Wilson Bank Holding (WBHC) 10-Q 9 Nov 22 2022 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2022	Nov. 09, 2022
Document Information [Line Items]
Entity Central Index Key	0000885275
Entity Registrant Name	WILSON BANK HOLDING CO
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2022
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	0-20402
Entity Incorporation, State or Country Code	TN
Entity Tax Identification Number	62-1497076
Entity Address, Address Line One	623 West Main Street
Entity Address, City or Town	Lebanon
Entity Address, State or Province	TN
Entity Address, Postal Zip Code	37087
City Area Code	615
Local Phone Number	444-2265
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		11,461,087

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Loans	$ 2,991,325	$ 2,483,914
Less: Allowance for credit losses	(37,580)	(39,632)
Net loans	2,953,745	2,444,282
Securities available-for-sale, at market (amortized cost $995,115 and $906,135, respectively)	839,152	897,585
Loans held for sale	3,555	11,843
Interest bearing deposits	78,713	400,940
Restricted equity securities	4,357	5,089
Federal funds sold	0	27,055
Total earning assets	3,879,522	3,786,794
Cash and due from banks	16,859	25,423
Bank premises and equipment, net	60,074	62,846
Accrued interest receivable	9,868	7,641
Deferred income tax asset	52,874	12,792
Bank owned life insurance	57,619	46,206
Other assets	48,765	43,089
Goodwill	4,805	4,805
Total assets	4,130,386	3,989,596
Liabilities and Stockholders’ Equity
Noninterest-bearing	436,287	433,500
Interest bearing	1,097,905	1,030,743
Savings and money market accounts	1,611,120	1,497,669
Time	600,344	593,159
Total Deposits	3,745,656	3,555,071
Accrued interest payable and other liabilities	42,167	20,808
Total liabilities	3,787,823	3,575,879
Stockholders’ equity:
Common stock, $2.00 par value; authorized 50,000,000 shares, issued and outstanding 11,460,587 and 11,201,504 shares, respectively	22,921	22,403
Additional paid-in capital	121,526	105,177
Retained earnings	313,287	292,452
Noncontrolling interest in consolidated subsidiary	32	0
Accumulated other comprehensive losses, net of taxes of $40,760 and $2,235 respectively	(115,203)	(6,315)
Total stockholders’ equity	342,563	413,717
Total liabilities and stockholders’ equity	$ 4,130,386	$ 3,989,596

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available-for-sale, amortized cost	$ 995,115	$ 906,135
Common stock, par value (in dollars per share)	$ 2	$ 2
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	11,460,587	11,201,504
Common stock, shares outstanding (in shares)	11,460,587	11,201,504
Accumulated other comprehensive losses, taxes	$ 40,760	$ 2,235

Consolidated Statements of Earn

Consolidated Statements of Earnings (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest income:
Interest and fees on loans	$ 36,566	$ 30,773	$ 98,474	$ 88,211
Interest and dividends on securities:
Taxable securities	4,374	2,372	11,548	6,167
Exempt from federal income taxes	351	329	1,030	905
Interest on loans held for sale	64	80	232	340
Interest on federal funds sold	29	4	95	9
Interest on balances held at depository institutions	585	128	1,126	315
Interest and dividends on restricted securities	55	33	115	84
Total interest income	42,024	33,719	112,620	96,031
Interest expense:
Interest on negotiable order of withdrawal accounts	522	475	1,444	1,383
Interest on money market and savings accounts	1,942	482	3,060	1,587
Interest on time deposits	1,406	1,884	3,717	6,027
Interest on Federal Home Loan Bank advances	0	0	0	133
Interest on Federal funds purchased	7	0	7	0
Interest on finance leases	17	0	50	0
Total interest expense	3,894	2,841	8,278	9,130
Net interest income before provision for credit losses	38,130	30,878	104,342	86,901
Provision for credit losses	2,543	130	6,060	1,012
Net interest income after provision for credit losses	35,587	30,748	98,282	85,889
Non-interest income:
Service charges on deposit accounts	1,974	1,682	5,470	4,418
Brokerage income	1,919	1,586	5,348	4,665
Debit and credit card interchange income	3,259	3,012	9,870	8,894
Other fees and commissions	376	439	1,144	1,064
Income on BOLI and annuity contracts	357	315	1,074	946
Gain (loss) on sale of loans	(56)	2,275	2,669	7,929
Mortgage servicing income	40	0	63	0
Gain (loss) on sale of securities	(281)	28	(281)	28
Gain (loss) on sale of fixed assets	232	(6)	260	(29)
Loss on sale of other real estate	0	(4)	0	(15)
Gain on sale of other assets	0	1	8	2
Other income	47	20	39	20
Total non-interest income	7,867	9,348	25,664	27,922
Non-interest expense:
Salaries and employee benefits	14,443	13,456	43,353	40,778
Occupancy expenses, net	1,422	1,436	4,167	4,067
Advertising & public relations expense	886	736	2,233	1,830
Furniture and equipment expense	838	846	2,547	2,508
Data processing expense	1,908	1,509	5,533	4,419
ATM & interchange expense	1,363	1,218	3,806	3,522
Directors’ fees	146	179	447	463
Audit, legal & consulting expenses	217	323	635	684
Provision expense (benefit) for credit losses on unfunded commitments	(515)	84	(298)	221
Other operating expenses	3,040	2,904	8,789	8,673
Total non-interest expense	23,748	22,691	71,212	67,165
Earnings before income taxes	19,706	17,405	52,734	46,646
Income taxes	4,523	4,063	12,037	11,021
Net earnings	15,183	13,342	40,697	35,625
Net loss attributable to noncontrolling interest	7	0	5	0
Net earnings attributable to Wilson Bank Holding Company	$ 15,190	$ 13,342	$ 40,702	$ 35,625
Weighted average number of common shares outstanding-basic (in shares)	11,429,027	11,165,313	11,348,628	11,110,006
Weighted average number of common shares outstanding-diluted (in shares)	11,460,943	11,197,410	11,380,255	11,140,586
Basic earnings per common share (in dollars per share)	$ 1.33	$ 1.19	$ 3.59	$ 3.21
Diluted earnings per common share (in dollars per share)	1.33	1.19	3.58	3.20
Dividends per common share (in dollars per share)	$ 0.75	$ 0.75	$ 1.85	$ 1.35

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Earnings (Losses) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Net earnings	$ 15,183	$ 13,342	$ 40,697	$ 35,625
Other comprehensive earnings (losses):
Unrealized losses on available-for-sale securities	(46,767)	(3,840)	(147,694)	(11,521)
Reclassification adjustment for net losses (gains) included in net earnings	281	(28)	281	(28)
Tax effect	12,148	1,011	38,525	3,019
Other comprehensive earnings (losses):	(34,338)	(2,857)	(108,888)	(8,530)
Comprehensive earnings (losses)	(19,155)	10,485	(68,191)	27,095
Comprehensive (earnings) losses attributable to noncontrolling interest	7	0	5	0
Comprehensive earnings (losses) attributable to Wilson Bank Holding Company	$ (19,148)	$ 10,485	$ (68,186)	$ 27,095

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Additional Paid-in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Noncontrolling Interest [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Noncontrolling Interest [Member]	AOCI Attributable to Parent [Member]	Total
Balance at beginning of period at Dec. 31, 2020							$ 21,987	$ 93,034	$ 257,935	$ 0	$ 7,165	$ 380,121
Cash dividends declared							0	0	(14,910)	0	0	(14,910)
Issuance of shares of common stock pursuant to dividend reinvestment plan							373	10,815	0	0	0	11,188
Issuance of shares of common stock pursuant to exercise of stock options							29	544	0	0	0	573
Share based compensation expense							0	362	0	0	0	362
Net change in fair value of available-for-sale securities during the period, net of taxes							0	0	0	0	(8,530)	(8,530)
Net earnings							0	0	35,625	0	0	35,625
Balance at end of period at Sep. 30, 2021							22,389	104,755	278,650	0	(1,365)	404,429
Balance at beginning of period at Jun. 30, 2021							22,170	98,321	273,622	0	1,492	395,605
Cash dividends declared							0	0	(8,314)	0	0	(8,314)
Issuance of shares of common stock pursuant to dividend reinvestment plan							206	6,080	0	0	0	6,286
Issuance of shares of common stock pursuant to exercise of stock options							13	239	0	0	0	252
Share based compensation expense							0	115	0	0	0	115
Net change in fair value of available-for-sale securities during the period, net of taxes							0	0	0	0	(2,857)	(2,857)
Net earnings							0	0	13,342	0	0	13,342
Balance at end of period at Sep. 30, 2021							22,389	104,755	278,650	0	(1,365)	404,429
Balance at beginning of period at Dec. 31, 2021	$ 0	$ 0	$ 1,011	$ 0	$ 0	$ 1,011	22,403	105,177	292,452	0	(6,315)	413,717
Cash dividends declared							0	0	(20,878)	0	0	(20,878)
Issuance of shares of common stock pursuant to dividend reinvestment plan							501	15,616	0	0	0	16,117
Issuance of shares of common stock pursuant to exercise of stock options							17	147	0	0	0	164
Share based compensation expense							0	586	0	0	0	586
Net change in fair value of available-for-sale securities during the period, net of taxes							0	0	0	0	(108,888)	(108,888)
Net earnings							0	0	40,702	(5)	0	40,697
Balance at end of period at Sep. 30, 2022							22,921	121,526	313,287	32	(115,203)	342,563
Noncontrolling interest contribution							0	0	0	37	0	37
Balance at beginning of period at Jun. 30, 2022							22,717	114,943	306,615	39	(80,865)	363,449
Cash dividends declared							0	0	(8,518)	0	0	(8,518)
Issuance of shares of common stock pursuant to dividend reinvestment plan							199	6,305	0	0	0	6,504
Issuance of shares of common stock pursuant to exercise of stock options							5	63	0	0	0	68
Share based compensation expense							0	215	0	0	0	215
Net change in fair value of available-for-sale securities during the period, net of taxes							0	0	0	0	(34,338)	(34,338)
Net earnings							0	0	15,190	(7)	0	15,183
Balance at end of period at Sep. 30, 2022							$ 22,921	$ 121,526	$ 313,287	$ 32	$ (115,203)	$ 342,563

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Cash dividends declared, per share (in dollars per share)	$ 0.75	$ 0.75	$ 1.85	$ 1.35
Issuance of shares of common stock pursuant to dividend reinvestment plan, shares (in shares)	99,224	103,141	250,329	186,583
Issuance of shares of common stock, shares (in shares)	2,839	6,182	8,754	14,333
Net change in fair value of available-for-sale securities during the period, taxes	$ 12,148	$ 1,011	$ 38,525	$ 3,019

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
OPERATING ACTIVITIES
Net earnings	$ 40,697	$ 35,625
Adjustments to reconcile consolidated net income to net cash provided (used) by operating activities
Provision for credit losses	6,060	1,012
Deferred income taxes benefit	(1,915)	(1,056)
Depreciation and amortization of premises and equipment	3,346	3,180
Loss (gain) on disposal of premises and equipment	(260)	29
Net amortization of securities	3,181	3,999
Net realized losses (gains) on sales of securities	281	(28)
Gains on mortgage loans sold, net	(2,669)	(7,929)
Share-based compensation expense	1,410	986
Loss on other real estate	0	15
Gain on sale of other assets	(8)	(2)
Increase in value of life insurance and annuity contracts	(1,074)	(766)
Mortgage loans originated for resale	(94,149)	(167,429)
Proceeds from sale of mortgage loans	105,106	184,296
Right of use asset amortization	293	1,299
Change in
Accrued interest receivable	(2,227)	(681)
Other assets	249	(4,598)
Accrued interest payable	94	(860)
Other liabilities	3,633	5,917
TOTAL ADJUSTMENTS	21,351	17,384
NET CASH PROVIDED BY OPERATING ACTIVITIES	62,048	53,009
INVESTING ACTIVITIES
Purchases	(175,289)	(403,894)
Sales	12,073	39,652
Maturities, prepayments and calls	70,774	120,378
Redemptions (purchases) of restricted equity securities	732	0
Net increase in loans	(511,575)	(94,979)
Purchase of buildings, leasehold improvements, and equipment	(505)	(7,671)
Proceeds from sale of premises and equipment	260	0
Proceeds from sale of other assets	34	83
Proceeds from sale of other real estate	0	167
Purchase of life insurance and annuity contracts	(10,729)	(15,000)
Increase in other investments	0	(2,000)
NET CASH USED IN INVESTING ACTIVITIES	(614,225)	(363,264)
FINANCING ACTIVITIES
Net change in deposits - non-maturing	183,400	421,953
Net change in deposits - time	7,185	(8,052)
Net change in Federal Home Loan Bank Advances	0	(3,638)
Change in escrow balances	8,326	(2,148)
Repayment of finance lease obligation	(20)	0
Noncontrolling interest contributions	37	0
Issuance of common stock related to exercise of stock options	164	573
Issuance of common stock pursuant to dividend reinvestment plan	16,117	11,188
Cash dividends paid on common stock	(20,878)	(14,910)
NET CASH PROVIDED BY FINANCING ACTIVITIES	194,331	404,966
NET CHANGE IN CASH AND CASH EQUIVALENTS	(357,846)	94,711
CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD	453,418	338,856
CASH AND CASH EQUIVALENTS - END OF PERIOD	95,572	433,567
Supplemental disclosure of cash flow information:
Interest	8,184	9,259
Taxes	15,346	13,327
Non-cash investing and financing activities:
Change in fair value of securities available-for-sale, net of tax benefit of $38,525 and $3,019 for the nine months ended September 30, 2022 and 2021, respectively	(108,888)	(8,530)
Non-cash transfers from loans to other real estate	0	182
Non-cash transfers from loans to other assets	$ 0	$ 81

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Significant Accounting Policies [Text Block]	Note 1. Nature of Business June 1, 2022, Basis of Presentation 10 not 10 December 31, 2021 These consolidated financial statements include the accounts of the Company, the Bank, and Encompass. Significant intercompany transactions and accounts are eliminated in consolidation. Use of Estimates 10 December 31, 2021 no 10 December 31, 2021 326 1. 2 Accounting Changes, Reclassifications and Restatements January 1, 2022, 2016 13, 326 326 326” 326 326 not not We adopted ASC 326 January 1, 2022 326 2021 10 In connection with the adoption of ASC 326, Allowance For Credit Losses - Loans 326, not 2 Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures 326, No 11 Securities no Interest income on securities includes amortization of purchase premiums and discounts. Premiums and discounts on securities are generally amortized using the interest method with a constant effective yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Premiums on callable securities are amortized to their earliest call date. A security is placed on non-accrual status if (i) principal or interest has been in default for a period of 90 not not Allowance for Credit Losses - Securities Available-for-Sale not not not Recently Issued Accounting Pronouncements Information about certain recently issued accounting standards updates is presented below. Also refer to Note 1 2021 10 ASU 2020 04, Reference Rate Reform (Topic 848 March 2020, March 12, 2020 December 31, 2022. 2022 August 2023. ASU 2016 13, “ Financial Instruments - Credit Losses (Topic 326 ” ASU 2016 - 13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. As noted above, effective January 1, 2022 the Company adopted ASU 2016 - 13, which resulted in a $7.6 million decrease to the allowance for credit losses and a $6.2 million increase to the reserve for unfunded commitments, resulting in a $1.0 million increase in retained earnings (net of taxes). See Note 2 – Loans and Allowance for Credit Losses for additional information. ASU 2022 01, “ Derivatives and Hedging (Topic 815 ” ASU 2022 - 01 was issued to expand the scope of assets eligible for portfolio layer method hedging to include all financial assets. The update also expands the current last-of-layer method that permits only one hedged layer to allow multiple hedged layers of a single closed portfolio. The last-of-layer method is renamed the portfolio layer method, because more than the last layer of a portfolio could be hedged. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. The adoption of ASU 2022 01 not ASU 2022 02, “ Financial Instruments - Credit Losses (Topic 326 ” ASU 2022 - 02 was issued to respond to feedback received from post-implementation review of Topic 326. The amendments eliminate the troubled debt restructuring (TDR) recognition and measurement guidance and now require that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosures and include new disclosure requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. To improve consistency for vintage disclosures, the ASU requires that public business entities disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326 - 20. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. The adoption of ASU 2022 02 not Other than those previously discussed, there were no

