Atlantic Union Bankshares (AUB) 10-Q2 May 242024 Q1 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
Document and Entity Information - shares	Mar. 31, 2024	Apr. 25, 2024
Entity Registrant Name	ATLANTIC UNION BANKSHARES CORPORATION
Entity Central Index Key	0000883948
Document Type	10-Q
Document Quarterly Report	true
Document Transition Report	false
Entity File Number	001-39325
Entity Tax Identification Number	54-1598552
Entity Incorporation, State or Country Code	VA
Entity Address, Address Line One	4300 Cox Road
Entity Address, City or Town	Glen Allen
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	23060
City Area Code	804
Local Phone Number	633-5031
Document Period End Date	Mar. 31, 2024
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Amendment Flag	false
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2024
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		89,766,691
Common Stock, Class A
Title of 12(b) Security	Common Stock, par value $1.33 per share
Trading Symbol	AUB
Security Exchange Name	NYSE
Series A Preferred Stock
Title of 12(b) Security	Depositary Shares, Each Representing a 1/400th Interest in a Share of 6.875% Perpetual Non-Cumulative Preferred Stock, Series A
Trading Symbol	AUB.PRA
Security Exchange Name	NYSE

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Cash and cash equivalents:
Cash and due from banks	$ 168,850	$ 196,754
Interest-bearing deposits in other banks	225,386	167,601
Federal funds sold	2,434	13,776
Total cash and cash equivalents	396,670	378,131
Securities available for sale, at fair value	2,202,216	2,231,261
Securities held to maturity, at carrying value	828,928	837,378
Restricted stock, at cost	110,272	115,472
Loans held for sale	12,200	6,710
Loans held for investment, net of deferred fees and costs	15,851,628	15,635,043
Less allowance for loan and lease losses	136,190	132,182
Total loans held for investment, net	15,715,438	15,502,861
Premises and equipment, net	90,126	90,959
Goodwill	925,211	925,211
Amortizable intangibles, net	17,288	19,183
Bank owned life insurance	455,885	452,565
Other assets	623,886	606,466
Total assets	21,378,120	21,166,197
LIABILITIES
Noninterest-bearing demand deposits	3,845,191	3,963,181
Interest-bearing deposits	13,433,244	12,854,948
Total deposits	17,278,435	16,818,129
Securities sold under agreements to repurchase	66,405	110,833
Other short-term borrowings	600,000	810,000
Long-term borrowings	391,319	391,025
Other liabilities	493,033	479,883
Total liabilities	18,829,192	18,609,870
Commitments and contingencies
STOCKHOLDERS' EQUITY
Preferred stock, $10.00 par value	173	173
Common stock, $1.33 par value	99,399	99,147
Additional paid-in capital	1,782,809	1,782,286
Retained earnings	1,040,845	1,018,070
Accumulated other comprehensive loss	(374,298)	(343,349)
Total stockholders' equity	2,548,928	2,556,327
Total liabilities and stockholders' equity	$ 21,378,120	$ 21,166,197
Common shares outstanding	75,381,740	75,023,327
Common shares authorized	200,000,000	200,000,000
Preferred shares outstanding	17,250	17,250
Preferred shares authorized	500,000	500,000

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Mar. 31, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Preferred stock, par value (in dollars per share)	$ 10	$ 10
Common stock, par value (in dollars per share)	$ 1.33	$ 1.33

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest and dividend income:
Interest and fees on loans	$ 234,600	$ 189,992
Interest on deposits in other banks	1,280	1,493
Interest and dividends on securities:
Taxable	18,879	16,753
Nontaxable	8,156	9,308
Total interest and dividend income	262,915	217,546
Interest expense:
Interest on deposits	101,864	51,834
Interest on short-term borrowings	8,161	7,563
Interest on long-term borrowings	5,065	4,706
Total interest expense	115,090	64,103
Net interest income	147,825	153,443
Provision for credit losses	8,239	11,850
Net interest income after provision for credit losses	139,586	141,593
Noninterest income:
Service charges on deposit accounts	8,569	7,902
Other service charges, commissions and fees	1,731	1,746
Interchange fees	2,294	2,325
Fiduciary and asset management fees	4,838	4,262
Mortgage banking income	867	854
Gain (loss) on sale of securities	3	(13,400)
Bank owned life insurance income	3,245	2,828
Loan-related interest rate swap fees	1,216	1,439
Other operating income	2,789	1,672
Total noninterest income	25,552	9,628
Noninterest expenses:
Salaries and benefits	61,882	60,529
Occupancy expenses	6,625	6,356
Furniture and equipment expenses	3,309	3,752
Technology and data processing	8,127	8,142
Professional services	3,081	3,413
Marketing and advertising expense	2,318	2,351
FDIC assessment premiums and other insurance	5,143	3,899
Franchise and other taxes	4,501	4,498
Loan-related expenses	1,323	1,552
Amortization of intangible assets	1,895	2,279
Other expenses	7,069	11,503
Total noninterest expenses	105,273	108,274
Income before income taxes	59,865	42,947
Income tax expense	10,096	7,294
Net Income	49,769	35,653
Dividends on preferred stock	2,967	2,967
Net income available to common shareholders	$ 46,802	$ 32,686
Basic earnings per common share	$ 0.62	$ 0.44
Diluted earnings per common share	0.62	0.44
Dividends declared per common share	$ 0.32	$ 0.30
Basic weighted average number of common shares outstanding	75,197,113	74,832,141
Diluted weighted average number of common shares outstanding	75,197,376	74,835,514

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE (LOSS) INCOME (UNAUDITED) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2024	Mar. 31, 2023
Statement of Comprehensive Income [Abstract]
Net income		$ 49,769	$ 35,653
Cash flow hedges:
Change in fair value of cash flow hedges (net of tax, $2,726 and $3,645 for the three months ended March 31, 2024 and 2023, respectively)		(10,253)	13,714
AFS securities:
Unrealized holding (losses) gains arising during period (net of tax, $5,450 and $8,525 for the three months ended March 31, 2024 and 2023, respectively)		(20,501)	32,068
Reclassification adjustment for (gains) losses included in net income (net of tax, $1 and $2,814 for the three months ended March 31, 2024 and 2023, respectively)	[1]	(2)	10,586
HTM securities:
Reclassification adjustment for accretion of unrealized gain on AFS securities transferred to HTM (net of tax)	[2]	(2)	(3)
Bank owned life insurance:
Unrealized holding (losses) gains arising during the period (net of tax)		(16)	10
Reclassification adjustment for gains included in net income	[3]	(175)	(22)
Other comprehensive (loss) income:		(30,949)	56,353
Comprehensive income		$ 18,820	$ 92,006

[1] The gross amounts reclassified into earnings are reported as "Other operating income" on the Company’s Consolidated Statements of Income with the corresponding income tax effect being reflected as a component of income tax expense. The gross amounts reclassified into earnings are reported within interest income on the Company’s Consolidated Statements of Income with the corresponding income tax effect being reflected as a component of income tax expense. Reclassifications in earnings are reported in "Salaries and benefits" expense on the Company’s Consolidated Statements of Income.

CONSOLIDATED STATEMENTS OF CO_2

CONSOLIDATED STATEMENTS OF COMPREHENSIVE (LOSS) INCOME (UNAUDITED) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Statement of Comprehensive Income [Abstract]
Tax expense (benefit) on change in fair value of cash flow hedges before reclassification adjustments	$ (2,726)	$ 3,645
Tax expense (benefit) related to unrealized holding gains (losses) arising during period	(5,450)	8,525
Tax expense (benefit) related to gains on the sale of securities	$ 1	$ (2,814)

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) - USD ($) $ in Thousands	Common Stock	Preferred Stock	Additional Paid-In Capital	Retained Earnings	AOCI Attributable to Parent	Total
Beginning balance at Dec. 31, 2022	$ 98,873	$ 173	$ 1,772,440	$ 919,537	$ (418,286)	$ 2,372,737
Net Income (Loss)				35,653		35,653
Other comprehensive income (net of taxes)					56,353	56,353
Dividends on common stock				(22,417)		(22,417)
Dividends on preferred stock				(2,967)		(2,967)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	199		(1,654)			(1,455)
Stock-based compensation expense			2,332			2,332
Ending balance at Mar. 31, 2023	99,072	173	1,773,118	929,806	(361,933)	2,440,236
Beginning balance at Dec. 31, 2023	99,147	173	1,782,286	1,018,070	(343,349)	2,556,327
Net Income (Loss)				49,769		49,769
Other comprehensive income (net of taxes)					(30,949)	(30,949)
Dividends on common stock				(24,027)		(24,027)
Dividends on preferred stock				(2,967)		(2,967)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	252		(2,458)			(2,206)
Stock-based compensation expense			2,981			2,981
Ending balance at Mar. 31, 2024	$ 99,399	$ 173	$ 1,782,809	$ 1,040,845	$ (374,298)	$ 2,548,928

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Statement of Stockholders' Equity [Abstract]
Other comprehensive income, tax (benefit)	$ (8,182)	$ 14,983
Dividends on common stock (in dollars per share)	$ 0.32	$ 0.30
Dividends on preferred stock (in dollars per share)	$ 171.88	$ 171.88
Issuance of common stock under Equity Compensation Plans, for services rendered, and vesting of restricted stock, shares	189,503	149,684

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Operating activities:
Net income	$ 49,769	$ 35,653
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	8,239	11,850
Depreciation of premises and equipment	2,961	3,427
Amortization, net	6,542	6,417
Amortization related to acquisitions, net	2,869	1,288
(Gains) losses on securities sales, net	(3)	13,400
BOLI income	(3,245)	(2,828)
Writedown of ROU assets, foreclosed properties and equipment	0	112
Originations and purchases	(41,244)	(286,526)
Proceeds from sales	35,770	283,316
Net (increase) decrease in other assets	(11,368)	18,840
Net increase (decrease) in other liabilities	6,721	(22,441)
Net cash provided by operating activities	57,011	62,508
Investing activities:
Purchases	(115,674)	(45,633)
Proceeds from sales	61,943	558,466
Proceeds from maturities, calls and paydowns	60,985	47,338
Purchases	0	(13,826)
Proceeds from maturities, calls and paydowns	7,374	5,218
Net decrease in other investments	(6,724)	(2,941)
Net increase in LHFI	(220,677)	(145,260)
Net purchases of premises and equipment	(2,124)	(1,624)
Proceeds from BOLI settlements	0	353
Proceeds from sales of foreclosed properties, and former bank premises	0	533
Net cash (used in) provided by investing activities	(214,897)	402,624
Financing activities:
Non-interest-bearing deposits	(117,990)	(305,230)
Interest-bearing deposits	578,294	829,449
Short-term borrowings	(254,428)	(910,077)
Issuance	227	474
Dividends paid	(26,994)	(25,384)
Vesting of restricted stock, net of shares held for taxes	(2,684)	(2,116)
Net cash provided by (used in) financing activities	176,425	(412,884)
Increase in cash and cash equivalents	18,539	52,248
Cash, cash equivalents and restricted cash at beginning of the period	378,131	319,948
Cash, cash equivalents and restricted cash at end of the period	396,670	372,196
Cash payments for:
Interest	109,148	58,678
Supplemental schedule of noncash investing and financing activities
Transfers from LHFI to LHFS	$ 0	$ 7,087

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	3 Months Ended
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	Mar. 31, 2024
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The Company Headquartered in Richmond, Virginia, Atlantic Union Bankshares Corporation (NYSE: AUB) is the holding company for Atlantic Union Bank, which provides banking and related financial products and services to consumers and businesses. Basis of Financial Information The accounting policies and practices of Atlantic Union Bankshares Corporation and subsidiaries conform to GAAP and follow general practices within the banking industry. The consolidated financial statements include the accounts of the Company, which is a financial holding company and a bank holding company that owns all of the outstanding common stock of its banking subsidiary, Atlantic Union Bank, which owns Union Insurance Group, LLC, Atlantic Union Financial Consultants, LLC, and Atlantic Union Equipment Finance, Inc. The unaudited consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. The preparation of the unaudited consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from these estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the ACL and the fair value of financial instruments. The results of operations for the interim periods are not necessarily indicative of the results that may be expected for the full year or any other period. The unaudited consolidated financial statements should be read in conjunction with the Company’s audited consolidated financial statements and notes thereto included in the Company’s 2023 Form 10-K. Certain prior period amounts have been reclassified to conform to current period presentation. None of these reclassifications had a material effect on the Company’s financial statements. See Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the Company’s accounting policies. There have not been any significant changes to the Company’s accounting policies from those disclosed in the Company’s 2023 Form 10-K that could have a material effect on the Company’s financial statements.

SECURITIES AND OTHER INVESTMENT

SECURITIES AND OTHER INVESTMENTS	3 Months Ended
SECURITIES AND OTHER INVESTMENTS	Mar. 31, 2024
Securities [Abstract]
SECURITIES AND OTHER INVESTMENTS	2. SECURITIES AND OTHER INVESTMENTS Available for Sale The amortized cost, gross unrealized gains and losses, and estimated fair values of AFS securities for the periods ended are as follows (dollars in thousands): Amortized Gross Unrealized Estimated Cost Gains (Losses) Fair Value March 31, 2024 U.S. government and agency securities $ 62,561 $ 208 $ (33) $ 62,736 Obligations of states and political subdivisions 585,749 14 (123,913) 461,850 Corporate and other bonds (1) 267,621 83 (17,440) 250,264 Commercial MBS Agency 231,296 160 (42,609) 188,847 Non-agency 58,243 — (1,756) 56,487 Total commercial MBS 289,539 160 (44,365) 245,334 Residential MBS Agency 1,322,392 350 (220,742) 1,102,000 Non-agency 83,437 213 (5,397) 78,253 Total residential MBS 1,405,829 563 (226,139) 1,180,253 Other securities 1,779 — — 1,779 Total AFS securities $ 2,613,078 $ 1,028 $ (411,890) $ 2,202,216 (1) Other bonds include asset-backed securities. The amortized cost, gross unrealized gains and losses, and estimated fair values of AFS securities for the periods ended are as follows (dollars in thousands): Amortized Gross Unrealized Estimated Cost Gains (Losses) Fair Value December 31, 2023 U.S. government and agency securities $ 62,367 $ 1,023 $ (34) $ 63,356 Obligations of states and political subdivisions 586,865 33 (111,451) 475,447 Corporate and other bonds (1) 261,656 7 (19,774) 241,889 Commercial MBS Agency 233,775 274 (41,181) 192,868 Non-agency 66,743 — (1,965) 64,778 Total commercial MBS 300,518 274 (43,146) 257,646 Residential MBS Agency 1,312,538 114 (205,635) 1,107,017 Non-agency 89,840 141 (5,827) 84,154 Total residential MBS 1,402,378 255 (211,462) 1,191,171 Other securities 1,752 — — 1,752 Total AFS securities $ 2,615,536 $ 1,592 $ (385,867) $ 2,231,261 (1) Other bonds include asset-backed securities. The following table shows the gross unrealized losses and fair value of the Company’s AFS securities with unrealized losses, which are aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position for the following periods ended (dollars in thousands). Less than 12 months More than 12 months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value (2) Losses Value Losses March 31, 2024 U.S. government and agency securities $ — $ — $ 1,808 $ (33) $ 1,808 $ (33) Obligations of states and political subdivisions 14,061 (2,301) 443,557 (121,612) 457,618 (123,913) Corporate and other bonds (1) 78,546 (348) 144,239 (17,092) 222,785 (17,440) Commercial MBS Agency 35,287 (548) 140,475 (42,061) 175,762 (42,609) Non-agency 14,536 (257) 41,951 (1,499) 56,487 (1,756) Total commercial MBS 49,823 (805) 182,426 (43,560) 232,249 (44,365) Residential MBS Agency 43,155 (273) 974,263 (220,469) 1,017,418 (220,742) Non-agency 16,963 (48) 35,832 (5,349) 52,795 (5,397) Total residential MBS 60,118 (321) 1,010,095 (225,818) 1,070,213 (226,139) Total AFS securities $ 202,548 $ (3,775) $ 1,782,125 $ (408,115) $ 1,984,673 $ (411,890) December 31, 2023 U.S. government and agency securities $ — $ — $ 1,980 $ (34) $ 1,980 $ (34) Obligations of states and political subdivisions 11,758 (2,090) 455,931 (109,361) 467,689 (111,451) Corporate and other bonds (1) 89,450 (531) 144,155 (19,243) 233,605 (19,774) Commercial MBS Agency 35,665 (547) 143,657 (40,634) 179,322 (41,181) Non-agency — — 64,778 (1,965) 64,778 (1,965) Total commercial MBS 35,665 (547) 208,435 (42,599) 244,100 (43,146) Residential MBS Agency 59,707 (491) 1,011,809 (205,144) 1,071,516 (205,635) Non-agency 9,022 (41) 40,085 (5,786) 49,107 (5,827) Total residential MBS 68,729 (532) 1,051,894 (210,930) 1,120,623 (211,462) Total AFS securities $ 205,602 $ (3,700) $ 1,862,395 $ (382,167) $ 2,067,997 $ (385,867) (1) Other bonds include asset-backed securities. (2) Comprised of 759 and 757 individual securities as of March 31, 2024 and December 31, 2023, respectively. The Company has evaluated AFS securities in an unrealized loss position for credit related impairment at March 31, 2024 and December 31, 2023 and concluded no impairment existed based on several factors which included: (1) the majority of these securities are of high credit quality, (2) unrealized losses are primarily the result of market volatility and increases in market interest rates, (3) the contractual terms of the investments do not permit the issuer(s) to settle the securities at a price less than the cost basis of each investment, (4) issuers continue to make timely principal and interest payments, and (5) the Company does not intend to sell any of the investments and the accounting standard of “more likely than not” has not been met for the Company to be required to sell any of the investments before recovery of its amortized cost basis. Additionally, the majority of the Company’s MBS are issued by FNMA, FHLMC, and GNMA and do not have credit risk given the implicit and explicit government guarantees associated with these agencies. In addition, the non-agency mortgage-backed and asset-backed securities generally received a 20% simplified supervisory formula approach rating. The Company’s AFS investment portfolio is generally highly-rated or agency backed. At March 31, 2024 and December 31, 2023, all AFS securities were current with no securities past due or on non-accrual and no ACL was held against the Company’s AFS securities portfolio. The following table presents the amortized cost and estimated fair value of AFS securities as of the periods ended, by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. March 31, 2024 December 31, 2023 Amortized Estimated Amortized Estimated Cost Fair Value Cost Fair Value Due in one year or less $ 35,082 $ 34,745 $ 52,427 $ 51,936 Due after one year through five years 168,601 167,029 150,271 149,545 Due after five years through ten years 253,073 234,773 282,309 261,720 Due after ten years 2,156,321 1,765,668 2,130,529 1,768,060 Total AFS securities $ 2,613,078 $ 2,202,216 $ 2,615,536 $ 2,231,261 Refer to Note 7 “Commitments and Contingencies” within this Item 1 of this Quarterly Report for information regarding the estimated fair value of AFS securities that were pledged to secure public deposits, repurchase agreements, and for other purposes as permitted or required by law as of March 31, 2024 and December 31, 2023 . Accrued interest receivable on AFS securities totaled $9.1 million and $9.5 million at March 31, 2024 and December 31, 2023, respectively, and is included in “Other assets” on the Company’s Consolidated Balance Sheets. For the three months ended March 31, 2024 and 2023, accrued interest receivable write-offs were not material to the Company’s consolidated financial statements. Held to Maturity The Company reports HTM securities on the Company’s Consolidated Balance Sheets at carrying value. Carrying value is amortized cost, which includes any unamortized unrealized gains and losses recognized in AOCI prior to reclassifying the securities from AFS securities to HTM securities. The carrying value, gross unrealized gains and losses, and estimated fair values of HTM securities for the periods ended are as follows (dollars in thousands): Carrying Gross Unrealized Estimated Value Gains (Losses) Fair Value March 31, 2024 Obligations of states and political subdivisions $ 695,952 $ 2,851 $ (27,308) $ 671,495 Corporate and other bonds (1) 4,230 — (182) 4,048 Commercial MBS Agency 27,377 — (5,819) 21,558 Non-agency 23,437 14 (493) 22,958 Total commercial MBS 50,814 14 (6,312) 44,516 Residential MBS Agency 39,928 — (6,365) 33,563 Non-agency 38,004 121 (402) 37,723 Total residential MBS 77,932 121 (6,767) 71,286 Total HTM securities $ 828,928 $ 2,986 $ (40,569) $ 791,345 (1) Other bonds include asset-backed securities. The carrying value, gross unrealized gains and losses, and estimated fair values of HTM securities for the periods ended are as follows (dollars in thousands): Carrying Gross Unrealized Estimated Value Gains (Losses) Fair Value December 31, 2023 Obligations of states and political subdivisions 699,189 6,175 (23,464) 681,900 Corporate and other bonds (1) 4,349 — (100) 4,249 Commercial MBS Agency 27,477 — (5,570) 21,907 Non-agency 24,503 37 (449) 24,091 Total commercial MBS 51,980 37 (6,019) 45,998 Residential MBS Agency 40,562 — (5,713) 34,849 Non-agency 41,298 122 (342) 41,078 Total residential MBS 81,860 122 (6,055) 75,927 Total HTM securities $ 837,378 $ 6,334 $ (35,638) $ 808,074 (1) Other bonds include asset-backed securities . The following table presents the amortized cost of HTM securities as of the periods ended, by security type and credit rating (dollars in thousands): Obligations of states and political Corporate and other Mortgage-backed Total HTM subdivisions bonds securities securities March 31, 2024 Credit Rating: AAA/AA/A $ 685,273 $ — $ 9,186 $ 694,459 BBB/BB/B 1,160 — — 1,160 Not Rated – Agency (1) — — 67,305 67,305 Not Rated – Non-Agency (2) 9,519 4,230 52,255 66,004 Total $ 695,952 $ 4,230 $ 128,746 $ 828,928 December 31, 2023 Credit Rating: AAA/AA/A $ 688,499 $ — $ 9,720 $ 698,219 BBB/BB/B 1,166 — — 1,166 Not Rated – Agency (1) — — 68,039 68,039 Not Rated – Non-Agency (2) 9,524 4,349 56,081 69,954 Total $ 699,189 $ 4,349 $ 133,840 $ 837,378 (1) Generally considered not to have credit risk given the government guarantees associated with these agencies. (2) Non-agency mortgage-backed and asset-backed securities have limited credit risk, supported by most receiving a 20% simplified supervisory formula approach rating. The following table presents the amortized cost and estimated fair value of HTM securities as of the periods ended, by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. March 31, 2024 December 31, 2023 Carrying Estimated Carrying Estimated Value Fair Value Value Fair Value Due in one year or less $ 1,048 $ 1,042 $ 3,065 $ 3,058 Due after one year through five years 31,730 32,080 34,093 34,613 Due after five years through ten years 67,865 66,426 45,919 45,263 Due after ten years 728,285 691,797 754,301 725,140 Total HTM securities $ 828,928 $ 791,345 $ 837,378 $ 808,074 Refer to Note 7 Commitments and Contingencies within this Item 1 of this Quarterly Report for information regarding the estimated fair value of HTM securities that were pledged to secure public deposits as permitted or required by law as of March 31, 2024 and December 31, 2023 . Accrued interest receivable on HTM securities totaled $6.7 million and $8.4 million at March 31, 2024 and December 31, 2023, respectively, and is included in “Other assets” on the Company’s Consolidated Balance Sheets. For the three months ended March 31, 2024 and 2023, accrued interest receivable write-offs were not material to the Company’s consolidated financial statements. The Company’s HTM investment portfolio primarily consists of highly-rated municipal securities. At March 31, 2024 and December 31, 2023, the Company’s HTM securities were all current, with no securities past due or on non-accrual. The Company’s HTM securities ACL was immaterial at March 31, 2024 and December 31, 2023. Restricted Stock, at cost The FHLB required the Bank to maintain stock in an amount equal to 4.25% of outstanding borrowings and a specific percentage of the member’s total assets at March 31, 2024 and December 31, 2023, respectively. The FRB requires the Company to maintain stock with a par value equal to 6% of its outstanding capital. At March 31, 2024 and December 31, 2023, restricted stock consists of FRB stock in the amount of $67.0 million, respectively, and FHLB stock in the amount of $43.2 million and $48.4 million, respectively. Realized Gains and Losses The following table presents the gross realized gains and losses on and the proceeds from the sale of securities during the three months ended March 31, (dollars in thousands): 2024 2023 Realized gains (losses) (1) : Gross realized gains $ 3 $ 1,346 Gross realized losses — (14,746) Net realized gains (losses) $ 3 $ (13,400) Proceeds from sales of securities $ 61,943 $ 558,466 (1) Includes gains (losses) on sales and calls of securities.

