Atlantic Union Bankshares (AUB) 10-Q2 Nov 232023 Q3 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
Document and Entity Information - shares	Sep. 30, 2023	Oct. 26, 2023
Entity Registrant Name	ATLANTIC UNION BANKSHARES CORPORATION
Entity Central Index Key	0000883948
Document Type	10-Q
Document Quarterly Report	true
Document Transition Report	false
Securities Act File Number	001-39325
Entity Tax Identification Number	54-1598552
Entity Incorporation, State or Country Code	VA
Entity Address, Address Line One	4300 Cox Road
Entity Address, City or Town	Glen Allen
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	23060
City Area Code	804
Local Phone Number	633-5031
Document Period End Date	Sep. 30, 2023
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Amendment Flag	false
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2023
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		75,016,179
Common Stock, Class A
Title of 12(b) Security	Common Stock, par value $1.33 per share
Trading Symbol	AUB
Security Exchange Name	NYSE
Series A Preferred Stock
Title of 12(b) Security	Depositary Shares, Each Representing a 1/400th Interest in a Share of 6.875% Perpetual Non-Cumulative Preferred Stock, Series A
Trading Symbol	AUB.PRA
Security Exchange Name	NYSE

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Cash and cash equivalents:
Cash and due from banks	$ 233,526	$ 216,384
Interest-bearing deposits in other banks	159,718	102,107
Federal funds sold	5,701	1,457
Total cash and cash equivalents	398,945	319,948
Securities available for sale, at fair value	2,084,928	2,741,816
Securities held to maturity, at carrying value	843,269	847,732
Restricted stock, at cost	104,785	120,213
Loans held for sale	6,608	3,936
Loans held for investment, net of deferred fees and costs	15,283,620	14,449,142
Less allowance for loan and lease losses	125,627	110,768
Total loans held for investment, net	15,157,993	14,338,374
Premises and equipment, net	94,510	118,243
Goodwill	925,211	925,211
Amortizable intangibles, net	21,277	26,761
Bank owned life insurance	449,452	440,656
Other assets	649,258	578,248
Total assets	20,736,236	20,461,138
LIABILITIES
Noninterest-bearing demand deposits	4,144,949	4,883,239
Interest-bearing deposits	12,641,556	11,048,438
Total deposits	16,786,505	15,931,677
Securities sold under agreements to repurchase	134,936	142,837
Other short-term borrowings	495,000	1,176,000
Long-term borrowings	390,733	389,863
Other liabilities	540,261	448,024
Total liabilities	18,347,435	18,088,401
Commitments and contingencies
STOCKHOLDERS' EQUITY
Preferred stock, $10.00 par value	173	173
Common stock, $1.33 par value	99,120	98,873
Additional paid-in capital	1,779,281	1,772,440
Retained earnings	988,133	919,537
Accumulated other comprehensive loss	(477,906)	(418,286)
Total stockholders' equity	2,388,801	2,372,737
Total liabilities and stockholders' equity	$ 20,736,236	$ 20,461,138
Common shares outstanding	74,997,132	74,712,622
Common shares authorized	200,000,000	200,000,000
Preferred shares outstanding	17,250	17,250
Preferred shares authorized	500,000	500,000

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Sep. 30, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Preferred stock, par value (in dollars per share)	$ 10	$ 10
Common stock, par value (in dollars per share)	$ 1.33	$ 1.33

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest and dividend income:
Interest and fees on loans	$ 221,380	$ 144,673	$ 616,544	$ 382,139
Interest on deposits in other banks	1,309	941	3,815	1,229
Interest and dividends on securities:
Taxable	16,055	14,750	48,373	43,110
Nontaxable	8,415	10,792	26,220	31,889
Total interest and dividend income	247,159	171,156	694,952	458,367
Interest expense:
Interest on deposits	83,590	15,386	200,690	25,966
Interest on short-term borrowings	6,499	1,229	22,106	1,805
Interest on long-term borrowings	5,129	3,826	14,687	10,183
Total interest expense	95,218	20,441	237,483	37,954
Net interest income	151,941	150,715	457,469	420,413
Provision for credit losses	4,991	6,412	22,911	12,771
Net interest income after provision for credit losses	146,950	144,303	434,558	407,642
Noninterest income:
Service charges on deposit accounts	8,557	6,784	24,577	22,421
Other service charges, commissions and fees	2,632	1,770	6,071	5,134
Interchange fees	2,314	2,461	7,098	6,539
Fiduciary and asset management fees	4,549	4,134	13,169	18,329
Mortgage banking income	666	1,390	1,969	6,707
Loss on sale of securities	(27,594)	0	(40,992)	(2)
Bank owned life insurance income	2,973	3,445	8,671	8,858
Loan-related interest rate swap fees	2,695	2,050	6,450	8,510
Other operating income	30,302	3,550	33,905	17,527
Total noninterest income	27,094	25,584	60,918	94,023
Noninterest expenses:
Salaries and benefits	57,449	56,600	179,996	170,203
Occupancy expenses	6,053	6,408	18,503	19,685
Furniture and equipment expenses	3,449	3,673	10,765	10,860
Technology and data processing	7,923	8,273	24,631	23,930
Professional services	3,291	3,504	11,138	12,274
Marketing and advertising expense	2,219	2,343	7,387	7,008
FDIC assessment premiums and other insurance	4,258	3,094	12,231	8,344
Franchise and other taxes	4,510	4,507	13,508	13,506
Loan-related expenses	1,388	1,575	4,560	5,218
Amortization of intangible assets	2,193	2,480	6,687	8,434
Other expenses	15,775	7,466	33,036	24,550
Total noninterest expenses	108,508	99,923	322,442	304,012
Income before income taxes	65,536	69,964	173,034	197,653
Income tax expense	11,519	11,894	28,123	33,667
Net income	54,017	58,070	144,911	163,986
Dividends on preferred stock	2,967	2,967	8,901	8,901
Net Income available to common shareholders	$ 51,050	$ 55,103	$ 136,010	$ 155,085
Basic earnings per common share	$ 0.68	$ 0.74	$ 1.81	$ 2.07
Diluted earnings per common share	0.68	0.74	1.81	2.07
Dividends declared per common share	$ 0.30	$ 0.30	$ 0.90	$ 0.86
Basic weighted average number of common shares outstanding	74,999,128	74,703,699	74,942,851	75,029,000
Diluted weighted average number of common shares outstanding	74,999,128	74,705,054	74,943,999	75,034,084

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Statement of Comprehensive Income [Abstract]
Net income		$ 54,017	$ 58,070	$ 144,911	$ 163,986
Cash flow hedges:
Change in fair value of cash flow hedges (net of tax, $2,547 and $6,417 for the three months and $3,241 and $15,691 for the nine months ended September 30, 2023 and 2022, respectively)		(9,581)	(24,142)	(12,192)	(59,027)
AFS securities:
Unrealized holding losses arising during period (net of tax, $21,051 and $32,388 for the three months and $21,178 and $112,226 for the nine months ended September 30, 2023 and 2022, respectively)		(79,193)	(121,841)	(79,669)	(422,183)
Reclassification adjustment for losses included in net income (net of tax, $5,795 and $0 for the three months and $8,608 and $0 for the nine months ended September 30, 2023 and 2022, respectively)	[1]	21,799	0	32,383	2
HTM securities:
Reclassification adjustment for accretion of unrealized gain on AFS securities transferred to HTM (net of tax)	[2]	(2)	(4)	(7)	(14)
Bank owned life insurance:
Unrealized holding gains arising during the period		0	0	10	0
Reclassification adjustment for (gains) losses included in net income	[3]	(62)	151	(145)	468
Other comprehensive (loss) income:		(67,039)	(145,836)	(59,620)	(480,754)
Comprehensive (loss) income		$ (13,022)	$ (87,766)	$ 85,291	$ (316,768)

[1] The gross amounts reclassified into earnings are reported as "Other operating income" on the Company’s Consolidated Statements of Income with the corresponding income tax effect being reflected as a component of income tax expense. The gross amounts reclassified into earnings are reported within interest income on the Company’s Consolidated Statements of Income with the corresponding income tax effect being reflected as a component of income tax expense. Reclassifications in earnings are reported in "Salaries and benefits" expense on the Company’s Consolidated Statements of Income.

CONSOLIDATED STATEMENTS OF CO_2

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Statement of Comprehensive Income [Abstract]
Tax expense (benefit) on change in fair value of cash flow hedges before reclassification adjustments	$ (2,547)	$ (6,417)	$ (3,241)	$ (15,691)
Tax expense (benefit) related to unrealized holding gains (losses) arising during period	(21,051)	(32,388)	(21,178)	(112,226)
Tax expense (benefit) related to gains on the sale of securities	$ (5,795)	$ 0	$ (8,609)	$ 0

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) - USD ($) $ in Thousands	Common Stock	Preferred Stock	Additional Paid-In Capital	Retained Earnings	AOCI Attributable to Parent	Total
Beginning balance at Dec. 31, 2021	$ 100,101	$ 173	$ 1,807,368	$ 783,794	$ 18,635	$ 2,710,071
Net Income (Loss)				43,690		43,690
Other comprehensive income (loss) (net of taxes)					(210,118)	(210,118)
Dividends on common stock				(21,163)		(21,163)
Dividends on preferred stock				(2,967)		(2,967)
Stock purchased under stock repurchase plan	(837)		(24,181)			(25,018)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	387		1,044			1,431
Stock-based compensation expense			2,409			2,409
Ending balance at Mar. 31, 2022	99,651	173	1,786,640	803,354	(191,483)	2,498,335
Beginning balance at Dec. 31, 2021	100,101	173	1,807,368	783,794	18,635	2,710,071
Net Income (Loss)						163,986
Other comprehensive income (loss) (net of taxes)					(480,754)	(480,754)
Ending balance at Sep. 30, 2022	98,845	173	1,769,858	874,393	(462,119)	2,281,150
Beginning balance at Mar. 31, 2022	99,651	173	1,786,640	803,354	(191,483)	2,498,335
Net Income (Loss)				62,226		62,226
Other comprehensive income (loss) (net of taxes)					(124,800)	(124,800)
Dividends on common stock				(20,912)		(20,912)
Dividends on preferred stock				(2,967)		(2,967)
Stock purchased under stock repurchase plan	(863)		(22,350)			(23,213)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	34		(154)			(120)
Stock-based compensation expense			2,927			2,927
Ending balance at Jun. 30, 2022	98,822	173	1,767,063	841,701	(316,283)	2,391,476
Net Income (Loss)				58,070		58,070
Other comprehensive income (loss) (net of taxes)					(145,836)	(145,836)
Dividends on common stock				(22,411)		(22,411)
Dividends on preferred stock				(2,967)		(2,967)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	23		66			89
Stock-based compensation expense			2,729			2,729
Ending balance at Sep. 30, 2022	98,845	173	1,769,858	874,393	(462,119)	2,281,150
Beginning balance at Dec. 31, 2022	98,873	173	1,772,440	919,537	(418,286)	2,372,737
Net Income (Loss)				35,653		35,653
Other comprehensive income (loss) (net of taxes)					56,353	56,353
Dividends on common stock				(22,417)		(22,417)
Dividends on preferred stock				(2,967)		(2,967)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	199		(1,654)			(1,455)
Stock-based compensation expense			2,332			2,332
Ending balance at Mar. 31, 2023	99,072	173	1,773,118	929,806	(361,933)	2,440,236
Beginning balance at Dec. 31, 2022	98,873	173	1,772,440	919,537	(418,286)	2,372,737
Net Income (Loss)						144,911
Other comprehensive income (loss) (net of taxes)					(59,620)	(59,620)
Ending balance at Sep. 30, 2023	99,120	173	1,779,281	988,133	(477,906)	2,388,801
Beginning balance at Mar. 31, 2023	99,072	173	1,773,118	929,806	(361,933)	2,440,236
Net Income (Loss)				55,241		55,241
Other comprehensive income (loss) (net of taxes)					(48,934)	(48,934)
Dividends on common stock				(22,498)		(22,498)
Dividends on preferred stock				(2,967)		(2,967)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	16		89			105
Stock-based compensation expense			3,287			3,287
Ending balance at Jun. 30, 2023	99,088	173	1,776,494	959,582	(410,867)	2,424,470
Net Income (Loss)				54,017		54,017
Other comprehensive income (loss) (net of taxes)					(67,039)	(67,039)
Dividends on common stock				(22,499)		(22,499)
Dividends on preferred stock				(2,967)		(2,967)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	32		59			91
Stock-based compensation expense			2,728			2,728
Ending balance at Sep. 30, 2023	$ 99,120	$ 173	$ 1,779,281	$ 988,133	$ (477,906)	$ 2,388,801

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022
Statement of Stockholders' Equity [Abstract]
Other comprehensive income, tax (benefit)	$ (17,804)	$ (12,992)	$ 14,983	$ (38,806)	$ (33,214)	$ (49,701)
Dividends on common stock (in dollars per share)	$ 0.30	$ 0.30	$ 0.30	$ 0.30	$ 0.28	$ 0.28
Dividends on preferred stock (in dollars per share)	$ 171.88	$ 171.88	$ 171.88	$ 171.88	$ 171.88	$ 171.88
Stock purchased under stock repurchase plan, shares					649,208	629,691
Issuance of common stock under Equity Compensation Plans, for services rendered, and vesting of restricted stock, shares	24,477	11,822	149,684	17,048	25,955	291,723

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Operating activities:
Net income	$ 144,911	$ 163,986
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation of premises and equipment	9,897	10,652
Writedown of ROU assets, foreclosed properties, and equipment	1,929	4,768
Amortization, net	18,215	23,838
Amortization related to acquisitions, net	3,530	2,271
Provision for credit losses	22,911	12,771
Losses on securities transactions	40,992	2
Gain on sale of DHFB	0	(9,082)
BOLI income	(8,671)	(8,858)
Originations and purchases of LHFS	(109,934)	(263,162)
Proceeds from sales of LHFS	107,264	270,853
Gains on sales of foreclosed properties and former bank premises, net	(798)	(507)
Gain on sale-leaseback transaction	(27,700)	0
Stock-based compensation expenses	8,347	8,065
Issuance of common stock for services	561	611
Net increase in other assets	(74,154)	(6,491)
Net increase in other liabilities	78,276	117,188
Net cash provided by operating activities	215,576	326,905
Investing activities:
Purchases of AFS securities, restricted stock, and other investments	(425,431)	(97,518)
Purchases of HTM securities	(13,826)	(225,026)
Proceeds from sales of AFS securities and restricted stock	856,881	29,719
Proceeds from maturities, calls and paydowns of AFS securities	133,947	281,542
Proceeds from maturities, calls and paydowns of HTM securities	15,453	8,223
Net increase in LHFI	(839,536)	(717,591)
Net purchases in premises and equipment	(3,835)	(3,054)
Proceeds from BOLI settlements	353	2,876
Proceeds from sale-leaseback transaction	45,805	0
Proceeds from sales of foreclosed properties and former bank premises	5,846	5,965
Net cash used in investing activities	(224,343)	(714,864)
Financing activities:
Net (decrease) increase in noninterest-bearing deposits	(738,290)	83,614
Net increase (decrease) in interest-bearing deposits	1,593,090	(148,497)
Net (decrease) increase in short-term borrowings	(688,901)	162,112
Cash dividends paid - common stock	(67,414)	(64,486)
Cash dividends paid - preferred stock	(8,901)	(8,901)
Repurchase of common stock	0	(48,231)
Issuance of common stock	563	3,849
Vesting of restricted stock, net of shares held for taxes	(2,383)	(3,060)
Net cash provided by (used in) financing activities	87,764	(23,600)
Increase (decrease) in cash and cash equivalents	78,997	(411,559)
Cash, cash equivalents, and restricted cash at beginning of the period	319,948	802,501
Cash, cash equivalents, and restricted cash at end of the period	398,945	390,942
Cash payments for:
Interest	224,809	34,099
Income taxes	15,501	1,224
Supplemental schedule of noncash investing and financing activities
Transfers from loans to foreclosed properties	$ 0	$ 404

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	Sep. 30, 2023
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The Company Headquartered in Richmond, Virginia, Atlantic Union Bankshares Corporation (NYSE: AUB) is the holding company for Atlantic Union Bank. Atlantic Union Bank had 109 branches and 123 ATMs located throughout Virginia and in portions of Maryland and North Carolina as of September 30, 2023. Certain non-bank financial services affiliates of Atlantic Union Bank include: Atlantic Union Equipment Finance, Inc., which provides equipment financing; Atlantic Union Financial Consultants, LLC, which provides brokerage services; and Union Insurance Group, LLC, which offers various lines of insurance products. The unaudited consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. The unaudited consolidated financial statements have been prepared in accordance with GAAP for interim financial information and follow general practice within the banking industry. Accordingly, the unaudited consolidated financial statements do not include all the information and footnotes required by GAAP for complete financial statements; however, in the opinion of management all adjustments necessary for a fair presentation of the results of the interim periods presented have been made. The results of operations for the interim periods are not necessarily indicative of the results that may be expected for the full year or any other period. The unaudited consolidated financial statements should be read in conjunction with the Company’s audited consolidated financial statements and notes thereto included in the Company’s 2022 Form 10-K. Certain prior period amounts have been reclassified to conform to current period presentation. Adoption of New Accounting Standards In March 2022, the FASB issued ASU No. 2022-01 Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method to allow nonprepayable financial assets to be included in a closed portfolio hedge using the portfolio layer method and to allow multiple hedged layers to be designated for a single closed portfolio of financial assets or one or more beneficial interests secured by a portfolio of financial instruments. The amendments are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Company adopted ASU No. 2022-01 effective January 1, 2023 and it did not have significant impact on its consolidated financial statements. In March 2022, the FASB issued ASU No. 2022-02 Financial Instruments- Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures. This ASU eliminates the accounting guidance for TDRs by creditors and instead requires that an entity evaluate whether a loan modification represents a new loan or a continuation of an existing loan, consistent with the accounting for other loan modifications. The amendment also introduces new disclosure requirements for modifications to loans made to a borrower experiencing financial difficulty in the form of principal forgiveness, interest rate reductions, term extensions, or other-than-insignificant payment delays. The Company refers to these modifications to borrowers experiencing financial difficulty as Troubled Loan Modifications, or TLMs. In addition, the amendments require that an entity disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The amendments are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Company adopted the amendments of ASU 2022-02 effective January 1, 2023 on a prospective basis. See below in Note 1 “Summary of Significant Accounting Policies” within this Item 1 of this Quarterly Report for discussion of the Company’s accounting policy for Loan Modifications and Note 3 “Loans and Allowance for Loan and Lease Losses” within this Item 1 of this Quarterly Report for more information. In March 2020, the FASB issued ASC 848, Reference Rate Reform . This guidance provides temporary, optional guidance to ease the potential burden in accounting for reference rate reform associated with the LIBOR transition. LIBOR and other interbank offered rates are widely used benchmark or reference rates that have been used in the valuation of loans, derivatives, and other financial contracts. ASC 848 provides optional expedients and exceptions for applying GAAP to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. ASC 848 is intended to help stakeholders during the global market-wide reference rate transition period. The LIBOR cessation date for U.S. dollar settings was June 30, 2023. The amendments are effective as of March 12, 2020 through December 31, 2024 and can be adopted at an instrument level. The Company has elected the practical expedients provided in ASC 848 related to (1) accounting for contract modifications on its loans and securities tied to LIBOR and (2) asserting probability of the hedged item occurring, regardless of any expected modification in terms related to reference rate reform for the newly executed cash flow hedges. This amendment did not have a significant impact on the Company’s consolidated financial statements. Loan Modifications The Company evaluates all loan modifications according to the accounting guidance for loan refinancing and restructuring to determine whether the modification should be accounted for as a new loan or a continuation of the existing loan. If the modification meets the criteria to be accounted for as a new loan, any deferred fees and costs remaining prior to the modification are recognized in income and any new deferred fees and costs are recorded on the loan as part of the modification. If the modification does not meet the criteria to be accounted for as a new loan, any new deferred fees and costs resulting from the modification are added to the existing amortized cost basis of the loan. The Company adopted the accounting guidance in ASU No. 2022-02 on January 1, 2023 that eliminates the recognition and measurement of TDRs. Upon adoption of this guidance, the Company no longer applies its TDR accounting policy and instead accounts for modifications in accordance with its loan modifications policy stated in the preceding paragraph. For the Company’s policy for accounting for TDRs prior to the adoption of ASU No. 2022-02, see Note 1 “Summary of Significant Accounting Policies” of the Company’s 2022 Form 10-K. Effective January 1, 2023, the Company refers to modifications to loans where the borrower is experiencing financial difficulty and the modification is in the form of principal forgiveness, interest rate reductions, term extensions, other-than-insignificant payment delays, or a combination of the above modifications, as troubled loan modifications, or TLMs. The Company accounts for TLMs consistently with its accounting policy for accounting for loan modifications. The ALLL on TLMs is measured using the same method as all other LHFI. Refer to Note 3 “Loans and Allowance for Loan and Lease Losses” within this Item 1 of this Quarterly Report for additional disclosures related to TLMs. Accrued Interest Receivable The Company has elected to exclude accrued interest from the amortized cost basis in its determination of the ALLL, as well as the ACL reserve for securities. Accrued interest receivable totaled $68.5 million and $58.9 million on LHFI , $6.7 million and $8.6 million on HTM securities , and $9.0 million and $14.2 million on AFS securities at September 30, 2023 and December 31, 2022, respectively, and is included in “Other assets” on the Company’s Consolidated Balance Sheets. The Company’s policy is to write off accrued interest receivable through reversal of interest income when it becomes probable the Company will not be able to collect the accrued interest. For the quarters ended September 30, 2023 and September 30, 2022, accrued interest receivable write offs were not material to the Company’s consolidated financial statements. Allowance for Loan and Lease Losses The provision for loan losses is an amount sufficient to bring the ALLL to an estimated balance that management considers adequate to absorb expected losses in the loan portfolio over its expected contractual life. The Company periodically reviews its internal policies and practices to enhance the process for estimating the ALLL. Effective September 30, 2023, the Company implemented certain changes to its ALLL estimation methodology, as described below. These changes did not have a significant impact on the overall ALLL estimate. For information regarding the Company’s ALLL methodology before September 30, 2023, as well as the components of the ALLL methodology that did not change, see Note 1 “Summary of Significant Accounting Policies” in the “Notes to Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” of the Company’s 2022 Form 10-K. Effective September 30, 2023, the Company now uses a loan-level PD/LGD method for all loan portfolios, eliminating the use of vintage and loss rate methods used for the auto and third-party consumer lending portfolios. In addition, the Company now considers various national economic variables in developing the ALLL and no longer uses the Virginia unemployment rate as its most significant economic variable. The national unemployment rate is used for all cohort models, regardless of portfolio type, and a second economic variable, such as national gross domestic product, national CRE pricing index, national home price index, and national retail sales, is used for each model depending on the portfolio type. The ALLL quantitative estimate is sensitive to changes in the economic variable forecasts during the two-year reasonable and supportable period. In determining forecasted expected losses, the Company uses Moody’s economic variable forecasts and applies probability weights to the related economic scenarios. The estimated loan losses that are forecasted using the methodology described above are then adjusted for changes in qualitative factors not inherently considered in the quantitative analysis. The qualitative factors include, among others, industry concentrations of the loan portfolio, expected changes to the economic forecasts, model imprecision, factors related to credit administration. Because current economic conditions and forecasts can change and future events are inherently difficult to predict, the anticipated amount of estimated credit losses on loans, and therefore the appropriateness of the ALLL, could change significantly. It is difficult to estimate how potential changes in any one economic factor or input might affect the overall allowance because a wide variety of factors and inputs are considered in estimating the allowance and changes in those factors and inputs considered may not occur at the same rate and may not be consistent across all loan types. Additionally, changes in factors and inputs may be directionally inconsistent, such that improvement in one factor may offset deterioration in others.

SECURITIES

SECURITIES	9 Months Ended
SECURITIES	Sep. 30, 2023
Securities [Abstract]
SECURITIES	2. SECURITIES Available for Sale The Company’s AFS investment portfolio is generally highly-rated or agency backed. All AFS securities were current with no securities past due or on non-accrual as of September 30, 2023 and December 31, 2022. The amortized cost, gross unrealized gains and losses, and estimated fair values of AFS securities as of September 30, 2023 are summarized as follows (dollars in thousands): Amortized Gross Unrealized Estimated Cost Gains (Losses) Fair Value September 30, 2023 U.S. government and agency securities $ 62,221 $ — $ (383) $ 61,838 Obligations of states and political subdivisions 587,340 — (169,880) 417,460 Corporate and other bonds (1) 267,816 — (24,998) 242,818 Commercial MBS Agency 215,203 307 (50,289) 165,221 Non-agency 72,057 — (2,575) 69,482 Total commercial MBS 287,260 307 (52,864) 234,703 Residential MBS Agency 1,319,987 1 (268,152) 1,051,836 Non-agency 81,677 — (7,131) 74,546 Total residential MBS 1,401,664 1 (275,283) 1,126,382 Other securities 1,727 — — 1,727 Total AFS securities $ 2,608,028 $ 308 $ (523,408) $ 2,084,928 (1) Other bonds include asset-backed securities. The amortized cost, gross unrealized gains and losses, and estimated fair values of AFS securities as of December 31, 2022 are summarized as follows (dollars in thousands): Amortized Gross Unrealized Estimated Cost Gains (Losses) Fair Value December 31, 2022 U.S. government and agency securities $ 70,196 $ — $ (8,253) $ 61,943 Obligations of states and political subdivisions 959,999 137 (152,701) 807,435 Corporate and other bonds (1) 243,979 — (17,599) 226,380 Commercial MBS Agency 250,186 75 (39,268) 210,993 Non-agency 99,412 — (4,244) 95,168 Total commercial MBS 349,598 75 (43,512) 306,161 Residential MBS Agency 1,510,110 81 (233,961) 1,276,230 Non-agency 68,815 — (6,812) 62,003 Total residential MBS 1,578,925 81 (240,773) 1,338,233 Other securities 1,664 — — 1,664 Total AFS securities $ 3,204,361 $ 293 $ (462,838) $ 2,741,816 (1) Other bonds include asset-backed securities. The following table shows the gross unrealized losses and fair value of the Company’s AFS securities with unrealized losses. These are aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position (dollars in thousands). Less than 12 months More than 12 months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value (2) Losses Value Losses September 30, 2023 U.S. government and agency securities $ 59,568 $ (349) $ 2,169 $ (34) $ 61,737 $ (383) Obligations of states and political subdivisions 16,023 (3,567) 399,438 (166,313) 415,461 (169,880) Corporate and other bonds (1) 100,231 (776) 142,587 (24,222) 242,818 (24,998) Commercial MBS Agency 15,074 (709) 135,725 (49,580) 150,799 (50,289) Non-agency — — 69,482 (2,575) 69,482 (2,575) Total commercial MBS 15,074 (709) 205,207 (52,155) 220,281 (52,864) Residential MBS Agency 55,550 (461) 972,755 (267,691) 1,028,305 (268,152) Non-agency 19,776 (90) 45,745 (7,041) 65,521 (7,131) Total residential MBS 75,326 (551) 1,018,500 (274,732) 1,093,826 (275,283) Total AFS securities $ 266,222 $ (5,952) $ 1,767,901 $ (517,456) $ 2,034,123 $ (523,408) December 31, 2022 U.S. government and agency securities $ 2,594 $ (166) $ 59,269 $ (8,087) $ 61,863 $ (8,253) Obligations of states and political subdivisions 588,668 (86,895) 187,375 (65,806) 776,043 (152,701) Corporate and other bonds (1) 206,861 (15,019) 17,121 (2,580) 223,982 (17,599) Commercial MBS Agency 73,362 (7,024) 127,193 (32,244) 200,555 (39,268) Non-agency 66,618 (2,231) 28,550 (2,013) 95,168 (4,244) Total commercial MBS 139,980 (9,255) 155,743 (34,257) 295,723 (43,512) Residential MBS Agency 328,590 (27,769) 929,581 (206,192) 1,258,171 (233,961) Non-agency 18,939 (1,288) 43,064 (5,524) 62,003 (6,812) Total residential MBS 347,529 (29,057) 972,645 (211,716) 1,320,174 (240,773) Total AFS securities $ 1,285,632 $ (140,392) $ 1,392,153 $ (322,446) $ 2,677,785 $ (462,838) (1) Other bonds include asset-backed securities. (2) Comprised of 761 and 363 individual securities as of September 30, 2023 and December 31, 2022, respectively. The Company has evaluated AFS securities in an unrealized loss position for credit related impairment at September 30 , 2023 and December 31, 2022 and concluded no impairment existed based on several factors which included: (1) the majority of these securities are of high credit quality, (2) unrealized losses are primarily the result of market volatility and increases in market interest rates, (3) the contractual terms of the investments do not permit the issuer(s) to settle the securities at a price less than the cost basis of each investment, (4) issuers continue to make timely principal and interest payments, and (5) the Company does not intend to sell any of the investments and the accounting standard of “more likely than not” has not been met for the Company to be required to sell any of the investments before recovery of its amortized cost basis. Additionally, the majority of the Company’s MBS are issued by FNMA, FHLMC, and GNMA and do not have credit risk given the implicit and explicit government guarantees associated with these agencies. In addition, the non-agency mortgage-backed and asset-backed securities generally received a 20% simplified supervisory formula approach rating. The following table presents the amortized cost and estimated fair value of AFS securities as of September 30, 2023 and December 31, 2022, by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2023 December 31, 2022 Amortized Estimated Amortized Estimated Cost Fair Value Cost Fair Value Due in one year or less $ 56,948 $ 56,120 $ 42,447 $ 41,735 Due after one year through five years 138,070 135,530 158,063 152,523 Due after five years through ten years 262,259 236,096 343,303 312,935 Due after ten years 2,150,751 1,657,182 2,660,548 2,234,623 Total AFS securities $ 2,608,028 $ 2,084,928 $ 3,204,361 $ 2,741,816 Refer to Note 7 “Commitments and Contingencies” within this Item 1 of this Quarterly Report for information regarding the estimated fair value of AFS securities that were pledged to secure public deposits, repurchase agreements, and for other purposes as permitted or required by law as of September 30 , 2023 and December 31, 2022 . Held to Maturity The Company’s HTM investment portfolio primarily consists of highly-rated municipal securities. The Company’s HTM securities were all current, with no securities past due or on non-accrual at September 30, 2023 and December 31, 2022. The Company reports HTM securities on the Company’s Consolidated Balance Sheets at carrying value. Carrying value is amortized cost, which includes any unamortized unrealized gains and losses recognized in AOCI prior to reclassifying the securities from AFS securities to HTM securities. The carrying value, gross unrealized gains and losses, and estimated fair values of HTM securities as of September 30, 2023 are summarized as follows (dollars in thousands): Carrying Gross Unrealized Estimated Value Gains (Losses) Fair Value September 30, 2023 Obligations of states and political subdivisions $ 700,400 $ 49 $ (64,625) $ 635,824 Corporate and other bonds (1) 4,536 — (170) 4,366 Commercial MBS Agency 27,568 — (6,788) 20,780 Non-agency 24,930 — (904) 24,026 Total commercial MBS 52,498 — (7,692) 44,806 Residential MBS Agency 40,992 — (7,865) 33,127 Non-agency 44,843 — (920) 43,923 Total residential MBS 85,835 — (8,785) 77,050 Total HTM securities $ 843,269 $ 49 $ (81,272) $ 762,046 (1) Other bonds include asset-backed securities. The carrying value, gross unrealized gains and losses, and estimated fair values of HTM securities as of December 31, 2022 are summarized as follows (dollars in thousands): Carrying Gross Unrealized Estimated Value Gains (Losses) Fair Value December 31, 2022 U.S. government and agency securities $ 687 $ — $ (56) $ 631 Obligations of states and political subdivisions 705,990 2,218 (35,957) 672,251 Corporate and other bonds (1) 5,159 — (10) 5,149 Commercial MBS Agency 29,025 — (4,873) 24,152 Non-agency 13,736 — (126) 13,610 Total commercial MBS 42,761 — (4,999) 37,762 Residential MBS Agency 42,699 — (6,427) 36,272 Non-agency 50,436 — (614) 49,822 Total residential MBS 93,135 — (7,041) 86,094 Total HTM securities $ 847,732 $ 2,218 $ (48,063) $ 801,887 (1) Other bonds include asset-backed securities . Credit Quality Indicators & Allowance for Credit Losses – HTM For HTM securities, the Company evaluates the credit risk of its securities on at least a quarterly basis. The Company estimates expected credit losses on HTM debt securities on an individual basis based on the PD/LGD methodology primarily using security-level credit ratings. The Company’s HTM securities ACL was insignificant at September 30, 2023 and December 31, 2022. The primary indicators of credit quality for the Company’s HTM portfolio are security type and credit rating, which is influenced by a number of factors including obligor cash flow, geography, seniority, and others. The majority of the Company’s HTM securities with credit risk are obligations of states and political subdivisions. The following table presents the amortized cost of HTM securities as of September 30, 2023 and December 31, 2022 by security type and credit rating (dollars in thousands): U.S. Government and Agency Obligations of states and political Corporate and other Mortgage-backed Total HTM securities subdivisions bonds securities securities September 30, 2023 Credit Rating: AAA/AA/A $ — $ 689,699 $ — $ 9,471 $ 699,170 BBB/BB/B — 1,171 — — 1,171 Not Rated – Agency (1) — — — 68,561 68,561 Not Rated – Non-Agency (2) — 9,530 4,536 60,301 74,367 Total $ — $ 700,400 $ 4,536 $ 138,333 $ 843,269 December 31, 2022 Credit Rating: AAA/AA/A $ — $ 704,803 $ — $ 2,702 $ 707,505 BBB/BB/B — 1,187 — — 1,187 Not Rated – Agency (1) 687 — — 71,725 72,412 Not Rated – Non-Agency (2) — — 5,159 61,469 66,628 Total $ 687 $ 705,990 $ 5,159 $ 135,896 $ 847,732 (1) Generally considered not to have credit risk given the government guarantees associated with these agencies. (2) Non-agency mortgage-backed and asset-backed securities have limited credit risk, supported by most receiving a 20% simplified supervisory formula approach rating. The following table presents the amortized cost and estimated fair value of HTM securities as of September 30, 2023 and December 31, 2022, by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2023 December 31, 2022 Carrying Estimated Carrying Estimated Value Fair Value Value Fair Value Due in one year or less $ 2,759 $ 2,735 $ 2,010 $ 2,006 Due after one year through five years 36,604 36,272 35,044 35,014 Due after five years through ten years 43,652 41,057 19,941 20,239 Due after ten years 760,254 681,982 790,737 744,628 Total HTM securities $ 843,269 $ 762,046 $ 847,732 $ 801,887 Refer to Note 7 Commitments and Contingencies within this Item 1 of this Quarterly Report for information regarding the estimated fair value of HTM securities that were pledged to secure public deposits as permitted or required by law as of September 30 , 2023 and December 31, 2022 . Restricted Stock, at cost Due to restrictions placed upon the Bank’s common stock investment in the FRB and the FHLB, these securities have been classified as restricted equity securities and carried at cost. These restricted securities are not subject to the investment security classifications and are included as a separate line item on the Company’s Consolidated Balance Sheets. At September 30, 2023 and December 31, 2022, restricted stock consists of FRB stock in the amount of $67.0 million, respectively, and FHLB stock in the amount of $37.8 million and $53.2 million, respectively. Realized Gains and Losses The following table presents the gross realized gains and losses on and the proceeds from the sale of securities during the three and nine months ended September 30, 2023 and 2022 (dollars in thousands): Three Months Ended Nine Months Ended September 30, 2023 September 30, 2023 Realized gains (losses) (1) : Gross realized gains $ 4 $ 1,352 Gross realized losses (27,598) (42,344) Net realized losses $ (27,594) $ (40,992) Proceeds from sales of securities $ 256,780 $ 856,881 Three Months Ended Nine Months Ended September 30, 2022 September 30, 2022 Realized losses (1) Gross realized losses (2) (2) Net realized losses $ (2) $ (2) Proceeds from sales of securities $ 12,469 $ 12,469 (1) Includes gains (losses) on sales and calls of securities.

