized	$ 79,025	$ 79,872
Tier One Risk Based Capital Required for Capital Adequacy, Adjusted Total Assets	4.00%	4.00%
Tier One Leverage Capital Required to be Well Capitalized	$ 57,444	$ 58,514
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%
Tier One Risk Based Capital, Risk-Weighted Assets	$ 130,668	$ 125,550
Tier One Risk Based Capital to Risk Weighted Assets	13.23%	12.58%
Tier One Risk Based Capital Required for Capital Adequacy	$ 59,268	$ 59,904
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	8.00%
Tier One Common Equity Capital, Risk-Weighted Assets	$ 106,668	$ 101,550
Tier One Common Equity Capital to Risk-Weighted Assets	10.80%	10.17%
Tier One Common Equity Capital Required for Capital Adequacy	$ 44,451	$ 44,928
Tier One Common Equity Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%	4.50%
Tier One Common Equity Capital Required to be Well Capitalized	$ 64,207	$ 64,896
Tier One Common Equity Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Capital [Abstract]
Total risk-based capital (to risk-weighted assets), Required	$ 98,781	$ 99,840
Total risk-based capital (to risk-weighted assets), Actual	$ 142,302	$ 136,829
Total risk-based capital (to risk-weighted assets), Required	10.00%	10.00%
Total risk-based capital (to risk-weighted assets), Actual	14.41%	13.70%
Capital Required for Capital Adequacy	$ 79,025	$ 79,872
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%

EARNINGS PER SHARE (Details)

EARNINGS PER SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Earnings Per Share [Abstract]
Net income	$ 2,069	$ 719	$ 7,399	$ 1,663
Basic EPS:
Weighted average number of common shares outstanding (in shares)	7,057,191	7,054,197	7,056,236	7,054,662
Earnings per common share (usd per share)	$ 0.29	$ 0.10	$ 1.05	$ 0.24
Diluted EPS:
Weighted average number of common shares outstanding (in shares)	7,057,191	7,054,197	7,056,236	7,054,662
Common share equivalents - stock options / Stock Appreciation Rights (SARs) under employee compensation plans/warrant (in shares)	11,373	6,838	12,310	5,143
Weighted average number of common shares and common share equivalents (in shares)	7,068,564	7,061,035	7,068,546	7,059,805
Earnings per common share (usd per share)	$ 0.29	$ 0.10	$ 1.05	$ 0.24

INVESTMENTS IN SECURITIES (Addi

INVESTMENTS IN SECURITIES (Additional Information) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Proceeds from Sale of Available-for-sale Securities [Abstract]
Proceeds from Sale of Available-for-sale Securities	$ 118,661	$ 12,468	$ 140,317
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]
Available-for-sale Securities, Gross Realized Gains	235	99	332
Available-for-sale Securities, Gross Realized Losses	$ 1,311	$ 79	$ 1,449

INVESTMENTS IN SECURITIES (Amor

INVESTMENTS IN SECURITIES (Amortized Cost and Fair Value of Investments in Available for Sale Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Jun. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Available for Sale Securities Gross Unrealized Gain Loss Accumulated Investments	$ 1,397	$ 662
Available-for-sale Securities, Amortized Cost Basis, Adjusted Carrying Basis	147,238	159,200
Available-for-sale Securities, Gross Unrealized Gain (Loss) [Abstract]
Available-for-sale Securities, Gross Unrealized (Losses)	(282)	(1,056)
Securities available for sale
Available-for-sale Securities, Debt Securities	147,983
Available-for-sale Securities	148,353	158,806
Investment securities held to maturity	19,918	20,156
Held-to-maturity Securities, Unrecognized Holding Gain	708	333
Held-to-maturity Securities, Fair Value	20,626	20,479
Available-for-sale Debt Securities, Amortized Cost Basis	146,877
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	0	(10)
Other Equity Investments [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis, Adjusted Carrying Basis		353
Available for Sale Equity Securities Gross Unrealized Gain Accumulated in Investments		0
Available-for-sale Securities, Gross Unrealized Gain (Loss) [Abstract]
Available for Sale Equity Securities Gross Unrealized Loss Accumulated in Investments		0
Securities available for sale
Available-for-sale Securities, Equity Securities		353
US government agencies
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis, Adjusted Carrying Basis	9,816	21,914
Available for Sale Securities Gross Unrealized Gain Loss Accumulated Investments	90	119
Available for Sale Debt Securities Gross Unrealized Loss Accumulated in Investments	0	(27)
Securities available for sale
Available-for-sale Securities, Debt Securities	9,906	22,006
Municipal bonds
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis, Adjusted Carrying Basis	10,463	8,277
Available for Sale Securities Gross Unrealized Gain Loss Accumulated Investments	140	21
Available for Sale Debt Securities Gross Unrealized Loss Accumulated in Investments	(6)	(36)
Securities available for sale
Available-for-sale Securities, Debt Securities	10,597	8,262
Investment securities held to maturity	18,263
Held-to-maturity Securities, Unrecognized Holding Gain	638	283
Held-to-maturity Securities, Fair Value	18,901	18,581
Held-to-maturity Securities, Debt Maturities, without Single Maturity Date, Net Carrying Amount		18,308
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	0	(10)
Debt securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis, Adjusted Carrying Basis	20,279	30,191
Available for Sale Securities Gross Unrealized Gain Loss Accumulated Investments	230	140
Available for Sale Debt Securities Gross Unrealized Loss Accumulated in Investments	(6)	(63)
Securities available for sale
Available-for-sale Securities, Debt Securities	20,503	30,268
FNMA
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis, Adjusted Carrying Basis	0	0
Available for Sale Equity Securities Gross Unrealized Gain Accumulated in Investments	0	0
Available-for-sale Securities, Gross Unrealized Gain (Loss) [Abstract]
Available for Sale Equity Securities Gross Unrealized Loss Accumulated in Investments	0	0
Securities available for sale
Available-for-sale Securities, Equity Securities	0	0
Available-for-sale Equity Securities, Amortized Cost Basis	8	8
Accumulated Other Comprehensive Income (Loss), Other than Temporary Impairment, Not Credit Loss, Net of Tax, Available-for-sale, Equity Securities	(8)	(8)
Federal Ag Mortgage
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis, Adjusted Carrying Basis	7	7
Available for Sale Equity Securities Gross Unrealized Gain Accumulated in Investments	9	6
Available-for-sale Securities, Gross Unrealized Gain (Loss) [Abstract]
Available for Sale Equity Securities Gross Unrealized Loss Accumulated in Investments	0	0
Securities available for sale
Available-for-sale Securities, Equity Securities	16	13
Other investments
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis, Adjusted Carrying Basis	361	360
Available for Sale Equity Securities Gross Unrealized Gain Accumulated in Investments	9	6
Available-for-sale Securities, Gross Unrealized Gain (Loss) [Abstract]
Available for Sale Equity Securities Gross Unrealized Loss Accumulated in Investments	0	0
Securities available for sale
Available-for-sale Securities, Equity Securities	370	366
Equity Securities, other1 [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis, Adjusted Carrying Basis	354
Available for Sale Equity Securities Gross Unrealized Gain Accumulated in Investments	0
Available-for-sale Securities, Gross Unrealized Gain (Loss) [Abstract]
Available for Sale Equity Securities Gross Unrealized Loss Accumulated in Investments	0
Securities available for sale
Available-for-sale Securities, Equity Securities	354
Agency residential mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis, Adjusted Carrying Basis	126,598	128,649
Available for Sale Securities Gross Unrealized Gain Loss Accumulated Investments	1,158	516
Available for Sale Debt Securities Gross Unrealized Loss Accumulated in Investments	(276)	(993)
Securities available for sale
Available-for-sale Securities, Debt Securities	127,480	128,172
Investment securities held to maturity	1,655
Held-to-maturity Securities, Unrecognized Holding Gain	70	50
Held-to-maturity Securities, Fair Value	1,725	1,898
Held-to-maturity Securities, Debt Maturities, without Single Maturity Date, Net Carrying Amount	1,655	1,848
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	$ 0	$ 0

