Wilson Bank Holding (WBHC) 10-Q 9 May 23 2023 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2023	May 09, 2023
Document Information [Line Items]
Entity Central Index Key	0000885275
Entity Registrant Name	WILSON BANK HOLDING CO
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	0-20402
Entity Incorporation, State or Country Code	TN
Entity Tax Identification Number	62-1497076
Entity Address, Address Line One	623 West Main Street
Entity Address, City or Town	Lebanon
Entity Address, State or Province	TN
Entity Address, Postal Zip Code	37087
City Area Code	615
Local Phone Number	444-2265
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		11,571,984

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Loans	$ 3,268,584	$ 3,153,609
Less: Allowance for credit losses	(41,446)	(39,813)
Net loans	3,227,138	3,113,796
Securities available-for-sale, at market (amortized cost $961,551 and $972,315, respectively)	834,077	822,812
Loans held for sale	4,184	3,355
Interest bearing deposits	124,867	78,948
Restricted equity securities	3,461	4,357
Federal funds sold	28,064	308
Total earning assets	4,221,791	4,023,576
Cash and due from banks	23,379	25,533
Bank premises and equipment, net	61,769	62,031
Accrued interest receivable	11,930	11,397
Deferred income tax asset	45,604	51,323
Bank owned life insurance	58,400	58,007
Other assets	49,080	48,978
Goodwill	4,805	4,805
Total assets	4,476,758	4,285,650
Liabilities and Stockholders’ Equity
Noninterest-bearing	406,315	414,905
Interest bearing	1,031,625	1,070,628
Savings and money market accounts	1,544,964	1,640,312
Time	1,066,439	766,860
Total Deposits	4,049,343	3,892,705
Accrued interest payable and other liabilities	38,575	32,493
Total liabilities	4,087,918	3,925,198
Stockholders’ equity:
Common stock, $2.00 par value; authorized 50,000,000 shares, issued and outstanding 11,571,554 and 11,472,181 shares, respectively	23,143	22,944
Additional paid-in capital	128,965	122,298
Retained earnings	330,861	325,625
Noncontrolling interest in consolidated subsidiary	30	15
Accumulated other comprehensive losses, net of taxes of $33,315 and $39,073 respectively	(94,159)	(110,430)
Total stockholders’ equity	388,840	360,452
Total liabilities and stockholders’ equity	$ 4,476,758	$ 4,285,650

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Available-for-sale, amortized cost	$ 961,551	$ 972,315

Consolidated Statements of Earn

Consolidated Statements of Earnings (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest income:
Interest and fees on loans	$ 43,284	$ 29,604
Interest and dividends on securities:
Taxable securities	4,485	3,231
Exempt from federal income taxes	390	324
Interest on loans held for sale	71	154
Interest on federal funds sold	42	7
Interest on balances held at depository institutions	586	145
Interest and dividends on restricted securities	71	34
Total interest income	48,929	33,499
Interest expense:
Interest on negotiable order of withdrawal accounts	1,260	465
Interest on money market and savings accounts	5,213	442
Interest on time deposits	6,987	1,221
Interest on Federal Home Loan Bank advances	2	0
Interest on Federal funds purchased	21	0
Interest on finance leases	16	16
Total interest expense	13,499	2,144
Net interest income before provision for credit losses	35,430	31,355
Provision for credit losses - loans	1,962	1,892
Provision for credit losses - off-balance sheet exposures	(1,278)	825
Net interest income after provision for credit losses	34,746	28,638
Non-interest income:
Service charges on deposit accounts	1,868	1,719
Brokerage income	1,652	1,739
Debit and credit card interchange income, net	1,972	1,794
Other fees and commissions	337	308
Income on BOLI and annuity contracts	442	335
Gain on sale of loans	730	2,214
Mortgage servicing income	3	0
Gain (loss) on sale of fixed assets	(42)	28
Gain (loss) on sale of other assets	(1)	8
Other income (loss)	42	(10)
Total non-interest income	7,003	8,135
Non-interest expense:
Salaries and employee benefits	15,017	14,396
Occupancy expenses, net	1,414	1,348
Advertising & public relations expense	768	659
Furniture and equipment expense	830	856
Data processing expense	2,212	1,757
Directors’ fees	144	153
Audit, legal & consulting expenses	267	227
Other operating expenses	3,170	2,833
Total non-interest expense	23,822	22,229
Earnings before income taxes	17,927	14,544
Income taxes	4,071	3,171
Net earnings	13,856	11,373
Net earnings attributable to noncontrolling interest	(15)	0
Net earnings attributable to Wilson Bank Holding Company	$ 13,841	$ 11,373
Weighted average number of common shares outstanding-basic (in shares)	11,543,497	11,276,121
Weighted average number of common shares outstanding-diluted (in shares)	11,573,260	11,308,006
Basic earnings per common share (in dollars per share)	$ 1.20	$ 1.01
Diluted earnings per common share (in dollars per share)	1.20	1.01
Dividends per common share (in dollars per share)	$ 0.75	$ 0.75

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Earnings (Losses) (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Net earnings	$ 13,856	$ 11,373
Other comprehensive earnings (losses):
Unrealized gains (losses) on available-for-sale securities	22,029	(60,286)
Tax effect	(5,758)	15,755
Other comprehensive earnings (losses):	16,271	(44,531)
Comprehensive earnings (losses)	30,127	(33,158)
Comprehensive (earnings) losses attributable to noncontrolling interest	(15)	0
Comprehensive earnings (losses) attributable to Wilson Bank Holding Company	$ 30,112	$ (33,158)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Additional Paid-in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Noncontrolling Interest [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Noncontrolling Interest [Member]	AOCI Attributable to Parent [Member]	Total
Balance at beginning of period at Dec. 31, 2021	$ 0	$ 0	$ 1,011	$ 0	$ 0	$ 1,011	$ 22,403	$ 105,177	$ 292,452	$ 0	$ (6,315)	$ 413,717
Cash dividends declared							0	0	(8,401)	0	0	(8,401)
Issuance of shares of common stock pursuant to dividend reinvestment plan							206	6,305	0	0	0	6,511
Issuance of shares of common stock pursuant to exercise of stock options							6	51	0	0	0	57
Share based compensation expense							0	161	0	0	0	161
Net change in fair value of available-for-sale securities during the year, net of taxes							0	0	0	0	(44,531)	(44,531)
Net earnings							0	0	11,373	0	0	11,373
Balance at end of period at Mar. 31, 2022							22,615	111,694	296,435	0	(50,846)	379,898
Balance at beginning of period at Dec. 31, 2022							22,944	122,298	325,625	15	(110,430)	360,452
Cash dividends declared							0	0	(8,605)	0	0	(8,605)
Issuance of shares of common stock pursuant to dividend reinvestment plan							194	6,372	0	0	0	6,566
Issuance of shares of common stock pursuant to exercise of stock options							5	68	0	0	0	73
Share based compensation expense							0	227	0	0	0	227
Net change in fair value of available-for-sale securities during the year, net of taxes							0	0	0	0	16,271	16,271
Net earnings							0	0	13,841	15	0	13,856
Balance at end of period at Mar. 31, 2023							$ 23,143	$ 128,965	$ 330,861	$ 30	$ (94,159)	$ 388,840

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Cash dividends declared, per share (in dollars per share)	$ 0.75	$ 0.75
Issuance of shares of common stock pursuant to dividend reinvestment plan, shares (in shares)	96,762	102,933
Issuance of shares of common stock, shares (in shares)	2,600	3,308
Net change in fair value of available-for-sale securities during the period, taxes	$ 5,758	$ 15,755

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
OPERATING ACTIVITIES
Net earnings	$ 13,856	$ 11,373
Adjustments to reconcile consolidated net income to net cash provided (used) by operating activities
Provision for credit losses	684	2,717
Deferred income tax benefit	(39)	(80)
Depreciation and amortization of premises and equipment	1,117	1,113
Loss (gain) on disposal of premises and equipment	42	(28)
Net amortization of securities	716	1,323
Gains on mortgage loans sold, net	(730)	(2,214)
Share-based compensation expense	220	385
Loss (gain) on sale of other assets	1	(8)
Increase in value of life insurance and annuity contracts	(442)	(335)
Mortgage loans originated for resale	(20,826)	(53,117)
Proceeds from sale of mortgage loans	20,727	55,899
Right of use asset amortization	109	95
Change in
Accrued interest receivable	(533)	(1,255)
Other assets	(984)	(1,013)
Accrued interest payable	3,411	(409)
Other liabilities	5,305	4,362
TOTAL ADJUSTMENTS	8,778	7,435
NET CASH PROVIDED BY OPERATING ACTIVITIES	22,634	18,808
INVESTING ACTIVITIES
Purchases	(4,314)	(84,967)
Maturities, prepayments and calls	14,362	32,423
Redemptions (purchases) of restricted equity securities	896	0
Net increase in loans	(114,769)	(142,636)
Purchase of buildings, leasehold improvements, and equipment	(874)	(810)
Proceeds from sale of premises and equipment	0	28
Purchase of life insurance and annuity contracts	0	(95)
Redemption of annuity contracts	262	0
NET CASH USED IN INVESTING ACTIVITIES	(104,437)	(196,057)
FINANCING ACTIVITIES
Net change in deposits - non-maturing	(142,941)	155,830
Net change in deposits - time	299,579	(20,436)
Change in escrow balances	(1,340)	2,936
Repayment of finance lease obligation	(8)	(6)
Issuance of common stock related to exercise of stock options	73	57
Issuance of common stock pursuant to dividend reinvestment plan	6,566	6,511
Cash dividends paid on common stock	(8,605)	(8,401)
NET CASH PROVIDED BY FINANCING ACTIVITIES	153,324	136,491
NET CHANGE IN CASH AND CASH EQUIVALENTS	71,521	(40,758)
CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD	104,789	453,418
CASH AND CASH EQUIVALENTS - END OF PERIOD	176,310	412,660
Supplemental disclosure of cash flow information:
Interest	10,088	2,553
Taxes	1,320	1,167
Non-cash investing and financing activities:
Change in fair value of securities available-for-sale, net of tax (expense)/benefit of ($5,758) and $15,755 for the three months ended March 31, 2023 and 2022, respectively	16,271	(44,531)
Non-cash transfers from loans to other real estate	0	0
Non-cash transfers from loans to other assets	$ 0	$ 0

Consolidated Statements of Ca_2

Consolidated Statements of Cash Flows (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Unrealized gain in value of securities available-for-sale, taxes	$ (5,758)	$ 15,755

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Significant Accounting Policies [Text Block]	Note 1. Nature of Business June 1, 2022, Basis of Presentation 10 not 10 December 31, 2022 These consolidated financial statements include the accounts of the Company, the Bank, and Encompass. Significant intercompany transactions and accounts are eliminated in consolidation. Use of Estimates aterial estimates that are particularly susceptible to significant change in the near term include the determination of the allowance for credit losses, the valuation of deferred tax assets, determination of any impairment of goodwill or other intangibles, the valuation of other real estate (if any), and the fair value of financial instruments. These financial statements should be read in conjunction with the Company’s Annual Report on Form 10 December 31, 2022 . There have been no 10 December 31, 2022 . Accounting Changes, Reclassifications and Restatements January 1, 2022, 2016 13, 326 326 326 326 326 not not In connection with the adoption of ASC 326, Allowance For Credit Losses - Loans 326, not 2 Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures 326, No 11 Securities no Interest income on securities includes amortization of purchase premiums and discounts. Premiums and discounts on securities are generally amortized using the interest method with a constant effective yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Premiums on callable securities are amortized to their earliest call date. A security is placed on non-accrual status if (i) principal or interest has been in default for a period of 90 not not Allowance for Credit Losses - Securities Available-for-Sale not not not Newly Issued Not Information about certain recently issued accounting standards updates is presented below. Also refer to Note 1 2022 10 Accounting Standards Update 2022 03, 820 June 2022, 820 December 15, 2023. 2022 03 2022 03 Recently Adopted Accounting Standards ASU 2016 13, “ Financial Instruments - Credit Losses (Topic 326 ” ASU 2016 - 13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. As noted above, effective January 1, 2022 the Company adopted ASU 2016 - 13, which resulted in a $7.6 million decrease to the allowance for credit losses and a $6.2 million increase to the reserve for unfunded commitments, resulting in a $1.0 million increase in retained earnings (net of taxes). See Note 2 – Loans and Allowance for Credit Losses for additional information. Accounting Standards Update 2020 04, 848 March 2020, March 12, 2020 December 31, 2022. December 2022, Accounting Standards Update 2020 04, 848 Accounting Standards Update 2022 06, 848 848, March 12, 2020 December 31, 2024. August 2023. ASU 2022 01, “ Derivatives and Hedging (Topic 815 ” ASU 2022 - 01 was issued to expand the scope of assets eligible for portfolio layer method hedging to include all financial assets. The update also expands the current last-of-layer method that permits only one hedged layer to allow multiple hedged layers of a single closed portfolio. The last-of-layer method is renamed the portfolio layer method, because more than the last layer of a portfolio could be hedged. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. The adoption of ASU 2022 01 not ASU 2022 02, “ Financial Instruments - Credit Losses (Topic 326 ” ASU 2022 - 02 was issued to respond to feedback received from post-implementation review of Topic 326. The amendments eliminate the troubled debt restructuring (TDR) recognition and measurement guidance and now require that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosures and include new disclosure requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. To improve consistency for vintage disclosures, the ASU requires that public business entities disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326 - 20. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. The adoption of ASU 2022 02 not Other than those previously discussed, there were no