LOANS AND ALLOWANCE FOR LOAN AN

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES	9 Months Ended
LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES	Sep. 30, 2023
Loans and Allowance for Loan Losses [Abstract]
LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES	3. LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES The following tables exclude LHFS. The Company’s LHFI are stated at their face amount, net of deferred fees and costs, and consisted of the following at September 30, 2023 and December 31, 2022 (dollars in thousands): September 30, 2023 December 31, 2022 Construction and Land Development $ 1,132,940 $ 1,101,260 Commercial Real Estate – Owner Occupied 1,975,281 1,982,608 Commercial Real Estate – Non-Owner Occupied 4,148,218 3,996,130 Multifamily Real Estate 947,153 802,923 Commercial & Industrial 3,432,319 2,983,349 Residential 1-4 Family – Commercial 517,034 538,063 Residential 1-4 Family – Consumer 1,057,294 940,275 Residential 1-4 Family – Revolving 599,282 585,184 Auto 534,361 592,976 Consumer 126,151 152,545 Other Commercial 813,587 773,829 Total LHFI, net of deferred fees and costs (1) 15,283,620 14,449,142 Allowance for loan and lease losses (125,627) (110,768) Total LHFI, net $ 15,157,993 $ 14,338,374 (1) Total loans included unamortized premiums and discounts, and unamortized deferred fees and costs totaling $58.4 million and $50.4 million as of September 30, 2023 and December 31, 2022, respectively. The following table shows the aging of the Company’s LHFI portfolio, by class, at September 30, 2023 (dollars in thousands): Greater than 30-59 Days 60-89 Days 90 Days and Current Past Due Past Due still Accruing Nonaccrual Total Loans Construction and Land Development $ 1,132,174 $ — $ 386 $ 25 $ 355 $ 1,132,940 Commercial Real Estate – Owner Occupied 1,963,601 3,501 1,902 2,395 3,882 1,975,281 Commercial Real Estate – Non-Owner Occupied 4,134,014 4,573 797 2,835 5,999 4,148,218 Multifamily Real Estate 947,003 — 150 — — 947,153 Commercial & Industrial 3,425,646 3,049 576 792 2,256 3,432,319 Residential 1-4 Family – Commercial 513,573 744 67 817 1,833 517,034 Residential 1-4 Family – Consumer 1,040,519 1,000 1,775 3,632 10,368 1,057,294 Residential 1-4 Family – Revolving 591,748 2,326 602 1,034 3,572 599,282 Auto 530,729 2,703 339 229 361 534,361 Consumer 125,373 517 164 97 — 126,151 Other Commercial 810,027 3,545 — 15 — 813,587 Total LHFI, net of deferred fees and costs $ 15,214,407 $ 21,958 $ 6,758 $ 11,871 $ 28,626 $ 15,283,620 % of total loans 99.55 % 0.14 % 0.04 % 0.08 % 0.19 % 100.00 % The following table shows the aging of the Company’s LHFI portfolio, by class, at December 31, 2022 (dollars in thousands): Greater than 30-59 Days 60-89 Days 90 Days and Current Past Due Past Due still Accruing Nonaccrual Total Loans Construction and Land Development $ 1,099,555 $ 1,253 $ 45 $ 100 $ 307 $ 1,101,260 Commercial Real Estate – Owner Occupied 1,970,323 2,305 635 2,167 7,178 1,982,608 Commercial Real Estate – Non-Owner Occupied 3,993,091 1,121 48 607 1,263 3,996,130 Multifamily Real Estate 801,694 1,229 — — — 802,923 Commercial & Industrial 2,980,008 824 174 459 1,884 2,983,349 Residential 1-4 Family – Commercial 534,653 1,231 — 275 1,904 538,063 Residential 1-4 Family – Consumer 919,833 5,951 1,690 1,955 10,846 940,275 Residential 1-4 Family – Revolving 577,993 1,843 511 1,384 3,453 585,184 Auto 589,235 2,747 450 344 200 592,976 Consumer 151,958 351 125 108 3 152,545 Other Commercial 773,738 — — 91 — 773,829 Total LHFI, net of deferred fees and costs $ 14,392,081 $ 18,855 $ 3,678 $ 7,490 $ 27,038 $ 14,449,142 % of total loans 99.60 % 0.13 % 0.03 % 0.05 % 0.19 % 100.00 % The following table shows the Company’s amortized cost basis of loans on nonaccrual status, including those on nonaccrual status with no related ALLL, as of September 30, 2023 and December 31, 2022 (dollars in thousands): September 30, 2023 December 31, 2022 Nonaccrual Nonaccrual With No ALLL Nonaccrual Nonaccrual With No ALLL Construction and Land Development $ 355 $ — $ 307 $ — Commercial Real Estate – Owner Occupied 3,882 — 7,178 908 Commercial Real Estate – Non-Owner Occupied 5,999 4,935 1,263 — Commercial & Industrial 2,256 1 1,884 1 Residential 1-4 Family – Commercial 1,833 — 1,904 — Residential 1-4 Family – Consumer 10,368 — 10,846 — Residential 1-4 Family – Revolving 3,572 — 3,453 — Auto 361 — 200 — Consumer — — 3 — Other Commercial — — — — Total LHFI $ 28,626 $ 4,936 $ 27,038 $ 909 There was no interest income recognized on nonaccrual loans during the three and nine months ended September 30, 2023 and 2022. See Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2022 Form 10-K for additional information on the Company’s policies for nonaccrual loans. Troubled Loan Modifications The Company adopted ASU 2022-02 effective January 1, 2023 on a prospective basis. See Note 1 “Summary of Significant Accounting Policies” within this Item 1 of this Quarterly Report for information on the Company’s accounting policy for loan modifications to borrowers experiencing financial difficulty and how the Company defines TLMs. As of September 30, 2023, the Company had TLMs with an amortized cost basis of $29.4 million with an estimated $155,000 in allowance for those loans. As of September 30, 2023, there was $1.5 million of unfunded commitments on loans modified and designated as TLMs since January 1, 2023. The following tables present the amortized cost basis as of September 30, 2023 of TLMs modified during the three and nine months ended September 30, 2023 since January 1, 2023 (dollars in thousands): Three Months Ended September 30, 2023 Nine Months Ended September 30, 2023 Amortized Cost % of Total Class of Financing Receivable Amortized Cost % of Total Class of Financing Receivable Term Extension Commercial and Industrial $ 97 NM $ 2,008 0.06 % Commercial Real Estate – Non-Owner Occupied — 0.00 % 20,133 0.49 % Commercial Real Estate – Owner Occupied 766 0.04 % 766 0.04 % Residential 1-4 Family – Consumer 29 NM 603 0.06 % Total Term Extension $ 892 $ 23,510 Combination - Term Extension and Interest Rate Reduction Residential 1-4 Family – Consumer $ 127 0.01 % $ 959 0.09 % Residential 1-4 Family – Revolving — 0.00 % 15 NM Total Combination - Term Extension and Interest Rate Reduction $ 127 $ 974 Principal Forgiveness Commercial Real Estate – Non-Owner Occupied — 0.00 % 4,935 0.12 % Total Principal Forgiveness $ — $ 4,935 Total $ 1,019 $ 29,419 NM= Not Meaningful The following table describes the financial effects of TLMs on a weighted average basis for TLMs within that loan type for the three and nine months ended September 30, 2023: Three Months Ended September 30, 2023 Term Extension Loan Type Financial Effect Commercial Real Estate – Owner Occupied Added a weighted-average 0.2 years to the life of loans. Nine Months Ended September 30, 2023 Term Extension Loan Type Financial Effect Commercial and Industrial Added a weighted-average 0.2 years to the life of loans. Commercial Real Estate – Owner Occupied Added a weighted-average 0.2 years to the life of loans. Commercial Real Estate – Non-Owner Occupied Added a weighted-average 0.5 years to the life of loans. Residential 1-4 Family – Consumer Added a weighted-average 10.7 years to the life of loans. Combination - Term Extension and Interest Rate Reduction Loan Type Financial Effect Residential 1-4 Family – Consumer Added a weighted-average 20.3 years to the life of loans and reduced the weighted average contractual interest rate from 8.2% to 7.6% . Residential 1-4 Family – Revolving Added a weighted-average 19.1 years to the life of loans and reduced the weighted average contractual interest rate from 10.5% to 7.3% . Principal Forgiveness Loan Type Financial Effect Commercial Real Estate – Non-Owner Occupied Reduced the amortized cost basis of loans by $3.5 million. The Company considers a default of a TLM to occur when the borrower is 90 days past due following the modification or a foreclosure and repossession of the applicable collateral occurs. During the three and nine months ended September 30, 2023, the Company did not have any significant loans either individually or in the aggregate that went into default that have been modified and designated as TLMs. The Company monitors the performance of TLMs in order to determine the effectiveness of the modifications. As of September 30, 2023, no loans that have been modified and designated as TLMs are past due. Allowance for Loan and Lease Losses ALLL on the loan portfolio is a material estimate for the Company. The Company estimates its ALLL on its loan portfolio on a quarterly basis. The Company models the ALLL using two primary segments, Commercial and Consumer. Each loan segment is further disaggregated into classes based on similar risk characteristics. The Company has identified the following classes within each loan segment: ● Commercial: Construction and Land Development, Commercial Real Estate – Owner Occupied, Commercial Real Estate – Non-Owner Occupied, Multifamily Real Estate, Commercial & Industrial, Residential 1-4 Family – Commercial, and Other Commercial ● Consumer: Residential 1-4 Family – Consumer, Residential 1-4 Family – Revolving, Auto, and Consumer The following tables show the ALLL activity by loan segment for the three and nine months ended September 30, 2023 and 2022 (dollars in thousands): Three Months Ended September 30, 2023 Nine Months Ended September 30, 2023 Commercial Consumer Total Commercial Consumer Total Balance at beginning of period $ 92,970 $ 27,713 $ 120,683 $ 82,753 $ 28,015 $ 110,768 Loans charged-off (788) (841) (1,629) (7,589) (2,368) (9,957) Recoveries credited to allowance 878 457 1,335 1,911 1,626 3,537 Provision charged to operations 5,880 (642) 5,238 21,865 (586) 21,279 Balance at end of period $ 98,940 $ 26,687 $ 125,627 $ 98,940 $ 26,687 $ 125,627 Three Months Ended September 30, 2022 Nine Months Ended September 30, 2022 Commercial Consumer Total Commercial Consumer Total Balance at beginning of period $ 77,413 $ 26,771 $ 104,184 $ 77,902 $ 21,885 $ 99,787 Loans charged-off (1,086) (715) (1,801) (2,852) (2,415) (5,267) Recoveries credited to allowance 605 609 1,214 1,723 2,022 3,745 Provision charged to operations 6,969 (2,557) 4,412 7,128 2,616 9,744 Balance at end of period $ 83,901 $ 24,108 $ 108,009 $ 83,901 $ 24,108 $ 108,009 The increase in net charge offs for the nine months ended September 30, 2023 compared to the nine months ended September 30, 2022 is primarily due to charge-offs associated with two commercial loans. Credit Quality Indicators The Company’s primary credit quality indicator for the Commercial segment is risk rating categories of Pass, Watch, Special Mention, Substandard, and Doubtful. The primary credit quality indicator for the Consumer segment is delinquency bands of Current, 30-59, 60-89, 90+, and Nonaccrual. See Note 3 “Loans and Allowance for Loan and Lease Losses” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2022 Form 10-K for additional information on the Company’s policies and for further information on the Company’s credit quality indicators. Commercial Loans The table below details the amortized cost and gross write-offs of the classes of loans within the Commercial segment by risk level and year of origination as of September 30, 2023 (dollars in thousands): September 30, 2023 Term Loans Amortized Cost Basis by Origination Year Revolving 2023 2022 2021 2020 2019 Prior Loans Total Construction and Land Development Pass $ 168,844 $ 459,943 $ 329,757 $ 22,020 $ 12,638 $ 42,963 $ 45,247 $ 1,081,412 Watch 106 4,432 16,493 — — 836 — 21,867 Special Mention 168 — 4,514 — — 350 — 5,032 Substandard 23 1,244 1,824 21,208 205 125 — 24,629 Total Construction and Land Development $ 169,141 $ 465,619 $ 352,588 $ 43,228 $ 12,843 $ 44,274 $ 45,247 $ 1,132,940 Current period gross writeoff $ — $ — $ — $ — $ — $ (11) $ — $ (11) Commercial Real Estate – Owner Occupied Pass $ 123,946 $ 261,768 $ 196,135 $ 246,359 $ 264,095 $ 763,587 $ 23,835 $ 1,879,725 Watch — 1,325 4,021 2,815 9,671 26,719 847 45,398 Special Mention 788 859 251 — 992 10,312 464 13,666 Substandard 370 — — 337 4,196 31,589 — 36,492 Total Commercial Real Estate – Owner Occupied $ 125,104 $ 263,952 $ 200,407 $ 249,511 $ 278,954 $ 832,207 $ 25,146 $ 1,975,281 Current period gross writeoff $ — $ — $ — $ — $ — $ — $ — $ — Commercial Real Estate – Non-Owner Occupied Pass $ 310,417 $ 526,072 $ 714,965 $ 342,131 $ 483,006 $ 1,494,449 $ 23,728 $ 3,894,768 Watch — — 1,691 7,754 27,825 76,136 4 113,410 Special Mention — — — — 18,980 57,063 11,855 87,898 Substandard 4,936 — 2,139 11,298 5,939 27,830 — 52,142 Total Commercial Real Estate – Non-Owner Occupied $ 315,353 $ 526,072 $ 718,795 $ 361,183 $ 535,750 $ 1,655,478 $ 35,587 $ 4,148,218 Current period gross writeoff $ — $ — $ — $ — $ — $ (3,528) $ — $ (3,528) Commercial & Industrial Pass $ 730,110 $ 677,320 $ 449,135 $ 213,937 $ 131,347 $ 160,071 $ 887,127 $ 3,249,047 Watch 596 23,517 186 1,346 18,017 4,814 25,128 73,604 Special Mention 1,809 21,723 1,094 6,890 2,753 1,848 23,984 60,101 Substandard — 150 468 2,109 3,853 3,438 39,549 49,567 Total Commercial & Industrial $ 732,515 $ 722,710 $ 450,883 $ 224,282 $ 155,970 $ 170,171 $ 975,788 $ 3,432,319 Current period gross writeoff $ — $ — $ (6) $ — $ — $ (18) $ (1,813) $ (1,837) Multifamily Real Estate Pass $ 14,082 $ 117,935 $ 244,089 $ 223,382 $ 46,431 $ 254,568 $ 28,521 $ 929,008 Watch — — — — — 395 — 395 Special Mention — — — 250 3,734 232 — 4,216 Substandard — — — 13,534 — — — 13,534 Total Multifamily Real Estate $ 14,082 $ 117,935 $ 244,089 $ 237,166 $ 50,165 $ 255,195 $ 28,521 $ 947,153 Current period gross writeoff $ — $ — $ — $ — $ — $ — $ — $ — Residential 1-4 Family – Commercial Pass $ 29,169 $ 63,380 $ 78,926 $ 71,358 $ 46,347 $ 212,109 $ 1,070 $ 502,359 Watch 49 390 586 223 765 6,124 109 8,246 Special Mention 48 — — — — 1,323 — 1,371 Substandard — — 618 182 604 3,401 253 5,058 Total Residential 1-4 Family – Commercial $ 29,266 $ 63,770 $ 80,130 $ 71,763 $ 47,716 $ 222,957 $ 1,432 $ 517,034 Current period gross writeoff $ — $ — $ — $ — $ — $ — $ — $ — Other Commercial Pass $ 235,254 $ 126,200 $ 149,863 $ 84,078 $ 123,799 $ 65,234 $ 24,947 $ 809,375 Watch — — — 32 8 3,410 — 3,450 Special Mention 98 — — — — 649 — 747 Substandard — — — — — — 15 15 Total Other Commercial $ 235,352 $ 126,200 $ 149,863 $ 84,110 $ 123,807 $ 69,293 $ 24,962 $ 813,587 Current period gross writeoff $ — $ — $ — $ — $ — $ (2,213) $ — $ (2,213) Total Commercial Pass $ 1,611,822 $ 2,232,618 $ 2,162,870 $ 1,203,265 $ 1,107,663 $ 2,992,981 $ 1,034,475 $ 12,345,694 Watch 751 29,664 22,977 12,170 56,286 118,434 26,088 266,370 Special Mention 2,911 22,582 5,859 7,140 26,459 71,777 36,303 173,031 Substandard 5,329 1,394 5,049 48,668 14,797 66,383 39,817 181,437 Total Commercial $ 1,620,813 $ 2,286,258 $ 2,196,755 $ 1,271,243 $ 1,205,205 $ 3,249,575 $ 1,136,683 $ 12,966,532 Total current period gross writeoff $ — $ — $ (6) $ — $ — $ (5,770) $ (1,813) $ (7,589) The table below details the amortized cost of the classes of loans within the Commercial segment by risk level and year of origination as of December 31, 2022 (dollars in thousands): December 31, 2022 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Total Construction and Land Development Pass $ 357,688 $ 499,738 $ 107,559 $ 17,191 $ 33,801 $ 36,335 $ 34,345 $ 1,086,657 Watch 242 1,637 — — 115 1,669 — 3,663 Special Mention 2,843 411 — — — 93 — 3,347 Substandard 1,254 3,148 40 211 1,345 1,595 — 7,593 Total Construction and Land Development $ 362,027 $ 504,934 $ 107,599 $ 17,402 $ 35,261 $ 39,692 $ 34,345 $ 1,101,260 Commercial Real Estate – Owner Occupied Pass $ 258,953 $ 215,414 $ 257,740 $ 282,110 $ 228,410 $ 624,238 $ 17,190 $ 1,884,055 Watch 1,060 176 2,437 9,567 9,736 31,331 916 55,223 Special Mention — 256 — 93 1,332 18,766 132 20,579 Substandard — 2,565 474 4,728 1,591 12,979 414 22,751 Total Commercial Real Estate – Owner Occupied $ 260,013 $ 218,411 $ 260,651 $ 296,498 $ 241,069 $ 687,314 $ 18,652 $ 1,982,608 Commercial Real Estate – Non-Owner Occupied Pass $ 496,079 $ 661,977 $ 385,084 $ 517,834 $ 373,126 $ 1,389,507 $ 34,804 $ 3,858,411 Watch — 2,151 2,091 11,915 19,550 20,683 2 56,392 Special Mention 232 — — 25,578 702 7,381 — 33,893 Substandard — — 10,460 3,083 29,012 4,879 — 47,434 Total Commercial Real Estate – Non-Owner Occupied $ 496,311 $ 664,128 $ 397,635 $ 558,410 $ 422,390 $ 1,422,450 $ 34,806 $ 3,996,130 Commercial & Industrial Pass $ 849,547 $ 536,982 $ 262,093 $ 182,263 $ 67,648 $ 120,326 $ 846,059 $ 2,864,918 Watch 1,399 1,305 18,682 5,039 12,843 1,984 41,836 83,088 Special Mention — 222 393 2,145 354 1,773 12,380 17,267 Substandard 94 513 112 2,911 1,449 1,339 11,658 18,076 Total Commercial & Industrial $ 851,040 $ 539,022 $ 281,280 $ 192,358 $ 82,294 $ 125,422 $ 911,933 $ 2,983,349 Multifamily Real Estate Pass $ 111,798 $ 90,952 $ 204,159 $ 47,240 $ 59,883 $ 231,745 $ 52,025 $ 797,802 Watch — — — 350 442 416 — 1,208 Special Mention — — — 3,826 — 87 — 3,913 Total Multifamily Real Estate $ 111,798 $ 90,952 $ 204,159 $ 51,416 $ 60,325 $ 232,248 $ 52,025 $ 802,923 Residential 1-4 Family – Commercial Pass $ 58,534 $ 86,881 $ 77,110 $ 50,721 $ 38,090 $ 199,783 $ 803 $ 511,922 Watch 500 — 539 852 1,532 5,378 113 8,914 Special Mention — — 94 7,771 582 2,630 — 11,077 Substandard — 632 1,400 463 473 2,883 299 6,150 Total Residential 1-4 Family – Commercial $ 59,034 $ 87,513 $ 79,143 $ 59,807 $ 40,677 $ 210,674 $ 1,215 $ 538,063 Other Commercial Pass $ 197,454 $ 211,438 $ 149,567 $ 119,795 $ 3,522 $ 69,243 $ 14,177 $ 765,196 Watch 5,095 — — 12 — 3,435 — 8,542 Substandard — — — — — — 91 91 Total Other Commercial $ 202,549 $ 211,438 $ 149,567 $ 119,807 $ 3,522 $ 72,678 $ 14,268 $ 773,829 Total Commercial Pass $ 2,330,053 $ 2,303,382 $ 1,443,312 $ 1,217,154 $ 804,480 $ 2,671,177 $ 999,403 $ 11,768,961 Watch 8,296 5,269 23,749 27,735 44,218 64,896 42,867 217,030 Special Mention 3,075 889 487 39,413 2,970 30,730 12,512 90,076 Substandard 1,348 6,858 12,486 11,396 33,870 23,675 12,462 102,095 Total Commercial $ 2,342,772 $ 2,316,398 $ 1,480,034 $ 1,295,698 $ 885,538 $ 2,790,478 $ 1,067,244 $ 12,178,162 Consumer Loans The following table details the amortized cost of the classes of loans within the Consumer segment based on their delinquency status and year of origination as of September 30, 2023 (dollars in thousands): September 30, 2023 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Total Residential 1-4 Family – Consumer Current $ 101,653 $ 255,179 $ 270,580 $ 155,239 $ 33,221 $ 224,635 $ 12 $ 1,040,519 30-59 Days Past Due 47 97 33 173 — 650 — 1,000 60-89 Days Past Due — 427 149 — — 1,199 — 1,775 90+ Days Past Due 49 — 1,719 — — 1,864 — 3,632 Nonaccrual — 491 565 — 106 9,206 — 10,368 Total Residential 1-4 Family – Consumer $ 101,749 $ 256,194 $ 273,046 $ 155,412 $ 33,327 $ 237,554 $ 12 $ 1,057,294 Current period gross writeoff $ — $ (16) $ — $ — $ (69) $ (39) $ — $ (124) Residential 1-4 Family – Revolving Current $ 36,058 $ 56,777 $ 12,148 $ 4,517 $ 1,059 $ 1,165 $ 480,024 $ 591,748 30-59 Days Past Due — 135 — — — — 2,191 2,326 60-89 Days Past Due 183 — — — — — 419 602 90+ Days Past Due — — — — — — 1,034 1,034 Nonaccrual — 157 27 53 — — 3,335 3,572 Total Residential 1-4 Family – Revolving $ 36,241 $ 57,069 $ 12,175 $ 4,570 $ 1,059 $ 1,165 $ 487,003 $ 599,282 Current period gross writeoff $ — $ — $ (3) $ — $ — $ — $ (26) $ (29) Auto Current $ 84,225 $ 229,046 $ 118,931 $ 59,340 $ 28,926 $ 10,261 $ — $ 530,729 30-59 Days Past Due 229 905 851 317 315 86 — 2,703 60-89 Days Past Due — 68 95 69 73 34 — 339 90+ Days Past Due 29 88 65 21 1 25 — 229 Nonaccrual 10 171 68 73 39 — — 361 Total Auto $ 84,493 $ 230,278 $ 120,010 $ 59,820 $ 29,354 $ 10,406 $ — $ 534,361 Current period gross writeoff $ (23) $ (410) $ (171) $ (101) $ (60) $ (48) $ — $ (813) Consumer Current $ 10,803 $ 26,226 $ 11,550 $ 8,635 $ 17,174 $ 25,877 $ 25,107 $ 125,372 30-59 Days Past Due 49 136 55 19 95 133 30 517 60-89 Days Past Due 12 5 12 24 59 19 33 164 90+ Days Past Due 10 40 37 4 — 7 — 98 Nonaccrual — — — — — — — — Total Consumer $ 10,874 $ 26,407 $ 11,654 $ 8,682 $ 17,328 $ 26,036 $ 25,170 $ 126,151 Current period gross writeoff $ (15) $ (65) $ (90) $ (652) $ (14) $ (510) $ (56) $ (1,402) Total Consumer Current $ 232,739 $ 567,228 $ 413,209 $ 227,731 $ 80,380 $ 261,938 $ 505,143 $ 2,288,368 30-59 Days Past Due 325 1,273 939 509 410 869 2,221 6,546 60-89 Days Past Due 195 500 256 93 132 1,252 452 2,880 90+ Days Past Due 88 128 1,821 25 1 1,896 1,034 4,993 Nonaccrual 10 819 660 126 145 9,206 3,335 14,301 Total Consumer $ 233,357 $ 569,948 $ 416,885 $ 228,484 $ 81,068 $ 275,161 $ 512,185 $ 2,317,088 Total current period gross writeoff $ (38) $ (491) $ (264) $ (753) $ (143) $ (597) $ (82) $ (2,368) The following table details the amortized cost of the classes of loans within the Consumer segment based on their delinquency status and year of origination as of December 31, 2022 (dollars in thousands): December 31, 2022 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Total Residential 1-4 Family – Consumer Current $ 212,697 $ 263,734 $ 162,826 $ 36,197 $ 22,629 $ 221,738 $ 12 $ 919,833 30-59 Days Past Due 174 2,169 89 46 220 3,253 — 5,951 60-89 Days Past Due — — — — 413 1,277 — 1,690 90+ Days Past Due — — — 64 — 1,891 — 1,955 Nonaccrual — 423 — 307 940 9,176 — 10,846 Total Residential 1-4 Family – Consumer $ 212,871 $ 266,326 $ 162,915 $ 36,614 $ 24,202 $ 237,335 $ 12 $ 940,275 Residential 1-4 Family – Revolving Current $ 68,434 $ 13,810 $ 4,997 $ 1,672 $ 801 $ 476 $ 487,803 $ 577,993 30-59 Days Past Due 90 — — — — — 1,753 1,843 60-89 Days Past Due — — — — — — 511 511 90+ Days Past Due — — — — — — 1,384 1,384 Nonaccrual — 149 57 — 13 — 3,234 3,453 Total Residential 1-4 Family – Revolving $ 68,524 $ 13,959 $ 5,054 $ 1,672 $ 814 $ 476 $ 494,685 $ 585,184 Auto Current $ 285,036 $ 154,904 $ 81,710 $ 44,086 $ 15,974 $ 7,525 $ — $ 589,235 30-59 Days Past Due 808 772 451 456 134 126 — 2,747 60-89 Days Past Due 65 129 146 76 30 4 — 450 90+ Days Past Due 169 — 111 32 12 20 — 344 Nonaccrual — 113 18 62 2 5 — 200 Total Auto $ 286,078 $ 155,918 $ 82,436 $ 44,712 $ 16,152 $ 7,680 $ — $ 592,976 Consumer Current $ 36,513 $ 15,897 $ 11,019 $ 23,838 $ 16,084 $ 19,070 $ 29,537 $ 151,958 30-59 Days Past Due 61 27 36 113 34 61 19 351 60-89 Days Past Due 43 17 10 11 14 21 9 125 90+ Days Past Due 22 — 9 12 32 — 33 108 Nonaccrual — 3 — — — — — 3 Total Consumer $ 36,639 $ 15,944 $ 11,074 $ 23,974 $ 16,164 $ 19,152 $ 29,598 $ 152,545 Total Consumer Current $ 602,680 $ 448,345 $ 260,552 $ 105,793 $ 55,488 $ 248,809 $ 517,352 $ 2,239,019 30-59 Days Past Due 1,133 2,968 576 615 388 3,440 1,772 10,892 60-89 Days Past Due 108 146 156 87 457 1,302 520 2,776 90+ Days Past Due 191 — 120 108 44 1,911 1,417 3,791 Nonaccrual — 688 75 369 955 9,181 3,234 14,502 Total Consumer $ 604,112 $ 452,147 $ 261,479 $ 106,972 $ 57,332 $ 264,643 $ 524,295 $ 2,270,980 The Company did not have any significant revolving loans convert to term during the nine months ended September 30, 2023 or the year ended December 31, 2022. Prior to the adoption of ASU 2022-02 Troubled Debt Restructurings As of December 31, 2022, the Company had TDRs totaling $14.2 million with an estimated $739,000 of allowance for those loans. TDRs that occurred during the three and nine months ended September 30, 2022 were not significant. A TDR occurred when a lender, for economic or legal reasons, granted a concession to the borrower related to the borrower’s financial difficulties, that it would not have otherwise considered. All loans that were considered to be TDRs were evaluated for credit losses in accordance with the Company’s ALLL methodology. For the three and nine months ended September 30, 2022, the recorded investment in TDRs prior to modifications was not materially impacted by the modifications. The following table provides a summary, by class, of TDRs that continued to accrue interest under the terms of the applicable restructuring agreement, which were considered to be performing, and TDRs that had been placed on nonaccrual status, which were considered to be nonperforming, as of December 31, 2022 (dollars in thousands): December 31, 2022 No. of Recorded Outstanding Loans Investment Commitment Performing Construction and Land Development 3 $ 155 $ — Commercial Real Estate – Owner Occupied 2 997 — Commercial & Industrial 1 93 — Residential 1-4 Family – Consumer 83 7,761 — Residential 1-4 Family – Revolving 3

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	9 Months Ended
GOODWILL AND INTANGIBLE ASSETS	Sep. 30, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND INTANGIBLE ASSETS	4. GOODWILL AND INTANGIBLE ASSETS The Company’s intangible assets consist of core deposits, goodwill, and other intangibles arising from acquisitions. The Company has determined that core deposit intangibles have finite lives and amortizes them over their estimated useful lives. Core deposit intangibles are being amortized over the period of expected benefit, which ranges from four years to ten years , using an accelerated method. Other amortizable intangible assets are being amortized over the period of expected benefit, which ranges from four years to ten years , using various methods. The Company concluded there was no impairment to the Company’s goodwill or intangible assets as of the balance sheet date. In the normal course of business, the Company routinely monitors the impact of the changes in the financial markets and includes these assessments in the Company’s impairment process. Effective January 1, 2023, the Company made an organizational change to move certain lines of business in the wealth management division that primarily serve Wholesale Banking customers from the Consumer Banking segment to the Wholesale Banking segment. As a result, the Company re-allocated $9.6 million and $1.6 million of goodwill and intangible assets, respectively, from the Consumer Banking segment to the Wholesale Banking segment. The Company determined that there was no impairment to the Bank’s goodwill prior to or after re-allocating goodwill. The Company restated its goodwill and intangible assets segment information for the year ended December 31, 2022 based on this organizational change. The following table presents the Company’s goodwill and intangible assets by operating segment as of September 30, 2023 and December 31, 2022 (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total September 30, 2023 Goodwill $ 639,180 $ 286,031 $ — $ 925,211 Intangible Assets 1,366 1,108 18,803 21,277 December 31, 2022 Goodwill $ 639,180 $ 286,031 $ — $ 925,211 Intangible Assets 1,558 75 25,128 26,761 Refer to Note 12 “Segment Reporting and Revenue” for additional information on the Company’s reportable operating segment changes. Amortization expense of intangibles for the three months ended September 30, 2023 and 2022 totaled $2.2 million and $2.5 million, respectively. Amortization expense of intangibles for the nine months ended September 30, 2023 and 2022 totaled $6.7 million and $8.4 million, respectively. As of September 30, 2023, the estimated remaining amortization expense of intangibles is as follows for the years ending (dollars in thousands): For the remaining three months of 2023 $ 2,095 2024 6,936 2025 5,289 2026 3,654 2027 2,068 Thereafter 1,235 Total estimated amortization expense $ 21,277

LEASES

LEASES	9 Months Ended
LEASES	Sep. 30, 2023
Leases [Abstract]
LEASES	5. LEASES Lessor Arrangements The Company’s lessor arrangements consist of sales-type and direct financing leases for equipment, including vehicles and machinery, with terms ranging from 1 month to 122 months . At lease inception the Company estimates the expected residual value of the leased property at the end of the lease term by considering both internal and third-party appraisals. In certain cases, the Company obtains lessee-provided residual value guarantees and third-party residual value insurance to reduce its residual asset risk. At September 30, 2023 and December 31, 2022, the carrying value of residual assets covered by residual value guarantees and residual value insurance was $62.0 million and $44.3 million, respectively. For more information on the Company’s lessor arrangements, refer to Note 1 “Summary of Significant Accounting Policies” in the Company’s 2022 Form 10-K. Total net investment in sales-type and direct financing leases consists of the following (dollars in thousands): September 30, 2023 December 31, 2022 Sales-type and direct financing leases: Lease receivables, net of unearned income and deferred selling profit $ 325,556 $ 266,380 Unguaranteed residual values, net of unearned income and deferred selling profit 16,711 15,159 Total net investment in sales-type and direct financing leases $ 342,267 $ 281,539 Lessee Arrangements The Company’s lessee arrangements consist of operating and finance leases; however, the majority of the leases have been classified as non-cancellable operating leases and are primarily for real estate leases with remaining lease terms of up to 23 years . For more information on the Company’s lessee arrangements, refer to Note 1 “Summary of Significant Accounting Policies” in the Company’s 2022 Form 10-K. On September 20, 2023, the Bank entered into and closed on an agreement for the purchase and sale of 27 properties, which included 25 branches and a drive thru and parking lot, each adjacent to a sold branch, to a single purchaser, for an aggregate purchase price of $45.8 million. Concurrently, the Bank entered into absolute net lease agreements with the purchaser under which the Bank will lease each property for an initial term of 17 years with specified renewal options. The sale-leaseback transaction resulted in a pre-tax gain for the quarter ended September 30, 2023 of approximately $27.7 million, after transaction-related expenses, included in Other Operating Income in the accompanying Consolidated Statements of Income. Each lease agreement includes a 1.5% annual rent escalation during the initial term and 2.0% rent escalation during the renewal terms, if exercised. The Company recorded operating lease ROU assets and corresponding operating lease liabilities of $38.3 million and $38.1 million, respectively, which primarily drove the increases in operating ROU assets and operating lease liabilities at September 30, 2023, compared to December 31, 2022. The tables below provide information about the Company’s lessee lease portfolio and other supplemental lease information (dollars in thousands): September 30, 2023 December 31, 2022 Operating Finance Operating Finance ROU assets $ 68,807 $ 4,899 $ 35,729 $ 5,588 Lease liabilities 75,502 7,369 47,696 8,288 Lease Term and Discount Rate of Operating leases: Weighted-average remaining lease term (years) 11.66 5.33 6.80 6.08 Weighted-average discount rate (1) 6.06 % 1.17 % 2.91 % 1.17 % (1) A lease implicit rate or an incremental borrowing rate is used based on information available at commencement date of lease or at remeasurement date. Nine months ended September 30, 2023 2022 Cash paid for amounts included in measurement of lease liabilities: Operating Cash Flows from Finance Leases $ 68 $ 79 Operating Cash Flows from Operating Leases 8,902 8,514 Financing Cash Flows from Finance Leases 919 885 ROU assets obtained in exchange for lease obligations: Operating leases $ 38,318 $ 1,268 Three months ended September 30, Nine months ended September 30, 2023 2022 2023 2022 Net Operating Lease Cost $ 2,381 $ 2,117 $ 7,291 $ 6,658 Finance Lease Cost: Amortization of right-of-use assets 230 230 689 689 Interest on lease liabilities 22 25 68 79 Total Lease Cost $ 2,633 $ 2,372 $ 8,048 $ 7,426 The maturities of lessor and lessee arrangements outstanding are presented in the table below (dollars in thousands): September 30, 2023 Lessor Lessee Sales-type and Direct Financing Operating Finance For the remaining three months of 2023 $ 20,314 $ 3,536 $ 337 2024 84,391 13,666 1,358 2025 73,581 11,603 1,392 2026 62,743 9,146 1,427 2027 50,928 7,759 1,462 Thereafter 76,765 66,137 1,627 Total undiscounted cash flows 368,722 111,847 7,603 Less: Adjustments (1) 43,166 36,345 234 Total (2) $ 325,556 $ 75,502 $ 7,369 (1) Lessor – unearned income and unearned guaranteed residual value; Lessee – imputed interest. (2) Represents lease receivables for lessor arrangements and lease liabilities for lessee arrangements.