INVESTMENTS IN SECURITIES (Age

INVESTMENTS IN SECURITIES (Age of Gross Unrealized Losses and Fair Value by Investment Category) (Details) $ in Thousands	Mar. 31, 2016USD ($)security	Jun. 30, 2015USD ($)
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 7,976	$ 38,258
Available for Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses Accumulated in Investments	22	223
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	33,443	44,849
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	260	833
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	41,419	83,107
Available for Sale Debt Securities Gross Unrealized Loss Accumulated in Investments	282	1,056
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	115	1,972
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	0	(10)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	115
Held To Maturity Securities Continuous Unrealized Loss Position 12 Months or Longer Accumulated Loss	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	115	2,087
Available-for-sale Securities, Continuous Unrealized Loss Position, Qualitative Disclosure [Abstract]
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses	0	(10)
US government agencies
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	10,046
Available for Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses Accumulated in Investments	0	27
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	0	10,046
Available for Sale Debt Securities Gross Unrealized Loss Accumulated in Investments	0	27
Municipal bonds
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,192	4,166
Available for Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses Accumulated in Investments	1	23
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	730	894
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	5	13
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	1,922	5,060
Available for Sale Debt Securities Gross Unrealized Loss Accumulated in Investments	6	36
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	115	1,972
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	0	(10)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	115
Held To Maturity Securities Continuous Unrealized Loss Position 12 Months or Longer Accumulated Loss	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	$ 115	2,087
Available-for-sale Securities, Continuous Unrealized Loss Position, Qualitative Disclosure [Abstract]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	9
Held-to-maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	1
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses	$ 0	(10)
Debt securities
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,192	14,212
Available for Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses Accumulated in Investments	1	50
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	730	894
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	5	13
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	1,922	15,106
Available for Sale Debt Securities Gross Unrealized Loss Accumulated in Investments	6	63
Agency residential mortgage-backed securities
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	6,784	24,046
Available for Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses Accumulated in Investments	21	173
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	32,713	43,955
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	255	820
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	39,497	68,001
Available for Sale Debt Securities Gross Unrealized Loss Accumulated in Investments	$ 276	$ 993
Available-for-sale Securities, Continuous Unrealized Loss Position, Qualitative Disclosure [Abstract]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	34

INVESTMENTS IN SECURITIES (Othe

INVESTMENTS IN SECURITIES (Other than Temporary Impairment Credit Losses Recognized in Earnings) (Details) - Available-for-sale Securities - USD ($) $ in Thousands		9 Months Ended
		Mar. 31, 2016	Mar. 31, 2015
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Beginning balance of credit losses on securities held as of July 1 for which a portion of other-than-temporary impairment was recognized in other comprehensive income	[1]	$ 8	$ 8
Credit losses for which an other-than-temporary impairment was not previously recognized		0	0
Increases to the amount related to the credit losses for which other-than-temporary was previously recognized		0	0
Sale of securities which previously had recorded a credit loss for other-than-temporary impairment		0	0
Ending balance of credit losses on securities held as of December 31 for which a portion of other-than-temporary impairment was recognized in other comprehensive income	[1]	8	$ 8
FNMA
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Ending balance of credit losses on securities held as of December 31 for which a portion of other-than-temporary impairment was recognized in other comprehensive income		$ 8
[1]	Includes $8 of other-than-temporary impairment related to Fannie Mae common stock.

INVESTMENTS IN SECURITIES (Am43

INVESTMENTS IN SECURITIES (Amortized Cost and Fair Value of Debt Securities by Contractual Maturity) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015	Jun. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Proceeds from Sale of Available-for-sale Securities	$ 118,661	$ 12,468	$ 140,317
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis		1,037
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis		13,812
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis		5,140
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis		290
Available-for-sale Securities, Debt Maturities, with Single Maturity Date, Amortized Cost Basis		20,279
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis		146,877
Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount		403
Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount		7,753
Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount		8,937
Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount		1,170
Held-to-Maturity Securities, Debt Maturities, with Single Maturity Date, Amortized Cost Basis		18,263
Investment securities held to maturity		19,918		$ 20,156
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value		1,041
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value		13,905
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value		5,265
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value		292
Available-for-sale Securities, Debt Maturities, with Single Maturity Date, Fair Value		20,503
Available-for-sale Securities, Debt Securities		147,983
Held-to-maturity Securities, Debt Maturities, Next Twelve Months, Fair Value		403
Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value		7,929
Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value		9,318
Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value		1,251
Held-to-Maturity Securities, Debt Maturities, with Single Maturity Date, Fair Value		18,901
Held-to-maturity Securities, Fair Value		20,626		20,479
Available-for-sale Securities, Gross Realized Gains	235	99	332
Available-for-sale Securities, Gross Realized Losses	$ 1,311	79	$ 1,449
Agency residential mortgage-backed securities
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis		126,598
Held-to-maturity Securities, Debt Maturities, without Single Maturity Date, Net Carrying Amount		1,655		1,848
Investment securities held to maturity		1,655
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value		127,480
Available-for-sale Securities, Debt Securities		127,480		128,172
Held-to-maturity Securities, Debt Maturities, without Single Maturity Date, Fair Value		1,725
Held-to-maturity Securities, Fair Value		$ 1,725		$ 1,898

LOANS AND LEASES RECEIVABLE (Sc

LOANS AND LEASES RECEIVABLE (Schedule of Loans and Leases Receivable by Classes Within Portfolio Segments) (Details) - USD ($) $ in Thousands		Mar. 31, 2016	Jun. 30, 2015
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable	[1]	$ 892,227	$ 914,419
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		100.00%	100.00%
Residential one-to-four Family
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable		$ 57,873	$ 55,572
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		6.50%	6.10%
Residential construction
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable		$ 7,485	$ 6,308
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		0.80%	0.70%
Commercial business
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable	[2]	$ 65,910	$ 78,493
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		7.40%	8.60%
Commercial equipment finance leases
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable		$ 88	$ 158
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		0.00%	0.00%
Commercial real estate
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable		$ 338,151	$ 325,453
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		37.90%	35.60%
Commercial multi-family real estate
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable		$ 126,090	$ 111,354
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		14.10%	12.20%
Commercial real estate construction
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable		$ 49,293	$ 48,224
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		5.50%	5.30%
Agricultural business
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable		$ 81,642	$ 96,952
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		9.20%	10.60%
Agricultural real estate
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable		$ 100,855	$ 123,988
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		11.30%	13.50%
Consumer direct
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable		$ 13,735	$ 14,837
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		1.50%	1.60%
Consumer home equity
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable		$ 48,871	$ 50,377
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		5.50%	5.50%
Consumer overdraft & reserve
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable		$ 2,234	$ 2,703
Loans and Leases Receivable, Net of Deferred Income, Percentage of Total		0.30%	0.30%
Tax exempt finance leases
Schedule of Loans and Leases Receivable by Classes Within portfolio Segments [Line Items]
Loans and leases receivable		$ 1,238	$ 1,377
[1]	Exclusive of undisbursed portion of loans in process and net of deferred loan fees and discounts.
[2]	Includes $1,238 and $1,377 tax exempt leases at March 31, 2016 and June 30, 2015, respectively

LOANS AND LEASES RECEIVABLE (45

LOANS AND LEASES RECEIVABLE (Schedule of Allowance for Loan and Lease Losses) (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Jun. 30, 2015
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period		$ 11,459	$ 10,933	$ 11,230	$ 10,502
Charge-offs		(61)	(268)	(441)	(842)
Recoveries		32	65	271	151
Provision for losses on loans and leases		162	282	532	1,201
Balance at end of period		11,592	11,012	11,592	11,012
Financing Receivable, Allowance for Credit Loss, Additional Information
Allowance for loan and lease losses individually evaluated for impairment						$ 718	$ 279
Allowance for loan and lease losses collectively evaluated for impairment						10,874	10,951
Allowance for loan and lease losses		11,459	10,933	11,230	10,502	11,592	11,230
Loans and leases receivable individually evaluated for impairment						19,793	18,792
Loans and leases receivable collectively evaluated for impairment						872,434	895,627
Loans and leases receivable	[1]					892,227	914,419
Residential
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period		311	272	301	283
Charge-offs		0	0	0	0
Recoveries		0	0	0	0
Provision for losses on loans and leases		(13)	33	(3)	22
Balance at end of period		298	305	298	305
Financing Receivable, Allowance for Credit Loss, Additional Information
Allowance for loan and lease losses individually evaluated for impairment						25	32
Allowance for loan and lease losses collectively evaluated for impairment						273	269
Allowance for loan and lease losses		311	272	301	283	298	301
Loans and leases receivable individually evaluated for impairment						157	148
Loans and leases receivable collectively evaluated for impairment						65,201	61,732
Loans and leases receivable						65,358	61,880
Commercial
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period		714	873	795	932
Charge-offs		0	(32)	0	(32)
Recoveries		16	34	65	51
Provision for losses on loans and leases		(1)	(96)	(131)	(172)
Balance at end of period		729	779	729	779
Financing Receivable, Allowance for Credit Loss, Additional Information
Allowance for loan and lease losses individually evaluated for impairment						3	7
Allowance for loan and lease losses collectively evaluated for impairment						726	788
Allowance for loan and lease losses		714	873	795	932	729	795
Loans and leases receivable individually evaluated for impairment						1,277	2,731
Loans and leases receivable collectively evaluated for impairment						64,721	75,920
Loans and leases receivable						65,998	78,651
Commercial Real Estate
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period		5,423	4,471	4,761	3,819
Charge-offs		0	0	0	0
Recoveries		0	0	0	4
Provision for losses on loans and leases		(30)	51	632	699
Balance at end of period		5,393	4,522	5,393	4,522
Financing Receivable, Allowance for Credit Loss, Additional Information
Allowance for loan and lease losses individually evaluated for impairment						213	4
Allowance for loan and lease losses collectively evaluated for impairment						5,180	4,757
Allowance for loan and lease losses		5,423	4,471	4,761	3,819	5,393	4,761
Loans and leases receivable individually evaluated for impairment						5,832	712
Loans and leases receivable collectively evaluated for impairment						507,702	484,319
Loans and leases receivable						513,534	485,031
Agricultural
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period		3,847	3,865	4,037	3,842
Charge-offs		0	(118)	(96)	(462)
Recoveries		0	0	125	2
Provision for losses on loans and leases		235	363	16	728
Balance at end of period		4,082	4,110	4,082	4,110
Financing Receivable, Allowance for Credit Loss, Additional Information
Allowance for loan and lease losses individually evaluated for impairment						362	0
Allowance for loan and lease losses collectively evaluated for impairment						3,720	4,037
Allowance for loan and lease losses		3,847	3,865	4,037	3,842	4,082	4,037
Loans and leases receivable individually evaluated for impairment						11,625	14,009
Loans and leases receivable collectively evaluated for impairment						170,872	206,931
Loans and leases receivable						182,497	220,940
Consumer
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period		1,164	1,452	1,336	1,626
Charge-offs		(61)	(118)	(345)	(348)
Recoveries		16	31	81	94
Provision for losses on loans and leases		(29)	(69)	18	(76)
Balance at end of period		1,090	1,296	1,090	1,296
Financing Receivable, Allowance for Credit Loss, Additional Information
Allowance for loan and lease losses individually evaluated for impairment						115	236
Allowance for loan and lease losses collectively evaluated for impairment						975	1,100
Allowance for loan and lease losses		$ 1,164	$ 1,452	$ 1,336	$ 1,626	1,090	1,336
Loans and leases receivable individually evaluated for impairment						902	1,192
Loans and leases receivable collectively evaluated for impairment						63,938	66,725
Loans and leases receivable						$ 64,840	$ 67,917
[1]	Exclusive of undisbursed portion of loans in process and net of deferred loan fees and discounts.