Note 2 - Loans and Allowance fo

Note 2 - Loans and Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 2. Loans — For financial reporting purposes, the Company classifies its loan portfolio based on the underlying collateral utilized to secure each loan. This classification is consistent with that utilized in the Quarterly Report of Condition and Income filed by the Bank with the Federal Deposit Insurance Corporation (“FDIC”). The following schedule details the loans of the Company at March 31, 2023 December 31, 2022 (In Thousands) March 31, 2023 December 31, 2022 Residential 1-4 family real estate $ 875,547 $ 854,970 Commercial and multi-family real estate 1,101,151 1,064,297 Construction, land development and farmland 932,107 879,528 Commercial, industrial and agricultural 125,115 124,603 1-4 family equity lines of credit 156,236 151,032 Consumer and other 92,225 93,332 Total loans before net deferred loan fees 3,282,381 3,167,762 Net deferred loan fees (13,797 ) (14,153 ) Total loans 3,268,584 3,153,609 Less: Allowance for credit losses (41,446 ) (39,813 ) Net loans $ 3,227,138 $ 3,113,796 Risk characteristics relevant to each portfolio segment are as follows: Construction, land development and farmland: may may Residential 1 4 1 4 first second 1 4 first second second 1 4 Commercial and multi-family real estate: Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may third 50 third Commercial, industrial, and agricultural: may not may may may Consumer: may one five may Allowance For Credit Losses ("ACL") - Loans. 326, may not not The Company’s discounted cash flow methodology incorporates a probability of default and loss given default model, as well as expectations of future economic conditions, using reasonable and supportable forecasts. Together, the probability of default and loss given default model with the use of reasonable and supportable forecasts generate estimates for cash flows expected and not third four four may For segments where the discounted cash flow methodology is not The estimated loan losses for all loan segments are adjusted for changes in qualitative factors not may 1. Changes in lending policies and procedures, including changes in underwriting standards and collection, charge-off, and recovery practices not 2. Changes in international, national, regional, and local economic and business conditions and developments that affect the collectability of the portfolio, including the condition of various market segments. 3. Changes in the nature and volume of the portfolio and in the terms of loans. 4. Changes in the experience, ability, and depth of lending management and other relevant staff. 5. Changes in the volume and severity of past-due loans, the volume of non-accrual loans, and the volume and severity of adversely classified or graded loans. 6. Changes in the quality of the Company's loan review system. 7. Changes in the value of underlying collateral for collateral-dependent loans. 8. The existence and effect of any concentrations of credit, and changes in the level of such concentrations. 9. The effect of other external factors such as competition and legal and regulatory requirements on the level of estimated credit losses in the Company’s existing portfolio. The qualitative allowance allocation, as determined by the processes noted above, is increased or decreased for each loan segment based on the assessment of these various qualitative factors. Loans that do not $500,000 not 326 $100,000 In assessing the adequacy of the allowance for credit losses, the Company considers the results of the Company's ongoing independent loan review process. The Company undertakes this process both to ascertain those loans in the portfolio with elevated credit risk and to assist in its overall evaluation of the risk characteristics of the entire loan portfolio. Its loan review process includes the judgment of management, independent internal loan reviewers and reviews that may third In accordance with CECL, losses are estimated over the remaining contractual terms of loans, adjusted for prepayments and curtailment. The contractual term excludes expected extensions, renewals and modifications. Credit losses are estimated on the amortized cost basis of loans, which includes the principal balance outstanding and deferred loan fees and costs. While management utilizes its best judgment and information available, the ultimate appropriateness of the allowance is dependent upon a variety of factors beyond our control, including the performance of our loan portfolio, the economy, changes in interest rates and the view of the regulatory authorities toward loan classifications. Loans are charged off when management believes that the full collectability of the loan is unlikely. As such, a loan may Transactions in the allowance for credit losses for the three March 31, 2023 March 31, 2022 (In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total March 31, 2023 Allowance for credit losses - loans: Beginning balance January 1, $ 7,310 15,299 13,305 1,437 1,170 1,292 39,813 Provision for credit losses 647 387 488 118 54 268 1,962 Charge-offs — — — — — (448 ) (448 ) Recoveries — — 4 — — 115 119 Ending balance $ 7,957 15,686 13,797 1,555 1,224 1,227 41,446 (In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total March 31, 2022 Allowance for credit losses - loans: Beginning balance January 1, $ 9,242 16,846 9,757 1,329 1,098 1,360 39,632 Impact of adopting ASC 326 (3,393 ) (3,433 ) (266 ) 219 (324 ) (367 ) (7,564 ) Provision 53 619 902 33 83 202 1,892 Charge-offs — — — — — (287 ) (287 ) Recoveries 8 — 3 7 — 87 105 Ending balance $ 5,910 14,032 10,396 1,588 857 995 33,778 The following table presents the amortized cost basis of collateral dependent loans at March 31, 2023 December 31, 2022 In Thousands Real Estate Other Total March 31, 2023 Residential 1-4 family real estate $ 1,077 — 1,077 Commercial and multi-family real estate 2,953 — 2,953 Construction, land development and farmland — — — Commercial, industrial and agricultural — 102 102 1-4 family equity lines of credit — — — Consumer and other — — — 4,030 102 4,132 In Thousands Real Estate Other Total December 31, 2022 Residential 1-4 family real estate $ 130 — 130 Commercial and multi-family real estate 508 — 508 Construction, land development and farmland — — — Commercial, industrial and agricultural — — — 1-4 family equity lines of credit — — — Consumer and other — — — $ 638 — 638 Loans are placed on nonaccrual status when there is a significant deterioration in the financial condition of the borrower, which often is determined when the principal or interest on the loan is more than 90 not The following tables present the Company’s nonaccrual loans and past due loans as of March 31, 2023 December 31, 2022 Loans on Nonaccrual Status In Thousands March 31, December 31, 2023 2022 Residential 1-4 family real estate $ — $ — Commercial and multi-family real estate — — Construction, land development and farmland — — Commercial, industrial and agricultural — — 1-4 family equity lines of credit — — Consumer and other — — Total $ — $ — Past Due Loans (In thousands) 30-59 Days Past Due 60-89 Days Past Due Non Accrual and Greater Than 89 Days Past Due Total Non Accrual and Past Due Current Total Loans Recorded Investment Greater Than 89 Days Past Due and Accruing March 31, 2023 Residential 1-4 family real estate $ 4,049 113 198 4,360 871,187 875,547 $ 198 Commercial and multi-family real estate 455 — 50 505 1,100,646 1,101,151 50 Construction, land development and farmland 1,412 — 350 1,762 930,345 932,107 350 Commercial, industrial and agricultural 188 — — 188 124,927 125,115 — 1-4 family equity lines of credit 210 — — 210 156,026 156,236 — Consumer and other 427 119 465 1,011 91,214 92,225 465 Total $ 6,741 232 1,063 8,036 3,274,345 3,282,381 $ 1,063 December 31, 2022 Residential 1-4 family real estate $ 2,046 1,080 426 3,552 851,418 854,970 $ 426 Commercial and multi-family real estate 397 1,626 400 2,423 1,061,874 1,064,297 400 Construction, land development and farmland 591 — — 591 878,937 879,528 — Commercial, industrial and agricultural 49 62 — 111 124,492 124,603 — 1-4 family equity lines of credit 74 77 — 151 150,881 151,032 — Consumer and other 403 184 43 630 92,702 93,332 43 Total $ 3,560 3,029 869 7,458 3,160,304 3,167,762 $ 869 Occasionally, the Company modifies loans to borrowers in financial distress by providing, principal forgiveness, term extension, an other-than-insignificant payment delay or interest rate reduction. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. In some cases, the Company provides multiple types of concessions on one one may two The following table presents the amortized cost basis of loans at March 31, 2023 g the three March 31, 2023 (In Thousands) Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Term Extension and Principal Forgiveness Combination Term Extension and Interest Rate Reduction Total Class of Financing Receivable Residential 1-4 family real estate $ — $ 947 $ — $ — $ — $ — 0.11 % Commercial and multi-family real estate — 2,453 — — — — 0.22 % Construction, land development and farmland — — — — — — — % Commercial, industrial and agricultural — — 102 — — — 0.08 % 1-4 family equity lines of credit — — — — — — — % Consumer and other — — — — — — — % Total $ — $ 3,400 $ 102 $ — $ — $ — 0.11 % The Company has not The Company closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of such loans that have been modified within the last 12 In Thousands 30-59 Days Past Due 60-89 Days Past Due Greater Than 89 Days Past Due Total Past Due March 31, 2023 Residential 1-4 family real estate $ — $ — $ — $ — Commercial and multi-family real estate — — — — Construction, land development and farmland — — — — Commercial, industrial and agricultural — — — — 1-4 family equity lines of credit — — — — Consumer and other — — — — Total $ — $ — $ — $ — The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the three March 31, 2023 (dollars in thousands): Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Months of Term Extension Residential 1-4 family real estate $ — — % — Commercial and multi-family real estate — — — Construction, land development and farmland — — — Commercial, industrial and agricultural — — 37 1-4 family equity lines of credit — — — Consumer and other — — — Total $ — — % 37 The following table presents the amortized cost basis of loans that had a payment default during the three March 31, 2023 and wer twelve In Thousands Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Residential 1-4 family real estate $ — $ — $ — $ — Commercial and multi-family real estate — — — — Construction, land development and farmland — — — — Commercial, industrial and agricultural — — — — 1-4 family equity lines of credit — — — — Consumer and other — — — — Total $ — $ — $ — $ — Upon the Company's determination that a modified loan (or a portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off. Therefore, the amortized costs basis of the loan is reduced by the amount deemed uncollectible and the allowance for credit losses is adjusted by the same amount. As of March 31, 2023 December 31, 2022 Potential problem loans, which include nonperforming loans, amounted to approximately $5.9 million at March 31, 2023 December 31, 2022 The following summary presents the Bank's loan balances by primary loan classification and the amount classified within each risk rating category. Pass rated loans include all credits other than those included in special mention, substandard and doubtful which are defined as follows: • Special mention loans have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may • Substandard loans are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Assets so classified must have a well-defined weakness or weaknesses that jeopardize liquidation of the debt. Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not • Doubtful loans have all the characteristics of substandard loans with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The Bank considers all doubtful loans to be collateral dependent and places such loans on nonaccrual status. The table below presents loan balances classified within each risk rating category by primary loan type and based on year of origination as of March 31, 2023 In Thousands Revolving 2023 2022 2021 2020 2019 Prior Loans Total March 31, 2023 Residential 1-4 family real estate Pass $ 44,488 289,370 255,567 102,467 60,721 105,372 12,567 870,552 Special mention — 243 — 881 62 2,022 349 3,557 Substandard — — — — 130 1,308 — 1,438 Total Residential 1-4 family real estate $ 44,488 289,613 255,567 103,348 60,913 108,702 12,916 875,547 Residential 1-4 family real estate: Current-period gross charge-offs $ — — — — — — — — Commercial and multi-family real estate Pass $ 24,805 278,229 250,048 188,005 101,438 231,162 27,180 1,100,867 Special mention — — — 160 — 37 — 197 Substandard — — — — — 87 — 87 Total Commercial and multi-family real estate $ 24,805 278,229 250,048 188,165 101,438 231,286 27,180 1,101,151 Commercial and multi-family real estate: Current-period gross charge-offs $ — — — — — — — — Construction, land development and farmland Pass $ 57,368 376,451 246,028 46,923 9,199 14,018 182,052 932,039 Special mention — — — — — 58 — 58 Substandard — — — — — 10 — 10 Total Construction, land development and farmland $ 57,368 376,451 246,028 46,923 9,199 14,086 182,052 932,107 Construction, land development and farmland: Current-period gross charge-offs $ — — — — — — — — Commercial, industrial and agricultural Pass $ 11,801 36,672 9,936 14,589 18,536 8,830 24,608 124,972 Special mention 102 7 18 16 — — — 143 Substandard — — — — — — — — Total Commercial, industrial and agricultural $ 11,903 36,679 9,954 14,605 18,536 8,830 24,608 125,115 Commercial, industrial and agricultural: Current-period gross charge-offs $ — — — — — — — — 1-4 family equity lines of credit Pass $ — — — — — — 156,036 156,036 Special mention — — — — — — 86 86 Substandard — — — — — — 114 114 Total 1-4 family equity lines of credit $ — — — — — — 156,236 156,236 1-4 family equity lines of credit: Current-period gross charge-offs $ — — — — — — — — Consumer and other Pass $ 7,065 24,041 9,354 16,987 5,645 6,930 21,967 91,989 Special mention — 22 90 16 — — — 128 Substandard — 78 13 13 — 4 — 108 Total Consumer and other $ 7,065 24,141 9,457 17,016 5,645 6,934 21,967 92,225 Consumer and other: Current-period gross charge-offs $ — 69 29 4 — — 346 448 The table below presents loan balances classified within each risk rating category based on year of origination as of March 31, 2023 In Thousands 2023 2022 2021 2020 2019 Prior Revolving Loans Total March 31, 2023 Pass $ 145,527 1,004,763 770,933 368,971 195,539 366,312 424,410 3,276,455 Special mention 102 272 108 1,073 62 2,117 435 4,169 Substandard — 78 13 13 130 1,409 114 1,757 Total $ 145,629 1,005,113 771,054 370,057 195,731 369,838 424,959 3,282,381 The table below presents loan balances classified within each risk rating category by primary loan type and based on year of origination as of December 31, 2022 : In Thousands Revolving 2022 2021 2020 2019 2018 Prior Loans Total December 31, 2022 Residential 1-4 family real estate: Pass $ 290,315 262,690 106,107 61,984 29,526 81,229 17,751 849,602 Special mention 245 300 885 62 115 1,955 349 3,911 Substandard — — — 131 — 1,326 — 1,457 Total Residential 1-4 family real estate $ 290,560 262,990 106,992 62,177 29,641 84,510 18,100 854,970 Commercial and multi-family real estate: Pass $ 271,403 246,265 161,326 107,908 74,494 166,267 36,342 1,064,005 Special mention — — 162 — — 40 — 202 Substandard — — — — — 90 — 90 Total Commercial and multi-family real estate $ 271,403 246,265 161,488 107,908 74,494 166,397 36,342 1,064,297 Construction, land development and farmland: Pass $ 364,681 237,051 90,341 9,648 5,212 9,445 163,076 879,454 Special mention — — — — — 60 — 60 Substandard — — — — — 14 — 14 Total Construction, land development and farmland $ 364,681 237,051 90,341 9,648 5,212 9,519 163,076 879,528 Commercial, industrial and agricultural: Pass $ 39,222 10,812 15,743 20,441 5,062 4,641 28,567 124,488 Special mention 7 44 17 — — 47 — 115 Substandard — — — — — — — — Total Commercial, industrial and agricultural $ 39,229 10,856 15,760 20,441 5,062 4,688 28,567 124,603 1-4 family equity lines of credit: Pass $ — — — — — — 150,849 150,849 Special mention — — — — — — 67 67 Substandard — — — — — — 116 116 Total 1-4 family equity lines of credit $ — — — — — — 151,032 151,032 Consumer and other: Pass $ 28,487 11,163 18,075 5,995 345 6,757 22,166 92,988 Special mention 74 130 20 2 — — — 226 Substandard 74 19 13 — 11 1 — 118 Total Consumer and other $ 28,635 11,312 18,108 5,997 356 6,758 22,166 93,332 The table below presents loan balances classified within each risk rating category based on year of origination as of December 31, 2022 : In Thousands 2023 2022 2021 2020 2019 Prior Revolving Loans Total December 31, 2022 Pass $ 994,108 767,981 391,592 205,976 114,639 268,339 418,751 3,161,386 Special mention 326 474 1,084 64 115 2,102 416 4,581 Substandard 74 19 13 131 11 1,431 116 1,795 Total $ 994,508 768,474 392,689 206,171 114,765 271,872 419,283 3,167,762

Note 3 - Debt and Equity Securi

Note 3 - Debt and Equity Securities	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3. Debt and equity securities have been classified in the consolidated balance sheet according to management’s intent. Debt and equity securities at March 31, 2023 December 31, 2022 March 31, 2023 Securities Available-For-Sale In Thousands Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value U.S. Treasury and other U.S. government agencies $ 7,362 — 712 6,650 U.S. Government-sponsored enterprises (GSEs) 177,255 — 25,854 151,401 Mortgage-backed securities 508,650 96 66,248 442,498 Asset-backed securities 45,875 21 2,145 43,751 Corporate bonds 2,500 — 99 2,401 Obligations of states and political subdivisions 219,909 106 32,639 187,376 $ 961,551 223 127,697 834,077 December 31, 2022 Securities Available-For-Sale In Thousands Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value U.S. Treasury and other U.S. government agencies $ 7,353 — 856 6,497 U.S. Government-sponsored enterprises (GSEs) 177,261 — 32,049 145,212 Mortgage-backed securities 518,727 1 74,290 444,438 Asset-backed securities 47,538 — 2,288 45,250 Corporate bonds 2,500 — 97 2,403 Obligations of states and political subdivisions 218,936 — 39,924 179,012 $ 972,315 1 149,504 822,812 As of March 31, 2023 no Included in mortgage-backed securities are collateralized mortgage oblig ations tota March 31, 2023 December 31, 2022 Securities carried on the balance sheet of approximately $495,544,000 (approximate market value of $429,996,000) and $477,051,000 (approximate market value of $405,403,000) were pledged to secure public deposits and for other purposes as required by law at March 31, 2023 December 31, 2022 At March 31, 2023 , there were no one 10% The amortized cost and estimated market value of debt securities at March 31, 2023 may Available-For-Sale In Thousands Amortized Cost Estimated Market Value Due in one year or less $ 5,000 $ 4,904 Due after one year through five years 88,512 80,251 Due after five years through ten years 272,922 234,745 Due after ten years 595,117 514,177 $ 961,551 $ 834,077 The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2023 December 31, 2022 In Thousands, Except Number of Securities Less than 12 Months 12 Months or More Total March 31, 2023 Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Available-for-Sale Securities: U.S. Treasury and other U.S. government agencies $ — $ — — $ 6,650 $ 712 3 $ 6,650 $ 712 U.S. Government-sponsored enterprises (GSEs) 8,984 400 3 142,416 25,454 55 151,400 25,854 Mortgage-backed securities 27,881 1,262 17 401,945 64,986 220 429,826 66,248 Asset-backed securities 17,182 889 8 24,092 1,256 21 41,274 2,145 Corporate bonds — — — 2,401 99 1 2,401 99 Obligations of states and political subdivisions 458 3 1 179,085 32,636 202 179,543 32,639 $ 54,505 $ 2,554 29 $ 756,589 $ 125,143 502 $ 811,094 $ 127,697 In Thousands, Except Number of Securities Less than 12 Months 12 Months or More Total December 31, 2022 Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Available-for-Sale Securities: U.S. Treasury and other U.S. government agencies $ — $ — — $ 6,497 $ 856 — 6,497 $ 856 U.S. Government-sponsored enterprises (GSEs) 9,747 872 4 135,465 31,177 54 145,212 32,049 Mortgage-backed securities 148,441 14,601 113 295,431 59,689 136 443,872 74,290 Asset-backed securities 35,276 1607 21 9,974 681 11 45,250 2,288 Corporate bonds 2,403 97 1 — — — 2,403 97 Obligations of states and political subdivisions 58,567 6,056 76 120,445 33,868 128 179,012 39,924 $ 254,434 $ 23,233 215 $ 567,812 $ 126,271 332 $ 822,246 $ 149,504 The applicable date for determining when securities are in an unrealized loss position is March 31, 2023 December 31, 2022 three March 31, 2023 twelve December 31, 2022 not 12 As shown in the tables above, at March 31, 2023 December 31, 2022 1. not not not March 31, 2023 not not may no March 31, 2023 not no March 31, 2023 Mortgage-Backed Securities At March 31, 2023 not not not not not March 31, 2023 The Company's mortgage-backed securities portfolio includes non-agency collateralized mortgage obligations with a fair value of $10.9 million which had unrealized losses of approximately $1.6 million at March 31, 2023 March 31, 2023 March 31, 2023 no not not not Obligations of States and Political Subdivisions Unrealized losses on municipal bonds have not not not not Asset-Backed Securities The Company's asset-backed securities portfolio includes agency and non-agency asset backed and other amortizing debt securities with a fair value of $43.8 million which had unrealized losses of approximately $2.1 million at March 31, 2023 March 31, 2023 no not not not Corporate Bonds The Company's lone corporate debt security with a fair value of $2.4 million which had an unrealized loss of approximately $0.1 million at March 31, 2023 March 31, 2023 no not not not