BORROWINGS

BORROWINGS	9 Months Ended
BORROWINGS	Sep. 30, 2023
Borrowings [Abstract]
BORROWINGS	6. BORROWINGS Short-term Borrowings The Company classifies all borrowings that will mature within a year from the date on which the Company enters into them as short-term borrowings. Total short-term borrowings consist primarily of securities sold under agreements to repurchase, which are secured transactions with customers and generally mature the day following the date sold, advances from the FHLB, federal funds purchased (which are secured overnight borrowings from other financial institutions), and other lines of credit. Total short-term borrowings consist of the following as of September 30, 2023 and December 31, 2022 (dollars in thousands): September 30, December 31, 2023 2022 Securities sold under agreements to repurchase $ 134,936 $ 142,837 Federal Funds Purchased — 160,000 FHLB Advances 495,000 1,016,000 Total short-term borrowings $ 629,936 $ 1,318,837 Average outstanding balance during the period $ 633,896 $ 302,060 Average interest rate during the period 4.66 % 1.79 % Average interest rate at end of period 5.12 % 3.89 % The Bank maintains federal funds lines with several correspondent banks; the available balance was $737.0 million and $1.0 billion at September 30, 2023 and December 31, 2022, respectively. The Company maintains an alternate line of credit at a correspondent bank; the available balance was $25.0 million at both September 30, 2023 and December 31, 2022. The Company has certain restrictive covenants related to certain asset quality, capital, and profitability metrics associated with these lines and was in compliance with these covenants as of September 30, 2023 and December 31, 2022. Additionally, the Company had a collateral dependent line of credit with the FHLB of up to $6.2 billion at September 30, 2023 and $6.0 billion at December 31, 2022. The remaining credit availability on the collateral dependent line of credit with the FHLB was $5.7 billion and $4.9 billion at September 30, 2023 and December 31, 2022, respectively. Refer to Note 7 “Commitments and Contingencies” for additional information on the Company’s pledged collateral. Starting in the first quarter of 2023, the Company was eligible to borrow from the Federal Reserve's BTFP, which provides additional contingent liquidity through the pledging of certain qualifying securities. The BTFP is a one-year program ending March 11, 2024, and the Company can borrow any time during the term and can repay the obligation at any time without penalty. As of September 30, 2023, liquidity of $531.0 million was available based on the par-value of qualifying securities from BTFP. The Company had not utilized the BTFP facility as of September 30, 2023. Long-term Borrowings In connection with several previous bank acquisitions, the Company issued $58.5 million and acquired $92.0 million of trust preferred capital notes. The remaining fair value discount on all acquired trust preferred capital notes was $11.9 million and $12.5 million at September 30, 2023 and December 31, 2022, respectively. Total long-term borrowings consist of the following as of September 30, 2023 (dollars in thousands): Spread to Principal 3-Month SOFR (1) Rate (2) Maturity Investment (3) Trust Preferred Capital Securities Trust Preferred Capital Note - Statutory Trust I $ 22,500 2.75 % 8.41 % 6/17/2034 $ 696 Trust Preferred Capital Note - Statutory Trust II 36,000 1.40 % 7.06 % 6/15/2036 1,114 VFG Limited Liability Trust I Indenture 20,000 2.73 % 8.39 % 3/18/2034 619 FNB Statutory Trust II Indenture 12,000 3.10 % 8.76 % 6/26/2033 372 Gateway Capital Statutory Trust I 8,000 3.10 % 8.76 % 9/17/2033 248 Gateway Capital Statutory Trust II 7,000 2.65 % 8.31 % 6/17/2034 217 Gateway Capital Statutory Trust III 15,000 1.50 % 7.16 % 5/30/2036 464 Gateway Capital Statutory Trust IV 25,000 1.55 % 7.21 % 7/30/2037 774 MFC Capital Trust II 5,000 2.85 % 8.51 % 1/23/2034 155 Total Trust Preferred Capital Securities $ 150,500 $ 4,659 Subordinated Debt (4) 2031 Subordinated Debt 250,000 — % 2.875 % 12/15/2031 Total Subordinated Debt (5) $ 250,000 Fair Value Discount (6) (14,426) Investment in Trust Preferred Capital Securities 4,659 Total Long-term Borrowings $ 390,733 (1) As part of the adoption of ASC 848, the index changed from Three-Month LIBOR to Three-Month CME SOFR + 0.262% in the third quarter of 2023. For more information on ASC 848, refer to Note 1 “Summary of Significant Accounting Policies” in Part 1, Item 1 of this Quarterly Report. (2) Rate as of September 30, 2023. Calculated using non-rounded numbers. (3) Represents the junior subordinated debentures owned by the Company in trust and is reported in “Other assets” on the Company’s Consolidated Balance Sheets . (4) Subordinated notes qualify as Tier 2 capital for the Company for regulatory purposes. (5) Fixed-to-floating rate notes. On December 15, 2026, the interest rate changes to a floating rate of the then current Three-Month Term SOFR plus a spread of 186 bps through its maturity date or earlier redemption. The notes may be redeemed before maturity on any interest payment date occurring on or after December 15, 2026. (6) Remaining discounts of $11.9 million and $2.6 million on Trust Preferred Capital Securities and Subordinated Debt, respectively. Total long-term borrowings consist of the following as of December 31, 2022 (dollars in thousands): Spread to Principal 3-Month LIBOR (1) Rate (2) Maturity Investment (3) Trust Preferred Capital Securities Trust Preferred Capital Note - Statutory Trust I $ 22,500 2.75 % 7.52 % 6/17/2034 $ 696 Trust Preferred Capital Note - Statutory Trust II 36,000 1.40 % 6.17 % 6/15/2036 1,114 VFG Limited Liability Trust I Indenture 20,000 2.73 % 7.50 % 3/18/2034 619 FNB Statutory Trust II Indenture 12,000 3.10 % 7.87 % 6/26/2033 372 Gateway Capital Statutory Trust I 8,000 3.10 % 7.87 % 9/17/2033 248 Gateway Capital Statutory Trust II 7,000 2.65 % 7.42 % 6/17/2034 217 Gateway Capital Statutory Trust III 15,000 1.50 % 6.27 % 5/30/2036 464 Gateway Capital Statutory Trust IV 25,000 1.55 % 6.32 % 7/30/2037 774 MFC Capital Trust II 5,000 2.85 % 7.62 % 1/23/2034 155 Total Trust Preferred Capital Securities $ 150,500 $ 4,659 Subordinated Debt (4) 2031 Subordinated Debt 250,000 — % 2.875 % 12/15/2031 Total Subordinated Debt (5) $ 250,000 Fair Value Discount (6) (15,296) Investment in Trust Preferred Capital Securities 4,659 Total Long-term Borrowings $ 389,863 (1) The index rate changed from Three-Month LIBOR to Three-Month CME SOFR + 0.262% in the third quarter of 2023 due to LIBOR cessation. (2 ) Rate as of December 31, 2022. Calculated using non-rounded numbers. (3 ) Represents the junior subordinated debentures owned by the Company in trust and is reported in "Other assets" on the Company’s Consolidated Balance Sheets. (4) Subordinated notes qualify as Tier 2 capital for the Company for regulatory purposes. (5) Fixed-to-floating rate notes. On December 15, 2026, the interest changes to a floating rate of the then current Three-Month Term SOFR plus a spread of 186 bps through its maturity date or earlier redemption. The notes may be redeemed before maturity on any interest payment date occurring on or after December 15, 2026. (6) Remaining discounts of $12.5 million and $2.8 million on Trust Preferred Capital Securities and Subordinated Debt, respectively. As of September 30, 2023, the contractual maturities of long-term debt are as follows for the years ending (dollars in thousands): Trust Preferred Total Capital Subordinated Fair Value Long-term Notes Debt Discount (1) Borrowings For the remaining three months of 2023 $ — $ — $ (292) $ (292) 2024 — — (1,187) (1,187) 2025 — — (1,211) (1,211) 2026 — — (1,236) (1,236) 2027 — — (1,263) (1,263) Thereafter 155,159 250,000 (9,237) 395,922 Total long-term borrowings $ 155,159 $ 250,000 $ (14,426) $ 390,733 (1) Includes discount on Trust Preferred Capital Securities and Subordinated Debt.

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	9 Months Ended
COMMITMENTS AND CONTINGENCIES	Sep. 30, 2023
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	7. COMMITMENTS AND CONTINGENCIES Litigation and Regulatory Matters In the ordinary course of its operations, the Company and its subsidiaries are subject to loss contingencies related to legal and regulatory proceedings. The Company establishes accruals for those matters when a loss contingency is considered probable and the related amount is reasonably estimable. When it is practicable, the Company estimates possible loss contingencies, whether or not there is an accrued probable loss. When the Company is able to estimate such losses and when it is reasonably possible that the Company could incur losses in excess of the amounts accrued, the Company discloses the aggregate estimation of such possible losses. As previously disclosed, on February 9, 2022, pursuant to the CFPB’s Notice and Opportunity to Respond and Advise process, the CFPB Office of Enforcement notified the Bank that it is considering recommending that the CFPB take legal action against the Bank in connection with alleged violations of Regulation E, 12 C.F.R. § 1005.17, and the Consumer Financial Protection Act, 12 U.S.C. §§ 5531 and 5536, in connection with the Bank’s overdraft practices and policies. In March 2023, the CFPB commenced settlement discussions with the Company to resolve the matter, which are ongoing. As of September 30, 2023, the Company has recorded a probable and estimable liability in connection with this matter. In addition, the Company believes that it is reasonably possible that the Company may experience losses in connection with this matter in excess of what the Company has accrued; however, the Company cannot reasonably estimate any loss beyond the estimated liability that has been recorded. The Company cannot provide assurance whether a settlement will be reached, the final terms or timing of any such settlement, or the final amount of loss (potentially including both restitution and a civil money penalty) with respect to this matter. If the Company and the CFPB do not reach a settlement, the CFPB may commence litigation against the Company. Financial Instruments with Off-Balance Sheet Risk The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates. These financial instruments include commitments to extend credit and letters of credit. These instruments involve elements of credit and interest rate risk in excess of the amount recognized on the Company’s Consolidated Balance Sheets. The contractual amounts of these instruments reflect the extent of the Company’s involvement in particular classes of financial instruments. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and letters of credit written is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. Unless noted otherwise, the Company does not require collateral or other security to support off-balance sheet instruments with credit risk. The Company considers credit losses related to off-balance sheet commitments by undergoing a similar process in evaluating losses for loans that are carried on the balance sheet. The Company considers historical loss and funding information, current and future economic conditions, risk ratings, and past due status among other factors in the consideration of expected credit losses in the Company’s off-balance sheet commitments to extend credit. The Company also records an indemnification reserve based on historical statistics and loss rates related to mortgage loans previously sold. At September 30, 2023 and December 31, 2022, the Company’s reserve for unfunded commitments and indemnification reserve totaled $15.7 million and $14.1 million, respectively. Commitments to extend credit are agreements to lend to customers as long as there are no violations of any conditions established in the contracts. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because many of the commitments may expire without being completely drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Letters of credit are conditional commitments issued by the Company to guarantee the performance of customers to third parties. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers. The following table presents the balances of commitments and contingencies as of the following dates (dollars in thousands): September 30, 2023 December 31, 2022 Commitments with off-balance sheet risk: Commitments to extend credit (1) $ 5,600,928 $ 5,229,252 Letters of credit 146,178 156,459 Total commitments with off-balance sheet risk $ 5,747,106 $ 5,385,711 (1) Includes unfunded overdraft protection . As of September 30, 2023, the Company had approximately $260.4 million in deposits in other financial institutions of which $211.0 million served as collateral for cash flow and loan swap derivatives. As of December 31, 2022, the Company had approximately $273.5 million in deposits in other financial institutions of which $196.2 million served as collateral for the Company’s cash flow and loan swap derivatives. The Company had approximately $46.1 million and $74.0 million in deposits in other financial institutions that were uninsured at September 30, 2023 and December 31, 2022, respectively. At least annually, the Company’s management evaluates the loss risk of its uninsured deposits in financial counterparties. For asset/liability management purposes, the Company uses interest rate contracts to hedge various exposures or to modify the interest rate characteristics of various balance sheet accounts. For the over-the-counter derivatives cleared with the central clearinghouses, the variation margin is treated as a settlement of the related derivatives fair values. Refer to Note 8 “Derivatives” within this Item 1 of this Quarterly Report for additional information. As part of the Company’s liquidity management strategy, it pledges collateral to secure various financing and other activities that occur during the normal course of business. The following tables present the types of collateral pledged at September 30, 2023 and December 31, 2022 (dollars in thousands): Pledged Assets as of September 30, 2023 AFS HTM Cash Securities (1) Securities (1) Loans (2) Total Public deposits $ — $ 686,217 $ 580,172 $ — $ 1,266,389 Repurchase agreements — 142,537 — — 142,537 FHLB advances — 51,084 — 3,073,097 3,124,181 Derivatives 210,977 59,568 — — 270,545 Fed Funds (3) — 392,491 16,444 452,649 861,584 Other purposes — 15,248 — — 15,248 Total pledged assets $ 210,977 $ 1,347,145 $ 596,616 $ 3,525,746 $ 5,680,484 (1) Balance represents market value. (2) Balance represents carrying value. (3) Includes AFS and HTM securities pledged under the BTFP program. Pledged Assets as of December 31, 2022 AFS HTM Cash Securities (1) Securities (1) Loans (2) Total Public deposits $ — $ 713,761 $ 579,550 $ — $ 1,293,311 Repurchase agreements — 159,221 — — 159,221 FHLB advances — 36,039 — 2,679,316 2,715,355 Derivatives 196,180 57,114 — — 253,294 Fed Funds — — — 458,680 458,680 Other purposes — 27,311 865 — 28,176 Total pledged assets $ 196,180 $ 993,446 $ 580,415 $ 3,137,996 $ 4,908,037 (1) Balance represents market value. (2) Balance represents book value .

DERIVATIVES

DERIVATIVES	9 Months Ended
DERIVATIVES	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES	8. DERIVATIVES The Company is exposed to economic risks arising from its business operations and uses derivatives primarily to manage risk associated with changing interest rates, and to assist customers with their risk management objectives. The Company designates certain derivatives as hedging instruments in a qualifying hedge accounting relationship (cash flow or fair value hedge). The remaining are classified as free-standing derivatives that do not qualify for hedge accounting and consist of interest rate contracts, which include loan swaps, interest rate cap agreements, interest rate lock commitments, RPAs, and foreign exchange contracts. Derivatives Counterparty Credit Risk Derivative instruments contain an element of credit risk that arises from the potential failure of a counterparty to perform according to the terms of the contract. The Company’s exposure to derivative counterparty credit risk, at any point in time, is equal to the amount reported as a derivative asset on the Company’s Consolidated Balance Sheets, assuming no recoveries of underlying collateral. The Company clears certain over-the-counter derivatives with central clearinghouses through futures commission merchants due to applicable regulatory requirements, which reduces the Company’s counterparty risk. The Company also enters into legally enforceable master netting agreements and collateral agreements, where possible, with certain derivative counterparties to mitigate the risk of default on a bilateral basis. These bilateral agreements typically provide the right to offset exposures and require one counterparty to post collateral on derivative instruments in a net liability position to the other counterparty. For the over-the-counter derivatives cleared with central clearinghouses, the variation margin is treated as settlement of the related derivatives fair values. Derivatives designated as accounting hedges Cash Flow Hedges The Company designates derivatives as cash flow hedges when they are used to manage exposure to variability in cash flows related to forecasted transactions on variable rate financial instruments. The Company uses interest rate swap agreements as part of its hedging strategy by exchanging a notional amount, equal to the principal amount of the borrowings or commercial loans, for fixed-rate interest based on benchmarked interest rates. The original terms and conditions of the interest rate swaps vary in range and length. Amounts receivable or payable are recognized as accrued under the terms of the agreements. All swaps were entered into with counterparties that met the Company’s credit standards, and the agreements contain collateral provisions protecting the at-risk party. The Company concluded that the credit risk inherent in the contract is not significant. For derivatives designated and qualifying as cash flow hedges, ineffectiveness is not measured or separately disclosed. Rather, as long as the hedging relationship continues to qualify for hedge accounting, the entire change in the fair value of the hedging instrument is recorded in OCI and recognized in earnings as the hedged transaction affects earnings. Derivative amounts affecting earnings are recognized consistent with the classification of the hedged item. At September 30, 2023 and December 31, 2022, the Company had interest rate swaps designated and qualifying as cash flow hedges of the Company’s forecasted variable interest receipts on variable rate loans due to changes in the interest rate with a notional amount of $900 million. For each agreement, the Company receives interest at a fixed rate and pays at a variable rate. Fair Value Hedges Derivatives are designated as fair value hedges when they are used to manage exposure to changes in the fair value of certain financial assets and liabilities, referred to as the hedged items, which fluctuate in value as a result of movements in interest rates. Loans: During the normal course of business, the Company enters into swap agreements to convert certain long-term fixed-rate loans to floating rates to hedge the Company’s exposure to interest rate risk. The Company pays a fixed interest rate to the counterparty and receives a floating rate from the same counterparty calculated on the aggregate notional amount. At September 30, 2023 and December 31, 2022, the aggregate notional amount of the related hedged items for certain long-term fixed rate loans totaled $79.3 million and $83.6 million, respectively, and the fair value of the swaps associated with the derivative related to hedged items was an unrealized gain of $12.8 million and $11.0 million, respectively. AFS Securities: The Company has a swap agreement to hedge the interest rate risk on a portion of its fixed rate AFS securities. At September 30, 2023 and December 31, 2022, the aggregate notional amount of the related hedged items of the AFS securities totaled $50.0 million and the fair value of the swaps associated with the derivative related to hedged items was an unrealized gain of $2.6 million and $1.9 million, respectively. The Company applies hedge accounting in accordance with ASC 815, Derivatives and Hedging , and the fair value hedge and the underlying hedged item, attributable to the risk being hedged, are recorded at fair value with unrealized gains and losses being recorded on the Company’s Consolidated Statements of Income. The Company assesses the effectiveness of each hedging relationship by comparing the changes in fair value or cash flows on the derivative hedging instrument with the changes in fair value or cash flows on the designated hedged item or transactions for the risk being hedged. If a hedging relationship ceases to qualify for hedge accounting, the relationship is discontinued and future changes in the fair value of the derivative instrument are recognized in current period earnings. For a discontinued or terminated fair value hedging relationship, all remaining basis adjustments to the carrying amount of the hedged item are amortized to interest income or expense over the remaining life of the hedged item consistent with the amortization of other discounts or premiums. Previous balances deferred in AOCI from discontinued or terminated cash flow hedges are reclassified to interest income or expense as the hedged transactions affect earnings or over the originally specified term of the hedging relationship. The Company’s hedges continue to be highly effective and had no material impact on the Consolidated Statements of Income. Derivatives not designated as accounting hedges Interest Rate Contracts: During the normal course of business, the Company enters into interest rate contracts with borrowers to help meet their financing needs. Upon entering into interest rate contracts, the Company enters into offsetting positions with a third party in order to minimize interest rate risk. These interest rate contracts qualify as financial derivatives with fair values as reported in “Other assets” and “Other liabilities” on the Company’s Consolidated Balance Sheets. RPAs: The Company enters into RPAs where it may either sell or assume credit risk related to a borrower’s performance under certain non-hedging interest rate derivative contracts on participated loans. The Company manages its credit risk under RPAs by monitoring the creditworthiness of the borrowers based on the Company’s normal credit review process. RPAs are carried at fair value with changes in fair value recorded in “Other operating income” on the Company’s Consolidated Statements of Income. Foreign Exchange Contracts: The Company enters into certain foreign exchange derivative contracts that are not designated as accounting hedges primarily to support the banking needs of certain commercial banking customers. These foreign exchange contracts qualify as financial derivatives with fair values reported in “Other assets” and “Other liabilities” on the Company’s Consolidated Balance Sheets with changes in fair value recorded in “Other operating income” on the Company’s Consolidated Statements of Income. At September 30, 2023 and December 31, 2022, the Company’s foreign exchange derivative contracts had an aggregate notional amount of $12.3 million and $10.4 million, respectively. Unrealized losses at both September 30, 2023 and December 31, 2022 were not significant. The Company had no foreign exchange derivative contracts at September 30, 2022. The following table summarizes key elements of the Company’s derivative instruments as of September 30, 2023 and December 31, 2022, segregated by derivatives that are considered accounting hedges and those that are not (dollars in thousands): September 30, 2023 December 31, 2022 Derivative (2) Derivative (2) Notional or Notional or Contractual Contractual Amount (1) Assets Liabilities Amount (1) Assets Liabilities Derivatives designated as accounting hedges: Interest rate contracts: (3) Cash flow hedges $ 900,000 $ — $ 14,955 $ 900,000 $ 1,163 $ 6,599 Fair value hedges 129,309 5,102 — 133,576 4,117 — Derivatives not designated as accounting hedges: Interest rate contracts (3)(4) 6,248,254 117,917 276,814 5,820,005 75,030 229,401 (1) Notional amounts are not recorded on the Company’s Consolidated Balance Sheets and are generally used only as a basis on which interest and other payments are determined. (2) Balances represent fair value of derivative financial instruments. (3) The Company’s cleared derivatives are classified as a single-unit of accounting, resulting in the fair value of the designated swap being reduced by the variation margin, which is treated as settlement of the related derivatives fair value for accounting purposes. (4) Includes RPAs. The following table summarizes the carrying value of the Company’s hedged assets in fair value hedges and the associated cumulative basis adjustments included in those carrying values as of September 30, 2023 and December 31, 2022 (dollars in thousands): September 30, 2023 December 31, 2022 Cumulative Cumulative Amount of Basis Amount of Basis Adjustments Adjustments Included in the Included in the Carrying Amount Carrying Carrying Amount Carrying of Hedged Amount of the of Hedged Amount of the Assets/(Liabilities) Hedged Assets/(Liabilities) Hedged Amount (1) Assets/(Liabilities) Amount (1) Assets/(Liabilities) Line items on the Consolidated Balance Sheets in which the hedged item is included: Securities available-for-sale (1) (2) $ 84,482 $ (2,589) $ 91,388 $ (1,889) Loans (3) 79,309 (12,635) 83,576 (10,832) (1) These amounts include the amortized cost basis of the investment securities designated in hedging relationships for which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At September 30, 2023 and December 31, 2022, the amortized cost basis of this portfolio was $84.5 million and $91.4 million, respectively, and the cumulative basis adjustment associated with this hedge was $2.6 million and $1.9 million, respectively. The amount of the designated hedged item at September 30, 2023 and December 31, 2022 totaled $50 million. (2) Carrying value represents amortized cost. (3) The fair value of the swaps associated with the derivative related to hedged items at September 30, 2023 and December 31, 2022 was an unrealized gain of $12.8 million and $11.0 million, respectively.

STOCKHOLDERS' EQUITY

STOCKHOLDERS' EQUITY	9 Months Ended
STOCKHOLDERS' EQUITY	Sep. 30, 2023
Equity [Abstract]
STOCKHOLDERS' EQUITY	9. STOCKHOLDERS’ EQUITY Repurchase Programs As of September 30, 2023, the Company does not have an active share repurchase program. The Company’s prior share repurchase plan expired on December 9, 2022. During the nine months ended September 30, 2022, the Company repurchased an aggregate of 1.3 million shares (or $48.2 million), and none of these shares were repurchased during the third quarter of 2022. Accumulated Other Comprehensive Income (Loss) The change in AOCI for the three and nine months ended September 30, 2023 is summarized as follows, net of tax (dollars in thousands): Unrealized Gains (Losses) Unrealized for AFS Unrealized (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) on Securities HTM Flow Hedge BOLI Total AOCI (loss) – June 30, 2023 $ (353,811) $ 12 $ (57,221) $ 153 $ (410,867) Other comprehensive (loss) income: Other comprehensive loss before reclassification (79,193) — (9,581) — (88,774) Amounts reclassified from AOCI into earnings 21,799 (2) — (62) 21,735 Net current period other comprehensive loss (57,394) (2) (9,581) (62) (67,039) AOCI (loss) – September 30, 2023 $ (411,205) $ 10 $ (66,802) $ 91 $ (477,906) Unrealized Gains (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) on Securities HTM Flow Hedge BOLI Total AOCI (loss) – December 31, 2022 $ (363,919) $ 17 $ (54,610) $ 226 $ (418,286) Other comprehensive income (loss): Other comprehensive (loss) income before reclassification (79,669) — (12,192) 10 (91,851) Amounts reclassified from AOCI into earnings 32,383 (7) — (145) 32,231 Net current period other comprehensive loss (47,286) (7) (12,192) (135) (59,620) AOCI (loss) – September 30, 2023 $ (411,205) $ 10 $ (66,802) $ 91 $ (477,906) The change in AOCI for the three and nine months ended September 30, 2022 is summarized as follows, net of tax (dollars in thousands): Unrealized Gain (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) Securities HTM Flow Hedge on BOLI Total AOCI (loss) – June 30, 2022 $ (277,577) $ 25 $ (36,452) $ (2,279) $ (316,283) Other comprehensive (loss) income: Other comprehensive loss before reclassification (121,841) — (24,142) — (145,983) Amounts reclassified from AOCI into earnings — (4) — 151 147 Net current period other comprehensive (loss) income (121,841) (4) (24,142) 151 (145,836) AOCI (loss) – September 30, 2022 $ (399,418) $ 21 $ (60,594) $ (2,128) $ (462,119) Unrealized Gain (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) Securities HTM Flow Hedge on BOLI Total AOCI – December 31, 2021 $ 22,763 $ 35 $ (1,567) $ (2,596) $ 18,635 Other comprehensive (loss) income: Other comprehensive loss before reclassification (422,183) — (59,027) — (481,210) Amounts reclassified from AOCI into earnings 2 (14) — 468 456 Net current period other comprehensive (loss) income (422,181) (14) (59,027) 468 (480,754) AOCI (loss) – September 30, 2022 $ (399,418) $ 21 $ (60,594) $ (2,128) $ (462,119)

FAIR VALUE MEASUREMENTS

FAIR VALUE MEASUREMENTS	9 Months Ended
FAIR VALUE MEASUREMENTS	Sep. 30, 2023
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENTS	10. FAIR VALUE MEASUREMENTS The Company follows ASC 820, Fair Value Measurement to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. ASC 820 clarifies that fair value of certain assets and liabilities is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between willing market participants. ASC 820 specifies a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. The three levels of the fair value hierarchy under ASC 820 based on these two types of inputs are as follows: Level 1 Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 Valuation is based on observable inputs including quoted prices in active markets for similar assets and liabilities, quoted prices for identical or similar assets and liabilities in less active markets, and model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the markets. Level 3 Valuation is based on model-based techniques that use one or more significant inputs or assumptions that are unobservable in the market. These unobservable inputs reflect the Company’s assumptions about what market participants would use and information that is reasonably available under the circumstances without undue cost and effort. Assets and Liabilities Measured at Fair Value on a Recurring Basis The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the financial statements. Derivative Instruments As discussed in Note 8 “Derivatives” within this Item 1 of this Quarterly Report, the Company records derivative instruments at fair value on a recurring basis. The Company utilizes derivative instruments as part of the management of interest rate risk to modify the re-pricing characteristics of certain portions of the Company’s interest-bearing assets and liabilities, as well as to manage the Company’s exposure to credit risk related to borrower’s performance under interest rate derivatives. The Company has contracted with a third-party vendor to provide valuations for derivatives using standard valuation techniques and therefore classifies such valuations as Level 2. Third-party valuations are validated by the Company using the Bloomberg Valuation Service’s derivative pricing functions. No significant differences were identified during the validation as of September 30, 2023 and December 31, 2022. The Company has considered counterparty credit risk in the valuation of its derivative assets and has considered its own credit risk in the valuation of its derivative liabilities. AFS Securities AFS securities are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1). If quoted market prices are not available, fair values are measured utilizing independent valuation techniques of identical or similar securities for which significant assumptions are derived primarily from or corroborated by observable market data (Level 2). If the inputs used to provide the evaluation for certain securities are unobservable and/or there is little, if any, market activity, then the security would fall to the lowest level of the hierarchy (Level 3). The Company’s investment portfolio is primarily valued using fair value measurements that are considered to be Level 2. The Company has contracted with a third-party portfolio accounting service vendor for valuation of its securities portfolio. The vendor’s primary source for security valuation is ICE, which evaluates securities based on market data. ICE utilizes evaluated pricing models that vary by asset class and include available trade, bid, and other market information. Generally, the methodology includes broker quotes, proprietary models, vast descriptive terms and conditions databases, as well as extensive quality control programs. The vendor utilizes proprietary valuation matrices for valuing all municipals securities. The initial curves for determining the price, movement, and yield relationships within the municipal matrices are derived from industry benchmark curves or sourced from a municipal trading desk. The securities are further broken down according to issuer, credit support, state of issuance, and rating to incorporate additional spreads to the industry benchmark curves. The Company primarily uses the Bloomberg Valuation Service, an independent information source that draws on quantitative models and market data contributed from over 4,000 market participants, to validate third party valuations. Any significant differences between valuation sources are researched by further analyzing the various inputs that are utilized by each pricing source. No significant differences were identified during the validation as of September 30, 2023 and December 31, 2022. The carrying value of restricted FRB and FHLB stock approximates fair value based on the redemption provisions of each entity and is therefore excluded from the table below. Loans Held for Sale Residential loans originated for sale in the open market are carried at fair value. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). Gains and losses on the sale of loans are recorded in current period earnings as a component of “Mortgage banking income” on the Company’s Consolidated Statements of Income. The following table presents the balances of financial assets and liabilities measured at fair value on a recurring basis at September 30, 2023 and December 31, 2022 (dollars in thousands): Fair Value Measurements at September 30, 2023 using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Level 1 Level 2 Level 3 Balance ASSETS AFS securities: U.S. government and agency securities $ 59,568 $ 2,270 $ — $ 61,838 Obligations of states and political subdivisions — 417,460 — 417,460 Corporate and other bonds (1) — 242,818 — 242,818 MBS — 1,361,085 — 1,361,085 Other securities — 1,727 — 1,727 LHFS — 6,608 — 6,608 Financial Derivatives (2) — 123,019 — 123,019 LIABILITIES Financial Derivatives (2) $ — $ 291,769 $ — $ 291,769 (1) Other bonds include asset-backed securities. (2) Includes hedged and non-hedged derivatives. Fair Value Measurements at December 31, 2022 using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Level 1 Level 2 Level 3 Balance ASSETS AFS securities: U.S. government and agency securities $ 56,606 $ 5,337 $ — $ 61,943 Obligations of states and political subdivisions — 807,435 — 807,435 Corporate and other bonds (1) — 226,380 — 226,380 MBS — 1,644,394 — 1,644,394 Other securities — 1,664 — 1,664 LHFS — 3,936 — 3,936 Financial Derivatives (2) — 80,310 — 80,310 LIABILITIES Financial Derivatives (2) $ — $ 236,000 $ — $ 236,000 (1) Other bonds include asset-backed securities. (2) Includes hedged and non-hedged derivatives. Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis Certain assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets after they are evaluated for impairment. The primary assets accounted for at fair value on a nonrecurring basis are related to foreclosed properties, former bank premises, and collateral-dependent loans that are individually assessed. When the asset is secured by real estate, the Company measures the fair value utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser using observable market data. Management may discount the value from the appraisal in determining the fair value if, based on its understanding of the market conditions, the collateral had been impaired below the appraised value (Level 3). The nonrecurring valuation adjustments for these assets did not have a significant impact on the Company’s consolidated financial statements. Fair Value of Financial Instruments ASC 825, Financial Instruments, requires disclosure about fair value of financial instruments for interim periods and excludes certain financial instruments and all non-financial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. Cash and Cash Equivalents For those short-term instruments, the carrying amount is a reasonable estimate of fair value. HTM Securities The Company’s HTM investment portfolio is primarily valued using fair value measurements that are considered to be Level 2, utilizes the same valuation approach as described above with the AFS securities portfolio. Any significant differences between valuation sources are researched by further analyzing the various inputs that are utilized by each pricing source. No significant differences were identified during the validation as of September 30, 2023 and December 31, 2022. The Company’s Level 3 HTM securities are a result of a prior acquisition and are comprised of asset-backed securities and municipal bonds. Valuations of the asset-backed securities are provided by a third-party vendor specializing in the SBA markets and are based on underlying loan pool information, market data, and recent trading activity for similar securities. Valuations of the municipal bonds are provided by a third-party vendor that specializes in hard-to-value securities and are based on a discounted cash flow model and incorporates considerations for the complexity of the instrument, likelihood it will be called, and credit ratings. The Company reviews the valuations obtained for any material differences between valuation sources by analyzing the various inputs and results utilized by each pricing source. No significant differences were identified during the validation as of September 30, 2023 and December 31, 2022. Loans and Leases The fair value of loans and leases were estimated using an exit price, representing the amount that would be expected to be received if the Company sold the loans and leases. The fair value of performing loans and leases were estimated through use of discounted cash flows. Credit loss assumptions were based on market PD/LGD for loan and lease cohorts. The discount rate was based primarily on recent market origination rates. Fair value of loans and leases individually assessed and their respective levels within the fair value hierarchy are described in the previous section related to fair value measurements of assets that are measured on a nonrecurring basis. Bank Owned Life Insurance The carrying value of BOLI approximates fair value. The Company records these policies at their cash surrender value, which is estimated using information provided by insurance carriers. Deposits The fair value of demand deposits, savings accounts, brokered deposits, and certain money market deposits is the amount payable on demand at the reporting date. The fair value of certificates of deposits were valued using a discounted cash flow calculation that includes a market rate analysis of the current rates offered by market participants for certificates of deposits that mature in the same period. Accrued Interest The carrying amounts of accrued interest approximate fair value. The carrying values and estimated fair values of the Company’s financial instruments at September 30, 2023 and December 31, 2022 are as follows (dollars in thousands): Fair Value Measurements at September 30, 2023 using Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Total Fair Identical Assets Inputs Inputs Value Carrying Value Level 1 Level 2 Level 3 Balance ASSETS Cash and cash equivalents $ 398,945 $ 398,945 $ — $ — $ 398,945 AFS securities 2,084,928 59,568 2,025,360 — 2,084,928 HTM securities 843,269 — 760,786 1,260 762,046 Restricted stock 104,785 — 104,785 — 104,785 LHFS 6,608 — 6,608 — 6,608 LHFI, net of deferred fees and costs 15,283,620 — — 14,712,224 14,712,224 Financial Derivatives (1) 123,019 — 123,019 — 123,019 Accrued interest receivable 85,663 — 85,663 — 85,663 BOLI 449,452 — 449,452 — 449,452 LIABILITIES Deposits $ 16,786,505 $ — $ 16,758,971 $ — $ 16,758,971 Borrowings 1,020,669 — 947,640 — 947,640 Accrued interest payable 17,046 — 17,046 — 17,046 Financial Derivatives (1) 291,769 — 291,769 — 291,769 (1) Includes hedged and non-hedged derivatives. Fair Value Measurements at December 31, 2022 using Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Total Fair Identical Assets Inputs Inputs Value Carrying Value Level 1 Level 2 Level 3 Balance ASSETS Cash and cash equivalents $ 319,948 $ 319,948 $ — $ — $ 319,948 AFS securities 2,741,816 56,606 2,685,210 — 2,741,816 HTM securities 847,732 — 798,778 3,109 801,887 Restricted stock 120,213 — 120,213 — 120,213 LHFS 3,936 — 3,936 — 3,936 LHFI, net of deferred fees and costs 14,449,142 — — 13,974,926 13,974,926 Financial Derivatives (1) 80,310 — 80,310 — 80,310 Accrued interest receivable 81,953 — 81,953 — 81,953 BOLI 440,656 — 440,656 — 440,656 LIABILITIES Deposits $ 15,931,677 $ — $ 15,927,361 $ — $ 15,927,361 Borrowings 1,708,700 — 1,645,095 — 1,645,095 Accrued interest payable 5,268 — 5,268 — 5,268 Financial Derivatives (1) 236,000 — 236,000 — 236,000 (1) Includes hedged and non-hedged derivatives. The Company assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of the Company’s financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Company. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. Borrowers with fixed rate obligations, however, are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Company’s overall interest rate risk.