LOANS AND LEASES RECEIVABLE (46

LOANS AND LEASES RECEIVABLE (Schedule of Credit Quality Indicators by Classes Within the Portfolio Segments) (Details) - USD ($) $ in Thousands		9 Months Ended
		Mar. 31, 2016	Jun. 30, 2015
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable	[1]	$ 892,227	$ 914,419
Commercial business
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable	[2]	65,910	78,493
Commercial equipment finance leases
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		88	158
Commercial multi-family real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		126,090	111,354
Agricultural real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		100,855	123,988
Agricultural business
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		81,642	96,952
Residential one-to-four Family
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		57,873	55,572
Residential construction
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		7,485	6,308
Consumer direct
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		13,735	14,837
Consumer home equity
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		48,871	50,377
Consumer overdraft & reserve
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		2,234	2,703
Pass
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		732,629	758,780
Pass | Commercial business
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		63,782	74,660
Pass | Commercial equipment finance leases
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		88	158
Pass | Commercial real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		334,814	316,790
Pass | Commercial multi-family real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		113,915	110,239
Pass | Commercial real estate construction
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		49,293	48,224
Pass | Agricultural real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		74,483	89,772
Pass | Agricultural business
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		96,254	118,937
Special Mention
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		6,835	6,831
Special Mention | Commercial business
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		36	1,047
Special Mention | Commercial equipment finance leases
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Special Mention | Commercial real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	4,277
Special Mention | Commercial multi-family real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		5,876	0
Special Mention | Commercial real estate construction
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Special Mention | Agricultural real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		300	595
Special Mention | Agricultural business
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		623	912
Substandard
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		25,282	19,198
Substandard | Commercial business
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		2,846	2,795
Substandard | Commercial equipment finance leases
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Substandard | Commercial real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		3,337	4,386
Substandard | Commercial multi-family real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		6,299	1,115
Substandard | Commercial real estate construction
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Substandard | Agricultural real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		6,859	6,599
Substandard | Agricultural business
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		5,941	4,303
Doubtful
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Doubtful | Commercial business
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Doubtful | Commercial equipment finance leases
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Doubtful | Commercial real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Doubtful | Commercial multi-family real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Doubtful | Commercial real estate construction
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Doubtful | Agricultural real estate
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Doubtful | Agricultural business
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Performing
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		129,942	129,403
Performing | Residential one-to-four Family
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		57,751	55,460
Performing | Residential construction
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		7,485	6,308
Performing | Consumer direct
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		13,709	14,792
Performing | Consumer home equity
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		48,763	50,140
Performing | Consumer overdraft & reserve
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		2,234	2,703
Nonperforming
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		256	394
Nonperforming | Residential one-to-four Family
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		122	112
Nonperforming | Residential construction
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	0
Nonperforming | Consumer direct
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		26	45
Nonperforming | Consumer home equity
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		108	237
Nonperforming | Consumer overdraft & reserve
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable		0	$ 0
Minimum
Loans and Leases Receivable, Recorded Investment [Line Items]
Loans and leases receivable, credit quality indicator threshold for analysis		$ 100
[1]	Exclusive of undisbursed portion of loans in process and net of deferred loan fees and discounts.
[2]	Includes $1,238 and $1,377 tax exempt leases at March 31, 2016 and June 30, 2015, respectively

LOANS AND LEASES RECEIVABLE (47

LOANS AND LEASES RECEIVABLE (Schedule of Past due Financing Receivables by Classes Within the Portfolio Segments) (Details) - USD ($) $ in Thousands		Mar. 31, 2016	Jun. 30, 2015
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 1,823	$ 5,056
Current	[1]	890,404	909,363
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing	[2]	15	0
Nonperforming Loans, Nonaccrual Balance		15,820	13,107
Nonperforming Loans, Total		15,835	13,107
Residential one-to-four Family
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		15	0
Current		57,858	55,572
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing		15	0
Nonperforming Loans, Nonaccrual Balance		107	112
Nonperforming Loans, Total		122	112
Commercial Real Estate Financing Rec.
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		247	23
Current		337,904	325,430
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing		0	0
Nonperforming Loans, Nonaccrual Balance		481	359
Nonperforming Loans, Total		481	359
Residential construction
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	4
Current		7,485	6,304
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing		0	0
Nonperforming Loans, Nonaccrual Balance		0	0
Nonperforming Loans, Total		0	0
Commercial business
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3	511
Current		65,907	77,982
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing		0	0
Nonperforming Loans, Nonaccrual Balance		1,277	2,398
Nonperforming Loans, Total		1,277	2,398
Commercial equipment finance leases
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Current		88	158
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing		0	0
Nonperforming Loans, Nonaccrual Balance		0	0
Nonperforming Loans, Total		0	0
Commercial multi-family real estate
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Current		126,090	111,354
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing		0	0
Nonperforming Loans, Nonaccrual Balance		5,207	0
Nonperforming Loans, Total		5,207	0
Commercial real estate construction
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Current		49,293	48,224
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing		0	0
Nonperforming Loans, Nonaccrual Balance		0	0
Nonperforming Loans, Total		0	0
Agricultural real estate
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		454	1,717
Current		81,188	95,235
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing		0	0
Nonperforming Loans, Nonaccrual Balance		3,153	4,482
Nonperforming Loans, Total		3,153	4,482
Agricultural business
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		924	2,447
Current		99,931	121,541
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing		0	0
Nonperforming Loans, Nonaccrual Balance		5,461	5,474
Nonperforming Loans, Total		5,461	5,474
Consumer direct
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		26	24
Current		13,709	14,813
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing		0	0
Nonperforming Loans, Nonaccrual Balance		26	45
Nonperforming Loans, Total		26	45
Consumer home equity
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		154	325
Current		48,717	50,052
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing		0	0
Nonperforming Loans, Nonaccrual Balance		108	237
Nonperforming Loans, Total		108	237
Consumer overdraft & reserve
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	5
Current		2,234	2,698
Nonperforming Loans, Recorded Investment Greater Than 90 Days and Accruing		0	0
Nonperforming Loans, Nonaccrual Balance		0	0
Nonperforming Loans, Total		0	0
Financing Receivables, 30 to 59 Days Past Due
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		683	1,361
Financing Receivables, 30 to 59 Days Past Due | Residential one-to-four Family
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, 30 to 59 Days Past Due | Commercial Real Estate Financing Rec.
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	23
Financing Receivables, 30 to 59 Days Past Due | Residential construction
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	4
Financing Receivables, 30 to 59 Days Past Due | Commercial business
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	26
Financing Receivables, 30 to 59 Days Past Due | Commercial equipment finance leases
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, 30 to 59 Days Past Due | Commercial multi-family real estate
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, 30 to 59 Days Past Due | Commercial real estate construction
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, 30 to 59 Days Past Due | Agricultural real estate
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		454	375
Financing Receivables, 30 to 59 Days Past Due | Agricultural business
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		190	720
Financing Receivables, 30 to 59 Days Past Due | Consumer direct
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		24	18
Financing Receivables, 30 to 59 Days Past Due | Consumer home equity
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		15	190
Financing Receivables, 30 to 59 Days Past Due | Consumer overdraft & reserve
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	5
Financing Receivables, 60 to 89 Days Past Due
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		460	663
Financing Receivables, 60 to 89 Days Past Due | Residential one-to-four Family
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, 60 to 89 Days Past Due | Commercial Real Estate Financing Rec.
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, 60 to 89 Days Past Due | Residential construction
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, 60 to 89 Days Past Due | Commercial business
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, 60 to 89 Days Past Due | Commercial equipment finance leases
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, 60 to 89 Days Past Due | Commercial multi-family real estate
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, 60 to 89 Days Past Due | Commercial real estate construction
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, 60 to 89 Days Past Due | Agricultural real estate
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	139
Financing Receivables, 60 to 89 Days Past Due | Agricultural business
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		400	521
Financing Receivables, 60 to 89 Days Past Due | Consumer direct
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	3
Financing Receivables, 60 to 89 Days Past Due | Consumer home equity
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		60	0
Financing Receivables, 60 to 89 Days Past Due | Consumer overdraft & reserve
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, Equal to Greater than 90 Days Past Due
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		680	3,032
Financing Receivables, Equal to Greater than 90 Days Past Due | Residential one-to-four Family
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		15	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial Real Estate Financing Rec.
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		247	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Residential construction
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial business
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3	485
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial equipment finance leases
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial multi-family real estate
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial real estate construction
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	0
Financing Receivables, Equal to Greater than 90 Days Past Due | Agricultural real estate
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		0	1,203
Financing Receivables, Equal to Greater than 90 Days Past Due | Agricultural business
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		334	1,206
Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer direct
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2	3
Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer home equity
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		79	135
Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer overdraft & reserve
Loans and Leases Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 0	$ 0
[1]	Net of deferred loan fees and discounts and exclusive of undisbursed portion of loans in process.
[2]	Loans accruing and delinquent greater than 90 days have either government guarantees or acceptable loan-to-value ratios.

