Atlantic Union Bankshares (AUB) 10-Q5 Nov 242024 Q3 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
Document and Entity Information - shares	Sep. 30, 2024	Oct. 29, 2024
Entity Registrant Name	ATLANTIC UNION BANKSHARES CORPORATION
Entity Central Index Key	0000883948
Document Type	10-Q
Document Quarterly Report	true
Document Transition Report	false
Securities Act File Number	001-39325
Entity Tax Identification Number	54-1598552
Entity Incorporation, State or Country Code	VA
Entity Address, Address Line One	4300 Cox Road
Entity Address, City or Town	Glen Allen
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	23060
City Area Code	804
Local Phone Number	633-5031
Document Period End Date	Sep. 30, 2024
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Amendment Flag	false
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2024
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		89,776,626
Common Class A [Member]
Title of 12(b) Security	Common Stock, par value $1.33 per share
Trading Symbol	AUB
Security Exchange Name	NYSE
Series A Preferred Stock [Member]
Title of 12(b) Security	Depositary Shares, Each Representing a 1/400th Interest in a Share of 6.875% Perpetual Non-Cumulative Preferred Stock, Series A
Trading Symbol	AUB.PRA
Security Exchange Name	NYSE

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Cash and cash equivalents:
Cash and due from banks	$ 232,222	$ 196,754
Interest-bearing deposits in other banks	291,163	167,601
Federal funds sold	4,685	13,776
Total cash and cash equivalents	528,070	378,131
Securities available for sale, at fair value	2,608,182	2,231,261
Securities held to maturity, at carrying value	807,080	837,378
Restricted stock, at cost	117,881	115,472
Loans held for sale	11,078	6,710
Loans held for investment, net of deferred fees and costs	18,337,299	15,635,043
Less: allowance for loan and lease losses	160,685	132,182
Total loans held for investment, net	18,176,614	15,502,861
Premises and equipment, net	115,093	90,959
Goodwill	1,212,710	925,211
Amortizable intangibles, net	90,176	19,183
Bank owned life insurance	489,759	452,565
Other assets	647,080	606,466
Total assets	24,803,723	21,166,197
LIABILITIES
Noninterest-bearing demand deposits	4,422,909	3,963,181
Interest-bearing deposits	15,882,378	12,854,948
Total deposits	20,305,287	16,818,129
Securities sold under agreements to repurchase	59,227	110,833
Other short-term borrowings	375,000	810,000
Long-term borrowings	417,937	391,025
Other liabilities	463,856	479,883
Total liabilities	21,621,307	18,609,870
Commitments and contingencies
STOCKHOLDERS' EQUITY
Preferred stock, $10.00 par value	173	173
Common stock, $1.33 par value	118,494	99,147
Additional paid-in capital	2,277,024	1,782,286
Retained earnings	1,079,032	1,018,070
Accumulated other comprehensive loss	(292,307)	(343,349)
Total stockholders' equity	3,182,416	2,556,327
Total liabilities and stockholders' equity	$ 24,803,723	$ 21,166,197
Common shares outstanding	89,774,392	75,023,327
Common shares authorized	200,000,000	200,000,000
Preferred shares outstanding	17,250	17,250
Preferred shares authorized	500,000	500,000

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Sep. 30, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Preferred stock, par value (in dollars per share)	$ 10	$ 10
Common stock, par value (in dollars per share)	$ 1.33	$ 1.33

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest and dividend income:
Interest and fees on loans	$ 291,089	$ 221,380	$ 810,886	$ 616,544
Interest on deposits in other banks	1,060	1,309	4,977	3,815
Interest and dividends on securities:
Taxable	24,247	16,055	68,012	48,373
Nontaxable	8,132	8,415	24,455	26,220
Total interest and dividend income	324,528	247,159	908,330	694,952
Interest expense:
Interest on deposits	130,216	83,590	354,584	200,690
Interest on short-term borrowings	5,698	6,499	22,049	22,106
Interest on long-term borrowings	5,682	5,129	16,407	14,687
Total interest expense	141,596	95,218	393,040	237,483
Net interest income	182,932	151,941	515,290	457,469
Provision for credit losses	2,603	4,991	32,592	22,911
Net interest income after provision for credit losses	180,329	146,950	482,698	434,558
Noninterest income:
Service charges on deposit accounts	9,792	8,557	27,447	24,577
Other service charges, commissions and fees	2,002	2,632	5,700	6,071
Interchange fees	3,371	2,314	8,791	7,098
Fiduciary and asset management fees	6,858	4,549	18,603	13,169
Mortgage banking income	1,214	666	3,274	1,969
Gain (loss) on sale of securities	4	(27,594)	(6,510)	(40,992)
Bank owned life insurance income	5,037	2,973	12,074	8,671
Loan-related interest rate swap fees	1,503	2,695	4,353	6,450
Other operating income	4,505	30,302	9,919	33,905
Total noninterest income	34,286	27,094	83,651	60,918
Noninterest expenses:
Salaries and benefits	69,454	57,449	199,867	179,996
Occupancy expenses	7,806	6,053	22,267	18,503
Furniture and equipment expenses	3,685	3,449	10,799	10,765
Technology and data processing	9,737	7,923	28,138	24,631
Professional services	3,994	3,291	11,452	11,138
Marketing and advertising expense	3,308	2,219	8,609	7,387
FDIC assessment premiums and other insurance	5,282	4,258	15,099	12,231
Franchise and other taxes	5,256	4,510	14,770	13,508
Loan-related expenses	1,445	1,388	4,043	4,560
Amortization of intangible assets	5,804	2,193	13,693	6,687
Merger-related costs	1,353	1,993	33,005	1,993
Other expenses	5,458	13,782	16,117	31,043
Total noninterest expenses	122,582	108,508	377,859	322,442
Income before income taxes	92,033	65,536	188,490	173,034
Income tax expense	15,618	11,519	37,144	28,123
Net Income	76,415	54,017	151,346	144,911
Dividends on preferred stock	2,967	2,967	8,901	8,901
Net income available to common shareholders	$ 73,448	$ 51,050	$ 142,445	$ 136,010
Basic earnings per common share	$ 0.82	$ 0.68	$ 1.68	$ 1.81
Diluted earnings per common share	0.82	0.68	1.68	1.81
Dividends declared per common share	$ 0.32	$ 0.30	$ 0.96	$ 0.90
Basic weighted average number of common shares outstanding	89,780,531	74,999,128	84,933,126	74,942,851
Diluted weighted average number of common shares outstanding	89,780,531	74,999,128	84,933,213	74,943,999

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE (LOSS) INCOME (UNAUDITED) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Comprehensive Income [Abstract]
Net income		$ 76,415	$ 54,017	$ 151,346	$ 144,911
Cash flow hedges:
Change in fair value of cash flow hedges (net of tax, $6,271 and $2,547 for the three months and $3,450 and $3,241 for the nine months ended September 30, 2024 and 2023, respectively)		23,589	(9,581)	12,979	(12,192)
AFS securities:
Unrealized holding gains (losses) arising during period (net of tax, $17,770 and $21,051 for the three months and $8,887 and $21,178 for the nine months ended September 30, 2024 and 2023, respectively)		66,856	(79,193)	33,438	(79,669)
Reclassification adjustment for (gains) losses included in net income (net of tax, $1 and $5,795 for the three months and $1,369 and $8,609 for the nine months ended September 30, 2024 and 2023, respectively)	[1]	(3)	21,799	5,143	32,383
HTM securities:
Reclassification adjustment for accretion of unrealized gain on AFS securities transferred to HTM (net of tax)	[2]	0	(2)	(5)	(7)
Bank owned life insurance:
Unrealized holding (losses) gains arising during the period		0	0	(16)	10
Reclassification adjustment for gains included in net income	[3]	(162)	(62)	(497)	(145)
Net current period other comprehensive income (loss)		90,280	(67,039)	51,042	(59,620)
Comprehensive income (loss)		$ 166,695	$ (13,022)	$ 202,388	$ 85,291

[1] The gross amounts reclassified into earnings are reported as "Other operating income" on the Company’s Consolidated Statements of Income with the corresponding income tax effect being reflected as a component of income tax expense. The gross amounts reclassified into earnings are reported within interest income on the Company’s Consolidated Statements of Income with the corresponding income tax effect being reflected as a component of income tax expense. Reclassifications in earnings are reported in "Salaries and benefits" expense on the Company’s Consolidated Statements of Income.

CONSOLIDATED STATEMENTS OF CO_2

CONSOLIDATED STATEMENTS OF COMPREHENSIVE (LOSS) INCOME (UNAUDITED) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Comprehensive Income [Abstract]
Tax expense (benefit) on change in fair value of cash flow hedges before reclassification adjustments	$ 6,271	$ (2,547)	$ 3,450	$ (3,241)
Tax expense (benefit) related to reclassification adjustment for losses (gains) included in net income	1	(5,795)	(1,367)	(8,609)
Tax expense (benefit) related to unrealized holding losses arising during period	$ 17,770	$ (21,051)	$ 8,887	$ (21,178)

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) - USD ($) $ in Thousands	Common Stock [Member]	Preferred Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Beginning balance at Dec. 31, 2022	$ 98,873	$ 173	$ 1,772,440	$ 919,537	$ (418,286)	$ 2,372,737
Net Income (Loss)				35,653		35,653
Other comprehensive income (net of taxes)					56,353	56,353
Dividends on common stock				(22,417)		(22,417)
Dividends on preferred stock				(2,967)		(2,967)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	199		(1,654)			(1,455)
Stock-based compensation expense			2,332			2,332
Ending balance at Mar. 31, 2023	99,072	173	1,773,118	929,806	(361,933)	2,440,236
Beginning balance at Dec. 31, 2022	98,873	173	1,772,440	919,537	(418,286)	2,372,737
Net Income (Loss)						144,911
Other comprehensive income (net of taxes)					(59,620)	(59,620)
Ending balance at Sep. 30, 2023	99,120	173	1,779,281	988,133	(477,906)	2,388,801
Beginning balance at Mar. 31, 2023	99,072	173	1,773,118	929,806	(361,933)	2,440,236
Net Income (Loss)				55,241		55,241
Other comprehensive income (net of taxes)					(48,934)	(48,934)
Dividends on common stock				(22,498)		(22,498)
Dividends on preferred stock				(2,967)		(2,967)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	16		89			105
Stock-based compensation expense			3,287			3,287
Ending balance at Jun. 30, 2023	99,088	173	1,776,494	959,582	(410,867)	2,424,470
Net Income (Loss)				54,017		54,017
Other comprehensive income (net of taxes)					(67,039)	(67,039)
Dividends on common stock				(22,499)		(22,499)
Dividends on preferred stock				(2,967)		(2,967)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	32		59			91
Stock-based compensation expense			2,728			2,728
Ending balance at Sep. 30, 2023	99,120	173	1,779,281	988,133	(477,906)	2,388,801
Beginning balance at Dec. 31, 2023	99,147	173	1,782,286	1,018,070	(343,349)	2,556,327
Net Income (Loss)				49,769		49,769
Other comprehensive income (net of taxes)					(30,949)	(30,949)
Dividends on common stock				(24,027)		(24,027)
Dividends on preferred stock				(2,967)		(2,967)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	252		(2,458)			(2,206)
Stock-based compensation expense			2,981			2,981
Ending balance at Mar. 31, 2024	99,399	173	1,782,809	1,040,845	(374,298)	2,548,928
Beginning balance at Dec. 31, 2023	99,147	173	1,782,286	1,018,070	(343,349)	2,556,327
Net Income (Loss)						151,346
Other comprehensive income (net of taxes)					51,042	51,042
Ending balance at Sep. 30, 2024	118,494	173	2,277,024	1,079,032	(292,307)	3,182,416
Beginning balance at Mar. 31, 2024	99,399	173	1,782,809	1,040,845	(374,298)	2,548,928
Net Income (Loss)				25,161		25,161
Other comprehensive income (net of taxes)					(8,289)	(8,289)
Issuance of common stock in regard to acquisition	19,052		486,694			505,746
Dividends on common stock				(28,726)		(28,726)
Dividends on preferred stock				(2,967)		(2,967)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	24		117			141
Stock-based compensation expense			3,692			3,692
Ending balance at Jun. 30, 2024	118,475	173	2,273,312	1,034,313	(382,587)	3,043,686
Net Income (Loss)				76,415		76,415
Other comprehensive income (net of taxes)					90,280	90,280
Dividends on common stock				(28,729)		(28,729)
Dividends on preferred stock				(2,967)		(2,967)
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	19		110			129
Stock-based compensation expense			3,602			3,602
Ending balance at Sep. 30, 2024	$ 118,494	$ 173	$ 2,277,024	$ 1,079,032	$ (292,307)	$ 3,182,416

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023
Other comprehensive income, tax (benefit)	$ 24,040	$ 2,161	$ 8,182	$ 17,804	$ 12,992	$ 14,983
Dividends on common stock (in dollars per share)	$ 0.32	$ 0.32	$ 0.32	$ 0.30	$ 0.30	$ 0.30
Dividends on preferred stock (in dollars per share)	$ 171.88	$ 171.88	$ 171.88	$ 171.88	$ 171.88	$ 171.88
Issuance of common stock under Equity Compensation Plans, stock issuance for services rendered, and vesting of restricted stock, net of shares held for taxes	14,833	17,363	189,503	24,477	11.822	149,684
American National
Number of shares issued		14,349,239

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Operating activities:
Net income	$ 151,346	$ 144,911
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	32,592	22,911
Depreciation of premises and equipment	9,541	9,897
Amortization, net	17,064	18,215
Amortization related to acquisitions, net	(14,325)	3,530
Losses on securities sales, net	6,510	40,992
Gain on sale-leaseback transaction	0	(27,700)
BOLI income	(12,074)	(8,671)
Writedown of ROU assets, foreclosed properties, and equipment	216	1,929
Originations and purchases	(157,156)	(109,934)
Proceeds from sales	155,392	107,264
Net decrease (increase) in other assets	38,888	(74,154)
Net (decrease) increase in other liabilities	(17,831)	95,563
Net cash provided by operating activities	210,163	224,753
Investing activities:
Purchases	(619,879)	(425,431)
Proceeds from sales	620,405	856,881
Proceeds from maturities, calls and paydowns	170,542	133,947
Purchases	(2,615)	(13,826)
Proceeds from maturities, calls and paydowns	29,702	15,453
Net change in other investments	(14,919)	(9,177)
Net increase in LHFI	(523,841)	(839,536)
Net purchases of premises and equipment	(6,543)	(3,835)
Proceeds from BOLI settlements	5,645	353
Proceeds from sale-leaseback transaction	0	45,805
Proceeds from sales of foreclosed properties and former bank premises	3,021	5,846
Cash acquired in acquisition	54,988	0
Net cash used in investing activities	(283,494)	(233,520)
Financing activities:
Non-interest-bearing deposits	308,316	(738,290)
Interest-bearing deposits	593,803	1,593,090
Short-term borrowings	(584,942)	(688,901)
Issuance	227	563
Dividends paid	(90,383)	(76,315)
Vesting of restricted stock, net of shares held for taxes	(3,751)	(2,383)
Net cash provided by financing activities	223,270	87,764
Increase in cash and cash equivalents	149,939	78,997
Cash, cash equivalents and restricted cash at beginning of the period	378,131	319,948
Cash, cash equivalents and restricted cash at end of the period	528,070	398,945
Cash payments for:
Interest	381,133	224,809
Income taxes	3,552	15,501
Supplemental schedule of noncash investing and financing activities
Transfers from loans to foreclosed properties	375	0
Transfers from bank premises to foreclosed properties	8,573	0
Issuance of common stock in exchange for net assets in acquisitions	505,402	0
Assets acquired	2,948,035	0
Liabilities assumed	$ 2,730,061	$ 0

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	Sep. 30, 2024
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The Company Headquartered in Richmond, Virginia, Atlantic Union Bankshares Corporation (NYSE: AUB) is the holding company for Atlantic Union Bank, which provides banking and related financial products and services to consumers and businesses. Basis of Financial Information The accounting policies and practices of Atlantic Union Bankshares Corporation and subsidiaries conform to GAAP and follow general practices within the banking industry. The consolidated financial statements include the accounts of the Company, which is a financial holding company and a bank holding company that owns all of the outstanding common stock of its banking subsidiary, Atlantic Union Bank, which owns Union Insurance Group, LLC, Atlantic Union Financial Consultants, LLC, Atlantic Union Bank Investments, Inc., and Atlantic Union Equipment Finance, Inc. The unaudited consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. The preparation of the unaudited consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from these estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the ACL, the fair value of financial instruments, and the fair values associated with assets acquired and liabilities assumed in a business combination. The results of operations for the interim periods are not necessarily indicative of the results that may be expected for the full year or any other period. On April 1, 2024, the Company completed its acquisition of American National. American National’s results of operations are included in the Company’s consolidated results since the date of acquisition. The unaudited consolidated financial statements should be read in conjunction with the Company’s audited consolidated financial statements and notes thereto included in the Company’s 2023 Form 10-K. Certain prior period amounts have been reclassified to conform to current period presentation. None of these reclassifications had a material effect on the Company’s financial statements. See Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K and this Note 1 for additional information on the Company’s significant accounting policies. Except as set forth below with respect to acquisition accounting, there have not been any significant changes to the Company’s accounting policies from those disclosed in the Company’s 2023 Form 10-K that could have a material effect on the Company’s financial statements. Acquisition Accounting The Company accounts for its mergers and acquisitions that qualify as a business combination under ASC 805, Business Combinations, which requires the use of the acquisition method of accounting, resulting in all identifiable assets acquired and liabilities assumed being recorded at their fair values as of the acquisition date, with the acquisition and merger-related transaction expenses and restructuring costs expensed in the period incurred. The determination of fair values requires management to make estimates about discount rates, future expected cash flows, market conditions, and other future events that are highly subjective in nature and subject to change. The excess of the consideration paid over the fair value of the net assets acquired is recorded as goodwill. The results of operations of the acquired entity are included in the consolidated statement of income from the acquisition date. The Company evaluates acquired loans at the acquisition date and classifies them as either – (1) loans that have experienced a more-than insignificant amount of credit deterioration since origination (“PCD” loans) or (2) loans that have not experienced a more-than insignificant amount of credit deterioration since origination (“non-PCD” loans). At acquisition, the allowance on PCD loans is booked directly to the ACL using the Company’s existing ACL methodology, but there is no initial impact to net income. Subsequent to acquisition, future changes in estimates of expected credit losses on PCD loans are recognized as provision expense (or reversal of provision expense). The ACL for non-PCD loans is recognized as provision expense in the same reporting period as the business acquisition, using the Company’s existing ACL methodology. See Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the Company’s accounting policy over acquired loans and ACL. Under ASC 805, the Company may adjust provisional fair values of assets acquired and liabilities assumed in a business combination for a measurement period of up to one year from the acquisition date if additional information about the facts and circumstances that existed as of the acquisition date becomes available. Any future measurement period adjustments, if necessary, will be recognized in the reporting period in which the adjustment amount is determined. See also Note 2 “Acquisitions” in this Form 10-Q for additional discussion of the Company’s acquisitions .

ACQUISITIONS

ACQUISITIONS	9 Months Ended
ACQUISITIONS	Sep. 30, 2024
Business Combination, Description [Abstract]
ACQUISITIONS	2. ACQUISITIONS American National Acquisition On April 1, 2024, the Company completed its previously announced merger with American National, the holding company for American National Bank and Trust Company, headquartered in Danville, Virginia. Under the terms of the American National merger agreement, at the effective time of the American National merger, each outstanding share of American National common stock was converted into 1.35 shares of the Company’s common stock, resulting in 14.3 million additional shares issued, or aggregate consideration of $505.5 million, based on the closing price per share of the Company’s common stock as quoted on NYSE on March 28, 2024, which was the last trading day prior to the consummation of the acquisition. With the acquisition of American National, the Company acquired 26 branches, deepening its presence in central and western Virginia, and expanding its franchise into contiguous markets in southern Virginia and in North Carolina. As a result of the American National acquisition, the Company’s associated goodwill at September 30, 2024 totaled $287.5 million, which reflects expected synergies and economies of scale from the American National merger, allocated between the Company’s Wholesale Banking ( $209.9 million) and Consumer Banking ( $77.6 million) reporting segments, which is not deductible for tax purposes. While the Company believed the information available on April 1, 2024 provided a reasonable basis for estimating fair value, the Company obtained additional information and evidence within the one year measurement period, that resulted in changes to the estimated fair value amounts and associated goodwill for which measurement period adjustments were recorded. Measurement period adjustments recorded during the third quarter of 2024 related to the Company’s foreclosed properties, deferred tax assets, and long-term borrowings, which resulted in a $5.2 million increase in the preliminary goodwill recognized as part of the American National acquisition during the second quarter of 2024. Valuations subject to change include, but are not limited to: LHFI, identified intangible assets, certain deposits, income taxes, and certain other assets and liabilities. In addition, certain reclassification adjustments were made to other assets and other liabilities to conform to the Company’s current balance sheet presentation. The following table provides a summary of the consideration transferred and the fair value of the assets acquired and liabilities assumed as of the date of the acquisition, reflecting the aforementioned measurement period and reclassification adjustments (dollars in thousands): Purchase price consideration $ 505,473 Fair value of assets acquired: Cash and cash equivalents $ 55,060 Securities AFS 507,764 LHFS 2,611 LHFI 2,151,517 Premises and equipment 35,802 CDI and other intangibles 84,687 Bank owned life insurance 30,627 Other assets 79,967 Total assets $ 2,948,035 Fair value of liabilities assumed: Deposits $ 2,583,089 Short-term borrowings 98,336 Long-term borrowings 25,890 Other liabilities 22,746 Total liabilities $ 2,730,061 Fair value of net assets acquired $ 217,974 Preliminary goodwill $ 287,499 The Company assessed the fair value based on the following methods for the significant assets acquired and liabilities assumed: Cash and cash equivalents: The fair value was determined to approximate the carrying amount based on the short-term nature of these assets. Securities AFS : The fair value of the investment portfolio was based on quoted market prices and dealer quotes and pricing obtained from independent pricing services. LHFS : The LHFS portfolio was recorded at fair value based on quotes or bids from third parties. LHFI : Fair values for LHFI were estimated using a discounted cash flow analysis that considered factors including loan type, interest rate type, prepayment speeds, duration, and current discount rates. The discount rates used for loans were based on current market rates for new originations of comparable loans and factored in adjustments for any expected liquidity events. Expected cash flows were derived using inputs that considered estimated credit losses and prepayments. Premises and equipment : The fair value of bank premises and equipment held for use was valued by obtaining recent market data for similar property types with adjustments for characteristics of individual properties. CDI and other intangibles : CDI represents the future economic benefit of acquired customer deposits. The fair value of the CDI asset was estimated based on a discounted cash flow methodology that incorporated expected customer attrition rates, cost of deposit base, net maintenance cost associated with customer deposits, and the cost for alternative funding sources. The discount rates used were based on market rates. Other intangibles include customer relationship intangible assets and non-compete intangible assets. Customer relationship intangible assets represent the value associated with customer relationships related to the wealth management business that was acquired. Non-compete intangible assets represent the value associated with non-compete agreements for former employees in place at the date of the acquisition. BOLI: The fair value of BOLI is carried at its current cash surrender value, which is the most reasonable estimate of fair value. Deposits : The fair value of interest bearing and non-interest bearing deposits is the amount payable on demand at the acquisition date. The fair value of time deposits was estimated using a discounted cash flow calculation that includes a market rate analysis of the current rates offered by market participants for certificates of deposits that mature in the same period. Short-Term Borrowings : Acquired short term borrowings consist of FHLB overnight borrowings and borrowings under repurchase agreements. The fair value of the short-term borrowings was determined to approximate the carrying amounts. Long-Term Borrowings : The fair values of the Company’s long-term borrowings, including trust preferred securities, were estimated using discounted cash flow analyses, based on the current incremental borrowing rates for similar types of borrowing arrangements. The following table presents for illustrative purposes only certain pro forma information as if the Company had acquired American National on January 1, 2023. These results combine the historical results of American National in the Company's Consolidated Statements of Income and while certain adjustments were made for the estimated impact of certain fair value adjustments and other acquisition-related activity, they are not indicative of what would have occurred had the acquisition taken place on January 1, 2023. No adjustments have been made to the pro forma results regarding possible revenue enhancements, provision for credit losses, or expense efficiencies. Pro forma adjustments below include the net impact of American National’s accretion and the elimination of American National merger-related costs, as disclosed below. The Company expects to achieve further operating cost savings and other business synergies, including branch closures, as a result of the acquisition, which are not reflected in the pro forma amounts below (dollars in thousands): Pro forma Pro forma Three Months Ended Nine Months Ended September 30, September 30, 2024 (2) 2023 (3) 2024 (2) 2023 (3) (unaudited) (unaudited) (unaudited) (unaudited) Total revenues (1) $ 217,218 $ 214,812 $ 632,927 $ 628,065 Net income available to common shareholders (4) $ 74,533 $ 63,690 $ 180,409 $ 174,815 (1) Includes net interest income and noninterest income. (2) Includes the net impact of American National’s accretion adjustments of $5.0 million for the nine months ended September 30, 2024. There were no pro forma net accretion adjustments for the three months ended September 30, 2024. (3) Includes the net impact of American National’s accretion adjustments of $4.9 million and $14.8 million for the three and nine months ended September 30, 2023, respectively. (4) For the three and nine months ended September 30, 2024 and 2023, excludes American National merger-related costs as noted below. Merger-related costs associated with the acquisition of American National were $1.1 million and $26.9 million, net of tax, for the three and nine months ended September 30, 2024, respectively, and $2.0 million for both the three and nine months ended September 30, 2023. Such costs include employee severance, professional fees, system conversion, and lease and contract termination expenses, which have been expensed as incurred, and are recorded in “Merger-related costs” on the Company’s Consolidated Statements of Income. The Company’s operating results for the three and nine months ended September 30, 2024 include the operating results of the acquired assets and assumed liabilities of American National subsequent to the acquisition on April 1, 2024. Due to the merging of certain processes and the conversion of American National’s systems during the second quarter of 2024, historical reporting for the former American National operations is impracticable and thus disclosures of the revenue from the assets acquired and income before income taxes is impracticable for the period subsequent to acquisition .

SECURITIES AND OTHER INVESTMENT

SECURITIES AND OTHER INVESTMENTS	9 Months Ended
SECURITIES AND OTHER INVESTMENTS	Sep. 30, 2024
Securities [Abstract]
SECURITIES AND OTHER INVESTMENTS	3. SECURITIES AND OTHER INVESTMENTS Available for Sale The amortized cost, gross unrealized gains and losses, and estimated fair values of AFS securities as of September 30, 2024 are as follows (dollars in thousands): Amortized Gross Unrealized Estimated Cost Gains (Losses) Fair Value September 30, 2024 U.S. government and agency securities $ 65,384 $ 1,313 $ (26) $ 66,671 Obligations of states and political subdivisions 600,074 294 (111,841) 488,527 Corporate and other bonds (1) 283,861 631 (12,517) 271,975 Commercial MBS Agency 287,747 1,724 (37,721) 251,750 Non-agency 76,501 202 (1,636) 75,067 Total commercial MBS 364,248 1,926 (39,357) 326,817 Residential MBS Agency 1,522,319 4,144 (176,187) 1,350,276 Non-agency 104,967 984 (3,867) 102,084 Total residential MBS 1,627,286 5,128 (180,054) 1,452,360 Other securities 1,832 — — 1,832 Total AFS securities $ 2,942,685 $ 9,292 $ (343,795) $ 2,608,182 (1) Other bonds include asset-backed securities. The amortized cost, gross unrealized gains and losses, and estimated fair values of AFS securities as of December 31, 2023 are as follows (dollars in thousands): Amortized Gross Unrealized Estimated Cost Gains (Losses) Fair Value December 31, 2023 U.S. government and agency securities $ 62,367 $ 1,023 $ (34) $ 63,356 Obligations of states and political subdivisions 586,865 33 (111,451) 475,447 Corporate and other bonds (1) 261,656 7 (19,774) 241,889 Commercial MBS Agency 233,775 274 (41,181) 192,868 Non-agency 66,743 — (1,965) 64,778 Total commercial MBS 300,518 274 (43,146) 257,646 Residential MBS Agency 1,312,538 114 (205,635) 1,107,017 Non-agency 89,840 141 (5,827) 84,154 Total residential MBS 1,402,378 255 (211,462) 1,191,171 Other securities 1,752 — — 1,752 Total AFS securities $ 2,615,536 $ 1,592 $ (385,867) $ 2,231,261 (1) Other bonds include asset-backed securities. The following table shows the gross unrealized losses and fair value of the Company’s AFS securities with unrealized losses, which are aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position for the following periods ended (dollars in thousands). Less than 12 months More than 12 months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value (2) Losses Value Losses September 30, 2024 U.S. government and agency securities $ — $ — $ 1,439 $ (26) $ 1,439 $ (26) Obligations of states and political subdivisions 1,277 (213) 462,306 (111,628) 463,583 (111,841) Corporate and other bonds (1) 14,899 (167) 188,773 (12,350) 203,672 (12,517) Commercial MBS Agency 25,224 (86) 148,257 (37,635) 173,481 (37,721) Non-agency 17,533 (616) 40,135 (1,020) 57,668 (1,636) Total commercial MBS 42,757 (702) 188,392 (38,655) 231,149 (39,357) Residential MBS Agency 94,214 (288) 947,499 (175,899) 1,041,713 (176,187) Non-agency 16,199 (96) 29,821 (3,771) 46,020 (3,867) Total residential MBS 110,413 (384) 977,320 (179,670) 1,087,733 (180,054) Total AFS securities $ 169,346 $ (1,466) $ 1,818,230 $ (342,329) $ 1,987,576 $ (343,795) December 31, 2023 U.S. government and agency securities $ — $ — $ 1,980 $ (34) $ 1,980 $ (34) Obligations of states and political subdivisions 11,758 (2,090) 455,931 (109,361) 467,689 (111,451) Corporate and other bonds (1) 89,450 (531) 144,155 (19,243) 233,605 (19,774) Commercial MBS Agency 35,665 (547) 143,657 (40,634) 179,322 (41,181) Non-agency — — 64,778 (1,965) 64,778 (1,965) Total commercial MBS 35,665 (547) 208,435 (42,599) 244,100 (43,146) Residential MBS Agency 59,707 (491) 1,011,809 (205,144) 1,071,516 (205,635) Non-agency 9,022 (41) 40,085 (5,786) 49,107 (5,827) Total residential MBS 68,729 (532) 1,051,894 (210,930) 1,120,623 (211,462) Total AFS securities $ 205,602 $ (3,700) $ 1,862,395 $ (382,167) $ 2,067,997 $ (385,867) (1) Other bonds include asset-backed securities. (2) Comprised of 740 and 757 individual securities as of September 30, 2024 and December 31, 2023, respectively. The Company has evaluated AFS securities in an unrealized loss position for credit related impairment at September 30, 2024 and December 31, 2023 and concluded no impairment existed based on several factors which included: (1) the majority of these securities are of high credit quality, (2) unrealized losses are primarily the result of market volatility and increases in market interest rates, (3) the contractual terms of the investments do not permit the issuer(s) to settle the securities at a price less than the cost basis of each investment, (4) issuers continue to make timely principal and interest payments, and (5) the Company does not intend to sell any of the investments and the accounting standard of “more likely than not” has not been met for the Company to be required to sell any of the investments before recovery of its amortized cost basis. Additionally, the majority of the Company’s MBS are issued by FNMA, FHLMC, and GNMA and do not have credit risk given the implicit and explicit government guarantees associated with these agencies. In addition, the non-agency mortgage-backed and asset-backed securities generally received a 20% simplified supervisory formula approach rating. The Company’s AFS investment portfolio is generally highly-rated or agency backed. At September 30, 2024 and December 31, 2023, all AFS securities were current with no securities past due or on non-accrual, and no ACL was held against the Company’s AFS securities portfolio. The following table presents the amortized cost and estimated fair value of AFS securities as of the periods ended, by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2024 December 31, 2023 Amortized Estimated Amortized Estimated Cost Fair Value Cost Fair Value Due in one year or less $ 49,287 $ 49,040 $ 52,427 $ 51,936 Due after one year through five years 214,039 215,657 150,271 149,545 Due after five years through ten years 322,155 305,664 282,309 261,720 Due after ten years 2,357,204 2,037,821 2,130,529 1,768,060 Total AFS securities $ 2,942,685 $ 2,608,182 $ 2,615,536 $ 2,231,261 Refer to Note 8 “Commitments and Contingencies” within this Item 1 of this Quarterly Report for information regarding the estimated fair value of AFS securities that were pledged to secure public deposits, repurchase agreements and for other purposes as permitted or required by law as of September 30, 2024 and December 31, 2023 . Accrued interest receivable on AFS securities totaled $10.3 million and $9.5 million at September 30, 2024 and December 31, 2023, respectively, and is included in “Other assets” on the Company’s Consolidated Balance Sheets. For the three and nine months ended September 30, 2024 and 2023, accrued interest receivable write-offs were not material to the Company’s consolidated financial statements. Held to Maturity The Company reports HTM securities on the Company’s Consolidated Balance Sheets at carrying value. Carrying value is amortized cost, which includes any unamortized unrealized gains and losses recognized in AOCI prior to reclassifying the securities from AFS securities to HTM securities. The carrying value, gross unrealized gains and losses, and estimated fair values of HTM securities as of September 30, 2024 are as follows (dollars in thousands): Carrying Gross Unrealized Estimated Value Gains (Losses) Fair Value September 30, 2024 Obligations of states and political subdivisions $ 695,460 $ 3,775 $ (23,241) $ 675,994 Corporate and other bonds (1) 3,484 — (64) 3,420 Commercial MBS Agency 27,164 — (5,308) 21,856 Non-agency 21,218 156 (533) 20,841 Total commercial MBS 48,382 156 (5,841) 42,697 Residential MBS Agency 38,339 — (4,872) 33,467 Non-agency 21,415 15 (181) 21,249 Total residential MBS 59,754 15 (5,053) 54,716 Total HTM securities $ 807,080 $ 3,946 $ (34,199) $ 776,827 (1) Other bonds include asset-backed securities. The carrying value, gross unrealized gains and losses, and estimated fair values of HTM securities as of December 31, 2023 are as follows (dollars in thousands): Carrying Gross Unrealized Estimated Value Gains (Losses) Fair Value December 31, 2023 Obligations of states and political subdivisions $ 699,189 $ 6,175 $ (23,464) $ 681,900 Corporate and other bonds (1) 4,349 — (100) 4,249 Commercial MBS Agency 27,477 — (5,570) 21,907 Non-agency 24,503 37 (449) 24,091 Total commercial MBS 51,980 37 (6,019) 45,998 Residential MBS Agency 40,562 — (5,713) 34,849 Non-agency 41,298 122 (342) 41,078 Total residential MBS 81,860 122 (6,055) 75,927 Total HTM securities $ 837,378 $ 6,334 $ (35,638) $ 808,074 (1) Other bonds include asset-backed securities . The following table presents the amortized cost of HTM securities as of the periods ended, by security type and credit rating (dollars in thousands): Obligations of states and political Corporate and other Mortgage-backed Total HTM subdivisions bonds securities securities September 30, 2024 Credit Rating: AAA/AA/A $ 684,805 $ — $ 6,439 $ 691,244 BBB/BB/B 1,150 — — 1,150 Not Rated – Agency (1) — — 67,416 67,416 Not Rated – Non-Agency (2) 9,505 3,484 34,281 47,270 Total $ 695,460 $ 3,484 $ 108,136 $ 807,080 December 31, 2023 Credit Rating: AAA/AA/A $ 688,499 $ — $ 9,720 $ 698,219 BBB/BB/B 1,166 — — 1,166 Not Rated – Agency (1) — — 68,039 68,039 Not Rated – Non-Agency (2) 9,524 4,349 56,081 69,954 Total $ 699,189 $ 4,349 $ 133,840 $ 837,378 (1) Generally considered not to have credit risk given the government guarantees associated with these agencies. (2) Non-agency mortgage-backed and asset-backed securities have limited credit risk, supported by most receiving a 20% simplified supervisory formula approach rating. The following table presents the amortized cost and estimated fair value of HTM securities as of the periods ended, by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2024 December 31, 2023 Carrying Estimated Carrying Estimated Value Fair Value Value Fair Value Due in one year or less $ 4,022 $ 3,997 $ 3,065 $ 3,058 Due after one year through five years 13,173 13,554 34,093 34,613 Due after five years through ten years 103,411 100,798 45,919 45,263 Due after ten years 686,474 658,478 754,301 725,140 Total HTM securities $ 807,080 $ 776,827 $ 837,378 $ 808,074 Refer to Note 8 “Commitments and Contingencies” within this Item 1 of this Quarterly Report for information regarding the estimated fair value of HTM securities that were pledged to secure public deposits as permitted or required by law as of September 30 , 2024 and December 31, 2023 . Accrued interest receivable on HTM securities totaled $6.7 million and $8.4 million at September 30, 2024 and December 31, 2023, respectively, and is included in “Other assets” on the Company’s Consolidated Balance Sheets. For the three and nine months ended September 30, 2024 and 2023, accrued interest receivable write-offs were not material to the Company’s consolidated financial statements. The Company’s HTM investment portfolio primarily consists of highly-rated municipal securities. At September 30, 2024 and December 31, 2023, the Company’s HTM securities were all current, with no securities past due or on non-accrual. The Company’s HTM securities ACL was immaterial at September 30, 2024 and December 31, 2023. Restricted Stock, at cost The FHLB required the Bank to maintain stock in an amount equal to 4.75% of outstanding borrowings and a specific percentage of the member’s total assets at September 30, 2024 and December 31, 2023, respectively. The FRB requires the Company to maintain stock with a par value equal to 6% of its outstanding capital. At September 30 , 2024 and December 31, 2023, restricted stock consisted of FRB stock in the amount of $82.9 million and $67.0 million, respectively, and FHLB stock in the amount of $35.0 million and $48.4 million, respectively. Realized Gains and Losses The following table presents the gross realized gains and losses on and the proceeds from the sale of securities during the three and nine months ended September 30 , (dollars in thousands): Three Months Ended Nine Months Ended 2024 2024 Realized gains (losses) (1) : Gross realized gains $ 4 $ 16 Gross realized losses — (6,526) Net realized gains (losses) $ 4 $ (6,510) Proceeds from sales of securities $ 102,888 $ 620,405 Three Months Ended Nine Months Ended 2023 2023 Realized gains (losses) (1) Gross realized gains $ 4 $ 1,352 Gross realized losses (27,598) (42,344) Net realized losses $ (27,594) $ (40,992) Proceeds from sales of securities $ 256,780 $ 856,881 (1) Includes gains (losses) on sales and calls of securities.

