UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported) December 29, 2005
PREMIER FINANCIAL BANCORP, INC.
(Exact name of registrant as specified in its charter)
Kentucky | | 61-1206757 |
| (State or other jurisdiction of incorporation organization) | | (I.R.S. Employer Identification No.) |
| | | |
2883 Fifth Avenue Huntington, West Virginia | | 25702 |
| (Address of principal executive offices) | | (Zip Code) |
| | | |
Registrant’s telephone number (304) 525-1600 |
| Not Applicable |
| Former name or former address, if changes since last report) |
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):
o Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR 240.14d-2(b))
o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
(17 CFR 240.13e-4(c))
PREMIER FINANCIAL BANCORP, INC,
INFORMATION TO BE INCLUDED IN THE REPORT
Item 8.01. Other Events
On December 29, 2005, Premier issued a press release announcing that it intends to redeem $7,000,000 (280,000 shares) of its 9.75% Trust Preferred Securities as of January 31, 2006. The proceeds to redeem the $7,000,000 of the Trust Preferred Securities will come from an adjustable prime interest rate bank borrowing, currently at 7.25%. The redemption will include interest on the 280,000 shares from January 1, 2006 through the January 31, 2006 redemption date.
Item 9.01. Financial Statements and Exhibits
(c) Exhibit 99.1 - Press Release dated December 29, 2005.
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| | PREMIER FINANCIAL BANCORP, INC. |
| | (Registrant) |
| | |
| Date: December 29, 2005 | /s/ Brien M. Chase |
| | Brien M. Chase, Vice President and Chief Financial Officer |
EXHIBIT INDEX
| Exhibit Number | | Description |
| 99.1 | | Press Release dated December 29, 2005, captioned “Premier Financial Bancorp, Inc. To Redeem $7,000,000 of Trust Preferred Securities.” |
| | | |