LOANS AND ALLOWANCE FOR LOAN AN

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES	3 Months Ended
LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES	Mar. 31, 2024
Loans and Allowance for Loan Losses [Abstract]
LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES	3. LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES The following tables exclude LHFS. The Company’s LHFI are stated at their face amount, net of deferred fees and costs, and consisted of the following as of the periods ended (dollars in thousands): March 31, 2024 December 31, 2023 Construction and Land Development $ 1,246,251 $ 1,107,850 Commercial Real Estate – Owner Occupied 1,981,613 1,998,787 Commercial Real Estate – Non-Owner Occupied 4,225,018 4,172,401 Multifamily Real Estate 1,074,957 1,061,997 Commercial & Industrial 3,561,971 3,589,347 Residential 1-4 Family – Commercial 515,667 522,580 Residential 1-4 Family – Consumer 1,081,094 1,078,173 Residential 1-4 Family – Revolving 616,951 619,433 Auto 440,118 486,926 Consumer 113,414 120,641 Other Commercial 994,574 876,908 Total LHFI, net of deferred fees and costs (1) 15,851,628 15,635,043 Allowance for loan and lease losses (136,190) (132,182) Total LHFI, net $ 15,715,438 $ 15,502,861 (1) Total loans included unamortized premiums and discounts, and unamortized deferred fees and costs totaling $ 92.5 million and $79.7 million as of March 31, 2024 and December 31, 2023, respectively. Accrued interest receivable on LHFI totaled $72.8 million and $72.5 million, respectively, at March 31, 2024 and December 31, 2023. Accrued interest receivable write-offs were not material to the Company’s consolidated financial statements for the three months ended March 31, 2024 and 2023. The following table shows the aging of the Company’s LHFI portfolio by class at March 31, 2024 (dollars in thousands): Greater than 30-59 Days 60-89 Days 90 Days and Current Past Due Past Due still Accruing Nonaccrual Total Loans Construction and Land Development $ 1,242,478 $ 2,163 $ 1,097 $ 171 $ 342 $ 1,246,251 Commercial Real Estate – Owner Occupied 1,971,428 3,663 — 3,634 2,888 1,981,613 Commercial Real Estate – Non-Owner Occupied 4,210,657 2,271 558 1,197 10,335 4,225,018 Multifamily Real Estate 1,074,813 — — 144 — 1,074,957 Commercial & Industrial 3,547,743 5,540 348 1,860 6,480 3,561,971 Residential 1-4 Family – Commercial 511,342 1,407 98 1,030 1,790 515,667 Residential 1-4 Family – Consumer 1,062,189 6,070 204 1,641 10,990 1,081,094 Residential 1-4 Family – Revolving 609,076 1,920 1,477 1,343 3,135 616,951 Auto 435,883 3,192 330 284 429 440,118 Consumer 112,658 418 197 141 — 113,414 Other Commercial 986,285 8,187 102 — — 994,574 Total LHFI, net of deferred fees and costs $ 15,764,552 $ 34,831 $ 4,411 $ 11,445 $ 36,389 $ 15,851,628 % of total loans 99.45 % 0.22 % 0.03 % 0.07 % 0.23 % 100.00 % The following table shows the aging of the Company’s LHFI portfolio by class at December 31, 2023 (dollars in thousands): Greater than 30-59 Days 60-89 Days 90 Days and Current Past Due Past Due still Accruing Nonaccrual Total Loans Construction and Land Development $ 1,107,183 $ 270 $ 24 $ 25 $ 348 $ 1,107,850 Commercial Real Estate – Owner Occupied 1,991,632 1,575 — 2,579 3,001 1,998,787 Commercial Real Estate – Non-Owner Occupied 4,156,089 545 184 2,967 12,616 4,172,401 Multifamily Real Estate 1,061,851 — 146 — — 1,061,997 Commercial & Industrial 3,579,657 4,303 49 782 4,556 3,589,347 Residential 1-4 Family – Commercial 518,150 567 676 1,383 1,804 522,580 Residential 1-4 Family – Consumer 1,053,255 7,546 1,804 4,470 11,098 1,078,173 Residential 1-4 Family – Revolving 611,584 2,238 1,429 1,095 3,087 619,433 Auto 480,557 4,737 872 410 350 486,926 Consumer 119,487 770 232 152 — 120,641 Other Commercial 870,339 6,569 — — — 876,908 Total LHFI, net of deferred fees and costs $ 15,549,784 $ 29,120 $ 5,416 $ 13,863 $ 36,860 $ 15,635,043 % of total loans 99.45 % 0.19 % 0.03 % 0.09 % 0.24 % 100.00 % The following table shows the Company’s amortized cost basis of loans on nonaccrual status with no related ALLL, as of the periods ended (dollars in thousands): March 31, December 31, 2024 2023 Commercial Real Estate – Non-Owner Occupied $ 8,003 $ 4,835 Commercial & Industrial 2,098 — Total LHFI $ 10,101 $ 4,835 There was no interest income recognized on nonaccrual loans during the three months ended March 31, 2024 and 2023. See Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the Company’s policies for nonaccrual loans. Troubled Loan Modifications See Note 1 “Summary of Significant Accounting Policies” in the “Notes to Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” of the Company’s 2023 Form 10-K for loan modifications to borrowers experiencing financial difficulty and how the Company defines TLMs. TLMs for the quarter ended March 31, 2024 were not significant at approximately $36,000. The following table presents the amortized cost basis of TLMs for the quarter ended March 31, 2023 (dollars in thousands): March 31, 2023 Amortized Cost % of Total Class of Financing Receivable Term Extension Construction and Land Development $ 1,344 0.11 % Commercial Real Estate – Non-Owner Occupied 18,792 0.47 % Residential 1-4 Family – Consumer 168 0.02 % Total Term Extension $ 20,304 Combination - Term Extension and Interest Rate Reduction Residential 1-4 Family – Consumer $ 237 0.02 % Total Combination - Term Extension and Interest Rate Reduction $ 237 Total $ 20,541 The following table describes the financial effects of TLMs on a weighted average basis for TLMs within that loan type for the period ended: Three Months Ended March 31, 2023 Term Extension Loan Type Financial Effect Construction and Land Development Added a weighted-average 0.5 years to the life of loans. Commercial Real Estate – Non-Owner Occupied Added a weighted-average 0.5 years to the life of loans. Residential 1-4 Family – Consumer Added a weighted-average 18.2 years to the life of loans. Combination - Term Extension and Interest Rate Reduction Loan Type Financial Effect Residential 1-4 Family – Consumer Added a weighted-average 20.7 years to the life of loans and changed interest rate from variable to fixed rates, which reduced the weighted average contractual interest rate from 7.5% to 7.4% . There was no material allowance on TLMs for the three months ended March 31, 2024 and 2023. As of March 31, 2024 and 2023, unfunded commitments on loans modified and designated as TLMs were $1.1 million and $4.4 million, respectively. The Company considers a default of a TLM to occur when the borrower is 90 days past due following the modification or a foreclosure and repossession of the applicable collateral occurs. During the three months ended March 31, 2024, the Company had three TLM loans for $1.0 million that went into default that had been designated as TLMs in the twelve-month period prior to the time of default. During the three months ended March 31, 2023, the Company did not have any significant loans either individually or in the aggregate that went into default that had been modified and designated as TLMs The Company monitors the performance of TLMs in order to determine the effectiveness of the modifications. As of March 31, 2024, $3.4 million in loans that have been modified and designated as TLMs were past due. As of March 31, 2023, no loans that have been modified and designated as TLMs were past due. Allowance for Loan and Lease Losses ALLL on the loan portfolio is a material estimate for the Company. The Company estimates its ALLL on its loan portfolio on a quarterly basis. The Company models the ALLL using two primary segments, Commercial and Consumer. Each loan segment is further disaggregated into classes based on similar risk characteristics. The Company has identified the following classes within each loan segment: ● Commercial: Construction and Land Development, Commercial Real Estate – Owner Occupied, Commercial Real Estate – Non-Owner Occupied, Multifamily Real Estate, Commercial & Industrial, Residential 1-4 Family – Commercial, and Other Commercial ● Consumer: Residential 1-4 Family – Consumer, Residential 1-4 Family – Revolving, Auto, and Consumer The following tables show the ALLL activity by loan segment for the periods presented (dollars in thousands): Three Months Ended March 31, 2024 Commercial Consumer Total Balance at beginning of period $ 105,896 $ 26,286 $ 132,182 Loans charged-off (4,939) (955) (5,894) Recoveries credited to allowance 533 444 977 Provision charged to operations 9,038 (113) 8,925 Balance at end of period $ 110,528 $ 25,662 $ 136,190 Three Months Ended March 31, 2023 Commercial Consumer Total Balance at beginning of period $ 82,753 $ 28,015 $ 110,768 Loans charged-off (5,007) (719) (5,726) Recoveries credited to allowance 515 652 1,167 Provision charged to operations 9,825 478 10,303 Balance at end of period $ 88,086 $ 28,426 $ 116,512 Credit Quality Indicators Credit quality indicators are used to help estimate the collectability of each loan class within the Commercial and Consumer loan segments. For classes of loans within the Commercial segment, the primary credit quality indicator used for evaluating credit quality and estimating the ALLL is risk rating categories of Pass, Watch, Special Mention, Substandard, and Doubtful. For classes of loans within the Consumer segment, the primary credit quality indicator used for evaluating credit quality and estimating ALLL is delinquency bands of Current, 30-59, 60-89, 90+, and Nonaccrual. While other credit quality indicators are evaluated and analyzed as part of the Company’s credit risk management activities, these indicators are primarily used in estimating the ALLL. The Company evaluates the credit risk of its loan portfolio on at least a quarterly basis. The Company presents loan and lease portfolio segments and classes by credit quality indicator and vintage year. The Company defines the vintage date for the purpose of this disclosure as the date of the most recent credit decision. Renewals are categorized as new credit decisions and reflect the renewal date as the vintage date, except for renewals of loans modified for borrowers experiencing financial difficulty or TLMs, which are presented in the original vintage. Refer to Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the Company’s policies and for further information on the Company’s credit quality indicators. Commercial Loans The Company uses a risk rating system as the primary credit quality indicator for classes of loans within the Commercial segment. See Note 3 “Loans and Allowance For Loan and Lease Losses” in the “Notes to Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” of the Company’s 2023 Form 10-K for information on the Company’s risk rating system. The table below details the amortized cost and gross write-offs of the classes of loans within the Commercial segment by risk level and year of origination for the period presented (dollars in thousands): March 31, 2024 Term Loans Amortized Cost Basis by Origination Year Revolving 2024 2023 2022 2021 2020 Prior Loans Total Construction and Land Development Pass $ 57,737 $ 363,088 $ 457,043 $ 160,837 $ 24,735 $ 41,955 $ 78,319 $ 1,183,714 Watch — 1,764 3,912 19,419 152 1,065 — 26,312 Special Mention — 65 1,898 4,375 1,332 3,247 — 10,917 Substandard — 1,290 1,245 899 20,646 1,228 — 25,308 Total Construction and Land Development $ 57,737 $ 366,207 $ 464,098 $ 185,530 $ 46,865 $ 47,495 $ 78,319 $ 1,246,251 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Commercial Real Estate – Owner Occupied Pass $ 23,705 $ 188,641 $ 252,826 $ 185,331 $ 226,092 $ 973,171 $ 27,960 $ 1,877,726 Watch — 567 645 965 4,454 39,732 169 46,532 Special Mention — 6,979 1,495 248 448 17,141 1,024 27,335 Substandard — 166 — — 2,356 27,498 — 30,020 Total Commercial Real Estate – Owner Occupied $ 23,705 $ 196,353 $ 254,966 $ 186,544 $ 233,350 $ 1,057,542 $ 29,153 $ 1,981,613 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Commercial Real Estate – Non-Owner Occupied Pass $ 64,412 $ 425,552 $ 573,545 $ 700,044 $ 321,526 $ 1,857,649 $ 38,073 $ 3,980,801 Watch — — 1,506 1,690 — 91,236 — 94,432 Special Mention 7 — — 901 — 48,543 12,756 62,207 Substandard — 4,929 — 2,098 14,428 66,123 — 87,578 Total Commercial Real Estate – Non-Owner Occupied $ 64,419 $ 430,481 $ 575,051 $ 704,733 $ 335,954 $ 2,063,551 $ 50,829 $ 4,225,018 Current period gross write-off $ — $ — $ — $ — $ (3,386) $ — $ — $ (3,386) Commercial & Industrial Pass $ 266,562 $ 864,933 $ 573,762 $ 357,991 $ 152,907 $ 268,730 $ 878,394 $ 3,363,279 Watch — 3,261 49,919 1,591 1,910 22,547 26,697 105,925 Special Mention 52 105 23,214 282 336 3,336 21,376 48,701 Substandard — 96 2,682 475 4,297 2,705 33,811 44,066 Total Commercial & Industrial $ 266,614 $ 868,395 $ 649,577 $ 360,339 $ 159,450 $ 297,318 $ 960,278 $ 3,561,971 Current period gross write-off $ — $ — $ (30) $ — $ (114) $ (7) $ (512) $ (663) Multifamily Real Estate Pass $ 3,268 $ 21,729 $ 129,418 $ 342,949 $ 220,749 $ 286,990 $ 51,382 $ 1,056,485 Watch — — — — — 110 — 110 Special Mention — — — — 250 79 — 329 Substandard — 14,219 — — — 3,814 — 18,033 Total Multifamily Real Estate $ 3,268 $ 35,948 $ 129,418 $ 342,949 $ 220,999 $ 290,993 $ 51,382 $ 1,074,957 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Residential 1-4 Family – Commercial Pass $ 9,700 $ 38,830 $ 68,137 $ 75,323 $ 68,081 $ 238,145 $ 593 $ 498,809 Watch — 149 675 575 217 7,847 105 9,568 Special Mention — — — 36 — 1,455 — 1,491 Substandard — 154 — 609 278 4,505 253 5,799 Total Residential 1-4 Family – Commercial $ 9,700 $ 39,133 $ 68,812 $ 76,543 $ 68,576 $ 251,952 $ 951 $ 515,667 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Other Commercial Pass $ 83,401 $ 200,038 $ 167,887 $ 153,248 $ 108,801 $ 185,488 $ 75,597 $ 974,460 Watch — — 7,064 7,485 29 4,205 — 18,783 Special Mention — 90 — — — 617 99 806 Substandard — 521 — — — 4 — 525 Total Other Commercial $ 83,401 $ 200,649 $ 174,951 $ 160,733 $ 108,830 $ 190,314 $ 75,696 $ 994,574 Current period gross write-off $ — $ — $ — $ — $ — $ (890) $ — $ (890) Total Commercial Pass $ 508,785 $ 2,102,811 $ 2,222,618 $ 1,975,723 $ 1,122,891 $ 3,852,128 $ 1,150,318 $ 12,935,274 Watch — 5,741 63,721 31,725 6,762 166,742 26,971 301,662 Special Mention 59 7,239 26,607 5,842 2,366 74,418 35,255 151,786 Substandard — 21,375 3,927 4,081 42,005 105,877 34,064 211,329 Total Commercial $ 508,844 $ 2,137,166 $ 2,316,873 $ 2,017,371 $ 1,174,024 $ 4,199,165 $ 1,246,608 $ 13,600,051 Total current period gross write-off $ — $ — $ (30) $ — $ (3,500) $ (897) $ (512) $ (4,939) The table below details the amortized cost and gross write-offs of the classes of loans within the Commercial segment by risk level and year of origination for the period presented (dollars in thousands): December 31, 2023 Term Loans Amortized Cost Basis by Origination Year Revolving 2023 2022 2021 2020 2019 Prior Loans Total Construction and Land Development Pass $ 289,786 $ 440,473 $ 192,148 $ 19,536 $ 10,934 $ 38,841 $ 64,137 $ 1,055,855 Watch 84 3,611 16,249 — — 2,127 — 22,071 Special Mention — — 4,444 1,332 — 367 — 6,143 Substandard 114 1,244 1,248 20,705 205 265 — 23,781 Total Construction and Land Development $ 289,984 $ 445,328 $ 214,089 $ 41,573 $ 11,139 $ 41,600 $ 64,137 $ 1,107,850 Current period gross write-off $ — $ — $ — $ — $ — $ (11) $ — $ (11) Commercial Real Estate – Owner Occupied Pass $ 175,627 $ 257,889 $ 194,030 $ 239,549 $ 259,502 $ 750,180 $ 23,689 $ 1,900,466 Watch 5,919 1,311 4,768 4,422 9,146 27,829 399 53,794 Special Mention 786 849 249 — 5,150 9,549 611 17,194 Substandard 362 — — 326 — 26,645 — 27,333 Total Commercial Real Estate – Owner Occupied $ 182,694 $ 260,049 $ 199,047 $ 244,297 $ 273,798 $ 814,203 $ 24,699 $ 1,998,787 Current period gross write-off $ — $ — $ — $ — $ — $ (141) $ — $ (141) Commercial Real Estate – Non-Owner Occupied Pass $ 374,221 $ 548,262 $ 710,122 $ 334,449 $ 492,782 $ 1,419,882 $ 35,276 $ 3,914,994 Watch — 1,520 1,690 — 32,326 82,930 — 118,466 Special Mention — — — — — 67,001 12,155 79,156 Substandard 4,837 — 2,121 17,956 5,899 28,972 — 59,785 Total Commercial Real Estate – Non-Owner Occupied $ 379,058 $ 549,782 $ 713,933 $ 352,405 $ 531,007 $ 1,598,785 $ 47,431 $ 4,172,401 Current period gross write-off $ — $ — $ — $ — $ — $ (3,528) $ — $ (3,528) Commercial & Industrial Pass $ 981,290 $ 617,805 $ 409,973 $ 178,578 $ 122,160 $ 168,368 $ 923,359 $ 3,401,533 Watch 2,708 38,711 512 1,379 18,065 4,943 22,832 89,150 Special Mention 108 32,714 981 3,310 1,722 1,513 19,865 60,213 Substandard — 146 343 2,000 925 3,181 31,856 38,451 Total Commercial & Industrial $ 984,106 $ 689,376 $ 411,809 $ 185,267 $ 142,872 $ 178,005 $ 997,912 $ 3,589,347 Current period gross write-off $ — $ — $ (101) $ — $ — $ (17) $ (1,812) $ (1,930) Multifamily Real Estate Pass $ 21,911 $ 129,854 $ 321,918 $ 222,172 $ 45,879 $ 250,887 $ 50,060 $ 1,042,681 Watch — — — — — 914 — 914 Special Mention — — — 250 — 81 — 331 Substandard 14,222 — — — 3,703 146 — 18,071 Total Multifamily Real Estate $ 36,133 $ 129,854 $ 321,918 $ 222,422 $ 49,582 $ 252,028 $ 50,060 $ 1,061,997 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Residential 1-4 Family – Commercial Pass $ 41,631 $ 67,495 $ 77,321 $ 69,779 $ 44,498 $ 203,125 $ 604 $ 504,453 Watch 49 387 580 220 757 8,854 107 10,954 Special Mention 47 — — — — 1,302 — 1,349 Substandard 57 — 614 279 624 3,997 253 5,824 Total Residential 1-4 Family – Commercial $ 41,784 $ 67,882 $ 78,515 $ 70,278 $ 45,879 $ 217,278 $ 964 $ 522,580 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Other Commercial Pass $ 201,252 $ 180,346 $ 165,732 $ 114,838 $ 123,515 $ 62,284 $ 9,850 $ 857,817 Watch 14,355 — — 32 4 3,977 — 18,368 Special Mention 93 — — — — 630 — 723 Total Other Commercial $ 215,700 $ 180,346 $ 165,732 $ 114,870 $ 123,519 $ 66,891 $ 9,850 $ 876,908 Current period gross write-off $ — $ (101) $ — $ — $ — $ (3,016) $ — $ (3,117) Total Commercial Pass $ 2,085,718 $ 2,242,124 $ 2,071,244 $ 1,178,901 $ 1,099,270 $ 2,893,567 $ 1,106,975 $ 12,677,799 Watch 23,115 45,540 23,799 6,053 60,298 131,574 23,338 313,717 Special Mention 1,034 33,563 5,674 4,892 6,872 80,443 32,631 165,109 Substandard 19,592 1,390 4,326 41,266 11,356 63,206 32,109 173,245 Total Commercial $ 2,129,459 $ 2,322,617 $ 2,105,043 $ 1,231,112 $ 1,177,796 $ 3,168,790 $ 1,195,053 $ 13,329,870 Total current period gross write-off $ — $ (101) $ (101) $ — $ — $ (6,713) $ (1,812) $ (8,727) Consumer Loans For Consumer loans, the Company evaluates credit quality based on the delinquency status of the loan. The following table details the amortized cost and gross write-offs of the classes of loans within the Consumer segment based on their delinquency status and year of origination for the period presented (dollars in thousands): March 31, 2024 Term Loans Amortized Cost Basis by Origination Year Revolving 2024 2023 2022 2021 2020 Prior Loans Total Residential 1-4 Family – Consumer Current $ 14,473 $ 123,570 $ 269,138 $ 261,624 $ 152,740 $ 240,630 $ 14 $ 1,062,189 30-59 Days Past Due — 328 1,849 393 — 3,500 — 6,070 60-89 Days Past Due — — — — — 204 — 204 90+ Days Past Due — — — — 104 1,537 — 1,641 Nonaccrual — 409 887 860 — 8,834 — 10,990 Total Residential 1-4 Family – Consumer $ 14,473 $ 124,307 $ 271,874 $ 262,877 $ 152,844 $ 254,705 $ 14 $ 1,081,094 Current period gross write-off $ — $ — $ — $ — $ — $ (19) $ — $ (19) Residential 1-4 Family – Revolving Current $ 4,229 $ 40,510 $ 52,726 $ 11,466 $ 4,183 $ 1,947 $ 494,015 $ 609,076 30-59 Days Past Due — 180 70 — — — 1,670 1,920 60-89 Days Past Due — 65 133 — — — 1,279 1,477 90+ Days Past Due — — 70 — — — 1,273 1,343 Nonaccrual — — 72 — 49 — 3,014 3,135 Total Residential 1-4 Family – Revolving $ 4,229 $ 40,755 $ 53,071 $ 11,466 $ 4,232 $ 1,947 $ 501,251 $ 616,951 Current period gross write-off $ — $ — $ — $ (27) $ — $ — $ (58) $ (85) Auto Current $ 504 $ 71,604 $ 194,181 $ 97,178 $ 46,615 $ 25,801 $ — $ 435,883 30-59 Days Past Due — 368 1,398 652 424 350 — 3,192 60-89 Days Past Due — 3 150 122 36 19 — 330 90+ Days Past Due — 19 149 52 — 64 — 284 Nonaccrual — 40 159 131 49 50 — 429 Total Auto $ 504 $ 72,034 $ 196,037 $ 98,135 $ 47,124 $ 26,284 $ — $ 440,118 Current period gross write-off $ — $ (47) $ (192) $ (82) $ (38) $ (21) $ — $ (380) Consumer Current $ 3,108 $ 10,997 $ 20,417 $ 9,404 $ 7,365 $ 35,959 $ 25,408 $ 112,658 30-59 Days Past Due — 46 101 67 18 153 33 418 60-89 Days Past Due — 26 59 3 33 60 16 197 90+ Days Past Due — 12 85 39 — 3 2 141 Total Consumer $ 3,108 $ 11,081 $ 20,662 $ 9,513 $ 7,416 $ 36,175 $ 25,459 $ 113,414 Current period gross write-off $ — $ (84) $ (20) $ (13) $ (165) $ (167) $ (22) $ (471) Total Consumer Current $ 22,314 $ 246,681 $ 536,462 $ 379,672 $ 210,903 $ 304,337 $ 519,437 $ 2,219,806 30-59 Days Past Due — 922 3,418 1,112 442 4,003 1,703 11,600 60-89 Days Past Due — 94 342 125 69 283 1,295 2,208 90+ Days Past Due — 31 304 91 104 1,604 1,275 3,409 Nonaccrual — 449 1,118 991 98 8,884 3,014 14,554 Total Consumer $ 22,314 $ 248,177 $ 541,644 $ 381,991 $ 211,616 $ 319,111 $ 526,724 $ 2,251,577 Total current period gross write-off $ — $ (131) $ (212) $ (122) $ (203) $ (207) $ (80) $ (955) The following table details the amortized cost and gross write-offs of the classes of loans within the Consumer segment based on their delinquency status and year of origination for the period presented (dollars in thousands): December 31, 2023 Term Loans Amortized Cost Basis by Origination Year Revolving 2023 2022 2021 2020 2019 Prior Loans Total Residential 1-4 Family – Consumer Current $ 120,480 $ 266,261 $ 265,255 $ 154,440 $ 32,591 $ 214,214 $ 14 $ 1,053,255 30-59 Days Past Due 273 2,195 705 249 181 3,943 — 7,546 60-89 Days Past Due 208 — — — — 1,596 — 1,804 90+ Days Past Due — — 1,713 — — 2,757 — 4,470 Nonaccrual 205 875 870 — 38 9,110 — 11,098 Total Residential 1-4 Family – Consumer $ 121,166 $ 269,331 $ 268,543 $ 154,689 $ 32,810 $ 231,620 $ 14 $ 1,078,173 Current period gross write-off — $ (16) $ (21) $ — $ (69) $ (95) $ — $ (201) Residential 1-4 Family – Revolving Current $ 42,593 $ 54,560 $ 11,756 $ 4,348 $ 937 $ 1,115 $ 496,275 $ 611,584 30-59 Days Past Due — 14 — — 39 — 2,185 2,238 60-89 Days Past Due 181 148 — — — 26 1,074 1,429 90+ Days Past Due — — — — — — 1,095 1,095 Nonaccrual — 154 27 51 — — 2,855 3,087 Total Residential 1-4 Family – Revolving $ 42,774 $ 54,876 $ 11,783 $ 4,399 $ 976 $ 1,141 $ 503,484 $ 619,433 Current period gross write-off — $ — $ (3) $ — $ — $ — $ (55) $ (58) Auto Current $ 77,293 $ 210,692 $ 107,568 $ 52,742 $ 24,877 $ 7,385 $ — $ 480,557 30-59 Days Past Due 526 2,022 1,095 612 292 190 — 4,737 60-89 Days Past Due 61 326 298 58 96 33 — 872 90+ Days Past Due 36 210 24 112 23 5 — 410 Nonaccrual 39 120 63 69 59 — — 350 Total Auto $ 77,955 $ 213,370 $ 109,048 $ 53,593 $ 25,347 $ 7,613 $ — $ 486,926 Current period gross write-off (64) $ (487) $ (295) $ (145) $ (69) $ (80) $ — $ (1,140) Consumer Current $ 12,453 $ 23,303 $ 10,442 $ 7,999 $ 15,176 $ 24,056 $ 26,058 $ 119,487 30-59 Days Past Due 21 156 28 32 129 366 38 770 60-89 Days Past Due 11 82 40 14 47 21 17 232 90+ Days Past Due 63 72 10 — — 4 3 152 Total Consumer $ 12,548 $ 23,613 $ 10,520 $ 8,045 $ 15,352 $ 24,447 $ 26,116 $ 120,641 Current period gross write-off (43) $ (66) $ (124) $ (851) $ (23) $ (679) $ (83) $ (1,869) Total Consumer Current $ 252,819 $ 554,816 $ 395,021 $ 219,529 $ 73,581 $ 246,770 $ 522,347 $ 2,264,883 30-59 Days Past Due 820 4,387 1,828 893 641 4,499 2,223 15,291 60-89 Days Past Due 461 556 338 72 143 1,676 1,091 4,337 90+ Days Past Due 99 282 1,747 112 23 2,766 1,098 6,127 Nonaccrual 244 1,149 960 120 97 9,110 2,855 14,535 Total Consumer $ 254,443 $ 561,190 $ 399,894 $ 220,726 $ 74,485 $ 264,821 $ 529,614 $ 2,305,173 Current period gross write-off (107) $ (569) $ (443) $ (996) $ (161) $ (854) $ (138) $ (3,268) As of March 31, 2024 and December 31, 2023 the Company did not have any significant revolving loans convert to term.

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	3 Months Ended
GOODWILL AND INTANGIBLE ASSETS	Mar. 31, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND INTANGIBLE ASSETS	4. GOODWILL AND INTANGIBLE ASSETS The Company’s intangible assets consist of core deposits, goodwill, and other intangibles arising from previous acquisitions. The Company has determined that core deposit intangibles have finite lives and amortizes them over their estimated useful lives. Core deposit intangibles are being amortized over the period of expected benefit, which ranges from four years to ten years , using an accelerated method. Other amortizable intangible assets are being amortized over the period of expected benefit, which ranges from four years to ten years , using various methods. The Company concluded that there was no impairment to the goodwill or intangible assets as of the balance sheet date. In the normal course of business, the Company routinely monitors the impact of the changes in the financial markets and includes these assessments in the Company’s impairment process. The following table presents the Company’s goodwill and intangible assets by operating segment as of the periods ended (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total March 31, 2024 Goodwill $ 639,180 $ 286,031 $ — $ 925,211 Intangible Assets 1,238 936 15,114 17,288 December 31, 2023 Goodwill $ 639,180 $ 286,031 $ — $ 925,211 Intangible Assets 1,302 989 16,892 19,183 Amortization expense of intangibles for the three months ended March 31, 2024 and 2023 totaled $1.9 million and $2.3 million, respectively. As of March 31, 2024, the estimated remaining amortization expense of intangibles is as follows for the years ending (dollars in thousands): For the remaining nine months of 2024 $ 5,041 2025 5,289 2026 3,654 2027 2,068 2028 843 Thereafter 393 Total estimated amortization expense $ 17,288

LEASES

LEASES	3 Months Ended
LEASES	Mar. 31, 2024
Leases [Abstract]
LEASES	5. LEASES Lessor Arrangements The Company’s lessor arrangements consist of sales-type and direct financing leases for equipment, including vehicles and machinery, with terms ranging from 5 months to 122 months . At March 31, 2024 and December 31, 2023, the carrying value of residual assets covered by residual value guarantees and residual value insurance was $91.5 million and $84.1 million, respectively. For more information on the Company’s lessor arrangements, refer to Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K. Total net investment in sales-type and direct financing leases consists of the following as of the periods ended (dollars in thousands): March 31, 2024 December 31, 2023 Sales-type and direct financing leases: Lease receivables, net of unearned income and deferred selling profit $ 451,861 $ 409,264 Unguaranteed residual values, net of unearned income and deferred selling profit 25,726 21,484 Total net investment in sales-type and direct financing leases $ 477,587 $ 430,748 Lessee Arrangements The Company’s lessee arrangements consist of operating and finance leases; however, the majority of the leases have been classified as non-cancellable operating leases and are primarily for real estate leases with remaining lease terms of up to 22 years . For more information on the Company’s lessee arrangements, refer to Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K. The tables below provide information about the Company’s lessee lease portfolio and other supplemental lease information for the following periods ended (dollars in thousands): March 31, 2024 December 31, 2023 Operating Finance Operating Finance ROU assets $ 70,704 $ 4,440 $ 71,788 $ 4,669 Lease liabilities 76,140 6,735 78,043 7,052 Lease Term and Discount Rate of Operating leases: Weighted-average remaining lease term (years) 11.72 4.83 11.75 5.08 Weighted-average discount rate (1) 6.25 % 1.17 % 6.21 % 1.17 % (1) A lease implicit rate or an incremental borrowing rate is used based on information available at commencement date of lease or at remeasurement date. Three months ended March 31, 2024 2023 Cash paid for amounts included in measurement of lease liabilities: Operating Cash Flows from Finance Leases $ 20 $ 24 Operating Cash Flows from Operating Leases 3,403 2,812 Financing Cash Flows from Finance Leases 317 306 ROU assets obtained in exchange for lease obligations: Operating leases $ 1,007 $ 852 Three months ended March 31, 2024 2023 Net Operating Lease Cost $ 3,102 $ 2,240 Finance Lease Cost: Amortization of right-of-use assets 230 230 Interest on lease liabilities 20 24 Total Lease Cost $ 3,352 $ 2,494 The maturities of lessor and lessee arrangements outstanding are presented in the table below for the years ending (dollars in thousands): March 31, 2024 Lessor Lessee Sales-type and Direct Financing Operating Finance For the remaining nine months of 2024 $ 85,120 $ 10,009 $ 1,021 2025 100,667 12,670 1,392 2026 90,286 10,142 1,427 2027 90,176 8,776 1,462 2028 66,633 7,831 1,499 Thereafter 97,729 64,120 127 Total undiscounted cash flows 530,611 113,548 6,928 Less: Adjustments (1) 78,750 37,408 193 Total (2) $ 451,861 $ 76,140 $ 6,735 (1) Lessor – unearned income and unearned guaranteed residual value; Lessee – imputed interest. (2) Represents lease receivables for lessor arrangements and lease liabilities for lessee arrangements.