LOANS AND ALLOWANCE FOR LOAN AN

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES	9 Months Ended
LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES	Sep. 30, 2024
Loans and Allowance for Loan Losses [Abstract]
LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES	4. LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES The following tables exclude LHFS. The Company’s LHFI are stated at their face amount, net of deferred fees and costs and includes loan balances as of September 30, 2024, acquired through the American National acquisition that closed on April 1, 2024, and consisted of the following as of the periods ended (dollars in thousands): September 30, 2024 December 31, 2023 Construction and Land Development $ 1,588,531 $ 1,107,850 CRE – Owner Occupied 2,401,807 1,998,787 CRE – Non-Owner Occupied 4,885,785 4,172,401 Multifamily Real Estate 1,357,730 1,061,997 Commercial & Industrial 3,799,872 3,589,347 Residential 1-4 Family – Commercial 729,315 522,580 Residential 1-4 Family – Consumer 1,281,914 1,078,173 Residential 1-4 Family – Revolving 738,665 619,433 Auto 354,570 486,926 Consumer 109,522 120,641 Other Commercial 1,089,588 876,908 Total LHFI, net of deferred fees and costs (1) 18,337,299 15,635,043 Allowance for loan and lease losses (160,685) (132,182) Total LHFI, net $ 18,176,614 $ 15,502,861 (1) Total loans included unamortized premiums and discounts, and unamortized deferred fees and costs totaling $ 228.3 million and $79.7 million as of September 30, 2024 and December 31, 2023, respectively . Refer to Note 1 “Summary of Significant Accounting Policies” and Note 2 “Acquisitions” within Item 1 of this Quarterly Report for further information about the American National acquisition. Accrued interest receivable on LHFI totaled $75.2 million and $72.5 million at September 30, 2024 and December 31, 2023, respectively. Accrued interest receivable write-offs were not material to the Company’s consolidated financial statements for the three and nine months ended September 30, 2024 and 2023. The following table shows the aging of the Company’s LHFI portfolio by class at September 30, 2024 (dollars in thousands): Greater than 30-59 Days 60-89 Days 90 Days and Current Past Due Past Due still Accruing Nonaccrual Total Loans Construction and Land Development $ 1,584,576 $ 1,559 $ 369 $ 82 $ 1,945 $ 1,588,531 CRE – Owner Occupied 2,392,190 2,291 1,306 1,239 4,781 2,401,807 CRE – Non-Owner Occupied 4,866,516 1,085 6,875 1,390 9,919 4,885,785 Multifamily Real Estate 1,356,721 821 135 53 — 1,357,730 Commercial & Industrial 3,789,537 5,876 549 862 3,048 3,799,872 Residential 1-4 Family – Commercial 725,395 656 736 801 1,727 729,315 Residential 1-4 Family – Consumer 1,260,678 471 6,950 1,890 11,925 1,281,914 Residential 1-4 Family – Revolving 728,538 3,309 2,672 1,186 2,960 738,665 Auto 350,373 2,796 468 401 532 354,570 Consumer 108,487 700 182 143 10 109,522 Other Commercial 1,082,274 2 185 7,127 — 1,089,588 Total LHFI, net of deferred fees and costs $ 18,245,285 $ 19,566 $ 20,427 $ 15,174 $ 36,847 $ 18,337,299 % of total loans 99.50 % 0.11 % 0.11 % 0.08 % 0.20 % 100.00 % The following table shows the aging of the Company’s LHFI portfolio by class at December 31, 2023 (dollars in thousands): Greater than 30-59 Days 60-89 Days 90 Days and Current Past Due Past Due still Accruing Nonaccrual Total Loans Construction and Land Development $ 1,107,183 $ 270 $ 24 $ 25 $ 348 $ 1,107,850 CRE – Owner Occupied 1,991,632 1,575 — 2,579 3,001 1,998,787 CRE – Non-Owner Occupied 4,156,089 545 184 2,967 12,616 4,172,401 Multifamily Real Estate 1,061,851 — 146 — — 1,061,997 Commercial & Industrial 3,579,657 4,303 49 782 4,556 3,589,347 Residential 1-4 Family – Commercial 518,150 567 676 1,383 1,804 522,580 Residential 1-4 Family – Consumer 1,053,255 7,546 1,804 4,470 11,098 1,078,173 Residential 1-4 Family – Revolving 611,584 2,238 1,429 1,095 3,087 619,433 Auto 480,557 4,737 872 410 350 486,926 Consumer 119,487 770 232 152 — 120,641 Other Commercial 870,339 6,569 — — — 876,908 Total LHFI, net of deferred fees and costs $ 15,549,784 $ 29,120 $ 5,416 $ 13,863 $ 36,860 $ 15,635,043 % of total loans 99.45 % 0.19 % 0.03 % 0.09 % 0.24 % 100.00 % The following table shows the Company’s amortized cost basis of loans on nonaccrual status with no related ALLL as of the periods ended (dollars in thousands): September 30, December 31, 2024 2023 CRE – Owner Occupied $ 2,050 $ — CRE – Non-Owner Occupied 8,156 4,835 Total LHFI $ 10,206 $ 4,835 There was no interest income recognized on nonaccrual loans during the three and nine months ended September 30, 2024 and 2023. See Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the Company’s policies for nonaccrual loans. Troubled Loan Modifications See Note 1 “Summary of Significant Accounting Policies” in the “Notes to Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” of the Company’s 2023 Form 10-K for loan modifications to borrowers experiencing financial difficulty and how the Company defines TLMs. As of September 30, 2024 and 2023, the Company had TLMs with an amortized cost basis of $24.5 million and $29.4 million, respectively. The following table presents the amortized cost basis of TLMs for the three and nine months ended September 30, (dollars in thousands): Three Months Ended Nine Months Ended 2024 2024 Amortized Cost % of Total Class of Financing Receivable Amortized Cost % of Total Class of Financing Receivable Combination - Other-Than-Insignificant Payment Delay and Term Extension Commercial and Industrial $ — — % $ 553 0.01 % CRE – Non-Owner Occupied — — % 22,175 0.45 % Total Combination - Other-Than-Insignificant Payment Delay and Term Extension $ — $ 22,728 Term Extension Construction and Land Development $ 50 NM % $ 50 NM % Commercial and Industrial 141 NM % 141 NM % CRE – Owner Occupied 586 0.02 % 586 0.02 % Residential 1-4 Family – Consumer 236 0.02 % 236 0.02 % Total Term Extension $ 1,013 $ 1,013 Combination - Term Extension and Interest Rate Reduction Residential 1-4 Family – Consumer $ 283 0.02 % $ 630 0.05 % Total Combination - Term Extension and Interest Rate Reduction $ 283 $ 630 Combination - Interest Rate Reduction, Term Extension and Other-Than-Insignificant Payment Delay Commercial and Industrial $ — — % $ 106 NM % Total Combination - Interest Rate Reduction, Term Extension and Other-Than-Insignificant Payment Delay $ — $ 106 Total $ 1,296 $ 24,477 NM = Not Meaningful Three Months Ended Nine Months Ended 2023 2023 Amortized Cost % of Total Class of Financing Receivable Amortized Cost % of Total Class of Financing Receivable Term Extension Commercial and Industrial $ 97 NM $ 2,008 0.06 % CRE – Non-Owner Occupied — — % 20,133 0.49 % CRE – Owner Occupied 766 0.04 % 766 0.04 % Residential 1-4 Family – Consumer 29 NM 603 0.06 % Total Term Extension $ 892 $ 23,510 Combination - Term Extension and Interest Rate Reduction Residential 1-4 Family – Consumer $ 127 0.01 % $ 959 0.09 % Residential 1-4 Family – Revolving — — % 15 NM Total Combination - Term Extension and Interest Rate Reduction $ 127 $ 974 Principal Forgiveness CRE – Non-Owner Occupied — — % 4,935 0.12 % Total Principal Forgiveness $ — $ 4,935 Total $ 1,019 $ 29,419 NM = Not Meaningful The following table describes the financial effects of TLMs on a weighted average basis for TLMs within that loan type for the three and nine months ended September 30,: Three Months Ended 2024 Term Extension Loan Type Financial Effect CRE – Owner Occupied Added a weighted-average 3.0 years to the life of loans. Nine Months Ended 2024 Other-Than-Insignificant Payment Delay and Term Extension Loan Type Financial Effect Commercial and Industrial Added a weighted-average 1.0 years to the life of loans. CRE – Non-Owner Occupied Added a weighted-average 1.6 years to the life of loans. Term Extension Loan Type Financial Effect CRE – Owner Occupied Added a weighted-average 3.0 years to the life of loans. Three Months Ended 2023 Term Extension Loan Type Financial Effect CRE – Owner Occupied Added a weighted-average 0.2 years to the life of loans. Nine Months Ended 2023 Term Extension Loan Type Financial Effect Commercial and Industrial Added a weighted-average 0.2 years to the life of loans. CRE – Owner Occupied Added a weighted-average 0.2 years to the life of loans. CRE – Non-Owner Occupied Added a weighted-average 0.5 years to the life of loans. Residential 1-4 Family – Consumer Added a weighted-average 10.7 years to the life of loans. Combination - Term Extension and Interest Rate Reduction Loan Type Financial Effect Residential 1-4 Family – Consumer Added a weighted-average 20.3 years to the life of loans and reduced the weighted average contractual interest rate from 8.2% to 7.6% . Residential 1-4 Family – Revolving Added a weighted-average 19.1 years to the life of loans and reduced the weighted average contractual interest rate from 10.5% to 7.3% . Principal Forgiveness Loan Type Financial Effect CRE – Non-Owner Occupied Reduced the amortized cost basis of loans by $3.5 million. The Company considers a default of a TLM to occur when the borrower is 90 days past due following the modification or a foreclosure and repossession of the applicable collateral occurs. During the three and nine months ended September 30, 2024 and 2023, the Company did no t have any material loans that went into default that had been modified and designated as TLMs in the twelve-month period prior to the time of default. The Company monitors the performance of TLMs to determine the effectiveness of the modifications. During the three and nine months ended September 30, 2024 and 2023, the Company did no t have any material loans that have been modified and designated as TLMs that were past due. As of September 30, 2024, there were no unfunded commitments on loans modified and designated as TLMs. As of December 31, 2023, unfunded commitments on loans modified and designated as TLMs were $1.6 million. Allowance for Loan and Lease Losses ALLL on the loan portfolio is a material estimate for the Company. The Company estimates its ALLL on its loan portfolio on a quarterly basis. The Company models the ALLL using two primary segments, Commercial and Consumer. Each loan segment is further disaggregated into classes based on similar risk characteristics. The Company has identified the following classes within each loan segment: ● Commercial: Construction and Land Development, CRE – Owner Occupied, CRE – Non-Owner Occupied, Multifamily Real Estate, Commercial & Industrial, Residential 1-4 Family – Commercial, and Other Commercial ● Consumer: Residential 1-4 Family – Consumer, Residential 1-4 Family – Revolving, Auto, and Consumer The following tables show the ALLL activity by loan segment for the three and nine months ended September 30, (dollars in thousands): Three Months Ended Nine Months Ended 2024 2024 Commercial Consumer Total Commercial Consumer Total Balance at beginning of period $ 131,139 $ 26,992 $ 158,131 $ 105,896 $ 26,286 $ 132,182 Initial Allowance on PCD American National loans — — — 2,609 1,287 3,896 Loans charged-off (1,642) (1,077) (2,719) (8,675) (3,026) (11,701) Recoveries credited to allowance 1,292 761 2,053 2,881 1,497 4,378 Initial Provision - Non-PCD American National loans — — — 11,213 2,016 13,229 Provision charged to operations 1,931 1,289 3,220 18,796 (95) 18,701 Balance at end of period $ 132,720 $ 27,965 $ 160,685 $ 132,720 $ 27,965 $ 160,685 Three Months Ended Nine Months Ended 2023 2023 Commercial Consumer Total Commercial Consumer Total Balance at beginning of period $ 92,970 $ 27,713 $ 120,683 $ 82,753 $ 28,015 $ 110,768 Loans charged-off (788) (841) (1,629) (7,589) (2,368) (9,957) Recoveries credited to allowance 878 457 1,335 1,911 1,626 3,537 Provision charged to operations 5,880 (642) 5,238 21,865 (586) 21,279 Balance at end of period $ 98,940 $ 26,687 $ 125,627 $ 98,940 $ 26,687 $ 125,627 The following table presents additional information related to the acquired American National loan portfolio at the acquisition date, including the initial ACL at acquisition on the PCD loans (dollars in thousands): April 1, 2024 PCD Loans: Book value of acquired loans at acquisition $ 89,418 Initial ACL at acquisition (3,896) Non-credit discount at acquisition (10,466) Purchase Price $ 75,056 Non-PCD Loans: Fair Value $ 2,073,037 Gross contractual amounts receivable 2,503,707 Estimate of contractual cash flows not expected to be collected 10,887 Credit Quality Indicators Credit quality indicators are used to help estimate the collectability of each loan class within the Commercial and Consumer loan segments. For classes of loans within the Commercial segment, the primary credit quality indicator used for evaluating credit quality and estimating the ALLL is risk rating categories of Pass, Watch, Special Mention, Substandard, and Doubtful. For classes of loans within the Consumer segment, the primary credit quality indicator used for evaluating credit quality and estimating ALLL is delinquency bands of current, 30-59, 60-89, 90+, and nonaccrual. While other credit quality indicators are evaluated and analyzed as part of the Company’s credit risk management activities, these indicators are primarily used in estimating the ALLL. The Company evaluates the credit risk of its loan portfolio on at least a quarterly basis. The Company presents loan and lease portfolio segments and classes by credit quality indicator and vintage year. The Company defines the vintage date for the purpose of this disclosure as the date of the most recent credit decision. Renewals are categorized as new credit decisions and reflect the renewal date as the vintage date, except for renewals of loans modified for borrowers experiencing financial difficulty or TLMs, which are presented in the original vintage. Refer to Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the Company’s policies and for further information on the Company’s credit quality indicators. Commercial Loans The Company uses a risk rating system as the primary credit quality indicator for classes of loans within the Commercial segment. The Company defines pass loans as risk rated 1-5 and criticized loans as risk rated 6-9. See Note 3 “Loans and Allowance For Loan and Lease Losses” in the “Notes to Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” of the Company’s 2023 Form 10-K for information on the Company’s risk rating system. The table below details the amortized cost and gross write-offs of the classes of loans within the Commercial segment by risk level and year of origination as of September 30, (dollars in thousands): 2024 Term Loans Amortized Cost Basis by Origination Year Revolving 2024 2023 2022 2021 2020 Prior Loans Total Construction and Land Development Pass $ 248,772 $ 546,827 $ 453,332 $ 124,660 $ 21,372 $ 47,130 $ 103,907 $ 1,546,000 Watch — 4,019 2,187 1,135 — 1,048 — 8,389 Special Mention 1,824 827 296 226 1,332 2,492 — 6,997 Substandard 160 81 22,945 991 1,527 1,441 — 27,145 Total Construction and Land Development $ 250,756 $ 551,754 $ 478,760 $ 127,012 $ 24,231 $ 52,111 $ 103,907 $ 1,588,531 Current period gross write-off $ — $ — $ (392) $ — $ — $ — $ — $ (392) CRE – Owner Occupied Pass $ 119,494 $ 237,967 $ 286,271 $ 267,150 $ 253,840 $ 1,053,513 $ 27,073 $ 2,245,308 Watch 32,278 9,567 13,374 1,927 2,539 36,841 51 96,577 Special Mention 1,163 9,527 1,590 1,748 2,878 14,266 2,201 33,373 Substandard — 932 1,021 358 1,921 22,317 — 26,549 Total CRE – Owner Occupied $ 152,935 $ 257,993 $ 302,256 $ 271,183 $ 261,178 $ 1,126,937 $ 29,325 $ 2,401,807 Current period gross write-off $ — $ — $ — $ — $ — $ (354) $ — $ (354) CRE – Non-Owner Occupied Pass $ 220,707 $ 520,289 $ 664,692 $ 851,291 $ 387,340 $ 1,903,875 $ 42,583 $ 4,590,777 Watch — 152 1,477 5,936 4,037 54,881 — 66,483 Special Mention 397 — 17,947 5,125 3,355 62,509 12,750 102,083 Substandard — 13,758 — 1,128 39,701 71,782 73 126,442 Total CRE – Non-Owner Occupied $ 221,104 $ 534,199 $ 684,116 $ 863,480 $ 434,433 $ 2,093,047 $ 55,406 $ 4,885,785 Current period gross write-off $ — $ — $ — $ — $ (3,386) $ — $ — $ (3,386) Commercial & Industrial Pass $ 627,486 $ 688,535 $ 571,125 $ 331,698 $ 138,708 $ 259,312 $ 925,580 $ 3,542,444 Watch 3,266 25,712 79,979 1,000 588 17,882 44,303 172,730 Special Mention 46 4,961 9,119 3,653 2,674 290 46,054 66,797 Substandard 61 696 1,249 2,145 620 3,725 9,405 17,901 Total Commercial & Industrial $ 630,859 $ 719,904 $ 661,472 $ 338,496 $ 142,590 $ 281,209 $ 1,025,342 $ 3,799,872 Current period gross write-off $ — $ (42) $ (239) $ (5) $ (113) $ (600) $ (962) $ (1,961) Multifamily Real Estate Pass $ 39,570 $ 28,510 $ 226,917 $ 427,559 $ 240,473 $ 339,438 $ 36,318 $ 1,338,785 Watch — — 1,722 — — — — 1,722 Special Mention — — — — 250 1,196 — 1,446 Substandard — 14,212 — — — 1,512 53 15,777 Total Multifamily Real Estate $ 39,570 $ 42,722 $ 228,639 $ 427,559 $ 240,723 $ 342,146 $ 36,371 $ 1,357,730 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Residential 1-4 Family – Commercial Pass $ 42,386 $ 68,715 $ 140,565 $ 111,205 $ 80,592 $ 259,004 $ 9,394 $ 711,861 Watch — 338 1,072 509 809 6,840 101 9,669 Special Mention — — 233 217 335 1,881 — 2,666 Substandard 519 — — 232 613 3,502 253 5,119 Total Residential 1-4 Family – Commercial $ 42,905 $ 69,053 $ 141,870 $ 112,163 $ 82,349 $ 271,227 $ 9,748 $ 729,315 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Other Commercial Pass $ 163,223 $ 206,491 $ 175,616 $ 166,506 $ 87,207 $ 172,238 $ 96,733 $ 1,068,014 Watch — 572 7,095 983 7,013 4,599 — 20,262 Special Mention — 86 — — — 591 — 677 Substandard — 493 — — 41 2 99 635 Total Other Commercial $ 163,223 $ 207,642 $ 182,711 $ 167,489 $ 94,261 $ 177,430 $ 96,832 $ 1,089,588 Current period gross write-off $ — $ — $ — $ — $ — $ (2,582) $ — $ (2,582) Total Commercial Pass $ 1,461,638 $ 2,297,334 $ 2,518,518 $ 2,280,069 $ 1,209,532 $ 4,034,510 $ 1,241,588 $ 15,043,189 Watch 35,544 40,360 106,906 11,490 14,986 122,091 44,455 375,832 Special Mention 3,430 15,401 29,185 10,969 10,824 83,225 61,005 214,039 Substandard 740 30,172 25,215 4,854 44,423 104,281 9,883 219,568 Total Commercial $ 1,501,352 $ 2,383,267 $ 2,679,824 $ 2,307,382 $ 1,279,765 $ 4,344,107 $ 1,356,931 $ 15,852,628 Total current period gross write-off $ — $ (42) $ (631) $ (5) $ (3,499) $ (3,536) $ (962) $ (8,675) The table below details the amortized cost and gross write-offs of the classes of loans within the Commercial segment by risk level and year of origination as of December 31, (dollars in thousands): 2023 Term Loans Amortized Cost Basis by Origination Year Revolving 2023 2022 2021 2020 2019 Prior Loans Total Construction and Land Development Pass $ 289,786 $ 440,473 $ 192,148 $ 19,536 $ 10,934 $ 38,841 $ 64,137 $ 1,055,855 Watch 84 3,611 16,249 — — 2,127 — 22,071 Special Mention — — 4,444 1,332 — 367 — 6,143 Substandard 114 1,244 1,248 20,705 205 265 — 23,781 Total Construction and Land Development $ 289,984 $ 445,328 $ 214,089 $ 41,573 $ 11,139 $ 41,600 $ 64,137 $ 1,107,850 Current period gross write-off $ — $ — $ — $ — $ — $ (11) $ — $ (11) CRE – Owner Occupied Pass $ 175,627 $ 257,889 $ 194,030 $ 239,549 $ 259,502 $ 750,180 $ 23,689 $ 1,900,466 Watch 5,919 1,311 4,768 4,422 9,146 27,829 399 53,794 Special Mention 786 849 249 — 5,150 9,549 611 17,194 Substandard 362 — — 326 — 26,645 — 27,333 Total CRE – Owner Occupied $ 182,694 $ 260,049 $ 199,047 $ 244,297 $ 273,798 $ 814,203 $ 24,699 $ 1,998,787 Current period gross write-off $ — $ — $ — $ — $ — $ (141) $ — $ (141) CRE – Non-Owner Occupied Pass $ 374,221 $ 548,262 $ 710,122 $ 334,449 $ 492,782 $ 1,419,882 $ 35,276 $ 3,914,994 Watch — 1,520 1,690 — 32,326 82,930 — 118,466 Special Mention — — — — — 67,001 12,155 79,156 Substandard 4,837 — 2,121 17,956 5,899 28,972 — 59,785 Total CRE – Non-Owner Occupied $ 379,058 $ 549,782 $ 713,933 $ 352,405 $ 531,007 $ 1,598,785 $ 47,431 $ 4,172,401 Current period gross write-off $ — $ — $ — $ — $ — $ (3,528) $ — $ (3,528) Commercial & Industrial Pass $ 981,290 $ 617,805 $ 409,973 $ 178,578 $ 122,160 $ 168,368 $ 923,359 $ 3,401,533 Watch 2,708 38,711 512 1,379 18,065 4,943 22,832 89,150 Special Mention 108 32,714 981 3,310 1,722 1,513 19,865 60,213 Substandard — 146 343 2,000 925 3,181 31,856 38,451 Total Commercial & Industrial $ 984,106 $ 689,376 $ 411,809 $ 185,267 $ 142,872 $ 178,005 $ 997,912 $ 3,589,347 Current period gross write-off $ — $ — $ (101) $ — $ — $ (17) $ (1,812) $ (1,930) Multifamily Real Estate Pass $ 21,911 $ 129,854 $ 321,918 $ 222,172 $ 45,879 $ 250,887 $ 50,060 $ 1,042,681 Watch — — — — — 914 — 914 Special Mention — — — 250 — 81 — 331 Substandard 14,222 — — — 3,703 146 — 18,071 Total Multifamily Real Estate $ 36,133 $ 129,854 $ 321,918 $ 222,422 $ 49,582 $ 252,028 $ 50,060 $ 1,061,997 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Residential 1-4 Family – Commercial Pass $ 41,631 $ 67,495 $ 77,321 $ 69,779 $ 44,498 $ 203,125 $ 604 $ 504,453 Watch 49 387 580 220 757 8,854 107 10,954 Special Mention 47 — — — — 1,302 — 1,349 Substandard 57 — 614 279 624 3,997 253 5,824 Total Residential 1-4 Family – Commercial $ 41,784 $ 67,882 $ 78,515 $ 70,278 $ 45,879 $ 217,278 $ 964 $ 522,580 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Other Commercial Pass $ 201,252 $ 180,346 $ 165,732 $ 114,838 $ 123,515 $ 62,284 $ 9,850 $ 857,817 Watch 14,355 — — 32 4 3,977 — 18,368 Special Mention 93 — — — — 630 — 723 Total Other Commercial $ 215,700 $ 180,346 $ 165,732 $ 114,870 $ 123,519 $ 66,891 $ 9,850 $ 876,908 Current period gross write-off $ — $ (101) $ — $ — $ — $ (3,016) $ — $ (3,117) Total Commercial Pass $ 2,085,718 $ 2,242,124 $ 2,071,244 $ 1,178,901 $ 1,099,270 $ 2,893,567 $ 1,106,975 $ 12,677,799 Watch 23,115 45,540 23,799 6,053 60,298 131,574 23,338 313,717 Special Mention 1,034 33,563 5,674 4,892 6,872 80,443 32,631 165,109 Substandard 19,592 1,390 4,326 41,266 11,356 63,206 32,109 173,245 Total Commercial $ 2,129,459 $ 2,322,617 $ 2,105,043 $ 1,231,112 $ 1,177,796 $ 3,168,790 $ 1,195,053 $ 13,329,870 Total current period gross write-off $ — $ (101) $ (101) $ — $ — $ (6,713) $ (1,812) $ (8,727) Consumer Loans For Consumer loans, the Company evaluates credit quality based on the delinquency status of the loan. The following table details the amortized cost and gross write-offs of the classes of loans within the Consumer segment based on their delinquency status and year of origination as of September 30, (dollars in thousands): 2024 Term Loans Amortized Cost Basis by Origination Year Revolving 2024 2023 2022 2021 2020 Prior Loans Total Residential 1-4 Family – Consumer Current $ 109,941 $ 170,351 $ 290,571 $ 281,489 $ 154,185 $ 254,128 $ 13 $ 1,260,678 30-59 Days Past Due — 131 42 — — 298 — 471 60-89 Days Past Due — — 717 5,078 — 1,155 — 6,950 90+ Days Past Due — 72 95 — — 1,723 — 1,890 Nonaccrual — 318 2,292 1,122 — 8,193 — 11,925 Total Residential 1-4 Family – Consumer $ 109,941 $ 170,872 $ 293,717 $ 287,689 $ 154,185 $ 265,497 $ 13 $ 1,281,914 Current period gross write-off $ — $ (76) $ (3) $ — $ — $ (19) $ — $ (98) Residential 1-4 Family – Revolving Current $ 13,213 $ 35,769 $ 47,624 $ 10,700 $ 3,936 $ 1,793 $ 615,503 $ 728,538 30-59 Days Past Due — 89 60 — — — 3,160 3,309 60-89 Days Past Due — 178 130 — — — 2,364 2,672 90+ Days Past Due — — 14 — — — 1,172 1,186 Nonaccrual — 54 115 — 46 — 2,745 2,960 Total Residential 1-4 Family – Revolving $ 13,213 $ 36,090 $ 47,943 $ 10,700 $ 3,982 $ 1,793 $ 624,944 $ 738,665 Current period gross write-off $ — $ — $ — $ (28) $ — $ — $ (145) $ (173) Auto Current $ 1,840 $ 60,423 $ 161,406 $ 77,325 $ 34,173 $ 15,206 $ — $ 350,373 30-59 Days Past Due 45 363 1,261 645 258 224 — 2,796 60-89 Days Past Due — 103 210 81 57 17 — 468 90+ Days Past Due — 112 171 20 73 25 — 401 Nonaccrual — 46 276 96 76 38 — 532 Total Auto $ 1,885 $ 61,047 $ 163,324 $ 78,167 $ 34,637 $ 15,510 $ — $ 354,570 Current period gross write-off $ — $ (153) $ (653) $ (263) $ (59) $ (62) $ — $ (1,190) Consumer Current $ 11,268 $ 9,292 $ 15,310 $ 7,746 $ 6,466 $ 30,332 $ 28,073 $ 108,487 30-59 Days Past Due 11 73 179 11 24 371 31 700 60-89 Days Past Due — 18 71 11 41 33 8 182 90+ Days Past Due 4 11 42 6 2 62 16 143 Nonaccrual — — — 9 — 1 — 10 Total Consumer $ 11,283 $ 9,394 $ 15,602 $ 7,783 $ 6,533 $ 30,799 $ 28,128 $ 109,522 Current period gross write-off $ — $ (192) $ (93) $ (26) $ (525) $ (591) $ (138) $ (1,565) Total Consumer Current $ 136,262 $ 275,835 $ 514,911 $ 377,260 $ 198,760 $ 301,459 $ 643,589 $ 2,448,076 30-59 Days Past Due 56 656 1,542 656 282 893 3,191 7,276 60-89 Days Past Due — 299 1,128 5,170 98 1,205 2,372 10,272 90+ Days Past Due 4 195 322 26 75 1,810 1,188 3,620 Nonaccrual — 418 2,683 1,227 122 8,232 2,745 15,427 Total Consumer $ 136,322 $ 277,403 $ 520,586 $ 384,339 $ 199,337 $ 313,599 $ 653,085 $ 2,484,671 Total current period gross write-off $ — $ (421) $ (749) $ (317) $ (584) $ (672) $ (283) $ (3,026) The following table details the amortized cost and gross write-offs of the classes of loans within the Consumer segment based on their delinquency status and year of origination as of December 3

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	9 Months Ended
GOODWILL AND INTANGIBLE ASSETS	Sep. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND INTANGIBLE ASSETS	5. GOODWILL AND INTANGIBLE ASSETS The Company’s intangible assets consist of core deposits, goodwill, and other intangibles arising from previous acquisitions. The Company has determined that CDI have finite lives and amortizes them over their estimated useful lives. CDI are being amortized over the period of expected benefit, which ranges from four years to ten years , using an accelerated method. Other amortizable intangible assets are being amortized over the period of expected benefit, which ranges from four years to ten years , using various methods. The Company concluded that there was no impairment to goodwill or intangible assets as of the balance sheet date. In the normal course of business, the Company routinely monitors the impact of the changes in the financial markets and includes these assessments in the Company’s impairment process. As a result of the American National acquisition, the Company’s associated goodwill at September 30, 2024 totaled $287.5 million. During the quarter ended September 30, 2024, the Company adjusted the American National acquisition allocation of the purchase price for certain provisional amounts recognized at the acquisition date to reflect new information obtained about facts and circumstances that existed as of the acquisition date. The measurement period and reclassification adjustments recorded in this quarter relate to deferred taxes, the fair values of long-term borrowings, and foreclosed properties, which resulted in a $5.2 million increase in the preliminary goodwill recognized during the second quarter of 2024. The following table provides information on the significant components of goodwill and other acquired intangible assets as of the periods ended (dollars in thousands). Gross Additions: Net Carrying American National Accumulated Carrying Value Acquisition (1) Amortization Value September 30, 2024 Goodwill $ 925,211 $ 287,499 $ — $ 1,212,710 CDI 85,491 74,410 (80,828) 79,073 Other amortizable intangibles 3,977 10,277 (3,151) 11,103 December 31, 2023 Goodwill $ 925,211 $ — $ — $ 925,211 CDI 85,491 — (68,599) 16,892 Other amortizable intangibles 3,977 — (1,686) 2,291 (1) Includes initial goodwill of $282.3 million and a goodwill adjustment of $5.2 million related to the American National acquisition. Refer to Note 2 “Acquisitions” for more information. The following table presents the Company’s goodwill and intangible assets by operating segment as of the periods ended (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total September 30, 2024 Goodwill (1) $ 845,239 $ 362,245 $ 5,226 $ 1,212,710 Intangible Assets (2) 9,032 830 80,314 90,176 December 31, 2023 Goodwill $ 639,180 $ 286,031 $ — $ 925,211 Intangible Assets 1,302 989 16,892 19,183 (1) Wholesale Banking and Consumer Banking includes gross carrying values of $209.9 million and $77.6 million, respectively, which were added in the second quarter of 2024 related to the American National acquisition. Refer to Note 2 “Acquisitions” for more information. (2) Wholesale Banking and Corporate Other includes gross carrying values of $8.4 million and $76.3 million, respectively, which were added in the second quarter of 2024 related to the American National acquisition. Refer to Note 2 “Acquisitions” for more information. Amortization expense of intangibles for the three months ended September 30, 2024 and 2023 totaled $5.8 million and $2.2 million, respectively. Amortization expense of intangibles for the nine months ended September 30, 2024 and 2023 totaled $13.7 million and $6.7 million, respectively. As of September 30, 2024, the estimated remaining amortization expense of intangibles is as follows for the years ending (dollars in thousands): For the remaining three months of 2024 $ 5,615 2025 19,950 2026 16,245 2027 12,936 2028 10,151 Thereafter 25,279 Total estimated amortization expense $ 90,176

LEASES

LEASES	9 Months Ended
LEASES	Sep. 30, 2024
Leases [Abstract]
LEASES	6. LEASES Lessor Arrangements The Company’s lessor arrangements consist of sales-type and direct financing leases for equipment, including vehicles and machinery, with terms ranging from 5 months to 122 months . At September 30, 2024 and December 31, 2023, the carrying value of residual assets covered by residual value guarantees and residual value insurance was $97.1 million and $84.1 million, respectively. For more information on the Company’s lessor arrangements, refer to Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K. Total net investment in sales-type and direct financing leases are included in “Loans held for investment, net of deferred fees and costs” on the Company’s Consolidated Balance Sheets and consist of the following as of the periods ended (dollars in thousands): September 30, 2024 December 31, 2023 Sales-type and direct financing leases: Lease receivables, net of unearned income and deferred selling profit $ 492,868 $ 409,264 Unguaranteed residual values, net of unearned income and deferred selling profit 29,874 21,484 Total net investment in sales-type and direct financing leases $ 522,742 $ 430,748 Lessee Arrangements The Company’s lessee arrangements consist of operating and finance leases; however, the majority of the leases have been classified as non-cancellable operating leases and are primarily for real estate leases with remaining lease terms of up to 21 years . For more information on the Company’s lessee arrangements, refer to Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K. The tables below provide information about the Company’s lessee lease portfolio and other supplemental lease information for the following periods ended (dollars in thousands): September 30, 2024 December 31, 2023 Operating Finance Operating Finance ROU assets $ 75,833 $ 3,980 $ 71,788 $ 4,669 Lease liabilities 80,812 6,098 78,043 7,052 Lease Term and Discount Rate of Operating leases: Weighted-average remaining lease term (years) 11.10 4.33 11.75 5.08 Weighted-average discount rate (1) 6.20 % 1.17 % 6.21 % 1.17 % (1) A lease implicit rate or an incremental borrowing rate is used based on information available at commencement date of lease or at remeasurement date. Nine months ended September 30, 2024 2023 Cash paid for amounts included in measurement of lease liabilities: Operating Cash Flows from Finance Leases $ 57 $ 68 Operating Cash Flows from Operating Leases 10,802 8,902 Financing Cash Flows from Finance Leases 955 919 ROU assets obtained in exchange for lease obligations: Operating leases $ 4,135 $ 38,318 Three months ended September 30, Nine months ended September 30, 2024 2023 2024 2023 Net Operating Lease Cost $ 3,448 $ 2,381 $ 9,994 $ 7,291 Finance Lease Cost: Amortization of right-of-use assets 230 230 689 689 Interest on lease liabilities 18 22 57 68 Total Lease Cost $ 3,696 $ 2,633 $ 10,740 $ 8,048 The maturities of lessor and lessee arrangements outstanding are presented in the table below for the years ending (dollars in thousands): September 30, 2024 Lessor Lessee Sales-type and Direct Financing Operating Finance For the remaining three months of 2024 $ 31,746 $ 3,734 $ 346 2025 118,884 14,383 1,392 2026 108,054 11,726 1,427 2027 108,830 10,498 1,462 2028 83,386 9,495 1,499 Thereafter 127,840 67,754 128 Total undiscounted cash flows 578,740 117,590 6,254 Less: Adjustments (1) 85,872 36,778 156 Total (2) $ 492,868 $ 80,812 $ 6,098 (1) Lessor – unearned income and unearned guaranteed residual value; Lessee – imputed interest. (2) Represents lease receivables for lessor arrangements and lease liabilities for lessee arrangements.