Note 4 - Derivatives

Note 4 - Derivatives	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 4. Derivatives Designated as Fair Value Hedges For derivative instruments that are designated and qualify as a fair value hedge, the gain or loss on the derivative instrument as well as the offsetting loss or gain on the hedged asset or liability attributable to the hedged risk are recognized in current earnings. The gain or loss on the derivative instrument is presented on the same income statement line item as the earnings effect of the hedged item. The Company utilizes interest rate swaps designated as fair value hedges to mitigate the effect of changing interest rates on the fair values of fixed rate loans. The hedging strategy on loans converts the fixed interest rates to LIBOR-based variable interest rates. These derivatives are designated as partial term hedges of selected cash flows covering specified periods of time prior to the maturity dates of the hedged loans. During th e second 2020, one to 1 September 1, 2023, 1 A summary of the Company's fair value hedge relationships as of March 31, 2023 December 31, 2022 March 31, 2023 Balance Sheet Location Weighted Average Remaining Maturity (In Years) Weighted Average Pay Rate Receive Rate Notional Amount Estimated Fair Value Interest rate swap agreements - loans Other assets 7.18 0.65 % 1 month LIBOR $ 30,000 3,987 December 31, 2022 Balance Sheet Location Weighted Average Remaining Maturity (In Years) Weighted Average Pay Rate Receive Rate Notional Amount Estimated Fair Value Interest rate swap agreements - loans Other assets 7.42 0.65 % 1 month LIBOR $ 30,000 4,520 The effects of fair value hedge relationships reported in interest income on loans on the consolidated statements of income for the three March 31, 2023 2022 Three Months Ended March 31, Gain (loss) on fair value hedging relationship 2023 2022 Interest rate swap agreements - loans: Hedged items $ 535 (1,584 ) Derivative designated as hedging instruments (533 ) 1,606 The following amounts were recorded on the balance sheet related to cumulative basis adjustments for fair value hedges at March 31, 2023 December 31, 2022 Carrying Amount of the Hedged Assets Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets Line item on the balance sheet March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Loans $ 25,987 25,452 (4,013 ) (4,548 ) Mortgage Banking Derivatives C ommitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of mortgage loans to third rate lock commitments are entered into in an effort to economically hedge the effect of changes in interest rates resulting from its commitments to fund the loans. At March 31, 2023 and December 31, 2022 , the Company had approximately and , respectively, of interest rate lock commitments and approximately and , respectively, of forward commitments for the future delivery of residential mortgage loans. March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 nges in the fair values of these mortgage-banking derivatives are included in net gains on sale of loans. The net gains (losses) relating to free-standing derivative instruments used for risk management is summarized below (in thousands): In Thousands March 31, 2023 March 31, 2022 Interest rate contracts for customers $ 147 (153 ) Forward contracts related to mortgage loans held for sale and interest rate contracts (105 ) 567 The following table reflects the amount and fair value of mortgage banking derivatives included in the consolidated balance sheet as of March 31, 2023 December 31, 2022 In Thousands March 31, 2023 December 31, 2022 Notional Amount Fair Value Notional Amount Fair Value Included in other assets (liabilities): Interest rate contracts for customers $ 10,978 270 6,923 123 Forward contracts related to mortgage loans held-for-sale 11,000 (43 ) 6,250 62

Note 5 - Mortgage Servicing Rig

Note 5 - Mortgage Servicing Rights	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Transfers and Servicing of Financial Assets [Text Block]	Note 5. During the first 2022, third not March 31, 2023 December 31, 2022 In Thousands March 31, 2023 December 31, 2022 Mortgage loan portfolios serviced for: FHLMC $ 94,873 $ 85,742 For the three March 31, 2023 2022 In Thousands March 31, 2023 March 31, 2022 Balance at beginning of period $ 1,065 — Servicing rights retained from loans sold 116 617 Amortization (34 ) (12 ) Valuation Allowance Provision — — Balance at end of period $ 1,147 605 Fair value, end of period $ 1,335 697 The key data and assumptions used in estimating the fair value of the Company's mortgage servicing rights as of March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Prepayment speed 7.92 % 7.18 % Weighted-average life (in years) 8.61 8.98 Weighted-average note rate 4.55 % 4.34 % Weighted-average discount rate 9.00 % 9.00 %

Note 6 - Equity Incentive Plans

Note 6 - Equity Incentive Plans	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 6. In April 2009, 2009 “2009 2009 April 14, 2009. 2009 2009 2009 2009 April 13, 2019, may 2009 2009 March 31, 2023 2009 During the second 2016, 2016 2016 January 25, 2016 April 12, 2016. September 26, 2016, 2016 “2016 March 31, 2023 2016 March 31, 2023 2016 As of March 31, 2023 The following table summarizes information about stock options and cash-settled SARs for the three March 31, 2023 2022 March 31, 2023 March 31, 2022 Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price Options and SARs outstanding at beginning of period 414,778 $ 55.13 357,254 $ 50.18 Granted — — 27,166 63.25 Exercised (7,503 ) 44.20 (11,324 ) 41.17 Forfeited or expired (5,167 ) 60.35 (300 ) 51.25 Outstanding at end of period 402,108 $ 55.26 372,796 $ 51.41 Options and SARs exercisable at March 31 186,714 $ 48.30 171,270 $ 42.39 As of March 31, 2023 re was of total unrecognized cost related to non-vested share-based compensation arrangements granted under the Company's equity incentive plans. The cost is expected to be recognized over a weighted-average period of years. A summary of restricted share awards activity is as follows: Restricted Share Awards Shares Weighted Average Grant-Date Fair Value Outstanding at December 31, 2022 1,075 $ 64.03 Granted 1,107 67.85 Vested — — Forfeited — — Outstanding at March 31, 2023 2,182 $ 65.97 The shares vest over various time periods. As of March 31, 2023 , there was $111,000 of unrecognized compensation cost related to non-vested restricted share awards. The cost is expected to be charged over a weighted-average period of 2.29 years for the restricted share awards.

Note 7 - Regulatory Capital

Note 7 - Regulatory Capital	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 7. Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The net unrealized gain or loss on available for sale securities is not March 31, 2023 , the Bank and the Company meet all capital adequacy requirements to which they are subject. Prompt corrective action regulations provide five not March 31, 2023 and December 31, 2022 , the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are no The Company’s and Wilson Bank’s actual capital amounts and ratios as of March 31, 2023 December 31, 2022 2.5% not Actual Minimum Capital Adequacy For Classification Under Corrective Action Plan as Well Capitalized Amount Ratio Amount Ratio Amount Ratio (dollars in thousands) March 31, 2023 Total capital to risk weighted assets: Consolidated $ 524,496 13.7 % $ 306,344 8.0 % $ 382,930 10.0 % Wilson Bank 523,664 13.7 306,344 8.0 382,930 10.0 Tier 1 capital to risk weighted assets: Consolidated 478,193 12.5 229,759 6.0 306,345 8.0 Wilson Bank 477,361 12.5 229,758 6.0 306,344 8.0 Common equity Tier 1 capital to risk weighted assets: Consolidated 478,163 12.5 172,318 4.5 N/A N/A Wilson Bank 477,331 12.5 172,319 4.5 248,905 6.5 Tier 1 capital to average assets: Consolidated 478,193 10.7 178,694 4.0 N/A N/A Wilson Bank 477,361 10.7 178,621 4.0 223,277 5.0 Actual Minimum Capital Adequacy For Classification Under Corrective Action Plan as Well Capitalized Amount Ratio Amount Ratio Amount Ratio (dollars in thousands) December 31, 2022 Total capital to risk weighted assets: Consolidated $ 512,025 13.5 % $ 303,440 8.0 % $ 379,300 10.0 % Wilson Bank 509,169 13.4 303,334 8.0 379,168 10.0 Tier 1 capital to risk weighted assets: Consolidated 466,076 12.3 227,580 6.0 303,440 8.0 Wilson Bank 463,220 12.2 227,500 6.0 303,333 8.0 Common equity Tier 1 capital to risk weighted assets: Consolidated 466,061 12.3 170,685 4.5 N/A N/A Wilson Bank 463,205 12.2 170,625 4.5 246,458 6.5 Tier 1 capital to average assets: Consolidated 466,076 11.2 166,712 4.0 N/A N/A Wilson Bank 463,220 11.1 166,648 4.0 208,310 5.0 Dividend Restrictions The Company and the Bank are subject to dividend restrictions set forth by the Tennessee Department of Financial Institutions and federal banking agencies, as applicable. Additional restrictions may

Note 8 - Fair Value Measurement

Note 8 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 8. FASB ASC 820, Fair Value Measurements and Disclosures not not Valuation Hierarchy FASB ASC 820 three three • Level 1 • Level 2 • Level 3 A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. Following is a description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such assets and liabilities pursuant to the valuation hierarchy. Assets Securities available-for-sale — 1 1 not 2 3 Hedged loans Collateral dependent loans third 3 Other real estate owned — 3 Mortgage loans held-for-sale 2 Derivative Instruments 2 Other investments third 3 not not The following tables present the financial instruments carried at fair value as of March 31, 2023 December 31, 2022 820 Assets and Liabilities Measured at Fair Value on a Recurring Basis (In Thousands) Total Carrying Value in the Consolidated Balance Sheet Quoted Market Prices in an Active Market (Level 1) Models with Significant Observable Market Parameters (Level 2) Models with Significant Unobservable Market Parameters (Level 3) March 31, 2023 Hedged Loans $ 25,987 — 25,987 — Investment securities available-for-sale: U.S. Treasury and other U.S. government agencies 6,650 6,650 — — U.S. Government sponsored enterprises 151,401 — 151,401 — Mortgage-backed securities 442,498 — 442,498 — Asset-backed securities 43,751 — 43,751 — Corporate bonds 2,401 — 2,401 — State and municipal securities 187,376 — 187,376 — Total investment securities available-for-sale 834,077 6,650 827,427 — Mortgage loans held for sale 4,184 — 4,184 — Derivative instruments 4,257 — 4,257 — Other investments 2,007 — — 2,007 Total assets $ 870,512 6,650 861,855 2,007 Derivative instruments $ 43 — 43 — Total liabilities $ 43 — 43 — December 31, 2022 Hedged Loans $ 25,452 — 25,452 — Investment securities available-for-sale: U.S. Treasury and other U.S. government agencies 6,497 6,497 — — U.S. Government sponsored enterprises 145,212 — 145,212 — Mortgage-backed securities 444,438 — 444,438 — Asset-backed securities 45,250 — 45,250 — Corporate bonds 2,403 — 2,403 — State and municipal securities 179,012 — 179,012 — Total investment securities available-for-sale 822,812 6,497 816,315 — Mortgage loans held for sale 3,355 — 3,355 — Derivative instruments 4,705 — 4,705 — Other investments 1,965 — — 1,965 Total assets $ 858,289 6,497 849,827 1,965 Derivative instruments $ — — — — Total liabilities $ — — — — Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis (In Thousands) Total Carrying Value in the Consolidated Balance Sheet Quoted Market Prices in an Active Market (Level 1) Models with Significant Observable Market Parameters (Level 2) Models with Significant Unobservable Market Parameters (Level 3) March 31, 2023 Other real estate owned $ — — — — Collateral dependent loans (¹) 4,115 — — 4,115 Total $ 4,115 — — 4,115 December 31, 2022 Other real estate owned $ — — — — Collateral dependent loans (¹) 638 — — 638 Total $ 638 — — 638 ( 1 As of March 31, 2023 a reserve of $17 was recorded on collateral dependent loans. As of December 31, 2022 no reserve was recorded on collateral dependent loans. The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which we have utilized Level 3 March 31, 2023 December 31, 2022 Valuation Techniques (1) Significant Unobservable Inputs Weighted Average Collateral dependent loans Appraisal Estimated costs to sell 10% Other real estate owned Appraisal Estimated costs to sell 10% ( 1 may 3 not not In the case of its investment securities portfolio, the Company monitors the valuation technique utilized by various pricing agencies to ascertain when transfers between levels have been affected. The nature of the remaining assets and liabilities is such that transfers in and out of any level are expected to be rare. For the three March 31, 2023 , there were no 1, 2 3. The table below includes a rollforward of the balance sheet amounts for the three March 31, 2023 2022 3 3 3 3 For the Three Months Ended March 31, 2023 2022 Other Assets Other Liabilities Other Assets Other Liabilities Fair value, January 1 $ 1,965 — $ 2,034 — Total realized gains (losses) included in income 42 — (10 ) — Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at March 31 — — — — Purchases, issuances and settlements, net — — — — Transfers out of Level 3 — — — — Fair value, March 31 $ 2,007 — $ 2,024 — Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at March 31 $ 42 — $ (10 ) — The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments that are not not March 31, 2023 December 31, 2022 not may Cash and cash equivalents 1. Loans For variable-rate loans that reprice frequently and have no Mortgage servicing rights Deposits and Federal Home Loan Bank borrowings Off-Balance Sheet Instruments not The following table presents the carrying amounts, estimated fair value and placement in the fair valuation hierarchy of the Company’s financial instruments at March 31, 2023 December 31, 2022 Carrying/ Notional Estimated Quote Market Prices in an Active Market Models with Significant Observable Market Parameters Models with Significant Unobservable Market Parameters (in Thousands) Amount Fair Value (¹) (Level 1) (Level 2) (Level 3) March 31, 2023 Financial assets: Cash and cash equivalents $ 176,310 176,310 176,310 — — Loans, net 3,201,151 3,032,301 — — 3,032,301 Mortgage servicing rights 1,147 1,335 — 1,335 — Financial liabilities: Deposits 4,049,343 3,467,969 — — 3,467,969 December 31, 2022 Financial assets: Cash and cash equivalents $ 104,789 104,789 104,789 — — Loans, net 3,088,344 2,992,161 — — 2,992,161 Mortgage servicing rights 1,065 1,252 1,252 Financial liabilities: Deposits 3,892,705 3,210,581 — — 3,210,581 ( 1 Estimated fair values are consistent with an exit-price concept. The assumptions used to estimate the fair values are intended to approximate those that a market-participant would realize in a hypothetical orderly transaction.

Note 9 - Income Taxes

Note 9 - Income Taxes	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note 9. Accounting Standards Codification (“ASC”) 740, Income Taxes not” March 31, 2023 not March 31, 2023 The Company's effective tax rate for the three March 31, 2023 2022 March 31, 2023 2022 As of and for the three March 31, 2023 not The Company and the Bank file consolidated U.S. Federal and State of Tennessee income tax returns. The Company is currently open to audit under the statute of limitations by the State of Tennessee for the years ended December 31, 2019 2022 December 31, 2020 2022.