BORROWINGS

BORROWINGS	3 Months Ended
BORROWINGS	Mar. 31, 2024
Borrowings [Abstract]
BORROWINGS	6. BORROWINGS Short-term Borrowings The Company classifies all borrowings that will mature within a year from the date on which the Company enters into them as short-term borrowings. Total short-term borrowings consist primarily of securities sold under agreements to repurchase, which are secured transactions with customers and generally mature the day following the date sold, advances from the FHLB, federal funds purchased (which are secured overnight borrowings from other financial institutions), and other lines of credit. Total short-term borrowings consist of the following as of the periods ended (dollars in thousands): March 31, December 31, 2024 2023 Securities sold under agreements to repurchase $ 66,405 $ 110,833 Federal Funds Purchased — 90,000 FHLB Advances 600,000 720,000 Total short-term borrowings $ 666,405 $ 920,833 Average outstanding balance during the period $ 614,681 $ 573,553 Average interest rate during the period 5.34 % 4.73 % Average interest rate at end of period 5.33 % 5.15 % The Company maintains federal funds lines with several correspondent banks; the available balance was $752.0 million and $682.0 million, respectively, at March 31, 2024 and December 31, 2023. The Company also maintains an alternate line of credit at a correspondent bank, and the available balance was $25.0 million at both March 31, 2024 and December 31, 2023. Additionally, the Company had a collateral dependent line of credit with the FHLB of up to $6.3 billion at March 31, 2024 and $6.2 billion at December 31, 2023. The Company’s secured line of credit capacity totaled $2.0 billion and $1.7 billion, of which $1.4 billion and $988.7 million were available at March 31, 2024 and December 31, 2023, respectively. The Company was eligible to borrow from the Federal Reserve’s BTFP, which provided additional contingent liquidity through the pledging of certain qualifying securities. The BTFP was a one-year program that began in the first quarter of 2023 and ended March 11, 2024. While the Company had access to the funds and pledged assets during the qualifying period; the Company did not borrow funds under the BTFP program. Refer to Note 7 “Commitments and Contingencies” for additional information on the Company’s pledged collateral. The Company has certain restrictive covenants related to certain asset quality, capital, and profitability metrics associated with these lines and was in compliance with these covenants as of March 31, 2024 and December 31, 2023. Long-term Borrowings Total long-term borrowings consist of the following as of March 31, 2024 (dollars in thousands): Spread to Principal 3-Month SOFR (1) Rate (2) Maturity Investment (3) Trust Preferred Capital Securities Trust Preferred Capital Note – Statutory Trust I $ 22,500 2.75 % 8.31 % 6/17/2034 $ 696 Trust Preferred Capital Note – Statutory Trust II 36,000 1.40 % 6.96 % 6/15/2036 1,114 VFG Limited Liability Trust I Indenture 20,000 2.73 % 8.29 % 3/18/2034 619 FNB Statutory Trust II Indenture 12,000 3.10 % 8.66 % 6/26/2033 372 Gateway Capital Statutory Trust I 8,000 3.10 % 8.66 % 9/17/2033 248 Gateway Capital Statutory Trust II 7,000 2.65 % 8.21 % 6/17/2034 217 Gateway Capital Statutory Trust III 15,000 1.50 % 7.06 % 5/30/2036 464 Gateway Capital Statutory Trust IV 25,000 1.55 % 7.11 % 7/30/2037 774 MFC Capital Trust II 5,000 2.85 % 8.41 % 1/23/2034 155 Total Trust Preferred Capital Securities $ 150,500 $ 4,659 Subordinated Debt (4) 2031 Subordinated Debt 250,000 — % 2.875 % 12/15/2031 Total Subordinated Debt (5) $ 250,000 Fair Value Discount (6) (13,840) Investment in Trust Preferred Capital Securities 4,659 Total Long-term Borrowings $ 391,319 (1) Three-Month CME SOFR + 0.262% . (2) Rate as of March 31, 2024. Calculated using non-rounded numbers. (3) Represents the junior subordinated debentures owned by the Company in trust and is reported in “Other assets” on the Company’s Consolidated Balance Sheets . (4) Subordinated notes qualify as Tier 2 capital for the Company for regulatory purposes. (5) Fixed-to-floating rate notes. On December 15, 2026, the interest rate changes to a floating rate of the then current Three-Month Term SOFR plus a spread of 186 bps through its maturity date or earlier redemption. The notes may be redeemed before maturity on any interest payment date occurring on or after December 15, 2026. (6) Remaining discounts of $11.4 million and $2.4 million on Trust Preferred Capital Securities and Subordinated Debt, respectively. Total long-term borrowings consist of the following as of December 31, 2023 (dollars in thousands): Spread to Principal 3-Month SOFR (1) Rate (2) Maturity Investment (3) Trust Preferred Capital Securities Trust Preferred Capital Note – Statutory Trust I $ 22,500 2.75 % 8.34 % 6/17/2034 $ 696 Trust Preferred Capital Note – Statutory Trust II 36,000 1.40 % 6.99 % 6/15/2036 1,114 VFG Limited Liability Trust I Indenture 20,000 2.73 % 8.32 % 3/18/2034 619 FNB Statutory Trust II Indenture 12,000 3.10 % 8.69 % 6/26/2033 372 Gateway Capital Statutory Trust I 8,000 3.10 % 8.69 % 9/17/2033 248 Gateway Capital Statutory Trust II 7,000 2.65 % 8.24 % 6/17/2034 217 Gateway Capital Statutory Trust III 15,000 1.50 % 7.09 % 5/30/2036 464 Gateway Capital Statutory Trust IV 25,000 1.55 % 7.14 % 7/30/2037 774 MFC Capital Trust II 5,000 2.85 % 8.44 % 1/23/2034 155 Total Trust Preferred Capital Securities $ 150,500 $ 4,659 Subordinated Debt (4) 2031 Subordinated Debt 250,000 — % 2.875 % 12/15/2031 Total Subordinated Debt (5) $ 250,000 Fair Value Discount (6) (14,134) Investment in Trust Preferred Capital Securities 4,659 Total Long-term Borrowings $ 391,025 (1) Three-Month CME SOFR + 0.262% . (2 ) Rate as of December 31, 2023. Calculated using non-rounded numbers. (3 ) Represents the junior subordinated debentures owned by the Company in trust and is reported in “Other assets” on the Company’s Consolidated Balance Sheets. (4) Subordinated notes qualify as Tier 2 capital for the Company for regulatory purposes. (5) Fixed-to-floating rate notes. On December 15, 2026, the interest changes to a floating rate of the then current Three-Month Term SOFR plus a spread of 186 bps through its maturity date or earlier redemption. The notes may be redeemed before maturity on any interest payment date occurring on or after December 15, 2026. (6) Remaining discounts of $11.7 million and $2.5 million on Trust Preferred Capital Securities and Subordinated Debt, respectively. As of March 31, 2024, the contractual maturities of long-term debt are as follows for the years ending (dollars in thousands): Trust Preferred Total Capital Subordinated Fair Value Long-term Notes Debt Discount (1) Borrowings For the remaining nine months of 2024 $ — $ — $ (893) $ (893) 2025 — — (1,211) (1,211) 2026 — — (1,236) (1,236) 2027 — — (1,263) (1,263) 2028 — — (1,293) (1,293) Thereafter 155,159 250,000 (7,944) 397,215 Total long-term borrowings $ 155,159 $ 250,000 $ (13,840) $ 391,319 (1) Includes discount on Trust Preferred Capital Securities and Subordinated Debt.

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	3 Months Ended
COMMITMENTS AND CONTINGENCIES	Mar. 31, 2024
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	7. COMMITMENTS AND CONTINGENCIES Litigation and Regulatory Matters In the ordinary course of its operations, the Company and its subsidiaries are subject to loss contingencies related to legal and regulatory proceedings. The Company establishes accruals for those matters when a loss contingency is considered probable and the related amount is reasonably estimable. When applicable, the Company estimates loss contingencies and whether there is an accruable probable loss. When the Company is able to estimate such losses and when it is reasonably possible that the Company could incur losses in excess of the amounts accrued, the Company discloses the aggregate estimation of such possible losses. As previously disclosed, on February 9, 2022, pursuant to the CFPB’s Notice and Opportunity to Respond and Advise process, the CFPB Office of Enforcement notified the Bank that it was considering recommending that the CFPB take legal action against the Bank in connection with alleged violations of Regulation E, 12 C.F.R. § 1005.17, and the Consumer Financial Protection Act, 12 U.S.C. §§ 5531 and 5536, in connection with the Bank’s overdraft practices and policies. In March 2023, the CFPB commenced settlement discussions with the Company to resolve the matter, and on December 7, 2023, the Bank entered into a Consent Order with the CFPB to resolve the matter. As of March 31, 2024, the Company has recorded a probable and estimable liability in connection with this matter Financial Instruments with Off-Balance Sheet Risk The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates. These financial instruments include commitments to extend credit and letters of credit. These instruments involve elements of credit and interest rate risk in excess of the amount recognized on the Company’s Consolidated Balance Sheets. The contractual amounts of these instruments reflect the extent of the Company’s involvement in particular classes of financial instruments. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and letters of credit written is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. Unless noted otherwise, the Company does not require collateral or other security to support off-balance sheet instruments with credit risk. The Company considers credit losses related to off-balance sheet commitments by undergoing a similar process in evaluating losses for loans that are carried on the balance sheet. The Company considers historical loss and funding information, current and future economic conditions, risk ratings, and past due status among other factors in the consideration of expected credit losses in the Company’s off-balance sheet commitments to extend credit. The Company also records an indemnification reserve based on historical statistics and loss rates related to mortgage loans previously sold. At March 31, 2024 and December 31, 2023, the Company’s reserve for unfunded commitments and indemnification reserve totaled $15.8 million and $16.5 million, respectively. Commitments to extend credit are agreements to lend to customers as long as there are no violations of any conditions established in the contracts. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because many of the commitments may expire without being completely drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Letters of credit are conditional commitments issued by the Company to guarantee the performance of customers to third parties. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers. The following table presents the balances of commitments and contingencies as of the periods ended (dollars in thousands): March 31, 2024 December 31, 2023 Commitments with off-balance sheet risk: Commitments to extend credit (1) $ 5,865,505 $ 5,961,238 Letters of credit 126,106 140,498 Total commitments with off-balance sheet risk $ 5,991,611 $ 6,101,736 (1) Includes unfunded overdraft protection . As of March 31, 2024 and December 31, 2023, the Company had approximately $220.1 million and $218.5 million, respectively, in deposits in other financial institutions of which $156.9 million and $154.4 million, respectively, served as collateral for cash flow, fair value and loan swap derivatives. The Company had approximately $60.1 million and $60.8 million, respectively, in deposits in other financial institutions that were uninsured at March 31, 2024 and December 31, 2023. At least annually, the Company’s management evaluates the loss risk of its uninsured deposits in financial counterparties. For asset/liability management purposes, the Company uses interest rate contracts to hedge various exposures or to modify the interest rate characteristics of various balance sheet accounts. For the over-the-counter derivatives cleared with the central clearinghouses, the variation margin is treated as a settlement of the related derivatives fair values. Refer to Note 8 “Derivatives” within this Item 1 of this Quarterly Report for additional information. As part of the Company’s liquidity management strategy, the Company pledges collateral to secure various financing and other activities that occur during the normal course of business. The following tables present the types of collateral pledged as of the periods ended (dollars in thousands): Pledged Assets as of March 31, 2024 AFS HTM Cash Securities (1) Securities (1) Loans (2) Total Public deposits $ — $ 754,132 $ 615,378 $ — $ 1,369,510 Repurchase agreements — 199,975 — — 199,975 FHLB advances — 46,448 — 3,244,890 3,291,338 Derivatives 156,891 60,868 — — 217,759 Federal Reserve Discount Window — — — 394,700 394,700 Other purposes — 16,836 — — 16,836 Total pledged assets $ 156,891 $ 1,078,259 $ 615,378 $ 3,639,590 $ 5,490,118 (1) Balance represents market value. (2) Balance represents book value. Pledged Assets as of December 31, 2023 AFS HTM Cash Securities (1) Securities (1) Loans (2) Total Public deposits $ — $ 749,398 $ 621,494 $ — $ 1,370,892 Repurchase agreements — 174,075 — — 174,075 FHLB advances — 48,718 — 2,960,926 3,009,644 Derivatives 154,382 61,311 — — 215,693 Federal Reserve Discount Window (3) — 411,661 17,356 418,468 847,485 Other purposes — 15,591 — — 15,591 Total pledged assets $ 154,382 $ 1,460,754 $ 638,850 $ 3,379,394 $ 5,633,380 (1) Balance represents market value. (2) Balance represents book value. (3) Includes AFS and HTM securities pledged under the BTFP program.

DERIVATIVES

DERIVATIVES	3 Months Ended
DERIVATIVES	Mar. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES	8. DERIVATIVES The Company has cash flow and fair value hedges that are derivatives designated as accounting hedges. The Company also has derivatives not designated as accounting hedges that include foreign exchange contracts, interest rate contracts, and RPAs. The Company’s mortgage banking derivatives do not have a material impact to the Company and are not included within the derivatives disclosures noted below. See Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the Company’s polices regarding derivatives. The following table summarizes key elements of the Company’s derivative instruments as of the periods ended, segregated by derivatives that are considered accounting hedges and those that are not (dollars in thousands): March 31, 2024 December 31, 2023 Derivative (2) Derivative (2) Notional or Notional or Contractual Contractual Amount (1) Assets Liabilities Amount (1) Assets Liabilities Derivatives designated as accounting hedges: Interest rate contracts: (3) Cash flow hedges $ 900,000 $ — $ 9,442 $ 900,000 $ 1,419 $ 4,359 Fair value hedges: Loans 76,830 1,922 — 78,072 1,633 — Securities 50,000 1,898 — 50,000 1,329 — Derivatives not designated as accounting hedges: Interest rate contracts (3)(4) 6,603,129 95,427 216,438 6,595,975 88,646 202,202 Foreign exchange contracts 12,758 12 897 12,726 16 1,219 Cash collateral (received)/pledged (5) — $ (15,080) $ — — $ (14,879) $ — (1) Notional amounts are not recorded on the Company’s Consolidated Balance Sheets and are generally used only as a basis on which interest and other payments are determined. (2) Balances represent fair value of derivative financial instruments. (3) The Company’s cleared derivatives are classified as a single-unit of accounting, resulting in the fair value of the designated swap being reduced by the variation margin, which is treated as settlement of the related derivatives fair value for accounting purposes and is reported on a net basis. (4) Includes RPAs. (5) The fair value of derivative assets and liabilities is presented on a gross basis. The Company has not applied collateral netting; as such the amounts of cash collateral received or pledged are not offset against the derivative assets and derivative liabilities in the Consolidated Balance Sheets. The following table summarizes the carrying value of the Company’s hedged assets in fair value hedges and the associated cumulative basis adjustments included in those carrying values as of the periods ended (dollars in thousands): March 31, 2024 December 31, 2023 Cumulative Cumulative Amount of Basis Amount of Basis Adjustments Adjustments Included in the Included in the Carrying Amount Carrying Carrying Amount Carrying of Hedged Amount of the of Hedged Amount of the Assets/(Liabilities) Hedged Assets/(Liabilities) Hedged Amount (1) Assets/(Liabilities) Amount (1) Assets/(Liabilities) Line items on the Consolidated Balance Sheets in which the hedged item is included: Securities available-for-sale (1) (2) $ 80,236 $ (1,888) $ 82,203 $ (1,323) Loans (3) 76,830 (10,507) 78,072 (9,392) (1) These amounts include the amortized cost basis of the investment securities designated in hedging relationships for which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. The amount of the designated hedged item at March 31, 2024 and December 31, 2023 totaled $50 million. (2) Carrying value represents amortized cost. (3) The fair value of the swaps associated with the derivative related to hedged items at March 31, 2024 and December 31, 2023 was an unrealized gain of $10.7 million and $9.6 million, respectively.

STOCKHOLDERS' EQUITY

STOCKHOLDERS' EQUITY	3 Months Ended
STOCKHOLDERS' EQUITY	Mar. 31, 2024
Equity [Abstract]
STOCKHOLDERS' EQUITY	9. STOCKHOLDERS’ EQUITY Share Repurchase Programs The Company’s share repurchase program activity is dependent on management’s determination of its capital deployment needs, subject to market, economic, and regulatory conditions. Authorized repurchase programs allow the Company to repurchase its common stock through either open market transactions or privately negotiated transactions. During the quarters ended March 31, 2024 and 2023, there were no active share repurchase programs. Series A Preferred Stock On June 9, 2020, the Company issued and sold 6,900,000 depositary shares, each representing a 1/400th ownership interest in a share of its Series A preferred stock , with a liquidation preference of $10,000 per share of Series A preferred stock (equivalent to $25 per depositary share), including 900,000 depositary shares pursuant to the exercise in full by the underwriters of their option to purchase additional depositary shares. Accumulated Other Comprehensive Income (Loss) The change in AOCI for the three months ended March 31, 2024 is summarized as follows, net of tax (dollars in thousands): Unrealized Gains (Losses) Unrealized for AFS Unrealized (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) on Securities HTM Flow Hedge BOLI Total AOCI (loss) – December 31, 2023 $ (302,532) $ 6 $ (42,165) $ 1,342 $ (343,349) Other comprehensive (loss) income: Other comprehensive loss before reclassification (20,501) — (10,253) (16) (30,770) Amounts reclassified from AOCI into earnings (2) (2) — (175) (179) Net current period other comprehensive loss (20,503) (2) (10,253) (191) (30,949) AOCI (loss) – March 31, 2024 $ (323,035) $ 4 $ (52,418) $ 1,151 $ (374,298) The change in AOCI for the three months ended March 31, 2023 is summarized as follows, net of tax (dollars in thousands): Unrealized Gain (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) Securities HTM Flow Hedge on BOLI Total AOCI (loss) – December 31, 2022 $ (363,919) $ 17 $ (54,610) $ 226 $ (418,286) Other comprehensive (loss) income: Other comprehensive income before reclassification 32,068 — 13,714 10 45,792 Amounts reclassified from AOCI into earnings 10,586 (3) — (22) 10,561 Net current period other comprehensive income (loss) 42,654 (3) 13,714 (12) 56,353 AOCI (loss) – March 31, 2023 $ (321,265) $ 14 $ (40,896) $ 214 $ (361,933)

FAIR VALUE MEASUREMENTS

FAIR VALUE MEASUREMENTS	3 Months Ended
FAIR VALUE MEASUREMENTS	Mar. 31, 2024
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENTS	10. FAIR VALUE MEASUREMENTS The Company follows ASC 820, Fair Value Measurement to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. ASC 820 clarifies that fair value of certain assets and liabilities is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between willing market participants. ASC 820 specifies a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. The three levels of the fair value hierarchy under ASC 820 based on these two types of inputs are as follows: Level 1 Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 Valuation is based on observable inputs including quoted prices in active markets for similar assets and liabilities, quoted prices for identical or similar assets and liabilities in less active markets, and model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the markets. Level 3 Valuation is based on model-based techniques that use one or more significant inputs or assumptions that are unobservable in the market. These unobservable inputs reflect the Company’s assumptions about what market participants would use and information that is reasonably available under the circumstances without undue cost and effort. Assets and Liabilities Measured at Fair Value on a Recurring Basis The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the financial statements. Refer to Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the valuation techniques used by the Company. ● AFS Securities: AFS securities are recorded at fair value on a recurring basis. The Company’s investment portfolio is primarily valued using fair value measurements that are Level 2. The Company has contracted with a third-party portfolio accounting service vendor for valuation of its securities portfolio; no material differences were identified during the valuations as of March 31, 2024 and December 31, 2023. The carrying value of restricted FRB and FHLB stock approximates fair value based on the redemption provisions of each entity and is therefore excluded from the fair value disclosure table below. ● Loans Held for Sale: Residential loans originated for sale in the open market are carried at fair value. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). Gains and losses on the sale of loans are recorded in current period earnings as a component of “Mortgage banking income” on the Company’s Consolidated Statements of Income. ● Derivative Instruments: The Company records derivative instruments at fair value on a recurring basis. The Company utilizes derivative instruments as part of the management of interest rate risk to modify the re-pricing characteristics of certain portions of the Company’s interest-bearing assets and liabilities, as well as to manage the Company’s exposure to credit risk related to borrower’s performance under interest rate derivatives. The Company has contracted with a third-party vendor to provide valuations for derivatives using standard valuation techniques and therefore classifies such valuations as Level 2. Third-party valuations are validated by the Company using the Bloomberg Valuation Service’s derivative pricing functions. The Company determines the fair value of rate lock commitments, delivery contracts, and forward sales contracts of MBS by measuring the change in the value of the underlying asset, while taking into consideration the probability that the rate lock commitments will close or be funded. No significant differences were identified during the valuations as of March 31, 2024 and December 31, 2023. The Company has considered counterparty credit risk in the valuation of its derivative assets and has considered its own credit risk in the valuation of its derivative liabilities. The following table presents the balances of financial assets and liabilities measured at fair value on a recurring basis as of the periods ended (dollars in thousands): Fair Value Measurements at March 31, 2024 using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Level 1 Level 2 Level 3 Balance ASSETS AFS securities: U.S. government and agency securities $ 60,868 $ 1,868 $ — $ 62,736 Obligations of states and political subdivisions — 461,850 — 461,850 Corporate and other bonds (1) — 250,264 — 250,264 MBS — 1,425,587 — 1,425,587 Other securities — 1,779 — 1,779 LHFS — 12,200 — 12,200 Financial Derivatives (2) — 99,259 — 99,259 LIABILITIES Financial Derivatives (2) $ — $ 226,777 $ — $ 226,777 (1) Other bonds include asset-backed securities. (2) Includes hedged and non-hedged derivatives. Fair Value Measurements at December 31, 2023 using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Level 1 Level 2 Level 3 Balance ASSETS AFS securities: U.S. government and agency securities $ 61,311 $ 2,045 $ — $ 63,356 Obligations of states and political subdivisions — 475,447 — 475,447 Corporate and other bonds (1) — 241,889 — 241,889 MBS — 1,448,817 — 1,448,817 Other securities — 1,752 — 1,752 LHFS — 6,710 — 6,710 Financial Derivatives (2) — 93,027 — 93,027 LIABILITIES Financial Derivatives (2) $ — $ 206,561 $ — $ 206,561 (1) Other bonds include asset-backed securities. (2) Includes hedged and non-hedged derivatives. Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis Certain assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets after they are evaluated for impairment. The primary assets accounted for at fair value on a nonrecurring basis are related to loans held for sale, foreclosed properties, former bank premises, and collateral-dependent loans that are individually assessed. When the asset is secured by real estate, the Company measures the fair value utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser using observable market data. Management may discount the value from the appraisal in determining the fair value if, based on its understanding of the market conditions, the collateral had been impaired below the appraised value (Level 3). The nonrecurring valuation adjustments for these assets did not have a significant impact on the Company’s consolidated financial statements. Fair Value of Financial Instruments ASC 825, Financial Instruments, requires disclosure about fair value of financial instruments for interim periods and excludes certain financial instruments and all non-financial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. Refer to Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the valuation techniques used by the Company to measure fair value. ● Cash and Cash Equivalents: T he carrying amount is a reasonable estimate of fair value. ● HTM Securities: The Company’s investment portfolio is primarily valued using fair value measurements that are considered to be Level 2; however, there are a few investments that are considered to be Level 3. The Company has contracted with a third-party portfolio accounting service vendor for valuation of its securities portfolio; no material differences were identified during the valuations as of March 31, 2024 and December 31, 2023. ● Loans and Leases: The fair value of loans and leases were estimated using an exit price, representing the amount that would be expected to be received if the Company sold the loans and leases. The fair value of performing loans and leases were estimated through use of discounted cash flows. Credit loss assumptions were based on market probability of default/loss given default for loan and lease cohorts. The discount rate was based primarily on recent market origination rates. Fair value of loans and leases individually assessed and their respective levels within the fair value hierarchy are described in the previous section related to fair value measurements of assets that are measured on a nonrecurring basis. ● Accrued Interest: The carrying amounts of accrued interest approximate fair value. ● Bank Owned Life Insurance: The carrying value of BOLI approximates fair value. The Company records these policies at their cash surrender value, which is estimated using information provided by insurance carriers. ● Deposits: The fair value of demand deposits, savings accounts, brokered deposits, and certain money market deposits is the amount payable on demand at the reporting date. The fair value of certificates of deposits were valued using a discounted cash flow calculation that includes a market rate analysis of the current rates offered by market participants for certificates of deposits that mature in the same period. ● Borrowings: The carrying amounts of federal funds purchased, borrowings under repurchase agreements and any other short-term borrowings approximate their fair value. The fair values of the Company’s long-term borrowings, including trust preferred securities are estimated using discounted cash flow analyses, based on the current incremental borrowing rates for similar types of borrowing arrangements. The carrying values and estimated fair values of the Company’s financial instruments as of the periods ended are as follows (dollars in thousands): Fair Value Measurements at March 31, 2024 using Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Total Fair Identical Assets Inputs Inputs Value Carrying Value Level 1 Level 2 Level 3 Balance ASSETS Cash and cash equivalents $ 396,670 $ 396,670 $ — $ — $ 396,670 AFS securities 2,202,216 60,868 2,141,348 — 2,202,216 HTM securities 828,928 — 790,123 1,222 791,345 Restricted stock 110,272 — 110,272 — 110,272 LHFS 12,200 — 12,200 — 12,200 LHFI, net of deferred fees and costs 15,851,628 — — 15,235,459 15,235,459 Financial Derivatives (1) 99,259 — 99,259 — 99,259 Accrued interest receivable 90,299 — 90,299 — 90,299 BOLI 455,885 — 455,885 — 455,885 LIABILITIES Deposits $ 17,278,435 $ — $ 17,254,950 $ — $ 17,254,950 Borrowings 1,057,724 — 990,347 — 990,347 Accrued interest payable 26,175 — 26,175 — 26,175 Financial Derivatives (1) 226,777 — 226,777 — 226,777 (1) Includes hedged and non-hedged derivatives. Fair Value Measurements at December 31, 2023 using Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Total Fair Identical Assets Inputs Inputs Value Carrying Value Level 1 Level 2 Level 3 Balance ASSETS Cash and cash equivalents $ 378,131 $ 378,131 $ — $ — $ 378,131 AFS securities 2,231,261 61,311 2,169,950 — 2,231,261 HTM securities 837,378 — 806,834 1,240 808,074 Restricted stock 115,472 — 115,472 — 115,472 LHFS 6,710 — 6,710 — 6,710 LHFI, net of deferred fees and costs 15,635,043 — — 15,148,256 15,148,256 Financial Derivatives (1) 93,027 — 93,027 — 93,027 Accrued interest receivable 91,370 — 91,370 — 91,370 BOLI 452,565 — 452,565 — 452,565 LIABILITIES Deposits $ 16,818,129 $ — $ 16,799,791 $ — $ 16,799,791 Borrowings 1,311,858 — 1,154,694 — 1,154,694 Accrued interest payable 20,528 — 20,528 — 20,528 Financial Derivatives (1) 206,561 — 206,561 — 206,561 (1) Includes hedged and non-hedged derivatives. The Company assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of the Company’s financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Company. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. Borrowers with fixed rate obligations, however, are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Company’s overall interest rate risk.