BORROWINGS

BORROWINGS	9 Months Ended
BORROWINGS	Sep. 30, 2024
Borrowings [Abstract]
BORROWINGS	7. BORROWINGS Short-term Borrowings The Company classifies all borrowings that will mature within a year from the date on which the Company enters into them as short-term borrowings. Total short-term borrowings consist primarily of securities sold under agreements to repurchase, which are secured transactions with customers and generally mature the day following the date sold, advances from the FHLB, federal funds purchased (which are secured overnight borrowings from other financial institutions), and other lines of credit. Total short-term borrowings consist of the following as of the periods ended (dollars in thousands): September 30, December 31, 2024 2023 Securities sold under agreements to repurchase $ 59,227 $ 110,833 Federal Funds Purchased — 90,000 FHLB Advances 375,000 720,000 Total short-term borrowings $ 434,227 $ 920,833 Average outstanding balance during the period $ 554,926 $ 573,553 Average interest rate during the period 5.31 % 4.73 % Average interest rate at end of period 5.14 % 5.15 % The Company maintains federal funds lines with several correspondent banks; the available balance was $597.0 million and $682.0 million, respectively, at September 30, 2024 and December 31, 2023. The Company also maintains an alternate line of credit at a correspondent bank, and the available balance was $25.0 million at both September 30, 2024 and December 31, 2023. Additionally, the Company had a collateral dependent line of credit with the FHLB of up to $7.4 billion at September 30, 2024 and $6.2 billion at December 31, 2023. The Company’s secured line of credit capacity totaled $3.0 billion and $1.7 billion, of which $2.3 billion and $988.7 million were available at September 30, 2024 and December 31, 2023, respectively. Refer to Note 8 “Commitments and Contingencies” for additional information on the Company’s pledged collateral. The Company has certain restrictive covenants related to certain asset quality, capital, and profitability metrics associated with these lines and was in compliance with these covenants as of September 30, 2024 and December 31, 2023. Long-term Borrowings As part of the American National acquisition, the Company assumed junior subordinated debenture obligations related to several trusts that issued the obligations to several trust preferred capital securities totaling $28.5 million in total principal amount. Refer to the table below for contractual rates and maturity terms. Total long-term borrowings consist of the following as of September 30, 2024 (dollars in thousands): Spread to Principal 3-Month SOFR Rate (3) Maturity Investment (4) Trust Preferred Capital Securities Trust Preferred Capital Note – Statutory Trust I $ 22,500 2.75 % (1) 7.60 % 6/17/2034 $ 696 Trust Preferred Capital Note – Statutory Trust II 36,000 1.40 % (1) 6.25 % 6/15/2036 1,114 VFG Limited Liability Trust I Indenture 20,000 2.73 % (1) 7.58 % 3/18/2034 619 FNB Statutory Trust II Indenture 12,000 3.10 % (1) 7.95 % 6/26/2033 372 Gateway Capital Statutory Trust I 8,000 3.10 % (1) 7.95 % 9/17/2033 248 Gateway Capital Statutory Trust II 7,000 2.65 % (1) 7.50 % 6/17/2034 217 Gateway Capital Statutory Trust III 15,000 1.50 % (1) 6.35 % 5/30/2036 464 Gateway Capital Statutory Trust IV 25,000 1.55 % (1) 6.40 % 7/30/2037 774 MFC Capital Trust II 5,000 2.85 % (1) 7.70 % 1/23/2034 155 AMNB Statutory Trust I (5) 20,000 1.35 % (1) 6.20 % 6/30/2036 619 MidCarolina Trust I (5) 5,000 3.45 % (2) 8.04 % 11/7/2032 155 MidCarolina Trust II (5) 3,500 2.95 % (2) 7.54 % 1/7/2034 109 Total Trust Preferred Capital Securities $ 179,000 $ 5,542 Subordinated Debt (6) 2031 Subordinated Debt 250,000 — % 2.875 % 12/15/2031 Total Subordinated Debt (7) $ 250,000 Fair Value Discount (8) (16,605) Investment in Trust Preferred Capital Securities 5,542 Total Long-term Borrowings $ 417,937 (1) Three-Month CME SOFR + 0.262% . (2) Three-Month CME SOFR. (3) Rate as of September 30, 2024. Calculated using non-rounded numbers. (4) Represents the junior subordinated debentures owned by the Company in trust and is reported in “Other assets” on the Company’s Consolidated Balance Sheets . (5) Assumed in the American National acquisition and adjusted to fair value at the time of acquisition. (6) Subordinated notes qualify as Tier 2 capital for the Company for regulatory purposes. (7) Fixed-to-floating rate notes. On December 15, 2026, the interest rate changes to a floating rate of the then current Three-Month Term SOFR plus a spread of 186 bps through its maturity date or earlier redemption. The notes may be redeemed before maturity on any interest payment date occurring on or after December 15, 2026. (8) Remaining discounts of $14.4 million and $2.2 million on Trust Preferred Capital Securities and Subordinated Debt, respectively. Total long-term borrowings consist of the following as of December 31, 2023 (dollars in thousands): Spread to Principal 3-Month SOFR (1) Rate (2) Maturity Investment (3) Trust Preferred Capital Securities Trust Preferred Capital Note – Statutory Trust I $ 22,500 2.75 % 8.34 % 6/17/2034 $ 696 Trust Preferred Capital Note – Statutory Trust II 36,000 1.40 % 6.99 % 6/15/2036 1,114 VFG Limited Liability Trust I Indenture 20,000 2.73 % 8.32 % 3/18/2034 619 FNB Statutory Trust II Indenture 12,000 3.10 % 8.69 % 6/26/2033 372 Gateway Capital Statutory Trust I 8,000 3.10 % 8.69 % 9/17/2033 248 Gateway Capital Statutory Trust II 7,000 2.65 % 8.24 % 6/17/2034 217 Gateway Capital Statutory Trust III 15,000 1.50 % 7.09 % 5/30/2036 464 Gateway Capital Statutory Trust IV 25,000 1.55 % 7.14 % 7/30/2037 774 MFC Capital Trust II 5,000 2.85 % 8.44 % 1/23/2034 155 Total Trust Preferred Capital Securities $ 150,500 $ 4,659 Subordinated Debt (4) 2031 Subordinated Debt 250,000 — % 2.875 % 12/15/2031 Total Subordinated Debt (5) $ 250,000 Fair Value Discount (6) (14,134) Investment in Trust Preferred Capital Securities 4,659 Total Long-term Borrowings $ 391,025 (1) Three-Month CME SOFR + 0.262% . (2 ) Rate as of December 31, 2023. Calculated using non-rounded numbers. (3 ) Represents the junior subordinated debentures owned by the Company in trust and is reported in “Other assets” on the Company’s Consolidated Balance Sheets. (4) Subordinated notes qualify as Tier 2 capital for the Company for regulatory purposes. (5) Fixed-to-floating rate notes. On December 15, 2026, the interest changes to a floating rate of the then current Three-Month Term SOFR plus a spread of 186 bps through its maturity date or earlier redemption. The notes may be redeemed before maturity on any interest payment date occurring on or after December 15, 2026. (6) Remaining discounts of $11.7 million and $2.5 million on Trust Preferred Capital Securities and Subordinated Debt, respectively. As of September 30, 2024, the contractual maturities of long-term debt are as follows for the years ending (dollars in thousands): Trust Preferred Total Capital Subordinated Fair Value Long-term Notes Debt Discount (1) Borrowings For the remaining three months of 2024 $ — $ — $ (366) $ (366) 2025 — — (1,481) (1,481) 2026 — — (1,510) (1,510) 2027 — — (1,541) (1,541) 2028 — — (1,575) (1,575) Thereafter 184,542 250,000 (10,132) 424,410 Total long-term borrowings $ 184,542 $ 250,000 $ (16,605) $ 417,937 (1) Includes discount on Trust Preferred Capital Securities and Subordinated Debt.

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	9 Months Ended
COMMITMENTS AND CONTINGENCIES	Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	8. COMMITMENTS AND CONTINGENCIES Litigation and Regulatory Matters In the ordinary course of its operations, the Company and its subsidiaries are subject to loss contingencies related to legal and regulatory proceedings. The Company establishes accruals for those matters when a loss contingency is considered probable and the related amount is reasonably estimable. When applicable, the Company estimates loss contingencies and whether there is an accruable probable loss. When the Company is able to estimate such losses and when it is reasonably possible that the Company could incur losses in excess of the amounts accrued, the Company discloses the aggregate estimation of such possible losses. As previously disclosed, on February 9, 2022, pursuant to the CFPB’s Notice and Opportunity to Respond and Advise process, the CFPB Office of Enforcement notified the Bank that it was considering recommending that the CFPB take legal action against the Bank in connection with alleged violations of Regulation E, 12 C.F.R. § 1005.17, and the Consumer Financial Protection Act, 12 U.S.C. §§ 5531 and 5536, in connection with the Bank’s overdraft practices and policies. In March 2023, the CFPB commenced settlement discussions with the Company to resolve the matter, and on December 7, 2023, the Bank entered into a Consent Order with the CFPB to resolve the matter. As of September 30, 2024, the Company has a recorded probable and estimable liability in connection with this matter. Financial Instruments with Off-Balance Sheet Risk The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates. These financial instruments include commitments to extend credit and letters of credit. These instruments involve elements of credit and interest rate risk in excess of the amount recognized on the Company’s Consolidated Balance Sheets. The contractual amounts of these instruments reflect the extent of the Company’s involvement in particular classes of financial instruments. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and letters of credit written is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. Unless noted otherwise, the Company does not require collateral or other security to support off-balance sheet instruments with credit risk. The Company considers credit losses related to off-balance sheet commitments by undergoing a similar process in evaluating losses for loans that are carried on the balance sheet. The Company considers historical loss and funding information, current and future economic conditions, risk ratings, and past due status among other factors in the consideration of expected credit losses in the Company’s off-balance sheet commitments to extend credit. The Company also records an indemnification reserve based on historical statistics and loss rates related to mortgage loans previously sold, included in “Other Liabilities” on the Company’s Consolidated Balance Sheets. At September 30, 2024 and December 31, 2023, the Company’s reserve for unfunded commitments and indemnification reserve totaled $17.2 million and $16.5 million, respectively. Commitments to extend credit are agreements to lend to customers as long as there are no violations of any conditions established in the contracts. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because many of the commitments may expire without being completely drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Letters of credit are conditional commitments issued by the Company to guarantee the performance of customers to third parties. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers. The following table presents the balances of commitments and contingencies as of the periods ended (dollars in thousands): September 30, 2024 December 31, 2023 Commitments with off-balance sheet risk: Commitments to extend credit (1) $ 6,181,617 $ 5,961,238 Letters of credit 141,366 140,498 Total commitments with off-balance sheet risk $ 6,322,983 $ 6,101,736 (1) Includes unfunded overdraft protection . As of September 30, 2024 and December 31, 2023, the Company had approximately $157.8 million and $218.5 million, respectively, in deposits in other financial institutions of which $118.7 million and $154.4 million, respectively, served as collateral for cash flow, fair value and loan swap derivatives. The Company had approximately $36.3 million and $60.8 million, respectively, in deposits in other financial institutions that were uninsured at September 30, 2024 and December 31, 2023. At least annually, the Company’s management evaluates the loss risk of its uninsured deposits in financial counterparties. For asset/liability management purposes, the Company uses interest rate contracts to hedge various exposures or to modify the interest rate characteristics of various balance sheet accounts. For the over-the-counter derivatives cleared with the central clearinghouses, the variation margin is treated as a settlement of the related derivatives fair values. Refer to Note 9 “Derivatives” within this Item 1 of this Quarterly Report for additional information. As part of the Company’s liquidity management strategy, the Company pledges collateral to secure various financing and other activities that occur during the normal course of business. The following tables present the types of collateral pledged as of the periods ended (dollars in thousands): Pledged Assets as of September 30, 2024 AFS HTM Cash Securities (1) Securities (1) Loans (2) Total Public deposits $ — $ 807,268 $ 617,043 $ — $ 1,424,311 Repurchase agreements — 84,094 — — 84,094 FHLB advances — 622,906 9,897 4,213,624 4,846,427 Derivatives 118,729 62,683 — — 181,412 Federal Reserve Discount Window — — — 5,478,665 5,478,665 Other purposes — 11,154 — — 11,154 Total pledged assets $ 118,729 $ 1,588,105 $ 626,940 $ 9,692,289 $ 12,026,063 (1) Balance represents market value. (2) Balance represents book value. Pledged Assets as of December 31, 2023 AFS HTM Cash Securities (1) Securities (1) Loans (2) Total Public deposits $ — $ 749,398 $ 621,494 $ — $ 1,370,892 Repurchase agreements — 174,075 — — 174,075 FHLB advances — 48,718 — 2,960,926 3,009,644 Derivatives 154,382 61,311 — — 215,693 Federal Reserve Discount Window (3) — 411,661 17,356 418,468 847,485 Other purposes — 15,591 — — 15,591 Total pledged assets $ 154,382 $ 1,460,754 $ 638,850 $ 3,379,394 $ 5,633,380 (1) Balance represents market value. (2) Balance represents book value. (3) Includes AFS and HTM securities pledged under the BTFP program.

DERIVATIVES

DERIVATIVES	9 Months Ended
DERIVATIVES	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES	9 . DERIVATIVES The Company has cash flow and fair value hedges that are derivatives designated as accounting hedges. The Company also has derivatives not designated as accounting hedges that include foreign exchange contracts, interest rate contracts, and RPAs. The Company’s mortgage banking derivatives do not have a material impact to the Company and are not included within the derivatives disclosures noted below. See Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the Company’s polices regarding derivatives. The following table summarizes key elements of the Company’s derivative instruments as of the periods ended, segregated by derivatives that are considered accounting hedges and those that are not (dollars in thousands): September 30, 2024 December 31, 2023 Derivative (2) Derivative (2) Notional or Notional or Contractual Contractual Amount (1) Assets Liabilities Amount (1) Assets Liabilities Derivatives designated as accounting hedges: Interest rate contracts: (3) Cash flow hedges $ 900,000 $ 2,412 $ 1,258 $ 900,000 $ 1,419 $ 4,359 Fair value hedges: Loans 74,075 1,079 — 78,072 1,633 — Securities 50,000 653 — 50,000 1,329 — Derivatives not designated as accounting hedges: Interest rate contracts (3)(4) 7,001,510 87,264 167,696 6,595,975 88,646 202,202 Foreign exchange contracts 14,325 10 1,164 12,726 16 1,219 Cash collateral (received)/pledged (5) $ — $ (15,494) $ — $ — $ (14,879) $ — (1) Notional amounts are not recorded on the Company’s Consolidated Balance Sheets and are generally used only as a basis on which interest and other payments are determined. (2) Balances represent fair value of derivative financial instruments. (3) The Company’s cleared derivatives are classified as a single-unit of accounting, resulting in the fair value of the designated swap being reduced by the variation margin, which is treated as settlement of the related derivatives fair value for accounting purposes and is reported on a net basis. (4) Includes RPAs. (5) The fair value of derivative assets and liabilities is presented on a gross basis. The Company has not applied collateral netting; as such the amounts of cash collateral received or pledged are not offset against the derivative assets and derivative liabilities in the Consolidated Balance Sheets. The following table summarizes the carrying value of the Company’s hedged assets in fair value hedges and the associated cumulative basis adjustments included in those carrying values as of the periods ended (dollars in thousands): September 30, 2024 December 31, 2023 Cumulative Cumulative Amount of Basis Amount of Basis Adjustments Adjustments Included in the Included in the Carrying Amount Carrying Carrying Amount Carrying of Hedged Amount of the of Hedged Amount of the Assets/(Liabilities) Hedged Assets/(Liabilities) Hedged Amount (1) Assets/(Liabilities) Amount (1) Assets/(Liabilities) Line items on the Consolidated Balance Sheets in which the hedged item is included: Securities available-for-sale (1) (2) $ 75,699 $ (639) $ 82,203 $ (1,323) Loans (3) 74,075 (7,913) 78,072 (9,392) (1) These amounts include the amortized cost basis of the investment securities designated in hedging relationships for which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. The amount of the designated hedged item at September 30, 2024 and December 31, 2023 totaled $50 million. (2) Carrying value represents amortized cost. (3) The fair value of the swaps associated with the derivative related to hedged items at September 30, 2024 and December 31, 2023 was an unrealized gain of $8.1 million and $9.6 million, respectively.

STOCKHOLDERS' EQUITY

STOCKHOLDERS' EQUITY	9 Months Ended
STOCKHOLDERS' EQUITY	Sep. 30, 2024
Equity [Abstract]
STOCKHOLDERS' EQUITY	10 . STOCKHOLDERS’ EQUITY Share Repurchase Programs The Company’s share repurchase program activity is dependent on management’s determination of its capital deployment needs, subject to market, economic, and regulatory conditions. Authorized repurchase programs allow the Company to repurchase its common stock through either open market transactions or privately negotiated transactions. During the quarters ended September 30, 2024 and 2023, there were no active share repurchase programs. Series A Preferred Stock On June 9, 2020, the Company issued and sold 6,900,000 depositary shares, each representing a 1/400th ownership interest in a share of its Series A preferred stock , with a liquidation preference of $10,000 per share of Series A preferred stock (equivalent to $25 per depositary share), including 900,000 depositary shares pursuant to the exercise in full by the underwriters of their option to purchase additional depositary shares. Accumulated Other Comprehensive Income (Loss) The change in AOCI for the three and nine months ended September 30, 2024 is summarized as follows, net of tax (dollars in thousands): Unrealized Gains (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) on Securities HTM Flow Hedge BOLI Total AOCI (loss) – June 30, 2024 $ (330,804) $ 1 $ (52,775) $ 991 $ (382,587) Other comprehensive (loss) income: Other comprehensive income before reclassification 66,856 — 23,589 — 90,445 Amounts reclassified from AOCI into earnings (3) — — (162) (165) Net current period other comprehensive income (loss) 66,853 — 23,589 (162) 90,280 AOCI (loss) – September 30, 2024 $ (263,951) $ 1 $ (29,186) $ 829 $ (292,307) Unrealized Gains (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) on Securities HTM Flow Hedge BOLI Total AOCI (loss) – December 31, 2023 $ (302,532) $ 6 $ (42,165) $ 1,342 $ (343,349) Other comprehensive (loss) income: Other comprehensive income (loss) before reclassification 33,438 — 12,979 (16) 46,401 Amounts reclassified from AOCI into earnings 5,143 (5) — (497) 4,641 Net current period other comprehensive income (loss) 38,581 (5) 12,979 (513) 51,042 AOCI (loss) – September 30, 2024 $ (263,951) $ 1 $ (29,186) $ 829 $ (292,307) The change in AOCI for the three and nine months ended September 30, 2023 is summarized as follows, net of tax (dollars in thousands): Unrealized Gain (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) Securities HTM Flow Hedge on BOLI Total AOCI (loss) – June 30, 2023 $ (353,811) $ 12 $ (57,221) $ 153 $ (410,867) Other comprehensive (loss) income: Other comprehensive loss before reclassification (79,193) — (9,581) — (88,774) Amounts reclassified from AOCI into earnings 21,799 (2) — (62) 21,735 Net current period other comprehensive loss (57,394) (2) (9,581) (62) (67,039) AOCI (loss) – September 30, 2023 $ (411,205) $ 10 $ (66,802) $ 91 $ (477,906) Unrealized Gain (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) Securities HTM Flow Hedge on BOLI Total AOCI (loss) – December 31, 2022 $ (363,919) $ 17 $ (54,610) $ 226 $ (418,286) Other comprehensive (loss) income: Other comprehensive (loss) income before reclassification (79,669) — (12,192) 10 (91,851) Amounts reclassified from AOCI into earnings 32,383 (7) — (145) 32,231 Net current period other comprehensive income (loss) (47,286) (7) (12,192) (135) (59,620) AOCI (loss) – September 30, 2023 $ (411,205) $ 10 $ (66,802) $ 91 $ (477,906)

FAIR VALUE MEASUREMENTS

FAIR VALUE MEASUREMENTS	9 Months Ended
FAIR VALUE MEASUREMENTS	Sep. 30, 2024
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENTS	11. FAIR VALUE MEASUREMENTS The Company follows ASC 820, Fair Value Measurement to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. ASC 820 clarifies that fair value of certain assets and liabilities is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between willing market participants. ASC 820 specifies a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. The three levels of the fair value hierarchy under ASC 820 based on these two types of inputs are as follows: Level 1 Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 Valuation is based on observable inputs including quoted prices in active markets for similar assets and liabilities, quoted prices for identical or similar assets and liabilities in less active markets, and model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the markets. Level 3 Valuation is based on model-based techniques that use one or more significant inputs or assumptions that are unobservable in the market. These unobservable inputs reflect the Company’s assumptions about what market participants would use and information that is reasonably available under the circumstances without undue cost and effort. Assets and Liabilities Measured at Fair Value on a Recurring Basis The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the financial statements. Refer to Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the valuation techniques used by the Company. ● AFS Securities: AFS securities are recorded at fair value on a recurring basis. The Company’s investment portfolio is primarily valued using fair value measurements that are Level 2. The Company has contracted with a third-party portfolio accounting service vendor for valuation of its securities portfolio; no material differences were identified during the valuations as of September 30, 2024 and December 31, 2023. The carrying value of restricted FRB and FHLB stock approximates fair value based on the redemption provisions of each entity and is therefore excluded from the fair value disclosure table below. ● Loans Held for Sale: Residential loans originated for sale in the open market are carried at fair value. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). Gains and losses on the sale of loans are recorded in current period earnings as a component of “Mortgage banking income” on the Company’s Consolidated Statements of Income. ● Derivative Instruments: The Company records derivative instruments at fair value on a recurring basis. The Company utilizes derivative instruments as part of the management of interest rate risk to modify the re-pricing characteristics of certain portions of the Company’s interest-bearing assets and liabilities, as well as to manage the Company’s exposure to credit risk related to the borrower’s performance under interest rate derivatives. The Company has contracted with a third-party vendor to provide valuations for derivatives using standard valuation techniques and therefore classifies such valuations as Level 2. Third-party valuations are validated by the Company using the Bloomberg Valuation Service’s derivative pricing functions. The Company determines the fair value of rate lock commitments, delivery contracts, and forward sales contracts of MBS by measuring the change in the value of the underlying asset, while taking into consideration the probability that the rate lock commitments will close or be funded. No significant differences were identified during the valuations as of September 30, 2024 and December 31, 2023. The Company has considered counterparty credit risk in the valuation of its derivative assets and has considered its own credit risk in the valuation of its derivative liabilities. The following table presents the balances of financial assets and liabilities measured at fair value on a recurring basis as of the periods ended (dollars in thousands): Fair Value Measurements at September 30, 2024 using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Level 1 Level 2 Level 3 Balance ASSETS AFS securities: U.S. government and agency securities $ 62,683 $ 3,988 $ — $ 66,671 Obligations of states and political subdivisions — 488,527 — 488,527 Corporate and other bonds (1) — 271,975 — 271,975 MBS — 1,779,177 — 1,779,177 Other securities — 1,832 — 1,832 LHFS — 11,078 — 11,078 Financial Derivatives (2) — 91,418 — 91,418 LIABILITIES Financial Derivatives (2) $ — $ 170,118 $ — $ 170,118 (1) Other bonds include asset-backed securities. (2) Includes hedged and non-hedged derivatives. Fair Value Measurements at December 31, 2023 using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Level 1 Level 2 Level 3 Balance ASSETS AFS securities: U.S. government and agency securities $ 61,311 $ 2,045 $ — $ 63,356 Obligations of states and political subdivisions — 475,447 — 475,447 Corporate and other bonds (1) — 241,889 — 241,889 MBS — 1,448,817 — 1,448,817 Other securities — 1,752 — 1,752 LHFS — 6,710 — 6,710 Financial Derivatives (2) — 93,027 — 93,027 LIABILITIES Financial Derivatives (2) $ — $ 206,561 $ — $ 206,561 (1) Other bonds include asset-backed securities. (2) Includes hedged and non-hedged derivatives. Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis Certain assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets after they are evaluated for impairment. The primary assets accounted for at fair value on a nonrecurring basis are related to LHFS, foreclosed properties, former bank premises, and collateral-dependent loans that are individually assessed. When the asset is secured by real estate, the Company measures the fair value utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser using observable market data. Management may discount the value from the appraisal in determining the fair value if, based on its understanding of the market conditions, the collateral had been impaired below the appraised value (Level 3). The nonrecurring valuation adjustments for these assets did not have a significant impact on the Company’s consolidated financial statements. Fair Value of Financial Instruments ASC 825, Financial Instruments, requires disclosure about fair value of financial instruments for interim periods and excludes certain financial instruments and all non-financial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. Refer to Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the valuation techniques used by the Company to measure fair value. ● Cash and Cash Equivalents: T he carrying amount is a reasonable estimate of fair value. ● HTM Securities: The Company’s investment portfolio is primarily valued using fair value measurements that are considered to be Level 2; however, there are a few investments that are considered to be Level 3. The Company has contracted with a third-party portfolio accounting service vendor for valuation of its securities portfolio; no material differences were identified during the valuations as of September 30, 2024 and December 31, 2023. ● Loans and Leases: The fair value of loans and leases were estimated using an exit price, representing the amount that would be expected to be received if the Company sold the loans and leases. The fair value of performing loans and leases were estimated through use of discounted cash flows. Credit loss assumptions were based on market probability of default/loss given default for loan and lease cohorts. The discount rate was based primarily on recent market origination rates. Fair value of loans and leases individually assessed and their respective levels within the fair value hierarchy are described in the previous section related to fair value measurements of assets that are measured on a nonrecurring basis. ● Accrued Interest: The carrying amounts of accrued interest approximate fair value. ● Bank Owned Life Insurance: The carrying value of BOLI approximates fair value. The Company records these policies at their cash surrender value, which is estimated using information provided by insurance carriers. ● Deposits: The fair value of demand deposits, savings accounts, brokered deposits, and certain money market deposits is the amount payable on demand at the reporting date. The fair value of certificates of deposits were valued using a discounted cash flow calculation that includes a market rate analysis of the current rates offered by market participants for certificates of deposits that mature in the same period. ● Borrowings: The carrying amounts of federal funds purchased, borrowings under repurchase agreements and any other short-term borrowings approximate their fair value. The fair values of the Company’s long-term borrowings, including trust preferred securities are estimated using discounted cash flow analyses, based on the current incremental borrowing rates for similar types of borrowing arrangements. The carrying values and estimated fair values of the Company’s financial instruments as of the periods ended are as follows (dollars in thousands): Fair Value Measurements at September 30, 2024 using Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Total Fair Identical Assets Inputs Inputs Value Carrying Value Level 1 Level 2 Level 3 Balance ASSETS Cash and cash equivalents $ 528,070 $ 528,070 $ — $ — $ 528,070 AFS securities 2,608,182 62,683 2,545,499 — 2,608,182 HTM securities 807,080 — 775,630 1,197 776,827 Restricted stock 117,881 — 117,881 — 117,881 LHFS 11,078 — 11,078 — 11,078 LHFI, net of deferred fees and costs 18,337,299 — — 17,721,302 17,721,302 Financial Derivatives (1) 91,418 — 91,418 — 91,418 Accrued interest receivable 93,603 — 93,603 — 93,603 BOLI 489,759 — 489,759 — 489,759 LIABILITIES Deposits $ 20,305,287 $ — $ 20,310,505 $ — $ 20,310,505 Borrowings 852,164 — 787,333 — 787,333 Accrued interest payable 26,751 — 26,751 — 26,751 Financial Derivatives (1) 170,118 — 170,118 — 170,118 (1) Includes hedged and non-hedged derivatives. Fair Value Measurements at December 31, 2023 using Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Total Fair Identical Assets Inputs Inputs Value Carrying Value Level 1 Level 2 Level 3 Balance ASSETS Cash and cash equivalents $ 378,131 $ 378,131 $ — $ — $ 378,131 AFS securities 2,231,261 61,311 2,169,950 — 2,231,261 HTM securities 837,378 — 806,834 1,240 808,074 Restricted stock 115,472 — 115,472 — 115,472 LHFS 6,710 — 6,710 — 6,710 LHFI, net of deferred fees and costs 15,635,043 — — 15,148,256 15,148,256 Financial Derivatives (1) 93,027 — 93,027 — 93,027 Accrued interest receivable 91,370 — 91,370 — 91,370 BOLI 452,565 — 452,565 — 452,565 LIABILITIES Deposits $ 16,818,129 $ — $ 16,799,791 $ — $ 16,799,791 Borrowings 1,311,858 — 1,154,694 — 1,154,694 Accrued interest payable 20,528 — 20,528 — 20,528 Financial Derivatives (1) 206,561 — 206,561 — 206,561 (1) Includes hedged and non-hedged derivatives. The Company assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of the Company’s financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Company. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. Borrowers with fixed rate obligations, however, are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Company’s overall interest rate risk.

INCOME TAXES

INCOME TAXES	9 Months Ended
INCOME TAXES	Sep. 30, 2024
Income Tax Disclosure [Abstract]
INCOME TAXES	12. INCOME TAXES The Company’s effective tax rate for the three months ended September 30, 2024 and 2023 was 17.0% and 17.6% , respectively, and the effective tax rate for the nine months ended September 30, 2024 and 2023 was 19.7% and 16.3% . respectively. The increase in the effective tax rate for the nine months ended September 30, 2024 was primarily due to the valuation allowance established during the second quarter of 2024, which resulted in a 250 bps increase in the effective tax rate.

EARNINGS PER SHARE

EARNINGS PER SHARE	9 Months Ended
EARNINGS PER SHARE	Sep. 30, 2024
Earnings Per Share [Abstract]
EARNINGS PER SHARE	13. EARNINGS PER SHARE Basic EPS is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted EPS is computed using the weighted average number of common shares outstanding during the period, including the effect of dilutive potential common shares outstanding attributable to stock awards. The following table presents basic and diluted EPS calculations for the three and nine months ended September 30, (dollars in thousands except per share data): Three Months Ended Nine Months Ended September 30, September 30, 2024 2023 2024 2023 Net Income Net Income $ 76,415 $ 54,017 $ 151,346 $ 144,911 Less: Preferred Stock Dividends 2,967 2,967 8,901 8,901 Net income available to common shareholders $ 73,448 $ 51,050 $ 142,445 $ 136,010 Weighted average shares outstanding, basic 89,781 74,999 84,933 74,943 Dilutive effect of stock awards — — — 1 Weighted average shares outstanding, diluted 89,781 74,999 84,933 74,944 Earnings per common share, basic $ 0.82 $ 0.68 $ 1.68 $ 1.81 Earnings per common share, diluted $ 0.82 $ 0.68 $ 1.68 $ 1.81

SEGMENT REPORTING AND REVENUE

SEGMENT REPORTING AND REVENUE	9 Months Ended
SEGMENT REPORTING AND REVENUE	Sep. 30, 2024
Revenue from Contract with Customer [Abstract]
SEGMENT REPORTING AND REVENUE	14. SEGMENT REPORTING AND REVENUE Operating Segments The Company has two reportable operating segments, Wholesale Banking and Consumer Banking, with corporate support functions and intercompany eliminations being presented within Corporate Other. Segment Results The following tables present the Company’s operating segment results for the three and nine months ended September 30, (dollars in thousands): Three Months Ended: Wholesale Banking Consumer Banking Corporate Other (1) Total 2024 Net interest income $ 101,097 $ 79,112 $ 2,723 $ 182,932 Provision for credit losses 217 2,389 (3) 2,603 Net interest income after provision for credit losses 100,880 76,723 2,726 180,329 Noninterest income 10,773 15,721 7,792 34,286 Noninterest expenses 50,880 64,335 7,367 122,582 Income before income taxes $ 60,773 $ 28,109 $ 3,151 $ 92,033 2023 Net interest income $ 68,049 $ 63,912 $ 19,980 $ 151,941 Provision for credit losses 9,310 (4,319) — 4,991 Net interest income after provision for credit losses 58,739 68,231 19,980 146,950 Noninterest income 9,468 13,722 3,904 27,094 Noninterest expenses 40,039 54,994 13,475 108,508 Income before income taxes $ 28,168 $ 26,959 $ 10,409 $ 65,536 Nine Months Ended: Wholesale Banking Consumer Banking Corporate Other (1) Total 2024 Net interest income $ 276,919 $ 224,358 $ 14,013 $ 515,290 Provision for credit losses 25,803 6,801 (12) 32,592 Net interest income after provision for credit losses 251,116 217,557 14,025 482,698 Noninterest income 29,913 43,589 10,149 83,651 Noninterest expenses 144,152 184,446 49,261 377,859 Income before income taxes $ 136,877 $ 76,700 $ (25,087) $ 188,490 2023 Net interest income $ 201,722 $ 190,806 $ 64,941 $ 457,469 Provision for credit losses 25,853 (2,947) 5 22,911 Net interest income after provision for credit losses 175,869 193,753 64,936 434,558 Noninterest income 25,743 38,188 (3,013) 60,918 Noninterest expenses 123,207 168,971 30,264 322,442 Income before income taxes $ 78,405 $ 62,970 $ 31,659 $ 173,034 (1) For the three and nine months ended September 30, 2023, noninterest expenses include $8.7 million ( $8.7 million included within other expenses and ($67,000) included within salaries and benefits) and $12.6 million ( $9.8 million included within other expenses and $2.8 million included within salaries and benefits), respectively, in expenses associated with strategic cost saving initiatives, principally composed of severance costs related to headcount reductions and charges for exiting certain leases. The following table presents the Company’s operating segment results for key balance sheet metrics as of the periods ended (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total September 30, 2024 LHFI, net of deferred fees and costs (1) $ 15,366,703 $ 3,113,472 $ (142,876) $ 18,337,299 Goodwill (2) 845,239 362,245 5,226 1,212,710 Deposits 7,083,741 11,649,873 1,571,673 20,305,287 December 31, 2023 LHFI, net of deferred fees and costs (1) $ 12,688,833 $ 2,958,811 $ (12,601) $ 15,635,043 Goodwill 639,180 286,031 — 925,211 Deposits 6,403,432 9,816,562 598,135 16,818,129 (1) Corporate Other includes acquisition accounting fair value adjustments. (2) Wholesale Banking and Consumer Banking includes $209.9 million and $77.6 million, respectively, related to the American National acquisition. Refer to Note 2 “Acquisitions” and Note 5 “Goodwill and Intangible Assets” for more information. Revenue Noninterest income disaggregated by major source for the three and nine months ended September 30, consisted of the following (dollars in thousands): Three Months Ended Nine Months Ended 2024 2023 2024 2023 Noninterest income: Service charges on deposit accounts (1) Overdraft fees $ 5,800 $ 5,210 $ 15,649 $ 14,873 Maintenance fees & other 3,992 3,347 11,798 9,704 Other service charges, commissions, and fees (1) 2,002 2,632 5,700 6,071 Interchange fees (1) 3,371 2,314 8,791 7,098 Fiduciary and asset management fees (1) Trust asset management fees 3,624 3,120 10,761 9,329 Registered advisor management fees 5 — 11 — Brokerage management fees 3,229 1,429 7,831 3,840 Mortgage banking income 1,214 666 3,274 1,969 Gain (loss) on sale of securities 4 (27,594) (6,510) (40,992) Bank owned life insurance income 5,037 2,973 12,074 8,671 Loan-related interest rate swap fees 1,503 2,695 4,353 6,450 Other operating income 4,505 30,302 9,919 33,905 Total noninterest income $ 34,286 $ 27,094 $ 83,651 $ 60,918 (1) Income within scope of ASC 606, Revenue from Contracts with Customers. The following tables present noninterest income disaggregated by reportable operating segment for the three and nine months ended September 30, (dollars in thousands): Three Months Ended: Wholesale Banking Consumer Banking Corporate Other (1)(2) Total 2024 Noninterest income: Service charges on deposit accounts $ 2,833 $ 6,959 $ — $ 9,792 Other service charges, commissions and fees 600 1,402 — 2,002 Fiduciary and asset management fees 4,933 1,925 — 6,858 Mortgage banking income — 1,214 — 1,214 Other income 2,407 4,221 7,792 14,420 Total noninterest income $ 10,773 $ 15,721 $ 7,792 $ 34,286 2023 Noninterest income: Service charges on deposit accounts $ 2,184 $ 6,373 $ — $ 8,557 Other service charges, commissions and fees 399 2,233 — 2,632 Fiduciary and asset management fees 3,050 1,499 — 4,549 Mortgage banking income — 666 — 666 Other income 3,835 2,951 3,904 10,690 Total noninterest income $ 9,468 $ 13,722 $ 3,904 $ 27,094 Nine Months Ended: Wholesale Banking Consumer Banking Corporate Other (1)(2) Total 2024 Noninterest income: Service charges on deposit accounts $ 8,178 $ 19,269 $ — $ 27,447 Other service charges, commissions and fees 1,413 4,304 (17) 5,700 Fiduciary and asset management fees 13,301 5,302 — 18,603 Mortgage banking income — 3,274 — 3,274 Other income 7,021 11,440 10,166 28,627 Total noninterest income $ 29,913 $ 43,589 $ 10,149 $ 83,651 2023 Noninterest income: Service charges on deposit accounts $ 6,268 $ 18,309 $ — $ 24,577 Other service charges, commissions and fees 1,140 4,931 — 6,071 Fiduciary and asset management fees 9,118 4,051 — 13,169 Mortgage banking income — 1,969 — 1,969 Other income 9,217 8,928 (3,013) 15,132 Total noninterest income $ 25,743 $ 38,188 $ (3,013) $ 60,918 (1) For the three and nine months ended September 30, 2023, other income primarily includes a $27.7 million gain related to the sale-leaseback transaction, losses incurred on the sale of AFS securities ( $27.6 million and $41.0 million, respectively), and income from BOLI. (2) For the three months ended September 30, 2024, other income primarily includes income from BOLI and equity method investment income. For the nine months ended September 30, 2024, other income primarily includes income from BOLI, equity method investment income, and $6.5 million of losses incurred on AFS securities .