Note 10 - Earnings Per Share

Note 10 - Earnings Per Share	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 10. The computation of basic earnings per share is based on the weighted average number of common shares outstanding during the period, adjusted for stock splits. The computation of diluted earnings per share for the Company begins with the basic earnings per share and includes the effect of common shares contingently issuable from stock options. The following is a summary of components comprising basic and diluted earnings per share (“EPS”) for the three March 31, 2023 2022 Three Months Ended March 31, 2023 2022 (Dollars in Thousands Except Share and Per Share Amounts) Basic EPS Computation: Numerator – Earnings available to common stockholders $ 13,841 $ 11,373 Denominator – Weighted average number of common shares outstanding 11,543,497 11,276,121 Basic earnings per common share $ 1.20 $ 1.01 Diluted EPS Computation: Numerator – Earnings available to common stockholders $ 13,841 $ 11,373 Denominator – Weighted average number of common shares outstanding 11,543,497 11,276,121 Dilutive effect of stock options 29,763 31,885 Weighted average diluted common shares outstanding 11,573,260 11,308,006 Diluted earnings per common share $ 1.20 $ 1.01

Note 11 - Commitments and Conti

Note 11 - Commitments and Contingent Liabilities	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 11. In the normal course of business, the Bank has entered into off-balance sheet financial instruments which include commitments to extend credit (i.e., including unfunded lines of credit) and standby letters of credit. Commitments to extend credit are usually the result of lines of credit granted to existing borrowers under agreements that the total outstanding indebtedness will not may may Standby letters of credit are generally issued on behalf of an applicant (the Bank's customer) to a specifically named beneficiary and are the result of a particular business arrangement that exists between the applicant and the beneficiary. Standby letters of credit have fixed expiration dates and are usually for terms of two third The Bank follows the same credit policies and underwriting practices when making these commitments as it does for on-balance sheet instruments. Each customer’s creditworthiness is evaluated on a case-by-case basis, and the amount of collateral obtained, if any, is based on management’s credit evaluation of the customer. Collateral held varies but may The contractual amounts of these commitments are not not A summary of the Company’s total contractual amount for all off-balance sheet commitments at March 31, 2023 Commitments to extend credit $ 1,166,887,000 Standby letters of credit $ 111,479,000 Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures. 326, No Estimating credit losses on amounts expected to be funded uses the same methodology as described for loans in Note 2 The following table details activity in the allowance for credit losses on off-balance-sheet credit exposures for the three March 31, 2023 2022 (In Thousands) 2023 2022 Beginning balance, January 1 $ 6,136 955 Impact of adopting ASC 326 — 6,195 Credit loss expense (benefit) (1,278 ) 825 Ending balance, March 31, $ 4,858 7,975 The Bank originates residential mortgage loans, sells them to third may may not fourth 2018, not Each purchaser has specific guidelines and criteria for sellers of loans, and the risk of credit loss with regard to the principal amount of the loans sold is generally transferred to the purchasers upon sale. While the loans are sold without recourse, the purchase agreements require the Bank to make certain representations and warranties regarding the existence and sufficiency of file documentation and the absence of fraud by borrowers or other third To date, repurchase activity pursuant to the terms of these representations and warranties or due to early payoffs or payment defaults has been insignificant and has resulted in insignificant losses to the Company. Based on information currently available, management believes that the Bank does not may Various legal claims also arise from time to time in the normal course of business. In the opinion of management, the resolution of these claims outstanding at March 31, 2023 not

Note 12 - Subsequent Events

Note 12 - Subsequent Events	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Subsequent Events [Text Block]	Note 12. ASC 855, March 31, 2023

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2023
Accounting Policies [Abstract]
Nature of Business [Policy Text Block]	Nature of Business June 1, 2022,
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation 10 not 10 December 31, 2022 These consolidated financial statements include the accounts of the Company, the Bank, and Encompass. Significant intercompany transactions and accounts are eliminated in consolidation.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates aterial estimates that are particularly susceptible to significant change in the near term include the determination of the allowance for credit losses, the valuation of deferred tax assets, determination of any impairment of goodwill or other intangibles, the valuation of other real estate (if any), and the fair value of financial instruments. These financial statements should be read in conjunction with the Company’s Annual Report on Form 10 December 31, 2022 . There have been no 10 December 31, 2022 .
Reclassification, Comparability Adjustment [Policy Text Block]	Accounting Changes, Reclassifications and Restatements January 1, 2022, 2016 13, 326 326 326 326 326 not not In connection with the adoption of ASC 326,
Financing Receivable, Allowance for Credit Losses, Policy for Uncollectible Amounts [Policy Text Block]	Allowance For Credit Losses - Loans 326, not 2
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	Allowance For Credit Losses - Off-Balance-Sheet Credit Exposures 326, No 11
Investment, Policy [Policy Text Block]	Securities no Interest income on securities includes amortization of purchase premiums and discounts. Premiums and discounts on securities are generally amortized using the interest method with a constant effective yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Premiums on callable securities are amortized to their earliest call date. A security is placed on non-accrual status if (i) principal or interest has been in default for a period of 90 not not Allowance for Credit Losses - Securities Available-for-Sale not not not
New Accounting Pronouncements, Policy [Policy Text Block]	Newly Issued Not Information about certain recently issued accounting standards updates is presented below. Also refer to Note 1 2022 10 Accounting Standards Update 2022 03, 820 June 2022, 820 December 15, 2023. 2022 03 2022 03 Recently Adopted Accounting Standards ASU 2016 13, “ Financial Instruments - Credit Losses (Topic 326 ” ASU 2016 - 13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. As noted above, effective January 1, 2022 the Company adopted ASU 2016 - 13, which resulted in a $7.6 million decrease to the allowance for credit losses and a $6.2 million increase to the reserve for unfunded commitments, resulting in a $1.0 million increase in retained earnings (net of taxes). See Note 2 – Loans and Allowance for Credit Losses for additional information. Accounting Standards Update 2020 04, 848 March 2020, March 12, 2020 December 31, 2022. December 2022, Accounting Standards Update 2020 04, 848 Accounting Standards Update 2022 06, 848 848, March 12, 2020 December 31, 2024. August 2023. ASU 2022 01, “ Derivatives and Hedging (Topic 815 ” ASU 2022 - 01 was issued to expand the scope of assets eligible for portfolio layer method hedging to include all financial assets. The update also expands the current last-of-layer method that permits only one hedged layer to allow multiple hedged layers of a single closed portfolio. The last-of-layer method is renamed the portfolio layer method, because more than the last layer of a portfolio could be hedged. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. The adoption of ASU 2022 01 not ASU 2022 02, “ Financial Instruments - Credit Losses (Topic 326 ” ASU 2022 - 02 was issued to respond to feedback received from post-implementation review of Topic 326. The amendments eliminate the troubled debt restructuring (TDR) recognition and measurement guidance and now require that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosures and include new disclosure requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. To improve consistency for vintage disclosures, the ASU requires that public business entities disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326 - 20. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. The adoption of ASU 2022 02 not Other than those previously discussed, there were no

Note 2 - Loans and Allowance _2

Note 2 - Loans and Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(In Thousands) March 31, 2023 December 31, 2022 Residential 1-4 family real estate $ 875,547 $ 854,970 Commercial and multi-family real estate 1,101,151 1,064,297 Construction, land development and farmland 932,107 879,528 Commercial, industrial and agricultural 125,115 124,603 1-4 family equity lines of credit 156,236 151,032 Consumer and other 92,225 93,332 Total loans before net deferred loan fees 3,282,381 3,167,762 Net deferred loan fees (13,797 ) (14,153 ) Total loans 3,268,584 3,153,609 Less: Allowance for credit losses (41,446 ) (39,813 ) Net loans $ 3,227,138 $ 3,113,796
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total March 31, 2023 Allowance for credit losses - loans: Beginning balance January 1, $ 7,310 15,299 13,305 1,437 1,170 1,292 39,813 Provision for credit losses 647 387 488 118 54 268 1,962 Charge-offs — — — — — (448 ) (448 ) Recoveries — — 4 — — 115 119 Ending balance $ 7,957 15,686 13,797 1,555 1,224 1,227 41,446 (In Thousands) Residential 1-4 Family Real Estate Commercial and Multi-family Real Estate Construction, Land Development and Farmland Commercial, Industrial and Agricultural 1-4 family Equity Lines of Credit Consumer and Other Total March 31, 2022 Allowance for credit losses - loans: Beginning balance January 1, $ 9,242 16,846 9,757 1,329 1,098 1,360 39,632 Impact of adopting ASC 326 (3,393 ) (3,433 ) (266 ) 219 (324 ) (367 ) (7,564 ) Provision 53 619 902 33 83 202 1,892 Charge-offs — — — — — (287 ) (287 ) Recoveries 8 — 3 7 — 87 105 Ending balance $ 5,910 14,032 10,396 1,588 857 995 33,778
Schedule of Amortized Cost Basis of Collateral Dependent Loans [Table Text Block]	In Thousands Real Estate Other Total March 31, 2023 Residential 1-4 family real estate $ 1,077 — 1,077 Commercial and multi-family real estate 2,953 — 2,953 Construction, land development and farmland — — — Commercial, industrial and agricultural — 102 102 1-4 family equity lines of credit — — — Consumer and other — — — 4,030 102 4,132 In Thousands Real Estate Other Total December 31, 2022 Residential 1-4 family real estate $ 130 — 130 Commercial and multi-family real estate 508 — 508 Construction, land development and farmland — — — Commercial, industrial and agricultural — — — 1-4 family equity lines of credit — — — Consumer and other — — — $ 638 — 638
Financing Receivable, Nonaccrual [Table Text Block]	In Thousands March 31, December 31, 2023 2022 Residential 1-4 family real estate $ — $ — Commercial and multi-family real estate — — Construction, land development and farmland — — Commercial, industrial and agricultural — — 1-4 family equity lines of credit — — Consumer and other — — Total $ — $ —
Financing Receivable, Past Due [Table Text Block]	(In thousands) 30-59 Days Past Due 60-89 Days Past Due Non Accrual and Greater Than 89 Days Past Due Total Non Accrual and Past Due Current Total Loans Recorded Investment Greater Than 89 Days Past Due and Accruing March 31, 2023 Residential 1-4 family real estate $ 4,049 113 198 4,360 871,187 875,547 $ 198 Commercial and multi-family real estate 455 — 50 505 1,100,646 1,101,151 50 Construction, land development and farmland 1,412 — 350 1,762 930,345 932,107 350 Commercial, industrial and agricultural 188 — — 188 124,927 125,115 — 1-4 family equity lines of credit 210 — — 210 156,026 156,236 — Consumer and other 427 119 465 1,011 91,214 92,225 465 Total $ 6,741 232 1,063 8,036 3,274,345 3,282,381 $ 1,063 December 31, 2022 Residential 1-4 family real estate $ 2,046 1,080 426 3,552 851,418 854,970 $ 426 Commercial and multi-family real estate 397 1,626 400 2,423 1,061,874 1,064,297 400 Construction, land development and farmland 591 — — 591 878,937 879,528 — Commercial, industrial and agricultural 49 62 — 111 124,492 124,603 — 1-4 family equity lines of credit 74 77 — 151 150,881 151,032 — Consumer and other 403 184 43 630 92,702 93,332 43 Total $ 3,560 3,029 869 7,458 3,160,304 3,167,762 $ 869
Financing Receivable, Modified, Past Due [Table Text Block]	(In Thousands) Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Term Extension and Principal Forgiveness Combination Term Extension and Interest Rate Reduction Total Class of Financing Receivable Residential 1-4 family real estate $ — $ 947 $ — $ — $ — $ — 0.11 % Commercial and multi-family real estate — 2,453 — — — — 0.22 % Construction, land development and farmland — — — — — — — % Commercial, industrial and agricultural — — 102 — — — 0.08 % 1-4 family equity lines of credit — — — — — — — % Consumer and other — — — — — — — % Total $ — $ 3,400 $ 102 $ — $ — $ — 0.11 % In Thousands 30-59 Days Past Due 60-89 Days Past Due Greater Than 89 Days Past Due Total Past Due March 31, 2023 Residential 1-4 family real estate $ — $ — $ — $ — Commercial and multi-family real estate — — — — Construction, land development and farmland — — — — Commercial, industrial and agricultural — — — — 1-4 family equity lines of credit — — — — Consumer and other — — — — Total $ — $ — $ — $ — Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Months of Term Extension Residential 1-4 family real estate $ — — % — Commercial and multi-family real estate — — — Construction, land development and farmland — — — Commercial, industrial and agricultural — — 37 1-4 family equity lines of credit — — — Consumer and other — — — Total $ — — % 37 In Thousands Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Residential 1-4 family real estate $ — $ — $ — $ — Commercial and multi-family real estate — — — — Construction, land development and farmland — — — — Commercial, industrial and agricultural — — — — 1-4 family equity lines of credit — — — — Consumer and other — — — — Total $ — $ — $ — $ —
Financing Receivable Credit Quality Indicators [Table Text Block]	In Thousands Revolving 2023 2022 2021 2020 2019 Prior Loans Total March 31, 2023 Residential 1-4 family real estate Pass $ 44,488 289,370 255,567 102,467 60,721 105,372 12,567 870,552 Special mention — 243 — 881 62 2,022 349 3,557 Substandard — — — — 130 1,308 — 1,438 Total Residential 1-4 family real estate $ 44,488 289,613 255,567 103,348 60,913 108,702 12,916 875,547 Residential 1-4 family real estate: Current-period gross charge-offs $ — — — — — — — — Commercial and multi-family real estate Pass $ 24,805 278,229 250,048 188,005 101,438 231,162 27,180 1,100,867 Special mention — — — 160 — 37 — 197 Substandard — — — — — 87 — 87 Total Commercial and multi-family real estate $ 24,805 278,229 250,048 188,165 101,438 231,286 27,180 1,101,151 Commercial and multi-family real estate: Current-period gross charge-offs $ — — — — — — — — Construction, land development and farmland Pass $ 57,368 376,451 246,028 46,923 9,199 14,018 182,052 932,039 Special mention — — — — — 58 — 58 Substandard — — — — — 10 — 10 Total Construction, land development and farmland $ 57,368 376,451 246,028 46,923 9,199 14,086 182,052 932,107 Construction, land development and farmland: Current-period gross charge-offs $ — — — — — — — — Commercial, industrial and agricultural Pass $ 11,801 36,672 9,936 14,589 18,536 8,830 24,608 124,972 Special mention 102 7 18 16 — — — 143 Substandard — — — — — — — — Total Commercial, industrial and agricultural $ 11,903 36,679 9,954 14,605 18,536 8,830 24,608 125,115 Commercial, industrial and agricultural: Current-period gross charge-offs $ — — — — — — — — 1-4 family equity lines of credit Pass $ — — — — — — 156,036 156,036 Special mention — — — — — — 86 86 Substandard — — — — — — 114 114 Total 1-4 family equity lines of credit $ — — — — — — 156,236 156,236 1-4 family equity lines of credit: Current-period gross charge-offs $ — — — — — — — — Consumer and other Pass $ 7,065 24,041 9,354 16,987 5,645 6,930 21,967 91,989 Special mention — 22 90 16 — — — 128 Substandard — 78 13 13 — 4 — 108 Total Consumer and other $ 7,065 24,141 9,457 17,016 5,645 6,934 21,967 92,225 Consumer and other: Current-period gross charge-offs $ — 69 29 4 — — 346 448 In Thousands 2023 2022 2021 2020 2019 Prior Revolving Loans Total March 31, 2023 Pass $ 145,527 1,004,763 770,933 368,971 195,539 366,312 424,410 3,276,455 Special mention 102 272 108 1,073 62 2,117 435 4,169 Substandard — 78 13 13 130 1,409 114 1,757 Total $ 145,629 1,005,113 771,054 370,057 195,731 369,838 424,959 3,282,381 In Thousands Revolving 2022 2021 2020 2019 2018 Prior Loans Total December 31, 2022 Residential 1-4 family real estate: Pass $ 290,315 262,690 106,107 61,984 29,526 81,229 17,751 849,602 Special mention 245 300 885 62 115 1,955 349 3,911 Substandard — — — 131 — 1,326 — 1,457 Total Residential 1-4 family real estate $ 290,560 262,990 106,992 62,177 29,641 84,510 18,100 854,970 Commercial and multi-family real estate: Pass $ 271,403 246,265 161,326 107,908 74,494 166,267 36,342 1,064,005 Special mention — — 162 — — 40 — 202 Substandard — — — — — 90 — 90 Total Commercial and multi-family real estate $ 271,403 246,265 161,488 107,908 74,494 166,397 36,342 1,064,297 Construction, land development and farmland: Pass $ 364,681 237,051 90,341 9,648 5,212 9,445 163,076 879,454 Special mention — — — — — 60 — 60 Substandard — — — — — 14 — 14 Total Construction, land development and farmland $ 364,681 237,051 90,341 9,648 5,212 9,519 163,076 879,528 Commercial, industrial and agricultural: Pass $ 39,222 10,812 15,743 20,441 5,062 4,641 28,567 124,488 Special mention 7 44 17 — — 47 — 115 Substandard — — — — — — — — Total Commercial, industrial and agricultural $ 39,229 10,856 15,760 20,441 5,062 4,688 28,567 124,603 1-4 family equity lines of credit: Pass $ — — — — — — 150,849 150,849 Special mention — — — — — — 67 67 Substandard — — — — — — 116 116 Total 1-4 family equity lines of credit $ — — — — — — 151,032 151,032 Consumer and other: Pass $ 28,487 11,163 18,075 5,995 345 6,757 22,166 92,988 Special mention 74 130 20 2 — — — 226 Substandard 74 19 13 — 11 1 — 118 Total Consumer and other $ 28,635 11,312 18,108 5,997 356 6,758 22,166 93,332 In Thousands 2023 2022 2021 2020 2019 Prior Revolving Loans Total December 31, 2022 Pass $ 994,108 767,981 391,592 205,976 114,639 268,339 418,751 3,161,386 Special mention 326 474 1,084 64 115 2,102 416 4,581 Substandard 74 19 13 131 11 1,431 116 1,795 Total $ 994,508 768,474 392,689 206,171 114,765 271,872 419,283 3,167,762