EARNINGS PER SHARE

EARNINGS PER SHARE	9 Months Ended
EARNINGS PER SHARE	Sep. 30, 2023
Earnings Per Share [Abstract]
EARNINGS PER SHARE	11. EARNINGS PER SHARE Basic EPS is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted EPS is computed using the weighted average number of common shares outstanding during the period, including the effect of dilutive potential common shares outstanding attributable to stock awards. The following table presents basic and diluted EPS calculations for the three and nine months ended September 30, 2023 and 2022 (dollars in thousands except per share data): Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Net Income $ 54,017 $ 58,070 $ 144,911 $ 163,986 Less: Preferred Stock Dividends 2,967 2,967 8,901 8,901 Net income available to common shareholders $ 51,050 $ 55,103 $ 136,010 $ 155,085 Weighted average shares outstanding, basic 74,999 74,704 74,943 75,029 Dilutive effect of stock awards — 1 1 5 Weighted average shares outstanding, diluted 74,999 74,705 74,944 75,034 Earnings per common share, basic $ 0.68 $ 0.74 $ 1.81 $ 2.07 Earnings per common share, diluted $ 0.68 $ 0.74 $ 1.81 $ 2.07

SEGMENT REPORTING AND REVENUE

SEGMENT REPORTING AND REVENUE	9 Months Ended
SEGMENT REPORTING AND REVENUE	Sep. 30, 2023
Revenue from Contract with Customer [Abstract]
SEGMENT REPORTING AND REVENUE	12. SEGMENT REPORTING AND REVENUE Operating Segments Effective January 1, 2023, the Company made an organizational change to move certain lines of business in the wealth management division that primarily serve Wholesale Banking customers from the Consumer Banking segment to the Wholesale Banking segment. As a result, the Company reallocated $9.6 million of goodwill from the Consumer Banking segment to the Wholesale Banking segment and restated its prior segment information for the year ended December 31, 2022, based on this organizational change. Goodwill was evaluated for impairment prior to and immediately following the organizational change. Refer to Note 4 “Goodwill and Intangible Assets” within this Item 1 “Financial Statements” of this Quarterly Report for additional information. In addition, effective January 1, 2023, the Company restated its prior segment operating results for the three and nine months ended September 30, 2022, resulting in a reallocation of noninterest income ( $3.0 million and $9.5 million, respectively) and noninterest expense ( $4.0 million and $12.1 million, respectively) from the Consumer Banking segment to the Wholesale Banking segment. As of September 30, 2023, the Company’s operating segments include the following: ● Wholesale Banking : The Wholesale Banking segment provides loan and deposit services, as well as treasury management, and capital market services to wholesale customers primarily throughout Virginia, Maryland, North Carolina, and South Carolina. These customers include commercial real estate and commercial and industrial customers. This segment also includes the Company’s equipment finance subsidiary, which has nationwide exposure. The private banking and trust businesses also reside in the Wholesale Banking segment. ● Consumer Banking : The Consumer Banking segment provides loan and deposit services to consumers and small businesses throughout Virginia, Maryland, and North Carolina. Consumer Banking includes the home loan division and investment management and advisory services businesses. ● Corporate Other : Corporate Other includes the Company’s Corporate Treasury functions, such as management of the investment securities portfolio, long-term debt, short-term liquidity and funding activities, balance sheet risk management, and other corporate support functions, as well as intercompany eliminations. Segment Reporting Methodology The Company’s segment reporting is based on a “management approach” as described in Note 1 “Summary of Significant Accounting Policies” of the Company’s 2022 Form 10-K . Inter-segment transactions are recorded at cost and eliminated as part of the consolidation process. A management fee for operations and administrative support services is charged to all subsidiaries and eliminated in the consolidated totals. For additional information on the methodologies used in preparing the operating segment results , refer to Note 17 “Segment Reporting and Revenue” in the Company’s 2022 Form 10-K. Segment Results The following tables present the Company’s operating segment results for the three months and nine months ended September 30, 2023 and 2022 (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other (1) Total Three Months Ended September 30, 2023 Net interest income $ 68,049 $ 63,912 $ 19,980 $ 151,941 Provision for credit losses 9,310 (4,319) — 4,991 Net interest income after provision for credit losses 58,739 68,231 19,980 146,950 Noninterest income 9,468 13,722 3,904 27,094 Noninterest expenses 40,039 54,994 13,475 108,508 Income before income taxes $ 28,168 $ 26,959 $ 10,409 $ 65,536 Three Months Ended September 30, 2022 (2) Net interest income $ 77,625 $ 58,749 $ 14,341 $ 150,715 Provision for credit losses 8,470 (2,058) — 6,412 Net interest income after provision for credit losses 69,155 60,807 14,341 144,303 Noninterest income 8,453 11,939 5,192 25,584 Noninterest expenses 40,164 54,740 5,019 99,923 Income before income taxes $ 37,444 $ 18,006 $ 14,514 $ 69,964 Wholesale Banking Consumer Banking Corporate Other (1) Total Nine Months Ended September 30, 2023 Net interest income $ 201,722 $ 190,806 $ 64,941 $ 457,469 Provision for credit losses 25,853 (2,947) 5 22,911 Net interest income after provision for credit losses 175,869 193,753 64,936 434,558 Noninterest income 25,743 38,188 (3,013) 60,918 Noninterest expenses 123,207 168,971 30,264 322,442 Income before income taxes $ 78,405 $ 62,970 $ 31,659 $ 173,034 Nine Months Ended September 30, 2022 (2) Net interest income $ 221,979 $ 157,918 $ 40,516 $ 420,413 Provision for credit losses 12,844 (100) 27 12,771 Net interest income after provision for credit losses 209,135 158,018 40,489 407,642 Noninterest income 25,967 45,135 22,921 94,023 Noninterest expenses 118,216 165,523 20,273 304,012 Income before income taxes $ 116,886 $ 37,630 $ 43,137 $ 197,653 (1) For the three and nine months ended September 30, 2023, noninterest expenses include $8.7 million ( $8.7 million included within other expenses and ($67,000) included within salaries and benefits) and $12.6 million ( $9.8 million included within other expenses and $2.8 million included within salaries and benefits), respectively, in expenses associated with strategic cost saving initiatives, principally composed of severance costs related to headcount reductions, costs related to modifying certain third-party vendor contracts, and charges for exiting certain leases. (2) As discussed above, the segment operating results for the three and nine months ended September 30, 2022 include a reallocation from Consumer Banking to Wholesale Banking. The following table presents the Company’s operating segment results for key balance sheet metrics as of September 30, 2023 and December 31, 2022 (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total As of September 30, 2023 LHFI, net of deferred fees and costs (1) $ 12,343,799 $ 2,953,367 $ (13,546) $ 15,283,620 Goodwill 639,180 286,031 — 925,211 Deposits 6,537,472 9,726,079 522,954 16,786,505 As of December 31, 2022 LHFI, net of deferred fees and costs (1)(2) $ 11,476,258 $ 2,990,017 $ (17,133) $ 14,449,142 Goodwill (3) 639,180 286,031 — 925,211 Deposits (4) 6,128,729 9,724,598 78,350 15,931,677 (1) Corporate Other includes acquisition accounting fair value adjustments. (2) Wholesale Banking includes a $136.6 million reallocation from Consumer Banking due to the January 1, 2023 organizational change discussed above. (3) Wholesale Banking includes a $9.6 million reallocation from Consumer Banking due to the January 1, 2023 organizational change discussed above. (4) Wholesale Banking includes a $258.7 million reallocation from Consumer Banking due to the January 1, 2023 organizational change discussed above. Revenue The majority of the Company’s noninterest income is being accounted for in accordance with ASC 606, Revenue from Contracts with Customers and comes from short term contracts associated with fees for services provided on deposit accounts and credit cards from the Consumer and Wholesale Banking segments, as well as fiduciary and asset management fees from the Consumer Banking and Wholesale Banking segments. R efer to Note 17 “Segment Reporting and Revenue” in the Company’s 2022 Form 10-K for additional information on the Company’s contract balances, performance obligations, and mortgage banking income. Noninterest income disaggregated by major source for the three and nine months ended September 30, 2023 and 2022, consisted of the following (dollars in thousands): Three Months Ended Nine Months Ended September 30, September 30, September 30, September 30, 2023 2022 2023 2022 Noninterest income: Deposit Service Charges (1) Overdraft fees $ 5,210 $ 3,831 $ 14,873 $ 14,130 Maintenance fees & other 3,347 2,953 9,704 8,291 Other service charges, commissions, and fees (1) 2,632 1,770 6,071 5,134 Interchange fees (1) 2,314 2,461 7,098 6,539 Fiduciary and asset management fees (1) Trust asset management fees 3,120 3,035 9,329 9,726 Registered advisor management fees — — — 5,088 Brokerage management fees 1,429 1,099 3,840 3,515 Mortgage banking income 666 1,390 1,969 6,707 Loss on sale of securities (27,594) — (40,992) (2) Bank owned life insurance income 2,973 3,445 8,671 8,858 Loan-related interest rate swap fees 2,695 2,050 6,450 8,510 Other operating income (2) 30,302 3,550 33,905 17,527 Total noninterest income $ 27,094 $ 25,584 $ 60,918 $ 94,023 (1) Income within scope of ASC 606, Revenue from Contracts with Customers. (2) Includes a $27.7 million gain related to the sale-leaseback transaction for the three and nine months ended September 30, 2023, and a $9.1 million gain related to the sale of DHFB for the nine months ended September 30, 2022. The following tables present noninterest income disaggregated by reportable operating segment for the three and nine months ended September 30, 2023 and 2022 (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other (1)(2) Total Three Months Ended September 30, 2023 Noninterest income: Deposit service charges $ 2,184 $ 6,373 $ — $ 8,557 Other service charges and fees 399 2,233 — 2,632 Fiduciary and asset management fees 3,050 1,499 — 4,549 Mortgage banking income — 666 — 666 Other income 3,835 2,951 3,904 10,690 Total noninterest income $ 9,468 $ 13,722 $ 3,904 $ 27,094 Three Months Ended September 30, 2022 (3) Noninterest income: Deposit service charges $ 1,783 $ 5,001 $ — $ 6,784 Other service charges and fees 513 1,257 — 1,770 Fiduciary and asset management fees 2,960 1,174 — 4,134 Mortgage banking income — 1,390 — 1,390 Other income 3,197 3,117 5,192 11,506 Total noninterest income $ 8,453 $ 11,939 $ 5,192 $ 25,584 Wholesale Banking Consumer Banking Corporate Other (1)(2) Total Nine Months Ended September 30, 2023 Noninterest income: Deposit service charges $ 6,268 $ 18,309 $ — $ 24,577 Other service charges and fees 1,140 4,931 — 6,071 Fiduciary and asset management fees 9,118 4,051 — 13,169 Mortgage banking income — 1,969 — 1,969 Other income 9,217 8,928 (3,013) 15,132 Total noninterest income $ 25,743 $ 38,188 $ (3,013) $ 60,918 Nine Months Ended September 30, 2022 (3) Noninterest income: Deposit service charges $ 4,990 $ 17,431 $ — $ 22,421 Other service charges and fees 1,342 3,792 — 5,134 Fiduciary and asset management fees 9,501 8,828 — 18,329 Mortgage banking income — 6,707 — 6,707 Other income 10,134 8,377 22,921 41,432 Total noninterest income $ 25,967 $ 45,135 $ 22,921 $ 94,023 (1) For the three and nine months ended September 30, 2022, other income primarily includes a $9.1 million gain related to the sale of DHFB and income from BOLI. (2) For the three and nine months ended September 30, 2023, other income primarily includes a $27.7 million gain related to the sale-leaseback transaction, losses incurred on the sale of AFS securities ( $27.6 million and $41.0 million, respectively), and income from BOLI. (3) As discussed above, noninterest income for the three and nine months ended September 30, 2022 includes a reallocation from Consumer Banking to Wholesale Banking.

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	9 Months Ended
SUBSEQUENT EVENTS	Sep. 30, 2023
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	13. SUBSEQUENT EVENTS The Company’s management has evaluated subsequent events through November 2, 2023, the date the financial statements were issued. On October 26, 2023 , the Company’s Board of Directors declared a quarterly dividend on the outstanding shares of its Series A preferred stock. The Series A preferred stock is represented by depositary shares, each representing a 1/400 th ownership interest in a share of Series A preferred stock . The dividend of $171.88 per share (equivalent to $0.43 per outstanding depositary share) is payable on December 1, 2023 to preferred shareholders of record as of November 16, 2023 . The Company’s Board of Directors also declared a quarterly dividend of $0.32 per share of common stock. The common stock dividend is payable on November 24, 2023 to common shareholders of record as of November 10, 2023 .

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	Sep. 30, 2023
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
The Company	The Company Headquartered in Richmond, Virginia, Atlantic Union Bankshares Corporation (NYSE: AUB) is the holding company for Atlantic Union Bank. Atlantic Union Bank had 109 branches and 123 ATMs located throughout Virginia and in portions of Maryland and North Carolina as of September 30, 2023. Certain non-bank financial services affiliates of Atlantic Union Bank include: Atlantic Union Equipment Finance, Inc., which provides equipment financing; Atlantic Union Financial Consultants, LLC, which provides brokerage services; and Union Insurance Group, LLC, which offers various lines of insurance products. The unaudited consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. The unaudited consolidated financial statements have been prepared in accordance with GAAP for interim financial information and follow general practice within the banking industry. Accordingly, the unaudited consolidated financial statements do not include all the information and footnotes required by GAAP for complete financial statements; however, in the opinion of management all adjustments necessary for a fair presentation of the results of the interim periods presented have been made. The results of operations for the interim periods are not necessarily indicative of the results that may be expected for the full year or any other period. The unaudited consolidated financial statements should be read in conjunction with the Company’s audited consolidated financial statements and notes thereto included in the Company’s 2022 Form 10-K. Certain prior period amounts have been reclassified to conform to current period presentation.
Adoption of New Accounting Standards	Adoption of New Accounting Standards In March 2022, the FASB issued ASU No. 2022-01 Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method to allow nonprepayable financial assets to be included in a closed portfolio hedge using the portfolio layer method and to allow multiple hedged layers to be designated for a single closed portfolio of financial assets or one or more beneficial interests secured by a portfolio of financial instruments. The amendments are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Company adopted ASU No. 2022-01 effective January 1, 2023 and it did not have significant impact on its consolidated financial statements. In March 2022, the FASB issued ASU No. 2022-02 Financial Instruments- Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures. This ASU eliminates the accounting guidance for TDRs by creditors and instead requires that an entity evaluate whether a loan modification represents a new loan or a continuation of an existing loan, consistent with the accounting for other loan modifications. The amendment also introduces new disclosure requirements for modifications to loans made to a borrower experiencing financial difficulty in the form of principal forgiveness, interest rate reductions, term extensions, or other-than-insignificant payment delays. The Company refers to these modifications to borrowers experiencing financial difficulty as Troubled Loan Modifications, or TLMs. In addition, the amendments require that an entity disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The amendments are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Company adopted the amendments of ASU 2022-02 effective January 1, 2023 on a prospective basis. See below in Note 1 “Summary of Significant Accounting Policies” within this Item 1 of this Quarterly Report for discussion of the Company’s accounting policy for Loan Modifications and Note 3 “Loans and Allowance for Loan and Lease Losses” within this Item 1 of this Quarterly Report for more information. In March 2020, the FASB issued ASC 848, Reference Rate Reform . This guidance provides temporary, optional guidance to ease the potential burden in accounting for reference rate reform associated with the LIBOR transition. LIBOR and other interbank offered rates are widely used benchmark or reference rates that have been used in the valuation of loans, derivatives, and other financial contracts. ASC 848 provides optional expedients and exceptions for applying GAAP to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. ASC 848 is intended to help stakeholders during the global market-wide reference rate transition period. The LIBOR cessation date for U.S. dollar settings was June 30, 2023. The amendments are effective as of March 12, 2020 through December 31, 2024 and can be adopted at an instrument level. The Company has elected the practical expedients provided in ASC 848 related to (1) accounting for contract modifications on its loans and securities tied to LIBOR and (2) asserting probability of the hedged item occurring, regardless of any expected modification in terms related to reference rate reform for the newly executed cash flow hedges. This amendment did not have a significant impact on the Company’s consolidated financial statements.
Loan Modifications	Loan Modifications The Company evaluates all loan modifications according to the accounting guidance for loan refinancing and restructuring to determine whether the modification should be accounted for as a new loan or a continuation of the existing loan. If the modification meets the criteria to be accounted for as a new loan, any deferred fees and costs remaining prior to the modification are recognized in income and any new deferred fees and costs are recorded on the loan as part of the modification. If the modification does not meet the criteria to be accounted for as a new loan, any new deferred fees and costs resulting from the modification are added to the existing amortized cost basis of the loan. The Company adopted the accounting guidance in ASU No. 2022-02 on January 1, 2023 that eliminates the recognition and measurement of TDRs. Upon adoption of this guidance, the Company no longer applies its TDR accounting policy and instead accounts for modifications in accordance with its loan modifications policy stated in the preceding paragraph. For the Company’s policy for accounting for TDRs prior to the adoption of ASU No. 2022-02, see Note 1 “Summary of Significant Accounting Policies” of the Company’s 2022 Form 10-K. Effective January 1, 2023, the Company refers to modifications to loans where the borrower is experiencing financial difficulty and the modification is in the form of principal forgiveness, interest rate reductions, term extensions, other-than-insignificant payment delays, or a combination of the above modifications, as troubled loan modifications, or TLMs. The Company accounts for TLMs consistently with its accounting policy for accounting for loan modifications. The ALLL on TLMs is measured using the same method as all other LHFI. Refer to Note 3 “Loans and Allowance for Loan and Lease Losses” within this Item 1 of this Quarterly Report for additional disclosures related to TLMs.
Accrued Interest Receivable	Accrued Interest Receivable The Company has elected to exclude accrued interest from the amortized cost basis in its determination of the ALLL, as well as the ACL reserve for securities. Accrued interest receivable totaled $68.5 million and $58.9 million on LHFI , $6.7 million and $8.6 million on HTM securities , and $9.0 million and $14.2 million on AFS securities at September 30, 2023 and December 31, 2022, respectively, and is included in “Other assets” on the Company’s Consolidated Balance Sheets. The Company’s policy is to write off accrued interest receivable through reversal of interest income when it becomes probable the Company will not be able to collect the accrued interest. For the quarters ended September 30, 2023 and September 30, 2022, accrued interest receivable write offs were not material to the Company’s consolidated financial statements.
Allowance for Loan and Lease Losses	Allowance for Loan and Lease Losses The provision for loan losses is an amount sufficient to bring the ALLL to an estimated balance that management considers adequate to absorb expected losses in the loan portfolio over its expected contractual life. The Company periodically reviews its internal policies and practices to enhance the process for estimating the ALLL. Effective September 30, 2023, the Company implemented certain changes to its ALLL estimation methodology, as described below. These changes did not have a significant impact on the overall ALLL estimate. For information regarding the Company’s ALLL methodology before September 30, 2023, as well as the components of the ALLL methodology that did not change, see Note 1 “Summary of Significant Accounting Policies” in the “Notes to Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” of the Company’s 2022 Form 10-K. Effective September 30, 2023, the Company now uses a loan-level PD/LGD method for all loan portfolios, eliminating the use of vintage and loss rate methods used for the auto and third-party consumer lending portfolios. In addition, the Company now considers various national economic variables in developing the ALLL and no longer uses the Virginia unemployment rate as its most significant economic variable. The national unemployment rate is used for all cohort models, regardless of portfolio type, and a second economic variable, such as national gross domestic product, national CRE pricing index, national home price index, and national retail sales, is used for each model depending on the portfolio type. The ALLL quantitative estimate is sensitive to changes in the economic variable forecasts during the two-year reasonable and supportable period. In determining forecasted expected losses, the Company uses Moody’s economic variable forecasts and applies probability weights to the related economic scenarios. The estimated loan losses that are forecasted using the methodology described above are then adjusted for changes in qualitative factors not inherently considered in the quantitative analysis. The qualitative factors include, among others, industry concentrations of the loan portfolio, expected changes to the economic forecasts, model imprecision, factors related to credit administration. Because current economic conditions and forecasts can change and future events are inherently difficult to predict, the anticipated amount of estimated credit losses on loans, and therefore the appropriateness of the ALLL, could change significantly. It is difficult to estimate how potential changes in any one economic factor or input might affect the overall allowance because a wide variety of factors and inputs are considered in estimating the allowance and changes in those factors and inputs considered may not occur at the same rate and may not be consistent across all loan types. Additionally, changes in factors and inputs may be directionally inconsistent, such that improvement in one factor may offset deterioration in others.

SECURITIES (Tables)

SECURITIES (Tables)	9 Months Ended
SECURITIES (Tables)	Sep. 30, 2023
Amortized Cost of HTM Securities by Security Type and Credit Rating	The following table presents the amortized cost of HTM securities as of September 30, 2023 and December 31, 2022 by security type and credit rating (dollars in thousands): U.S. Government and Agency Obligations of states and political Corporate and other Mortgage-backed Total HTM securities subdivisions bonds securities securities September 30, 2023 Credit Rating: AAA/AA/A $ — $ 689,699 $ — $ 9,471 $ 699,170 BBB/BB/B — 1,171 — — 1,171 Not Rated – Agency (1) — — — 68,561 68,561 Not Rated – Non-Agency (2) — 9,530 4,536 60,301 74,367 Total $ — $ 700,400 $ 4,536 $ 138,333 $ 843,269 December 31, 2022 Credit Rating: AAA/AA/A $ — $ 704,803 $ — $ 2,702 $ 707,505 BBB/BB/B — 1,187 — — 1,187 Not Rated – Agency (1) 687 — — 71,725 72,412 Not Rated – Non-Agency (2) — — 5,159 61,469 66,628 Total $ 687 $ 705,990 $ 5,159 $ 135,896 $ 847,732 (1) Generally considered not to have credit risk given the government guarantees associated with these agencies. (2) Non-agency mortgage-backed and asset-backed securities have limited credit risk, supported by most receiving a 20% simplified supervisory formula approach rating.
Gross Realized Gain and Losses on the Sale of Securities	The following table presents the gross realized gains and losses on and the proceeds from the sale of securities during the three and nine months ended September 30, 2023 and 2022 (dollars in thousands): Three Months Ended Nine Months Ended September 30, 2023 September 30, 2023 Realized gains (losses) (1) : Gross realized gains $ 4 $ 1,352 Gross realized losses (27,598) (42,344) Net realized losses $ (27,594) $ (40,992) Proceeds from sales of securities $ 256,780 $ 856,881 Three Months Ended Nine Months Ended September 30, 2022 September 30, 2022 Realized losses (1) Gross realized losses (2) (2) Net realized losses $ (2) $ (2) Proceeds from sales of securities $ 12,469 $ 12,469 (1) Includes gains (losses) on sales and calls of securities.
Available-for-sale Securities
Amortized Cost, Gross Unrealized Gains and Losses, and Estimated Fair Values of Investment Securities	The amortized cost, gross unrealized gains and losses, and estimated fair values of AFS securities as of September 30, 2023 are summarized as follows (dollars in thousands): Amortized Gross Unrealized Estimated Cost Gains (Losses) Fair Value September 30, 2023 U.S. government and agency securities $ 62,221 $ — $ (383) $ 61,838 Obligations of states and political subdivisions 587,340 — (169,880) 417,460 Corporate and other bonds (1) 267,816 — (24,998) 242,818 Commercial MBS Agency 215,203 307 (50,289) 165,221 Non-agency 72,057 — (2,575) 69,482 Total commercial MBS 287,260 307 (52,864) 234,703 Residential MBS Agency 1,319,987 1 (268,152) 1,051,836 Non-agency 81,677 — (7,131) 74,546 Total residential MBS 1,401,664 1 (275,283) 1,126,382 Other securities 1,727 — — 1,727 Total AFS securities $ 2,608,028 $ 308 $ (523,408) $ 2,084,928 (1) Other bonds include asset-backed securities. The amortized cost, gross unrealized gains and losses, and estimated fair values of AFS securities as of December 31, 2022 are summarized as follows (dollars in thousands): Amortized Gross Unrealized Estimated Cost Gains (Losses) Fair Value December 31, 2022 U.S. government and agency securities $ 70,196 $ — $ (8,253) $ 61,943 Obligations of states and political subdivisions 959,999 137 (152,701) 807,435 Corporate and other bonds (1) 243,979 — (17,599) 226,380 Commercial MBS Agency 250,186 75 (39,268) 210,993 Non-agency 99,412 — (4,244) 95,168 Total commercial MBS 349,598 75 (43,512) 306,161 Residential MBS Agency 1,510,110 81 (233,961) 1,276,230 Non-agency 68,815 — (6,812) 62,003 Total residential MBS 1,578,925 81 (240,773) 1,338,233 Other securities 1,664 — — 1,664 Total AFS securities $ 3,204,361 $ 293 $ (462,838) $ 2,741,816 (1) Other bonds include asset-backed securities.
Schedule of Gross Unrealized Losses and Fair Value of Investments	The following table shows the gross unrealized losses and fair value of the Company’s AFS securities with unrealized losses. These are aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position (dollars in thousands). Less than 12 months More than 12 months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value (2) Losses Value Losses September 30, 2023 U.S. government and agency securities $ 59,568 $ (349) $ 2,169 $ (34) $ 61,737 $ (383) Obligations of states and political subdivisions 16,023 (3,567) 399,438 (166,313) 415,461 (169,880) Corporate and other bonds (1) 100,231 (776) 142,587 (24,222) 242,818 (24,998) Commercial MBS Agency 15,074 (709) 135,725 (49,580) 150,799 (50,289) Non-agency — — 69,482 (2,575) 69,482 (2,575) Total commercial MBS 15,074 (709) 205,207 (52,155) 220,281 (52,864) Residential MBS Agency 55,550 (461) 972,755 (267,691) 1,028,305 (268,152) Non-agency 19,776 (90) 45,745 (7,041) 65,521 (7,131) Total residential MBS 75,326 (551) 1,018,500 (274,732) 1,093,826 (275,283) Total AFS securities $ 266,222 $ (5,952) $ 1,767,901 $ (517,456) $ 2,034,123 $ (523,408) December 31, 2022 U.S. government and agency securities $ 2,594 $ (166) $ 59,269 $ (8,087) $ 61,863 $ (8,253) Obligations of states and political subdivisions 588,668 (86,895) 187,375 (65,806) 776,043 (152,701) Corporate and other bonds (1) 206,861 (15,019) 17,121 (2,580) 223,982 (17,599) Commercial MBS Agency 73,362 (7,024) 127,193 (32,244) 200,555 (39,268) Non-agency 66,618 (2,231) 28,550 (2,013) 95,168 (4,244) Total commercial MBS 139,980 (9,255) 155,743 (34,257) 295,723 (43,512) Residential MBS Agency 328,590 (27,769) 929,581 (206,192) 1,258,171 (233,961) Non-agency 18,939 (1,288) 43,064 (5,524) 62,003 (6,812) Total residential MBS 347,529 (29,057) 972,645 (211,716) 1,320,174 (240,773) Total AFS securities $ 1,285,632 $ (140,392) $ 1,392,153 $ (322,446) $ 2,677,785 $ (462,838) (1) Other bonds include asset-backed securities. (2) Comprised of 761 and 363 individual securities as of September 30, 2023 and December 31, 2022, respectively.
Schedule of Amortized Cost and Estimated Fair Value of Securities	The following table presents the amortized cost and estimated fair value of AFS securities as of September 30, 2023 and December 31, 2022, by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2023 December 31, 2022 Amortized Estimated Amortized Estimated Cost Fair Value Cost Fair Value Due in one year or less $ 56,948 $ 56,120 $ 42,447 $ 41,735 Due after one year through five years 138,070 135,530 158,063 152,523 Due after five years through ten years 262,259 236,096 343,303 312,935 Due after ten years 2,150,751 1,657,182 2,660,548 2,234,623 Total AFS securities $ 2,608,028 $ 2,084,928 $ 3,204,361 $ 2,741,816
Held-to-maturity Securities
Schedule of Amortized Cost and Estimated Fair Value of Securities	The following table presents the amortized cost and estimated fair value of HTM securities as of September 30, 2023 and December 31, 2022, by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2023 December 31, 2022 Carrying Estimated Carrying Estimated Value Fair Value Value Fair Value Due in one year or less $ 2,759 $ 2,735 $ 2,010 $ 2,006 Due after one year through five years 36,604 36,272 35,044 35,014 Due after five years through ten years 43,652 41,057 19,941 20,239 Due after ten years 760,254 681,982 790,737 744,628 Total HTM securities $ 843,269 $ 762,046 $ 847,732 $ 801,887
Schedule of Carrying Values, Gross Unrealized Gains and Losses and Estimated Fair Value of Securities	The carrying value, gross unrealized gains and losses, and estimated fair values of HTM securities as of September 30, 2023 are summarized as follows (dollars in thousands): Carrying Gross Unrealized Estimated Value Gains (Losses) Fair Value September 30, 2023 Obligations of states and political subdivisions $ 700,400 $ 49 $ (64,625) $ 635,824 Corporate and other bonds (1) 4,536 — (170) 4,366 Commercial MBS Agency 27,568 — (6,788) 20,780 Non-agency 24,930 — (904) 24,026 Total commercial MBS 52,498 — (7,692) 44,806 Residential MBS Agency 40,992 — (7,865) 33,127 Non-agency 44,843 — (920) 43,923 Total residential MBS 85,835 — (8,785) 77,050 Total HTM securities $ 843,269 $ 49 $ (81,272) $ 762,046 (1) Other bonds include asset-backed securities. The carrying value, gross unrealized gains and losses, and estimated fair values of HTM securities as of December 31, 2022 are summarized as follows (dollars in thousands): Carrying Gross Unrealized Estimated Value Gains (Losses) Fair Value December 31, 2022 U.S. government and agency securities $ 687 $ — $ (56) $ 631 Obligations of states and political subdivisions 705,990 2,218 (35,957) 672,251 Corporate and other bonds (1) 5,159 — (10) 5,149 Commercial MBS Agency 29,025 — (4,873) 24,152 Non-agency 13,736 — (126) 13,610 Total commercial MBS 42,761 — (4,999) 37,762 Residential MBS Agency 42,699 — (6,427) 36,272 Non-agency 50,436 — (614) 49,822 Total residential MBS 93,135 — (7,041) 86,094 Total HTM securities $ 847,732 $ 2,218 $ (48,063) $ 801,887 (1) Other bonds include asset-backed securities .