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	9 Months Ended
SUBSEQUENT EVENTS	Sep. 30, 2024
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	15. SUBSEQUENT EVENTS The Company’s management has evaluated subsequent events through November 5, 2024, the date the financial statements were issued. Proposed Merger with Sandy Spring On October 21, 2024, the Company entered into a merger agreement with Sandy Spring, a Maryland corporation. The merger agreement provides that, upon the terms and subject to the conditions set forth therein, Sandy Spring will merge with and into the Company, with the Company continuing as the surviving corporation in the merger (the “Surviving Entity”). Immediately following the merger, the Company will cause Sandy Spring’s wholly owned banking subsidiary, Sandy Spring Bank, a Federal Reserve member bank chartered under the laws of the State of Maryland, to merge with and into the Bank, with the Bank continuing as the surviving bank. Upon the terms and subject to the conditions set forth in the merger agreement, at the effective time of the merger (the “Effective Time”), each outstanding share of common stock, par value $1.00 per share, of Sandy Spring (“Sandy Spring Common Stock”) issued and outstanding immediately prior to the Effective Time, other than shares of restricted Sandy Spring Common Stock and certain shares held by the Company or Sandy Spring, will be converted into the right to receive 0.900 (such shares, the “Merger Consideration”) shares of common stock, par value $1.33 per share, of the Company and cash in lieu of fractional shares. The merger agreement was unanimously approved by the boards of directors of each of the Company and Sandy Spring, and is subject to customary closing conditions, including receipt of required regulatory approvals and approval by the shareholders of the Company and Sandy Spring. The proposed transaction is expected to close by the third quarter of 2025. Forward Sale Agreement On October 21, 2024, the Company also announced that in connection with the execution of the merger agreement, it entered into a forward sale agreement (the “Base Forward Sale Agreement”) with Morgan Stanley & Co. LLC (the “Forward Purchaser”), relating to an aggregate of 9,859,155 shares of the Company’s common stock. On October 21, 2024, the Company priced the public offering of shares of the Company’s common stock in connection with the Base Forward Sale Agreement and entered into an underwriting agreement (the “Underwriting Agreement”) with Morgan Stanley & Co. LLC, as representative for the underwriters named therein, the Forward Purchaser and Morgan Stanley & Co. LLC as forward seller (the “Forward Seller”), relating to the registered public offering and sale of 9,859,155 shares of the Company’s common stock at a public offering price of $35.50 per share (before underwriting discounts and commissions). The underwriters were granted a 30 -day option to purchase up to an additional 1,478,873 shares of the Company’s common stock. On October 21, 2024, the underwriters exercised in full their option to purchase the additional 1,478,873 shares of the Company’s common stock pursuant to the Underwriting Agreement and, in connection therewith, the Company entered into an additional forward sale agreement (the “Additional Forward Sale Agreement,” and together with the “Base Forward Sale Agreement,” the “Forward Sale Agreement”) with the Forward Purchaser relating to 1,478,873 shares of the Company’s common stock, on terms substantially similar to those contained in the Base Forward Sale Agreement. The Company did not initially receive any proceeds from the sale of the Company’s common stock sold by the Forward Seller to the underwriters named in the Underwriting Agreement. The Company expects to physically settle the Forward Sale Agreement (by the delivery of shares of the Company’s common stock) and receive proceeds from the sale of those shares of the Company’s common stock upon one or more forward settlement dates within approximately 18 months from the date of the Forward Sale Agreement at the then applicable forward sale price. The forward sale price was initially $34.08 per share, which is equal to the public offering price per share, less the underwriting discount per share, and would result in net proceeds of approximately $386.4 million (before offering expenses) to the Company under the Forward Sale Agreement. No physical settlement has occurred through the date on which these consolidated financial statements were issued. Dividends On October 24, 2024 , the Company’s Board of Directors declared a quarterly dividend on the outstanding shares of its Series A preferred stock. The Series A preferred stock is represented by depositary shares, each representing a 1/400th ownership interest in a share of Series A preferred stock . The dividend of $171.88 per share (equivalent to $0.43 per outstanding depositary share) is payable on December 2, 2024 to preferred shareholders of record as of November 15, 2024 . The Company’s Board of Directors also declared a quarterly dividend of $0.34 per share of common stock. The common stock dividend is payable on November 22, 2024 to common shareholders of record as of November 8, 2024 .

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
Pay vs Performance Disclosure - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 76,415	$ 25,161	$ 49,769	$ 54,017	$ 55,241	$ 35,653	$ 151,346	$ 144,911

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
Insider Trading Arrangements	Sep. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	Sep. 30, 2024
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
The Company	The Company Headquartered in Richmond, Virginia, Atlantic Union Bankshares Corporation (NYSE: AUB) is the holding company for Atlantic Union Bank, which provides banking and related financial products and services to consumers and businesses.
Basis of Financial Information	Basis of Financial Information The accounting policies and practices of Atlantic Union Bankshares Corporation and subsidiaries conform to GAAP and follow general practices within the banking industry. The consolidated financial statements include the accounts of the Company, which is a financial holding company and a bank holding company that owns all of the outstanding common stock of its banking subsidiary, Atlantic Union Bank, which owns Union Insurance Group, LLC, Atlantic Union Financial Consultants, LLC, Atlantic Union Bank Investments, Inc., and Atlantic Union Equipment Finance, Inc. The unaudited consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. The preparation of the unaudited consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from these estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the ACL, the fair value of financial instruments, and the fair values associated with assets acquired and liabilities assumed in a business combination. The results of operations for the interim periods are not necessarily indicative of the results that may be expected for the full year or any other period. On April 1, 2024, the Company completed its acquisition of American National. American National’s results of operations are included in the Company’s consolidated results since the date of acquisition. The unaudited consolidated financial statements should be read in conjunction with the Company’s audited consolidated financial statements and notes thereto included in the Company’s 2023 Form 10-K. Certain prior period amounts have been reclassified to conform to current period presentation. None of these reclassifications had a material effect on the Company’s financial statements. See Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K and this Note 1 for additional information on the Company’s significant accounting policies. Except as set forth below with respect to acquisition accounting, there have not been any significant changes to the Company’s accounting policies from those disclosed in the Company’s 2023 Form 10-K that could have a material effect on the Company’s financial statements.
Acquisition Accounting	Acquisition Accounting The Company accounts for its mergers and acquisitions that qualify as a business combination under ASC 805, Business Combinations, which requires the use of the acquisition method of accounting, resulting in all identifiable assets acquired and liabilities assumed being recorded at their fair values as of the acquisition date, with the acquisition and merger-related transaction expenses and restructuring costs expensed in the period incurred. The determination of fair values requires management to make estimates about discount rates, future expected cash flows, market conditions, and other future events that are highly subjective in nature and subject to change. The excess of the consideration paid over the fair value of the net assets acquired is recorded as goodwill. The results of operations of the acquired entity are included in the consolidated statement of income from the acquisition date. The Company evaluates acquired loans at the acquisition date and classifies them as either – (1) loans that have experienced a more-than insignificant amount of credit deterioration since origination (“PCD” loans) or (2) loans that have not experienced a more-than insignificant amount of credit deterioration since origination (“non-PCD” loans). At acquisition, the allowance on PCD loans is booked directly to the ACL using the Company’s existing ACL methodology, but there is no initial impact to net income. Subsequent to acquisition, future changes in estimates of expected credit losses on PCD loans are recognized as provision expense (or reversal of provision expense). The ACL for non-PCD loans is recognized as provision expense in the same reporting period as the business acquisition, using the Company’s existing ACL methodology. See Note 1 “Summary of Significant Accounting Policies” in the “Notes to the Consolidated Financial Statements” contained in Item 8 “Financial Statements and Supplementary Data” in the Company’s 2023 Form 10-K for additional information on the Company’s accounting policy over acquired loans and ACL. Under ASC 805, the Company may adjust provisional fair values of assets acquired and liabilities assumed in a business combination for a measurement period of up to one year from the acquisition date if additional information about the facts and circumstances that existed as of the acquisition date becomes available. Any future measurement period adjustments, if necessary, will be recognized in the reporting period in which the adjustment amount is determined. See also Note 2 “Acquisitions” in this Form 10-Q for additional discussion of the Company’s acquisitions .

ACQUISITIONS (Tables)

ACQUISITIONS (Tables)	9 Months Ended
ACQUISITIONS (Tables)	Sep. 30, 2024
Business Combination, Description [Abstract]
Schedule of consideration transferred and fair value of assets acquired and liabilities assumed	The following table provides a summary of the consideration transferred and the fair value of the assets acquired and liabilities assumed as of the date of the acquisition, reflecting the aforementioned measurement period and reclassification adjustments (dollars in thousands): Purchase price consideration $ 505,473 Fair value of assets acquired: Cash and cash equivalents $ 55,060 Securities AFS 507,764 LHFS 2,611 LHFI 2,151,517 Premises and equipment 35,802 CDI and other intangibles 84,687 Bank owned life insurance 30,627 Other assets 79,967 Total assets $ 2,948,035 Fair value of liabilities assumed: Deposits $ 2,583,089 Short-term borrowings 98,336 Long-term borrowings 25,890 Other liabilities 22,746 Total liabilities $ 2,730,061 Fair value of net assets acquired $ 217,974 Preliminary goodwill $ 287,499 The Company assessed the fair value based on the following methods for the significant assets acquired and liabilities assumed:
Schedule of pro forma amounts	Pro forma Pro forma Three Months Ended Nine Months Ended September 30, September 30, 2024 (2) 2023 (3) 2024 (2) 2023 (3) (unaudited) (unaudited) (unaudited) (unaudited) Total revenues (1) $ 217,218 $ 214,812 $ 632,927 $ 628,065 Net income available to common shareholders (4) $ 74,533 $ 63,690 $ 180,409 $ 174,815 (1) Includes net interest income and noninterest income. (2) Includes the net impact of American National’s accretion adjustments of $5.0 million for the nine months ended September 30, 2024. There were no pro forma net accretion adjustments for the three months ended September 30, 2024. (3) Includes the net impact of American National’s accretion adjustments of $4.9 million and $14.8 million for the three and nine months ended September 30, 2023, respectively. (4) For the three and nine months ended September 30, 2024 and 2023, excludes American National merger-related costs as noted below.

SECURITIES AND OTHER INVESTME_2

SECURITIES AND OTHER INVESTMENTS (Tables)	9 Months Ended
SECURITIES AND OTHER INVESTMENTS (Tables)	Sep. 30, 2024
Amortized Cost of HTM Securities by Security Type and Credit Rating	The following table presents the amortized cost of HTM securities as of the periods ended, by security type and credit rating (dollars in thousands): Obligations of states and political Corporate and other Mortgage-backed Total HTM subdivisions bonds securities securities September 30, 2024 Credit Rating: AAA/AA/A $ 684,805 $ — $ 6,439 $ 691,244 BBB/BB/B 1,150 — — 1,150 Not Rated – Agency (1) — — 67,416 67,416 Not Rated – Non-Agency (2) 9,505 3,484 34,281 47,270 Total $ 695,460 $ 3,484 $ 108,136 $ 807,080 December 31, 2023 Credit Rating: AAA/AA/A $ 688,499 $ — $ 9,720 $ 698,219 BBB/BB/B 1,166 — — 1,166 Not Rated – Agency (1) — — 68,039 68,039 Not Rated – Non-Agency (2) 9,524 4,349 56,081 69,954 Total $ 699,189 $ 4,349 $ 133,840 $ 837,378 (1) Generally considered not to have credit risk given the government guarantees associated with these agencies. (2) Non-agency mortgage-backed and asset-backed securities have limited credit risk, supported by most receiving a 20% simplified supervisory formula approach rating.
Gross Realized Gain and Losses on the Sale of Securities	The following table presents the gross realized gains and losses on and the proceeds from the sale of securities during the three and nine months ended September 30 , (dollars in thousands): Three Months Ended Nine Months Ended 2024 2024 Realized gains (losses) (1) : Gross realized gains $ 4 $ 16 Gross realized losses — (6,526) Net realized gains (losses) $ 4 $ (6,510) Proceeds from sales of securities $ 102,888 $ 620,405 Three Months Ended Nine Months Ended 2023 2023 Realized gains (losses) (1) Gross realized gains $ 4 $ 1,352 Gross realized losses (27,598) (42,344) Net realized losses $ (27,594) $ (40,992) Proceeds from sales of securities $ 256,780 $ 856,881 (1) Includes gains (losses) on sales and calls of securities.
Available-for-sale Securities
Amortized Cost, Gross Unrealized Gains and Losses, and Estimated Fair Values of Investment Securities	The amortized cost, gross unrealized gains and losses, and estimated fair values of AFS securities as of September 30, 2024 are as follows (dollars in thousands): Amortized Gross Unrealized Estimated Cost Gains (Losses) Fair Value September 30, 2024 U.S. government and agency securities $ 65,384 $ 1,313 $ (26) $ 66,671 Obligations of states and political subdivisions 600,074 294 (111,841) 488,527 Corporate and other bonds (1) 283,861 631 (12,517) 271,975 Commercial MBS Agency 287,747 1,724 (37,721) 251,750 Non-agency 76,501 202 (1,636) 75,067 Total commercial MBS 364,248 1,926 (39,357) 326,817 Residential MBS Agency 1,522,319 4,144 (176,187) 1,350,276 Non-agency 104,967 984 (3,867) 102,084 Total residential MBS 1,627,286 5,128 (180,054) 1,452,360 Other securities 1,832 — — 1,832 Total AFS securities $ 2,942,685 $ 9,292 $ (343,795) $ 2,608,182 (1) Other bonds include asset-backed securities. The amortized cost, gross unrealized gains and losses, and estimated fair values of AFS securities as of December 31, 2023 are as follows (dollars in thousands): Amortized Gross Unrealized Estimated Cost Gains (Losses) Fair Value December 31, 2023 U.S. government and agency securities $ 62,367 $ 1,023 $ (34) $ 63,356 Obligations of states and political subdivisions 586,865 33 (111,451) 475,447 Corporate and other bonds (1) 261,656 7 (19,774) 241,889 Commercial MBS Agency 233,775 274 (41,181) 192,868 Non-agency 66,743 — (1,965) 64,778 Total commercial MBS 300,518 274 (43,146) 257,646 Residential MBS Agency 1,312,538 114 (205,635) 1,107,017 Non-agency 89,840 141 (5,827) 84,154 Total residential MBS 1,402,378 255 (211,462) 1,191,171 Other securities 1,752 — — 1,752 Total AFS securities $ 2,615,536 $ 1,592 $ (385,867) $ 2,231,261 (1) Other bonds include asset-backed securities.
Schedule of Gross Unrealized Losses and Fair Value of Investments	The following table shows the gross unrealized losses and fair value of the Company’s AFS securities with unrealized losses, which are aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position for the following periods ended (dollars in thousands). Less than 12 months More than 12 months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value (2) Losses Value Losses September 30, 2024 U.S. government and agency securities $ — $ — $ 1,439 $ (26) $ 1,439 $ (26) Obligations of states and political subdivisions 1,277 (213) 462,306 (111,628) 463,583 (111,841) Corporate and other bonds (1) 14,899 (167) 188,773 (12,350) 203,672 (12,517) Commercial MBS Agency 25,224 (86) 148,257 (37,635) 173,481 (37,721) Non-agency 17,533 (616) 40,135 (1,020) 57,668 (1,636) Total commercial MBS 42,757 (702) 188,392 (38,655) 231,149 (39,357) Residential MBS Agency 94,214 (288) 947,499 (175,899) 1,041,713 (176,187) Non-agency 16,199 (96) 29,821 (3,771) 46,020 (3,867) Total residential MBS 110,413 (384) 977,320 (179,670) 1,087,733 (180,054) Total AFS securities $ 169,346 $ (1,466) $ 1,818,230 $ (342,329) $ 1,987,576 $ (343,795) December 31, 2023 U.S. government and agency securities $ — $ — $ 1,980 $ (34) $ 1,980 $ (34) Obligations of states and political subdivisions 11,758 (2,090) 455,931 (109,361) 467,689 (111,451) Corporate and other bonds (1) 89,450 (531) 144,155 (19,243) 233,605 (19,774) Commercial MBS Agency 35,665 (547) 143,657 (40,634) 179,322 (41,181) Non-agency — — 64,778 (1,965) 64,778 (1,965) Total commercial MBS 35,665 (547) 208,435 (42,599) 244,100 (43,146) Residential MBS Agency 59,707 (491) 1,011,809 (205,144) 1,071,516 (205,635) Non-agency 9,022 (41) 40,085 (5,786) 49,107 (5,827) Total residential MBS 68,729 (532) 1,051,894 (210,930) 1,120,623 (211,462) Total AFS securities $ 205,602 $ (3,700) $ 1,862,395 $ (382,167) $ 2,067,997 $ (385,867) (1) Other bonds include asset-backed securities. (2) Comprised of 740 and 757 individual securities as of September 30, 2024 and December 31, 2023, respectively.
Schedule of Amortized Cost and Estimated Fair Value of Securities	The following table presents the amortized cost and estimated fair value of AFS securities as of the periods ended, by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2024 December 31, 2023 Amortized Estimated Amortized Estimated Cost Fair Value Cost Fair Value Due in one year or less $ 49,287 $ 49,040 $ 52,427 $ 51,936 Due after one year through five years 214,039 215,657 150,271 149,545 Due after five years through ten years 322,155 305,664 282,309 261,720 Due after ten years 2,357,204 2,037,821 2,130,529 1,768,060 Total AFS securities $ 2,942,685 $ 2,608,182 $ 2,615,536 $ 2,231,261
Held-to-maturity Securities
Schedule of Amortized Cost and Estimated Fair Value of Securities	The following table presents the amortized cost and estimated fair value of HTM securities as of the periods ended, by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2024 December 31, 2023 Carrying Estimated Carrying Estimated Value Fair Value Value Fair Value Due in one year or less $ 4,022 $ 3,997 $ 3,065 $ 3,058 Due after one year through five years 13,173 13,554 34,093 34,613 Due after five years through ten years 103,411 100,798 45,919 45,263 Due after ten years 686,474 658,478 754,301 725,140 Total HTM securities $ 807,080 $ 776,827 $ 837,378 $ 808,074
Schedule of Carrying Values, Gross Unrealized Gains and Losses and Estimated Fair Value of Securities	The Company reports HTM securities on the Company’s Consolidated Balance Sheets at carrying value. Carrying value is amortized cost, which includes any unamortized unrealized gains and losses recognized in AOCI prior to reclassifying the securities from AFS securities to HTM securities. The carrying value, gross unrealized gains and losses, and estimated fair values of HTM securities as of September 30, 2024 are as follows (dollars in thousands): Carrying Gross Unrealized Estimated Value Gains (Losses) Fair Value September 30, 2024 Obligations of states and political subdivisions $ 695,460 $ 3,775 $ (23,241) $ 675,994 Corporate and other bonds (1) 3,484 — (64) 3,420 Commercial MBS Agency 27,164 — (5,308) 21,856 Non-agency 21,218 156 (533) 20,841 Total commercial MBS 48,382 156 (5,841) 42,697 Residential MBS Agency 38,339 — (4,872) 33,467 Non-agency 21,415 15 (181) 21,249 Total residential MBS 59,754 15 (5,053) 54,716 Total HTM securities $ 807,080 $ 3,946 $ (34,199) $ 776,827 (1) Other bonds include asset-backed securities. The carrying value, gross unrealized gains and losses, and estimated fair values of HTM securities as of December 31, 2023 are as follows (dollars in thousands): Carrying Gross Unrealized Estimated Value Gains (Losses) Fair Value December 31, 2023 Obligations of states and political subdivisions $ 699,189 $ 6,175 $ (23,464) $ 681,900 Corporate and other bonds (1) 4,349 — (100) 4,249 Commercial MBS Agency 27,477 — (5,570) 21,907 Non-agency 24,503 37 (449) 24,091 Total commercial MBS 51,980 37 (6,019) 45,998 Residential MBS Agency 40,562 — (5,713) 34,849 Non-agency 41,298 122 (342) 41,078 Total residential MBS 81,860 122 (6,055) 75,927 Total HTM securities $ 837,378 $ 6,334 $ (35,638) $ 808,074 (1) Other bonds include asset-backed securities .

LOANS AND ALLOWANCE FOR LOAN _2

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)	9 Months Ended
LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)	Sep. 30, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Stated at Face Amount, Net of Unearned Income	September 30, 2024 December 31, 2023 Construction and Land Development $ 1,588,531 $ 1,107,850 CRE – Owner Occupied 2,401,807 1,998,787 CRE – Non-Owner Occupied 4,885,785 4,172,401 Multifamily Real Estate 1,357,730 1,061,997 Commercial & Industrial 3,799,872 3,589,347 Residential 1-4 Family – Commercial 729,315 522,580 Residential 1-4 Family – Consumer 1,281,914 1,078,173 Residential 1-4 Family – Revolving 738,665 619,433 Auto 354,570 486,926 Consumer 109,522 120,641 Other Commercial 1,089,588 876,908 Total LHFI, net of deferred fees and costs (1) 18,337,299 15,635,043 Allowance for loan and lease losses (160,685) (132,182) Total LHFI, net $ 18,176,614 $ 15,502,861 (1) Total loans included unamortized premiums and discounts, and unamortized deferred fees and costs totaling $ 228.3 million and $79.7 million as of September 30, 2024 and December 31, 2023, respectively .
Summary of Aging of the Loan Portfolio by Class	The following table shows the aging of the Company’s LHFI portfolio by class at September 30, 2024 (dollars in thousands): Greater than 30-59 Days 60-89 Days 90 Days and Current Past Due Past Due still Accruing Nonaccrual Total Loans Construction and Land Development $ 1,584,576 $ 1,559 $ 369 $ 82 $ 1,945 $ 1,588,531 CRE – Owner Occupied 2,392,190 2,291 1,306 1,239 4,781 2,401,807 CRE – Non-Owner Occupied 4,866,516 1,085 6,875 1,390 9,919 4,885,785 Multifamily Real Estate 1,356,721 821 135 53 — 1,357,730 Commercial & Industrial 3,789,537 5,876 549 862 3,048 3,799,872 Residential 1-4 Family – Commercial 725,395 656 736 801 1,727 729,315 Residential 1-4 Family – Consumer 1,260,678 471 6,950 1,890 11,925 1,281,914 Residential 1-4 Family – Revolving 728,538 3,309 2,672 1,186 2,960 738,665 Auto 350,373 2,796 468 401 532 354,570 Consumer 108,487 700 182 143 10 109,522 Other Commercial 1,082,274 2 185 7,127 — 1,089,588 Total LHFI, net of deferred fees and costs $ 18,245,285 $ 19,566 $ 20,427 $ 15,174 $ 36,847 $ 18,337,299 % of total loans 99.50 % 0.11 % 0.11 % 0.08 % 0.20 % 100.00 % The following table shows the aging of the Company’s LHFI portfolio by class at December 31, 2023 (dollars in thousands): Greater than 30-59 Days 60-89 Days 90 Days and Current Past Due Past Due still Accruing Nonaccrual Total Loans Construction and Land Development $ 1,107,183 $ 270 $ 24 $ 25 $ 348 $ 1,107,850 CRE – Owner Occupied 1,991,632 1,575 — 2,579 3,001 1,998,787 CRE – Non-Owner Occupied 4,156,089 545 184 2,967 12,616 4,172,401 Multifamily Real Estate 1,061,851 — 146 — — 1,061,997 Commercial & Industrial 3,579,657 4,303 49 782 4,556 3,589,347 Residential 1-4 Family – Commercial 518,150 567 676 1,383 1,804 522,580 Residential 1-4 Family – Consumer 1,053,255 7,546 1,804 4,470 11,098 1,078,173 Residential 1-4 Family – Revolving 611,584 2,238 1,429 1,095 3,087 619,433 Auto 480,557 4,737 872 410 350 486,926 Consumer 119,487 770 232 152 — 120,641 Other Commercial 870,339 6,569 — — — 876,908 Total LHFI, net of deferred fees and costs $ 15,549,784 $ 29,120 $ 5,416 $ 13,863 $ 36,860 $ 15,635,043 % of total loans 99.45 % 0.19 % 0.03 % 0.09 % 0.24 % 100.00 %
Summary of Loans on Nonaccrual Status	The following table shows the Company’s amortized cost basis of loans on nonaccrual status with no related ALLL as of the periods ended (dollars in thousands): September 30, December 31, 2024 2023 CRE – Owner Occupied $ 2,050 $ — CRE – Non-Owner Occupied 8,156 4,835 Total LHFI $ 10,206 $ 4,835
Summary of TDRs that Continue to Accrue Interest Under the Terms of Restructuring Agreement	The following table presents the amortized cost basis of TLMs for the three and nine months ended September 30, (dollars in thousands): Three Months Ended Nine Months Ended 2024 2024 Amortized Cost % of Total Class of Financing Receivable Amortized Cost % of Total Class of Financing Receivable Combination - Other-Than-Insignificant Payment Delay and Term Extension Commercial and Industrial $ — — % $ 553 0.01 % CRE – Non-Owner Occupied — — % 22,175 0.45 % Total Combination - Other-Than-Insignificant Payment Delay and Term Extension $ — $ 22,728 Term Extension Construction and Land Development $ 50 NM % $ 50 NM % Commercial and Industrial 141 NM % 141 NM % CRE – Owner Occupied 586 0.02 % 586 0.02 % Residential 1-4 Family – Consumer 236 0.02 % 236 0.02 % Total Term Extension $ 1,013 $ 1,013 Combination - Term Extension and Interest Rate Reduction Residential 1-4 Family – Consumer $ 283 0.02 % $ 630 0.05 % Total Combination - Term Extension and Interest Rate Reduction $ 283 $ 630 Combination - Interest Rate Reduction, Term Extension and Other-Than-Insignificant Payment Delay Commercial and Industrial $ — — % $ 106 NM % Total Combination - Interest Rate Reduction, Term Extension and Other-Than-Insignificant Payment Delay $ — $ 106 Total $ 1,296 $ 24,477 NM = Not Meaningful Three Months Ended Nine Months Ended 2023 2023 Amortized Cost % of Total Class of Financing Receivable Amortized Cost % of Total Class of Financing Receivable Term Extension Commercial and Industrial $ 97 NM $ 2,008 0.06 % CRE – Non-Owner Occupied — — % 20,133 0.49 % CRE – Owner Occupied 766 0.04 % 766 0.04 % Residential 1-4 Family – Consumer 29 NM 603 0.06 % Total Term Extension $ 892 $ 23,510 Combination - Term Extension and Interest Rate Reduction Residential 1-4 Family – Consumer $ 127 0.01 % $ 959 0.09 % Residential 1-4 Family – Revolving — — % 15 NM Total Combination - Term Extension and Interest Rate Reduction $ 127 $ 974 Principal Forgiveness CRE – Non-Owner Occupied — — % 4,935 0.12 % Total Principal Forgiveness $ — $ 4,935 Total $ 1,019 $ 29,419 NM = Not Meaningful
Summary of financial effects of TLMs on a weighted average basis for TLMs within that loan type	The following table describes the financial effects of TLMs on a weighted average basis for TLMs within that loan type for the three and nine months ended September 30,: Three Months Ended 2024 Term Extension Loan Type Financial Effect CRE – Owner Occupied Added a weighted-average 3.0 years to the life of loans. Nine Months Ended 2024 Other-Than-Insignificant Payment Delay and Term Extension Loan Type Financial Effect Commercial and Industrial Added a weighted-average 1.0 years to the life of loans. CRE – Non-Owner Occupied Added a weighted-average 1.6 years to the life of loans. Term Extension Loan Type Financial Effect CRE – Owner Occupied Added a weighted-average 3.0 years to the life of loans. Three Months Ended 2023 Term Extension Loan Type Financial Effect CRE – Owner Occupied Added a weighted-average 0.2 years to the life of loans. Nine Months Ended 2023 Term Extension Loan Type Financial Effect Commercial and Industrial Added a weighted-average 0.2 years to the life of loans. CRE – Owner Occupied Added a weighted-average 0.2 years to the life of loans. CRE – Non-Owner Occupied Added a weighted-average 0.5 years to the life of loans. Residential 1-4 Family – Consumer Added a weighted-average 10.7 years to the life of loans. Combination - Term Extension and Interest Rate Reduction Loan Type Financial Effect Residential 1-4 Family – Consumer Added a weighted-average 20.3 years to the life of loans and reduced the weighted average contractual interest rate from 8.2% to 7.6% . Residential 1-4 Family – Revolving Added a weighted-average 19.1 years to the life of loans and reduced the weighted average contractual interest rate from 10.5% to 7.3% . Principal Forgiveness Loan Type Financial Effect CRE – Non-Owner Occupied Reduced the amortized cost basis of loans by $3.5 million.
Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology	ALLL on the loan portfolio is a material estimate for the Company. The Company estimates its ALLL on its loan portfolio on a quarterly basis. The Company models the ALLL using two primary segments, Commercial and Consumer. Each loan segment is further disaggregated into classes based on similar risk characteristics. The Company has identified the following classes within each loan segment: ● Commercial: Construction and Land Development, CRE – Owner Occupied, CRE – Non-Owner Occupied, Multifamily Real Estate, Commercial & Industrial, Residential 1-4 Family – Commercial, and Other Commercial ● Consumer: Residential 1-4 Family – Consumer, Residential 1-4 Family – Revolving, Auto, and Consumer The following tables show the ALLL activity by loan segment for the three and nine months ended September 30, (dollars in thousands): Three Months Ended Nine Months Ended 2024 2024 Commercial Consumer Total Commercial Consumer Total Balance at beginning of period $ 131,139 $ 26,992 $ 158,131 $ 105,896 $ 26,286 $ 132,182 Initial Allowance on PCD American National loans — — — 2,609 1,287 3,896 Loans charged-off (1,642) (1,077) (2,719) (8,675) (3,026) (11,701) Recoveries credited to allowance 1,292 761 2,053 2,881 1,497 4,378 Initial Provision - Non-PCD American National loans — — — 11,213 2,016 13,229 Provision charged to operations 1,931 1,289 3,220 18,796 (95) 18,701 Balance at end of period $ 132,720 $ 27,965 $ 160,685 $ 132,720 $ 27,965 $ 160,685 Three Months Ended Nine Months Ended 2023 2023 Commercial Consumer Total Commercial Consumer Total Balance at beginning of period $ 92,970 $ 27,713 $ 120,683 $ 82,753 $ 28,015 $ 110,768 Loans charged-off (788) (841) (1,629) (7,589) (2,368) (9,957) Recoveries credited to allowance 878 457 1,335 1,911 1,626 3,537 Provision charged to operations 5,880 (642) 5,238 21,865 (586) 21,279 Balance at end of period $ 98,940 $ 26,687 $ 125,627 $ 98,940 $ 26,687 $ 125,627
Summary of loans acquired from American National	The following table presents additional information related to the acquired American National loan portfolio at the acquisition date, including the initial ACL at acquisition on the PCD loans (dollars in thousands): April 1, 2024 PCD Loans: Book value of acquired loans at acquisition $ 89,418 Initial ACL at acquisition (3,896) Non-credit discount at acquisition (10,466) Purchase Price $ 75,056 Non-PCD Loans: Fair Value $ 2,073,037 Gross contractual amounts receivable 2,503,707 Estimate of contractual cash flows not expected to be collected 10,887
Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivables Related Risk Rating	The table below details the amortized cost and gross write-offs of the classes of loans within the Commercial segment by risk level and year of origination as of September 30, (dollars in thousands): 2024 Term Loans Amortized Cost Basis by Origination Year Revolving 2024 2023 2022 2021 2020 Prior Loans Total Construction and Land Development Pass $ 248,772 $ 546,827 $ 453,332 $ 124,660 $ 21,372 $ 47,130 $ 103,907 $ 1,546,000 Watch — 4,019 2,187 1,135 — 1,048 — 8,389 Special Mention 1,824 827 296 226 1,332 2,492 — 6,997 Substandard 160 81 22,945 991 1,527 1,441 — 27,145 Total Construction and Land Development $ 250,756 $ 551,754 $ 478,760 $ 127,012 $ 24,231 $ 52,111 $ 103,907 $ 1,588,531 Current period gross write-off $ — $ — $ (392) $ — $ — $ — $ — $ (392) CRE – Owner Occupied Pass $ 119,494 $ 237,967 $ 286,271 $ 267,150 $ 253,840 $ 1,053,513 $ 27,073 $ 2,245,308 Watch 32,278 9,567 13,374 1,927 2,539 36,841 51 96,577 Special Mention 1,163 9,527 1,590 1,748 2,878 14,266 2,201 33,373 Substandard — 932 1,021 358 1,921 22,317 — 26,549 Total CRE – Owner Occupied $ 152,935 $ 257,993 $ 302,256 $ 271,183 $ 261,178 $ 1,126,937 $ 29,325 $ 2,401,807 Current period gross write-off $ — $ — $ — $ — $ — $ (354) $ — $ (354) CRE – Non-Owner Occupied Pass $ 220,707 $ 520,289 $ 664,692 $ 851,291 $ 387,340 $ 1,903,875 $ 42,583 $ 4,590,777 Watch — 152 1,477 5,936 4,037 54,881 — 66,483 Special Mention 397 — 17,947 5,125 3,355 62,509 12,750 102,083 Substandard — 13,758 — 1,128 39,701 71,782 73 126,442 Total CRE – Non-Owner Occupied $ 221,104 $ 534,199 $ 684,116 $ 863,480 $ 434,433 $ 2,093,047 $ 55,406 $ 4,885,785 Current period gross write-off $ — $ — $ — $ — $ (3,386) $ — $ — $ (3,386) Commercial & Industrial Pass $ 627,486 $ 688,535 $ 571,125 $ 331,698 $ 138,708 $ 259,312 $ 925,580 $ 3,542,444 Watch 3,266 25,712 79,979 1,000 588 17,882 44,303 172,730 Special Mention 46 4,961 9,119 3,653 2,674 290 46,054 66,797 Substandard 61 696 1,249 2,145 620 3,725 9,405 17,901 Total Commercial & Industrial $ 630,859 $ 719,904 $ 661,472 $ 338,496 $ 142,590 $ 281,209 $ 1,025,342 $ 3,799,872 Current period gross write-off $ — $ (42) $ (239) $ (5) $ (113) $ (600) $ (962) $ (1,961) Multifamily Real Estate Pass $ 39,570 $ 28,510 $ 226,917 $ 427,559 $ 240,473 $ 339,438 $ 36,318 $ 1,338,785 Watch — — 1,722 — — — — 1,722 Special Mention — — — — 250 1,196 — 1,446 Substandard — 14,212 — — — 1,512 53 15,777 Total Multifamily Real Estate $ 39,570 $ 42,722 $ 228,639 $ 427,559 $ 240,723 $ 342,146 $ 36,371 $ 1,357,730 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Residential 1-4 Family – Commercial Pass $ 42,386 $ 68,715 $ 140,565 $ 111,205 $ 80,592 $ 259,004 $ 9,394 $ 711,861 Watch — 338 1,072 509 809 6,840 101 9,669 Special Mention — — 233 217 335 1,881 — 2,666 Substandard 519 — — 232 613 3,502 253 5,119 Total Residential 1-4 Family – Commercial $ 42,905 $ 69,053 $ 141,870 $ 112,163 $ 82,349 $ 271,227 $ 9,748 $ 729,315 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Other Commercial Pass $ 163,223 $ 206,491 $ 175,616 $ 166,506 $ 87,207 $ 172,238 $ 96,733 $ 1,068,014 Watch — 572 7,095 983 7,013 4,599 — 20,262 Special Mention — 86 — — — 591 — 677 Substandard — 493 — — 41 2 99 635 Total Other Commercial $ 163,223 $ 207,642 $ 182,711 $ 167,489 $ 94,261 $ 177,430 $ 96,832 $ 1,089,588 Current period gross write-off $ — $ — $ — $ — $ — $ (2,582) $ — $ (2,582) Total Commercial Pass $ 1,461,638 $ 2,297,334 $ 2,518,518 $ 2,280,069 $ 1,209,532 $ 4,034,510 $ 1,241,588 $ 15,043,189 Watch 35,544 40,360 106,906 11,490 14,986 122,091 44,455 375,832 Special Mention 3,430 15,401 29,185 10,969 10,824 83,225 61,005 214,039 Substandard 740 30,172 25,215 4,854 44,423 104,281 9,883 219,568 Total Commercial $ 1,501,352 $ 2,383,267 $ 2,679,824 $ 2,307,382 $ 1,279,765 $ 4,344,107 $ 1,356,931 $ 15,852,628 Total current period gross write-off $ — $ (42) $ (631) $ (5) $ (3,499) $ (3,536) $ (962) $ (8,675) The table below details the amortized cost and gross write-offs of the classes of loans within the Commercial segment by risk level and year of origination as of December 31, (dollars in thousands): 2023 Term Loans Amortized Cost Basis by Origination Year Revolving 2023 2022 2021 2020 2019 Prior Loans Total Construction and Land Development Pass $ 289,786 $ 440,473 $ 192,148 $ 19,536 $ 10,934 $ 38,841 $ 64,137 $ 1,055,855 Watch 84 3,611 16,249 — — 2,127 — 22,071 Special Mention — — 4,444 1,332 — 367 — 6,143 Substandard 114 1,244 1,248 20,705 205 265 — 23,781 Total Construction and Land Development $ 289,984 $ 445,328 $ 214,089 $ 41,573 $ 11,139 $ 41,600 $ 64,137 $ 1,107,850 Current period gross write-off $ — $ — $ — $ — $ — $ (11) $ — $ (11) CRE – Owner Occupied Pass $ 175,627 $ 257,889 $ 194,030 $ 239,549 $ 259,502 $ 750,180 $ 23,689 $ 1,900,466 Watch 5,919 1,311 4,768 4,422 9,146 27,829 399 53,794 Special Mention 786 849 249 — 5,150 9,549 611 17,194 Substandard 362 — — 326 — 26,645 — 27,333 Total CRE – Owner Occupied $ 182,694 $ 260,049 $ 199,047 $ 244,297 $ 273,798 $ 814,203 $ 24,699 $ 1,998,787 Current period gross write-off $ — $ — $ — $ — $ — $ (141) $ — $ (141) CRE – Non-Owner Occupied Pass $ 374,221 $ 548,262 $ 710,122 $ 334,449 $ 492,782 $ 1,419,882 $ 35,276 $ 3,914,994 Watch — 1,520 1,690 — 32,326 82,930 — 118,466 Special Mention — — — — — 67,001 12,155 79,156 Substandard 4,837 — 2,121 17,956 5,899 28,972 — 59,785 Total CRE – Non-Owner Occupied $ 379,058 $ 549,782 $ 713,933 $ 352,405 $ 531,007 $ 1,598,785 $ 47,431 $ 4,172,401 Current period gross write-off $ — $ — $ — $ — $ — $ (3,528) $ — $ (3,528) Commercial & Industrial Pass $ 981,290 $ 617,805 $ 409,973 $ 178,578 $ 122,160 $ 168,368 $ 923,359 $ 3,401,533 Watch 2,708 38,711 512 1,379 18,065 4,943 22,832 89,150 Special Mention 108 32,714 981 3,310 1,722 1,513 19,865 60,213 Substandard — 146 343 2,000 925 3,181 31,856 38,451 Total Commercial & Industrial $ 984,106 $ 689,376 $ 411,809 $ 185,267 $ 142,872 $ 178,005 $ 997,912 $ 3,589,347 Current period gross write-off $ — $ — $ (101) $ — $ — $ (17) $ (1,812) $ (1,930) Multifamily Real Estate Pass $ 21,911 $ 129,854 $ 321,918 $ 222,172 $ 45,879 $ 250,887 $ 50,060 $ 1,042,681 Watch — — — — — 914 — 914 Special Mention — — — 250 — 81 — 331 Substandard 14,222 — — — 3,703 146 — 18,071 Total Multifamily Real Estate $ 36,133 $ 129,854 $ 321,918 $ 222,422 $ 49,582 $ 252,028 $ 50,060 $ 1,061,997 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Residential 1-4 Family – Commercial Pass $ 41,631 $ 67,495 $ 77,321 $ 69,779 $ 44,498 $ 203,125 $ 604 $ 504,453 Watch 49 387 580 220 757 8,854 107 10,954 Special Mention 47 — — — — 1,302 — 1,349 Substandard 57 — 614 279 624 3,997 253 5,824 Total Residential 1-4 Family – Commercial $ 41,784 $ 67,882 $ 78,515 $ 70,278 $ 45,879 $ 217,278 $ 964 $ 522,580 Current period gross write-off $ — $ — $ — $ — $ — $ — $ — $ — Other Commercial Pass $ 201,252 $ 180,346 $ 165,732 $ 114,838 $ 123,515 $ 62,284 $ 9,850 $ 857,817 Watch 14,355 — — 32 4 3,977 — 18,368 Special Mention 93 — — — — 630 — 723 Total Other Commercial $ 215,700 $ 180,346 $ 165,732 $ 114,870 $ 123,519 $ 66,891 $ 9,850 $ 876,908 Current period gross write-off $ — $ (101) $ — $ — $ — $ (3,016) $ — $ (3,117) Total Commercial Pass $ 2,085,718 $ 2,242,124 $ 2,071,244 $ 1,178,901 $ 1,099,270 $ 2,893,567 $ 1,106,975 $ 12,677,799 Watch 23,115 45,540 23,799 6,053 60,298 131,574 23,338 313,717 Special Mention 1,034 33,563 5,674 4,892 6,872 80,443 32,631 165,109 Substandard 19,592 1,390 4,326 41,266 11,356 63,206 32,109 173,245 Total Commercial $ 2,129,459 $ 2,322,617 $ 2,105,043 $ 1,231,112 $ 1,177,796 $ 3,168,790 $ 1,195,053 $ 13,329,870 Total current period gross write-off $ — $ (101) $ (101) $ — $ — $ (6,713) $ (1,812) $ (8,727)
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivables Related Risk Rating	For Consumer loans, the Company evaluates credit quality based on the delinquency status of the loan. The following table details the amortized cost and gross write-offs of the classes of loans within the Consumer segment based on their delinquency status and year of origination as of September 30, (dollars in thousands): 2024 Term Loans Amortized Cost Basis by Origination Year Revolving 2024 2023 2022 2021 2020 Prior Loans Total Residential 1-4 Family – Consumer Current $ 109,941 $ 170,351 $ 290,571 $ 281,489 $ 154,185 $ 254,128 $ 13 $ 1,260,678 30-59 Days Past Due — 131 42 — — 298 — 471 60-89 Days Past Due — — 717 5,078 — 1,155 — 6,950 90+ Days Past Due — 72 95 — — 1,723 — 1,890 Nonaccrual — 318 2,292 1,122 — 8,193 — 11,925 Total Residential 1-4 Family – Consumer $ 109,941 $ 170,872 $ 293,717 $ 287,689 $ 154,185 $ 265,497 $ 13 $ 1,281,914 Current period gross write-off $ — $ (76) $ (3) $ — $ — $ (19) $ — $ (98) Residential 1-4 Family – Revolving Current $ 13,213 $ 35,769 $ 47,624 $ 10,700 $ 3,936 $ 1,793 $ 615,503 $ 728,538 30-59 Days Past Due — 89 60 — — — 3,160 3,309 60-89 Days Past Due — 178 130 — — — 2,364 2,672 90+ Days Past Due — — 14 — — — 1,172 1,186 Nonaccrual — 54 115 — 46 — 2,745 2,960 Total Residential 1-4 Family – Revolving $ 13,213 $ 36,090 $ 47,943 $ 10,700 $ 3,982 $ 1,793 $ 624,944 $ 738,665 Current period gross write-off $ — $ — $ — $ (28) $ — $ — $ (145) $ (173) Auto Current $ 1,840 $ 60,423 $ 161,406 $ 77,325 $ 34,173 $ 15,206 $ — $ 350,373 30-59 Days Past Due 45 363 1,261 645 258 224 — 2,796 60-89 Days Past Due — 103 210 81 57 17 — 468 90+ Days Past Due — 112 171 20 73 25 — 401 Nonaccrual — 46 276 96 76 38 — 532 Total Auto $ 1,885 $ 61,047 $ 163,324 $ 78,167 $ 34,637 $ 15,510 $ — $ 354,570 Current period gross write-off $ — $ (153) $ (653) $ (263) $ (59) $ (62) $ — $ (1,190) Consumer Current $ 11,268 $ 9,292 $ 15,310 $ 7,746 $ 6,466 $ 30,332 $ 28,073 $ 108,487 30-59 Days Past Due 11 73 179 11 24 371 31 700 60-89 Days Past Due — 18 71 11 41 33 8 182 90+ Days Past Due 4 11 42 6 2 62 16 143 Nonaccrual — — — 9 — 1 — 10 Total Consumer $ 11,283 $ 9,394 $ 15,602 $ 7,783 $ 6,533 $ 30,799 $ 28,128 $ 109,522 Current period gross write-off $ — $ (192) $ (93) $ (26) $ (525) $ (591) $ (138) $ (1,565) Total Consumer Current $ 136,262 $ 275,835 $ 514,911 $ 377,260 $ 198,760 $ 301,459 $ 643,589 $ 2,448,076 30-59 Days Past Due 56 656 1,542 656 282 893 3,191 7,276 60-89 Days Past Due — 299 1,128 5,170 98 1,205 2,372 10,272 90+ Days Past Due 4 195 322 26 75 1,810 1,188 3,620 Nonaccrual — 418 2,683 1,227 122 8,232 2,745 15,427 Total Consumer $ 136,322 $ 277,403 $ 520,586 $ 384,339 $ 199,337 $ 313,599 $ 653,085 $ 2,484,671 Total current period gross write-off $ — $ (421) $ (749) $ (317) $ (584) $ (672) $ (283) $ (3,026) The following table details the amortized cost and gross write-offs of the classes of loans within the Consumer segment based on their delinquency status and year of origination as of December 31, (dollars in thousands): 2023 Term Loans Amortized Cost Basis by Origination Year Revolving 2023 2022 2021 2020 2019 Prior Loans Total Residential 1-4 Family – Consumer Current $ 120,480 $ 266,261 $ 265,255 $ 154,440 $ 32,591 $ 214,214 $ 14 $ 1,053,255 30-59 Days Past Due 273 2,195 705 249 181 3,943 — 7,546 60-89 Days Past Due 208 — — — — 1,596 — 1,804 90+ Days Past Due — — 1,713 — — 2,757 — 4,470 Nonaccrual 205 875 870 — 38 9,110 — 11,098 Total Residential 1-4 Family – Consumer $ 121,166 $ 269,331 $ 268,543 $ 154,689 $ 32,810 $ 231,620 $ 14 $ 1,078,173 Current period gross write-off $ — $ (16) $ (21) $ — $ (69) $ (95) $ — $ (201) Residential 1-4 Family – Revolving Current $ 42,593 $ 54,560 $ 11,756 $ 4,348 $ 937 $ 1,115 $ 496,275 $ 611,584 30-59 Days Past Due — 14 — — 39 — 2,185 2,238 60-89 Days Past Due 181 148 — — — 26 1,074 1,429 90+ Days Past Due — — — — — — 1,095 1,095 Nonaccrual — 154 27 51 — — 2,855 3,087 Total Residential 1-4 Family – Revolving $ 42,774 $ 54,876 $ 11,783 $ 4,399 $ 976 $ 1,141 $ 503,484 $ 619,433 Current period gross write-off $ — $ — $ (3) $ — $ — $ — $ (55) $ (58) Auto Current $ 77,293 $ 210,692 $ 107,568 $ 52,742 $ 24,877 $ 7,385 $ — $ 480,557 30-59 Days Past Due 526 2,022 1,095 612 292 190 — 4,737 60-89 Days Past Due 61 326 298 58 96 33 — 872 90+ Days Past Due 36 210 24 112 23 5 — 410 Nonaccrual 39 120 63 69 59 — — 350 Total Auto $ 77,955 $ 213,370 $ 109,048 $ 53,593 $ 25,347 $ 7,613 $ — $ 486,926 Current period gross write-off $ (64) $ (487) $ (295) $ (145) $ (69) $ (80) $ — $ (1,140) Consumer Current $ 12,453 $ 23,303 $ 10,442 $ 7,999 $ 15,176 $ 24,056 $ 26,058 $ 119,487 30-59 Days Past Due 21 156 28 32 129 366 38 770 60-89 Days Past Due 11 82 40 14 47 21 17 232 90+ Days Past Due 63 72 10 — — 4 3 152 Total Consumer $ 12,548 $ 23,613 $ 10,520 $ 8,045 $ 15,352 $ 24,447 $ 26,116 $ 120,641 Current period gross write-off $ (43) $ (66) $ (124) $ (851) $ (23) $ (679) $ (83) $ (1,869) Total Consumer Current $ 252,819 $ 554,816 $ 395,021 $ 219,529 $ 73,581 $ 246,770 $ 522,347 $ 2,264,883 30-59 Days Past Due 820 4,387 1,828 893 641 4,499 2,223 15,291 60-89 Days Past Due 461 556 338 72 143 1,676 1,091 4,337 90+ Days Past Due 99 282 1,747 112 23 2,766 1,098 6,127 Nonaccrual 244 1,149 960 120 97 9,110 2,855 14,535 Total Consumer $ 254,443 $ 561,190 $ 399,894 $ 220,726 $ 74,485 $ 264,821 $ 529,614 $ 2,305,173 Current period gross write-off $ (107) $ (569) $ (443) $ (996) $ (161) $ (854) $ (138) $ (3,268)