EARNINGS PER SHARE

EARNINGS PER SHARE	3 Months Ended
EARNINGS PER SHARE	Mar. 31, 2024
Earnings Per Share [Abstract]
EARNINGS PER SHARE	11. EARNINGS PER SHARE Basic EPS is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted EPS is computed using the weighted average number of common shares outstanding during the period, including the effect of dilutive potential common shares outstanding attributable to stock awards. The following table presents basic and diluted EPS calculations for the periods ended (dollars in thousands except per share data): Three Months Ended March 31, 2024 2023 Net Income Net Income $ 49,769 $ 35,653 Less: Preferred Stock Dividends 2,967 2,967 Net income available to common shareholders $ 46,802 $ 32,686 Weighted average shares outstanding, basic 75,197 74,832 Dilutive effect of stock awards — 3 Weighted average shares outstanding, diluted 75,197 74,835 Earnings per common share, basic $ 0.62 $ 0.44 Earnings per common share, diluted $ 0.62 $ 0.44

SEGMENT REPORTING AND REVENUE

SEGMENT REPORTING AND REVENUE	3 Months Ended
SEGMENT REPORTING AND REVENUE	Mar. 31, 2024
Revenue from Contract with Customer [Abstract]
SEGMENT REPORTING AND REVENUE	12. SEGMENT REPORTING AND REVENUE Operating Segments The Company has two reportable operating segments, Wholesale Banking and Consumer Banking, with corporate support functions and intercompany eliminations being presented within Corporate Other. Segment Results The following tables present the Company’s operating segment results for the three months ended March 31, (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total 2024 Net interest income $ 80,874 $ 69,237 $ (2,286) $ 147,825 Provision for credit losses 5,366 2,873 — 8,239 Net interest income after provision for credit losses 75,508 66,364 (2,286) 139,586 Noninterest income 8,363 12,615 4,574 25,552 Noninterest expenses 44,299 55,536 5,438 105,273 Income before income taxes $ 39,572 $ 23,443 $ (3,150) $ 59,865 2023 Net interest income $ 67,540 $ 63,145 $ 22,758 $ 153,443 Provision for credit losses 10,487 1,340 23 11,850 Net interest income after provision for credit losses 57,053 61,805 22,735 141,593 Noninterest income 7,414 12,178 (9,964) 9,628 Noninterest expenses 42,123 57,246 8,905 108,274 Income before income taxes $ 22,344 $ 16,737 $ 3,866 $ 42,947 The following table presents the Company’s operating segment results for key balance sheet metrics as of the periods ended (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total March 31, 2024 LHFI, net of deferred fees and costs (1) $ 12,941,541 $ 2,921,874 $ (11,787) $ 15,851,628 Goodwill 639,180 286,031 — 925,211 Deposits 6,403,103 10,101,594 773,738 17,278,435 December 31, 2023 LHFI, net of deferred fees and costs (1) $ 12,688,833 $ 2,958,811 $ (12,601) $ 15,635,043 Goodwill 639,180 286,031 — 925,211 Deposits 6,403,432 9,816,562 598,135 16,818,129 (1) Corporate Other includes acquisition accounting fair value adjustments. Revenue Noninterest income disaggregated by major source for the three months ended March 31, consisted of the following (dollars in thousands): 2024 2023 Noninterest income: Service charges on deposit accounts (1) Overdraft fees $ 4,748 $ 4,823 Maintenance fees & other 3,821 3,079 Other service charges, commissions, and fees (1) 1,731 1,746 Interchange fees (1) 2,294 2,325 Fiduciary and asset management fees (1) Trust asset management fees 3,356 3,107 Brokerage management fees 1,482 1,155 Mortgage banking income 867 854 Gain (loss) on sale of securities 3 (13,400) Bank owned life insurance income 3,245 2,828 Loan-related interest rate swap fees 1,216 1,439 Other operating income 2,789 1,672 Total noninterest income $ 25,552 $ 9,628 (1) Income within scope of ASC 606, Revenue from Contracts with Customers. The following tables present noninterest income disaggregated by reportable operating segment for the three months ended March 31, (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other (1)(2) Total 2024 Noninterest income: Service charges on deposit accounts $ 2,611 $ 5,958 $ — $ 8,569 Other service charges, commissions and fees 396 1,335 — 1,731 Fiduciary and asset management fees 3,286 1,552 — 4,838 Mortgage banking income — 867 — 867 Other income 2,070 2,903 4,574 9,547 Total noninterest income $ 8,363 $ 12,615 $ 4,574 $ 25,552 2023 Noninterest income: Service charges on deposit accounts $ 1,975 $ 5,927 $ — $ 7,902 Other service charges, commissions and fees 445 1,301 — 1,746 Fiduciary and asset management fees 3,035 1,227 — 4,262 Mortgage banking income — 854 — 854 Other income 1,959 2,869 (9,964) (5,136) Total noninterest income $ 7,414 $ 12,178 $ (9,964) $ 9,628 (1) For the three months ended March 31, 2023, other income primarily includes $13.4 million of losses incurred on the sale of AFS securities, income from BOLI and equity method investment income. (2) For the three months ended March 31, 2024, other income primarily includes income from BOLI and equity method investment income .

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	3 Months Ended
SUBSEQUENT EVENTS	Mar. 31, 2024
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	13. SUBSEQUENT EVENTS The Company’s management has evaluated subsequent events through May 2, 2024, the date the financial statements were issued. On April 1, 2024, the Company completed its previously announced merger with American National, pursuant to the Agreement and Plan of Merger, dated as of July 24, 2023. Under the terms of the merger agreement, at the effective time of the merger, each outstanding share of American National common stock was converted into 1.35 shares of the Company’s common stock, resulting in the Company issuing 14.3 million shares of its common stock, valued at approximately $505.8 million as of March 28, 2024, which was the last trading day prior to the consummation of the acquisition. In addition, cash consideration of $76 ,000 was paid for the settlement of fractional shares.

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	3 Months Ended
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	Mar. 31, 2024
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
The Company	The Company Headquartered in Richmond, Virginia, Atlantic Union Bankshares Corporation (NYSE: AUB) is the holding company for Atlantic Union Bank, which provides banking and related financial products and services to consumers and businesses.
Basis of Financial Information	Basis of Financial Information The accounting policies and practices of Atlantic Union Bankshares Corporation and subsidiaries conform to GAAP and follow general practices within the banking industry. The consolidated financial statements include the accounts of the Company, which is a financial holding company and a bank holding company that owns all of the outstanding common stock of its banking subsidiary, Atlantic Union Bank, which owns Union Insurance Group, LLC, Atlantic Union Financial Consultants, LLC, and Atlantic Union Equipment Finance, Inc. The unaudited consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. The preparation of the unaudited consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from these estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the ACL and the fair value of financial instruments. The results of operations for the interim periods are not necessarily indicative of the results that may be expected for the full year or any other period. The unaudited consolidated financial statements should be read in conjunction with the Company’s audited consolidated financial statements and notes thereto included in the Company’s 2023 Form 10-K. Certain prior period amounts have been reclassified to conform to current period presentation. None of these reclassifications had a material effect on the Company’s financial statements. See Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the Company’s accounting policies. There have not been any significant changes to the Company’s accounting policies from those disclosed in the Company’s 2023 Form 10-K that could have a material effect on the Company’s financial statements.

SECURITIES AND OTHER INVESTME_2

SECURITIES AND OTHER INVESTMENTS (Tables)	3 Months Ended
SECURITIES AND OTHER INVESTMENTS (Tables)	Mar. 31, 2024
Amortized Cost of HTM Securities by Security Type and Credit Rating	The following table presents the amortized cost of HTM securities as of the periods ended, by security type and credit rating (dollars in thousands): Obligations of states and political Corporate and other Mortgage-backed Total HTM subdivisions bonds securities securities March 31, 2024 Credit Rating: AAA/AA/A $ 685,273 $ — $ 9,186 $ 694,459 BBB/BB/B 1,160 — — 1,160 Not Rated – Agency (1) — — 67,305 67,305 Not Rated – Non-Agency (2) 9,519 4,230 52,255 66,004 Total $ 695,952 $ 4,230 $ 128,746 $ 828,928 December 31, 2023 Credit Rating: AAA/AA/A $ 688,499 $ — $ 9,720 $ 698,219 BBB/BB/B 1,166 — — 1,166 Not Rated – Agency (1) — — 68,039 68,039 Not Rated – Non-Agency (2) 9,524 4,349 56,081 69,954 Total $ 699,189 $ 4,349 $ 133,840 $ 837,378 (1) Generally considered not to have credit risk given the government guarantees associated with these agencies. (2) Non-agency mortgage-backed and asset-backed securities have limited credit risk, supported by most receiving a 20% simplified supervisory formula approach rating.
Gross Realized Gain and Losses on the Sale of Securities	The following table presents the gross realized gains and losses on and the proceeds from the sale of securities during the three months ended March 31, (dollars in thousands): 2024 2023 Realized gains (losses) (1) : Gross realized gains $ 3 $ 1,346 Gross realized losses — (14,746) Net realized gains (losses) $ 3 $ (13,400) Proceeds from sales of securities $ 61,943 $ 558,466 (1) Includes gains (losses) on sales and calls of securities.
Available-for-sale Securities
Amortized Cost, Gross Unrealized Gains and Losses, and Estimated Fair Values of Investment Securities	The amortized cost, gross unrealized gains and losses, and estimated fair values of AFS securities for the periods ended are as follows (dollars in thousands): Amortized Gross Unrealized Estimated Cost Gains (Losses) Fair Value March 31, 2024 U.S. government and agency securities $ 62,561 $ 208 $ (33) $ 62,736 Obligations of states and political subdivisions 585,749 14 (123,913) 461,850 Corporate and other bonds (1) 267,621 83 (17,440) 250,264 Commercial MBS Agency 231,296 160 (42,609) 188,847 Non-agency 58,243 — (1,756) 56,487 Total commercial MBS 289,539 160 (44,365) 245,334 Residential MBS Agency 1,322,392 350 (220,742) 1,102,000 Non-agency 83,437 213 (5,397) 78,253 Total residential MBS 1,405,829 563 (226,139) 1,180,253 Other securities 1,779 — — 1,779 Total AFS securities $ 2,613,078 $ 1,028 $ (411,890) $ 2,202,216 (1) Other bonds include asset-backed securities. The amortized cost, gross unrealized gains and losses, and estimated fair values of AFS securities for the periods ended are as follows (dollars in thousands): Amortized Gross Unrealized Estimated Cost Gains (Losses) Fair Value December 31, 2023 U.S. government and agency securities $ 62,367 $ 1,023 $ (34) $ 63,356 Obligations of states and political subdivisions 586,865 33 (111,451) 475,447 Corporate and other bonds (1) 261,656 7 (19,774) 241,889 Commercial MBS Agency 233,775 274 (41,181) 192,868 Non-agency 66,743 — (1,965) 64,778 Total commercial MBS 300,518 274 (43,146) 257,646 Residential MBS Agency 1,312,538 114 (205,635) 1,107,017 Non-agency 89,840 141 (5,827) 84,154 Total residential MBS 1,402,378 255 (211,462) 1,191,171 Other securities 1,752 — — 1,752 Total AFS securities $ 2,615,536 $ 1,592 $ (385,867) $ 2,231,261 (1) Other bonds include asset-backed securities.
Schedule of Gross Unrealized Losses and Fair Value of Investments	The following table shows the gross unrealized losses and fair value of the Company’s AFS securities with unrealized losses, which are aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position for the following periods ended (dollars in thousands). Less than 12 months More than 12 months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value (2) Losses Value Losses March 31, 2024 U.S. government and agency securities $ — $ — $ 1,808 $ (33) $ 1,808 $ (33) Obligations of states and political subdivisions 14,061 (2,301) 443,557 (121,612) 457,618 (123,913) Corporate and other bonds (1) 78,546 (348) 144,239 (17,092) 222,785 (17,440) Commercial MBS Agency 35,287 (548) 140,475 (42,061) 175,762 (42,609) Non-agency 14,536 (257) 41,951 (1,499) 56,487 (1,756) Total commercial MBS 49,823 (805) 182,426 (43,560) 232,249 (44,365) Residential MBS Agency 43,155 (273) 974,263 (220,469) 1,017,418 (220,742) Non-agency 16,963 (48) 35,832 (5,349) 52,795 (5,397) Total residential MBS 60,118 (321) 1,010,095 (225,818) 1,070,213 (226,139) Total AFS securities $ 202,548 $ (3,775) $ 1,782,125 $ (408,115) $ 1,984,673 $ (411,890) December 31, 2023 U.S. government and agency securities $ — $ — $ 1,980 $ (34) $ 1,980 $ (34) Obligations of states and political subdivisions 11,758 (2,090) 455,931 (109,361) 467,689 (111,451) Corporate and other bonds (1) 89,450 (531) 144,155 (19,243) 233,605 (19,774) Commercial MBS Agency 35,665 (547) 143,657 (40,634) 179,322 (41,181) Non-agency — — 64,778 (1,965) 64,778 (1,965) Total commercial MBS 35,665 (547) 208,435 (42,599) 244,100 (43,146) Residential MBS Agency 59,707 (491) 1,011,809 (205,144) 1,071,516 (205,635) Non-agency 9,022 (41) 40,085 (5,786) 49,107 (5,827) Total residential MBS 68,729 (532) 1,051,894 (210,930) 1,120,623 (211,462) Total AFS securities $ 205,602 $ (3,700) $ 1,862,395 $ (382,167) $ 2,067,997 $ (385,867) (1) Other bonds include asset-backed securities. (2) Comprised of 759 and 757 individual securities as of March 31, 2024 and December 31, 2023, respectively.
Schedule of Amortized Cost and Estimated Fair Value of Securities	The following table presents the amortized cost and estimated fair value of AFS securities as of the periods ended, by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. March 31, 2024 December 31, 2023 Amortized Estimated Amortized Estimated Cost Fair Value Cost Fair Value Due in one year or less $ 35,082 $ 34,745 $ 52,427 $ 51,936 Due after one year through five years 168,601 167,029 150,271 149,545 Due after five years through ten years 253,073 234,773 282,309 261,720 Due after ten years 2,156,321 1,765,668 2,130,529 1,768,060 Total AFS securities $ 2,613,078 $ 2,202,216 $ 2,615,536 $ 2,231,261
Held-to-maturity Securities
Schedule of Amortized Cost and Estimated Fair Value of Securities	The following table presents the amortized cost and estimated fair value of HTM securities as of the periods ended, by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. March 31, 2024 December 31, 2023 Carrying Estimated Carrying Estimated Value Fair Value Value Fair Value Due in one year or less $ 1,048 $ 1,042 $ 3,065 $ 3,058 Due after one year through five years 31,730 32,080 34,093 34,613 Due after five years through ten years 67,865 66,426 45,919 45,263 Due after ten years 728,285 691,797 754,301 725,140 Total HTM securities $ 828,928 $ 791,345 $ 837,378 $ 808,074
Schedule of Carrying Values, Gross Unrealized Gains and Losses and Estimated Fair Value of Securities	The Company reports HTM securities on the Company’s Consolidated Balance Sheets at carrying value. Carrying value is amortized cost, which includes any unamortized unrealized gains and losses recognized in AOCI prior to reclassifying the securities from AFS securities to HTM securities. The carrying value, gross unrealized gains and losses, and estimated fair values of HTM securities for the periods ended are as follows (dollars in thousands): Carrying Gross Unrealized Estimated Value Gains (Losses) Fair Value March 31, 2024 Obligations of states and political subdivisions $ 695,952 $ 2,851 $ (27,308) $ 671,495 Corporate and other bonds (1) 4,230 — (182) 4,048 Commercial MBS Agency 27,377 — (5,819) 21,558 Non-agency 23,437 14 (493) 22,958 Total commercial MBS 50,814 14 (6,312) 44,516 Residential MBS Agency 39,928 — (6,365) 33,563 Non-agency 38,004 121 (402) 37,723 Total residential MBS 77,932 121 (6,767) 71,286 Total HTM securities $ 828,928 $ 2,986 $ (40,569) $ 791,345 (1) Other bonds include asset-backed securities. The carrying value, gross unrealized gains and losses, and estimated fair values of HTM securities for the periods ended are as follows (dollars in thousands): Carrying Gross Unrealized Estimated Value Gains (Losses) Fair Value December 31, 2023 Obligations of states and political subdivisions 699,189 6,175 (23,464) 681,900 Corporate and other bonds (1) 4,349 — (100) 4,249 Commercial MBS Agency 27,477 — (5,570) 21,907 Non-agency 24,503 37 (449) 24,091 Total commercial MBS 51,980 37 (6,019) 45,998 Residential MBS Agency 40,562 — (5,713) 34,849 Non-agency 41,298 122 (342) 41,078 Total residential MBS 81,860 122 (6,055) 75,927 Total HTM securities $ 837,378 $ 6,334 $ (35,638) $ 808,074 (1) Other bonds include asset-backed securities .

LOANS AND ALLOWANCE FOR LOAN _2

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)	3 Months Ended
LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)	Mar. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Stated at Face Amount, Net of Unearned Income	The following tables exclude LHFS. The Company’s LHFI are stated at their face amount, net of deferred fees and costs, and consisted of the following as of the periods ended (dollars in thousands): March 31, 2024 December 31, 2023 Construction and Land Development $ 1,246,251 $ 1,107,850 Commercial Real Estate – Owner Occupied 1,981,613 1,998,787 Commercial Real Estate – Non-Owner Occupied 4,225,018 4,172,401 Multifamily Real Estate 1,074,957 1,061,997 Commercial & Industrial 3,561,971 3,589,347 Residential 1-4 Family – Commercial 515,667 522,580 Residential 1-4 Family – Consumer 1,081,094 1,078,173 Residential 1-4 Family – Revolving 616,951 619,433 Auto 440,118 486,926 Consumer 113,414 120,641 Other Commercial 994,574 876,908 Total LHFI, net of deferred fees and costs (1) 15,851,628 15,635,043 Allowance for loan and lease losses (136,190) (132,182) Total LHFI, net $ 15,715,438 $ 15,502,861 (1) Total loans included unamortized premiums and discounts, and unamortized deferred fees and costs totaling $ 92.5 million and $79.7 million as of March 31, 2024 and December 31, 2023, respectively. Accrued interest receivable on LHFI totaled $72.8 million and $72.5 million, respectively, at March 31, 2024 and December 31, 2023. Accrued interest receivable write-offs were not material to the Company’s consolidated financial statements for the three months ended March 31, 2024 and 2023.
Summary of Aging of the Loan Portfolio by Class	The following table shows the aging of the Company’s LHFI portfolio by class at March 31, 2024 (dollars in thousands): Greater than 30-59 Days 60-89 Days 90 Days and Current Past Due Past Due still Accruing Nonaccrual Total Loans Construction and Land Development $ 1,242,478 $ 2,163 $ 1,097 $ 171 $ 342 $ 1,246,251 Commercial Real Estate – Owner Occupied 1,971,428 3,663 — 3,634 2,888 1,981,613 Commercial Real Estate – Non-Owner Occupied 4,210,657 2,271 558 1,197 10,335 4,225,018 Multifamily Real Estate 1,074,813 — — 144 — 1,074,957 Commercial & Industrial 3,547,743 5,540 348 1,860 6,480 3,561,971 Residential 1-4 Family – Commercial 511,342 1,407 98 1,030 1,790 515,667 Residential 1-4 Family – Consumer 1,062,189 6,070 204 1,641 10,990 1,081,094 Residential 1-4 Family – Revolving 609,076 1,920 1,477 1,343 3,135 616,951 Auto 435,883 3,192 330 284 429 440,118 Consumer 112,658 418 197 141 — 113,414 Other Commercial 986,285 8,187 102 — — 994,574 Total LHFI, net of deferred fees and costs $ 15,764,552 $ 34,831 $ 4,411 $ 11,445 $ 36,389 $ 15,851,628 % of total loans 99.45 % 0.22 % 0.03 % 0.07 % 0.23 % 100.00 % The following table shows the aging of the Company’s LHFI portfolio by class at December 31, 2023 (dollars in thousands): Greater than 30-59 Days 60-89 Days 90 Days and Current Past Due Past Due still Accruing Nonaccrual Total Loans Construction and Land Development $ 1,107,183 $ 270 $ 24 $ 25 $ 348 $ 1,107,850 Commercial Real Estate – Owner Occupied 1,991,632 1,575 — 2,579 3,001 1,998,787 Commercial Real Estate – Non-Owner Occupied 4,156,089 545 184 2,967 12,616 4,172,401 Multifamily Real Estate 1,061,851 — 146 — — 1,061,997 Commercial & Industrial 3,579,657 4,303 49 782 4,556 3,589,347 Residential 1-4 Family – Commercial 518,150 567 676 1,383 1,804 522,580 Residential 1-4 Family – Consumer 1,053,255 7,546 1,804 4,470 11,098 1,078,173 Residential 1-4 Family – Revolving 611,584 2,238 1,429 1,095 3,087 619,433 Auto 480,557 4,737 872 410 350 486,926 Consumer 119,487 770 232 152 — 120,641 Other Commercial 870,339 6,569 — — — 876,908 Total LHFI, net of deferred fees and costs $ 15,549,784 $ 29,120 $ 5,416 $ 13,863 $ 36,860 $ 15,635,043 % of total loans 99.45 % 0.19 % 0.03 % 0.09 % 0.24 % 100.00 %
Summary of Loans on Nonaccrual Status	The following table shows the Company’s amortized cost basis of loans on nonaccrual status with no related ALLL, as of the periods ended (dollars in thousands): March 31, December 31, 2024 2023 Commercial Real Estate – Non-Owner Occupied $ 8,003 $ 4,835 Commercial & Industrial 2,098 — Total LHFI $ 10,101 $ 4,835
Summary of TDRs that Continue to Accrue Interest Under the Terms of Restructuring Agreement	TLMs for the quarter ended March 31, 2024 were not significant at approximately $36,000. The following table presents the amortized cost basis of TLMs for the quarter ended March 31, 2023 (dollars in thousands): March 31, 2023 Amortized Cost % of Total Class of Financing Receivable Term Extension Construction and Land Development $ 1,344 0.11 % Commercial Real Estate – Non-Owner Occupied 18,792 0.47 % Residential 1-4 Family – Consumer 168 0.02 % Total Term Extension $ 20,304 Combination - Term Extension and Interest Rate Reduction Residential 1-4 Family – Consumer $ 237 0.02 % Total Combination - Term Extension and Interest Rate Reduction $ 237 Total $ 20,541
Summary of financial effects of TLMs on a weighted average basis for TLMs within that loan type	The following table describes the financial effects of TLMs on a weighted average basis for TLMs within that loan type for the period ended: Three Months Ended March 31, 2023 Term Extension Loan Type Financial Effect Construction and Land Development Added a weighted-average 0.5 years to the life of loans. Commercial Real Estate – Non-Owner Occupied Added a weighted-average 0.5 years to the life of loans. Residential 1-4 Family – Consumer Added a weighted-average 18.2 years to the life of loans. Combination - Term Extension and Interest Rate Reduction Loan Type Financial Effect Residential 1-4 Family – Consumer Added a weighted-average 20.7 years to the life of loans and changed interest rate from variable to fixed rates, which reduced the weighted average contractual interest rate from 7.5% to 7.4% .
Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology	ALLL on the loan portfolio is a material estimate for the Company. The Company estimates its ALLL on its loan portfolio on a quarterly basis. The Company models the ALLL using two primary segments, Commercial and Consumer. Each loan segment is further disaggregated into classes based on similar risk characteristics. The Company has identified the following classes within each loan segment: ● Commercial: Construction and Land Development, Commercial Real Estate – Owner Occupied, Commercial Real Estate – Non-Owner Occupied, Multifamily Real Estate, Commercial & Industrial, Residential 1-4 Family – Commercial, and Other Commercial ● Consumer: Residential 1-4 Family – Consumer, Residential 1-4 Family – Revolving, Auto, and Consumer The following tables show the ALLL activity by loan segment for the periods presented (dollars in thousands): Three Months Ended March 31, 2024 Commercial Consumer Total Balance at beginning of period $ 105,896 $ 26,286 $ 132,182 Loans charged-off (4,939) (955) (5,894) Recoveries credited to allowance 533 444 977 Provision charged to operations 9,038 (113) 8,925 Balance at end of period $ 110,528 $ 25,662 $ 136,190 Three Months Ended March 31, 2023 Commercial Consumer Total Balance at beginning of period $ 82,753 $ 28,015 $ 110,768 Loans charged-off (5,007) (719) (5,726) Recoveries credited to allowance 515 652 1,167 Provision charged to operations 9,825 478 10,303 Balance at end of period $ 88,086 $ 28,426 $ 116,512
Commercial Portfolio
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivables Related Risk Rating	The table below details the amortized cost and gross write-offs of the classes of loans within the Commercial segment by risk level and year of origination for the period presented (dollars in thousands): March 31, 2024 Term Loans Amortized Cost Basis by Origination Year Revolving 2024 2023 2022 2021 2020 Prior Loans Total Construction and Land Development Pass $ 57,737 $ 363,088 $ 457,043 $ 160,837 $ 24,735 $ 41,955 $ 78,319 $ 1,183,714 Watch — 1,764 3,912 19,419 152 1,065 — 26,312 Special Mention — 65 1,898 4,375 1,332 3,247 — 10,917 Substandard — 1,290 1,245 899 20,646 1,228 — 25,308 Total Construction and Land Development $ 57,737 $ 366,207 $ 464,098 $ 185,530 $ 46,865 $ 47,495 $ 78,319 $ 1,246,251 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Commercial Real Estate – Owner Occupied Pass $ 23,705 $ 188,641 $ 252,826 $ 185,331 $ 226,092 $ 973,171 $ 27,960 $ 1,877,726 Watch — 567 645 965 4,454 39,732 169 46,532 Special Mention — 6,979 1,495 248 448 17,141 1,024 27,335 Substandard — 166 — — 2,356 27,498 — 30,020 Total Commercial Real Estate – Owner Occupied $ 23,705 $ 196,353 $ 254,966 $ 186,544 $ 233,350 $ 1,057,542 $ 29,153 $ 1,981,613 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Commercial Real Estate – Non-Owner Occupied Pass $ 64,412 $ 425,552 $ 573,545 $ 700,044 $ 321,526 $ 1,857,649 $ 38,073 $ 3,980,801 Watch — — 1,506 1,690 — 91,236 — 94,432 Special Mention 7 — — 901 — 48,543 12,756 62,207 Substandard — 4,929 — 2,098 14,428 66,123 — 87,578 Total Commercial Real Estate – Non-Owner Occupied $ 64,419 $ 430,481 $ 575,051 $ 704,733 $ 335,954 $ 2,063,551 $ 50,829 $ 4,225,018 Current period gross write-off $ — $ — $ — $ — $ (3,386) $ — $ — $ (3,386) Commercial & Industrial Pass $ 266,562 $ 864,933 $ 573,762 $ 357,991 $ 152,907 $ 268,730 $ 878,394 $ 3,363,279 Watch — 3,261 49,919 1,591 1,910 22,547 26,697 105,925 Special Mention 52 105 23,214 282 336 3,336 21,376 48,701 Substandard — 96 2,682 475 4,297 2,705 33,811 44,066 Total Commercial & Industrial $ 266,614 $ 868,395 $ 649,577 $ 360,339 $ 159,450 $ 297,318 $ 960,278 $ 3,561,971 Current period gross write-off $ — $ — $ (30) $ — $ (114) $ (7) $ (512) $ (663) Multifamily Real Estate Pass $ 3,268 $ 21,729 $ 129,418 $ 342,949 $ 220,749 $ 286,990 $ 51,382 $ 1,056,485 Watch — — — — — 110 — 110 Special Mention — — — — 250 79 — 329 Substandard — 14,219 — — — 3,814 — 18,033 Total Multifamily Real Estate $ 3,268 $ 35,948 $ 129,418 $ 342,949 $ 220,999 $ 290,993 $ 51,382 $ 1,074,957 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Residential 1-4 Family – Commercial Pass $ 9,700 $ 38,830 $ 68,137 $ 75,323 $ 68,081 $ 238,145 $ 593 $ 498,809 Watch — 149 675 575 217 7,847 105 9,568 Special Mention — — — 36 — 1,455 — 1,491 Substandard — 154 — 609 278 4,505 253 5,799 Total Residential 1-4 Family – Commercial $ 9,700 $ 39,133 $ 68,812 $ 76,543 $ 68,576 $ 251,952 $ 951 $ 515,667 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Other Commercial Pass $ 83,401 $ 200,038 $ 167,887 $ 153,248 $ 108,801 $ 185,488 $ 75,597 $ 974,460 Watch — — 7,064 7,485 29 4,205 — 18,783 Special Mention — 90 — — — 617 99 806 Substandard — 521 — — — 4 — 525 Total Other Commercial $ 83,401 $ 200,649 $ 174,951 $ 160,733 $ 108,830 $ 190,314 $ 75,696 $ 994,574 Current period gross write-off $ — $ — $ — $ — $ — $ (890) $ — $ (890) Total Commercial Pass $ 508,785 $ 2,102,811 $ 2,222,618 $ 1,975,723 $ 1,122,891 $ 3,852,128 $ 1,150,318 $ 12,935,274 Watch — 5,741 63,721 31,725 6,762 166,742 26,971 301,662 Special Mention 59 7,239 26,607 5,842 2,366 74,418 35,255 151,786 Substandard — 21,375 3,927 4,081 42,005 105,877 34,064 211,329 Total Commercial $ 508,844 $ 2,137,166 $ 2,316,873 $ 2,017,371 $ 1,174,024 $ 4,199,165 $ 1,246,608 $ 13,600,051 Total current period gross write-off $ — $ — $ (30) $ — $ (3,500) $ (897) $ (512) $ (4,939) The table below details the amortized cost and gross write-offs of the classes of loans within the Commercial segment by risk level and year of origination for the period presented (dollars in thousands): December 31, 2023 Term Loans Amortized Cost Basis by Origination Year Revolving 2023 2022 2021 2020 2019 Prior Loans Total Construction and Land Development Pass $ 289,786 $ 440,473 $ 192,148 $ 19,536 $ 10,934 $ 38,841 $ 64,137 $ 1,055,855 Watch 84 3,611 16,249 — — 2,127 — 22,071 Special Mention — — 4,444 1,332 — 367 — 6,143 Substandard 114 1,244 1,248 20,705 205 265 — 23,781 Total Construction and Land Development $ 289,984 $ 445,328 $ 214,089 $ 41,573 $ 11,139 $ 41,600 $ 64,137 $ 1,107,850 Current period gross write-off $ — $ — $ — $ — $ — $ (11) $ — $ (11) Commercial Real Estate – Owner Occupied Pass $ 175,627 $ 257,889 $ 194,030 $ 239,549 $ 259,502 $ 750,180 $ 23,689 $ 1,900,466 Watch 5,919 1,311 4,768 4,422 9,146 27,829 399 53,794 Special Mention 786 849 249 — 5,150 9,549 611 17,194 Substandard 362 — — 326 — 26,645 — 27,333 Total Commercial Real Estate – Owner Occupied $ 182,694 $ 260,049 $ 199,047 $ 244,297 $ 273,798 $ 814,203 $ 24,699 $ 1,998,787 Current period gross write-off $ — $ — $ — $ — $ — $ (141) $ — $ (141) Commercial Real Estate – Non-Owner Occupied Pass $ 374,221 $ 548,262 $ 710,122 $ 334,449 $ 492,782 $ 1,419,882 $ 35,276 $ 3,914,994 Watch — 1,520 1,690 — 32,326 82,930 — 118,466 Special Mention — — — — — 67,001 12,155 79,156 Substandard 4,837 — 2,121 17,956 5,899 28,972 — 59,785 Total Commercial Real Estate – Non-Owner Occupied $ 379,058 $ 549,782 $ 713,933 $ 352,405 $ 531,007 $ 1,598,785 $ 47,431 $ 4,172,401 Current period gross write-off $ — $ — $ — $ — $ — $ (3,528) $ — $ (3,528) Commercial & Industrial Pass $ 981,290 $ 617,805 $ 409,973 $ 178,578 $ 122,160 $ 168,368 $ 923,359 $ 3,401,533 Watch 2,708 38,711 512 1,379 18,065 4,943 22,832 89,150 Special Mention 108 32,714 981 3,310 1,722 1,513 19,865 60,213 Substandard — 146 343 2,000 925 3,181 31,856 38,451 Total Commercial & Industrial $ 984,106 $ 689,376 $ 411,809 $ 185,267 $ 142,872 $ 178,005 $ 997,912 $ 3,589,347 Current period gross write-off $ — $ — $ (101) $ — $ — $ (17) $ (1,812) $ (1,930) Multifamily Real Estate Pass $ 21,911 $ 129,854 $ 321,918 $ 222,172 $ 45,879 $ 250,887 $ 50,060 $ 1,042,681 Watch — — — — — 914 — 914 Special Mention — — — 250 — 81 — 331 Substandard 14,222 — — — 3,703 146 — 18,071 Total Multifamily Real Estate $ 36,133 $ 129,854 $ 321,918 $ 222,422 $ 49,582 $ 252,028 $ 50,060 $ 1,061,997 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Residential 1-4 Family – Commercial Pass $ 41,631 $ 67,495 $ 77,321 $ 69,779 $ 44,498 $ 203,125 $ 604 $ 504,453 Watch 49 387 580 220 757 8,854 107 10,954 Special Mention 47 — — — — 1,302 — 1,349 Substandard 57 — 614 279 624 3,997 253 5,824 Total Residential 1-4 Family – Commercial $ 41,784 $ 67,882 $ 78,515 $ 70,278 $ 45,879 $ 217,278 $ 964 $ 522,580 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Other Commercial Pass $ 201,252 $ 180,346 $ 165,732 $ 114,838 $ 123,515 $ 62,284 $ 9,850 $ 857,817 Watch 14,355 — — 32 4 3,977 — 18,368 Special Mention 93 — — — — 630 — 723 Total Other Commercial $ 215,700 $ 180,346 $ 165,732 $ 114,870 $ 123,519 $ 66,891 $ 9,850 $ 876,908 Current period gross write-off $ — $ (101) $ — $ — $ — $ (3,016) $ — $ (3,117) Total Commercial Pass $ 2,085,718 $ 2,242,124 $ 2,071,244 $ 1,178,901 $ 1,099,270 $ 2,893,567 $ 1,106,975 $ 12,677,799 Watch 23,115 45,540 23,799 6,053 60,298 131,574 23,338 313,717 Special Mention 1,034 33,563 5,674 4,892 6,872 80,443 32,631 165,109 Substandard 19,592 1,390 4,326 41,266 11,356 63,206 32,109 173,245 Total Commercial $ 2,129,459 $ 2,322,617 $ 2,105,043 $ 1,231,112 $ 1,177,796 $ 3,168,790 $ 1,195,053 $ 13,329,870 Total current period gross write-off $ — $ (101) $ (101) $ — $ — $ (6,713) $ (1,812) $ (8,727)
Consumer Portfolio
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivables Related Risk Rating	For Consumer loans, the Company evaluates credit quality based on the delinquency status of the loan. The following table details the amortized cost and gross write-offs of the classes of loans within the Consumer segment based on their delinquency status and year of origination for the period presented (dollars in thousands): March 31, 2024 Term Loans Amortized Cost Basis by Origination Year Revolving 2024 2023 2022 2021 2020 Prior Loans Total Residential 1-4 Family – Consumer Current $ 14,473 $ 123,570 $ 269,138 $ 261,624 $ 152,740 $ 240,630 $ 14 $ 1,062,189 30-59 Days Past Due — 328 1,849 393 — 3,500 — 6,070 60-89 Days Past Due — — — — — 204 — 204 90+ Days Past Due — — — — 104 1,537 — 1,641 Nonaccrual — 409 887 860 — 8,834 — 10,990 Total Residential 1-4 Family – Consumer $ 14,473 $ 124,307 $ 271,874 $ 262,877 $ 152,844 $ 254,705 $ 14 $ 1,081,094 Current period gross write-off $ — $ — $ — $ — $ — $ (19) $ — $ (19) Residential 1-4 Family – Revolving Current $ 4,229 $ 40,510 $ 52,726 $ 11,466 $ 4,183 $ 1,947 $ 494,015 $ 609,076 30-59 Days Past Due — 180 70 — — — 1,670 1,920 60-89 Days Past Due — 65 133 — — — 1,279 1,477 90+ Days Past Due — — 70 — — — 1,273 1,343 Nonaccrual — — 72 — 49 — 3,014 3,135 Total Residential 1-4 Family – Revolving $ 4,229 $ 40,755 $ 53,071 $ 11,466 $ 4,232 $ 1,947 $ 501,251 $ 616,951 Current period gross write-off $ — $ — $ — $ (27) $ — $ — $ (58) $ (85) Auto Current $ 504 $ 71,604 $ 194,181 $ 97,178 $ 46,615 $ 25,801 $ — $ 435,883 30-59 Days Past Due — 368 1,398 652 424 350 — 3,192 60-89 Days Past Due — 3 150 122 36 19 — 330 90+ Days Past Due — 19 149 52 — 64 — 284 Nonaccrual — 40 159 131 49 50 — 429 Total Auto $ 504 $ 72,034 $ 196,037 $ 98,135 $ 47,124 $ 26,284 $ — $ 440,118 Current period gross write-off $ — $ (47) $ (192) $ (82) $ (38) $ (21) $ — $ (380) Consumer Current $ 3,108 $ 10,997 $ 20,417 $ 9,404 $ 7,365 $ 35,959 $ 25,408 $ 112,658 30-59 Days Past Due — 46 101 67 18 153 33 418 60-89 Days Past Due — 26 59 3 33 60 16 197 90+ Days Past Due — 12 85 39 — 3 2 141 Total Consumer $ 3,108 $ 11,081 $ 20,662 $ 9,513 $ 7,416 $ 36,175 $ 25,459 $ 113,414 Current period gross write-off $ — $ (84) $ (20) $ (13) $ (165) $ (167) $ (22) $ (471) Total Consumer Current $ 22,314 $ 246,681 $ 536,462 $ 379,672 $ 210,903 $ 304,337 $ 519,437 $ 2,219,806 30-59 Days Past Due — 922 3,418 1,112 442 4,003 1,703 11,600 60-89 Days Past Due — 94 342 125 69 283 1,295 2,208 90+ Days Past Due — 31 304 91 104 1,604 1,275 3,409 Nonaccrual — 449 1,118 991 98 8,884 3,014 14,554 Total Consumer $ 22,314 $ 248,177 $ 541,644 $ 381,991 $ 211,616 $ 319,111 $ 526,724 $ 2,251,577 Total current period gross write-off $ — $ (131) $ (212) $ (122) $ (203) $ (207) $ (80) $ (955) The following table details the amortized cost and gross write-offs of the classes of loans within the Consumer segment based on their delinquency status and year of origination for the period presented (dollars in thousands): December 31, 2023 Term Loans Amortized Cost Basis by Origination Year Revolving 2023 2022 2021 2020 2019 Prior Loans Total Residential 1-4 Family – Consumer Current $ 120,480 $ 266,261 $ 265,255 $ 154,440 $ 32,591 $ 214,214 $ 14 $ 1,053,255 30-59 Days Past Due 273 2,195 705 249 181 3,943 — 7,546 60-89 Days Past Due 208 — — — — 1,596 — 1,804 90+ Days Past Due — — 1,713 — — 2,757 — 4,470 Nonaccrual 205 875 870 — 38 9,110 — 11,098 Total Residential 1-4 Family – Consumer $ 121,166 $ 269,331 $ 268,543 $ 154,689 $ 32,810 $ 231,620 $ 14 $ 1,078,173 Current period gross write-off — $ (16) $ (21) $ — $ (69) $ (95) $ — $ (201) Residential 1-4 Family – Revolving Current $ 42,593 $ 54,560 $ 11,756 $ 4,348 $ 937 $ 1,115 $ 496,275 $ 611,584 30-59 Days Past Due — 14 — — 39 — 2,185 2,238 60-89 Days Past Due 181 148 — — — 26 1,074 1,429 90+ Days Past Due — — — — — — 1,095 1,095 Nonaccrual — 154 27 51 — — 2,855 3,087 Total Residential 1-4 Family – Revolving $ 42,774 $ 54,876 $ 11,783 $ 4,399 $ 976 $ 1,141 $ 503,484 $ 619,433 Current period gross write-off — $ — $ (3) $ — $ — $ — $ (55) $ (58) Auto Current $ 77,293 $ 210,692 $ 107,568 $ 52,742 $ 24,877 $ 7,385 $ — $ 480,557 30-59 Days Past Due 526 2,022 1,095 612 292 190 — 4,737 60-89 Days Past Due 61 326 298 58 96 33 — 872 90+ Days Past Due 36 210 24 112 23 5 — 410 Nonaccrual 39 120 63 69 59 — — 350 Total Auto $ 77,955 $ 213,370 $ 109,048 $ 53,593 $ 25,347 $ 7,613 $ — $ 486,926 Current period gross write-off (64) $ (487) $ (295) $ (145) $ (69) $ (80) $ — $ (1,140) Consumer Current $ 12,453 $ 23,303 $ 10,442 $ 7,999 $ 15,176 $ 24,056 $ 26,058 $ 119,487 30-59 Days Past Due 21 156 28 32 129 366 38 770 60-89 Days Past Due 11 82 40 14 47 21 17 232 90+ Days Past Due 63 72 10 — — 4 3 152 Total Consumer $ 12,548 $ 23,613 $ 10,520 $ 8,045 $ 15,352 $ 24,447 $ 26,116 $ 120,641 Current period gross write-off (43) $ (66) $ (124) $ (851) $ (23) $ (679) $ (83) $ (1,869) Total Consumer Current $ 252,819 $ 554,816 $ 395,021 $ 219,529 $ 73,581 $ 246,770 $ 522,347 $ 2,264,883 30-59 Days Past Due 820 4,387 1,828 893 641 4,499 2,223 15,291 60-89 Days Past Due 461 556 338 72 143 1,676 1,091 4,337 90+ Days Past Due 99 282 1,747 112 23 2,766 1,098 6,127 Nonaccrual 244 1,149 960 120 97 9,110 2,855 14,535 Total Consumer $ 254,443 $ 561,190 $ 399,894 $ 220,726 $ 74,485 $ 264,821 $ 529,614 $ 2,305,173 Current period gross write-off (107) $ (569) $ (443) $ (996) $ (161) $ (854) $ (138) $ (3,268)