LOANS AND ALLOWANCE FOR LOAN _2

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)	9 Months Ended
LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)	Sep. 30, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Stated at Face Amount, Net of Unearned Income	The following tables exclude LHFS. The Company’s LHFI are stated at their face amount, net of deferred fees and costs, and consisted of the following at September 30, 2023 and December 31, 2022 (dollars in thousands): September 30, 2023 December 31, 2022 Construction and Land Development $ 1,132,940 $ 1,101,260 Commercial Real Estate – Owner Occupied 1,975,281 1,982,608 Commercial Real Estate – Non-Owner Occupied 4,148,218 3,996,130 Multifamily Real Estate 947,153 802,923 Commercial & Industrial 3,432,319 2,983,349 Residential 1-4 Family – Commercial 517,034 538,063 Residential 1-4 Family – Consumer 1,057,294 940,275 Residential 1-4 Family – Revolving 599,282 585,184 Auto 534,361 592,976 Consumer 126,151 152,545 Other Commercial 813,587 773,829 Total LHFI, net of deferred fees and costs (1) 15,283,620 14,449,142 Allowance for loan and lease losses (125,627) (110,768) Total LHFI, net $ 15,157,993 $ 14,338,374 (1) Total loans included unamortized premiums and discounts, and unamortized deferred fees and costs totaling $58.4 million and $50.4 million as of September 30, 2023 and December 31, 2022, respectively.
Summary of Aging of the Loan Portfolio by Class	The following table shows the aging of the Company’s LHFI portfolio, by class, at September 30, 2023 (dollars in thousands): Greater than 30-59 Days 60-89 Days 90 Days and Current Past Due Past Due still Accruing Nonaccrual Total Loans Construction and Land Development $ 1,132,174 $ — $ 386 $ 25 $ 355 $ 1,132,940 Commercial Real Estate – Owner Occupied 1,963,601 3,501 1,902 2,395 3,882 1,975,281 Commercial Real Estate – Non-Owner Occupied 4,134,014 4,573 797 2,835 5,999 4,148,218 Multifamily Real Estate 947,003 — 150 — — 947,153 Commercial & Industrial 3,425,646 3,049 576 792 2,256 3,432,319 Residential 1-4 Family – Commercial 513,573 744 67 817 1,833 517,034 Residential 1-4 Family – Consumer 1,040,519 1,000 1,775 3,632 10,368 1,057,294 Residential 1-4 Family – Revolving 591,748 2,326 602 1,034 3,572 599,282 Auto 530,729 2,703 339 229 361 534,361 Consumer 125,373 517 164 97 — 126,151 Other Commercial 810,027 3,545 — 15 — 813,587 Total LHFI, net of deferred fees and costs $ 15,214,407 $ 21,958 $ 6,758 $ 11,871 $ 28,626 $ 15,283,620 % of total loans 99.55 % 0.14 % 0.04 % 0.08 % 0.19 % 100.00 % The following table shows the aging of the Company’s LHFI portfolio, by class, at December 31, 2022 (dollars in thousands): Greater than 30-59 Days 60-89 Days 90 Days and Current Past Due Past Due still Accruing Nonaccrual Total Loans Construction and Land Development $ 1,099,555 $ 1,253 $ 45 $ 100 $ 307 $ 1,101,260 Commercial Real Estate – Owner Occupied 1,970,323 2,305 635 2,167 7,178 1,982,608 Commercial Real Estate – Non-Owner Occupied 3,993,091 1,121 48 607 1,263 3,996,130 Multifamily Real Estate 801,694 1,229 — — — 802,923 Commercial & Industrial 2,980,008 824 174 459 1,884 2,983,349 Residential 1-4 Family – Commercial 534,653 1,231 — 275 1,904 538,063 Residential 1-4 Family – Consumer 919,833 5,951 1,690 1,955 10,846 940,275 Residential 1-4 Family – Revolving 577,993 1,843 511 1,384 3,453 585,184 Auto 589,235 2,747 450 344 200 592,976 Consumer 151,958 351 125 108 3 152,545 Other Commercial 773,738 — — 91 — 773,829 Total LHFI, net of deferred fees and costs $ 14,392,081 $ 18,855 $ 3,678 $ 7,490 $ 27,038 $ 14,449,142 % of total loans 99.60 % 0.13 % 0.03 % 0.05 % 0.19 % 100.00 %
Summary of Loans on Nonaccrual Status	The following table shows the Company’s amortized cost basis of loans on nonaccrual status, including those on nonaccrual status with no related ALLL, as of September 30, 2023 and December 31, 2022 (dollars in thousands): September 30, 2023 December 31, 2022 Nonaccrual Nonaccrual With No ALLL Nonaccrual Nonaccrual With No ALLL Construction and Land Development $ 355 $ — $ 307 $ — Commercial Real Estate – Owner Occupied 3,882 — 7,178 908 Commercial Real Estate – Non-Owner Occupied 5,999 4,935 1,263 — Commercial & Industrial 2,256 1 1,884 1 Residential 1-4 Family – Commercial 1,833 — 1,904 — Residential 1-4 Family – Consumer 10,368 — 10,846 — Residential 1-4 Family – Revolving 3,572 — 3,453 — Auto 361 — 200 — Consumer — — 3 — Other Commercial — — — — Total LHFI $ 28,626 $ 4,936 $ 27,038 $ 909
Summary of TDRs that Continue to Accrue Interest Under the Terms of Restructuring Agreement	The following table provides a summary, by class, of TDRs that continued to accrue interest under the terms of the applicable restructuring agreement, which were considered to be performing, and TDRs that had been placed on nonaccrual status, which were considered to be nonperforming, as of December 31, 2022 (dollars in thousands): December 31, 2022 No. of Recorded Outstanding Loans Investment Commitment Performing Construction and Land Development 3 $ 155 $ — Commercial Real Estate – Owner Occupied 2 997 — Commercial & Industrial 1 93 — Residential 1-4 Family – Consumer 83 7,761 — Residential 1-4 Family – Revolving 3 254 5 Consumer 1 13 — Total performing 93 $ 9,273 $ 5 Nonperforming Commercial Real Estate – Owner Occupied 1 $ 15 $ — Commercial Real Estate – Non-Owner Occupied 2 233 — Commercial & Industrial 2 375 — Residential 1-4 Family – Commercial 3 332 — Residential 1-4 Family – Consumer 23 3,869 — Residential 1-4 Family – Revolving 3 93 — Total nonperforming 34 $ 4,917 $ — Total performing and nonperforming 127 $ 14,190 $ 5
Schedule of TLMs by Class and Modification Type	The following tables present the amortized cost basis as of September 30, 2023 of TLMs modified during the three and nine months ended September 30, 2023 since January 1, 2023 (dollars in thousands): Three Months Ended September 30, 2023 Nine Months Ended September 30, 2023 Amortized Cost % of Total Class of Financing Receivable Amortized Cost % of Total Class of Financing Receivable Term Extension Commercial and Industrial $ 97 NM $ 2,008 0.06 % Commercial Real Estate – Non-Owner Occupied — 0.00 % 20,133 0.49 % Commercial Real Estate – Owner Occupied 766 0.04 % 766 0.04 % Residential 1-4 Family – Consumer 29 NM 603 0.06 % Total Term Extension $ 892 $ 23,510 Combination - Term Extension and Interest Rate Reduction Residential 1-4 Family – Consumer $ 127 0.01 % $ 959 0.09 % Residential 1-4 Family – Revolving — 0.00 % 15 NM Total Combination - Term Extension and Interest Rate Reduction $ 127 $ 974 Principal Forgiveness Commercial Real Estate – Non-Owner Occupied — 0.00 % 4,935 0.12 % Total Principal Forgiveness $ — $ 4,935 Total $ 1,019 $ 29,419 NM= Not Meaningful
Summary of financial effects of TLMs on a weighted average basis for TLMs within that loan type	The following table describes the financial effects of TLMs on a weighted average basis for TLMs within that loan type for the three and nine months ended September 30, 2023: Three Months Ended September 30, 2023 Term Extension Loan Type Financial Effect Commercial Real Estate – Owner Occupied Added a weighted-average 0.2 years to the life of loans. Nine Months Ended September 30, 2023 Term Extension Loan Type Financial Effect Commercial and Industrial Added a weighted-average 0.2 years to the life of loans. Commercial Real Estate – Owner Occupied Added a weighted-average 0.2 years to the life of loans. Commercial Real Estate – Non-Owner Occupied Added a weighted-average 0.5 years to the life of loans. Residential 1-4 Family – Consumer Added a weighted-average 10.7 years to the life of loans. Combination - Term Extension and Interest Rate Reduction Loan Type Financial Effect Residential 1-4 Family – Consumer Added a weighted-average 20.3 years to the life of loans and reduced the weighted average contractual interest rate from 8.2% to 7.6% . Residential 1-4 Family – Revolving Added a weighted-average 19.1 years to the life of loans and reduced the weighted average contractual interest rate from 10.5% to 7.3% . Principal Forgiveness Loan Type Financial Effect Commercial Real Estate – Non-Owner Occupied Reduced the amortized cost basis of loans by $3.5 million.
Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology	The following tables show the ALLL activity by loan segment for the three and nine months ended September 30, 2023 and 2022 (dollars in thousands): Three Months Ended September 30, 2023 Nine Months Ended September 30, 2023 Commercial Consumer Total Commercial Consumer Total Balance at beginning of period $ 92,970 $ 27,713 $ 120,683 $ 82,753 $ 28,015 $ 110,768 Loans charged-off (788) (841) (1,629) (7,589) (2,368) (9,957) Recoveries credited to allowance 878 457 1,335 1,911 1,626 3,537 Provision charged to operations 5,880 (642) 5,238 21,865 (586) 21,279 Balance at end of period $ 98,940 $ 26,687 $ 125,627 $ 98,940 $ 26,687 $ 125,627 Three Months Ended September 30, 2022 Nine Months Ended September 30, 2022 Commercial Consumer Total Commercial Consumer Total Balance at beginning of period $ 77,413 $ 26,771 $ 104,184 $ 77,902 $ 21,885 $ 99,787 Loans charged-off (1,086) (715) (1,801) (2,852) (2,415) (5,267) Recoveries credited to allowance 605 609 1,214 1,723 2,022 3,745 Provision charged to operations 6,969 (2,557) 4,412 7,128 2,616 9,744 Balance at end of period $ 83,901 $ 24,108 $ 108,009 $ 83,901 $ 24,108 $ 108,009
Commercial Portfolio
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivables Related Risk Rating	The table below details the amortized cost and gross write-offs of the classes of loans within the Commercial segment by risk level and year of origination as of September 30, 2023 (dollars in thousands): September 30, 2023 Term Loans Amortized Cost Basis by Origination Year Revolving 2023 2022 2021 2020 2019 Prior Loans Total Construction and Land Development Pass $ 168,844 $ 459,943 $ 329,757 $ 22,020 $ 12,638 $ 42,963 $ 45,247 $ 1,081,412 Watch 106 4,432 16,493 — — 836 — 21,867 Special Mention 168 — 4,514 — — 350 — 5,032 Substandard 23 1,244 1,824 21,208 205 125 — 24,629 Total Construction and Land Development $ 169,141 $ 465,619 $ 352,588 $ 43,228 $ 12,843 $ 44,274 $ 45,247 $ 1,132,940 Current period gross writeoff $ — $ — $ — $ — $ — $ (11) $ — $ (11) Commercial Real Estate – Owner Occupied Pass $ 123,946 $ 261,768 $ 196,135 $ 246,359 $ 264,095 $ 763,587 $ 23,835 $ 1,879,725 Watch — 1,325 4,021 2,815 9,671 26,719 847 45,398 Special Mention 788 859 251 — 992 10,312 464 13,666 Substandard 370 — — 337 4,196 31,589 — 36,492 Total Commercial Real Estate – Owner Occupied $ 125,104 $ 263,952 $ 200,407 $ 249,511 $ 278,954 $ 832,207 $ 25,146 $ 1,975,281 Current period gross writeoff $ — $ — $ — $ — $ — $ — $ — $ — Commercial Real Estate – Non-Owner Occupied Pass $ 310,417 $ 526,072 $ 714,965 $ 342,131 $ 483,006 $ 1,494,449 $ 23,728 $ 3,894,768 Watch — — 1,691 7,754 27,825 76,136 4 113,410 Special Mention — — — — 18,980 57,063 11,855 87,898 Substandard 4,936 — 2,139 11,298 5,939 27,830 — 52,142 Total Commercial Real Estate – Non-Owner Occupied $ 315,353 $ 526,072 $ 718,795 $ 361,183 $ 535,750 $ 1,655,478 $ 35,587 $ 4,148,218 Current period gross writeoff $ — $ — $ — $ — $ — $ (3,528) $ — $ (3,528) Commercial & Industrial Pass $ 730,110 $ 677,320 $ 449,135 $ 213,937 $ 131,347 $ 160,071 $ 887,127 $ 3,249,047 Watch 596 23,517 186 1,346 18,017 4,814 25,128 73,604 Special Mention 1,809 21,723 1,094 6,890 2,753 1,848 23,984 60,101 Substandard — 150 468 2,109 3,853 3,438 39,549 49,567 Total Commercial & Industrial $ 732,515 $ 722,710 $ 450,883 $ 224,282 $ 155,970 $ 170,171 $ 975,788 $ 3,432,319 Current period gross writeoff $ — $ — $ (6) $ — $ — $ (18) $ (1,813) $ (1,837) Multifamily Real Estate Pass $ 14,082 $ 117,935 $ 244,089 $ 223,382 $ 46,431 $ 254,568 $ 28,521 $ 929,008 Watch — — — — — 395 — 395 Special Mention — — — 250 3,734 232 — 4,216 Substandard — — — 13,534 — — — 13,534 Total Multifamily Real Estate $ 14,082 $ 117,935 $ 244,089 $ 237,166 $ 50,165 $ 255,195 $ 28,521 $ 947,153 Current period gross writeoff $ — $ — $ — $ — $ — $ — $ — $ — Residential 1-4 Family – Commercial Pass $ 29,169 $ 63,380 $ 78,926 $ 71,358 $ 46,347 $ 212,109 $ 1,070 $ 502,359 Watch 49 390 586 223 765 6,124 109 8,246 Special Mention 48 — — — — 1,323 — 1,371 Substandard — — 618 182 604 3,401 253 5,058 Total Residential 1-4 Family – Commercial $ 29,266 $ 63,770 $ 80,130 $ 71,763 $ 47,716 $ 222,957 $ 1,432 $ 517,034 Current period gross writeoff $ — $ — $ — $ — $ — $ — $ — $ — Other Commercial Pass $ 235,254 $ 126,200 $ 149,863 $ 84,078 $ 123,799 $ 65,234 $ 24,947 $ 809,375 Watch — — — 32 8 3,410 — 3,450 Special Mention 98 — — — — 649 — 747 Substandard — — — — — — 15 15 Total Other Commercial $ 235,352 $ 126,200 $ 149,863 $ 84,110 $ 123,807 $ 69,293 $ 24,962 $ 813,587 Current period gross writeoff $ — $ — $ — $ — $ — $ (2,213) $ — $ (2,213) Total Commercial Pass $ 1,611,822 $ 2,232,618 $ 2,162,870 $ 1,203,265 $ 1,107,663 $ 2,992,981 $ 1,034,475 $ 12,345,694 Watch 751 29,664 22,977 12,170 56,286 118,434 26,088 266,370 Special Mention 2,911 22,582 5,859 7,140 26,459 71,777 36,303 173,031 Substandard 5,329 1,394 5,049 48,668 14,797 66,383 39,817 181,437 Total Commercial $ 1,620,813 $ 2,286,258 $ 2,196,755 $ 1,271,243 $ 1,205,205 $ 3,249,575 $ 1,136,683 $ 12,966,532 Total current period gross writeoff $ — $ — $ (6) $ — $ — $ (5,770) $ (1,813) $ (7,589) The table below details the amortized cost of the classes of loans within the Commercial segment by risk level and year of origination as of December 31, 2022 (dollars in thousands): December 31, 2022 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Total Construction and Land Development Pass $ 357,688 $ 499,738 $ 107,559 $ 17,191 $ 33,801 $ 36,335 $ 34,345 $ 1,086,657 Watch 242 1,637 — — 115 1,669 — 3,663 Special Mention 2,843 411 — — — 93 — 3,347 Substandard 1,254 3,148 40 211 1,345 1,595 — 7,593 Total Construction and Land Development $ 362,027 $ 504,934 $ 107,599 $ 17,402 $ 35,261 $ 39,692 $ 34,345 $ 1,101,260 Commercial Real Estate – Owner Occupied Pass $ 258,953 $ 215,414 $ 257,740 $ 282,110 $ 228,410 $ 624,238 $ 17,190 $ 1,884,055 Watch 1,060 176 2,437 9,567 9,736 31,331 916 55,223 Special Mention — 256 — 93 1,332 18,766 132 20,579 Substandard — 2,565 474 4,728 1,591 12,979 414 22,751 Total Commercial Real Estate – Owner Occupied $ 260,013 $ 218,411 $ 260,651 $ 296,498 $ 241,069 $ 687,314 $ 18,652 $ 1,982,608 Commercial Real Estate – Non-Owner Occupied Pass $ 496,079 $ 661,977 $ 385,084 $ 517,834 $ 373,126 $ 1,389,507 $ 34,804 $ 3,858,411 Watch — 2,151 2,091 11,915 19,550 20,683 2 56,392 Special Mention 232 — — 25,578 702 7,381 — 33,893 Substandard — — 10,460 3,083 29,012 4,879 — 47,434 Total Commercial Real Estate – Non-Owner Occupied $ 496,311 $ 664,128 $ 397,635 $ 558,410 $ 422,390 $ 1,422,450 $ 34,806 $ 3,996,130 Commercial & Industrial Pass $ 849,547 $ 536,982 $ 262,093 $ 182,263 $ 67,648 $ 120,326 $ 846,059 $ 2,864,918 Watch 1,399 1,305 18,682 5,039 12,843 1,984 41,836 83,088 Special Mention — 222 393 2,145 354 1,773 12,380 17,267 Substandard 94 513 112 2,911 1,449 1,339 11,658 18,076 Total Commercial & Industrial $ 851,040 $ 539,022 $ 281,280 $ 192,358 $ 82,294 $ 125,422 $ 911,933 $ 2,983,349 Multifamily Real Estate Pass $ 111,798 $ 90,952 $ 204,159 $ 47,240 $ 59,883 $ 231,745 $ 52,025 $ 797,802 Watch — — — 350 442 416 — 1,208 Special Mention — — — 3,826 — 87 — 3,913 Total Multifamily Real Estate $ 111,798 $ 90,952 $ 204,159 $ 51,416 $ 60,325 $ 232,248 $ 52,025 $ 802,923 Residential 1-4 Family – Commercial Pass $ 58,534 $ 86,881 $ 77,110 $ 50,721 $ 38,090 $ 199,783 $ 803 $ 511,922 Watch 500 — 539 852 1,532 5,378 113 8,914 Special Mention — — 94 7,771 582 2,630 — 11,077 Substandard — 632 1,400 463 473 2,883 299 6,150 Total Residential 1-4 Family – Commercial $ 59,034 $ 87,513 $ 79,143 $ 59,807 $ 40,677 $ 210,674 $ 1,215 $ 538,063 Other Commercial Pass $ 197,454 $ 211,438 $ 149,567 $ 119,795 $ 3,522 $ 69,243 $ 14,177 $ 765,196 Watch 5,095 — — 12 — 3,435 — 8,542 Substandard — — — — — — 91 91 Total Other Commercial $ 202,549 $ 211,438 $ 149,567 $ 119,807 $ 3,522 $ 72,678 $ 14,268 $ 773,829 Total Commercial Pass $ 2,330,053 $ 2,303,382 $ 1,443,312 $ 1,217,154 $ 804,480 $ 2,671,177 $ 999,403 $ 11,768,961 Watch 8,296 5,269 23,749 27,735 44,218 64,896 42,867 217,030 Special Mention 3,075 889 487 39,413 2,970 30,730 12,512 90,076 Substandard 1,348 6,858 12,486 11,396 33,870 23,675 12,462 102,095 Total Commercial $ 2,342,772 $ 2,316,398 $ 1,480,034 $ 1,295,698 $ 885,538 $ 2,790,478 $ 1,067,244 $ 12,178,162
Consumer Portfolio
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivables Related Risk Rating	The following table details the amortized cost of the classes of loans within the Consumer segment based on their delinquency status and year of origination as of September 30, 2023 (dollars in thousands): September 30, 2023 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Total Residential 1-4 Family – Consumer Current $ 101,653 $ 255,179 $ 270,580 $ 155,239 $ 33,221 $ 224,635 $ 12 $ 1,040,519 30-59 Days Past Due 47 97 33 173 — 650 — 1,000 60-89 Days Past Due — 427 149 — — 1,199 — 1,775 90+ Days Past Due 49 — 1,719 — — 1,864 — 3,632 Nonaccrual — 491 565 — 106 9,206 — 10,368 Total Residential 1-4 Family – Consumer $ 101,749 $ 256,194 $ 273,046 $ 155,412 $ 33,327 $ 237,554 $ 12 $ 1,057,294 Current period gross writeoff $ — $ (16) $ — $ — $ (69) $ (39) $ — $ (124) Residential 1-4 Family – Revolving Current $ 36,058 $ 56,777 $ 12,148 $ 4,517 $ 1,059 $ 1,165 $ 480,024 $ 591,748 30-59 Days Past Due — 135 — — — — 2,191 2,326 60-89 Days Past Due 183 — — — — — 419 602 90+ Days Past Due — — — — — — 1,034 1,034 Nonaccrual — 157 27 53 — — 3,335 3,572 Total Residential 1-4 Family – Revolving $ 36,241 $ 57,069 $ 12,175 $ 4,570 $ 1,059 $ 1,165 $ 487,003 $ 599,282 Current period gross writeoff $ — $ — $ (3) $ — $ — $ — $ (26) $ (29) Auto Current $ 84,225 $ 229,046 $ 118,931 $ 59,340 $ 28,926 $ 10,261 $ — $ 530,729 30-59 Days Past Due 229 905 851 317 315 86 — 2,703 60-89 Days Past Due — 68 95 69 73 34 — 339 90+ Days Past Due 29 88 65 21 1 25 — 229 Nonaccrual 10 171 68 73 39 — — 361 Total Auto $ 84,493 $ 230,278 $ 120,010 $ 59,820 $ 29,354 $ 10,406 $ — $ 534,361 Current period gross writeoff $ (23) $ (410) $ (171) $ (101) $ (60) $ (48) $ — $ (813) Consumer Current $ 10,803 $ 26,226 $ 11,550 $ 8,635 $ 17,174 $ 25,877 $ 25,107 $ 125,372 30-59 Days Past Due 49 136 55 19 95 133 30 517 60-89 Days Past Due 12 5 12 24 59 19 33 164 90+ Days Past Due 10 40 37 4 — 7 — 98 Nonaccrual — — — — — — — — Total Consumer $ 10,874 $ 26,407 $ 11,654 $ 8,682 $ 17,328 $ 26,036 $ 25,170 $ 126,151 Current period gross writeoff $ (15) $ (65) $ (90) $ (652) $ (14) $ (510) $ (56) $ (1,402) Total Consumer Current $ 232,739 $ 567,228 $ 413,209 $ 227,731 $ 80,380 $ 261,938 $ 505,143 $ 2,288,368 30-59 Days Past Due 325 1,273 939 509 410 869 2,221 6,546 60-89 Days Past Due 195 500 256 93 132 1,252 452 2,880 90+ Days Past Due 88 128 1,821 25 1 1,896 1,034 4,993 Nonaccrual 10 819 660 126 145 9,206 3,335 14,301 Total Consumer $ 233,357 $ 569,948 $ 416,885 $ 228,484 $ 81,068 $ 275,161 $ 512,185 $ 2,317,088 Total current period gross writeoff $ (38) $ (491) $ (264) $ (753) $ (143) $ (597) $ (82) $ (2,368) The following table details the amortized cost of the classes of loans within the Consumer segment based on their delinquency status and year of origination as of December 31, 2022 (dollars in thousands): December 31, 2022 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Total Residential 1-4 Family – Consumer Current $ 212,697 $ 263,734 $ 162,826 $ 36,197 $ 22,629 $ 221,738 $ 12 $ 919,833 30-59 Days Past Due 174 2,169 89 46 220 3,253 — 5,951 60-89 Days Past Due — — — — 413 1,277 — 1,690 90+ Days Past Due — — — 64 — 1,891 — 1,955 Nonaccrual — 423 — 307 940 9,176 — 10,846 Total Residential 1-4 Family – Consumer $ 212,871 $ 266,326 $ 162,915 $ 36,614 $ 24,202 $ 237,335 $ 12 $ 940,275 Residential 1-4 Family – Revolving Current $ 68,434 $ 13,810 $ 4,997 $ 1,672 $ 801 $ 476 $ 487,803 $ 577,993 30-59 Days Past Due 90 — — — — — 1,753 1,843 60-89 Days Past Due — — — — — — 511 511 90+ Days Past Due — — — — — — 1,384 1,384 Nonaccrual — 149 57 — 13 — 3,234 3,453 Total Residential 1-4 Family – Revolving $ 68,524 $ 13,959 $ 5,054 $ 1,672 $ 814 $ 476 $ 494,685 $ 585,184 Auto Current $ 285,036 $ 154,904 $ 81,710 $ 44,086 $ 15,974 $ 7,525 $ — $ 589,235 30-59 Days Past Due 808 772 451 456 134 126 — 2,747 60-89 Days Past Due 65 129 146 76 30 4 — 450 90+ Days Past Due 169 — 111 32 12 20 — 344 Nonaccrual — 113 18 62 2 5 — 200 Total Auto $ 286,078 $ 155,918 $ 82,436 $ 44,712 $ 16,152 $ 7,680 $ — $ 592,976 Consumer Current $ 36,513 $ 15,897 $ 11,019 $ 23,838 $ 16,084 $ 19,070 $ 29,537 $ 151,958 30-59 Days Past Due 61 27 36 113 34 61 19 351 60-89 Days Past Due 43 17 10 11 14 21 9 125 90+ Days Past Due 22 — 9 12 32 — 33 108 Nonaccrual — 3 — — — — — 3 Total Consumer $ 36,639 $ 15,944 $ 11,074 $ 23,974 $ 16,164 $ 19,152 $ 29,598 $ 152,545 Total Consumer Current $ 602,680 $ 448,345 $ 260,552 $ 105,793 $ 55,488 $ 248,809 $ 517,352 $ 2,239,019 30-59 Days Past Due 1,133 2,968 576 615 388 3,440 1,772 10,892 60-89 Days Past Due 108 146 156 87 457 1,302 520 2,776 90+ Days Past Due 191 — 120 108 44 1,911 1,417 3,791 Nonaccrual — 688 75 369 955 9,181 3,234 14,502 Total Consumer $ 604,112 $ 452,147 $ 261,479 $ 106,972 $ 57,332 $ 264,643 $ 524,295 $ 2,270,980

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	9 Months Ended
GOODWILL AND INTANGIBLE ASSETS (Tables)	Sep. 30, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of goodwill and intangible assets by operating segment	The following table presents the Company’s goodwill and intangible assets by operating segment as of September 30, 2023 and December 31, 2022 (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total September 30, 2023 Goodwill $ 639,180 $ 286,031 $ — $ 925,211 Intangible Assets 1,366 1,108 18,803 21,277 December 31, 2022 Goodwill $ 639,180 $ 286,031 $ — $ 925,211 Intangible Assets 1,558 75 25,128 26,761
Estimated Remaining Amortization Expense of Intangibles	As of September 30, 2023, the estimated remaining amortization expense of intangibles is as follows for the years ending (dollars in thousands): For the remaining three months of 2023 $ 2,095 2024 6,936 2025 5,289 2026 3,654 2027 2,068 Thereafter 1,235 Total estimated amortization expense $ 21,277

LEASES (Tables)

LEASES (Tables)	9 Months Ended
LEASES (Tables)	Sep. 30, 2023
Leases [Abstract]
Net Investment in Sales-Type and Direct Financing Lease	Total net investment in sales-type and direct financing leases consists of the following (dollars in thousands): September 30, 2023 December 31, 2022 Sales-type and direct financing leases: Lease receivables, net of unearned income and deferred selling profit $ 325,556 $ 266,380 Unguaranteed residual values, net of unearned income and deferred selling profit 16,711 15,159 Total net investment in sales-type and direct financing leases $ 342,267 $ 281,539
Lessee Lease Portfolio and Other Supplemental Lease Information	The tables below provide information about the Company’s lessee lease portfolio and other supplemental lease information (dollars in thousands): September 30, 2023 December 31, 2022 Operating Finance Operating Finance ROU assets $ 68,807 $ 4,899 $ 35,729 $ 5,588 Lease liabilities 75,502 7,369 47,696 8,288 Lease Term and Discount Rate of Operating leases: Weighted-average remaining lease term (years) 11.66 5.33 6.80 6.08 Weighted-average discount rate (1) 6.06 % 1.17 % 2.91 % 1.17 % (1) A lease implicit rate or an incremental borrowing rate is used based on information available at commencement date of lease or at remeasurement date.
Other Lease Information	Nine months ended September 30, 2023 2022 Cash paid for amounts included in measurement of lease liabilities: Operating Cash Flows from Finance Leases $ 68 $ 79 Operating Cash Flows from Operating Leases 8,902 8,514 Financing Cash Flows from Finance Leases 919 885 ROU assets obtained in exchange for lease obligations: Operating leases $ 38,318 $ 1,268
Lease Cost	Three months ended September 30, Nine months ended September 30, 2023 2022 2023 2022 Net Operating Lease Cost $ 2,381 $ 2,117 $ 7,291 $ 6,658 Finance Lease Cost: Amortization of right-of-use assets 230 230 689 689 Interest on lease liabilities 22 25 68 79 Total Lease Cost $ 2,633 $ 2,372 $ 8,048 $ 7,426
Maturities of Lessor and Lessee Arrangements Outstanding	The maturities of lessor and lessee arrangements outstanding are presented in the table below (dollars in thousands): September 30, 2023 Lessor Lessee Sales-type and Direct Financing Operating Finance For the remaining three months of 2023 $ 20,314 $ 3,536 $ 337 2024 84,391 13,666 1,358 2025 73,581 11,603 1,392 2026 62,743 9,146 1,427 2027 50,928 7,759 1,462 Thereafter 76,765 66,137 1,627 Total undiscounted cash flows 368,722 111,847 7,603 Less: Adjustments (1) 43,166 36,345 234 Total (2) $ 325,556 $ 75,502 $ 7,369 (1) Lessor – unearned income and unearned guaranteed residual value; Lessee – imputed interest. (2) Represents lease receivables for lessor arrangements and lease liabilities for lessee arrangements.

BORROWINGS (Tables)

BORROWINGS (Tables)	9 Months Ended
BORROWINGS (Tables)	Sep. 30, 2023
Borrowings [Abstract]
Short-Term Borrowings	Total short-term borrowings consist of the following as of September 30, 2023 and December 31, 2022 (dollars in thousands): September 30, December 31, 2023 2022 Securities sold under agreements to repurchase $ 134,936 $ 142,837 Federal Funds Purchased — 160,000 FHLB Advances 495,000 1,016,000 Total short-term borrowings $ 629,936 $ 1,318,837 Average outstanding balance during the period $ 633,896 $ 302,060 Average interest rate during the period 4.66 % 1.79 % Average interest rate at end of period 5.12 % 3.89 %
Long-Term Borrowings	Total long-term borrowings consist of the following as of September 30, 2023 (dollars in thousands): Spread to Principal 3-Month SOFR (1) Rate (2) Maturity Investment (3) Trust Preferred Capital Securities Trust Preferred Capital Note - Statutory Trust I $ 22,500 2.75 % 8.41 % 6/17/2034 $ 696 Trust Preferred Capital Note - Statutory Trust II 36,000 1.40 % 7.06 % 6/15/2036 1,114 VFG Limited Liability Trust I Indenture 20,000 2.73 % 8.39 % 3/18/2034 619 FNB Statutory Trust II Indenture 12,000 3.10 % 8.76 % 6/26/2033 372 Gateway Capital Statutory Trust I 8,000 3.10 % 8.76 % 9/17/2033 248 Gateway Capital Statutory Trust II 7,000 2.65 % 8.31 % 6/17/2034 217 Gateway Capital Statutory Trust III 15,000 1.50 % 7.16 % 5/30/2036 464 Gateway Capital Statutory Trust IV 25,000 1.55 % 7.21 % 7/30/2037 774 MFC Capital Trust II 5,000 2.85 % 8.51 % 1/23/2034 155 Total Trust Preferred Capital Securities $ 150,500 $ 4,659 Subordinated Debt (4) 2031 Subordinated Debt 250,000 — % 2.875 % 12/15/2031 Total Subordinated Debt (5) $ 250,000 Fair Value Discount (6) (14,426) Investment in Trust Preferred Capital Securities 4,659 Total Long-term Borrowings $ 390,733 (1) As part of the adoption of ASC 848, the index changed from Three-Month LIBOR to Three-Month CME SOFR + 0.262% in the third quarter of 2023. For more information on ASC 848, refer to Note 1 “Summary of Significant Accounting Policies” in Part 1, Item 1 of this Quarterly Report. (2) Rate as of September 30, 2023. Calculated using non-rounded numbers. (3) Represents the junior subordinated debentures owned by the Company in trust and is reported in “Other assets” on the Company’s Consolidated Balance Sheets . (4) Subordinated notes qualify as Tier 2 capital for the Company for regulatory purposes. (5) Fixed-to-floating rate notes. On December 15, 2026, the interest rate changes to a floating rate of the then current Three-Month Term SOFR plus a spread of 186 bps through its maturity date or earlier redemption. The notes may be redeemed before maturity on any interest payment date occurring on or after December 15, 2026. (6) Remaining discounts of $11.9 million and $2.6 million on Trust Preferred Capital Securities and Subordinated Debt, respectively. Total long-term borrowings consist of the following as of December 31, 2022 (dollars in thousands): Spread to Principal 3-Month LIBOR (1) Rate (2) Maturity Investment (3) Trust Preferred Capital Securities Trust Preferred Capital Note - Statutory Trust I $ 22,500 2.75 % 7.52 % 6/17/2034 $ 696 Trust Preferred Capital Note - Statutory Trust II 36,000 1.40 % 6.17 % 6/15/2036 1,114 VFG Limited Liability Trust I Indenture 20,000 2.73 % 7.50 % 3/18/2034 619 FNB Statutory Trust II Indenture 12,000 3.10 % 7.87 % 6/26/2033 372 Gateway Capital Statutory Trust I 8,000 3.10 % 7.87 % 9/17/2033 248 Gateway Capital Statutory Trust II 7,000 2.65 % 7.42 % 6/17/2034 217 Gateway Capital Statutory Trust III 15,000 1.50 % 6.27 % 5/30/2036 464 Gateway Capital Statutory Trust IV 25,000 1.55 % 6.32 % 7/30/2037 774 MFC Capital Trust II 5,000 2.85 % 7.62 % 1/23/2034 155 Total Trust Preferred Capital Securities $ 150,500 $ 4,659 Subordinated Debt (4) 2031 Subordinated Debt 250,000 — % 2.875 % 12/15/2031 Total Subordinated Debt (5) $ 250,000 Fair Value Discount (6) (15,296) Investment in Trust Preferred Capital Securities 4,659 Total Long-term Borrowings $ 389,863 (1) The index rate changed from Three-Month LIBOR to Three-Month CME SOFR + 0.262% in the third quarter of 2023 due to LIBOR cessation. (2 ) Rate as of December 31, 2022. Calculated using non-rounded numbers. (3 ) Represents the junior subordinated debentures owned by the Company in trust and is reported in "Other assets" on the Company’s Consolidated Balance Sheets. (4) Subordinated notes qualify as Tier 2 capital for the Company for regulatory purposes. (5) Fixed-to-floating rate notes. On December 15, 2026, the interest changes to a floating rate of the then current Three-Month Term SOFR plus a spread of 186 bps through its maturity date or earlier redemption. The notes may be redeemed before maturity on any interest payment date occurring on or after December 15, 2026. (6) Remaining discounts of $12.5 million and $2.8 million on Trust Preferred Capital Securities and Subordinated Debt, respectively.
Contractual Maturities of Long-Term Debt	As of September 30, 2023, the contractual maturities of long-term debt are as follows for the years ending (dollars in thousands): Trust Preferred Total Capital Subordinated Fair Value Long-term Notes Debt Discount (1) Borrowings For the remaining three months of 2023 $ — $ — $ (292) $ (292) 2024 — — (1,187) (1,187) 2025 — — (1,211) (1,211) 2026 — — (1,236) (1,236) 2027 — — (1,263) (1,263) Thereafter 155,159 250,000 (9,237) 395,922 Total long-term borrowings $ 155,159 $ 250,000 $ (14,426) $ 390,733 (1) Includes discount on Trust Preferred Capital Securities and Subordinated Debt.

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	9 Months Ended
COMMITMENTS AND CONTINGENCIES (Tables)	Sep. 30, 2023
Commitments and Contingencies Disclosure [Abstract]
Balances of Commitments and Contingencies	The following table presents the balances of commitments and contingencies as of the following dates (dollars in thousands): September 30, 2023 December 31, 2022 Commitments with off-balance sheet risk: Commitments to extend credit (1) $ 5,600,928 $ 5,229,252 Letters of credit 146,178 156,459 Total commitments with off-balance sheet risk $ 5,747,106 $ 5,385,711 (1) Includes unfunded overdraft protection .
Schedule of Pledged Assets, Not Separately Reported on Statement of Financial Position	As part of the Company’s liquidity management strategy, it pledges collateral to secure various financing and other activities that occur during the normal course of business. The following tables present the types of collateral pledged at September 30, 2023 and December 31, 2022 (dollars in thousands): Pledged Assets as of September 30, 2023 AFS HTM Cash Securities (1) Securities (1) Loans (2) Total Public deposits $ — $ 686,217 $ 580,172 $ — $ 1,266,389 Repurchase agreements — 142,537 — — 142,537 FHLB advances — 51,084 — 3,073,097 3,124,181 Derivatives 210,977 59,568 — — 270,545 Fed Funds (3) — 392,491 16,444 452,649 861,584 Other purposes — 15,248 — — 15,248 Total pledged assets $ 210,977 $ 1,347,145 $ 596,616 $ 3,525,746 $ 5,680,484 (1) Balance represents market value. (2) Balance represents carrying value. (3) Includes AFS and HTM securities pledged under the BTFP program. Pledged Assets as of December 31, 2022 AFS HTM Cash Securities (1) Securities (1) Loans (2) Total Public deposits $ — $ 713,761 $ 579,550 $ — $ 1,293,311 Repurchase agreements — 159,221 — — 159,221 FHLB advances — 36,039 — 2,679,316 2,715,355 Derivatives 196,180 57,114 — — 253,294 Fed Funds — — — 458,680 458,680 Other purposes — 27,311 865 — 28,176 Total pledged assets $ 196,180 $ 993,446 $ 580,415 $ 3,137,996 $ 4,908,037 (1) Balance represents market value. (2) Balance represents book value .

DERIVATIVES (Tables)

DERIVATIVES (Tables)	9 Months Ended
DERIVATIVES (Tables)	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Summary of the Derivatives	The following table summarizes key elements of the Company’s derivative instruments as of September 30, 2023 and December 31, 2022, segregated by derivatives that are considered accounting hedges and those that are not (dollars in thousands): September 30, 2023 December 31, 2022 Derivative (2) Derivative (2) Notional or Notional or Contractual Contractual Amount (1) Assets Liabilities Amount (1) Assets Liabilities Derivatives designated as accounting hedges: Interest rate contracts: (3) Cash flow hedges $ 900,000 $ — $ 14,955 $ 900,000 $ 1,163 $ 6,599 Fair value hedges 129,309 5,102 — 133,576 4,117 — Derivatives not designated as accounting hedges: Interest rate contracts (3)(4) 6,248,254 117,917 276,814 5,820,005 75,030 229,401 (1) Notional amounts are not recorded on the Company’s Consolidated Balance Sheets and are generally used only as a basis on which interest and other payments are determined. (2) Balances represent fair value of derivative financial instruments. (3) The Company’s cleared derivatives are classified as a single-unit of accounting, resulting in the fair value of the designated swap being reduced by the variation margin, which is treated as settlement of the related derivatives fair value for accounting purposes. (4) Includes RPAs.
Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location	The following table summarizes the carrying value of the Company’s hedged assets in fair value hedges and the associated cumulative basis adjustments included in those carrying values as of September 30, 2023 and December 31, 2022 (dollars in thousands): September 30, 2023 December 31, 2022 Cumulative Cumulative Amount of Basis Amount of Basis Adjustments Adjustments Included in the Included in the Carrying Amount Carrying Carrying Amount Carrying of Hedged Amount of the of Hedged Amount of the Assets/(Liabilities) Hedged Assets/(Liabilities) Hedged Amount (1) Assets/(Liabilities) Amount (1) Assets/(Liabilities) Line items on the Consolidated Balance Sheets in which the hedged item is included: Securities available-for-sale (1) (2) $ 84,482 $ (2,589) $ 91,388 $ (1,889) Loans (3) 79,309 (12,635) 83,576 (10,832) (1) These amounts include the amortized cost basis of the investment securities designated in hedging relationships for which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At September 30, 2023 and December 31, 2022, the amortized cost basis of this portfolio was $84.5 million and $91.4 million, respectively, and the cumulative basis adjustment associated with this hedge was $2.6 million and $1.9 million, respectively. The amount of the designated hedged item at September 30, 2023 and December 31, 2022 totaled $50 million. (2) Carrying value represents amortized cost. (3) The fair value of the swaps associated with the derivative related to hedged items at September 30, 2023 and December 31, 2022 was an unrealized gain of $12.8 million and $11.0 million, respectively.