Note 3 - Debt and Equity Secu_2

Note 3 - Debt and Equity Securities (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Marketable Securities [Table Text Block]	March 31, 2023 Securities Available-For-Sale In Thousands Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value U.S. Treasury and other U.S. government agencies $ 7,362 — 712 6,650 U.S. Government-sponsored enterprises (GSEs) 177,255 — 25,854 151,401 Mortgage-backed securities 508,650 96 66,248 442,498 Asset-backed securities 45,875 21 2,145 43,751 Corporate bonds 2,500 — 99 2,401 Obligations of states and political subdivisions 219,909 106 32,639 187,376 $ 961,551 223 127,697 834,077 December 31, 2022 Securities Available-For-Sale In Thousands Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value U.S. Treasury and other U.S. government agencies $ 7,353 — 856 6,497 U.S. Government-sponsored enterprises (GSEs) 177,261 — 32,049 145,212 Mortgage-backed securities 518,727 1 74,290 444,438 Asset-backed securities 47,538 — 2,288 45,250 Corporate bonds 2,500 — 97 2,403 Obligations of states and political subdivisions 218,936 — 39,924 179,012 $ 972,315 1 149,504 822,812
Investments Classified by Contractual Maturity Date [Table Text Block]	Available-For-Sale In Thousands Amortized Cost Estimated Market Value Due in one year or less $ 5,000 $ 4,904 Due after one year through five years 88,512 80,251 Due after five years through ten years 272,922 234,745 Due after ten years 595,117 514,177 $ 961,551 $ 834,077
Schedule of Unrealized Loss on Investments [Table Text Block]	In Thousands, Except Number of Securities Less than 12 Months 12 Months or More Total March 31, 2023 Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Available-for-Sale Securities: U.S. Treasury and other U.S. government agencies $ — $ — — $ 6,650 $ 712 3 $ 6,650 $ 712 U.S. Government-sponsored enterprises (GSEs) 8,984 400 3 142,416 25,454 55 151,400 25,854 Mortgage-backed securities 27,881 1,262 17 401,945 64,986 220 429,826 66,248 Asset-backed securities 17,182 889 8 24,092 1,256 21 41,274 2,145 Corporate bonds — — — 2,401 99 1 2,401 99 Obligations of states and political subdivisions 458 3 1 179,085 32,636 202 179,543 32,639 $ 54,505 $ 2,554 29 $ 756,589 $ 125,143 502 $ 811,094 $ 127,697 In Thousands, Except Number of Securities Less than 12 Months 12 Months or More Total December 31, 2022 Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Number of Securities Included Fair Value Unrealized Losses Available-for-Sale Securities: U.S. Treasury and other U.S. government agencies $ — $ — — $ 6,497 $ 856 — 6,497 $ 856 U.S. Government-sponsored enterprises (GSEs) 9,747 872 4 135,465 31,177 54 145,212 32,049 Mortgage-backed securities 148,441 14,601 113 295,431 59,689 136 443,872 74,290 Asset-backed securities 35,276 1607 21 9,974 681 11 45,250 2,288 Corporate bonds 2,403 97 1 — — — 2,403 97 Obligations of states and political subdivisions 58,567 6,056 76 120,445 33,868 128 179,012 39,924 $ 254,434 $ 23,233 215 $ 567,812 $ 126,271 332 $ 822,246 $ 149,504

Note 4 - Derivatives (Tables)

Note 4 - Derivatives (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Summary of Fair Value Hedge Relationships [Table Text Block]	March 31, 2023 Balance Sheet Location Weighted Average Remaining Maturity (In Years) Weighted Average Pay Rate Receive Rate Notional Amount Estimated Fair Value Interest rate swap agreements - loans Other assets 7.18 0.65 % 1 month LIBOR $ 30,000 3,987 December 31, 2022 Balance Sheet Location Weighted Average Remaining Maturity (In Years) Weighted Average Pay Rate Receive Rate Notional Amount Estimated Fair Value Interest rate swap agreements - loans Other assets 7.42 0.65 % 1 month LIBOR $ 30,000 4,520
Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]	Carrying Amount of the Hedged Assets Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets Line item on the balance sheet March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Loans $ 25,987 25,452 (4,013 ) (4,548 )
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	In Thousands March 31, 2023 December 31, 2022 Notional Amount Fair Value Notional Amount Fair Value Included in other assets (liabilities): Interest rate contracts for customers $ 10,978 270 6,923 123 Forward contracts related to mortgage loans held-for-sale 11,000 (43 ) 6,250 62
Interest Rate Swap [Member]
Notes Tables
Derivative Instruments, Gain (Loss) [Table Text Block]	Three Months Ended March 31, Gain (loss) on fair value hedging relationship 2023 2022 Interest rate swap agreements - loans: Hedged items $ 535 (1,584 ) Derivative designated as hedging instruments (533 ) 1,606
Mortgage Banking Derivatives [Member]
Notes Tables
Derivative Instruments, Gain (Loss) [Table Text Block]	In Thousands March 31, 2023 March 31, 2022 Interest rate contracts for customers $ 147 (153 ) Forward contracts related to mortgage loans held for sale and interest rate contracts (105 ) 567

Note 5 - Mortgage Servicing R_2

Note 5 - Mortgage Servicing Rights (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Table Text Block]	In Thousands March 31, 2023 December 31, 2022 Mortgage loan portfolios serviced for: FHLMC $ 94,873 $ 85,742
Servicing Asset at Amortized Cost [Table Text Block]	In Thousands March 31, 2023 March 31, 2022 Balance at beginning of period $ 1,065 — Servicing rights retained from loans sold 116 617 Amortization (34 ) (12 ) Valuation Allowance Provision — — Balance at end of period $ 1,147 605 Fair value, end of period $ 1,335 697
Schedule of Assumptions for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Table Text Block]	March 31, 2023 December 31, 2022 Prepayment speed 7.92 % 7.18 % Weighted-average life (in years) 8.61 8.98 Weighted-average note rate 4.55 % 4.34 % Weighted-average discount rate 9.00 % 9.00 %

Note 6 - Equity Incentive Pla_2

Note 6 - Equity Incentive Plans (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	March 31, 2023 March 31, 2022 Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price Options and SARs outstanding at beginning of period 414,778 $ 55.13 357,254 $ 50.18 Granted — — 27,166 63.25 Exercised (7,503 ) 44.20 (11,324 ) 41.17 Forfeited or expired (5,167 ) 60.35 (300 ) 51.25 Outstanding at end of period 402,108 $ 55.26 372,796 $ 51.41 Options and SARs exercisable at March 31 186,714 $ 48.30 171,270 $ 42.39
Share-Based Payment Arrangement, Restricted Stock and Restricted Stock Unit, Activity [Table Text Block]	Restricted Share Awards Shares Weighted Average Grant-Date Fair Value Outstanding at December 31, 2022 1,075 $ 64.03 Granted 1,107 67.85 Vested — — Forfeited — — Outstanding at March 31, 2023 2,182 $ 65.97

Note 7 - Regulatory Capital (Ta

Note 7 - Regulatory Capital (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Minimum Capital Adequacy For Classification Under Corrective Action Plan as Well Capitalized Amount Ratio Amount Ratio Amount Ratio (dollars in thousands) March 31, 2023 Total capital to risk weighted assets: Consolidated $ 524,496 13.7 % $ 306,344 8.0 % $ 382,930 10.0 % Wilson Bank 523,664 13.7 306,344 8.0 382,930 10.0 Tier 1 capital to risk weighted assets: Consolidated 478,193 12.5 229,759 6.0 306,345 8.0 Wilson Bank 477,361 12.5 229,758 6.0 306,344 8.0 Common equity Tier 1 capital to risk weighted assets: Consolidated 478,163 12.5 172,318 4.5 N/A N/A Wilson Bank 477,331 12.5 172,319 4.5 248,905 6.5 Tier 1 capital to average assets: Consolidated 478,193 10.7 178,694 4.0 N/A N/A Wilson Bank 477,361 10.7 178,621 4.0 223,277 5.0 Actual Minimum Capital Adequacy For Classification Under Corrective Action Plan as Well Capitalized Amount Ratio Amount Ratio Amount Ratio (dollars in thousands) December 31, 2022 Total capital to risk weighted assets: Consolidated $ 512,025 13.5 % $ 303,440 8.0 % $ 379,300 10.0 % Wilson Bank 509,169 13.4 303,334 8.0 379,168 10.0 Tier 1 capital to risk weighted assets: Consolidated 466,076 12.3 227,580 6.0 303,440 8.0 Wilson Bank 463,220 12.2 227,500 6.0 303,333 8.0 Common equity Tier 1 capital to risk weighted assets: Consolidated 466,061 12.3 170,685 4.5 N/A N/A Wilson Bank 463,205 12.2 170,625 4.5 246,458 6.5 Tier 1 capital to average assets: Consolidated 466,076 11.2 166,712 4.0 N/A N/A Wilson Bank 463,220 11.1 166,648 4.0 208,310 5.0

Note 8 - Fair Value Measureme_2

Note 8 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Assets and Liabilities Measured at Fair Value on a Recurring Basis (In Thousands) Total Carrying Value in the Consolidated Balance Sheet Quoted Market Prices in an Active Market (Level 1) Models with Significant Observable Market Parameters (Level 2) Models with Significant Unobservable Market Parameters (Level 3) March 31, 2023 Hedged Loans $ 25,987 — 25,987 — Investment securities available-for-sale: U.S. Treasury and other U.S. government agencies 6,650 6,650 — — U.S. Government sponsored enterprises 151,401 — 151,401 — Mortgage-backed securities 442,498 — 442,498 — Asset-backed securities 43,751 — 43,751 — Corporate bonds 2,401 — 2,401 — State and municipal securities 187,376 — 187,376 — Total investment securities available-for-sale 834,077 6,650 827,427 — Mortgage loans held for sale 4,184 — 4,184 — Derivative instruments 4,257 — 4,257 — Other investments 2,007 — — 2,007 Total assets $ 870,512 6,650 861,855 2,007 Derivative instruments $ 43 — 43 — Total liabilities $ 43 — 43 — December 31, 2022 Hedged Loans $ 25,452 — 25,452 — Investment securities available-for-sale: U.S. Treasury and other U.S. government agencies 6,497 6,497 — — U.S. Government sponsored enterprises 145,212 — 145,212 — Mortgage-backed securities 444,438 — 444,438 — Asset-backed securities 45,250 — 45,250 — Corporate bonds 2,403 — 2,403 — State and municipal securities 179,012 — 179,012 — Total investment securities available-for-sale 822,812 6,497 816,315 — Mortgage loans held for sale 3,355 — 3,355 — Derivative instruments 4,705 — 4,705 — Other investments 1,965 — — 1,965 Total assets $ 858,289 6,497 849,827 1,965 Derivative instruments $ — — — — Total liabilities $ — — — —
Fair Value Measurements, Nonrecurring [Table Text Block]	Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis (In Thousands) Total Carrying Value in the Consolidated Balance Sheet Quoted Market Prices in an Active Market (Level 1) Models with Significant Observable Market Parameters (Level 2) Models with Significant Unobservable Market Parameters (Level 3) March 31, 2023 Other real estate owned $ — — — — Collateral dependent loans (¹) 4,115 — — 4,115 Total $ 4,115 — — 4,115 December 31, 2022 Other real estate owned $ — — — — Collateral dependent loans (¹) 638 — — 638 Total $ 638 — — 638
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Valuation Techniques (1) Significant Unobservable Inputs Weighted Average Collateral dependent loans Appraisal Estimated costs to sell 10% Other real estate owned Appraisal Estimated costs to sell 10%
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	For the Three Months Ended March 31, 2023 2022 Other Assets Other Liabilities Other Assets Other Liabilities Fair value, January 1 $ 1,965 — $ 2,034 — Total realized gains (losses) included in income 42 — (10 ) — Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held at March 31 — — — — Purchases, issuances and settlements, net — — — — Transfers out of Level 3 — — — — Fair value, March 31 $ 2,007 — $ 2,024 — Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at March 31 $ 42 — $ (10 ) —
Fair Value, by Balance Sheet Grouping [Table Text Block]	Carrying/ Notional Estimated Quote Market Prices in an Active Market Models with Significant Observable Market Parameters Models with Significant Unobservable Market Parameters (in Thousands) Amount Fair Value (¹) (Level 1) (Level 2) (Level 3) March 31, 2023 Financial assets: Cash and cash equivalents $ 176,310 176,310 176,310 — — Loans, net 3,201,151 3,032,301 — — 3,032,301 Mortgage servicing rights 1,147 1,335 — 1,335 — Financial liabilities: Deposits 4,049,343 3,467,969 — — 3,467,969 December 31, 2022 Financial assets: Cash and cash equivalents $ 104,789 104,789 104,789 — — Loans, net 3,088,344 2,992,161 — — 2,992,161 Mortgage servicing rights 1,065 1,252 1,252 Financial liabilities: Deposits 3,892,705 3,210,581 — — 3,210,581

Note 10 - Earnings Per Share (T

Note 10 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, 2023 2022 (Dollars in Thousands Except Share and Per Share Amounts) Basic EPS Computation: Numerator – Earnings available to common stockholders $ 13,841 $ 11,373 Denominator – Weighted average number of common shares outstanding 11,543,497 11,276,121 Basic earnings per common share $ 1.20 $ 1.01 Diluted EPS Computation: Numerator – Earnings available to common stockholders $ 13,841 $ 11,373 Denominator – Weighted average number of common shares outstanding 11,543,497 11,276,121 Dilutive effect of stock options 29,763 31,885 Weighted average diluted common shares outstanding 11,573,260 11,308,006 Diluted earnings per common share $ 1.20 $ 1.01

Note 11 - Commitments and Con_2

Note 11 - Commitments and Contingent Liabilities (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	Commitments to extend credit $ 1,166,887,000 Standby letters of credit $ 111,479,000
Off-Balance-Sheet, Credit Loss, Liability [Table Text Block]	(In Thousands) 2023 2022 Beginning balance, January 1 $ 6,136 955 Impact of adopting ASC 326 — 6,195 Credit loss expense (benefit) (1,278 ) 825 Ending balance, March 31, $ 4,858 7,975