Note 2 - Loans and Allowance fo

Note 2 - Loans and Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 2. Loans — For financial reporting purposes, the Company classifies its loan portfolio based on the underlying collateral utilized to secure each loan. This classification is consistent with that utilized in the Quarterly Report of Condition and Income filed by the Bank with the Federal Deposit Insurance Corporation (“FDIC”). The following schedule details the loans of the Company at September 30, 2022 December 31, 2021 (In Thousands) September 30, 2022 December 31, 2021 Residential 1-4 family real estate $ 812,433 $ 689,579 Commercial and multi-family real estate 993,647 908,673 Construction, land development and farmland 853,326 612,659 Commercial, industrial and agricultural 124,115 118,155 1-4 family equity lines of credit 142,043 92,229 Consumer and other 79,720 74,643 Total loans before net deferred loan fees 3,005,284 2,495,938 Net deferred loan fees (13,959 ) (12,024 ) Total loans 2,991,325 2,483,914 Less: Allowance for credit losses (37,580 ) (39,632 ) Net loans $ 2,953,745 $ 2,444,282 Risk characteristics relevant to each portfolio segment are as follows: Construction, land development and farmland: may may may Residential 1 4 1 4 first second 1 4 first second second 1 4 Commercial and multi-family real estate: Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may third 50 third Commercial, industrial, and agricultural: aled $169,000 at September 30, 2022 $5.0 million at December 31, 2021. may not may may may Consumer: may one five may Allowance For Credit Losses ("ACL") - Loans. 326, may not not The Company’s discounted cash flow methodology incorporates a probability of default and loss given default model, as well as expectations of future economic conditions, using reasonable and supportable forecasts. Together, the probability of default and loss given default model with the use of reasonable and supportable forecasts generate estimates for cash flows expected and not third four four may For segments where the discounted cash flow methodology is not The estimated loan losses for all loan segments are adjusted for changes in qualitative factors not ely selected by management. may 1. Changes in lending policies and procedures, including changes in underwriting standards and collection, charge-off, and recovery practices not 2. Changes in international, national, regional, and local economic and business conditions and developments that affect the collectability of the portfolio, including the condition of various market segments. 3. Changes in the nature and volume of the portfolio and in the terms of loans. 4. Changes in the experience, ability, and depth of lending management and other relevant staff. 5. Changes in the volume and severity of past-due loans, the volume of non-accrual loans, and the volume and severity of adversely classified or graded loans. 6. Changes in the quality of the Company's loan review system. 7. Changes in the value of underlying collateral for collateral-dependent loans. 8. The existence and effect of any concentrations of credit, and changes in the level of such concentrations. 9. The effect of other external factors such as competition and legal and regulatory requirements on the level of estimated credit losses in the Company’s existing portfolio. The qualitative allowance allocation, as determined by the processes noted above, is increased or decreased for each loan segment based on the assessment of these various qualitative factors. Loans that do not milar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated pools. Individual evaluations are generally performed for loans greater than $500,000 not 326 In assessing the adequacy of the allowance for credit losses, the Company considers the results of the Company's ongoing independent loan review process. The Company undertakes this process both to ascertain those loans in the portfolio with elevated credit risk and to assist in its overall evaluation of the risk characteristics of the entire loan portfolio. Its loan review process includes the judgment of management, independent internal loan reviewers and reviews that may third In accordance with CECL, losses are estimated over the remaining contractual terms of loans, adjusted for prepayments and curtailment. The contractual term excludes expected extensions, renewals and modifications unless management has a reasonable expectation at the reporting date that a TDR will be executed or such renewals, extensions or modifications are included in the original loan agreement and are not Credit losses are estimated on the amortized cost basis of loans, which includes the principal balance outstanding and deferred loan fees and costs. While management utilizes its best judgment and information available, the ultimate appropriateness of the allowance is dependent upon a variety of factors beyond our control, including the performance of our loan portfolio, the economy, changes in interest rates and the view of the regulatory authorities toward loan classifications. Allowance for Loan Losses (allowance) 326 January 1, 2022, two 450 20, Loss Contingencies 310 10 35, Receivables 450 20 310 10 35 The allowance allocation began with a process of estimating the probable losses in each of the twelve twenty The estimated loan loss allocation for all twelve not not twelve We then tested the resulting allowance by comparing the balance in the allowance to industry and peer information. Our management then evaluated the result of the procedures performed, including the result of our testing, and concluded on the appropriateness of the balance of the allowance in its entirety. The board of directors reviewed and approved the assessment prior to the filing of quarterly and annual financial information. A loan was impaired when, based on current information and events, it was probable that we would be unable to collect all amounts due according to the contractual terms of the loan agreement. Collection of all amounts due according to the contractual terms means that both the interest and principal payments of a loan would be collected as scheduled in the loan agreement. An impairment allowance was recognized if the fair value of the loan was less than the recorded investment in the loan (recorded investment in the loan was the principal balance plus any accrued interest, net of deferred loan fees or costs and unamortized premium or discount). The impairment was recognized through the allowance. Loans that were impaired were recorded at the present value of expected future cash flows discounted at the loan’s effective interest rate, or if the loan was collateral dependent, impairment measurement was based on the fair value of the collateral, less estimated disposal costs. If the measure of the impaired loan was less than the recorded investment in the loan, the Company recognized an impairment by creating a valuation allowance with a corresponding charge to the provision for loan losses or by adjusting an existing valuation allowance for the impaired loan with a corresponding charge or credit to the provision for loan losses. Management believes it followed appropriate accounting and regulatory guidance in determining impairment and accrual status of impaired loans. Loans are charged off when management believes that the full collectability of the loan is unlikely. As such, a loan may Transactions in the allowance for credit losses for the nine September 30, 2022 nine September 30, 2021 (In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total September 30, 2022 Allowance for credit losses: Beginning balance January 1, $ 9,242 16,846 9,757 1,329 1,098 1,360 39,632 Impact of adopting ASC 326 (3,393 ) (3,433 ) (266 ) 219 (324 ) (367 ) (7,564 ) Provision for credit losses on loans 1,048 1,155 2,504 106 312 935 6,060 Charge-offs (8 ) — — (9 ) — (1,038 ) (1,055 ) Recoveries 106 — 17 27 — 357 507 Ending balance $ 6,995 14,568 12,012 1,672 1,086 1,247 37,580 (In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total September 30, 2021 Allowance for loan losses: Beginning balance January 1, $ 8,203 18,343 8,090 1,391 997 1,515 38,539 Provision 620 (1,378 ) 1,741 (120 ) 53 96 1,012 Charge-offs — — (23 ) (3 ) — (690 ) (716 ) Recoveries 58 — 47 5 — 366 476 Ending balance $ 8,881 16,965 9,855 1,273 1,050 1,287 39,311 Transactions in the allowance for credit losses for the three September 30, 2022 three September 30, 2021 (In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total September 30, 2022 Allowance for credit losses: Beginning balance July 1, $ 6,291 13,609 11,696 1,542 916 1,184 35,238 Provision for credit losses 616 959 305 119 170 374 2,543 Charge-offs (8 ) — — (9 ) — (445 ) (462 ) Recoveries 96 — 11 20 — 134 261 Ending balance $ 6,995 14,568 12,012 1,672 1,086 1,247 37,580 (In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total September 30, 2021 Allowance for loan losses: Beginning balance July 1, $ 8,540 17,583 9,353 1,294 1,048 1,496 39,314 Provision 331 (618 ) 484 (22 ) 2 (47 ) 130 Charge-offs — — — — — (276 ) (276 ) Recoveries 10 — 18 1 — 114 143 Ending balance $ 8,881 16,965 9,855 1,273 1,050 1,287 39,311 The following table details the allowance for loan losses and recorded investment in loans by loan classification and by impairment evaluation method as of December 31, 2021, 310 326: (In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total December 31, 2021 Allowance for loan losses: Ending balance individually evaluated for impairment $ — — — — — — — Ending balance collectively evaluated for impairment $ 9,242 16,846 9,757 1,329 1,098 1,360 39,632 Loans: Ending balance $ 689,579 908,673 612,659 118,155 92,229 74,643 2,495,938 Ending balance individually evaluated for impairment $ 134 531 — — — — 665 Ending balance collectively evaluated for impairment $ 689,445 908,142 612,659 118,155 92,229 74,643 2,495,273 The following table presents the amortized cost basis of collateral dependent loans at September 30, 2022 In Thousands Real Estate Other Total September 30, 2022 Residential 1-4 family real estate $ 131 — 131 Commercial and multi-family real estate 512 — 512 Construction, land development and farmland — — — Commercial, industrial and agricultural — — — 1-4 family equity lines of credit — — — Consumer and other — — — $ 643 — 643 The following table presents impaired loans at December 31, 2021 310 326. December 31, 2021 December 31, 2021 Recorded Investment Unpaid Principal Balance Related Allowance In Thousands With no related allowance recorded: Residential 1-4 family real estate $ 136 134 — Commercial and multi-family real estate 532 531 — Construction, land development and farmland — — — Commercial, industrial and agricultural — — — 1-4 family equity lines of credit — — — Consumer and other — — — $ 668 665 — With related allowance recorded: Residential 1-4 family real estate $ — — — Commercial and multi-family real estate — — — Construction, land development and farmland — — — Commercial, industrial and agricultural — — — 1-4 family equity lines of credit — — — Consumer and other — — — $ — — — Total: Residential 1-4 family real estate $ 136 134 — Commercial and multi-family real estate 532 531 — Construction, land development and farmland — — — Commercial, industrial and agricultural — — — 1-4 family equity lines of credit — — — Consumer and other — — — $ 668 665 — The following table details the average recorded investment and the amount of interest income recognized on a cash basis for the nine September 30, 2021 310 326: September 30, 2021 Average Recorded Investment Interest Income Recognized In Thousands With no related allowance recorded: Residential 1-4 family real estate $ 870 6 Commercial and multi-family real estate 248 11 Construction, land development and farmland — — Commercial, industrial and agricultural — — 1-4 family equity lines of credit — — Consumer and other — — $ 1,118 17 With related allowance recorded: Residential 1-4 family real estate $ 912 — Commercial and multi-family real estate 508 7 Construction, land development and farmland — — Commercial, industrial and agricultural — — 1-4 family equity lines of credit — — Consumer and other — — $ 1,420 7 Total: Residential 1-4 family real estate $ 1,782 6 Commercial and multi-family real estate 756 18 Construction, land development and farmland — — Commercial, industrial and agricultural — — 1-4 family equity lines of credit — — Consumer and other — — $ 2,538 24 Loans are placed on nonaccrual status when there is a significant deterioration in the financial condition of the borrower, which often is determined when the principal or interest on the loan is more than 90 not The following tables present the Company’s nonaccrual loans and past due loans as of September 30, 2022 December 31, 2021 Loans on Nonaccrual Status In Thousands September 30, December 31, 2022 2021 Residential 1-4 family real estate $ — $ — Commercial and multi-family real estate — — Construction, land development and farmland — — Commercial, industrial and agricultural — — 1-4 family equity lines of credit — — Consumer and other — — Total $ — $ — Past Due Loans (In thousands) 30-59 Days Past Due 60-89 Days Past Due Non Accrual and Greater Than 90 Days Past Due Total Non Accrual and Past Due Current Total Loans Recorded Investment Greater Than 90 Days Past Due and Accruing September 30, 2022 Residential 1-4 family real estate $ 1,053 842 386 2,281 810,152 812,433 $ 386 Commercial and multi-family real estate 133 91 — 224 993,423 993,647 — Construction, land development and farmland — 48 — 48 853,278 853,326 — Commercial, industrial and agricultural 76 74 — 150 123,965 124,115 — 1-4 family equity lines of credit 244 213 57 514 141,529 142,043 $ 57 Consumer and other 694 104 98 896 78,824 79,720 98 Total $ 2,200 1,372 541 4,113 3,001,171 3,005,284 $ 541 December 31, 2021 Residential 1-4 family real estate $ 2,072 169 357 2,598 686,981 689,579 $ 357 Commercial and multi-family real estate — — — — 908,673 908,673 — Construction, land development and farmland 1,154 215 — 1,369 611,290 612,659 — Commercial, industrial and agricultural 59 81 — 140 118,015 118,155 — 1-4 family equity lines of credit 170 — 9 179 92,050 92,229 9 Consumer and other 287 99 23 409 74,234 74,643 23 Total $ 3,742 564 389 4,695 2,491,243 2,495,938 $ 389 The Bank’s loan portfolio includes certain loans that have been modified in a troubled debt restructuring ("TDR"), where economic or other concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Bank’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and may six The following table summarizes the carrying balances of TDRs at September 30, 2022 December 31, 2021 September 30, 2022 December 31, 2021 (In thousands) Performing TDRs $ 846 $ 876 Nonperforming TDRs 114 165 Total TDRS $ 960 $ 1,041 The following table outlines the amount of each troubled debt restructuring, categorized by loan classification, made during the nine September 30, 2022 nine September 30, 2021 September 30, 2022 September 30, 2021 Number of Contracts Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment, Net of Related Allowance Number of Contracts Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment, Net of Related Allowance Residential 1-4 family real estate — $ — $ — — $ — $ — Commercial and multi-family real estate — — — — — — Construction, land development and farmland — — — — — — Commercial, industrial and agricultural — — — — — — 1-4 family equity lines of credit — — — — — — Consumer and other — — — — — — Total — $ — $ — — $ — $ — As of September 30, 2022 and September 30, 2021 the Company had no loan relationships that had been previously classified as a T twelve As of September 30, 2022 were no consumer mortgage loans in the process of foreclosure. As December 31, 2021 osure totaled $262,000 Potential problem loans, which include nonperforming loans, amounted to approxim at ely million at September 30, 2022 and million a December 31, 2021 The following summary presents the Bank's loan balances by primary loan classification and the amount classified within each risk rating category. Pass rated loans include all credits other than those included in special mention, substandard and doubtful which are defined as follows: • Special mention loans have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may • Substandard loans are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Assets so classified must have a well-defined weakness or weaknesses that jeopardize liquidation of the debt. Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not • Doubtful loans have all the characteristics of substandard loans with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The Bank considers all doubtful loans to be collateral dependent and places such loans on nonaccrual status. The table below presents loan balances classified within each risk rating category by primary loan type and based on year of origination as of September 30, 2022 In Thousands Revolving 2022 2021 2020 2019 2018 Prior Loans Total September 30, 2022 Residential 1-4 family real estate Pass $ 234,604 259,368 111,245 63,610 30,948 86,292 21,489 807,556 Special mention — — 901 — 116 2,005 349 3,371 Substandard — — 37 131 — 1,338 — 1,506 Total Residential 1-4 family real estate $ 234,604 259,368 112,183 63,741 31,064 89,635 21,838 812,433 Commercial and multi-family real estate Pass $ 198,521 228,852 163,568 109,657 75,934 187,572 29,249 993,353 Special mention — — 163 — — 40 — 203 Substandard — — — — — 91 — 91 Total Commercial and multi-family real estate $ 198,521 228,852 163,731 109,657 75,934 187,703 29,249 993,647 Construction, land development and farmland Pass $ 300,954 279,972 88,983 10,153 5,551 10,074 157,560 853,247 Special mention — — — — — 61 — 61 Substandard — — — — — 18 — 18 Total Construction, land development and farmland $ 300,954 279,972 88,983 10,153 5,551 10,153 157,560 853,326 Commercial, industrial and agricultural Pass $ 25,034 13,332 28,612 20,980 5,581 5,060 25,421 124,020 Special mention — 21 19 — — 55 — 95 Substandard — — — — — — — — Total Commercial, industrial and agricultural $ 25,034 13,353 28,631 20,980 5,581 5,115 25,421 124,115 1-4 family equity lines of credit Pass $ — — — — — — 141,915 141,915 Special mention — — — — — — 11 11 Substandard — — — — — — 117 117 Total 1-4 family equity lines of credit $ — — — — — — 142,043 142,043 Consumer and other Pass $ 23,251 13,365 7,409 6,404 486 6,932 21,672 79,519 Special mention 19 51 10 3 — — — 83 Substandard 74 14 14 1 14 1 — 118 Total Consumer and other $ 23,344 13,430 7,433 6,408 500 6,933 21,672 79,720 The table below presents loan balances classified within each risk rating category based on year of origination as of September 30, 2022 In Thousands 2022 2021 2020 2019 2018 Prior Revolving Loans Total September 30, 2022 Pass $ 782,364 794,889 399,817 210,804 118,500 295,930 397,306 2,999,610 Special mention 19 72 1,093 3 116 2,161 360 3,824 Substandard 74 14 51 132 14 1,448 117 1,850 Total $ 782,457 794,975 400,961 210,939 118,630 299,539 397,783 3,005,284 The following table outlines the risk category of loans as of December 31, 2021 : In Thousands Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 Family Equity Lines of Credit Consumer and Other Total Credit Risk Profile by Internally Assigned Grade December 31, 2021 Pass $ 682,527 908,409 612,537 118,058 92,208 74,513 2,488,252 Special mention 5,566 — 93 96 11 89 5,855 Substandard 1,486 264 29 1 10 41 1,831 Total $ 689,579 908,673 612,659 118,155 92,229 74,643 2,495,938