STOCKHOLDERS' EQUITY (Tables)

STOCKHOLDERS' EQUITY (Tables)	9 Months Ended
STOCKHOLDERS' EQUITY (Tables)	Sep. 30, 2023
Equity [Abstract]
Change in Accumulated Other Comprehensive Income	The change in AOCI for the three and nine months ended September 30, 2023 is summarized as follows, net of tax (dollars in thousands): Unrealized Gains (Losses) Unrealized for AFS Unrealized (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) on Securities HTM Flow Hedge BOLI Total AOCI (loss) – June 30, 2023 $ (353,811) $ 12 $ (57,221) $ 153 $ (410,867) Other comprehensive (loss) income: Other comprehensive loss before reclassification (79,193) — (9,581) — (88,774) Amounts reclassified from AOCI into earnings 21,799 (2) — (62) 21,735 Net current period other comprehensive loss (57,394) (2) (9,581) (62) (67,039) AOCI (loss) – September 30, 2023 $ (411,205) $ 10 $ (66,802) $ 91 $ (477,906) Unrealized Gains (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) on Securities HTM Flow Hedge BOLI Total AOCI (loss) – December 31, 2022 $ (363,919) $ 17 $ (54,610) $ 226 $ (418,286) Other comprehensive income (loss): Other comprehensive (loss) income before reclassification (79,669) — (12,192) 10 (91,851) Amounts reclassified from AOCI into earnings 32,383 (7) — (145) 32,231 Net current period other comprehensive loss (47,286) (7) (12,192) (135) (59,620) AOCI (loss) – September 30, 2023 $ (411,205) $ 10 $ (66,802) $ 91 $ (477,906) The change in AOCI for the three and nine months ended September 30, 2022 is summarized as follows, net of tax (dollars in thousands): Unrealized Gain (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) Securities HTM Flow Hedge on BOLI Total AOCI (loss) – June 30, 2022 $ (277,577) $ 25 $ (36,452) $ (2,279) $ (316,283) Other comprehensive (loss) income: Other comprehensive loss before reclassification (121,841) — (24,142) — (145,983) Amounts reclassified from AOCI into earnings — (4) — 151 147 Net current period other comprehensive (loss) income (121,841) (4) (24,142) 151 (145,836) AOCI (loss) – September 30, 2022 $ (399,418) $ 21 $ (60,594) $ (2,128) $ (462,119) Unrealized Gain (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) Securities HTM Flow Hedge on BOLI Total AOCI – December 31, 2021 $ 22,763 $ 35 $ (1,567) $ (2,596) $ 18,635 Other comprehensive (loss) income: Other comprehensive loss before reclassification (422,183) — (59,027) — (481,210) Amounts reclassified from AOCI into earnings 2 (14) — 468 456 Net current period other comprehensive (loss) income (422,181) (14) (59,027) 468 (480,754) AOCI (loss) – September 30, 2022 $ (399,418) $ 21 $ (60,594) $ (2,128) $ (462,119)

FAIR VALUE MEASUREMENTS (Tables

FAIR VALUE MEASUREMENTS (Tables)	9 Months Ended
FAIR VALUE MEASUREMENTS (Tables)	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Financial Assets and Liabilities Measured at Fair Value on Recurring Basis	The following table presents the balances of financial assets and liabilities measured at fair value on a recurring basis at September 30, 2023 and December 31, 2022 (dollars in thousands): Fair Value Measurements at September 30, 2023 using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Level 1 Level 2 Level 3 Balance ASSETS AFS securities: U.S. government and agency securities $ 59,568 $ 2,270 $ — $ 61,838 Obligations of states and political subdivisions — 417,460 — 417,460 Corporate and other bonds (1) — 242,818 — 242,818 MBS — 1,361,085 — 1,361,085 Other securities — 1,727 — 1,727 LHFS — 6,608 — 6,608 Financial Derivatives (2) — 123,019 — 123,019 LIABILITIES Financial Derivatives (2) $ — $ 291,769 $ — $ 291,769 (1) Other bonds include asset-backed securities. (2) Includes hedged and non-hedged derivatives. Fair Value Measurements at December 31, 2022 using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Level 1 Level 2 Level 3 Balance ASSETS AFS securities: U.S. government and agency securities $ 56,606 $ 5,337 $ — $ 61,943 Obligations of states and political subdivisions — 807,435 — 807,435 Corporate and other bonds (1) — 226,380 — 226,380 MBS — 1,644,394 — 1,644,394 Other securities — 1,664 — 1,664 LHFS — 3,936 — 3,936 Financial Derivatives (2) — 80,310 — 80,310 LIABILITIES Financial Derivatives (2) $ — $ 236,000 $ — $ 236,000 (1) Other bonds include asset-backed securities. (2) Includes hedged and non-hedged derivatives.
Carrying Values and Estimated Fair Values of the Company's Financial Instruments	The carrying values and estimated fair values of the Company’s financial instruments at September 30, 2023 and December 31, 2022 are as follows (dollars in thousands): Fair Value Measurements at September 30, 2023 using Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Total Fair Identical Assets Inputs Inputs Value Carrying Value Level 1 Level 2 Level 3 Balance ASSETS Cash and cash equivalents $ 398,945 $ 398,945 $ — $ — $ 398,945 AFS securities 2,084,928 59,568 2,025,360 — 2,084,928 HTM securities 843,269 — 760,786 1,260 762,046 Restricted stock 104,785 — 104,785 — 104,785 LHFS 6,608 — 6,608 — 6,608 LHFI, net of deferred fees and costs 15,283,620 — — 14,712,224 14,712,224 Financial Derivatives (1) 123,019 — 123,019 — 123,019 Accrued interest receivable 85,663 — 85,663 — 85,663 BOLI 449,452 — 449,452 — 449,452 LIABILITIES Deposits $ 16,786,505 $ — $ 16,758,971 $ — $ 16,758,971 Borrowings 1,020,669 — 947,640 — 947,640 Accrued interest payable 17,046 — 17,046 — 17,046 Financial Derivatives (1) 291,769 — 291,769 — 291,769 (1) Includes hedged and non-hedged derivatives. Fair Value Measurements at December 31, 2022 using Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Total Fair Identical Assets Inputs Inputs Value Carrying Value Level 1 Level 2 Level 3 Balance ASSETS Cash and cash equivalents $ 319,948 $ 319,948 $ — $ — $ 319,948 AFS securities 2,741,816 56,606 2,685,210 — 2,741,816 HTM securities 847,732 — 798,778 3,109 801,887 Restricted stock 120,213 — 120,213 — 120,213 LHFS 3,936 — 3,936 — 3,936 LHFI, net of deferred fees and costs 14,449,142 — — 13,974,926 13,974,926 Financial Derivatives (1) 80,310 — 80,310 — 80,310 Accrued interest receivable 81,953 — 81,953 — 81,953 BOLI 440,656 — 440,656 — 440,656 LIABILITIES Deposits $ 15,931,677 $ — $ 15,927,361 $ — $ 15,927,361 Borrowings 1,708,700 — 1,645,095 — 1,645,095 Accrued interest payable 5,268 — 5,268 — 5,268 Financial Derivatives (1) 236,000 — 236,000 — 236,000 (1) Includes hedged and non-hedged derivatives.

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	9 Months Ended
EARNINGS PER SHARE (Tables)	Sep. 30, 2023
Earnings Per Share [Abstract]
Reconciliation of the Denominators of the Basic and Diluted EPS Computations	The following table presents basic and diluted EPS calculations for the three and nine months ended September 30, 2023 and 2022 (dollars in thousands except per share data): Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Net Income $ 54,017 $ 58,070 $ 144,911 $ 163,986 Less: Preferred Stock Dividends 2,967 2,967 8,901 8,901 Net income available to common shareholders $ 51,050 $ 55,103 $ 136,010 $ 155,085 Weighted average shares outstanding, basic 74,999 74,704 74,943 75,029 Dilutive effect of stock awards — 1 1 5 Weighted average shares outstanding, diluted 74,999 74,705 74,944 75,034 Earnings per common share, basic $ 0.68 $ 0.74 $ 1.81 $ 2.07 Earnings per common share, diluted $ 0.68 $ 0.74 $ 1.81 $ 2.07

SEGMENT REPORTING AND REVENUE (

SEGMENT REPORTING AND REVENUE (Tables)	9 Months Ended
SEGMENT REPORTING AND REVENUE (Tables)	Sep. 30, 2023
Revenue from Contract with Customer [Abstract]
Schedule of operating segment results	The following tables present the Company’s operating segment results for the three months and nine months ended September 30, 2023 and 2022 (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other (1) Total Three Months Ended September 30, 2023 Net interest income $ 68,049 $ 63,912 $ 19,980 $ 151,941 Provision for credit losses 9,310 (4,319) — 4,991 Net interest income after provision for credit losses 58,739 68,231 19,980 146,950 Noninterest income 9,468 13,722 3,904 27,094 Noninterest expenses 40,039 54,994 13,475 108,508 Income before income taxes $ 28,168 $ 26,959 $ 10,409 $ 65,536 Three Months Ended September 30, 2022 (2) Net interest income $ 77,625 $ 58,749 $ 14,341 $ 150,715 Provision for credit losses 8,470 (2,058) — 6,412 Net interest income after provision for credit losses 69,155 60,807 14,341 144,303 Noninterest income 8,453 11,939 5,192 25,584 Noninterest expenses 40,164 54,740 5,019 99,923 Income before income taxes $ 37,444 $ 18,006 $ 14,514 $ 69,964 Wholesale Banking Consumer Banking Corporate Other (1) Total Nine Months Ended September 30, 2023 Net interest income $ 201,722 $ 190,806 $ 64,941 $ 457,469 Provision for credit losses 25,853 (2,947) 5 22,911 Net interest income after provision for credit losses 175,869 193,753 64,936 434,558 Noninterest income 25,743 38,188 (3,013) 60,918 Noninterest expenses 123,207 168,971 30,264 322,442 Income before income taxes $ 78,405 $ 62,970 $ 31,659 $ 173,034 Nine Months Ended September 30, 2022 (2) Net interest income $ 221,979 $ 157,918 $ 40,516 $ 420,413 Provision for credit losses 12,844 (100) 27 12,771 Net interest income after provision for credit losses 209,135 158,018 40,489 407,642 Noninterest income 25,967 45,135 22,921 94,023 Noninterest expenses 118,216 165,523 20,273 304,012 Income before income taxes $ 116,886 $ 37,630 $ 43,137 $ 197,653 (1) For the three and nine months ended September 30, 2023, noninterest expenses include $8.7 million ( $8.7 million included within other expenses and ($67,000) included within salaries and benefits) and $12.6 million ( $9.8 million included within other expenses and $2.8 million included within salaries and benefits), respectively, in expenses associated with strategic cost saving initiatives, principally composed of severance costs related to headcount reductions, costs related to modifying certain third-party vendor contracts, and charges for exiting certain leases. (2) As discussed above, the segment operating results for the three and nine months ended September 30, 2022 include a reallocation from Consumer Banking to Wholesale Banking.
Schedule of operating segment results - balance sheet metrics	The following table presents the Company’s operating segment results for key balance sheet metrics as of September 30, 2023 and December 31, 2022 (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total As of September 30, 2023 LHFI, net of deferred fees and costs (1) $ 12,343,799 $ 2,953,367 $ (13,546) $ 15,283,620 Goodwill 639,180 286,031 — 925,211 Deposits 6,537,472 9,726,079 522,954 16,786,505 As of December 31, 2022 LHFI, net of deferred fees and costs (1)(2) $ 11,476,258 $ 2,990,017 $ (17,133) $ 14,449,142 Goodwill (3) 639,180 286,031 — 925,211 Deposits (4) 6,128,729 9,724,598 78,350 15,931,677 (1) Corporate Other includes acquisition accounting fair value adjustments. (2) Wholesale Banking includes a $136.6 million reallocation from Consumer Banking due to the January 1, 2023 organizational change discussed above. (3) Wholesale Banking includes a $9.6 million reallocation from Consumer Banking due to the January 1, 2023 organizational change discussed above. (4) Wholesale Banking includes a $258.7 million reallocation from Consumer Banking due to the January 1, 2023 organizational change discussed above.
Schedule of Disaggregation of Revenue	Noninterest income disaggregated by major source for the three and nine months ended September 30, 2023 and 2022, consisted of the following (dollars in thousands): Three Months Ended Nine Months Ended September 30, September 30, September 30, September 30, 2023 2022 2023 2022 Noninterest income: Deposit Service Charges (1) Overdraft fees $ 5,210 $ 3,831 $ 14,873 $ 14,130 Maintenance fees & other 3,347 2,953 9,704 8,291 Other service charges, commissions, and fees (1) 2,632 1,770 6,071 5,134 Interchange fees (1) 2,314 2,461 7,098 6,539 Fiduciary and asset management fees (1) Trust asset management fees 3,120 3,035 9,329 9,726 Registered advisor management fees — — — 5,088 Brokerage management fees 1,429 1,099 3,840 3,515 Mortgage banking income 666 1,390 1,969 6,707 Loss on sale of securities (27,594) — (40,992) (2) Bank owned life insurance income 2,973 3,445 8,671 8,858 Loan-related interest rate swap fees 2,695 2,050 6,450 8,510 Other operating income (2) 30,302 3,550 33,905 17,527 Total noninterest income $ 27,094 $ 25,584 $ 60,918 $ 94,023 (1) Income within scope of ASC 606, Revenue from Contracts with Customers. (2) Includes a $27.7 million gain related to the sale-leaseback transaction for the three and nine months ended September 30, 2023, and a $9.1 million gain related to the sale of DHFB for the nine months ended September 30, 2022.
Disaggregated noninterest income by segment	The following tables present noninterest income disaggregated by reportable operating segment for the three and nine months ended September 30, 2023 and 2022 (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other (1)(2) Total Three Months Ended September 30, 2023 Noninterest income: Deposit service charges $ 2,184 $ 6,373 $ — $ 8,557 Other service charges and fees 399 2,233 — 2,632 Fiduciary and asset management fees 3,050 1,499 — 4,549 Mortgage banking income — 666 — 666 Other income 3,835 2,951 3,904 10,690 Total noninterest income $ 9,468 $ 13,722 $ 3,904 $ 27,094 Three Months Ended September 30, 2022 (3) Noninterest income: Deposit service charges $ 1,783 $ 5,001 $ — $ 6,784 Other service charges and fees 513 1,257 — 1,770 Fiduciary and asset management fees 2,960 1,174 — 4,134 Mortgage banking income — 1,390 — 1,390 Other income 3,197 3,117 5,192 11,506 Total noninterest income $ 8,453 $ 11,939 $ 5,192 $ 25,584 Wholesale Banking Consumer Banking Corporate Other (1)(2) Total Nine Months Ended September 30, 2023 Noninterest income: Deposit service charges $ 6,268 $ 18,309 $ — $ 24,577 Other service charges and fees 1,140 4,931 — 6,071 Fiduciary and asset management fees 9,118 4,051 — 13,169 Mortgage banking income — 1,969 — 1,969 Other income 9,217 8,928 (3,013) 15,132 Total noninterest income $ 25,743 $ 38,188 $ (3,013) $ 60,918 Nine Months Ended September 30, 2022 (3) Noninterest income: Deposit service charges $ 4,990 $ 17,431 $ — $ 22,421 Other service charges and fees 1,342 3,792 — 5,134 Fiduciary and asset management fees 9,501 8,828 — 18,329 Mortgage banking income — 6,707 — 6,707 Other income 10,134 8,377 22,921 41,432 Total noninterest income $ 25,967 $ 45,135 $ 22,921 $ 94,023 (1) For the three and nine months ended September 30, 2022, other income primarily includes a $9.1 million gain related to the sale of DHFB and income from BOLI. (2) For the three and nine months ended September 30, 2023, other income primarily includes a $27.7 million gain related to the sale-leaseback transaction, losses incurred on the sale of AFS securities ( $27.6 million and $41.0 million, respectively), and income from BOLI. (3) As discussed above, noninterest income for the three and nine months ended September 30, 2022 includes a reallocation from Consumer Banking to Wholesale Banking.

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Narrative) (Details) $ in Millions	9 Months Ended
	Sep. 30, 2023 USD ($) item	Dec. 31, 2022 USD ($)
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Number of bank branches \| item	109
Number of ATM's \| item	123
Loans held for investment, accrued interest receivable	$ 68.5	$ 58.9
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Other Assets
HTM securities, Accrued interest receivable	$ 6.7	8.6
Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Other Assets
AFS securities, accrued interest receivable	$ 9	$ 14.2
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Other Assets

SECURITIES (Narrative) (Details

SECURITIES (Narrative) (Details) $ in Thousands	9 Months Ended	12 Months Ended
SECURITIES (Narrative) (Details) $ in Thousands	Sep. 30, 2023 USD ($) security	Dec. 31, 2022 USD ($) security
Schedule Of Debt Investments [Line Items]
Available for sale securities past due or non-accrual	$ 0	$ 0
Available-for-sale securities, continuous unrealized loss position, 12 months or longer, accumulated loss	517,456	322,446
AFS securities in an unrealized loss, credit related impairment	0	0
HTM securities past due or non accrual	0	0
Restricted equity securities consist of Federal Reserve Bank stock	67,000	67,000
Federal Home Loan Bank Stock	$ 37,800	$ 53,200
Available-for-sale Securities
Schedule Of Debt Investments [Line Items]
Available for sale securities that had been in a continuous loss position for more than 12 months, Number of issues \| security	761	363
Non-agency collateralized mortgage obligations
Schedule Of Debt Investments [Line Items]
SSFA rating percentage	20%	20%

SECURITIES (Amortized Cost, Gro

SECURITIES (Amortized Cost, Gross Unrealized Gains and Losses, and Estimated Fair Values of Investment Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	$ 2,608,028	$ 3,204,361
Gross Unrealized Gains	308	293
Gross Unrealized (Losses)	(523,408)	(462,838)
Total AFS securities, Estimated Fair Value	2,084,928	2,741,816
U.S. government and agency securities
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	62,221	70,196
Gross Unrealized Gains	0	0
Gross Unrealized (Losses)	(383)	(8,253)
Total AFS securities, Estimated Fair Value	61,838	61,943
Obligations of states and political subdivisions
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	587,340	959,999
Gross Unrealized Gains	0	137
Gross Unrealized (Losses)	(169,880)	(152,701)
Total AFS securities, Estimated Fair Value	417,460	807,435
Corporate and other bonds
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	267,816	243,979
Gross Unrealized Gains	0	0
Gross Unrealized (Losses)	(24,998)	(17,599)
Total AFS securities, Estimated Fair Value	242,818	226,380
Commercial
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	287,260	349,598
Gross Unrealized Gains	307	75
Gross Unrealized (Losses)	(52,864)	(43,512)
Total AFS securities, Estimated Fair Value	234,703	306,161
Commercial \| Agency
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	215,203	250,186
Gross Unrealized Gains	307	75
Gross Unrealized (Losses)	(50,289)	(39,268)
Total AFS securities, Estimated Fair Value	165,221	210,993
Commercial \| Non-agency
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	72,057	99,412
Gross Unrealized Gains	0	0
Gross Unrealized (Losses)	(2,575)	(4,244)
Total AFS securities, Estimated Fair Value	69,482	95,168
Residential
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	1,401,664	1,578,925
Gross Unrealized Gains	1	81
Gross Unrealized (Losses)	(275,283)	(240,773)
Total AFS securities, Estimated Fair Value	1,126,382	1,338,233
Residential \| Agency
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	1,319,987	1,510,110
Gross Unrealized Gains	1	81
Gross Unrealized (Losses)	(268,152)	(233,961)
Total AFS securities, Estimated Fair Value	1,051,836	1,276,230
Residential \| Non-agency
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	81,677	68,815
Gross Unrealized Gains	0	0
Gross Unrealized (Losses)	(7,131)	(6,812)
Total AFS securities, Estimated Fair Value	74,546	62,003
Other securities
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	1,727	1,664
Gross Unrealized Gains	0	0
Gross Unrealized (Losses)	0	0
Total AFS securities, Estimated Fair Value	$ 1,727	$ 1,664

SECURITIES (Schedule of Gross U

SECURITIES (Schedule of Gross Unrealized Losses and Fair Value of Investments) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	$ 266,222	$ 1,285,632
Less than 12 Months, Unrealized Losses	(5,952)	(140,392)
More than 12 Months, Fair Value	1,767,901	1,392,153
More than 12 Months, Unrealized Losses	(517,456)	(322,446)
Total, Fair Value	2,034,123	2,677,785
Unrealized Losses, Total	(523,408)	(462,838)
U.S. government and agency securities
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	59,568	2,594
Less than 12 Months, Unrealized Losses	(349)	(166)
More than 12 Months, Fair Value	2,169	59,269
More than 12 Months, Unrealized Losses	(34)	(8,087)
Total, Fair Value	61,737	61,863
Unrealized Losses, Total	(383)	(8,253)
Obligations of states and political subdivisions
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	16,023	588,668
Less than 12 Months, Unrealized Losses	(3,567)	(86,895)
More than 12 Months, Fair Value	399,438	187,375
More than 12 Months, Unrealized Losses	(166,313)	(65,806)
Total, Fair Value	415,461	776,043
Unrealized Losses, Total	(169,880)	(152,701)
Corporate and other bonds
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	100,231	206,861
Less than 12 Months, Unrealized Losses	(776)	(15,019)
More than 12 Months, Fair Value	142,587	17,121
More than 12 Months, Unrealized Losses	(24,222)	(2,580)
Total, Fair Value	242,818	223,982
Unrealized Losses, Total	(24,998)	(17,599)
Commercial
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	15,074	139,980
Less than 12 Months, Unrealized Losses	(709)	(9,255)
More than 12 Months, Fair Value	205,207	155,743
More than 12 Months, Unrealized Losses	(52,155)	(34,257)
Total, Fair Value	220,281	295,723
Unrealized Losses, Total	(52,864)	(43,512)
Residential
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	75,326	347,529
Less than 12 Months, Unrealized Losses	(551)	(29,057)
More than 12 Months, Fair Value	1,018,500	972,645
More than 12 Months, Unrealized Losses	(274,732)	(211,716)
Total, Fair Value	1,093,826	1,320,174
Unrealized Losses, Total	(275,283)	(240,773)
Agency \| Commercial
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	15,074	73,362
Less than 12 Months, Unrealized Losses	(709)	(7,024)
More than 12 Months, Fair Value	135,725	127,193
More than 12 Months, Unrealized Losses	(49,580)	(32,244)
Total, Fair Value	150,799	200,555
Unrealized Losses, Total	(50,289)	(39,268)
Agency \| Residential
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	55,550	328,590
Less than 12 Months, Unrealized Losses	(461)	(27,769)
More than 12 Months, Fair Value	972,755	929,581
More than 12 Months, Unrealized Losses	(267,691)	(206,192)
Total, Fair Value	1,028,305	1,258,171
Unrealized Losses, Total	(268,152)	(233,961)
Non-agency \| Commercial
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	0	66,618
Less than 12 Months, Unrealized Losses	0	(2,231)
More than 12 Months, Fair Value	69,482	28,550
More than 12 Months, Unrealized Losses	(2,575)	(2,013)
Total, Fair Value	69,482	95,168
Unrealized Losses, Total	(2,575)	(4,244)
Non-agency \| Residential
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	19,776	18,939
Less than 12 Months, Unrealized Losses	(90)	(1,288)
More than 12 Months, Fair Value	45,745	43,064
More than 12 Months, Unrealized Losses	(7,041)	(5,524)
Total, Fair Value	65,521	62,003
Unrealized Losses, Total	$ (7,131)	$ (6,812)

SECURITIES (Schedule of Amortiz

SECURITIES (Schedule of Amortized Cost and Estimated Fair Value of Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
AFS Securities [Abstract]
Due in one year or less, Amortized Cost	$ 56,948	$ 42,447
Due in one year or less, Estimated Fair Value	56,120	41,735
Due after one year through five years, Amortized Cost	138,070	158,063
Due after one year through five years, Estimated Fair Value	135,530	152,523
Due after five years through ten years, Amortized Cost	262,259	343,303
Due after five years through ten years, Estimated Fair Value	236,096	312,935
Due after ten years, Amortized Cost	2,150,751	2,660,548
Due after ten years, Estimated Fair Value	1,657,182	2,234,623
Total AFS securities	2,608,028	3,204,361
Total AFS securities, Estimated Fair Value	2,084,928	2,741,816
HTM Securities [Abstract]
Due in one year or less, Carrying Value	2,759	2,010
Due in one year or less, Estimated Fair Value	2,735	2,006
Due after one year through five years, Carrying Value	36,604	35,044
Due after one year through five years, Estimated Fair Value	36,272	35,014
Due after five years through ten years, Carrying Value	43,652	19,941
Due after five years through ten years, Estimated Fair Value	41,057	20,239
Due after ten years, Carrying Value	760,254	790,737
Due after ten years, Estimated Fair Value	681,982	744,628
Total HTM Securities	843,269	847,732
Total HTM securities, Estimated Fair Value	$ 762,046	$ 801,887

SECURITIES (Amortized Cost of H

SECURITIES (Amortized Cost of HTM Securities by Security Type and Credit Rating) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
HTM Securities, Amortized Cost	$ 843,269	$ 847,732
Moody's AAA/AA/A
HTM Securities, Amortized Cost	699,170	707,505
Moody's BBB/BB/B
HTM Securities, Amortized Cost	1,171	1,187
Moody's Not Rated - Agency
HTM Securities, Amortized Cost	68,561	72,412
Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	74,367	66,628
U.S. government and agency securities
HTM Securities, Amortized Cost	0	687
U.S. government and agency securities \| Moody's AAA/AA/A
HTM Securities, Amortized Cost	0	0
U.S. government and agency securities \| Moody's BBB/BB/B
HTM Securities, Amortized Cost	0	0
U.S. government and agency securities \| Moody's Not Rated - Agency
HTM Securities, Amortized Cost	0	687
U.S. government and agency securities \| Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	0	0
Obligations of states and political subdivisions
HTM Securities, Amortized Cost	700,400	705,990
Obligations of states and political subdivisions \| Moody's AAA/AA/A
HTM Securities, Amortized Cost	689,699	704,803
Obligations of states and political subdivisions \| Moody's BBB/BB/B
HTM Securities, Amortized Cost	1,171	1,187
Obligations of states and political subdivisions \| Moody's Not Rated - Agency
HTM Securities, Amortized Cost	0	0
Obligations of states and political subdivisions \| Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	9,530	0
Corporate and other bonds
HTM Securities, Amortized Cost	4,536	5,159
Corporate and other bonds \| Moody's AAA/AA/A
HTM Securities, Amortized Cost	0	0
Corporate and other bonds \| Moody's BBB/BB/B
HTM Securities, Amortized Cost	0	0
Corporate and other bonds \| Moody's Not Rated - Agency
HTM Securities, Amortized Cost	0	0
Corporate and other bonds \| Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	4,536	5,159
Mortgage-backed securities
HTM Securities, Amortized Cost	138,333	135,896
Mortgage-backed securities \| Moody's AAA/AA/A
HTM Securities, Amortized Cost	9,471	2,702
Mortgage-backed securities \| Moody's BBB/BB/B
HTM Securities, Amortized Cost	0	0
Mortgage-backed securities \| Moody's Not Rated - Agency
HTM Securities, Amortized Cost	68,561	71,725
Mortgage-backed securities \| Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	$ 60,301	$ 61,469

SECURITIES (Schedule of Carryin

SECURITIES (Schedule of Carrying Value, Gross Unrealized Gains and Losses and Estimated Fair Value of Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	$ 843,269	$ 847,732
Gross Unrealized Gains	49	2,218
Gross Unrealized Losses	(81,272)	(48,063)
Held-to-maturity Securities, Fair Value	762,046	801,887
U.S. government and agency securities
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	0	687
Gross Unrealized Gains		0
Gross Unrealized Losses		(56)
Held-to-maturity Securities, Fair Value		631
Obligations of states and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	700,400	705,990
Gross Unrealized Gains	49	2,218
Gross Unrealized Losses	(64,625)	(35,957)
Held-to-maturity Securities, Fair Value	635,824	672,251
Corporate and other bonds
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	4,536	5,159
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(170)	(10)
Held-to-maturity Securities, Fair Value	4,366	5,149
Mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	138,333	135,896
Commercial
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	52,498	42,761
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(7,692)	(4,999)
Held-to-maturity Securities, Fair Value	44,806	37,762
Residential
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	85,835	93,135
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(8,785)	(7,041)
Held-to-maturity Securities, Fair Value	77,050	86,094
Agency \| Commercial
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	27,568	29,025
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(6,788)	(4,873)
Held-to-maturity Securities, Fair Value	20,780	24,152
Agency \| Residential
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	40,992	42,699
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(7,865)	(6,427)
Held-to-maturity Securities, Fair Value	33,127	36,272
Non-agency \| Commercial
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	24,930	13,736
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(904)	(126)
Held-to-maturity Securities, Fair Value	24,026	13,610
Non-agency \| Residential
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	44,843	50,436
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(920)	(614)
Held-to-maturity Securities, Fair Value	$ 43,923	$ 49,822

SECURITIES (Gross Realized Gain

SECURITIES (Gross Realized Gains and Losses on the Sale of Securities) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Securities [Abstract]
Gross realized gains	$ 4		$ 1,352
Gross realized losses	(27,598)	$ (2)	(42,344)	$ (2)
Net realized losses	(27,594)	(2)	(40,992)	(2)
Proceeds from sales of securities	$ 256,780	$ 12,469	$ 856,881	$ 12,469

LOANS AND ALLOWANCE FOR LOAN _3

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Loans Stated at Face Amount, Net of Unearned Income) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	$ 15,283,620		$ 14,449,142
Total Allowance for credit losses	(125,627)	$ (120,683)	(110,768)	$ (108,009)	$ (104,184)	$ (99,787)
Total loans held for investment, net	15,157,993		14,338,374
Loans receivable, deferred fees and costs	58,400		50,400
Construction and Land Development
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	1,132,940		1,101,260
Commercial Real Estate - Owner Occupied
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	1,975,281		1,982,608
Commercial Real Estate - Non-Owner Occupied
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	4,148,218		3,996,130
Multifamily Real Estate
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	947,153		802,923
Commercial and Industrial
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	3,432,319		2,983,349
Residential 1-4 Family - Commercial
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	517,034		538,063
Residential 1-4 Family - Mortgage
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	1,057,294		940,275
Residential 1-4 Family - Revolving
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	599,282		585,184
Auto
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	534,361		592,976
Consumer
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	126,151		152,545
Other Commercial
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	$ 813,587		$ 773,829

LOANS AND ALLOWANCE FOR LOAN _4

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Narrative) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($) segment loan	Sep. 30, 2022 USD ($)	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans under modified terms	$ 1,019,000		$ 29,419,000
Troubled Debt Restructurings (TDRs)						$ 14,190,000
Total Allowance for credit losses	125,627,000	$ 108,009,000	125,627,000	$ 108,009,000	$ 120,683,000	110,768,000	$ 104,184,000	$ 99,787,000
Interest income recognized on nonaccrual loans	0	0	$ 0	0
Number of loans designated as TLMs currently past due \| loan			0
Number of operating segments \| segment			2
Commercial Portfolio
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Allowance for credit losses	98,940,000	$ 83,901,000	$ 98,940,000	$ 83,901,000	$ 92,970,000	82,753,000	$ 77,413,000	$ 77,902,000
Number of loans with associated charge-offs \| loan			2
Troubled Debt Restructurings [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings (TDRs)						14,200,000
Total Allowance for credit losses						$ 739,000
Troubled Loan Modifications
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans under modified terms			$ 29,400,000
Total Allowance for credit losses	155,000		155,000
Unfunded commitments on TLM loans	$ 1,500,000		$ 1,500,000

LOANS AND ALLOWANCE FOR LOAN _5

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Summary of Aging of the Loan Portfolio by Class) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	$ 11,871	$ 7,490
Greater than 90 Days and still Accruing, % of total loans	0.08%	0.05%
Nonaccrual	$ 28,626	$ 27,038
Nonaccrual, % of total loans	0.19%	0.19%
Total Loans	$ 15,283,620	$ 14,449,142
Total loans, % of total loans	100%	100%
Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	$ 15,214,407	$ 14,392,081
Current, % of total loans	99.55%	99.60%
30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	$ 21,958	$ 18,855
Past Due, % of total loans	0.14%	0.13%
60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	$ 6,758	$ 3,678
Past Due, % of total loans	0.04%	0.03%
Construction and Land Development
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	$ 25	$ 100
Nonaccrual	355	307
Total Loans	1,132,940	1,101,260
Construction and Land Development \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,132,174	1,099,555
Construction and Land Development \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	0	1,253
Construction and Land Development \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	386	45
Commercial Real Estate - Owner Occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	2,395	2,167
Nonaccrual	3,882	7,178
Total Loans	1,975,281	1,982,608
Commercial Real Estate - Owner Occupied \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,963,601	1,970,323
Commercial Real Estate - Owner Occupied \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	3,501	2,305
Commercial Real Estate - Owner Occupied \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,902	635
Commercial Real Estate - Non-Owner Occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	2,835	607
Nonaccrual	5,999	1,263
Total Loans	4,148,218	3,996,130
Commercial Real Estate - Non-Owner Occupied \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	4,134,014	3,993,091
Commercial Real Estate - Non-Owner Occupied \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	4,573	1,121
Commercial Real Estate - Non-Owner Occupied \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	797	48
Multifamily Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	0	0
Nonaccrual	0	0
Total Loans	947,153	802,923
Multifamily Real Estate \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	947,003	801,694
Multifamily Real Estate \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	0	1,229
Multifamily Real Estate \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	150	0
Commercial and Industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	792	459
Nonaccrual	2,256	1,884
Total Loans	3,432,319	2,983,349
Commercial and Industrial \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	3,425,646	2,980,008
Commercial and Industrial \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	3,049	824
Commercial and Industrial \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	576	174
Residential 1-4 Family - Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	817	275
Nonaccrual	1,833	1,904
Total Loans	517,034	538,063
Residential 1-4 Family - Commercial \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	513,573	534,653
Residential 1-4 Family - Commercial \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	744	1,231
Residential 1-4 Family - Commercial \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	67	0
Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	3,632	1,955
Nonaccrual	10,368	10,846
Total Loans	1,057,294	940,275
Residential 1-4 Family - Mortgage \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,040,519	919,833
Total Loans	1,040,519	919,833
Residential 1-4 Family - Mortgage \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,000	5,951
Total Loans	1,000	5,951
Residential 1-4 Family - Mortgage \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,775	1,690
Total Loans	1,775	1,690
Residential 1-4 Family - Mortgage \| Greater Than 90 Days and still Accruing
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	3,632	1,955
Residential 1-4 Family - Mortgage \| Nonaccrual
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	10,368	10,846
Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	1,034	1,384
Nonaccrual	3,572	3,453
Total Loans	599,282	585,184
Residential 1-4 Family - Revolving \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	591,748	577,993
Total Loans	591,748	577,993
Residential 1-4 Family - Revolving \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	2,326	1,843
Total Loans	2,326	1,843
Residential 1-4 Family - Revolving \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	602	511
Total Loans	602	511
Residential 1-4 Family - Revolving \| Greater Than 90 Days and still Accruing
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,034	1,384
Residential 1-4 Family - Revolving \| Nonaccrual
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	3,572	3,453
Auto
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	229	344
Nonaccrual	361	200
Total Loans	534,361	592,976
Auto \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	530,729	589,235
Total Loans	530,729	589,235
Auto \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	2,703	2,747
Total Loans	2,703	2,747
Auto \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	339	450
Total Loans	339	450
Auto \| Greater Than 90 Days and still Accruing
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	229	344
Auto \| Nonaccrual
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	361	200
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	97	108
Nonaccrual	0	3
Total Loans	126,151	152,545
Consumer \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	125,373	151,958
Total Loans	125,372	151,958
Consumer \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	517	351
Total Loans	517	351
Consumer \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	164	125
Total Loans	164	125
Consumer \| Greater Than 90 Days and still Accruing
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	98	108
Consumer \| Nonaccrual
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	0	3
Other Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	15	91
Nonaccrual	0	0
Total Loans	813,587	773,829
Other Commercial \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	810,027	773,738
Other Commercial \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	3,545	0
Other Commercial \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	$ 0	$ 0