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	9 Months Ended
GOODWILL AND INTANGIBLE ASSETS (Tables)	Sep. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Information Concerning Intangible Assets with Finite Life	Gross Additions: Net Carrying American National Accumulated Carrying Value Acquisition (1) Amortization Value September 30, 2024 Goodwill $ 925,211 $ 287,499 $ — $ 1,212,710 CDI 85,491 74,410 (80,828) 79,073 Other amortizable intangibles 3,977 10,277 (3,151) 11,103 December 31, 2023 Goodwill $ 925,211 $ — $ — $ 925,211 CDI 85,491 — (68,599) 16,892 Other amortizable intangibles 3,977 — (1,686) 2,291 (1) Includes initial goodwill of $282.3 million and a goodwill adjustment of $5.2 million related to the American National acquisition. Refer to Note 2 “Acquisitions” for more information.
Schedule of goodwill and intangible assets by operating segment	The following table presents the Company’s goodwill and intangible assets by operating segment as of the periods ended (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total September 30, 2024 Goodwill (1) $ 845,239 $ 362,245 $ 5,226 $ 1,212,710 Intangible Assets (2) 9,032 830 80,314 90,176 December 31, 2023 Goodwill $ 639,180 $ 286,031 $ — $ 925,211 Intangible Assets 1,302 989 16,892 19,183 (1) Wholesale Banking and Consumer Banking includes gross carrying values of $209.9 million and $77.6 million, respectively, which were added in the second quarter of 2024 related to the American National acquisition. Refer to Note 2 “Acquisitions” for more information. (2) Wholesale Banking and Corporate Other includes gross carrying values of $8.4 million and $76.3 million, respectively, which were added in the second quarter of 2024 related to the American National acquisition. Refer to Note 2 “Acquisitions” for more information.
Estimated Remaining Amortization Expense of Intangibles	For the remaining three months of 2024 $ 5,615 2025 19,950 2026 16,245 2027 12,936 2028 10,151 Thereafter 25,279 Total estimated amortization expense $ 90,176

LEASES (Tables)

LEASES (Tables)	9 Months Ended
LEASES (Tables)	Sep. 30, 2024
Leases [Abstract]
Net Investment in Sales-Type and Direct Financing Lease	Total net investment in sales-type and direct financing leases are included in “Loans held for investment, net of deferred fees and costs” on the Company’s Consolidated Balance Sheets and consist of the following as of the periods ended (dollars in thousands): September 30, 2024 December 31, 2023 Sales-type and direct financing leases: Lease receivables, net of unearned income and deferred selling profit $ 492,868 $ 409,264 Unguaranteed residual values, net of unearned income and deferred selling profit 29,874 21,484 Total net investment in sales-type and direct financing leases $ 522,742 $ 430,748
Lessee Lease Portfolio and Other Supplemental Lease Information	The tables below provide information about the Company’s lessee lease portfolio and other supplemental lease information for the following periods ended (dollars in thousands): September 30, 2024 December 31, 2023 Operating Finance Operating Finance ROU assets $ 75,833 $ 3,980 $ 71,788 $ 4,669 Lease liabilities 80,812 6,098 78,043 7,052 Lease Term and Discount Rate of Operating leases: Weighted-average remaining lease term (years) 11.10 4.33 11.75 5.08 Weighted-average discount rate (1) 6.20 % 1.17 % 6.21 % 1.17 % (1) A lease implicit rate or an incremental borrowing rate is used based on information available at commencement date of lease or at remeasurement date.
Other Lease Information	Nine months ended September 30, 2024 2023 Cash paid for amounts included in measurement of lease liabilities: Operating Cash Flows from Finance Leases $ 57 $ 68 Operating Cash Flows from Operating Leases 10,802 8,902 Financing Cash Flows from Finance Leases 955 919 ROU assets obtained in exchange for lease obligations: Operating leases $ 4,135 $ 38,318
Lease Cost	Three months ended September 30, Nine months ended September 30, 2024 2023 2024 2023 Net Operating Lease Cost $ 3,448 $ 2,381 $ 9,994 $ 7,291 Finance Lease Cost: Amortization of right-of-use assets 230 230 689 689 Interest on lease liabilities 18 22 57 68 Total Lease Cost $ 3,696 $ 2,633 $ 10,740 $ 8,048
Maturities of Lessor and Lessee Arrangements Outstanding	The maturities of lessor and lessee arrangements outstanding are presented in the table below for the years ending (dollars in thousands): September 30, 2024 Lessor Lessee Sales-type and Direct Financing Operating Finance For the remaining three months of 2024 $ 31,746 $ 3,734 $ 346 2025 118,884 14,383 1,392 2026 108,054 11,726 1,427 2027 108,830 10,498 1,462 2028 83,386 9,495 1,499 Thereafter 127,840 67,754 128 Total undiscounted cash flows 578,740 117,590 6,254 Less: Adjustments (1) 85,872 36,778 156 Total (2) $ 492,868 $ 80,812 $ 6,098 (1) Lessor – unearned income and unearned guaranteed residual value; Lessee – imputed interest. (2) Represents lease receivables for lessor arrangements and lease liabilities for lessee arrangements.

BORROWINGS (Tables)

BORROWINGS (Tables)	9 Months Ended
BORROWINGS (Tables)	Sep. 30, 2024
Borrowings [Abstract]
Short-Term Borrowings	Total short-term borrowings consist of the following as of the periods ended (dollars in thousands): September 30, December 31, 2024 2023 Securities sold under agreements to repurchase $ 59,227 $ 110,833 Federal Funds Purchased — 90,000 FHLB Advances 375,000 720,000 Total short-term borrowings $ 434,227 $ 920,833 Average outstanding balance during the period $ 554,926 $ 573,553 Average interest rate during the period 5.31 % 4.73 % Average interest rate at end of period 5.14 % 5.15 %
Long-Term Borrowings	Total long-term borrowings consist of the following as of September 30, 2024 (dollars in thousands): Spread to Principal 3-Month SOFR Rate (3) Maturity Investment (4) Trust Preferred Capital Securities Trust Preferred Capital Note – Statutory Trust I $ 22,500 2.75 % (1) 7.60 % 6/17/2034 $ 696 Trust Preferred Capital Note – Statutory Trust II 36,000 1.40 % (1) 6.25 % 6/15/2036 1,114 VFG Limited Liability Trust I Indenture 20,000 2.73 % (1) 7.58 % 3/18/2034 619 FNB Statutory Trust II Indenture 12,000 3.10 % (1) 7.95 % 6/26/2033 372 Gateway Capital Statutory Trust I 8,000 3.10 % (1) 7.95 % 9/17/2033 248 Gateway Capital Statutory Trust II 7,000 2.65 % (1) 7.50 % 6/17/2034 217 Gateway Capital Statutory Trust III 15,000 1.50 % (1) 6.35 % 5/30/2036 464 Gateway Capital Statutory Trust IV 25,000 1.55 % (1) 6.40 % 7/30/2037 774 MFC Capital Trust II 5,000 2.85 % (1) 7.70 % 1/23/2034 155 AMNB Statutory Trust I (5) 20,000 1.35 % (1) 6.20 % 6/30/2036 619 MidCarolina Trust I (5) 5,000 3.45 % (2) 8.04 % 11/7/2032 155 MidCarolina Trust II (5) 3,500 2.95 % (2) 7.54 % 1/7/2034 109 Total Trust Preferred Capital Securities $ 179,000 $ 5,542 Subordinated Debt (6) 2031 Subordinated Debt 250,000 — % 2.875 % 12/15/2031 Total Subordinated Debt (7) $ 250,000 Fair Value Discount (8) (16,605) Investment in Trust Preferred Capital Securities 5,542 Total Long-term Borrowings $ 417,937 (1) Three-Month CME SOFR + 0.262% . (2) Three-Month CME SOFR. (3) Rate as of September 30, 2024. Calculated using non-rounded numbers. (4) Represents the junior subordinated debentures owned by the Company in trust and is reported in “Other assets” on the Company’s Consolidated Balance Sheets . (5) Assumed in the American National acquisition and adjusted to fair value at the time of acquisition. (6) Subordinated notes qualify as Tier 2 capital for the Company for regulatory purposes. (7) Fixed-to-floating rate notes. On December 15, 2026, the interest rate changes to a floating rate of the then current Three-Month Term SOFR plus a spread of 186 bps through its maturity date or earlier redemption. The notes may be redeemed before maturity on any interest payment date occurring on or after December 15, 2026. (8) Remaining discounts of $14.4 million and $2.2 million on Trust Preferred Capital Securities and Subordinated Debt, respectively. Total long-term borrowings consist of the following as of December 31, 2023 (dollars in thousands): Spread to Principal 3-Month SOFR (1) Rate (2) Maturity Investment (3) Trust Preferred Capital Securities Trust Preferred Capital Note – Statutory Trust I $ 22,500 2.75 % 8.34 % 6/17/2034 $ 696 Trust Preferred Capital Note – Statutory Trust II 36,000 1.40 % 6.99 % 6/15/2036 1,114 VFG Limited Liability Trust I Indenture 20,000 2.73 % 8.32 % 3/18/2034 619 FNB Statutory Trust II Indenture 12,000 3.10 % 8.69 % 6/26/2033 372 Gateway Capital Statutory Trust I 8,000 3.10 % 8.69 % 9/17/2033 248 Gateway Capital Statutory Trust II 7,000 2.65 % 8.24 % 6/17/2034 217 Gateway Capital Statutory Trust III 15,000 1.50 % 7.09 % 5/30/2036 464 Gateway Capital Statutory Trust IV 25,000 1.55 % 7.14 % 7/30/2037 774 MFC Capital Trust II 5,000 2.85 % 8.44 % 1/23/2034 155 Total Trust Preferred Capital Securities $ 150,500 $ 4,659 Subordinated Debt (4) 2031 Subordinated Debt 250,000 — % 2.875 % 12/15/2031 Total Subordinated Debt (5) $ 250,000 Fair Value Discount (6) (14,134) Investment in Trust Preferred Capital Securities 4,659 Total Long-term Borrowings $ 391,025 (1) Three-Month CME SOFR + 0.262% . (2 ) Rate as of December 31, 2023. Calculated using non-rounded numbers. (3 ) Represents the junior subordinated debentures owned by the Company in trust and is reported in “Other assets” on the Company’s Consolidated Balance Sheets. (4) Subordinated notes qualify as Tier 2 capital for the Company for regulatory purposes. (5) Fixed-to-floating rate notes. On December 15, 2026, the interest changes to a floating rate of the then current Three-Month Term SOFR plus a spread of 186 bps through its maturity date or earlier redemption. The notes may be redeemed before maturity on any interest payment date occurring on or after December 15, 2026. (6) Remaining discounts of $11.7 million and $2.5 million on Trust Preferred Capital Securities and Subordinated Debt, respectively.
Contractual Maturities of Long-Term Debt	As of September 30, 2024, the contractual maturities of long-term debt are as follows for the years ending (dollars in thousands): Trust Preferred Total Capital Subordinated Fair Value Long-term Notes Debt Discount (1) Borrowings For the remaining three months of 2024 $ — $ — $ (366) $ (366) 2025 — — (1,481) (1,481) 2026 — — (1,510) (1,510) 2027 — — (1,541) (1,541) 2028 — — (1,575) (1,575) Thereafter 184,542 250,000 (10,132) 424,410 Total long-term borrowings $ 184,542 $ 250,000 $ (16,605) $ 417,937 (1) Includes discount on Trust Preferred Capital Securities and Subordinated Debt.

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	9 Months Ended
COMMITMENTS AND CONTINGENCIES (Tables)	Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Balances of Commitments and Contingencies	The following table presents the balances of commitments and contingencies as of the periods ended (dollars in thousands): September 30, 2024 December 31, 2023 Commitments with off-balance sheet risk: Commitments to extend credit (1) $ 6,181,617 $ 5,961,238 Letters of credit 141,366 140,498 Total commitments with off-balance sheet risk $ 6,322,983 $ 6,101,736 (1) Includes unfunded overdraft protection .
Schedule of Pledged Assets, Not Separately Reported on Statement of Financial Position	As part of the Company’s liquidity management strategy, the Company pledges collateral to secure various financing and other activities that occur during the normal course of business. The following tables present the types of collateral pledged as of the periods ended (dollars in thousands): Pledged Assets as of September 30, 2024 AFS HTM Cash Securities (1) Securities (1) Loans (2) Total Public deposits $ — $ 807,268 $ 617,043 $ — $ 1,424,311 Repurchase agreements — 84,094 — — 84,094 FHLB advances — 622,906 9,897 4,213,624 4,846,427 Derivatives 118,729 62,683 — — 181,412 Federal Reserve Discount Window — — — 5,478,665 5,478,665 Other purposes — 11,154 — — 11,154 Total pledged assets $ 118,729 $ 1,588,105 $ 626,940 $ 9,692,289 $ 12,026,063 (1) Balance represents market value. (2) Balance represents book value. Pledged Assets as of December 31, 2023 AFS HTM Cash Securities (1) Securities (1) Loans (2) Total Public deposits $ — $ 749,398 $ 621,494 $ — $ 1,370,892 Repurchase agreements — 174,075 — — 174,075 FHLB advances — 48,718 — 2,960,926 3,009,644 Derivatives 154,382 61,311 — — 215,693 Federal Reserve Discount Window (3) — 411,661 17,356 418,468 847,485 Other purposes — 15,591 — — 15,591 Total pledged assets $ 154,382 $ 1,460,754 $ 638,850 $ 3,379,394 $ 5,633,380 (1) Balance represents market value. (2) Balance represents book value. (3) Includes AFS and HTM securities pledged under the BTFP program.

DERIVATIVES (Tables)

DERIVATIVES (Tables)	9 Months Ended
DERIVATIVES (Tables)	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Summary of the Derivatives	The following table summarizes key elements of the Company’s derivative instruments as of the periods ended, segregated by derivatives that are considered accounting hedges and those that are not (dollars in thousands): September 30, 2024 December 31, 2023 Derivative (2) Derivative (2) Notional or Notional or Contractual Contractual Amount (1) Assets Liabilities Amount (1) Assets Liabilities Derivatives designated as accounting hedges: Interest rate contracts: (3) Cash flow hedges $ 900,000 $ 2,412 $ 1,258 $ 900,000 $ 1,419 $ 4,359 Fair value hedges: Loans 74,075 1,079 — 78,072 1,633 — Securities 50,000 653 — 50,000 1,329 — Derivatives not designated as accounting hedges: Interest rate contracts (3)(4) 7,001,510 87,264 167,696 6,595,975 88,646 202,202 Foreign exchange contracts 14,325 10 1,164 12,726 16 1,219 Cash collateral (received)/pledged (5) $ — $ (15,494) $ — $ — $ (14,879) $ — (1) Notional amounts are not recorded on the Company’s Consolidated Balance Sheets and are generally used only as a basis on which interest and other payments are determined. (2) Balances represent fair value of derivative financial instruments. (3) The Company’s cleared derivatives are classified as a single-unit of accounting, resulting in the fair value of the designated swap being reduced by the variation margin, which is treated as settlement of the related derivatives fair value for accounting purposes and is reported on a net basis. (4) Includes RPAs. (5) The fair value of derivative assets and liabilities is presented on a gross basis. The Company has not applied collateral netting; as such the amounts of cash collateral received or pledged are not offset against the derivative assets and derivative liabilities in the Consolidated Balance Sheets.
Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location	The following table summarizes the carrying value of the Company’s hedged assets in fair value hedges and the associated cumulative basis adjustments included in those carrying values as of the periods ended (dollars in thousands): September 30, 2024 December 31, 2023 Cumulative Cumulative Amount of Basis Amount of Basis Adjustments Adjustments Included in the Included in the Carrying Amount Carrying Carrying Amount Carrying of Hedged Amount of the of Hedged Amount of the Assets/(Liabilities) Hedged Assets/(Liabilities) Hedged Amount (1) Assets/(Liabilities) Amount (1) Assets/(Liabilities) Line items on the Consolidated Balance Sheets in which the hedged item is included: Securities available-for-sale (1) (2) $ 75,699 $ (639) $ 82,203 $ (1,323) Loans (3) 74,075 (7,913) 78,072 (9,392) (1) These amounts include the amortized cost basis of the investment securities designated in hedging relationships for which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. The amount of the designated hedged item at September 30, 2024 and December 31, 2023 totaled $50 million. (2) Carrying value represents amortized cost. (3) The fair value of the swaps associated with the derivative related to hedged items at September 30, 2024 and December 31, 2023 was an unrealized gain of $8.1 million and $9.6 million, respectively.

STOCKHOLDERS' EQUITY (Tables)

STOCKHOLDERS' EQUITY (Tables)	9 Months Ended
STOCKHOLDERS' EQUITY (Tables)	Sep. 30, 2024
Equity [Abstract]
Change in Accumulated Other Comprehensive Income	The change in AOCI for the three and nine months ended September 30, 2024 is summarized as follows, net of tax (dollars in thousands): Unrealized Gains (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) on Securities HTM Flow Hedge BOLI Total AOCI (loss) – June 30, 2024 $ (330,804) $ 1 $ (52,775) $ 991 $ (382,587) Other comprehensive (loss) income: Other comprehensive income before reclassification 66,856 — 23,589 — 90,445 Amounts reclassified from AOCI into earnings (3) — — (162) (165) Net current period other comprehensive income (loss) 66,853 — 23,589 (162) 90,280 AOCI (loss) – September 30, 2024 $ (263,951) $ 1 $ (29,186) $ 829 $ (292,307) Unrealized Gains (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) on Securities HTM Flow Hedge BOLI Total AOCI (loss) – December 31, 2023 $ (302,532) $ 6 $ (42,165) $ 1,342 $ (343,349) Other comprehensive (loss) income: Other comprehensive income (loss) before reclassification 33,438 — 12,979 (16) 46,401 Amounts reclassified from AOCI into earnings 5,143 (5) — (497) 4,641 Net current period other comprehensive income (loss) 38,581 (5) 12,979 (513) 51,042 AOCI (loss) – September 30, 2024 $ (263,951) $ 1 $ (29,186) $ 829 $ (292,307) The change in AOCI for the three and nine months ended September 30, 2023 is summarized as follows, net of tax (dollars in thousands): Unrealized Gain (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) Securities HTM Flow Hedge on BOLI Total AOCI (loss) – June 30, 2023 $ (353,811) $ 12 $ (57,221) $ 153 $ (410,867) Other comprehensive (loss) income: Other comprehensive loss before reclassification (79,193) — (9,581) — (88,774) Amounts reclassified from AOCI into earnings 21,799 (2) — (62) 21,735 Net current period other comprehensive loss (57,394) (2) (9,581) (62) (67,039) AOCI (loss) – September 30, 2023 $ (411,205) $ 10 $ (66,802) $ 91 $ (477,906) Unrealized Gain (Losses) Unrealized for AFS Unrealized Gains (Losses) Securities Change in Fair Gains on AFS Transferred to Value of Cash (Losses) Securities HTM Flow Hedge on BOLI Total AOCI (loss) – December 31, 2022 $ (363,919) $ 17 $ (54,610) $ 226 $ (418,286) Other comprehensive (loss) income: Other comprehensive (loss) income before reclassification (79,669) — (12,192) 10 (91,851) Amounts reclassified from AOCI into earnings 32,383 (7) — (145) 32,231 Net current period other comprehensive income (loss) (47,286) (7) (12,192) (135) (59,620) AOCI (loss) – September 30, 2023 $ (411,205) $ 10 $ (66,802) $ 91 $ (477,906)

FAIR VALUE MEASUREMENTS (Tables

FAIR VALUE MEASUREMENTS (Tables)	9 Months Ended
FAIR VALUE MEASUREMENTS (Tables)	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Schedule of Financial Assets and Liabilities Measured at Fair Value on Recurring Basis	The following table presents the balances of financial assets and liabilities measured at fair value on a recurring basis as of the periods ended (dollars in thousands): Fair Value Measurements at September 30, 2024 using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Level 1 Level 2 Level 3 Balance ASSETS AFS securities: U.S. government and agency securities $ 62,683 $ 3,988 $ — $ 66,671 Obligations of states and political subdivisions — 488,527 — 488,527 Corporate and other bonds (1) — 271,975 — 271,975 MBS — 1,779,177 — 1,779,177 Other securities — 1,832 — 1,832 LHFS — 11,078 — 11,078 Financial Derivatives (2) — 91,418 — 91,418 LIABILITIES Financial Derivatives (2) $ — $ 170,118 $ — $ 170,118 (1) Other bonds include asset-backed securities. (2) Includes hedged and non-hedged derivatives. Fair Value Measurements at December 31, 2023 using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Level 1 Level 2 Level 3 Balance ASSETS AFS securities: U.S. government and agency securities $ 61,311 $ 2,045 $ — $ 63,356 Obligations of states and political subdivisions — 475,447 — 475,447 Corporate and other bonds (1) — 241,889 — 241,889 MBS — 1,448,817 — 1,448,817 Other securities — 1,752 — 1,752 LHFS — 6,710 — 6,710 Financial Derivatives (2) — 93,027 — 93,027 LIABILITIES Financial Derivatives (2) $ — $ 206,561 $ — $ 206,561 (1) Other bonds include asset-backed securities. (2) Includes hedged and non-hedged derivatives.
Carrying Values and Estimated Fair Values of the Company's Financial Instruments	The carrying values and estimated fair values of the Company’s financial instruments as of the periods ended are as follows (dollars in thousands): Fair Value Measurements at September 30, 2024 using Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Total Fair Identical Assets Inputs Inputs Value Carrying Value Level 1 Level 2 Level 3 Balance ASSETS Cash and cash equivalents $ 528,070 $ 528,070 $ — $ — $ 528,070 AFS securities 2,608,182 62,683 2,545,499 — 2,608,182 HTM securities 807,080 — 775,630 1,197 776,827 Restricted stock 117,881 — 117,881 — 117,881 LHFS 11,078 — 11,078 — 11,078 LHFI, net of deferred fees and costs 18,337,299 — — 17,721,302 17,721,302 Financial Derivatives (1) 91,418 — 91,418 — 91,418 Accrued interest receivable 93,603 — 93,603 — 93,603 BOLI 489,759 — 489,759 — 489,759 LIABILITIES Deposits $ 20,305,287 $ — $ 20,310,505 $ — $ 20,310,505 Borrowings 852,164 — 787,333 — 787,333 Accrued interest payable 26,751 — 26,751 — 26,751 Financial Derivatives (1) 170,118 — 170,118 — 170,118 (1) Includes hedged and non-hedged derivatives. Fair Value Measurements at December 31, 2023 using Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Total Fair Identical Assets Inputs Inputs Value Carrying Value Level 1 Level 2 Level 3 Balance ASSETS Cash and cash equivalents $ 378,131 $ 378,131 $ — $ — $ 378,131 AFS securities 2,231,261 61,311 2,169,950 — 2,231,261 HTM securities 837,378 — 806,834 1,240 808,074 Restricted stock 115,472 — 115,472 — 115,472 LHFS 6,710 — 6,710 — 6,710 LHFI, net of deferred fees and costs 15,635,043 — — 15,148,256 15,148,256 Financial Derivatives (1) 93,027 — 93,027 — 93,027 Accrued interest receivable 91,370 — 91,370 — 91,370 BOLI 452,565 — 452,565 — 452,565 LIABILITIES Deposits $ 16,818,129 $ — $ 16,799,791 $ — $ 16,799,791 Borrowings 1,311,858 — 1,154,694 — 1,154,694 Accrued interest payable 20,528 — 20,528 — 20,528 Financial Derivatives (1) 206,561 — 206,561 — 206,561 (1) Includes hedged and non-hedged derivatives.