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	3 Months Ended
GOODWILL AND INTANGIBLE ASSETS (Tables)	Mar. 31, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of goodwill and intangible assets by operating segment	The following table presents the Company’s goodwill and intangible assets by operating segment as of the periods ended (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total March 31, 2024 Goodwill $ 639,180 $ 286,031 $ — $ 925,211 Intangible Assets 1,238 936 15,114 17,288 December 31, 2023 Goodwill $ 639,180 $ 286,031 $ — $ 925,211 Intangible Assets 1,302 989 16,892 19,183
Estimated Remaining Amortization Expense of Intangibles	As of March 31, 2024, the estimated remaining amortization expense of intangibles is as follows for the years ending (dollars in thousands): For the remaining nine months of 2024 $ 5,041 2025 5,289 2026 3,654 2027 2,068 2028 843 Thereafter 393 Total estimated amortization expense $ 17,288

LEASES (Tables)

LEASES (Tables)	3 Months Ended
LEASES (Tables)	Mar. 31, 2024
Leases [Abstract]
Net Investment in Sales-Type and Direct Financing Lease	Total net investment in sales-type and direct financing leases consists of the following as of the periods ended (dollars in thousands): March 31, 2024 December 31, 2023 Sales-type and direct financing leases: Lease receivables, net of unearned income and deferred selling profit $ 451,861 $ 409,264 Unguaranteed residual values, net of unearned income and deferred selling profit 25,726 21,484 Total net investment in sales-type and direct financing leases $ 477,587 $ 430,748
Lessee Lease Portfolio and Other Supplemental Lease Information	The tables below provide information about the Company’s lessee lease portfolio and other supplemental lease information for the following periods ended (dollars in thousands): March 31, 2024 December 31, 2023 Operating Finance Operating Finance ROU assets $ 70,704 $ 4,440 $ 71,788 $ 4,669 Lease liabilities 76,140 6,735 78,043 7,052 Lease Term and Discount Rate of Operating leases: Weighted-average remaining lease term (years) 11.72 4.83 11.75 5.08 Weighted-average discount rate (1) 6.25 % 1.17 % 6.21 % 1.17 % (1) A lease implicit rate or an incremental borrowing rate is used based on information available at commencement date of lease or at remeasurement date.
Other Lease Information	Three months ended March 31, 2024 2023 Cash paid for amounts included in measurement of lease liabilities: Operating Cash Flows from Finance Leases $ 20 $ 24 Operating Cash Flows from Operating Leases 3,403 2,812 Financing Cash Flows from Finance Leases 317 306 ROU assets obtained in exchange for lease obligations: Operating leases $ 1,007 $ 852
Lease Cost	Three months ended March 31, 2024 2023 Net Operating Lease Cost $ 3,102 $ 2,240 Finance Lease Cost: Amortization of right-of-use assets 230 230 Interest on lease liabilities 20 24 Total Lease Cost $ 3,352 $ 2,494
Maturities of Lessor and Lessee Arrangements Outstanding	The maturities of lessor and lessee arrangements outstanding are presented in the table below for the years ending (dollars in thousands): March 31, 2024 Lessor Lessee Sales-type and Direct Financing Operating Finance For the remaining nine months of 2024 $ 85,120 $ 10,009 $ 1,021 2025 100,667 12,670 1,392 2026 90,286 10,142 1,427 2027 90,176 8,776 1,462 2028 66,633 7,831 1,499 Thereafter 97,729 64,120 127 Total undiscounted cash flows 530,611 113,548 6,928 Less: Adjustments (1) 78,750 37,408 193 Total (2) $ 451,861 $ 76,140 $ 6,735 (1) Lessor – unearned income and unearned guaranteed residual value; Lessee – imputed interest. (2) Represents lease receivables for lessor arrangements and lease liabilities for lessee arrangements.

BORROWINGS (Tables)

BORROWINGS (Tables)	3 Months Ended
BORROWINGS (Tables)	Mar. 31, 2024
Borrowings [Abstract]
Short-Term Borrowings	Total short-term borrowings consist of the following as of the periods ended (dollars in thousands): March 31, December 31, 2024 2023 Securities sold under agreements to repurchase $ 66,405 $ 110,833 Federal Funds Purchased — 90,000 FHLB Advances 600,000 720,000 Total short-term borrowings $ 666,405 $ 920,833 Average outstanding balance during the period $ 614,681 $ 573,553 Average interest rate during the period 5.34 % 4.73 % Average interest rate at end of period 5.33 % 5.15 %
Long-Term Borrowings	Total long-term borrowings consist of the following as of March 31, 2024 (dollars in thousands): Spread to Principal 3-Month SOFR (1) Rate (2) Maturity Investment (3) Trust Preferred Capital Securities Trust Preferred Capital Note – Statutory Trust I $ 22,500 2.75 % 8.31 % 6/17/2034 $ 696 Trust Preferred Capital Note – Statutory Trust II 36,000 1.40 % 6.96 % 6/15/2036 1,114 VFG Limited Liability Trust I Indenture 20,000 2.73 % 8.29 % 3/18/2034 619 FNB Statutory Trust II Indenture 12,000 3.10 % 8.66 % 6/26/2033 372 Gateway Capital Statutory Trust I 8,000 3.10 % 8.66 % 9/17/2033 248 Gateway Capital Statutory Trust II 7,000 2.65 % 8.21 % 6/17/2034 217 Gateway Capital Statutory Trust III 15,000 1.50 % 7.06 % 5/30/2036 464 Gateway Capital Statutory Trust IV 25,000 1.55 % 7.11 % 7/30/2037 774 MFC Capital Trust II 5,000 2.85 % 8.41 % 1/23/2034 155 Total Trust Preferred Capital Securities $ 150,500 $ 4,659 Subordinated Debt (4) 2031 Subordinated Debt 250,000 — % 2.875 % 12/15/2031 Total Subordinated Debt (5) $ 250,000 Fair Value Discount (6) (13,840) Investment in Trust Preferred Capital Securities 4,659 Total Long-term Borrowings $ 391,319 (1) Three-Month CME SOFR + 0.262% . (2) Rate as of March 31, 2024. Calculated using non-rounded numbers. (3) Represents the junior subordinated debentures owned by the Company in trust and is reported in “Other assets” on the Company’s Consolidated Balance Sheets . (4) Subordinated notes qualify as Tier 2 capital for the Company for regulatory purposes. (5) Fixed-to-floating rate notes. On December 15, 2026, the interest rate changes to a floating rate of the then current Three-Month Term SOFR plus a spread of 186 bps through its maturity date or earlier redemption. The notes may be redeemed before maturity on any interest payment date occurring on or after December 15, 2026. (6) Remaining discounts of $11.4 million and $2.4 million on Trust Preferred Capital Securities and Subordinated Debt, respectively. Total long-term borrowings consist of the following as of December 31, 2023 (dollars in thousands): Spread to Principal 3-Month SOFR (1) Rate (2) Maturity Investment (3) Trust Preferred Capital Securities Trust Preferred Capital Note – Statutory Trust I $ 22,500 2.75 % 8.34 % 6/17/2034 $ 696 Trust Preferred Capital Note – Statutory Trust II 36,000 1.40 % 6.99 % 6/15/2036 1,114 VFG Limited Liability Trust I Indenture 20,000 2.73 % 8.32 % 3/18/2034 619 FNB Statutory Trust II Indenture 12,000 3.10 % 8.69 % 6/26/2033 372 Gateway Capital Statutory Trust I 8,000 3.10 % 8.69 % 9/17/2033 248 Gateway Capital Statutory Trust II 7,000 2.65 % 8.24 % 6/17/2034 217 Gateway Capital Statutory Trust III 15,000 1.50 % 7.09 % 5/30/2036 464 Gateway Capital Statutory Trust IV 25,000 1.55 % 7.14 % 7/30/2037 774 MFC Capital Trust II 5,000 2.85 % 8.44 % 1/23/2034 155 Total Trust Preferred Capital Securities $ 150,500 $ 4,659 Subordinated Debt (4) 2031 Subordinated Debt 250,000 — % 2.875 % 12/15/2031 Total Subordinated Debt (5) $ 250,000 Fair Value Discount (6) (14,134) Investment in Trust Preferred Capital Securities 4,659 Total Long-term Borrowings $ 391,025 (1) Three-Month CME SOFR + 0.262% . (2 ) Rate as of December 31, 2023. Calculated using non-rounded numbers. (3 ) Represents the junior subordinated debentures owned by the Company in trust and is reported in “Other assets” on the Company’s Consolidated Balance Sheets. (4) Subordinated notes qualify as Tier 2 capital for the Company for regulatory purposes. (5) Fixed-to-floating rate notes. On December 15, 2026, the interest changes to a floating rate of the then current Three-Month Term SOFR plus a spread of 186 bps through its maturity date or earlier redemption. The notes may be redeemed before maturity on any interest payment date occurring on or after December 15, 2026. (6) Remaining discounts of $11.7 million and $2.5 million on Trust Preferred Capital Securities and Subordinated Debt, respectively.
Contractual Maturities of Long-Term Debt	As of March 31, 2024, the contractual maturities of long-term debt are as follows for the years ending (dollars in thousands): Trust Preferred Total Capital Subordinated Fair Value Long-term Notes Debt Discount (1) Borrowings For the remaining nine months of 2024 $ — $ — $ (893) $ (893) 2025 — — (1,211) (1,211) 2026 — — (1,236) (1,236) 2027 — — (1,263) (1,263) 2028 — — (1,293) (1,293) Thereafter 155,159 250,000 (7,944) 397,215 Total long-term borrowings $ 155,159 $ 250,000 $ (13,840) $ 391,319 (1) Includes discount on Trust Preferred Capital Securities and Subordinated Debt.

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	3 Months Ended
COMMITMENTS AND CONTINGENCIES (Tables)	Mar. 31, 2024
Commitments and Contingencies Disclosure [Abstract]
Balances of Commitments and Contingencies	The following table presents the balances of commitments and contingencies as of the periods ended (dollars in thousands): March 31, 2024 December 31, 2023 Commitments with off-balance sheet risk: Commitments to extend credit (1) $ 5,865,505 $ 5,961,238 Letters of credit 126,106 140,498 Total commitments with off-balance sheet risk $ 5,991,611 $ 6,101,736 (1) Includes unfunded overdraft protection .
Schedule of Pledged Assets, Not Separately Reported on Statement of Financial Position	As part of the Company’s liquidity management strategy, the Company pledges collateral to secure various financing and other activities that occur during the normal course of business. The following tables present the types of collateral pledged as of the periods ended (dollars in thousands): Pledged Assets as of March 31, 2024 AFS HTM Cash Securities (1) Securities (1) Loans (2) Total Public deposits $ — $ 754,132 $ 615,378 $ — $ 1,369,510 Repurchase agreements — 199,975 — — 199,975 FHLB advances — 46,448 — 3,244,890 3,291,338 Derivatives 156,891 60,868 — — 217,759 Federal Reserve Discount Window — — — 394,700 394,700 Other purposes — 16,836 — — 16,836 Total pledged assets $ 156,891 $ 1,078,259 $ 615,378 $ 3,639,590 $ 5,490,118 (1) Balance represents market value. (2) Balance represents book value. Pledged Assets as of December 31, 2023 AFS HTM Cash Securities (1) Securities (1) Loans (2) Total Public deposits $ — $ 749,398 $ 621,494 $ — $ 1,370,892 Repurchase agreements — 174,075 — — 174,075 FHLB advances — 48,718 — 2,960,926 3,009,644 Derivatives 154,382 61,311 — — 215,693 Federal Reserve Discount Window (3) — 411,661 17,356 418,468 847,485 Other purposes — 15,591 — — 15,591 Total pledged assets $ 154,382 $ 1,460,754 $ 638,850 $ 3,379,394 $ 5,633,380 (1) Balance represents market value. (2) Balance represents book value. (3) Includes AFS and HTM securities pledged under the BTFP program.

DERIVATIVES (Tables)

DERIVATIVES (Tables)	3 Months Ended
DERIVATIVES (Tables)	Mar. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Summary of the Derivatives	The following table summarizes key elements of the Company’s derivative instruments as of the periods ended, segregated by derivatives that are considered accounting hedges and those that are not (dollars in thousands): March 31, 2024 December 31, 2023 Derivative (2) Derivative (2) Notional or Notional or Contractual Contractual Amount (1) Assets Liabilities Amount (1) Assets Liabilities Derivatives designated as accounting hedges: Interest rate contracts: (3) Cash flow hedges $ 900,000 $ — $ 9,442 $ 900,000 $ 1,419 $ 4,359 Fair value hedges: Loans 76,830 1,922 — 78,072 1,633 — Securities 50,000 1,898 — 50,000 1,329 — Derivatives not designated as accounting hedges: Interest rate contracts (3)(4) 6,603,129 95,427 216,438 6,595,975 88,646 202,202 Foreign exchange contracts 12,758 12 897 12,726 16 1,219 Cash collateral (received)/pledged (5) — $ (15,080) $ — — $ (14,879) $ — (1) Notional amounts are not recorded on the Company’s Consolidated Balance Sheets and are generally used only as a basis on which interest and other payments are determined. (2) Balances represent fair value of derivative financial instruments. (3) The Company’s cleared derivatives are classified as a single-unit of accounting, resulting in the fair value of the designated swap being reduced by the variation margin, which is treated as settlement of the related derivatives fair value for accounting purposes and is reported on a net basis. (4) Includes RPAs. (5) The fair value of derivative assets and liabilities is presented on a gross basis. The Company has not applied collateral netting; as such the amounts of cash collateral received or pledged are not offset against the derivative assets and derivative liabilities in the Consolidated Balance Sheets.
Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location	The following table summarizes the carrying value of the Company’s hedged assets in fair value hedges and the associated cumulative basis adjustments included in those carrying values as of the periods ended (dollars in thousands): March 31, 2024 December 31, 2023 Cumulative Cumulative Amount of Basis Amount of Basis Adjustments Adjustments Included in the Included in the Carrying Amount Carrying Carrying Amount Carrying of Hedged Amount of the of Hedged Amount of the Assets/(Liabilities) Hedged Assets/(Liabilities) Hedged Amount (1) Assets/(Liabilities) Amount (1) Assets/(Liabilities) Line items on the Consolidated Balance Sheets in which the hedged item is included: Securities available-for-sale (1) (2) $ 80,236 $ (1,888) $ 82,203 $ (1,323) Loans (3) 76,830 (10,507) 78,072 (9,392) (1) These amounts include the amortized cost basis of the investment securities designated in hedging relationships for which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. The amount of the designated hedged item at March 31, 2024 and December 31, 2023 totaled $50 million. (2) Carrying value represents amortized cost. (3) The fair value of the swaps associated with the derivative related to hedged items at March 31, 2024 and December 31, 2023 was an unrealized gain of $10.7 million and $9.6 million, respectively.