LOANS AND LEASES RECEIVABLE (48

LOANS AND LEASES RECEIVABLE (Schedule of Impaired Loans by Class of Loans) (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015	Jun. 30, 2015
Loans and Leases Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance Recorded		$ 12,957		$ 12,957		$ 17,858
Unpaid Principal Balance With No Related Allowance Recorded	[1]	12,957		12,957		17,873
Recorded Investment With an Allowance Recorded		6,836		6,836		934
Unpaid Principal Balance With an Allowance Recorded	[1]	6,836		6,836		934
Related Allowance		718		718		279
Total Recorded Investment		19,793		19,793		18,792
Total Unpaid Principal Balance	[1]	19,793		19,793		18,807
Average Recorded Investment		18,290	$ 24,084	18,159	$ 25,549
Interest Income Recognized		156	163	227	384
Residential one-to-four Family
Loans and Leases Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance Recorded		16		16		0
Unpaid Principal Balance With No Related Allowance Recorded	[1]	16		16		0
Recorded Investment With an Allowance Recorded		141		141		148
Unpaid Principal Balance With an Allowance Recorded	[1]	141		141		148
Related Allowance		25		25		32
Total Recorded Investment		157		157		148
Total Unpaid Principal Balance	[1]	157		157		148
Average Recorded Investment		150	152	149	156
Interest Income Recognized		1	1	2	2
Commercial business
Loans and Leases Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance Recorded		1,199		1,199		2,571
Unpaid Principal Balance With No Related Allowance Recorded	[1]	1,199		1,199		2,571
Recorded Investment With an Allowance Recorded		78		78		160
Unpaid Principal Balance With an Allowance Recorded	[1]	78		78		160
Related Allowance		3		3		7
Total Recorded Investment		1,277		1,277		2,731
Total Unpaid Principal Balance	[1]	1,277		1,277		2,731
Average Recorded Investment		1,386	3,161	1,844	3,569
Interest Income Recognized		0	15	0	44
Commercial real estate
Loans and Leases Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance Recorded		480		480		689
Unpaid Principal Balance With No Related Allowance Recorded	[1]	480		480		689
Recorded Investment With an Allowance Recorded		144		144		23
Unpaid Principal Balance With an Allowance Recorded	[1]	144		144		23
Related Allowance		64		64		4
Total Recorded Investment		624		624		712
Total Unpaid Principal Balance	[1]	624		624		712
Average Recorded Investment		697	671	715	749
Interest Income Recognized		2	1	3	2
Commercial multi-family real estate
Loans and Leases Receivable, Impaired [Line Items]
Recorded Investment With an Allowance Recorded		5,208		5,208		0
Unpaid Principal Balance With an Allowance Recorded		5,208		5,208		0
Related Allowance		149		149		0
Total Recorded Investment		5,208		5,208		0
Total Unpaid Principal Balance	[1]	5,208		5,208		0
Average Recorded Investment		2,604	6,130	1,302	6,194
Interest Income Recognized		70	69	70	139
Agricultural real estate
Loans and Leases Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance Recorded		6,073		6,073		7,633
Unpaid Principal Balance With No Related Allowance Recorded	[1]	6,073		6,073		7,633
Related Allowance		0		0		0
Total Recorded Investment		6,073		6,073		7,633
Total Unpaid Principal Balance	[1]	6,073		6,073		7,633
Average Recorded Investment		6,836	6,266	7,206	8,319
Interest Income Recognized		69	44	112	136
Agricultural business
Loans and Leases Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance Recorded		4,698		4,698		6,376
Unpaid Principal Balance With No Related Allowance Recorded	[1]	4,698		4,698		6,376
Recorded Investment With an Allowance Recorded		854		854		0
Unpaid Principal Balance With an Allowance Recorded	[1]	854		854		0
Related Allowance		362		362		0
Total Recorded Investment		5,552		5,552		6,376
Total Unpaid Principal Balance	[1]	5,552		5,552		6,376
Average Recorded Investment		5,666	6,313	5,911	4,947
Interest Income Recognized		0	14	0	14
Consumer direct
Loans and Leases Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance Recorded		4		4		9
Unpaid Principal Balance With No Related Allowance Recorded	[1]	4		4		24
Recorded Investment With an Allowance Recorded		22		22		36
Unpaid Principal Balance With an Allowance Recorded	[1]	22		22		36
Related Allowance		22		22		36
Total Recorded Investment		26		26		45
Total Unpaid Principal Balance	[1]	26		26		60
Average Recorded Investment		28	56	34	61
Interest Income Recognized		0	0	0	0
Consumer home equity
Loans and Leases Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance Recorded		487		487		580
Unpaid Principal Balance With No Related Allowance Recorded	[1]	487		487		580
Recorded Investment With an Allowance Recorded		389		389		567
Unpaid Principal Balance With an Allowance Recorded	[1]	389		389		567
Related Allowance		93		93		200
Total Recorded Investment		876		876		1,147
Total Unpaid Principal Balance	[1]	876		876		$ 1,147
Average Recorded Investment		923	1,335	998	1,554
Interest Income Recognized		$ 14	$ 19	$ 40	$ 47
[1]	Represents the borrower's loan obligation, gross of any previously charged-off amounts.