LOANS AND ALLOWANCE FOR LOAN _6

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Summary of Loans on Nonaccrual Status) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	$ 28,626	$ 27,038
Nonaccrual With No ALLL	4,936	909
Loans Past Due Over 90 Days Still Accruing	11,871	7,490
Construction and Land Development
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	355	307
Nonaccrual With No ALLL	0	0
Loans Past Due Over 90 Days Still Accruing	25	100
Commercial Real Estate - Owner Occupied
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	3,882	7,178
Nonaccrual With No ALLL	0	908
Loans Past Due Over 90 Days Still Accruing	2,395	2,167
Commercial Real Estate - Non-Owner Occupied
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	5,999	1,263
Nonaccrual With No ALLL	4,935	0
Loans Past Due Over 90 Days Still Accruing	2,835	607
Multifamily Real Estate
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	0
Loans Past Due Over 90 Days Still Accruing	0	0
Commercial and Industrial
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	2,256	1,884
Nonaccrual With No ALLL	1	1
Loans Past Due Over 90 Days Still Accruing	792	459
Residential 1-4 Family - Commercial
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	1,833	1,904
Nonaccrual With No ALLL	0	0
Loans Past Due Over 90 Days Still Accruing	817	275
Residential 1-4 Family - Mortgage
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	10,368	10,846
Nonaccrual With No ALLL	0	0
Loans Past Due Over 90 Days Still Accruing	3,632	1,955
Residential 1-4 Family - Revolving
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	3,572	3,453
Nonaccrual With No ALLL	0	0
Loans Past Due Over 90 Days Still Accruing	1,034	1,384
Auto
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	361	200
Nonaccrual With No ALLL	0	0
Loans Past Due Over 90 Days Still Accruing	229	344
Consumer
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	3
Nonaccrual With No ALLL	0	0
Loans Past Due Over 90 Days Still Accruing	97	108
Other Commercial
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	0
Nonaccrual With No ALLL	0	0
Loans Past Due Over 90 Days Still Accruing	$ 15	$ 91

LOANS AND ALLOWANCE FOR LOAN _7

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Troubled Loan Modifications) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 1,019	$ 29,419
Troubled Loan Modifications
Financing Receivable, Modifications [Line Items]
Amortized Cost		29,400
Term Extension
Financing Receivable, Modifications [Line Items]
Amortized Cost	892	23,510
Term Extension \| Commercial and Industrial
Financing Receivable, Modifications [Line Items]
Amortized Cost	97	$ 2,008
% of Total Class of Financing Receivable		0.06%
Weighted-average years added to life of loan		2 months 12 days
Term Extension \| Commercial Real Estate - Non-Owner Occupied
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 0	$ 20,133
% of Total Class of Financing Receivable	0%	0.49%
Weighted-average years added to life of loan		6 months
Term Extension \| Commercial Real Estate - Owner Occupied
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 766	$ 766
% of Total Class of Financing Receivable	0.04%	0.04%
Weighted-average years added to life of loan		2 months 12 days
Term Extension \| Residential 1-4 Family - Mortgage
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 29	$ 603
Weighted-average years added to life of loan		10 years 8 months 12 days
Combination - Term Extension and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Amortized Cost	127	$ 974
Combination - Term Extension and Interest Rate Reduction \| Residential 1-4 Family - Mortgage
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 127	$ 959
% of Total Class of Financing Receivable	0.01%	0.09%
Weighted-average years added to life of loan		20 years 3 months 18 days
Weighted-average contractual interest rate before loan modification		8.20%
Weighted-average contractual interest rate after loan modification		7.60%
Combination - Term Extension and Interest Rate Reduction \| Residential 1-4 Family - Revolving
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 0	$ 15
% of Total Class of Financing Receivable	0%
Weighted-average years added to life of loan		19 years 1 month 6 days
Weighted-average contractual interest rate before loan modification		10.50%
Weighted-average contractual interest rate after loan modification		7.30%
Principal Forgiveness
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 0	$ 4,935
Principal Forgiveness \| Commercial Real Estate - Non-Owner Occupied
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 0	$ 4,935
% of Total Class of Financing Receivable	0%	0.12%
Loan modification, amount of principal reduction		$ 3,500

LOANS AND ALLOWANCE FOR LOAN _8

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Allowance for loan losses:
Balance, beginning of period	$ 120,683	$ 104,184	$ 110,768	$ 99,787
Loans charged off	(1,629)	(1,801)	(9,957)	(5,267)
Recoveries credited to allowance	1,335	1,214	3,537	3,745
Provision charged to operations	5,238	4,412	21,279	9,744
Balance, end of period	125,627	108,009	125,627	108,009
Commercial Portfolio
Allowance for loan losses:
Balance, beginning of period	92,970	77,413	82,753	77,902
Loans charged off	(788)	(1,086)	(7,589)	(2,852)
Recoveries credited to allowance	878	605	1,911	1,723
Provision charged to operations	5,880	6,969	21,865	7,128
Balance, end of period	98,940	83,901	98,940	83,901
Consumer Portfolio
Allowance for loan losses:
Balance, beginning of period	27,713	26,771	28,015	21,885
Loans charged off	(841)	(715)	(2,368)	(2,415)
Recoveries credited to allowance	457	609	1,626	2,022
Provision charged to operations	(642)	(2,557)	(586)	2,616
Balance, end of period	$ 26,687	$ 24,108	$ 26,687	$ 24,108

LOANS AND ALLOWANCE FOR LOAN _9

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Loans Receivables Related Risk Rating) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Recorded Investment [Line Items]
Loans, Total	$ 15,283,620	$ 14,449,142
Construction and Land Development
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	169,141	362,027
Current period gross writeoff, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	465,619	504,934
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	352,588	107,599
Current period gross writeoff, Two Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	43,228	17,402
Current period gross writeoff, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	12,843	35,261
Current period gross writeoff, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	44,274	39,692
Current period gross writeoff, Prior	(11)
Financing Receivable, Revolving Loans	45,247	34,345
Current period gross writeoff, Revolving Loans	0
Loans, Total	1,132,940	1,101,260
Current period gross writeoff, Total	(11)
Construction and Land Development \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	168,844	357,688
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	459,943	499,738
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	329,757	107,559
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	22,020	17,191
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	12,638	33,801
Term Loans Amortized Cost Basis by Origination Year, Prior	42,963	36,335
Financing Receivable, Revolving Loans	45,247	34,345
Loans, Total	1,081,412	1,086,657
Construction and Land Development \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	106	242
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	4,432	1,637
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	16,493	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	115
Term Loans Amortized Cost Basis by Origination Year, Prior	836	1,669
Financing Receivable, Revolving Loans	0	0
Loans, Total	21,867	3,663
Construction and Land Development \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	168	2,843
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	411
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	4,514	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	350	93
Financing Receivable, Revolving Loans	0	0
Loans, Total	5,032	3,347
Construction and Land Development \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	23	1,254
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	1,244	3,148
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,824	40
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	21,208	211
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	205	1,345
Term Loans Amortized Cost Basis by Origination Year, Prior	125	1,595
Financing Receivable, Revolving Loans	0	0
Loans, Total	24,629	7,593
Commercial Real Estate - Owner Occupied
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	125,104	260,013
Current period gross writeoff, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	263,952	218,411
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	200,407	260,651
Current period gross writeoff, Two Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	249,511	296,498
Current period gross writeoff, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	278,954	241,069
Current period gross writeoff, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	832,207	687,314
Current period gross writeoff, Prior	0
Financing Receivable, Revolving Loans	25,146	18,652
Current period gross writeoff, Revolving Loans	0
Loans, Total	1,975,281	1,982,608
Current period gross writeoff, Total	0
Commercial Real Estate - Owner Occupied \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	123,946	258,953
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	261,768	215,414
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	196,135	257,740
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	246,359	282,110
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	264,095	228,410
Term Loans Amortized Cost Basis by Origination Year, Prior	763,587	624,238
Financing Receivable, Revolving Loans	23,835	17,190
Loans, Total	1,879,725	1,884,055
Commercial Real Estate - Owner Occupied \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	1,060
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	1,325	176
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	4,021	2,437
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	2,815	9,567
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	9,671	9,736
Term Loans Amortized Cost Basis by Origination Year, Prior	26,719	31,331
Financing Receivable, Revolving Loans	847	916
Loans, Total	45,398	55,223
Commercial Real Estate - Owner Occupied \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	788	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	859	256
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	251	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	93
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	992	1,332
Term Loans Amortized Cost Basis by Origination Year, Prior	10,312	18,766
Financing Receivable, Revolving Loans	464	132
Loans, Total	13,666	20,579
Commercial Real Estate - Owner Occupied \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	370	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	2,565
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	474
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	337	4,728
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	4,196	1,591
Term Loans Amortized Cost Basis by Origination Year, Prior	31,589	12,979
Financing Receivable, Revolving Loans	0	414
Loans, Total	36,492	22,751
Commercial Real Estate - Non-Owner Occupied
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	315,353	496,311
Current period gross writeoff, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	526,072	664,128
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	718,795	397,635
Current period gross writeoff, Two Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	361,183	558,410
Current period gross writeoff, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	535,750	422,390
Current period gross writeoff, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,655,478	1,422,450
Current period gross writeoff, Prior	(3,528)
Financing Receivable, Revolving Loans	35,587	34,806
Current period gross writeoff, Revolving Loans	0
Loans, Total	4,148,218	3,996,130
Current period gross writeoff, Total	(3,528)
Commercial Real Estate - Non-Owner Occupied \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	310,417	496,079
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	526,072	661,977
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	714,965	385,084
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	342,131	517,834
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	483,006	373,126
Term Loans Amortized Cost Basis by Origination Year, Prior	1,494,449	1,389,507
Financing Receivable, Revolving Loans	23,728	34,804
Loans, Total	3,894,768	3,858,411
Commercial Real Estate - Non-Owner Occupied \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	2,151
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,691	2,091
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	7,754	11,915
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	27,825	19,550
Term Loans Amortized Cost Basis by Origination Year, Prior	76,136	20,683
Financing Receivable, Revolving Loans	4	2
Loans, Total	113,410	56,392
Commercial Real Estate - Non-Owner Occupied \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	232
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	25,578
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	18,980	702
Term Loans Amortized Cost Basis by Origination Year, Prior	57,063	7,381
Financing Receivable, Revolving Loans	11,855	0
Loans, Total	87,898	33,893
Commercial Real Estate - Non-Owner Occupied \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	4,936	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	2,139	10,460
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	11,298	3,083
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	5,939	29,012
Term Loans Amortized Cost Basis by Origination Year, Prior	27,830	4,879
Financing Receivable, Revolving Loans	0	0
Loans, Total	52,142	47,434
Commercial and Industrial
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	732,515	851,040
Current period gross writeoff, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	722,710	539,022
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	450,883	281,280
Current period gross writeoff, Two Years Before Current Fiscal Year	(6)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	224,282	192,358
Current period gross writeoff, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	155,970	82,294
Current period gross writeoff, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	170,171	125,422
Current period gross writeoff, Prior	(18)
Financing Receivable, Revolving Loans	975,788	911,933
Current period gross writeoff, Revolving Loans	(1,813)
Loans, Total	3,432,319	2,983,349
Current period gross writeoff, Total	(1,837)
Commercial and Industrial \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	730,110	849,547
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	677,320	536,982
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	449,135	262,093
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	213,937	182,263
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	131,347	67,648
Term Loans Amortized Cost Basis by Origination Year, Prior	160,071	120,326
Financing Receivable, Revolving Loans	887,127	846,059
Loans, Total	3,249,047	2,864,918
Commercial and Industrial \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	596	1,399
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	23,517	1,305
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	186	18,682
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,346	5,039
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	18,017	12,843
Term Loans Amortized Cost Basis by Origination Year, Prior	4,814	1,984
Financing Receivable, Revolving Loans	25,128	41,836
Loans, Total	73,604	83,088
Commercial and Industrial \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	1,809	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	21,723	222
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,094	393
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	6,890	2,145
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	2,753	354
Term Loans Amortized Cost Basis by Origination Year, Prior	1,848	1,773
Financing Receivable, Revolving Loans	23,984	12,380
Loans, Total	60,101	17,267
Commercial and Industrial \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	94
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	150	513
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	468	112
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	2,109	2,911
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	3,853	1,449
Term Loans Amortized Cost Basis by Origination Year, Prior	3,438	1,339
Financing Receivable, Revolving Loans	39,549	11,658
Loans, Total	49,567	18,076
Multifamily Real Estate
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	14,082	111,798
Current period gross writeoff, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	117,935	90,952
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	244,089	204,159
Current period gross writeoff, Two Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	237,166	51,416
Current period gross writeoff, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	50,165	60,325
Current period gross writeoff, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	255,195	232,248
Current period gross writeoff, Prior	0
Financing Receivable, Revolving Loans	28,521	52,025
Current period gross writeoff, Revolving Loans	0
Loans, Total	947,153	802,923
Current period gross writeoff, Total	0
Multifamily Real Estate \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	14,082	111,798
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	117,935	90,952
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	244,089	204,159
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	223,382	47,240
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	46,431	59,883
Term Loans Amortized Cost Basis by Origination Year, Prior	254,568	231,745
Financing Receivable, Revolving Loans	28,521	52,025
Loans, Total	929,008	797,802
Multifamily Real Estate \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	350
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	442
Term Loans Amortized Cost Basis by Origination Year, Prior	395	416
Financing Receivable, Revolving Loans	0	0
Loans, Total	395	1,208
Multifamily Real Estate \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	250	3,826
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	3,734	0
Term Loans Amortized Cost Basis by Origination Year, Prior	232	87
Financing Receivable, Revolving Loans	0	0
Loans, Total	4,216	3,913
Multifamily Real Estate \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	13,534
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0
Financing Receivable, Revolving Loans	0
Loans, Total	13,534
Residential 1-4 Family - Commercial
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	29,266	59,034
Current period gross writeoff, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	63,770	87,513
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	80,130	79,143
Current period gross writeoff, Two Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	71,763	59,807
Current period gross writeoff, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	47,716	40,677
Current period gross writeoff, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	222,957	210,674
Current period gross writeoff, Prior	0
Financing Receivable, Revolving Loans	1,432	1,215
Current period gross writeoff, Revolving Loans	0
Loans, Total	517,034	538,063
Current period gross writeoff, Total	0
Residential 1-4 Family - Commercial \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	29,169	58,534
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	63,380	86,881
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	78,926	77,110
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	71,358	50,721
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	46,347	38,090
Term Loans Amortized Cost Basis by Origination Year, Prior	212,109	199,783
Financing Receivable, Revolving Loans	1,070	803
Loans, Total	502,359	511,922
Residential 1-4 Family - Commercial \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	49	500
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	390	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	586	539
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	223	852
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	765	1,532
Term Loans Amortized Cost Basis by Origination Year, Prior	6,124	5,378
Financing Receivable, Revolving Loans	109	113
Loans, Total	8,246	8,914
Residential 1-4 Family - Commercial \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	48	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	94
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	7,771
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	582
Term Loans Amortized Cost Basis by Origination Year, Prior	1,323	2,630
Financing Receivable, Revolving Loans	0	0
Loans, Total	1,371	11,077
Residential 1-4 Family - Commercial \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	632
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	618	1,400
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	182	463
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	604	473
Term Loans Amortized Cost Basis by Origination Year, Prior	3,401	2,883
Financing Receivable, Revolving Loans	253	299
Loans, Total	5,058	6,150
Other Commercial
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	235,352	202,549
Current period gross writeoff, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	126,200	211,438
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	149,863	149,567
Current period gross writeoff, Two Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	84,110	119,807
Current period gross writeoff, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	123,807	3,522
Current period gross writeoff, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	69,293	72,678
Current period gross writeoff, Prior	(2,213)
Financing Receivable, Revolving Loans	24,962	14,268
Current period gross writeoff, Revolving Loans	0
Loans, Total	813,587	773,829
Current period gross writeoff, Total	(2,213)
Other Commercial \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	235,254	197,454
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	126,200	211,438
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	149,863	149,567
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	84,078	119,795
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	123,799	3,522
Term Loans Amortized Cost Basis by Origination Year, Prior	65,234	69,243
Financing Receivable, Revolving Loans	24,947	14,177
Loans, Total	809,375	765,196
Other Commercial \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	5,095
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	32	12
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	8	0
Term Loans Amortized Cost Basis by Origination Year, Prior	3,410	3,435
Financing Receivable, Revolving Loans	0	0
Loans, Total	3,450	8,542
Other Commercial \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	98
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	649
Financing Receivable, Revolving Loans	0
Loans, Total	747
Other Commercial \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0	0
Financing Receivable, Revolving Loans	15	91
Loans, Total	15	91
Commercial Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	1,620,813	2,342,772
Current period gross writeoff, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	2,286,258	2,316,398
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	2,196,755	1,480,034
Current period gross writeoff, Two Years Before Current Fiscal Year	(6)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,271,243	1,295,698
Current period gross writeoff, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,205,205	885,538
Current period gross writeoff, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	3,249,575	2,790,478
Current period gross writeoff, Prior	(5,770)
Financing Receivable, Revolving Loans	1,136,683	1,067,244
Current period gross writeoff, Revolving Loans	(1,813)
Loans, Total	12,966,532	12,178,162
Current period gross writeoff, Total	(7,589)
Commercial Portfolio \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	1,611,822	2,330,053
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	2,232,618	2,303,382
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	2,162,870	1,443,312
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,203,265	1,217,154
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,107,663	804,480
Term Loans Amortized Cost Basis by Origination Year, Prior	2,992,981	2,671,177
Financing Receivable, Revolving Loans	1,034,475	999,403
Loans, Total	12,345,694	11,768,961
Commercial Portfolio \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	751	8,296
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	29,664	5,269
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	22,977	23,749
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	12,170	27,735
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	56,286	44,218
Term Loans Amortized Cost Basis by Origination Year, Prior	118,434	64,896
Financing Receivable, Revolving Loans	26,088	42,867
Loans, Total	266,370	217,030
Commercial Portfolio \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	2,911	3,075
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	22,582	889
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	5,859	487
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	7,140	39,413
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	26,459	2,970
Term Loans Amortized Cost Basis by Origination Year, Prior	71,777	30,730
Financing Receivable, Revolving Loans	36,303	12,512
Loans, Total	173,031	90,076
Commercial Portfolio \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	5,329	1,348
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	1,394	6,858
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	5,049	12,486
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	48,668	11,396
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	14,797	33,870
Term Loans Amortized Cost Basis by Origination Year, Prior	66,383	23,675
Financing Receivable, Revolving Loans	39,817	12,462
Loans, Total	$ 181,437	$ 102,095

LOANS AND ALLOWANCE FOR LOAN_10

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Loans Receivables Based on Delinquency Status) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Recorded Investment [Line Items]
Loans, Total	$ 15,283,620	$ 14,449,142
Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	101,749	212,871
Current period gross writeoff, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	256,194	266,326
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(16)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	273,046	162,915
Current period gross writeoff, Two Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	155,412	36,614
Current period gross writeoff, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	33,327	24,202
Current period gross writeoff, Four Years Before Current Fiscal Year	(69)
Term Loans Amortized Cost Basis by Origination Year, Prior	237,554	237,335
Current period gross writeoff, Prior	(39)
Financing Receivable, Revolving Loans	12	12
Current period gross writeoff, Revolving Loans	0
Loans, Total	1,057,294	940,275
Current period gross writeoff, Total	(124)
Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	36,241	68,524
Current period gross writeoff, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	57,069	13,959
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	12,175	5,054
Current period gross writeoff, Two Years Before Current Fiscal Year	(3)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	4,570	1,672
Current period gross writeoff, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,059	814
Current period gross writeoff, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,165	476
Current period gross writeoff, Prior	0
Financing Receivable, Revolving Loans	487,003	494,685
Current period gross writeoff, Revolving Loans	(26)
Loans, Total	599,282	585,184
Current period gross writeoff, Total	(29)
Auto
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	84,493	286,078
Current period gross writeoff, Current Fiscal Year	(23)
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	230,278	155,918
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(410)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	120,010	82,436
Current period gross writeoff, Two Years Before Current Fiscal Year	(171)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	59,820	44,712
Current period gross writeoff, Three Years Before Current Fiscal Year	(101)
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	29,354	16,152
Current period gross writeoff, Four Years Before Current Fiscal Year	(60)
Term Loans Amortized Cost Basis by Origination Year, Prior	10,406	7,680
Current period gross writeoff, Prior	(48)
Financing Receivable, Revolving Loans	0	0
Current period gross writeoff, Revolving Loans	0
Loans, Total	534,361	592,976
Current period gross writeoff, Total	(813)
Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	10,874	36,639
Current period gross writeoff, Current Fiscal Year	(15)
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	26,407	15,944
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(65)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	11,654	11,074
Current period gross writeoff, Two Years Before Current Fiscal Year	(90)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	8,682	23,974
Current period gross writeoff, Three Years Before Current Fiscal Year	(652)
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	17,328	16,164
Current period gross writeoff, Four Years Before Current Fiscal Year	(14)
Term Loans Amortized Cost Basis by Origination Year, Prior	26,036	19,152
Current period gross writeoff, Prior	(510)
Financing Receivable, Revolving Loans	25,170	29,598
Current period gross writeoff, Revolving Loans	(56)
Loans, Total	126,151	152,545
Current period gross writeoff, Total	(1,402)
Consumer Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	233,357	604,112
Current period gross writeoff, Current Fiscal Year	(38)
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	569,948	452,147
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(491)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	416,885	261,479
Current period gross writeoff, Two Years Before Current Fiscal Year	(264)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	228,484	106,972
Current period gross writeoff, Three Years Before Current Fiscal Year	(753)
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	81,068	57,332
Current period gross writeoff, Four Years Before Current Fiscal Year	(143)
Term Loans Amortized Cost Basis by Origination Year, Prior	275,161	264,643
Current period gross writeoff, Prior	(597)
Financing Receivable, Revolving Loans	512,185	524,295
Current period gross writeoff, Revolving Loans	(82)
Loans, Total	2,317,088	2,270,980
Current period gross writeoff, Total	(2,368)
Current \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	101,653	212,697
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	255,179	263,734
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	270,580	162,826
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	155,239	36,197
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	33,221	22,629
Term Loans Amortized Cost Basis by Origination Year, Prior	224,635	221,738
Financing Receivable, Revolving Loans	12	12
Loans, Total	1,040,519	919,833
Current \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	36,058	68,434
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	56,777	13,810
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	12,148	4,997
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	4,517	1,672
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,059	801
Term Loans Amortized Cost Basis by Origination Year, Prior	1,165	476
Financing Receivable, Revolving Loans	480,024	487,803
Loans, Total	591,748	577,993
Current \| Auto
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	84,225	285,036
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	229,046	154,904
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	118,931	81,710
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	59,340	44,086
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	28,926	15,974
Term Loans Amortized Cost Basis by Origination Year, Prior	10,261	7,525
Financing Receivable, Revolving Loans	0	0
Loans, Total	530,729	589,235
Current \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	10,803	36,513
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	26,226	15,897
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	11,550	11,019
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	8,635	23,838
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	17,174	16,084
Term Loans Amortized Cost Basis by Origination Year, Prior	25,877	19,070
Financing Receivable, Revolving Loans	25,107	29,537
Loans, Total	125,372	151,958
Current \| Consumer Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	232,739	602,680
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	567,228	448,345
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	413,209	260,552
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	227,731	105,793
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	80,380	55,488
Term Loans Amortized Cost Basis by Origination Year, Prior	261,938	248,809
Financing Receivable, Revolving Loans	505,143	517,352
Loans, Total	2,288,368	2,239,019
30 to 59 Days Past Due \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	47	174
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	97	2,169
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	33	89
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	173	46
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	220
Term Loans Amortized Cost Basis by Origination Year, Prior	650	3,253
Financing Receivable, Revolving Loans	0	0
Loans, Total	1,000	5,951
30 to 59 Days Past Due \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	90
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	135	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0	0
Financing Receivable, Revolving Loans	2,191	1,753
Loans, Total	2,326	1,843
30 to 59 Days Past Due \| Auto
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	229	808
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	905	772
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	851	451
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	317	456
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	315	134
Term Loans Amortized Cost Basis by Origination Year, Prior	86	126
Financing Receivable, Revolving Loans	0	0
Loans, Total	2,703	2,747
30 to 59 Days Past Due \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	49	61
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	136	27
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	55	36
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	19	113
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	95	34
Term Loans Amortized Cost Basis by Origination Year, Prior	133	61
Financing Receivable, Revolving Loans	30	19
Loans, Total	517	351
30 to 59 Days Past Due \| Consumer Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	325	1,133
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	1,273	2,968
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	939	576
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	509	615
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	410	388
Term Loans Amortized Cost Basis by Origination Year, Prior	869	3,440
Financing Receivable, Revolving Loans	2,221	1,772
Loans, Total	6,546	10,892
60 to 89 Days Past Due \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	427	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	149	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	413
Term Loans Amortized Cost Basis by Origination Year, Prior	1,199	1,277
Financing Receivable, Revolving Loans	0	0
Loans, Total	1,775	1,690
60 to 89 Days Past Due \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	183	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0	0
Financing Receivable, Revolving Loans	419	511
Loans, Total	602	511
60 to 89 Days Past Due \| Auto
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	65
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	68	129
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	95	146
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	69	76
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	73	30
Term Loans Amortized Cost Basis by Origination Year, Prior	34	4
Financing Receivable, Revolving Loans	0	0
Loans, Total	339	450
60 to 89 Days Past Due \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	12	43
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	5	17
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	12	10
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	24	11
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	59	14
Term Loans Amortized Cost Basis by Origination Year, Prior	19	21
Financing Receivable, Revolving Loans	33	9
Loans, Total	164	125
60 to 89 Days Past Due \| Consumer Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	195	108
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	500	146
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	256	156
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	93	87
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	132	457
Term Loans Amortized Cost Basis by Origination Year, Prior	1,252	1,302
Financing Receivable, Revolving Loans	452	520
Loans, Total	2,880	2,776
Greater Than 90 Days and still Accruing \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	49	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,719	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	64
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,864	1,891
Financing Receivable, Revolving Loans	0	0
Loans, Total	3,632	1,955
Greater Than 90 Days and still Accruing \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0	0
Financing Receivable, Revolving Loans	1,034	1,384
Loans, Total	1,034	1,384
Greater Than 90 Days and still Accruing \| Auto
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	29	169
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	88	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	65	111
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	21	32
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1	12
Term Loans Amortized Cost Basis by Origination Year, Prior	25	20
Financing Receivable, Revolving Loans	0	0
Loans, Total	229	344
Greater Than 90 Days and still Accruing \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	10	22
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	40	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	37	9
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	4	12
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	32
Term Loans Amortized Cost Basis by Origination Year, Prior	7	0
Financing Receivable, Revolving Loans	0	33
Loans, Total	98	108
Greater Than 90 Days and still Accruing \| Consumer Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	88	191
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	128	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,821	120
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	25	108
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1	44
Term Loans Amortized Cost Basis by Origination Year, Prior	1,896	1,911
Financing Receivable, Revolving Loans	1,034	1,417
Loans, Total	4,993	3,791
Nonaccrual \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	491	423
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	565	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	307
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	106	940
Term Loans Amortized Cost Basis by Origination Year, Prior	9,206	9,176
Financing Receivable, Revolving Loans	0	0
Loans, Total	10,368	10,846
Nonaccrual \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	157	149
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	27	57
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	53	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	13
Term Loans Amortized Cost Basis by Origination Year, Prior	0	0
Financing Receivable, Revolving Loans	3,335	3,234
Loans, Total	3,572	3,453
Nonaccrual \| Auto
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	10	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	171	113
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	68	18
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	73	62
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	39	2
Term Loans Amortized Cost Basis by Origination Year, Prior	0	5
Financing Receivable, Revolving Loans	0	0
Loans, Total	361	200
Nonaccrual \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	3
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0	0
Financing Receivable, Revolving Loans	0	0
Loans, Total	0	3
Nonaccrual \| Consumer Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	10	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	819	688
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	660	75
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	126	369
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	145	955
Term Loans Amortized Cost Basis by Origination Year, Prior	9,206	9,181
Financing Receivable, Revolving Loans	3,335	3,234
Loans, Total	$ 14,301	$ 14,502

LOANS AND ALLOWANCE FOR LOAN_11

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Troubled Debt Restructurings) (Details) $ in Thousands	Dec. 31, 2022 USD ($) loan
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	127
Recorded Investment	$ 14,190
Outstanding Commitment	5
Troubled Debt Restructurings
Financing Receivable, Modifications [Line Items]
Recorded Investment	$ 14,200
Performing Financing Receivable
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	93
Recorded Investment	$ 9,273
Outstanding Commitment	$ 5
Performing Financing Receivable \| Construction and Land Development
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	3
Recorded Investment	$ 155
Outstanding Commitment	$ 0
Performing Financing Receivable \| Commercial Real Estate - Owner Occupied
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	2
Recorded Investment	$ 997
Outstanding Commitment	$ 0
Performing Financing Receivable \| Commercial and Industrial
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	1
Recorded Investment	$ 93
Outstanding Commitment	$ 0
Performing Financing Receivable \| Residential 1-4 Family - Mortgage
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	83
Recorded Investment	$ 7,761
Outstanding Commitment	$ 0
Performing Financing Receivable \| Residential 1-4 Family - Revolving
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	3
Recorded Investment	$ 254
Outstanding Commitment	$ 5
Performing Financing Receivable \| Consumer
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	1
Recorded Investment	$ 13
Outstanding Commitment	$ 0
Nonperforming Financing Receivable
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	34
Recorded Investment	$ 4,917
Outstanding Commitment	$ 0
Nonperforming Financing Receivable \| Commercial Real Estate - Owner Occupied
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	1
Recorded Investment	$ 15
Outstanding Commitment	$ 0
Nonperforming Financing Receivable \| Commercial Real Estate - Non-Owner Occupied
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	2
Recorded Investment	$ 233
Outstanding Commitment	$ 0
Nonperforming Financing Receivable \| Commercial and Industrial
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	2
Recorded Investment	$ 375
Outstanding Commitment	$ 0
Nonperforming Financing Receivable \| Residential 1-4 Family - Commercial
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	3
Recorded Investment	$ 332
Outstanding Commitment	$ 0
Nonperforming Financing Receivable \| Residential 1-4 Family - Mortgage
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	23
Recorded Investment	$ 3,869
Outstanding Commitment	$ 0
Nonperforming Financing Receivable \| Residential 1-4 Family - Revolving
Financing Receivable, Modifications [Line Items]
No. of Loans \| loan	3
Recorded Investment	$ 93
Outstanding Commitment	$ 0

GOODWILL AND INTANGIBLE ASSET_2

GOODWILL AND INTANGIBLE ASSETS (Narrative) (Details) $ in Thousands		3 Months Ended		9 Months Ended		12 Months Ended
	Jan. 01, 2023 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($) segment	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Finite-Lived Intangible Assets [Line Items]
Number of operating segments \| segment				2
Goodwill		$ 925,211		$ 925,211		$ 925,211
Intangible Assets		21,277		21,277		26,761
Impairment of goodwill or intangible assets				0
Impairment charges for goodwill				0		0
Intangible assets, amortization expense		2,193	$ 2,480	6,687	$ 8,434
Goodwill
Finite-Lived Intangible Assets [Line Items]
Reallocation from Consumer Banking segment to Wholesale Banking segment	$ 9,600
Intangible assets
Finite-Lived Intangible Assets [Line Items]
Reallocation from Consumer Banking segment to Wholesale Banking segment	$ 1,600
Wholesale Banking
Finite-Lived Intangible Assets [Line Items]
Goodwill		639,180		639,180		639,180
Intangible Assets		1,366		1,366		1,558
Consumer Banking
Finite-Lived Intangible Assets [Line Items]
Goodwill		286,031		286,031		286,031
Intangible Assets		1,108		1,108		75
Corporate Other
Finite-Lived Intangible Assets [Line Items]
Goodwill		0		0		0
Intangible Assets		$ 18,803		$ 18,803		$ 25,128
Core Deposits \| Minimum
Finite-Lived Intangible Assets [Line Items]
Intangible assets, amortization period (years)		4 years		4 years
Core Deposits \| Maximum
Finite-Lived Intangible Assets [Line Items]
Intangible assets, amortization period (years)		10 years		10 years
Other amortizable intangibles \| Minimum
Finite-Lived Intangible Assets [Line Items]
Intangible assets, amortization period (years)		4 years		4 years
Other amortizable intangibles \| Maximum
Finite-Lived Intangible Assets [Line Items]
Intangible assets, amortization period (years)		10 years		10 years

GOODWILL AND INTANGIBLE ASSET_3

GOODWILL AND INTANGIBLE ASSETS (Estimated Remaining Amortization Expense of Intangibles) (Details) $ in Thousands	Sep. 30, 2023 USD ($)
Estimated Remaining Amortization of Intangibles
For the remaining three months of 2023	$ 2,095
2024	6,936
2025	5,289
2026	3,654
2027	2,068
Thereafter	1,235
Total estimated amortization expense	$ 21,277

LEASES (Narrative) (Details)

LEASES (Narrative) (Details) $ in Thousands		9 Months Ended
LEASES (Narrative) (Details) $ in Thousands	Sep. 20, 2023 USD ($)	Sep. 30, 2023 USD ($)	Sep. 20, 2023 property	Sep. 20, 2023 item	Dec. 31, 2022 USD ($)
Lessor Disclosure [Abstract]
Residual assets covered by residual value guarantees		$ 62,000			$ 44,300
Lessee Disclosure [Abstract]
Operating lease, right-of-use asset		68,807			35,729
Operating lease liabilities		$ 75,502			$ 47,696
Blue Owl AUB VA Owner LLC \| Sale-leaseback
Lessee Disclosure [Abstract]
Number of properties			27	25
Aggregate cash purchase price	$ 45,800
Term of lease agreement	17 years
Pre-tax gain	$ 27,700
Annual rent escalation during the initial term	1.50%
Annual rent escalation after the initial term.	2%
Operating lease, right-of-use asset	$ 38,300
Operating lease liabilities	$ 38,100
Minimum
Lessor Disclosure [Abstract]
Lessor sales-type and direct financing lease, term of contract		1 month
Maximum
Lessor Disclosure [Abstract]
Lessor sales-type and direct financing lease, term of contract		122 months
Lessee Disclosure [Abstract]
Lessee, operating lease, remaining lease term (years)		23 years

LEASES (Net Investment in Sales

LEASES (Net Investment in Sales-Type and Direct Financing Lease) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Leases [Abstract]
Lease receivables, net of unearned income and deferred selling profit	$ 325,556	$ 266,380
Unguaranteed residual values, net of unearned income and deferred selling profit	16,711	15,159
Total net investment in sales-type and direct financing leases	$ 342,267	$ 281,539

LEASES (Lessee Lease Portfolio

LEASES (Lessee Lease Portfolio and Other Supplemental Lease Information) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Lessee, Operating Lease
Right-of-use assets	$ 68,807	$ 35,729
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other Assets	Other Assets
Operating lease liabilities	$ 75,502	$ 47,696
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other Liabilities	Other Liabilities
Weighted average remaining lease term (years)	11 years 7 months 28 days	6 years 9 months 18 days
Weighted average discount rate, percent	6.06%	2.91%
Lessee, Finance Lease
Right-of-use-assets	$ 4,899	$ 5,588
Finance Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Lease liabilities	$ 7,369	$ 8,288
Finance Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities
Weighted-average remaining lease term (years)	5 years 3 months 29 days	6 years 29 days
Weighted-average discount rate, percent	1.17%	1.17%

LEASES (Other Lease Information

LEASES (Other Lease Information) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Leases [Abstract]
Operating Cash Flows from Finance Leases	$ 68	$ 79
Operating Cash Flows from Operating Leases	8,902	8,514
Financing Cash Flows from Finance Leases	919	885
Right-of-use assets obtained in exchange for lease obligations, operating lease	$ 38,318	$ 1,268

LEASES (Lease Cost Information)

LEASES (Lease Cost Information) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Leases [Abstract]
Net Operating Lease Cost	$ 2,381	$ 2,117	$ 7,291	$ 6,658
Finance Lease Cost: Amortization of right-of-use assets	230	230	689	689
Finance Lease Cost: Interest on lease liabilities	22	25	68	79
Total Lease Cost	$ 2,633	$ 2,372	$ 8,048	$ 7,426