Note 3 - Debt and Equity Securi

Note 3 - Debt and Equity Securities	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3. Debt and equity securities have been classified in the consolidated balance sheet according to management’s intent. Debt and equity securities at September 30, 2022 December 31, 2021 September 30, 2022 Securities Available-For-Sale In Thousands Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value U.S. Treasury and other U.S. government agencies $ 14,658 — 1,180 13,478 U.S. Government-sponsored enterprises (GSEs) 180,264 — 31,410 148,854 Mortgage-backed securities 531,472 5 78,069 453,408 Asset-backed securities 41,256 — 1,526 39,730 Corporate bonds 2,500 — 121 2,379 Obligations of states and political subdivisions 224,965 — 43,662 181,303 $ 995,115 5 155,968 839,152 December 31, 2021 Securities Available-For-Sale In Thousands Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value U.S. Treasury and other U.S. government agencies $ 7,320 — 99 7,221 U.S. Government-sponsored enterprises (GSEs) 163,700 20 4,490 159,230 Mortgage-backed securities 465,588 2,726 6,537 461,777 Asset-backed securities 46,583 213 83 46,713 Corporate bonds 2,500 75 — 2,575 Obligations of states and political subdivisions 220,444 2,611 2,986 220,069 $ 906,135 5,645 14,195 897,585 Included in mortgage-backed securities are collateralized mortgage oblig ations totaling $147,779,000 (fair value of $126,143,000) and $130 ,594,000 September 30, 2022 December 31, 2021 Securities carried on the balance sheet of approximately $417,122,000 (approximate market value of $352,371,000) and $368,718, 000 September 30, 2022 December 31, 2021 The amortized cost and estimated market value of debt securities at September 30, 2022 may Available-For-Sale In Thousands Amortized Cost Estimated Market Value Due in one year or less $ 5,455 $ 5,277 Due after one year through five years 85,654 78,157 Due after five years through ten years 271,526 226,693 Due after ten years 632,480 529,025 $ 995,115 $ 839,152 The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2022 December 31, 2021 In Thousands, Except Number of Securities Less than 12 Months 12 Months or More Total September 30, 2022 Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Available-for-Sale Securities: U.S. Treasury and other U.S. government agencies $ 7,061 $ 252 2 $ 6,417 $ 928 3 $ 13,478 $ 1,180 U.S. Government-sponsored enterprises (GSEs) 27,129 4,477 9 121,725 26,933 49 148,854 31,410 Mortgage-backed securities 229,613 30,715 152 222,875 47,354 98 452,488 78,069 Asset-backed securities 34,357 1,346 25 5,373 180 4 39,730 1,526 Corporate bonds 2,379 121 1 — — — 2,379 121 Obligations of states and political subdivisions 102,539 20,465 133 78,764 23,197 94 181,303 43,662 $ 403,078 $ 57,376 322 $ 435,154 $ 98,592 248 $ 838,232 $ 155,968 In Thousands, Except Number of Securities Less than 12 Months 12 Months or More Total December 31, 2021 Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Available-for-Sale Securities: U.S. Treasury and other U.S. government agencies $ 7,221 $ 99 3 $ — $ — — $ 7,221 $ 99 U.S. Government-sponsored enterprises (GSEs) 110,981 2,466 33 45,725 2,024 19 156,706 4,490 Mortgage-backed securities 317,211 4,644 96 54,692 1,893 33 371,903 6,537 Asset-backed securities 17,945 67 9 484 16 1 18,429 83 Corporate bonds — — — — — — — — Obligations of states and political subdivisions 83,510 1,460 74 36,225 1,526 32 119,735 2,986 $ 536,868 $ 8,736 215 $ 137,126 $ 5,459 85 $ 673,994 $ 14,195 For any securities classified as available-for-sale that are in an unrealized loss position at the balance sheet date, the Company assesses whether or not not not September 30, 2022 not not may no September 30, 2022 not September 30, 2022 not September 30, 2022 December 31, 2021

Note 4 - Derivatives

Note 4 - Derivatives	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 4. Derivatives Designated as Fair Value Hedges For derivative instruments that are designated and qualify as a fair value hedge, the gain or loss on the derivative instrument as well as the offsetting loss or gain on the hedged asset or liability attributable to the hedged risk are recognized in current earnings. The gain or loss on the derivative instrument is presented on the same income statement line item as the earnings effect of the hedged item. The Company utilizes interest rate swaps designated as fair value hedges to mitigate the effect of changing interest rates on the fair values of fixed rate loans. The hedging strategy on loans converts the fixed interest rates to LIBOR-based variable interest rates. These derivatives are designated as partial term hedges of selected cash flows covering specified periods of time prior to the maturity dates of the hedged loans. During th e second 2020, one to 1 A summary of the Company's fair value hedge relationships as of September 30, 2022 December 31, 2021 September 30, 2022 Balance Sheet Location Weighted Average Remaining Maturity (In Years) Weighted Average Pay Rate Receive Rate Notional Amount Estimated Fair Value Interest rate swap agreements - loans Other assets 7.67 0.65 % 1 month LIBOR $ 30,000 4,826 December 31, 2021 Balance Sheet Location Weighted Average Remaining Maturity (In Years) Weighted Average Pay Rate Receive Rate Notional Amount Estimated Fair Value Interest rate swap agreements - loans Other assets 8.42 0.65 % 1 month LIBOR $ 30,000 1,192 The effects of fair value hedge relationships reported in interest income on loans on the consolidated statements of income for the nine September 30, 2022 2021 Nine Months Ended September 30, Gain (loss) on fair value hedging relationship 2022 2021 Interest rate swap agreements - loans: Hedged items $ (3,616 ) (986 ) Derivative designated as hedging instruments 3,634 1,053 The following amounts were recorded on the balance sheet related to cumulative basis adjustments for fair value hedges at September 30, 2022 December 31, 2021 Carrying Amount of the Hedged Assets Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets Line item on the balance sheet September 30, 2022 December 31, 2021 September 30, 2022 December 31, 2021 Loans $ 25,101 28,717 (4,899 ) (1,283 ) Mortgage Banking Derivatives C ommitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of mortgage loans to third rate lock commitments are entered into in an effort to economically hedge the effect of changes in interest rates resulting from its commitments to fund the loans. At September 30, 2022 and December 31, 2021 , the Company had approximately and , respectively, of interest rate lock commitments and approximately and , respectively, of forward commitments for the future delivery of residential mortgage loans. The fair value of these mortgage banking derivatives was reflected by a derivative liability of and a derivative asset of at September 30, 2022 and December 31, 2021 , respectively, and a derivative asset of and at September 30, 2022 and December 31, 2021 , respect ively. Changes in the fair values of these mortgage-banking derivatives are included in net gains on sale of loans. The net gains (losses) relating to free-standing derivative instruments used for risk management is summarized below (in thousands): In Thousands September 30, 2022 September 30, 2021 Interest rate contracts for customers $ (804 ) 87 Forward contracts related to mortgage loans held for sale and interest rate contracts 314 247 The following table reflects the amount and fair value of mortgage banking derivatives included in the consolidated balance sheet as of September 30, 2022 December 31, 2021 In Thousands September 30, 2022 December 31, 2021 Notional Amount Fair Value Notional Amount Fair Value Included in other assets (liabilities): Interest rate contracts for customers $ 13,487 (147 ) 20,340 657 Forward contracts related to mortgage loans held-for-sale 12,250 320 20,500 6

Note 5 - Mortgage Servicing Rig

Note 5 - Mortgage Servicing Rights	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Transfers and Servicing of Financial Assets [Text Block]	Note 5. During the first 2022, third not September 30, 2022 In Thousands September 30, 2022 Mortgage loan portfolios serviced for: FHLMC $ 80,675 For the nine September 30, 2022 In Thousands September 30, 2022 Balance at beginning of period $ — Servicing rights retained from loans sold 1,320 Amortization (304 ) Valuation Allowance Provision — Balance at end of period $ 1,016 Fair value, end of period $ 1,194 The key data and assumptions used in estimating the fair value of the Company's mortgage servicing rights as of September 30, 2022 September 30, 2022 Prepayment speed 6.91 % Weighted-average life (in years) 9.12 Weighted-average note rate 4.21 % Weighted-average discount rate 9.00 %

Note 6 - Equity Incentive Plans

Note 6 - Equity Incentive Plans	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 6. In April 2009, 2009 “2009 2009 April 14, 2009. 2009 2009 2009 2009 April 13, 2019, may 2009 2009 September 30, 2022 ding o 2009 ce of . During the second 2016, 2016 2016 January 25, 2016 April 12, 2016. September 26, 2016, 2016 “2016 September 30, 2022 , the Company had shares remaining available for issuance under the 2016 September 30, 2022 , the Company had outstanding options with a weighted average exercise price of and cash-settled stock appreciation rights with a weighted average exercise price of under the 2016 As of September 30, 2022 ding stock options with a weighted average exercise price of and cash-settled stock appreciation rights each with a weighted average exercise price of . The following table summarizes information about stock options and cash-settled SARs for the nine September 30, 2022 2021 September 30, 2022 September 30, 2021 Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price Options and SARs outstanding at beginning of period 357,254 $ 50.18 284,591 $ 43.71 Granted 114,332 64.06 24,999 59.02 Exercised (34,508 ) 41.95 (38,883 ) 40.75 Forfeited or expired (1,167 ) 46.81 (100 ) 31.31 Outstanding at end of period 435,911 $ 54.48 270,607 $ 45.55 Options and SARs exercisable at September 30 168,017 $ 43.67 164,544 $ 41.91 As of September 30, 2022 re was of total unrecognized cost related to non-vested share-based compensation arrangements granted under the Company's equity incentive plans. The cost is expected to be recognized over a weighted-average period of years.

Note 7 - Regulatory Capital

Note 7 - Regulatory Capital	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 7. Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The net unrealized gain or loss on available for sale securities is not September 30, 2022 , the Bank and the Company meet all capital adequacy requirements to which they are subject. Prompt corrective action regulations provide five not September 30, 2022 and December 31, 2021 , the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are no The Company’s and Wilson Bank’s actual capital amounts and ratios as of September 30, 2022 December 31, 2021 2.5% not Actual Minimum Capital Adequacy For Classification Under Corrective Action Plan as Well Capitalized Amount Ratio Amount Ratio Amount Ratio (dollars in thousands) September 30, 2022 Total capital to risk weighted assets: Consolidated $ 497,360 13.5 % $ 294,682 8.0 % $ 368,352 10.0 % Wilson Bank 494,996 13.4 294,680 8.0 368,350 10.0 Tier 1 capital to risk weighted assets: Consolidated 452,928 12.3 221,011 6.0 294,681 8.0 Wilson Bank 450,564 12.2 221,011 6.0 294,681 8.0 Common equity Tier 1 capital to risk weighted assets: Consolidated 452,928 12.3 165,758 4.5 N/A N/A Wilson Bank 450,564 12.2 165,758 4.5 239,429 6.5 Tier 1 capital to average assets: Consolidated 452,928 11.0 165,284 4.0 N/A N/A Wilson Bank 450,564 10.9 165,229 4.0 206,537 5.0 Actual Minimum Capital Adequacy For Classification Under Corrective Action Plan as Well Capitalized Amount Ratio Amount Ratio Amount Ratio (dollars in thousands) December 31, 2021 Total capital to risk weighted assets: Consolidated $ 455,813 13.9 % $ 261,404 8.0 % $ 326,755 10.0 % Wilson Bank 452,130 13.8 261,317 8.0 326,646 10.0 Tier 1 capital to risk weighted assets: Consolidated 415,226 12.7 196,052 6.0 261,403 8.0 Wilson Bank 411,543 12.6 195,987 6.0 261,316 8.0 Common equity Tier 1 capital to risk weighted assets: Consolidated 415,226 12.7 147,039 4.5 N/A N/A Wilson Bank 411,543 12.6 146,990 4.5 212,319 6.5 Tier 1 capital to average assets: Consolidated 415,226 10.8 154,280 4.0 N/A N/A Wilson Bank 411,543 10.7 154,230 4.0 192,787 5.0 Dividend Restrictions The Company and the Bank are subject to dividend restrictions set forth by the Tennessee Department of Financial Institutions and federal banking agencies, as applicable. Additional restrictions may