LOANS AND LEASES RECEIVABLE (49

LOANS AND LEASES RECEIVABLE (Schedule of Troubled Debt Restructurings by Portfolio Segments) (Details) $ in Thousands		9 Months Ended												12 Months Ended
		Mar. 31, 2016USD ($)loancustomer		Mar. 31, 2016USD ($)loancustomer	Mar. 31, 2016USD ($)loancustomer	Mar. 31, 2016USD ($)loancustomer	Mar. 31, 2016USD ($)loancustomercontract		Mar. 31, 2015USD ($)	Mar. 31, 2015	Mar. 31, 2015loan	Mar. 31, 2015customer	Mar. 31, 2015contract	Jun. 30, 2015USD ($)loancustomercontract
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract							41	[1]						59	[2]
Pre-Modification Recorded Balance		$ 9,732												$ 12,281
Post-Modification Outstanding Recorded		$ 9,732	[1]											$ 12,266	[2]
Number of customers which are in compliance with their restructure terms that are not accruing interest | customer		15		15	15	15	15							18
Loans and leases receivable pre-modification recorded investment nonaccrual status		$ 8,937		$ 8,937	$ 8,937	$ 8,937	$ 8,937							$ 9,499
Number of restructured contracts without reducing interest rate below market | loan					6						17
Restructured contracts due to bankruptcy of client | customer						2						3
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract							0						0
Collateral Value Approach
Financing Receivable, Modifications [Line Items]
Financing receivable, modifications, number of contracts, during the period | loan					8
New Restructured Contract
Financing Receivable, Modifications [Line Items]
Number of Contracts				8			8			20			20
Pre-Modification Recorded Balance		1,871							$ 1,638
Post-Modification Outstanding Recorded		1,871							1,638
Residential
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract							1	[1]						2	[2]
Pre-Modification Recorded Balance		34												$ 148
Post-Modification Outstanding Recorded		34	[1]											$ 148	[2]
Loans and leases receivable pre-modification recorded investment nonaccrual status		$ 107		$ 107	$ 107	$ 107	$ 107
Number of loans which are not in compliance with their restructure terms and is in nonaccrual status | loan		1		1	1	1	1
Consumer
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract							30	[1]						39	[2]
Pre-Modification Recorded Balance		$ 893												$ 1,142
Post-Modification Outstanding Recorded		893	[1]											$ 1,127	[2]
Financing receivable, modifications, number of contracts, during the period | loan					5
Consumer | New Restructured Contract
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract							5						15
Pre-Modification Recorded Balance		221							437
Post-Modification Outstanding Recorded		221							437
Agricultural
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract							5	[1]						8	[2]
Pre-Modification Recorded Balance		7,302												$ 8,045
Financing Receivable, Modifications, Pre-Modification Recorded Investment, During the Period									1,001
Post-Modification Outstanding Recorded		7,302	[1]											$ 8,045	[2]
Number of loans which are not in compliance with their restructure terms and is in nonaccrual status | loan														0
Financing receivable, modifications, number of contracts, during the period					3		3						4
Agricultural | New Restructured Contract
Financing Receivable, Modifications [Line Items]
Pre-Modification Recorded Balance		1,650							1,001
Financing Receivable, Modifications, Pre-Modification Recorded Investment, During the Period		1,650
Commercial business
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	[1]						3							5
Pre-Modification Recorded Balance		1,270												$ 2,234
Post-Modification Outstanding Recorded	[1]	1,270												$ 2,234
Commercial Real Estate
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract							2	[1]						5	[2]
Pre-Modification Recorded Balance		233												$ 712
Post-Modification Outstanding Recorded		233	[1]											$ 712	[2]
Commercial Real Estate | New Restructured Contract
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract							0
Pre-Modification Recorded Balance		0							200
Financing Receivable, Modifications, Pre-Modification Recorded Investment, During the Period									$ 200
Post-Modification Outstanding Recorded		$ 0
Financing receivable, modifications, number of contracts, during the period | contract													1
[1]	Includes 15 customers, which are in compliance with their restructured terms, that are not accruing interest and have a recorded investment balance of $8,937.
[2]	Includes 18 customers, which are in compliance with their restructured terms, that are not accruing interest and have a recorded investment balance of $9,499.

LOAN SERVICING (Schedule of Ser

LOAN SERVICING (Schedule of Servicing Assets at Amortized Value) (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended		12 Months Ended
		Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015	Jun. 30, 2015	Dec. 31, 2015	Dec. 31, 2014	Jun. 30, 2014
Valuation Allowance for Impairment of Recognized Servicing Assets [Roll Forward]
Mortgage servicing rights, net		$ 9,723		$ 9,723		$ 10,584
Servicing fees received		(100)	$ 319	564	$ 1,034
Mortgage Loans
Servicing Assets at Amortized Value [Line Items]
Valuation Allowance for Impairment of Recognized Servicing Assets, Provisions	[1]	407	0	407	0
Valuation Allowance for Impairment of Recognized Servicing Assets, Balance		407	0	407	0	0	$ 0	$ 0	$ 0
Servicing Asset at Amortized Value, Balance [Roll Forward]
Mortgage servicing rights, beginning		10,321	10,876	10,584	11,218	11,218
Additions		165	187	648	618
Amortization	[1]	(356)	(392)	(1,102)	(1,165)
Mortgage servicing rights, ending		10,130	10,671	10,130	10,671	10,584
Valuation Allowance for Impairment of Recognized Servicing Assets [Roll Forward]
Mortgage servicing rights, net		9,723	10,671	9,723	10,671
Servicing fees received		663	711	2,073	2,199
Balance of loans serviced at beginning of period		947,410	1,014,468	974,893	1,048,671	1,048,671
Balance of loans serviced at end of period		$ 932,277	$ 992,417	$ 932,277	$ 992,417	$ 974,893
Mortgage Servicing Assets, Assumptions Used to Estimate Fair Value [Abstract]
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Constant Prepayment Rate			9.40%	8.90%
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Discount Rate			10.50%	10.10%		10.20%
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Prepayment Speed			9.60%	9.50%		9.70%
[1]	Changes to carrying amounts are reported net of loan servicing income on the statements of income for the periods presented

GOODWILL AND INTANGIBLE ASSET51

GOODWILL AND INTANGIBLE ASSETS, NET (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Sep. 30, 2014	Jun. 30, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill	$ 4,366	$ 4,366	$ 4,366	$ 4,366
Finite-Lived Customer Relationships, Gross	670	479	670	479
Finite-Lived Noncompete Agreements, Gross	167	119	167	119
Finite-Lived Intangible Assets, Gross	837	598	837	598
customer relationship accumulated amortization					$ 265	$ 227	$ 188	$ 134
Amortization of Intangible Assets	23	27	61	81
Finite-Lived Intangible Assets, Accumulated Amortization	288	215	288	215
Finite-Lived Intangible Assets, Net	549	383	549	383
Goodwill and intangible assets, net	$ 4,915	$ 4,749	$ 4,915	$ 4,749		$ 4,737
Customer base useful life			10 years
Non compete useful life			2 years

SEGMENT REPORTING (Details)

SEGMENT REPORTING (Details) - USD ($) $ in Thousands	3 Months Ended				9 Months Ended
	Mar. 31, 2016		Mar. 31, 2015		Mar. 31, 2016		Mar. 31, 2015		Jun. 30, 2015
Segment Reporting Information [Line Items]
Net interest income	$ 9,602		$ 8,849		$ 28,695		$ 26,499
Provision for losses on loans and leases	(162)		(282)		(532)		(1,201)
Noninterest income	2,502		2,055		12,299		8,521
Intersegment noninterest income	4		4		14		11
Noninterest expense	(8,870)		(9,780)		(29,277)		(31,950)
Segment Reporting Information, Intersegment Noninterest Expense	(4)		(4)		(14)		(11)
Income before income taxes	3,072		842		11,185		1,869
Assets	1,141,877	[1]	1,138,366	[1]	1,141,877	[1]	1,138,366	[1]	$ 1,185,195
Goodwill	4,366		4,366		4,366		4,366
Intangible Assets, Net (Excluding Goodwill)	549		383		549		383
Banking
Segment Reporting Information [Line Items]
Net interest income	9,884		9,107		29,554		27,365
Provision for losses on loans and leases	(162)		(282)		(532)		(1,201)
Noninterest income	2,146		1,614		11,032		7,293
Intersegment noninterest income	79		76		237		228
Noninterest expense	(7,979)		(9,111)		(26,342)		(29,928)
Segment Reporting Information, Intersegment Noninterest Expense	0		0		0		0
Income before income taxes	3,968		1,404		13,949		3,757
Assets	1,139,517		1,136,156		1,139,517		1,136,156
Other
Segment Reporting Information [Line Items]
Net interest income	(282)		(258)		(859)		(866)
Provision for losses on loans and leases	0		0		0		0
Noninterest income	356		441		1,267		1,228
Intersegment noninterest income	(75)		(72)		(223)		(217)
Noninterest expense	(891)		(669)		(2,935)		(2,022)
Segment Reporting Information, Intersegment Noninterest Expense	(4)		(4)		(14)		(11)
Income before income taxes	(896)		(562)		(2,764)		(1,888)
Assets	$ 2,360		$ 2,210		$ 2,360		$ 2,210
[1]	Nine Months Ended March 31, 2016 2015 Banking Other Total Banking Other TotalNet interest income$29,554 $(859) $28,695 $27,365 $(866) $26,499(Provision) for losses on loans and leases(532) — (532) (1,201) — (1,201)Noninterest income11,032 1,267 12,299 7,293 1,228 8,521Intersegment noninterest income237 (223) 14 228 (217) 11Noninterest expense(26,342) (2,935) (29,277) (29,928) (2,022) (31,950)Intersegment noninterest expense— (14) (14) — (11) (11)Income (loss) before income taxes$13,949 $(2,764) $11,185 $3,757 $(1,888) $1,869Total assets at March 31(1)(2)$1,139,517 $2,360 $1,141,877 $1,136,156 $2,210 $1,138,366