STOCKHOLDERS' EQUITY (Tables)

STOCKHOLDERS' EQUITY (Tables)	3 Months Ended
STOCKHOLDERS' EQUITY (Tables)	Mar. 31, 2024
Equity [Abstract]
Change in Accumulated Other Comprehensive Income	The change in AOCI for the three months ended March 31, 2024 is summarized as follows, net of tax (dollars in thousands): Unrealized Gains (Losses) Unrealized for AFS Unrealized (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) on Securities HTM Flow Hedge BOLI Total AOCI (loss) – December 31, 2023 $ (302,532) $ 6 $ (42,165) $ 1,342 $ (343,349) Other comprehensive (loss) income: Other comprehensive loss before reclassification (20,501) — (10,253) (16) (30,770) Amounts reclassified from AOCI into earnings (2) (2) — (175) (179) Net current period other comprehensive loss (20,503) (2) (10,253) (191) (30,949) AOCI (loss) – March 31, 2024 $ (323,035) $ 4 $ (52,418) $ 1,151 $ (374,298) The change in AOCI for the three months ended March 31, 2023 is summarized as follows, net of tax (dollars in thousands): Unrealized Gain (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) Securities HTM Flow Hedge on BOLI Total AOCI (loss) – December 31, 2022 $ (363,919) $ 17 $ (54,610) $ 226 $ (418,286) Other comprehensive (loss) income: Other comprehensive income before reclassification 32,068 — 13,714 10 45,792 Amounts reclassified from AOCI into earnings 10,586 (3) — (22) 10,561 Net current period other comprehensive income (loss) 42,654 (3) 13,714 (12) 56,353 AOCI (loss) – March 31, 2023 $ (321,265) $ 14 $ (40,896) $ 214 $ (361,933)

FAIR VALUE MEASUREMENTS (Tables

FAIR VALUE MEASUREMENTS (Tables)	3 Months Ended
FAIR VALUE MEASUREMENTS (Tables)	Mar. 31, 2024
Fair Value Disclosures [Abstract]
Schedule of Financial Assets and Liabilities Measured at Fair Value on Recurring Basis	The following table presents the balances of financial assets and liabilities measured at fair value on a recurring basis as of the periods ended (dollars in thousands): Fair Value Measurements at March 31, 2024 using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Level 1 Level 2 Level 3 Balance ASSETS AFS securities: U.S. government and agency securities $ 60,868 $ 1,868 $ — $ 62,736 Obligations of states and political subdivisions — 461,850 — 461,850 Corporate and other bonds (1) — 250,264 — 250,264 MBS — 1,425,587 — 1,425,587 Other securities — 1,779 — 1,779 LHFS — 12,200 — 12,200 Financial Derivatives (2) — 99,259 — 99,259 LIABILITIES Financial Derivatives (2) $ — $ 226,777 $ — $ 226,777 (1) Other bonds include asset-backed securities. (2) Includes hedged and non-hedged derivatives. Fair Value Measurements at December 31, 2023 using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Level 1 Level 2 Level 3 Balance ASSETS AFS securities: U.S. government and agency securities $ 61,311 $ 2,045 $ — $ 63,356 Obligations of states and political subdivisions — 475,447 — 475,447 Corporate and other bonds (1) — 241,889 — 241,889 MBS — 1,448,817 — 1,448,817 Other securities — 1,752 — 1,752 LHFS — 6,710 — 6,710 Financial Derivatives (2) — 93,027 — 93,027 LIABILITIES Financial Derivatives (2) $ — $ 206,561 $ — $ 206,561 (1) Other bonds include asset-backed securities. (2) Includes hedged and non-hedged derivatives.
Carrying Values and Estimated Fair Values of the Company's Financial Instruments	The carrying values and estimated fair values of the Company’s financial instruments as of the periods ended are as follows (dollars in thousands): Fair Value Measurements at March 31, 2024 using Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Total Fair Identical Assets Inputs Inputs Value Carrying Value Level 1 Level 2 Level 3 Balance ASSETS Cash and cash equivalents $ 396,670 $ 396,670 $ — $ — $ 396,670 AFS securities 2,202,216 60,868 2,141,348 — 2,202,216 HTM securities 828,928 — 790,123 1,222 791,345 Restricted stock 110,272 — 110,272 — 110,272 LHFS 12,200 — 12,200 — 12,200 LHFI, net of deferred fees and costs 15,851,628 — — 15,235,459 15,235,459 Financial Derivatives (1) 99,259 — 99,259 — 99,259 Accrued interest receivable 90,299 — 90,299 — 90,299 BOLI 455,885 — 455,885 — 455,885 LIABILITIES Deposits $ 17,278,435 $ — $ 17,254,950 $ — $ 17,254,950 Borrowings 1,057,724 — 990,347 — 990,347 Accrued interest payable 26,175 — 26,175 — 26,175 Financial Derivatives (1) 226,777 — 226,777 — 226,777 (1) Includes hedged and non-hedged derivatives. Fair Value Measurements at December 31, 2023 using Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Total Fair Identical Assets Inputs Inputs Value Carrying Value Level 1 Level 2 Level 3 Balance ASSETS Cash and cash equivalents $ 378,131 $ 378,131 $ — $ — $ 378,131 AFS securities 2,231,261 61,311 2,169,950 — 2,231,261 HTM securities 837,378 — 806,834 1,240 808,074 Restricted stock 115,472 — 115,472 — 115,472 LHFS 6,710 — 6,710 — 6,710 LHFI, net of deferred fees and costs 15,635,043 — — 15,148,256 15,148,256 Financial Derivatives (1) 93,027 — 93,027 — 93,027 Accrued interest receivable 91,370 — 91,370 — 91,370 BOLI 452,565 — 452,565 — 452,565 LIABILITIES Deposits $ 16,818,129 $ — $ 16,799,791 $ — $ 16,799,791 Borrowings 1,311,858 — 1,154,694 — 1,154,694 Accrued interest payable 20,528 — 20,528 — 20,528 Financial Derivatives (1) 206,561 — 206,561 — 206,561 (1) Includes hedged and non-hedged derivatives.

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	3 Months Ended
EARNINGS PER SHARE (Tables)	Mar. 31, 2024
Earnings Per Share [Abstract]
Reconciliation of the Denominators of the Basic and Diluted EPS Computations	The following table presents basic and diluted EPS calculations for the periods ended (dollars in thousands except per share data): Three Months Ended March 31, 2024 2023 Net Income Net Income $ 49,769 $ 35,653 Less: Preferred Stock Dividends 2,967 2,967 Net income available to common shareholders $ 46,802 $ 32,686 Weighted average shares outstanding, basic 75,197 74,832 Dilutive effect of stock awards — 3 Weighted average shares outstanding, diluted 75,197 74,835 Earnings per common share, basic $ 0.62 $ 0.44 Earnings per common share, diluted $ 0.62 $ 0.44

SEGMENT REPORTING AND REVENUE (

SEGMENT REPORTING AND REVENUE (Tables)	3 Months Ended
SEGMENT REPORTING AND REVENUE (Tables)	Mar. 31, 2024
Revenue from Contract with Customer [Abstract]
Schedule of operating segment results	The following tables present the Company’s operating segment results for the three months ended March 31, (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total 2024 Net interest income $ 80,874 $ 69,237 $ (2,286) $ 147,825 Provision for credit losses 5,366 2,873 — 8,239 Net interest income after provision for credit losses 75,508 66,364 (2,286) 139,586 Noninterest income 8,363 12,615 4,574 25,552 Noninterest expenses 44,299 55,536 5,438 105,273 Income before income taxes $ 39,572 $ 23,443 $ (3,150) $ 59,865 2023 Net interest income $ 67,540 $ 63,145 $ 22,758 $ 153,443 Provision for credit losses 10,487 1,340 23 11,850 Net interest income after provision for credit losses 57,053 61,805 22,735 141,593 Noninterest income 7,414 12,178 (9,964) 9,628 Noninterest expenses 42,123 57,246 8,905 108,274 Income before income taxes $ 22,344 $ 16,737 $ 3,866 $ 42,947
Schedule of operating segment results - balance sheet metrics	The following table presents the Company’s operating segment results for key balance sheet metrics as of the periods ended (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total March 31, 2024 LHFI, net of deferred fees and costs (1) $ 12,941,541 $ 2,921,874 $ (11,787) $ 15,851,628 Goodwill 639,180 286,031 — 925,211 Deposits 6,403,103 10,101,594 773,738 17,278,435 December 31, 2023 LHFI, net of deferred fees and costs (1) $ 12,688,833 $ 2,958,811 $ (12,601) $ 15,635,043 Goodwill 639,180 286,031 — 925,211 Deposits 6,403,432 9,816,562 598,135 16,818,129 (1) Corporate Other includes acquisition accounting fair value adjustments.
Schedule of Disaggregation of Revenue	Noninterest income disaggregated by major source for the three months ended March 31, consisted of the following (dollars in thousands): 2024 2023 Noninterest income: Service charges on deposit accounts (1) Overdraft fees $ 4,748 $ 4,823 Maintenance fees & other 3,821 3,079 Other service charges, commissions, and fees (1) 1,731 1,746 Interchange fees (1) 2,294 2,325 Fiduciary and asset management fees (1) Trust asset management fees 3,356 3,107 Brokerage management fees 1,482 1,155 Mortgage banking income 867 854 Gain (loss) on sale of securities 3 (13,400) Bank owned life insurance income 3,245 2,828 Loan-related interest rate swap fees 1,216 1,439 Other operating income 2,789 1,672 Total noninterest income $ 25,552 $ 9,628 (1) Income within scope of ASC 606, Revenue from Contracts with Customers.
Disaggregated noninterest income by segment	The following tables present noninterest income disaggregated by reportable operating segment for the three months ended March 31, (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other (1)(2) Total 2024 Noninterest income: Service charges on deposit accounts $ 2,611 $ 5,958 $ — $ 8,569 Other service charges, commissions and fees 396 1,335 — 1,731 Fiduciary and asset management fees 3,286 1,552 — 4,838 Mortgage banking income — 867 — 867 Other income 2,070 2,903 4,574 9,547 Total noninterest income $ 8,363 $ 12,615 $ 4,574 $ 25,552 2023 Noninterest income: Service charges on deposit accounts $ 1,975 $ 5,927 $ — $ 7,902 Other service charges, commissions and fees 445 1,301 — 1,746 Fiduciary and asset management fees 3,035 1,227 — 4,262 Mortgage banking income — 854 — 854 Other income 1,959 2,869 (9,964) (5,136) Total noninterest income $ 7,414 $ 12,178 $ (9,964) $ 9,628 (1) For the three months ended March 31, 2023, other income primarily includes $13.4 million of losses incurred on the sale of AFS securities, income from BOLI and equity method investment income. (2) For the three months ended March 31, 2024, other income primarily includes income from BOLI and equity method investment income .

SECURITIES AND OTHER INVESTME_3

SECURITIES AND OTHER INVESTMENTS (Narrative) (Details)	3 Months Ended	12 Months Ended
SECURITIES AND OTHER INVESTMENTS (Narrative) (Details)	Mar. 31, 2024 USD ($) security	Dec. 31, 2023 USD ($) security
Schedule Of Debt Investments [Line Items]
Available for sale securities past due or non-accrual	$ 0	$ 0
Available-for-sale securities, continuous unrealized loss position, 12 months or longer, accumulated loss	408,115,000	382,167,000
AFS securities in an unrealized loss, credit related impairment	0	0
Available for sale securities, allowance for credit losses	0	0
HTM securities past due or non accrual	0	0
Restricted equity securities consist of Federal Reserve Bank stock	67,000,000	67,000,000
Federal Home Loan Bank Stock	$ 43,200,000	$ 48,400,000
Restricted equity securities as a percentage of outstanding borrowings, required by FHLB	4.25%	4.25%
Restricted equity securities as a percentage of outstanding borrowings, required by FRB	6%	6%
Held-to-Maturity Securities
Schedule Of Debt Investments [Line Items]
Accrued interest receivable	$ 6,700,000	$ 8,400,000
Available-for-sale Securities
Schedule Of Debt Investments [Line Items]
Available for sale securities that had been in a continuous loss position for more than 12 months, Number of issues \| security	759	757
Accrued interest receivable	$ 9,100,000	$ 9,500,000
Non-agency collateralized mortgage obligations
Schedule Of Debt Investments [Line Items]
SSFA rating percentage	20%	20%

SECURITIES AND OTHER INVESTME_4

SECURITIES AND OTHER INVESTMENTS (Amortized Cost, Gross Unrealized Gains and Losses, and Estimated Fair Values of Investment Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	$ 2,613,078	$ 2,615,536
Gross Unrealized Gains	1,028	1,592
Gross Unrealized (Losses)	(411,890)	(385,867)
Total AFS securities, Estimated Fair Value	2,202,216	2,231,261
U.S. government and agency securities
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	62,561	62,367
Gross Unrealized Gains	208	1,023
Gross Unrealized (Losses)	(33)	(34)
Total AFS securities, Estimated Fair Value	62,736	63,356
Obligations of states and political subdivisions
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	585,749	586,865
Gross Unrealized Gains	14	33
Gross Unrealized (Losses)	(123,913)	(111,451)
Total AFS securities, Estimated Fair Value	461,850	475,447
Corporate and other bonds
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	267,621	261,656
Gross Unrealized Gains	83	7
Gross Unrealized (Losses)	(17,440)	(19,774)
Total AFS securities, Estimated Fair Value	250,264	241,889
Commercial
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	289,539	300,518
Gross Unrealized Gains	160	274
Gross Unrealized (Losses)	(44,365)	(43,146)
Total AFS securities, Estimated Fair Value	245,334	257,646
Commercial \| Agency
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	231,296	233,775
Gross Unrealized Gains	160	274
Gross Unrealized (Losses)	(42,609)	(41,181)
Total AFS securities, Estimated Fair Value	188,847	192,868
Commercial \| Non-agency
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	58,243	66,743
Gross Unrealized Gains	0	0
Gross Unrealized (Losses)	(1,756)	(1,965)
Total AFS securities, Estimated Fair Value	56,487	64,778
Residential
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	1,405,829	1,402,378
Gross Unrealized Gains	563	255
Gross Unrealized (Losses)	(226,139)	(211,462)
Total AFS securities, Estimated Fair Value	1,180,253	1,191,171
Residential \| Agency
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	1,322,392	1,312,538
Gross Unrealized Gains	350	114
Gross Unrealized (Losses)	(220,742)	(205,635)
Total AFS securities, Estimated Fair Value	1,102,000	1,107,017
Residential \| Non-agency
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	83,437	89,840
Gross Unrealized Gains	213	141
Gross Unrealized (Losses)	(5,397)	(5,827)
Total AFS securities, Estimated Fair Value	78,253	84,154
Other securities
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	1,779	1,752
Gross Unrealized Gains	0	0
Gross Unrealized (Losses)	0	0
Total AFS securities, Estimated Fair Value	$ 1,779	$ 1,752

SECURITIES AND OTHER INVESTME_5

SECURITIES AND OTHER INVESTMENTS (Schedule of Gross Unrealized Losses and Fair Value of Investments) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	$ 202,548	$ 205,602
Less than 12 Months, Unrealized Losses	(3,775)	(3,700)
More than 12 Months, Fair Value	1,782,125	1,862,395
More than 12 Months, Unrealized Losses	(408,115)	(382,167)
Total, Fair Value	1,984,673	2,067,997
Unrealized Losses, Total	(411,890)	(385,867)
U.S. government and agency securities
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	0	0
Less than 12 Months, Unrealized Losses	0	0
More than 12 Months, Fair Value	1,808	1,980
More than 12 Months, Unrealized Losses	(33)	(34)
Total, Fair Value	1,808	1,980
Unrealized Losses, Total	(33)	(34)
Obligations of states and political subdivisions
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	14,061	11,758
Less than 12 Months, Unrealized Losses	(2,301)	(2,090)
More than 12 Months, Fair Value	443,557	455,931
More than 12 Months, Unrealized Losses	(121,612)	(109,361)
Total, Fair Value	457,618	467,689
Unrealized Losses, Total	(123,913)	(111,451)
Corporate and other bonds
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	78,546	89,450
Less than 12 Months, Unrealized Losses	(348)	(531)
More than 12 Months, Fair Value	144,239	144,155
More than 12 Months, Unrealized Losses	(17,092)	(19,243)
Total, Fair Value	222,785	233,605
Unrealized Losses, Total	(17,440)	(19,774)
Commercial
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	49,823	35,665
Less than 12 Months, Unrealized Losses	(805)	(547)
More than 12 Months, Fair Value	182,426	208,435
More than 12 Months, Unrealized Losses	(43,560)	(42,599)
Total, Fair Value	232,249	244,100
Unrealized Losses, Total	(44,365)	(43,146)
Residential
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	60,118	68,729
Less than 12 Months, Unrealized Losses	(321)	(532)
More than 12 Months, Fair Value	1,010,095	1,051,894
More than 12 Months, Unrealized Losses	(225,818)	(210,930)
Total, Fair Value	1,070,213	1,120,623
Unrealized Losses, Total	(226,139)	(211,462)
Agency \| Commercial
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	35,287	35,665
Less than 12 Months, Unrealized Losses	(548)	(547)
More than 12 Months, Fair Value	140,475	143,657
More than 12 Months, Unrealized Losses	(42,061)	(40,634)
Total, Fair Value	175,762	179,322
Unrealized Losses, Total	(42,609)	(41,181)
Agency \| Residential
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	43,155	59,707
Less than 12 Months, Unrealized Losses	(273)	(491)
More than 12 Months, Fair Value	974,263	1,011,809
More than 12 Months, Unrealized Losses	(220,469)	(205,144)
Total, Fair Value	1,017,418	1,071,516
Unrealized Losses, Total	(220,742)	(205,635)
Non-agency \| Commercial
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	14,536	0
Less than 12 Months, Unrealized Losses	(257)	0
More than 12 Months, Fair Value	41,951	64,778
More than 12 Months, Unrealized Losses	(1,499)	(1,965)
Total, Fair Value	56,487	64,778
Unrealized Losses, Total	(1,756)	(1,965)
Non-agency \| Residential
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	16,963	9,022
Less than 12 Months, Unrealized Losses	(48)	(41)
More than 12 Months, Fair Value	35,832	40,085
More than 12 Months, Unrealized Losses	(5,349)	(5,786)
Total, Fair Value	52,795	49,107
Unrealized Losses, Total	$ (5,397)	$ (5,827)

SECURITIES AND OTHER INVESTME_6

SECURITIES AND OTHER INVESTMENTS (Schedule of Amortized Cost and Estimated Fair Value of Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
AFS Securities [Abstract]
Due in one year or less, Amortized Cost	$ 35,082	$ 52,427
Due in one year or less, Estimated Fair Value	34,745	51,936
Due after one year through five years, Amortized Cost	168,601	150,271
Due after one year through five years, Estimated Fair Value	167,029	149,545
Due after five years through ten years, Amortized Cost	253,073	282,309
Due after five years through ten years, Estimated Fair Value	234,773	261,720
Due after ten years, Amortized Cost	2,156,321	2,130,529
Due after ten years, Estimated Fair Value	1,765,668	1,768,060
Total AFS securities	2,613,078	2,615,536
Total AFS securities, Estimated Fair Value	2,202,216	2,231,261
HTM Securities [Abstract]
Due in one year or less, Carrying Value	1,048	3,065
Due in one year or less, Estimated Fair Value	1,042	3,058
Due after one year through five years, Carrying Value	31,730	34,093
Due after one year through five years, Estimated Fair Value	32,080	34,613
Due after five years through ten years, Carrying Value	67,865	45,919
Due after five years through ten years, Estimated Fair Value	66,426	45,263
Due after ten years, Carrying Value	728,285	754,301
Due after ten years, Estimated Fair Value	691,797	725,140
Total HTM Securities	828,928	837,378
Total HTM securities, Estimated Fair Value	$ 791,345	$ 808,074

SECURITIES AND OTHER INVESTME_7

SECURITIES AND OTHER INVESTMENTS (Amortized Cost of HTM Securities by Security Type and Credit Rating) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
HTM Securities, Amortized Cost	$ 828,928	$ 837,378
Moody's AAA/AA/A
HTM Securities, Amortized Cost	694,459	698,219
Moody's BBB/BB/B
HTM Securities, Amortized Cost	1,160	1,166
Moody's Not Rated - Agency
HTM Securities, Amortized Cost	67,305	68,039
Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	66,004	69,954
Obligations of states and political subdivisions
HTM Securities, Amortized Cost	695,952	699,189
Obligations of states and political subdivisions \| Moody's AAA/AA/A
HTM Securities, Amortized Cost	685,273	688,499
Obligations of states and political subdivisions \| Moody's BBB/BB/B
HTM Securities, Amortized Cost	1,160	1,166
Obligations of states and political subdivisions \| Moody's Not Rated - Agency
HTM Securities, Amortized Cost	0	0
Obligations of states and political subdivisions \| Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	9,519	9,524
Corporate and other bonds
HTM Securities, Amortized Cost	4,230	4,349
Corporate and other bonds \| Moody's AAA/AA/A
HTM Securities, Amortized Cost	0	0
Corporate and other bonds \| Moody's BBB/BB/B
HTM Securities, Amortized Cost	0	0
Corporate and other bonds \| Moody's Not Rated - Agency
HTM Securities, Amortized Cost	0	0
Corporate and other bonds \| Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	4,230	4,349
Mortgage-backed securities
HTM Securities, Amortized Cost	128,746	133,840
Mortgage-backed securities \| Moody's AAA/AA/A
HTM Securities, Amortized Cost	9,186	9,720
Mortgage-backed securities \| Moody's BBB/BB/B
HTM Securities, Amortized Cost	0	0
Mortgage-backed securities \| Moody's Not Rated - Agency
HTM Securities, Amortized Cost	67,305	68,039
Mortgage-backed securities \| Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	$ 52,255	$ 56,081

SECURITIES AND OTHER INVESTME_8

SECURITIES AND OTHER INVESTMENTS (Schedule of Carrying Value, Gross Unrealized Gains and Losses and Estimated Fair Value of Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	$ 828,928	$ 837,378
Gross Unrealized Gains	2,986	6,334
Gross Unrealized Losses	(40,569)	(35,638)
Held-to-maturity Securities, Fair Value	791,345	808,074
Obligations of states and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	695,952	699,189
Gross Unrealized Gains	2,851	6,175
Gross Unrealized Losses	(27,308)	(23,464)
Held-to-maturity Securities, Fair Value	671,495	681,900
Corporate and other bonds
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	4,230	4,349
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(182)	(100)
Held-to-maturity Securities, Fair Value	4,048	4,249
Mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	128,746	133,840
Commercial
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	50,814	51,980
Gross Unrealized Gains	14	37
Gross Unrealized Losses	(6,312)	(6,019)
Held-to-maturity Securities, Fair Value	44,516	45,998
Residential
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	77,932	81,860
Gross Unrealized Gains	121	122
Gross Unrealized Losses	(6,767)	(6,055)
Held-to-maturity Securities, Fair Value	71,286	75,927
Agency \| Commercial
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	27,377	27,477
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(5,819)	(5,570)
Held-to-maturity Securities, Fair Value	21,558	21,907
Agency \| Residential
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	39,928	40,562
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(6,365)	(5,713)
Held-to-maturity Securities, Fair Value	33,563	34,849
Non-agency \| Commercial
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	23,437	24,503
Gross Unrealized Gains	14	37
Gross Unrealized Losses	(493)	(449)
Held-to-maturity Securities, Fair Value	22,958	24,091
Non-agency \| Residential
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	38,004	41,298
Gross Unrealized Gains	121	122
Gross Unrealized Losses	(402)	(342)
Held-to-maturity Securities, Fair Value	$ 37,723	$ 41,078

SECURITIES AND OTHER INVESTME_9

SECURITIES AND OTHER INVESTMENTS (Gross Realized Gains and Losses on the Sale of Securities) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Securities [Abstract]
Gross realized gains	$ 3	$ 1,346
Gross realized losses	0	(14,746)
Net realized gains (losses)	3	(13,400)
Proceeds from sales of securities	$ 61,943	$ 558,466

LOANS AND ALLOWANCE FOR LOAN _3

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Loans Stated at Face Amount, Net of Unearned Income) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023	Dec. 31, 2022
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	$ 15,851,628	$ 15,635,043
Total Allowance for credit losses	(136,190)	(132,182)	$ (116,512)	$ (110,768)
Total loans held for investment, net	15,715,438	15,502,861
Loans receivable, deferred fees and costs	92,500	79,700
Construction and Land Development
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	1,246,251	1,107,850
Commercial Real Estate - Owner Occupied
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	1,981,613	1,998,787
Commercial Real Estate - Non-Owner Occupied
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	4,225,018	4,172,401
Multifamily Real Estate
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	1,074,957	1,061,997
Commercial and Industrial
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	3,561,971	3,589,347
Residential 1-4 Family - Commercial
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	515,667	522,580
Residential 1-4 Family - Mortgage
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	1,081,094	1,078,173
Residential 1-4 Family - Revolving
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	616,951	619,433
Auto
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	440,118	486,926
Consumer
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	113,414	120,641
Other Commercial
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	$ 994,574	$ 876,908

LOANS AND ALLOWANCE FOR LOAN _4

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Narrative) (Details)	3 Months Ended		12 Months Ended
	Mar. 31, 2024 USD ($) segment loan	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans, interest income	$ 0		$ 0
Loans under modified terms		$ 20,541,000
Total Allowance for credit losses	136,190,000	116,512,000	132,182,000	$ 110,768,000
Transfer from LHFI to LHFS	$ 0	7,087,000
Number of operating segments \| segment	2
Loans held for investment, accrued interest receivable	$ 72,800,000		$ 72,500,000
Financing Receivable Accrued Interest After Allowance For Credit Loss Statement Of Financial Position Extensible List Not Disclosed (Flag)	true		true
Commercial Portfolio
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Allowance for credit losses	$ 110,528,000	88,086,000	$ 105,896,000	$ 82,753,000
Troubled Loan Modifications
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unfunded commitments on TLM loans	1,100,000	4,400,000
TLM loans that went into default	$ 1,000,000
Troubled Loan Modifications \| Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of loans designated as TLMS currently past due \| loan	3
TLMs that are past due	$ 3,400,000	$ 0

LOANS AND ALLOWANCE FOR LOAN _5

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Summary of Aging of the Loan Portfolio by Class) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	$ 11,445	$ 13,863
Greater than 90 Days and still Accruing, % of total loans	0.07%	0.09%
Nonaccrual	$ 36,389	$ 36,860
Nonaccrual, % of total loans	0.23%	0.24%
Total Loans	$ 15,851,628	$ 15,635,043
Total loans, % of total loans	100%	100%
Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	$ 15,764,552	$ 15,549,784
Current, % of total loans	99.45%	99.45%
30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	$ 34,831	$ 29,120
Past Due, % of total loans	0.22%	0.19%
60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	$ 4,411	$ 5,416
Past Due, % of total loans	0.03%	0.03%
Construction and Land Development
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	$ 171	$ 25
Nonaccrual	342	348
Total Loans	1,246,251	1,107,850
Construction and Land Development \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,242,478	1,107,183
Construction and Land Development \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	2,163	270
Construction and Land Development \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,097	24
Commercial Real Estate - Owner Occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	3,634	2,579
Nonaccrual	2,888	3,001
Total Loans	1,981,613	1,998,787
Commercial Real Estate - Owner Occupied \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,971,428	1,991,632
Commercial Real Estate - Owner Occupied \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	3,663	1,575
Commercial Real Estate - Owner Occupied \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	0	0
Commercial Real Estate - Non-Owner Occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	1,197	2,967
Nonaccrual	10,335	12,616
Total Loans	4,225,018	4,172,401
Commercial Real Estate - Non-Owner Occupied \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	4,210,657	4,156,089
Commercial Real Estate - Non-Owner Occupied \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	2,271	545
Commercial Real Estate - Non-Owner Occupied \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	558	184
Multifamily Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	144	0
Nonaccrual	0	0
Total Loans	1,074,957	1,061,997
Multifamily Real Estate \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,074,813	1,061,851
Multifamily Real Estate \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	0	0
Multifamily Real Estate \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	0	146
Commercial and Industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	1,860	782
Nonaccrual	6,480	4,556
Total Loans	3,561,971	3,589,347
Commercial and Industrial \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	3,547,743	3,579,657
Commercial and Industrial \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	5,540	4,303
Commercial and Industrial \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	348	49
Residential 1-4 Family - Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	1,030	1,383
Nonaccrual	1,790	1,804
Total Loans	515,667	522,580
Residential 1-4 Family - Commercial \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	511,342	518,150
Residential 1-4 Family - Commercial \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,407	567
Residential 1-4 Family - Commercial \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	98	676
Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	1,641	4,470
Nonaccrual	10,990	11,098
Total Loans	1,081,094	1,078,173
Residential 1-4 Family - Mortgage \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,062,189	1,053,255
Total Loans	1,062,189	1,053,255
Residential 1-4 Family - Mortgage \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	6,070	7,546
Total Loans	6,070	7,546
Residential 1-4 Family - Mortgage \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	204	1,804
Total Loans	204	1,804
Residential 1-4 Family - Mortgage \| Greater Than 90 Days and still Accruing
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,641	4,470
Residential 1-4 Family - Mortgage \| Nonaccrual
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	10,990	11,098
Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	1,343	1,095
Nonaccrual	3,135	3,087
Total Loans	616,951	619,433
Residential 1-4 Family - Revolving \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	609,076	611,584
Total Loans	609,076	611,584
Residential 1-4 Family - Revolving \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,920	2,238
Total Loans	1,920	2,238
Residential 1-4 Family - Revolving \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,477	1,429
Total Loans	1,477	1,429
Residential 1-4 Family - Revolving \| Greater Than 90 Days and still Accruing
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,343	1,095
Residential 1-4 Family - Revolving \| Nonaccrual
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	3,135	3,087
Auto
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	284	410
Nonaccrual	429	350
Total Loans	440,118	486,926
Auto \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	435,883	480,557
Total Loans	435,883	480,557
Auto \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	3,192	4,737
Total Loans	3,192	4,737
Auto \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	330	872
Total Loans	330	872
Auto \| Greater Than 90 Days and still Accruing
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	284	410
Auto \| Nonaccrual
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	429	350
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	141	152
Nonaccrual	0	0
Total Loans	113,414	120,641
Consumer \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	112,658	119,487
Total Loans	112,658	119,487
Consumer \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	418	770
Total Loans	418	770
Consumer \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	197	232
Total Loans	197	232
Consumer \| Greater Than 90 Days and still Accruing
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	141	152
Other Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	0	0
Nonaccrual	0	0
Total Loans	994,574	876,908
Other Commercial \| Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	986,285	870,339
Other Commercial \| 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	8,187	6,569
Other Commercial \| 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	$ 102	$ 0