Note 8 - Fair Value Measurement

Note 8 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 8. FASB ASC 820, Fair Value Measurements and Disclosures not not Valuation Hierarchy FASB ASC 820 three three • Level 1 • Level 2 • Level 3 A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. Following is a description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such assets and liabilities pursuant to the valuation hierarchy. Assets Securities available-for-sale — 1 1 not 2 3 Hedged loans Collateral dependent loans third 3 Other real estate owned — 3 Mortgage loans held-for-sale 2 Derivative Instruments 2 Other investments third 3 not not The following tables present the financial instruments carried at fair value as of September 30, 2022 December 31, 2021 820 Assets and Liabilities Measured at Fair Value on a Recurring Basis (In Thousands) Total Carrying Value in the Consolidated Balance Sheet Quoted Market Prices in an Active Market (Level 1) Models with Significant Observable Market Parameters (Level 2) Models with Significant Unobservable Market Parameters (Level 3) September 30, 2022 Hedged Loans $ 25,101 — 25,101 — Investment securities available-for-sale: U.S. Treasury and other U.S. government agencies 13,478 13,478 — — U.S. Government sponsored enterprises 148,854 — 148,854 — Mortgage-backed securities 453,408 — 453,408 — Asset-backed securities 39,730 — 39,730 — Corporate bonds 2,379 — 2,379 — State and municipal securities 181,303 — 181,303 — Total investment securities available-for-sale 839,152 13,478 825,674 — Mortgage loans held for sale 3,555 — 3,555 — Derivative instruments 5,146 — 5,146 — Other investments 2,073 — — 2,073 Total assets $ 875,027 13,478 859,476 2,073 Derivative instruments $ 147 — 147 — Total liabilities $ 147 — 147 — December 31, 2021 Hedged Loans $ 28,717 — 28,717 — Investment securities available-for-sale: U.S. Treasury and other U.S. government agencies 7,221 7,221 — — U.S. Government sponsored enterprises 159,230 — 159,230 — Mortgage-backed securities 461,777 — 461,777 — Asset-backed securities 46,713 — 46,713 — Corporate bonds 2,575 — 2,575 — State and municipal securities 220,069 — 220,069 — Total investment securities available-for-sale 897,585 7,221 890,364 — Mortgage loans held for sale 11,843 — 11,843 — Derivative instruments 1,855 — 1,855 — Other investments 2,034 — — 2,034 Total assets $ 942,034 7,221 932,779 2,034 Derivative instruments $ — — — — Total liabilities $ — — — — Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis (In Thousands) Total Carrying Value in the Consolidated Balance Sheet Quoted Market Prices in an Active Market (Level 1) Models with Significant Observable Market Parameters (Level 2) Models with Significant Unobservable Market Parameters (Level 3) September 30, 2022 Other real estate owned $ — — — — Collateral dependent loans (¹) 643 — — 643 Total $ 643 — — 643 December 31, 2021 Other real estate owned $ — — — — Impaired loans, net (¹) 668 — — 668 Total $ 668 — — 668 ( 1 As of September 30, 2022 no valuation allowance was recorded on collateral dependent loans. As of December 31, 2021 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which we have utilized Level 3 September 30, 2022 December 31, 2021 Valuation Techniques (1) Significant Unobservable Inputs Weighted Average Collateral dependent loans Appraisal Estimated costs to sell 10% Other real estate owned Appraisal Estimated costs to sell 10% ( 1 may 3 not not In the case of its investment securities portfolio, the Company monitors the valuation technique utilized by various pricing agencies to ascertain when transfers between levels have been affected. The nature of the remaining assets and liabilities is such that transfers in and out of any level are expected to be rare. For the nine September 30, 2022 , there were no 1, 2 3. The table below includes a rollforward of the balance sheet amounts for the three nine September 30, 2022 2021 3 3 3 3 For the Three Months Ended September 30, 2022 2021 Other Assets Other Liabilities Other Assets Other Liabilities Fair value, July 1 $ 2,026 — $ — — Total realized gains (losses) included in income 47 — 20 — Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30 — — — — Purchases, issuances and settlements, net — — 2,000 — Transfers out of Level 3 — — — — Fair value, September 30 $ 2,073 — $ 2,020 — Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30 $ 47 — $ 20 — For the Nine Months Ended September 30, 2022 2021 Other Assets Other Liabilities Other Assets Other Liabilities Fair value, January 1 $ 2,034 — $ — — Total realized gains (losses) included in income 39 — 20 — Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30 — — — — Purchases, issuances and settlements, net — — 2,000 — Transfers out of Level 3 — — — — Fair value, September 30 $ 2,073 — $ 2,020 — Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30 $ 39 — $ 20 — The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments that are not not September 30, 2022 December 31, 2021 not may Cash and cash equivalents 1. Loans For variable-rate loans that reprice frequently and have no Mortgage servicing rights — The fair value of servicing rights is based on the present value of estimated future cash flows of mortgages sold, stratified by rate and maturity date. Assumptions that are incorporated in the valuation of servicing rights include assumptions about prepayment speeds on mortgages and the cost to service loans. Deposits and Federal Home Loan Bank borrowings Off-Balance Sheet Instruments not The following table presents the carrying amounts, estimated fair value and placement in the fair valuation hierarchy of the Company’s financial instruments at September 30, 2022 December 31, 2021 Carrying/ Notional Estimated Quote Market Prices in an Active Market Models with Significant Observable Market Parameters Models with Significant Unobservable Market Parameters (in Thousands) Amount Fair Value (¹) (Level 1) (Level 2) (Level 3) September 30, 2022 Financial assets: Cash and cash equivalents $ 95,572 95,572 95,572 — — Loans, net 2,928,644 2,862,636 — — 2,862,636 Mortgage servicing rights 1,016 1,194 — 1,194 — Financial liabilities: Deposits 3,745,656 3,021,826 — — 3,021,826 December 31, 2021 Financial assets: Cash and cash equivalents $ 453,418 453,418 453,418 — — Loans, net 2,444,282 2,439,539 — — 2,439,539 Financial liabilities: Deposits 3,555,071 3,227,520 — — 3,227,520 ( 1 Estimated fair values are consistent with an exit-price concept. The assumptions used to estimate the fair values are intended to approximate those that a market-participant would realize in a hypothetical orderly transaction.

Note 9 - Income Taxes

Note 9 - Income Taxes	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note 9. Accounting Standards Codification (“ASC”) 740, Income Taxes not” September 30, 2022 not September 30, 2022 The Company’s effective tax rate for the three nine September 30, 2022 2021 September 30, 2022 2021 As of and for the nine September 30, 2022 not The Company and the Bank file consolidated U.S. Federal and State of Tennessee income tax returns. The Company is currently open to audit under the statute of limitations by the State of Tennessee for the years ended Decem ber 31, 2018 2021 December 31, 2019 2021.

Note 10 - Earnings Per Share

Note 10 - Earnings Per Share	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 10. The computation of basic earnings per share is based on the weighted average number of common shares outstanding during the period, adjusted for stock splits. The computation of diluted earnings per share for the Company begins with the basic earnings per share and includes the effect of common shares contingently issuable from stock options. The following is a summary of components comprising basic and diluted earnings per share (“EPS”) for the three nine September 30, 2022 2021 Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 (Dollars in Thousands Except Share and Per Share Amounts) (Dollars in Thousands Except Share and Per Share Amounts) Basic EPS Computation: Numerator – Earnings available to common stockholders $ 15,190 $ 13,342 $ 40,702 $ 35,625 Denominator – Weighted average number of common shares outstanding 11,429,027 11,165,313 11,348,628 11,110,006 Basic earnings per common share $ 1.33 $ 1.19 $ 3.59 $ 3.21 Diluted EPS Computation: Numerator – Earnings available to common stockholders $ 15,190 $ 13,342 $ 40,702 $ 35,625 Denominator – Weighted average number of common shares outstanding 11,429,027 11,165,313 11,348,628 11,110,006 Dilutive effect of stock options 31,916 32,097 31,627 30,580 Weighted average diluted common shares outstanding 11,460,943 11,197,410 11,380,255 11,140,586 Diluted earnings per common share $ 1.33 $ 1.19 $ 3.58 $ 3.20

Note 11 - Commitments and Conti

Note 11 - Commitments and Contingent Liabilities	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 11. In the normal course of business, the Bank has entered into off-balance sheet financial instruments which include commitments to extend credit (i.e., including unfunded lines of credit) and standby letters of credit. Commitments to extend credit are usually the result of lines of credit granted to existing borrowers under agreements that the total outstanding indebtedness will not may may Standby letters of credit are generally issued on behalf of an applicant (the Bank's customer) to a specifically named beneficiary and are the result of a particular business arrangement that exists between the applicant and the beneficiary. Standby letters of credit have fixed expiration dates and are usually for terms of two third The Bank follows the same credit policies and underwriting practices when making these commitments as it does for on-balance sheet instruments. Each customer’s creditworthiness is evaluated on a case-by-case basis, and the amount of collateral obtained, if any, is based on management’s credit evaluation of the customer. Collateral held varies but may The contractual amounts of these commitments are not not A summary of the Company’s total contractual amount for all off-balance sheet commitments at September 30, 2022 Commitments to extend credit $ 1,274,381,000 Standby letters of credit $ 79,404,000 Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures. 326, No Estimating credit losses on amounts expected to be funded uses the same methodology as described for loans in Note 2 The following table details activity in the allowance for credit losses on off-balance-sheet credit exposures for the nine September 30, 2022 2021 (In Thousands) 2022 2021 Beginning balance, January 1 $ 955 693 Impact of adopting ASC 326 6,195 — Credit loss expense (benefit) (298 ) 221 Ending balance, September 30, $ 6,852 914 The Bank originates residential mortgage loans, sells them to third may may not fourth 2018, not Each purchaser has specific guidelines and criteria for sellers of loans, and the risk of credit loss with regard to the principal amount of the loans sold is generally transferred to the purchasers upon sale. While the loans are sold without recourse, the purchase agreements require the Bank to make certain representations and warranties regarding the existence and sufficiency of file documentation and the absence of fraud by borrowers or other third To date, repurchase activity pursuant to the terms of these representations and warranties or due to early payoffs or payment defaults has been insignificant and has resulted in insignificant losses to the Company. Based on information currently available, management believes that the Bank does not may Various legal claims also arise from time to time in the normal course of business. In the opinion of management, the resolution of these claims outstanding at September 30, 2022 not

Note 12 - Subsequent Events

Note 12 - Subsequent Events	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Subsequent Events [Text Block]	Note 12. ASC 855, September 30, 2022

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
Nature of Business [Policy Text Block]	Nature of Business June 1, 2022,
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation 10 not 10 December 31, 2021 These consolidated financial statements include the accounts of the Company, the Bank, and Encompass. Significant intercompany transactions and accounts are eliminated in consolidation.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates 10 December 31, 2021 no 10 December 31, 2021 326 1. 2
Accounting Changes, Reclassifications and Restatements [Policy Text Block]	Accounting Changes, Reclassifications and Restatements January 1, 2022, 2016 13, 326 326 326” 326 326 not not We adopted ASC 326 January 1, 2022 326 2021 10 In connection with the adoption of ASC 326,
Financing Receivable, Allowance for Credit Losses, Policy for Uncollectible Amounts [Policy Text Block]	Allowance For Credit Losses - Loans 326, not 2
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures 326, No 11
Investment, Policy [Policy Text Block]	Securities no Interest income on securities includes amortization of purchase premiums and discounts. Premiums and discounts on securities are generally amortized using the interest method with a constant effective yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Premiums on callable securities are amortized to their earliest call date. A security is placed on non-accrual status if (i) principal or interest has been in default for a period of 90 not not Allowance for Credit Losses - Securities Available-for-Sale not not not
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Issued Accounting Pronouncements Information about certain recently issued accounting standards updates is presented below. Also refer to Note 1 2021 10 ASU 2020 04, Reference Rate Reform (Topic 848 March 2020, March 12, 2020 December 31, 2022. 2022 August 2023. ASU 2016 13, “ Financial Instruments - Credit Losses (Topic 326 ” ASU 2016 - 13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. As noted above, effective January 1, 2022 the Company adopted ASU 2016 - 13, which resulted in a $7.6 million decrease to the allowance for credit losses and a $6.2 million increase to the reserve for unfunded commitments, resulting in a $1.0 million increase in retained earnings (net of taxes). See Note 2 – Loans and Allowance for Credit Losses for additional information. ASU 2022 01, “ Derivatives and Hedging (Topic 815 ” ASU 2022 - 01 was issued to expand the scope of assets eligible for portfolio layer method hedging to include all financial assets. The update also expands the current last-of-layer method that permits only one hedged layer to allow multiple hedged layers of a single closed portfolio. The last-of-layer method is renamed the portfolio layer method, because more than the last layer of a portfolio could be hedged. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. The adoption of ASU 2022 01 not ASU 2022 02, “ Financial Instruments - Credit Losses (Topic 326 ” ASU 2022 - 02 was issued to respond to feedback received from post-implementation review of Topic 326. The amendments eliminate the troubled debt restructuring (TDR) recognition and measurement guidance and now require that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosures and include new disclosure requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. To improve consistency for vintage disclosures, the ASU requires that public business entities disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326 - 20. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. The adoption of ASU 2022 02 not Other than those previously discussed, there were no

Note 2 - Loans and Allowance _2

Note 2 - Loans and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(In Thousands) September 30, 2022 December 31, 2021 Residential 1-4 family real estate $ 812,433 $ 689,579 Commercial and multi-family real estate 993,647 908,673 Construction, land development and farmland 853,326 612,659 Commercial, industrial and agricultural 124,115 118,155 1-4 family equity lines of credit 142,043 92,229 Consumer and other 79,720 74,643 Total loans before net deferred loan fees 3,005,284 2,495,938 Net deferred loan fees (13,959 ) (12,024 ) Total loans 2,991,325 2,483,914 Less: Allowance for credit losses (37,580 ) (39,632 ) Net loans $ 2,953,745 $ 2,444,282
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total September 30, 2022 Allowance for credit losses: Beginning balance January 1, $ 9,242 16,846 9,757 1,329 1,098 1,360 39,632 Impact of adopting ASC 326 (3,393 ) (3,433 ) (266 ) 219 (324 ) (367 ) (7,564 ) Provision for credit losses on loans 1,048 1,155 2,504 106 312 935 6,060 Charge-offs (8 ) — — (9 ) — (1,038 ) (1,055 ) Recoveries 106 — 17 27 — 357 507 Ending balance $ 6,995 14,568 12,012 1,672 1,086 1,247 37,580 (In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total September 30, 2021 Allowance for loan losses: Beginning balance January 1, $ 8,203 18,343 8,090 1,391 997 1,515 38,539 Provision 620 (1,378 ) 1,741 (120 ) 53 96 1,012 Charge-offs — — (23 ) (3 ) — (690 ) (716 ) Recoveries 58 — 47 5 — 366 476 Ending balance $ 8,881 16,965 9,855 1,273 1,050 1,287 39,311 (In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total September 30, 2022 Allowance for credit losses: Beginning balance July 1, $ 6,291 13,609 11,696 1,542 916 1,184 35,238 Provision for credit losses 616 959 305 119 170 374 2,543 Charge-offs (8 ) — — (9 ) — (445 ) (462 ) Recoveries 96 — 11 20 — 134 261 Ending balance $ 6,995 14,568 12,012 1,672 1,086 1,247 37,580 (In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total September 30, 2021 Allowance for loan losses: Beginning balance July 1, $ 8,540 17,583 9,353 1,294 1,048 1,496 39,314 Provision 331 (618 ) 484 (22 ) 2 (47 ) 130 Charge-offs — — — — — (276 ) (276 ) Recoveries 10 — 18 1 — 114 143 Ending balance $ 8,881 16,965 9,855 1,273 1,050 1,287 39,311 (In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total December 31, 2021 Allowance for loan losses: Ending balance individually evaluated for impairment $ — — — — — — — Ending balance collectively evaluated for impairment $ 9,242 16,846 9,757 1,329 1,098 1,360 39,632 Loans: Ending balance $ 689,579 908,673 612,659 118,155 92,229 74,643 2,495,938 Ending balance individually evaluated for impairment $ 134 531 — — — — 665 Ending balance collectively evaluated for impairment $ 689,445 908,142 612,659 118,155 92,229 74,643 2,495,273
Schedule of Amortized Cost Basis of Collateral Dependent Loans [Table Text Block]	In Thousands Real Estate Other Total September 30, 2022 Residential 1-4 family real estate $ 131 — 131 Commercial and multi-family real estate 512 — 512 Construction, land development and farmland — — — Commercial, industrial and agricultural — — — 1-4 family equity lines of credit — — — Consumer and other — — — $ 643 — 643
Impaired Financing Receivables [Table Text Block]	December 31, 2021 Recorded Investment Unpaid Principal Balance Related Allowance In Thousands With no related allowance recorded: Residential 1-4 family real estate $ 136 134 — Commercial and multi-family real estate 532 531 — Construction, land development and farmland — — — Commercial, industrial and agricultural — — — 1-4 family equity lines of credit — — — Consumer and other — — — $ 668 665 — With related allowance recorded: Residential 1-4 family real estate $ — — — Commercial and multi-family real estate — — — Construction, land development and farmland — — — Commercial, industrial and agricultural — — — 1-4 family equity lines of credit — — — Consumer and other — — — $ — — — Total: Residential 1-4 family real estate $ 136 134 — Commercial and multi-family real estate 532 531 — Construction, land development and farmland — — — Commercial, industrial and agricultural — — — 1-4 family equity lines of credit — — — Consumer and other — — — $ 668 665 — September 30, 2021 Average Recorded Investment Interest Income Recognized In Thousands With no related allowance recorded: Residential 1-4 family real estate $ 870 6 Commercial and multi-family real estate 248 11 Construction, land development and farmland — — Commercial, industrial and agricultural — — 1-4 family equity lines of credit — — Consumer and other — — $ 1,118 17 With related allowance recorded: Residential 1-4 family real estate $ 912 — Commercial and multi-family real estate 508 7 Construction, land development and farmland — — Commercial, industrial and agricultural — — 1-4 family equity lines of credit — — Consumer and other — — $ 1,420 7 Total: Residential 1-4 family real estate $ 1,782 6 Commercial and multi-family real estate 756 18 Construction, land development and farmland — — Commercial, industrial and agricultural — — 1-4 family equity lines of credit — — Consumer and other — — $ 2,538 24
Financing Receivable, Nonaccrual [Table Text Block]	In Thousands September 30, December 31, 2022 2021 Residential 1-4 family real estate $ — $ — Commercial and multi-family real estate — — Construction, land development and farmland — — Commercial, industrial and agricultural — — 1-4 family equity lines of credit — — Consumer and other — — Total $ — $ —
Financing Receivable, Past Due [Table Text Block]	(In thousands) 30-59 Days Past Due 60-89 Days Past Due Non Accrual and Greater Than 90 Days Past Due Total Non Accrual and Past Due Current Total Loans Recorded Investment Greater Than 90 Days Past Due and Accruing September 30, 2022 Residential 1-4 family real estate $ 1,053 842 386 2,281 810,152 812,433 $ 386 Commercial and multi-family real estate 133 91 — 224 993,423 993,647 — Construction, land development and farmland — 48 — 48 853,278 853,326 — Commercial, industrial and agricultural 76 74 — 150 123,965 124,115 — 1-4 family equity lines of credit 244 213 57 514 141,529 142,043 $ 57 Consumer and other 694 104 98 896 78,824 79,720 98 Total $ 2,200 1,372 541 4,113 3,001,171 3,005,284 $ 541 December 31, 2021 Residential 1-4 family real estate $ 2,072 169 357 2,598 686,981 689,579 $ 357 Commercial and multi-family real estate — — — — 908,673 908,673 — Construction, land development and farmland 1,154 215 — 1,369 611,290 612,659 — Commercial, industrial and agricultural 59 81 — 140 118,015 118,155 — 1-4 family equity lines of credit 170 — 9 179 92,050 92,229 9 Consumer and other 287 99 23 409 74,234 74,643 23 Total $ 3,742 564 389 4,695 2,491,243 2,495,938 $ 389
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	September 30, 2022 December 31, 2021 (In thousands) Performing TDRs $ 846 $ 876 Nonperforming TDRs 114 165 Total TDRS $ 960 $ 1,041 September 30, 2022 September 30, 2021 Number of Contracts Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment, Net of Related Allowance Number of Contracts Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment, Net of Related Allowance Residential 1-4 family real estate — $ — $ — — $ — $ — Commercial and multi-family real estate — — — — — — Construction, land development and farmland — — — — — — Commercial, industrial and agricultural — — — — — — 1-4 family equity lines of credit — — — — — — Consumer and other — — — — — — Total — $ — $ — — $ — $ —
Financing Receivable Credit Quality Indicators [Table Text Block]	In Thousands Revolving 2022 2021 2020 2019 2018 Prior Loans Total September 30, 2022 Residential 1-4 family real estate Pass $ 234,604 259,368 111,245 63,610 30,948 86,292 21,489 807,556 Special mention — — 901 — 116 2,005 349 3,371 Substandard — — 37 131 — 1,338 — 1,506 Total Residential 1-4 family real estate $ 234,604 259,368 112,183 63,741 31,064 89,635 21,838 812,433 Commercial and multi-family real estate Pass $ 198,521 228,852 163,568 109,657 75,934 187,572 29,249 993,353 Special mention — — 163 — — 40 — 203 Substandard — — — — — 91 — 91 Total Commercial and multi-family real estate $ 198,521 228,852 163,731 109,657 75,934 187,703 29,249 993,647 Construction, land development and farmland Pass $ 300,954 279,972 88,983 10,153 5,551 10,074 157,560 853,247 Special mention — — — — — 61 — 61 Substandard — — — — — 18 — 18 Total Construction, land development and farmland $ 300,954 279,972 88,983 10,153 5,551 10,153 157,560 853,326 Commercial, industrial and agricultural Pass $ 25,034 13,332 28,612 20,980 5,581 5,060 25,421 124,020 Special mention — 21 19 — — 55 — 95 Substandard — — — — — — — — Total Commercial, industrial and agricultural $ 25,034 13,353 28,631 20,980 5,581 5,115 25,421 124,115 1-4 family equity lines of credit Pass $ — — — — — — 141,915 141,915 Special mention — — — — — — 11 11 Substandard — — — — — — 117 117 Total 1-4 family equity lines of credit $ — — — — — — 142,043 142,043 Consumer and other Pass $ 23,251 13,365 7,409 6,404 486 6,932 21,672 79,519 Special mention 19 51 10 3 — — — 83 Substandard 74 14 14 1 14 1 — 118 Total Consumer and other $ 23,344 13,430 7,433 6,408 500 6,933 21,672 79,720 In Thousands 2022 2021 2020 2019 2018 Prior Revolving Loans Total September 30, 2022 Pass $ 782,364 794,889 399,817 210,804 118,500 295,930 397,306 2,999,610 Special mention 19 72 1,093 3 116 2,161 360 3,824 Substandard 74 14 51 132 14 1,448 117 1,850 Total $ 782,457 794,975 400,961 210,939 118,630 299,539 397,783 3,005,284 In Thousands Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 Family Equity Lines of Credit Consumer and Other Total Credit Risk Profile by Internally Assigned Grade December 31, 2021 Pass $ 682,527 908,409 612,537 118,058 92,208 74,513 2,488,252 Special mention 5,566 — 93 96 11 89 5,855 Substandard 1,486 264 29 1 10 41 1,831 Total $ 689,579 908,673 612,659 118,155 92,229 74,643 2,495,938