DEFINED BENEFIT PLAN (Component

DEFINED BENEFIT PLAN (Components of Net Periodic Benefit Costs) (Details) - Noncontributory Defined Benefit Pension Plan - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Net periodic benefit cost:
Service cost	$ 13	$ 169	$ 38	$ 509
Interest cost	162	186	488	558
Expected return on plan assets	(142)	(164)	(429)	(474)
Amortization of net loss	20	31	62	94
Net periodic benefit cost	$ 53	$ 222	$ 159	$ 687

SELF INSURED HEALTHCARE PLAN (D

SELF INSURED HEALTHCARE PLAN (Details) - USD ($) $ in Thousands	3 Months Ended								9 Months Ended	12 Months Ended
	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Mar. 31, 2016	Jun. 30, 2015
SELF INSURED HEALTHCARE PLAN [Abstract]
Net healthcare costs	$ 0	$ 465	$ 515	$ 588	$ 619	$ 420	$ 430	$ 309	$ 1,568	$ 1,778

STOCK-BASED COMPENSATION PLAN55

STOCK-BASED COMPENSATION PLANS (Additional Information) (Details) - 2002 Stock Option and Incentive Plan - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Nonvested Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Pretax Compensation Expense	$ 53	$ 92
Tax Benefit from Compensation Expense	20	35
Unrecognized Compensation Cost, Other Than Options	0
Total Fair Value of Shares Vested	1	146
Stock Appreciation Rights (SARs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value	216	10
Unrecognized Compensation Cost, Options	0
Stock Options and Stock Appreciation Rights
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Cash Received from Exercise of Stock Options	$ 0	$ 0

STOCK-BASED COMPENSATION PLAN56

STOCK-BASED COMPENSATION PLANS (Stock Option Activity) (Details) - 2002 Stock Option and Incentive Plan - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	48,486	5,195
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee Service Share-based Compensation, Tax Benefit Realized from Exercise of Stock Options	$ 0	$ 0
Stock Appreciation Rights (SARs)
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Beginning Balance (in shares)	72,348
Granted (in shares)	0
Forfeited (in shares)	(1,715)
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	48,486
Ending Balance (in shares)	22,147
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Roll Forward]
Beginning Balance (usd per share)	$ 13.50
Granted (usd per share)	0
Forfeited (usd per share)	12.48
Exercised (usd per share)	13.65
Ending Balance (usd per share)	$ 13.24
Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]
Vested and exercisable at December 31 (in shares)	22,147
Weighted Average Exercise Price, Vested and exercisable at December 31	$ 13.24
Weighted Average Remaining Contractual Term, Ending Balance	3 years 4 days
Aggregate Intrinsic Value, Ending Balance	$ 105
Weighted Average Remaining Contractual Term, Vested and exercisable at December 31	3 years 4 days
Aggregate Intrinsic Value, Vested and exercisable at December 31	$ 105
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value	$ 216	$ 10

STOCK-BASED COMPENSATION PLAN57

STOCK-BASED COMPENSATION PLANS (Nonvested Share Activity) (Details) - 2002 Stock Option and Incentive Plan - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	48,486	5,195
Stock Appreciation Rights (SARs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	48,486
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value	$ 216	$ 10
Nonvested Stock
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Nonvested Balance, beginning (in shares)	88	11,694
Granted (in shares)	0	0
Vested (in shares)	(88)	(9,939)
Forfeited (in shares)	0	(1,667)
Nonvested Balance, ending (in shares)	0	88
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Nonvested Balance, beginning (usd per share)	$ 8.48	$ 11.99
Granted (usd per share)	0	0
Vested (usd per share)	8.48	11.98
Forfeited (usd per share)	0	12.25
Nonvested Balance, ending (usd per share)	$ 0	$ 8.48
Stock Options and Stock Appreciation Rights
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Cash Received from Exercise of Stock Options	$ 0	$ 0
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Employee Service Share-based Compensation, Tax Benefit Realized from Exercise of Stock Options	$ 0	$ 0

ADVANCES FROM FHLB AND OTHER 58

ADVANCES FROM FHLB AND OTHER BORROWINGS (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Jun. 30, 2015
Short-term Debt [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate, Range from	1.15%	0.24%
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 65,367	$ 65,558
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	1.17%	0.45%
Long-term Federal Home Loan Bank Advances	$ 10,000	$ 45,000
Other Long-term Debt	$ 182	$ 222
Debt, Weighted Average Interest Rate	0.51%	0.40%
Long-term Debt, Weighted Average Interest Rate	0.00%	0.00%
Federal Funds Purchased	$ 55,185	$ 20,336
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate, Range to	1.18%	1.18%
Federal Funds Purchased
Short-term Debt [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	0.39%	0.29%

SUBORDINATED DEBENTURES PAYAB59

SUBORDINATED DEBENTURES PAYABLE TO TRUSTS (Details) $ in Thousands	Mar. 31, 2016USD ($)quartertrustshares	Jun. 30, 2015USD ($)
Subordinated Borrowing [Line Items]
Subordinated debentures payable to trusts, net of unamortized debt issuance costs	$ 24,662	$ 24,655
Unamortized Debt Issuance Expense	175	182
Subordinated Debt, Value, Issued and Outstanding	$ 24,837	$ 24,837
Subordinated debt, number of consecutive quarters interest may be deferred | quarter	20
Trust III [Member]
Subordinated Borrowing [Line Items]
Unamortized Debt Issuance Expense	$ 83
Subordinated Debt, Value, Issued and Outstanding	$ 5,155
Subordinated debt, basis spread on variable rate	3.35%
Trust IV [Member] [Domain]
Subordinated Borrowing [Line Items]
Unamortized Debt Issuance Expense	$ 92
Subordinated Debt, Value, Issued and Outstanding	$ 7,217
Subordinated debt, basis spread on variable rate	3.10%
Trust V [Member] [Domain]
Subordinated Borrowing [Line Items]
Unamortized Debt Issuance Expense	$ 0
Subordinated Debt, Value, Issued and Outstanding	$ 10,310
Subordinated debt, basis spread on variable rate	1.83%
Mandatorily Redeemable Preferred Stock
Subordinated Borrowing [Line Items]
Subordinated debt, shares, issued | shares	24,000
Subordinated Debt, Value, Issued and Outstanding	$ 24,000
Subordinated debt, number of trusts associated with trust preferred securities | trust	4
Mandatorily Redeemable Preferred Stock | Minimum
Subordinated Borrowing [Line Items]
Subordinated debt, basis spread on variable rate	1.65%
Mandatorily Redeemable Preferred Stock | Maximum
Subordinated Borrowing [Line Items]
Subordinated debt, basis spread on variable rate	3.35%
Trust VI [Member] [Member]
Subordinated Borrowing [Line Items]
Unamortized Debt Issuance Expense	$ 0
Subordinated Debt, Value, Issued and Outstanding	$ 2,155
Subordinated debt, basis spread on variable rate	1.65%