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	9 Months Ended
EARNINGS PER SHARE (Tables)	Sep. 30, 2024
Earnings Per Share [Abstract]
Reconciliation of the Denominators of the Basic and Diluted EPS Computations	The following table presents basic and diluted EPS calculations for the three and nine months ended September 30, (dollars in thousands except per share data): Three Months Ended Nine Months Ended September 30, September 30, 2024 2023 2024 2023 Net Income Net Income $ 76,415 $ 54,017 $ 151,346 $ 144,911 Less: Preferred Stock Dividends 2,967 2,967 8,901 8,901 Net income available to common shareholders $ 73,448 $ 51,050 $ 142,445 $ 136,010 Weighted average shares outstanding, basic 89,781 74,999 84,933 74,943 Dilutive effect of stock awards — — — 1 Weighted average shares outstanding, diluted 89,781 74,999 84,933 74,944 Earnings per common share, basic $ 0.82 $ 0.68 $ 1.68 $ 1.81 Earnings per common share, diluted $ 0.82 $ 0.68 $ 1.68 $ 1.81

SEGMENT REPORTING AND REVENUE (

SEGMENT REPORTING AND REVENUE (Tables)	9 Months Ended
SEGMENT REPORTING AND REVENUE (Tables)	Sep. 30, 2024
Revenue from Contract with Customer [Abstract]
Schedule of operating segment results	The following tables present the Company’s operating segment results for the three and nine months ended September 30, (dollars in thousands): Three Months Ended: Wholesale Banking Consumer Banking Corporate Other (1) Total 2024 Net interest income $ 101,097 $ 79,112 $ 2,723 $ 182,932 Provision for credit losses 217 2,389 (3) 2,603 Net interest income after provision for credit losses 100,880 76,723 2,726 180,329 Noninterest income 10,773 15,721 7,792 34,286 Noninterest expenses 50,880 64,335 7,367 122,582 Income before income taxes $ 60,773 $ 28,109 $ 3,151 $ 92,033 2023 Net interest income $ 68,049 $ 63,912 $ 19,980 $ 151,941 Provision for credit losses 9,310 (4,319) — 4,991 Net interest income after provision for credit losses 58,739 68,231 19,980 146,950 Noninterest income 9,468 13,722 3,904 27,094 Noninterest expenses 40,039 54,994 13,475 108,508 Income before income taxes $ 28,168 $ 26,959 $ 10,409 $ 65,536 Nine Months Ended: Wholesale Banking Consumer Banking Corporate Other (1) Total 2024 Net interest income $ 276,919 $ 224,358 $ 14,013 $ 515,290 Provision for credit losses 25,803 6,801 (12) 32,592 Net interest income after provision for credit losses 251,116 217,557 14,025 482,698 Noninterest income 29,913 43,589 10,149 83,651 Noninterest expenses 144,152 184,446 49,261 377,859 Income before income taxes $ 136,877 $ 76,700 $ (25,087) $ 188,490 2023 Net interest income $ 201,722 $ 190,806 $ 64,941 $ 457,469 Provision for credit losses 25,853 (2,947) 5 22,911 Net interest income after provision for credit losses 175,869 193,753 64,936 434,558 Noninterest income 25,743 38,188 (3,013) 60,918 Noninterest expenses 123,207 168,971 30,264 322,442 Income before income taxes $ 78,405 $ 62,970 $ 31,659 $ 173,034 (1) For the three and nine months ended September 30, 2023, noninterest expenses include $8.7 million ( $8.7 million included within other expenses and ($67,000) included within salaries and benefits) and $12.6 million ( $9.8 million included within other expenses and $2.8 million included within salaries and benefits), respectively, in expenses associated with strategic cost saving initiatives, principally composed of severance costs related to headcount reductions and charges for exiting certain leases.
Schedule of operating segment results - balance sheet metrics	The following table presents the Company’s operating segment results for key balance sheet metrics as of the periods ended (dollars in thousands): Wholesale Banking Consumer Banking Corporate Other Total September 30, 2024 LHFI, net of deferred fees and costs (1) $ 15,366,703 $ 3,113,472 $ (142,876) $ 18,337,299 Goodwill (2) 845,239 362,245 5,226 1,212,710 Deposits 7,083,741 11,649,873 1,571,673 20,305,287 December 31, 2023 LHFI, net of deferred fees and costs (1) $ 12,688,833 $ 2,958,811 $ (12,601) $ 15,635,043 Goodwill 639,180 286,031 — 925,211 Deposits 6,403,432 9,816,562 598,135 16,818,129 (1) Corporate Other includes acquisition accounting fair value adjustments. (2) Wholesale Banking and Consumer Banking includes $209.9 million and $77.6 million, respectively, related to the American National acquisition. Refer to Note 2 “Acquisitions” and Note 5 “Goodwill and Intangible Assets” for more information.
Schedule of Disaggregation of Revenue	Noninterest income disaggregated by major source for the three and nine months ended September 30, consisted of the following (dollars in thousands): Three Months Ended Nine Months Ended 2024 2023 2024 2023 Noninterest income: Service charges on deposit accounts (1) Overdraft fees $ 5,800 $ 5,210 $ 15,649 $ 14,873 Maintenance fees & other 3,992 3,347 11,798 9,704 Other service charges, commissions, and fees (1) 2,002 2,632 5,700 6,071 Interchange fees (1) 3,371 2,314 8,791 7,098 Fiduciary and asset management fees (1) Trust asset management fees 3,624 3,120 10,761 9,329 Registered advisor management fees 5 — 11 — Brokerage management fees 3,229 1,429 7,831 3,840 Mortgage banking income 1,214 666 3,274 1,969 Gain (loss) on sale of securities 4 (27,594) (6,510) (40,992) Bank owned life insurance income 5,037 2,973 12,074 8,671 Loan-related interest rate swap fees 1,503 2,695 4,353 6,450 Other operating income 4,505 30,302 9,919 33,905 Total noninterest income $ 34,286 $ 27,094 $ 83,651 $ 60,918 (1) Income within scope of ASC 606, Revenue from Contracts with Customers.
Disaggregated noninterest income by segment	The following tables present noninterest income disaggregated by reportable operating segment for the three and nine months ended September 30, (dollars in thousands): Three Months Ended: Wholesale Banking Consumer Banking Corporate Other (1)(2) Total 2024 Noninterest income: Service charges on deposit accounts $ 2,833 $ 6,959 $ — $ 9,792 Other service charges, commissions and fees 600 1,402 — 2,002 Fiduciary and asset management fees 4,933 1,925 — 6,858 Mortgage banking income — 1,214 — 1,214 Other income 2,407 4,221 7,792 14,420 Total noninterest income $ 10,773 $ 15,721 $ 7,792 $ 34,286 2023 Noninterest income: Service charges on deposit accounts $ 2,184 $ 6,373 $ — $ 8,557 Other service charges, commissions and fees 399 2,233 — 2,632 Fiduciary and asset management fees 3,050 1,499 — 4,549 Mortgage banking income — 666 — 666 Other income 3,835 2,951 3,904 10,690 Total noninterest income $ 9,468 $ 13,722 $ 3,904 $ 27,094 Nine Months Ended: Wholesale Banking Consumer Banking Corporate Other (1)(2) Total 2024 Noninterest income: Service charges on deposit accounts $ 8,178 $ 19,269 $ — $ 27,447 Other service charges, commissions and fees 1,413 4,304 (17) 5,700 Fiduciary and asset management fees 13,301 5,302 — 18,603 Mortgage banking income — 3,274 — 3,274 Other income 7,021 11,440 10,166 28,627 Total noninterest income $ 29,913 $ 43,589 $ 10,149 $ 83,651 2023 Noninterest income: Service charges on deposit accounts $ 6,268 $ 18,309 $ — $ 24,577 Other service charges, commissions and fees 1,140 4,931 — 6,071 Fiduciary and asset management fees 9,118 4,051 — 13,169 Mortgage banking income — 1,969 — 1,969 Other income 9,217 8,928 (3,013) 15,132 Total noninterest income $ 25,743 $ 38,188 $ (3,013) $ 60,918 (1) For the three and nine months ended September 30, 2023, other income primarily includes a $27.7 million gain related to the sale-leaseback transaction, losses incurred on the sale of AFS securities ( $27.6 million and $41.0 million, respectively), and income from BOLI. (2) For the three months ended September 30, 2024, other income primarily includes income from BOLI and equity method investment income. For the nine months ended September 30, 2024, other income primarily includes income from BOLI, equity method investment income, and $6.5 million of losses incurred on AFS securities .

ACQUISITIONS (Narrative) (Detai

ACQUISITIONS (Narrative) (Details) $ in Thousands, shares in Millions		3 Months Ended			9 Months Ended
	Apr. 01, 2024 USD ($) item shares	Sep. 30, 2024 USD ($)	Jun. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($)
Business Acquisition [Line Items]
Purchase price consideration			$ 505,746
Goodwill		$ 1,212,710			$ 1,212,710		$ 925,211
Merger-related costs		1,353		$ 1,993	33,005	$ 1,993
Wholesale Banking
Business Acquisition [Line Items]
Goodwill		845,239			845,239		639,180
Consumer Banking
Business Acquisition [Line Items]
Goodwill		362,245			362,245		286,031
American National
Business Acquisition [Line Items]
Conversion ratio	1.35%
Additional shares issued \| shares	14.3
Purchase price consideration	$ 505,473
Number of branches acquired \| item	26
Goodwill	$ 287,499	287,499			287,499		$ 0
Increase in goodwill		5,200
Accretion expense		0		$ 4,900	5,000	14,800
Merger-related costs		1,100			26,900	$ 2,000
American National \| Wholesale Banking
Business Acquisition [Line Items]
Goodwill	209,900	209,900			209,900
American National \| Consumer Banking
Business Acquisition [Line Items]
Goodwill	$ 77,600	$ 77,600			$ 77,600

ACQUISITIONS (Consideration Tra

ACQUISITIONS (Consideration Transferred) (Details) - USD ($) $ in Thousands		3 Months Ended
	Apr. 01, 2024	Jun. 30, 2024	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Business Acquisition [Line Items]
Purchase price consideration		$ 505,746
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets [Abstract]
Total assets			$ 2,948,035		$ 0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities [Abstract]
Total liabilities			2,730,061		$ 0
Preliminary goodwill			1,212,710	$ 925,211
American National
Business Acquisition [Line Items]
Purchase price consideration	$ 505,473
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets [Abstract]
Cash and cash equivalents	55,060
Securities AFS	507,764
LHFS	2,611
LHFI	2,151,517
Premises and equipment	35,802
CDI and other intangibles	84,687
Bank owned life insurance	30,627
Other assets	79,967
Total assets	2,948,035
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities [Abstract]
Deposits	2,583,089
Short-term borrowings	98,336
Long-term borrowings	25,890
Other liabilities	22,746
Total liabilities	2,730,061
Fair value of net assets acquired	217,974
Preliminary goodwill	$ 287,499		$ 287,499	$ 0

ACQUISITIONS (Pro Forma Amounts

ACQUISITIONS (Pro Forma Amounts) (Details) - American National - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Business Acquisition [Line Items]
Revenue	$ 217,218	$ 214,812	$ 632,927	$ 628,065
Net income available to common shareholders	$ 74,533	$ 63,690	$ 180,409	$ 174,815

SECURITIES AND OTHER INVESTME_3

SECURITIES AND OTHER INVESTMENTS (Narrative) (Details)	9 Months Ended	12 Months Ended
SECURITIES AND OTHER INVESTMENTS (Narrative) (Details)	Sep. 30, 2024 USD ($) security	Dec. 31, 2023 USD ($) security
Schedule Of Debt Investments [Line Items]
Available for sale securities past due or non-accrual	$ 0	$ 0
Available-for-sale securities, continuous unrealized loss position, 12 months or longer, accumulated loss	342,329,000	382,167,000
AFS securities in an unrealized loss, credit related impairment	0	0
Available for sale securities, allowance for credit losses	0	0
HTM securities past due or non accrual	0	0
Restricted equity securities consist of Federal Reserve Bank stock	82,900,000	67,000,000
Federal Home Loan Bank Stock	$ 35,000,000	$ 48,400,000
Restricted equity securities as a percentage of outstanding borrowings, required by FHLB	4.75%	4.75%
Restricted equity securities as a percentage of outstanding borrowings, required by FRB	6%	6%
Held-to-Maturity Securities
Schedule Of Debt Investments [Line Items]
Accrued interest receivable	$ 6,700,000	$ 8,400,000
Available-for-sale Securities
Schedule Of Debt Investments [Line Items]
Available for sale securities that had been in a continuous loss position for more than 12 months, Number of issues \| security	740	757
Accrued interest receivable	$ 10,300,000	$ 9,500,000
Mortgage-Backed Securities, Issued by Private Enterprises [Member]
Schedule Of Debt Investments [Line Items]
SSFA rating percentage	20%	20%

SECURITIES AND OTHER INVESTME_4

SECURITIES AND OTHER INVESTMENTS (Amortized Cost, Gross Unrealized Gains and Losses, and Estimated Fair Values of Investment Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	$ 2,942,685	$ 2,615,536
Gross Unrealized Gains	9,292	1,592
Gross Unrealized (Losses)	(343,795)	(385,867)
Total AFS securities, Estimated Fair Value	2,608,182	2,231,261
US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	65,384	62,367
Gross Unrealized Gains	1,313	1,023
Gross Unrealized (Losses)	(26)	(34)
Total AFS securities, Estimated Fair Value	66,671	63,356
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	600,074	586,865
Gross Unrealized Gains	294	33
Gross Unrealized (Losses)	(111,841)	(111,451)
Total AFS securities, Estimated Fair Value	488,527	475,447
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	283,861	261,656
Gross Unrealized Gains	631	7
Gross Unrealized (Losses)	(12,517)	(19,774)
Total AFS securities, Estimated Fair Value	271,975	241,889
Commercial Mortgage-Backed Securities [Member]
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	364,248	300,518
Gross Unrealized Gains	1,926	274
Gross Unrealized (Losses)	(39,357)	(43,146)
Total AFS securities, Estimated Fair Value	326,817	257,646
Commercial Mortgage-Backed Securities [Member] \| Agency Securities [Member]
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	287,747	233,775
Gross Unrealized Gains	1,724	274
Gross Unrealized (Losses)	(37,721)	(41,181)
Total AFS securities, Estimated Fair Value	251,750	192,868
Commercial Mortgage-Backed Securities [Member] \| Non-agency
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	76,501	66,743
Gross Unrealized Gains	202	0
Gross Unrealized (Losses)	(1,636)	(1,965)
Total AFS securities, Estimated Fair Value	75,067	64,778
Residential Mortgage-Backed Securities [Member]
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	1,627,286	1,402,378
Gross Unrealized Gains	5,128	255
Gross Unrealized (Losses)	(180,054)	(211,462)
Total AFS securities, Estimated Fair Value	1,452,360	1,191,171
Residential Mortgage-Backed Securities [Member] \| Agency Securities [Member]
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	1,522,319	1,312,538
Gross Unrealized Gains	4,144	114
Gross Unrealized (Losses)	(176,187)	(205,635)
Total AFS securities, Estimated Fair Value	1,350,276	1,107,017
Residential Mortgage-Backed Securities [Member] \| Non-agency
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	104,967	89,840
Gross Unrealized Gains	984	141
Gross Unrealized (Losses)	(3,867)	(5,827)
Total AFS securities, Estimated Fair Value	102,084	84,154
Collateralized Securities, Other [Member]
Debt Securities, Available-for-sale Securities, Amortized Cost Basis [Abstract]
Total AFS securities	1,832	1,752
Gross Unrealized Gains	0	0
Gross Unrealized (Losses)	0	0
Total AFS securities, Estimated Fair Value	$ 1,832	$ 1,752

SECURITIES AND OTHER INVESTME_5

SECURITIES AND OTHER INVESTMENTS (Schedule of Gross Unrealized Losses and Fair Value of Investments) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	$ 169,346	$ 205,602
Less than 12 Months, Unrealized Losses	(1,466)	(3,700)
More than 12 Months, Fair Value	1,818,230	1,862,395
More than 12 Months, Unrealized Losses	(342,329)	(382,167)
Total, Fair Value	1,987,576	2,067,997
Unrealized Losses, Total	(343,795)	(385,867)
US Government Agencies Debt Securities [Member]
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	0	0
Less than 12 Months, Unrealized Losses	0	0
More than 12 Months, Fair Value	1,439	1,980
More than 12 Months, Unrealized Losses	(26)	(34)
Total, Fair Value	1,439	1,980
Unrealized Losses, Total	(26)	(34)
US States and Political Subdivisions Debt Securities [Member]
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	1,277	11,758
Less than 12 Months, Unrealized Losses	(213)	(2,090)
More than 12 Months, Fair Value	462,306	455,931
More than 12 Months, Unrealized Losses	(111,628)	(109,361)
Total, Fair Value	463,583	467,689
Unrealized Losses, Total	(111,841)	(111,451)
Corporate Bond Securities [Member]
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	14,899	89,450
Less than 12 Months, Unrealized Losses	(167)	(531)
More than 12 Months, Fair Value	188,773	144,155
More than 12 Months, Unrealized Losses	(12,350)	(19,243)
Total, Fair Value	203,672	233,605
Unrealized Losses, Total	(12,517)	(19,774)
Commercial Mortgage-Backed Securities [Member]
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	42,757	35,665
Less than 12 Months, Unrealized Losses	(702)	(547)
More than 12 Months, Fair Value	188,392	208,435
More than 12 Months, Unrealized Losses	(38,655)	(42,599)
Total, Fair Value	231,149	244,100
Unrealized Losses, Total	(39,357)	(43,146)
Residential Mortgage-Backed Securities [Member]
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	110,413	68,729
Less than 12 Months, Unrealized Losses	(384)	(532)
More than 12 Months, Fair Value	977,320	1,051,894
More than 12 Months, Unrealized Losses	(179,670)	(210,930)
Total, Fair Value	1,087,733	1,120,623
Unrealized Losses, Total	(180,054)	(211,462)
Agency Securities [Member] \| Commercial Mortgage-Backed Securities [Member]
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	25,224	35,665
Less than 12 Months, Unrealized Losses	(86)	(547)
More than 12 Months, Fair Value	148,257	143,657
More than 12 Months, Unrealized Losses	(37,635)	(40,634)
Total, Fair Value	173,481	179,322
Unrealized Losses, Total	(37,721)	(41,181)
Agency Securities [Member] \| Residential Mortgage-Backed Securities [Member]
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	94,214	59,707
Less than 12 Months, Unrealized Losses	(288)	(491)
More than 12 Months, Fair Value	947,499	1,011,809
More than 12 Months, Unrealized Losses	(175,899)	(205,144)
Total, Fair Value	1,041,713	1,071,516
Unrealized Losses, Total	(176,187)	(205,635)
Non-agency \| Commercial Mortgage-Backed Securities [Member]
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	17,533	0
Less than 12 Months, Unrealized Losses	(616)	0
More than 12 Months, Fair Value	40,135	64,778
More than 12 Months, Unrealized Losses	(1,020)	(1,965)
Total, Fair Value	57,668	64,778
Unrealized Losses, Total	(1,636)	(1,965)
Non-agency \| Residential Mortgage-Backed Securities [Member]
Debt and Equity Securities, FV-NI [Line Items]
Less than 12 months, Fair Value	16,199	9,022
Less than 12 Months, Unrealized Losses	(96)	(41)
More than 12 Months, Fair Value	29,821	40,085
More than 12 Months, Unrealized Losses	(3,771)	(5,786)
Total, Fair Value	46,020	49,107
Unrealized Losses, Total	$ (3,867)	$ (5,827)

SECURITIES AND OTHER INVESTME_6

SECURITIES AND OTHER INVESTMENTS (Schedule of Amortized Cost and Estimated Fair Value of Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
AFS Securities [Abstract]
Due in one year or less, Amortized Cost	$ 49,287	$ 52,427
Due in one year or less, Estimated Fair Value	49,040	51,936
Due after one year through five years, Amortized Cost	214,039	150,271
Due after one year through five years, Estimated Fair Value	215,657	149,545
Due after five years through ten years, Amortized Cost	322,155	282,309
Due after five years through ten years, Estimated Fair Value	305,664	261,720
Due after ten years, Amortized Cost	2,357,204	2,130,529
Due after ten years, Estimated Fair Value	2,037,821	1,768,060
Total AFS securities	2,942,685	2,615,536
Total AFS securities, Estimated Fair Value	2,608,182	2,231,261
HTM Securities [Abstract]
Due in one year or less, Carrying Value	4,022	3,065
Due in one year or less, Estimated Fair Value	3,997	3,058
Due after one year through five years, Carrying Value	13,173	34,093
Due after one year through five years, Estimated Fair Value	13,554	34,613
Due after five years through ten years, Carrying Value	103,411	45,919
Due after five years through ten years, Estimated Fair Value	100,798	45,263
Due after ten years, Carrying Value	686,474	754,301
Due after ten years, Estimated Fair Value	658,478	725,140
Total HTM Securities	807,080	837,378
Total HTM securities, Estimated Fair Value	$ 776,827	$ 808,074

SECURITIES AND OTHER INVESTME_7

SECURITIES AND OTHER INVESTMENTS (Amortized Cost of HTM Securities by Security Type and Credit Rating) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
HTM Securities, Amortized Cost	$ 807,080	$ 837,378
Moody's AAA/AA/A
HTM Securities, Amortized Cost	691,244	698,219
Moody's BBB/BB/B
HTM Securities, Amortized Cost	1,150	1,166
Moody's Not Rated - Agency
HTM Securities, Amortized Cost	67,416	68,039
Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	47,270	69,954
US States and Political Subdivisions Debt Securities [Member]
HTM Securities, Amortized Cost	695,460	699,189
US States and Political Subdivisions Debt Securities [Member] \| Moody's AAA/AA/A
HTM Securities, Amortized Cost	684,805	688,499
US States and Political Subdivisions Debt Securities [Member] \| Moody's BBB/BB/B
HTM Securities, Amortized Cost	1,150	1,166
US States and Political Subdivisions Debt Securities [Member] \| Moody's Not Rated - Agency
HTM Securities, Amortized Cost	0	0
US States and Political Subdivisions Debt Securities [Member] \| Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	9,505	9,524
Corporate Bond Securities [Member]
HTM Securities, Amortized Cost	3,484	4,349
Corporate Bond Securities [Member] \| Moody's AAA/AA/A
HTM Securities, Amortized Cost	0	0
Corporate Bond Securities [Member] \| Moody's BBB/BB/B
HTM Securities, Amortized Cost	0	0
Corporate Bond Securities [Member] \| Moody's Not Rated - Agency
HTM Securities, Amortized Cost	0	0
Corporate Bond Securities [Member] \| Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	3,484	4,349
Collateralized Mortgage-Backed Securities [Member]
HTM Securities, Amortized Cost	108,136	133,840
Collateralized Mortgage-Backed Securities [Member] \| Moody's AAA/AA/A
HTM Securities, Amortized Cost	6,439	9,720
Collateralized Mortgage-Backed Securities [Member] \| Moody's BBB/BB/B
HTM Securities, Amortized Cost	0	0
Collateralized Mortgage-Backed Securities [Member] \| Moody's Not Rated - Agency
HTM Securities, Amortized Cost	67,416	68,039
Collateralized Mortgage-Backed Securities [Member] \| Moody's Not Rated - Non-Agency
HTM Securities, Amortized Cost	$ 34,281	$ 56,081

SECURITIES AND OTHER INVESTME_8

SECURITIES AND OTHER INVESTMENTS (Schedule of Carrying Value, Gross Unrealized Gains and Losses and Estimated Fair Value of Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	$ 807,080	$ 837,378
Gross Unrealized Gains	3,946	6,334
Gross Unrealized Losses	(34,199)	(35,638)
Held-to-maturity Securities, Fair Value	776,827	808,074
US States and Political Subdivisions Debt Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	695,460	699,189
Gross Unrealized Gains	3,775	6,175
Gross Unrealized Losses	(23,241)	(23,464)
Held-to-maturity Securities, Fair Value	675,994	681,900
Corporate Bond Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	3,484	4,349
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(64)	(100)
Held-to-maturity Securities, Fair Value	3,420	4,249
Collateralized Mortgage-Backed Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	108,136	133,840
Commercial Mortgage-Backed Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	48,382	51,980
Gross Unrealized Gains	156	37
Gross Unrealized Losses	(5,841)	(6,019)
Held-to-maturity Securities, Fair Value	42,697	45,998
Residential Mortgage-Backed Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	59,754	81,860
Gross Unrealized Gains	15	122
Gross Unrealized Losses	(5,053)	(6,055)
Held-to-maturity Securities, Fair Value	54,716	75,927
Agency Securities [Member] \| Commercial Mortgage-Backed Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	27,164	27,477
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(5,308)	(5,570)
Held-to-maturity Securities, Fair Value	21,856	21,907
Agency Securities [Member] \| Residential Mortgage-Backed Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	38,339	40,562
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(4,872)	(5,713)
Held-to-maturity Securities, Fair Value	33,467	34,849
Non-agency \| Commercial Mortgage-Backed Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	21,218	24,503
Gross Unrealized Gains	156	37
Gross Unrealized Losses	(533)	(449)
Held-to-maturity Securities, Fair Value	20,841	24,091
Non-agency \| Residential Mortgage-Backed Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Total HTM Securities	21,415	41,298
Gross Unrealized Gains	15	122
Gross Unrealized Losses	(181)	(342)
Held-to-maturity Securities, Fair Value	$ 21,249	$ 41,078

SECURITIES AND OTHER INVESTME_9

SECURITIES AND OTHER INVESTMENTS (Gross Realized Gains and Losses on the Sale of Securities) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Securities [Abstract]
Gross realized gains	$ 4	$ 4	$ 16	$ 1,352
Gross realized losses	0	(27,598)	(6,526)	(42,344)
Net realized gains (losses)	4	(27,594)	(6,510)	(40,992)
Proceeds from sales of securities	$ 102,888	$ 256,780	$ 620,405	$ 856,881

LOANS AND ALLOWANCE FOR LOAN _3

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Narrative) (Details)	3 Months Ended		9 Months Ended		12 Months Ended	21 Months Ended
	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) segment	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($)	Sep. 30, 2024 USD ($)	Jun. 30, 2024 USD ($)	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans, interest income			$ 0		$ 0
Loans under modified terms	$ 1,296,000	$ 1,019,000	24,477,000	$ 29,419,000	29,400,000
Amortized Cost	1,296,000	1,019,000	24,477,000	29,419,000	29,400,000
Total Allowance for credit losses	160,685,000	125,627,000	160,685,000	125,627,000	132,182,000	$ 160,685,000	$ 158,131,000	$ 120,683,000	$ 110,768,000
Unfunded commitments on loans modified and designated as TLMs	0		$ 0		$ 1,600,000	0
TLM loans that went into default						0
TLMs that are past due						0
Number of operating segments \| segment			2
Financing Receivable Accrued Interest After Allowance For Credit Loss Statement Of Financial Position Extensible List Not Disclosed (Flag)			true		true
Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Allowance for credit losses	$ 132,720,000	$ 98,940,000	$ 132,720,000	$ 98,940,000	$ 105,896,000	$ 132,720,000	$ 131,139,000	$ 92,970,000	$ 82,753,000

LOANS AND ALLOWANCE FOR LOAN _4

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Schedule of Stated at Face Amount, Net of Unearned Income) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	$ 18,337,299		$ 15,635,043
Total Allowance for credit losses	(160,685)	$ (158,131)	(132,182)	$ (125,627)	$ (120,683)	$ (110,768)
Total loans held for investment, net	18,176,614		15,502,861
Loans receivable, deferred fees and costs	228,300		79,700
Construction Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	1,588,531		1,107,850
CRE - Owner Occupied
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	2,401,807		1,998,787
CRE - Non-Owner Occupied
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	4,885,785		4,172,401
Multifamily Real Estate
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	1,357,730		1,061,997
Commercial and Industrial
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	3,799,872		3,589,347
Residential 1-4 Family - Commercial
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	729,315		522,580
Residential 1-4 Family - Mortgage
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	1,281,914		1,078,173
Residential 1-4 Family - Revolving
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	738,665		619,433
Automobile Loan [Member]
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	354,570		486,926
Consumer
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	109,522		120,641
Other Commercial
Loans and Leases Receivable Disclosure [Line Items]
LHFI, net of deferred fees and costs	$ 1,089,588		$ 876,908

LOANS AND ALLOWANCE FOR LOAN _5

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Schedule of Aging of the Loan Portfolio by Class) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	$ 15,174	$ 13,863
Greater than 90 Days and still Accruing, % of total loans	0.08%	0.09%
Nonaccrual	$ 36,847	$ 36,860
Nonaccrual, % of total loans	0.20%	0.24%
Total Loans	$ 18,337,299	$ 15,635,043
Total loans, % of total loans	100%	100%
Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	$ 18,245,285	$ 15,549,784
Current, % of total loans	99.50%	99.45%
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	$ 19,566	$ 29,120
Past Due, % of total loans	0.11%	0.19%
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	$ 20,427	$ 5,416
Past Due, % of total loans	0.11%	0.03%
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	$ 82	$ 25
Nonaccrual	1,945	348
Total Loans	1,588,531	1,107,850
Construction Loans [Member] \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,584,576	1,107,183
Construction Loans [Member] \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,559	270
Construction Loans [Member] \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	369	24
CRE - Owner Occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	1,239	2,579
Nonaccrual	4,781	3,001
Total Loans	2,401,807	1,998,787
CRE - Owner Occupied \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	2,392,190	1,991,632
CRE - Owner Occupied \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	2,291	1,575
CRE - Owner Occupied \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,306	0
CRE - Non-Owner Occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	1,390	2,967
Nonaccrual	9,919	12,616
Total Loans	4,885,785	4,172,401
CRE - Non-Owner Occupied \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	4,866,516	4,156,089
CRE - Non-Owner Occupied \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,085	545
CRE - Non-Owner Occupied \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	6,875	184
Multifamily Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	53	0
Nonaccrual	0	0
Total Loans	1,357,730	1,061,997
Multifamily Real Estate \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,356,721	1,061,851
Multifamily Real Estate \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	821	0
Multifamily Real Estate \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	135	146
Commercial and Industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	862	782
Nonaccrual	3,048	4,556
Total Loans	3,799,872	3,589,347
Commercial and Industrial \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	3,789,537	3,579,657
Commercial and Industrial \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	5,876	4,303
Commercial and Industrial \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	549	49
Residential 1-4 Family - Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	801	1,383
Nonaccrual	1,727	1,804
Total Loans	729,315	522,580
Residential 1-4 Family - Commercial \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	725,395	518,150
Residential 1-4 Family - Commercial \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	656	567
Residential 1-4 Family - Commercial \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	736	676
Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	1,890	4,470
Nonaccrual	11,925	11,098
Total Loans	1,281,914	1,078,173
Residential 1-4 Family - Mortgage \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,260,678	1,053,255
Total Loans	1,260,678	1,053,255
Residential 1-4 Family - Mortgage \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	471	7,546
Total Loans	471	7,546
Residential 1-4 Family - Mortgage \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	6,950	1,804
Total Loans	6,950	1,804
Residential 1-4 Family - Mortgage \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,890	4,470
Residential 1-4 Family - Mortgage \| Nonaccrual
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	11,925	11,098
Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	1,186	1,095
Nonaccrual	2,960	3,087
Total Loans	738,665	619,433
Residential 1-4 Family - Revolving \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	728,538	611,584
Total Loans	728,538	611,584
Residential 1-4 Family - Revolving \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	3,309	2,238
Total Loans	3,309	2,238
Residential 1-4 Family - Revolving \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	2,672	1,429
Total Loans	2,672	1,429
Residential 1-4 Family - Revolving \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,186	1,095
Residential 1-4 Family - Revolving \| Nonaccrual
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	2,960	3,087
Automobile Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	401	410
Nonaccrual	532	350
Total Loans	354,570	486,926
Automobile Loan [Member] \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	350,373	480,557
Total Loans	350,373	480,557
Automobile Loan [Member] \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	2,796	4,737
Total Loans	2,796	4,737
Automobile Loan [Member] \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	468	872
Total Loans	468	872
Automobile Loan [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	401	410
Automobile Loan [Member] \| Nonaccrual
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	532	350
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	143	152
Nonaccrual	10	0
Total Loans	109,522	120,641
Consumer \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	108,487	119,487
Total Loans	108,487	119,487
Consumer \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	700	770
Total Loans	700	770
Consumer \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	182	232
Total Loans	182	232
Consumer \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	143	152
Consumer \| Nonaccrual
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	10
Other Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 Days and Still Accruing	7,127	0
Nonaccrual	0	0
Total Loans	1,089,588	876,908
Other Commercial \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	1,082,274	870,339
Other Commercial \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	2	6,569
Other Commercial \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current and past due	$ 185	$ 0

LOANS AND ALLOWANCE FOR LOAN _6

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Schedule of Loans on Nonaccrual Status) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	$ 36,847	$ 36,860
Nonaccrual With No ALLL	10,206	4,835
Loans Past Due Over 90 Days Still Accruing	15,174	13,863
Construction Loans [Member]
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	1,945	348
Loans Past Due Over 90 Days Still Accruing	82	25
CRE - Owner Occupied
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	4,781	3,001
Nonaccrual With No ALLL	2,050	0
Loans Past Due Over 90 Days Still Accruing	1,239	2,579
CRE - Non-Owner Occupied
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	9,919	12,616
Nonaccrual With No ALLL	8,156	4,835
Loans Past Due Over 90 Days Still Accruing	1,390	2,967
Multifamily Real Estate
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	0
Loans Past Due Over 90 Days Still Accruing	53	0
Commercial and Industrial
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	3,048	4,556
Loans Past Due Over 90 Days Still Accruing	862	782
Residential 1-4 Family - Commercial
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	1,727	1,804
Loans Past Due Over 90 Days Still Accruing	801	1,383
Residential 1-4 Family - Mortgage
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	11,925	11,098
Loans Past Due Over 90 Days Still Accruing	1,890	4,470
Residential 1-4 Family - Revolving
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	2,960	3,087
Loans Past Due Over 90 Days Still Accruing	1,186	1,095
Automobile Loan [Member]
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	532	350
Loans Past Due Over 90 Days Still Accruing	401	410
Consumer
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	10	0
Loans Past Due Over 90 Days Still Accruing	143	152
Other Commercial
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	0
Loans Past Due Over 90 Days Still Accruing	$ 7,127	$ 0