LEASES (Maturities of Lessor an

LEASES (Maturities of Lessor and Lessee Arrangements Outstanding) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Lessor - Sales-type and Direct Financing Lease Maturities
For the remaining three months of 2023	$ 20,314
2024	84,391
2025	73,581
2026	62,743
2027	50,928
Thereafter	76,765
Total undiscounted cash flows	368,722
Less: Adjustments	43,166
Total	325,556	$ 266,380
Lessee - Operating Lease Maturities
For the remaining six months of 2023	3,536
2024	13,666
2025	11,603
2026	9,146
2027	7,759
Thereafter	66,137
Total undiscounted cash flows	111,847
Less: Adjustments	36,345
Total	75,502	47,696
Lessee - Finance Lease Maturities
For the remaining six months of 2023	337
2024	1,358
2025	1,392
2026	1,427
2027	1,462
Thereafter	1,627
Total undiscounted cash flows	7,603
Less: Adjustments	234
Total	$ 7,369	$ 8,288

BORROWINGS (Short-Term Borrowin

BORROWINGS (Short-Term Borrowings) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Borrowings [Abstract]
Securities sold under agreements to repurchase	$ 134,936	$ 142,837
Federal Funds Purchased	0	160,000
FHLB Advances	495,000	1,016,000
Total short-term borrowings	629,936	1,318,837
Average outstanding balance during the period	$ 633,896	$ 302,060
Average interest rate (during the period)	4.66%	1.79%
Average interest rate at end of period	5.12%	3.89%

BORROWINGS (Narrative) (Details

BORROWINGS (Narrative) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
BORROWINGS (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Subordinated Borrowing [Line Items]
Remaining available balance for the federal funds lines	$ 737,000	$ 1,000,000
Maximum collateral dependent line of credit with the FHLB	6,200,000	6,000,000
Remaining credit availability on collateral dependent line of credit with the FHLB	5,700,000	4,900,000
Trust Preferred Capital Securities	150,500	150,500
Fair value discount	14,426	15,296
Subordinated Debt	250,000	250,000
Remaining borrowing capacity	25,000	25,000
Federal Reserve Bank Term Funding Program
Subordinated Borrowing [Line Items]
Additional funding available	531,000
Acquired Trust Preferred Capital Notes
Subordinated Borrowing [Line Items]
Fair value discount	11,900	12,500
2031 Subordinate Debt
Subordinated Borrowing [Line Items]
Subordinated Debt	$ 250,000	$ 250,000
Stated percentage on debt instrument	2.875%	2.875%
Three-month CME SOFR rate plus	0%	0%
Maturity date	Dec. 15, 2031	Dec. 15, 2031
Previous bank acquisitions \| Trust Preferred Capital Notes
Subordinated Borrowing [Line Items]
Trust Preferred Capital Securities	$ 58,500
Previous bank acquisitions \| Acquired Trust Preferred Capital Notes
Subordinated Borrowing [Line Items]
Trust Preferred Capital Securities	$ 92,000

BORROWINGS (Long-Term Borrowing

BORROWINGS (Long-Term Borrowings) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 150,500	$ 150,500
Subordinated Debt	250,000	250,000
Fair Value Premium (Discount)	(14,426)	(15,296)
Investment in Trust Preferred Capital Securities	4,659	4,659
Total Long-term Borrowings	$ 390,733	$ 389,863
SOFR
Debt Instrument [Line Items]
Basis spread on variable rate	0.262%	0.262%
Trust Preferred Capital Notes
Debt Instrument [Line Items]
Remaining issuance discount on debt	$ 11,900	$ 12,500
Statutory Trust I
Debt Instrument [Line Items]
Trust Preferred Capital Securities	22,500	22,500
Investment in Trust Preferred Capital Securities	$ 696	$ 696
Basis spread on variable rate	2.75%	2.75%
Rate	8.41%	7.52%
Maturity date	Jun. 17, 2034	Jun. 17, 2034
Statutory Trust II
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 36,000	$ 36,000
Investment in Trust Preferred Capital Securities	$ 1,114	$ 1,114
Basis spread on variable rate	1.40%	1.40%
Rate	7.06%	6.17%
Maturity date	Jun. 15, 2036	Jun. 15, 2036
VFG Limited Liability Trust I Indenture
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 20,000	$ 20,000
Investment in Trust Preferred Capital Securities	$ 619	$ 619
Basis spread on variable rate	2.73%	2.73%
Rate	8.39%	7.50%
Maturity date	Mar. 18, 2034	Mar. 18, 2034
FNB Statutory Trust II Indenture
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 12,000	$ 12,000
Investment in Trust Preferred Capital Securities	$ 372	$ 372
Basis spread on variable rate	3.10%	3.10%
Rate	8.76%	7.87%
Maturity date	Jun. 26, 2033	Jun. 26, 2033
Gateway Capital Statutory Trust I
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 8,000	$ 8,000
Investment in Trust Preferred Capital Securities	$ 248	$ 248
Basis spread on variable rate	3.10%	3.10%
Rate	8.76%	7.87%
Maturity date	Sep. 17, 2033	Sep. 17, 2033
Gateway Capital Statutory Trust II
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 7,000	$ 7,000
Investment in Trust Preferred Capital Securities	$ 217	$ 217
Basis spread on variable rate	2.65%	2.65%
Rate	8.31%	7.42%
Maturity date	Jun. 17, 2034	Jun. 17, 2034
Gateway Capital Statutory Trust III
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 15,000	$ 15,000
Investment in Trust Preferred Capital Securities	$ 464	$ 464
Basis spread on variable rate	1.50%	1.50%
Rate	7.16%	6.27%
Maturity date	May 30, 2036	May 30, 2036
Gateway Capital Statutory Trust IV
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 25,000	$ 25,000
Investment in Trust Preferred Capital Securities	$ 774	$ 774
Basis spread on variable rate	1.55%	1.55%
Rate	7.21%	6.32%
Maturity date	Jul. 30, 2037	Jul. 30, 2037
MFC Capital Trust II
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 5,000	$ 5,000
Investment in Trust Preferred Capital Securities	$ 155	$ 155
Basis spread on variable rate	2.85%	2.85%
Rate	8.51%	7.62%
Maturity date	Jan. 23, 2034	Jan. 23, 2034
Subordinated Debt
Debt Instrument [Line Items]
Remaining issuance discount on debt	$ 2,600	$ 2,800
Subordinated Debt \| SOFR \| Scenario, Plan
Debt Instrument [Line Items]
Basis spread on variable rate	1.86%	1.86%
2031 Subordinate Debt
Debt Instrument [Line Items]
Subordinated Debt	$ 250,000	$ 250,000
Basis spread on variable rate	0%	0%
Rate	2.875%	2.875%
Maturity date	Dec. 15, 2031	Dec. 15, 2031

BORROWINGS (Contractual Maturit

BORROWINGS (Contractual Maturities of Long-Term Debt) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Fair Value Premium (Discount)
For the remaining three months of 2023	$ (292)
2024	(1,187)
2025	(1,211)
2026	(1,236)
2027	(1,263)
Thereafter	(9,237)
Total Long-term borrowings	(14,426)	$ (15,296)
Total Long-term Borrowings
For the remaining three months of 2023	(292)
2024	(1,187)
2025	(1,211)
2026	(1,236)
2027	(1,263)
Thereafter	395,922
Total Long-term Borrowings	390,733	$ 389,863
Trust Preferred Capital Notes
Total Long-term Borrowings, Gross
For the remaining three months of 2023	0
2024	0
2025	0
2026	0
2027	0
Thereafter	155,159
Total Long-term borrowings	155,159
Subordinated Debt
Total Long-term Borrowings, Gross
For the remaining three months of 2023	0
2024	0
2025	0
2026	0
2027	0
Thereafter	250,000
Total Long-term borrowings	$ 250,000

COMMITMENTS AND CONTINGENCIES_2

COMMITMENTS AND CONTINGENCIES (Narrative) (Details) - USD ($) $ in Millions	Sep. 30, 2023	Dec. 31, 2022
Reserve for unfunded commitments and indemnification reserve	$ 15.7	$ 14.1
Deposits with other financial institutions	260.4	273.5
Uninsured deposits with other financial institutions	46.1	74
Cash Flow Hedging
Deposits with other financial institutions serves as collateral for cash flow hedge	$ 211	$ 196.2

COMMITMENTS AND CONTINGENCIES_3

COMMITMENTS AND CONTINGENCIES (Balances of Commitments and Contingencies) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Commitments with off-balance sheet risk:
Total commitments with off-balance sheet risk	$ 5,747,106	$ 5,385,711
Commitments to Extend Credit
Commitments with off-balance sheet risk:
Total commitments with off-balance sheet risk	5,600,928	5,229,252
Standby Letters of Credit
Commitments with off-balance sheet risk:
Total commitments with off-balance sheet risk	$ 146,178	$ 156,459

COMMITMENTS AND CONTINGENCIES_4

COMMITMENTS AND CONTINGENCIES (Schedule of Securities Pledged as Collateral) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
AFS Securities	$ 2,084,928	$ 2,741,816
HTM securities	762,046	801,887
Loans	15,157,993	14,338,374
Total assets	20,736,236	20,461,138
Asset Pledged as Collateral [Member]
Cash	210,977	196,180
AFS Securities	1,347,145	993,446
HTM securities	596,616	580,415
Loans	3,525,746	3,137,996
Total assets	5,680,484	4,908,037
Public deposits \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	686,217	713,761
HTM securities	580,172	579,550
Loans	0	0
Total assets	1,266,389	1,293,311
Repurchase agreements \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	142,537	159,221
HTM securities	0	0
Loans	0	0
Total assets	142,537	159,221
FHLB advances \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	51,084	36,039
HTM securities	0	0
Loans	3,073,097	2,679,316
Total assets	3,124,181	2,715,355
Derivatives \| Asset Pledged as Collateral [Member]
Cash	210,977	196,180
AFS Securities	59,568	57,114
HTM securities	0	0
Loans	0	0
Total assets	270,545	253,294
Fed Funds \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	392,491	0
HTM securities	16,444	0
Loans	452,649	458,680
Total assets	861,584	458,680
Other purposes \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	15,248	27,311
HTM securities	0	865
Loans	0	0
Total assets	$ 15,248	$ 28,176

DERIVATIVES (Narrative) (Detail

DERIVATIVES (Narrative) (Details) $ in Thousands	9 Months Ended	12 Months Ended
DERIVATIVES (Narrative) (Details) $ in Thousands	Sep. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)	Sep. 30, 2022 contract
Derivatives, Fair Value [Line Items]
Carrying Amount of Hedged Asset/(Liabilities)	$ 50,000	$ 50,000
Number Of Foreign Exchange Derivative Contracts \| contract			0
Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative, amount	900,000	900,000
Fair Value Hedging
Derivatives, Fair Value [Line Items]
Aggregate notional amount of the hedged items	79,300	83,600
Loans
Derivatives, Fair Value [Line Items]
Fair value of aggregate notional amount of the hedged items, unrealized gain (loss)	12,800	11,000
Carrying Amount of Hedged Asset/(Liabilities)	79,309	83,576
Cumulative Amount of Basis Adjustments Included in the Carrying Amount of the Hedged Asset/(Liabilities)	(12,635)	(10,832)
Loans \| Fair Value Hedging
Derivatives, Fair Value [Line Items]
Fair value of aggregate notional amount of the hedged items, unrealized gain (loss)	12,800	11,000
Available-for-sale Securities
Derivatives, Fair Value [Line Items]
Fair value of aggregate notional amount of the hedged items, unrealized gain (loss)	2,600	1,900
Carrying Amount of Hedged Asset/(Liabilities)	84,482	91,388
Cumulative Amount of Basis Adjustments Included in the Carrying Amount of the Hedged Asset/(Liabilities)	(2,589)	(1,889)
Available-for-sale Securities \| Fair Value Hedging
Derivatives, Fair Value [Line Items]
Aggregate notional amount of the hedged items	50,000	50,000
Fair value of aggregate notional amount of the hedged items, unrealized gain (loss)	2,600	1,900
Foreign exchange derivative contracts
Derivatives, Fair Value [Line Items]
Derivative, amount	$ 12,300	$ 10,400

DERIVATIVES (Summary of the Der

DERIVATIVES (Summary of the Derivatives) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Summary of the derivative designated as a cash flow hedge
Asset	$ 123,019	$ 80,310
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Liabilities	$ 291,769	$ 236,000
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities
Interest Rate Contract [Member] \| Not Designated as accounting hedges
Summary of the derivative designated as a cash flow hedge
Derivative, amount	$ 6,248,254	$ 5,820,005
Asset	117,917	75,030
Liabilities	276,814	229,401
Cash Flow Hedging
Summary of the derivative designated as a cash flow hedge
Derivative, amount	900,000	900,000
Cash Flow Hedging \| Designated as accounting hedges
Summary of the derivative designated as a cash flow hedge
Derivative, amount	900,000	900,000
Asset	0	1,163
Liabilities	14,955	6,599
Fair Value Hedging \| Designated as accounting hedges
Summary of the derivative designated as a cash flow hedge
Derivative, amount	129,309	133,576
Asset	5,102	4,117
Liabilities	$ 0	$ 0

DERIVATIVES (Summary of the Car

DERIVATIVES (Summary of the Carrying Value of the Company's Hedged Assets in Fair Value Hedges) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Derivative [Line Items]
Carrying Amount of Hedged Asset/(Liabilities)	$ 50,000	$ 50,000
Portfolio, last-of-layer, amortized cost	84,500	91,400
Available-for-sale Securities
Derivative [Line Items]
Carrying Amount of Hedged Asset/(Liabilities)	84,482	91,388
Cumulative Amount of Basis Adjustments Included in the Carrying Amount of the Hedged Asset/(Liabilities)	(2,589)	(1,889)
Fair value of aggregate notional amount of the hedged items, unrealized gain (loss)	2,600	1,900
Loans
Derivative [Line Items]
Carrying Amount of Hedged Asset/(Liabilities)	79,309	83,576
Cumulative Amount of Basis Adjustments Included in the Carrying Amount of the Hedged Asset/(Liabilities)	(12,635)	(10,832)
Fair value of aggregate notional amount of the hedged items, unrealized gain (loss)	$ 12,800	$ 11,000

STOCKHOLDERS' EQUITY (Narrative

STOCKHOLDERS' EQUITY (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Sep. 30, 2023	Dec. 31, 2022
Accumulated Other Comprehensive Income (Loss) [Line Items]
Preferred stock, shares authorized			500,000	500,000
Stock repurchase program, number of shares repurchased	0	1,300,000
Stock repurchase program, shares repurchased amount		$ 48.2
Preferred stock, shares outstanding			17,250	17,250

STOCKHOLDERS' EQUITY (Change in

STOCKHOLDERS' EQUITY (Change in Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Sep. 30, 2023	Sep. 30, 2022
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	$ 2,424,470	$ 2,440,236	$ 2,372,737	$ 2,391,476	$ 2,498,335	$ 2,710,071	$ 2,372,737	$ 2,710,071
Other comprehensive (loss) income:	(67,039)	(48,934)	56,353	(145,836)	(124,800)	(210,118)	(59,620)	(480,754)
Ending balance	2,388,801	2,424,470	2,440,236	2,281,150	2,391,476	2,498,335	2,388,801	2,281,150
Unrealized Gains (Losses) on AFS Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(353,811)		(363,919)	(277,577)		22,763	(363,919)	22,763
Other comprehensive loss before reclassification	(79,193)			(121,841)			(79,669)	(422,183)
Amounts reclassified from AOCI into earnings	21,799			0			32,383	2
Other comprehensive (loss) income:	(57,394)			(121,841)			(47,286)	(422,181)
Ending balance	(411,205)	(353,811)		(399,418)	(277,577)		(411,205)	(399,418)
Unrealized Gains (Losses) for AFS Securities Transferred to HTM
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	12		17	25		35	17	35
Other comprehensive loss before reclassification	0			0			0	0
Amounts reclassified from AOCI into earnings	(2)			(4)			(7)	(14)
Other comprehensive (loss) income:	(2)			(4)			(7)	(14)
Ending balance	10	12		21	25		10	21
Change in Fair Value of Cash Flow Hedge
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(57,221)		(54,610)	(36,452)		(1,567)	(54,610)	(1,567)
Other comprehensive loss before reclassification	(9,581)			(24,142)			(12,192)	(59,027)
Amounts reclassified from AOCI into earnings	0			0			0	0
Other comprehensive (loss) income:	(9,581)			(24,142)			(12,192)	(59,027)
Ending balance	(66,802)	(57,221)		(60,594)	(36,452)		(66,802)	(60,594)
Unrealized Gains (Losses) on BOLI
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	153		226	(2,279)		(2,596)	226	(2,596)
Other comprehensive loss before reclassification	0			0			10	0
Amounts reclassified from AOCI into earnings	(62)			151			(145)	468
Other comprehensive (loss) income:	(62)			151			(135)	468
Ending balance	91	153		(2,128)	(2,279)		91	(2,128)
AOCI Attributable to Parent
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(410,867)	(361,933)	(418,286)	(316,283)	(191,483)	18,635	(418,286)	18,635
Other comprehensive loss before reclassification	(88,774)			(145,983)			(91,851)	(481,210)
Amounts reclassified from AOCI into earnings	21,735			147			32,231	456
Other comprehensive (loss) income:	(67,039)	(48,934)	56,353	(145,836)	(124,800)	(210,118)	(59,620)	(480,754)
Ending balance	$ (477,906)	$ (410,867)	$ (361,933)	$ (462,119)	$ (316,283)	$ (191,483)	$ (477,906)	$ (462,119)

FAIR VALUE MEASUREMENTS (Narrat

FAIR VALUE MEASUREMENTS (Narrative) (Details)	9 Months Ended
FAIR VALUE MEASUREMENTS (Narrative) (Details)	Sep. 30, 2023 item
Fair Value Disclosures [Abstract]
Minimum number of market participants	4,000

FAIR VALUE MEASUREMENTS (Schedu

FAIR VALUE MEASUREMENTS (Schedule of Financial Assets and Liabilities Measured at Fair Value on Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Securities available for sale, at fair value	$ 2,084,928	$ 2,741,816
Loans held for sale	6,608	3,936
Financial Derivatives	123,019	80,310
LIABILITIES
Financial Derivatives	291,769	236,000
Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Securities available for sale, at fair value	59,568	56,606
Loans held for sale	0	0
Financial Derivatives	0	0
LIABILITIES
Financial Derivatives	0	0
Significant Other Observable Inputs Level 2
ASSETS
Securities available for sale, at fair value	2,025,360	2,685,210
Loans held for sale	6,608	3,936
Financial Derivatives	123,019	80,310
LIABILITIES
Financial Derivatives	291,769	236,000
Significant Unobservable Inputs Level 3
ASSETS
Securities available for sale, at fair value	0	0
Loans held for sale	0	0
Financial Derivatives	0	0
LIABILITIES
Financial Derivatives	0	0
Recurring
ASSETS
Loans held for sale	6,608	3,936
Financial Derivatives	123,019	80,310
LIABILITIES
Financial Derivatives	291,769	236,000
Recurring \| Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Loans held for sale	0	0
Financial Derivatives	0	0
LIABILITIES
Financial Derivatives	0	0
Recurring \| Significant Other Observable Inputs Level 2
ASSETS
Loans held for sale	6,608	3,936
Financial Derivatives	123,019	80,310
LIABILITIES
Financial Derivatives	291,769	236,000
Recurring \| Significant Unobservable Inputs Level 3
ASSETS
Loans held for sale	0	0
Financial Derivatives	0	0
LIABILITIES
Financial Derivatives	0	0
U.S. government and agency securities
ASSETS
Securities available for sale, at fair value	61,838	61,943
U.S. government and agency securities \| Recurring
ASSETS
Securities available for sale, at fair value	61,838	61,943
U.S. government and agency securities \| Recurring \| Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Securities available for sale, at fair value	59,568	56,606
U.S. government and agency securities \| Recurring \| Significant Other Observable Inputs Level 2
ASSETS
Securities available for sale, at fair value	2,270	5,337
U.S. government and agency securities \| Recurring \| Significant Unobservable Inputs Level 3
ASSETS
Securities available for sale, at fair value	0	0
Obligations of states and political subdivisions
ASSETS
Securities available for sale, at fair value	417,460	807,435
Obligations of states and political subdivisions \| Recurring
ASSETS
Securities available for sale, at fair value	417,460	807,435
Obligations of states and political subdivisions \| Recurring \| Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Securities available for sale, at fair value	0	0
Obligations of states and political subdivisions \| Recurring \| Significant Other Observable Inputs Level 2
ASSETS
Securities available for sale, at fair value	417,460	807,435
Obligations of states and political subdivisions \| Recurring \| Significant Unobservable Inputs Level 3
ASSETS
Securities available for sale, at fair value	0	0
Corporate and other bonds
ASSETS
Securities available for sale, at fair value	242,818	226,380
Corporate and other bonds \| Recurring
ASSETS
Securities available for sale, at fair value	242,818	226,380
Corporate and other bonds \| Recurring \| Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Securities available for sale, at fair value	0	0
Corporate and other bonds \| Recurring \| Significant Other Observable Inputs Level 2
ASSETS
Securities available for sale, at fair value	242,818	226,380
Corporate and other bonds \| Recurring \| Significant Unobservable Inputs Level 3
ASSETS
Securities available for sale, at fair value	0	0
Mortgage-backed securities \| Recurring
ASSETS
Securities available for sale, at fair value	1,361,085	1,644,394
Mortgage-backed securities \| Recurring \| Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Securities available for sale, at fair value	0	0
Mortgage-backed securities \| Recurring \| Significant Other Observable Inputs Level 2
ASSETS
Securities available for sale, at fair value	1,361,085	1,644,394
Mortgage-backed securities \| Recurring \| Significant Unobservable Inputs Level 3
ASSETS
Securities available for sale, at fair value	0	0
Other securities
ASSETS
Securities available for sale, at fair value	1,727	1,664
Other securities \| Recurring
ASSETS
Securities available for sale, at fair value	1,727	1,664
Other securities \| Recurring \| Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Securities available for sale, at fair value	0	0
Other securities \| Recurring \| Significant Other Observable Inputs Level 2
ASSETS
Securities available for sale, at fair value	1,727	1,664
Other securities \| Recurring \| Significant Unobservable Inputs Level 3
ASSETS
Securities available for sale, at fair value	$ 0	$ 0

FAIR VALUE MEASUREMENTS (Carryi

FAIR VALUE MEASUREMENTS (Carrying Values and Estimated Fair Values of the Company's Financial Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Cash and cash equivalents	$ 398,945	$ 319,948
Securities available for sale, at fair value	2,084,928	2,741,816
HTM securities	762,046	801,887
Restricted stock	104,785	120,213
LHFS	6,608	3,936
LHFI, net of deferred fees and costs	14,712,224	13,974,926
Financial Derivatives	123,019	80,310
Accrued interest receivable	85,663	81,953
Bank owned life insurance	449,452	440,656
LIABILITIES
Deposits	16,758,971	15,927,361
Borrowings	947,640	1,645,095
Accrued interest payable	17,046	5,268
Financial Derivatives	291,769	236,000
Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Cash and cash equivalents	398,945	319,948
Securities available for sale, at fair value	59,568	56,606
HTM securities	0	0
Restricted stock	0	0
LHFS	0	0
LHFI, net of deferred fees and costs	0	0
Financial Derivatives	0	0
Accrued interest receivable	0	0
Bank owned life insurance	0	0
LIABILITIES
Deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Financial Derivatives	0	0
Significant Other Observable Inputs Level 2
ASSETS
Cash and cash equivalents	0	0
Securities available for sale, at fair value	2,025,360	2,685,210
HTM securities	760,786	798,778
Restricted stock	104,785	120,213
LHFS	6,608	3,936
LHFI, net of deferred fees and costs	0	0
Financial Derivatives	123,019	80,310
Accrued interest receivable	85,663	81,953
Bank owned life insurance	449,452	440,656
LIABILITIES
Deposits	16,758,971	15,927,361
Borrowings	947,640	1,645,095
Accrued interest payable	17,046	5,268
Financial Derivatives	291,769	236,000
Significant Unobservable Inputs Level 3
ASSETS
Cash and cash equivalents	0	0
Securities available for sale, at fair value	0	0
HTM securities	1,260	3,109
Restricted stock	0	0
LHFS	0	0
LHFI, net of deferred fees and costs	14,712,224	13,974,926
Financial Derivatives	0	0
Accrued interest receivable	0	0
Bank owned life insurance	0	0
LIABILITIES
Deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Financial Derivatives	0	0
Carrying Value
ASSETS
Cash and cash equivalents	398,945	319,948
Securities available for sale, at fair value	2,084,928	2,741,816
HTM securities	843,269	847,732
Restricted stock	104,785	120,213
LHFS	6,608	3,936
LHFI, net of deferred fees and costs	15,283,620	14,449,142
Financial Derivatives	123,019	80,310
Accrued interest receivable	85,663	81,953
Bank owned life insurance	449,452	440,656
LIABILITIES
Deposits	16,786,505	15,931,677
Borrowings	1,020,669	1,708,700
Accrued interest payable	17,046	5,268
Financial Derivatives	$ 291,769	$ 236,000

EARNINGS PER SHARE (Reconciliat

EARNINGS PER SHARE (Reconciliation of the Denominators of the Basic and Diluted EPS Computations) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Sep. 30, 2023	Sep. 30, 2022
Net Income:
Net income	$ 54,017	$ 55,241	$ 35,653	$ 58,070	$ 62,226	$ 43,690	$ 144,911	$ 163,986
Less: Preferred Stock Dividends	2,967			2,967			8,901	8,901
Net Income available to common shareholders	$ 51,050			$ 55,103			$ 136,010	$ 155,085
Basic weighted average number of common shares outstanding	74,999,128			74,703,699			74,942,851	75,029,000
Dilutive effect of stock awards	0			1,000			1,000	5,000
Weighted average shares outstanding, diluted	74,999,128			74,705,054			74,943,999	75,034,084
Basic EPS:
Earnings per common share, basic	$ 0.68			$ 0.74			$ 1.81	$ 2.07
Diluted EPS:
Earnings per common share, diluted	$ 0.68			$ 0.74			$ 1.81	$ 2.07

SEGMENT REPORTING AND REVENUE_2

SEGMENT REPORTING AND REVENUE (Operating Segment Results) (Details)		3 Months Ended		9 Months Ended
	Jan. 01, 2023 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($) segment	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Disaggregation of Revenue [Line Items]
Number of operating segments \| segment				2
Reallocation of Noninterest Income			$ 3,000,000		$ 9,500,000
Reallocation Of Noninterest Expense			4,000,000		12,100,000
Net interest income		$ 151,941,000	150,715,000	$ 457,469,000	420,413,000
Provision for credit losses		4,991,000	6,412,000	22,911,000	12,771,000
Net interest income after provision for credit losses		146,950,000	144,303,000	434,558,000	407,642,000
Noninterest income		27,094,000	25,584,000	60,918,000	94,023,000
Noninterest expenses		108,508,000	99,923,000	322,442,000	304,012,000
Income before income taxes		65,536,000	69,964,000	173,034,000	197,653,000
LHFI, net of deferred fees and costs		15,283,620,000		15,283,620,000		$ 14,449,142,000
Goodwill		925,211,000		925,211,000		925,211,000
Deposits		16,786,505,000		16,786,505,000		15,931,677,000
Strategic cost saving initiatives
Disaggregation of Revenue [Line Items]
Noninterest expenses		8,700,000		12,600,000
Strategic cost saving initiatives \| Other expenses
Disaggregation of Revenue [Line Items]
Noninterest expenses		8,700,000		9,800,000
Strategic cost saving initiatives \| Salaries and benefits
Disaggregation of Revenue [Line Items]
Noninterest expenses				2,800,000
Noninterest expense		(67,000)
LHFI
Disaggregation of Revenue [Line Items]
Reallocation from Consumer Banking segment to Wholesale Banking segment	$ 136,600,000
Goodwill
Disaggregation of Revenue [Line Items]
Reallocation from Consumer Banking segment to Wholesale Banking segment	9,600,000
Deposits
Disaggregation of Revenue [Line Items]
Reallocation from Consumer Banking segment to Wholesale Banking segment	$ 258,700,000
Wholesale Banking
Disaggregation of Revenue [Line Items]
Net interest income		68,049,000	77,625,000	201,722,000	221,979,000
Provision for credit losses		9,310,000	8,470,000	25,853,000	12,844,000
Net interest income after provision for credit losses		58,739,000	69,155,000	175,869,000	209,135,000
Noninterest income		9,468,000	8,453,000	25,743,000	25,967,000
Noninterest expenses		40,039,000	40,164,000	123,207,000	118,216,000
Income before income taxes		28,168,000	37,444,000	78,405,000	116,886,000
LHFI, net of deferred fees and costs		12,343,799,000		12,343,799,000		11,476,258,000
Goodwill		639,180,000		639,180,000		639,180,000
Deposits		6,537,472,000		6,537,472,000		6,128,729,000
Consumer Banking
Disaggregation of Revenue [Line Items]
Net interest income		63,912,000	58,749,000	190,806,000	157,918,000
Provision for credit losses		(4,319,000)	(2,058,000)	(2,947,000)	(100,000)
Net interest income after provision for credit losses		68,231,000	60,807,000	193,753,000	158,018,000
Noninterest income		13,722,000	11,939,000	38,188,000	45,135,000
Noninterest expenses		54,994,000	54,740,000	168,971,000	165,523,000
Income before income taxes		26,959,000	18,006,000	62,970,000	37,630,000
LHFI, net of deferred fees and costs		2,953,367,000		2,953,367,000		2,990,017,000
Goodwill		286,031,000		286,031,000		286,031,000
Deposits		9,726,079,000		9,726,079,000		9,724,598,000
Corporate Other
Disaggregation of Revenue [Line Items]
Net interest income		19,980,000	14,341,000	64,941,000	40,516,000
Provision for credit losses		0	0	5,000	27,000
Net interest income after provision for credit losses		19,980,000	14,341,000	64,936,000	40,489,000
Noninterest income		3,904,000	5,192,000	(3,013,000)	22,921,000
Noninterest expenses		13,475,000	5,019,000	30,264,000	20,273,000
Income before income taxes		10,409,000	$ 14,514,000	31,659,000	$ 43,137,000
LHFI, net of deferred fees and costs		(13,546,000)		(13,546,000)		(17,133,000)
Goodwill		0		0		0
Deposits		$ 522,954,000		$ 522,954,000		$ 78,350,000

SEGMENT REPORTING AND REVENUE_3

SEGMENT REPORTING AND REVENUE (Disaggregation of Noninterest Income by Major Source) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Disaggregation of Revenue
Deposit Service Charges	$ 8,557	$ 6,784	$ 24,577	$ 22,421
Other service charges, commissions and fees	2,632	1,770	6,071	5,134
Interchange fees	2,314	2,461	7,098	6,539
Fiduciary and asset management fees	4,549	4,134	13,169	18,329
Mortgage banking income	666	1,390	1,969	6,707
Loss on sale of AFS securities	27,594	0	40,992	2
Bank owned life insurance income	2,973	3,445	8,671	8,858
Loan-related interest rate swap fees	2,695	2,050	6,450	8,510
Other operating income	30,302	3,550	33,905	17,527
Total noninterest income	27,094	25,584	60,918	94,023
Gain related to sale-leaseback transaction	27,700		27,700
Gain on sale of DHFB			0	9,082
Overdraft fees
Disaggregation of Revenue
Deposit Service Charges	5,210	3,831	14,873	14,130
Maintenance fees & other
Disaggregation of Revenue
Deposit Service Charges	3,347	2,953	9,704	8,291
Trust asset management fees
Disaggregation of Revenue
Fiduciary and asset management fees	3,120	3,035	9,329	9,726
Registered advisor management fees, net
Disaggregation of Revenue
Fiduciary and asset management fees	0	0	0	5,088
Brokerage management fees, net
Disaggregation of Revenue
Fiduciary and asset management fees	$ 1,429	$ 1,099	$ 3,840	$ 3,515

SEGMENT REPORTING AND REVENUE_4

SEGMENT REPORTING AND REVENUE (Disaggregation of Noninterest Income by Reportable Operating Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Disaggregation of Revenue
Deposit Service Charges	$ 8,557	$ 6,784	$ 24,577	$ 22,421
Other service charges and fees	2,632	1,770	6,071	5,134
Fiduciary and asset management fees	4,549	4,134	13,169	18,329
Mortgage banking income	666	1,390	1,969	6,707
Other income	10,690	11,506	15,132	41,432
Total noninterest income	27,094	25,584	60,918	94,023
Gain on sale of DHFB			0	9,082
Wholesale Banking
Disaggregation of Revenue
Deposit Service Charges	2,184	1,783	6,268	4,990
Other service charges and fees	399	513	1,140	1,342
Fiduciary and asset management fees	3,050	2,960	9,118	9,501
Mortgage banking income	0	0	0	0
Other income	3,835	3,197	9,217	10,134
Total noninterest income	9,468	8,453	25,743	25,967
Consumer Banking
Disaggregation of Revenue
Deposit Service Charges	6,373	5,001	18,309	17,431
Other service charges and fees	2,233	1,257	4,931	3,792
Fiduciary and asset management fees	1,499	1,174	4,051	8,828
Mortgage banking income	666	1,390	1,969	6,707
Other income	2,951	3,117	8,928	8,377
Total noninterest income	13,722	11,939	38,188	45,135
Corporate Other
Disaggregation of Revenue
Deposit Service Charges	0	0	0	0
Other service charges and fees	0	0	0	0
Fiduciary and asset management fees	0	0	0	0
Mortgage banking income	0	0	0	0
Other income	3,904	5,192	(3,013)	22,921
Total noninterest income	$ 3,904	$ 5,192	$ (3,013)	$ 22,921

SUBSEQUENT EVENTS (Narrative) (

SUBSEQUENT EVENTS (Narrative) (Details) - USD ($) $ / shares in Units, shares in Millions, $ in Millions		3 Months Ended						9 Months Ended
	Oct. 26, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Sep. 30, 2023	Sep. 30, 2022
Subsequent Event [Line Items]
Dividends on common stock (in dollars per share)		$ 0.30	$ 0.30	$ 0.30	$ 0.30	$ 0.28	$ 0.28	$ 0.90	$ 0.86
Dividends on preferred stock (in dollars per share)		$ 171.88	$ 171.88	$ 171.88	$ 171.88	$ 171.88	$ 171.88
Stock repurchase program, number of shares repurchased					0				1.3
Stock repurchase program, shares repurchased amount									$ 48.2
Common Stock, Class A \| Subsequent Event
Subsequent Event [Line Items]
Dividends on common stock (in dollars per share)	$ 0.32
Dividends payable, date declared	Oct. 26, 2023
Dividends payable, date to be paid	Nov. 24, 2023
Dividends payable, date of record	Nov. 10, 2023
Depositary Shares \| Subsequent Event
Subsequent Event [Line Items]
Dividends on preferred stock (in dollars per share)	$ 0.43
Series A Preferred Stock \| Subsequent Event
Subsequent Event [Line Items]
Number of preferred stock represented by each depositary share	The Series A preferred stock is represented by depositary shares, each representing a 1/400th ownership interest in a share of Series A preferred stock
Dividends on preferred stock (in dollars per share)	$ 171.88
Dividends payable, date to be paid	Dec. 01, 2023
Dividends payable, date of record	Nov. 16, 2023

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
Pay vs Performance Disclosure - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Sep. 30, 2023	Sep. 30, 2022
Pay vs Performance Disclosure
Net Income (Loss)	$ 54,017	$ 55,241	$ 35,653	$ 58,070	$ 62,226	$ 43,690	$ 144,911	$ 163,986

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
Insider Trading Arrangements	Sep. 30, 2023
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

N-2

N-2	9 Months Ended
N-2	Sep. 30, 2023
Cover [Abstract]
Entity Central Index Key	0000883948
Amendment Flag	false
Securities Act File Number	001-39325
Document Type	10-Q
Entity Registrant Name	ATLANTIC UNION BANKSHARES CORPORATION
Entity Address, Address Line One	4300 Cox Road
Entity Address, City or Town	Glen Allen
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	23060
City Area Code	804
Local Phone Number	633-5031
Entity Emerging Growth Company	false