INTEREST RATE CONTRACTS (Detail

INTEREST RATE CONTRACTS (Details) $ in Thousands	9 Months Ended
	Mar. 31, 2016USD ($)contract	Jun. 30, 2015USD ($)	Mar. 31, 2015USD ($)
Notional Amount of Derivatives
Derivative, Notional Amount	$ 38,448	$ 45,388
Unrealized Gain on Derivatives	597	687
Estimated Fair Value, Unrealized (Loss)	(1,724)	(1,562)
Maturities and Effective Dates
Derivative, Notional Amount	38,448	45,388
Unrealized Gain (Loss) on Derivatives	(1,127)
Unrealized Gain (Loss) on Derivatives
Unrealized Gain (Loss) on Derivatives	$ (1,127)
Back-to-Back Customer Interest Rate Swaps
Maturities and Effective Dates
Derivative, Average Remaining Maturity	6 years
Unrealized Gain (Loss) on Derivatives	$ (887)
Derivative, Weighted Average Fixed Interest Rate, Received	2.29%
Derivative, Weighted Average Fixed Interest Rate, Paid	4.45%
Unrealized Gain (Loss) on Derivatives
Unrealized Gain (Loss) on Derivatives	$ (887)
Other assets | Non-designated derivatives | Interest Rate Swap
Notional Amount of Derivatives
Derivative Asset, Notional Amount	5,321	6,990
Unrealized Gain on Derivatives	597	632
Estimated Fair Value, Unrealized (Loss)	$ 0	0
Other assets, accrued expenses and other liabilities | Non-designated derivatives | Interest Rate Swap to Facilitate Customer Transactions and Meet Their Financing Needs
Number of Interest Rate Swap Agreements Held
Derivative, Number of Outstanding Interest Rate Swap Agreements Held | contract	2
Notional Amount of Derivatives
Derivative, Notional Amount	$ 28,448
Maturities and Effective Dates
Derivative, Notional Amount	28,448
Accrued expenses and other liabilities | Non-designated derivatives | Interest Rate Swap
Notional Amount of Derivatives
Derivative Liability, Notional Amount	5,321	6,990
Unrealized Gain on Derivatives	0	0
Estimated Fair Value, Unrealized (Loss)	(597)	(632)
Cash flow hedge | Liability Conversion Swaps
Notional Amount of Derivatives
Derivative, Notional Amount	10,000
Maturities and Effective Dates
Derivative, Notional Amount	$ 10,000
Derivative, Average Remaining Maturity	8 months 5 days
Unrealized Gain (Loss) on Derivatives	$ (240)
Derivative, Weighted Average Fixed Interest Rate, Received	2.47%
Derivative, Weighted Average Fixed Interest Rate, Paid	5.68%
Unrealized Gain (Loss) on Derivatives
Unrealized Gain (Loss) on Derivatives	$ (240)
Cash flow hedge | Other assets | Interest Rate Swap on Four Fixed Rate Trust Preferred Securities
Fixed Interest Rates
Weighted Average Fixed Interest Rate	5.68%
Number of Interest Rate Swap Agreements Held
Number of Securities Converted from Variable Rate to Fixed Rate Instruments | contract	1
Weighted Average Remaining Maturity	8 months 5 days
Notional Amount of Derivatives
Derivative Asset, Notional Amount	$ 10,000
Estimated Fair Value, Unrealized (Loss)	(240)		$ (613)
Cash flow hedge | Other assets | Forward Starting Interest Rate Swap
Derivative, Collateral Pledged
Pledged Cash Under Collateral Arrangements	424
Cash flow hedge | Loans and Leases Receivable [Member] | Interest Rate Swap
Notional Amount of Derivatives
Derivative Liability, Notional Amount	17,806	18,408
Unrealized Gain on Derivatives	0	55
Estimated Fair Value, Unrealized (Loss)	(887)	(398)
Cash flow hedge | Accrued expenses and other liabilities | Interest Rate Swap
Notional Amount of Derivatives
Derivative Liability, Notional Amount	10,000	13,000
Unrealized Gain on Derivatives	0	0
Estimated Fair Value, Unrealized (Loss)	$ (240)	$ (532)

INTEREST RATE CONTRACTS Gain or

INTEREST RATE CONTRACTS Gain or loss recognized in income on hedging activity (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Derivatives, Fair Value [Line Items]
Interest Rate Cash Flow Hedge Gain (Loss) to be Reclassified During Next 12 Months, Net	$ 0		$ 0
Loans and Leases Receivable [Member] | Fair Value Hedging
Derivatives, Fair Value [Line Items]
Gain (Loss) on Contract Termination	0	$ 0	0	$ 0
Accrued expenses and other liabilities | Cash flow hedge
Derivatives, Fair Value [Line Items]
Gain (Loss) on Contract Termination	$ 0	$ 0	$ 0	$ 0

ACCUMULATED OTHER COMPREHENSI62

ACCUMULATED OTHER COMPREHENSIVE LOSS (Components of Other Comprehensive Loss) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014
Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]
Unrealized gain (loss) on securities available for sale net of related tax effect of ($424) and $150	$ 691	$ (601)	$ (244)	$ 360	$ (805)	$ (1,423)
Unrealized (loss) on defined benefit plan net of related tax effect of $666 and $666	(1,087)	(1,087)	(1,087)	(1,402)	(1,402)	(1,402)
Unrealized (loss) on cash flow hedging activities net of related tax effect of $82 and $181	(158)	(206)	(351)	(404)	(463)	(629)
Accumulated Other Comprehensive Income (Loss), Net of Tax	(554)	$ (1,894)	(1,682)	$ (1,446)	$ (2,670)	$ (3,454)
Accumulated Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Tax Effect	(424)		150
Accumulated Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Tax Effect	666		666
Accumulated Other Comprehensive Income (Loss), Cumulative Changes in Net Gain (Loss) from Cash Flow Hedges, Effect, Tax Effect	$ 82		$ 181

ACCUMULATED OTHER COMPREHENSI63

ACCUMULATED OTHER COMPREHENSIVE LOSS (Accumulated Other Comprehensive Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Investment Securities Available-for-sale
Unrealized gain (loss) on investment securities available for sale, beginning balance	$ (601)	$ (805)	$ (244)	$ (1,423)
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, before Tax	2,085	803	1,529	1,759
Other Comprehensive Income (Loss), Reclassification Adjustment for Sale of Securities Included in Net Income, before Tax	0	1,076	(20)	1,117
Other Comprehensive Income (Loss), Available-for-sale Securities, Tax, Portion Attributable to Parent	(793)	(714)	(574)	(1,093)
Unrealized gain (loss) on investment securities available for sale, ending balance	691	360	691	360
Defined Benefit Plan
Unrealized loss on defined benefit plan, beginning balance	(1,087)	(1,402)	(1,087)	(1,402)
Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Net Unamortized Gain (Loss) Arising During Period, before Tax	0	0	0	0
Other Comprehensive Income (Loss), Reclassification, Pension and Other Postretirement Benefit Plans, Net Gain (Loss) Recognized in Net Periodic Benefit Cost, before Tax	0	0	0	0
Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Net Unamortized (Gain) Loss Arising During Period, Tax	0	0	0	0
Unrealized loss on defined benefit plan, ending balance	(1,087)	(1,402)	(1,087)	(1,402)
Cash Flow Hedge Activities
Unrealized loss on cash flow hedging activities, beginning balance	(206)	(463)	(351)	(629)
Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, before Tax	72	89	292	339
Other Comprehensive Income (Loss), Reclassification Adjustment on Derivatives Included in Net Income, Net of Tax	0	0	0	0
Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Tax	(24)	(30)	(99)	(114)
Unrealized loss on cash flow hedging activities, ending balance	(158)	(404)	(158)	(404)
Accumulated Other Comprehensive Loss
Accumulated Other Comprehensive Income (Loss), beginning balance	(1,894)	(2,670)	(1,682)	(3,454)
Accumulated Other Comprehensive loss before reclassification	2,157	892	1,821	2,098
Amounts Reclassified from Accumulated other Comprehensive Loss	0	1,076	(20)	1,117
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent	(817)	(744)	(673)	(1,207)
Accumulated Other Comprehensive Income (Loss), ending balance	$ (554)	$ (1,446)	$ (554)	$ (1,446)

FINANCIAL INSTRUMENTS (Estimate

FINANCIAL INSTRUMENTS (Estimated Fair Values of Financial Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Jun. 30, 2015
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Securities available for sale	$ 148,353	$ 158,806
Carrying Amount
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	19,320	21,476
Securities available for sale	168,271	178,962
Correspondent bank stock	4,062	4,177
Loans held for sale	2,586	9,038
Net loans and leases receivable	880,635	903,189
Accrued interest receivable	5,192	5,414
Servicing rights, net	9,723	10,584
Interest rate swap contracts	597	632
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	910,552	963,229
Interest rate swap contracts	837	1,164
Borrowed funds	65,367	65,558
Subordinated debentures payable to trusts	24,662	24,655
Accrued interest payable and advances by borrowers for taxes and insurance	18,647	15,198
Quoted Prices In Active Markets (Level 1)
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	19,320	21,476
Securities available for sale	16	13
Correspondent bank stock	0	0
Loans held for sale	0	0
Net loans and leases receivable	0	0
Accrued interest receivable	0	0
Servicing rights, net	0	0
Interest rate swap contracts	0	0
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	0	0
Interest rate swap contracts	0	0
Borrowed funds	0	0
Subordinated debentures payable to trusts	0	0
Accrued interest payable and advances by borrowers for taxes and insurance	0	0
Significant Other Observable Inputs (Level 2)
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	0	0
Securities available for sale	168,963	179,272
Correspondent bank stock	4,062	4,177
Loans held for sale	2,586	9,038
Net loans and leases receivable	9,602	10,763
Accrued interest receivable	5,192	5,414
Servicing rights, net	0	0
Interest rate swap contracts	597	632
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	0	0
Interest rate swap contracts	837	1,164
Borrowed funds	65,366	65,532
Subordinated debentures payable to trusts	0	0
Accrued interest payable and advances by borrowers for taxes and insurance	18,647	15,198
Significant Unobservable Inputs (Level 3)
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	0	0
Securities available for sale	0	0
Correspondent bank stock	0	0
Loans held for sale	0	0
Net loans and leases receivable	871,130	893,961
Accrued interest receivable	0	0
Servicing rights, net	9,723	11,067
Interest rate swap contracts	0	0
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	910,601	962,764
Interest rate swap contracts	0	0
Borrowed funds	0	0
Subordinated debentures payable to trusts	22,883	25,977
Accrued interest payable and advances by borrowers for taxes and insurance	0	0
Fair Value
Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]
Cash and cash equivalents	19,320	21,476
Securities available for sale	168,979	179,285
Correspondent bank stock	4,062	4,177
Loans held for sale	2,586	9,038
Net loans and leases receivable	880,732	904,724
Accrued interest receivable	5,192	5,414
Servicing rights, net	9,723	11,067
Interest rate swap contracts	597	632
Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]
Deposits	910,601	962,764
Interest rate swap contracts	837	1,164
Borrowed funds	65,366	65,532
Subordinated debentures payable to trusts	22,883	25,977
Accrued interest payable and advances by borrowers for taxes and insurance	$ 18,647	$ 15,198