LOANS AND ALLOWANCE FOR LOAN _7

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Troubled Loan Modifications) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable, Modified [Line Items]
Amortized Cost	$ 1,296	$ 1,019	$ 24,477	$ 29,419	$ 29,400
Term Extension
Financing Receivable, Modified [Line Items]
Amortized Cost	1,013	892	1,013	23,510
Term Extension \| Commercial and Industrial
Financing Receivable, Modified [Line Items]
Amortized Cost	141	97	141	$ 2,008
% of Total Class of Financing Receivable				0.06%
Weighted-average years added to life of loan				2 months 12 days
Term Extension \| Construction Loans [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost	50		50
Term Extension \| CRE - Non-Owner Occupied
Financing Receivable, Modified [Line Items]
Amortized Cost		$ 0		$ 20,133
% of Total Class of Financing Receivable		0%		0.49%
Weighted-average years added to life of loan				6 months
Term Extension \| CRE - Owner Occupied
Financing Receivable, Modified [Line Items]
Amortized Cost	$ 586	$ 766	$ 586	$ 766
% of Total Class of Financing Receivable	0.02%	0.04%	0.02%	0.04%
Weighted-average years added to life of loan	3 years	2 months 12 days	3 years	2 months 12 days
Term Extension \| Residential 1-4 Family - Mortgage
Financing Receivable, Modified [Line Items]
Amortized Cost	$ 236	$ 29	$ 236	$ 603
% of Total Class of Financing Receivable	0.02%		0.02%	0.06%
Weighted-average years added to life of loan				10 years 8 months 12 days
Other-Than-Insignificant Payment Delay and Term Extension
Financing Receivable, Modified [Line Items]
Amortized Cost	$ 0		$ 22,728
Other-Than-Insignificant Payment Delay and Term Extension \| Commercial and Industrial
Financing Receivable, Modified [Line Items]
Amortized Cost	$ 0		$ 553
% of Total Class of Financing Receivable	0%		0.01%
Weighted-average years added to life of loan			1 year
Other-Than-Insignificant Payment Delay and Term Extension \| CRE - Non-Owner Occupied
Financing Receivable, Modified [Line Items]
Amortized Cost	$ 0		$ 22,175
% of Total Class of Financing Receivable	0%		0.45%
Weighted-average years added to life of loan			1 year 7 months 6 days
Combination - Term Extension and Interest Rate Reduction
Financing Receivable, Modified [Line Items]
Amortized Cost	$ 283	127	$ 630	$ 974
Combination - Term Extension and Interest Rate Reduction \| Residential 1-4 Family - Mortgage
Financing Receivable, Modified [Line Items]
Amortized Cost	$ 283	$ 127	$ 630	$ 959
% of Total Class of Financing Receivable	0.02%	0.01%	0.05%	0.09%
Weighted-average years added to life of loan				20 years 3 months 18 days
Weighted-average contractual interest rate before loan modification				8.20%
Weighted-average contractual interest rate after loan modification				7.60%
Combination - Term Extension and Interest Rate Reduction \| Residential 1-4 Family - Revolving
Financing Receivable, Modified [Line Items]
Amortized Cost		$ 0		$ 15
Weighted-average years added to life of loan				19 years 1 month 6 days
Weighted-average contractual interest rate before loan modification				10.50%
Weighted-average contractual interest rate after loan modification				7.30%
Combination - Interest Rate Reduction, Term Extension and Other-Than-Insignificant Pmy Delay
Financing Receivable, Modified [Line Items]
Amortized Cost	$ 0		$ 106
Combination - Interest Rate Reduction, Term Extension and Other-Than-Insignificant Pmy Delay \| Commercial and Industrial
Financing Receivable, Modified [Line Items]
Amortized Cost	$ 0		$ 106
% of Total Class of Financing Receivable	0%
Principal Forgiveness
Financing Receivable, Modified [Line Items]
Amortized Cost		0		$ 4,935
Principal Forgiveness \| CRE - Non-Owner Occupied
Financing Receivable, Modified [Line Items]
Amortized Cost		$ 0		$ 4,935
% of Total Class of Financing Receivable		0%		0.12%
Loan modification, amount of principal reduction				$ 3,500

LOANS AND ALLOWANCE FOR LOAN _8

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Schedule for Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Allowance for loan losses:
Balance, beginning of period	$ 158,131	$ 120,683	$ 132,182	$ 110,768
Loans charged off	(2,719)	(1,629)	(11,701)	(9,957)
Recoveries credited to allowance	2,053	1,335	4,378	3,537
Provision charged to operations	3,220	5,238	18,701	21,279
Balance, end of period	160,685	125,627	160,685	125,627
PCD
Allowance for loan losses:
ALLL - PCD	0		3,896
Non-PCD
Allowance for loan losses:
Provision charged to operations	0		13,229
Commercial Portfolio Segment [Member]
Allowance for loan losses:
Balance, beginning of period	131,139	92,970	105,896	82,753
Loans charged off	(1,642)	(788)	(8,675)	(7,589)
Recoveries credited to allowance	1,292	878	2,881	1,911
Provision charged to operations	1,931	5,880	18,796	21,865
Balance, end of period	132,720	98,940	132,720	98,940
Commercial Portfolio Segment [Member] \| PCD
Allowance for loan losses:
ALLL - PCD	0		2,609
Commercial Portfolio Segment [Member] \| Non-PCD
Allowance for loan losses:
Provision charged to operations	0		11,213
Consumer Portfolio Segment [Member]
Allowance for loan losses:
Balance, beginning of period	26,992	27,713	26,286	28,015
Loans charged off	(1,077)	(841)	(3,026)	(2,368)
Recoveries credited to allowance	761	457	1,497	1,626
Provision charged to operations	1,289	(642)	(95)	(586)
Balance, end of period	27,965	$ 26,687	27,965	$ 26,687
Consumer Portfolio Segment [Member] \| PCD
Allowance for loan losses:
ALLL - PCD	0		1,287
Consumer Portfolio Segment [Member] \| Non-PCD
Allowance for loan losses:
Provision charged to operations	$ 0		$ 2,016

LOANS AND ALLOWANCE FOR LOAN _9

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Schedule of Loans Acquired) (Details) - American National $ in Thousands	Apr. 01, 2024 USD ($)
PCD
Financing Receivable, Allowance for Credit Loss [Line Items]
Book value of acquired loans at acquisition	$ 89,418
ACL at acquisition	(3,896)
Non-credit discount at acquisition	(10,466)
Purchase Price	75,056
Non-PCD
Financing Receivable, Allowance for Credit Loss [Line Items]
Fair Value	2,073,037
Gross contractual amounts receivable	2,503,707
Estimate of contractual cash flows not expected to be collected	$ 10,887

LOANS AND ALLOWANCE FOR LOAN_10

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Loans Receivables Related Risk Rating) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Recorded Investment [Line Items]
Loans, Total	$ 18,337,299	$ 15,635,043
Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	250,756	289,984
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	551,754	445,328
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	478,760	214,089
Current period gross writeoff, Two Years Before Current Fiscal Year	(392)	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	127,012	41,573
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	24,231	11,139
Current period gross writeoff, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	52,111	41,600
Current period gross writeoff, Prior	0	(11)
Financing Receivable, Excluding Accrued Interest, Revolving	103,907	64,137
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	1,588,531	1,107,850
Current period gross writeoff, Total	(392)	(11)
Construction Loans [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	248,772	289,786
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	546,827	440,473
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	453,332	192,148
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	124,660	19,536
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	21,372	10,934
Term Loans Amortized Cost Basis by Origination Year, Prior	47,130	38,841
Financing Receivable, Excluding Accrued Interest, Revolving	103,907	64,137
Loans, Total	1,546,000	1,055,855
Construction Loans [Member] \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	84
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	4,019	3,611
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	2,187	16,249
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,135	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,048	2,127
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	8,389	22,071
Construction Loans [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	1,824	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	827	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	296	4,444
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	226	1,332
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,332	0
Term Loans Amortized Cost Basis by Origination Year, Prior	2,492	367
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	6,997	6,143
Construction Loans [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	160	114
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	81	1,244
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	22,945	1,248
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	991	20,705
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,527	205
Term Loans Amortized Cost Basis by Origination Year, Prior	1,441	265
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	27,145	23,781
CRE - Owner Occupied
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	152,935	182,694
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	257,993	260,049
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	302,256	199,047
Current period gross writeoff, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	271,183	244,297
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	261,178	273,798
Current period gross writeoff, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,126,937	814,203
Current period gross writeoff, Prior	(354)	(141)
Financing Receivable, Excluding Accrued Interest, Revolving	29,325	24,699
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	2,401,807	1,998,787
Current period gross writeoff, Total	(354)	(141)
CRE - Owner Occupied \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	119,494	175,627
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	237,967	257,889
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	286,271	194,030
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	267,150	239,549
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	253,840	259,502
Term Loans Amortized Cost Basis by Origination Year, Prior	1,053,513	750,180
Financing Receivable, Excluding Accrued Interest, Revolving	27,073	23,689
Loans, Total	2,245,308	1,900,466
CRE - Owner Occupied \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	32,278	5,919
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	9,567	1,311
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	13,374	4,768
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,927	4,422
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	2,539	9,146
Term Loans Amortized Cost Basis by Origination Year, Prior	36,841	27,829
Financing Receivable, Excluding Accrued Interest, Revolving	51	399
Loans, Total	96,577	53,794
CRE - Owner Occupied \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	1,163	786
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	9,527	849
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,590	249
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,748	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	2,878	5,150
Term Loans Amortized Cost Basis by Origination Year, Prior	14,266	9,549
Financing Receivable, Excluding Accrued Interest, Revolving	2,201	611
Loans, Total	33,373	17,194
CRE - Owner Occupied \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	362
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	932	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,021	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	358	326
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,921	0
Term Loans Amortized Cost Basis by Origination Year, Prior	22,317	26,645
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	26,549	27,333
CRE - Non-Owner Occupied
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	221,104	379,058
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	534,199	549,782
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	684,116	713,933
Current period gross writeoff, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	863,480	352,405
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	434,433	531,007
Current period gross writeoff, Four Years Before Current Fiscal Year	(3,386)	0
Term Loans Amortized Cost Basis by Origination Year, Prior	2,093,047	1,598,785
Current period gross writeoff, Prior	0	(3,528)
Financing Receivable, Excluding Accrued Interest, Revolving	55,406	47,431
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	4,885,785	4,172,401
Current period gross writeoff, Total	(3,386)	(3,528)
CRE - Non-Owner Occupied \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	220,707	374,221
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	520,289	548,262
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	664,692	710,122
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	851,291	334,449
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	387,340	492,782
Term Loans Amortized Cost Basis by Origination Year, Prior	1,903,875	1,419,882
Financing Receivable, Excluding Accrued Interest, Revolving	42,583	35,276
Loans, Total	4,590,777	3,914,994
CRE - Non-Owner Occupied \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	152	1,520
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,477	1,690
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	5,936	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	4,037	32,326
Term Loans Amortized Cost Basis by Origination Year, Prior	54,881	82,930
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	66,483	118,466
CRE - Non-Owner Occupied \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	397	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	17,947	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	5,125	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	3,355	0
Term Loans Amortized Cost Basis by Origination Year, Prior	62,509	67,001
Financing Receivable, Excluding Accrued Interest, Revolving	12,750	12,155
Loans, Total	102,083	79,156
CRE - Non-Owner Occupied \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	4,837
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	13,758	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	2,121
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,128	17,956
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	39,701	5,899
Term Loans Amortized Cost Basis by Origination Year, Prior	71,782	28,972
Financing Receivable, Excluding Accrued Interest, Revolving	73	0
Loans, Total	126,442	59,785
Commercial and Industrial
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	630,859	984,106
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	719,904	689,376
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(42)	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	661,472	411,809
Current period gross writeoff, Two Years Before Current Fiscal Year	(239)	(101)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	338,496	185,267
Current period gross writeoff, Three Years Before Current Fiscal Year	(5)	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	142,590	142,872
Current period gross writeoff, Four Years Before Current Fiscal Year	(113)	0
Term Loans Amortized Cost Basis by Origination Year, Prior	281,209	178,005
Current period gross writeoff, Prior	(600)	(17)
Financing Receivable, Excluding Accrued Interest, Revolving	1,025,342	997,912
Current period gross writeoff, Revolving Loans	(962)	(1,812)
Loans, Total	3,799,872	3,589,347
Current period gross writeoff, Total	(1,961)	(1,930)
Commercial and Industrial \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	627,486	981,290
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	688,535	617,805
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	571,125	409,973
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	331,698	178,578
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	138,708	122,160
Term Loans Amortized Cost Basis by Origination Year, Prior	259,312	168,368
Financing Receivable, Excluding Accrued Interest, Revolving	925,580	923,359
Loans, Total	3,542,444	3,401,533
Commercial and Industrial \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	3,266	2,708
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	25,712	38,711
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	79,979	512
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,000	1,379
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	588	18,065
Term Loans Amortized Cost Basis by Origination Year, Prior	17,882	4,943
Financing Receivable, Excluding Accrued Interest, Revolving	44,303	22,832
Loans, Total	172,730	89,150
Commercial and Industrial \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	46	108
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	4,961	32,714
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	9,119	981
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	3,653	3,310
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	2,674	1,722
Term Loans Amortized Cost Basis by Origination Year, Prior	290	1,513
Financing Receivable, Excluding Accrued Interest, Revolving	46,054	19,865
Loans, Total	66,797	60,213
Commercial and Industrial \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	61	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	696	146
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,249	343
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	2,145	2,000
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	620	925
Term Loans Amortized Cost Basis by Origination Year, Prior	3,725	3,181
Financing Receivable, Excluding Accrued Interest, Revolving	9,405	31,856
Loans, Total	17,901	38,451
Multifamily Real Estate
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	39,570	36,133
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	42,722	129,854
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	228,639	321,918
Current period gross writeoff, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	427,559	222,422
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	240,723	49,582
Current period gross writeoff, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	342,146	252,028
Current period gross writeoff, Prior	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	36,371	50,060
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	1,357,730	1,061,997
Current period gross writeoff, Total	0	0
Multifamily Real Estate \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	39,570	21,911
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	28,510	129,854
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	226,917	321,918
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	427,559	222,172
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	240,473	45,879
Term Loans Amortized Cost Basis by Origination Year, Prior	339,438	250,887
Financing Receivable, Excluding Accrued Interest, Revolving	36,318	50,060
Loans, Total	1,338,785	1,042,681
Multifamily Real Estate \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,722	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0	914
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	1,722	914
Multifamily Real Estate \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	250
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	250	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,196	81
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	1,446	331
Multifamily Real Estate \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	14,222
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	14,212	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	3,703
Term Loans Amortized Cost Basis by Origination Year, Prior	1,512	146
Financing Receivable, Excluding Accrued Interest, Revolving	53	0
Loans, Total	15,777	18,071
Residential 1-4 Family - Commercial
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	42,905	41,784
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	69,053	67,882
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	141,870	78,515
Current period gross writeoff, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	112,163	70,278
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	82,349	45,879
Current period gross writeoff, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	271,227	217,278
Current period gross writeoff, Prior	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	9,748	964
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	729,315	522,580
Current period gross writeoff, Total	0	0
Residential 1-4 Family - Commercial \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	42,386	41,631
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	68,715	67,495
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	140,565	77,321
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	111,205	69,779
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	80,592	44,498
Term Loans Amortized Cost Basis by Origination Year, Prior	259,004	203,125
Financing Receivable, Excluding Accrued Interest, Revolving	9,394	604
Loans, Total	711,861	504,453
Residential 1-4 Family - Commercial \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	49
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	338	387
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,072	580
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	509	220
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	809	757
Term Loans Amortized Cost Basis by Origination Year, Prior	6,840	8,854
Financing Receivable, Excluding Accrued Interest, Revolving	101	107
Loans, Total	9,669	10,954
Residential 1-4 Family - Commercial \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	47
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	233	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	217	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	335	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,881	1,302
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	2,666	1,349
Residential 1-4 Family - Commercial \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	519	57
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	614
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	232	279
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	613	624
Term Loans Amortized Cost Basis by Origination Year, Prior	3,502	3,997
Financing Receivable, Excluding Accrued Interest, Revolving	253	253
Loans, Total	5,119	5,824
Other Commercial
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	163,223	215,700
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	207,642	180,346
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	(101)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	182,711	165,732
Current period gross writeoff, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	167,489	114,870
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	94,261	123,519
Current period gross writeoff, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	177,430	66,891
Current period gross writeoff, Prior	(2,582)	(3,016)
Financing Receivable, Excluding Accrued Interest, Revolving	96,832	9,850
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	1,089,588	876,908
Current period gross writeoff, Total	(2,582)	(3,117)
Other Commercial \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	163,223	201,252
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	206,491	180,346
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	175,616	165,732
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	166,506	114,838
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	87,207	123,515
Term Loans Amortized Cost Basis by Origination Year, Prior	172,238	62,284
Financing Receivable, Excluding Accrued Interest, Revolving	96,733	9,850
Loans, Total	1,068,014	857,817
Other Commercial \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	14,355
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	572	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	7,095	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	983	32
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	7,013	4
Term Loans Amortized Cost Basis by Origination Year, Prior	4,599	3,977
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	20,262	18,368
Other Commercial \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	93
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	86	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	591	630
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	677	723
Other Commercial \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	493
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	41
Term Loans Amortized Cost Basis by Origination Year, Prior	2
Financing Receivable, Excluding Accrued Interest, Revolving	99
Loans, Total	635
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	1,501,352	2,129,459
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	2,383,267	2,322,617
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(42)	(101)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	2,679,824	2,105,043
Current period gross writeoff, Two Years Before Current Fiscal Year	(631)	(101)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	2,307,382	1,231,112
Current period gross writeoff, Three Years Before Current Fiscal Year	(5)	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,279,765	1,177,796
Current period gross writeoff, Four Years Before Current Fiscal Year	(3,499)	0
Term Loans Amortized Cost Basis by Origination Year, Prior	4,344,107	3,168,790
Current period gross writeoff, Prior	(3,536)	(6,713)
Financing Receivable, Excluding Accrued Interest, Revolving	1,356,931	1,195,053
Current period gross writeoff, Revolving Loans	(962)	(1,812)
Loans, Total	15,852,628	13,329,870
Current period gross writeoff, Total	(8,675)	(8,727)
Commercial Portfolio Segment [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	1,461,638	2,085,718
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	2,297,334	2,242,124
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	2,518,518	2,071,244
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	2,280,069	1,178,901
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	1,209,532	1,099,270
Term Loans Amortized Cost Basis by Origination Year, Prior	4,034,510	2,893,567
Financing Receivable, Excluding Accrued Interest, Revolving	1,241,588	1,106,975
Loans, Total	15,043,189	12,677,799
Commercial Portfolio Segment [Member] \| Watch
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	35,544	23,115
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	40,360	45,540
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	106,906	23,799
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	11,490	6,053
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	14,986	60,298
Term Loans Amortized Cost Basis by Origination Year, Prior	122,091	131,574
Financing Receivable, Excluding Accrued Interest, Revolving	44,455	23,338
Loans, Total	375,832	313,717
Commercial Portfolio Segment [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	3,430	1,034
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	15,401	33,563
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	29,185	5,674
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	10,969	4,892
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	10,824	6,872
Term Loans Amortized Cost Basis by Origination Year, Prior	83,225	80,443
Financing Receivable, Excluding Accrued Interest, Revolving	61,005	32,631
Loans, Total	214,039	165,109
Commercial Portfolio Segment [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	740	19,592
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	30,172	1,390
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	25,215	4,326
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	4,854	41,266
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	44,423	11,356
Term Loans Amortized Cost Basis by Origination Year, Prior	104,281	63,206
Financing Receivable, Excluding Accrued Interest, Revolving	9,883	32,109
Loans, Total	$ 219,568	$ 173,245

LOANS AND ALLOWANCE FOR LOAN_11

LOANS AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Loans Receivables Based on Delinquency Status) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Recorded Investment [Line Items]
Loans, Total	$ 18,337,299	$ 15,635,043
Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	109,941	121,166
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	170,872	269,331
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(76)	(16)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	293,717	268,543
Current period gross writeoff, Two Years Before Current Fiscal Year	(3)	(21)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	287,689	154,689
Current period gross writeoff, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	154,185	32,810
Current period gross writeoff, Four Years Before Current Fiscal Year	0	(69)
Term Loans Amortized Cost Basis by Origination Year, Prior	265,497	231,620
Current period gross writeoff, Prior	(19)	(95)
Financing Receivable, Excluding Accrued Interest, Revolving	13	14
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	1,281,914	1,078,173
Current period gross writeoff, Total	(98)	(201)
Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	13,213	42,774
Current period gross writeoff, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	36,090	54,876
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	47,943	11,783
Current period gross writeoff, Two Years Before Current Fiscal Year	0	(3)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	10,700	4,399
Current period gross writeoff, Three Years Before Current Fiscal Year	(28)	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	3,982	976
Current period gross writeoff, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,793	1,141
Current period gross writeoff, Prior	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	624,944	503,484
Current period gross writeoff, Revolving Loans	(145)	(55)
Loans, Total	738,665	619,433
Current period gross writeoff, Total	(173)	(58)
Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	1,885	77,955
Current period gross writeoff, Current Fiscal Year	0	(64)
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	61,047	213,370
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(153)	(487)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	163,324	109,048
Current period gross writeoff, Two Years Before Current Fiscal Year	(653)	(295)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	78,167	53,593
Current period gross writeoff, Three Years Before Current Fiscal Year	(263)	(145)
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	34,637	25,347
Current period gross writeoff, Four Years Before Current Fiscal Year	(59)	(69)
Term Loans Amortized Cost Basis by Origination Year, Prior	15,510	7,613
Current period gross writeoff, Prior	(62)	(80)
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Current period gross writeoff, Revolving Loans	0	0
Loans, Total	354,570	486,926
Current period gross writeoff, Total	(1,190)	(1,140)
Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	11,283	12,548
Current period gross writeoff, Current Fiscal Year	0	(43)
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	9,394	23,613
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(192)	(66)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	15,602	10,520
Current period gross writeoff, Two Years Before Current Fiscal Year	(93)	(124)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	7,783	8,045
Current period gross writeoff, Three Years Before Current Fiscal Year	(26)	(851)
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	6,533	15,352
Current period gross writeoff, Four Years Before Current Fiscal Year	(525)	(23)
Term Loans Amortized Cost Basis by Origination Year, Prior	30,799	24,447
Current period gross writeoff, Prior	(591)	(679)
Financing Receivable, Excluding Accrued Interest, Revolving	28,128	26,116
Current period gross writeoff, Revolving Loans	(138)	(83)
Loans, Total	109,522	120,641
Current period gross writeoff, Total	(1,565)	(1,869)
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	136,322	254,443
Current period gross writeoff, Current Fiscal Year	0	(107)
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	277,403	561,190
Current period gross writeoff, Fiscal Year Before Current Fiscal Year	(421)	(569)
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	520,586	399,894
Current period gross writeoff, Two Years Before Current Fiscal Year	(749)	(443)
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	384,339	220,726
Current period gross writeoff, Three Years Before Current Fiscal Year	(317)	(996)
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	199,337	74,485
Current period gross writeoff, Four Years Before Current Fiscal Year	(584)	(161)
Term Loans Amortized Cost Basis by Origination Year, Prior	313,599	264,821
Current period gross writeoff, Prior	(672)	(854)
Financing Receivable, Excluding Accrued Interest, Revolving	653,085	529,614
Current period gross writeoff, Revolving Loans	(283)	(138)
Loans, Total	2,484,671	2,305,173
Current period gross writeoff, Total	(3,026)	(3,268)
Financial Asset, Not Past Due [Member] \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	109,941	120,480
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	170,351	266,261
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	290,571	265,255
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	281,489	154,440
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	154,185	32,591
Term Loans Amortized Cost Basis by Origination Year, Prior	254,128	214,214
Financing Receivable, Excluding Accrued Interest, Revolving	13	14
Loans, Total	1,260,678	1,053,255
Financial Asset, Not Past Due [Member] \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	13,213	42,593
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	35,769	54,560
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	47,624	11,756
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	10,700	4,348
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	3,936	937
Term Loans Amortized Cost Basis by Origination Year, Prior	1,793	1,115
Financing Receivable, Excluding Accrued Interest, Revolving	615,503	496,275
Loans, Total	728,538	611,584
Financial Asset, Not Past Due [Member] \| Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	1,840	77,293
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	60,423	210,692
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	161,406	107,568
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	77,325	52,742
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	34,173	24,877
Term Loans Amortized Cost Basis by Origination Year, Prior	15,206	7,385
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	350,373	480,557
Financial Asset, Not Past Due [Member] \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	11,268	12,453
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	9,292	23,303
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	15,310	10,442
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	7,746	7,999
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	6,466	15,176
Term Loans Amortized Cost Basis by Origination Year, Prior	30,332	24,056
Financing Receivable, Excluding Accrued Interest, Revolving	28,073	26,058
Loans, Total	108,487	119,487
Financial Asset, Not Past Due [Member] \| Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	136,262	252,819
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	275,835	554,816
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	514,911	395,021
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	377,260	219,529
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	198,760	73,581
Term Loans Amortized Cost Basis by Origination Year, Prior	301,459	246,770
Financing Receivable, Excluding Accrued Interest, Revolving	643,589	522,347
Loans, Total	2,448,076	2,264,883
Financial Asset, 30 to 59 Days Past Due [Member] \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	273
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	131	2,195
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	42	705
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	249
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	181
Term Loans Amortized Cost Basis by Origination Year, Prior	298	3,943
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	471	7,546
Financial Asset, 30 to 59 Days Past Due [Member] \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	89	14
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	60	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	39
Term Loans Amortized Cost Basis by Origination Year, Prior	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	3,160	2,185
Loans, Total	3,309	2,238
Financial Asset, 30 to 59 Days Past Due [Member] \| Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	45	526
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	363	2,022
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,261	1,095
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	645	612
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	258	292
Term Loans Amortized Cost Basis by Origination Year, Prior	224	190
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	2,796	4,737
Financial Asset, 30 to 59 Days Past Due [Member] \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	11	21
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	73	156
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	179	28
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	11	32
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	24	129
Term Loans Amortized Cost Basis by Origination Year, Prior	371	366
Financing Receivable, Excluding Accrued Interest, Revolving	31	38
Loans, Total	700	770
Financial Asset, 30 to 59 Days Past Due [Member] \| Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	56	820
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	656	4,387
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,542	1,828
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	656	893
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	282	641
Term Loans Amortized Cost Basis by Origination Year, Prior	893	4,499
Financing Receivable, Excluding Accrued Interest, Revolving	3,191	2,223
Loans, Total	7,276	15,291
Financial Asset, 60 to 89 Days Past Due [Member] \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	208
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	717	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	5,078	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,155	1,596
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	6,950	1,804
Financial Asset, 60 to 89 Days Past Due [Member] \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	181
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	178	148
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	130	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0	26
Financing Receivable, Excluding Accrued Interest, Revolving	2,364	1,074
Loans, Total	2,672	1,429
Financial Asset, 60 to 89 Days Past Due [Member] \| Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	61
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	103	326
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	210	298
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	81	58
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	57	96
Term Loans Amortized Cost Basis by Origination Year, Prior	17	33
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	468	872
Financial Asset, 60 to 89 Days Past Due [Member] \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	11
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	18	82
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	71	40
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	11	14
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	41	47
Term Loans Amortized Cost Basis by Origination Year, Prior	33	21
Financing Receivable, Excluding Accrued Interest, Revolving	8	17
Loans, Total	182	232
Financial Asset, 60 to 89 Days Past Due [Member] \| Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	461
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	299	556
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	1,128	338
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	5,170	72
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	98	143
Term Loans Amortized Cost Basis by Origination Year, Prior	1,205	1,676
Financing Receivable, Excluding Accrued Interest, Revolving	2,372	1,091
Loans, Total	10,272	4,337
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	72	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	95	1,713
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1,723	2,757
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	1,890	4,470
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	14	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	1,172	1,095
Loans, Total	1,186	1,095
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	36
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	112	210
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	171	24
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	20	112
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	73	23
Term Loans Amortized Cost Basis by Origination Year, Prior	25	5
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	401	410
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	4	63
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	11	72
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	42	10
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	6	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	2	0
Term Loans Amortized Cost Basis by Origination Year, Prior	62	4
Financing Receivable, Excluding Accrued Interest, Revolving	16	3
Loans, Total	143	152
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	4	99
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	195	282
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	322	1,747
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	26	112
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	75	23
Term Loans Amortized Cost Basis by Origination Year, Prior	1,810	2,766
Financing Receivable, Excluding Accrued Interest, Revolving	1,188	1,098
Loans, Total	3,620	6,127
Nonaccrual \| Residential 1-4 Family - Mortgage
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	205
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	318	875
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	2,292	870
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,122	0
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0	38
Term Loans Amortized Cost Basis by Origination Year, Prior	8,193	9,110
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	11,925	11,098
Nonaccrual \| Residential 1-4 Family - Revolving
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	54	154
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	115	27
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	0	51
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	46	0
Term Loans Amortized Cost Basis by Origination Year, Prior	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	2,745	2,855
Loans, Total	2,960	3,087
Nonaccrual \| Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	39
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	46	120
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	276	63
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	96	69
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	76	59
Term Loans Amortized Cost Basis by Origination Year, Prior	38	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, Total	532	350
Nonaccrual \| Consumer
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	9
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	0
Term Loans Amortized Cost Basis by Origination Year, Prior	1
Financing Receivable, Excluding Accrued Interest, Revolving	0
Loans, Total	10
Nonaccrual \| Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Term Loans Amortized Cost Basis by Origination Year, Current Fiscal Year	0	244
Term Loans Amortized Cost Basis by Origination Year, Fiscal Year Before Current Fiscal Year	418	1,149
Term Loans Amortized Cost Basis by Origination Year, Two Years Before Current Fiscal Year	2,683	960
Term Loans Amortized Cost Basis by Origination Year, Three Years Before Current Fiscal Year	1,227	120
Term Loans Amortized Cost Basis by Origination Year, Four Years Before Current Fiscal Year	122	97
Term Loans Amortized Cost Basis by Origination Year, Prior	8,232	9,110
Financing Receivable, Excluding Accrued Interest, Revolving	2,745	2,855
Loans, Total	$ 15,427	$ 14,535

GOODWILL AND INTANGIBLE ASSET_2

GOODWILL AND INTANGIBLE ASSETS (Narrative) (Details)	3 Months Ended		9 Months Ended
GOODWILL AND INTANGIBLE ASSETS (Narrative) (Details)	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) segment	Sep. 30, 2023 USD ($)	Apr. 01, 2024 USD ($)	Dec. 31, 2023 USD ($)
Finite-Lived Intangible Assets [Line Items]
Number of operating segments \| segment			2
Goodwill	$ 1,212,710,000		$ 1,212,710,000			$ 925,211,000
Intangible Assets	90,176,000		90,176,000			19,183,000
Impairment of goodwill or intangible assets			0
Intangible assets, amortization expense	5,804,000	$ 2,193,000	13,693,000	$ 6,687,000
Wholesale Banking
Finite-Lived Intangible Assets [Line Items]
Goodwill	845,239,000		845,239,000			639,180,000
Intangible Assets	9,032,000		9,032,000			1,302,000
Consumer Banking
Finite-Lived Intangible Assets [Line Items]
Goodwill	362,245,000		362,245,000			286,031,000
Intangible Assets	830,000		830,000			989,000
Corporate Other
Finite-Lived Intangible Assets [Line Items]
Goodwill	5,226,000		5,226,000			0
Intangible Assets	$ 80,314,000		$ 80,314,000			16,892,000
Core Deposits [Member] \| Minimum [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, amortization period (years)	4 years		4 years
Core Deposits [Member] \| Maximum [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, amortization period (years)	10 years		10 years
Other Intangible Assets [Member] \| Minimum [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, amortization period (years)	4 years		4 years
Other Intangible Assets [Member] \| Maximum [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, amortization period (years)	10 years		10 years
American National
Finite-Lived Intangible Assets [Line Items]
Goodwill	$ 287,499,000		$ 287,499,000		$ 287,499,000	$ 0
Increase in goodwill	5,200,000
American National \| Wholesale Banking
Finite-Lived Intangible Assets [Line Items]
Goodwill	209,900,000		209,900,000		209,900,000
Intangible Assets	8,400,000		8,400,000
American National \| Consumer Banking
Finite-Lived Intangible Assets [Line Items]
Goodwill	77,600,000		77,600,000		$ 77,600,000
American National \| Corporate Other
Finite-Lived Intangible Assets [Line Items]
Intangible Assets	$ 76,300,000		$ 76,300,000

GOODWILL AND INTANGIBLE ASSET_3

GOODWILL AND INTANGIBLE ASSETS (Schedule of Information Concerning Intangible Assets with Finite Life) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Apr. 01, 2024	Dec. 31, 2023
Finite-Lived Intangible Assets [Line Items]
Goodwill, Gross Carrying Value	$ 925,211		$ 925,211
Goodwill	1,212,710		925,211
Accumulated Amortization, Goodwill	0		0
Total estimated amortization expense	90,176
American National
Finite-Lived Intangible Assets [Line Items]
Goodwill	287,499	$ 287,499	0
Initial goodwill		$ 282,300
Core Deposits [Member]
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Value	85,491		85,491
Accumulated Amortization	(80,828)		(68,599)
Total estimated amortization expense	79,073		16,892
Core Deposits [Member] \| American National
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Value	74,410		0
Other Intangible Assets [Member]
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Value	3,977		3,977
Accumulated Amortization	(3,151)		(1,686)
Total estimated amortization expense	11,103		2,291
Other Intangible Assets [Member] \| American National
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Value	$ 10,277		$ 0

GOODWILL AND INTANGIBLE ASSET_4

GOODWILL AND INTANGIBLE ASSETS (Schedule of Goodwill and Intangible Assets by Operating Segment) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Apr. 01, 2024	Dec. 31, 2023
Finite-Lived Intangible Assets [Line Items]
Goodwill	$ 1,212,710		$ 925,211
Intangible Assets	90,176		19,183
American National
Finite-Lived Intangible Assets [Line Items]
Goodwill	287,499	$ 287,499	0
Wholesale Banking
Finite-Lived Intangible Assets [Line Items]
Goodwill	845,239		639,180
Intangible Assets	9,032		1,302
Wholesale Banking \| American National
Finite-Lived Intangible Assets [Line Items]
Goodwill	209,900	209,900
Intangible Assets	8,400
Consumer Banking
Finite-Lived Intangible Assets [Line Items]
Goodwill	362,245		286,031
Intangible Assets	830		989
Consumer Banking \| American National
Finite-Lived Intangible Assets [Line Items]
Goodwill	77,600	$ 77,600
Corporate Other
Finite-Lived Intangible Assets [Line Items]
Goodwill	5,226		0
Intangible Assets	80,314		$ 16,892
Corporate Other \| American National
Finite-Lived Intangible Assets [Line Items]
Intangible Assets	$ 76,300

GOODWILL AND INTANGIBLE ASSET_5

GOODWILL AND INTANGIBLE ASSETS (Estimated Remaining Amortization Expense of Intangibles) (Details) $ in Thousands	Sep. 30, 2024 USD ($)
Estimated Remaining Amortization of Intangibles
For the remaining three months of 2024	$ 5,615
2025	19,950
2026	16,245
2027	12,936
2028	10,151
Thereafter	25,279
Total estimated amortization expense	$ 90,176

LEASES (Narrative) (Details)

LEASES (Narrative) (Details) - USD ($) $ in Thousands	9 Months Ended
LEASES (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Lessor Disclosure [Abstract]
Residual assets covered by residual value guarantees	$ 97,100	$ 84,100
Lessee Disclosure [Abstract]
Operating lease, right-of-use asset	75,833	71,788
Operating lease liabilities	$ 80,812	$ 78,043
Minimum [Member]
Lessor Disclosure [Abstract]
Lessor sales-type and direct financing lease, term of contract	5 months
Maximum [Member]
Lessor Disclosure [Abstract]
Lessor sales-type and direct financing lease, term of contract	122 months
Lessee Disclosure [Abstract]
Lessee, operating lease, remaining lease term (years)	21 years

LEASES (Net Investment in Sales

LEASES (Net Investment in Sales-Type and Direct Financing Lease) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Leases [Abstract]
Lease receivables, net of unearned income and deferred selling profit	$ 492,868	$ 409,264
Unguaranteed residual values, net of unearned income and deferred selling profit	29,874	21,484
Total net investment in sales-type and direct financing leases	$ 522,742	$ 430,748

LEASES (Lessee Lease Portfolio

LEASES (Lessee Lease Portfolio and Other Supplemental Lease Information) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Lessee, Operating Lease, Description [Abstract]
Right-of-use assets	$ 75,833	$ 71,788
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Operating lease liabilities	$ 80,812	$ 78,043
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities
Weighted average remaining lease term (years)	11 years 1 month 6 days	11 years 9 months
Weighted average discount rate, percent	6.20%	6.21%
Lessee, Finance Lease, Description [Abstract]
Right-of-use-assets	$ 3,980	$ 4,669
Finance Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Lease liabilities	$ 6,098	$ 7,052
Finance Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities
Weighted-average remaining lease term (years)	4 years 3 months 29 days	5 years 29 days
Weighted-average discount rate, percent	1.17%	1.17%

LEASES (Other Lease Information

LEASES (Other Lease Information) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Leases [Abstract]
Operating Cash Flows from Finance Leases	$ 57	$ 68
Operating Cash Flows from Operating Leases	10,802	8,902
Financing Cash Flows from Finance Leases	955	919
Right-of-use assets obtained in exchange for lease obligations, operating lease	$ 4,135	$ 38,318

LEASES (Lease Cost Information)

LEASES (Lease Cost Information) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Leases [Abstract]
Net Operating Lease Cost	$ 3,448	$ 2,381	$ 9,994	$ 7,291
Finance Lease Cost: Amortization of right-of-use assets	230	230	689	689
Finance Lease Cost: Interest on lease liabilities	18	22	57	68
Total Lease Cost	$ 3,696	$ 2,633	$ 10,740	$ 8,048