LOANS AND ALLOWANCE FOR LOAN _6

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Summary of Loans on Nonaccrual Status) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	$ 36,389	$ 36,860
Nonaccrual With No ALLL	10,101	4,835
Loans Past Due Over 90 Days Still Accruing	11,445	13,863
Construction and Land Development
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	342	348
Loans Past Due Over 90 Days Still Accruing	171	25
Commercial Real Estate - Owner Occupied
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	2,888	3,001
Loans Past Due Over 90 Days Still Accruing	3,634	2,579
Commercial Real Estate - Non-Owner Occupied
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	10,335	12,616
Nonaccrual With No ALLL	8,003	4,835
Loans Past Due Over 90 Days Still Accruing	1,197	2,967
Multifamily Real Estate
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	0
Loans Past Due Over 90 Days Still Accruing	144	0
Commercial and Industrial
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	6,480	4,556
Nonaccrual With No ALLL	2,098	0
Loans Past Due Over 90 Days Still Accruing	1,860	782
Residential 1-4 Family - Commercial
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	1,790	1,804
Loans Past Due Over 90 Days Still Accruing	1,030	1,383
Residential 1-4 Family - Mortgage
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	10,990	11,098
Loans Past Due Over 90 Days Still Accruing	1,641	4,470
Residential 1-4 Family - Revolving
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	3,135	3,087
Loans Past Due Over 90 Days Still Accruing	1,343	1,095
Auto
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	429	350
Loans Past Due Over 90 Days Still Accruing	284	410
Consumer
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	0
Loans Past Due Over 90 Days Still Accruing	141	152
Other Commercial
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	0
Loans Past Due Over 90 Days Still Accruing	$ 0	$ 0

LOANS AND ALLOWANCE FOR LOAN _7

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Troubled Loan Modifications) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 20,541
Term Extension
Financing Receivable, Modifications [Line Items]
Amortized Cost	20,304
Term Extension \| Construction and Land Development
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 1,344
% of Total Class of Financing Receivable	0.11%
Weighted-average years added to life of loan	6 months
Term Extension \| Commercial Real Estate - Non-Owner Occupied
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 18,792
% of Total Class of Financing Receivable	0.47%
Weighted-average years added to life of loan	6 months
Term Extension \| Residential 1-4 Family - Mortgage
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 168
% of Total Class of Financing Receivable	0.02%
Weighted-average years added to life of loan	18 years 2 months 12 days
Combination - Term Extension and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 237
Combination - Term Extension and Interest Rate Reduction \| Residential 1-4 Family - Mortgage
Financing Receivable, Modifications [Line Items]
Amortized Cost	$ 237
% of Total Class of Financing Receivable	0.02%
Weighted-average years added to life of loan	20 years 8 months 12 days
Weighted-average contractual interest rate before loan modification	7.50%
Weighted-average contractual interest rate after loan modification	7.40%

LOANS AND ALLOWANCE FOR LOAN _8

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Allowance for loan losses:
Balance, beginning of period	$ 132,182	$ 110,768
Loans charged off	(5,894)	(5,726)
Recoveries credited to allowance	977	1,167
Provision charged to operations	8,925	10,303
Balance, end of period	136,190	116,512
Commercial Portfolio
Allowance for loan losses:
Balance, beginning of period	105,896	82,753
Loans charged off	(4,939)	(5,007)
Recoveries credited to allowance	533	515
Provision charged to operations	9,038	9,825
Balance, end of period	110,528	88,086
Consumer Portfolio
Allowance for loan losses:
Balance, beginning of period	26,286	28,015
Loans charged off	(955)	(719)
Recoveries credited to allowance	444	652
Provision charged to operations	(113)	478
Balance, end of period	$ 25,662	$ 28,426

LOANS AND ALLOWANCE FOR LOAN _9

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Loans Receivables Related Risk Rating) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, Recorded Investment [Line Items]
Loans, Total	$ 15,851,628	$ 15,635,043
Construction and Land Development
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	57,737	289,984
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	366,207	445,328
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	464,098	214,089
Current period gross writeoff, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	185,530	41,573
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	46,865	11,139
Current period gross writeoff, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	47,495	41,600
Current period gross writeoff, Prior	0	(11)
Financing Receivable, Revolving Loans	78,319	64,137
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	1,246,251	1,107,850
Current period gross writeoff, Total	0	(11)
Construction and Land Development \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	57,737	289,786
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	363,088	440,473
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	457,043	192,148
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	160,837	19,536
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	24,735	10,934
Term Loans Amortized Cost Basis by Origination Year, Prior	41,955	38,841
Financing Receivable, Revolving Loans	78,319	64,137
Loans, Total	1,183,714	1,055,855
Construction and Land Development \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	84
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	1,764	3,611
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	3,912	16,249
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	19,419	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	152	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,065	2,127
Financing Receivable, Revolving Loans	0	0
Loans, Total	26,312	22,071
Construction and Land Development \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	65	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,898	4,444
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	4,375	1,332
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,332	0
Term Loans Amortized Cost Basis by Origination Year, Prior	3,247	367
Financing Receivable, Revolving Loans	0	0
Loans, Total	10,917	6,143
Construction and Land Development \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	114
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	1,290	1,244
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,245	1,248
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	899	20,705
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	20,646	205
Term Loans Amortized Cost Basis by Origination Year, Prior	1,228	265
Financing Receivable, Revolving Loans	0	0
Loans, Total	25,308	23,781
Commercial Real Estate - Owner Occupied
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	23,705	182,694
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	196,353	260,049
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	254,966	199,047
Current period gross writeoff, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	186,544	244,297
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	233,350	273,798
Current period gross writeoff, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,057,542	814,203
Current period gross writeoff, Prior	0	(141)
Financing Receivable, Revolving Loans	29,153	24,699
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	1,981,613	1,998,787
Current period gross writeoff, Total	0	(141)
Commercial Real Estate - Owner Occupied \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	23,705	175,627
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	188,641	257,889
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	252,826	194,030
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	185,331	239,549
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	226,092	259,502
Term Loans Amortized Cost Basis by Origination Year, Prior	973,171	750,180
Financing Receivable, Revolving Loans	27,960	23,689
Loans, Total	1,877,726	1,900,466
Commercial Real Estate - Owner Occupied \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	5,919
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	567	1,311
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	645	4,768
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	965	4,422
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	4,454	9,146
Term Loans Amortized Cost Basis by Origination Year, Prior	39,732	27,829
Financing Receivable, Revolving Loans	169	399
Loans, Total	46,532	53,794
Commercial Real Estate - Owner Occupied \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	786
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	6,979	849
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,495	249
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	248	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	448	5,150
Term Loans Amortized Cost Basis by Origination Year, Prior	17,141	9,549
Financing Receivable, Revolving Loans	1,024	611
Loans, Total	27,335	17,194
Commercial Real Estate - Owner Occupied \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	362
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	166	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	326
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	2,356	0
Term Loans Amortized Cost Basis by Origination Year, Prior	27,498	26,645
Financing Receivable, Revolving Loans	0	0
Loans, Total	30,020	27,333
Commercial Real Estate - Non-Owner Occupied
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	64,419	379,058
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	430,481	549,782
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	575,051	713,933
Current period gross writeoff, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	704,733	352,405
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	335,954	531,007
Current period gross writeoff, Four Years Before Current Fiscal Year	(3,386)	0
Term Loans Amortized Cost Basis by Origination Year, Prior	2,063,551	1,598,785
Current period gross writeoff, Prior	0	(3,528)
Financing Receivable, Revolving Loans	50,829	47,431
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	4,225,018	4,172,401
Current period gross writeoff, Total	(3,386)	(3,528)
Commercial Real Estate - Non-Owner Occupied \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	64,412	374,221
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	425,552	548,262
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	573,545	710,122
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	700,044	334,449
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	321,526	492,782
Term Loans Amortized Cost Basis by Origination Year, Prior	1,857,649	1,419,882
Financing Receivable, Revolving Loans	38,073	35,276
Loans, Total	3,980,801	3,914,994
Commercial Real Estate - Non-Owner Occupied \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	1,520
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,506	1,690
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,690	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	32,326
Term Loans Amortized Cost Basis by Origination Year, Prior	91,236	82,930
Financing Receivable, Revolving Loans	0	0
Loans, Total	94,432	118,466
Commercial Real Estate - Non-Owner Occupied \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	7	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	901	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	48,543	67,001
Financing Receivable, Revolving Loans	12,756	12,155
Loans, Total	62,207	79,156
Commercial Real Estate - Non-Owner Occupied \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	4,837
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	4,929	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	2,121
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	2,098	17,956
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	14,428	5,899
Term Loans Amortized Cost Basis by Origination Year, Prior	66,123	28,972
Financing Receivable, Revolving Loans	0	0
Loans, Total	87,578	59,785
Commercial and Industrial
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	266,614	984,106
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	868,395	689,376
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	649,577	411,809
Current period gross writeoff, Two Years Before Current Fiscal Year	(30)	(101)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	360,339	185,267
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	159,450	142,872
Current period gross writeoff, Four Years Before Current Fiscal Year	(114)	0
Term Loans Amortized Cost Basis by Origination Year, Prior	297,318	178,005
Current period gross writeoff, Prior	(7)	(17)
Financing Receivable, Revolving Loans	960,278	997,912
Current period gross writeoff, Revolving Loans	(512)	(1,812)
Loans, Total	3,561,971	3,589,347
Current period gross writeoff, Total	(663)	(1,930)
Commercial and Industrial \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	266,562	981,290
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	864,933	617,805
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	573,762	409,973
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	357,991	178,578
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	152,907	122,160
Term Loans Amortized Cost Basis by Origination Year, Prior	268,730	168,368
Financing Receivable, Revolving Loans	878,394	923,359
Loans, Total	3,363,279	3,401,533
Commercial and Industrial \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	2,708
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	3,261	38,711
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	49,919	512
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,591	1,379
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,910	18,065
Term Loans Amortized Cost Basis by Origination Year, Prior	22,547	4,943
Financing Receivable, Revolving Loans	26,697	22,832
Loans, Total	105,925	89,150
Commercial and Industrial \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	52	108
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	105	32,714
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	23,214	981
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	282	3,310
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	336	1,722
Term Loans Amortized Cost Basis by Origination Year, Prior	3,336	1,513
Financing Receivable, Revolving Loans	21,376	19,865
Loans, Total	48,701	60,213
Commercial and Industrial \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	96	146
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	2,682	343
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	475	2,000
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	4,297	925
Term Loans Amortized Cost Basis by Origination Year, Prior	2,705	3,181
Financing Receivable, Revolving Loans	33,811	31,856
Loans, Total	44,066	38,451
Multifamily Real Estate
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	3,268	36,133
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	35,948	129,854
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	129,418	321,918
Current period gross writeoff, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	342,949	222,422
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	220,999	49,582
Current period gross writeoff, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	290,993	252,028
Current period gross writeoff, Prior	0	0
Financing Receivable, Revolving Loans	51,382	50,060
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	1,074,957	1,061,997
Current period gross writeoff, Total	0	0
Multifamily Real Estate \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	3,268	21,911
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	21,729	129,854
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	129,418	321,918
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	342,949	222,172
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	220,749	45,879
Term Loans Amortized Cost Basis by Origination Year, Prior	286,990	250,887
Financing Receivable, Revolving Loans	51,382	50,060
Loans, Total	1,056,485	1,042,681
Multifamily Real Estate \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	110	914
Financing Receivable, Revolving Loans	0	0
Loans, Total	110	914
Multifamily Real Estate \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	250
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	250	0
Term Loans Amortized Cost Basis by Origination Year, Prior	79	81
Financing Receivable, Revolving Loans	0	0
Loans, Total	329	331
Multifamily Real Estate \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	14,222
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	14,219	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	3,703
Term Loans Amortized Cost Basis by Origination Year, Prior	3,814	146
Financing Receivable, Revolving Loans	0	0
Loans, Total	18,033	18,071
Residential 1-4 Family - Commercial
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	9,700	41,784
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	39,133	67,882
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	68,812	78,515
Current period gross writeoff, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	76,543	70,278
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	68,576	45,879
Current period gross writeoff, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	251,952	217,278
Current period gross writeoff, Prior	0	0
Financing Receivable, Revolving Loans	951	964
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	515,667	522,580
Current period gross writeoff, Total	0	0
Residential 1-4 Family - Commercial \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	9,700	41,631
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	38,830	67,495
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	68,137	77,321
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	75,323	69,779
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	68,081	44,498
Term Loans Amortized Cost Basis by Origination Year, Prior	238,145	203,125
Financing Receivable, Revolving Loans	593	604
Loans, Total	498,809	504,453
Residential 1-4 Family - Commercial \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	49
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	149	387
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	675	580
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	575	220
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	217	757
Term Loans Amortized Cost Basis by Origination Year, Prior	7,847	8,854
Financing Receivable, Revolving Loans	105	107
Loans, Total	9,568	10,954
Residential 1-4 Family - Commercial \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	47
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	36	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,455	1,302
Financing Receivable, Revolving Loans	0	0
Loans, Total	1,491	1,349
Residential 1-4 Family - Commercial \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	57
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	154	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	614
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	609	279
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	278	624
Term Loans Amortized Cost Basis by Origination Year, Prior	4,505	3,997
Financing Receivable, Revolving Loans	253	253
Loans, Total	5,799	5,824
Other Commercial
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	83,401	215,700
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	200,649	180,346
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	(101)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	174,951	165,732
Current period gross writeoff, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	160,733	114,870
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	108,830	123,519
Current period gross writeoff, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	190,314	66,891
Current period gross writeoff, Prior	(890)	(3,016)
Financing Receivable, Revolving Loans	75,696	9,850
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	994,574	876,908
Current period gross writeoff, Total	(890)	(3,117)
Other Commercial \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	83,401	201,252
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	200,038	180,346
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	167,887	165,732
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	153,248	114,838
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	108,801	123,515
Term Loans Amortized Cost Basis by Origination Year, Prior	185,488	62,284
Financing Receivable, Revolving Loans	75,597	9,850
Loans, Total	974,460	857,817
Other Commercial \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	14,355
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	7,064	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	7,485	32
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	29	4
Term Loans Amortized Cost Basis by Origination Year, Prior	4,205	3,977
Financing Receivable, Revolving Loans	0	0
Loans, Total	18,783	18,368
Other Commercial \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	93
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	90	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	617	630
Financing Receivable, Revolving Loans	99	0
Loans, Total	806	723
Other Commercial \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	521
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	4
Financing Receivable, Revolving Loans	0
Loans, Total	525
Commercial Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	508,844	2,129,459
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	2,137,166	2,322,617
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	(101)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	2,316,873	2,105,043
Current period gross writeoff, Two Years Before Current Fiscal Year	(30)	(101)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	2,017,371	1,231,112
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,174,024	1,177,796
Current period gross writeoff, Four Years Before Current Fiscal Year	(3,500)	0
Term Loans Amortized Cost Basis by Origination Year, Prior	4,199,165	3,168,790
Current period gross writeoff, Prior	(897)	(6,713)
Financing Receivable, Revolving Loans	1,246,608	1,195,053
Current period gross writeoff, Revolving Loans	(512)	(1,812)
Loans, Total	13,600,051	13,329,870
Current period gross writeoff, Total	(4,939)	(8,727)
Commercial Portfolio \| Pass
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	508,785	2,085,718
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	2,102,811	2,242,124
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	2,222,618	2,071,244
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,975,723	1,178,901
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,122,891	1,099,270
Term Loans Amortized Cost Basis by Origination Year, Prior	3,852,128	2,893,567
Financing Receivable, Revolving Loans	1,150,318	1,106,975
Loans, Total	12,935,274	12,677,799
Commercial Portfolio \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	23,115
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	5,741	45,540
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	63,721	23,799
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	31,725	6,053
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	6,762	60,298
Term Loans Amortized Cost Basis by Origination Year, Prior	166,742	131,574
Financing Receivable, Revolving Loans	26,971	23,338
Loans, Total	301,662	313,717
Commercial Portfolio \| Special Mention
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	59	1,034
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	7,239	33,563
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	26,607	5,674
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	5,842	4,892
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	2,366	6,872
Term Loans Amortized Cost Basis by Origination Year, Prior	74,418	80,443
Financing Receivable, Revolving Loans	35,255	32,631
Loans, Total	151,786	165,109
Commercial Portfolio \| Substandard
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	19,592
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	21,375	1,390
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	3,927	4,326
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	4,081	41,266
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	42,005	11,356
Term Loans Amortized Cost Basis by Origination Year, Prior	105,877	63,206
Financing Receivable, Revolving Loans	34,064	32,109
Loans, Total	$ 211,329	$ 173,245

LOANS AND ALLOWANCE FOR LOAN_10

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Loans Receivables Based on Delinquency Status) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, Recorded Investment [Line Items]
Loans, Total	$ 15,851,628	$ 15,635,043
Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	14,473	121,166
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	124,307	269,331
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	(16)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	271,874	268,543
Current period gross writeoff, Two Years Before Current Fiscal Year	0	(21)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	262,877	154,689
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	152,844	32,810
Current period gross writeoff, Four Years Before Current Fiscal Year	0	(69)
Term Loans Amortized Cost Basis by Origination Year, Prior	254,705	231,620
Current period gross writeoff, Prior	(19)	(95)
Financing Receivable, Revolving Loans	14	14
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	1,081,094	1,078,173
Current period gross writeoff, Total	(19)	(201)
Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	4,229	42,774
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	40,755	54,876
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	53,071	11,783
Current period gross writeoff, Two Years Before Current Fiscal Year	0	(3)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	11,466	4,399
Current period gross writeoff, Three Years Before Current Fiscal Year	(27)	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	4,232	976
Current period gross writeoff, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,947	1,141
Current period gross writeoff, Prior	0	0
Financing Receivable, Revolving Loans	501,251	503,484
Current period gross writeoff, Revolving Loans	(58)	(55)
Loans, Total	616,951	619,433
Current period gross writeoff, Total	(85)	(58)
Auto
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	504	77,955
Current period gross writeoff, Current Fiscal Year	0	(64)
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	72,034	213,370
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(47)	(487)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	196,037	109,048
Current period gross writeoff, Two Years Before Current Fiscal Year	(192)	(295)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	98,135	53,593
Current period gross writeoff, Three Years Before Current Fiscal Year	(82)	(145)
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	47,124	25,347
Current period gross writeoff, Four Years Before Current Fiscal Year	(38)	(69)
Term Loans Amortized Cost Basis by Origination Year, Prior	26,284	7,613
Current period gross writeoff, Prior	(21)	(80)
Financing Receivable, Revolving Loans	0	0
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	440,118	486,926
Current period gross writeoff, Total	(380)	(1,140)
Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	3,108	12,548
Current period gross writeoff, Current Fiscal Year	0	(43)
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	11,081	23,613
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(84)	(66)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	20,662	10,520
Current period gross writeoff, Two Years Before Current Fiscal Year	(20)	(124)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	9,513	8,045
Current period gross writeoff, Three Years Before Current Fiscal Year	(13)	(851)
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	7,416	15,352
Current period gross writeoff, Four Years Before Current Fiscal Year	(165)	(23)
Term Loans Amortized Cost Basis by Origination Year, Prior	36,175	24,447
Current period gross writeoff, Prior	(167)	(679)
Financing Receivable, Revolving Loans	25,459	26,116
Current period gross writeoff, Revolving Loans	(22)	(83)
Loans, Total	113,414	120,641
Current period gross writeoff, Total	(471)	(1,869)
Consumer Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	22,314	254,443
Current period gross writeoff, Current Fiscal Year	0	(107)
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	248,177	561,190
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(131)	(569)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	541,644	399,894
Current period gross writeoff, Two Years Before Current Fiscal Year	(212)	(443)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	381,991	220,726
Current period gross writeoff, Three Years Before Current Fiscal Year	(122)	(996)
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	211,616	74,485
Current period gross writeoff, Four Years Before Current Fiscal Year	(203)	(161)
Term Loans Amortized Cost Basis by Origination Year, Prior	319,111	264,821
Current period gross writeoff, Prior	(207)	(854)
Financing Receivable, Revolving Loans	526,724	529,614
Current period gross writeoff, Revolving Loans	(80)	(138)
Loans, Total	2,251,577	2,305,173
Current period gross writeoff, Total	(955)	(3,268)
Current \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	14,473	120,480
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	123,570	266,261
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	269,138	265,255
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	261,624	154,440
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	152,740	32,591
Term Loans Amortized Cost Basis by Origination Year, Prior	240,630	214,214
Financing Receivable, Revolving Loans	14	14
Loans, Total	1,062,189	1,053,255
Current \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	4,229	42,593
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	40,510	54,560
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	52,726	11,756
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	11,466	4,348
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	4,183	937
Term Loans Amortized Cost Basis by Origination Year, Prior	1,947	1,115
Financing Receivable, Revolving Loans	494,015	496,275
Loans, Total	609,076	611,584
Current \| Auto
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	504	77,293
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	71,604	210,692
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	194,181	107,568
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	97,178	52,742
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	46,615	24,877
Term Loans Amortized Cost Basis by Origination Year, Prior	25,801	7,385
Financing Receivable, Revolving Loans	0	0
Loans, Total	435,883	480,557
Current \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	3,108	12,453
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	10,997	23,303
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	20,417	10,442
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	9,404	7,999
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	7,365	15,176
Term Loans Amortized Cost Basis by Origination Year, Prior	35,959	24,056
Financing Receivable, Revolving Loans	25,408	26,058
Loans, Total	112,658	119,487
Current \| Consumer Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	22,314	252,819
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	246,681	554,816
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	536,462	395,021
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	379,672	219,529
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	210,903	73,581
Term Loans Amortized Cost Basis by Origination Year, Prior	304,337	246,770
Financing Receivable, Revolving Loans	519,437	522,347
Loans, Total	2,219,806	2,264,883
30 to 59 Days Past Due \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	273
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	328	2,195
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,849	705
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	393	249
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	181
Term Loans Amortized Cost Basis by Origination Year, Prior	3,500	3,943
Financing Receivable, Revolving Loans	0	0
Loans, Total	6,070	7,546
30 to 59 Days Past Due \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	180	14
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	70	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	39
Term Loans Amortized Cost Basis by Origination Year, Prior	0	0
Financing Receivable, Revolving Loans	1,670	2,185
Loans, Total	1,920	2,238
30 to 59 Days Past Due \| Auto
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	526
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	368	2,022
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,398	1,095
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	652	612
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	424	292
Term Loans Amortized Cost Basis by Origination Year, Prior	350	190
Financing Receivable, Revolving Loans	0	0
Loans, Total	3,192	4,737
30 to 59 Days Past Due \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	21
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	46	156
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	101	28
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	67	32
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	18	129
Term Loans Amortized Cost Basis by Origination Year, Prior	153	366
Financing Receivable, Revolving Loans	33	38
Loans, Total	418	770
30 to 59 Days Past Due \| Consumer Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	820
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	922	4,387
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	3,418	1,828
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,112	893
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	442	641
Term Loans Amortized Cost Basis by Origination Year, Prior	4,003	4,499
Financing Receivable, Revolving Loans	1,703	2,223
Loans, Total	11,600	15,291
60 to 89 Days Past Due \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	208
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	204	1,596
Financing Receivable, Revolving Loans	0	0
Loans, Total	204	1,804
60 to 89 Days Past Due \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	181
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	65	148
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	133	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0	26
Financing Receivable, Revolving Loans	1,279	1,074
Loans, Total	1,477	1,429
60 to 89 Days Past Due \| Auto
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	61
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	3	326
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	150	298
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	122	58
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	36	96
Term Loans Amortized Cost Basis by Origination Year, Prior	19	33
Financing Receivable, Revolving Loans	0	0
Loans, Total	330	872
60 to 89 Days Past Due \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	11
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	26	82
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	59	40
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	3	14
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	33	47
Term Loans Amortized Cost Basis by Origination Year, Prior	60	21
Financing Receivable, Revolving Loans	16	17
Loans, Total	197	232
60 to 89 Days Past Due \| Consumer Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	461
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	94	556
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	342	338
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	125	72
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	69	143
Term Loans Amortized Cost Basis by Origination Year, Prior	283	1,676
Financing Receivable, Revolving Loans	1,295	1,091
Loans, Total	2,208	4,337
Greater Than 90 Days and still Accruing \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	1,713
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	104	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,537	2,757
Financing Receivable, Revolving Loans	0	0
Loans, Total	1,641	4,470
Greater Than 90 Days and still Accruing \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	70	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0	0
Financing Receivable, Revolving Loans	1,273	1,095
Loans, Total	1,343	1,095
Greater Than 90 Days and still Accruing \| Auto
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	36
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	19	210
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	149	24
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	52	112
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	23
Term Loans Amortized Cost Basis by Origination Year, Prior	64	5
Financing Receivable, Revolving Loans	0	0
Loans, Total	284	410
Greater Than 90 Days and still Accruing \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	63
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	12	72
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	85	10
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	39	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	3	4
Financing Receivable, Revolving Loans	2	3
Loans, Total	141	152
Greater Than 90 Days and still Accruing \| Consumer Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	99
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	31	282
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	304	1,747
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	91	112
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	104	23
Term Loans Amortized Cost Basis by Origination Year, Prior	1,604	2,766
Financing Receivable, Revolving Loans	1,275	1,098
Loans, Total	3,409	6,127
Nonaccrual \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	205
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	409	875
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	887	870
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	860	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	38
Term Loans Amortized Cost Basis by Origination Year, Prior	8,834	9,110
Financing Receivable, Revolving Loans	0	0
Loans, Total	10,990	11,098
Nonaccrual \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	154
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	72	27
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	51
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	49	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0	0
Financing Receivable, Revolving Loans	3,014	2,855
Loans, Total	3,135	3,087
Nonaccrual \| Auto
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	39
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	40	120
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	159	63
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	131	69
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	49	59
Term Loans Amortized Cost Basis by Origination Year, Prior	50	0
Financing Receivable, Revolving Loans	0	0
Loans, Total	429	350
Nonaccrual \| Consumer Portfolio
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	244
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	449	1,149
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,118	960
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	991	120
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	98	97
Term Loans Amortized Cost Basis by Origination Year, Prior	8,884	9,110
Financing Receivable, Revolving Loans	3,014	2,855
Loans, Total	$ 14,554	$ 14,535

GOODWILL AND INTANGIBLE ASSET_2

GOODWILL AND INTANGIBLE ASSETS (Narrative) (Details)	3 Months Ended
GOODWILL AND INTANGIBLE ASSETS (Narrative) (Details)	Mar. 31, 2024 USD ($) segment	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($)
Finite-Lived Intangible Assets [Line Items]
Number of operating segments \| segment	2
Goodwill	$ 925,211,000		$ 925,211,000
Intangible Assets	17,288,000		19,183,000
Impairment of goodwill or intangible assets	0
Intangible assets, amortization expense	1,895,000	$ 2,279,000
Wholesale Banking
Finite-Lived Intangible Assets [Line Items]
Goodwill	639,180,000		639,180,000
Intangible Assets	1,238,000		1,302,000
Consumer Banking
Finite-Lived Intangible Assets [Line Items]
Goodwill	286,031,000		286,031,000
Intangible Assets	936,000		989,000
Corporate Other
Finite-Lived Intangible Assets [Line Items]
Goodwill	0		0
Intangible Assets	$ 15,114,000		$ 16,892,000
Core Deposits \| Minimum
Finite-Lived Intangible Assets [Line Items]
Intangible assets, amortization period (years)	4 years
Core Deposits \| Maximum
Finite-Lived Intangible Assets [Line Items]
Intangible assets, amortization period (years)	10 years
Other amortizable intangibles \| Minimum
Finite-Lived Intangible Assets [Line Items]
Intangible assets, amortization period (years)	4 years
Other amortizable intangibles \| Maximum
Finite-Lived Intangible Assets [Line Items]
Intangible assets, amortization period (years)	10 years

GOODWILL AND INTANGIBLE ASSET_3

GOODWILL AND INTANGIBLE ASSETS (Estimated Remaining Amortization Expense of Intangibles) (Details) $ in Thousands	Mar. 31, 2024 USD ($)
Estimated Remaining Amortization of Intangibles
For the remaining nine months of 2024	$ 5,041
2025	5,289
2026	3,654
2027	2,068
2028	843
Thereafter	393
Total estimated amortization expense	$ 17,288

LEASES (Narrative) (Details)

LEASES (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
LEASES (Narrative) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Lessor Disclosure [Abstract]
Residual assets covered by residual value guarantees	$ 91,500	$ 84,100
Lessee Disclosure [Abstract]
Operating lease, right-of-use asset	70,704	71,788
Operating lease liabilities	$ 76,140	$ 78,043
Minimum
Lessor Disclosure [Abstract]
Lessor sales-type and direct financing lease, term of contract	5 months
Maximum
Lessor Disclosure [Abstract]
Lessor sales-type and direct financing lease, term of contract	122 months
Lessee Disclosure [Abstract]
Lessee, operating lease, remaining lease term (years)	22 years

LEASES (Net Investment in Sales

LEASES (Net Investment in Sales-Type and Direct Financing Lease) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Leases [Abstract]
Lease receivables, net of unearned income and deferred selling profit	$ 451,861	$ 409,264
Unguaranteed residual values, net of unearned income and deferred selling profit	25,726	21,484
Total net investment in sales-type and direct financing leases	$ 477,587	$ 430,748