Note 3 - Debt and Equity Secu_2

Note 3 - Debt and Equity Securities (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Marketable Securities [Table Text Block]	September 30, 2022 Securities Available-For-Sale In Thousands Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value U.S. Treasury and other U.S. government agencies $ 14,658 — 1,180 13,478 U.S. Government-sponsored enterprises (GSEs) 180,264 — 31,410 148,854 Mortgage-backed securities 531,472 5 78,069 453,408 Asset-backed securities 41,256 — 1,526 39,730 Corporate bonds 2,500 — 121 2,379 Obligations of states and political subdivisions 224,965 — 43,662 181,303 $ 995,115 5 155,968 839,152 December 31, 2021 Securities Available-For-Sale In Thousands Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value U.S. Treasury and other U.S. government agencies $ 7,320 — 99 7,221 U.S. Government-sponsored enterprises (GSEs) 163,700 20 4,490 159,230 Mortgage-backed securities 465,588 2,726 6,537 461,777 Asset-backed securities 46,583 213 83 46,713 Corporate bonds 2,500 75 — 2,575 Obligations of states and political subdivisions 220,444 2,611 2,986 220,069 $ 906,135 5,645 14,195 897,585
Investments Classified by Contractual Maturity Date [Table Text Block]	Available-For-Sale In Thousands Amortized Cost Estimated Market Value Due in one year or less $ 5,455 $ 5,277 Due after one year through five years 85,654 78,157 Due after five years through ten years 271,526 226,693 Due after ten years 632,480 529,025 $ 995,115 $ 839,152
Schedule of Unrealized Loss on Investments [Table Text Block]	In Thousands, Except Number of Securities Less than 12 Months 12 Months or More Total September 30, 2022 Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Available-for-Sale Securities: U.S. Treasury and other U.S. government agencies $ 7,061 $ 252 2 $ 6,417 $ 928 3 $ 13,478 $ 1,180 U.S. Government-sponsored enterprises (GSEs) 27,129 4,477 9 121,725 26,933 49 148,854 31,410 Mortgage-backed securities 229,613 30,715 152 222,875 47,354 98 452,488 78,069 Asset-backed securities 34,357 1,346 25 5,373 180 4 39,730 1,526 Corporate bonds 2,379 121 1 — — — 2,379 121 Obligations of states and political subdivisions 102,539 20,465 133 78,764 23,197 94 181,303 43,662 $ 403,078 $ 57,376 322 $ 435,154 $ 98,592 248 $ 838,232 $ 155,968 In Thousands, Except Number of Securities Less than 12 Months 12 Months or More Total December 31, 2021 Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Available-for-Sale Securities: U.S. Treasury and other U.S. government agencies $ 7,221 $ 99 3 $ — $ — — $ 7,221 $ 99 U.S. Government-sponsored enterprises (GSEs) 110,981 2,466 33 45,725 2,024 19 156,706 4,490 Mortgage-backed securities 317,211 4,644 96 54,692 1,893 33 371,903 6,537 Asset-backed securities 17,945 67 9 484 16 1 18,429 83 Corporate bonds — — — — — — — — Obligations of states and political subdivisions 83,510 1,460 74 36,225 1,526 32 119,735 2,986 $ 536,868 $ 8,736 215 $ 137,126 $ 5,459 85 $ 673,994 $ 14,195

Note 4 - Derivatives (Tables)

Note 4 - Derivatives (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Summary of Fair Value Hedge Relationships [Table Text Block]	September 30, 2022 Balance Sheet Location Weighted Average Remaining Maturity (In Years) Weighted Average Pay Rate Receive Rate Notional Amount Estimated Fair Value Interest rate swap agreements - loans Other assets 7.67 0.65 % 1 month LIBOR $ 30,000 4,826 December 31, 2021 Balance Sheet Location Weighted Average Remaining Maturity (In Years) Weighted Average Pay Rate Receive Rate Notional Amount Estimated Fair Value Interest rate swap agreements - loans Other assets 8.42 0.65 % 1 month LIBOR $ 30,000 1,192
Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]	Carrying Amount of the Hedged Assets Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets Line item on the balance sheet September 30, 2022 December 31, 2021 September 30, 2022 December 31, 2021 Loans $ 25,101 28,717 (4,899 ) (1,283 )
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	In Thousands September 30, 2022 December 31, 2021 Notional Amount Fair Value Notional Amount Fair Value Included in other assets (liabilities): Interest rate contracts for customers $ 13,487 (147 ) 20,340 657 Forward contracts related to mortgage loans held-for-sale 12,250 320 20,500 6
Interest Rate Swap [Member]
Notes Tables
Derivative Instruments, Gain (Loss) [Table Text Block]	Nine Months Ended September 30, Gain (loss) on fair value hedging relationship 2022 2021 Interest rate swap agreements - loans: Hedged items $ (3,616 ) (986 ) Derivative designated as hedging instruments 3,634 1,053
Mortgage Banking Derivatives [Member]
Notes Tables
Derivative Instruments, Gain (Loss) [Table Text Block]	In Thousands September 30, 2022 September 30, 2021 Interest rate contracts for customers $ (804 ) 87 Forward contracts related to mortgage loans held for sale and interest rate contracts 314 247

Note 5 - Mortgage Servicing R_2

Note 5 - Mortgage Servicing Rights (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Table Text Block]	In Thousands September 30, 2022 Mortgage loan portfolios serviced for: FHLMC $ 80,675
Servicing Asset at Amortized Cost [Table Text Block]	In Thousands September 30, 2022 Balance at beginning of period $ — Servicing rights retained from loans sold 1,320 Amortization (304 ) Valuation Allowance Provision — Balance at end of period $ 1,016 Fair value, end of period $ 1,194
Schedule of Assumptions for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Table Text Block]	September 30, 2022 Prepayment speed 6.91 % Weighted-average life (in years) 9.12 Weighted-average note rate 4.21 % Weighted-average discount rate 9.00 %

Note 6 - Equity Incentive Pla_2

Note 6 - Equity Incentive Plans (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	September 30, 2022 September 30, 2021 Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price Options and SARs outstanding at beginning of period 357,254 $ 50.18 284,591 $ 43.71 Granted 114,332 64.06 24,999 59.02 Exercised (34,508 ) 41.95 (38,883 ) 40.75 Forfeited or expired (1,167 ) 46.81 (100 ) 31.31 Outstanding at end of period 435,911 $ 54.48 270,607 $ 45.55 Options and SARs exercisable at September 30 168,017 $ 43.67 164,544 $ 41.91

Note 7 - Regulatory Capital (Ta

Note 7 - Regulatory Capital (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Minimum Capital Adequacy For Classification Under Corrective Action Plan as Well Capitalized Amount Ratio Amount Ratio Amount Ratio (dollars in thousands) September 30, 2022 Total capital to risk weighted assets: Consolidated $ 497,360 13.5 % $ 294,682 8.0 % $ 368,352 10.0 % Wilson Bank 494,996 13.4 294,680 8.0 368,350 10.0 Tier 1 capital to risk weighted assets: Consolidated 452,928 12.3 221,011 6.0 294,681 8.0 Wilson Bank 450,564 12.2 221,011 6.0 294,681 8.0 Common equity Tier 1 capital to risk weighted assets: Consolidated 452,928 12.3 165,758 4.5 N/A N/A Wilson Bank 450,564 12.2 165,758 4.5 239,429 6.5 Tier 1 capital to average assets: Consolidated 452,928 11.0 165,284 4.0 N/A N/A Wilson Bank 450,564 10.9 165,229 4.0 206,537 5.0 Actual Minimum Capital Adequacy For Classification Under Corrective Action Plan as Well Capitalized Amount Ratio Amount Ratio Amount Ratio (dollars in thousands) December 31, 2021 Total capital to risk weighted assets: Consolidated $ 455,813 13.9 % $ 261,404 8.0 % $ 326,755 10.0 % Wilson Bank 452,130 13.8 261,317 8.0 326,646 10.0 Tier 1 capital to risk weighted assets: Consolidated 415,226 12.7 196,052 6.0 261,403 8.0 Wilson Bank 411,543 12.6 195,987 6.0 261,316 8.0 Common equity Tier 1 capital to risk weighted assets: Consolidated 415,226 12.7 147,039 4.5 N/A N/A Wilson Bank 411,543 12.6 146,990 4.5 212,319 6.5 Tier 1 capital to average assets: Consolidated 415,226 10.8 154,280 4.0 N/A N/A Wilson Bank 411,543 10.7 154,230 4.0 192,787 5.0

Note 8 - Fair Value Measureme_2

Note 8 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Assets and Liabilities Measured at Fair Value on a Recurring Basis (In Thousands) Total Carrying Value in the Consolidated Balance Sheet Quoted Market Prices in an Active Market (Level 1) Models with Significant Observable Market Parameters (Level 2) Models with Significant Unobservable Market Parameters (Level 3) September 30, 2022 Hedged Loans $ 25,101 — 25,101 — Investment securities available-for-sale: U.S. Treasury and other U.S. government agencies 13,478 13,478 — — U.S. Government sponsored enterprises 148,854 — 148,854 — Mortgage-backed securities 453,408 — 453,408 — Asset-backed securities 39,730 — 39,730 — Corporate bonds 2,379 — 2,379 — State and municipal securities 181,303 — 181,303 — Total investment securities available-for-sale 839,152 13,478 825,674 — Mortgage loans held for sale 3,555 — 3,555 — Derivative instruments 5,146 — 5,146 — Other investments 2,073 — — 2,073 Total assets $ 875,027 13,478 859,476 2,073 Derivative instruments $ 147 — 147 — Total liabilities $ 147 — 147 — December 31, 2021 Hedged Loans $ 28,717 — 28,717 — Investment securities available-for-sale: U.S. Treasury and other U.S. government agencies 7,221 7,221 — — U.S. Government sponsored enterprises 159,230 — 159,230 — Mortgage-backed securities 461,777 — 461,777 — Asset-backed securities 46,713 — 46,713 — Corporate bonds 2,575 — 2,575 — State and municipal securities 220,069 — 220,069 — Total investment securities available-for-sale 897,585 7,221 890,364 — Mortgage loans held for sale 11,843 — 11,843 — Derivative instruments 1,855 — 1,855 — Other investments 2,034 — — 2,034 Total assets $ 942,034 7,221 932,779 2,034 Derivative instruments $ — — — — Total liabilities $ — — — —
Fair Value Measurements, Nonrecurring [Table Text Block]	Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis (In Thousands) Total Carrying Value in the Consolidated Balance Sheet Quoted Market Prices in an Active Market (Level 1) Models with Significant Observable Market Parameters (Level 2) Models with Significant Unobservable Market Parameters (Level 3) September 30, 2022 Other real estate owned $ — — — — Collateral dependent loans (¹) 643 — — 643 Total $ 643 — — 643 December 31, 2021 Other real estate owned $ — — — — Impaired loans, net (¹) 668 — — 668 Total $ 668 — — 668
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Valuation Techniques (1) Significant Unobservable Inputs Weighted Average Collateral dependent loans Appraisal Estimated costs to sell 10% Other real estate owned Appraisal Estimated costs to sell 10%
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	For the Three Months Ended September 30, 2022 2021 Other Assets Other Liabilities Other Assets Other Liabilities Fair value, July 1 $ 2,026 — $ — — Total realized gains (losses) included in income 47 — 20 — Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30 — — — — Purchases, issuances and settlements, net — — 2,000 — Transfers out of Level 3 — — — — Fair value, September 30 $ 2,073 — $ 2,020 — Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30 $ 47 — $ 20 — For the Nine Months Ended September 30, 2022 2021 Other Assets Other Liabilities Other Assets Other Liabilities Fair value, January 1 $ 2,034 — $ — — Total realized gains (losses) included in income 39 — 20 — Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at September 30 — — — — Purchases, issuances and settlements, net — — 2,000 — Transfers out of Level 3 — — — — Fair value, September 30 $ 2,073 — $ 2,020 — Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30 $ 39 — $ 20 —
Fair Value, by Balance Sheet Grouping [Table Text Block]	Carrying/ Notional Estimated Quote Market Prices in an Active Market Models with Significant Observable Market Parameters Models with Significant Unobservable Market Parameters (in Thousands) Amount Fair Value (¹) (Level 1) (Level 2) (Level 3) September 30, 2022 Financial assets: Cash and cash equivalents $ 95,572 95,572 95,572 — — Loans, net 2,928,644 2,862,636 — — 2,862,636 Mortgage servicing rights 1,016 1,194 — 1,194 — Financial liabilities: Deposits 3,745,656 3,021,826 — — 3,021,826 December 31, 2021 Financial assets: Cash and cash equivalents $ 453,418 453,418 453,418 — — Loans, net 2,444,282 2,439,539 — — 2,439,539 Financial liabilities: Deposits 3,555,071 3,227,520 — — 3,227,520