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($) $ in Thousands	Jan. 01, 2022	Mar. 31, 2023	Dec. 31, 2022	Jun. 01, 2022	Mar. 31, 2022	Dec. 31, 2021
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance		$ 4,858	$ 6,136		$ 7,975	$ 955
Retained Earnings (Accumulated Deficit), Total		$ 330,861	325,625
Cumulative Effect, Period of Adoption, Adjustment [Member]
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance			$ 0			$ 6,195
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Total	$ (7,600)
Retained Earnings (Accumulated Deficit), Total	1,000
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Unfunded Loan Commitment [Member]
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance	$ 6,200
Encompass Home Lending, LLC [Member]
Noncontrolling Interest, Ownership Percentage by Parent				51%

Note 2 - Loans and Allowance _3

Note 2 - Loans and Allowance for Credit Losses (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Mortgage Loans in Process of Foreclosure, Amount	$ 0	$ 11,000
Potential Problem Loans	$ 5,900,000	$ 6,400,000
Minimum [Member] | Real Estate Portfolio Segment [Member]
Financing Receivable, Amortization Period (Year)	15 years
Financing Receivable, Maturity Period (Year)	5 years
Minimum [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Maturity Period (Year)	1 year
Maximum [Member] | Real Estate Portfolio Segment [Member]
Financing Receivable, Amortization Period (Year)	30 years
Financing Receivable, Maturity Period (Year)	15 years
Maximum [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Maturity Period (Year)	5 years

Note 2 - Loans and Allowance _4

Note 2 - Loans and Allowance for Credit Losses - Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Loans, gross	$ 3,282,381	$ 3,167,762
Net deferred loan fees	(13,797)	(14,153)
Total loans	3,268,584	3,153,609
Less: Allowance for credit losses	(41,446)	(39,813)	$ (33,778)	$ (39,632)
Net loans	3,227,138	3,113,796
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Loans, gross	875,547	854,970
Total loans	875,547	854,970
Less: Allowance for credit losses	(7,957)	(7,310)	(5,910)	(9,242)
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Loans, gross	1,101,151	1,064,297
Total loans	1,101,151	1,064,297
Less: Allowance for credit losses	(15,686)	(15,299)	(14,032)	(16,846)
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Loans, gross	932,107	879,528
Total loans	932,107	879,528
Less: Allowance for credit losses	(13,797)	(13,305)	(10,396)	(9,757)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans, gross	156,236	151,032
Total loans	156,236	151,032
Less: Allowance for credit losses	(1,224)	(1,170)	(857)	(1,098)
Commercial, Industrial and Agricultural Portfolio [Member]
Loans, gross	125,115	124,603
Total loans	125,115	124,603
Less: Allowance for credit losses	(1,555)	(1,437)	(1,588)	(1,329)
Consumer Portfolio Segment [Member]
Loans, gross	92,225	93,332
Total loans	92,225	93,332
Less: Allowance for credit losses	$ (1,227)	$ (1,292)	$ (995)	$ (1,360)

Note 2 - Loans and Allowance _5

Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Balance	$ 39,813	$ 39,632
Provision for credit losses - loans	1,962	1,892
Charge-offs	(448)	(287)
Recoveries	119	105
Provision	1,962	1,892
Balance	41,446	33,778
Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		(7,564)
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Balance	7,310	9,242
Provision for credit losses - loans	647	53
Charge-offs	0	0
Recoveries	0	8
Provision	647	53
Balance	7,957	5,910
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		(3,393)
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Balance	15,299	16,846
Provision for credit losses - loans	387	619
Charge-offs	0	0
Recoveries	0	0
Provision	387	619
Balance	15,686	14,032
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		(3,433)
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Balance	13,305	9,757
Provision for credit losses - loans	488	902
Charge-offs	0	0
Recoveries	4	3
Provision	488	902
Balance	13,797	10,396
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		(266)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Balance	1,170	1,098
Provision for credit losses - loans	54	83
Charge-offs	0	0
Recoveries	0	0
Provision	54	83
Balance	1,224	857
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		(324)
Commercial, Industrial and Agricultural Portfolio [Member]
Balance	1,437	1,329
Provision for credit losses - loans	118	33
Charge-offs	0	0
Recoveries	0	7
Provision	118	33
Balance	1,555	1,588
Commercial, Industrial and Agricultural Portfolio [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		219
Consumer Portfolio Segment [Member]
Balance	1,292	1,360
Provision for credit losses - loans	268	202
Charge-offs	(448)	(287)
Recoveries	115	87
Provision	268	202
Balance	$ 1,227	995
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		$ (367)

Note 2 - Loans and Allowance _6

Note 2 - Loans and Allowance for Credit Losses - Amortized Cost Bases of Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Real Estate [Member]
Loans	$ 4,030	$ 638
Other Collateral [Member]
Loans	102	0
Collateral Pledged [Member]
Loans	4,132	638
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Real Estate [Member]
Loans	1,077	130
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Other Collateral [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Collateral Pledged [Member]
Loans	1,077	130
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Real Estate [Member]
Loans	2,953	508
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Other Collateral [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Collateral Pledged [Member]
Loans	2,953	508
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Real Estate [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Other Collateral [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Collateral Pledged [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Real Estate [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Other Collateral [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Collateral Pledged [Member]
Loans	0	0
Commercial, Industrial and Agricultural Portfolio [Member] | Real Estate [Member]
Loans	0	0
Commercial, Industrial and Agricultural Portfolio [Member] | Other Collateral [Member]
Loans	102	0
Commercial, Industrial and Agricultural Portfolio [Member] | Collateral Pledged [Member]
Loans	102	0
Consumer Portfolio Segment [Member] | Real Estate [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Other Collateral [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Collateral Pledged [Member]
Loans	$ 0	$ 0

Note 2 - Loans and Allowance _7

Note 2 - Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Loans on Nonaccrual Status	$ 0	$ 0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Loans on Nonaccrual Status	0	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Loans on Nonaccrual Status	0	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Loans on Nonaccrual Status	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans on Nonaccrual Status	0	0
Commercial, Industrial and Agricultural Portfolio [Member]
Loans on Nonaccrual Status	0	0
Consumer Portfolio Segment [Member]
Loans on Nonaccrual Status	$ 0	$ 0

Note 2 - Loans and Allowance _8

Note 2 - Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Loans, gross	$ 3,282,381	$ 3,167,762
Recorded Investment Greater Than 90 Days and Accruing	1,063	869
Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	6,741	3,560
Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	232	3,029
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	1,063	869
Financial Asset, Past Due [Member]
Loans, gross	8,036	7,458
Financial Asset, Not Past Due [Member]
Loans, gross	3,274,345	3,160,304
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Loans, gross	875,547	854,970
Recorded Investment Greater Than 90 Days and Accruing	198	426
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	4,049	2,046
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	113	1,080
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	198	426
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, Past Due [Member]
Loans, gross	4,360	3,552
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, Not Past Due [Member]
Loans, gross	871,187	851,418
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Loans, gross	1,101,151	1,064,297
Recorded Investment Greater Than 90 Days and Accruing	50	400
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	455	397
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	0	1,626
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	50	400
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, Past Due [Member]
Loans, gross	505	2,423
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, Not Past Due [Member]
Loans, gross	1,100,646	1,061,874
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Loans, gross	932,107	879,528
Recorded Investment Greater Than 90 Days and Accruing	350	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	1,412	591
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	0	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	350	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, Past Due [Member]
Loans, gross	1,762	591
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, Not Past Due [Member]
Loans, gross	930,345	878,937
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans, gross	156,236	151,032
Recorded Investment Greater Than 90 Days and Accruing	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	210	74
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	0	77
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Past Due [Member]
Loans, gross	210	151
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Not Past Due [Member]
Loans, gross	156,026	150,881
Commercial, Industrial and Agricultural Portfolio [Member]
Loans, gross	125,115	124,603
Recorded Investment Greater Than 90 Days and Accruing	0	0
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	188	49
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	0	62
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	0	0
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, Past Due [Member]
Loans, gross	188	111
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, Not Past Due [Member]
Loans, gross	124,927	124,492
Consumer Portfolio Segment [Member]
Loans, gross	92,225	93,332
Recorded Investment Greater Than 90 Days and Accruing	465	43
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross	427	403
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross	119	184
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	465	43
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans, gross	1,011	630
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans, gross	$ 91,214	$ 92,702

Note 2 - Loans and Allowance _9

Note 2 - Loans and Allowance for Credit Losses - Modified Financing Receivables (Details)	3 Months Ended
	Mar. 31, 2023 USD ($)
Financial Asset, 30 to 59 Days Past Due [Member]
Modified loans	$ 0
Financial Asset, 60 to 89 Days Past Due [Member]
Modified loans	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified loans	0
Financial Asset, Past Due [Member]
Modified loans	$ 0
Loans Receivable [Member]
Percentage of financing receivables	0.11%
Weighted average interest rate reduction	0%
Weighted average term extension (Year)	37 years
Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	$ 0
Modified loans	0
Payment Deferral [Member] | Loans Receivable [Member]
Financing receivable, modification amount	3,400
Modified loans	0
Extended Maturity [Member] | Loans Receivable [Member]
Financing receivable, modification amount	102
Modified loans	0
Contractual Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Extended Maturity and Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Extended Maturity and Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Modified loans	0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Modified loans	0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified loans	0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Financial Asset, Past Due [Member]
Modified loans	$ 0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Loans Receivable [Member]
Percentage of financing receivables	0.11%
Weighted average interest rate reduction	0%
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	$ 0
Modified loans	0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Payment Deferral [Member] | Loans Receivable [Member]
Financing receivable, modification amount	947
Modified loans	0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Extended Maturity [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Contractual Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Extended Maturity and Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member] | Extended Maturity and Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Modified loans	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Modified loans	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified loans	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Financial Asset, Past Due [Member]
Modified loans	$ 0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Loans Receivable [Member]
Percentage of financing receivables	0.22%
Weighted average interest rate reduction	0%
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	$ 0
Modified loans	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Payment Deferral [Member] | Loans Receivable [Member]
Financing receivable, modification amount	2,453
Modified loans	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Extended Maturity [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Contractual Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Extended Maturity and Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member] | Extended Maturity and Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Modified loans	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Modified loans	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified loans	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Financial Asset, Past Due [Member]
Modified loans	$ 0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Loans Receivable [Member]
Percentage of financing receivables	0%
Weighted average interest rate reduction	0%
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	$ 0
Modified loans	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Payment Deferral [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Extended Maturity [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Contractual Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Extended Maturity and Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member] | Extended Maturity and Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Modified loans	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Modified loans	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified loans	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Past Due [Member]
Modified loans	$ 0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Loans Receivable [Member]
Percentage of financing receivables	0%
Weighted average interest rate reduction	0%
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	$ 0
Modified loans	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Payment Deferral [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Extended Maturity [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Contractual Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Extended Maturity and Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Extended Maturity and Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Modified loans	0
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Modified loans	0
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified loans	0
Commercial, Industrial and Agricultural Portfolio [Member] | Financial Asset, Past Due [Member]
Modified loans	$ 0
Commercial, Industrial and Agricultural Portfolio [Member] | Loans Receivable [Member]
Percentage of financing receivables	0.08%
Weighted average interest rate reduction	0%
Weighted average term extension (Year)	37 years
Commercial, Industrial and Agricultural Portfolio [Member] | Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	$ 0
Modified loans	0
Commercial, Industrial and Agricultural Portfolio [Member] | Payment Deferral [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Commercial, Industrial and Agricultural Portfolio [Member] | Extended Maturity [Member] | Loans Receivable [Member]
Financing receivable, modification amount	102
Modified loans	0
Commercial, Industrial and Agricultural Portfolio [Member] | Contractual Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Commercial, Industrial and Agricultural Portfolio [Member] | Extended Maturity and Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Commercial, Industrial and Agricultural Portfolio [Member] | Extended Maturity and Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Modified loans	0
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Modified loans	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified loans	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Modified loans	$ 0
Consumer Portfolio Segment [Member] | Loans Receivable [Member]
Percentage of financing receivables	0%
Weighted average interest rate reduction	0%
Consumer Portfolio Segment [Member] | Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	$ 0
Modified loans	0
Consumer Portfolio Segment [Member] | Payment Deferral [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Consumer Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Modified loans	0
Consumer Portfolio Segment [Member] | Extended Maturity and Principal Forgiveness [Member] | Loans Receivable [Member]
Financing receivable, modification amount	0
Consumer Portfolio Segment [Member] | Extended Maturity and Interest Rate Reduction [Member] | Loans Receivable [Member]
Financing receivable, modification amount	$ 0