LEASES (Lessee Lease Portfolio

LEASES (Lessee Lease Portfolio and Other Supplemental Lease Information) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Lessee, Operating Lease
Right-of-use assets	$ 70,704	$ 71,788
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other Assets	Other Assets
Operating lease liabilities	$ 76,140	$ 78,043
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other Liabilities	Other Liabilities
Weighted average remaining lease term (years)	11 years 8 months 19 days	11 years 9 months
Weighted average discount rate, percent	6.25%	6.21%
Lessee, Finance Lease
Right-of-use-assets	$ 4,440	$ 4,669
Finance Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Lease liabilities	$ 6,735	$ 7,052
Finance Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities
Weighted-average remaining lease term (years)	4 years 9 months 29 days	5 years 29 days
Weighted-average discount rate, percent	1.17%	1.17%

LEASES (Other Lease Information

LEASES (Other Lease Information) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Leases [Abstract]
Operating Cash Flows from Finance Leases	$ 20	$ 24
Operating Cash Flows from Operating Leases	3,403	2,812
Financing Cash Flows from Finance Leases	317	306
Right-of-use assets obtained in exchange for lease obligations, operating lease	$ 1,007	$ 852

LEASES (Lease Cost Information)

LEASES (Lease Cost Information) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Leases [Abstract]
Net Operating Lease Cost	$ 3,102	$ 2,240
Finance Lease Cost: Amortization of right-of-use assets	230	230
Finance Lease Cost: Interest on lease liabilities	20	24
Total Lease Cost	$ 3,352	$ 2,494

LEASES (Maturities of Lessor an

LEASES (Maturities of Lessor and Lessee Arrangements Outstanding) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Lessor - Sales-type and Direct Financing Lease Maturities
For the remaining nine months of 2024	$ 85,120
2025	100,667
2026	90,286
2027	90,176
2028	66,633
Thereafter	97,729
Total undiscounted cash flows	530,611
Less: Adjustments	78,750
Total	451,861	$ 409,264
Lessee - Operating Lease Maturities
For the remaining nine months of 2024	10,009
2025	12,670
2026	10,142
2027	8,776
2028	7,831
Thereafter	64,120
Total undiscounted cash flows	113,548
Less: Adjustments	37,408
Total	76,140	78,043
Lessee - Finance Lease Maturities
For the remaining nine months of 2024	1,021
2025	1,392
2026	1,427
2027	1,462
2028	1,499
Thereafter	127
Total undiscounted cash flows	6,928
Less: Adjustments	193
Total	$ 6,735	$ 7,052

BORROWINGS (Short-Term Borrowin

BORROWINGS (Short-Term Borrowings) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Borrowings [Abstract]
Securities sold under agreements to repurchase	$ 66,405	$ 110,833
Federal Funds Purchased	0	90,000
FHLB Advances	600,000	720,000
Total short-term borrowings	666,405	920,833
Average outstanding balance during the period	$ 614,681	$ 573,553
Average outstanding balance during the period	5.34%	4.73%
Average interest rate at end of period	5.33%	5.15%

BORROWINGS (Narrative) (Details

BORROWINGS (Narrative) (Details) - USD ($) $ in Millions	Mar. 31, 2024	Dec. 31, 2023
Subordinated Borrowing [Line Items]
Remaining available balance for the federal funds lines	$ 752	$ 682
Maximum collateral dependent line of credit with the FHLB	6,300	6,200
Remaining borrowing capacity	25	25
FHLB Secured Line Of Credit
Subordinated Borrowing [Line Items]
Maximum collateral dependent line of credit with the FHLB	2,000	1,700
Remaining credit availability on collateral dependent line of credit with the FHLB	$ 1,400	$ 988.7

BORROWINGS (Long-Term Borrowing

BORROWINGS (Long-Term Borrowings) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 150,500	$ 150,500
Subordinated Debt	250,000	250,000
Fair Value Premium (Discount)	(13,840)	(14,134)
Investment in Trust Preferred Capital Securities	4,659	4,659
Total Long-term Borrowings	$ 391,319	$ 391,025
SOFR
Debt Instrument [Line Items]
Basis spread on variable rate	0.262%	0.262%
Trust Preferred Capital Notes
Debt Instrument [Line Items]
Remaining fair value discount on acquired notes	$ 11,400	$ 11,700
Statutory Trust I
Debt Instrument [Line Items]
Trust Preferred Capital Securities	22,500	22,500
Investment in Trust Preferred Capital Securities	$ 696	$ 696
Basis spread on variable rate	2.75%	2.75%
Rate	8.31%	8.34%
Maturity date	Jun. 17, 2034	Jun. 17, 2034
Statutory Trust II
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 36,000	$ 36,000
Investment in Trust Preferred Capital Securities	$ 1,114	$ 1,114
Basis spread on variable rate	1.40%	1.40%
Rate	6.96%	6.99%
Maturity date	Jun. 15, 2036	Jun. 15, 2036
VFG Limited Liability Trust I Indenture
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 20,000	$ 20,000
Investment in Trust Preferred Capital Securities	$ 619	$ 619
Basis spread on variable rate	2.73%	2.73%
Rate	8.29%	8.32%
Maturity date	Mar. 18, 2034	Mar. 18, 2034
FNB Statutory Trust II Indenture
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 12,000	$ 12,000
Investment in Trust Preferred Capital Securities	$ 372	$ 372
Basis spread on variable rate	3.10%	3.10%
Rate	8.66%	8.69%
Maturity date	Jun. 26, 2033	Jun. 26, 2033
Gateway Capital Statutory Trust I
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 8,000	$ 8,000
Investment in Trust Preferred Capital Securities	$ 248	$ 248
Basis spread on variable rate	3.10%	3.10%
Rate	8.66%	8.69%
Maturity date	Sep. 17, 2033	Sep. 17, 2033
Gateway Capital Statutory Trust II
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 7,000	$ 7,000
Investment in Trust Preferred Capital Securities	$ 217	$ 217
Basis spread on variable rate	2.65%	2.65%
Rate	8.21%	8.24%
Maturity date	Jun. 17, 2034	Jun. 17, 2034
Gateway Capital Statutory Trust III
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 15,000	$ 15,000
Investment in Trust Preferred Capital Securities	$ 464	$ 464
Basis spread on variable rate	1.50%	1.50%
Rate	7.06%	7.09%
Maturity date	May 30, 2036	May 30, 2036
Gateway Capital Statutory Trust IV
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 25,000	$ 25,000
Investment in Trust Preferred Capital Securities	$ 774	$ 774
Basis spread on variable rate	1.55%	1.55%
Rate	7.11%	7.14%
Maturity date	Jul. 30, 2037	Jul. 30, 2037
MFC Capital Trust II
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 5,000	$ 5,000
Investment in Trust Preferred Capital Securities	$ 155	$ 155
Basis spread on variable rate	2.85%	2.85%
Rate	8.41%	8.44%
Maturity date	Jan. 23, 2034	Jan. 23, 2034
Subordinated Debt
Debt Instrument [Line Items]
Remaining fair value discount on acquired notes	$ 2,400	$ 2,500
Subordinated Debt \| SOFR \| Scenario, Plan
Debt Instrument [Line Items]
Basis spread on variable rate	1.86%	1.86%
2031 Subordinate Debt
Debt Instrument [Line Items]
Subordinated Debt	$ 250,000	$ 250,000
Basis spread on variable rate	0%	0%
Rate	2.875%	2.875%
Maturity date	Dec. 15, 2031	Dec. 15, 2031

BORROWINGS (Contractual Maturit

BORROWINGS (Contractual Maturities of Long-Term Debt) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Fair Value Premium (Discount)
For the remaining nine months of 2024	$ (893)
2025	(1,211)
2026	(1,236)
2027	(1,263)
2028	(1,293)
Thereafter	(7,944)
Total Long-term borrowings	(13,840)	$ (14,134)
Total Long-term Borrowings
For the remaining nine months of 2024	(893)
2025	(1,211)
2026	(1,236)
2027	(1,263)
2028	(1,293)
Thereafter	397,215
Total Long-term Borrowings	391,319	$ 391,025
Trust Preferred Capital Notes
Total Long-term Borrowings, Gross
For the remaining nine months of 2024	0
2025	0
2026	0
2027	0
2028	0
Thereafter	155,159
Total Long-term borrowings	155,159
Subordinated Debt
Total Long-term Borrowings, Gross
For the remaining nine months of 2024	0
2025	0
2026	0
2027	0
2028	0
Thereafter	250,000
Total Long-term borrowings	$ 250,000

COMMITMENTS AND CONTINGENCIES_2

COMMITMENTS AND CONTINGENCIES (Narrative) (Details) - USD ($) $ in Millions	Mar. 31, 2024	Dec. 31, 2023
Reserve for unfunded commitments and indemnification reserve	$ 15.8	$ 16.5
Deposits with other financial institutions	220.1	218.5
Uninsured deposits with other financial institutions	60.1	60.8
Cash Flow Hedging
Deposits with other financial institutions, serves as collateral for cash flow hedge, fair value hedge, and loan swap derivatives	$ 156.9	$ 154.4

COMMITMENTS AND CONTINGENCIES_3

COMMITMENTS AND CONTINGENCIES (Balances of Commitments and Contingencies) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Commitments with off-balance sheet risk:
Total commitments with off-balance sheet risk	$ 5,991,611	$ 6,101,736
Commitments to Extend Credit
Commitments with off-balance sheet risk:
Total commitments with off-balance sheet risk	5,865,505	5,961,238
Standby Letters of Credit
Commitments with off-balance sheet risk:
Total commitments with off-balance sheet risk	$ 126,106	$ 140,498

COMMITMENTS AND CONTINGENCIES_4

COMMITMENTS AND CONTINGENCIES (Schedule of Securities Pledged as Collateral) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
AFS Securities	$ 2,202,216	$ 2,231,261
HTM securities	791,345	808,074
Loans	15,715,438	15,502,861
Total assets	21,378,120	21,166,197
Asset Pledged as Collateral [Member]
Cash	156,891	154,382
AFS Securities	1,078,259	1,460,754
HTM securities	615,378	638,850
Loans	3,639,590	3,379,394
Total assets	5,490,118	5,633,380
Public deposits \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	754,132	749,398
HTM securities	615,378	621,494
Loans	0	0
Total assets	1,369,510	1,370,892
Repurchase agreements \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	199,975	174,075
HTM securities	0	0
Loans	0	0
Total assets	199,975	174,075
FHLB advances \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	46,448	48,718
HTM securities	0	0
Loans	3,244,890	2,960,926
Total assets	3,291,338	3,009,644
Derivatives \| Asset Pledged as Collateral [Member]
Cash	156,891	154,382
AFS Securities	60,868	61,311
HTM securities	0	0
Loans	0	0
Total assets	217,759	215,693
Federal Reserve Discount Window \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	0	411,661
HTM securities	0	17,356
Loans	394,700	418,468
Total assets	394,700	847,485
Other purposes \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	16,836	15,591
HTM securities	0	0
Loans	0	0
Total assets	$ 16,836	$ 15,591

DERIVATIVES (Summary of the Der

DERIVATIVES (Summary of the Derivatives) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Summary of the derivatives
Asset	$ 99,259	$ 93,027
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Liabilities	$ 226,777	$ 206,561
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities
Cash collateral (received)/pledged Assets	$ (15,080)	$ (14,879)
Cash collateral (received)/pledged Assets	0	0
Interest rate contracts \| Not Designated as accounting hedges
Summary of the derivatives
Derivative, amount	6,603,129	6,595,975
Asset	95,427	88,646
Liabilities	216,438	202,202
Foreign exchange derivative contracts \| Not Designated as accounting hedges
Summary of the derivatives
Derivative, amount	12,758	12,726
Asset	12	16
Liabilities	897	1,219
Cash Flow Hedging \| Designated as accounting hedges
Summary of the derivatives
Derivative, amount	900,000	900,000
Asset	0	1,419
Liabilities	9,442	4,359
Fair Value Hedging \| Loans \| Designated as accounting hedges
Summary of the derivatives
Derivative, amount	76,830	78,072
Asset	1,922	1,633
Liabilities	0	0
Fair Value Hedging \| Securities \| Designated as accounting hedges
Summary of the derivatives
Derivative, amount	50,000	50,000
Asset	1,898	1,329
Liabilities	$ 0	$ 0

DERIVATIVES (Summary of the Car

DERIVATIVES (Summary of the Carrying Value of the Company's Hedged Assets in Fair Value Hedges) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Derivative [Line Items]
Carrying Amount of Hedged Asset/(Liabilities)	$ 50,000
Available-for-sale Securities
Derivative [Line Items]
Carrying Amount of Hedged Asset/(Liabilities)	80,236	$ 82,203
Cumulative Amount of Basis Adjustments Included in the Carrying Amount of the Hedged Asset/(Liabilities)	(1,888)	(1,323)
Loans
Derivative [Line Items]
Carrying Amount of Hedged Asset/(Liabilities)	76,830	78,072
Cumulative Amount of Basis Adjustments Included in the Carrying Amount of the Hedged Asset/(Liabilities)	(10,507)	(9,392)
Fair value of aggregate notional amount of the hedged items, unrealized gain (loss)	$ 10,700	$ 9,600

STOCKHOLDERS' EQUITY (Narrative

STOCKHOLDERS' EQUITY (Narrative) (Details) - $ / shares	Jun. 09, 2020	Mar. 31, 2024	Dec. 31, 2023
Accumulated Other Comprehensive Income (Loss) [Line Items]
Preferred stock, shares authorized		500,000	500,000
Preferred stock, shares outstanding		17,250	17,250
Depositary Shares
Accumulated Other Comprehensive Income (Loss) [Line Items]
Shares issued and sold	6,900,000
Number of shares to be purchased upon the exercise of options	900,000
Preferred stock, liquidation preference (usd per share)	$ 25
Series A Preferred Stock
Accumulated Other Comprehensive Income (Loss) [Line Items]
Number of preferred stock represented by each depositary share	each representing a 1/400th ownership interest in a share of its Series A preferred stock
Preferred stock, liquidation preference (usd per share)	$ 10,000

STOCKHOLDERS' EQUITY (Change in

STOCKHOLDERS' EQUITY (Change in Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	$ 2,556,327	$ 2,372,737
Other comprehensive (loss) income:	(30,949)	56,353
Ending balance	2,548,928	2,440,236
Unrealized Gains (Losses) on AFS Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(302,532)	(363,919)
Other comprehensive loss before reclassification	(20,501)	32,068
Amounts reclassified from AOCI into earnings	(2)	10,586
Other comprehensive (loss) income:	(20,503)	42,654
Ending balance	(323,035)	(321,265)
Unrealized Gains (Losses) for AFS Securities Transferred to HTM
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	6	17
Other comprehensive loss before reclassification	0	0
Amounts reclassified from AOCI into earnings	(2)	(3)
Other comprehensive (loss) income:	(2)	(3)
Ending balance	4	14
Change in Fair Value of Cash Flow Hedge
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(42,165)	(54,610)
Other comprehensive loss before reclassification	(10,253)	13,714
Amounts reclassified from AOCI into earnings	0	0
Other comprehensive (loss) income:	(10,253)	13,714
Ending balance	(52,418)	(40,896)
Unrealized Gains (Losses) on BOLI
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	1,342	226
Other comprehensive loss before reclassification	(16)	10
Amounts reclassified from AOCI into earnings	(175)	(22)
Other comprehensive (loss) income:	(191)	(12)
Ending balance	1,151	214
AOCI Attributable to Parent
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(343,349)	(418,286)
Other comprehensive loss before reclassification	(30,770)	45,792
Amounts reclassified from AOCI into earnings	(179)	10,561
Other comprehensive (loss) income:	(30,949)	56,353
Ending balance	$ (374,298)	$ (361,933)

FAIR VALUE MEASUREMENTS (Schedu

FAIR VALUE MEASUREMENTS (Schedule of Financial Assets and Liabilities Measured at Fair Value on Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Securities available for sale, at fair value	$ 2,202,216	$ 2,231,261
Loans held for sale	12,200	6,710
Financial Derivatives	99,259	93,027
LIABILITIES
Financial Derivatives	226,777	206,561
Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Securities available for sale, at fair value	60,868	61,311
Loans held for sale	0	0
Financial Derivatives	0	0
LIABILITIES
Financial Derivatives	0	0
Significant Other Observable Inputs Level 2
ASSETS
Securities available for sale, at fair value	2,141,348	2,169,950
Loans held for sale	12,200	6,710
Financial Derivatives	99,259	93,027
LIABILITIES
Financial Derivatives	226,777	206,561
Significant Unobservable Inputs Level 3
ASSETS
Securities available for sale, at fair value	0	0
Loans held for sale	0	0
Financial Derivatives	0	0
LIABILITIES
Financial Derivatives	0	0
Recurring
ASSETS
Loans held for sale	12,200	6,710
Financial Derivatives	99,259	93,027
LIABILITIES
Financial Derivatives	226,777	206,561
Recurring \| Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Loans held for sale	0	0
Financial Derivatives	0	0
LIABILITIES
Financial Derivatives	0	0
Recurring \| Significant Other Observable Inputs Level 2
ASSETS
Loans held for sale	12,200	6,710
Financial Derivatives	99,259	93,027
LIABILITIES
Financial Derivatives	226,777	206,561
Recurring \| Significant Unobservable Inputs Level 3
ASSETS
Loans held for sale	0	0
Financial Derivatives	0	0
LIABILITIES
Financial Derivatives	0	0
U.S. government and agency securities
ASSETS
Securities available for sale, at fair value	62,736	63,356
U.S. government and agency securities \| Recurring
ASSETS
Securities available for sale, at fair value	62,736	63,356
U.S. government and agency securities \| Recurring \| Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Securities available for sale, at fair value	60,868	61,311
U.S. government and agency securities \| Recurring \| Significant Other Observable Inputs Level 2
ASSETS
Securities available for sale, at fair value	1,868	2,045
U.S. government and agency securities \| Recurring \| Significant Unobservable Inputs Level 3
ASSETS
Securities available for sale, at fair value	0	0
Obligations of states and political subdivisions
ASSETS
Securities available for sale, at fair value	461,850	475,447
Obligations of states and political subdivisions \| Recurring
ASSETS
Securities available for sale, at fair value	461,850	475,447
Obligations of states and political subdivisions \| Recurring \| Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Securities available for sale, at fair value	0	0
Obligations of states and political subdivisions \| Recurring \| Significant Other Observable Inputs Level 2
ASSETS
Securities available for sale, at fair value	461,850	475,447
Obligations of states and political subdivisions \| Recurring \| Significant Unobservable Inputs Level 3
ASSETS
Securities available for sale, at fair value	0	0
Corporate and other bonds
ASSETS
Securities available for sale, at fair value	250,264	241,889
Corporate and other bonds \| Recurring
ASSETS
Securities available for sale, at fair value	250,264	241,889
Corporate and other bonds \| Recurring \| Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Securities available for sale, at fair value	0	0
Corporate and other bonds \| Recurring \| Significant Other Observable Inputs Level 2
ASSETS
Securities available for sale, at fair value	250,264	241,889
Corporate and other bonds \| Recurring \| Significant Unobservable Inputs Level 3
ASSETS
Securities available for sale, at fair value	0	0
Mortgage-backed securities \| Recurring
ASSETS
Securities available for sale, at fair value	1,425,587	1,448,817
Mortgage-backed securities \| Recurring \| Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Securities available for sale, at fair value	0	0
Mortgage-backed securities \| Recurring \| Significant Other Observable Inputs Level 2
ASSETS
Securities available for sale, at fair value	1,425,587	1,448,817
Mortgage-backed securities \| Recurring \| Significant Unobservable Inputs Level 3
ASSETS
Securities available for sale, at fair value	0	0
Other securities
ASSETS
Securities available for sale, at fair value	1,779	1,752
Other securities \| Recurring
ASSETS
Securities available for sale, at fair value	1,779	1,752
Other securities \| Recurring \| Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Securities available for sale, at fair value	0	0
Other securities \| Recurring \| Significant Other Observable Inputs Level 2
ASSETS
Securities available for sale, at fair value	1,779	1,752
Other securities \| Recurring \| Significant Unobservable Inputs Level 3
ASSETS
Securities available for sale, at fair value	$ 0	$ 0

FAIR VALUE MEASUREMENTS (Carryi

FAIR VALUE MEASUREMENTS (Carrying Values and Estimated Fair Values of the Company's Financial Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and cash equivalents	$ 396,670	$ 378,131
AFS Securities	2,202,216	2,231,261
HTM securities	791,345	808,074
Restricted stock	110,272	115,472
LHFS	12,200	6,710
LHFI, net of deferred fees and costs	15,235,459	15,148,256
Financial Derivatives	99,259	93,027
Accrued interest receivable	90,299	91,370
Bank owned life insurance	455,885	452,565
LIABILITIES
Deposits	17,254,950	16,799,791
Borrowings	990,347	1,154,694
Accrued interest payable	26,175	20,528
Financial Derivatives	226,777	206,561
Quoted Prices in Active Markets for Identical Assets Level 1
ASSETS
Cash and cash equivalents	396,670	378,131
AFS Securities	60,868	61,311
HTM securities	0	0
Restricted stock	0	0
LHFS	0	0
LHFI, net of deferred fees and costs	0	0
Financial Derivatives	0	0
Accrued interest receivable	0	0
Bank owned life insurance	0	0
LIABILITIES
Deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Financial Derivatives	0	0
Significant Other Observable Inputs Level 2
ASSETS
Cash and cash equivalents	0	0
AFS Securities	2,141,348	2,169,950
HTM securities	790,123	806,834
Restricted stock	110,272	115,472
LHFS	12,200	6,710
LHFI, net of deferred fees and costs	0	0
Financial Derivatives	99,259	93,027
Accrued interest receivable	90,299	91,370
Bank owned life insurance	455,885	452,565
LIABILITIES
Deposits	17,254,950	16,799,791
Borrowings	990,347	1,154,694
Accrued interest payable	26,175	20,528
Financial Derivatives	226,777	206,561
Significant Unobservable Inputs Level 3
ASSETS
Cash and cash equivalents	0	0
AFS Securities	0	0
HTM securities	1,222	1,240
Restricted stock	0	0
LHFS	0	0
LHFI, net of deferred fees and costs	15,235,459	15,148,256
Financial Derivatives	0	0
Accrued interest receivable	0	0
Bank owned life insurance	0	0
LIABILITIES
Deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Financial Derivatives	0	0
Carrying Value
ASSETS
Cash and cash equivalents	396,670	378,131
AFS Securities	2,202,216	2,231,261
HTM securities	828,928	837,378
Restricted stock	110,272	115,472
LHFS	12,200	6,710
LHFI, net of deferred fees and costs	15,851,628	15,635,043
Financial Derivatives	99,259	93,027
Accrued interest receivable	90,299	91,370
Bank owned life insurance	455,885	452,565
LIABILITIES
Deposits	17,278,435	16,818,129
Borrowings	1,057,724	1,311,858
Accrued interest payable	26,175	20,528
Financial Derivatives	$ 226,777	$ 206,561

EARNINGS PER SHARE (Reconciliat

EARNINGS PER SHARE (Reconciliation of the Denominators of the Basic and Diluted EPS ) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Net Income:
Net income	$ 49,769	$ 35,653
Less: Preferred Stock Dividends	2,967	2,967
Net income available to common shareholders	$ 46,802	$ 32,686
Basic weighted average number of common shares outstanding	75,197,113	74,832,141
Dilutive effect of stock awards	0	3,373
Weighted average shares outstanding, diluted	75,197,376	74,835,514
Basic EPS:
Earnings per common share, basic	$ 0.62	$ 0.44
Diluted EPS:
Earnings per common share, diluted	$ 0.62	$ 0.44

SEGMENT REPORTING AND REVENUE_2

SEGMENT REPORTING AND REVENUE (Operating Segment Results) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2024 USD ($) segment	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($)
Disaggregation of Revenue [Line Items]
Number of operating segments \| segment	2
Net interest income	$ 147,825	$ 153,443
Provision for credit losses	8,239	11,850
Net interest income after provision for credit losses	139,586	141,593
Noninterest income	25,552	9,628
Noninterest expenses	105,273	108,274
Income before income taxes	59,865	42,947
LHFI, net of deferred fees and costs	15,851,628		$ 15,635,043
Goodwill	925,211		925,211
Deposits	17,278,435		16,818,129
Wholesale Banking
Disaggregation of Revenue [Line Items]
Net interest income	80,874	67,540
Provision for credit losses	5,366	10,487
Net interest income after provision for credit losses	75,508	57,053
Noninterest income	8,363	7,414
Noninterest expenses	44,299	42,123
Income before income taxes	39,572	22,344
LHFI, net of deferred fees and costs	12,941,541		12,688,833
Goodwill	639,180		639,180
Deposits	6,403,103		6,403,432
Consumer Banking
Disaggregation of Revenue [Line Items]
Net interest income	69,237	63,145
Provision for credit losses	2,873	1,340
Net interest income after provision for credit losses	66,364	61,805
Noninterest income	12,615	12,178
Noninterest expenses	55,536	57,246
Income before income taxes	23,443	16,737
LHFI, net of deferred fees and costs	2,921,874		2,958,811
Goodwill	286,031		286,031
Deposits	10,101,594		9,816,562
Corporate Other
Disaggregation of Revenue [Line Items]
Net interest income	(2,286)	22,758
Provision for credit losses	0	23
Net interest income after provision for credit losses	(2,286)	22,735
Noninterest income	4,574	(9,964)
Noninterest expenses	5,438	8,905
Income before income taxes	(3,150)	$ 3,866
LHFI, net of deferred fees and costs	(11,787)		(12,601)
Goodwill	0		0
Deposits	$ 773,738		$ 598,135

SEGMENT REPORTING AND REVENUE_3

SEGMENT REPORTING AND REVENUE (Disaggregation of Noninterest Income by Major Source) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Disaggregation of Revenue
Deposit Service Charges	$ 8,569	$ 7,902
Other service charges, commissions and fees	1,731	1,746
Interchange fees	2,294	2,325
Fiduciary and asset management fees	4,838	4,262
Mortgage banking income	867	854
Gain (loss) on sale of securities	3	(13,400)
Bank owned life insurance income	3,245	2,828
Loan-related interest rate swap fees	1,216	1,439
Other operating income	2,789	1,672
Total noninterest income	25,552	9,628
Overdraft fees
Disaggregation of Revenue
Deposit Service Charges	4,748	4,823
Maintenance fees & other
Disaggregation of Revenue
Deposit Service Charges	3,821	3,079
Trust asset management fees
Disaggregation of Revenue
Fiduciary and asset management fees	3,356	3,107
Brokerage management fees, net
Disaggregation of Revenue
Fiduciary and asset management fees	1,482	1,155
Product and Service, Other
Disaggregation of Revenue
Other service charges, commissions and fees	$ 1,731	$ 1,746

SEGMENT REPORTING AND REVENUE_4

SEGMENT REPORTING AND REVENUE (Disaggregation of Noninterest Income by Reportable Operating Segment) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Disaggregation of Revenue
Deposit Service Charges	$ 8,569	$ 7,902
Other service charges and fees	1,731	1,746
Fiduciary and asset management fees	4,838	4,262
Mortgage banking income	867	854
Other income	9,547	(5,136)
Total noninterest income	25,552	9,628
Gain (loss) on sale of securities	3	(13,400)
Wholesale Banking
Disaggregation of Revenue
Deposit Service Charges	2,611	1,975
Other service charges and fees	396	445
Fiduciary and asset management fees	3,286	3,035
Mortgage banking income	0	0
Other income	2,070	1,959
Total noninterest income	8,363	7,414
Consumer Banking
Disaggregation of Revenue
Deposit Service Charges	5,958	5,927
Other service charges and fees	1,335	1,301
Fiduciary and asset management fees	1,552	1,227
Mortgage banking income	867	854
Other income	2,903	2,869
Total noninterest income	12,615	12,178
Corporate Other
Disaggregation of Revenue
Deposit Service Charges	0	0
Other service charges and fees	0	0
Fiduciary and asset management fees	0	0
Mortgage banking income	0	0
Other income	4,574	(9,964)
Total noninterest income	$ 4,574	$ (9,964)

SUBSEQUENT EVENTS (Narrative) (

SUBSEQUENT EVENTS (Narrative) (Details) - American National $ in Thousands, shares in Millions	Apr. 01, 2024 USD ($)	Mar. 28, 2024 USD ($) shares
Subsequent Event [Line Items]
Number of shares issued \| shares		14.3
Common stock, valued		$ 505,800
Subsequent Event
Subsequent Event [Line Items]
Common stock conversion ratio	1.35
Cash consideration for settlement	$ 76

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended
Pay vs Performance Disclosure - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 49,769	$ 35,653

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
Insider Trading Arrangements	Mar. 31, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false