Note 10 - Earnings Per Share (T

Note 10 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 (Dollars in Thousands Except Share and Per Share Amounts) (Dollars in Thousands Except Share and Per Share Amounts) Basic EPS Computation: Numerator – Earnings available to common stockholders $ 15,190 $ 13,342 $ 40,702 $ 35,625 Denominator – Weighted average number of common shares outstanding 11,429,027 11,165,313 11,348,628 11,110,006 Basic earnings per common share $ 1.33 $ 1.19 $ 3.59 $ 3.21 Diluted EPS Computation: Numerator – Earnings available to common stockholders $ 15,190 $ 13,342 $ 40,702 $ 35,625 Denominator – Weighted average number of common shares outstanding 11,429,027 11,165,313 11,348,628 11,110,006 Dilutive effect of stock options 31,916 32,097 31,627 30,580 Weighted average diluted common shares outstanding 11,460,943 11,197,410 11,380,255 11,140,586 Diluted earnings per common share $ 1.33 $ 1.19 $ 3.58 $ 3.20

Note 11 - Commitments and Con_2

Note 11 - Commitments and Contingent Liabilities (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	Commitments to extend credit $ 1,274,381,000 Standby letters of credit $ 79,404,000
Off-Balance-Sheet, Credit Loss, Liability [Table Text Block]	(In Thousands) 2022 2021 Beginning balance, January 1 $ 955 693 Impact of adopting ASC 326 6,195 — Credit loss expense (benefit) (298 ) 221 Ending balance, September 30, $ 6,852 914

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($) $ in Thousands	Jan. 01, 2022	Sep. 30, 2022	Jun. 01, 2022	Dec. 31, 2021	Sep. 30, 2021	Dec. 31, 2020
Retained Earnings (Accumulated Deficit), Total		$ 313,287		$ 292,452
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance		$ 6,852		955	$ 914	$ 693
Cumulative Effect, Period of Adoption, Adjustment [Member]
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance				$ 6,195		$ 0
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Retained Earnings (Accumulated Deficit), Total	$ 1,000
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Total	(7,600)
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Unfunded Loan Commitment [Member]
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance	$ 6,200
Encompass Home Lending, LLC [Member]
Noncontrolling Interest, Ownership Percentage by Parent			51%

Note 2 - Loans and Allowance _3

Note 2 - Loans and Allowance for Credit Losses (Details Textual) Pure in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021	Dec. 31, 2021 USD ($)
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	$ 3,005,284,000		$ 2,495,938,000
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Mortgage Loans in Process of Foreclosure, Amount	$ 0		262,000
Potential Problem Loans	5,700,000		7,700,000
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	169,000		5,000,000
Consumer Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	$ 79,720,000		$ 74,643,000
Minimum [Member] | Real Estate Portfolio Segment [Member]
Financing Receivable, Amortization Period (Year)	15 years
Financing Receivable, Maturity Period (Year)	5 years
Minimum [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Maturity Period (Year)	1 year
Maximum [Member] | Real Estate Portfolio Segment [Member]
Financing Receivable, Amortization Period (Year)	30 years
Financing Receivable, Maturity Period (Year)	15 years
Maximum [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Maturity Period (Year)	5 years

Note 2 - Loans and Allowance _4

Note 2 - Loans and Allowance for Credit Losses - Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Loans, gross	$ 3,005,284		$ 2,495,938
Net deferred loan fees	(13,959)		(12,024)
Total loans	2,991,325		2,483,914
Less: Allowance for credit losses	(37,580)	$ (35,238)	(39,632)	$ (39,311)	$ (39,314)	$ (38,539)
Net loans	2,953,745		2,444,282
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Loans, gross	812,433		689,579
Total loans	812,433
Less: Allowance for credit losses	(6,995)	(6,291)	(9,242)	(8,881)	(8,540)	(8,203)
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Loans, gross	993,647		908,673
Total loans	993,647
Less: Allowance for credit losses	(14,568)	(13,609)	(16,846)	(16,965)	(17,583)	(18,343)
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Loans, gross	853,326		612,659
Total loans	853,326
Less: Allowance for credit losses	(12,012)	(11,696)	(9,757)	(9,855)	(9,353)	(8,090)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans, gross	142,043		92,229
Total loans	142,043
Less: Allowance for credit losses	(1,086)	(916)	(1,098)	(1,050)	(1,048)	(997)
Commercial, Industrial and Agricultural Portfolio [Member]
Loans, gross	124,115		118,155
Total loans	124,115
Less: Allowance for credit losses	(1,672)	(1,542)	(1,329)	(1,273)	(1,294)	(1,391)
Consumer Portfolio Segment [Member]
Loans, gross	79,720		74,643
Total loans	79,720
Less: Allowance for credit losses	$ (1,247)	$ (1,184)	$ (1,360)	$ (1,287)	$ (1,496)	$ (1,515)

Note 2 - Loans and Allowance _5

Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Balance	$ 35,238	$ 39,314	$ 39,632	$ 38,539
Provision for credit losses on loans	2,543	130	6,060	1,012
Charge-offs	(462)	(276)	(1,055)	(716)
Recoveries	261	143	507	476
Balance	37,580	39,311	37,580	39,311
Ending balance individually evaluated for impairment					$ 0
Ending balance collectively evaluated for impairment					39,632
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	3,005,284		3,005,284		2,495,938
Loans					665
Ending balance collectively evaluated for impairment					2,495,273
Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance			(7,564)
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Balance	6,291	8,540	9,242	8,203
Provision for credit losses on loans	616	331	1,048	620
Charge-offs	(8)	0	(8)	0
Recoveries	96	10	106	58
Balance	6,995	8,881	6,995	8,881
Ending balance individually evaluated for impairment					0
Ending balance collectively evaluated for impairment					9,242
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	812,433		812,433		689,579
Loans					134
Ending balance collectively evaluated for impairment					689,445
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance			(3,393)
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Balance	13,609	17,583	16,846	18,343
Provision for credit losses on loans	959	(618)	1,155	(1,378)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Balance	14,568	16,965	14,568	16,965
Ending balance individually evaluated for impairment					0
Ending balance collectively evaluated for impairment					16,846
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	993,647		993,647		908,673
Loans					531
Ending balance collectively evaluated for impairment					908,142
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance			(3,433)
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Balance	11,696	9,353	9,757	8,090
Provision for credit losses on loans	305	484	2,504	1,741
Charge-offs	0	0	0	(23)
Recoveries	11	18	17	47
Balance	12,012	9,855	12,012	9,855
Ending balance individually evaluated for impairment					0
Ending balance collectively evaluated for impairment					9,757
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	853,326		853,326		612,659
Loans					0
Ending balance collectively evaluated for impairment					612,659
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance			(266)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Balance	916	1,048	1,098	997
Provision for credit losses on loans	170	2	312	53
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Balance	1,086	1,050	1,086	1,050
Ending balance individually evaluated for impairment					0
Ending balance collectively evaluated for impairment					1,098
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	142,043		142,043		92,229
Loans					0
Ending balance collectively evaluated for impairment					92,229
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance			(324)
Commercial, Industrial and Agricultural Portfolio [Member]
Balance	1,542	1,294	1,329	1,391
Provision for credit losses on loans	119	(22)	106	(120)
Charge-offs	(9)	0	(9)	(3)
Recoveries	20	1	27	5
Balance	1,672	1,273	1,672	1,273
Ending balance individually evaluated for impairment					0
Ending balance collectively evaluated for impairment					1,329
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	124,115		124,115		118,155
Loans					0
Ending balance collectively evaluated for impairment					118,155
Commercial, Industrial and Agricultural Portfolio [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance			219
Consumer Portfolio Segment [Member]
Balance	1,184	1,496	1,360	1,515
Provision for credit losses on loans	374	(47)	935	96
Charge-offs	(445)	(276)	(1,038)	(690)
Recoveries	134	114	357	366
Balance	1,247	$ 1,287	1,247	$ 1,287
Ending balance individually evaluated for impairment					0
Ending balance collectively evaluated for impairment					1,360
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	$ 79,720		79,720		74,643
Loans					0
Ending balance collectively evaluated for impairment					$ 74,643
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance			$ (367)

Note 2 - Loans and Allowance _6

Note 2 - Loans and Allowance for Credit Losses - Amortized Cost Bases of Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Loans		$ 665
Real Estate [Member]
Loans	$ 643
Other Collateral [Member]
Loans	0
Collateral Pledged [Member]
Loans	643
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Loans		134
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Real Estate [Member]
Loans	131
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Other Collateral [Member]
Loans	0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Collateral Pledged [Member]
Loans	131
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Loans		531
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Real Estate [Member]
Loans	512
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Other Collateral [Member]
Loans	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Collateral Pledged [Member]
Loans	512
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Loans		0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Real Estate [Member]
Loans	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Other Collateral [Member]
Loans	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Collateral Pledged [Member]
Loans	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Real Estate [Member]
Loans	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Other Collateral [Member]
Loans	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Collateral Pledged [Member]
Loans	0
Commercial, Industrial and Agricultural Portfolio [Member]
Loans		0
Commercial, Industrial and Agricultural Portfolio [Member] | Real Estate [Member]
Loans	0
Commercial, Industrial and Agricultural Portfolio [Member] | Other Collateral [Member]
Loans	0
Commercial, Industrial and Agricultural Portfolio [Member] | Collateral Pledged [Member]
Loans	0
Consumer Portfolio Segment [Member]
Loans		$ 0
Consumer Portfolio Segment [Member] | Real Estate [Member]
Loans	0
Consumer Portfolio Segment [Member] | Other Collateral [Member]
Loans	0
Consumer Portfolio Segment [Member] | Collateral Pledged [Member]
Loans	$ 0

Note 2 - Loans and Allowance _7

Note 2 - Loans and Allowance for Credit Losses - Impaired Loans (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Dec. 31, 2021
Recorded Investment, with related allowance		$ 0
Unpaid Principal Balance, with related allowance		0
Recorded Investment, with no related allowance		668
Unpaid Principal Balance, with no related allowance		665
Related Allowance		0
Unpaid Principal Balance		665
Average Recorded Investment, with no related allowance	$ 1,118
Interest Income Recognized, with no related allowance	17
Average Recorded Investment, with related allowance	1,420
Interest Income Recognized, with related allowance	7
Average Recorded Investment	2,538
Interest Income Recognized	24
Commercial, Industrial and Agricultural Portfolio [Member]
Recorded Investment, with related allowance		0
Unpaid Principal Balance, with related allowance		0
Recorded Investment, with no related allowance		0
Unpaid Principal Balance, with no related allowance		0
Related Allowance		0
Recorded Investment		0
Unpaid Principal Balance		0
Average Recorded Investment, with no related allowance	0
Interest Income Recognized, with no related allowance	0
Average Recorded Investment, with related allowance	0
Interest Income Recognized, with related allowance	0
Average Recorded Investment	0
Interest Income Recognized	0
Consumer Portfolio Segment [Member]
Recorded Investment, with related allowance		0
Unpaid Principal Balance, with related allowance		0
Recorded Investment, with no related allowance		0
Unpaid Principal Balance, with no related allowance		0
Related Allowance		0
Recorded Investment		0
Unpaid Principal Balance		0
Average Recorded Investment, with no related allowance	0
Interest Income Recognized, with no related allowance	0
Average Recorded Investment, with related allowance	0
Interest Income Recognized, with related allowance	0
Average Recorded Investment	0
Interest Income Recognized	0
Residential 1 to 4 Family [Member] | Real Estate Portfolio Segment [Member]
Recorded Investment, with related allowance		0
Unpaid Principal Balance, with related allowance		0
Recorded Investment, with no related allowance		136
Unpaid Principal Balance, with no related allowance		134
Related Allowance		0
Recorded Investment		136
Unpaid Principal Balance		134
Average Recorded Investment, with no related allowance	870
Interest Income Recognized, with no related allowance	6
Average Recorded Investment, with related allowance	912
Interest Income Recognized, with related allowance	0
Average Recorded Investment	1,782
Interest Income Recognized	6
Commercial and Multifamily [Member] | Real Estate Portfolio Segment [Member]
Recorded Investment, with related allowance		0
Unpaid Principal Balance, with related allowance		0
Recorded Investment, with no related allowance		532
Unpaid Principal Balance, with no related allowance		531
Related Allowance		0
Recorded Investment		532
Unpaid Principal Balance		531
Average Recorded Investment, with no related allowance	248
Interest Income Recognized, with no related allowance	11
Average Recorded Investment, with related allowance	508
Interest Income Recognized, with related allowance	7
Average Recorded Investment	756
Interest Income Recognized	18
Construction, Land Development and Farmland [Member] | Real Estate Portfolio Segment [Member]
Recorded Investment, with related allowance		0
Unpaid Principal Balance, with related allowance		0
Recorded Investment, with no related allowance		0
Unpaid Principal Balance, with no related allowance		0
Related Allowance		0
Recorded Investment		0
Unpaid Principal Balance		0
Average Recorded Investment, with no related allowance	0
Interest Income Recognized, with no related allowance	0
Average Recorded Investment, with related allowance	0
Interest Income Recognized, with related allowance	0
Average Recorded Investment	0
Interest Income Recognized	0
Home Equity Loan [Member] | Real Estate Portfolio Segment [Member]
Recorded Investment, with related allowance		0
Unpaid Principal Balance, with related allowance		0
Recorded Investment, with no related allowance		0
Unpaid Principal Balance, with no related allowance		0
Related Allowance		0
Recorded Investment		0
Unpaid Principal Balance		$ 0
Average Recorded Investment, with no related allowance	0
Interest Income Recognized, with no related allowance	0
Average Recorded Investment, with related allowance	0
Interest Income Recognized, with related allowance	0
Average Recorded Investment	0
Interest Income Recognized	$ 0

Note 2 - Loans and Allowance _8

Note 2 - Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Loans on Nonaccrual Status	$ 0	$ 0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Loans on Nonaccrual Status	0	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Loans on Nonaccrual Status	0	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Loans on Nonaccrual Status	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans on Nonaccrual Status	0	0
Commercial, Industrial and Agricultural Portfolio [Member]
Loans on Nonaccrual Status	0	0
Consumer Portfolio Segment [Member]
Loans on Nonaccrual Status	$ 0	$ 0