LEASES (Maturities of Lessor an

LEASES (Maturities of Lessor and Lessee Arrangements Outstanding) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Sales-Type and Direct Financing Leases, Payment to be Received, Fiscal Year Maturity [Abstract]
For the remaining three months of 2024	$ 31,746
2025	118,884
2026	108,054
2027	108,830
2028	83,386
Thereafter	127,840
Total undiscounted cash flows	578,740
Less: Adjustments	85,872
Total	492,868	$ 409,264
Lessee, Operating Lease, Liability, to be Paid, Fiscal Year Maturity [Abstract]
For the remaining three months of 2024	3,734
2025	14,383
2026	11,726
2027	10,498
2028	9,495
Thereafter	67,754
Total undiscounted cash flows	117,590
Less: Adjustments	36,778
Total	80,812	78,043
Finance Lease, Liability, to be Paid, Fiscal Year Maturity [Abstract]
For the remaining three months of 2024	346
2025	1,392
2026	1,427
2027	1,462
2028	1,499
Thereafter	128
Total undiscounted cash flows	6,254
Less: Adjustments	156
Total	$ 6,098	$ 7,052

BORROWINGS (Short-Term Borrowin

BORROWINGS (Short-Term Borrowings) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Borrowings [Abstract]
Securities sold under agreements to repurchase	$ 59,227	$ 110,833
Federal Funds Purchased	0	90,000
FHLB Advances	375,000	720,000
Total short-term borrowings	434,227	920,833
Average outstanding balance during the period	$ 554,926	$ 573,553
Average outstanding balance during the period	5.31%	4.73%
Average interest rate at end of period	5.14%	5.15%

BORROWINGS (Narrative) (Details

BORROWINGS (Narrative) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Apr. 01, 2024	Dec. 31, 2023
Subordinated Borrowing [Line Items]
Remaining available balance for the federal funds lines	$ 597		$ 682
Maximum collateral dependent line of credit with the FHLB	7,400		6,200
Remaining borrowing capacity	25		25
FHLB Secured Line Of Credit
Subordinated Borrowing [Line Items]
Maximum collateral dependent line of credit with the FHLB	3,000		1,700
Remaining credit availability on collateral dependent line of credit with the FHLB	$ 2,300		$ 988.7
American National
Subordinated Borrowing [Line Items]
Junior subordinated debenture obligations		$ 28.5

BORROWINGS (Long-Term Borrowing

BORROWINGS (Long-Term Borrowings) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 179,000	$ 150,500
Subordinated Debt	250,000	250,000
Fair Value Premium (Discount)	(16,605)	(14,134)
Investment in Trust Preferred Capital Securities	5,542	4,659
Total Long-term Borrowings	$ 417,937	$ 391,025
Basis spread on variable rate	0.262%	0.262%
Debt Instrument, Variable Interest Rate, Type [Extensible Enumeration]	us-gaap:SecuredOvernightFinancingRateSofrMember	us-gaap:SecuredOvernightFinancingRateSofrMember
Trust Preferred Capital Notes
Debt Instrument [Line Items]
Remaining fair value discount on acquired notes	$ 14,400	$ 11,700
Statutory Trust I
Debt Instrument [Line Items]
Trust Preferred Capital Securities	22,500	22,500
Investment in Trust Preferred Capital Securities	$ 696	$ 696
Basis spread on variable rate	2.75%	2.75%
Rate	7.60%	8.34%
Maturity date	Jun. 17, 2034	Jun. 17, 2034
Statutory Trust II
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 36,000	$ 36,000
Investment in Trust Preferred Capital Securities	$ 1,114	$ 1,114
Basis spread on variable rate	1.40%	1.40%
Rate	6.25%	6.99%
Maturity date	Jun. 15, 2036	Jun. 15, 2036
VFG Limited Liability Trust I Indenture
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 20,000	$ 20,000
Investment in Trust Preferred Capital Securities	$ 619	$ 619
Basis spread on variable rate	2.73%	2.73%
Rate	7.58%	8.32%
Maturity date	Mar. 18, 2034	Mar. 18, 2034
FNB Statutory Trust II Indenture
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 12,000	$ 12,000
Investment in Trust Preferred Capital Securities	$ 372	$ 372
Basis spread on variable rate	3.10%	3.10%
Rate	7.95%	8.69%
Maturity date	Jun. 26, 2033	Jun. 26, 2033
Gateway Capital Statutory Trust I
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 8,000	$ 8,000
Investment in Trust Preferred Capital Securities	$ 248	$ 248
Basis spread on variable rate	3.10%	3.10%
Rate	7.95%	8.69%
Maturity date	Sep. 17, 2033	Sep. 17, 2033
Gateway Capital Statutory Trust II
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 7,000	$ 7,000
Investment in Trust Preferred Capital Securities	$ 217	$ 217
Basis spread on variable rate	2.65%	2.65%
Rate	7.50%	8.24%
Maturity date	Jun. 17, 2034	Jun. 17, 2034
Gateway Capital Statutory Trust III
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 15,000	$ 15,000
Investment in Trust Preferred Capital Securities	$ 464	$ 464
Basis spread on variable rate	1.50%	1.50%
Rate	6.35%	7.09%
Maturity date	May 30, 2036	May 30, 2036
Gateway Capital Statutory Trust IV
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 25,000	$ 25,000
Investment in Trust Preferred Capital Securities	$ 774	$ 774
Basis spread on variable rate	1.55%	1.55%
Rate	6.40%	7.14%
Maturity date	Jul. 30, 2037	Jul. 30, 2037
MFC Capital Trust II
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 5,000	$ 5,000
Investment in Trust Preferred Capital Securities	$ 155	$ 155
Basis spread on variable rate	2.85%	2.85%
Rate	7.70%	8.44%
Maturity date	Jan. 23, 2034	Jan. 23, 2034
AMNB Trust I
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 20,000
Investment in Trust Preferred Capital Securities	$ 619
Basis spread on variable rate	1.35%
Rate	6.20%
Maturity date	Jun. 30, 2036
MidCarolina Trust I
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 5,000
Investment in Trust Preferred Capital Securities	$ 155
Basis spread on variable rate	3.45%
Rate	8.04%
Maturity date	Nov. 07, 2032
MidCarolina Trust II
Debt Instrument [Line Items]
Trust Preferred Capital Securities	$ 3,500
Investment in Trust Preferred Capital Securities	$ 109
Basis spread on variable rate	2.95%
Rate	7.54%
Maturity date	Jan. 07, 2034
Subordinated Debt [Member]
Debt Instrument [Line Items]
Remaining fair value discount on acquired notes	$ 2,200	$ 2,500
Subordinated Debt [Member] \| Scenario, Plan [Member]
Debt Instrument [Line Items]
Basis spread on variable rate	1.86%	1.86%
2031 Subordinate Debt
Debt Instrument [Line Items]
Subordinated Debt	$ 250,000	$ 250,000
Basis spread on variable rate	0%	0%
Rate	2.875%	2.875%
Maturity date	Dec. 15, 2031	Dec. 15, 2031

BORROWINGS (Contractual Maturit

BORROWINGS (Contractual Maturities of Long-Term Debt) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Fair Value Premium (Discount)
For the remaining three months of 2024	$ (366)
2025	(1,481)
2026	(1,510)
2027	(1,541)
2028	(1,575)
Thereafter	(10,132)
Total Long-term borrowings	(16,605)	$ (14,134)
Total Long-term Borrowings
For the remaining three months of 2024	(366)
2025	(1,481)
2026	(1,510)
2027	(1,541)
2028	(1,575)
Thereafter	424,410
Total Long-term Borrowings	417,937	$ 391,025
Trust Preferred Capital Notes
Total Long-term Borrowings, Gross
For the remaining three months of 2024	0
2025	0
2026	0
2027	0
2028	0
Thereafter	184,542
Total Long-term borrowings	184,542
Subordinated Debt [Member]
Total Long-term Borrowings, Gross
For the remaining three months of 2024	0
2025	0
2026	0
2027	0
2028	0
Thereafter	250,000
Total Long-term borrowings	$ 250,000

COMMITMENTS AND CONTINGENCIES_2

COMMITMENTS AND CONTINGENCIES (Narrative) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Reserve for unfunded commitments and indemnification reserve	$ 17.2	$ 16.5
Deposits with other financial institutions	157.8	218.5
Uninsured deposits with other financial institutions	36.3	60.8
Cash Flow Hedging [Member]
Deposits with other financial institutions, serves as collateral for cash flow hedge, fair value hedge, and loan swap derivatives	$ 118.7	$ 154.4

COMMITMENTS AND CONTINGENCIES_3

COMMITMENTS AND CONTINGENCIES (Balances of Commitments and Contingencies) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Commitments with off-balance sheet risk:
Total commitments with off-balance sheet risk	$ 6,322,983	$ 6,101,736
Commitments to Extend Credit [Member]
Commitments with off-balance sheet risk:
Total commitments with off-balance sheet risk	6,181,617	5,961,238
Standby Letters of Credit [Member]
Commitments with off-balance sheet risk:
Total commitments with off-balance sheet risk	$ 141,366	$ 140,498

COMMITMENTS AND CONTINGENCIES_4

COMMITMENTS AND CONTINGENCIES (Schedule of Securities Pledged as Collateral) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
AFS Securities	$ 2,608,182	$ 2,231,261
HTM securities	776,827	808,074
Loans	18,176,614	15,502,861
Total assets	24,803,723	21,166,197
Asset Pledged as Collateral [Member]
Cash	118,729	154,382
AFS Securities	1,588,105	1,460,754
HTM securities	626,940	638,850
Loans	9,692,289	3,379,394
Total assets	12,026,063	5,633,380
Deposits [Member] \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	807,268	749,398
HTM securities	617,043	621,494
Loans	0	0
Total assets	1,424,311	1,370,892
Repurchase Agreements [Member] \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	84,094	174,075
HTM securities	0	0
Loans	0	0
Total assets	84,094	174,075
Federal Home Loan Bank Advances [Member] \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	622,906	48,718
HTM securities	9,897	0
Loans	4,213,624	2,960,926
Total assets	4,846,427	3,009,644
Derivative [Member] \| Asset Pledged as Collateral [Member]
Cash	118,729	154,382
AFS Securities	62,683	61,311
HTM securities	0	0
Loans	0	0
Total assets	181,412	215,693
Federal Reserve Discount Window \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	0	411,661
HTM securities	0	17,356
Loans	5,478,665	418,468
Total assets	5,478,665	847,485
Other purposes \| Asset Pledged as Collateral [Member]
Cash	0	0
AFS Securities	11,154	15,591
HTM securities	0	0
Loans	0	0
Total assets	$ 11,154	$ 15,591

DERIVATIVES (Summary of the Der

DERIVATIVES (Summary of the Derivatives) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Summary of the derivatives
Asset	$ 91,418	$ 93,027
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Liabilities	$ 170,118	$ 206,561
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities
Cash collateral
Summary of the derivatives
Derivative, amount	$ 0	$ 0
Cash collateral (received)/pledged Assets	(15,494)	(14,879)
Cash collateral (received)/pledged Assets	0	0
Interest rate contracts \| Not Designated as Hedging Instrument [Member]
Summary of the derivatives
Derivative, amount	7,001,510	6,595,975
Asset	87,264	88,646
Liabilities	167,696	202,202
Foreign exchange derivative contracts \| Not Designated as Hedging Instrument [Member]
Summary of the derivatives
Derivative, amount	14,325	12,726
Asset	10	16
Liabilities	1,164	1,219
Cash Flow Hedging [Member] \| Designated as Hedging Instrument [Member]
Summary of the derivatives
Derivative, amount	900,000	900,000
Asset	2,412	1,419
Liabilities	1,258	4,359
Fair Value Hedging [Member] \| Loans [Member] \| Designated as Hedging Instrument [Member]
Summary of the derivatives
Derivative, amount	74,075	78,072
Asset	1,079	1,633
Liabilities	0	0
Fair Value Hedging [Member] \| Securities \| Designated as Hedging Instrument [Member]
Summary of the derivatives
Derivative, amount	50,000	50,000
Asset	653	1,329
Liabilities	$ 0	$ 0

DERIVATIVES (Summary of the Car

DERIVATIVES (Summary of the Carrying Value of the Company's Hedged Assets in Fair Value Hedges) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Derivative [Line Items]
Carrying Amount of Hedged Asset/(Liabilities)	$ 50,000	$ 50,000
Available-for-Sale Securities [Member]
Derivative [Line Items]
Carrying Amount of Hedged Asset/(Liabilities)	75,699	82,203
Cumulative Amount of Basis Adjustments Included in the Carrying Amount of the Hedged Asset/(Liabilities)	(639)	(1,323)
Loans [Member]
Derivative [Line Items]
Carrying Amount of Hedged Asset/(Liabilities)	74,075	78,072
Cumulative Amount of Basis Adjustments Included in the Carrying Amount of the Hedged Asset/(Liabilities)	(7,913)	(9,392)
Fair value of aggregate notional amount of the hedged items, unrealized gain (loss)	$ 8,100	$ 9,600

STOCKHOLDERS' EQUITY (Narrative

STOCKHOLDERS' EQUITY (Narrative) (Details)	Jun. 09, 2020 $ / shares shares	Sep. 30, 2024 item shares	Dec. 31, 2023 shares
Accumulated Other Comprehensive Income (Loss) [Line Items]
Preferred stock, shares authorized		500,000	500,000
Number of active share repurchase programs \| item		0
Preferred stock, shares outstanding		17,250	17,250
Depositary Shares
Accumulated Other Comprehensive Income (Loss) [Line Items]
Shares issued and sold	6,900,000
Number of shares to be purchased upon the exercise of options	900,000
Preferred stock, liquidation preference (usd per share) \| $ / shares	$ 25
Series A Preferred Stock [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Number of preferred stock represented by each depositary share	each representing a 1/400th ownership interest in a share of its Series A preferred stock
Preferred stock, liquidation preference (usd per share) \| $ / shares	$ 10,000

STOCKHOLDERS' EQUITY (Change in

STOCKHOLDERS' EQUITY (Change in Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	$ 3,043,686	$ 2,548,928	$ 2,556,327	$ 2,424,470	$ 2,440,236	$ 2,372,737	$ 2,556,327	$ 2,372,737
Net current period other comprehensive income (loss)	90,280	(8,289)	(30,949)	(67,039)	(48,934)	56,353	51,042	(59,620)
Ending balance	3,182,416	3,043,686	2,548,928	2,388,801	2,424,470	2,440,236	3,182,416	2,388,801
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(330,804)		(302,532)	(353,811)		(363,919)	(302,532)	(363,919)
Other comprehensive income (loss) before reclassification	66,856			(79,193)			33,438	(79,669)
Amounts reclassified from AOCI into earnings	(3)			21,799			5,143	32,383
Net current period other comprehensive income (loss)	66,853			(57,394)			38,581	(47,286)
Ending balance	(263,951)	(330,804)		(411,205)	(353,811)		(263,951)	(411,205)
Unrealized Gains (Losses) for AFS Securities Transferred to HTM
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	1		6	12		17	6	17
Other comprehensive income (loss) before reclassification	0			0			0	0
Amounts reclassified from AOCI into earnings	0			(2)			(5)	(7)
Net current period other comprehensive income (loss)	0			(2)			(5)	(7)
Ending balance	1	1		10	12		1	10
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(52,775)		(42,165)	(57,221)		(54,610)	(42,165)	(54,610)
Other comprehensive income (loss) before reclassification	23,589			(9,581)			12,979	(12,192)
Amounts reclassified from AOCI into earnings	0			0			0	0
Net current period other comprehensive income (loss)	23,589			(9,581)			12,979	(12,192)
Ending balance	(29,186)	(52,775)		(66,802)	(57,221)		(29,186)	(66,802)
Unrealized Gains (Losses) on BOLI
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	991		1,342	153		226	1,342	226
Other comprehensive income (loss) before reclassification	0			0			(16)	10
Amounts reclassified from AOCI into earnings	(162)			(62)			(497)	(145)
Net current period other comprehensive income (loss)	(162)			(62)			(513)	(135)
Ending balance	829	991		91	153		829	91
AOCI Attributable to Parent [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(382,587)	(374,298)	(343,349)	(410,867)	(361,933)	(418,286)	(343,349)	(418,286)
Other comprehensive income (loss) before reclassification	90,445			(88,774)			46,401	(91,851)
Amounts reclassified from AOCI into earnings	(165)			21,735			4,641	32,231
Net current period other comprehensive income (loss)	90,280	(8,289)	(30,949)	(67,039)	(48,934)	56,353	51,042	(59,620)
Ending balance	$ (292,307)	$ (382,587)	$ (374,298)	$ (477,906)	$ (410,867)	$ (361,933)	$ (292,307)	$ (477,906)

FAIR VALUE MEASUREMENTS (Schedu

FAIR VALUE MEASUREMENTS (Schedule of Financial Assets and Liabilities Measured at Fair Value on Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Securities available for sale, at fair value	$ 2,608,182	$ 2,231,261
Loans held for sale	11,078	6,710
Financial Derivatives	91,418	93,027
LIABILITIES
Financial Derivatives	170,118	206,561
Fair Value, Inputs, Level 1 [Member]
ASSETS
Securities available for sale, at fair value	62,683	61,311
Loans held for sale	0	0
Financial Derivatives	0	0
LIABILITIES
Financial Derivatives	0	0
Fair Value, Inputs, Level 2 [Member]
ASSETS
Securities available for sale, at fair value	2,545,499	2,169,950
Loans held for sale	11,078	6,710
Financial Derivatives	91,418	93,027
LIABILITIES
Financial Derivatives	170,118	206,561
Fair Value, Inputs, Level 3 [Member]
ASSETS
Securities available for sale, at fair value	0	0
Loans held for sale	0	0
Financial Derivatives	0	0
LIABILITIES
Financial Derivatives	0	0
Fair Value, Recurring [Member]
ASSETS
Loans held for sale	11,078	6,710
Financial Derivatives	91,418	93,027
LIABILITIES
Financial Derivatives	170,118	206,561
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 1 [Member]
ASSETS
Loans held for sale	0	0
Financial Derivatives	0	0
LIABILITIES
Financial Derivatives	0	0
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 2 [Member]
ASSETS
Loans held for sale	11,078	6,710
Financial Derivatives	91,418	93,027
LIABILITIES
Financial Derivatives	170,118	206,561
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 3 [Member]
ASSETS
Loans held for sale	0	0
Financial Derivatives	0	0
LIABILITIES
Financial Derivatives	0	0
US Government Agencies Debt Securities [Member]
ASSETS
Securities available for sale, at fair value	66,671	63,356
US Government Agencies Debt Securities [Member] \| Fair Value, Recurring [Member]
ASSETS
Securities available for sale, at fair value	66,671	63,356
US Government Agencies Debt Securities [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 1 [Member]
ASSETS
Securities available for sale, at fair value	62,683	61,311
US Government Agencies Debt Securities [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 2 [Member]
ASSETS
Securities available for sale, at fair value	3,988	2,045
US Government Agencies Debt Securities [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 3 [Member]
ASSETS
Securities available for sale, at fair value	0	0
US States and Political Subdivisions Debt Securities [Member]
ASSETS
Securities available for sale, at fair value	488,527	475,447
US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Recurring [Member]
ASSETS
Securities available for sale, at fair value	488,527	475,447
US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 1 [Member]
ASSETS
Securities available for sale, at fair value	0	0
US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 2 [Member]
ASSETS
Securities available for sale, at fair value	488,527	475,447
US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 3 [Member]
ASSETS
Securities available for sale, at fair value	0	0
Corporate Bond Securities [Member]
ASSETS
Securities available for sale, at fair value	271,975	241,889
Corporate Bond Securities [Member] \| Fair Value, Recurring [Member]
ASSETS
Securities available for sale, at fair value	271,975	241,889
Corporate Bond Securities [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 1 [Member]
ASSETS
Securities available for sale, at fair value	0	0
Corporate Bond Securities [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 2 [Member]
ASSETS
Securities available for sale, at fair value	271,975	241,889
Corporate Bond Securities [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 3 [Member]
ASSETS
Securities available for sale, at fair value	0	0
Collateralized Mortgage-Backed Securities [Member] \| Fair Value, Recurring [Member]
ASSETS
Securities available for sale, at fair value	1,779,177	1,448,817
Collateralized Mortgage-Backed Securities [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 1 [Member]
ASSETS
Securities available for sale, at fair value	0	0
Collateralized Mortgage-Backed Securities [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 2 [Member]
ASSETS
Securities available for sale, at fair value	1,779,177	1,448,817
Collateralized Mortgage-Backed Securities [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 3 [Member]
ASSETS
Securities available for sale, at fair value	0	0
Collateralized Securities, Other [Member]
ASSETS
Securities available for sale, at fair value	1,832	1,752
Collateralized Securities, Other [Member] \| Fair Value, Recurring [Member]
ASSETS
Securities available for sale, at fair value	1,832	1,752
Collateralized Securities, Other [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 1 [Member]
ASSETS
Securities available for sale, at fair value	0	0
Collateralized Securities, Other [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 2 [Member]
ASSETS
Securities available for sale, at fair value	1,832	1,752
Collateralized Securities, Other [Member] \| Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 3 [Member]
ASSETS
Securities available for sale, at fair value	$ 0	$ 0

FAIR VALUE MEASUREMENTS (Carryi

FAIR VALUE MEASUREMENTS (Carrying Values and Estimated Fair Values of the Company's Financial Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and cash equivalents	$ 528,070	$ 378,131
AFS Securities	2,608,182	2,231,261
HTM securities	776,827	808,074
Restricted stock	117,881	115,472
LHFS	11,078	6,710
LHFI, net of deferred fees and costs	17,721,302	15,148,256
Financial Derivatives	91,418	93,027
Accrued interest receivable	93,603	91,370
Bank owned life insurance	489,759	452,565
LIABILITIES
Deposits	20,310,505	16,799,791
Borrowings	787,333	1,154,694
Accrued interest payable	26,751	20,528
Financial Derivatives	170,118	206,561
Fair Value, Inputs, Level 1 [Member]
ASSETS
Cash and cash equivalents	528,070	378,131
AFS Securities	62,683	61,311
HTM securities	0	0
Restricted stock	0	0
LHFS	0	0
LHFI, net of deferred fees and costs	0	0
Financial Derivatives	0	0
Accrued interest receivable	0	0
Bank owned life insurance	0	0
LIABILITIES
Deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Financial Derivatives	0	0
Fair Value, Inputs, Level 2 [Member]
ASSETS
Cash and cash equivalents	0	0
AFS Securities	2,545,499	2,169,950
HTM securities	775,630	806,834
Restricted stock	117,881	115,472
LHFS	11,078	6,710
LHFI, net of deferred fees and costs	0	0
Financial Derivatives	91,418	93,027
Accrued interest receivable	93,603	91,370
Bank owned life insurance	489,759	452,565
LIABILITIES
Deposits	20,310,505	16,799,791
Borrowings	787,333	1,154,694
Accrued interest payable	26,751	20,528
Financial Derivatives	170,118	206,561
Fair Value, Inputs, Level 3 [Member]
ASSETS
Cash and cash equivalents	0	0
AFS Securities	0	0
HTM securities	1,197	1,240
Restricted stock	0	0
LHFS	0	0
LHFI, net of deferred fees and costs	17,721,302	15,148,256
Financial Derivatives	0	0
Accrued interest receivable	0	0
Bank owned life insurance	0	0
LIABILITIES
Deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Financial Derivatives	0	0
Reported Value Measurement [Member]
ASSETS
Cash and cash equivalents	528,070	378,131
AFS Securities	2,608,182	2,231,261
HTM securities	807,080	837,378
Restricted stock	117,881	115,472
LHFS	11,078	6,710
LHFI, net of deferred fees and costs	18,337,299	15,635,043
Financial Derivatives	91,418	93,027
Accrued interest receivable	93,603	91,370
Bank owned life insurance	489,759	452,565
LIABILITIES
Deposits	20,305,287	16,818,129
Borrowings	852,164	1,311,858
Accrued interest payable	26,751	20,528
Financial Derivatives	$ 170,118	$ 206,561

INCOME TAXES (Narrative) (Detai

INCOME TAXES (Narrative) (Details) $ in Thousands	3 Months Ended		9 Months Ended
INCOME TAXES (Narrative) (Details) $ in Thousands	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) item	Sep. 30, 2023 USD ($)
Income Tax Disclosure [Abstract]
Income tax expense \| $	$ 15,618	$ 11,519	$ 37,144	$ 28,123
Effective income tax rate	17%	17.60%	19.70%	16.30%
Increase in effective tax rate due to establishment of valuation allowance, basis points \| item			250

EARNINGS PER SHARE (Reconciliat

EARNINGS PER SHARE (Reconciliation of the Denominators of the Basic and Diluted EPS ) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Net Income:
Net income	$ 76,415	$ 25,161	$ 49,769	$ 54,017	$ 55,241	$ 35,653	$ 151,346	$ 144,911
Less: Preferred Stock Dividends	2,967			2,967			8,901	8,901
Net income available to common shareholders	$ 73,448			$ 51,050			$ 142,445	$ 136,010
Basic weighted average number of common shares outstanding	89,780,531			74,999,128			84,933,126	74,942,851
Dilutive effect of stock awards	0			0			0	1,000
Weighted average shares outstanding, diluted	89,780,531			74,999,128			84,933,213	74,943,999
Basic EPS:
Earnings per common share, basic	$ 0.82			$ 0.68			$ 1.68	$ 1.81
Diluted EPS:
Earnings per common share, diluted	$ 0.82			$ 0.68			$ 1.68	$ 1.81

SEGMENT REPORTING AND REVENUE_2

SEGMENT REPORTING AND REVENUE (Operating Segment Results) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) segment	Sep. 30, 2023 USD ($)	Apr. 01, 2024 USD ($)	Dec. 31, 2023 USD ($)
Disaggregation of Revenue [Line Items]
Number of operating segments \| segment			2
Net interest income	$ 182,932,000	$ 151,941,000	$ 515,290,000	$ 457,469,000
Provision for credit losses	2,603,000	4,991,000	32,592,000	22,911,000
Net interest income after provision for credit losses	180,329,000	146,950,000	482,698,000	434,558,000
Noninterest income	34,286,000	27,094,000	83,651,000	60,918,000
Noninterest expenses	122,582,000	108,508,000	377,859,000	322,442,000
Income before income taxes	92,033,000	65,536,000	188,490,000	173,034,000
LHFI, net of deferred fees and costs	18,337,299,000		18,337,299,000			$ 15,635,043,000
Goodwill	1,212,710,000		1,212,710,000			925,211,000
Deposits	20,305,287,000		20,305,287,000			16,818,129,000
Strategic cost saving initiatives \| Other expenses
Disaggregation of Revenue [Line Items]
Noninterest expenses		8,700,000		9,800,000
Strategic cost saving initiatives \| Salaries and benefits
Disaggregation of Revenue [Line Items]
Noninterest expense offset		(67,000)
Noninterest expenses				2,800,000
Strategic cost saving initiatives \| Noninterest expense
Disaggregation of Revenue [Line Items]
Noninterest expenses		8,700,000		12,600,000
American National
Disaggregation of Revenue [Line Items]
Goodwill	287,499,000		287,499,000		$ 287,499,000	0
Wholesale Banking
Disaggregation of Revenue [Line Items]
Net interest income	101,097,000	68,049,000	276,919,000	201,722,000
Provision for credit losses	217,000	9,310,000	25,803,000	25,853,000
Net interest income after provision for credit losses	100,880,000	58,739,000	251,116,000	175,869,000
Noninterest income	10,773,000	9,468,000	29,913,000	25,743,000
Noninterest expenses	50,880,000	40,039,000	144,152,000	123,207,000
Income before income taxes	60,773,000	28,168,000	136,877,000	78,405,000
LHFI, net of deferred fees and costs	15,366,703,000		15,366,703,000			12,688,833,000
Goodwill	845,239,000		845,239,000			639,180,000
Deposits	7,083,741,000		7,083,741,000			6,403,432,000
Wholesale Banking \| American National
Disaggregation of Revenue [Line Items]
Goodwill	209,900,000		209,900,000		209,900,000
Consumer Banking
Disaggregation of Revenue [Line Items]
Net interest income	79,112,000	63,912,000	224,358,000	190,806,000
Provision for credit losses	2,389,000	(4,319,000)	6,801,000	(2,947,000)
Net interest income after provision for credit losses	76,723,000	68,231,000	217,557,000	193,753,000
Noninterest income	15,721,000	13,722,000	43,589,000	38,188,000
Noninterest expenses	64,335,000	54,994,000	184,446,000	168,971,000
Income before income taxes	28,109,000	26,959,000	76,700,000	62,970,000
LHFI, net of deferred fees and costs	3,113,472,000		3,113,472,000			2,958,811,000
Goodwill	362,245,000		362,245,000			286,031,000
Deposits	11,649,873,000		11,649,873,000			9,816,562,000
Consumer Banking \| American National
Disaggregation of Revenue [Line Items]
Goodwill	77,600,000		77,600,000		$ 77,600,000
Corporate Other
Disaggregation of Revenue [Line Items]
Net interest income	2,723,000	19,980,000	14,013,000	64,941,000
Provision for credit losses	(3,000)	0	(12,000)	5,000
Net interest income after provision for credit losses	2,726,000	19,980,000	14,025,000	64,936,000
Noninterest income	7,792,000	3,904,000	10,149,000	(3,013,000)
Noninterest expenses	7,367,000	13,475,000	49,261,000	30,264,000
Income before income taxes	3,151,000	$ 10,409,000	(25,087,000)	$ 31,659,000
LHFI, net of deferred fees and costs	(142,876,000)		(142,876,000)			(12,601,000)
Goodwill	5,226,000		5,226,000			0
Deposits	$ 1,571,673,000		$ 1,571,673,000			$ 598,135,000

SEGMENT REPORTING AND REVENUE_3

SEGMENT REPORTING AND REVENUE (Disaggregation of Noninterest Income by Major Source) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Disaggregation of Revenue
Service charges on deposit accounts	$ 9,792	$ 8,557	$ 27,447	$ 24,577
Other service charges, commissions and fees	2,002	2,632	5,700	6,071
Interchange fees	3,371	2,314	8,791	7,098
Fiduciary and asset management fees	6,858	4,549	18,603	13,169
Mortgage banking income	1,214	666	3,274	1,969
Gain (loss) on sale of securities	4	(27,594)	(6,510)	(40,992)
Bank owned life insurance income	5,037	2,973	12,074	8,671
Loan-related interest rate swap fees	1,503	2,695	4,353	6,450
Other operating income	4,505	30,302	9,919	33,905
Total noninterest income	34,286	27,094	83,651	60,918
Overdraft fees
Disaggregation of Revenue
Service charges on deposit accounts	5,800	5,210	15,649	14,873
Maintenance fees & other
Disaggregation of Revenue
Service charges on deposit accounts	3,992	3,347	11,798	9,704
Trust asset management fees
Disaggregation of Revenue
Fiduciary and asset management fees	3,624	3,120	10,761	9,329
Registered advisor management fees
Disaggregation of Revenue
Fiduciary and asset management fees	5	0	11	0
Brokerage management fees, net
Disaggregation of Revenue
Fiduciary and asset management fees	3,229	1,429	7,831	3,840
Product and Service, Other [Member]
Disaggregation of Revenue
Other service charges, commissions and fees	$ 2,002	$ 2,632	$ 5,700	$ 6,071

SEGMENT REPORTING AND REVENUE_4

SEGMENT REPORTING AND REVENUE (Disaggregation of Noninterest Income by Reportable Operating Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Disaggregation of Revenue
Service charges on deposit accounts	$ 9,792	$ 8,557	$ 27,447	$ 24,577
Other service charges, commissions and fees	2,002	2,632	5,700	6,071
Fiduciary and asset management fees	6,858	4,549	18,603	13,169
Mortgage banking income	1,214	666	3,274	1,969
Other income	14,420	10,690	28,627	15,132
Total noninterest income	34,286	27,094	83,651	60,918
Gain related to sale-leaseback transaction				27,700
Gain (loss) on sale of securities	4	(27,594)	(6,510)	(40,992)
Wholesale Banking
Disaggregation of Revenue
Service charges on deposit accounts	2,833	2,184	8,178	6,268
Other service charges, commissions and fees	600	399	1,413	1,140
Fiduciary and asset management fees	4,933	3,050	13,301	9,118
Mortgage banking income	0	0	0	0
Other income	2,407	3,835	7,021	9,217
Total noninterest income	10,773	9,468	29,913	25,743
Consumer Banking
Disaggregation of Revenue
Service charges on deposit accounts	6,959	6,373	19,269	18,309
Other service charges, commissions and fees	1,402	2,233	4,304	4,931
Fiduciary and asset management fees	1,925	1,499	5,302	4,051
Mortgage banking income	1,214	666	3,274	1,969
Other income	4,221	2,951	11,440	8,928
Total noninterest income	15,721	13,722	43,589	38,188
Corporate Other
Disaggregation of Revenue
Service charges on deposit accounts	0	0	0	0
Other service charges, commissions and fees	0	0	(17)	0
Fiduciary and asset management fees	0	0	0	0
Mortgage banking income	0	0	0	0
Other income	7,792	3,904	10,166	(3,013)
Total noninterest income	$ 7,792	$ 3,904	$ 10,149	$ (3,013)

SUBSEQUENT EVENTS (Narrative) (

SUBSEQUENT EVENTS (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands

3 Months Ended

9 Months Ended

Oct. 24, 2024

Oct. 21, 2024

Jun. 09, 2020

Sep. 30, 2024

Jun. 30, 2024

Mar. 31, 2024

Sep. 30, 2023

Jun. 30, 2023

Mar. 31, 2023

Sep. 30, 2024

Sep. 30, 2023

Dec. 31, 2023

Subsequent Event [Line Items]

Dividends on common stock (in dollars per share)

$ 0.32

$ 0.30

$ 0.96

$ 0.90

Dividends on preferred stock (in dollars per share)

171.88

$ 171.88

Common stock, par value (in dollars per share)

$ 1.33

Proceeds from issuance of common stock

$ 227

$ 563

Subsequent Event [Member] | Sandy Spring [Member]

Subsequent Event [Line Items]

Common stock, par value (in dollars per share)

$ 1

Stock conversion, par value (in dollars per share)

$ 1.33

Conversion ratio

0.90%

Subsequent Event [Member] | Sandy Spring [Member] | Morgan Stanley & Co. LLC [Member]

Subsequent Event [Line Items]

Shares issued and sold

9,859,155

Proceeds from sale of common stock, settlement period

18 months

Proceeds from issuance of common stock

$ 386,400

Subsequent Event [Member] | Sandy Spring [Member] | Underwriter

Subsequent Event [Line Items]

Shares issued and sold

1,478,873

Underwriter granted option period

30 days

Number of stocks option, granted

1,478,873

Subsequent Event [Member] | Maximum [Member] | Sandy Spring [Member] | Morgan Stanley & Co. LLC [Member]

Subsequent Event [Line Items]

Sale of price per share

$ 35.50

Subsequent Event [Member] | Minimum [Member] | Sandy Spring [Member] | Morgan Stanley & Co. LLC [Member]

Subsequent Event [Line Items]

Sale of price per share

$ 34.08

O 2024 Q4 Preferred Dividends [Member] | Subsequent Event [Member]

Subsequent Event [Line Items]

Dividends payable, date declared

Oct. 24, 2024

Common Class A [Member] | Subsequent Event [Member]

Subsequent Event [Line Items]

Dividends on common stock (in dollars per share)

$ 0.34

Common Class A [Member] | O 2024 Q4 Common Dividends [Member] | Subsequent Event [Member]

Subsequent Event [Line Items]

Dividends payable, date to be paid

Nov. 22, 2024

Dividends payable, date of record

Nov. 08, 2024

Depositary Shares

Subsequent Event [Line Items]

Shares issued and sold

6,900,000

Depositary Shares | Subsequent Event [Member]

Subsequent Event [Line Items]

Dividends on preferred stock (in dollars per share)

$ 0.43

Series A Preferred Stock [Member]

Subsequent Event [Line Items]

Number of preferred stock represented by each depositary share

each representing a 1/400th ownership interest in a share of its Series A preferred stock

Series A Preferred Stock [Member] | Subsequent Event [Member]

Subsequent Event [Line Items]

Number of preferred stock represented by each depositary share

each representing a 1/400th ownership interest in a share of Series A preferred stock

Dividends on preferred stock (in dollars per share)

$ 171.88

Series A Preferred Stock [Member] | O 2024 Q4 Preferred Dividends [Member] | Subsequent Event [Member]

Subsequent Event [Line Items]

Dividends payable, date to be paid

Dec. 02, 2024

Dividends payable, date of record

Nov. 15, 2024