Sapiens International (SPNS) 20-F2015 FY Annual report (foreign)

Filed: 29 Mar 16, 12:00am

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New words: AcquisitionsOur, aid, ancillary, andDecember, anddevelopment, annexed, Aruba, Barbara, basedto, BI, Bonaire, bore, broaden, capacity, Capture, Classification, conclusion, counted, decide, deficiency, downside, Dubai, earliest, erosion, Eurozone, excel, explanation, facilitate, footprint, foster, FZE, Goldberg, Gouvieux, Halle, harmonization, hearing, house, HR, ibexi, India, Indian, indirect, inquiry, INR, Inseco, Insseco, instance, invoiced, IoT, joint, Justice, justified, Larry, lastly, lessee, lessor, loyal, meantime, millionand, morale, NATI, national, noncurrent, official, officio, penetrate, penetrating, penetration, Plenum, pooling, portal, preserving, pretax, prominently, pronouncement, provisional, Pte, ratified, retrospective, retrospectively, revocable, rupee, Saba, solidly, sought, Sp, strength, summoned, talented, TDM, TEM, termof, theyear, tier, toerosion, top, toproviding, uittreding, Union, unknown, upcoming, upside, vertically, Von, yare, zloty

Removed: American, area, arm, assistance, begin, British, CAGR, disinterested, earned, EMEA, engineered, fast, FVT, Great, insection, Kardan, length, locked, margin, marketplace, optionee, periodically, Perspective, positioned, Pound, proposal, reclassified, unnecessary, version

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Exhibit 8.1

List of Subsidiaries

Name of Subsidiary		Jurisdiction of Incorporation
Sapiens International Corporation B.V.		Netherlands
Sapiens Israel Software Systems Ltd.		Israel
Sapiens Technologies (1982) Ltd.		Israel
Sapiens Americas Corporation		New York
Sapiens North America Inc.		Ontario, Canada
Sapiens (UK) Limited		United Kingdom
Sapiens France S.A.S.		France
Sapiens Deutschland GmbH		Germany
Sapiens Japan Co.		Japan
Sapiens Software Solution (IDIT) Ltd.		Israel
IDIT Europe N.V.		Belgium
IDIT APAC PTY. Limited		NSW, Australia
Sapiens (Singapore) Insurance Solution		Singapore
Sapiens Software Solution (Life and Pension) Ltd.		Israel
Sapiens (UK) Insurance Software Solutions Limited		United Kingdom
Sapiens NA Insurance Solutions Inc.		Delaware
Formula Insurance Solutions (FIS) France		France
FIS- AU Pty Ltd.		Australia
Neuralmatic Ltd.		Israel
Sapiens Software Solutions (Decision) Ltd.		Israel
Sapiens Decision NA Inc		United States
Knowledge Partners International LLC		United States
Sapiens (UK) Decision Limited		United Kingdom
Ibexi Solutions Private Limited		India
Ibexi Solutions Pte Limited		Singapore
Ibexi Solutions UK Limited		UK
Ibexi Solutions FZE		Dubai
Sapiens Software Solutions (Poland) Sp. z o.o. (formerly Insseco Sp. z o.o.)		Poland

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