Note 2 - Loans and Allowance _9

Note 2 - Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Loans, gross	$ 3,005,284	$ 2,495,938
Recorded Investment Greater Than 90 Days and Accruing	541	389
Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	2,200	3,742
Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	1,372	564
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	541	389
Financial Asset, Past Due [Member]
Loans, gross	4,113	4,695
Financial Asset, Not Past Due [Member]
Loans, gross	3,001,171	2,491,243
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Loans, gross	812,433	689,579
Recorded Investment Greater Than 90 Days and Accruing	386	357
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	1,053	2,072
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	842	169
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	386	357
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, Past Due [Member]
Loans, gross	2,281	2,598
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, Not Past Due [Member]
Loans, gross	810,152	686,981
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Loans, gross	993,647	908,673
Recorded Investment Greater Than 90 Days and Accruing	0	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	133	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	91	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	0	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, Past Due [Member]
Loans, gross	224	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, Not Past Due [Member]
Loans, gross	993,423	908,673
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Loans, gross	853,326	612,659
Recorded Investment Greater Than 90 Days and Accruing	0	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	0	1,154
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	48	215
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	0	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, Past Due [Member]
Loans, gross	48	1,369
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, Not Past Due [Member]
Loans, gross	853,278	611,290
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans, gross	142,043	92,229
Recorded Investment Greater Than 90 Days and Accruing	57	9
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	244	170
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	213	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	57	9
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Past Due [Member]
Loans, gross	514	179
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Not Past Due [Member]
Loans, gross	141,529	92,050
Commercial, Industrial and Agricultural Portfolio [Member]
Loans, gross	124,115	118,155
Recorded Investment Greater Than 90 Days and Accruing	0	0
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	76	59
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	74	81
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	0	0
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, Past Due [Member]
Loans, gross	150	140
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, Not Past Due [Member]
Loans, gross	123,965	118,015
Consumer Portfolio Segment [Member]
Loans, gross	79,720	74,643
Recorded Investment Greater Than 90 Days and Accruing	98	23
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	694	287
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	104	99
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	98	23
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans, gross	896	409
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans, gross	$ 78,824	$ 74,234

Note 2 - Loans and Allowance_10

Note 2 - Loans and Allowance for Credit Losses - Troubled Debt Restructuring (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Total TDRS	$ 960		$ 1,041
Number of Contracts	0	0
Pre Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment, Net of Related Allowance	$ 0	$ 0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Number of Contracts	0	0
Pre Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment, Net of Related Allowance	$ 0	$ 0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Number of Contracts	0	0
Pre Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment, Net of Related Allowance	$ 0	$ 0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Number of Contracts	0	0
Pre Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment, Net of Related Allowance	$ 0	$ 0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Number of Contracts	0	0
Pre Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment, Net of Related Allowance	$ 0	$ 0
Commercial, Industrial and Agricultural Portfolio [Member]
Number of Contracts	0	0
Pre Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment, Net of Related Allowance	$ 0	$ 0
Consumer Portfolio Segment [Member]
Number of Contracts	0	0
Pre Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment, Net of Related Allowance	0	$ 0
Performing Financial Instruments [Member]
Total TDRS	846		876
Nonperforming Financial Instruments [Member]
Total TDRS	$ 114		$ 165

Note 2 - Loans and Allowance_11

Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
2022	$ 782,457
2021	794,975
2020	400,961
2019	210,939
2018	118,630
Prior	299,539
Revolving loans	397,783
Loans, before allowance	2,991,325	$ 2,483,914
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	3,005,284	2,495,938
Pass [Member]
2022	782,364
2021	794,889
2020	399,817
2019	210,804
2018	118,500
Prior	295,930
Revolving loans	397,306
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	2,999,610	2,488,252
Special Mention [Member]
2022	19
2021	72
2020	1,093
2019	3
2018	116
Prior	2,161
Revolving loans	360
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	3,824	5,855
Substandard [Member]
2022	74
2021	14
2020	51
2019	132
2018	14
Prior	1,448
Revolving loans	117
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	1,850	1,831
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
2022	234,604
2021	259,368
2020	112,183
2019	63,741
2018	31,064
Prior	89,635
Revolving loans	21,838
Loans, before allowance	812,433
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	812,433	689,579
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Pass [Member]
2022	234,604
2021	259,368
2020	111,245
2019	63,610
2018	30,948
Prior	86,292
Revolving loans	21,489
Loans, before allowance	807,556
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		682,527
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Special Mention [Member]
2022	0
2021	0
2020	901
2019	0
2018	116
Prior	2,005
Revolving loans	349
Loans, before allowance	3,371
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		5,566
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Substandard [Member]
2022	0
2021	0
2020	37
2019	131
2018	0
Prior	1,338
Revolving loans	0
Loans, before allowance	1,506
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		1,486
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
2022	198,521
2021	228,852
2020	163,731
2019	109,657
2018	75,934
Prior	187,703
Revolving loans	29,249
Loans, before allowance	993,647
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	993,647	908,673
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Pass [Member]
2022	198,521
2021	228,852
2020	163,568
2019	109,657
2018	75,934
Prior	187,572
Revolving loans	29,249
Loans, before allowance	993,353
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		908,409
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Special Mention [Member]
2022	0
2021	0
2020	163
2019	0
2018	0
Prior	40
Revolving loans	0
Loans, before allowance	203
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Substandard [Member]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	91
Revolving loans	0
Loans, before allowance	91
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		264
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
2022	300,954
2021	279,972
2020	88,983
2019	10,153
2018	5,551
Prior	10,153
Revolving loans	157,560
Loans, before allowance	853,326
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	853,326	612,659
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Pass [Member]
2022	300,954
2021	279,972
2020	88,983
2019	10,153
2018	5,551
Prior	10,074
Revolving loans	157,560
Loans, before allowance	853,247
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		612,537
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Special Mention [Member]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	61
Revolving loans	0
Loans, before allowance	61
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		93
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Substandard [Member]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	18
Revolving loans	0
Loans, before allowance	18
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		29
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving loans	142,043
Loans, before allowance	142,043
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	142,043	92,229
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving loans	141,915
Loans, before allowance	141,915
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		92,208
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving loans	11
Loans, before allowance	11
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		11
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving loans	117
Loans, before allowance	117
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		10
Commercial, Industrial and Agricultural Portfolio [Member]
2022	25,034
2021	13,353
2020	28,631
2019	20,980
2018	5,581
Prior	5,115
Revolving loans	25,421
Loans, before allowance	124,115
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	124,115	118,155
Commercial, Industrial and Agricultural Portfolio [Member] | Pass [Member]
2022	25,034
2021	13,332
2020	28,612
2019	20,980
2018	5,581
Prior	5,060
Revolving loans	25,421
Loans, before allowance	124,020
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		118,058
Commercial, Industrial and Agricultural Portfolio [Member] | Special Mention [Member]
2022	0
2021	21
2020	19
2019	0
2018	0
Prior	55
Revolving loans	0
Loans, before allowance	95
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		96
Commercial, Industrial and Agricultural Portfolio [Member] | Substandard [Member]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving loans	0
Loans, before allowance	0
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		1
Consumer Portfolio Segment [Member]
2022	23,344
2021	13,430
2020	7,433
2019	6,408
2018	500
Prior	6,933
Revolving loans	21,672
Loans, before allowance	79,720
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	79,720	74,643
Consumer Portfolio Segment [Member] | Pass [Member]
2022	23,251
2021	13,365
2020	7,409
2019	6,404
2018	486
Prior	6,932
Revolving loans	21,672
Loans, before allowance	79,519
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		74,513
Consumer Portfolio Segment [Member] | Special Mention [Member]
2022	19
2021	51
2020	10
2019	3
2018	0
Prior	0
Revolving loans	0
Loans, before allowance	83
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		89
Consumer Portfolio Segment [Member] | Substandard [Member]
2022	74
2021	14
2020	14
2019	1
2018	14
Prior	1
Revolving loans	0
Loans, before allowance	$ 118
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process		$ 41

Note 3 - Debt and Equity Secu_3

Note 3 - Debt and Equity Securities (Details Textual) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-Sale, Amortized Cost, Total	$ 995,115,000	$ 906,135,000
Debt Securities, Available-for-Sale, Total	839,152,000	897,585,000
Debt Securities, Available-for-Sale, Allowance for Credit Loss, Ending Balance	0
Asset Pledged as Collateral [Member] | Public Deposits and Other Required Purposes [Member]
Debt Securities, Available-for-Sale, Amortized Cost, Total	417,122,000	368,718,000
Debt Securities, Available-for-Sale, Total	352,371,000	364,893,000
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-Sale, Amortized Cost, Total	147,779,000	130,594,000
Debt Securities, Available-for-Sale, Total	$ 126,143,000	$ 128,281,000

Note 3 - Debt and Equity Secu_4

Note 3 - Debt and Equity Securities - Debt and Equity Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available-for-sale, amortized cost	$ 995,115	$ 906,135
Securities, Available-for-sale, Gross Unrealized Gains	5	5,645
Securities, Available-for-sale, Gross Unrealized Losses	155,968	14,195
Debt Securities, Available-for-Sale, Total	839,152	897,585
US Treasury and Other US Government Agencies Debt Securities [Member]
Available-for-sale, amortized cost	14,658	7,320
Securities, Available-for-sale, Gross Unrealized Gains	0	0
Securities, Available-for-sale, Gross Unrealized Losses	1,180	99
Debt Securities, Available-for-Sale, Total	13,478	7,221
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-sale, amortized cost	180,264	163,700
Securities, Available-for-sale, Gross Unrealized Gains	0	20
Securities, Available-for-sale, Gross Unrealized Losses	31,410	4,490
Debt Securities, Available-for-Sale, Total	148,854	159,230
Collateralized Mortgage-Backed Securities [Member]
Available-for-sale, amortized cost	531,472	465,588
Securities, Available-for-sale, Gross Unrealized Gains	5	2,726
Securities, Available-for-sale, Gross Unrealized Losses	78,069	6,537
Debt Securities, Available-for-Sale, Total	453,408	461,777
Asset-Backed Securities [Member]
Available-for-sale, amortized cost	41,256	46,583
Securities, Available-for-sale, Gross Unrealized Gains	0	213
Securities, Available-for-sale, Gross Unrealized Losses	1,526	83
Debt Securities, Available-for-Sale, Total	39,730	46,713
Corporate Debt Securities [Member]
Available-for-sale, amortized cost	2,500	2,500
Securities, Available-for-sale, Gross Unrealized Gains	0	75
Securities, Available-for-sale, Gross Unrealized Losses	121	0
Debt Securities, Available-for-Sale, Total	2,379	2,575
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale, amortized cost	224,965	220,444
Securities, Available-for-sale, Gross Unrealized Gains	0	2,611
Securities, Available-for-sale, Gross Unrealized Losses	43,662	2,986
Debt Securities, Available-for-Sale, Total	$ 181,303	$ 220,069

Note 3 - Debt and Equity Secu_5

Note 3 - Debt and Equity Securities - Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Due in one year or less, securities available-for-sale, amortized cost	$ 5,455
Due in one year or less, securities available-for-sale, estimated market value	5,277
Due after one year through five years, securities available-for-sale, amortized cost	85,654
Due after one year through five years, securities available-for-sale, estimated market value	78,157
Due after five years through ten years, securities available-for-sale, amortized cost	271,526
Due after five years through ten years, securities available-for-sale, estimated market value	226,693
Due after ten years, securities available-for-sale, amortized cost	632,480
Due after ten years, securities available-for-sale, estimated market value	529,025
Securities available-for-sale, amortized cost	995,115	$ 906,135
Securities available-for-sale, estimated market value	$ 839,152	$ 897,585

Note 3 - Debt and Equity Secu_6

Note 3 - Debt and Equity Securities - Gross Unrealized Losses and Fair Value of Company's Investments (Details) $ in Thousands	Sep. 30, 2022 USD ($) item	Dec. 31, 2021 USD ($) item
Available-for-Sale Securities, Less than 12 Months, Fair Value	$ 403,078	$ 536,868
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 57,376	$ 8,736
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included	322	215
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 435,154	$ 137,126
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 98,592	$ 5,459
Available-for-Sale Securities, 12 Months or More, Number of Securities Included	248	85
Available-for-Sale Securities, Total, Fair Value	$ 838,232	$ 673,994
Available-for-Sale Securities, Total, Unrealized Losses	155,968	14,195
US Treasury and Other US Government Agencies Debt Securities [Member]
Available-for-Sale Securities, Less than 12 Months, Fair Value	7,061	7,221
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 252	$ 99
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included	2	3
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 6,417	$ 0
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 928	$ 0
Available-for-Sale Securities, 12 Months or More, Number of Securities Included	3	0
Available-for-Sale Securities, Total, Fair Value	$ 13,478	$ 7,221
Available-for-Sale Securities, Total, Unrealized Losses	1,180	99
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-Sale Securities, Less than 12 Months, Fair Value	27,129	110,981
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 4,477	$ 2,466
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included	9	33
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 121,725	$ 45,725
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 26,933	$ 2,024
Available-for-Sale Securities, 12 Months or More, Number of Securities Included	49	19
Available-for-Sale Securities, Total, Fair Value	$ 148,854	$ 156,706
Available-for-Sale Securities, Total, Unrealized Losses	31,410	4,490
Collateralized Mortgage-Backed Securities [Member]
Available-for-Sale Securities, Less than 12 Months, Fair Value	229,613	317,211
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 30,715	$ 4,644
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included	152	96
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 222,875	$ 54,692
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 47,354	$ 1,893
Available-for-Sale Securities, 12 Months or More, Number of Securities Included	98	33
Available-for-Sale Securities, Total, Fair Value	$ 452,488	$ 371,903
Available-for-Sale Securities, Total, Unrealized Losses	78,069	6,537
Asset-Backed Securities [Member]
Available-for-Sale Securities, Less than 12 Months, Fair Value	34,357	17,945
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 1,346	$ 67
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included	25	9
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 5,373	$ 484
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 180	$ 16
Available-for-Sale Securities, 12 Months or More, Number of Securities Included	4	1
Available-for-Sale Securities, Total, Fair Value	$ 39,730	$ 18,429
Available-for-Sale Securities, Total, Unrealized Losses	1,526	83
Corporate Debt Securities [Member]
Available-for-Sale Securities, Less than 12 Months, Fair Value	2,379	0
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 121	$ 0
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included | item	1	0
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 0	$ 0
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 0	$ 0
Available-for-Sale Securities, 12 Months or More, Number of Securities Included | item	0	0
Available-for-Sale Securities, Total, Fair Value	$ 2,379	$ 0
Available-for-Sale Securities, Total, Unrealized Losses	121	0
US States and Political Subdivisions Debt Securities [Member]
Available-for-Sale Securities, Less than 12 Months, Fair Value	102,539	83,510
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 20,465	$ 1,460
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included	133	74
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 78,764	$ 36,225
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 23,197	$ 1,526
Available-for-Sale Securities, 12 Months or More, Number of Securities Included	94	32
Available-for-Sale Securities, Total, Fair Value	$ 181,303	$ 119,735
Available-for-Sale Securities, Total, Unrealized Losses	$ 43,662	$ 2,986

Note 4 - Derivatives (Details T

Note 4 - Derivatives (Details Textual) - USD ($)	Sep. 30, 2022	Dec. 31, 2021	Jun. 30, 2020
Interest Rate Lock Commitments [Member]
Derivative, Notional Amount	$ 13,487,000	$ 20,340,000
Derivative Asset, Subject to Master Netting Arrangement, before Offset	147,000	657,000
Forward Contracts [Member]
Derivative, Notional Amount	12,250,000	20,500,000
Derivative, Fair Value, Net, Total	$ 320,000	$ 6,000
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member] | Fair Value Hedging [Member]
Derivative, Notional Amount			$ 30,000,000

Note 4 - Derivatives - Summary

Note 4 - Derivatives - Summary of Fair Value Hedge Relationships (Details) - Interest Rate Swap [Member] - Fair Value Hedging [Member] - Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Weighted Average Remaining Maturity (Year)	7 years 8 months 1 day	8 years 5 months 1 day
Notional Amount	$ 30,000	$ 30,000
Other Assets [Member]
Estimated Fair Value	$ 4,826	$ 1,192
London Interbank Offered Rate (LIBOR) Swap Rate [Member]
Weighted Average Pay Rate	0.65%	0.65%

Note 4 - Derivatives - Income S

Note 4 - Derivatives - Income Statement Effects of Fair Value Hedge Relationships (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Hedged items	$ (3,616)	$ (986)
Designated as Hedging Instrument [Member] | Fair Value Hedging [Member]
Derivative designated as hedging instruments	$ 3,634	$ 1,053

Note 4 - Derivatives - Amounts

Note 4 - Derivatives - Amounts Recorded on the Balance Sheet Related to Cumulative Basis Adjustments for Fair Value Hedges (Details) - Fair Value Hedging [Member] - Designated as Hedging Instrument [Member] - Interest Rate Swap [Member] - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Carrying Amount of the Hedged Assets	$ 25,101	$ 28,717
Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets	$ (4,899)	$ (1,283)