Note 2 - Loans and Allowance_10

Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Originated current year	$ 145,629		$ 994,508
Originated prior year	1,005,113		768,474
Originated two years prior year	771,054		392,689
Originated three years prior year	370,057		206,171
Originated four years prior year	195,731		114,765
Prior	369,838		271,872
Revolving loans	424,959		419,283
Loans, before allowance	3,268,584		3,153,609
Current-period gross charge-offs	448	$ 287
Loans, gross	3,282,381		3,167,762
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Originated current year	44,488		290,560
Originated prior year	289,613		262,990
Originated two years prior year	255,567		106,992
Originated three years prior year	103,348		62,177
Originated four years prior year	60,913		29,641
Prior	108,702		84,510
Revolving loans	12,916		18,100
Loans, before allowance	875,547		854,970
Originated current year, charge offs	0
Originated prior year, charge offs	0
Originated two years prior year, charge offs	0
Originated three years prior year, charge offs	0
Originated four years prior year, charge offs	0
Prior, charge offs	0
Revolving loans, charge offs	0
Current-period gross charge-offs	0	0
Loans, gross	875,547		854,970
Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Originated current year	24,805		271,403
Originated prior year	278,229		246,265
Originated two years prior year	250,048		161,488
Originated three years prior year	188,165		107,908
Originated four years prior year	101,438		74,494
Prior	231,286		166,397
Revolving loans	27,180		36,342
Loans, before allowance	1,101,151		1,064,297
Originated current year, charge offs	0
Originated prior year, charge offs	0
Originated two years prior year, charge offs	0
Originated three years prior year, charge offs	0
Originated four years prior year, charge offs	0
Prior, charge offs	0
Revolving loans, charge offs	0
Current-period gross charge-offs	0	0
Loans, gross	1,101,151		1,064,297
Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Originated current year	57,368		364,681
Originated prior year	376,451		237,051
Originated two years prior year	246,028		90,341
Originated three years prior year	46,923		9,648
Originated four years prior year	9,199		5,212
Prior	14,086		9,519
Revolving loans	182,052		163,076
Loans, before allowance	932,107		879,528
Originated current year, charge offs	0
Originated prior year, charge offs	0
Originated two years prior year, charge offs	0
Originated three years prior year, charge offs	0
Originated four years prior year, charge offs	0
Prior, charge offs	0
Revolving loans, charge offs	0
Current-period gross charge-offs	0	0
Loans, gross	932,107		879,528
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior year	0		0
Originated three years prior year	0		0
Originated four years prior year	0		0
Prior	0		0
Revolving loans	156,236		151,032
Loans, before allowance	156,236		151,032
Originated current year, charge offs	0
Originated prior year, charge offs	0
Originated two years prior year, charge offs	0
Originated three years prior year, charge offs	0
Originated four years prior year, charge offs	0
Prior, charge offs	0
Revolving loans, charge offs	0
Current-period gross charge-offs	0	0
Loans, gross	156,236		151,032
Commercial, Industrial and Agricultural Portfolio [Member]
Originated current year	11,903		39,229
Originated prior year	36,679		10,856
Originated two years prior year	9,954		15,760
Originated three years prior year	14,605		20,441
Originated four years prior year	18,536		5,062
Prior	8,830		4,688
Revolving loans	24,608		28,567
Loans, before allowance	125,115		124,603
Originated current year, charge offs	0
Originated prior year, charge offs	0
Originated two years prior year, charge offs	0
Originated three years prior year, charge offs	0
Originated four years prior year, charge offs	0
Prior, charge offs	0
Revolving loans, charge offs	0
Current-period gross charge-offs	0	0
Loans, gross	125,115		124,603
Consumer Portfolio Segment [Member]
Originated current year	7,065		28,635
Originated prior year	24,141		11,312
Originated two years prior year	9,457		18,108
Originated three years prior year	17,016		5,997
Originated four years prior year	5,645		356
Prior	6,934		6,758
Revolving loans	21,967		22,166
Loans, before allowance	92,225		93,332
Originated current year, charge offs	0
Originated prior year, charge offs	69
Originated two years prior year, charge offs	29
Originated three years prior year, charge offs	4
Originated four years prior year, charge offs	0
Prior, charge offs	0
Revolving loans, charge offs	346
Current-period gross charge-offs	448	$ 287
Loans, gross	92,225		93,332
Pass [Member]
Originated current year	145,527		994,108
Originated prior year	1,004,763		767,981
Originated two years prior year	770,933		391,592
Originated three years prior year	368,971		205,976
Originated four years prior year	195,539		114,639
Prior	366,312		268,339
Revolving loans	424,410		418,751
Loans, gross	3,276,455		3,161,386
Pass [Member] | Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Originated current year	44,488		290,315
Originated prior year	289,370		262,690
Originated two years prior year	255,567		106,107
Originated three years prior year	102,467		61,984
Originated four years prior year	60,721		29,526
Prior	105,372		81,229
Revolving loans	12,567		17,751
Loans, before allowance	870,552		849,602
Pass [Member] | Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Originated current year	24,805		271,403
Originated prior year	278,229		246,265
Originated two years prior year	250,048		161,326
Originated three years prior year	188,005		107,908
Originated four years prior year	101,438		74,494
Prior	231,162		166,267
Revolving loans	27,180		36,342
Loans, before allowance	1,100,867		1,064,005
Pass [Member] | Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Originated current year	57,368		364,681
Originated prior year	376,451		237,051
Originated two years prior year	246,028		90,341
Originated three years prior year	46,923		9,648
Originated four years prior year	9,199		5,212
Prior	14,018		9,445
Revolving loans	182,052		163,076
Loans, before allowance	932,039		879,454
Pass [Member] | Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior year	0		0
Originated three years prior year	0		0
Originated four years prior year	0		0
Prior	0		0
Revolving loans	156,036		150,849
Loans, before allowance	156,036		150,849
Pass [Member] | Commercial, Industrial and Agricultural Portfolio [Member]
Originated current year	11,801		39,222
Originated prior year	36,672		10,812
Originated two years prior year	9,936		15,743
Originated three years prior year	14,589		20,441
Originated four years prior year	18,536		5,062
Prior	8,830		4,641
Revolving loans	24,608		28,567
Loans, before allowance	124,972		124,488
Pass [Member] | Consumer Portfolio Segment [Member]
Originated current year	7,065		28,487
Originated prior year	24,041		11,163
Originated two years prior year	9,354		18,075
Originated three years prior year	16,987		5,995
Originated four years prior year	5,645		345
Prior	6,930		6,757
Revolving loans	21,967		22,166
Loans, before allowance	91,989		92,988
Special Mention [Member]
Originated current year	102		326
Originated prior year	272		474
Originated two years prior year	108		1,084
Originated three years prior year	1,073		64
Originated four years prior year	62		115
Prior	2,117		2,102
Revolving loans	435		416
Loans, gross	4,169		4,581
Special Mention [Member] | Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Originated current year	0		245
Originated prior year	243		300
Originated two years prior year	0		885
Originated three years prior year	881		62
Originated four years prior year	62		115
Prior	2,022		1,955
Revolving loans	349		349
Loans, before allowance	3,557		3,911
Special Mention [Member] | Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior year	0		162
Originated three years prior year	160		0
Originated four years prior year	0		0
Prior	37		40
Revolving loans	0		0
Loans, before allowance	197		202
Special Mention [Member] | Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior year	0		0
Originated three years prior year	0		0
Originated four years prior year	0		0
Prior	58		60
Revolving loans	0		0
Loans, before allowance	58		60
Special Mention [Member] | Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior year	0		0
Originated three years prior year	0		0
Originated four years prior year	0		0
Prior	0		0
Revolving loans	86		67
Loans, before allowance	86		67
Special Mention [Member] | Commercial, Industrial and Agricultural Portfolio [Member]
Originated current year	102		7
Originated prior year	7		44
Originated two years prior year	18		17
Originated three years prior year	16		0
Originated four years prior year	0		0
Prior	0		47
Revolving loans	0		0
Loans, before allowance	143		115
Special Mention [Member] | Consumer Portfolio Segment [Member]
Originated current year	0		74
Originated prior year	22		130
Originated two years prior year	90		20
Originated three years prior year	16		2
Originated four years prior year	0		0
Prior	0		0
Revolving loans	0		0
Loans, before allowance	128		226
Substandard [Member]
Originated current year	0		74
Originated prior year	78		19
Originated two years prior year	13		13
Originated three years prior year	13		131
Originated four years prior year	130		11
Prior	1,409		1,431
Revolving loans	114		116
Loans, gross	1,757		1,795
Substandard [Member] | Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior year	0		0
Originated three years prior year	0		131
Originated four years prior year	130		0
Prior	1,308		1,326
Revolving loans	0		0
Loans, before allowance	1,438		1,457
Substandard [Member] | Real Estate Portfolio Segment [Member] | Commercial and Multifamily [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior year	0		0
Originated three years prior year	0		0
Originated four years prior year	0		0
Prior	87		90
Revolving loans	0		0
Loans, before allowance	87		90
Substandard [Member] | Real Estate Portfolio Segment [Member] | Construction, Land Development and Farmland [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior year	0		0
Originated three years prior year	0		0
Originated four years prior year	0		0
Prior	10		14
Revolving loans	0		0
Loans, before allowance	10		14
Substandard [Member] | Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior year	0		0
Originated three years prior year	0		0
Originated four years prior year	0		0
Prior	0		0
Revolving loans	114		116
Loans, before allowance	114		116
Substandard [Member] | Commercial, Industrial and Agricultural Portfolio [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior year	0		0
Originated three years prior year	0		0
Originated four years prior year	0		0
Prior	0		0
Revolving loans	0		0
Loans, before allowance	0		0
Substandard [Member] | Consumer Portfolio Segment [Member]
Originated current year	0		74
Originated prior year	78		19
Originated two years prior year	13		13
Originated three years prior year	13		0
Originated four years prior year	0		11
Prior	4		1
Revolving loans	0		0
Loans, before allowance	$ 108		$ 118

Note 3 - Debt and Equity Secu_3

Note 3 - Debt and Equity Securities (Details Textual) - USD ($)	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-Sale, Amortized Cost	$ 961,551,000	$ 972,315,000
Debt Securities, Available-for-Sale	834,077,000	822,812,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	127,697,000	149,504,000
Debt Securities, Available-for-Sale, Unrealized Loss Position	811,094,000	822,246,000
Asset Pledged as Collateral [Member] | Public Deposits and Other Required Purposes [Member]
Debt Securities, Available-for-Sale, Amortized Cost	495,544,000	477,051,000
Debt Securities, Available-for-Sale	429,996,000	405,403,000
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-Sale, Amortized Cost	146,099,000	148,460,000
Debt Securities, Available-for-Sale	126,215,000	126,190,000
US Government Sponsored Entities and Agencies [Member]
Debt Securities, Available-for-Sale	10,900,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$ 1,600,000
Percent of Mortgage Backed Securties	99%
Asset-Backed Securities [Member]
Debt Securities, Available-for-Sale, Amortized Cost	$ 45,875,000	47,538,000
Debt Securities, Available-for-Sale	43,751,000	45,250,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	2,145,000	2,288,000
Debt Securities, Available-for-Sale, Unrealized Loss Position	41,274,000	45,250,000
Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale, Amortized Cost	2,500,000	2,500,000
Debt Securities, Available-for-Sale	2,401,000	2,403,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	99,000	97,000
Debt Securities, Available-for-Sale, Unrealized Loss Position	$ 2,401,000	$ 2,403,000

Note 3 - Debt and Equity Secu_4

Note 3 - Debt and Equity Securities - Debt and Equity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Available-for-sale, amortized cost	$ 961,551	$ 972,315
Securities, Available-for-sale, Gross Unrealized Gains	223	1
Securities, Available-for-sale, Gross Unrealized Losses	127,697	149,504
Debt Securities, Available-for-Sale	834,077	822,812
US Treasury and Other US Government Agencies Debt Securities [Member]
Available-for-sale, amortized cost	7,362	7,353
Securities, Available-for-sale, Gross Unrealized Gains	0	0
Securities, Available-for-sale, Gross Unrealized Losses	712	856
Debt Securities, Available-for-Sale	6,650	6,497
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-sale, amortized cost	177,255	177,261
Securities, Available-for-sale, Gross Unrealized Gains	0	0
Securities, Available-for-sale, Gross Unrealized Losses	25,854	32,049
Debt Securities, Available-for-Sale	151,401	145,212
Collateralized Mortgage-Backed Securities [Member]
Available-for-sale, amortized cost	508,650	518,727
Securities, Available-for-sale, Gross Unrealized Gains	96	1
Securities, Available-for-sale, Gross Unrealized Losses	66,248	74,290
Debt Securities, Available-for-Sale	442,498	444,438
Asset-Backed Securities [Member]
Available-for-sale, amortized cost	45,875	47,538
Securities, Available-for-sale, Gross Unrealized Gains	21	0
Securities, Available-for-sale, Gross Unrealized Losses	2,145	2,288
Debt Securities, Available-for-Sale	43,751	45,250
Corporate Debt Securities [Member]
Available-for-sale, amortized cost	2,500	2,500
Securities, Available-for-sale, Gross Unrealized Gains	0	0
Securities, Available-for-sale, Gross Unrealized Losses	99	97
Debt Securities, Available-for-Sale	2,401	2,403
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale, amortized cost	219,909	218,936
Securities, Available-for-sale, Gross Unrealized Gains	106	0
Securities, Available-for-sale, Gross Unrealized Losses	32,639	39,924
Debt Securities, Available-for-Sale	$ 187,376	$ 179,012

Note 3 - Debt and Equity Secu_5

Note 3 - Debt and Equity Securities - Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Due in one year or less, securities available-for-sale, amortized cost	$ 5,000
Due in one year or less, securities available-for-sale, estimated market value	4,904
Due after one year through five years, securities available-for-sale, amortized cost	88,512
Due after one year through five years, securities available-for-sale, estimated market value	80,251
Due after five years through ten years, securities available-for-sale, amortized cost	272,922
Due after five years through ten years, securities available-for-sale, estimated market value	234,745
Due after ten years, securities available-for-sale, amortized cost	595,117
Due after ten years, securities available-for-sale, estimated market value	514,177
Securities available-for-sale, amortized cost	961,551	$ 972,315
Securities available-for-sale, estimated market value	$ 834,077	$ 822,812

Note 3 - Debt and Equity Secu_6

Note 3 - Debt and Equity Securities - Gross Unrealized Losses and Fair Value of Company's Investments (Details) $ in Thousands	Mar. 31, 2023 USD ($) item	Dec. 31, 2022 USD ($) item
Available-for-Sale Securities, Less than 12 Months, Fair Value	$ 54,505	$ 254,434
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 2,554	$ 23,233
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included	29	215
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 756,589	$ 567,812
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 125,143	$ 126,271
Available-for-Sale Securities, 12 Months or More, Number of Securities Included	502	332
Available-for-Sale Securities, Total, Fair Value	$ 811,094	$ 822,246
Available-for-Sale Securities, Total, Unrealized Losses	127,697	149,504
US Treasury and Other US Government Agencies Debt Securities [Member]
Available-for-Sale Securities, Less than 12 Months, Fair Value	0	0
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 0	$ 0
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included	0	0
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 6,650	$ 6,497
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 712	$ 856
Available-for-Sale Securities, 12 Months or More, Number of Securities Included	3	0
Available-for-Sale Securities, Total, Fair Value	$ 6,650	$ 6,497
Available-for-Sale Securities, Total, Unrealized Losses	712	856
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-Sale Securities, Less than 12 Months, Fair Value	8,984	9,747
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 400	$ 872
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included	3	4
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 142,416	$ 135,465
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 25,454	$ 31,177
Available-for-Sale Securities, 12 Months or More, Number of Securities Included	55	54
Available-for-Sale Securities, Total, Fair Value	$ 151,400	$ 145,212
Available-for-Sale Securities, Total, Unrealized Losses	25,854	32,049
Collateralized Mortgage-Backed Securities [Member]
Available-for-Sale Securities, Less than 12 Months, Fair Value	27,881	148,441
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 1,262	$ 14,601
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included	17	113
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 401,945	$ 295,431
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 64,986	$ 59,689
Available-for-Sale Securities, 12 Months or More, Number of Securities Included	220	136
Available-for-Sale Securities, Total, Fair Value	$ 429,826	$ 443,872
Available-for-Sale Securities, Total, Unrealized Losses	66,248	74,290
Asset-Backed Securities [Member]
Available-for-Sale Securities, Less than 12 Months, Fair Value	17,182	35,276
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 889	$ 1,607
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included	8	21
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 24,092	$ 9,974
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 1,256	$ 681
Available-for-Sale Securities, 12 Months or More, Number of Securities Included	21	11
Available-for-Sale Securities, Total, Fair Value	$ 41,274	$ 45,250
Available-for-Sale Securities, Total, Unrealized Losses	2,145	2,288
Corporate Debt Securities [Member]
Available-for-Sale Securities, Less than 12 Months, Fair Value	0	2,403
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 0	$ 97
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included | item	0	1
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 2,401	$ 0
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 99	$ 0
Available-for-Sale Securities, 12 Months or More, Number of Securities Included | item	1	0
Available-for-Sale Securities, Total, Fair Value	$ 2,401	$ 2,403
Available-for-Sale Securities, Total, Unrealized Losses	99	97
US States and Political Subdivisions Debt Securities [Member]
Available-for-Sale Securities, Less than 12 Months, Fair Value	458	58,567
Available-for-Sale Securities, Less than 12 Months, Unrealized Losses	$ 3	$ 6,056
Available-for-Sale Securities, Less than 12 Months, Number of Securities Included	1	76
Available-for-Sale Securities, 12 Months or More, Fair Value	$ 179,085	$ 120,445
Available-for-Sale Securities, 12 Months or More, Unrealized Losses	$ 32,636	$ 33,868
Available-for-Sale Securities, 12 Months or More, Number of Securities Included	202	128
Available-for-Sale Securities, Total, Fair Value	$ 179,543	$ 179,012
Available-for-Sale Securities, Total, Unrealized Losses	$ 32,639	$ 39,924

Note 4 - Derivatives (Details T

Note 4 - Derivatives (Details Textual) - USD ($)	Mar. 31, 2023	Dec. 31, 2022	Jun. 30, 2020
Interest Rate Lock Commitments [Member]
Derivative, Notional Amount	$ 10,978,000	$ 6,923,000
Derivative Asset, Subject to Master Netting Arrangement, before Offset	270,000	123,000
Forward Contracts [Member]
Derivative, Notional Amount	11,000,000	6,250,000
Derivative, Fair Value, Net	$ (43,000)	$ 62,000
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member] | Fair Value Hedging [Member]
Derivative, Notional Amount			$ 30,000,000

Note 4 - Derivatives - Summary

Note 4 - Derivatives - Summary of Fair Value Hedge Relationships (Details) - Interest Rate Swap [Member] - Fair Value Hedging [Member] - Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Weighted Average Remaining Maturity (Year)	7 years 2 months 4 days	7 years 5 months 1 day
Notional Amount	$ 30,000	$ 30,000
Other Assets [Member]
Estimated Fair Value	$ 3,987	$ 4,520
One Month LIBOR [Member]
Weighted Average Pay Rate	0.65%	0.65%

Note 4 - Derivatives - Income S

Note 4 - Derivatives - Income Statement Effects of Fair Value Hedge Relationships (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Hedged items	$ 535	$ (1,584)
Designated as Hedging Instrument [Member] | Fair Value Hedging [Member]
Derivative designated as hedging instruments	$ (533)	$ 1,606

Note 4 - Derivatives - Amounts

Note 4 - Derivatives - Amounts Recorded on the Balance Sheet Related to Cumulative Basis Adjustments for Fair Value Hedges (Details) - Fair Value Hedging [Member] - Designated as Hedging Instrument [Member] - Interest Rate Swap [Member] - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Carrying Amount of the Hedged Assets	$ 25,987	$ 25,452
Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets	$ (4,013)	$ (4,548)