FINANCIAL INSTRUMENTS (Measured

FINANCIAL INSTRUMENTS (Measured at Fair Value on a Recurring and Nonrecurring Basis by Level Within the Hierarchy) (Details) - USD ($) $ in Thousands	3 Months Ended				9 Months Ended		12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2016	Mar. 31, 2015	Jun. 30, 2015	Jun. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	$ 148,353				$ 148,353		$ 158,806
Quoted Prices In Active Markets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	16				16		13
Interest rate swap contracts	0				0		0
Interest rate swap contracts	0				0		0
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Net loans and leases receivable	0				0		0
Mortgage servicing rights	0				0		0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	168,963				168,963		179,272
Interest rate swap contracts	597				597		632
Interest rate swap contracts	837				837		1,164
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Net loans and leases receivable	9,602				9,602		10,763
Mortgage servicing rights	0				0		0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	0				0		0
Interest rate swap contracts	0				0		0
Interest rate swap contracts	0				0		0
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Net loans and leases receivable	871,130				871,130		893,961
Mortgage servicing rights	9,723				9,723		11,067
Fair Value
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	168,979				168,979		179,285
Interest rate swap contracts	597				597		632
Interest rate swap contracts	837				837		1,164
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Net loans and leases receivable	880,732				880,732		904,724
Mortgage servicing rights	9,723				9,723		11,067
Recurring | Quoted Prices In Active Markets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	16				16		13
Interest rate swap contracts	0				0		0
Total assets	16				16		13
Interest rate swap contracts	0				0		0
Total liabilities	0				0		0
Recurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	148,337				148,337		158,793
Interest rate swap contracts	597				597		632
Total assets	148,047				148,047		159,082
Interest rate swap contracts	1,724				1,724		1,164
Total liabilities	1,724				1,724		1,164
Recurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	0				0		0
Interest rate swap contracts	0				0		0
Total assets	739				739		291
Interest rate swap contracts	0				0		0
Total liabilities	0				0		0
Recurring | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	148,353				148,353		158,806
Interest rate swap contracts	597				597		632
Total assets	148,802				148,802		159,386
Interest rate swap contracts	1,724				1,724		1,164
Total liabilities	1,724				1,724		1,164
Nonrecurring
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Mortgage servicing rights	407				407		0
Nonrecurring | Quoted Prices In Active Markets (Level 1)
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Impaired loans	0				0		0
Mortgage servicing rights	0				0		0
Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Impaired loans							11,106
Mortgage servicing rights	0				0		0
Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Impaired loans	9,473				9,473		7,407
Mortgage servicing rights							11,067
Nonrecurring | Fair Value
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Impaired loans	(74)				(74)		(101)
US government agencies | Recurring | Quoted Prices In Active Markets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	0				0		0
US government agencies | Recurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	9,906				9,906		22,006
US government agencies | Recurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	0				0		0
US government agencies | Recurring | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	9,906				9,906		22,006
Municipal bonds | Recurring | Quoted Prices In Active Markets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	0				0		0
Municipal bonds | Recurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	10,597				10,597		8,262
Municipal bonds | Recurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	0				0		0
Municipal bonds | Recurring | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	10,597				10,597		8,262
Federal Ag Mortgage | Recurring | Quoted Prices In Active Markets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	16				16		13
Federal Ag Mortgage | Recurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	0				0		0
Federal Ag Mortgage | Recurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	0				0		0
Federal Ag Mortgage | Recurring | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	16				16		13
Other investments | Recurring | Quoted Prices In Active Markets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	0				0		0
Other investments | Recurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	354				354		353
Other investments | Recurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	0				0		0
Other investments | Recurring | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	354				354		353
Agency residential mortgage-backed securities | Recurring | Quoted Prices In Active Markets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	0				0		0
Agency residential mortgage-backed securities | Recurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	127,480				127,480		128,172
Agency residential mortgage-backed securities | Recurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	0				0		0
Agency residential mortgage-backed securities | Recurring | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Securities available for sale	127,480				127,480		128,172
Residential one-to-four Family | Recurring
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Loans and Leases Receivable, Gross	(148)				(148)		(52)
Residential one-to-four Family | Recurring | Quoted Prices In Active Markets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Loans and Leases Receivable, Gross	0				0		0
Residential one-to-four Family | Recurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Loans and Leases Receivable, Gross	(887)				(887)		(343)
Residential one-to-four Family | Recurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Abstract]
Loans and Leases Receivable, Gross	739				739		291
Loans and Leases Receivable [Member] | Recurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net	739	$ 445	$ 293	$ 294	739	$ 293	$ 291	$ 0
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Transfers Into Level 3	324		0		483	320
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers out of Level 3	(1)		(1)		(4)	(1)
Fair Value, Assets Measured on Recurring Basis, Change in Unrealized Gain (Loss)	$ (29)		$ 0		$ (31)	$ (26)

FINANCIAL INSTRUMENTS (Signific

FINANCIAL INSTRUMENTS (Significant Unobservable Inputs Used in the Fair Value Measurements for Level 3 Assets and Liabilities Measured at Fair Value on a Recurring or Nonrecurring Basis) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2016	Jun. 30, 2015
Significant Unobservable Inputs (Level 3)
Assets, Fair Value Disclosure [Abstract]
Servicing rights, net		$ 9,723	$ 11,067
Nonrecurring
Assets, Fair Value Disclosure [Abstract]
Servicing rights, net		407	0
Nonrecurring | Significant Unobservable Inputs (Level 3)
Assets, Fair Value Disclosure [Abstract]
Impaired loans		$ 9,473	7,407
Servicing rights, net			$ 11,067
Nonrecurring | Impaired loans | Minimum | Income Approach Valuation Technique | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Quantitative Information [Abstract]
Unobservable Input, Discount Rate		5.00%	3.30%
Unobservable Input, Loss Severity		0.00%	0.00%
Nonrecurring | Impaired loans | Minimum | Collateral valuation | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Quantitative Information [Abstract]
Unobservable Input, Discount from Appraised Value		0.00%	0.00%
Unobservable Input, Costs to Sell		6.00%	5.20%
Nonrecurring | Impaired loans | Maximum | Income Approach Valuation Technique | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Quantitative Information [Abstract]
Unobservable Input, Discount Rate		9.00%	10.00%
Unobservable Input, Loss Severity		19.70%	18.00%
Nonrecurring | Impaired loans | Maximum | Collateral valuation | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Quantitative Information [Abstract]
Unobservable Input, Discount from Appraised Value		62.10%	62.10%
Unobservable Input, Costs to Sell		12.50%	18.30%
Nonrecurring | Impaired loans | Weighted Average | Income Approach Valuation Technique | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Quantitative Information [Abstract]
Unobservable Input, Discount Rate		6.60%	6.50%
Unobservable Input, Loss Severity		5.30%	6.70%
Nonrecurring | Impaired loans | Weighted Average | Collateral valuation | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Quantitative Information [Abstract]
Unobservable Input, Discount from Appraised Value		16.10%	31.00%
Unobservable Input, Costs to Sell		6.90%	12.50%
Mortgage Loans
Assets, Fair Value Disclosure [Abstract]
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Prepayment Speed	9.60%	9.50%	9.70%
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Discount Rate	10.50%	10.10%	10.20%

COMMITMENTS (Details)

COMMITMENTS (Details)	9 Months Ended
	Mar. 31, 2016USD ($)
Leases [Abstract]
Sale Leaseback Transaction, Gross Proceeds, Financing Activities	$ 790,000
Lessee Leasing Arrangements, Operating Leases, Term of Contract	7 years
Lessee Leasing Arrangements, Operating Leases, Renewal Term	5 years
Lessor loan maturity in sale-leaseback transaction	10 years
Sale Leaseback Transaction, Lease Terms	P12Y
Present Value of Future Minimum Lease Payments, Sale Leaseback Transactions	$ 224,000
Sale Leaseback Transaction, Other Information	52
Sale Leaseback Transaction, Net Proceeds, Financing Activities	$ 738,000
Sale Leaseback Transaction, Net Book Value	201,000
Gain (Loss) on Sale of Properties	537,000
Sale Leaseback Transaction, Current Period Gain Recognized	$ 313,000