Note 4 - Derivatives - Net Gain

Note 4 - Derivatives - Net Gains (Losses) Relating to Free-standing Derivative Instruments (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Interest Rate Contract [Member]
Net gains (losses)	$ (804)	$ 87
Forward Contracts [Member]
Net gains (losses)	$ 314	$ 247

Note 4 - Derivatives - Amount a

Note 4 - Derivatives - Amount and Fair Value of Mortgage Banking Derivatives (Details) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Interest Rate Contract [Member]
Derivative, amount	$ 13,487,000	$ 20,340,000
Derivative, net	(147,000)	657,000
Forward Contracts [Member]
Derivative, amount	12,250,000	20,500,000
Derivative, net	$ 320,000	$ 6,000

Note 5 - Mortgage Servicing R_3

Note 5 - Mortgage Servicing Rights - Principal Balances (Details) $ in Thousands	Sep. 30, 2022 USD ($)
FHLMC	$ 80,675

Note 5 - Mortgage Servicing R_4

Note 5 - Mortgage Servicing Rights - Mortgage Servicing Rights Under Amortization Method (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($)
Balance at beginning of period	$ 0
Servicing rights retained from loans sold	1,320
Amortization	(304)
Valuation Allowance Provision	0
Balance at end of period	1,016
Fair value, end of period	$ 1,194

Note 5 - Mortgage Servicing R_5

Note 5 - Mortgage Servicing Rights - Key Data and Assumptions Used in Estimating Fair Value (Details)	9 Months Ended
	Sep. 30, 2022
Prepayment speed	6.91%
Weighted-average life (in years) (Year)	9 years 1 month 13 days
Weighted-average note rate	4.21%
Weighted-average discount rate	9%

Note 6 - Equity Incentive Pla_3

Note 6 - Equity Incentive Plans (Details Textual) - USD ($)	9 Months Ended
	Sep. 30, 2022	Apr. 13, 2019	Jun. 30, 2016	Apr. 30, 2009
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number, Ending Balance (in shares)	254,821
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Ending Balance (in dollars per share)	$ 55.19
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 5,024,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	3 years 11 months 1 day
Stock Appreciation Rights (SARs) [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number, Ending Balance (in shares)	181,090
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Ending Balance (in dollars per share)	$ 53.48
The 2009 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)				100,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)		0
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number, Ending Balance (in shares)	5,987
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Ending Balance (in dollars per share)	$ 35.31
The 2016 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)			750,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)	195,476
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number, Ending Balance (in shares)	248,834
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Ending Balance (in dollars per share)	$ 55.67
The 2016 Equity Incentive Plan [Member] | Stock Appreciation Rights (SARs) [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number, Ending Balance (in shares)	181,090
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Ending Balance (in dollars per share)	$ 53.48

Note 6 - Equity Incentive Pla_4

Note 6 - Equity Incentive Plans - Summary of Stock Option Activity (Details) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Exercised (in shares)	(2,839)	(6,182)	(8,754)	(14,333)
Stock Options and Stock Appreciation Rights [Member]
Options and SARs outstanding at beginning of period (in shares)			357,254	284,591
Options and SARs outstanding at beginning of period (in dollars per share)			$ 50.18	$ 43.71
Granted (in shares)			114,332	24,999
Granted, Weighted Average Exercise Price (in dollars per share)			$ 64.06	$ 59.02
Exercised (in shares)			(34,508)	(38,883)
Exercised, Weighted Average Exercise Price (in dollars per share)			$ 41.95	$ 40.75
Forfeited or expired (in shares)			(1,167)	(100)
Forfeited or expired, Weighted Average Exercise Price (in dollars per share)			$ 46.81	$ 31.31
Outstanding at end of period (in shares)	435,911	270,607	435,911	270,607
Outstanding at end of period (in dollars per share)	$ 54.48	$ 45.55	$ 54.48	$ 45.55
Options and SARs exercisable at September 30 (in shares)	168,017	164,544	168,017	164,544
Options and SARs exercisable at September 30 (in dollars per share)	$ 43.67	$ 41.91	$ 43.67	$ 41.91

Note 7 - Regulatory Capital - S

Note 7 - Regulatory Capital - Summary of Company's and Wilson Banks Actual Capital Amounts and Ratios (Details) $ in Thousands	Sep. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Total capital to risk weighted assets actual amount	$ 497,360	$ 455,813
Total capital to risk weighted assets actual ratio	0.135	0.139
Total capital to risk weighted assets regulatory minimum capital requirement amount	$ 294,682	$ 261,404
Total capital to risk weighted assets regulatory minimum capital requirement ratio (	0.080	0.080
Well capitalized amount	$ 368,352	$ 326,755
Total capital to risk weighted assets regulatory minimum capital requirement well capitalized ratio	0.100	0.100
Tier 1 capital to risk weighted assets actual amount	$ 452,928	$ 415,226
Tier 1 capital to risk weighted assets actual ratio	0.123	0.127
Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount	$ 221,011	$ 196,052
Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio	0.060	0.060
Tier 1 capital to risk well capitalized amount	$ 294,681	$ 261,403
Tier 1 capital to risk weighted assets regulatory well capitalized ratio	0.080	0.080
Common equity Tier 1 capital to risk weighted assets actual amount	$ 452,928	$ 415,226
Common equity Tier 1 capital to risk weighted assets actual ratio	0.123	0.127
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount	$ 165,758	$ 147,039
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio	0.045	0.045
Tier 1 capital to average assets actual amount	$ 452,928	$ 415,226
Tier 1 capital to average assets actual ratio	0.110	0.108
Tier 1 capital to average assets regulatory minimum capital requirement amount	$ 165,284	$ 154,280
Tier 1 capital to average assets regulatory minimum capital requirement ratio (as a percent)	0.040	0.040
Wilson Bank [Member]
Total capital to risk weighted assets actual amount	$ 494,996	$ 452,130
Total capital to risk weighted assets actual ratio	0.134	0.138
Total capital to risk weighted assets regulatory minimum capital requirement amount	$ 294,680	$ 261,317
Total capital to risk weighted assets regulatory minimum capital requirement ratio (	0.080	0.080
Well capitalized amount	$ 368,350	$ 326,646
Total capital to risk weighted assets regulatory minimum capital requirement well capitalized ratio	0.100	0.100
Tier 1 capital to risk weighted assets actual amount	$ 450,564	$ 411,543
Tier 1 capital to risk weighted assets actual ratio	0.122	0.126
Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount	$ 221,011	$ 195,987
Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio	0.060	0.060
Tier 1 capital to risk well capitalized amount	$ 294,681	$ 261,316
Tier 1 capital to risk weighted assets regulatory well capitalized ratio	0.080	0.080
Common equity Tier 1 capital to risk weighted assets actual amount	$ 450,564	$ 411,543
Common equity Tier 1 capital to risk weighted assets actual ratio	0.122	0.126
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount	$ 165,758	$ 146,990
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio	0.045	0.045
Common equity Tier 1 capital to risk weighted assets regulatory well capitalized	$ 239,429	$ 212,319
Common equity Tier 1 capital to risk weighted assets well capitalized ratio	0.065	0.065
Tier 1 capital to average assets actual amount	$ 450,564	$ 411,543
Tier 1 capital to average assets actual ratio	0.109	0.107
Tier 1 capital to average assets regulatory minimum capital requirement amount	$ 165,229	$ 154,230
Tier 1 capital to average assets regulatory minimum capital requirement ratio (as a percent)	0.040	0.040
Tier 1 capital to average assets well capitalized	$ 206,537	$ 192,787
Tier 1 capital to average assets well capitalized ratio (as a percent)	0.050	0.050

Note 8 - Fair Value Measureme_3

Note 8 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable, Allowance for Credit Loss, Ending Balance	$ 37,580	$ 35,238	$ 39,632	$ 39,311	$ 39,314	$ 38,539
Impaired Financing Receivable, Related Allowance			$ 0
Collateral Pledged [Member]
Financing Receivable, Allowance for Credit Loss, Ending Balance	$ 0

Note 8 - Fair Value Measureme_4

Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-Sale, Total	$ 839,152	$ 897,585
US Treasury and Other US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	13,478	7,221
US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	148,854	159,230
Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale, Total	453,408	461,777
Asset-Backed Securities [Member]
Debt Securities, Available-for-Sale, Total	39,730	46,713
Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	2,379	2,575
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	181,303	220,069
Fair Value, Recurring [Member] | Reported Value Measurement [Member]
Hedged Loans	25,101	28,717
Debt Securities, Available-for-Sale, Total	839,152	897,585
Mortgage loans held for sale	3,555	11,843
Derivative Asset, Subject to Master Netting Arrangement, before Offset	5,146	1,855
Other investments	2,073	2,034
Total assets	875,027	942,034
Derivative instruments	147	0
Total liabilities	147	0
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | US Treasury and Other US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	13,478	7,221
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	148,854	159,230
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale, Total	453,408	461,777
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | Asset-Backed Securities [Member]
Debt Securities, Available-for-Sale, Total	39,730	46,713
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	2,379	2,575
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	181,303	220,069
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Hedged Loans	0	0
Debt Securities, Available-for-Sale, Total	13,478	7,221
Mortgage loans held for sale	0	0
Derivative Asset, Subject to Master Netting Arrangement, before Offset	0	0
Other investments	0	0
Total assets	13,478	7,221
Derivative instruments	0	0
Total liabilities	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | US Treasury and Other US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	13,478	7,221
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale, Total	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Asset-Backed Securities [Member]
Debt Securities, Available-for-Sale, Total	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Hedged Loans	25,101	28,717
Debt Securities, Available-for-Sale, Total	825,674	890,364
Mortgage loans held for sale	3,555	11,843
Derivative Asset, Subject to Master Netting Arrangement, before Offset	5,146	1,855
Other investments	0	0
Total assets	859,476	932,779
Derivative instruments	147	0
Total liabilities	147	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | US Treasury and Other US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	148,854	159,230
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale, Total	453,408	461,777
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Asset-Backed Securities [Member]
Debt Securities, Available-for-Sale, Total	39,730	46,713
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	2,379	2,575
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	181,303	220,069
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Hedged Loans	0	0
Debt Securities, Available-for-Sale, Total	0	0
Mortgage loans held for sale	0	0
Derivative Asset, Subject to Master Netting Arrangement, before Offset	0	0
Other investments	2,073	2,034
Total assets	2,073	2,034
Derivative instruments	0	0
Total liabilities	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | US Treasury and Other US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale, Total	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Asset-Backed Securities [Member]
Debt Securities, Available-for-Sale, Total	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale, Total	$ 0	$ 0

Note 8 - Fair Value Measureme_5

Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands		Sep. 30, 2022	Dec. 31, 2021
Reported Value Measurement [Member]
Other real estate owned		$ 0	$ 0
Collateral dependent loans (¹)	[1]	643
Total assets		643	668
Impaired loans, net (¹)	[1]		668
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Other real estate owned		0	0
Collateral dependent loans (¹)	[1]	0
Total assets		0	0
Impaired loans, net (¹)	[1]		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Other real estate owned		0	0
Collateral dependent loans (¹)	[1]	0
Total assets		0	0
Impaired loans, net (¹)	[1]		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Other real estate owned		0	0
Collateral dependent loans (¹)	[1]	643
Total assets		$ 643	668
Impaired loans, net (¹)	[1]		$ 668
[1]As of September 30, 2022 no valuation allowance was recorded on collateral dependent loans. As of December 31, 2021 no valuation allowance was recorded on impaired loans.

Note 8 - Fair Value Measureme_6

Note 8 - Fair Value Measurements - Additional Information on Assets Measured on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - Measurement Input, Discount Rate [Member] - Fair Value, Inputs, Level 3 [Member] - Weighted Average [Member]	Sep. 30, 2022	[1]
Collateral dependent loans	0.10
Other real estate owned	0.10
[1]The fair value is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent.

Note 8 - Fair Value Measureme_7

Note 8 - Fair Value Measurements - Changes in Fair Value Due to Observable Factors (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Fair value, other assets	$ 2,026	$ 0	$ 2,034	$ 0
Fair value, other liabilities	0	0	0	0
Total realized gains included in income, other assets	47	20	39	20
Total realized gains included in income, other liabilities	0	0	0	0
Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held, other assets	0	0	0	0
Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held, other liabilities	0	0	0	0
Purchases, issuances and settlements, net, other assets	0	2,000	0	2,000
Purchases, issuances and settlements, net, other liabilities	0	0	0	0
Transfers out of Level 3, other assets	0	0	0	0
Transfers out of Level 3, other liabilities	0	0	0	0
Fair value, other assets	2,073	2,020	2,073	2,020
Fair value, other liabilities	0	0	0	0
Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30	47	20	39	20
Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at September 30	$ 0	$ 0	$ 0	$ 0

Note 8 - Fair Value Measureme_8

Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands		Sep. 30, 2022	Dec. 31, 2021
Mortgage servicing rights		$ 1,194
Reported Value Measurement [Member]
Cash and cash equivalents		95,572	$ 453,418
Loans, net		2,928,644	2,444,282
Mortgage servicing rights		1,016
Deposits		3,745,656	3,555,071
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	[1]	95,572	453,418
Loans, net	[1]	2,862,636	2,439,539
Mortgage servicing rights		1,194
Deposits	[1]	3,021,826	3,227,520
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents		95,572	453,418
Loans, net		0	0
Mortgage servicing rights		0
Deposits		0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents		0	0
Loans, net		0	0
Mortgage servicing rights		1,194
Deposits		0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents		0	0
Loans, net		2,862,636	2,439,539
Mortgage servicing rights		0
Deposits		$ 3,021,826	$ 3,227,520
[1]Estimated fair values are consistent with an exit-price concept. The assumptions used to estimate the fair values are intended to approximate those that a market-participant would realize in a hypothetical orderly transaction.

Note 9 - Income Taxes (Details

Note 9 - Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Jun. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Unrecognized Tax Benefits, Ending Balance	$ 0			$ 0
Effective Income Tax Rate Reconciliation, Percent, Total	22.95%	22.83%		23.34%	23.63%
Effective Income Tax Rate Reconciliation, at Federal and State Statutory Income Tax Rate, Percent			26.14%	26.14%
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued, Total	$ 0			$ 0
State and Local Jurisdiction [Member] | State of Tennessee [Member]
Open Tax Year				2018 2019 2020 2021
Domestic Tax Authority [Member] | Internal Revenue Service (IRS) [Member]
Open Tax Year				2019 2020 2021

Note 10 - Earnings Per Share -

Note 10 - Earnings Per Share - Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Numerator – Earnings available to common stockholders	$ 15,190	$ 13,342	$ 40,702	$ 35,625
Denominator – Weighted average number of common shares outstanding (in shares)	11,429,027	11,165,313	11,348,628	11,110,006
Basic earnings per common share (in dollars per share)	$ 1.33	$ 1.19	$ 3.59	$ 3.21
Numerator – Earnings available to common stockholders	$ 15,190	$ 13,342	$ 40,702	$ 35,625
Dilutive effect of stock options (in shares)	31,916	32,097	31,627	30,580
Weighted average diluted common shares outstanding (in shares)	11,460,943	11,197,410	11,380,255	11,140,586
Diluted earnings per common share (in dollars per share)	$ 1.33	$ 1.19	$ 3.58	$ 3.20

Note 11 - Commitments and Con_3

Note 11 - Commitments and Contingent Liabilities (Details Textual)	9 Months Ended
	Sep. 30, 2022
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Financing Receivable, Percentage of Loans Delivered to Investors	100%
Standby Letters of Credit [Member]
Debt Instrument, Term (Year)	2 years

Note 11 - Commitments and Con_4

Note 11 - Commitments and Contingent Liabilities - Total Contractual Amount for All Off-balance Sheet Commitments (Details)	Sep. 30, 2022 USD ($)
Standby Letters of Credit [Member]
Commitments	$ 79,404,000
Commitments to Extend Credit [Member]
Commitments	$ 1,274,381,000

Note 11 - Commitments and Con_5

Note 11 - Commitments and Contingent Liabilities - Allowance on Off-balance Sheet Credit Exposures (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Beginning balance, January 1	$ 955	$ 693
Credit loss expense (benefit)	(298)	221
Ending balance, September 30,	6,852	914
Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance, January 1	$ 6,195	$ 0