Note 4 - Derivatives - Net Gain

Note 4 - Derivatives - Net Gains (Losses) Relating to Free-standing Derivative Instruments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest Rate Contract [Member]
Net gains (losses)	$ 147	$ (153)
Forward Contracts [Member]
Net gains (losses)	$ (105)	$ 567

Note 4 - Derivatives - Amount a

Note 4 - Derivatives - Amount and Fair Value of Mortgage Banking Derivatives (Details) - USD ($)	Mar. 31, 2023	Dec. 31, 2022
Interest Rate Contract [Member]
Derivative, amount	$ 10,978,000	$ 6,923,000
Derivative, net	270,000	123,000
Forward Contracts [Member]
Derivative, amount	11,000,000	6,250,000
Derivative, net	$ (43,000)	$ 62,000

Note 5 - Mortgage Servicing R_3

Note 5 - Mortgage Servicing Rights - Principal Balances (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
FHLMC	$ 94,873	$ 85,742

Note 5 - Mortgage Servicing R_4

Note 5 - Mortgage Servicing Rights - Mortgage Servicing Rights Under Amortization Method (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Balance at beginning of period	$ 1,065	$ 0
Servicing rights retained from loans sold	116	617
Amortization	(34)	(12)
Valuation Allowance Provision	0	0
Balance at end of period	1,147	605
Fair value, end of period	$ 1,335	$ 697

Note 5 - Mortgage Servicing R_5

Note 5 - Mortgage Servicing Rights - Key Data and Assumptions Used in Estimating Fair Value (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Prepayment speed	7.92%	7.18%
Weighted-average life (in years) (Year)	8 years 7 months 9 days	8 years 11 months 23 days
Weighted-average note rate	4.55%	4.34%
Weighted-average discount rate	9%	9%

Note 6 - Equity Incentive Pla_3

Note 6 - Equity Incentive Plans (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022	Apr. 13, 2019	Jun. 30, 2016	Apr. 30, 2009
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number (in shares)	236,793
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value (in dollars per share)	$ 55.87
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	$ 4,129,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	3 years 5 months 26 days
Stock Appreciation Rights (SARs) [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number (in shares)	165,215
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value (in dollars per share)	$ 54.42
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number (in shares)	2,182	1,075
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value (in dollars per share)	$ 65.97	$ 64.03
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	$ 111,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	2 years 3 months 14 days
The 2009 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)					100,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)			0
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number (in shares)	4,398
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 35.24
The 2016 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)				750,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)	197,310
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number (in shares)	232,495
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 56.25
The 2016 Equity Incentive Plan [Member] | Stock Appreciation Rights (SARs) [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number (in shares)	165,215
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value (in dollars per share)	$ 54.42

Note 6 - Equity Incentive Pla_4

Note 6 - Equity Incentive Plans - Summary of Stock Option Activity (Details) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Exercised (in shares)	(2,600)	(3,308)
Stock Options and Stock Appreciation Rights [Member]
Options and SARs outstanding at beginning of period (in shares)	414,778	357,254
Options and SARs outstanding at beginning of period (in dollars per share)	$ 55.13	$ 50.18
Granted (in shares)	0	27,166
Granted, Weighted Average Exercise Price (in dollars per share)	$ 0	$ 63.25
Exercised (in shares)	(7,503)	(11,324)
Exercised, Weighted Average Exercise Price (in dollars per share)	$ 44.20	$ 41.17
Forfeited or expired (in shares)	(5,167)	(300)
Forfeited or expired, Weighted Average Exercise Price (in dollars per share)	$ 60.35	$ 51.25
Outstanding at end of period (in shares)	402,108	372,796
Outstanding at end of period (in dollars per share)	$ 55.26	$ 51.41
Options and SARs exercisable at March 31 (in shares)	186,714	171,270
Options and SARs exercisable at March 31 (in dollars per share)	$ 48.30	$ 42.39

Note 6 - Equity Incentive Plan

Note 6 - Equity Incentive Plan - Summary of Restricted Stock Shares Activity (Details)	3 Months Ended
	Mar. 31, 2023 $ / shares shares
Outstanding, shares (in shares) | shares	236,793
Outstanding, weighted average grant date fair value (in dollars per share) | $ / shares	$ 55.87
Restricted Stock [Member]
Outstanding, shares (in shares) | shares	1,075
Outstanding, weighted average grant date fair value (in dollars per share) | $ / shares	$ 64.03
Granted , shares (in shares) | shares	1,107
Granted, weighted average grant date fair value (in dollars per share) | $ / shares	$ 67.85
Vested, shares (in shares) | shares	0
Vested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Forfeited, shares (in shares) | shares	0
Forfeited, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Outstanding, shares (in shares) | shares	2,182
Outstanding, weighted average grant date fair value (in dollars per share) | $ / shares	$ 65.97

Note 7 - Regulatory Capital - S

Note 7 - Regulatory Capital - Summary of Company's and Wilson Banks Actual Capital Amounts and Ratios (Details) $ in Thousands	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Total capital to risk weighted assets actual amount	$ 524,496	$ 512,025
Total capital to risk weighted assets actual ratio	0.137	0.135
Total capital to risk weighted assets regulatory minimum capital requirement amount	$ 306,344	$ 303,440
Total capital to risk weighted assets regulatory minimum capital requirement ratio (	0.080	0.080
Well capitalized amount	$ 382,930	$ 379,300
Total capital to risk weighted assets regulatory minimum capital requirement well capitalized ratio	0.100	0.100
Tier 1 capital to risk weighted assets actual amount	$ 478,193	$ 466,076
Tier 1 capital to risk weighted assets actual ratio	0.125	0.123
Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount	$ 229,759	$ 227,580
Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio	0.060	0.060
Tier 1 capital to risk well capitalized amount	$ 306,345	$ 303,440
Tier 1 capital to risk weighted assets regulatory well capitalized ratio	0.080	0.080
Common equity Tier 1 capital to risk weighted assets actual amount	$ 478,163	$ 466,061
Common equity Tier 1 capital to risk weighted assets actual ratio	0.125	0.123
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount	$ 172,318	$ 170,685
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio	0.045	0.045
Tier 1 capital to average assets actual amount	$ 478,193	$ 466,076
Tier 1 capital to average assets actual ratio	0.107	0.112
Tier 1 capital to average assets regulatory minimum capital requirement amount	$ 178,694	$ 166,712
Tier 1 capital to average assets regulatory minimum capital requirement ratio (as a percent)	0.040	0.040
Wilson Bank [Member]
Total capital to risk weighted assets actual amount	$ 523,664	$ 509,169
Total capital to risk weighted assets actual ratio	0.137	0.134
Total capital to risk weighted assets regulatory minimum capital requirement amount	$ 306,344	$ 303,334
Total capital to risk weighted assets regulatory minimum capital requirement ratio (	0.080	0.080
Well capitalized amount	$ 382,930	$ 379,168
Total capital to risk weighted assets regulatory minimum capital requirement well capitalized ratio	0.100	0.100
Tier 1 capital to risk weighted assets actual amount	$ 477,361	$ 463,220
Tier 1 capital to risk weighted assets actual ratio	0.125	0.122
Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount	$ 229,758	$ 227,500
Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio	0.060	0.060
Tier 1 capital to risk well capitalized amount	$ 306,344	$ 303,333
Tier 1 capital to risk weighted assets regulatory well capitalized ratio	0.080	0.080
Common equity Tier 1 capital to risk weighted assets actual amount	$ 477,331	$ 463,205
Common equity Tier 1 capital to risk weighted assets actual ratio	0.125	0.122
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount	$ 172,319	$ 170,625
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio	0.045	0.045
Common equity Tier 1 capital to risk weighted assets regulatory well capitalized	$ 248,905	$ 246,458
Common equity Tier 1 capital to risk weighted assets well capitalized ratio	0.065	0.065
Tier 1 capital to average assets actual amount	$ 477,361	$ 463,220
Tier 1 capital to average assets actual ratio	0.107	0.111
Tier 1 capital to average assets regulatory minimum capital requirement amount	$ 178,621	$ 166,648
Tier 1 capital to average assets regulatory minimum capital requirement ratio (as a percent)	0.040	0.040
Tier 1 capital to average assets well capitalized	$ 223,277	$ 208,310
Tier 1 capital to average assets well capitalized ratio (as a percent)	0.050	0.050

Note 8 - Fair Value Measureme_3

Note 8 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss	$ 41,446	$ 39,813	$ 33,778	$ 39,632
Collateral Pledged [Member]
Financing Receivable, Allowance for Credit Loss	$ 17	$ 0

Note 8 - Fair Value Measureme_4

Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-Sale	$ 834,077	$ 822,812
US Treasury and Other US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale	6,650	6,497
US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-Sale	151,401	145,212
Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale	442,498	444,438
Asset-Backed Securities [Member]
Debt Securities, Available-for-Sale	43,751	45,250
Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale	2,401	2,403
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale	187,376	179,012
Fair Value, Recurring [Member] | Reported Value Measurement [Member]
Hedged Loans	25,987	25,452
Debt Securities, Available-for-Sale	834,077	822,812
Mortgage loans held for sale	4,184	3,355
Derivative Asset, Subject to Master Netting Arrangement, before Offset	4,257	4,705
Other investments	2,007	1,965
Total assets	870,512	858,289
Derivative instruments	43	0
Total liabilities	43	0
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | US Treasury and Other US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale	6,650	6,497
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-Sale	151,401	145,212
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale	442,498	444,438
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | Asset-Backed Securities [Member]
Debt Securities, Available-for-Sale	43,751	45,250
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale	2,401	2,403
Fair Value, Recurring [Member] | Reported Value Measurement [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale	187,376	179,012
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Hedged Loans	0	0
Debt Securities, Available-for-Sale	6,650	6,497
Mortgage loans held for sale	0	0
Derivative Asset, Subject to Master Netting Arrangement, before Offset	0	0
Other investments	0	0
Total assets	6,650	6,497
Derivative instruments	0	0
Total liabilities	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | US Treasury and Other US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale	6,650	6,497
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Asset-Backed Securities [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Hedged Loans	25,987	25,452
Debt Securities, Available-for-Sale	827,427	816,315
Mortgage loans held for sale	4,184	3,355
Derivative Asset, Subject to Master Netting Arrangement, before Offset	4,257	4,705
Other investments	0	0
Total assets	861,855	849,827
Derivative instruments	43	0
Total liabilities	43	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | US Treasury and Other US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-Sale	151,401	145,212
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale	442,498	444,438
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Asset-Backed Securities [Member]
Debt Securities, Available-for-Sale	43,751	45,250
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale	2,401	2,403
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale	187,376	179,012
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Hedged Loans	0	0
Debt Securities, Available-for-Sale	0	0
Mortgage loans held for sale	0	0
Derivative Asset, Subject to Master Netting Arrangement, before Offset	0	0
Other investments	2,007	1,965
Total assets	2,007	1,965
Derivative instruments	0	0
Total liabilities	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | US Treasury and Other US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Asset-Backed Securities [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale	$ 0	$ 0

Note 8 - Fair Value Measureme_5

Note 8 - Fair Value Measurements - Fair Value of Financial Instruments Measured on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022
Reported Value Measurement [Member]
Other real estate owned		$ 0	$ 0
Collateral dependent loans (¹)	[1]	4,115	638
Total assets		4,115	638
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Other real estate owned		0	0
Collateral dependent loans (¹)	[1]	0	0
Total assets		0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Other real estate owned		0	0
Collateral dependent loans (¹)	[1]	0	0
Total assets		0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Other real estate owned		0	0
Collateral dependent loans (¹)	[1]	4,115	638
Total assets		$ 4,115	$ 638
[1]As of March 31, 2023 a reserve of $17 was recorded on collateral dependent loans. As of December 31, 2022 no reserve was recorded on collateral dependent loans.

Note 8 - Fair Value Measureme_6

Note 8 - Fair Value Measurements - Additional Information on Assets Measured on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - Measurement Input, Discount Rate [Member] - Fair Value, Inputs, Level 3 [Member] - Weighted Average [Member]	Mar. 31, 2023	[1]
Collateral dependent loans	0.10
Other real estate owned	0.10
[1]The fair value is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent.

Note 8 - Fair Value Measureme_7

Note 8 - Fair Value Measurements - Changes in Fair Value Due to Observable Factors (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Fair value, other assets	$ 1,965	$ 2,034
Fair value, other liabilities	0	0
Total realized gains included in income, other assets	42	(10)
Total realized gains included in income, other liabilities	0	0
Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held, other assets	0	0
Change in unrealized gains/losses included in other comprehensive income for assets and liabilities still held, other liabilities	0	0
Purchases, issuances and settlements, net, other assets	0	0
Purchases, issuances and settlements, net, other liabilities	0	0
Transfers out of Level 3, other assets	0	0
Transfers out of Level 3, other liabilities	0	0
Fair value, other assets	2,007	2,024
Fair value, other liabilities	0	0
Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at March 31	42	(10)
Total realized gains (losses) included in income related to financial assets and liabilities still on the consolidated balance sheet at March 31	$ 0	$ 0

Note 8 - Fair Value Measureme_8

Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022
Reported Value Measurement [Member]
Cash and cash equivalents		$ 176,310	$ 104,789
Loans, net		3,201,151	3,088,344
Mortgage servicing rights		1,147	1,065
Deposits		4,049,343	3,892,705
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	[1]	176,310	104,789
Loans, net	[1]	3,032,301	2,992,161
Mortgage servicing rights		1,335	1,252
Deposits	[1]	3,467,969	3,210,581
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents		176,310	104,789
Loans, net		0	0
Mortgage servicing rights		0
Deposits		0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents		0	0
Loans, net		0	0
Mortgage servicing rights		1,335	1,252
Deposits		0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents		0	0
Loans, net		3,032,301	2,992,161
Mortgage servicing rights		0
Deposits		$ 3,467,969	$ 3,210,581
[1]Estimated fair values are consistent with an exit-price concept. The assumptions used to estimate the fair values are intended to approximate those that a market-participant would realize in a hypothetical orderly transaction.

Note 9 - Income Taxes (Details

Note 9 - Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Unrecognized Tax Benefits, Ending Balance	$ 0
Effective Income Tax Rate Reconciliation, Percent	22.71%	21.80%
Effective Income Tax Rate Reconciliation, at Federal and State Statutory Income Tax Rate, Percent	26.14%	26.14%
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued, Total	$ 0
Domestic Tax Authority [Member] | Internal Revenue Service (IRS) [Member]
Open Tax Year	2019 2020 2021 2022

Note 10 - Earnings Per Share -

Note 10 - Earnings Per Share - Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Numerator – Earnings available to common stockholders	$ 13,841	$ 11,373
Denominator – Weighted average number of common shares outstanding (in shares)	11,543,497	11,276,121
Basic earnings per common share (in dollars per share)	$ 1.20	$ 1.01
Numerator – Earnings available to common stockholders	$ 13,841	$ 11,373
Dilutive effect of stock options (in shares)	29,763	31,885
Weighted average diluted common shares outstanding (in shares)	11,573,260	11,308,006
Diluted earnings per common share (in dollars per share)	$ 1.20	$ 1.01

Note 11 - Commitments and Con_3

Note 11 - Commitments and Contingent Liabilities (Details Textual)	3 Months Ended
	Mar. 31, 2023
Real Estate Portfolio Segment [Member] | Residential 1 to 4 Family [Member]
Financing Receivable, Percentage of Loans Delivered to Investors	100%
Standby Letters of Credit [Member]
Debt Instrument, Term (Year)	2 years

Note 11 - Commitments and Con_4

Note 11 - Commitments and Contingent Liabilities - Total Contractual Amount for All Off-balance Sheet Commitments (Details)	Mar. 31, 2023 USD ($)
Standby Letters of Credit [Member]
Commitments	$ 111,479,000
Commitments to Extend Credit [Member]
Commitments	$ 1,166,887,000

Note 11 - Commitments and Con_5

Note 11 - Commitments and Contingent Liabilities - Allowance on Off-balance Sheet Credit Exposures (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Beginning balance, January 1	$ 6,136	$ 955
Credit loss expense (benefit)	(1,278)	825
Ending balance, March 31,	4,858	7,975
Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance, January 1	$ 0	$ 6,195