Columbia Banking System 10Q 2023 Q1 Quarterly report | COLB Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. freshman Bad

New words: abetting, absence, absent, acquiree, adequate, adequately, advantage, advice, ahead, alerting, alleging, alphabetic, analytical, ancillary, anytime, arbitral, Arizona, arrangement, arrive, asserted, assist, assistance, assumption, ATM, attaining, attract, authorization, Bancorp, bankable, bankruptcy, baseline, bearing, behavior, beneficial, beneficiary, beta, bilateral, block, BOLI, bond, book, booked, breach, breakout, broadly, brokerage, brought, budget, bulk, burden, caption, capture, capturing, carefully, Carlo, Casey, categorized, caution, CDL, ceased, certified, cessation, characteristic, characterize, characterized, Chicago, China, Circle, circumstance, claim, clearable, cleared, clearing, cliff, closure, Code, coding, cohort, COLB, Colorado, complaint, complex, condensed, conducted, confidence, configuration, confirmed, conformity, consecutive, contemplated, contemplating, contingent, converge, correspondingly, County, court, covenant, CRE, culminating, currency, CVA, cycle, dealing, death, debtor, decedent, decision, defend, deferral, deflationary, deleverage, delisted, demand, demonstrated, denied, denominator, depreciable, depreciation, depth, derecognition, deserve, differential, directionally, discovery, discretion, dispute, distinct, distribution, District, diversified, divest, divested, divestiture, Division, Dixon, downsized, drawn, DTA, dual, ease, effectuated, element, eligibility, emerging, empirical, empirically, employ, enable, enacted, enactment, entitled, equilibrium, eventual, eventually, exacerbated, excessive, exclusion, exercise, exercised, expedient, explanation, expressly, extrapolated, facilitate, Facilitation, fact, fed, FICO, fiduciary, FinPac, firm, fluctuate, FOMC, footnote, Force, founded, fraud, FS, gave, GNMA, granularity, group, haircut, harbor, headquartered, heightened, HELOC, highly, holder, horizon, hosting, hypothetical, implicitly, important, improbable, inactive, inactivity, inadequate, inadequately, inclusive, inconsistent, incorporated, incorporating, indefinite, indeterminate, indirect, indirectly, installation, installment, interchange, introduced, investigation, investor, isolation, issuance, issuer, jeopardize, Joint, judgment, jurisdiction, Kenneth, land, language, Lastly, lead, leasehold, legacy, legislation, LGD, lifetime, light, linear, linked, maintenance, Maker, manifested, manufacturing, Marin, matter, median, member, Mercantile, merchant, merged, minimizing, minimum, mitigate, mitigation, modification, monetary, Monte, monthly, Moody, motion, MSR, multiplied, negotiate, Nevada, newly, NOL, nonperformance, Northern, Novato, obligor, opted, orderly, organic, organization, outcome, outlook, output, overdraft, par, parallel, passage, path, payoff, payout, PD, peak, percent, persistent, pertinent, point, Ponzi, population, portrayal, post, posted, posting, predict, predicted, predictive, premier, prescriptive, presence, pressure, proceed, proceeding, profile, promote, Promptly, prospective, prospectively, put, putative, quantification, ratably, realigned, reclassification, reconciliation, reconfigure, recourse, recruit, redemption, redeployed, refinance, refinancing, refinement, regional, regularly, reimburse, relationship, remediation, remote, rendered, request, requisite, residual, resolution, resolved, restated, restored, retention, retroactively, retrospective, retrospectively, return, RSU, RUC, run, runoff, safe, satisfactory, scheme, semiconductor, sentiment, settlement, shift, shifted, shorter, shortly, simultaneously, situation, sizeable, slowdown, sought, sound, space, sponsored, stage, standalone, static, statistical, statutorily, statutory, steady, step, Strait, strong, structure, sublease, substitute, sudden, suffer, sum, summed, sunset, supply, survival, surviving, susceptible, sustain, sustainable, sustained, symbol, Tacoma, Taiwan, target, Task, taxable, temporary, tenor, tested, testing, threshold, ticker, tier, tightening, timeline, track, trade, traded, trading, transfer, transferred, transferring, translated, trend, UHC, UMPQ, unacceptable, unaffected, uncertainty, unclear, uncommitted, unfavorable, uniformly, unilateral, uninsured, unpredictable, unsubstantiated, unvested, unwinding, upward, usage, USD, USDA, Utah, validate, validated, validation, variance, variation, vast, vest, vested, vesting, vigorously, voting, war, watch, weaken, weakening, week, West, western, whichever, wider, wire, withdraw, withdrawal, worsening, worth, written

Removed: absolute, accommodate, accomplish, acquire, actively, add, adjust, administering, advance, affordable, aggregated, aggregation, aging, agreed, Agriculture, alter, America, amortize, amounted, annually, appraised, approved, approving, April, Article, ASC, assigned, assignment, assume, assured, automobile, balancing, behalf, boat, broken, buffer, call, callable, called, cancel, capable, carry, CD, CDI, CEO, CFO, collar, Commerce, commit, communicated, comparing, computing, concentrated, conservation, constrained, constructed, consulting, Continental, contrast, contributor, controlling, convert, correlated, created, deducted, denial, depositor, detail, detailed, develop, developing, directed, direction, disaggregation, discontinuation, Disposable, disrupt, documentation, dollar, downgraded, endeavor, enforceable, enforcement, entered, enterprise, EPS, essentially, establish, examination, exceeding, execute, exempt, exhibited, expand, expansion, expertise, explicit, exposed, extended, extensive, face, falling, family, farmland, foreclosed, formal, framework, free, frequency, frequent, gap, generating, geographically, guarantee, hacking, highest, history, identifying, identity, ii, illustrative, implied, imposition, improved, incorrect, instantaneously, integrate, interpretation, interruption, IntraFi, invasion, inventory, iv, ix, judged, July, labor, landscape, listed, livestock, located, mandatory, marketable, master, maturing, medium, moderate, movement, municipal, netted, netting, network, noninterest, November, occupancy, offer, offering, open, operate, OPPO, ordinary, OREO, originating, overseen, owner, pace, pandemic, participating, participation, pendency, PPP, practical, preceding, prepay, priced, processing, production, pronounced, proper, prove, prudent, purpose, pursue, qualified, quantity, question, reaching, read, receipt, reciprocal, reclassified, recording, recoverability, recreational, redeemable, redeeming, reflecting, registering, registration, reinvestment, reliable, rely, repay, reposition, reprice, repurchasing, responsibility, revise, revolving, rollforward, routine, Russia, satisfaction, seasonal, secondarily, serve, settle, shelf, show, sized, slowly, social, speak, stabilized, Street, strike, stronger, submit, succeeding, summarized, supervision, supplement, Supplementary, sweep, TDR, technological, temporarily, terminated, theft, thereto, thousand, titled, tool, Typical, Ukraine, unconditionally, understanding, undue, unequal, unnecessary, unsecured, unspecified, varied, varying, vehicle, version, vi, vii, viii, Wall, wealth, widely


			/s/ Clint E. Stein
			Clint E. Stein
			President and Chief Executive Officer
			Columbia Banking System, Inc.

			/s/ Ronald L. Farnsworth
			Ronald L. Farnsworth
			Executive Vice President/Chief Financial Officer and
			Principal Financial Officer
			Columbia Banking System, Inc.

			/s/ Lisa M. White
			Lisa M. White
			Executive Vice President/Corporate Controller and
			Principal Accounting Officer
			Columbia Banking System, Inc.

			May 9, 2023

Columbia Banking System (COLB) 10-Q2023 Q1 Quarterly report

Content analysis